12/30/2009 - Dakota County Tribune Business Weekly by Dakota County Tribune

1938 1977 1955

Electric cooperative brings lights to area 7A Shoppers flock to Burnsville Center 8A Crude oil flows at refinery 9A

dakotacountytribune.biz dakotacountytribune.biz

DATE ##, 2009 DECEMBER 31, 2009

VOLUME 30, NUMBER # VOLUME 30, NUMBER 44

Dakota County Tribune Since 1884

INSIDE BIZ

See how much we have grown

FORUM

Hennepin County commissioners didn’t make the right decision when taxing to build a baseball stadium. PHIL 4A KRINKIE

Newspaper has documented the important moments in the county’s business history by Tad Johnson

FORUM

DAKOTA COUNTY TRIBUNE

In recognition of the link between the Dakota County Tribune and local businesses over the news- The farm home of Soren N. Mickelson in 1938 when REA brought electricity to paper’s 125-year history, the Dakota County Tribune rural Farmington. is re-printing some stories from its archives about the pivotal moments in the county’s business history. We hope readers will find the stories informative and inspirational. It is interesting to see how far some of the county’s business have grown and progressed from their beginnings, sometimes humble and other times very ambitious. For an employee of Dakota Electric to realize how important it was to bring light to rural Farmington in 1938 is a transforming process. For a Flint Hills Resources technician to read about how oil was refined in 1955 is to realize how much the technology has improved. We have included several photos from the businesses because we know that seeing the change is just as important as reading about it. If you have some suggestions of other touchstone moments in the county’s business history that we can republish, e-mail me at tad.johnson@ecm-inc.com.

125 YEARS OF DAKOTA COUNTY BUSINESS

JOE WITT

The frequent criticism that banks have not been lending to businesses and consumers is unwarranted. 4A

BUSINESS 101

We should be encouraging our entrepreneurs to bring the United States out of its current economic recession. RON 5A THOMAS BEST PRACTICES

Resolve in the new year to make this the best 12 months for organizing a plan for promoting your company. STACEY 5A ACKERMAN COLUMNIST

off Rosemount at the Air Traffic Control Center, Eli Terry Eliason T Farmington, in 1958.

ipment in the A maze of vessels, pipes and equ unt oil refinemo main processing area of the Ros ery in 1959.

Dakota County’s business history is inextricably linked to stories in the pages of this, the longest-running newspaper in the TAD county. JOHNSON 6A

125 Years of Dakota County Business on pages 6-12

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General 952-894-1111 Distribution 952-846-2070 Advertising 952-846-2011

The groundbreaking for a new Enggren’s food store in downtown Lakeville in 1978.

December 31, 2009 DAKOTA COUNTY TRIBUNE BUSINESS WEEKLY

Capitol Commerce

Kline running for re-election, talking issues Some new U.S. representative says Republicans will do well in the 2010 election by T.W. Budig ECM CAPITOL REPORTER

Second District Congressman John Kline, RLakeville, is seeking a fifth term in the U.S. House. “I am,” Kline said not unexpectedly when asked whether he planned to run again. His campaign has raised at least $600,000 so far, and he said the campaign expects to spends about a million and a half dollars on his re-election. Kline expects 6th Congressional District Congresswoman Michele Bachmann, R-Stillwater, and 3rd Congressional District Congressman Erik Paulsen, R-Eden Prairie, and himself to do well next November. He thinks Republicans nationally will do well, pointing to predictions of some pundits suggesting Republicans will gain seats and even retake the U.S. House. “That’s a dream very few of us could have six months ago,” said Kline, speaking to reporters at informal question-and-answer session in a St. Paul coffee shop, about taking back the House. “And it’s a dream now that’s starting to have legs,” he said, adding that Republicans have started talking among themselves of possibly recapturing the House. Kline points to the public’s reaction to health care and other issues as tipping

Photo by T.W. Budig

U.S. Rep. John Kline, R-Lakeville, talks to supporters after defeating Iraq War veteran Steve Sarvi in the 2008 election. momentum to Republicans. Talking health care, Kline characterized Democrats’ handling of the health care debate in the Senate as “grotesque.” He guesses the House will vote on the Senate health care bill, once passed, instead of a conference committee bill. Changing the Senate language at all in conference committee could mean

supporters would not be able to get the conference committee bill through the Senate. It’s that close, Kline said. “I don’t think it gets a Republican vote,” Kline said of action in the House. Asked who was the leader of the Republican Party, Kline questioned whether the party had a single leader. Rather, there’s a number of voices, which Kline be-

lieves is healthy. “But there isn’t ‘The Voice’ of the Republican Party,” he said. Kline is a “big fan” of Gov. Tim Pawlenty and said he has encouraged the governor to run for president. Talking for a moment about Bachmann, Kline said the congresswoman has become a national voice for Republicans. “She certainly has a very

ardent following,” he said. Bachmann has lots of admirers among her congressional colleagues, and “she’s unafraid to speak up,” Kline said. According to a poll released today by Public Policy Polling, a firm out of North Carolina Republican activists tag as Democrataffiliated, Bachmann leads DFLer Maureen Reed 5337 percent and DFLer Sen. Tarryl Clark 55-37 percent. But the pollsters added that Reed’s and Clark’s numbers could improve as voters become better acquainted with them. As for Kline’s competition, Dan Powers of Burnsville is the only officially announced Democrat seeking the party’s endorsement in the 2nd District. Powers, who holds a commercial pilot’s license and has long ties to the roofing industry, said he had considering running last election, but a late entry and concerns about campaign funding had him back off. Kline has handily defeated Democrat candidates in the past three elections. His foes have included Iraq War veteran Steve Sarvi, FBI whistle-blower Coleen Rowley and former Burnsville City Council Member Teresa Daly. T.W. Budig is at tim.budig@ ecm-inc.com.

laws start in new year by T.W. Budig ECM CAPITOL REPORTER

A number of new laws lawmakers passed last session will go into effect with the turn of the year. One new law, carried in the Senate by Sen. Sandy Rummel, DFL-White Bear Lake, bans the sales of cups and bottles for use by children under age 3 that contain the chemical Bisphenol-A – a chemical deemed hazardous. Another new law requires nonresidents to purchase an allterrain vehicle trail pass if they want to ride an ATV on state or grant-in-aid trails. The annual pass costs $20. One new law carried by Rep. Gail Kulick Jackson, DFL-Milaca, deals with guardianship and protective orders from other states as interpreted in Minnesota, according to the House Public Information review of new laws. Another new law, carried by two big city lawmakers, will require most metro residents to use plastic bags for yard waste that have been deemed compostable by the American Society for Testing and Materials. Bags deemed acceptable for use under the new law must carry the ASTM seal of approval. Big cities with organized yard waste collection systems are exempted from the law until Jan. 1, 2013. People selling non-certified trash bags could face fines up to $5,000.

More funds for Small Business Association recovery loan programs to support $4.5 billion in small business lending President Obama signed on Saturday, Dec. 26 the U.S. Department of Defense appropriations bill, which included $125 million to continue through Feb. 28, 2010, the enhancements made possible through the American Recovery and Reinvestment Act to the Small Business Association’s two largest loan programs. The SBA estimates the additional funding will support $4.5 billion in small business lending. New approvals of loans with the higher guarantee and reduced fees made possible by ARRA are expected to begin by Dec. 28. Loan applications from borrowers who chose to be

placed in the SBA’s Recovery Loan Queue will be funded first, followed by new loan approvals beginning on or before Dec. 28. “This administration and Congress recognize that these key programs were successful in helping jump-start the economic recovery for America’s small businesses,” said SBA Administrator Karen Mills. “The increased guarantee and reduced fees on SBA loans helped put more than $16.5 billion in the hands of small business owners and brought more than 1,200 lenders back to SBA loan programs. The extension of these programs through February is important to continuing our

path toward recovery and will mean thousands more small business owners have access to the credit they need. “Just two weeks ago, President Obama laid out key aspects of his jobs plan, including significant ongoing support for small businesses. We will continue to work with Congress on moving those proposals forward, including extending these loan enhancements as the president called for, to ensure that small business owners have the tools they need to drive economic growth and create jobs in communities all across the country.” As part of ARRA, SBA received $730 million,

which included $375 million to increase the SBA guarantee on 7(a) loans to 90 percent and to waive borrower fees on most 7(a) and 504 loans. More information about the waived fees can be found www. sba.gov/idc/groups/public/ documents/sba_homepage/news_release_09-17. pdf. The funds for these programs were exhausted on Nov. 23. SBA created the Recovery Loan Queue as part of its transition back to pre-ARRA lending on Nov. 23 because previously approved loans are sometimes canceled or never disbursed for a variety of reasons. Eligible small

businesses, in consultation with their lender, could choose to be placed in the queue for possible approval of an ARRA loan if funding became available. Currently there are 1,069 loans totaling almost $530 million in the Recovery Loan Queue. The extension included in the DOD bill authorizes the higher guarantee levels through Feb. 28, 2010. The fee relief is authorized until this additional funding is exhausted or the end of the fiscal year, whichever comes first. As was the case in November, SBA will transition into a queue system as the funds start to wind down in order to ensure the maximum simula-

tive effect of the programs and disbursement of funds. For non-ARRA 7(a) or 504 loans funded during the transition period, this extension does not provide a retroactive guarantee or waived fees. Loans that were funded under nonARRA terms cannot be canceled and resubmitted to take advantage of the ARRA extension provisions. This extension does not affect other SBA ARRA programs, including the America’s Recovery Capital (ARC) loan program or the agency’s microloans. ARRA funding still remains for both of those programs.

DAKOTA COUNTY TRIBUNE BUSINESS WEEKLY December 31, 2009

Buzz People, places and pursuits creating buzz in Dakota County business this week as submitted by the local business community

Accolades DIANE HAGLER 2009 Twin Cities Professional Photographers Association David Award Recipient Hagler Photography Burnsville

Diane Hagler, who holds the PPA master of photography and photographic craftman degrees, was recently honored with the David Award. The David Award is given annually to recognize service above and beyond the call of duty to the Twin Cities Professional Photographers Association. Hagler served on the board, and became president for two terms. She also served through the chairs of the TCPPA as well as district councilor to the Minnesota Professional Photographers Association. Hagler has been known to welcome new members to the TCPPA with practical jokes and humor and her motto is: “If it’s not fun, I’m not doing it.” She is currently active in Business Women’s Network, the Burnsville Chamber of Commerce and serves as a mentor for middle school girls with Hope for Tomorrow. Following her dream Diane published a book called “Will Work for Bones,” which is a humorous photographic compilation of her beloved Rusty, a cavalier King Charles spaniel. Her studio is in the lower level of her Burnsville home providing sessions to children, families, high school seniors, business and pets. Her Web site is www.dianehaglerphotography.com.

Noteworthy NEW MEMBERS ENTER LAKEVILLE AREA CHAMBER OF COMMERCE New members of the Lakeville Area Chamber of Commerce as noted in its December newsletter are: • AFLAC/Rood, 16619 Imperial Way, Lakeville, (612) 236-6031 • Mathnasium Lakeville, 17581 Glasgow Avenue, Lakeville, (651) 2454848 • North Star Pump Service, 9245 247th St. W., Lakeville, (952) 4691422 • River City Mortgage, 10539 W. 165th St., Lakeville, (952) 898-4450 • Speegle Agency/Allstate Insurance, 10633 165th St. W., Suite A, Lakeville, (952) 388-1600.

Business Briefs

JBL COMPANIES COMPLETES SALE AND LEASE TRANSACTIONS

CITY OF FARMINGTON USING NIXLE TO KEEP PEOPLE INFORMED

DAKOTA COUNTY PLANS CHILD CARE VISIT REDUCTIONS

JBL Companies Inc. of Eagan has completed the following commercial real estate transactions: • Andy Manthei represented M & I Bank in the sale of the Waconia Shell Gas Station to Quik Stop of Waconia LLC. • Pat Cropsey represented Sterling State Bank in the sale of a condominium at Savage Business Lofts in Savage, Minnesota to Batteries Plus. • Manthei represented the landlord in a 2,070-square-foot lease transaction with Hirschbach at the Mendota Heights Executive Center. Ted Carlson of NAI Welsh Companies represented the tenant. • Manthei represented the landlord in a 1,500-square-foot lease transaction with River Bluffs Village at Mendota Heights Executive Center. • Manthei represented DDK Construction Inc. in the sale of Waters Drive Business Park, Unit 8 a 3,072-square-foot office condominium in Mendota Heights to WDBP Property, LLC. Founded in 1991, JBL offers comprehensive commercial real estate services in the areas of development, sales and leasing, property management, receiverships and building maintenance. The company specializes in office, industrial, medical and specialty real property assets.

The city of Farmington launched Nixle, a new community information service designed to deliver timely information to residents using the latest technology. Nixle delivers a free standard text message rates to cell phone subscribers who do not have text plans about neighborhoodlevel public safety and community event notifications by Web, e-mail and cell phone. There is no spam or advertising and subscribers decide what information to receive and whether to have it sent to a cell phone, e-mail or over the Web. Agencies all around the country have been actively working to increase their subscriber base. Register at www.nixle.com or at www. ci.farmington.mn.us.

Facing about $1.2 million in proposed 2010 budget cuts, Dakota County is planning to stop visiting most licensed child care providers annually. Instead, county social workers will inspect family child care programs every two years, unless there are concerns on the provider’s licensing history or it is a new provider. County Social Services Deputy Director Joan Granger-Kopesky said the department will prioritize urgent child protection and children’s mental health services. The department expects to reduce its number of annual visits from 850 to about 500. – Laura Adelmann

BURNSVILLE COMMUNITY FOUNDATION SELLS PAVERS The Burnsville Community Foundation wants to transform a public space in the Heart of the City into a permanent tribute to Burnsville soldiers and veterans. The nonprofit foundation is selling brick pavers for a Walk of Honor in Nicollet Commons Park. The walk will be a dedicated path on the north side of the park near the pavillion, foundation President Alan Spillers said. The pavers will carry personal inscriptions honoring Burnsville residents or former residents who are serving or have served in the military. Veterans may be living or deceased. The military pavers will come in two sizes: 8 inches by 4 inches and 8 inches by 8 inches. Contributions will be $125 for the smaller ones and $250 for the larger ones. For information on ordering a Walk of Honor paver, call (952) 953-7442.

RETIRED LAKEVILLE DOCTOR REPRIMANDED BY STATE A retired Lakeville doctor has been reprimanded by a state medical practice board for inappropriately prescribing medications to patients. Dr. Leonard J. Warren must pay a $4,653 civil penalty within six months, and if he wants to practice medicine in the state again he will have to meet with a complaint-review committee to discuss his practice plans. The reprimand was handed down by the Minnesota Board of Medical Practice. In the board’s reprimand, they noted Warren’s “unprofessional and unethical conduct, improper management of medical records, and prescribing a drug for other than medically accepted therapeutic purposes.” Before retiring, Warren practiced family medicine at Quello Clinics in Burnsville and Lakeville. His license is active until September 2010. Warren could not be reached for comment.

PROJECT’S COSTS SOAR $5.9 MILLION BEYOND BUDGET Dakota County’s largest and most expensive capital improvement project in history is millions over budget. The $19.6 million contract for reconstruction of the County Road 70 and I-35 bridge is nearly complete, but planning errors and high property appraisals contributed to a cost increase of $5.9 million. Driving the price jump is land acquisition, with settlement amounts averaging 59 percent above the appraised value, or $5.7 million over the original appraisals and $5.2 million over the project’s budgeted amount. “We had to settle separately with all of those landowners,” said County Commissioner Paul Krause, who represents Lakeville, where the project is located in a commercial area. In one case, the county settled with a landowner for $4 million, $2.7 million more than the property’s original appraised value of $1.3 million. – Laura Adelmann

Submission to Buzz The Dakota County Tribune Business Weekly includes promotions, new hires, retirements, awards and other such business news on the Buzz page. If you have an announcement you would like included in this part of the newspaper, send submissions by e-mail to tad.johnson@ecm-inc.com, fax to (952) 846-2010 or mail it to the Burnsville office at 12190 County Road 11, Burnsville, MN 55337. When sending a photo by e-mail be sure that it is 200 dpi or greater. Include a daytime phone number if someone from the newsroom needs to contact the business for additional information. Deadline is 5 p.m. Friday prior to Thursday edition. Submission of information does not guarantee publication. All items are subject to editing. Tips on what to include in the submission are: names, titles, dates, business name, brief description of the news taking place, brief description of the business, contact names and numbers.

Submissions to Buzz: www.DakotaCountyTribune.biz

December 31, 2009 DAKOTA COUNTY TRIBUNE BUSINESS WEEKLY

Forum Commentary and opinion regarding issues in the world of business and public policy

Hennepin County strikes out on health care by Phil Krinkie SPECIAL TO THE TRIBUNE

On Tuesday, Dec. 15, the Hennepin County Board of Commissioners debated the question of how much to increase the property tax levy for 2010. The recommendation from the county administrator was to set the levy increase at 3 percent. The board members decided at the last minute to hike the property tax levy by an additional 1.95 percent, setting the levy increase at 4.95 percent, because as Commissioner Mark Stenglein stated: “There’s just way too many unknowns out there – and knowns – for us to take any chances.” Wouldn’t it be nice to run your family budget that way? Just tell your boss you need a raise because, “There are just too many unknowns out there.” Most of the new tax revenue will go to meet additional expenses at the Hennepin County Medical Center. County taxpayers will subsidize the medical center to the tune of about $30 million for anticipated uncompensated care that the hospital will provide next year. The medical center’s budget required the added revenue from property owners primarily due to state budget cuts.

Guest Columnist Phil Krinkie

Last May, Gov. Tim Pawlenty vetoed the second year of funding for General Assistance Medical Care, a program which provides health care coverage for very low income Minnesotans. Because the medical center provides services to many low income and uninsured individuals, their reliance on state funding is more critical. However, let’s turn back the clock three years. Some of the same Hennepin County Commissioners that voted for the 4.95 percent tax increase were heavily lobbying the state Legislature to allow them to increase the sales tax in Hennepin County to fund a new $500 million Twins stadium. The commissioners were opposed to allowing a taxpayer referendum on the .15 percent sales tax increase. In 2006, Hennepin County got what they asked for from the Legislature, a 0.15 percent sales tax increase, which occurred without

a vote of the people. This new sales tax generates $30 million a year. They got their new half a billion dollar Twins Stadium and as the ballpark neared completion, many commissioners could be seen grinning from ear to ear like a proud new father. But oh how the tune has changed with the reality of the state funding reductions for health care starting to set in. Last week, in testimony before a House Health Care policy and finance committee, Commissioner Mike Opat said: “It was irresponsible for the state to abdicate its responsibility.” How quickly things change. It was just three years ago that Opat was leading the charge to raise sales taxes by $30 million a year to build a new ballpark and now he is blaming the state because their county hospital has a budget crisis. And what is Opat’s solution to the county budget problem – raise taxes. It is more than ironic that Hennepin County’s subsidy to their medical center is $30 million – the same amount of the sales tax they imposed to pay for their new half a billion ballpark. No one can predict the future, least of all Hennepin County commissioners. But

the lesson all elected officials should learn from this example is: You can’t have it all. Funding a half of billion ballpark, was not the proper role for Hennepin County – providing needed health care services for low income residents is the responsibility of the county. As former speaker of the House Steve Sviggum would say: “Keep the main thing, the main thing.” Hennepin County commissions usurped their role in pushing for a new tax to fund the Twins ballpark and now Hennepin County residents will face another tax increase to provide necessary health care for their low income residents. In the midst of an economic recession with high unemployment and record home foreclosures, raising property taxes by 4.95 percent is what is really irresponsible. Phil Krinkie is a former Republican state representative from Lino Lakes and the president of the Taxpayers League of Minnesota. The eight-term lawmaker chaired the House Tax Committee and two other House panels. Krinkie’s e-mail is at: philk@taxpayersleague.org.

Despite what some say, banks are lending by Joe Witt SPECIAL TO THE TRIBUNE

Earlier this month, President Obama urged leaders of the nation’s largest banks to find creative ways to free up lending. The messaging was interesting. First, he blamed the bankers for causing the financial crisis by lending too much, and then he blamed them again for causing high joblessness by lending too little. Is it true that banks are not lending? Have the local banks made a decision not to make loans to qualified borrowers? It is certainly not true in Minnesota. In Minnesota FDIC data shows that bank lending has increased six of the past seven quarters. Even though we are in the midst of a recession, bank lending has held strong, which is a positive thing. Despite that fact, there continues to be some great misconceptions about lending. First, let’s define just what is a bank and what is not. While traditional, FDIC-insured banks have been lending, overall lending from all sources is down. Thirty years ago, banks provided about 60 percent of all lending, but today traditional banks provide less than 30 percent. It is the nonbank lenders that have all but disappeared. Two years ago, everyone wanted to be a bank. If you saw an advertisement for a lender, it was more likely to be an advertisement for an insurance company, a mortgage company or an investment brokerage house than for a traditional bank. That situation is not happening anymore. The non-bank lenders have scaled back their lending volumes considerably. Second, consider the elementary prin-

Guest Columnist Joe Witt

ciple of “supply and demand” in today’s lending market. Banks have been experiencing a decrease in loan demand from qualified commercial borrowers. Previous recessions have shown that it typically takes 13 months after the recession for business confidence to return and credit to return to pre-recession levels. In a recent survey by the National Federation of Independent Businesses, only 10 percent of small-business owners reported problems obtaining financing. The government’s own data tells the same story. Banks have approved, but businesses have chosen not to utilize, $6 trillion worth of lines of credit. Small-business owners are reportedly more concerned about other issues, namely the uncertainty around when the taxes will arrive to pay for Washington’s spending binge, how much health-care reform will cost, and the impact of cap-and-trade legislation. For banks to drastically increase lending there needs to be an adequate amount of qualified demand. Banks do not turn down loan applications because they do not want to lend. Lending is what banks do! Lending is how banks make money. Imploring a bank to lend more money is a bit like urging Best Buy to sell more

electronics. If they could, they would. It should also be understood that traditional banks find themselves caught in the middle of a battle between conflicting government objectives. It is difficult to respond to the calls of Congress to increase lending to stimulate the economy, while dealing with increased scrutiny from bank regulators. Balancing lending with regulation is like driving a car. Congress and the Treasury want to go faster with their foot on the gas, while bank regulators want a foot riding the brake. Here we have two distinctly different messages. These mixed messages are akin to having one parent tell you that your curfew is 10 p.m., while the other parent allows you to come sneaking in at 2 a.m. Public officials want stronger government regulation, yet they also want banks to open up the vaults and lend more. Regulators are asking more questions of the banks they examine, and in turn bankers are asking more questions of their borrowers. The banks are doing their best to balance these conflicting directives. Our banks are seeing real challenges in this tough economy. Even in the midst of this recession, Minnesota’s traditional banks stand ready to help drive the local economy by making good loans to qualified borrowers. Joe Witt is president/CEO of the Minnesota Bankers Association. The association was founded in 1889 and represents 95 percent of Minnesota’s 421 chartered banks.

Submissions to Forum: www.DakotaCountyTribune.biz

Dakota County Tribune BUSINESS WEEKLY

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Publisher ............................ Julian Andersen President ........................ Marge Winkelman General Manager, Editor ...... Larry Werner Managing Editor .....................Tad Johnson Sales Manager ........................Mike Jetchick Production Manager............. Ellen Reierson Business Manager.................... Eva Mooney

Business briefs ...... darcy.odden@ecm-inc.com Story ideas ...............tad.johnson@ecm-inc.com Letters ......................tad.johnson@ecm-inc.com Advertising ..................... ads.dct@ecm-inc.com Entered as periodical matter at the post office at Burnsville, Minnesota. Periodicals postage paid at Burnsville, Minnesota. Issued weekly from an office in Burnsville.

Office Hours: 9 a.m. - 5 p.m. Monday - Thursday 9 a.m. - 3 p.m. - Friday

12190 County Road 11 Burnsville, MN 55337 952-894-1111 fax 952-846-2010

DAKOTA COUNTY TRIBUNE BUSINESS WEEKLY December 31, 2009

Business 101

Encourage an entrepreneur to solve economic woes by Ronald E. Thomas SPECIAL TO THE TRIBUNE

In the midst of a bleak economic outlook, facile tips and theories regarding how to survive the downturn and make things better aren’t enough. Entrepreneurs need examples of successful ideas turned into action to gain the confidence necessary in the current business climate. A great example of this demand for action comes from Dan Senor and Saul Singer’s book “Start Up Nation,” an insightful and thought-provoking look at the entrepreneurial model found in Israeli culture. In the first chapter, the authors describe Israeli entrepreneur Shai Agassi’s participation at the Forum for Young Leaders, where he was challenged to find a way to make the world a “better place” by 2030. His idea was to make one country completely oil-independent, thereby inspiring a domino effect of oil-independent nations across the globe. When current Israeli president Shimon Peres heard Agassi’s idea, he called Agassi to offer support and ask an important question. A question, perhaps, we all need to ask when we consider ideas and

Make It Happen Ronald E. Thomas

suggestions: “Nice speech, but what are you going to do?” After being encouraged by Peres to pursue his idea, Agassi took action, becoming founder and CEO of Better Place in January 2008. The company quickly became the world’s leading electric vehicle service provider and through a partnership with Renault, is working to develop exchangeable batteries, as well as the infrastructure and operations to support electric vehicles. The company’s work has such appeal that Agassi initially raised $200 million for the project, followed by an additional $135 million in 2009, garnering massive attention and support around the globe. While Agassi’s story is one example of the kind of words-into-action approach we need, there are even more examples of inspired entrepreneurship close to home. One such example of local entrepreneurial success is found with Noelia Urzua

Garcia and Minneapolis-based La Loma Tamales. Noelia left her tiny village of Quebrantadero in the Mexican state of Morelos 16 years ago to move to Minnesota. After working in the Twin Cities food service industry for a few years, Noelia decided to flex her entrepreneurial muscles and, with her husband, Enrique Garcia Salazar, founded the La Loma Coffee Shop at Mercado Central in Minneapolis. Renting kitchen space by the hour, the couple watched as the tamales that Noelia’s mother had taught her to make as a young girl emerged as the cornerstone of La Loma. The modest coffee shop evolved into Cafeteria La Loma and now sells as many as 2,500 tamales a day. Noelia and Enrique have gone on to found La Loma Mexican Restaurants at the Midtown Global Market in Minneapolis and Plaza Latina in St. Paul, a catering business, and a wholesale tamale business that serves more than 260 stores in Minnesota and is on track to expand its sales nationwide. La Loma now has 35 employees, many long-

standing, and annual sales topping $2.5 million. When asked for the ingredients to her entrepreneurial success, Noelia credits thoroughly researched business plans and treating her employees like treasured members of her family, saying that La Loma’s employees are the real key to why the company is prospering. Noelia also spotlights education as a crucially important component of any entrepreneurial journey. Five years ago, she decided to improve her English, which led her to Dakota County Technical College. Since then, not only has Noelia improved her English, but also has taken a full array of business entrepreneur courses and will earn her degree in supervisory management by May of 2010. Her education not only helped her grow as a person, but also helped her business grow, too. As a result of her hard

Best Practices

Stay ahead of the marketing game by Stacey Ackerman SPECIAL TO THE TRIBUNE

Happy New Year! It is now time to detox from the stress and chaos of the holiday season and focus on the year ahead. The start of a new year is a wonderful time because we get to wipe the slate clean. All of the broken promises we made can be put in the past as we define our business goals for the coming year. I encourage you to set aside a full day this month to reflect on last year and set goals for the coming year. It is best to spend the day away from your every day environment and go to your favorite coffee shop, library, book store or café. As a small business owner, the only way to grow is to analyze where you’ve been. When you know what’s worked well to grow your business in the past, you can continue those efforts. When you are aware of areas that didn’t achieve the

Guest Columnist Stacey Ackerman

results you were hoping for, you can redirect your marketing dollars in a new direction. When analyzing your last year’s marketing efforts, you don’t need a high-tech solution. A simple spreadsheet will do the trick. List out every vehicle you used last year to attract clients including newsletters, advertising, directory listings, associations, trade shows or public relations efforts. Then, tally up how many new clients were obtained from each vehicle. Remember, some marketing tactics have a longer lifecycle and may not be quantifiable. For instance, a sign showcasing your logo increasing your brand presence, but is not a measurable tactic. And, donating to a community group is good

marketing because it increases goodwill, but it is also difficult to measure. W h e n planning for 2010, look at your overall business goals. Start with the big picture, and then work down to the specifics. It’s only when you know where you want to go that you will get their effectively.

time each week to work ON your business, not IN your business. 6. Utilize the talent around you. Don’t try to be an expert at everything. The most successful people surround themselves with key players. 7. Always be moving forward. Keep up your marketing efforts in good times and bad. 8. Be open to new ideas. Without change everything stays the same. Top 10 business 9. Take the time to learn what your customers reresolutions ally want, not just what you 1. Take a day to reflect on want to sell them. last year’s progress and learn 10. Track and measure from your mistakes. your marketing efforts all 2. Set measurable growth year long. goals for 2008. 3. Put together a marketStacey Ackerman, runs Small ing budget and stick to it. Business Builders, a marWithout a budget, it’s easy keting consulting business. to overspend. She is a speaker, writer and 4. Create a workable aninstructor on small business nual marketing plan based marketing. She can be reached on your goals, budget and at sackerman@smallbusinessmanpower. builders.com. 5. Set aside dedicated

work and success, Noelia recently received the honor of being named the seventh annual NACCE Entrepreneur of the Year. These two examples only begin to tap the barrel of entrepreneurial success. In fact, an article that appeared in the Wall Street Journal on Nov. 6 of this year entitled “New Business, Not Small Business, Is What Creates Jobs,” stated that as recently as 2007, two-thirds of all new job

creation resulted from new businesses. If true, then not only do we have a plethora of success stories, but we may also have the beginning of an action plan to revitalize the economy: create new businesses in order to generate new jobs. Certainly, this is easier said than done, but I believe one way we can breathe new life into the entrepreneurial spirit of this country is by sharing success stories like those of Shai Agassi and Noelia Garcia. Over the next few months, please send your own entrepreneurial success stories to me at ron. thomas@dctc.edu. Your stories will inspire prospective entrepreneurs and small business owners across the nation and demonstrate that the programs and ideas produced by higher education, private foundations and government have been effectively put into action. I look forward to hearing from you. Ron Thomas is president of Dakota County Technical College in Rosemount.

Companies facilitate Hands-On Workshop for tech students Lakeville South High School recently hosted the Hands-On Workshop for southern Minnesota participants of the FIRST Robotics Competition and FIRST Tech Challenge facilitated by Apple Valley based EAC Product Development Solutions, a global provider of engineering products and services. Reaching more than 150,000 students in grades K-12 annually, FIRST (For Inspiration and Recognition of Science and Technology) has designed accessible, innovative mentor-based programs that build science, technology, engineering and math (STEM) skills. EAC sponsors several FIRST teams, and offers professionals to help the students learn the engineering technology to build and participate in the annual competitions. PTC, the Product Development Company, provides Pro/ ENGINEER and other software and services to FIRST teams. Each year, the teams are given a different challenge to design, build, and program robots. The Hands-on Workshop

was organized to help students better understand the fundamentals of virtual prototyping. The workshop used curriculum created by PTC, and allowed students and mentors the opportunity to put into practice the principles they were learning. “The curriculum is challenging, but the technology we teach offers the students a skill set to develop a feasible robot structure early in the design phase,” said Allen Caldwell, project engineer at EAC. “The FIRST program is about inspiring passion for science and technology. When the students gain tangible skills that help them improve their competitive edge, we see passion shining through.” EAC is a source for product development solutions for the manufacturing, engineering and design industries. EAC offers software, consulting, training, hardware, implementation and engineering services, addressing all aspects of the product development process. For more information on EAC, go online at www.eacpds. com.

December 31, 2009 DAKOTA COUNTY TRIBUNE BUSINESS WEEKLY

125 YEARS OF DAKOTA COUNTY BUSINESS For 125 years, newspaper has preserved business history by Tad Johnson DAKOTA COUNTY TRIBUNE

Rarely in business does anyone take the opportunity to look back at what happened with its operation in the past. This backward-looking perspective is counter to the typical mode of commerce, which is all about the future – the next challenge, innovation or change. Reviewing how far a company has come in the past week, month or year occurs occasionally. But it’s quite another thing to see where an operation was 25, 50 or even 100 years ago. Seeing how far business has progressed was the charge of the staff of the Dakota County Tribune as we unearthed pivotal reports about some of the county’s most prominent businesses for the Tribune’s final issue of 2009. Two thousand and nine was a pretty important year for the Dakota County Tribune. The newspaper turned 125 years old. It is quite possibly the longest-running business in the county. If not, it is probably among the top 10. The newspaper has been there to record business deals large and small including the starts of local employment giants such as Flint Hills Resources

Tribune Columnist Tad Johnson

in Rosemount, Burnsville Center and Blue Cross/Blue Shield in Eagan. Each of them has a unique story to tell that has largely been the responsibility of the reporters and editors of the Dakota County Tribune and Thisweek Newspapers. It may seem odd for some of our reporters and editors to see themselves as historians, but that’s part of our jobs. If the newspaper doesn’t report on a particular event, the documentation of that event for future generations is compromised. It is our job to determine and report on the most important stories to ensure our readers are informed. During the research for this edition, it was almost more interesting to read stories that were stumbled upon along the way. While digging through the Dakota Electric/Dakota County Rural Electrical Cooperative file at the Dakota County Historical Society (the best research library around), I noticed a story about an ancillary event in the company’s past

that illusthere to cover it. trates how If Ham didn’t take important the time to visualize and newspapers execute the iconic imare to docuage with the help from menting the a young photographer, county’s histhen it probably wouldn’t tory. have happened. The clipping stuffed We accept the reinside the bulging masponsibility to carry on nila folder was about the legacy of being there Eugene Clay, the forfor such important momer owner, editor, rements in our history. We porter and photograenjoy the task of coverpher for the Dakota ing and reporting on County Tribune. the kinds of events that The story, written serve as touchstone moin one of the Tribune’s ments. competing newspapers, In this age of Interthe Farmington Indenet reporting whose impendent, commemoages and words seem too rated Clay’s part in the The farm home of Soren N. Mickelson in 1938 when REA brought easily disposed of, the 50th anniversary of electricity to rural Farmington. printed word still matthe first time the Daters to us most. kota County Rural Electric for a front page photo to launch Eugene on a lifelong The business of journalcareer as a photographer, re- ism at the Dakota County Cooperative turned on the mark the event. Ham stationed Eugene porter and editor. lights in Farmington. Tribune and Thisweek behind the lens of a camDakota Electric officials Newspapers has journeyed During the 50-year celebration of Dakota Electric, era on the lawn outside So- recognized how important alongside the other drivers the cooperative’s current ren Mickelson’s farmhouse, the newspaper was to docu- of our economy in the south name, company officials three and a half miles south- menting their history that metro for 125 years. they went out of their way surprised Clay, who was west of Farmington. We hope to continue this Eugene took the timeto honor Clay by framing a trek through history side covering the event for the newspaper, by presenting elapsed photo while Ham page from his own newspa- by side with our business a framed front page of the ran to each window of the per for him. neighbors who make the “Up to that point the ride so much more interestDakota County Tribune house and flashed a camera countryside was dark. This ing. showcasing Clay’s picture bulb. The effect was that of the event marked the most imwhen the lights went on in rural Farmington for the light from the windows shin- portant change in lifestyle Tad Johnson is managing ing brightly against the sur- that the area has seen,” Ken editor of the Dakota County first time. communication Eugene was only 14 years rounding darkness. The pic- LaBoone, Tribune and Thisweek old in February 1938 when ture was printed on the front coordinator for Dakota ElecNewspapers. He can be his father, Ham, then editor page of the Tribune (and ap- tric, said at the time. reached at tad.johnson@ecmAnd the newspaper was of the Tribune, had an idea pears in this edition), helping inc.com. W Sept. 8, 1911 W

PAPERS ARE DRAWN

Articles of Incorpation for the Farmington Electric Light & Power Co. Drawn Only $1,000 MORE needed

Farmington People Should Not Hestitate in Raising the Amount Needed. Articles of incorpation have been drawn for the Farmington Electric Light & Power Co., and everything is ready to complete the organization as soon as another $1,000 worth of stock can be sold. The promoter, F.H. Eddy, has gone to Minneapolis where he thinks he may be

able to sell $500 worth of stock to friends. If he succeeds, there is no doubt but what the balance of the stock can be sold to Farmington parties. This is the closest we have come to the electric light proposition and seems to bad to let it fall through when so near completion.

Farmington has got to that point when she is no longer a trading post, but a little city bordering onto the metropolitan class. We should be more and can be more than we are. Heretofore our numbers were mostly well-to-do men who had made their stake on the farm and moved to town to spend the balance of their life enjoying a well-earned rest. These men are good citizens, in fact, the best on earth. Their lives have been simple, their comforts easily statisfied and the matter of sewage, electric lights and other comforts they have not given consideration, but Farmington opens wide her farms and bids them welcome just the same.

But were are being peopled by another class – the kind who believe in enjoying life in another way and they are willing to pay for it. We have traveling men, railroad engineers, firemen, conductors, brakemen and machinists who draw large salaries who ask for, and are willing to pay for these things and by installing them there would be others to move here. Now, if we expect to keep abreast with the damned and with what is to our own good we are not going to let this proposition drop for the want of $1,000. There is something like $400,000 deposited in the Farmington banks and with all this wealth at command it seems a shame that

a worthy proposition like this should go begging for such a small amount to make it a success. The failure of this proposition means a lack of energy and a keen intellect as to our interests. Citizens of Farmington, think well of the position of lighting our city with electric lights, the prestige it will give us and the standing we will have as compared with other towns of modern plans and ideas. Below is a list of the stockholders who have placed their names to the articles of incorporation, together with the amount of stock subscribed: F.H. Eddy – 40 A.H. Sprute – 3 C.A. Carlson – 3

P.J. Rembold – 3 E.L. Brackett – 3 E.P. Ruh – 3 Chris Etter – 3 T.H. Griebie– 2 C.S. Lewis – 3 A. Empey – 2 F.R. Blake – 1 Jos. Baltes – 1 H.W. Hosmer – 1 D. Moes – 1 Martin Simonson – 1 L.A. Whittier – 1 D.W. Phillips – 1 Dr. Sanford and Dr. Day have ache agreed to take three shares but have not yet signed up. Editor’s note: This story appeared on the front page of the newspaper without an author listed.

DAKOTA COUNTY TRIBUNE BUSINESS WEEKLY December 31, 2009

W F e b. 2 5 , 1 9 3 8 W

CURRENT TURNED ON MONDAY FARMERS SOUTH OF FARMINGTON GET FIRST ‘JUICE’ Officials of Co-Operative Are Present as Van Slyke and Gelder Throw Switch at Sub-station Monday was a “red letter” day for farmers of this county when electricity was turned on in a section of rural electrification lines south of Farmington. The electric switch was pulled by Harold Van Slyke, president, and C.H. Gelder, project superintendent of the Dakota County Electric CoOperative, in the presence of officers, directors and engineers of the county co-operative. Energization of the lines Monday furnished “juice” to the following farmers: Fred Peterson, George Bjodstrup, Mike Mickelson, S.N. Mickelson, Louis Johnson, A.A. Johnson, Leander Twidt, Carl Shirley, Axel Jensen, Louis Warweg, D.W. Burton, Charles Weisbrich, Shady Inn, Fred Ehlers, Fred Grove, Roy Harmer, J.W. Frame, Joe DeGross, Lyle Bogue, E.P. Ebeling, H.A. Batton, Louie Anderson, Matt Frame and Wm. G. Frame. Inver Grove farmers were scheduled to get electricity this week, likewise the New Trier section. Castle Rock and Waterford will be lit up next week, followed by Greenvale. An additional $23,000 allotment was announced Thursday of last week for Ea-

R.E.A. Illuminates Farm Home

Dakota Electric Sets Open House Nov. 17 by Phyllis Cummings Staff Writer

TOP PHOTO shows the illuminated farm home of Soren N. Mickelson, three and a half miles southwest of Farmington. The photo, a time exposure, was taken Monday night by the Dakota County Tribune several hours after the REA energy was turned on. Mr. Mickelson is a director and vice-president of the Dakota County Electric Co-Operative. LOWER PHOTO was taken Monday afternoon when the REA “juice” was turned on at the sub-station west of Farmington. Officers and directors of the Dakota County Electric Co-Operative and heads of the construction crews were present at the ceremony. Reading from left to right are: John Reinart, construction foreman for Langford Electric Co., Minneapolis; H.L. Lawrenz, county agent of Dakota County; Wm. Carnel, Randolph, director; Fred J. Grove, Farmington, director; L.J. Lubins, associate engineer Bannister Engineering Co., St. Paul; P.P. Schweich, Hampton, director; Soren N. Mickelson, Farmington, director and vice-president; P.C. Records, Castle Rock, director and secretary; Gust Kraft, Rosemount, director; Harold A. Van Slyke, Northfield, director and president; Percy R. Banister of the Banister Engineering Co., St. Paul; C.H. Gelder, Farmington, project superintendent, President Van Slyke and Supt. Gelder and throwing the electric switches. gantown farmers. The money will be used to build about 24 miles of additional lines, serving 80 customers. In all, The Dakota County Electric Co-Operative will

extend over 240 miles, serving 800 customers. The energy is being furnished wholesale by the Northern States Power company, the electricity entering

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In the lobby area of the new Dakota Electric Association, a Vicus Benjamin tree has been planted. Looking at the tree, which has a few leaves changing color, are, from the left, Oscar Soderlund, manager; Art Ackerson, chairman of the board of directors; Harlan Henke, member services director; and Dick LeMay, administrative assistant.

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the REA lines at the substation at the west edge of Farmington. The REA transformers have been installed on the west side of the Northern States Power Co. sub-station.

and heat storage design were a major feature. A heat recovery system from lighting to supplement heating system was installed and garage doors in heated areas were insulated. Adjustable office partitions were purchased so work areas can be rearranged if necessary. Office partitions are vinyl-covered to eliminate painting and decorating costs. A drive-up pay window and night depository for members’ convenience is located on the northwest corner of the building. The entire main building has a sprinkler system and fire alarm system with an emergency monitor panel. The environmentally-controlled computer room with Halon fire protection and monitoring has an alarm system. The heated, garage-storage area is provided for the hydraulic truck equipment. The garage also has an underground exhaust system for the vehicles. In front of the bulding a large parking area is provided for members as well as employees. At the former location on Third St. parking was limited to the streets. The average cost of the new famility to residenttial members is figured at 13.7 cents per month. General manager of the Dakota Electric Association is C. Oscar Soderlund. The board of directors consists of Henry Trapp, president; Raymond Rahn, vice president; Arleigh Thornberg, secretary; Glenn Anderson, treasurer; Arthur Ackerson, Arthur Berendt, Arthur Kimmes, Robert Morlan, Raymond Rother, directors; Harold (Hap) LeVander, Jr., attorney.

FARMINGTON – The Dakota Electric Association has schedules an open house from noon to 9 p.m. Friday, Nov. 17, at its new facility, located along Ash St. near Denmark Ave. in the southwestern portion of Farmington. There is 84,700 square feet in the structure which is primarily built of pre-cast concrete. Total cost of the new building is $2,537,604 and the main architectural firm was Ekberg Associates, Inc. The board of directors began planning a new facility in 1971 due to the growing needs of the association. After the board reviewed several architectural firms, they selected Ekberg Associates, Inc. to design the new facility. Bids were called for, and in August 1977, contracts were awarded and groundbreaking ceremonies followed. Oct. 16, the operations of the Dakota Electric Association transferred to the new office and warehouse facilities. The general construction costs of the building was $1,920585; mechanical, $327,580; and electrical, $289,440; totaling $2,537,604. The office area consists of 8,300 sq. ft.; warehouse, dock and service garage, 32,000 sq. ft.; and storage garage, 13,700, totalling 87,000 sq. ft. The general contractor was Witcher Construction Co.; mechanical contractor, Consolidated Plumbing and Heating Co., and electrical contractor was Kehne Electric Co., Inc. The building was designed with main features for heat and electric efficiency Editor’s note: A list of the coand other factors to reduce operative’s employees was also included in the story. costs. Electric heating and cooling with multizone units

In the reception area of the new building, Sally Nicolai will greet the members as they enter the building.

Harlan Henke looks over the many meters ready for installation in rural homes.

December 31, 2009 DAKOTA COUNTY TRIBUNE BUSINESS WEEKLY

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Projected Opening Date Is August 1977 –

Burnsville Center Awaits Merchants, Customers

LOCATED ON approximately 114 acres of land, the actual Burnsville Center complex covers a span of nearly 1.4 million square feet. Co. Rd. 42 (botom) is located on the north side of the complex. Buck Hill Rd. (left corner bottom) is located on the east end. Both roads allow access to parking areas. All’s quiet ... Empty halls and barren walls. No people loaded down with packages and gifts. But in looking around the building, images of store window mannequins and colored cloths stir the imagination. But for now Burnsville’s Shopping Center on Co. Rd. 42, just east of the Dakota County Library, is a huge building waiting to fill its empty shopping stalls. The center covers approximately 1.4 million square feet on 114 acres. Brown-hued bricks, laid cobblestone fashion, serve as walkways along the corridors. Approximately 165 stores, including Dayton’s, Sears, Powers, and JC Penney’s will be housed

within the center’s walls. The leasing program has begun. Ken Hekn, Homart Development Company, projects opening for August, 1977. Octagonal skylights, which appear as pyramidal domes from outdoors, focus natural light on several court areas inside. Wooden benches and planting structures, with carpeted walking areas, compose the courts. Cushioned benches are covered in bright yellow and orange colored, rough-textured fabric. The “team room” is a sunken central court 10 feet below the first floor. First and second floors “balcony” around this area. More skylights crown the court. Numerous tables and chairs will

serve shoppers who wish to relax and visit, or purchase refreshments. A center staircase leads all floors down. Ramps, located in this central area, serve as bridges which take shoppers from one floor to the next – beneficial for those who are handicapped or confined to a wheelchair. Escalators are also located within the building. Linear and geometric designs create an interesting visual appeal, even without the store fronts to complete the picture. However, time will not be long in passing before the center, the largest in the area, will be filled with customers. Quiet halls will echo with the voices of many.

