Hello Military Service Retiree! Many of you may be receiving this magazine for the first time. This is our fifth issue but the first one that we have direct mailed to this many people. We’re very excited about increasing our reach and hope that you enjoy our MWR Life for Retirees magazine. Please let me know what you think. You can email comments and suggestions to mwrliferetiree@fortcampbellmwr.com. If there are any writers out there –we would love to hear from you! We are always looking for new “voices” to add to our content. There are many ways to stay in touch with what’s happening on Fort Campbell. You can visit our website at www.fortcampbellmwr.com and you can “Like” us at www.facebook.com/fortcampbellmwr and follow us on Twitter @FortCampbellMWR. Watch our videos on www.youtube.com/FortCampbell101. You can listen to our radio shows on WJZM 1400 AM and WVRY 105.1 FM on Fridays from 8:30 a.m. to 9 a.m. and on WJZM from 10 a.m. to Noon (if you live out of reception range, you can listen online at www.wjzm.com) or sign up for eNews – this is a weekly electronic newsletter that is sent directly to your email. You can find the link to register for eNews on the homepage of our website. You are always welcome to call me at the number listed below! Enjoy this issue – and we will continue to share future free issues with you as they are published. Thank you for your service to our Nation! CynDe Clack, Editor mwrliferetiree@fortcampbellmwr.com (270) 461-0274
Editor CynDe Clack
Inside this issue
Contributors Christopher Bolivar LTC Scott Deitche Ted Faulkner Tara Goodson Jenelle Grewell Ramon M. Maisonet Mandy Mullaney
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Publisher Creative ink
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Fort Campbell’s New Commanding General A message from MG Volesky.
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Recognizing Retirees CSM Mark Herndon Retires A look back at Mark's military career.
Soldier for Life Why it’s Good to be a Soldier for Life A Retiree has access to the SFL-TAP campus.
Creative Director Sears Hallett
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Advertising 931-801-4531 sales@creativeinktn.com Photography Christopher Bolivar CynDe Clack Jenelle Grewell Thinkstock
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Shutterstock
pgs 8, 11, 17, 19, 20
Spotlight on MWR Renovating for You Improvements and changes to MWR facilities.
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Tricare Supplemental Insurance Plans Do you need one?
11 In the Kitchen It’s Apple Season Fruit facts and delicious recipes.
14 Our Community AUSA’s Voice in Washington The “Voice of the Army” is working for Retirees too.
16 In the Know Suffering from Arthritis? Millions of veterans are affected.
17 Body, Mind & Spirit Dating After Retirement Companionship during retirement years. Disclaimers: Fort Campbell’s MWR Life Magazine is a monthly magazine produced by the Fort Campbell MWR Marketing Department under the authority of AR 215-1. Facilities and activities publicized are open to authorized patrons.The mention or appearance of commercial advertisers, commercial sponsors and/or their logos does not constitute endorsement by the Federal Government. The information in this issue is current at the time of publication; activities and events are subject to change. MWR Marketing is located at 5663 Screaming Eagle Blvd, Fort Campbell, Kentucky. For more information, call 270-798-7535 or log on to www.fortcampbellmwr.com. 24 hr. event line - 270-798-3172 www.facebook.com/fortcampbellmwr
18 Healthy Living Water Workouts Water aerobics are a great option.
19 Tech World 5 Common Cyber-Threats How to fight back.
21 Off the Beaten Path The Joy of Home Brewing Move past the kit you got last Christmas.
Welcome
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Recognizing Retirees
Dedication to Service By Tara Goodson
Fort Campbell recently hosted Command Sergeant Major Mark F. Herndon’s ceremony to recognize his retirement from distinguished military service. CSM Herndon entered military service in 1983 in Murray, Kentucky and went through Advanced Individual Training (AIT) at Fort Rucker to become a utility helicopter mechanic (UH-1H). His first assignment was with C Troop 4-9 Cavalry, 6th Cavalry Brigade, at Fort Hood. In 1985, he was assigned to Camp Stanley, Korea as a UH-60 crew chief in B Troop 4-7 Cavalry, 2nd Infantry Division. Upon reenlistment, his next duty assignment was Fort Campbell, where he was a UH-1H crew chief in Headquarters and Headquarters Company (HHC), 2 INF BDE Flight Platoon. Later the unit was designated as 123 Aviation Battalion and assumed duties as the Command Sergeant Major of the 101st finally activated as 6th Battalion, 101st Aviation Regiment. While Combat Aviation Brigade, and deployed in support of Operation stationed at Fort Campbell, CSM Herndon deployed to Honduras, Enduring Freedom (OEF) IX. He served as the Garrison El Salvador and Panama. Following this assignment, he was selected Command Sergeant Major of Fort Campbell, from April 2009 thru to be an Army recruiter with his first recruiting station in Dalton, September 2012. Georgia, then Nashville. CSM Herndon is authorized to wear the Legion of Merit, Bronze In 1990, he was assigned to 5th Battalion, 158 Aviation Star Medal (3rd Award), Meritorious Service Medal (3rd Award), Regiment, where he participated in Joint Service Commendation Medal, Operation Provide Comfort in Turkey, Army Commendation Medal (4th “Without a doubt, I enjoyed every the Beirut Air Bridge Mission in Award), Joint Service Achievement Cyprus and Operation Restore Hope Medal, Army Achievement Medal (9th single day of my career and wouldn’t Award), (Somalia, 1992). Later in 1993, he was Good Conduct Medal (8th assigned to the United States Army Award), National Defense Service have it any other way. I looked forward Priority Air Transport (USAPAT) JETS Medal (w/Bronze Star), Armed Forces to going to work everyday and my as the Detachment First Sergeant Expeditionary Medal (w/Bronze Star), (1SG) as well as the senior enlisted Campaign Medal (w/Bronze Star), personal sacrifices were not about my Iraq Standardization Flight Instructor. Afghanistan Campaign Medal (w/CamLater, he was selected to be on the Family, it was always about the future paign Star) Global War on Terrorism initial evaluation and selection team Expeditionary Medal, Global War on for the UC-35 Jet Transport Aircraft. of our Army.” Terrorism Service Medal, Korean His next assignment in 1996 was to D Defense Service Medal, Armed Forces CO, 228 AVN REGT Soto Cano, AB Honduras, where he was the Service Medal (Macedonia), Valorous Unit Award, Joint Meritorious Production Control NCOIC until his next assignment to Fort Unit Award (3OLC), Meritorious Unit Citation, Combat Action Badge, Campbell, in 1997. He was assigned to C Company 6th Battalion, Master Aircraft Crewmember Badge, Air Assault Badge, and the U.S. 101st Aviation Regiment as the Company 1SG then later transferred Army Recruiter Badge. He earned a BS Degree in Administration and to HHC as the 1SG. In 2001, he was reassigned to Camp Eagle, Korea Management, as well as an AAS in Aviation Maintenance. as the A Troop 1-6 Cavalry as the Troop 1SG. Immediately, following CSM Herndon’s career exemplifies his dedication and this assignment he attended commitment to Soldiers the Sergeants Major Course and Families. As Garrison (SMC) at Fort Bliss, where Command Sergeant Major, upon completion he was Herndon was often present at promoted to Sergeant Major community events and and assigned to 2-17 Cavalry activities. In over 14 years Squadron here at Fort stationed at Fort Campbell, his Campbell. In 2003, he role switched from a Soldier deployed with 2-17 CAV in based directive to a Family support of Operation Iraqi centric one and back again. Freedom (OIF) I to Al With the mindset of “mission Qayarrah West Airfield, Iraq. first and Soldiers and Families In Aug 2005, he deployed always,” he will be missed in with 96 ASB in support of his role as a senior leader at OIF IV. In May of 2007, he Fort Campbell.
