CORONADO FEBRUARY 2019
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CORONADO, FROM THE BAY TO THE BEACH WE’VE GOT YOU COVERED For over 25 years The Clements Group has been the backbone of Coronado real estate! Year after year we have continued to elevate the local residential real estate industry by offering our clients an unsurpassed level of service, held to the highest ethical standards! Whether buying or selling a $700,000 condo or a $25,000,000 Oceanfront Estate, you need a Group who understands the market and exceeds expectations!
#1 IN TOTAL UNITS SOLD AND SALES VOLUME in Coronado for 2012, 2013, 2014, 2015, 2016 and 2017 TOP 100 BERKSHIRE HATHAWAY AGENTS NATIONWIDE for 2013, 2014, 2015, 2016, 2017 and 2018 OVER $300,000,000 SOLD SINCE 2016 OVER $1 BILLION IN CAREER SALES WITH OVER 500 TRANSACTIONS
Jan: 619-806-7052 | Chris: 619-203-8538 | Lennie: 619-894-0033 DRE#01120956 ©2019 Berkshire Hathaway HomeServices California Properties (BHHSCP) is a member of the franchise system of BHH Affiliates LLC. BHH Affiliates LLC and BHHSCP do not guarantee accuracy of all data including measurements, conditions, and features of property. Information is obtained from various sources and will not be verified by broker or MLS. Buyer is advised to independently verify the accuracy of that information.
“In February there is everything to hope for and nothing to regret.� - Patience Strong
Coronado Magazine - February
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B E R K S H I R E H AT H AWAY H O M E S E R V I C E S C A L I F O R N I A P R O P E R T I E S
We Sell Coronado! Call Us to Find Out What We Can Do For You!
Chris Clements Jan Clements 619.203.8538 619.806.7052 DRE# 01877934 DRE# 01120956
Lennie Clements 619.894.0033 DRE# 01864061
Brunilda Zaragoza 619.520.7799 DRE# 00840495
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#1 in Sales Volume
#1 in Sales Units
#1 in Market Share BHHScalifornia.com
© 2019 Berkshire Hathaway HomeServices California Properties is a member of the franchise system of BHH Affiliates LLC. Top Broker-Market Share Report (Sales Volume/Sale Units/Market Share) is published 1/2019 based on data available at the end of 12/2018 for date range of 1/1/18 through 12/31/18. Trendgraphix, Inc.
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Coronado Magazine - February
The Official Island Magazine
CORONADO February 2019 | no. 219 Since 1983
07 Parenting: A Love Letter to Coronado 12 Home Grown Business: Brant Sarber 18 Timeless in Coronado 27 Hearts and Homes 36 Operation Home Life: All for Love 41 Then and Now: A Look at the Ludlows 46 Seven Days on the Sea of Cortez 53 Gourmet Club: Valentine Dinner 60 Finance: Is HECM an Option? 64 Your House: Gray is Here to Stay 68 2018 Annual Real Estate Report 72 Who’s Who in Coronado Real Estate
Publisher Dean Eckenroth publisher@eaglenewsca.com Associate Publisher Dean K. Eckenroth Jr. editor@eaglenewsca.com Director of Operations Daniel Toennies daniel@eaglenewsca.com
Editorial David Axelson david@eaglenewsca.com Alessandra Selgi-Harrigan alessandra@eaglenewsca.com Susie Clifford copyeditor@eaglenewsca.com
Business Development Patricia Ross patricia@eaglenewsca.com Amanda Seden-Ramirez amanda@eaglenewsca.com Krysta Murray frysta@eaglenewsca.com
Production Andrew Koorey Printing Advanced Web Offset Distribution Roberto Gamez
CORONADO FEBRUARY 2019
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Designed by Susie Clifford
Coronado Magazine - February
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A Coronado Resident Serving ONLY Coronado FAST 24/7 ICE SERV
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Coronado Magazine - February
PARENTING
A Love Letter to Coronado
by Hattie Foote
Dear Coronado, I hope I’m not being too forward, but I have a confession. I love you. Like a lot. I’ve loved you from the first time I laid eyes on you as I drove over the bridge as a 15-year-old. I am still as enamored as I drive over as a 34-year-old. One of my favorite things is picking up visitors from the airport and watching them take in that view. I am so proud to call you my home and this is my tribute to you.
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PARENTING
“So how did you end up in Coronado?” is probably the most common icebreaker in town. Our community is such a melting pot, from multigenerational locals to Navy families, and everyone in between. My story began when my family relocated for work when I was in the middle of my high school career. I couldn’t think of anything more devastating than leaving my friends (such teenage drama) so I stayed in New Mexico to finish school, and stayed there for college as well. I spent every summer and holiday in Coronado. After college I worked for Southwest Airlines and a perk of the job was flying to San Diego first thing in the morning, hanging out with my family all day and flying back to Albuquerque that night. I will always remember being at a San Diego Chargers (never Los Angeles) game, the sun was setting, the Bolts were winning and my husband leaned over and said, “I promise we will live here some day.”
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PARENTING
It wasn’t long after that; we decided what do we have to lose? We sold everything we owned and headed west. My amazing mom let us move in until we figured out what the heck we were actually going to do once we got here! At first I found it hard to make friends and find our place here. Slowly but surely we found our way. Chris was busy starting his dream business, so I started hawking gyros at Spiro’s Gyros to pay the bills. Honestly I loved that job! I met so many fantastic people, starting with Spiro and Nancy Chaconas, who are just lovely humans. It’s funny how life comes full circle, so many of my Spiro’s regulars, are now regulars at Coronado Fitness Club, Chris’s dream business! Speaking of the gym, it has been a great way to get to know our neighbors and the city itself. I will say owning a small business is amazing, but it’s tough and its our third child. Blood, sweat and tears to the max.
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PARENTING
I will tell you one quick story about the incredible support of our crown town. To make a long story short, we had to have a new floor put in. It was a whole stressful production, but it was minutes from being done. I took Chris to the movie to take his mind off the whole situation and we got a call in the middle of the movie. There was a flood. So we headed back with a few rags thinking we were going to clean up some damp spots. Now that’s a laugh riot looking back. The movers were putting the last piece of equipment back after finishing the floor and they hit a fire sprinkler. I can’t even remember the specifics because it was so chaotic and traumatic. The gym had to be completely gutted and we were at a loss. Chris reached out to Island Gym and the community center and they were just invaluable to us. Everyone pulled together and worked as a team to take care of the members. It was truly heart warming and I can’t help but think that this wouldn’t happen anywhere else. It makes me teary eyed to this day. I know this is a parenting column, and I have kind of gone off course, but I wanted to give you guys a little better idea of who my family is and how much this town means to us. (Believe it or not kids, mommy and daddy had lives before you!) You are stunning, you are perfect, you are home, Coronado. Love, Hattie
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Coronado Magazine - February
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www.SalasProperties.com Coronado Magazine - February Page 11
Home Grown Business: by Linda L. Austin The Sarbers are long-time Coronado residents with Navy ties. Phyl Sarber, a Coronado real estate broker with Berkshire Hathaway, came to Coronado from Kentucky in 1956 to teach when recruiters interviewed students from her school. During the two years she taught at Glorietta Grade School, she met and married John Sarber, who was with the Underwater Demolition Team, now Seals. When John left active duty for the Reserves, they moved to his hometown, Berkley, where he worked with the Carnation company. Returning to Coronado for his Reserve time in 1959, the couple with baby Brant decided they wanted to stay. They set down roots and settled in for the long haul. Kurt, Kelly, and Molly were born in Coronado, and all four children graduated from Coronado High School (CHS). While semi-retired now, Phyl has been working in Coronado real estate since 1979, often being the top seller and winning awards. She works with Frances Mac Cartee and Charlotte Rudowicz, who convinced Phyl to stay on the team a bit longer. Phyl acknowledges she had a wonderful career. After moving from renter to owner a few times, the Sarbers found their permanent home in 1960. Kelly, after attaining degrees from
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UCLA, the University of Colorado, and Harvard Business School, worked on the East Coast for many years but returned to Coronado with daughter McKenzy, a sophomore at CHS, in 2010 to be near family. Kelly has been CEO of an environmental business development company since 1990. She is now working on the nation’s largest solar/battery storage project in Arizona, large battery storage projects in Los Angeles and an organics recycling fertilizer facility in the Bay Area. She is on the Board of Tech Coast Angels, the nation’s largest angel investment organization and works with startups and private equity companies in investment. Except for a few baby months, Brant has called Coronado home.
Any conversation with him leaves the impression he has an explosive work ethic which has paid off with his successful Island Pasta restaurant on Orange Avenue. His long work history started when he was thirteen, handing out papers at the Ferry Landing. He moved on to delivering pizzas for Pizza Galore, mostly to the base. When he was sixteen, a friend’s dad working at the Shores hired the boys to touch up paint during summer vacation. Sarber would follow behind the paint contractors, correcting errors and touching up scrapes or dents. He considered it a great job since he was being paid while learning the trade. Graduating from CHS in 1977, this young entrepreneur decided,
Brant BrantSarber Sarber “I can do this,” so he bought a professional spray gun and started his own company, Brush and Rush. He continued the touch-up jobs and began painting interior rooms when he started working in the kitchen at the Chart House, where Bluewater Boat House is now located. Washing dishes, prepping food, making the famous Mud Pie, Brant did whatever was needed while painting whenever he could. The Chart House had a work ladder progression, and Sarber soon advanced to bussing tables. At twenty-one, he started tending bar, again learning on the job. Advancing to head bar tender then bar manager, he learned about ordering supplies and about the ins and outs of the restaurant business. On his break, he would head for the kitchen to make himself some food. Requests from other workers started
coming, so he would make enough for two or three. “Whoever asked first got to eat,” Sarber said. He fixed a lot of pasta while being attune to the business of the kitchen, what made it and a restaurant successful. For years the Chart House was locally oriented, a hangout for afterwork locals and Navy personnel. Familiar faces crowded the bar area each night. Customers could count on visiting and catching up on town news with someone they knew. Sarber met his wife Carol at the Chart House. During her breaks as a cocktail waitress at the Hotel Del, she and sister Kathy Byrne would cross the street to mingle with the crowd. Sarber recognized that the friendly home-town atmosphere was key to customer service in Coronado to draw locals as well as tourists. After bar tending and observing the kitchen operations for about fifteen years, he knew the restaurant business. The “I can do this” confidence again emerged, so he began looking for a location to operate his own restaurant. The Oriental Arts space became available, giving Island Pasta a home with Brant, Carol, and Kathy as the opening team. The three of them covered all the jobs although Brant was the manager. Pasta became the focus since it would be inexpensive to make, keeping the
menu costs reasonable. Sarber’s aim was to create a place for locals and sailors. Pasta would “fill the belly and offer protein” for an inexpensive night out, but it had to be fresh pasta. He bought a second-hand pasta machine from another restaurant, secured a beer and wine license and started serving customers. Besides the sit-down restaurant trade, Island Pasta started selling fresh pasta by the pound and sauces by the pint. The restaurant now also offers catering, however, pick-up catering is more popular. The menu has since expanded with pizza and entrees to please anyone. With the pasta restaurant running smoothly, Sarber started looking for
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another location to create a restaurant serving Mexican food with a California twist. When construction on an Orange Avenue space encountered a glitch, Sarber moved to occupy it. Costa Azul, the “blue coast” in Spanish, opened in 1999. He tried hiring a manager “because that’s the way you did it,” but he found himself at the restaurant all the time answering questions about how to do something. That arrangement was not helpful. Sarber obviously enjoys the interaction with the customers as well as being in charge. With his sister-in-law managing Island Pasta and his wife in the office, he could concentrate on Costa Azul. He readily admits restaurant work is seven days a week when you are
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manager and owner. When Costa Azul closed in 2018, Sarber said, “It was very sad. All of my staff had become like family. The restaurant was like having a child.” Sarber retains his liquor license and is still searching for another location for Costa Azul. Having only one restaurant to nurture may allow time for his other interests. His love of water sports continues from school days when he would rise at 6 a.m. and surf before classes. He sometimes was either late to school or missed school entirely because of his passion. In ninth grade he went out for water polo, but it took too much time, so he switched to freshman football, baseball, and tennis, becoming more involved with tennis. As a junior, he
joined CHS’s first volleyball team, a six-man team. That sport carried over to beach volleyball. “School was never a favorite thing to do,” he said. But for Sarber sports were fun; school was more social than academic for him. Sarber once thought of being an attorney, but that meant more school which had no appeal. Sports still rank high in Sarber’s leisure time. A longtime member of the Coronado Yacht Club, he enjoys all water sports: surfing, water skiing and going out in his boat. As a member of the Coronado Men’s Club, he also golfs. Sarber counts family time high on his list of fun times and feels fortunate with some extended family members
living near. Having his mother and sister Kelly close is important. Molly, who lives in Baltimore, recently bought a house two doors down from their mother with plans to return some day. A few times a year his family enjoys Breckenridge, Colorado, where his brother Kurt lives, skiing in the winter and hiking in the summer. Daughter Emily, a business major at San Luis Obispo, works in the restaurant when available. If she joins the family business, it will be her decision. She enjoys cooking, especially the science of it. Sarber noted dramatic changes in Coronado since he was in high school. In the 70s, the town was more local, with permanent residents who knew their neighbors. Each house was occupied year-round. Gathering place for locals as well as Navy personnel, and the businesses were locally owned. “The town seemed smaller and more personal,� said Sarber. But no matter the changes, the lure to remain in Coronado is still strong. Whether the attraction is the still small-town friendly atmosphere, the beach, or a combination, many high school graduates either never leave, as is the case with Brant Sarber, or are eager to return and establish their lives here.
