March 2018
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SHORELINE APPEAL with Fisher Excavating
Inside: Celebrating Agriculture in Central Ontario
TINY TIM IS A CELEBRITY!
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705-652-8777 • www.cottagecountryconnection.com
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MARKETING & PROMOTION
Letter from the Publishers After a brutal winter it's finally March, and I'm sure that everyone's happy that spring is just around the corner. It's our 25th year this year and we are pleased to announce the launch of 3 New Online Directory Pages, coming in May. These new pages include the Cottage Country Food Guide, Shopping in Cottage Country, and the Contractors Directory. With social media sharing to Facebook, Twitter, LinkedIn, and Google Plus, these new pages will be cross promoted with our popular Hot List of Destinations & Attractions, shared weekly to over 30,000 followers, from May through Labour Day.
Distribution from Haliburton to Port Hope and Port Perry to Havelock and beyond! Volume 25 • Number 2 Publisher: Cottage Country Connection, A Division of 240362 Ontario Inc. PO Box 8, Buckhorn, Ontario K0L 1J0 705-652-8777 www.cottagecountryconnection.com #CottageCountry
Donna Matthews Editor, Sales & Publishing 705-652-8777 cottagecountryconnection@gmail.com Kelly Welsh Art Director & Publishing 705-657-7413 connectionartwork@gmail.com Murray H Miskin Supporting Editor & Publishing
This issue is dedicated to Agriculture in Cottage Country. We hope you enjoy reading it, as much as we loved creating it for you. "The farmer is the only man in our economy who buys everything at retail, sells everything at wholesale and pays the freight both ways." ~John F. Kennedy
If you ate today, thank a farmer!
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Discovering Cottage Country
CONTENTS MARCH
2018
YOUR GUIDE AGRICULTURE FEATURE PAGES 6 - 20 PETS & VETS PAGE 21 HOME & COTTAGE PAGES 22 - 32 CONTRACTORS CORNER PAGE 27 RECIPES PAGE 33
06 COVER STORY
FOR YOUR HEALTH PAGES 34 - 35
FISHER EXCAVATING & GRADING EXPERTS IN SHORELINE APPEAL
BUSINESS PAGES 36 - 37 MARKETPLACE PAGE 38
08 Farm Real Estate Considerations Crucial for Buyers & Sellers The Clark Kent Team 10 Healthy Crops Equal Healthy Livestock Sunderland Co-operative 15 New Government Program Set to Help Farms Manage Risks
KIDS CORNER PAGE 39
23 The Green Light on GreenON Savings Lifestyle Home Products
COTTAGE COUNTRY EVENTS PAGE 40
31 The Largest Mooring of Houseboats in Ontario Happy Days Houseboats
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35 Meals on Wheels Programs More Than a Meal Community Care 37 Market Volatility is Normal The Pyle Group LARGEST MOORING 31 THE OF HOUSEBOATS IN ONTARIO
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TINY TIM IS A CELEBRITY!
EVENTS Since 1994
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Shoreline Appeal with Fisher Excavating
Fisher Excavating has been in business since August of 2006, but Dwaine Fisher, Owner/Operator, has been in the construction industry since he was 14 years old. Dwaine brings with him years of industry experience and a reputation of excellence. Dwaine’s wife, Lindsey, works alongside him both in the office or right on site. Together they have two children, Dawson and Paige who understand the dedication and time it takes to run successful company. As a family, they enjoy time spent at their cottage on Sturgeon Lake, where boating along the Trent Severn is a favorite pastime. Fisher Excavating has 4 excavators including a long reach excavator for dredging and pond purposes. A bobcat with rock rack, soil conditioner, concrete jack hammer, and a bush hog for all your landscaping and lot clearing purposes. They own their own trucks for delivery and removal of material on and off site and a float for moving their own equipment. Fisher Excavating also has the appropriate tools to clean out the bottom of boathouses off of a barge as well. Dwaine is involved with a focus group developed by the Trent Severn Waterway, aiding in concerns and issues that have, or are happening within the Trent Severn. Dwaine is one of three contractors selected, with seats also being held by two different conservation authorities, a planning department member, and a member from the Home and Cottage association - a formative team!
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When asked if he has a favorite type of work, Dwaine answered ‘I like shoreline and dredging projects because I like the challenges of reading the ice, the water and the potential damage it can do to your shoreline; and how I can fix it or lessen the damage. I like to envision what a customer’s shoreline could potentially become, and then make it happen for them. Start to finish!’ He does add that Winter weather like that experienced this winter; cold periods, and warmer periods can make it difficult to complete certain projects. Ventures that cannot begin due to weather sometimes wait a year to complete, or the way they are accomplished is adjusted. Example, being able to build an ice road to complete a dredging project vs. having to go off the barge during the appropriate summer months. If you are looking for an industry expert, Fisher Excavating is a leader in cottage country shoreline improvement. Dwaine Fisher, Owner, Fisher Excavating & Grading 705-878-6474 www.fisherexcavating.ca
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Cottage ownership sometimes means a multitude of unforeseen details; like shoreline work. This tedious work is mostly taken care of in winter months and it is imperative to only hire a contractor who comes highly recommended. There is a delicate natural balance when working between water and land, and there are rules in place that prohibit disruption of the water sediment during certain months based on your area. Permits are mandatory for shoreline work, finding a contractor who can look after these particulars for you guarantees that no detail is forgotten. Conservation Authorities also need to be involved, ensuring wildlife isn’t negatively impacted and the eco-system is protected during the process of dredging, building and re-defining the shoreline. Insurance is another important detail, property owners need to be aware that there is necessary insurance that contractors should hold, not only for their own protection, but for that of the property owner too. Dwaine Fisher of Fisher Excavating and Grading says
“As a construction business owner, we understand that we need to have insurance on our machines and our workers, but many people don’t know that there is environmental insurance that is required when a construction company would like to work on and around any waterways. We also need to have WSIB insurance as a business company. So, before you hire a contractor, you should be asking them for proof of insurance before they begin working.” If you are considering shoreline work, Dwaine Fisher and his team will walk you through each step of the process and leave you with a stunning shoreline. Fisher Excavating & Grading
Since 1994
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Farm Real Estate Considerations
Crucial for Buyers & Sellers
Farm transactions are much more intricate than typical residential property sales, you might say they are an entirely different animal, by comparison. (Pun intended) It is important for both buyers and sellers to work withsales representative that truly understand all the various issues that can arise in a farm transaction. There are many different types of farms available on the market today which may include Subsistence Farms, Hobby Farms, and Commercial Farms. Each of these hold their own unique set of dynamics. Here are some key things you will want to consider:
Surface & Mineral Rights – Does the current owner hold title to all rights on the land? Drainage – There are 3 different drainage statutes to consider when dealing with farm property. Water Sources – Is there an adequate year-round supply to keep the farm in operation? Regulations – There are many governing bodies oversee all aspects of daily operations and final products. Quotas – Closing dates should align with marketing board transfers.
Zoning – What can be produced or what are the best uses for the farm?
Environmental Impact – Has the existing operation complied with all current regulations.
Taxation – Is the farm or assets subject to HST?
Financing – Assets and quotas can become key elements when securing a
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farm loan. You may even be eligible for various government grants. Are portions of the land leased out? Assets – It is important to list the assets being purchased with as much clarification as possible. Surveys – Having an up to date survey can help to avoid potential disputes with neighbouring properties. Whether buying or selling, it is critical to partner with a sales representative who is willing to take the time to fully understand the various complexities associated with every aspect of the farming transaction. By Kent Leckie & Desiree Clark RE/MAX All Stars Realty Inc., Brokerage - The Clark Kent Team www.kawartharealestate.forsale
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Agriculture Day
Brings Canadians Together in Support of Our Farmers Canada is an agricultural nation. With fertile farmland spread across the country, Canadians have always enjoyed buying delicious fruits and vegetables sold at farmer’s markets throughout the spring and summer. It is only recently, however, that Canadian pride for our farmers has been recognized as a national tradition. The second annual Agriculture Day was held on February 13th, 2018. Festivities were centralized in Ottawa, but across the country more people came out this year than last year to show support. “We are thrilled at the level of participation and engagement by producers and partners of Canadian agriculture, as well as consumers, in events and social media across the country,” said Candace Hill, the manager of Agriculture More Than Ever and a key organizer of festivities this year. Festivities included a variety of industry association events, community group meetings, as well as a variety of interested observers keen to learn more about where the agriculture industry is at in 2018, and where it hopes to be going.
and Agri-Food Lawrence MacAulay shone some light on the important role the agricultural industry plays in the lives of middle-class Canadians. “Our agriculture and agri-food sectors contribute over $100 bullion to our economy and generate thousands of quality middle-class jobs in the food processing, transportation and retail sectors across Canada,” said MacAulay in an official statement. Residents of Southern Ontario can certainly attest to the importance of agriculture in the community. Thousands of seasonal and full-time jobs need to be filled every year, making agriculture one of the most predominant industries in the region (alongside manufacturing). In terms of access to fresh produce, locals can boast about eating the most delicious tomatoes in the country
– not to mention the variety of grapes, apples and other tender fruits that offer refreshment in the balmy summer months. A Growing National Dialogue About the Importance of Farming Having an opportunity to show appreciation for the work of our farmers is important on a number of levels. It opens up dialogue about the value of farming communities in our society, and perhaps most importantly, reminds us that eating fresh and local is good for ourselves and for the country.
