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Don’t Put Your Health On Hold At Sharp Coronado Hospital, safety has always been our top priority. We want to assure you that we’re taking extra precautions to deliver care safely. You should never put off treatment for a potentially serious condition. Save a Spot in Our ER Did you know you can reduce the time you spend in our ER? When you have an emergency that is not life- or limb-threatening, you can save a spot at sharp.com/coronadoscheduling. Walk-in patients are welcome.
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The Official Magazine of Coronado, California
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April 2021
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no. 245
09 Homefront Appreciation to Replace Homefront Judging 13 Coronado Homes Looking Good! 15 Spectacular Spring Centerpiece 26 Spring Break Fast 34 Catalina Island 46 SAFE: Mindfulness in Action Your Favorites
18 Movie Night: A Month of Hope 21 Confessions of a Perfect(ish) Mom Positive in Paradise
42 Way of Life
How Much Does Interior Design Really Cost?
50 Operation Homelife
In With the New - Hello Spring
54 Finance
Understanding American Rescue Plan Act of 2021
58 Yesteryear
Island Icon: Ralph and Mary Ann Thomas
60 Book Club Corner Photo by Susie Clifford
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The Official Magazine of Coronado, California
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Created by Coronadans Publisher Dean Eckenroth publisher@eaglenewsca.com
Associate Publisher Dean K. Eckenroth Jr. editor@eaglenewsca.com Business Development Advertising Director Patricia Ross patricia@eaglenewsca.com Amanda Ramirez amanda@eaglenewsca.com Renee Schoen renee@eaglenewsca.com Editorial Alessandra Selgi-Harrigan alessandra@eaglenewsca.com Susie Clifford copyeditor@eaglenewsca.com Kel Casey kel@eaglenewsca.com Maria Simon maria@eaglenewsca.com Christine Johnson christine@eaglenewsca.com Brooke Clifford brooke@eaglenewsca.com Director of Operations Daniel Toennies daniel@eaglenewsca.com Production Andrew Koorey Printing Advanced Web Offset Distribution Roberto Gamez
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Homefront Appreciation to Replace Homefront Judging By Alessandra Selgi-Harrigan
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ast year the annual Coronado Flower Show did not take place due to the complications of the pandemic. This year, once again the show is cancelled, but homeowners have something to rejoice about homefront judging will still take place. This popular event has been renamed Homefront Appreciation and participants will notice some changes from the past. The coveted blue, red and yellow ribbons will be replaced by orange ribbons. For homes deemed to be worthy of the top 10, volunteers will place a star on the ribbon. The Coronado Floral Association (CFA) board will then evaluate those homes and choose three from the top 10. Lisa Daniels, treasurer and homefront
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appreciation chair said usually there are about 35 to 40 homes worthy of the top 10 status. Daniels chose the color orange for the ribbon this year after some brainstorming. The color orange is tied to the “Shop on Orange Ave” campaign by the Chamber of Commerce to encourage residents to shop local. “In keeping of the theme of Orange Ave and we’re all in this together,” she explained. Daniels said the change to an orange ribbon also means a switch to a gentler judging. “Because of what we’ve all been through…it’s been a rough year, no one needs to be ‘judged,’” she said. Daniels explained that the decision to go ahead with the homefront appreciation was spurred by the fact that many residents were interested in having it this year. CFA decided to hold the event and remind residents the organization is still alive and well - despite the pandemic and not having a Flower Show. The first homefront judging event was held in 1922, the same year of the first flower show, but judging as we know it today, started in the 1950s, according to Daniels. As in the past, the homefront appreciation is a way to get everyone to make an effort to beautify their properties. Organizing the homefront appreciation is not an easy job and Daniels gets ready a few months in advance. She has already mapped the 60 routes the volunteer judges will need to judge the event. Generally, two judges as a team walk their designated routes looking for homeowners who have gone above and beyond to make their front yard worthy of the ribbon. Daniels is not sure what will happen next year with this event. The year 2022 marks the Flower Show’s 100th anniversary and there has been no decision on whether the ribbons will go back to the traditional blue, red and yellow or stay orange. Another change this year is that the certificate that comes with the ribbon will be half the size, in consideration of the environment. Daniels has worked on the ribbons with John Weimann who has helped with that job for a number of years. The logo of the Coronado Floral Association has also changed. Although still using the Crown of Bohemia flower, which is a
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yellow hibiscus, the logo has been updated. “We’re taking our older logo and sprucing it up,” said Daniels who has worked with resident Gina Falletta on the new design. Residents are encouraged to volunteer as Homefront Appreciation judges and Daniels hopes to find a replacement for her position next year. Anybody interested can shadow her to get an idea of the job. Homefront Judging takes a few months to put together. Daniels, who has worked on the judging for the past four years, also has to make sure she gets 75 percent of the volunteers needed before she commits to holding the event. As usual, volunteers will judge homefronts including xeriscapes, as well as apartment buildings, condominiums, commercial areas, hotels, churches, schools, the Coronado Shores and the Coronado Cays. In the past, about 6,000 homes have been judged. The volunteers walk for an average of two hours to judge homes or businesses on their route. Daniels said a variety of people have volunteered as teams including families and mothers and daughters. The judging will take place April 22-25 with results announced in the May 5 Coronado Magazine. “It’s time to get out there, pull your weeds, plant flowers and spruce up your property,” said Daniels. Those interested in volunteering or shadowing Daniels can send an email to nadohomefront@gmail.com
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Put a SPRING in your step and come visit us!
Large Wind Spinner
Wind Chimes
Garden Flags
Doormats
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140 ORANGE AVENUE • CORONADO • 619-435-2266
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Coronado Homes Looking Good!
by Suzie Heap
Coronado has so many garden styles and home styles that make our island home such a wonderful and interesting feast for the eyes. Many readers went on a Coronado Home Garden Styles Self Tour Treasure Hunt of gardens last year when we were shut down without a flower show. The focus was on the garden styles that go with certain architectural style homes. For example, a Green Garden looks perfect with a formal-looking home; a Mediterranean Garden goes well with a Spanish-style home, and a Cottage Garden goes with a picket fence and cottage-style home. This year, some gardens will be judged as special gardens to be appreciated. Many of us have spent countless hours working on our lawns and gardens and it will be fun to see the results. Back in the day, before COVID-19 when Homefront judging was done throughout the city, guidelines were given to the volunteer judges to guide them in awarding ribbons to homes. Since this year gardens to be appreciated will be the only homes selected by the judges, I am going to list the guidelines given to the Blue Ribbon and Top Ten award winner judges. These will be the gardens with the “wow” factor, gardens that are drop-dead gorgeous.
