Our House For Sale By Owner August 2010

Page 1

house our

FREE

August 2010

T H E VA L L E Y ’ S L A R G E S T P U B L I C AT I O N O F F O R S A L E B Y O W N E R & B U I L D E R & R E A LTO R

Hidden Oaks 1.33 Acre Lot 4 Bedrooms 2.5 Baths SEE MORE ON PAGE 5

JUST $29 MONTLY

rental section our

ADVERTISE IN OUR HOUSE

706-405-1185

See pg 3 Homes Featured at 28 Websites Including

24 Hours a Day - 7 Days a Week

comeseeourhouse.com

The Nation’s Largest FSBO Site


2013 Devonshire Drive, Suite 107 Columbus, GA 31904

706-405-1185

www.comeseeourhouse.com

Ask Rodney

Over 15 Years Experience As A Licensed Real Estate Agent/Broker Question:In Today’s market, What do you think about Renting or doing a Lease Purchase? We all know the ups and downs of renting, but few really understand the benefits of a Lease Purchase. If you are even considering doing a lease purchase, first check your Security Deed to see if there are any stipulations to prevent you from being able to do one. If you are still not sure, consult with the lien holder, your closing attorney or contact me and I will help you determine whether you can or not. The down side on a lease purchase is if the lien holder does not allow it they could foreclose on you. Not only that, the Buyer could do damage to the property and then not close. The lien holder foreclosing on you is probably highly unlikely in today’s market if the payments are being made on time. The benefits of a Lease Purchase is the fact that you normally get a down payment of around 5-10% and a monthly payment each month until you close. A word to the wise is you may want to be sure your mortgage payment is at least covered each month with the monthly payment. The benefit to the buyer is the buyer will receive a small amount of the monthly payment as a credit towards the purchase amount. This amount is determined in negotiations. You want to make sure it is in writing that if they don’t close for any reason after they move in, they will lose the down payment and any payment credits that they paid. Other benefits include that if they quit paying you do not have to foreclose on them to get the property back, you simply file an eviction since the title to the property never changes until actual closing. It gets even better, if you evict that person you can then do the same thing again and again and get a down payment each time you lease. This could result in a higher profit on the home. I hope this was helpful. If you are considering selling your home remember I offer a FREE Market Analysis (CMA) to help you price your home so it will sell. If you have a question or just need a little free advice give me a call or send an e-mail to askrodney@knology.net. And remember We don’t just sell ad’s – We Sell Houses!

ADS

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rentals section

Property Address

Beds/Baths

4231 Empire Street Columbus, GA

5543 Teresa Street Columbus, GA

Special rates starting at just

our

$29!

A whole month of advertising

for rent & lease to purchase

706-405-1185 Description

Contact

3 or 4BR/1.5BA $700/mo. with 1 month/dep

Great corner lot Fenced Yard 1-car carport

Julie Quigley H & S Brokerage Co. 706-568-8866 706-573-1994

3BR/1BA

$675/mo. with 1 month/dep

Fenced Yard 1-car carport

Julie Quigley H & S Brokerage Co. 706-568-8866 706-573-1994

2BR/2BA

$695/mo. With $350/dep

8082 Veterans Pkwy Swimming pool, speciality ceilings,

Assurance Realty & Property Mangagement Group, Inc 706-221-1535

3714 Opelika Rd. Phenix City, AL

2BR/1BA

$450/mo. Phenix City, AL With 1 month/dep

Assurance Realty & Property Mangagement Group, Inc 706-221-1535

913 42nd Street Columbus, GA

3BR/1BA

$450/mo. Off River Road With 1 month/dep

Assurance Realty & Property Mangagement Group, Inc 706-221-1535

3019 3rd Avenue Columbus, GA

2BR/1BA

$400/mo. Off 2nd Avenue With 1 month/dep Near Downtown Columbus

Assurance Realty & Property Mangagement Group, Inc 706-221-1535

4147 Montclair Drive Columbus, GA

2BR/1BA

$515/mo. Off St.Mary’s Road With 1 month/dep

Assurance Realty & Property Mangagement Group, Inc 706-221-1535

2410 Schaul St 2410 1/2 Schaul St

1BR/1BA 1BR/1BA

$275/mo. $275/mo.

Assurance Realty & Property Mangagement Group, Inc 706-221-1535

3012 3rd Avenue Columbus, GA

3BR/2BA

$600/mo. Near Downtown With 1 month/dep North Columbus

2013 Devonshire Drive #103 #106 #109

4

Rent/Lease Purchase

Includes: Internet Ad & Magazine Ad

$1200/mo. $700/mo. $700/mo.

off Wyntonn Road

Office Space Available Utilites Included

Assurance Realty & Property Mangagement Group, Inc 706-221-1535 Assurance Realty & Property Mangagement Group, Inc 706-221-1535

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COUNTY INFO

Harris County

Includes: Cataula, Ellerslie, Fortson, Hamilton, Midland, Pine Mountain, Shiloh, Waverly Hall

Harris County offers a quiet lifestyle for residents and plenty for visitors to see and do. Enjoy golfing, hiking, biking, boating, camping, historic sightseeing and romantic getaways. Harris County has it all and more. When only big-city amenities will do, Atlanta is only a 90-minute drive. ID# 52317

Harris

317 Meadow Lakes Dr 3BR/2.5BA 2200+SF

$274,900 REDUCED $50,000 706-888-0986 706-302-6543

CRAFTSMAN STYLE - Spectacular!

Your payments will build equity in this 2200-SF and 384-SF unfinished bonus room custom built home in Meadow Lake Subdivision. You’ll enjoy 3 bedrooms, 2.5 bathrooms, master suite with Cathedral Ceiling - Triple windows - Double doors with RECEIVE $8000 CREDIT FROM BUILDER Transom windows, master bath with 6’ jacuzzi tub for soaking, separate shower with 6’ double headed shower, Cathedral ceiling, separate vanities, kitchen with custom cabinets, granite and ceramic countertops, breakfast area, breakfast bar, 2 pantries for quick access to everything and open to great room with stone fireplace, recessed lights wood floors, coffered ceiling, dining room, Florida room, front and rear foyers, covered breezeway connecting to large deck and house, private 2 acre wooded gently rolling lot, winding driveway, Architectural finishes and touches throughout, exterior includes Stone and Rot-free architectural finishes, Double and Triple - double hung vinyl windows with transoms throughout, Cathedral ceiling covered front porch, custom wood entrance door, landscaped, security system. Great location only 20 minutes from Columbus, LaGrange, West Point. 1.5 miles from I-185, 15 minutes from golf at Callaway Gardens $274,900. Call for your personal showing.

