CORONADO APRIL 2020
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SCOTT AURICH PRESENTS CORONADO’S FINEST PROPERTIES Go to scottaurich.com to see floor plans and 3D interactive tours of all my current listings for sale. SOLD
SOLD
NEW LISTING
1043 Ocean Blvd | $11,000,000
929 1st Street | $6,400,000
922 Glorietta Blvd | $6,395,000
475 A Avenue | $4,399,000
10BR, 11BA | Represented Buyer & Seller
6BR, 5.5BA, 4,613 SF | Represented Seller
5BR, 5.5BA, 5,800 SF | Pool & views
7BR, 6.5BA, 6,878 SF | 11,105 SF lot
SOLD
IN ESCROW
258 H Avenue | $3,030,000
613 J Avenue | $3,199,999
833 I Avenue | $2,995,000
1119 9th Street | $2,789,000
7BR, 5.5BA, 4,232 SF | Represented Seller
4BR, 3.5BA, 3,571 SF | Stunning great rm
5BR, 4.5BA, 3,400 SF | Representing Buyer
3BR, 4.5BA, 2,760 SF | Corner lot
SOLD
872 C Avenue | $2,750,000
419 J Avenue | $2,689,950
4BR, 4.5BA, 2,651 SF | Covered front porch 5BR, 5BA, 3,263 SF | Call Tyler 619.992.0808
IN ESCROW
767 I Avenue | $2,625,000
1115 9th Street | $2,450,000
5BR, 4BA, 3,171 SF | Represented Seller
3BR, 3.5BA | Representing Buyer & Seller
711 Tolita Avenue | $2,395,000
1117 9th Street | $2,350,000
629 B Avenue | $2,195,000
1099 1st St. #109 | $2,195,000
3BR, 2.5BA, 1,616 SF | Prime location
3BR, 2.5BA, 2,144 SF | Open FP, roof deck
4BR, 3.5BA, 2,430 SF | Roof top deck
2BR, 2.5BA, 2,234 SF | Bay & city views
IN ESCROW
IN ESCROW
SOLD
1101 1st St #309 | $2,075,000
1087 Pearl Street | $1,950,000
51 Catspaw Cap | $1,725,000
6173 Caminito Pan | $845,000
911 E Avenue #101 | $765,000
2BR, 2.5BA, 1,751 SF Bayfront condo w/skyline views
3BR, 3.5BA, 2,319 SF Contemporary in Downton L.J.
2BR, 2BA, 1419 SF Condo Representing Buyer & Seller
3BR, 2+BA, 2,498 SF Representing Seller
1BR, 1.5BA, 936 SF Represented Seller
For more information on these and other homes, visit www.ScottAurich.com | 619.987.9797
Scott Aurich
Shelly Klessinger 619.519.3925
619.300.3577
Beth Aiello
Tyler Mathews
DRE #00978974
DRE #01355449
DRE #01775191
DRE #01997577
619.987.9797
619.992.0808
Mariane Abbott Bridget Carlson Gerri-Lynn Fives 619.301.2452
619.857.5785
619.813.7193
DRE #01438122
DRE #02072427
DRE #01274657
Sotheby’s International Realty® and the Sotheby’s International Realty Logo are service marks licensed to Sotheby’s International Realty Affiliates LLC and used with permission. Sotheby’s International Realty Affiliates LLC fully supports the principles of the Fair Housing Act and the Equal Opportunity Act. Each franchise is independently owned and operated. DRE #01767484.
Coronado Magazine
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Coronado Magazine
A Letter from the Publisher Spring is a time of rebirth, of new beginnings, of blossoming anew. For those of us here on the island, the sign-post for spring is the annual Coronado Flower Show and Homefront Judging. In this issue of the Coronado Magazine, we honor these annual traditions, and the groups that have kept them alive and growing through these many years. Through coordination with the Coronado Floral Association and the photographic involvement of this great community, our sign-post to spring is still in bloom. Coronado is blessed with a citizenry that is strong in its civic pride and involvement. In the best American tradition, Coronadans young and old have stepped up and volunteered to help their neighbors. We have been asked to stay at home, to stay safe, to do our part. And Coronado has done its part. We have been good citizens. We would be remiss if we did not recognize those who have kept working, who have kept us fed, kept us safe, kept us going. Our first responders have worked tirelessly. The employees of our Coronado Fire and Police Departments, our medical professionals, and our city employees stand as shining beacons of strength in this trying time. Many local restaurants have remained open, offering us a taste of more normal times, even if it is “to-go.� Our grocery stores have remained open, there will be toilet paper tomorrow! At the Coronado Eagle & Journal and Coronado Magazine we have been blessed with advertisers who stand as our partners, serving to fuel our continuing service to this community. These are the same people who always step up to support this community, donate to keep our schools strong, our children safe, our summers filled with music. They are the strength of this community, YOU are the strength of this community. The coronavirus has impacted us all, but we will not let that tear down the sign-posts that mark who we are as a community. Dean K. Eckenroth Jr.
The Official Magazine of Coronado, California
CORONADO M
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no. 233
07 History of the Flower Show 10 Virtual Flower Show Gardens 14 Coronado Treasure Hunt: Five Garden Styles 32 In Palm Springs: Good Things Come in Small (Hotel) Packages
51 Way of Life: Add Spring to Your Outdoor Living Your Favorites
COR M
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Beautiful Spring
27 Confessions of a Perfect(ish) Mom Instagram / Instafriends
Cov
er by
40 Food & Drink
Family Cocktail Hour
Den
ise L yon
48 Operation Homelife
Finding Present Moment Awareness in Our Digital Age
58 Finance
Managing Taxes on Your Investments
61 Yesteryear
Picnic on the Mummy Islands
Publisher Dean Eckenroth publisher@eaglenewsca.com
Associate Publisher Dean K. Eckenroth Jr. editor@eaglenewsca.com Director of Operations Daniel Toennies daniel@eaglenewsca.com Editorial David Axelson david@eaglenewsca.com
Alessandra Selgi-Harrigan alessandra@eaglenewsca.com
Krysta Murray krysta@eaglenewsca.com
Susie Clifford copyeditor@eaglenewsca.com
Renee Schoen renee@eaglenewsca.com
Advertising Director Patricia Ross patricia@eaglenewsca.com
Production Andrew Koorey
Business Development
Printing Advanced Web Offset
Amanda Ramirez amanda@eaglenewsca.com
Distribution Roberto Gamez
Coronado Magazine
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History of the Coronado Flower Show Submitted by Coronado Floral Association
The first Coronado Flower Show,
del Coronado. He also immersed
stay overnight and used the occasion
an event created to bring the
himself as the local photographer,
to practice night operations,
community together, opened on May
immortalizing graduating Coronado
formally changing guard every two
13, 1922. It has become Coronado’s
High School classes and sports
hours while their small campfires
longest running tradition.
teams.
crackled and sparkled in the dark.
