Palouse Living, October 2015

Palouse LIVING Your resource for buying, selling and enjoying your home on the Palouse.

Get your home fall-ready with 5 simple projects

Photography By Blank Slate Imagery

| October 2015 | Moscow-Pullman Daily News

Palouse Living

Your home financing needs deserve my attention Every year, millions of Americans enjoy the rewards of homeownership. And they look to Wells Fargo Home Mortgage to help them find the home financing to fit their needs and goals. I’d like to help you too.

Wells Fargo Home Mortgage has a wide range of purchase loan products and programs to serve a variety of home financing needs, including: • Conventional / FHA / VA Loans • New construction loans • PriorityBuyer® preapprovals

• Fixed -and adjustable-rate mortgages (ARMs) • Mortgage options with built-in renovation financing

Expect me to work closely with you to explore and explain options for your budget and goals.

Call today!

Rachel Ellen Laine Home Mortgage Consultant 221 S Main St Moscow, ID 83843 Office: 208-883-5659 Cell: 208-874-2452 rachel.e.laine@wellsfargo.com www.wfhm.com/rachel-laine NMLSR ID 1015986 Information is accurate as of date of printing and is subject to change without notice. Wells Fargo Home Mortgage is a division of Wells Fargo Bank, N.A. © 2012 Wells Fargo Bank, N.A. All rights reserved. NMLSR ID 399801. AS1067291 Expires !/2015

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Moscow-Pullman Daily News | October 2015 | 3

Get your home fall-ready with 5 simple projects MetroCreative

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f boots, a warm hat and a tuned-up leaf blower are the only items on your fall preparation list, your home maintenance plan may need a makeover. These simple home maintenance projects can help lower your energy bills, prevent more costly repairs and/or increase the lifespan of your home.

3. Insulate Well

One of the easiest and most effective defenses against heat loss is proper insulation. Prevent cold drafts from entering and the loss of heated air through basement headers, which, when left exposed, can make your furnace work harder. Look for a moisture-resistant product offering 1. Heating & Ventilation high thermal performance, such Examine your fireplace and chimney system to ensure that no as Roxul Comfortbatt insulation. soot or creosote has collected. Any This type of mineral wool insulation makes installation simple. All cracks or voids could potentially that’s needed is a serrated blade cause a fire. Before you turn the or bread knife. Cut the batt to fit furnace or boiler on, replace the the cavity and press into place. air filter and hire a professional to The insulation will help improve inspect the unit more thoroughly. energy efficiency as soon as it’s in These steps will improve the place and provide savings over the efficiency and life of your furnace lifetime of your home. Comfortbatt and will ensure stable indoor air can also be used to top or replace quality. old attic insulation. Aim for an R-50 2. Seal Windows and Doors or a depth of 16 inches.

If not properly sealed, windows 4. Backyard Care and doors can be a major culprit Save your property from for heat loss. To keep the warm potential damage by trimming air inside, inspect the weatherovergrown trees and shrubs stripping around your home’s windows and doors for leaks, rot or to prevent ice-laden branches decay. Repair or replace structural from thrashing against electrical framing, and caulk inside and out, wires and your home’s exterior.

Drain/shut off any exterior faucets if necessary. and sprinkler systems to prevent

Palouse LIVING Your resource for buying, selling and enjoying your home on the Palouse.

Creative ways

to recycle leaves

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freezing. Ensure rain or snow drains away from the house to avoid foundation problems.

5. Roof and Gutters Inspect your roof for shingles that are warped, damaged or even missing to prevent a future leak.

Use roofing cement and a caulking gun to seal joints where water could penetrate, such as around the chimney, skylights or vent pipes. Make sure that your gutters and downspouts are securely fastened. Downspouts should extend at least five feet away from the home to prevent flooding.

When it comes to preventative maintenance, a little time and effort can save thousands in energy

costs and repair bills over the lifetime of your home.

Palouse Living

| October 2015 | Moscow-Pullman Daily News

Earth-friendly tips for autumn MetroCreative

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utumn is upon us, and with the change of seasons comes the fall to-do list that must be completed before the arrival of winter weather. Many outdoor jobs are best completed before temperatures drop, while others can be tackled indoors to help save energy and prepare for increased time spent inside the home.

Outdoor cleanup Autumn means leaves are falling from trees and littering landscapes. Cleaning up leaves can be a time-consuming task, but it’s necessary to promote the health of lawns and other plants.