Coronado Magazine - February
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Coronado Magazine - February
Coronado Magazine - February
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Timeless in Coronado
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Coronado Magazine - February
Photos courtesy of Flag Coastal Homes. Photography by Ed Gohlich
Linda and Joe Kupcha were no strangers to Coronado when they decided to retire here. Their two girls had grown up here and the family had made many friends. It was a bittersweet move to be near family that had taken them back to the East Coast, but now that the girls were grown and Joe retired from being a pilot, they returned to Coronado. Their quest for a home began after they returned. “We had the larger homes when the kids were younger, but now the kids have grown up, gone to college, gotten married and we wanted to downsize,” said Linda. After a trial with a front and back house, Linda said, “We wanted our own piece of dirt!”
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More light was brought in with La Cantina glass bifold doors downstairs off the kitchen and French double doors off the upstairs bedrooms, each with a balcony. The third bedroom downstairs has lots of natural light with many windows. Even the outside of the home was thoughtfully done. “Our home has 3-inch special reveal all wood siding and the redwood shingles are laid in a 3-6-3 pattern which was an original beach cottage look. It was very labor intensive, but worth the look,” said Joe.
Photo Courtesy of the Kupchas
When they came upon the property on 510 Ninth Street, there stood a small 1924 Spanish style bungalow. The property was just what they were looking for and they purchased it. It became apparent quickly that the bungalow was very small, too small for the Kupchas’ needs. The two of them walked all over the town and took notes of what they liked in various houses. “There are so many original Coronado homes that we liked and that’s how we came up with the style we wanted,” said Linda. They hired John O’Brien and his crew at Flagship Properties. That included designer Dorian Lytle. “[Lytle] has designed our last 20+ homes,” said O’Brien. “He’s from Connecticut, went to Northeastern, obtained a Masters in Architecture at the NewSchool in San Diego. He really understands coastal design.” Flagship has been known for their signature nautical themed homes over the years, but the Kupchas were looking for a more country cottage feel for their home and that’s what Flagship gave them. Their new three bedroom, two bath home has lots of unique touches that are both modern and up to date, yet charming as though from another era. “We wanted to build with 9 foot ceilings to make the home feel larger and bring in lots of light with more windows,” said Linda.
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“Also, all house corners are mitered with no vertical battens,” added Joe, who can appreciate good work, being a wood worker himself. The kitchen boasts a modern dark blue opal-like granite countertop, with a nod to the past with subway tiles under the counters and an apron sink. The color stand out is the island, painted deep blue with a white quartz top. The wide plank wood flooring shows off its knots and irregularities. The appliances are a throwback to the 50s with their unique outer style. The refrigerator and dishwasher, products of the Big Chill, were made to look as though they are vintage, while their insides are quite contemporary. The Kupchas found the best of both worlds! “There’s a story behind the stove,” said Linda. “When we left our home eight years ago, we left our vintage-looking stove with the people who bought our house. Eventually Page 22
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they decided they loved the stove, but wanted it in black. They ordered it in black and exchanged it for the white. When we returned, we went to the store to order another one just like it and there it was - the original stove we had had earlier!” It now resides in their new cottage kitchen. Another touch that Joe added to the house after they moved in was an old-time screen door on the front door. With their grandson walking about, they wanted to be sure to catch the breezes off the ocean, but hear if someone little might find their way outside. “I wanted a door like my grandmother had,” said Linda. “The kind that you can hear shut behind you.” She searched online for one, showed a picture to Joe and he went to work. He even added a cut out starfish in the door and a hook latch to lock it.
The Kupchas are very happy with their forever, classic cottage home that Flagship worked with them to create. “They were terrific clients, very knowledgeable, decisive and enjoyable,” said O’Brien. “It has been a number of years since we designed and built a ‘cottage.’ We really enjoyed it.” Currently, they are in the process of building a new cottage style house at 1124 Eighth Street for a young Navy family. For the finishing touches on the home, the Kupchas added an American flag, (“Gotta have it,” says Linda), and a nameplate with the house’s name. Flagship always gifts a custom signs for their clients, but the clients get to pick the name. The Kupchas chose “Timeless.” “We love that old, timeless look,” said Linda. “Handpainted wood, copper gutters, screen doors. We hope our home never goes out of style.” Photo Courtesy of the Kupchas
Timeless it is. Coronado Magazine - February
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Last Month’s Cover Happy New Year! The cover of the January Coronado Magazine, designed by Denise Lyon, is a pink Andrea Protea flower grown in North County. In the language of flowers, the Protea flower represents change, hope, diversity and courage. Perfect thoughts for a new year. This unique flower belongs to the larger family genus of Proteaceae, and is suggested to have existed on the ancient super continent of Gondwanaland. In the 17th century Europeans found it in South Africa and variations of it in Australia. It was named after the Greek God of Proteus, son of Poseidon, who could change his shape at will, in 1735 by Carl Linnaeus. He thought the name appropriate due to the many shapes and sizes of the flowering plant. We are lucky here in Coronado. Protea plants and flowers are rare. They are slow growers that need lots of sun, dry summers and fast-draining soil. In the U.S. Proteas are only commercially grown in North County here in San Diego, Santa Barbara and Hawaii. Proteas are wonderful in floral arrangements, have a long vase life and Andrea Proteas are available between January and March. Look for one at a local farmers’ market.
Coronado Magazine - February
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Coronado Magazine - February
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Coronado Magazine - February
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Hearts and Home Enjoy the Little Things It’s February and there is a lot to celebrate. True, we can always celebrate our mild winters, but every now and then, it’s fun to cozy up with a fire in the fireplace and drink something hot. Or cold. It’s a short month. Make the most of it.
Hearts on a String Brighten up your winter décor. Have a fun craft day with the kids - or just on your own - by making these fun hearts on a string. Try some different colors rather than just red or pink. Or take some white lights and color them with a marker or paint to add to the décor.
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Prosecco and Strawberries Create a cocktail using strawberry ice cubes. Fill an ice cube tray with chopped, fresh strawberries and add a dash of Prosecco. Freeze 4-6 hours; they will be slightly slushy. Add to a glass of Prosecco. There is no dilution when the ice melts, and the sweet strawberries add a touch of flavor. For fun, use a heart-shaped ice cube tray. Can use Ginger Ale in place of Prosecco for a non-alcoholic version.
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Make a Meal Memorable Just changing the location of your table and who sits where for dinner one night can create a new dining ambiance. Children and adults alike will realize this time together is special. Page 30
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February
Homemade Soup Day Superbowl Send Valentines Movie Night At Home Bake a Sweet Treat Acts of Kindness Day Enjoy a Roaring Fire Collect Heart-Shaped Shells Coronado Magazine - February
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Love Letters… Take a moment to write a hand-written letter to someone. Use the computer if you don’t have time, but print it out and mail it. It’s amazing to find out years later that people actually save some, or all, of the letters you send. An unexpected letter can really brighten someone’s day.
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Pink Velvet Hot Chocolate Sweeten your morning with a beautiful pink drink, Pink Velvet Hot Chocolate. Melt 8 ounces white chocolate with 12 ounces evaporated milk, then add 4 cups milk. Add whipped cream and sprinkles and enjoy! Coronado Magazine - February
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Coronado Magazine - February
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OPERATION HOMELIFE
All for Love and Love For All by Krysta Murray
February, the month of hearts and reds and pinks, flowers and chocolates. Insert eye roll. I’m not anti-Valentine’s Day, trust me when I say I believe the world could use a lot more love. The concept though that it is just between two people, “your Valentine” is a tad, well, ridiculous. It can be so much more than that. The origins of Valentine’s Day are murky at best. There are three different possible Saint Valentine’s in which the holiday is named after, dating back to the third century Roman civilization. One legend contends that he was a Saint who defied Emperor Claudius II by performing marriages in secret after a decree was put in effect outlawing marriage, deciding that single men made better soldiers than those with wives and families. When Emperor Claudius discovered this deception he ordered Valentine be put to death.
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Coronado Magazine - February
OPERATION HOMELIFE
“It’s the little things, truly, that mean the most.” Another legend advocates that Saint Valentine was a Saint that helped Christians escape harsh Roman prison conditions. He was also caught and sentenced to death. A third narrative could actually be a third Valentine, or one of the latter two once imprisoned, who fell in love with a girl and would write her love letters from prison which he signed “Your Valentine.” Whomever this day may be named after, it was not done so until the end of the fifth century, when Pope Gelasius declared February 14 St. Valentine’s Day. During the Middle Ages, it was commonly believed in France and England that February 14 was the beginning of birds’ mating season, which added to the idea that the day symbolized romance. Which is a heck of a lot better than the origins of it coalescing with the pagan celebration of Lupercalia. Talk about romantic, yikes.
So anyway, here we are in 2019 buying heart-shaped Reese’s cups browsing the greeting cards for just the right one. However, does it have to be romantic? Can we maybe base it off the Saint that helped prisoners escape deplorable conditions instead? Maybe we can take this day, even the entire month, to remember those we care about and show kindness to all. The day doesn’t have to be about sharing it with only a love interest, because let’s face it, not everyone has that. As a military spouse, I have spent many Valentine’s days all by my lonesome. Now that I have a son I can at least get him some chocolates and balloons or maybe he will make me a handmade card with a goofy picture and messy handprint that melts my heart. Actually, I prefer to share the day with more than just my husband. It certainly takes the pressure off the gift giving and romantic gestures. Coronado Magazine - February
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OPERATION HOMELIFE
Maybe we should treat the holiday more like we treat the Christmas season. Spread the joy. No need to be the Grinch of Valentine’s Day. Send flowers to someone deserving and leave the note unsigned. Pay it forward at the drive thru for the person behind you or send a thank you note to those who have shown kindness to you in the past. It’s the little things, truly, that mean the most. Some people find this day really difficult, such as those missing their significant others whether they have passed away, deployed or recently divorced. They might wish to skip Valentine’s Day entirely. So, perhaps we can take a page from our international friends. In Denmark, rather than roses, friends and sweethearts exchange white flowers called snowdrops. February 14 isn’t just for couples in Mexico, where it is known as the Day of Love and Friendship, similar to Finland and Estonia where Valentine’s Day is known as “Friend’s Day.” In Brazil, due to Valentine’s Day coinciding with Carnival celebrations most years, they instead celebrate “Lovers’ Day,” on June 12. They, too, do the usual exchanges of chocolates, flowers and cards, but also hold music festivals and performances throughout the country. In addition, gift giving isn’t limited to couples. Brazilians celebrate this day of love by exchanging gifts and sharing dinner with friends and relatives too. Significant others and romantic love interests deserve to be reminded of our feelings and shown appreciation. Be sure to show them how much you care, but don’t forget to show compassion to others as well. Not all of us get to be with our loved ones. If you have a group of friends maybe consider throwing a lonely hearts party, or if you prefer lowkey host a movie and wine night and order take-out. Consider sending a “just thinking of you” note or buy a friend a coffee. It might not only make their day better, but yours too.
