HOMESTEAD REAL ESTATE “No One Knows The Country Like We Do®”
573-783-4600 132 Commercial Drive Fredericktown
Tom PriDay Kay HarPEr JaSoN DEES LaNCE CurEToN miSTy BroWN Broker/Associate
Sales Associate
Sales Associate
Sales Associate
Friday, July 19, 2019
Parkland
HOMES
Sales Associate
760-3518 760-7943 760-5626 561-4400 858-337-2665 www.fredericktownmorealestate.com
New Listing 144,900
$
#19049722: 400 GRAHAM • FREDERICKTOWN
OWN YOUR OWN DAYCARE: Here’s an opportunity to own your own daycare business. This 3,200 sq. ft. metal building comes equipped with everything you need. The kitchen has a range, 2 refrigerators and a washer and dryer. Outside has a large fenced in area with lots of playground equipment for keeping the kids busy and ample parking out front. All this sits on 1.52 acres with city utilities. Call for more details and a complete inventory list.
New Listing
114,900
$
#19049260: 326 BUCKEY • IRONTON
Located on a quiet dead-end street, this historic home offers new Central H & A, nice kitchen with oak cabinets and beautiful woodwork throughout. There’s a sun-porch for plants or it would make a great home office. The living room features a stone fireplace with a cast iron stove insert and blower to keep you comfortable this winter along with a jetted tub in the bath for relaxing anytime. There’s plenty of storage space in the full u/f basement and a two car detached garage along with a carport for all the vehicles & toys. Outside is sure to please anyone with it’s 1/2 acre yard with raised bed gardens that’s enclosed by an indigenous rock fence.
welcome home Find your dream home inside or online at
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Daily Journal Weekly Real Estate Friday, July 19, 2019 PAGE A2
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Home of tHe Week
New Listing! 783-8455 • 756-2110 18 Court Square - Fredericktown
RAY STATLER 573-783-9921 CARLA SMALLEN 573-561-4175 IVAN STATLER 573-783-1316 KIM UNDERWOOD 573-783-1410 TARA HALE 573-783-1848 EMILY WINKELMAN 573-944-4178 COME SEE US ON THE SQUARE!
FARMINGTON $399,500 Custom built 4 bedroom home on 4.6 acres. Just outta Farmington. Beautiful hardwood floors, open floor plan includes kitchen, dining and living area with fireplace. Large open family room in walkout basement for pool table and gatherings. The deck is maintenance free and looks onto the 2 year old 50x30 detached garage/shop building men dream of. Nicely landscaped property. Call us today for appointment to look at this fine home at edge of town.
CELL OFFICE
e I’ll do th you! for running
1136B N Desloge Dr. - Desloge
New LisTiNg
New LisTiNg
Farmington / $134,900
Rare find just outside the city limits of Farmington. Immaculate 3 bedroom, 2 bath home with attached one car garage and 2 car carport sitting on a little over a 1/2 acres of land. This is a great place to call home with a large living room, spacious kitchen with center island, pantry and adjoining dining room.
New LisTiNg
Park Hills / $69,900
19052466 Arcadia / $139,000
This cute 2 bedroom home would be great for anyone ready for a starter home, needing to downsize or would make a great addition to an investment portfolio. The large, covered front porch is the perfect place to start or end your day!! The spacious eat in kitchen has ample counter space and lots of cabinets. Family and friends will enjoying spending time outdoors with the fenced yard and deck. Call Today!!
Lovely 3 bedroom home with one car over sized garage sitting on a little over a 1/2 acre of land. The large living room makes the perfect place to spend time with family & friends. The updated kitchen has maple cabinets, granite sink, stainless steel appliances and lovely back splash, you wont even mind to spend time preparing meals! The large back yard is perfect for relaxing or gathering with friends.
reDuceD
reDuceD
19050866
19050792
Farmington / $119,900
Well cared for 3 bedroom condo with two baths, located just outside of Farmington. The spacious great room provides ample space to spend time with family and friends. You can also walk out to the private, covered patio and enjoy watching what nature has to provide. The master bedroom & laundry are located on the main level and the kitchen has lots of cabinets & counter tops.
reDuceD
Farmington / $145,000
You must see this spacious 3 bedroom, 2 bath ranch home setting on 4.9+/- acres!! With over 2000 square feet of living space this home is sure to have enough room for everyone. You will enjoy spending time in the kitchen with amazing views, and plenty of counter space and lots of cabinets. The beautiful family room easily becomes the heart of this home, making it the perfect space to entertain family and friends.
