Dakota County Tribune Business Weekly by Dakota County Tribune

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Farmington Expo set to entertain 2A UMore mining project advanced 5A Dakota County judge arrested 5A

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date ##, 2009 january 10, 2013

Volume 30, Number # VOLUME 33, NUMBER 46

Dakota County Tribune Since 1884

Flying into retirement

inside biz news

Burnsville flight attendant logs nearly 46 years

tom bakk

forum

by John Gessner

DAKOTA COUNTY TRIBUNE

When Kassie Rients became a flight attendant in 1967, her supervisors did pre-flight “girdle checks,” attendants signed contracts to keep their weight down, and job applicants had to show more than initiative. “We had to lift our skirts and walk across the room so the interviewer could see our legs,” said Rients, of Burnsville. “All the airlines did that.” Her nearly 46-year career encompassed a lifetime of social change, from the end of discriminatory work practices to the introduction of emergency biohazard suits on airliners. Rients also learned a nifty trick for cleaning up after sick passengers. But as she completed her last flight for Delta Air Lines – a Dec. 17 roundtripper between Minneapolis and Los Angeles – Rients focused on good friends and family members, about 30 of whom marked her final arrival with a festive sendoff at the Minneapolis-St. Paul International Airport. “I’m going to miss it terribly, because I love interacting with people,” said Rients, 66, who was greeted with balloons, signs, a pink sash and an honorary wheelchair for disembarking. “I have no regrets,” she said. “It’s just been a wonderful career. I’ve always loved it.” Rients took advantage of a buyout offer from Delta (formerly Northwest), something she’d spurned in the past. Now she wants to relax and travel with her husband, Jerry, 76, who worked as a barber for 56

The 2012 legislative session started this week with all eyes on new Democrat majorities in the House and Senate. 2A

Schools with programs that work to address issues faces by all educators need to share their stories of success. joe 4A nathan

news Photo by Rick Orndorf

Flight attendant Kassie Rients of Burnsville flew her last flight for Delta Airlines on Dec. 17. She joined the former Northwest Airlines in 1967.

Submitted photo

After completing flight attendant training in 1967, Kassie Rients, far right, and some fellow trainees visited with Santa Claus at Southdale Center in Edina. years. The couple, who have a blended family of six children, also teach confirmation classes at St. John the Baptist Catholic Church in Savage. “I wanted to make it to 50 years,” she said, “but the buyout was really a nice offer, and a couple funerals changed my mind – two fight attendant friends that died that never really got to (enjoy) their pensions.”

Another era

Raised in Philadelphia, Pa., Rients tried engineering school for a while and was working in a bank when a female colleague told her about her experience as a

flight attendant for Northwest Airlines, also known as Northwest Orient. “She had to retire because she got married,” Rients said. “You couldn’t be married, you couldn’t be engaged and you couldn’t have children.” Rients was flown to Minneapolis on a 707 – her first plane ride – to interview with Northwest. She began work two weeks after a new contract with attendants ended the airline’s practice of forced retirement at age 32, Rients said. “That was the norm” in the industry, she said. At 5 foot 9, Rients signed a contract that lim-

New book has sage advice to end partisan gridlock in the U.S. Congress and the Minnesota Legislature. 4A

ited her weight to 138 pounds. ecm “Girls ate baby food to make their weight editorial checks,” she recalled. “You had two weeks to lose it, whatever the amount was. ... We got weight checks twice a year when we had uniform changeovers, or whenever they felt like it. But never for the men.” dakota arts The onboard “pursers” – the equivalent of today’s flight leaders – were men with little more training than the flight attendants but much bigFolk singer ger paychecks, Rients said. Michael Monroe She credits much of the change in airline is one of the many workplace practices to the employment discrimithis artists week newswho are nation case of Mary Pat Laffey vs. Northwest performing as Code Type: UPC Version A Stats: 0 Airlines. The case, initiated in 1968, involvedCustomer: 3242-ECM Publishers part ofMAG:the Order #: P34915-017 1.00 Frozen a Northwest flight attendant who was turned P.O. #: BWA: 0.0020 Apple series. Ordered By: Symbol Width: 1.4690 down for a purser’s job, Rients said. michael Polarity: Positive Up Symbol Height: 1.0200 Date Run: 05/29/2002 Flexo Width: 0.0000 Back Page The case wound through the courts until monroe 1984, and change began arriving in the 1970s, Rients said. “They kind of eased up on the weight checks,” she said.

Tricks of the trade

Rients said she’s been “thrown up on more times than I can count” and is unfazed by vomit. Premeasured coffee bags have proved invaluable. “If you took the coffee bag and broke it and threw it onto the vomit, then it killed the odor immediately,” she said. “And you kind of felt you were just scraping up chunks of coffee.” She recalled one instance of “chain reaction” air sickness when lightning struck a 707 she was flying to Chicago. It sounded like an explosion. One man’s shirt was so badly soiled she washed it herself, Rients said. “That was before rubber gloves,” she noted, See Retirement, Page 5A

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January 10, 2013 DAKOTA COUNTY TRIBUNE BUSINESS WEEKLY

Legislative session expected to focus on tax policy, reform by T.W. Budig

DAKOTA COUNTY TRIBUNE

This legislative session may be study in bulldozer politics. Within the bounds of the state constitution, Democrats can accomplish virtually anything they want. Democratic Gov. Mark Dayton watched the State Capitol fill for the new session on Jan. 8, knowing his party controls the House and Senate. The DFL grip on power is more sweeping, with Democrats holding all of the state constitutional offices. Republicans, who lost control of the statehouse on Nov. 6, admit Democrats basically have a free hand to run state government. It really comes down to whether Democrats want bipartisan bills, Senate Minority Leader David Hann, R-Eden Prairie, said. “So we’ll find out shortly, I’m sure, whether that interest in bipartisan legislation is going to be there,” he said. Democrats insist they want to reach across the aisle — there’s common ground, such as with tax reform, they say. “I’ve always had an open door,” said House Majority Leader-designate Erin Murphy, DFL-St. Paul. And the door is staying open, she said. Legislators don’t have a choice in acting bipartisanly, Sen. Terri Bonoff, DFL-Minnetonka, believes. “They (voters) demand we work together,” she said. That was a lesson of the election. But the hard reality for Republicans is that Democrats can raise taxes, set budgets, pass same-sex marriage legislation without a single Republican vote. Deep in the minority in House and Senate, the Republicans’ sole brake on Democratic ambitions is the bonding bill, the list of coveted projects that require a super majority to pass. Senate Democrats need to convince at least two Senate

Dayton campaigned on a “tax the rich” slogan, and two years ago included a fourthtier income tax, a temporary surcharge, and other proposed tax increases in his budget. But the Republican-controlled Legislature didn’t bite. The governor shows a certain exasperation regarding tax increases, recently waving a hand showing two fingers at reporters to make plain his tax increases would only fall on the upper 2 percent of wage earners. On the gas tax, Dayton has spoken against an increase — transportation advocates are looking for additional funding. Senate Majority Leaderdesignate Tom Bakk, DFLCook, urges constituency groups to show restraint — there isn’t going to be a lot of new money, he said. Democrats talk of budget cuts. Republicans are unlikely to vote to raise taxes — House Minority Leader-designate Kurt Daudt, R-Crown, indicated Republicans were probably most receptive to the notion in the area of transportation — but bipartisan support might be found in tax reform. That is, if the reform is tax-revenue neutral. “That would be something I would definitely be willing to look at,” Rep. Bob Dettmer, R-Forest Lake, said. Bakk recently proposed that Hann and he shake hands on pursuing legislation regarding capturing the state sales tax on Internet sales. The offer wasn’t taken up. State officials mention broadening the state sales tax as one means of boosting the tax base. The current over reliance on capital gain revenue, for instance, lends itself to volatility, said State Economist Tom Stinson. “I think that we have to Taxes be concerned about having Lawmakers assume Day- a broader (tax) base and not ton will include tax increases carving out narrow pieces in his proposed state budget for individual self interests,” when it’s released in January. Stinson said on a Senate Me-

Republicans to join them in order to pass a bonding bill. In the House, Democrats must scrounge up eight Republican votes to reach the 81-vote threshold. This may not be easy, because Republicans view the bonding bill as leverage on other things. Sen. Paul Gazelka, RNisswa, predicts Senate Republicans will hang tight on bonding. Other Republicans agree. “We have to be awful careful how we play that card,” Rep. Greg Davids, R-Preston, said. Lawmakers returning for two-year (2013-14) session confront a tamer state budget than in recent years. While a $1 billion budget deficit is projected, rosier than anticipated revenues for this spending cycle allowed a buydown of the school-aid shift. The $2.4 billion shift was halved, with a little over a $1 billion remaining to pay back the money borrowed from schools. Even so, state officials warn that inaction in Washington on the so-called federal fiscal cliff could damage the state budget and sow a recession. Officials were so alarmed about this they crafted two separate state budget forecasts, the darker version reflecting a Washington meltdown. Dayton insists the era of setting the state budget through the use of “gimmicks” like school shifts is over. K-12 spending accounts for about 41 percent of the current $34 billion general fund budget, with health and human services making up about 32 percent. No other portion of general fund spending comes anywhere close to these two. Two closely watched issues this session will be taxes and same-sex marriage.

dia program.

Same-sex marriage

One high-profile social issue simmering at the State Capitol is same-sex marriage. Some Democratic lawmakers view the defeat of the marriage amendment as a green light to legalize samesex marriage. They talk of speedily taking up legislation early in the session. But Bakk and House Speaker-designate Paul Thissen, DFL-Minneapolis, are more nuanced. Both leaders suggest the conversation on same-sex marriage continue. Thissen interprets the defeat of the amendment as voters saying they didn’t want to stop the conversation “cold.” “It (the conversation) must continue,” Murphy said, stressing the need for debate outside of State Capitol walls. Murphy, as other Democrats, argues that setting the budget should take priority over policy matters for now. Gazelka, for one, senses he could be voting on same-sex marriage this session. “I know there’ll be a fight within the Democratic Party,” he said of Democrats pursuing legislation.

Gun control

The Newtown, Conn., shooting spree has some lawmakers talking about gun control. Two years ago an attempt to close the perceived gun show background check loophole failed in committee. Bonoff, for one, expresses hope the debate over banning military-style assault rifles and “banana” bullet clips be taken up at the State Capitol. She also wants to improve mental health intervention efforts for families with a mentally ill family member. Sen. Barb Goodwin, DFL-Columbia Heights, plans to pursue a bill prohibiting felons from obtaining a court waiver that allows them to possess firearms.

“They can go find a judge,” she said of shopping around for a favorable result. Education Minnesota’s Tom Dooher in commenting on the Sandy Hook Elementary School shooting also pointed to mental health intervention. “We need to improve the mental health infrastructure for Minnesota students by reducing one of the worst counselor-to-student ratios in the United States, hiring more psychologists and social workers and improving access to community-based therapists,” said Dooher, teacher union president, in a statement.

Bonding bill

Democrats look to pursue bonding in the first year, 2013, of the two-year session. House Capital Investment Chairwoman Alice Hausman, DFL-St. Paul, wants the House to speedily pass a bonding bill in the first months of the session. “I think the public hates that,” said Hausman of the bonding bill becoming a pawn in end-of-session budget negotiations, Dayton, too, has expressed support for a bonding bill next year, mentioning continued Capitol restoration bonding and civic center funding for St. Cloud, Rochester, and Mankato. Some lawmakers look to the bonding bill as a funding source for Southwest Light Rail. By using a long-used formula, state officials calculate the state can bond for to up $1.3 billion this coming budget cycle. But Republicans, holding precious bonding bill votes, argue bonding is supposed to be done the second year of the session, not the first. Plus they argue against the state taking on more debt.

Other issues

care insurance exchange in place or face the possibility of having one imposed under the federal Affordable Care Act. The governor speaks of job creation, tax reform, higher education as some of his priorities. Dayton has also mentioned a willingness to take up election reform, noting Sen.-elect Mary Kiffmeyer, R-Big Lake, House photo ID bill author, has indicated an eagerness to renew the effort. Dayton insists that election reform legislation be bipartisan. So here, along with bonding, Republicans have clout. Republicans believe Democrats are poised to overreach, to do too much. They see this as an opportunity for them to win back the House in two years — the Senate isn’t up re-election for four years. “Any tiptoe we take, we’ll be accused of overreaching,” Dayton said. But in some areas Democrats take the overreaching scenario seriously, as they argue for a focusing on the budget and taking a cautious approach to social issues. Capitol insiders and Republicans expectantly watch for disputes breaking out among Democrats, the apparent dream of holding the governor’s office and Legislature souring as rifts within the party broaden and the normal friction between House and Senate, Legislature and governor, warms. Murphy expects some elbows to fly, but downplays the chance for political brawls breaking out. Senate Democrats in caucus have talked about the need for working together. “It’s a real opportunity to get things done,” Goodwin said. “I don’t think it will be anything like it’s been like over the past few years.”

Many other issues await lawmakers. T.W. Budig can be reached The state needs to quickly at tim.budig@ecm-inc.com or have its version of the health facebook.com/sunthisweek.

Farmington Expo on the horizon One of the great Farmington get-togethers Jan. 26

by Andy Rogers

DAKOTA COUNTY TRIBUNE

As the holiday season comes to an end and the temperature outside drops, there are few events on the calendar in the next month to get excited about. That is unless you live in Farmington. The Farmington Expo has been one of the great community get-togethers for at least 15 years. “At the end of January, it’s a month of just being very cold,” Community Education Director Heidi

Cunningham said. “It’s a great opportunity to get out and do something personal.” The Farmington Expo is scheduled from 9 a.m.noon, Jan. 26 at Farmington High School and is free to attend. “It’s different every year,” Cunningham said. It started as an opportunity to register for youth sports and activities in Farmington. While most people now register for activities online, it’s still an opportunity to learn about

what the city of Farmington and Community Education department offer for all ages. The expo has evolved into something much greater. It’s become a place where community members mingle among 2,500 people visiting more than 120 booths staffed by local businesses and organizations. “It’s a great opportunity for people to learn about Farmington,” Cunningham said. Among those participating include dance groups,

the Lions Club, senior center, churches, service clubs, bakeries, construction contractors, and gift shops. There are often giveaways and cooking demonstrations. “Whatever Farmington has, they’re usually there,” Cunningham said. There will also be food available from the Tiger Shack and entertainment in the gym and recital hall.

“It’s a social event, too,” Cunningham said. “It’s a great chance to chat with your neighbors. People take their time to wander around. You talk and learn about what all goes on in Farmington. It’s nice because if you live on the north side, you might not know what’s going on downtown and visa versa. “It’s not just for Farmington either. It’s for any-

one within the school district boundaries like Empire, Castle Rock and Eureka townships and even part of Lakeville,” she said. Registration for a booth is Jan. 4. Questions can be directed to (651) 460-3200. Andy Rogers can be reached at andy.rogers@ecm-inc.com or facebook.com/sunthisweek.

DAKOTA COUNTY TRIBUNE BUSINESS WEEKLY January 10, 2013

Buzz People, places and pursuits creating buzz in Dakota County business this week as submitted by the local business community

Accolades

Dan Sjolseth

Orz Szabo

Receives Dakota-Scott Workforce Investment Board’s Entrepreneur Award

Receives Excellence in Youth Employment Services Award

Dan Sjolseth of Superior Service Center, Eagan, received the 2012 Bob Klas Sr. Entrepreneur Award at the Dakota-Scott Workforce Investment Board’s annual legislative and awards event held Dec. 14 at the Eagan Community Center. The award recognizes a local entrepreneur’s success story. The inaugural award was presented to Bob Klas Sr. in 2008. Award winners are selected based on their success as shown by business growth, the individual’s leadership in the business and/or civic communities, and the mentorship they provide to other entrepreneurs. In 1981, Sjolseth started his business out of his three-car garage at his home in Richfield. Three years later, he leased a 3,000-square-foot facility in Eagan. Four years later, Sjolseth moved his Superior Collision operation to a 12,000-square-foot building in Eagan’s Cedarvale area. In 2008, Sjolseth brought collision business and mechanical repair together under the Superior Service Center banner at one 20,000-square-foot structure in the heart of Eagan’s business and shopping areas. The state-of-the-art facility has 29 employees and more than $4 million in annual sales. Sjolseth is a member and serves on the board of the Alliance of Automotive Service Providers, where he is also on the body shop and mechanical boards. He is a member of the Dakota County Regional Chamber of Commerce, a member of the Eagan Rotary Club, and an Eagan Fourth of July Fun Fest Sponsor.

Orz Szabo, Plus Center, Burnsville, received the Willis E. Branning Excellence in Youth Employment Services Award at the Dakota-Scott Workforce Investment Board’s annual legislative and awards event held Dec. 14 at the Eagan Community Center. The award was just renamed for Branning, a longtime Dakota County commissioner and advocate for youth and youth employment opportunities. The award is presented to an organization, program, employer or an individual in Dakota County who has demonstrated a commitment to and effectiveness in preparing young people ages 14 to 21 to enter the workforce. Szabo is the owner/manager of the Plus Center, which employs the principles of conductive education to assist the complete development of children with motor disabilities. Conductive education is a system of educating children with motor disabilities by combining a traditional school curriculum with a motor control curriculum.

Prime Therapeutics receives innovator award Eagan-based Prime Therapeutics has been awarded the 2012 Innovators in Business – Governor’s Newcomer Award by Florida Gov. Rick Scott for the outstanding contributions of Prime Therapeutics Specialty Pharmacy to the state’s economic growth. Prime was honored during an evening reception at the Florida governor’s mansion in Tallahassee on Dec. 10. The Governor’s Innovators in Business Awards recognize outstanding contributions toward improving and diversifying Florida’s economy plus distinctive community investment efforts, particularly relating to industries targeted for economic development and high wage job growth.

LaDonna Boyd Receives the Mark McAfee Friend of Workforce Development Award

LaDonna Boyd, Rosemount, received the Mark McAfee Friend of Workforce Development Award at the Dakota-Scott Workforce Investment Board’s annual legislative and awards event held Dec. 14 at the Eagan Community Center. The award is presented to an individual who has championed workforce issues at the local, state or federal level. Boyd was the economic development director at Dakota Electric for many years until retiring in early 2012. She has been a champion of workforce and economic development issues at local, state, national and international levels. She chaired the Dakota-Scott Workforce Investment Board for many years and also served on Chamber of Commerce boards, advisory groups for Dakota County Technical College and Inver Hills Community College, and was a leader of other local economic development groups. Boyd was a member of the Governor’s Workforce Development Council, the Minnesota Workforce Council Association, and the Economic Development Association of Minnesota. She also served on committees focused on workforce issues for the National Association of Counties and the United States Conference of Mayors.

Accolades Blue Cross wins CLIO award for ‘Tomorrow’ ad Blue Cross and Blue Shield of Minnesota, Eagan, has received a 2012 CLIO Healthcare gold level award for its “Tomorrow” ad, one of two national gold awards given this year for video entries. The commercial uses humor, real life scenarios and a song parody to motivate Minnesotans to make healthy changes today. Viewers are then directed to the Blue Cross website, where they can find information to get started making healthy lifestyle changes. The CLIO Healthcare Awards is an extension of the CLIO Awards, one of the world’s most recognized competitions for advertising, design and communications. The CLIO Healthcare Awards are executed with the same commitment to excellence and rigorous standards as the CLIO Awards and judged based on standards specific to the health care industry. A list of the 2012 winners and entries is at www.cliohealthcare.com/ catalog/2012/video.

Noteworthy Buffets names two to board of directors Eagan-based Buffets Inc. has appointed restaurant executive Philip Friedman and marketing executive F. Warren Ellish to its board of directors, thereby completing the new sevenmember board of directors formed after the company emerged from bankruptcy. Both executives possess over 30 years of restaurant industry experience and each has held leadership positions at growth and turnaround brands in the restaurant and hospitality industries. The appointments are effective immediately.

Noteworthy Peter Wickersham Prime Therapeutics executive appointed to Pharmacy Quality Alliance Board

Peter Wickersham, senior vice president, cost of care at Eagan-based Prime Therapeutics, has been appointed to a four-year term on the board of directors of Pharmacy Quality Alliance, a collaborative organization committed to improving the quality of medication use across health care settings. As a member of the board, Wickersham will help shape a strategy for measuring and reporting performance information, particularly related to pharmacy care in the community pharmacy sector. Wickersham manages Prime’s clinical, network pharmacy and trade relations teams and leads Prime’s efforts to optimize the cost-effective use of prescription drugs for its clients and to deliver innovative clinical programs that increase the health and well-being of its members. ConvergeOne Acquires G3 Technology Partners ConvergeOne, an Eagan provider of integrated data, communications, collaboration, and customer interaction solutions, is expanding its capabilities through the acquisition of G3 Technology Partners, a business communications and professional services company. G3 Technology Partners provides a wide range of offerings including design, development, integration, implementation, support, and management of converged voice and data solutions. ConvergeOne is one of the leading integrators of data and communications solutions in the United States, with operating companies and locations across the country.

Submission to Buzz The Dakota County Tribune Business Weekly includes promotions, new hires, retirements, awards and other such business news on the Buzz page. If you have an announcement you would like included in this part of the newspaper, send submissions by e-mail to reporter.thisweek@ecm-inc. com, fax to (952) 846-2010 or mail it to the Apple Valley office at 15322 Galaxie Ave., Suite 219, Apple Valley, MN 55124. When sending a photo by e-mail be sure that it is 200 dpi or greater. Include a daytime phone number if someone from the newsroom needs to contact the business for additional information. Deadline is 5 p.m. Friday prior to Thursday edition. Submission of information does not guarantee publication. All items are subject to editing. Tips on what to include in the submission are: names, titles, dates, business name, brief description of the news taking place, brief description of the business, contact names and numbers.

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January 10, 2013 DAKOTA COUNTY TRIBUNE BUSINESS WEEKLY

Forum Commentary and opinion regarding issues in the world of business and public policy

New book has good ideas how to reduce partisan gridlock While the federal government teetered on the so-called “fiscal cliff,” a new book suggests better ways to manage the nation’s affairs. “The Parties Versus the People” by former Oklahoma U.S. Rep. Mickey Edwards points out that the Founding Fathers were generally opposed to political parties. They felt that factionalism would be the undoing of the nation. Given the current political climate, his view is getting more attention. After all, ask yourself this question: Should your member of Congress or legislator be representing the interests of your entire district or only the interests of his or her political party? Unfortunately, the system has evolved, particularly in the last 30 years, not just to expect partisan conflict, but to encourage it, making citizens secondary to a party’s interests. Edwards offers changes that would get us back to what the Founding Fathers intended — that our elected representatives would be working in the common interest, not just for partisan

ECM Editorial

advantage. Unfortunately, a constitutional amendment would be needed to alter the process. That’s unlikely because the people we elect have thrived under the partisan system as it is today. They don’t want things to change, but too many of them are extremists, of either the left or right. The first thing Edwards would do is create an open or non-partisan blanket primary. This form of primary was most recently adopted in California and has also been used in Louisiana and Washington. Today, in Minnesota, you can vote in either the Republican or the Democratic primary, but not both. Edwards’ idea would be to throw the candidates from all parties for a given office together in the primary and then have a run off between the top two finishers. Some districts are so lopsided that the prevailing party is already known

in advance. By having an open primary, two Democrats or two Republicans could advance to the general election, or perhaps a Democrat and a Green or a Republican and a Libertarian. Parties could still endorse candidates, but they would face the likelihood that the candidate who could capture the center of the electorate would be most likely to win. This is preferable to so-called “ranked-choice voting” that encourages extremism. The second thing Edwards would do is create non-partisan panels to oversee redistricting. Thirteen states have done so, and in Arizona, the governor has the power to “impeach” the head of the independent commission for “gross misconduct.” The tension in redistricting is between creating “representative” vs. “competitive” districts. The more competitive the districts, the higher the voter turnout. Incumbents, of course, don’t like competition. It makes it harder to keep their jobs. In Minnesota, the Legislature over-

Schools that work need to share their stories by Joe Nathan

DAKOTA COUNTY TRIBUNE

What are the strengths and shortcomings in public education that most need attention in 2013? Students, families, educators and others who read this column in more than 50 communities from Eagan to Elk River and from Little Falls to Farmington will have their own answers. Here are five key areas that I think should be priorities. • How will Minnesotans make greater use of the most effective district and charter public schools, to help other schools and students? Minnesota has public schools that have closed achievement gaps between students of different races and income levels, schools where students save themselves and their families thousands of dollars by earning two-year college degrees before graduating from high school, schools where students are developing a positive sense of hope, as they learn to set goals and persist in working toward them. Will colleges of education use these schools to help train the next generation of teachers and administrators? Will the state make use of “succeeding schools” to help others? • Will the Minnesota Legislature revise the state’s funding formula to equalize funding among schools that have and

Tribune Columnist Joe Nathan

have not been able to obtain taxpayer support for property tax increases? A statewide task force has proposed ways to do this. Their proposals would increase state funding by several hundred million. How will legislators deal with this issue? • How will the Legislature deal with research on the value of high quality, early childhood education? Studies show that all early childhood education programs are not equally effective. We also know that starting earlier than age 5, and continuing to provide extra help for students from low income and limited English speaking families through third grade, has a major positive impact through at least the late teenage years. But there are many competing lobbies in the early childhood area. Some want all-day kindergarten to be a top priority. Others want to focus on programs that meet just once a week, for two-three hours. Others want to provide more dollars for child care. The 2013 Legislature will face tough questions about priorities here.

• Will we find and use strategies to work more effectively with students having special needs? In a survey of more than 40 Minnesota district, charter and union leaders last year, the single most frequently cited priority was the issue of funding for these students. The federal government has extensive requirements in this area, while providing far less funding than was promised when these rules were adopted. This sets up many frustrating conflicts between families and schools. • Finally, how will foundations, the Legislature and community groups encourage the development of new, innovative and potentially more effective schools? One of the keys to growth in America has been our willingness to encourage innovation. Consider medical advances, cell phones, computers, and cars, as just a few examples. Thanks to readers, and responses welcome. I wish each of you a healthy, fulfilling 2013. Joe Nathan directs the Center for School Change. Reactions welcome, joe@centerforschoolchange.org. Columns reflect the opinion of the author.

Submissions to Forum: www.DakotaCountyTribune.biz

sees redistricting, but unless one party controls state government, it almost always ends up in the courts. As for campaign contributions, Edwards would limit them to be only from individuals who would be constituents, would require all contributions to be direct to candidates so donors can’t hide behind the state party or the “Super PACs,” would require more free radio and TV time for candidates, etc. Edwards has plenty of other ideas to dampen the partisanship. Each deserves robust debate, but how many Americans believe the national interest is served well today? These ideas would make politics more like the Founding Fathers envisioned it: a Congress or Legislature working for the good of all instead of just a political party. This editorial is a product of the ECM Editorial Board. Sun Thisweek and the Dakota County Tribune are members of ECM Publishers Inc.

Dakota County Tribune BUSINESS WEEKLY

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DAKOTA COUNTY TRIBUNE BUSINESS WEEKLY January 10, 2013

‘26 acts of kindness’

Dakota County judge charged with two counts of driving while impaired

Photo submitted

In response to the school shootings in Newtown, Conn., Apple Valley Villa and Augustana Health Care Center of Apple Valley took up the call from NBC news anchor Ann Curry to perform 26 acts of kindness in honor of the 26 victims. Both residents and staff are participating in the effort and are able to anonymously post their acts of kindness on posters at the care center. “We are joining a movement that is looking for positive, life-giving ways to respond to the tragedy. We may forget that this really affects all generations, including people in older generations,” said pastor Sarah Ciavarri, chaplain at the Apple Valley campus. “Performing 26 acts of kindness is a way for residents and all of us to contribute in a positive way.” From left are Augustana staff member Kathy Huff, volunteer Lorraine Anderson, and Apple Valley Villa resident Jennifer Schwake, who are helping at a recent holiday party.

UMore mining project advanced Dakota Aggregates to start 40-year operation in 2013

by Tad Johnson

ity to have the operation shut down the mining when high wind advisories are posted.

DAKOTA COUNTY TRIBUNE

Scores of meetings in 2012 led to the Rosemount City Council to approve on Dec. 18 a mining permit for Dakota Aggregates to start in 2013 its projected 40-year operation to mine hundreds of acres on the University of Minnesota-owned UMore Park property. The council unanimously approved the measure, which includes provisions to help ensure that groundwater flowing from the 900-acre area is suitable for drinking water and that concerns about dust, noise and traffic are addressed. Since there is possible contamination in some of the soils, five new groundwater monitors are expected to alert the city to unsuitable groundwater conditions prior to water reaching three possible future well locations. Eventually, the mining operation will create of a large pond in the southwest corner of the mining area. This pond will be created as part of a wet mining operation, for which Dakota Aggregates, a cooperative between Cemstone and Ames Construction, will mine into the water table and extract sand and gravel using a barge as the center for its operation. The monitoring wells are placed in locations that would capture the slow groundwater flow about five years after it exits the pond.

City officials say groundwater from the pond wouldn’t reach the possible future water wells until about 20 years. If a problem would be detected, it would be long before it could meet a well. City Planner Eric Zweber said those future wells could be built, but the city could continue to supply drinking water without them. While the area projected for the first phase of the mining operation is not located on previously identified contaminated sites included in a Superfund review area as a result of the World War IIera ammunition plant Gopher Ordnance Works, the city, Dakota County and the Minnesota Department of Health have advocated for precaution. Current tests are not enough to ensure contaminated soils won’t be unearthed during the operation, which will include a dry- and wet-mining phase that will dig as close to an edge of the Prairie du Chien aquifer – the underground body of water that supplies drinking water to a host of communities. The monitoring is focused on high levels of concentrations of bacteria, pH, chloride, iron and manganese, according to Zweber. The city says a water

treatment plant would not be needed as a result of the mining operation as has been rumored. Council Member Jeff Weisensel brought up that issue since he had heard some residents were told a $100 million plant would be needed. That the city of Rosemount would need a treatment plant as a result of the mining is a complete absurdity, Weisensel said. Dakota County reiterated in its comments that it will enforce its ordinances with regard to the treatment of contaminated soils. Dakota Aggregates said it will follow all applicable rules in managing soils. During the December approval, the company applied for not only a permit for a 40-year mining operation, but will have annual operation permits considered. The first permit is for Sub-phase 1A, which will occur in the southern edge of the property where aggregate processing machines will be located. No more than 80 acres can be mined at one time in two of the four zones on the property, which Zweber said is far fewer acres than have been mined in other Dakota County mining operations. The city also has the abil-

Bigger picture

The big picture of the approval is that the mining operation is the first step toward the University of Minnesota’s plan to build a sustainable community of housing, public spaces and commercial properties. The ultimate vision is for the property to be a place where 20,000 to 30,000 residents could live. Because the property has what has been called very high quality material for aggregate processing, the university is working with Dakota Aggregates to raise some revenue for its planning process. “This is really a means to an end,” said Community Development Director Kim Lindquist. She said this is setting the framework for future development, and the city will realize the economic benefits of the project. Council Member Mark DeBettignies called the project a win-win for all those involved. Council Member Kim Shoe-Corrigan said the council realizes the weight of the decision as it would affect future councils and shape the future of the city. Tad Johnson can be reached at tad.johnson@ecm-inc.com or facebook.com/sunthisweek.

Michael V. Sovis, a Dakota County District Court judge and an Apple Valley resident, was arrested and charged Dec. 27 with two misdemeanor counts of third-degree driving while impaired after the Lexus SUV he was driving at about 8 p.m. Dec. 24 allegedly hit five parked cars in the 1200 block of St. Clair Avenue in St. Paul, according to multiple news reports. According to the criminal complaint, Sovis was cooperative with officers when they arrived and found his vehicle in a snowbank partially off the road with Sovis inside with his wife – both were uninjured and no one else was injured, the Pioneer Press reported. The complaint said Sovis “had great difficulty” completing field sobriety tests and police stopped the tests out of concern for Sovis’ safety. Sovis, who reportedly needed help standing, told police he had six vodka drinks. He had a blood-alcohol level of 0.29 percent, according to court documents cited by the Pioneer Retirement from Page 1A

adding that most flight attendants wear them when busing trash. Air sickness and passengers’ unfamiliarity with Western toilets were problems aboard a half dozen refugee flights she worked after the fall of Saigon in 1975, she said. South Vietnamese refugees were being flown from Guam to a California Air Force base. Her training over the years covered topics from CPR and basic first aid to extinguishing fires caused by overheated laptop batteries. Once aboard a DC-10 she helped prepare the passengers for a landing emergency, but the suspect landing gear held up and a belly landing was avoided. “But that’s the other beauty of flight attendants,” said Rients, who flew internationally for more than 20 years, mostly to Tokyo. “It’s a sister- and brotherhood that is like no other. ... We all have the same training, and every person who’s ever been in an emergency has said that it just automatically kicks in.” Passengers became more aggressive and demanding over the years, despite a brief post-9/11 calming, Rients said. Some are so absorbed in their headphones they’re hard

Michael Sovis

Press. The legal limit is 0.08 percent. Sovis allegedly hit a parked car before making a U-turn, striking another parked car and accelerating into a snow bank, according to witnesses cited by the Pioneer Press. He was released Christmas morning after posting $12,000 bond, according to jail records cited by the Pioneer Press. Sovis was appointed to the Dakota County District Court in 1998 by Gov. Rudy Perpich and won elections in 1990, 1996, 2002 and 2008. His current term expires in January 2015, according to Minnesota Courts. – Tad Johnson to communicate with. Back in the day, “We wore hats and gloves, and everybody had manners. Now we wear rubber gloves and take self-defense classes. It’s a different world.” After nearly 46 years of flying, Rients said she’s No. 10 in seniority among Delta’s flight attendants at the Minneapolis-St. Paul hub and No. 90 companywide. “What I loved about it was every day was different,” Rients said. “Every day was exciting. When you see two- to four-hundred people a day, there might be something that happens in back of the airplane that the people in the front didn’t even know happened.” One of her most vivid memories is of a panicstricken teenage boy telling her the baby boa constrictor he’d carried onto the plane had disappeared from his pocket. “We did make an announcement to the people,” Rients said, noting that a pocketed snake could never board a plane with today’s heightened gate security. “Everyone was looking around. And we never did find it.” John Gessner can be reached at john.gessner@ ecm-inc.com or facebook. com/sunthisweek.

January 10, 2013 DAKOTA COUNTY TRIBUNE BUSINESS WEEKLY

YEAR IN REVIEW

Dolphins, police shooting made headlines in Apple Valley 2012 by Andrew Miller

DAKOTA COUNTY TRIBUNE

A fatal shooting involving a police officer, the departure of the Minnesota Zoo’s dolphin family, and a drunk driving incident with an unlikely vehicle were among Apple Valley’s top headlines in 2012.

Farewell, dolphins

The Minnesota Zoo’s popular dolphin exhibit, which started in 1978, officially came to an end in October with the relocation of the zoo’s two Atlantic bottlenose dolphins to other facilities in different parts of the country. Semo, age 48 and the oldest male bottlenose dolphin in human care, was moved to Six Flags Discovery Kingdom in California, while Allie, age 25, was moved to the Brookfield Zoo in Illinois. The zoo had to relocate its dolphins to allow for repairs to its saltwater-damaged, 15-yearold Discovery Bay building, zoo officials said. The zoo held open house events in September for visitors to say goodbye to the dolphins. Though the zoo had planned all along to permanently move Semo and Allie to other accredited facilities, officials had originally intended to bring in a new pod of dolphins to Discovery Bay. However, the cost and availability of dolphins made acquiring a new pod not an option, zoo director Lee Ehmke said. As for the Discovery Bay building, repairs are expected to take at least a year, during which time the dolphin tank will remain empty. After repairs are completed, there will likely be a temporary exhibit of rays and fish in Discovery Bay until a larger exhibit can be funded and built.