Minister of Agriculture
Since 1994
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Healthy Crops Equal
Healthy Livestock There has never been more focus in the media on healthy lifestyle. Healthy eating being a prime topic right now. How many of us have read about ‘clean eating’ via social media, health magazines, or heard about it on the news? It’s not really a new fad, but an old-time take on what we put into our bodies to continue on a path of good health, and optimal living. All living things benefit from these principals, including livestock. Rations fed to livestock need to be balanced and nutritious. Maintaining plant health is integral, harvesting a healthy crop means you will see improvements in feed quality. It’s a cycle, healthy plants for healthy cattle, to produce for healthy people. Using a fungicide on silage and hay crops has been demonstrated to improve milk yields. Applying fungicides can reduce the frequency of disease, and has the potential to reduce toxins found in feeds, while also allowing for improved fermentation process and better quality feed for livestock. With many changes made over the years to manage crops, genetic improvements being one, yields are improving. There
are many steps to capturing a maximum crop yield, clean fields are only the beginning. Eliminating weeds before plants develop and keeping the crop clean throughout the vegetative production stage are just the foundation. The application of fungicides is centred on crop staging, it is always good to work with an agronomist to keep a close eye on the crop. Though, as with any products meant for crop protection you should always consult the label as well as a trusted agronomist to ensure the right product is being used at the right time, and at the right rate. Your Agronomist will be able to suggest alternate approaches for application, to minimize crop loss and to pinpoint the best time for application accuracy. When you are able to improve the health of crops at a minimal cost, the improvements in feed quality result in increases in milk yield as well as overall animal health. Healthy crops equal healthy livestock! Sunderland Co-operative www.sunderlandco-op.on.ca 800-668-2626
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Discover Cottage Country AGRICULTURE
Since 1994 1994 Since
Cottage Country Country Connection Connection ~ ~ March March 2018 2018 Cottage
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Small Business Access Set to Help Local Agricultural Businesses Anyone who runs their own business will tell you: it’s a lot of work. The freedom of being your own boss and doing something you are super passionate about comes with its own set of challenges. Farmers are more than familiar with the upsides and pitfalls of running a small business. Every season offers the chance to collaborate with nature and navigate the competitive market of agricultural produce in North America. That’s why it’s nice to see the provincial government lend a helping hand. On February 12th, the Ontario government announced ‘Small Business Access’, a “single point of access” with all manner of resource to help small business owners out. From information on permits all the way to guidance on expanding into foreign markets, the program is meant to cover all the operational bases needed to run a small business in the province. Funding Available to Train and Hire People One of the most exciting initiatives offered within the Small Business Access network is funding to train and hire people new to the industry. People are changing careers every five years these days, and often a small business owner cannot afford the time and money it takes to train someone looking for a career change. Small Business Access offers nearly $20,00 to cover these costs so that you don’t have to take that risk on yourself. Another excellent resource is the option of meeting with a ‘growth expert’ to help expand a business. Local farmers looking to corner a specific market in Ontario and the Northeast United States will certainly welcome the chance for free business advice! Central Ontario Has a Proud Tradition of Entrepreneurship The fund is testament to the fact that Central Ontario has a strong culture of entrepreneurship – embodied in the agricultural industry - that should be supported. It is nice to see the government recognize and respond to the challenges faced by farmers and small business owners in the area, because it is their work-ethic and positive outlook that making cottage country such a unique place.
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Do you know the Farmer who grew your food? Purchasing from a local farmer offers a unique experience. You are able to meet the person who grew, or raised, the food you are putting on your table. You’re also supporting a business, and family, in your community. Farmers’Markets are an easy way to buy local, and operate in a number of communities in our region. They also provide an opportunity to meet and interact with local growers and producers regularly. Local retailers often stock food from nearby farmers and suppliers. Look for a name you recognize and a local tag. The product label will often have the name of the community where it was produced. Some farms also have stores on site that you can visit throughout the year. That’s great for when you’re preparing your own meals with fresh ingredients. But what about when you want to take a break from the kitchen, and eat out? Check out a locally owned restaurant in your neighbourhood - many feature local ingredients on their menu. For a list of local farms, retailers, and restaurants, visit www.kawarthachamber.ca. Or visit the Chamber office in Lakefield, at 12 Queen Street, under the town clock. The Kawartha Chamber of Commerce & Tourism represents members in Curve Lake, Douro-Dummer, North Kawartha, Selwyn, and Trent Lakes. Advocating for local business and promoting tourism in the Kawarthas
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Discover Cottage Country AGRICULTURE
Havelock Metal Co.
Celebrating 25 Years of Supplying Metal Roofing & Siding to the Agricultural Sector
Havelock Metal is celebrating their 25th year in business with their mission of providing the best possible agricultural, residential and commercial metal roofing, siding, trims and accessories. For the seventh year in a row, the company will be participating in the Lindsay Farm Show in March, the area’s largest indoor agricultural trade show. “This Show is a great place for us to reach farmers and barn builders to showcase our agricultural products and barn hardware,” says Lawson. “We’re able to talk to farmers to learn about their requirements, and adjust our products accordingly.” Metal roofing continues to grow in popularity as consumers become more educated about the many advantages it offers – such as only needing to do your roof once, as it will last as long as the structure itself, and that it is maintenance-free, with many environmental benefits, including conserving energy. The company continues to add new profiles such as steel shingles and architectural panels that are available in a wide range of styles and colours, including woodgrain patterns. “When it comes time to replace your roof or if you are building
Since 1994
a new structure, you might want to consider a metal roof, as it sheds snow more easily, withstands high winds, is resistant to fire, mould and insects, and is easier to install than most other systems,” Lawson notes. “Your home and barn are big investments, so consider protecting it with one of our steel roofs.” In business since 1993, Havelock Metal is known for its dedicated sales staff who provide assistance and extensive product knowledge to their customers, who range from do-it-yourselfers to builders. Located at 856 Belmont 11th Line in Havelock, the company serves across Ontario. For more information or a free estimate, please call 705-639-2857, 1-888-0556-7623, go to www.havelockmetal.com
Cottage Country Connection ~ March 2018
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Modernising Your Older Building A favorite pastime for many of us is Sunday afternoon drives, no destination in mind, just a scenic tour around the countryside. One thing that always stands out are the rolling fields and farmland and classic crisp looking farms. Colourful and well kept, many of the farms here in cottage country look like something you would find on a postcard. What one doesn’t consider is the vast amount of time it takes to keep your barn and property looking so pristine; and this is on top of the long arduous hours farmers already put in.