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Coronado Magazine - February
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Coronado Magazine - February
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Coronado Magazine - February
THEN & NOW
The Coronado Historical Association Presents A Look at the Ludlows of Coronado by Christine Stokes Museum Director, Coronado Historical Association
The national theme for Black History Month 2019 is Black Migrations. Beginning in the early decades of the twentieth century, African American migration patterns were primarily driven by relocation, especially from the South to the Northeast, Midwest and West. In honor of Black History Month, the Coronado Historical Association spoke to members of one of Coronado’s earliest African American families, a family who migrated here in 1918. Claudia Ludlow, General Manager of the Glorietta Bay Inn, says that Coronado always feels like home because Coronado is a place that her family has always felt welcome. “It is funny,” she remarked, “as a kid, all you want to do is get off the island and explore, but now every day I come over the bridge, I feel like I am coming home to a place where I belong.” As one of the first African American families in Coronado, the feeling of belonging is special. The family’s Coronado connections are many. Claudia is a Coronado High School (CHS) graduate (1991) and unbeknownst to Claudia, in the audience when she graduated was her Uncle Paul Ludlow (CHS ’41) who was a 50-year alumnus. Her father George attended CHS in the early 1930s and played tennis and ran track for the school. After serving 22 years through three wars, World War II, Korea and Vietnam, George retired from the Army at the rank of Staff Sergeant in the year 1967. Five members of the Ludlow family served in the Army during World War II, at a time when many African Americans were not given the opportunity to serve. Her grandfather, James, even served in the Spanish American War.
Paul Ludlow in front of the State Capitol Building, Sacramento with first place gold medal for the Golf Tournament he won in the Third Annual Peace Officers Olympics. Circa 1970. Coronado We Remember.
In 1919, at the age of five, George, known as “Teenie,” and his family moved to Coronado where they grew up, spent their lives, and were lovingly referred to as the Ludlows of Coronado. Claudia’s aunts and uncles were born in the family home at 801 H Avenue. Her father was one of eight siblings born to James Fountain Ludlow and Tallie Margaret Cooper Ludlow. The couple migrated from Washington, DC to Coronado in 1918 and resided there for 54 years. The Ludlows initially occupied the servant’s quarters of the L.H. Lacy mansion (1117 Isabelle Avenue). Thereafter, they lived briefly at 943 Olive Avenue and subsequently purchased their home at 801 H Avenue for $1,700. James Ludlow may well have been the first African American who owned and operated a business in Coronado. Coronado Magazine - February
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THEN & NOW
George Ludlow tap dancing on top of a fire truck. 1947. Courtesy of Claudia Ludlow.
James Ludlow and an unknown person stand in the door of Satisfied Cleaners and Dryers, Ludlow’s Coronado business. Circa 1924. Coronado We Remember.
His cleaning, pressing, tailoring and shoe shine shop was a few doors down from the old Coronado Theatre on Orange Avenue. The business was located at 1118 Orange Avenue, where Emerald City is today. It was called “Satisfied Cleaners and Dryers.” In addition to his business, he also earned additional income by using his “Page” touring car to transport Hotel Del guests to and from the Agua Caliente racetracks in Tijuana.
years (1945-1970) had a five handicap. Paul learned to play golf as a caddy at the Coronado Country Club in Coronado. Between 1955 and 1958, while stationed at the U.S. Army Headquarters in Heidelberg, Germany, Paul had the honor of playing golf weekly with General Anthony C. McAuliffe, Commander-in-Chief of U.S. Army Forces in Europe.
The family recalls that they encountered minimal discrimination over the many years they lived in Coronado. They developed very close friendships with their neighbors, classmates and clients. They were particularly involved at the Presbyterian Church, especially Claudia’s grandmother, Tallie. Over the years the family became well known for their talents also.
The Ludlow family’s roots run deep in Coronado. Today, Claudia is an integral part of our community. She can be found most days at the Glorietta Bay Inn. She has a strong commitment to hospitality and sharing Coronado’s unique history from Spreckels’ own home. Indeed, like her grandmother, she shines with her warmth and congeniality in this town that is so close to her heart and history.
Aside from his many accomplishments, George was an exceptionally talented dancer and taught dancing for many years at the Jean Girauard Dance Studio in Coronado. Claudia’s aunt is an actress and her brother, a choreographer. Her uncle, Paul was also a passionate golfer who during his prime playing Page 42
Coronado Magazine - February
To learn more about the many historic families of Coronado, visit the Coronado Historical Association at 1100 Orange Avenue or call to make a Research Library appointment (435-7242).
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Coronado Magazine - February
“February is the border between winter and spring.” Terri Guillemets “Winter, a lingering season, is a time to gather golden moments, embark upon a sentimental journey, and enjoy every idle hour.” John Boswell “February days are a marketing gimmick; love happens every day.” Randeep Hooda “Winter is the time for comfort, for good food and warmth, for the touch of a friendly hand and for a talk beside the fire: it is the time for home.” Edith Sitwell “While it is February one can taste the full joys of anticipation.Spring stands at the gate with her finger on the latch.” Patience Strong “February… Bending from Heaven, in azure mirth, It kissed the forehead of the Earth, And smiled upon the silent sea, And bade the frozen streams be free, And waked to music all their fountains, And breathed upon the frozen mountains…” Percy Bysse Shelley “In the coldest February, as in every other month in every other year, the best thing to hold on to in this world is each other.” Linda Ellerbee “Without Valentine’s Day, February would be… well, January.” Jim Gaffigan “February is the uncertain month, neither black nor white, but shades between by turns. Nothing is sure.” Gladys hasty Carroll
Coronado Magazine - February
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Seven Days
on the Sea of Cortez
by Alessandra Selgi-Harrigan I woke up with the sound of the waves lapping against the bow, a faint hum of the engine and slivers of sun coming through the shades. I didn’t know what time it was, and frankly it didn’t matter. With no need to worry about preparing breakfast, I got up. Since arriving on this trip I had left my watch on a shelf somewhere. Where we are, time doesn’t matter. My hunger pangs have been a guide for meal times and that’s about all. Let me explain. My family and I are on a 100-foot yacht, the Emrys, with a crew of three and a captain, cruising in the Sea of Cortez, also known as the Gulf of Mexico. Page 46
Coronado Magazine - February
All the islands we were to stop at are uninhabited, so no souvenirs on this trip. Three days ago my family, myself, husband Dan and 11-year-old daughter Julia, joined a trip of a lifetime. After getting up at a very early hour we drove to Los Angeles to Signature Flight Services where we boarded a G-4 jet which can carry about 12 passengers. Our friends Paul and Jan had invited us on this incredible trip. Joining us were Jerrianne, Amber and another couple Ron and Michelle. Right after takeoff the flight attendant was prompt in bringing us snacks and drinks and prepared a yogurt and
berries breakfast. The hour and a half flight took us to La Paz, the capital of Baja California, where we landed, quickly went through passport control; we are traveling as VIPs. A van was waiting for us right out front, our luggage was loaded and we were whisked to the gated marina, Costa Baja, which is a small village with a hotel, restaurants and condos. At the dock, the Emrys’ crew was waiting to greet us and lunch was ready in the salon. Although the Emrys is quite large, another yacht parked right next door dwarfed it. We found out it’s Steven Spielberg’s and it had a crew of 19! We were kindly given the master suite which turned out to be
larger than my own bedroom. Soon after a delicious lunch I headed to the master suite for a nap. In the meantime the wind had picked up and as we got under way disaster struck. I became sea sick. Let’s just say I spent a lot of time in the bathroom that afternoon. My new friend Amber came to check on me and between the sea band, Dramamine and advice, I eventually felt better. The captain had planned to travel down to anchor near an island that night but decided to return to the dock because of the wind. Coronado Magazine - February
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Day 2 I woke up feeling fine and encouraged that the trip was not ruined by my sea sickness. We had breakfast on the upper deck. The group was going on an excursion to swim with whale sharks which were currently feeding on plankton near La Paz harbor. I almost didn’t go because I felt sleepy from taking Dramamine again, but Amber encouraged me to go. We collected our masks and snorkels, fins and springsuits. The 26 ft. panga boat that picked us up took us to El Mogote, a sand barrier peninsula at the north end of the bay of La Paz where we would see the whale sharks. Whale sharks are known as gentle giants and are the world’s biggest fish. Our guide David is a marine biologist for Baja Adventure Company and was filling in for the regular guide. He was very excited as he spotted the first whale shark. Since only five people from a boat could be in the water at the same time I volunteered to go with the first group. Dan, Julia, Michelle, Ron all jumped in. We had seen the whale shark before we got into the water; it was large and spotted. When I jumped in the water was so deep you could only see blackness at first. Then when I saw the whale shark, it was amazing. Its mouth was wide open as he fed on plankton and was not the least bit fazed by us tourists hanging around.
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Coronado Magazine - February
After the second group had their encounter with the whale shark, we moved to another spot to see another whale shark. This time when I jumped in, I was face to face with one. Whale sharks are about 40 feet in length, live about 70 years and weigh about 20 tons. At one point I was a little too close and I backed up so I wouldn’t make contact with the huge fish. It was exhilarating to see such a large animal up close. Other tour boats were there but they had found other whale sharks so we were not crowding around the same one. After returning to the yacht, we had lunch and the captain started the engines and we were on our way to Espiritu Santo Island which is part of the UNESCO Islas del Golfo de California Biosphere Reserve. As we got closer to some of the uninhabited islands we marveled at their steep, rocky faces. At Espiritu Santo, Julia and Amber got two paddleboards and headed to the beach. After laying the boards on the sand they went for a walk and noticed many skeletons of puffer fish laying around. The captain, Paul and I went to the beach on the tender while Ron and Michelle went in the water for a swim near the yacht. After changing for dinner, we headed to the upper deck where we had drinks, watched the amazing sunset and enjoyed yet another wonderful meal. Before nightfall, Michelle and I spotted a turtle swimming around. When it became dark, the captain turned the on the lights on the sides of the boat. That’s when we got to enjoy a private aquarium. A seal came near the yacht and started doing a show for us trying to catch a fish. When we looked at the sky we had another show. Stars were everywhere. It’s amazing how many are out there that you can’t normally see when there are city lights around.
Day 3 After breakfast Dan and I paddled to the beach. Among the plants we saw a full skeleton of a snake on the vegetation. It was perfectly preserved. I was tempted to take it home. In the meantime, Michelle and Ron took the jet skis out and so did Amber with Julia, who learned to drive a jet ski, and they had a great time. While we watched for the others to come back to the yacht we saw a pod of dolphins swimming nearby. The island is made of volcanic rock and there were lots of saguaro cacti everywhere. We spent the afternoon reading, enjoying the scenery and socializing with one another. At sunset we cruised to another island and took in the view. The sunsets were spectacular on this trip. After it got dark we again saw lots of stars since there were no lights and a harvest moon. Dinner was served on the top deck again.
Day 4 After traveling overnight we woke up at Isla Coronado, one of four of the Coronado Island chain formed by a 1,554 ft. volcano. This island is featured in John Steinbeck’s “Log from the Sea of Cortez.” Early in the morning Paul and Dan were picked up by a sport fishing boat at Isla Carmen in Salina Bay. Later Michelle and Ron went on another boat to go diving, while the rest of us took time to relax and read. We couldn’t go ashore to Isla Carmen as planned because of the choppy conditions and we were just happy to see the salt mining “ghost town” from the yacht. While the four people in our group were doing their activities the captain moved the boat to yet another spot called Ensenada Blanca. It was a perfect day for reading since it was a bit cooler and cloudy. The captain moved the yacht again to Isla San José where the two groups rejoined us. Ron and Michelle are very experienced divers and have logged dive trips around the globe. They reported that they were truly impressed by the abundance and variety of marine life they had seen on their two dives. Paul and Dan were hoping to land some big mahi for the group but the ones they caught were on the smaller side. They safely released them along with the variety of fish caught on jigs over some ‘secret spots.’