Judging Guidelines for Blue Winner and Top Ten Gardens are: • • • • • • •
Lawn is nearly flawless Shows exceptional utilization of site Planting beds are carefully designed and aesthetically impressive Shows exceptional originality and creativity Shows great attention to detail Max curb appeal, has a “wow” factor Exceptional effort is obvious
I cannot wait for this wonderful Coronado Garden Tour! Look for the top ten in the May edition of the Coronado Magazine
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Spectacular Spring Centerpiece by Elyse Sensabaugh
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pring brings about new beginnings as we think of planting flowers and vegetables. What better way to celebrate than to bring a bouquet inside as a beautiful centerpiece and celebration of color, not only with flowers but also with colorful vegetables! You will need: 8” or larger glass ginger vase Oasis wedding belle bouquet holder - grande (Amazon) Wood skewers or wood floral picks Garden clipper Flowers of your choice Ivy or greenery of your choice 1-2 bunches of fresh carrots (6-7” long) Brussel sprouts, various colored radishes Vaseline Petroleum Jelly Preparation: Wash vegetables and allow to dry thoroughly. Rub each vegetable with a small amount of Vaseline (this makes the color of the vegetables pop). Cut handle off bouquet holder and discard, leaving flat base with cage around foam. Soak foam holder in water until thoroughly saturated How to put together: Cut stems of each carrot close to base. Using skewers or floral pics; stick into each carrot base. Cut opposite end of skewer at an angle, leaving enough to stick into base of foam. Stick each carrot into base of foam. Place bouquet holder on top with carrots hanging inside the vase. With clipper, cut each flower stem at an angle to desired length and stick into floral foam, one at a time. Do the same with greenery pieces. Fill to desired fullness leaving space for vegetables. Stick skewer or wood pick into each Brussel sprout and each radish. Cut opposite end of each skewer to desired length at an angle. Stick each vegetable into floral foam. Continue adding flowers and vegetables to desired fullness to cover foam. Floral Tips: Be sure to water the foam every few days to keep the flowers hydrated. Keep arrangement away from direct sun or warm spots. The cooler the flowers are, the longer they will last.
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MOVIE NIGHT: “Four Weddings and a Funeral” Suggested by Dean Eckenroth, Jr.
What is hope, exactly? Merriam-Webster’s definition makes hope very similar to wish: “to cherish a desire with anticipation: to want something to happen or be true.” Hope can be spiritual in nature, having faith in a higher power and believing that good things will happen through that faith. Generally hope indicates a desire for things to change for the better, be it personally, or for the world at large. “Four Weddings and A Funeral” is a movie with a message of hope for “true love.” Starring Hugh Grant (in his rom-com sweet spot) and Andie MacDowell, the film follows a circle of friends through their social occasions (four weddings and a funeral) and their encounters with romance along the way. Funny and endearing (without it being overly sappy), the film reminds us that true love is worth hoping for, valuable in all its many facets, and something to be held onto when it is found.
“Rise of the Guardians” Suggested by Brooke Clifford
“Rise of the Guardians” is the perfect springtime movie for the whole family to enjoy. DreamWorks Animation’s film based on William Joyce’s “The Guardians of Childhood” books is a beautifully crafted story about self-discovery, belief, and hope. Using the sort of characters that fill out our modern-day mythology of childhood - Santa Claus, the Tooth Fairy, Easter Bunny, and the Sandman - “Rise of the Guardians” follows the journey of Jack as he becomes Jack Frost and a Guardian in his own right as they protect the children of the world from Pitch Black, the Nightmare King and Boogeyman. The film manages to be both a fun romp with an incredible voice cast bringing these characters to life in unexpected ways, and an experience filled to the brim with sincere emotion, examining what makes these mythologies such important parts of our lives and what they represent for each of us.
“Field of Dreams” Suggested by Christine Johnson With the classic line “If you build it, he will come,” the 1989 movie “Field of Dreams” takes the viewer on an adventure of hopes and dreams. This is a movie of lost opportunities, missed connections and parallel universes. Ray Kinsella (Kevin Costner) hears the voice whispering those words amidst his corn fields and follows his instincts to build a baseball field in the middle of his crops, partly to connect with his dead father who loved baseball and
idolized
baseball
blacklisted
Shoeless Joe Jackson (Ray Liotta). He is supported by a very understanding wife Annie (Amy Madigan), even though they could lose their farm. Ray travels to Boston, to convince author Terrence Mann (James Earl Jones) to visit their field of dreams. Ray takes this pathless journey with childlike enthusiasm that draws us in and gives us hope that life will bring us the answers we need. As we watch Ray make personal yet unexplainable connections to people along the way, we start to believe that ghosts do exist, miracles do happen, and that karma plays a real role in the decisions we make in our lives. We believe there is hope for even those that
“Courage is like love; it must have hope for nourishment.”
- Napoleon Bonaparte
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might seem unredeemable. Hopes and dreams are real. Like “Field of Dreams,” it is just up to us to keep them alive.
A Month of Hope “Stand and Deliver”
“Rudy”
Suggested by Alessandra Selgi-Harrigan
Suggested by Maria Simon
Starring Edward James Olmos, “Stand and
The 1993 movie “Rudy” is a true story of a young boy (Daniel Ruettiger) whose
Deliver” has a positive message of hope,
dream in life was to play football at Notre Dame. Unfortunately he didn’t have
overcoming obstacles and believing in
the grades he needed for admission, or the build or athletic gift that was needed
yourself. Based on the true story of Jaime
for a spot on the famed Fighting Irish squad. Initially most people, including
Escalante, a math teacher at a high school
his family, teachers, and the football players and coaches, mocked him and told
in East Los Angeles, who seems mild-
him it was an impossible dream and he should go work in the steel mills. But it
mannered, but actually has a fire in his belly.
wasn’t their dream, and Rudy just refuses to let go of the hope. Watching him
Viewers will be surprised by his teaching
determinedly plow through so many ups and downs with sheer will and heart
style. He faces obstacles but nothing seems
eventually wins over his family, teammates, classmates, and the audience. He
to stop him, especially with his students,
goes from being the team’s punching bag to their hero in the final scene that
who are from working class families. No one
brings tears of joy and gets you on your feet - no matter how many times you
expects the students to do well, including
watch it. It’s the kind of movie you want to show your kids early and often, and
Escalante’s fellow teachers, but they end up
remind them that it’s a true story. It’s about being true to yourself, believing in
performing beyond everyone’s expectations
your potential, and the ultimate lesson that only you can define your dreams.
by believing in themselves and knowing
Plus there is humor and it’s just a fun movie!
they are smart enough. Throughout the film, Escalante gets to know his students and their personal struggles and when
“The Blind Side”
everyone suspects his students cheated, he
Suggested by Linda L. Austin
proves everyone wrong. Escalante is the glue
“The Blind Side” is a feel-good movie based on a true story, which is a plus for
that keeps the students motivated. Released
me. Released in 2009, it was a box office success despite mixed reviews. The
in 1988, this movie is still current and
biographical sports theme relates the story of 17-year-old Michael Oher who
shows how students, when motivated, can
was a foster teenage African American, often homeless, until Leigh Anne and
reach goals society has not prepared them
Sean Tuohy took him home for one night - that later extended to an invitation
for. Actor Lou Diamond Phillips stars in
to join their family. With little education and few skills to improve his status, the
this movie and was nominated for a Golden
caring, affluent Mrs. Tuohy barges into every realm of his life and affords him
Globe as Best Supporting Actor. Olmos
the opportunity for success. Because of his size, he is a natural for football and
was nominated for an Academy Award for
expresses an interest. Motivated by Tuohy, Oher applies himself to the books
Best Actor in his portrayal of Escalante. In
with the aid of a devoted tutor and the football field with the faith of the coach,
2011, this film was selected for preservation
eventually becoming a first-round NFL draft pick. The movie stars Sandra
in the National Film Registry and declared
Bullock who won multiple Best Actress awards including the Academy Award
“culturally, historically, or aesthetically
and the Golden Globe Award. Tim McGraw stars as Sean Tuohy and Quinton
significant” by the Library of Congress.
Aaron as Oher.
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Confessions of a Perfect(ish) Mom
Positive in Paradise By Hattie Foote
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ell, it happened. After 11 months of bleaching everything in sight, wearing masks, practicing social distancing, I heard the most feared words of our lifetime. My husband Chris was getting ready to leave for his volunteer shift at the COVID-19 vaccination clinic, and he nonchalantly proclaimed that he “had a funny tickle” in his throat. My first thought was “man cold” (and we all know how that goes). He had just gotten his first vaccination the week prior, so COVID wasn’t my initial reaction.
