1-6-11 - Dakota County Tribune Business Weekly

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ANDREW MILLER JESSICA HARPER

Long-time Oxboro Cleaners owner retires 2A Local investor buys Molly Cool’s in Lakeville 2A A look back at 2010 in Dakota County 6A

dakotacountytribune.biz dakotacountytribune.biz

DATE ##, 2009 JANUARY 6, 2011

VOLUME 30, NUMBER # VOLUME 31, NUMBER 45

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Lakeville cabinet-maker adapts to the realities of the market by Stacey Ackerman DAKOTA COUNTY TRIBUNE

homeowners on Summit Avenue in St. Paul to restaurant booths. “I really enjoy working on starter homes,� Hoffman said. “Those people are more excited and appreciative than customers with really large budgets.� Today, Hoffman’s grosses about

Are you looking for a spiral-shaped dresser? Perhaps you need a special case to keep your treasured games? Or maybe it’s new closet builtins made just for your belongings that you fancy. From exotic to ordinary, Hoffman’s can create it. The custom cabinet-making shop located on Cedar Avenue and County Road 70 in Lakeville has gone from installing laminate countertops to producing extremely complex and unique custom cabinetry. “We’re not afraid to try anything and that’s why we’re still super busy,� said Jeff Hoffman, 42, who founded Photo by Rick Orndorf Hoffman’s Coun- Jeff Hoffman, owner of Hoffman’s Countertops and tertops and Cabi- Cabinets, creates everything from exotic to ordinary nets in 1993. custom cabinets. He founded the company in 1993. In the early In Brief: days, nearly all Contact Information: of the company’s Hoffman’s Countertops and Cabinets business went 21679 Cedar Ave., Lakeville to homes un(952) 469-6616 der construction. www.jeffhoffmaninc.com “New construction is done,� Hoffman said of the current marketplace. $1 million annually and has had to When the housing market started to dry up slow down its growth. a few years ago, many of Hoffman’s competitors “We grew too fast and sold too were forced to close their doors. Hoffman saw much,� Hoffman said. “We went back this as an opportunity to try something new and to the basics: high quality and handquickly changed his business model and diversi- holding. We could produce our prodfied the company’s offerings. ucts faster, but we want to take the “We started making garage cabinets, then time to make sure our customers are kitchen cabinets. We didn’t miss a beat,� Hoff- completely satisfied,� he said. man said. Hoffman and his team of eight The company now has an even split of com- employees, many who have been mercial and residential business. Its jobs range working for him since the comSee Hoffman, Page 44A from an $18,000 custom-home closet job for

In Brief

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INSIDE BIZ FORUM

Consumers need to push child-care providers to offer high-quality educational programs, not just babysitting. 4A

DANE SMITH FORUM

Dayton and Republicans must compromise this session as they wade through the state debt and potential cuts. DON HEINZMAN 4A BUSINESS 101

STEVE BESEKE

Don’t let mistakes in your life or career derail you. Understand your brand and conf idently go where you want. 5A

FINANCIAL SENSE

Long-term planning can help you avoid f inancial pain, regret and possible ruin. Don’t fall for “easy payments.� PETER MCCLELLAN 5A

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January 6, 2011 DAKOTA COUNTY TRIBUNE BUSINESS WEEKLY

End of an era at Oxboro Cleaners Longtime owner Dinesh Shah retires; Apple Valley business will remain open with new owner

by Andrew Miller DAKOTA COUNTY TRIBUNE

New Year’s Eve marked the end of an era in the southmetro business community. Dinesh Shah, owner of Oxboro Cleaners & Launderers, retired Dec. 31 after more than 20 years in business at the corner of County Road 42 and Garden View Drive in Apple Valley. “I’ll miss my customers – emotionally I’m so much in touch with them as friends,� Shah said. “I’m really, really proud that my customers have given me all these years.� A native of the east African nation of Tanzania, Shah and his three brothers immigrated to the United States in 1983 and soon went into business, running Oxboro Cleaners locations in Burnsville and Bloomington. Shah opened a third location, in Apple Valley, in 1987. Jim Amireault of Apple Valley, a longtime patron of Shah’s dry-cleaning business, said he’ll miss the friendly demeanor and honesty Shah

Photo by Andrew Miller

File photo

A letter to the editor published in a local newspaper is posted on the wall at Oxboro Cleaners, touting the business’ work in restoring a 40-year-old wedding dress.

Dinesh Shah opened Apple Valley’s Oxboro Cleaners in 1987, four years after immigratwork for the schools, for the ing to the United States from his native Tanzania. He retired Dec. 31. churches, different organizaold wedding dresses. brought to the job. ident whose daughters Tina tions,� said Shah, pointing In 2007, Oxboro Clean- and Bindi worked at Oxboro to notes and photos posted “You brought a shirt in and there was 50 cents in it, ers was named Best Dry Cleaners during their high on the business’ walls from in Thisweek school years, became a fa- youth athletic teams and othhe’d make sure you got the 50 Cleaner Newspapers’ Top Banana miliar face in the city, both er groups Oxboro Cleaners cents back,� Amireault said. As a testament to his Awards (Oxboro tied with to those looking to get their has supported over the years. work, lining the interior Lakeville Cleaners for the dress shirts cleaned and their In retirement, Shah said walls of Oxboro Cleaners honor). That same year, the pants pressed, and to local he plans to travel – to visit are “thank you� notes and business was selected Best school groups and civic orga- friends and relatives in Taneven a letter to the editor Dry Cleaner by Apple Valley nizations in need of fundrais- zania and India – and do volpraising Shah’s ability to lift Magazine. ing help. unteer work. stains and refresh 40-yearShah, an Apple Valley res“We’ve done a lot of Oxboro Cleaners will re-

main open in its present location under new ownership. Shah said he couldn’t provide details of the ownership transfer because some of the terms of the agreement have yet to be finalized. Oxboro Cleaners is located at 980 Garden View Drive. Contact the business at (952) 432-3892. Andrew Miller is at andrew.miller@ecm-inc.com.

Seafood tavern starts New Year under new ownership Molly Cool’s in Lakeville sold to local investor by Jessica Harper DAKOTA COUNTY TRIBUNE

is to rebrand Molly Cool’s as a family restaurant and clear up the misconception that it is an upscale seafood establishment. “We don’t want it to be known as a special occasion restaurant,� Michaels said. The menu will be changed to include a few more “comfort foods,� and children will eat for free on Mondays and Tuesdays to attract more families, Michaels said. Michaels said he hopes the changes will also increase Molly Cool’s lunch crowd, and noted that in addition to seafood, the restaurant serves pasta, steaks,

burgers and sandwiches. The restaurant also added a Sunday brunch. However, Molly Cool’s will still serve many of its popular items such as stuffed grouper and jambalaya. The restaurant will also carry an expanded wine and beer menu that will include products from local brewers. In addition to menu changes, Michaels and Bonine plan to make Molly Cool’s more ingrained in chaels said. the community. In addition to particiName recognition has been a big challenge for the pating in the Lakeville two-year-old business, Mi- Chamber of Commerce,

the restaurant plans to support local athletic teams and nonprofits to give back to the community while

Jessica Harper is at jessica.harper@ecm-inc.com.

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In Brief

Molly Cool’s Seafood Tavern is located at 17516 Dodd Blvd. in Lakeville. Phone: (952) 432-2722 Website: www.mollycools.com Hours: Monday-Thursday 11 a.m. to midnight, Friday 11 a.m. to 1 a.m., Sunday 10 a.m. to midnight.

Molly Cool’s Seafood Tavern in Lakeville celebrated more than the New Year this past week as it began its first year under new ownership. Premier Co. of Eden Prairie sold the casual seafood establishment in December to an anonymous local investor, after opening it 14 months earlier in the former Copper Bleu location. “We are really excited about the new ownership, and see great potential here,� General Manager Steve Michaels said. Michaels and co-manager Tyler Bonine have worked at Molly Cool’s since it opened on Oct. 23, 2009. Both men said they hope the new ownership will create a fresh start for the venture. Their main goal this year

building recognition. Last year, Molly Cool’s outreach included sponsoring the Apple Valley Men’s baseball team and a fundraiser for 360 Communities. Michaels, a Lakeville resident, also volunteers on his own in the community as a member of the Lakeville Boys Baseball Board of Directors. Bonine, a Bloomington resident, said he, too, plans to become more involved in Lakeville. Despite the change in ownership, all 35 employees have been retained, Bonine said, adding that the restaurant plans to hire additional workers in the future. Photo by Jessica Harper “Our employees have Tyler Bonine (left) and Steve Michaels stepped up as codone a fantastic job with managers in December when Molly Cool’s Seafood Tavern the switch,� he said. in Lakeville was sold to a local investor.

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DAKOTA COUNTY TRIBUNE BUSINESS WEEKLY January 6, 2011

Buzz

People, places and pursuits creating buzz in Dakota County business this week as submitted by the local business community

Accolades

Moving Up

JIM MARCHESSAULT

SUSAN HAIGH

Receives the 2010 Bob Klas Senior Entrepreneur Award from the Dakota-Scott WIB

Appointed to lead Metropolitan Council

Jim Marchessault, Business Card Services Inc., Burnsville, received the 2010 Bob Klas Senior Entrepreneur Award from the Scott-Dakota Workforce Investment Board at an awards program held Dec. 17 at the Burnsville Performing Arts Center. The award recognizes a local entrepreneur’s success story. Business Card Services was started by Marchessault’s father, Paul, in 1954. Jim has led the company since 1978. The firm produces business stationery and has added promotional products for larger corporations. BCSI has grown from fewer than 50 employees in Burnsville in 1986 to more than 100 today. It also has a new facility in Agawam, Mass., with 22 employees. Marchessault has served in various leadership roles for the Burnsville Chamber of Commerce, including serving as chair of the board. He lends financial support to many communitybased organizations and volunteers many hours to other groups. Marchessault also chaired the Burnsville Fire Muster, a community festival, for five years.

BOB KOVICH Receives an Excellence in Youth Employment Services Award from the Dakota-Scott WIB

Bob Kovich received an Excellence in Youth Employment Services Award from the Scott-Dakota Workforce Investment Board at an awards program held Dec. 17 at the Burnsville Performing Arts Center. Kovich is coordinator of the Cooperative Career Training Program at Lakeville North High School. He works with juniors and seniors to develop work skills and life skills. He also connects students with businesses. He has influenced the lives of more than 700 students through his program during the past 15 years. “Bob is another one of those quiet heroes making a difference in the lives of young people,” said Margaret Schreiner, representing Dakota Electric, the sponsor of the award.

Gov. Mark Dayton has appointed Susan Haigh, CEO of Habitat for Humanity, to lead the Metropolitan Council. Haigh brings experience in public and community service to the position, including 10 years as a Ramsey County commissioner, 12 years as a chief deputy county attorney and experience working at the Met Council as a staff attorney. Haigh will continue her current work as president/CEO of Twin Cities Habitat for Humanity. She and the governor will also be engaging the community in a transparent process to seek input into the appointment of council candidates from the 16 council districts. Haigh has led Twin Cities Habitat for Humanity since February 2005 and serves on the Minnesota Housing Partnership Board, the Minnesota Housing Commissioner’s Resource Advisory Committee, and the Macalester College Board of Trustees, among other service roles.

Business Briefs METRO GAS PRICES FALL SLIGHTLY FOR THE WEEK Average retail gasoline prices in the Twin Cities have fallen 1 cent per gallon in the past week, averaging $3 per gallon on Jan. 2. This compares with the national average that has increased 1.4 cents per gallon in the last week to $3.05 per gallon, according to gasoline price website TwinCitiesGasPrices. com. Including the change in gas prices in the Twin Cities during the past week, prices yesterday were 37.9 cents per gallon higher than the same day one year ago and are unchanged compared with a month ago. The national average has increased 12.8 cents per gallon during the last month and stands 39.6 cents per gallon higher than this day one year ago.

Business Briefs

Business Briefs

GREEN LOTUS EXPANDS WITH NEW HEALING SERVICES STAFF

ANYTIME FITNESS HOLDS GRAND OPENING IN EAGAN

Green Lotus Yoga and Healing Center, Lakeville, has added three healing service staffers. • Patricia Lowinske brings spiritual guidance services to the center. She is an ordained minister, spiritual counselor, shamanic priestess, and certified yoga, health, and fitness instructor. • Nicole Nardone, a member of the Thai Healing Alliance International, provides Thai yoga massage. • Colleen Picha offers massage therapy, with a focus on relaxation massage. She also offers prenatal/ postnatal massage, and hot stone massage. Green Lotus is located at 18480 Kenyon Ave., Lakeville.

Anytime Fitness will hold a grand opening celebration at its Eagan Diffley Marketplace location Jan. 4-8 from 9 a.m. to 7 p.m. Owned by Joe Longueville, the facility is open 24 hours a day, 365 days a year.

ANALOG TECHNOLOGIES CORP. RECEIVES BOB KILLEEN AWARD FROM DAKOTA-SCOTT WIB Analog Technologies Corp., Burnsville, received the Bob Killeen Award from the Scott-Dakota Workforce Investment Board at a Dec. 17 awards program at the Burnsville Performing Arts Center. The award recognizes companies for their quality practices. Analog Technologies Corp. provides state-of-the-art engineering and electronics manufacturing services. Its quality programs include Quality Management System, ISO 9001:2000, Lean Manufacturing, and Six Sigma.

HEART OF THE CITY BUSINESS OWNERS START E-MARKETING CAMPAIGN Many of the business owners in Burnsville’s Heart of the City are joining together to market their businesses, specials and events through an e-flyer. The goal is to promote all the fun things to do close to home in the Heart of the City, and to provide community awareness of businesses in the area and events at Heart of the City venues, including Nicollet Commons Park. Businesses participating in the January kickoff of the e-flyer campaign include The Look Salon, The Mediterranean Cruise, Burnsville Eye Clinic, King and Companies, Southview Chiropractic, the Burnsville Performing Arts Center and others. In addition to businesses advertising various specials, the e-flyer will include “What’s Happening” information. Sign up for the e-flyer at http:// burnsvilleheart.e-advant.com. For more information on being a part of the e-flyer program, contact Dan Medin at dan.medin@e-advant.com or (612) 8893863.

Submission to Buzz The Dakota County Tribune Business Weekly includes promotions, new hires, retirements, awards and other such business news on the Buzz page. If you have an announcement you would like included in this part of the newspaper, send submissions by e-mail to jessica.harper@ecm-inc.com, fax to (952) 846-2010 or mail it to the Burnsville office at 12190 County Road 11, Burnsville, MN 55337. When sending a photo by e-mail be sure that it is 200 dpi or greater. Include a daytime phone number if someone from the newsroom needs to contact the business for additional information. Deadline is 5 p.m. Friday prior to Thursday edition. Submission of information does not guarantee publication. All items are subject to editing. Tips on what to include in the submission are: names, titles, dates, business name, brief description of the news taking place, brief description of the business, contact names and numbers.

Submissions to Buzz: www.DakotaCountyTribune.biz

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January 6, 2011 DAKOTA COUNTY TRIBUNE BUSINESS WEEKLY

Forum Commentary and opinion regarding issues in the world of business and public policy

Business says early learning is a sweet spot by Dane Smith SPECIAL TO THE TRIBUNE

The New Year is often represented as a happy, confident infant, and most of us want what’s best for all our babies. So even if you are not the parent of a baby or a toddler, you really ought to check out the Parent Aware website (www.parentawareratings.org). There you will catch a glimpse of an emerging infrastructure for one of the most important and potentially lucrative investments we as citizens and taxpayers can be making, for the future of both our children and our business climate. The site provides fairly detailed information, locator maps, and a ratings system for parents seeking providers of high-quality early childhood education – in other words, more than just babysitting or day care. The fledgling Parent Aware system provides a model of public-private creativity and partnership. The ratings are issued by the Department of Human Services, but a key mover of the enterprise is the Minnesota Early Learning Foundation, a nonprofit outfit funded by some of our state’s blue-chip corporations. Their ranks include such mega-employers as Cargill, Best Buy, General Mills, Ecolab, United Healthcare and the Minnesota Business Partnership. MELF has also built partnerships with other state government agencies and nonprofit leaders.

Guest Columnist Dane Smith

The MELF board is stacked with CEOs and top-level executives, hardheaded business folk who are also interested in the long-term economic health of their communities and their state. And they are persuaded by the mountains of evidence showing that top-quality early childhood education, especially for disadvantaged children likely to enter school already way behind their peers, can produce a $16 return on investment for every $1 spent. The return comes in the form of higher earnings for those kids in later life, greater productivity for the businesses that employ them, more tax revenues for communities, and reduced costs for everything from prisons to welfare programs. Earlier this month, MELF released a set of legislative proposals conceived as a means of providing incentives to improve early childhood education and thus address the mounting problems arising from the fact that fully half of the 60,000 kids showing up in kindergarten every year arrive in various states of unreadiness. Among the key MELF proposals: • Expand the Parent Aware rating system from its current pilot-program status

to statewide coverage. Although the tool is available now in Minneapolis, St. Paul, the Wayzata School District, and Nicollet and Blue Earth counties, the need for this vital information extends to the suburbs and may be particularly useful in rural counties. • Introduce a variety of new incentives. These include: expansion of “Early Learning Scholarships” (up to $13,000 a year) for qualifying needy families who enroll their children in Parent Aware-rated quality programs; “Train and Retain” tax credits to promote better preparation of early childhood teachers and professionals; and “Early Learners’ Hero Tax Credits,” to encourage more private donations to improve quality and expand access. • Establish a non-governmental “Promotions Board” to publicize and popularize the Parent Aware ratings system and to ensure that the standards remain evidence-based and focused on school readiness outcomes. The executive director of MELF, former Republican Senate Minority Leader Duane Benson (who is also a former head of the Minnesota Business Partnership), wrote in an MPR commentary earlier this year that parents ought to have at least as good a consumer guide as do purchasers of coffeemakers and lawn mowers. State regulatory systems do exist to ensure that day care providers offer a safe and clean

Gov. Dayton may need to use compromise in tug-of-war with Minnesota Legislature by Don Heinzman TRIBUNE COLUMNIST

Gov. Mark Dayton has given every indication he intends to work with the new Republican majorities in both houses on measures that will improve the economy and create jobs. During the campaign, he pointed out that as a U.S. senator, he worked with Republicans to pass legislation. He will use his experience as a senator, as a state auditor and as a state department head to try to break the logjam so prominent in the last legislative session. The message of the state and national elections is clear. The public is tired of gridlock and wants to see action on major pieces of legislation. The newly elected Republican House and Senate members misread the election if they think the voters want only to cut spending and not increase taxes. By electing Republican majorities in both houses and a Democratic governor, voters reversed the makeup of the last session that had Democrats in control of the House and Senate and had a Republican governor. Voters obviously want a different result from this session of the Legislature other than both houses proposing and the governor vetoing. The margins in both houses are close, so overriding the governor’s veto will be difficult. The makeup in the Senate is 37 Repub-

Tribune Columnist Don Heinzman licans and 30 Democrats, with 45 needed to override a veto. In the House, the lineup is 72 Republicans and 62 Democrats, with 90 votes needed to override. Republican Senate and House members, to their credit, already have streamlined the process of government by cutting back the number of committees in which bills have to be heard. The economy, jobs and the state budget will occupy most of their time. There must be give on both sides, without too much harm to Minnesota’s quality of life, particularly education. Battle lines are drawn on the budget, which has a structural deficit of $6.2 billion. Dayton wants to increase the tax on incomes of the wealthiest 10 percent of Minnesotans, while Republican leaders are saying the budget can be balanced without raising taxes and by only cutting spending. That is rhetoric. Republicans know that in this biennium, which ends in June, the state’s general fund had $30.2 billion in revenues, but spent $34.4 billion. The state spent more because it used federal stimulus money, federal Medicaid

money and delayed paying school aids of $1.2 billion. According to Bill Marx, chief financial analyst for the House of Representatives, $3.4 billion is needed just to balance the books for this biennium, and another $2.8 billion is committed for such items as long-term debt and increases in personnel caused by enrollment changes, changes in special education, prison enrollments and long-term care. Marx says 40 percent of the budget goes to K-12 education, while health and human services take 28 to 30 percent, followed by higher education, local government aid and property tax aids. About 12 percent of the budget goes for state agencies, government, debt service and the University of Minnesota. Gov. Dayton is proposing a $1 billion bonding bill which he says will bring about immediate job growth. Republican leaders don’t want to see that big a bonding bill. That bonding bill will be the first tugof-war where there must be compromise. If there is constant gridlock this session, look for voters to elect a different majority in 2012. Don Heinzman, chairman of the ECM Editorial Board, can be contacted at don. heinzman@ecm-inc.com. The Dakota County Tribune is part of ECM Publishers Inc. Columns reflect the opinion of the author.

Submissions to Forum: www.DakotaCountyTribune.biz

environment, said Benson, but the quality of learning and preparation for school need to be elevated as important factors. The MELF board’s leadership also has a Democratic presence, and it includes Mike Ciresi, a key partner in the prominent national law firm Robins Kaplan Miller and Ciresi, based in Minneapolis. Ciresi noted in a statement with the legislative proposal that it represents a “reward model” rather than a “regulatory model … When we start rewarding Minnesota child care entrepreneurs for improving quality related to school readiness, many will seek those rewards.” The roll-out of the proposal was accompanied by assurances that the program’s goals could be accomplished without an overall increase in state government appropriations. And of course, that’s a crucial plus for a new Legislature which is facing a projected $6.2 billion shortfall over the next two years. MELF board members Peg Birk and Ted Staryk, in a MinnPost commentary, emphasized that the quality of early childhood education should be improved before major new government outlays. And MELF proposes that the costs associated with its scholarships and other proposals be drawn from an estimated $400 million already being spent in Minnesota to help parents of low-income children get access to child care. See Smith, Page 12A

Dakota County Tribune BUSINESS WEEKLY

(USPS 147240) Publisher............................. Julian Andersen President ........................ Marge Winkelman General Manager, Editor ...... Larry Werner Managing Editor ....................John Gessner Business Editor ..................... Jessica Harper Sales Manager ........................Mike Jetchick Production Manager............. Ellen Reierson Business Manager.................... Eva Mooney Buzz submissions... jessica.harper@ecm-inc.com Business Briefs ...... darcy.odden@ecm-inc.com Story ideas ............ jessica.harper@ecm-inc.com Letters ......................tad.johnson@ecm-inc.com Advertising ..................... ads.dct@ecm-inc.com

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DAKOTA COUNTY TRIBUNE BUSINESS WEEKLY January 6, 2011

5A

Business 101

Don’t let mistakes or challenges derail your life, career by Steve Beseke SPECIAL TO THE TRIBUNE

As pro golfer Tiger Woods found out a while back, life mistakes can have a profound effect on your family and career as well as the fabric of your life. Whether we make mistakes large or small in our careers and lives, it is our resiliency, adaptability and honesty that will help us move past such challenges. I don’t want to talk further about Tiger’s own personal issues except to say they reemphasize a lesson I learned many years ago: It’s not that we make mistakes, it’s how we react to those challenges that truly make the ultimate difference in the continuing success in our careers and lives. • Circumstances Should Not Consume Us... While I have a very wonderful 26-year marriage, we can’t let unforeseen circumstances consume us no matter what those challenges may be. Many of us, for example, have gone through layoff

Make It Happen Steve Beseke

challenges in this perfectstorm economy, or we have been overburdened at work because of extra duties added with valued colleagues being let go. Should we feel down at least momentarily? Of course ... we are only human. Should we lose our confidence for the moment because very challenging things have come to our doorstop? Hopefully, not. I made the mistake of blaming myself after my layoff even though I was told I was one of the top performers at my company. I also made a mistake initially thinking that I just had one course of action to try to find the same type of communications executive position I had always been successful at in the past. My additional mistake was letting such circum-

stances consume me without seeing the true skills and potential I had in this “newâ€? economy. You also may have experienced this, but I did a lot of soul searching after I figured out the types of jobs I was accustomed to were just not there – or at least not readily available – anymore. • I did not see my life gifts or the broad picture... So, where was I going to go and what were my next options? To be honest, I just did not know at first. Should I continue down the same employment path as before or should I do something else? What I decided is an example that I suggest you consider as you move down your unique career and life journey. • Looking again at your personal brand is critical... I looked extremely hard at my personal brand and what I truly loved to do in life. I want to retire some day in Hawaii, but that is not going to happen any time soon. So,

In Brief

If you have a subject you would like to see the Make It Happen columnists explore, contact Chris Hayes at (651) 423-8266, or chris.hayes@dctc.edu.

how should I use my many talents in life to continue being reasonably successful in life? After a lot of reflection, I decided to use my gifts as a writer and speaker to help others with their shared desire to have a happy life and very resilient future. But how could I do this? For my health, I started to write a blog to keep my writing talents sharp and my skills in talking with people fine-tuned. It was a godsend and a true revelation – my common-sense resiliency strategies hit the right chord. I used my personal work resiliency moments and life challenges as a person with a physical disability (cerebral palsy) to help provide – as many of my readers have highlighted – real-life vignettes that show how all of

us can stay resilient. While I now have nearly three million worldwide hits on my blog, and I’ve made speeches to organizations and individuals worldwide, the point is that I needed to reinvent the way I thought about myself, which led me to a very resilient mindset. That has helped me maintain my confidence, stay persistent and be truly patient as I find ways to spread (very, very humbly) the resiliency message to millions of great folks like you. • Never limit yourself... Never limit yourself or let any mistake consume you to where you do not see your true potential – not only at work, but in life. If I would have stayed the typical course, I’d still be out of work with much reduced confidence and a sense of di-

minishing hope. Now, I have a resiliency business that I am grateful to see taking off. Despite my initial layoff mistakes, I looked hard at myself, determined what I absolutely wanted to do in life and developed a plan to get me there. If you have made life or career mistakes, or are facing other significant challenges, I suggest you never give up believing in yourself, your resilient attitude or the rock-solid values you live by everyday. While I personally went through my “black hole� after a very agonizing layoff, I found the resiliency formula to be happy and healthy in my life. Understand your personal brand and confidently go to where you want to be. I know you can have even more success than me if you only believe. You deserve it. Steve Beseke is president and CEO of Resiliency First. He can be reached at beseke1@ earthlink.net.