Officer cleared in fatal shooting

A Dakota County grand jury concluded in June that an Apple Valley police officer was legally justified when he used deadly force in shooting a 48-year-old Apple Valley man

New police chief

Jon Rechtzigel, a 25-year veteran of Apple Valley’s Police Department, was named city police chief in July. Rechtzigel, who began his law enforcement career as a patrol officer in Apple Valley in 1987, had been serving as interim police chief following the retirement of longtime Chief Scott Johnson, who retired in December 2011. He had some competition for the job. The city received 39 applications; along with Rechtzigel, the list of four finalists included Shaun LaDue, former Owatonna police chief; Jeffrey McCormick, Cannon Falls police chief; and Eric Werner, then a Burnsville police captain Photo by Andrew Miller who in August was appointed This Pontiac Grand Prix, pinned beneath a downed utility pole June 19 on Pilot Knob Rosemount police chief. Road, was evidence of the raging storm that ripped through Dakota County the previous night, resulting in power outages, property damage and downed power lines. Pilot Knob Tragedy strikes Road between County Roads 42 and 46 was closed much of the day as crews removed more Tragedy struck an Apple than a dozen downed utility poles and power lines. Valley apartment complex in when responding to a domestic Both officers gave chase, of the weird” Internet sites were July with the shooting deaths disturbance April 29. and when Booth arrived at the abuzz after a January drunk of an estranged husband and The officer, Tommie Booth, top of the stairs he encountered driving arrest at Apple Valley’s wife. According to police, shot 48-year-old Carl Anthony Tatum armed with a handgun. Hayes Arena. Tatum, after Tatum fired two Tatum fired at Booth, and Joel Bruss, 34, was charged 41-year-old Woynshet Woldeshots at Booth inside an Apple Booth fired back, striking him with four counts of driving mariam was shot by her esValley townhome, according to six times. while impaired after he report- tranged husband, Anteneh the investigation report by the Officers began CPR and at- edly operated the Zamboni Tsegaye of Eagan, in the parkMinnesota Bureau of Criminal tempted to control the bleeding while drunk at a youth hockey ing lot outside the South Cedar Knolls apartment complex the Apprehension. as paramedics were en route. event on Jan. 30. According to the investiga- Tatum was taken by ambulance Parents at the city-run arena morning of Saturday, July 14. tion report: to Regions Hospital, where he contacted police during the Tsegaye then turned the gun Booth and Officer Tara was pronounced dead. peewee hockey game to report on himself. Becker were responding to “Both Officers Tommie that the Zamboni operator was Both had died by the time a 911 call made by an Apple Booth and Tara Becker acted driving erratically and appeared police arrived. A shotgun was Valley woman who reported decisively and professionally in to be intoxicated. When offi- located near the bodies. she was the victim of domestic all aspects of the actions they cers arrived on the scene, they The deaths marked the strangulation. Upon arrival at took during this incident,” Da- observed Bruss struggling to dark final chapter in the couthe townhome complex on the kota County Attorney James maneuver the Zamboni, as he’d ple’s troubled, often abusive 13900 block of Herald Court, Backstrom said in June. “Both gotten the ice-resurfacing ma- relationship. Prior to the fatal Becker spoke with the female of these officers should be com- chine stuck half on and half off shootings, police had responded to domestic-dispute calls victim in her car outside the mended for their heroic ac- the ice. townhome and Booth spoke tions in this traumatic incident Police, noting a strong odor involving the couple, who were with Tatum, at first inside the which tragically, but justifiably, of alcohol, performed field so- married in 2007 but had not townhome and then on the resulted in the death of Carl briety tests and arrested Bruss been living together. front steps outside. Tatum.” for DWI. His blood-alcohol Woldemariam, an Ethiopi After consulting with each An officer shooting that re- concentration was 0.32, four an immigrant and naturalized other, the officers concluded sults in a death is reviewed by a times the legal limit for driving, citizen who worked as a nurse, there was probable cause to grand jury, according to a long- according to the criminal com- had been arrested for hitting Tsegaye and was convicted arrest Tatum; Booth informed standing policy of the Dakota plaint. Tatum he was under arrest for County Attorney’s Office. Bruss resigned from his on domestic abuse charges. domestic assault, and at that part-time job as arena build- However, in June 2010 a dispoint, Tatum ran back into the Zamboni DWI ing supervisor with the city of trict judge awarded custody home, up a flight of stairs and It’s not often a DWI arrest Apple Valley shortly after the of the couple’s two children to Woldemariam, noting that makes national news, but “news incident. into the living room. she was the victim of ongoing

emotional, physical and sexual abuse. Following the shooting, the couple’s two children – a 5-year-old girl and a 4-year-old boy – were placed in protective custody as Woldemariam’s relatives worked with social services to obtain custody of the children.

Condo fire

A fire ravaged an Apple Valley condominium complex in December, injuring two people – including a firefighter – and displacing seven residents. Eight units were rendered uninhabitable in the Dec. 7 four-alarm fire at the Valley Way Village condos just northeast of the County Road 42-Pilot Knob Road intersection. An adult male resident of the condos was hospitalized for burns and smoke inhalation, and an Apple Valley firefighter suffered non-life threatening injuries after getting caught under a ceiling that caved in. The injured firefighter was back on duty the following week. The Red Cross assisted with recovery efforts for the seven residents whose units were destroyed.

New clubhouse

Valleywood Golf Course saw the opening of its new clubhouse this fall after about a year of construction. The $3.2 million facility boasts a pro shop, bar and grill, and a main dining room with seating for about 150 people. The city-run golf course’s old clubhouse, which was built in 1980 and had been showing structural defects, was demolished. A ribbon-cutting ceremony for the new facility was held Sept. 27. This winter the clubhouse will play host to the Frozen Apple, a community concert series sponsored by the Apple Valley Arts Foundation. Andrew Miller can be reached at andrew.miller@ecm-inc.com or facebook.com/sunthisweek.

Remember this? Projects, people leave their marks Rosemount in 2012 by Tad Johnson

DAKOTA COUNTY TRIBUNE

The past year in the city of Rosemount has been marked by progress, excellence, departures and welcomes and inspirational stories. As signs of the economic recovery coming to Rosemount, businesses brought new jobs, housing starts picked up and visions for new developments took shape. People came together in a variety of ways in 2012 from annual community festivals and activities to a new event centered around a fictional book about an inquisitive young girl. On the political front, among the new elected offi-

plans. If all goes as expected, Doran would construct a building with a value between $10 million and $15 million and have the land sold to it for $1. Community Development Director Kim Lindquist said Senior housing this is a long time in coming, This month residents are but that the city is excited about expected to see concept draw- moving forward with the projings of what a proposed 80- to ect. 90-unit senior housing building and attached 5,000-square-foot The chiefs senior center might look like The city said goodbye on on the 1.6-acre area where St. May 31 to longtime Chief of Joseph Catholic School used to Police Gary Kalstabakken, who stand along with some residen- had led the department since tial homes. 1998. Bloomington-based Doran Kalstabakken left the city to Development LLC is working take on a new position managwith the city to bring forth the ing the information delivery

cials will be a new state senator and representative and one new City Council member. Here’s a look back at the news from 2012 and, in some cases, what’s ahead.

system for the Minnesota Bureau of Criminal Apprehension. “This allows me to stay in the criminal justice field but working in a different capacity,” Kalstabakken said. When the former Richfield Police Department lieutenant was hired, Rosemount’s population hovered around 13,000 and the city had 12 officers working the streets. Now the city boasts over 22,000 residents and has 22 officers. “I wanted to be a chief in the metro area and Rosemount gave me the opportunity,” Kalstabakken said. Eric Werner, a police cap-

tain in Burnsville since October 2004, started in his new post as chief Sept. 14. Werner was selected from among three finalists. The other finalists were Jewel Ericson, police lieutenant in Rosemount, and Michael Marben, police captain in Apple Valley. More about Werner is in a related story.

will be seated after the first of the year when Council Member Jeff Weisensel will begin his second term. The two outdistanced challengers Joe Zanmiller and Joe Kurle, who advanced to the general election after being among the top four of six candidates in the primary. Matt Kearney, who was appointed to fill a council seat vacated by state Rep. Kurt Bills’ New council member election in 2010, declined to Vanessa Olson Demuth seek a second term. won election to the Rosemount City Council on Nov. 6, gar- New pastor nering the most votes among Though he started work as a four-candidate field for two, the new pastor of St. Joseph four-year positions. Catholic Church last summer, See Rosemount, Page 7A The new council member

DAKOTA COUNTY TRIBUNE BUSINESS WEEKLY January 10, 2013

YEAR IN REVIEW Election leads to political musical chairs in Apple Valley and Rosemount by Tad Johnson

Bills loses U.S. Senate bid, Branning retires, Gerlach goes from senator to commissioner

DAKOTA COUNTY TRIBUNE

Politicians from Apple Valley and Rosemount emerged in the spotlight in 2012, garnering statewide attention for their campaigns and their wins or losses. First among them was Rosemount High School teacher and one-term state Rep. Kurt Bills who earned the Republicans’ endorsement to run against U.S. Sen. Amy Klobuchar in a race where Bills framed himself as the underdog to Klobuchar’s well-funded, poll-dominating campaign. Even though Bills lost by a 65.23-30.53 percent margin, he described it as a “winning experience.” “I feel I was a person who was a citizen stepping up to serve and keeping the greater good in mind,” Bills said. “I really hope I helped people learn the difference between economic virtue and political virtue.” He said if he had it to do over, he would invest more time seeking funding for TV and advertising. “I don’t know if it would have yielded any different results but it would get your name out there,” Bills said. Bills says he is excited to again be a full-time social studies teacher, having taught classes in microeconomics, Rosemount from Page 6A

the Rev. Paul Jarvis was installed as the 15th pastor of the church in January. A whole weekend of events surrounded the installation of Jarvis, who said the celebration was not about him but about the congregation’s and its 144year history in Rosemount. “In an age of greater and greater anonymity, when folks don’t know (and perhaps don’t want to know) their neighbors, St. Joe’s celebrated that it is the modern-day equivalent of the village that the original settlers here created and wanted for themselves,” Jarvis said. “Where folks are known and trusted, and can know and trust others. It’s this sense of community, it’s this village that was able to build both a church and then a school within 10 years. This all preceded my coming. And so this celebration was really about the parishioners.”

Business changes

AMF City Limits Lanes closed in July without notification to frequent users of the bowling center at 15400 Robert Trail in Rosemount. The closure came on the heels of the shuttering of other AMF bowling centers across the country. The Mechanicsville, Va.-based AMF Bowling Worldwide Inc. said with the other closures that they were business decisions. The city of Rosemount had

macroeconomics and American government and politics. He taught first-hour economics while serving in the House and while seeking a U.S. Senate seat. “I’m just going to enjoy being a full-time teacher again and watch my four kids grow up,” he said. “I also plan to focus on educating students, getting them involved in understanding the political process regardless of political party affiliation; this whole process will help me become a better social studies teacher.” Bills, who has not said if he will run for political office again some day, said he handed off some files, specifically some pertaining to education issues, to his successor, Anna Wills, a Republican taking the reins of House District 57B. Wills, of Apple Valley and previously a legislative aide, filled the void left by Bills by defeating DFL candidate Jeff Wilfahrt, the father of a gay U.S. Army soldier who was killed in Afghanistan. She was the lone Republican to win an open legislative seat. She won by a 6.5 percent margin – 11,906 to 10,452. Wills’ rise to the House is not unlike that of her cohort in District 57. Tara Mack, also an Apple Valley resident and former legislative aide, won re-election to

her second term by defeating DFLer Roberta Gibbons, an Apple Valley resident, past political and school volunteer who works in the insurance industry. Mack, whose new district subtracted a portion of Burnsville and added a portion of Lakeville – emerged with nearly the same margin of victory, too, 6.9 percent – 11,420 to 9,941. While it is no surprise that the House districts were captured by Republicans – the seats have been mostly held by the GOP in past decades with some DFL wins only in recent years – former Rosemount High School principal and Apple Valley resident Greg Clausen became only the third member of the DFL Party to serve a Senate district that covers Apple Valley and/or Rosemount since 1967 and the first in 23 years. Clausen, who is employed part-time by District 196 writing grants – attributed his win over Pat Hall, an Apple Valley pastor and former businessman, to a lot of door knocking and expressing to voters that he would work in a bipartisan manner in the Senate. “That was a concern of a lot of people out there,” he said not long after leaving an election night gathering in Rosemount. “They see the gridlock happening and a lack of compromise.”

Clausen’s margin of victory 54.0 to 45.7 percent (23,89020,199) is possible evidence of that show of bipartisanship considering that both House districts in 57 went for Republicans by a 6 percent margin. The last DFLer to serve the Senate for Apple Valley or Rosemount was Darril Wegscheid of Apple Valley (1983-89) when the district was comprised of Apple Valley, Rosemount, Farmington, Hastings and townships in Dakota County to the south and east. The other DFLer was the first known Hispanic to serve in the Legislature, according to Senate archives. Conrad M. Vega, a social studies teacher at Lakeville High School, served Rosemount from 1977-82 when the Senate district didn’t include Apple Valley but instead encompassed Hastings, Inver Grove Heights and South St. Paul where Vega resided. Clausen’s win helped swing the power of the Senate to the DFL on a night when Democrats also captured the House. There were four other DFL wins in legislative races in the Sun Thisweek coverage area. Previously all 12 of those seats were held by Republicans.

Clausen won former Sen. Chris Gerlach’s Senate seat, which he had held since 2004. Gerlach announced in March he would not seek reelection so he could spend more time with this family and two young sons and concentrate on his business – Eagan-based Capitol Direct, a direct mail company. “I don’t want to be an absent father,” said Gerlach who also served in the House for six years. Gerlach said two months later that he would run for the vacancy on the Dakota County Board after Willis Branning, 74, announced his retirement on May 8. Branning had served as commissioner since he was elected in 1997, in addition to being an Apple Valley City Council member (1969-75 and 1980-84) and mayor (1976-77, 1985-90 and 1992-96). “I need some time to get up and go to breakfast with my wife,” said Branning, a former mechanical engineer with Univac. He endorsed Apple Valley Mayor Mary Hamann-Roland for the District 7 seat, but that was about a week before Gerlach jumped into the ring. “While I am ready to retire from the high level of intensity and partisan politics of St.

a bowling alley since George and Muriel Hammond built the building in 1962 and called it Satellite Lanes. MGM Liquor Warehouse in Rosemount moved from its current location to the space once occupied by Shenanigan’s Liquor in Rosemount Crossing. MGM earned approval of a liquor license for its future location Feb. 6, when operators said they would relinquish the license at the current location in Rosemount Crossing. “We are pretty excited about that,” MGM operator Mike Maglich said of the move. He said the new, larger space will allow the business to expand its offerings contained in its cooler along with having more specialty products and wine. Shenanigan’s ownership cited the competition from the Cub store as one of the reasons it closed Dec. 31, 2011, after 35 years in business under two different names and three owners. Terry’s Hardware showed its independent streak this spring when it dropped its affiliation with Ace Hardware, removing the national franchise designation from its name and erecting a new sign. Pete Terry, the son of the business’ first-generation founders, Chuck and Darlene Terry, said the business is out to forge a new identity by communicating all the things the store offers.

Terry said the main reason for the move was the ability to promote and price his own products, which number more than 40,000. “We are whatever the customer wants to be,” Terry said. In nearly an aside to a September presentation regarding development possibilities at the northeast corner of Highway 3 and County Road 42, the Planning Commission reviewed that Country Inn & Suites submitted a drawing depicting what a hotel development near the junction might look like. The plan is part of the proposed development by KJ Walk Inc., which includes a Super America gas station and car wash on the east end of the property, which ran into some resistance from neighbors because of traffic and environmental concerns.

The site provides information to help visitors looking for shopping, dining or entertainment and aims to be a place where residents can gather to share news, talk about what’s going on in town and connect with others. “We always have a pot of coffee on,” said RAAC Member John Loch, a longtime area resident and retired pharmacist.

thought it could be worth the As for his book, it has exmoney.” ceeded expectations for sales (profits are going to charity) Mark Weber and attention as he packed a Another Rosemount resi- book launch event in St. Paul. dent found support from “More than anything, it’s a people all over the world for a focus not upon dying, but upon much different reason. living with purpose,” he said. Retired Army National Guard Lt. Col. Mark Weber, Turning up roses who has been battling Stage The Rosemount High 4 inoperable gastrointestinal School Marching Band was incancer since he was diagnosed vited in October to perform in in June 2010 at age 38, has in- the 125th annual Tournament spired countless people after his of Roses Parade in Pasadena, story gained wide attention in Calif., Jan. 1, 2014. 2012. The band was chosen from His battle was eloquently among more than 50 groups related when he gave the Army that applied for 16 openings. Birthday address in June at the “After we were told, I was Minnesota History Center, ecstatic,” band member Niwhen he received the Legion cole Hutchinson said. “I could of Merit Award from the chair- not believe that my hometown man of the Joint Chiefs of Staff marching band, one that my in August, and in December family had been a part of for when he wrote his 224-page the past seven years, was going to be participating in an event memoir in six weeks. “There are simply no words that only the best of the best get to describe his effort to come to be in.” see me,” Weber said of U.S. The band is raising money Army Gen. Martin Dempsey to help defray trip costs and coming to Rosemount. “Such will be perfecting its music and affirmation is the dream of any marching this summer and fall. employee.” “The challenge of competi “I’ve been around Mark We- tion really brings us together,” ber a lot in some incredibly dif- Hutchinson said, “and the exficult circumstances,” Dempsey citement of all our hard work said during the ceremony, “and paying off is the greatest feeling it was not only what he got in the world.” done but how he got it done.” Mark’s wife, Kristin, to Tad Johnson can be reached at whom he focused his remarks tad.johnson@ecm-inc.com or at the ceremony, received the facebook.com/sunthisweek. Minnesota Superior Civilian Service Award.

Front Porch

Rosemount Area Arts Council volunteers opened the Front Porch, a visitors bureaustyle outpost at the Rosemount Steeple Center in December, to fund programs and events that are held at the local venue. The council is responsible for scheduling volunteers to staff the site Tuesday through Thursday from 10 a.m. to 5 p.m. and on Fridays from 10 a.m. to 3 p.m., subject to private events taking priority. In exchange the city will provide the Steeple Center for arts council events for free.

Gerlach and the County Board

Billboard lands man job

This spring, all Rosemount resident Bennett Olson wanted was a job. Within a week of it first appearing, Olson had landed a job with Laser Design & GKS Services, a Bloomington-based 3D scanning company, as a sales and marketing associate. That was after his unusual idea landed his face, voice and story on local, national and worldwide newspaper pages and radio and television stations. Olson says he didn’t expect a media circus to broadcast his need for a job, but it allowed him to parlay his $300 billboard buy into thousands of dollars of air time to tell his story, including a phone interview on CNN. “I didn’t think it would be this big,” said Olson, who was sent words of job-search encouragement from as far away as South Africa and Bulgaria. “It was just something that popped into my head. It was an inexpensive way to do it. I

Paul, I am not ready to end my service and relationship with the people of Apple Valley and Rosemount,” Gerlach said at the time. Hamann-Roland later dropped out of the race, and Gerlach ended up facing Vicki Swanson of Apple Valley in the general election. Gerlach won the election by 20 percentage points – 15,625 to 10,300 votes.

Notes

Remember this? Former Pennsylvania Sen. Rick Santorum won the Republican presidential candidate preference ballot in February. He far outpaced his closest rival – Ron Paul – earning 45 percent of votes to Paul’s 27 percent. Eventual Republican nominee Massachusetts Gov. Mitt Romney was a distant third with 17 percent. It wouldn’t be the last time Romney would lose in Minnesota. He lost the state in the general election to President Barack Obama – 52.6 to 44.9 percent – on a night when Obama was re-elected to a second term. Tad Johnson can be reached at tad.johnson@ecm-inc.com or facebook.com/sunthisweek.

January 10, 2013 DAKOTA COUNTY TRIBUNE BUSINESS WEEKLY

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Financial Sense

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Ten money resolutions you can keep for the New Year

Want to start the New Year the right way? Then choose a New Year’s resolution worth keeping. Why not pick one that can make a real difference where it counts — in your bank account? No need to be a hero here. Focusing on just one money resolution (instead of several) gives you the best chance of actually sticking to it, said John W. Eckel, CFP, at Pinnacle Investment Management in Simsbury, Conn. “Limit yourself. You don’t want to get overwhelmed by trying to tackle too much.” Where to start? Try these ideas, then repeat after us: “I resolve to…(insert your resolution here): 1. Get (or recommit to following) a financial plan. If you have big goals, like buying a home or retiring on your own terms, having a financial plan puts you in a much better position to attain them, accord-

ing to Eckel. “If you don’t have a map to a destination, you’re probably not going to reach it.” So if you don’t have a financial plan — a road map for reaching your goals — enlist a Certified Financial Planner professional to create one for you. To find a personal finance expert near you, visit the Financial Planning Association’s national database at www.FPAnet.org/ PlannerSearch/PlannerSearch. aspx. If you already have a plan, how about resolving to revisit the plan, then redoubling your commitment to following it? 2. Establish (or rededicate yourself to following) a household savings and spending plan. Having a firm grasp of what you take in and what you spend each month is key to controlling your own financial destiny. By implementing a household budget, you’re empowering yourself to be a wiser spender and saver. For guidance on how to set up a spending plan,

check out: www.FPAnet.org/ ToolsResources/ArticlesBooksChecklists/Checklists/Other/ ASpendingPlanBudgetPrimerorReminder/. 3. Save (or save more) for retirement. The numbers are daunting: Members of Generations X and Y likely will need a nest egg of $2 million to $3 million to live comfortably during retirement. Regardless of your generation, saving for retirement is a huge priority. It starts by committing to fund some kind of retirement plan, whether it’s an IRA, a workplace 401(k) or some other vehicle. If your employer offers one, take advantage of it; if not, ask a financial planner to help you set up an IRA. If you already have one, consider increasing your regular contributions. Even a modest increase today can make a major difference later. 4. Save (or save more) for a child’s education. With college

tuition costs continuing to skyrocket, it’s never too early for parents (and grandparents) to create (or increase their funding of ) a college savings plan, such as a tax-favored 529 plan. Consult a financial adviser to determine the best savings options for your family. 5. Establish (or add to) an emergency fund. Prepare yourself for life’s unexpected twists — job loss, a health crisis — with a savings account in which you set aside funds to cover the financial burden of unforeseen events. 6. Get insurance to better protect assets and loved ones. A relatively modest investment in an insurance policy can afford you and your loved ones muchneeded protection in the case of disability, death and other circumstances that can financially decimate a family. To determine whether life insurance, disability insurance, umbrella insurance and/or other policies

make sense for you, consult an insurance professional. 7. Rely less on credit cards in order to reduce debt. A high level of debt can wreak havoc on a person’s finances. To keep from falling into a debt hole you’ll have a tough time climbing out of, resist the temptation to use credit when you don’t have cash on hand, and take steps to chip away at the debt you already have. Advice on reducing debt can be found here: www.FPAnet.org/ToolsResources/ArticlesBooksChecklists/Checklists/CreditDebt/10 WaystoCutYourDebtNow. 8. Make (or update) beneficiary designations. You want the money you’ve put into assets such as life insurance policies, retirement accounts and annuity contracts to land in the right hands when you die. The best way to ensure that is to revisit the beneficiary designations associated with those assets, and update them as needed.

9. Talk to a tax adviser about ways to lessen the tax burden. One hour spent with an accountant or tax expert can yield significant savings on your tax tab. 10. Take stock of your investment portfolio. A diversified investment portfolio is a must for protecting your nest egg. These days, however, diversifying with stocks and bonds alone may not afford your portfolio enough protection. Your best bet is to talk with a financial professional about other options, such as so-called alternative investments, to diversify your portfolio.

RSVP to Jessy Annoni (651) 2889202 or jannoni@dcrchamber.com. • Friday, Jan. 11, noon to 1 p.m., The Changing Needs of Employers in the 21st Century, DARTS, 1645 Date-specific Dakota County Regional Marthaler Lane, West St. Paul. Information: Kathy Mutch, (651) 403Chamber of Commerce events: • Thursday, Jan. 10, 8 to 9 a.m., 7002, kathy.mutch@isd197.org. Coffee Break, Home Federal, 2805 • Wednesday, Jan. 16, 7:30 to Dodd Road, Suite 160, Eagan. In- 9 a.m., Business Owner’s Roundformation: Jessy Annoni at (651) table, DCR Chamber, 1121 Town 288-9202 or jannoni@dcrchamber. Centre Drive, Suite 102, Eagan. Information: Kelly Schaefbauer at com. • Friday, Jan. 11, 7:30 to 9:30 kschaefbauer@danburyit.com. a.m., Legislative Breakfast, Brown • Thursday, Jan. 17, 7:30 to 9 College, 1345 Mendota Heights a.m., Eagan Area Business CounRoad, Mendota Heights. Cost: $20. cil, DCR Chamber, 1121 Town Cen-

tre Drive, Suite 102, Eagan. Eagan Police Chief James McDonald will give an update on crime statistics and upcoming plans. Information: Jessy Annoni (651) 288-9202 or jannoni@dcrchamber.com. Apple Valley Chamber of Commerce events: • Wednesday, Jan. 16, 11:30 a.m. to 1 p.m., Chamber Luncheon, LaGrand Conference Center. Cost: $15 for members, $20 for nonmembers. RSVP to Kristy@applevalleychamber.com. Burnsville Chamber of Commerce events: • Thursday, Jan. 24, 11:30 a.m. to 1 p.m., Annual Membership Luncheon, Best Western Nicollet Inn, 14201 Nicollet Ave. S., Burnsville. Cost: $20. RSVP to Maranda at (952) 898-5642 or maranda@ burnsvillechamber.com. Lakeville Area Chamber of Commerce events: • Friday, Jan. 11, 8:30 to 9:30 a.m., Teacher Appreciation Breakfast, Lake Marion Elementary School. • Monday, Jan. 14, 6 to 9 p.m., College Financial Planning Night, Lakeville South High School. • Thursday, Jan. 17, 2:30 p.m., Teacher Appreciation Visit, Area Learning Center. • Thursday, Jan. 17, 5 to 7 p.m., Business After Hours, Life Wellness Center, 10551 165th St. W. River Heights Chamber of Commerce events: • Friday, Jan. 11, 7:30 to 9:30 a.m., Legislative Breakfast, Brown College, 1345 Mendota Heights Road, Mendota Heights. Cost: $20. Registration required. Information: Jennifer Gale at jennifer@riverheights.com. • Tuesday, Jan. 15, 11:30 a.m. to 1:30 p.m., Keep it Local for Lunch, Loyal Order of Moose Lodge #1088, 5927 Concord Blvd., Inver Grove Heights. Information: Chaz Kleinsteuber at chaz@riverheights.com. • Tuesday, Jan. 15, 4:45 to 5:45 p.m., Member Ally Group Meeting. Location to be determined. Information: Chaz Kleinsteuber at chaz@ riverheights.com. • Thursday, Jan. 17, 5:30 to 7 p.m., Annual Meeting, Southview Country Club, 239 E. Mendota Road, West St. Paul. Cost: $45. Information: Jennifer Gale at jennifer@riverheights.com.

sionals, an independent business networking group, meets the first and third Tuesday of the month at JoJo’s Rise and Wine in Burnsville from 8 to 9 a.m. The group is focused on creating interpersonal relationships to grow business-tobusiness referrals. Yearly dues are $65. New members are welcome. Members are limited to one per professional category. For more information, contact Jeff Rothmeyer at JeffR@Roundbank.com or see www.CreativeNetworkingProfessionals.com. Dakota Business Partners meets every Tuesday from 8:159:30 a.m. at AmericInn, 17145 Kenyon Ave. (just off Interstate 35 and County Road 50), Lakeville. For why our group is different and more information visit www.dakotabusinesspartners.com or find us on Facebook. Network Unlimited South Valley Chapter, a professional networking chapter, meets Thursdays from 4:30 to 5:45 p.m. at Valley Tap House, 14889 Florence Trail, Apple Valley. To see if your category is open go to www.NetworkUnlimited. org. Network Unlimited Eagan Chapter, a professional networking chapter, meets Tuesdays from 4:30 to 5:45 p.m. at Caspers Cherokee of Eagan, 4625 Nicols Road, Eagan. To see if your category is open go to www.NetworkUnlimited. org. BNI – The Valley Networkers Chapter of Business Networking Intl. meets Thursdays at 11:30 a.m. at the DCTC Apple Valley Site at 14200 Cedar Ave. BNI is a networking group for business owners who are looking to increase their revenue. Only one person from each profession. Bring your own lunch. For more information, call Paula Sevenich at (952) 891-4057 or visit www.bni-mn.com BNI – Networking meets Thursdays at 7:15 a.m. at the Round Bank in Farmington. For more information, contact Ellen at (952) 412-5287 or Lanny at (612) 386-2660. BNI – Power Lunch Chapter meets Wednesdays at 11 a.m. at the Lakeville Brunswick Zone, 11129 162nd St. W. For more information, call Maggie Kase at (952) 230-1602 or visit www.bni-mn.com. BNI – Power Links Chapter meets at 7:30 a.m. Thursdays at Highview Hills Senior Living Center, 20150 Highview Ave., Lakeville. Information: Michelle Reisenauer, (612) 868-2950 or mreisenauer@ charter.net. BNI – Leads 2 Referrals meets from 7:30 to 9 a.m. Tuesdays at Jeff Belzer’s dealership (second floor cafeteria), 21111 Cedar Ave.,

Lakeville. Information: Kari Switala, (612) 298-3487. Professional Referral Exchange of Burnsville meets every Wednesday for breakfast at Denny’s Restaurant. Meetings begin at 7 a.m. For more information, contact Jo Baecker, area director, at (612) 618-5347 or visit the website www.prorefx.com. Elite Executives Chapter of Business Networking International meets each Tuesday 7:30-9 a.m. at the Eagan Community Center, 1501 Central Parkway Eagan. This lively referral group can help you grow your business. Membership is limited to one person from each category. Visitors are welcome. For more information, contact Jay Taylor at (651) 688-3100, jay.taylor@ hitechmn.com. Find the chapter’s website at bnimn.com. Beta Sigma Phi, Preceptor Alpha Delta Chapter, meets the second Wednesday of every month at 7:30 at a member’s home. For information, call (952) 894-8831. Network Results Chapter of Business Network International, networking for local business owners, only one person from each profession. First two meetings are free. We meet every Wednesday for breakfast, 7-8:30 a.m. at Roasted Pear, 14200 Nicollet Ave. S., Burnsville. Call Jim Culpepper for more information: (612) 655-4339. Networks Plus - Diversified Business Professionals Chapter of Business Network International, a business referral organization. Meetings will be held Thursdays 11:30 a.m. – 1 p.m. at Savage City Hall, 6000 McColl Drive, Savage, MN. All professionals are invited to attend. Call Crystal (952) 314-8676. Networking coffee group at Caribou Coffee will meet from 9:30-11:30 a.m. at Caribou Coffee, 14638 Cedar Ave., on the second and fourth Mondays of the month. Call (763) 783-4767 to register. Grapevine Network “Common Denominator” Group meets Tuesdays from 7:30-8:45 a.m. at Coldwell Banker Burnet, 190 Cobblestone Lane, Burnsville. For information, call (952) 746-5611 or visit www.thegrapevinenetwork.com. Grapevine Networking Group meets Wednesdays from 7:30-8:45 a.m. at Coldwell Banker Burnet, 190 Cobblestone Lane, Burnsville. For information, call (952) 746-5611 or visit www.thegrapevinenetwork. com. Kingdom Advisors members meet monthly for fellowship, training, networking, prayer, and sharing of best practices. Ron Blue or other recognized speakers (via DVD) cover a topic each month helping members integrate and apply Biblical financial wisdom into their pro-

fessional advice. Visitors welcome. The S Metro Group meets at Family Financial Services, 151 W. Burnsville Parkway, Burnsville, from 7:30 to 9 a.m. on the fourth Tuesday of each month. POC is Jeff Robinson at (952) 890-6611. The SE Metro Group meets at 2918 Upper 55th St., Inver Grove Heights, the first Thursday of each month from 12 noon to 1 p.m. (bring your lunch). POC is Ginger Ewing at (651) 3891177. SMART (South Metro Area Referral Team) Business Networking Group meets the second and fourth Tuesday of every month from 8 to 9 a.m. at the Mediterranean Cruise Cafe, 12500 Nicollet Ave., Burnsville. We are a networking group based on relationships and charitable giving. Openings are available. Visit smartmnnetworking. com. Questions – contact Arlene Seifert at (952) 898-1777. The S.T.A.R. (South Twin Cities Area Referral) Networking Group meets 8 to 9 a.m. every Wednesday at Bremer Bank, 17600 Cedar Ave, Lakeville. Openings are available. For questions, call Kathy Andrade at (952) 997-1306. SHiFT network events are held Thursdays from 6:30 to 8 p.m. at Inver Hills Community College, 2500 E. 80th St., Inver Grove Heights. SHiFT is a nonprofit network connecting adults in mid-life transition with opportunities to seek meaningful work, new avocations, and a supportive community (www. shiftonline.org). Members: Free. Guests: $5. Women’s Business Exchange meets the fourth Wednesday from 11:30 a.m. to 1 p.m. at Baskets On Occasion, 4580 Scott Trail, Suite 204, Eagan. Fee: $5 per meeting. For more information, contact Mary at (651) 994-8392 or visit www. meetup.com/womens-businessexchange-eagan.  Seed Your Business referral-based networking group meets the first and third Wednesday at noon at Baskets On Occasion, 4580 Scott Trail, Suite 204, Eagan. Fee is $5 per meeting. Up to two professions per person. Contact Mary at (651) 994-8392. Rise and Shine Networking Group meets the second Wednesday every month at 8 a.m. at Baskets On Occasion, 4580 Scott Trail, Suite 204, Eagan. Fee is $5 per meeting. Information: Mary at (651) 994-8392 or meetup.com/riseandshine networking group. Referrals from the Heartland Networking Group meets 7:30 to 9:00 a.m. Tuesdays at: Heartland Credit Union, 5500 S. Robert Trail, Inver Grove Heights. Information: Sherry Buckley at Sherry@SherryBuckley4U.com.

Calendar

To submit an item for the Calendar, email it to darcy.odden@ecminc.com or fax (952) 846-2010.

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Ongoing Platinum Partners, a chapter of BNI, welcomes one representative from each profession and meets every Wednesday morning from 7:30 to 9 a.m. at the Lakeville Green Mill. To learn more, call Amy at (952) 226-7741. Creative Networking Profes-

This column is provided by the Financial Planning Association of Minnesota, the leadership and advocacy organization connecting those who provide, support and benef it from professional f inancial planning. FPA of Minnesota can be found online at www.fpamn.org.

