Onplace

ONPLACE INC.

Whitepaper V1.2 MAY. 2017

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Introduction Today, investment in private companies has become one of the most reliable ways to get a high return percentage on investment in a relatively short period of time, and the main OnPlace Inc. objective is to prepare a convenient and understandable tool for conducting investment operations in just two clicks.

OnPlace Inc. – is the parent company of two branches working in the financial services sphere.

The first branch, OnPlace.io – is a traditional equity crowdfunding platform that helps investors find business projects with different degrees of risk and profitability. The fundamental quality of the platform is to impart people with the ability to invest without serious analytical skills and generate profit.

The second branch, OnPlace Investments – is an investment platform that gives the opportunity to become an investor of private companies.

The project OnPlace.io uses FinTech and Blockchain integrations to organize a single investment space providing the ability to work with currencies: USD, BTC, ETH.

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Task Rapid development of the Blockchain technology and the concept of smart contracts (the algorithms that are used in decentralized Ethereum environment) opens up huge opportunities, and possible revolution in the development and services operations such as financing, investment and collective investment channels.

The most interesting segment for private investments over the past decade has definitely been investments in the business of private companies that working in the areas of fast-growing demand for services and products - IT industry, cloud technologies, Internet stuff, data analysis and security, FinTech.

The analysis shows that during the most active development period of such companies the cost of their business (valuation capitalization) grew by ten times over a short period of time.

Nevertheless, this segment of the market is currently unavailable for most small and medium-sized investors due to a high capital requirements, a significant investment amount (threshold of $100.000) and complexity of documentation process for the investment. Many potential investors do not have necessary sufficient and reliable information to qualify business growth assessment of such companies.

At the moment market needs effective solutions that allows using Blockchain technology capabilities and involving crypto-currencies in financing leading fast-growing global IT companies.

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Solution To create opportunities for investing in private companies and apply it within the Blockchain technologies framework, OnPlace Investments takes advantage of modern technologies of financing by a large number of entities crowdinvesting.

Using verification systems and investment protection provided by the Blockchain technology, OnPlace Investments has prepared a solution for integrative cryptocurrency transactions portfolio investment in the segment of private companies based on technology "TaaS" (token as a service).

Using the capabilities of our platform (OnPlace Services) fastest growing private companies in the software sector will be able to fully take advantage of "crypto" funding features like – speed, simplicity, flexibility and investment security, and blockchain users have access to investing in a wide range of the most promising IT projects.

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The basis of our services technologies will be the fact that OnPlace smart contracts are is fully supported by liquidity of direct financial investments into fast-growing private companies in IT and services sector of United States and the Asian region that presented on the platform.

When creating a pool of OnPlace projects related to investing in private companies, modern methods of assessing business metrics will be applied.

Business selection for investment will be made taking into account its compliance with a number of criteria: Work in the most promising and fast-growing segments of the market (FinTech, IT technology's, B2B, communications, biotechnology and others).

Successfully conducted funding round stage "A".

Been funded by leading VC at earlier stages, or on the same stage with OnPlace Investments.

Strong competitive position in the industry, and absence of big monopolist competitors.

Positive dynamics of key indicators and the company's operational business metrics, for example: stable quarterly revenue growth rates (annual) and customers /services users increase.

OnPlace Investments Services provided by a smart contract that assumes the following work order: Formation of a structured investments portfolio from OnPlace's available investment projects using the tokens; Completion of investments period in private companies suggests that the closing date will be when major event will occur - it is one of the subsequent funding round, the change company control event or when company will go public (IPO event); If during whole investment period estimated timeframe that had been given by OnPlace (approximate closing date) will not occur, then the closing period will be when the company will conduct next funding round;

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The closure of the investment period that subject to one of the funding rounds involves sale of shares / rights to receive company's shares. And the profitable return on investment will be distributed among investors accordingly to their investment amount based on company's capitalization growth; The closure of the investment period subject to conducting IPO assumes that the investor-user of OnPlace Services have an option to choose between the return of investments according to company's growth value, or directly obtaining ownership of company's shares proportional to the it's initial investments;

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Market Investment business that specializes on investing in the world's leading private companies.

This is the most closed and the most attractive segment for the professional investors of the financial market in the world.