ID# 51335 Harris

335 White Oak Trail

4BR/2.5BA

OPEN HOUSE AUGUST 29TH 2 P.M. - 4 P.M.

2330SF

$239,900

Price Reduced

478-230-4325

Priced To Move !

4 BR 2.5 Baths on 1.33 acre lot. New carpet, new hardwood flooring, new interior & exterior paint, & more. Open/Split floor plan with specialty ceilings throughout. Large living room w/12’ ceilings & fireplace. Sep. formal dining room w/ lots of extra molding. Kitchen has custom cabinets w/sculptured countertops, ceramic tile backsplash, breakfast bar. Lrg sep. breakfast room w/ ceramic tile floor & plenty of windows for lighting. Master bath w/ sep. whirlpool tub & shower, dble vanity countertops, ceramic tile floors, sep his & hers large walk-in closets. Many more features. Seller to pay $1200 in closing costs. Call for your personal showing.

COVER PAGE Rates Start At $68

706-405-1185

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HARRIS

Welcome to beautiful Harris County, Georgia. Whether you are here for a visit or a lifetime, we know you will treasure the area’s scenic beauty, warm climate and friendly people. From the breathtaking beauty of Callaway® Gardens, Resort, Preserve and Community to Franklin D. Roosevelt State Park and the scenic vistas along our highways, you will enjoy your time here.


ID# 44027

HARRIS

P

Harris

Lot 27 Callaway Woods

6.2Acres

Motivated To Sell

706-315-3800

LAKE FRONT WITH PANORAMIC VIEW This beautiful, secluded and very unique 6.2 acre lot in Callaway Woods Lakeside subdivision sits on a 43 acre lake. Located in a cul-de-sac with it’s own private bridge and nearly 1000 feet of lake front access (yes 1000 feet) that you absolutely must see to believe. Backs up to beautiful wooded area for privacy, peace and quite. Standing Boy Creek feeds the 43 acre lake and runs along the back of property. The benefits of a great neighborhood and Harris County school system makes this lot even more attractive. Convenient to town, just north of Smith Road and west of I-185. Motivated to sell! Call or email John McLemore at jmclemore@masterbuilt.com and cell number 706-315-3800

ID# 56759

Harris 7597 Lower Blue Springs Rd 3BR/2BA

2154SF

$224,500

706-718-5913

706-587-2021

DON’T MISS OUT ON THIS ONE!

Cool off in the pool at this 3-bedroom/2-bath home on 3.01 acres perfect for entertaining. This open floor plan delivers a master suite with 3 walk-in closets, tray ceiling, double vanity , living room with stone fireplace, cathedral ceiling, built-in oak bookcases, kitchen with custom oak cabinets, large breakfast bar for midnight snacks, breakfast area, hardwood floors throughout, ceramic tile in bathrooms, screened porch overlooking salt water pool with scenic view of pond, security system, fenced back yard and storage building. Only $224,500. Call for your personal showing.

ID# 53061

Harris

61 Waterford Dr

3BR/2BA

1500SF

$149,000 Take Advantage While You Can

706-992-9713

If ownership is your plan, then come see this 1500-SF brick home on 1 acres just inside Cataula. Great features include 3 bedrooms, 2 bathrooms, great room with wood floors, brick fireplace, tray ceiling, master suite with garden tub, separate shower, kitchen with breakfast area, granite countertops, ceramic tile, wood floors throughout, new carpet in master bedroom, fenced back yard, patio for entertaining, large storage building with electricity, 10 minutes from schools. We are willing to negotiate and ready to sell. Offered at only $149,000. Call for your personal showing.

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ID# 54003

Harris

Lot 3 Overlook

4BR/ 3.5BA

3200SF

$439,000 Schedule Completion Mid July

706-457-1017

Gated Community Piedmont Lake with Waterview

This 3200 sq. ft. heated & 4200 total under roof has 4-BR/3.5BA brick home on 2+acres in Piedmont Lake Subdivision. Features include extra large kitchen w/ granite, stainless steel appliances, double oven w/ sep. cooktop you choose gas or electric, breakfast area, keeping room w/ 3 tier basket ceiling treatment. wood burning fireplace w/ gas starter, great room w/ 12’ coffered ceiling, dining room w/ 16’ ceilings, master suite w/ sep. sitting area, walk-in closet, double vanities, large sep. shower, 6’ whirlpool tub, A Rinnai Water System, energy star qualified windows, appliances, extra insulation to save you on your power bill, much more. Community Tennis Courts and Saltwater Pool

HARRIS

UNDER CONSTRUCTION ID# 54203

Harris

203 Quail Trail

3BR/2BA

1710SF

$160,000

561-289-2980

Own in Harris County for $2,500 down, $1,100/month! 1710 sq ft, 3BR/2BA split plan brick home on 1.4 acres in SW Harris County available on loan assumption. Why spend too much closing? Take over my loan for less! Principal is just under $155,000; payments are $1,098/mo (incl taxes & ins); rate is 5.0% & we’ve paid the first 18 months! Great location--close to Columbus & Ft. Benning. Upgraded appliances, carpet & tile floors, tray ceiling & fireplace in living room, attached 2-car carport w/storage room, deck. Recenty updated. Conventional sale price: $160,000. Call 561-289-2980.

ID# 53241

Harris

241 Winding Lake Dr

4BR/4BA

3100+SF

$425,000

706-392-6965

706-321-8014

Lots Of Summer Fun

For family and friends in the pool at this 4-bedroom/4-bath home in Winding Lake Subdivison. Features include a master suite with separate shower, whirlpool tub, dining room, living room with built-in bookcases, fireplace, carpeting, large kitchen with work island, breakfast area, granite countertops throughout, keeping room with ceremic tile, bonus room upstairs, 2-car garage, a sprinkler system, fenced back yard with stone retaining wall and fire pit, sprinkler system, security system. Offered at only $425,000.

Joe McCown - Owner 706-681-3130 AmazingScapesGa.com Rates Start At $68

706-405-1185

LANDSCAPING & IRRIGATION

7


ID# 53054

Harris

54 Waterford Drive

3BR/2BA

1908SF

house our

$197,500

706-505-3193

706-327-1136

Owner Relocating - Price Reduced

Need some “Elbow Room”… This 3 Bedroom/2-bath total brick home on 1.75 acres in Waterford Subdivision., is what you are looking for. New hardwood floors through the Living room, Dining room with bay window and hall. Kitchen with Bay window and breakfast bar and breakfast area. Huge master bedroom and oversized master bath FOR SALE BY withOWNER garden tub and separate shower, tray and vaulted ceilings, 2- car garage, large sodded lot with fenced back yard. Must see to appreciate. Owner relocating, Price reduced to $188,900.00.