Grass that is completely matted down with leaves can become

starved for light and moisture, and fluctuations. lawns may even rot when forced to Clothing donations spend winter beneath fallen leaves.

It’s time to pack away summer One eco-friendly timesaver is clothing and once again fill closets to shred leaves with a mower and and drawers with sweaters and leave them as topdressing for the jeans. Before packing away your lawn. As long as the grass blades summer wardrobe, conduct an can be seen within the leaves, the inventory to determine if there lawn should be fine. Shredded are any items you no longer use. leaves will decompose and add Donate these items or use them as necessary nutrients and organic rags when cleaning. matter to the soil naturally.

Keep some short-sleeved shirts Leaves also can be used in accessible so you can layer them annual flower and vegetable under sweatshirts and sweaters. gardens to improve the soil. Mulch The heat from layering will be made from shredded leaves can trapped against your body and be placed on the soil around trees keep you cozier, reducing your and shrubs. This helps to reduce reliance on HVAC systems to stay weed problems and protects root warm. systems from harsh temperature Home repairs

Beauty

shingles. In addition, look for spots where animals or insects may be able to gain entry into your home.

Seal these areas and repair any leaks. This will make your home more efficient later on when winter hits its stride.

Remove window air conditioners for the winter. If they can’t be removed, seal them with caulking or tape and cover them with an airtight, insulated jacket. If you have forced-air systems, move furniture away from the vents so that air can flow better around the home and keep it comfortable.

Check weatherstripping around windows and doors and make the necessary adjustments. Installing additional insulation also can help reduce energy consumption.

Check the roof for any missing

The legend of jack-o’-lanterns

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Jack then tricked the Devil to get away with his soul and captured the Devil. Jack agrees to free the Devil if he makes a new deal that the Devil can’t ever have his soul.

When Irish immigrants migrated Years pass and Jack eventually dies. Because of his poor lifestyle, to America, they brought their Jack is once again reunited with jack-o’-lantern traditions with the Devil. Because the Devil them. Turnips were not as remembers he cannot have Jack’s prevalent on this side of the soul, Jack is forced to roam the Atlantic, so carvers turned to pumpkins, which were larger and twilight world forever as a lost soul. The Devil gives Jack a few easier to carve. embers to burn to light the way, Jack-o’-lanterns get their name which Jack stores in a hollowedfrom Irish folklore, particularly a out turnip. character named Jack. Jack liked Eventually these lanterns, used to drink and couldn’t pay his pub to keep scary spirits at bay, were tab and made a deal with the Devil called jack-o’-lanterns. for his soul to cover the pub fee. he tradition of jack-o’lanterns began in Ireland and pumpkins were not the first gourd to be used as lanterns, turnips were.

Palouse Living

Moscow-Pullman Daily News | October 2015 |

Realtors: a great solution for home buyers

Avoid making mistakes when selling your home

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needs. They ensure that you have all the documents necessary to evaluate the property, including the complete listing, the property survey or certificate of location and tax bill. Their Realtors handle all legal aspects of the complex real estate neutral perspective could also be valuable when you fall in love with transaction and accompany you a property that isn’t really what through each step of the buying you’re looking for. process. In addition to receiving Because of their experience expert advice, you will be able and market knowledge, realtors to take advantage of their wide can help buyers determine the network of contacts in order to find the other professionals whose right price to offer for the property they are interested in. Depending services you need, such as a on the state you live in, you may building inspector, a notary or also be protected by law if you lawyer or a mortgage broker. use the services of an agent.

Realtors have access to uying a property can be complex. To avoid making mistakes, you’re much better off using the services of a realtor who will protect your interests.

In short, working with a realtor to buy a property is a smart move.

numerous tools for finding the property that best meets your

Jason Brown

Realtor®

(208) 669-1690

M

aybe it’s true that your property cost a lot to buy and that you’ve improved it over time. But when selling, you still have to be realistic and set a fair price that’s based on comparable properties in your neighborhood.

Asking too much is one of the most common mistakes sellers make. Here are some other mistakes to avoid:

· Not getting the right help. To sell your home as quickly and efficiently as possible, you need to have the help of some competent professionals. Choose your realtor, notary or lawyer and home inspector with care.

· Not preparing the home properly. Make your property as attractive as possible. Tidy up, clean everywhere and do all the necessary repairs (leaky faucet, wobbly steps, etc.). Depersonalize the decor; don’t make it look too empty, though, because you want visitors to be able to imagine living there.

· Being too emotional. You love your house, which is normal.