Financial Sense

Long-term planning can help you avoid financial pain and regret by Peter McClellan SPECIAL TO THE TRIBUNE

When you plant corn, you are likely to get corn. Many people who have sown good financial seeds have enjoyed a crop of good things in their lives. Conversely and sadly, there are lots of people who have made lousy financial decisions and have yielded a crop of pain and regret. There are consequences (sometimes unintended) to the financial decisions we make. I’ve heard it said that most people don’t wind up in over their heads in debt overnight, and it certainly wasn’t their original plan. Most people don’t look far enough ahead to see what

Think On

Peter McClellan can go wrong in their lives. However, when much of our monthly income is already spoken for because of excessive debt service payments, we don’t need to have a lot go wrong to suddenly find ourselves in deep trouble. We have no thoughts of future pain when someone told us about “easy payments.� It is, in fact, easy to get into debt, but it is difficult to get out of it. And for some, though it may seem impossible, it’s not but it

does require discipline. The emotions that typically accompany the stress of being in debt are often a sad consequence of all the “easy payments� adding up to become a huge monthly burden. There’s nothing easy about shame, embarrassment, and fear that people feel when they are worried about staying current with all of their payments. A look at the many foreclosure signs in our neighborhoods doesn’t begin to tell us about the painful story of what transpired in people’s lives before those signs went up. Much of the suffering involved will likely

mark people for years to come. On the other hand, I have seen a lot more of the positive effects of financial prudence. Most of my clients who have amassed some degree of financial wealth and financial stability have planted the seeds of that wealth and stability over numerous decades. As most started out fairly poor, they mostly lived within their means, stayed out of debt, had ample emergency reserves and consistently saved for their retirement years. Though most people aren’t fully aware of the eventual rewards of handling money wisely, the rewards are numerous and varied. Many never anticipated

that as a result of their net worth, their income is now higher than it was during their working years. The quality of choices that people make now have more to do with what will benefit their families and loved ones over the long-term. Financial prudence tends to breed financial peace. The inverse is also true: Short-term, hasty decisions tend to lead to more short-term, hasty decisions that lead to pain. A new year is a time for all of us to give thanks for whatever we have and to wisely plan our way for the year ahead. Know that the quality of the financial decisions you make today have long-term impact on your life and your long-term sense

of well-being. Yes, we have all made mistakes but let’s not let those mistakes cause us to continue making poor decisions. As Peter Drucker once said, “The best way to predict the future is to create it.� Here’s to good decisions in 2011. Peter McClellan is a financial planner at and owner of the 401k Latte Company, a Lakeville financial planning and investment firm. He also hosts a daily show from 4 to 5 p.m. on Twin Cities Business Radio, which is on 1570AM. The show features financial advice and interviews with local business owners. Previously aired shows are available on www.business1570.com.

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January 6, 2011 DAKOTA COUNTY TRIBUNE BUSINESS WEEKLY

DAKOTA

Year in Review

COUNTY

Dakota County 2010: Politics, murder, money by Laura Adelmann DAKOTA COUNTY TRIBUNE

The surprise early retirement of Dakota County Sheriff Don Gudmundson in February set off a contentious election race for his successor that continued until ballots were counted. In September 2009, Gudmundson announced that after 16 years in office, he would not seek re-election. But in a surprise action, Gudmundson resigned his position in February‚ 10 months early, citing family reasons. He recommended Chief Deputy Dave Bellows as the next Dakota County sheriff, and asked Dakota County commissioners to appoint Bellows as interim sheriff to fulfill his term. Commissioners followed through with Gudmundson’s recommendation, an action Bellows’ opponent, Apple Valley Sgt. Mitch Scott, vehemently opposed. Scott instead advocated for an open process to fill the position. In a press release, Scott described commissioners as “kingmakers” for appointing Bellows as sheriff. Commissioners said a selection process would take months to complete, and negatively affect the already short-staffed department. Six weeks after announcing his retirement, Gudmundson surprised county officials again by applying

for, and then being selected as, interim sheriff of Steele County. Scott said the action boosted his complaint that Gudmundson retired to make his friend Bellows sheriff, a charge Gudmundson repeatedly denied. Throughout the campaign, Scott raised issues about Bellows and operations within the sheriff ’s department. In September, Scott said he’d discovered that Bellows had purchased the domain name mitchscottforsheriff. com months before Scott announced his candidacy for sheriff. Scott said Bellows’ behavior lacked the kind of integrity and ethics that are necessary in law enforcement. Bellows said he did buy the name as a way of determining if Scott was going to run or not, but that he regretted the purchase. Throughout the campaign, Bellows called on Scott to focus on qualifications as he had in his campaign. Bellows emphasized his three decades of police service in Lakeville and the sheriff ’s department and public safety issues. Scott raised other issues, and was critical when it was later revealed the department had inadvertently violated federal labor laws when it changed workers’ schedules in 2007. County Attorney James

APPLE

Backstrom said the county was working with the U.S. Department of Labor to rectify the situation. Ultimately, Bellows was elected sheriff, winning 54.26 percent of ballots cast, garnering 67,377 votes, while Scott earned 56,216 votes, earning 45.27 percent of votes cast.

Censured judge After sailing through the August primary election, First District incumbent Judge Timothy Blakely was roundly defeated in November’s general election. The turnaround was likely because the public became more aware of the fact that the Minnesota Supreme Court had publicly reprimanded Blakely for using his position to refer clients to his personal divorce attorney to get a $64,000 discount on his legal bill. In the August primary, Blakely had led his two challengers, attorneys Larry Clark and Steven Allan Baker, with 38 percent of votes cast. Both challengers had emphasized restoring honor to the judicial seat, and after earning 32 percent of ballots cast in the primary, Clark went on to win election night with a 58.91 percent take of the vote. Blakely lost, earning 6,063 votes, 40.86 percent of ballots cast in the race. Backstrom, who ran unopposed and was re-elected in November, was one of many

Droste said the board votlocal officials who had endorsed Clark in the race. ed to extend Lind’s contract at its Dec. 16 meeting, and is Murder plot expected to give final approvIn September, a convicted al to the contract at a special felon was charged with con- meeting Jan. 20. tracting for the murders of Lind’s nomination is the Dakota County Attorney only agenda item the board is Backstrom and Judge Rex then expecting to review, acStacey. cording to Droste. John Stephen Woodward, In 2010, the DCC con47, also was charged with ducted a search to replace contracting the assault of a Kent Therkelsen, who rewitness who testified against signed as director in June and him. has since started a private Woodward, who is also consulting business. Backstrom’s former neighTherkelsen said the next bor, was serving almost eight director would be responsible years in prison on metham- for overseeing the DCC’s phetamine charges when he move into next-generation allegedly tried to pay another 911, which will focus on iminmate, scheduled to be re- proving system operations leased in December, to mur- as more people use wireless der Backstrom and Stacey, phones to make emergency who presided over Wood- calls. ward’s 2007 drug conviction. Ten other candidates were Woodward was charged considered for the position, with two counts of conspiracy and Lind was one of three to commit premeditated first- finalists considered for the degree murder and one count position. of conspiracy to commit firstDroste said Lind, who was degree assault, according to a a communications superviRice County complaint filed sor with the Burnsville Police Sept. 29. Department before becoming Woodward is currently the DCC’s first operations being held in the Oak Park director when it opened in Heights prison. 2007, has a lot of experience and is familiar with Dakota Emergency director County. After an extensive search, “She knows the territory, Diane Lind is expected to be she has management experinamed executive director of ence; she is highly qualified,” the Dakota Communications Droste said. Center in January, said Rosemount Mayor Bill Droste, a Roads and money member of the DCC Board Either through negotiaof Directors. tions or quick-take condem-

Year in Review

nation, about 160 parcels along Cedar Avenue became part of the biggest transportation project in county history. In early 2010, Dakota County commissioners approved using the land for construction of Cedar Avenue bus rapid transit, a shoulder-running express and station-to-station bus service. Utility relocation began in 2010, and beginning in 2011 roads will be widened. The project, funded through dozens of sources on the federal, state and local level, has taken years of planning and cost millions. To fund transit, in 2010, the county raised the Regional Rail levy by 38 percent, which will increase taxes on a median-value home of $206,100 by $2.35 per year, going from $5.69 per year to $8.04 annually. The funds would help pay for continued transit improvements along Cedar Avenue and the Robert Street corridor. The county’s 2011 $307.5 million budget includes a levy of $129.4 million, an increase of 0.8 percent from 2010. To cover state funding losses, the county cut its budget by 16.6 percent, and eliminated 60 positions, 17 of which were filled. Laura Adelmann is at laura. adelmann@ecm-inc.com.

VALLEY

Transit station, anti-tower group made news in 2010 by Andrew Miller DAKOTA COUNTY TRIBUNE

The opening of a new transit station on Cedar Avenue, a neighborhood coalition’s successful bid to stop construction of a wireless Internet tower, and a City Council crackdown on prostitution were among the newsmaking events in Apple Valley in 2010.

New transit station opens Plans for a bus rapid transit line on Cedar Avenue by

2012 took a step forward in January with the opening of the new Apple Valley Transit Station. Boasting a modern look dominated by stone, glass and steel, the station operated by the Minnesota Valley Transit Authority at 15450 Cedar Ave. on the former Watson’s recreation store site opened Jan. 4 after more than eight months of construction. Currently a hub for southof-the-river commuters taking express buses to and from Minneapolis and St. Paul,

the station will eventually be one of eight stops along the long-planned bus rapid transit corridor, which will feature shoulder-running buses between Lakeville and Bloomington. The $21 million station, which includes a skyway and a three-story parking garage with room for 750 vehicles, was funded through a combination of county, state and federal dollars, including $4 million in federal Urban Partnership Agreement funds.

Tower plan topples A telecommunications company’s plan to erect a 125-foot wireless Internet tower in Apple Valley’s Wildwood Park drew fervid opposition from neighboring residents who claimed the tower would be an aesthetic blight, diminish property values and possibly have harmful health effects. The nearly two-monthlong public outcry ended when the company, Clearwire Wireless, withdrew its city permit application for a tow-

er in the park at 137th Street and Harwell Path. More than 500 neighbors signed a petition opposing the proposal by Clearwire, which had announced plans to launch a wireless Internet service in the Twin Cities. Members of the Wildwood Park Alliance, which leader John Hessburg said consisted of 12 core members and had gathered the support of the majority of homeowners near the park, packed the council chambers at the Apple Valley Municipal Center

during Planning Commission meetings in May and June to voice opposition to the project. With a City Council decision looming for Clearwire’s permit application, Clearwire announced in early July it was withdrawing its application for Wildwood. Though Clearwire officials indicated they still intended to move forward with plans for a wireless network in Apple Valley — involving about 10 other tower or See Apple Valley, Page 7A


7A ley, were the top vote-getters in a field of 10 candidates. Hooppaw will replace Sharon LaComb, who opted not to seek re-election, on the council.

DAKOTA COUNTY TRIBUNE BUSINESS WEEKLY January 6, 2011

Apple Valley from Page 6A

tower-like sites in the city — members of the Wildwood Park Alliance sounded a cry of victory. “This is proof that democracy works in Apple Valley,” Hessburg said.

City ranked among 20 best in nation The city of Apple Valley received some major kudos in May from Money magazine. Apple Valley earned the No. 20 spot on this year’s list of America’s Best Places to Live, the magazine’s annual ranking of the nation’s most livable small cities. The rankings are determined by financial, housing, education and quality-of-life statistics. This wasn’t the first year Apple Valley garnered a spot on the Money magazine list, though it was the first year the city cracked the top 20. The city was ranked No. 28 in 2007 and was No. 24 in 2008. Apple Valley was among two cities in Dakota County and a total of five in the Twin Cities to earn spots in the top 20 on the list this year. Eden Prairie was No. 1, Plymouth No. 11, Woodbury No. 13 and Eagan No. 15.

13 in Afghanistan. Christopher Goeke, 23, was one of three Americans killed while responding to an attack on an Afghanistan National Army facility in Kandahar City. The U.S. Department of Defense reported that Goeke died of wounds sustained when insurgents attacked his unit with small arms and rocket-propelled grenades. A first lieutenant in the 82nd Airborne Division based at Fort Bragg, N.C., Goeke grew up in Apple Valley and graduated from Apple Valley High School in 2004. After high school, he attended the U.S. Military Academy at West Point, where he graduated sixth in his class in 2008.

Zoo welcomes baby dolphin

The Minnesota Zoo welcomed a new addition to its family of Atlantic bottlenose dolphins in July. The healthy female calf, born July 17 and named Taijah, weighed about 30 pounds and was about 2.5 feet long at birth. Taijah is the second calf born to mother Allie and father Semo. Semo, 45, is believed to be one of the oldest reproducing male dolphins in Apple Valley soldier human care. In addition to Semo, Allie killed in combat and Taijah, the zoo is home A soldier from Apple Valto Allie’s mom, April. ley was killed in combat July

BURNSVILLE

Prostitution concerns

File photo

Boasting a modern look dominated by stone, glass and steel, the new Apple Valley Transit Station at 15450 Cedar Ave. opened in January after more than eight months of construction. Currently a hub for south-of-the-river commuters taking express buses to and from Minneapolis and St. Paul, the $21 million station operated by the Minnesota Valley Transit Authority will eventually be one of eight stops along the long-planned bus rapid transit corridor, which will feature shoulder-running buses between Lakeville and Bloomington.

Buzz for burger joint It’s not often the opening of a fast-food restaurant draws a lot of fanfare, but the addition of a White Castle to Apple Valley’s commercial district at Cedar Avenue and County Road 42 in midAugust was touted by city officials and business leaders as an economic boon that will draw residents of surrounding communities to the city. The fast-food chain with its signature Slyder burger and ubiquitous “What You Crave” marketing campaign opened Aug. 15 at the former location of Boston Market at

15101 Cedar Ave. “It’ll be a draw,” said City Council Member John Bergman, who actively campaigned to bring White Castle to Apple Valley following the announcement of Boston Market’s closing more than two years ago. “My understanding is once they open, they never close.” The Apple Valley location is the second White Castle in Dakota County and only the third south of the river, with restaurants at 4515 S. Robert Trail on the Inver Grove Heights/West St. Paul border, and at 8011 Old Carriage

Court in Shakopee.

Election Apple Valley voters elected two incumbents and one political newcomer to city office in the Nov. 2 election. Mary Hamann-Roland won her bid for a fourth term as Apple Valley mayor in a landslide victory over challenger Ryan Moe, who was making his first bid for elected office. In the race for two City Council seats, incumbent John Bergman and Clint Hooppaw, vice president of Anchor Bank in Apple Val-

A massage parlor that opened in a home on Garden View Drive in Apple Valley caused an uproar among neighboring residents who alleged the business was a front for a prostitution service. While that business, located about a block from Westview Elementary School, closed a few weeks after it opened, the City Council took steps to ensure prostitution rings won’t be able to hide behind a facade of massage therapy. The council approved an ordinance Dec. 9 that requires massage businesses and their therapists to be licensed by the city, and allows for police to periodically inspect such businesses. Licensing will include a criminal background check on massage business owners and their therapists. Existing massage businesses in Apple Valley have until March 15, 2011, to file license applications. Andrew Miller is at andrew. miller@ecm-inc.com.

Year in Review

Costco, Kautz, congestion were highlights in Burnsville by John Gessner DAKOTA COUNTY TRIBUNE

Costco finally came to town. Motorists and businesses struggled through construction season on Burnsville Parkway. The mayor gained national exposure alongside big-city mayors. 2010 was an attention-getting year in Burnsville, one that changed the city’s landscape and promised future change. Burnsville’s state legislative delegation switched from Democrat back to Republican. A major employer launched an expansion. The Burnsville Bowl, a Highway 13 landmark, was closed but will reopen. The local animal shelter will close and not reopen. The city’s Performing Arts Center had better news to report after a difficult opening in 2009. Here’s a year-end recap of newsmaking events.

Costco After at least five years of scouting for a south-of-theriver location, Costco Wholesale Corp. opened a membership warehouse in Burnsville on Nov. 23.

The 156,000-square-foot warehouse is at 14050 Burnhaven Drive, two blocks north of Burnsville Center. It’s the former site of Grossman Chevrolet and Cadillac. The opening was welcomed by area residents who previously drove 18 miles to Eden Prairie or 19 miles to St. Louis Park to get their Costco fix. Since the company’s initial talks with city officials several years ago, the City Council added more off-sale liquor licenses, which helped pave the way for Costco. Grossman Chevrolet and Cadillac waged a futile, lastditch campaign to save its franchise from being terminated by General Motors Corp. Defeated, the dealership completed sale of its property to the retail warehouse giant.

Burnsville Parkway Reconstruction of Burnsville Parkway from Aldrich Avenue on the west to Parkwood Drive on the east caused traffic delays and took a toll on local businesses. In August, the contractor, Palda and Sons Inc., quali-

lays continued into the fall. By then, two businesses — Burnsville Parkway BP and Anthony’s Parkway Grille — had closed, saying that interruption in business traffic caused by the construction finally doomed their already-struggling ventures. Anthony’s quickly reopened, though, as a Carbone’s Pizza and Sports Bar.

Mayor Kautz Elizabeth Kautz, Burnsville’s mayor since 1995, was inaugurated on Jan. 5 as president of the U.S. Conference of Mayors. The ceremony was at the Performing Arts Center, a project she championed as mayor. Long active in the Conference of Mayors, Kautz had been in line for the presidency since being elected second vice president in 2008. She was vice president before her inauguraFile photo by Rick Orndorf tion to president. Burnsville Bowl closed under a cloud but has been purHer ascendance was haschased and is slated to reopen. tened by the November 2009 election defeat of Seattle Mayfied for a $100,000 city bonus was on top of the company’s or Greg Nickels, who had been president. Kautz will serve the for finishing most of the work $5.8 million base bid. ahead of schedule. The bonus But work and traffic de- balance of his term, through June, and then serve a full term

of her own, through June 2011.

Arts center Opened in January 2009, the city’s Performing Arts Center had a tough first year, requiring a city operating subsidy of $553,920, compared with a city budget estimate of only $265,475. Management company VenuWorks had predicted a $346,200 subsidy. The picture brightened some in 2010. From January through November, Executive Director Jon Elbaum reports, revenue totaled $610,650, compared with $506,290 for all of last year. The City Council-approved operating budget for the year is $616,610, Elbaum said. The city budgeted for a 2010 operating loss of $451,870, he said. The actual operating loss through November was $339,585, he said. In March, the city’s auditor issued a report finding that VenuWorks hadn’t complied with numerous prescribed financial procedures. Compliance “went up draSee Burnsville, Page 8A


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January 6, 2011 DAKOTA COUNTY TRIBUNE BUSINESS WEEKLY

Burnsville from Page 7A

matically” after Elbaum — the center’s second executive director, who began work in April — and new Business Manager Jean Martinson arrived, according to Tammy Omdal, Burnsville’s chief financial officer. The City Council appointed a nine-member Performing Arts Center Advisory Commission, which began meeting in July.

Burnsville Bowl The 42-year-old bowling and nightclub complex at 1200 E. Highway 13, which closed under a cloud on July 6, will reopen under new ownership. The new owners are Mattie and Chris Ross, who own Mattie’s Lanes, Sports Bar and Grille in South St. Paul. Chris said in early November the couple would rename the place Mattie’s Lanes, Sports Bar and Grille-Burnsville, and hoped to be open by New Year’s Eve. She said the bowling center is undergoing extensive renovation and will be the focus of the business, not the nightclub that got previous owner Bob Hatten in trouble with police, nearby residents and the City Council. The 1200 Club nightclub had drawn frequent police calls. Shots were fired in two incidents but no one was injured. Hatten had tried to sell Burnsville Bowl. His lender, Commercial Bank, took ownership when he couldn’t find a buyer.

Humane Society A mainstay in Burnsville since 1991, the Minnesota Valley Humane Society animal shelter will close on Dec. 31. Humane Society officials announced the closing earlier this month. Officials said a bad economy and rising costs are to blame for the closing of the shelter at 1313 E. Highway 13, the old City Hall building. Some volunteers suspect bad management has much to do with the closing, which comes after suspension of a failed capital campaign to raise money for a new site in Eagan. But MVHS Executive Director Lynae Gieseke said donations had eroded while the number of animals the organization has taken in has held steady or increased in recent years. Eden Baptist Church of Savage had already bought the property for its new church home when the capital campaign fizzled.

Political winds Democrats who turned traditionally Republican Burnsville-area state legislative seats from red to blue in 2006 were swept from office on the political winds of 2010. Losing DFL legislators whose districts include parts of Burnsville were District 40 Sen. John Doll of Burnsville, District 40A Rep. Will Morgan of Burnsville, District 38 Sen. Jim Carlson of Eagan and District 38A Rep. Sandra Masin of Eagan. Their replacements are

EAGAN

Sen.-elect Dan Hall of Burnsville in District 40, Rep.-elect Pam Myhra of Burnsville in District 40A, Sen.-elect Ted Daley of Eagan in District 38 and Rep.-elect Diane Anderson of Eagan in District 38A. In city politics, incumbent City Council members Charlie Crichton and Dan Kealey were easy winners in a four-way race for two council seats. Also running were Greg Tomlinson and Paul Mudge.

Jobs, jobs, jobs Aided by a state tax exemption approved by the 2010 Legislature, Burnsville’s thirdlargest employer planned an expansion slated to add at least 250 jobs. Goodrich Sensors and Integrated Systems planned a first-phase, 50,000-square-foot expansion at the global company’s 240,000-square-foot Burnsville plant. The Goodrich campus south of County Road 42 at 14300 Judicial Road is also the company headquarters. Further expansion plans for 2012 and beyond were still in the works, the company said in June. A provision for Goodrich in Minnesota’s 2010 omnibus tax bill granted a sales-tax exemption on construction materials and equipment once the company invests $60 million of its own money in the expansion. The provision, which is expected to generate $4 million or $5 million in aid, also requires that the company add 250 jobs to the 1,100 it provides in Burnsville and the 300

it provides at a smaller plant in Eagan. Formerly Rosemount Aerospace, the company has been in Burnsville since 1978 and was bought by Goodrich Corp. in 1994.

at a Burnsville Athletic Club boys basketball game on Feb. 13 at Burnsville High School. Upset by a referee’s call that led to a game-winning free throw in overtime, Johnson punched a Burnsville Athletic Club commissioner and a player’s White elephant father when he tried to interValley Ridge Shopping vene. The commissioner was Center near Burnsville Park- knocked unconscious and sufway and County Road 5 will fered three cracked molars, one finally be redeveloped. of which had to be extracted. This month the City Council approved plans for Shooting verdict 140 senior apartment units A Burnsville man was acand future commercial devel- quitted of manslaughter last opment on the property. The month in the November 2009 CDA has an agreement to buy shooting death of his best the property from Engelsma friend. Limited Partnership. Michael Cody Schwartz, Now 50 percent vacant, the 26, was instead sentenced to 90 mall, part of which dates back days in jail on a misdemeanor to 1963, has had a white-ele- charge of recklessly handling phant reputation for years. A a gun. Half the sentence was 2004 city study tagged it as a stayed for one year. prime candidate for redevelopSchwartz’s friend, 25-yearment. old Logan Daniel Ehlers of The redevelopment is a Burnsville, died of a gunshot partnership between the Da- wound the morning of Nov. kota County Community De- 21, 2009, at Schwartz’s apartvelopment Agency and Pres- ment. They had wrestled over Schwartz’s loaded Glock byterian Homes. handgun after a night of heavy Basketbrawl drinking at a local bar. A Minneapolis man was sentenced to six years in prison Joey in November for assaulting a The community rallied youth sports director and a par- around the Balistreri family ent at a sixth-grade basketball of Burnsville after 11-year-old game in Burnsville. Joey was killed in a head-on Robin Johnson, 49, pleaded collision on Highway 13 that guilty in June to one count seriously injured his father, each of first-degree and third- Geoffrey. degree assault, both felonies, Joey, a baseball and hockey and one count each of inter- player, was mourned by his fering with a 911 call (a gross school, St. John the Baptist in misdemeanor) and disorderly Savage, and teammates and conduct (a misdemeanor). coaches with the Burnsville Johnson was a spectator Athletic Club and Burnsville

Hockey Club. Leah Christina Graeber, 28, of Savage, was charged Dec. 6 with felony criminal vehicular homicide, criminal vehicular operation and a controlledsubstance crime. She was driving southbound in the left lane when her Buick LeSabre crossed the grass median near Washburn Avenue in Burnsville and vaulted into opposing traffic, striking the Balistreri family’s GMC Yukon.

More young lives lost Friends, family and schoolmates at Metcalf Junior High mourned the death of 15-yearold Tejas Malakapalli of Burnsville, who was bicycling when he was hit by a car May 13 at the intersection of Cliff Road and River Hills Drive. He died two days later of head injuries. Alexander Maslow, 16, of Burnsville, died on July 4 of injuries suffered in a singlecar crash early that morning in Star Prairie, Wis. A student at Trinity School at River Ridge in Eagan, he was driving to the cabin of a classmate’s family to spend the holiday. Kallie Palmer, 6, of Burnsville, was struck and killed March 5 after running onto Interstate 35W. She and a group of friends climbed a 5-foot chain-link fence along the freeway right-of-way. The children were playing in the snow at the freeway’s edge, a State Patrol spokesman said. John Gessner is at burnsville. thisweek@ecm-inc.com.

