Palouse LIVING Your resource for buying, selling and enjoying your home on the Palouse.
Trick-or-treating tips
for rural residents
October 2017 Moscow-Pullman Daily News & Lewiston Tribune
A Nԩɏ ʓrʝə Yʝʦɠ Reɪltʝɠ
Ăůů ƵƐ ƚŽĚĂLJ ƚŽ ĚŝƐĐƵƐƐ LJŽƵƌ ƌĞĂů ĞƐƚĂƚĞ ŶĞĞĚƐ͊
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ϯϴϳ YƵĂŝů ZƵŶ DŽƐĐŽǁ ΨϮϮϵ͕ϬϬϬ ϯ ďĞĚͬϭ͘ϱ ďĂƚŚ ϭ͕ϯϵϮ ^& >ĂƌŐĞ ĨĞŶĐĞĚ LJĂƌĚ ^ƉĂĐŝŽƵƐ 'ĂůůĞLJ <ŝƚĐŚĞŶ Ͳ DŽǀĞͲŝŶ ZĞĂĚLJ
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ϭϴϳϬ KƌĐŚĂƌĚ ZĚ DŽƐĐŽǁ ΨϱϯϬ͕ϬϬϬ ϯ ďĞĚͬϯ ďĂƚŚ &ĂŶƚĂƐƟĐ sŝĞǁƐ ϭ͘Ϭϱ ĐƌĞƐ ŽŽŬ͛Ɛ <ŝƚĐŚĞŶ sĂƵůƚĞĚ ĞŝůŝŶŐƐ
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ϴϮϭ /ŶĚŝĂŶ ,ŝůůƐ ƌ DŽƐĐŽǁ ΨϯϬϱ͕ϬϬϬ ϯ ďĞĚͬϮ͘ϱ ďĂƚŚ EĞǁ džƚĞƌŝŽƌ WĂŝŶƚ sŝĞǁƐ͊
>Ğƚ͛Ɛ ŵĞĞƚ͊ KƵƌ ƚƌĞĂƚ ƚŽ Ă ĐŽīĞĞ Žƌ ƚĞĂ͊ DĞŶƟŽŶ ƚŚŝƐ ĂĚ͘
:ĞƐƐŝĐĂ ĂŚůŝŶŐĞƌ ϮϬϴ͘ϯϬϭ͘Ϭϳϳϳ ũĞƐƐŝĐĂΛůĂƚĂŚƌĞĂůƚLJ͘ĐŽŵ
dĂŶũĂ ůƵĞ ϰϮϱ͘ϵϴϱ͘Ϯϰϭϱ
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| October 2017 | Moscow-Pullman Daily News & Lewiston Tribune
Palouse Living
What to do after incurring storm damage MetroCreative
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evere storms like hurricanes and tornados do not discriminate, and when such storms finally dissipate, people from all walks of life are left to deal with the often devastating consequences. Property damage is one such consequence, and the following are some things people can do in the aftermath of storms that caused damage to their property.
local power company as soon as you see them.
· Let the professionals do the work. It can be
tempting for homeowners to try to do some electrical work around their homes after their homes have been damaged by storms. Electricians are likely busy and might not be able to assess or repair damage for days, if not weeks. But it’s still best to wait and allow professionals to do the work. Experienced professionals recognize potentially harmful, if not deadly, issues that may be lurking beneath the damage, so it’s always best to leave the work to private electricians or local power company work crews.
· Contact your insurance provider. Not all
damage resulting from storms will necessarily be covered by insurance policies, but it’s still imperative that people contact their insurance companies as soon as possible after their homes or vehicles have been damaged. Agents can help policy holders learn if their policies cover the damage done to their property and to what extent their coverage will help them recover. Many people will likely be making similar calls, so policy holders should try to be as patient as possible.
· Revisit insurance policies. After suffering damage to their homes or vehicles, men and women may benefit by revisiting their coverage and increasing that coverage in anticipation of future disasters.
