• Redbourn Autos – How good is your car mechanic?
• When is finalising a divorce too soon a problem?
• Life’s complicated. Getting life insurance shouldn’t be
• By your side, enhancing life, excelling in care
• MiMagazine chats with... Lynn Russell, Events Manager at Keech Hospice Care
• PUZZLES
• WHAT’S ON
• DIRECTORY OF SERVICES
From the fictional countryside village of Ambridge to a Hertfordshire village steeped in history, Carole Boyd, who has voiced the character of Lynda Snell in Radio 4’s The Archers since 1986, will be making a special appearance at the Flamstead Arts Festival.
Carole will be the star of a sparkling musical revue – with a rural twist – at the fourday Arts and Crafts Festival, which runs from June 6th to 9th at the Church of St Leonard’s and the Village Hall. Taking place on the Friday evening (June 7th), it promises to be a heartwarming and hilarious evening celebrating the British countryside, with poetry, prose, anecdotes and songs from the likes of the comedy duo Flanders and Swann, Gilbert and Sullivan, Irving Berlin, and many more.
The festival will mark 800 years since the dedication of the Church of St Leonard’s in 1223.
The varied programme will also feature more live music from Ben Earle of The Shires country music group, a craft fair, birds of prey demonstration, and an art exhibition and sales.
The nearby village of Kensworth which, as John Hagen, chair of the Kensworth Village Hall Management Committee, explains has a “complicated history”, will be holding its Summer Fair on Saturday June 15th. Kensworth is an
ancient parish and for most of its history lay in the Dacorum Hundred of Hertfordshire. Then, in 1897, the civil parish was transferred to Bedfordshire, under the Local Government Act 1888.
The Kensworth Summer Fair will be held at the Village Hall and Recreation Ground from 1pm, featuring food, drinks, music and many local stalls, plus children’s activities and arts and crafts.
“Following the success of our Jubilee and Coronation fairs we decided to run one every summer as a regular feature in our community calendar,” said Mr Hagen.
And on Saturday July 6th, from 11am, there is a Family Funday on Redbourn Common, featuring live music and entertainment throughout the day and again in the evening, food and drink, and more than 30 activities for children of all ages. This is followed by the Fête du Vélo cycling event on and around Redbourn Common on Sunday July 7th, with more live entertainment, food and drink.
Enjoy them all!
Paul Jacques Editor
pauljacques@ntlworld.com 07939 005218
Eleven‐year‐old Georgia Burroughs was crowned ‘May Queen’ at this year’s Kensworth May Fair. For more pictures see page 10.
Wow! Thank you Redbourn for the wonderful support since we opened back in October.
We knew you all liked burgers but the demand some nights has been just awesome.
Our mission was simple and that was to try and give you the best beef, with the best ingredients and the best experience.
Our beef is a blend of 50day dry aged cuts, sourced from Aubrey Allen, the suppliers of ‘responsibly sourced’ meat and artisan cheeses, which has had a Royal Warrant for 17 years.
Our buns are made exclusively for us by The Pudding Stop at the other end of Redbourn High Street.
We started in 2021 with our mobile horsebox converted trailer at Streetfood festivals, private and cooperate events, and you can follow/book us @totalcowburger Thank you to all the regular customers we are now serving daily and if you’ve not tried us yet, we look forward to meeting you soon.
Do you find yourself worrying more and more about your loved one and whether they can continue to live their normal life in their own home?
If you are concerned about Mum’s mobility or Dad’s Dementia diagnosis, By Your Side can literally be, by their side.
The company, which has recently moved its office from Hemel Hempstead to Redbourn, is a CQC rated ‘Outstanding’ domiciliary care company which provides home care services to the community.
By Your Side was established in 2015 by Sarah Parkins. Sarah had cared for her Mum and Grandad and worked in the care industry for several years, so through her passion for care she decided to set up By Your Side with her knowledge, learned skills and experience in the sector.
The company offers support for carers and people who need extra help to maintain their independent living.
They specialise in Dementia care and support people in Hemel Hempstead, Redbourn, St Albans and the surrounding areas.
By Your Side carers will assist with many activities from personal care to companionship in a personcentred way that
suits the individual and their circumstances.
They can support with everything from everyday household tasks to daily needs such as personal care and medication.
By Your Side also offers respite care, providing family carers a break or for when additional support is needed when someone is recovering from an accident or illness.
Could you be their next team member? Have you ever considered a career in care?
A By Your side care practitioner supports customers in their own homes and maintains and promotes independence, dignity and safety at all times.
If you have compassion, respect and a genuine desire to help individuals, By Your Side would love to welcome you to their team.
If you are new to care, induction training is provided and the company is passionate about training and supporting with career progression, with Sarah recently opening her own training academy, The Sarah Parkins Academy.
By Your Side is currently seeking new carers. If you are a carer, thinking of returning or interested in a change of career, please contact them on 01442 970460.
Alternatively, if you have a relative who needs support or you, yourself, feel that you would benefit from a little help in your home, please get in touch on the same number.
It’s not where you are in life, it’s who you have by your side that matters
Lynn Russell is the Events Manager at Keech Hospice Care and has worked for Keech since 2014. She has been married to Mark since 2001 and they have three children – Poppy, Ethan and Noah.
What does your work at Keech Hospice Care involve? Being the Events Manager, I am responsible for a full events portfolio, which includes marathons, cycling challenges, adrenalin challenges (fancy a wing walk or sky dive?), overseas treks, UK treks, mass participation events and Christmas activities, including an annual Christmas market and the Keech float ‘Smiley Sam’. Get in touch if I can tempt you with a challenge.
How long have you lived in Slip End? We have lived in Slip End for fourandahalf years and before that, we were in Caddington for 17 years, so have been local for a long time.