However, you need to keep a cool head and not be offended by a really low offer. It’s only natural to try and buy a property at the lowest possible price. The good news? Your home has attracted attention.

Tracy Burch-Greer John Freeland Wanvig

Realtor®

Realtor®

(208) 874-7823

Licensed in ID & WA

(208) 596-8521

Licensed in ID

Licensed in ID

· Concealing defects. Be honest and don’t hide anything.

An inspection will reveal any problems.

Patti Green-Kent

Realtor®

(509) 595-3740 Licensed in ID & WA

217 S. Main St. Moscow, ID (208) 882-0800 cbtmoscow.com 405 S. Grand Ave. Pullman, WA (509) 334-0562 cbtpullman.com

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(208) 301-0108

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Palouse Living

| October 2015 | Moscow-Pullman Daily News

Safe costumes can prevent Halloween mishaps MetroCreative

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sing face paints instead of masks so kids’ visibility is not compromised when trick-ortreating.

Millions of people celebrate Halloween every year. Borrowed or adapted from a few different festivals that once took place in Europe, Halloween has origins in the Roman Feralia festival, the Celtic summer’s end festival Samhain, and the Catholic All Saints Day. Trick-or-treating is a significant part of the Halloween festivities, but for many people, the real delight is choosing a costume.

The right costume is not only one that suits the spirit of Halloween, but also one that’s safe. Collisions

with cars, eye injuries from sharp objects and burns from flammable costumes account for the most youth emergency room visits on Halloween.

Consider these pointers when preparing for the arrival of October 31. ¡ Rely on flashlights and reflective tape to make trickor-treaters more visible during evening walks. The reflective tape can be incorporated right into the costume design. ¡ Choose hats and face paints in lieu of masks. Masks can block a child’s vision and impede a youngster’s ability to check for traffic.

lit candles for costumes and decorations.

¡ Ensure that costumes do not drag on the floor, as costumes that are too long can pose a tripping hazard.

¡ Trick-or-treat in groups and with chaperones.

¡ Have children wear comfortable, flat shoes to reduce the risk of tripping or falls. ¡ Make sure children walk on sidewalks and well-lit paths. They also should avoid darting out into the street to run to another home. ¡ Choose soft, flexible costume props whenever possible. Make sure the props, are not sharp. ¡ Make sure costumes and accessories are made with flameresistant materials. ¡ Use glow sticks or batterypowered LED lights instead of

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Palouse Living

Moscow-Pullman Daily News | October 2015 |

High Heels with High Standards

2015 Palouse Womens Expo ‘

at Best Western Plus University Inn, Moscow

The 2015 Palouse Women’s Expo will be EVERYTHING WOMEN! Business and finance, fashion, health, shopping, relaxation, pampering and empowering others.

We strive to provide you with the tools you need to learn and grow as women in all walks of life.

Girl’s Night Out | October 9th | Doors: 5pm | Show: 7pm | $30 featuring comedians Jen Seaman & Kristin Key, finger foods & early VIP entry to all booths

Women’s Expo | October 10th | 9am to 3pm | FREE Palouse Women’s Expo is proud to announce our guest speakers: Monica A. Eggleston, WellPower Functional Medicine | Wendie Kause, Kause Success Management Jennifer Baker, Lewiston Tribune | Carolyn S Hicklin, Edward Jones | Rhonda Comstock, ClearView Aesthetics

Vendors Include:

Edward Jones | P1FCU | Costco | Jess Ford | Premiere Jewelry | IT Works Global | Ashley Alred - Remax ClearView Aesthetics | Oils and Prayers | Tessa’s Powder Room | Younique Lashes | Pampered Chef Jewelry in Candles Damsel in Defense | Discount Supply | Values Magazine | Matilda Jane Clothing Omnitrition | 31 Bags | Four Star Supply | Chloe & Isabel Thank you to our major sponsors:

Don’t miss the Run Like a Vandal 5k before the Palouse Women’s Expo!

Oct. 10 | 8:30am | $15 entry fee | Start and Finish at Guy Wicks Field Visit runlikeavandal.com for more info.

Tickets available at: the Lewiston Tribune, Moscow-Pullman Daily News, University Inn, Best Western: 1516 Pullman Rd, Moscow or by calling (208) 882-0550

Motivate | Inspire | Encourage

Palouse Living

| October 2015 | Moscow-Pullman Daily News

128 E 3rd St. 208.883.1525

Darcy Anderson

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Angela Bret Carpenter Carpenter

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