Coronado Magazine - February
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Day 5 I’ll call this day the mangrove adventure. I have never seen anything like it. Isla San José was full of cacti but we were told there were the tropical shrub-like mangroves in the area too. After breakfast we all headed to see the mangroves. Ron and Michelle were on one jet ski and Julia and Amber on another followed us as we were taken on the tender by the captain. After the break the water was really calm and we explored the mangroves. It was uncanny to see cacti and mangroves in the same spot. It was very calm and very quiet and we were the only ones around. The contrast of the mangroves nestled against the dramatic, multi-colored desert cliffs was breathtaking. The mangroves reminded me of Florida; they smelled the same too. On the way back to the yacht the wind had picked up and it had become choppy, so we got soaked. But the wonderful crew was waiting for us with beach towels. Day 6 We headed back to Espiritu Santo in Bellina Bay and the captain dropped myself, Julia, Michelle and Ron in the tender to explore the beach. Once again we found cacti and mangroves in the same area. While exploring the island I stepped in very thick mud and lost one of my flip flops. We jokingly called the mud “quick sand.” On the beach Julia found a full skeleton of a fish and lots of shells. While Ron and Michelle went back to the boat, the captain took Julia and me to another island that had a sort of camp ground. There, we explored more nature and found an opening of a cave where someone had placed skeletons of puffer fish of different sizes. Back at the boat everyone gathered on the swim step, which extended the length of the boat and could be raised and lowered for swimming on and off the boat easily. Some played a game we called yacht ball with the captain in the tender trying to catch a football tossed from the swim platform. Everyone swam from the platform, used the paddleboards, and lounged in our isolated slice of paradise. We took lots of pictures and enjoyed the spontaneity of the moment. It should be noted that the large platform on the stern had Page 50
Coronado Magazine - February
an additional benefit. It was perfect for fishing, which Dan did for hours on end throughout the whole trip at the various anchorages. He released all of his catch which included: cabrilla, many triggerfish, needlefish, ciera mackerel and calico bass. That night, attracted by the boat’s underwater lights, we were again visited by an entire ecosystem of local sea creatures. Yet another seal, we speculated it might be the same one that followed us, was putting on a show. We also saw two large sea turtles, pelicans fishing and tons of fish of all sizes. Because the water was so clear we also were able to see about 10 rays swimming in precise formation in the illuminated sea.
Day 7 After breakfast, which by now included personal favorites of cheesy eggs for some and gluten free delights for others with gourmet coffee, the captain repositioned Emrys to another area in Ensenada El Gallo. The captain took Julia, Ron and Michelle, Jerrianne and me on the tender to go snorkeling near a sheer canyon wall. As we donned our gear we noticed crabs all over the rocks jetting out of the water. With Jerrianne leading the way, we snorkeled with the gentle current going out about two miles. For about an hour we saw many colorful fish and sea urchin among the submerged boulders. The only other boat in view was a panga with a couple of divers. It appeared that they were diving for urchins or lobsters.
Day 8 Back at the marina, it’s our last day! We’ll never feel this spoiled again. Once again we would have a chance to snorkel with the whale sharks. The 30 ft. Worldcat skiff took us to the same spot where the whale sharks feed. We were excited because we knew what to expect this time. We lucked out because there were even more whale sharks in the area - in fact there were so many we couldn’t decide which one to get close to and see. After a quick lunch on the Emrys we said goodbye to the amazing crew Captain Ben, Chef Becca, First Mate Karis and Stewardess Amber who were always there for our every need including the special touch of handing us beach towels after being in the water. The uninhabited islands, the sunsets, the marine life and the stars is what we’ll never forget. It was truly a trip of a lifetime. Sadly the van took us back to the airport and we boarded the G-4 back to Los Angeles. At the airport we said goodbye to our old and new friends. We promised to see each other and swap photos and videos. All of us on the trip have travelled all over the world and we all admitted this was truly a special trip. One thought is still on my mind; a couple of months have gone by since our trip and of all the turtles that live in the Sea of Cortez - Leatherbacks, Loggerheads, Olive Ridleys, Hawksbill and Green - I still wonder which ones visited us. Coronado Magazine - February
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Fragrant Fennel What’s in Season?
Fennel is a funny looking vegetable with a mild anise or licorice scent and taste. All parts of the fennel - feathery leaves, stalks and bulb - are edible and can be eaten raw or cooked. It adds flavor to other foods and is a great addition to salads, soups, slaws and pastas and makes a great bed for roasted meats. It is from the carrot family, but is closely related to dill, parsley and coriander, too. The leaves can be used as a seasoning. Wildly popular in Italy for its bright flavor, fennel is indigenous to the Mediterranean shores, but is now grown here in California. It offers health benefits with its strong antioxidant properties and high amounts of potassium, vitamins A and C, folate B-6, and fiber. To purchase fennel, look for a solid, firm bulb, whitish or pale green in color, with no splitting or spotting. Stalks and feathery leaves should not have any flowers and should be green. Store fresh fennel in the refrigerator, in the crisper drawer, for up to four days. It’s best eaten shortly after purchase. It can be blanched and frozen, but it can lose it’s flavor.
Try a salad of sliced fennel with avocados and oranges for a change. Enjoy it roasted as a side with salmon. Add it to pasta… the possibilities are endless!
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Coronado Magazine - February
GOURMET CLUB
Valentine Dinner by Linda L. Austin
The stores start replacing Christmas décor with red hearts before Santa is packed away. Wreaths for the door, dish towels for the kitchen, table centerpieces with cupid, LOVE, and hearts of all sizes are prominently displayed. Candy, flowers and cards await your purchase. Checking the box for Valentine’s Day is easy. Just hand over the box of candy with a sweet card and you are covered. Valentine’s Day may be an artificially romantic day, but being considerate never goes unnoticed. The more we do to say “I care about you” the better, not only for the receiver but for the giver. Sending cards to friends or those who may need remembering takes only a few minutes. Baking cookies for a neighbor takes more time, and baking may not be your passion. Pick some up at a bakery. For couples, I think taking turns on the dinner arrangements is perfect. For my turn, I get to choose whether we dine out or in, whether the dinner is take-out or home cooked. I would choose cooking something special for my favorite
person, something hearty like back ribs with a sweet sauce you make weeks ahead of time. Since the ribs cook in the oven slowly for three hours, the main dish takes little prep time on that day. Twice baked potatoes are more time consuming, however, they are worth the effort. While I often just throw whatever I have into the hot potato mixture, I do have recipes. Butter, sour cream, finely grated cheddar cheese, chopped green onions and salt to taste make an attractive mound. Sprinkling cheese on top adds flair and bits of cooked bacon never hurt. Quick green beans and a lettuce salad complete the meal; however, if that seems too mundane, try an easy fix-ahead grape salad that wins everyone’s praise, then the no fuss green beans add color and nutrition and don’t go unnoticed. For dessert, you may have one that fits the bill. The Strawberry Mascarpone Tart, however, is a perfect ending to a memorable meal. With the tart, ribs, potato and grape salad, which dish will take the spotlight? Regardless, you are set for a lovely Valentine’s dinner for your favorite person. Coronado Magazine - February
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GOURMET CLUB
Carolina Honeys Top Secret Restaurant Recipes This recipe is one of my favorites and always gets raves from company and family. Once we discovered this recipe, we stopped ordering them on a night out and started making our own ribs. The liquid smoke is optional for me. Also, we brush the ribs with sauce the night before in a disposable pan and refrigerate overnight. They marinate and are ready for the oven the next day. 1 cup ketchup 1 cup vinegar ½ cup molasses ½ cup honey 1 teaspoon liquid smoke flavoring ½ teaspoon salt ¼ teaspoon garlic powder ¼ teaspoon onion powder ¼ teaspoon Tabasco sauce 4 pounds pork back spareribs Combine all ingredients for the barbecue sauce in a saucepan over high heat. Blend the ingredients with a whisk until blended. When the mixture comes to a boil, reduce the heat and simmer uncovered for 30 to 45 minutes. When the mixture thickens, remove from heat. If you overcook it and the mixture becomes too thick, thin it with more vinegar. Preheat oven to 300º. Coat the ribs, front and back, with sauce. Place ribs in single layer in roasting pan and cover pan with foil, or wrap each rib in foil. Place in oven. Cook for 3 hours or until tender. Remove ribs from foil and coat again with sauce. Grill the ribs on hot grill for 2 to 4 minutes per side. Watch for flames and do not burn.
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Coronado Magazine - February
GOURMET CLUB
Twice Baked Potatoes I make these ahead of time and heat at 325º until heated through, about 20 minutes. Adapted from Cooks Illustrated
4 Russet potatoes, (about 7 to 6 ounces each) scrubbed, dried, and rubbed lightly with vegetable oil 4 ounces sharp cheddar cheese, shredded, about 1 cup ½ cup sour cream ½ cup buttermilk 2 tablespoon unsalted butter, room temperature 3 medium scallions, white and green part sliced thin, about ½ cup ½ teaspoon table salt Black pepper Adjust oven rack to upper middle position and heat oven to 400º. Bake potatoes on foil-lined baking sheet until skin is crisp and deep brown and skewer easily pierces flesh, about 1 hour. Setting baking sheet aside, transfer potatoes to wire rack and let sit until cool enough to handle, about 10 minutes. Using an oven mitt to handle hot potatoes, cut each potato in half lengthwise. Using a small dinner spoon, scoop flesh from each half into medium bowl, leaving a 1/8-inch to 1/4-inch thickness of flesh in each shell. Arrange shells on lined sheet and return to oven until dry and slightly crisped, about 10 minutes. Meanwhile, mash potato flesh with fork until smooth. Stir in remaining ingredients, including pepper to taste, until well combined. Remove shells from oven and increase oven setting to broil. Holding shells steady on pan with oven mitt, spoon mixture into crisped shells, mounding slightly at the center, and return to oven. Broil until spotty brown and crisp on top, 10 to 15 minutes. Allow to cool for 10 minutes. Serve warm.
Coronado Magazine - February
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GOURMET CLUB
Grape Salad Option: Keep sugar and nuts separate and sprinkle on individual servings. This works best if you think there might be salad will be left over. 8 ounces sour cream 8 ounces cream cheese, room temperature ½ cup or less sugar 1 teaspoon vanilla 2 pounds green grapes 2 pounds red grapes ½ cup roasted pecans ½ cup brown sugar Mix first four ingredients together. Add grapes and gently mix. When ready to serve, sprinkle with combined sugar and nuts.
Green Beans a la Linda When I grew up in North Carolina, green beans were seasoned with ham or bacon and cooked until mushy. I discovered this healthier recipe and never went back to the old days. 1 lb. green beans, washed and ends snipped off 2 T. butter 2 cups chicken bouillon Salt to taste Melt butter in sauce pan. Add dried green beans and stir every few minutes until all are shiny green. Add bouillon, cover pan, and cook until desired tenderness, about ten minutes. Page 56
Coronado Magazine - February
GOURMET CLUB
Strawberry Mascarpone Tart with Port Glaze
The tart shell can be baked a day ahead and kept at room temperature. This is adapted from Gourmet April 2009.
For the Tart Shell: 1 1/4 cups all purpose flour 3 tablespoons granulated sugar 1/4 teaspoon salt, rounded 7 tablespoons unsalted butter, cut into 1/2 inch pieces 1 large egg yolk 1/2 teaspoon pure vanilla extract 1/2 teaspoon fresh lemon juice 3 tablespoon cold water Equipment: 10 inch fluted tart pan with removable bottom; pie weights or dried beans Blend together flour, sugar, salt and butter in a bowl with your fingertips or a pastry blender (or pulse in food processor) just until mixture resembles coarse meal with some roughly pea-sized butter lumps. Beat together yolk, vanilla, lemon juice and water with a fork, then drizzle over flour mixture and stir with fork, or pulse, until mixture comes together. Gently knead with floured hands on lightly floured surface until dough forms, then gently knead 4 or 5 times. Press into a disk, about 5-inches thick. Place in center of tart pan and cover with plastic wrap. Using your fingers and bottom of a flat-bottomed measuring cup, spread and push dough to evenly cover bottom and side of pan. Prick bottom of tart shell all over with a fork and freeze until firm, about 10 minutes.
Preheat oven to 375ยบ with rack in middle. Line tart shell with foil and fill with pie weights. Bake until side is set and edge is pale golden, about 20 minutes. Carefully remove foil and weights and continue to bake until shell is deep golden all over, about 20 minutes more. Cool in pan, about 45 minutes.
Stir together strawberries and granulated sugar in a bowl and let stand, stirring occasionally, 30 minutes. Strain in a sieve set over a small saucepan, reserving berries. Add Port to liquid in saucepan and boil until reduced to about 1/4 cup, 10 to 15 minutes. Transfer to a small bowl to cool slightly. Meanwhile, whisk lemon juice with zest, vanilla and pinch of salt, then For the Filling: whisk together with mascarpone 1 1/2 pounds strawberries (about and confectioners sugar until stiff. 1 1/2 quarts), trimmed and halved lengthwise To Assemble Tart: 1/3 cup granulated sugar Spread mascarpone mixture evenly 3/4 cup ruby Port in cooled tart shell, then top with 1 pound mascarpone (about 2 cups) strawberries. Drizzle Port glaze all 1/4 cup confectioners sugar over tart. 1 teaspoon fresh lemon juice Makes 8 servings 1/2 teaspoon grated lemon zest 3/4 teaspoon pure vanilla extract
Coronado Magazine - February
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Coronado Magazine - February
Real Estate Sales | Property Management
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OUR STORY
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Coronado Magazine - February
Page 59
FINANCE
ASK AN EXPERT: IS A HECM AN OPTION FOR YOU?