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PUBLIC NOTICE PUBLIC NOTICE PUBLIC NOTICE PUBLIC NOTICE PUBLIC NOTICE PUBLIC NOTICE

Notice of Hearing by Publication (Minn. Stat. § 518B.01, subd. 8) State of Minnesota County Dakota District Court First Judicial District Court File Number: 19WS-FA-12-1984 Case Type: Domestic Abuse In the Matter of: Mary Helene Majera, Petitioner vs. Marinna Maria Guadalupe Lopez, Respondent To Respondent named above: An order has been issued directing you to appear at 1 W. Mendota Rd. #140, West St. Paul, MN 55118 on January 30th, 2013 at 9:00 a.m. and explain why the relief sought in the Petition for the Order for Protection should not be granted. You may obtain a copy of the Petition and any order issued from the court from the Dakota County Court Administrator’s Office. If you do not appear at the scheduled hearing, the Petitioner’s request may be granted as a default matter. Failure to appear will not be a defense to prosecution for violation of the Court’s Order. Date: 1/8/2013 Carolyn M. Renn Court Administrator Kelly L. Deputy 3267397 1/10/13

PUBLIC NOTICE

NOTICE TO CREDITORS To: All Creditors of World Buffet Inc. This notice to Creditors is given pursuant to Minnesota Statutes Section 302A.727 and gives notice: 1. That World Buffet Inc. has dissolved and is in the process of winding up its affairs. 2. That World Buffet Inc. has filed with the secretary of state a notice of dissolution. 3. That the date of filing this notice of dissolution was December 11, 2012. 4. The address of the office to which written claims against the corporation must be presented: Paulson Law Firm PLLC, 1434 Appaloosa Trail, Eagan, MN 55122. 5. All claims must be received within the later of 90 days after published notice or, with respect to know creditors or claimants, 90 days after the date on which written notice was given to that creditor or claimant. Published notice is considered given on the date of first publication for the purpose of determining this date. Dated: December 28, 2013. By: /s/ Jon E. Paulson Paulson Law Firm PLLC Attorney for World Buffet, Inc. 3259573 1/3-1/24/13

PUBLIC NOTICE

NOTICE OF INFORMAL PROBATE OF WILL AND APPOINTMENT OF PERSONAL REPRESENTATIVE AND NOTICE TO CREDITORS STATE OF MINNESOTA COUNTY OF DAKOTA DISTRICT COURT PROBATE DIVISION FIRST JUDICIAL DISTRICT Court File No. 19HA-PR-12-798 Estate of GERTRUDE M PETERSON, Decedent Notice is given that an application for informal probate of the Decedent’s will dated MARCH 24, 2012, and codicil(s) to the will, dated _____, and separate writing(s) under Minn. Stat. 524.2-513 dated _____(“Will”), has been filed with the Registrar. The application has been granted. Notice is also given that the Registrar has informally appointed Gary D Peterson , whose address is: 158 Marcia Lane, Lino Lakes MN 55014 as personal representative of the Estate of the Decedent. Any heir, devisee or other interested person may be entitled to appointment as personal representative or may object to the appointment of the personal representative. Unless objections are filed with the Court (pursuant to Minn. Stat. 524.3-607) and the Court otherwise orders, the personal representative has full power to administer the Estate including, after 30 days from the date of issuance of letters, the power to sell, encumber, lease or distribute real estate. Any objections to the probate of the will or appointment of the Personal Representative must be filed with this Court and will be heard by the Court after the filing of an appropriate petition and proper notice of hearing. Notice is also given that (subject to Minn. Stat. 524.3-801) all creditors having claims against the Estate are required to present the claims to the personal representative or to the Court Administrator within four months after the date of this Notice or the claims will be barred. Date: 1/2/13 Heidi Carstensen Registrar Carolyn M. Renn Court Administrator Gary Peterson 158 Marcia Ln Lino Lakes, MN 55014 763-221-8806 3261681 1/10-1/17/13P

Notice of Hearing by Publication (Minn. Stat. § 518B.01, subd. 8) State of Minnesota County Dakota District Court First Judicial District Court File Number: 19WS-FA-12-1982 Case Type: Domestic Abuse In the Matter of: Macy Irene Scherbel, Petitioner vs. Michael Eugene Erdos, Respondent To Respondent named above: An order has been issued directing you to appear at 1 W. Mendota Rd. #140, West St. Paul, MN 55118 on January 30th, 2013 at 9:00 a.m. and explain why the relief sought in the Petition for the Order for Protection should not be granted. You may obtain a copy of the Petition and any order issued from the court from the Dakota County Court Administrator’s Office. If you do not appear at the scheduled hearing, the Petitioner’s request may be granted as a default matter. Failure to appear will not be a defense to prosecution for violation of the Court’s Order. Date: 1/8/2013 Carolyn M. Renn Court Administrator Kelly L. Deputy 3267388 1/10/13

PUBLIC NOTICE NOTICE TO ANNOUNCE START OF PUBLIC COMMENT PERIOD

This notice is to announce the beginning of a forty-five (45) day public comment and review period of a draft of the Dakota County Community Development Agency's (CDA) Comprehensive Housing Agency Plan (Agency Plan). The purpose of the public comment period is to receive comments from and to pass information to the general public concerning the Section 8 and Public Housing Programs administered by the Dakota County CDA. The 2013 Public Housing Agency Annual PHA Plan Update was developed in compliance with the Quality Housing and Work Responsibility Act of 1998. A draft of the 2013 PHA Plan is available for review on the Dakota County CDA's website at www.dakota cda.org and at the Dakota County CDA office at 1228 Town Centre Drive, Eagan, MN. Written and/or oral comments may be submitted to the CDA to the attention of Sarah Rensenbrink, Dakota County CDA, 1228 Town Centre Drive, Eagan, MN 55123. Telephone: 651-675-4400, Fax: 651-675-4444, MN Relay Service: 1-800-627-3529. This notice is also posted on our web site at www.dakotacda.org. Comments will be accepted now through February 25, 2013. Upon request, the Agency Plan can be made available in an alternative format by contacting the CDA. 3267404 1/10/13

PUBLIC NOTICE

ORDER AND NOTICE OF HEARING ON PETITION FOR FORMAL PROBATE OF WILL AND APPOINTMENT OF PERSONAL REPRESENTATIVE IN UNSUPERVISED ADMINISTRATION AND NOTICE TO CREDITORS STATE OF MINNESOTA COUNTY OF DAKOTA DISTRICT COURT PROBATE DIVISION Court File No. 19HA-PR-12-803 In Re: Estate of Ruth I. Huback, aka Ruth Ilene Huback, Deceased TO ALL INTERESTED PERSONS AND CREDITORS: It is Ordered and Notice is hereby given that on the 31st day of January 2013 at 9:00 o’clock A.M., a hearing will be held in the above named Court at 1560 W. Highway 55, Hastings, Minnesota, for the formal probate of an instrument purporting to be the will of the above named deceased, dated April 15, 2009, and for the appointment of Sharon Lee Coen, P. O. Box 204, Shafer, MN 55074 as personal representative of the estate of the above named decedent in unsupervised administration, and that any objections thereto must be filed with the Court. That, if proper, and no objections are filed, a personal representative will be appointed to administer the estate, to collect all assets, pay all legal debts, claims, taxes and expenses, and sell real and personal property, and do all necessary acts for the estate. Notice is further given that ALL CREDITORS having claims against said estate are required to present the same to said personal representative or to the Court Administrator within four months after the date of this notice or said claims will be barred. Dated: 12/27/12 Robert R. King Judge (COURT SEAL) P. James Taurinskas Attorney 633 So. Concord St., #320 P. O. Box 605 South St. Paul, MN 55075 3258699 1/3-1/10/13

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN: That Default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: 09/26/2005 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $136,800.00 MORTGAGOR(S): Julie Ann Sykes, a single person MORTGAGEE: U.S. Bank National Association ND DATE AND PLACE OF FILING: 11/04/2005 as Document Number 2378018 in the Office of the County Recorder, Dakota County, Minnesota TAX PARCEL I.D. NO.: 02-22460-02-404 LEGAL DESCRIPTION OF PROPERTY: Unit Number 404, Common Interest Community No. 188, Eagles Ridge, Dakota County, Minnesota ABSTRACT STREET ADDRESS OF PROPERTY: 11647 Horizon Drive, Burnsville, MN 55337 COUNTY IN WHICH PROPERTY IS LOCATED: Dakota LENDER OR BROKER AND MORTGAGE ORIGINATOR: U.S. Bank National Association ND RESIDENTIAL MORTGAGE SERVICER: U.S. Bank National Association ND TRANSACTION AGENT: None THE AMOUNT CLAIMED TO BE DUE ON THE MORTGAGE AS OF THE DATE OF THIS NOTICE: $138,860.24 THAT no action or proceeding has been instituted at law to recover the debt secured by said mortgage, or any part thereof; that there has been compliance with all pre-foreclosure notice and acceleration requirements of said mortgage, and/or applicable statutes. Pursuant to the power of sale contained in said Mortgage, the Mortgage will be foreclosed, and the mortgaged premises will be sold by the Sheriff of Dakota, Minnesota at public auction as follows: DATE AND TIME OF SALE: 01/04/2013 at 10:00 A.M. PLACE OF SALE: Dakota Sheriff's Office, 1580 Highway 55, Hastings, MN 55033 to pay the debt then secured by said mortgage and taxes, if any actually paid by the mortgagee, on the premises and the costs and disbursements allowed by law. The time allowed by law for redemption by said Mortgagor(s) or Mortgagor's personal representatives or assigns is six (6) months from the date of sale. TIME AND DATE TO VACATE PROPERTY: Minnesota Statute 580.04(b) provides, "If the real estate is an owner-occupied, single-family dwelling, the notice must also specify the date on or before which the mortgage must vacate the property if the mortgage is no reinstated under section 580.30 or the property redeemed under section 580.23." If the statute applies, the time to vacate the proprty is 11:59 p.m. on 07/04/2013, or the next business day if 07/04/2013 falls on a Saturday, Sunday or legal holiday. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS THAT MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. Dated: 11/22/2012 U.S. Bank National Association ND, Mortgagee/Mortgage Assignee Dunakey & Klatt, P.C., By Brian G. Sayer and Crystal W. Rink, Attorneys for Mortgagee/Mortgage Assignee 531 Commercial Street, P.O. Box 2363, Waterloo, IA 50701 NOTICE OF POSTPONEMENT The above referenced sale scheduled for 01/04/2013 is hereby postponed to 02/04/2013 at 10:00 A.M. at the Dakota County Sheriff's Office, 1580 Highway 55, Hastings, MN 55033. Unless said mortgage is reinstated or the property redeemed, or unless the time for redemption is reduced by judicial order, the premises must be vacated by 11:59 p.m. on 08/04/2013 or the next business day if 08/04/2013 falls on a Saturday, Sunday or legal holiday. Dated: 01/2/2013 U.S. Bank National Association ND, Mortgagee/Mortgage Assignee Dunakey & Klatt, P.C., By Brian G. Sayer and Crystal W. Rink, Attorneys for Mortgagee/Mortgage Assignee THIS IS A COMMUNICATION FROM A DEBT COLLECTOR AND ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. 3262439 1/10/13

SUMMONS STATE OF MINNESOTA COUNTY OF DAKOTA DISTRICT COURT FIRST JUDICIAL DISTRICT CASE TYPE: Breach of Contract/Claim and Delivery Court File No. 19HA-CV-12-5013 Judge: ____________ Bankwest, Inc., a South Dakota Banking corporation, Plaintiff, vs. Karen L. Johnson, an individual, and Roberta G. Magnussen, an individual. Defendants. THIS SUMMONS IS DIRECTED TO KAREN L. JOHNSON AND ROBERTA G. MAGNUSSEN. 1. YOU ARE BEING SUED. The Plaintiff has started a lawsuit against you. The Plaintiff's Complaint against you is attached to this Summons. Do not throw these papers away. They are official papers that affect your rights. You must respond to this lawsuit even though it may not yet be filed with the Court and there may be no court file number on this Summons. 2. YOU MUST REPLY WITHIN 20 DAYS TO PROTECT YOUR RIGHTS. You must give or mail to the person who signed this summons a written response called an Answer within 20 days of the date on which you received this Summons. You must send a copy of your Answer to the person who signed this Summons located at: Jon T. Powers, Esq. Fafinski Mark & Johnson, P.A. 400 Flagship Corporate Center 775 Prairie Center Drive Eden Prairie, Minnesota 55344 3. YOU MUST RESPOND TO EACH CLAIM. The Answer is your written response to the Plaintiff's Complaint. In your Answer you must state whether you agree or disagree with each paragraph of the Complaint. If you believe the Plaintiff should not be given everything asked for in the Complaint, you must say so in your Answer. 4. YOU WILL LOSE YOUR CASE IF YOU DO NOT SEND A WRITTEN RESPONSE TO THE COMPLAINT TO THE PERSON WHO SIGNED T H I S S U M M O N S . If you do not answer within 20 days, you will lose this case. You will not get to tell your side of the story, and the Court may decide against you and award the Plaintiff everything asked for in the Complaint. If you do not want to contest the claims stated in the Complaint, you do not need to respond. A default judgment can then be entered against you for the relief requested in the Complaint. 5. LEGAL ASSISTANCE. You may wish to get legal help from a lawyer. If you do not have a lawyer, the Court Administrator may have information about places where you can get legal assistance. Even if you cannot get legal help, you must still provide a written Answer to protect your rights or you may lose the case. 6. A L T E R N A T I V E D I S P U T E RESOLUTION. The parties may agree to or be ordered to participate in an alternative dispute resolution process under Rule 114 of the Minnesota General Rules of Practice. You must still send your written response to the Complaint even if you expect to use alternative means of resolving this dispute. Dated: October 19, 2012FAFINSKI MARK & JOHNSON, P.A. By: Jon Travis Powers David E. Runck, #0289954 Jon T. Powers, #0391845 400 Flagship Corporate Center 775 Prairie Center Drive Eden Prairie, Minnesota 55344 Telephone:952.995.9500 Facsimile:952.995.9577 David.Runck@fmjlaw.com Travis.Powers@fmjlaw.com ATTORNEYS FOR PLAINTIFF BANKWEST, INC. ACKNOWLEDGMENT REQUIRED BY MINNESOTA STATUTES § 549.211, SUBDIVISION 1

The undersigned hereby acknowledges that pursuant to Minnesota Statutes § 549.211, monetary and other sanctions may be imposed if the Court should find that the undersigned has violated Minnesota Statutes § 549.211, subdivision 2 by presenting a position which is unwarranted or for an improper purpose, as more fully defined in that statute. Dated: October 19, 2012FAFINSKI MARK & JOHNSON, P.A. By: Jon Travis Powers David E. Runck, #0289954 Jon T. Powers, #0391845 400 Flagship Corporate Center 775 Prairie Center Drive Eden Prairie, Minnesota 55344 Telephone:952.995.9500 Facsimile:952.995.9577 David.Runck@fmjlaw.com Travis.Powers@fmjlaw.com ATTORNEYS FOR PLAINTIFF BANKWEST, INC. THIS IS AN ATTEMPT TO COLLECT A DEBT AND ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. 3255947 12/27/12-1/10/13

Notice is hereby given that on February 15, 2013 at 11:00 AM at Acorn Mini Storage, 2935 Lexington Ave. S., city of Eagan, county of Dakota, state of Minnesota, the undersigned Acorn Mini Storage will sell at Public Sale by competitive bidding the personal property heretofore stored with the undersigned by: Unit # 503B Tasha Griffin Luggage, boxes of unknown content #4678368 3257172 1/3-1/10/13

Notice is hereby given that on February 15, 2013 at 10:00 AM at Acorn Mini Storage, 5000 Babcock Trail, city of Inver Grove Heights, county of Dakota, state of Minnesota, the undersigned Acorn Mini Storage will sell at Public Sale by competitive bidding the personal property heretofore stored with the undersigned by: Unit # 301 Jasen Johnson/ Charley Alden Computer equip., BBQ grill, furniture, boxes of unknown content #4678330

PUBLIC NOTICE NOTICE OF TAKING AND SALE

Unit # 303 Mehendra Swate/ Jean Aumer Computer equip., lawn mower, furniture, boxes of unknown content #4678234

On Tuesday, the twenty eighth of August two thousand and twelve, a 2 0 0 3 H o n d a C i v i c , V I N JHMCM56683C048003, was taken into impound from Highway 13 and Silver Bell Road in Eagan, Minnesota 55122. It is being held at 3670 Kennebec Drive, Eagan, Minnesota 55122. The owner and any lienholders have the right to reclaim the vehicle, upon payment of all towing and storage fees, under section 168B.07. The failure of the owner or lienholder to exercise their right to reclaim the vehicle within the appropriate time allowed under section 168B.051, subdivision 1, 1a, or 2, and under the conditions set forth in section 168b.07, subdivision 1, constitutes a waiver by them of all right, title and interest in the vehicle and a consent to the transfer of title to and disposal of the vehicle pursuant of section 1068B.08. 3266157 1/10-1/24/13P

PUBLIC NOTICE

SUMMONS STATE OF MINNESOTA COUNTY OF DAKOTA DISTRICT COURT FIRST JUDICIAL DISTRICT Case Type: Contract Action Court File No. _______ _______________________________________ Gallagher Law Office, LLC, Plaintiff, v. Michael Cockayne, Defendant. _______________________________________ THE STATE OF MINNESOTA TO THE ABOVE-NAMED DEFENDANT: 1. YOU ARE BEING SUED. The Plaintiff has started a lawsuit against you. The Plaintiff’s Complaint against you is attached to this summons. Do not throw these papers away. They are official papers that affect your rights. You must respond to this lawsuit even though it may not yet be filed with the Court and there may be no court file number on this summons. 2. YOU MUST REPLY WITHIN 20 DAYS TO PROTECT YOUR RIGHTS. You must give or mail to the person who signed this summons a written response called an Answer within 20 days of the date on which you received this Summons. You must send a copy of your Answer to the person who signed this summons located at: Cottrell Law Firm, P.A., 2315 Waters Drive, Mendota Heights, MN 55120. 3. YOU MUST RESPOND TO EACH CLAIM. The Answer is your written response to the Plaintiff’s Complaint. In you Answer you must state whether you agree or disagree with each paragraph of the Complaint. If you believe the Plaintiff should not be given everything asked for in the Complaint, you must say so in your Answer. 4. YOU WILL LOSE YOUR CASE IF YOU DO NOT SEND A WRITTEN RESPONSE TO THE COMPLAINT TO THE PERSON WHO SIGNED T H I S S U M M O N S . If you do not Answer within 20 days, you will lose this case. You will not get to tell your side of the story, and the court may decide against you and award the Plaintiff everything asked for in the complaint. If you do not want to contest the claims stated in the complaint, you do not need to respond. A default judgment can then be entered against you for the relief requested in the complaint. 5. LEGAL ASSISTANCE. You may wish to get legal help from a lawyer. If you do not have a lawyer, the Court Administrator may have information about places where you can get legal assistance. Even if you cannot get legal help, you must still provide a written Answer to protect your rights or you may lose the case. 6. ALTERNATIVE DISPUTE RESOLUTION. The parties may agree to or be ordered to participate in an alternative dispute resolution process under Rule 114 of the Minnesota General Rules of Practice. You must still send your written response to the Complaint even if you expect to use alternative means of resolving this dispute. Date: 12-20-2012 /s/ William G. Cottrell Plaintiff’s attorney signature William G. Cottrell Attorney at Law Cottrell Law Firm, P.A. 2315 Waters Drive Mendota Heights, MN 55120 (651) 905-0496 This communication is an attempt to collect a debt. 3255957 12/27/12-1/10/13P

Unit # 307 Jasen Johnson/ Charley Alden Luggage, furniture, boxes of unknown content #4678331 Unit #901 Belinda Welters Television, vacuum cleaner, furniture, boxes of unknown content #4678323 Unit # 935 Donia Bentzin Furniture, boxes of unknown content #4678329 Unit # 982 Laurie Barilla Furniture, boxes of unknown content #4678327 Unit #1115 Cynthia Alberson Tools, furniture, boxes of unknown content #4678326 Unit # 1917 Teri Blood Luggage, drum, furniture, boxes of unknown content #4678328 Unit # 3317 Nancy Martin VCR, luggage, boxes of unknown content #4678325 3257258 1/3-1/10/13

PUBLIC NOTICE

ORDER FOR HEARING AND NOTICE (PETITION FOR TERMINATION OF PARENTAL RIGHTS PROCEEDINGS) STATE OF MINNESOTA COUNTY OF DAKOTA COUNTY COURT JUVENILE DIVISION File No. 19HA-JV-12-3509 In the Matter of the Welfare of A.D.T., Child. TO: Bradley Paul Kemp Attorney, Judith D. Vincent, having filed in this Court, a petition alleging among other things that the above named child is, in need of protection or services, in this, viz: the parental rights of the father to the above named child should be terminated pursuant to Minnesota Statutes; section 260C.301(1)(b)(1) and (2)(a)(2), in that the child is under two years of age and has been deserted by the parent under circumstances that show an intent not to return to care for the child. Section 260C.301(1)(b)(1) and (2)(a)(1), in the the parent has had no contact with the child on a regular basis and not demonstrated consistent interest in the child’s well-being for six months. Section 260.301(1)(2), in that the parent has substantially, continuously, or repeatedly refused or neglected to comply with the duties imposed upon that parent by the parent and child relationship, including but not limited to providing the child with necessary food, clothing, shelter, education, and other care and control necessary for the child’s physical, mental, or emotional health and development. Section 259.52(8)(3), a putative father who has failed to register on the Father’s Adoption Registry “is considered to have abandoned the child” and has created “prima facie evidence of sufficient grounds to support termination of the putative father’s parental rights under section 260C.301(1). Section 260C.301(1)(b)(1), abandonment of the child is sufficient grounds to terminate parental rights. Section 260C.301(1)(7), if the birth mother was not married to the birth father when the child was conceived or born, and the birth father is not entitled to notice under section 259.49 and has not registered with the father’s adoption registry, sufficient grounds exist to support termination of the putative father’s parental rights. IF YOU FAIL TO APPEAR FOR THIS HEARING, THE COURT MAY TERMINATE YOUR PARENTAL RIGHTS IN YOUR ABSENCE. IT IS ORDERED that said petition be heard and the facts concerning such child be examined by the Court in the County Court Room, in the Court House, in Hastings, Minnesota, on January 23, 2013 at 8:30 am, or as soon thereafter as said matter can be heard; IT IS FURTHER ORDERED that notice hereof be given to the following named persons by three publication in a legal newspaper as provided by law, viz: Bradley Paul Kemp. Dated: December 12, 2012 Richard G. Spicer Judge 3250277 12/27/12-1/10/13P

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PUBLIC NOTICE

MINNESOTA SECRETARY OF STATE CERTIFICATE OF ASSUMED NAME Minnesota Statutes, Chapter 333 The filing of an assumed name does not provide a user with exclusive rights to that name. The filing is required for consumer protection in order to enable consumers to be able to identify the true owner of a business. 1. List the exact assumed nam e under which the business is or will be conducted: Cornerstone Home Inspections 2. Principal Place of Business: 16100 Oak Curve, Lakeville, MN 55044 USA 3. List the name and complete street address of all persons conducting business under the above Assumed Name, OR if an entity, provide the legal corporate, LLC, or Limited Partnership name and registered office address. Lanol Leichty, 16100 Oak Curve, Lakeville, MN 55044 4. I, the undersigned, certify that I am signing this document as the person whose signature is required, or as agent of the person(s) whose signature would be required who has authorized me to sign this document on his/her behalf, or in both capacities. I further certify that I have completed all required fields, and that the information in this document is true and correct and in compliance with the applicable chapter of Minnesota Statutes. I understand that by signing this document I am subject to the penalties of perjury as set forth in Section 609.48 as if I had signed this document under oath. Date: 12/18/2012 Lanol Leichty 3260418 1/10-1/17/13P

PUBLIC NOTICE PUBLIC NOTICE PUBLIC NOTICE PUBLIC NOTICE PUBLIC NOTICE

MINNESOTA SECRETARY OF STATE CERTIFICATE OF ASSUMED NAME Minnesota Statutes, Chapter 333 The filing of an assumed name does not provide a user with exclusive rights to that name. The filing is required for consumer protection in order to enable consumers to be able to identify the true owner of a business. 1. List the exact assumed nam e under which the business is or will be conducted: Valley Ridge 2. Principal Place of Business: 2845 Hamline Avenue North, Roseville, MN 55113 USA 3. List the name and complete street address of all persons conducting business under the above Assumed Name, OR if an entity, provide the legal corporate, LLC, or Limited Partnership name and registered office address. PHS/Burnsville, LLC, 2845 Hamline Avenue North, Roseville, MN 55113 4. I, the undersigned, certify that I am signing this document as the person whose signature is required, or as agent of the person(s) whose signature would be required who has authorized me to sign this document on his/her behalf, or in both capacities. I further certify that I have completed all required fields, and that the information in this document is true and correct and in compliance with the applicable chapter of Minnesota Statutes. I understand that by signing this document I am subject to the penalties of perjury as set forth in Section 609.48 as if I had signed this document under oath. Date: 01/08/2013 Janna R. Severance 3267412 1/10-1/17/13P

MINNESOTA SECRETARY OF STATE CERTIFICATE OF ASSUMED NAME Minnesota Statutes, Chapter 333 The filing of an assumed name does not provide a user with exclusive rights to that name. The filing is required for consumer protection in order to enable consumers to be able to identify the true owner of a business. 1. List the exact assumed nam e under which the business is or will be conducted: Folklore Design 2. Principal Place of Business: 401 E. Burnsville Pkwy. #334, Burnsville, MN 55337 USA 3. List the name and complete street address of all persons conducting business under the above Assumed Name, OR if an entity, provide the legal corporate, LLC, or Limited Partnership name and registered office address. Tyssul Patel, 401 E. Burnsville Pkwy. #334, Burnsville, MN 55337 4. I, the undersigned, certify that I am signing this document as the person whose signature is required, or as agent of the person(s) whose signature would be required who has authorized me to sign this document on his/her behalf, or in both capacities. I further certify that I have completed all required fields, and that the information in this document is true and correct and in compliance with the applicable chapter of Minnesota Statutes. I understand that by signing this document I am subject to the penalties of perjury as set forth in Section 609.48 as if I had signed this document under oath. Date: 01/01/2013 Tyssul Patel 3265272 1/10-1/17/13P

MINNESOTA SECRETARY OF STATE CERTIFICATE OF ASSUMED NAME Minnesota Statutes, Chapter 333 The filing of an assumed name does not provide a user with exclusive rights to that name. The filing is required for consumer protection in order to enable consumers to be able to identify the true owner of a business. 1. List the exact assumed nam e under which the business is or will be conducted: Swag Mittens 2. Principal Place of Business: 17021 Jackson Trail, Lakeville, MN 55044 USA 3. List the name and complete street address of all persons conducting business under the above Assumed Name, OR if an entity, provide the legal corporate, LLC, or Limited Partnership name and registered office address. Sarah Ellen Vandelist, 17021 Jackson Trail, Lakeville, MN 55044 4. I, the undersigned, certify that I am signing this document as the person whose signature is required, or as agent of the person(s) whose signature would be required who has authorized me to sign this document on his/her behalf, or in both capacities. I further certify that I have completed all required fields, and that the information in this document is true and correct and in compliance with the applicable chapter of Minnesota Statutes. I understand that by signing this document I am subject to the penalties of perjury as set forth in Section 609.48 as if I had signed this document under oath. Date: 01/07/2013 Sarah Vandelist 3267417 1/10-1/17/13P

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MINNESOTA SECRETARY OF STATE CERTIFICATE OF ASSUMED NAME Minnesota Statutes, Chapter 333 The filing of an assumed name does not provide a user with exclusive rights to that name. The filing is required for consumer protection in order to enable consumers to be able to identify the true owner of a business. 1. List the exact assumed nam e under which the business is or will be conducted: Powco Records 2. Principal Place of Business: 7430 128th Street W., Suite 207, Apple Valley, MN 55124 USA 3. List the name and complete street address of all persons conducting business under the above Assumed Name, OR if an entity, provide the legal corporate, LLC, or Limited Partnership name and registered office address. Joseph Powell Cobbin, 7430 128th Street W., Suite 207, Apple Valley, MN 55124 4. I, the undersigned, certify that I am signing this document as the person whose signature is required, or as agent of the person(s) whose signature would be required who has authorized me to sign this document on his/her behalf, or in both capacities. I further certify that I have completed all required fields, and that the information in this document is true and correct and in compliance with the applicable chapter of Minnesota Statutes. I understand that by signing this document I am subject to the penalties of perjury as set forth in Section 609.48 as if I had signed this document under oath. Date: 1/4/2013 Joseph Cobbin 3265235 1/10-1/17/13P

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MINNESOTA SECRETARY OF STATE CERTIFICATE OF ASSUMED NAME Minnesota Statutes, Chapter 333 The filing of an assumed name does not provide a user with exclusive rights to that name. The filing is required for consumer protection in order to enable consumers to be able to identify the true owner of a business. 1. List the exact assumed nam e under which the business is or will be conducted: Level Sights 2. Principal Place of Business: 14096 Forest Lane, Apple Valley, MN 55124 USA 3. List the name and complete street address of all persons conducting business under the above Assumed Name, OR if an entity, provide the legal corporate, LLC, or Limited Partnership name and registered office address. Jeff Blyth, 14096 Forest Lane, Apple Valley, MN 55124 4. I, the undersigned, certify that I am signing this document as the person whose signature is required, or as agent of the person(s) whose signature would be required who has authorized me to sign this document on his/her behalf, or in both capacities. I further certify that I have completed all required fields, and that the information in this document is true and correct and in compliance with the applicable chapter of Minnesota Statutes. I understand that by signing this document I am subject to the penalties of perjury as set forth in Section 609.48 as if I had signed this document under oath. Date: 1/5/2012 Jeff Blyth 3266431 1/10-1/17/13P

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PUBLIC NOTICE

NOTICE OF SALE MAGNUM TOWING, 4861 BISCAYNE AVE, EAGAN, MN 55123 TOOK CUSTODY OF THE FOLLOWING VEHICLES: Date towed: 12/24/2012 Location: 1501 E. Burnsville Pkwy Year: 2006 Make: Performance Model: Trailer VIN: 40zba26276p004797 Date towed: 12/24/2012 Location: 1501 E. Burnsville Pkwy Year: 2000 Make: Elletson mfg Model: Trailer VIN: 1b9us1629y1199529 Date towed: 12/24/2012 Location: 1501 E. Burnsville Pkwy Year: 1995 Make: Wells Cargo Model: Trailer VIN: 1wc200c14s3033384 Date towed: 12/24/2012 Location: 1501 E. Burnsville Pkwy Year: 1998 Make: Loadtrail Model: Trailer VIN: 4zecf1825w1114176 Date towed: 12/28/2012 Location: 1501 E. Burnsville Pkwy Year: 1969 Make: Plymouth Model: Conv VIN: rm27h9c175197 Any person/persons having legal right to claim these vehicles may do so upon payment of all towing and storage fees by 2/15/2013. Failure of owner or lien holder to reclaim vehicle and contents shall be deemed a waiver by them of all rights, title and interest and consent to transfer of title to disposal or sale of the vehicle and its contents as pursuant to MN.SS 168.08. 3262048 1/10-1/17/13P

PUBLIC NOTICE

MINNESOTA SECRETARY OF STATE CERTIFICATE OF ASSUMED NAME Minnesota Statutes, Chapter 333 The filing of an assumed name does not provide a user with exclusive rights to that name. The filing is required for consumer protection in order to enable consumers to be able to identify the true owner of a business. 1. List the exact assumed nam e under which the business is or will be conducted: Inspired Byte 2. Principal Place of Business: 16957 Evening Terrace, Lakeville, MN 55044 USA 3. List the name and complete street address of all persons conducting business under the above Assumed Name, OR if an entity, provide the legal corporate, LLC, or Limited Partnership name and registered office address. Inspired Byte Consulting Inc, 16957 Evening Terrace, Lakeville, MN 55044 4. I, the undersigned, certify that I am signing this document as the person whose signature is required, or as agent of the person(s) whose signature would be required who has authorized me to sign this document on his/her behalf, or in both capacities. I further certify that I have completed all required fields, and that the information in this document is true and correct and in compliance with the applicable chapter of Minnesota Statutes. I understand that by signing this document I am subject to the penalties of perjury as set forth in Section 609.48 as if I had signed this document under oath. Date: 12/26/2012 Joshua Wilson 3258735 1/3-1/10/13

PUBLIC NOTICE

NOTICE AND ORDER OF HEARING ON PETITION FOR SUMMARY ASSIGNMENT OR DISTRIBUTION NOTICE TO CREDITORS (EXEMPT ESTATE) STATE OF MINNESOTA COUNTY OF DAKOTA DISTRICT COURT PROBATE DIVISION FIRST JUDICIAL DISTRICT COURT FILE NO: 19HA-PR-12-811 ESTATE OF JOAN W. BUTTERFIELD, DECEDENT. Notice is given that a petition has been filed requesting that the Estate assets be summarily assigned and distributed without probate administration. Any objections to the petition must be filed with the Court prior to or raised at the hearing. If proper, and if no objections or claims are filed or raised, the Court may issue a decree distributing or assigning the Estate’s assets. It is Ordered and Notice is now given that the Petition will be heard on January 31, 13, at 9:00 a.m., by this Court at 1560 Highway 55 West, Hastings, Minnesota. Notice is further given that (subject to Minn. Stat. 524.3-801) all creditors having claims against the Estate are required to present the claims to the Court Administrator within four months after the date of this Notice or the claims will be barred. Date: 12/28/12 Michael J. Mayer Judge Attorney for Petitioner Emily Fox Williams Dougherty, Molenda, Solfest, Hills & Bauer P.A. 7300 West 147th Street, Suite 600 Apple Valley, MN 55124 (952) 953-8809 (phone) (952) 432-3780 (fax) 3260617 1/10-1/17/13

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PUBLIC NOTICE PUBLIC NOTICE PUBLIC NOTICE PUBLIC NOTICE PUBLIC NOTICE NOTICE OF AND ORDER FOR

NOTICE OF INFORMAL PROBATE OF WILL AND APPOINTMENT OF PERSONAL REPRESENTATIVE AND NOTICE TO CREDITORS STATE OF MINNESOTA COUNTY OF DAKOTA DISTRICT COURT PROBATE DIVISION FIRST JUDICIAL DISTRICT Court File No. 19HA-PR-13-6 Estate of: NANCY LINCOLN PODAS, a/k/a NANCY L. PODAS, a/k/a NANCY PODAS, Decedent Notice is given that an application for informal probate of the Decedent’s will dated August 21, 1992, and codicil to the will, dated April 2, 2012, (“Will”), has been filed with the Registrar. The application has been granted. Notice is also given that the Registrar has informally appointed FIRST LAWYERS TRUST COMPANY, whose address is: W-1382 First National Bank Building, 332 Minnesota Street, St. Paul, Ramsey County, Minnesota as personal representative of the Estate of the Decedent. Any heir, devisee or other interested person may be entitled to appointment as personal representative or may object to the appointment of the personal representative. Unless objections are filed with the Court (pursuant to Minn. Stat. 524.3-607) and the Court otherwise orders, the personal representative has full power to administer the Estate including, after 30 days from the date of issuance of letters, the power to sell, encumber, lease or distribute real estate. Any objections to the probate of the will or appointment of the Personal Representative must be filed with this Court and will be heard by the Court after the filing of an appropriate petition and proper notice of hearing. Notice is also given that (subject to Minn. Stat. 524.3-801) all creditors having claims against the Estate are required to present the claims to the personal representative or to the Court Administrator within four months after the date of this Notice or the claims will be barred. Date: 1/2/13 Heidi Carstensen Registrar Carolyn M. Renn Court Administrator Attorney for Applicant J. Patrick Plunkett Larkin Hoffman Daly & Lindgren, Ltd. 7900 Xerxes Avenue South, Suite 1500 Minneapolis, Minnesota 55431-1194 Attorney License No.: (87221) Telephone: (952) 896-3364 FAX: (952) 842-1786 3262199 1/10-1/17/13

PUBLIC NOTICE

State of Wisconsin Circuit Court Pierce County Publication Amended Summons - Case No. 11-CV-308 - The Honorable Joseph D. Boles -Case Code 30404 (Foreclosure of Mortgage) - The amount claimed exceeds $5000.00 Deutsche Bank National Trust Company, as Trustee, for Carrington Mortgage Loan Trust, Series 2005-NC5 Asset-Backed Pass-Through Certificates, c/o Carrington Mortgage Services, 1610 E. St. Andrew Pl., Ste. B150, Santa Ana, CA 92705, Plaintiff vs. Mark Kehm & Karen A. Kehm, 874 N. Grant St., Ellsworth, WI 54011-4139; United States of America Department of the Treasury, Internal Revenue Service, c/o US Atty., 660 W. Washington Ave., Ste. 200, Madison, WI 53703; c/o US Attorney General, 950 Pennsylvania Ave. NW, Rm. B-103, Washington, DC 20530-0001, The Highlands Owners Assoc., of Ellsworth Inc., 15252 W. Freeway Dr., Farmington, MN 55024; State of Wisconsin, c/o Atty. General, 114 E. State Capitol, Madison, WI 53703 and River Falls Medical Clinic, 1687 E. Division St., River Falls, WI 54022-1571, Defendants - The State of Wisconsin - To each person named above as a defendant: You are hereby notified that the plaintiff named above has filed a lawsuit or other legal action against you. Within 40 days after 1/10/13 you must respond with a written demand for a copy of the amended complaint. The demand must be sent or delivered to the court, whose address is 414 W. Main St, P.O. Box 129, Ellsworth, WI 54011 and to Gray & Assoc., L.L.P., plaintiff's attorney, whose address is 16345 W. Glendale Dr., New Berlin, WI 53151. You may have an attorney help or represent you. If you do not demand a copy of the amended complaint within 40 days, the court may grant judgment against you for the award of money or other legal action requested in the amended complaint, and you may lose your right to object to anything that is or may be incorrect in the amended complaint. A judgment may be enforced as provided by law. A judgment awarding money may become a lien against any real estate you own now or in the future, and may also be enforced by garnishment or seizure of property. Dated 12/20/12, Patricia C. Lonzo, State Bar No. 1045312, Gray & Assoc., L.L.P., Attys. for Plaintiff, 16345 W. Glendale Dr., New Berlin, WI 53151-2841, (414) 224-8404, (414) 224-1244. Gray & Assoc., L.L.P. is attempting to collect a debt and any information obtained will be used for that purpose. If you have previously received a discharge in a chapter 7 bankruptcy case, this communication should not be construed as an attempt to hold you personally liable for the debt. 3256906 1/10-1/24/13P

