Columbus Monthly: 2022 Columbus Five Star Wealth Managers Special Section

2022 COLUMBUS

STAR

These days, it takes a village to manage your financial world. Whether it is managing your assets with a wealth manager, navigating the ever-changing tax landscape, sorting out your estate and succession planning or picking the right life insurance, finding the right team can be a daunting task. In fact, many consumers have a hard time figuring out where to even begin.

Sometimes, a few simple questions can put you off on the right path. Asking a professional what makes working with them a unique experience can help you understand how they work and if their style meshes with your own.

This is a great place to start! Five Star Professional uses its own proprietary research methodology to name outstanding professionals, then works with publications such as Columbus Monthly to spread the word about award winners. Each award candidate undergoes a thorough research process (detailed here) before being considered for the final list of award winners. For the complete list of winners, go to www.fivestarprofessional.com.

FIVE STAR WEALTH MANAGER

Award candidates who satisfied 10 objective eligibility and evaluation criteria were named 2022 Five Star Wealth Managers. Eligibility Criteria – Required: 1. Credentialed as a registered investment adviser or a registered investment adviser representative. 2. Actively employed as a credentialed professional in the financial services industry for a minimum of five years. 3. Favorable regulatory and complaint history review. 4. Fulfilled their firm review based on internal firm standards. 5. Accepting new clients. Evaluation Criteria –Considered: 6. One-year client retention rate. 7. Five-year client retention rate. 8. Non-institutional discretionary and/or non-discretionary client assets administered. 9. Number of client households served. 10. Education and professional designations.

Regulatory Review: As defined by Five Star Professional, the wealth manager has not: been subject to a regulatory action that resulted in a license being suspended or revoked, or payment of a fine; individually contributed to a financial settlement of a customer complaint; been convicted of a felony. Within the past 11 years the wealth manager has not: been terminated from a wealth management or financial services firm; filed for personal bankruptcy; had more than a total of three settled or pending complaints filed against them (and no more than five total pending, dismissed or denied) with any regulatory authority.

Five Star Professional conducts a regulatory review of each nominated wealth manager using the Investment Adviser Public Disclosure (IAPD) website. Five Star Professional also uses multiple supporting processes to help ensure that a favorable regulatory and complaint history exists. Data submitted through these processes was applied per the above criteria; each wealth manager who passes the Five Star Professional regulatory review must attest that they meet the definition of favorable regulatory history based upon the criteria listed above. Five Star Professional promotes via local advertising the opportunity for consumers to confidentially submit complaints regarding a wealth manager.

Financial Planning

Teri R. Alexander · Alexander Financial Planning, Inc. Page 8

Samantha Anderson · Budros, Ruhlin & Roe Pages 2 & 3

Aaron Armstrong · Budros, Ruhlin & Roe Pages 2 & 3

John M. Bean · The Financial Solutions Network

Karen Cookston · Ameriprise Financial Services, LLC Page 8

Daniel Due · Budros, Ruhlin & Roe Pages 2 & 3

MANAGERS

RESEARCH DISCLOSURES

In order to consider a broad population of high-quality wealth managers, award candidates are identified by one of three sources: firm nomination, peer nomination or prequalification based on industry standing. Self-nominations are not accepted. Columbus-area award candidates were identified using internal and external research data. Candidates do not pay a fee to be considered or placed on the final lists of Five Star Wealth Managers.

• The Five Star award is not indicative of a professional’s future performance.

• Wealth managers may or may not use discretion in their practice and therefore may not manage their clients’ assets.

• The inclusion of a professional on the Five Star Wealth Manager list should not be construed as an endorsement of the professional by Five Star Professional or Columbus Monthly.

• Working with a Five Star Wealth Manager or any professional is no guarantee as to future investment success, nor is there any guarantee that the selected professionals will be awarded this accomplishment by Five Star Professional in the future.

• Five Star Professional is not an advisory firm and the content of this article should not be considered financial advice. For more information on the Five Star Wealth Manager award program, research and selection criteria, go to fivestarprofessional.com/research.

• 1 ,164 award candidates in the Columbus area were considered for the Five Star Wealth Manager award. 78 (approximately 7% of the award candidates) were named 2022 Five Star Wealth Managers.

All award winners are listed in this publication.