HARRIS

OFFERS A

ID# 50745

Harris

54.5 Acres In Historc Whitesville

$6950 per acre

706-596-9773

706-812-6906

Selling Individual Lots Country Estate Lots in Monument Ridge, NW Harris County, 2mi from Exit 30 on I-185. From 7.5 to 24 Acre lot sizes. Abundant woods, water, stone, wildlife. $6950/Acre, financing available. Jeff Cody, Agent, The Auction Way Co. Contact Jeff at ufs@att.net or 706-812-6906

ID# 45161

Harris

161 Caldwell Court

5BR/3BA

4187SF

$384,900

706-593-6974

706-571-0185

Great House For A Large Family

Country living in this large 5BR, 3BA brick home on 2+ private wooded acres. Covered porch leads to spacious entry, formal dining & living rooms, great rm w/ fireplace, crown molding, tray ceilings, recessed lighting & hardwood throughout. Kitchen w/ SS appliances,underlit custom cabinets, dble ovens, tile backsplash, granite, pantry, breakfast bar & nook. Spacious master has 2 walkin closets, bathrm w/ dble vanities, jetted tub & sep. tiled shower. Downstairs features 2 large family rooms, 2 BR, bath & 766 of storage. Lrg patio, huge covered deck, oversized garage w/ storage room, pull down attic storage, sec. system, landscaped yard.A lot of house for a great price!

Price Reduced

ELEGANT

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ID# 54526

Harris

526 Lake Harding Dr

5BR/4BA

3450SF

$342,900

706-327-9308

706-575-3212

The Cove at Lake Harding

Check out the big value and spaciousness of this 2 story, 5-bedroom/4-bath 3450SF home on 1.02 acres in The Cove at Lake Harding. You’ll enjoy a split bedroom plan, great room with hardwood floors, built-in cabinets, fireplace for winter nights, dining room, master suite with separate shower, whirlpool tub, kitchen with breakfast bar, breakfast area, screened porch, fenced back yard, crown molding throughout, specialty ceilings, hardwood and ceramic tile everywhere but bedrooms, 3 car garage, tons of storage, security system, boat dock & marina for Lake Harding, HOA with walking trails and playground. Offered at only $342,900

HARRIS

ID# 47204

Harris

204 Meadowsprings Dr 4BR/3BA

2260SF

$225,000

706-681-6152

UNDER CONTRACT Craftsman Style Under Construction Upgrade your living space to this 2260-SF brick home now under construction nestled on 1 acre in Mountain Brook Subdivision in Pine Mountain. You’ll enjoy 4 bedrooms, 3 full baths, master suite with walk-in closet to quickly find your clothes, separate shower, whirlpool tub for sore muscles, living room with fireplace. Granite countertops. Pick your colors! Architectural shingles, stone accent, brick, board & batten siding and cedar shake shingle siding. Hardwood floors, ceramic tile, and carpet throughout. Only 1/4 mile from Callaway Gardens. Offered at only $225,000. ID# 54084

Harris

84 Ossahatchie Circle 3BR/2BA

2260SF

$242,900

706-442-7526

706-315-9298

The Real Deal

Spacious living in this 2260 SF home with 3 bedrooms/2 baths in Ellerslie. Living room has 13 ft. coffered ceiling with stone fireplace. Kitchen has granite countertops, breakfast bar, pantry; dining room has fireplace and walk-out to large deck. Hardwood floors throughout, new windows and roof, master suite with separate shower and clawfoot tub, patio room, fenced back yard, 700 ft. on Ossahatchie creek, 5.5 acres, 2-car carport, barn with workshop. Call for personal showing or visit open house Saturdays 1-4 pm. Only $242,900

KLM Financial Services Steven A. Horne

Certified Public Accountant Office: 706-653-1188 Fax:

706-653-0760

Rates Start At $68

706-405-1185

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ID# 54116

Harris

116 Bob White Drive

3BR/2BA

1631SF

$174,900

706-984-4134

706-569-5440

1.3 Acre Private Wooded Lot In Quail Ridge II Subdivision

HARRIS

Charming 3BR/2BA brick home in Harris County. Home was built in 2004 with a very spacious open floor plan. Huge living area/Great Room that opens up to kitchen & dining area. Living area & front bedroom boast vaulted ceilings. Carpet floors in all 3 bedrooms, ceramic tile floors in both bathrooms & foyer w/ wood floors in kitchen & dining area. Master Suite w/ large walk-in closet, trey ceiling, crown molding, newly tiled, double-vanity, large jetted tub and separate shower. Very large 2-car garage with shelving. Back patio w/ lovely landscaping and lots of flowering plants and trees. Great Harris County schools with Pine Ridge Elementary less than 2 miles away.

ID# 56202

Harris

20256 GA Hwy 315

4BR/5BA

4300SF

$499,500 Welcome Home

706-221-0712

Immaculate custom-built, brick home, 4300 sq. ft. 4 to 5 BR/5BA or office space, eat in kitchen w/ granite counter tops, solid wood cabinet space, two microwaves, living room, formal dining room, large family with additional mini-kitchen area. Large master suite with sitting area and fireplace. Master bath w/ double vanities, toilet room, jett tub, separate shower, his/her closets. Sunroom w/ covered patio. Five acres w/ inground pool and pool house. Total electric.

ID# 53084

Harris

84 Pine Street

PRICE REDUCED

2BR/1BA

1200SF

$95,000 Great Starter Home

706-366-0595

706-582-3084

Complete interior renovation, including all new paint, new windows and doors, new wiring, new sheet, new flooring, and new self cleaning, flat-top stove with microwave vent hood. Fenced in yard with shed on 2.5+ acres in Waverly Hall. Call for more information. Offered at only $105,000.

Econo Carpet Sales, Inc. Where great floors begin!

Carpeting, Ceramic/Porcelain, Laminate Floors, Vinyl/Resilient, Wood Flooring

Visit Us On Our Website

www.econocarpetsales.com

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Stop By Our Showroom At: 3661 Buena Vista Road Columbus, GA 31906

706-689-7487

comeseeourhouse.com


HARRIS

135 Teddy Bear Lane $299,900 This house features 3 BR, 2.5 BA, 2218 +/- sq.ft. on 1 acre lot harwood floors, ufinished bonus rooom, much more....