You’ve Got Questions? We’ve got Answers!
Financial Disclaimer: This material has been provided for general informational purposes only and does not constitute either tax or legal advice. Please consult a financial planner, tax preparer, professional tax adviser or lawyer.
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Coronado Magazine - February
Chaz Fahrner
Wealth Advisor, The Gensler Group Wealth Management Solutions 619-554-1300 I have recently been receiving questions from retirees that are looking for more cash flow. Generally, they enjoy where they live, have a relatively high net worth, but have most of their wealth tied up in their paid off home. So, what is a retiree to do in such a situation? One solution is to look into a Home Equity Conversion Mortgage (HECM). A HECM is a loan agreement with a financial institution that allows one to convert their home equity into monthly cash payments or a lump sum disbursement. For example, if one owned a home worth a million dollars, and the home was paid off, one could potentially receive a lump sum payment of up to $600,000. Or, if preferred, could receive approximately $3,000 per month for the rest of one’s life without paying a mortgage. The monies could then be used as desired: travel, a new car, college expenses for the grandkids, or other meaningful endeavors. In return, the lending institution will charge interest on the money borrowed. The mortgage is not due until one moves out of the house or the owner passes away. Prior to 2009, this type of loan was known as a “Reverse Mortgage” and had a bad reputation with some consumers because of the unscrupulous sales practices. Fortunately, in 2009 the Federal Housing Administration took a stand and introduced standards and regulations that cleaned up these programs and made them a more viable option. Today, these loans are now called Home Equity Conversion Mortgages (HECM). With the new standards and regulations HECMs can now present an attractive and beneficial option to individuals that have a need. What are the qualifications for the regulated HECMs? One must be a titleholder of their home, 62 years of age or older, and the property must be the primary home one lives in for more than half the year. Additionally, the home must be paid
FINANCE
“With the new standards and regulations, HECMs can now present an attractive and beneficial option to individuals that have a need.” off or have a low mortgage balance with no delinquent federal debt. As with most financial retirement strategies, there are benefits and drawbacks: Benefits: One can get access to the equity in their home without having to sell or make mortgage payments. The cash flow received is tax free (no increase of taxability on Social Security or Medicare premiums). As long as one pays for necessity housing costs (property taxes, homeowner’s association fees, homeowners insurance) the home cannot be foreclosed on, even if the amount owed is significantly more than the home’s value. There are a variety of payment options: lifetime monthly payment, lump sum payments, a line of credit or a combination of all the above. One could take out up to 60% of their home’s value depending on age, financial situation and the type of payment option selected. If the balance owed is greater than the value of the property at one’s passing, heirs are not held liable for the difference.
The monies received are subject to interest charges, and with time the principal owed will compound. The fees and the compounding interest charges will reduce the amount heirs receive upon the owner’s passing. If one decides to move out of their home they must sell the property immediately. The interest that is incurred on the mortgage does not qualify for a tax deduction until the mortgage is paid off. Like most financial options, HECM loans are not appropriate for every situation. If one has guaranteed incomes and no need for extra liquidity, then a HECM may not make sense due to the high fees involved. Additionally, if one desires to pass maximum assets to their heirs, then a HECM may not be the best option. A HECM can be appropriate when someone has depleted most of their assets other than the equity in their home. If one still has retirement assets, let’s not forget that downsizing one’s household could potentially be a good option because it may produce extra cash needed while substantially reducing expenses. If downsizing does not make sense, and a HECM sounds like something you are interested in, make sure you do your due diligence and work with a trusted HECM mortgage specialist.
Drawbacks: The fees, which could be substantial, include: appraisal fee, closing costs, origination fee, servicing fee, mortgage insurance and any point fees paid to reduce the interest rate.
Coronado Magazine - February
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Coronado Magazine - February
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NEW HOUSE
Gray in Home Designs is Here to Stay
Just a quick look through the catalogs that arrive in your mailbox will confirm that the color gray is more than just a passing trend in home designs. Decorating a home in neutral tones has long been recommended as a way to sell a home quickly. Beige and white have long been go-to colors for neutral living spaces. But many interior decorators now look to gray as the neutral color of choice. Gray also provides a blank canvas for homeowners who have no intention of putting their homes on the market anytime soon. Design experts advise that gray has a broad range. Gray can include everything from silver to charcoal to a dusty cloud. According to the trendsetters at Glidden Paints, gray coordinates well with other colors. Plus, the neutral appeal of gray boasts a timeless quality. “Gray in color schemes has become one of the most popular neutral palette’s that works well with many different accent colors,” said Pat Marshall, designer and proprietor of Côtier in Coronado. “While the gray trend peaked in the last couple of years, it is still a very popular cool neutral. Recently ‘greige’ backgrounds are also popular, since it complements both gray and beige décor elements.” Gray is not a clear-cut color that’s simply a 50-50 blend of white and black. It has a lack of color and draws no attention to itself, but can add a subtle elegance and sophistication. It works well in contemporary, as well as traditional, homes. Gray also is a predominant color in natural stones used throughout homes in entryways, bathrooms and kitchens. It can make design sense to maintain continuity throughout by dabbling in gray elsewhere. This is fitting for many homes in Coronado, where the color is reflected in the ocean waters, the rocks Page 64
Coronado Magazine - February
and the occasional misty marine layer. “Gray can work well in beach homes with nautical themes and blue/navy accents, as well as more neutral decors incorporating natural stones, woven grass and rattan, reclaimed and distressed wood elements that have gray tones in within them,” said Marshall. Gray has subtle nuances that can lean toward blues, greens, taupes, and more depending on the lighting and surrounding furnishings. That means that homeowners who are ready to replace their furniture or accessories need not necessarily repaint if they’ve previously decorated in shades of gray. Individuals need only replace small items to produce a big effect in rooms where gray is dominant. Because gray is so neutral, it works with soft, calming colors in various pastels, but equally as well with bright reds, yellow and oranges.
Coronado Magazine - February
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NEW HOUSE
As for the mood gray can bring to a room, dark grays offer glamour. Cool grays with hints of blue or green can be calming and soothing and work well in bright rooms. Hints of yellow in add warmth and earthiness, perfect for rooms without much natural light. More designers are now leaning toward Page 66
Coronado Magazine - February
those warmer variations of gray, such as taupes and blends dubbed “greige,” as Marshall pointed out above, that are beautiful but not as stark as pure gray. Out of Décor Magazine’s “10 Best Interior Paint Colors Trending for 2019,” four of those colors were variations of gray: lilac gray,
mist, mushroom and pewter. From Gabrielle Savoie’s “My Domain,” out of the seven “in” colors for 2019, sealskin (dark gray), greige and dusty rose (gray pink) were on the list. Designers have shown how gray does not have to be cold, industrial or gloomy. It can be sophisticated in
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just about any room of the house. Marshall shared her favorite looks with the color gray. “Gray looks best contrasting clean white trim and woodwork. And with bright accents like red coral, orange, and yellow, as well as with red, white and blue.”
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seashorepropertiescoronado@gmail.com Coronado Magazine - February
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Coronado Magazine - February
2018 Coronado Home Sales Annual Report
Coronado Magazine - February
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2018 Real Estate Annual Report
The Coronado Magazine Real Estate Report is an annual report which depicts past years sales.
JANUARY 2018
BD BA 6 5 7 9 5 6 5 5 7 5 3 2 4 4 5 5 3 3 3 4 3 2 3 3 2 2 3 2 1 1 3 2 3 3 2 2 3 2 4 4 2 3 3 3 2 2 1 1
SQFT 5,360 8,770 4,200 4,009 3,400 2,004 3,840 4,318 1,668 2,298 1,482 2,005 1,194 1,656 925 1,360 2,161 1,165 1,487 2,370 2,140 1,472 1,585 749
SOLD $7,500,000 $6,400,000 $4,500,000 $3,825,000 $3,275,000 $3,200,000 $3,200,000 $2,725,000 $2,100,000 $2,100,000 $1,950,000 $1,890,000 $1,825,000 $1,780,000 $1,662,500 $1,640,000 $1,575,000 $1,525,000 $1,480,000 $1,400,000 $1,275,000 $1,230,000 $900,000 $800,000
FEBRUARY 2018
BD BA 4 3 3 3 2 2 2 3 4 3 2 1 3 4 2 2 4 3 7 6 3 2 4 3 2 2 2 2 4 6 1 2 1 1 2 3 4 3 4 3 3 3 2 2 6 7 1 1
SQFT 2,339 1,486 1,213 1,841 2,129 850 2,206 1,158 2,664 3,500 1,610 2,953 1,620 1,230 5,646 915 756 1,796 2,706 2,106 1,976 1,320 5,128 756
SOLD $2,330,000 $2,100,000 $2,550,000 $1,220,000 $1,740,000 $1,660,773 $1,299,000 $1,435,000 $1,675,000 $3,975,000 $2,100,000 $2,895,000 $1,299,500 $1,315,000 $5,500,000 $800,000 $725,000 $1,090,000 $1,895,000 $1,500,000 $1,500,000 $2,200,000 $4,500,000 $780,000
545 Ocean Blvd. 3 Blue Anchor Cay Rd. 160 Carob Way 730 Balboa Ave. 961 G Ave. 712 Tolita 1129 Star Park Circle 17 Buccaneer Way 1730 Ave del Mundo 803 141 Orange Ave. 303 500 J Ave. 358 J Ave. 1810 Ave. del Mundo 1107 710 Adella Ave. 1760 Ave. del Mundo 805 511 8th St. 336 Palm Ave. 1810 Ave. del Mundo 109 370 Glorietta 427 A Ave 141 Orange Ave. 306 1447 1st St. 13 Antigua Court 1770 Ave del Mundo 101 550 A Ave. 1810 Ave. del Mundo 1603 1830 Ave. del Mundo 1405 1099 1st St. 217 250 F Ave. 867 B Ave. 411 Orange Ave. 1750 Ave. del Mundo 308 33 Sandpiper 532 Marina Ave. 555 C Ave. 929 A Ave. 867 F Ave. 1730 Ave. del Mundo 206 911 1st St. 1820 Ave. del Mundo 101 1830 Ave. del Mundo 1014 714 G Ave. A 816 H Ave. 316 G Ave. 361 C Ave. 1710 Ave. del Mundo 1208 170 Carob Way 1830 Ave. del Mundo 1502
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Coronado Magazine - February
MARCH 2018
BD BA
SQFT
SOLD
1 2 3 7 4 4 4 4 4 1 3 4 4 1 4 5 2 3 3 5 2 3 4
2 2 3 6 5 4 5 3 5 1 3 3 4 1 3 3 2 4 3 6 2 4 2
615 1,122 1,498 3,560 2,456 2,047 3,269 2,639 5,248 834 1,847 2,684 2,018 834 1,639 2,112 2,136 1,814 2,325 4,061 1,650 1,988 1,804
$695,500 $815,000 $1,250,000 $1,735,000 $2,350,000 $1,591,266 $2,345,000 $1,875,000 $2,487,400 $1,475,000 $1,925,000 $2,600,000 $2,850,000 $1,647,500 $1,607,775 $1,445,000 $1,550,000 $1,600,000 $2,362,500 $3,597,500 $1,050,000 $1,199,000 $2,400,000
BD BA 903 Adella Ave. 3 4 900 2nd St. 4 3 8 Kingston Ct. E 2 2 757 F Ave. 3 3 503 9th St. 3 2 1730 Ave. del Mundo 406 2 2 30 Kingston Ct. E 2 2 1710 Ave. del Mundo 706 2 2 1220 1st St. 302 3 3 78 Antigua Ct. 3 2 744 B Ave. 4 4 1099 1st St. 121 2 3 245 G Ave. 3 2 631 Ocean Blvd. 3 5 477 B Ave 4 4 823 I Ave. 4 4 701 Margarita Ave. 4 4 1009 8th St. 3 3
SQFT 3,090 2,395 1,612 1,832 1,355 1,225 1,612 1,479 2,376 1,728 3,178 1,841 1,509 6,034 2,646 2,900 3,400 1,802
SOLD $2,820,000 $2,250,000 $970,000 $1,460,000 $1,751,000 $1,605,000 $975,000 $1,500,000 $2,395,000 $1,035,000 $3,250,000 $1,120,000 $1,550,000 $7,100,000 $2,450,000 $2,600,000 $3,500,000 $1,350,000
SQFT 2,304 1,715 2,306 4,520 1,359 1,355
SOLD $2,487,500 $1,120,000 $2,100,000 $6,750,000 $1,190,000 $1,350,000
1604 Pomona Ave. 502 Palm Ave. 1437 1st St. 340 A Ave. 708 E Ave. 345 Alameda Blvd. 44 Admiralty Cross 52 Spinnaker Way 8 Green Turtle 1760 Ave. del Mundo 705 770 F Ave. 812 San Luis Rey Ave 1030 Glorietta Blvd. 1760 Ave. del Mundo 305 766 F Ave. 420 Adella Ln. 120 C Ave. 207 53 Port of Spain 425 10th St. 550 Country Club Ln. 226 Orange Ave. 203 411 Orange Ave. 2 566 B Ave.