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: O c t o b e r 2 0 , 2008 MORTGAGOR: J u l i e S o d e r l u n d , a single person. MORTGAGEE: Mortgage Electronic Registration Systems, Inc.. DATE AND PLACE OF RECORDING: Recorded October 31, 2008 Dakota County Recorder, Document No. 2620777. ASSIGNMENTS OF MORTGAGE: Assigned to: U.S. Bank National Association. TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100143500801290722 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: American Mortgage Corporation RESIDENTIAL MORTGAGE SERVICER: U.S. Bank Home Mortgage, a division of U.S. Bank National Association MORTGAGED PROPERTY ADDRESS: 687 Pinecone Trail, Eagan, MN 55123 TAX PARCEL I.D. #: 105770001010 LEGAL DESCRIPTION OF PROPERTY: Lot 1, Block 1, Piney Woods, Dakota County, Minnesota COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $406,500.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $422,078.08 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: January 3, 2013 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on July 3, 2013, unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED." Dated: October 23, 2012 U.S. Bank National Association Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 12-006019 FC THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE Pursuant to the provisions of Minnesota Statutes 580.07, the foregoing foreclosure sale is postponed until February 28, 2013 at 10:00 AM at the Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN, in said county and state. Dated: January 8, 2013. JPMorgan Chase Bank, National Association Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 30 - 12-003310 FC THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 3267357 11/10/13

HEARING ON PETITION FOR FORMAL PROBATE OF WILL AND APPOINTMENT OF PERSONAL REPRESENTATIVE AND NOTICE TO CREDITORS STATE OF MINNESOTA COUNTY OF DAKOTA DISTRICT COURT FIRST JUDICIAL DISTRICT Court File No.: 19HA-PR-13-14 In Re: Estate of Gerald L. Drury, Decedent. It is Ordered and Notice is given that on January 31, 2013 at 9:00 a.m., a hearing will be held in this Court at Dakota County Judicial Center, 1560 West Hwy. 55, Hastings, MN 55033 Minnesota, on a petition for the formal probate of an instrument purporting to be the decedent’s Will dated December 12, 2006 and for the appointment of Carol T. Drury, whose address is 1441 9th Avenue South, South St. Paul, MN 55075 as personal representative of the decedent’s estate in an unsupervised administration. Any objections to the petition must be raised at the hearing or filed with the Court prior to the hearing. If the petition is proper and no objections are filed or raised, the personal representative will be appointed with the full power to administer the decedent’s estate, including the power to collect all assets; pay all legal debts, claims, taxes, and expenses; sell real and personal property; and do all necessary acts for the decedent’s estate. Notice is further given that, subject to Minn. Stat. § 524.3-801, all creditors having claims against the decedent’s estate are required to present the claims to the personal representative or to the Court within four (4) months after the date of this notice or the claims will be barred. Dated: 1-3-2013 BY THE COURT Edward Lynch Judge of District Court VITEK LAW FIRM Dale E. Vitek MN# 147229 1128 South Concord St. South St. Paul, MN 55075 Telephone: 651-451-0335 Facsimile: 651-457-5275 e-mail: daleketiv@aol.com 3265065 1/10-1/17/13

PUBLIC NOTICE

NOTICE OF ASSOCIATION LIEN FORECLOSURE SALE NOTICE IS HEREBY GIVEN, that default has occurred in the terms and conditions of the Declaration for Ridgeview Condominium Homes ("Declaration") as recorded in the office of the County Recorder in and for Dakota County, Minnesota, which said Declaration covers the following described property situated in the County of Dakota and State of Minnesota, to-wit: Apartment Number 202, 12838 Nicollet Avenue South, Condominium Ownership No. 15, Ridgeview Condominium Homes PROPERTY ADDRESS: 12838 Nicollet Avenue South, Unit 202, Burnsville MN 55337 THAT, pursuant to said Declaration, there is claimed to be due and owing as of the date of this Notice by Christopher R. Hughes, as Unit owner, to Ridgeview Homeowners Association, the principal amount of Two Thousand Seven Hundred Ninety Eight and 00/100 ($2,798.00) for condominium assessments; and that any action being now pending at law or otherwise to recover said debt or any part thereof has been discontinued, or that an execution upon any judgment rendered therein has been returned unsatisfied, in whole or in part, and; THAT, pursuant to said Declaration, and the statute in such case made and provided, said debt creates a lien upon said premises in favor of Ridgeview Homeowners Association, as evidenced by that Notice of Lien dated May 1, 2012, and recorded November 29, 2012 as Document No. 2911805 in the Dakota County Recorder's Office. THAT, notice is hereby given that by virtue of the power of sale created by statute, said lien will be foreclosed by the sale of said premises with the hereditiments and appurtenances thereto, which said sale will be made by the Sheriff of Dakota County, at public auction to the highest bidder, for cash, to pay the amount then due for said condominium assessments, together with the costs of foreclosure, including attorney's fees as allowed by law, as follows: DATE AND TIME OF SALE: February 13, 2013, at 10:00 A.M. PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Hastings, MN. The time allowed by law for redemption by the Unit owner, their personal representatives or assigns, is six (6) months from the date of said sale. If no redemption occurs, the property must be vacated by 11:59 PM on August 13, 2013. Dated: December 13, 2012 By _______/S/_________ David J. Raymond, #221818 Attorney for Ridgeview Homeowners Association 5838 Blackshire Path Inver Grove Heights, MN 55076 651-455-3100 File # 1441137 THIS COMMUNICATION IS FROM A DEBT COLLECTOR 3252880 12/27/12-1/31/13

NOTICE OF INFORMAL PROBATE OF WILL AND INFORMAL APPOINTMENT OF PERSONAL REPRESENTATIVE AND NOTICE TO CREDITORS STATE OF MINNESOTA COUNTY OF DAKOTA DISTRICT COURT FIRST JUDICIAL DISTRICT PROBATE COURT DIVISION Court File No. 19HA-PR-12-797 In Re: Estate of James Bellomo Decedent. Notice is hereby given that an Application for Informal Probate of Will and Informal Appointment of Personal Representative was filed with the Registrar, along with a Will dated September 29, 1998. The Registrar accepted the Application and appointed James T. Bellomo, residing at 14 Sunfish Lane, Sunfish Lake, Minnesota 55118, and Elizabeth Bellomo Peters, residing at 7170 Imperial Avenue Circle South, Cottage Grove, Minnesota 55016, to serve as the Co-Personal Representatives of the decedent’s estate. Any heir, devisee or other interested person may be entitled to appointment as personal representative or may object to the appointment of the personal representative. Any objection to the appointment of the personal representative must be filed with the Court, and any properly filed objection will be heard by the Court after notice is provided to interested persons of the date of hearing on the objection. Unless objections are filed, and unless the Court orders otherwise, the personal representative has the full power to administer the estate, including, after thirty (30) days from the issuance of Letters Testamentary, the power to sell, encumber, lease, or distribute any interest in real estate owned by the decedent. Notice is further given that, subject to Minn. Stat. § 524.3-801, all creditors having claims against the decedent’s estate are required to present the claims to the personal representative or to the Court within four (4) months after the date of this notice or said claims will be barred. Dated: 12/31/12 Heidi Carstensen Registrar Carolyn M. Renn Court Administrator William M. Kronschnabel #58518 Kueppers, Kronschnabel & Daly Suite 2300 US Bank Center 101 East Fifth Street St. Paul, Minnesota 55101 Telephone: (651) 222-5000 Facsimile: (651) 222-1313 E-Mail: wkronsch@kkblawfirm.com 3261948 1/10-1/17/13

PUBLIC NOTICE

NOTICE OF INFORMAL PROBATE OF WILL AND APPOINTMENT OF PERSONAL REPRESENTATIVE AND NOTICE TO CREDITORS STATE OF MINNESOTA COUNTY OF DAKOTA FIRST JUDICIAL DISTRICT DISTRICT COURT PROBATE DIVISION Court File No. 19HA-PR-12-812 Estate of Patricia M. Kraemer aka Patricia Marie Kraemer and Patricia Kraemer, Decedent Notice is given that an application for informal probate of the Decedent’s will dated April 30, 2010 and codicil ( ) to the will, dated N/A, and separate writings ( ) under Minn. Stat. 524.2-513 (“Will”), has been filed with the Registrar. The application has been granted. Notice is also given that the Registrar has informally appointed Harry M. Kraemer whose address is 1300 Sheridan Road, Wilmette, IL 60091 as personal representative of the Estate of the Decedent. Any heir, devisee or other interested person may be entitled to appointment as personal representative or may object to the appointment of the personal representative. Unless objections are filed with the Court (pursuant to Minn. Stat. 524.3-607) and the Court otherwise orders, the personal representative has full power to administer the Estate, including, after 30 days from the date of issuance of letters, the power to sell, encumber, lease or distribute real estate. Any objections to the probate of the Will or appointment of the Personal Representative must be filed with this Court and will be heard by the Court after the filing of an appropriate petition and proper notice of hearing. Notice is also given that (subject to Minn. Stat. 524.3-801) all creditors having claims against the Estate are required to present the claims to the personal representative or to the Court Administrator within four months after the date of this Notice or the claims will be barred. A charitable beneficiary may request notice of the probate proceedings be given to the Attorney General pursuant to Minn. Stat. 501B.41, subd. 5. Dated: 12/28/12 Heidi Carstensen Registrar Carolyn M. Renn Court Administrator Attorney for Applicant Susan L. Anderson Hellmuth & Johnson, PLLC 8050 West 78th Street Edina, MN 55439Attorney License No: 248071 Telephone: 952-941-4005 FAX: 952-941-2337 Email: sanderson@hjlawfirm.com 3260436 1/3-1/10/13

NOTICE OF INFORMAL PROBATE OF WILL AND APPOINTMENT OF PERSONAL REPRESENTATIVE AND NOTICE TO CREDITORS STATE OF MINNESOTA COUNTY OF DAKOTA DISTRICT COURT PROBATE DIVISION FIRST JUDICIAL DISTRICT Court File No. 19HA-PR-13-8 Estate of Peggy Ellen DuBois, aka Peggy E. DuBois, Decedent TO ALL INTERESTED PERSONS AND CREDITORS: Notice is hereby given that an application for informal probate of the Decedent’s will dated February 22, 2011, and separate writing, has been filed with the Registrar. The application has been granted. Notice is also given that the Registrar has informally appointed Althea F. Bellville, whose address is 1828 Merlot Curve, Eagan, MN 55122, as personal representative of the estate of the Decedent. Any heir, devisee or other interested person may be entitled to appointment as personal representative or may object to the appointment of the personal representative. Unless objections are filed with the Court (pursuant to Minn. Stat. 524.3-607) and the Court otherwise orders, the personal representative has full power to administer the estate including, after 30 days from the date of issuance of letters, the power to sell, encumber, lease or distribute real estate. Notice is also given that (subject to Minn. Stat. 524.3-801) ALL CREDITORS having claims against the Estate are required to present the claims to the personal representative or to the Court Administrator within four months after the date of this notice or the claims will be barred. Date: Jan 2, 13 Heidi Carstensen Registrar Carolyn M. Renn District Court Administrator Dennis J. Dietzler, #0134491 Attorney for Personal Representative 7401 Metro Blvd., Suite 495 Edina, MN 55439 Phone: (612) 866-6086 Fax: (612) 861-8348 3261724 1/10-1/17/13P

PUBLIC NOTICE

NOTICE AND ORDER OF HEARING ON PETITION FOR PROBATE OF WILL AND APPOINTMENT OF PERSONAL REPRESENTATIVE AND NOTICE TO CREDITORS STATE OF MINNESOTA COUNTY OF DAKOTA FIRST JUDICIAL DISTRICT DISTRICT COURT PROBATE DIVISION Court File No. 19HA-PR-13-3 Estate of Arnold G. Hasse, Decedent. It is Ordered and Notice is given that on January 31, 2013, at 9:00 a.m., a hearing will be held in this Court at 1560 Highway 55 West, Hastings, Minnesota, for the formal probate of an instrument purporting to be the Will of Decedent, dated June 18, 1998, (”Will”), and for the appointment of Gary L. Caison, whose address is 13859 Elkhart Road, Apple Valley, Minnesota, as Personal Representative of the Estate of the Decedent in an UNSUPERVISED administration. Any objections to the petition must be filed with the Court prior to or raised at the hearing. If proper and if no objections are filed or raised, the Personal Representative will be appointed with full power to administer the Estate including the power to collect all assets, to pay all legal debts, claims, taxes and expenses, to sell real and personal property, and to do all necessary acts for the Estate. Notice is also given that (subject to Minn. Stat. 524.3-801) all creditors having claims against the Estate are required to present the claims to the Personal Representative or to the Court Administrator within four months after the date of this Notice or the claims will be barred. Dated: 1/2/13 BY THE COURT Shawn M. Moynihan Judge of District Court (COURT SEAL) Attorney for Personal Representative Terrence A. Merritt Dougherty, Molenda, Solfest, Hills & Bauer P.A. 7300 West 147th Street, Suite 600 Apple Valley, MN 55124 Attorney I.D. No.: 0072151 Telephone: (952) 953-8824 Fax No.: (952) 432-3780 Email: tmerritt@dmshb.com 3265054 1/10-1/17/13

PUBLIC NOTICE

��

�� tion, Dakota County, Minnesota COUNTY IN WHICH PROPERTY �� DATE AND PLACE OF FILING: 05/14/2007 as Document Number 2517027 the Office of the County Recorder, Dakota County, Minnesota TAX PARCEL I.D. NO.: 01-63402-50-046 LEGAL DESCRIPTION OF PROPERTY: Unit No. 46, Regatta Village Homes, Common Interest Community No. 282, Dakota County, Minnesota STREET ADDRESS OF PROPERTY: 15535 Foghorn Lane, Apple Valley, MN 55124 ABSTRACT PROPERTY COUNTY IN WHICH PROPERTY IS LOCATED: Dakota LENDER OR BROKER AND MORTGAGE ORIGINATOR: U.S. Bank National Association ND RESIDENTIAL MORTGAGE SERVICER: U.S. Bank National Association ND TRANSACTION AGENT: None THE AMOUNT CLAIMED TO BE DUE ON THE MORTGAGE AS OF THE DATE OF THIS NOTICE: $164,782.59 THAT no action or proceeding has been instituted at law to recover the debt secured by said mortgage, or any part thereof; that there has been compliance with all pre-foreclosure notice and acceleration requirements of said mortgage, and/or applicable statutes. Pursuant to the power of sale contained in said Mortgage, the Mortgage will be foreclosed, and the mortgaged premises will be sold by the Sheriff of Dakota, Minnesota at public auction as follows: DATE AND TIME OF SALE: 01/18/2013 at 10:00 A.M. PLACE OF SALE: Dakota Sheriff's Office, 1580 Highway 55, Hastings, MN 55033 to pay the debt then secured by said mortgage and taxes, if any actually paid by the mortgagee, on the premises and the costs and disbursements allowed by law. The time allowed by law for redemption by said Mortgagor(s) or Mortgagor's personal representatives or assigns is six (6) months from the date of sale. TIME AND DATE TO VACATE PROPERTY: None Minnesota Statute 580.04(b) provides, "If the real estate is an owner-occupied, single-family dwelling, the notice must also specify the date on or before which the mortgage must vacate the property if the mortgage is no reinstated under section 580.30 or the property redeemed under section 580.23." If the statute applies, the time to vacate the proprty is 11:59 p.m. on 07/18/2013, or the next business day if 07/18/2013 falls on a Saturday, Sunday or legal holiday. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS THAT MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. Dated: 12/06/2012 U.S. Bank National Association ND, Mortgagee/Mortgage Assignee Dunakey & Klatt, P.C., By Brian G. Sayer and Crystal W. Rink, Attorneys for Mortgagee/Mortgage Assignee 531 Commercial Street, P.O. Box 2363, Waterloo, IA 50701 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. 3237533 12/6/12-1/10/13

PUBLIC NOTICE

LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $226,400.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $215,407.52 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: January 24, 2013 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on July 24, 2013, unless that date falls on a weekend or legal holiday, in which case it is the next weekday, and unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: November 19, 2012 CitiMortgage, Inc. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 10 - 12-004934 FC THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 3237505 12/6/12-1/10/13

PUBLIC NOTICE

NOTICE AND ORDER OF HEARING ON PETITION FOR FORMAL ADJUDICATION OF INTESTACY, DETERMINATION OF HEIRSHIP, APPOINTMENT OF PERSONAL REPRESENTATIVE AND NOTICE TO CREDITORS STATE OF MINNESOTA COUNTY OF DAKOTA FIRST JUDICIAL DISTRICT DISTRICT COURT PROBATE DIVISION Court File No. 19HA-PR-13-4 Estate of Kevin C. Pfeffer, Decedent. It is Ordered and Notice is given that on January 31, 2013, at 9:00 a.m., a hearing will be held in this Court at 1560 Highway 55 West, Hastings, Minnesota, for the adjudication of intestacy and determination of heirship of the Decedent, and for the appointment of Jennifer M. Pfeffer, whose address is 14191 Pennock Avenue, Apt. 104, Apple Valley, Minnesota 55124 as Personal Representative of the Estate of the Decedent in an UNSUPERVISED administration. Any objections to the petition must be filed with the Court prior to or raised at the hearing. If proper and if no objections are filed or raised, the Personal Representative will be appointed with full power to administer the Estate, including the power to collect all assets, to pay all legal debts, claims, taxes and expenses, to sell real and personal property, and to do all necessary acts for the Estate. Notice is also given that (subject to Minn. Stat. 524.3-801) all creditors having claims against the Estate are required to present the claims to the Personal Representative or to the Court Administrator within four months after the date of this Notice or the claims will be barred. Dated: 1/2/13 BY THE COURT Shawn M. Moynihan Judge of District Court (COURT SEAL) Attorney for Petitioner Terrence A. Merritt Dougherty, Molenda, Solfest, Hills & Bauer P.A. 7300 West 147th Street, Suite 600 Apple Valley, MN 55124 Attorney License No: 0072151 Telephone: (952) 953-8824 FAX: (952) 432-3780 Email: tmerritt@dmshb.com 3265037 1/10-1/17/13

PUBLIC NOTICE

NOTICE OF INFORMAL PROBATE OF WILL AND APPOINTMENT OF PERSONAL REPRESENTATIVE AND NOTICE TO CREDITORS STATE OF MINNESOTA COUNTY OF DAKOTA DISTRICT COURT PROBATE DIVISION FIRST JUDICIAL DISTRICT Court File No. 19HA-PR-12-796 Estate of John O. Roberts, a/k/a John Orval Roberts, Decedent Notice is given that an application for informal probate of the Decedent’s will dated 10-29-1992 (“Will”), has been filed with the Registrar. The application has been granted. Notice is also given that the Registrar has informally appointed Jane K. Roberts, whose address is: 2013 Royale Drive, Eagan, MN 55122 as personal representative of the Estate of the Decedent. Any heir, devisee or other interested person may be entitled to appointment as personal representative or may object to the appointment of the personal representative. Unless objections are filed with the Court (pursuant to Minn. Stat. 524.3-607) and the Court otherwise orders, the personal representative has full power to administer the Estate including, after 30 days from the date of issuance of letters, the power to sell, encumber, lease or distribute real estate. Any objections to the probate of the will or appointment of the Personal Representative must be filed with this Court and will be heard by the Court after the filing of an appropriate petition and proper notice of hearing. Notice is also given that (subject to Minn. Stat. 524.3-801) all creditors having claims against the Estate are required to present the claims to the personal representative or to the Court Administrator within four months after the date of this Notice or the claims will be barred. Date: 12/31/12 Heidi Carstensen Registrar Carolyn M. Renn Court Administrator Attorney for Applicant David P. Lamm LAMM, NELSON & CICH 151 St. Andrews Court, Suite 1310 Mankato, MN 56001 Attorney License No.: 59705 Telephone: 345-4607 FAX: 507-345-6815 3261861 1/10-1/17/13

PUBLIC NOTICE

ORDER AND NOTICE OF HEARING ON PETITION FOR FORMAL PROBATE OF WILL AND APPOINTMENT OF PERSONAL REPRESENTATIVE IN UNSUPERVISED ADMINISTRATION AND NOTICE TO CREDITORS STATE OF MINNESOTA COUNTY OF DAKOTA DISTRICT COURT FIRST JUDICIAL DISTRICT PROBATE COURT DIVISION Court File No. 19HA-PR-12-808 ---------------------------------------------------------In Re: Estate of FRANK W. MIKACEVICH also known as FRANK WILLIAM MIKACEVICH, Deceased. ---------------------------------------------------------TO ALL INTERESTED PERSONS AND CREDITORS: It is Ordered and Notice is hereby given that on the 31st day of January, 2013, at 9:00 o’clock A.M., a hearing will be held in the above named Court at Dakota County Judicial Center, Hastings, Minnesota, for the formal probate of an instrument purporting to be the will of the above named decedent dated May 10, 2006, and for the appointment of Victoria J. Campbell whose address is 1730 Lane Street, South St. Paul, MN 55075 as personal representative of the estate of the above named decedent in unsupervised administration, and that any objections thereto must be filed with the Court. That, if proper, and no objections are filed, a personal representative will be appointed to administer the estate, to collect all assets, pay a l l l e g a l d e b t s , c l a i m s , t a x e s a nd expenses, and sell real and personal property, and do all necessary acts for the estate. Notice is further given that ALL CREDITORS having claims against said estate are required to present the same to said personal representative or to the Court Administrator within four months after the date of this notice or said claims will be barred. Dated: 12/27/12 Mary J. Theisen Judge (COURT SEAL) DAVID L. GRANNIS Attorney I.D. No. 36808 Grannis & Lehmann, P.A. Attorney for Petitioner 413 Southview Boulevard, Suite 100 South St. Paul, MN 55075 Telephone: (651) 455-1661 3259532 1/3-1/10/12

PUBLIC NOTICE

MORTGAGOR: Bernadine Stewart, a single person. MORTGAGEE: First Franklin Financial Corporation. DATE AND PLACE OF RECORDING: Filed May 31, 2000, Dakota County Registrar of Titles, Document No. 421351 on Certificate of Title No. 118960. ASSIGNMENTS OF MORTGAGE: Assigned to: Altegra Credit Company n/k/a National City Home Loan Services, Inc.. And thereafter assigned to: PNC Bank, National Association, successor by merger to National City Bank successor by merger to National City Bank of Kentucky. Said Mortgage being upon Registered Land. TRANSACTION AGENT: NONE TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: NONE LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: First Franklin Financial Corporation RESIDENTIAL MORTGAGE SERVICER: Select Portfolio Servicing, Inc. MORTGAGED PROPERTY ADDRESS: 12228 Oak Leaf Circle, Burnsville, MN 55337 TAX PARCEL I.D. #: 025370002160 LEGAL DESCRIPTION OF PROPERTY: Lot Sixteen (16), Block Two (2), in Oak Leaf. COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $81,750.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $93,028.53 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: January 24, 2013 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on July 24, 2013, unless that date falls on a weekend or legal holiday, in which case it is the next weekday, and unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: November 21, 2012 PNC Bank, National Association Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 38 - 12-006089 FC THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 3236339 12/6/12-1/10/13

PUBLIC NOTICE

MORTGAGE: NONE LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Fifth Third Mortgage Company RESIDENTIAL MORTGAGE SERVICER: Fifth Third Mortgage Company MORTGAGED PROPERTY ADDRESS: 13473 Danube Lane, Rosemount, MN 55068 T A X P A R C E L I . D . # : 34.18305.01.030 LEGAL DESCRIPTION OF PROPERTY: Lot 3, Block 1, Country Hills 6th Addition, Dakota County, Minnesota. COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $315,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $304,960.22 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: January 24, 2013 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on July 24, 2013, unless that date falls on a weekend or legal holiday, in which case it is the next weekday, and unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: November 29, 2012 Fifth Third Mortgage Company Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 67 - 12-006687 FC THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 3237546 12/6/12-1/10/13

PUBLIC NOTICE

COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $256,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $132,131.84 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: January 18, 2013 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within Twelve (12) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on January 20, 2014, unless that date falls on a weekend or legal holiday, in which case it is the next weekday, and unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: November 14, 2012 CitiMortgage, Inc. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 10 - 12-005690 FC THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 3237514 12/6/12-1/10/13

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: February 14, 2005 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $163,800.00 MORTGAGOR(S): Susan M. Vought, a single woman MORTGAGEE: Ameriquest Mortgage Company DATE AND PLACE OF RECORDING: Recorded: March 03, 2005 Dakota County Recorder Document Number: 2301010 ASSIGNMENTS OF MORTGAGE: And assigned to: Deutsche Bank National Trust Company, as Trustee for, Ameriquest Mortgage Securities Inc. Asset-Backed Pass-Through Certificates, Series 2005-R3 Dated: January 20, 2009 Recorded: February 17, 2009 Dakota County Recorder Document Number: 2637687 Transaction Agent: Not Applicable Transaction Agent Mortgage Identification Number: Not Applicable Lender or Broker: Ameriquest Mortgage Company Residential Mortgage Servicer: Homeward Residential, Inc. Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 4466 Woodgate Pt, Eagan, MN 55122-2448 Tax Parcel ID Number: 10-84602-02-180 LEGAL DESCRIPTION OF PROPERTY: Lot 18, Block 2 Woodgate 3rd Addition, CIC No. 226, Dakota County, Minnesota AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $159,624.83 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: January 18, 2013 at 10:00 AM

��

18, 2013 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on July 18, 2013, or the next business day if July 18, 2013 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: December 06, 2012 ASSIGNEE OF MORTGAGEE: Deutsche Bank National Trust Company, as Trustee for Ameriquest Mortgage Securities Inc., Asset-Backed Pass-Through Certificates, Series 2005-R3 Wilford, Geske & Cook P.A. Attorneys for Assignee of Mortgagee 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 026197F01 3235541 12/6/12-1/10/13

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: December 23, 2009 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $176,604.00 MORTGAGOR(S): Ronald Dias, and Michelle Dias, husband and wife MORTGAGEE: Mortgage Electronic Registration Systems, Inc. as nominee for Bank of America, N.A. its successors and/or assigns DATE AND PLACE OF RECORDING: Recorded: January 12, 2010 Dakota County Recorder Document Number: 2707233 ASSIGNMENTS OF MORTGAGE: And assigned to: Bank of America, N.A., Successor by merger to BAC Home Loans Servicing, LP Dated: September 27, 2011 Recorded: November 09, 2011 Dakota County Recorder Document Number: 2829794 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 1000255-0000323608-8 Lender or Broker: Bank of America, N.A. Residential Mortgage Servicer: Bank of America, N.A. Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 16458 Elm Creek Ln, Lakeville, MN 55044-4738 Tax Parcel ID Number: 22-26701-12-015 LEGAL DESCRIPTION OF PROPERTY: Unit No. 02015, CIC No. 581, Fieldstone Creek Condominium, Dakota County, Minnesota. AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $193,569.67 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: January 18, 2013 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on July 18, 2013, or the next business day if July 18, 2013 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial

Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: December 06, 2012 SSIGNEE OF MORTGAGEE: BANK OF AMERICA, N.A., SUCCESSOR BY MERGER TO BAC HOME LOANS SERVICING, LP Wilford, Geske & Cook P.A. Attorneys for Assignee of Mortgagee 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 024880F03 3230945 12/6/12-1/10/13

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN: That Default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: 05/24/2005 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $173,000.00 MORTGAGOR(S): Tho Van Nguyen and Kim Lien Thi Nguyen, husband and wife MORTGAGEE: Mortgage Electronic Registration Systems, Inc., as nominee for Provident Funding Associates, L.P. DATE AND PLACE OF FILING: 06/09/2005 as Document Number 567120 in the Office of the County Registrar, Dakota County, Minnesota ASSIGNMENT OF MORTGAGE: Assigned to Provident Funding Associates, L.P. DATE AND PLACE OF FILING: 11/08/2012 as Document Number T705916 in the Office of the County Registrar, Dakota County, Minnesota TAX PARCEL I.D. NO.: 10-13750-03-150 LEGAL DESCRIPTION OF PROPERTY: Lot Fifteen (15), Block Three (3), in Berkshire Ponds, Dakota County, Minnesota REGISTERED/TORRENS PROPERTY: Torrens Certificate No. 127165 STREET ADDRESS OF PROPERTY: 1930 Covington Lane, Eagan, MN 55122 COUNTY IN WHICH PROPERTY IS LOCATED: Dakota LENDER OR BROKER AND MORTGAGE ORIGINATOR: Provident Funding Associates, L.P. RESIDENTIAL MORTGAGE SERVICER: Provident Funding Associates, L.P. TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 1000179-5215050095-8 THE AMOUNT CLAIMED TO BE DUE ON THE MORTGAGE AS OF THE DATE OF THIS NOTICE: $160,857.39 THAT no action or proceeding has been instituted at law to recover the debt secured by said mortgage, or any part thereof; that there has been compliance with all pre-foreclosure notice and acceleration requirements of said mortgage, and/or applicable statutes. Pursuant to the power of sale contained in said Mortgage, the Mortgage will be foreclosed, and the mortgaged premises will be sold by the Sheriff of Dakota, Minnesota at public auction as follows: DATE AND TIME OF SALE: 01/18/2013 at 10:00 A.M. PLACE OF SALE: Dakota Sheriff's Office, 1580 Highway 55, Hastings, MN 55033 to pay the debt then secured by said mortgage and taxes, if any actually paid by the mortgagee, on the premises and the costs and disbursements allowed by law. The time allowed by law for redemption by said Mortgagor(s) or Mortgagor's personal representatives or assigns is six (6) months from the date of sale. TIME AND DATE TO VACATE PROPERTY: Minnesota Statute 580.04(b) provides, "If the real estate is an owner-occupied, single-family dwelling, the notice must also specify the date on or before which the mortgage must vacate the property if the mortgage is no reinstated under section 580.30 or the property redeemed under section 580.23." If the statute applies, the time to vacate the proprty is 11:59 p.m. on 07/18/2013, or the next business day if 07/18/2013 falls on a Saturday, Sunday or legal holiday. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE

RESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS THAT MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. Dated: 12/06/2012 Provident Funding Associates, L.P., Mortgagee/Mortgage Assignee Dunakey & Klatt, P.C., By Brian G. Sayer and Crystal W. Rink, Attorneys for Mortgagee/Mortgage Assignee 531 Commercial Street, P.O. Box 2363, Waterloo, IA 50701 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. 3237517 12/6/12-1/10/13

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: O c t o b e r 2 5 , 2002 MORTGAGOR: M a r y K . S c h l e i s , a single woman. MORTGAGEE: Mortgage Electronic Registration Systems, Inc.. DATE AND PLACE OF RECORDING: Filed April 10, 2003, Dakota County Registrar of Titles, Document No. 495295 on Certificate of Title No. 127652. ASSIGNMENTS OF MORTGAGE: Assigned to: JPMorgan Chase Bank, National Association S/B/M Chase Home Finance LLC. Said Mortgage being upon Registered Land. TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 1001625-0003755724-7 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Alpine Lending, LLC RESIDENTIAL MORTGAGE SERVICER: JPMorgan Chase Bank, National Association MORTGAGED PROPERTY ADDRESS: 101 Mary Ann Lane, Burnsville, MN 55337 TAX PARCEL I.D. #: 027643009010 LEGAL DESCRIPTION OF PROPERTY: Lot 1, Block 9, Timberland-Knoll Acres, Dakota County, Minnesota COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $90,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $106,966.96 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: January 22, 2013 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on ___July 22, 2013__, unless that date falls on a weekend or legal holiday, in which case it is the next weekday, and unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: November 20, 2012 JPMorgan Chase Bank, National Association

Association Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 30 - 12-005153 FC THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 3238113 12/6/12-1/10/13

PUBLIC NOTICE NOTICE OF INFORMAL PROBATE

OF WILL AND INFORMAL APPOINTMENT OF PERSONAL REPRESENTATIVE AND NOTICE TO CREDITORS STATE OF MINNESOTA COUNTY OF DAKOTA DISTRICT COURT FIRST JUDICIAL DISTRICT Court File No.: 19HA-PR-13-10 In Re: Estate of Michael S. Nanne, Decedent. Notice is given that an Application for Informal Probate of Will and Informal Appointment of Personal Representative was filed with the Registrar, along with a Will dated April 8, 2011. The Registrar accepted the application and appointed Sheila J. Nanne, whose address is 14801 White Oak Drive, Burnsville, MN 55337, to serve as the personal representative of the decedent’s estate. Any heir, devisee or other interested person may be entitled to appointment as personal representative or may object to the appointment of the personal representative. Any objection to the appointment of the personal representative must be filed with the Court, and any properly filed objection will be heard by the Court after notice is provided to interested persons of the date of hearing on the objection. Unless objections are filed, and unless the Court orders otherwise, the personal representative has the full power to administer the estate, including, after thirty (30) days from the issuance of letters testamentary, the power to sell, encumber, lease, or distribute any interest in real estate owned by the decedent. Notice is further given that, subject to Minn. Stat. § 524.3-801, all creditors having claims against the decedent’s estate are required to present the claims to the personal representative or to the Court within four (4) months after the date of this notice or the claims will be barred. Dated: 1/2/13 Heidi Carstensen Registrar Carolyn M. Renn Court Administrator The Law Office of Abby Williams Gese Abby Williams Gese MN# 0386708 4907 Colfax Avenue South Minneapolis, MN 55419 Telephone: (612) 237-6460 Facsimile: (612) 824-1193 e-mail: abby@awglawoffice.com 3264909 1/10-1/17/13P

PUBLIC NOTICE

NOTICE OF INFORMAL PROBATE OF WILL AND INFORMAL APPOINTMENT OF PERSONAL REPRESENTATIVE AND NOTICE TO CREDITORS STATE OF MINNESOTA COUNTY OF DAKOTA DISTRICT COURT FIRST JUDICIAL DISTRICT Court File No.: 19HA-PR-13-9 In Re: Estate of Louise A. Conway, Decedent. Notice is given that an Application for Informal Probate of Will and Informal Appointment of Personal Representative was filed with the Registrar, along with a Will dated August 23, 2011. The Registrar accepted the application and appointed Thomas M. Conway, whose address is 64 Duck Pond Drive, West St. Paul, Minnesota 55118, to serve as the personal representative of the decedent’s estate. Any heir, devisee or other interested person may be entitled to appointment as personal representative or may object to the appointment of the personal representative. Any objection to the appointment of the personal representative must be filed with the Court, and any properly filed objection will be heard by the Court after notice is provided to interested persons of the date of hearing on the objection. Unless objections are filed, and unless the Court orders otherwise, the personal representative has the full power to administer the estate, including, after thirty (30) days from the issuance of letters testamentary, the power to sell, encumber, lease, or distribute any interest in real estate owned by the decedent. Notice is further given that, subject to Minn. Stat. § 524.3-801, all creditors having claims against the decedent’s estate are required to present the claims to the personal representative or to the Court within four (4) months after the date of this notice or the claims will be barred. Dated: 1/2/13 Heidi Carstensen Registrar Carolyn M. Renn Court Administrator Patrick J. Gallagher (MN# 33182) Ginkel & Gallagher 563 Bielenberg Drive, #215 Woodbury Minnesota 55125 Telephone: (651) 224-4741 Facsimile: (651) 223-5318 ATTORNEY FOR PERSONAL REPRESENTATIVE 3262471 1/10-1/17/13

�� from �� within six�� (6) months the date of

PUBLIC NOTICE

NOTICE OF INFORMAL PROBATE OF WILL AND APPOINTMENT OF PERSONAL REPRESENTATIVE AND NOTICE TO CREDITORS STATE OF MINNESOTA COUNTY OF DAKOTA FIRST JUDICIAL DISTRICT DISTRICT COURT PROBATE DIVISION Court File No. 19HA-PR-13-11 Estate of Delores L. Stover, a/k/a Delores Louise Stover, Decedent Notice is given that an application for informal probate of the Decedent’s Will, dated March 7, 2001, and separate writings under Minn. Stat. 524.2-513 (”Will”), have been filed with the Registrar. The application has been granted. Notice is also given that the Registrar has informally appointed Gordon R. Stover, whose address is 3843 Dupont Avenue N., Minneapolis, MN 55412, as personal representative of the Estate of the Decedent. Any heir, devisee or other interested person may be entitled to appointment as personal representative or may object to the appointment of the personal representative. Unless objections are filed with the Court (pursuant to Minn. Stat. 524.3-607) and the Court otherwise orders, the personal representative has full power to administer the Estate, including, after 30 days from the date of issuance of letters, the power to sell, encumber, lease or distribute real estate. Any objections to the probate of the Will or appointment of the Personal Representative must be filed with this Court and will be heard by the Court after the filing of an appropriate petition and proper notice of hearing. Notice is also given that (subject to Minn. Stat. 524.3-801) all creditors having claims against the Estate are required to present the claims to the personal representative or to the Court Administrator within four months after the date of this Notice or the claims will be barred. Dated: 1/2/13 Heidi Carstensen Registrar Carolyn M. Renn Court Administrator Attorney for Personal Representative Donald L. Hoeft LeVander, Gillen & Miller, P.A. 633 South Concord Street, Suite 400 South St. Paul, MN 55075 Attorney License No: 45706 Telephone: (651) 451-1831 FAX: (651) 450-7384 3265006 1/10-1/17/13

