Receive a Pay Increase

Receive a Pay Increase. Life Event:

We take you through the following steps to help you identify what areas are affected and what you need to consider.

Making it: Understand how much tax you now pay We use your Income Plan to free up surplus funds to achieve your goal. Your income plan determines strategies to improve your cash flow through a combination of tax effective strategies and the efficient use of your income. The resulting surplus funds are then used to create wealth.

Growing it: Explore investment options for any surplus funds We use your Investment Plan to explore your investment options and empower you to choose what’s best for you. Your investment plan explores the different options available to you and applies the income plan and debt plan analysis to help you meet or exceed your goals.

Leveraging it: Understand if negative gearing is an option We use your Debt Plan to eliminate your mortgage and create wealth. Your debt plan analysis your current debt structure, determines mortgage reduction strategies and explores how debt can be used to build your wealth.

Protecting it: Evaluate your income protection insurance needs We use your Risk Plan to protect the things that are important to you. Your risk plan looks at what could go wrong in your financial circumstances and seeks to identify and where possible mitigate these risks. Some of the ways these risks can be managed are through implementing life insurance, recommending appropriate investments and possibly fixing interest rates.

“The greater danger for most of us isn’t that our aim is too high and miss it, but that it is too low and we reach it.” — Michelangelo