He called in sick to the clinic just to be safe, because who wants to be that guy? We hadn’t really had a scare with this yet, so I wasn’t familiar with testing procedures. However, I quickly became an expert and found a testing site that did a rapid PCR, which apparently is the gold standard for accurate test results. I went to grab the kids from school and as we were driving home, he called and said he was positive. I was shaking, shook I tell you. Let me start by saying I love our cozy Coronado home; it is my favorite place in the world. However, it is not set up for quarantining people. We did the best we could. We locked Chris in our bedroom, and I put the kids in my daughter’s bed, and I slept in my son’s room. That is until my son sneezed. And sneezed. And sneezed directly into my mouth. My stomach dropped, as the realization that we were all going down hit me. So off we went for Hunter’s rapid PCR test and surprise, surprise he was positive. Logistically this was a nightmare. How was I supposed to isolate a 4-year-old? I notified the schools and our best friends who we do life with. First came the email from my son’s preschool notifying all the parents that there was a positive student, and they were expected to quarantine, and school was shut down for two weeks. Mortifying. Then came the call from my daughter’s school giving me the run down on the plan of action. Lastly, the phone call from my best friend who informed me they weren’t feeling well. The “good” news was that both Chris and Hunter did not have horrible symptoms. We were lucky, and I am forever grateful for that. I slept on the couch for two weeks. I liked to describe myself then as the exiled spouse in a loveless marriage, who drinks scotch at the Cheesecake Factory, comes home and sleeps on the couch. I would lay there every night thinking I felt a cough or sniffle coming on, but it never came. After spending a small fortune on rapid PCR tests, my daughter and I went to the Coronado testing site a few times, which was covered by our insurance. We tested negative over and over. The “bad” news was something I was not prepared for. Let me preface this by saying
the schools are doing the best they can in an impossible situation, and they were very helpful and sympathetic to our situation. The nurse called me to let me know that Lux and I, who continued to test negative and showed zero symptoms had to quarantine 14 days from Hunters first symptom and then an additional 10 days in order for her to return to school. Yet, everyone who tested positive around us were able to go back to school and work and we were locked in for almost two more weeks. Sighhhhhh. I am not going to lie, it took a toll on Lux and I. It is not normal to be locked in your house for 25 days. Being the rule followers we are, we did it and with four days left of our sentence,
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another nurse from the school called and said they had changed their guidelines. We scooted down to the school for one more test, and we were free! The last two months have tested me. I found out what being on the brim of a nervous breakdown was like, and I also discovered how strong we were as a family. I sound like a broken record, but a month after losing my dad, our community once again lifted us back up on our feet in a time of need during this COVID trial. I owe a lot of you out there casseroles and wine, I promise to be there when you need it. Stay well Coronado, there is light at the end of the tunnel.
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900 Orange Avenue
619-435-0076
Coronado Island Shell
We fill propane cylinders, motorhomes and vehicles
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by Susie Clifford
W
e all know breakfast is the most important meal of the day. Whether you take breakfast first thing in the morning, midday or at noon, what you eat should help empower your body and brain for the day. Since many of us are working or schooling from home, try “breaking your fast” with some new spring-inspired ideas that will add an element of surprise.
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Apple Slices
It’s a trick of the eye - they’re not doughnuts, they’re actually apple slices, about 1/2 to 3/4 of an inch thick, with cream cheese and colored sprinkles. Peanut butter would work here, too, with or without sprinkles. These are also great for snacks. Coronado Magazine | P27
Banana Split
Start your morning with a banana split using cottage cheese. Top with fresh fruit and granola.
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Fruit Skewers
Make it a colorful start to the day. Fill a skewer with your favorite fruit and add some yogurt for dipping.
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Avocado Pizza
A new twist to a favorite food. Make or purchase a pizza crust and bake. When cool, add mashed avocado and top with sliced cherry tomatoes and bacon. Other toppings could be a fried or scrambled egg, diced peppers, ham… The list goes on.
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Taxes and Financial Wellness
• Military Tax & Pension Issues • Rentals & Vacation Homes • Estates & Trusts • Life & Health Insurance • Bookkeeping & Payroll
619.435.3131
1224 10th Street, Suite 210 Coronado, CA
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What’s in Season?
The California Kiwi Perfect for spring, that fuzzy brown egg-shaped fruit with the surprising bright green interior originated in China (Chinese gooseberry) and was brought to New Zealand in 1904 where production of the kiwifruit, (named after their national bird), started soon after. It was the American servicemen stationed in New Zealand in World War II who brought the popularity to the U.S. Most of our kiwi are grown in California since the 1960s. A kiwi’s taste is often described as a cross between a strawberry and pineapple. It can be slightly tart when not fully ripe. The seeds are edible; the skin is also edible, but many are put off by the texture. It is a food packed with vitamin C, potassium, vitamin E, fiber, serotonin and antioxidants - so good for you!
Look for kiwis that are firm to the touch, but will give with gentle pressure, and unblemished skin. Store your kiwis at room temperature, away from ethylene fruits (where they may ripen quickly), up to four days. They can be refrigerated up to 4 weeks. Cut up kiwi can be stored up to four days in an airtight container. Kiwi puree, perfect for smoothies, can be frozen up to three months. This delicious bright green fruit is perfect with any meal!
155 Orange Avenue
619.435.0776
Open 8:30 am - 9:00 Daily Coronado Magazine | P33
Avalon Harbor from Mount Ada.
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Catalina Island
Twenty-six miles across the sea, Santa Catalina is open for you and me! by Kris Grant
After a solid year of slumber, Catalina Island is
coming back to life. Sailboats aplenty once again moor in Avalon Bay, shopkeepers open their doors wide on Crescent Avenue and golf carts hum down its hilly streets. It’s hard to believe that Catalina Island is part of Los Angeles County. It bears little resemblance, with hefty mountains that jut almost straight out of the sea. But at the southwest end of this 76-square-mile island, the little city of Avalon lies cradled in a natural bay and houses about 90 percent of the island’s 4,000 residents. Yes, Avalon, the southern point of the most south west of the Channel Islands, is an incorporated city, one of the first in LA County. But unlike most of LA County, Avalon isn’t mired in traffic congestion as only a total of 400 small cars and trucks are permitted on the entire island and the waiting list to apply for a permit is more than 20 years. Most locals walk or ride bicycles.
GETTING THERE IS PART OF THE FUN I have traveled to Catalina five different ways. Once on the Big White Steamship from San Pedro Harbor. It no longer operates, replaced by today’s fast and convenient ferries that leave from Long Beach, San Pedro, Newport Beach and Dana Point. On my trip last month, I chose Catalina Express, leaving from Dana Point; the crossing took 1 hour and 20 minutes. I’ve also flown over in a private plane, landing at the “Island in the Sky” airport in the center of the island ten miles from Avalon. Another time, I sailed over with friends from Oceanside Harbor, mooring in Avalon Bay. I also arrived via a shoreboat from a Carnival Cruise ship anchored offshore. It will be a while before they return.