PUBLIC NOTICE

said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on July 24, 2013 unless that date falls on a weekend or legal holiday, in which case it is the next weekday, and unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: November 20, 2012 Minnesota Housing Finance Agency Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 135 - 12-006405 FC THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 3236344 12/6/12-1/10/13

PUBLIC NOTICE

NOTICE OF INFORMAL PROBATE OF WILL AND INFORMAL APPOINTMENT OF PERSONAL REPRESENTATIVE AND NOTICE TO CREDITORS STATE OF MINNESOTA COUNTY OF DAKOTA DISTRICT COURT FIRST JUDICIAL DISTRICT Court File No.: 19HA-PR-12-793 In Re: Estate of Dorothy M. Schadegg, a/k/a Dorothy Murphy Schadegg, Decedent. Notice is given that an Application for Informal Probate of Will and Informal Appointment of Personal Representative was filed with the Registrar, along with a Will dated October 8, 1992. The Registrar accepted the application and appointed Michael Tauer, whose address is 7967 230th Street Lane North, Forest Lake, Minnesota 55025, to serve as the personal representative of the decedent’s estate. Any heir, devisee or other interested person may be entitled to appointment as personal representative or may object to the appointment of the personal representative. Any objection to the appointment of the personal representative must be filed with the Court, and any properly filed objection will be heard by the Court after notice is provided to interested persons of the date of hearing on the objection. Unless objections are filed, and unless the Court orders otherwise, the personal representative has the full power to administer the estate, including, after thirty (30) days from the issuance of letters testamentary, the power to sell, encumber, lease, or distribute any interest in real estate owned by the decedent. Notice is further given that, subject to Minn. Stat. § 524.3-801, all creditors having claims against the decedent’s estate are required to present the claims to the personal representative or to the Court within four (4) months after the date of this notice or the claims will be barred. Dated: 12/24/12 Heidi Carstensen Registrar Carolyn M. Renn Court Administrator Vance B. Grannis, Jr. (MN# 36821) Grannis & Hauge, P.A. 1260 Yankee Doodle Road, Suite 200 Eagan Minnesota 55121 Telephone: (651) 456-9000 Facsimile: (651) 454-4232 ATTORNEY FOR PERSONAL REPRESENTATIVE 3256840 1/3-1/10/13

PUBLIC NOTICE

��

�� 12946 �� Nicollet Avenue South, Unit 102, Burnsville, MN 55337 �� thereafter assigned to: Residential Credit Solutions, Inc.. TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100162500029440428 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Mortgages Unlimited, Inc. RESIDENTIAL MORTGAGE SERVICER: Residential Credit Solutions, Inc. MORTGAGED PROPERTY ADDRESS: 120 14th Avenue South, South Saint Paul, MN 55075 TAX PARCEL I.D. #: 368390006002 LEGAL DESCRIPTION OF PROPERTY: Lot 6, Block 2, Wharton and Miller's Addition to South St. Paul, Dakota County, Minnesota. COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $164,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $228,384.41 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: January 24, 2013 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on July 24, 2013, unless that date falls on a weekend or legal holiday, in which case it is the next weekday, and unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: November 21, 2012 Residential Credit Solutions, Inc. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 119 - 12-004914 FC THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 3235621 12/6/12-1/10/13

PUBLIC NOTICE

T A X P A R C E L I . D . # : 02-01300-16-560 LEGAL DESCRIPTION OF PROPERTY: Apartment Number 102, 12946 Nicollet Avenue, Ridgeview Condominium Homes, Condominium File Number 15, Dakota County, Minnesota. COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $71,150.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $63,062.95 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: January 17, 2013 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on __July 17, 2013____________________, unless that date falls on a weekend or legal holiday, in which case it is the next weekday, and unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: November 9, 2012 JPMorgan Chase Bank, National Association Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 30 - 30-12311 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 3237560 12/6/12-1/10/13

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: July 24, 2008 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $260,347.00 MORTGAGOR(S): James D. Puls and Michele E. Puls, husband and wife MORTGAGEE: Mortgage Electronic Registration Systems, Inc. as nominee for GB Mortgage, LLC, its successors and assigns DATE AND PLACE OF RECORDING: Recorded: August 04, 2008 Dakota County Recorder Document Number: 2606041 LOAN MODIFICATION: Dated: February 08, 2011 Recorded: August 10, 2012 Document Number: 2886564 ASSIGNMENTS OF MORTGAGE: And assigned to: BAC Home Loans Servicing, LP Dated: May 26, 2009 Recorded: June 02, 2009 Dakota County Recorder Document Number: 2660927 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100016500007940488 Lender or Broker: GB Mortgage, LLC Residential Mortgage Servicer: Bank of America, N.A. Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 1742 Deerwood Dr, Eagan, MN 55122-1736 Tax Parcel ID Number: 10-19910-01-040 LEGAL DESCRIPTION OF PROPERTY: Lot 4, Block 1, Deerhawk Addition Dakota County, Minnesota AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $331,953.43 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been insti-

no action or proceeding has been insti tuted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: January 18, 2013 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on July 18, 2013, or the next business day if July 18, 2013 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: December 06, 2012 ASSIGNEE OF MORTGAGEE: Bank of America, N.A., successor by merger to BAC Home Loans Servicing, LP Wilford, Geske & Cook P.A. Attorneys for Assignee of Mortgagee 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 024953F02 3238210 12/6/12-1/10/13

PUBLIC NOTICE

ments, including attorneys fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on _July 24, 2013, unless that date falls on a weekend or legal holiday, in which case it is the next weekday, and unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: November 21, 2012 JPMorgan Chase Bank, National Association Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 30 - 30-11332 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 3237576 12/6/12-1/10/13

PUBLIC NOTICE

NOTICE AND ORDER OF HEARING ON PETITION FOR PROBATE OF WILL AND APPOINTMENT OF PERSONAL REPRESENTATIVE AND NOTICE TO CREDITORS STATE OF MINNESOTA COUNTY OF DAKOTA FIRST JUDICIAL DISTRICT DISTRICT COURT PROBATE DIVISION Court File No. 19HA-PR-12-805 Estate of Donald A. Messerich, Decedent It is Ordered and Notice is given that on 1-31-13, at 9:00 a.m., a hearing will be held in this Court at 1560 Highway 55, Hastings, Minnesota, for the formal probate of an instrument purporting to be the Will of the Decedent dated, August 12, 2003, and codicils to the will, dated September 26, 2003, (“Will”), and for the appointment of Jeffrey J. Messerich, whose address is 703 Maple Park Court, Mendota Heights, MN, 55118 as Personal Representative of the Estate of the Decedent in an UNSUPERVISED administration. Any objections to the petition must be filed with the Court prior to or raised at the hearing. If proper and if no objections are filed or raised, the Personal Representative will be appointed with full power to administer the Estate including the power to collect all assets, to pay all legal debts, claims, taxes and expenses, to sell real and personal property, and to do all necessary acts for the Estate. Notice is also given that (subject to Minn. Stat. 524.3-801) all creditors having claims against the Estate are required to present the claims to the Personal Representative or to the Court Administrator within four months after the date of this Notice or the claims will be barred. A charitable beneficiary may request notice of the probate proceedings be given to the Attorney General pursuant to Minn. Stat. 501B.41, subd. 5. Dated: 12/27/12 BY THE COURT Mary J. Theisen Judge of District Court (COURT SEAL) Attorney for Petitioner Randall W. Sayers Hansen, Dordell, Bradt, Odlaug & Bradt, PLLP 3900 Northwoods Drive, Suite 250 Saint Paul, MN, 55112 Attorney License No: 130746 Telephone: (651) 332-8725 FAX: (651) 482-8909 Email: rsayers@hdbob.com 3258973 1/3-1/10/13

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: December 12, 2006 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $193,500.00 MORTGAGOR(S): Michael R. Diehl, single person MORTGAGEE: Mortgage Electronic Registration Systems, Inc. as nominee for SunTrust Mortgage, LLC, its successors and/or assigns DATE AND PLACE OF REGISTERING: Registered: January 03, 2007 Dakota County Registrar of Titles Document Number: 603570 ASSIGNMENTS OF MORTGAGE: And assigned to: U.S. Bank National Association as Trustee for BAFC

Association as Trustee for BAFC 2007-4 Dated: October 31, 2012 Registered: November 02, 2012 Dakota County Registrar of Titles Document Number: T705621 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100010401447015476 Lender or Broker: SunTrust Mortgage, LLC Residential Mortgage Servicer: SunTrust Mortgage, Inc. Mortgage Originator: Not Applicable CERTIFICATE OF TITLE NUMBER: 128112 COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 144 21st Ave S, South Saint Paul, MN 55075-5841 Tax Parcel ID Number: 36-53600-04-120 LEGAL DESCRIPTION OF PROPERTY: Lot 12, Block 4, Oak View Addition to South St. Paul, Dakota County, MN AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $188,949.53 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; that this is registered property; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: January 18, 2013 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on July 18, 2013, or the next business day if July 18, 2013 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: December 06, 2012 ASSIGNEE OF MORTGAGEE: U.S. Bank National Association as Trustee for BAFC 2007-4 Wilford, Geske & Cook P.A. Attorneys for Assignee of Mortgagee 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 026570F01 3231622 12/6/12-1/10/13

PUBLIC NOTICE

tion, County of Dakota, State of Min nesota. COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $156,800.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $170,304.44 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: January 30, 2013 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on July 30, 2013 unless that date falls on a weekend or legal holiday, in which case it is the next weekday, and unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: November 30, 2012 LNV Corporation Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 9-3-2012 FC THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 3243731 12/13/12-1/17/13

PUBLIC NOTICE

��

Mortgagee/Assignee of Mortgagee com plied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: January 29, 2013 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on July 29, 2013, unless that date falls on a weekend or legal holiday, in which case it is the next weekday, and unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: November 30, 2012 Green Tree Servicing LLC Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 8 - 12-006080 FC THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 3243781 12/13/12-1/17/13

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: September 05, 2007 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $206,270.00 MORTGAGOR(S): Michelle R. Litzner, a single person and Todd M. Bowman, a single person MORTGAGEE: Mortgage Electronic Registration Systems, Inc. as nominee for Cornerstone Mortgage Company, its successors and/or assigns DATE AND PLACE OF RECORDING: Recorded: September 21, 2007 Dakota County Recorder Document Number: 2545627 ASSIGNMENTS OF MORTGAGE: And assigned to: Bank of America, N.A., successor by merger to BAC Home Loans Servicing, LP FKA Countywide Home Loans Servicing, LP Dated: September 27, 2011 Recorded: November 09, 2011 Dakota County Recorder Document Number: 2829825 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100177050500038856 Lender or Broker: Cornerstone Mortgage Company Residential Mortgage Servicer: Bank of America, N.A. Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 9275 190th St W, Lakeville, MN 55044-4449 Tax Parcel ID Number: 22-16951-01-030 LEGAL DESCRIPTION OF PROPERTY: Lot 3, Block 1, Century Ridge 2nd Addition, CIC No. 296, Dakota County, Minnesota AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $253,297.04 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: January 25, 2013 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disburse-

mises and the costs and disburse ments, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on July 25, 2013, or the next business day if July 25, 2013 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: December 13, 2012 ASSIGNEE OF MORTGAGEE: Bank of America, N.A., successor by merger to BAC Home Loans Servicing, LP FKA Countywide Home Loans Servicing, LP Wilford, Geske & Cook P.A. Attorneys for Assignee of Mortgagee 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 026688F01 3239231 12/13/12-1/17/13

PUBLIC NOTICE

NOTICE AND ORDER OF HEARING ON PETITION TO FORMALLY PROBATE WILL PREVIOUSLY PROBATED INFORMALLY, CONFIRM APPOINTMENT AND ACTS OF PERSONAL REPRESENTATIVE PREVIOUSLY APPOINTED INFORMALLY, TO CONFIRM COMPLETE SETTLEMENT OF THE ESTATE AND TO APPROVE AND CONFIRM DEED OF DISTRIBUTION PREVIOUSLY SIGNED AND RECORDED IN OFFICE OF COUNTY RECORDER OF KITTSON COUNTY, MINNESOTA, NUNC PRO TUNC STATE OF MINNESOTA COUNTY OF DAKOTA IN DISTRICT COURT PROBATE DIVISION Court File No. 19-P4-02-10838 In Re: Estate of: ) ) Elwood E. Mears,) ) Deceased. ) The personal representative of the estate has filed a petition which requests formal probate of a Will, dated November 30, 2012, previously probated informally, confirmation of appointment and acts of the personal representative previously appointed informally, to confirm complete settlement of the estate and to approve and confirm deed of distribution previously signed and recorded in office of county recorder of Kittson County, Minnesota, nunc pro tunc. IT IS ORDERED, that the petition will be heard on January 31, 2013, at 9:00 o’clock a.m. by this Court in the Dakota County Judicial Center, Courts Building located at 1560 Highway 55, Hastings, MN 55033. Any objections to the petition must be filed with the Court prior to or at the hearing. (1) Notice shall be given to all interested persons (Minn. Stat. 524.1-401) and persons who have filed a demand for notice pursuant to Minn. Stat. 524.3-204. (2) Notice shall be given by publishing this Notice and Order as provided by law and by mailing a copy of this Notice and Order at least fourteen (14) days prior to the hearing date. Dated this 20 day of December, 2012. Shawn M. Moynihan Roger C. Malm Brink, Sobolik, Severson, Malm & Albrecht, P.A Attorneys for Petitioner P.O. Box 790 Hallock, MN 56728 (218) 843-3686 3260911 1/10-1/17/13

PUBLIC NOTICE

TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100162500063979836 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: AmTrust Bank RESIDENTIAL MORTGAGE SERVICER: JPMorgan Chase Bank, National Association MORTGAGED PROPERTY ADDRESS: 1304 Aspen Drive, Burnsville, MN 55337 TAX PARCEL I.D. #: 025657501050 LEGAL DESCRIPTION OF PROPERTY: Lot 5, Block 1, Park Hill, Dakota County, Minnesota COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $274,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $264,454.80 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: January 31, 2013 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on ___July 31, 2013____, unless that date falls on a weekend or legal holiday, in which case it is the next weekday, and unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: December 3, 2012 JPMorgan Chase Bank, National Association Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 30 - 12-006665 FC THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 3244042 12/13/12-1/17/13

PUBLIC NOTICE

ERTY: Lot 15, Block 1 in South Grove No. 14, According to the Recorded Plat Thereof, Dakota County, Minnesota COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $150,480.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $148,642.52 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: January 31, 2013 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on July 31, 2013, unless that date falls on a weekend or legal holiday, in which case it is the next weekday, and unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: November 23, 2012 Green Tree Servicing LLC Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 8 - 12-005223 FC THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 3243767 12/13/12-1/17/13

PUBLIC NOTICE

��

�� is not tained in said�� mortgage,�� the above�� tion 580.30 or the�� property described property will be sold by the redeemed under section 580.23 is Sheriff of said county as follows: 11:59 p.m. on July 29, 2013, unless DATE AND TIME OF SALE: 10:00 AM that date falls on a weekend or legal on January 31, 2013 holiday, in which case it is the next PLACE OF SALE: Sheriff`s Main weekday, and unless the redemption Office, Law Enforcement Center, 1580 period is reduced to 5 weeks under MN Highway 55, Hastings MN 55033-2343 Stat. Secs. 580.07 or 582.032. to pay the debt then secured by said MORTGAGOR(S) RELEASED FROM mortgage and taxes, if any actually FINANCIAL OBLIGATION ON MORTpaid by the mortgagee, on the pre- GAGE: None mises and the costs and disburse"THE TIME ALLOWED BY LAW FOR m e n t s a l l o w e d b y l a w . T h e t i m e REDEMPTION BY THE MORTGAGOR, allowed by law for redemption by said THE MORTGAGOR'S PERSONAL REPmortgagor(s), their personal represen- RESENTATIVES OR ASSIGNS, MAY BE tatives or assigns is 6.00 months from REDUCED TO FIVE WEEKS IF A JUDIthe date of sale. If Mortgage is not CIAL ORDER IS ENTERED UNDER r e i n s t a t e d u n d e r M i n n . S t a t . MINNESOTA STATUTES, SECTION Section580.30 or the property is not 5 8 2 . 0 3 2 , D E T E R M I N I N G , A M O N G r e d e e m e d u n d e r M i n n . S t a t . OTHER THINGS, THAT THE MORTSection580.23, the Mortgagor must GAGED PREMISES ARE IMPROVED vacate the property on or before 11:59 WITH A RESIDENTIAL DWELLING OF p.m. on July 31, 2013, or the next LESS THAN FIVE UNITS, ARE NOT business day if July 31, 2013 falls on a PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E Saturday, Sunday or legal holiday. "THE TIME ALLOWED BY LAW FOR ABANDONED." Dated: November 30, 2012 REDEMPTION BY THE MORTGAGOR, Green Tree Servicing LLC THE MORTGAGOR`S PERSONAL REPMortgagee/Assignee of Mortgagee RESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDI- USSET, WEINGARDEN AND LIEBO, P.L.L.P. CIAL ORDER IS ENTERED UNDER Attorneys for Mortgagee/Assignee of MINNESOTA STATUTES, SECTION Mortgagee 5 8 2 . 0 3 2 , D E T E R M I N I N G , A M O N G 4500 Park Glen Road #300 OTHER THINGS, THAT THE MORT- Minneapolis, MN 55416 GAGED PREMISES ARE IMPROVED (952) 925-6888 WITH A RESIDENTIAL DWELLING OF 8 - 12-006237 FC LESS THAN FIVE UNITS, ARE NOT THIS IS A COMMUNICATION FROM PROPERTY USED IN AGRICULTURAL A DEBT COLLECTOR. 12/13/12-1/17/13 P R O D U C T I O N , A N D A R E 3243753 ABANDONED." Dated: December 13, 2012 Deutsche Bank National Trust NOTICE OF VOLUNTARY Company, as Indenture Trustee, MORTGAGE FORECLOSURE SALE for New Century Home Equity UNDER MINN. STAT. § 582.32 Loan Trust 2005-1 NOTICE IS HEREBY GIVEN that Randall S. Miller and Associates, PLLC default has occurred in the conditions Attorneys for Assignee of Mortgage/ of the following described mortgage: Mortgagee DATE OF MORTGAGE: July 6, 2007 Canadian Pacific Plaza, ORIGINAL PRINCIPAL AMOUNT OF 120 South Sixth Street, Suite 1100 MORTGAGE: $1,824,000.00 Minneapolis, MN 55402 MORTGAGOR(S): South Metro PropPhone: 952-232-0052 erties, LLC Our File No. 12MN00468-1 MORTGAGEE: Wells Federal Bank, THIS IS A COMMUNICATION FROM FSB A DEBT COLLECTOR. DATE AND PLACE OF RECORDING: A-4337171 12/13/2012, 12/20/2012, Recorded: July 10, 2007 Dakota 12/27/2012, 01/03/2013, 01/10/2013, County Registrar 01/17/2013 Document Number: 613666 3238961 12/13/12-1/17/13 Transaction Agent: Not Applicable Transaction Agent Mortgage Identification Number: Not Applicable Lender or Broker: Wells Federal NOTICE OF MORTGAGE Bank, FSB FORECLOSURE SALE Residential Mortgage Servicer: Wells THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF Federal Bank, formerly known as Wells THE ORIGINAL CREDITOR WITHIN Federal Bank, FSB Mortgage Originator: Not Applicable THE TIME PROVIDED BY LAW IS COUNTY IN WHICH PROPERTY IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that LOCATED: Dakota default has occurred in conditions of Property Address: 1501, 1505, 1509 the following described mortgage: and 1513 Southcross Drive W., BurnsDATE OF MORTGAGE: September 6, ville, MN 55306 2005 Tax Parcel ID Number: MORTGAGOR: Geraldine Style and 02-22551-01-040 Edward Style, wife and husband. LEGAL DESCRIPTION OF PROPMORTGAGEE: Mortgage Electronic ERTY: Lot Four (4), Block One (1), EarRegistration Systems, Inc. ley Lake Office Park Two, Dakota DATE AND PLACE OF RECORDING: County, Minnesota Recorded September 30, 2005 VOLUNTARY FORECLOSURE Dakota County Recorder, Document AGREEMENT: Dated: December 13, 2012 No. 2366278. Recorded: December 19, 2012 ASSIGNMENTS OF MORTGAGE: Assigned to: Green Tree Servicing LLC Document Number: T708544 . TRANSACTION AGENT: Mortgage AMOUNT DUE AND CLAIMED TO BE Electronic Registration Systems, Inc. DUE AS OF DATE OF VOLUNTARY TRANSACTION AGENT'S MORT- F O R E C L O S U R E A G R E E M E N T : GAGE IDENTIFICATION NUMBER ON $2,048,755.84 MORTGAGE: 1000157-0005632424-3 THAT all pre-foreclosure requireLENDER OR BROKER AND MORT- ments have been complied with; that G A G E O R I G I N A T O R S T A T E D O N no action or proceeding has been instiMORTGAGE: America's Wholesale tuted at law or otherwise to recover the Lender debt secured by said mortgage, or any R E S I D E N T I A L M O R T G A G E S E R - part thereof; PURSUANT to the power of sale conVICER: Green Tree Servicing LLC MORTGAGED PROPERTY ADDRESS: t a i n e d i n s a i d m o r t g a g e , t h e 20468 Cypress Drive, Farmington, MN above-described property will be sold by the Sheriff of said county as fol55024 T A X P A R C E L I . D . # : lows: 14.48760.01.520 DATE AND TIME OF SALE: February LEGAL DESCRIPTION OF PROP- 7, 2013 at 10:00 AM ERTY: PLACE OF SALE: Dakota County Lot 52, Block 1, Middle Creek East, Sheriff's Main Office, Civil Division, CIC No 404, Dakota County, Minne- 1580 W. Highway 55, Hastings, Minnesota sota COUNTY IN WHICH PROPERTY IS to pay the debt secured by said mortLOCATED: Dakota gage and taxes, if any, on said preORIGINAL PRINCIPAL AMOUNT OF mises and the costs and disburseMORTGAGE: $192,555.00 ments, including attorney fees allowed AMOUNT DUE AND CLAIMED TO BE by law, subject to redemption within DUE AS OF DATE OF NOTICE, INCLUD- two (2) months from the date of said ING TAXES, IF ANY, PAID BY MORT- sale by the mortgagor(s), their perGAGEE: $180,304.72 sonal representatives or assigns. That prior to the commencement of If the property is not redeemed this mortgage foreclosure proceeding under Minn. Stat. §582.32, the MortMortgagee/Assignee of Mortgagee com- gagor must vacate the property on or plied with all notice requirements as before 11:59 p.m. on April 7, 2013, or required by statute; That no action or the next business day if April 7, 2013 proceeding has been instituted at law falls on a Saturday, Sunday or legal o r o t h e r w i s e t o r e c o v e r t h e d e b t holiday. secured by said mortgage, or any part Mortgagor(s) released from financial thereof; obligation: NONE PURSUANT to the power of sale conTHIS COMMUNICATION IS FROM tained in said mortgage, the above A DEBT COLLECTOR ATTEMPTdescribed property will be sold by the ING TO COLLECT A DEBT. ANY Sheriff of said county as follows: INFORMATION OBTAINED WILL BE DATE AND TIME OF SALE: January USED FOR THAT PURPOSE. 29, 2013 at 10:00 AM THE RIGHT TO VERIFICATION OF PLACE OF SALE:Sheriff's Office, Law THE DEBT AND IDENTITY OF THE Enforcement Center, 1580 Hwy 55, ORIGINAL CREDITOR WITHIN THE Lobby #S-100, Hastings, MN TIME PROVIDED BY LAW IS NOT to pay the debt then secured by said AFFECTED BY THIS ACTION. Mortgage, and taxes, if any, on said DATED: January 7, 2013 premises, and the costs and disburseWELLS FEDERAL BANK, formerly ments, including attorneys' fees known as Wells Federal Bank, FSB allowed by law subject to redemption Wilford, Geske & Cook P.A. within six (6) months from the date of Attorneys for Wells Federal Bank said sale by the mortgagor(s), their 8425 Seasons Parkway, Suite 105 personal representatives or assigns Woodbury, MN 55125-4393 unless reduced to Five (5) weeks under (651) 209-3300 MN Stat. §580.07. File Number: 025482L01 TIME AND DATE TO VACATE PROP- 3267376 1/10-1/31/13 ERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not ��

PUBLIC NOTICE

�� DATE AND�� PLACE OF RECORDING: Recorded December 8, 2010 Dakota ��

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: February 18, 2005 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $144,000.00 MORTGAGOR(S): Angela Jane Rickard, a single person MORTGAGEE: Mortgage Electronic Registration Systems, Inc. as nominee for Lehman Brothers Bank, FSB., its successors and assigns DATE AND PLACE OF REGISTERING: Registered: April 26, 2005 Dakota County Registrar of Titles Document Number: 564014 ASSIGNMENTS OF MORTGAGE: And assigned to: Aurora Bank FSB Dated: November 08, 2011 Registered: May 08, 2012 Dakota County Registrar of Titles Document Number: T695855 And assigned to: Nationstar Mortgage LLC Dated: June 22, 2012 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100025440002175732 Lender or Broker: Lehman Brothers Bank, FSB. Residential Mortgage Servicer: Nationstar Mortgage LLC Mortgage Originator: Not Applicable CERTIFICATE OF TITLE NUMBER: 129712 COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 667 35th St W, Hastings, MN 55033-4143 Tax Parcel ID Number: 19-71025-03-150 LEGAL DESCRIPTION OF PROPERTY: Lot 15, Block 3, South Oaks of Hastings, Common Interest Community No. 374, Dakota County, Minnesota AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $152,675.40 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; that this is registered property; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: February 22, 2013 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on August 22, 2013, or the next business day if August 22, 2013 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: January 10, 2013 ASSIGNEE OF MORTGAGEE: Nationstar Mortgage LLC Wilford, Geske & Cook P.A. Attorneys for Assignee of Mortgagee 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 010361F03 3266577 1/10-2/14/13

PUBLIC NOTICE

County Recorder, Document No. 2771127. ASSIGNMENTS OF MORTGAGE: Assigned to: U.S. Bank National Association. TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100848168003866018 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Mortgages Unlimited Inc, A Minnesota Corporation RESIDENTIAL MORTGAGE SERVICER: U.S. Bank Home Mortgage, a division of U.S. Bank National Association MORTGAGED PROPERTY ADDRESS: 7411 142nd Street Court West, Apple Valley, MN 55124 TAX PARCEL I.D. #: 013110101050 LEGAL DESCRIPTION OF PROPERTY: Lot 5, Block 1, Greenleaf Townhouses 2nd Addition, Dakota County, Minnesota. COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $141,916.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $146,645.19 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: January 31, 2013 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on July 31, 2013, unless that date falls on a weekend or legal holiday, in which case it is the next weekday, and unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: December 3, 2012 U.S. Bank National Association Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 12-004529 FC THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 3243841 12/13/12-1/17/13

PUBLIC NOTICE

ERTY: Lot 6, Block 2, Whispering Woods Fifth Addition, according to the recorded plat thereof, and situate in Dakota County, Minnesota ABSTRACT STREET ADDRESS OF PROPERTY: 2273 Whispering Trail, Eagan, MN 55122 COUNTY IN WHICH PROPERTY IS LOCATED: Dakota LENDER OR BROKER AND MORTGAGE ORIGINATOR: Provident Funding Associates, L.P. RESIDENTIAL MORTGAGE SERVICER: Provident Funding Associates, L.P. TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 1000179-9516050513-7 THE AMOUNT CLAIMED TO BE DUE ON THE MORTGAGE AS OF THE DATE OF THIS NOTICE: $404,722.74 THAT no action or proceeding has been instituted at law to recover the debt secured by said mortgage, or any part thereof; that there has been compliance with all pre-foreclosure notice and acceleration requirements of said mortgage, and/or applicable statutes. Pursuant to the power of sale contained in said Mortgage, the Mortgage will be foreclosed, and the mortgaged premises will be sold by the Sheriff of Dakota, Minnesota at public auction as follows: DATE AND TIME OF SALE: 01/25/2013 at 10:00 A.M. PLACE OF SALE: Dakota Sheriff's Office, 1580 Highway 55, Hastings, MN 55033 to pay the debt then secured by said mortgage and taxes, if any actually paid by the mortgagee, on the premises and the costs and disbursements allowed by law. The time allowed by law for redemption by said Mortgagor(s) or Mortgagor's personal representatives or assigns is six (6) months from the date of sale. TIME AND DATE TO VACATE PROPERTY: Minnesota Statute 580.04(b) provides, "If the real estate is an owner-occupied, single-family dwelling, the notice must also specify the date on or before which the mortgage must vacate the property if the mortgage is no reinstated under section 580.30 or the property redeemed under section 580.23." If the statute applies, the time to vacate the proprty is 11:59 p.m. on 07/25/2013, or the next business day if 07/25/2013 falls on a Saturday, Sunday or legal holiday. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS THAT MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. Dated: 12/13/2012 Provident Funding Associates, L.P., Mortgagee/Mortgage Assignee Dunakey & Klatt, P.C., By Brian G. Sayer and Crystal W. Rink, Attorneys for Mortgagee/Mortgage Assignee 531 Commercial Street, P.O. Box 2363, Waterloo, IA 50701 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. 3244162 12/13/12-1/17/13

PUBLIC NOTICE

part thereof; that there has been com pliance with all pre-foreclosure notice and acceleration requirements of said mortgage, and/or applicable statutes. Pursuant to the power of sale contained in said Mortgage, the Mortgage will be foreclosed, and the mortgaged premises will be sold by the Sheriff of Dakota, Minnesota at public auction as follows: DATE AND TIME OF SALE: 01/25/2013 at 10:00 A.M. PLACE OF SALE: Dakota Sheriff's Office, 1580 Highway 55, Hastings, MN 55033 to pay the debt then secured by said mortgage and taxes, if any actually paid by the mortgagee, on the premises and the costs and disbursements allowed by law. The time allowed by law for redemption by said Mortgagor(s) or Mortgagor's personal representatives or assigns is six (6) months from the date of sale. TIME AND DATE TO VACATE PROPERTY: None Minnesota Statute 580.04(b) provides, "If the real estate is an owner-occupied, single-family dwelling, the notice must also specify the date on or before which the mortgage must vacate the property if the mortgage is no reinstated under section 580.30 or the property redeemed under section 580.23." If the statute applies, the time to vacate the proprty is 11:59 p.m. on 07/25/2013, or the next business day if 07/25/2013 falls on a Saturday, Sunday or legal holiday. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS THAT MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. Dated: 12/13/2012 U.S. Bank National Association ND, Mortgagee/Mortgage Assignee Dunakey & Klatt, P.C., By Brian G. Sayer and Crystal W. Rink, Attorneys for Mortgagee/Mortgage Assignee 531 Commercial Street, P.O. Box 2363, Waterloo, IA 50701 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. 3244175 12/13/12-1/17/13

PUBLIC NOTICE

vides, If the real estate is an owner-occupied, single-family dwelling, the notice must also specify the date on or before which the mortgage must vacate the property if the mortgage is no reinstated under section 580.30 or the property redeemed under section 580.23." If the statute applies, the time to vacate the proprty is 11:59 p.m. on 07/25/2013, or the next business day if 07/25/2013 falls on a Saturday, Sunday or legal holiday. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS THAT MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. Dated: 12/13/2012 U.S. Bank National Association ND, Mortgagee/Mortgage Assignee Dunakey & Klatt, P.C., By Brian G. Sayer and Crystal W. Rink, Attorneys for Mortgagee/Mortgage Assignee 531 Commercial Street, P.O. Box 2363, Waterloo, IA 50701 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. 3244168 12/13/12-1/17/13

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: J a n u a r y 2 2 , 2007 MORTGAGOR: Lori Jan Martin and Eric Raymond Martin, wife and husband. MORTGAGEE: J P M o r g a n C h a s e Bank, National Association, successor in interest by purchase from the FDIC as Receiver of Washington Mutual Bank f/k/a Washington Mutual Bank, FA . DATE AND PLACE OF RECORDING: Recorded February 9, 2007 Dakota County Recorder, Document No. 2495196; a portion of the premises originally encumbered by the Mortgage has been released pursuant to Doc. No. 2686708, re-recorded as Doc. No 2778136. ASSIGNMENTS OF MORTGAGE: Assigned to: U.S. Bank National Association, as Trustee, successor in interest to Bank of America, National Association as Trustee as successor by merger to LaSalle Bank, National Association as Trustee for WaMu Mortgage Pass-Through Certificates Series 2007-HY3 Trust. TRANSACTION AGENT: NONE TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: NONE LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Washington Mutual Bank, FA RESIDENTIAL MORTGAGE SERVICER: JPMorgan Chase Bank, National Association MORTGAGED PROPERTY ADDRESS: 26386 Highview Avenue, Farmington, MN 55024 T A X P A R C E L I . D . # : 13-02800-26-030, 13-02800-26-012 LEGAL DESCRIPTION OF PROPERTY: The north 783.00 feet of the West Half of the Southwest Quarter of the Northwest Quarter of Section 28, Township 113, Range 20, Dakota County, Minnesota, EXCEPT the east 50.80 feet thereof. COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $450,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $410,170.90 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: January 25, 2013 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within twelve (12) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family

owner occupied, single family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on _January 27, 2014, unless that date falls on a weekend or legal holiday, in which case it is the next weekday, and unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED." Dated: December 4, 2012 U.S. Bank National Association, as Trustee Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 30 - 12-001718 FC THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 3244409 12/13/12-1/17/13

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: July 6, 2005 MORTGAGOR: Nicholas P. Gillespie, a single person and Karie L. Lafferty, a single person. MORTGAGEE: Mortgage Electronic Registration Systems, Inc.. DATE AND PLACE OF RECORDING: Recorded July 27, 2005 Dakota County Recorder, Document No. 2344218. ASSIGNMENTS OF MORTGAGE: Assigned to: U.S. Bank National Association. TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100257100030052191 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: MidCountry Mortgage Corp. RESIDENTIAL MORTGAGE SERVICER: U.S. Bank Home Mortgage, a division of U.S. Bank National Association MORTGAGED PROPERTY ADDRESS: 3674 James Court, Hastings, MN 55033 T A X P A R C E L I . D . # : 19-16401-03-040 LEGAL DESCRIPTION OF PROPERTY: Lot 4, Block 3, Cari Park Second Addition, Dakota County, Minnesota. COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $216,499.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $230,767.04 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: January 31, 2013 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on July 31, 2013, unless that date falls on a weekend or legal holiday, in which case it is the next weekday, and unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORT-

��

FINANCIAL OBLIGATION ON MORT GAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: December 11, 2012 U.S. Bank National Association Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 19 - 19-116-2012 FC THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 3251623 12/20/12-1/24/13