19048519 Desloge / $164,900
Spacious 1500+ square foot, 3 bedroom, 2 bath ranch home on basement with two car attached garage. This great home has a large living room, kitchen/dining combo that walk out to a deck to enjoy relaxing or dining. You will enjoy the master bedroom with adjoining bath that has a separate tub & shower. The unfinished lower level with walk out is waiting for your finishing touches or provides lots of space for storage.
reDuceD
19047399 Desloge / $159,900
commerciAL
18082545
Welcome to your newly built 3 bedroom, 2 bath home complete with attached 2 car garage! Entering this home you will be in awe of the bamboo wood floors of the open concept living room, dining room, and spacious, well laid out kitchen boasting a center island and stainless steel appliances. The laundry is accessible from the garage allowing this space to double as a mud room.
Farmington / $415,000
Custom built/vinyl brick home on 3.38 acres with high efficiency Anderson windows,geothermal HVAC & cellulose insulation.Living room designed with a beautiful natural gas stone fireplace with natural cut & polished stone hearth & built in bookcases.Stunning kitchen entices any cook,custom cabinets/back splash,quartz counter tops,beverage cooler,wine rack,50yr old butcher block,pull outs for beverages,spices & more.
19006571 Bonne Terre / $489,900
Location, Location, Location. Starting a new business, looking to relocate or possibly take over the existing business. This 7800 square foot, metal Morton Building is ready and waiting. The property consists of 2.2 acres, with road frontage on Berry Road not far from Highway 67. Multiple possibilities are available with this amount of square footage, office space, warehouse & shop or design to fit your needs.
Let Vicky Crocker Realty do the running for you! www.facebook.com/vickycrockerrealty .facebook.com/vickycrockerrealty
PAGE A3 Friday, July 19, 2019
19053676
19052614
New LisTiNg
#vickycrockerrealty
Daily Journal Weekly Real Estate
573.747.8099 573.327.8300
Daily Journal Weekly Real Estate Friday, July 19, 2019 PAGE A4
covered Porches and other Structures
outdoor furniture can be the spotlight for great times during a get together or barbecue, or a serene place to relax after a long day. You can also create a backyard paradise by building a gazebo or covered porch to keep your furniture away from harmful weather elements. If you are not an expert at DIY craftsmanship, don’t hesitate to call a licensed contractor. In some cases, you may need special permits if you will be adding on to an existing structure. A quality builder can ensure your new addition will be constructed legally. Where to BuIlD Your Porch constructing a covered porch creates a great escape to hide from the summer sun and remain dry while you watch a passing rain storm. Where you build it requires some strategic planning. First, you should consider the layout of your yard. Avoid building it in areas where water puddles up during the rain or consider installing an efficient drainage system. If you will use it as the setting for your outdoor kitch-
en, make sure the roof is high enough to avoid damage from grill flareups and nearby electrical outlets if your equipment requires a power source. You should also consider if it will be an independent structure or an addition to a current building. having a covered retreat right outside your backdoor can create a great point of access to your
home. WIll It hAve An oPen PerImeter? When creating your porch or gazebo, you should also ask yourself if it will remain open or have rails or screens around the perimeter. Wood or vinyl railing can create an attractive aesthetic while providing safety for children or pets. Wood can be easier on your budget but
requires regular maintenance to ensure its quality isn’t compromised. vinyl or composite lasts longer with little care but can be much more expensive. For gazebos or standalone structures, surrounding it with a screen perimeter can offer great benefits. the area can be a great place to allow small pets to go outside and enjoy the
warm temperatures without fear of them running away or becoming injured in the yard. An enclosed area is also effective in eliminating the risk of pesky insect intruders to ruin your outdoor plans. consider installing a permanent perimeter or take advantage of modern removable screens that are operated with high-quality zipper systems.