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actually Italian for “gathering place,” and that it is! The upper floors are dance and music venues. During the 1930s and 1940s, big bands would broadcast live via radio from the Casino’s ballroom to a nationwide audience. Its lowerlevel Avalon Theatre features a 50-foot domed ceiling that soars over its 1,184 seats, with Art Deco murals adorning the walls. The theatre was one of the first to be designed for the latest revolution in movie making, “talkies,” with groundbreaking acoustics. Just a teeny tiny walk past the Casino is the Descanso Beach Club. You might opt to have lunch here, and the food is delicious, along with several signature drinks. But, even better, indulge in the “beach club” atmosphere: don your swimsuit and head
The Catalina Express leaves daily at 9:15 a.m. from Dana Point. Catalina Express’ fleet of eight fully stabilized vessels travel at speeds of up to 42 knots. My friend Nancy and I sat on the outside deck for the ride over on Saturday morning and opted for the inside cabin’s comfortable airlinestyle seats for the ride home on Sunday’s late afternoon return when the temperatures turned cooler. We each carried a roll-on suitcase, which a deckhand took off our hands and stowed in the luggage hold for us. There is no charge for two pieces of luggage, plus an additional piece of carry-on baggage. Most day-trippers carry just small backpacks. We traveled over the first weekend in March, just a week after Catalina reopened to the public, and LA County was still in the purple tier, so no food could be consumed on the trip. But now that we’ve moved into the red tier, onboard food and beverage service has resumed. Some people travel to Catalina just for a day, and that’s do-able, although I recommend a three-day trip.
hour ($50) is all you’ll need to circle the village, ride down canyons and up the scenic hillsides where you’ll find several postcard-perfect photo stops. Next, walk along the avenue, popping into some of Avalon’s shops. Yes, some are unabashedly tourist-related with lots of Catalina-logoed beachwear and beach accessories, but you’ll also find handcrafted jewelry, and home décor items, including famous Catalina tile. At the north end of the avenue is the iconic Catalina Casino, which has never been a place of gambling. The word “casino” is
to the plush lounge chairs arranged in rows on Descanso’s private sandy beach. Rates vary by season, but in April, chaise lounge chairs rent for a day for $55 - $75—and that’s for two. Food and drink servers tend to your every need, so you could enjoy lunch right on the beach. You’ll have access to restrooms, showers and changing rooms, super convenient if you’re visiting just for the day. If you need to catch the 5 p.m. ferry back to Dana Point, you’ll need to be dockside at 4:30, so plan to head back by 3:30 p.m. You can grab some handmade candy or an ice cream cone along the way. Or you might want to stop for a drink and appetizers at Bluewater Avalon on the water at Avalon Bay. It’s part of the Bluewater Boathouse group of nine restaurants, including Coronado’s Bluewater Boathouse.
A ONE-DAY TRIP ITINERARY: For a one-day trip, I recommend an itinerary that begins with a golf cart jaunt up, down and all around Avalon. Make a reservation at Catalina Island Golf Cart Rentals and Tours, conveniently located at the foot of the ferry pier on Avalon’s main street, Crescent Avenue. One
Golf carts line the street in front of the Hotel Atwater, originally opened in 1920 and now newly opened following a multi-milllion dollar renovation. Rooms at Hotel Atwater feature an “Island Deco” motif, premium bedding and Frette Italian sheets.
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EVEN BETTER: MAKE IT A THREE-DAY STAY If you want to truly see Catalina Island, make it a longer stay so you can explore its backcountry and learn more about the island’s fascinating history. Today, the vast majority of Catalina’s land is governed by the Catalina Island Conservancy. The island was first discovered by Juan Rodriguez Cabrillo, the first Portuguese explorer who explored the California Coast. The Cabrillo Monument in San Diego commemorates the landing of Cabrillo, whose expedition landed Sept. 28, 1542 on the eastern shore of Point Loma. Just nine days later, Cabrillo pulled up to Catalina’s shores, naming the island “San Salvador” after his flagship. Sixty years later on Nov. 24, 1602, Spanish explorer Sebastián Vizcaíno arrived in Catalina on the eve of Saint Catharine of Alexandria Day, and named the island “Santa Catalina” in honor of the saint, claiming the island for Spain and its territory, Mexico. The island became part of the United States when Pio Pico, Mexico’s last Governor of California, issued Boston native Thomas Robbins a Mexican Land Grant, making Robbins the first private owner of the island. The island was bought by the James Lick Trust in 1867, which leased its lands for grazing sheep, cattle and goats. James Lick was a San Francisco millionaire philanthropist and landowner from Peru who, among other achievements, talked his friend Domingo Ghirardelli to relocate from his native Argentina to San Francisco where he established Ghirardelli Chocolate. George Shatto, an early land investor in Los Angeles, purchased the island from the trust in 1887, and was the first person to envision the island as a tourist destination. His sister-in-law, Etta Whitney, gave Avalon its name after reading Alfred Lord Tennyson’s poem “Idylls of the King” which recounted King Arthur’s quest for “Avilion,” which he described as “an island valley with ideal weather and fertile land.” Shatto built what is now Avalon’s oldest house on the west side of the city and Hotel Metropole, the island’s first hotel, still in operation today. Shatto also established a “Tent City” in 1888 to accommodate early island visitors. I
couldn’t help but wonder if Coronado’s John Spreckels might have stopped by Catalina Island on one of his trips aboard his yacht, The Lurline, down the California Coast. Could Catalina Island’s Tent City have been the seed of the idea for the Tent City that opened in Coronado in 1900? Andrew, our driver/escort on our “Bison Expedition Aboard a Biofueled Hummer” told us the next chapter of the island’s history as our Hummer charged up (indeed, up!) and away from Avalon on “the Old Stage Road.” The road was carved out of the mountainside, when the three sons of Phineas Banning bought the island from Shatto. Phineas was known as “The Father of the Port of Los Angeles.” His sons, William, Joseph and Hancock, would lead stage rides over
The grand entrance to the Catalina Casino
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this road flanked by eucalyptus trees and, in many spots, beautiful views and sheer drops.
WELCOME, WILLIAM WRIGLEY! After a fire in 1915 destroyed much of Avalon, the Bannings arranged a sale of the island to chewing gum magnate and owner of the Chicago Cubs William Wrigley, Jr. After viewing the vast acreage that was now his, Wrigley proclaimed, “The expansion of Catalina island will be one of my greatest fulfillments of my life. In traveling all around the world, I have never found a more restful or beautiful location.” And indeed, when Wrigley purchased the island, its destiny as a tourism destination was secured. His new “Santa Catalina Island Company” got right to work in 1919, building
You can rent a pair of chaise lounges for the day at Descanso Beach Resort for around $65. Restaurants have moved outside service to Avalon’s beachside.
cottages and bungalows and a bigger Canvas Tent City in a canyon in a beautiful eucalyptus grove. He constructed the Green “Pleasure Pier,” Chimes Tower, his own mansion (now The Inn at Mt. Ada), the Wrigley Botanical Garden (still in operation today), the Catalina Island Bird Park (it closed in the ‘60s and its resident birds were moved to the Los Angeles Zoo), the Airport in the Sky, and the Catalina Casino in 1929.
Wrigley made Catalina Island the base for the Chicago Cubs spring training camp in 1921, a tradition that brought national attention to the island that continued through 1951. Perhaps Wrigley’s most enduring legacy is Catalina itself. While Wrigley experimented with several options for the vast interior of the island, his descendants took the definitive step to protect it in perpetuity, granting nearly 90 percent of Catalina Island to the Catalina Island
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Conservancy, which is charged with preserving and protecting the island for future generations. At the start of the tour, Andrew pointed out where the spring training camp used to be, near the Catalina Island Golf Course, a nine-hole course (with two tees for 18-hole play) that stretches up a canyon and into the foothills at the tip of Avalon. We had hiked the area earlier in the morning and learned it’s the oldest operating golf course west of the Mississippi. But now we were high up in the mountains, and the Bison tour, like all tours and even individual hikers and bicyclists traveling into Catalina’s interior, must be permitted by the Conservancy. We were going in search of the bison that live in the wilds of Catalina’s rugged interior, and Andrew had an uncanny knack of spotting them from a mile away. Andrew explained that in 1924, Wrigley allowed a motion picture company to bring a
Aboard our biofueled hummer, we plowed hill and dale in search of bison through Catalina’s vast interior. small herd of 14 bison to the island for inclusion in the silent film version of Zane Grey’s western novel, “The Vanishing American.” The bison never made it into the finished film and the production company ran into funding problems; they left the herd to help pay their bill. An irritated Wrigley begrudgingly allowed the animals to stay, but soon discovered they were popular with visitors, so a few female bison were brought in as well and over the years the herd swelled, at one point reaching 750! Today, because the bison are part of Santa Catalina Island’s culture and lore, the Conservancy maintains the herd and, by means of relocation and contraception, keeps their number at no more than a sustainable 150.