PUBLIC NOTICE

NOTICE OF ASSESSMENT LIEN FORECLOSURE SALE THIS COMMUNICATION IS FROM A DEBT COLLECTOR. THIS IS AN ATTEMPT TO COLLECT A DEBT AND ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE NOTICE IS HEREBY GIVEN that default has been made in the terms and conditions of the Declaration of the Morningview Condominium Association, (hereinafter the “Declaration”) recorded in the office of the Recorder's Office of Dakota County, Minnesota as Document No. 638565 (as amended), which covers the following property: Legal Description: Unit No. 2304, Morningview Condominium Property Address: 7632 157th Street, Unit 304, Apple Valley, Minnesota 55124 PID: 01-49100-08-054 THAT pursuant to said Declaration, there is claimed to be due and owing as of December 3, 2012, from Peter Wernimont and Lisa Kula-Wernimont, title holders, to Morningview Condominium Association, a Minnesota non-profit corporation, the amount of $2,306.04, for assessments, late fees and collection costs, plus additional assessments and other amounts that may have accrued since the date of this notice, including the costs of collection and foreclosure; THAT prior to the commencement of this foreclosure proceeding, Lienor complied with all notice requirements as required by statute; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said lien, or any part thereof; THAT the owners have not been released from their financial obligation to pay said amount; THAT pursuant to Minn. Stat. §515B.3-116, said debt creates a lien upon said premises in favor of Morningview Condominium Association, as evidenced by a lien statement recorded on November 2, 2012, in the office of the Dakota County Recorder as Document No. 2906182 (the Association is not foreclosing Garage Stall No. 229 which is referenced in the lien); THAT pursuant to the power of sale granted by the owners in taking title to the premises subject to said Declaration, said lien will be foreclosed by the sale of said property by the sheriff of said County at the Dakota County Sheriff’s Office, 1580 Highway 55, in the City of Hastings, County of Dakota, Minnesota on January 31, 2013, at 10 a.m., at public auction to the highest bidder, for cash, to pay the amount then due for said assessments, together with the costs of foreclosure, including attorney’s fees as allowed by law. The time allowed by law for redemption by the unit owners, their personal representatives or assigns is six (6) months from the date of said sale. DATE TO VACATE PROPERTY: The date on or before which the owner must vacate the property if the account is not brought current or the property redeemed under Minn. Stat. §580.23 is July 31, 2013. If the foregoing date is a Saturday, Sunday or legal holiday, then the date to vacate is the next business day at 11:59 p.m. REDEMPTION NOTICE THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE OWNER, THE OWNER’S PERSONAL REPRESENTATIVE OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER TH INGS , THAT THE PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. MORNINGVIEW CONDOMINIUM ASSOCIATION, Lienor Dated: December 3, 2012 By /s/ Thomas P. Carlson Thomas P. Carlson (024871X) Carlson & Associates, Ltd. 1052 Centerville Circle Vadnais Heights, MN 55127 (651) 287-8640 ATTORNEY FOR MORNINGIVEW CONDOMINIUM ASSOCIATION 3245748 12/20/12-1/24/13

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: M a r c h 5 , 2004 MORTGAGOR: Luis O. Martinez, a married woman. MORTGAGEE: F i r s t R e s i d e n t i a l Mortgage Corporation. DATE AND PLACE OF RECORDING: Filed May 28, 2004, Dakota County Registrar of Titles, Document No. 538127 on Certificate of Title No. 131858. ASSIGNMENTS OF MORTGAGE: Assigned to: Inter Savings Bank, FSB. Dated March 5, 2004 Recorded May 28, 2004, as Document No. 538128. And thereafter assigned to: Minnesota Housing Finance Agency. Dated March 9, 2004 Recorded February 3, 2005, as Document No. 558178. Said Mortgage being upon Registered Land. TRANSACTION AGENT: NONE TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: NONE LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: First Residential Mortgage Corporation RESIDENTIAL MORTGAGE SERVICER: U.S. Bank Home Mortgage, a division of U.S. Bank National Association MORTGAGED PROPERTY ADDRESS: 3923 77th Street East, Inver Grove Heights, MN 55076 T A X P A R C E L I . D . # : 20.71163.01.140 LEGAL DESCRIPTION OF PROPERTY: Lot 14, Block 1, South Grove No. 14 COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $188,956.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $172,471.11 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: February 14, 2013 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on August 14, 2013 unless that date falls on a weekend or legal holiday, in which case it is the next weekday, and unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: December 17, 2012 Minnesota Housing Finance Agency Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 135 - 12-006985 FC THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 3259520 1/3-2/7/13

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: October 25, 2010 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $136,000.00

MORTGAGE: $136,000.00 MORTGAGOR(S): Michael J Starc, a single person MORTGAGEE: Mortgage Electronic Registration Systems, Inc. as nominee for The Business Bank, DBA Prime Mortgage, its successors and/or assigns DATE AND PLACE OF RECORDING: Recorded: November 09, 2010 Dakota County Recorder Document Number: 2765166 ASSIGNMENTS OF MORTGAGE: And assigned to: GMAC Mortgage, LLC Dated: September 17, 2012 Recorded: September 28, 2012 Dakota County Recorder Document Number: 2897854 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 1001032-1000072992-0 Lender or Broker: The Business Bank, DBA Prime Mortgage Residential Mortgage Servicer: GMAC Mortgage, LLC Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 418 Tiffany Dr, Hastings, MN 55033-3980 Tax Parcel ID Number: 19-16400-08-080 LEGAL DESCRIPTION OF PROPERTY: Lot 8, Block 8, Cari Park, Dakota County, Minnesota AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $137,411.12 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: February 01, 2013 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on August 01, 2013, or the next business day if August 01, 2013 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: December 20, 2012 ASSIGNEE OF MORTGAGEE: GMAC Mortgage, LLC Wilford, Geske & Cook P.A. Attorneys for Assignee of Mortgagee 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 026317F01 3246831 12/20/12-1/24/13

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: November 05, 2001 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $65,000.00 MORTGAGOR(S): James L. Huff and Kelly J. Huff, husband and wife MORTGAGEE: St. Paul Postal Employees Credit Union DATE AND PLACE OF RECORDING: Recorded: December 31, 2001 Dakota County Recorder Document Number: 1846249 ASSIGNMENTS OF MORTGAGE: And assigned to: Postal Credit Union Dated: November 26, 2012 Transaction Agent: Not Applicable Transaction Agent Mortgage Identification Number: Not Applicable Lender or Broker: St. Paul Postal Employees Credit Union Residential Mortgage Servicer: Postal Credit Union Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 205 15th Ave S, South Saint Paul, MN 55075-2135 Tax Parcel ID Number: 36-83900-09-290 LEGAL DESCRIPTION OF PROPERTY: Lot 29, Block 9, Wharton & Miller's Addition to South St. Paul,

Miller s Addition to South St. Paul, Dakota County, Minnesota AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $35,293.58 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: February 01, 2013 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within twelve (12) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on February 03, 2014, or the next business day if February 03, 2014 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: December 20, 2012 ASSIGNEE OF MORTGAGEE: Postal Credit Union Wilford, Geske & Cook P.A. Attorneys for Assignee of Mortgagee 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 026618F01 3245503 12/20/12-1/24/13

PUBLIC NOTICE

��

�� MAY BE including attorney s fees as allowed by�� RESENTATIVES OR �� ASSIGNS, l a w . T h e t i m e a l l o w e d b y l a w f o r REDUCED TO FIVE WEEKS IF A JUDIredemption by the unit owners, their CIAL ORDER IS ENTERED UNDER personal representatives or assigns is MINNESOTA STATUTES, SECTION six (6) months from the date of said 5 8 2 . 0 3 2 , D E T E R M I N I N G , A M O N G sale. OTHER THINGS, THAT THE MORTDATE TO VACATE PROPERTY: The GAGED PREMISES ARE IMPROVED date on or before which the owner WITH A RESIDENTIAL DWELLING OF must vacate the property if the account LESS THAN FIVE UNITS, ARE NOT is not brought current or the property PROPERTY USED IN AGRICULTURAL redeemed under Minn. Stat. §580.23 is PRODUCTION, AND ARE ABANDONED. DATED: December 20, 2012 July 31, 2013. If the foregoing date is a Saturday, Sunday or legal holiday, ASSIGNEE OF MORTGAGEE: BANK OF AMERICA, N.A., then the date to vacate is the next business day at 11:59 p.m. SUCC E S S O R B Y M E R G E R T O BAC HOME LOANS SERVICING, REDEMPTION NOTICE LP FKA COUNTRYWIDE HOME THE TIME ALLOWED BY LAW LOANS SERVICING LP FOR REDEMPTION BY THE OWNER, THE OWNER’S PERSONAL Wilford, Geske & Cook P.A. REPRESENTATIVE OR ASSIGNS, Attorneys for Assignee of Mortgagee MAY BE REDUCED TO FIVE WEEKS 8425 Seasons Parkway, Suite 105 I F A J U D I C I A L O R D E R I S Woodbury, MN 55125-4393 E N T E R E D U N D E R M I N N E S O T A (651) 209-3300 STATUTES, SECTION 582.032, File Number: 024068F03 12/20/12-1/24/13 DETERMINING, AMONG OTHER 3248042 TH IN GS, THAT THE PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN NOTICE OF MORTGAGE FIVE UNITS, ARE NOT PROPERTY FORECLOSURE SALE USED IN AGRICULTURAL PRON O T ICE IS HEREBY GIVEN that DUCTION, AND ARE ABANDONED. default has occurred in the conditions LAKEVILLE'S LAKE PLACE HOMEOWNERS ASSOCIATION, of the following described mortgage: DATE OF MORTGAGE: August 16, Lienor 2006 Dated: November 30, 2012 ORIGINAL PRINCIPAL AMOUNT OF By /s/ Thomas P. Carlson MORTGAGE: $239,000.00 Thomas P. Carlson (024871X) MORTGAGOR(S): Michele M GramaCarlson & Associates, Ltd. glia and Patrick G Gramaglia Jr, wife 1052 Centerville Circle and husband Vadnais Heights, MN 55127 MORTGAGEE: Mortgage Electronic (651) 287-8640 ATTORNEY FOR PENNOCK PLACE Registration Systems, Inc. as nominee for Lehman Brothers Bank, FSB, its CONDOMINIUM ASSOCIATION successors and/or assigns 3245663 12/20/12-1/24/13 DATE AND PLACE OF RECORDING: Recorded: August 29, 2006 Dakota County Recorder Document Number: 2457338 NOTICE OF MORTGAGE ASSIGNMENTS OF MORTGAGE: FORECLOSURE SALE NOTICE IS HEREBY GIVEN that And assigned to: Nationstar Mortdefault has occurred in the conditions gage LLC of the following described mortgage: Dated: November 28, 2012 DATE OF MORTGAGE: June 22, 2005 Transaction Agent: Mortgage ElecORIGINAL PRINCIPAL AMOUNT OF tronic Registration Systems, Inc. MORTGAGE: $232,000.00 Transaction Agent Mortgage IdentifiMORTGAGOR(S): John C. Myers and cation Number: 100025440003309876 Denyce L. Myers, Husband and Wife Lender or Broker: Lehman Brothers MORTGAGEE: Mortgage Electronic Bank, FSB Registration Systems, Inc., as nomiResidential Mortgage Servicer: nee for GreenPoint Mortgage Funding, Nationstar Mortgage LLC Inc., its successors and/or assigns Mortgage Originator: Not Applicable DATE AND PLACE OF REGISTERCOUNTY IN WHICH PROPERTY IS ING: LOCATED: Dakota Registered: July 29, 2005 Dakota Property Address: 17105 Gannon County Registrar of Titles Way, Rosemount, MN 55068-5137 Document Number: 570773 Tax Parcel ID Number: ASSIGNMENTS OF MORTGAGE: 22.16.703.02.090 And assigned to: BANK OF LEGAL DESCRIPTION OF PROPA M E R I C A , N . A . , S U C C E S S O R B Y ERTY: Lot 9, Block 2, Cedar Highlands MERGER TO BAC HOME LOANS SER- Fourth Addition, Dakota County, MinVICING, LP FKA COUNTRYWIDE HOME nesota LOANS SERVICING LP AMOUNT DUE AND CLAIMED TO BE Dated: February 13, 2012 DUE AS OF DATE OF NOTICE: R e g i s t e r e d : F e b r u a r y 2 2 , 2 0 1 2 $231,565.66 Dakota County Registrar of Titles THAT all pre-foreclosure requireDocument Number: T691837 ments have been complied with; that Transaction Agent: Mortgage Elec- no action or proceeding has been institronic Registration Systems, Inc. tuted at law or otherwise to recover the Transaction Agent Mortgage Identifi- debt secured by said mortgage, or any cation Number: 100013800872573411 part thereof; Lender or Broker: GreenPoint MortPURSUANT to the power of sale congage Funding, Inc. tained in said mortgage, the Residential Mortgage Servicer: Bank above-described property will be sold of America, N.A. by the Sheriff of said county as folMortgage Originator: Not Applicable lows: CERTIFICATE OF TITLE NUMBER: DATE AND TIME OF SALE: February 126576 15, 2013 at 10:00 AM COUNTY IN WHICH PROPERTY IS PLACE OF SALE: Dakota County LOCATED: Dakota Law Enforcement Center, 1580 HighProperty Address: 6520 156th St E, way 55, Lobby S-100, Hastings, MinneHastings, MN 55033-9517 sota T a x P a r c e l I D N u m b e r : to pay the debt secured by said mort30-17451-05-010 gage and taxes, if any, on said preL E G A L D E S C R I P T I O N O F P R O P - mises and the costs and disburseERTY: Lot 1, Block 5, Circle Drive 2nd ments, including attorney fees allowed Addition, Dakota County, Minnesota by law, subject to redemption within AMOUNT DUE AND CLAIMED TO BE six (6) months from the date of said D U E A S O F D A T E O F N O T I C E : sale by the mortgagor(s), their per$230,556.12 sonal representatives or assigns. THAT all pre-foreclosure requireIf the Mortgage is not reinstated ments have been complied with; that under Minn. Stat. §580.30 or the propno action or proceeding has been insti- erty is not redeemed under Minn. Stat. tuted at law or otherwise to recover the §580.23, the Mortgagor must vacate debt secured by said mortgage, or any the property on or before 11:59 p.m. on part thereof; that this is registered August 15, 2013, or the next business property; day if August 15, 2013 falls on a SaturPURSUANT to the power of sale con- day, Sunday or legal holiday. tained in said mortgage, the Mortgagor(s) released from financial above-described property will be sold obligation: NONE by the Sheriff of said county as folTHIS COMMUNICATION IS FROM lows: A DEBT COLLECTOR ATTEMPTDATE AND TIME OF SALE: February ING TO COLLECT A DEBT. ANY 01, 2013 at 10:00 AM INFORMATION OBTAINED WILL BE PLACE OF SALE: Dakota County USED FOR THAT PURPOSE. Law Enforcement Center, 1580 HighTHE RIGHT TO VERIFICATION OF way 55, Lobby S-100, Hastings, Minne- THE DEBT AND IDENTITY OF THE sota ORIGINAL CREDITOR WITHIN THE to pay the debt secured by said mort- T I M E P R O V I D E D B Y L A W I S N O T gage and taxes, if any, on said pre- AFFECTED BY THIS ACTION. mises and the costs and disburseTHE TIME ALLOWED BY LAW FOR ments, including attorney fees allowed REDEMPTION BY THE MORTGAGOR, by law, subject to redemption within THE MORTGAGOR'S PERSONAL REPsix (6) months from the date of said RESENTATIVES OR ASSIGNS, MAY BE sale by the mortgagor(s), their per- REDUCED TO FIVE WEEKS IF A JUDIsonal representatives or assigns. CIAL ORDER IS ENTERED UNDER If the Mortgage is not reinstated MINNESOTA STATUTES, SECTION under Minn. Stat. §580.30 or the prop- 5 8 2 . 0 3 2 , D E T E R M I N I N G , A M O N G erty is not redeemed under Minn. Stat. OTHER THINGS, THAT THE MORT§580.23, the Mortgagor must vacate GAGED PREMISES ARE IMPROVED the property on or before 11:59 p.m. on WITH A RESIDENTIAL DWELLING OF August 01, 2013, or the next business LESS THAN FIVE UNITS, ARE NOT day if August 01, 2013 falls on a Satur- PROPERTY USED IN AGRICULTURAL day, Sunday or legal holiday. PRODUCTION, AND ARE ABANDONED. Mortgagor(s) released from financial DATED: January 03, 2013 obligation: NONE ASSIGNEE OF MORTGAGEE: Nationstar Mortgage LLC THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPT- Wilford, Geske & Cook P.A. ING TO COLLECT A DEBT. ANY Attorneys for Assignee of Mortgagee INFORMATION OBTAINED WILL BE 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF (651) 209-3300 THE DEBT AND IDENTITY OF THE File Number: 026661F01 ORIGINAL CREDITOR WITHIN THE 3260167 1/3-2/7/13 TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE ��

PUBLIC NOTICE

�� Property Address: 1517 Ln, Eagan, MN 55122-2746 ��

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: January 26, 2006 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $309,600.00 MORTGAGOR(S): Yuriy Gontcharov and Svetlana Gontcharova, husband and wife MORTGAGEE: Mortgage Electronic Registration Systems, Inc. as nominee for GreenPoint Mortgage Funding, Inc., its successors and/or assigns DATE AND PLACE OF RECORDING: Recorded: February 23, 2006 Dakota County Recorder Document Number: 2407880 ASSIGNMENTS OF MORTGAGE: And assigned to: Nationstar Mortgage LLC Dated: November 28, 2012 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100013800885623013 Lender or Broker: GreenPoint Mortgage Funding, Inc. Residential Mortgage Servicer: Nationstar Mortgage LLC Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 7699 133rd St W, Apple Valley, MN 55124-7617 Tax Parcel ID Number: 01-31800-01-060 LEGAL DESCRIPTION OF PROPERTY: Lot 6, Block 1, Hallwood Highlands, Dakota County, Minnesota AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $310,384.66 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: February 22, 2013 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on August 22, 2013, or the next business day if August 22, 2013 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: January 10, 2013 ASSIGNEE OF MORTGAGEE: Nationstar Mortgage LLC Wilford, Geske & Cook P.A. Attorneys for Assignee of Mortgagee 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 026662F01 3266795 1/10-2/14/13

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: May 11, 2005 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $408,000.00 MORTGAGOR(S): Vladimir A Petruk, a single man MORTGAGEE: World Savings Bank, FSB DATE AND PLACE OF RECORDING: Recorded: June 02, 2005 Dakota County Recorder Document Number: 2327230 Transaction Agent: Not Applicable Transaction Agent Mortgage Identification Number: Not Applicable Lender or Broker: World Savings Bank, FSB Residential Mortgage Servicer: Wells Fargo Bank, N.A. Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 1517 Covington

Covington

Tax Parcel ID Number: 10-57665-01-020 LEGAL DESCRIPTION OF PROPERTY: Lot 2, Block 1, Pinetree Pass 6th Addition, Dakota County, Minnesota. AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $497,711.42 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: February 01, 2013 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on August 01, 2013, or the next business day if August 01, 2013 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: December 20, 2012 MORTGAGEE: Wells Fargo Bank, N.A. Wilford, Geske & Cook P.A. Attorneys for Mortgagee 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 013259F03 3245542 12/20/12-1/24/13

PUBLIC NOTICE

PLACE OF SALE:Sheriff s Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on August 01, 2013, unless that date falls on a weekend or legal holiday, in which case it is the next weekday, and unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: December 4, 2012 Green Tree Servicing LLC Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 8 - 12-006681 FC THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 3251320 12/20/12-1/24/13

PUBLIC NOTICE

gagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on August 07, 2013, unless that date falls on a weekend or legal holiday, in which case it is the next weekday, and unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: December 10, 2012 Green Tree Servicing LLC Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 8 - 12-004618 FC THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 3251451 12/20/12-1/24/13

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: January 26, 2005 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $170,000.00 MORTGAGOR(S): Albin G. Sorenson and Deborah J. Sorenson, husband and wife MORTGAGEE: Mortgage Electronic Registration Systems, Inc. as nominee for Countrywide Home Loans, Inc., its successors and/or assigns DATE AND PLACE OF RECORDING: Recorded: March 10, 2005 Dakota County Recorder Document Number: 2303405 ASSIGNMENTS OF MORTGAGE: And assigned to: Bank of America, N.A., successor by merger to BAC Home Loans Servicing, LP FKA Countrywide Home Loans Servicing, LP Dated: August 15, 2012 Recorded: August 24, 2012 Dakota County Recorder Document Number: 2889653 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100015700044570618 Lender or Broker: Countrywide Home Loans, Inc. Residential Mortgage Servicer: Bank of America, N.A. Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 7154 145th St W, Apple Valley, MN 55124-8516 Tax Parcel ID Number: 01-66503-06-080 LEGAL DESCRIPTION OF PROPERTY: Lot 8, Block 6, Scott Highlands Fourth Addition, Hennepin County, Minnesota AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $154,281.16 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: February 01, 2013 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on August 01, 2013, or the next business day if August 01, 2013 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORT-

OTHER THINGS, THAT THE MORT GAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: December 20, 2012 ASSIGNEE OF MORTGAGEE: Bank of America, N.A., successor by merger to BAC Home Loans Servicing, LP FKA Countrywide Home Loans Servicing, LP Wilford, Geske & Cook P.A. Attorneys for Assignee of Mortgagee 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 026689F01 3247944 12/20/12-1/24/13

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: July 26, 2006 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $261,250.00 MORTGAGOR(S): Emmanuel Bour and Naana Ofori Atia, Husband and Wife MORTGAGEE: Argent Mortgage Company, LLC DATE AND PLACE OF RECORDING: Recorded: August 29, 2006 Dakota County Recorder Document Number: 2457191 ASSIGNMENTS OF MORTGAGE: And assigned to: Citigroup Global Markets Realty Corp. Dated: October 14, 2008 Recorded: October 27, 2008 Dakota County Recorder Document Number: 2619822 And assigned to: PennyMac Corp. Dated: July 30, 2012 Recorded: August 10, 2012 Dakota County Recorder Document Number: 2886661 And assigned to: PennyMac Mortgage Investment Trust Holdings I, LLC Dated: October 30, 2012 Recorded: December 07, 2012 Dakota County Recorder Document Number: 2913795 Transaction Agent: Not Applicable Transaction Agent Mortgage Identification Number: Not Applicable Lender or Broker: Argent Mortgage Company, LLC Residential Mortgage Servicer: PennyMac Loan Services, LLC Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 4076 152nd Ct W, Rosemount, MN 55068-1590 Tax Parcel ID Number: 34.83600.03.130 LEGAL DESCRIPTION OF PROPERTY: Lot 13, Block 3, Wensmann Addition, Dakota County, Minnesota AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $296,610.20 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: February 15, 2013 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on August 15, 2013, or the next business day if August 15, 2013 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: January 03, 2013 ASSIGNEE OF MORTGAGEE: PennyMac Mortgage Investment Trust Holdings I, LLC Wilford, Geske & Cook P.A. Attorneys for Assignee of Mortgagee 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 023580F01 3259505 1/3-2/7/13

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: O c t o b e r 2 6 , 2007 MORTGAGOR: Timothy J. Chandler and Christina M. Chandler, husband and wife. MORTGAGEE: C i t i M o r t g a g e , I n c . S/B/M with ABN Amro Mortgage Group, Inc. DATE AND PLACE OF RECORDING: Filed November 6, 2007, Dakota County Registrar of Titles, Document No. 619820 on Certificate of Title No. 132493. ASSIGNMENTS OF MORTGAGE: NONE Said Mortgage being upon Registered Land. TRANSACTION AGENT: NONE TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: NONE LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: ABN Amro Mortgage Group, Inc. RESIDENTIAL MORTGAGE SERVICER: CitiMortgage, Inc. MORTGAGED PROPERTY ADDRESS: 744 22nd Avenue North, South Saint Paul, MN 55075 TAX PARCEL I.D. #: 36.76800.02.140 LEGAL DESCRIPTION OF PROPERTY: Lot Numbered Fourteen (14) in Block Two (2) of Tower Heights, County of Dakota, Minnesota. COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $174,500.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $174,742.81 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: February 28, 2013 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on August 28, 2013, unless that date falls on a weekend or legal holiday, in which case it is the next weekday, and unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: January 2, 2013 CitiMortgage, Inc. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/ Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 10 - 12-006771 FC THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 3266828 1/10-2/14/13

PUBLIC NOTICE

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MORTGAGOR: Domach Ruach and Rachel Gatluak, husband and wife. MORTGAGEE: Mortgage Electronic Registration Systems, Inc.. DATE AND PLACE OF RECORDING: Filed September 14, 2009, Dakota County Registrar of Titles, Document No. T650782 on Certificate of Title No. 144968. ASSIGNMENTS OF MORTGAGE: Assigned to: Freedom Mortgage Corporation. Said Mortgage being upon Registered Land. TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100073000834820342 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Freedom Mortgage Corporation RESIDENTIAL MORTGAGE SERVICER: LoanCare, A Division of FNF Servicing, Inc. MORTGAGED PROPERTY ADDRESS: 13301 York Avenue South, Burnsville, MN 55337 TAX PARCEL I.D. #: 028360003040 LEGAL DESCRIPTION OF PROPERTY: Lot Four (4) in Block Three (3) of West View Hills, Dakota County, Minnesota. COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $229,743.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $228,566.83 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: February 7, 2013 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on August 7, 2013, unless that date falls on a weekend or legal holiday, in which case it is the next weekday, and unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: December 5, 2012 Freedom Mortgage Corporation Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 100 - 12-006305 FC THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 3251432 12/20/12-1/24/13

PUBLIC NOTICE

there is claimed to be due and owing as of November 30, 2012, from Michelle Guertin (nka Michelle Polansky), title holder, to Lakeville's Lake Place Homeowners Association, a Minnesota non-profit corporation, the amount of $11,348.70, for assessments, late fees and collection costs, plus additional assessments and other amounts that may have accrued since the date of this notice, including the costs of collection and foreclosure; THAT prior to the commencement of this foreclosure proceeding, Lienor complied with all notice requirements as required by statute; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said lien, or any part thereof; THAT the owner has not been released from her financial obligation to pay said amount; THAT pursuant to Minn. Stat. §515B.3-116, said debt creates a lien upon said premises in favor of Lakeville's Lake Place Homeowners Association, as evidenced by a lien statement recorded on July 29, 2008, in the office of the Dakota County Recorder as Document No. 2605079, as amended by Document No. 2816402; THAT pursuant to the power of sale granted by the owners in taking title to the premises subject to said Declaration, said lien will be foreclosed by the sale of said property by the sheriff of said County at the Dakota County Sheriff’s Office, 1580 Highway 55, in the City of Hastings, County of Dakota, Minnesota on January 31, 2013, at 10 a.m., at public auction to the highest bidder, for cash, to pay the amount then due for said assessments, together with the costs of foreclosure, including attorney’s fees as allowed by law. The time allowed by law for redemption by the unit owners, their personal representatives or assigns is six (6) months from the date of said sale. DATE TO VACATE PROPERTY: The date on or before which the owner must vacate the property if the account is not brought current or the property redeemed under Minn. Stat. §580.23 is July 31, 2013. If the foregoing date is a Saturday, Sunday or legal holiday, then the date to vacate is the next business day at 11:59 p.m. REDEMPTION NOTICE THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE OWNER, THE OWNER’S PERSONAL REPRESENTATIVE OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER TH INGS , THAT THE PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. LAKEVILLE'S LAKE PLACE HOMEOWNERS ASSOCIATION, Lienor Dated: November 30, 2012 By /s/ Thomas P. Carlson Thomas P. Carlson (024871X) Carlson & Associates, Ltd. 1052 Centerville Circle Vadnais Heights, MN 55127 (651) 287-8640 ATTORNEY FOR PENNOCK PLACE CONDOMINIUM ASSOCIATION 3245717 12/20/12-1/24/13

PUBLIC NOTICE

NOTICE OF ASSESSMENT LIEN FORECLOSURE SALE Date: December 10, 2012 YOU ARE NOTIFIED THAT: 1. Default has occurred in the terms and conditions of the Declaration for Cedarwick Homeowners Association, Inc. (hereinafter the "Association") which was recorded as Document No. 316000, in the Office of the Registrar of Titles of Dakota County, Minnesota, as amended, and also, pursuant to Minn. Stat. §515B.3-116, covering the following property: LEGAL DESCRIPTION: Unit No. 25, C.I.C136, CEDARWICK, a condominium, located in the County of Dakota STREET ADDRESS: 13850 Granada Way, Apple Valley, MN 55124 T A X P A R C E L I D N O . 01-16950-03-250 2. Pursuant to said Declaration, there is claimed to be due and owing as of December 10, 2012, from Nixon Ayeni, title holder, to the Association, a Minnesota non-profit corporation, the amount of $5,063.00 for unpaid association dues, late fees, attorneys' fees and costs, plus any other such amounts that will accrue after December 10, 2012, including reasonable attorneys' fees and costs of collection and foreclosure which will be added to the amount claimed due and owing at the time of the sale herein. 3. No action is now pending at law or otherwise to recover said debt or any part thereof. 4. That all preforeclosure requirements have been met. 5. The owner has not been released from the owner's financial obligation to pay said amount. 6. The Declaration, referenced above, and Minn. Stat. §§515B.3-115 and 515B.3-116 provide for a continuing lien against the property. A Notice of Lien evidencing the amount due was recorded on May 8, 2012, as Document No. T695875 in the Dakota County Registrar of Titles' Office. 7. Pursuant to the power of sale contained in the same Declaration and granted by the owner in taking title to the premises subject to said Declara-

the premises subject to said Declara tion and pursuant to Minn. Stat. §§515B.3-115 and 515B.3-116, said Lien will be foreclosed by the sale of said property by the Sheriff of Dakota County, at the Dakota County Sheriffs Office, Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100 , Hastings, MN 55033, on the 15th day of February, 2013, at 10:00 a.m. at public auction to the highest bidder, to pay the amount then due for said assessments, together with the costs of foreclosure, including attorneys fees as allowed by law. 8. T h e t i m e a l l o w e d b y l a w f o r redemption by the unit owner, owner's personal representatives or assigns is six (6) months from the date of sale. The date and time to vacate the property is 11:59 p.m. on August 15, 2013, if the account is not reinstated or the owner does not redeem from the foreclosure sale. REDEMPTION NOTICE THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. 9. T H I S I S A C O M M U N I C A T I O N FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. CEDARWICK HOMEOWNERS ASSOCIATION, INC. Attorneys for Cedarwick Homeowners Association, Inc. THOMSEN & NYBECK, P.A. By: Gretchen S. Schellhas (#195595) 3600 American Blvd. West, Suite 400 Bloomington, Minnesota 55431 (952) 835-7000 (Cedarwick/ Ayeni/ 11-7-098D) 3250221 12/20/12-1/24/13

PUBLIC NOTICE

tained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: February 7, 2013 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on August 7, 2013, unless that date falls on a weekend or legal holiday, in which case it is the next weekday, and unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: December 12, 2012 CitiMortgage, Inc. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 10 - 10-6769 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 3251334 12/20/12-1/24/13

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: July 22, 2011 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $279,934.00 MORTGAGOR(S): Sareen K Devireddy and Jyothirmai Chittyreddy, Husband and Wife MORTGAGEE: Bank of America, N.A. DATE AND PLACE OF RECORDING: Recorded: August 05, 2011 Dakota County Recorder Document Number: 2813197 ASSIGNMENTS OF MORTGAGE: And assigned to: Nationstar Mortgage LLC Dated: October 11, 2012 Transaction Agent: Not Applicable Transaction Agent Mortgage Identification Number: Not Applicable Lender or Broker: Bank of America, N.A. Residential Mortgage Servicer: Nationstar Mortgage LLC Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 4074 Johnny Cake Ridge Rd, Eagan, MN 55122-4207 Tax Parcel ID Number: 10-53760-05-100 LEGAL DESCRIPTION OF PROPERTY: Lot 10, Block 5, Oakbrooke, Dakota County, Minnesota AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $289,562.43 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: February 01, 2013 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on August 01, 2013, or the next business day if August 01, 2013 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE

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�� THE DEBT AND IDENTITY OF THE�� Mortgagee/Assignee of Mortgagee ORIGINAL CREDITOR WITHIN THE USSET, WEINGARDEN AND LIEBO, P.L.L.P. T I M E P R O V I D E D B Y L A W I S N O T Attorneys for Mortgagee/Assignee of Mortgagee AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR 4500 Park Glen Road #300 REDEMPTION BY THE MORTGAGOR, Minneapolis, MN 55416 THE MORTGAGOR'S PERSONAL REP- (952) 925-6888 RESENTATIVES OR ASSIGNS, MAY BE 100 - 12-006888 FC REDUCED TO FIVE WEEKS IF A JUDI- THIS IS A COMMUNICATION FROM CIAL ORDER IS ENTERED UNDER A DEBT COLLECTOR. 12/27/12-1/31/13 MINNESOTA STATUTES, SECTION 3256334 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED NOTICE OF MORTGAGE WITH A RESIDENTIAL DWELLING OF FORECLOSURE SALE LESS THAN FIVE UNITS, ARE NOT THE RIGHT TO VERIFICATION PROPERTY USED IN AGRICULTURAL OF THE DEBT AND IDENTITY OF PRODUCTION, AND ARE ABANDONED. THE ORIGINAL CREDITOR WITHIN DATED: December 20, 2012 A S S I G N E E O F M O R T G A G E E : THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. Nationstar Mortgage LLC NOTICE IS HEREBY GIVEN, that Wilford, Geske & Cook P.A. default has occurred in conditions of Attorneys for Assignee of Mortgagee the following described mortgage: 8425 Seasons Parkway, Suite 105 DATE OF MORTGAGE: J u n e 2 2 , Woodbury, MN 55125-4393 2007 (651) 209-3300 MORTGAGOR: C o l l e e n L e a h y , a File Number: 025858F01 single woman and James Curtis, a 3249919 12/20/12-1/24/13 single man. MORTGAGEE: Prime Mortgage Corporation. DATE AND PLACE OF RECORDING: NOTICE OF MORTGAGE Recorded July 26, 2007 Dakota FORECLOSURE SALE THE RIGHT TO VERIFICATION C o u n t y R e c o r d e r , D o c u m e n t N o . OF THE DEBT AND IDENTITY OF 2533090. ASSIGNMENTS OF MORTGAGE: THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS A s s i g n e d t o : M i n n e s o t a H o u s i n g Finance Agency. Dated June 22, 2007 NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that Recorded July 26, 2007, as Document default has occurred in conditions of No. 2533091. TRANSACTION AGENT: NONE the following described mortgage: TRANSACTION AGENT'S MORTDATE OF MORTGAGE:A u g u s t 9 , GAGE IDENTIFICATION NUMBER ON 2010 MORTGAGOR: Dorrien J Williams, MORTGAGE: NONE LENDER OR BROKER AND MORTan unmarried man. MORTGAGEE: Mortgage Electronic G A G E O R I G I N A T O R S T A T E D O N Registration Systems, Inc.. MORTGAGE: Prime Mortgage CorporaDATE AND PLACE OF RECORDING: tion RESIDENTIAL MORTGAGE SERRecorded August 26, 2010 Dakota C o u n t y R e c o r d e r , D o c u m e n t N o . VICER: U.S. Bank Home Mortgage, a 2748652. division of U.S. Bank National AssociaA S S I G N M E N T S O F M O R T G A G E : tion MORTGAGED PROPERTY ADDRESS: Assigned to: Freedom Mortgage Corporation. Dated November 21, 2012 1025 Macarthur Avenue, West Saint R e c o r d e d N o v e m b e r 2 9 , 2 0 1 2 , a s Paul, MN 55118 T A X P A R C E L I . D . # : Document No. 2911775. TRANSACTION AGENT: Mortgage 42.34000.02.030 LEGAL DESCRIPTION OF PROPElectronic Registration Systems, Inc. T R A N S A C T I O N A G E N T ' S M O R T - ERTY: Lot 3, Block 2, Hurley's Addition to GAGE IDENTIFICATION NUMBER ON West St. Paul MORTGAGE: 100073000840133417 COUNTY IN WHICH PROPERTY IS LENDER OR BROKER AND MORTG A G E O R I G I N A T O R S T A T E D O N LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: Freedom Mortgage CorMORTGAGE: $225,000.00 poration RESIDENTIAL MORTGAGE SERAMOUNT DUE AND CLAIMED TO BE VICER: LoanCare, A Division of FNF DUE AS OF DATE OF NOTICE, INCLUDServicing, Inc. ING TAXES, IF ANY, PAID BY MORTMORTGAGED PROPERTY ADDRESS: GAGEE: $227,078.41 That prior to the commencement of 18068 Everglade Court, Farmington, this mortgage foreclosure proceeding MN 55024 TAX PARCEL I.D. #: 141985102130 Mortgagee/Assignee of Mortgagee comLEGAL DESCRIPTION OF PROP- plied with all notice requirements as required by statute; That no action or ERTY: Lot 13, Block 2, Deer Meadow 2nd proceeding has been instituted at law Addition, Dakota County, Minnesota. o r o t h e r w i s e t o r e c o v e r t h e d e b t COUNTY IN WHICH PROPERTY IS secured by said mortgage, or any part thereof; LOCATED: Dakota PURSUANT to the power of sale conORIGINAL PRINCIPAL AMOUNT OF tained in said mortgage, the above MORTGAGE: $244,472.00 AMOUNT DUE AND CLAIMED TO BE described property will be sold by the DUE AS OF DATE OF NOTICE, INCLUD- Sheriff of said county as follows: DATE AND TIME OF SALE: February ING TAXES, IF ANY, PAID BY MORT7, 2013 at 10:00 AM GAGEE: $240,268.26 PLACE OF SALE:Sheriff's Office, Law That prior to the commencement of this mortgage foreclosure proceeding Enforcement Center, 1580 Hwy 55, Mortgagee/Assignee of Mortgagee com- Lobby #S-100, Hastings, MN plied with all notice requirements as to pay the debt then secured by said required by statute; That no action or Mortgage, and taxes, if any, on said proceeding has been instituted at law premises, and the costs and disburseor otherwise to recover the debt ments, including attorneys' fees secured by said mortgage, or any part allowed by law subject to redemption within six (6) months from the date of thereof; PURSUANT to the power of sale con- said sale by the mortgagor(s), their tained in said mortgage, the above personal representatives or assigns described property will be sold by the unless reduced to Five (5) weeks under MN Stat. §580.07. Sheriff of said county as follows: TIME AND DATE TO VACATE PROPDATE AND TIME OF SALE: February ERTY: If the real estate is an 14, 2013 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law owner-occupied, single-family dwellEnforcement Center, 1580 Hwy 55, ing, unless otherwise provided by law, the date on or before which the mortLobby #S-100, Hastings, MN to pay the debt then secured by said gagor(s) must vacate the property if the Mortgage, and taxes, if any, on said mortgage is not reinstated under secpremises, and the costs and disburse- tion 580.30 or the property is not m e n t s , i n c l u d i n g a t t o r n e y s ' f e e s redeemed under section 580.23 is allowed by law subject to redemption 11:59 p.m. on August 7, 2013 unless within six (6) months from the date of that date falls on a weekend or legal said sale by the mortgagor(s), their holiday, in which case it is the next personal representatives or assigns weekday, and unless the redemption unless reduced to Five (5) weeks under period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MN Stat. §580.07. MORTGAGOR(S) RELEASED FROM TIME AND DATE TO VACATE PROPE R T Y : I f t h e r e a l e s t a t e i s a n FINANCIAL OBLIGATION ON MORTowner-occupied, single-family dwell- GAGE: None "THE TIME ALLOWED BY LAW FOR ing, unless otherwise provided by law, the date on or before which the mort- REDEMPTION BY THE MORTGAGOR, gagor(s) must vacate the property if the THE MORTGAGOR'S PERSONAL REPmortgage is not reinstated under sec- RESENTATIVES OR ASSIGNS, MAY BE tion 580.30 or the property is not REDUCED TO FIVE WEEKS IF A JUDIredeemed under section 580.23 is CIAL ORDER IS ENTERED UNDER 11:59 p.m. on August 14, 2013 case it MINNESOTA STATUTES, SECTION is the next weekday, and unless the 5 8 2 . 0 3 2 , D E T E R M I N I N G , A M O N G redemption period is reduced to 5 OTHER THINGS, THAT THE MORTweeks under MN Stat. Secs. 580.07 or GAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF 582.032. MORTGAGOR(S) RELEASED FROM LESS THAN FIVE UNITS, ARE NOT FINANCIAL OBLIGATION ON MORT- PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E GAGE: None "THE TIME ALLOWED BY LAW FOR ABANDONED." Dated: December 14, 2012 REDEMPTION BY THE MORTGAGOR, Minnesota Housing Finance THE MORTGAGOR'S PERSONAL REPAgency RESENTATIVES OR ASSIGNS, MAY BE Mortgagee/Assignee of Mortgagee REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER USSET, WEINGARDEN AND LIEBO, P.L.L.P. MINNESOTA STATUTES, SECTION Attorneys for Mortgagee/Assignee of 5 8 2 . 0 3 2 , D E T E R M I N I N G , A M O N G Mortgagee OTHER THINGS, THAT THE MORT- 4500 Park Glen Road #300 GAGED PREMISES ARE IMPROVED Minneapolis, MN 55416 WITH A RESIDENTIAL DWELLING OF (952) 925-6888 LESS THAN FIVE UNITS, ARE NOT 135 - 12-007085 FC PROPERTY USED IN AGRICULTURAL THIS IS A COMMUNICATION FROM P R O D U C T I O N , A N D A R E A DEBT COLLECTOR. 3256414 12/27/12-1/31/13 ABANDONED." Dated: December 13, 2012 Freedom Mortgage Corporation Mortgagee/Assignee of Mortgagee

