Smart Money Moves - May 2022

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SMART MONEY MOVES NEWSLETTER | MAY 2022

Crosby Scholars Last Dollar Grant Application

Crosby

Scholars Last

Dollar Grant

awilson@crosbyscholars.org

@CrosbyScholars

FINANCIAL AID

VIRTUAL FINANCIAL

OFFERS & NET

AID HELP SESSIONS

PRICE

AVAILABLE

www.crosbyscholars.org

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Smart Money Moves

May 2022

Crosby Scholars Last Dollar Grant What is a Last Dollar Grant?

The Crosby Scholars Last Dollar Grant is a needbased grant of up to $1,200 per year for up to four years of undergraduate studies for eligible Crosby Scholars.

Who is eligible You are eligible to apply if you: Have completed all requirements of the to apply?

Crosby Scholars Program Have a cumulative GPA of at least 2.0 Demonstrate financial need as determined by the FAFSA Are enrolling in a full-time, degree seeking program

Where can I apply?

In your Crosby Scholars Student Portal under the "College/Funding" tab of the menu!

awilson@crosbyscholars.org

@CrosbyScholars

www.crosbyscholars.org

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Smart Money Moves

May 2022

Crosby Scholars Last Dollar Grant What documents do I need to apply?

Admission Letter from the institution you plan to attend

Financial Aid Award Offer from the institution you will attend Your Student Aid Report (SAR) - SARs can be found by logging into the FAFSA

If you are not eligible to complete a FAFSA, please contact our office directly for instructions on how to apply.

awilson@crosbyscholars.org

@CrosbyScholars

www.crosbyscholars.org

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Smart Money Moves

May 2022

Last Dollar Grant: Additional Resources Video: How to Apply for a Last Dollar Grant

LDG Eligibility Worksheet

This Last Dollar Grant Eligibility Worksheet is designed to demonstrate whether or not a student is a good candidate to apply for a Last Dollar Grant.

This does not constitute an offer or guarantee that any student will receive Last Dollar Grant funding. All students must first apply for a Last Dollar Grant to be considered.

Have more questions?

awilson@crosbyscholars.org

@CrosbyScholars

Do you still have an unanswered question? You can contact Ashly Wilson at awilson@crosbyscholars.org

www.crosbyscholars.org

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Smart Money Moves

May 2022

Upcoming Learning Opportunities

WEBINAR: HOW TO APPLY FOR A LAST DOLLAR GRANT FRIDAY

MAY 13

6:00 - 7:00 PM REGISTRATION IS REQUIRED IN YOUR CROSBY SCHOLARS STUDENT PORTAL PARENTS STRONGLY ENCOURAGED TO ATTEND

awilson@crosbyscholars.org

@CrosbyScholars

www.crosbyscholars.org

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Smart Money Moves

May 2022

2022 Crosby Scholars Scholarship Recipients

AAMPED Scholarship Oise Abhulimen | Mt. Tabor High School | East Carolina University Advancing Capitalism Scholarship Andrew Betson | West Forsyth High School | Hampden-Sydney College Daniel Carballo | West Forsyth High School | Pace University Parkman Cook | Reagan High School | UNC at Chapel Hill Aquavion Rush | West Forsyth High School | Furman University Bigs for Success Scholarship Jadah Ramsey | Atkins High School | North Carolina A&T State University Elise Schaub | RJ Reynolds High School | UNC at Chapel Hill Jayla Summers | Reagan High School | UNC at Charlotte Cultural Awareness Scholarship Yelitza Morales Herrera | Walkertown High School | Forsyth Technical Community Colllege Wen-liang Lee | North Carolina Leadership Academy | NC State University Melanie Tellez | West Forsyth High School | Salem College Friends of Bernardine Rea Scholarship Mandira Bhat | RJ Reynolds High School | Undecided Caleb Herrera | Early College of Forsyth | UNC at Chapel Hill Perla Moreno-Gil | RJ Reynolds High School | Radford University Lisbeth Uraga-Velazquez | Early College of Forsyth | Undecided Keri Weddle | East Forsyth High School | Liberty University awilson@crosbyscholars.org

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Smart Money Moves

May 2022

2022 Crosby Scholars Scholarship Recipients

Goodwill Willpower Scholarship Warren Glover II | Atkins High School | North Carolina A&T State University Art Gibel Scholarship Madeline Cunningham | RJ Reynolds High School | Northeastern University Jessica Hill Davis Memorial Scholarship Abigail Bryant | Reagan High School | UNC at Wilmington Joyce Kohfeldt Determination Award Charlotte Craver | Reagan High School | Montreat College Madeline Cunningham | RJ Reynolds High School | Northeastern University Mia Laws | West Forsyth High School | UNC at Chapel Hill Catherine Means | Carver High School | Forsyth Technical Community College Perla Moreno-Gil | RJ Reynolds High School | Radford University Kenneth Simington Scholarship Fund Madeline Cunningham | RJ Reynolds High School | Northeastern University Les and Evelyn Riley Memorial Scholarship Rena Elefantis | Atkins High School | North Carolina State University Michael Nachman Scholarship Oise Abhulimen | Mt. Tabor High School | East Carolina University

