Daily Home Gift Guide

Supplement of The Daily Home

Holiday Gift Guide

From shopping to wrapping to giving, our Holiday Gift Guide covers every aspect of your holiday list. Plus, find gift ideas and special holiday savings from a variety of local businesses!

Holiday gift guide

2A — THE DAILY HOME, Talladega and St. Clair counties, Ala., Wednesday, November 23, 2011

Find a unique gift for that special person “And we are the only ones that have Crown mulling spices that comes with a recipe sheet.”

Golden said the custom gift baskets are made-toorder.

By ELSIE HODNETT Home staff writer

Brian Schoenhals/The Daily Home

Top photo: A match stick church built in the 1940s.

“You pick the gift basket and you pick what you want in it,” she said. “We offer a variety of chocolates, crackers, cheese, spaghetti and sauces, potato soup and much more. They are perfect for housewarmings with wine and easy-to-prepare items and snacks.”

Powder Box Antiques in Sylacauga offers everything from antique dinnerware, Lenox china, estate jewelry, pedal cars and much more.

“Our furniture and jewelry are our most popular items,” said Cindi Todd, manager of Powder Box Antiques.

Todd said a 90-day layaway is available on everything in the shop.

“We have Wakefield chairs, which are highly Bob Crisp/The Daily Home collectable and very popThe Stafford House in Pell City offers a variety of gourmet coffees, including special holiday ular — also hard to find and hard to find in good blends like Winter Frost. condition,” she said.

Todd said Powder Box the cello, a waiter, doctor, Stafford House is the caddies — a cat playing “It goes very well with Antiques has a pair of lawyer, conductor, fisher- only place in the Pell a piano, a moose snow Thanksgiving dinner or skiing, a man playing the man and many more.”

City area that carries any celebration around See Unique, Page 3A Golden said The violin and one playing Cakebread Cellars wine. the holidays,” she said.

Bob Crisp/The Daily Home

At right, The Stafford House has a large selection of wine, including Cakebread Cellars, and a variety of unique wine holders and caddies like this zebra print high heeled shoe.

Brian Schoenhals The Daily Home

Powder Box Antiques in Sylacauga has a wide selection of furniture, including this pair of Wakefield chairs.

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From custom gift baskets to antique furniture and handcrafted serving platters and swings, local stores offer the perfect unique gifts for that special person.

The Stafford House in Pell City offers a wide selection of gourmet coffees, wines and everything you need for the perfect custom gift basket.

“We have about 20 different varieties of coffee in whole bean, grinded and individual packages,” said Edie Golden, owner of The Stafford House. “Right now we have some of our winter specialties like Winter Frost and Christmas Cookie, which are very popular. And with the individual packs, you can try many varieties to find your favorite.”

Golden said the huge selection of wine is very popular, as well as special wine holders and caddies.

“The high heeled shoe wine holder in zebra and animal prints is a big seller,” she said. “And we have a variety of wine

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Open Tuesday thru Saturday 10 - 6 Brian Schoenhals/The Daily Home

Unique items such as this antique Coca-Cola fridges can be found at Powder Box Antiques in Sylacauga.

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THE DAILY HOME, Talladega and St. Clair counties, Ala., Wednesday, November 23, 2011 — 3A

HOLIDAY GIFT GUIDE

Unique From Page 2A

Wakefield chairs from the early 1960s.

“It’s original fabric that has never been recovered,” she said.

“They are bamboo with a green, orange, black and white plaid fabric.”

Todd said the store carries mid-century modern furniture from the late 1950s, 1960s and early 1970s, which is popular with the younger people.

“We also have 100year-old doors from Mexico,” she said. “And we have a wide variety of old signs — anything you can put in your house or barn or garage or man cave. You can find something for anybody here.”

Swings & Things in Sylacauga features handcrafted swings and kid’s play sets.

“We made handcrafted swings anywhere from 4-6 feet long,” said Margaret Andrews, manager of Swings & Things.

Andrews said the swings are stand-alone or can be hung from a porch or tree or wherever.

“We sell swings both with stand and without,” she said. “We have fanbacked swings and roll top swings and can make other types to order.”

Andrews said it typically takes a week to 10 days for a special request swing or kid’s play set.

“We offer 90-day layaway on bigger items year-round,” she said.

Treasure Chest in Childersburg offers unique jewelry, gift baskets with jewelry, candles or food and home décor items.

“A hot seller is serving platters made out of vintage plates or candlesticks,” said Cindy Wideman, owner of Treasure Chest. “I craft them myself and every one is one-of-a-kind.”

Wideman said the inspiration to create the serving platters came from redneck wine glass-

Brian Schoenhals/The Daily Home

Powder Box Antiques in Sylacauga has a bit of everything, including old signs used to decorate houses, barns, garages and man caves.

es — a candlestick with a Mason jar on top.

“I don’t make the redneck wine glasses but I saw them and started doing the serving platters,” she said. “And I’ve had people bring in their own plates or serving platters and built from those, but it usually is items I have here at the store.”

Wideman said another item she crafts is deviled egg servers.

“I take a deviled egg server with a candlestick or bud vase and put another one on top,” she said. “One deviled egg server is never enough so I create two- or threetiered servers. They have been really popular.”

Wideman said customers can bring in their deviled egg servers to be reworked upon request.

“It takes a family heirloom and puts a useable twist on it,” she said.

Contact Elsie Hodnett at ehodnett@dailyhome. com.

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This antique cast iron stove can be found at Powder Box Antiques.

• Give presents to colleagues outside of your “gift circle” in order to make a good impression or curry favor.

• Choose “joke” or “gag” gifts, even for coworkers you think you know well. While the recipient might appreci-

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ate the gesture, it could be misinterpreted by others.

• Re-gift or give items that are used or in anything but pristine condition.

• Stray outside the limits of “good taste.” In other words, don’t even think about gifts that could be considered too personal (including clothing, perfume or jewelry) or are in any way political, religious, racial, or sexual. And unless you are absolutely certain of the recipient’s tastes and habits, steer clear of alcoholic beverages of any kind.

• Give gifts that can be misconstrued as having a hidden meaning or agenda, such as flowers (especially roses), cash, lingerie, or personal hygiene products.

• Leave anyone out.

Hurt feelings are hard to overcome and can strain otherwise productive working relationships.

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Do: • Make sure that you know your company’s policy on gift-giving. For example, are there specified or unstated spending limits?

• Be clear about who should be on your gift list.

Do you get gifts for everyone in your department or just those individuals with whom you interact most frequently?

• Choose thoughtful and tasteful gifts, whether buying a different item for each person or the same item for all.

• Consider gifts that can be used in the office, such as distinctive office supplies, a photo frame, gadget, calendar, or pen.

• Go for gifts that can be shared either at home or work, such as gourmet food items, books or plants.

• Find out if colleagues have food or plant aller-

gies before selecting gifts in those categories.

• Take the time to package and wrap gifts with care.

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Exchanging holiday gifts with co-workers When among the masses shopping for holiday gifts, consumers might want to take a close look at the expressions on their fellow shoppers’ faces.

Note the ones whose eyes are glazed over, who are anxiously biting their bottom lips or seem to be exhibiting recurring facial twitches. These are not individuals on the verge of a nervous breakdown. In fact, many are otherwise well adjusted people in the throes of choosing holiday gifts for their co-workers or bosses.

While there is nothing inherently complicated about choosing tokens of appreciation for one’s associates or superiors, the challenge is not just choosing the right token, but in choosing something without the potential to offend or confuse the recipient.

To help make the process go smoothly from purchase to presentation, here are some of the chief do’s and don’ts for office gift-giving.

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4A — THE DAILY HOME, Talladega and St. Clair counties, Ala., Wednesday, November 23, 2011

HOLIDAY GIFT GUIDE

Gifts that sparkle always a good idea

Brian Schoenhals/The Daily Home

Pearls are always a classic choice and come in a rainbow of colors and a variety of sizes.

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Determine how Holidays are much you can about donate to charity

• Determine your monthly budget. It’s impossible to comfortably donate to charity if you don’t have a firm grasp of your budget and spending habits. Track monthly spending for a few months, and examine anything you might be able to cut back on.

Some recurring costs can be drastically reduced, and men and women might be surprised to learn just how much they can save. For example, those who purchase a cup of coffee each morning at a coffee shop might spend roughly $2 per cup, which is $14 per week and nearly $60 per month. However, if those same men and women made coffee for themselves each morning, the cost of doing so is considerably less. That minor change to a daily routine can save as much as $50 per month, or $600 per year.

When examining monthly spending, determine a budget you can

live with and then put any money you save toward a charitable donation. Chances are your life won’t change at all, but you will make a difference in the lives of the people who rely on the charity you choose to support. • Determine what you can afford to donate.

It might sound clichĂŠ, but every little bit does help when it comes to charitable donations.

Individuals who want to donate but can’t afford a substantial donation should know that charities do not turn down a donation for being too small. In fact, there’s no such thing as a donation that’s too small. Consider the case of the United States. With an overall population well over 300 million people, if every American donated just $5 a year to charity, the result would be more than $1.5 billion in charitable donations.

Donations big and small add up, and men and women should donate whatever it is they deem they can afford. If you can’t afford to make a financial donation, donate your time instead.

Charities are in constant need of reliable volunteers. • Gradually build your donation. Much like you might save up to buy a new car or a new television, you can also save up to make a charitable donation.

Each week, deposit a small amount of money into a savings account and then donate what you’ve deposited once a year. This often takes the sting out of making a substantial donation, and you aren’t liable to miss those extra few dollars a week you deposit into your savings account.

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Donating to charity is a selfless act that helps keep charities afloat.

In many instances, the programs and services offered by charities are the only options for the less fortunate, who rely on charities to provide some of the most basic human needs, including food and shelter.

That said, the global economic struggles have been hard on everyone, and charities are no exceptions. Many donors who once gave freely have been forced to cut back on their donations or stop making them entirely, putting charities in a precarious position. Generous men and women who still want to donate but need help figuring out a way to do it should consider the following tips.

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Sparkle and shine, glittery and glamorous, these are just a few of the reasons so many people love a gift of jewelry.

Whether it’s high-end fine jewelry or semi-precious or just for fun, jewelry makes finishing off an outfit fun and with fine jewelry, there’s also investment value for the future.

Christmas is a great time for giving jewelry, and though many think mostly of females for giving jewelry, that’s just not the case. “Jewelry is a great gift and an investment as well,� said David Shockley, jewelry sales consultant for Griffin’s Jewelers in Sylacauga. �What lady does not like jewelry?�

But Shockley points out, too, that there are a large variety of gift items in the line of jewelry for men as well.

In fine jewelry for women, colored diamonds have become quite popular, Shockley said.

The most popular colored stones come in yellow, chocolate or pink, and can be set in many ways.

From an elaborate cocktail style ring to a simple single stone setting, colored diamonds are used for any ring preference.

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Many brides are choosing them for wedding sets as well. “You see a lot of the ‘stars’ wearing them now, too,� Shockley said.

Colored diamonds are also used for earrings and pendants, along with bracelets.

One of Griffin’s specialties is helping customers design their very own style, Shockley said. “We can custom make rings or any other type of jewelry,� he said. “We also remount stones and provide appraisals.�

A customer can even take a photograph or sketch to the store to have a piece of jewelry designed.

Shockley said pearls are another standard that never goes out of style.

Available in rainbow of colors, pearl necklaces come in just about any length and with a wide variety of earrings to compliment them.

Like the colored diamonds, the different shades pearls are available are also very popular now, Shockley said.

Pearl bracelets remain popular, too, and Griffin’s has complete sets that come with the necklace, earrings and bracelet altogether.

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THE DAILY HOME, Talladega and St. Clair counties, Ala., Wednesday, November 23, 2011 — 5A

HOLIDAY GIFT GUIDE

How to pick the right doll this holiday season (MS) — For a little girl, there is no more magical gift to receive during the holidays then a beautiful new doll. Despite all the high tech toys, classic doll play has stood the test of time giving children today the same wonderful imaginative play experiences as they did centuries ago. Dolls are important to children at each stage of development, providing comfort, security and “an available friend.” Here are some helpful tips from the experts at Corolle (corolle. com) on how to pick the right play doll for the right

age.

The size of the doll should be proportionate to a child’s size and strength.

When she cradles the doll in her forearm, she should be able to hold the doll’s bottom in her hand, and its head should nestle in the crook of her elbow — exactly the way a baby would be held by an adult.

The weight of the doll should also be proportionate to that of the child, which makes the doll easy to manage. Here are some other tips specific to your child’s level of development:

0 +: As a baby begins to investigate her new world of shapes and textures and develops essential skills, she needs a snuggly security companion. Select a plush and washable doll that is lightweight and between 10 and 12 inches tall; perfectly sized for tiny hands to hold and hug.

Look for a doll that is about 12 inches tall and is soft, lightweight, and easy to dress and undress.

dolls encourage creativity and inspire pretend play memories young girls will cherish forever. For the added fun of hair play, choose a doll with wellrooted hair that can be combed.

5 years +: Girls begin to project themselves into their world and start to

3 years +: Little girls at this age begin to act out many real-life situations with their dolls. They may become big sister, mother or babysitter. Baby

18 months+: As baby transitions to the toddler years, she begins to care for and nurture her doll, imitating her parents.