Brian Edwards · Morgan Stanley Page 4

Jason Eliason · Waller Financial Planning Group Page 7

Jason Farris · Waller Financial Planning Group Page 7

Kevin Fix · Fullen Financial Group, Inc. Page 5

Milt Fullen · Fullen Financial Group, Inc. Page 5

Scott Kidwell · Budros, Ruhlin & Roe Pages 2 & 3

Katherine

Michael

John

Chris Olsgard

Richard

Scott

Jamie

Dan

John W. Schatz

John Schuman

Isaiah Stidham

Katy Ufferman

Kevin Wuebker

Investments

Geoffrey

Sonia Brinkman

Adam T.

Kathleen E. Lach

Greg

Jessica Lee

Margaret E. McLurg

Matt Ullmer

Ameriprise

— WEALTH MANAGERS —

Budros, Ruhlin & Roe

Budros, Ruhlin & Roe

to right: Standing: Nine-year winner Daniel Due; 2022 winner Jamie Rizer; 2022 winner Matt Ullmer; Nine-year winner John McHugh; Four-year winner Samantha Anderson; Eight-year winner Jessica Lee; Nine-year winner Aaron Armstrong; Four-year winner Isaiah Stidham; Seated: Five-year winner Scott Kidwell; Four-year winner Sonia Brinkman; Four-year winner Kevin Wuebker; Five-year winner Michael Kline

Left to right: Standing: Nine-year winner Daniel Due; 2022 winner Jamie Rizer; 2022 winner Matt Ullmer; Nine-year winner John McHugh; Four-year winner Samantha Anderson; Eight-year winner Jessica Lee; Nine-year winner Aaron Armstrong; Four-year winner Isaiah Stidham; Seated: Five-year winner Scott Kidwell; Four-year winner Sonia Brinkman; Four-year winner Kevin Wuebker; Five-year winner Michael Kline

• Fee-only SEC Registered Investment Advisor (RIA) since 1979 with over $3 billion in AUM

• Holistic, collaborative approach to building wealth

Certified Financial Planner Board of

• Solutions generated from over 40 years of solving complex financial issues

• Strong client relationships evidenced over multiple generations

MANAGER

FIVE STAR WEALTH MANAGER AWARD WINNER

This award was issued on September 1st, 2022 by Five Star Professional (FSP) for the time period December 27th, 2021 through September 1st, 2022. Wealth managers do not pay a fee to be considered or placed on the final list of Five Star Wealth Managers. Award winners may pay for marketing tools, including this advertisement. The award is based on 10 objective criteria. Eligibility criteria – required: 1. Credentialed as a registered investment adviser or a registered investment adviser representative; 2. Actively licensed as a registered investment adviser or as a principal of a registered investment adviser firm for a minimum of 5 years; 3. Favorable regulatory and complaint history review (As defined by FSP, the wealth manager has not; A. Been subject to a regulatory action that resulted in a license being suspended or revoked, or payment of a fine; B. Had more than a total of three settled or pending complaints filed against them and/or a total of five settled, pending, dismissed or denied complaints with any regulatory authority or FSP’s consumer complaint process. Unfavorable feedback may have been discovered through a check of complaints registered with a regulatory authority or complaints registered through FSP’s consumer complaint process; feedback may not be representative of any one client’s experience; C. Individually contributed to a financial settlement of a customer complaint; D. Filed for personal bankruptcy within the past 11 years; E. Been terminated from a financial services firm within the past 11 years; F. Been convicted of a felony); 4. Fulfilled their firm review based on internal standards; 5. Accepting new clients. Evaluation criteria – considered: 6. One-year client retention rate; 7. Five-year client retention rate; 8. Non-institutional discretionary and/or non-discretionary client assets administered; 9. Number of client households served; 10. Education and professional designations. FSP does not evaluate quality of services provided to clients. The award is not indicative of the wealth manager’s future performance. Wealth managers may or may not use discretion in

should not be construed as

the selected wealth managers will be awarded

Managers.

1,157 considered, 77 winners; 2020: 1,048 considered, 71 winners; 2019: 1,061 considered, 79 winners;

1,165 considered,

winners;

considered,

712 considered,

winners;

1257 considered, 107 winners; 2014: 1,333 considered, 133 winners; 2013: 968 considered, 97 winners.

approach to

— WEALTH MANAGERS —

Because The Decisions You Make Today Impact Your Lifestyle And Financial Future

Because The Decisions You Make Today Impact Your Lifestyle And Financial Future

Wealth management clients can benefit from customized advice on financial aspects, including retirement planning, cash flow planning, debt management, wealth transfer, philanthropic planning, insurance planning, investment management, tax and estate planning and generational education planning.