awilson@crosbyscholars.org

@CrosbyScholars

www.crosbyscholars.org

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Smart Money Moves

May 2022

2022 Crosby Scholars Scholarship Recipients

Mommie J Scholarship Callie Whicker | Atkins High School | American University Mona W. Lovett Community Volunteer Excellence Award Callie Whicker | Atkins High School | American University Mona W. Lovett Excellence in Volunteer Leadership Award Virginia Dillon | RJ Reynolds High School | College of Charleston Mona W. Lovett Outstanding Commitment to Service Award Jacob Gianopulos | Atkins High School | Greensboro College Mona W. Lovett Service and Relationships Award Karen Gonzalez | Early College of Forsyth | UNC at Charlotte Mona W. Lovett Outstanding Service to the Crosby Scholars Program Award Zabdiel Villalobos | Atkins High School | UNC at Chapel Hill Paul Fulton First Generation Scholarship Sergio Guerra | Middle College of Forsyth | Undecided Right Decisions/Right Now Scholarship Nyomi Higgins | Parkland High School | Forsyth Technical Community College Amaya Weaver | North Forsyth High School | North Carolina Central University Grayson Weavil | East Forsyth High School | Wake Forest University

awilson@crosbyscholars.org

@CrosbyScholars

www.crosbyscholars.org

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Smart Money Moves

May 2022

2022 Crosby Scholars Scholarship Recipients

Sigma Pi Phi (Gamma Kappa Boule') Fraternity Scholarship Oise Abhulimen | Mt. Tabor High School | East Carolina University Josh Cloud | Atkins High School | North Carolina Central University The Carolyn "Mimi" Fox Education Scholarship Paisley Hodge | Reagan High School | Salem College The Kay Landry Scholarship Award Catherine Means | Carver High School | Forsyth Technical Community College The Ronnetta M. Mosby Legacy Award Michai James | Mt. Tabor High School | North Carolina A&T State University Zionna Johnson | Mt. Tabor High School | North Carolina A&T State University The Wingate University Scholarship for Crosby Scholars Yamile Aguilar | Atkins High School | Wingate University Kamryn Lee | RJ Reynolds High School | Wingate University Wake Forest University/Crosby Scholars Scholarship Dayanara Andaya | Walkertown High School | Wake Forest University Ilana Birch | Mt. Tabor High School | Wake Forest University James Brown | Walkertown High School | Wake Forest University Lenore Williams | Parkland High School | Wake Forest University

awilson@crosbyscholars.org

@CrosbyScholars

www.crosbyscholars.org

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Smart Money Moves

May 2022

How to Decipher Your Financial Aid Offers A school aid offer (sometimes called an award letter) tells you what financial aid you can receive at a particular college or career school. If you’ve applied to several schools, be sure to compare aid offers to see which school will be the most affordable. You might get a tentative aid offer from a school and then find that it changes later. This could happen for a variety of reasons, such as if you indicated that you plan to live on campus when you submitted your FAFSA form but then later decided to live off campus or if you are selected for verification. Because your financial aid package is created for you and is based on the cost of attending a particular school, your aid amounts will vary from school to school. It’s important to understand what you’re being offered (e.g., which items in the offer are grants and which are loans). You also need to think about which aid to accept. Also, because your aid offer might include student loans, it’s important for you to compare the amount of debt you would be taking on at the schools you are considering. If you find that you’ll need to take out a larger amount in private loans at one school than at another, you should pay special attention to the terms and conditions of the private loans so you understand what your obligations would be. Read about federal versus private loans.

awilson@crosbyscholars.org

@CrosbyScholars

www.crosbyscholars.org

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Smart Money Moves

May 2022

Figuring Out Net Price

Find the cost of attendance for your program on the aid offer. If the school doesn’t list the cost of attendance on the aid offer, ask the financial aid office for this figure. Make sure it includes amounts you will pay to the school directly (such as tuition and fees) as well as other costs (such as living expenses, books and supplies, and transportation).

Subtract the grant and scholarship amounts on your aid offer from the cost of attendance amount. Also subtract any savings you have available to put toward your school costs for the school year. The remaining amount is your net or out-of-pocket cost.

Compare the net costs for the schools you are considering. The net cost is the amount you will have to pay out of your pocket, using earnings from work or loan funds that you borrow.

awilson@crosbyscholars.org

@CrosbyScholars

www.crosbyscholars.org

Stay Connected!


Smart Money Moves

May 2022

Need help? Financial Aid Counseling Sessions Available

Need help with your FAFSA? Wondering how to interpret your Financial Aid Offer? Schedule a one-on-one zoom meeting with Ashly Wilson, Financial Aid Coordinator to answer all your Financial Aid or Scholarship questions!

awilson@crosbyscholars.org

336-582-0015 awilson@crosbyscholars.org

@CrosbyScholars

www.crosbyscholars.org

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