Select a doll that will make an ideal playmate.

develop and value friendships. In turn, they are looking for playmates.

Select dolls that have a variety of wardrobe, hair design and accessory choices.

With so many made for every age and every stage, finding the perfect doll has never been easier!

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6A — THE DAILY HOME, Talladega and St. Clair counties, Ala., Wednesday, November 23, 2011

HOLIDAY GIFT GUIDE

Jewelry From Page 4A

available as earrings, pendants and bracelets available at Griffins.

“These come in 14 carat or sterling silver,” Shockley said.

A variety of sizes are available, too, with sterling Kisses ranging from 10 mm to 25 mm, some include cubic zirconia accents.

“These are another item you see a lot of the stars wearing now,” Shockley said.

Prices for these pieces Brian Schoenhals/The Daily Home range from $120 to $306.

Griffin’s is also the The staff at Griffin’s Sylacauga location includes Gloria Nix, David place to find semi-preShockley and Shannon Wallis. In addition to assisting you with gift selec- cious stones, with dozens tions, Nix and Wallis are also bridal consultants. of settings and styles to

Brian Schoenhals/The Daily Home

Something sparkly in a tiny box can bring big appreciation in return.

• Trim the tree with handmade items. Stringing popcorn and berries to make a homemade garland is a much greener option than plastic tinsel. Use pine cones collected at the end of autumn and decorate with acrylic paints and hang with ribbon. To add to a Christmas decoration collection, shop at thrift stores or tag sales to find gently used decorations that are new to you.

While it may take a little extra effort to clean up, using china dishes and

Contact Laura NationAtchison at lnation@dailyhome.com.

Hershey’s Kisses are available in sterling or gold and include pendants, earrings and bracelets.

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• For those who want a real Christmas tree this year, buy one with the root ball intact. Then plant the pine tree in the yard after the holidays are over.

• Choose locally grown or organic food for holiday feasts. These foods might be more fresh, and you will know they were raised in a way that doesn’t compromise the environment.

• Limit gifts that require batteries. Batteries routinely end up in landfills and damage the environment when they are carelessly discarded. Select toys and gadgets that use rechargeable batteries or ones that can be easily recycled later on.

• Reduce reliance on disposable entertaining items. Skip the plastic cups and paper napkins.

Accents such as tie tacks or cufflinks for men can be made even more personal with engravings.

Watches are a good choice, with many men and women, too, preferring to have sportier styles for everyday, and something dressier for special occasions.

Griffins offers a full selection of Citizen, Seiko, Fossil and Pulsar styles that fit any preference.

Griffin’s has stores in Pell City and Talladega as well, with staffs who are helpful and know their products well.

Sales associates at the store adhere to a high level of professionalism, Shockley said.

“Our personal values include ethics, knowledge of our products, service, vision and leadership,” he said.

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turn the lights off when going to bed.

• Buy items with less packaging to reduce waste. If you plan to purchase the same items as other friends and family (i.e. adhesive tape or tissue paper), think about buying one bulk package and splitting the contents.

• Reduce reliance on wrapping paper. Many people now forgo wrapping paper for gift bags because they are easily portable and can be used over and over. If you select wrapping paper, choose types that can be recycled and papers that are already made of recycled materials. You can also use unique materials for wrapping items, such as cloth with ribbon or handkerchiefs.

Gold is a standard choice, but stainless bands and cases, leather bands and waterproof styles are also popular.

Brian Schoenhals/The Daily Home

Give back to the planet by putting some green in holiday plans ‘Green’ in holiday With the holiday season on the horizon, many people’s thoughts turn to charitable giving and other altruistic efforts. Amid giving a helping hand to those who need it and donating to worthy charities, individuals can think about giving back to the planet as well.

Many people equate the holiday season with trying to do more or give more.

While these efforts are well-intentioned, the “bigger is better” mantra often turns into a season of excess. From thousands of twinkling lights adorning homes to pounds of wrapping paper used on gifts, the toll the holiday season takes on the environment is substantial.

The Clean Air Council estimates that an additional 5 million tons of waste is generated during the holidays in the U.S., and 4 million tons of this is wrapping paper and shopping bags. Incandescent twinkle bulbs consume considerable power, especially when every house in the neighborhood is lit up. Extra food is often purchased to make holiday meals lavish, and plastic or disposable dishes and utensils is commonly chosen for convenience. All of this adds up to considerable excess.

There are several ways to reduce the impact the holidays have on the environment. Making smart choices and being conscious of when you could be adopting the “bigger is better” philosophy could help.

• Switch holiday lights to LED ones. LEDs use 80 to 90 percent less energy than incandescent bulbs.

Plus they are supposed to last longer before burnout.

Although their initial cost is higher than standard bulbs, energy savings and longer lifespan mitigate these initial costs.

• Place lights on a timer so that the light display turns off overnight. If you don’t have a timer, simply

choose from.

As for the males on the shopping list, you can think along the same lines as women. If it’s a ring you have in mind, there are lots of options, just as there are for women.

HOLIDAY GIFT GUIDE

THE DAILY HOME, Talladega and St. Clair counties, Ala., Wednesday, November 23, 2011 — 7A

Kids and gifts: How much is too much?

Despite the many messages from all corners promoting a “more is better” philosophy when it comes to holiday gifts, the truth is far more complex — especially for children.

While most parents work hard to give their kids everything they need and much of what they want, it is often hard to draw the line, prompting many well intentioned moms and dads to ask, “How much is too much?”

In general, the answer lies within each family.

Parents should purchase what makes sense to them and what they believe their children will use and appreciate. However, in recent years, child psychologists and experts in child development have returned to these questions as economic conditions have forced many families to scale back, both throughout the year and during the holiday season.

Books such as “The Pampered Child Syndrome” (Jessica Kingsley, 2006) by Maggie Mamen and “Give Me, Get Me, Buy Me” (HCI, 2010) by Donna Corwin and several others on the same topic offer similar conclusions: When children are given too much over the course of their childhoods, they can develop a serious case of entitlement, become unappreciative of what they have and begin to equate love with “stuff.” And for younger children, receiving a huge pile of gifts in

one sitting can be both overwhelming and overstimulating.

If you have been wondering about these issues, here are some general guidelines for having a fun-filled holiday with just enough stuff.

MAKE A GIFT PLAN Before setting out on your first shopping expedition, devise a plan that makes sense for your family. If you have younger children, decide on the number of gifts for each.

With older children, you might want to establish a dollar amount rather than a gift amount. Once you’ve made the plan, stick to it — no matter what.

DRAW NAMES Particularly in bigger families, gift-giving can become a financial and emotional burden if everyone buys for everyone. Drawing names not only reduces those burdens, but often results in more meaningful gifts all around.

OPT FOR A SHARED EXPERIENCE Consider pooling the money you would have spent on individual gifts and putting it toward a special outing, vacation or shared item for your home. Long after the toys have broken and the electronics have stopped working, your children will cherish their memories of a holiday that

focused on sharing time together.

COMMUNICATE If Grandpa Mike or Aunt Emily has a reputation for heaping on the presents at Christmas or Chanukah, let them know ahead of time that one will do, then offer a suggestion that is sure to please your son or daughter. If they insist that they want to do more, consider asking them to make a donation in your child’s name to a charitable organization or to purchase a gift for a local child in need.

COLLABORATE Sometimes one big gift makes a lot more sense.

If your child would love a new bike or a trampoline or horseback riding lessons, consider asking extended family members to contribute to that item or to items that go with it, such as a helmet or other gear.

Holiday season survival tips It’s almost upon us — the holiday season. During this hectic season, people take on more responsibilities and commit to more events and get-togethers than any time of the year.

All of this extra work can put a strain on the body if the average person is unprepared. Surviving the holidays requires thinking of them as athletic activities and training for the work ahead.

The added responsibilities of the holidays, including shopping, decorating and hosting, puts added stress on everyone this time of year. Those not used to the on-the-go speed and long days may find they suffer frequent ailments this time of the year, including physical injuries.

Think about how the holidays are akin to an athletic event: • During shopping a person can unknowingly walk several miles in a store or mall.

• Individuals often tote around heavy packages and/or lift weighty items.

• Long hours are spent on one’s feet.

• Fast decisions have to be made on purchases.

• Holiday decorating may entail climbing up and down a ladder or bringing heavy boxes out of the attic.

• People may keep long hours traveling to social engagements, taxing their bodies.

These are just a few demands on the body. In order to prevent fatigue or more serious injury from holiday activities, consider these pointers.

• Stretch out before you hit the stores. Warm up stiff muscles to prepare for the day ahead.

• Drink plenty of water throughout the day.

Dehydration can tax the body and lead to feelings of sluggishness or even induce headaches.

• Wear comfortable shoes with plenty of cush-

Sensible planning makes for smart holiday shopping The holiday season is among the most stressful times of year. With long lists of things to do, meals to prepare, family and friends to entertain, and gifts to buy, many people embark on the holiday season with more fear than cheer. And with so many people trying to spend less these days, preparing for the holidays has become that much more challenging. But by planning in advance and establishing a holiday shopping game plan, men and women can save money and maintain their peace of mind.

Start at the bottom line. The best way to avoid overspending during the holidays is to establish a budget — and then stick to it. Before making any holiday purchases, determine a holiday spending limit that is acceptable to you

and your spouse or partner. The figure should include not only the cost of gifts, but expected expenditures for holiday entertainment and entertaining, decorations, travel, and items such as clothing and home improvements.

Know as you go.

Know what portion of a holiday budget is for gifts and keep a running total of expenditures as you shop. This way, you will have a sense of where you stand at any given point in the shopping season and can adjust accordingly.

Be an informed shopper. There are deals galore in the run-up to the holidays and it pays to compare prices and offers before making any purchases. Check newspaper and online ads as well as retailers’ Web sites to determine both where and when you can

10off

ioning to withstand the impact of walking all day.

• Use a backpack to tote essentials along. Plus, packages can be stuffed into the backpack to free up hands or balance the weight of purchases.

• Don’t carry around more than you can handle.

Plan frequent trips to the car to drop off purchases.

If lockers are available in the mall, use them.

• Take breaks every hour and sit down to rest feet and de-stress.

• Eat light, healthy foods. Greasy fast food could strain overstressed organs. Heart attacks during the holidays are common. Healthy foods can also help combat the average 6 pounds of weight a person gains during the season of overindulgence.

• Caffeine can stress the body even more, so try to limit intake.

• Know your limits. If your body is telling you enough is enough, call it a day.

get the best deal.

Make a list and check it twice. Plan your purchases ahead of time to avoid impulse buying. By having a gift in mind for each person on your list, you will save time, money and headaches.

Consider family gifts.

If there are a number of families on your gift list, consider giving a single gift — or gift basket — that everyone can enjoy.

A waffle iron or ice cream maker, for example, is a gift that foodie families will savor for years to come.

Give the gift of your time. Some of the most cherished gifts have no price tag attached.

Homemade gift certificates for things like car washing, dishwashing, babysitting, lawn mowing, and closet cleaning are always wonderful and welcome. As the giver, just make sure to make good on your promise.

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8A — THE DAILY HOME, Talladega and St. Clair counties, Ala., Wednesday, November 23, 2011

HOLIDAY GIFT GUIDE

Bob Crisp/The Daily Home

That’s Hot Boutique in Childersburg has the latest fashion trends. Owner Julie Butler shows off some of the hottest items.

Latest fashion trends available in area Home staff writer

Here’s a quick rundown of what’s hot this holiday season: Silver Brand jeans, anything fur, cardigan sweaters, boots, dresses with leggings, big vests and embellished jewelry.

Skinny jeans are also still in style, Butler said.

That’s Hot carries sizes 0 to 20 and can accommodate the style needs of any female fashionista.

As for the male fashionista? Try Michael’s Men’s Wear in Talladega.

Michael Gee, owner, said from the minute you walk in, he’ll consider you his

best friend. Besides high quality fashion, on top of Gee’s list is customer service.

Gee said his store offers alterations free of charge. Most places charge upwards of $8 sometimes to simply hem a pant leg.

“We do it for free,” he said. “Even if another store has the same priced clothing if it has to be fixed, it’ll be cheaper here because we do it for free.

We’ll alter it, steam press it and put it in a poly bag on a hanger.”

While he hasn’t seen any one specific item sell off the shelf this year, Gee said there are a variety of items that stay fashionable. Always in style?

Suits.

“One suit helping our

business is the six on three harder.” double breasted suit,” Gee Contact Lindsey said. “Our fashion is into the double breasted suit.

It’s an older style coming from the early ‘70s.”

Other popular items include polos, thermals and sweaters.

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Although Gee is noticing a few trends. He said V-necks are tending to be stronger this year instead of the crew necks. But no matter your style, Gee said he has it all. Whether you want a prewash or a whisker, he’s got it all the way across the board.

“We do what stores did 40 years ago,” Gee said. “We try to treat people well. You won’t find anywhere that services their customers better or at least anywhere that tries

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Julie Butler said her store, That’s Hot Boutique in Childersburg, has the latest fashion trends for females without the big sticker prices that name brand stores charge.