Wealth management clients can benefit from customized advice on financial aspects, including retirement planning, cash flow planning, debt management, wealth transfer, philanthropic planning, insurance planning, investment management, tax and estate planning and generational education planning.

Our investment management team partners with each client to build a personalized solution and then follows a disciplined approach to guide portfolios through changing market conditions.

Our investment management team partners with each client to build a personalized solution and then follows a disciplined approach to guide portfolios through changing market conditions.

Business owners and plan sponsors look to our retirement plan services team for corporate retirement plan design, investment menu selections, participant education and ongoing plan monitoring.

Business owners and plan sponsors look to our retirement plan services team for corporate retirement plan design, investment menu selections, participant education and ongoing plan monitoring.

We also help high-income earners early in their careers turn uncertainty around, accumulating and allocating wealth into discipline and confidence through our with GROW BRR program. We are here to guide you.

We also help high-income earners early in their careers turn uncertainty around, accumulating and allocating wealth into discipline and confidence through our with GROW BRR program. We are here to guide you.

Watermark Drive, Suite 300 • Columbus, OH 43215

1801 Watermark Drive, Suite 300 • Columbus, OH 43215

Phone: 614-481-6900 info@b-r-r.com • www.b-r-r.com

Phone: 614-481-6900 info@b-r-r.com • www.b-r-r.com

Left to right: Six-year winner John Schuman, Co-CEO and Chief Compliance Officer; Six-year winner Dan Roe, Co-CEO and Chief Investment Officer

Left to right: Six-year winner John Schuman, Co-CEO and Chief Compliance Officer; Six-year winner Dan Roe, Co-CEO and Chief Investment Officer

FIVE STAR WEALTH MANAGER AWARD WINNER

FIVE STAR WEALTH MANAGER AWARD WINNER

award

past

years;

convicted

Five-year client retention

of services provided to

award is not indicative of the wealth manager’s future performance.

1,048

1,333 considered,

considered,

managers

winners.

or

not use

MANAGERS —

The Edwards Group at Morgan Stanley

While we started as a brother-sister team, today’s much larger team continues to embrace the meaning of the surname “Edwards,” which traces its origins back to England in 900 A.D. Its root words “ead” and “ward” mean prosperity/fortune and guardian/protector.

Centuries later, at The Edwards Group, we embody this purpose. We remain deeply rooted in our mission to be the guardians of your prosperity through good times and bad times for this generation and future generations. We strive to provide our clients with confidence and clarity in planning for their future. Over the last three decades, we have refined our process, expanded our services and built a model that provides a tailored and holistic experience.

advisor team offers experience in personal finance and retirement planning, business planning and corporate services and nonprofit board education and asset management. In each of these areas, we offer wealth management strategies for a myriad of financial situations.

Edwards is a 2014, 2015, 2019 – 2022 Five Star Wealth Manager.

FIVE STAR WEALTH MANAGER AWARD WINNER

This award was issued on September 1st, 2022 by Five Star Professional (FSP) for the time period December 27th, 2021 through September 1st, 2022. Wealth managers do not pay a fee to be considered or placed on the final list of Five Star Wealth Managers. Award winners may pay for marketing tools, including this advertisement. The award is based on 10 objective criteria. Eligibility criteria – required: 1. Credentialed as a registered investment adviser or a registered investment adviser representative; 2. Actively licensed as a registered investment adviser or as a principal of a registered investment adviser firm for a minimum of 5 years; 3. Favorable regulatory and complaint history review (As defined by FSP, the wealth manager has not; A. Been subject to a regulatory action that resulted in a license being suspended or revoked, or payment of a fine; B. Had more than a total of three settled or pending complaints filed against them and/or a total of five settled, pending, dismissed or denied complaints with any regulatory authority or FSP’s consumer complaint process. Unfavorable feedback may have been discovered through a check of complaints registered with a regulatory authority or complaints registered through FSP’s consumer complaint process; feedback may not be representative of any one client’s experience; C. Individually contributed to a financial settlement of a customer complaint; D. Filed for personal bankruptcy within the past 11 years; E. Been terminated from a financial services firm within the past 11 years; F. Been convicted of a felony); 4. Fulfilled their firm review based on internal standards; 5. Accepting new clients. Evaluation criteria – considered: 6. One-year client retention rate; 7. Five-year client retention rate; 8. Non-institutional discretionary and/or non-discretionary client assets administered; 9. Number of client households served; 10. Education and professional designations. FSP does not evaluate quality of services provided to clients. The award is not indicative of the wealth manager’s future performance. Wealth managers may or may not use discretion in

not be construed

the selected wealth managers

be awarded

Wealth Managers.