Harold Taylor founded the
Taylor was a humble man who
Each year the show grew and
Coronado Floral Association and
wanted to serve his community.
improved. The Hotel del Coronado
Coronado Flower Show. Before
He founded the Coronado Floral
orchestra provided a beautiful music
arriving in Coronado in 1912,
Association in 1922 and put on our
backdrop at the show as visitors
Taylor, a photographer with a
first flower show in East Plaza, now
wandered among the flowers. In
love of horticulture, traveled
known as Spreckels Park.
1925, the date for the show was
extensively around the state honing
Local boys and girls gathered
moved to April from May, timed
his craft. His iconic photographs
wildflowers from canyons, beaches
better for the blooming of the roses.
of Yosemite Valley are some of the
and fields to create decorative
Decorative table arrangements were
earliest images photographed of
arrangements for the show. A few
introduced to the show. Naval Air
that spectacular scenery. Taylor
windbreaks were positioned to keep
Station San Diego (North Island)
settled in Coronado, becoming the
breezes from knocking over vases of
exhibited crops being cultivated
resident photographer at the Hotel
flowers. Boy Scouts volunteered to
on the base. Huge cabbages, beets Coronado Magazine
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and onions were proof of what
Prior to this year, the Coronado
the sixth cancellation since the first
could be produced in the fertile soil
Flower Show had previously been
of Coronado. Homefront judging
cancelled five times. In 1929, the
was done Friday afternoon so that
show didn’t happen due to lack of
show virtually, a first for Coronado
exhibitors could then cut their
volunteers, but citizens rallied and
Floral Association. Go to www.
flowers to enter in the show.
put on a robust show in 1930. The
CoronadoFlowerShow.com and
next time the show was canceled
send us your gardening pictures
officer provided three huge canvas
was 1942, put on hold for four
and anything Flower Show related.
airplane hangars which began the
years during World War II, finally
Let’s keep Coronado’s longest
tradition of tenting the show. The
returning in 1946. This year’s
running tradition alive, Coronado’s
Hotel del Coronado provided colored
COVID19 pandemic is the reason for
community spirit strong!
North Island’s commanding
string lighting for the evening, as well as tables and trellises. The Coronado High School loaned desks and typewriters. Judges for the show included Miss Kate Sessions, famed San Diego horticulturalist, and John Morley, superintendent of Balboa Park. At the closing of the show, all the cut flowers were gathered and taken over to Balboa Naval Hospital to brighten the rooms of the infirmed.
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show in 1922. This year we will celebrate our
Coronado Magazine
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Virtual Flower Show Gardens To keep the tradition of the annual Coronado Flower Show alive, Coronado Floral Association announced a virtual Flower Show this year due to the COVID-19 pandemic. The response to a request for photos of your Homefront and Flower Show entries has been incredible! No judging this year, but we can still enjoy the great gardens of Coronado! To see all photo submissions, please go to www.CoronadoFlowerShow.com
Submitted by Nancy Eckenroth
Submitted by Sydney Stanley Submitted by Karen Knusden Page 10
Coronado Magazine
Submitted by Carvill Veech Submitted by Kathy Wileman
Submitted by Tom Catlin
Submitted by Sawyer Raissi
Submitted by Ed Lohlein Coronado Magazine
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Submitted by Yvonne Kuhn
Submitted by Berie Grobe
Submitted by Denise Decker Page 12
Coronado Magazine
Submitted by Robbie Keenan
Submitted by Sawyer Raissi
We built them, We sell them, We lease them
NEW LISTINGS
El Encanto #1004
Cabrillo #1210
2BD/2 BA • $1,789,000 • Call Felicia Bell or Stacy Bell Begin
2 BD/2 BA- $1,895,000 • Call John Harrington
RECENT SALES ACTIVITY
La Princesa #1402
El Encanto #705
2 BD/2 BA - $1,975,000 Felicia Bell and Stacy Bell Begin
El Camino #1210
1BD + Den/2BA $2,350,000 Felicia Bell or Stacy Bell Begin
El Encanto #801
1 BD/1 BA - $1,050,000 Call Felicia Bell and Stacy Bell Begin
El Camino #1506/1507
3 BD / 3 BA - $3,200,000 Ara Koubeserian and Ryan Koubeserian
Las Flores #905 - 1 BD/1 BA
2 BD / 2 BA - $1,795,000 Felicia Bell and Stacy Bell Begin
La Princesa #607
$969,000 - Representing Buyer Felicia Bell and Stacy Bell Begin
El Encanto #1502
2 BD + Den / 2BA - $2,695,000 2BD/2BA - $1,499,000 Ara Koubeserian and Ryan Koubeserian - Represented Buyer & Seller Ara Koubeserian and Ryan Koubeserian
Cabrillo #507
La Playa #1001
1 BD / 1 BA - $1,275,000 John Harrington
2 BD + Den / 2 BA - $2,425,000 Martha Kuenhold
La Princesa #705
1 BD / 1 BA - $1,095,000 Ara Koubeserian and Ryan Koubeserian
La Playa #706
2 BD / 2 BA - $1,675,000 Felicia Bell and Stacy Bell Begin
LOOKING TO BUY OR SELL? CALL US!
Myssie McCann Owner/President, Coronado Shores Co.
Felicia Bell Broker DRE#00429681 619-920-9124
Stacy Bell Begin 619-200-9184
Ara Koubeserian 619-339-2383
Ryan Koubeserian 619-339-9736
Las Flores #1102
2 BD / 2 BA - $1,549,000 Felicia Bell and Stacy Bell Begin
El Camino #407
1 BD / 1 BA - $1,199,000 Ara Koubeserian and Ryan Koubeserian
La Princesa #1105
1 BD / 1 BA - $1,335,000 Ara Koubeserian and Ryan Koubeserian - Represented Seller Felicia Bell and Stacy Bell Begin - Represeneted Buyer
Linda Kofler
John Harrington
Martha Kuenhold
Raquel Fernandez
619-246-9949
619-200-8504
619-987-7725
619-453-4513
Sales: 619-435-6234 • Vacation Rentals: 619-435-6238 • 800-677-5124 Coronado Magazine Page 13 CoronadoShoresCo.com Veteran O wned
Five Garden Styles by Suzie Heap, UCCE Master Gardner Like
many
of
you
during
these
COVID-19 trying times, I have been out walking my dog or driving around town and have noticed many beautiful spring gardens here in Coronado. As I have admired these gardens, it occurred to me that it would be fun to give readers the characteristics of some major garden styles to look for on their dog walks, exercise, walks, bike rides or drives to the grocery store. And then notice all the other styles, not mentioned here, that you might see as well. Inspiration for this adventure started as I walked past a green formal garden that I have admired ever since the owner designed and installed it. A green formal garden creates a certain dignity and stability to the landscape. One sees perfect proportions with hedges, straight paths, flower beds and other garden features in proportion to each other to create a restful and enduring ambiance that emphasizes a control over the natural environment. Looking at this garden, one sees five characteristics: Repetition of hard scape elements and plant material to provide rhythm and strong balance. Geometric shapes with strong emphasis on right angles and rectangular forms. A straight path. Clipped shrubs, hedges and lawn with everything appearing to be in its space and under complete control.