First job? My first fulltime job was in a record shop in Dunstable. I didn’t know what I wanted to do when I left school, and saw this advertised in the shop window – I loved it! It really laid a foundation for my longlasting love of music.
Hobbies/pastimes I have always enjoyed being active. As a teen, I was part of the Bedfordshire team in judo (in competition on the Isle of Wight). After my youngest son (now 14) was born, I got into running. Over the years I have been fortunate to have taken part in a number of events, including five marathons (two being London – the last one just a few weeks ago). I also ran from Caddington village green to the main entrance of Great Ormond St Hospital (50k), as part of a small group of runners, with a team of cyclists and vehicles
supporting us. Together, we were part of a huge fundraising initiative in Caddington to raise money for a specific piece of equipment for GOSH – together, we raised £80,000. A huge and very proud achievement. It was being part of this challenge which made me consider a career in charity work as a fundraiser.
Favourite drink? I am not a huge drinker of alcohol (I can’t stand the hangovers). But if I were to choose something, it would be a Chablis.
Favourite meal? I am not a real ‘foodie’… I like what I like, which is normally something pretty plain and unadventurous. My husband would say I am fussy! When eating out, I always go for the safe option, which to me is either chicken or veggie... I don’t really ever try new things.
Book you most enjoyed? I am not really into reading books, but those I have really enjoyed are normally autobiographies.
Film/TV show you most enjoyed? I like reallife documentaries, and sport/physical challenge programmes, such as SAS Survival, etc… I also love anything with Ant & Dec!
Best holiday? We have been on some really lovely holidays… we had our honeymoon in Thailand’s island paradise Koh Samui, which was lovely. We have also enjoyed Las Vegas a couple of times, which was great. We are very connected to France, and love everything about France.
If you could have any four people to a dinner party who would they be? Wow, this is a tricky one. You want a dinner party to be fun, so I’d have to go with comedians, such as Lee Mack and Tim Vine. But to balance it out a bit I would also ask Chris Evans and Vassos Alexander (Virgin Radio) – I just love them and would really enjoy their company.
Routine Servicing
All repairs undertaken
Air-Con Servicing Diagnostics
New Tyres, Brakes, Clutches
SALES
New cars and light commercial vehicles from ANY manufacturer
Used vehicles WE SERVICE CARS AND LIGHT COMMERCIAL VEHICLES
More than 200 villagers visited the Kensworth May Fair in the grounds of the Church of St Mary The Virgin on the first Sunday of the month, enjoying the many stalls, dog show and Morris Dancing, with May Queen Georgia Burroughs crowned by Rev Nicola Lenthall. Here are a selection of photos that capture the happy mood of the day...
Sarah Claridge explains what inspired her to set up Meadow Physio & Pilates
People often ask me: ‘What is physiotherapy?’ Essentially, it helps to restore movement and function when someone is affected by injury, illness or disability. Physiotherapy can be helpful for people of all ages with a wide range of health conditions, including problems affecting the bones, joints and soft tissue of the body, as well as sports injuries.
I was introduced to physiotherapy due to my back pain and a spinal problem when I was young, and it enabled me to selfmanage my condition and strengthen my core through pilates and other exercises. No one really likes to give up the things which make them happy. Physiotherapy and pilates enabled me to continue to enjoy my horse riding, county netball and East of England Lacrosse at school. Having firsthand experience of back pain and physiotherapy, it sparked my interest in human anatomy. I then knew I wanted a job where I was able to work with people and incorporate health and wellbeing in the process.
I qualified as a chartered physiotherapist in 2005. In October 2016, I set up Meadow Physio & Pilates while still working as a physiotherapy team lead and senior clinical role within the NHS and at a local private hospital.
I wanted to have a flexible working life where I could combine my clinical experience and knowledge of physiotherapy and pilates with my passion for equestrian sports performance.
Since July 2021 I have been working fulltime in my clinic based just outside of Markyate.
I offer physiotherapy assessment and treatment of all musculoskeletal complaints; acupuncture, which can be really helpful for the management of short and longterm pain; gym rehabilitation; and pilates to cater for all levels of ability.
To find out more, visit www.meadowphysioandpilates.com
Our care homes offer a vibrant community where residents enjoy a busy and active lifestyle with support where needed from our award-winning Homemakers.
“The Homemakers are just wonderful, making every day an experience for residents” DAUGHTER OF A HAMBERLEY CARE HOME RESIDENT
Book your tour with our friendly team today:
Whether you use the services of a mobile mechanic, independent garage, owner operator, fast fit, or main dealer, it’s important to make the right choice for your own needs. Each comes with a different level of service, knowledge, quality, and cost. So, how can you be assured your garage meets your needs and are able to complete the work competently?
What influences where you go?
With so many media reports from covert investigations and programmes such as Rogue Traders or Panorama to numerous surveys from consumer organisations, customer misgivings appear well founded.
When Which? put garages to the test, they introduced four basic faults on 62 cars aged between three to six years old. Their results were alarming with only eight of the garages returning the cars fault free. In addition, 39 per cent of garages charged for screen wash that wasn’t supplied.
In a later survey by RAC, concerns continued as their survey revealed that 38 per cent of motorists said their garage failed to fix the problem, and 36 per cent felt they were overcharged. Most concerning was, one in four (24 per cent), said they were very concerned about hidden costs.
In these uncertain times, we all look for ways to save money. With this aim, one in ten people in the UK have reduced how often they service their car with research from the RAC suggesting that 14 per cent of people also delay car repairs and 37 per cent of 17 to 24yearolds postpone remedial work to save money.
Unlike the annual MOT, car servicing is not a legal requirement. However, regular servicing is likely to save money in the long run (WhatCar). This is because servicing enables
minor faults to be found long before they develop into more major defects that could cause breakdown or lead to major faults and expensive repairs. If brake pads wear beyond the recommended limits, not only do you impair your stopping distance putting yourself and others at risk, but also face premature replacement of the brake discs, which are costly and avoidable. Couple that with replacing these items with cheaper parts, and you could be replacing them more often than you’d like to!