Beauty
· Document the damage. People whose property has been damaged should use their smartphones and cameras to document the damage as extensively as possible. Take photos from various angles before you begin cleaning up. Providers may require visual evidence of the damage before they begin processing your claim, so ask about those requirements when contacting your insurance agent.
SET IN STONE. S
· Avoid downed power lines. In addition to
protecting the investments you have made in your property and your possessions, it’s important to remember to protect yourself. Avoid downed power lines, reporting any to your
Palouse LIVING Your resource for buying, selling and enjoying your home on the Palouse.
Trick-or-treating tips
for rural residents
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Moscow-Pullman Daily News & Lewiston Tribune | October 2017 | 3
Major changes coming to new home building methods MetroCreative
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cross America, home builders are adopting new approaches to construction to create greener homes with better resale value. One major change that’s tackling energy consumption and rising fuel costs is the use of an airtight, solid concrete system to replace inefficient wood framing. Insulated concrete forms (ICFs) erect a building with an interlocking system, similar to Lego. “It’s a switch for builders, but those who have switched over tell us it’s quite easy to build with ICFs,” says Natalie Rodgers of Nudura, a leading name in the field. “Customer demand has driven this change and builders are now seeing how green construction options can have a positive impact on their business.”
The ICF system is now the number one choice of wallbuilding methods for “net-zero” construction in the country. The term net-zero applies to buildings that are energy efficient and don’t tap into any public utility fuel supplies. The goal is for as many homes, schools and public buildings as possible to be designed to be net-zero. Here are some advantages of net-zero construction using ICF.
Building guide Underscoring these proactive measures, the nonprofit organization LEED also reminds us that constructing a green home leaves a much smaller carbon footprint due to less demand on natural resources. Such homes will create less waste and be healthier and more comfortable for the occupants.
Fuel savings Walls built with ICFs are proven to reduce energy bills up to 60 percent, reduce greenhouse gas emissions and reduce or eliminate exposure to mold, mildew and other indoor toxins. The net cost over time is comparable to owning a conventional home and the resale return is generally assured.
Durability Concrete is strong. Due to high-impact resistance, these concrete walls assure maximum safety in high wind areas. Fire resistance is also reported to be maximized at four hours.
Comfort Unlike in conventional wooded frames, air gaps are eliminated in ICF, minimizing the potential for mold growth and draft. The end result is an airtight structure that enables the mechanical systems to heat, cool and ventilate the structure more efficiently, creating a healthier living and working environment.
Responsibility The materials are recyclable and the system is designed to create less landfill waste during the construction process. Combined with other eco-construction methods, this concrete system will significantly reduce carbon emissions by lowering the amount of fossil fuels needed for heating and cooling.
| October 2017 | Moscow-Pullman Daily News & Lewiston Tribune
Palouse Living
Trick-or-treating tips for rural kid MetroCreative
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illions of children and adults participate in the annual ritual of trick-or-treating. For urban and suburban children, close-by neighbors make it quite easy to fill up sacks of candy. However, people who live in rural areas - where homes may be miles away from one another - may find that traditional trick-or-treating poses a challenge.
Others who are choosing a town off a map may want to try an app called Nextdoor. It is a free and private social media site for neighbors that employs a Treat Map. Halloween fans can see exactly which houses are trick-or-treat friendly. In 2014, Zillow issued a list of the 20 best neighborhoods for trick-or-treating as well.
For kids who live by farmland or off country roads, trickor-treating may not be a stroll through a well-lit area with sidewalks and welcoming neighbors with open doors. Such youngsters may have to traverse dark roads and dodge motorists who do not expect people to be walking on the shoulder.
· Head to a shopping center. While it may not be
So what is a rural kid, or any child whose resides in an area that is not conducive to trick-or-treating, to do?
