Palouse_Homes_September

PALOUSE

HOMES

Advertising Supplement |

September, 2012

| Moscow-Pullman Daily News

YOUR RESOURCE FOR BUYING, SELLING AND ENJOYING YOUR HOME IN MOSCOW AND PULLMAN

2 | September, 2012 | Moscow-Pullman Daily News

PALOUSE HOMES

PALOUSE HOMES

September, 2012 | Moscow-Pullman Daily News | 3

Connections Patty Gemberling, Owner ASP, REALTOR® 208.669.2006 pgemberling@remax.net

Karyl Davenport,Owner Assoc. Broker, GRI 509.330.1200 karyld@remax.net

The Best Move You Will Ever Make

Teri Skiles, Owner REALTOR®, ABR, CRS, GRI 208.669.1364 teri.skiles@remax.net

Terri Guenthner, Owner REALTOR®, GRI 208.301.2374 tguenthner@remax.net

Visit Our Website Kathy Weber • Broker ABR, CRS, C-CREC, GRI 509.336.1515 kathyw@remax.net

Alan Brown Assoc. Broker, CGP

208.882.4733 alanbrown@remax.net

www.homesinmoscow.com 208.883.9700

Cindy Agidius REALTOR®, GRI

208.301.0246 cindy.agidius@remax.net

Cherie Coleman REALTOR®, ASP

509.330.3308 cheriec@remax.net

Nancy Tribble REALTOR®

208.301.0105 nancyt@remax.net

325 W. Third Street • Moscow, ID

Eric Smith

Property Management Rental Connections rentalconnections@gmail.com

Lynda Snodgrass REALTOR®

509.279.8342 lyndasnodgrass@remax.net

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4 | September, 2012 | Moscow-Pullman Daily News ASK A DESIGNER

The lowdown on basement decor exactly how you’ll use your basement, and then either embrace its dark coziness or use color, texture and the right furnishings to t’s easy to find advice on decoratbring the illusion of bright, open space. ing nearly every inch of your home.

Bechen says it’s worth the effort, Kitchens, living rooms, bedrooms, especially for people with small homes, baths — even mudrooms and closets to convert a previously ignored basement get attention. But the lowly baseinto a family gathering spot, workspace or media room. ment gets short shrift.

Here she and interior designers Brian These subterranean spaces present a host of decorating challenges, from low ceilings Patrick Flynn, founder of decordemon. com, and Kyle Schuneman, an expert on and limited natural light to never-ending decorating small spaces, offer advice on battles with dampness and even flooding. making basements beautiful.

Yet basements can be untapped treasures.

LIGHTEN UP OR EMBRACE THE DARK Kathryn Bechen, author of the new “Small Space Organizing” (Revell Books), “Since there’s usually a major lack of first tackled basement decorating while natural light in basements,” Flynn says, “inliving in a tiny basement apartment. Years ject light by using muted color and tons of later, she preaches the same decorating white. What I often do is stick with muted techniques that helped make her undergrays on the walls, then use ultra-white on ground rental into a cozy home: Decide ceilings to help bounce light throughout the space. But to make it more punchy, I toss in a super-saturated accent color such as fire-engine red, grassy green or orange.”

PALOUSE White furniture may seem like a recipe for disaster, but furniture upholstered in white can work in a basement as long as you choose durable, washable fabrics.

Using plenty of floor and table lamps will also help, and Bechen says the old advice about mirrors shouldn’t be ignored: Strategically placing a mirror opposite even a tiny basement window will help maximize light.

The opposite approach also works: Decorate with sleek, low-slung furniture in dark colors to create a sophisticated lounge effect, using the cozy intimacy of the basement to your advantage, says Schuneman.

He says this sexy lounge look isn’t hard to accomplish, and makes a low ceiling less of a detriment. Have fun gathering ideas by IN PRINT: Palouse Homes is visiting clubs and restaurants that feature published monthly, with 12,500 copies this look. distributed in the Daily News, Lewiston Tribune and at key drop spots and advertisers across the Palouse.