Year in Review

2010 was a year of celebration, loss in Eagan by Erin Johnson DAKOTA COUNTY TRIBUNE

The year began with Eagan celebrating its 150th anniversary, and ended with one of its largest corporate citizens announcing its departure. While the sluggish economy remained one of the top stories of 2010, there were some signs of development progress in the city, as well as a great showing of community spirit to celebrate the city’s sesquicentennial. Here’s a recap of some of the top stories of 2010.

Major milestone Eagan spent the year celebrating its 150th anniversary as a township, reminiscing about the city’s Native American roots and its early days as Onion Capital of the United States. The celebration included creating a 50-year time capsule, which will be filled with contributions from the com-

and Council members Paul Bakken and Gary Hansen, the city’s incumbent legislators didn’t fare as well. Mirroring the mood of the nation, voters swept in a wave of Republicans in November as they ousted their Democratic incumbents. Ted Daley was elected to Sen. Jim Carlson’s seat, while Rep. Sandra Masin and Rep. Mike Obermueller lost their seats to Diane Anderson and Doug Wardlow, respectively. The city also saw some new development in 2010, including a major post office expansion that brought 900 new employees to Eagan. The USPS moved its St. Paul sorting facility and Minneapolis hub facility operations to the Eagan bulk mail facility, which sits on 95 acres at Lone Oak Road and Lexington Avenue. New faces, new places The move also connected While Eagan residents re- a 2,300-foot gap in Denmark elected Mayor Mike Maguire Avenue, which previously munity and sealed in the floor of the new fire station. The celebration also included a much-needed drive for area food shelves. The whole community got in on the act and helped the city exceed its initial goal of 150,000 pounds of food within the first three months. The city then raised the bar, aiming to collect 300,000 pounds of food by the end of the year. Again, the community came through — residents, business, schools and organizations donated a jawdropping 400,000 pounds of food to the effort. Even so, donations barely kept up with demand. Food shelf use continued to grow this year, prompting the Eagan Resource Center to expand into a larger space and open a food shelf in Lakeville.

came to an abrupt end next to Home Depot and picked up again near Sam’s Club. Construction on a new fire station began this year on a portion of the former Carriage Hills golf course. The rest of the property was approved as a housing development that also began construction in 2010. Located at the corner of Yankee Doodle and Road and Wescott Woodlands, the $6.3 million fire station is slated for completion next April and will include numerous environmentally friendly features. The 38,000-square-foot facility will replace the current Fire Station Two, which sits in the middle of an industrial park on Lone Oak Road, and the Fire Administration Building, located on the corner of Pilot Knob and Wescott roads. The new station is expected to cut response times nearly in half; Fire Station Two is hard to reach and far

from where most volunteer firefighters live, officials said. Current and former firefighters — along with police officers and soldiers — were honored in 2010 with a new Tribute and Memorial Plaza in Eagan. Installed in Central Park, the plaza gives the city an official site at which to hold Memorial Day services. Spearheaded by the Eagan Lioness Club and American Legion Post 594, the plaza is a tribute to those who serve and a memorial for those who have died while serving. The two life-sized bronze statues, one of a police officer and one of a firefighter, will eventually be joined by a third statue of a soldier as more donations are raised. The Cedar Grove redevelopment area saw some movement with a new $4.2 million, park-and-ride transit station at Nicols Road and Cedar Grove Parkway that will anchor one end of the planned

urban village. The opposite end of the redevelopment area saw a first-of-its-kind housing development for young adults in transition, called Lincoln Place, built on the corner of Cedar Grove Parkway and Gold Trail. The facility features 24 affordable efficiency apartments for 18- to 25-year-olds who need supportive services, are leaving foster care, or are at risk of becoming homeless. Both Cedar Grove properties were built with multiple eco-friendly features, and the Eagan Civic Arena got an eco-friendly overhaul of its own using some funds from the Federal Recovery Act. The facility now uses geothermal energy and was expected to save about $135,000 on energy costs this year alone.

Sad goodbyes Eagan lost a few instituSee Eagan, Page 9A


DAKOTA COUNTY TRIBUNE BUSINESS WEEKLY January 6, 2011

Eagan from Page 8A

tions this year, including Tesseract School, which was so beloved by parents they bought it back in 2001, the first time it nearly closed. The school, which served students from pre-school through sixth grade, filed for bankruptcy in April. The city also lost the Minnesota Valley Humane Society, the only animal shelter in the south metro, which was in the process of relocating from Burnsville to Eagan. Founded in 1981, the organization announced in December it would close its doors for good by the end of the year due to financial troubles. But perhaps the most major institutional loss came with the announcement that Lockheed Martin would be closing its Eagan facility as a cost-saving measure. The company announced in November it will close the Eagan location by 2013, resulting in about 350 layoffs and 650 job transfers to other facilities throughout the country. Lockheed Martin opened its 623,000-square-foot Eagan facility in 1964; at the time it was called Univac. Now part of the MS2 division of Lockheed, the facility provides surface, air and undersea applications for the U.S. military and other clients, including radar, surveillance and combat systems. Layoffs and transfers are expected to begin in the first quarter of 2011 and continue over the next two years. The city said untimely

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killed Charles Hanson, 42, and Svetlana Hanson, 25, around 10 p.m. He then shot himself. Bhattacharyya was Svetlana Hanson’s ex-husband. He shot the couple while their three children slept in another room, police said. Svetlana Hanson’s father was also inside the home at the time of the shooting and was unharmed.

Moving forward

Photos by Erin Johnson and Rick Orndorf

Clockwise from top left: Eagan City Council members Gary Hansen, Cyndee Fields, Paul Bakken and Mayor Mike Maguire help paint fire hydrants green at the site of the new eco-friendly fire station, which began construction in July; Lockheed Martin announced in November it would close its Eagan facility by 2013; Eagan firefighters salute fellow volunteer Roy Prudencio, who died from liver cancer in February; a new transit station began service in the Cedar Grove redevelopment area in March. goodbyes to more than just institutions in 2010; it also lost one of its most dedicated citizens, Terry Davis. Davis died unexpectedly from pancreatic cancer July 29 at the age of 63, just a week after being diagnosed. Known for being incredibly devoted to his community and its people, Davis had served as a volunteer in some

FARMINGTON

capacity with the city for the past 20 years. Friends said he was passionate about the environment, progressive politics, and Eagan. Davis was memorialized with a bench in his name at Patrick Eagan Park. An Eagan firefighter was also taken before his time in 2010. Roy Prudencio died Feb.

19 at the age of 50 after a nearly year-long battle with liver cancer. Friends and fellow firefighters describe Prudencio as a dedicated firefighter who “lived and breathed fire service.” Prudencio had been with the Eagan Fire Department since 2001. A lieutenant with Fire Station No. 1 on Rahn Road, Prudencio was

the department’s equipment manager for several years.

Tragedy A home on the 1300 block of Berry Ridge Drive was the scene of a horrific tragedy in August as three people were shot to death in an apparent double murder-suicide. Robin Bhattacharyya, 29, of Minneapolis shot and

The year ended with the city emerging victorious from a court battle with three property owners in the Cedar Grove redevelopment area. According to Mayor Mike Maguire, the ruling removes the legal uncertainty so that the redevelopment in Cedar Grove can now move forward as the economy recovers. Officials also hope to move forward in 2011 on the final phase of the “ring road,” a long-planned fix for Eagan’s busiest intersection. The ring road would connect existing streets to form a loop around the Yankee Doodle/Pilot Knob/35E intersections, providing local traffic with alternative routes. And as the forecasts predict freezing rain and even more snow to start the new year, residents can look forward to warming up with a hot cup of joe at Wescott Library: the new cafe is scheduled to open in January. Erin Johnson is at eagan. thisweek@ecm-inc.com.

Year in Review

Farmington’s fiscal challenges expected to carry on in 2011 by Laura Adelmann DAKOTA COUNTY TRIBUNE

Farmington city officials tackled many challenges in 2010, but face more tough decisions in 2011 as the economy remains tenuous amidst unprecedented state budget shortfalls.

Fire and ice Throughout 2010, Farmington firefighters were hired to replace 11 former members who retired in 2009. One of those retirees was Ken Kuchera, a 38-year veteran of the department who served for 20 years as chief and had been a pillar of the community. Kuchera died June 6 after a long battle with cancer. A public open house honored Kuchera for his dedication when the mayor named April 15 Chief Ken Kuchera Day.

In April, the Farmington City Council passed a resolution for a $1.2 million bond to fix the 33-year-old Schmitz-Maki Ice Arena’s leaky pipes and conduct various mechanical repairs. The 10-year bond will cost the city about $160,000 annually plus six months of capitalized interest, which will be paid through the city levy.

Food shelf In May, Farmington residents joined 360 Communities to celebrate the opening of a new location for the Farmington Food Shelf. Now located at 510 Walnut St., the space, donated by the Farmington School District, is larger than its previous location and will help to better meet the food shelf ’s increasing demand. During the May 17 rib-

Photo by Kara Hildreth

Farmington Food Shelf coordinators Kris Akin and Kim Donahue were surrounded by volunteers and residents at a May 17 ribbon cutting for the new food shelf location at 510 Walnut St. The larger area was donated by the Farmington School District. bon cutting, former volunteer dinators Kris Akin and Kim food shelf coordinator Imelda Donahue were also introBecker was honored for her duced at the event. years of service, along with many other longtime volun- Dew Days Farmington Dew Days teers. New food shelf co-coor- ended with a positive balance

in 2010 after the summer festival went into debt in 2009 and took a loan from the nonprofit Castle Rock, Eureka, Empire and Farmington Enhancement Group. In 2010, the event ended with about $8,000 in the bank from carnival proceeds, parade entries, arts and crafts vendor fees and Dew Days button sales. The event was in full swing June 18-20, and the Grand Day Parade moved from Sunday to Saturday with a new route through downtown Farmington due to road construction. Added in 2010 was an arts and crafts fair, which organizers hope will grow and attract more artists in the future. Kari Pietsch was crowned Miss Farmington and 2010 scholarship winner, and Ellie Seyfert was crowned Little Miss Farmington.

Lawsuit settlement In July, the city of Farmington agreed to pay $21,200 to Exchange Bank building owners to settle a lawsuit brought against the city. The dispute centered on the city saying that the building owners, Hosmer Brown III and Hosmer Brown IV of 2004 Real Estate Company, did not follow through on the agreement to renovate the late 1800s Exchange Bank building. Regarded by many as an eyesore, the building was purchased by the company from the city’s Housing Rehabilitation Authority for one dollar, with promises to make building improvements and upgrades in less than two years. Some renovation work was completed and a few businesses opened in the building See Farmington, Page10A


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January 6, 2011 DAKOTA COUNTY TRIBUNE BUSINESS WEEKLY

Farmington from Page 9A

at Third and Oak streets. But 10 years later, the city said the Browns had not completed the renovation obligations, and in June 2008 the city’s Economic Development Authority reclaimed the building’s deed. In August, 2009, the 2004 Real Estate company sued the city for its actions, but settled after months of closed-door meetings.

Yellow Ribbon model Farmington’s status as a model Yellow Ribbon community was apparent in 2010 as the city hosted the first Yellow Ribbon Summit on Sept. 11. Hundreds attended the event, and 30 entities were given Yellow Ribbon status. Selected because Farmington was the first community in the state to earn the Yellow Ribbon distinction in 2008, the daylong event included a speech by Gov. Tim Pawlenty. Many state representatives and city leaders attended and discussed ways to support

military service members and their families. Farmington and Lakeville’s Yellow Ribbon networks were tested when 2002 Farmington graduate Kyle Malin lost both legs in an explosion in Afghanistan in July. Both communities rallied around the family to support his parents, who are Lakeville residents, and his wife and two children. “The family was encircled with people who cared,” Pawlenty said. Part of the reason the summit was held was to help the state prepare for a large deployment of Minnesota soldiers this spring.

Budget reductions For months, Farmington City Council members worked with City Administrator Peter Herlofsky to devise a city budget that cut spending. Herlofsky repeatedly offered budgets that met spending goals, but did not reduce staff, a request the council had made to ensure long-term budget reductions. After sometimes heated

LAKEVILLE

debate in December, Herlofsky reluctantly proposed options that included cutting the position of administrative services director. The City Council approved the proposal, which when combined with other reductions, allowed council members to cut the 2011 levy by $470,841 and bring the levy to $8.5 million. The city’s total 2011 budget will be $9.1 million, with $45,841 left in contingency funds for emergencies. Under this budget, Farmington property owners will see a 3.42 percent property tax increase on the city’s portion of their 2011 property tax bills.

Elections Five Farmington residents sought two open seats on the Farmington City Council, and in November, one incumbent and one newcomer were elected to office. City Council Member Christy Jo Fogarty retained her seat, but Steve Wilson lost his re-election bid to Jason Bartholomay, who said his connections with repre-

sentatives of Walmart may the “most recognizable guys ground equipment is slated help in getting the retailer to you will find in the city of for installation at Rambling River Park. consider opening a store in Farmington.” The gray and orange play the city. Looking ahead castle supports a drawbridge, Recognizing Farmington City Coun- four slides, wall climbers, cil members are expecting to bridges, a treasure hunt panel, dedication continue working on ways to interior mazes and is topped After serving seven terms reduce the city debt and keep by six orange flags. as a state senator of District taxes down. Farmington City Coun36, Farmington’s Pat Pariseau City officials are also con- cil members approved the announced in February she cerned about attracting busi- $59,427 purchase in Septemwould not seek re-election. nesses to Farmington and ber on a 4-1 vote. The 73-year-old Republimay consider establishing a Council Member Julie can endorsed Dave Thompdeputy registrar’s office in May had opposed the purson of Lakeville to take her City Hall. chase, noting that after buyseat. During 2011, the coun- ing the equipment and payThompson, a conservative cil will also likely discuss a ing for the sidewalk project radio and television personalproposal to raise $400,000 at Depot Way Arts Park, the ity and attorney, easily won annually by adding a fee to park fund balance will be the Republican endorsement residents’ utility bills. $107,025. and in November was elected The issue has raised nuMay said she was not to office. merous concerns among citi- comfortable spending oneIn September, Farmingzens and council members, third of the park funds balton officials recognized Bill including how to divide the ance on park equipment. Weireke, Farmington’s Public costs to citizens and busiBut Parks Director Randy Works supervisor, who renesses more equitably and if Distad said existing Ramtired after 26 years of service. the method is the best way bling River Park equipment Weireke began his career to pay for road maintenance is old and in bad shape and with the city in 1984 as a work. should have been replaced solid waste employee, moved Another issue that was years ago. on to work in city streets and debated among city officials utilities and became a street in 2010 will result in a visible Kara Hildreth contributed to supervisor in 1998. change to a major city land- this report. Laura Adelmann Farmington Mayor Todd is at laura.adelmann@ecmmark in 2011. Larson called Weireke one of inc.com. This spring, new play-

Year in Review

Lakeville loses several civic pioneers in 2010 by Aaron Vehling DAKOTA COUNTY TRIBUNE

Peaks and valleys abounded in 2010 for Lakeville. The city lost several of its pioneers – people who helped shape the city over the past half century into what it is today. But it also gained some notable businesses, weathered some severe storms and gained much more clout in the state Legislature.

A generation passes A handful of civic leaders of Lakeville and other notable business personalities died in 2010. These were people who witnessed the city’s transition from a village and township to Minnesota’s 16th-largest city by population and one of the largest by area. It started in May, when local grocer Jerry Enggren, 80, died. E n g g r e n’s grandparents started their eponymous grocery store in 1906, which stayed Enggren in the family until it closed in 2006. Enggren was vastly involved in downtown affairs. Through his grocery store, Enggren supported local civic groups, the schools and the food shelf. “Jerry was a salt of the

earth kind of guy,” said Mark Hotzler, owner of Metro Equity Management, the company that purchased Enggren’s Mall after the store closed in 2006. “He was just an honorable person. If you had a deal with Jerry, and shook hands on it, that was the deal. You didn’t have to worry about too much else with him.” Don McGuire is a name familiar to anyone who has graduated from Lakeville Public Schools the past 45 years. He died in July at 82. A superintendent from 1960 to McGuire 1982 (and a teacher before that), McGuire left a mark on students, staff and community members alike. His influence and inspiration ran so strong that after he left the district in 1982 to head Dakota County Technical College the Lakeville School Board voted to change the name of the middle school downtown to honor him. The active Lions, Rotary and VFW member presided over a district that tripled in 20 years from about 1,000 students to more than 3,000. Along the way, he became a pillar of Lakeville. “Don was such a very special person to all of us in

the Lakeville community,” said Bob Erickson, a former Lakeville city administrator, current School Board member and friend of McGuire. “He gave so much back. He was an extraordinary educator, coach, humanitarian and human being. We’ve lost a special person.” In August, the city lost another of its pioneers, Jerry Erickson. The man who owned and operated the local Ben Franklin and drug store, both in downtown, also played a key role in the creation of the Cham- Erickson ber of Commerce and the Pan-O-Prog festival. As an extension of his vast network of involvement, Erickson was pivotal in creation of the Downtown Lakeville Business Association. Erickson’s legacy will be downtown, said Nancy Smith, who helped create the DLBA with Erickson. “It’s going to be tough,” Smith said. “But his legacy will live on. He was always so active and really was one of the pioneers of this community.” On the final day of September, Lakeville lost one of its royalty, Charolette Vucinovich, 90. “She was a queen — the

queen of Lakeville,” said JoAnn Vucinovich, Charolette’s daughter-inlaw. “We’d be out to dinner Vucinovich and people would line up to talk to her. You really felt that you were with royalty sometimes.” Vucinovich was a charter member of the Lakeville Lionesses, helped launch Lakeville’s Boy Scout and Girl Scout programs and the VFW Auxiliary, and even helped create the first private kindergarten program in the community. She was active with All Saints Catholic Church, serving on several committees. She was also the first president of American Foreign Students Abroad and a grand champion china painter. She was once named Dakota County Senior Citizen of the Year and was a Pan-O-Prog parade grand marshal. Vucinovich and her late husband, Tom, were wellknown as the longtime owners of downtown Lakeville’s popular ice cream stand, the Taystee Freez. The stand is now owned by Dakota County Commissioner Paul Krause and is called Dairy Delite. Thisweek Newspapers’ former publisher Dan Clay died at 58 in September of

cancer. Clay was a history buff who loved musty old archives and chatting with senior citi- Clay zens about bygone days, said his wife, Faye. He was also a risk-taker who guided the staid family enterprise, the Dakota County Tribune, into a new way of doing business in an evermore competitive market. In 1979, Dan and his brother, Joe, debuted Thisweek Newspapers, a free-circulation weekly for communities south of the river. Growth patterns in Dakota County and the 1975 emergence of a free weekly newspaper in Burnsville, The Current, dictated a change in strategy for the Tribune. Thisweek competed with Lakeville’s Life and Times before ECM Publishers purchased both and merged them.

New mayor, council The November elections saw voters elect a new mayor and two new council members. Council Member Mark Bellows was elected mayor, defeating incumbent Mayor Holly Dahl, who was plagued by news of financial problems

with her husband’s business and was growing increasingly unpopular with the city’s business owners. The soft-spoken but driven Bellows wears many hats. He is a pastor of Lakeville’s Hope Community Church and a 20-year police chaplain, in addition to his 10-year stint on the City Council. Bellows’ mayoral campaign left open his council seat. Kevin Miller’s seat was open for election as well. There was a slate of candidates, but Matt Little and Colleen Ratzlaff LaBeau defeated Miller and several others for seats on the new council. Realtor and property developer Ratzlaff LaBeau, representing business interests and rallying for the city to tighten the reins on spending, ran sort of in tandem with Bellows, promising a fiscally conservative, businessfriendly voting bloc. Little, 25, an active Lions member and food shelf organizer, was inspired to run when the council cut public safety and infrastructure budgets. “I have such an attachment to my hometown, and when you have that attachment you take decisions made about your city more heavily,” he said. Case in point: cuts in the Police Department. See Lakeville, Page 11A


11A will be a great leader for the than 17 million bees that department.” were being transported from Mississippi to North Dakota. Bees bring I-35 to its Of those, it’s estimated 4 million bees escaped after some knees of the hives spilled onto the A chain-reaction crash roadway following the collion Interstate 35 in Lakevsion. ille involving two cars and Then-Lakeville Fire Chief two semi-trucks on May 24 Scott Nelson, one of the first left two people dead and reresponders to the scene, said sulted in a lengthy cleanup of the bees initially hindered the one truck’s cargo — swarms rescue effort. of honey bees. Pamela “There was a large swarm Brinkhaus, 50, of Elko, died of them,” Nelson said. “I raat the scene and Kari Rasdioed in to let those coming mussen, 24, of St. Anthony, to the scene know to wear full who was airlifted to North turn-out gear to minimize Memorial Medical Center in stings.” Robbinsdale, also died. A semi-truck carrying A fallen hero honey bees, driven by Darren Sgt. Brigham Scott Strole, Straus, 37, of Fertile, Minn., a 20-year veteran of Lakevwas stopped in traffic, with ille’s Police Department, was Rasmussen in her Pontiac killed in an off-duty motorBonneville behind him and cycle crash near his home Brinkhaus in her Chevrolet on Sept. 1. His funeral serLumina behind her. vices were held at Hosanna! Another semi-truck drivChurch on Wednesday, Sept. en by Jason Styrbicky, 36, of 8, with a procession through Buffalo, Minn., collided with Lakeville stopping at the PoBrinkhaus’ car, sending her lice Department and ending car and Rasmussen’s car into at White Funeral home. the truck carrying the bees. The State Patrol said the Aaron Vehling is at aaron. bee truck was carrying more vehling@ecm-inc.com.

DAKOTA COUNTY TRIBUNE BUSINESS WEEKLY January 6, 2011

Lakeville from Page 10A

yer and former radio talk structural damage or power show host, will serve as an as- lines down.” “You can’t do that in a grow- sistant Senate majority leader. Then in December came ing city,” he said. the snow. Little offered up a three- Severe weather A massive snowstorm point plan for his term: reIn August, Lakeville suf- blanketed the state on Friday, energizing neighborhood fered flooding, in October Dec. 3. This amounted to an watch programs, increasing came hurricanesque weather unloading of 11.7 inches on youth involvement in the conditions and in December Lakeville, according to the community and expanding more than two feet of snow National Weather Service. the public comment portion hit the city. A week later came of the City Council, which is In August, a tornado “Snowmageddon,” which currently at three minutes per hit in Farmington near the dumped another 17.5 inches speaker. Lakeville border, creating an- on Lakeville. cillary weather conditions in For the bulk of that SatGOP wave Lakeville. County Road 46 urday, Dec. 11, leaving the Lakeville, Republican ter- was flooded and impassable house was a treacherous enritory in even the bluest of in areas, as were parts of Ce- deavor. election seasons, saw its po- dar Avenue. “I’ve seen similar storms litical influence at the state In late October, tree but probably nothing of this level increase on the riptide branches snapped, a semi- magnitude,” said Chris Peof a Republican wave. truck was overturned, and tree, the city’s director of Rep. Mary Liz Holberg a Lakeville police car was operations and maintenance. won re-election handily and damaged in a hurricane-like, “We’ve received 30 inches of secured chairmanship of the high-wind storm that bat- snow in a week. There’s not a House Ways and Means tered the area. lot of room for it.” Committee. Rep. Pat GaDamage was minor around Lakeville’s operations rofalo, of Farmington, also Lakeville, according to Police and maintenance crews were re-elected, will become chair- Chief Thomas Vonhof, but out in full force. There were man of the House Education he said the city was fortunate about 35 pieces of equipment Finance Committee and will the storm hit without leaves and staff out at any given time be involved in redistricting. on many of the trees. over the weekend, Petree said. Dave Thompson was “It’s a very unusual event,” They tackled drifting snow elected state senator, replac- Vonhof said. “Had the trees that would sometimes undo ing the retiring Pat Pariseau. had leaves, we might be their best efforts to clear a Thompson, a Lakeville law- talking about downed trees, roadway.

ROSEMOUNT

Lakeville has 260 miles of roads, which “are a priority, of course,” he added. Crews spent 30 hours on Saturday and Sunday on addressing them with additional time spent on 22 miles of sidewalks and 85 miles of trails on Monday. In areas where there is not enough room to just push snow out of a right-of-way, such as in one of Lakeville’s 460 cul-de-sacs, Petree said crews would haul the snow off-site.

New fire chief In July, Michael Meyer took over for the retiring Scott Nelson as fire chief. He has been with Lakeville since 1995 and was previously a firefighter at the Minneapolis-St. Paul International Airport. “(Meyer) has come up through the ranks and is well respected by both the community and the firefighters,” said City Administrator Steve Mielke at the time. “(He) has the necessary background, experience, and education, as well as fire operations management skills. He

Year in Review

Year of planning for the future, preserving city of Rosemount’s past by Laura Adelmann

mount and part of Empire Township continued in 2010. City officials are developing mining ordinances and working with the university as the project proceeds, with mining expected to begin in 2011. The university also is forwarding plans to install a 2.5-megawatt Clipper wind turbine on the property, funded with an $8 million grant from the U.S. Department of Energy. Officials plan to use the 426-foot-tall turbine for researching materials and methods that improve wind turbine performance and reliability.

DAKOTA COUNTY TRIBUNE

In 2010, Rosemount city leaders made tough budget cuts and paid down debt, but invested in defining the city’s unique character by preserving the past. The year kicked off with city leaders approving a $221,850 bid to renovate the former Church of St. Joseph, which the council would later rename the Steeple Center, into a community center. Renovation included extending the stage platform and adding a handicap accessibility ramp to it, installing a fire protection system, waterproofing and various repairs. The Steeple Center’s big debut occurred during Leprechaun Days, and reservations for its use are being accepted by the city.