AN ISLAND TREASURE: HOTEL ATWATER We stayed at the Hotel Atwater. Originally opened in 1920, Hotel Atwater was the first hotel built under Wrigley’s direction. He named the hotel in honor of Helen Atwater Wrigley, wife of his son Philip Knight Wrigley. Helen was famous for her hospitality and interest in music and horses. Philip and Helen’s Rancho Escondido in the center of Catalina was dedicated to raising Arabian horses. The hotel was completely renovated in 2019 and stays true to the Wrigley family legacy
with nostalgic elements throughout. The casual island aesthetic of the hotel’s inviting lobby has been enlarged and returned to its original layout, with inviting and comfortable guest seating throughout, and twin grand staircases (and a new elevator) leading upstairs. A colorful tropical island mural graces the back of the registration desk. The lobby also displays some Catalina historic treasures, as well as Helen’s harp and William Wrigley’s 1850-pound steel safe, which was transported decades ago from his Chicago residence to the island. The 95 guest rooms combine rich wood accents, bright colors, ocean-inspired finishes and hints of exotic art deco to create a memorable “Island Deco” escape. I even enjoyed walking along the hallways, which are graced with black-and-white historic photos, enhanced with bursts of color.
Descanso Canyon at speeds approaching 35 miles per hour. No sirree, I won’t do that. But you might want to; go for it!
IF YOU GO: For general Information, plus hotels, restaurants, activities, events: www.LoveCatalina.com Catalina Express: www.catalinaexpress.com Catalina Island Company, Descanso Beach Club and Hotel Atwater: www.visitcatalina.com Catalina Island Golf Cart Rentals & Tours: www.catalinaislandgolfcart.com
ON MY NEXT TRIP: I’ll take that 40-minute ride on the Glass Bottom Boat as an ode to Doris Day, and take the Cyclone powerboat that leaves daily from Avalon and travels down to the rustic town of Two Harbors. I’ll tour Wrigley’s Botanical Garden, but I definitely won’t ride the Zip Line Eco tour on five separate zip lines down
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Bison have called Catalina home ever since 1924 when 14 of them were imported to the island for the making of a silent movie.
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Sotheby’s International Realty® and the Sotheby’s International Realty Logo are service marks licensed to Sotheby’s International Realty Affiliates LLC and used with permission. Sotheby’s International Realty Affiliates LLC fully supports the principles of the Fair Housing Act and the Equal Opportunity Act. Each franchise is independently owned and operated. DRE#01767484. Seller will entertain offers within the listed range.
Coronado Magazine | P41
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How Much Does Interior Design Really Cost? by Kadie Chiera J Hill Interiors
Interior design is an investment. Hiring a professional interior designer will end up saving you time, money, frustration and will leave you with a functional and aesthetically pleasing home. It’s a nuanced business model that can be confusing to understand on the surface. Because full-service designer firms often sell goods and services, they are often charging for both in the form of billing for time as well as a markup on goods. At some firms, lead designers will dramatically increase their hourly rates ($200 - $300/hour) but give clients wholesale prices on the goods. At other firms, a senior designer may charge more in the median level rates ($150 - $195/ hour), but mark up the goods at a percentage that still gives the client a discount off of retail, while enabling additional revenue for the firm. Flat Fee Some designers offer a flat fee structure. Those fees can vary greatly. It can be a $500 consultation all the way into the six-figure realm for an entire renovation, new build and/or decorative service. With a
flat fee structure, the designer draws on experience from past projects that may have a similar scope of work. We often reference the number of hours spent on past projects and cross reference that figure with a typical percentage ratio of overall job cost: design services. A flat fee structure has pros and cons for both the client and the designer. Client pro: Ease of mind for budgeting purposes. Client con: With flat fees come a number of contractual contingencies to avoid “scope creep,” surpassing a number of hours worked, setting a number of changes to a design and completing the work within a calendar date. Also, professionals have to add quite a bit of cushion in the bids as it is impossible to know exactly how many hours a project will take. Thus, the client may overpay in the end. Designer pro: A designer can count on a payment schedule regardless of how many hours have been spent. Designer con: Many variables can amount to more time required on the job and are completely unforeseeable during the contract phase. Thus, for designers, a flat fee structure has a decent amount of risk involved.
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Hourly Rate Other firms bill by the hour. This hourly rate varies from company to company and on the experience of the designer. Junior designers’ rates can be anywhere from $75 to $125 an hour while principal designers can range from $150 to $350, or even more at well-publicized firms. All the hours are estimated in a proposal before the project starts and detailed invoices are sent monthly or semi-monthly that describe all the activities that are billed. With hourly rates, you pay the designer for the exact time spent on your project. Most designers who bill by the hour are very cognizant of their time spent on your project and will also keep you up-to-date regularly on
what you are spending in design fees. Client pro: You pay exactly what the project requires and what you want from a designer. Client con: Some people don’t like the idea of hourly, especially if it is a multi-year project. If a project is 1-2 years or more, then flat fees are sometimes negotiated with proper contingencies in place to protect both parties. With either fee structure, you get a lot of bang for your buck. Full-service design studios offer clients access to wholesale and to-the-trade vendors, contacts with other tradespeople, artisans, manufacturers, and often conduct project management, procurement and installation of all
P44 | Coronado Magazine
goods. The most important thing in any relationship is communication. Your designer should be upfront and transparent about their fees, estimating the total cost of your project and keeping you updated regularly throughout your project. Interviewing designers at the beginning of your project is key in figuring out your budget. Not only will they estimate their design fees, but they can help with your furnishings budget and offer insight into average costs for building a new home or renovating in your area. If you don’t know where to start with your project, start by talking to a designer! follow us @jhillinteriors
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Mindfulness in Action An Emotional Intelligence 5-Part Series
Part 2: Self-Regulation Manage Your Mood
As we toggle between fatigue, optimism and, with each day inching closer to the normal we
It’s okay to feel a certain way on any given day. With self-awareness,
once knew, anxiousness for the pandemic to truly
you can identify how and why you’re feeling that way; and with self-
end, many of us are on a seesaw of emotions.
regulation, you can respond accordingly and appropriately, maybe
By
those
even improving your mood with your own mind. Self-awareness
emotions in ourselves and in others, we can
equips you to face emotions rather than ignore them, while self-
build our emotional intelligence. It starts with self-
regulation enables you to balance them rather than battle them.
awareness, which in many ways is synonymous
Designating a specific place in your home or outside where you go
with the newly mainstream term, mindfulness—
to sort through your emotions can allow you the time, space and
recognizing
and
responding
to
but that’s just the beginning. While mindfulness is a practice, emotional intelligence is a continuum. From self-awareness comes the ability to selfregulate. Andrea Bell, LCSW said, “Someone who has good emotional self-regulation keeps their emotions in check. They can resist impulsive behaviors that might worsen their situation, and they can cheer themselves up when they’re feeling down.”
separation for self-regulation.