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Formal Green Garden
A Coronado Treasure Hunt Surrounded by a visual barrier, such as a wall or clipped hedge. A successful formal green garden can be created using inexpensive materials and plants in a way that reflects characteristics of the formal gardens of a bygone era. My green formal garden is located at 167 F Avenue on the corner with Second Street. Where did you find one? Another style of garden is the English cottage style garden. This style is informal, with plants tumbling over each other and the fences and walkways that try to contain them. There are five characteristics to an English cottage style garden: Hardscape details: a picket fence, a defining gate, a brick or stone pathway and a traditional arched arbor that can create the feeling of an old-time garden. An abundance of plants: “abundance” and “jumbled” are words to describe the way the plants fill and overflow the flower beds. One wants to use enough on each plant so as to give a full look without a look of odds and ends of plants tossed together. There is a definite method to this madness. Roses add to the planting scheme, especially scrub roses and climbing roses, which give an architectural grace to the garden. Careful maintenance is very important. Intensively cultivated maintenance of plants and soil is needed when plants are grown this way. Weeding is very important. Cottage
gardens
need
traditional
architecture such as Cape Cod or Tudor and
English Cottage Garden
other such traditional homes. Yard and home need to harmonize. Coronado Magazine
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Mediterranean Garden My English cottage garden is located at 1037 Star Park Circle. Yours? A style that is seen often in Coronado gardens is the Mediterranean garden. The focus on the Mediterranean garden is attributed to: Hardscape with very little or no lawn. Citrus, olive trees, rosemary and lavender are often planted in terra-cotta pots. Fountains and water features are key elements. The use of the plants listed above will create a relaxing atmosphere and be fairly low maintenance. My Mediterranean garden is located at 175 H Avenue. Where is yours? Increasingly one is seeing in Coronado a home with a great succulent garden. In the world of landscaping, succulent gardens occupy a special position. Succulents form an intensive and diverse Page 16
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group of plants that do not require special care, although they need to be “fluffed� a few times of year. They look good both singly and in compositions. They can serve as a beautiful and unpretentious element in the landscape. They look lovely around a water pond, in a tapestry. The defining characteristic of succulents is water storage. Succulents have stems, leaves or roots that collect water and save it for dry times. Nowadays, succulent gardens are experiencing a peak of popularity. Many gardens have a section where succulents are planted in a picturesque combination.
Succulent Garden with Cacti What about a cactus garden you ask? All cacti are succulents, but not all succulents are cacti. I have two gardens on my list here because they fit that
Succulent Garden without Cacti
statement so well. My gardens are located at 617 A Avenue, a succulent garden sans cacti, and 200 Palm Avenue at the corner of J Avenue, filled with varieties of cacti. My last garden style is the beautiful Coronado gardens, of which there are many. This garden features plants that do well here, arranged by the talented Coronado Magazine
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Knock-Your-Socks-Off Garden
gardeners who have them. Perhaps one is yours? I chose three gardens in this category: a rose garden filled with colorful blooms; a knock-your-socks-off garden with a riot of well-placed plants and their blooms; and lastly an old-guard Coronado garden, with its structure, colorful perimeter, rocking chairs on the porch and white picket fence. My rose garden is located at 416 Tenth Street, my knock-your-socks-off garden is at 420 Ninth Street; and my oldguard Coronado garden is located at 550 Alameda Boulevard. Enjoy your treasure hunt. Nice sharing my tour with you.
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Old Guard Garden
Rose Garden
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Coronado Magazine
AT HOME
g n i r p S
Be au tif ul ~
2020
~
by Denise Lyon
Have you noticed the bright green
grass and flowers that are sprouting everywhere? Maybe you enjoyed our recent showers, usually followed by warm sunshine. Spring is happening despite the coronavirus that seems to be everywhere and has shaken us from our old lives and forced us to create new ones. Maybe we can do everything in our power to stop the spread of the virus and still live well. Since we are spending much of our time indoors, why not bring spring into our homes? This is our chance for a fresh start. Coronado Magazine
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s u g a r a sp
AT HOME
g A Sprin
First
A
A plant with a distinguished history, asparagus
appeared 5000 years ago in an Egyptian frieze and has been consumed for thousands of years. Roman Emperor Caesar Augustus sent military units out
to search for this vegetable, then sent his fastest runners, loaded down with fresh asparagus, off to the frozen Alps for its storage. Asparagus is one of the first crops harvested in spring. Farmer Lee Jones writes, “Asparagus represents the transition from frozen winter and its emphasis on root vegetables to the abundance and newness of spring.” Asparagus can be eaten raw, grilled, roasted, in soups or even pickled. Fresh asparagus is enjoyed in cultures around the world for good reason. Pictured is Asparagus and Puff Pastry. Trim 1 bunch of asparagus and toss with a tablespoon of olive oil with salt and pepper to taste. Roll out two sheets of puff pastry and cut each sheet into 4 squares. Add slices of cheese of your choice, brie or herbed goat cheese work well, one ounce in each square. Add asparagus on top of cheese and wrap pastry to enclose. Use beaten egg to secure the two corners together and wash the pastry tops. Set on parchment paper lined sheet; bake 375º for 20-25 minutes until golden brown. For thyme honey, melt together 1/4 cup honey, 2 tablespoons salted butter, 1 tablespoon fresh thyme leaves. Drizzle over tops of pastry. Add red pepper flakes, optional.
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AT HOME
Cookies
Flo w er-Themed
Commemorate spring with flower-themed sugar cookies. Decorate baked cookies like your favorite spring flowers. The kids will love helping with this. You don’t even need a cookie cutter. Just use a ring mold or drinking glass to cut a circle into the chilled sugar cookie dough. Then bake and frost when cool.
Use your favorite sugar cookie recipe and use a good American buttercream frosting recipe, making it thick for piping flowers. (These are very forgiving.) Here I used Wilton petal tips for the flowers. Use your imagination!
Coronado Magazine
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AT HOME
Pansies
Pl ant Some
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A 19th century seed catalogue called the pansy “the most popular of all our flowers grown from seed, our sales exceeding one hundred thousand packets a year.” The pansy’s name comes from the French word pensée, which means thought, because the flower resembles a face and nods forward as if in deep thought. Pansies are a hybrid of the genus viola and have a rich history, with legends in several countries and civilizations. The Ancient Greeks used them to make love potions. It was believed that the once white pansies were pierced by cupid’s arrow, it gave the flowers both color and magic powers. With no pesticide use, pansy leaves and petals are edible, high in vitamins A and C and of course, are beautiful in salads or sprinkled on deserts.
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PARENTING
Confessions of a Perfect(ish) Mom by Hattie Foote
Instagram Instafriends I didn’t grow up with TiK Tok or Twitter, thankfully. Instead when I was in high school, we passed paper notes and for a tragic few years we had pagers, unaware that we walked around looking like drug dealers or 50-year-old businessmen. Then in college we got Myspace, our first introduction to social media. The drama that ensued with literally picking your top eight friends and changing it week to week was not great. Shortly after we got Facebook, which was the top dog, until Instagram came along. Oh, Instagram, a complex world where
I want to share a sweet aspect of it.
the same age as mine. If I’m being
it can go from pure to dark very quickly.