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Why it’s Good to be a
Soldier For Life
“Soldier for Life”
By: Mandy Mullaney, Soldier for Life – Transition Assistance Program Counselor
Maybe you’ve taken some time off since retirement, but you’re getting tired of that “Honey Do” List. Or maybe you accepted an overseas contractor position right out of the military but are ready to stay state-side for a while. Perhaps when you left the service, all you were given was a DD214 and a “good luck” handshake on your way out the door. Regardless of how you’ve ended up at the intersection “20+ years in service” and “I need a job,” it can be a scary place to be standing. You’re about to come face-to-face with online job applications, scanning and uploading your resume, Skype interviews and questions about your LinkedIn account. Are you ready? If the answer is “No, heckl no!” don’t be intimidated. We’re here to help. The Soldier for Life – Transition Assistance Program (SFL-TAP), formerly known as ACAP, works in cooperation with the VOW Act of 2011 to ensure every Soldier, regardless of rank or reason for separation, knows about the benefits they are entitled to as a veteran and is ready to take on the current job market. Our new transition campus on Fort Campbell, located at buildings 5661 Screaming Eagle Blvd and 5668 Wickham Ave, were recently renovated to accommodate Soldiers as they exit the Army. Within building 5661, we house over 20 career and financial counselors who work one-on-one with transitioning Soldiers to perfect their resumes, hone their interview skills and analyze their post separation financial needs. Also within 5661 you can find the 101st Reserve Component Career Center which assist Soldiers with continuing their service in the National Guard and Reserves, and 10 Department of Veterans Affairs contracted Benefits Experts to assist with maneuvering through VA issues.The Army Transition Liaison Office is also located in 5661. Within building 5668, we have 10 Department of Veterans Affairs government employees and three Veteran Services Organizations: the Veterans of Foreign Wars, Disabled American Veterans, and the Tennessee Department of Veterans Affairs, to assist with VA claims processing. As you can tell, gone are the days of optional workshops and picking up DD214s on the fly. Whether he or she wants to or not, every transitioning Soldier goes through SFL-TAP because it’s now mandated by law. Our doors are open to Soldiers who are 18 months out from ETS, 2 years out from retirement, or already retired. While the average Soldier retains services for 6 months post separation, a Retiree has access to all of the SFL-TAP campus and services for life.
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Read on for details about we can offer you – Every Retiree is entitled to have his or her own record at the SFL-TAP center. This means you have the capability of scheduling as many one-on-one, hour-long counseling sessions with one of our career counselors as you’d like. Your counselor can offer you example resume formats, review a resume that you’ve already written, help you target your resume toward a specific job lead, and help you utilize job search engines. Once your dynamite resume lands you an interview, your counselor can also conduct a mock interview, helping you prepare to answer industry specific questions. Our program is designed for your success, and we’ll meet you wherever you are on your job search journey. If you aren’t quite ready for one-on-one services, try easing into the process by attending one of our many workshops. The topics are tweaked to align with transitioning Soldiers’ current interests, but some regular classes in our 5 to 6 week rotation are: Social Media/LinkedIn, Law Enforcement, How to Apply for a Federal Job, and Interview Preparation. Seminars run weekly on Wednesdays from 0900-1030. After attending a seminar, an additional appointment with a counselor can always be made to address follow-up questions and concerns. Additionally, the SFL-TAP team is proud to sponsor Quarterly Job Fairs and Wednesday Employer Events. Our Job Fairs are the largest in the region and boast over 140 employers who each have at least 10 positions to fill. Our Job Fairs are held at Cole Park Commons, bringing employers to Fort Campbell who have a local, national, and international reach while covering a variety of industry fields. Wednesday Employer Events, held from 0900-1500 most Wednesdays, provide a weekly opportunity to engage with local, national and international businesses seeking candidates just like you. Drop by the Center or visit SFL-TAP on Facebook at www.facebook.com/FortCampbellACAP for a calendar detailing what companies you can expect at which events. Finally, don’t forget that the various VA representatives at buildings 5661 and 5668 are available to address any VA issues that you may have. Schedule an appointment at (931) 431-0661. Before you retired, you wore your resume on your chest. Your rank implied capability. We know you’re a Soldier for Life, but now that you’ve hung up your green suit, let us help you write the resume that accurately portrays the uniform and Soldier who used to wear it. Reach us at (270) 798-5000. We look forward to seeing you soon!
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Spotlight on MWR
Renovating for You By CynDe Clack
We really took advantage of this past year and made (or are in the process of making) some great changes and improvements to some of our business facilities – Hooper Bowling Center, Cole Park Commons, Southern Buffet, the Coffee Nook, and The Smokehaus at Sportsman’s Lodge. Keep reading for all the details!