32 West Straight St $264,900 Trimbland Phase 3 now open lots available and will build to suit

CALL DANIEL HODGE FOR MORE INFORMATION ON ALL OF THESE HOMES

706-322-1198 OR 706-681-9960 WWW.DANIELHODGEHOMES.COM

UNDER CONSTRUCTION

MOSS CREEK 8 Sweetwater Trail $249,900 Brand new brick 4BR, 2 BA Harris County home in Moss Creek subdivision. 2 Car Garage, specialty ceilings, hardwood, formal dining, eat-in kitchen, 3000 sf under roof, screened in porch.

Rates Start At $68

706-405-1185

24 King Of King Ct. $279,900

Lakefront log home has tongue & groove wood ceiling. Jetted tub, sep shower in master BA. Large loft upstairs, 2 decks.

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ID# 50590 Randolph

311 Lumpkin Street

3BR/2BA

2895SF

$239,900 BELOW APPRAISAL

706-660-0511

Owner Financing Option-10% down--Will Discuss Details Later

RANDOLPH, GA

This 3BR/2BA historic home combines old world charm with modern conveniences. Dating back to around the 1880’s, the home’s best features have been carefully preserved w/ neutral colors. 12’ ceilings, original plaster, heart pine floors, and beautiful molding give this home a one of a kind feel. Each of the 2 front bedrooms, living room, and dining room has its own fireplace. The family room adds a fifth fireplace. With 2895 sf, the floor plan’s generous space provides room for great entertaining. All floors are heart pine or oak except the front bath, the master bedroom, which has new carpet, kitchen & foyer w/ new tile.2 central air units heating/cooling as needed.

MORE INFO AND PHOTOS AT

http://cuthbertclassic.com

THINKING ABOUT YOUR NEXT BUILDING PROJECT?

LET US HELP MAKE IT A SUCCESS CALL 706.888.4307 OR E-MAIL mike@mmccontracting.net for more info HAVE MORE HANDS ON WITH BUILDING YOUR PROJECT LET US HELP YOU BE YOUR OWN CONTRACTOR

College Wars raging in your house? We can help!

706-660-6899 www.crccolumbusga.com Hope Phillips • Genie Mize • Jean Flowers

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Experience SERVICE TIMES: Saturdays at 6 p.m. Sundays at 9:30 & 11 a.m. Ministries available for all ages

Cascade Hills Church • 727 54th Street • Columbus, GA • 706.327.5743 • www.cascadehills.com

Come see y everyone is heading for the hills!

Bill Purvis Leadership Is A Monthly Mentoring Program For Anyone Who Wants To Grow Personally, Professionally, And Spiritually Proverbs 1:5 says, “A wise man will hear and increase in learning, and a man of understandingwillattain wise counsel.”

Call today and ask about receiving a free sample. 706-327-8021 or visit www.billpurvis.com Hear Pastor Bill Purvis weekly at Cascade Hills Church

Saturday at 6pm; Sunday 9:30 am or 11 am. TRINITY BROADCASTING NETWORK Sunday 7:00am (EST) CHURCH CHANNEL Sunday 1:00pm (EST) WLTZ NBC 38 Saturday 11:00pm (EST) WLTZ NBC 38 Sunday 9:00am (EST)

Rates Start At $68

706-405-1185

Cascade Hills 706-327-5743 or visit website at cascadehills.com 13


COUNTY INFO

Lee County LEE

Includes: Bleecker, Lake Harding, Phenix City, Salem, Smiths Station, Auburn & Opelika Lee County was established on December 5, 1866 from portions of Macon, Russell, Chambers and Tallapoosa counties. Lee County is located in east central Alabama along the Alabama-Georgia border. The 2000 Census showed Lee County’s population as 115,092, with a 32% growth rate. It is Alabama’s 8th most populated county, and the 4th fastest growing. The Lee County school system, the Auburn City school system and the Opelika City school system are all considered among the best in Alabama and even the Southeast. In addition, Lee County is the home of Auburn University.

ID# 56480 ?????

Lee

Address 4802 Henry Court

BR/ BA 3BR/2BA

1600SF SF

$120,000 $00

706-987-2211 706-

334-855-3052 334-

Get Your Money’s Bold Title Worth Check out the amenities in this reasonably-priced brick home in Findlater Subdivision. You’ll enjoy 3 bedrooms, 2 bathrooms, large foyer, living room with gas fireplace for ambiance, dining room, kitchen with hardwood floors, ceiling fans, privacy fence, covered deck, 2-car garage, security system, utility shed with power, ceiling fans, and shelves, fruit trees and located in cul de sac. $120,000. Call for your personal showing.

ID# 54677 ?????

Lee

Address 677/679 Center Place

BR/ 3BR/3BA BA

2500SF-Total SF

$00 $169,000

706-

334-319-2141 334-

Great InvestmentBold - Near Auburn University Title

Enjoy the many returns from owning this brick duplex that features 3-bedroom/3-bath on each side located in Auburn just minutes from Auburn University. Great investment for college students - live in one side and rent out the other side. Close to Tiger Transit makes it easy to rent. Both units offer a living room, laundry with washer and dryer included, kitchen with appliances, ceramic tile floors, dual heating and air, plenty of parking, great condition, priced below market. Call today for your personal showing. Only $169,000.

LOCATED IN AUBURN, AL

ID# 53500 ?????

Lee

Address 5007 Hunter Lane

BR/ BA 3BR/2BA

1718SF SF

$178,500 $00

706Want To Own A Home? Bold Title

706-593-4150 334-

Then don’t wait to get started and come see this well maintained brick home in Silverthorn Subdivision. You’ll enjoy split bedroom plan with 3 bedrooms, 2 bathrooms, open living room with fireplace, formal dining room with hardwood floors, master suite with walk-in closet, separate shower, Jacuzzi tub, double vanity, spacious kitchen with breakfast area, breakfast bar, for serving buffets, Berber carpet, ceramic tile, hardwood floors, specialty ceilings, private fenced backyard, covered deck w/ access from living room and master bedroom, security system 2-car garage. Interior extras include: refrigerator, washer, dryer and is wired for surround sound. $178,500.

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706-405-1185 15

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2013 Devonshire Drive Suite 101 Columbus, GA 31907

COMMERCIAL-INVESTOR

Commercial Lot Plus 2 Rental House Zoned GC Make an Offer - 1313 47th St.

4619 ILLINI DRIVE

3BR/2BA 1523SQ. FT.