Make Better Decisions “Think before you act” is one of the simplest rules we learn as kids, yet one that we often overlook as adults. In the continuum of emotional intelligence, self-awareness is when you think, and self-regulation is when you act. The combination helps to resist impulsive behaviors that can cause a mood to spiral into something more, like anxiety, depression, substance abuse, or an eating disorder. Many experts say the key to self-regulation is first to suspend or delay a decision until it can be made on reflection rather than pure emotion.
Reframe Negative Encounters In Psychology Today, Dr. Steven Stosny, Ph.D. calls self-regulation “the most important skill in love and life.” He explains that when someone does or says something that makes us feel devalued, it’s our ability to self-regulate that helps us change the narrative from hurtful to helpful via a core value. This is paramount in parenting, as shown in one of Dr. Stosny’s examples: “My kids are disrespecting me. Old meaning: They’re selfish little brats. They don’t care about me. I’m a failure as a parent. Self-regulation: Get to core value, to be in touch with our deepest values. In core value: I want my children to be safe and well. New meaning: They’re feeling devalued, anxious, unlovable. I’ll teach them what they can do in the future when they feel this way.” P46 | Coronado Magazine
Lyle Anderson, a Coronado resident and
their feelings and offer them the choices
parent of two boys, learned self-regulation
on ways they can self-regulate. It might
and other parenting tools through Coronado
sound like, “I notice you’re having some big
SAFE’s Positive Discipline classes.
feelings. Would you like to get some fresh
“If I am able to step away or take some deep
air or journal about what happened?” By
breaths and not meet them at an escalated
practicing and utilizing self-regulation at
level, then we are all able to come back
home, children can gain skills that will last
together and solve the problem without
a lifetime.
so much drama,” Anderson said. “While I learn to breathe, so are they, which is helping discussion. We are all better able to hear
Enjoy Better Health and Relationships
each other and get to the real issue when we
Mental and physical wellness go hand in
have had a moment to regulate our intense
hand. Self-regulation is very much a form
emotions.”
of self-care for the mind, body, and spirit.
In addition to leading by example, parents
When we feel healthy and balanced, our
can teach children to practice these same
relationships thrive and our community
principles, too. Try helping your child name
flourishes.
them to step away until we can have a calm
Coronado Magazine | P47
Next time, in our 6-part series on emotional intelligence, we’ll give new meaning to the word, “motivation.” In the meantime, visit CoronadoSAFE.org for upcoming events and resources that are truly local to Coronado. Also sign up for our e-newsletter and follow us on social media @CoronadoSAFE.
P48 | Coronado Magazine
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In With The New -
Hello, Spring!
By Krysta Murray One of my favorite times of the year is
I just sit in the sun, soaking it in, getting
days indoors, we all are looking forward to
finally here. As much as I don’t like daylight
vitamin D and a surge of energy to take on
a change.
saving time (give me back that hour of
the day. I’ve already made the first of many
As I approach upcoming changes in
sleep!), I look forward to longer days once
trips to the nursery to get my garden going.
my own life, I reflect upon these things a
The bees are already pollinating and the
lot. I am realizing just how accustomed I
Spring is easily my favorite season.
hummingbirds have been guzzling down
have gotten to our current situation these
Growing up in New England, I’ve always
the nectar in my feeder. For the second year
past couple years compared to that forward-
loved all four seasons, fall being a close
I have mourning doves nesting on a front
deployed life we were living previously. We
second because of the vibrant fall foliage
porch planter basket, incubating two eggs.
arrived in California in 2018 and the longest
landscapes. Both are beautiful reminders
Last year this happened about five times,
separation we have had from my husband
of change, of ebbs and flows. Spring feels
resulting in ten squabs total. There’s just so
since we arrived has been three months.
like a fresh start and new beginnings. After
much hope for all that is to come in spring
My son has nearly forgotten those longer
the snow, rain and cold, life emerges anew.
- longer days, warmer weather, barbecues
separations and lately it seems harder every
Flowers bloom, greenery sparkles bright
and beach days. I think after the last year
time my husband is deployed.
and sunshine warms everything. Sometimes
we’ve had, especially the shorter, darker
we have them.
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comfortable
Learn who the command ombudsman is,
feels like I didn’t accomplish anything, I did.
having my husband home to help out,
the phone numbers you need to save in your
Another day comes and all I can do is strive
especially with the items I really don’t like
contacts, connect with the Family Readiness
to make it better than the last. Even spring
to do. For example, I loathe making calls to
Group if there is one. Check Fleet & Family
has rainy days.
customer service of any kind. I don’t have
for workshops or classes that could be useful.
After doing this for so long, you’d
patience for it and I just overall am not a fan
And if you know someone who is going
think it would get easier but you just never
of being on the phone. So if anything ever
through a family member’s deployment,
know how a deployment is going to go. Life
requires it, my husband is tasked.
reach out and let them know you are there
is unpredictable, but I try to focus on the
for them.
good. Leading up to this next deployment,
I’ve
definitely
gotten
But we know we have some longer separations ahead. With that, I am now
It’s also nice to make plans with friends
we will make the most of the days ahead
playing catch up again, as I will be the one
and family that you can look forward to. I
to spend time together. We have already
managing all of those things. The bills, the
also set goals, things I’d like to accomplish
planned some getaways as a family, to go on
account information, the emails and service
as something to distract me and pass the
hikes and explore new places as things are
appointments
household
time. Sometimes I create fitness goals, or a
finally opening up again.
chores, errands and grocery shopping, etc. I
to-be-read book list or to-be-watched list of
Just as winter comes and goes and we
am slowly trying to take all of those on again
shows and movies I know my husband has
emerge stronger on the other side into new
and find balance. We will also do our best
no interest in seeing. Sometimes it’s a project
beginnings, spring is a reminder that we can
to prepare my son for these changes as well.
I put off or a hobby I meant to do more of.
endure.
If you, too, are going through a
Some days are going to be more difficult
deployment situation, you can’t do it
than others. On those days I pat myself on
without support. Do your best to establish a
the back just for getting through it, even if it
for
vehicles,
support system. Know you are not alone. As a military community we’ve all been there at some point. There are also resources available.
Coronado Magazine | P51
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P52 | Coronado Magazine
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Coronado Magazine | P53
Understanding the A merican R escue Plan Act of 2021 Presented by Jane Braun, CFP® On March 11, 2021, President Biden signed the American Rescue
dependent children, or other dependent family members living
Plan Act of 2021 (“the Act”) into law, with large portions of the bill
with them, will now see an enhanced payment amount.
acting as an economic stimulus for individuals and businesses
Taxpayers with adjusted gross income (AGI) above established
affected by the COVID-19 pandemic. At $1.9 trillion in total
thresholds will see their eligibility for a payment phase out more
expenditures, the bill contains provisions pertaining to a variety
quickly than under previous legislation. Regardless of the number
of areas. This summary is intended to address only the critical
of dependents, taxpayers with income that exceeds the upper
provisions for individuals and small businesses.
phaseout threshold will not receive a payment at all. For those
Direct Payments to Individuals
taxpayers within the phaseout range, their stimulus payment can be determined using the following formula:
Much like the previous two coronavirus-related stimulus actions,
(AGI – applicable threshold) / (upper phaseout threshold –
individuals and families with incomes below certain thresholds
applicable threshold)
can expect to receive a stimulus check (or direct deposit) from the For example, a married couple filing jointly with three dependents
government. Filing Status
Adjusted Gross Income (AGI) Less than...
Payment Amount
Complete Phaseout at AGI of More Than...