Hooper Bowling Center, located at 5380 Tennessee Avenue, replaced their lanes and new furniture will be coming soon. Revamped party packages and an updated the snack bar menu have also been in effect for a short while. If you haven’t been there lately – go visit! Grab some lunch, bowl some games, book a party, and play some Infinity Bingo where you can win cash prizes up to $1,000. Hooper Bowling Center opens at 10 a.m. Sunday through Friday and at noon on Saturday. They close at 9 p.m. Monday and Tuesday, 10 p.m. on Wednesday and Thursday and at
midnight on Friday and Saturday. The snack bar is open from 7 a.m. to 8:30 p.m. on Monday, Tuesday and Friday; 7 a.m. to 9 p.m. on Wednesday and Thursday; 7 a.m. to 11 p.m. on Friday; noon to 11 p.m. on Saturday; and noon to 8 p.m. on Sunday. 7
Cole Park Commons, located at 1610 101st Airborne Division Road, added a new Grab-n-Go menu available Monday through Friday from 8 a.m. to 2:30 p.m. They offer teas, coffees, juices, energy drinks, sodas, homemade muffins, breakfast sandwiches, gourmet confections, salads, and wraps. You are welcome to call ahead to order and pay and tell them what time you want to pick it up – now that’s convenient! Located on Cole Park Golf Course is a new pavilion that is available to rent for your special occasion.
Southern Buffet, located inside Cole Park Commons, changed up the ala carte menu to include favorites such as a chicken tender basket, southern chicken salad and added a CBLT Panini, a black bean burger and a turkey burger. You can get a gluten free bun upon request and top your burger with smoked Gouda, Havarti, Cheddar or Swiss cheese, jalapenos, corn salsa, pico, mushrooms, guacamole, or add bacon. Sandwiches and baskets are served with your choice of one of the following sides: fresh fried potato chips, steak fries, sweet potato fries, side salad, raw mixed vegetables, potato salad or pasta salad. Monday through Thursday, they will offer a $5 Blue Plate Special. The Southern Buffet is open Monday through Friday from 11 a.m. to 1:30 p.m.
Coffee Nook, located inside the Family Resource Center at 1501 William C. Lee Road, is now open Monday to Thursday from 7 a.m. to 1 p.m. with a new menu! They offer teas, iced beverages, coffees, juices, energy drinks, sodas, homemade muffins, gourmet confections, salads, and wraps. The Smokehaus at Sportsman’s Lodge, located at 6633 Sportsman’s
Lane, is now featuring great barbeque including pulled pork, baked chicken, fried chicken, fried catfish and smoked meats, including sausage, turkey breast, chicken, and beef brisket. Don’t worry – they still have schnitzel! The all-youchoose-to-eat buffet (in-house only) includes a variety of your favorite home-style side items, a full soup and salad bar plus your soft drink and dessert selections. The buffet will have a different theme each day of the week. Smokehaus has new hours and is now open for lunch Monday through Friday from 11 a.m. to 1 p.m., Dinner is served from 5 p.m. to 8 p.m. on Friday and Saturday and the Sunday buffet is from noon to 3 p.m. They have screened in the deck for your dining pleasure as well as added a pergola over the patio. You can reach The Smokehaus at (270) 798-4993.
As you can see, MWR is updating and improving our facilities to meet your needs. If you haven’t visited one of these locations recently, give them a try. I’m sure you’ll enjoy it as much as I have.
TRICARE
Tricare
Supplemental Insurance Plans By Ted Faulkner
TRICARE Prime is no longer available in much of the United States as a result of sweeping changes to TRICARE contract proposals in 2007 that only required bidders to establish Prime Service Areas (PSA) around military treatment facilities (MTF) and Base Re-alignment and Closure sites. This change forced thousands of Retirees off TRICARE Prime and onto TRICARE Standard. While this affects health care coverage (which doctors are available and where) it also drastically affects how much money Retirees will spend on health care. Many Retirees are now on TRICARE Standard, also referred to as “open choice” plans. Open choice plans allow you to visit whatever in-network physician or healthcare provider you wish without first requiring a referral from a primary care physician. This allows for quite a lot of flexibility, but the drawback is cost. Standard has an annual deductible of $300 for a Family. In addition to this expense, Retirees covered under Standard must pay 25% of allowable charges (set by TRICARE, and these charges are not necessarily what the provider is charging for a service, but the maximum TRICARE will pay) for every visit to their Primary Care Manager and for visits to specialists. One popular method to mitigate some of these costs is to enroll in a TRICARE supplement insurance plan. First of all, TRICARE supplement insurance plans are not for everyone, or even for all TRICARE plans. TRICARE Prime has relatively low costs compared to Standard. Except for a few limited situations, supplemental plans will not save you money if you are enrolled in Prime. But now that Retirees living in nearly all of Tennessee and Kentucky are no longer Prime, supplemental plans look much better for those on Standard. Also, for Retirees in TRICARE For Life (TFL), using Medicare Part B and TRICARE Standard as their health care plans, there is no cost savings by enrolling in a
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supplemental. On the contrary, you would lose money every year. Then why consider a TRICARE supplement insurance plan? Because out-of-pocket health care expenses, even with TRICARE, can be very expensive. Consider this - the average cost for a one night stay in a hospital is $1700. TRICARE Standard costs for a hospital stay are the lesser of $708/day or 25% of billed charges plus 25% of allowed professional fees. That’s not cheap, but don’t lose hope. TRICARE has a limit on the maximum out-of-pocket expenses (also called a catastrophic cap) that any Retiree will pay in a fiscal year. Currently the catastrophic cap is $3,000 per fiscal year. This means that in a fiscal year, the most a Retiree will pay out-of-pocket for all cost-shares for appointments, services, in-patient care, etc. plus pharmacy co-pays is $3,000. That is still not very cheap, but it is better than the alternative. How can you lessen out-of-pocket costs even further? Possibly with a TRICARE supplement insurance plan. TRICARE supplement insurance plans are offered by numerous companies with myriad costs and benefits. Key is determining if the plan will cover the type of cost-shares you will have during the year and do so for less than what you would have paid for total out-ofpocket expenses. As you compare plans you must remember, depending on your personal health situation, there may not be a plan that will allow you to “break even” with the catastrophic cap. But if you can find a plan that covers your annual deductible, or all of the cost shares you will likely have to pay, and does this for less than $3,000 per fiscal year, that may be just the ticket. You must be a smart consumer and perform your due diligence to make sure a TRICARE supplement insurance plan is the right decision for you and your Family.