“We have styles off the East and West Coasts from New York to L.A.,” she said. “We have things that are unique and that no one else carries. We work really hard to stay on top of the latest styles for our customers so they can be in style now and not a year later.”

Another plus? Butler

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We have what They want!

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Michael Gee, owner of Michael’s Men’s Wear in Talladega, says customer service is at the top of his list.

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HOLIDAY GIFT GUIDE

THE DAILY HOME, Talladega and St. Clair counties, Ala., Wednesday, November 23, 2011 — 9A

One of the items trending hot at Walmart this year is the LaLaLoopsy Silly Hair Doll.

Gifts from Santa that will make eyes light up

By CHRIS NORWOOD

Home staff writer

Sure, everyone loves Christmas, but then again, there is nothing better than Christmas as a child.

Sure, there are the sometimes awkward visits from relatives and the occasional practical gift a kid couldn’t care less about, but then there are the toys.

Some of this year’s hottest gifts are new itera-

tions of cutting edge technology, some have been around for decades and some are a combination of both. But all of these items will most certainly make someone’s eyes light up this year.

Contrese Keneard, toy department manager for the Talladega WalMart, says the big newcomer this year will be the LeapFrog LeapPad. “That one, and the V-Tech learning center. They use

a touch screen to teach things like letters and colors, and the new one has a camera on it. And the Fidgets, which can repeat what you say and tell you about your day. It acts out your emotions. It kind of looks like an alien, with ears that stick out.”

The Dora The Explorer Kids Kitchen is also big this year, she said. “It helps you learn about food preparation, and it does it bilingually. Those are the

biggest ones so far this year. Those are the ones people keep calling about, that we just can’t keep in stock.”

Other new items trending hot at WalMart this year include the LaLaLoopsy Silly Hair Doll, which has “bendable, wacky hair,” Keneard said. “You can bend it, curl it, straighten it, whatever. It comes a brush, and each doll has a pet with a bendable tail.”

And then there is the “T-Pain microphone, which makes you sound

like the rappers on TV” See Kids, Page 10A

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10A — THE DAILY HOME, Talladega and St. Clair counties, Ala., Wednesday, November 23, 2011

HOLIDAY GIFT GUIDE

Bob Crisp/The Daily Home

Talladega Cycle Sales has added a new line of scale model motorcycles and ATVs that would make excellent stocking stuffers. And, of course, there’s the full-size ATV for any age.

Kids

From Page 9A

through the miracle of Autotune.

Then there are the perennial gifts that pretty much never go out of style. These include the Yamaha Ride On (“a little motorcycle”), Let’s Rock Elmo and Batman’s Bat Cave.

Speaking of perennials, Barbie seems poised to be making something of a comeback this year, according to Cheryl Kent, general manager of the Big Lot’s store in Sylacauga.

In addition to the iconic doll itself, Barbie digital cameras and headphones are doing well, as are Barbie dresses and furniture. “I think Barbie’s going to be really big again this year,” she said.

Anything associated with Dora The Explorer is also expected to do well, she added.

“Sesame Street digital items like the Learn and Play Drum Set and the Real Digital Camera will be popular this year, and so will the Koo-Koo Zoo Pillow Pals, which are blankets and pillows that look like animals. We’ve got a lot of dress-up outfits for little girls, and the boys will love things from Toy Story 3, Hot Wheels and Lightning McQueen.

We’ve also got the Cars Learning Laptop, which

should do well.”

Electronic games in general, drum sets and keyboards are also perennial best sellers.

“All the Crayola items are big, too, especially the easel this year. And we have an Angry Birds game, which is played with stuffed animals. It combines a soft toy and a game.”

Parents of more adventurous children might want to check out Talladega Cycle Sales.

According to finance manager and salesman Eddie Cook, the smallest youth model all-terrain vehicles are once again available after having been unintentionally banned by a piece of legislation that was meant to deal with another issue entirely.

“It was a problem with the way the law was written, so Congress basically had to repeal it and rewrite it. The ban was repealed in late summer or early fall, which was sooner than most people expected, so the manufacturers are way behind. I might be able to get four of them in this year, and I’m taking deposits so I don’t have a rush at the last minute.”

These smallest ATVs have maximum 70 cc motors, and are intended for children between the ages of 6 and 10. Children from 10 to 13 years old can move up to a 90 cc

Dora The Explorer Kids Kitchen is expected to be big this year. It helps kids learn about food preparation, and it does it bilingually. motor, and 14- to 16-yearolds can go up to 150 ccs.

“The adult ATVs start at 16, according to the ATV Safety Institute,” Cook said.

They also sell youth motorcycles, but these do not come with the same age restrictions as the ATVs. “Pretty much if the parent thinks they’re ready to ride, they’re considered ready,” according to Cook.

Currently in its second year at Talladega Cycle Sales is a line of radio controlled cars and trucks, electronic or nitro fueled,

ranked from starter to expert. They also carry parts and do repairs on remote controlled vehicles.

“We added those kind of late last year and didn’t get much of a chance to tell people about them,” Cook said.

Scale model toy motorcycles and ATVs are also available, for the first time this year.

“And standard apparel is always big this time of year,” Cook said. “Jackets, boots, helmets, all that kind of thing. Say if mom and dad get an ATV for

Gifts from bad to worst she’s sexy. And if it’s too plain, you don’t think she’s sexy.

Simply stated, unless you know the exact size and type of lingerie she favors or want to ruin any chances of peace on earth during your holiday season, move on.

Jewelry: Here again, unless you know exactly what the woman in your life wants, skip it. Not only is jewelry something that women prefer to

choose for themselves, it can send a message (i.e., overly romantic or not romantic enough) that men don’t realize they’re sending.

Gym membership/fitness equipment: The big no-no. Under no circumstances is it wise to present the woman in your life with a gift whose underlying message is “Lose weight” or “Shape up.”

The all-time worst gift for women? A bathroom scale.

Contact Chris Norwood at cnorwood@dailyhome. com.

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Sentimental items: What a woman might call “sweet,” a man might want to store in the trash can. If you’re tempted to get your husband or boyfriend that cute teddy bear that reminds you of him, or flannel pajamas printed with those same teddy bears, forget it. And forget the book of syrupy love poetry, romantic movies or T-shirts with sappy sayings. He’ll be glad you did.

Psychology or self-help materials in any form or format: This is perhaps the biggest no-no of them all and sends the biggest “You’re not okay” message. So if you’re tempted to buy your guy a book about improving communication skills, finding a better job or making better use of time, don’t. Enough said.

When gifting women, men should also avoid certain gifts.

Appliances: For most women, household appliances fall under the heading of “need” rather than “want,” unless it is a specialty item that you’re certain she has been yearning for.

Lingerie: The principle here is similar to why clothes are a bad idea for guys, but can lead to far more disastrous outcomes.

Many men don’t realize that a gift of lingerie is often accompanied by an unintended message. If it’s too small, she needs to lose weight. If it’s too big, you think she’s fat. If it’s too racy, you don’t think

them,” Cook said.

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Great gifts are great for a multitude of reasons, but bad gifts tend to have a lot in common. The worst gifts are not only a poor fit with the recipient’s personality, lifestyle or interests, but also send a negative or critical message. Just plain bad gifts tend to fall into three categories: The useless, the thoughtless and the tasteless. And while the lists of awful items for men and women may be different, they nevertheless fall into one of these diagnostic categories.

If you’re considering purchasing gifts in any of the following four categories for the man or men in your life, think again.

Clothing: While this sounds innocent enough, when the clothes don’t match a man’s style, it can be construed as a suggestion that you don’t like what he wears or want him to up his fashion game. If you don’t have a clue about what the men in your life actually like and will wear, make another choice.

Household bric-a-brac or decorative elements: Items in this category include everything from a new dish rack to artsy decor items. Such items might send a negative message similar to new clothes, and many men are territorial about their homes and resist outside (i.e., female) advice on decorating. So unless you know exactly what he wants or needs, go back to the drawing board.

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THE DAILY HOME, Talladega and St. Clair counties, Ala., Wednesday, November 23, 2011 — 11A

HOLIDAY GIFT GUIDE

Brian Schoenhals/The Daily Home

Stocking stuffers such as wireless Bluetooth headsets and other accessories are available at Anytime Wireless in Childersburg.

High-tech gifts are on every Christmas wish list

By KENNY FARMER Special Projects editor

Christmas is right around the corner, and these days electronic gifts seem to be on everyone’s wish list. Many kids and parents alike have already asked Santa to bring them phones and other Internet ready devices this Christmas Eve. Two of the most popular phones this holiday season are the iPhone 4S and Android’s Samsung Epic 4G Touch. Other popular items this holiday season include laptop and notebook computers.

“The iPhone combines many devices into one phone,” said Paul Nolin, owner of Scuttlebutt Wireless in Riverside.

“Plus, the phone is with you at all times.”

The iPhone 4S features 1080p HD video capture, a high quality digital camera, a 3.5-inch high resolution screen and WiFi capabilities. The phone also features a graphic processor, which is good for those who enjoy playing games on their phones. iPhone 4S users can also

browse the Internet, utilizing the phone’s Wi-Fi connectivity.

Nolin said the iPhone has replaced the need for devices such as digital cameras and mp3 players. He said the iPhone has a “fantastic” camera and with its web browsing capabilities combined with Sprint’s unlimited data plan, can stream Internet radio, reducing the need for a separate mp3 player. Nolin’s Scuttlebutt Wireless offers both the iPhone 4 and the iPhone 4S, as well as other popular phones such as the HTC EVO Design.

The HTC EVO Design is a smartphone that features a 4-inch qHD LCD touchscreen display, voice dialing capabilities, Wi-Fi access and more. Nolin expects the phone to be one of his biggest sellers during the Christmas shopping season.

Nolin also offers a huge lineup of Android phones, including the Samsung Epic 4G Touch, which features a built-in GPS navigational system, an 8 megapixel digital camera and Bluetooth

and Wi-Fi networking capabilities. Nolin said the phone’s features are comparable to those of Apple’s 16-gigabyte iPhone.

Luther Adamson of Anytime Wireless in Childersburg said that Android phones are his biggest sellers. He said the phones are popular with customers because of their touch screens and their access to free games and applications.

Adamson said another popular electronic device this year is the Netbook, a small laptop computer designed for Internet use.

Adamson also anticipates selling many of the unlocked phones he has in stock at Anytime Wireless. An unlocked phone is one that can be used on various phone service providers, instead of being exclusive to one company’s service.

Daniel Chesser, owner of Chesser Technologies in Sylacauga, suggests the Archos 32, a small device that enables Internet access, will make a great gift for young Internet users. The device, which has a capacity of 8 giga-

bytes, can store 4,000 songs, 80,000 photos or seven full-length movies.

Another Internetready device that Chesser believes to be great for any age is the Coby Kyros 8-inch, 4 gigabyte Android tablet. The tablet allows users to search the internet, download games and applications, view photos and listen to music.

Nolin said he carries many “stocking stuffers” as well. He said some of those items include phone cases, car chargers, Bluetooth devices such as hands-free headsets and other accessories.

Nolin said the headsets can contribute to safer driving because with their voice-calling capabilities, the phone doesn’t have to be touched to make a call while driving.

Adamson also carries Bluetooth headsets as well as “accessories for almost any phone you can think of.” Adamson said anyone who is planning on buying accessories should first find out what model of phone they are buying for. He said many acces-

sories are designed with a specific model of phone in mind.

many accessories, including jump drives in various sizes.

Stocking stuffers can be found at Chesser Technologies, as well.

Chesser said he offers

Contact Kenny Farmer at kfarmer@dailyhome. com.

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12A— THE DAILY HOME, Talladega and St. Clair counties, Ala.,Wednesday, November 23, 2011

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THE DAILY HOME, Talladega and St. Clair counties, Ala., Wednesday, Novembr 23, 2011 — 1B

HOLIDAY GIFT GUIDE

For this gift, you have to be really, really good

By DAVID ATCHISON Home staff writer

Bob Crisp/The Daily Home

Town & Country Ford in Pell City has the largest new care inventory that Pell City has ever seen, making it an ideal dealership to find that perfect Christmas car.

SUV for that special someone at Christmas.

He said a Ford Explorer costs $29,000$42,000, depending on what options the customer wants for their new vehicle.

Stanford said their Jeep Wrangler is the dream for any outdoorsman heading out to hardto-get-to places.

He said generally people buy a used car for that 16-year-old driver who’s getting their first vehicle.

“It really depends on the family, but that’s what most kids start off using,” Stanford said.

See Cars, Page 2B

303009

If that someone special was really, really, really good this year, a couple of local businesses may have that “real special” Christmas gift you are looking for — a new car.

“Sure, we sell a few cars as Christmas surprises every year,” said Bill Stanford, owner of Bill Stanford Pontiac, Cadillac, Oldsmobile, GMC, Chrysler, Plymouth, Dodge, Jeep.

He said most big ticket Christmas surprises are for spouses but sometimes it’s for the new driver in the family, a son or daughter.

“December is generally one of our better months of the year,” said Doug Bailey, general sales manager for Town & Country Ford in Pell City.

He said Town & Country has a quite a few December customers wanting to buy either a spouse or child a new vehicle for Christmas.

“I’ve even had one guy buy one for his mother not long ago,” Stanford said.