Individual $75,000 $1,400 $80,000 Head of Household $112,500 $1,400 $120,000 Married Filing Jointly $150,000 $2,800 $1600,000
and an AGI of $155,000 would be eligible for a base stimulus of $7,000: $2800 + (3 * $1,400). They can calculate their reduction as follows: ($155,000 – $150,000) / ($160,000 – $150,000) = 50 percent of their base stimulus amount of $7,000, for a total stimulus of $3,500.
In addition, families will receive an extra $1,400 per dependent. The term “dependent” is an important change in this legislation,
The determination of income will be based on taxpayers’ 2019
as previous stimulus funds were only applicable to taxpayers
income tax return. If individuals would be entitled to a higher
with children younger than 17. Accordingly, taxpayers with older
payment if 2020 AGI figures were used, they can file their return
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to claim eligibility to the higher payment. If a taxpayer receives a stimulus payment based on 2019 income and, thereafter, files a 2020 return with a lower AGI that entitles them to a higher payment, the government will use the 2020 AGI amount and supplement any payment already made based on 2019 income. To receive credit for a stimulus payment based on 2020 AGI, however, they must file their return by September 1, 2021, which is before the typical tax return filing deadline of October 15 for taxpayers who have
meaning that if a taxpayer’s total AGI exceeds $150,000, they would not receive any tax-free treatment of benefits under the bill.
Loans to Distressed Small Businesses The Paycheck Protection Program (PPP) will receive $7.25 billion in additional funding. Small businesses (defined as those employing 500 or fewer employees) will be eligible for forgivable, government-backed small business loans under the PPP. The
requested an extension to the April 15 deadline.
same basic eligibility standards previously adopted for the PPP
A final opportunity for the maximum stimulus payment amount
close on March 31, 2021, unless otherwise extended.
will remain applicable, and the window to request a loan will still
would come when taxpayers file their 2021 income tax return. If that return yields an AGI figure that entitles taxpayers to a higher amount than their 2019 or 2020 income did, they will receive a refundable tax credit equal to the increased stimulus payment amount eligibility. The timing of the checks is not definitive, but government officials have expressed their intent to have payments sent as soon as administratively possible.
The Act also provides funding to increase the accessibility of an Economic Injury Disaster Loan (EIDL) related to the COVID-19 crisis to the extent enough funding is available. Funds will be targeted from this program specifically to assist businesses with fewer than 10 employees and that suffered a substantial decrease in revenue. A new Small Business Administration program designed to provide assistance to the disproportionately affected restaurant industry,
Expansion of Unemployment Benefits Unemployed individuals, including those who typically aren’t
called Restaurant Revitalization Grants, is funded in the Act. Similar to the PPP program, these tax-free Restaurant Revitalization
otherwise entitled to unemployment compensation under state law (e.g., self-employed) and self-certify that they have been adversely affected by the COVID-19 pandemic, may receive unemployment compensation for an additional period of up until Sept. 6, 2021. In addition to any weekly unemployment compensation available under state law, unemployed individuals are entitled to an additional $300 per week for a period lasting until Sept. 6, 2021, termed Federal Pandemic Unemployment Compensation. The bill allows for up to $10,200 of unemployment income per individual to be tax free, subject to income limits. The stated income limit is an AGI of $150,000, which would include the sought-to-beexcluded unemployment income. The bill does not specify different income limits based on tax filing status (e.g., single, married filing jointly), and, therefore, it can be reasonably assumed that the AGI limit of $150,000 applies to all filing statuses. Additionally, the $150,000 AGI limit for unemployment income to be considered tax free is not a phaseout threshold; rather, it appears to be a “cliff,”
Coronado Magazine | P55
first 21-day application period will be reserved for certain groups of
2021 tax return.
owners (e.g., women-owned businesses, veterans).
Additionally, the Child and Dependent Care tax credit, which provides tax credits for eligible childcare expenses incurred, will
Child Tax Credit
have expanded income eligibility and a higher potential credit
Many taxpayers will see an increase in their available child tax
amount during the 2021 tax year under the Act.
credit for the 2021 tax year from $2,000 per qualifying child to $3,000 per child age 6 and older and $3,600 per child younger
Another tax credit that has expanded eligibility under the Act is
than 6 as of December 31, 2021. Although the child tax credit is
the Earned Income Credit (EIC). Individuals and couples without
typically not subject to AGI limitations, the Act does put income
children, as well as younger individuals (as young as 19), could
limits in place for the enhanced credit amount over the typical
see access to a much higher EIC than was previously available.
$2,000. Filing Status Phaseout Begins for AGI More Than... Individual $75,000 Head of Household $112,500 Married Filing Jointly $150,000
Subsidized COBRA Benefits Former employees who had their employment terminated and are eligible for an extension of their employee-sponsored health insurance under COBRA will not be responsible for health
If a taxpayer’s AGI exceeds the above-referenced threshold, the
insurance premiums under COBRA from April until September
taxpayer’s eligible child tax credit over the typical amount of $2,000
2021. Instead, those premiums will be paid by the former employer,
would be reduced by $50 for every $1,000 of income over the
and the employer will receive a refundable payroll tax credit. There
threshold. For those taxpayers above the threshold, the amount of
will be a 60-day enrollment period for individuals to elect COBRA
the credit can be calculated as follows:
coverage, and eligibility for coverage would extend to individuals
Base amount – (the number of $1,000 increments the taxpayer is
who lost their employment as far back as November 2019.
above the limit [e.g., 5 increments if they are $5,000 over the limit] * $50)
Student Loan Forgiveness The Act also changes the treatment of student loan forgiveness
For example, a married couple filing jointly with a 4-year-old, a
to be nontaxable through 2025. In the past, President Biden has
7-year-old, and a 10-year-old and an AGI of $165,000 would be
expressed a desire to forgive $10,000 in student loan indebtedness
eligible for a base amount of $9,600 ($3,600 for the 4-year-old and
for each borrower, so experts theorize that this provision may
$3,000 each for the 7-year-old and 10-year-old). Because they
be an anticipation of future executive and/or legislative action to
are $15,000 over the AGI limit, their credit can be calculated as
forgive a portion of existing student loans.
follows: $9,600 – (15 * $50) = $8,850 This material has been provided for general informational purposes Please note: The standard $2,000 credit is still subject to the
only and does not constitute either tax or legal advice. Although we
typical phaseout of $50 for every $1,000 over the threshold of
go to great lengths to make sure our information is accurate and
$400,000 for joint filers and $200,000 for single filers.
useful, we recommend you consult a tax preparer, professional tax
Taxpayers may receive an advance on their child tax credit in
advisor, or lawyer.
multiple installments beginning in July 2021. It is important to note that, unlike the direct stimulus payments, the advance of child tax credit amounts would need to be reconciled on the taxpayer’s 2021 tax return and could result in a liability for a return of any credit received that was in excess of their eligibility based on their
P56 | Coronado Magazine
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Coronado Magazine | P57
Island Icons:
Ralph & Mary Ann Thomas By Jan Cobertt, Coronado Historical Association Volunteer & CHA Staff The monthly column, Island Icons, of historical vignettes from the Coronado Historical Association features insights and personal memories of locals. An initiative of CHA and its community volunteers, it is the product of a special archival oral history project that records the local personal histories that may be lost in the near future. This month’s Island Icon’s are Ralph Thomas, whose birthday was just last month, and his wife Mary Ann Thomas.