was by far the best I have seen. Chris, the Owner, is a younger guy that has an old school way of doing business. He is honest, punctual, professional and works extremely hard to get the job done right and on time” – Mark C.Turner Painting, www.cturnerpainting.ca Advertisement
Many Agriculture based business are hiring out this work. Finding a trustworthy company that will come in and keep the face of their farm fresh. A new paint job goes a long way in modernising the look of an older building. Chris Turner of C. Turner Painting provides years of knowledge with a family business legacy dating back 48 years. Along with his own 18 years’ experience Chris is a number one choice in Eastern Ontario. Servicing Commercial & Residential houses, barns, factories exterior/interior painting & repairs and much more. “I have employed many painters in the past but C Turner Painting
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Discovering Cottage Country
Help Farms Manage Risks There are a number of inherent risks to managing an Ontario farm successfully year-over-year. A shortfall of rain could have disastrous effects on crop output, while too much rain can have equally detrimental effects. Then there is question of distribution to be dealt, as retailers and distributors are notoriously picky and cut-throat in their dealings with farmers. Indeed, given the fact that farmers operate on such slim margins, running a deficit for a couple of years can put many hard-working farmers on the brink of bankruptcy. Luckily, the federal government operates a robust set of policies to help keep Canadian farms afloat – and a recent policy announcement is testament to this commitment. During Canadian Agriculture Day festivities in Ottawa on February 13th, the government announced a suite of six programs aimed at helping farmers navigate different areas of the industry. AgriScience, AgriInnovate, AgriMarketing, AgriAssurance, AgriCompetitiveness, and AgriDiversity are the program names, and each promise to strengthen the agriculture and agri-food sector. John Fox, an official with Agriculture and Agri-Food Canada (AAC), said at the announcement that the $3-billion-dollar investment
Since 1994
will help producers “manage significant risks which threaten the viability of their farms that are beyond their capacity to manage.” In general terms, the program is meant to focus on three key areas: • Expanding trade relations in viable ways within existing markets • Funding innovative research into sustainable growth alternatives •
Funding programs to ensure diversity is maintained
Farming is a Tough Market to Enter This is excellent news for Ontario farmers who struggle with breaking into the market and ensuring long-term viability. It is an unfortunate fact of the matter that the number of farms has decreased by 4,000 between 2011-2016. An influx in funding to help manage risks will hopefully contribute to more farms producing a wider variety of items going into the 2018 growing season. Here in cottage country we are proud of our farmers and we want to see more of them around!
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New Government Program Set to
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Cottage Country’s
Tiny Tim is a Celebrity! Meet Tiny Tim, a little donkey full of spunk, who is gaining widespread fame with his adorable antics, and his love of cuddles and pillows. Tiny Tim was born in June far below normal birth weight, even for a mini donkey. A healthy birthweight for most mini donkeys is between 40-60lbs, Tiny weighed in at just 10lbs at birth. Owners Jody & Ted Topping found him in their barn, born to another of their donkeys Molly. Unfortunately Molly did not take to motherhood well and didn’t bond with Tiny. After aggressive behaviour the Toppings intervened. They went to great lengths to keep little Tiny Tim healthy, seeking immediate medical attention for him with a veterinarian named Dr. Kelli Gilson of Gilson Equine Services in Fraserville. After many tests and injections, they brought him home and fed him via a
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syringe every 20 minutes for the first week 24/7. During the day Tiny Tim slept in a playpen in the Toppings living room, and Ted carried him up every night to sleep in their bedroom so that they could continue his feeding schedule. The Toppings stuck to it, despite the overwhelming situation and continued with Dr. Kelli Gilson, to give him the best medical care and attention. Despite some minor health issues Tiny Tim continued to grow and thrive. Tiny is now 8 months old and weighs in at just over 70lbs, 24 inches high at the shoulder. He won’t grow much bigger, and falls far under statistics for other donkeys of
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the same age. Tiny is housebroken, and still lives in the house with the Toppings. Now too large to take upstairs, he sleeps in their 10x12 laundry room. Tiny is very bonded to Jody and Ted, he plays with their two dogs and behaves like them as well. He licks plates as they load dishwasher, drinks out of the toilet like the dogs and fetches and plays with balls. Tinys real passion is pillows though, he carries them all over the place. During the summer he would take them off their patio furniture and throw them in the pool, now he takes them all off the couch and piles them up like a fort to lay on them.
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Dr. Kelli Gilson & Tiny Tim
Jody posted some videos of Tiny on her personal Facebook page when he was born, and then over the months for friends and family to see. Last Canada day Tiny was in the Apsley Canada Day parade, and visited the Coe hill library in July to meet the kids. Word gradually spread and everyone fell in love with Tiny and his story, leading Jody to create his own Facebook a few days before the New Year. Tinys Facebook page took off, what started out with 125 followers January 1st, now has 164,000 + followers from all over the world.
Cottage Country Connections Kelly Welsh, Publisher/ Art Director with Tiny Tim
When asked what Tiny thinks about his new found fame Jody says, “Tiny isn't aware of all the new attention but he loves to show off for new people. He loves to have his picture taken and act crazy for a crowd, the more you laugh the crazier he gets.� Follow Tiny on Facebook at: https://www.facebook.com/Tiny-Tim-the-MiniDonkey-113623129327958/?ref=br_rs www.tinytimthedonkey.com
Since 1994
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Agribusiness is a leading driver of the economy in the Kawartha Lakes Now what would the Chamber of Commerce have to do with farming? Aren't Chambers just about small business? Today, more than ever, farming is a business: agribusiness.
Living off the Grid Thinking about living off the grid? I believe at some point many of us have thought about it. But where do you begin when attempting to make plans? In Cottage Country there are many remote areas where hydro is too far away and too expensive to bring in for homes and cottages. This is when solar energy becomes a necessity. Solar Plus can help with a consultation to figure out what kind of system you require, and provide you with all the information you will need to begin your off-grid journey. Owner Ed Harding has been involved with the solar industry since 1990, and Solar Plus has been in business for over 12 years. Ed and his staff are extremely knowledgeable and are happy to answer all of your questions. Solar Plus has even been involved in Government Run programs Under Micro-Fit (Grid -Tie and Net Metering). Besides solar systems Solar Plus also sells composting toilets and propane appliances such as Fridges, Stoves, Hot Water Heaters and Wall Furnaces. Everything you could need to live comfortably “off-the-grid”, remember, with off-grid there are no monthly bills. If a solar system is something that has been on your mind give Ed at Solar Plus a call or drop into their Bobcaygeon show room. Arrange a consultation and they will design and install a system perfectly suited to your needs.
Agribusiness is a leading driver of the economy of Kawartha Lakes. In 2015, farm product sales reached more than $149.5 million. Every dollar of agricultural products sold adds $2.20 to our local economy! Kawartha Lakes farms are still mainly family businesses: 90% are sole proprietorships or partnerships. From award-winning, famous food brands to small-scale, specialty producers, food in Kawartha Lakes is a passionate business and culture affair; part of our heritage. The fragile, pristine natural environment we enjoy for cottages and outdoor recreation here in Kawartha Lakes is also vital to our local food sector. The Lindsay & District Chamber of Commerce is including agribusiness in its newly updated strategic plan; committing to help support and enhance agribusiness development through the Chamber's communications, networking opportunities, issue advocacy, and business promotion. Our Chamber is also planning to target agribusinesses for their expertise as members, and to serve on Chamber committees in order to assist build the Chamber’s ability to best serve our vital local agriculture. We stand ready to help with everything, from social media advertising to skills development for both producers and agribusiness workers. Come farm with us! Engage your Chamber. And remember: farmers feed cities. "If you ate today, thank a farmer." Submitted by Mike Perry, President of The Lindsay Chamber of Commerce
705-738-3297 www.solarplusproducts.com Advertisement
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When there are so many names in the agriculture game, it can be hard to sort out what products and services are the best fit for your farm business and its needs. You need a company that invests, listens and responds to the need and concerns of its customers. Alliance Agri-Turf is that company, created in 2010 Alliance Agri-Turf Inc. is a crop input supplier of fertilizer, crop protection products, seed, GPS technology and agronomic advice servicing the agriculture, turf, golf course and residential markets. Amalgamating in 2010 Maple Farm Supply Ltd., Kawartha Lakes Agri-Services and Cardinal Farm Supply Ltd. combined to create Alliance Agri-Turf Inc., a joint venture with the Agronomy Company of Canada. The amalgamation brought Alliance Agri-Turf to the top as a leading supplier of agriculture and turf inputs in the areas they serve. AgriTurf employs close to 70 staff and has 4 Ontario locations to serve you best; Bolton, Alliston, Lindsay and Ivy.