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In the Kitchen
It’s Apple Season! By Jenelle Grewell
Apples are my favorite fruit because I love apples in almost everything you can make apple flavored. My favorite pie is apple pie, my favorite oatmeal is apple cinnamon oatmeal, my favorite fruit candy is green apple and the list of apple related foods I love can go on for pages. Not to mention apple themselves are a quick and delicious snack I can simply toss into my bag and save for later. I could talk all day about the yumminess of apples but it is also worth it to mention the health benefits of the fruit. The old saying “an apple a day keeps the doctors away” has some merit to it. Apples are packed with nutrition! A medium apple has four grams of fiber, only 95 calories and it counts as one cup of fruit. Apples can also be a filling snack for those looking to lose weight because the fiber and sweet taste help curb sugar cravings. That makes apples perfect for me since I have the worst sweet tooth! This fruit can also help lower your risk for heart disease and other cardiovascular diseases. The United States is the second largest producer of apples after China. Apples are grown in all 50 states and about 100 different apple varieties are grown commercially. That would explain why apple pie is the most American of all desserts. Another reason I consider apples my favorite fruit, aside from their deliciousness and health value, is how the apple has shown up throughout history in some of our most beloved stories. Apples can be a symbol for many things such as peace, beauty, wisdom, joy, fertility, youthfulness and even discord. In Greek mythology, apples were included in many stories. Hera, queen of gods, owned precious golden apples that tasted like honey and could heal, renew themselves and if thrown would always hit their target. Hercules had to obtain some of these apples as a part of his 12 great labors. Norse mythology has a tale of magical golden apples that were guarded by the goddess Idun. These apples were what kept the gods young. The apple is often associated with the story of Adam and Eve from the book of Genesis when Eve takes the forbidden fruit from the tree of knowledge of good and evil. Snow White ate a
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poisoned apple that put her in a deep sleep until she was rescued by a prince. The list of stories involving apples goes on and on. It would be pretty easy to say that apples are an iconic fruit. What is your favorite variety of apple? My favorite is a Fuji apple which is the number-one seller in Japan. It has a dense, crisp, sweet and slightly tart flavor. These apples are great for eating out of hand as a snack or adding to salads and applesauce. Red Delicious is the most popular grown apple in America. The apple is sweet and mild-tasting and is best used in salads and fruit cups. Golden Delicious in another popular apple that is also sweet and mild. Keep this apple refrigerated and use for snacks, desserts and salads. Gala apples are a semisweet, crisp and juicy apple. This apple is perfect for eating out of hand, in salads or paired with soft, mild cheeses. McIntosh apples are the third most popular apple in America. This crisp, sweet, juicy apple is best during autumn and they are best apples for applesauce. However, these apples collapse when baked whole or in pies. The Granny Smith apple would be my second choice in apple. This green apple is tart in flavor and resembles the
flavor of a lemon. It is agreat apple to eat out of hand, in salads and excellent for baking. Are you hungry for apples yet? A multitude of fresh varieties are available at your local market. If you want the opportunity to pick your own apples instead of stopping by your local grocery store, middle Tennessee has several orchards you can visit. I would highly recommend calling ahead to any of these orchards to find out more up-to-date information on hours and what varieties of apples are available. Morning Glory Orchard: 7690 Nolensville Rd. Nolensville, TN. (615) 395-4088. Tuesday through Saturday from 9 a.m. to 5 p.m. Red Chief Orchard: 2400 Hartsville Pike. Gallatin, TN. (615) 452-1516. Monday through Saturday from 7 a.m. to 1 p.m. Lovell’s Lacy Orchard and Pumpkin Patch: 22850 Coal Creek Rd. Hopkinsville, KY. (270) 269-2242. Call for hours. With many varieties of fresh apples available at the store, why not try out some new apple dishes? I am not talking about apple pie or apple crisp, which I am sure everyone already has their own favorite recipes for, but I am suggesting some different and unique apple dishes that might just make apples your favorite fruit too (if they aren’t already).
Fruit and Bacon Salad
2 red apples, cored and sliced 2 green apples, cored and sliced 2 (11 ounce) cans of mandarin oranges, drained 1 cup of seedless grapes 6 slices of turkey bacon, cooked and crumbled 1 cup of shredded carrots 1 (10 ounce) package of mixed salad greens 1 ⁄2 cup of honey Dijon salad dressing Place apples, oranges, grapes, bacon, carrot and salad green in a large bowl. Toss well with dressing, adding more, or less to taste.
Pork Apple Burgers
2 pounds of ground pork 1 Granny Smith apple – peeled, cored and chopped 1 sweet onion, finely chopped 3 cloves of garlic, minced 1 ⁄4 cup of teriyaki sauce 1 egg 8 hamburger buns 1 (20 ounce) can of sliced pineapple, drained 1. Preheat grill for medium-high heat. 2. In a large bowl, mix together ground pork, apple, onion, garlic, teriyaki sauce and egg. If too dry, add some juice from the can of pineapple slices. Form into eight patties. 3. Lightly oil grill grate. Grill pork burgers for 10 minutes or until well done. Toast buns on grill. Serve burgers on toasted buns topped with pineapple slices.
Apple Oatmeal Cookies
1 cup of all-purpose flour 1 teaspoon of baking powder 1 teaspoon of ground cinnamon 1 ⁄2 teaspoon of salt 1 ⁄2 teaspoon of ground nutmeg 1 ⁄2 cup of shortening 3 ⁄4 cup of white sugar 2 eggs 1 cup of rolled oats 1 cup of diced apples without peel 1 cup of chopped walnuts 1. Preheat oven to 350 degrees F. 2. In a large bowl, cream together the shortening and sugar. Beat in the eggs until well blended. Combine the flour, baking powder, cinnamon, nutmeg and salt; stir into the sugar mixture until well blended. Fold in the walnuts, oats and apples. Drop dough by spoonfuls about 2 inches onto ungreased cookie sheets. 3. Bake for 12-15 minutes in the preheated oven. Let cool on wire racks.