Both dealerships have

used and new vehicles that can make a great gift for someone, and both men said their dealership will work with the customer to make sure it’s a great surprise for that special person.

“We’ve kept the cars here, or have met them here on Christmas morning,” Stanford said. “We will accommodate them anyway we can.”

Bailey said Town & Country Ford will also work with customers wanting to keep their purchase a Christmas secret, and the dealership has even stored vehicles a few days until Santa is ready to make his rounds.

He said customers can come in and start picking out that perfect vehicle for that special someone anytime, but it doesn’t take long to do the paper work to complete the sale.

“You can buy a car in 2 or 3 hours,” Bailey said.

He said Town & Country Ford has all types, sizes, makes, models and prices for preowned and new vehicles.

Bailey said it’s hard to beat a loaded 2012 Ford Explorer as an all-round

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2B — THE DAILY HOME, Talladega and St. Clair counties, Ala., Wednesday, November 23, 2011

HOLIDAY GIFT GUIDE

Cars

From Page 1B

“And we carry a full line of used model cars.”

Bailey said Town and Country Ford also has a wide selection of used and new vehicles for their customers to select from.

Town & Country Ford in Pell City carries the new Ford Fusion, a very affordable vehicle, and of course customers can find the sought after, dependable, Ford Taurus at the Pell City car dealership.

“We have the largest new car inventory Pell City has ever had,” Bailey said. “We have 125 vehicles to show, and that is just new vehicles.

We have 40 pre-owned vehicles here, so if you want a new vehicle, we got it.”

Stanford also said his car dealership in Talladega has a good stock of vehicles, large and small, varying in cost.

But if you want the ultimate Christmas surprise, Stanford has it in

Bob Crisp/The Daily Home

Bill Standford Pontiac, Cadillac, Oldsmobile, GMC, Chrysler, Plymouth, Dodge, Jeep has a wide variety of vehicles to select from for that very special person. stock — a brand new Cadillac.

He said the prices for a Cadillac range from

$39,000-$89,000, depending on what options come with this classic car and what size vehicle a

customer selects in the Cadillac line-up.

So if you are looking for that really, really

special Christmas gift, your local car dealerships may have just what you are looking for — with

financing available.

Contact David Atchison at datchison@dailyhome. com.

Avoid hidden fees on holiday gift cards

Deciding on and paying for holiday gifts can be a challenge under the best circumstances. But then there are the inevitable “sticky situations” that can leave even the most experienced gift-givers scratching their heads. In the hopes of dodging major gift gaffes this holiday season, here are eight tips for gracious giving and receiving.

• Review your gift list each year to determine if any relationships have changed and require a shift in your gift-giving plan.

• Don’t ask non-family members on your gift list what they would like.

This not only spoils the surprise, but puts pressure on recipients to gauge how much you want to spend and requires them to get you something in return.

• Don’t feel obligated to match what others spend. Buying gifts based on what others spend is both unnecessary and can lead to excessive expenditures.

• For workplace gifts, adhere to the company’s policies and make sure that gifts are given out of appreciation, not expectation.

• Including a gift receipt is a good idea and avoids potentially awkward situations when an item doesn’t fit or doesn’t work.

• Give holiday tips to those individuals whose service you count on throughout the year, such as hairstylists, babysitters,

dog walkers, etc. An easy rule of thumb for holiday season tips is to double the usual tip. For household employees, give one week’s pay.

• If someone surprises you with a gift, the best bet is to respond honestly.

Let the giver know that you are surprised, touched and appreciative as well as a bit embarrassed that you don’t have a gift in return.

Then let it go and add his/ her name to your gift list for the following year.

• Don’t arrive at holiday gatherings emptyhanded. A small gift, bottle of wine or contribution to the evening’s edibles is the right way to thank your hosts for their invitation.

• Acknowledging gift givers is a must, but formal, written thank you cards are optional.

While handwritten notes are always preferable and greatly appreciated,

e-mails are increasingly acceptable — especially for young people.

• Regifting is now considered a (mostly) acceptable practice, as long as it’s done thoughtfully, tastefully and within the following guidelines: • The regifted item should not be homemade or made especially for you.

• The item should be new, unused and in its original packaging, along with instructions.

• Be sure to remove all previous wrapping and gift tags.

• Don’t regift to friends or family members who have a reputation for returning things they don’t like. You don’t want to be asked for a gift receipt.

• Make certain that the original giver and the new recipient will never cross paths.

The rules are a result of the Credit CARD Act (Credit Card Accountability Responsibility and Disclosure Act of 2009).

New regulations state that full disclosure of fees and expiration dates must be available on the cards.

As of August 2010, gift cards purchased on August 22 or after must hold their value for five years. Each time the value on the card is reloaded, the five-year time span starts anew on the amount added. While the actual cards can have expiration dates, the values of the cards are still valid. That means if a

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A quick guide to gift-giving etiquette

New laws regarding gift cards are eliminating some of the hidden pitfalls that have plagued gift-givers and recipients for years.

Roughly $88 million in gift cards are purchased each year. But of those purchased, about $5 million worth go unused.

In the past, many cards featured expiration dates or fees were accrued if the cards weren’t used in a timely manner, a loophole many customers were unaware of.

Gift cards are a popular gift, enabling shoppers to give recipients the choice of their own gifts.

However, the “use or lose” mentality of the gift cards has long been a major downfall of gift cards. But rules aimed at helping consumers can make gift cards even more popular in the future.

HOLIDAY GIFT GUIDE

THE DAILY HOME, Talladega and St. Clair counties, Ala., Wednesday, November 23, 2011 — 3B

Gift cards not always the best option

Green alternatives for gift packaging

As people gear up to do their holiday shopping this year, gift cards figure to remain a popular choice for gifting. But the hidden pitfalls of gift cards may make giving cash or a check a better bet.

Eight out of 10 people include gift cards in their holiday purchases, offers information from Statistics Canada. About $65 billion is spent in the U.S. annually on gift card purchases, many around the holiday season. Convenience and ease of use is what lures many shoppers to the gift card rack. Just about every major retailer out there has its own gift card for sale, which can make it even more enticing to pick one up. Furthermore, many supermarkets and big box retailers sell gift cards for other merchants right at the check-out line. So if you’re shopping for supper you can also get a gift card to a restaurant or home improvement store.

Gift cards are convenient, but millions of dollars worth of them go unused every year. are supposed to track down gift card purchasers and try to get them their money back on unclaimed cards. But many cannot be found because they paid in cash and that money just goes to the state as unclaimed funds/abandoned property, which sets in after two years of non use. New York collected $9.6 million in unused gift cards in 2008.

Another thing to note about gift cards is that some retailers impose fees on the cards if they are not used in a timely manner.

Penalties are placed on the card that reduce the value for a time period they are Despite the convenience not used. Expiration dates on the gift cards can renof gift cards and their der them useless if they presumed utility, finanare not used by a particucial experts estimate that lar time as well. about $7 million in gift Another lesser-known cards go unused each year. problem is gift cards The Wall Street Journal activated by third-party has reported that states

retailers, such as those restaurant cards purchased at the supermarket. In some instances, the activation does not work correctly and the issued gift card does not have the paid value when the gift recipient goes to use it to dine out. Third-party sellers are often not responsible for issuing a refund on malfunctioning gift cards, even if you have the receipt; you must call the service line on the back of the card.

As an alternative to gift cards, plain old cash or check might be a more viable option. Gift recipients are less likely to be lax in cashing a check or spending cash — and it can be put to use for the same purchases as a gift card. Cash is also a greener option, as it doesn’t require the production and use of a plastic gift

card. Should a check go uncashed, there’s little chance you spent your money for naught, as it simply won’t be deducted from your account and you can cancel or writeoff that check number.

Individuals who are crafty can make their own cash or check holders so that the monetary gift is presented in a creative way. Checks are safer than cash if mailing the gift because cash can’t be cancelled if it’s lost in the mail.

Although the lure of gift cards can be very enticing, they do have some disadvantages, including expiration dates, fees for failing to use the card promptly, and even lost or buried cards that are never used. Cold hard cash never goes out of style and is seldom overlooked.

This is the season for online holiday scams and cons It is sad but true: As the holiday season heats up, so do the number of scams and cons perpetrated on unsuspecting consumers. While swindlers, thieves and pickpockets operate year-round, the period from November to January offers criminals more opportunities for wrongdoing and a population of prospective targets who are feeling generous and preoccupied with the demands and doings of the holiday season.

Consumers can avoid being victimized this season by being both wary and aware of the types of holiday scams that are out there. According to ConsumerAffairs.com, some of the most common online cons include: Charity “phishing” scams. During the holiday season, computer hackers prey on people’s generosity by sending what appear to be legitimate e-mails seeking donations to legitimate charities. However, these cybercriminals use fake Web sites with the purpose of stealing

not only donations, but donors’ identities and credit card information.

What to do: Ignore and immediately delete emails asking for donations and personal information.

Make charitable donations directly to organizations you know and trust.

Fake delivery invoices.

The rise of Internet shopping has opened the doors to scams involving fake invoices and delivery notices from services such as FedEx, UPS or even the U.S. Customs Service.

Cybercriminals e-mail consumers requesting credit card information to credit the bank account or inform users that they have to open an online invoice or U.S. customs form in order to receive their package. This is actually a way for criminals to install malware — software that is intended to damage or disable computers and computer systems — and steal personal information. What to do: Track online purchases carefully and know

what items are en route at any given time. Internet retailers will inform you when an item has shipped, but delivery services and U.S. Customs do not issue online invoices.

Social networking and holiday e-card scams. The holiday season is a social time of year when cybercriminals seize opportunities to steal personal information through social network “friend requests” and bogus holiday e-cards.

What to do: If you receive a friend request or e-card from someone you don’t know and have never heard of, don’t click on the link.

computer or an open WIFi connection.

The bottom line: The holiday season is when cybercriminals go into high gear, so be aware of any e-mail that looks fishy or requests personal information. If you’re unsure, the best bet is to delete the e-mail and contact the Better Business Bureau online at www.bbb.org or the U.S. Department of Justice at www.cybercrime.gov.

If your holiday halls are decked with stacks of paper bags, mounds of crumpled wrapping paper, an array of random ribbons, and a gaggle of gift tags that are destined for the local landfill, it’s time to add a little “green” to your gift-wrapping regimen.

Given that the average household’s waste jumps by more than 25 percent between Thanksgiving and New Year’s Day and that holiday debris adds an additional one million tons per week to landfills, there is a lot that everyone can do to recycle, reuse and reduce during the holidays.

According to Eco-Chick. com, “If every family reused just two feet of holiday ribbon, the 38,000 miles of ribbon saved could tie a bow around the entire planet. If every American family wrapped just 3 presents in re-used materials, it would save enough paper to cover 45,000 football fields.

The 2.65 billion Christmas cards sold each year in the U.S. could fill a football field 10 stories high. If we each sent one card less, we’d save 50,000 cubic yards of paper.”

Here are some ways to go green and even save green on gift packaging this year: Recycle: Conventional wrapping paper typically cannot be recycled since it is often coated in metal foil or is plastic laminated. But if the paper rips and doesn’t glitter or shine, it can — and should — be placed in the recycle bin along with other paper products.

Check with your local

recycling provider to find out which types of wrapping paper they accept. The good news is that recyclable wrapping paper is increasingly available from both online and brick-and-mortar retailers such as Amazon. com, Office Depot and UncommonGoods.com.

Reuse: Before the opening of the gifts begins, set aside a box for collecting reusable boxes, wrapping paper, gift bags, bows, ribbons, and other decorative items. Even if wrapping paper is torn, it can be used for craft projects, packaging filler or to enclose smaller gifts the following year.

Gift bags are also great candidates for reuse. If the surface of the bag is marred from removing ribbon or a bow, the spot can be covered with other decorative items or scraps of used wrapping paper.

Reduce: Recycling and reusing boxes, wrapping paper, ribbon and gift bags is a big step in the right direction. But the best way to avoid waste is to reduce the use of these items in the first place. Rather than wrapping gifts in paper, consider using scarves, old tea towels, cloth napkins, or leftover fabric. If you’re crafty, consider creating your own simple fabric sacks that can be easily sewn by hand or machine.

If you’re not, try painting an old pillowcase and tying it up with fabric ribbon, string or even shoelaces.

And don’t forget newspaper! The comics make colorful giftwrap any time of year, particularly for kids.

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Identity theft from public computers and open networks. With millions of online holiday transactions speeding through cyberspace, cyberthieves are in hacker heaven.

What to do: To ensure that your personal information is safe from the spying eyes of hackers, shop only on secure Web sites and never make financial transactions from a public

Survive holiday shopping with kids Tackling a holiday gift list — particularly at the peak of the season — can be stressful even for enthusiastic shoppers. But bringing kids along for the ride can be enough to inspire the most passionate purchasers to forsake shopping — at least brick-and-mortar shopping — forever. While leaving the kids behind may be optimal, here are some surefire strategies for surviving your next consumer outing with little ones in tow.

Prepare in advance.

When it comes to shopping with kids, a little preparation goes a long way. If at all possible, choose a destination that offers some form of children’s entertainment, such as a play area or interactive display.

Before you leave home, let kids know what you will be doing and your expectations of them during the process.