Hike and bike Photo submitted

This year’s Leprechaun Days, Rosemount’s annual 10-day summer celebration, saw the addition of the three-day Bluegrass Americana Festival and Craft Fair, as well as the reAfter just two years on the turn of mainstays and crowd favorites such as the Bathtub Races (above), which were held Rosemount City Council, in the Central Park hockey rink. Kurt Bills was elected state representative for District but as of Dec. 28, the com- Judy had requested the re- cants to fulfill the remaining 37B. mittee assignments had not count a few days after polls two years of Bills’ term in ofThe popular Rosemount yet been announced. closed. fice. High School economics But that margin held The winning candidate is teacher won the Republican Recount yields no strong under the challenge, expected to be announced by endorsement and in the Nov. and in a year that was espe- February, according to City 2 election went on to unseat change cially hard for incumbents Administrator Dwight JohnDemocrat Phil Sterner, who A hand recount of Roseat every level, DeBettignies son. also served on the Rose- mount ballots reaffirmed that joined City Council Memmount City Council prior to City Council Member Mark ber Kim Shoe-Corrigan and UMore plans serving a term in the House. DeBettignies won reelection Plans by the University of Mayor Bill Droste in retainBills has asked to serve to the council on Nov. 2. Minnesota to mine and then ing seats. on committees that work on With just 26 votes sepaBeginning in January, the develop 5,000 acres of land education and finance issues, rating them, candidate Tim council will interview appli- located in southeastern Rose-

City leader steps up

In November, Rosemount took a decisive step toward becoming a walking- and biking-friendly community when officials unanimously passed the city’s first Pedestrian and Bicycle Master Plan. Envisioned is a web of trails, connecting around the city, county and region, along with changes to city streets to allow bike lanes or wider sidewalks. Costs for various road projects range from an estimated $5,000 to $50,000 per mile, and sidewalk additions are estimated to cost $11 per square foot. How much of the plan is actually implemented will

depend on funding availability and how well the ideas fit into new initiatives and future reconstruction projects.

Shooting In July, Rosemount police investigated the city’s first homicide since 2008. Anthony Adam Hartman, 22, of Apple Valley, was found dead by police at about 6 p.m. on July 12 after responding to a report of shots fired at the Car Spa car wash at 15215 Canada Ave. in Rosemount. Two days later, Jonas Gerald Grice, 27, of Burnsville, turned himself in to police for the shooting, which occurred after a brief argument. Grice, who has a history of psychosis and has been diagnosed with schizophrenia, was indicted by a grand jury in August on one count of first-degree premeditated murder and one count of second-degree intentional murder.

Cop or robber? A former Rosemount resident and Minneapolis police SWAT team officer spent the beginning of 2010 robbing businesses and people, and the rest of the year behind bars. In October, Timothy Edward Carson, 29, was sentenced to 10 years in prison for five counts of aggravated robbery in Hennepin County. See Rosemount, Page 43A


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January 6, 2011 DAKOTA COUNTY TRIBUNE BUSINESS WEEKLY

Smith from Page 4A

But all the principals generally agree that eventually, as Ecolab CEO Doug Baker put it, “We may need to spend more.� The BirkStaryk commentary concludes: “Ultimately, more investment in early education probably is necessary. But as the automobile com-

mercial used to say, quality is job one.� Our own research at Growth and Justice finds that Minnesota does need an increase in top-drawer, evidence-tested early childhood investments – beginning before birth with prenatal care and homenurse visitations to promote responsible parenting.

Drawing money from desperately needed child-care subsidy programs for working parents can only go so far; business leaders know from their own enterprises that on-the-cheap investments don’t produce the desired results. And there are early signs that the new leadership in the House and Senate will pay heed to

the need. “I’m very encouraged by the preliminary response from new Republican majority members,� says Todd Otis, executive director of Ready 4 K, a former Democratic legislator and DFL Party chairman, and a longtime early childhood advocate who helped found MELF.

Improving the lives of all Dane Smith is the president our children – with a return of Growth & Justice, a nonpartisan advocate for fair on investment that CEOs would envy – is a promising taxation and smart public inpiece of common ground vestment. He can be reached at between liberals and con- dane@growthandjustice.org. servatives, Democrats and Columns reflect the opinion of the author. Republicans, and the new governor and the new Legislature as we begin a new year and a new decade.

Tighe at mtighe@dcrchamber. com. • Friday, Jan. 14, 7:30 to 8:30 a.m., Government Affairs Committee at DCR Chamber Office, 1121 Town Centre Drive, Suite 102, Eagan. Tom Garrison from the city of Eagan will discuss a proposal before the Eagan City Council to develop a public/private partnership to create co-location facility for Internet providers in Eagan. Information: Ruthe Batulis at rbatulis@dcrchamber. com. • Tuesday, Jan. 18, noon to 1:30 p.m., New Member Orientation, DCR Chamber Office, 1121 Town Centre Drive, Suite 102, Eagan. Free. RSVP required. Information: Michelle Tighe at (651) 288-9202 or mtighe@dcrchamber.com. • Wednesday, Jan. 26, noon to 1:15 p.m., ChamberNet, DCR Chamber Office, 1121 Town Centre Drive, Suite 102, Eagan. Lead sharing group. Information: Robb Sweetnam (Provincial Bank) at (952) 469-9229. Apple Valley Chamber of Commerce events: • Thursday, Jan. 6, 7:30 to 9 a.m., Chamber Coffee Connection at Anytime Fitness of Apple Valley, 6520 150th St. W., Suite 100, Apple Valley. Check out their newly renovated facility. Free coffee and pastries. Information: LeeAnn at LeeAnn@AppleValleyChamber.com. • Thursday, Jan. 20, 4:30 to 6:30 p.m., Business After Hours at James Barton Design Build, Design Studio, 5920 148th St. W., Suite 100, Apple Valley. Free. Information: LeeAnn at LeeAnn@ AppleValleyChamber.com. Burnsville Chamber of Commerce events: • Thursday, Jan. 6, 4:30 to 6:30 p.m., Business After Hours at Brunswick Zone XL, 11129 162nd St. W., Lakeville. Information: Anne at (952) 435-6000 or e-mail anne@burnsvillechamber. com. • Wednesday, Jan. 12, 8 to 9 a.m., A.M. Coffee Break at Visiting Angels, 14551 County Road 11, Suite 135, Burnsville. Infor-

mation: Anne at (952) 435-6000 or e-mail anne@burnsvillechamber.com. • Wednesday, Jan. 19, 11:30 a.m. to 1 p.m., Annual Meeting at Chart House, Klamath Trail, Lakeville. Cost: $25. Featured speaker: Peter Hutchinson, president of The Bush Foundation. Register online at www.burnsvillechamber.com. • Sunday, Jan. 23, 11 a.m. to 3 p.m., Wedding Expo at Nicollet Inn (formerly Holiday Inn), 14201 Nicollet Ave S., Burnsville. Cost: $5 (free if you RSVP on Facebook at http:// w w w. f a c e b o o k . c o m / e v e n t . php?eid=128455237212095); 6-foot booth for vendors is $150 ($100 for chamber members). Information: Nathan Kremer at (952) 646-3612 or nathan@nicolletinn.com. Lakeville Area Chamber of Commerce events: • Friday, Jan. 7, 8:30 a.m., Teacher Appreciation Breakfast at Rudy’s Redeye Grill. • Monday, Jan. 10, 6 to 9 p.m., College Financial Planning Night, Lakeville South High School. • Tuesday, Jan. 11, 7 a.m., Breakfast with the School, Cracker Barrel Restaurant & Old Country Store. • Wednesday, Jan. 12, noon, Ambassador meeting, chamber conference room. • Wednesday, Jan. 12, noon, Chamber Foundation Committee, Brunswick Zone XL. • Thursday, Jan. 13, 11 a.m. to 1 p.m., Landscape & Home Expo Committee meeting, chamber conference room. • Thursday, Jan. 13, 2:30 p.m., Teacher Appreciation Snack, Area Learning Center. • Thursday, Jan. 13, 5 to 7 p.m., Networking After Hours at Green Planet Car Wash. • Tuesday, Jan. 18, 7:15 a.m., Executive Board meeting, chamber conference room. • Tuesday, Jan. 18, 8 a.m., Board meeting, chamber conference room. • Wednesday, Jan. 19, 7:30 to 9 a.m., New Member Orientation, chamber conference room. • Thursday, Jan. 20, noon, Fall Gala Committee, chamber conference room. • Thursday, Jan. 20, 4 p.m., Golf Classic Committee, Rudy’s Redeye Grill. • Friday, Jan. 21, 7:30 a.m., Government Affairs Public Policy Committee, chamber conference room. • Monday, Jan. 24, General Membership Luncheon with the Minnesota Twins at Holiday Inn & Suites, 20800 Kenrick Ave., Lakeville. Check-in: 10:30 a.m. Lunch: 11 a.m. Program: 11:30 a.m. to 12:30 p.m. Register online at www.lakevillechambercvb. org by Jan. 20. No walk-ins. • Tuesday, Jan. 25, 8:30 to 11:30 a.m., Customer Acquisition Plan (CAP) seminar with Robert Voss at Holiday Inn & Suites, 20800 Kenrick Ave., Lakeville. Cost: $20. RSVP by Thursday, Jan. 20. Register online at www. lakevillechambercvb.org. Information: Linda Rynda, (952) 4692020 or LindaR@LakevilleChamber.org. • Friday, Jan. 28, 7:30 a.m., MN Chamber Conference Call, chamber conference room. • Friday, Jan. 28, 7:30 a.m., Business & Education meeting, Lakeville South High School. • Friday, Jan. 28, 8:15 a.m., Teacher Appreciation Breakfast, Orchard Lake Elementary. • Monday, Jan. 31, 6 p.m., Annual Dinner & Holiday Party

at Crystal Lake Golf Club, 16725 Innsbrook Drive, Lakeville. Cost. $45. • Saturday, March 19, 9 a.m. to 3 p.m., 2011 Landscape & Home/ Consumer Showcase Expo at Lakeville North High School. Room for over 150 exhibitors. Sponsorships available. Join the Landscape & Home Committee. Call (952) 469-2020. River Heights Chamber of Commerce events: • Tuesday, Jan. 11, 11:30 a.m. to 1:30 p.m., Keep it Local for Lunch at Major’s of Inver Grove, 5639 Bishop Ave., Inver Grove Heights. Information: Annie Platek at annie@riverheights. com. • Tuesday, Jan. 18, 4:45 to 5:45 p.m., Member Ally Group meeting, location to be determined. Information: Annie Platek at annie@riverheights.com. • Wednesday, Jan. 19, 4 to 5 p.m., Chamber 101, River Heights Chamber conference room, 5782 Blackshire Path, Inver Grove Heights. Register online. Information: Annie Platek at annie@riverheights.com. • Thursday, Jan. 20, 8 to 11 a.m., Local Business Marketing Summit at Clarion Hotel - South St. Paul. Cost: $20 in advance/ $25 at the door. Additional employees can attend for half price. Registration form online at http:// www.cultivate-ideas.com. Information: Teri Otte at (612) 6708574 or teri@cultivate-ideas. com. • Wednesday, Jan. 26, 7:30 to 8:30 a.m., South St. Paul Local Issues at Central Square Community Center, 100 7th Ave. N., South St. Paul. Reports from Mayor Beth Baumann, city officials, parks and recreation, elected officials and the River Heights Chamber of Commerce and Progress Plus. Black Sheep Coffee and bakery provided. Information: Annie Platek at annie@riverheights.com. Minnesota Valley Medical Manufacturers Network seminar: • Tuesday, Jan. 11, 8 to 10 a.m., “The process and potential impact of changes at the FDA,â€? at Burnsville City Hall (council chamber room), 100 Civic Center Parkway, Burnsville. The seminar will be presented by Tracy Eberly, owner and president of Fang Consulting. Cost is free for MedNet members, $20/nonmembers pre-registered and $25/nonmembers at the door. To reserve a space, go to http://www.mnvalleymednet.org. Register for the following District 196 Community Education business classes online at www.district196.org/ce or call (651) 683-6879: • Monday, Jan. 24, Introduction to Windows Vista: Do you have limited Windows XP experience and need to know how to access programs and work with files? 6:30 to 8:30 p.m. $39. Rosemount Middle School, 3135 143rd St. W., Rosemount. • Thursday, Jan. 27, Retirement Plan Options: Roll it, Take it, Leave it, Move it: Have you switched jobs, retired or are facing unemployment? 6 to 7:30 p.m. $19. Scott Highlands Middle School, 14011 Pilot Knob Road, Apple Valley. • Thursday, Jan. 27, Introduction to Windows 7: Do you have limited Windows 7 experience and need to know how to access programs and work with files? 6:30 to 8:30 p.m. $39. Eastview High School, 6200 140th St. W., Apple Valley.

• Monday, Jan. 31, Microsoft Word 2007: Getting Started: Are you new to Microsoft Word 2007? 6:30 to 8:30 p.m. $39. Eastview High School, 6200 140th St. W., Apple Valley. • Wednesday, Feb. 2, Bulletproof Your Computer: Learn how to harden your computer from Internet threats. 6 to 9 p.m. $29. Eastview High School, 6200 140th St. W., Apple Valley.

Calendar To submit an item for the Calendar, e-mail it to darcy.odden@ ecm-inc.com or fax (952) 8462010. Date-specific Dakota County Regional Chamber of Commerce events: • Thursday, Jan. 6, 7:30 to 8:30 a.m., The Buzz, WorkForce Center of Dakota County, 1 West Mendota Road, Room 110, West St. Paul. Topic will be social media marketing and will feature George J. Sawyer III and Darren DeBerg of Sawyer Training. Free to members. Information: Michelle Tighe at mtighe@dcrchamber.com. • Thursday, Jan. 6, 4 to 9 p.m., Minnesota Chamber Session Priorities 2011, S. Paul RiverCentre, 175 West Kellogg Blvd., St. Paul. Political moderator Tom Hauser from KSTP-TV is back to ask the hard questions of the legislative leaders and review their priorities for the 2011 legislative session. Cost: $90 per person at the DCR chamber table (only nine seats available); $95 per person (member), $130 per person (nonmember), $900 for a table of 10 (member), $1,300 for a table for 10 (nonmember). Information: Ruthe at (651) 288-9201 or rbatulis@dcrchamber.com. • Tuesday, Jan. 11, 8 to 9 a.m., AM Connection, Rosemount location. Information: Michelle Tighe at mtighe@dcrchamber.com. • Wednesday, Jan. 12, 7:30 to 8:30 a.m., Rosemount Area Business Council at Paul Eggen - State Farm Insurance, 14450 S. Robert Trail, Suite 204, Rosemount. RSVP to Ruthe at rbatulis@dcrchamber.com or call the chamber office with questions at (651) 452-9872. • Wednesday, Jan. 12, noon to 1:15 p.m., ChamberNet, DCR Chamber Office, 1121 Town Centre Drive, Suite 102, Eagan. Lead sharing group. Information: Robb Sweetnam (Provincial Bank) at (952) 469-9229. • Thursday, Jan. 13, 8 to 9 a.m., Coffee Break at Home Federal, 2805 Dodd Road, Suite 160, Eagan. Information: Michelle

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Ongoing Platinum Partners, a chapter of BNI, welcomes one representative from each profession and meets every Wednesday morning from 7:30 to 9 a.m. at the Lakeville Green Mill. To learn more, call Amy at (952) 226-7741. Creative Networking Professionals, an independent business networking group, meets the first and third Tuesday of the month at JoJo’s Rise and Wine in Burnsville from 8 to 9 a.m. The group is focused on creating interpersonal relationships to grow business-to-business referrals. Yearly dues are $65. New members are welcome. Members are limited to one per professional category. For more information, contact Jeff Rothmeyer at JeffR@Roundbank.com or see www.CreativeNetworkingProfessionals.com. Network Unlimited, a professional networking chapter, meets Tuesdays from 4:30 to 5:45 p.m. at Cherokee Sirloin Room, Cliff Road and Nicols Road, Eagan. To see if your category is open go to www.NetworkUnlimited.org. BNI – The Valley Networkers chapter of Business Networking Intl. meets Thursdays at 11:30 a.m. at the DCTC Apple Valley Site at 14200 Cedar Ave. BNI is a networking group for business owners who are looking to increase their revenue. Only one person from each profession. Bring your own lunch. For more information, call Nicole Blasing at (651) 331-9238 or visit www.bnimn.com BNI - Networking meets Thursdays at 7:15 a.m. at the Round Bank in Farmington. For more information, contact Ellen at (952) 412-5287 or Lanny at (612) 386-2660. BNI-Networking meets Wednesdays at 8:15 a.m. at Byerly’s Cafe in Eagan. Open to all professionals for referrals. For more information, call (651) 2473200. Professional Referral Exchange of Burnsville meets every Wednesday for breakfast at Denny’s Restaurant. Meetings begin at 7 a.m. For more information, contact Jo Baecker, area director, at (612) 618-5347 or visit the website www.prorefx.com. BNI - Business Networking Intl. meets Wednesdays at 7:30 a.m. at Commons on Marice in Eagan. For more information call Christina Avery at (651) 247-2111 or check out the BNI Website at www.bni-mn.com. Beta Sigma Phi, Preceptor Alpha Delta Chapter, meets the second Wednesday of every month at 7:30 at a member’s home. For information, call (952) 894-8831. Network Results Chapter of Business Network International, networking for local business owners, only one person from each profession. First two meetings are free. We meet every Wednesday for breakfast, 7-8:30 a.m. at Roasted Pear, 14200 Nicollet Ave. S., Burnsville. Call Michele Jennings for more information: (612) 581-0332.

Networks Plus - Diversified Business Professionals Chapter of Business Network International, a business referral organization. Meetings will be held Thursdays 11:30 a.m. – 1 p.m. at Savage City Hall, 6000 McColl Drive, Savage, MN. All professionals are invited to attend. Call Crystal (952) 314-8676. Networking coffee group at Caribou Coffee will meet from 9:30-11:30 a.m. at Caribou Coffee, 14638 Cedar Ave., on the second and fourth Mondays of the month. Call (763) 783-4767 to register. Grapevine Network “Common Denominator� Group meets Tuesdays from 7:30-8:45 a.m. at Coldwell Banker Burnet, 190 Cobblestone Lane, Burnsville. For information, call (952) 7465611 or visit www.thegrapevinenetwork.com. Grapevine Networking Group meets Wednesdays from 7:30-8:45 a.m. at Coldwell Banker Burnet, 190 Cobblestone Lane, Burnsville. For information, call (952) 746-5611 or visit www. thegrapevinenetwork.com. Kingdom Advisors members meet monthly for fellowship, training, networking, prayer, and sharing of best practices. Ron Blue or other recognized speakers (via DVD) cover a topic each month helping members integrate and apply Biblical financial wisdom into their professional advice. Visitors welcome. The S Metro Group meets at Family Financial Services, 151 W. Burnsville Parkway, Burnsville, from 7:30 to 9 a.m. on the fourth Tuesday of each month. POC is Jeff Robinson at (952) 890-6611. The SE Metro Group meets at 2918 Upper 55th St., Inver Grove Heights, the first Thursday of each month from 12 noon to 1 p.m. (bring your lunch). POC is Ginger Ewing at (651) 389-1177. Seed Your Business Networking Group – “Plant a seed and grow your business� – meets the first and third Wednesday every month at noon at Baskets On Occasion, 3348 Sherman Court, Suite 104, Eagan. Only one person from each profession. Contact Mary O’Rourke at (651) 994 8392 or visit www.seedyourbusiness.com for more information. The S.T.A.R. (South Twin Cities Area Referral) Networking Group meets 8 to 9 a.m. every Wednesday at Perkins Restaurant, 17387 Kenyon Trail, Lakeville. Openings are available. For questions, call Kathy Andrade at (952) 997-1306. SHiFT network events are held Thursdays from 6:30 to 8 p.m. at Inver Hills Community College, 2500 E. 80th St., Inver Grove Heights. SHiFT is a nonprofit network connecting adults in mid-life transition with opportunities to seek meaningful work, new avocations, and a supportive community (www.shiftonline.org). Members: Free. Guests: $5. Sunrise Results BNI Chapter meets from 7:30 to 9 a.m. Thursdays at the DCTC Partners in Education site in Apple Valley, 14200 Cedar Ave. Networking for local business owners, only one person from each profession. For more information call Jake Hines at (952) 292-1151. Women’s Business Exchange meets monthly from 11:30 a.m. to 1 p.m. at Baskets On Occasion, 3348 Sherman Court, Suite 104, Eagan. For meeting date or more information, contact Mary at (651) 9948392 or visit www.meetup.com/ womensbusinessexchange.


DAKOTA COUNTY TRIBUNE BUSINESS WEEKLY January 6, 2011

13A

Memorial scholarship fund continues under Delta Airlines The NWA Pilots’ Assistance Fund (NPAF) has announced that the Delta Scholarship Fund will now manage and sponsor the Backstrom Memorial Scholarship Fund, which was established to honor Matthew, Jacob and Justin Backstrom, teen sons of former NWA and current Delta pilot Nathan Backstrom. The boys were struck and killed in their automobile by a drunk driver near Farmington in 2004.

The Backstrom Memorial Fund will continue to maintain its original name and purpose. The NWA Pilots’ Assistance Fund was set up to help those in dire financial need. Following the merger of NWA and Delta Airlines, the Delta and Northwest ALPA Master Executive Councils were combined. Funds exist to assist all Delta pilots. The Delta Employee & Retiree Care Fund is also available to assist during a cri-

Photo submitted

sis. The NPAF also made a $300,000 contribution to the Delta Scholarship Fund, as the NPAF is now dissolved. It is the desire of Nathan Backstrom and his wife, Connie, that lives be changed through their sons’ tragedy and their loss. For more information about the Backstrom family and their mission of saving lives, visit www.backstrombrothers. com.

The NWA Pilots’ Assistance Fund donated $300,000 to the Delta Scholarship Fund. Nathan and Connie Backstrom (left) continue to speak at events to educate people on the dangers of drunk driving.

Dakota County Business Contacts Apple Valley Chamber of Commerce Address: 14800 Galaxie Avenue, Suite 101, Apple Valley, MN 55124 Phone: (952) 432-8422 or 1-800-301-9435 Website: www.applevalleychamber.com E-mail: info@applevalleychamber.com

Burnsville Chamber of Commerce Address: 101 W. Burnsville Parkway, No. 150, Burnsville, MN 55337 Phone: (952) 435-6000 Fax: (952) 435-6972 Website: www.burnsvillechamber.com E-mail: chamber@burnsvillechamber.com

Burnsville Convention & Visitors Bureau Address: 12600 Nicollet Ave., Suite 100, Burnsville, MN 55337 Phone: (952) 895-4690 Fax: (952) 487-1777 Website: www.burnsvillemn.com

Lakeville Area Chamber of Commerce and Convention and Visitors Bureau Address: 19950 Dodd Blvd., Suite 101, Lakeville, MN 55044 Phone: (952) 469-2020 Website: www.lakevillechamber.org E-mail: info@lakevillechamber.org

Dakota County Regional Chamber of Commerce Address: 1121 Town Centre Drive, No. 102, Eagan, MN, 55123 Phone: (651) 452-9872 Fax: (651) 452-8978 Website: www.dcrchamber.com E-mail: info@dcrchamber.com

Eagan Convention and Visitors Bureau Address: 1501 Central Parkway, Eagan, MN 55121 Phone: (651) 675-5546 or 1-866-324-2620 Website: http://eaganmn.com E-mail: enjoyeagan@eaganmn.com

Downtown Lakeville Business Association Address: 8790 207th St. W., Suite 204, P.O. Box 371, Lakeville, MN 55044 E-mail: dlba@frontiernet.net Office Hours: Mondays and Wednesdays 9 a.m. to 2 p.m. Judy Tschumper is the director of the Downtown Lakeville Business Association.

Hastings Area Chamber of Commerce & Tourism Bureau Address: 111 Third St. E., Hastings, MN 55033 Phone: (651) 437-6775 or 1-888-612-6122 Fax: (651) 437-2697 Website: www.hastingsmn.org E-mail: info@hastingsmn.org

Positively Minnesota Marketing Partnership Minnesota Department of Employment & Economic Development Address: 1st National Bank Building, 332 Minnesota St., Suite E200, St. Paul, MN 55101 Phone: (651) 259-7298 Fax: (651) 215-3841 E-mail: Positively.Minnesota@state.mn.us

Dakota Future

Burnsville, Skip Nienhaus Phone: (952) 895-4454 E-mail: skip.nienhaus@ci.burnsville.mn.us Website: www.burnsville.org Eagan, Jon Hohenstein Phone: (651) 675-5660 E-mail: jhohenstein@cityofeagan.com Website: www.ci.eagan.mn.us Farmington, Tina Hansmeier Phone: (651) 280-6821 E-mail: thansmeier@ci.farmington.mn.us Website: www.ci.farmington.mn.us Hastings, Shannon Rausch Phone: (651) 480-2344 E-mail: SRausch@ci.hastings.mn.us Website: www.ci.hastings.mn.us

Role: Provide site location assistance for firms considering Dakota County locations and serves as a general gateway for economic development services within Dakota County. Address: P.O. Box 240874, Apple Valley MN 55124-0874 E-mail: bill@dakotafuture.com Phone: (651)491-2551 Website: www.dakotafuture.com

Inver Grove Heights, Jennifer Gale

Minnesota Workforce Centers in Burnsville and West St. Paul

Lakeville, Dave Olson

Role: Assist in the hiring and training of new employees, general gateway into Minnesota Department of Employment and Economic Development and other state agencies Phone: 612-821-4411 E-mail: terrell.towers@state.mn.us

South Metro SCORE Role: Counselors to America’s small businesses, free, confidential, face-to-face assistance from successful business mentors. Phone: (952) 890-7020 E-mail: southmetroscore@qwestoffice.com Website: www.score-southmetro.org

City Governments Role: Provide guidance through any real estate development process; may provide financial incentives through tax increment financing, local loan funds or state or federal business finance programs. Apple Valley, Bruce Nordquist Phone: (952) 953-2576 E-mail: bnordquist@ci.apple-valley.mn.us Website: www.ci.apple-valley.mn.us

Phone: 651-451-2266 E-mail: Kevin@progressplus.org Website: www.ci.inver-grove-heights.mn.us Mendota Heights, Jim Danielson Phone: 651-452-1850 E-mail: jimd@mendota-heights.com Website: www.mendota-heights.com Phone: 952-985-4421 E-mail: dolson@ci.lakeville.mn.us Website: www.ci.lakeville.mn.us Rosemount, Kim Lindquist Phone: 651-322-2020 E-mail: Kim.lindquist@ci.rosemount.mn.us Website: www.ci.rosemount.mn.us South St. Paul, Jennifer Gale Phone: 651-451-2266 E-mail: kevin@progressplus.org www.southstpaul.org West St. Paul, Jim Hartshorn Phone: 651-552-4140 E-mail: Jim.hartshorn@ci.west-saint-paul.mn.us Website: www.ci.west-saint-paul.mn.us

*Inver Grove Heights and South St. Paul use Progress Plus, an affiliate of the River Heights Chamber of Commerce, for their city’s economic development services.