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(270)798-9793 (270)798-4610x106 (270)798-9322 (270)798-3201 (270)798-6693 (270)956-1566 (270)798-7422 (270)956-1101/1100 Center,, Air Assault Auto 8. Auto Service Center 9. Better Opportunities for Single Soldiers Pr Program ogram (BOSS) (270)798-7858 (270)798-8055 10. Blanchfield Army Community Hospital (270)798-5887 Center,, Hooper 11. Bowling Center
1. 2. 3. 4. 5. 6. 7.
101st Airborne Division Headquarters 19th Hole (Cole Park) Army Community Service (ACS) & ACS Dir Director ector Army Education Center Arts and Crafts Center, Center, Guenette ASYMCA Backdoor Boutique ASYMCA Family Center
12. Civilian Personnel Advisory Center 13. Commissary 2. Community Activities Center (Cole Park) Parent 30. CYSS, Par ent Central Services (Central Registration)
(270)798-7161 (270)798-3663 (270)798-4610 (270)798-0674
30. CYSS, School Liaison 38. CYSS, SKIESUnlimited Center 14. Dog Kennels 17. Dawg Haus (Dining)
(270)798-9874
18. Estep Wellness Wellness Center 19. Equipment Rental (Gear -to-Go) (Gear-to-Go) 20. Exchange/Food Court/Mall 21. Family Resour ce Center (FRC) Resource 22. Financial Readiness (Army Emer Emergency gency Relief)
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(270)412-5811 (270)798-5590 (270)798-0766 (270)798-4664/4023 (270)798-6806 (270)439-1841 (270)956-2935 (270)798-5518
23. Fryar Stadium, Sports Admin Of Office fice 2. Golf Course (Cole Park) 15. Joe Swing (Rental Recr Recreation eation Facility) 20. Leisur Leisure eT Travel ravel Services 26. Library Library,, R.F R.F. F.. Sink Memorial 27. MWR Dir Director ector 28. Museum, Don F F.. Pratt 29. Outdoor Recr eation Main Building Recreation 31. Pool, Baldonado 32. Pool, Dolan 33. Pool, Gar dner Indoor Gardner 34. Pool, Single 9. Recr eation Center ayrynen Recreation Center,, Dale W Wayrynen 14. Riding Stables AC) 39. Soldier and Family Assistance Center (SF (SFAC) 2. Southern Buf fet (Cole Park) Buffet 41. Sportsman’s Sportsman’s Lodge (Dining) 42. Teen Teen Club 24/7 43. The Zone 44. T Tricare ricare 45. Veterinary Veterina eterinary Services 46. Wilson Theater 42. Y Youth outh Center (T (Taylor) aylor) 42. Y Youth outh Sports
(270)798-3094 (270)798-4906 (270)798-4610x119 (270)798-7436 (270)798-5729 (270)798-9953 (270)798-3215/4986 (270)798-2175 (270)798-5207 (270)798-5350 (270)798-6310 (270)798-4247 (270)798-7391 (270)798-2629 (270)412-6000 (270)798-4610 (931)431-4140 (270)956-1033 (270)461-0603 1-877-874-2273 (270) 798-3614 (270) 798-6857 (270)798-3643 (270)798-6355
AUSA
Our Community
Association of the United States Army What is AUSA and what do they do?
But will things really change?
AUSA is a private, non-profit educational organization that supports America's Army - Active, National Guard, Reserve, Civilians, Retirees, Government Civilians, Wounded Warriors, Veterans, and Family members. AUSA provides numerous professional development opportunities at a variety of events both local and national. They are your voice on Capitol Hill. They fight to maintain military pay parity; support full concurrent receipt for all disabled Retirees; support stopping the erosion of access to, along with the quality and cost of, health care benefits, both pharmacy and quality of care; and they support maintaining the current size of the Army with budget support. In their “Where We Stand 2014-2015” statement, they shared, “AUSA will continue to work to ensure that the defense and veterans’ budget funds appropriate pay and benefits that are an essential offset for the unique demands, harsh conditions, and sacrifices inherent in military service.” Not only do they advocate for veterans, readiness and modernization; they also fight for programs and funding that will support Families (to include caregivers) and Army Civilians.
Actually things have been accomplished. Some of their past successes have been:
What do they do for Retirees? The AUSA Legislative Priorities in 2014 that directly affect Retirees are: • Limit increases in TRICARE fees/deductibles/pharmacy copays to no more than annual COLA increase. • Provide funding to increase reimbursement rates to TRICARE and MEDICARE providers to encourage increased provider participation. • Maintain TRICARE for Life without enrollment fees. • Credit all post-9/11 active duty service toward National Guard and Reserve early retirement. • Enact legislation to give National Guard and Reserve Soldiers compensation and benefits while on active duty status, equal to Active Component Soldiers. • Repeal in its entirety the SBP – DIC offset for survivors. • Expand Concurrent Receipt entitlement legislation to include all disabled veterans and those that are medically retired. • Repeal in its entirety the Department of Veterans Affairs offset on Retirees’ military entitlement (Concurrent Receipt). • Amend Title 10 to forgive overpayment of retired pay after death of Retiree. • Protect the full value of Retiree and annuitant pay and benefits. • Fully fund the Department of Veterans Affairs to reduce the backlog of claims and appeals.
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• Prevention of new co-pays and fees for under age 65 TRICARE beneficiaries. • Elimination of the SBP – Social Security offset. • Approval of Concurrent Receipt. • Waiver of the Medicare Part B penalties for military Retirees (part of the Medicare legislation). • TRICARE for Life for over age 65 Retirees and the pharmacy benefit for all beneficiaries. • Reduction of the catastrophic cap from $7500 to $3000. • Elimination of financial penalties for federally employed Retirees. • Full funding of TRICARE/Pharmacy Programs for all beneficiaries.
Who can join? AUSA is open to all Army ranks and all components -- including Active, National Guard, Army Reserve -- Government Civilians, Retirees, Wounded Warriors, Veterans, concerned citizens and Family members. Indeed, AUSA welcomes anyone who subscribes to the philosophy of a strong national defense with special concern for the Army. Community businesses and defense industry companies are also welcome to join AUSA.
