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Consumer

A Special Supplem Supplement m to the COMOX VALLEY RECORD ❯ FALL 2011

how to PAPER COVER TO COVER ON-LINE

COMOXVALLEYRECORD.com

inside

How to buy a water efficient toilet 2 How to choose window coverings 4 Prepare for autumn/winter driving conditions 6 How to shop for new appliances 8 How to choose a college 10 How to purchase a new vehicle 12 What to consider when purchasing a pre-owned vehicle 14 How to choose a carpet cleaner 16 How to choose tires 18 How to invest with a clear conscience 20 How to choose hardwood flooring 22

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Wednesday, October 26, 2011 • COMOX VALLEY RECORD

www.comoxvalleyrecord.com

Consumer Guide ❯❯

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you to need know 1. Turn off the tap while brushing your teeth 2. Repair dripping taps 3. Only using a full load when turning on your dishwasher or washing machine 4. Washing fruits and vegetables in a bowl rather than under a running tap 5. Reducing your shower time and having less baths

How to buy a Water Efficient Toilet Most toilets work by means of gravity.

Water is stored in a tank at a higher level than the water in the bowl. Once flushed, the water moves from the tank to the bowl and pulled from the bowl to the drain. Another style of toilet works on a pressure system. The water in the tank and in the bowl is kept at the same pressure. When flushed, the pressure from the flush forces power through the bowl.

Before going to the store you should do a rough measurement of your toilet space.

This will ensure that your new toilet will fit properly.

There are also personal preferences to consider: 1. Single or double piece: One piece toilets, where the tank and bowl come as one unit, can be easier to clean and may have less opportunity to leak, however they can be more expensive and heavier and harder to install than the two piece system.

2. Bowl height: There are two options, regular or comfort height. Comfort height bowls are higher and some people find them more comfortable. They are also useful for people with back or knee injuries or for other disabilities.

3. Bowl Shape: There are two styles, elongated or round.

This is a matter of personal preference, however some elongated toilets may not fit in the space you have allowed for your toilet.

4. Lined or unlined: Some toilets come insulated or “lined”.

This prevents condensation that can form outside the tank. A lined tank is necessary if you have a hot or humid environment or your water supply to your toilet is cold. You many not require a lined toilet if your house is air conditioned or the house environment is dry and not humid.

Available at:

About 30% of all the water used in the household is flushed down the toilet, therefore it makes sense to install a water efficient model.

There are some concerns that water efficient toilets do not provide enough water and pressure to transport waste efficiently.

Extensive testing has proven that water efficient toilets provide more than enough water. If your toilet is constantly getting plugged it is more likely that your drainpipes are blocked or not functioning properly.

The Comox Valley Regional District offers a toilet rebate program. Their aim is to assist residents to use water more efficiently

in order to reduce water consumption and demand. By replacing your old toilet with a 13 litre dual flush or a high efficiency toilet you can reduce water usage by 18 percent.

A limited amount of rebates will be available for the 2011 program. Applications and detailed information can be found at www.comoxvalleyrd.ca/rebates or by calling 250-334-6000.

Dual flush toilets is another option, however there are single flush toilets that use only 4.8 litres of water that is comparable to the saving of a dual flush system.

Your decision in choosing the right toilet can save you money and protect the environment.

Available at:

Central Builders’ 780 30th Street, Courtenay 250-334-3353 A division of Andrew Sheret Ltd.

610 Anderton Avenue, Courtenay 250-334-4416

“When the well’s dry, we know the worth of water. ” Benjamin Franklin (1706-1790), Poor Richard’s Almanac, 1746

www.comoxvalleyrecord.com

COMOX VALLEY RECORD • Wednesday, October 26, 2011

REPLACE YOUR WATER-GUZZLING TOILET (13 LITRE OR MORE) WITH A NEW WATER-EFFICIENT MODEL AND RECEIVE A $75 REBATE FROM THE COMOX VALLEY REGIONAL DISTRICT (CVRD).

The CVRD toilet rebate program will help residents to use water more efficiently. Replacing a 13 litre toilet with a dual flush or high-efficiency (4.8 litre or less) toilet could reduce indoor use by approximately 18 percent. Homes with older 20 litre flush toilets could experience even larger reductions.

Only high efficiency (4.8 litre or less) and dual flush toilets are eligible. A maximum of two toilet rebates per installation address, including those toilet rebates received under the 2009 and 2010 programs, will be accepted.

Old toilets must be taken to the Comox Valley Waste Management Centre (2400 Pidgeon Lake Road, Cumberland) for proper disposal and a date stamped receipt. Rebates are only available to registered owners of properties connected to the Comox Valley water system and Black Creek - Oyster Bay local water service area. A limited number of rebates are available for the program.

To download the 2011 eligibility requirements and the rebate form visit www.comoxvalleyrd.ca/rebates or call 250-334-6000.

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Wednesday, October 26, 2011 • COMOX VALLEY RECORD

www.comoxvalleyrecord.com

Consumer Guide ❯❯

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you to need know 1. Certain window treatments will act as insulation.

2. When selecting window treatments, check the R value.

R value measures the ability to resist heat flow, so, the higher the R value, the better insulating effect a window treatment has.

3. Solar heat gain warms your home during summer months.

A product’s Solar Heat Gain Coefficient measures it’s ability to keep the heat out.

4. Window treatments will prevent sun damage from UV exposure.

5. Properly selected window treatments will help you save energy by preventing excess heating and cooling all year long.

How to choose window coverings Saving Your Hard-Earned Energy Dollars Rising energy costs are affecting everyone’s pocketbook. According to the U.S. Department of Energy, sunny windows make air conditioners work two to three times harder. In colder seasons, heat lost through windows can account for 10 to 25% of your heating bill.

Liza Bowles, President of the National Association of Home Builders (NAHB) Research Center, stresses the importance of window coverings. “Especially with the larger windows so prevalent today, shades and blinds are necessary to add energy efficiency to a home,” said Bowles. “And, during the summer months, keep them fully closed on south and west-facing windows to prevent heat gain.”

When it comes to energy-efficient window fashions, Hunter Douglas has the answer. In fact, in 1985 the company created the first highly energy-efficient window coverings — soft, durable Duette® honeycomb shades. Since then, the product has spurred an entirely new category of window coverings and the many fabric, color, style and hardware options available in Duette Honeycomb Shades just keeps expanding.

Wendell Colson, Hunter Douglas Vice President of Product Development, first developed the concept for Duette Honeycomb Shades during the energy crisis of the late 70s as a young architect and inventor in Massachusetts renovating big, drafty Victorians. “One night as I was shivering in bed, a double curtain came together in a regular folding pattern, capturing air between those folds in a honeycomb-like configuration,” said Colson. “I saw this vertically, but I thought if we put it together horizontally you would have a highly energy-efficient treatment because air would literally be trapped in the honeycomb cells.” Today, Duette Honeycomb Shades are even available in triple layers of honeycombs. These Duette triple honeycomb shades are the most energy-efficient honeycomb product on the market today.

Keep Cool in Summer Summer shading coefficients measure a window treatment’s ability to protect against solar heat passing through the window into the home. During the hottest months of the year, it has been estimated that 53% of all heat entering a home comes in through the windows. A window treatment with a low summer shading coefficient is most effective in shading against heat gain, reflecting heat and shading the interior. The percentage of heat reduction

is calculated, subtracted from 100, and turned into a decimal. For example, if a window treatment reduces heat gain by 80 to 95%, this translates into a shading coefficient of .20 to .05. Duette triple honeycomb shades boast a low .24 shading coefficient and Duette Honeycomb Shades in an opaque fabric with a metallized core have a coefficient of .23.

Where direct sunlight is a problem, the best materials will be metallized or white backings that can reflect the greatest amount of sunshine, while still shading the interior. Known for their myriad fabrics and textures, some Brilliance® Pleated Shades also can be highly energy-efficient window treatments because they offer a thin layer of aluminum permanently bonded to the rear of the face fabric. Many Hunter Douglas products, including Duette Honeycomb Shades and soft, billowy Vignette® Modern Roman Shades, have neutral white energyefficient fabric backings.