HARRIS COUNTY BEAUTY 3BR/2BA 1718 SQ. FT.

1.5 Years Old On 2 Acres

Reduced $169,900

COMPLETELY UPDATED

Under Market Value - Sold As Is

4BR/2.5BA 2478 SQ. FT. 1.92 Acres in Fortson Offered at $283,900

COMMERCIAL - INVESTORS

66 WILLIAMS COURT

Only $75,000

N. Cols. 2 Commercial Lots + 2 Buildings On Adjacent Lot Make an Offer

5BR/2.5BA 3150 Sq. Ft. 1.19 Acres on Culdesac Lot Midland Area, $329,900

Chris Harper

706-329-0167 CELL 706-221-1535 OFFICE

COPPER OAKS OF GREEN ISLAND

3BR/2.5BA 2699 SQ. FT. Beautiful Inground Pool Listed at $274,900

BUILDING LOT IN HARRIS COUNTY

2.355 Acres Wildwood Plantation Septic System Already Installed Ready to Build for only $59,900

INVESTOR PURCHASE

4BR/2BA North Columbus $600 Month Rental Income

Owner says SELL at $36,000


Call To Take A Look At These Deals! WWW.ASSURANCEREALTYWEB.COM

HUNTING LAND

With Cabin & Private Lake Approx. 60 acres/Paved Road Talbot County

PRICED AT ONLY $104,900 Kenwood Heights 3BR/ 1.5BA 1400 SQ. FT. Muscogee County

LIBERTY HALL SUBDIVISION

Rodney Weatherholtz 706-888-0986 CELL 706-221-1535 OFFICE

PRICED BELOW MARKET

3665 SQ. FT. Large Kitchen 5BR, 3 Full BA, 2 Half Baths Inground Pool w/Pool House

Just Off Manchester Expwy 3BR/2BA Totally Remodeled

LIVE IN THE WHITE HOUSE

4 UNIT CONDO IN NORTH COLUMBUS

2 Story 3-Car Garage w/ Lake 4BR, 2 Bonus Rms, 5BA, 3656 SQ.FT Inground Pool, 13 Acres

Only $139,900

Each Unit Is 2BR/2BA & Total Electric Owners Are Licensed Real Estate Agents in GA & AL

Save On Commissions! Sign Up For the Flat Fee MLS Listing Service

CALLAWAY WOODS LOT Ready To Build on Standing Boy Creek Large Lot

ONLY $495 CALL RODNEY FOR DETAILS

706-888-0986

BANK OWNED-MAKE OFFER Clubview/ Richards Schools 3BR/2.5BA 2683 SQ. FT. Muscogee County


COUNTY INFO

Muscogee County MUSCOGEE

Includes: Columbus, Fortson, Midland, Upatoi

Columbus is an authentic Rivertown. The Chattahoochee River provides food, energy, employment, and recreation for the citizens of Columbus. Today, the river is home to the 15-mile trail known as the Chattahoochee RiverWalk (as seen in photo). Our growing community of 250,000 people offers a variety of fine attractions such as the State Theatre of Georgia -the historic- Springer Opera House; Port Columbus Civil War Naval Center, The National Infantry Museum and The Columbus Museum. Besides being the home of the best Army Installation in the World at Fort Benning, Columbus is the corporate headquarters of many of the United States’ leading companies such as AFLAC Insurance, Carmike Cinemas, Char-Broil and TSYS. Southern hospitality is alive and well in Columbus. It’s a community that takes pride in preserving the past while maintaining a vision for the future. ID# 56915 Muscogee 9159 Garrett Lake Dr

4BR/2BA

1875SF

$229,000

706-577-5801

Breezy Afternoons With no bugs can be yours on the screened patio at this 1875-SF brick home in Garrett Lake Subdivision. You’ll enjoy 4 bedrooms, 2 bathrooms, great room with fireplace, cathedral ceiling, wood floors, dining room, sunny kitchen with breakfast bar for quick meals, breakfast area, new hardwood floors in great room, dining room, foyer, and kitchen, new paint, new carpet, new fixtures, new countertops in bathroom, large tub, plantation shutters, open floor plan, privacy fence, 2-10 warranty, 2-car garage. $229,000. Call for your personal showing.

ID# 56444 Muscogee 4441 Conisburgh Way 4BR/2.5BA

2355SF

$239,000

706-221-9449

804-347-1651

Picture Your Family Here

You’ll all appreciate the space to spread out in this 2-story home in Castlewood Subdivision. Features include 4 bedrooms, 2.5 bathrooms, master bath with dual head in shower, and dual sinks, dining room, living room with carpeting, built-in bookcases, fireplace, kitchen with breakfast area, new backsplash, new countertops, freshly painted, new dishwasher, new disposal, new refrigerator, updated half bath, bonus room with hardwood floors, exterior painted, landscaped front and backyard, playground with sand box with privacy fence, roof 4-5 years old. Call for appointment or call 30 min prior to wanting to see the house. Offered at only $239,000.

ID# 56905 Muscogee 9059 Travelers Way

4BR/4BA

3344SF

$398,700 Splash Up Some Fun

706-761-3728

Kick up some great times in the pool at this 4-bedroom/4-bath brick home on 1.3 acres in King’s Trail Subdivision. Great features include a dining room with hardwood floors, master suite with separate shower, jacuzzi tub, dual sinks, living room with hardwood floors, fireplace for romance, built-in bookcases, kitchen with pantry, granite countertops, tile backsplash, breakfast area with built in desk, breakfast bar for onthe-go meals, double ovens, ceramic tile floors, security system, fenced back yard, inground pool with a salt system and covered porch area is great for entertaining, and, multi zone sprinkler system and much more. Offered at only $398,700.

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ID# 56894 Muscogee 8946 Moore Road

4BR/3BA

2400SF

$324,000

706-332-2420

North Columbus. Peace and Quiet!

ID# 56361 Muscogee 3614 Woodland Drive

4BR/2.5BA

2200SF

$189,000

706-681-6152

706-332-7467

Foundation For A Family Start your new life together in this 4-bedroom/2.5-bath Craftsman Style home in Alta Vista Subdivision. Great features include a living room with fireplace, master suite with walk-in closet, whirlpool tub for tired bones, separate shower, kitchen with breakfast area, granite countertops, stove, dishwasher, disposal, and refrigerator, large laundry room, lots of storage, energy efficient. $189,000.