I have several dear girlfriends that I
completely honest, I did some light
Personally, as a photographer, it is my
have met on Instagram, and yes, at first
research, (ok stalking), looking at all
preferred platform. I love creating, I
it is as awkward as it sounds. I have
of her pictures, wanted to make sure
love seeing other people’s lives, and I
never dated online, but I imagine this is
I wasn’t introducing myself to a serial
love the laughs. However, it has been a
close to it. It’s interesting because we
killer! Instead I found Carolyn Fowler,
journey finding a healthy balance and
follow these people with cool lives and
a stunningly beautiful woman, with an
I would be lying if I said I have never
similar interests, and I know what you
equally stunning family. We chatted and
compared myself or felt bad about
ate for dinner yesterday and where
became fast friends; she was as lovely
myself. As I have gotten older though,
you last went on vacation, but I have
as she seemed.
I care less and unfollow/delete/block
never met you!
anything that doesn’t bring me joy (thanks Marie Kondo)!
So, I thought what better way to A couple of months ago, a mom I had
introduce them to the neighborhood
never met reached out to me and
than this? Let’s show them a warm
There is so much to be said about social
told me a new family had moved to
Coronado welcome!
media, good, bad, and ugly; but today
Coronado, and that they had kids Coronado Magazine
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PARENTING
Tell us a little about yourself and your family. We are the Fowlers and six months ago my husband, Stephen and I, made the decision to sell all we had and move across country from Washington D.C. We have three young children, Evelyn (6), Ellis (4) and Merrit (17 months) and we did it for them. We did it for all of us really. We came to California for the sunshine and the beach, for a slower pace, and most importantly for the best life we could offer our little loves. With our oldest, Evelyn, having a diagnosis of Rett Syndrome, which presents its own set of challenges in our day to day life. We wanted to be in a place where we could live every single day to our absolute fullest, even on our hardest of days, and for us Coronado offers just that.
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PARENTING
Describe motherhood in three words. Stretching. It will stretch you more than you would think possible. Strengthening. It will cause a strength to rise up out of you that may have simply been waiting in the wings until now, that you didn’t know existed, and that you didn’t know you would ever need, but you will. Gracious. Motherhood is in no way glamorous; most days I am covered in food, (theirs not mine), and having my sweater used as a giant handkerchief, but it is gracious. Children are so resilient and gracious, they don’t care how many mistakes you may think you make, they love you just as you are.
What is a big mom fail that sticks out to you? Our daughter Evelyn is non-verbal and uses eye contact and body language to indicate her wants and needs. She relies on us to help her with every single aspect of her day, so as you can probably imagine there are thousands of opportunities in a day to mess up. One evening I was helping Evie in the bath. She likes to sit and relax in the bubbles while the tub fills and just splash around. So I usually just sit on a stool by the tub or start organizing the cabinets for the hundredth time. Every mom needs a few minutes for her mind to wander and focus on cabinet organization. Coronado Magazine
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PARENTING
There is nothing about motherhood that is a competition, and it in no way is a sprint—motherhood is a marathon. Evie started to become vocal and attempted
boys’ experience will be just as amazing.
stay with the baby so you can take a
to stand up; she was agitated. The water
The beauty of this city and its people make
shower or enjoy a cup of coffee while
temperature had gone up drastically, from a
the simplest of things really special to our
it is still hot. There is nothing about
toilet flush or something, and it was too hot
family, going to the beach or walking
motherhood that is a competition and
for comfort. I quickly pulled her out and
around the bay, meeting new friends at
it in no way is a sprint—motherhood
started adding colder water. At that point
every turn, evening strolls through the
is a marathon. Expect there to be a
she was all red and upset. She was fine, but
neighborhoods, enjoying special events
learning curve, it’s okay if it’s hard.
I felt so awful. She leaned in simpering for
the city holds for the public. Even just
The expectation that everything will
a hug; she was trying to comfort me.
having the opportunity to be outside every
just “click” right off the bat will not set
single day is a gift. We love it all and hope
anyone up for a win, especially yourself.
What are your favorite things about raising kids in Coronado?
never to leave.
I have so many favorite things about raising
focus on what really matters. That sweet
here a short while. One of them is the fact
If you could give one piece of advice to a new mom, what would it be?
that you feel known when walking around
Trust your instincts and do not hesitate to
wait until later, or better yet, someone
town. People stop to say “hi” to our kids on
ask for help when you need it, even if it
else can wash them for you. I’d be happy
our daily walks, and once you start seeing
is something as simple as having someone
to.
kids in Coronado, and we have only been
the same people day in and day out you feel like friends. Being a mom with young kids, often times you can feel like you are in the trenches, so having the community step into your life when you are out means a lot to our family. The accessibility of the town has been really great for us as well. Evelyn requires a little more time when walking, there is no going anywhere in a hurry for us, lots of stairs can be a challenge and often times she needs a stroller to get around so having most places be accessible for our little crew is very helpful. The schools have been incredible to work with in accommodating Evelyn’s needs, and she is only in Kindergarten. They have welcomed her and made a way for her, and it shows in every way. She loves going to school here and I am sure our Page 30
Coronado Magazine
Be kind to yourself, forgive yourself, and little soul depends on you for everything, seems heavy because it is, the dishes can
Coronado Magazine
Page 31
In Palm Springs, Good Things Come in Small (Hotel) Packages By Kris Grant I submitted this story to Coronado Magazine in February, before the Coronavirus crisis hit our country. At this time, the tours, tramway and attractions mentioned in this story are temporarily closed. But do consider venturing out to this nearby destination later this summer or fall for a welcome change of scenery. Meanwhile, I hope you enjoy a bit of “armchair travel.” -- KG
I’ve never had a bad time
if you browse the web. When
in Palm Springs, and usually
you book directly with a hotel
make at least one trip over to
and need to cancel, you deal
this desert oasis each year for
with the hotel, not a third party.
rest and rejuvenation. Three
And hotels will always offer
days, maybe four, does the trick
you the best deal when you
to mellow out my mood and dry
deal direct. Last year, on a field trip
out my bones. The
first
thing
with the International Food,
you’ll
want to do is find just the right
Wine
accommodations. I recommend
Association
that you skip the big resorts
toured several of the Palm
and instead choose one of Palm
Springs
Springs’ iconic boutique hotels;
properties. Here are four of my
you’ll find a host of historic
favorites:
properties that range from little
The Westcott Palm Springs
motor courts that sprung up in
I so enjoyed my stay at this art
the 1940s and former cottage
deco, 1930’s-inspired property,
hideaways that appealed to
where 10 rooms, outlined with
Hollywood’s elites to new and
archways, overlook the pool
sleek properties.
and its surrounding nautically themed
The right hotel property
and
Travel
Writers
(IFWTWA), small
chaise
I
preferred
lounges.