· Hit the road. Plan a road trip to a neighborhood where trick-or-treating is encouraged in full force and is safe and inviting. Friends or family members may live in such neighborhoods and can host “out-of-town” trick-or-treaters.
the same as going door-to-door, rural residents can trick-ortreat at nearby shopping centers. Many shopping centers and malls host area children and dispense treats.
· Organize a trunk-or-treat. Trunk-or-treat events involve various participants parking in a community lot and opening their trunks or truck hatches to crowds of trickor-treaters. Often these events are hosted by churches, schools or organized clubs. Trick-or-treating can be challenging for kids growing up in rural areas. But with a little ingenuity, such youngsters can secure their Halloween bounty as well.
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Moscow-Pullman Daily News & Lewiston Tribune | October 2017 |
Preserve carved pumpkins in various ways MetroCreative
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ack-o’-lanterns and other carved pumpkin designs are frequently the centerpieces of Halloween festivities. The twinkling lights and orange glow of jack-o’-lanterns can add ambiance to any autumn event. The trouble with carving pumpkins is that most people want to do it right away, only to discover their pumpkins wilt and decay long before Halloween. Nothing ruins Halloween more than visiting a home to trick-or-treat and not getting candy. Equally disappointing is a sad pumpkin display withering away on a front porch. Even though all pumpkins will eventually rot, certain tips can keep carvings from collapsing too soon.
Choose a sturdy pumpkin Inspect the pumpkin of your choosing carefully, looking for gouges, spots and holes. Even a small blemish can quickly expand into a mushy mess. Select pumpkins with even color and firm flesh, and make sure that the pumpkin doesn’t feel tender when you push on the skin.
Visit local pumpkin stands Pumpkins that have been shipped miles and miles in hot cargo trucks may be overly ripened or battered. Pumpkins that were grown nearby may be fresher. Plus, buying pumpkins locally supports local farmers.
Scrape the insides of the pumpkin thoroughly Any moist bits inside the pumpkin will mold quickly. The pumpkin carving experts at Pumpkin Masters recommend scraping as much of the “guts” out as possible, leaving about a one-inch thickness of the wall of the pumpkin.
Coat the pumpkin Preservation methods may aim to keep the pumpkin hydrated and inhibit mold and other microbial growth. Commercially sold pumpkin preservation products, such as Pumpkin Fresh®, hold up well. Soaking and spraying carved pumpkins with a bleach-and-water solution also seems to preserve designs.
Keep it out of the elements Store carved pumpkins in a cool, dry place. This will help slow down the rotting process for pumpkins exposed to outdoor fungi, other microbes and warm sunlight.
Use an artificial light source Reduce the heat inside of the pumpkin and encourage hydration by selecting a battery-powered light instead of a lit candle to illuminate the carving.
Skip the carving Once pumpkin skin is compromised, microbes can enter. In lieu of carving, paint or decorate pumpkins in other ways if you want them to stay fresh for a long time. Glow in the dark paint can help pumpkins stand out at night. Carved pumpkins may last a week or two, while uncut pumpkins can last for a month or more. Keeping pumpkins hydrated and mold-free will prolong your designs.
| October 2017 | Moscow-Pullman Daily News & Lewiston Tribune
Palouse Living
Creative uses for fallen leaves MetroCreative
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Vases
illions of leaves fall from tree boughs each fall. Homeowners and landscaping professionals will spend countless hours removing leaves from lawns and driveways so they can be collected and ultimately added to compost piles or removed by local governments.
Fill an empty flower vase with different leaves that you have gathered. This makes for an engaging centerpiece when entertaining.
Pressings Press leaves between two pieces of paper to make a leaf silhouette. Some of the pigment will transfer to the paper, and these natural pieces of artwork can be displayed or shared.
But leaves do not necessarily have to meet with the same fate each year. In fact, there are many creative ways to use leaves gathered from lawns and gardens.
Laminate
Scarecrow
Laminate leaves so they can be used as place cards when hosting guests for holiday feasts.
Gather a decent pile of leaves and the makings of a scarecrow, which include hay, old clothing, string, and canvas. Use the leaves to help stuff the body of the scarecrow and make him a bit more plump.