While you may need to repeat the information several times during the outing, take a few minutes before leaving to emphasize that

gift shopping means buying things for others.

Bring appropriate toys.

Pack a bag with a variety of toys and books that will keep your children occupied whether they are walking or in a stroller. Leave toys that come apart, can’t be carried or are intended for outdoor use at home. And don’t forget your child’s sleep time comfort item. A nap might be your best opportunity to cross a lot of gifts off your list.

Have nutritious snacks and drinks at the ready.

Take along some water or milk and snacks such as raisins, fruit and carrots that will both satisfy kids’ taste buds and keep them occupied.

Play games. At the start of your shopping adventure, give your children a series of challenges that will keep them busy and engaged.

Kids who love to count will enjoy tracking the number of a particular item they spy as you shop and emerging readers will have fun scouting letters and words. Older

children can be given more sophisticated challenges, such as tracking and totaling the cost of purchases or figuring out how much items will cost when a discount has been applied.

Let kids contribute. Take some of the sting out of being dragged from store to store by inviting your children to help make some of the day’s decisions.

Would Aunt Nancy like the blue scarf or the red scarf?

Should we have sandwiches or pizza for lunch?

A note about safety: Safety is a big concern when shopping with children in crowded malls or stores. Make sure that older kids know what to do and where to meet if you become separated. If younger children will be walking with you, write your cell phone number on a small piece of paper to be placed in their pockets or attached to the insides of their jackets. And remember, always accompany children into restrooms.

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4B — THE DAILY HOME, Talladega and St. Clair counties, Ala., Wednesday, November 23, 2011

HOLIDAY GIFT GUIDE

Peer pressure may undermine Christmas budgets

Do not let Christmas dinner be a budget-buster closer a person shops to Christmas, the higher the prices on certain items may be.

• Choose lower-priced foods. Who says filet mignon has to be served on Christmas? As long as the food is tasty, guests will enjoy it. Consider menu items that can be bought in bulk (less expensive) and turned into delicious meals. A platter of chicken with lemonbutter sauce could win rave reviews over the tired turkey anyway.

• Don’t overdo it. Party hosts often over-buy food thinking there will not be enough. After crackers and cheese, salad, appetizers, and some other courses, guests may be stuffed to the gills and only pick at the main meal. Scale back the courses and focus on one or two things.

• Fill guests up with vegetables. Starches, such as potatoes and rice, and many vegetables are inexpensive and filling.

Serve a higher ratio of these foods to meats and poultry.

• Have a holiday pot luck. Hosts can ask guests to bring one food item with them to lessen the financial burden. Friends and family will be more than happy to pitch in.

• Consider store brands.

Many store brand foods are equal in taste and quality to the brand name items ... but at lower costs.

This is because store brands are not advertised

Trim expenses before you trim the turkey this holiday season. There are ways to enjoy a delicious meal on a budget. and don’t have to pay for publicity. This can help budget-conscious shoppers save a little at the checkout.

• Avoid pre-made foods.

Convenience foods, like frozen appetizers or dips, often cost more per serving than if they are made at home from scratch.

Scratch-cooking takes a little more time, but it is often more economical.

• Skip the meal, alto-

More budget-friendly ideas for holiday meals With so many people looking for alternatives to costly holiday fare, newspapers, magazines and online cooking sites are overflowing with great ideas. But the key to hosting a successful seasonal meal is not simply finding interesting recipes and purchasing lower-cost foods, but in creating and organizing a menu that works from start to finish.

The easiest way to do that?

Make a plan and stick to it.

Share the cooking and the cost. Rising food costs and tighter budgets have prompted many people to host potluck holiday dinners. As the host, you might prepare the main dish and have your guests fill in the rest of the menu. Either ask participants to contribute their signature salad, side dish or dessert, or plan a meal along a particular theme and give guests choices from among a list of menu items.

Simplify. There is no rule stating that holiday dinners have to be fancy, so don’t be afraid to plan

a menu that has fewer and less costly components.

For example, serve a hearty and flavorful turkey stew or soup in place of a more expensive roasted turkey.

Pair it with a simple salad and loaves of crusty bread, then finish up with homemade apple cobbler. Your guests will leave happy and well nourished, and you will have served up a flavorful and frugal holiday feast.

Cook and freeze.

Another option is to build your menu around a few dishes that can be prepared ahead and frozen. Cooking ahead saves money by spreading out food expenditures and avoiding last-minute shopping, which often leads to spending more money.

Go meatless. Vegetarian dishes can be far less expensive, especially when feeding a crowd. Consider replacing the turkey or roast with a pasta or risotto dish, roasted vegetable tart or veggie lasagna. Great sources of vegetarian reci-

pes include vegkitchen.com, epicurious.com, vegetariantimes.com, and allrecipes. com.

Go ethnic. While tradition tends to rule at Thanksgiving, Christmas and New Year’s menus are wide open. How about a Mexican fiesta or an Italian feast? With a large pan of enchiladas or a big bowl of spaghetti and meatballs, it’s easy to feed a crowd and stay on budget.

Stick to homemade. As a rule, anything you make at home will cost less — and likely taste better — than prepared foods from the grocery store or a restaurant.

If you stick with simple recipes that don’t require an array of exotic ingredients, your homemade holiday meal will hit the spot and you won’t hit the ceiling when you add up the food bill.

gether. If conversation and mingling are more the speed of the gathering, host a cocktail party instead. Serve finger foods and one or two signature drinks. Less time around the table means more moments for merrymaking anyway.

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Many people worry about the expenses of the holidays. Individuals who are already pinching pennies and putting as much toward gifts as possible may want to keep holiday entertaining costs low. It’s possible to do so without sacrificing quality.

Christmas dinner is something families look forward to each year.

Some enjoy a roasted turkey; others turn to cultural foods. Others may eat a big meal both on Christmas Eve and Christmas Day. The hosts and hostesses who serve Christmas dinner often open their homes up to a number of guests to enjoy the meal. It’s not uncommon to find 10 to 12 friends or family members gathered around the dining table — and feeding all those people can get expensive.

One can expect to spend a hundred dollars or more on holiday foods depending on the menu items chosen; a large turkey alone can cost $25. If cocktails are part of the holiday equation, premium alcohol can run $20 to $30 per bottle. If finances are tight, a big Christmas dinner can certainly put a strain on the budget. To cut costs, consider these frugal tips.

• Shop the sales. Plan the menu in advance and comparison shop the nonperishable items. Stock up on the foods needed that can be stored in the pantry until preparation time. The

Most families are scaling back on extravagant Christmas purchases this year. There simply aren’t enough discretionary funds to shop without prices in mind. Parents who are setting budgets on holiday gifts may find that peer pressure puts a monkey wrench in the plans.

In the past, peer pressure would generally end when children got home from school. Today, however, peer pressure continues long after the school bus drops off children because today’s kids are so connected. They’re chatting about wants and likes via text messaging, Facebook, and on their mobile phones. Chances are they’re discussing Christmas lists, too.

This could leave parents facing a constant barrage of pleas from kids for Christmas gifts and other items. Financial experts urge parents to teach children the value of money early on so they’ll be more apt to understand why their parents are passing on pricey jeans or the latest toy.

Did you know?

Black Friday might be more well known, but it’s not the only day retailers look forward to for big profits post-Thanksgiving.

Cyber Monday is the term used for the Monday immediately following Thanksgiving. First used within the e-commerce community during the 2005 holiday season, the term Cyber Monday was coined after online retailers noticed a substantial increase in sales on the Monday following Thanksgiving. This was largely credited to men and women returning to work on Monday after the long holiday weekend and using their company’s secure and high-speed Internet connections to make holiday purchases.

In fact, many employers have begun to block certain

Web sites in an effort to keep employees focused on work and not on their holiday shopping. While some might feel this is unnecessary, Cyber Monday figures from 2010 suggest otherwise. According to comScore, a company whose services include monitoring ecommerce, 2010 was a record breaking year for Cyber Monday sales.

Shoppers spent 16 percent more online during Cyber Monday from the year before. Consumers spent $1 billion on Cyber Monday in 2010, and statistics also indicated there were more shoppers embracing Cyber Monday in 2010, when online shoppers increased by 4 percent and shoppers spent 10 percent more per transaction than they did a year before.

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THE DAILY HOME, Talladega and St. Clair counties, Ala., Wednesday, November 23, 2011 — 5B

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6B — THE DAILY HOME, Talladega and St. Clair counties, Ala., Wednesday, November 23, 2011

HOLIDAY GIFT GUIDE

25 most popular holiday songs of the last decade

23. Carol Of The Bells Written by: Peter J. Wilhousky, Mykola Leontovich Performed by: David Foster (instrumental version) 24. Wonderful Christmastime Written and Performed by: Paul McCartney (PRS) 25. Do They Know It’s Christmas? (Feed the World) Written by: Midge Ure (PRS), Bob Geldof (PRS) Performed by: Band Aid

Holiday shopping minus the crowds

For serious shoppers and hardcore bargain hunters, battling the crowds and enduring the endless lines on Black Friday are simply traditions that usher in the holiday shopping season.

For the rest of us, the idea of rising at 3 a.m. on the morning after Thanksgiving and heading out into the night to compete for gifts and assorted holiday goods with thousands of zealous consumers is nothing short of a nightmare. But for the truly squeamish, whose goal is to avoid even the hint of a crowd, there are indeed ways to purchase every gift on your list without encountering hordes of holiday shoppers.

The most obvious strategy for avoiding the masses is to shop online. According to surveys conducted by public opinion pollsters Rasmussen Reports and BIGresearch, in 2010 nearly 64 percent of American adults did at least a portion of their shopping on the Web. Increasingly, people of all ages are opting to shop online not only to find better prices, but because purchasing via the Internet is convenient, fast and enables consumers to perform quick and accurate product and price com-

parisons. And with so many online retailers offering free shipping during the holiday season, many consumers see little reason to step inside a brick-and-mortar establishment.

However, even diehard e-shoppers recognize that there is something to be said for choosing a gift on site and in person; for taking the time to see and touch an object to determine its suitability.

Whether you’re heading out in search of a dazzling diamond or a set of new dishtowels, here are some tips for avoiding shopping crowds: * Shop all year round.

It’s harder to sidestep the throngs of holiday shoppers during the peak season between October and late December. By picking up gifts throughout the year, you can take advantage of sales and avoid full parking lots and long lines. What’s more, year-round holiday shopping means that your gift budget gets spread out over the course of an entire year rather than a few short months. * Shop when the crowds are elsewhere. The busiest holiday shopping periods are in the late afternoon or early evening.

Even Santa needs to ensure the Web sites he uses for Christmas shopping are secure.

Secure identity when shopping online There is no denying that shopping online is the quickest and easiest way to zip through a holiday shopping list.

With a few clicks and keystrokes, it’s possible to have all of your Christmas shopping done in no time. But as many people have found out — the hard way — purchasing via the Internet can be risky business, especially during the holiday season when shoppers are pressed for time and make hasty decisions. While identity theft and fraud can occur at any time of the year, the holiday shopping season leaves consumers particularly vulnerable to hackers and identity thieves.

According to the Identity Theft Resource Center, a San Diegobased nonprofit, there are several important steps that consumers should take to ensure that their online transactions are conducted both safely and securely. First and foremost, the ITRC rec-

ommends that consumers shop only on sites that use technology that encrypts — or encodes — both your personal and financial information before sending it for payment processing.

Encrypting sensitive information makes it inaccessible to anyone outside the system, and all of the Web’s major retailers secure customer data in this manner.

Nevertheless, it’s a good idea to ensure that a shopping site is secure, particularly if you have not made purchases there in the past. Any page on a site that asks for personal or financial information will have a URL or Web address beginning with https:// as opposed to the usual http://.

Shopping only on the sites of merchants you know and trust is another critical means of ensuring your online safety. However, if you decide to order from a Web site you have never patronized before, it’s

a good idea to spend a few minutes investigating the site. For starters, reliable Internet retailers always include a business address and contact telephone number on their sites, as well as information about site security, their return and refund policies, shipping practices and privacy policy. This information should be easily located on the Web site, often along the bottom of the company’s home page.

If you can’t find this information or suspect that the business might not be legitimate, contact the Better Business Bureau or your state’s Attorney General’s office to determine if there are outstanding complaints against the company.

Another critical step in securing your personal and financial data is to provide only the information necessary to complete the transaction — and no more. Social Security numbers are not required to complete

an online purchase and consumers should never provide this information.

Being asked to reveal sensitive information, such as a Social Security number, on a retail Web site is an automatic red flag indicating that something is not right. Your best bet? Close your browser window and search for another, reputable source for the item you want.

Finally, whenever you shop online, it’s best to pay with credit cards, which are protected by the federal Fair Credit Billing Act — a law that entitles cardholders to dispute charges made to their accounts.

Unfortunately, there is no other form of payment that provides this type or level of protection.

The good news? Once you are assured that a site is secure and the retailer is reputable, shop away. Chances are good that you’ll not only save time, but money and energy as well.

Beware of holiday shopping traps The holiday season is rife with deals on items that range from the very small to the very large.

But as enticing as holiday deals can be, not all of them will benefit the consumer in the long run.

When shopping this holiday season, consumers should be mindful of the following holiday shopping traps.