1,157 considered,

winners; 2020: 1,048 considered, 71 winners; 2019: 1,061 considered, 79 winners;

1,165 considered, 67 winners;

828 considered, 71 winners;

712 considered, 112 winners; 2015: 1257 considered, 107 winners; 2014: 1,333 considered, 133 winners; 2013: 968 considered, 97 winners.

— WEALTH MANAGERS —

Fullen Financial Group, Inc.

Fullen Financial Group, Inc. is an independent, fee-only Registered Investment Advisory firm. We embrace the fiduciary standard by putting our clients’ needs first in everything we do. With numerous certifications and CPA backgrounds, we recognize the value of comprehensive financial plans and effective tax strategies when managing client investments. Our holistic approach and competitive fees are designed for company executives, public sector employees, business owners and professionals, wherever life may take them.

• Sound investment advice driven by thoughtful planning and a thorough understanding of client values, goals and resources

• Technology tools that empower clients to take control of their financial lives and adapt to the unexpected

• Services that are tailored to each client’s needs, career stage and life situation

N High Street • Columbus, OH 43214

614-372-5430

Certified Financial Planner Board of Standards Inc. owns the certification marks CFP®, C ertified f inanCial P lanner ™, and the CFP® mark

FIVE STAR WEALTH MANAGER AWARD WINNER

plaque design) in the U.S.

This award was issued on September 1st, 2022 by Five Star Professional (FSP) for the time period December 27th, 2021 through September 1st, 2022. Wealth managers do not pay a fee to be considered or placed on the final list of Five Star Wealth Managers. Award winners may pay for marketing tools, including this advertisement. The award is based on 10 objective criteria. Eligibility criteria – required: 1. Credentialed as a registered investment adviser or a registered investment adviser representative; 2. Actively licensed as a registered investment adviser or as a principal of a registered investment adviser firm for a minimum of 5 years; 3. Favorable regulatory and complaint history review (As defined by FSP, the wealth manager has not; A. Been subject to a regulatory action that resulted in a license being suspended or revoked, or payment of a fine; B. Had more than a total of three settled or pending complaints filed against them and/or a total of five settled, pending, dismissed or denied complaints with any regulatory authority or FSP’s consumer complaint process. Unfavorable feedback may have been discovered through a check of complaints registered with a regulatory authority or complaints registered through FSP’s consumer complaint process; feedback may not be representative of any one client’s experience; C. Individually contributed to a financial settlement of a customer complaint; D. Filed for personal bankruptcy within the past 11 years; E. Been terminated from a financial services firm within the past 11 years; F. Been convicted of a felony); 4. Fulfilled their firm review based on internal standards; 5. Accepting new clients. Evaluation criteria – considered: 6. One-year client retention rate; 7. Five-year client retention rate; 8. Non-institutional discretionary and/or non-discretionary client assets administered; 9. Number of client households served; 10. Education and professional designations. FSP does not evaluate quality of services provided to clients. The award is not indicative of the wealth manager’s future performance. Wealth managers may or may not use discretion in their practice and therefore may not manage their clients’ assets. The inclusion of a wealth manager on the Five Star Wealth Manager list should not be construed as an endorsement of the wealth manager by FSP or this publication. Working with a Five Star Wealth Manager or any wealth manager is no guarantee as to future investment success, nor is there any guarantee that the selected wealth managers will be awarded this accomplishment by FSP in the future. 1,164 Columbus-area wealth managers were considered for the award; 78 (7% of candidates) were named 2022 Five Star Wealth Managers. 2021: 1,157 considered, 77 winners; 2020: 1,048 considered, 71 winners; 2019: 1,061 considered, 79 winners; 2018: 1,165 considered, 67 winners; 2017: 828 considered, 71 winners; 2016: 712 considered, 112 winners; 2015: 1257 considered, 107 winners; 2014: 1,333 considered, 133 winners; 2013: 968 considered, 97 winners.