Put these ideas to the test to make fallen leaves part of your unique home decor.
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Moscow-Pullman Daily News & Lewiston Tribune | October 2017 | 7
How to recognize and prevent CO poisoning MetroCreative
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nfants are among those most likely to get sick from exposure to carbon monoxide.
Many people are aware of the threat posed by carbon monoxide, or CO. According to the U.S. Centers for Disease Control and Prevention, at least 430 people die from accidental CO poisoning in the United States each year, while the Canada Safety Council notes that carbon monoxide is the leading cause of fatal poisonings throughout North America.
The CDC points out that instances of CO poisoning are entirely preventable, which might surprise many of the estimated tens of thousands of people in the United States who visit emergency rooms to be treated for CO poisoning each year. Learning to recognize signs of CO poisoning and how to prevent it can help people avoid its harmful effects and potentially save lives.
Recognizing CO poisoning The National Center for Environmental Health says that breathing CO can cause a variety of symptoms, including headache, dizziness, vomiting, or nausea. Infants, the elderly and people with chronic heart disease, anemia, or breathing problems are more likely to get sick from CO exposure than children, adults and people without the aforementioned conditions.
How can I prevent CO poisoning? Even those people who do not lose their lives to moderate or severe CO poisoning can suffer long-term health consequences, including an increased risk of heart disease, as a result of their exposure. So it behooves everyone to take steps to prevent CO poisoning from occurring. 路 Do not run a motor vehicle, generator, pressure washer or any gasoline-powered engine within 20 feet of an open window, door or vent. The exhaust from such items can vent into enclosed areas, increasing the risk of CO exposure. 路 Do not leave motor vehicles running in enclosed or partially enclosed spaces, such as a garage. 路 Do not run generators, pressure washers or gasolinepowered inside basements, garages or other enclosed structures, even if windows are open. 路 Do not operate charcoal grills, hibachis, lanterns or portable camping stoves indoors or insides tents or campers. CO poisoning can cause very serious consequences, including death. Fortunately, all instances of CO poisoning can be prevented.
| October 2017 | Moscow-Pullman Daily News & Lewiston Tribune
Palouse Living
Did you know? MetroCreative
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aking leaves may be an autumnal traditional for many homeowners, but those who want a less strenuous way to prevent their lawns from being suffocated by fallen leaves may want to consider mulching them. Fallen leaves should never be left to linger on a yard for very long, and some homeowners may be surprised to learn that waiting to rake until all of the trees on a property have shed their leaves can be detrimental to the lawn. Thatâ&#x20AC;&#x2122;s because fallen leaves trap moisture and prevent sunlight and air from reaching the grass, making lawns more vulnerable to disease. Fallen leaves also can harbor insects, again putting lawns at risk of disease. Mulching may be the best option for homeowners who prefer to avoid spending several weekend afternoons each fall raking leaves. Many lawnmowers are now equipped with mulching capabilities, which can remove the need to rake. When leaves are mulched, they are minced into tiny pieces that
are left behind on the lawn. Such pieces are so small that they wonâ&#x20AC;&#x2122;t block air or light from reaching the grass, nor are they likely to harbor insects. But as these tiny pieces of leaves decompose, they enrich the soil with nutrients, so much so that some lawns may not even need to be fertilized in the fall.