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Providing Farmers Service & Knowlege to Grow By
At their Lindsay location they are working hard to upgrade their fertilizer blender capabilities. What does this mean for their customers? Agri-Turf knows that there are shorter planting windows for ideal planting conditions, and yield expectations along with weather risks are major factors customers deal with. Agri-Turf offers the capability to service and deliver products matching their growers’ ability to plant more acres in a 24 hour period. Agri-Turf sees the demand for innovative technology to increase plant use efficiency, and decrease environmental impacts. They carry products like MicroEssentials SZ, Aspire and Premium Kmag which supply a more uniform nutrient distribution. Their products provide even nutrient distribution with improved nutrient uptake capability using Mosaics Fusion technology. They also have available products like ESN Smart Nitrogen that enhances nitrogen use efficiency, improving yield and quality, while at the same time being environmentally responsible. Their new Yargus Declining Weight Blender System allows faster, more accurate blend capabilities while still providing flexibility to supply product mixes that deliver the most advanced technology and quality. Alliance Agri-Turf Inc. knows that their success is dependent on their deeply rooted commitment to providing quality customer service and knowledge to grow by. Alliance Agri-Turf Inc. www.allianceagri-turf.com
Since 1994
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Horse Camping in the Rain
Not clouds, rain or slippery slopes dimmed our spirits as we set off on our horse camping adventure! Each day we saddled up and headed to the trailhead (where all trails begin) – which included a daunting slippery slope to a water crossing. Luckily our horses enjoyed the water, which led us to the challenging rocky climbs ahead. Horse Country Campground in Foresters Falls was a memorable experience. We never did reach the Ottawa River, where Wilderness Tours claims to preserve the last wild stretch of river, but we did see much of the wooded, rocky landscape and horseback trails that run adjacent to the river. Our first attempt (first day out) we encountered a near vertical climb on slippery rock requiring our horses to carefully place their hooves. We picked our way along the muddy edges of the trail, sometimes washed away, an exhilarating way to start our camping trip! But our horses excelled in their willingness to go where we pointed them and to trust our optimism that we (and they) could do this! Each day we saddled up and rode. The obstacle course arena was a perfect place to practise building trust and encounter the “natural trail hazards” in a safer setting, before beginning our daily trek to the trailhead. Our camp was comfortable with a small paddock for each horse, lots of space for tent and trailer and most important, close proximity to our horses! The rain, although frequent and constant, created a calm at night as we sat under the canvas of tent or awning listening to its gentle drumming while we ate, drank and laughed. To end a perfect horse holiday, after a day of being drenched and challenged on the trails, we headed to Wilderness Tours Lodge (a short walk from our campsite) and enjoyed live music and dinner!
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The following day, as we loaded our horses leaving this magical place, there was an inner peace knowing we had met the daily challenges, lived the dream, and knowing that we will do it all over again. Submitted by Janice Ecclestone, Inukshuk Farm www.inukshukfarm.com
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Discover Cottage Country PETS & VETS
Dr. Terry’s Zoo Our household has been undergoing Olympic fever. We celebrated our Canadian skating team’s gold metal win. In our house the canine competition is who can steal the most cat food. Spinnaker, our King Charles Spaniel, gets a silver medal for desire and persistence but Amigo our Cuban athlete gets the Gold for speed and agility to be first to the cat bowl. In the stealing the most rawhides category, Chili Pepper stands atop the podium. The feline fastidious award is a tie between siblings Mole and Toad. Only these two would decline three types of “Party Mix” treats until they got their teeth into “California Dreamin” treats. Speaking of teeth, 80% of our best friends have dental disease by the age of three. Bacteria and food form plaque which then becomes mineralized to form tartar. The gums become infected with anaerobic bacteria. The bacteria gain access to the blood stream when your pet chews allowing the infection to travel to their heart, lungs, brain and other vital organs. Call us at Parkhill Animal Hospital at 705-745-4605 for a discounted dental exam. Dental scaling is 20% off during March, our dental health month. As winter concludes remember to feed our feathered friends outdoors. Dr. Terry Davidson, Parkhill Animal Hospital, 705 745 4605 Advertisement Lakefield Animal Welfare Society 2887 Lakefield Highway (formerly Hwy28) • 705-652-0588 • www.lakefieldanimalwelfare.org Animal Rescue Krew (ARK) 3307 Lakefield Rd., Lakefield • 705-651-0069 Humane Society Of Kawartha Lakes 111 McLaughlin Rd., Lindsay • 705-878-4618 • www.hskl.ca Peterborough Humane Society 385 Lansdowne Street East, Peterborough • 705-745-7676 • www.peterboroughhumanesociety.ca Home Again Bancroft 613-474-3450 • www.homeagainbancroft.ca
Since 1994
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The Green Light on GreenON Savings A Better Planet and up to $5,000 in Window Rebates Energy savings was at the top of the list when Rebecca and Michael McDougall researched replacement windows last year for their ranch-style bungalow. Functionality, overall value, and aesthetic appeal were also important. “We are very happy with our Lifestyle windows,” says Michael, a real estate broker in the Oshawa area. Now, under the provincial government’s new Green Ontario Fund initiative, replacement windows manufactured and installed by Lifestyle Home Products can provide homeowners with up to $5,000 in savings. Lifestyle custom windows and custom installations are Window Wise™ Certified and approved for this energy savings program. Lifestyle Home Products is an ENERGY STAR® Most Efficient Window manufacturer and is Sawdac Certified – two criteria that must be met by the program. Says Lifestyle Home Products co-owner Keith Carroll, “The ability for homeowners to contribute to a better carbon footprint was at the forefront when we designed our new window system. Lifestyle windows are made to achieve top energy savings all year round.” How Does GreenON Work? • Savings of up to $500 per window opening, up to a maximum of $5,000 in rebates. • End date of this program is until the funds last so it is best to act early. • This program is applicable for replacement windows only, not on new construction projects. • Replacement window styles offered by Lifestyle that qualify are: small sash, large sash, casement, awning, double hung, and double lift-out sliders.
North American Roto™ hardware makes Lifestyle’s awning and casement windows a breeze to open.
What are the Steps? 1. Contact Lifestyle Home Products at 1-800-465-0593 or LifestyleHomeProducts.ca to set up an appointment. 2. A factory-trained Lifestyle design consultant will visit your home to see if you qualify and, if so, to explain the GreenON rebate program. 3. Lifestyle Home Products will help with the process of ensuring the application form is complete. Lifestyle makes Canadian sunrooms, windows and doors at 944 Crawford Drive in Peterborough. Lifestyle also supplies quality metal roofing shingles and outdoor awnings. Stop by their factory showroom today. Advertisement
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Large, double hung windows are a wonderful alternative to patio doors to brighten any home.
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Discover Cottage Country HOME & COTTAGE
A green planet in full view: double hung, awning and casement windows open up the back wall of the McDougall’s home.