W AUGUST 11, 1977 W

Shoppers cross the river, center packed for opening

A GRAND design of staircases and ramps interconnect at the central court area to lead all floors down to the tea room.

Grand opening festivities brought thousands of people to the new Burnsville shopping center Aug. 2. Festivities began at 9:30 a.m. Wednesday morning and continued through Sunday. BURNSVILLE – Sears, Powers, Dayton’s and 157 other stores formally “crossed the river” last week, leading the way for thousands of shoppers who attended Burnsville Center’s grand opening festivities Aug. 3. The center, developed by Homart Development Co., is located on Co. Rd. 42 at 35W. The action began at 9:30 Wednesday morning with the Burnsville High School jazz band striking some familiar notes.

Participants in the ribboncutting ceremony included comedian Pat Paulson, Miss Minnesota Debbie Cossette, Miss America 1976 Barbara Peterson, Burnsville Mayor Peter Ochsner, Miss Burnsville Junior Miss Terri Bocklund and several store managers. After a three-hour break, shoppers moved to the lower level of the center for more entertainment. The height of the two-hour program came when Paulson donned a grass

TEN FEET below first floor, located in the central area, is a “tea room.” This room will skirt and wig, danced and serve as the main rest area where shoppers can purchase food and refreshments. played the ukelele. Dancers from the School of Polynesian Dance in Minneapolis performed during the grand opening and throughout the remainder of the week. But the end of the grand opening festivities does not mean the end of entertainment for shoppers. A variety of events through August and September have been planned.

125 YEARS OF DAKOTA COUNTY BUSINESS

DAKOTA COUNTY TRIBUNE BUSINESS WEEKLY December 31, 2009

WMarch 7, 1952W

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Big Oil Refinery May Locate Near So. St. Paul Industry Coming to Pine Bend? It was disclosed last week that options on a 1000 acres of land at Pine Bend, in Inver Grove and Rosemount townships has been taken by Neal and Co., of Des Moines, Iowa. The land is bordering the Mississippi River, and connects with U.S. Highways 52, 55 and 56, also the Great Western and Rock Island railroad lines. Paul Neal Jr. of the Neal and Co., real estate firm repeatedly stated that he did not know the reasons for the land acquisitions, that he simply was the real estate agent in the deal. The purchase price on options exercised was figured to be around $200,000. An outright purchase was made of a 40 acre strip along the river for $5,000 from Harold F. Maltby. If that proposed industrial development proves to be a reality, promoters of the project may run into zoning restrictions it was revealed Wednesday of this week. Inver Grove township has a zoning ordinance and Rosemount will be voting on an ordinance March 11, explained elsewhere. THE CLEAN, fullyequipped laboratories (below) at the refinery provide constant hour-by-hour checks of product quality. FARMLAND six years ago – the state’s largest oil refinery today! This aerial view (below, right) of the Pine Bend refinery, looking to the southwest, shows the main refinery area in the center, and the 20 horizonatal bullet tanks in right foreground used to store propane gas. Not showing in the photograph are the administration building, the cafeteria, laboratory, change building and fire safety building, which are off to the left. Photos from Dec. 24, 1959 Dakota County Tribune

The largest oil refinery in Minnesota may be located in an area south of So. St. Paul, according to talk circulated late last weekend. One of the organizers of the Great Northern Oil Co., Sylvester Dayson, of Dallas, Texas, said construction of the refinery is dependent upon whether a pipeline is laid into the area from the northern Williston basin extending into Canada. “Ifs” qualified much of the discussion. But early this week, Floyd Metzen, chairman of the Dakota county board of commissioners, pinned the matter down, quite firmly, with the statement: “To my knowledge, the plan is going through. We (the county board) have sold property to this com-

pany through their agents.” Metzen estimated cost of the development at “roughly 26-million dollars.” He added that one of “the reasons the company picked Dakota county is because of its favorable tax structure. Possibilities Large Organizers of the oil company are talking about a refinery capable of processing 20,000 to 25,000 barrels of crude per day. The plans Dayson spoke of were first reported about two years ago in a story published at the time it was learned a company was interested in the Pine Bend area on both sides of Highways 56, 55 and 52. It was intimated at that time that an oil group

was behind the project. Options were taken on hundreds of acres of land. The area was described as follows by Commissioner Metzen: “It’s a half-to-three-quarters of a mile tract. It’s bounded on the west by the old Capitol Highway and on the east by the Mississippi river. I would guess, it runs about 3,000 acres. From 20 to 30 different property owners are involved down in that area.” If the refinery is built, it would be rather close to the site of this area’s first refinery, Northwestern Refining Co., which processed the first car of crude from the Williston basin strike and currently is handling about 15,000 barrels of oil daily at its St. Paul Park and New Brighton installations.

One other refinery operates in Minnesota. This installation is at Wrenshall, near Duluth. Great Northern’s plans have been subject to much talk in Upper Midwest oil circles since the firm received a government certificate of necessity two years ago to build a 24-million dollar refinery. The certificate would have permitted the company to speed up depreciation on part of the refinery’s cost in figuring its tax bill. When the firm took no further action, however, the certificate lapsed. Great Northern does not plan to sell gasoline or other petroleum products directly to consumers, it was learned. Instead it will sell its output to other oil companies.

WSept. 30, 1955W

Crude Oil Flow Begins At Refinery Pine Bend, Minnesota – First crude oil was flowing today through Minnesota’s newest and largest oil refinery, thus marking partial start of operations. At the turn of a wheel by W. J. Carthaus, President, and M.T. McCants, Plant Manger, the first unit of Great Northern Oil Company’s 25,000-barrel-per-day refinery here went “on stream” Tuesday morning (Sept. 27). Not for another three weeks, however, will the entire refinery be in full operation and the plant ready to begin making shipments of completely processed gasoline, fuel oil, propane, butane, and other products. That’s because, according to President Carthaus, equipment for each step in the processing operations must be put into service unit by unit. Only after two to five days of testing under normal operating procedures will each unit be pronounced ready for full operation and attention moved on to the next unit, he added. First unit into which oil flowed today is the “crude unit,” which separates the crude by fractionation into light and heavy naphthas No. 1 fuel oil, and reduced crude. Just 15 months ago – in April, 1954 – ground was broken for the new refinery, which covers a 970-acre site in Rosemount township. Nearly 1,000 construction workers have since been swarming over the grounds getting the complex mazes of

MAZE ... of vessels, pipes and equipment in the main processing area of the refinery shows up dramatically in this picture. The towering structure at right is the 30-story catalytic cracking tower, which is two stories higher than the First National Bank building under construction in Minneapolis. Photo from Dec. 24, 1959 Dakota County Tribune pipes, pumps, tanks and other at only half-capacity. Prod- chemical catalyst, it is split equipment ready for full op- ucts coming from the “crude into two portions: high ocunit” – gasoline, fuel oil and tane gasoline and fuel oil. eration. Still further processing Although this is the first reduced crude – will go into oil to actually enter the refin- storage in one or more of the and treatment of the gasoline ing sections, supplies of crude 41 tanks in the huge finished and fuel oils produced by the first began flowing through product tank farm, having a catalytic cracker is necessary Minnesota Pipe Line Com- capacity of 60,000,000 gal- before they will be pure and pany’s 256-mile pipe from lons. There they will be held in proper form for blending Clearbrook, Minnesota to in readiness, awaiting the with the products of the next refining stage. Pine Bend early this summer. next unit to go “on stream.” The final unit to go “on This second unit is the The supplies have been building up in the crude oil storage spectacular catalytic crack- stream” in the actual productanks at the refinery and have ing tower, which rises some tion of gasoline will be the now reached the total capac- 300 feet above the refinery polymerization unit. Here, site. There the tar separator the process is just the oppoity of 450,000 barrels. During the first two weeks, separates a very heavy resi- site of that in the cracking the plant will be operating due, which is pumped to the tower are united to form a coker. The light overhead high octane gasoline. This is fraction goes to the cracking followed by a special blendunit where, with the aid of a ing operation which finally

produces the finished regular and premium grades of gasoline for Minnesota motorists. When operating at full capacity – scheduled for the last of October – Great Northern refinery will produce more than 500,000 gallons of gasoline daily, plus No. 1 and No. 2 fuel oils, propane, butane, petroleum coke, and sulfur, Mr. Carthaus said. Much of the output of the refinery will be tailor-made for Socony Mobil Oil Company and will be marketed in Minnesota and nearby states. As the refinery went partially “on stream,” President Carthaus reported that the company fire-fighting equipment and fully-equipped first aid station were ready to operate. The equipment includes two fire engines carrying special chemicals which, when mixed with water, produce a flame-smothering foam. Employees have already been trained for emergency firefighting work, as part of the company’s elaborate safety program. Although refinery operations were off to a partial start, construction work will not be fully completed for a month or more, he added. Finals adjustments and tests of equipment must be made, all permanent installations and storage tanks will be painted, and roads in the area will be paved. Much of this work cannot be done until the Fluor Corporation, constructors of the refinery, remove the mass of construction equipment, cranes, tractors and hoists from the site.

10A

December 31, 2009 DAKOTA COUNTY TRIBUNE BUSINESS WEEKLY

WApril 25, 1968W

WDec. 19, 1968W

ARCHITECT’S sketch of a new Blue Cross building, construction of which is scheduled to begin June 1968, with completion sometime in the fall of 1969. The new building will be located on Highway 13 and Yankee Doodle Road, four miles southwest of the Mendota Bridge, in Eagan township.

Blue Cross To Build Based on final plans approved by the Blue Cross board of trustees, bids for the new Blue Cross building will be let May 15, according to Richard T. Crist, president. Construction of the new building is scheduled to begin in June, with completion estimated for October, 1969. The site for the new building was purchased nearly ten years ago in Eagan township, adjacent to Highway 13 and Yankee Doodle Road. Cost of the new building itself will approximate $5 million and will contain nearly 185,000 square feet of overall space. Space in the present Blue Cross building, and additional space now being leased, approximates 84,000 square feet. “The need for more space

and more modern facilities becomes more apparent,” explained Crist, ““when you consider how we’re scattered all over the place. We’re trying to conduct a business on an efficient and economical basis, yet important parts of the Blue Cross-MII function are located in four different areas, and the leasing costs are considerable.” The glass and steel building will be completely functional, and the design will take advantage of the site which overlooks the Minnesota River to the northwest. Present transportation routes to the location are excellent, but will be even better after occupancy of the building in 1969, according to Crist. Highways 494, 35W, 35E, Cedar Avenue and

Highway 36, will provide access from both Minneapolis and St. Paul. When completed, these routes will provide almost “through” driving to the new office from both cities. Commenting on the cost of the building and its future value, Crist said that “I have always thought of the new Blue Cross building as an investment, not an expense. For example, the land we purchased over ten years ago has more than doubled in value. Good real estate is an investment and held in the company’s reserves, is an excellent protection for Blue Cross members … and we know our new building site will continue to increase in value in the years ahead.”

WAug. 10, 1967W

AERIAL PHOTO OF CONSTRUCTION OF BLUE CROSS-MII BUILDING. —Photo from Southport plane.

Blue Cross $6 Million Building A new Blue Cross-MII building that will cost about $6 million is under construction at Highway 13 between Yankee Doodle and Blackhawk roads. The project was started on July 15, 1968 and a completion date of Dec. 1969 has been set. The building is 12 miles from the present Blue Cross building on University Avenue and four miles southwest of the Mendota Bridge.

Blue Cross Plans Shown at Eagan An architect for Minnesota Hospital Services Association (Blue Cross), A. C. Godward, of Minneapolis, received preliminary site layout for roads at a meeting of the Eagan township planning board, August 7, according to Chairman James Klingel. The Blue Cross is planning a large office building for about 500 persons at Highway 13 and Yankee Doodle Road, property which they

purchased several years ago. A representative of Coca Cola, Minneapolis, received preliminary plat of a site layout subject to the approval of the engineer. This firm plans to build in the Eagandale Industrial Park of the Rauenhorst Corporation, Edina. Wayne Winsor of 1455 Lone Oak road received approval for a preliminary plat of land in Section 16 east of Blackhawk road.

Gopher Smelting received recommendation of plans for a 130 x 60 storage building near Highway 49. Harvey Kirchner’s application for rezoning 10 acres at Dodd Road and County 30 from agricultural to residential was held over for further consideration. Wesley Schmidt, Route 2, Rosemount, had an informal discussion with the board on platting plans.

The new Blue Cross-MII building will have the most modern features and conveniences available. Lighting will be excellent, all floors will be carpeted and high fidelity music will serve the entire facility. There will be parking facilities for over 500 cars. The new building will be 540 ft. across the front and 90 ft. deep. Overall, the building will contain 185,000 sq. ft. The plans call for steel and

glass construction of the east and west walls … from the floor to the ceiling. These glass walls will be overlooking the countryside and the Minnesota River. The north and south walls will be of brick construction, with the supporting columns and decorative molding of unpainted, self-weathering steel. Time and the elements will turn this steel to a deep brown.

WSeptember 1978W

Makes camper from Tribune press plates

WOct. 28, 1978W

Enggren’s breaks ground for new store

$40 was the total investment for this pickup camper for Jim Thill, Farmington.

An audience of about 30 watched on a chilly October morning as the groundbreaking ceremonies were held for a new Enggren’s food store in downtown Lakeville. Included in the ceremony were Roger Storm, Marv Erdmann, Mayor Ed Mako, architect Francis Schuck, Super Valu sales manager Dave Haugen, John Enggren, Evelyn Enggren, Doreen Enggren, Jody Enggren, Lloyd Stenveck, Lois Enggren, Loel Jenke, Joel Enggren, and Jeff Enggren. This group didn’t do all the work pictured — construction workers began Friday morning.

Jim Thill, Farmington, discovered how to make a camper from used Tribune offset press plates for a total investment of $40. The pickup camper, which sleeps three, has an exterior of the aluminum press plates which printed various issues of the Dakota County Tribune. The plates are a top grade of aluminum .097 thick. He placed the printing toward the inside and boxed the metal for strength. He

borrowed a “crimper” from Sauber. The metal exterior was built around a wooden frame which was trimmed inside with tempered masonite panel he got from Frederick Willy’s factory. Bud Lehr of Farmington helped him build some cabinets inside. Where did he get the 1948 Ford pickup? He inherited that from his grandfather. The camper has all the comforts of home, curtains, stove, etc. However, there are

no “modern” bath facilities. Jim, who got a buck deer recently near McGregor, said the rig rides really smooth. The Ford only has 37,000 miles on it. The $40 price did not include the camping and hunting equipment, that’s just the camper itself. Not that we’re trying to sell them or anything, but persons can buy the used press plates for 25 cents each, or cheaper in larger quantities.

DAKOTA COUNTY TRIBUNE BUSINESS WEEKLY December 31, 2009

WOctober 1978W

11A

WSept. 7, 1967W

Chart House redecorated

UNIVAC’s New Three Million Dollar Building Ready

THIS IS a night view of the new UNIVAC building located in Eagan township on County Road 31. The structure, which is the 10th plant in the Twin Cities area for UNIVAC, is located on a 214-acre site. The building is now complete and ready for 800 of the company’s 10,000 employees. WAugust 1967W

Farmington’s Business District …

THIS PHOTOGRAPH shows the main business district of Farmington, looking northeast. Work on improvement of Second street is progressing. The town was begun in 1865 when the railroad came. The village charter was granted in 1872 after there were 500 residents. In 1900 the village was re-incorporated. WAugust 31, 1972W

Construction Moves Ahead At Area Vo-Tech Two views of the Chart House, former Kon Tiki club, are shown here. TOP is the main dining room, and the lower photo is of the captain’s table, a private dining area. Dan Ahmann, who recently held an open house, said the club will be limited to 2,000 members at the 23-acre site near Orchard Lake. They can accommodate 375 at one time at the club which is open evenings. The place has been completely redecorated in a natural theme. This winter there will be ski-do trails, and next summer they plan to fix up the pool. Ahmann, before coming to Lakeville, was employed by the Minnesota Valley Country Club, also the American Legion. The past three years he operated the Big Bottle liquor store in Bloomington. WAug. 31, 1972W

UNIVAC Plans Major Expansion EAGAN -- Univac Defense Systems Division of Sperry Rand Corporation announced the selection of The Architectural Alliance of Minneapolis for the design of a proposed major expansion of its facilities at Univac Park in Eagan Township, Minnesota. Engineering services under the contract are to be performed by Dunham Associates Inc. of Rapid City, South Dakota, and Minneapolis. The proposed facility expansion, which would more than double the available space at the 200-acre Univac Park, would permit con-

solidation of administration and engineering activities presently housed in several St. Paul area plants. No cost estimates are available for the proposed building. A company spokesman also stated that the program could be impacted by indecision in metro airport planning and particularly by the Levine detached runway proposal which it will continue to monitor “with deep concern.” Univac currently occupies over a million and a half square feet of space in the Twin Cities area, including 214,000 square feet in the Univac Park building. The

most recent major expansion of the Univac Twin City facilities occurred in September, 1971 when a 46,000 square foot addition to the plant on Shepard Road and West Seventh Street in St. Paul was opened. Construction began last month on a 7,200 square foot addition to the same plant with completion scheduled for late October, 1972. A spokesman said about 6,000 persons will be employed at Univac Park when new facilities are completed -- about 9,000 are presently employed by the firm in the metropolitan area.

Rosemount – Construction has been slow for the Dakota County Vocational Technical Institute now being built on County 42 and Akron in Rosemount. Work is now moving more rapidly since the construction strike ended, which had delayed work for weeks. Contractors completion date for the school has been moved up to April 7, 1973, according to Superintendent Harold Grudem. The building faces north, and the area under roof is at the northwest end of the building. When completed, the school will have 770 student stations and will be operating with two shifts to provide another 770 students each day. Designed by Pat McGuire for Haarstick Lundgren and Associations, McGuire is now also with the present firm of the George E. McGuire Architectural Planning Inc., who are guiding the completion of the project. Total cost is expected to be around $5 million. General contractor is Ernest M. Ganley Co., of Minneapolis with a base bid of $2,671,000. MM Peaslee has the Mechanical and Peoples Electric electrical contracts.

12A

December 31, 2009 DAKOTA COUNTY TRIBUNE BUSINESS WEEKLY

WMay 22, 1958W

W September 1978W

Air Traffic Center Getting Ready For Sept. 9 Dedication

Watching the radar scopes at the Air Traffic Control Center, Farmington, is Terry Eliason of Rosemount, one of the many controllers who receives aid from the giant computer complex which constantly feeds him information. The controller has constant radar and radio contact with the big planes, telling them the altitude to fly in order to prevent collision. Incidentally, Eliason is the controller who was recently honored by the federal government for saving the life of a child in a fire while he was off duty.

Apple Valley business district

APPLE VALLEY â&#x20AC;&#x201C; The Apple Valley business district shown in an aerial view, lies in the area near Cedar Ave. and Co. Rd. 42. Looking to the southwest, the Minnehaha Falls Nursery and Apple Valley Professional Building lie in the lower right of the picture with the Apple Valley Shopping Center across Cedar and the Apple Valley Square Shopping Center near the upper left across Co. Rd. 42. The intersection of Cedar and 42 is located at the extreme left and about the middle of the picture. Across the top is the South Apple Valley neighborhood and Carroll farmstead with Keller Lake in the extreme upper right. WMay 27, 1971W

DAKOTA DA D AKO OT TA C COUNTY OU O UN U NT N TY BUSINESS B USIN NE ESS

Is The Zoo Really Dead? The following item was written by Fred. J. Largen, mayor of the Village of Apple Valley. It asks a few pertinent questions:

by Fred J. Largen Is the Minnesota Zoological Garden really dead? Are the years of planning and the final design, which won a national award, all in vain? Is Minnesota to lose now the talents of Dr. Philip Ogilvie and his staff? Is Minnesota so smug that not only have we driven out and kept from coming in many industries because of our high tax structure but have we also, through our representatives in the Legislature, driven out a unique industry which has ecological and educational, as well as economic advantages, for the State of Minnesota. And what of our children? There was all kinds of fussing about the economics of the new zoo, but there was to be no charge for the children â&#x20AC;&#x201C; whether they were

black or white, yellow or red. Now there is no place for the children really to go except to go and see animals in cages, chewing at the paint on their bars, pacing in limited quarters, not out in the open in some semblance of freedom. And what about the animals themselves? Even in the wildest parts of Africa and India, there is concern about the survival of many species. The new Minnesota Zoological Garden held out hope for the prevention of the extinction of some species, hope for being a new breeding ground for some animals, a place where advanced medicine could be brought to bear on problems of wild life. Is the Minnesota Zoological Garden really dead? Do we have in the Legislature some men of courage, some men who are willing to say â&#x20AC;&#x201C; there is no time limit, there is no clock that has a right to stand in judgment of the future wild life of this planet.

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There is no clock that has a right to say to Dr. Ogilvie and his staff of competent men or to the Zoological Board, â&#x20AC;&#x153;Go to oblivion,â&#x20AC;? because the time ran out, or the pressure was too great for us. There is no mechanical voting board, which by some quirk or some fluke registered a yes instead of a no, and then cruelly a day later voted against the children of the State of Minnesota. Who knows if there was not another hand. Another Legislator who was ready to flip his switch from no to yes if he had had the time. Had the board read true, who knows whether or not there would not have been another that said, I have some questions about this thing but itâ&#x20AC;&#x2122;s too important to let go down the drain, which would have turned the tide. And so I say to the Governor and to our State Senators and to men in the Legislature, since the Legislature is going to have to continue

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to meet in special session, there is time for some courage to bring the zoo bill back. Letâ&#x20AC;&#x2122;s talk about it without the clock hanging over our heads and letâ&#x20AC;&#x2122;s give the time for the hand of another Legislator that might have been on the button to press it and say, yes, Iâ&#x20AC;&#x2122;m not going to vote against competent technical staff; I am not going to vote against the integrity of the Zoo Board and of the Zoo Society. I am not going to vote against the will of the majority of the people of Minnesota that was reflected in a recent poll. I am not going to vote against throwing between a quarter and a half million dollars away, which was spent on the top design in the nation on a new zoo. I am not going to throw away something to help our dwindling tourism and the economics of the State. I am not going to throw away something which can help literally to preserve the wild life not only of this nation but of this world. And I am not going to throw away one of the greatest opportunities for future educational experiences for the children of the State of Minnesota. Is there that kind of courage in the Legislature and in the Governorâ&#x20AC;&#x2122;s Office, in the leadership of the House and the Senate? Is there courage to say, â&#x20AC;&#x153;Weâ&#x20AC;&#x2122;re going to include the zoo bill in the special session, and weâ&#x20AC;&#x2122;re going to work on it, weâ&#x20AC;&#x2122;re going to find a way to make this magnificent possibility a reality.â&#x20AC;? Is there that kind of courage? Is the zoo bill really dead?

DAKOTA COUNTY TRIBUNE BUSINESS WEEKLY December 31, 2009

Calendar To submit an item for the Calendar, e-mail it to darcy.odden@ ecm-inc.com or fax (952) 8462010. Date-specific Dakota County Regional Chamber of Commerce events: • Thursday, Dec. 24, and Friday, Dec. 25, office closed. • Thursday, Dec. 31, and Friday, Jan. 1, office closed. • Thursday, Jan. 7, 7:30 to 8:30 a.m., The Buzz, WorkForce Center of Dakota County, 110 B & C, 1 West Mendota Road, West St. Paul. Are incomes in Dakota County going up or down? What does our labor force look like? How are we doing with foreclosures? Is our population growing? What do the trends look like in our population of seniors? Dakota County staff collect data and study trends about these and many other measures on behalf of the Dakota County Board of Commissioners. Now you can benefit from what they know. Jane Vanderpoel, management analyst for Dakota County, will be the presenter. Apple Valley Chamber of Commerce events: • Thursday, Jan. 28, 4:30 to 6:30 p.m., Business After Hours, James Barton DesignBuild, 5920 148th St. E., Apple Valley. Free. Information: tammy@applevalleychamber.com. Burnsville Chamber of Commerce events: • Tuesday, Jan. 5, 8 to 9 a.m., Chamber 101, Burnsville Chamber of Commerce, 101 W. Burnsville Parkway - Suite 150, Burnsville. Find out what the chamber has to offer. Pastries and coffee will be available. Free. RSVP: travis@burnsvillechamber.com or anne@burnsvillechamber.com. Lakeville Area Chamber of Commerce events: • Thursday, Dec. 24, and Friday, Dec. 25, office closed. • Wednesday, Jan. 6, 7:30 to 8:30 a.m., Breakfast Brew, ATA Leadership Academy. Ongoing Dakota Business Partners (networking group) meets every Tuesday at 8:30 a.m. at Enjoy! Restaurant in Apple Valley. For more information call at (651) 216-5406. Platinum Partners, a chapter of BNI, welcomes one representative from each profession and meets every Wednesday morning from 7:30 to 9 a.m. at the Lakeville Green Mill. To learn more, call Amy at (952) 226-7741. Creative Networking Pro-

fessionals (CNP) is a nonprofit business networking organization established in November 2003. The group meets at JoJo’s Rise and Wine in Burnsville from 8 to 9 a.m. the first and third Tuesday of each month. CNP is currently looking to add members to its group of 16 members. Only one person from each professional specialty is permitted to join. All participants should represent their primary occupation, not a parttime business. First two visits are free; thereafter the cost is $50 per year to cover overhead expenses. Contact Jeffrey L. Rothmeyer at (651) 463-8300 to find out if your profession is still available. Network Unlimited, a professional networking chapter, meets Tuesdays from 4:30 to 5:45 p.m. at Cherokee Sirloin Room, Cliff Road and Nicols Road, Eagan. To see if your category is open go to www. NetworkUnlimited.org. BNI – The Valley Networkers chapter of Business Networking Intl. meets Thursdays at 11:30 a.m. at the DCTC Apple Valley Site at 14200 Cedar Ave. BNI is a networking group for business owners who are looking to increase their revenue. Only one person from each profession. Bring your own lunch. For more information, call Nicole Blasing at (651) 331-9238 or visit www.bni-mn. com BNI-Networking will meet Wednesdays at 8:15 a.m. at Byerly’s Cafe in Eagan. Open to all professionals for referrals. For more information, call (651) 247-3200. Professional Referral Exchange of Burnsville meets every Wednesday for breakfast at Denny’s Restaurant. Meetings begin at 7 a.m. For more information, contact Jo Baecker, area director, at (612) 6185347 or visit the Web site www. prorefx.com. BNI - Business Networking Intl. meets Wednesdays at 7:30 a.m. at Commons on Marice in Eagan. For more information call Christina Avery at (651) 247-2111 or check out the BNI Web site at www.bni-mn. com. Beta Sigma Phi, Preceptor Alpha Delta Chapter, meets the second Wednesday of every month at 7:30 at a member’s home. For information, call (952) 894-8831. Network Results Chapter of Business Network International, networking for local business owners, only one person from each profession. First

two meetings are free. We meet every Wednesday for breakfast, 7-8:30 a.m. at Roasted Pear, 14200 Nicollet Ave. S., Burnsville. Call Michele Jennings for more information: (612) 5810332. Networking coffee group at Caribou Coffee will meet from 9:30-11:30 a.m. at Caribou Coffee, 14638 Cedar Ave., on the second and fourth Mondays of the month. Call (763) 783-4767 to register. Grapevine Network “Common Denominator” Group meets Tuesdays from 7:308:45 a.m. at Coldwell Banker Burnet, 190 Cobblestone Lane, Burnsville. For information, call (952) 746-5611 or visit www. thegrapevinenetwork.com. Grapevine Networking Group meets Wednesdays from 7:30-8:45 a.m. at Coldwell Banker Burnet, 190 Cobblestone Lane, Burnsville. For information, call (952) 746-5611 or visit www.thegrapevinenetwork.com. Kingdom Advisors members meet monthly for fellowship, training, networking, prayer, and sharing of best practices. Ron Blue or other recognized speakers (via DVD) cover a topic each month helping members integrate and apply Biblical financial wisdom into their professional advice. Visitors welcome. The S Metro Group meets at Family Financial Services, 151 W. Burnsville Parkway, Burnsville, from 7:30 to 9 a.m. on the fourth Tuesday of each month. POC is Jeff Robinson at (952) 8906611. The SE Metro Group meets at 2918 Upper 55th St., Inver Grove Heights, the first Thursday of each month from 12 noon to 1 p.m. (bring your lunch). POC is Ginger Ewing at (651) 389-1177. Seed Your Business Networking Group – “Plant a seed and grow your business” – meets the first and third Wednesday every month at noon at Baskets On Occasion, 3348 Sherman Court, Suite 104, Eagan. This is a free networking referral group. Only one person from each profession. Contact Mary O’Rourke at (651) 994 8392 or visit www. seedyourbusiness.com for more information. The S.T.A.R. (South Twin Cities Area Referral) Networking Group meets 8 to 9 a.m. every Wednesday at the Bremer Bank, 17600 Cedar Ave., Lakeville. Openings are available. For questions, call Kathy Andrade at (952) 9971306.

Assumed Names Any individual, corporation, limited partnership or limited liability company that conducts business in Minnesota under a name other than their full legal name, must file a Certificate of Assumed Name. Atlantic Spirit Getaways, 14260 Glencove Path, Apple Valley. Swedesign Int’l USA, 14764 Lower Endicott Way, Apple Valley. Mathnasium Twin Cities South, 8976 Hunters Way, Apple Valley. Addiction Medicine Services of Minnesota, 8694 134th St. W., Apple Valley. CK Mobile, 944 Duchess Lane, Apple Valley. Confidential Inquiries/Professional Claims Management, 14314 Heywood Ave., Apple Valley. TLC Home Inspections, 12600 Dover Drive, Apple Valley.

KP Floral Designs, 14531 Florissant Path, Apple Valley. Funds4Books.com, 3505 County Road 42 W., Burnsville. Principal Reduction Corporation, 17595 Kenwood Trail, Lakeville. Everest Material Handling, 2999 W. County Road 42 #156, Burnsville. Kildow Law Offices, 15204 Wildwood Road, Burnsville. United Credit Consultants, 12974 Nicollet Ave. S. #101, Burnsville. Mariahs Beauty Marks, 1544 Circle Lane, Burnsville. Eric Steeg Construction, 10812 27th Ave. S., Burnsville. K and R Businesses, 1301 Cliff Road E., Burnsville. A+ Coin Wash, 1301 Cliff Road E., Burnsville. A Plus Coin Wash, 1301 Cliff Road E., Burnsville. Pinhead Games, 12651 Dupont Ave. S., Burnsville. Delta Taxi, 12825 Briar Court, Burnsville. Security Xchange Enter-

prise, 14551 County Road 11 #145, Burnsville. Twin City Stairlifts, 1528 Cliff Road E., Burnsville. Fearless, 12645 Tiffany Court, Burnsville. Corporate Select Transportation, 12283 Nicollet Ave. S., Burnsville. Touch of Home Furnishings, 1998 Highway 13 E., Burnsville. Jorgenson Lock and Safe, 7215 128th St., Savage. Tone 2 Day, 14117 Ottawa Ave., Savage. Mad Money Management and Consulting, 7641 Ponds Edge Path, Savage. Ashley Yantes Photography & Design, 14977 Mustang Path, Savage. Charleston Enterprises, 5281 132nd Court, Savage. Food Safety Solutions, 5399 S. Park Drive, Savage. Etymon, 13925 Utah Ave., Savage. Faith in Focus Photography, 4552 W. 131st St., Savage.

LIFE Foundation names Newman as board secretary The Life and cial futures. Health Insurance Newman is founder Foundation for Edof Richfield-based ucation, or LIFE, Newman Long Term has announced that Care, one of the largDebra C. Newman est long-term care of Lakeville will serve marketing organizaas the secretary of its Debra C. tions in the country. board of directors ef- Newman In 2009, she was fective Jan. 1. acknowledged by the A nonprofit organization Minneapolis/St. Paul Busisupported by more than 140 ness Journal as one of the top of the nation’s leading insur- 25 Women in Business. She ance and financial services also served as president of the organizations, LIFE is dedi- Association of Health Insurcated to educating consum- ance Advisors and the Naers about the important role tional Association of Insurinsurance products play in ance and Financial Advisors’ safeguarding families’ finan- Minneapolis chapter.

New opportunities for Roth IRA conversion in the new year Beginning in January, income restrictions will be lifted for individual investors looking to convert their traditional individual retirement accounts (IRAs) to Roth IRAs, according to Stacey Brown, an Edward Jones financial advisor in Rosemount. Previously, investors with an adjusted gross income of more than $100,000 (filing individually or jointly) could not convert to a Roth IRA from a traditional IRA. Investors will have to pay taxes when they convert to a Roth IRA. However, those who convert in 2010 may report the taxable income from the conversion in two equal installments over a two-year period, 2011 and 2012. Investors who own a traditional IRA make contri-

butions that may be tax-deductible, depending on their income levels. Traditional IRA earnings grow on a taxdeferred basis. This means an individual’s money has the opportunity to grow faster than it would if it were placed in an investment on which taxes were paid every year. On the other hand, Roth IRA contributions are not tax-deductible, but earnings grow tax free, as long as the investor holds the account at least five years and doesn’t start taking withdrawals until at least age 59-1/2. Unlike a traditional IRA, a Roth IRA does not require distributions when one reaches 70-1/2. Whether or not investors decide to convert to a Roth IRA, they should first consult with their tax advisors.

University to host sustainability in business conference The graduate business degree programs at Argosy University, Twin Cities, in Eagan are organizing the “Sustainability in Business: Vision, Practice, and Education” conference on Jan. 8-9. The conference will be attended by various members of academia, business, government, and nonprofit organizations and is hosted at Argosy University, Twin Cities and the Eagan Community Center. Conference organizers bill sustainability as the interconnection between the economy, society, and the natural environment, the imperative for equitable distribution of limited resources and equal access to opportunities. In business, they say sustainability has long been associated with the ability of a firm to steadily increase revenues and earnings, indirectly linking it to the topic of corporate longevity. While this is still a goal, conference organizers say the modern firm cannot neglect its connections to and dependence on society and the environment if it wants sus-

tainability. The conference will address business knowledge and skills, best practices, resources and information related to sustainability, and sustainability in a global world. The list of invited speakers includes representatives of organizations such as IBM, Wal-Mart, Coca-Cola, Cargill, Lockheed Martin, Sustainability Consortium, and Schmidt Printing. Scholars and business people from around the world will present in the concurrent sessions. Networking and informal discussions with experts and peers are encouraged during the program. The conference fee is $85 and covers both days of the event. For more information regarding this event and to register, please visit the conference Web site at: www.regonline.com/ Sustainability_2010>https:// www.regonline.com/Sustainability_2010. The Argosy University, Twin Cities campus is located at 1515 Central Parkway, Eagan.

13A

Governor reappoints three to Zoological Board Gov. Tim Pawlenty today announced the reappointment of Sarah Psick, Lois Mack and Todd A. Watchmaker to the Minnesota Zoological Board. All three are appointed to four-year terms that expire January 6, 2014. Psick, of Apple Valley, is the director of government relations for the law firm of McGrann, Shea, Carnival, Straughn and Lamb, a position she has held since 2001. Previously, she held a number of positions with the Minnesota House of Representatives 1991 to 2001, culminating as executive assistant to the House majority leader. She was also an administrative assistant for the American Council of the Blind in Minneapolis prior to joining the staff of the House of Representatives. Psick earned her bachelor of arts degree cum laude from Concordia College in Moorhead and is currently pursuing her master’s degree in public administration from Hamline University in St. Paul. She serves on the Minnesota Government Relations Council Board of Directors, and is active in her church as a Sunday School superintendent, and a past chair of the Youth and Family Ministry Committee. Psick has been a member of the Zoo Board since 2006. Mack, of Waterville, is retired after a career in public service and agri-business, most recently serving as the conservation improvement and special projects manager with the Minnesota Department of Commerce, where she worked since 1992. She also worked for U.S. Sens. Rudy Boschwitz and David Durenberger in the area of agriculture and rural economic development, and was a partner in Whitewater Creek Grain and Feed, a family-owned grain and feed business. Watchmaker, of Edina, is a tax partner in KPMG’s Investment Management and Funds Practice and has 24 years of experience serving financial services clients. Watchmaker, who is a former chair of the Zoo Board, has been a member of the board since 1998. The Minnesota Zoological Board operates and maintains the Minnesota Zoological Garden. The board consists of 30 members, including 15 appointed by the governor and 15 appointed by the Zoo Board.

14A

December 31, 2009 DAKOTA COUNTY TRIBUNE BUSINESS WEEKLY

Dakota County Business Contacts Apple Valley Chamber of Commerce

Downtown Lakeville Business Association

Address: 14800 Galaxie Avenue, Suite 101, Apple Valley, MN 55124 Phone: (952) 432-8422 or 1-800-301-9435 Web site: www.applevalleychamber.com E-mail: info@applevalleychamber.com

Burnsville Chamber of Commerce Address: 101 W. Burnsville Parkway, No. 150, Burnsville, MN 55337 Phone: (952) 435-6000 Fax: (952) 435-6972 Web site: www.burnsvillechamber.com E-mail: chamber@burnsvillechamber.com

Burnsville Convention & Visitors Bureau Address: 101 W Burnsville Pkwy - Suite 150B, Burnsville, MN 55337 Phone: (952) 898-5646 Fax: (952) 487-1777 Web site: www.burnsvillemn.com

Lakeville Area Chamber of Commerce and Convention and Visitors Bureau Address: 19950 Dodd Blvd., Suite 101, Lakeville, MN 55044 Phone: (952) 469-2020 Web site: www.lakevillechamber.org E-mail: info@lakevillechamber.org

Dakota County Regional Chamber of Commerce Address: 1121 Town Centre Drive, No. 102, Eagan, MN, 55123 Phone: (651) 452-9872 Fax: (651) 452-8978 Web site: www.dcrchamber.com E-mail: info@dcrchamber.com

Eagan Convention and Visitors Bureau Address: 1501 Central Parkway, Eagan, MN 55121 Phone: (651) 675-5546 or 1-866-324-2620 Web site: http://eaganmn.com E-mail: enjoyeagan@eaganmn.com

tax increment financing, local loan funds or state or federal Address: 8790 207th St. W., Suite 204, P.O. Box 371, business finance programs. Lakeville, MN 55044 Apple Valley, Bruce Nordquist E-mail: dlba@frontiernet.net Phone: (952) 953-2576 Office Hours: Mondays and Wednesdays 9 a.m. to 2 p.m. E-mail: bnordquist@ci.apple-valley.mn.us Judy Tschumper is the director of the Downtown LakevWeb site: www.ci.apple-valley.mn.us ille Business Association. Burnsville, Skip Nienhaus Phone: (952) 895-4454 Positively Minnesota Marketing E-mail: skip.nienhaus@ci.burnsville.mn.us Partnership Web site: www.burnsville.org Minnesota Department of Employment & Economic Farmington, Tina Hansmeier Development Phone: (651) 280-6821 Address: 1st National Bank Building, 332 Minnesota St., E-mail: thansmeier@ci.farmington.mn.us Suite E200, St. Paul, MN 55101 Web site: www.ci.farmington.mn.us Phone: (651) 259-7298 Hastings, Shannon Rausch Fax: (651) 215-3841 Phone: (651) 480-2344 E-mail: Positively.Minnesota@state.mn.us E-mail: SRausch@ci.hastings.mn.us Web site: www.ci.hastings.mn.us Dakota Future Inver Grove Heights, Jennifer Gale Role: Provide site location assistance for firms considering Phone: 651-451-2266 Dakota County locations and serves as a general gateway for E-mail: Kevin@progressplus.org economic development services within Dakota County. Web site: www.ci.inver-grove-heights.mn.us Address: P.O. Box 240874, Apple Valley MN 55124-0874 Mendota Heights, Jim Danielson E-mail: bill@dakotafuture.com Phone: 651-452-1850 Phone: (651)491-2551 E-mail: jimd@mendota-heights.com Web site: www.dakotafuture.com Web site: www.mendota-heights.com Lakeville, Dave Olson Minnesota Workforce Centers in Burnsville Phone: 952-985-4421 E-mail: dolson@ci.lakeville.mn.us and West St. Paul Web site: www.ci.lakeville.mn.us Role: Assist in the hiring and training of new employees, Rosemount, Kim Lindquist general gateway into Minnesota Department of EmployPhone: 651-322-2020 ment and Economic Development and other state agencies E-mail: Kim.lindquist@ci.rosemount.mn.us Phone: 612-821-4411 Web site: www.ci.rosemount.mn.us E-mail: terrell.towers@state.mn.us South St. Paul, Jennifer Gale Phone: 651-451-2266 South Metro SCORE E-mail: kevin@progressplus.org Role: Counselors to Americaâ&#x20AC;&#x2122;s small businesses, free, www.southstpaul.org confidential, face-to-face assistance from successful business West St. Paul, Jim Hartshorn mentors. Phone: 651-552-4140 Phone: (952) 890-7020 E-mail: Jim.hartshorn@ci.west-saint-paul.mn.us E-mail: southmetroscore@qwestoffice.com Web site: www.ci.west-saint-paul.mn.us Web site: www.score-southmetro.org

City Governments

*Inver Grove Heights and South St. Paul use Progress Plus, an affiliate of the River Heights Chamber of ComRole: Provide guidance through any real estate develmerce, for their cityâ&#x20AC;&#x2122;s economic development services. opment process; may provide financial incentives through

Business Directory

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PUBLIC NOTICE PUBLIC NOTICE PUBLIC NOTICE PUBLIC NOTICE PUBLIC NOTICE PUBLIC NOTICE NOTICE OF MORTGAGE

MINNESOTA SECRETARY OF STATE CERTIFICATE OF ASSUMED NAME Minnesota Statutes Chapter 333 The filing of an assumed name does not provide a user with exclusive rights to that name. The filing is required for consumer protection in order to enable consumers to be able to identify the true owner of a business. 1. State the exact assumed name under which the business is or will be conducted: Liberty Cleaning Services 2. State the address of the principal place of business: 1513 E. Burnsville Pkwy., Apt. 409, Burnsville, MN 55337 3. List the name and complete street address of all persons conducting business under the above Assumed Name, OR if an entity, provide the legal corporate, LLC, or Limited Partnership name and registered office address. Vincente Castro Esquivel, 1513 E. Burnsville Pkwy., #409, Burnsville, MN 55337 4. I certify that I am authorized to sign this certificate and I further certify that I understand that by signing this certificate, I am subject to the penalties of perjury as set forth in Minnesota Statutes section 609.48 as if I had signed this certificate under oath. Date 12-10-09 Vincente Castro Esquivel 2018679 12/24-12/31/09P

PUBLIC NOTICE

MINNESOTA SECRETARY OF STATE CERTIFICATE OF ASSUMED NAME Minnesota Statutes Chapter 333 The filing of an assumed name does not provide a user with exclusive rights to that name. The filing is required for consumer protection in order to enable consumers to be able to identify the true owner of a business. 1. State the exact assumed name under which the business is or will be conducted: AmericDirect 2. State the address of the principal place of business: 980 Aldrin Drive, Eagan, MN 55121 3. List the name and complete street address of all persons conducting business under the above Assumed Name, OR if an entity, provide the legal corporate, LLC, or Limited Partnership name and registered office address. Americ Disc U.S.A. - Minnesota Inc., 100 S. 5th Street, #1075, Minneapolis, MN 55402 4. I certify that I am authorized to sign this certificate and I further certify that I understand that by signing this certificate, I am subject to the penalties of perjury as set forth in Minnesota Statutes section 609.48 as if I had signed this certificate under oath. Date 11/24/09 Julia E. Lynn, General Manager 2018668 12/24-12/31/09P

PUBLIC NOTICE

NOTICE OF AND ORDER FOR HEARING ON PETITION FOR FORMAL PROBATE OF WILL AND APPOINTMENT OF PERSONAL REPRESENTATIVE AND NOTICE TO CREDITORS STATE OF MINNESOTA COUNTY OF DAKOTA DISTRICT COURT FIRST JUDICIAL DISTRICT Court File No.: 19HA-PR-09-772 In Re: Estate of Mary Lou Kielkucki, Decedent. It is Ordered and Notice is given that on 1/25/10, 2010, at 9:00, a hearing will be held in this court at the Dakota County Judicial Center, 1560 Highway 55, Hastings, Minnesota, on a petition for the formal probate of an instrument purporting to be a true and correct copy of the decedent’s Will dated December 20, 1996, and for the appointment of Raymond F. Kielkucki, whose address is 251 Duke, St. Paul, Minnesota 55102, as personal representative of the decedent’s estate in an unsupervised administration. Any objections to the petition must be raised at the hearing or filed with the Court prior to the hearing. If the petition is proper and no objections are filed or raised, the personal representative will be appointed with full power to administer the decedent’s estate, including the power to collect all assets; pay all legal debts, claims, taxes, and expenses; sell real and personal property; and do all necessary acts for the decedent’s estate. Notice is further given that, subject to Minn. Stat. § 524.3-801, all creditors having claims against the decedent’s estate are required to present the claims to the personal representative or to the Court within four (4) months after the date of this notice or the claims will be barred. Dated: 12/18/09 BY THE COURT Shawn M. Moynihan Judge of District Court McGuigan & Holly, P.L.C. Patrick J. McGuigan MN# 70592 200 Associated Bank Building 176 N. Snelling Avenue St. Paul, Minnesota 55104 Telephone: 651-646-6325 Facsimile: 651-646-8584 2019766 12/31/09-1/7/10P

MINNESOTA SECRETARY OF STATE CERTIFICATE OF ASSUMED NAME Minnesota Statutes Chapter 333 The filing of an assumed name does not provide a user with exclusive rights to that name. The filing is required for consumer protection in order to enable consumers to be able to identify the true owner of a business. 1. State the exact assumed name under which the business is or will be conducted: Prime Designs 2. State the address of the principal place of business: 21075 Eaton Ave., Farmington, MN 55024 3. List the name and complete street address of all persons conducting business under the above Assumed Name, OR if an entity, provide the legal corporate, LLC, or Limited Partnership name and registered office address. Chad Thelen, 600 Main Street, Farmington, MN 55024 4. I certify that I am authorized to sign this certificate and I further certify that I understand that by signing this certificate, I am subject to the penalties of perjury as set forth in Minnesota Statutes section 609.48 as if I had signed this certificate under oath. Date 6/23/2009 Chad Thelen, President 2017064 12/24-12/31/09P