APRIL 2018
MAY 2018
BD BA 4 4 1405 10th St 3 2 70 Half Moon Bend 4 3 26 Green Turtle Rd. 4 4 401 1st St. 3 3 779 F Ave. 1730 Ave. del Mundo 1502 2 2
238 J Ave. 1760 Ave del Mundo 701 1770 Ave. del Mundo 1509 918 Pomona Ave 712 E Ave. 9 Antigua Ct. 851 C Ave. 371 D Ave. A 427 Pomona Ave. 272 D Ave. 461 B Ave. 82 Port of Spain 971 1st St. 60 Antigua Ct. 436 B Ave. 255 E Ave. 827 A Ave. 365 I Ave. 200 Palm Ave. 426 G Ave. 855 Alameda Ave. 818 C Ave. 106 Antigua Ct. 9 St. Christopher’s Ln. 441 A Ave. 846 E Ave. 748 G Ave. 1101 1st St. 301
4 1 2 2 4 2 1 2 3 5 4 4 5 2 4 4 5 4 3 1 5 2 3 3 3 3 3 2
3 1 2 2 5 2 1 3 2 3 4 3 5 2 4 4 4 4 3 1 6 2 2 3 5 3 3 3
2,310 749 1,669 1,829 2,410 1,585 910 1,153 2,000 2,120 2,251 2,388 3,570 1,534 2,598 2,320 3,458 2,380 2,845 534 4,253 1,134 1,729 2,250 2,640 1,297 1,400 1,849
$1,750,000 $910,000 $2,410,000 $1,750,000 $2,350,000 $850,000 $1,095,000 $849,000 $1,950,000 $1,450,000 $2,290,000 $1,215,000 $5,843,000 $860,000 $1,528,000 $2,100,000 $2,544,000 $1,800,000 $2,275,000 $737,000 $2,950,000 $740,000 $1,025,000 $1,185,000 $1,835,000 $1,415,000 $1,500,000 $1,486,875
1750 Ave. del Mundo 601 27 Sandpiper Strand 373 C Ave. 812 C Ave. 880 Coronado Ave. 860 Country Club Ln. 1830 Ave. del Mundo 402 911 Guadalupe Ave. 1770 Ave. del Mundo 607 226 Orange Ave. 303 371 E Ave. 24 Spinnaker Way 1034 Encino Row 829 Margarita Ave. 9 Montego Ct. 374 Orange Ave. A 27 St. Christopher’s Ln. 375 C Ave. 538 Pomona Ave. 14 Kingston Ct. E 1133 1st St. 318 1099 1st St. 410 800 Alameda Blvd. 8 Gingertree Ln. 928 10th St. 740 Coronado Ave. 624 10th St.
BD 1 4 3 2 5 4 1 4 1 2 4 4 4 4 2 2 3 3 3 3 2 2 4 3 4 4 5
BA 1 3 3 2 5 7 1 3 1 2 3 4 3 5 2 2 3 3 3 2 2 3 3 3 3 5 5
SQFT 1,120 2,942 2,1012 1,128 4,004 4,650 756 1,941 900 1,650 2,200 2,950 2,542 3,051 1,501 1,065 2,226 2,012 2,125 1,881 1,325 2,021 3,100 1,976 2,046 3,502 3,112
SOLD $925,000 $2,220,000 $1,590,800 $740,000 $3,700,000 $4,494,000 $842,000 $2,650,000 $905,000 $1,175,000 $1,647,000 $1,950,000 $2,250,000 $2,900,000 $749,000 $810,000 $1,150,000 $1,530,000 $1,625,000 $1,045,000 $1,300,000 $2,450,000 $3,330,000 $880,000 $1,815,000 $3,230,000 $2,175,000
JUNE 2018
500 Palm Ave. 40 Mardi Gras Ct. 1810 Ave. del Mundo 709 1414 5th St. 929 1st St. 311 1st St.
1 1 3 3 2 2 3 3 4 5 3 3 BD BA
821 1855 1099 1967 4,613 2,591 SQFT
$940,000 $960,500 $1,577,000 $1,675,000 $4,200,000 $5,250,000 SOLD
1117 G Av. 1045 Loma Ave. 419 C Ave. 818 5th St. 26 Sandpiper Strand 40 Admiralty Cross 1103 6th St. 94 Kingston Ct. W 710 Glorietta Blvd. 530 Country Club Ln. 1099 1st St. 313 1601 Miguel Ave. 1110 Pine St. 1054 Encino 1074 Isabella Ave. 72 Trinidad Bend 437 Alameda Blvd. 40 Kingston Ct. S 78 Kingston Ct. 1659 Glorietta Blvd. 3 Gingertree Ln. 59 Kingston Ct. S 1101 1st St. 105 1119 F Ave.
5 4 4 6 2 2 3 4 3 3 5 5 6 4 2 3 4 4 3 5 3 2 1 3 3 4 4 5 3 3 3 4 3 4 2 2 2 3 2 2 3 3 2 2 3 3 4 5 BD BA
2,288 6,000 1,152 2,532 2,287 3,124 3,258 1,833 3,938 1,976 1,758 912 1,681 2,951 1,480 2,400 2,122 1,612 1,665 1,238 1,938 1,671 3,075 2,586 SQFT
$3,100,000 $15,000,000 $840,900 $1,500,000 $2,000,000 $2,600,000 $3,148,900 $933,000 $3,450,000 $2,395,000 $1,741,000 $1,765,000 $2,500,000 $3,065,000 $1,459,000 $1,265,000 $1,490,000 $980,000 $945,000 $1,260,000 $1,312,000 $1,320,000 $3,100,000 $5,100,000 SOLD
1720 Ave. del Mundo 309 921 E Ave. E 919 G Ave. 1121 Alameda Blvd. 112 I Ave. 3 Delaport Way 856 E Ave. 2 134 H. Ave. 717 Guadalupe Ave. 1443 1 St. 821 Country Club Ln. 453 E Ave. 634 Pomona Ave. 1810 Ave. del Mundo 1606 922 E Ave. 1780 Ave. del Mundo 604 602 Maragrita Ave.
0 2 5 6 3 2 3 5 3 3 5 3 4 3 3 3 5
639 1200 3200 4,737 2,000 1,846 1,425 3,000 2,090 1,537 4,335 2,050 1,641 1,650 1,263 1,800 2,815
$665,000 $800,000 $2,703,333 $4,400,000 $2,125,000 $1,170,000 $1,330,000 $1,925,000 $2,735,000 $1,385,000 $4,562,500 $1,775,000 $1,915,000 $2,200,000 $1,099,000 $3,250,000 $2,400,000
JULY 2018
AUGUST 2018
1 3 5 6 3 3 3 4 4 3 6 4 3 2 2 4 4
Coronado Magazine - February
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SEPTEMBER 2018 1433 7th St. 721 D St. 120 C Ave. 304 1780 Ave. del Mundo 407 27 Aruba Bend 1003 Olive Ave. 933 Olive Ave. 333 Orange Ave. 24 70 Kingston Ct. W 235 El Chico Ln. 74 Montego 854 A Ave. 60 Trinidad Bend 63 Aruba Bend 216 A Ave. 14 Buccaneer Way 520 J Ave. 43 Port of Spain 1500 Ynez Pl. 1820 Ave. del Mundo 405 15 Blue Anchor Cay 717 C Ave. B 618 A Ave. 420 5th St. 440 E Ave.
OCTOBER 2018 120 C Ave. 205 545 Alameda Blvd. 817 E Ave. 16 The Point 466 H Ave. 825 Maragrita Ave. 451 E Ave. 9 Buccaneer Way 733 Tolita Ave. 710 Country Club Ln. 29 Delaport Ct. 68 Antigua Ct. 818 7th St. 24 Buccaneer Way 519 Ocean Blvd. 536 E Ave. B 48 The Point 230 B Ave.
NOVEMBER 2018 140 F Ave. 1221 4th St. 312 J Ave. 54 Bridgetown Bend 68 Port of Spain Rd. 1611 Glorietta Blvd. 1101 1st St. 211 913 1st St. 1099 1st St. 416
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BD BA SQFT 2 1,300 2 771 1 1 1,850 2 2 3,250 3 4 2,309 3 3 7 3,500 4 1,825 1 2 1,087 2 2 1,612 2 2 2,080 2 4 1,492 3 2 4,759 7 5 2,745 3 5 2,287 3 2 2,600 4 4 4,261 5 4 1,466 3 4 2,546 2 3 1,973 3 3 995 1 1 3,300 4 4 1,992 3 3 6,458 6 5 1,324 3 2 1,700 3 4 BD BA SQFT 1,850 2 2 2,939 4 4 1,422 2 3 3,950 4 3 720 1 2 3,609 6 5 2,050 4 3 4,925 4 4 2,894 4 3 4,490 6 4 1,347 2 2 1,534 2 2 780 1 2 4,797 5 4 7,140 6 8 1,566 3 3 3,000 3 3 1,340 3 3
SOLD $1,675,000 $895,000 $1,525,000 $5,175,000 $1,340,000 $4,275,000 $1,039,000 $585,000 $949,000 $1,400,000 $785,000 $3,700,000 $1,305,525 $1,320,000 $1,955,000 $2,000,000 $1,800,000 $1,362,000 $2,185,000 $925,000 $3,325,000 $1,350,000 $4,525,000 $1,650,000 $1,565,000 SOLD $1,425,000 $2,000,000 $1,050,000 $4,300,000 $900,000 $3,500,000 $1,755,000 $2,200,000 $3,705,000 $4,560,000 $799,000 $820,000 $1,023,000 $3,250,000 $10,300,000 $1,399,000 $1,850,000 $839,360
BD BA SQFT SOLD 1,207 $1,560,000 2 2 $985,000 899 2 1 1,100 $1,055,000 3 2 1,800 $975,000 3 2 2,947 $1,350,000 4 3 $1,375,000 976 2 2 2,431 $2,325,000 3 3 3,750 $5,500,000 4 5 1,944 $1,665,000 2 3
Coronado Magazine - February
32 The Point 1010 Olive Ave. 848 Glorietta Blvd. 734 Glorietta Blvd. 1720 Ave. del Mundo 1408 4 Kingston Ct. E 764 F Ave. 340 I Ave. 536 G Ave. 2 1700 Monterey Ave. 455 Adella Ln. 1830 Ave. del Mundo 601 354 E Ave. 1 Bridgetown Bend 43 Catspaw Cape 940 B Ave. 700 2nd St. 841 I Ave. 1030-32 Olive Ave.
4 6 3 4 3 2 3 3 2 6 2 2 3 3 3 3 4 5 5
DECEMBER 2018
1099 1st St. 117 1730 Ave. del Mundo 1102 965 D Ave. 334 G Ave. 715 H Ave. 461 Country Club Ln. 1133 1st St. 118 111 Acacia Way 1820 Ave. del Mundo 1408 507 7th St. 1830 Ave. del Mundo 501 1515 5th St. 275 J Ave.