allows you to truly relax,
The hotel, built in 1937 and
socialize with other travelers if
originally part of the larger
you wish, or “go solo,” enjoying a good book poolside with views of vivid blue sky set against the stunning backdrop of the San Jacinto Mountains. It’s easy to find your perfect spot via the Palm Springs Preferred Small Hotels, which sprang into being in 2016 and was formally known as the Page 32
Coronado Magazine
Palm Springs Small Hotel Tourism Business Improvement District Advisory Board. Their excellent website, www. palmspringspreferedsmallhotels.com, links to all their member properties. That’s important! You should always try to book directly with the hotel; it’s easy to get misdirected to an intermediary website
El Mirador Resort, operated over the decades under several banners, including Casa Manana, Treasure Island and, most recently, POSH. In June 2017, Mathew Westcott, a native of England who was in banking and human resources for 20 years, purchased the hotel. Westcott’s parents were in the hospitality industry, and remembering with fondness their affinity
for their vocation, Westcott followed in their footsteps and today says he has a passion for hospitality that he never found in his previous career. It’s evident in the renovations, design and service Westcott and his team have instilled at this little gem property. The sleek and classic art deco lines, both inside and out, gave me the odd sensation at times that I was aboard a classic ocean liner. At nighttime, the Westcott’s pool area and back patio are truly special, with lighting that sparkles and invites conviviality. You can watch silent movies that are screened nightly on the wall opposite the spa. An outdoor kitchen and pantry area gives guests access to snacks and beverages 24/7. The hotel serves an exceptional (better than) continental breakfast, and afternoon cocktails. At one breakfast I met a couple from Santa Clara, California, she’s the former mayor of this Silicon Valley city, and is often recognized in her hometown. “We come down to the Westcott every year to escape,” she said. The Ingleside Inn Quiet and secluded yet within one block of Downtown Palm Springs, the Ingleside Inn was built in 1925 at the foot of the San Jacinto mountains by the widow of Humphrey Birge, the manufacturer of the famed Pierce-Arrow
Alcazar Hotel Palm Springs, a 34-room boutique property in the bustling Uptown Design District, features a salt-water purified pool where you can float away the day, while taking in views of the San Jacinto Mountains.
motorcar. A decade later, Palm Springs
added his namesake restaurant, Melvyn’s,
trendy “Uptown Design District,” Alcazar
Councilwoman Ruth Hardy purchased
where Frank Sinatra and Barbara Marx
features 34 units surrounding its central salt-
the property and transformed it into a 20-
held their pre-wedding party in 1976. After
water-purified pool. Formerly, the Pepper
room hotel. Over the next 30 years, she
Haber’s passing in 2016, the San Francisco-
Tree Inn, it was purchased by Palm Springs
operated it as an exclusive hideaway, with
based PlumpJack Group, co-founded by
native and former day trader Tara Lazar and
guests who came by personal invitation
Governor Gavin Newsom, purchased and
husband Marco Rosetti. The hotel purchase
only, among them, Howard Hughes,
further restored the property. The inn’s
came on the heels of Lazar’s opening in
John Wayne, Spencer Tracy, Katharine
now 30 rooms are discretely located along
2008 of what is now the best breakfast
Hepburn, Marlon Brando and Elizabeth
bougainvillea-lined paths with mountain
spot in the city, Cheeky’s. Alcazar’s guests
Taylor. After Hardy’s death, the Inn nearly
views, a large pool and a hot tub, dotted
can enjoy daily complimentary coffee,
fell by the wayside but was snapped up in
with palms.
espresso and pastry from the restaurant, but
1975 by newcomer Melvyn Haber. Haber
Alcazar Palm Springs
I recommend they dine on more extensive
restored it to its former glory days, and
Just north of Downtown Palm Springs in the Coronado Magazine
Page 33
fare on the pleasant patio of this “in crowd” gathering spot. Here you can sample five types of bacon in its “bacon flight.” And its poppyseed waffle is served with smoked salmon, herbed cream
afternoon Moroccan tea service add to the “aah!” ambience. In addition to hanging out at your cool hotel, you’ll want to explore Palm Springs – here are some starter ideas!
cheese, a cherry tomato and herbed salad. Everything on the
ONE Begin with a tour. Palm Springs Celebrity Tours’ air-
menu is prepared from scratch, including Phil’s cinnamon rolls;
conditioned motor coach tours travel throughout the Las Palmas
he makes four dozen a day and they all sell out.
and Movie Colony areas of Palm Springs. You’ll learn a lot about
Korakia Pensione
the history of the community and why it was a favorite of the
A favorite getaway for Coronado Councilmember Whitney
Hollywood set, and why it was a style setter, especially the mid-
Benzian and his wife January is Korakia Pensione. I visited the
century modern architectural style. And it’s downright fun to see
resort on the IFTWTWA travel writers tour and learned that
where stars Frank Sinatra, Elizabeth Taylor, Sonny and Cher, Bob
Gordon Coutts, an international painter who had lived in Morocco
Hope, Marilyn Monroe, Elvis Presley, Liberace, Nat King Cole,
for a time, settled in Palm Springs in the 1920s and created an
Dinah Shore Estate, and dozens more once resided.
estate that evoked his fond memories of Tangiers. Today, his villa
I also fashioned my own combination walking/driving tour of
and a neighboring one built by actor J. Carrol Naish make up
a residential district, “The Mesa” in North Palm Springs that dates
the desert retreat. Many of Coutts’s original Moorish architectural
back to 1935. I focused on the colorful front doors of homes.
details are still intact, including a hand-carved Afghani door and
TWO Ride the Palm Springs Aerial Tramway. It’s the world’s
Tangier tiles. The compound’s whitewashed walls are topped with
largest rotating tramcar! As it turns ever so slowly, the trams (there
bougainvillea, and you’ll feel the crunch of decomposed granite
are two) take you on a 2.5 mile ride up and over the cliffs of Chino
beneath your feet. A relaxing pool, spa treatments, yoga and
Canyon to an elevation of 8,516 feet at the Mountain Station
Alcazar Hotel Palm Springs, Its Spanish touches include beautiful wrought iron gates and restful courtyards.
Moorton Botanical Garden packs a lot of succulents and cacti into
Page 34
Coronado Magazine
its two acres.
summit. Be sure to bring a sweater or jacket, especially if you want to enjoy the 50 miles of hiking trails of Mt. San Jacinto State Park. Or you might just want to meander around the station and enjoy lunch or dinner at the upscale Forest View restaurant with panoramic views of the alpine forest, or visit the cafeteria-style Pines Café.