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: September 8, 2006. ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $272,000.00. MORTGAGOR(S): Sky's The Limit Nursery and Landscaping, Inc. MORTGAGEE: CornerStone State Bank. DATE AND PLACE OF FILING: Filed October 27, 2006, Dakota County Recorder, as Document Number 2471743. LEGAL DESCRIPTION OF PROPERTY: Lot 23, Block 2, Circle High Addition, Dakota County, Minnesota. PROPERTY ADDRESS: 15201 County Road 5, Burnsville, Minnesota 55306. PARCEL ID #: 02-17500-230-02. COUNTY IN WHICH PROPERTY IS LOCATED: Dakota. THE AMOUNT CLAIMED TO BE DUE ON THE MORTGAGE ON THE DATE OF THE NOTICE: $277,271.16 as of December 7, 2009 (per diem $56.8301). THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT, to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: Tuesday, February 9, 2010, 10:00 a.m. PLACE OF SALE: Dakota County Sheriff's Office Law Enforcement Center 1580 Highway 55 Hastings, Minnesota 55033 to pay the debt secured by said mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within 6 months from the date of said sale by the mortgagor(s), their personal representatives or assigns. "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED." Dated 12/9/09 Attorney for CornerStone State Bank Gary L. Monahan (#126214) Monahan Law Office 419 North Main Street Le Sueur, MN 56058 507-665-3329 PURSUANT TO THE FAIR DEBT COLLECTION PRACTICES ACT, YOU ARE ADVISED THAT THIS OFFICE IS DEEMED TO BE A DEBT COLLECTOR. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. This NOTICE is required by the provisions of the Fair Debt Collection PRACTICES Act and does not imply that we are attempting to COLLECT money from anyone who has discharged the debt UNDER the Bankruptcy Laws of the United States. 2010626 12/24/09-1/28/10

ORDER FOR HEARING AND NOTICE (JUVENILE PROTECTION PETITION TO TRANSFER PERMANENT LEGAL AND PHYSICAL CUSTODY PROCEEDINGS) STATE OF MINNESOTA COUNTY OF DAKOTA COUNTY COURT JUVENILE DIVISION File No. HA-JV-09-4465 In the Matter of the Welfare of D.E.L., Child. TO: Denise Chrisman Michelle Ham, having filed in this court, a petition alleging among other things that the above named child is, in need of protection or services, in this, viz: Pursuant to Minnesota Statutes: 260C.201, Subd. 11, and 518.156, 518.17, and 518.18, Dakota County Social Services will petition the Court to transfer full legal and physical custody of the above named child. IT IS ORDERED that said petition be heard and the facts concerning such child be examined by the Court in the C o u n t y C o u r t R o o m , i n t h e C o u rt House, in Hastings, Minnesota, on January 6, 2010 at 9:00 am, or as soon thereafter as said matter can be heard; IT IS FURTHER ORDERED that notice hereof be given to the following named persons by three weeks publication in a legal newspaper as provided by law, viz: Denise Chrisman. Dated: December 11, 2009 Richard G. Spicer Judge 2012850 12/17-12/31/09

PUBLIC NOTICE

ORDER FOR HEARING AND NOTICE (JUVENILE PROTECTION PETITION TO TRANSFER PERMANENT LEGAL AND PHYSICAL CUSTODY PROCEEDINGS) STATE OF MINNESOTA COUNTY OF DAKOTA COUNTY COURT JUVENILE DIVISION File No. HA-JV-09-4465 In the Matter of the Welfare of D.E.L., Child. TO: Alexander Lanier Michelle Ham, having filed in this court, a petition alleging among other things that the above named child is, in need of protection or services, in this, viz: Pursuant to Minnesota Statutes: 260C.201, Subd. 11, and 518.156, 518.17, and 518.18, Dakota County Social Services will petition the Court to transfer full legal and physical custody of the above named child. IT IS ORDERED that said petition be heard and the facts concerning such child be examined by the Court in the C o u n t y C o u r t R o o m , i n t h e C o u rt House, in Hastings, Minnesota, on January 6, 2010 at 9:00 am, or as soon thereafter as said matter can be heard; IT IS FURTHER ORDERED that notice hereof be given to the following named persons by three weeks publication in a legal newspaper as provided by law, viz: Alexander Lanier. Dated: December 11, 2009 Richard G. Spicer Judge 2012863 12/17-12/31/09

PUBLIC NOTICE

NOTICE AND ORDER FOR HEARING ON PETITION FOR DESCENT OF PROPERTY STATE OF MINNESOTA COUNTY OF Dakota DISTRICT COURT PROBATE DIVISION First JUDICIAL DISTRICT Court File No. 19HAPR09770 ESTATE OF Lloyd R. Julson, DECEDENT A Petition for Determination of Descent has been filed with the Court. The Petition represents that the Decedent died more than three years ago, leaving property in Minnesota and requests the probate of Decedent’s last will, if any, and the descent of such property be determined and assigned by this Court to the persons entitled to the property. Any objections to the Petition must be filed with the Court prior to or raised at the hearing. If proper, and no objections are filed or raised, the Petition may be granted. IT IS ORDERED and Notice is further given, that the Petition will be heard on 1-25-2010 at 9:00 a.m. by this court at Dakota County Courthouse, 1560 Highway 55, Hastings, Minnesota 55033 Minnesota. (1) Notice shall be given to all interested persons (Minn. Stat. 524.1-401) and persons who have filed a demand for notice pursuant to Minn. Stat. 524.3-204. (2) Notice shall be given by publishing the Notice and Order as provided by law and by: Mailing a copy of this Notice and Order at least 14 days prior to the hearing date. Date 12-18-2009 Shawn Moynihan Judge (COURT SEAL) Attorney For Petitioner Fred A. Kueppers, Jr. KUEPPERS, HACKEL & KUEPPERS, P.A. Suite 2300 101 East Fifth Street St. Paul, MN 55101 PH: (651) 228-1104 Atty. I.D. No. 58841 2019815 12/24-12/31/09

MINNESOTA SECRETARY OF STATE CERTIFICATE OF ASSUMED NAME Minnesota Statutes Chapter 333 The filing of an assumed name does not provide a user with exclusive rights to that name. The filing is required for consumer protection in order to enable consumers to be able to identify the true owner of a business. 1. State the exact assumed name under which the business is or will be conducted: RecWell for Seniors 2. State the address of the principal place of business: 13731 Glendale Tr., Savage, MN 55378 3. List the name and complete street address of all persons conducting business under the above Assumed Name, OR if an entity, provide the legal corporate, LLC, or Limited Partnership name and registered office address. Cara Lardy, 13731 Glendale Tr., Savage, MN 55378 4. I certify that I am authorized to sign this certificate and I further certify that I understand that by signing this certificate, I am subject to the penalties of perjury as set forth in Minnesota Statutes section 609.48 as if I had signed this certificate under oath. Date 11/06/09 Cara C. Lardy, Recreation Director & Owner 2025162 12/31/09-1/7/10P

PUBLIC NOTICE NOTICE OF ASSESSMENT LIEN

FORECLOSURE SALE Date: November 23, 2009 YOU ARE NOTIFIED THAT: 1. Default has occurred in the terms and conditions of the Declaration for Diamond Path Villages Association, Inc. (hereinafter the "Association") which Declaration was filed in the office of the Dakota County Recorder on April 6, 1979 as Document No. 537352, and as amended which covers the following property: Lot 48, Block 1, Diamond Path 6th Addition, Dakota County, Minnesota. 2. Pursuant to said Declaration, there is claimed to be due and owing as of November 23, 2009 from Elizabeth A. Jones, title holder, to the Association, a Minnesota non-profit corporation, the amount of $11,918.10 for unpaid assessments, late fees and attorneys fees and costs, plus any other such amounts that will accrue after November 23, 2009, and other costs of collection and foreclosure which will be added to the amount claimed due and owing at the time of the sale herein. 3. No action is now pending at law or otherwise to recover said debt or any part thereof. 4. The owner has not been released from her financial obligation to pay said amount. 5. The Lien arises pursuant to the Declaration described above, and is further described in a Notice of Lien in favor of the Association dated November 12, 2009, and recorded on November 18, 2009, Document No. 2697434 in the Dakota County Recorder's Office. 6. Pursuant to the power of sale contained in the same Declaration and granted by the owner in taking title to the premises subject to said Declaration, said Lien will be foreclosed by the sale of said property by the Dakota County Sheriffs Office, Dakota County Law Enforcement Center, 1580 Highway 55 Lobby S-100, Hastings, MN 55033, on the 28th day of January, 2010 at 10:00 a.m., at public auction to the highest bidder, to pay the amount then due for said assessments, together with the additional costs of foreclosure, including attorneys fees as allowed by law. 7. T h e t i m e a l l o w e d b y l a w f o r redemption by the unit owner, its personal representatives or assigns is six (6) months from the date of sale. REDEMPTION NOTICE THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. 8. THIS IS A COMMUNICATION FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. DIAMOND PATH VILLAGES ASSOCIATION, INC. Attorneys for Diamond Path Villages Association, Inc. THOMSEN & NYBECK, P.A. By: Gretchen S. Schellhas (#195595) 3600 American Blvd. West, Suite 400 Bloomington, Minnesota 55431 (952) 835-7000 (Diamond Path/Jones 09-7-565D) 2002446 12/10/09-1/14/10

FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: April 9, 2004 MORTGAGORS: K e n n e t h G . B l u m and Margaret C. Blum MORTGAGEE: F i r s t R e s i d e n t i a l Mortgage Network, Inc. dba First Residential Network, Inc.. DATE AND PLACE OF RECORDING: Recorded April 27, 2004, Dakota County Recorder, Document No. 2198479. ASSIGNMENTS OF MORTGAGE: Assigned to: Countrywide Document Custody Services, a Division of Treasury Bank, NA, Dated: April 13, 2004, Recorded: November 22, 2004, Document No. 2269584. And thereafter assigned to: Countrywide Home Loans, Inc., Dated: April 20, 2004, Recorded: June 22, 2006, Document No. 2439678. And thereafter assigned to: U.S. BANK NATIONAL ASSOCIATION AS TRUSTEE FOR THE HOLDERS OF BEAR STEARNS ARM TRUST, MORTGAGE PASS-THROUGH CERTIFICATES,SERIES 2004-3, Dated: October 19, 2009. TRANSACTION AGENT: NONE TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: NONE LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: First Residential Mortgage Network, Inc. dba First Residential Network, Inc. RESIDENTIAL MORTGAGE SERVICER: BAC Home Loans Servicing L.P. MORTGAGED PROPERTY ADDRESS: 13952 Ember Way, Apple Valley, MN 55124 TAX PARCEL I.D.#: 01.76204.110.01 LEGAL DESCRIPTION OF PROPERTY: Lot 11, Block 1, The Woodwinds 5th Addition. COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $386,500.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $362,549.08 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: February 4, 2010 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on August 4, 2010. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: November 24, 2009. U.S. Bank National Association, Trustee Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 18-776 57375743 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 1997655 12/3/09-1/7/10

NOTICE OF INFORMAL PROBATE OF WILL AND INFORMAL APPOINTMENT OF PERSONAL REPRESENTATIVE AND NOTICE TO CREDITORS STATE OF MINNESOTA COUNTY OF DAKOTA DISTRICT COURT FIRST JUDICIAL DISTRICT Court File No.: 19HA-PR-09-769 In Re: Estate of James Burton Dwyer, also known as James Benton Dwyer and Bert Dwyer, Decedent. Notice is given that an Application for Informal Probate of Will and Informal Appointment of Personal Representative was filed with the Registrar, along with a Will dated September 20, 2007. The Registrar accepted the application and appointed Susan L. Davis, whose address is 36 Nelson St., St. Paul, Minnesota 55119, to serve as the personal representative of the decedent’s estate. Any heir, devisee or other interested person may be entitled to appointment as personal representative or may object to the appointment of the personal representative. Any objection to the appointment of the personal representative must be filed with the Court, and any properly filed objection will be heard by the Court after notice is provided to interested persons of the date of hearing on the objection. Unless objections are filed, and unless the Court orders otherwise, the personal representative has the full power to administer the estate, including, after thirty (30) days from the issuance of letters testamentary, the power to sell, encumber, lease, or distribute any interest in real estate owned by the decedent. Notice is further given that, subject to Minn. Stat. § 524.3-801, all creditors having claims against the decedent’s estate are required to present the claims to the personal representative or to the Court within four (4) months after the date of this notice or the claims will be barred. Dated: 12/16/09 Carol M. Renn Registrar By: Joan Bauer Deputy Registrar Ryan E. Langsev (MN# 0220541) Mulligan & Bjornnes PLLP 401 Groveland Avenue Minneapolis, Minnesota 55403 Telephone: (612) 871-1800 Facsimile: (612) 871-7869 ATTORNEY FOR PERSONAL REPRESENTATIVE 2017983 12/24-12/31/09

PUBLIC NOTICE

NOTICE OF INFORMAL PROBATE OF WILL AND APPOINTMENT OF PERSONAL REPRESENTATIVE AND NOTICE TO CREDITORS STATE OF MINNESOTA COUNTY OF DAKOTA DISTRICT COURT PROBATE DIVISION FIRST JUDICIAL DISTRICT Court File No. 19HA-PR-09-780 Estate of Adrian D. Marsden, Decedent Notice is given that an application for informal probate of the Decedent’s Will dated January 23, 2009 under Minn. Stat. 524.2-513 (”Will”), has been filed with the Registrar. The application has been granted. Notice is also given that the Registrar has informally appointed Susan J. Markham and Laurence Gamst whose addresses are: 14 High Road, Inver Grove Heights, MN 55077 and 222 South Ninth St., Suite 3000, Minneapolis, MN 55402, respectively, as personal representatives of the Estate of the Decedent. Any heir, devisee or other interested person may be entitled to appointment as personal representative or may object to the appointment of the personal representative. Unless objections are filed with the Court (pursuant to Minn. Stat. 524.3-607) and the Court otherwise orders, the personal representative has full power to administer the Estate including, after 30 days from the date of issuance of letters, the power to sell, encumber, lease or distribute real estate. Any objections to the probate of the will or appointment of the Personal Representative must be filed with this Court and will be heard by the Court after the filing of an appropriate petition and proper notice of hearing. Notice is also given that (subject to Minn. 524.3-801) all creditors having claims against the Estate are required to present the claims to the personal representative or to the Court Administrator within four months after the date of this Notice or the claims will be barred. Dated: December 22nd, 2009 Carol M. Renn Registrar By: Joann Bauer Deputy Registrar Attorney For Personal Representative OPPENHEIMER WOLFF & DONNELLY LLP Bruce W. Blackburn #859X Plaza VII, Suite 3300 45 South Seventh Street Minneapolis, MN 55402 612/607-7266 2025887 12/31/09-1/7/10

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PUBLIC NOTICE

NOTICE AND ORDER OF HEARING ON PETITION FOR PROBATE OF WILL AND APPOINTMENT OF PERSONAL REPRESENTATIVE AND NOTICE TO CREDITORS STATE OF MINNESOTA COUNTY OF DAKOTA DISTRICT COURT PROBATE DIVISION FIRST JUDICIAL DISTRICT Court File No. 19HA-PR-09-790 ESTATE OF JOHN ALBERT SAYERS, DECEDENT It is Ordered and Notice is given that on January 25, 2010 at 9:00 a.m. a hearing will be held in this Court at 1560 Hwy. 55, Hastings, Minnesota, for the formal probate of an instrument purporting to be the will of Decedent, dated November 24, 2007 (”Will”), and for the appointment of Kimberly D. Denmark whose address is: 528 Deer Trail, Montgomery, MN 56069 as personal representative of the Estate of the Decedent in an UNSUPERVISED administration. Any objections to the petition must be filed with the Court prior to or raised at the hearing. If proper and if no objections are filed or raised, the personal representative will be appointed with full power to administer the Estate, including the power to collect all assets, pay all legal debts, claims, taxes and expenses, to sell real and personal property, and do all necessary acts for the Estate. Notice is also given that (subject to Minn. Stat. 524.3-801) all creditors having claims against the Estate are required to present the claims to the personal representative or to the Court Administrator within four months after the date of this Notice or the claims will be barred. Date 12/24/09 Richard G. Spicer Judge (COURT SEAL) Attorney For Personal Representative Daniel M. Sheridan Sheridan Law Offices 4470 Erin Drive Suite 101 Eagan, MN 55122 651-452-8705 183210 2025819 12/31/09-1/7/10

PUBLIC NOTICE

SUMMONS (Defendant Vincent James Huber, a/k/a Vincent J. Huber) STATE OF MINNESOTA COUNTY OF DAKOTA Other Civil/Reformation of Mortgage DISTRICT COURT FIRST JUDICIAL DISTRICT File No. 19HA-CV-09-5580 ) Fremont Investment & Loan, ) Plaintiff, ) ) v. ) ) Vincent James Huber, ) a/k/a Vincent J. Huber ) and United States of America, ) ) Defendants. ) ) ________________________________ ) THE STATE OF MINNESOTA TO THE ABOVE-NAMED DEFENDANT VINCENT JAMES HUBER, A/K/A VINCENT J. HUBER: You are hereby summoned and required to serve upon Plaintiff's attorneys an Answer to the Complaint which is herewith served upon you, within twenty (20) days from the service of this Summons upon you, exclusive of the day of service. If you fail to do so, judgment by default will be taken against you for the relief demanded in the Complaint. You are further hereby notified that one of the objects of this action is to reform the mortgage granted by Vincent J. Huber on April 21, 2006 to Fremont Investment & Loan, recorded May 8, 2006 as Document No. 2426946 ("Mortgage"), to replace the current legal description with the following legal description: The West 242 Feet of the North 450 Feet of the Southwest 1⁄4 of the Northeast 1⁄4 o f S e c t i o n 1 9 , Township 114, Range 20, Dakota County, Minnesota, except that part deeded to the State of Minnesota for Right of Way Plat No. 19-118; to obtain a determination that the Mortgage is prior and superior to any right, title, interest or lien of Defendants; to obtain a determination that the foreclosure of the Mortgage was valid in all respects. This case may be subject to Alternate Dispute Resolution (ADR) processes under Rule 114 of the General Rules of Practice for the District Courts. The Court Administrator or your attorney can provide you with the information about ADR options and a list of neutrals available in your area. ADR does not affect your obligation to respond to the Summons and Complaint within twenty (20) days. Dated: September 10, 2009. ORME & ASSOCIATES, LTD. By ________________________________ Michael J. Orme Attorney No. 199333 Dana K. Nyquist Attorney No. 250211 Andrew J. Kozlowski, III Attorney No. 387867 Attorneys for Plaintiff 4040 Nicols Road Eagan, MN 55122 Telephone: (651) 688-7646 2026009 12/31/09-1/14/10

NOTICE PUBLIC NOTICE PUBLIC NOTICE PUBLIC NOTICE PUBLIC NOTICE PUBLIC NOTICE OF MORTGAGE NOTICE OF MORTGAGE NOTICE OF MORTGAGE NOTICE OF FILING OF

STATE OF MINNESOTA COUNTY OF DAKOTA CASE TYPE: Breach of Contract/ Foreclosure/Receivership DISTRICT COURT FIRST JUDICIAL DISTRICT Court File: 19HA-CV-09-5572 Judge: Thomas Poch Marshall Bank, National Association, a national banking association, Plaintiff, vs. Jacky Larson, an individual; the Estate of James Larson, a deceased individual; Security State Bank of Howard Lake, a Minnesota corporation; Dakota County, Minnesota; the Minnesota Department of Revenue; Velocity Investments, LLC, a New Jersey limited liability company; Dakota Bluff Financial, LLC, a Minnesota limited liability company; BankCherokee, a Minnesota corporation; and Jane and John Doe, and all other persons unknown claiming any right, title, estate, interest, or lien in the real estate described herein, Defendants. NOTICE OF SHERIFF'S SALE UNDER JUDGMENT AND DECREE REAL PROPERTY STATE OF MINNESOTA ) )ss ) COUNTY OF DAKOTA NOTICE IS HEREBY GIVEN, that under and by virtue of the Findings of Fact, Conclusions of Law and Order for Judgment against among others, Defendants Jacky Larson and th e Estate of James Larson (collectively, "Larson"), dated November 13, 2009, and entered in the above entitled action on November 13, 2009, by the District Court of Dakota County, Minnesota, First Judicial District, ("Judgment") a certified copy of which has been delivered to me, directing the sale of the premises hereinafter described to satisfy the amount found and adjudged due Plaintiff Marshall Bank, National Association ("Marshall"), as mortgagee and lender, in the above entitled action from Larson, the undersigned Sheriff of Dakota County will sell at public auction, to the highest bidder, for cash, on February 10, 2010, at 10:00 a.m., at the Dakota County Sheriff's Office, Law Enforcement Center, 1580 Highway 55, Lobby #S-100, Hastings, Minnesota, 55033, the premises and real estate, lying and being in the County of Dakota, State of Minnesota, described in said Judgment, to wit ("Property"): That Part of Lot 9, Block 1, Berkshire of Burnsville, according to the recorded plat thereof, Dakota County, Minnesota, lying Easterly of the following described line: Commencing at the Southwest Corner of said Lot 9, thence Easterly along the South Line of said Lot 9 a distance of 79.05 feet to the beginning of the line to be described; thence deflecting to the left 99 degrees 15 minutes 25 seconds a distance of 83.77 feet, thence northwesterly to a point to the north line of said Lot 9 distant 30.36 feet Easterly to the Northwest corner of said Lot 9 and said line terminates Property Address: 13831 Echo Park Lane, Burnsville, MN 55337 Property Identification No.: 02-13700-092-01 The Property shall be sold to pay the debt then secured by that certain mortgage executed by James Larson and Jacky Larson, as mortgagor, in favor of Marshall, as mortgagee and lender, dated September 2, 2004, which was recorded against the Property on October 14, 2004 in the Office of the Dakota County Recorder, as Document No. 2257859 ("Mortgage"), the principal amount secured by the Mortgage being $190,000.00. The total amount due and owing on the Mortgage as of the date of this notice is $205,117.39, plus interest, costs, and attorneys' fees that have accrued since the entry of the Judgment, and will continue to accrue. The time allowed by law for redemption by the Mortgagor, the Mortgagor's personal representatives, successors, or assigns is six months from the date of said sale. Each holder of a junior lien may redeem in the order and manner provided in Minn. Stat. §§ 580.24 and 580.25, beginning after the expiration of the Mortgagor's redemption period. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. Dated this 15th day of December, 2009 DON GUDMUNDSON Sheriff of Dakota County By: /s/ Robert Shingledecker Sheriff FAFINSKI MARK & JOHNSON, P.A. Connie A. Lahn, #0269219 Christopher J. Knapp, #0344412 775 Prairie Center Drive, Suite 400 Eden Prairie, Minnesota 55344 Telephone: 952.995.9500 Facsimile: 952.995.9577 ATTORNEYS FOR MARSHALL BANK, NATIONAL ASSOCIATION 2025093 12/31/09-2/4/10

FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: April 4, 2008 MORTGAGOR: Michelle L. Molitor, a single person. MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded April 22, 2008, Dakota County Recorder, Document No. 2586066. ASSIGNMENTS OF MORTGAGE: Assigned to: U.S. Bank, N.A., Dated: October 15, 2009. TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100199600000165882 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Advisor's Mortgage, LLC RESIDENTIAL MORTGAGE SERVICER: U.S. Bank Home Mortgage MORTGAGED PROPERTY ADDRESS: 1628 River Bluff Court, Eagan, MN 55121 TAX PARCEL I.D.#: 10-41300-098-05 LEGAL DESCRIPTION OF PROPERTY: Unit 98, Common Interest Community No. 358 Cedar Bluff Townhouse Condominium, according to the recorded plat thereof, Dakota County, Minnesota. COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $113,124.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $115,563.94 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: December 23, 2009 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on June 23, 2010. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED." Dated: October 20, 2009. U.S. Bank, N. A. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 19-451 6800144918 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE Pursuant to the provisions of Minnesota Statutes 580.07, the foregoing foreclosure sale is postponed until May 26, 2010 at 10:00 am at the Sheriff’s Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN, in said county and state. Dated: December 29, 2009. U.S. Bank, N. A. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/ Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 19-451 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2026246 12/31/09

FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: October 26, 2006 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $528,000.00 MORTGAGOR(S): Michelle J Simonsen and Thomas L Simonsen, wife and husband MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded: November 28, 2006 Dakota County Recorder, Document Number: 2477968 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100232301120042015 Lender or Broker: Centennial Mortgage and Funding, Inc. Residential Mortgage Servicer: Litton Loan Servicing, LP Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 18375 Ipava Ave, Lakeville, MN 55044-7783 Tax Parcel ID Number: 22-01800-010-08 LEGAL DESCRIPTION OF PROPERTY: That part of the East Half of the East Half of the Northeast Quarter of Section 18, Township 114, Range 20, Dakota County, Minnesota, described as follows: Beginning at the intersection of the South line of the North 1959.50 feet of the Northeast Quarter of said Section 18 with the West line of the East Half of the East Half of the Northeast Quarter of said Section 18; thence Easterly along the South line of the said North 1959.50 feet of the Northeast Quarter a distance of 655.45 feet to the East line of the said Northeast Quarter; thence Northerly along the East line of the said Northeast Quarter a distance of 8.50 feet; thence Westerly on a straight line to a point in the West line of the said East Half of the East Half of the Northeast Quarter, distant 20.00 feet Northerly of the point of beginning; thence Southerly along the West line of the said East Half of the East Half of the Northeast Quarter a distance of 20.00 feet to the point of beginning. Excepting therefrom that part lying Easterly of the center line of the town road (Ipava Avenue) as traveled AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $424,726.86 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: January 14, 2010 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on July 14, 2010, or the next business day if July 14, 2010 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: November 26, 2009 MORTGAGEE: Mortgage Electronic Registration Systems, Inc. Wilford & Geske, P.A. Attorneys for Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 010424F01 1991559 11/26-12/31/09

FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: January 17, 2003 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $131,000.00 MORTGAGOR(S): Ratanarutai Khamthanee and Thanom Khamthanee, wife and husband aka Rathanaruthai Khamthanie and Thanom Khamthanie, wife and husband MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded: April 08, 2003 Dakota County Recorder, Document Number: 2026958 ASSIGNMENTS OF MORTGAGE: And assigned to: U.S. Bank National Association, as Trustee for the holders of the Home Equity Pass-through Certificates, Series 2003-2, Dated: October 21, 2008 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100014410001056277 Lender or Broker: Meritage Mortgage Corporation Residential Mortgage Servicer: Select Portfolio Servicing Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 1100 Crystal Lake Rd W, Burnsville, MN 55306-4917 Tax Parcel ID Number: 02-15580-022-01 LEGAL DESCRIPTION OF PROPERTY: Parts of Lots 1 & 2, Block 1, Burnsville Hills according to the plat thereof on file in the Office of the County Recorder, Dakota County, Minnesota. Commencing at the Northeast corner of the Southwest Quarter of the Southwest Quarter of Section 25, Township 115, Range 21, also being the Northeast corner of said Block 1; thence North 89 degrees 40 minutes 17 seconds West on an assumed bearing along North line of Block 1, a distance of 150.00 feet to the point of beginning; thence South 15 degrees 47 minutes 24 seconds West a distance of 160.14 feet to the Southerly line of Block 1; thence North 74 degrees 44 minutes 12 seconds West a distance of 147.50 feet; thence North 15 degrees 15 minutes 48 seconds East a distance of 120.40 feet to the North line of Block 1, thence Easterly along North line of Block 1, to the point of beginning. Dakota County, Minnesota. AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $123,238.95 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: January 11, 2010 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on July 11, 2010, or the next business day if July 11, 2010 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: November 26, 2009 ASSIGNEE OF MORTGAGEE: U.S. Bank National Association, as Trustee for the holders of the Home Equity Pass-through Certificates, Series 2003-2 Wilford & Geske, P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 010121F01 1986869 11/26-12/31/09

NOTICE OF INTENT TO DISSOLVE SUNLAKE TECHNOLOGIES, INC. Pursuant to the provisions of Minnesota Statutes Section 302A.727, the following notice is given by Sunlake Technologies, Inc., a Minnesota corporation (the "Company"). 1. The Company is in the process of dissolving. 2. The Company filed a Notice of Intent to Dissolve with the office of the Minnesota Secretary of State on December 29, 2009. 3. The address of the office to which written claims against the Company must be presented is: 8 Windy Hill Court Sunfish Lake, MN 55077 4. Pursuant to Minnesota Statutes Section 302A.727, subd. 2(e), the date by which all the claims against the Company must be received at the above address is the later of the following: a. ninety (90) days after the date this Notice was published for the first of four (4) successive weeks in a legal newspaper in the county or counties where the registered office and the principal executive offices of the Company are located; or b. if you are a known creditor of or claimant against the Company, ninety (90) days after the earlier of the date on which this Notice was (i) handed to you, (ii) left at your office with a clerk or other person in charge of the office, or if there is no one in charge of your office, when left in a conspicuous place in the office, or if the office is closed or if you have no office, when left at your dwelling house or usual place of abode with some person of suitable age and discretion then residing therein, or (iii) deposited in the United States mail with sufficient postage affixed addressed to you at the address designated by you or at your last known address. Dated: December 29, 2009 SUNLAKE TECHNOLOGIES, INC. By Kenneth Rosenblum Its Chief Executive Officer 2025328 12/31/09-1/21/10

PUBLIC NOTICE NOTICE OF ASSOCIATION LIEN

FORECLOSURE SALE NOTICE IS HEREBY GIVEN, that default has occurred in the terms and conditions of the Declaration for Ridgeview Condominium Homes ("Declaration") as recorded in the office of the County Recorder in and for Dakota County, Minnesota, which said Declaration covers the following described property situated in the County of Dakota and State of Minnesota, to-wit: Apartment Number 101, 12922 Nicollet Avenue South, Condominium Ownership No. 15, Ridgeview Condominium Homes according to the plat thereof on file or of record in the Office of the County Recorder in and for Dakota County, Minnesota. P R O P E R T Y A D D R E S S : 12922 Nicollet Avenue South Unit 101, Burnsville MN 55337. THAT, pursuant to said Declaration, there is claimed to be due and owing as of the date of this Notice by Lisbeth B. McKenzie, as Unit owner, to Ridgeview Homeowners Association, the principal amount of Five Thousand Nine Hundred Ninety One and 50/100 ($5,991.50) for condominium assessments; and that any action being now pending at law or otherwise to recover said debt or any part thereof has been discontinued, or that an execution upon any judgment rendered therein has been returned unsatisfied, in whole or in part, and; THAT, pursuant to said Declaration, and the statute in such case made and provided, said debt creates a lien upon said premises in favor of Ridgeview Homeowners Association, as evidenced by that Notice of Lien dated April 30, 2009, and recorded June 5, 2009, as Document No. 2662286 in the office of the County Recorder in and for Dakota County, Minnesota. THAT, notice is hereby given that by virtue of the power of sale created by statute, said lien will be foreclosed by the sale of said premises with the hereditiments and appurtenances thereto, which said sale will be made by the Sheriff of Dakota County, at public auction to the highest bidder, for cash, to pay the amount then due for said condominium assessments, together with the costs of foreclosure, including attorney's fees as allowed by law, as follows: DATE AND TIME OF SALE: January 13, 2010, at 10:00 A.M. PLACE OF SALE: Law Enforcement Center, 1580 Highway 55, Hastings, MN. The time allowed by law for redemption by the Unit owner, their personal representatives or assigns, is six (6) months from the date of said sale. If no redemption occurs, the property must be vacated by 11:59pm on July 13, 2010. Dated: November 18, 2009 By /s/ David J. Raymond, #221818 Attorney for Ridgeview Homeowners Association 5838 Blackshire Path Inver Grove Heights, MN 55076 651-455-3100 File # 1441129 THIS COMMUNICATION IS FROM A DEBT COLLECTOR. 1988582 11/26-12/31/09

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PUBLIC NOTICE PEDIATRIC AND ADOLESCENT

CARE OF MINNESOTA, P.A. a Minnesota corporation NOTICE TO CREDITORS AND CLAIMANTS THIS IS NOTICE TO ALL CREDITORS AND CLAIMANTS OF PEDIATRIC AND ADOLESCENT CARE OF MINNESOTA, P.A., PURSUANT TO MINNESOTA STATUTES §302A.727: (a) Pediatric and Adolescent Care of Minnesota, P.A., a Minnesota corporation (the “Corporation”), is in the process of dissolving. (b) The Corporation has filed with the Minnesota Secretary of State a Notice of Intent to Dissolve. (c) The Notice of Intent to Dissolve was filed on December 8, 2009. (d) Any and all written claims against the corporation must be presented - in writing - to Pediatric and Adolescent Care of Minnesota, P.A., 1547 Livingston Avenue, West St. Paul, MN 55118. All claims must be received by no later than March 10, 2010. Note that a creditor or claimant who fails to file a claim on or before March 10, 2010, is barred from suing on that claim or otherwise realizing upon or enforcing it, except as provided in Minnesota Statutes §302A.781. PEDIATRIC AND ADOLESCENT CARE OF MINNESOTA, P.A. By: James A. Hocks Title: President 2007171 12/10-12/31/09

PUBLIC NOTICE

ORDER FOR HEARING AND NOTICE (JUVENILE PROTECTION PETITION TO TRANSFER PERMANENT LEGAL AND PHYSICAL CUSTODY PROCEEDINGS) STATE OF MINNESOTA COUNTY OF DAKOTA COUNTY COURT JUVENILE DIVISION File No. HA-JV-09-4400 and HA-JV-09-4404 In the Matter of the Welfare of J.D.B. and J.S.S., Children. TO: Kosal Keo Dakota County Attorney, Kathryn Scott, having filed in this Court, a petition alleging among other things that the above named children are, in need of protection or services, in this, viz: Pursuant to Minnesota Statutes: 260C.201, Subd. 11, and 518.156, 518.17, and 518.18, Dakota County Social Services will petition the Court for an Order to transfer full legal and physical custody of the above named children. IT IS ORDERED that said petition be heard and the facts concerning such children be examined by the Court in the County Court Room, in the Court House, in Hastings, Minnesota, on January 27, 2010 at 9:00am, or as soon thereafter as said matter can be heard; IT IS FURTHER ORDERED that notice hereof be given to the following named persons by three weeks publication in a legal newspaper as provided by law, viz: Kosal Keo. Dated: December 10, 2009 Richard G. Spicer Judge 2012896 12/17-12/31/09

PUBLIC NOTICE

ORDER FOR HEARING AND NOTICE (CHILD IN NEED OF PROTECTION OR SERVICES PETITION PROCEEDINGS) STATE OF MINNESOTA COUNTY OF DAKOTA COUNTY COURT JUVENILE DIVISION File No. HA-JV-09-4603 In the Matter of the Welfare of B. B-T., Child. TO: Brian Best Dakota County Social Worker, Lawrence Dickens, having filed in this Court, a petition alleging among other things that the above named child is, in need of protection or services, in this, viz: within the meaning of Minnesota Statutes, Section: 260C.007: Subd. 6(3), in that the child is without necessary food, clothing, shelter, education, or other required care for the child’s physical or mental health or morals because the child’s parent, guardian, or custodian is unable or unwilling to provide that care. IT IS ORDERED that said petition be heard and the facts concerning such child be examined by the Court in the County Court Room, in the Court House, in Hastings, Minnesota, on January 20, 2010 at 8:30 am, or as soon thereafter as said matter can be heard; IT IS FURTHER ORDERED that notice hereof be given to the following named persons by one week publication in a legal newspaper as provided by law, viz: Brian Best. Dated: December 24, 2009 Richard G. Spicer Judge 2026794 12/31/09

PUBLIC NOTICE NOTICE OF MORTGAGE

2006 MORTGAGOR: Rebecca K. Raiter, a single person. MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded December 20, 2006, Dakota County Recorder, Document No. 2483108. ASSIGNMENTS OF MORTGAGE: Assigned to: Chase Home Finance LLC, Dated: November 18, 2009. TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100177050500026331 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Cornerstone Mortgage Company RESIDENTIAL MORTGAGE SERVICER: Chase Home Finance LLC MORTGAGED PROPERTY ADDRESS: 203 Ash Street West, South Saint Paul, MN 55075 TAX PARCEL I.D.#: 36-83300-010-03 LEGAL DESCRIPTION OF PROPERTY: Lot 1, Block 3, Walter and Arthur Addition, Dakota County, Minnesota COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $179,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $201,527.03 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: February 2, 2010 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on August 2, 2010. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: November 20, 2009. Chase Home Finance LLC Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 30-7503 1914416061 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 1991971 11/26-12/31/09

PUBLIC NOTICE NOTICE OF MORTGAGE

VICER: JPMorgan Chase Bank, National Association MORTGAGED PROPERTY ADDRESS: 14446 Atwater Way, Rosemount, MN 55068 TAX PARCEL I.D.#: 34-14704-130-01 LEGAL DESCRIPTION OF PROPERTY: Lot 13, Block 1, Bloomfield 5th Addition COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $333,700.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $318,772.78 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: February 2, 2010 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on August 2, 2010. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: November 19, 2009. JPMorgan Chase Bank, N.A. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 60-2612 0676708456 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 1991748 11/26-12/31/09

PUBLIC NOTICE NOTICE OF MORTGAGE

proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: January 26, 2010 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on July 26, 2010. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: November 16, 2009. CitiMortgage, Inc. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 10-2741 2001748820 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 1991619 11/26-12/31/09

PUBLIC NOTICE NOTICE OF MORTGAGE

FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: January 07, 2005 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $201,000.00 MORTGAGOR(S): Martha Alicea and Robert Alicea, Wife and husband MORTGAGEE: Teacher Federal Credit Union DATE AND PLACE OF RECORDING: Recorded: January 31, 2005 Dakota County Recorder Document Number: 2290740 ASSIGNMENTS OF MORTGAGE: And assigned to: CU Members Mortgage Dated: January 07, 2005, Recorded: January 31, 2005 Dakota County Recorder Document Number: 2290741 And assigned to: Mortgage Electronic Registration Systems, Inc., Dated: January 21, 2005, Recorded: June 03, 2005 Dakota County Recorder Document Number: 2327458 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100029003772041785 Lender or Broker: Teacher Federal Credit Union Residential Mortgage Servicer: Colonial Savings Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 502 7th Ave S, South Saint Paul, MN 55075-2703 Tax Parcel ID Number: 36-75100-300-02 LEGAL DESCRIPTION OF PROPERTY: Lot 30, and the North 1/2 of Lot 29, Block 2, Tarbox Addition to South St. Paul, Dakota County, Minnesota. AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $209,543.44 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: January 14, 2010 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on July 14, 2010, or the next business day

��

�� OF ��MORTGAGEE: �� July 14, 2010, or the next business �� day ASSIGNEE if July 14, 2010 falls on a Saturday, BAC Home Loans Servicing, LP Wilford & Geske, P.A. Sunday or legal holiday. Mortgagor(s) released from financial Attorneys for Assignee of Mortgagee obligation: NONE Lawrence A. Wilford THIS COMMUNICATION IS FROM James A. Geske A DEBT COLLECTOR ATTEMPT- 8425 Seasons Parkway, Suite 105 ING TO COLLECT A DEBT. ANY Woodbury, MN 55125-4393 INFORMATION OBTAINED WILL BE (651) 209-3300 File Number: 010172F01 USED FOR THAT PURPOSE. 11/26-12/31/09 THE RIGHT TO VERIFICATION OF 1986434 THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT NOTICE OF AND ORDER FOR AFFECTED BY THIS ACTION. HEARING ON PETITION FOR THE TIME ALLOWED BY LAW FOR FORMAL ADJUDICATION OF REDEMPTION BY THE MORTGAGOR, INTESTACY, DETERMINATION OF THE MORTGAGOR'S PERSONAL REPHEIRS, FORMAL APPOINTMENT RESENTATIVES OR ASSIGNS, MAY BE OF PERSONAL REPRESENTATIVE REDUCED TO FIVE WEEKS IF A JUDIAND NOTICE TO CREDITORS CIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION STATE OF MINNESOTA 5 8 2 . 0 3 2 , D E T E R M I N I N G , A M O N G COUNTY OF DAKOTA DISTRICT COURT OTHER THINGS, THAT THE MORTFIRST JUDICIAL DISTRICT GAGED PREMISES ARE IMPROVED PROBATE DIVISION WITH A RESIDENTIAL DWELLING OF Court File No.: 19HA-PR-09-792 LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL In Re: Estate of Carolyn A. Granrud, a/k/a Carolyn Granrud, Decedent. PRODUCTION, AND ARE ABANDONED. It is Ordered and Notice is given that DATED: November 25, 2009 February 8, 2010 at 9:00 a.m., a on ASSIGNEE OF MORTGAGEE: will be held in this Court at hearing Mortgage Electronic RegistraDakota County Judicial Center, 1560 tion Systems, Inc. Highway 55, Hastings, Minnesota, on a Wilford & Geske, P.A. petition for the adjudication of intesAttorneys for Assignee of Mortgagee tacy and determination of decedent’s Lawrence A. Wilford heirs, and for the appointment of RobJames A. Geske ert E. Granrud, whose address is 1809 8425 Seasons Parkway, Suite 105 Colvin Avenue, St. Paul, MN 55116, as Woodbury, MN 55125-4393 personal representative of the (651) 209-3300 decedent’s estate in an unsupervised File Number: 002048F02 1986362 11/26-12/31/09 administration. Any objections to the petition must be raised at the hearing or filed with the Court prior to the hearing. If the NOTICE OF MORTGAGE petition is proper and no objections FORECLOSURE SALE are filed or raised, the personal repreN O T I C E I S H E R E B Y G I V E N t h a t sentative will be appointed with the default has occurred in the conditions full power to administer the decedent’s of the following described mortgage: estate, including the power to collect DATE OF MORTGAGE: October 04, a l l a s s e t s ; t o p a y a l l l e g a l d e b t s , 2005 claims, taxes, and expenses; to sell ORIGINAL PRINCIPAL AMOUNT OF real and personal property; and to do MORTGAGE: $240,300.00 all necessary acts for the decedent’s MORTGAGOR(S): Varouna Chan- estate. thalakeo and Phousy T. Chanthalakeo, Notice is further given that, subject husband and wife to Minn. State. § 524.3-801, all crediMORTGAGEE: Mortgage Electronic t o r s h a v i n g c l a i m s a g a i n s t t h e Registration Systems, Inc. decedent’s estate are required to DATE AND PLACE OF RECORDING: present the claims to the personal repRecorded: October 19, 2005 Dakota resentative or to the court within four County Recorder, Document Number: (4) months after the date of this notice 2372197 or the claims will be barred. ASSIGNMENTS OF MORTGAGE: And Dated: 12/24/09 assigned to: BAC Home Loans ServicBY THE COURT ing, LP, Dated: November 16, 2009 Joseph Carter Transaction Agent: Mortgage ElecJudge of District Court tronic Registration Systems, Inc. SCHMITZ & SCHMIDT, P.A. Transaction Agent Mortgage Identifi- Jeffrey W. Schmidt cation Number: 100015700056764067 MN# 240758 L e n d e r o r B r o k e r : C o u n t r y w i d e 400 Robert Street North, Suite 1840 Home Loans, Inc St. Paul, MN 55101 Residential Mortgage Servicer: BAC Telephone: 651-291-2405 Home Loans Servicing, L.P. Facsimile: 651-291-0887 Mortgage Originator: Not Applicable e-mail: jschmidt@elderlaw123.com COUNTY IN WHICH PROPERTY IS 2025966 12/31/09-1/7/10 LOCATED: Dakota Property Address: 876 Sudberry Ln, Eagan, MN 55123-1938 SUMMONS AND NOTICE Tax Parcel ID Number: OF NO PERSONAL CLAIM 106760016002 L E G A L D E S C R I P T I O N O F P R O P - STATE OF MINNESOTA COUNTY OF DAKOTA ERTY: Lot 16, Block 2, Sheffield DISTRICT COURT AMOUNT DUE AND CLAIMED TO BE FIRST JUDICIAL DISTRICT DUE AS OF DATE OF NOTICE: -------------------------Case Type: Other Civil $246,606.70 File No. 19HA-CV-09-5975 THAT all pre-foreclosure requirements have been complied with; that Chase Home Finance LLC no action or proceeding has been insti- Plaintiff, vs. tuted at law or otherwise to recover the debt secured by said mortgage, or any Janelle K. Taft, Michael L. Cobb-Butler, Prairie Ridge Condominium Association, part thereof; PURSUANT to the power of sale con- John Doe and Mary Roe t a i n e d i n s a i d m o r t g a g e , t h e Defendants. above-described property will be sold ---------------------------------THE STATE OF MINNESOTA TO THE by the Sheriff of said county as folABOVE-NAMED DEFENDANTS: lows: YOU ARE HEREBY SUMMONED AND DATE AND TIME OF SALE: January REQUIRED to serve on Plaintiff's 07, 2010 at 10:00 AM PLACE OF SALE: Dakota County attorney an Answer to the Complaint Law Enforcement Center, 1580 High- which is herewith served upon you, way 55, Lobby S-100, Hastings, Minne- within twenty (20) days after service of this Summons upon you, exclusive of sota to pay the debt secured by said mort- the day of service. If you fail to do so, gage and taxes, if any, on said pre- judgment by default will be taken mises and the costs and disburse- against you for the relief demanded in ments, including attorney fees allowed the Complaint. NOTICE OF NO PERSONAL CLAIM by law, subject to redemption within The general object of this action is to six (6) months from the date of said sale by the mortgagor(s), their per- have the Court declare the Sheriff's Sale of June 16, 2009 for the property sonal representatives or assigns. If the Mortgage is not reinstated located at 1947 Sierra Drive, Hastings, under Minn. Stat. §580.30 or the prop- M i n n e s o t a 5 5 0 3 3 a n d l e g a l l y erty is not redeemed under Minn. Stat. described as follows: Unit No. 1703, Common Interest §580.23, the Mortgagor must vacate Community Number 511, a the property on or before 11:59 p.m. on Condominium, Prairie Ridge, July 07, 2010, or the next business day Dakota County, Minnesota, if July 07, 2010 falls on a Saturday, null and void and to reinstate the first Sunday or legal holiday. mortgage thereon in favor of Plaintiff. Mortgagor(s) released from financial No personal claim is made against any obligation: NONE THIS COMMUNICATION IS FROM Defendant in this action. If any DefenA DEBT COLLECTOR ATTEMPT- dant on whom this notice is served ING TO COLLECT A DEBT. ANY unreasonably defends this action, that INFORMATION OBTAINED WILL BE Defendant shall pay full costs to the Plaintiff pursuant to Minn. Stat. USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF §557.03. Minnesota General Rules of Practice THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE set forth alternative dispute resolution TIME PROVIDED BY LAW IS NOT processes. These processes are defined and discussed in Rule 114 and AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR may be available as a method of resolvREDEMPTION BY THE MORTGAGOR, ing this litigation. Dated: December 14, 2009 THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE USSET, WEINGARDEN & LIEBO P.L.L.P. REDUCED TO FIVE WEEKS IF A JUDI- By: /s/ Kevin T. Dobie CIAL ORDER IS ENTERED UNDER Kevin T. Dobie, #0388322 MINNESOTA STATUTES, SECTION Attorney for Plaintiff 5 8 2 . 0 3 2 , D E T E R M I N I N G , A M O N G 4500 Park Glen Road, Suite 300 OTHER THINGS, THAT THE MORT- St. Louis Park, MN 55416 GAGED PREMISES ARE IMPROVED (952) 925-6888 12/17-12/31/09 WITH A RESIDENTIAL DWELLING OF 2012473 LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: November 19, 2009 ASSIGNEE OF MORTGAGEE:

PUBLIC NOTICE

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�� rder, Document Cou n t y R e c o�� 2352997. ��

PUBLIC NOTICE

NOTICE AND ORDER OF HEARING ON PETITION FOR FORMAL ADJUDICATION OF INTESTACY, DETERMINATION OF HEIRSHIP, APPOINTMENT OF PERSONAL REPRESENTATIVE AND NOTICE TO CREDITORS STATE OF MINNESOTA COUNTY OF DAKOTA DISTRICT COURT PROBATE DIVISION FIRST JUDICIAL DISTRICT Court File No. 19HA-PR-09-766 ESTATE OF KARL O. KASSULKE, DECEDENT It is Ordered and Notice is given that on 1-25-2010 at 9:00 a.m. a hearing will be held in this Court at Dakota County Probate Court, 1560 Highway 55, Hastings, MN 55033, Minnesota, for the adjudication of intestacy and determination of heirship of the Decedent, and for the appointment of Susan S. Kassulke whose address is: 3030 McCarthy Ridge Road, Eagan, Minnesota 55122 as personal representative of the Estate of the Decedent in an UNSUPERVISED administration. Any objections to the Petition must be filed with the Court prior to or raised at the hearing. If proper and if no objections are filed or raised, the personal representative will be appointed with full power to administer the Estate, including the power to collect all assets, pay a l l l e g a l d e b t s , c l a i m s , t a x e s a nd expenses, to sell real and personal property, and do all necessary acts for the Estate. Notice is also given that (subject to Minn. Stat. 524.3-801) all creditors having claims against the Estate are required to present the claims to the personal representative or to the Court Administrator within four months after the date of this Notice or the claims will be barred. Date 12/15/09 Shawn M. Moynihan Judge (COURT SEAL) Attorney For Personal Representative Ronald B. Sieloff (#100900) Sieloff and Associates, P.A. Yankee Square Office III 3460 Washington Drive; Suite 214 Eagan, Minnesota 55122 Phone: 651-454-2000; Fax: 651-452-1240 2017790 12/24-12/31/09

PUBLIC NOTICE

NOTICE AND ORDER OF HEARING ON PETITION FOR FORMAL ADJUDICATION OF INTESTACY, DETERMINATION OF HEIRSHIP, APPOINTMENT OF PERSONAL REPRESENTATIVE AND NOTICE TO CREDITORS STATE OF MINNESOTA COUNTY OF DAKOTA FIRST JUDICIAL DISTRICT DISTRICT COURT PROBATE DIVISION Court File No. 19HA-PR-09-794 In Re: Estate of BEVERLY JANE DAHL, Decedent. It is Ordered and Notice is given that on February 8, 2010 at 9:00 a.m. a hearing will be held in this Court at the Dakota County Judicial Center, 1560 Highway 55, Hastings, Minnesota, 55033, for the adjudication of intestacy and determination of heirship of the Decedent, and for the appointment of Marjory Hart, whose address is: 14335 Glenda Drive, Apple Valley, Minnesota, as Personal Representative of the Estate of the Decedent in an unsupervised administration. Any objections to the Petition must be filed with the Court prior to or raised at the hearing. If proper and if no objections are filed or raised, the personal representative will be appointed with full power to administer the Estate, including the power to collect all assets, pay all legal debts, claims, taxes and expenses, to sell real and personal property, and do all necessary acts for the Estate. Notice is also given that (subject to Minn. Stat. 524.3-801) all creditors having claims against the Estate are required to present the claims to the personal representative or to the Court Administrator within four months after the date of this Notice or the claims will be barred. Dated: 12-28-09 BY THE COURT Robert Carolan Judge of District Court Attorneys for Petitioner Lori L. Guzman, Att’y Reg. No. 285808 Janet Totter, Att’y Reg. No. 387896 Matthew Tande, Att’y Reg. No. 388339 GUZMAN LAW FIRM, PA 14847 Energy Way Apple Valley, MN 55124 Tel: (952) 432-0648 FAX: (952) 431-2491 2025926 12/31/09-1/7/10

PUBLIC NOTICE NOTICE OF MORTGAGE

No.