GO BOLD ONLINE: Check out the latest edition All three designers believe basements are in digital format at www.DNews.com, just perfect spots for bold decorating. Expericlick on the Special Section tab. ment with colors you don’t normally use or To advertise your business or service in indulge in theme decorating that might feel the next edition, contact advertising like overkill if you did it throughout your house. manager Craig Staszkow at Basements are perfect “for having a retro cstaszkow@dnews.com moment,” Schuneman says, since many of

By Melissa Rayworth

I

Associated Press

HOMES YOUR RESOURCE FOR BUYING, SELLING AND ENJOYING

Advertising Supplement |

September, 2012

| Moscow-Pullman Daily News

YOUR HOME IN MOSCOW AND PULLMAN

Enjoy Palouse Homes

Sarah Dorio/Associated Press

A publicity photo provided by HGTVremodels.com shows Brian Patrick Flynn’s desk area design in a basement. There is light grey paint on the walls lightened by a white ceiling, and concentrated pops of saturated color throughout. them feature vintage wood paneling and decorative touches that have been in place for decades. You’re not creating a stage set, he says. But if there are vintage pieces

already in your basement, why not amplify that look rather than removing it?

Another option: “Go for the feel of a little seaside cottage,” Bechen says. Use

PALOUSE HOMES

September, 2012 | Moscow-Pullman Daily News | 5

shades of pale blue, sand and white in linen, light cottons and berbers. Go all out with seashells and decorative pieces with ocean or island motifs. Beach cottage style subconsciously reminds you of open spaces and sunshine, she says, transforming the feel of your basement.

And if your basement will be used as a media room, go with a movie theme by framing vintage movie posters bringing in some Hollywood style, she says.

CHANGE THE CEILING “Many basements have drop-down ceilings, which are definitely practical since it makes for easy access to plumbing and electrical,” Flynn says. But inexpensive drop-down tiles are often unattractive and look cheap.

“I usually recommend high-end ceiling tiles with architectural detail. They’re double or triple the price of basic drop ceiling tiles, but they give a much more sophisticated look. Plus, you can install them yourself.”

Another option, he says, is installing stamped metal tiles: “They have the look of an old school Victorian ceiling, but all you need to put them up is a pair of safety gloves.”

If there is harsh overhead lighting, consider swapping out old fixtures (especially

fluorescent ones) with something that radiates warmer, more flattering light. Or, Bechen says, at least swap out bluish fluorescent lights for ones with a pink hue.

WARM UP THE FLOOR First, choose materials that can handle moisture.

Even basements that don’t normally flood can still have a buildup of moisture.

Schuneman recommends laminate flooring or vinyl floor tiles for durability and for style: Thanks to improved technology, he says, “there’s some really rad stuff out there.”

Bechen recommends cork flooring, which is durable, warm and soft underfoot.

And Flynn recommends FLOR carpet tiles.

“You can install them yourself,” he says, “plus they can come up if the floor gets wet, then you can take them outside and dry them in the sun.”

To keep new flooring in good shape, consider using a dehumidifier. And a freestanding fireplace can help banish both cold and moisture, assuming you have the proper ventilation to use one safely.

ORGANIC ELEMENTS “Basements don’t have to be all concrete and plastic,” Flynn says. “I like to incor-

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porate organic elements wherever possible, such as sisal on a stairwell. The rough texture is great for traction, and it creates more of an inviting, residential feeling upon entry to a basement.”

Along with using organic materials, Bechen suggests bringing in plants — real or fake. If you have a small window, she suggests decorating near it with plants that thrive in very low light. High-end silk plants also can bring a sense of outdoors and open spaces, she says.

EMBRACE THE SILENCE Tucked away from the main traffic areas of the house, a basement can be the perfect place for independent work or play.

“Some of the most practical home offices I’ve ever designed are in basements,” Flynn says. “The office is separated from the noisiest parts of the house and it keeps private documents stored safely away from the hustle and bustle.”

To bring some creative kick to his own basement workspace, Flynn put down pine flooring and then “painted it an orange and white zigzag pattern, and lightened up dark brick walls with white paint. It feels kind of like a loft that just happens to be underground.”

Basements have also traditionally been great play spaces for children because they

Sarah Dorio/Associated Press

Brian Patrick Flynn’s design of a basement bedroom. can cut loose without disturbing anyone.

