Parkland Homes March 25, 2022

Friday, March 25, 2022

Parkland

HOMES

welcome home Find your dream home inside or online at

dailyjournalonline.com/homes

A Weekly Section From:

Daily Journal Weekly Real Estate

Real Estate Tips and Advice

Friday, March 25, 2022



PAGE R2

HOMEWISE Listing Photos that Sell

By ANNA CHANG-YEN | Green Shoot Media

How a home is marketed can have major impacts on how quickly it’s sold and the final sale price. A big part of marketing homes for sale in the modern age is photography.

From multiple listing service feeds to data aggregators such as Zillow and Trulia to social networks, once your home is listed, the data is flung far and wide across the internet. That means the photos accompanying your home listing will be worth much more than a thousand words as they bounce around the web letting potential buyers peek inside.

How many photos do you need? Should you hire a professional photographer? What should the photos show? A good agent will help you navigate the particulars of helping your home make a great first impression in photos.

possible to overdo it with multiple copies of photos and unnecessary or poorly staged QUANTITY AND QUALITY shots, in general, more is betConsider these numbers: ter.

According to Trulia, 90 percent Almost everyone these days of buyers start their home has a phone in their pocket, search online and make a deci- but not just any snapshot will sion about whether or not to do. The home should be clean see a home in person after and in tip-top shape when looking through the listing’s photos are taken. Professional online photos. In addition, a real estate photographers offer listing with more than six pho- real value to sellers, with an tos is twice as likely to be eye for capturing unique viewed by buyers than those details and choosing just the with fewer photos. While it’s right angle to highlight a

REAL ESTATE 101

Best Practices Bad photos cheat your home out of a chance to reel in buyers who might otherwise be interested in your home.

If you decide to DIY your listing photos, be sure to avoid Realtor Mag’s list of nine photo errors that are common in real estate listings, from bad lighting to angles that make rooms looked cramped. Read the full list at http://bit.ly/1rmZ2Jt.

© FOTOLIA

home’s various spaces.

Be sure to point out any features that make your home unique to your agent before the photographer visits. Do you regularly enjoy the view of the sun rising over the trees from the back deck while having your morning coffee? Let your agent know, so the photographer can possibly capture the moment. Do your kitchen cabinets offer unique features, such as a stand mixer lift? Does your home theater feature custom lighting? Let your photog-

rapher capture these potential selling points.

TRENDS While digital photos are nothing new in the real estate arena, there are some recent innovations to be aware of.

Drone photography is an affordable alternative to traditional aerial photography for showing off a home with substantial surrounding property and features.

A 3-D virtual reality-type tour practically drops potential

buyers into your home.

Multiple photos are taken throughout the home, including 360-degree shots in every room, and they’re then stitched together into an immersive walk-through experience.

STAGING If you’ve already moved out of your home, consider staging it, both for online photography purposes and for showings and open houses. It’s hard for potential buyers to see your house as a home when they only see bare walls and floors.

We’ve all seen those photos in which it’s hard to tell family room from dining room from bedroom. Don’t let your home be that home.

Your Real Estate Search

The dailyjournalonline.com/homes advanTages: • Enhanced mobile friendly site • Automatic feed from Maris Matrix

Call

431-1999

• Fast high performance searches • Large photo galleries

to subscribe to the

Find your dream home on dailyjournalonline.com/homes

Property of the Week....

New ListiNg

111 Hickory St, Pilot Knob Adorable move in ready 2 bedroom home with one car attached garage. The large living room with beautiful hardwood floors is perfect for family or friends to gather. Both bedrooms have lovely hardwood floors and large closets. The kitchen has lots of counter tops and cabinets allowing for more than one cook in the kitchen. An additional large room currently being used as a breakfast room could be used for multiple purposes. The home has a covered, screened in back porch that you will want to sit down and smell the roses while you are there. A large fenced back yard is perfect for privacy, pets and a great entertainment area. This home is move in ready and won’t last long! List of Seller’s Many Upgrades Available! Call Today!!

Needing to sell call Vicky Crocker Realty TODAY!!!

573.747.8099 573.327.8300

CELL

$139,900

e I’ll do th you! for running

OFFICE

22015267

1136B N Desloge Dr. - Desloge

PAGE R3  Friday, March 25, 2022

- Over 79% of adults connect with the Daily Journal through our print and digital platforms* - Over 46% of internet users in our area are using dailyjournalonline.com* - 80% of adults in the market access the internet via tablets & mobile devices*



Your source for news is now your source for real estate marketing

In accordance with the federal Fair Housing Act,we do not accept for publication any real estate listing that indicates any preference, limitation, ordiscrimination based on race, color, religion, sex, disability, family status, or national origin. If you believe a published listing states such a preference, limitation, or discrimination, please notify this publication at fairhousing@lee.net.

Daily Journal Weekly Real Estate

Refine

(573) 207-3969

Friday, March 25, 2022 

PAGE R4

Daily Journal Weekly Real Estate

Daily Journal Weekly Real Estate

Local Lenders.