ASSIGNMENTS OF MORTGAGE: Assigned to: Chase Home Finance LLC, Dated: November 11, 2009. TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100245400023623791 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Union Federal Bank of Indianapolis RESIDENTIAL MORTGAGE SERVICER: Chase Home Finance LLC MORTGAGED PROPERTY ADDRESS: 6291 162nd Street, Rosemount, MN 55068 TAX PARCEL I.D.#: 22-21177-100-17 LEGAL DESCRIPTION OF PROPERTY: Lot 10, Block 17, Donnay's Valley Park 8th Addition, filed in Plat Doc # 1994378 Recorded 2/14/2003 COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $184,362.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $189,961.06 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: January 28, 2010 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on July 28, 2010. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: November 13, 2009. Chase Home Finance LLC Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 30-7445 1961024034 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 1990294 11/26-12/31/09

PUBLIC NOTICE NOTICE OF MORTGAGE

MORTGAGE: $250,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $237,666.71 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: January 28, 2010 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on July 28, 2010. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: November 17, 2009. CitiMortgage, Inc. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 10-2633 645123950 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 1991544 11/26-12/31/09

PUBLIC NOTICE NOTICE OF MORTGAGE

to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on July 28, 2010. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: November 12, 2009. JPMorgan Chase Bank, N.A. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 60-2608 3011349291 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 1991921 11/26-12/31/09

PUBLIC NOTICE

ORDER TO SHOW CAUSE STATE OF MINNESOTA COUNTY OF DAKOTA DISTRICT COURT FIRST JUDICIAL DISTRICT COURT FILE NO. 19HA-CV-09-7249 In the Matter of the Petition of: Secretary of Veterans Affairs, In Relation to Certificate of Title No. 120514 issued for land in the County of Dakota and State of Minnesota legally described as follows: Lot Three (3), Block Eight (8), MARION FIELDS, according to the recorded plat thereof. TO: JON R. WASSMUND; CITIFINANCIAL SERVICES, INC.; and to parties, if any, in possession of said premises adverse to the Petitioner. Upon receiving and filing the Report of the Examiner of Titles in the above entitled matter, IT IS HEREBY ORDERED, that you and all persons interested, appear before this Court on the 10th day of February, 2010, at 9:00 a.m. in the Dakota County Government Center, Hastings, Minnesota, and then, or as soon thereafter as said matter can be heard, show cause, if any there be, why this Court should not enter an Order as follows: That the Registrar of Titles, upon the filing with him of a certified copy of this Order, cancel Certificate of Title No. 120514 and enter a new Certificate of Title for the land therein described in favor of Secretary of Veterans Affairs, subject to the memorial of Document No. 399385 but free from all other memorials now appearing on the present Certificate of Title, the last of which is Document No. 646049, and free also from the Memorial of this Order. IT IS FURTHER ORDERED, that this Order be served: (a) at least 10 days prior to such hearing upon the above named parties residing in this State in the manner provided by law for the service of Summons in a civil action; (b) it shall be served at least 14 days prior to such hearing upon any of the above named nonresidents by sending a copy of this Order to such nonresident at his post office address, by registered or certified mail, return receipt requested; (c) it shall be served upon any party who cannot be found by two weeks published notice and by sending a copy of this Order at least 14 days prior to the hearing by first class mail to such party at this last known address and by sending another copy of this Order at least 14 days prior to the hearing by first class mail to his address as stated on the Certificate of Title if an address is so stated. DATED: 12-8-2009 BY THE COURT: Thomas Poch Judge of District Court APPROVED: EXAMINER OF TITLES JAMES P. O’CONNELL BY: JAMES P. O’CONNELL Attorney for Petitioner: Adam Soczynski Usset, Weingarden & Liebo, PLLP 4500 Park Glen Road, #300 Minneapolis, MN 55416 Attendance is not required at said hearing except to object to the entry of the above described Order. 2017149 12/24-12/31/09

PUBLIC NOTICE

NOTICE OF AND ORDER FOR HEARING ON PETITION FOR FORMAL PROBATE OF WILL AND APPOINTMENT OF PERSONAL REPRESENTATIVE AND NOTICE TO CREDITORS STATE OF MINNESOTA COUNTY OF DAKOTA DISTRICT COURT FIRST JUDICIAL DISTRICT Court File No.: 19HA-PR-09-771 In Re: Estate of Otis Lee Heagy, Decedent. It is Ordered and Notice is given that on Jan 25, 2010 at 9:00 a.m., a hearing will be held in this Court at the Dakota County Judicial Center, 1560 Highway 55 West, Hastings, Minnesota 55033, for the formal probate of an instrument purporting to be the decedent’s Will dated August 12, 2009, and for the appointment of Lori Sue Wittmer, whose address is 7140 Lake Elmo Ave North, Stillwater, Minnesota 55082, as personal representative of the estate of the decedent in an unsupervised administration. Any objections to the petition must be raised at the hearing or filed with the Court prior to the hearing. If the petition is proper and no objections are filed or raised, the personal representative will be appointed with the full power to administer the estate, including the power to collect all assets; pay all legal debts, claims, taxes, and expenses; sell real and personal property; and do all necessary acts for the estate. Notice is also given that, subject to Minn. Stat. § 524.3-801, all creditors having claims against the decedent’s estate are required to present the claims to the personal representative or to the Court within four (4) months after the date of this notice or the claims will be barred. Dated: 12/18/09 BY THE COURT Shawn M. Moynihan Judge of District Court G. Martin Johnson (MN# 0052279) G. Martin Johnson, Ltd. 12400 Portland Ave South Suite 116 Burnsville, Minnesota 55337 Telephone: (952) 881-9758 Facsimile: (952) 881-2172 Email: martin@martinjohnson.com 2019785 12/24-12/31/09

PUBLIC NOTICE NOTICE OF ASSESSMENT LIEN

FORECLOSURE SALE Date: November 10, 2009 YOU ARE NOTIFIED THAT: 1. Default has occurred in the terms and conditions of the Declarations for Diffley Commons 2nd Addition Villas and Garden Homes Homeowners Association (hereinafter the "Association") which was recorded as Document No. 1189722 on January 31, 1994, in the Office of the Dakota County Recorder, as amended, and also, pursuant to Minn. Stat. §515B.3-116, covering the following property: LEGAL DESCRIPTION: Unit No. 105, Condominium File No. 116, Diffley Commons 2nd Addition, Villas and Garden Homes, a condominium, Dakota County, Minnesota S T R E E T A D D R E S S : 1932 Sapphire Point, #105, Eagan, Minnesota 55122 TAX PARCEL ID NUMBER: 10-20451-105-04 2. Pursuant to said Declaration, there is claimed to be due and owing as of November 10, 2009, from John Altstatt and Beverly Altstatt, title holders, to the Association, a Minnesota non-profit corporation, the amount of $2,527.98 for unpaid association dues, late fees, attorneys fees and costs, plus any other such amounts that will accrue after November 10, 2009, and other costs of collection and foreclosure which will be added to the amount claimed due and owing at the time of the sale herein. 3. No action is now pending at law or otherwise to recover said debt or any part thereof. 4. That all preforeclosure requirements have been met. 5. The owners have not been released from their financial obligation to pay said amount. 6. The Declaration, referenced above, and Minn. Stat. §§515B.3-115 and 515B.3-116 provide for a continuing lien against the property. A Notice of Lien evidencing the amount due was recorded on October 2, 2009, as Document No. 2688131 in the Dakota County Recorder's Office. 7. Pursuant to the power of sale contained in the same Declaration and granted by the owners in taking title to the premises subject to said Declaration and pursuant to Minn. Stat. §§515B.3-115 and 515B.3-116, said Lien will be foreclosed by the sale of said property by the Sheriff of Dakota County, at the Dakota County Sheriff's Office, Dakota County Law Enforcement Center, 1580 Highway 55 Lobby S-100, Hastings, MN 55033, on the 19th day of January, 2010, at 10:00 a.m. at public auction to the highest bidder, to pay the amount then due for said assessments, together with the costs of foreclosure, including attorneys fees as allowed by law. 8. T h e t i m e a l l o w e d b y l a w f o r redemption by the unit owners, their personal representatives or assigns is six (6) months from the date of sale. The date and time to vacate the property is 11:59 p.m. on July 19, 2010, if the account is not reinstated or the owners do not redeem from the foreclosure sale. REDEMPTION NOTICE

THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGORS, THE MORTGAGORS' PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. 9. THIS IS A COMMUNICATION FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. DIFFLEY COMMONS 2ND ADDITION VILLAS AND GARDEN HOMES HOMEOWNER'S ASSOCIATION Attorneys for Diffley Commons 2nd Addition Villas and Garden Homes Homeowner's Association: THOMSEN NYBECK By: Gretchen S. Schellhas (#195595) 3600 American Blvd. West, Suite 400 Bloomington, Minnesota 55431 (952) 835-7000 (Diffley Commons - Altstatt/08-7-674D) 1990227 11/26-12/31/09

PUBLIC NOTICE NOTICE OF MORTGAGE

FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: November 16, 2006 MORTGAGORS: D a r r i n M H a n s o n and Jodi A Hanson, husband and wife. MORTGAGEE: A M C M o r t g a g e S e r vices, Inc.. DATE AND PLACE OF RECORDING: Registered December 11, 2006, Dakota County Registrar of Titles, Document No. 602413, Certificate of Title No. 113826. ASSIGNMENTS OF MORTGAGE: Assigned to: US Bank National Association as Trustee, in trust for the registered holders of Citigroup Mortgage Loan Trust 2007-AMC, Asset-Backed pass through certificates, series 2007-AMC2, Dated: November 24, 2006, Recorded: August 11, 2008, Document No. T631740. And thereafter assigned to: Mortgage Electronic Registration Systems, Inc, Dated: August 24, 2009, and by Doc # T640091. And thereafter assigned to CitiMOrtgage, Inc., Dated: August 25, 2009. Said Mortgage being Registered Land. TRANSACTION AGENT: NONE TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: NONE LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: AMC Mortgage Services, Inc. RESIDENTIAL MORTGAGE SERVICER: CitiMortgage, Inc. MORTGAGED PROPERTY ADDRESS: 17540 Finesse Trail, Farmington, MN 55024 TAX PARCEL I.D. #: 224162504001 LEGAL DESCRIPTION OF PROPERTY: Lot 4, Block 1, Kenridge COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $329,067.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $373,156.74 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: January 28, 2010 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on July 28, 2010. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE

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RESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: November 13, 2009. CitiMortgage, Inc. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 10-2201 9000173303 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 1991431 11/26-12/31/09

PUBLIC NOTICE

ORDER TO SHOW CAUSE STATE OF MINNESOTA COUNTY OF DAKOTA DISTRICT COURT FIRST JUDICIAL DISTRICT COURT FILE NO. 19HA-CV-09-6840 In the Matter of the Petition of: U.S. Bank National Association, N.D., In Relation to Certificate of Title No. 62570 issued for land in the County of Dakota and State of Minnesota and legally described as: Lot One (1), Block One (1) in Fairview Addition, according to the recorded plat thereof TO: DAVID G. SCHOMMER; and to parties, if any, in possession of said premises adverse to the Petitioner. Upon receiving and filing the Report of the Examiner of Titles in the above entitled matter, IT IS ORDERED, that you and all persons interested, appear before this Court on the 10 day of February, 2010, at 9:00 a.m., in the Dakota County Government Center, Hastings, Minnesota, and then, or as soon thereafter as said matter can be heard, show cause, if any there be, why this Court should not enter an Order as follows: That the Registrar of Titles, upon the filing with him of a certified copy of this Order, cancel Certificate of Title No. 62570 and enter a new Certificate of Title for the land therein described in favor of U.S. Bank National Association, N.D., free from all other memorials now appearing on the present Certificate of Title, the last of which is Document No. 648542, and free also from the Memorial of this Order. IT IS FURTHER ORDERED, that this Order be served: (a) at least 10 days prior to such hearing upon the above named parties residing in this State in the manner provided by law for the service of Summons in a civil action; (b) it shall be served at least 14 days prior to such hearing upon any of the above named nonresidents by sending a copy of this Order to such nonresident at his post office address, by registered or certified mail, return receipt; (c) it shall be served upon any party who cannot be found by two weeks published notice and by sending a copy of this Order at least 14 days prior to the hearing by first class mail to such party at this last known address and by sending another copy of this Order at least 14 days prior to the hearing by first class mail to his address as stated on the Certificate of Title if an address is so stated. DATED 11/24/09 BY THE COURT: Patrice Sutherland Judge of District Court Approved: JAMES P. O’CONNELL EXAMINER OF TITLES BY: JAMES P. O’CONNELL Attorney for Petitioner: David R. McCalip Wilford & Geske, P.A. 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125 Attendance is not required at said hearing except to object to the entry of the above described Order. 2026014 12/31/09-1/7/10

PUBLIC NOTICE NOTICE OF MORTGAGE

GAGE IDENTIFICATION NUMBER ON MORTGAGE: 100017957131100448 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Provident Funding Associates, L.P. RESIDENTIAL MORTGAGE SERVICER: Provident Funding Associates, L.P. MORTGAGED PROPERTY ADDRESS: 5461 Upper 183rd Street West, Farmington, MN 55024 TAX PARCEL I.D.#: 14-19502-032-04 LEGAL DESCRIPTION OF PROPERTY: Unit No. 32, Sherbourne Deck Homes, A Condominium, Condominium Plat CIC No. 129 COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $123,900.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $117,951.42 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: January 20, 2010 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on July 20, 2010. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: November 16, 2009. Provident Funding Associates, L.P. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 90-1496 5713110044 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 1991704 11/26-12/31/09

PUBLIC NOTICE NOTICE OF MORTGAGE

ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $272,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $286,271.61 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: January 28, 2010 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on July 28, 2010. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: November 16, 2009. Chase Home Finance LLC Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 30-7474 1974089451 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 1990375 11/26-12/31/09

PUBLIC NOTICE NOTICE OF MORTGAGE

DATE AND TIME OF SALE: January 28, 2010 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on July 28, 2010. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: November 19, 2009. Roosevelt Mortgage Acquisition Company Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 90-979 0335680327 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 1991719 11/26-12/31/09

PUBLIC NOTICE NOTICE OF MORTGAGE

FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: August 02, 2006 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $197,600.00 MORTGAGOR(S): Victor Hugo Arteaga, single person MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded: August 22, 2006 Dakota County Recorder, Document Number: 2455445 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100122200002725320 Lender or Broker: BNC Mortgage, Inc. Residential Mortgage Servicer: Aurora Loan Services, LLC Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 648 1st Ave S, South Saint Paul, MN 55075-2804 Tax Parcel ID Number: 36-75100-180-14 LEGAL DESCRIPTION OF PROPERTY: Lot 18, Block 14, Tarbox Addition to South St. Paul, Dakota County, Minnesota. AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $211,239.68 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: January 14, 2010 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on July 14, 2010, or the next business day if July 14, 2010 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR,

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�� REDEMPTION BY THE �� MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE NOTICE OF REDUCED TO FIVE WEEKS IF A JUDIMORTGAGE FORECLOSURE SALE CIAL ORDER IS ENTERED UNDER THE RIGHT TO VERIFICATION MINNESOTA STATUTES, SECTION 5 8 2 . 0 3 2 , D E T E R M I N I N G , A M O N G OF THE DEBT AND IDENTITY OF OTHER THINGS, THAT THE MORT- THE ORIGINAL CREDITOR WITHIN GAGED PREMISES ARE IMPROVED THE TIME PROVIDED BY LAW IS WITH A RESIDENTIAL DWELLING OF NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL default has occurred in conditions of the following described mortgage: PRODUCTION, AND ARE ABANDONED. DATE OF MORTGAGE: A u g u s t 2 4 , DATED: November 26, 2009 2004 MORTGAGEE: Mortgage ElecMORTGAGORS: Donald J. Footh and tronic Registration Systems, Inc. Rachel M. Footh, husband and wife. Wilford & Geske, P.A. MORTGAGEE: Mortgage Electronic Attorneys for Mortgagee Registration Systems, Inc. Lawrence A. Wilford DATE AND PLACE OF RECORDING: James A. Geske Recorded September 16, 2004, Dakota 8425 Seasons Parkway, Suite 105 County Recorder, Document No. Woodbury, MN 55125-4393 2248535. (651) 209-3300 ASSIGNMENTS OF MORTGAGE: File Number: 003399F02 1991462 11/26-12/31/09 Assigned to: CitiMortgage, Inc, Dated: November 30, 2009. TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. NOTICE OF TRANSACTION AGENT'S MORTMORTGAGE FORECLOSURE SALE GAGE IDENTIFICATION NUMBER ON THE RIGHT TO VERIFICATION MORTGAGE: 100285700000015684 OF THE DEBT AND IDENTITY OF LENDER OR BROKER AND MORTTHE ORIGINAL CREDITOR WITHIN G A G E O R I G I N A T O R S T A T E D O N THE TIME PROVIDED BY LAW IS MORTGAGE: Summit Mortgage CorpoNOT AFFECTED BY THIS ACTION. ration NOTICE IS HEREBY GIVEN, that RESIDENTIAL MORTGAGE SERdefault has occurred in conditions of VICER: CitiMortgage, Inc. the following described mortgage: MORTGAGED PROPERTY ADDRESS: DATE OF MORTGAGE: J u n e 2 3 , 558 15th Avenue North, South Saint 2005 Paul, MN 55075 MORTGAGOR: Jayson N. Kooser, a TAX PARCEL I.D. #: 36-66600-010-06 single person. LEGAL DESCRIPTION OF PROPMORTGAGEE: U n i t e d R e s i d e n t i a l ERTY: Mortgage, LLC. Lot 1, Block 6, of H.J. Schult AddiDATE AND PLACE OF RECORDING: tion to the City of South St. Paul Recorded July 19, 2005, Dakota COUNTY IN WHICH PROPERTY IS C o u n t y R e c o r d e r , D o c u m e n t N o . LOCATED: Dakota 2341728. ORIGINAL PRINCIPAL AMOUNT OF A S S I G N M E N T S O F M O R T G A G E : MORTGAGE: $177,120.00 Assigned to: ABN AMRO Mortgage AMOUNT DUE AND CLAIMED TO BE Group, Inc n/k/a CitiMOrtgage, Inc, DUE AS OF DATE OF NOTICE, INCLUDDated: June 23, 2005, Recorded: July ING TAXES, IF ANY, PAID BY MORT19, 2005, Document No. 2341729. GAGEE: $188,482.75 TRANSACTION AGENT: NONE That prior to the commencement of T R A N S A C T I O N A G E N T ' S M O R T - this mortgage foreclosure proceeding GAGE IDENTIFICATION NUMBER ON Mortgagee/Assignee of Mortgagee comMORTGAGE: NONE plied with all notice requirements as LENDER OR BROKER AND MORT- required by statute; That no action or G A G E O R I G I N A T O R S T A T E D O N proceeding has been instituted at law MORTGAGE: United Residential Mort- o r o t h e r w i s e t o r e c o v e r t h e d e b t gage, LLC secured by said mortgage, or any part R E S I D E N T I A L M O R T G A G E S E R - thereof; VICER: CitiMortgage, Inc. PURSUANT to the power of sale conMORTGAGED PROPERTY ADDRESS: tained in said mortgage, the above 17010 Glencoe Avenue, Lakeville, MN described property will be sold by the 55044 Sheriff of said county as follows: TAX PARCEL I.D. #: 22-67500-010-01 DATE AND TIME OF SALE: February LEGAL DESCRIPTION OF PROP- 16, 2010 at 10:00 AM ERTY: PLACE OF SALE: S h e r i f f ' s O f f i c e , Lot 1, Block 1, Shady Oaks Shores Law Enforcement Center, 1580 Hwy COUNTY IN WHICH PROPERTY IS 55, Lobby #S-100, Hastings, MN LOCATED: Dakota to pay the debt then secured by said ORIGINAL PRINCIPAL AMOUNT OF Mortgage, and taxes, if any, on said MORTGAGE: $185,389.00 premises, and the costs and disburseAMOUNT DUE AND CLAIMED TO BE m e n t s , i n c l u d i n g a t t o r n e y s ' f e e s DUE AS OF DATE OF NOTICE, INCLUD- allowed by law subject to redemption ING TAXES, IF ANY, PAID BY MORT- within six (6) months from the date of GAGEE: $180,829.21 said sale by the mortgagor(s), their That prior to the commencement of personal representatives or assigns this mortgage foreclosure proceeding unless reduced to Five (5) weeks under Mortgagee/Assignee of Mortgagee com- MN Stat. §580.07. plied with all notice requirements as TIME AND DATE TO VACATE PROPrequired by statute; That no action or E R T Y : I f t h e r e a l e s t a t e i s a n proceeding has been instituted at law owner-occupied, single-family dwello r o t h e r w i s e t o r e c o v e r t h e d e b t ing, unless otherwise provided by law, secured by said mortgage, or any part the date on or before which the mortthereof; gagor(s) must vacate the property if the PURSUANT to the power of sale con- mortgage is not reinstated under sectained in said mortgage, the above tion 580.30 or the property is not described property will be sold by the redeemed under section 580.23 is Sheriff of said county as follows: 11:59 p.m. on August 16, 2010. DATE AND TIME OF SALE: February MORTGAGOR(S) RELEASED FROM 23, 2010 at 10:00 AM FINANCIAL OBLIGATION ON MORTPLACE OF SALE: S h e r i f f ' s O f f i c e , GAGE: None Law Enforcement Center, 1580 Hwy "THE TIME ALLOWED BY LAW FOR 55, Lobby #S-100, Hastings, MN REDEMPTION BY THE MORTGAGOR, to pay the debt then secured by said THE MORTGAGOR'S PERSONAL REPMortgage, and taxes, if any, on said RESENTATIVES OR ASSIGNS, MAY BE premises, and the costs and disburse- REDUCED TO FIVE WEEKS IF A JUDIm e n t s , i n c l u d i n g a t t o r n e y s ' f e e s CIAL ORDER IS ENTERED UNDER allowed by law subject to redemption MINNESOTA STATUTES, SECTION within six (6) months from the date of 5 8 2 . 0 3 2 , D E T E R M I N I N G , A M O N G said sale by the mortgagor(s), their OTHER THINGS, THAT THE MORTpersonal representatives or assigns GAGED PREMISES ARE IMPROVED unless reduced to Five (5) weeks under WITH A RESIDENTIAL DWELLING OF MN Stat. §580.07. LESS THAN FIVE UNITS, ARE NOT TIME AND DATE TO VACATE PROP- PROPERTY USED IN AGRICULTURAL ERTY: If the real estate is an P R O D U C T I O N , A N D A R E owner-occupied, single-family dwell- ABANDONED." ing, unless otherwise provided by law, Dated: December 11, 2009. the date on or before which the mortCitiMortgage, Inc. gagor(s) must vacate the property if the Mortgagee/Assignee of Mortgagee mortgage is not reinstated under sec- USSET, WEINGARDEN AND LIEBO, P.L.L.P. tion 580.30 or the property is not By: Paul A. Weingarden redeemed under section 580.23 is Attorneys for Mortgagee/ 11:59 p.m. on August 23, 2010. Assignee of Mortgagee MORTGAGOR(S) RELEASED FROM 4500 Park Glen Road #300 FINANCIAL OBLIGATION ON MORT- Minneapolis, MN 55416 GAGE: None (952) 925-6888 "THE TIME ALLOWED BY LAW FOR 10-2856 REDEMPTION BY THE MORTGAGOR, 770598859 THE MORTGAGOR'S PERSONAL REP- THIS IS A COMMUNICATION FROM RESENTATIVES OR ASSIGNS, MAY BE A DEBT COLLECTOR. REDUCED TO FIVE WEEKS IF A JUDI- 2025208 12/31/09-2/4/10 CIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTNOTICE OF MORTGAGE GAGED PREMISES ARE IMPROVED FORECLOSURE SALE WITH A RESIDENTIAL DWELLING OF THE RIGHT TO VERIFICATION OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL THE DEBT AND IDENTITY OF THE P R O D U C T I O N , A N D A R E ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT ABANDONED." AFFECTED BY THIS ACTION. Dated: December 18, 2009. NOTICE IS HEREBY GIVEN, that CitiMortgage, Inc. default has occurred in conditions of Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. the following described mortgage: DATE OF MORTGAGE: S e p t e m b e r Attorneys for Mortgagee/ 23, 2005 Assignee of Mortgagee MORTGAGORS: Mindy Nguyen and 4500 Park Glen Road #300 Minh Tu Duong, wife and husband. Minneapolis, MN 55416 MORTGAGEE: Mortgage Electronic (952) 925-6888 Registration Systems, Inc. 10-2875 DATE AND PLACE OF RECORDING: 649669845 Recorded November 7, 2005, Dakota THIS IS A COMMUNICATION FROM County Recorder, Document No. A DEBT COLLECTOR. 2025247 12/31/09-2/4/10

PUBLIC NOTICE

��

�� G A �� G E O R I G I �� NATOR STATED ON MORTGAGE: Washington Mutual �� County Recorder, Document No. 2378745. ASSIGNMENTS OF MORTGAGE: Assigned to: Provident Funding Associates, L.P., Dated: October 28, 2009 TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100017935150900153 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Provident Funding Associates, L.P. RESIDENTIAL MORTGAGE SERVICER: Provident Funding Associates, L.P. MORTGAGED PROPERTY ADDRESS: 4590 Cinnamon Ridge Trail, Eagan, MN 55122 TAX PARCEL I.D.#: 10-17400-021-01 LEGAL DESCRIPTION OF PROPERTY: That part of Lot 2, Block 1, Cinnamon Ridge, City of Eagan, lying Southerly of a line drawn from a point on the Easterly line of said Lot 2, distant 52.79 feet North at the Southeast corner thereof to a point on the Westerly line of said Lot 2, distant 45.5 feet North of the Southwest corner thereof. COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $160,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $144,734.84 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: January 20, 2010 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on July 20, 2010. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: November 16, 2009. Provident Funding Associates, L.P. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 90-1498 3515090015 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 1991652 11/26-12/31/09

PUBLIC NOTICE NOTICE OF MORTGAGE

Bank, FA RESIDENTIAL MORTGAGE SERVICER: JPMorgan Chase Bank, National Association MORTGAGED PROPERTY ADDRESS: 13745 Wellington Crest, Burnsville, MN 55337 TAX PARCEL I.D.#: 02-18100-230-04 LEGAL DESCRIPTION OF PROPERTY: Lot Twenty-three (23), Block Four (4), Colonial Hills COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $336,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $338,279.07 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: January 28, 2010 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on July 28, 2010. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: November 13, 2009. JPMorgan Chase Bank, N.A. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 60-2606 3017359864 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 1991865 11/26-12/31/09

PUBLIC NOTICE NOTICE OF MORTGAGE

GAGEE: $195,952.42 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: January 21, 2010 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on July 21, 2010. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: November 6, 2009. Deutsche Bank National Trust Company, as trustee Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 84-586 2000399058 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 1986770 11/26-12/31/09

PUBLIC NOTICE NOTICE OF MORTGAGE

ments, including attorneys fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on July 28, 2010. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: November 17, 2009. CitiMortgage, Inc. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 10-2646 401714127 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 1991339 11/26-12/31/09

PUBLIC NOTICE NOTICE OF

MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: A u g u s t 2 7 , 2007 MORTGAGOR: G l e n W a c h o w i a k , a single person. MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Registered November 30, 2007, Dakota County Registrar of Titles, Document No. 620744, Certificate of Title No. 143928. ASSIGNMENTS OF MORTGAGE: Assigned to: Chase Home Finance LLC, Dated: November 5, 2009. Said Mortgage being Registered Land. TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100131022700396025 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: American Mortgage Network, Inc. RESIDENTIAL MORTGAGE SERVICER: Chase Home Finance LLC MORTGAGED PROPERTY ADDRESS: 14355 Eveleth Avenue, Apple Valley, MN 55124 TAX PARCEL I.D.#: 01-66701-220-04 LEGAL DESCRIPTION OF PROPERTY: Lot twenty-two (22), Block four (4), in Scottsbriar 2nd Addition, Dakota County, Minnesota COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $212,500.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $227,235.36 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: January 27, 2010 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on July 27, 2010. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None

GAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: November 13, 2009. Chase Home Finance LLC Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 30-7410 1980225984 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 1990348 11/26-12/31/09

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: July 19, 1993 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $71,700.00 MORTGAGOR(S): Thomas W Nordstrom and Gretchen J Nordstrom , husband and wife MORTGAGEE: United Mortgage Corporation DATE AND PLACE OF RECORDING: Recorded: October 06, 1993 Dakota County Recorder Document Number: 1157151 ASSIGNMENTS OF MORTGAGE: And assigned to: Bank of America, N.A. fka Bank of America, FSB Dated: November 01, 1994 Recorded: February 06, 1997 Dakota County Recorder Document Number: 1404550 Transaction Agent: Not Applicable Transaction Agent Mortgage Identification Number: Not Applicable Lender or Broker: United Mortgage Corporation Residential Mortgage Servicer: Bank of America, N.A. Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 20828 Jacquard Ave, Lakeville, MN 55044-8840 Tax Parcel ID Number: 22-17750-021-01 LEGAL DESCRIPTION OF PROPERTY: Lot 2, Block 1, Clay's Acres AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $74,966.76 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: February 16, 2010 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on August 16, 2010, or the next business day if August 16, 2010 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: December 31, 2009 ASSIGNEE OF MORTGAGEE: Bank of America, N.A. fka Bank of America, FSB Wilford & Geske, P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 010528F01 2025994 12/31/09-2/4/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: A u g u s t 3 0 , 2005 MORTGAGOR: M o l l y M c G u i r e , a single person. MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded October 7, 2005, Dakota County Recorder, Document No. 2368591. ASSIGNMENTS OF MORTGAGE: Assigned to: CitiMortgage, Inc, Dated: December 2, 2009. TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100038406051226903 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Sirva Mortgage, Inc RESIDENTIAL MORTGAGE SERVICER: CitiMortgage, Inc. MORTGAGED PROPERTY ADDRESS: 4418 Jan Echo Trail, Eagan, MN 55122 TAX PARCEL I.D. #: 10-17791-100-02 LEGAL DESCRIPTION OF PROPERTY: Unit 100, Cliff Lake Courthomes, Common Interest Community No. 125 COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $157,300.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $158,079.83 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: February 18, 2010 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on August 18, 2010. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: December 18, 2009. CitiMortgage, Inc. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/ Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 10-2874 2003036649 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2025220 12/31/09-2/4/10

PUBLIC NOTICE NOTICE OF MORTGAGE

FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: December 17, 2004 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $194,118.00 MORTGAGOR(S): Jason R. Mishica and Allison K. Mishica, husband and wife MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded: February 22, 2005 Dakota County Recorder, Document Number: 2297927 ASSIGNMENTS OF MORTGAGE: And assigned to: U.S. Bank National Association, Dated: November 13, 2009

��

ciation, Dated: November 13, 2009 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100137510000175648 Lender or Broker: Lakeland Mortgage Corporation Residential Mortgage Servicer: U.S. Bank Home Mortgage Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 2605 Brookview Dr, Burnsville, MN 55337-2143 Tax Parcel ID Number: 02-32901-480-01 LEGAL DESCRIPTION OF PROPERTY: Lot 48, Block 1, Highland Forest 2nd Addition AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $187,016.36 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: January 14, 2010 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on July 14, 2010, or the next business day if July 14, 2010 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: November 26, 2009 ASSIGNEE OF MORTGAGEE: U.S. Bank National Association Wilford & Geske, P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 009707F01 1988549 11/26-12/31/09

PUBLIC NOTICE NOTICE OF MORTGAGE

That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: January 19, 2010 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on July 19, 2010. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: November 17, 2009. CitiMortgage, Inc. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 10-2630 12302017 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 1991311 11/26-12/31/09

PUBLIC NOTICE NOTICE OF MORTGAGE

FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: October 27, 2006 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $352,250.00 MORTGAGOR(S): Patrick J. Zurick and Marie L. Zurick, husband and wife MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded: November 09, 2006 Dakota County Recorder, Document Number: 2474537 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100190830000074136 Lender or Broker: SouthStar Funding, LLC Residential Mortgage Servicer: Litton Loan Servicing, LP Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 13594 Glasgow Ln, Apple Valley, MN 55124-7630 Tax Parcel ID Number: 01-22451-030-02 LEGAL DESCRIPTION OF PROPERTY: Lot 3, Block 2, Eagle Ridge Estates 2nd Addition, Dakota County, Minnesota. AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $375,215.08 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: January 14, 2010 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on July 14, 2010, or the next business day if July 14, 2010 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE

obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: November 26, 2009 MORTGAGEE: Mortgage Electronic Registration Systems, Inc. Wilford & Geske, P.A. Attorneys for Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 010549F01 1991599 11/26-12/31/09

PUBLIC NOTICE NOTICE OF MORTGAGE

FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: February 22, 2007 MORTGAGORS: Vane K. Gichana and Evans M. Mogaka, wife and husband. MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded March 13, 2007, Dakota County Recorder, Document No. 2502308. ASSIGNMENTS OF MORTGAGE: Assig ned to: U.S. B a n k , N a t i o n a l Association, as successor trustee to Bank of America, N.A., S/B/M to LaSalle Bank National Association, as Trustee for Merrill Lynch First Franklin Mortgage Loan Trust, Mortgage Loan Asset-Backed Certificates, Series 2007-2, Dated: February 22, 2007, Recorded: February 12, 2009, Document No. 2637177. TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100425240012845340 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: First Franklin Financial Corporation RESIDENTIAL MORTGAGE SERVICER: Home Loan Services, Inc. MORTGAGED PROPERTY ADDRESS: 17873 Floral Park Circle, Lakeville, MN 55044 TAX PARCEL I.D.#: 22-18606-010-03 LEGAL DESCRIPTION OF PROPERTY: Lot 1, Block 3, Crossroads 7th Addition, Dakota County, Minnesota. COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $331,920.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $376,547.14 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: January 28, 2010 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on July 28, 2010. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF

WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: November 24, 2009. U.S. Bank National Association, Trustee Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 76-3004 1044851214 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 1996651 12/3/09-1/7/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: J a n u a r y 6 , 2003 MORTGAGORS: Todd M. Berntson and Monique R. Berntson, husband and wife. MORTGAGEE: ABN AMRO Mortgage Group, Inc n/k/a CitiMortgage, Inc. DATE AND PLACE OF RECORDING: Recorded March 27, 2003, Dakota County Recorder, Document No. 2020788. ASSIGNMENTS OF MORTGAGE: NONE TRANSACTION AGENT: NONE TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: NONE LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: ABN AMRO Mortgage Group, Inc n/k/a CitiMortgage, Inc RESIDENTIAL MORTGAGE SERVICER: CitiMortgage, Inc. MORTGAGED PROPERTY ADDRESS: 14859 Embry Path, Apple Valley, MN 55124 TAX PARCEL I.D. #: 01-81450-029-03 LEGAL DESCRIPTION OF PROPERTY: Unit No. 29, together with Garage Unit No. 29A, Valley Way Village Condominium, Condominium File No. 78, Dakota County, Minnesota. COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $129,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $87,784.47 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: February 16, 2010 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on August 16, 2010. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: December 11, 2009. CitiMortgage, Inc. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/ Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 10-2245 630852018 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2025182 12/31/09-2/4/10

�� TRANSACTION AGENT: NONE ��

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: July 31, 2003 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $198,320.00 MORTGAGOR(S): Greg Waller and Kara J. Waller, husband and wife MORTGAGEE: Wells Fargo Bank, N.A. successor by merger to Wells Fargo Bank Southwest, N.A. formerly known as Wachovia Mortgage, FSB fka World Savings Bank, FSB DATE AND PLACE OF RECORDING: Recorded: September 25, 2003 Dakota County Recorder Document Number: 2115571 Transaction Agent: Not Applicable Transaction Agent Mortgage Identification Number: Not Applicable Lender or Broker: Wells Fargo Bank, N.A. successor by merger to Wells Fargo Bank Southwest, N.A. formerly known as Wachovia Mortgage, FSB fka World Savings Bank, FSB Residential Mortgage Servicer: Wachovia Mortgage, FSB Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 13205 Walnut Dr, Burnsville, MN 55337-3847 Tax Parcel ID Number: 02-17000-010-02 LEGAL DESCRIPTION OF PROPERTY: Lot One (1), Block Two (2), Chateaulin First Addition AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $250,181.70 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: February 15, 2010 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on August 15, 2010, or the next business day if August 15, 2010 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: December 31, 2009 MORTGAGEE: Wells Fargo Bank, N.A. successor by merger to Wells Fargo Bank Southwest, N.A. formerly known as Wachovia Mortgage, FSB fka World Savings Bank, FSB Wilford & Geske, P.A. Attorneys for Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 011047F01 2026039 12/31/09-2/4/10

PUBLIC NOTICE NOTICE OF MORTGAGE

TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: NONE LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: ABN AMRO Mortgage Group, Inc n/k/a CitiMortgage, Inc RESIDENTIAL MORTGAGE SERVICER: CitiMortgage, Inc. MORTGAGED PROPERTY ADDRESS: 13986 Herald Way, Apple Valley, MN 55124 TAX PARCEL I.D.#: 01-56775-200-09 LEGAL DESCRIPTION OF PROPERTY: Lot Twenty, Block Nine in Palomino Woods COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $148,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $158,908.86 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: January 26, 2010 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on July 26, 2010. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: October 23, 2009. CitiMortgage, Inc. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 10-2699 656817714 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 1997085 12/3/09-1/7/09

PUBLIC NOTICE NOTICE OF MORTGAGE

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�� under Minn. Stat. §580.30 or the prop erty is not redeemed under Minn. Stat. �� DUE AS OF DATE OF NOTICE, INCLUD ING TAXES, IF ANY, PAID BY MORTGAGEE: $222,130.40 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: January 28, 2010 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on July 28, 2010. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: November 23, 2009. CitiMortgage, Inc. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 10-2647 651659983 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 1997333 12/3-1/7/09

PUBLIC NOTICE NOTICE OF MORTGAGE

FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: February 27, 2004 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $200,000.00 MORTGAGOR(S): Kay McFarland, a single woman MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF REGISTERING: Registered: April 06, 2004 Dakota County Registrar of Titles, Document Number: 533924 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100061900000148044 Lender or Broker: Summit Mortgage Corporation Residential Mortgage Servicer: Aurora Loan Services, LLC Mortgage Originator: Not Applicable CERTIFICATE OF TITLE NUMBER: 131346 COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 1710 Monticello Ave, Eagan, MN 55122-1707 Tax Parcel ID Number: 10-16707-110-08 LEGAL DESCRIPTION OF PROPERTY: Lot Eleven (11), Block Eight (8), in Cedar Grove No. 8, Dakota County, Minnesota. AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $203,876.96 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; that this is registered property; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: January 21, 2010 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the prop-

§580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on July 21, 2010, or the next business day if July 21, 2010 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: December 03, 2009 MORTGAGEE: Mortgage Electronic Registration Systems, Inc. Wilford & Geske, P.A. Attorneys for Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 010285F01 1996511 12/3/09-1/7/10

PUBLIC NOTICE NOTICE OF MORTGAGE

FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: April 27, 2007 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $202,000.00 MORTGAGOR(S): Anthony Hall and Chelsea Hall, husband and wife MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded: May 10, 2007 Dakota County Recorder, Document Number: 2515903 ASSIGNMENTS OF MORTGAGE: And assigned to: BAC Home Loans Servicing, L.P., Dated: November 30, 2009 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100103210000173251 Lender or Broker: Prime Mortgage Corporation Residential Mortgage Servicer: BAC Home Loans Servicing, L.P. Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 14263 Banyan Ln, Rosemount, MN 55068-3495 Tax Parcel ID Number: 34-14700-850-05 LEGAL DESCRIPTION OF PROPERTY: Lot 85, Block 5, Bloomfield, Common Interest Community Number 250, Dakota County, Minnesota. AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $201,365.03 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: January 21, 2010 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on July 21, 2010, or the next business day if July 21, 2010 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: December 03, 2009 ASSIGNEE OF MORTGAGEE:

ASSIGNEE OF MORTGAGEE: BAC Home Loans Servicing, L.P. Wilford & Geske, P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 010658F01 1997845 12/3/09-1/7/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: June 03, 1999 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $89,600.00 MORTGAGOR(S): John H Erickson, an unmarried man MORTGAGEE: First Alliance Mortgage Company DATE AND PLACE OF RECORDING: Recorded: July 20, 1999 Dakota County Recorder Document Number: 1622747 ASSIGNMENTS OF MORTGAGE: And assigned to: WMC Mortgage Corp. Dated: February 11, 2000 Recorded: March 28, 2000 Dakota County Recorder Document Number: 1681470 And assigned to: Nations Credit Home Equity Services Corporation Dated: July 21, 1999 Recorded: June 19, 2000 Dakota County Recorder Document Number: 1698575 And assigned to: The Bank of New York, as Trustee for the holders of the EQCC Asset backed Certificates, Series 2001-1F Dated: November 09, 2001 Transaction Agent: Not Applicable Transaction Agent Mortgage Identification Number: Not Applicable Lender or Broker: First Alliance Mortgage Company Residential Mortgage Servicer: Select Portfolio Servicing Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 7405 162nd St W, Rosemount, MN 55068-1037 Tax Parcel ID Number: 22-21170-020-01 LEGAL DESCRIPTION OF PROPERTY: Lot 2, Block 1, Donnay's Valley Park, according to the recorded plat thereof. AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $41,676.88 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: February 15, 2010 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within twelve (12) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on February 15, 2011, or the next business day if February 15, 2011 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: December 31, 2009 ASSIGNEE OF MORTGAGEE: The Bank of New York Mellon f/k/a The Bank of New York, as Trustee for the holders of the EQCC Asset backed Certificates, Series 2001-1F Wilford & Geske, P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 009504F01 2026012 12/31/09-2/4/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: August 30, 2005 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $216,000.00 MORTGAGOR(S): Jeffrey J. Frazho and Jennifer Frazho, husband and wife MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded: September 26, 2005 Dakota County Recorder Document Number: 2364173 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100016200000184651 Lender or Broker: First Mortgage Company, LLC Residential Mortgage Servicer: Aurora Loan Services, LLC Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 8234 166th St W, Lakeville, MN 55044-6238 Tax Parcel ID Number: 223290107003 LEGAL DESCRIPTION OF PROPERTY: Lot 7, Block 3, Highview Heights 2nd Addition AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $222,768.71 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: February 18, 2010 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on August 18, 2010, or the next business day if August 18, 2010 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: December 31, 2009 MORTGAGEE: Mortgage Electronic Registration Systems, Inc. Wilford & Geske, P.A. Attorneys for Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 010813F01 2026019 12/31/09-2/4/10

PUBLIC NOTICE NOTICE OF MORTGAGE

MORTGAGE: NONE LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Centennial Mortgage & Funding, Inc RESIDENTIAL MORTGAGE SERVICER: CitiMortgage, Inc. MORTGAGED PROPERTY ADDRESS: 12978 Nicollet Avenue South 201, Burnsville, MN 55337 TAX PARCEL I.D.#: 02-01300-657-16 LEGAL DESCRIPTION OF PROPERTY: Apartment No. 201, and Garage No. 115, 12978 Nicollet Avenue, Ridgeview Condominium, Condominium No. 15 COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $50,050.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $46,570.26 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: January 26, 2010 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on July 26, 2010. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: November 23, 2009. CitiMortgage, Inc. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 10-2700 626396348 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 1997317 12/3/09-1/7/10

PUBLIC NOTICE NOTICE OF MORTGAGE

GAGEE: $129,953.64 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: February 4, 2010 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on August 4, 2010. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: November 23, 2009. Chase Home Finance LLC Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 30-6909 1909664563 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 1997664 12/3/09-1/7/10

PUBLIC NOTICE NOTICE OF MORTGAGE

FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: July 06, 2006 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $313,600.00 MORTGAGOR(S): Meghan A. Selby and Scott A. Selby, wife and husband MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded: July 20, 2006 Dakota County Recorder, Document Number: 2446725 ASSIGNMENTS OF MORTGAGE: And assigned to: U.S. Bank National Association, As Trustee, On Behalf Of The Holders Of The First Franklin Mortgage Loan Trust 2006-FF14 Mortgage Pass-through Certificates, Series 2006-FF14, Dated: April 20, 2009, Recorded: May 06, 2009 Dakota County Recorder, Document Number: 2654966 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100425240008478551 Lender or Broker: First Franklin, a Division of Nat. City Bank of IN Residential Mortgage Servicer: Select Portfolio Servicing Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 13894 Findlay Ave, Saint Paul, MN 55124-5713 Tax Parcel ID Number: 01-85280-030-05 LEGAL DESCRIPTION OF PROPERTY: Lot 3, Block 5, Wyndemere Addition, Dakota County, Minnesota AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $350,731.27 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: January 18, 2010 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns.