Financial Advisors,

the

focus is to help clients achieve their financial goals

it requires coordinating all aspects of one’s financial

clients in

great

and growing

them

MANAGERS

in

management

and

more than a financial plan or an investment portfolio

investment

FIVE STAR WEALTH MANAGER AWARD WINNER

This award was issued on September 1st, 2022 by Five Star Professional (FSP) for the time period December 27th, 2021 through September 1st, 2022. Wealth managers do not pay a fee to be considered or placed on the final list of Five Star Wealth Managers. Award winners may pay for marketing tools, including this advertisement. The award is based on 10 objective criteria. Eligibility criteria – required: 1. Credentialed as a registered investment adviser or a registered investment adviser representative; 2. Actively licensed as a registered investment adviser or as a principal of a registered investment adviser firm for a minimum of 5 years; 3. Favorable regulatory and complaint history review (As defined by FSP, the wealth manager has not; A. Been subject to a regulatory action that resulted in a license being suspended or revoked, or payment of a fine; B. Had more than a total of three settled or pending complaints filed against them and/or a total of five settled, pending, dismissed or denied complaints with any regulatory authority or FSP’s consumer complaint process. Unfavorable feedback may have been discovered through a check of complaints registered with a regulatory authority or complaints registered through FSP’s consumer complaint process; feedback may not be representative of any one client’s experience; C. Individually contributed to a financial settlement of a customer complaint; D. Filed for personal bankruptcy within the past 11 years; E. Been terminated from a financial services firm within the past 11 years; F. Been convicted of a felony); 4. Fulfilled their firm review based on internal standards; 5. Accepting new clients. Evaluation criteria – considered: 6. One-year client retention rate; 7. Five-year client retention rate; 8. Non-institutional discretionary and/or non-discretionary client assets administered; 9. Number of client households served; 10. Education and professional designations. FSP does not evaluate quality of services provided to clients. The award is not indicative of the wealth manager’s future performance. Wealth managers may or may not use discretion in their practice and therefore may not manage their clients’ assets. The inclusion of a wealth manager on the Five Star Wealth Manager list should not be construed as an endorsement of the wealth manager by FSP or this publication. Working with a Five Star Wealth Manager or any wealth manager is no guarantee as to future investment success, nor is there any guarantee that the selected wealth managers will be awarded this accomplishment by FSP in the future. 1,164 Columbus-area wealth managers were considered for the award; 78 (7% of candidates) were named 2022 Five Star Wealth Managers. 2021: 1,157 considered, 77 winners; 2020: 1,048 considered, 71 winners; 2019: 1,061 considered, 79 winners;

1,165 considered, 67 winners;

considered,

winners;

712 considered, 112 winners;

1257 considered, 107 winners; 2014: 1,333 considered, 133 winners; 2013: 968 considered, 97 winners.

Left to right: 2021 and 2022 winner Adam T. Hill, CFP®;

MANAGERS

Adam T. Hill • Katy Ufferman

Building More Than Wealth

• Wealth management

• Retirement planning

Our experience and disciplined approach can help you optimize your financial resources by avoiding mistakes and taking advantage of opportunities when they come available. Acting as your financial coach, we seek to take the stress out of making important decisions in your financial life. When decisions need to be made, we will be there to help you. Our services include creating comprehensive investment management to financial planning. We focus on each client’s goals, aspirations and pride ourselves on the trusted, long-term relationships we’ve built.

W Campus Oval, Suite 320

614-431-4345

New Albany, OH 43054

www.maxwellfm.com

kufferman@maxwellfm.com

linkedin.com/in/katyufferman

Certified Financial Planner Board of Standards, Inc. (CFP Board) owns the CFP® certification mark, the Certified finanCial Planner™ certification mark, and the CFP® certification mark (with plaque design) logo in the United States, which it authorizes use of by individuals who successfully complete CFP Board’s initial and ongoing certification requirements. Award based on 10 objective criteria associated with providing quality services to clients such as credentials, experience, and assets under management among other factors. Wealth managers do not pay a fee to be considered or placed on the final list of 2021/2022 Five Star Wealth Managers. Securities and investment advisory services offered through LPL Financial, a registered investment advisor. Member FINRA/SIPC and registered investment advisor.

FIVE STAR WEALTH MANAGER AWARD WINNER

Waller Financial Planning Group

Lifestyle and Legacy by DesignSM

This award was issued on September 1st, 2022 by Five Star Professional (FSP) for the time period December 27th, 2021 through September 1st, 2022. Wealth managers do not pay a fee to be considered or placed on the final list of Five Star Wealth Managers. Award winners may pay for marketing tools, including this advertisement. The award is based on 10 objective criteria. Eligibility criteria – required: 1. Credentialed as a registered investment adviser or a registered investment adviser representative; 2. Actively licensed as a registered investment adviser or as a principal of a registered investment adviser firm for a minimum of 5 years;