Warming Up for Winter “Forty percent of the heat in a home escapes through the windows on average, and windows are typically 20 percent of wall space,” said Colson. “So energy dollars are literally pouring out the window.”

Window coverings with a high R-value can provide much needed insulation and significantly reduce heat loss. The “R-value” (resistance value) measures a product’s resistance to heat loss when in a closed (lowered) position. The higher the R-value,

the more insulation a window product provides. A single layer of uncovered window glass has a winter R-value of about 0.88, while a double-glazed window has a value of about 1.75. By selecting an energy-efficient window treatment, you can help increase the R-value one to five points.

Wood and vinyl are insulating materials and fabric shades with metallized or roomdarkening linings are also good insulators. But, again, honeycomb fabric shades, which “trap” air in the honeycomb cells, provide the best insulation. Super energyefficient Duette triple-honeycomb shades afford a winter R-value of 4.8 on doubleglazed windows.

There’s More to the Story In addition to saving hard-earned energy dollars, Hunter Douglas window coverings can also save on having to replace fabrics, carpets and other fine furnishings and preserve precious heirlooms for posterity. Ultraviolet light is often called “the invisible enemy” as it is the invisible component of the sun’s radiation and can be extremely damaging. Ultraviolet literally means “beyond the violet” in the visible spectrum of light. It enters the house as sunlight but will eventually fade floors, furniture, upholstery and drapery fabrics, carpeting and valuable artwork. With prolonged sun exposure, natural, undyed fabrics typically become yellowed. Later, fibers will weaken, making furnishings look old and worn before their time.

We have fair everyday pricing and quality and service worth remembering!

Tracey McGinnis Blinds, Billiards and Baubles

www.comoxvalleyrecord.com

COMOX VALLEY RECORD • Wednesday, October 26, 2011

Only At Your Hunter Douglas Gallery

Save Time. Save Money.

For the best choice in quality, style, value and exceptional service, you’ll find it all at a Hunter Douglas Gallery.

SALES, REPAIRS & CLEANING 221C Church St., Comox, BC

250-941-7824 blindsbilliardsandbaubles.com

Visit us today and let our highly-trained professionals help you find the right look for your home at the very best price.

We also offer: ■ 20/20 Gallery Gold Guarantee ■ Exclusive Alustra™ Collection Dealer ■ Duette® Honeycomb Shades ■ Luminette® Privacy Sheers ■ Silhouette® Window Shadings ■ Vignette® Tailored Window Shadings

© Copyright 2006 Hunter Douglas Inc., ® Registered Trademark of Hunter Douglas Inc., TM Trademark of Hunter Douglas 4756

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Wednesday, October 26, 2011 • COMOX VALLEY RECORD

www.comoxvalleyrecord.com

Consumer Guide ❯❯

5

you to need know 1. Warming up a vehicle in an enclosed area is dangerous. Carbon monoxide is an invisible, odorless gas that builds up and can kill humans and animals quickly and silently 2. If you have a vehicle with 4WD or AWD drive, don’t get overconfident and rely on its abilites to get you out of a problem.

While the traction and force created by all four wheels driving instead of two helps you get going from a stop, it does not assist your vehicle’s braking ability.

3. Cruise-control should never be used in wet or frosty driving conditions.

4. In winter, bridges and overpasses freeze first.

5. Using your wipers to clear built-up snow and ice from your windshield causes excessive strain on the wiper motor and wiper blades.

Prepare for autumn/winter driving conditions It is time once again to prepare for the inevitable. The rains of Autumn and snow and ice of Winter will soon be upon us. Time to shake the moths from the sweaters and store away the patio furniture. Winter weather is hard on your vehicle and its engine, make sure that your vehicle is up to the challenges that wet/cold weather driving conditions can and will present. A full inspection of your vehicle will determine if your windshield wipers/washer system, exterior and interior lights, anti-freeze and cooling system, brakes, front steering and suspension components, tires, etc are all in good condition and functioning correctly.

Making the time to have your vehicle inspected on a regular basis may seem time consuming but when planned and scheduled it proves to be much less inconvenient than a roadside breakdown. and is a small step that will allow you to be confident regarding the safety and reliability of your vehicle for you and your passengers.

Here are some tips and suggestions to assist in keeping you safely and reliably on the road: Get your car winter ready with a maintenance check up. Preventative maintenance is key. Make sure your battery, brakes, lights and fuses, cooling and heating systems, electrical and exhaust systems, belts and hoses are in tip-top shape.

Install winter tires. Use four matched winter tires that carry the winter tire logo, even when driving a 4 X 4.

Winter tires improve driving safety by providing better traction in snow, slush and icy conditions. Check for wear before installing the tires and check tire air pressure frequently, as it decreases in cold weather.

Change your wiper blades to winter blades. They are heavier and push snow and ice more easily. Using your wiper blades to clear built-up snow and ice from

your windshield causes excessive strain on the wiper motor and wiper blades Clear snow and ice from all windows, lights, mirrors, hood and the roof. After starting your vehicle, wait for the windows to defrost completely to allow clear visibility all around.

Make sure your water reservoir is full, and carry extra windshield washer fluid in your vehicle.

Batteries have a harder time starting your vehicle in cold weather. The chemical reactions inside of batteries take place more slowly when the battery is cold, so the battery produces fewer electrons.

The result is your starter motor has less energy to work with when it tries to start the engine and causes the engine to crank slowly Lubrication is one of the most important things when driving in winter. Oil gets a lot thicker in cold weather. When you try to start a cold engine, the engine has to push around the cold oil and that makes it harder for the engine to spin. Using a multiviscosity 10W30 or 5W30 oil will help you with engine startup. When temperatures go below zero, you need to have lubrication like fully synthetic oils to protect your engine. When you use low viscosity oils, the oil flows quickly giving you more speed with startup which in turn reduces wear and tear on your vehicle engine parts When starting out, allow your vehicle to idle and warm for a few moments. This will ensure that lubrication has gone through the engine Keeping your fuel tank topped up will help to avoid condensation and moist air on the inside of the tank, which can cause fuel lines to freeze and other serious issues. This will also enable you to run the vehicle periodically to keep you and your passengers warm while you wait for assistance if you are stuck or delayed in traffic for an extended period of time.

Turn on your headlights. Your headlights are brighter than your daytime running

lights and this also turns on your taillights making you more visible to drivers both in front and behind you.

When stuck in mud or snow, don’t make the problem worse by damaging an expensive component. Gently rocking in an attempt to free the car is fine. But if it looks as though you’re really stuck, don’t keep at it. Throwing your car from forward to reverse repeatedly, as well as spinning tires at hight speeds, can generate a lot of heat and spell trouble for transmissions, clutches and differentials. It may be less expensive in the long run to call for a tow truck rather than risking causing damage that could require an expensive repair. It’s a good idea to carry a traction aid, such as sand, gravel or cat litter with you. Your floor matts can also be used as a traction aid in a pinch.

Be prepared by packing a winter survival kit.

Suggested items include: • Emergency kit containing non-perishable food, blankets and first aid supplies • Windshield scraper and snow brush • Extra windshield washer fluid • Flares and matches or lighter • Tire chains and gloves • Shovel and traction mat, sand or kitty litter • Flashlight and extra batteries • Battery jumper cables • Spare tire, wheel wrench and jack • Extra clothing and footwear • Sandbags for extra weight Preserve your door and window seals by wiping with a rubber protectant or silicone on door and window weatherstripping to keep it is good condition. Oil-based products such as WD-40 can damage the rubber and

are not recommended for this application.

Regular cleaning and treatment of your vehicle’s weatherstripping can also lessen the likelihood of your door sticking to its rubber seal in cold weather, a common cause of damage to the rubber.

We all know that water expands when it freezes. Washing your vehicle during freezing conditions can result in damage to exterior seals and trims. If you must wash your vehicle, it is recommended it be done at a time during the day that will allow for drying time prior to freezing temperatures.