Is there a local chapter? Yes there is. The Fort Campbell Chapter connects Fort Campbell with the surrounding communities, both in Tennessee and in Kentucky. When Congress passed a budget that reduced military Retiree pay – the local chapter was there fighting for us. Other campaigns of interest in the last year have been for continued tuition assistance funding for Soldiers and their Family members, spending flexibility in the funding the Army receives in sustainment, restoration and modernization projects, and continued exchange benefits for veterans.
How can I learn more about AUSA? The Fort Campbell AUSA chapter holds a 2nd Tuesday Luncheon every month, at The Smokehaus at Sportsman’s Lodge, and you are welcome to attend. Give them a call at (270) 605-1234 for more information. You can also find them on at www.fortcampbellausa.com or on Facebook at: www.facebook.com/pages/AUSA-Fort-Campbell-Chapter/142623832423317. If you want to become a member, you can visit www.ausa.org and join online or you can contact the local chapter at (270) 605-1234. 14
Suffering from Arthritis?
In the Know
By LTC Scott Deitche
Millions of veterans suffer from arthritis. Sufferers are often surprised to learn that there are several different types of arthritis and a vast number of treatments for arthritis joint pain. Generally speaking, arthritis is a condition with localized joint pain caused by inflammation. Years of living with this progressive condition can lead to joint surface changes which, along with the pain, can hinder joint motion and ultimately limit activities of daily living and even interfere with sleep patterns. Some of the more common types of arthritis include Osteoarthritis (commonly associated with overuse), Rheumatoid arthritis (arthritis related to immune system factors), Gouty arthritis (arthritis caused by gout) and Septic arthritis (arthritis caused by an infection). For the best results, arthritic patients and their health care providers can design treatment strategies which typically include various treatment combinations tailored to the individual’s needs. Treatment strategies can involve combinations of medications, dietary changes, activity modifications, exercise programs, formal physical therapy, occupational therapy, prosthetic equipment and surgery. It is important for individuals who suffer from arthritis to speak with their health care providers in order to identify the cause of their pain and to design a treatment plan. By adhering to specific treatment plans, individuals suffering from arthritis are able to reduce joint pain, improve joint function and ultimately have a more productive life. Arthritis can affect almost every joint in the body and usually presents around the age of 50. With that said, there are some differences in how specific forms of arthritis typically present. For example, osteoarthritis tends to involve the hands, upper and lower spine, knees and hips. When speaking with your health care provider, it may be helpful to provide certain details on your joint symptoms. It may also be helpful to report any patterns of symptoms such as the time of day when your joint symptoms occur or if they tend to be associated with certain activities. It may be interesting to know that joint pain and stiffness associated with osteoarthritis typically worsens throughout the day with daily activities while rheumatoid arthritis joint symptoms tend to present in the morning and can improve somewhat throughout the day with activity.
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Gouty arthritis can affect any joint as well, but more commonly affects the joints of the big toe and can be associated with certain types of foods or drinking beer. Many times, individuals note steady increases of pain and stiffness in their weight bearing joints (spine, knees and hips) with a period(s) of weight gain or from changes in daily activities. It may also be beneficial to provide details on your direct Family member’s bone and joint health since genetics tend to play a key role in bone and joint cartilage health. Don’t forget to report any past injuries such as broken bones, overuse type injuries from past active service, past and current occupational endeavors, past and current hobbies, activities of daily living and sports. Your provider should also review with you any medications and supplement usage both relating to and not relating to your joint symptoms. Once your provider has an understanding of the history of your joint symptoms, the next thing he or she will likely do is perform an examination which typically includes evaluating both affected and non-affected joints, an assessment of your muscle strength and a review of your past medical care needs and past surgeries. From here, your health care provider may feel the need to order some x-rays and laboratory studies. Once the evaluation and studies have been reviewed, your provider can determine the type of arthritis and discuss which interventions are indicated. These interventions may include pain medications, referrals to dietary, physical therapy, sports medicine, rheumatology, orthopedics and brace clinics. Since there are currently no cures for the various forms of arthritis, it is very important for people with this condition to adhere to certain lifestyle changes. Through various lifestyle changes and combined treatment strategies, the debilitating symptoms of arthritis can be managed to maintain higher qualities of life. Some of the most important lifestyle changes include maintaining a healthy body weight, making efforts to safely improve levels of physical fitness, being aware of the possible side effects from regular use of anti-inflammatory medications and scheduling regular visits with health care providers.
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Body, Mind & Spirit
Dating After Retirement by Ramon M. Maisonet
A friend of mine recently sent me a very funny picture of a man who appeared to be in his late 60’s sporting a big smile. The caption read, “Men be like, I’m ready to settle down now!” I had to admit, I laughed for days about it thinking, wow, that guy got absolutely all of his dating days in, that’s for sure. It also brought up another thought for me about what is it like for someone who is actually looking to date when they are retired, or dating after a very long marriage that ends in divorce. Or maybe even someone who has been widowed.
Companionship during the retirement years becomes very important as you put your working years behind you. Why? Because everything in life that truly matters can be boiled down to relationships. We were made for relationships. The question of how we get into those relationships through dating is another story altogether. So let’s talk about it. Dating in your retirement life can be a very awkward and unsettling affair if you’ve not done it in a while. Here are a few things to consider if you are planning to “get back out there,” as they say: Some things have changed, and some have not. While social media sites like Facebook, Twitter and Instagram have changed the way that people communicate, there are still some people out there that still believe in picking up the phone and having a voice to voice conversation - you are in luck in that regard. Also, last I checked, it was still okay for a man to open the door for a lady, pick up the tab after a meal and be a gentleman. Chivalry is still valued by women. Speaking of online. According to match.com, Americans age 50 and older are the fastest growing demographic on their website, and they make up 20 percent of their users. This can be a fun and discreet way of looking at dating partners, and the website has tools that can help you present the very best “you” to potential matches.