THREE Indulge in great food and nightlife I highly recommend Mr. Lyons Steakhouse, a modern take on the classic steak house, for a fine dining experience. Tara Lazar, the owner of Alcazar Hotel and Cheeky’s and a moverand-shaker of the city’s hospitality industry, bought and modernized the restaurant from its former owner, Dave Lyons, who operated it as Lyon’s English Grille for 70 years. The adjacent “speakeasy,” Seymour’s, with its sneaky unmarked side entrance, is named after Tara’s late father, Seymour Lazar, a former entertainment lawyer and investor. Another good dinner choice is Melvyn’s (at the Ingleside Inn) where specialty dishes include Beef Wellington and Steak Diane, the latter prepared tableside. The inn’s Casablanca Lounge, with autographed photos of celebrities lining its walls, is a great spot for nightlife, with live entertainment nightly. For a memorable supper club experience, head over to The Purple Room, a place where Frank Sinatra, Sammy Davis Jr., Dean Martin and their friends congregated and took to the stage in the 1960s. Now owned by entertainer and host Michael Holmes, the Purple Room features a lively bar serving up classic cocktails, world-class cuisine and live entertainment six nights a week. On Sunday night, catch Holmes starring in “The Judy Show,” an outrageously funny parody of the 1963 CBS television show, “The Judy Garland Show.”
FOUR Shop! When it comes time for my next interior renovation at my house on Pomona, I’ll do it up in mid-century modern style. I can’t help but get inspired by the sleek lines and vibrant colors, after spending a day shopping at the Uptown Design District. Here you’ll find non-chain stores that celebrate the era and the vibe, including “Christopher Kennedy,” a local interior designer who now has a storefront and design studio Better bring a sweater when you ride the Palm Springs Aerial Tram, the world’s largest rotating aerial tram, as the temperature can easily drop by 30 degrees at Mountain Station. Photo courtesy of Palm Springs Aerial Tramway
combined, which kind of reminds me of Coronado’s Bungalow 55 and Nicolls Design combo on C Avenue. There’s also “The Shag” that features the colorful and whimsical works of the artist (Josh Agle) known as Shag, “Pelago,” offering midCoronado Magazine
Page 35
The Palm Springs Air Museum houses 59 vintage aircraft in four air-conditioned hangars. century modern furniture and accessories, more: visit the Palm Springs Art Museum, aircraft from World War II, Korea and the and “Iconic Atomic,” featuring vintage specializing in contemporary art, and its Vietnam wars. I loved my visit here where clothing. I stopped in at “Trina Turk,” annex that opened in 2014, the Museum’s there are no ropes separating visitors from which, when it opened in 2002, was the first Architecture and Design Center, housed the exhibits housed in four air-conditioned of 11 boutiques featuring women’s clothing in the former Santa Fe Savings & Loan hangars. Most of the aircraft are in flyable and accessories by California native Trina Building in Downtown Palm Springs. condition, and like, the USS Midway Turk. In addition to her colorful women’s Moorton Botanical Garden, a mile and half Museum, trained volunteers include former fashions, the store features swimwear, south of Downtown, features 3,000 varieties pilots. eyewear, paper goods, a Mr. Turk menswear of cacti and succulents that have been collection, and residential goods.
growing on this two-acre plot since 1938. In case I haven’t given you enough And the Palm Springs Air Museum on Gene reasons to visit Palm Springs, here’s a few Autry Way preserves, exhibits and flies Page 36
Coronado Magazine
Wishing you good health!
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About Last Month’s Cover Food, and dining in particular, was the subject matter for the March magazine Dining Issue cover. We wanted an abundance of delicious, mouthwatering food on a rustic, weathered, beachy table. The Loews Coronado Bay Resort’s Crown Landing had the perfect location in one of their private dining rooms and generously offered the talents of their chefs. On the day of our photoshoot, the chefs delivered an amazing array of foods from the sea. First came the centerpiece, a large plate of oysters, clams, lobster and shrimp on a bed of ice, stunning in color and size. Other dishes came out one by one and soon the table was filled. Now the chore was to try to get everything within the photo frame! So much good food. So many good photos. Bravo and much thanks to the people who helped us set up, and those who gave their time and talents in the kitchen. The Loews Coronado Bay Resort has a great staff and their Crown Landing restaurant has amazing chefs. They were all really wonderful to work with. Page 38
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Miss having cocktails with friends? Have a lot of family time on your hands? The stay-at-home cautions in dealing with the COVID-19 has had that effect on many of us.
Family Style Limeade with Strawberries
Virtual happy hours have certainly become popular. But for those moments when families are just home by themselves, here’s an idea to create a celebratory atmosphere as a family that kids are bound to remember on into adulthood. End your day on a special note; enjoy mocktails everyone can enjoy. Mocktails are drinks that are made to look just as intriguing as cocktails, without
the
alcohol.
Beautiful
garnishes, pretty glasses and eyecatching colors take these drinks to a new level. While some are made with soda, others are made with healthy juices. Feel free to change any of these mocktail ideas to what fits best with your family. Serving
ideas:
a
kid-friendly
charcuterie board filled with their favorite cheeses and fruit slices; celery sticks filled with peanut butter or cream cheese; popcorn. Be ready to discuss topics of interest or play an old-fashioned board game. Or just enjoy the drinks. Cheers! Page 40
Coronado Magazine
• 16 ounces limeade, purchased or homemade • 1 cup strawberries, chopped • 1/4 cup basil or mint, chopped • Ice • Slice of lime as garnish
Add ice into two tall glasses, then add basil or mint leaves and strawberries. Pour limeade into each glass. Top with mint or basil springs and a slice of lime. Serves 2. Mint is used in the photo.
Mai Tai Punch • 3/4 cup orange juice • 3/4 cup pineapple juice • 1 tablespoon lime juice • 1 tablespoon almond syrup • About 4 teaspoons grenadine • About 3/4 cup sparkling/seltzer water • Ice • Oranges, limes, cherries for garnish
Mix together orange juice, pineapple juice, lime juice and almond syrup. Can do ahead and refrigerate. Once ready to serve, add ice into tumbler glasses, fill half way with juice mixture, add a splash of grenadine to each glass. Top with seltzer water and add garnish. Serves 2-4 depending on glass size.
Coronado Magazine
Page 41
Nojitos • 12 ounces of your favorite flavored sparkling water • 1 lime • 12 mint leaves (or more to taste) • 1 teaspoon simple syrup, optional • Ice
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Coronado Magazine
Muddle mint with the juice of one lime in the bottom of a cocktail shaker, with simple syrup, if using. Add crushed ice, muddle again. Into two tall glasses add fresh ice and divide muddled mixture into each glass. Top with sparkling water and garnish with mint leaves and lime rinds. Serves 2.
• 1 12 ounce bottle of non-alcoholic ginger beer (can use ginger-ale) • 3 limes (two juiced, one for garnish) • 6-12 mint sprigs • Optional: 6 tablespoons sparkling water, limeade, or apple juice • Crushed ice
Moscow Mule Mocktail In the bottom of a copper mug, add juice of one lime, about 4 mint leaves, (and sparkling water, limeade or apple juice, if desired) and muddle. Repeat in the second mug. In each mug, add crushed ice and half of the ginger beer. Garnish with remaining mint leaves and lime wedges. Makes 2.