Favorable regulatory and complaint history review (As defined by FSP, the wealth manager has not; A. Been subject to a regulatory action that resulted in a license being suspended or revoked, or payment of a fine;

Had more than a total of three settled or pending complaints filed against them and/or a total of five settled, pending, dismissed or denied complaints with any regulatory authority or FSP’s consumer complaint process. Unfavorable feedback may have been discovered through a check of complaints registered with a regulatory authority or complaints registered through FSP’s consumer complaint process; feedback may not be representative of any one client’s experience; C. Individually contributed to a financial settlement of a customer complaint; D. Filed for personal bankruptcy within the past 11 years; E. Been terminated from a financial services firm within the past 11 years; F. Been convicted of a felony); 4. Fulfilled their firm review based on internal standards; 5. Accepting new clients. Evaluation criteria – considered: 6. One-year client retention rate; 7. Five-year client retention rate; 8. Non-institutional discretionary and/or non-discretionary client assets administered;

Education and professional designations. FSP does not evaluate quality of services provided to clients. The award is not indicative of the wealth manager’s future performance. Wealth managers may or may not use discretion in their practice and therefore may not manage their clients’ assets. The inclusion of a wealth manager on the Five Star Wealth Manager list should not be construed as an endorsement of the wealth manager by FSP or this publication. Working with a Five Star Wealth Manager or any wealth manager is no guarantee as to future investment success, nor is there any guarantee that the selected wealth managers will be awarded this accomplishment by FSP in the future. 1,164 Columbus-area wealth managers were considered for the award; 78 (7% of candidates) were named 2022 Five Star Wealth Managers. 2021: 1,157 considered, 77 winners; 2020: 1,048 considered, 71 winners; 2019: 1,061 considered, 79 winners; 2018: 1,165 considered, 67 winners; 2017: 828 considered, 71 winners; 2016: 712 considered, 112 winners; 2015: 1257 considered, 107 winners; 2014: 1,333 considered, 133 winners; 2013: 968 considered, 97 winners.

Number of client households served;

FIVE

MANAGER AWARD WINNER

Left

winner Chris Olsgard; Six-year winner Katherine Kincaid; Four-year

Left

— WEALTH MANAGERS —

Karen Cookston

A private wealth advisory practice of Ameriprise Financial Services, LLC

There is more than one solution to any financial question. Karen leads a dedicated team of advisors, Vision Advisory Group, that have the ability, resources and experience to provide you with finical options. By working together, we learn about your financial and personal aspirations. Using this information and our experience, we help you plan for the future and celebrate your accomplishments. We understand a financial plan is not just about the numbers. It is about your family, hopes and dreams. It’s one reason that we are able to service our clients for several generations. Karen is a 2013 – 2022 Five Star Wealth Manager.

Investment products are not insured by the FDIC, NCUA or any federal agency, are not deposits or obligations of, or guaranteed by any financial institution, and involve investment risks including possible loss of principal and fluctuation

conduct their own evaluation of a financial professional as working with a

Financial

Alexander Financial Planning, Inc.

Your Financial Journey Starts Here

• Independent, fee-only, a Registered Investment Advisor (RIA)

• Fixed, flat-fee structure

• Aligning goals with core values

Over the last 25 years, so many amazing people have walked through our doors that we are proud to call our clients. Your aspirations and your dreams fuel our desire to be incredible at what we do. And for that, we are inspired, humbled and grateful.

We are a group of individuals who have had many of the same life experiences as our clients, and we know it is not all about the numbers. Aligning your goals with your core values drives our financial planning process. Every life story is different, and we want to help enrich your story through thoughtful and effective financial life planning.

Certified Financial Planner Board

award was issued on September 1st,

by

Star Professional (FSP)

Wealth managers do not pay a fee to be considered or placed on the final list of Five Star Wealth Managers. Award winners may pay for marketing tools, including this advertisement.

award is based on

objective criteria.