• Extended warranties. On the surface, service plans are in a consumer’s best interest.

However, many service plans cover repairs that are already offered by a product’s standard warranty. Retailers tend to push extended warranties because they’re very retailer-friendly, often set up so retailers keep as much as or even more than 50 percent of the warranty cost.

What’s more, data from Consumer Reports indicates that products rarely break within the extended-warranty coverage, meaning consumers who purchase extended warranties truly are paying for nothing in many cases.

• Restocking fees.

Gifts are often returned during the holidays, and many retailers insist items can be returned and fully reimbursed if done within a specific window of time after purchase.

However, restocking fees can challenge that claim.

Electronics, for example, are often subject to restocking fees, which means consumers will have to pay a fee if they return an item that is not in its factory-sealed box.

These fees can be substantial, as some retailers’ stocking fees are as much as 25 percent.

• Varying return policies. Some retailers change their return policies depending on where the item was purchased.

For instance, in-store purchases might be subject to different return policies than items purchased on the retailer’s Web site.

This is especially difficult during the holidays, when people are buying for family and friends who don’t necessarily live near the store where the item was purchased.

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Pola, George Wyle Performed by: Andy Williams 12. I’ll Be Home For Christmas Written by: Walter Kent, Kim Gannon, Buck Ram Performed by: Josh Groban 13. Rockin’ Around The Christmas Tree Written by: Johnny Marks Performed by: Brenda Lee 14. Silver Bells Written by: Jay Livingston, Ray Evans Performed by: Anne Murray 15. Feliz Navidad Written and Performed by: Jose Feliciano 16. Frosty The Snowman Written by: Steve Nelson, Walter E. Rollins Performed by: The Beach Boys 17. A Holly Jolly Christmas Written by: Johnny Marks Performed by: Burl Ives 18. Blue Christmas Written by: Billy Hayes, Jay W. Johnson Performed by: Elvis Presley 19. It’s Beginning To Look A Lot Like Christmas Written by: Meredith Willson Performed by: Johnny Mathis 20. I Saw Mommy Kissing Santa Claus Written by: Tommie Connor (PRS) Performed by: John Mellencamp 21. Here Comes Santa Claus (Right Down Santa Claus Lane) Written by: Gene Autry, Oakley Haldeman Performed by: Gene Autry 22. (There’s No Place Like) Home For The Holidays Written by: Bob Allen, Al Stillman Performed by: Perry Como

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Even though the first decade of the 21st century witnessed a change in how nearly everyone acquires and listens to music, some things about music — especially holiday music — may never change. According to the American Society of Composers, Authors and Publishers, the following 25 songs were the most performed holiday songs of the first decade of the 21st century. The data was compiled with the aide of Mediaguide, the most comprehensive digital audio performance tracking technology in the world.

1. Winter Wonderland Written by: Felix Bernard, Richard B. Smith Performed by: Eurythmics 2. The Christmas Song (Chestnuts Roasting on an Open Fire) Written by: Mel Torme, Robert Wells Performed by: Nat “King” Cole 3. Sleigh Ride Written by: Leroy Anderson, Mitchell Parish Performed by: The Ronettes 4. Have Yourself A Merry Little Christmas Written by: Ralph Blane, Hugh Martin Performed by: The Pretenders 5. Santa Claus Is Coming To Town Written by: Fred Coots, Haven Gillespie Performed by: Bruce Springsteen 6. White Christmas Written by: Irving Berlin Performed by: Bing Crosby 7. Let It Snow! Let It Snow! Let It Snow!

Written by: Sammy Cahn, Jule Styne Performed by: Michael Buble 8. Jingle Bell Rock Written by: Joseph Carleton Beal, James Ross Boothe Performed by: Daryl Hall & John Oates 9. Rudolph The Red Nosed Reindeer Written by: Johnny Marks Performed by: Gene Autry 10. Little Drummer Boy Written by: Katherine K. Davis, Henry V. Onorati, Harry Simeone Performed by: The Harry Simeone Chorale & Orchestra 11. It’s The Most Wonderful Time Of The Year Written by: Edward

HOLIDAY GIFT GUIDE

THE DAILY HOME, Talladega and St. Clair counties, Ala., Wednesday, November 23, 2011 — 7B

Toys through history that caused a feeding frenzy ‘Twas the night before Christmas when all through the store; Parents seek the hottest toy, while sales clerks shout, “No more!”

Few holiday seasons have come and gone without a must-have toy causing pandemonium among shoppers. In the months leading up to Christmas, one toy always seems to grab kids’ attention and become a must-have item.

These could be quirky digital-voiced animals or video game consoles.

Naturally, children put these gifts on their letters to Santa or wish lists. But as the days wind down to Christmas, manufacturers often cannot meet the demand for the season’s most popular item. It’s

then left to parents to find the toys and gadgets by whatever means necessary.

Certain toys throughout history have caused a frenzy that results in desperate parents scouring wipedout toy stores or making black-market deals to land themselves a hot toy. Here is a list of them, courtesy of MSNBC. • Shirley Temple Doll (1934): Shirley Temple was the inspiration behind the first recorded toy to cause a shopping frenzy.

The demand for the doll elevated after the actress’ breakout film, “Bright Eyes,” was released three days before Christmas.

• G.I. Joe (1964): Hasbro came up with the male action figure after watching Barbie dolls

Gift ideas when pressed for time The Christmas countdown has begun, and the days will no doubt fly off the calendar like they do every year. Before you know, it’s only a few days until the holiday is here.

Those who haven’t yet started shopping may feel pressed for time and worry that they will not be able to find gifts for everyone on their lists — at least gifts that don’t look like they were afterthoughts. But good gifts can be found in the 11th hour.

ADULTS • Visit the local liquor store for a bottle of wine in the price range desired. Wrap it in a wine bag or leave it as is with a nice bow.

• Pick up passes to a local attraction, such as an amusement park or a museum. Put together tickets for a play paired with a soundtrack of the production.

• Food is often appreciated. A box of fine chocolates or one of those edible fruit arrangements will be a tasteful, and tasty, gift.

• Fill a large bowl with a scooper, sprinkles, cherries, and other toppings for making ice cream sundaes.

• Pick a gift that embraces the holiday spirit. Holiday music, ornaments or table decorations can be used this year or next.

CHILDREN • Pop into a toy store or a department store and pick up a cuddly stuffed animal.

• Buy an art set for older children, full of paints and markers. If a complete set can’t be found, make an art package with a bunch of supplies packed into a gift bag.

• Choose an educational gift that is still fun, like alphabet flash cards or puzzles. A subscription to a children’s magazine would also work, seeing as children love getting mail.

• Few kids will turn down a DVD of their favorite television characters. The DVDs should feature an age-appropriateness rating to make choosing one even easier.

TEENAGERS • Teenagers can be finicky, so a monetary gift will be one-size-fitsall.

• Teenage girls may appreciate a gift basket of delicious scented lotions.

• Passes for movies can make date night less expensive.

• Consider a gift card or e-gift coupon for digital music downloads.

Giving daily deals as gifts generally works two ways. The purchaser either presents the gift certificate itself or uses the deal to purchase the actual gift item. Either way, there are few, if any, drawbacks to daily deal shopping, particularly if you have access to multiple sites in one daily e-mail. There are only two things to keep in mind when purchasing daily deal vouchers as gifts: Note the expiration date.

Most daily deal certificates have an expiration date, which is often one year from the date of purchase.

Especially when purchasing activities, accommodations or services, make sure that the person receiving the gift will be able to use it within the specified timeframe.

Read the offer carefully, including the fine print. Some offers come with conditions.

would see at theme parks or at their local play areas.

Shortages around the holidays played into frenzied behavior. The doll was expensive for its day, coming in at around $68.

• Tickle Me Elmo (1996): “Sesame Street” fans fell right into the hype offered by Tyco Toys and Children’s Television Workshop. Stampedes occurred in toy stores, people were injured and reports of extreme price gouging ensued, all in an effort for people to get their hands on the giggling, red furball.

• Furby (1998): This creature reminiscent of the popular 1980s film “Gremlins” came out

of the box speaking its own language and slowly learned English over time.

The animated pet/friend became the must-have toy of the year, but production numbers were scant in comparison to demand.

• Nintendo Wii (2006): Video game aficionados were wowed by the motion-sensing game controllers of this new system. This helped push the Wii to the top spot for video game consoles for that year and created a demand that led to limits on units purchased, diminished inventory, and even vouchers or wrist bands being offered by stores to get your hands on the Wii.

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Typical deals offer 50 percent off the retail price of the goods or services and become valid once the number of deals purchased reaches a predetermined threshold. Registration is free and the daily deal offers for everything from food, fitness and fashion items to salon services, sporting events and weekend getaways are delivered via e-mail and localized to each user’s market area.

For those consumers who want the best shot at deals offered on multiple sites, but don’t want to spend hours reading

multiple e-mail offers, PriceGrabber has launched deals.pricegrabber.com, a one-stop shopping site that allows users to look through hundreds of deals offered by more than 20 daily deal Web sites via a single email each day. Other deal aggregators — sites that gather information on deals offered by multiple companies — include Dealery, Dealnews and Yipit.

$1,200 and up for figures that once retailed for just a few dollars.

• Cabbage Patch Kids (1983): What little girl in the mid-1980s didn’t want a chubby-faced Cabbage Patch Kid to adopt as her very own? The demand for this fad doll became so heated that adults fought over them and price gouging ensued.

• Teddy Ruxpin (1985): If kids weren’t seeking a Cabbage Patch doll, they may have been hoping to find a Teddy Ruxpin doll under their tree. Teddy Ruxpin was an animatronic bear who interacted with the child and told stories. It was based on the animated figures kids

CHRISTMAS

• Give a subscription to a teen magazine so that everyone can keep abreast of their favorite celebrities.

Daily deals make great holiday gifts Over the last few years, daily deal sites have grown enormously in both popularity and membership.

The largest of these sites — Groupon, Living Social, Woot and Eversave — are all expected to draw large crowds of virtual shoppers on the hunt for gift deals this holiday season. These deal-of-the-day Web sites and the many others that have sprung up recently offer consumers opportunities to purchase deeply discounted gift certificates that can be redeemed at both local or national companies.

And with so many consumers still on the lookout for savings this holiday season, daily deal sites are an attractive source for great gifts on a tight budget.

become such a popular toy for tots. The action figures were an instant hit, garnering over $16 million in 1964 alone.

• “Star Wars” Action Figures (1977): No one expected George Lucas’ franchise to become such a smash hit. The merchandising company associated with the project didn’t have time to make associated toys beyond a few board games and coloring books once “Star Wars” fever took hold. Therefore, “Early Bird Certificate” vouchers were sold and the action figures were shipped out a few months later. These action figures can still thrill, with eBay auctions bringing in

8B — THE DAILY HOME, Talladega and St. Clair counties, Ala., Wednesday, November 23, 2011

Shipping gifts more than just timing When shipping holiday gifts, much of the focus is on getting those gifts in the mail on time. While it’s important to avoid procrastinating when shipping holiday gifts, there’s more to shipping gifts than just getting them sent out promptly. When shipping holiday gifts this season, consider the following tips.

• Ship through an online retailer. Billing address and the shipping address are two different categories when buying from an online retailer, and holiday shoppers should take advantage of a retailer’s willingness to package and ship gifts for you. Many online retailers will even gift-wrap items for you and include a personal note as well.

• Protect the gift. For those who won’t be using an online retailer, be sure to protect the gift, especially if it’s fragile. Use bubble cushioning and packing peanuts when sending fragile items through the mail. If sending multiple items, wrap each item tightly in bubble cushioning but leave some space between the items for peanuts.

• Carefully pack perishables. When sending perishable items, always send them via next-day delivery and never ship them near the end of the week, such as a Friday or Saturday.

Items shipped on Friday and Saturday should be able to withstand a few days of being in transit.

But when sending cheeses, fruits or any other perish-

HOLIDAY GIFT GUIDE

Turn ho-hum holiday greetings into ho, ho, hot stuff Holiday greetings are an annual tradition. The average person will mail out 28 cards to family and friends.

Setting greetings apart from others with a personalized photo can make the holidays that much more unique.

Instead of sending the same, mass-produced boxed greeting card to everyone on a mailing list, individuals looking for a personalized way to say, “Happy Holidays” can keep in touch with a photo greeting. Not only does it spread holiday cheer, it shows out-of-town recipients just how much the family has grown during the past year.

To make the holiday greeting special, don’t simply point and shoot the camera any which way. Follow these pointers for flawless photos to ensure the holiday card is displayed on everyone’s mantel.

able items, it’s best to do so early in the week and choose next-day delivery.

• Insure more expensive gifts. Don’t skimp on insurance when sending expensive gifts such as jewelry through the mail.

Shipping companies typically only insure items up

to a certain amount, so insure more expensive items through your own insurance company so their full value is covered.

• Comparison shop when shipping.

Comparison shopping not only applies to holi-

day gifts, but shipping as well. Shipping companies, including the post office, compete for business come the holidays, and you can likely find a good deal to reduce the cost of shipping holiday gifts, costs that can add up if shipping several gifts.