19025292
Multiple use property. Presently adjoins city limits. Excellent location with 222 acres to develop.
18010535
Commercial land in Excellent location for your next endeavor! 40 acres with frontage on Hwy 67, and easy access from Stormy Lane. Your new building could be seen for a long way down the highway.
Bonne Terre • $180,600
Commercial Land! Invest in 5.16 Unimproved Acres in TIF District of Bonne Terre. Wonderful opportunity in Prime Commercial property in industrial area.
17080729
Bonne Terre • $879,900
Stunning Home. Designer kitchen with stainless appliances and copper farmhouse sink, hand-scraped wood floors, great room with vaulted ceiling and stone fireplace. Master bedroom retreat with jetted tub plus walk-in shower that features multiple shower heads. Walk-out basement is beautifully finished for additional living space (4000+ sq ft total.)
Bonne Terre • $399,900
FANTASTIC Investment Opportunity! Income producing real estate. FOUR big storage unit buildings containing a total of 71 units; plus two residential rental homes on 5 acres. Room for expansion!
16044462
Irondale • $13,000
Serene location! Beautiful wooded lot in gorgeous country subdivision. Build your new home on this 5 acres m/l tract of ground. Semi private.
17085879
Farmington • $179,000
Hard to find property so close to town. This is an awesome wooded tract in Farmington School District. Nearly 40 Acres of ground. Fantastic hunting property. Fabulous building site too!
17093787
19048124
19036456
18073701
10 Acres just outside Farmington in Beautiful St Francois Hills Subdivision. Lots of gorgeous homes in this subdivision. Convenient location to town.
Almost 5 acres, 5 cabins, office and pump house for your own personal resort. Gorgeous view of the lake! Great fishing, swimming and boating.
Awesome views. Big and roomy ranch style home with mostly finished basement on 10 acres just south of Farmington. Brick home. Large outbuilding.
Great location! Super convenient. Nice corner lot with detached garage. Big back yard is fenced. Close to school, restaurants, banks, shopping & grocery store!
Farmington • $39,900
Piedmont • $239,900
Mary Hagan, GRI 573-701-1690 E-mail me at: hagan@coldwellbankerhulsey.com
Farmington • $379,900
View ALL Listings... coldwellbankerhulsey.com
Park Hills • $74,900
Mary Gilliam GRI, ABR 573-760-6480 E-mail me at: mary@coldwellbankerhulsey.com
#WeMoveThisTown
32 East Liberty Street - Beautiful Downtown Farmington - 573-756-5711
PAGE A5 Friday, July 19, 2019
17048512
Farmington • $3,900,000
Farmington • $399,990
Farmington • $279,000
Peace and 5.6 Acres in the Country but just minutes from town! Quaint location nestled in the woods for your daily retreat. Wrap around covered porch. Metal roof. Open living area with awesome walk-in pantry off kitchen. Master bedroom on main floor with small loft. Loft over kitchen could be used for a den, home office or tv room. Walk-out basement is mostly finished with family room, bedrooms and bath.
17042292
Daily Journal Weekly Real Estate
19050286
Daily Journal Weekly Real Estate Friday, July 19, 2019 PAGE A6
How to use ‘Living Coral’ in your home With summer almost here, the time of year is just right for decorating with Pantone’s colour of the year, Living Coral. This pink-orange hue is bold, vivacious and perfectly suited to the season’s most festive occasions. Here are a few ideas for using it in your home. • As an accent. A little Living Coral goes a long way. Add one or two throw pillows for a pop of colour that screams summer. For a bolder look, paint a dresser or upholster a chair. • On your walls. A splash of this colour can
brighten up a windowless room or create an energizing environment for a nursery or playroom. If you’re reluctant to use it for an entire room, consider painting just one wall. • Outside. Does your front door need a makeover? Then give it a fresh coat of paint. Living Coral makes a big impact and will increase your home’s curb appeal. No matter how you use it, this lively shade is sure to brighten your home.