PUBLIC NOTICE

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PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: March 27, 2008 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $150,300.00 MORTGAGOR(S): Nicholas Yoon Lee, a single person MORTGAGEE: Postal Credit Union DATE AND PLACE OF REGISTERING: Registered: May 01, 2008 Dakota County Registrar of Titles Document Number: 627407 Transaction Agent: Not Applicable Transaction Agent Mortgage Identification Number: Not Applicable Lender or Broker: Postal Credit Union Residential Mortgage Servicer: Postal Credit Union Mortgage Originator: Not Applicable CERTIFICATE OF TITLE NUMBER: 144688 COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 2127 Cliffhill Ln, Eagan, MN 55122-2376 Tax Parcel ID Number: 10-16600-02-040 LEGAL DESCRIPTION OF PROPERTY: Lot Four (4), Block Two (2), in Cedar Cliff, according to the recorded plat thereof, Dakota County, Minnesota. AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $142,234.48 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; that this is registered property; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: February 08, 2013 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on August 08, 2013, or the next business day if August 08, 2013 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: December 27, 2012 MORTGAGEE: Postal Credit Union Wilford, Geske & Cook P.A. Attorneys for Mortgagee 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 026741F01 3253581 12/27/12-1/31/13

PUBLIC NOTICE

NOTICE OF SHERIFF'S SALE OF REAL PROPERTY IN A FORECLOSURE BY ACTION STATE OF MINNESOTA COUNTY OF DAKOTA DISTRICT COURT FIRST JUDICIAL DISTRICT Court File No. 19HA-CV-12-5220 CASE TYPE: Contract/Foreclosure Bank of the West, Plaintiff, v. Dunham Properties, LLC, a Minnesota limited liability company; Receivables Management Solutions, Inc., a Minnesota corporation; Robert C. Dunham; Lisa M. Dunham; Anchor Bank, West St. Paul, N.A.; PSC Info Group; and XYZ Corporation, ABC Partnership, Joe Doe and Mary Rowe, whose true names and addresses are unknown to Plaintiff, Defendants. NOTICE IS HEREBY GIVEN that, at 10:00 a.m. on February 26, 2013, at the Dakota County Sheriff's Office, Law Enforcement Center, 1580 Highway 55, Hastings, MN 55033-2343 and pursuant to the Findings of Fact, Conclusions of Law, Order for Default

trict Court of Dakota County, Minnesota, First Judicial District, entered in the above captioned action on December 13, 2012 ("Judgment Order"), the undersigned Sheriff of Dakota County, Minnesota will sell the real property described in said Judgment Order, to wit: Parcel 1: The East 190 feet of the North 416 feet of the following described real estate: Beginning at a point on the North line of the Northwest Quarter of the Southeast Quarter, Section 20, Township 28, Range 22, said point being 750.94 feet West of the Northeast corner of said Northwest Quarter of the Southeast Quarter; thence South 1 degree 00 minutes West, a distance of 772 feet; thence West to West line of said Northwest Quarter of the Southeast Quarter; thence North 772 feet, more or less, to the center of Section 20; thence East to the point of beginning, except the North 30 feet thereof. According to the Government Survey thereof. Parcel 2: The East 190 feet of Lot 3, Block 1, Marthaler Industrial Center. Together with an easement for access to Marthaler Lane and for utility purposes over, under and across Lot 3, Block 1, Marthaler Industrial Center, except the East 190 feet thereof as set forth in Dakota County Recorder Document No. 547257. Street Address: 260 Wentworth Avenue East, West St. Paul, Minnesota 55118. (hereinafter the "Real Property") together with all the estates and rights in and to said Real Property and in and to lands lying in streets, alleys and roads adjoining the Real Property and all buildings, structures, improvements, fixtures and annexations, access rights, easements, rights-of-way or use, servitudes, licenses, tenements, hereditaments and appurtenances now or hereafter belonging or pertaining to said Real Property, as one parcel (or, if directed by Plaintiff, in separate parcels), for cash, to the highest bidder, all in accordance with Minnesota Statutes Chapter 581 and the provisions of law relating to the sale of real estate on execution. As set forth in said Judgment Order, the proceeds of the sale shall be applied first to pay Plaintiff's usual and customary costs and expenses of said sale and second to pay, in whole or in p a r t , t h e C o u r t ' s j u d g m e n t i n t he amount of $726,197.68 against Dunham Properties, LLC, Receivables Management Solutions, Inc., Robert C. Dunham and Lisa M. Dunham as described in the Judgment Order, plus interest at the judgment rate accruing on and after December 13, 2012. The overage, if any, shall be paid to the Court to abide by the further order of the Court with respect thereto. The sale is subject to redemption within six (6) months from the date of the order confirming the sale. Dated this 20 day of December, 2012. Dave Bellows Sheriff of Dakota County, Minnesota By: /s/ Robert Shingledecker Deputy Robert Shingledecker BRIGGS AND MORGAN, P.A. Charles B. Rogers (#130588) Joseph D. Roach (#250843) Daniel N. Moak (#347474) 2200 IDS Center 80 South Eighth Street Minneapolis, MN 55402 ATTORNEYS FOR PLAINTIFF 3256181 12/27/12-1/31/13

PUBLIC NOTICE

That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: February 7, 2013 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on _August 7, 2013_____________________, unless that date falls on a weekend or legal holiday, in which case it is the next weekday, and unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: December 5, 2012 JPMorgan Chase Bank, National Association Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 30 - 12-004837 FC THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 3256455 12/27/12-1/31/13

PUBLIC NOTICE

Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on August 7, 2013 unless that date falls on a weekend or legal holiday, in which case it is the next weekday, and unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: December 14, 2012 Minnesota Housing Finance Agency Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 135 - 12-007084 FC THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 3256422 12/27/12-1/31/13

PUBLIC NOTICE

ERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on August 7, 2013, unless that date falls on a weekend or legal holiday, in which case it is the next weekday, and unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: November 14, 2012 U.S. Bank National Association Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 19 - 19-3310 FC1 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 3256434 12/27/12-1/31/13

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: June 27, 2007 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $225,250.00 MORTGAGOR(S): Bradley E. Praznik, aka Brad Praznik, a married man and Tammy L. Torres Praznik, a married woman, as husband and wife MORTGAGEE: Mortgage Electronic Registration Systems, Inc. as nominee for American Brokers Conduit, its successors and/or assigns DATE AND PLACE OF RECORDING: Recorded: August 09, 2007 Dakota County Recorder Document Number: 2536202 ASSIGNMENTS OF MORTGAGE: And assigned to: Nationstar Mortgage LLC Dated: October 03, 2012 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100024200018202651 Lender or Broker: American Brokers Conduit Residential Mortgage Servicer: Nationstar Mortgage LLC Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 9989 Upper 205th St W, Lakeville, MN 55044-8844 Tax Parcel ID Number: 22-75853-01-010 LEGAL DESCRIPTION OF PROPERTY: Lot 1, Block 1, The Meadows 4th Addition AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $271,598.40 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: February 08, 2013 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on August 08, 2013, or the next business day if August 08, 2013 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF

WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: December 27, 2012 ASSIGNEE OF MORTGAGEE: Nationstar Mortgage LLC Wilford, Geske & Cook P.A. Attorneys for Assignee of Mortgagee 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 003989F05 3256361 12/27/12-1/31/13

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: May 31, 2007 MORTGAGOR(S): Victor Makori and Mary Nyarusa, married, husband and wife MORTGAGEE: Mortgage Electronic Registration Systems, Inc., a Delaware corporation as nominee for First Franklin Financial Corp., an Op. Sub. of MLB&T Co., FSB, a Delaware corporation DATE AND PLACE OF RECORDING: Filed June 14, 2007, Dakota County Registrar of Titles, as Document No. 612366 ASSIGNMENT(S) OF MORTGAGE: Assigned to Southstar I, LLC by assignment dated March 25, 2008, filed of record November 24, 2008 as Document No. 636126 and further assigned to U.S. Bank, N.A. as trustee on behalf of Merrill Lynch Mortgage Investors Trust, Series 2010-NP1, by assignment dated August 9, 2012 and filed of record December 14, 2012. The land described in said mortgage is registered land. MORTGAGE HOLDER (as defined in section 58.02): Transaction Agent: NA Transaction Agent’s Mortgage Identification Number on Mortgage: NA Lender or Broker: U.S. Bank, N.A. as trustee on behalf of Merrill Lynch Mortgage Investors Trust, Series 2010-NP1 Residential Mortgage Servicer: Green Tree Servicing LLC MORTGAGE ORIGINATOR (as defined in section 58.02): Mortgage Electronic Registration Systems, Inc., a Delaware corporation as nominee for First Franklin Financial Corp., an Op. Sub. of MLB&T Co., FSB, a Delaware corporation MORTGAGED PROPERTY ADDRESS: 2300 Friendship Lane, Burnsville, MN 55337 TAX PARCEL I.D. NO.: 02-27700-01-250 LEGAL DESCRIPTION OF PROPERTY: Lot 25, Block 1, in Friendship Acres, according to the recorded plat thereof. COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $198,000.00 AMOUNT CLAIMED TO BE DUE ON THE MORTGAGE ON THE DATE OF THIS NOTICE: 200,134.66 The holder of the mortgage has complied with all conditions precedent to acceleration of the debt secured by the mortgage and foreclosure of the mortgage and all notice and other requirements of applicable statutes. That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof. PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: February 15, 2013 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby #S-100, in the City of Hastings, County of Dakota, State of Minnesota to pay the debt then secured by said mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys’ fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30, the property is not redeemed under Minn. Stat. § 580.23, or the redemption period is not reduced under Minn. Stat. § 582.032, the Mortgagor must vacate the property on or before 11:59 p.m. on August 15, 2013. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None “THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION AND ARE ABANDONED.” Dated: December 17, 2012 U.S. BANK, N.A. AS TRUSTEE ON BEHALF OF MERRILL LYNCH MORTGAGE INVESTORS TRUST,

��

MORTGAGE INVESTORS TRUST, SERIES 2010-NP1, ASSIGNEE /s/ Peter B. Tiede PETER B. TIEDE -forAtty. I.D. #245094 MURNANE BRANDT Attorneys for Assignee 30 East Seventh Street, Suite 3200 St. Paul, Minnesota 55101 Telephone: (651) 227-9411 3252225 12/27/12-1/31/13

PUBLIC NOTICE

NOTICE OF SHERIFF’S SALE UNDER JUDGMENT AND DECREE STATE OF MINNESOTA COUNTY OF DAKOTA DISTRICT COURT FIRST JUDICIAL DISTRICT (Mortgage Foreclosure by Action) Court File No. 19HA-CV-12-2881 _______________________________________ Vermillion State Bank, Plaintiff, v. James H. Cunningham, Kathleen J. Cunningham, The Gallagher Company, Cunningham's Sports, Inc., Dakota County, Minnesota in the person of James C. Backstrom, J. Doe I-V and XYX Co. I-V, Defendants. ______________________________________ Notice is hereby given that under and by virtue of a judgment entered in the above-entitled action on November 21, 2012, a certified copy of which has been delivered to me directing sale of the property hereinafter described to satisfy the amount found and adjudged due to the Plaintiff in the above action from Defendants James H. Cunningham, Kathleen J. Cunningham, The Gallagher Company and Cunningham's Sports, Inc., the Sheriff of Dakota County will sell at public auction, to the highest bidder for cash, on February 18, 2013, at 10:00 a.m., at the Sheriff's Office, Law Enforcement Center, 1580 Highway 55, Hastings, MN 55033, in said state and county, the premises and real estate described in said judgment, being in Dakota County, Minnesota, to wit: PARCEL A: Lot 9, Block 4, Hepburn Park Addition to the City of St. Paul, Dakota County, Minnesota. Property address: 133 - 8th Avenue South, South St. Paul, MN 55075 Parcel I.D. No. 36-32550-090-04 AND PARCEL B: The East 5 acres of the following described land (the West line of said East 5 acres being perpendicular to the North line of said parcel): That part of the South Half of the Northwest quarter of Section 23, Township 27, Range 22 described as follows: Beginning at the Northwest corner thereof; thence South 89 degrees 59 minutes 44 seconds East along the North line of said South half of the Northwest quarter 1469.38 feet to the Westerly right of way line of the Chicago and Northwestern Transportation Company; thence South 44 degrees 40 minutes 15 seconds West along said right of way line 648.61 feet; thence North 89 degrees 59 minutes 44 seconds West 889.49 feet; thence North 3 degrees 23 minutes 52 seconds West 31.1 feet; thence North 12 degrees 18 minutes 13 seconds East 153.78 feet; thence North 22 degrees 37 minutes 47 seconds West 269.89 feet to a point hereinafter referred to as Point “A”; thence South 75 degrees 11 minutes 13 seconds West 52.87 feet to the West line of said Northwest Quarter; thence North 0 degrees 09 minutes 11 seconds East along said West line 44.42 Feet to the point of beginning. Together with the following easements: Easement No. 1 An easement for ingress and egress over the South 20 feet of the following described land: Parcel A: That part of the following described land lying West of the East 5 acres thereof (the West line of said East 5 acres being perpendicular to the North line of said parcel): That part of the South Half of the Northwest Quarter of Section 23, Township 27, Range 22 described as follows; Beginning at the Northwest corner thereof; thence South 89 degrees 59 minutes 44 seconds East along the North line of said South Half of the Northwest Quarter 1469.38 feet to the westerly right of way line of the Chicago and Northwestern Transportation Company; thence South 44 degrees 40 minutes 15 seconds West along said right of way line 648.61 feet; thence North 89 degrees 59 minutes 44 seconds West 889.48 feet; thence North 3 degrees 23 minutes 52 seconds West 31.1 feet; thence North 12 degrees 18 minutes 13 seconds East 153.78 feet; thence North 22 degrees 37 minutes 47 seconds West 269.89 feet to a point hereinafter referred to as Point “A”; thence South 75 degrees 11 minutes 13 seconds West 52.87 feet to the West line of said Northwest Quarter; thence North 0 degrees 09 minutes 11 seconds East along said West line 44.42 feet to the point of beginning. Easement No. 2 An easement for ingress and egress over that part of the South Half of the Northwest Quarter of Section 23, Township 27, Range 22 described as follows: Commencing at the Northwest corner of said South Half of the Northwest Quarter; thence South 89 degrees 59 minutes 44 seconds East along the North line of

seconds East along the North line of said South Half of the Northwest Quarter 1469.38 feet to the Westerly right of way line of the Chicago and Northwestern Transportation Company; thence South 44 degrees 40 minutes 15 seconds West along said right of way line 648.61 feet; thence North 89 degrees 59 minutes 44 seconds West 889.48 feet to the point of beginning of the easement to be described; thence South 3 degrees 23 minutes 52 seconds East 80 feet; thence North 53 degrees 38 minutes 50 seconds East 50.37 feet; thence North 82 degrees 52 minutes 47 seconds East 161.25 feet; thence North 88 degrees 36 minutes 27 seconds East 205.06 feet; thence South 89 degrees 59 minutes 44 seconds East 260.00 feet; thence North 0 degrees 00 minutes 16 seconds East 25 feet to the intersection with a line that bears South 89 degrees 59 minutes 44 seconds East from the point of beginning; thence Westerly 670.31 feet to the point of beginning. Easement No. 3 A 20 foot easement for ingress and egress over portion of the South Half of the Northwest Quarter of Section 23, Township 27, Range 22, the Easterly line of which is described as follows: Commencing at the Northwest corner of said South Half of the Northwest Quarter; thence South 89 degrees 59 minutes 44 seconds East, along the North line of said South Half of the Northwest Quarter, 1469.38 feet of the Westerly right of way line of the Chicago and Northwestern Transportation Company; thence South 44 degrees 40 minutes 15 seconds West along said right of way line 648.61 feet; thence North 89 degrees 59 minutes 44 seconds West 889.48 feet; thence South 3 degrees 23 minutes 52 seconds East 80 feet to the point of beginning of the Easterly line of said 20 foot easement; thence North 3 degrees 23 minutes 52 seconds West 111.10 feet; thence North 12 degrees 18 minutes 13 seconds East 153.78 feet; thence North 22 degrees 37 minutes 47 seconds West 269.89 feet and there terminating, Dakota County, Minnesota. NOTE: This property is Abstract. Property address: 9244 Inver Grove Trail, Inver Grove Heights, MN 55076 Parcel I.D. No. 20-02300-31-014 AND PARCEL C: All that part of the Southwest 1/4 of the Northeast 1/4 of the Northwest 1/4 of Section 23, Township 27, Range 22 lying Northerly and Westerly of the right of way of the Chicago and North Western Transportation Company, according to the United States Government Survey thereof and situate in the Dakota County, Minnesota, Except any part thereof which lies within the following described property: That part of the Northeast 1/4 of the Northwest 1/4 of said Section, thence West 17 chains and 67 links to the Northwest corner of said Northeast 1/4 of the Northwest 1/4, thence South 11 chains, thence East 10 chains and 75 links to the West line o f t h e C h i c a g o & Gr e a t W e s t e r n Railway right-of-way; thence in a Northerly direction along the said West right-of-way line of said Railway to the place of beginning. Property address: xxxx Inver Grove Trail, Inver Grove Heights, MN 55076 Parcel I.D. No. 20-02300-26-011 subject to redemption within six (6) months after confirmation of said sale. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. Date: December 20, 2012

ASSIGNMENTS OF MORTGAGE: Assigned to: Bank of America, N.A. Successor by Merger to BAC Home Loans Servicing, LP fka Countrywide Home Loans Servicing, LP. Dated May 18, 2012 Recorded May 24, 2012, as Document No. 2870206. And thereafter assigned to: Nationstar Mortgage LLC. TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100133700023880118 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Countrywide Bank, FSB RESIDENTIAL MORTGAGE SERVICER: Nationstar Mortgage, LLC MORTGAGED PROPERTY ADDRESS: 18340 Everton Court, Farmington, MN 55024 T A X P A R C E L I . D . # : 14-33102-130-02 LEGAL DESCRIPTION OF PROPERTY: Lot 13, Block 2, Hillview 3rd Addition, Dakota County, Minnesota. COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $148,800.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $148,874.37 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: February 14, 2013 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on August 14, 2013, unless that date falls on a weekend or legal holiday, in which case it is the next weekday, and unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: December 14, 2012 Nationstar Mortgage LLC Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 21 - 12-004811 FC THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 3256468 12/27/12-1/31/13

DAVE BELLOWS, Sheriff of Dakota County

PUBLIC NOTICE

By: Robert Shingledecker Deputy Kristine K. Nogosek, #304803 STEIN & MOORE, P.A. Attorneys for Plaintiff 332 Minnesota Street, Suite W-1650 St. Paul, MN 55101 (651) 224-968 3257770 1/3-2/7/13

PUBLIC NOTICE

RESIDENTIAL MORTGAGE SER VICER: U.S. Bank Home Mortgage, a division of U.S. Bank National Association MORTGAGED PROPERTY ADDRESS: 6815 Clayton Avenue, Inver Grove Heights, MN 55076 T A X P A R C E L I . D . # : 20.71160.03.010 LEGAL DESCRIPTION OF PROPERTY: Lot 1, Block 3, South Grove No. 11 COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $223,155.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $264,420.35 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: February 14, 2013 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on August 14, 2013 unless that date falls on a weekend or legal holiday, in which case it is the next weekday, and unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: December 19, 2012 Minnesota Housing Finance Agency Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 135 - 12-007136 FC THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 3259514 1/3-2/7/13

PUBLIC NOTICE

��

�� Mortgage ON THE MORTGAGE ON THE DATE OF�� MORTGAGE: Bell America T H E N O T I C E : F o u r H u n d r e d T w o LLC dba Bell Mortgage Thousand Seven Hundred Ninety-Two RESIDENTIAL MORTGAGE SERand 31/100 ($402,792.31) VICER: JPMorgan Chase Bank, THAT no action or proceeding has National Association been instituted at law to recover the MORTGAGED PROPERTY ADDRESS: debt secured by said mortgage, or any 5408 West Upper 183rd Street, Farmpart thereof; that there has been com- ington, MN 55024 pliance with all pre-foreclosure notice TAX PARCEL I.D. #: 141950804037 and acceleration requirements of said LEGAL DESCRIPTION OF PROPmortgage, and/or applicable statutes; ERTY: Unit No. 37, Common Interest ComPURSUANT, to the power of sale conmunity No. 129, Sherburne Deck tained in said mortgage, the above described property will be sold by the Homes Condominium, Dakota County, Minnesota Sheriff of said county as follows: COUNTY IN WHICH PROPERTY IS DATE AND TIME OF SALE: 10:00 AM on September 11, 2012 PLACE OF LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF SALE: Sheriff`s Main Office, Law Enforcement Center, 1580 Highway 55, MORTGAGE: $143,700.00 AMOUNT DUE AND CLAIMED TO BE Hastings MN 55033-2343 to pay the debt then secured by said DUE AS OF DATE OF NOTICE, INCLUDmortgage and taxes, if any actually ING TAXES, IF ANY, PAID BY MORTpaid by the mortgagee, on the premises GAGEE: $138,644.49 That prior to the commencement of and the costs and disbursements allowed by law. The time allowed by this mortgage foreclosure proceeding l a w f o r r e d e m p t i o n b y s a i d Mortgagee/Assignee of Mortgagee comm o r t g a g o r ( s ) , t h e i r p e r s o n a l plied with all notice requirements as representatives or assigns is 6.00 required by statute; That no action or m o n t h s f r o m t h e d a t e o f s a l e . I f proceeding has been instituted at law Mortgage is not reinstated under Minn. o r o t h e r w i s e t o r e c o v e r t h e d e b t Stat. Section580.30 or the property is secured by said mortgage, or any part n o t r e d e e m e d u n d e r M i n n . S t a t . thereof; Section580.23, the Mortgagor must PURSUANT to the power of sale vacate the property on or before 11:59 contained in said mortgage, the above p.m. on March 11, 2013, or the next described property will be sold by the business day if March 11, 2013 falls on Sheriff of said county as follows: a Saturday, Sunday or legal holiday. DATE AND TIME OF SALE: October "THE TIME ALLOWED BY LAW FOR 25, 2012 at 10:00 AM REDEMPTION BY THE MORTGAGOR, PLACE OF SALE: S h e r i f f ' s O f f i c e , T H E M O R T G A G O R ` S P E R S O N A L Law Enforcement Center, 1580 Hwy REPRESENTATIVES OR ASSIGNS, 55, Lobby #S-100, Hastings, MN MAY BE REDUCED TO FIVE WEEKS IF to pay the debt then secured by said A J U D I C I A L O R D E R I S E N T E R E D Mortgage, and taxes, if any, on said U N D E R M I N N E S O T A S T A T U T E S , premises, and the costs and disburseSECTION 582.032, DETERMINING, m e n t s , i n c l u d i n g a t t o r n e y s ' f e e s AMONG OTHER THINGS, THAT THE allowed by law subject to redemption M O R T G A G E D P R E M I S E S A R E within six (6) months from the date of I M P R O V E D W I T H A R E S I D E N T I A L said sale by the mortgagor(s), their D W E L L I N G O F L E S S T H A N F I V E personal representatives or assigns UNITS, ARE NOT PROPERTY USED IN unless reduced to Five (5) weeks under AGRICULTURAL PRODUCTION, AND MN Stat. §580.07. ARE ABANDONED." TIME AND DATE TO VACATE PROPERTY: If the real estate is an Dated: July 26, 2012 Wells Fargo Bank, National owner-occupied, single-family Association, as Trustee for Asset dwelling, unless otherwise provided by B a c k e d F u n d i n g C o r p o r a t i o n law, the date on or before which the Asset-Backed Certificates, Series mortgagor(s) must vacate the property if the mortgage is not reinstated under 2007-NC1 section 580.30 or the property is not Randall S. Miller and Associates, PLLC Attorneys for Assignee of Mortgage/ redeemed under section 580.23 is Mortgagee 11:59 p.m. on April 25, 2013, unless One Financial Plaza, the redemption period is reduced to 5 120 South Sixth Street, Suite 1100 weeks under MN Stat. Secs. 580.07 or Minneapolis, MN 55402 582.032. Phone: 612-573-3677 MORTGAGOR(S) RELEASED FROM Our File No. 12MN00587-1 FINANCIAL OBLIGATION ON THIS IS A COMMUNICATION FROM MORTGAGE: None "THE TIME ALLOWED BY LAW FOR A DEBT COLLECTOR. A-4276457 07/26/2012, 08/02/2012, REDEMPTION BY THE MORTGAGOR, 08/09/2012, 08/16/2012, 08/23/2012, T H E M O R T G A G O R ' S P E R S O N A L REPRESENTATIVES OR ASSIGNS, 08/30/2012 MAY BE REDUCED TO FIVE WEEKS IF NOTICE OF POSTPONEMENT OF A JUDICIAL ORDER IS ENTERED FORECLOSURE SALE The above referenced sale scheduled U N D E R M I N N E S O T A S T A T U T E S , for January 7, 2013 at 10:00 AM , has SECTION 582.032, DETERMINING, been postponed to January 29, 2013 at AMONG OTHER THINGS, THAT THE 10:00 AM, located at Sheriff`s Main M O R T G A G E D P R E M I S E S A R E Office, Law Enforcement Center, 1580 I M P R O V E D W I T H A R E S I D E N T I A L Highway 55, Hastings MN 55033-2343, D W E L L I N G O F L E S S T H A N F I V E UNITS, ARE NOT PROPERTY USED IN Dakota Minnesota Dated: January 7, 2013 AGRICULTURAL PRODUCTION, AND W e l l s F a r g o B a n k , N a t i o n a l ARE ABANDONED." Dated: August 27, 2012 Association, as Trustee for Asset JPMorgan Chase Bank, National Backed Funding Corporation Association Asset-Backed Certificates, Series Mortgagee/Assignee of Mortgagee 2007-NC1 J e n n i f e r K F i s c h e r ( 0 3 1 1 2 4 8 ) USSET, WEINGARDEN AND LIEBO, P.L.L.P. A t t o r n e y s f o r W e l l s F a r g o B a n k , Attorneys for Mortgagee/Assignee of National Association, as Trustee for Mortgagee Asset Backed Funding Corporation 4500 Park Glen Road #300 Asset-Backed Certificates, Series Minneapolis, MN 55416 (952) 925-6888 2007-NC1 30 - 12-003310 FC Randall S. Miller and Associates, PLLC Canadian Pacific Plaza, THIS IS A COMMUNICATION FROM 120 South Sixth Street, Suite 1100 A DEBT COLLECTOR. Minneapolis, MN 55402 NOTICE OF POSTPONEMENT OF (952) 232-0052 MORTGAGE FORECLOSURE SALE Our File No. 12MN00587-1 Pursuant to the provisions of PURSUANT TO THE FAIR DEBT Minnesota Statutes 580.07, the COLLECTION PRACTICES ACT, YOU f o r e g o i n g f o r e c l o s u r e s a l e i s ARE ADVISED THAT THIS OFFICE postponed until January 3, 2013 at M A Y B E D E E M E D A D E B T 10:00 AM at the Sheriff's Office, Law C O L L E C T O R A N Y I N F O R M A T I O N Enforcement Center, 1580 Hwy 55, OBTAINED MAY BE USED FOR THAT Lobby #S-100, Hastings, MN, in said PURPOSE. THIS NOTICE IS REQUIRED county and state. BY THE PROVISIONS OF THE FAIR Dated: October 29, 2012. JPMorgan Chase Bank, National DEBT COLLECTION PRACTICES ACT Association AND DOES NOT IMPLY THAT WE ARE Mortgagee/Assignee of Mortgagee ATTEMPTING TO COLLECT MONEY F R O M A N Y O N E W H O H A S USSET, WEINGARDEN AND LIEBO, P.L.L.P. DISCHARGED THE DEBT UNDER THE Attorneys for Mortgagee/Assignee of BANKRUPTCY LAWS OF THE UNITED Mortgagee 4500 Park Glen Road #300 STATES. Minneapolis, MN 55416 A-4347522 01/10/2013 3262022 1/10/13 (952) 925-6888 30 - 12-003310 FC THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. NOTICE OF MORTGAGE NOTICE OF POSTPONEMENT OF FORECLOSURE SALE MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION Pursuant to the provisions of OF THE DEBT AND IDENTITY OF M i n n e s o t a S t a t u t e s 5 8 0 . 0 7 , t h e THE ORIGINAL CREDITOR WITHIN f o r e g o i n g f o r e c l o s u r e s a l e i s THE TIME PROVIDED BY LAW IS postponed until February 28, 2013 at NOT AFFECTED BY THIS ACTION. 10:00 AM at the Sheriff’s Office, Law NOTICE IS HEREBY GIVEN, that Enforcement Center, 1580 Hwy 55, default has occurred in conditions of Lobby #S-100, Hastings, MN, in said the following described mortgage: county and state. DATE OF MORTGAGE: February 14, Dated: January 8, 2013 2008 JPMorgan Chase Bank, National MORTGAGOR: A n d r e w J a n d r o , a Association single person. Mortgagee/Assignee of Mortgagee MORTGAGEE: Mortgage Electronic USSET, WEINGARDEN AND LIEBO, P.L.L.P. Registration Systems, Inc. Attorneys for Mortgagee/Assignee of DATE AND PLACE OF RECORDING: Mortgagee Recorded February 27, 2008 Dakota 4500 Park Glen Road #300 C o u n t y R e c o r d e r , D o c u m e n t N o . Minneapolis, MN 55416 2574396. (952) 925-6888 A S S I G N M E N T S O F M O R T G A G E : 30 - 12-003310 FC Assigned to: JPMorgan Chase Bank, THIS IS A COMMUNICATION FROM National Association. A DEBT COLLECTOR. TRANSACTION AGENT: Mortgage 3267162 1/10/13 Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100026900101005766 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Bell America Mortgage ��

PUBLIC NOTICE

�� 2012 �� at 10:00 AM PLACE OF SALE: Dakota ��

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: July 25, 2008 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $334,747.00 MORTGAGOR(S): Chia Vang, a single person and Thor Vang, a single person and GE Vang, a single person MORTGAGEE: Mortgage Electronic Registration Systems, Inc., as nominee for M&I Marshall & Illsey Bank, its successors and assigns DATE AND PLACE OF RECORDING: Recorded: August 25, 2008 Dakota County Recorder Document Number: 2609692 ASSIGNMENTS OF MORTGAGE: And assigned to: BAC Home Loans Servicing, LP fka Countrywide Home Loans Servicing, LP Dated: May 13, 2011 Recorded: July 18, 2011 Dakota County Recorder Document Number: 2810193 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 1003074-0035328298-1 Lender or Broker: M&I Marshall & Illsey Bank Residential Mortgage Servicer: Bank of America, N.A. Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 9169 Courthouse Blvd Court E, Inver Grove Heights, MN 55077 Tax Parcel ID Number: 20-02100-04-020 LEGAL DESCRIPTION OF PROPERTY: That part of the SW1/4 of the NE1/4 of the South 100 feet of the NW1/4 of NE1/4 of Section 21, Township 27 North, Range 22 West, Dakota County, Minnesota lying south of the north one-half of the following described tract of land: Beginning at the northwest corner of said SW1/4 of NE1/4 and running thence South 2 degrees 43 minutes 26 seconds West along the west line thereof a distance of 324.6 feet; thence South 87 degrees 41 minutes 45 seconds East and parallel with the south line of said SW1/4 of NE1/4 a distance of 677.93 feet to the intersection with the following described Line A: Line A: Commencing at the northwest corner of the south 532.00 feet of the east 410.00 of the SW1/4 of NE1/4 of Section 21, Township 27 North, Range 22 West, Dakota County, Minnesota; thence easterly along the north line of said south 532.00 feet a distance of 117.11 feet to the point of beginning of the line to be described; thence deflecting 140 degrees 59 minutes 50 seconds left a distance of 371.58 feet; thence deflecting 35 degrees 01 minutes 20 seconds right a distance of 315.42 feet to a point hereinafter referred to as Point A; thence deflecting 18 degrees 48 minutes 20 seconds right, a distance of 217.90 feet and there terminating. Thence northwesterly along said Line A, a distance of 81.98 feet to the aforedescribed Point A; thence northerly along said line A, a distance of 217.90 feet; thence continue northerly, along the northerly production of the last described course of said Line A, a distance of 130.01 feet to the intersection with the north line of the south 100.00 feet of said NW1/4 of the NE1/4; thence 87 degrees 50 minutes 30 seconds West along said north line of the south 100.00 feet a distance of 669.44 feet to the northwest corner of said south 100.00 feet; thence South 2 degrees 43 minutes 26 seconds West along the west line of said south 100.00 feet a distance of 100.00 feet to the point of beginning and there terminating. (The north one-half of said tract being that parcel containing the north one-half of the area of the aforedescribed tract of land with the south line of said north one-half being parallel with the north line of said aforedescribed tract). And lying north of the following described Line B: Line B: Commencing at the southwest corner of the SW1/4 of the NE1/4 of Section 21, Township 27 North, Range 22 West, Dakota County, Minnesota; thence North 2 degrees 43 minutes 26 seconds East (assumed bearing) along the west line of said SW1/4 of the NE1/4 a distance of 992.65 feet to the point of beginning of the line to be described; thence South 87 degrees 50 minutes 39 seconds East to its intersection with the above described Line A and there terminating, a distance of approximately 676.74 feet. Subject to and together with the burdens and benefits contained in easement filed as Document Number 362694. AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $345,695.75 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: June 29, 2012 at 10:00 AM