Reading your owner’s manual will familiarize you with the recommendations made by the manufacturer that will assist you in maintaining and prolonging the life of your vehicle.

Knowledge is power. Familiarizing yourself with your vehicle’s needs and being prepared keeps you in the driver’s seat. You are in control. There is no such thing as a dumb question. If you don’t know the answer…..ask the question. A professional facility should provide answers to all your questions no matter how simple or complex they seem.

Don’t trust your automobile which carries your family through life’s daily trips, to just anyone. Choose your maintenance/repair facility like you would your family doctor.

In the long run, this approach saves you not only money, but time and aggravation.

Even more importantly, a well maintained vehicle is a safer one.

Ensure yourself of safe and happy winter driving experiences. Be prepared and be careful out there.

“A maintenance customer is an educated customer who saves real money by maintaining their vehicle”

www.comoxvalleyrecord.com

COMOX VALLEY RECORD • Wednesday, October 26, 2011

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REGULAR Service Reminders to assist you in convenient scheduling.

24 Hr. Website to track your vehicle service & repair history, manufacturers recommended service intervals & request appointment scheduling

Convenient Shuttle Service makes it easier to leave your vehicle with us for repair and continue on with your daily plans.

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Follow-Up to confirm complete Customer Satisfaction

2467 Cousins Road, Courtenay • T: 250-334-4402 • www.andysauto.ca

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Wednesday, October 26, 2011 • COMOX VALLEY RECORD

www.comoxvalleyrecord.com

Consumer Guide ❯❯

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How to Shop for New Appliances

you to need know 1. Select kitchen appliances with attention to how you cook and live. Current cooking and design trends may completely reconfigure kitchen space and traffic patterns.

2. Check the space available for the appliance to make sure you select the right size unit and make sure halls and doorways allow clearance for entry and installation.

3. Look online for specification sheets from the manufacturers who make the appliances you plan to purchase. Compare available features, designs and capacities.

4. Select brands that are serviceable in your area, particularly if you live in remote areas.

5. Read the warranty before finalizing your decision.

Does the warranty cover the entire product? Only certain parts? Is labour included? How long does the warranty last?

Darryl Bennett, Chantelle Mailer, Hennie Herselman Buying new or replacing home appliances can be a major decision for families.

When shopping look for appliances that fit your family’s lifestyle.

Trends in Kitchen Appliances: The kitchen has long been seen as an important hub for activity in the home. Kitchens have become both the centerpiece and showplace.

So naturally the role of appliances in the kitchen has risen beyond simply function to more of an expression of personal style and versatility.

Today’s trend has shifted toward luxury style appliances or high-end functionality.

We can see this with the popularity of stainless steel refrigerators, dishwashers, and in the pro-style ranges with large stainless steel hoods. Stainless steel appliances offer a professional look and performance for the ultimate foodie.

Another feature in luxury kitchens that has really shot up in popularity, especially in an open concept living space, is appli-

ances with an integrated look. Cabinet fronts or panels are formed for refrigerators and dishwashers for an increasingly custom appearance and blend beautifully in a small or large kitchen.

Cabinets can be fashioned to disguise most kitchen appliances even trash compactors, and small beverage fridges. The overall concept achieves an uninterrupted flow, keeping most appliances out of sight and shifting emphasis to cabinetry itself with pro style range and hood now becoming the highlight and focal points of the kitchen.

Many manufacturers already offer a great selection in cabinet panel-ready refrigerators and dishwashers to match the style of the whole kitchen. Homeowners are also exploring other options, such as hidden ventilation hoods that are concealed within cabinetry as well.

Another shift is clearly apparent with manufacturers now offering induction

ceran tops for both ranges and cooktops.

These cooking surfaces use electromagnetic energy that heat food very quickly and use less energy than gas or conventional electric tops.

As the idea of home entertaining becomes more attractive, many residential kitchens see features that are normally associated with professional kitchen; for example, the Chef-technique cooking features six-burner gas tops with front controls. This same can be said for use of multiple dishwashing units, two becomes better than one, with kitchen islands a main stay equipped with microwave drawers and dish-drawers which are gaining popularity.

With this multitude of trends, the options for the right appliances for your hub that reflect your style and accommodate your needs are out there. With careful planning you can create the dream kitchen you always wanted.

“Whatever your lifestyle and your tastes, Courtenay Appliances can help you cook up your dream kitchen.”

Chantelle Mailer, Courtenay Appliances

www.comoxvalleyrecord.com

COMOX VALLEY RECORD • Wednesday, October 26, 2011

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Wednesday, October 26, 2011 • COMOX VALLEY RECORD

www.comoxvalleyrecord.com

Consumer Guide ❯❯

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you to need know 1. Research post-secondary institutions by visiting www.educationplanner.ca 2. How much will tuition cost? How many scholarships and government student loans are available?

3. What kind of access do you have to programs at BC universities?

4. How will the college help you meet your career goals?

5. Who recognizes your degree or credential on graduation?

How to choose a college Where do you want to go?

Whether your goal is to learn a trade, get a degree, or retrain for a new career, college can give you a head start on success. Selecting a college that will help you meet your goals is one of the most important decisions you’ll ever make. The right college should help you develop your interests, match your learning style, and provide the support you need to succeed.

What do you want to do?

When you are considering college, explore its course and program offerings first. Choose a program that matches your interests to improve your chances of success.

Many colleges offer more than one way to get where you want to go. At your local college, you can get guaranteed entry to university while you attend college, take individual courses towards a university degree, enrol in a certificate program and be trained to enter the workplace within a year, or complete an entire fouryear degree where you live. Explore all of your college’s offerings before deciding your path.

How do you learn?

Every student is different; not only in what they take but also in the way they learn and the type of study that works best for them. Some students benefit from traditional classroom courses, while others have work or family commitments that require evening classes, distance, or online learning.

If classroom learning suits your style, know that colleges generally have smaller classes than universities. Students get more interaction with university-trained faculty and their fellow classmates in a dynamic learning environment. Knowing your instructors and classmates can make a big difference to your success.

What do you need?

Choosing the right educational path can be a little intimidating. Good colleges have student services centres, where you can access the support you need to succeed in your studies. Even at smaller colleges, students should have access to libraries, computer labs, advisors, assessment ser-

vices, financial aid, a student association, and other vital educational resources.

Student advisors should be available to answer all your questions, big and small, and help you make the most of your academic choices. They offer invaluable oneon-one advising, customized study and transfer plans, information about loans, grants, and bursaries, and step-by-step help in applying or registering for class.

Don’t forget about your personal support system and how it affects your academic success. Entering college or university is a time of great change for many students. Some people do well with heightened academic expectations and new living arrangements, while others benefit from the stability of their family, friends, and home community. Even if you plan to study in another location, consider whether you would benefit from a transitional year at a local college, where you can concentrate on your studies from the comforts of home.

How much does it cost?

You can save up to $20,000 in tuition and living expenses by attending a local college for two years and earn the exact same degree as student who attended university for four years. Students at publicly funded colleges generally pay lower tuition than students who attend private post-secondary institutions or universi-

ties while earning provincially recognized credentials.

Public colleges offer access to a huge array of university entrance awards through special agreements with select universities, in addition to their own scholarship and bursary opportunities.

If real-world employment contacts are important to you, find out if the college offers paid career-related work experience at home or internationally through accredited co-op programs. Many colleges offer ways for students to earn money while they travel and earn employable skills.

Quality education, close to home North Island College is home to 4,649 students from here and around the world.

As the largest public post-secondary institution on northern Vancouver Island, North Island College offers over 900 courses and 70 credit programs in trades, health care, fine arts, business, tourism, and university studies. Its extensive selection of general interest and industry training courses help students discover new interests and keep their skills current.

Explore college programs and courses right for you—where you live. www.nic.bc.ca/advisors www.nic.bc.ca/programs

“Education can take you anywhere. Whatever your goal, a public college offers a range of options that will give you an excellent start on any adventure.”

Dr. Jan Lindsay, President, North Island College

www.comoxvalleyrecord.com

COMOX VALLEY RECORD • Wednesday, October 26, 2011

Quality education, close to home.