The consumer experience with garages/mechanics is wide and varied: A main dealer will offer you a very different customer experience than a mobile mechanic. It’s about choosing the right one for you.
Larger garages have the advantage of a range of technician skills, knowledge and competence who will complement each other and will effortlessly deal with the needs of your car completely inhouse utilising some sophisticated equipment.
They have the benefit of being a onestopshop for the whole family!
Owner operators and mobile mechanics are reliant on their own knowledge and will defer you to another garage when their experience is limited. The motor trade is fast moving with new technology emerging all the time, so keeping pace with this can be difficult.
What do people look for in a good garage? Surprisingly, price doesn’t come first.
According to Fleet News, when choosing a garage, people value reliability (56 per cent), customer service (19 per cent), with only 14 per cent citing that cost was their prime concern. This was confirmed in a later survey by the Retail Motor Industry (RMI) where convenience and customer service were valued most.
So, given the difficulty in finding a good garage, and the current economic situation, how do we find a convenient, reliable, garage who excel in customer service and have the knowledge to service our needs at a good price?
How to you find the right garage?
Whilst this can be a minefield, not all garages are deceitful or bamboozle you with technical terminology. To avoid overzealous fault reporting, corner cutting or just plain guess work, make sure you find someone who you can trust.
Choose well and your trust and loyalty is rewarded by having an expert in the field that you know you can call on when you’re in need.
Every now and then a garage will get something wrong, it’s human nature, none of us are perfect all the time…. It’s how they handle it that will tell you if they are a good trustworthy garage. The good news is, there are fantastic garages who will exceed your expectations. The issue is finding them!
Look for quality marks where garages must follow a code of practice. There are numerous marks such as:
•Industry Specific: The Motor Ombudsman, Trust My Garage (Independent Garage Association);
•Consumer Organisations: Which?, Consumer Reports, etc; and
•Government Departments: Trading Standards
By far the most rigorous mark to achieve is from Trading Standards where they check everything the garage does from the
consumers point of view. Ideally, look for garages who are specifically Trading Standards Approved, or at least they have been reviewed by an organisation that have a TSI Approved Code. All CTSI (Chartered Trading Standards Institute) approved traders operate under a sectorspecific code of practice and must demonstrate that they are committed to the highest levels of customer service.
Consumer organisation, Which? works with Hertfordshire County Council to establish trades who they consider trustworthy. Its endorsement comes with a rigorous check of the organisation, so you can be confident in their service. At Redbourn Auto Solutions, we have been recognised for being a Trusted Trader with them for ten years and were the first garage in Hertfordshire to be approved.
Look for an industryspecific organisation mark such as RMI’s Trust My Garage (www.trustmygarage.co.uk). This ensures the latest diagnostic equipment is being used, Health and Safety is in place and checks current qualifications and knowledge of all staff. Should something go wrong, you also have the comfort of knowing any issues can be resolved using the National Conciliation Service.
If you prefer a mobile mechanic, you can check to see if they are on the IMI professional register (www.imiregister.org.uk).
Be aware of schemes that have been ‘checked’ but not necessarily endorsed! It’s a marketing exercise. The garage pays a fee to be on the list but haven’t necessarily received a visit or been assessed. Other garage schemes involve buying into their register and selling a targeted amount of their product.
As you can imagine, there are many components in a car from brakes and electrical faults to highly flammable fuel and explosives. When a vehicle has been serviced by a garage, they are confirming that the vehicle is safe to drive. You are putting your trust in them that this is the case.
Technology and complexity in cars have changed considerably from the humble combustion engine to intelligent cars with Advanced Driver Assistance Systems, (a family of safety systems that are designed to work together to automate and enhance vehicle safety by alerting the driver to potential problems and avoid collisions). The knowledge and a high level of skill that Technicians need to operate to keep us safe in our vehicles is phenomenal and cannot be underestimated.
It’s unsurprising that, a survey conducted by the IMI (Institute of the Motor Industry) revealed that 98 per cent of people wouldn’t let anyone work on their car who didn’t have an acceptable level of skill, but only nine per cent admitted checking if this was the case. The reality is there are an insufficient number of garages that can demonstrate this.
There are different levels of technician from Apprentice, through Service to Diagnostic and Master. Each level has their specialisms, but you won’t have access to Diagnostic or Master Technicians in many garages including fast fit centres.
Don’t assume competence – this isn’t time to be shy! Ask to see what their level of expertise is whether a mobile or dealership technician, they are all expected to keep up to date with continued professional development. After all, if they are not currently competent, how do you know they are doing the right repair?!
3. Reputation
The internet has made it very easy to check someone’s reputation. Look at their Google or social media reviews and you’ll soon get a feel for a business. Remember it’s all too easy for people to leave negative feedback, so check if the company gave a reasonable response and then put it in context of other reviews and ask yourself if they are a business you could deal with? If you received good service, it means so much to the business if you could leave them a review too!
4. Fair price without compromising safety
The price you pay should reflect the
knowledge and expertise, labour time, quality of the parts and peace of mind that you will be safe in your car.
Warranty wise, found that most drivers felt baffled by technical jargon around modern cars and worried that garages would take advantage of this to charge more. 96 per cent of customers thought they would pay more in a franchised main dealer, with some charging £250plus per hour.
Another frightening statistic by ClickMechanic, was that one in five drivers never have their car serviced at all, preferring to risk breakdown or accident by putting off essential routine maintenance.
We can’t emphasise enough that it is your responsibility to keep your car in a roadworthy condition to ensure that, should the unexpected happen, your insurance is not invalidated.
A regularly serviced car is less likely to be involved in an accident and is proof that you have taken reasonable steps to protect yourself and other road users.