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PUBLIC NOTICE PUBLIC NOTICE PUBLIC NOTICE PUBLIC NOTICE PUBLIC NOTICE PUBLIC NOTICE

PUBLIC HEARING NOTICE CITY OF LAKEVILLE The Planning Commission of the City of Lakeville will hold a public hearing on Thursday, January 20, 2011 at 6:00 p.m. or as soon thereafter as the parties may be heard at the City Hall Council Chambers, 20195 Holyoke Avenue, Lakeville, Minnesota to consider an amendment to Title 11 (the Zoning Ordinance), Chapter 102, Sections 9 and 13 of the Lakeville City Code concerning the ordinary high water level (OHWL) for Lake Kingsley and the required side yard setback for property abutting a lake. All who wish to comment are asked to attend and be heard. QUESTIONS: Call Planning Director Daryl Morey at 952-985-4422 or e-mail questions or comments to dmorey@ci.lakeville.mn.us DATED this 4th day of January, 2011 CITY OF LAKEVILLE ___________________________ Charlene Friedges, City Clerk 2469599 1/6/11

NOTICE TO CREDITORS OF J & W LIQUIDATION, INC. Formerly J & W. Asphalt Construction, Inc. 1. J & W Liquidation, Inc., formerly J & W Asphalt Construction, In c., a Minnesota corporation, does hereby state that it is in the process of dissolving. 2. The corporation filed a Notice of Intent to Dissolve with the Minnesota Secretary of State on December 13, 2010. 3. The address of the Office to which written claims against the corporation must be presented is Mackall, Crounse & Moore, PLC, 901 Marquette Avenue, 1400 AT&T Tower, Minneapolis, Minnesota 55402. 4. The date by which all claims must be received shall be (90 days from the first publication date) March 16, 2011. SPECIALITY INSULATION GROUP, INC. By /s/ Dennis E. Johnson, President 2450672 12/16/10-1/6/11

PUBLIC NOTICE

SUMMONS STATE OF MINNESOTA COUNTY OF DAKOTA DISTRICT COURT FIRST JUDICIAL DISTRICT File No. 19HA-CV-10-7557 Case Type: Contract ---------------------------------------------------------Zenith Enterprises, Inc., a Minnesota Corporation, Plaintiff, -vsIvan Muraveynik, Darya Muraveynik, dba AIA Graphic Vinyl, Defendants. ---------------------------------------------------------THE STATE OF MINNESOTA TO THE ABOVE NAMED DEFENDANTS: YOU ARE HEREBY SUMMONED and required to serve upon Plaintiff’s attorney, an answer to the Complaint which is herewith served upon you, within twenty (20) days after service of this Summons upon you, exclusive of the day of service. If you fail to do so, judgment by default will be taken against you for the relief demanded in the Complaint. Alternative dispute resolution may be available under the General Rules of Practice for the District Courts. Dated: October 8, 2010 \s\ Robert J. Bruno (#12415) ROBERT J. BRUNO, LTD. Attorney for Plaintiff 1601 E. Highway 13, Suite 107 Burnsville, MN 55337 952/890-9171 2467910 1/6-1/20/11P

NOTICE OF SALE OF PERSONAL PROPERTY TO SATISFY LIEN THEREON NOTICE IS HEREBY GIVEN that the personal property described as follows: 1988 FAIR manufactured home, VIN# MY8863687 currently located at 7119 - 123RD St. West, Apple Valley, Minnesota 55124, together with all miscellaneous personal property located therein will be sold at public auction by the Dakota County Sheriff on the 14th day of January, 2011 at 1:00 P.M., at Cedar Knolls Community Office, 12571 Garland Avenue, in the city of Apple Valley, County of Dakota, State of Minnesota, to pay and satisfy a lien which is claimed to be due thereon of Cherrybhen Tengco Roque (10/09/1978) Tony Kounlabout (07/10/1971)) as the owner(s) thereof to: Hometown Homes in the sum of Three-Thousand, Eight-Hundred, Sixty-Two Dollars and 75/100 ($3,862.75) computed to the day of said sale, exclusive of the expenses of said sale and of the advertising thereof, together with the necessary expenses of advertising and making said sale; and that the grounds of said lien are storage of and care for tenant's personal property remaining on landlord's premises following abandonment by tenant. Dated: December 13, 2010 Carol Williams, Agent Hometown Homes 2456228 12/23/10-1/6/11

PUBLIC NOTICE

STATE OF WISCONSIN CIRCUIT COURT POLK COUNTY PUBLICATION AMENDED SUMMONS Case No. 10-CV-352 The Honorable Robert H. Rasmussen Case Code 30404 (Foreclosure of Mortgage) The amount claimed exceeds $5000.00 Wells Fargo Bank, NA d/b/a Americas Servicing Company, c/o America's Servicing Company, 3476 Stateview Boulevard, Fort Mill, SC 29715, Plaintiff vs. Paula K. Leaf a/k/a Paula Kay Leaf, 267 160th Ave., Turtle Lake, WI 54889-9146 and Mortgage One, Inc., 1400 Corporate Center Curve, Ste. 150, Eagan, MN 55121-1372, Defendants THE STATE OF WISCONSIN To each person named above as a defendant: You are hereby notified that the plaintiff named above has filed a lawsuit or other legal action against you. Within 40 days after January 6, 2011, you must respond with a written demand for a copy of the amended complaint. The demand must be sent or delivered to the court, whose address is 1005 W Main Street, Suite 300, Balsam Lake, WI 54810 and to Gray & Associates, L.L.P., plaintiff's attorney, whose address is 16345 West Glendale Drive, New Berlin, WI 53151-2841. You may have an attorney help or represent you. If you do not demand a copy of the amended complaint within 40 days, the court may grant judgment against you for the award of money or other legal action requested in the amended complaint, and you may lose your right to object to anything that is or may be incorrect in the amended complaint. A judgment may be enforced as provided by law. A judgment awarding money may become a lien against any real estate you own now or in the future, and may also be enforced by garnishment or seizure of property. Dated this 21st day of December, 2010. Patricia C. Lonzo, State Bar No. 1045312, Gray & Associates, L.L.P., Attorneys for Plaintiff, 16345 West Glendale Drive, New Berlin, WI 53151-2841, (414) 224-8404, (414) 224-1235. Gray & Associates, L.L.P. is attempting to collect a debt on our client's behalf and any information obtained will be used for that purpose. If you have previously received a discharge in a chapter 7 bankruptcy case, this communication should not be construed as an attempt to hold you personally liable for the debt. 2469095 1/6-1/20/11P

PUBLIC NOTICE

PUBLIC NOTICE

ORDER FOR HEARING AND NOTICE (PETITION FOR TERMINATION OF PARENTAL RIGHTS PROCEEDINGS) STATE OF MINNESOTA COUNTY OF DAKOTA COUNTY COURT JUVENILE DIVISION File No. HA-JV-10-4174 In the Matter of the Welfare of D.D.G., Child. TO: Daniel Coleman Social Worker, Christopher P’Simer, having filed in this Court, a petition alleging among other things that the above named child is, in need of protection or services, in this, viz: All rights of the parent(s) to the child should be terminated pursuant to Minnesota Statutes, Section: 260C.301, Subd. 1(b)(1), because the parent(s) have abandoned the child. 260C.301, Subd. 1(b)(2), because the parent(s) have substantially, continuously, or repeatedly refused or neglected to comply with the duties imposed upon the parents by the parent/child relationship, including but not limited to providing the child with necessary food, clothing, shelter, education, and other care and control necessary for the child’s physical, mental or emotional health and development, if the parents are physically and financially able, and either reasonable efforts by the social services agency have failed to correct the conditions that formed the basis of the petition or reasonable efforts would be futile and therefore unreasonable. 260C.301, Subd. 1(b)(7), because the child was born to a mother who was not married to the child’s father when the child was conceived nor when the child was born, the person is not entitled to notice of an adoption hearing under section 259.49 and the person has not registered with the father’s adoption registry under section 259.52. If you fail to appear for this hearing the court may conduct the hearing in your absence and it may result in the termination of your parental rights. IT IS ORDERED that said petition be heard and the facts concerning such child be examined by the Court in the County Court Room, in the Court House, in Hastings, Minnesota, on January 26, 2011 at 9:00 am, or as soon thereafter as said matter can be heard; IT IS FURTHER ORDERED that notice hereof be given to the following named persons by three weeks publication in a legal newspaper as provided by law, viz: Daniel Coleman. Dated: December 15, 2010 Richard Spicer Judge 2456683 12/23/10-1/6/11

ORDER FOR HEARING AND NOTICE (PETITION FOR TERMINATION OF PARENTAL RIGHTS PROCEEDINGS) STATE OF MINNESOTA COUNTY OF DAKOTA COUNTY COURT JUVENILE DIVISION File No. HA-JV-10-4072 In the Matter of the Welfare of T.M.P.C., Child. TO: JOSEPH MARK JOHNSON, aka JOSEPH MARTIN JOHNSON MELISSA MARIE LOUCKS, having filed in this Court, a petition alleging among other things that the above named child is, in need of protection or services, in this, viz: pursuant to the terms of Minnesota Statutes Section 260C.301, subd.1(b), the parental rights of the biological father should be terminated as his conduct constitutes an abandonment of the above named child. IT IS ORDERED that said petition be heard and the facts concerning such child be examined by the Court in the County Court Room, in the Court House, in Hastings, Minnesota, on JANUARY 26, 2011 at 8:30AM, or as soon thereafter as said matter can be heard; IT IS FURTHER ORDERED that notice hereof be given to the following named persons by three weeks publication in a legal newspaper as provided by law, viz: JOSEPH MARK JOHNSON, aka JOSEPH MARTIN JOHNSON. IF YOU FAIL TO APPEAR THE COURT MAY CONDUCT THE HEARING IN YOUR ABSENCE AND THE HEARING MAY RESULT IN THE TERMINATION OF YOUR PARENTAL RIGHTS. Dated: December 7, 2010 Judge RICHARD SPICER 2452762 12/23/10-1/6/11P

PUBLIC NOTICE

SUMMONS STATE OF MINNESOTA COUNTY OF DAKOTA DISTRICT COURT FIRST JUDICIAL DISTRICT CASE TYPE: 14 QUIET TITLE Court File No. 19HA-CV-10-7461 Frank M. Schoeben and Vicki A. Schoeben, Trustees of the Frank M. Schoeben Living Trust Dated October 8, 1996, Plaintiffs, vs Gilbert G. Pahl and Florence Pahl, husband and wife; the unknown heirs of Gilbert G. Pahl and Florence Pahl (if any); John Doe and Mary Roe; and all other persons unknown claiming any right, title, estate, interest or lien in the real estate described in the Complaint herein, Defendants. THE STATE OF MINNESOTA TO THE ABOVE-NAMED DEFENDANTS: You are hereby summoned and required to serve upon Plaintiffs’ attorney an Answer to the Complaint which is on file in the office of the Clerk of the above-named Court within twenty (20) days after service of this Summons upon you, exclusive of the day of service. If you fail to do so, judgment by default will be taken against you for the relief demanded in the complaint. This action involves, affects or brings in question real property situated in the County of Dakota, State of Minnesota, described as follows, to wit: That part of the South Half of the Southwest Quarter of Section 1, Township 114, Range 21, Dakota County, Minnesota lying north of the centerline of County Road No. 44, according to Dakota County Road Right of Way Map No. 86 (A.K.A. Klamath Trail, A.K.A. 169th Street West, A.K.A. Orchard Lake Road), and lying west of the centerline of County Road No. 5 according to Doc. No. 800588 Office of the County Recorder (A.K.A. C.S.A.H. No. 17, A.K.A. Lyndale Avenue, A.K.A. Kenwood Trail) and lying easterly and southerly of a line described as commencing at the southeast corner of said Southwest Quarter; thence North 89 degrees 52 minutes 15 seconds West assumed bearing along the south line of said Southwest Quarter a distance of 992.82 feet to the point of beginning of the line to be described; thence North 01 degrees 12 minutes 03 seconds West a distance of 709.08 feet; thence North 88 degrees 47 minutes 57 seconds East a distance of 234.74 feet to the centerline of said County Road No. 5 and said line there terminating. Exception Parcel PID No. 22-00110-010-54 The object of this action is to obtain a judgment that plaintiffs are the owners in fee of the above-described real property, as set forth in the complaint, and that none of the defendants have any right, title, estate or interest therein, lien thereon, or adverse claims thereto. Dated: 12/14, 2010 R. GLENN NORD & ASSOCIATES, P.A. \s\ R. Glenn Nord, Esq. Attorney Registration No. 79625 20686 Holyoke Avenue P.O. Box 427 Lakeville, MN 55044 (952) 469-4948 2467783 1/6-1/20/11

NOTICE OF AND ORDER FOR HEARING ON PETITION FOR FORMAL ADJUDICATION OF INTESTACY, DETERMINATION OF HEIRS, FORMAL APPOINTMENT OF PERSONAL REPRESENTATIVE AND NOTICE TO CREDITORS STATE OF MINNESOTA COUNTY OF DAKOTA DISTRICT COURT FIRST JUDICIAL DISTRICT Court File No.: 19HA-PR-10-728 In Re: Estate of ETHEL CLEO YOUNGSTROM, Decedent. It is Ordered and Notice is given that on January 24, 2011 at 9:00 A.M., a hearing will be held in this Court at Dakota County Judicial Center, 1560 Highway 55, Hastings, Minnesota, 55033 on a petition for the adjudication of intestacy and determination of decedent’s heirs, and for the appointment of Sharon Kay Banks, whose address is 9972- 105th Place North, Maple Grove, Minnesota 55369, as personal representative of the decedent’s estate in an unsupervised administration. Any objections to the petition must be raised at the hearing or filed with the Court prior to the hearing. If the petition is proper and no objections are filed or raised, the personal representative will be appointed with the full power to administer the decedent’s estate, including the power to collect all assets; to pay all legal debts, claims, taxes, and expenses; to sell real and personal property; and to do all necessary acts for the decedent’s estate. Notice is further given that, subject to Minn. Stat. § 524.3-801, all creditors having claims against the decedent’s estate are required to present the claims to the personal representative or to the Court within four (4) months after the date of this notice or the claims will be barred. Dated: 12/21/10 BY THE COURT Edward Lynch Judge of District Court Guzman Law Firm, P.A. Lori L. Guzman, Esq. MN# 285808 14847 Energy Way Apple Valley, MN 55124 Telephone: (952) 432-0648 Fax: (952) 431-2491 2461670 12/30/10-1/6/11

PUBLIC NOTICE

ADVERTISEMENT FOR BIDS DAKOTA COUNTY COMMUNITY DEVELOPMENT AGENCY (CDA) EAGAN, MN 55123 Notice is hereby given that sealed bids will be received by the Office of the Director of Housing Finance & Development, Dakota County CDA, Minnesota until 10:00 AM, Wednesday, January 26, 2011, at the office of Dakota County Community Development Agency, 1228 Town Centre Drive, Eagan, MN 55123, at which time they will be publicly opened and read aloud for the furnishing of all labor and materials for the Unit Flooring Replacement at Winsor Plaza Senior Apartments located at 20827 Howland Ave., Lakeville, MN. Bids received after this time and date will be rejected. No telephone bids or fax bids will be accepted. Bids shall be on the forms provided for that purpose and according to the Bidding Documents prepared by Dakota County CDA. Bids will be opened publicly and read aloud. A bid tabulation or other bid result will be furnished to the Bidders. Bids shall be addressed to: Dakota County CDA, 1228 Town Centre Drive, Eagan, MN 55123. A mandatory pre-bid walk-through is scheduled for Wednesday January 12, 2011 at 10:00 AM and is required of ALL bidders. Prospective bidders must meet at the front entrance to Winsor Plaza Bldg.-A no later than 10:00 AM. The pre-bid walk-through is mandatory and only those bidders who attend will have their bids considered at bid opening. Bidders must confirm of their intent to attend the walk-through by contacting the Project Coordinator, Bob Rosenthal at Dakota County CDA, 651-675-4483 no later than 3:00 PM Tuesday January 11, 2011. Failure of a bidder to attend the walk-thru immediately subjects his/her bid to disqualification. Specifications and bid documents for this project may not be available until Wednesday January 12, 2011. Bid security in the amount of 5% of the bid must accompany each bid in accordance with the Instruction to Bidders. Bids shall be directed to the Project Coordinator, securely sealed and endorsed upon the outside wrapper, with the Project Address and Bid Due Date. The CDA hereby notifies all bidders that in regard to any Contract entered into pursuant to this advertisement, Disadvantaged Business Enterprises (D.M.E.) will be afforded full opportunity to submit bids and / or proposals and will not be subjected to discrimination on the basis of race, color, sex, age, religion, or national origin. The Dakota County CDA reserves the right to reject any and all bids, to waive irregularities and informalities therein and to award the Contract in the best interest of the CDA. 2463073 12/30/10-1/6/11

ORDER AND NOTICE OF HEARING ON PETITION FOR FORMAL PROBATE OF WILL AND APPOINTMENT OF PERSONAL REPRESENTATIVE IN UNSUPERVISED ADMINISTRATION AND NOTICE TO CREDITORS STATE OF MINNESOTA COUNTY OF DAKOTA FIRST JUDICIAL DISTRICT DISTRICT COURT PROBATE DIVISION Court File No. 19HA-PR-10-737 In Re: Estate of Frances M. Polak, Deceased. TO ALL INTERESTED PERSONS AND CREDITORS: It is Ordered and Notice is hereby given that on the 24th day of January, 2011, at 9:00 a.m., a hearing will be held in the above named Court at the Dakota County Probate Court, 1560 Highway 55, Hastings, Minnesota, for the formal probate of an instrument purporting to be the will of the above-named decedent dated 9/16/2010, and for the appointment of Lisa A. Johnson, whose address is 20975 Iteri Avenue, Lakeville, MN 55044, as personal representative of the estate of the above named decedent in an unsupervised administration, and that any objections thereto must be filed with the Court. That, if proper, and no objections are filed, a personal representative will be appointed to administer the estate, to collect all assets, pay all legal debts, claims, taxes and expenses, and sell real and personal property, and do all necessary acts for the estate. Notice is further given that ALL CREDITORS having claims against said estate are required to present the same to said personal representative or to the Court Administrator within four months after the date of this notice or said claims will be barred. Date: 12/22/10 David Knutson Judge of District Court Frederick R. Kopplin Attorney at Law 5038 34th Avenue South Minneapolis, MN 55417 (612) 721-4488 I.D. #57563 2461919 12/30/10-1/6/11

PUBLIC NOTICE

ADVERTISEMENT FOR BIDS DAKOTA COUNTY COMMUNITY DEVELOPMENT AGENCY (CDA) EAGAN, MN 55123 Notice is hereby given that sealed bids will be received by the Office of the Director of Housing Finance & Development, Dakota County CDA, Minnesota until 10:30 AM, Wednesday, January 26, 2011, at the office of Dakota County Community Development Agency, 1228 Town Centre Drive, Eagan, MN 55123, at which time they will be publicly opened and read aloud for the furnishing of all labor and materials for the Unit Flooring & Common Area Carpeting Replacement at Main Street Manor Senior Apartments located at 8725- 209th Street, Lakeville, MN. Bids received after this time and date will be rejected. No telephone bids or fax bids will be accepted. Bids shall be on the forms provided for that purpose and according to the Bidding Documents prepared by Dakota County CDA. Bids will be opened publicly and read aloud. A bid tabulation or other bid result will be furnished to the Bidders. Bids shall be addressed to: Dakota County CDA, 1228 Town Centre Drive, Eagan, MN 55123. A mandatory pre-bid walk-through is scheduled for Thursday, January 13, 2011 at 10:00 AM and is required of ALL bidders. Prospective bidders must meet at the front entrance to Main Street Manor no later than 10:00 AM. The pre-bid walk-through is mandatory and only those bidders who attend will have their bids considered at bid opening. Bidders must confirm of their intent to attend the walk-through by contacting the Project Coordinator, Bob Rosenthal at Dakota County CDA, 651-675-4483 no later than 3:00 PM Wednesday January 12, 2011. Failure of a bidder to attend the walk-thru immediately subjects his/her bid to disqualification. Specifications and bid documents for this project may not be available until Thursday, January 13, 2011. Bid security in the amount of 5% of the bid must accompany each bid in accordance with the Instruction to Bidders. Bids shall be directed to the Project Coordinator, securely sealed and endorsed upon the outside wrapper, with the Project Address and Bid Due Date. The CDA hereby notifies all bidders that in regard to any Contract entered into pursuant to this advertisement, Disadvantaged Business Enterprises (D.M.E.) will be afforded full opportunity to submit bids and / or proposals and will not be subjected to discrimination on the basis of race, color, sex, age, religion, or national origin. The Dakota County CDA reserves the right to reject any and all bids, to waive irregularities and informalities therein and to award the Contract in the best interest of the CDA. 2463075 12/30/10-1/6/11

MINNESOTA SECRETARY OF STATE CERTIFICATE OF ASSUMED NAME Minnesota Statutes, Chapter 333 The filing of an assumed name does not provide a user with exclusive rights to that name. The filing is required for consumer protection in order to enable consumers to be able to identify the true owner of a business. 1. State the exact assumed name under which the business is or will be conducted: UNISPACE 2. State the address of the principal place of business: 14311 EWING AVENUE, BURNSVILLE, MN 55306 3. List the name and complete street address of all persons conducting business under the above Assumed Name, OR if an entity, provide the legal corporate, LLC, or Limited Partnership name and registered office address. OFFICE LINK DESIGN, LLC, 5450 WEST 83RD STREET, LOS ANGELES, CA 90045 4. I, the undersigned, certify that I am signing this document as the person whose signature is required, or as agent of the person(s) whose signature would be required who has authorized me to sign this document on his/her behalf, or in both capacities. I further certify that I have completed all required fields, and that the information in this document is true and correct and in compliance with the applicable chapter of Minnesota Statutes. I understand that by signing this document I am subject to the penalties of perjury as set forth in Section 609.48 as if I had signed this document under oath. Date: 11/11/10 Ronald Markham, Partner 2462440 12/30/10-1/6/11P

PUBLIC NOTICE

ORDER TO SHOW CAUSE STATE OF MINNESOTA COUNTY OF DAKOTA DISTRICT COURT FIRST JUDICIAL DISTRICT COURT FILE NO. 19HA-CV-10-7177 In the Matter of the Petition of: Federal National Mortgage Association, in Relation to Certificate of Title No. 129100 issued for land in the County of Dakota and State of Minnesota legally described as follows: Lot Sixteen (16), Block Four (4) in ROLLING OAKS SOUTH PLAT EIGHT, according to the recorded plat thereof. TO: KELLEY STISH; BRIDGEWATER BANK: and to parties, if any, in possession of said premises adverse to the Petitioner. Upon receiving and filing the Report of the Examiner of Titles in the above entitled matter, IT IS HEREBY ORDERED, that you and all persons interested, appear before this Court on the 23rd day of March, 2011, at 9:00 a.m. in the Dakota County Government Center, Hastings, Minnesota, and then, or as soon thereafter as said matter can be heard, show cause, if any there be, why this Court should not enter an Order as follows: That the Registrar of Titles, upon the filing with him of a certified copy of this Order, cancel Certificate of Title No. 129100 and enter a new Certificate of Title for the land therein described in favor of Federal National Mortgage Association, subject to the memorials of Document Nos. 140423 and 195307 but free from all other memorials now appearing on the present Certificate of Title, the last of which is Document No. 659681, and free also from the Memorial of this Order. IT IS FURTHER ORDERED, that this Order be served: a) at least 10 days prior to such hearing upon the above named parties residing in this State in the manner provided by law for the service of Summons in a civil action; b) it shall be served at least 14 days prior to such hearing upon any of the above named nonresidents by sending a copy of this Order to such nonresident at his post office address, by registered or certified mail, return receipt; c) it shall be served upon any party who cannot be found by two weeks published notice and by sending a copy of this Order at least 14 days prior to the hearing by first class mail to such party at this last known address and by sending another copy of this Order at least 14 days prior to the hearing by first class mail to his address as stated on the Certificate of Title if an address is so stated. DATED: 12/16/10 BY THE COURT: Pat Sutherland Judge of District Court APPROVED: JAMES P. O’CONNELL EXAMINER OF TITLES BY: JAMES P. O’CONNELL Attorney for Petitioner: Adam Soczynski Usset, Weingarden & Liebo, PLLP 4500 Park Glen Road Minneapolis, MN 55416 Attendance is not required at said hearing except to object to the entry of the above described Order. 2468774 1/6-1/13/11