SStart tart your your college college ffuture uture with with NIC’s discussion-friendly NIC’s d iscussion-ffriendly classes, classes, and and instructors instructors who who inspire inspire you you to to learn. learn.

WWW.NIC.BC.CA

Choose from over 70 programs and 900 courses, plus dozens of university partnerships and opportunities available exclusively at NIC: ŗ #VTJOFTT "ENJOJTUSBUJPO EFHSFFT ŗ #BDIFMPS PG 4DJFODF JO /VSTJOH ŗ +PJOFSZ $BCJOFUNBLJOH ŗ "JSDSBGU 4USVDUVSFT 5FDIOJDJBO

Browse all your options at www.nic.bc.ca/programs or call 250-334-5000

ŗ &NJMZ $BSS 'JOF "SUT EFHSFF ŗ 6OJWFSTJUZ %VBM "ENJTTJPO ŗ 4PDJBM 4FSWJDFT EJQMPNB ŗ &OHJOFFSJOH 5SBOTGFS

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Wednesday, October 26, 2011 • COMOX VALLEY RECORD

www.comoxvalleyrecord.com

Consumer Guide ❯❯

5

How to purchase a New Vehicle

you to need know 1. Do your assessment of needs and wants 2. Plan your budget 3. Research your shortlist 4. Protect your new car investment 5. Meet the service staff

Front row: Sheila Rivers, John Renton, Wayne Grabowski Second row: Dan Fitzgerald, Jean-Louis Lamoureux, Daniel Earl, Brad Taddeo Back row: Jeremy Stotts, Phillip Grant, Sean Howell, Sean Hamm, 2012 Sportage

Too many of us joke about how frustrating it can be to purchase a new vehicle.

The experience need not be as bad as our jokes, and in fact, it can be satisfying – if you do your homework, set up a plan and stick to it.

Next to a home, a vehicle is one of the most expensive items most of us will ever purchase.

Research and planning is key. If you walk into a car dealership and you have no idea of what you want and how much you can afford, you may end up buying something out of sheer frustration. Assess your lifestyle, work habits and recreation needs and be sure the vehicle you want will fit the bill based on your weighted importance of all three of the categories.

Be sure of your needs. If you are replacing a vehicle, consider what you liked about your present vehicle. What do you wish you had and what can you do without. Consider your work habits; how far and how long do you travel to and from work?

And do you also use your vehicle for work?

Also consider your lifestyle and recreation activities to help draw a picture of what the ideal vehicle is for you.

Budget considerations are very important. What can you comfortably afford in consideration of your monthly expenses and savings. Write down the budget numbers you have come up with to see what down payment you can comfortably make and what monthly payments you are able to afford (example: $3,000 down from savings leaves a $250 bi-weekly payment after your household budget has been figured).

Remember, a down payment will bring your monthly payments down and can make a difference in the future when its trade in time again.

Also take into consideration long term ownership. Look into the added benefit of an extended mechanical breakdown (warranty) protection and also consider protecting your investment with products that will preserve and enhance the interior and

exterior look of your vehicle such as paint and fabric protection. Not only will all three of these items ensure many years of trouble free driving and a look that won’t wear out, your overall satisfaction with your purchase won’t end when your car is paid off.

Additionally, these items may even add some extra resale value at trade in time.

Remember, you will probably have more satisfaction buying and owning a new car that you already know is what you want and need, at the price you can afford. Advance work on your vehicle needs and financing will save you money and better prepare you.

The final thing you need to consider is service. Take a tour of the dealership and meet key service personnel. They will always be there to take care of your servicing needs for years of trouble free ownership.

Remember, a good car dealer wants to be your car dealer for life. A car sale lasts a day, but customer service lasts a lifetime.

Kia has some of the most refreshing and bold award winning designs on the market and their passion is to be a global leader in product quality. Kia’s increasing sales continue to defy the global economy. Kia truly has “The Power to Surprise”.

Jean-Louis Lamoureux, Kia Motors

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Sorento SX shown

60 MONTHS

IN LOAN SAVINGS‡

††

% $

DOWN PAYMENT

0

bi-weekly for 48 months. Offer includes delivery and destination.

International model shown1

KIA MEMBER REWARDS Earn points towards future discounts. It’s FREE and it’s incredibly rewarding.

$

bi-weekly for 48 months. Offer includes delivery and destination.

DOWN PAYMENT

Based on a purchase price of $23,645.

152 2.49% $0 OWN IT FROM

HWY: 5.6L/100KM (42 MPG) CITY: 7.4L/100KM (32 MPG)

††

^

CASH PURCHASE PRICE FROM

$

22,450

ALSO AVAILABLE:

$

ECO-CREDIT

1,000 PLUS

>

FINANCING AVAILABLE ON

UNTIL 2012 ON SELECT MODELS

INTRODUCING THE NEW 2012 2012 U

^

TM

Sportage SX shown

HWY: 6.9L/100KM (41 MPG) CITY: 10.0L/100KM (28 MPG)

TM

AT

APR

WITH OPTION TO RETURN AFTER 48 MONTHS*

^

THE ALL-NEW

HWY: 6.2L/100KM (46 MPG) CITY: 9.5L/100KM (30 MPG)

2012 Optima SX Turbo shown1

\

Includes delivery and destination.

UP TO

$

Loyalty bonus¥ or Competitive bonus±

1,250

LOWEST FUEL CONSUMPTION

BY A HYBRID CAR. 3.6L PER 100KM.

The New Way to Own a Kia

www.courtenaykia.com

TOLL FREE from ANYWHERE in BC: 1-877-398-2375

Offer(s) available on all new 2011 and 2012 models through participating dealers to qualified customers who take delivery by October 31, 2011. Dealers may sell for less. Some conditions apply. Retailer order/trade may be necessary. Offers are subject to change and may be extended without notice. See dealer for complete details. Vehicle images shown may include optional accessories and upgrades. All offers exclude licensing, registration, insurance, other taxes, down payment and dealer administration fees. Other dealer charges may be required at the time of purchase. Other lease and financing options also available. Dealers are free to set individual prices. Prices subject to change without notice. Certain restrictions may apply. 1 Model shown includes optional accessories and may not appear exactly as shown. **0% purchase financing is available on all 2011 and 2012 Kia models on approved credit (OAC). Terms vary by model and trim, see dealer for details. Representative financing example based on 2012 Sorento (SR75BC) with a selling price of $28,245, financed at 0% APR for 60 months. Includes delivery and destination fees of $1,650. Monthly payments equal $395 with a down payment/equivalent trade of $0. Cost of borrowing is $0, for a total obligation of $28,245. Financing example includes a $1,250 loan credit (includes $500 loan credit and $750 loyalty bonus ¥). Other taxes, registration, insurance, licensing, PPSA ($79) and dealer fees are excluded. Retailer may sell for less. See dealer for full details. “Don’t Pay Until 2012” on select models (90-day payment deferral) applies to purchase financing offers on select 2011 and 2012 models on approved credit (OAC) (2011/2012 Sportage/Sorento/Sedona/Borrego excluded). No interest will accrue during the first 60 days of the finance contract. After this period, interest starts to accrue and the purchaser will repay the principal interest monthly over the term of the contract. ††FlexChoice Financing for 36-, 48- and 60-month terms on approved credit through TD Financing Services is available at participating dealerships to qualified retail customers on select new 2011 and 2012 Kia vehicles. Taxes on the full negotiated purchase price are payable at the be ginning of the contract term, resulting in higher payments than payments taxed on a periodic basis, and are not reflected in advertised payments. The following terms apply to TD Financing Services contracts. Vehicles are financed over a 36-, 48- or 60-month term with payments amortized over a term of up to 96 months and the pre-determined residual balance payable at the end of the contract. At contract’s end, customers have the choice of: (i) returning their vehicle through a Kia dealership with no further obligations (except payment of a $199 return fee and excess wear and tear, mileage and similar charges if exceeding 24,000 km per year allowance); (ii) financing the remaining balance for the rest of the amortization period at then-current standard rates; or (iii) paying the residual balance indicated on the bill of sale in full. Some conditions apply. FlexChoice Financing offered by TD in Quebec is subject to different terms and conditions. All advertised FlexChoice Financing offers are TD offers.