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sonal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on July 18, 2010, or the next business day if July 18, 2010 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: December 03, 2009 ASSIGNEE OF MORTGAGEE: U.S. Bank National Association, As Trustee, On Behalf Of The Holders Of The First Franklin Mortgage Loan Trust 2006-FF14 Mortgage Pass-through Certificates, Series 2006-FF14 Wilford & Geske, P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 003345F02 1994223 12/3/09-1/7/10

PUBLIC NOTICE NOTICE OF MORTGAGE

FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: July 25, 2007 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $173,000.00 MORTGAGOR(S): Renee Aufmuth, a single woman MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded: September 17, 2007 Dakota County Recorder, Document Number: 2544517 ASSIGNMENTS OF MORTGAGE: And assigned to: BAC Home Loans Servicing, L.P., Dated: November 23, 2009 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100133700023434114 Lender or Broker: Countrywide Bank, FSB Residential Mortgage Servicer: BAC Home Loans Servicing, L.P. Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 15445 Frost Path, Apple Valley, MN 55124 Tax Parcel ID Number: 01-44800-505-06 LEGAL DESCRIPTION OF PROPERTY: Unit No. 1505, CIC No. 377, Legacy Square Condominiums, Dakota County, Minnesota. AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $178,252.22 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: January 19, 2010 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on July 19, 2010, or the next business day if July 19, 2010 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER

CIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: December 03, 2009 ASSIGNEE OF MORTGAGEE: BAC Home Loans Servicing, L.P. Wilford & Geske, P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 010406F01 1992930 12/3/09-1/07/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: A u g u s t 5 , 2005 MORTGAGOR: Kathryn Jenkins, a single person. MORTGAGEE: First Franklin. DATE AND PLACE OF RECORDING: Recorded December 7, 2005, Dakota County Recorder, Document No. 2386703. ASSIGNMENTS OF MORTGAGE: Assigned to: U.S. Bank National Association, as trustee for the holders of the First Franklin Mortgage Loan Trust Mortgage Pass-Through Certificates, Series 2005-FF10, Dated: November 23, 2009. TRANSACTION AGENT: NONE TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: NONE LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: First Franklin RESIDENTIAL MORTGAGE SERVICER: Select Portfolio Servicing, Inc. MORTGAGED PROPERTY ADDRESS: 1212 9th Avenue South, South Saint Paul, MN 55075 TAX PARCEL I.D. #: 36-11600-040-02 LEGAL DESCRIPTION OF PROPERTY: Lot 3, except the North 30 Feet thereof, and all of Lot 4, Block 2, Annex Addition to South St. Paul, Dakota County, Minnesota. COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $173,600.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $185,563.53 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: February 23, 2010 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on August 23, 2010. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: December 18, 2009. U.S. Bank National Association, Trustee Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/ Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 38-36 0011303724 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2025120 12/31/09-2/4/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: April 14, 2003 MORTGAGORS: Lanny D. Strickland and Catherine E. Strickland, husband and wife. MORTGAGEE: Mortgage Electronic Registration Systems, Inc.. DATE AND PLACE OF RECORDING: Recorded July 7, 2003, Dakota County Recorder, Document No. 2074856. ASSIGNMENTS OF MORTGAGE: Assigned to: CitiMortgage, Inc., Dated: December 8, 2009. TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100154060000007001 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: American Residential Mortgage, LP RESIDENTIAL MORTGAGE SERVICER: CitiMortgage, Inc. MORTGAGED PROPERTY ADDRESS: 8143 Upper 145th Street West, Apple Valley, MN 55124 TAX PARCEL I.D. #: 01-16300-230-03 LEGAL DESCRIPTION OF PROPERTY: Lot 23, Block 3, Carrollton Estates. Dakota County COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $165,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $155,022.80 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: February 16, 2010 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on August 16, 2010. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: December 16, 2009. CitiMortgage, Inc. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/ Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 10-2826 770242864 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2025060 12/31/09-2/4/10

PUBLIC NOTICE NOTICE OF MORTGAGE

Assigned to: Mortgage Electronic Reg istration Systems, Inc, Dated: July 8, 2008, Recorded: July 15, 2008, Document No. 2602655. And thereafter assigned to: CitiMortgage, Inc, Dated: November 3, 2009. TRANSACTION AGENT: NONE TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: NONE LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Cendant Mortgage Corporation dba Burnet Home Loans RESIDENTIAL MORTGAGE SERVICER: CitiMortgage, Inc. MORTGAGED PROPERTY ADDRESS: 7125 Upper 157th Street West, Apple Valley, MN 55124 TAX PARCEL I.D.#: 01-11651-100-05 LEGAL DESCRIPTION OF PROPERTY: Lot 10, Block 5, Apple Ponds 2nd Addition COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $186,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $171,698.70 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: January 28, 2010 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on July 28, 2010. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: November 23, 2009. CitiMortgage, Inc. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 10-2721 1120068510 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 1997358 12/3/09-1/7/10

PUBLIC NOTICE NOTICE OF MORTGAGE

��

�� not �� If the�� Mortgage is reinstated CIC No. 170 COUNTY IN WHICH PROPERTY IS under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on MORTGAGE: $124,800.00 AMOUNT DUE AND CLAIMED TO BE July 21, 2010, or the next business day DUE AS OF DATE OF NOTICE, INCLUD- if July 21, 2010 falls on a Saturday, ING TAXES, IF ANY, PAID BY MORT- Sunday or legal holiday. GAGEE: $137,109.43 Mortgagor(s) released from financial That prior to the commencement of obligation: NONE this mortgage foreclosure proceeding THIS COMMUNICATION IS FROM Mortgagee/Assignee of Mortgagee com- A DEBT COLLECTOR ATTEMPTplied with all notice requirements as ING TO COLLECT A DEBT. ANY required by statute; That no action or INFORMATION OBTAINED WILL BE proceeding has been instituted at law USED FOR THAT PURPOSE. or otherwise to recover the debt THE RIGHT TO VERIFICATION OF secured by said mortgage, or any part THE DEBT AND IDENTITY OF THE thereof; ORIGINAL CREDITOR WITHIN THE PURSUANT to the power of sale con- T I M E P R O V I D E D B Y L A W I S N O T tained in said mortgage, the above AFFECTED BY THIS ACTION. described property will be sold by the THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, Sheriff of said county as follows: DATE AND TIME OF SALE: January THE MORTGAGOR'S PERSONAL REP28, 2010 at 10:00 AM RESENTATIVES OR ASSIGNS, MAY BE PLACE OF SALE: S h e r i f f ' s O f f i c e , REDUCED TO FIVE WEEKS IF A JUDILaw Enforcement Center, 1580 Hwy CIAL ORDER IS ENTERED UNDER 55, Lobby #S-100, Hastings, MN MINNESOTA STATUTES, SECTION to pay the debt then secured by said 5 8 2 . 0 3 2 , D E T E R M I N I N G , A M O N G Mortgage, and taxes, if any, on said OTHER THINGS, THAT THE MORTpremises, and the costs and disburse- GAGED PREMISES ARE IMPROVED m e n t s , i n c l u d i n g a t t o r n e y s ' f e e s WITH A RESIDENTIAL DWELLING OF allowed by law subject to redemption LESS THAN FIVE UNITS, ARE NOT within six (6) months from the date of PROPERTY USED IN AGRICULTURAL said sale by the mortgagor(s), their PRODUCTION, AND ARE ABANDONED. DATED: December 03, 2009 personal representatives or assigns MORTGAGEE: Mortgage Elecunless reduced to Five (5) weeks under tronic Registration Systems, Inc. MN Stat. §580.07. TIME AND DATE TO VACATE PROP- Wilford & Geske, P.A. E R T Y : I f t h e r e a l e s t a t e i s a n Attorneys for Mortgagee owner-occupied, single-family dwell- Lawrence A. Wilford ing, unless otherwise provided by law, James A. Geske the date on or before which the mort- 8425 Seasons Parkway, Suite 105 gagor(s) must vacate the property if the Woodbury, MN 55125-4393 mortgage is not reinstated under sec- (651) 209-3300 tion 580.30 or the property is not File Number: 009970F01 12/3/09-1/7/10 redeemed under section 580.23 is 1994157 11:59 p.m. on July 28, 2010. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTNOTICE OF MORTGAGE GAGE: None FORECLOSURE SALE "THE TIME ALLOWED BY LAW FOR THE RIGHT TO VERIFICATION OF REDEMPTION BY THE MORTGAGOR, AND IDENTITY OF THE DEBT THE THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE ORIGINAL CREDITOR WITHIN THE REDUCED TO FIVE WEEKS IF A JUDI- T I M E P R O V I D E D B Y L A W I S N O T CIAL ORDER IS ENTERED UNDER AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that MINNESOTA STATUTES, SECTION 5 8 2 . 0 3 2 , D E T E R M I N I N G , A M O N G default has occurred in conditions of the following described mortgage: OTHER THINGS, THAT THE MORTDATE OF MORTGAGE: November 18, GAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF 2005 MORTGAGORS: Joanna L. Lessard LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL and Chad A. Lessard, wife and husband. P R O D U C T I O N , A N D A R E MORTGAGEE: First Franklin. ABANDONED." DATE AND PLACE OF RECORDING: Dated: November 23, 2009. Recorded January 4, 2006, Dakota HSBC Mortgage Corporation USA Mortgagee/Assignee of Mortgagee C o u n t y R e c o r d e r , D o c u m e n t N o . USSET, WEINGARDEN AND LIEBO, 2394164. ASSIGNMENTS OF MORTGAGE: P.L.L.P. Assigned to: First Franklin Financial By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Corporation, Dated: April 4, 2006, Recorded: April 17, 2006, Document Mortgagee No. 2420796. And thereafter assigned 4500 Park Glen Road #300 to: Deutsche Bank National Trust Minneapolis, MN 55416 Company, as Trustee for FFMLT Trust (952) 925-6888 2006-FF3, Mortgage Pass-Through Cer43-159 tificates, Series 2006-FF3, Dated: April 8632040 9, 2009, Recorded: May 4, 2009, THIS IS A COMMUNICATION FROM Document No. 2654155. A DEBT COLLECTOR. TRANSACTION AGENT: NONE 1996176 12/3/09-1/7/10 TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: NONE LENDER OR BROKER AND MORTNOTICE OF MORTGAGE GAGE ORIGINATOR STATED ON FORECLOSURE SALE N O T I C E I S H E R E B Y G I V E N t h a t MORTGAGE: First Franklin default has occurred in the conditions RESIDENTIAL MORTGAGE SERof the following described mortgage: VICER: Home Loan Services, Inc. DATE OF MORTGAGE: August 25, MORTGAGED PROPERTY ADDRESS: 2004 6015 Concord Boulevard, Inver Grove ORIGINAL PRINCIPAL AMOUNT OF Heights, MN 55076 MORTGAGE: $180,000.00 TAX PARCEL I.D.#: 20-64050-040-01 MORTGAGOR(S): Fernando Ismael LEGAL DESCRIPTION OF PROPGarza Cienfuegos, a married person ERTY: MORTGAGEE: Mortgage Electronic Lots 3 and 4, Block 1, Laura Riebe Registration Systems, Inc. Addition to Inver Grove Heights, DATE AND PLACE OF RECORDING: Dakota County, Minnesota. Recorded: October 01, 2004 Dakota COUNTY IN WHICH PROPERTY IS County Recorder, Document Number: LOCATED: Dakota 2254079 ORIGINAL PRINCIPAL AMOUNT OF Transaction Agent: Mortgage Elec- MORTGAGE: $211,680.00 tronic Registration Systems, Inc. AMOUNT DUE AND CLAIMED TO BE Transaction Agent Mortgage Identifi- DUE AS OF DATE OF NOTICE, INCLUDcation Number: 100197500000227553 ING TAXES, IF ANY, PAID BY MORTLender or Broker: Brier Mortgage GAGEE: $234,042.37 Corporation That prior to the commencement of R e s i d e n t i a l M o r t g a g e S e r v i c e r : this mortgage foreclosure proceeding Aurora Loan Services, LLC Mortgagee/Assignee of Mortgagee comMortgage Originator: Not Applicable plied with all notice requirements as COUNTY IN WHICH PROPERTY IS required by statute; That no action or LOCATED: Dakota proceeding has been instituted at law Property Address: 2521 Hayes Ct, o r o t h e r w i s e t o r e c o v e r t h e d e b t Burnsville, MN 55337-1061 secured by said mortgage, or any part T a x P a r c e l I D N u m b e r : thereof; 02-64101-330-05 PURSUANT to the power of sale conL E G A L D E S C R I P T I O N O F P R O P - tained in said mortgage, the above ERTY: Lot 33, Block 5, River Hills described property will be sold by the Second Addition, Dakota County, Sheriff of said county as follows: Minnesota DATE AND TIME OF SALE: January AMOUNT DUE AND CLAIMED TO BE 27, 2010 at 10:00 AM DUE AS OF DATE OF NOTICE: PLACE OF SALE: S h e r i f f ' s O f f i c e , $185,509.22 Law Enforcement Center, 1580 Hwy THAT all pre-foreclosure require- 55, Lobby #S-100, Hastings, MN ments have been complied with; that to pay the debt then secured by said no action or proceeding has been insti- Mortgage, and taxes, if any, on said tuted at law or otherwise to recover the premises, and the costs and disbursedebt secured by said mortgage, or any m e n t s , i n c l u d i n g a t t o r n e y s ' f e e s part thereof; allowed by law subject to redemption PURSUANT to the power of sale con- within six (6) months from the date of t a i n e d i n s a i d m o r t g a g e , t h e said sale by the mortgagor(s), their above-described property will be sold personal representatives or assigns by the Sheriff of said county as fol- unless reduced to Five (5) weeks under lows: MN Stat. §580.07. DATE AND TIME OF SALE: January TIME AND DATE TO VACATE PROP21, 2010 at 10:00 AM ERTY: If the real estate is an PLACE OF SALE: Dakota County owner-occupied, single-family dwellLaw Enforcement Center, 1580 High- ing, unless otherwise provided by law, way 55, Lobby S-100, Hastings, Minne- the date on or before which the mortsota gagor(s) must vacate the property if the to pay the debt secured by said mortmortgage is not reinstated under secgage and taxes, if any, on said pre- tion 580.30 or the property is not mises and the costs and disburse- redeemed under section 580.23 is ments, including attorney fees allowed 11:59 p.m. on July 27, 2010. by law, subject to redemption within MORTGAGOR(S) RELEASED FROM six (6) months from the date of said FINANCIAL OBLIGATION ON MORTsale by the mortgagor(s), their per- GAGE:None sonal representatives or assigns. If the Mortgage is not reinstated ��

PUBLIC NOTICE

�� GAGE:None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: November 23, 2009. Deutsche Bank National Trust Company, as trustee Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 76-3203 1044607042 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 1996081 12/3/09-1/7/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: March 09, 2006 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $368,000.00 MORTGAGOR(S): Mark J Smith and Shannon M Smith, husband and wife MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded: April 11, 2006 Dakota County Recorder Document Number: 2419597 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100261495705642902 Lender or Broker: Great Northern Financial Group, Inc. Residential Mortgage Servicer: Aurora Loan Services, LLC Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 18609 Esquire Way, Farmington, MN 55024-8643 Tax Parcel ID Number: 14-50503-030-03 LEGAL DESCRIPTION OF PROPERTY: Lot 3, Block 3, Nelsen Hills Farm 4th Addition, Dakota County, Minnesota AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $421,913.65 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: February 18, 2010 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on August 18, 2010, or the next business day if August 18, 2010 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: December 31, 2009 MORTGAGEE: Mortgage Electronic Registration Systems, Inc. Wilford & Geske, P.A. Attorneys for Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 011167F01 2026043 12/31/09-2/4/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: May 06, 2005 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $320,000.00 MORTGAGOR(S): Darrell G. Kulsrud, a single man MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF REGISTERING: Registered: July 06, 2005 Dakota County Registrar of Titles Document Number: 568946 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 123219400000033190 Lender or Broker: CSMC, Inc. dba Direct Mortgage Funding Residential Mortgage Servicer: GMAC Mortgage, LLC Mortgage Originator: Not Applicable CERTIFICATE OF TITLE NUMBER: 136637 COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 12914 Hialeah Path, Apple Valley, MN 55124-9785 Tax Parcel ID Number: 01-75850-080-01 LEGAL DESCRIPTION OF PROPERTY: Lot Eight (8), Block One (1), The Highlands, according to the recorded plat AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $339,143.91 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; that this is registered property; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: February 15, 2010 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on August 15, 2010, or the next business day if August 15, 2010 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: December 31, 2009 MORTGAGEE: Mortgage Electronic Registration Systems, Inc. Wilford & Geske, P.A. Attorneys for Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 011099F01 2026037 12/31/09-2/4/10

PUBLIC NOTICE NOTICE OF MORTGAGE

RESIDENTIAL MORTGAGE SER VICER: CitiMortgage, Inc. MORTGAGED PROPERTY ADDRESS: 1154 Ohio Street, West Saint Paul, MN 55118 TAX PARCEL I.D.#: 42-34952-220-01 LEGAL DESCRIPTION OF PROPERTY: The North 26 feet of Lot 21, and the south 28 feet of Lot 22, Block 1, Ickler's 3rd addition to South Saint Paul COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $136,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $108,504.63 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: January 28, 2010 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on July 28, 2010. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: November 23, 2009. CitiMortgage, Inc. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 10-2660 644091686 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 1997101 12/3/09-1/7/10

PUBLIC NOTICE NOTICE OF MORTGAGE

FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: July 07, 2003 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $192,000.00 MORTGAGOR(S): Shirley A Herding and David P. Herding, wife and husband MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded: August 21, 2003 Dakota County Recorder, Document Number: 2098377 AND CORRECTIVE MORTGAGE RECORDING: February 07, 2006 Dakota County Recorder, Document Number: 2404021 ASSIGNMENTS OF MORTGAGE: And assigned to: BAC Home Loans Servicing, L.P., Dated: November 25, 2009 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100177700000283499 Lender or Broker: Home Town Mortgage, Inc. Residential Mortgage Servicer: BAC Home Loans Servicing, L.P. Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 716 5th St W, Hastings, MN 55033-1712 Tax Parcel ID Number: 19-10500-171-26 LEGAL DESCRIPTION OF PROPERTY: Lot 17, Block 26, Addition No. 13 to the City of Hastings AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $179,202.78 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold

above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: January 21, 2010 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on July 21, 2010, or the next business day if July 21, 2010 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: December 03, 2009 ASSIGNEE OF MORTGAGEE: BAC Home Loans Servicing, L.P. Wilford & Geske, P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 010341F01 1996409 12/3/09-1/7/10

PUBLIC NOTICE NOTICE OF MORTGAGE

the date on or before which the mort gagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on July 26, 2010. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: November 23, 2009. CitiMortgage, Inc. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 10-2713 8381501 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 1997409 12/3/09-1/7/10

PUBLIC NOTICE NOTICE OF MORTGAGE

FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: S e p t e m b e r 25, 2004 MORTGAGOR: Barry John Morgan, an unmarried man. MORTGAGEE: Alpine Lending, LLC. DATE AND PLACE OF RECORDING: Recorded November 1, 2004, Dakota County Recorder, Document No. 2263194. ASSIGNMENTS OF MORTGAGE: Assigned to: First Tennessee Bank National Association, Dated: November 16, 2004, Recorded: January 12, 2005, Document No. 2284818. And thereafter assigned to: CitiMortgage, Inc., Dated: July 29, 2009. TRANSACTION AGENT: NONE TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: NONE LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Alpine Lending, LLC RESIDENTIAL MORTGAGE SERVICER: CitiMortgage, Inc. MORTGAGED PROPERTY ADDRESS: 465 Tiffany Drive, Hasting, MN 55033 TAX PARCEL I.D.#: 19-16400-100-01 LEGAL DESCRIPTION OF PROPERTY: Lot 10, Block 1, Cari Park, Dakota County, State of Minnesota COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $140,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $145,870.33 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: January 28, 2010 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on July 28, 2010. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED."

ABANDONED. Dated: November 23, 2009. CitiMortgage, Inc. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 10-973 401266103 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 1997017 12/3/09-1/7/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: September 30, 2004 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $409,700.00 MORTGAGOR(S): Srinivas Thirunagari and Nagu Meyyappan, husband and wife MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF REGISTERING: Registered: October 14, 2004 Dakota County Registrar of Titles Document Number: 549983 ASSIGNMENTS OF MORTGAGE: And assigned to: The Bank of New York Mellon fka the Bank of New York as Trustee for the Certificateholders CWALT, Inc. Alternative Loan Trust 2004-J12 Mortgage Pass-through Certificates, Series 2004-J12 Dated: December 18, 2009 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100059600059095856 Lender or Broker: Universal American Mortgage Company, LLC Residential Mortgage Servicer: BAC Home Loans Servicing, L.P. Mortgage Originator: Not Applicable CERTIFICATE OF TITLE NUMBER: 144681 COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 13518 Crompton Ct, Rosemount, MN 55068-4738 Tax Parcel ID Number: 34-25140-080-04 LEGAL DESCRIPTION OF PROPERTY: Lot 8, Block 4, Evermoor Glendalough. AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $396,052.23 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; that this is registered property; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: February 11, 2010 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on August 11, 2010, or the next business day if August 11, 2010 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: December 24, 2009 ASSIGNEE OF MORTGAGEE: The Bank of New York Mellon fka the Bank of New York as Trustee for the Certificateholders CWALT, Inc. Alternative Loan Trust 2004-J12 Mortgage Pass-through Certificates, Series 2004-J12 Wilford & Geske, P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 010326F01 2025985 12/31/09-2/4/10

��

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: May 17, 2007 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $205,100.00 MORTGAGOR(S): Stephen J Dahlen and Diane S Dahlen, husband and wife MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded: June 04, 2007 Dakota County Recorder Document Number: 2521422 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100039219872619407 L e n d e r o r Broker: F i r s t M a g n u s Financial Corporation Residential Mortgage Servicer: Aurora Loan Services, LLC Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 19943 Langford Ln # 801, Farmington, MN 55024-8423 Tax Parcel ID Number: 14-16504-801-05 LEGAL DESCRIPTION OF PROPERTY: Unit Number 0801, Common Interest Community Number 328, Charleswood Condominium, Dakota County, Minnesota. AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $214,437.83 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: February 18, 2010 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on August 18, 2010, or the next business day if August 18, 2010 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: December 31, 2009 MORTGAGEE: Mortgage Electronic Registration Systems, Inc. Wilford & Geske, P.A. Attorneys for Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 011001F01 2026024 12/31/09-2/4/10

PUBLIC NOTICE NOTICE OF MORTGAGE

FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: February 17, 2003 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $128,000.00 MORTGAGOR(S): Joel E. Seidl, single person MORTGAGEE: TCF Mortgage Corporation DATE AND PLACE OF RECORDING: Recorded: March 31, 2003 Dakota County Recorder Document Number: 2022254 ASSIGNMENTS OF MORTGAGE: And assigned to: Mortgage Electronic Registration Systems, Inc., Dated: May 01, 2006, Recorded: May 08, 2006 Dakota County Recorder Document Number: 2426791 And assigned to: U.S. Bank National Association, Dated: November 24, 2009 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100021248001820164 Lender or Broker: TCF Mortgage Corporation Residential Mortgage Ser-

poration Residential Mortgage Ser vicer: U.S. Bank Home Mortgage Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 2020 Maple St, Hastings, MN 55033-3538 Tax Parcel ID Number: 19-83752-149-00 LEGAL DESCRIPTION OF PROPERTY: Lot 149, Westwood Addition Third Section AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $121,920.89 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: January 21, 2010 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on July 21, 2010, or the next business day if July 21, 2010 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: December 03, 2009 ASSIGNEE OF MORTGAGEE: U.S. Bank National Association Wilford & Geske, P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 001692F02 1997575 12/3/09-1/7/10

PUBLIC NOTICE NOTICE OF

MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: June 22, 2004 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $620,000.00 MORTGAGOR(S): David L. Sisson and Karie K. Sisson, husband and wife MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded: August 20, 2004 Dakota County Recorder Document Number: 2240081 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100015902083222073 Lender or Broker: CTX Mortgage Company, LLC Residential Mortgage Servicer: Aurora Loan Services, LLC Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 13114 Danube Ct, Rosemount, MN 55068-4381 Tax Parcel ID Number: 342510012003 LEGAL DESCRIPTION OF PROPERTY: Lot 12, Block 3, Evermoor, Dakota County, Minnesota AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $651,639.32 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: January 26, 2010 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their per-

sale by the mortgagor(s), their per sonal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on July 26, 2010, or the next business day if July 26, 2010 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: December 10, 2009 MORTGAGEE: Mortgage Electronic Registration Systems, Inc. Wilford & Geske, P.A. Attorneys for Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 003910F01 2005178 12/10/09-1/14/10

PUBLIC NOTICE NOTICE OF

MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE:J a n u a r y 1 9 , 2007 MORTGAGOR:Heather Moe, a single woman. MORTGAGEE:J P M o r g a n C h a s e Bank, National Association as successor in interest to Washington Mutual Bank, FA. DATE AND PLACE OF RECORDING: Recorded February 5, 2007, Dakota County Recorder, Document No. 2494132. ASSIGNMENTS OF MORTGAGE: Assigned to: Bank of America, National Association as successor by merger to LaSalle Bank NA as trustee for WaMu Mortgage Pass-Through Certificates Series 2007-OA2 Trust, Dated: July 6, 2009, Recorded: July 23, 2009, Document No. 2673300. TRANSACTION AGENT: NONE TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: NONE LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Washington Mutual Bank, FA RESIDENTIAL MORTGAGE SERVICER: JPMorgan Chase Bank, National Association MORTGAGED PROPERTY ADDRESS: 2378 Rushmore Road, Hastings, MN 55033 T A X P A R C E L I . D . # : 19-29702-380-03 LEGAL DESCRIPTION OF PROPERTY: Lot 38, Block 3, Common Interest Community #567, Glendale Heights Third COUNTY IN WHICH PROPERTY IS LOCATED:Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE:$196,492.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE:$217,593.18 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: February 9, 2010 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on August 9, 2010.

11:59 p.m. on August 9, 2010. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE:None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: December 1, 2009. Bank of America, N.A., as Trustee Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 60-2287 3013191915 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2006971 12/10/09-1/14/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: March 12, 2004 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $135,000.00 MORTGAGOR(S): Gretchen M. Murr and Thomas E. Murr, Wife and Husband MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded: May 11, 2004 Dakota County Recorder Document Number: 2203280 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100061900000147111 Lender or Broker: Summit Mortgage Corp. Residential Mortgage Servicer: Aurora Loan Services, LLC Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 233 E Spruce St, South Saint Paul, MN 55075-3526 Tax Parcel ID Number: 36-71500-150-30 LEGAL DESCRIPTION OF PROPERTY: Lot 15, Block 30, Spring Park, Dakota County, Minnesota AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $137,708.79 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: February 18, 2010 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on August 18, 2010, or the next business day if August 18, 2010 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: December 31, 2009 MORTGAGEE: Mortgage Electronic Registration Systems, Inc. Wilford & Geske, P.A. Attorneys for Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 011213F01 2026674 12/31/09-2/4/10

�� DATE�� AND PLACE�� OF�� RECORDING:

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: F e b r u a r y 8 , 2007 MORTGAGORS: Kyle W. Kranz and Julie A. Kranz, husband and wife. MORTGAGEE: Mortgage Electronic Registration Systems, Inc.. DATE AND PLACE OF RECORDING: Recorded March 7, 2007, Dakota County Recorder, Document No. 2500906. ASSIGNMENTS OF MORTGAGE: Assigned to: U.S. BANK NATIONAL ASSOCIATION, AS TRUSTEE OF MASTR ADJUSTABLE RATE MORTGAGES TRUST 2007-3, Dated: October 8, 2008, Recorded: October 27, 2008, Document No. 2619824. TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100133700019892010 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Countrywide Bank, N.A. RESIDENTIAL MORTGAGE SERVICER: BAC Home Loans Servicing L.P. MORTGAGED PROPERTY ADDRESS: 13378 Danube Circle, Rosemount, MN 55068 TAX PARCEL I.D. #: 342510512001 LEGAL DESCRIPTION OF PROPERTY: Lot 12, Block 1, Evermoor 6th Addition. COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $480,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $580,196.21 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: February 18, 2010 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on August 18, 2010. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: December 18, 2009. U.S. Bank National Association, Trustee Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/ Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 18-217 158889206 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2025034 12/31/09-2/4/10

PUBLIC NOTICE NOTICE OF

Recorded November 13, 2003, Dakota County Recorder, Document No. 2139943. ASSIGNMENTS OF MORTGAGE: Assigned to: CitiMortgage, Inc, Dated: November 13, 2009. TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100103210000035351 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Prime Mortgage Corporation RESIDENTIAL MORTGAGE SERVICER: CitiMortgage, Inc. MORTGAGED PROPERTY ADDRESS: 4401-B Clover Lane, Eagan, MN 55122 T A X P A R C E L I . D . # : 10-22750-370-03 LEGAL DESCRIPTION OF PROPERTY: Lot 37, Block 3, Eden Addition COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $153,671.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $147,291.86 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: February 9, 2010 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on August 9, 2010. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE:None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: December 4, 2009. CitiMortgage, Inc. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/ Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 10-2768 8312311 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2006705 12/10/09-1/14/10

PUBLIC NOTICE NOTICE OF MORTGAGE

��

�� Gabriel �� MORTGAGE: Financial Group Inc. �� 55124 TAX PARCEL I.D.#: 01-11703-110-02 LEGAL DESCRIPTION OF PROPERTY: ALL OF LOT ELEVEN (11), BLOCK TWO (2), APPLE VALLEY 4TH ADDITION AS RECORDED EXCEPTING THAT PORTION BOUNDED BY THE LINES DESCRIBED AS FOLLOWS: THE EAST LINE OF LOT 11, THE SOUTH LINE OF LOT 11, AND A LINE BEGINNING ON THE SOUTH LINE OF LOT 11, 13.08’ WEST OF THE SOUTHEAST CORNER AND EXTENDING NORTHWEST AND PARALLEL TO THE EAST LINE OF LOT 11 A DISTANCE OF 106.28’ THENCE WITH AN ANGLE OF 13°07’34” AND CONTINUING NORTHWESTERLY A DISTANCE OF 57.58’ TO THE NORTHEAST CORNER OF LOT 11 AND NORTHWEST CORNER OF LOT 12, ACCORDING TO THE MAP OR PLAT THEREOF ON FILE AND OF RECORD IN THE OFFICE OF THE REGISTRAR OF TITLES IN AND FOR DAKOTA COUNTY, MINNESOTA. SUBJECT TO EASEMENTS AND RESTRICTIONS NOW OF RECORD. TORRENS PROPERTY CERTIFICATE OF TITLE NO. 141921 COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $182,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $189,111.66 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: January 28, 2010 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on July 28, 2010. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED." Dated: November 30, 2009. HSBC Bank USA, N.A. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 43-383 5933112 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2003655 12/10/09-1/14/10

PUBLIC NOTICE NOTICE OF

RESIDENTIAL MORTGAGE SERVICER: CitiMortgage, Inc. MORTGAGED PROPERTY ADDRESS: 16770 Joplin Way, Lakeville, MN 55044 T A X P A R C E L I . D . # : 22-64601-110-05 LEGAL DESCRIPTION OF PROPERTY: Lot 11, Block 5 in Rolling Oaks South Plat Two. Dakota County COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $208,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $222,607.05 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: February 4, 2010 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on August 4, 2010. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE:None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: December 1, 2009. CitiMortgage, Inc. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/ Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 10-2281 2003761451 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2006636 12/10/09-1/14/10

PUBLIC NOTICE NOTICE OF MORTGAGE

FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: January 19, 2004 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $310,000.00 MORTGAGOR(S): Kelly C Hurley and Charles J Hurley, wife and husband MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded: February 13, 2004 Dakota County Recorder, Document Number: 2176813 ASSIGNMENTS OF MORTGAGE: And assigned to: AmTrust Bank, Dated: November 30, 2009 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100154060001051073 Lender or Broker: American Residential Mortgage, L.P. Residential Mortgage Servicer: AmTrust Bank Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 17706 Hillwood Ave, Lakeville, MN 55044-6667 Tax Parcel ID Number: 22-88507-020-02 LEGAL DESCRIPTION OF PROPERTY: Lot 2, Block 2, Zweber Farm Eighth AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $286,223.54 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: January 28, 2010 at 10:00 AM

28, 2010 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on July 28, 2010, or the next business day if July 28, 2010 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: December 10, 2009 ASSIGNEE OF MORTGAGEE: AmTrust Bank Wilford & Geske, P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 010635F01 2003758 12/10/09-1/14/10

PUBLIC NOTICE NOTICE OF

MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE:A u g u s t 2 6 , 2005 MORTGAGORS:E r i c D . V e v e a a n d Victoria A. Vevea, husband and wife. MORTGAGEE: Mortgage Electronic Registration Systems, Inc.. DATE AND PLACE OF RECORDING: Recorded October 11, 2005, Dakota County Recorder, Document No. 2369774. ASSIGNMENTS OF MORTGAGE: Assigned to: Chase Home Finance LLC, Dated: December 1, 2009. TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100015902278007669 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: CTX Mortgage Company, LLC RESIDENTIAL MORTGAGE SERVICER: Chase Home Finance LLC MORTGAGED PROPERTY ADDRESS: 1496 Sherwood Way, Eagan, MN 55122 T A X P A R C E L I . D . # : 10-57665-120-02 LEGAL DESCRIPTION OF PROPERTY: LOT 12, BLOCK 2, PINETREE PASS 6TH ADDITION, ACCORDING TO THE RECORDED PLAT THEREOF, DAKOTA COUNTY, MINNESOTA COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $563,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $559,459.13 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: February 11, 2010 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under sec-

mortgage is not reinstated under sec tion 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on August 11, 2010. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE:None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: December 3, 2009. Chase Home Finance LLC Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/ Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 30-7557 1927074991 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2006792 12/10/09-1/14/10

PUBLIC NOTICE NOTICE OF

MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: M a r c h 3 1 , 2003 MORTGAGOR: Kimberly L. Semlak, a single person. MORTGAGEE: Mortgages Unlimited, Inc.. DATE AND PLACE OF RECORDING: Registered May 28, 2003, Dakota County Registrar of Titles, Document No. 500890, Certificate of Title No. 128109. ASSIGNMENTS OF MORTGAGE: Assigned to: ABN AMRO Mortgage Group, Inc. NKA CitiMortgage, Inc., Dated: March 31, 2003, Recorded: May 28, 2003, Document No. 500891. Said Mortgage being Registered Land. TRANSACTION AGENT: NONE TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: NONE LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Mortgages Unlimited, Inc. RESIDENTIAL MORTGAGE SERVICER: CitiMortgage, Inc. MORTGAGED PROPERTY ADDRESS: 3901 Turquoise Point, Eagan, MN 55122 T A X P A R C E L I . D . # : 10-16705-350-06 LEGAL DESCRIPTION OF PROPERTY: Lot 35, Block 6, Cedar Grove No. 6. Dakota County COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $140,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $130,596.25 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: February 4, 2010 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on August 4, 2010. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE:None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E

P R O D U C T I O N , A N D A R E ABANDONED." Dated: December 2, 2009. CitiMortgage, Inc. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/ Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 10-2790 634715612 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2006750 12/10/09-1/14/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: October 26, 2006 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $247,200.00 MORTGAGOR(S): Quinton Edward Niska and Michelle M. Niska, Husband and Wife MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded: November 01, 2006 Dakota County Recorder Document Number: 2472790 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100013800909118271 Lender or Broker: GreenPoint Mortgage Funding, Inc. Residential Mortgage Servicer: Aurora Loan Services, LLC Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 16303 Goodview Trl, Lakeville, MN 55044-8448 Tax Parcel ID Number: 22-16653-030-03 LEGAL DESCRIPTION OF PROPERTY: Lot 3, Block 3, Cedarglen 4th Addition, according to the recorded plat thereof, and situate in Dakota County, Minnesota AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $277,537.21 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: February 18, 2010 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on August 18, 2010, or the next business day if August 18, 2010 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: December 31, 2009 MORTGAGEE: Mortgage Electronic Registration Systems, Inc. Wilford & Geske, P.A. Attorneys for Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 011312F01 2026691 12/31/09-2/4/10

PUBLIC NOTICE NOTICE OF MORTGAGE

FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: November 21, 2005 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $320,000.00 MORTGAGOR(S): Douglas J Willenbring, a married person MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded: December 02, 2005 Dakota

Recorded: December 02, 2005 Dakota County Recorder, Document Number: 2385472 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100025440002839410 Lender or Broker: Lehman Brothers Bank, FSB Residential Mortgage Servicer: Aurora Loan Services, LLC Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 9790 Inver Grove Trl, Inver Grove Heights, MN 55076-3820 Tax Parcel ID Number: 20-73200-270-00 20-02200-020-56 LEGAL DESCRIPTION OF PROPERTY: The North 330 feet of the SE 1/4 o f the SW 1/4 o f Section 22, Township 27, Range 22, Dakota County, Minnesota, which lies East of County Road No. 77 (formerly County Highway 21 and Old State Trunk Highway No. 53), except the North 170 feet thereof, according to the government survey thereof, also all of Lots 25, 26, 27 except the North 170 feet thereof, and all of Lot 24, Summit Grove. AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $343,441.60 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: January 28, 2010 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on July 28, 2010, or the next business day if July 28, 2010 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: December 10, 2009 MORTGAGEE: Mortgage Electronic Registration Systems, Inc. Wilford & Geske, P.A. Attorneys for Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 007537F02 2001048 12/10/09-1/14/09

PUBLIC NOTICE NOTICE OF

MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: May 03, 2008 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $217,208.00 MORTGAGOR(S): Thomas Murray and Annmarie Murray, husband and wife MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF REGISTERING: Registered: May 09, 2008 Dakota County Registrar of Titles Document Number: T627729 ASSIGNMENTS OF MORTGAGE: And assigned to: BAC Home Loans Servicing, L.P. Dated: December 01, 2009 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100281210761431256 Lender or Broker: Platinum Lending Corporation Residential Mortgage Servicer: BAC Home Loans Servicing, L.P. Mortgage Originator: Not Applicable CERTIFICATE OF TITLE NUMBER: 130247 COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 5801 143rd St W, Apple Valley, MN 55124-8093

��

Apple Valley, MN 55124-8093 Tax Parcel ID Number: 01-66700-190-05 LEGAL DESCRIPTION OF PROPERTY: Lot Nineteen (19), Block Five (5) in Scottsbriar 1st, Dakota County, Minnesota. AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $226,828.19 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; that this is registered property; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: January 28, 2010 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on July 28, 2010, or the next business day if July 28, 2010 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: December 10, 2009 ASSIGNEE OF MORTGAGEE: BAC Home Loans Servicing, L.P. Wilford & Geske, P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 010685F01 2005613 12/10/09-1/14/10

PUBLIC NOTICE NOTICE OF

secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: February 4, 2010 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on August 4, 2010. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE:None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: November 30, 2009. U.S. Bank, N. A. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/ Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 19-561 7810447560 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2007011 12/10/09-1/14/10

PUBLIC NOTICE NOTICE OF

MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE:May 31, 2006 MORTGAGOR: K r i s t a M . M o l d e n hauer, a single person. MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded June 15, 2006, Dakota County Recorder, Document No. 2437934. ASSIGNMENTS OF MORTGAGE: Assigned to: CitiMortgage, Inc, Dated: November 17, 2009. TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100371106529944021 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Mortgage & Investment Consultants, Inc RESIDENTIAL MORTGAGE SERVICER: CitiMortgage, Inc. MORTGAGED PROPERTY ADDRESS: 4130 Rahn Road B217, Eagan, MN 55122 T A X P A R C E L I . D . # : 10-22470-217-03 LEGAL DESCRIPTION OF PROPERTY: Unit No. B217, CIC No. 468, Eagan Gardens COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $104,680.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $105,323.75 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: February 4, 2010 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law,

ing, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on August 4, 2010. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE:None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: November 25, 2009. CitiMortgage, Inc. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/ Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 10-2775 652994402 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2006685 12/10/09-1/14/10

PUBLIC NOTICE NOTICE OF MORTGAGE

FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: April 24, 2006 MORTGAGORS: T e r r y L u n d a n d Susan Lund, husband and wife. MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded May 12, 2006, Dakota County Recorder, Document No. 2428955. ASSIGNMENTS OF MORTGAGE: Assigned to: HSBC Mortgage Services, Inc., Dated: November 16, 2009. TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100077910006115766 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Decision One Mortgage Company, LLC RESIDENTIAL MORTGAGE SERVICER: HSBC Bank USA, N.A. MORTGAGED PROPERTY ADDRESS: 16440 Flagstaff Way West, Rosemount, MN 55068 TAX PARCEL I.D.#: 22-21177-090-06 LEGAL DESCRIPTION OF PROPERTY: Lot 9, Block 6, Donnay's Valley Park 8th, Dakota County, Minnesota. COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $207,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $213,965.99 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: February 2, 2010 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on August 2, 2010. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: November 30, 2009.

Dated: November 30, 2009. HSBC Mortgage Services Inc. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 43-390 0014194781 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2003596 12/10/09-1/14/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: August 24, 2007 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $404,000.00 MORTGAGOR(S): Gregory C Schultz and Christian M Eriksen, husband and wife MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded: October 10, 2007 Dakota County Recorder Document Number: 2549513 ASSIGNMENTS OF MORTGAGE: And assigned to: BAC Home Loans Servicing, L.P. Dated: December 21, 2009 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100282301000021054 Lender or Broker: General Mortgage Finance Corporation Residential Mortgage Servicer: BAC Home Loans Servicing, L.P. Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 4085 137th St W, Rosemount, MN 55068-3350 Tax Parcel ID Number: 34-18302-070-08 LEGAL DESCRIPTION OF PROPERTY: Lot 7, Block 8, Country Hills Third Addition, Dakota County, Minnesota AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $433,800.96 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: February 16, 2010 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on August 16, 2010, or the next business day if August 16, 2010 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: December 31, 2009 ASSIGNEE OF MORTGAGEE: BAC Home Loans Servicing, L.P. Wilford & Geske, P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 011331F01 2025998 12/31/09-2/4/10

PUBLIC NOTICE NOTICE OF

MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: July 02, 2004 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $297,520.00 MORTGAGOR(S): Galen Tucker, a married person MORTGAGEE: Mortgage Electronic Registration Systems, Inc.