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PUBLIC NOTICE

MINNESOTA SECRETARY OF STATE CERTIFICATE OF ASSUMED NAME Minnesota Statutes, Chapter 333 The filing of an assumed name does not provide a user with exclusive rights to that name. The filing is required for consumer protection in order to enable consumers to be able to identify the true owner of a business. 1. State the exact assumed name under which the business is or will be conducted: C.A. Davis Photography 2. State the address of the principal place of business: 14645 Portland Ave. S. #310, Burnsville, MN 55306 3. List the name and complete street address of all persons conducting business under the above Assumed Name, OR if an entity, provide the legal corporate, LLC, or Limited Partnership name and registered office address. Christa A. Davis, 14645 Portland Ave. S. #310, Burnsville, MN 55306 4. I, the undersigned, certify that I am signing this document as the person whose signature is required, or as agent of the person(s) whose signature would be required who has authorized me to sign this document on his/her behalf, or in both capacities. I further certify that I have completed all required fields, and that the information in this document is true and correct and in compliance with the applicable chapter of Minnesota Statutes. I understand that by signing this document I am subject to the penalties of perjury as set forth in Section 609.48 as if I had signed this document under oath. Date 11/16/2010 Christa A. Davis, Owner/Sole Proprietor 2467888 1/6-1/13/11P

PUBLIC NOTICE

ORDER TO SHOW CAUSE STATE OF MINNESOTA COUNTY OF DAKOTA DISTRICT COURT FIRST JUDICIAL DISTRICT COURT FILE NO. 19HA-CV-10-7180 In the Matter of the Petition of: Federal Home Loan Mortgage Corporation, In Relation to Certificate of Title No. 85066 issued for land in the County of Dakota and State of Minnesota legally described as follows: Apartment No. C-15, together with 1.104% of undivided interest in the common areas and facilities, Regency Condominium Homes, a condominium. TO: CORRINN A. DOBMEIER; WELLS FARGO BANK, N.A.; THE REGENCY HOMEOWNERS’ ASSOCIATION; and to parties, if any, in possession of said premises adverse to the Petitioner. Upon receiving and filing the Report of the Examiner of Titles in the above entitled matter, IT IS HEREBY ORDERED, that you and all persons interested, appear before this Court on the 23rd day of March, 2011, at 9:00 a.m. in the Dakota County Government Center, Hastings, Minnesota, and then, or as soon thereafter as said matter can be heard, show cause, if any there be, why this Court should not enter an Order as follows: That the Registrar of Titles, upon the filing with him of a certified copy of this Order, cancel Certificate of Title No. 85066 and enter a new Certificate of Title for the land therein described in favor of Federal Home Loan Mortgage Corporation, subject to the memorials of Document Nos. Bk 204/DEEDS pg 565, 57294, 58871, 76911, 79015 and 240029 but free from all other memorials now appearing on the present Certificate of Title, the last of which is Document No. 668270, and free also from the Memorial of this Order. IT IS FURTHER ORDERED, that this Order be served: a) at least 10 days prior to such hearing upon the above named parties residing in this State in the manner provided by law for the service of Summons in a civil action; b) it shall be served at least 14 days prior to such hearing upon any of the above named nonresidents by sending a copy of this Order to such nonresident at his post office address, by registered or certified mail, return receipt; c) it shall be served upon any party who cannot be found by two weeks published notice and by sending a copy of this Order at least 14 days prior to the hearing by first class mail to such party at this last known address and by sending another copy of this Order at least 14 days prior to the hearing by first class mail to his address as stated on the Certificate of Title if an address is so stated. DATED: 12/4/10 BY THE COURT: Patrice Sutherland Judge of District Court APPROVED: JAMES P. O’CONNELL EXAMINER OF TITLES BY: JAMES P. O’CONNELL Attorney for Petitioner: Adam Soczynski Usset, Weingarden & Liebo, PLLP 4500 Park Glen Road Minneapolis, MN 55416 Attendance is not required at said hearing except to object to the entry of the above described Order. 2462006 12/30/10-1/6/11

PUBLIC NOTICE PUBLIC NOTICE

INVITATION TO BID Notice is hereby given that sealed bids will be received by the office of the Director of Property Management, Dakota County CDA, Minnesota until 12:30 PM on January 25, 2011 at the office of the Dakota County Community Development Agency, 1228 Town Centre Drive, Eagan, Mn. 55123 at which time they will be publicly opened and read aloud for the furnishing of all labor and materials for the: Fire Sprinkler Inspection & Testing Services throughout Dakota County Bids shall be on the forms provided for that purpose and according to the Contract Documents prepared by the Dakota County CDA, 1228 Town Centre Drive, Eagan, Mn 55123. Bid forms and contract documents may be seen and obtained at the office of the Dakota County CDA, 1228 Town Centre Drive, Eagan, Mn 55123 (651) 675-4507. Bids shall be directed to the Contract Services Manager, securely sealed and endorsed upon the outside wrapper, "Formal Bid Do Not Open" with the project address and bid due date. The CDA hereby notifies all bidders that in regard to any Contract entered into pursuant to this advertisement; Disadvantaged Business Enterprises (DME) will be afforded full opportunity to submit bids and/or proposals and will not be subjected to discrimination on the basis of race, color, sex age, religion or national origin. If the Contract Price is $75,000 or more, Contractor shall at its own cost provide the CDA with performance bond pursuant to Minn. Stat. § 574.26 The Dakota County CDA reserves the right to reject any and all bids, to waive irregularities and informalities therein and to award the Contract in the best interests of the CDA. Juan Montoya Contract Services Manager Dakota County CDA Eagan, Minnesota (651)675-4507 2467894 1/6-1/13/11

PUBLIC NOTICE

ORDER TO SHOW CAUSE STATE OF MINNESOTA COUNTY OF DAKOTA DISTRICT COURT FIRST JUDICIAL DISTRICT COURT FILE NO. 19HA-CV-10-7179 In the Matter of the Petition of: Federal Home Loan Mortgage Corporation, In Relation to Certificate of Title No. 143578 issued for land in the County of Dakota and State of Minnesota legally described as follows: Unit No. 966103, CIC No. 481, Twin Pines Condominiums, a common interest community, located in the County of Dakota. TO: ELIZABETH TRAVIS; TWIN PINES CONDOMINIUM ASSOCIATION, INC.; and to parties, if any, in possession of said premises adverse to the Petitioner. Upon receiving and filing the Report of the Examiner of Titles in the above entitled matter, IT IS HEREBY ORDERED, that you and all persons interested, appear before this Court on the 23rd day of March, 2011, at 9:00 a.m. in the Dakota County Government Center, Hastings, Minnesota, and then, or as soon thereafter as said matter can be heard, show cause, if any there be, why this Court should not enter an Order as follows: That the Registrar of Titles, upon the filing with him of a certified copy of this Order, cancel Certificate of Title No. 143578 and enter a new Certificate of Title for the land therein described in favor of Federal Home Loan Mortgage Corporation, free from all other memorials now appearing on the present Certificate of Title, the last of which is Document No. 659735, and free also from the Memorial of this Order. IT IS FURTHER ORDERED, that this Order be served: a) at least 10 days prior to such hearing upon the above named parties residing in this State in the manner provided by law for the service of Summons in a civil action; b) it shall be served at least 14 days prior to such hearing upon any of the above named nonresidents by sending a copy of this Order to such nonresident at his post office address, by registered or certified mail, return receipt; c) it shall be served upon any party who cannot be found by two weeks published notice and by sending a copy of this Order at least 14 days prior to the hearing by first class mail to such party at this last known address and by sending another copy of this Order at least 14 days prior to the hearing by first class mail to his address as stated on the Certificate of Title if an address is so stated. DATED: 12/2/10 BY THE COURT: Patrice Sutherland Judge of District Court APPROVED: JAMES P. O’CONNELL EXAMINER OF TITLES BY: JAMES P. O’CONNELL Attorney for Petitioner: Adam Soczynski Usset, Weingarden & Liebo, PLLP 4500 Park Glen Road Minneapolis, MN 55416 Attendance is not required at said hearing except to object to the entry of the above described Order. 2461960 12/30/10-1/6/11

NOTICE AND ORDER OF HEARING ON PETITION FOR SUMMARY ASSIGNMENT OR DISTRIBUTION (EXEMPT ESTATE) STATE OF MINNESOTA COUNTY OF DAKOTA DISTRICT COURT PROBATE DIVISION FIRST JUDICIAL DISTRICT COURT FILE NO: 19HA-PR-10-732 ESTATE OF KELLY M. RELLER, DECEDENT. Notice is given that a petition has been filed requesting that the Estate assets be summarily assigned and distributed without probate administration. Any objections to the petition must be filed with the Court prior to or raised at the hearing. If proper, and if no objections or claims are filed or raised, the Court may issue a decree distributing or assigning the Estate’s assets. It is Ordered and Notice is now given that the Petition will be heard on 1-24-2011, at 9:00 a.m., by this Court at the Dakota County Judicial Center, 1560 Highway 55 West, Hastings, Minnesota 55033. Notice is further given that (subject to Minn. Stat. 524.3-801) all creditors having claims against the Estate are required to present the claims to the Court Administrator within four months after the date of this notice or the claims will be barred. Date: 12/22/10 RICHARD G. SPICER Judge Attorney for Petitioner Terrence A. Merritt Severson, Sheldon, Dougherty & Molenda, P.A. 7300 West 147th Street, Suite 600 Apple Valley, MN 55124 (952) 953-8824 (phone) (952) 432-3780 (fax) 2462174 12/30/10-1/6/11

PUBLIC NOTICE

INVITATION TO BID Notice is hereby given that sealed bids will be received by the office of the Director of Property Management, Dakota County CDA, Minnesota until 2:30 PM on January 13, 2011 at the office of the Dakota County Community Development Agency, 1228 Town Centre Drive, Eagan, Mn. 55123 at which time they will be publicly opened and read aloud for the furnishing of all labor and materials for the: Fire Safety Inspection & Equipment Testing Services throughout Dakota County Bids shall be on the forms provided for that purpose and according to the Contract Documents prepared by the Dakota County CDA, 1228 Town Centre Drive, Eagan, Mn 55123. Bid forms and contract documents may be seen and obtained at the office of the Dakota County CDA, 1228 Town Centre Drive, Eagan, Mn 55123 (651) 675-4507. Bids shall be directed to the Contract Services Manager, securely sealed and endorsed upon the outside wrapper, "Formal Bid Do Not Open" with the project address and bid due date. The CDA hereby notifies all bidders that in regard to any Contract entered into pursuant to this advertisement; Disadvantaged Business Enterprises (DME) will be afforded full opportunity to submit bids and/or proposals and will not be subjected to discrimination on the basis of race, color, sex age, religion or national origin. If the Contract Price is $75,000 or more, Contractor shall at its own cost provide the CDA with performance bond pursuant to Minn. Stat. § 574.26 The Dakota County CDA reserves the right to reject any and all bids, to waive irregularities and informalities therein and to award the Contract in the best interests of the CDA. Juan Montoya Contract Services Manager Dakota County CDA Eagan, Minnesota (651)675-4507 2462418 12/30/10-1/6/11

PUBLIC NOTICE

SUMMONS STATE OF MINNESOTA COUNTY OF DAKOTA DISTRICT COURT FIRST JUDICIAL DISTRICT Case Type: 14 Other Civil Reformation/Quiet Title Court File No. 19HA-CV-10-7283 __________________________________ Margaret Carol Kuettel, Plaintiff, v. Basic Builders, Inc., Nicole Marie Kuettel, James David Kuettel Jr., Donna Carol Parsons, the unknown heirs of James David Kuettel, deceased, and all other persons unknown claiming any right, title, estate, interest, or lien in the real estate described in the complaint herein. Defendants. __________________________________ THIS SUMMONS IS DIRECTED TO THE ABOVE-NAMED DEFENDANTS: 1. YOU ARE BEING SUED. The Plaintiff has started a lawsuit against you. The Plaintiff's Complaint against you is on file in the office of the court administrator of the above-named court. Do not throw these papers away. They are official papers that affect your rights. 2. YOU MUST REPLY WITHIN 20 DAYS TO PROTECT YOUR RIGHTS. You must give or mail to the person who signed this summons a written

who signed this summons a written response called an Answer within 20 days of the date on which this Summons is last published. You must send a copy of your Answer to the person who signed this Summons located at: Kalli L. Ostlie BEISEL & DUNLEVY, P.A. 282 U.S. Trust Building 730 Second Avenue South Minneapolis, MN 55402 3. YOU MUST RESPOND TO EACH CLAIM. The Answer is your written response to the Plaintiff's Complaint. In your Answer you must state whether you agree or disagree with each paragraph of the Complaint. If you believe the Plaintiff should not be given everything asked for in the Complaint, you must say so in your Answer. 4. YOU WILL LOSE YOUR CASE IF YOU DO NOT SEND A WRITTEN RESPONSE TO THE COMPLAINT TO THE PERSON WHO SIGNED T H I S S U M M O N S . If you do not answer within 20 days of the last date of publication of this Summons, you will lose this case. You will not get to tell your side of the story, and the Court may decide against you and award the Plaintiff everything asked for in the Complaint. If you do not want to contest the claims stated in the Complaint, you do not need to respond. A default judgment can then be entered against you for the relief requested in the Complaint. 5. LEGAL ASSISTANCE. You may wish to get legal help from a lawyer. If you do not have a lawyer, the Court Administrator may have information about places where you can get legal assistance. Even if you cannot get legal help, you must still provide a written Answer to protect your rights or you may lose the case. 6. ALTERNATIVE DISPUTE RESOLUTION. The parties may agree to or be ordered to participate in an alternative dispute resolution process under Rule 114 of the Minnesota General Rules of Practice. You must still send your written response to the Complaint even if you expect to use alternative means of resolving this dispute. 7. THIS LAWSUIT MAY AFFECT OR BRING INTO QUESTION TITLE TO REAL PROPERTY. This action involves, affects, or brings into question real property situated in the County of Dakota, legally described as: Lot 20, Block 6, Rolling Ridge. The purpose of this action is to obtain an order as follows: reforming, nunc pro tunc, the limited warranty deed executed by Basic Builders, Inc., dated September 30, 1991 and recorded October 28, 1991 with the Dakota County Recorder as document number 1011346 to show the grantees as "James David Kuettel and Margaret C a r o l K u e t t e l , a s j o i n t t e n a n t s ."; determining that Margaret Carol Kuettel is the surviving joint tenant fee simple owner of real property legally described as: Lot 20, Block 6, Rolling Ridge, Dakota County, Minnesota; and declaring that none of the defendants, or anyone claiming through them, has any outstanding right, title, estate, interest, or lien in or upon the above-described land as a result of the error in deed document number 1011346. 557.03 NOTICE OF NO PERSONAL CLAIM Pursuant to Minn. Stat. § 557.03 you are hereby served with notice that no personal claim is made against you and that any defendant upon whom this notice is served who unreasonably defends this action shall pay full costs to the plaintiff. Civil cases are subject to Alternative Dispute Resolution (ADR) processes as provided in Rule 114 of the Minnesota General Rules of Practice for District Courts. ADR includes mediation, arbitration, and other processes as set forth in the rules. You may contact the court administrator for more information about these processes and about resources available in your area. Kalli L. Ostlie (#0329678) BEISEL & DUNLEVY, P.A. 282 U.S. Trust Building 730 Second Avenue South Minneapolis, MN 55402 (612) 436-0019 Attorneys for Plaintiff Margaret Carol Kuettel 2462304 12/30/10-1/13/11

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: O c t o b e r 5 , 2006 MORTGAGORS: Julie R. Kelliher and Marc J. Kelliher, wife and husband. MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded October 27, 2006, Dakota County Recorder, Document No. 2471638. ASSIGNMENTS OF MORTGAGE: Assigned to: Freedom Mortgage Corporation, Dated: October 28, 2010. TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 1000730-0081130023-5 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Freedom Mortgage Corpo-

������ ������ MORTGAGE: Freedom Mortgage Corpo ration RESIDENTIAL MORTGAGE SERVICER: LoanCare Servicing Center, Inc. MORTGAGED PROPERTY ADDRESS: 611 Maple Street, Farmington, MN 55024 TAX PARCEL I.D. #: 142690003000 LEGAL DESCRIPTION OF PROPERTY: Lot Three (3), of Field Addition to the Village of Farmington, Dakota County, Minnesota. COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $149,720.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $149,018.29 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: January 21, 2011 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on July 21, 2011. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: November 16, 2010. Freedom Mortgage Corporation Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 90-1977 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2436112 12/2/10-1/6/11

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: J a n u a r y 2 6 , 2009 MORTGAGOR: Kevin Yang Xiong fka Yang Xiong, A Single Person. MORTGAGEE: Mortgage Electronic Registration Systems, Inc.. DATE AND PLACE OF RECORDING: Recorded February 6, 2009, Dakota County Recorder, Document No. 2635705. ASSIGNMENTS OF MORTGAGE: Assigned to: CitiMortgage, Inc., Dated: November 9, 2010. TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100249120000174263 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Marketplace Home Mortgage, LLC RESIDENTIAL MORTGAGE SERVICER: CitiMortgage, Inc. MORTGAGED PROPERTY ADDRESS: 407 12th Street North, Farmington, MN 55024 TAX PARCEL I.D. #: 142250213004 LEGAL DESCRIPTION OF PROPERTY: Lot 13, Block 4, East Farmington Third Addition, according to the recorded plat thereof, in Dakota County, Minnesota COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $224,589.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $226,594.44 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee com-

������� �������of��Mortgagee ���� ��� Mortgagee/Assignee com

plied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: January 28, 2011 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on July 28, 2011. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: November 24, 2010. CitiMortgage, Inc. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 10-5023 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2435869 12/2/10-1/6/11

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: September 5, 2002 MORTGAGORS: Patrick J. Thompson and Lisa M. Thompson, husband and wife. MORTGAGEE: Mortgage Electronic Registration Systems, Inc.. DATE AND PLACE OF RECORDING: Recorded November 18, 2002, Dakota County Recorder, Document No. 1960969. ASSIGNMENTS OF MORTGAGE: Assigned to: CitiMortgage, Inc., Dated: August 9, 2007, Recorded: August 16, 2007, Document No. 2537842. TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100026900100457521 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Bell America Mortgage LLC DBA Bell Mortgage RESIDENTIAL MORTGAGE SERVICER: CitiMortgage, Inc. MORTGAGED PROPERTY ADDRESS: 15552 Float Lane, Apple Valley, MN 55124 TAX PARCEL I.D. #: 016340210650 LEGAL DESCRIPTION OF PROPERTY: unit No. 106, CIC No. 282, Regatta VillageHomes, Dakota County, Minnesota. COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $94,750.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $97,614.55 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: January 27, 2011 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption

���������� �� ���� �����


��� ������� �� ���� ������ ������ ������� ���������� ���� ��������� allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on July 27, 2011. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: November 19, 2010. CitiMortgage, Inc. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 10-4974 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2435836 12/2/10-1/6/11

PUBLIC NOTICE PUBLIC NOTICE PUBLIC NOTICE PUBLIC NOTICE PUBLIC NOTICE

MINNESOTA SECRETARY OF STATE CERTIFICATE OF ASSUMED NAME Minnesota Statutes, Chapter 333 The filing of an assumed name does not provide a user with exclusive rights to that name. The filing is required for consumer protection in order to enable consumers to be able to identify the true owner of a business. 1. State the exact assumed name under which the business is or will be conducted: Malecha Spreading 2. State the address of the principal place of business: 30282 Isle Avenue, Northfield, MN 55057 3. List the name and complete street address of all persons conducting business under the above Assumed Name, OR if an entity, provide the legal corporate, LLC, or Limited Partnership name and registered office address. Malecha Spreading, LLC, 30282 Isle Avenue, Northfield, MN 55057 4. I, the undersigned, certify that I am signing this document as the person whose signature is required, or as agent of the person(s) whose signature would be required who has authorized me to sign this document on his/her behalf, or in both capacities. I further certify that I have completed all required fields, and that the information in this document is true and correct and in compliance with the applicable chapter of Minnesota Statutes. I understand that by signing this document I am subject to the penalties of perjury as set forth in Section 609.48 as if I had signed this document under oath. Date: 12/9/10 Eric Malecha, Organizer 2467874 1/6-1/13/11P

PUBLIC NOTICE

PUBLIC NOTICE

MINNESOTA SECRETARY OF STATE CERTIFICATE OF ASSUMED NAME Minnesota Statutes, Chapter 333 The filing of an assumed name does not provide a user with exclusive rights to that name. The filing is required for consumer protection in order to enable consumers to be able to identify the true owner of a business. 1. State the exact assumed name under which the business is or will be conducted: UNISAN 2. State the address of the principal place of business: 14311 EWING AVENUE, BURNSVILLE, MN 55306 3. List the name and complete street address of all persons conducting business under the above Assumed Name, OR if an entity, provide the legal corporate, LLC, or Limited Partnership name and registered office address. Terence B. Markham, dba, Universal Sanitary Products, 5450 WEST 83RD STREET, LOS ANGELES, CA 90045 Ronald Markham dba, Universal Sanitary Products, 5450 WEST 83RD STREET, LOS ANGELES, CA 90045 4. I, the undersigned, certify that I am signing this document as the person whose signature is required, or as agent of the person(s) whose signature would be required who has authorized me to sign this document on his/her behalf, or in both capacities. I further certify that I have completed all required fields, and that the information in this document is true and correct and in compliance with the applicable chapter of Minnesota Statutes. I understand that by signing this document I am subject to the penalties of perjury as set forth in Section 609.48 as if I had signed this document under oath. Date: 11/11/10 Ronald Markham, Partner 2462451 12/30/10-1/6/11P

MINNESOTA SECRETARY OF STATE CERTIFICATE OF ASSUMED NAME Minnesota Statutes, Chapter 333 The filing of an assumed name does not provide a user with exclusive rights to that name. The filing is required for consumer protection in order to enable consumers to be able to identify the true owner of a business. 1. State the exact assumed name under which the business is or will be conducted: Colosimo Services 2. State the address of the principal place of business: 12315 Chinchilla Court, Rosemount, MN 55068 3. List the name and complete street address of all persons conducting business under the above Assumed Name, OR if an entity, provide the legal corporate, LLC, or Limited Partnership name and registered office address. Colosimo Industrial Piping and Controls, LLC, 12315 Chinchilla Court, Rosemount, MN 55068 4. I, the undersigned, certify that I am signing this document as the person whose signature is required, or as agent of the person(s) whose signature would be required who has authorized me to sign this document on his/her behalf, or in both capacities. I further certify that I have completed all required fields, and that the information in this document is true and correct and in compliance with the applicable chapter of Minnesota Statutes. I understand that by signing this document I am subject to the penalties of perjury as set forth in Section 609.48 as if I had signed this document under oath. Date: 12-20-10 Mary Albers, Managing Director 2470055 1/6-1/13/11P

MINNESOTA SECRETARY OF STATE CERTIFICATE OF ASSUMED NAME Minnesota Statutes, Chapter 333 The filing of an assumed name does not provide a user with exclusive rights to that name. The filing is required for consumer protection in order to enable consumers to be able to identify the true owner of a business. 1. State the exact assumed name under which the business is or will be conducted: WetzEnt Consulting 2. State the address of the principal place of business: 20599 Jupiter Path, Lakeville, MN 55044 3. List the name and complete street address of all persons conducting business under the above Assumed Name, OR if an entity, provide the legal corporate, LLC, or Limited Partnership name and registered office address. Kevin Earl Wetzel, 20599 Jupiter Path, Lakeville, MN 55044 4. I, the undersigned, certify that I am signing this document as the person whose signature is required, or as agent of the person(s) whose signature would be required who has authorized me to sign this document on his/her behalf, or in both capacities. I further certify that I have completed all required fields, and that the information in this document is true and correct and in compliance with the applicable chapter of Minnesota Statutes. I understand that by signing this document I am subject to the penalties of perjury as set forth in Section 609.48 as if I had signed this document under oath. Date: 11/29/2010 Kevin Earl Wetzel Owner 2469368 1/6-1/13/11P

PUBLIC NOTICE PUBLIC NOTICE PUBLIC NOTICE MINNESOTA SECRETARY OF STATE

MINNESOTA SECRETARY OF STATE CERTIFICATE OF ASSUMED NAME Minnesota Statutes, Chapter 333 The filing of an assumed name does not provide a user with exclusive rights to that name. The filing is required for consumer protection in order to enable consumers to be able to identify the true owner of a business. 1. State the exact assumed name under which the business is or will be conducted: International Services 2. State the address of the principal place of business: 511 E Travelers Trail, Burnsville, MN 55337 3. List the name and complete street address of all persons conducting business under the above Assumed Name, OR if an entity, provide the legal corporate, LLC, or Limited Partnership name and registered office address. AFC Travel, Inc., 511 E Travelers Trail, Burnsville, MN 55337 4. I, the undersigned, certify that I am signing this document as the person whose signature is required, or as agent of the person(s) whose signature would be required who has authorized me to sign this document on his/her behalf, or in both capacities. I further certify that I have completed all required fields, and that the information in this document is true and correct and in compliance with the applicable chapter of Minnesota Statutes. I understand that by signing this document I am subject to the penalties of perjury as set forth in Section 609.48 as if I had signed this document under oath. Date: 12.7.2010 Erik Skoog, President 2462952 12/30/10-1/6/11P