Delivery and destination fees (up to $1,650) are included. Taxes, licence, insurance, registration, excess mileage, wear and tear charges, any retailer administration fees and other applicable fees and charges are not included. FlexChoice Financing is provided on approved credit through TD Financing Services. Your Option Date is set out on your TD Financing Services Payment Advantage Loan Certificate (the "Certificate"), which contains the terms and conditions governing your Return Value Option. If you exercise your Return Value Option, a return fee of $199 must be paid by you (not applicable in the province of Quebec) and you will be responsible for excess kilometre charges, excess wear and tear, and any other amounts as specified in your Certificate. The remaining loan balance will be subject to then-applicable TD Financing Services rates and fees. Retailers may sell for less. See participating retailers for complete details. Representative example based on 2012 Sportage (SP551C)/2012 Soul (SO550C) with a purchase price of $23,645/$18,245 financed at 2.49% APR over 48 months with $0 down, bi-weekly payments of $152/$125 for a cost of borrowing of $1,616/$1,197 and a total obligation of $24,761/$18,942, including delivery and destination fees ($1,650) and a $500/$500 FlexChoice credit. Taxes, licence, insurance, registration, excess mileage, wear and tear charges, any administration or other applicable fees or charges are not included. Dealer may sell for less. See dealer for details. \ Cash purchase price for 2011 Optima (OP541B) is $22,450 and includes a cash credit of $1,000 based on an MSRP of $23,450. Includes delivery and destination fees of $1,455. Other taxes, registration, insurance, licensing, PPSA ($79) and dealer fees are excluded. Available at participating dealers. ‡Loan credit for 2012 Kia Sorento LX AT (SR75BC) is $1,250 (includes $500 loan credit and $750 loyalty bonus¥), and is available on purchase financing only on approved credit (OAC). Loan credit varies by model and trim. ¥Loyalty Bonus offer available on 2012 Kia Sorento/2011 Optima Hybrid at a value of $750/$1,250 for any current Kia owners towards the purchase or lease of a new 2012MY Sorento/2011MY Optima Hybrid. Loyalty Bonus offer applicable to cash purchase, lease and purchase financing only before October 31, 2011. Offer is transferrable within same household only (must provide proof of address). Limit of one bonus per customer or household. Certain restrictions apply. See dealer for details. ±Competitive Bonus offer available on the purchase or lease of new 2011 Optima Hybrid models at a value of $1,000 (deducted before tax) for owners of any current competitive hybrid vehicle with proof of ownership. See dealer for eligibility of competitive vehicles and full program details. Certain restrictions apply. Offer is transferrable within same household (must provide proof of address). Limit of one bonus per customer or household. Offer not combinable with any other loyalty/conquest offers. Offer ends October 31, 2011. >Eco-Credit for 2011 Optima Hybrid (OP74AB) is $1,000 and is applicable to the purchase or lease of a new 2011 Kia Optima Hybrid. Available at participating dealers. Certain restrictions apply. See dealer for details. ÈHighway/city fuel consumption of these vehicles may vary. These estimates are based on the Government of Canada’s approved criteria and testing methods. Refer to the Government of Canada publication EnerGuide Fuel Consumption Guide. ^2011 Kia Soul/2011 Kia Sorento/2011 Optima awarded the Top Safety Pick by the Insurance Institute for Highway Safety. The award is applicable to all 2011 Sorento models manufactured after March 2010.

Visit www.iihs.org for full details. U2011 Kia Sportage awarded Car of the Year by Motoring 2011 for Best SUV/CUV (under $40,000) and overall Car of the Year. Visit www.motoringtv.com for full details. »2011 Optima Hybrid awarded the Guinness Book of World Records for the Lowest Fuel Consumption in a hybrid gasoline vehicle while driving through all 48 adjoining U.S. states. °The Bluetooth® word mark and logo are registered trademarks and are owned by Bluetooth SIG, Inc. Some conditions apply to the $500 Grad Rebate Program and $750 Kia Mobility Program. See dealer for details. Information in this advertisement is believed to be accurate at the time of print. For more information on our 5-year warranty coverage, visit kia.ca or call us at 1-877-542-2886. Kia Canada is the official automotive sponsor of Mothers Against Drunk Driving (MADD Canada). KIA and FlexChoice are trademarks of Kia Motors Corporation

to learn more. facebook.com/kiacanada

Mansfield Drive

150 MANSFIELD DRIVE BLUETOOTH CONNECTIVITY°

«

www.comoxvalleyrecord.com COMOX VALLEY RECORD • Wednesday, October 26, 2011

Cliffe Avenue

SOUTH

HUSKY

WHISTLE STOP PUB

| OPEN 7 DAYS A WEEK

13

Visit kia.ca to learn more.

WHITE SPOT

NORTH TO CITY CENTRE

14

Wednesday, October 26, 2011 • COMOX VALLEY RECORD

www.comoxvalleyrecord.com

Consumer Guide ❯❯

5

What to consider when purchasing a pre-owned vehicle

you to need know 1. Needs VS. Wants. Do an assessment of what you really want and really need.

2. Do your homework.

Know your budget and stay within it.

3. Know what you’re buying. Research is key. You should know what you want and find vehicles to look at that vehicle fit the bill.

4. Meet all the service staff of the dealership.

The thrill of a good deal quickly wears off if your service needs cannot be met.

5. Research and ask questions. The more you know the better!

From left to right. Thomas Cliffe, Detail; Jeff Kurbatoff, Serv. Advisor; Allen Derhak, Detail; Jeff Keenan, Serv. Advisor; Vicki Little, Finance Manager; Jason King , Technician; Brian Haftner, Fix Ops Manager; Jordan Theedom, General Sales Manager; Mike Freels, Technician; Ted Willoghby, Parts Manager; Paul Harris, Technician; Hank Ewert, Sales Asscociate; Mark Breadmore , Sales Ascociate; Dave Derhak, General Manager.

Today’s used cars and trucks are built much better than say, 10 or 15 years ago, for sure. Many are still under factory warranty and for others, the cost of an extended warranty is very reasonable.

Yes it is a used car, but at the same time you’re not paying a new car price! Someone else has paid for the “New Car Smell” and absorbed the first few years of depreciation for you, meaning you’re getting a like-new car at a used car price.

Buying from a private seller out of the driveway? Well if you are absolutely 100% sure that it is what the seller says it is, you might be ok. If it’s someone you know and trust like a good friend or family member, your chances of a safe, reliable vehicle and a reasonable price are good.

However, most private sales are from strangers who have no interest in anything more than selling the car and taking your cash.

Conversely, reputable car dealers have a lot more at stake to ensure your satisfaction and future business. Most dealerships offer a Carproof or Car Fax vehicle history report as well as a full report on vehicle condition, based on an in-shop inspection. Also, car dealers and car salespeople in BC are licensed by the BC Vehicle Sales Authority , a watchdog of the retail car industry.

Needs Vs. Wants: The battle of the Choices.

Draw a line down the middle of a clean sheet of paper. Make 2 columns; Needs and Wants. Needs... How far do you drive

and how often? Let’s say you travel a long distance 3-4 days a week. Fuel efficiency, comfort and safety are primary concerns.

On the needs side, write “fuel economy, airbags, antilock brakes, comfortable seats.”

Consider also the non-work time you may use your vehicle for. Perhaps you have children (soccer mom or dad!)... In the needs column you may write, “lots of seating”.

You get the idea. Think about your lifestyle and picture your new vehicle as being part of that lifestyle.

Now, wants... It has been said that people will consider the vehicle they drive as an extension of their personality, or fits their personality; in other words perhaps “what” you drive is like a suit jacket or outfit that displays your personal taste. “Wants” can include such things as style, color, performance, etc. True decision making is a balance of both columns of “needs” and “wants”; a balance of rational and emotional motivators.