Discover Cottage Country HOME & COTTAGE
Those Were The Days
“Our Walk Through History” I always enjoyed studying history but when I became a small part involved within that history, the past took on a whole new meaning. My wife and I were born and raised in Windsor, Ontario in areas west and east respectively of the city, both areas steeped in history. My wife grew up in what was once known as Old Sandwich, named after the Earl of Sandwich, considered one of the oldest most historic settlements in Ontario well represented in the history books in regard to the war of 1812. The eastern part of Windsor was once known as Old Walkerville, a name some elderly folk still refuse to abandon although in 1935 both Sandwich and Walkerville were amalgamated with Windsor formulating the city of Windsor. Old Walkerville was established by Hiram Walker, born in Massachusetts in 1816 but travelled west to Detroit opening a grocery store. He began distilling his own cider vinagar but soon after branched into whiskey. His product was well received and he saw the potential of a great expansion though not in Michigan but across the river in Canada. He purchased three farms east of Windsor and began clearing vast areas of land for his distillery along the Detroit River which enabled his new venture to grow his own grain, mill flour and raise cows and hogs all fed with the left over mash from his distillery. Walker was sued by American whiskey makers who demanded his labels denoted “made in Canada” and the famous Hiram Walkers Canadian Club Whiskey was launched. Enjoying huge success, he began building his own community of housing all within a few miles of the distillery, a small community called Walkerville. He built his own railroad and ferry back and forth to Michigan continually constructing homes and cottages for his employees. In order to control those who worked or lived in Walkerville, Hiram leased the properties, it was only after his death the houses were allowed to be sold. And this is where our part of the history lesson began. In 1964 my wife and I purchased a home in what was once Old Walkerville, a beautiful two story house with stained glass windows specially shipped from Ireland, a two inch thick 8 x 10 foot hardwood panel that slid into an entire section of a wall, a secret closet entered from the living room and exited into a side bedroom, solid cedar staircases and boasting eight rooms with two baths. We purchased the home because the house simply suited our needs at that time, it was months later we found out our home had significant historic value. According to Windsor’s Willistead Library, the house was built around 1865 by Hiram Walker for one of the original Directors of the Distillery. The house stayed in our family for close to forty years, we were actually living history, just think, Hiram Walker may have even walked those very floors. Russ Sanders epigram@nexicom.net
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Discover Cottage Country HOME & COTTAGE
Renting Your Cottage? Renting the family cottage can be overwhelming. There are so many agencies to choose from. The large international marketing agencies are very attractive. They offer lots of exposure to potential renters. Most of the large agencies are located in the United States or in Europe with little or no personal contact with you, or the potential vacationer. The cottage maintenance is your responsibility with no promise of control over vacationers. You thought you wanted to rent the cottage with an agency to save time and money, not to make more work. What should you look for in an agency? LOOK FOR: • A local agency boasting local employees, who are familiar with the community and area in which they offer rentals, for at least 5 years. • An agency who is insured and a member of TICO. • An agency who has a professional office located in the represented vacation area. • The agency should respond knowledgeably to inquiries and
Since 1994
screen all applications. • The agency ensures that the owner expectations are honoured. • The agency should be able to take care of deposits and payments in a timely manner and should be able to accept all major credit cards. • Questions and problems (if any) are managed by the agency. An emergency number for the vacationer and/or if necessary, the owners. • The agency provides guidelines to ensure that the cottage is ready left in the same condition it was rented. • Ask the family after their departure, if they enjoyed their vacation and look for any suggestions that would make the experience or cottage better. How do we know? WRD Cottage Rental Agency is a family owned agency operating since 1995 with their office located in Haliburton Village, centered to serve the Ontario Highlands. WRD Cottage Rental Agency ontariocottagerental.com 705-457-9434 Advertisement
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The Ontario Building Code Your Friend For those of you that are planning a summer project, remember to reference the O.B.C. to help in your design and from there, help in doing an appropriate material list. Always check for municipal guidelines and set backs if you are waterfront. These are available from your local building department or online. Always get permits when required, trust me its worth the few dollars. A trained inspector will ensure that you are going in the right direction, but most won’t usually give advice given the liability. The OBC is primarily focussed on safety, practical use and structural integrity that lasts the test of time. Most people think that following the code makes projects more complicated, but in fact it is there to simplify your life and to help you build value into your home or cottage retreat. Good value always pays off now and down the road. The code is a minimum requirement. Its easier to do it correctly while the work is being done, rather than fixing it afterwards. The code book is full of all the specifics of what and what not to do. With a bit of research, you will be able to complete your project correctly, safely and with your own spin on it. There are many great
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websites that will help walk you right through it and give you some ideas as well. Hire a reputable contractor for the jobs that are out of your comfort zone, but if you are the do it yourself type, do it the right way and take pride in your work. You will get to enjoy the fruits of your labour now, and for many years to come. The complete OBC is available on line and most of what you will need is in section 9-residential, but you may need to access other sections as well, simply follow the index. Go to www.mah.gov.on.ca/Page7393.aspx By Dave Linkert, Site Supervisor, Marshall Homes Port 32
CONTRACTORS
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Keeping Your
Home Organized Keeping your home organized can be a very taxing job. A lot of people have more stuff than they know what to do with, much less where to put that stuff. Here are a few simple tips for getting your home organized and keeping it that way.
First, make sure that everything you have is actually worth having. We often keep things that aren't necessary to have in the house, and that's what causes the clutter. Now, all of those meaningful, sentimental items are not what I'm talking about here. Those are important things to keep, but anything that you have "just in case" that you haven't used in three years on more, that has got to go. Next, make sure you only worry about one room at a time. If you focus on one room at a time it will be easier to work through the house. If you try to do the whole house at once, it will just turn into moving things from room to room, it will take much longer, and there might even been more clutter in places than there was before. Once you have found a place for everything, make sure that those things stay in their place, or get put back in their place after using them. Finally, have a document station. Keep an accordion file folder with pockets labeled for members of the household, bills, and mail. Another key part of this document station is to purge it weekly so that it does not get disorganized and overstuffed. This can really help avoid having way too many papers laying around the house, and it will help you from accidentally throwing out important papers mixed in with the clutter. Keeping your home organized can be very difficult, especially because our lives are very busy. But once you have a system for keeping your house in check, it is much easier to get organized and stay that way.
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Easy Dock Installation The snow is on the ground, the winds are blowing, the temperature feels like we are all living in the Artic. But we start to notice the birds and animals scouring around. They all know spring is on it’s way. It’s that time of year when cottagers are starting to think spring. The warm air, the sunny days, the grass to cut. We start thinking about opening the cottage and getting it ready for fun times. The dock needs to be put back in the water. It is the perfect time to change your dock couplers with the HitcHinge. HitcHinge dock couplers offer a simplified process, and cottage owners can save valuable time and frustration, in the process of connecting docks. This innovative system has no parts to lose, misplace or drop in the lake. It is self-supporting, meaning that it can support the ramp loads in alignment while you tighten the coupler from above. This self-aligning feature means most individuals will be able to remove and or install their dock with ease, using a single tool function.
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The HitcHinge is quiet, with internal bushings and there is no metal on metal, offering a Silent function. I am so pleased to tell you how impressed I am with your HitcHinge product! I think we will see more of your hitch hinges around the lake by next spring. Thanks for the great product. G.W. Meet Andy Assink, Creator of the HitcHinge at Trade Shows this year: Toronto Sportsman Show March 13-18, Toronto Spring Cottage Life Show March 21-25, Peterborough Home & Cottage Show April 6-8 th, Ottawa Cottage Life & Backyard Show, April 1215, Sudbury Home, Cottage & Reno Show April 20-22 2018 The HitcHinge can be ordered from suppliers - you will find them at HItchinge.ca or you can order direct by calling 705-933-8439. Andy Assink, Owner www.HitchHinge.ca Advertisement
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Getting Ready for Summer with
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The children are first generation Canadians on their father's side and they are locals. Their father was just five years old and hardly spoke any English when his parents immigrated from Germany to Canada in 1967. With deep European roots, the Quast family history is pretty traditional and similar to many area residents whose parents chose to settle in the Kawarthas searching for the Canadian dream and a brighter future. Happy Days Houseboats began in 1978, founded by Siegfried Quast, a tradesman, a builder and a creator. He could be described as a stereotypical German; very direct and not one for diplomacy, but he was an incredibly hard worker. In his lifetime, he built over 40 houseboats. These houseboats were built in the Kawarthas to be enjoyed on the Trent Severn Waterway. The houseboat industry in the Kawarthas peaked in the mid 1980's when there were over 200 rental houseboats operating between the locks in Bobcaygeon and Buckhorn. People fell in love with the area and the houseboat adventure. Siegfried's son, Frank, helped in the family business during his teenage years and early 20's, but the business wasn’t at a stage where he could be employed full time. Frank went
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on to become a full time firefighter with the Scarborough Fire Department. His career with the fire department spanned 31 years and he spent lots of time travelling back and forth to cottage country. Siegfried passed away suddenly in 1997, it was a life altering moment fraught with uncertainty for the future of Happy Days Houseboats. Within days, the constellations revealed themselves in Bobcaygeon and the stars aligned. Frank and Jill met on board a houseboat. Purchasing the business and continuing to operate as the second generation provided the perfect opportunity to work, play and stay in the area while raising a family in a small, rural community. Frank remained committed to the Toronto Fire Service but worked at the marina when off duty. Together, Jill and Frank chose to live at the marina and exit the urban rat race with Jill trading a medical career in the city for an aquatic life in a small town.