Annual servicing means that your car had received an indepth check to confirm no parts are expected to deteriorate over the coming year.
An MOT is not the same as a service. It is a visual safety check to ensure the car is roadworthy on that day.
If you have received a repair and it feels expensive, ask for more details or you could even ask to see the broken part. It is a complex industry with so many variables, so it is important that you feel comfortable that a good job has been done.
This is where trust is so important as only the Technician who worked on the car can be sure that the course of action was right. In a large workshop the technicians can work together on complex issues. You are relying on their competency to get the job done for you to keep you safe.
The IMI’s survey revealed 41 per cent of people wouldn’t let an unlicensed technician
work on their car with 70 per cent assuming that a license existed. The reality is that the motor trade isn’t licensed. Anyone can set up as a mechanic and work on your car.
When there was an increase in injuries in the electrical and gas industries, the Government regulated them. The cost of getting it wrong is so severe, that they strongly advise you to employ a licensed electrician or gas engineer as their level of competence has been checked. Of course, there will always be cheaper options, but with safety involved, would you risk it?!
Steve Nash, chief executive of the IMI, says: “We are concerned. There are a great number of people working on cars and as far as the general public are concerned, many of them believe that there is a higher degree of qualification than, in truth, there is. So, we are trying to make the differentiation between those people who are properly trained and those who aren’t.
“It is an unregulated sector. I don’t want to frighten people, but most people chose their garage because it’s local and convenient, and we can all understand that. A twominute check can help them find out whether the person working on their car is competent to do so. They need to check that the person is currently competent. Not just got a qualification 20 years ago and has just decided to work on cars again, because cars are incredibly sophisticated things and unless you’ve continued to work on them, over time you just wouldn’t be up to speed.”
The parts industry is also unregulated and to offer you the ‘cheapest’ price, a garage or individual may turn to cheaper parts to gain your custom. These are often a false economy, with poor quality, illfitting parts leading to longer labour hours, and can compromise
safety. Consumers should also be aware of counterfeit parts, which have become an increasing issue recently on auction websites. Even where some consumers feel safer with main dealer pricing, Auto Express has exposed a major discrepancy within the main dealer network. They mystery shopped main dealer franchises by asking for a quote to supply and fit a replacement battery. One MercedesBenz dealer quoted £1,248 to complete the job on a Mercedes C Class, compared with the lowest quote of £315! So, it’s not about relying on a brand above the door, make sure you trust the people you are buying from.
So, with all this in mind, wouldn’t it be easier for the customer if the Motor Trade was licensed to enable garages to be checked for current competence? It’s astonishing that anyone can work on your family vehicle, or even the largest of lorries, and not be competent to do so.
If you don’t have a sufficiently capable technician working on your car, they can miss the small faults that over time become larger and more expensive to repair.
Next time you are on the motorway or travelling to do the shopping, look around at how many cars, vans, lorries you see and how confident would you be that they have all been checked thoroughly and safe to drive.
Check their certification either as an individual or as a garage, and at the very least ask to see their credentials.
The team at Redbourn Auto Solutions range from Service to Master Technician and are highly skilled, each with their specialisms and all can work on any car or light commercial vehicle. Extensive training is given, and specialist diagnostic machines utilised. Only quality parts are used and come with a warranty. If you are looking for peace of mind with quality and professionalism, come and give us a visit.
From the archives...
Common playground
Monday June 1st, 1953, was an important day for children in Redbourn, as at 6:30pm the new playground by East Common was opened by the Parish Council.
The playground originally featured a seesaw, a merrygoround, and a set of swings.
In later years the danger level was increased with the addition of a set of ‘monkey bars’ and a rocking horse, the head of which is still in Redbourn Village Museum.
The Parish Council continues to fund and maintain the play area to this day, regularly updating the equipment available and ensuring it meets modern safety standards.
Redbourn Village Museum is open on Saturday and Sunday, 2pm to 5pm, from February to November. Courtesy of Redbourn Village Museum.
6th‐9th June – Free events in the Churchyard, Village Hall and Church
Afourday Arts and Crafts Festival is taking place in Flamstead from 6th9th June to mark 800 years since the dedication of the Church of St Leonard’s in 1223.
The varied programme will include live music, craft demonstrations, a ‘quarter peel’ on the Church bells, art exhibition and sales.
On Friday evening there’s a musical revue starring Carole Boyd (Linda Snell from the Archers).
The Saturday night headliner is a concert by Ben Earle of The Shires country music group.
Throughout Saturday there’s a heritage craft fair, which will involve demonstrations of traditional crafts including straw hat making, stone masonry, blacksmithing, wood carving and birds of prey demonstrations.
Throughout the festival there will be a gallery of artists’ work, in a wide variety of styles, on display and for sale.
The whole event also marks the culmination of five years of the Heritage Project in the village following a substantial grant from the National Lottery Heritage Fund to carry out vital repairs on the nave roof of St Leonard’s Church.
For more details and to see the full programme visit www.flamsteadheritage.org/ flamstead‐arts‐festival
The Redbourn Classics Motor Show Committee is looking for around 125 volunteers to help out at this year’s show, which is being held on Saturday August 31st, on Redbourn Common between noon and 5pm. This includes helping to put up fencing and signage before the show, collecting donations on the day, directing the public parking and clearing up afterwards. Visit www.redbournclassics.co.uk to find out more.
It is spring; hooray! There is nothing quite as satisfying as having a good cleanup before you emerge from your winter hibernation.
Ideally, a spring todo list will include jobs in the garden, as well as a spruceup indoors, and perhaps a spot of redecorating to brighten up a room or two.
Garden must‐dos
•Clear the gutters and check the downpipe filters;
•Mow the lawns;
•Smarten up the lawn edging;
•Tackle the weeds;
•Remove any unwanted tree seedlings;
•Clean out the pond pump;
•Clear the patios and driveway ready for powerwashing;
•Clean the garage doors;
•Check the fences and repair them as
necessary; and
•Wash down and check any paintwork.