Coronado Magazine
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Blackberry Mocktail • 6 ounces blackberries, fresh or frozen
Muddle about six blackberries in each glass so the
• Crushed ice
berries’ juices are released. Fill glass three-quarters full
• Lemon-lime soda
with crushed ice. Add lemon-lime soda. Garnish with
• Rosemary and a few skewered blackberries for garnish
a sprig of rosemary and blackberries, skewered on a cocktail stick.
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Coronado Magazine
Staying Healthy! What’s in Season?
Even during the best of times, with a perfect diet,
Five Common Nutritional Additives
we still may not get all the vitamins and minerals The Multivitamin - Look for one that incorporates vitamin C, A, B12, K2, zinc. Make we need to maintain peak health. While we can sure it has vitamins, minerals, antioxidants that are appropriate for your unique needs. always use a boost to help our immune systems, it’s Vitamin D3 - This helps the body absorb vitamin D, which in turn, helps brain an especially good time to focus on filling in the function, build muscle mass, reduce chronic conditions and decrease chances of obesity. gaps of our nutritional deficiencies.
Magnesium - To get a daily dose of magnesium, you would need to eat 50 cups of raw Each individual’s supplemental needs may differ. spinach a day. Magnesium relaxes muscles, improves sleep, increases red blood cells to In general, women need more calcium and iron, help cellular function. while men may need boron or selenium. Your Omega 3 Fatty Acids - These are not produced by the body, however are important age will also determine specific needs for added to brain function, lowering cholesterol, reducing inflammation and preventing or nutrients. Before taking any supplements, always reversing cardiovascular disease. talk with your doctor on what your personal needs Probiotics - Keep your gut healthy. Stress, antibiotics and high processed foods create are. Always strive for a balanced diet. Supplements bad gut flora and healthy gut microbiomes, such as probiotics, often found in yogurts, balances your system. do not replace a healthy diet, they just add to it.
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Coronado Magazine
Timeless Designs for Life
Interior Design
Decorating
New Construction
Renovations
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#CoronadoStrong Coronado Magazine
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PARENTING
Finding Present -Moment Awareness In Our Digital Age
By Krysta Murray
You may have seen the memes circling around your military friends. It essentially says “some of you have never had the government ruin your plans before and it shows.�
The
current
pandemic
crisis
has
certainly upheaved all of our lives. I have to agree, service members and their families are probably the most
prepared
for
these
sudden
and unexpected changes of plans. It happens a lot to most of us, just usually on a smaller, more personal level. Problem-solving and adapting are some of the keenest skills in our tool kit. Many of my military friends are actually having to postpone their relocations, or are in the middle of it and stuck in hotels. Some are awaiting orders and others are on deployments that are shifting once again. It’s an extra road bump on our already bumpy rides. Modern technology has been a solution to so many problems and is certainly continuing
during
this
coronavirus
crisis. However, the availability and flexibility of exchanging ideas, thoughts and information online has offered an immense opportunity for military and their families for quite some time.
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Coronado Magazine
PARENTING
I am appreciative of this day and age
Things
are
of modern technology. In the midst of
Church
services
this pandemic, I am currently writing
attended in person might offer the
this from home as I simultaneously
option to worship at home with live
homeschool my first grader. I am
stream. Or if an event is canceled
teleworking because of my access
hosts can conduct live interviews
to the internet and a home computer.
or move their audience to a digital
Many people in similar situations are
option.
changing
overnight.
that
can’t
be
suddenly doing the same thing. For many military families, this has been a
However,
regular thing to attend school or work
physical
from home.
congregation. As a human species
this
doesn’t
interaction
replace
with
your
we are inherently social, even if Many military members and their
sometimes my introverted self begs
spouses are not able to attend brick
to differ.
and mortar higher education facilities. We move too much, we have too
Technology makes it so easy to
many interruptions to our plans and
constantly check your emails and
schedules. The family is always going
work outside of your dedicated
through some adjustment whether it be
work hours or obsessively refresh
a new job, a new home, a deployment,
your social media apps. But with
a family dynamic change, etc. Many
our unique situation we also have
of us have turned to online education,
many loved ones home more than
working
usual. This is the time to savor those
remotely
and
relying
on
technology to stay connected to distant
moments together.
family and friends. Find the balance. If we spend too With friends and family, especially those
much time with our faces in a screen,
in differing time zones, messaging has
we miss the life that is happening
made it possible to stay in contact
right
when phone calls won’t do. Video chats
learned as a military spouse is the
have facilitated seeing our loved ones
importance of finding that balance
when we can’t physically be there.
between a technology-driven world
Today, in a world of social distancing,
and digital-free time focusing on your
it allows people to virtually be present
relationships and activities that bring
with others where they may not have
you joy.
otherwise been able to do so.
around
us.
What
I
have
Coronado Magazine
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Coronado Magazine
Photo by Randy Fath
Way of Life
Add Spring to Your Outdoor Living by Lura Allen, Staff Designer, J Hill Interiors Spring has sprung which means summer is right around the corner. This is about the time of year we all look at our backyards and patios and think, “Hmm… this could use some work.” The indoor-outdoor lifestyle here in Southern California calls for an outdoor living space you actually enjoy spending time in. However, backyard renovations can be expensive and lengthy projects. Don’t let that discourage you. Here are a few quick styling tips that will help transform your backyard living space without breaking the bank.
Coronado Magazine
Page 51
Make your patio feel like an outdoor living room by throwing down an outdoor area rug. There are thousands of options for outdoor rugs these days. Experiment with color and don’t be afraid to mix it up; just make sure the rug is durable, fade proof and easy to clean. A rug really grounds the space and makes your patio feel more like an actual room.
Freshen up your outdoor furniture by updating your throw pillows. Changing up your color scheme or ditching faded, sun worn cushions will bring your furniture back to life and make a major visual impact on your space. Investing in new cushions and pillows will not only update the look of your outdoor space but it can also extend the longevity of the furniture itself. Photo Courtesy of JHill Interiors
Speaking of bringing your outdoor furniture back to life, rust-proof spray paint and exterior wood stain can truly transform your existing pieces. Resurfacing, re-staining and repainting your wood and metal furniture is an excellent and cost-effective option. A little bit of work and elbow grease can have your furniture looking brand new.
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Coronado Magazine
In the same vein of defining the space, consider adding a pergola. Custom pergolas can be a costly option. If you have the time and budget,
custom
pergolas
can
include lighting, heaters, speakers, fans – the whole nine yards. If that all sounds a little pricey, there are fantastic pre-fabricated, free standing options on the market that will help you accomplish the same goal. Pergolas can truly turn the patio in to another living room, while offering some protection from the sun.
Lastly, consider adding a fire pit or fire table to your back yard. Not only are they a beautiful feature but they create a place for people to congregate. Whether you are toasting s’mores or toasting with friends, people always end up circling around the fire. You can go old school with a wood burning fire pit or go the propane route if you prefer. Either way, a fire pit will become a staple of your outdoor entertaining space.
We hope these decorating and styling tips go a long way for you in your backyard refresh. Transforming your space will transform the way you live. The more inviting, relaxing or social your space is, the more reason you will find to use it and enjoy our beautiful weather.