additions to the rental fleet include three luxury houseboats, commissioned over the past 3 years and built in Sicamous, British Columbia. Getting a 52' houseboat across the country presents unique challenges but is reflective of the core value of Happy Days Houseboats, proudly supporting Canadian businesses. Great houseboats and a dedication to providing the best service to all guests, continues to be the top priority. There are no sick days or 9 to 5 hours, Mother Nature is always a consideration and there is also no crystal ball to see into the future. But one thing is certain; 40 is the new happy. Submitted by Jill Quast, Happy Days Houseboats 705 738 2201 www.happydayshouseboats.com Advertisement
Fast forward to 2018, three children later, 40 is the new Happy. The rental fleet still has some of the original houseboats that were the result of the creative genius of Siegfried Quast. They have been modernized and updated. New
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The Largest Mooring of Houseboats in Ontario
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On Exhibition
The Ookpik alongside 'Northern Owls' According to the Canadian Encyclopedia, the Ookpik began as a traditional Inuit handicraft; a small snowy owl, typically made of sealskin became a popular Canadian symbol during the Philadelphia Trade Fair in 1963, where it was used to attract visitors to the federal government's Department of Northern Affairs booth. The Ookpik was created by Jeannie Snowball, who at the time was a worker with the Kuujjuaq (then Fort Chimo) Co-operative in northern Quebec. The Ookpik became popular among Canadian consumers after the fair, and the Ookpik Advisory Committee was created to oversee the use of this trademark in the creation and sale of books, clothing, comics, songs and more. Due to the exposure at this fair, sales related to the Ookpik provided revenue for the Inuit communities responsible for crafting them, as well as making a mark on Canadian cultural and consumer history. Four years later, the Ookpik was adopted as a national symbol at Expo 67. The timing of the Ookpik is important to note because Inuit art – with focus on simple expressions of colour and form, animals and landscapes – lent itself well to the “op-art”, and growing “ecology” movements of the 1960s. Today, the owl is still an animal of great significance – both for Inuit culture and as a national symbol. The Philadelphia Trade Fair and Expo 67 demonstrated how the federal government and Indigenous communities could work together with great success. On one hand, it provided exposure of northern communities to those living in more southern regions, specifically highlighting authentic Inuit handicraft. On the other hand, using the Ookpik might have appropriated Inuit culture, reinforcing stereotypes about Indigenous peoples, and potentially promoting ideas of colonization. By displaying Ookpiks from the PMA’s permanent collection alongside ‘Northern Owls’, there is an opportunity not only to share this fragment of Canadian history, but also to further the dialogue concerning cultural appropriation and identity.
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Peterborough Museum and Archives, 300 Hunter St. E., Peterborough, 705-743-5180 www.peterboroughmuseumandarchives.ca.
Discovering Cottage Country
Discover Cottage Country RECIPES
Dijon Crusted Pork Tenderloin
with Shallot & Garlic Reduction INGREDIENTS Serves 4-6 2 x 2 lbs pork tenderloin 2 tbsp fresh rosemary, chopped 2 large shallots, chopped 3 cloves garlic, chopped 2 tsp paprika 2 tsp garlic powder 2 tbsp Dijon mustard 1 tbsp olive oil 1 tsp apple cider vinegar 1 cup chicken stock 2 tbsp flour salt and pepper to taste
INSTRUCTIONS For for the pork tenderloins: pat dry then coat tenderloins in salt & pepper, garlic powder and paprika. In a smoking hot cast iron pan with olive oil, sear pork tenderloins for 1-2 minutes per side, until golden brown on all sides. Once seared, set aside. In a separate bowl, whisk together 1 tbsp olive oil, mustard, freshly chopped rosemary and apple cider vinegar. Generously coat seared tenderloins with mustard mixture on all sides. Put shallots and garlic in cast iron pan that the tenderloin was seared in, and place seared and coated tenderloin back into the pan on top of the shallots and garlic. Place pan into a 425 degree oven, and bake for 10-12 minutes (until internal temperature is 145-150 degrees). Once cooked, place tenderloins aside to rest, for 10-15 minutes. While the meat is resting, in the cast iron pan, place on a medium heat burner and add 1 cup chicken stock, cook together with the shallots and garlic until simmering. Add in 2 tbsp flour and stir until thickened. Slice tenderloin and plate with reduction and fresh sprig of rosemary.
Easy Salsa Chicken INGREDIENTS 1 Jar of your Favorite Salsa (extra chunky is especially good) 1 Can of Black Beans – Strained 1 Can of Whole Corn Kernels 4 Boneless Skinless Chicken Breasts 1 Cup Shredded Cheese 2 Cups Cooked Rice
INSTRUCTIONS Place chicken breasts in the bottom of your crockpot, pour full jar of salsa over chicken, add strained black beans & corn. Turn crockpot on low and allow to cook for 4 hours, stirring occasionally. (If chicken breasts are frozen you will need to adjust the cooking time) Once chicken is fully cooked you can pull chicken apart, or leave as whole breasts. Serve over rice and top with shredded cheese, and if you’re up for it a squeeze of lime!
Since 1994
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Discover Cottage Country FOR YOUR HEALTH
Working to Reduce
Dementia Stigma The Ontario Retirement Communities Association (ORCA) is breaking new ground together, as a united sector, to reduce dementia related stigma. “The development and implementation of ORCA’s Dementia Inclusive Initiative is very near to our hearts,” said ORCA CEO, Laurie Johnston. “We know that more than 400,000 Canadians aged 65 and older have been diagnosed with dementia –those numbers and the care of the people affected are why we are spearheading this campaign to ensure better understanding, patience, and education around this disease.” ORCA's Dementia Inclusive Initiative builds on the global dementia friendly communities movement. Funded by a grant from Baycrest’s Center for Aging Brain Health Innovation (CABHI), this initiative is one of the first and only movements of its kind to focus specifically on reducing dementia related stigma and increasing inclusion in retirement communities. Laura Booi, the Principle Investigator for this project has spent the fall and winter conducting site visits of retirement communities across Ontario. She has met with staff, residents, and family members in these settings to understand the current barriers and facilitators to dementia inclusivity. She has also been working alongside a group of engaged dementia care experts from the sector, incorporating their feedback and guidance to lay the foundation for this project’s success. “The outcomes of this initiative have the capacity to serve as motivation and insipration for other progressive sectors that wish to come together and join the global dementia inclusive movement,” said Laura Booi. “This campaign is progressive and has the potential to make a real, positive difference in the lives of those affected by dementia.” This program will be piloted in the Spring of 2018 with materials and education flowing to all retirement homes in the Fall of 2018. “Retirement homes have always been on the forefront of ensuring that all seniors are treated with respect and kindness – our work builds on this premise,” said Johnston. “We know that other sectors are also making important progress in this area. We continue to encourage other sectors - other groups - others with interest - to take steps to also reduce dementia related stigma. We know together we can do so much for the people who need us most.” ORCA, 905.403.0500 www.orcaretirement.com
Essential Wellness
Botanicals
2018 is the year of botanicals, plants as a main source of dietary nutrition for healthy longevity of the body and mind. So it is fitting that the holistic modality, Aromatherapy is in mass consciousness now. "Aromatherapy" first originated in 1937 in North America when French chemist Rene-Maurice Gattefosse invented the term. Gattefosee had suffered third degree burns and was spurred by his curiosity about the incredible healing power of lavender essential oil. He used the lavender oil to treat the severe burn wounds successfully and rapidly, with minimal scarring. The origin and elements of Aromatherapy can be traced back nearly 5000 years. Ancient Egyptians practiced applying diluted plant oils and diffusion - Aromatherapy - throughout their daily lives. The use of plant essential oils has gained widespread acceptance through the universal recognition that the plant kingdom offers assistance via our olfactory sense, or sense of smell; whereby molecules of essential oils interface directly with unsheathed brain receptors. This is the only place in the human body where our environment directly interacts with our brain hardware. The human sense of smell is tied to our emotional wellness, and so, aromatherapy rapidly impacts our mood, attention, pain tolerance, thinking processes, supporting holistic or overall mind and body wellness. Aromatherapy is user friendly with common sense. Less is more. Diffusing in the home is best in common areas, always keep EO’s out of reach of children, and always diffuse or dilute plant essential oils. Never apply directly to skin unless diluted safely in a carrier oil. Never ingest ANY bottled essential oils in beverages. Advice such as applying EO's to skin neat, straight from a bottle and ingesting bottled EO's is NOT Aromatherapy. Follow your gut instincts and heart on this. A long history of plant essential oil wellness wonderment and aid relies on using essential oils safely, with the concept that over exposure can have undesired cumulative Impacts. We want 'do no harm' ONLY. In fact, avoiding multi-level-marketed 'oils' is mandatory to avoid adverse reactions, liver-load and sensitivity from over-exposure; as evidenced by increasing documented, dangerous and adverse reactions via ‘distributor’ misguided EO use and advice. Aromatherapy itself, is a time honored, powerful and valuable tool to assist an array of human conditions and discomforts. Always seek reputable, quality, experienced direction and you will be set to enjoy and benefit from plant oil use as it has been practiced for over 5000 years. Kelly Remmer, Master Herbalist The Stillroom Shoppe, Kelly is a wildcrafting Herbalist since 1995 & Visits to the Stillroom are welcomed are by Apt. stonehouseholistics@bell.net www.stonehouseholistics.com
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More Than a Meal Since the Community Care Health & Care Network's inception in 1985, Meals on Wheels has been much more than just a food delivery program. While on any given day of the work week, dozens of local residents’ nutritional needs get met via Meals on Wheels, the program is “more than a meal.”