House to‐dos:
•Scrub the kitchen cabinets;
•Deep clean the fridge;
•Deep clean bathrooms;
•Clean the carpets;
•Clear any clutter from the house;
•Choose a room in the house to spruce up with fresh décor.
Spring cleaning can be an overwhelming task but break it down into small chunks over the space of a week or two and you will be reaping the benefits of all your hard work in your sparkling home and spruced up garden in no time.
If you need assistance with any of the above, call The 50plus or go to their website www.the50plus.co.uk to book a job.
It has been widely reported in the mainstream media that a couple had their divorce finalised in error following a mistake by solicitors, which a senior judge has refused to overturn.
The couple were separated and had applied for a divorce which had reached conditional order stage of the divorce. It would appear that more than six weeks had passed since the date of conditional order, meaning that an application for final order for divorce could be made using the Court online portal system if the parties wanted to finalise the divorce. In error, the law firm has admitted that they applied for the divorce to be made final and the Court granted the application within 21 minutes of receiving the online request. According to reports, the wrong electronic case file was opened; a simple human error and one which can be sympathised with given the application for final order really is just a click of a few buttons in the streamlined online process.
The law firm subsequently applied to the Court for the final order of divorce to be rescinded. But why was that even necessary might be the thoughts of most. Surely if the couple wanted to be divorced and had applied for a divorce, why was it a problem to finalise the divorce at the earliest possible opportunity?
Well, the answer is for potentially several reasons, but most importantly, because the couple had not finalised their financial arrangements yet.
A common misconception is that a divorce severs financial ties between parties, and while it impacts on some financial relations, it does not fully sever the financial claims that arise on a marriage. There are therefore two parts to any divorce; the divorce itself which dissolves the marriage and the financial matters which need to be resolved by way of a financial order made alongside the divorce to ensure any financial agreement or arrangement is legally binding. Without the financial order, the financial claims remain open and the parties do not have a binding financial settlement – even if they have reached an agreement or signed a written agreement of sorts. Legal advice should always be sought on the issue of financial matters at the time of a divorce, even if the parties’ assets are very limited, as without financial order, the divorce is only really partially complete.
The advice in most cases is not to finalise the divorce and remain married until a financial order has been made. In cases where there is a pension sharing order, there should be a further delay of 28 days before applying for final order of divorce after the grant of a
financial order because a pension sharing order is not effective until the later of 28 days after the date of divorce or date of final order. Again, legal advice should be sought about the specific circumstances of each case before proceeding to apply for a final order of divorce.
So what might have happened in that case and why should their divorce not have been finalised? It may have been that one party had a large pension and the parties were discussing or considering sharing that pension. If the party with the large pension were to now die unexpectedly before a financial order is made, their former spouse is vulnerable as they are no longer their spouse and on their death, not their widow, and thus a right to a widow’s pension might be lost. And a pension sharing order cannot be made against a deceased party. There could be other reasons why obtaining the final order was risky in this case.
We don’t know the specific reasons, but clearly the law firm took the view that it was beneficial and right for these parties to remain married pending their financial arrangements being resolved and they were sufficiently concerned to apply to the Court to try and rescind the final order of divorce.
The Court’s refusal to rescind the final order sends a clear message, to lawyers and lay parties alike in dealing with divorce applications online. Be careful. Once a final order for divorce is made, the Court will unlikely overturn it and so if you’re unsure about applying for your final order of divorce or still need to resolve your financial arrangements, please do not rush into making that application without getting some legal advice first.
At Machins our team of family law specialists are here to help.
Laura Martin‐Read is a senior associate solicitor in the Private Family team at Machins Solicitors
Email laura.martin‐read@machins.co.uk or visit https://www.machins.co.uk/
MAKE SURE YOUR LOVED ONES ARE LOOKED AFTER SHOULD THE WORST HAPPEN
Significant life changes, such as getting married, having a baby and buying a property, are key times to consider protecting your family’s future Life insurance assures that your loved ones won’t face financial stress in your absence and this peace of mind is not confined to those earning an income.
Even if you’re not currently working, for instance, if you’ve taken a career break to raise children, your demise could impose unexpected costs such as childcare on the surviving partner. A life insurance payout could alleviate these expenses.
Easing the strain during an emotionally challenging time
The Government does provide some benefits like Bereavement Support when a family member passes away. However, these benefits typically fall short of covering living costs. Moreover, even if you have a Will to financially support your family posthumously, the estate distribution process can be time
consuming. A life insurance payout can cover interim expenses or contribute towards funeral costs, easing the strain during an emotionally challenging time.
There are scenarios where life insurance may not be necessary. For instance, if you’re single with no financial dependents or your partner earns enough to support your family without your income. However, remember that a life insurance payout could still be beneficial by allowing your partner to take time off work to grieve. Additionally, you can purchase life insurance more cheaply the younger you are and while you are in good health.
Types available and how they align with your circumstances
Choosing the right life insurance policy necessitates understanding the types available and how they align with your circumstances. Often paired with a mortgage, term life insurance is a popular choice. It provides coverage for a specific term and only pays out if you die within the agreed period. There’s no
lump sum or refund if you outlive the term. On the other hand, whole life insurance covers you for your entire life, provided you keep up with the monthly premiums. The guarantee of a payout makes these premiums higher. Life insurance typically only pays out in the event of death, but some policies offer a terminal benefit, paying out early if you’re diagnosed with a terminal illness. Some insurers also provide integrated critical illness cover for slightly higher premiums.
Scrutinise your contract terms carefully to understand what is and isn’t covered It’s important to note that most life insurance policies exclude certain causes of death, such as those resulting from drug or alcohol abuse. If you’ve been diagnosed with a severe illness, a basic life insurance policy may also exclude causes of death related to this illness. Therefore, we can advise and help you scrutinise your contract terms carefully to understand what is and isn’t covered.