If the room will be used mainly by kids, Bechen suggests avoiding very child-centric décor, which they’ll soon outgrow. You can use bold colors and perhaps hang your kids’ framed artwork on the walls. But anything too preschool-focused will soon feel outdated.

Whatever the purpose of your newly redecorated underground space, Bechen says the more finished and detailed you make your basement décor, the more it will feel like the rest of your house.

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6 | September, 2012 | Moscow-Pullman Daily News REALTOR’S CORNER

Home financing and credit: How to get it

F

ew people can buy a home with and tightening of credit availability, it pays to plan ahead. Job number one is to make cash. According to the National sure your credit house is in order. You can Association of REALTORS, nearly nine out of 10 order a free, online credit report buyers finance the once per year from each of the purchase of their home. If you are credit reporting agencies: Tranconsidering purchasing a home, sUnion, Experian, and Equifax. obtaining a mortgage loan is the It’s a good idea to do this even if you aren’t planning to buy a first step in the process. house as it’s a way to be sure that Financing is the difference between the purchase price and there are no errors on your credit Julie Ketchum the down payment. There are record. The way to insure that Team Idaho also other costs associated with a you have a good credit report is Real Estate easy: pay your bills on time. If you mortgage called “closing costs.� don’t, late or missed payments will These costs vary with the type of show up on your report and you may have loan you choose and typically include such things as the bank loan origination fee, difficulty obtaining a loan.

Many buyers start searching for a home mortgage insurance, appraisal and inspection fees, and title company settlement fees. before they visit with a lender and some do In Idaho, a lawyer is not required to be these things concurrently. It will save you time and frustration, however, to get a jump involved in real estate transactions, but in some situations consulting with an attorney start on the financing process. The most immay be wise. portant reason for doing this is so that you Because of the recent lending reforms know how much house you can afford.

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There are many different types of loans, such as conventional, FHA, VA, and USDA. The type of lending you choose may dictate the kind of home you are able to purchase. There’s nothing worse than finding your dream home and then learning that it is financially out of reach. In addition, home purchase and sale agreements — the documents you will sign when you make an offer — stipulate that you have applied for, or will apply for a loan within a certain timeframe, usually five business days. If you are a first-time home buyer the process may take longer than you anticipate.

Save yourself time and aggravation by going to a lender first.

Real estate financing is available from many sources including banks, mortgage brokers, insurance companies, and credit unions. Your REALTOR can give you a list of lenders in our area. It may be easiest to begin with your own bank because you already have a relationship with them via a checking or savings account, auto loan, or

other borrowing.

There are also many on-line banks that have competitive rates and you can usually complete an application on your home computer. You can apply for loan pre-approval with as many lenders as you like, however be cautious in doing so because each one of the applications will show up on your credit report and could adversely affect your credit score.

Now that you have been pre-approved for a loan, it’s time to start shopping. This is where a REALTOR comes in. Not only can a REALTOR help you identify a home, he or she can facilitate the purchase, including working with your chosen lender and title company to be sure all required documents are submitted and on time. Having your loan pre-approval in hand will make the process easier and more enjoyable.

Julie Ketchum is a real estate agent with Team Idaho Real Estate in Moscow. Advertisers in Palouse Homes are encouraged to submit articles for publication.

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PALOUSE HOMES

September, 2012 | Moscow-Pullman Daily News | 7

Your goals deserve our attention

Rely on the strength of fnancing your home with one of the nation’s leading retail mortgage lenders.

Whether you’re purchasing a home or refnancing, you could beneft from: • Conventional / FHA / VA Loans • New construction and renovation loans

• Quick pre-approvals available • Fixed or Adjustable Rate Mortgages (ARMs)* • The attentive service of knowledgeable professionals

Call us today!