The service provides affordable, home-like nutritious meals delivered to clients’ doors. It’s been a mainstay program since Community Care was founded, when organizers identified the need for seniors and adults with special needs who experience difficulty cooking or in ensuring healthy eating. The program has come a long way from its origins, when volunteers prepared meals in their homes or church kitchens and delivered to a few local shut-ins. Today, Community Care’s industrial kitchen in Fenelon Falls is the daily preparation spot for orders that are delivered five days/ week in Lindsay and Fenelon, twice weekly in Bobcaygeon, and several times weekly to other Kawartha Lakes communities. Clients eat well, and families have peace of mind knowing that their loved ones aren’t struggling with meal preparation that can be challenging. Community Care volunteers gather each day to collect their delivery assignments. Food is transported in insulated containers. The
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program depends upon such volunteers in order to deliver more than 25,000 meals annually. In addition to the hot meals, frozen meals can also be ordered. All food is prepared in accordance with the Canada Food Guide and special dietary options are available. But it’s not just about the food! One of the most important aspects of the Meals on Wheels service – for clients and their families – is the social interaction and safety component that comes with a quick check-in from the volunteers. If for some reason a client is not home, is not well or cannot get to the door, the volunteers report back to Community Care staff, who notify family members. For some clients, the brief visit with the volunteer may be the only social interaction they get that day, and it’s much appreciated. For more information about Meals on Wheels, or any Community Care programs and services: 705-324-7323 or www.ccckl.ca Advertisement
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Discover Cottage Country FOR YOUR HEALTH
Meals on Wheels Program
Discover Cottage Country BUSINESS
Who Should Have a TFSA? The Tax Free Saving Account (TFSA) has been around now for ten years and is pretty popular with good reason – everyone should have one. There is no tax deduction for contributions to a TFSA. The ‘tax free’ relates to any investment earned by the TFSA. It is tax free even when withdrawn! For people just entering the workforce the TFSA is the ideal place for your emergency fund. Even $100 a month will provide a nice $2400 emergency fund within two years and get you in to the habit of saving. Then when an emergency happens (like the furnace conks out or the car transmission goes – not the emergency trip to Casino Rama or the 30% off shoe sale) you have the funds to cover it and the $100 a month starts to rebuild it right away. The TFSA is also the place for everyone to save for those big purchases like new furniture, a vacation or home renovation. Again move money into your TFSA monthly and save for that big purchase. If you are fortunate enough to have no debt and have maximized your RRSPs then the TFSA can be used to accumulate additional savings for retirement. If you are retired and have any taxable investment income those funds should be inside a TFSA to reduce the tax bite. However, be mindful of the maximum contribution limits. The CRA establishes contribution limits each year and they vary each year. It must be clear that no matter how many TFSA’s you have, the contribution limit applies to the combined total of all TFSA’s held by an individual and there are penalties if you exceed your contribution limit. If you do not have a TFSA, you should – and start using it. If you do have one, good! Now make sure it is put to the best use! Gwyneth James MBA CPA, CGA is a partner in Cody & James CPAs which has been providing accounting services for over 25 years to individuals and small businesses throughout Peterborough City and County. (705) 876-6011 or codyandjames.ca
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Coming into 2018 there was a healthy debate over whether global stock markets would continue to move higher or stall out. Bulls pointed to the coordinated economic growth among the world’s largest economies, while bears looked at this rally dying of old age given that it is now the second longest in post war history. Where we did find consensus was in the view that markets would eventually become more volatile, following the abnormally low level of gyration seen in 2017. The first two months of this year have proven that view correct.
portfolio in stocks when we are younger and working and scaling that back when we reach our retirement years. This ensures that when the bad times hit, the losses experienced do not exceed what an individual can endure and stay on their financial plan.
The sharp declines in stocks in early February and the explosion in volatility may have looked equally abnormal, but investors need to step back and recognize that ups and downs in the market represent the price one has to pay to potentially get a better return than a 2% GIC. While there was a 10% swing in the major stock averages between January and February, this is a normal development in a bull market. What we haven’t seen since 2009 is a more significant correction of 30% or more. Economic fundamentals may suggest that such a move is not in the cards right now, but experienced investors know that we will see it again in the not too distant future.
Unfortunately, investors react to extremes. Bonds were out of favour late in 2017 and many chose to empty their portfolios of fixed income investments in favour of more stocks. True, bond prices have experienced declines, but these were smaller than the equity sell-off in February. Usually, bonds and stocks move in opposite directions and, over the longer term, a diversification between the two will help lower the overall risk of a portfolio. That lesson was learned in recent weeks and it should be remembered when looking at your investments over the remainder of this year.
How we deal with the unknown of whether markets advance or pullback is not to shy away from investing, but to construct a portfolio that matches the risk tolerance and objectives of a particular investor. This means having a larger segment of the
Since 1994
Andrew Pyle, Branch Manager, Senior Wealth Advisor and Portfolio Manager
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Market Volatility is Normal
MARKETPLACE
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These exciting colourful eggs were so easy to make – messy, but easy! They were so enjoyable to make, we plan to do more right before Easter.
All you need is shaving cream (make sure it is shaving cream and not gel), eggs and food colouring (we went with neon!). I used a glass dish to roll the eggs in but I’ve seen suggestions of separate bowls for each egg. Remember that plastic or metal might be stained from the food colouring. We boiled our eggs ahead of time and let them cool, definitely much sturdier for little hands when boiled. Cover the bottom of your dish with about 1 inch of shaving cream and smooth out so there are no lumps and bumps, drop food colouring over the top and then use a toothpick to swirl it around. If you keep it to one or two colours at a time you are less likely to end up with muddy brown/green. We did two colours at each end of the pan and tried to keep them as separate as possible. You will need something to put your creamed eggs on, we used a piece of cardboard from the recycling. Roll each egg in the shaving cream until it is covered, and set onto the cardboard. Let the eggs sit for 20 -30 minutes or until the shaving cream starts to dry up. Wipe the eggs off with paper towel. Check out those colours! **I would NOT suggest eating these eggs. The shaving cream could definitely permeate the shell leaving the egg inside unsafe. **Be prepared for stained fingers, or wear gloves
EASTER WORDFIND
BUNNY
COLOURFUL
CHOCOLATE
DAFFODIL
EGG
CANDY
CHICK
HOLIDAY
BASKET
HAT
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Since 1994
Cottage Country Connection ~ March 2018
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Discover Cottage Country KIDS CORNER
Shaving Cream Eggs
EVENTS
in Cottage Country March 2-10, 2018 Peterborough Winter Folk Festival Various events around Peterborough. www.peterboroughfolkfest.com
March 6, 2018 Kawartha Lakes Singers Presents A Celtic Celebration 7:30 - 9:30PM St. James Anglican Church, 19 Bond St. E., Fenelon Falls. $20/person. March 6, 2018 Today’s Online Marketing Environment 12 - 2PM Business & Entrepreneurship Centre Northumberland, 600 William Street, Cobourg. March 8, 2018 Yuk Yuk’s Comedy Event 7:30PM Academy Theatre, 2 Lindsay St. Lindsay. Presented by The Kawartha Lakes Food Source. www.academytheatre.ca March 8, 2018 Free Thursday Nights at the Canadian Canoe Museum 5 - 8PM The Canadian Canoe Museum, 910 Monaghan Rd., Peterborough. Every Thursday. March 8, 2018 Crafting with Danille: Beading 7 - 9PM South Pond Farms, 1020 Gray Rd., Pontypool. Learn how to make a necklace and earrings. March 9, 2018 The Jazz Café with Steve Holt & Howard Baer 7 - 9PM Natural - Health Store, 18 Main Street, Warkworth. March 9, 2018 Night Fever - A Tribute to the Bee Gees 8 - 10PM Cameco Capitol Arts Centre, 20 Queen St., Port Hope. www.capitoltheatre.com
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March 9-11, 2018 The 2018 Peterborough Home Outdoor & Design Show Peterborough Memorial Centre, 151 Lansdowne Street West, Peterborough.