Financing: Do your homework Probably the most overlooked and under emphasized part of the buying process is budgeting. Budget what you can afford to pay for your “new to you vehicle”.

If you know what your monthly budget can support, making the final buying decision will be that much easier and will make you feel like you are definitely making the right buying decision. It will take the pressure off thinking you need to “go home and think it over”. Basically, you will have done the “thinking” before you start shopping.

So plan the budget. Consider your payday frequency; is it monthly, semi-monthly (end of month, middle of month) or biweekly (every 2 weeks). In any case, the payments of your car can be tailored to fit your pay day schedule.

Also consider the down payment. The more you put down, the faster the car is paid for and the less interest you will accrue.

Know what you’re buying After your needs and wants assessment and planning your budget, start your search. Use the internet to help you narrow down your choices to a shortlist prior to ever going to a car lot.

Once you know what you’re looking for and how much you have budgeted to spend on it, the rest is easy. Email the dealerships that have the vehicle you want and set appointments to view and test drive.

When you arrive at your appointment, take time to discuss your needs and wants as well as your budget with your salesperson. Having done the work up front will really pay off here because you’re working from your short list, the selection process is pretty much already done. Discuss your trade, (if you have one) but don’t get too wrapped up in the trade value. Remember to stick closely to your plans and be upfront with the salesperson; explain that you have done your homework and you have a budget. This will make the buying process painless and enjoyable for both parties.

“Do your homework-know what you need/what and what your budget can support. This bit of homework will take the pressure off thinking you need to “go home and think it over”...

Basically, you will have done the “thinking” before you start shopping. Dave Derhak, Island Honda

www.comoxvalleyrecord.com

COMOX VALLEY RECORD • Wednesday, October 26, 2011

B2336

B2309

2008 Acura TL

2008 BMW 355i

Fully Loaded, Navigation, Sunroof

V6 Auto, Leather, Fully Loaded.

Loaded, Hard Top, Convertible, Navigation

$29,99 95

$26,78 89

$37,99 95

T113688A

R113802A

2007 Chrysler Aspen Ltd.

2005 CRV EX AWD

2007 Ridgeline EX-L

V8, Auto, Loaded, Custom Wheels & Tires.

Auto, 4 Cylinder, Mags

Leather, 56,000 kms.

$24,77 79

$17,889 9

$27,99 95

C123762A

B2298A

B2297

2005 Chev Malibu Maxx LS

1998 Civic DX

2007 Civix EX

V6, Auto, Power Group, Hatchback.

Auto, Sunroof, CD, Hatchback

Auto, Mags, Fully Loaded, Power Group, A/C.

$11,995 5

$6,995 5

$15,789 9

B2213A

D113805A

B2335

2006 Pontiac Torrent

2006 Dodge Grand Caravan

AWD, V6, Automatic.

V6, Auto, Power Group.

V6, Auto, Power Group.

$12,995 5

$11,995 5

$18,995 5

CALL TOLL FREE FROM

2010 Dodge Grand Caravan SE

ANYWHERE IN BC: 1.877.380.1634

nd N. Isla

t

ee 5th Str

R ox

m

www.islandhonda.ca

Hwy.

Co d

oa

DL# 30592

B2290

2007 Acura RL Sedan

B2301

ISLAND HONDA

d

oa

R ox

m Co

MON-FRI 8:30AM-6PM SATURDAY 8:30AM-5PM SUNDAY 10AM-4PM

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|

nu

OPEN 7 DAYS A WEEK

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|

NORTH

1025 COMOX ROAD

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|

if

Cl

WWW.ISLANDHONDA.CA

15

To 17 th Street Bridge

16

Wednesday, October 26, 2011 • COMOX VALLEY RECORD

www.comoxvalleyrecord.com

Consumer Guide ❯❯

5

How to choose a carpet cleaner

you to need know 1. It is best not to choose

a carpet cleaner based on a single telephone call. Instead, invite the person to your home and ask for a specific written quotation.

2. Hot water does not

damage your carpets; it cleans them thoroughly when the proper equipment is used to suction all the water out.

3. Living creatures, such

as dust mites, fleas and germs live and breed in your carpets – vacuuming alone is not enough.

4. Always choose a carpet

cleaning company that offers a risk-free guarantee, and that will stand behind every job 100%.

5. Choose a company

that is certified by the Institute of Inspection Cleaning and Restoration Certification (IICRC).

Choosing a carpet cleaner isn’t easy.

Hopefully this information will help you make an informed, intelligent decision.

The Importance of Value and Price.

Price is what you pay.

Value is what you get.

When you select a carpet cleaner, you’ll choose from a wide variety of cleaning methods and prices. Shaw Industries, the world’s largest carpet manufacturer, recommends hot water extraction from a truck-mounted unit, and using a portable unit only in areas where the truckmounted unit won’t reach.

Here’s why: a truck-mounted unit cleans much better than a portable unit for three reasons: (1) It heats the water to a higher temperature. For every 18 degree increase in temperature above 118 degrees F, you double the water’s cleaning ability.

So if the water temperature is 136 degrees F, it will clean twice as well as water that is 118 degrees F. 154 degree water will clean four times as well as 118 degree

water, and so on, until you reach a water temperature of 240 degrees F. (2) It shoots the cleaning solution into your carpet at higher pressures, which breaks up the dirt, bacteria, chemicals and pollens. 300 to 400 pounds per square inch is the optimum pressure for truckmount hot water extraction.

(3) The machine uses stronger suction to draw the dirt, chemicals, bacteria, pollens and tobacco smoke residue out of your carpet.

Not surprisingly, having your carpet thoroughly cleaned with truck-mount hot water extraction costs more than renting a shampooer at the corner grocery store. If you bought the cheapest carpeting you could find, then renting a small shampooer might be all you need. No question, it will get out some of the dirt – but it will not get out many of the pollens, chemicals, bacteria and dust mite residues.

On the other hand, if you want your carpet to look good and give you years of dependable service, then you need to take extra good care of it.

You should have it cleaned by a skilled, qualified technician at least every six months to one year, depending on the amount of soiling and foot traffic it receives. And you need to have it cleaned and sanitized, as only a truck-mount hot water extractor can do.

3 COSTLY MISCONCEPTIONS ABOUT CARPET CLEANING MISCONCEPTION #1: You should wait as long as possible before cleaning your carpet.

No. Dirt is as abrasive as sandpaper.

Every time you step on your carpet, you grind dirt into the carpet fibers. This

cuts your carpet, just as if you had used a knife. This cutting causes your carpet to wear out faster. A dirty carpet will not last as long as a clean carpet. And while vacuuming helps by itself, it’s simply not enough. The longer you wait to have your carpet cleaned the more damage you do to the carpet and the faster it wears out.

MISCONCEPTION #2: The only reason to clean carpets is to remove dirt.

No. As you probably know, outdoor air contains pollens, fungus, bacteria, air pollution, cigarette smoke, car exhaust and hundreds of other chemicals. When you come into your home, you carry those pollens, bacteria and chemicals in your hair and on your skin, clothing and shoes.

Not surprisingly, all those chemicals and toxins wind up in your carpet. If you have allergies, asthma, emphysema, and other breathing problems, one major source of your problem could be the pollens, fungus, smoke and chemicals in your carpet.

MISCONCEPTION # 3: The Company that offers the lowest price is the company you should hire.

No. Many problems can arise from the lowest bid. To some degree, all of us are attracted by low price because we want to work within a budget. But be aware that the price advertised may not be the price you pay.

Many homeowners have learned that the low price they saw advertised lasted only until the carpet cleaner got into their home. They were quoted one price (usually per room) and then, once in your home, it would be suggested you buy a variety of “add-ons”.

Also know that honest, reputable carpet cleaning companies almost never price carpet cleaning by the room. Instead, carpet cleaning is usually priced by the square foot - they need to know the exact number of square feet that you want cleaned to give you an accurate cost of cleaning your carpet.

Then ask for a specific quote in writing.

A written quote gives the assurance that you’ll know exactly what your job will cost – no surprises.