Local Decisions.



PAGE R5  Friday, March 25, 2022

Home Loans Whether you’re just starting out or building your dream home – we have a financing solution. Not to mention, our experienced lending team is ready to partner with you to help make the process quick and easy.

• Variety of loan programs for qualified buyers • Competitive rates and closing costs • Local decisions made by local lenders • Permanent Fixed-Rate financing

Bank NMLS# 412605 | Member FDIC | www.fscb.com

Contact a member of our lending team today!

Ruth Adams Bonne Terre NMLS #1906657 (573) 358-3388

Melinda Rae Desloge NMLS #1752366 (573) 431-9400

Brittany Jannin Farmington NMLS #2241964 (573) 705-3592

Adam Griffith Farmington NMLS #2241963 (573) 705-3394

Devan Skaggs Bonne Terre NMLS #467084 (573) 534-0236

Andrew Huhman Farmington NMLS #1559335 (573) 705-3322

Taylor Miller Farmington NMLS #1453285 (573) 454-3052

Austin Fridley Park Hills NMLS #1749341 (573) 454-3086

Daily Journal Weekly Real Estate PAGE R6 

Friday, March 25, 2022

HOMEWISE

Real Estate Tips and Advice

Set a House-Hunting Budget

When buying a home, you must adhere to a strict price point and budget.

Especially if you are financing, the term of the loan is likely for many years.

A lot can happen to impact your financial security, so make sure you buy a home that gives you room for saving and preparing for emergencies, without affecting your quality of life.

A great place to start when determining your budget is to be pre-approved for a mortgage. Make an appointment with your financial experts to discover how much money they will lend you, interest fees and information on taxes. This should be done before you begin hitting open houses or hiring a Realtor to find potential properties.

When you’re pre-approved, you increase buying power during negotiations and can plan a financial strategy that makes sense.

upward to accommodate new construction projects, schools or county or local services. Your insurance premium also can rise due to new policy options or claim history.

Your bank is required to cover the extra funds and increase your monthly payment. It’s a good idea to stay in contact with your lender regarding shifts in policies so you’re not caught off guard with an increase.

Your budget should allow you to cushion your account in case of price changes, which otherwise could cause you to be unable to afford the payment.

CONSIDERATIONS

PLAN TO OVERPAY

To become familiar with how your monthly payments are related to the size of the loan, you should understand mortgage amortization. Essentially, it is the reduction of debt by regular payments of interest and principal sufficient to pay off the balance.

When choosing a fixed mortgage, your payment won’t change. However, how your payments are applied does

© ADOBE STOCK

change — from more interest at the beginning, to more principal later in the life of the loan.

When you only make your minimum payment, it’s hard to have much of an impact on the bottom line.

When creating your budget, make sure the monthly payment allows you room to apply

additional funds each month, so you can make a difference to the principal balance, early on.

STAY AHEAD IN ESCROW

You probably have considered wrapping all your monthly housing-related payments into an escrow account. This service offers the convenience of your

lender paying the premiums for homeowner’s insurance and property taxes. When using escrow, your fixed mortgage becomes a bit more difficult, sometimes leading to surprising increases.

That’s because in many states, property taxes are reassessed annually and trend

If you’re moving into a bigger home, you’ll need to account for higher heating and air bills and water obligations.

Entertainment services may not be as easily accessible if you’re moving to a desolate area where high-speed internet isn’t available.

Make sure your budget can handle additional expenses for higher costs for specialty services.

When developing a budget for a home, you also should consider having enough left over to contribute to a savings and emergency fund. As a homeowner, you will be solely responsible for making repairs and upgrading failing appliances.

~FUN FACT~

~FUN FACT~

– Tom is passionate about Aviation & is studying for his pilot’s license – He also LOVES to cook!! Thinking of buying or selling?? Give Tom a call at 573.631.1825

Tom Beckermann

PAGE R7  Friday, March 25, 2022

Candace Glore



- Candace LOVES archery!! One of her favorite things is being in the kitchen cooking up new recipes!! – She would to help you find your dream home – Give her a call at 573.366.8739

Daily Journal Weekly Real Estate

Meet our Team...

OFFICE

CELL

Daily Journal Weekly Real Estate

e I’ll do th you! for running

#vickycrockerrealty

1136B N Desloge Dr. - Desloge

PAGE R8

Experienced agents, personalized service, market expertise and user-friendly online search tools to help you find the perfect property.

Call or visit us online today to start your search!



Friday, March 25, 2022

573.747.8099 573.327.8300

T he Smartest Way To Make Your Move Broker-Owner

Vicky Crocker 573-747-8099

Thinking of selling your home?

Don’t make a move before you call us for a free comparable market analysis.

Broker-Salesperson

Amanda Lewis 573-915-2462

Agent

Jeff & Shari Swart 573-330-4978 www.facebook.com/vickycrockerrealty

Agent

Abe AuBuchon 573-631-0136

Agent

Holly Miller 573- 747-7928