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FINANCIAL
Managing Taxes on Your Investments You may be able to invest for the long term and still receive current income from your investment in the form of dividends. If you receive qualified dividends, they are taxed at longterm capital gains rates, as long as you meet the holding period requirement. Generally, qualified dividends are those paid by domestic corporations or by foreign corporations whose stocks trade on an established U.S. stock exchange.
Presented by Jane Braun, CFP® When it comes to your money, it’s not what you earn, it’s what you keep. Here are some ideas that may help lessen your income tax burden, so you can keep more of your investment earnings. Invest for the long term Generally, income isn’t taxed until it is received, so you may find it beneficial to delay realizing gains by investing for the long term. Try to hold an asset for more than a year; that way, earnings will be taxed at the lower long-term capital gains tax rate—currently 15 percent or 20 percent (0 percent for taxpayers in lower tax brackets). If assets are held for a year or less, earnings are considered short-term capital gains and taxed at ordinary income rates, which can be as high as 37 percent.
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Coronado Magazine
Harvest losses If you do realize gains, you may be able to offset them with losses. When your losses exceed your gains, you can offset up to $3,000 ($1,500 if married filing separately) of ordinary income, and the rest of your capital losses can be carried forward to be used in future years. When harvesting losses, be aware of the wash sale rule. If you purchase a substantially identical position within the period that begins 30 days before you take a loss and ends 30 days after that date, you will have to delay recognizing the loss until you sell the new position. To keep a similar asset allocation while realizing a loss, you can reinvest in securities that are not substantially identical but are expected to move in the same direction as the investment you sold, or you can buy the same security outside of the 61-day window. There isn’t much IRS guidance on what is considered “substantially identical,” but Congress’s intent with the
wash sale rule was to prevent investors from taking a loss and keeping the same economic position within the waiting period. A companion to loss harvesting is individual security identification. To use this method, you must identify the specific lot (i.e., the set of shares bought at a given time and price) that you want to sell at the time of sale, and your broker must acknowledge your identification in writing within a reasonable time thereafter. By identifying a specific security, you can choose to sell for a longterm gain and for smaller gains or bigger losses. Individual security identification can be used for stocks and bonds. For mutual funds, you can specify shares if you are not using an averaging method. Contribute to charity If you have a large long-term gain position in stock and a charitable intent, you might consider gifting the stock to charity. You may get a tax deduction based on the fair market value of the stock at the time of the gift, and the charity can sell the stock without paying taxes. Your deduction may be limited to 20 percent–30 percent of your adjusted gross income, and the excess can be carried forward for five years. You can use your tax savings to diversify your portfolio.
FINANCIAL
Diversify bond holdings Bonds may be a part of your diversified portfolio. Interest from municipal bonds is exempt from federal taxes, and, for bonds issued in your state, it’s typically exempt from state taxes as well. State tax treatment of out-of-state bonds varies. Although the tax-free income from investing only in your state’s bonds might be alluring, consider diversifying into other state bonds to help minimize risk. Traditionally higher-quality bonds, such as Treasury bonds, may also be part of your holdings; Treasuries are state taxfree but subject to federal tax. Consider the tax-equivalent yield of your investments. This is the pretax yield your taxable bonds would have to pay to equal the tax-free yield of a municipal bond in your tax bracket. For example, if you are in the 35-percent tax bracket, a taxable bond would have to yield 6.15 percent to equal a 4-percent yield on a municipal bond.
in a non-retirement brokerage account to get long-term capital gain treatment on the stock and tax-free treatment on the municipal bond interest. Tax-efficient distributions are also important. Distributions from traditional IRAs are taxable, and qualified distributions from Roth IRAs are tax-free. If you have more assets in traditional IRAs, you may consider converting some of those assets into a Roth IRA in a year in which you may have lower taxable income or when tax rates are low. Income limitations for Roth conversions no longer apply.
During retirement, you can choose from which vehicles you withdraw money (traditional IRA, Roth IRA, variable annuities, or non-retirement brokerage accounts) to keep from going into a higher tax bracket. This material has been provided for general informational purposes only and does not constitute either tax or legal advice. Although we go to great lengths to make sure our information is accurate and useful, we recommend you consult a tax preparer, professional tax advisor, or lawyer. Presented by Jane Braun, financial advisor with Manning Wealth Management, and an Investment Adviser Representative of Commonwealth Financial Network®, a Registered Investment Adviser, 619-237-9977.
Consider taxable versus tax-deferred vehicles Another key to tax efficiency is the location of assets. You may want to keep investments that produce current income in a tax-deferred account and investments that produce long-term gains or tax-free income in a taxable account. For example, you can hold corporate bonds and dividend-paying stock in an IRA, so you can defer paying taxes until distribution. Likewise, you can keep growth stock and municipal bonds
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THEN & NOW
Picnic on the Mummy Islands
A postprandial stroll along the heights over the water gives us insight into picnic attire in 1922. by Kimball Worcester, Coronado Historical Association Volunteer Lying roughly 15 or so miles southwest out to sea from Coronado are four islands, claimed by Juan Rodriguez Cabrillo for Spain in 1542 and named in 1602 Las Islas Coronados. Seen from the mainland beaches of California and Mexico, they look distinctly like Egyptian sarcophagi, lying parallel to the horizon, hence their English name in the Coronado local vernacular—the Mummy Islands. They belong to Mexico (a legacy from Spanish colonial days that remained with Baja California after the Mexican-
This view of a flower meadow and rocky outcroppings on one of the islands shows his command of composition and his reverence for the landscape.
American War), now a wildlife refuge that protects a range of flora and fauna from the sea dahlia to elephant seals.
Coronado Magazine
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THEN & NOW
Arrival and departure involved this splendid motor yacht, identity unknown, and its plucky dinghy for ferrying guests to and from the island. The islands have offered a convenient staging point for smuggling of various sorts and even a gambling casino during the Depression. Perhaps they were a welcome conduit for alcohol brought into Coronado from Mexico during Prohibition. In 1922 they were also a tempting spot for a picnic adventure, should one have the means and the moxie. Both of these attributes are present in these photos in the CHA collection, taken by the renowned Harold A. Taylor, who reveled in the natural beauty of Coronado and its environs in the early 20th century. Clearly there was little oversight then as to who could cross over the water and enjoy the pristine islands as a playground. Taylor took great interest in the natural world, plants and trees in particular. Likely the Mexican government before World War II either tolerated or turned a blind eye to these innocent larks on Las Islas Coronados, as well as the more dubious gambling and smuggling. Certainly, now it is unthinkable to trespass in this special place for any reason. How lucky were Harold Taylor and his adventuresome guests in 1922 to enjoy both this Coronado and those Coronados.
Page 62
Coronado Magazine
Tables were laid with vases of flowers and the proper luncheon settings for a jolly picnic perched on a ledge over the sea. We may see this as unnecessarily formal and stiff for a picnic, but that was how people dressed then, and social meals were to be an occasion for the guests, even in an informal setting.
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