Before you choose a carpet cleaner, ask for references or read comments from current customers to ensure you are going to get a quality job and that you can depend on the carpet cleaner and his work.

“You’ve seen our Big Truck driving around town… and yes, size does matter!”

Nathan Holley, Owner Green Earth Carpet Cleaning

www.comoxvalleyrecord.com

COMOX VALLEY RECORD • Wednesday, October 26, 2011

17

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Wednesday, October 26, 2011 • COMOX VALLEY RECORD

www.comoxvalleyrecord.com

Consumer Guide ❯❯

5

How to Choose Tires

you to need know 1. Wet weather tires are essential when living in a climate such as ours where it rains often. All-season tires are the best option for wet climates. If you drive in an area where it snows often, then you should also have a set of winter tires that you will switch for during the colder season.

2. Passenger-car and light-truck tires are very different. Pickup and SUV owners will generally select passenger-car tires because they are less costly and offer a smoother ride. However, if a vehicle will consistently be loaded with cargo or will be asked to pull a heavy trailer, then perhaps the higher load carrying capacity of a light-truck tire would be the better choice.

3. The most common way of damaging tires is improper inflation. As tires lose pressure over time it causes them to experience irregular and early treadwear, and also give you poor gas mileage.

4. Improper alignment on either the front or rear wheels can result in unusual tread wear, damage to your suspension, and poor handling.

5. Keep in mind that any tire selection is a balance between ride quality, noise suppression, fuel economy, wear, load capability and cost. It’s always best to talk to a tire-store expert to aid in your selection of a tire that is the right balance of each.

Selecting the right tires for your vehicle is an important decision. Your safety, as well as driving enjoyment over the coming years and thousands of kilometres will be determined by this decision. The information provided here will ensure you select tires that match your vehicle and the way you drive it!

How many tires do you need?

Since tires affect the performance of your vehicle, all four tires should be as identical as possible or handling problems may arise. If your tires don’t match, it is possible that one end of your vehicle won’t respond as quickly or completely as the other, making it more difficult to control.

JUST ONE TIRE? If your tires have a lot of remaining tread depth, but you need to replace just one that has been damaged by an accident, road hazard or a vandal, you should replace it with a tire that exactly matches the others. Select a replacement tire of the same brand, line, size and speed rating. While there may be a less expensive tire available, it wouldn’t be a bargain this time because it would be different than the other three tires on your vehicle.

A PAIR OF TIRES? If two of your tires have a lot of remaining tread depth, but you need to replace the other two because they were damaged or have worn out, you should replace them with a pair of tires that come as close as possible to matching your existing tires. While identical new tires are desirable, others of the same size and type can also provide good results.

Only consider selecting new tires that are from the same tire category as your existing tires. New tires should be installed on the rear axle.

While your vehicle is being serviced ask your mechanic why one pair of tires have worn faster than the others. Was it caused by a lack of tire rotation, out-of-spec wheel alignment or loose mechanical parts?

Once the problem has been found, it can be corrected before it damages your new tires. Keep in mind that your ultimate goal is that all of your tires always wear out at the same time so they can be replaced as a set.

A SET OF TIRES? If all of your tires are wearing out together, you have the greatest flexibility in tire selection. If you were happy with the original tires, simply replace them. If you want longer treadwear, a smoother ride or more handling, there are tires that will help you accomplish that.

Review the tire category types until you find a category description that describes a tire that fits your needs.

WHAT IS THE RIGHT SIZE FOR MY VEHICLE? Buying the correct tire size can get complicated, especially if you decide to upgrade from your vehicle’s original equipment size A tire’s first requirement is that it must be able to carry the weight of your vehicle. No matter how good a tire you select, if its capabilities are “overworked” just carrying the load, it will have little reserve capacity to help your vehicle respond to quick emergency. So when you are in the selection process, make certain that your new tire’s size is designed to carry the weight of your vehicle! Don’t undersize.

The other size consideration is overall tire diameter.

Since many of the functions of today’s vehicles are highly computerized, maintaining accurate speed data going into the computer

assures accurate instructions coming out.

And an important part of the speed equation is your tire’s overall tire diameter.

Do I need summer tires, winter tires, allseason tires?

Do you drive your car only in sunshine, or also through rain and snow? Do you drive your vehicle on the road, off the road, or are you the one responsible for clearing the land to build the roads? To successfully meet each of these driving conditions requires a different type of tire.

Ask yourself this question to determine which performance category you should choose from: What is the worst driving condition I will encounter?

The important thing to do is to select your tires so that they match the worst driving condition you expect to encounter. When you’re stuck in the snow because your tires don’t have the appropriate capabilities, you’ll curse their limited performance.

COMMON SENSE As a tire wears it is important to realize that while its dry traction and handling will improve . . . its ability to perform in rain and snow will diminish. At 2/32” of remaining tread depth, resistance to hydroplaning in the rain at highway speeds has been significantly reduced and traction in heavy snow has been virtually eliminated.

If rain and wet roads are a concern, you should consider replacing your tires when they reach approximately 4/32” of remaining tread depth.

If snow is a concern, you should consider replacing your tires when they reach approximately 6/32” of remaining tread depth.

A good set of winter tires is always recommended for the best traction in icy or snowy conditions.

Canadian Tire offers the largest selection of tires in Canada. We also have a large selection of steel and aluminum rims to fit most vehicles.

Dan Shoemaker, Auto Service Manager, Canadian Tire

www.comoxvalleyrecord.com

COMOX VALLEY RECORD • Wednesday, October 26, 2011

WINTER

PREP SALE $ $ SAVE 3070 ON A SET OF 4

GOODYEAR NORDIC WINTER TIRES

WINTER GOODYEAR NORDIC* P175/70R13 P175/65R14 P205/70R15 P195/65R15 P205/55R16 P215/65R16 P225/60R17

FREE

Oil Change* Thank you for purchasing 4 tires.

We look forward to servicing your vehicle in the future.

1/2 PRICE

with purchase of any 4 tires* Can Help: • Improve fuel economy • Extend tire life Most Vehicles. See store for details.

Expires Nov. 30, 2011

72.49 84.99 100.49 100.49 121.99 121.99 152.49

Installed. Balancng extra. See store for details Tire studding extra. Sale ends November 30, 2011.

No Payments No Interest No Fee*

Don’t know your tire size?

12

for

79.99 94.99 112.99 112.99 136.99 136.99 169.99

Sale. price, each

*See in store for more sizes

*Most vehicles. Offer ends Nov. 30, 2011.

Must be used between Jan. 1 and March 15, 2012.

Wheel Alignment

82S 81S 95S 89S 89S 98S 98S

Reg. price,, each

Find it at canadiantire.ca/tires

months*

on ALL tires totalling $200 or more.

FIND TIRES

TIRE SELECTOR

Cardmembers only. Apply in store. Expires Jan. 28, 2012

278 N. Island Hwy., Courtenay Service: 250-338-6553 Store: 250-338-0101

Service Dept. Hours:

Store Hours:

Monday - Saturday 8am - 6pm Sunday 9am - 5pm

Monday - Friday 8am - 9pm Saturday 8am - 8pm • Sunday 9am - 6pm

N ❄ RDIC

M MOTOMASTER

19

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Wednesday, October 26, 2011 • COMOX VALLEY RECORD

www.comoxvalleyrecord.com

Consumer Guide ❯❯

5

you to need know 1. With Socially Responsible Investing, you can reach your goals while investing in a sustainable future.

2. There is a wide range of SRI investments available for every type of investor. Their main difference is they keep companies they invest in accountable.

3. SRI managers screen possible investments to avoid weapons, tobacco, pornography or nuclear power.

The may also favour sustainable companies.

4. SRI managers use their voting power to influence companies in a positive way.

5. Socially Responsible Investments give back to the community, both at home and around the globe.

How to Invest with a Clear Conscience Socially responsible investing (“SRI”) is the integration of an investor’s societal, environmental and ethical values with their investment decisions. Socially responsible investing is the process of making investment decisions in pursuit of social and environmental returns in addition to seeking financial returns producing a “triple bottom line”.