Daily Journal Weekly Real Estate
PAGE A7 Friday, July 19, 2019
Once you Find a House
Y
ou’ve found a house has walked through hundreds of houses and knows what you want to make warning signs to look for. Ask questions of your agent, your home. Whether it’s neighbors if possible, a homebeen weeks or months of owners association and anyone looking, this is an exciting else who can give you an idea of what the neighborhood is step. Before you fall in love like. When you’re ready to make with it, make sure you’ve an offer, talk with your agent kicked the tires, so to speak. about price. Don’t be afraid to
Turn on water faucets, flush toilets, check fireplaces and stoves, look closely at walls, ceilings and floors for any signs of structural damage. According to the Guide to Buying a Home, your real estate agent is a great resource; he or she
negotiate, but know how much you’re willing to pay and be careful not to overextend yourself. Get a pre-approval from your lender. The offer document is dozens of pages long (all filled out by your agent, but read each page carefully)
and includes information about the home itself, including potential drawbacks like living near an airport or previous issues with the structure. When your offer is accepted, you’ll put a small amount of money down with the title company. This starts the escrow period, a set amount of time during which certain steps must be completed. Your agent can help you find an assessor, who examines the house to make sure it’s in good condition and what repairs are needed. You can ask the seller to make those repairs or negotiate a lower price or other trade-off. States allow only a certain num-
ber of days for the assessor to come in and for the buyer and seller to negotiate repairs, so start the process quickly. Your lender will send an appraiser, who looks at the home itself and also at similar nearby homes that have sold recently to determine the home’s value. You likely will not be able to get a loan for more than the appraised value of the home; if it comes back less than the asking price, the buyer and seller may have to renegotiate the price or the buyer puts more money down. You can also appeal an appraisal if you believe it to be incorrect.
Daily Journal Weekly Real Estate Friday, July 19, 2019 PAGE A8
B
Selling Your House
eing on the other end of the real estate process isn’t too dissimilar from buying: you still have an agent, there’s still a lot of paperwork, though you get to do a lot more cleaning.
The National Association of Realtors has a guide that explains the responsibilities of the seller and what to expect when you’re moving out. GeT YouR Home ReAdY You don’t need to fix everything, but the better condition your home is in — and the better it looks — the higher a price you can expect. Small repairs like wood rot around door frames, water stains near doors or windows, leaks, slow-draining bathtubs, discolored hardwood, broken handles and so on can be fairly easy and inexpensive, and while potential buyers may not notice a repaired doorknob, they will certainly notice a broken one. Hire a home inspector to look at the big items — water heater, roof, foundation, plumbing and wiring. Again, you don’t have to fix everything that needs it, but if the house needs a major foundation or roof repair or will need a new water heater in a year or so, potential buyers will take those costs into
account and offer less money for the house. outside of repairs, consider ways to make your home look nicer. If your paint is drab, freshen the house with a new coat of paint. You should also paint any unusual colored walls to a neutral color. Not everyone will appreciate hot pink. New carpet looks good;
hardwood is even better. The National Association of Realtors found sellers got a 100 percent return on their investment by adding hardwood floors. New insulation and a new roof typically paid for themselves as well. KNow How mucH YouR Home IS woRTH Hire an appraiser to deter-
mine the value of the house. In addition to comparing your home to similar homes, make sure he or she knows all the assets your home has. From there, talk to your agent about a good asking price. expect potential buyers to negotiate, so have an idea of how low you’re willing to go on price. mAKe AGReed-upoN
RepAIRS After you’ve accepted an offer, your primary responsibility is to make the repairs you’ve agreed on and be moved out by the agree-upon date. If you need longer than the escrow period to move, that should be part of the negotiations.
Daily Journal Weekly Real Estate
5 signs it’s time to replace your siding
PAGE A9 Friday, July 19, 2019
By replacing your siding when necessary, you’re protecting your home and increasing its value at the same time. Siding is one of the most important parts of your home’s exterior. Not only does it protect the structure from the elements, it also showcases your house’s style. While you may wish your siding would last forever, it will eventually need to be replaced. Here are a few signs you need new siding. 1.Visible damage. Numerous things can damage siding including dirt, the weather and moisture. If only a few panels are affected, you might be able to replace them. But if the damage is widespread, you’ll need to replace the whole thing.