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Moscow-Pullman Daily News & Lewiston Tribune | October 2017 |
Millions of middle-income homeowners stand to lose under “big 6” tax proposal National Association of Realtors \\ Jon Boughtin
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group of legislators and administration leaders known as the “Big 6” released an outline for comprehensive tax reform that if enacted, according to the National Association of Realtors®, could lead to a tax on homeownership for millions. According to the Big 6’s framework for tax reform, changes to the current tax code would eliminate important provisions, such as the state and local tax deduction, while nearly doubling the standard deduction and eliminating personal and dependency exemptions. NAR believes the result would all but nullify the incentive to purchase a home for most, amounting to a de facto tax
increase on homeowners, putting home values across the country at risk and ensuring that only the top 5 percent of Americans have the opportunity to benefit from the mortgage interest deduction. NAR President William E. Brown, a second-generation Realtor ® from Alamo, California and founder of Investment Properties said that the proposal reaffirms Realtors ®’ concerns from earlier in the year and urged lawmakers to keep homeowners in mind as they proceed with comprehensive tax reform with the following statement: “We have always said that tax reform – a worthy endeavor – should first do no harm to homeowners. The tax framework released by the Big 6 today missed that goal. “This proposal recommends a backdoor elimination of the mortgage interest deduction for all but the top 5 percent who would still itemize their deductions. “When combined with the elimination of the state and local tax deduction, these efforts represent a tax increase on millions of middle-class homeowners. That tax increase flies in the face of a reform effort ostensibly aimed at lowering the tax burden for Americans. At the same time, the lost incentive to purchase a home could cause home values to fall. “Plummeting home values are a poor housewarming gift for recent homebuyers and a tremendous blow to older Americans who depend on their home to provide a nest egg for retirement. “Congress can still score a win for American families by promoting lower rates and comprehensive reform that doesn’t single out homeowners for a tax hike, while also preserving important investment incentives like 1031 like-kind exchanges. We look forward to continuing the discussion in the weeks and months ahead.” The National Association of Realtors ®, “The Voice for Real Estate,” is America’s largest trade association, representing 1.2 million members involved in all aspects of the residential and commercial real estate industries.
10 | October 2017 | Moscow-Pullman Daily News & Lewiston Tribune
Palouse Living
Home is not just a place, it’s a feeling. Everyone has goals, but not always a plan to reach them. We can help you find home financing options to meet your needs, whether you’re: • Purchasing your first home • Looking to buy a second home • Interested in buying an investment property And, with our PriorityBuyer® preapproval, you can shop for your home with confidence. Your home financing matters, contact me today. Rachel Ellen Laine Home Mortgage Consultant Office: 208-883-5659, Cell: 208-874-2452 rachel.e.laine@wellsfargo.com www.wfhm.com/rachel-laine NMLSR ID 1015986
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Moscow-Pullman Daily News & Lewiston Tribune | October 2017 | 11
Bringing warmth and smiles to area kids Join Coldwell Banker Tomlinson in Supporting Coats 4 Kids! Coldwell Banker Tomlinson Real Estate is asking for your donations of new or gently worn children’s coats for “Coats 4 Kids.” Your donated coats will be sorted and distributed to area youngsters in need of winter clothing. Please sort through coats your children have outgrown to nd some that are still usable. Drop off your new or gently used children’s coats September 1st to October 31st Coats may be dropped off at the following locations: COLDWELL BANKER TOMLINSON 217 S. Main, Moscow
ALLEGRA PRINT & IMAGING 507 S. Main, Moscow
UMPQUA BANK MOSCOW ELEMENTARY SCHOOLS 424 S. Main, Troy Lena Whitmore, McDonald, 609 S. Washington, Moscow J. Russell, West Park
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Stephanie Clark (509) 595-2798
Eve Fortenbery (208) 301-8698
Patti Green-Kent (509) 595-3740
Linda Hartford (509) 432-9030
Amy Honeywell (509) 432-9329
Melanie Lange (509) 553-9451
Debbie Lawrence (208) 301-0108
Shannon May (208) 892-9256
Bill Morscheck (509) 332-9088
Kathy Motley (509) 432-6561
Mick Nazerali (206) 794-7860
Connie Newman (509) 595-1443
Darl Roberts (509) 432-1642
405 S. Grand Ave., Pullman (509) 334-0562 www.cbtpullman.com
217 S. Main St., Moscow (208) 882-0800 www.cbtmoscow.com
12 | October 2017 | Moscow-Pullman Daily News & Lewiston Tribune
Palouse Living