The strategy for OnPlace Investments involves working exclusively with companies that meet a number of stringent qualification requirements: Work in the most promising and fast-growing segments of the market (FinTehc, IT, B2B, communications, biotechnology and others); Successful conducting a number of investment rounds A, and been invested by leading venture capitals; Investments in such companies at the time of sustainable business growth and especially in the early stages are able to bring a high yield significantly exceeding most of the market benchmarks. In most cases investors receive more than 100% of their investments during 2-3 years, but some successful projects brought yield up to 1100–1800%.

The fastest growing companies in the US and Chinese markets Source: OnPlace calculations based on open source data.

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As for potential investment objects in the US market, OnPlace considers businesses such as: GreenWave Systems, Airbnb, Uber, Palantir technologies, Mulesoft, Okta.

OnPlace pays special attention to Chinese market and the possibilities of investing in the most promising companies.

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Product The Alpha version of the platform is ready. At onplace.io and investments.onplace.io, you can find examples of projects and user interface.

The final platform's form will allow (basic functions): (Investor's account) The investment interface.

Viewable detailed statistics on investments and returns.

(Project owner's account) The interface for placing project on the platform.

Viewable main indicators of the project.

Beta version is already under development and will be available after first round of funding campaign(CI, ICO). There is also will be an application for (iOS, Android), which includes all of the above mentioned functionality.

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Development plan OnPlace Inc. development plan according to the stages of investments attraction: The collected amount $1.000.000 – $1.500.000: Project's final concept development; Opening operational office in Moscow, Russia and in USA, Delaware; Registration to collaborate with leading consulting companies , and involve these companies into searching and selection of priority investment projects in the services and production sectors; Realization investment insurance mechanism; Legal framework and regulators development to work within crowdinvesting framework for investment in private companies; Launch of a full-featured version onplace.io; Launch the mobile application (iOS, Android); Implementation among investors secondary market mechanisms of purchased investment stakes and issued OPL Tokens;

The collected amount $1.500.000 – $5.000.000: Formation of own collective investments fund for co-investment in priority projects of private companies (formation OnPlace Investments investment division) with assets management over $3.000.000; Opening department of full consultancy for investment seekers (media and advertising consulting, legal support, financing and IT consulting); Involvement of strategic Chinese investors; Launch of the Chinese version OnPlace platform; Entering the Chinese investment market;

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The collected amount over $5.000.000: Formation of own collective investments fund of 2d level of assets management of $ 5.000.000;

Prospective geographical work: Investors – individuals and companies of Russia, Europe, USA and Asian region. Placed projects – investments in private companies in the USA and Asian markets. Projects financing implemented on the Russian and China's territory.

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OPL Token

1. During the ICO, OnPlace Inc. is going to sell 10.000.000 OPL Tokens for $3.000.000 in ETH. OPL Token cannot be split.

2. Before the formation of the investments portfolio in private companies OPL Token is supported by ETH amount that was purchased by the investors or ICO participant.

3. Funds raised by OnPlace ICO campaign will be used to purchase shares/stocks in the business of leading IT sector private companies. This investment presuppose the formation and professional management of a diversified investment portfolio in the business of private companies. Data on the changes, and the current value of the investments portfolio will be disclosed on the website investments.onplace.io and will be public. From the formation of the investment portfolio, and investment funds that received through the ICO in it, the OPL Token is backed by the investment value in the portfolio - in USD at the exchange rate ETH/USD at the time of the portfolio formation. The price of invested OPL Token will depend on the

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valuation change of the private company portfolio. Changes in the portfolio value will occur in USD. 4. At the closing portfolio, the funds of initial investments and revenues from these investments are transferred to investors by means of OPL Token acceptance through a smart contract.

5. The final cycle of the proposed contract is the payment to investors the amount equivalent to the value of the token at the time of the closing investment portfolio. Such payment in favor of the tokens holders is carried out in ETH at the rate of ETH/USD that current for the time of withdrawing portfolio funds.

The dates for investing and withdrawal from portfolio will be published in advance.

OPL Tokens gives the investor in unconditional order of the right to use priority services, which include: a) OPL Tokens holders have the advantage in investments participation into private companies portfolio, and have priority right of reserving projects before standard services of other categories of investors; b) OPL Token – based investment is carried out without additional commissions during the initial implementation of investment into projects; c) Profitable income payout fee of OPL Tokens formed portfolio is setting at a minimum level (reduced by 50% in comparison with the standard securities reward rates);

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Team The OnPlace Team are specialists from all different business spheres, IT industry, Big Data and Finances.

investments.onplace.io