THIS ARTICLE DOES NOT CONSTITUTE TAX OR LEGAL ADVICE AND SHOULD NOT BE RELIED UPON AS SUCH. TAX TREATMENT DEPENDS ON THE INDIVIDUAL CIRCUMSTANCES OF EACH CLIENT AND MAY BE SUBJECT TO CHANGE IN THE FUTURE. FOR GUIDANCE, SEEK PROFESSIONAL ADVICE.
t: 01582 414514 e: info@capitalmanor.co.uk
Louis Downie explores the benefits for those taking up golf later in life.
Asthe sun sets on a career wellspent and the golden years beckon, many find themselves contemplating new avenues of leisure and fulfilment. Amidst the myriad possibilities, one timeless pursuit stands out as a beacon of opportunity and adventure –golf. Contrary to popular belief, golf is not just a sport for the young and nimble; it’s a game that welcomes players of all ages with open arms. And research shows that older adults can get physical as well as mental health benefits from golfing.
Golf is a sport that transcends age, offering a wealth of benefits for men and women in their golden years. From gentle exercise to social engagement and mental stimulation, golf provides a holistic experience that enriches both body and soul. Here’s why it is never too late to take up golf:
1. Gentle exercise: Golf offers a lowimpact form of exercise that promotes mobility, flexibility and cardiovascular health without
❛Golf is an ideal activity for keeping the mind sharp and engaged |
placing undue strain on joints and muscles. Whether you are walking the course or riding in a buggy, each swing and step contributes to your overall wellbeing.
2. Social engagement: Beyond the fairways and greens, golf fosters connections and camaraderie among players of all ages. Joining a local club or participating in group outings provides opportunities for friendship, laughter, and shared experiences that enhance the joy of the game.
3. Mental stimulation: Golf is a game of strategy, concentration and problemsolving, making it an ideal activity for keeping the mind sharp and engaged. Planning shots,
reading greens and adapting to changing conditions provide a stimulating mental workout that is as rewarding as it is enjoyable.
4. Enjoyment of nature: Amidst the serene beauty of the golf course, players find solace and rejuvenation in the great outdoors. Surrounded by lush landscapes and panoramic vistas, golf offers a tranquil escape from the hustle and bustle of daily life, allowing players to connect with nature in a profound and meaningful way.
5. Personal growth: Golf is a sport of continual growth and selfdiscovery, offering players of all ages a sense of purpose, accomplishment and fulfilment. Setting and achieving personal goals on the course fosters a sense of achievement and pride, enriching the overall golfing experience.
Now that you are ready to embark on your golfing adventure, here are some useful tips to help you get started and make the most of your time on the course:
1. Take lessons: Invest in professional instruction to learn the fundamentals of grip, stance, and swing technique. A qualified instructor can provide personalised guidance
tailored to your skill level and goals, setting you on the path to success from the outset.
2. Start slow: Don’t feel pressured to master the game overnight. Take your time, enjoy the learning process, and celebrate small victories along the way. Golf is a journey, not a destination, so savour each step of the way.
3. Focus on the short game: Spend time practising your putting, chipping and pitching skills, as these are crucial aspects of the game that can significantly impact your score. A strong short game can often compensate for a lessthanperfect long game.
4. Stay patient: Golf can be a challenging and frustrating game, especially for beginners. Stay patient with yourself, embrace the inevitable ups and downs, and focus on gradual improvement rather than expecting instant results.
6. Invest in proper equipment: While you do not need the latest and most expensive clubs to enjoy golf, having equipment that fits your swing and skill level can make a significant difference in your game. Consult with a golf professional to ensure your clubs are suited to your needs.
7. Enjoy the journey: Above all, remember that golf is meant to be enjoyed. Embrace the beauty of the game, relish the camaraderie of fellow players, and savour the moments of triumph and joy that come with each round. Whether you are a novice or a seasoned player, the journey of golf offers endless opportunities for discovery, growth and fulfilment.
In conclusion, as you approach retirement and contemplate new avenues of leisure and fulfilment, consider embracing the timeless joy of golf and its many benefits, both physical and mental. Grab your clubs, step onto the course, and let the adventure begin. After all, in the realm of golf, it is never too late to tee off into a world of endless possibilities.
Feel free to contact Louis Downie if you need help along that journey – louis@ldgolf.co.uk Louis is a PGA Golf Professional at Redbourn Golf Club.
John Turkentine explores why bowls is not just a sport for the elderly.
The typical misconception is that bowls is a sport only for the elderly. It is certainly true that many older members of the community play bowls and get enjoyment exercise and friendship from doing so. But talking to the elderly members of the clubs that I belong to, or play against, their involvement began much earlier in their lives. Their experience can go back 40 or more years. They were the core members of clubs in the Seventies and Eighties, and they have continued with the sport – they did not reach retirement age and start playing.
currently a helper, but watching these youngsters play is humbling; the skills they can show and their aptitude to the game is impressive.
Interest in the sport is now greater than it has been for many years, and that is particularly so with a new generation of younger people taking up bowls.
But we still need more members if in 30 years’ time we are to continue with a strong national bowls culture.
There are opportunities for new members of all ages in bowling clubs, both indoors and outdoors, in our local area.
They have clearly benefited with better physical and mental health as a result of starting the game earlier.
Clearly, age is not an issue. In fact, it is better for your longterm game – and health – if you start at a younger age.
I have been playing bowls now for seven years; inside on stretched carpets under LED lights and for the past three years on grass under the sun. I am helping with coaching future bowlers as well as those more experienced at my clubs, working with Hertfordshire Bowls Coaching Society to introduce juniors into the game –the age range is seven to 18 years. The skills they are developing now will be with them throughout their lives.