Hiring a Professional One of the easiest ways to receive a top-notch photograph is to use a professional photographer. He or she will have years of experience posing individuals to garner the best shot.

Because photographers have backdrops and lighting at their disposal, this can make the photo even better.

Many photographers offer holiday photo packages that pair greeting cards with the purchase of a portrait.

Holiday portraits mean an easy gift idea for parents or grandparents, too.

Have the photographer suggest some locations for the photo and what the family should wear. Oftentimes, it’s best to avoid holiday colored clothing so the photo will be timeless and

viewable year-round.

Keep in mind that photographers are very busy this time of year.

For those considering hiring one, price around and book the appointment well in advance of the holiday season to ensure the photos will be available with enough time to mail or gift loved ones.

Do-It-Yourself Photo Greetings Those who do not want to spend the money hiring a professional photographer can take very good pictures on their own. Here are some things to consider.

• First set the theme of the photo. Perhaps it’s a candid shot of the children playing or a posed portrait.

Having a plan means it can be put into motion.

• Set up the shot in a well-lit area and try to have light from all directions so there are no apparent shadows in the picture. Don’t pose subjects in front of a window, though.

• Avoid posing in front of a fireplace cover or near mirrors. This will cause light to bounce back to the lens and create glare, red eye and shadows.

• Consider taking the photo outdoors. Kids frolicking in the snow or a more candid picture can make for an interesting composition.

• Regardless of where the photo is taken, be sure the background is relatively simple and will not detract from the image in the foreground.

• Zoom in tight on the subjects of the photo to keep the photo focused on the family and not the amazing backdrop.

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Holiday shopping can quickly devolve into mayhem when there are too many aggressive drivers competing for spots in the lot.

Survive the parking lot this season lunch time and weeknights tend to be the busiest shopping times at area malls and stores. Choose to shop when the store first opens or in between lunch and when work lets out at 5 p.m. Crowds will be much thinner, and there will be more parking spots available. If possible, take a day off of work to do the bulk of your holiday shopping early in the morning.

• Carpool. Get together with a few friends and drive to the store in the same car. The more people who do this, the fewer cars on the road and in the lot.

• Take the first spot you see. Some shoppers drive around endlessly trying to find that magical spot right near the store entrance.

Instead, take the first spot you can find even if it’s on the far side of the lot.

This way you park quickly and your stress levels stay low. If you will be leaving the store after dark, ask a security guard to escort you to your car if you feel uncomfortable walking so far alone.

• Take your baby along.

While this advice may seem counterintuitive to reducing stress, it can actually work to your advantage. Some stores now offer courtesy parking for parents with infants or toddlers in tow. Bringing baby

with you could help you land a spot a stone’s throw from the entrance.

• Bring Grandma or Grandpa shopping. Along the same vein as shopping with baby, having an elderly person with you in a car with handicapped placards could entitle you to a reserved handicapped space. However, don’t make the experience simply about getting a reserved spot. Use it to help the person shop or spend time with an elderly or disabled friend or family member. Keep the spirit of the season in mind.

• Shop at local, smaller stores. While everyone is at the mall stressing over lines and parking spaces, you can visit small specialty shops. Chances are they will have no crowds, and the parking may be easier. Plus, you can find unique gifts that are not the cookie-cutter items at the mall or big-box store.

• Take the bus. If mass transit is available in your area, use it to your advantage. Some bus companies offer shuttle services between city hubs and malls or outlet centers.

Leave the car at home and shop at your leisure. Just be sure to know the schedule of the last departing bus.

• Keep purchases out

of sight. Another hassle of parking lots is the break-ins. What’s out of sight is often out of mind.

Therefore, don’t leave packages or bags in plain sight in the car. Keep them in a locked trunk or hidden in the cargo area of the SUV for safety.

Store parking lots can be a challenge that adds stress to holiday shopping.

Use tips to avoid crowds and extra aggravation.

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The holiday season has its share of highs and lows. Battling for a spot in the store parking lot could be as low as it gets.

Oftentimes shoppers dread buying their presents not for the crowds inside, but for the chaos outside in the parking lot.

Parking lot accidents and violence are nothing new, but things can escalate during the holiday season. In 2010, an employee in the Lehigh Valley Mall going home on his 30minute lunch break killed a New Jersey woman when he crashed his car into her.

The employee was said to be speeding. Shoppers often back into carts or even people in crowded lots. Fighting over limited spaces sometimes causes people to park illegally or get into confrontations with other shoppers who made it to the same spot first.

The spirit of the season can bring out the best and the worst in people. Stress and a strict deadline for shopping can cause tempers to flare and road rage to ensue in the small areas of mall parking lots. But there are ways to avoid some of the pitfalls of parking if you follow some guidelines.

• Shop during off-peak hours. The weekends,

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HOLIDAY GIFT GUIDE

THE DAILY HOME, Talladega and St. Clair counties, Ala., Wednesday, November 23, 2011 — 9B

The gift of volunteerism Donating is a popular way to show appreciation during the holiday season, but not every household has the funds to donate this year. In lieu of making a financial donation, a gift of time and service is just as valuable.

Research indicates that 50 percent of charitable donations are made between Thanksgiving and Christmas. During the season of hospitality and togetherness, making charitable donations is ever-present in many people’s minds.

However, financial insecurity due to the sluggish job market and economy will likely result in more people hoping to volunteer their time instead of their finances this holiday season.

Volunteering one’s time is a way to give back without expending funds. Just as charities and other organizations are in need of money to operate their causes, they also need manpower to put plans in action.

Busy people may think they don’t have the time to

volunteer, but this is not the case. According to Charity Guide, a nonprofit organization dedicated to promoting flexible volunteerism by inspiring and facilitating acts of kindness, volunteer work can take as little as 15 minutes per week and be based on a flexible schedule.

When considering volunteerism, individuals can pick a cause that is dear to their hearts. Organizations that raise awareness about medical conditions to animal rights groups are all charities that can use assistance. Here are some ways the average person can volunteer service.

• Business owners who provide a particular product or service can donate such items to the charity. For example, a printing company can offer to print letterhead or envelopes for an organization. A baker can offer food for luncheons or fundraisers. Donation of time doesn’t necessarily have to mean manning the phones.

TOYS FOR OUR AREA’S CHILDREN Begins Nov. 21 Ends Dec. 16

Holiday shoppers should carefully consider the pros and cons of giving pets as gifts before making any decisions this holiday season.

Do pets make good gifts?

To the millions of pet owners across the globe, pets are more than just furry friends around the house. Pets put many people in a good mood and can also make for a valuable addition to families with children, instilling a sense of responsibility in kids they might otherwise never learn.

But pets are also a very personal choice.

Such a reality makes giving a pet as a present during the holiday season a difficult proposition — one that requires careful consideration of the pros and cons before making a final decision.

The Pros • Companionship: Pets make fine companions, and many people think giving a pet as a present during the holiday season is a great way to put a smile on a lonely friend or relative’s face.

However, when giving a pet in the hopes it will provide companionship, be sure to find a pet that’s known for liking attention, such as a golden retriever, and not a pet that doesn’t require much care or appreciate the attention.

• The surprise element: Oftentimes, when a family pet dies it takes awhile before the family is ready to get a new pet.

However, if sufficient time has elapsed, the surprise element of a new pet at the holidays can make it one of the more memorable holidays ever.

The same can be said when giving a child their first pet. For moms and dads who have decided the kids are ready for their first pet, the holidays make a great time to surprise them with a Fido or Morris of their own.

• Cost: Particularly in the current economy, not

all families can afford to adopt or buy a new pet.

While they might be able to afford to feed and care for a pet, the initial costs (some adoptions can cost several hundred dollars) might be well beyond their budget. For gift givers who can afford the costs of adoption or the purchase price from a breeder, giving a pet can be a gift the family will greatly appreciate.

The Cons • Personal choice: Pets don’t take long to become a member of the family. And that’s often because pets are a deeply personal choice made by the pet owner and his or her family. Giving a pet as a gift might be a nice gesture, but many people would prefer to pick their own pets.

• Timing: Not all families are ready for a pet. Even parents who want to add a pet to their home should consider if the timing is right.

Are kids ready for the responsibility of a pet? Is the family ready to add another member?

Timing should also be a consideration for those thinking of giving a pet to someone they don’t live with. It might be a nice gesture to give newlywed friends a pet, but they might also be trying to have a baby and might not have the time to care for a pet.

• Allergies and additional health considerations: Not everyone can have a pet in their home.

Many people are allergic to animals. It could prove a disaster to give a kitten to someone who is highly allergic to cats.

Shoppers who are unsure if a friend or loved one has a pet allergy should avoid giving a pet as a present.

In addition to pet allergies, another medical concern is some people

might not be physically capable of caring for a pet. Dogs, for instance, need to be taken on daily walks or, at the very least, taken outside to relieve themselves.

What’s more, training a puppy is no small task.

If a friend or family member does not appear capable of caring for a pet, consider a different gift.

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• Schools are often understaffed and can use the help of parents and other community members.

Volunteering beyond the typical call of duty can help school programs flourish. Volunteering time as a coach or as a librarian can ensure children have the resources and programs for a well-rounded education.

• Consider spending time with the elderly at a nearby assisted-living facility or as part of a home-visitor program. Individuals who don’t have family nearby may appreciate a visit from someone, even if it’s just to sit and chat. This is something the entire family can do, even children.

• Something as simple as carpooling or offering to shop for busy people is another form of volunteer work that doesn’t require being part of a particular organization. Why not babysit for a person who has to catch up on some holiday shopping?

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Mail your check payable to "Shoes for Christmas" and attach a copy of this ad to: The Daily Home P.O. Box 977, Talladega, AL 35161 The Daily Home 22 N. Broadway, Sylacauga, AL 35150 The Daily Home 1911 Martin St. S., Suite 7, Pell City, AL 35128 or drop it by in person at any of these offices.

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10B — THE DAILY HOME, Talladega and St. Clair counties, Ala., Wednesday, November 23, 2011

HOLIDAY GIFT GUIDE

Last minute holiday shopping tips one, but those without much time might want to consider online retailers, many of which guarantee delivery of the item

by Christmas Day for orders placed as late as December 20. In addition, some retailers even guarantee delivery if the order is placed by December 22, but such guarantees often require consumers to choose overnight delivery, which can be costly.

When shopping online, if no gifts stand out, consider buying an electronic gift certificate instead.

Such certificates can often be delivered directly to a loved one’s e-mail inbox, and it only takes a matter

of seconds for the delivery to be made. Though some find this impersonal, nowadays many people would prefer a gift card instead of another sweater.

of wine or a collection of gourmet cheeses make thoughtful gifts, and last minute shoppers don’t need to visit the mall to get them.

• Go the food-and-beverage route. One of the worst things about last minute holiday shopping is dealing with fellow procrastinators at the local mall. Last minute shoppers tend to be as short on patience as they are on time. To avoid the malls, last minute shoppers can give the gift of food or drink for those friends or family members you will be seeing during the holiday season. A nice bottle

• Consider a monthly gift. As a nice bottle of wine or a package of gourmet cheeses proves, not all great gifts need to be picked up at the mall.

A monthly gift like a magazine subscription or a membership to a monthly club (i.e., “Pastry of the Month”) are gifts that keep on giving all-year.

Late-season shoppers will find these options especially appealing as they can almost always be

Devouring fruitcake facts

Today’s families are more geographically diverse than ever before. When today’s young adults leave the nest, their new nest is almost as likely to be across the country as it is down the street.

That reality means getting holiday gifts in the right hands takes more than just a gift tag and a place under the tree. Many families rely on the mail when sending holiday gifts, especially if sending cards and/ or money. But the holiday season requires more careful attention when sending mail. That’s because of mail theft, a crime of opportunity in which thieves steal incoming or outgoing mail.

Because so many people use the mail to send cash, checks and gift cards to love ones during the holidays, thieves know this is an opportune time to steal the mail. But there are steps individuals can take to protect themselves from mail theft while ensuring their generous gifts end up in the right person’s hands. * Get a lock for your mailbox. Many people

Fruitcake is an enduring tradition, most simply because the food, well, endures. Most fruitcakes will last 8 to 12 months if wrapped tightly in plastic wrap and stored in an airtight container.

If frozen, their lifespan could be endless. Jokingly, many families have said fruitcake is the only food durable enough to become an heirloom.

While mocked, it may entice a few people to know just how fruitcake has become a holiday treat.

today’s hikers.

In the 1700s, Europeans baked a ceremonial fruitcake at the end of the nut harvest. It was saved and eaten the following year at the harvest, with the hopes it would spur another successful harvest. Fruitcake evolved to more of a delicacy in the 1800s, even

being served with tea in high society. It is rumored that Queen Victoria waited a year to eat a gifted fruitcake as a show of restraint and moderation.

Fruitcake can be an integral part of a holiday celebration, and not because it’s being used to

block drafts from under a door. Instead of giving fruitcakes as gifts, they should be served as part of the holiday feast. In addition to the sugar cookies and pies on the Christmas table, celebrants can serve slices of fruitcake featuring their favorite ingredients.

Regifting can be done right way The practice of regifting has been the butt of many jokes throughout the years.

Some people are known to be serial regifters, and family and friends dread exchanging gifts with these people. However, is it tacky or trendy to give away the items received that can’t be returned or put to good use?