3 6 4 4 3 2 3 3 2 7 1 2 1 3 2 3 4 5 6
2,950 6,220 4,000 3,830 1,630 1,665 1,905 2,033 825 5,039 750 1,165 920 2,343 1,500 1,710 3,862 3,200 3,678
$1,650,000 $5,275,000 $3,495,000 $3,950,000 $2,200,000 $1,150,000 $1,700,000 $1,510,000 $757,000 $3,727,500 $896,000 $1,125,000 $873,825 $1,132,262 $1,275,000 $1,900,000 $2,300,000 $2,640,000 $4,200,000
BD BA
SQFT
SOLD
3 2 4 2 3 3 2 6 3 1 2 1 6
1,841 1,355 2,631 1,345 2,037 1,850 1,325 3,476 1,400 608 1,165 1,546 3,855
$1,300,000 $1,500,000 $2,275,000 $1,300,000 $2,180,000 $2,286,900 $940,000 $3,528,350 $1,850,000 $889,500 $1,099,000 $1,400,000 $2,000,000
2 2 3 2 3 3 2 5 2 1 2 2 6
DAVID UDELL Has been turning heads with his unique marketing for 25 years. Thinking about Buying or Selling? For free market analysis call David.
(619) 922-4622 Acknowledgements
• Best in Custom Satisfaction SD Magazine -10 years • Voted Best Coronado Real Estate Agent • Ranked 19th out of 24,000 Agents Nationwide • National Marketing and Sales Award Winner
WHO’S WHO CORONADO REAL ESTATE Meet The Professionals Showcasing Coronado To The World
Coronado Magazine - February
Page 73
Mariane Abbott
Beth Aiello
“It’s all about relationships.” What Mariane enjoys most about being in the business for 15 years is the people she meets. It’s no coincidence most of her business comes from past clients’ referrals. Mariane gracefully guides clients through every step of their home buying or listing process. Every detail is handled with integrity, honesty, enthusiasm and compassion.
Beth is a Coronado resident, mom of 3 boys, and military spouse of 20 years. She is also an active community member, volunteering at her local schools, church and participates in various fundraisers. A successful agent for over 15 years, she has been recognized for Top 5% performance in San Diego with 5-star Zillow reviews. She specializes in coastal communities, first-time home buyers and military relocations.
DRE# 00978974 I have been a broker in Coronado for the past 28 years. With my affiliation with Pacific Sotheby’s International Realty, your property is given the highest level of global marketing and sales representation available anywhere! Whether you are looking to purchase or sell a beach cottage or a coastal masterpiece, it would be a privilege to represent you. Respectfully , Scott Aurich. SDAR 2018 Recognition of Excellence, Platinum Award Winner.
Address: 1339 Orange Ave, Ste. 8 Phone: 619-301-2452 Email: Marianeabbott@yahoo.com Years in Business: 15
Address: 1339 Orange Ave, Ste.8 Phone: 619-300-3577 Web: www.RealtyByBeth.com Years in Business: 16
Address: 1339 Orange Avenue, Ste. 8 Phone: 619-987-9797 Web: www.ScottAurich.com Years in Business: 28
DRE# 01438122
DRE# 01775191
Christine Baker Bay To Beach Group
Scott Aurich
Mary H. Bowlby
DRE# 01808132 A consummate professional with a winning style, Christine Baker is a passionate advocate for her clients. Her following of loyal buyers and sellers benefit from her experience and years of overseeing a large volume of real estate transactions. Her sales numbers are impressive however, what most stands out about Chris is her warm personality and ability for finding solutions where others only see problems.
DRE# 00867086 Bay To Beach Group with Berkshire Hathaway is an unparalleled group of top producing women including Phyl Sarber, Charlotte Rudowicz and Frances MacCartee. Bay To Beach Group combine the sophisticated skill-set imperative for multi-million dollar deals in today’s competitive market with a shared, core belief that their success is based on genuine, personal interest in each family’s or investor’s unique situation.
DRE# 01994278 Let me do what I love best; assist you to find and purchase the perfect property or help you attain the highest sale price possible for the property you want to sell. I specialize in waterfront and luxury residential properties in the Coronado & San Diego coastal areas. As a CCIM designee, I have the proven experience and negotiating skills to help you achieve your real estate goals.
Address: 875 Orange Ave #101 Phone: 858-449-3200 Web: BakerSellsSanDiego.com Years in Business: 10
Address: 955 Orange Avenue Phone: (619) 865-0795 Web: www.baytobeachgroup.com Years in Business: 60+ cumulative
Address: 1200 Orange Avenue + 511 Grand Caribe Cswy Phone: 727-692-6516 Email: mhbowlby@gmail.com Years in Business: 21
Page 74
Coronado Magazine - February
The Clements Group DRE# 01120956
Steve Clinton DRE# 01006292
The Clements Group has been the backbone of Real Estate homes sales in Coronado and San Diego’s coastal communities for over 25 years. We are currently ranked in the Top 100 of all Berkshire Hathaway HomeServices Realtors nationwide. We have been trusted to buy and sell some of San Diego and Coronado’s finest properties. We look forward to assisting you in the sale or purchase of your next home.
Steve Clinton has been licensed in Real Estate since 1988 and has lived in the Coronado area since 1989. Real Estate transactions can be very complex in today’s market and he strives to make them as seamless and ethical as possible.
Address: 1341 Orange Avenue Phone: 619-435-3700 Web: ClementsGroupRE.com Years in Business: 27
Address: 1200 Orange Ave Phone: 619-279-1818 Web: kathypoundsteam.com Years in Business: 31
Adrienne Dente
Georgia Ellis
I have had the privilege of being a lifelong member of this amazing Village. ...with my children and grandchildren continuing to live here as well. Coronado is a special place to call home and it is an honor to have had the opportunity to assist many individuals and families with their dream to own Coronado Real Estate and become a part of our community.
DRE# 01012774 Broker Associate, member of the Fine Homes division, specializing Coronado, Point Loma, La Jolla & surrounding areas. Majority of by business is referrals from past clients who know & trust me. Member of the Coronado Rotary Club & Coronado Main Street board. it’s important to give back to the community & help others. Working full time in the business & enjoying helping people find their dream home is very important to me.
Address: 101 Orange Avenue Phone: 619-850-2880 Web: AdrienneDente.com Years in Business: 21
Address: 955 Orange Avenue Phone:619-988-2455 Web: coronadoGeorgia@gmail.com Years in Business: 34
DRE# 01317331
Carolyn Crane DRE# 00827245 Broker, BRE Carolyn Crane began her real estate career in commercial leasing and property management. For over 25 years, she has focused her career on residential property sales and management handling many transactions for out-of-state owners. Having been a Coronado resident since 1992, Carolyn brings a wealth of local knowledge and valuable context for Coronado and the surrounding areas.
Address: 1203 2nd St. Suite C, Coronado Phone: 619-522-0377 Email: leasing@crestmontrealty.com Years in Business: 20
Ruth Ann Fisher DRE# 01281432
Ruth Ann Fisher, a Coronado resident since 1999, brings over 30 years of real estate experience and a wealth of in-depth knowledge to every client relationship. Loved by her clients, and widely respected among her colleagues, her exemplary service, professionalism and integrity set her apart. As a dedicated member of the Coronado community, she is a visible presence in Coronado.
Address: 1500 Orange Avenue Phone: 619-437-1888 Web: delcoronadorealty.com Years in Business: 30+
Coronado Magazine - February
Page 75
Caroline Haines
Molly Haines McKay
My 32 year career in Real Estate provides me with a unique understanding of the professional concerns and responsibilities that affect buyers and sellers. I am a dedicated professional a strong commitment to ensuring quality service for my clientele. A fourth generation family from Coronado gives me a great sense of all around knowledge and understanding of Coronado Island. I am a full service agent and was Realtor of the year for ‘13 & ‘15.
DRE# 01876062 Molly is a dynamic and enthusiastic professional with deep roots in Coronado. As a 5th generation resident, Molly’s extensive knowledge of local schools, home values and neighborhoods make her a valuable resource for clients interested in the region. In 2016, she was honored with a President’s Circle Award for her excellent sales performance, placing her in the top 4% of all BHHS agents.
Address: 944 Orange Avenue Phone: 619-435-5200 Web: chaines@ascentrealestate.com Years in Business: 32
Address: 955 Orange Avenue Phone: 619-985-2726 Web: mollyhainesmckay.com Years in Business: 10
DRE# 00953131
Francine Howard DRE#01802654
Karen Hust
Kathleen Hanlon DRE# 01386879
As an industry-leading agent, I am committed to delivering extraordinary service and results to every client. With access to advanced tools and a vast network of resources, I can provide the market knowledge and expertise to give you the best results on every transaction. My focus on customer service and integrity ensures you get the best service and attention possible.
Address: 955 Orange Avenue Phone: 619-339-6536 Email: kathleen.hanlon@yahoo.com Years in Business: 16
Vicki Inghram
Serving Coronado and San Diego since 2007 in both Sales and Property Management, Francine brings personalized service to her clients and tailors each transaction to maximize the overall “happiness factor” for all! As a UCSD alumnus, Francine utilizes her education, expertise and networking to the best advantage for her clients.
DRE# 01708516 Providing excellent customer service and valued client experiences are extremely important to Karen. With a tireless work ethic, she remains focused on helping clients achieve their real estate goals while also building long-term relationships. Her drive and dedication have earned Karen recognition as a Five Star Real Estate Agent for 10 straight years.
DRE# 01293521 With over 19 years of heartfelt dedication, Vicki consistently earns coveted awards for Outstanding Customer Service and Top Sales in Coronado and San Diego. These awards represent a sincere commitment and disciplined mastery of producing a very happy outcome for you, the customer. Vicki’s vision is to build a lifetime relationship with her customers.
Address: 112 Orange Avenue Phone: 619-302-0234 Web: FrancineHoward.com Years in Business: 12
Address: 101 Orange Avenue Phone: (619) 838-7021 Email: khust@bhhscal.com Years in Business: 11
Address: 101 Orange Avenue Phone: 619-204-3400 Web: BestofCoronado.com Years in Business: 19
Page 76
Coronado Magazine - February
Carrie Mickel Team Mike Napolitano Kathy Pounds Laura and Carrie specialize in residential sales, vacation homes, investment properties, and relocation moves, both civilian and military. Whether you are seasoned or first-time buyers, looking for investment property, or need to sell a home in the San Diego area, Laura and Carrie will use their marketing knowledge, experience, drive, and determination to turn your real estate goals into reality.
DRE# 00867086 Mike Napolitano is President and Managing Broker of Real Living Napolitano Real Estate. The longest family owned Real Estate Sales office in Coronado. Napolitano served on the Coronado Planning Commission From 1986-1988, and the Coronado City Council from 1988-1992. He is a Past President of the Coronado Association of Realtors and Past Chairman of the Coronado Hospital Foundation.
DRE# 01044960 With over 30 years invested in Coronado Real Estate, Kathy Pounds truly understands the community and how to build a loyal customer base. Since starting her career in 1987, she has sold nearly every property in the Cays at least once and has built an outstanding reputation for quality service. Staying relevant and successful in Real Estate for three decades is a feat that not many can accomplish.
Address: 101 Orange Avenue Phone: 619-630-3570 Web: www.shopnadohomes.com Years in Business: 10
Address: 939 Orange Avenue Phone: 619-435-0135 Web: realliving.com Years in Business: 38
Address: 1200 Orange Ave + 511 Grand Caribe Cswy Phone: (619)997-3171 Web: KathyPoundsTeam.com Years in Business: 30+
DRE# 01999494
DRE# 01214452
Salas Properties DRE# 01966248 Salas Properties prides itself on being a top boutique brokerage on Coronado Island. Our attention to detail and care with every client not only sets us apart but also solidifies lasting relationships. Although we specialize in Coronado, we are here to serve any of your Real Estate needs across San Diego; from the South Bay to North County. We thank you in advance for allowing us the opportunity to serve you. Hablamos Español.
Address: 1208 10th Street Phone: 619-905-5780 Web: www.SalasProperties.com Years in Business: 15
Gina Schnell DRE# 01945038
Pete Slaughter Paulette Fennello
DRE #01407834
DRE #1124030
Gina Schnell is an experienced Broker Associate whose background as a Senior Vice President for a major US bank, Licensed Financial Advisor and Navy spouse make her uniquely qualified to meet her clients’ real estate needs. Top 2% of all Berkshire Hathaway agents nationwide, Chairman’s Circle. A two time Berkshire Hathaway President’s Circle award winner (Top 4% nationwide; Top 100 San Diego agents).