2.Peeling paint indoors. If you have water damage on your interior walls, it might mean that your siding is no longer effectively keeping moisture out of your home. 3.Your bills have increased. Siding plays a big part in insulating your home. If you notice a drastic change in your bills, your siding may have an air leak. In this scenario, your heating and cooling system works extra hard to regulate your home’s temperature, which ultimately results in costlier utility bills. 4.Mould or mildew. Fungus or mould in or near
the seams of your siding may indicate water infiltration. 5.It looks faded and old. Replacing your siding can drastically increase your home’s curb appeal. Among home renovations, new siding has one of the highest returns on investment. When it’s time to replace your siding, be sure to take action sooner rather than later. The longer you wait, the more likely it becomes that other parts of your home will get damaged as a result of having deteriorated siding.
Daily Journal Weekly Real Estate Friday, July 19, 2019 PAGE A10
Harlan ESTaTES
Farmington
18094792
$189,900
Spacious home with vaulted ceilings in the living room, eat-in kitchen with center island with granite countertops.
Call or text Kim Hutson 573-760-9789
Farmington
19041499
$174,900
Big house with over 1900 sq ft on the main floor, 4 bedrooms and unfinished basement. all on 2.5 acres.
Call or text Mary Hagan 573-701-1690
$265,000
Farmington
19049641
$445,900
So much potential!! This 9 acre parcel is within Leadington city limits,with access to city water and utilities.
Spacious and stunning with a beautiful view! Over 3200 square feet on the main level!
nEW PrICE
BOGEY CrEEK
Call or text Katrina McDowell 573-915-9960
nEW PrICE
Farmington
19045385
Farmington
19009439
$259,900
Located on a corner lot near area schools and in town conveniences, this spectacular 2 story traditional style home has over 3,300 sq.ft. of living space!
Call or text Katrina McDowell 573-915-9960
Call or text Kim Hutson 573-760-9789
Farmington
18093592
$389,900
Lovely 1 ½ Story home with over 2700 sq ft on the main level. Amazing covered front porch, 2 story entry, vaulted living room ceiling & fireplace.
Call or text Tom Stanfield 573-760-6000
62 aCrES m/l
Farmington
19006167
$139,900
Brick ranch on quiet dead end street, with sun room overlooking rear yard with 36 x 18 pavilion ready for hot tub.
Call or text Tom Weddle 573-760-6477
Ste. Genevieve
19050803
$130,000
Check out this deal! Two homes for the price of one! The main home has three bedrooms and 1.5 baths. The other home has one bedroom, one bath.
Call or text Vanessa Trokey 573-330-6261
Farmington
19046632
Call or text Tom Stanfield 573-760-6000
44 aCrES m/l
$115,000
Look at this 2 bedroom 2 bath home that would be a great Full-Time Residence, or a fun Weekend Get-Away.
Call or text Kim Hutson 573-760-9956
$249,500
62 Gorgeous acres just out of Farmington. Several awesome building sites full of wildlife - with a deer stand.
laKE TImBErlInE
Bonne Terre
19048428
Farmington
19044398
$129,900
Need space? Take a look at this 4 bedroom 2 bath split foyer home located close to several schools.
Call or text Kim Hutson 573-760-9789
Farmington
19013171
44 acres and lots of road frontage. This scenic and serene property is perfect for your dream home.
Call or text Vanessa Trokey 573-330-6261
View ALL Listings... coldwellbankerhulsey.com
We’d
$330,000
to be your RealtoR®
32 East Liberty Street - Beautiful Downtown Farmington - 573-756-5711
ConvenTional loans
Most homebuyers get this type of loan, which is available through standard lenders. Typically, you put down 20 percent of the price of the home with this type of loan; buyers who put down a smaller amount (3-5 percent is common) often pay mortgage insurance. The government sets a maximum loan amount for these types of loans, which are also known as conforming loans.
va HoMe loans
The veterans affairs administration has a program to help military veterans, soldiers and their families buy houses. You get these loans through a private lender, and the va guarantees some percentage of it, which gives you, the borrower, better terms for the loan, often including a smaller down payment or no down payment at all and no mortgage insurance.