��

�� A Notice of the property. lien against Registration �� Systems, Inc. Lien evidencing the amount due was DATE AND PLACE OF RECORDING: Recorded: August 04, 2004 Dakota recorded on July 27, 2009, as DocuCounty Recorder ment No. T648072 in the Dakota Document Number: 2233833 County Registrar of Titles' Office. 7. Pursuant to the power of sale conTransaction Agent: Mortgage Electained in the same Declaration and tronic Registration Systems, Inc. Transaction Agent Mortgage Identifi- granted by the owner in taking title to cation Number: 10010320000068576 the premises subject to said DeclaraLender or Broker: Prime Mortgage t i o n a n d p u r s u a n t t o M i n n . S t a t . Corporation §§515B.3-115 and 515B.3-116, said R e s i d e n t i a l M o r t g a g e S e r v i c e r : Lien will be foreclosed by the sale of Aurora Loan Services, LLC said property by the Sheriff of Dakota Mortgage Originator: Not Applicable County, at the Dakota County Sheriffs COUNTY IN WHICH PROPERTY IS Office, Dakota County Law EnforceLOCATED: Dakota ment Center, 1580 Highway 55 Lobby Property Address: 17764 Hickory Trl, S-100, Hastings, MN 55033, on the Lakeville, MN 55044-6606 28th day of January, 2010, at T a x P a r c e l I D N u m b e r : 10:00 a.m. at public auction to the 22-88507-040-03 highest bidder, to pay the amount then L E G A L D E S C R I P T I O N O F P R O P - due for said assessments, together ERTY: Lot 4, Block 3, Zweber Farm with the costs of foreclosure, includEighth, Dakota County, Minnesota. ing attorneys fees as allowed by law. AMOUNT DUE AND CLAIMED TO BE 8. T h e t i m e a l l o w e d b y l a w f o r D U E A S O F D A T E O F N O T I C E : redemption by the unit owner, his per$303,463.68 sonal representatives or assigns is six THAT all pre-foreclosure require- (6) months from the date of sale. The ments have been complied with; that date and time to vacate the property is no action or proceeding has been insti- 11:59 p.m. on July 28, 2010, if the tuted at law or otherwise to recover the account is not reinstated or the owner debt secured by said mortgage, or any does not redeem from the foreclosure part thereof; sale. PURSUANT to the power of sale conREDEMPTION NOTICE tained in said mortgage, the THE TIME ALLOWED BY LAW above-described property will be sold FOR REDEMPTION BY THE MORTby the Sheriff of said county as fol- GAGOR, THE MORTGAGOR'S PERlows: SONAL REPRESENTATIVES OR DATE AND TIME OF SALE: January ASSIGNS, MAY BE REDUCED TO 28, 2010 at 10:00 AM FIVE WEEKS IF A JUDICIAL PLACE OF SALE: Dakota County ORDER IS ENTERED UNDER MINLaw Enforcement Center, 1580 High- N E S O T A S T A T U T E S , S E C T I O N way 55, Lobby S-100, Hastings, Minne- 582.032, DETERMINING, AMONG sota OTHER THINGS, THAT THE to pay the debt secured by said mort- M O R T G A G E D P R E M I S E S A R E gage and taxes, if any, on said pre- IMPROVED WITH A RESIDENTIAL mises and the costs and disburse- DWELLING OF LESS THAN FIVE ments, including attorney fees allowed UNITS, ARE NOT PROPERTY USED by law, subject to redemption within IN AGRICULTURAL PRODUCTION, six (6) months from the date of said AND ARE ABANDONED. 9. THIS IS A COMMUNICATION FROM sale by the mortgagor(s), their perA DEBT COLLECTOR ATTEMPTING TO sonal representatives or assigns. If the Mortgage is not reinstated COLLECT A DEBT. ANY INFORMAunder Minn. Stat. §580.30 or the prop- TION OBTAINED WILL BE USED FOR erty is not redeemed under Minn. Stat. THAT PURPOSE. COBBLESTONE MANOR §580.23, the Mortgagor must vacate ASSOCIATION, INC. the property on or before 11:59 p.m. on July 28, 2010, or the next business day A t t o r n e y s f o r C o b b l e s t o n e M a n o r if July 28, 2010 falls on a Saturday, Association, Inc.: THOMSEN NYBECK Sunday or legal holiday. Mortgagor(s) released from financial By: Gretchen S. Schellhas (#195595) 3600 American Blvd. West, Suite 400 obligation: NONE THIS COMMUNICATION IS FROM Bloomington, Minnesota 55431 A DEBT COLLECTOR ATTEMPT- (952) 835-7000 ING TO COLLECT A DEBT. ANY (Cobblestone Manor - Binkin/08-7-903D) 12/10/09-1/14/10 INFORMATION OBTAINED WILL BE 2001993 USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE NOTICE OF MORTGAGE ORIGINAL CREDITOR WITHIN THE FORECLOSURE SALE TIME PROVIDED BY LAW IS NOT N O T ICE IS HEREBY GIVEN that AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR default has occurred in the conditions REDEMPTION BY THE MORTGAGOR, of the following described mortgage: DATE OF MORTGAGE: February 21, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE 2005 ORIGINAL PRINCIPAL AMOUNT OF REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MORTGAGE: $264,500.00 MORTGAGOR(S): Christine HeinMINNESOTA STATUTES, SECTION 5 8 2 . 0 3 2 , D E T E R M I N I N G , A M O N G zman and Mark Heinzman, wife and OTHER THINGS, THAT THE MORT- husband MORTGAGEE: Bankers Mortgage GAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF Company, LLC DATE AND PLACE OF RECORDING: LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL Recorded: March 24, 2005 Dakota County Recorder, Document Number: PRODUCTION, AND ARE ABANDONED. 2306878 DATED: December 10, 2009 DATE AND PLACE OF REGISTERMORTGAGEE: ING: Registered: March 24, 2005 Mortgage Electronic Dakota County Registrar of Titles, Registration Systems, Inc. Document Number: 561553 Wilford & Geske, P.A. ASSIGNMENTS OF MORTGAGE: And Attorneys for Mortgagee assigned to: U.S. Bank, N.A., Dated: Lawrence A. Wilford February 21, 2005, Recorded: March James A. Geske 24, 2005 Dakota County Recorder, 8425 Seasons Parkway, Suite 105 Document Number: 2306879, RegisWoodbury, MN 55125-4393 tered: March 24, 2005 Dakota County (651) 209-3300 Registrar of Titles, Document Number: File Number: 010566F01 561554 2005149 12/10/09-1/14/10 Transaction Agent: Not Applicable Transaction Agent Mortgage Identification Number: Not Applicable Lender or Broker: Bankers Mortgage NOTICE OF ASSESSMENT LIEN Company, LLC FORECLOSURE SALE Residential Mortgage Servicer: U.S. Date: November 17, 2009 Bank Home Mortgage YOU ARE NOTIFIED THAT: Mortgage Originator: Not Applicable 1. Default has occurred in the terms CERTIFICATE OF TITLE NUMBER: and conditions of the Second Amended Declaration for Cobblestone Manor 129845 COUNTY IN WHICH PROPERTY IS Association, Inc. (hereinafter the "Association") which was recorded as LOCATED: Dakota Property Address: 17341 Jade Ct, Document No. 549349 on October 5, 2004, in the Office of the Registrar of Lakeville, MN 55044-9173 Tax Parcel ID Number: Titles of Dakota County, and also, pursuant to Minn. Stat. §515B.3-116, cov- 22-13202-050-01 LEGAL DESCRIPTION OF PROPering the following property: ERTY: Lot Five (5), Block One (1), LEGAL DESCRIPTION: Lot Eleven Barrett Third Addition, Dakota (11), Block Two (2) in Cobblestone County, Minnesota. Manor 2ND Addition, Cobblestone AMOUNT DUE AND CLAIMED TO BE Manor Townhomes, CIC #475, DUE AS OF DATE OF NOTICE: Dakota County, Minnesota $270,675.54 STREET ADDRESS: 8714 134th THAT all pre-foreclosure requireStreet W., Apple Valley, MN 55124 T A X P A R C E L I D N U M B E R : ments have been complied with; that no action or proceeding has been insti01-18076-110-02 2. Pursuant to said Declaration, tuted at law or otherwise to recover the there is claimed to be due and owing debt secured by said mortgage, or any as of November 17, 2009, from Sergey part thereof; that a portion of this Binkin, title holder, to the Association, property is registered property; PURSUANT to the power of sale cona Minnesota non-profit corporation, the amount of $1,819.00 for unpaid t a i n e d i n s a i d m o r t g a g e , t h e association dues, late fees, attorneys above-described property will be sold fees and costs, plus any other such by the Sheriff of said county as folamounts that will accrue after Novem- lows: DATE AND TIME OF SALE: January ber 17, 2009, and other costs of collection and foreclosure which will be 28, 2010 at 10:00 AM PLACE OF SALE: Dakota County added to the amount claimed due and Law Enforcement Center, 1580 Highowing at the time of the sale herein. 3. No action is now pending at law or way 55, Lobby S-100, Hastings, Minneotherwise to recover said debt or any sota to pay the debt secured by said mortpart thereof. 4. That all preforeclosure require- gage and taxes, if any, on said premises and the costs and disbursements have been met. 5. The owner has not been released ments, including attorney fees allowed by law, subject to redemption within from his financial obligation to pay six (6) months from the date of said said amount. 6. The Declaration, referenced above, sale by the mortgagor(s), their perand Minn. Stat. §§515B.3-115 and sonal representatives or assigns. 515B.3-116 provide for a continuing lien against the property. A Notice of ��

PUBLIC NOTICE

�� CIAL ORDER �� IS ENTERED UNDER MINNESOTA STATUTES, SECTION �� sonal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on July 28, 2010, or the next business day if July 28, 2010 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: December 10, 2009 ASSIGNEE OF MORTGAGEE: U.S. Bank, N.A. Wilford & Geske, P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 010213F01 2004130 12/10/09-1/14/10

PUBLIC NOTICE NOTICE OF

MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE:June 24, 2004 MORTGAGORS:Raymond P. Bergdahl and Monica M. Bergdahl, husband and wife. MORTGAGEE:Beneficial Loan and Thrift Co. DATE AND PLACE OF RECORDING: Registered July 23, 2004, Dakota County Registrar of Titles, Document No. 542918, Certificate of Title No. 116512. ASSIGNMENTS OF MORTGAGE: NONE Said Mortgage being Registered Land. TRANSACTION AGENT: NONE TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: NONE LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Beneficial Loan and Thrift Co. RESIDENTIAL MORTGAGE SERVICER: HSBC Bank USA, N.A. MORTGAGED PROPERTY ADDRESS: 7320 Brittany Lane, Inver Grove Heights, MN 55076 TAX PARCEL I.D. #: 201515231001 LEGAL DESCRIPTION OF PROPERTY: Lot 31, CIC No. 168, Brittany Park 3rd Addition COUNTY IN WHICH PROPERTY IS LOCATED:Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE:$244,233.78 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE:$242,157.08 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: February 2, 2010 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on August 2, 2010. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE:None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER

582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: December 4, 2009. Beneficial Loan and Thrift Co. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/ Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 43-388 54461100119087 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2007030 12/10/09-1/14/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: December 20, 2005 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $348,000.00 MORTGAGOR(S): Patricia Mignone and Albert M Mignone, wife and husband MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF REGISTERING: Registered: January 10, 2006 Dakota County Registrar of Titles Document Number: 582663 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100261495673239889 Lender or Broker: Great Northern Financial Group, Inc. Residential Mortgage Servicer: Aurora Loan Services, LLC Mortgage Originator: Not Applicable CERTIFICATE OF TITLE NUMBER: 111946 COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 2204 Oakwood Dr, Burnsville, MN 55306-4853 Tax Parcel ID Number: 02-84701-020-01 LEGAL DESCRIPTION OF PROPERTY: Lot Two (2) in Block One (1) of Woodland Hills 2nd Addition according to the plat thereof on file and of record in the Office of the Registrar of Titles in and for said County and State, Dakota County, Minnesota. AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $391,608.41 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; that this is registered property; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: February 18, 2010 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on August 18, 2010, or the next business day if August 18, 2010 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: December 31, 2009 MORTGAGEE: Mortgage Electronic Registration Systems, Inc. Wilford & Geske, P.A. Attorneys for Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 011215F01 2026049 12/31/09-2/4/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: July 15, 2004 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $86,400.00 MORTGAGOR(S): Amy Golden, a single person MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded: September 30, 2004 Dakota County Recorder Document Number: 2253524 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100103210000069400 Lender or Broker: Prime Mortgage Corporation Residential Mortgage Servicer: Aurora Loan Services, LLC Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 12988 Nicollet Ave S Apt 202, Burnsville, MN 55337-3553 Tax Parcel ID Number: 02-01300-688-16 LEGAL DESCRIPTION OF PROPERTY: Apartment Number 202, 12988 Nicollet Avenue South Ridgeview Condominium Homes, Apartment Ownership No. 15, Dakota County, Minnesota. AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $82,507.46 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: February 18, 2010 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on August 18, 2010, or the next business day if August 18, 2010 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: December 31, 2009 MORTGAGEE: Mortgage Electronic Registration Systems, Inc. Wilford & Geske, P.A. Attorneys for Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 011164F01 2026051 12/31/09-2/4/10

PUBLIC NOTICE NOTICE OF

GAGE ORIGINATOR STATED ON MORTGAGE: Lehman Brothers Bank, FSB RESIDENTIAL MORTGAGE SERVICER: Aurora Loan Services LLC MORTGAGED PROPERTY ADDRESS: 5228 Robin Lane, Farmington, MN 55024 T A X P A R C E L I . D . # : 14-82501-183-08 LEGAL DESCRIPTION OF PROPERTY: Unit No. 183, Common Interest Community No. 323, a condominium, Vermillion Grove Condominiums, Dakota County, Minnesota. COUNTY IN WHICH PROPERTY IS LOCATED:Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE:$176,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE:$182,184.08 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: January 28, 2010 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on July 28, 2010. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE:None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: November 23, 2009. Aurora Loan Services LLC Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/ Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 98-946 0045586211 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2005044 12/10/09-1/14/10

PUBLIC NOTICE NOTICE OF

ING TAXES, IF ANY, PAID BY MORT GAGEE:$187,185.05 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: February 4, 2010 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on August 4, 2010. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE:None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: November 25, 2009. JPMorgan Chase Bank, N.A. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weinigarden Attorneys for Mortgagee/ Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 60-2627 0613522804 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2006953 12/10/09-1/14/10

PUBLIC NOTICE NOTICE OF

ments, including attorneys fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on August 9, 2010. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE:None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: December 2, 2009. CitiMortgage, Inc. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/ Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 10-2792 8422559 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2006730 12/10/09-1/14/10

PUBLIC NOTICE NOTICE OF MORTGAGE

FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: October 27, 2005 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $197,600.00 MORTGAGOR(S): Lynda Stevens, a single person MORTGAGEE: Aames Funding Corporation dba Aames Home Loans DATE AND PLACE OF REGISTERING: Registered: December 14, 2005 Dakota County Registrar of Titles, Document Number: 581028 ASSIGNMENTS OF MORTGAGE: And assigned to: Deutsche Bank National Trust Company, as Indenture Trustee, on behalf of the holders of the Aames Mortgage Investment Trust 2006-1, Mortgage Backed Notes, Dated: November 04, 2009 Transaction Agent: Not Applicable Transaction Agent Mortgage Identification Number: Not Applicable Lender or Broker: Aames Funding Corporation dba Aames Home Loans Residential Mortgage Servicer: Select Portfolio Servicing Mortgage Originator: Not Applicable CERTIFICATE OF TITLE NUMBER: 138349 COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 20699 Jaguar Ave, Lakeville, MN 55044-5944 Tax Parcel ID Number: 22-48203-050-01 LEGAL DESCRIPTION OF PROPERTY: Lot Five (5), Block One (1), Meadows West 4th Addition, according to the recorded plat thereof. AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $197,523.30 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; that this is registered property; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: January 25, 2010 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on July 25, 2010, or the next business day if July 25, 2010 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR

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THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: December 10, 2009 ASSIGNEE OF MORTGAGEE: Deutsche Bank National Trust Company, as Indenture Trustee, on behalf of the holders of the Aames Mortgage Investment Trust 2006-1, Mortgage Backed Notes Wilford & Geske, P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 010047F01 2003288 12/10/09-1/14/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: June 26, 2007 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $120,000.00 MORTGAGOR(S): Aleksey Silenko, an unmarried man MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded: July 19, 2007 Dakota County Recorder Document Number: 2531352 ASSIGNMENTS OF MORTGAGE: And assigned to: BAC Home Loans Servicing, L.P. Dated: December 23, 2009 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100020071003644189 Lender or Broker: PHH Home Loans, LLC Residential Mortgage Servicer: BAC Home Loans Servicing, L.P. Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 1700 Four Oaks Rd Apt 114, Eagan, MN 55121-1835 Tax Parcel ID Number: 10-18100-114-01 LEGAL DESCRIPTION OF PROPERTY: Unit No. 114, Coachman Oaks Condominium, Dakota County, Minnesota, Condominium File No. 45 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $120,248.47 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: February 18, 2010 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on August 18, 2010, or the next business day if August 18, 2010 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: December 31, 2009 ASSIGNEE OF MORTGAGEE: BAC Home Loans Servicing, L.P. Wilford & Geske, P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 011440F01 2026028 12/31/09-2/4/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: June 14, 2006 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $119,500.00 MORTGAGOR(S): Steven D Jones and Darla A Jones, husband and wife MORTGAGEE: Postal Credit Union DATE AND PLACE OF REGISTERING: Registered: August 14, 2006 Dakota County Registrar of Titles Document Number: 595921 Transaction Agent: Not Applicable Transaction Agent Mortgage Identification Number: Not Applicable Lender or Broker: Postal Credit Union Residential Mortgage Servicer: Postal Credit Union Mortgage Originator: Not Applicable CERTIFICATE OF TITLE NUMBER: 113556 COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 3870 70th St E, Inver Grove Heights, MN 55076-2244 Tax Parcel ID Number: 20-71155-010-01 20-71156-060-00 LEGAL DESCRIPTION OF PROPERTY: Lot A in Block One (1), South Grove No. 6 and Lot F in Block One (1), South Grove No. 7, according to the plat thereof on file or of record in the Office of the Register of Deeds in and for Dakota County, Minnesota. AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $116,724.36 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; that this is registered property; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: February 18, 2010 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on August 18, 2010, or the next business day if August 18, 2010 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: December 31, 2009 MORTGAGEE: Postal Credit Union Wilford & Geske, P.A. Attorneys for Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 011152F01 2026002 12/31/09-2/4/10

PUBLIC NOTICE NOTICE OF

GAGE ORIGINATOR STATED ON MORTGAGE: Washington Mutual Bank, FA RESIDENTIAL MORTGAGE SERVICER: JPMorgan Chase Bank, National Association MORTGAGED PROPERTY ADDRESS: 675 South Park Court, Hastings, MN 55033 T A X P A R C E L I . D . # : 19-14702-080-01 LEGAL DESCRIPTION OF PROPERTY: Lot 8, Block 1, Bohlken Estates 3rd Addition COUNTY IN WHICH PROPERTY IS LOCATED:Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE:$328,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE:$343,649.13 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: February 11, 2010 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on August 11, 2010. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE:None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: December 4, 2009. JPMorgan Chase Bank, N.A. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 60-2643 3062520006 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2006935 12/10/09-1/14/10

PUBLIC NOTICE NOTICE OF MORTGAGE

Mortgagee/Assignee of Mortgagee com plied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: January 28, 2010 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on July 28, 2010. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: November 30, 2009. Beneficial Loan and Thrift Co. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 43-211 0014331177 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2003625 12/10/09-1/14/10

PUBLIC NOTICE NOTICE OF

MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN: That default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: September 24, 2007 MORTGAGOR : BEST 1, INC., a Minnesota corporation MORTGAGEE: Prime Security Bank, a Minnesota banking corporation DATE AND PLACE OF RECORDING: Recorded September 26, 2007, in the office of the County Recorder, as Document No. 2546929, Dakota County, Minnesota. MORTGAGED PROPERTY A D D R E S S : XXX County Road 11, Burnsville, Minnesota 55337. TAX PARCEL I.D. NO. 02-020000-010-29 LEGAL DESCRIPTION OF PROPERTY: That part of the East Half of the Northwest Quarter of Section 20, Township 115, Range 20, Dakota County, Minnesota, described as follows: Beginning at a point on the East line of said East Half, 926.17 feet South of the Northeast corner thereof; thence South on said East line (said bearing assumed) 406.38 feet; thence West 240.00 feet; thence North 319.22 feed; thence North 70 degrees 02 minutes 20 seconds East, 255.33 feet to the point of beginning. Except that part taken by the State of Minnesota for highway purposes in Partial Final Certificate filed as Document Number 649000 and as corrected by Deed filed as Document No. 677893. Together with an easement for ingress and eg re ss as c o n t a i n e d i n D o c u m e n t Numbers 588943 and 2141315, all in and for Dakota County, Minnesota COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $385,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $380,679.99 INTEREST RATE AND PER DIEM: Current interest rate is 7.30%, with a daily per diem of $74.8087. That prior to commencement of this mortgage foreclosure proceeding Mortgagee complied with all notice requirements by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: Janu-

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�� REDUCED TO FIVE �� WEEKS IF A JUDI DATE AND TIME OF�� SALE: Janu CIAL ORDER IS ENTERED UNDER ary 21, 2010 at 10:00 a.m. PLACE OF SALE: Dakota County MINNESOTA STATUTES, SECTION Law Enforcement Center, located at 5 8 2 . 0 3 2 , D E T E R M I N I N G , A M O N G 1580 Highway 55, Lobby S100, Hast- OTHER THINGS, THAT THE MORTings, Minnesota 55033, to pay the debt GAGED PREMISES ARE IMPROVED then secured by said Mortgage, taxes, WITH A RESIDENTIAL DWELLING OF if any, on said premises, and the costs LESS THAN FIVE UNITS, ARE NOT a n d d i s b u r s e m e n t s , i n c l u d i n g PROPERTY USED IN AGRICULTURAL attorneys' fees allowed by law subject P R O D U C T I O N , A N D A R E to redemption within six (6) months ABANDONED." Dated: December 4, 2009. from the date of said sale by the mortCitiMortgage, Inc. gagor(s), their personal representaMortgagee/Assignee of Mortgagee tives or assigns. DATE AND TIME MORTGAGOR USSET, WEINGARDEN AND LIEBO, P.L.L.P. MUST VACATE THE PREMISES: By: Paul A. Weingarden Attorneys for Mortgagee/ July 21, 2010 at 11:59 p.m. "THE TIME ALLOWED BY LAW Assignee of Mortgagee FOR REDEMPTION BY THE MORT- 4500 Park Glen Road #300 GAGOR, THE MORTGAGOR'S PER- Minneapolis, MN 55416 S O N A L R E P R E S E N T A T I V E S O R (952) 925-6888 10-2867 ASSIGNS, MAY BE REDUCED TO FIVE (5) WEEKS IF A JUDICIAL 640970535 ORDER IS ENTERED UNDER MIN- THIS IS A COMMUNICATION FROM A N E S O T A S T A T U T E S , S E C T I O N DEBT COLLECTOR. 12/10/09-1/14/10 582.032, DETERMINING, AMONG 2007118 OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL NOTICE OF DWELLING OF LESS THAN FIVE MORTGAGE FORECLOSURE SALE UNITS, ARE NOT PROPERTY USED TO VERIFICATION RIGHT THE IN AGRICULTURAL PRODUCTION, OF THE DEBT AND IDENTITY OF AND ARE ABANDONED." THE ORIGINAL CREDITOR WITHIN Dated: December 8, 2009 THE TIME PROVIDED BY LAW IS MESSERLI & KRAMER, P.A. NOT AFFECTED BY THIS ACTION. By: /s/ Creig Andreasen NOTICE IS HEREBY GIVEN, that Creig Andreasen (Lic. # 0334832) default has occurred in conditions of 1400 Fifth Street Towers the following described mortgage: 100 South Fifth Street DATE OF MORTGAGE: May 23, 2006 Minneapolis, MN 55402 MORTGAGOR: M a r c o s M o r a l e s , (612) 672-3600 single. Attorney in Fact for Prime Security MORTGAGEE: J P M o r g a n C h a s e Bank Bank, N.A. as successor to WashingIMPORTANT NOTICE This communication is from a debt ton Mutual Bank, FA. DATE AND PLACE OF RECORDING: collector and is an attempt to collect a debt. Any information will be used for Recorded June 8, 2006, Dakota County Recorder, Document No. 2436102. that purpose. ASSIGNMENTS OF MORTGAGE: 2007056 12/10/09-1/14/10 NONE TRANSACTION AGENT: NONE TRANSACTION AGENT'S MORTNOTICE OF GAGE IDENTIFICATION NUMBER ON MORTGAGE FORECLOSURE SALE MORTGAGE: NONE THE RIGHT TO VERIFICATION OF LENDER OR BROKER AND MORTTHE DEBT AND IDENTITY OF THE G A G E O R I G I N A T O R S T A T E D O N ORIGINAL CREDITOR WITHIN THE MORTGAGE: Washington Mutual Bank, T I M E P R O V I D E D B Y L A W I S N O T FA AFFECTED BY THIS ACTION. RESIDENTIAL MORTGAGE SERNOTICE IS HEREBY GIVEN, that V I C E R : J P M o r g a n C h a s e B a n k , default has occurred in conditions of National Association the following described mortgage: MORTGAGED PROPERTY ADDRESS: DATE OF MORTGAGE:O c t o b e r 1 4 , 4248 Braddock Trail, Eagan, MN 55123 2003 T A X P A R C E L I . D . # : MORTGAGOR:Shiguang Tian, a mar- 10-52100-120-02 ried person. LEGAL DESCRIPTION OF PROPMORTGAGEE:Discover Mortgage. ERTY: DATE AND PLACE OF RECORDING: Lot Twelve (12), Block Two (2), Recorded November 26, 2003, Northview Meadows Dakota County Recorder, Document COUNTY IN WHICH PROPERTY IS No. 2145532. LOCATED: Dakota ASSIGNMENTS OF MORTGAGE: ORIGINAL PRINCIPAL AMOUNT OF Assigned to: ABN AMRO Mortgage MORTGAGE: $239,000.00 Group, Inc NKA CitiMortgage, Inc., AMOUNT DUE AND CLAIMED TO BE Dated: October 14, 2003, Recorded: DUE AS OF DATE OF NOTICE, INCLUDMay 24, 2004, Document No. 2207676. ING TAXES, IF ANY, PAID BY MORTTRANSACTION AGENT: NONE GAGEE: $261,280.50 TRANSACTION AGENT'S MORTThat prior to the commencement of GAGE IDENTIFICATION NUMBER ON this mortgage foreclosure proceeding MORTGAGE: NONE Mortgagee/Assignee of Mortgagee comLENDER OR BROKER AND MORT- plied with all notice requirements as G A G E O R I G I N A T O R S T A T E D O N required by statute; That no action or MORTGAGE: Discover Mortgage proceeding has been instituted at law RESIDENTIAL MORTGAGE SER- or otherwise to recover the debt VICER: CitiMortgage, Inc. secured by said mortgage, or any part MORTGAGED PROPERTY ADDRESS: thereof; 16119 North Flagstaff Court, RosePURSUANT to the power of sale conmount, MN 55068 tained in said mortgage, the above T A X P A R C E L I . D . # : described property will be sold by the 22-51351-060-01 Sheriff of said county as follows: LEGAL DESCRIPTION OF PROPDATE AND TIME OF SALE: February ERTY: 25, 2010 at 10:00 AM Lot 6, Block 1, Niakwa Village 2nd PLACE OF SALE: S h e r i f f ' s O f f i c e , Addition. Law Enforcement Center, 1580 Hwy Dakota County 55, Lobby #S-100, Hastings, MN COUNTY IN WHICH PROPERTY IS to pay the debt then secured by said LOCATED:Dakota Mortgage, and taxes, if any, on said ORIGINAL PRINCIPAL AMOUNT OF premises, and the costs and disburseMORTGAGE:$154,850.00 ments, including attorneys' fees AMOUNT DUE AND CLAIMED TO BE allowed by law subject to redemption DUE AS OF DATE OF NOTICE, INCLUD- within six (6) months from the date of ING TAXES, IF ANY, PAID BY MORT- said sale by the mortgagor(s), their GAGEE:$146,053.61 personal representatives or assigns That prior to the commencement of unless reduced to Five (5) weeks under this mortgage foreclosure proceeding MN Stat. §580.07. Mortgagee/Assignee of Mortgagee comTIME AND DATE TO VACATE PROPplied with all notice requirements as E R T Y : I f t h e r e a l e s t a t e i s a n required by statute; That no action or owner-occupied, single-family dwellproceeding has been instituted at law ing, unless otherwise provided by law, o r o t h e r w i s e t o r e c o v e r t h e d e b t the date on or before which the mortsecured by said mortgage, or any part gagor(s) must vacate the property if the thereof; mortgage is not reinstated under secPURSUANT to the power of sale con- tion 580.30 or the property is not tained in said mortgage, the above redeemed under section 580.23 is described property will be sold by the 11:59 p.m. on August 25, 2010. Sheriff of said county as follows: MORTGAGOR(S) RELEASED FROM DATE AND TIME OF SALE: February FINANCIAL OBLIGATION ON MORT11, 2010 at 10:00 AM GAGE: None PLACE OF SALE:Sheriff's Office, Law "THE TIME ALLOWED BY LAW FOR Enforcement Center, 1580 Hwy 55, REDEMPTION BY THE MORTGAGOR, Lobby #S-100, Hastings, MN THE MORTGAGOR'S PERSONAL REPto pay the debt then secured by said RESENTATIVES OR ASSIGNS, MAY BE Mortgage, and taxes, if any, on said REDUCED TO FIVE WEEKS IF A JUDIpremises, and the costs and disburse- CIAL ORDER IS ENTERED UNDER m e n t s , i n c l u d i n g a t t o r n e y s ' f e e s MINNESOTA STATUTES, SECTION allowed by law subject to redemption 5 8 2 . 0 3 2 , D E T E R M I N I N G , A M O N G within six (6) months from the date of OTHER THINGS, THAT THE MORTsaid sale by the mortgagor(s), their GAGED PREMISES ARE IMPROVED personal representatives or assigns WITH A RESIDENTIAL DWELLING OF unless reduced to Five (5) weeks under LESS THAN FIVE UNITS, ARE NOT MN Stat. §580.07. PROPERTY USED IN AGRICULTURAL TIME AND DATE TO VACATE PROP- P R O D U C T I O N , A N D A R E E R T Y : I f t h e r e a l e s t a t e i s a n ABANDONED." owner-occupied, single-family dwellDated: December 21, 2009. ing, unless otherwise provided by law, JPMorgan Chase Bank, N.A. the date on or before which the mortMortgagee/Assignee of Mortgagee gagor(s) must vacate the property if the USSET, WEINGARDEN AND LIEBO, P.L.L.P. mortgage is not reinstated under sec- Attorneys for Mortgagee/ tion 580.30 or the property is not Assignee of Mortgagee redeemed under section 580.23 is 4500 Park Glen Road #300 11:59 p.m. on August 11, 2010. Minneapolis, MN 55416 MORTGAGOR(S) RELEASED FROM (952) 925-6888 FINANCIAL OBLIGATION ON MORT60-1807 GAGE:None 3062249143 "THE TIME ALLOWED BY LAW FOR THIS IS A COMMUNICATION FROM REDEMPTION BY THE MORTGAGOR, A DEBT COLLECTOR. THE MORTGAGOR'S PERSONAL REP- 2026489 12/31/09-2/4/10 RESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDI- ��

PUBLIC NOTICE

�� County Recorder, Document Number: 2374091 ��

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: December 17, 2003 MORTGAGORS: N a t a s h a M . B a l gobin, a single person and Lennox P. Balgobin, a married person. MORTGAGEE: Mortgage Electronic Registration Systems, Inc.. DATE AND PLACE OF RECORDING: Recorded January 27, 2004, Dakota County Recorder, Document No. 2168556. ASSIGNMENTS OF MORTGAGE: Assigned to: PNC Bank, National Association, Dated: December 10, 2009. TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100015901074361791 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: CTX Mortgage Company, LLC RESIDENTIAL MORTGAGE SERVICER: PNC Bank, National Association MORTGAGED PROPERTY ADDRESS: 14201 Augusta Way, Rosemount, MN 55068 TAX PARCEL I.D. #: 34-14703-302-11 LEGAL DESCRIPTION OF PROPERTY: Unit Number 1302, Bloomfield Quad Town homes, Common Interest Community Number 367, Dakota County, Minnesota. COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $174,935.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $164,158.23 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: February 25, 2010 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on August 25, 2010. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: December 22, 2009. PNC Bank, National Association Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/ Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 4-1884 0003046306 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2025414 12/31/09-2/4/10

PUBLIC NOTICE NOTICE OF MORTGAGE

FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: August 31, 2005 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $120,000.00 MORTGAGOR(S): Paul G Chavis and Deborah S Chavis, husband and wife MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded: October 25, 2005 Dakota County Recorder, Document Number:

ASSIGNMENTS OF MORTGAGE: And assigned to: Suntrust Mortgage, Inc., Dated: November 30, 2009 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100010401437714187 Lender or Broker: Suntrust Mortgage, Inc. Residential Mortgage Servicer: SunTrust Mortgage, Inc. Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 24055 Hogan Ave, Hampton, MN 55031-9768 Tax Parcel ID Number: 29-30700-050-01 LEGAL DESCRIPTION OF PROPERTY: Lots 4 and 5, Block 1, Gores's Addition to New Trier AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $82,835.45 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: January 29, 2010 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on July 29, 2010, or the next business day if July 29, 2010 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: December 10, 2009 ASSIGNEE OF MORTGAGEE: Suntrust Mortgage, Inc. Wilford & Geske, P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 010643F01 1998442 12/10/09-1/14/10

PUBLIC NOTICE NOTICE OF

COUNTY IN WHICH PROPERTY IS LOCATED:Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE:$133,655.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE:$127,255.73 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: January 26, 2010 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on July 26, 2010. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE:None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: December 3, 2009. U.S. Bank, N. A. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/ Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 19-533 7810396022 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2006998 12/10/09-1/14/10

PUBLIC NOTICE NOTICE OF

PLACE OF SALE:Sheriff s Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on August 11, 2010. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE:None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: December 4, 2009. JPMorgan Chase Bank, N.A. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/ Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 60-2639 3013635614 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2006912 12/10/09-1/14/10

PUBLIC NOTICE NOTICE OF

MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: J a n u a r y 2 7 , 2005 MORTGAGORS: H a y l e y W h i t e a n d Kevin White, wife and husband. MORTGAGEE: Mortgage Electronic Registration Systems, Inc.. DATE AND PLACE OF RECORDING: Registered April 29, 2005, Dakota County Registrar of Titles, Document No. 564296, Certificate of Title No. 136011. ASSIGNMENTS OF MORTGAGE: Assigned to: CitiMortgage, Inc., Dated: October 9, 2009. Said Mortgage being Registered Land. TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100053030007060461 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Aegis Wholesale Corporation RESIDENTIAL MORTGAGE SERVICER: CitiMortgage, Inc. MORTGAGED PROPERTY ADDRESS: 13349 Court Place, Burnsville, MN 55337 T A X P A R C E L I . D . # : 02-40600-010-15 LEGAL DESCRIPTION OF PROPERTY: Lot 1, Block 15, Judicial Knolls. Dakota County COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $162,920.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $160,332.68 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: February 4, 2010 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is

redeemed under section 580.23 is 11:59 p.m. on August 4, 2010. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE:None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: December 2, 2009. CitiMortgage, Inc. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/ Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 10-2526 2002456803 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2006772 12/10/09-1/14/10

PUBLIC NOTICE NOTICE OF

MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: October 03, 2006 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $189,090.00 MORTGAGOR(S): Seth A. Weise, an unmarried man MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded: October 31, 2006 Dakota County Recorder Document Number: 2472456 ASSIGNMENTS OF MORTGAGE: And assigned to: Nationstar Mortgage, LLC Dated: November 05, 2009 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100015901074408204 Lender or Broker: CTX Mortgage Company, LLC Residential Mortgage Servicer: Nationstar Mortgage, LLC Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 1925 Sierra Dr, Hastings, MN 55033-4073 Tax Parcel ID Number: 19-58600-502-11 LEGAL DESCRIPTION OF PROPERTY: Unit 1502, Common Interest Community Number 511, a condominium, Prairie Ridge, Dakota County, Minnesota. AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $189,975.26 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: January 25, 2010 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on July 25, 2010, or the next business day if July 25, 2010 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: December 10, 2009 ASSIGNEE OF MORTGAGEE:

ASSIGNEE OF MORTGAGEE: Nationstar Mortgage, LLC Wilford & Geske, P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 010445F01 2007276 12/10/09-1/14/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: J a n u a r y 2 1 , 2004 MORTGAGOR: Mitchell E. Moss and Amanda Moss, husband and wife. MORTGAGEE: J P M o r g a n C h a s e Bank, National Association as successor in interest to Washington Mutual Bank, FA. DATE AND PLACE OF RECORDING: Recorded February 12, 2004, Dakota County Recorder, Document No. 2175154. ASSIGNMENTS OF MORTGAGE: NONE TRANSACTION AGENT: NONE TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: NONE LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Washington Mutual Bank, FA RESIDENTIAL MORTGAGE SERVICER: JPMorgan Chase Bank, National Association MORTGAGED PROPERTY ADDRESS: 1825 Southcross Drive Unit 2305, Burnsville, MN 55306 TAX PARCEL I.D. #: 02-71216-305-06 LEGAL DESCRIPTION OF PROPERTY: Unit 2305, Condominium Number 115, Southcross Village Condominium COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $130,500.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $139,251.75 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: February 23, 2010 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on August 23, 2010. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: December 17, 2009. JPMorgan Chase Bank, N.A. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/ Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 60-2673 0668544927 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2026446 12/31/09-2/4/10

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PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: August 16, 2006 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $144,000.00 MORTGAGOR(S): Melissa A Chapman wife and Damien Chapman, a.k.a. Damian Chapman, husband MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded: September 14, 2006 Dakota County Recorder Document Number: 2460960 ASSIGNMENTS OF MORTGAGE: And assigned to: SunTrust Mortgage, Inc. Dated: December 23, 2009 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100010401446934628 Lender or Broker: Suntrust Mortgage, Inc. Residential Mortgage Servicer: SunTrust Mortgage, Inc. Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 13545 Heather Hills Dr, Burnsville, MN 55337-3905 Tax Parcel ID Number: 02-32250-020-06 LEGAL DESCRIPTION OF PROPERTY: Lot 2, Block 6, Heather Hills First Addition AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $153,349.92 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: February 18, 2010 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on August 18, 2010, or the next business day if August 18, 2010 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: December 31, 2009 ASSIGNEE OF MORTGAGEE: SunTrust Mortgage, Inc. Wilford & Geske, P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 007969F02 2026709 12/31/09-2/4/10

PUBLIC NOTICE NOTICE OF MORTGAGE

County Recorder, Document Number: 2543827 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100200100108032917 Lender or Broker: EquiFirst Corporation Residential Mortgage Servicer: Select Portfolio Servicing Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 14336 Bayberry Trail, Rosemount, MN 55068 Tax Parcel ID Number: 34-14703-100-01 LEGAL DESCRIPTION OF PROPERTY: Lot 10, Block 1, Bloomfield Fourth Addition, Dakota County, Minnesota. AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $355,226.44 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: January 25, 2010 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on July 25, 2010, or the next business day if July 25, 2010 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: December 10, 2009 ASSIGNEE OF MORTGAGEE: U.S. Bank National Association, as Trustee, on behalf of the holders of the Home Equity Asset Trust 2007-3 Home Equity Pass-through Certificates, Series 2007-3 Wilford & Geske, P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 010405F01 2003267 12/10/09-1/14/10

PUBLIC NOTICE

LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $449,400.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $401,012.77 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: February 11, 2010 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on August 11, 2010. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: December 8, 2009. Chase Home Finance LLC Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/ Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 30-7531 1583196535 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2012630 12/17/09-1/21/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: October 10, 2007 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $171,129.00 MORTGAGOR(S): Nancy J. Lundgren, a single person MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded: November 15, 2007 Dakota County Recorder Document Number: 2556304 ASSIGNMENTS OF MORTGAGE: And assigned to: BAC Home Loans Servicing, L.P. Dated: December 10, 2009 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100029500019744063 Lender or Broker: Taylor, Bean & Whitaker Mortgage Corporation Residential Mortgage Servicer: BAC Home Loans Servicing, L.P. Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 1631 Walnut Ln, Saint Paul, MN 55122-2531 Tax Parcel ID Number: 10-84600-280-03 LEGAL DESCRIPTION OF PROPERTY: Lot 28, Block 3, Woodgate, Dakota County, Minnesota. AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $179,330.67 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: February 04, 2010 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated

If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on August 04, 2010, or the next business day if August 04, 2010 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: December 17, 2009 ASSIGNEE OF MORTGAGEE: BAC Home Loans Servicing, L.P. Wilford & Geske, P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 010668F01 2011322 12/17/09-1/21/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: November 05, 2007 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $133,600.00 MORTGAGOR(S): Jodi Braun and Mark Braun, wife and husband MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded: November 21, 2007 Dakota County Recorder Document Number: 2557414 ASSIGNMENTS OF MORTGAGE: And assigned to: BAC Home Loans Servicing, L.P. Dated: December 10, 2009 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100133700026200561 Lender or Broker: Countrywide Bank, FSB Residential Mortgage Servicer: BAC Home Loans Servicing, L.P. Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 1983 Gold Trl # A, Eagan, MN 55122-1589 Tax Parcel ID Number: 10-18350-100-01 LEGAL DESCRIPTION OF PROPERTY: Unit No. 1, Garage No. 1, Condominium Number 48, Countryside Condominiums, A Condominium located in Dakota County, Minnesota. AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $135,753.90 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: February 04, 2010 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on August 04, 2010, or the next business day if August 04, 2010 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF

��

�� a single person. WITH A RESIDENTIAL DWELLING�� OF Merck, �� MORTGAGEE: Mortgage Electronic LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL Registration Systems, Inc. DATE AND PLACE OF RECORDING: PRODUCTION, AND ARE ABANDONED. Recorded April 28, 2006, Dakota DATED: December 17, 2009 County Recorder, Document No. ASSIGNEE OF MORTGAGEE: 2424151. BAC Home Loans Servicing, L.P. ASSIGNMENTS OF MORTGAGE: Wilford & Geske, P.A. Assigned to: Deutsche Bank National Attorneys for Assignee of Mortgagee Trust Company, as Trustee for First Lawrence A. Wilford Franklin Mortgage Loan Trust James A. Geske 2006-FF9, Mortgage Pass-Through Cer8425 Seasons Parkway, Suite 105 tificates, Series 2006-FF9, Dated: Woodbury, MN 55125-4393 (651) 209-3300 December 1, 2009. File Number: 010883F01 TRANSACTION AGENT: Mortgage 2011337 12/17/09-1/21/10 Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100425240006771858 NOTICE OF ASSESSMENT LIEN LENDER OR BROKER AND MORTFORECLOSURE SALE GAGE ORIGINATOR STATED ON Date: November 16, 2009 MORTGAGE: First Franklin YOU ARE NOTIFIED THAT: RESIDENTIAL MORTGAGE SER1. Default has occurred in the terms VICER: Home Loan Services, Inc. and conditions of the Amended DeclaMORTGAGED PROPERTY ADDRESS: ration of Crystal Lake Townhome 1619 Riverwood Drive, Burnsville, MN Association (hereinafter the "Associa- 55337 tion") which was recorded on NovemT A X P A R C E L I . D . # : ber 7, 2006, as Document No. 2473888, 02-37429-112-02 in the Office of the County Recorder of LEGAL DESCRIPTION OF PROPDakota County, Minnesota, and as ERTY: Document No. 600698 in the office of Unit No. 112, CIC No. 185, Itokah the Registrar of Titles office, and purValley Townhomes, Dakota County, suant to Minn. Stat. §515B.3-116, covMinnesota. ering the following property: COUNTY IN WHICH PROPERTY IS L E G A L D E S C R I P T I O N : Lot 57, LOCATED: Dakota Block 1, CIC #580, Crystal Hills, a/k/a ORIGINAL PRINCIPAL AMOUNT OF Crystal Lake Townhomes MORTGAGE: $132,000.00 STREET ADDRESS: 16255 Crystal AMOUNT DUE AND CLAIMED TO BE Hills Drive, Lakeville, MN 55044 DUE AS OF DATE OF NOTICE, INCLUDT A X P A R C E L I D N U M B E R : ING TAXES, IF ANY, PAID BY MORT22-18550-570-01 GAGEE: $138,208.35 2. Pursuant to said Declaration, That prior to the commencement of there is claimed to be due and owing this mortgage foreclosure proceeding as of November 16, 2009, from John B. Mortgagee/Assignee of Mortgagee comYung, title holder, to the Association, a plied with all notice requirements as Minnesota non-profit corporation, the required by statute; That no action or amount of $2,476.50 for unpaid asso- proceeding has been instituted at law ciation dues, late fees, attorneys fees o r o t h e r w i s e t o r e c o v e r t h e d e b t a n d c o s t s , p l u s a n y o t h e r s u c h secured by said mortgage, or any part amounts that will accrue after Novem- thereof; ber 16, 2009, and other costs of colPURSUANT to the power of sale conlection and foreclosure which will be tained in said mortgage, the above added to the amount claimed due and described property will be sold by the owing at the time of the sale herein. Sheriff of said county as follows: 3. No action is now pending at law or DATE AND TIME OF SALE: February otherwise to recover said debt or any 18, 2010 at 10:00 AM part thereof. PLACE OF SALE:Sheriff's Office, Law 4. That all preforeclosure require- Enforcement Center, 1580 Hwy 55, ments have been met. Lobby #S-100, Hastings, MN 5. The owner has not been released to pay the debt then secured by said from his financial obligation to pay Mortgage, and taxes, if any, on said said amount. premises, and the costs and disburse6. The Declaration, referenced above, m e n t s , i n c l u d i n g a t t o r n e y s ' f e e s and Minn. Stat. §§515B.3-115 and allowed by law subject to redemption 515B.3-116 provide for a continuing within six (6) months from the date of lien against the property. A Notice of said sale by the mortgagor(s), their Lien evidencing the amount due was personal representatives or assigns r e c o r d e d o n O c t o b e r 5 , 2 0 0 9 , a s unless reduced to Five (5) weeks under Document No. 2688325 in the Dakota MN Stat. §580.07. County Recorder's Office. TIME AND DATE TO VACATE PROP7. Pursuant to the power of sale con- E R T Y : I f t h e r e a l e s t a t e i s a n tained in the same Declaration and owner-occupied, single-family dwellgranted by the owner in taking title to ing, unless otherwise provided by law, the premises subject to said Declara- the date on or before which the mortt i o n a n d p u r s u a n t t o M i n n . S t a t . gagor(s) must vacate the property if the §§515B.3-115 and 515B.3-116, said mortgage is not reinstated under secLien will be foreclosed by the sale of tion 580.30 or the property is not said property by the Sheriff of Dakota redeemed under section 580.23 is County, at the Dakota County Sheriffs 11:59 p.m. on August 18, 2010. Office, Dakota County Law EnforceMORTGAGOR(S) RELEASED FROM ment Center, 1580 Highway 55 Lobby FINANCIAL OBLIGATION ON MORTS-100, Hastings, MN 55033, on the GAGE: None 18th day of February, 2010, at "THE TIME ALLOWED BY LAW FOR 10:00 a.m. at public auction to the REDEMPTION BY THE MORTGAGOR, highest bidder, to pay the amount then THE MORTGAGOR'S PERSONAL REPdue for said assessments, together RESENTATIVES OR ASSIGNS, MAY BE with the costs of foreclosure, includ- REDUCED TO FIVE WEEKS IF A JUDIing attorneys fees as allowed by law. CIAL ORDER IS ENTERED UNDER 8. T h e t i m e a l l o w e d b y l a w f o r MINNESOTA STATUTES, SECTION redemption by the unit owner, his per- 5 8 2 . 0 3 2 , D E T E R M I N I N G , A M O N G sonal representatives or assigns is six OTHER THINGS, THAT THE MORT(6) months from the date of sale. The GAGED PREMISES ARE IMPROVED date and time to vacate the property WITH A RESIDENTIAL DWELLING OF is 11:59 p.m. on August 18, 2010, LESS THAN FIVE UNITS, ARE NOT if the account is not reinstated or PROPERTY USED IN AGRICULTURAL the owner does not redeem from the P R O D U C T I O N , A N D A R E foreclosure sale. ABANDONED." REDEMPTION NOTICE Dated: December 11, 2009. THE TIME ALLOWED BY LAW Deutsche Bank National Trust FOR REDEMPTION BY THE MORTCompany, as trustee GAGOR, THE MORTGAGOR'S PERMortgagee/Assignee of Mortgagee S O N A L R E P R E S E N T A T I V E S O R USSET, WEINGARDEN AND LIEBO, P.L.L.P. ASSIGNS, MAY BE REDUCED TO By: Paul A. Weingarden F I V E W E E K S I F A J U D I C I A L Attorneys for Mortgagee/ ORDER IS ENTERED UNDER MIN- Assignee of Mortgagee N E S O T A S T A T U T E S , S E C T I O N 4500 Park Glen Road #300 582.032, DETERMINING, AMONG Minneapolis, MN 55416 O T H E R T H I N G S , T H A T T H E (952) 925-6888 MORTGAGED PREMISES ARE 76-3552 IMPROVED WITH A RESIDENTIAL 1044662466 DWELLING OF LESS THAN FIVE THIS IS A COMMUNICATION FROM UNITS, ARE NOT PROPERTY USED A DEBT COLLECTOR. IN AGRICULTURAL PRODUCTION, 2014765 12/17/09-1/21/10 AND ARE ABANDONED. 9. THIS IS A COMMUNICATION FROM A DEBT COLLECTOR ATTEMPTING TO NOTICE OF COLLECT A DEBT. ANY INFORMAMORTGAGE FORECLOSURE SALE TION OBTAINED WILL BE USED FOR NOTICE IS HEREBY GIVEN that THAT PURPOSE. default has occurred in the conditions CRYSTAL LAKE of the following described mortgage: TOWNHOME ASSOCIATION DATE OF MORTGAGE: April 25, 2003 Attorneys for Crystal Lake Townhome ORIGINAL PRINCIPAL AMOUNT OF Association: MORTGAGE: $181,000.00 THOMSEN & NYBECK, P.A. MORTGAGOR(S): Christopher J. By: ______________________________ Schulte and Melissa M. Schulte, husGretchen S. Schellhas (#195595) and wife band 3600 American Blvd. West, Suite 400 MORTGAGEE: Postal Credit Union Bloomington, Minnesota 55431 DATE AND PLACE OF RECORDING: (952) 835-7000 Recorded: July 28, 2003 Dakota (Crystal Lake Townhome - Yung/08-7-312D) County Recorder 2013397 12/17/09-1/21/10 Document Number: 2084882 Transaction Agent: Not Applicable Transaction Agent Mortgage IdentifiNOTICE OF cation Number: Not Applicable MORTGAGE FORECLOSURE SALE Lender or Broker: Postal Credit THE RIGHT TO VERIFICATION Union OF THE DEBT AND IDENTITY OF Residential Mortgage Servicer: Postal THE ORIGINAL CREDITOR WITHIN Credit Union THE TIME PROVIDED BY LAW IS Mortgage Originator: Not Applicable NOT AFFECTED BY THIS ACTION. COUNTY IN WHICH PROPERTY IS NOTICE IS HEREBY GIVEN, that LOCATED: Dakota default has occurred in conditions of Property Address: 17135 Heywood the following described mortgage: Ct, Lakeville, MN 55044-9131 DATE OF MORTGAGE: M a r c h 2 9 , Tax Parcel ID Number: 2006 22-84600-040-01 MORTGAGOR: Stanley Burton �� Merck, a single person.