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The Adult Children factor. If you have adult children, they may demonstrate concern over you dating, but do not let their uneasiness prevent you from doing so. Acknowledge their concerns, but I say press on, senior citizen. Press On! I shamefully admit that I was appalled when my mom got back on the dating scene when she was in her early 50’s. Not because I don’t love my mother, it was just really weird for me, but ultimately I accepted the fact that she needed companionship. When you date. Go out on a date to have fun, not to frisk and turn your dating partner into a Law and Order suspect. What I mean is there is no need to get their credit score, debt-to-income ratio and verify their identity on the first date. You are on a date to enjoy their company. You can get to know someone through casual conversation and fun story telling. Plus, you’re retired now; there’s no rush to make this serious—you’ve got time. Old dogs, old tricks. Consider that in dating people who are 50+, they may be set in their ways and not very willing to change their living habits. Sometimes we have a tendency to think that people will change once they get into a relationship, and some things they do. In this age group however, consider that like Tina Turner sings, “what you get is what you see.” Old Flames? Consider what happened to your high school flame or your ex-college boyfriend/girlfriend. Maybe things did not work out back then because you were both in different seasons of your life, but you are wiser and more mature now. Maybe the thing(s) that kept you apart back then are the thing(s) that can reunite and keep you together now. Classreport.org provides free class reunion websites for every graduating class of every high school, with free access for all class members. Go online and give it a try. Opportunity knocks softly. The more active you are in the community, church, or local events that take place in the city, the more likely you are to meet someone that you never planned on meeting. Sometimes that special someone could be right in front of you — just do a double take and watch what happens.
Healthy Living By Jenelle Grewell
Sometimes it can be hard to find the motivation to work out when exercising can be hard and boring. However, water aerobics provides a fun and low-impact alternative. Don’t think water aerobics is easy! Water aerobics is a hard work out and can be very beneficial to those who decide to participate. Water aerobics is exactly what it sounds like…An aerobics class in the water. You will perform movements to get your heart rate up and strength train while in a pool. Water aerobics are great because water exercise allows for people of all fitness levels to work at a pace that is appropriate for their exercise goals. Water aerobics workouts are vary when classes utilize pool noodles, water dumbbells and even your own body weight. Gardner Indoor Pool at Fort Campbell offers classes for those who want to exercise in the water. Marla Voight, who has been teaching water aerobics for 25 years, believes there are many reasons water aerobics are a great option. • Socializing - Water aerobics provide the perfect opportunity to meet people and enjoy time with friends. Marla explained that many widows come to her class and they really benefit from the experience. • Staying independent - “As we age, we notice our bodies start to break down and water aerobics helps slow down and prevent that break down,” Marla said. • Reducing joint impact - Since water aerobics doesn’t take place on land, it helps with those who have had knee or hip replacements. It allows participants to do high impact exercises without the negative side effects. • Less chance of injury - When you gain muscle control you are less likely to fall. Water aerobics also helps increase flexibility. More flexibility also helps to prevent injury. • Getting more out of your work out - Water has 12 times the resistance of air so doing an exercise in the water provides a better workout in a shorter amount of time. “Instead of a really long work out or multiple workouts in a day, you can get one really good one with a water aerobics class,” Marla suggested. This makes water aerobics perfect for those who have multiple commitments on an average day. • Sleeping better - Water aerobics improves blood flow, changes body temperature and enhances muscle conditioning. All of these benefits lead to a better slumber, and who doesn’t love a good night’s sleep? Marla sees a lot of participants lose weight. She sees participants get more comfortable in the water and also with themselves. “A lot of people don’t want to put on a bathing suit, but I tell them it’s a uniform during water aerobics.” She also observes participants who, with proper diet and exercise, can stop taking diabetes medicine with their doctor’s permission. Another huge benefit is the friendships that have been forged among the regulars. “I get excited with them,” Marla said of the benefits her participants receive, “I think they are on their way to a healthier life. They have more energy.” Along with the health benefits of water aerobics, the www.fortcampbellmwr.com
classes are also a fun way to get your work out. “You’re listening to music and even though you are getting a hard work out, being in the water makes you feel young and vibrant,” Marla explained. Having a fun work out is important because if you enjoy something you will commit to it and if you commit you can change your life for the better.
Marla advises that anyone interested in trying water aerobics should check with a doctor prior to starting the program; let the instructor know about any medical conditions or medications you are currently taking. “Once you have everything else in order, just get in! Just do it!” A water aerobics instructor will work with any current injuries you may have and modify the exercise or offer an alternative. As long as you have medical approval, don’t let anything stand in your way! “As we age we need to challenge our cognitive function. We need to challenge our general condition. We want to remain independent as long as possible,” Marla said. Gardner Indoor Pool offers water aerobics classes for $3 a session or with pool membership. Various memberships and prices are available from punch passes to several month long passes. For more information about water aerobics classes and times, please call (270) 798-6310. 18
Tech World
5 Common Cyber-Threats (and How to Fight Back) Courtesy of USAA and NCPC
High-tech threats are everywhere, from the data breaches at retail stores to the Internet security issues like the “Heartbleed” bug that dominated the nightly news. But a little knowledge, and common sense, can go a long way toward helping protect you from identity theft and financial loss. “Today's consumer needs to be more vigilant than ever, all the time,” says Tom Shaw, USAA’s vice president of Financial Crimes Management. The most effective defense is understanding the risks you face when using your computer, smart phone or tablet.
Vishing Think of this as phishing over the phone — the “v” is for voice. Instead of sending a bogus email, the criminals call you, claiming to be from your bank or another institution you trust, such as the local court system calling about jury duty. Even if an email or phone call appears to be legitimate, be suspicious. If they ask for a Social Security number or other personal information, think twice. Hang up and call the organization’s customer service number to double-check.
Phishing Smishing An email that appears to be from your financial institution or another business you deal with asks you to click a link that directs you to a web page that looks legitimate. On this web page, you may be asked to verify personal information, such as your account number, password or Social Security number. The email may include an attachment, which it urges you to open. Don’t bite. It’s a scam to snatch your personal data. USAA and other reputable companies never gather information this way. If you are suspicious of an email, don't click on any links or attachments.
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This variant of the phishing concept uses text messages to lure you into clicking links that provide your personal information or download infected apps on your phone. Don’t respond to text messages or automated voice messages from unknown or blocked numbers on your mobile phone.