Credentialed as a registered investment adviser or a registered investment adviser representative;

Actively licensed as a registered investment adviser

a

a registered investment

a

years;

Favorable regulatory and complaint history review (As defined by FSP, the wealth manager has not; A. Been subject to a regulatory action that resulted in a license being suspended or revoked, or payment of a

Had more than a total of three settled or pending complaints filed against them and/or a total of five settled, pending, dismissed or denied complaints with any regulatory authority or FSP’s consumer complaint process.

may have been discovered through a check of complaints registered with a regulatory authority or complaints registered through FSP’s consumer complaint process; feedback may not be representative of any one client’s experience;

Filed for personal bankruptcy within the past 11 years; E. Been terminated from a financial services firm within the past 11 years; F. Been convicted of a felony);

Individually contributed to a financial settlement of a customer complaint;

Fulfilled their firm review based on internal

new clients. Evaluation criteria

considered:

One-year client retention rate;

Five-year client retention rate;

Non-institutional discretionary and/or non-discretionary client assets

of client

and professional designations. FSP does not evaluate quality of services provided to clients. The award is not indicative of the wealth manager’s future performance. Wealth managers may or may not use discretion in

1,157 considered,

1,333 considered,

1,048 considered,

winners;

winners;

considered,

considered,

Five Star Wealth Managers.

1257 considered, 107 winners;

FIVE STAR WEALTH MANAGER AWARD WINNER

• Collaborative approach based on understanding, communication and respect

Private Wealth Advisor, CRPC®

Left to right: Top row: Erik Danielson, Communications and Client Services Administrator; Tracey Guthrie, Investment Advisor Representative, Office Manager; Bottom row: Two-year winner Teri R. Alexander, CFP®, MSFP, CeFT®, AIF®, Principal; Krista Winograd, CFP®, Paraplanner

10

Kathleen E. Lach

Vice President, Financial Advisor,

Kathleen Lach Has Been Recognized as an Industry Leader

2019, 2020 and

Best-in-State

As a Morgan Stanley senior vice president and financial advisor, Kathleen Lach brings more than 20 years of financial services experience to every client she serves. Kathleen and her team work to provide clients with resources that are distinguished in the financial services industry.

545 Metro Place S • Dublin, OH 43017

Phone: 614-798-3229 kathleen.lach@morganstanley.com advisor.morganstanley.com/kathleen.lach

Source: Forbes.com (February, 2021). Forbes Best-in-State Wealth Advisors ranking was developed by SHOOK Research and is based on in-person, virtual and telephone due diligence meetings to evaluate each advisor qualitatively, a major component of a ranking algorithm that includes: client retention, industry experience, review of compliance records, firm nominations; and quantitative criteria, including: assets under management and revenue generated for their firms. Investment performance is not a criterion because client objectives and risk tolerances vary, and advisors rarely have audited performance reports. Rankings are based on the opinions of SHOOK Research, LLC and are not indicative of future performance or representative of any one client’s experience. Neither Morgan Stanley Smith Barney LLC nor its Financial Advisors or Private Wealth Advisors pay a fee to Forbes or SHOOK Research in exchange for the ranking. For more information, see www.SHOOKresearch.com. ©2022 Morgan Stanley Smith Barney LLC. Member SIPC. CRC 4869621 07/22.

FIVE STAR WEALTH MANAGER AWARD WINNER

Margaret E. McLurg

100 W Old Wilson Bridge Rd., Ste. 100 Worthington, OH 43085 Office: 614-389-5017 margaret.e.mclurg@ampf.com

Our process starts with foundational planning advice centered on your primary financial goal. Margaret is a 2013 – 2022 Five Star Wealth Manager award winner.

Not FDIC or NCUA Insured No Financial Institution Guarantee May Lose Value Investors should conduct their own evaluation of a financial professional as working with a financial advisor is not a guarantee of future financial success. Ameriprise Financial Services, LLC. Member FINRA and SIPC.

FIVE STAR WEALTH MANAGER AWARD WINNER

Continued from FS-1

Christopher Edward Adkins · Ameriprise Financial Services, LLC

David Donn Alspach · FPL Financial Strategies

Amy Kristin Arthur · Wells Fargo Advisors

Zachary Dane Auxter · Plante Moran Financial Advisors

Mark D. Beaver · Keeler & Nadler Family Wealth

Gary Steven Beckman · Morgan Stanley

Michael L. Beers · Morgan Stanley

Daniel Martin Betzel · Betzel Wealth Advisors

Ryan Carl Thomas Bibler · Wells Fargo Advisors

James Desportes Bishop · Morgan Stanley

Sean M. Buckley · Buckley Financial Planning

James Bradley Cain · Robert W. Baird & Co.