PUBLIC NOTICE

�� Sheriff of said county as follows: DATE AND TIME OF SALE: February �� 22 84600 040 01 LEGAL DESCRIPTION OF PROPERTY: Lot 4, Block 1, Woodbury First Addition, Dakota County, Minnesota. AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $162,971.12 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: February 04, 2010 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on August 04, 2010, or the next business day if August 04, 2010 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: December 17, 2009 MORTGAGEE: Postal Credit Union Wilford & Geske, P.A. Attorneys for Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 010732F01 2008740 12/17/09-1/21/10

PUBLIC NOTICE

11, 2010 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on August 11, 2010. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: December 7, 2009. Chase Home Finance LLC Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/ Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 30-7538 1963904367 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2012580 12/17/09-1/21/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: September 25, 2002 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $145,000.00 MORTGAGOR(S): Jeff S Richardson and Kathryn A Richardson, husband and wife MORTGAGEE: Optimum Mortgage Services, Inc. DATE AND PLACE OF RECORDING: Recorded: December 09, 2002 Dakota County Recorder Document Number: 1969791 ASSIGNMENTS OF MORTGAGE: And assigned to: TCF Mortgage Corporation Dated: September 25, 2002 Recorded: May 28, 2003 Dakota County Recorder Document Number: 2053590 And assigned to: Mortgage Electronic Registration Systems, Inc. Dated: May 01, 2006 Recorded: May 05, 2006 Dakota County Recorder Document Number: 2425927 And assigned to: U.S. Bank National Association Dated: December 02, 2009 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100021248001773348 Lender or Broker: Optimum Mortgage Services, Inc. Residential Mortgage Servicer: U.S. Bank Home Mortgage Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 18617 Jasper Way, Lakeville, MN 55044-9682 Tax Parcel ID Number: 22-44305-080-01 LEGAL DESCRIPTION OF PROPERTY: Lot 8, Block 1, Lakeview Heights, Dakota County, Minnesota. AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $128,176.70 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: February 04, 2010 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on August 04, 2010, or the next business day if August 04, 2010 falls on a Satur-

day if August 04, 2010 falls on a Satur day, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: December 17, 2009 ASSIGNEE OF MORTGAGEE: U.S. Bank National Association Wilford & Geske, P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 010711F01 2013151 12/17/09-1/21/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: J a n u a r y 2 8 , 2005 MORTGAGORS: S a r a K . D o n o h u e and Sean M. Donohue, wife and husband. MORTGAGEE:Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded February 28, 2005, Dakota County Recorder, Document No. 2299698. ASSIGNMENTS OF MORTGAGE: Assigned to: Aurora Loan Services, LLC, Dated: December 1, 2009. TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100053030007074710 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Aegis Wholesale Corporation RESIDENTIAL MORTGAGE SERVICER: Aurora Loan Services LLC MORTGAGED PROPERTY ADDRESS: 15561 Cornell Trail, Rosemount, MN 55068 T A X P A R C E L I . D . # : 34-81310-370-06 LEGAL DESCRIPTION OF PROPERTY: Lot 37, Block 6, Valley Oak Addition Replat, Dakota County, Minnesota. COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE:$128,800.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $132,460.49 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: February 3, 2010 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on August 3, 2010. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE:None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL

PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: December 4, 2009. Aurora Loan Services LLC Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/ Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 98-952 0030161210 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2014663 12/17/09-1/21/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: A u g u s t 6 , 2004 MORTGAGOR: L o r i L . G r a h a m , a single person. MORTGAGEE: B a n k e r s M o r t g a g e Company, LLC. DATE AND PLACE OF RECORDING: Recorded September 24, 2004, Dakota County Recorder, Document No. 2251783 as corrected by Document No. 2700156. ASSIGNMENTS OF MORTGAGE: Assigned to: U.S. Bank, N.A., Dated: August 6, 2004, Recorded: September 24, 2004, Document No. 2251784. TRANSACTION AGENT: NONE TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: NONE LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Bankers Mortgage Company, LLC RESIDENTIAL MORTGAGE SERVICER: U.S. Bank Home Mortgage MORTGAGED PROPERTY ADDRESS: 7666-7668 Barbara Court, Inver Grove Heights, MN 55077 TAX PARCEL I.D. #: 20-36400-220-04 LEGAL DESCRIPTION OF PROPERTY: Lot 22, Block 4, Inver Grove Estates, according to the recorded plat thereof. COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $237,154.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $234,607.25 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: February 23, 2010 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on August 23, 2010. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: December 18, 2009. U.S. Bank, N. A. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/ Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 19-471 7810407171 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2026398 12/31/09-2/4/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: December 14, 2007 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $166,000.00 MORTGAGOR(S): Sarah M DeWald and Simon R DeWald, wife and husband MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded: December 24, 2007 Dakota County Recorder Document Number: 2563248 ASSIGNMENTS OF MORTGAGE: And assigned to: Suntrust Mortgage, Inc. Dated: December 22, 2009 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100010402069804684 Lender or Broker: Suntrust Mortgage, Inc. Residential Mortgage Servicer: SunTrust Mortgage, Inc. Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 7720 157th St W, Apple Valley, MN 55124-7099 Tax Parcel ID Number: 01-49101-020-20 LEGAL DESCRIPTION OF PROPERTY: Lot 2, Block 20, Morningview Second Addition, Dakota County, Minnesota. AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $167,729.71 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: February 18, 2010 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on August 18, 2010, or the next business day if August 18, 2010 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: December 31, 2009 ASSIGNEE OF MORTGAGEE: Suntrust Mortgage, Inc. Wilford & Geske, P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 011084F01 2026033 12/31/09-2/4/10

PUBLIC NOTICE

MORTGAGE: NONE LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Washington Mutual Bank, FA RESIDENTIAL MORTGAGE SERVICER: JPMorgan Chase Bank, National Association MORTGAGED PROPERTY ADDRESS: 8160 Comstock Way, Inver Grove Heights, MN 55076 T A X P A R C E L I . D . # : 20-69300-020-03 LEGAL DESCRIPTION OF PROPERTY: Lot 2, Block 3, Sleepy Hollow COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $212,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $220,498.09 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: February 18, 2010 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on August 18, 2010. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: December 10, 2009. JPMorgan Chase Bank, N.A. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/ Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 60-2665 3011330739 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2014430 12/17/09-1/21/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: June 14, 2007 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $187,000.00 MORTGAGOR(S): Teresa Omana Torres, a single person MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF REGISTERING: Registered: October 09, 2007 Dakota County Registrar of Titles Document Number: 618490 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100062604739766295 Lender or Broker: Homecomings Financial, LLC fka Homecomings Financial Network, Inc. Residential Mortgage Servicer: GMAC Mortgage, LLC Mortgage Originator: Not Applicable CERTIFICATE OF TITLE NUMBER: 143575 COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 885 Oriole Dr, Apple Valley, MN 55124-8992 Tax Parcel ID Number: 01-11703-030-05 LEGAL DESCRIPTION OF PROPERTY: Lot Three (3), Block Five (5) in Apple Valley Fourth Addition, Dakota County, Minnesota. AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $194,045.00 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; that this is registered property;

��

property; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: February 04, 2010 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on August 04, 2010, or the next business day if August 04, 2010 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: December 17, 2009 MORTGAGEE: Mortgage Electronic Registration Systems, Inc. Wilford & Geske, P.A. Attorneys for Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 010604F01 2008921 12/17/09-1/21/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: August 01, 2006 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $320,000.00 MORTGAGOR(S): Paulette H. Hjelle-Ranta, a single person MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded: August 21, 2006 Dakota County Recorder Document Number: 2455152 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100013800902730957 Lender or Broker: GreenPoint Mortgage Funding, Inc. Residential Mortgage Servicer: GMAC Mortgage, LLC Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 10327 165th St W, Lakeville, MN 55044-5638 Tax Parcel ID Number: 22-82200-042-01 LEGAL DESCRIPTION OF PROPERTY: THE EAST HALF OF LOT 4, BLOCK 1, VISTA GLEN, COMMON INTEREST COMMUNITY NO. 387, ACCORDING TO THE RECORDED PLAT THEREOF, DAKOTA COUNTY, MINNESOTA AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $357,476.65 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: January 29, 2010 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on July 29, 2010, or the next business day if July 29, 2010 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM

THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: December 17, 2009 MORTGAGEE: Mortgage Electronic Registration Systems, Inc. Wilford & Geske, P.A. Attorneys for Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 010718F01 2013162 12/17/09-1/21/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: January 25, 2008 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $160,000.00 MORTGAGOR(S): Tina Ruth Sheldrake fka Tina Ruth Rothove, a single woman MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded: February 12, 2008 Dakota County Recorder Document Number: 2571974 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100062604765777059 Lender or Broker: Homecomings Financial, LLC fka Homecomings Financial Network, Inc. Residential Mortgage Servicer: GMAC Mortgage, LLC Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 433 8th Ave S, South Saint Paul, MN 55075-2511 Tax Parcel ID Number: 36-64300-090-03 LEGAL DESCRIPTION OF PROPERTY: Lot 9, Block 3, "Riverside Park Addition to the City of St. Paul", Dakota County, Minnesota AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $165,443.66 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: February 04, 2010 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on August 04, 2010, or the next business day if August 04, 2010 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: December 17, 2009 MORTGAGEE: Mortgage Electronic

MORTGAGEE: Mortgage Electronic Registration Systems, Inc. Wilford & Geske, P.A. Attorneys for Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 010606F01 2008853 12/17/09-1/21/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: O c t o b e r 2 7 , 2006 MORTGAGOR: Ruben Pardomo, an unmarried man. MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded November 22, 2006, Dakota County Recorder, Document No. 2477229. ASSIGNMENTS OF MORTGAGE: Assigned to: CitiGroup Global Markets Realty Corp., Dated: October 23, 2009, Recorded: November 2, 2009, Document No. 2693729. TRANSACTION AGENT Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100425240011048508 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: First Franklin, A division of National City Bank RESIDENTIAL MORTGAGE SERVICER: American Home Mortgage Servicing, Inc MORTGAGED PROPERTY ADDRESS: 19800 Dover Drive, Farmington, MN 55024 TAX PARCEL I.D. #: 145680001003 LEGAL DESCRIPTION OF PROPERTY: Lot 1, Block 3, Parkview Ponds, Dakota County, Minnesota COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $344,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $380,386.70 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: February 11, 2010 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on August 11, 2010 . MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: December 8, 2009. Citigroup Global Markets Realty Corp Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/ Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 40-2922 0023196124 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2014399 12/17/09-1/21/10

PUBLIC NOTICE

NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: M a r c h 3 0 , 2007 MORTGAGORS: Bret Anderberg and Linda Anderberg, husband and wife. MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded April 13, 2007, Dakota County Recorder, Document No. 2509451. ASSIGNMENTS OF MORTGAGE: Assigned to: CitiMortgage, Inc, Dated: November 19, 2009. TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100059600093291602 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Universal American Mortgage Company, LLC RESIDENTIAL MORTGAGE SERVICER: CitiMortgage, Inc. MORTGAGED PROPERTY ADDRESS: 18395 Lafayette Way, Lakeville, MN 55044 T A X P A R C E L I . D . # : 22-58507-218-04 LEGAL DESCRIPTION OF PROPERTY: Unit No 218D, CIC No. 372, Prairie Lake Lodges COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $213,647.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $219,170.30 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: February 11, 2010 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on August 11, 2010. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: December 10, 2009. CitiMortgage, Inc. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 10-2811 2004307172 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2014578 12/17/09-1/21/10

PUBLIC NOTICE

��

�� T R A N S A C�� TION AGE NT S MOR T GAGEE:�� $223,719.61�� GAGE IDENTIFICATION NUMBER ON That prior to the commencement of MORTGAGE: 100425240007285288 this mortgage foreclosure proceeding LENDER OR BROKER AND MORT- Mortgagee/Assignee of Mortgagee comG A G E O R I G I N A T O R S T A T E D O N plied with all notice requirements as MORTGAGE: First Franklin required by statute; That no action or R E S I D E N T I A L M O R T G A G E S E R - proceeding has been instituted at law or otherwise to recover the debt VICER: Home Loan Services, Inc. MORTGAGED PROPERTY ADDRESS: secured by said mortgage, or any part 18654 Easton Avenue, Farmington, MN thereof; 55024 PURSUANT to the power of sale conT A X P A R C E L I . D . # : tained in said mortgage, the above 14-58653-080-02 described property will be sold by the LEGAL DESCRIPTION OF PROP- Sheriff of said county as follows: DATE AND TIME OF SALE: February ERTY: Lot 8, Block 2, Prairie Creek Fourth 11, 2010 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Addition, Dakota County, Minnesota. COUNTY IN WHICH PROPERTY IS Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF to pay the debt then secured by said Mortgage, and taxes, if any, on said MORTGAGE: $239,200.00 AMOUNT DUE AND CLAIMED TO BE premises, and the costs and disburseDUE AS OF DATE OF NOTICE, INCLUD- m e n t s , i n c l u d i n g a t t o r n e y s ' f e e s ING TAXES, IF ANY, PAID BY MORT- allowed by law subject to redemption GAGEE: $261,170.37 within six (6) months from the date of That prior to the commencement of said sale by the mortgagor(s), their this mortgage foreclosure proceeding personal representatives or assigns Mortgagee/Assignee of Mortgagee com- unless reduced to Five (5) weeks under plied with all notice requirements as MN Stat. §580.07. TIME AND DATE TO VACATE PROPrequired by statute; That no action or proceeding has been instituted at law E R T Y : I f t h e r e a l e s t a t e i s a n o r o t h e r w i s e t o r e c o v e r t h e d e b t owner-occupied, single-family dwellsecured by said mortgage, or any part ing, unless otherwise provided by law, the date on or before which the mortthereof; PURSUANT to the power of sale con- gagor(s) must vacate the property if the tained in said mortgage, the above mortgage is not reinstated under secdescribed property will be sold by the tion 580.30 or the property is not Sheriff of said county as follows: redeemed under section 580.23 is DATE AND TIME OF SALE: February 11:59 p.m. on August 11, 2010. MORTGAGOR(S) RELEASED FROM 11, 2010 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , FINANCIAL OBLIGATION ON MORTLaw Enforcement Center, 1580 Hwy GAGE: None "THE TIME ALLOWED BY LAW FOR 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said REDEMPTION BY THE MORTGAGOR, Mortgage, and taxes, if any, on said THE MORTGAGOR'S PERSONAL REPpremises, and the costs and disburse- RESENTATIVES OR ASSIGNS, MAY BE m e n t s , i n c l u d i n g a t t o r n e y s ' f e e s REDUCED TO FIVE WEEKS IF A JUDIallowed by law subject to redemption CIAL ORDER IS ENTERED UNDER within six (6) months from the date of MINNESOTA STATUTES, SECTION said sale by the mortgagor(s), their 5 8 2 . 0 3 2 , D E T E R M I N I N G , A M O N G personal representatives or assigns OTHER THINGS, THAT THE MORTunless reduced to Five (5) weeks under GAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF MN Stat. §580.07. TIME AND DATE TO VACATE PROP- LESS THAN FIVE UNITS, ARE NOT E R T Y : I f t h e r e a l e s t a t e i s a n PROPERTY USED IN AGRICULTURAL owner-occupied, single-family dwell- P R O D U C T I O N , A N D A R E ing, unless otherwise provided by law, ABANDONED." Dated: December 9, 2009. the date on or before which the mortBeneficial Loan and Thrift Co. gagor(s) must vacate the property if the Mortgagee/Assignee of Mortgagee mortgage is not reinstated under section 580.30 or the property is not USSET, WEINGARDEN AND LIEBO, P.L.L.P. redeemed under section 580.23 is By: Paul A. Weingarden Attorneys for Mortgagee/ 11:59 p.m. on August 11, 2010. MORTGAGOR(S) RELEASED FROM Assignee of Mortgagee FINANCIAL OBLIGATION ON MORT- 4500 Park Glen Road #300 Minneapolis, MN 55416 GAGE: None "THE TIME ALLOWED BY LAW FOR (952) 925-6888 43-198 REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REP- 0017061292 RESENTATIVES OR ASSIGNS, MAY BE THIS IS A COMMUNICATION REDUCED TO FIVE WEEKS IF A JUDI- FROM A DEBT COLLECTOR. 12/17/09-1/21/10 CIAL ORDER IS ENTERED UNDER 2012401 MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTNOTICE OF GAGED PREMISES ARE IMPROVED MORTGAGE FORECLOSURE SALE WITH A RESIDENTIAL DWELLING OF THE RIGHT TO VERIFICATION LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL OF THE DEBT AND IDENTITY OF P R O D U C T I O N , A N D A R E THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS ABANDONED." NOT AFFECTED BY THIS ACTION. Dated: December 9, 2009. NOTICE IS HEREBY GIVEN, that Deutsche Bank National default has occurred in conditions of Trust Company, as trustee the following described mortgage: Mortgagee/Assignee of Mortgagee DATE OF MORTGAGE: J u n e 2 9 , USSET, WEINGARDEN AND LIEBO, P.L.L.P. 2007 By: Paul A. Weingarden MORTGAGOR: Cheryl Groth, a single Attorneys for Mortgagee/ person. Assignee of Mortgagee MORTGAGEE: Mortgage Electronic 4500 Park Glen Road #300 Registration Systems, Inc. Minneapolis, MN 55416 DATE AND PLACE OF RECORDING: (952) 925-6888 Recorded July 18, 2007, Dakota 76-3215 C o unty Recorder, Document No. 1044664143 T H I S I S A C O M M U N I C A T I O N 2531145. ASSIGNMENTS OF MORTGAGE: FROM A DEBT COLLECTOR. Assigned to: Chase Home Finance LLC, 2012442 12/17/09-1/21/10 Dated: December 4, 2009. TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTNOTICE OF GAGE IDENTIFICATION NUMBER ON MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION MORTGAGE: 100073000816893903 LENDER OR BROKER AND MORTOF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN G A G E O R I G I N A T O R S T A T E D O N THE TIME PROVIDED BY LAW IS MORTGAGE: Freedom Mortgage Corporation NOT AFFECTED BY THIS ACTION. RESIDENTIAL MORTGAGE SERNOTICE IS HEREBY GIVEN, that default has occurred in conditions of VICER: Chase Home Finance LLC the following described mortgage: MORTGAGED PROPERTY ADDRESS: 15962 Garrett Court, Apple Valley, MN DATE OF MORTGAGE: May 22, 2007 MORTGAGORS: R o b e r t C . K r u g e r 55124 T A X P A R C E L I . D . # : and Kimberly A. Kruger, husband and wife. 01-11653-320-02 MORTGAGEE: Beneficial Loan and LEGAL DESCRIPTION OF PROPERTY: Thrift Co. Lot 32, Block 2, Apple Ponds 4th DATE AND PLACE OF RECORDING: Addition. Recorded June 15, 2007, Dakota County Recorder, Document No. COUNTY IN WHICH PROPERTY IS LOCATED: Dakota 2524504. ORIGINAL PRINCIPAL AMOUNT OF ASSIGNMENTS OF MORTGAGE: NONE MORTGAGE: $262,000.00 AMOUNT DUE AND CLAIMED TO BE TRANSACTION AGENT: NONE T R A N S A C T I O N A G E N T ' S M O R T - DUE AS OF DATE OF NOTICE, INCLUDGAGE IDENTIFICATION NUMBER ON ING TAXES, IF ANY, PAID BY MORTGAGEE: $272,060.51 MORTGAGE: NONE That prior to the commencement of LENDER OR BROKER AND MORTG A G E O R I G I N A T O R S T A T E D O N this mortgage foreclosure proceeding MORTGAGE: Beneficial Loan and Mortgagee/Assignee of Mortgagee complied with all notice requirements as Thrift Co. R E S I D E N T I A L M O R T G A G E S E R - required by statute; That no action or proceeding has been instituted at law VICER: HSBC Bank USA, N.A. MORTGAGED PROPERTY ADDRESS: o r o t h e r w i s e t o r e c o v e r t h e d e b t 19810 Jersey Avenue, Lakeville, MN secured by said mortgage, or any part thereof; 55044 PURSUANT to the power of sale conT A X P A R C E L I . D . # : 22-11500-040-21 tained in said mortgage, the above LEGAL DESCRIPTION OF PROP- described property will be sold by the Sheriff of said county as follows: ERTY: Lots Three (3) and Four (4) in Block DATE AND TIME OF SALE: February 9, 2010 at 10:00 AM Twenty-one (21) of Antlers Park PLACE OF SALE: S h e r i f f ' s O f f i c e , COUNTY IN WHICH PROPERTY IS Law Enforcement Center, 1580 Hwy LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said MORTGAGE: $218,492.05 AMOUNT DUE AND CLAIMED TO BE Mortgage, and taxes, if any, on said DUE AS OF DATE OF NOTICE, INCLUD- premises, and the costs and disburseING TAXES, IF ANY, PAID BY MORT�� GAGEE: $223,719.61

PUBLIC NOTICE

�� THE�� MORTGAGOR S PERSONAL REP RESENTATIVES OR ASSIGNS, MAY BE �� premises, and the costs and disburse ments, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on August 9, 2010. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: December 8, 2009. Chase Home Finance LLC Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/ Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 30-7472 1962260087 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2012675 12/17/09-1/21/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: May 8, 2007 MORTGAGORS: Rosa L. Flores and Jose Flores, wife and husband. MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded May 23, 2007, Dakota County Recorder, Document No. 2519030. ASSIGNMENTS OF MORTGAGE: Assigned to: CitiMOrtgage, Inc, Dated: July 29, 2008, Recorded: August 4, 2008, Document No. 2605913. TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100020000397245477 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Burnet Home Loans RESIDENTIAL MORTGAGE SERVICER: CitiMortgage, Inc. MORTGAGED PROPERTY ADDRESS: 13216 South Upton Avenue, Burnsville, MN 55337 T A X P A R C E L I . D . # : 02-32901-340-01 LEGAL DESCRIPTION OF PROPERTY: Lot 34, Block 1, Highland Forest 2nd Addition COUNTY IN WHICH PROPERTY IS LOCATED:Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE:$262,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE:$283,696.70 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: February 11, 2010 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on August 11, 2010. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE:None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REP-

REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: December 7, 2009. CitiMortgage, Inc. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/ Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 10-2803 1120097694 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2009919 12/17/09-1/21/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: A u g u s t 1 2 , 2005 MORTGAGOR: T h o m a s C l i n e , a single person. MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded August 23, 2005, Dakota County Recorder, Document No. 2353895. ASSIGNMENTS OF MORTGAGE: Assigned to: CitiMortgage, Inc, Dated: November 23, 2009. TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100039223350013265 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: First Magnus Financial Corporation RESIDENTIAL MORTGAGE SERVICER: CitiMortgage, Inc. MORTGAGED PROPERTY ADDRESS: 2575 Heritage Drive, Mendota Heights, MN 55120 T A X P A R C E L I . D . # : 27-41600-107-04 LEGAL DESCRIPTION OF PROPERTY: Living Unit 107 and Garage Units 130 and 131, Condominium Number 104, Kensington Manor Homes Condominium COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $169,200.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $160,636.72 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: February 11, 2010 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on August 11, 2010. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: December 8, 2009. CitiMortgage, Inc. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden

By: Paul A. Weingarden Attorneys for Mortgagee/ Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 10-2813 2003131690 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR 2014543 12/17/09-1/21/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: M a r c h 3 1 , 1998 MORTGAGORS: Jeffrey R. Wiegand and Carolyn M. Wiegand, husband and wife. MORTGAGEE: D i s c o v e r M o r t g a g e Corporation. DATE AND PLACE OF RECORDING: Recorded May 19, 1998, Dakota County Recorder, Document No. 1501604. ASSIGNMENTS OF MORTGAGE: Assigned to: Standard Federal Bank, Dated: April 6, 1998, Recorded: May 19, 1998, Document No. 1501605. And thereafter assigned to: CitiMortgage, Inc., Dated: December 3, 2009. TRANSACTION AGENT: NONE TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: NONE LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Discover Mortgage Corporation RESIDENTIAL MORTGAGE SERVICER: CitiMortgage, Inc. MORTGAGED PROPERTY ADDRESS: 8724 Highwood Way, Apple Valley, MN 55124 T A X P A R C E L I . D . # : 01-33901-030-01 LEGAL DESCRIPTION OF PROPERTY: Lot 3, Block 1, Hunters Wood Second Addition. Dakota County COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $160,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $137,264.22 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: February 9, 2010 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on August 9, 2010. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: December 10, 2009. CitiMortgage, Inc. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/ Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 10-2794 602454756 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2014715 12/17/09-1/21/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: April 8, 2005 MORTGAGOR: A n d r e a S a s s e v i l l e , single. MORTGAGEE: Washington Mutual Bank as successor in interest to Long Beach Mortgage Company. DATE AND PLACE OF RECORDING: Recorded December 23, 2005, Dakota County Recorder, Document No. 2391412. ASSIGNMENTS OF MORTGAGE: Assigned to: Deutsche Bank National Trust Company, as Trustee for Long Beach Mortgage Loan Trust 2005-WL2, Dated: April 25, 2007, Recorded: April 30, 2007, Document No. 2513050, and by Document No. 2553447 TRANSACTION AGENT: NONE TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: NONE LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Long Beach Mortgage Company RESIDENTIAL MORTGAGE SERVICER: JPMorgan Chase Bank, National Association MORTGAGED PROPERTY ADDRESS: 13009 Terrace Circle, Burnsville, MN 55337 T A X P A R C E L I . D . # : 02-32903-090-01 LEGAL DESCRIPTION OF PROPERTY: Lot 9, Block 1, Highland Forest 4th Addition COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $215,775.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $246,430.84 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: February 11, 2010 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on August 11, 2010. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: December 8, 2009. Deutsche Bank National Trust Company, as trustee Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/ Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 60-2626 0695149153 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2014455 12/17/09-1/21/10

PUBLIC NOTICE NOTICE OF

wife MORTGAGEE: Affinity Plus Federal Credit Union, a federally chartered credit union DATE AND PLACE OF RECORDING: Recorded June 16, 2005, in the office of the County Recorder, as Document No. 2331121, Rice County, Minnesota. MORTGAGED PROPERTY ADDRESS: 9597 171st Street West, Lakeville, Minnesota 55044. TAX PARCEL I.D. NO. 22-72690-050-05 LEGAL DESCRIPTION OF PROPERTY: Lot 5, Block 5, Stonebriar, Dakota County, Minnesota COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $389,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $368,916.41 INTEREST RATE AND PER DIEM: Current interest rate is 4.875%, with a daily per diem of $47.51. That prior to commencement of this mortgage foreclosure proceeding Mortgagee complied with all notice requirements by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: January 28, 2010 at 10:00 a.m. PLACE OF SALE: Dakota County Sheriff's Office, 1580 Highway 55, Lobby S100, Hastings, Minnesota 55033, to pay the debt then secured by said Mortgage, taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. DATE AND TIME MORTGAGOR MUST VACATE THE PREMISES: July 28, 2010 at 11:59 p.m. "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE (5) WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED." Dated: December 10, 2009 MESSERLI & KRAMER, P.A. By: /s/ Creig Andreasen Creig Andreasen (Lic. # 0334832) 1400 Fifth Street Towers 100 South Fifth Street Minneapolis, MN 55402 (612) 672-3600 Attorney in Fact for Affinity Plus Federal Credit Union IMPORTANT NOTICE This communication is from a debt collector and is an attempt to collect a debt. Any information will be used for that purpose. 2010559 12/17/09-1/21/10

PUBLIC NOTICE

GAGEE: $128,140.34 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: February 4, 2010 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on August 4, 2010. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: December 9, 2009. U.S. Bank National Association, Trustee Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/ Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 76-3523 1044857865 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2014805 12/17/09-1/21/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: November 04, 2005 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $144,000.00 MORTGAGOR(S): Hazel Mitchell Johnson and Stanley R. Johnson, wife and husband MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF REGISTERING: Registered: December 22, 2005 Dakota County Registrar of Titles Document Number: 581544 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100061905305000022 Lender or Broker: Summit Mortgage Corporation Residential Mortgage Servicer: Aurora Loan Services, LLC Mortgage Originator: Not Applicable CERTIFICATE OF TITLE NUMBER: 138446 COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 3537 Douglas Dr, Hastings, MN 55033-3967 Tax Parcel ID Number: 19-73203-240-01 LEGAL DESCRIPTION OF PROPERTY: Lot Twenty-four (24), Block One (1) in Sunny Acres 4, according to the recorded plat thereof, Dakota County, Minnesota. AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $148,436.40 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; that this is registered property; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: February 02, 2010 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated

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If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on August 02, 2010, or the next business day if August 02, 2010 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: December 17, 2009 MORTGAGEE: Mortgage Electronic Registration Systems, Inc. Wilford & Geske, P.A. Attorneys for Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 010561F01 2013360 12/17/09-1/21/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: A u g u s t 3 1 , 2005 MORTGAGOR: Raul R. Mascorro, a married person. MORTGAGEE: First Franklin, A Division of National City Bank of Indiana. DATE AND PLACE OF RECORDING: Recorded September 9, 2005, Dakota County Recorder, Document No. 2359370. ASSIGNMENTS OF MORTGAGE: Assigned to: First Franklin Financial Corporation, Dated: January 5, 2006, Recorded: January 30, 2006, Document No. 2401417. And thereafter assigned to: Deutsche Bank National Trust Company, as Trustee for First Franklin Mortgage Loan Trust 2005-FFH4, Asset-Backed Certificates, Series 2005-FFH4, Dated: November 13, 2009. TRANSACTION AGENT: NONE TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: NONE LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: First Franklin, A Division of National City Bank of Indiana RESIDENTIAL MORTGAGE SERVICER: Home Loan Services, Inc. MORTGAGED PROPERTY ADDRESS: 7765 157th Street West, Apple Valley, MN 55124 T A X P A R C E L I . D . # : 01-49101-010-06 LEGAL DESCRIPTION OF PROPERTY: Lot 1, Block 6, Morningview Second Addition COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $144,500.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $149,876.01 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: February 4, 2010 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on August 4, 2010. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORT-

FINANCIAL OBLIGATION ON MORT GAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: December 9, 2009. Deutsche Bank National Trust Company, as trustee Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 76-3513 1044559733 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2014799 12/17/09-1/21/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: July 22, 2005 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $278,230.00 MORTGAGOR(S): Richard B Watters and Ines M Watters, husband and wife MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded: August 03, 2005 Dakota County Recorder Document Number: 2347009 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100137510000177248 Lender or Broker: Lakeland Mortgage Corporation Residential Mortgage Servicer: Aurora Loan Services, LLC Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 18627 Dylan Dr, Farmington, MN 55024-7070 Tax Parcel ID Number: 14-47803-080-01 LEGAL DESCRIPTION OF PROPERTY: Lot 8, Block 1, Meadow Creek Fourth Addition, according to the recorded plat thereof. AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $286,583.79 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: February 02, 2010 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on August 02, 2010, or the next business day if August 02, 2010 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: December 17, 2009 MORTGAGEE: Mortgage Electronic Registration Systems, Inc. Wilford & Geske, P.A. Attorneys for Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 010818F01 2013371 12/17/09-1/21/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: May 17, 2004 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $266,000.00 MORTGAGOR(S): Peter M. Weesner, a single person MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded: July 15, 2004 Dakota County Recorder Document Number: 2225722 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100058900003349883 Lender or Broker: RBC Mortgage Company Residential Mortgage Servicer: Aurora Loan Services, LLC Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 17375 Jade Ter, Lakeville, MN 55044-9000 Tax Parcel ID Number: 221320212001 LEGAL DESCRIPTION OF PROPERTY: Lot 12, Block 1, Barrett Third Addition, according to the recorded plat thereof, Dakota County, Minnesota. AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $249,562.03 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: February 01, 2010 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on August 01, 2010, or the next business day if August 01, 2010 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: December 17, 2009 MORTGAGEE: Mortgage Electronic Registration Systems, Inc. Wilford & Geske, P.A. Attorneys for Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 009635F02 2013204 12/17/09-1/21/10

PUBLIC NOTICE

Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100425240008705169 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: First Franklin A Division of National City Bank of Indiana RESIDENTIAL MORTGAGE SERVICER: Home Loan Services, Inc. MORTGAGED PROPERTY ADDRESS: 5593 Upper 183rd Street West, Farmington, MN 55024 T A X P A R C E L I . D . # : 14-75601-080-02 LEGAL DESCRIPTION OF PROPERTY: Lot 8, Block 2, Terra Second Addition COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $232,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $240,479.37 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: February 4, 2010 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on August 4, 2010. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: December 9, 2009. Deutsche Bank National Trust Company, as trustee Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 76-3525 1044712607 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2014784 12/17/09-1/21/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: March 04, 2005 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $147,760.00 MORTGAGOR(S): Jon B. Engeswick, a married person MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded: March 21, 2005 Dakota County Recorder Document Number: 2305708 ASSIGNMENTS OF MORTGAGE: And assigned to: Bank of America, N.A. successor by merger to LaSalle Bank National Association, as Trustee for the registered holders of GSAMP Trust 2005-HE6, Mortgage Pass-Through Certificates, Series 2005-HE6 Dated: January 30, 2008 Recorded: February 11, 2008 Dakota County Recorder Document Number: 2571489 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100220710000020087 Lender or Broker: Maribella Mortgage, LLC Residential Mortgage Servicer: Ocwen Loan Servicing, LLC Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 3050 Shields Dr Apt 103, Eagan, MN 55121-1302 Tax Parcel ID Number: 104465126001 LEGAL DESCRIPTION OF PROPERTY: Lots 26 and 22, Block 1, Lemay Lake Hills Townhomes

��

�� sota Lake Hills Townhomes AMOUNT DUE AND CLAIMED TO BE to pay the debt secured by said mortD U E A S O F D A T E O F N O T I C E : gage and taxes, if any, on said premises and the costs and disburse$158,367.99 THAT all pre-foreclosure requirements, including attorney fees allowed ments have been complied with; that by law, subject to redemption within no action or proceeding has been insti- six (6) months from the date of said tuted at law or otherwise to recover the sale by the mortgagor(s), their perdebt secured by said mortgage, or any sonal representatives or assigns. part thereof; If the Mortgage is not reinstated PURSUANT to the power of sale con- under Minn. Stat. §580.30 or the propt a i n e d i n s a i d m o r t g a g e , t h e erty is not redeemed under Minn. Stat. above-described property will be sold §580.23, the Mortgagor must vacate by the Sheriff of said county as fol- the property on or before 11:59 p.m. on lows: August 04, 2010, or the next business DATE AND TIME OF SALE: February day if August 04, 2010 falls on a Satur04, 2010 at 10:00 AM day, Sunday or legal holiday. PLACE OF SALE: Dakota County Mortgagor(s) released from financial Law Enforcement Center, 1580 High- obligation: NONE way 55, Lobby S-100, Hastings, MinneTHIS COMMUNICATION IS FROM sota A DEBT COLLECTOR ATTEMPTto pay the debt secured by said mort- ING TO COLLECT A DEBT. ANY gage and taxes, if any, on said pre- INFORMATION OBTAINED WILL BE mises and the costs and disburse- USED FOR THAT PURPOSE. ments, including attorney fees allowed THE RIGHT TO VERIFICATION OF by law, subject to redemption within THE DEBT AND IDENTITY OF THE six (6) months from the date of said ORIGINAL CREDITOR WITHIN THE sale by the mortgagor(s), their per- T I M E P R O V I D E D B Y L A W I S N O T AFFECTED BY THIS ACTION. sonal representatives or assigns. THE TIME ALLOWED BY LAW FOR If the Mortgage is not reinstated under Minn. Stat. §580.30 or the prop- REDEMPTION BY THE MORTGAGOR, erty is not redeemed under Minn. Stat. THE MORTGAGOR'S PERSONAL REP§580.23, the Mortgagor must vacate RESENTATIVES OR ASSIGNS, MAY BE the property on or before 11:59 p.m. on REDUCED TO FIVE WEEKS IF A JUDIAugust 04, 2010, or the next business CIAL ORDER IS ENTERED UNDER day if August 04, 2010 falls on a Satur- MINNESOTA STATUTES, SECTION day, Sunday or legal holiday. 582.032, DETERMINING, AMONG Mortgagor(s) released from financial OTHER THINGS, THAT THE MORTobligation: NONE GAGED PREMISES ARE IMPROVED THIS COMMUNICATION IS FROM WITH A RESIDENTIAL DWELLING OF A DEBT COLLECTOR ATTEMPT- LESS THAN FIVE UNITS, ARE NOT ING TO COLLECT A DEBT. ANY PROPERTY USED IN AGRICULTURAL INFORMATION OBTAINED WILL BE PRODUCTION, AND ARE ABANDONED. DATED: December 17, 2009 USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF ASSIGNEE OF MORTGAGEE: THE DEBT AND IDENTITY OF THE BAC Home Loans Servicing, L.P. ORIGINAL CREDITOR WITHIN THE Wilford & Geske, P.A. T I M E P R O V I D E D B Y L A W I S N O T Attorneys for Assignee of Mortgagee Lawrence A. Wilford AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR James A. Geske REDEMPTION BY THE MORTGAGOR, 8425 Seasons Parkway, Suite 105 THE MORTGAGOR'S PERSONAL REP- Woodbury, MN 55125-4393 RESENTATIVES OR ASSIGNS, MAY BE (651) 209-3300 REDUCED TO FIVE WEEKS IF A JUDI- File Number: 010724F01 12/17/09-1/21/10 CIAL ORDER IS ENTERED UNDER 2011353 MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTNOTICE OF GAGED PREMISES ARE IMPROVED MORTGAGE FORECLOSURE SALE WITH A RESIDENTIAL DWELLING OF N O T I C E I S HEREBY GIVEN that LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL default has occurred in the conditions of the following described mortgage: PRODUCTION, AND ARE ABANDONED. DATE OF MORTGAGE: April 22, 2003 DATED: December 17, 2009 ORIGINAL PRINCIPAL AMOUNT OF ASSIGNEE OF MORTGAGEE: Bank MORTGAGE: $236,000.00 of America, N.A. successor by MORTGAGOR(S): Timothy E. Aldrich, merger to LaSalle Bank National Sr. and Debra L. Aldrich Association, as Trustee for the MORTGAGEE: Mortgage Electronic registered holders of GSAMP Trust Registration Systems, Inc. 2005-HE6, Mortgage Pass-Through DATE AND PLACE OF RECORDING: Certificates, Series 2005-HE6 Recorded: July 22, 2003 Dakota Wilford & Geske, P.A. County Recorder Attorneys for Assignee of Mortgagee Document Number: 2082078 Lawrence A. Wilford ASSIGNMENTS OF MORTGAGE: James A. Geske And assigned to: BAC Home Loans 8425 Seasons Parkway, Suite 105 Servicing, L.P. Woodbury, MN 55125-4393 Dated: December 08, 2009 (651) 209-3300 Transaction Agent: Mortgage ElecFile Number: 009766F01 tronic Registration Systems, Inc. 2011309 12/17/09-1/21/10 Transaction Agent Mortgage Identification Number: 100039302003187427 Lender or Broker: Alliance Bancorp Residential Mortgage Servicer: BAC NOTICE OF Home Loans Servicing, L.P. MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that Mortgage Originator: Not Applicable default has occurred in the conditions COUNTY IN WHICH PROPERTY IS of the following described mortgage: LOCATED: Dakota DATE OF MORTGAGE: June 27, 2005 Property Address: 1040 William Ct, ORIGINAL PRINCIPAL AMOUNT OF Mendota Heights, MN 55120-1302 MORTGAGE: $148,000.00 Tax Parcel ID Number: MORTGAGOR(S): Brendon O'Brien, 27-19150-030-00 unmarried LEGAL DESCRIPTION OF PROPMORTGAGEE: Mortgage Electronic ERTY: Lot 3, Curley's Valley View Replat Registration Systems, Inc. AMOUNT DUE AND CLAIMED TO BE DATE AND PLACE OF RECORDING: Recorded: August 16, 2005 Dakota D U E A S O F D A T E O F N O T I C E : $236,881.00 County Recorder THAT all pre-foreclosure requireDocument Number: 2351374 ments have been complied with; that ASSIGNMENTS OF MORTGAGE: And assigned to: BAC Home Loans no action or proceeding has been instituted at law or otherwise to recover the Servicing, L.P. debt secured by said mortgage, or any Dated: December 10, 2009 Transaction Agent: Mortgage Elec- part thereof; PURSUANT to the power of sale contronic Registration Systems, Inc. Transaction Agent Mortgage Identifi- t a i n e d i n s a i d m o r t g a g e , t h e above-described property will be sold cation Number: 100133700007607248 L e n d e r o r B r o k e r : C o u n t r y w i d e by the Sheriff of said county as folBank, a division of Treasury Bank, N.A. lows: DATE AND TIME OF SALE: February Residential Mortgage Servicer: BAC Home Loans Servicing, L.P. 04, 2010 at 10:00 AM Mortgage Originator: Not Applicable PLACE OF SALE: Dakota County COUNTY IN WHICH PROPERTY IS Law Enforcement Center, 1580 HighLOCATED: Dakota way 55, Lobby S-100, Hastings, MinneProperty Address: 4420 Cinnamon sota to pay the debt secured by said mortRidge Trl, Eagan, MN 55122-2385 T a x P a r c e l I D N u m b e r : gage and taxes, if any, on said pre10-17404-061-01 mises and the costs and disburseL E G A L D E S C R I P T I O N O F P R O P - ments, including attorney fees allowed ERTY: That part of Lot 6, Block 1, Cin- by law, subject to redemption within namon Ridge 5th Addition of Eagan, six (6) months from the date of said Dakota County, Minnesota, lying East- sale by the mortgagor(s), their pererly of a line drawn from a point on the sonal representatives or assigns. South line of said Lot 6 distant 35.77 If the Mortgage is not reinstated feet East of the Southwest corner under Minn. Stat. §580.30 or the propthereof to a point on the North line of erty is not redeemed under Minn. Stat. said Lot 6 distant 34.45 feet East of the §580.23, the Mortgagor must vacate Northwest corner thereof, Dakota the property on or before 11:59 p.m. on County, Minnesota. August 04, 2010, or the next business AMOUNT DUE AND CLAIMED TO BE day if August 04, 2010 falls on a SaturD U E A S O F D A T E O F N O T I C E : day, Sunday or legal holiday. $168,051.61 Mortgagor(s) released from financial THAT all pre-foreclosure require- obligation: NONE ments have been complied with; that THIS COMMUNICATION IS FROM no action or proceeding has been insti- A DEBT COLLECTOR ATTEMPTtuted at law or otherwise to recover the ING TO COLLECT A DEBT. ANY debt secured by said mortgage, or any INFORMATION OBTAINED WILL BE part thereof; USED FOR THAT PURPOSE. PURSUANT to the power of sale conTHE RIGHT TO VERIFICATION OF t a i n e d i n s a i d m o r t g a g e , t h e THE DEBT AND IDENTITY OF THE above-described property will be sold ORIGINAL CREDITOR WITHIN THE by the Sheriff of said county as fol- T I M E P R O V I D E D B Y L A W I S N O T lows: AFFECTED BY THIS ACTION. DATE AND TIME OF SALE: February THE TIME ALLOWED BY LAW FOR 04, 2010 at 10:00 AM REDEMPTION BY THE MORTGAGOR, PLACE OF SALE: Dakota County THE MORTGAGOR'S PERSONAL REPLaw Enforcement Center, 1580 High- RESENTATIVES OR ASSIGNS, MAY BE way 55, Lobby S-100, Hastings, Minne�� sota