We are privileged that we have national players within Hertfordshire Youth. My coaching qualification is such that I am
Membership can not only enhance you physically and emotionally, but it can also help you set personal challenges, develop competitive skills, improve your energy levels and allow you to socialise in a relaxed and friendly environment. Most clubs will organise interclub competitions, which will be open to all members. Also, various clubs throughout the country will be arranging open galas for visiting teams to play, in a day of fun and competitive sport.
The outdoor season has just begun so come on down and play… there’s room for all and fun to be had. And it is worth repeating that this is a good all round game that embraces all ages, sexes and abilities.
To find out more, contact John Turkentine at jt0740@gmail.com
John is a CoachBowls Level One Coach at Harpenden & District Indoor and Batchwood Hall Outdoor Bowling Clubs.
(10)
(9)
(7)
pin (7)
eruption (4)
(9)
(9)
Mrs (4)
Passage (7)
(7)
poplar (5)
organ (9)
(5)
over a door (6)
(5)
(36)
(9)
(8)
Easy level Sudoku
Fill in the grid in such a way that every row and column and every 3 x 3 box contains the numbers 19.
Brainteaser
Turn me on my side and I am infinite. Cut me in half and I am nothing. What am I?
And finally, a grandad joke...
I went to see my doctor because I kept saying the same thing over and over again. He’s given me a repeat prescription.
Markyate
Care Group Help Line – 07972 152279
Care Bus – Sue and Malcolm Davies – 01582 840554
Sonia Aldridge 01582 872115
Dog Training
Markyate Singers are back every Thursday 8-9.30pm at the YK2 Hall Cavendish Rd!
Markyate Singers meet every Wednesday 7.30‐9.30pm at the village hall.
If you enjoy singing and can hold a tune you are welcome to join our friendly group. We sing for fun but also enjoy a challenge! Please call Lin on 07969322726 if you require further details.
Slip End
T Teennis Club
ages. Membership enquiries: Steve Lyons (01582 414162)
Coaching enquiries: Sally Parry (07979 433688)
Gardening Club:
years. Enquiries to Rosemary Wickens 01582 423622.
Flamstead
Computer Friendly Drop-in – for free and friendly help for
www.computerfriendlystalbans.org.uk
Caddington
Caddington and Slip End Runners 8pm Call 07587 189260
CaddingtonCare Good Neighbour Scheme
Friday between 9am and 4.30pm. Please call 07548 264672. The Library in Caddington, Folly Lane reopened on Thursday 5th August and runs from 10 am to 12 noon on alternate Thursdays. There is a large also available.
Caddington W.I.
Now meet 1st Tuesday of each month at 7.30 pm at the Caddington Sports and Social Club. Call Linda Edwards 01582 737036. We do a small amount of business followed by some f foorward to it.
Caddington Local History Group tonthef We mee foourthThursday of every month at 7.30 pm
T TaaiChi
12.30pm ChairYYooga Wednesdays sY 1.30pm Beginner Yooga Debbie 07948804031 CADS
Caddington. We are a friendly bunch and welcome new
email patgregory2023@gmail.com
Millie DanceSpace
Tues 4.15 onwards with 30 min group c street dance. Email millie.dancespace@ 07429 120383
Kensworth Drop-In
co.uk
Friday morning snack and chat y and T Bab Tooddler Group
Neighbourhood Watch – Caroline Stree
Cricket Club
Parish Council – Pat Mitchell 871178
Community Scheme – 07919 081473
Local History
riends of Studham Common f See website www.fooscomm.org Studham Village Hall
lasses. Ballet to gmail.com k 872410
872082 desstudham@btconnect.com TeennisClub
expressvending.co.uk 07833 111682 ee www.studhamtennisclub.co.uk Neighbourhood Watch – Richard Hod
ge 01582 873630
hipsnade Parish Coun 761730
edbourn
edbourn u3a meets every month in t
cil
Kensworth
Village Hall
Sylvia Inns 07831 538682
f Basils Farm Cafe e 07940 738383
Kensworth Art Club r villag
For editorial and advertising call 07939 005218
redbournu3amembership@gmail.com on 07956 400493 T Teennis at Redbourn Club Common in the heart of the village. A
he village hall and or speak to the chair
RedbournTTeennisClub Redbourn Community Group
R Call 01582 794550 or email: in More volunteers are always welcome. Redbourn Bowls Club always welcome
welcome packs for new residents. Call01582794550oremail:inffoo@redb
nnual membership fee bourncg.org. es new members. If
you would like more details, please contact our Chairperson Shirley Brooke, on 07866 149891, email shirleyhagart@ hotmail.com, or Jez Cronshaw, Coach, at 07525 867450.
Redbourn Community Library - open 6 days a week in page or email redbournlibraryvolunteers@gmail.com
Redbourn Players i Autumn as well as other local drama events.
If you are interested, or just want to find out more, please email redbourn.players@gmail.com for details.
paint scenery or help with publicity. contact our Secretary Pauline (07771 931086) or email redbourn.players@gmail.com for details.
Redbourn Village Museum
SilkMillHouseTheCommonRedbournHertsAL37NB
Silk Mill House The Common Redbourn Herts. AL3 7NB
Patron: Sir Simon Bowes Lyon Museum open February to November Saturday & Sunday 2:00 pm to 5:00 pm Last admission 4:30pm T Teel:01582793397
www.redbournmuseum.org
Redbourn in Bloom Horticultual Society Gold Award winner and Best Small Town in Britain in Bloom 2023. Besides planting schemes to enhance the village, we have all‐year‐round activities, including talks, trips, local awards, Autumn Show and Craft Fair. New members and volunteers always welcome. Join via our website, www.redbourninbloom.org.uk or contact Hilary Brown on 01582 793764, email ribmembership@gmail.com To volunteer, please contact Ann Davis, 01582 792518,email ribhelpers@yahoo.com
redbblkl dbourninbloom.org.uk or contact Hilary Brown on 01582 email ribhelpers@yahoo.com
Harpenden
Kinsbourne Green WI
Meet 3rd Tuesday of the month at 7:30pm in St Mary’s omf Email secretarykgwi@gmail.c foordetails.
