Smart Money Moves - March 2022

SMART MONEY MOVES NEWSLETTER | MARCH 2022

Crosby Scholars Scholarships

Apply in your Student Portal!

Crosby

Scholarships

are OPEN

awilson@crosbyscholars.org

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AFTER THE FAFSA:

UPCOMING LEARNING

WHAT HAPPENS

OPPORTUNITIES &

NEXT?

EVENTS

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March 2022

Crosby Scholarship Opportunities Looking for scholarships to apply for? We've got you covered!

Crosby Scholars offers several scholarship opportunities specifically for Crosby Scholar seniors!

NEW opportunities will be posted in the Crosby Scholars Student Portal each Monday.

READ THE NEXT PAGE TO SEE WHICH SCHOLARHIPS ARE OPEN NOW!

awilson@crosbyscholars.org

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March 2022

Click on the "Scholarships Applications Page" in your Crosby Scholars Student Portal to Apply

awilson@crosbyscholars.org

@CrosbyScholars

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Smart Money Moves

March 2022

Click on the "Scholarships Applications Page" in your Crosby Scholars Student Portal to Apply

awilson@crosbyscholars.org

@CrosbyScholars

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Smart Money Moves

March 2022

Click on the "Scholarships Applications Page" in your Crosby Scholars Student Portal to Apply

March 27, 2022

awilson@crosbyscholars.org

@CrosbyScholars

www.crosbyscholars.org

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Smart Money Moves

March 2022

Click on the "Scholarships Applications Page" in your Crosby Scholars Student Portal to Apply

awilson@crosbyscholars.org

@CrosbyScholars

www.crosbyscholars.org

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March 2022

Click on the "Scholarships Applications Page" in your Crosby Scholars Student Portal to Apply d e n ! e 8 p 2 O ry a u r b e F

awilson@crosbyscholars.org

@CrosbyScholars

www.crosbyscholars.org

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Smart Money Moves

March 2022

Click on the "Scholarships Applications Page" in your Crosby Scholars Student Portal to Apply

d e n ! e 8 p 2 O ry a u r b e F

awilson@crosbyscholars.org

@CrosbyScholars

www.crosbyscholars.org

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Smart Money Moves

March 2022

Click on the "Scholarships Applications Page" in your Crosby Scholars Student Portal to Apply Right

Decisions/Right

Now

Scholarship

$1,000 One-Time Scholarship Attended a complete week of the Right Decisions/Right Now Camp Cumulative weighted GPA of 2.5 or higher Submit a personal statement clearly expressing why you have chosen to remain tobacco free

Deadline to Apply: March 27, 2022 d e n ! e 8 p 2 O y r a ru b e F

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March 2022

Click on the "Scholarships Applications Page" in your Crosby Scholars Student Portal to Apply JESSICA

MEMORIAL

HILL

DAVIS

SCHOLARSHIP

$1,200 One-Time Scholarship Enroll in a two- or four-year college in North Carolina Cumulative unweighted GPA of 3.0 or higher Submit an essay clearly expressing how you have always felt different Preference will be given to students who have completed the Crosby Scholars Program since 6th grade without interruption

Deadline to Apply: April 3, 2022 d e n Ope h 7! rc a M awilson@crosbyscholars.org

@CrosbyScholars

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March 2022

Click on the "Scholarships Applications Page" in your Crosby Scholars Student Portal to Apply d e n Ope h 14! rc a M

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Cultural

March 2022

Awareness

Scholarship

The Piedmont Opera has partnered with the Crosby Scholars Program to offer Crosby Scholars free tickets to fall and spring performances. The Crosby Scholars Program will award one non-renewable $250 scholarship to a junior or graduating senior who attends a performance. There will be a name drawing to randomly select the recipient.

There is no separate application for this award! awilson@crosbyscholars.org

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March 2022

Fayetteville State University Scholarship The Winston Salem Chapter of the Fayetteville State University Alumni Chapter are providing at least two $500 Scholarships to the best applicants who exhibit excellence in involvement, participation, achievement, motivation, and goals.

You will find the paper application for these Scholarships here.

Applications should be submitted by April 15, 2022. In advance, we thank you for your interest and participation.

Please return all application forms to wsfsualumni@gmail.com.

In addition to the application, please have your school counselor mail an official copy of your transcript to: WS Alumni Chapter of FSU 3528 N Glenn Ave Winston Salem, NC 27105

Don't miss the Deadline! awilson@crosbyscholars.org

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March 2022

What is the Crosby Scholars Finish the FAFSA Agreement?