There are many approaches to SRI investing in Canada. One of the more robust ways of implementing an SRI mandate is through a three pillar approach including: Screening, Shareholder Advocacy, and Community Development Investment (CDI).

SRI managers screen the investment universe using both negative and positive criteria. Negative screens highlight companies to avoid, and positive screens highlight companies to include.

For example, SRI managers may avoid companies involved in activities such as: weapons contracting; tobacco manufacturing; pornography; and nuclear power.

On the other hand, positive screening is a proactive process to select companies that show leadership on various social and environmental issues.

Shareholder advocacy is the process of using shareholder influence to help bring about positive social and environmental change at corporations. Post the 2008 global financial crisis, we have seen an increase in advocacy regarding executive compensation with say-on-pay voting at annual shareholder meetings.

Community Development Investment (CDI) is the investment of money into community development or micro-credit initiatives that contribute to the growth and well being of disadvantaged communities. The magnitude of impact CDI can have is far greater than the actual dollars and cents.

Have you ever considered that $10 could change a life? A $90 micro-finance loan and a Tanzanian mother supporting her family of nine (9) are living proof of the validity of this statement. Today she has a shop full of produce, a fleet of rental bicycles and a solid base of customers but it wasn’t always this easy for this mom to run her own business.

In 2006, her produce was damaged by a combination of bad weather conditions and poor transportation. After various efforts fell short, she became aware of a micro-finance program available from her

local savings and credit cooperative. Upon complying with compulsory share and savings component to join the cooperative she received her first loan for 150,000 Tanzanian shillings - equivalent to approximately $90 Canadian – which enabled her to rebuild her business over the following year, and generate enough capital to run a sustainable enterprise. Today, she holds 1.26 million Tanzanian shillings in savings with the cooperative, has bought a plot of land and provided basic requirements for her family.

Socially Responsible Investing is an avenue to invest in your financial future through a socially just, environmentally friendly and ethical vehicle.

Ivan Vazquez Wealth Management Specialist, First Insurance Agencies Ltd.

The information contained in this article is provided by OceanRock Investments Inc. (OceanRock) for general informational purposes only and is not intended to provide, and should not be relied upon as providing, legal, accounting, tax, financial, investment or other advice, or a solicitation to buy or sell any securities. The information was obtained from sources believed to be reliable, but cannot be guaranteed to be current, accurate or complete. OceanRock is not responsible for any errors or omissions contained herein.

Commissions, trailing commissions, management fees and expenses all may be associated with mutual fund investments. Please read the prospectus before investing. Mutual funds are not guaranteed, their values change frequently and past performance may not be repeated. Publication date October 2011.

“The human race is challenged more than ever before to demonstrate our mastery, not over nature but of ourselves.”

Rachel Carson (1907-1964)

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COMOX VALLEY RECORD • Wednesday, October 26, 2011

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Consumer Guide ❯❯

5

you to need know 1. When purchasing hardwood flooring take the time to get two quotes (on the same quality of wood and work) and check references.

2. Clean your wood floors periodically with a professional wood floor cleaning product recommended by a wood flooring professional.

3. Keep humidity levels as close to 45 to 55 per cent relative humidity.

At best, avoid extreme humidity changes ( 30 per cent or more).

4. Buffing, recoating and resanding a hardwood floor should be performed by an experienced hardwood floor professional.

5. Take your outside shoes off to preserve a nicely finished hardwood floor.

How to choose Hardwood Flooring Distinctive graining, rich natural colours, wood floors provide a unique inherent character to a room that never goes out of style and is an investment for generations.

From the vintage look of hand-scraped wood to popular oaks and maples, there is a wood flooring solution for any décor style, for any room in the home. Most of today’s wood flooring is delivered from the factory with a multi-layered surface finish topped with a tough wear-resistant layer that requires very little maintenance.

Colours, species, grains, widths, finishes and shapes, the possibilities are endless.

Where to Shop Q: Where should I shop for my hardwood floor?

A: Look for a store that specializes in flooring and has knowledgeable sales staff and factory-trained installers.

Installing hardwood floors Q: Can anyone install hardwood flooring?

A: Hardwood is a specialty item. Manufactures do recommend it be professionally installed, however there are some hardwoods that are available with a clicking system allowing for a DIY installation if desired.

Hardwood floors on the West Coast Q: Can I have hardwood floors in my home if I live on the west coast?

A: Absolutely, yes! The proper choice of products as well as proper installation is critical. An engineered hardwood over a solid hardwood is recommended for our climate due to the stability of the product.

Engineered Hardwood Q: What is engineered hardwood?

A: Engineered wood flooring is composed of two or more layers of wood in the form of a plank. The top layer is the wood that is visible when the flooring is installed, and is adhered to the core which provides the stability. An engineered hardwood core can consist of layers of plywood or a high density fiber core which both allow the product to be very stable.

SOLID VS. ENGINEERED SOLID HARDWOOD

ENGINEERED

WITH HARDWOOD CORE

ENGINEERED WITH HDF CORE

Moisture a Problem?

Q: Can moisture be a problem?

A: Yes. There are numerous methods of testing the moisture content in your subfloor. A qualified specialty retailer will have the proper equipment to perform these measurements.

Floating floor Q: What is a floating floor?

A: This can be a laminate or engineered wood floor that is held together by the tongue and groove or a clicking system on the side of the boards. This product is not adhered to the subfloor. It is installed over an under layment and moisture barrier.

Laminate vs Engineered Hardwood Q: Is a laminate floor the same as an engineered floor?

A: No. A laminate floor has a wear surface over a photograph of a wood grain or tile pattern.

Refinishing Q: Can I refinish an engineered hardwood floor?

A: Small gouges or dings can easily be repaired by a professional. An engineered or solid hardwood with layers of urethane can be refinished numerous times. However, this is usually not necessary for 15 to 25 years.

Wood floors in kitchens Q: Can wood floors be installed in a kitchen?

A: Yes. New finishes on hardwood floors make it easy to clean up spills. Some manufactures go the extent of including an antimicrobial agent that inhibits the risk of microbe and mildew growth on the finished surface.

Cleaning/Maintenance Q: How do I clean a hardwood floor?

A: Only use products recommended by the manufacturer. Beware of off-theshelf cleaners that will void any warranties. Recommended cleaning products are available from a specialty flooring store.

Advantages of Hardwood Q: What are the advantages of a hardwood floor?

A: Hardwood floors offer natural beauty and durability, and will add to the appraised value of your home which lets you enjoy a sound investment for years.

“Beautiful and long-lasting, hardwood floors make an elegant choice for nearly any room in your home.”

Anthony McCutheon, Store Manager, United Carpets

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COMOX VALLEY RECORD • Wednesday, October 26, 2011

FLOORING BY

COME SEE

HGTV’S First Flooring Collection by SHAW FLOORS

Laminate: Adorn - Paradise Birch Area Rug: Ikat Panel - Light Multi

You are formally invited to view HGTV’s first collection of flooring products made exclusively by Shaw Floors. Get inspired, get educated, get ready to enjoy beautiful, new flooring.

Visit your authorized HGTV HOME Flooring by Shaw Dealer today and choose Shaw floors for beauty, comfort and lifetime warranties that protect against . . . life.

Serving the Comox Valley since 1976

362-B 10th St. Courtenay

250-338-5511 uccourtenay@shaw.ca www.courtenayflooring.com carpet | area rugs | hardwood | laminate | shawfloors.com/HGTV www.unitedcarpet.ca HGTV HOME Flooring by Shaw is a trademark of Scripps Networks, LLC used under license to Shaw Industries, Inc.

carpet | area rugs | hardwood | laminate | shawfloors.com/HGTV HGTV HOME Flooring by Shaw is a trademark of Scripps Networks, LLC used under license to Shaw Industries, Inc.

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Cambria color: Sussex TM

Quartz, Laminate & Granite Surfaces for kitchens, vanity countertops, shower walls... We do it all. Call us!

1 - 2989 Kilpatrick Avenue Courtenay, B.C. V9N 8P1 250-334-2126

www.ColonialCountertops.com