UNDER CONSTRUCTION ID# 55403 Muscogee 4036 Woolridge Road

4BR/3.5BA

4500SF

$650,000

706-320-0011

706-464-5230

Lease Purchase - Owner Financing Available

A grand set up welcomes you at this 4500-SF home with heavily wooded private 5 acre lot. Great features include open 2 story foyer and great room, 4 bedrooms, 3.5 bathrooms, master suite with sitting area, tray ceiling his and her walk-in closet, separate shower, jacuzzi tub for relaxing nights, double vanity, family room with tile floors, fireplace, separate formal dining room, kitchen with work island, breakfast bar, breakfast area with tray ceiling, double ovens, trash compactor, walk-in pantry, library with fireplace, 3 car garage, inground pool, security system. Call for more information. $650,000.

ID# 55133 Muscogee 1339 Blanchfield Dr

3BR/2BA

1660SF

$165,000

706-987-9227

706-593-9398

Pretty As A Picture A fence frames the yard nicely at this 1660-SF home in Sharmel Subdivision. Features include 3 bedrooms, 2 bathrooms, large great room with hardwood floors, fireplace for ambiance, cathedral ceiling, large master suite with walk-in closet, dining room, kitchen with breakfast bar for on-the-go meals, stainless steel appliances included, breakfast area, security system, 3 year old roof, attached 1-car garage. Call for more information. $165,000

Rates Start At $68

706-405-1185

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MUSCOGEE

One year old builders home, 4BR/3BA 2400-SF home on private 1.24 acres, brick exterior, split bdrm plan, hand finished hardwood floors, built-in cabinets, fireplace, dining rm, hardwood master suite w/ sep tiled shower, whirlpool tub, kitchen w/ breakfast bar, granite countertops throughout, breakfast area, large covered back porch w/ tiled floor & bricked outdoor fireplace, patio area, swimming pool w/ salt system, fenced backyard, inground sprinkler system, landscape lighting front/back, crown molding throughout, coffered ceilings, beamed ceilings, arched openings, oversized 2 car garage w/ 20ft garage door (400ft of unfinished bonus space w/ bathroom & walk in closet. Finished home will be 5 bedroom/4bath - 2800 sq ft.(can discuss finishing if needed).


ID# 54777 Muscogee 7771 Birchwood Ct

3BR/2BA

1337SF

$139,900

706-577-6163

706-321-2003

Outdoor Dining

MUSCOGEE

Enjoy outdoor meals without pesky guests on the screened porch of this 3-bedroom/2bath home in Birchwood Subdivision. Has a master suite with separate shower, double vanity, gardenl tub, living room with fireplace for chilly mornings, kitchen with breakfast bar, breakfast area, ceramic tile floors, new paint, new carpet, large privacy fenced back yard for the dogs, security system, located in cul-de-sac, close to great shopping, Double Churches pool and schools. Call for more information. Offered at only $139,900.

ID# 53503 Muscogee 5035 Hawks Ridge Dr

5BR/4.5BA

5800+/-SF

$678,000 Tranquility Defined

706-464-6743

Is a whirlpool plus fireplace in this 5800-SF 3 story brick home in Rivercrest Subdivision. Great features include 5 bedrooms, 4.5 bathrooms, master suite with whirlpool tub, separate shower, linen closet, walk-in closet, living room with hardwood floors, built-in bookcases, dining room with octagon tray ceiling, open kitchen with breakfast area, breakfast bar, pantry and granite countertops, family room, game room, 3 stories with hardwood floors throughout, 20’ ceilings. 3 car-garage. Much more. Call for more information.

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ID# 53241 Muscogee 2414 Edgewood Road 5BR/4BA

3884SF

$457,000

706-888-4521

706-322-2992

Inviting and Refreshing

ID# 55432 Muscogee 4328 Castlewood Ct

3BR/2BA

1737SF

$164,900

706-566-3616

706-566-3614

Moving On Up Make the next big step in this 1737-SF home in Castlewood Subdivision. Features include 3 large bedrooms, 2 bathrooms, dining room, family room, living room with built-in bookcases, fireplace, hardwood floors, kitchen with breakfast area, a sprinkler system, large wired workshop, large back yard and located on a private cul de sac great for kids. convenient to I-185, Manchester Expressway, shopping and restaurants. Must see! Call for more information. $164,900.

ID# 55792 Muscogee 7921 Aurora Drive

3BR/2BA

2230SF

$235,000

706-366-5263

706-329-9042

Poolside Summer Fun!

Get ready for great times in the 16x32 Grecian style pool at this 2230-SF home in North Columbus. The location is conveneint to 1-85 and an easy drive to Ft. Benning. Great features include 3 bedrooms, 2 bathrooms, sep. dining room, master suite with two walk-in closets, tub and separate walk-in shower,living room with built-in bookcases and a built-in desk in the office/sunroom. There are hardwood floors, a large masonry fireplace for cozy winter nights, kitchen w/ plantation shutters, double ovens, breakfast area, Corian countertops, microwave, 2� wood blinds throughout, there are two 2 car garages, fenced back yard for the pets and a new security system. $235,000

ID# 50673 Muscogee 6730 Highridge Drive

4BR/2BA

2004SF

$224,900

706-358-3571

A Place To Call Home Find yours at this 4-bedroom/2-bath 2004-SF home in Autumn Ridge Subdivision. You’ll enjoy a master suite with whirlpool tub, separate shower, walk - in closet, casual living room with fireplace, dining room, open kitchen with ceramic tile floors, breakfast area, work island for added workspace, pantry, speciality ceilings throughout, new fixtures throughout. security system. Located in cul-de-sac. Convenient to shopping and excellent schools. $224,900. Call for your personal showing.

Rates Start At $68

706-405-1185

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MUSCOGEE

Treat your family to the pool at this 3884-SF brick home on approximately 1 acre. Has 5 bedrooms, 4 bathrooms, split bedroom, living room with wood floors, builtin bookcases, fireplace for ambiance, dining room, great room, master suite with fireplace, sitting area, walk-in closet for your wardrobe, sunny kitchen with double ovens, breakfast area, breakfast bar for after-school snacks, large walk-in pantry, work island, microwave, Sub-Zero refrigerator, den, surround sound, total of 4 fireplaces, 2-car garage, security system, large private backyard, well landscaped, convenient location. $457,000. Call for your personal showing.


MUSCOGEE

ID# 22517 Muscogee 517 Creek Rd.