MINNESOTA SECRETARY OF STATE CERTIFICATE OF ASSUMED NAME Minnesota Statutes, Chapter 333 The filing of an assumed name does not provide a user with exclusive rights to that name. The filing is required for consumer protection in order to enable consumers to be able to identify the true owner of a business. 1. State the exact assumed name under which the business is or will be conducted: Foster-My-Pet 2. State the address of the principal place of business: 333 3rd Ave. S., South St. Paul, MN 55075 3. List the name and complete street address of all persons conducting business under the above Assumed Name, OR if an entity, provide the legal corporate, LLC, or Limited Partnership name and registered office address. Daniela Hsiung, 333 3rd Ave. S., South St. Paul, MN 55075 4. I, the undersigned, certify that I am signing this document as the person whose signature is required, or as agent of the person(s) whose signature would be required who has authorized me to sign this document on his/her behalf, or in both capacities. I further certify that I have completed all required fields, and that the information in this document is true and correct and in compliance with the applicable chapter of Minnesota Statutes. I understand that by signing this document I am subject to the penalties of perjury as set forth in Section 609.48 as if I had signed this document under oath. Date: 02-12-10 Daniela Hsiung 2462458 12/30/10-1/6/11P

MINNESOTA SECRETARY OF STATE CERTIFICATE OF ASSUMED NAME Minnesota Statutes, Chapter 333 The filing of an assumed name does not provide a user with exclusive rights to that name. The filing is required for consumer protection in order to enable consumers to be able to identify the true owner of a business. 1. State the exact assumed name under which the business is or will be conducted: Too Much Ado 2. State the address of the principal place of business: 17605 Hemlock Ave, Lakeville, MN 55044 3. List the name and complete street address of all persons conducting business under the above Assumed Name, OR if an entity, provide the legal corporate, LLC, or Limited Partnership name and registered office address. Erica McKinney, 17605 Hemlock Ave, Lakeville, MN 55044 4. I, the undersigned, certify that I am signing this document as the person whose signature is required, or as agent of the person(s) whose signature would be required who has authorized me to sign this document on his/her behalf, or in both capacities. I further certify that I have completed all required fields, and that the information in this document is true and correct and in compliance with the applicable chapter of Minnesota Statutes. I understand that by signing this document I am subject to the penalties of perjury as set forth in Section 609.48 as if I had signed this document under oath. Date: December 9, 2010 Erica McKinney, Owner 2470039 1/6-1/13/11P

PUBLIC NOTICE

CERTIFICATE OF ASSUMED NAME Minnesota Statutes, Chapter 333 The filing of an assumed name does not provide a user with exclusive rights to that name. The filing is required for consumer protection in order to enable consumers to be able to identify the true owner of a business. 1. State the exact assumed name under which the business is or will be conducted: Chik Wich #511 2. State the address of the principal place of business: 60 East Broadway #N-342, Bloomington, MN 55425 3. List the name and complete street address of all persons conducting business under the above Assumed Name, OR if an entity, provide the legal corporate, LLC, or Limited Partnership name and registered office address. Chin & Chin Enterprises, Inc., 3580 Aloma Ave., Suite 5, Winter Park, FL 32792 4. I, the undersigned, certify that I am signing this document as the person whose signature is required, or as agent of the person(s) whose signature would be required who has authorized me to sign this document on his/her behalf, or in both capacities. I further certify that I have completed all required fields, and that the information in this document is true and correct and in compliance with the applicable chapter of Minnesota Statutes. I understand that by signing this document I am subject to the penalties of perjury as set forth in Section 609.48 as if I had signed this document under oath. Date: 9/9/2010 David Hansen 2465565 1/6-1/13/11P

MINNESOTA SECRETARY OF STATE CERTIFICATE OF ASSUMED NAME Minnesota Statutes, Chapter 333 The filing of an assumed name does not provide a user with exclusive rights to that name. The filing is required for consumer protection in order to enable consumers to be able to identify the true owner of a business. 1. State the exact assumed name under which the business is or will be conducted: StayinAlive CPR 2. State the address of the principal place of business: 1848 Kathryn Circle, Eagan, MN 55122 3. List the name and complete street address of all persons conducting business under the above Assumed Name, OR if an entity, provide the legal corporate, LLC, or Limited Partnership name and registered office address. Gayle Moroney, 1848 Kathryn Circle, Eagan, MN 55122 4. I, the undersigned, certify that I am signing this document as the person whose signature is required, or as agent of the person(s) whose signature would be required who has authorized me to sign this document on his/her behalf, or in both capacities. I further certify that I have completed all required fields, and that the information in this document is true and correct and in compliance with the applicable chapter of Minnesota Statutes. I understand that by signing this document I am subject to the penalties of perjury as set forth in Section 609.48 as if I had signed this document under oath. Date: 10-7-10 Gayle Moroney Owner 2462471 12/30/10-1/6/11P

PUBLIC NOTICE PUBLIC NOTICE MINNESOTA SECRETARY OF STATE

MINNESOTA SECRETARY OF STATE CERTIFICATE OF ASSUMED NAME Minnesota Statutes, Chapter 333 The filing of an assumed name does not provide a user with exclusive rights to that name. The filing is required for consumer protection in order to enable consumers to be able to identify the true owner of a business. 1. State the exact assumed name under which the business is or will be conducted: Chik Wich #512 2. State the address of the principal place of business: 1178 Burnsville Center #FC-11, Burnsville, MN 55306 3. List the name and complete street address of all persons conducting business under the above Assumed Name, OR if an entity, provide the legal corporate, LLC, or Limited Partnership name and registered office address. Chin & Chin Enterprises, Inc., 3580 Aloma Ave., Suite 5, Winter Park, FL 32792 4. I, the undersigned, certify that I am signing this document as the person whose signature is required, or as agent of the person(s) whose signature would be required who has authorized me to sign this document on his/her behalf, or in both capacities. I further certify that I have completed all required fields, and that the information in this document is true and correct and in compliance with the applicable chapter of Minnesota Statutes. I understand that by signing this document I am subject to the penalties of perjury as set forth in Section 609.48 as if I had signed this document under oath. Date: 9/9/2010 David Hansen 2465535 1/6-1/13/11P

CERTIFICATE OF ASSUMED NAME Minnesota Statutes, Chapter 333 The filing of an assumed name does not provide a user with exclusive rights to that name. The filing is required for consumer protection in order to enable consumers to be able to identify the true owner of a business. 1. State the exact assumed name under which the business is or will be conducted: McLean-Liedman LLP 2. State the address of the principal place of business: 1097 Lincoln Ave, St. Paul, MN 55105 3. List the name and complete street address of all persons conducting business under the above Assumed Name, OR if an entity, provide the legal corporate, LLC, or Limited Partnership name and registered office address. Christopher McLean, 1097 Lincoln Ave, St. Paul, MN 55105 Tyler Liedman, 2417 Pleasant Ave, Apt 4, Minneapolis, MN 55404 4. I, the undersigned, certify that I am signing this document as the person whose signature is required, or as agent of the person(s) whose signature would be required who has authorized me to sign this document on his/her behalf, or in both capacities. I further certify that I have completed all required fields, and that the information in this document is true and correct and in compliance with the applicable chapter of Minnesota Statutes. I understand that by signing this document I am subject to the penalties of perjury as set forth in Section 609.48 as if I had signed this document under oath. Date: 12-07-10 Christopher D. McLean, Co-Owner 2465646 1/6-1/13/10P

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: A u g u s t 9 , 2002 MORTGAGORS: D o n B a n h a m a n d Melissa Banham, husband and wife. MORTGAGEE: Tradition Mortgage. DATE AND PLACE OF RECORDING: Registered May 13, 2003, Dakota County Registrar of Titles, Document No. 499224, Certificate of Title No. 121378, also recorded with the County Recorder on October 3, 2002 as Document No. 1943200. ASSIGNMENTS OF MORTGAGE: Assigned to: Wells Fargo Bank, N.A. successor by merger to Wells Fargo Home Mortgage, Inc. Dated: August 9, 2002, Registered: May 13, 2003, as Document No. 499225, and also recorded with the County Recorder on October 3, 2002, as Document No. 1943201. And thereafter assigned to: AmTrust Bank, F/K/A Ohio Savings Bank, Dated: July 1, 2003, Registered: December 24, 2007 as Document No. 621794 and by instrument Recorded: January 29, 2009, as Document No. 2633648. And thereafter assigned to: Mortgage Electronic Registration Systems, Inc., Dated: July 1, 2003, Recorded: July 9, 2007, as Document No. 2529044, and by Instrument dated Effective July 1, 2003, Registered: July 27, 2009, as Document No. T647972. And thereafter assigned to: Chase Home Finance LLC, Dated: July 9, 2009, Registered: July 27, 2009, as Document No. T647973, also recorded with the County Recorder on: July 27, 2009, as Document No. 2673775. Said Mortgage being Registered Land. TRANSACTION AGENT: NONE TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: NONE LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Tradition Mortgage RESIDENTIAL MORTGAGE SERVICER: Chase Home Finance LLC MORTGAGED PROPERTY ADDRESS: 18108 Jarl Court, Lakeville, MN 55044 TAX PARCEL I.D. #: 22-63101-010-05 LEGAL DESCRIPTION OF PROPERTY: Lot 1, Block 5, Raven Lake 2nd Addition, Dakota County, Minnesota. COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $300,700.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $308,631.62 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: January 28, 2011 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on July 28, 2011. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED." Dated: November 19, 2010. Chase Home Finance LLC Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 30-5838 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2435795 12/2/10-1/6/11

MINNESOTA SECRETARY OF STATE CERTIFICATE OF ASSUMED NAME Minnesota Statutes, Chapter 333 The filing of an assumed name does not provide a user with exclusive rights to that name. The filing is required for consumer protection in order to enable consumers to be able to identify the true owner of a business. 1. State the exact assumed name under which the business is or will be conducted: Caring for Feet & Toe Nails 2. State the address of the principal place of business: 4678 Ridge Cliff Drive, Eagan, MN 55122 3. List the name and complete street address of all persons conducting business under the above Assumed Name, OR if an entity, provide the legal corporate, LLC, or Limited Partnership name and registered office address. Julie Schmiesing, 4678 Ridge Cliff Dr., Eagan, MN 5122 4. I, the undersigned, certify that I am signing this document as the person whose signature is required, or as agent of the person(s) whose signature would be required who has authorized me to sign this document on his/her behalf, or in both capacities. I further certify that I have completed all required fields, and that the information in this document is true and correct and in compliance with the applicable chapter of Minnesota Statutes. I understand that by signing this document I am subject to the penalties of perjury as set forth in Section 609.48 as if I had signed this document under oath. Date: 8-25-2010 Julie Schmiesing RN 2467879 1/6-1/13/11P

PUBLIC NOTICE

MINNESOTA SECRETARY OF STATE CERTIFICATE OF ASSUMED NAME Minnesota Statutes, Chapter 333 The filing of an assumed name does not provide a user with exclusive rights to that name. The filing is required for consumer protection in order to enable consumers to be able to identify the true owner of a business. 1. State the exact assumed name under which the business is or will be conducted: Minnesota Response 2. State the address of the principal place of business: 30282 Isle Avenue, Northfield, MN 55057 3. List the name and complete street address of all persons conducting business under the above Assumed Name, OR if an entity, provide the legal corporate, LLC, or Limited Partnership name and registered office address. Minnesota Response, LLC, 30282 Isle Avenue, Northfield, MN 55057 4. I, the undersigned, certify that I am signing this document as the person whose signature is required, or as agent of the person(s) whose signature would be required who has authorized me to sign this document on his/her behalf, or in both capacities. I further certify that I have completed all required fields, and that the information in this document is true and correct and in compliance with the applicable chapter of Minnesota Statutes. I understand that by signing this document I am subject to the penalties of perjury as set forth in Section 609.48 as if I had signed this document under oath. Date: 12/9/10 Eric Malecha, Organizer 2467868 1/6-1/13/11P

PUBLIC NOTICE

MINNESOTA SECRETARY OF STATE CERTIFICATE OF ASSUMED NAME Minnesota Statutes, Chapter 333 The filing of an assumed name does not provide a user with exclusive rights to that name. The filing is required for consumer protection in order to enable consumers to be able to identify the true owner of a business. 1. State the exact assumed name under which the business is or will be conducted: International Travel 2. State the address of the principal place of business: 511 E Travelers Trail, Burnsville, MN 55337 3. List the name and complete street address of all persons conducting business under the above Assumed Name, OR if an entity, provide the legal corporate, LLC, or Limited Partnership name and registered office address. Centrav, Inc., 511 E Travelers Trail, Burnsville, MN 55337 4. I, the undersigned, certify that I am signing this document as the person whose signature is required, or as agent of the person(s) whose signature would be required who has authorized me to sign this document on his/her behalf, or in both capacities. I further certify that I have completed all required fields, and that the information in this document is true and correct and in compliance with the applicable chapter of Minnesota Statutes. I understand that by signing this document I am subject to the penalties of perjury as set forth in Section 609.48 as if I had signed this document under oath. Date: 12.7.2010 Timothy Skoog, President 2462905 12/30/10-1/6/11P

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PUBLIC NOTICE

NOTICE AND ORDER OF HEARING ON PETITION FOR PROBATE OF WILL AND APPOINTMENT OF PERSONAL REPRESENTATIVE AND NOTICE TO CREDITORS STATE OF MINNESOTA COUNTY OF DAKOTA DISTRICT COURT PROBATE DIVISION FIRST JUDICIAL DISTRICT Court File No. 19HA-PR-11-2 ESTATE OF DORIS MAY AKESON, DECEDENT It is Ordered and Notice is given that on February 7, 2011 at 9:00 a.m. a hearing will be held in this Court at 1560 Highway 55, Hastings, Minnesota, for the formal probate of an instrument purporting to be the will of Decedent, dated April 6, 2005, and for the appointment of ROBERT EDWARD ALEXON whose address is: 25603 Pillsbury Avenue, Lakeville, MN 55044 as personal representative of the Estate in an UNSUPERVISED administration. Any objections to the petition must be filed with the Court prior to or raised at the hearing. If proper and if no objections are filed or raised, the personal representative will be appointed with full power to administer the Estate, including the power to collect all assets, pay all legal debts, claims, taxes and expenses, to sell real and personal property, and do all necessary acts for the Estate. Notice is also given that (subject to Minn. Stat. 524.3-801) all creditors having claims against the Estate are required to present the claims to the personal representative or to the Court Administrator within four months after the date of this Notice or the claims will be barred. Date: 1/3/11 RICHARD G. SPICER Judge (COURT SEAL) Attorney For Personal Representative R. Glenn Nord, Esq. R. Glenn Nord & Associates, P.A. 20686 Holyoke Avenue P.O. Box 427 Lakeville, MN 55044 Phone: 952-469-4948 Fax: 952-469-4940 79625 2468949 1/6-1/13/11

PUBLIC NOTICE

NOTICE OF INFORMAL PROBATE OF WILL AND APPOINTMENT OF PERSONAL REPRESENTATIVE AND NOTICE TO CREDITORS STATE OF MINNESOTA COUNTY OF DAKOTA FIRST JUDICIAL DISTRICT DISTRICT COURT PROBATE DIVISION Court File No. 19HA-PR-10-716 Estate of Celester Birmingham, Decedent Notice is given that an application for informal probate of the Decedent’s Will dated November 1, 1985 (”Will”), has been filed with the Registrar. The application has been granted. Notice is also given that the Registrar has informally appointed Don L. Birmingham and Angela D. Roberts whose address is 2470 100th Av., Dresser, WI 54009 / 8109 Sierra Parkway, Brooklyn Pk, MN 55444 as Personal Representative of the Estate of the Decedent. Any heir, devisee or other interested person may be entitled to appointment as Personal Representative or may object to the appointment of the Personal Representative. Unless objections are filed with the Court (pursuant to Minn. Stat. 524.3-607) and the Court otherwise orders, the Personal Representative has full power to administer the Estate, including, after 30 days from the date of issuance of letters, the power to sell, encumber, lease or distribute real estate. Any objections to the probate of the Will or appointment of the Personal Representative must be filed with this Court and will be heard by the Court after the filing of an appropriate petition and proper notice of hearing. Notice is also given that (subject to Minn. Stat. 524.3-801) all creditors having claims against the Estate are required to present the claims to the Personal Representative or to the Court Administrator within four months after the date of this Notice or the claims will be barred. Dated: 12/14/10 RICHARD G. SPICER Judge Attorney for Applicant Don Birmingham 2470 100th Ave. Dresser, WI 54009 Attorney License No: pro se 2457365 12/30/10-1/6/11P

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: September 26, 2005 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $178,600.00 MORTGAGOR(S): Charles H. Hall and Rebecca J. Hall, husband and wife MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded: October 25, 2005 Dakota County Recorder Document Number: 2374353 ASSIGNMENTS OF MORTGAGE:

ASSIGNMENTS OF MORTGAGE: And assigned to: THE BANK OF NEW YORK MELLON FKA THE BANK OF NEW YORK AS TRUSTEE FOR THE CERTIFICATEHOLDERS CWALT, INC. ALTERNATIVE LOAN TRUST 2005-82 MORTGAGE PASS-THROUGH CERTIFICATES, SERIES 2005-82 Dated: November 01, 2010 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 1001337-0000894845-0 Lender or Broker: Countrywide Bank, N.A. Residential Mortgage Servicer: BAC Home Loans Servicing, L.P. Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 31 Pine Pl, Farmington, MN 55024-9685 Tax Parcel ID Number: 14-30200-060-06 LEGAL DESCRIPTION OF PROPERTY: Lot 6, Block 6, Glenview Townhomes and Commercial, Dakota County, Minnesota. AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $204,997.60 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: January 14, 2011 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on July 14, 2011, or the next business day if July 14, 2011 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: December 02, 2010 ASSIGNEE OF MORTGAGEE: THE BANK OF NEW YORK MELLON FKA THE BANK OF NEW YORK AS TRUSTEE FOR THE CERTIFICATEHOLDERS CWALT, INC. ALTERNATIVE LOAN TRUST 2005-82 MORTGAGE PASS-THROUGH CERTIFICATES, SERIES 2005-82 Wilford & Geske, P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 017969F01 2429077 12/2/10-1/6/11

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: J u n e 3 0 , 2004 MORTGAGORS: Neng Xiong and Ly Vang Xiong, husband and wife. MORTGAGEE: B a n k e r s M o r t g a g e Company, LLC. DATE AND PLACE OF RECORDING: Recorded July 27, 2004, Dakota County Recorder, Document No. 2230593. ASSIGNMENTS OF MORTGAGE: Assigned to: TCF Mortgage Corporation, Dated: June 30, 2004, Recorded: July 27, 2004, Document No. 2230594. And thereafter assigned to: Mortgage Electronic Registration Systems, Inc, Dated: May 1, 2006, Recorded: May 8, 2006, Document No. 2426779. And thereafter assigned to: U.S. Bank, N.A., Dated: October 26, 2010. TRANSACTION AGENT: NONE TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: NONE LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Bankers Mortgage Com-

MORTGAGE: Bankers Mortgage Com pany, LLC RESIDENTIAL MORTGAGE SERVICER: U.S. Bank Home Mortgage MORTGAGED PROPERTY ADDRESS: 703 Williams Drive, Hastings, MN 55033 TAX PARCEL I.D. #: 191750001037 LEGAL DESCRIPTION OF PROPERTY: Lot 1, Block 37, Century South, according to the recorded plat thereof, and situate in Dakota County, Minnesota COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $287,413.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $306,783.99 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: January 13, 2011 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on July 13, 2011. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: November 17, 2010. U.S. Bank, N. A. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 19-1404 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2436011 12/2/10-1/6/11

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: May 17, 2007 MORTGAGOR: Victoria Simondet, a single person. MORTGAGEE: Mortgage Electronic Registration Systems, Inc.. DATE AND PLACE OF RECORDING: Recorded May 30, 2007, Dakota County Recorder, Document No. 2520550. ASSIGNMENTS OF MORTGAGE: Assigned to: U.S. Bank, N.A., Dated: October 5, 2010. TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100021278908267581 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: U.S. Bank, N.A. RESIDENTIAL MORTGAGE SERVICER: U.S. Bank Home Mortgage MORTGAGED PROPERTY ADDRESS: 401 Burnsville Parkway East 105, Burnsville, MN 55337 TAX PARCEL I.D. #: 025200110500 LEGAL DESCRIPTION OF PROPERTY: Apartment No. 105, Apartment Ownership No. 18, Windham Hills, a condominium located in Dakota County, Minnesota COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $92,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $91,862.90 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or

required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: January 27, 2011 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on July 27, 2011. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: November 15, 2010. U.S. Bank, N. A. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 19-1338 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2435946 12/2/10-1/6/11

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE:N o v e m b e r 7 , 2005 MORTGAGORS:James P. McDonald and Beth K. Mclarnan, husband and wife. MORTGAGEE:Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Registered November 21, 2005, Dakota County Registrar of Titles, Document No. 579651, Certificate of Title No. 114351. ASSIGNMENTS OF MORTGAGE: Assigned to: CitiMortgage, Inc., Dated: April 3, 2006, Recorded: April 17, 2006, Document No. 588147. Said Mortgage being Registered Land. TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100011520032225056 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: CitiMortgage, Inc. RESIDENTIAL MORTGAGE SERVICER: CitiMortgage, Inc. MORTGAGED PROPERTY ADDRESS: 4805 Eriks Boulevard, Eagan, MN 55122 TAX PARCEL I.D. #: 107820002005 LEGAL DESCRIPTION OF PROPERTY: Lot 2, in Block 5 in Twin View Manor, together with a non-exclusive easement for drive purposes over and across the South 14 feet of the East 80 feet of Lot 1, Block 5, Twin View Manor, Dakota County, Minnesota. COUNTY IN WHICH PROPERTY IS LOCATED:Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE:$228,200.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE:$291,713.92 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: January 20, 2011 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disburse-

������ premises, and the costs and������ disburse ments, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on July 20, 2011. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE:None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: November 18, 2010. CitiMortgage, Inc. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 10-284 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2430502 12/2/10-1/6/11

PUBLIC NOTICE

NOTICE OF INFORMAL PROBATE OF WILL AND APPOINTMENT OF PERSONAL REPRESENTATIVE AND NOTICE TO CREDITORS STATE OF MINNESOTA COUNTY OF DAKOTA DISTRICT COURT PROBATE DIVISION FIRST JUDICIAL DISTRICT Court File No. 19HA-PR-11-4 ESTATE OF ESTHER REGINA DEY SOUKUP, DECEDENT Notice is given that an application for informal probate of the Decedent’s will dated 10/20/08, has been filed with the Registrar. The application has been granted. Notice is also given that the Registrar has informally appointed Patricia Louise Dey Harvey whose address is: 5301 Jackson Street, Omaha, NE 68106 as personal representative of the Estate of the Decedent. Any heir, devisee or other interested person may be entitled to appointment as personal representative or may object to the appointment of the personal representative. Unless objections are filed with the Court (pursuant to Minn. Stat. 524.3-607) and the Court otherwise orders, the personal representative has full power to administer the Estate including, after 30 days from the date of issuance of letters, the power to sell, encumber, lease or distribute real estate. Any objections to the probate of the will or appointment of the Personal Representative must be filed with this Court and will be heard by the Court after the filing of an appropriate petition and proper notice of hearing. Notice is also given that (subject to Minn. 524.3-801) all creditors having claims against the Estate are required to present the claims to the personal representative or to the Court Administrator within four months after the date of this Notice or the claims will be barred. Date: 1/4/11 RICHARD G. SPICER Judge Attorney For Personal Representative Dale J. Schoonover Fredrikson & Byron, P.A. 200 S. Sixth Street Suite 4000 Minneapolis, MN 55402 612-492-7000 Fax: 612-492-7077 Atty ID: 0254745 2469526 1/6-1/13/11

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: April 16, 2004 MORTGAGOR: S u s a n B o h l k e n , a single person. MORTGAGEE: L a k e l a n d M o r t g a g e Corp.. DATE AND PLACE OF RECORDING: Recorded May 10, 2004, Dakota County Recorder, Document No. 2202921. ASSIGNMENTS OF MORTGAGE: Assigned to: TCF Mortgage Corporation, Dated: April 16, 2004, Recorded: May 10, 2004, Document No. 2202922. And thereafter assigned to: Mortgage Electronic Registration Systems, Inc, Dated: May 1, 2006, Recorded: May 5, 2006, Document No. 2426248. And thereafter assigned to: U.S. Bank, N.A., Dated: October 14, 2010. TRANSACTION AGENT: NONE TRANSACTION AGENT'S MORT-

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MORT GAGE IDENTIFICATION NUMBER ON MORTGAGE: NONE LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Lakeland Mortgage Corp. RESIDENTIAL MORTGAGE SERVICER: U.S. Bank Home Mortgage MORTGAGED PROPERTY ADDRESS: 469 Tiffany Drive, Hastings, MN 55033 TAX PARCEL I.D. #: 191640011001 LEGAL DESCRIPTION OF PROPERTY: Lot 11, Block 1, Cari Park, according to the recorded plat thereof, and situate in Dakota County, Minnesota COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $126,800.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $118,158.84 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: January 28, 2011 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on July 28, 2011. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: November 15, 2010. U.S. Bank, N. A. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 19-1358 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2436045 12/2/10-1/6/11

