CRUISING ASSOCIATION UPDATE

We held our last Cruising BBQ before the winter break. The BBQ was well attended and it was pleasing to see the group come together in a social environment and utilise the existing knowledge of all cruising members to expand on their list of destinations and technology, gear and boat maintenance tips. Cruising BBQs re-commence on the second Saturday in September. I must once again thank Charlesworth Nuts for their ongoing support of the CYCSA through their sponsorship of our Cruising Association. Part of the sponsorship received went towards making our Port Vincent Clubhouse opening event a special weekend. We honoured Chappy Charlesworth and family with the opening BBQ named after him. It was great to see quite a few of the cruising fraternity, power and sail, making their way over to Port Vincent for the launch of the new facilities over the ANZAC Day long weekend. Thanks to committee member Howard Murton for hosting the Saturday night get together where everyone enjoyed the show put on by the talented John O’Dea. Winter does not mean the end of sailing as we know it. The winds are generally more predictable and clear sunny days in winter are a pure delight to be enjoyed. Keep an eye on the Club calendar for up-coming social events and also the racing winter and two handed series for opportunities to ‘shadow the fleet’.

Thanks to Rod Hunter and all involved in the recent Boating Conversations event held on a Friday evening, it was well attended and appreciated by many CA members. These evenings will be a regular event and there are some interesting topics coming up. Happy winter cruising and feel free to contact me through the office if I can be of any assistance. Keep Up to Date Just a reminder to all Club members that you can keep up to date with all cruising events and activities by signing up at this email address - sa_cruisers@googlegroups.com

Marty Heffernan Chair, Cruising Association

We would like again to thank Charlesworth Nuts for their continuing and generous support of our association and Club. Charlesworth Nuts produce an outstanding South Australian product and we are very proud to be associated with this local family-owned company.

Be part of the CYCSA member’s exclusive insurance protection for your pleasure craft and share in the benefits…

Since 2003, Members of the Cruising Yacht Club of South Australia have had access to an exclusive Discretionary Trust which provides cover for your boat for everyday claims and any surplus left over after paying out claims within the year of cover is shared with all members of the Discretionary Trust. Benefits of being part of this exclusive offering include: • Broad coverage, including motor/machinery breakdown protection. • $20,000,000 legal liability cover. • Liability protection for Racing risk. • Financial costs of claims are, in most circumstances, covered by the Trust. • Discretionary Trust provides the ability to consider paying losses outside the scope of traditional insurance. • Backed by the security of QBE Insurance (Australia) Ltd. to pay claims when Trust limits are exhausted.** • Members share in any surplus rebates from the Trust - which is the money left over after paying claims. • Trust financial transparency and security. • Locally based dedicated Customer Service and Claims

Team. • Simple application process.

The team at Marsh is headed up by Riley Glacken, who is a Principal within the Buying Group’s practice at Marsh and has been with the company for nearly 4 years. During this time he has worked across a broad scope of SME business and community-based organisations in various industries including retail, food and beverage, automotive, logistics, community housing, marine and schools to name a few. This has provided him with an extensive knowledge and required experience to be able to provide genuine tips and assistance on how you can structure your insurance to achieve the best possible outcome and potentially save money in the process. Marsh itself is also the world’s leading insurance broker and risk advisor. With around 45,000 colleagues operating in 130 countries, Marsh serves commercial and individual clients with data-driven risk solutions and advisory services. Marsh is a business of Marsh McLennan (NYSE: MMC), the world’s leading professional services firm in the areas of risk, strategy and people. With annual revenue nearly $20 billion, Marsh McLennan helps clients navigate an increasingly dynamic and complex environment through four market-leading businesses: Marsh, Guy Carpenter, Mercer and Oliver Wyman. For more information, visit mmc.com, follow us on LinkedIn and Twitter or subscribe to BRINK. Get into contact today for a no-obligation quote by emailing cycsa@marsh.com or calling 0438 624 693. *The (Cruising Yacht Club of SA) Discretionary Trust Arrangement (the Discretionary Trust Arrangement) has been established exclusively for the affiliated members of the Cruising Yacht Club of SA. This Arrangement is an innovative and tailored risk management product designed to meet the needs of CYC of SA Pleasure Craft owners. Our Team at Marsh would welcome the opportunity to provide you with an obligation free quote. **An excess of loss insurance policy (‘the Insurance Cover’) also sits above the Trust Cover to insure the members in the event the funds of the Trust are depleted, or a member’s claim against the Trust exceeds a certain amount. The policy wording of the Insurance Cover describes the scope of the Insurance Cover and also provides guidance on how claims against the Trust Cover are to be determined. Whilst the acceptance or denial of claims are subject to the complete discretion of the Trustee, the Trustee takes guidance from the Insurance Cover in determining claims against the Trust Cover to ensure continuity of cover for the Trust’s members. The Trustee is not strictly bound by the Policy Wording when determining claims against the Trust Cover. The Insurance Cover’s Policy Wording and Trust’s PDS are available from Marsh.