County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on December 31, 2012, or the next business day if December 31, 2012 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: May 17, 2012 ASSIGNEE OF MORTGAGEE: Bank of America, N.A. Wilford, Geske & Cook P.A. Attorneys for Assignee of Mortgagee 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 024801F01 NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for June 29, 2012 at 10:00 AM has been postponed by the mortgagor pursuant to Minn. Stat. § 580.07 Subd. 2 November 29, 2012 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State. DATED: June 13, 2012 ASSIGNEE OF MORTGAGEE: Bank of America, N.A. NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for November 29, 2012 at 10:00 AM has been postponed to December 31, 2012 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State. DATED: October 24, 2012 ASSIGNEE OF MORTGAGEE: Bank of America, N.A. NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for December 31, 2012 at 10:00 AM has been postponed to January 30, 2013 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State. DATED: December 17, 2012 ASSIGNEE OF MORTGAGEE: Bank of America, N.A. NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for January 30, 2013 at 10:00 AM has been postponed to March 01, 2013 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State. DATED: December 31, 2012 ASSIGNEE OF MORTGAGEE: Bank of America, N.A. The redemption period shall be 5 weeks from the date of said sale. Wilford, Geske & Cook P.A. Attorneys for Assignee Of Mortgagee: Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 024801F01 3260976 1/10/13

PUBLIC NOTICE

TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 1000212680012262121 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Bankers Mortgage Company, LLC RESIDENTIAL MORTGAGE SERVICER: U.S. Bank Home Mortgage, a division of U.S. Bank National Association MORTGAGED PROPERTY ADDRESS: 17346 Joplin Avenue, Lakeville, MN 55044 TAX PARCEL I.D. #: 221182504020 LEGAL DESCRIPTION OF PROPERTY: Lot Two, Block Four, Argonne Estates, according to the recorded plat thereof, Dakota County, Minnesota COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $368,800.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $395,289.99 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: January 3, 2013 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on July 3, 2013, unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED." Dated: October 11, 2012 U.S. Bank National Association Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 19-3089 FC1 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE Pursuant to the provisions of Minnesota Statutes 580.07, the foregoing foreclosure sale is postponed until February 28, 2013 at 10:00 AM at the Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN, in said county and state. Dated: January 8, 2013 U.S. Bank National Association Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 19 - 19-3089 FC1 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 3267344 1/10/13

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: September 26, 2005 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $214,400.00 MORTGAGOR(S): Nicholas T. Gunderson, A Single Man MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded: October 07, 2005 Dakota County Recorder Document Number: 2368450 ASSIGNMENTS OF MORTGAGE: And assigned to: THE BANK OF NEW YORK MELLON FKA THE BANK OF

YORK MELLON FKA THE BANK OF NEW YORK AS TRUSTEE FOR THE CERTIFICATEHOLDERS CWALT, INC. ALTERNATIVE LOAN TRUST 2005-66 MORTGAGE PASS-THROUGH CERTIFICATES, SERIES 2005-66 Dated: June 07, 2010 Recorded: August 06, 2010 Dakota County Recorder Document Number: 2745002 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 1001337-0000963934-8 Lender or Broker: Countrywide Bank, N.A. Residential Mortgage Servicer: Bank of America, N.A. Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 21220 Ilavista Way, Lakeville, MN 55044-1903 Tax Parcel ID Number: 22.84100.030.04 LEGAL DESCRIPTION OF PROPERTY: Lot 3, Block 4, Wild Meadows Villas, CIC NO. 364, according to the recorded plat thereof, Dakota County, Minnesota. AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $259,773.12 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: September 24, 2010 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on March 24, 2011, or the next business day if March 24, 2011 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: August 12, 2010 ASSIGNEE OF MORTGAGEE: THE BANK OF NEW YORK MELLON FKA THE BANK OF NEW YORK AS TRUSTEE FOR THE CERTIFICATEHOLDERS CWALT, INC. ALTERNATIVE LOAN TRUST 2005-66 MORTGAGE PASS-THROUGH CERTIFICATES, SERIES 2005-66 Wilford, Geske & Cook P.A. Attorneys for Assignee of Mortgagee 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 013029F02 NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for September 24, 2010 at 10:00 AM has been postponed to October 15, 2010 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State. DATED: September 20, 2010 ASSIGNEE OF MORTGAGEE: THE BANK OF NEW YORK MELLON FKA THE BANK OF NEW YORK AS TRUSTEE FOR THE CERTIFICATEHOLDERS CWALT, INC. ALTERNATIVE LOAN TRUST 2 0 0 5 - 6 6 M O R T G A G E PASS-THROUGH CERTIFICATES, SERIES 2005-66 NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for October 15, 2010 at 10:00 AM has been postponed to November 03, 2010 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State. DATED: October 11, 2010 ASSIGNEE OF MORTGAGEE: THE BANK OF NEW YORK MELLON FKA THE BANK OF NEW YORK AS TRUSTEE FOR THE CERTIFICATEHOLDERS CWALT, INC. ALTERNATIVE LOAN TRUST 2 0 0 5 - 6 6 M O R T G A G E PASS-THROUGH CERTIFICATES, SERIES 2005-66 NOTICE OF POSTPONEMENT OF

NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for November 03, 2010 at 10:00 AM has been postponed to December 06, 2010 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State. DATED: October 28, 2010 ASSIGNEE OF MORTGAGEE: THE BANK OF NEW YORK MELLON FKA THE BANK OF NEW YORK AS TRUSTEE FOR THE CERTIFICATEHOLDERS CWALT, INC. ALTERNATIVE LOAN TRUST 2 0 0 5 - 6 6 M O R T G A G E PASS-THROUGH CERTIFICATES, SERIES 2005-66 NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for December 06, 2010 at 10:00 AM has been postponed to January 06, 2011 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State. DATED: December 02, 2010 ASSIGNEE OF MORTGAGEE: THE BANK OF NEW YORK MELLON FKA THE BANK OF NEW YORK AS TRUSTEE FOR THE CERTIFICATEHOLDERS CWALT, INC. ALTERNATIVE LOAN TRUST 2 0 0 5 - 6 6 M O R T G A G E PASS-THROUGH CERTIFICATES, SERIES 2005-66 NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for January 06, 2011 at 10:00 AM has been postponed to January 21, 2011 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State. DATED: December 29, 2010 ASSIGNEE OF MORTGAGEE: THE BANK OF NEW YORK MELLON FKA THE BANK OF NEW YORK AS TRUSTEE FOR THE CERTIFICATEHOLDERS CWALT, INC. ALTERNATIVE LOAN TRUST 2 0 0 5 - 6 6 M O R T G A G E PASS-THROUGH CERTIFICATES, SERIES 2005-66 NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for January 21, 2011 at 10:00 AM has been postponed to February 22, 2011 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State. DATED: January 13, 2011 ASSIGNEE OF MORTGAGEE: THE BANK OF NEW YORK MELLON FKA THE BANK OF NEW YORK AS TRUSTEE FOR THE CERTIFICATEHOLDERS CWALT, INC. ALTERNATIVE LOAN TRUST 2 0 0 5 - 6 6 M O R T G A G E PASS-THROUGH CERTIFICATES, SERIES 2005-66 NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for February 22, 2011 at 10:00 AM has been postponed to March 22, 2011 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State. DATED: February 03, 2011 ASSIGNEE OF MORTGAGEE: THE BANK OF NEW YORK MELLON FKA THE BANK OF NEW YORK AS TRUSTEE FOR THE CERTIFICATEHOLDERS CWALT, INC. ALTERNATIVE LOAN TRUST 2 0 0 5 - 6 6 M O R T G A G E PASS-THROUGH CERTIFICATES, SERIES 2005-66 NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for March 22, 2011 at 10:00 AM has been postponed to April 25, 2011 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State. DATED: March 02, 2011 ASSIGNEE OF MORTGAGEE: THE BANK OF NEW YORK MELLON FKA THE BANK OF NEW YORK AS TRUSTEE FOR THE CERTIFICATEHOLDERS CWALT, INC. ALTERNATIVE LOAN TRUST 2 0 0 5 - 6 6 M O R T G A G E PASS-THROUGH CERTIFICATES, SERIES 2005-66 NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for April 25, 2011 at 10:00 AM has been postponed to May 26, 2011 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State. DATED: April 12, 2011 ASSIGNEE OF MORTGAGEE: THE BANK OF NEW YORK MELLON FKA THE BANK OF NEW YORK AS TRUSTEE FOR THE CERTIFICATEHOLDERS CWALT, INC. ALTERNATIVE LOAN TRUST 2 0 0 5 - 6 6 M O R T G A G E PASS-THROUGH CERTIFICATES, SERIES 2005-66 NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for May 26, 2011 at 10:00 AM has been postponed to June 27, 2011 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State. DATED: May 17, 2011 ASSIGNEE OF MORTGAGEE: THE BANK OF NEW YORK MELLON FKA THE BANK OF NEW YORK AS TRUSTEE FOR THE CERTIFICATEHOLDERS CWALT,

CERTIFICATEHOLDERS CWALT, INC. ALTERNATIVE LOAN TRUST 2 0 0 5 - 6 6 M O R T G A G E PASS-THROUGH CERTIFICATES, SERIES 2005-66 NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for June 27, 2011 at 10:00 AM has been postponed to July 06, 2011 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State. DATED: June 14, 2011 ASSIGNEE OF MORTGAGEE: THE BANK OF NEW YORK MELLON FKA THE BANK OF NEW YORK AS TRUSTEE FOR THE CERTIFICATEHOLDERS CWALT, INC. ALTERNATIVE LOAN TRUST 2005-66 MORTGAGE PASSTHROUGH CERTIFICATES, SERIES 2005-66 NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for July 06, 2011 at 10:00 AM has been postponed to August 10, 2011 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State. DATED: July 01, 2011 ASSIGNEE OF MORTGAGEE: THE BANK OF NEW YORK MELLON FKA THE BANK OF NEW YORK AS TRUSTEE FOR THE CERTIFICATEHOLDERS CWALT, INC. ALTERNATIVE LOAN TRUST 2 0 0 5 - 6 6 M O R T G A G E PASS-THROUGH CERTIFICATES, SERIES 2005-66 NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for August 10, 2011 at 10:00 AM has been postponed to September 12, 2011 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State. DATED: August 09, 2011 ASSIGNEE OF MORTGAGEE: THE BANK OF NEW YORK MELLON FKA THE BANK OF NEW YORK AS TRUSTEE FOR THE CERTIFICATEHOLDERS CWALT, INC. ALTERNATIVE LOAN TRUST 2 0 0 5 - 6 6 M O R T G A G E PASS-THROUGH CERTIFICATES, SERIES 2005-66 NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for September 12, 2011 at 10:00 AM has been postponed to October 12, 2011 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State. DATED: September 02, 2011 ASSIGNEE OF MORTGAGEE: THE BANK OF NEW YORK MELLON FKA THE BANK OF NEW YORK AS TRUSTEE FOR THE CERTIFICATEHOLDERS CWALT, INC. ALTERNATIVE LOAN TRUST 2 0 0 5 - 6 6 M O R T G A G E PASS-THROUGH CERTIFICATES, SERIES 2005-66 NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for October 12, 2011 at 10:00 AM has been postponed to November 14, 2011 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State. DATED: October 04, 2011 ASSIGNEE OF MORTGAGEE: THE BANK OF NEW YORK MELLON FKA THE BANK OF NEW YORK AS TRUSTEE FOR THE CERTIFICATEHOLDERS CWALT, INC. ALTERNATIVE LOAN TRUST 2 0 0 5 - 6 6 M O R T G A G E PASS-THROUGH CERTIFICATES, SERIES 2005-66 NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for November 14, 2011 at 10:00 AM has been postponed to December 14, 2011 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State. DATED: November 10, 2011 ASSIGNEE OF MORTGAGEE: THE BANK OF NEW YORK MELLON FKA THE BANK OF NEW YORK AS TRUSTEE FOR THE CERTIFICATEHOLDERS CWALT, INC. ALTERNATIVE LOAN TRUST 2 0 0 5 - 6 6 M O R T G A G E PASS-THROUGH CERTIFICATES, SERIES 2005-66 NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for December 14, 2011 at 10:00 AM has been postponed to January 17, 2012 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State. DATED: December 13, 2011 ASSIGNEE OF MORTGAGEE: THE BANK OF NEW YORK MELLON FKA THE BANK OF NEW YORK AS TRUSTEE FOR THE CERTIFICATEHOLDERS CWALT, INC. ALTERNATIVE LOAN TRUST 2 0 0 5 - 6 6 M O R T G A G E PASS-THROUGH CERTIFICATES, SERIES 2005-66 NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for January 17, 2012 at 10:00 AM has been postponed to February 17, 2012 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in

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Lobby S 100, Hastings, Minnesota in said County and State. DATED: January 11, 2012 ASSIGNEE OF MORTGAGEE: THE BANK OF NEW YORK MELLON FKA THE BANK OF NEW YORK AS TRUSTEE FOR THE CERTIFICATEHOLDERS CWALT, INC. ALTERNATIVE LOAN TRUST 2005-66 MORTGAGE PASS-THROUGH CERTIFICATES, SERIES 2005-66 NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for February 17, 2012 at 10:00 AM has been postponed to March 20, 2012 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State. DATED: February 14, 2012 ASSIGNEE OF MORTGAGEE: THE BANK OF NEW YORK MELLON FKA THE BANK OF NEW YORK AS TRUSTEE FOR THE CERTIFICATEHOLDERS CWALT, INC. ALTERNATIVE LOAN TRUST 2 0 0 5 - 6 6 M O R T G A G E PASS-THROUGH CERTIFICATES, SERIES 2005-66 NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for March 20, 2012 at 10:00 AM has been postponed to April 20, 2012 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State. DATED: March 15, 2012 ASSIGNEE OF MORTGAGEE: THE BANK OF NEW YORK MELLON FKA THE BANK OF NEW YORK AS TRUSTEE FOR THE CERTIFICATEHOLDERS CWALT, INC. ALTERNATIVE LOAN TRUST 2 0 0 5 - 6 6 M O R T G A G E PASS-THROUGH CERTIFICATES, SERIES 2005-66 NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for April 20, 2012 at 10:00 AM has been postponed to May 21, 2012 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State. DATED: April 12, 2012 ASSIGNEE OF MORTGAGEE: THE BANK OF NEW YORK MELLON FKA THE BANK OF NEW YORK AS TRUSTEE FOR THE CERTIFICATEHOLDERS CWALT, INC. ALTERNATIVE LOAN TRUST 2 0 0 5 - 6 6 M O R T G A G E PASS-THROUGH CERTIFICATES, SERIES 2005-66 NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for May 21, 2012 at 10:00 AM has been postponed to June 20, 2012 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State. DATED: May 15, 2012 ASSIGNEE OF MORTGAGEE: THE BANK OF NEW YORK MELLON FKA THE BANK OF NEW YORK AS TRUSTEE FOR THE CERTIFICATEHOLDERS CWALT, INC. ALTERNATIVE LOAN TRUST 2 0 0 5 - 6 6 M O R T G A G E PASS-THROUGH CERTIFICATES, SERIES 2005-66 NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for June 20, 2012 at 10:00 AM has been postponed to July 20, 2012 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State. DATED: June 01, 2012 ASSIGNEE OF MORTGAGEE: THE BANK OF NEW YORK MELLON FKA THE BANK OF NEW YORK AS TRUSTEE FOR THE CERTIFICATEHOLDERS CWALT, INC. ALTERNATIVE LOAN TRUST 2 0 0 5 - 6 6 M O R T G A G E PASS-THROUGH CERTIFICATES, SERIES 2005-66 NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for July 20, 2012 at 10:00 AM has been postponed to September 25, 2012 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State. DATED: July 19, 2012 ASSIGNEE OF MORTGAGEE: THE BANK OF NEW YORK MELLON FKA THE BANK OF NEW YORK AS TRUSTEE FOR THE CERTIFICATEHOLDERS CWALT, INC. ALTERNATIVE LOAN TRUST 2 0 0 5 - 6 6 M O R T G A G E PASS-THROUGH CERTIFICATES, SERIES 2005-66 NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for September 25, 2012 at 10:00 AM has been postponed to December 26, 2012 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State. DATED: September 26, 2012 ASSIGNEE OF MORTGAGEE: THE BANK OF NEW YORK MELLON FKA THE BANK OF NEW YORK AS TRUSTEE FOR THE CERTIFICATEHOLDERS CWALT, INC. ALTERNATIVE LOAN TRUST 2 0 0 5 - 6 6 M O R T G A G E PASS-THROUGH CERTIFICATES, SERIES 2005-66 NOTICE OF POSTPONEMENT OF

NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for December 26, 2012 at 10:00 AM has been postponed to January 03, 2013 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State. DATED: October 11, 2012 ASSIGNEE OF MORTGAGEE: THE BANK OF NEW YORK MELLON FKA THE BANK OF NEW YORK AS TRUSTEE FOR THE CERTIFICATEHOLDERS CWALT, INC. ALTERNATIVE LOAN TRUST 2005-66 MORTGAGE PASSTHROUGH CERTIFICATES, SERIES 2005-66 NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for January 03, 2013 at 10:00 AM has been postponed to February 04, 2013 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State. DATED: December 31, 2012 ASSIGNEE OF MORTGAGEE: THE BANK OF NEW YORK MELLON FKA THE BANK OF NEW YORK AS TRUSTEE FOR THE CERTIFICATEHOLDERS CWALT, INC. ALTERNATIVE LOAN TRUST 2 0 0 5 - 6 6 M O R T G A G E PASS-THROUGH CERTIFICATES, SERIES 2005-66 Wilford, Geske & Cook P.A. Attorneys for Assignee Of Mortgagee: Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 013029F02 3260996 1/10/13

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN: That default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: September 9, 2005 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $147,900.00 MORTGAGOR(S): Marlys R Mohs and Thomas E Mohs, Wife and Husband MORTGAGEE: Mortgage Electronic Registration Systems, Inc. as nominee for Brier Mortgage Corporation TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. MIN#: 1001975-0000024684-3 SERVICER: Specialized Loan Servicing, LLC LENDER: Brier Mortgage Corporation. DATE AND PLACE OF FILING: Dakota County Minnesota, Recorder , on October 20, 2005, as Document No. 2372560. ASSIGNED TO: U.S. Bank National Association, as Trustee for Terwin Mortgage Trust 2005-18ALT Asset-Backed Certificates, Series 2005-18ALT Dated: January 28, 2011 , and recorded February 25, 2011 by Document No. 2788006 . LEGAL DESCRIPTION OF PROPERTY: Lot 24, Block 1, Wood Park Plat 15, Dakota County, Minnesota PROPERTY ADDRESS: 1014 Aston Circle, Burnsville, MN 55337 PROPERTY I.D: 02-84814-01-240 COUNTY IN WHICH PROPERTY IS LOCATED: Dakota THE AMOUNT CLAIMED TO BE DUE ON THE MORTGAGE ON THE DATE OF THE NOTICE: One Hundred Fifty-One Thousand Thirty-Three and 24/100 ($151,033.24) THAT no action or proceeding has been instituted at law to recover the debt secured by said mortgage, or any part thereof; that there has been compliance with all pre-foreclosure notice and acceleration requirements of said mortgage, and/or applicable statutes; PURSUANT, to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: 10:00 AM on January 3, 2013 PLACE OF SALE: S h e r i f f ` s M a i n Office, Law Enforcement Center, 1580 Highway 55, Hastings MN 55033-2343 to pay the debt then secured by said mortgage and taxes, if any actually paid by the mortgagee, on the premises and the costs and disbursements allowed by law. The time allowed by law for redemption by said mortgagor(s), their personal representatives or assigns is 6.00 months from the date of sale. If Mortgage is not reinstated under Minn. Stat. Section580.30 or the property is not redeemed under Minn. Stat. Section580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on July 3, 2013, or the next business day if July 3, 2013 falls on a Saturday, Sunday or legal holiday. "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR`S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED." Dated: November 15, 2012

Dated: November 15, 2012 U.S. Bank National Association, as Trustee for Terwin Mortgage Trust 2005-18ALT Asset-Backed Certificates, Series 2005-18ALT Randall S. Miller and Associates, PLLC Attorneys for Assignee of Mortgage/ Mortgagee Canadian Pacific Plaza, 120 South Sixth Street, Suite 1100 Minneapolis, MN 55402 Phone: 952-232-0052 Our File No. 12MN00861-1 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. A-4326087 11/15/2012, 11/22/2012, 11/29/2012, 12/06/2012, 12/13/2012, 12/20/2012 NOTICE OF POSTPONEMENT OF FORECLOSURE SALE The above referenced sale scheduled for January 3, 2013 at 10:00 AM , has been postponed to February 6, 2013 at 10:00 AM, located at Sheriff`s Main Office, Law Enforcement Center, 1580 Highway 55, Hastings MN 55033-2343, Dakota Minnesota Dated: January 3, 2013 U.S. Bank National Association, as Trustee for Terwin Mortgage Trust 2005-18ALT Asset-Backed Certificates, Series 2005-18ALT Jennifer K Fischer (0311248) Attorneys for U.S. Bank National Association, as Trustee for Terwin Mortgage Trust 2005-18ALT AssetBacked Certificates, Series 2005-18ALT Randall S. Miller and Associates, PLLC Canadian Pacific Plaza, 120 South Sixth Street, Suite 1100 Minneapolis, MN 55402 (952) 232-0052 Our File No. 12MN00861-1 PURSUANT TO THE FAIR DEBT COLLECTION PRACTICES ACT, YOU ARE ADVISED THAT THIS OFFICE MAY BE DEEMED A DEBT COLLECTOR ANY INFORMATION OBTAINED MAY BE USED FOR THAT PURPOSE. THIS NOTICE IS REQUIRED BY THE PROVISIONS OF THE FAIR DEBT COLLECTION PRACTICES ACT AND DOES NOT IMPLY THAT WE ARE ATTEMPTING TO COLLECT MONEY FROM ANYONE WHO HAS DISCHARGED THE DEBT UNDER THE BANKRUPTCY LAWS OF THE UNITED STATES. A-4346721 01/10/2013 3260856 1/10/13

PUBLIC NOTICE

DAKOTA COUNTY TRIBUNE BUSINESS �� WEEKLY �� January ��10, ��2013 ��

23A ��

Frontier Communications sponsors guest artist

Photo submitted

Darrell Hansen (left), general manager for Burnsville-based Frontier Communications, presents Frontier’s check in sponsorship of guest artist Roberto Plano for the “Grieg Meets Verdi” concert to Stephen Ramsey, music director with the Dakota Valley Symphony and Chorus. The musical event will be held at 2 p.m. Feb. 10 at the Burnsville Performing Arts Center. , SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED." Dated: March 22, 2012 U.S. Bank N.A., as Trustee for the registered holders of Asset Backed Certificates, Series 2005-HE4 Randall S. Miller and Associates, PLLC Attorneys for Assignee of Mortgage/ Mortgagee One Financial Plaza, 120 South Sixth Street, Suite 1100 Minneapolis, MN 55402 Phone: 612-573-3677 Our File No. 11MN01048-1 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. A-4215431 03/22/2012, 03/29/2012, 04/05/2012, 04/12/2012, 04/19/2012, 04/26/2012 NOTICE OF POSTPONEMENT OF FORECLOSURE SALE The above referenced sale scheduled for January 3, 2013 at 10:00 AM , has been postponed to January 24, 2013 at 10:00 AM, located at Sheriff`s Main Office, Law Enforcement Center, 1580 Highway 55, Hastings MN 55033-2343, Dakota Minnesota Dated: January 3, 2012 U.S. Bank N.A., as Trustee for the registered holders of Asset Backed Certificates, Series 2005-HE4 Jennifer K Fischer (0311248) Attorneys for U.S. Bank N.A., as Trustee for the registered holders of Asset Backed Certificates, Series 2005-HE4 Randall S. Miller and Associates, PLLC Canadian Pacific Plaza, 1 20 South Sixth Street, Suite 1100 Minneapolis, MN 55402 (952) 232-0052 Our File No. 11MN01048-1 PURSUANT TO THE FAIR DEBT COLLECTION PRACTICES ACT, YOU ARE ADVISED THAT THIS OFFICE MAY BE DEEMED A DEBT COLLECTOR ANY INFORMATION OBTAINED MAY BE USED FOR THAT PURPOSE. THIS NOTICE IS REQUIRED BY THE PROVISIONS OF THE FAIR DEBT COLLECTION PRACTICES ACT AND DOES NOT IMPLY THAT WE ARE ATTEMPTING TO COLLECT MONEY FROM ANYONE WHO HAS DISCHARGED THE DEBT UNDER THE BANKRUPTCY LAWS OF THE UNITED STATES. A-4346431 01/10/2013 3260729 1/10/13

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: June 23, 2006 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $229,500.00 MORTGAGOR(S): Stacey L. Nelson and Scott M. Nelson, wife and husband MORTGAGEE: Argent Mortgage Company, LLC DATE AND PLACE OF REGISTERING: Registered: July 21, 2006 Dakota County Registrar of Titles Document Number: 594379 ASSIGNMENTS OF MORTGAGE: And assigned to: Deutsche Bank National Trust Company, as Trustee for Argent Securities Inc., Asset-Backed Pass-Through Certificates, Series 2006-M2 Dated: January 27, 2009 Registered: March 04, 2009 Dakota County Registrar of Titles Document Number: T640102 Transaction Agent: Not Applicable Transaction Agent Mortgage Identification Number: Not Applicable Lender or Broker: Argent Mortgage Company, LLC Residential Mortgage Servicer: Homeward Residential, Inc. Mortgage Originator: Not Applicable CERTIFICATE OF TITLE NUMBER: 140334 COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 158 Juniper Ln, Apple Valley, MN 55124-9311 Tax Parcel ID Number: 01-11702-10-130 LEGAL DESCRIPTION OF PROPERTY: Lot 13, Block 10, Apple Valley Third Addition, according to the plat thereof on file and of record in the office of the Registrar of Titles in and for Dakota County, Minnesota. AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $243,976.42 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; that this is registered property; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: December 28, 2012 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of

( ) said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on June 28, 2013, or the next business day if June 28, 2013 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: November 15, 2012 ASSIGNEE OF MORTGAGEE: Deutsche Bank National Trust Company, as Trustee for Argent Securities Inc., Asset-Backed Pass-Through Certificates, Series 2006-M2 Wilford, Geske & Cook P.A. Attorneys for Assignee of Mortgagee 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 025845F01 NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for December 28, 2012 at 10:00 AM has been postponed to February 01, 2013 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State. DATED: December 31, 2012 ASSIGNEE OF MORTGAGEE: Deutsche Bank National Trust Company, as Trustee for Argent Securities Inc., Asset-Backed Pass-Through Certificates, Series 2006-M2 Wilford, Geske & Cook P.A. Attorneys for Assignee Of Mortgagee: Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 025845F01 3261798 1/10/13

24A

Dakota Arts

January 10, 2013 DAKOTA COUNTY TRIBUNE BUSINESS WEEKLY

Frozen Apple concerts offer solace from the snow Free community concerts move to Valleywood Golf Course clubhouse by Andrew Miller

DAKOTA COUNTY TRIBUNE

The Apple Valley Arts Foundation is offering a remedy to the winter blues with its Frozen Apple concert series. Now in its second year, the series is moving to a new venue in 2013, the recently opened clubhouse at Valleywood Golf Course. “We’re excited it’s at Valleywood. It’s almost like a little mini vacation when you take that winding road to the clubhouse in the winter – it’s magic,” said Mary Hamann-Roland, arts foundation vice president (and Apple Valley’s mayor). The three concerts in this year’s series offer a sunny mix of reggae, jazz, folk and Latin pop. The shows kicked off Saturday, Jan. 5, with a performance by jazz singer Patty Peterson, winner of the Minnesota Music Award for best vocalist. Those who have attended the nonprofit arts foundation’s annual Music in Kelley Park summer concerts will recognize a familiar face when the Frozen Apple plays host Feb. 2 to acoustic artist Michael Monroe, whose music is a blend of folk, jazz and reggae. Apple Valley has become a second home of sorts for Monroe, a resident of Minnesota’s North Shore who’s made the trek south to the perform at the Kelley Park music Photo submitted series each year since its inception in 2008. Acoustic artist Michael Monroe, a regular at Apple Valley’s Music in Kelley Park summer Monroe was also on the roster of performers concert series, is among this year’s roster of Frozen Apple performers. at last year’s inaugural Frozen Apple series.

Theater and Arts Briefs Rosemount Art Gallery opening

A grand opening celebration and artist reception will be held from 1 to 3 p.m. Sunday, Jan. 13, for the Rosemount Art Gallery located at the Robert Trail Library, 14395 S. Robert Trail. Guests at the grand opening can meet Cheryl Kluender, Rita Beyer Corrigan and DeAnne Parks, the three local artists whose works will be displayed January through March. Refreshments will be served. The art gallery is a partnership between the library and the Rosemount Area Arts Council. More information is at www.rosemountarts.com.

Czechoslovakia defection story

Local author Peter Vodenka will share his book, “Journey for Freedom: Defecting from Communist Czechoslovakia,” from 6:30 to 8 p.m. Tuesday, Jan. 15, at Robert Trail Library, 14395 S. Robert Trail, Rosemount. Sponsored by the Rosemount Area Arts Council.

Bluegrass series starts at Celts

Rosemount’s own Sawtooth Bluegrass Band will perform Thursday, Jan. 10, as the first concert in this year’s Bluegrass Americana Family Night series at Celts Pub, 14506 S. Robert Trail, Rosemount.

The series, a partnership between Celts and the Rosemount Area Arts Council, offers a free bluegrass concert the second Thursday of each month, January through April. The Sawtooth concert runs from 7 to 9 p.m. More about the concert series is at www.rosemountarts.com.

Burnsville history exhibit

The Stories of Burnsville exhibit, sponsored by the Burnsville Historical Society, will be on display throughout January in the gallery at Burnsville Performing Arts Center, 12600 Nicollet Ave. Unlike other exhibits, Stories of Burnsville consists of video interviews. Photos, maps and documents will enhance the displays. There will also be a small video studio to conduct interviews to add to the exhibit. “The interviews will continue right in the gallery,” said Len Nachman of the BHS. “The exhibition itself is a great opportunity to capture stories.” Nachman invites “anybody who has a Burnsville story or memory to relate, whether from last week or a century ago” to record at the studio.

Cozy up to authors

Meet local and award-winning authors during February at the following Dakota County Library locations. Authors will sign books at all

Photo submitted

This year’s Frozen Apple series kicked off Jan. 5 with a performance by Patty Peterson & Friends.

The series concludes March 2 with the David Gonzalez Band, which plays Latin and rhythm and blues music. Admission is free to all the concerts, which run from 6 to 9 p.m. at the Valleywood clubhouse at 4851 McAndrews Road. Food and beverages, including a full bar, will be available for purchase at each of the performances. There also will be prize drawings at each show for books, a digital camera and an acoustic guitar, which were donated by local merchants. More about the Frozen Apple series is at www.facebook.com/MusicInKelleyPark. Andrew Miller can be reached at andrew. miller@ecm-inc.com or facebook.com/sunthisweek.

Arts Calendar events. Loretta Ellsworth and Janet Graber, award-winning authors of teen fiction, will discuss innovative ways to create full-fledged characters with authentic voices that readers will root for at the “Writing Fiction for Teens” program. Registration required. Saturday, Feb. 2, 12:30 to 4:30 p.m., Heritage Library, 20085 Heritage Drive, Lakeville. Minnesota author Barbara Deese will discuss her book, “Murder at Spirit Falls,” the first in a series featuring members of the “No Ordinary Women Book Club,” Tuesday, Feb. 5, 12:30 to 1:30 p.m., Farmington Library, 508 Third St., Farmington. Local author Steven Derfler will discuss his book, “Israel’s Pharaoh,” a nonfiction adventure story that begins with an alleged discovery in 1939 of a hieroglyphic fragment suggesting that one Egyptian pharaoh may have been an Israelite, Tuesday, Feb. 19, 6:30 to 8 p.m., Robert Trail Library, 14395 S. Robert Trail, Rosemount. Author Peter Geye will meet with the Burnhaven Book Discussion Group (and any interested others) to discuss his books “Safe from the Sea” and “The Lighthouse Road” Tuesday, Feb. 19, 7 to 8 p.m., Burnhaven Library, 1101 W. County Road 42, Burnsville. For more information, visit www. dakotacounty.us/library or call (651) 450-2943.

To submit items for the Arts Calendar, email: darcy. odden@ecm-inc.com. Exhibits An acrylic painting exhibit by Sue Kemnitz is on display through Jan. 30 at Lakeville Area Arts Center, 20965 Holyoke Ave. Information: (952) 985-4640. “Our Burnsville” exhibit by the Burnsville Historical Society chapter of the Dakota County Historical Society will be on display Jan. 3-31 in the gallery at Burnsville Performing Arts Center, 12600 Nicollet Ave. Workshops/classes/other Teen artist gatherings at the Eagan Art House from 3:30 to 5:30 Thursdays, Feb. 7 and March 7, and from 1 to 3 p.m. Saturdays, Jan. 5, Feb. 2 and March 2. Cost: $3. Information: (651) 675-5521. Adult painting open studio from 9 a.m. to noon the first and third Fridays of the month at the Eagan Art House, 3981 Lexington Ave. S. Fee is $5 per session. Information: (651) 6755521. Music Together in the Valley offers classes for parents and their infant, toddler and preschool children in Rosemount, Farmington, Lakeville and Apple Valley. Information: www.musictogetherclasses.com or (651) 439-4219. The Eagan Art House offers classes for ages 4 through

adult. For a complete listing go to www.eaganarthouse.org or call (651) 675-5521. Dan Petrov Art Studio in Burnsville offers oil painting classes for beginners, intermediate and advanced skill level painters, www.danpetrovart. com, (763) 843-2734. Teens Express Yourself with Paint, 5 to 7 p.m. Mondays at Brushworks School of Art in Burnsville, www.BrushworksSchoolofArt.com, (651) 214-4732. Drama/theater classes for ages 4 and up at River Ridge Arts Building, Burnsville, (952) 736-3644. Show Biz Kids Theater Class for children with special needs (ASD/DCD programs), In the Company of Kids 13710 Nicollet Ave., Burnsville, (952) 736-3644. Broadway Kids Dance and Theater Program for all ages and abilities, In the Company of Kids, 13710 Nicollet Ave., Burnsville (Colonial Shopping Center), (952) 736-3644. Join other 55-plus adults at the Eagan Art House to create beaded jewelry. The Jewelry Club meets on the third Friday of each month from 1 to 3 p.m. Information: (651) 675-5500. Soy candle making classes held weekly in Eagan near 55 and Yankee Doodle. Call Jamie at (651) 315-4849 for dates and times. $10 per person. Presented by Making Scents in Minnesota.