Internet Safety Pop-up ads are especially bad, since clicking on them could trigger your computer to download a nasty virus or spyware – software that gathers personally identifiable information, including email addresses and passwords, from your computer without your knowledge. The same goes for attachments or links that come in unsolicited emails or in unsolicited Facebook®, Twitter® or other social networking messages. Once a malicious code is on your machine, it can hijack your computer’s operating system, send spam and malware to other computers, launch unrelenting pop-up ads, or even record your keystrokes and report back to its controller. Defend your computer with antivirus, anti-spam, anti-spyware and pop-up blocker programs. Also consider researching alternative browsers that utilize additional security features. Remember, when you're in unfamiliar territory on the Internet, trust no one.
Laptop/Phone/Tablet Theft It may sound old-fashioned and boring, but theft of devices remains the most common computer crime because it requires zero know-how to pull off. Tablets are increasingly popular as they are easily resold on the black market. To help protect yourself, use a laptop cable lock whenever possible, and keep important gear out of sight unless you're using it. Store briefcases in your trunk, not the passenger seat of your car, and make sure you use strong passwords and encryption (if available) on all your devices in case they fall into the wrong hands.
Tips to Protect Yourself - Suggestions from the National Crime Prevention Council The Internet can be a powerful tool, and the convenience it offers to manage business and recreation is invaluable. But theft and fraud are damaging the positive reputation of the Internet as a medium for business. Consumers are losing confidence in their own safety on the Internet, and fewer people are making purchases online these days. However, there are steps that you can take to decrease your chances of becoming a victim, and to help catch cyber-criminals at work: • Be aware that there are people online who would like to gain access to your personal information. Do not share this information unless you have initiated the exchange or are absolutely sure of who is receiving it. •
Install security and scanning software onto your computer to protect it from online hacking.
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• Do not use your name, date of birth, address, or any other personal information for passwords. These passwords are easily cracked by hackers. In fact, it is suggested that for any password, you should not use a word that is found in the dictionary, as there are hacking programs that will attempt every word in the dictionary. • Never disclose personal information in response to an email. Legitimate businesses would never ask you to do this. If an email or pop-up ad requests you to confirm personal information, even if it looks genuine, it is an example of phishing and should be reported to reportphishing@antiphishing.org, the attorneys at the Securities and Exchange Commission at enforcement@sec.gov, and to the Federal Trade Commission at uce@ftc.gov. • If you are concerned about an email you receive from a company, contact that company by phone to verify the information. If there is a web link provided in the email, type it directly into your browser instead of using the link or copying and pasting it, as some links can be redirected to other sites. • When giving personal information over a website, check to make sure that site is secure. Look at the first part of the web address in our browser. It should read https:// and not http:// • Regularly check your credit card and bank statements and keep track of your transactions. Also, log into your online accounts frequently. This way, you will be able to notice any changes to your account soon after it happens. By taking these steps, you can greatly reduce your chance of having your identity stolen, and help to combat this growing problem. If you are careful not to reveal personal information online, and help to make others aware of the risks, you will be playing a part in making the Internet a safer place for all of us to communicate and conduct business.
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Off the Beaten Path
The Joy of Home Brewing By Christopher Bolivar
As we say goodbye to the long, hot days of summer; we look forward to the changing colors, the crisp night air and football season. What goes great with football, tailgating and the holidays? Beer! Of course! Not just any old beer, but a good quality craft beer that goes with the occasion. Whether you’re tailgating or watching the game at home, nothing goes better with football season than a cold, crisp Samuel Adams Boston Lager or the hoppiness of Sierra Nevada Pale Ale. What I have found to enhance these occasions is my own home brew – it’s fun and inexpensive. It is not as hard to make your own beer as you may think. From start to finish, you can be drinking your own beer in as little as three weeks. With a few batches of brew making under my belt I have found home brewing very rewarding. I was never much of a beer drinker until I was introduced to Samuel Adams Oktoberfest back in 2004. The flavors of the different malts, spices and hops were like no other. The quality and flavors are far superior tasting to the more traditional beers. It was a no-brainer to make the switch to craft beers and to get away from the same old routine beer. The great thing about craft beers is that there are no restrictions on the ingredients used. If you are into light beers, you might like a Honey Ale with a strong essence of caramel, biscuit, and toffee for a great summer beer. During the winter season, I tend to drink darker, heavier beers; like a winter lager that has a hearty malt flavor with spices of ginger and cinnamon. On a cool autumn night, I prefer a Pumpkin Ale, which is slightly malty with a hint of hops and the sweet flavor of pumpkin, nutmeg and cinnamon.
A few years ago I got a beer kit for Christmas and I thought I would give home brewing a try. It was one of the foulest beers ever made. It tasted like pond scum with a hint of beer. Keeping in mind that it was a kit, I knew it was not going to be a Trappistes Rochefort beer that has been brewed by the monks in Belgium since 1595, but it was really bad. I didn’t want to give up, so I decided to invest in a home brewing starter kit that had everything I would need - all for under a hundred dollars. Finding the supplies isn’t difficult either. Most cities have a local supplier, and if I can’t find it locally, I can always find it on the internet. Companies like Northern Brewer and Midwest Supplies send out catalogs that have everything needed to get started. The best recommendation I can give someone that wants to start home brewing is to take a class on basic beer making, often offered by local home brew suppliers. You can also find how-to videos on YouTube that are very informative. If you are not sure what ingredients you need to make your first batch of beer, you can order a kit that has everything needed, including directions that take you step by step from boiling your wort to bottling your beer.
It is important to learn your equipment, especially the hydrometer - which displays the alcohol content. Not knowing the alcohol content and chugging down a beer, then waiting for the onset of a buzz is not a preferred method. The hydrometer will also indicate the final gravity of the beer so you are not awakened in the middle of the night with exploding bottles because you went to bottling too early and reactivated the yeast from the priming sugar creating bottle bombs. That was a fun night! Remember home brewing is an art. Do not get discouraged if you make a bad batch of beer because you will have good ones and bad ones. I did many things wrong with my first batch of beer, but thankfully, I tend to learn new techniques and learn from my past mistakes. I am nowhere at the level of a Jim Kock at Samuel Adams or Sam Calagione at Dogfish Head. They too make mistakes but on a much larger scale! When you can make your own home brew, become creative and always try something new. Happy Brewing. Cheers!