5BR/3BA

3200+SF

$399,000

706-681-6152

706-332-7467

Builder’s Home This custom home is situated on a 2+ acre private wooded lot in Cherokee Hills. Upgrades abound including custom moldings, wood blinds, recessed lighting, custom maple cabinetry with ginger glaze, and granite countertops throughout. Stacked stone fireplace, vaulted 2-story ceiling in the living room. Stainless appliances, tile backsplash, built-in microwave and wall oven in the kitchen. Incredible custom tile in kitchen & master bath. Master bedroom has double tray ceiling, hardwood floors, fireplace. Master bath has two vanities, jetted tub, separate shower. Large deck, 2 zoned central A/C units, alarm system, large stocked community lake. ID# 52748 Muscogee 7408 Sierra Drive

3BR/2BA

1705SF

$159,900

706-392-9704

706-565-9704

Surprise The Kids

Give them a room of their own in this brick home in Kirkwood Subdivision. Features include 3 bedrooms, 2 bathrooms, master suite with walk in closet, cathedral ceiling, master bath has garden tub, separate shower, dining room with hardwood floors, great room with fireplace, kitchen with pantry, breakfast area, ceramic tile, fenced backyard,security system, 2- car garage. Great neighborhood. Convenient to schools and shopping. $159,900 and seller will pay $5000.00 of clsoing costs. Call for your personal showing.

ID# 52361 Muscogee 3616 Califon Drive

PRICE REDUCED

3BR/2BA

1533SF

$104,900

706-573-2727

Remodeled 3BR/2BA in Holly Hills Remodeled 3BR/2BA home in Holly Hills. Freshly painted throughout, new ceramic tile. Hardwood floors, carpet, covered patio, carport, central heat/air, dishwasher. Fenced backyard. Owner is licensed broker in state of GA. Call 706-573-2727 for your showing.

EXTERMINATING COMPANY, INC.

GLENN WILLIS

706-653-7400 22

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189 Mustang Trail, Ellerslie Place If peace and quiet is what you want...

Lots of custom features in this new craftsman style home, 2 story 4bd 2.5 baths 2652 s.f., 1.7 ac cul-de-sac lot, Huge covered deck off grt rm, plus much more. Builder offering closing cost participation and appliance package including refrigerator.

Call Julie Quigley - H & S Brokerage Co. 706-568-8866 706-573-1994

More than one can imagine in Hilton Heights!! Spacious updated executive home with 5763 s.f. 4 bdrms 4.5 baths with all the bells and whistles. Luxurious master suite with sitting room, custom kitchen cabinets and counters, new stainless appliances, media rm with wet bar, playroom, wood flooring throughout home. Check us out on line http://www.hsbrokerage.com/email/2612Hilton/

Call Julie Quigley - H & S Brokerage Co. for your personal tour. 706-568-8866 706-573-1994

The Law Office of Michael A. Eddings, P.C. Real Estate Escrow & Title Services OFFICE: 706-653-7227 FAX: 706-653-7832 860 BROOKSTONE CNTR PKWY, SUITE B, COLUMBUS, GA 31904 WEBSITE: WWW.EDDINGSPC.COM


Troop County Residents Advertise With Us Because We Have..

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• Potentially 100 Websites • Up to 20 Photos

Contact Information: (706) 405-1185 ComeSeeOurHouse@knology.net


HOME IN NORTH COLUMBUS PRICED BELOW MARKET

PRICE REDUCED BY $100,000

North Columbus 4900 sq. ft. 5 Bedrooms 3 Full baths 2 Half Baths 3 Living Areas Daylight Basement

LARGE MASTER SUITE

JACUZZI TUB

GRANITE COUNTERTOPS

HARDWOOD

FINISHED BASEMENT

FIRE-

CALL FOR YOUR PERSONAL SHOWING

2013 Devonshire Drive Suite 101 Columbus, GA 31904

Rodney Weatherholtz 706-221-1535 office 706-888-0986 cell


COUNTY INFO

Russell County

RUSSELL

Includes: Crawford, Ft. Mitchell, Hatchechubbee, Hurtsboro, Ladonia, Phenix City, Seale Russell County was established Dec. 18, 1832. The origin of the name “Russell” comes from Col. Gilbert C. Russell. There are 634 square miles in Russell County. It is bordered on the north by Lee County, on the west by Macon County, on the south by Barbour County and on the east by the Chattahoochee River. The original county seat was Seale, but it was moved to Phenix City in 1943. The Russell County population, of about 50,000, is largely urban with 65 % residents living in an urban setting and 35% living in a rural setting. Russell County is rich in wildlife, and is well known for its deer hunting, quail hunting and fishing lakes.

ID# 55292 Russell

2921 Creekstone Lane 3BR/2.5BA

2463SF

$269,900

334-214-0761

706-718-5606

Welcome Home At this 2463-SF home in Creekstone Subdivision. Offers 3 bedrooms, 2.5 bathrooms, living room w/ hardwood floors, fireplace, master suite w/ sep. shower, whirlpool tub, double vanity, walk-in closet, dining room, kitchen w/ breakfast area, breakfast bar, bonus room, in-ground pool, custom wood blinds throughout, privacy fenced back yard, 2-car garage, 2 sep. air conditioning units - 1 for downstairs & 1 for upstairs, great neighborhood. convenient location, excellent condition. Seller willing to give $4,000 allowance for flooring and interior paint and pay some closing costs.

ID# 55054 Russell

54 Shadowridge Lane

3BR/2BA

1154SF

$125,000

352-843-2629

334-298-9743

Quiet Country Neighborhood Move those you love into this 3-bedroom/2-bath brick home on .5 acres. Has a master suite with walk-in closet, casual living room with 10’ ft ceiling, kitchen with ceramic tile floors, breakfast area, 5 ft tall chain link fenced back yard with separate area for the dogs, alarm system with remote, 20x20 workshop/shed with electricity, new gutters, new paint inside, 2-car carport Call for more information. Offered at only $125,000.

ID# 53271 Russell

2711 Sawgrass Lane

3BR/2.5BA

2474SF

$330,000 VA Assumable Loan

912-484-2918

All brick home 3-bedroom/2.5-bath in Eagle Pointe Subdivision. Split floor plan, large master suite with large walk in closet, jetted tub with separate oversized shower. Living room with built-in bookcases, gas log fireplace with remote control, wood floors, dining room, kitchen with granite countertops, stainless steel appliances, breakfast area and breakfast bar, custom cabinets, large laundry room, plenty of storage, continual tankless water heater, sprinkler system, landscaping as well as blinds throughout the house, wireless alarm system, sprinkler system. Sunroom and a heated swim spa pool with hard cover and solar cover. $330,000.

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ID# 47409 Russell

409 Church St.

3BR/3BA

3000SF

$190,000 REDUCED!