Regifting in a sense is recycling of merchandise that may otherwise end up in the garbage. Individuals who are serious about making strides to protect the environment say that regifting is being “green.”

Done with finesse, regifting can be a handy and happy holiday experience. Done the wrong way, however, it is a recipe for family feuds or awkward situations with friends.

According to a 2006 Tassimo survey, 78 percent of Americans feel that it is acceptable to regift some or most of the time. Here are some ways to handle regifting in a tactful manner.

• Regifting should not simply be a method of pawning off items that are

detested or ugly. Only regift items that will have utility for someone else -- even if they do not fit into your lifestyle. For example, duplicates of personal appliances or too many baby outfits in one size can be passed on to another.

• If you’re interested in recycling, regift for the right reasons. Let the recipient know that you’re concerned about saving the planet and are passing on this “new” item to him or her to be environmentally responsible.

• Do not regift items that have been previously used -- even if you saved the foam and other packaging material. A recipient will not appreciate a pair of pants that have the tags removed and have been laundered twice.

• Do update the wrapping paper on regifted items. It is still a gift after all. It is tacky to simply pass the gift on as is. Also, by not changing the wrapping paper, you run the risk of leaving a gift tag or card in place with your name

on it instead of the new recipient’s.

• Do not regift outdated items, even if the tags are still in place. It will be an obvious regift if you’re giving away a tie-dyed concert T-shirt from 1986.

• Don’t regift items that are standard holiday “safe” gifts and ones the recipient probably doesn’t want anyhow. These include boxed cologne or perfume sets that feature knock-offs of designer fragrances, scarves and gloves, bootleg DVDs or video games, random books, or other items that can be purchased from a street vendor.

• It’s not a good idea to regift food items, either.

You run the risk of the food having gone stale.

Plus, food gifts — unless purchased for a foodie with specific culinary interests — tend to be tacky to begin with. How many sausage and cheese baskets does one person need?

• Be sure to regift to a different social circle. That means if you have something from a work friend

Imported holiday gifts

leading country of origin for stuffed toys coming into North American ports, as well as for a number of other popular holiday gifts. These include roller skates ($37 million), sports footwear ($218 million) and basketballs ($32 million). China also is the leading supplier of ice skates, with Thailand and Canada ranking second and third for manufacture.

Artificial Christmas trees and decoration are also big business for China. The

U.S. imported $488.5 million worth of Christmas tree ornaments from the country last year and $28.2 million worth of artificial trees.

People shopping for toys and presents this holiday season who are also trying to be conscientious of buying American or Canadian may want to pay more attention to the items they are getting.

According to research by the U.S. Census Bureau, for the 2010 holiday season, $5.1 billion in toy imports originated in China. China was the

• Don’t abandon the mall entirely. Though procrastinators are in no danger of becoming extinct, most people do get their holiday shopping done well in advance of Christmas Day. As a result, truly last minute shoppers might find the mall isn’t so crowded on Christmas Eve. While the pickings might be slim for shoppers who wait until December 24, the lines may not be as long and the parking lot probably won’t be as packed. But keep in mind it will be

impossible for a gift purchased on Christmas Eve to find its way under a tree unless you personally bring it to a loved one.

If you can’t give the gift in person on Christmas, don’t wait until Christmas Eve to buy it.

• Donate in a loved one’s name. If a specific charity is near and dear to a loved one’s heart, make a donation in their name.

Charities are among the many organizations that are struggling to survive in the current economy, and your donation might go a long way to helping a cause your loved one truly supports.

Protect against mail theft

The holidays and fruitcake have long been intertwined. Fruitcakes are often mocked, detested and discarded. Few gifted foods create such strong derision. However, fruitcake is tradition. And as most people know, Christmas is all about tradition.

The oldest references to fruitcake date back to Roman times. Ancient crusaders and hunters consumed fruitcake made with preserved fruits, pomegranate seeds, pine nuts, raisins, and honey.

Fruitcake was a durable commodity that could persevere on long trips.

Because of its combination of ingredients, fruitcake was also a good source of energy, much the way a trail mix is good for

ordered in just a few minutes, whether it’s over the phone or via the Internet.

There are some locally made toys, however. The U.S. has over 700 locations that make everything from games to dolls to children’s vehicles.

California leads the nation with the most domestic toy/game production locations.

you may be able to pass it on to a family member. If there is any chance of the previous gift-giver seeing his or her gift used by another person, avoid regifting.

• When all else fails, and Aunt Betsy’s gifted crossstitch bath towels adorned with unicorns will not be appropriate for anyone on your gift list, consider selling them. Chances are someone on popular auc-

use their mailbox for both incoming and outgoing mail. While this is convenient, it’s also risky if the mailbox doesn’t lock. An unlocked mailbox is an open invitation for thieves to thumb through your mail, looking for anything that might contain cash, a check or a gift card. An unlocked mailbox also allows criminals to get into your mailbox and steal mail such as bank statements, which can increase the risk of identity theft. Though a locked mailbox isn’t guaranteed to keep thieves away, it does make their job more difficult, and most thieves prefer to be discreet and not fiddle with a locked mailbox. * Be careful when writing checks. Most people are savvy enough to avoid writing checks in pencil.

But even ink can be erased.

Mail thieves who steal checks can rather easily “wash” these checks, using run-of-the-mill household cleaning products to erase all but the signature on the check. This leaves a signed, yet otherwise blank check for thieves.

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Nearly everyone has a last minute holiday shopping horror story to tell.

Be it a late-season grab for a child’s must-have gift or fighting fellow procrastinators for a parking spot come the waning days of the season, veteran shoppers have experienced it all.

While those with more experience might know the tricks of the late season shopping trade, novice procrastinators might need a few of the following tips to make it through the season without a horror story of their own.

• Consider online retailers. Shopping online might not be for every-

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THE DAILY HOME, Talladega and St. Clair counties, Ala., Wednesday, November 23, 2011 — 11B

HOLIDAY GIFT GUIDE

Giving on a tight budget the case and you won’t be seeing your family until a few days after Christmas, take advantage of the special sales offered in the days after the actual holiday. Items are often heavily discounted, and if you can stay patient, your patience might just pay off with substantial savings.

• Establish spending rules with family members before the shopping season begins. In an effort to reduce some of the financial burden of the holiday season, many families have begun to place spending limits on holiday shopping. This saves everyone money and ensures no one finds themselves with substantial debt come the new year.

• Do a gift exchange with family and friends.

Many larger families have also begun to do a gift exchange rather than asking members of the family to buy gifts for each and every member of the family. In a gift exchange, each member of the family draws a name out of a hat and then only buys a gift for that specific person.

This even has the added benefit of allowing shoppers to buy something a little more expensive for a family member since they aren’t obligated to buy gifts for anyone else.

• Start early. The earlier you begin your holiday shopping, the more you can spread out your spending. This reduces the financial stress of the season while still allowing shoppers to get something special for everyone on their shopping list.

Holiday spending may or may not increase this holiday season. But savvy shoppers can still make the most of their spending without breaking the bank.

Who to tip during the holidays Come the holiday season, most people find themselves in a giving mood. Gifting friends, family and even coworkers is common, but there are many other people in our daily lives who societal norms suggest deserve a gift as well.

Is the person a professional?

Men and women who provide professional services, such as accountants, lawyers and doctors, do not warrant a tip during the Holiday tipping is more holidays. These professioncommon in certain areas als are already paid handthan others, but there are somely for their services, a few questions men and and many might even gift women can ask themselves their customers. For those when trying to decide who have an especially if a person in their lives strong relationship with deserves a holiday tip or their accountant, lawyer, gift. etc., perhaps a gift such as a bottle of wine might be How often do you a nice gesture. But it’s cersee the person? tainly not mandatory.

How frequently you see a person can help Did the person go determine if that person above and beyond deserves a holiday gift Of course, there are or tip. For example, a no ironclad rules when child’s babysitter or nanny it comes to tipping or deserves a little something gifting others during the extra come the holidays because you likely see that person on a regular basis.

The same goes for the postman or a dog walker.

Men and women you rarely see or rarely need do not warrant a tip or gift.

Layaway plans make a comeback

Where do you live?

Where a person lives also goes a long way toward determining a holiday tip or gift. People who live in apartments should show their appreciation to the doorman and building superintendent with a tip or gift. Homeowners need not tip their local handyman, however, even if he performs the same tasks as a building superintendent.

Homeowners tend to do more of their own fix-ups around the house, while apartment dwellers often

For people who are unfamiliar with the concept or were born after the 1980s (when installment plans gave way to credit card purchases and other types of financing), layaway is a simple way to purchase merchandise — interest-free — over time. Consumers select the items they want to buy from a retailer offering the plan, make a deposit, which often includes a modest service charge, and pay for the merchandise over a specified period. Once the item has been paid in full, the retailer releases the goods to the consumer. The only potential glitch is if the consumer fails to make payments in full or on time. In that event, the retailer has the option of returning the customer’s payments (less service charges) and reselling the items.

Practice ATM safety

If you thought layaway plans had gone the way of eight-track players and floppy disks, think again. The deferred payment or installment plan, once popular with budget-conscious consumers — especially during the holiday season — is making a big comeback.

While there’s no doubt that today’s shaky economy has contributed to the revival of layaway plans, economists and representatives of several of the nation’s leading retailers and layaway providers insist that the recession is only part of the story. For retailers, layaway plans open the doors to millions of new customers who would not be able to make purchases without them. For consumers, paying in installments is

increasingly viewed as a sound financial tool for purchasing necessities and managing expenses, particularly during the holiday season.

Overall, layaway plans are heavy on benefits, including: No fine print: For the most part, retailers’ layaway plans are straightforward and easy to understand.

No credit checks: Credit checks are not required to enter into a layaway contract, making it a great option for people who are trying to rebuild their credit due to foreclosure or past credit card problems.

No need to leave home: Some retailers have launched e-layaway programs, making it possible for consumers to purchase online over time.

There are only a few drawbacks to layaway plans, but they are worth noting:

Missed payments: Making payments — and making them on time — is the key to a successful layaway purchase. The penalty for missing payments is the cancellation of the layaway contract.

However, most plans offer a seven-day grace period for missed payments. It is important to know the details of each retailer’s plan before signing a contract.

Missed sale prices: For shoppers who count on cashing in on Black Friday sales, layaway might not be an option.

Some retailers don’t offer Black Friday prices to layaway customers, so it pays to check with the stores you plan to patronize before the holiday shopping season begins.

rely on the super to keep their apartment in tip-top shape.

Those who use ATMs should understand that practicing safety when around the machine is essential any time of the year. However, it becomes even more important when the holiday season arrives.

While it’s difficult to determine just how many ATM thefts occur each year, news reports indicate that thievery is growing -- even of the machines themselves.

Enterprising individuals hook up devices to the machines to steal PIN codes and other pertinent information or simply wrap a chain around the ATM machine at convenience stores and make off in a pick-up truck with machine in tow.

Traditional methods of robbing individuals at ATM machines are also commonplace. With large funds withdrawn around the holidays, thieves know ATM machines are prime targets for easy money.

According to Chris McGoey, a security consultant, 60 percent of ATM crimes occur between 7 p.m. and 4 a.m., with the majority of those occurring before midnight. Most ATM robbers are under the age of 25 and male, working alone. They stand away from the ATM machine and often catch the person withdrawing money (typically a woman) off-guard. Many people who are the subject of theft never saw the robber coming. Fifty percent of thefts occur after the money has been withdrawn.

holidays. For example, many people don’t find it necessary to tip their auto mechanic come the holidays for the same reasons you wouldn’t tip an attorney. Both are already well compensated, and an extra tip is not necessary.

However, if your auto mechanic saved your car from the scrap heap or

provided service that is above and beyond what you have a right to expect, then perhaps a tip or a thoughtful gift is in order.

When the holiday season arrives, generosity often reigns. But men and women should not feel obligated to tip or gift every person in their lives.

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As global economic woes continue, holiday spending remains difficult to predict. In 2010, holiday spending rose more than five percent from the year before, according to MasterCard AdvisorsTM SpendingPulseTM. That increase surprised forecasters, many of whom predicted holiday spending would decline for the fifth straight year.

With the holiday season on the horizon once again, no one truly knows what consumer response will be. But many consumers figure to exercise some restraint this holiday season, sticking to a budget when buying gifts for family and friends. While budgets are good ways to limit spending, a holiday spending budget doesn’t mean shoppers can’t still put a smile on their loved ones’ faces. In fact, with a few tips, holiday shoppers can stick to their budgets and still enjoy a happy holiday season.

• Get creative. Holiday gifts don’t have to be bought at the local mall or from an online retailer.

Gift-givers with unique talents can create their own gifts and save some money along the way. For example, shoppers skilled at woodworking can create a personalized wood carving for a friend or family member. Good at knitting? Knit a scarf, mittens or even a blanket for a loved one who lives in a cold weather region. Such personalized gifts are often especially meaningful to their recipients, who appreciate the time and effort such keepsakes take to create.

• Be patient.

Nowadays, many families are so spread out geographically that they don’t always get together on Christmas Day. If that’s

12B — THE DAILY HOME, Talladega and St. Clair counties, Ala., Wednesday, November 23, 2011

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