FHa loans
The Federal Housing administration’s program regulates and insures loans from private lenders, which let potential buyers pay a 3.5 percent down payment and do not require as high a credit score as conventional loans. These typically come with a higher interest rate than a conventional loan but is more accessible to a buyer whose credit or cash flow is limited.
UsDa loans
The Department of agriculture offers loans to buyers who want to build or buy in rural areas. These are for low- to moderate-income purchasers; they do not require a down payment, and you pay a lower mortgage insurance rate. Your lender can tell you the income requirements and what areas in your city qualify as rural.
Down PaYMenT assisTanCe
some local governments and area nonprofits offer down payment assistance programs, usually for first-time or low-income homebuyers. Cities may do it to help employees overcome a high cost of living and get them connected to the town. some of these are grants; often they’re second loans that are forgiven over time or that you repay when you sell your house.
PAGE A11 Friday, July 19, 2019
Talk with your real estate agent or lender to see which programs you may qualify for.
uying a home is a big investment. For most of us, it’s the biggest loan we’ll have in our lives. The Consumer Financial Protection Bureau discusses the different types of loans, many of which are available through private lenders and partially guaranteed by different federal programs, thus offering benefits for people who qualify.
Daily Journal Weekly Real Estate
B
Types of Mortgages
Daily Journal Weekly Real Estate Friday, July 19, 2019 PAGE A12
783-8455 • 756-2110
RAY STATLER 573-783-9921 • CARLA SMALLEN 573-561-4175 IVAN STATLER 573-783-1316 • KIM UNDERWOOD 573-783-1410 TARA HALE 573-783-1848 • EMILY WINKELMAN 573-944-4178
18 Court Square - Fredericktown
COME SEE US ON THE SQUARE!
FARMINGTON
MADISON 9317 • FREDERICKTOWN 317 ALDERGATE • FARMINGTON #19045694 #19035807
20.52 acres adjoins hundreds of government acres and offers multiple possibilities for a building site. So whether you want to make this a weekend hunting getaway or a nice quiet secluded home site this is the place for you!
783-GIFT 128 S. Mine La Motte Fredericktown, MO
Stunning brick ranch style home, sitting in a quiet neighborhood. Attached garage, large deck looking out to the back yard, and freshly landscaped. Newer metal roof, soffit, and fascia. This home also includes a beautiful wood burning fireplace right in the living room!
1500 ACRE CASTOR RIVER FARM
1 CR 740 • GRASSY #18065329 Castor River Farm. Over 1,500 Acres all together in one piece
of land. Approx. 1 Mile of Castor River Frontage with County Road & electric thru the property . Approx. 700 Acres M/L in Row Crop production at the present time. Balance is a Hunters paradise of mixed large & small timber. Property also has a 3 Bd. 1.5 Bath Ranch style home with several outbuildings. The Row Crop income ia a large bonus for this recreational property. Property joins Twin Bridges Camp ground and is easily be connected to your very own Camping & Rv Campground.
D L O S 1523 MADISON 219 • FREDERICKTOWN #18071840 150 Acres mixed woods & pasture Cattle farm / recreation
land all in one 90+ acres fenced with cattle working corrals, automatic waters and loading area . Ponds on property allow for rotating the heard into other fenced fields . Lots of road frontage onPaved County rd & still close to town Well Kept 2 Bedroom home with wrap a round Front Porch to enjoy the views & entertain guest. Full walk-up basement . This is one of these hard to find places for sale.
SALE STARTS JULY 17TH THRU JULY 31ST GREAT SELECTION OF ALL SEASON GIFTS AND MERCHANDISE!
STOREWIDE!!
Buy ANy item iN store Get 2ND item equAl or less vAlue 50% oFF! Excludes Soap and Candles
HOURS:
WED-FRI 10-5 • SAT 10-3 START EARLY THIS YEAR!