Kevin Robert Clark · Ameriprise Financial Services, LLC

Steven Michael Devlin · Dostal and Kirk

Scott Edwin Dye · LPL Financial

Vincent Warren Finney · Wells Fargo Advisors

Eric Scott Friedman · Scioto Wealth Advisors

Kelli J. Gargasz · Stratos Wealth Partners

Jason Joseph Gilbert · Ameriprise Financial Services, LLC

Jeffery Richard Gomez · G2 Capital Management

Debra Lynn Gordon · WesBanco Securities

Jaime Lee Goubeaux · Ameriprise Financial Services, LLC

Greg Robert Grabovac · G2 Capital Management

Andrew J. Grant · Wells Fargo Advisors

Casey N. Gregory · Morgan Stanley

Steven Gregory Henderly · Nvest Wealth Strategies

Rachael C. Holm · Ameriprise Financial Services, LLC

Edward Henry Inbusch · Ameriprise Financial Services, LLC

Robert Henry Johnson III · Park Avenue Securities

Jason Bradley Jones · Raymond James & Associates

Paul Sutton Kosling · Ameriprise Financial Services, LLC

Bruce Anthony Lancia · B. Anthony Company

Richard John Martin · Bluestone Wealth Partners

Mark Gus Mckimmins · Grove Point

Anne Elisabeth McNealey Davies · The Arlington Group Investment Consulting

Gregory Alan Munster · Wells Fargo Advisors

Richard Donald Nadler · Purshe Kaplan Sterling Investments

Joseph Peter Panfil · Wells Fargo Advisors

Andrew Michael Panyik · Money Concepts Financial Services Center

Mark John Randall · Ameriprise Financial Services, LLC

Melvin Mark Rochowiak · Principal Securities

Christopher Howard Rohan · Park Avenue Securities

Mark Allen Stoneburner · Stoneburner Wealth Management

Joshua Carter Woodby · Wells Fargo Advisors

Tom David Wyatt · Lifetime Financial Growth

This award was issued on September 1st, 2022 by Five Star Professional (FSP) for the time period December 27th, 2021 through September 1st, 2022. Wealth managers do not pay a fee to be considered or placed on the final list of Five Star Wealth Managers. Award winners may pay for marketing tools, including this advertisement. The award is based on 10 objective criteria. Eligibility criteria – required: 1. Credentialed as a registered investment adviser or a registered investment adviser representative; 2. Actively licensed as a registered investment adviser or as a principal of a registered investment adviser firm for a minimum of 5 years; 3. Favorable regulatory and complaint history review (As defined by FSP, the wealth manager has not; A. Been subject to a regulatory action that resulted in a license being suspended or revoked, or payment of a fine; B. Had more than a total of three settled or pending complaints filed against them and/or a total of five settled, pending, dismissed or denied complaints with any regulatory authority or FSP’s consumer complaint process. Unfavorable feedback may have been discovered through a check of complaints registered with a regulatory authority or complaints registered through FSP’s consumer complaint process; feedback may not be representative of any one client’s experience; C. Individually contributed to a financial settlement of a customer complaint; D. Filed for personal bankruptcy within the past 11 years; E. Been terminated from a financial services firm within the past 11 years; F. Been convicted of a felony); 4. Fulfilled their firm review based on internal standards; 5. Accepting new clients. Evaluation criteria – considered: 6. One-year client retention rate; 7. Five-year client retention rate; 8. Non-institutional discretionary and/or non-discretionary client assets administered; 9. Number of client households served; 10. Education and professional designations. FSP does not evaluate quality of services provided to clients. The award is not indicative of the wealth manager’s future performance. Wealth managers may or may not use discretion in their practice and therefore may not manage their clients’ assets. The inclusion of a wealth manager on the Five Star Wealth Manager list should not be construed as an endorsement of the wealth manager by FSP or this publication. Working with a Five Star Wealth Manager or any wealth manager is no guarantee as to future investment success, nor is there any guarantee that the selected wealth managers will be awarded this accomplishment by FSP in the future. 1,164 Columbus-area wealth managers were considered for the award; 78 (7% of candidates) were named 2022 Five Star Wealth Managers. 2021: 1,157 considered, 77 winners; 2020: 1,048 considered, 71 winners; 2019: 1,061 considered, 79 winners; 2018: 1,165 considered, 67 winners; 2017: 828 considered, 71 winners; 2016: 712 considered, 112 winners; 2015: 1257 considered, 107 winners; 2014: 1,333 considered, 133 winners; 2013: 968 considered, 97 winners.

Three-year winner Kathleen E. Lach, Senior Vice President, Financial Advisor, CAP®

CRPC®,

Advisor,

research, analyze,

act as a true partner, but

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best

decision

their clients’ goals and desires with broad

This disciplined approach is based on one simple belief:

Columbus

manages over

its business

unnecessary risks.

individuals and businesses

recommended its customized,