PUBLIC NOTICE

�� By: �� Paul A. Weingarden Attorneys for Mortgagee/ �� RESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: December 17, 2009 ASSIGNEE OF MORTGAGEE: BAC Home Loans Servicing, L.P. Wilford & Geske, P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 010693F01 2010779 12/17/09-1/21/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: A u g u s t 1 8 , 2006 MORTGAGORS: Wendy L. Alexander and Michael H. Maurer, both single. MORTGAGEE: Option One Mortgage Corporation, NKA Sand Canyon Corporation. DATE AND PLACE OF RECORDING: Recorded December 26, 2006, Dakota County Recorder, Document No. 2484013. ASSIGNMENTS OF MORTGAGE: Assigned to: Wells Fargo Bank, N.A. as Trustee for Option One Mortgage Loan Trust 2006-3 Asset-Backed Certificates, Series 2006-3, Dated: November 10, 2009, Recorded: November 18, 2009, Document No. 2697482. TRANSACTION AGENT: NONE TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: NONE LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Option One Mortgage Corporation RESIDENTIAL MORTGAGE SERVICER: American Home Mortgage Servicing, Inc MORTGAGED PROPERTY ADDRESS: 14398 Banyan Lane, Rosemount, MN 55068 T A X P A R C E L I . D . # : 34-14700-110-04 LEGAL DESCRIPTION OF PROPERTY: Lot 11, Block 4, Bloomfield, Dakota County, MN COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $135,360.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $139,318.75 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: February 11, 2010 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on August 11, 2010. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: December 10, 2009. Wells Fargo Bank, N.A., as Trustee Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden

Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 40-2935 0022134050 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2014496 12/17/09-1/21/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: A u g u s t 2 0 , 1996 MORTGAGOR: J e r o m e H . S c h o maker, Jr., an unmarried man. MORTGAGEE: North American Mortgage Company. DATE AND PLACE OF RECORDING: Recorded September 25, 1996, Dakota County Recorder, Document No. 1377262. ASSIGNMENTS OF MORTGAGE: Assigned to: Mortgage Electronic Registration Systems, Inc., Dated: October 5, 1999, Recorded: December 16, 1999, Document No. 1660351. And thereafter assigned to: JPMorgan Chase Bank, National Association, Dated: June 4, 2009, Recorded: June 17, 2009, Document No. 2664996. TRANSACTION AGENT: NONE TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: NONE LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: North American Mortgage Company RESIDENTIAL MORTGAGE SERVICER: JPMorgan Chase Bank, National Association MORTGAGED PROPERTY ADDRESS: 4078 Meadowlark Lane, Eagan, MN 55122 TAX PARCEL I.D. #: 10-32950-005-04 LEGAL DESCRIPTION OF PROPERTY: Unit No. 14078, CIC No. 206, Meadowlark Ridge Townhomes No. 1 COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $50,850.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $42,956.54 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: February 25, 2010 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on August 25, 2010. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: December 17, 2009. JPMorgan Chase Bank, N.A. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/ Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 60-2684 5942242420 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2019624 12/24/09-1/28/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: A u g u s t 1 5 , 2006 MORTGAGORS: Nicholas Brandt and Athimaphone Brandt f/k/a Athimaphone Thongratsamy, husband and wife. MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded September 18, 2006, Dakota County Recorder, Document No. 2462144. ASSIGNMENTS OF MORTGAGE: Assigned to: U.S. Bank, N.A., Dated: October 16, 2009. TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100060677002670982 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Heartland Home Loans, Inc. RESIDENTIAL MORTGAGE SERVICER: U.S. Bank Home Mortgage MORTGAGED PROPERTY ADDRESS: 13244 South Humboldt Avenue, Burnsville, MN 55337 TAX PARCEL I.D. #: 02-44700-320-02 LEGAL DESCRIPTION OF PROPERTY: Lot 32, Block 2, Leisure Estates, Dakota County, Minnesota. COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $245,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $262,660.59 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: February 18, 2010 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on August 18, 2010. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: December 16, 2009. U.S. Bank, N. A. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/ Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 19-466 6003221055 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2019392 12/24/09-1/28/10

PUBLIC NOTICE

ASSIGNMENTS OF MORTGAGE: Assigned to: The Leader Mortgage Company s/b/m to U.S. Bank, N.A., Dated: August 24, 2001, Recorded: September 7, 2001, Document No. 1809958. TRANSACTION AGENT: NONE TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: NONE LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Hampton Bank RESIDENTIAL MORTGAGE SERVICER: U.S. Bank Home Mortgage MORTGAGED PROPERTY ADDRESS: 112 Minnesota Avenue South, Vermillion, MN 55085 TAX PARCEL I.D. #: 40-82100-091-12 LEGAL DESCRIPTION OF PROPERTY: Lot 9, Block 12, Village of Vermillion except the East 5 feet thereof, according to the recorded plat thereof, and situate in Dakota County, Minnesota. COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $138,344.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $127,965.12 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: February 16, 2010 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on August 16, 2010. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: December 16, 2009. U.S. Bank, N. A. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 19-577 9900135544 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2019415 12/24/09-1/28/10

PUBLIC NOTICE

TAX PARCEL I.D. #: 01-63400-030-17 LEGAL DESCRIPTION OF PROPERTY: Lot 3, Block 17, Regatta, Regatta Club Homes, CIC No. 236, Dakota County, Minnesota. COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $166,400.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $192,443.02 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: February 18, 2010 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on August 18, 2010. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: December 14, 2009. Wells Fargo Bank, N.A., as Trustee Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/ Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 18-782 96541075 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2019364 12/24/09-1/28/10

PUBLIC NOTICE

PURSUANT to the power of sale con tained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: February 18, 2010 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on August 18, 2010 . MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: December 11, 2009. Chase Home Finance LLC Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/ Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 30-7278 1766484050 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2019474 12/24/09-1/28/10

PUBLIC NOTICE

��

ERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on August 18, 2010. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: December 16, 2009. U.S. Bank, N. A. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/ Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 19-628 7810211148 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2019434 12/24/09-1/28/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: July 18, 2005 MORTGAGOR: Laurie M. Dezenzo, a single person. MORTGAGEE: First Franklin. DATE AND PLACE OF RECORDING: Recorded July 28, 2005, Dakota County Recorder, Document No. 2344953. ASSIGNMENTS OF MORTGAGE: Assigned to: First Franklin Financial Corporation, Dated: December 1, 2005, Recorded: December 27, 2005, Document No. 2391758 And thereafter assigned to: PNC Bank, National Association, as successor by merger to National City Bank, Dated: November 25, 2009. TRANSACTION AGENT: NONE TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: NONE LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: First Franklin RESIDENTIAL MORTGAGE SERVICER: Home Loan Services, Inc. MORTGAGED PROPERTY ADDRESS: 15708 Griffon Court, Apple Valley, MN 55124 TAX PARCEL I.D. #: 01-49102-020-04 LEGAL DESCRIPTION OF PROPERTY: Lot 2, Block 4, Morningview Third Addition, Dakota County, Minnesota. COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $148,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $156,619.17 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: February 16, 2010 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on August 16, 2010. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORT-

OTHER THINGS, THAT THE MORT GAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: December 10, 2009. PNC Bank, National Association Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/ Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 76-3542 1044530705 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2019595 12/24/09-1/28/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: April 16, 2001 MORTGAGOR: Steven R. Johnson, a single person. MORTGAGEE: Metro Mortgage Services. DATE AND PLACE OF RECORDING: Recorded May 1, 2001, Dakota County Recorder, Document No. 1770737. ASSIGNMENTS OF MORTGAGE: Assigned to: Chase Manhattan Mortgage Corporation n/k/a/ Chase Home Finance LLC, Dated: April 16, 2001, Recorded: May 1, 2001, Document No. 1770738. TRANSACTION AGENT: NONE TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: NONE LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Metro Mortgage Services RESIDENTIAL MORTGAGE SERVICER: Chase Home Finance LLC MORTGAGED PROPERTY ADDRESS: 967 Kettle Creek Road, Eagan, MN 55123 TAX PARCEL I.D. #: 10-45081-050-01 LEGAL DESCRIPTION OF PROPERTY: Lot 5, Block 1, Lexington Square 7th Addition. COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $160,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $156,285.17 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: February 11, 2010 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on August 11, 2010. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: December 7, 2009. Chase Home Finance LLC Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/ Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 30-7541 1583389798 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2016689 12/24/09-1/28/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: J u n e 3 0 , 2004 MORTGAGOR: L o r r a i n e G i v e n s , a single person. MORTGAGEE: First Franklin Financial Corporation. DATE AND PLACE OF RECORDING: Recorded August 5, 2004, Dakota County Recorder, Document No. 2234520. ASSIGNMENTS OF MORTGAGE: Assigned to: PNC Bank, National Association, as successor by merger to National City Bank, Dated: July 1, 2008, Recorded: September 24, 2008, Document No 2614403. TRANSACTION AGENT: NONE TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: NONE LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: First Franklin Financial Corporation RESIDENTIAL MORTGAGE SERVICER: Home Loan Services, Inc. MORTGAGED PROPERTY ADDRESS: 913 Pine Street, Farmington, MN 55024 TAX PARCEL I.D. #: 14-30200-100-02 LEGAL DESCRIPTION OF PROPERTY: Lot 10, Block 2, Glenview Townhomes & Commercial, Dakota County, Minnesota. COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $127,900.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $146,100.08 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: February 17, 2010 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on August 17, 2010. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: December 17, 2009. PNC Bank, National Association Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/ Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 76-2663 1044311041 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2019545 12/24/09-1/28/10

PUBLIC NOTICE

County Recorder, Document No. 2492257. ASSIGNMENTS OF MORTGAGE: Assigned to: U.S. Bank, National Association, as successor trustee to Bank of America, N. A. as successor by merger to LaSalle Bank N. A., as Trustee for Merrill Lynch First Franklin Mortgage Loan Trust, Mortgage Loan Asset-Backed Certificates, Series 2007-1, Dated: February 11, 2009, Recorded: February 20, 2009, Document No. 2638671. TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100425240012264401 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: First Franklin Financial Corp. RESIDENTIAL MORTGAGE SERVICER: Home Loan Services, Inc. MORTGAGED PROPERTY ADDRESS: 2090 Diffley Road, Eagan, MN 55122 TAX PARCEL I.D. #: 10-16701-130-04 LEGAL DESCRIPTION OF PROPERTY: Lot 13, Block 4, Cedar Grove No. 2, Dakota County, Minnesota. COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $216,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $241,244.69 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: February 17, 2010 at 10:00 AM PLACE OF SALE: Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on August 17, 2010. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: December 17, 2009. U.S. Bank National Association, Trustee Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/ Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 76-3081 1044836722 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2019515 12/24/09-1/28/10

PUBLIC NOTICE

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�� at law ADDRESS: PROPERTY MORTGAGED proceeding has been instituted 14730 Echo Way, Apple Valley, MN o r o t h e r w i s e t o r e c o v e r t h e d e b t 55124 secured by said mortgage, or any part TAX PARCEL I.D. #: 01-20503-030-02 thereof; LEGAL DESCRIPTION OF PROPPURSUANT to the power of sale conERTY: tained in said mortgage, the above Lot 3, Block 2, Diamond Path Fourth described property will be sold by the Addition Sheriff of said county as follows: COUNTY IN WHICH PROPERTY IS DATE AND TIME OF SALE: February LOCATED: Dakota 11, 2010 at 10:00 AM ORIGINAL PRINCIPAL AMOUNT OF PLACE OF SALE: S h e r i f f ' s O f f i c e , MORTGAGE: $216,551.00 Law Enforcement Center, 1580 Hwy AMOUNT DUE AND CLAIMED TO BE 55, Lobby #S-100, Hastings, MN DUE AS OF DATE OF NOTICE, INCLUD- to pay the debt then secured by said ING TAXES, IF ANY, PAID BY MORT- Mortgage, and taxes, if any, on said GAGEE: $215,014.26 premises, and the costs and disburseThat prior to the commencement of m e n t s , i n c l u d i n g a t t o r n e y s ' f e e s this mortgage foreclosure proceeding allowed by law subject to redemption Mortgagee/Assignee of Mortgagee com- within six (6) months from the date of plied with all notice requirements as said sale by the mortgagor(s), their required by statute; That no action or personal representatives or assigns proceeding has been instituted at law unless reduced to Five (5) weeks under o r o t h e r w i s e t o r e c o v e r t h e d e b t MN Stat. §580.07. secured by said mortgage, or any part TIME AND DATE TO VACATE PROPthereof; ERTY: If the real estate is an PURSUANT to the power of sale con- owner-occupied, single-family dwelltained in said mortgage, the above ing, unless otherwise provided by law, described property will be sold by the the date on or before which the mortSheriff of said county as follows: gagor(s) must vacate the property if the DATE AND TIME OF SALE: February mortgage is not reinstated under sec16, 2010 at 10:00 AM tion 580.30 or the property is not PLACE OF SALE:Sheriff's Office, Law redeemed under section 580.23 is Enforcement Center, 1580 Hwy 55, 11:59 p.m. on August 11, 2010. Lobby #S-100, Hastings, MN MORTGAGOR(S) RELEASED FROM to pay the debt then secured by said FINANCIAL OBLIGATION ON MORTMortgage, and taxes, if any, on said GAGE: None "THE TIME ALLOWED BY LAW FOR premises, and the costs and disbursem e n t s , i n c l u d i n g a t t o r n e y s ' f e e s REDEMPTION BY THE MORTGAGOR, allowed by law subject to redemption THE MORTGAGOR'S PERSONAL REPwithin six (6) months from the date of RESENTATIVES OR ASSIGNS, MAY BE said sale by the mortgagor(s), their REDUCED TO FIVE WEEKS IF A JUDIpersonal representatives or assigns CIAL ORDER IS ENTERED UNDER unless reduced to Five (5) weeks under MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG MN Stat. §580.07. TIME AND DATE TO VACATE PROP- OTHER THINGS, THAT THE MORTE R T Y : I f t h e r e a l e s t a t e i s a n GAGED PREMISES ARE IMPROVED owner-occupied, single-family dwell- WITH A RESIDENTIAL DWELLING OF ing, unless otherwise provided by law, LESS THAN FIVE UNITS, ARE NOT the date on or before which the mort- PROPERTY USED IN AGRICULTURAL gagor(s) must vacate the property if the P R O D U C T I O N , A N D A R E mortgage is not reinstated under sec- ABANDONED." Dated: December 10, 2009. tion 580.30 or the property is not Deutsche Bank National Trust redeemed under section 580.23 is 11:59 p.m. on August 16, 2010. Company, as trustee MORTGAGOR(S) RELEASED FROM Mortgagee/Assignee of Mortgagee FINANCIAL OBLIGATION ON MORT- USSET, WEINGARDEN AND LIEBO, P.L.L.P. GAGE: None By: Paul A. Weingarden "THE TIME ALLOWED BY LAW FOR Attorneys for Mortgagee/ REDEMPTION BY THE MORTGAGOR, Assignee of Mortgagee THE MORTGAGOR'S PERSONAL REP- 4500 Park Glen Road #300 RESENTATIVES OR ASSIGNS, MAY BE Minneapolis, MN 55416 REDUCED TO FIVE WEEKS IF A JUDI- (952) 925-6888 76-3538 CIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 1044486279 5 8 2 . 0 3 2 , D E T E R M I N I N G , A M O N G THIS IS A COMMUNICATION FROM OTHER THINGS, THAT THE MORT- A DEBT COLLECTOR. 12/24/09-1/28/10 GAGED PREMISES ARE IMPROVED 2019578 WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL NOTICE OF P R O D U C T I O N , A N D A R E MORTGAGE FORECLOSURE SALE ABANDONED." NOTICE IS HEREBY GIVEN that Dated: December 14, 2009. default has occurred in the conditions U.S. Bank, N. A. of the following described mortgage: Mortgagee/Assignee of Mortgagee DATE OF MORTGAGE: June 14, 2006 USSET, WEINGARDEN AND LIEBO, P.L.L.P. ORIGINAL PRINCIPAL AMOUNT OF By: Paul A. Weingarden MORTGAGE: $218,720.00 Attorneys for Mortgagee/ MORTGAGOR(S): Josephine Musoke, Assignee of Mortgagee a married person 4500 Park Glen Road #300 MORTGAGEE: Mortgage Electronic Minneapolis, MN 55416 Registration Systems, Inc. (952) 925-6888 DATE AND PLACE OF RECORDING: 19-578 Recorded: July 26, 2006 Dakota 7810373076 THIS IS A COMMUNICATION FROM County Recorder Document Number: 2448372 A DEBT COLLECTOR. Transaction Agent: Mortgage Elec2019380 12/24/09-1/28/10 tronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100025440003214134 Lender or Broker: Lehman Brothers NOTICE OF Bank, FSB MORTGAGE FORECLOSURE SALE Residential Mortgage Servicer: THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF Aurora Loan Services, LLC Mortgage Originator: Not Applicable THE ORIGINAL CREDITOR WITHIN COUNTY IN WHICH PROPERTY IS THE TIME PROVIDED BY LAW IS LOCATED: Dakota NOT AFFECTED BY THIS ACTION. Property Address: 1600 W 139th St, NOTICE IS HEREBY GIVEN, that default has occurred in conditions of Burnsville, MN 55337-4368 Tax Parcel ID Number: the following described mortgage: 02-15379-120-04 DATE OF MORTGAGE: May 12, 2005 LEGAL DESCRIPTION OF PROPMORTGAGORS: P a u l K e e l e r a n d ERTY: Lot 12, Block 4, Burnhaven Maggie Keeler, husband and wife. Woods Plat Three MORTGAGEE: First Franklin. DATE AND PLACE OF RECORDING: AMOUNT DUE AND CLAIMED TO BE Recorded June 27, 2005, Dakota D U E A S O F D A T E O F N O T I C E : C o u n t y R e c o r d e r , D o c u m e n t N o . $240,037.54 2334483. THAT all pre-foreclosure requireA S S I G N M E N T S O F M O R T G A G E : ments have been complied with; that Assigned to: First Franklin Financial no action or proceeding has been instiCorporation, Dated: August 31, 2005, tuted at law or otherwise to recover the Recorded: September 19, 2005, Docu- debt secured by said mortgage, or any ment No. 2361811. And thereafter part thereof; PURSUANT to the power of sale conassigned to: Deutsche Bank National Trust Company, as Trustee for FFMLT t a i n e d i n s a i d m o r t g a g e , t h e T r u s t 2 0 0 5 - F F 8 , M o r t g a g e above-described property will be sold Pass-Through Certificates, Series by the Sheriff of said county as follows: 2005-FF8, Dated: November 23, 2009. DATE AND TIME OF SALE: February TRANSACTION AGENT: NONE T R A N S A C T I O N A G E N T ' S M O R T - 11, 2010 at 10:00 AM PLACE OF SALE: Dakota County GAGE IDENTIFICATION NUMBER ON Law Enforcement Center, 1580 HighMORTGAGE: NONE LENDER OR BROKER AND MORT- way 55, Lobby S-100, Hastings, MinneG A G E O R I G I N A T O R S T A T E D O N sota to pay the debt secured by said mortMORTGAGE: First Franklin R E S I D E N T I A L M O R T G A G E S E R - gage and taxes, if any, on said premises and the costs and disburseVICER: Home Loan Services, Inc. MORTGAGED PROPERTY ADDRESS: ments, including attorney fees allowed 5334 142nd Path West, Apple Valley, by law, subject to redemption within MN 55124 six (6) months from the date of said TAX PARCEL I.D. #: 01-31010-020-02 sale by the mortgagor(s), their perLEGAL DESCRIPTION OF PROP- sonal representatives or assigns. ERTY: If the Mortgage is not reinstated Lot 2, Block 2, Greenleaf Eleventh under Minn. Stat. §580.30 or the propAddition, Dakota County, Minnesota. erty is not redeemed under Minn. Stat. COUNTY IN WHICH PROPERTY IS §580.23, the Mortgagor must vacate LOCATED: Dakota the property on or before 11:59 p.m. on ORIGINAL PRINCIPAL AMOUNT OF August 11, 2010, or the next business MORTGAGE: $198,400.00 day if August 11, 2010 falls on a SaturAMOUNT DUE AND CLAIMED TO BE day, Sunday or legal holiday. DUE AS OF DATE OF NOTICE, INCLUDMortgagor(s) released from financial ING TAXES, IF ANY, PAID BY MORT- obligation: NONE GAGEE: $206,305.42 THIS COMMUNICATION IS FROM That prior to the commencement of A DEBT COLLECTOR ATTEMPTthis mortgage foreclosure proceeding ING TO COLLECT A DEBT. ANY Mortgagee/Assignee of Mortgagee com- INFORMATION OBTAINED WILL BE plied with all notice requirements as USED FOR THAT PURPOSE. required by statute; That no action or proceeding has been instituted at law ��

PUBLIC NOTICE

�� USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of �� USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: December 24, 2009 MORTGAGEE: Mortgage Electronic Registration Systems, Inc. Wilford & Geske, P.A. Attorneys for Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 001878F02 2016995 12/24/09-1/28/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: December 13, 2006 MORTGAGOR: K i m P h u o n g V o , a single woman. MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded January 17, 2007, Dakota County Recorder, Document No. 2488731. ASSIGNMENTS OF MORTGAGE: Assigned to: Provident Funding Associates, L.P., Dated: October 19, 2009 TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100017995161200696 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Provident Funding Associates, L.P. RESIDENTIAL MORTGAGE SERVICER: Provident Funding Associates, L.P. MORTGAGED PROPERTY ADDRESS: 18772 Embers Avenue, Farmington, MN 55024 TAX PARCEL I.D. #: 14-58652-020-04 LEGAL DESCRIPTION OF PROPERTY: Lot 2, Block 4, Prairie Creek Third Addition COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $227,650.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $231,511.05 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: February 18, 2010 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on August 18, 2010. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: December 11, 2009. Provident Funding Associates, L.P. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P.

Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 90-1454 9516120069 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2019460 12/24/09-1/28/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: September 24, 2007 MORTGAGOR: Robert A. Munson, a single person. MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded November 14, 2007, Dakota County Recorder, Document No. 2556160. ASSIGNMENTS OF MORTGAGE: Assigned to: Chase Home Finance LLC, Dated: December 4, 2009. TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100015904001588171 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: CTX Mortgage Company, LLC RESIDENTIAL MORTGAGE SERVICER: Chase Home Finance LLC MORTGAGED PROPERTY ADDRESS: 976 Allen Avenue, West Saint Paul, MN 55118 TAX PARCEL I.D. #: 42-38000-120-46 LEGAL DESCRIPTION OF PROPERTY: Lot 12, Block 46, Jackson and Bidwell’s Addition to West St. Paul, Dakota County, Minnesota. COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $160,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $162,853.52 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: February 4, 2010 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on August 4, 2010. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: December 8, 2009. Chase Home Finance LLC Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/ Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 30-7465 1911484190 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2016330 12/24/09-1/28/10

PUBLIC NOTICE

the following described mortgage: DATE OF MORTGAGE: January 27, 2005 MORTGAGOR: Valentine Gwellem, a single person. MORTGAGEE: First Franklin. DATE AND PLACE OF RECORDING: Recorded March 1, 2005, Dakota County Recorder, Document No. 2299957. ASSIGNMENTS OF MORTGAGE: Assigned to: First Franklin Financial Corporation, Dated: May 31, 2005, Recorded: June 6, 2005, Document No. 2327857. And thereafter assigned to: Wells Fargo Bank, N. A. as Trustee for National City Mortgage Loan Trust 2005-1, Mortgage-Backed Certificates, Series 2005-1, Dated: January 27, 2009, Recorded: February 4, 2009, Document No. 2635254. TRANSACTION AGENT: NONE TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: NONE LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: First Franklin RESIDENTIAL MORTGAGE SERVICER: Home Loan Services, Inc. MORTGAGED PROPERTY ADDRESS: 16041 Excel Way, Lakeville, MN 55044 TAX PARCEL I.D. #: 22-20862-070-02 LEGAL DESCRIPTION OF PROPERTY: Lot 7, Block 2, Dodd Pointe 3rd Addition, Dakota County, Minnesota. COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $189,600.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $194,023.43 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: February 9, 2010 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on August 9, 2010. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: December 10, 2009. Wells Fargo Bank, N.A., as Trustee Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/ Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 76-3539 1044432290 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2019566 12/24/09-1/28/10

PUBLIC NOTICE

GAGE ORIGINATOR STATED ON MORTGAGE: CTX Mortgage Company, LLC RESIDENTIAL MORTGAGE SERVICER: Chase Home Finance LLC MORTGAGED PROPERTY ADDRESS: 19700 Escort Trail, Farmington, MN 55024 TAX PARCEL I.D. #: 14-16600-710-10 LEGAL DESCRIPTION OF PROPERTY: Unit No. 710, Common Interest Community Number 520, a condominium, Charleswood Crossing, Dakota County, Minnesota. COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $151,992.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $154,005.73 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: February 9, 2010 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on August 9, 2010. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: December 8, 2009. Chase Home Finance LLC Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/ Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 30-7471 1911311067 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2016749 12/24/09-1/28/10

PUBLIC NOTICE

ING TAXES, IF ANY, PAID BY MORT GAGEE: $137,974.94 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: February 18, 2010 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on August 18, 2010 . MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: December 14, 2009. Chase Home Finance LLC Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/ Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 30-7571 1660122531 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2019495 12/24/09-1/28/10

PUBLIC NOTICE NOTICE OF MORTGAGE

redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED." Dated: January 19, 2009. CitiMortgage, Inc. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 10-1331 2004926037 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE Pursuant to the provisions of Minnesota Statutes 580.07, the foregoing foreclosure sale is postponed until June 30, 2009 at 10:00 am at the Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN, in said county and state. Dated: March 12, 2009. CitiMortgage, Inc. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 10-1331 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE Pursuant to the provisions of Minnesota Statutes 580.07, the foregoing foreclosure sale is postponed until November 10, 2009 at 10:00 am at the Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN, in said county and state. Dated: July 2, 2009. CitiMortgage, Inc. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 10-1331 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE Pursuant to the provisions of Minnesota Statutes 580.07, the foregoing foreclosure sale is postponed until December 8, 2010 at 10:00 am at the Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN, in said county and state. Dated: November 12, 2009. CitiMortgage, Inc. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 10-1331 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE Pursuant to the provisions of Minnesota Statutes 580.07, the foregoing foreclosure sale is postponed until December 22, 2009 at 10:00 am at the Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN, in said county and state. Dated: December 2, 2009. CitiMortgage, Inc. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 10-1331 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE Pursuant to the provisions of Minnesota Statutes 580.07, the foregoing foreclosure sale is postponed until February 16, 2010 at 10:00 am at the Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN, in said county and state. Dated: December 28, 2009. CitiMortgage, Inc. Mortgagee/Assignee of Mortgagee

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g g g g g USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/ Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 10-1331 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2024933 12/31/09

PUBLIC NOTICE NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: November 8, 2006 MORTGAGORS: Koe Yang and Bee Vang, husband and wife. MORTGAGEE: Vermillion State Bank DATE AND PLACE OF RECORDING: Recorded November 21, 2006, Dakota County Recorder, Document No. 2477059. ASSIGNMENTS OF MORTGAGE: Assigned to: National City Real Estate Services LLC s/b/m National City Mortgage, Inc. f/k/a National City Mortgage Co, Dated: November 8, 2006, Recorded: November 21, 2006, Document No. 2477060. TRANSACTION AGENT: NONE TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: NONE LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Vermillion State Bank RESIDENTIAL MORTGAGE SERVICER: National City Real Estate Services LLC MORTGAGED PROPERTY ADDRESS: 20625 Donnelly Avenue, Farmington, MN 55024 TAX PARCEL I.D.#: 39-03000-011-75 LEGAL DESCRIPTION OF PROPERTY: The Northeast Quarter of the Southeast Quarter (NE 1/4 of the SE 1/4) of Section 30, Township 114, Range 18, Dakota County, Minnesota, except for the following parcels: North 260.00 feet of the Northeast Quarter of the Southeast Quarter (NE 1/4 of the SE 1/4) of Section 30, Township 114, Range 18, Dakota County, Minnesota. That part of the Northeast Quarter of the Southeast Quarter (NE 1/4 of the SE 1/4) of Section 30, Township 114, Range 18, Dakota County, Minnesota, lying within a strip of land 100 feet in width extending over and across that part of the East Half of the Southeast Quarter of said Section 30 lying Northerly of the center line of Dubarry Trail, said strip of land being 50 feet in width on each side of the center line of the main track (now removed) of the Minnesota and Northwestern Railroad Company (later the Chicago Great Western Railway Company, now the Chicago and North Western Transportation Company), as said main track center line was originally located and established over and across said Section 30. That part of the Northeast Quarter of the Southeast Quarter (NE 1/4 of the SE 1/4) of Section 30, Township 114, Range 18, Dakota County, Minnesota, lying Northerly of and adjoining the above described 100 foot wide strip of land and lying Southerly and Easterly of the following described line: Commencing at the Northeast corner of said Section 30; thence South 00 degrees 00 minutes West (assumed bearing) along the East line of said Section 30 a distance of 3,253.1 feet to the point of beginning of the line herein described; thence South 25 degrees 27 minutes West to a point on the Northwesterly line of the above described 100 foot wide strip of land, and there terminating. That part of the Northeast Quarter of the Southeast Quarter (NE 1/4 of the SE 1/4) of Section 30, Township 114, Range 18, Dakota County, Minnesota, lying Southeasterly of the railroad right of way. COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $650,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $672,084.74 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: April 28, 2009 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within twelve (12) months from the date of said sale by the mortgagor(s), their personal representatives or assigns.

g MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED." Dated: March 3, 2009. National City Real Estate Services LLC Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 4-1551 0004860743 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE Pursuant to the provisions of Minnesota Statutes 580.07, the foregoing foreclosure sale is postponed until August 11, 2009 at 10:00 am at the Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN, in said county and state. Dated: April 22, 2009. National City Real Estate Services LLC Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 4-1551 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE Pursuant to the provisions of Minnesota Statutes 580.07, the foregoing foreclosure sale is postponed until October 20, 2009 at 10:00 am at the Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN, in said county and state. Dated: August 7, 2009. National City Real Estate Services LLC Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 4-1551 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE Pursuant to the provisions of Minnesota Statutes 580.07, the foregoing foreclosure sale is postponed until December 22, 2009 at 10:00 am at the Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN, in said county and state. Dated: October 20, 2009. National City Real Estate Services LLC Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 4-1551 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE Pursuant to the provisions of Minnesota Statutes 580.07, the foregoing foreclosure sale is postponed until February 23, 2010 at 10:00 am at the Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN, in said county and state. Dated: December 28, 2009. PNC Bank, National Association Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/ Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 4-1551 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2024906 12/31/09

PUBLIC NOTICE NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN, that default has occurred in the conditions of a mortgage dated September 24, 1999, executed by Rahn Family Limited Partnership, a Minnesota limited partnership, as mortgagor(s) to Vermillion State Bank as mortgagee in the original principal amount of Three Million Eight Hundred Eighty-five Thousand ($3,885,000.00) Dollars, recorded with the Dakota County Recorder, State of Minnesota, on October 6, 1999, as doc. no. 1643467; that all pre-foreclosure requirements have been complied with; that no action or proceed-

DAKOTA COUNTY TRIBUNE BUSINESS WEEKLY December 31, 2009 g g y ing has been instituted at law to recover any part of the debt secured by said mortgage; that there is claimed to be due thereon the sum of Three Million Seven Hundred Fifty-seven Thousand One Hundred Sixty ($3,757,160.00) Dollars on this date; and that pursuant to the power of sale therein the mortgage will be foreclosed and the property in Dakota County, Minnesota, described as follows: Parcel 1: The West 1â &#x201E;2 of Northeast 1â &#x201E;4; and the East 1â &#x201E;2 of the Northwest 1â &#x201E;4 of Section 30, Township 115, Range 18, according to the United States Government Survey thereof and situate in Dakota County, Minnesota. Parcel 2: The Northeast 1â &#x201E;4 of the Southwest 1â &#x201E;4; the Southeast 1â &#x201E;4 of the Northwest 1â &#x201E;4; the Northeast 1â &#x201E;4 of the Northwest 1â &#x201E;4; and a strip of land 1 rod wide off and along the North side of the Southwest 1â &#x201E;4 of the Northwest 1â &#x201E;4 all in Section 14, Township 27, Range 23, according to the United States Government Survey thereof excepting that portion platted as Carriage Hills Clubhouse Addition and situate in Dakota County, Minnesota. Lot 1, Block 1, Carriage Hills Clubhouse Addition, Dakota County, Minnesota. Property address: Parcel 1: 3855 145th Street East, Rosemount, MN 55068 Parcel 2: 3535 Wescott Woodlands, Eagan, MN 55123 Parcel I.D.#: Parcel 1: 34-03000-010-09;34-03000-010-2 5; 34-03000-010-30 / Parcel 2: 10-01400-011-25;10-01400-011-5 0; 10-16500-010-01 will be sold by the sheriff of said county at public auction on November 3 , 2 0 0 9 , at 10:00 o'clock A.M. at Sheriff's Office, Law Enforcement Center, 1580 Highway 55, Hastings, Minnesota, to pay the debt secured by the mortgage, including costs and attorneys' fees allowed by law subject to redemption by the mortgagor(s), its heirs or assigns, within twelve (12) months from the date of sale. Dated: September 2, 2009 Vermillion State Bank, Mortgagee Ralph L. Moore STEIN & MOORE, P.A. Attorneys for Mortgagee 332 Minnesota Street, #W-1650 St. Paul, MN 55101 (651) 224-9683 NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE Pursuant to the provisions of Minn. Stat. Â§580.07, the foregoing foreclosure sale is postponed until November 17, 2009, at 10:00 a.m. at the Sheriffâ&#x20AC;&#x2122;s Office, Law Enforcement Center, 1580 Highway 55, Hastings, Dakota County, Minnesota. The Mortgagor(s) must vacate the property on or before 11:59 on November 17, 2010, if the sheriffâ&#x20AC;&#x2122;s sale is not further postponed, the mortgage is not reinstated under Â§580.30, the property is not redeemed under Â§580.23, or the redemption period is not reduced under Â§582.032. Dated: November 2, 2009 Vermillion State Bank Mortgagee Ralph L. Moore STEIN & MOORE, P.A. Attorneys for Mortgagee 332 Minnesota Street, Suite W-1650 St. Paul, MN 55101 (651) 224-9683 NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE Pursuant to the provisions of Minn. Stat. Â§580.07, the foregoing foreclosure sale is postponed until December 8, 2009, at 10:00 a.m. at the Sheriffâ&#x20AC;&#x2122;s Office, Law Enforcement Center, 1580 Highway 55, Hastings, Dakota County, Minnesota. The Mortgagor(s) must vacate the property on or before 11:59 p.m. on December 8, 2010, if the sheriffâ&#x20AC;&#x2122;s sale is not further postponed, the mortgage is not reinstated under Â§580.30, the property is not redeemed under Â§580.23, or the redemption period is not reduced under Â§582.032. Dated: November 16, 2009 Vermillion State Bank Mortgagee Ralph L. Moore STEIN & MOORE, P.A. Attorneys for Mortgagee 332 Minnesota Street, Suite W-1650 St. Paul, MN 55101 (651) 224-9683 NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE Pursuant to the provisions of Minn. Stat. Â§580.07, the foregoing foreclosure sale is postponed until December 22, 2009, at 10:00 a.m. at the Sheriffâ&#x20AC;&#x2122;s Office, Law Enforcement Center, 1580 Highway 55, Hastings, Dakota County, Minnesota. The Mortgagor(s) must vacate the property on or before 11:59 p.m. on December 22, 2010, if the sheriffâ&#x20AC;&#x2122;s sale is not further postponed, the mortgage is not reinstated under Â§580.30, the property is not redeemed under Â§580.23, or the redemption period is not reduced under Â§582.032. Dated: December 4, 2009 Vermillion State Bank Mortgagee Ralph L. Moore STEIN & MOORE, P.A. Attorneys for Mortgagee 332 Minnesota Street, Suite W-1650 St. Paul, MN 55101 (651) 224-9683 NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE Pursuant to the provisions of Minn. Stat. Â§580.07, the foregoing

foreclosure sale is postponed until March 16, 2010, at 10:00 a.m. at the Sheriffâ&#x20AC;&#x2122;s Office, Law Enforcement Center, 1580 Highway 55, Hastings, Dakota County, Minnesota. The Mortgagor(s) must vacate the property on or before 11:59 p.m. on March 16, 2011, if the sheriffâ&#x20AC;&#x2122;s sale is not further postponed, the mortgage is not reinstated under Â§580.30, the property is not redeemed under Â§580.23, or the redemption period is not reduced under Â§582.032. Dated: December 21, 2009 Vermillion State Bank Mortgagee Ralph L. Moore STEIN & MOORE, P.A. Attorneys for Mortgagee 332 Minnesota Street, Suite W-1650 St. Paul, MN 55101 (651) 224-9683 2026006 12/31/09

PUBLIC NOTICE NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: June 28, 2004 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $108,000.00 MORTGAGOR(S): Amane Joanem, a single woman MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded: August 24, 2004 Dakota County Recorder, Document Number: 2241327 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100025440001715884 Lender or Broker: Lehman Brothers Bank, FSB, a Federal Savings Bank Residential Mortgage Servicer: Aurora Loan Services, LLC Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 401 E Burnsville Pkwy Apt 317, Burnsville, MN 55337-2855 Tax Parcel ID Number: 02-52001-317-00 LEGAL DESCRIPTION OF PROPERTY: Apartment No. 317, Apartment Ownership No. 18, Windham Hills, a Condominum, Dakota County, Minnesota. AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $111,854.25 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: October 16, 2009 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. Â§580.30 or the property is not redeemed under Minn. Stat. Â§580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on April 16, 2010, or the next business day if April 16, 2010 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: September 03, 2009 MORTGAGEE: Mortgage Electronic Registration Systems, Inc. Wilford & Geske, P.A. Attorneys for Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 008134F01 NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for October 16, 2009 at 10:00 AM has been postponed to November 19, 2009 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State.

DATED: October 16, 2009 MORTGAGEE: Mortgage Electronic Registration Systems, Inc. Wilford & Geske, P.A. Attorneys for Mortgagee: Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 008134F01 NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for November 19, 2009 at 10:00 AM has been postponed to December 30, 2009 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State. DATED: November 19, 2009 MORTGAGEE: Mortgage Electronic Registration Systems, Inc. Wilford & Geske, P.A. Attorneys for Mortgagee: Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 008134F01 NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for December 30, 2009 at 10:00 AM has been postponed to February 11, 2010 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State. DATED: December 30, 2009 MORTGAGEE: Mortgage Electronic Registration Systems, Inc. Wilford & Geske, P.A. Attorneys for Mortgagee: Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 008134F01 2026017 12/31/09

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MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED." Dated: October 21, 2009. Household Industrial Finance Company Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 43-373 0008436586 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE Pursuant to the provisions of Minnesota Statutes 580.07, the foregoing foreclosure sale is postponed until February 16, 2010 at 10:00 am at the Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN, in said county and state. Dated: December 28, 2009. Household Industrial Finance Company Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/ Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 43-373 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2025323 12/31/09

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December 31, 2009 DAKOTA COUNTY TRIBUNE BUSINESS WEEKLY

College City Remodeling earns Contractor of the Year Award Lakeville-based College City Remodeling, a division of College City Companies, recently received a 2009 Contractor of the Year award for outstanding achievement in the Universal Design category and honorable mention for Whole House Renovation. College City earned the honor during a celebration of the best in Twin Cities residential remodeling – the COTY Awards, hosted by the Minnesota chapter of the National Association of the Remodeling Industry. “We are honored to be recognized with these COTY awards, especially because the competition increased this year and we were judged by our industry peers,” said Darin Pavek, president of College City Companies. The winning submissions were judged by a panel of 24 remodeling professionals from the NARI of Milwaukee chapter. Competing this year were a record number of applicants in 25 categories including Universal Design and Whole House Renovation. “To see our efforts recognized in these important projects is very rewarding to all of us at College City and I am very proud of our team’s efforts,” said Bjorn Freudenthal, vice president of sales and marketing. “The homeowners in St. Louis Park and

Eagan were fabulous to work with and our team really felt they were part of important family initiatives.” NARI of Minnesota, a nonprofit trade association, established the annual COTY Awards in 1997 to foster a sense of pride and accomplishment among its members through friendly competition, as well as to increase public awareness of NARI professionals. Additional information about NARI is available at www.narimn.org. Founded in 1969 in Northfield, — home to two prestigious colleges — College City Companies is a privately-held, award-winning residential construction company that excels in both remodeling of existing homes and new home construction. College City Homes (www.collegecityhomes.com) and College City Remodeling (www.collegecityremondeling.com) provide turn-key design and construction services. College City Companies has received some of the industry’s highest achievements including Reggie and Trillium awards of excellence from The Builders Association of the Twin Cities, 2008 BATC Remodeler of the Year, and COTY awards from the National Association of Remodeling Industry.

Photos submitted

College City Remodeling in Lakeville won the Contractor of the Year award in the Whole House Renovation category for a home in St. Louis Park.

Photos submitted

College City Remodeling in Lakeville won the Contractor of the Year award in the Universal Design category for a home remodeling in Eagan.

David Miller awarded for seven years of safe driving by Dart Dart Transit Company awarded David Miller from Burnsville its Hall of Fame safety award. The award is given to professional drivers with at least seven years of safe driving with Dart. Miller has operated his own truck under contract with Dart since 2002. Gary Volkman, Dart’s vice president of Safety Compliance, presented Miller with the award at Dart’s Corporate Office in Eagan.

“We appreciate your dedication to safety,” Volkman said. “We are very happy to present you with this award and glad to have you as part of Dart’s team.” Miller participates in Dart’s award-winning professional driver development program – which involves a yearly driver improvement course, safety advisors, driver performance analysis, and professional recognition. Dart Transit Company is the nation’s 15th largest

truckload dry-van carrier, and offers 48-state, dedicated, and regional service with 2,300 independent owner operators and 300 fleet drivers. It offers asset-based rail service through Dart Intermodal Inc., logistics and brokerage services through Dart Advantage Logistics, and storage services through Dart Advantage Warehousing Inc. and Dart Portable Storage Inc.

Now Open

Photo submitted

Nick Kressman and Steve Titus of Sears helped open a new store in Rosemount at 3420 Edward Jones representative Stacey Brown opened a new location at 1320 150th St. W., 150th St. W., Suite 109. Attending the opening in October were members of the Dakota Suite 103, in Rosemount for the investment services company. Attending the opening in County Regional Chamber of Commerce. The shop is part of the company’s new comOctober were members of the Dakota County Regional Chamber of Commerce. munity-based model that opens stores in scaled-down locations with its core product line. Photo submitted