Parents, if you have logged into your Crosby Scholars Student Portal recently, you may have noticed a new pop-up box asking you to provide your consent for the Crosby Scholars Finish the FAFSA Agreement.

What is Crosby Scholars Finish the FAFSA Agreement and why is it important?

Crosby Scholars Finish the FAFSA Agreement allows Crosby Scholars Financial Aid Coordinator to provide support to students and families who need help submitting the Free Application for Federal Student Aid, or FAFSA, during their senior year in high school. The Finish the FAFSA Agreement DOES NOT disclose any personal financial information. The Finish the FAFSA Agreement does not disclose any information on family or student income, citizenship information, social security numbers or any other personally identifiable information. The Finish the FAFSA Agreement data is not used for any purpose other than to offer students assistance with FAFSA completion. The Finish the FAFSA data will not be used to identify your student in any way.

Crosby Scholars Financial Aid Coordinator will only be able to confirm if your student has submitted and signed their FAFSA form, or if they have been selected for an additional FAFSA screening process called Verification. Crosby Scholars Financial Aid Coordinator will then contact your or your student to offer assistance with completion.

Submitting a FAFSA is a critical step toward creating a financial plan for college. The Finish the FAFSA Agreement allows Crosby Scholars Financial Aid Coordinator to provide one-on-one professional Financial Aid support to your family. Let us help you create your plan to pay for college by answering 'Yes' to the Finish the FAFSA Agreement inside your Crosby Scholars Parent Portal today.

Please contact Ashly Wilson at 336-582-0015 or awilson@crosbyscholars.org with any questions. awilson@crosbyscholars.org

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March 2022

After the FAFSA: What Happens Next?

Have you submitted your FAFSA, but you're not sure what happens next?

Watch this short video to learn more about what happens next after submitting your FAFSA!

awilson@crosbyscholars.org

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March 2022

How to Decipher Your Financial Aid Offers A school aid offer (sometimes called an award letter) tells you what financial aid you can receive at a particular college or career school.

If you’ve applied to several schools, be sure to compare aid offers to see which school will be the most affordable.

You might get a tentative aid offer from a school and then find that it changes later. This could happen for a variety of reasons, such as if you indicated that you plan to live on campus when you submitted your FAFSA form but then later decided to live off campus or if you are selected for verification.

Because your financial aid package is created for you and is based on the cost of attending a particular school, your aid amounts will vary from school to school.

It’s important to understand what you’re being offered (e.g., which items in the offer are grants and which are loans). You also need to think about which aid to accept.

Also, because your aid offer might include student loans, it’s important for you to compare the amount of debt you would be taking on at the schools you are considering.

If you find that you’ll need to take out a larger amount in private loans at one school than at another, you should pay special attention to the terms and conditions of the private loans so you understand what your obligations would be. Read about federal versus private loans.

awilson@crosbyscholars.org

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March 2022

Figuring Out Net Price

Find the cost of attendance for your program on the aid offer. If the school doesn’t list the cost of attendance on the aid offer, ask the financial aid office for this figure. Make sure it includes amounts you will pay to the school directly (such as tuition and fees) as well as other costs (such as living expenses, books and supplies, and transportation).

Subtract the grant and scholarship amounts on your aid offer from the cost of attendance amount. Also subtract any savings you have available to put toward your school costs for the school year. The remaining amount is your net or out-of-pocket cost.

Compare the net costs for the schools you are considering. The net cost is the amount you will have to pay out of your pocket, using earnings from work or loan funds that you borrow.

awilson@crosbyscholars.org

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March 2022

Upcoming Learning Opportunities & Events

College Foundation of North Carolina presents: Life after FAFSA Before you enroll in a college, you need to know the final cost.

Join CFNC representatives Timeka Ruffin and Devon McCarthy-James to see what to look for on your student aid report, understand the terms of your college financial aid offer letters, and learn the types of student loans. Let us help you navigate the finances of attending college so you can confidently finalize your college decisions!

WATCH THE WEBINAR

awilson@crosbyscholars.org

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March 2022

Need help? Financial Aid Counseling Sessions Available

Need help with your FAFSA? Wondering how to interpret your Financial Aid Offer?

Schedule a one-on-one zoom meeting with Ashly Wilson, Financial Aid Coordinator to answer all your Financial Aid or Scholarship questions!

awilson@crosbyscholars.org

336-582-0015 awilson@crosbyscholars.org

@CrosbyScholars

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