We are true to our website name. Paulette-Raised In Paradise Valley, Az, but living up and down the Ca. Coast since 1975, settled in Coronado in 95’ Pete Born and raised in Point Loma, with yearly visits to Lake Tahoe. Licensed and Active in Az, Ca and Nev., we work with buyers for long term goals for Residential, Vacation and Light Commercial properties by Standing right Beside you for all your real estate needs
Address: 101 Orange Avenue Phone: 619-865-0650 Web: www.ginaschnell.com Years in Business: 5
Address: 101 Orange Avenue Phone: 619-240-4064 | 800-499-5884 Web: OwnYourDreams.com Years in Business: 13/28
Coronado Magazine - February
Page 77
Carol Stanford DRE# 01390529
Olga Stevens DRE # 01105050
Carol is focused on providing her clients with exceptional service and helping them achieve their financial goals. She is committed to helping her clients through the process with professionalism. She has the product knowledge and ability to be flexible. When you’re ready to buy or sell a home in Coronado, call Carol to schedule a private consultation.
Year after year, Olga Minvielle Stevens is one of the most respected and consistently top producing Realtors in Coronado, thanks to her amazing work ethic, tireless service to clients and gracious yet tenacious negotiating style. Olga has over 25 years of experience at The Shores and has been recognized in the top 200 REALTORS by The Wall Street Journal.
Address: 1200 Orange Avenue Phone: 619-987-8766 Email: carol@carolstanford.com Years in Business: 16
Address: 875 Orange Ave, Ste 101 Phone: 619.778.8011 Web: www.olgacoronado.com Years in Business: 25
Tom Tilford
DRE# 00547836 With over 20 plus years of real estate experience, Tom is not just selling real estate, but providing essential tools and information to help buyers and sellers make great real estate decisions! Our hands –on approach and creative problem solving techniques will provide you with that can-do’ “anything is possible” real estate experience.
Address: 939 Orange Avenue Phone: 619-300-2218 Email: Tom@coronadotom.com Years in Business: 42
Page 78
Coronado Magazine - February
Chris & Kate Toogood DRE# 01882388 DRE# 01997872 When it comes to Coronado and the beach communities Toogood Realty has the inside track. Kate and Chris are a dynamic team giving the ultimate in personal one on one service. TOP 5% of all Realtors in San Diego, Toogood Realty is well versed in helping both buyers and sellers get the most from every transaction. Toogood Realty believes in educating it’s clients so they can feel confident with their sale or purchase.
Phone: 619-865-3334 Email: Chris@ChrisToogood.com
Coronado Premier Properties DRE# 01185272 DRE# 01210853 Lisa Storey and Herlinda Ryan specialize in Property Management and Residential sales and they can provide expert knowledge of Coronado Cays. Whether you are looking for an agent to assist you in purchasing, selling or managing your property, Lisa and Herlinda have the skills and experience to help with your individual needs.
Address: 700 Seacoast Drive #102, Imperial Beach, CA Phone: 619-997-3112 Web: coronadoresidence.com Years in Business: 40+
Jeff Tyler DRE# 01900337 With a passion for “Making Dreams Come True One Home at a Time” key leadership positions & advanced education have taught me the skills to ensure success with over $28,000,000 in TNT real estate sales. MBA, Retired USN Submarine Officer, President of a public San Diego electronics company, Coronado Rotarian, & Chair, Coronado Cultural Arts Commission
Address: 944 Orange Avenue Phone: 619-865-7153 Email: JTyler@ascentrealestate.net Years in Business: 8
David Udell
Christy Ward
EXPERIENCE MATTERS! For 40 years, David has been an active real estate investor. David’s approach is as an advisor. He will tell you the good & bad about any property. When selling, he will tell you what needs to be done and work with you to achieve that goal and maximize your profit. Buying/Selling for himself & clients has given David the expertise in strategizing and negotiating that comes only with experience.
Realtor, BRE Christy began her career within the technology industry managing relationships with Fortune 500 clients. Christy’s experience in real estate began over 10 years ago as a partner in a residential real estate firm where she assisted with sales, marketing, and investor arelations. Christy maintains a strong working perspective on local market dynamics.
Estela chose her career carefully over 15 years ago. She decided to help people with one of the most important decisions of their lives: buying and selling their homes. She is grateful for the opportunity -clients are consistently impressed with her high standards of service and her attention to details. Integrity, commitment and trust are the core values in which Estela has built her career.
Address: 939 Orange Avenue, Coronado Phone: 619-922-4622 Email: David@JustListedHomes.com Years in Business: 25
Address: 1203 2nd St. Suite C, Coronado Phone: (619) 522-0377 Web: www.crestmontrealty.com Years in Business: 10+
Address: 1200 Orange Avenue Phone: 619-549-0501 Email: estela.williamson@pacificsir.com Years in Business: 16
DRE# 01184568
DRE# 02040078
Estela Williamson DRE# 01394896
Brunilda & Dany Zaragoza DRE# 00849495
DRE# 01826683
With over 45 years of combined Top Producing Real Estate Experience in Coronado and Coronado Residents for as many years, you can always count on us to help you achieve your real estate goals!
Address: 501A Grand Caribe Cswy Phone: 619-520-7799 Web: ZaragozaRealtors.com Years in Business: 41 Coronado Magazine - February
Page 79
Charles Ahern
Larry ‘LC’ Cline
Apua Garbutt
larrycline.willisallen.com Lccline@willisallen.com
apua@san.rr.com
(858) 682-5202
(619) 823-2142
cahern@bhhscal.com DRE#01262309
DRE #01894025
Willis Allen Real Estate
Berkshire Hathaway Home Services
Bart Albin
Craig Clarke
bart@willisallen.com
www.craigclarke.com craigclarke@hotmail.com
(858) 752-7800
(619) 990-0220 DRE#00522654
Willis Allen Real Estate
Willis Allen Real Estate
Doni Corcoran
(858) 922-0978
corcoran.doni@gmail.com DRE#01951522
Stacy Bell Begin
(619) 200-9184
Pacific Sotheby’s Realty
Felicia Bell
whitney@willisallen.com BenzianBrothers.com DRE#01890260
Willis Allen Real Estate
Robin Berthod
(619) 537-9550
RobinBerthod.kw.com RobinBerthod@kw.com DRE#02010599
Britt Cooper Molly Cooper DRE#00895874
DRE#01896389
(619) 813-5959
The Cooper Team NadoAgent@gmail.com CooperTeamRealtors.com Brokers Only Real Estate
Clarissa Delgado Nakaima
(619) 948-5131
clarissa@willisallen.com ClarissaExplainsRE.com DRE#01871697
Fran Carrigan
Julia M. Elassaad
(619) 852-3898
(619) 573-8350
DRE#01017971
jelassaad@ascentrealestate.net
Berkshire Hathaway Home Services
Ascent Real Estate
DRE#01937427
Aldo Ciani
Lisa Falletta
aldociani.com aciani1@san.rr.com
Lisa@parklifeproperties.com www.parklifeproperties.com
DRE#00358735
Coronado Cays Realty
Page 80
Coronado Magazine - February
CoronadoShoresCo.com jharrington60@gmail.com DRE#01210260
Coronado Shores Co.
Francine Howard
(619) 302-0234
Francine@sd-realtor.com DRE#01802654
RE/MAX Hometown Realtors
DRE#01377744
Willis Allen Real Estate
(619) 200-7540
(619) 200-8504
Berkshire Hathaway Home Services
Keller Williams
francescarrigan2@gmail.com
John Harrington
ringhram@gmail.com
CoronadoShoresCo.com
(619) 261-5374
Berkshire Hathaway Home Services
Richard Inghram
(619) 920-9124
Whitney Benzian
DRE#01859903
(619) 301-7766
StacyBegin619@gmail.com FeliciaFBell@gmail.com DRE#02014995 DRE#00429681
Coronado Shores Co.
(619) 818-8126
(619) 987-2297 DRE#01886911
Park Life Real Estate
Molly Korson
(619) 808-6610
mollykorson1@aol.com DRE#01379254
Korson Properties
Linda Kofler
(619) 246-9949
10kofler@gmail.com DRE#01893617
Coronado Shores Co.
Martha Kuenhold (619) 987-7725
CoronadoShoresCo.com mkuenhold@gmail.com DRE#01369875
Coronado Shores Co.
Dianne Lookabaugh
(619) 733-3456
DianneLookabaugh@gmail.com Realliving.com/Dianne.Lookabaugh
DRE#01902197 Real Living Napolitano Real Estate
Carol McGraw
Carrie O’Brien
carol@carolmcgraw.com carolmcgraw.com
Flagship.net
(619) 847-3524
(619) 905-8965
cobrien@flagg.com DRE#01144127
DRE#01809272
Flagship Properties, Inc.
Berkshire Hathaway Home Services
Ryan Koubeserian
Ara Koubeserian
Lois Moore Hirsh
(619) 818-4277
(619) 339-9736 (619) 339-2383
Lois@willisallen.com LoisHirsh.com
ryankoubeserian@yahoo.com arakoubeserian@yahoo.com DRE#01738738
DRE#0045410
DRE#02010042
CoronadoShoresCo.com
Willis Allen Real Estate
Coronado Shores Co.
Linda Lomas
Frank & Connie Spitzer
(619) 884-4499
(619) 843-4429 • (619) 843-0437 Spitzer@san.rr.com
1116 First Street, Coronado llomas@coldwellbanker.com
CoronadoDreaming.com
DRE#00595800
Coldwell Banker
Kari Lyons
(619) 884-4193
karisellscoastal.com kari@karisellscoastal.com DRE#01475331
Park Life Real Estate
Cheryl Morabito
DRE#01183389
Park Life Real Estate
Dino Morabito
DRE#01415017
(619) 987-3066
Dino@TheMorabitoGroup.com www.TheMorabitoGroup.com
Real Living Napolitano Real Estate
Ed Noonan
Tyler Mathews
(619) 252-1232
(619) 992-0808 DRE#01997577
enoonan12@aol.com CoronadoCays LuxuryHomes.com
Pacific Sotheby’s International Realty
Noonan Properties
tyler.mathews@sir.com
Erin Todaro
Zach Todaro
DRE#01947874
DRE#01881566
(619) 302-9239 (619) 302-0481 todaro.erin@gmail.com ztodaro@gmail.com
DRE#00993300
todarorealestate.com
Willis Allen Real Estate
1st Baptist Church of Coronado 445 C Avenue • 435-6588 Coronado Community Church 6th & H Ave • 437-6827 Christ Episcopal Church 1114 Ninth Street • 435-4561 Coronado Southern Baptist Church 111 Orange Avenue • 435-8682
Graham Presbyterian Church 959 C Avenue • 435-6860 Sacred Heart Catholic Church 7th & C Ave • 435-3167
Resurrection Lutheran Church Orange & 5th St • 435-1000 1st Church of Christ Scientist 8th & C Ave • 435-4383
St. Paul’s United Methodist Church 700 D Avenue • 435-5691 Calvary Chapel Living Waters 1224 10th Street • 435-8233 Coronado Magazine - February
Page 81
Over the years, a lot of publications in Coronado have come and gone, but for over 100 years there has been one you can rely on.
For over 100 years.
Local news at your fingertips. CoronadoNewsCa.com Page 82
Coronado Magazine - February
New Year, New You New Year, New You The Sewall Healthy Living Center at Sharp Coronado Hospital offers a safe, welcoming The Sewall Healthy Center at Sharp Coronado Hospital offers a pace. safe, welcoming destination for fitness,Living so you can feel confident exercising at your own destination for fitness, so you can feel confident exercising at your own pace. • Monthly membership: $45 • Monthly membership: $45 • Annual membership: $384 (a savings of $156) Annual membership: $384 (a savings of $156)to evaluate body fat, muscle mass and total -•Includes a free body composition assessment - Includes body watera free body composition assessment to evaluate body fat, muscle mass and total body water fees • No registration • No registration feesfor as little as $8 per session • Group fitness classes • Group fitness classes for as little as $8 per session We also offer personal training from our certified instructors (additional fees apply). We also offer personal training from our certified instructors (additional fees apply). To learn more, visit sharp.com/healthylivingcenter or call 619-739-4071. To learn more, visit sharp.com/healthylivingcenter or call 619-739-4071.
COR00841 ©2019 SHC COR00841 ©2019 SHC
Happy New Year!
Don’t forget to add a dental check up to your New Year’s resolutions. Accepting new patients - Call Today!
Suzanne Popp, D.D.S. Natalie Bailey, D.D.S. 1010 Eighth Street, Coronado 619-435-4444 • w w w.DrPopp.com