Kim Carlson Home Mortgage Consultant 221 S. Main St., Moscow, ID 82843 Office: 208-883-5659 Cell: 208-301-4470 Toll Free:1-800-304-5658 NMLSR ID 404133

Jason Croston Home Mortgage Consultant 1313 S. Blaine, Moscow, ID 82843 Office: 208-883-5730 Cell: 208-310-3397 Toll Free:1-866-274-9698 NMLSR ID 400420

1. Rates may vary and are subject to increase after consummation.

Wells Fargo Home Mortgage is a division of Wells Fargo Bank, N.A. © 2012 Wells Fargo Bank, N.A. All rights reserved. NMLSR ID 399801. AS953315 6/12-9/12

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8 | September, 2012 | Moscow-Pullman Daily News GARDENING

Now is the time to plant your garlic Are there any disadvantages to planting garlic now?

Only that it’s hard to remember to do so.

temperatures of summer, heads. New leaves cease to develop once heads start forming; the more leaves the plant has pumped out before he vegetable I’m most likely to this occurs, the larger the heads. forget to plant each year is garlic What we all want from our garlic is big (stinking rose). heads. So although you can reap a garlic crop Although it’s planted at the from spring-planted cloves, or a larger one end of the season along with let- from fall-planted bulbs, late-summer planting tuce, endive and radish, garlic isn’t harvested gives cloves the most time to grow the most with those other vegetables, which ripen in leaves. the cool moistness of autumn.

This yields the largest heads. Leaves poke Garlic ripens almost a year hence, in the up through the ground in late summer, take heat of summer. a rest or even die back a little when temperaNonetheless, now is the time to plant it. tures plummet in winter, and resume growth True, many gardeners plant garlic in early in spring. spring and still reap decent crops. Gardening Late-summer planting also gives roots books and magazine articles, however, direct the most time to grope further into the soil you to plant now. Let’s examine the logic: before cold weather strikes. Not only is the Garlic rarely makes seed, so it is grown by plant then able to drink in more water and planting individual cloves, which together minerals, but it is ready to do so with the make up a bulb or “head.” After being plant- first warm breath of spring. ed, the cloves first grow leaves and roots and A large root system early in the season is then, in response to the long days and warm a special advantage in years when summer

By Lee Reich

T

Associated Press

weather turns bone dry. All those roots taking firm hold of the ground also prevent freezing and thawing of the soil in the months ahead from heaving the cloves up and out of the ground. (This is one reason that mulching is so heartily recommended after late-fall planting of garlic in the north.)

Ready availability of fresh cloves is one more plus for planting garlic in late summer.

It’s a lot easier to plant now than to store bulbs in perfect condition until spring for planting.

Garlic comes in many varieties — 300 by one count — so look and ask around for what might be good to plant. Select a sunny site with soil that is rich, well-drained and weed-free.

Don’t snap cloves off the heads until you’re ready to plant. When that time comes, select the largest and most blemish-free cloves and set them upright in planting holes a couple of inches deep and 3 to 4 inches apart.

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September, 2012 | Moscow-Pullman Daily News | 9

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Lee Reich/Associated Press

Garlic is planted now, but doesn’t ripen until the following summer.

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10 | September, 2012 | Moscow-Pullman Daily News

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September, 2012 | Moscow-Pullman Daily News | 11

THE IDEA HOME

Compact Luxury for easy grocery unloading.

All of these amenities are thoughthis compact home offers many fully planned within 1,555 square feet of luxurious features. finished living space.

A gracious porch welcomes An ultra-efficient version of this plan guests inside, where ameniwith solar PV was built in the Gainesville, ties include decorative ceiling Fla., area and determined by the DOE treatments, lighted niches, and a luxurious to have a (Home Energy Rating System) master suite with dual walk-in closets, a HERS index of -1, meaning it produces large shower and a separate tub. more energy than it uses!

Two additional bedrooms share a hall bath on the opposite side of the home.

HOME DETAILS A snack bar adds room for casual seating at the open kitchen, just steps away from Bedrooms: 3 the great room and the rear lanai.

Baths: 2 The dining area offers more room for Main floor: 1,555 sq. ft. eating under an elegant tray ceiling.

Total Living Area: 1,555 sq. ft.

Windows wrap along the back of the Garage: 400 sq. ft. home.

Dimensions: 46-8 x 58-10 s a handy touch, the garage entrance Exterior Wall Framing: 2x6 leads straight through to the kitchen pantry Foundation Options: Slab

T

Associated Press

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12 | September, 2012 | Moscow-Pullman Daily News

PALOUSE HOMES