Gaddesden Row T .TTaakesplaceatthe es place at the welcome. children.
Redbourn WI meets at 7.30pm on the second Wednesday of each month at Redbourn Village Hall. Upcoming meetings include ‘Dabble Night Crafting’ (June) and ‘Rounders/ Boules Summer Picnic’ (July). For further information call Beth Bradley on 07852 452303.
T To o include your local group or pleasecontactus please contact us
For editorial and advertising call 07939 005218
Caddington Baptist Church Luton Road LU1 4AF Coffee mornings on the 2nd Tuesday of each month 10.30am 12 noon
Following our success in Britain in Bloom last year, we are not resting on our laurels. Besides continuing with our planting schemes to keep Redbourn blooming, we have a busy summer of events coming up:
22nd & 23rd June. Open Gardens Weekend. Around 20 lovely gardens will be open to the public for this popular biennial event, some serving refreshments and holding fundraising stalls. Programmes with maps (£5 each), giving admission to all gardens for one adult, (accompanied children free), are available in advance from Hertfordshire Garden Centre, Redbourn Library, Ashtons Estate Agents, Redbourn Eyecare, The Hub, Redbourn Museum and Weyman’s Nisa Store, or over the weekend from Redbourn Museum, AL3 7NB, (next to the Cricketers PH). For further details, please contact Janet Lang on 07966 945480
Wednesday 17th July Talk & Q&A Session by Tom StuartSmith, renowned landscape architect and garden designer, owner and creator of the Barn Garden at Serge Hill and designer of areas at RHS Bridgewater. 7.30pm for 8pm at Redbourn Village Hall. Raffle and refreshments available. To book your tickets, (£11 members, £12 nonmembers), please contact Terry Hunt on 07931 530605
Wednesday 21st August Day Trip to Beth Chatto’s Garden, Elmstead, Essex. Coach transport from Redbourn included. Members £30, Nonmembers £35, optional onehour guided tour £8.50 extra. Please contact Terry Hunt on 07931 530605 to book your place.
Saturday 7th September Grand Autumn Show, 2.15pm at the Village Hall. Display of home (or allotment) grown flowers, fruit, vegetables, also crafts, homebaking and preserves. There are sections for children and novices as well, so why not have a go? New entrants are very welcome. Schedules giving all details of how and what to enter, with entry form, will be available very soon from the village outlets above (see Open Gardens Weekend). Refreshments, plants and produce stall and raffle. Trophies and certificates will be presented at 4.30pm. Further details from Gill Hewis on 01582 792856
We always welcome new members and volunteers. Please see our entry on the Groups & Societies/ What’s On pages.
Website: www.redbourninbloom.org.uk
Clements End Rd, Studham, Dunstable LU6 2NG
Studham Tennis Club are excited to announce a programme of summer events aimed to appeal to all ages and stages of tennis interest:
Every Saturday afternoon – Coaching sessions with our Club Coach from £7.50 per hour for juniors and adults.
Saturday 8th June, 2pm‐5pm – Tennis Open Day offers lots of tennis fun for free plus a chance to win a free coaching voucher to get you off to a flying start.
4 to 9yearolds 23pm; adults 34pm; 10 to 18yearolds 45pm. Rackets provided. To book email johnccallender@gmail.com or just turn up on the day
Sunday 30th June – Sponsored Memorial Walk from the tennis club, followed by a late afternoon BBQ. Funds raised will be shared equally between two really important causes – Macmillan Cancer Support and the refurbishment of the tennis courts playing surface. The Walk is open to all ages with 5,10 and 20mile options, fully supported with maps and refreshments. For more details to walk, or volunteer to support us, please email lucy.calver@hotmail.com
Wednesday 28th & Thursday 29th August, 10am‐2.30pm – Tennis Summer Camp. A funpacked session for 518yearolds of any standard. Racquets can be provided. For coaching and summer camp, book at https://clubspark.lta.org.uk/StudhamTennisClub/ Coaching or email johnccallender@gmail.com
Saturday 15th June from 1pm at Kensworth Village Hall and Recreation Ground
There will be food, drinks, music and many local stalls, plus children’s activities and arts and crafts
Studham Tennis is a vibrant and growing club. This year we aim through various initiatives to raise an extra £15,000 to contribute towards the muchneeded resurfacing of the tennis courts and ensure the continuity of our local tennis facility and a muchloved local sports club for the next 20 years. We are always keen to encourage and welcome new members – young and older. The Memorial Walk will celebrate the lives of two important founding members of the club, Terry Groom and Nick Jones, who both sadly passed away last year, and in memory of them, 50 per cent of funds raised will be donated to Macmillan Cancer Support. Come and walk with us, sponsor us, or support us on the day. For more details contact lucy.calver@hotmail.com or call 07584 491360
Kensworth Flower & Vegetable Show
Saturday 7th September 1pm Village Hall
Meets on the first Thursday of every month from 7.15pm at Studham Village Hall
LOCAL TRADESPEOPE
Why not advertise in this magazine
Visit www.mimagazine.co.uk to book online or email pauljacques @ntlworld.com
Sarah Claridge
Chartered Physiotherapist Acupuncturist, Certified Pilates Instructor, Reformer Pilates, BUPA/AXA Reg, Sports rehab, Post‐surgical rehab, Equestrian biomechanics and fitness
Tel: 07736 319894 info@meadowphysioandpilates.com www.meadowphysioandpilates.com
The Stables, Valley Farm, Valley Lane, Markyate, AL3 8AT