Imagine having to take a boat from Marin County to Letterman Hospital at the Presidio because the Golden Gate Bridge was under construction. This month’s Island Icon, Ralph Thomas, was born in San Francisco in 1936, after his mother’s ferry trip to get to the hospital. Years later, Ralph would ride the Coronado-San Diego ferry to court our other Island Icon, Mary Ann Thomas, when he first came to live in San Diego from 19591960 while on active duty in the U.S. Navy. Their courtship ended in marriage, now going 59 years strong. Mary Ann was born in Washington D.C. and her father, Capt. Frank Robert McCrary, moved the family to Coronado when she was two months old. Captain McCrary was the first naval lighter-than-air (LTA) pilot
Mary Ann and Ralph at their wedding at the Chapel at North Island.
P58 | Coronado Magazine
Photo courtesy of the Thomases
and USS Shenandoah’s first commanding
school. When he indeed did go to law
day, ending up at Oscar’s Drive-In. She has
officer. Because of her father’s job, Mary
school the support and encouragement
found that while Coronado is noisier now,
Ann grew up in Coronado and recalls
from his wife and mother-in-law were
has many more cars, and jet sounds are
having a safe upbringing with the Coronado
invaluable. The couple married, and they
always to be heard, no matter what, “It is
community being supportive and tight
left so Ralph could attend law school, back
still Coronado.” For Mary Ann, Coronado
knit. It created a sense of belonging and
in Marin.
will always have a homecoming feeling for
independence for Coronado’s youth. From their courtship, Mary Ann and Ralph have great memories. “On one occasion, after a long day
After becoming a lawyer, one of the scariest moments Ralph faced was the shootout at the Marin County Courthouse in
those who have called it home, no matter how many times they have come and gone. Looking back, Ralph said if he could
1969. His office was in the courthouse and
do anything over again, he would advise
of swimming and diving for lobsters and
although he had originally been assigned
himself to “be less self-absorbed, listen to
abalone in Mexico with Nick Reynolds and
to prosecute the case, it was reassigned to
your parents and treat your siblings well.”
friends, Ralph was walking back to the ferry
another district attorney, so he was not in
in the dark,” said Mary Ann.
the courtroom at the time of the shooting.
Mary Ann. They are witty, humorous, and
He did, however, see the events from
detailed storytellers.
Ralph rolled his eyes when he realized where this story was going. In the late 1950s, Coronado experienced a string of burglaries where
the balcony of his office. Ralph has never forgotten that moment. Ralph and Mary have three children;
dozens of pairs of shoes were stolen
two sons and one daughter. The sons live
and deposited around town. Mary Ann
in Millbrae, California and Fairbanks,
continued, “[Ralph] was carrying our metal
Alaska and their daughter lives in Torrance,
cooler, when all of a sudden the police
California.
arrested him, and mistook him for the shoe
In 2015, Ralph and Mary Ann returned
bandit! Thankfully, my brother was home
to live in Coronado. Ralph says one of the
and could vouch that indeed that was our
biggest changes he’s seen in Coronado is the
cooler, and he was not, in fact, the shoe
expansion and renovation of the Coronado
bandit.”
Public Library. The library is one of Ralph’s
Mary Ann could barely contain her
favorites places – it has been enlarged and
laughter when she shared this story, and
remodeled and two beautiful murals, “El
many others while relaying the fun they had
Dia del Mercado” and “Canasta de Flores’’
as young people dating during this time.
by Alfredo Ramos Martinez, have been
Ralph recalls eating Jack’s Ceasar salad at La Avenida Cafe (currently where Bistro
restored and are on display. Mary Ann also has fond memories
d’Asia is located). He loved going to the
of the past. She remembers driving with
Center Beach to walk, body surf and sit in
her friends, who are still in touch to this
the sun. Ralph said that the best advice he received was from his Executive Officer
It was a pleasure to interview Ralph &
Ralph Thomas walked their daughter down the aisle at Christ Church 40 years after Ralph and Mary Ann’s wedding. Photo courtesy of the Thomases
Island Icons is an archival project of the Coronado Historical Association. If you would like to nominate someone as an Island Icon, email us at info@coronadohistory.org or call 619-435-7242.
in the Navy suggesting that he go to law
Coronado Magazine | P59
Bay Books Book Club Corner What books people are reading… The Code Breaker: Jennifer Doudna, Gene Editing, and the Future of the Human Race
The Winemaker’s Wife
By Walter Isaacson
1940, just as the Germans invade. It is the story of
It was Nobel Prize winner Jennifer Doudna’s passion
two couples, their lives intertwined by the storied
for uncovering the workings of nature that led to her
champagne house Maison Chauveau, their loves
invention of CRISPR, a tool that can edit DNA.
and betrayals. Jump to New York, 2019. Liv’s
Isaacson covers this wondrous discovery, along with
grandmother arrives and insists on a trip to France,
the moral DNA coding issues - should we change
back to Maison Chauveau.
By Kristin Harmel “The Winemaker’s Wife” opens in Champagne,
our unborn children’s DNA?
Kafka on the Shore
The Things They Carried
By Haruki Murakami
By Tim O’Brien
A fantasy novel, originally written in Japanese, gets
Published in 1990, the stories and memories of those
high marks from many readers on its unique blend to
who served in Vietnam are truly relevant today. “The
two story lines, a teenage boy on the run and an aging
Things They Carried” is a classic, speaking to many
simpleton’s journey. Their world hosts talking cats,
readers. O’Brien clearly is against war and this comes
rainstorms of fish, unaging World War II soldiers;
through in the book. Even though the characters are
the plot has many unexpected twists and turns.
fictional, the stories were based on facts.
P60 | Coronado Magazine
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C ontributors
Information about our writers, features and photographers for submitted pieces.
Homefront Appreciation to Replace Homefront Judging Page 9
Alessandra Selgi-Harrigan, reporter, Eagle Newspapers Submitted photos
Coronado Homes Looking Good! Page 13
Suzie Heap, UCCE Master Gardener Photo by Susie Clifford
Spectacular Spring Centerpiece Page 15
Elyse Sensabaugh, Certified Floral Designer Photo by Elyse Sensabaugh and Daniel Toennies
Confessions of a Perfect(ish) Mom: Positive in Paradise Page 21 Hattie Foote, columnist, photographer, mother of two
Photos by Hattie Foote
Spring Break Fast Page 26
Susie Clifford, copyeditor of Eagle Newspapers
Photos by Daniel Toennies
Catalina Island Page 34
Kris Grant, writer, photographer
How Much Does Interior Design Really Cost? Page 47
Kadie Chiera, Operations and Purchasing Coordinator, J Hill Interiors
Photos courtesy J Hill Interiors
Mindfulness in Action - An Emotional Intelligence Page 46
Coronado SAFE
Operation Homelife: In With the New - Hello Spring! Page 50 Krysta Murray, columnist, military spouse and mom
Photo by Krysta Murray
Understanding the American Rescue Plan Act of 2021 Page 54
Presented by Jane Braun, financial advisor with Manning Wealth Management, and an Investment Adviser
Representative of Commonwealth Financial Network®, a Registered Investment Adviser, 619-237-9977.
Island Icon: Ralph and Mary Ann Thomas Page 58
Vickie Stone, Coronado Historical Association’s Curator of Collections
Photos courtesy of the Coronado Historical Association
© 2020 Berkshire Hathaway HomeServices California Properties (BHHSCP) is a member of the franchise system of BHH Affiliates LLC. BHHS and the BHHS symbol are registered service marks of Columbia Insurance Company, a Berkshire Hathaway affiliate. BHH Affiliates LLC and BHHSCP do not guarantee accuracy of all data including measurements, conditions, and features of property. Information is obtained from various sources and will not be verified by broker or MLS. Buyer is advised to independently verify the accuracy of that information
P70 | Coronado Magazine
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