706-681-4480

Beautiful historic Victorian home in Hurtsboro, AL. Recently remodeled to include refinished wood floors, new bathroom fixtures, new roof, antique fireplace mantels. Large foyer, living room, formal dining room, breakfast nook with built-in china cabinet, large kitchen, six fireplace settings, newly remodeled utility room, 2 dual gas/electric heat pumps with 2 newly upgraded A/C units. Hardwood winding staircase, 10 ft. ceilings, large master bath with Jacuzzi tub & separate shower, walk-in closets in master bedroom with separate computer room, alarm system, 1 acre lot, much more! All appliances stay with house. Price reduced for quick sale! Only $190,000. Seller will pay up to $3500 in closing costs or to buyer.

ID# 42281 Russell

2815 Creekstone Lane 4BR/2BA 2257SF $260,000 334-298-1734 NEWLY UPDATED CREEKSIDE HOME on 1/2 ACRE

706-718-5181

This 4BR,2BA, 2,257sq ft home has split floor plan, lrg family room, and formal dining rm. Family rm has a marble fireplace and gas logs. Eat-in kitchen has Corian countertops, ceramic tile back-splash, tile flooring, a trash compactor & breakfast bar. The master suite has trey ceilings, double vanities, his/her closets, jacuzzi tub, sep. shower & tile flooring. Much more call 706-718-5181 or 334-298-1734 for more information. Military family moving.

GRANITE COUNTERTOPS AS LOW AS $29 SQ. FT. INSTALLED, WITH A QUALIFYING PURCHASE OF KITCHEN OR BATH CABINETS, NEW CONSTRUCTION OR REMODELS

706-315-4412 WWW.TOPLINECABINETCOMPANY.COM

Pick Up Your Copy of Our House Magazine at

7600 Veterans Parkway Columbus, GA (706) 653-9464

Rates Start At $68

706-405-1185

Pick Up Your Copy of Our House Magazine at

2939 Northlake Pkwy Columbus, GA 2111 Airport Thruway Columbus, GA 3747 Highway 431 N # 280, Phenix City, AL

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RUSSELL

Beautiful Historic Victorian


GHI, LLC

WORKMANS COMP GENERAL LIABILITY REFERENCES AVAILABLE

ROOFING, PAINTING AND REMODELING

SETH BARBAREE 706-366-1802 BIBLE VERSE OF THE MONTH “The angel of the LORD gave this charge to Joshua: “This is what the LORD Almighty says: If you will walk in my ways and keep my requirements, then you will govern my house and have charge of my courts, and I will give you a place among these standing here’” (Zechariah 3:6-7). 28

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Are You Trying To Sell Your House In Today’s Market? Can’t Afford A Full Commission To A Real Estate Agent?

Save On Commissions! Sign Up For the

Flat Fee MLS Listing Service Combine Our Packages And...

See Your House on Nearly 100 Websites! Flat Fee Listings Include: 1. Just $495 Listed Until Sold 2. Listed in the Local MLS 3. Listed on www.realtor.com (#1 real estate site) 4. Listed on www.assurancerealtyweb.com 5. One High Quality Company Sign 6. Lock Box on one door - if desired 7. Other Options Available - Contact Us!

Assurance Realty & Property Management Group Inc. 706-221-1535

www.AssuranceRealtyWeb.com Rates Start At $68

706-405-1185

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Remax Prime Realty 1021 13th st. Phenix City, AL 36867

Quail Ridge - Harris County 3 Bedrooms 2 Baths, Brick with 2 car Garage, Sits on 1 Acre

Investment Property

Over 19 units - $285,000

Very Low Overhead Easy Maintance Will Do Some Owner Financing

LAND FOR SALE 3.62 Acres

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Office: 334-214-0777 Cell: 706-393-0560 Fax: 334-214-5523 www.homeswithbea.com Email: beawallace@remax.net Licensed in GA & AL

Near Ft Benning

Over 2300 sqft. 3 BA/2 BA Short Sale $90,000

NEXT TO FT BENNING All brick 4 BR/ 2BA 1800+ SQ FT Priced At $188,000

LAND FOR SALE 5.65 Acres

Bea Wallace

Smith Station Area 2500 Sqft 3 Huge Bedrooms 2 Baths

Sits on 2 acres Motivated Sellers

Smith Station Schools 4 BR/2BA 2000+ SQFT 2 CAR GARAGE FENCED, LRG LOT

LAND FOR SALE 6.24 Acres

comeseeourhouse.com


Affordable Quality New Craftsman Style Homes

OWENS PLANTATION Mike McAlister Cell: 706-577-9981

Located in Ft. Mitchell, AL & Just Minutes from Ft. Benning’s West Gate Directions: 431 South to on 165 South. Left on Owens Road (Co. Rd. 18) Right on Isbell Rd.

THE CUMBERLAND PLAN 8 Isbell Road

FEATURES 

2185 Htd. Sq. Ft.

4BR, 2.5BA

Custom Cabinets

Fireplace

Incredible Buy @ Only $156,200

8 Isbell Road

THE WHITE WATER CREEK PLAN 6 Isbell Road

FEATURES 

1851 Htd. Sq. Ft.

4BR, 2BA Ranch

Split Plan

Fireplace

Great Buy @ Only $149,900 Other Plans Available With

More Coming Soon

6 Isbell Road

CALL MIKE McALISTER @ 706-577-9981

RE/MAX

Prime Realty EXECUTIVE GROUP

706-507-1899/706-327-6111

Rates Start At $68

706-405-1185

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Credit Union Mortgage Advantages • Preliminary Mortgage Counseling • Member Pre-Qualification • Itemized Estimate of Loan Charges • Competitive Interest Rates and Points • Variety of Loan Programs to Choose From • Automatic Deduction of Monthly Payment from Your Transaction Account

Types of Loans Available • Fixed Rate Mortgages • FHA and VA Loans • Construction Loans • Home Equity Loans • Adjustable Rate Mortgages

At TIC Federal Credit Union, we’ll make buying a home easy for you! We want to be Your Trusted Partner™ when you need to get into your new home or refinance an existing home. That’s why TIC’s Residential Lending professionals offer continued service, even after closing. Let us guide you every step of the way.

J.J. Seman Director of Operations

Joe Young Loan Originator

Carol Pritchett Loan Originator

Katrina Shepherd Loan Processor

Georgia Residential Mortgage Licensee

April Tully Residential Lending Specialist

mortgages@ticfcu.com • www.ticfcu.com/lending • 706.320.8585


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