The Daily Mississippian – February 22, 2013

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School of pharmacy receives $50,000 grant

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OXFORD FILM FEST FEATURES

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Ole Miss looks to bounce back

T H E D A I LY

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MISSISSIPPIAN T h e S t u d e n t N e w s pa p e r

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M i ss i ss i p p i | S e r v i n g O l e M i ss

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1911

STUDENT LOAN DEBT AFTER DEATH A majority of college students who take out private loans are unaware of specific disclosures that can affect the terms of payments, even after death. BY KELTON BROOKS krbrooks@go.olemiss.edu

Last year at the undergraduate level, 2.8 percent of students at The University of Mississippi borrowed private loans, and 2 percent of graduate students borrowed private loans. Most private loans include a benefits and services provision that details loan forgiveness if a borrower dies, is permanently injured or has to file for bankruptcy. Ole Miss has partnered with five lenders that offer permanent disability and death benefits to borrowers: Citizens Bank, Wells Fargo, Sallie Mae, Discover and SunTrust. Director of financial aid Laura Diven-Brown said that while federal loans have

death and disability benefits, the loans themselves may not cover the total cost of attendance, which leads students to take out private loans. “We are looking to ensure that the kinds of products that we share information about with our students are things that we would find legitimate,” Diven-Brown said. For insurance, if the primary borrower dies, selective loan organizations offer cosigner release so the debt won’t carry over to the cosigner. “Borrowers can apply for cosigner release, but that doesn’t mean they will automatically get approved,” said Seph Anderson, coordinator of student loan operations at See LOANS, PAGE 5

PHOTO ILLUSTRATION BY THOMAS GRANING | The Daily Mississippian

Athletics, sustainability combine for recycling

news brief D M S TA F F R E P O RT

celebrating courage

The University of Mississippi’s Athletics Department and Office of Sustainability are working together to create a cleaner, more earth-friendly environment for this year’s baseball season. BY GIANA LEONE gleone@go.olemiss.edu

COURTESY BILL ROSE | Overby Center for Southern Journalism and Politics

The Overby Center will host a panel discussion at 1 p.m. in commemoration of the 50th anniversary of a biracial group being attacked while staging a sit-in at a Woolworth’s in Jackson. Two participants of the sit-in will join an author who has re-

cently published a work detailing the event and a filmmaker whose documentary on the subject will be screened at the Oxford Film Festival this weekend. The panel will be hosted in the Overby Auditorium and is free and open to the public.

The University of Mississippi’s Athletics Department and the Office of Sustainability have joined forces to add new recycling receptacles to the stadiums. Anne McCauley, assistant director of the Office of Sustainability, said that through these recycling options, they hope to encourage care of the environment outside of the sports events. “We want students outside the sport events to make it a habit to recycle,” McCauley said. “It should feel unnatuSee RECYCLE, PAGE 5

TYLER JACKSON | The Daily Mississippian


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