March 11-13, 2018 Funfolk Theatricals Presents “2 Kids, a Robot and a Time Machine” Millbrook Royal Canadian Legion, 9 King St. E., Millbrook. $5. free refreshments, door prizes & free gifts!
March 10, 2018 Glow in the Dark Painting for Teens 1 - 4PM Art School of Peterborough, 178A Charlotte St., Peterborough. Ages 10-18.
March 12, 2018 Mini Paddle Painting 9:30 - 12PM The Canadian Canoe Museum, 910 Monaghan Rd., Peterborough. $17. Ages 6+
March 10, 2018 Kawartha Wildlife Centre Art Gala 7 - 11PM Monocle Centre for the Arts, 140 Simcoe Street, 3rd Floor, Peterborough. $50/person.
March 12, 2018 Arctic Adventures 1 - 3:30PM The Canadian Canoe Museum, 910 Monaghan Rd., Peterborough. $17. Ages 6+
March 10, 2018 Singing Legends 8PM Showplace Performance Centre, 290 George St. N., Peterborough. www.showplace.org
March 12, 2018 Letterkenny Live! 6 - 10:30PM Showplace Performance Centre, 290 George St. N., Peterborough. www.showplace.org
March 11, 2018 Showplace Performance Centre Presents Foley’s Irish Pub 2PM Showplace Performance Centre, 290 George St. N., Peterborough. www.showplace.org March 11, 2018 A Neil Young Tribute: Greatest Hits, What Canada Sounds Like 7PM The Loft, 201 Division Street, Cobourg. For more information or to purchase tickets, kenprue@gmail.com or jim@northumberlandsecurity.com. March 11, 2018 Cavan Art Gallery & Academy Workshops – Landscape with Hilly Terrain 9:30 - 4PM Cavan Art Gallery & Academy, 1535 County Rd. 10, Cavan. $70. Limited Space. Register now.
March 2018 ~ Cottage Country Connection
March 13, 2018 Magical Mosaics 7 - 9PM Rustic Bean Coffee Co., 91 King Street West, Cobourg. March 14, 2018 Souvenir Paddle Carving 9 - 12PM The Canadian Canoe Museum, 910 Monaghan Rd., Peterborough. $22. Ages 9+
Discovering Cottage Country
March 14, 2018 Souvenir Paddle Arts 1 - 3:30PM The Canadian Canoe Museum, 910 Monaghan Rd., Peterborough. $17. Ages 9+ March 15, 2018 Canoe Paper Arts 9:30 - 12PM The Canadian Canoe Museum, 910 Monaghan Rd., Peterborough. $17. Ages 8+ March 15, 2018 Blanket Mittens and Needle Felting 1 - 3:30PM The Canadian Canoe Museum, 910 Monaghan Rd., Peterborough. $22. Ages 8+
March 18, 2018 The Price is Right Live! 7:30 - 9:30PM Peterborough Memorial Centre, 151 Lansdowne Street West, Peterborough.
March 15, 2018 Reuben and the Dark 8PM Market Hall, 140 Charlotte St., Peterborough. www.markethall.org
March 18, 2018 Mini Painting - Oil 12 - 4PM Art School of Peterborough, 178A Charlotte St., Peterborough.
March 16, 2018 Woodworking: Build a Beading Loom 9:30 - 12PM The Canadian Canoe Museum, 910 Monaghan Rd., Peterborough. $22. Ages 9+
March 19, 2018 The Jim Cuddy Band 8 - 10PM Showplace Performance Centre, 290 George St. N., Peterborough.
March 16, 2018 Beading Bracelets on a Loom 1 - 3:30PM The Canadian Canoe Museum, 910 Monaghan Rd., Peterborough. $17. Ages 9+ March 16, 2018 Buddy Wasisname and the Other Fellers 8 - 10PM Cameco Capitol Arts Centre, 20 Queen St., Port Hope. www.capitoltheatre.com March 17, 2018 Cavan Art Gallery & Academy Workshops – Mixed Media & Papermaking 8 - 5PM Cavan Art Gallery & Academy, 1535 County Rd. 10, Cavan. $70. Register now.
March 21, 2018 Make a Wet-Felted Scarf 9:30 - 4:30PM The Canadian Canoe Museum, 910 Monaghan Rd., Peterborough. March 21, 2018 DBIA Breakfast Network 7:30PM Empress Gardens, 131 Charlotte St., Peterborough. www.downtownptbo.ca March 22, 2018 Women’s Resources Of Kawartha Lakes & Academy Theatre Present Blue Rodeo 7:30 - 10PM Fundraiser for Women’s Resources of Kawartha Lakes. Academy Theatre, 2 Lindsay St. S. www.academytheatre.ca
March 22, 2018 Fine Tuning Your Camera’s Autofocus 7 - 9PM Jewish Community Centre, 775 Weller St., Peterborough. www.kawarthacameraclub.com March 23, 2018 Hiawatha’s Annual Spring Social 5:30 - 9PM Evinrude Centre, 911 Monaghan Rd., Peterborough. March 23, 2018 Tonya Bosch Band 5 - 8PM Black Horse Pub, 452 George St. N., Peterborough. March 23, 2018 Motus O Dance Theatre 7:30PM Bryan Jones Theatre, Lakefield College School, 4391 County Rd. 29, Lakefield. March 23, 2018 BA Johnston 9PM - 12AM The Historic Red Dog Tavern, 189 Hunter St. W., Peterborough. 19+ March 24, 2018 Make a Wet-Felted Scarf 10 - 4PM The Canadian Canoe Museum, 910 Monaghan Rd., Peterborough.
March 17, 2018 Fibre Arts Festival & Sale 2018 10 - 4PM Peterborough Sport & Wellness Centre, 775 Brealey Dr., Peterborough. March 17, 2018 Farmhouse Baking: Irish Kitchen 9:30 - 1PM South Pond Farms, 1020 Gray Rd., Pontypool. March 17, 2018 St. Patrick’s Day Parade 12PM George St., Peterborough.
Since 1994
Cottage Country Connection ~ March 2018
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EVENTS
in Cottage Country March 24, 2018 Peterborough Symphony Orchestra presents: Requiem 7:30 - 9:30PM Emmanuel United Church East, 534 George St. N., Peterborough. March 24, 2018 Camp Kawartha Presents The Wakami Wailers 7 - 9:30PM Gordon Best Theatre, 216 Hunter St. W., Peterborough. www.campkawartha.ca
March 25, 2018 Four By Four 3PM Academy Theatre, 2 Lindsay St. Lindsay. Tribute to: The Beach Boys, The Beatles, The Bee Gees, Motown. www.academytheatre.ca
March 28, 2018 Pearls - A Carole King Tribute 8PM Academy Theatre, 2 Lindsay St. Lindsay. www.academytheatre.ca
March 25, 2018 Celebrate the Spring Equinox: Maple Farm Festival 11 - 3PM South Pond Farms, 1020 Gray Rd., Pontypool. Three course lunch.
March 30, 2018 Craft & Artisan Show 3 - 8PM The Canadian Canoe Museum, 910 Monaghan Rd., Peterborough.
March 25, 2018 Ron James: Full Throttle 7:30 - 9PM Cameco Capitol Arts Centre, 20 Queen St., Port Hope. www.capitoltheatre.com
March 27, 2018 A Retail Makeover for Your Business 8 - 11:30AM VentureNorth, 270 George St. N., Peterborough. www.ptboretailmakeover.eventbrite.ca March 27, 2018 Beer Education Series: British & Irish Ales 6 - 9PM Publican House Brewery & Restaurant, 300 Charlotte St., Peterborough. $40.
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March 2018 ~ Cottage Country Connection
March 30, 2018 Jazz CafĂŠ: Jana Reid 7 - 9PM Natural - Health Store, 18 Main Street, Warkworth. March 31, 2018 Mini Pop Kids 2PM Showplace Performance Centre, 290 George St. N., Peterborough. www.showplace.org April 6, 2018 The Happy Pals 7:30PM Bryan Jones Theatre, Lakefield College School, 4391 County Rd. 29, Lakefield.
Discovering Cottage Country
Since 1994
Cottage Country Connection ~ March 2018
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