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: April 28, 2006 MORTGAGOR: Jacqueline A. Harden, a single person. MORTGAGEE: Mortgage Electronic Registration Systems, Inc.. DATE AND PLACE OF RECORDING: Recorded June 5, 2006, Dakota County Recorder, Document No. 2435013. ASSIGNMENTS OF MORTGAGE: Assigned to: THE BANK OF NEW YORK MELLON F/K/A THE BANK OF NEW YORK AS TRUSTEE FOR THE CERTIFICATEHOLDERS CWABS, INC. ASSET-BACKED CERTIFICATES, SERIES 2006- 10, Dated: September 17, 2008, Recorded: October 9, 2008, Document No. 2617177. TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100015700067301511 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: America's Wholesale Lender RESIDENTIAL MORTGAGE SERVICER: BAC Home Loans Servicing L.P. MORTGAGED PROPERTY ADDRESS: 12916 Morgan Avenue South, Burnsville, MN 55337 TAX PARCEL I.D. #: 021950115001 LEGAL DESCRIPTION OF PROPERTY: Lot 15, Block 1, Dakota Place 2nd Addition, CIC No. 527. COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF

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��� ������� �� ���� ������ ������ ������� ���������� ���� ��������� ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $135,120.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $184,353.07 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: January 28, 2011 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on July 28, 2011. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: November 23, 2010. The Bank of New York Mellon, as Trustee Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 18-174 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2435767 12/2/10-1/6/11

PUBLIC NOTICE

NOTICE OF INFORMAL PROBATE OF WILL AND APPOINTMENT OF PERSONAL REPRESENTATIVE AND NOTICE TO CREDITORS STATE OF MINNESOTA COUNTY OF DAKOTA FIRST JUDICIAL DISTRICT DISTRICT COURT PROBATE DIVISION Court File No. 19HA-PR-10-731 Estate of Dorothy P. Rongitsch a/k/a Dorothy Rongitsch, Decedent Notice is given that an application for informal probate of the Decedent’s will dated 3/6/1990 and codicil to the will, dated 9/18/2003 (“Will”), has been filed with the Registrar. The application has been granted. Notice is also given that the Registrar has informally appointed Robert L. Rongitsch and Patricia Jette whose address is 7542 Silver Lake Road, Mounds View, MN 55112 and 7769 Hill Road, Woodbury, MN 55125, respectively as personal representative of the Estate of the Decedent. Any heir, devisee or other interested person may be entitled to appointment as personal representative or may object to the appointment of the personal representative. Unless objections are filed with the Court (pursuant to Minn. Stat. 524.3-607) and the Court otherwise orders, the personal representative has full power to administer the Estate, including, after 30 days from the date of issuance of letters, the power to sell, encumber, lease or distribute real estate. Any objections to the probate of the Will or appointment of the Personal Representative must be filed with this Court and will be heard by the Court after the filing of an appropriate petition and proper notice of hearing. Notice is also given that (subject to Minn. Stat 524.3-801) all creditors having claims against the Estate are required to present the claims to the personal representative or to the Court Administrator within four months after the date of this Notice or the claims will be barred. Dated: 12/21/10 RICHARD G. SPICER Judge Attorney for Applicant Darlene M. Cobian Briggs and Morgan, P.A. 332 Minnesota Street, Suite #W2200 St. Paul, MN 55101 Attorney License No: 234795 Telephone: 651.808.6597 FAX: 651.808.6450 Email: dcobian@briggs.com 2462002 12/30/10-1/6/11

PUBLIC NOTICE

NOTICE AND ORDER OF HEARING ON PETITION FOR FORMAL ADJUDICATION OF INTESTACY, DETERMINATION OF HEIRSHIP, APPOINTMENT OF PERSONAL REPRESENTATIVE AND NOTICE TO CREDITORS STATE OF MINNESOTA COUNTY OF DAKOTA DISTRICT COURT PROBATE DIVISION FIRST JUDICIAL DISTRICT Court File No. 19HA-PR-10-730 ESTATE OF Larry Lee Weber, DECEDENT It is Ordered and Notice is given that on 1-24-11 at 9:00 a.m. a hearing will be held in this Court at the Dakota County Judicial Center, Hastings, Minnesota, for the adjudication of intestacy and determination of heirship of the Decedent, and for the appointment of Nicholas B. Schutz whose address is: Suite 561, 11 East Superior Street, Duluth, Minnesota 55802 as personal representative of the Estate of the Decedent in an UNSUPERVISED administration. Any objections to the Petition must be filed with the Court prior to or raised at the hearing. If proper and if no objections are filed or raised, the personal representative will be appointed with full power to administer the Estate, including the power to collect all assets, pay a l l l e g a l d e b t s , c l a i m s , t a x e s a nd expenses, to sell real and personal property, and do all necessary acts for the Estate. Notice is also given that (subject to Minn. Stat. 524.3-801) all creditors having claims against the Estate are required to present the claims to the personal representative or to the Court Administrator within four months after the date of this Notice or the claims will be barred. Date: 12/21/10 Edward Lynch Judge (COURT SEAL) Attorney For Petitioner Catherine E. Baker Hanft Fride, A Professional Association 1000 U.S. Bank Place 130 West Superior Street Duluth, MN 55802-2094 (218)722-4766 Attorney Reg. No. 353875 2462354 12/30/10-1/6/11

PUBLIC NOTICE

NOTICE OF INFORMAL APPOINTMENT OF PERSONAL REPRESENTATIVE, AND NOTICE TO CREDITORS (INTESTATE) STATE OF MINNESOTA COUNTY OF Dakota DISTRICT COURT PROBATE DIVISION First JUDICIAL DISTRICT Court File No. 19HA-PR-10-727 ESTATE OF Brent Patrick Bystedt, DECEDENT Notice is given that an application for informal appointment of personal representative has been filed with the Registrar. No will has been presented for probate. The application has been granted. Notice is also given that the Registrar has informally appointed Jill Marie Bystedt whose address is 15821 Dupont Ave, Lakeville, MN 55044 as personal representative of the Estate of the Decedent. Any heir or other interested person may be entitled to appointment as personal representative or may object to the appointment of the personal representative. Unless objections are filed with the Court (pursuant to Minn. Stat. 524.3-607) and the Court otherwise orders, the personal representative has full power to administer the Estate including, after 30 days from the date of issuance of letters, the power to sell, encumber, lease or distribute real estate. Any objections to the probate of the will or appointment of the Personal Representative must be filed with this Court and will be heard by the Court after the filing of an appropriate petition and proper notice of hearing. Notice is also given that (subject to Minn. 524.3-801) all creditors having claims against the Estate are required to present the claims to the personal representative or to the Court Administrator within four months after the date of this Notice or the claims will be barred. Date: 12/21/10 RICHARD G. SPICER Judge Attorney For Personal Representative Warren E. Peterson Peterson, Fram & Bergman, P.A. Suite 800 55 East Fifth Street St. Paul, MN 55101-1718 651-290-6901 86423 2462228 12/30/10-1/6/11

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: M a r c h 2 6 , 2009 MORTGAGORS: Tommy J. Danyi and Amy E. Danyi, husband and wife.

Amy E. Danyi, husband and wife. MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded May 11, 2009, Dakota County Recorder, Document No. 2655834. ASSIGNMENTS OF MORTGAGE: Assigned to: CitiMortgage, Inc., Dated: November 9, 2010. TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100061907000086694 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Summit Home Mortgage, Inc. RESIDENTIAL MORTGAGE SERVICER: CitiMortgage, Inc. MORTGAGED PROPERTY ADDRESS: 18096 Ellice Lane, Farmington, MN 55024 TAX PARCEL I.D. #: 141950101006 LEGAL DESCRIPTION OF PROPERTY: Lot 1, Block 6, Dakota Estates 2nd Addition, Dakota County, Minnesota. COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $209,905.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $211,409.42 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: January 28, 2011 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on July 28, 2011. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: November 19, 2010. CitiMortgage, Inc. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 10-5010 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2436071 12/2/10-1/6/11

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: S e p t e m b e r 27, 2006 MORTGAGOR: Marilynn Toti, a married person. MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded October 17, 2006, Dakota County Recorder, Document No. 2468967. ASSIGNMENTS OF MORTGAGE: Assigned to: Chase Home Finance LLC, Dated: July 28, 2010, Recorded: August 2, 2010, Document No. 2743835. TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100013800903599930 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: GreenPoint Mortgage Funding, Inc. RESIDENTIAL MORTGAGE SERVICER: Chase Home Finance LLC MORTGAGED PROPERTY ADDRESS: 14519 Florissant Path, Apple Valley, MN 55124 TAX PARCEL I.D. #: 018361212020

TAX PARCEL I.D. #: 018361212020 LEGAL DESCRIPTION OF PROPERTY: Unit Number 2120, Common Interest Community Number 442, Midtown Place Condominium, Dakota County, Minnesota. COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $191,850.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $224,513.77 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: January 28, 2011 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on July 28, 2011. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: November 23, 2010. Chase Home Finance LLC Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 30-8755 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2435910 12/2/10-1/6/11

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE:September 18, 2008 MORTGAGOR:W i l l i a m D e w i n g , a single person. MORTGAGEE:Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded October 7, 2008, Dakota County Recorder, Document No. 2616556. ASSIGNMENTS OF MORTGAGE: Assigned to: CitiMortgage, Inc, Dated: May 26, 2010, Recorded: June 9, 2010, Document No. 2734495. TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100061907000060681 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Summit Mortgage Corporation RESIDENTIAL MORTGAGE SERVICER: CitiMortgage, Inc. MORTGAGED PROPERTY ADDRESS: 8050 Casper Way East, Inver Grove Heights, MN 55076 T A X P A R C E L I . D . # : 20-51001-020-01 LEGAL DESCRIPTION OF PROPERTY: Lot 2, Block 1, Nelsons Merrimac Second Addition COUNTY IN WHICH PROPERTY IS LOCATED:Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE:$183,037.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE:$198,787.09 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof;

thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: January 20, 2011 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on July 20, 2011 . MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE:None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: November 18, 2010. CitiMortgage, Inc. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 10-3997 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2430556 12/2/10-1/6/11

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: May 23, 2005 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $172,720.00 MORTGAGOR(S): Ken Denoma MORTGAGEE: First Franklin a Division of Nat. City Bank of IN DATE AND PLACE OF REGISTRATION: Registered with the Registrar of Titles in and for the County of Dakota, State of Minnesota, on the 6th day of September, 2005 as Document No. 573874 with Modification Agreement dated May 20, 2010, recorded October 7, 2010 as Document No. 668979 ASSIGNMENTS OF MORTGAGE: Assigned to Kondaur Capital Corporation, recorded May 1, 2009 as Document No. 643068; further assigned to Second Chance Finance Group, LLC, recorded May 1, 2009 as Document No. 643069 LEGAL DESCRIPTION OF PROPERTY: Lot Fourteen (14), Block Six (6 ) Dakota Hills REGISTERED PROPERTY PROPERTY ADDRESS: 1318 21st Street West, Hastings, MN 55033. COUNTY IN WHICH PROPERTY IS LOCATED: Dakota AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $183,297.46 THAT there has been compliance with all pre-foreclosure requirements; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; THAT pursuant to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of Dakota County as follows: DATE AND TIME OF SALE: January 21, 2011, at 10:00 a.m. PLACE OF SALE: Dakota County Sheriff's Office, Law Enforcement Center, 1580 Highway 55, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. The date on or before which the mortgagor must vacate the property if the mortgage is not reinstated under s e c t i o n 580.30 o r t h e p r o p e r t y redeemed under section 580.23 : July 21, 2011 at 11:59 p.m. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032 , DETERMINING,

, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. Dated: November 23, 2010 Second Chance Finance Group, LLC Assignee of Mortgagee HOELSCHER LAW FIRM, PLLC By: _________________________________ Brian G. Hoelscher #0238752 Attorneys for Assignee of Mortgagee 13100 Wayzata Boulevard, Suite 100 Minnetonka, MN 55305 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. FORECLOSURE DATA Minn. Stat. Sec. 580.025 (1) the physical street address, city, and zip code of the mortgaged premises is 1318 21st Street West, Hastings, MN 55033; (2) the name of the transaction agent, residential mortgage servicer, and the lender or broker, as defined in section 58.02, if the person holding the mortgage is a transaction agent as defined in section 58.02, subdivision 30 are as follows: - not applicable; or the name of the residential mortgage servicer and the lender or broker, as defined in section 58.02, if the person holding the mortgage is not a transaction agent as defined in section 58.02, subdivision 30 are as follows: residential mortgage servicer - BSI Financial Services, Inc., lender or broker - original lender First Franklin a Division of Nat. City Bank of IN, present holder Second Chance Finance Group, LLC; (3) the tax parcel identification number of the mortgaged premises is: 19-19500-140-06; (4) if stated on the mortgage, the transaction agent's mortgage identification number is: - not applicable; (5) if stated on the mortgage, the name of the residential mortgage originator as defined in section 58.02 is: First Franklin a Division of Nat. City Bank of IN 2431107 12/2/10-1/6/11

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: September 7, 2006 MORTGAGOR: Kevin Alfson, a single person. MORTGAGEE: Mortgage Electronic Registration Systems, Inc.. DATE AND PLACE OF RECORDING: Recorded October 24, 2006, Dakota County Recorder, Document No. 2470553. ASSIGNMENTS OF MORTGAGE: Assigned to: HSBC Bank USA, National Association for the ACE Securities Corp. Home Equity Loan Trust, Series 2006-NC3, Asset-Backed Pass-Through Certificates, Dated: February 18, 2010. TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100488910097224553 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: New Century Mortgage Corporation RESIDENTIAL MORTGAGE SERVICER: BAC Home Loans Servicing L.P. MORTGAGED PROPERTY ADDRESS: 1803 River Wood Drive, Burnsville, MN 55337 TAX PARCEL I.D. #: 023742703002 LEGAL DESCRIPTION OF PROPERTY: Unit 30, CIC No. 185, Itokah Valley Townhomes, a Condominium, Dakota County, Minnesota. COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $152,800.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $179,475.73 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: January 28, 2011 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwell-

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owner occupied, single family dwell ing, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on July 28, 2011. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: November 23, 2010. HSBC Bank USA, N.A. as trustee Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 18-961 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2435730 12/2/10-1/6/11

PUBLIC NOTICE

NOTICE OF INFORMAL PROBATE OF WILL AND APPOINTMENT OF PERSONAL REPRESENTATIVE AND NOTICE TO CREDITORS STATE OF MINNESOTA COUNTY OF DAKOTA DISTRICT COURT PROBATE DIVISION FIRST JUDICIAL DISTRICT Court File No. 19HA-PR-10-745 ESTATE OF Sharon M. Heinen, DECEDENT Notice is given that an application for informal probate of the Decedent’s will dated October 22, 1997, and codicil to the will dated August 21, 2009, and separate writing _____ under Minn. Stat. 524.2-513 (“Will”), has been filed with the Registrar. The application has been granted. Notice is also given that the Registrar has informally appointed Sue Ann Cairns whose address is: 1427 20th Avenue NE, Rochester, MN 55906 as personal representative of the Estate of the Decedent. Any heir, devisee or other interested person may be entitled to appointment as personal representative or may object to the appointment of the personal representative. Unless objections are filed with the Court (pursuant to Minn. Stat. 524.3-607) and the Court otherwise orders, the personal representative has full power to administer the Estate including, after 30 days from the date of issuance of letters, the power to sell, encumber, lease or distribute real estate. Any objections to the probate of the will or appointment of the Personal Representative must be filed with this Court and will be heard by the Court after the filing of an appropriate petition and proper notice of hearing. Notice is also given that (subject to Minn. 524.3-801) all creditors having claims against the Estate are required to present the claims to the personal representative or to the Court Administrator within four months after the date of this Notice or the claims will be barred. Dated: 12/28/10 RICHARD G. SPICER Judge Attorney For Personal Representative John E. Trojack John E. Trojack Law Office P.A. 1549 Livingston Avenue Suite 101 West St. Paul, MN 55118-3420 (651) 451-9696 110929 2463700 12/30/10-1/6/11

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: O c t o b e r 1 2 , 2001 MORTGAGORS: M a r j o r i e K . B a t e s and Michael F. Bates, wife and husband. MORTGAGEE: River City Mortgage Corp.. DATE AND PLACE OF RECORDING: Recorded November 29, 2001, Dakota County Recorder, Document No. 1834764. ASSIGNMENTS OF MORTGAGE: Assigned to: TCF Mortgage Corporation, Dated: October 12, 2001, Recorded: November 29, 2001, Document No. 1834765. And thereafter assigned to: Mortgage Electronic Registration Systems, Inc, Dated: May 1, 2006, Recorded: May 9, 2006, Document No. 2427182. And thereafter assigned to: U.S. Bank, N.A., Dated: November 9, 2010. TRANSACTION AGENT: NONE TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: NONE

MORTGAGE: NONE LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: River City Mortgage Corp. RESIDENTIAL MORTGAGE SERVICER: U.S. Bank Home Mortgage MORTGAGED PROPERTY ADDRESS: 15738 Chasewood Court, Rosemount, MN 55068 TAX PARCEL I.D. #: 346457520006 LEGAL DESCRIPTION OF PROPERTY: Lot 20, Block 6, Rosemount Commons, CIC No 267, Dakota County, Minnesota. COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $174,681.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $165,936.98 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: January 27, 2011 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on July 27, 2011. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: November 16, 2010. U.S. Bank, N. A. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 19-1505 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2435975 12/2/10-1/6/11

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE:April 30, 2004 MORTGAGOR:D a v i d A . R e u t e r , a single person. MORTGAGEE:Mortgage Electronic Registration Systems, Inc.. DATE AND PLACE OF RECORDING: Registered May 26, 2004, Dakota County Registrar of Titles, Document No. 537989, Certificate of Title No. 131824. ASSIGNMENTS OF MORTGAGE: Assigned to: U.S. Bank, N.A., Dated: October 5, 2010. Said Mortgage being Registered Land. TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100021278920258527 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: U.S. Bank, N.A. RESIDENTIAL MORTGAGE SERVICER: U.S. Bank Home Mortgage MORTGAGED PROPERTY ADDRESS: 5114 Hummingbird Lane, Farmington, MN 55024 TAX PARCEL I.D. #: 148250116408 LEGAL DESCRIPTION OF PROPERTY: Unit No. 164 Common Interest Community No. 323, a condominium, Vermillion Grove Condominiums, Dakota County, Minnesota. COUNTY IN WHICH PROPERTY IS LOCATED:Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE:$129,976.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE:$122,246.66

GAGEE:$122,246.66 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: January 21, 2011 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on July 21, 2011. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE:None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: November 15, 2010. U.S. Bank, N. A. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 19-1313 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2430580 12/2/10-1/6/11

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: J u n e 2 3 , 2003 MORTGAGORS: Nicholas S. Papes, Jr. and Margaret A. Papes, FKA Margaret A Glunz, husband and wife. MORTGAGEE: ABN Amro Mortgage Group, Inc., NKA CitiMortgage, Inc.. DATE AND PLACE OF RECORDING: Recorded August 12, 2003, Dakota County Recorder, Document No. 2092973. ASSIGNMENTS OF MORTGAGE: NONE TRANSACTION AGENT: NONE TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: NONE LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: ABN Amro Mortgage Group, Inc., NKA CitiMortgage, Inc. RESIDENTIAL MORTGAGE SERVICER: CitiMortgage, Inc. MORTGAGED PROPERTY ADDRESS: 16237 East 190th Street, Hastings, MN 55033 TAX PARCEL I.D. #: 33-25700-070-02 LEGAL DESCRIPTION OF PROPERTY: Lot 7, Block 2, Fawn Oaks, According to the record plat thereof, in Dakota County, Minnesota. COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $112,500.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $115,523.57 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: January 27, 2011 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption

allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on July 27, 2011. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: November 22, 2010. CitiMortgage, Inc. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 10-1349 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2435821 12/2/10-1/6/11

PUBLIC NOTICE

THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN: That Default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: 11/13/2007 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $440,500.00 MORTGAGOR: Jared D. Weniger and Meghan M. Weniger MORTGAGEE: U.S. Bank National Association ND DATE AND PLACE OF FILING: 12/13/2007 as Document Number 2561178 in the Office of the Recorder, Dakota County, Minnesota LEGAL DESCRIPTION OF PROPERTY: Lot 35, Block 3, Cobblestone Lake 3rd Addition, Common Interest Community Number 357, Cobblestone Lake, Dakota County, Minnesota STREET ADDRESS OF PROPERTY: 15678 Duck Pond Way, Apple Valley, MN 55124 COUNTY IN WHICH PROPERTY IS LOCATED: Dakota TAX PARCEL I.D. NO.: 011805235003 LENDER: U.S. Bank National Association ND RESIDENTIAL MORTGAGE SERVICER: U.S. Bank Consumer Finance TRANSACTION AGENT: None RESIDENTIAL MORTGAGE ORIGINATOR: U.S. Bank National Association ND THE AMOUNT CLAIMED TO BE DUE ON THE MORTGAGE ON THE DATE OF THE NOTICE: $461,795.14 THAT no action or proceeding has been instituted at law to recover the debt secured by said mortgage, or any part thereof; that there has been compliance with all preforeclosure notice and acceleration requirements of said mortgage, and/or applicable statutes; PURSUANT, to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: 02/04/2011 at 10:00 AM PLACE OF SALE: Dakota County Sheriff's Office, 1580 Highway 55, Hastings, MN 55033 to pay the debt then secured by said mortgage and taxes, if any actually paid by the mortgagee, on the premises and the costs and disbursement allowed by law. The time allowed by law for redemption by said mortgagor(s), their personal representatives or assigns is six (6) months from the date of sale. Unless said mortgage is reinstated or the property redeemed, or unless the time for redemption is reduced by judicial order, you must vacate the premises by 11:59 p.m. on 08/02/2011. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS THAT MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. Dated: 12/14/2010 U.S. Bank National Association ND Mortgagee; Dunakey & Klatt, P.C., By Brian Sayer Attorney for Mortgagee, 531 Commercial Street, P.O. Box 2363, Waterloo, IA 50701. THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2451578 12/16/10-1/20/11P

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PUBLIC NOTICE

ORDER TO SHOW CAUSE STATE OF MINNESOTA COUNTY OF DAKOTA DISTRICT COURT FIRST JUDICIAL DISTRICT COURT FILE NO. 19HA-CV-10-7184 In the Matter of the Petition of: Federal National Mortgage Association, in Relation to Certificate of Title No. 123879 issued for land in the County of Dakota and State of Minnesota legally described as follows: Lot Eleven (11), Block Five (5) in ROLLING OAKS SOUTH PLAT TWO, according to the plat thereof. TO: JULIE A FLEMING; MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC. AS NOMINEE FOR LENDER, CENTENNIAL, INC.; and to parties, if any, in possession of said premises adverse to the Petitioner. Upon receiving and filing the Report of the Examiner of Titles in the above entitled matter, IT IS HEREBY ORDERED, that you and all persons interested, appear before this Court on the 23rd day of March, 2011, at 9:00 a.m. in the Dakota County Government Center, Hastings, Minnesota, and then, or as soon thereafter as said matter can be heard, show cause, if any there be, why this Court should not enter an Order as follows: That the Registrar of Titles, upon the filing with him of a certified copy of this Order, cancel Certificate of Title No. 123879 and enter a new Certificate of Title for the land therein described in favor of Federal National Mortgage Association, subject to the memorials of Document Nos. 157420, 458531, 551643 and 563551 but free from all other memorials now appearing on the present Certificate of Title, the last of which is Document No. 660223, and free also from the Memorial of this Order. IT IS FURTHER ORDERED, that this Order be served: a) at least 10 days prior to such hearing upon the above named parties residing in this State in the manner provided by law for the service of Summons in a civil action; b) it shall be served at least 14 days prior to such hearing upon any of the above named nonresidents by sending a copy of this Order to such nonresident at his post office address, by registered or certified mail, return receipt; c) it shall be served upon any party who cannot be found by two weeks published notice and by sending a copy of this Order at least 14 days prior to the hearing by first class mail to such party at this last known address and by sending another copy of this Order at least 14 days prior to the hearing by first class mail to his address as stated on the Certificate of Title if an address is so stated. DATED: 12/16/10 BY THE COURT: Pat Sutherland Judge of District Court APPROVED: JAMES P. O’CONNELL EXAMINER OF TITLES BY: JAMES P. O’CONNELL Attorney for Petitioner: Adam Soczynski Usset, Weingarden & Liebo, PLLP 4500 Park Glen Road Minneapolis, MN 55416 Attendance is not required at said hearing except to object to the entry of the above described Order. 2469476 1/6-1/13/11

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: J u n e 2 0 , 2007 MORTGAGORS: A d a m J . H e g l a n d and Lisa J. Hegland, husband and wife. MORTGAGEE: Citibank, N.A. DATE AND PLACE OF RECORDING: Recorded June 10, 2010, Dakota County Recorder, Document No. 2734768. ASSIGNMENTS OF MORTGAGE: NONE TRANSACTION AGENT: NONE TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: NONE LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Citibank, N.A. RESIDENTIAL MORTGAGE SERVICER: Citi Home Equity MORTGAGED PROPERTY ADDRESS: 29455 Finch Court, Cannon Falls, MN 55009 TAX PARCEL I.D. #: 311750003001 LEGAL DESCRIPTION OF PROPERTY: Lot 3, Block 1, Country Aire Addition, Dakota County, Minnesota. COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $25,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $25,563.26 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law

or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: January 28, 2011 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on July 28, 2011. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: November 18, 2010. Citibank, N.A. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 11-102 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2436082 12/2/10-1/6/11

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: J a n u a r y 5 , 2007 MORTGAGORS: V. Barton Porter and Rebekah Porter, husband and wife. MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded February 15, 2007, Dakota County Recorder, Document No. 2496838. ASSIGNMENTS OF MORTGAGE: Assigned to: Deutsche Bank National Trust Company, as Trustee for American Home Mortgage Assets Trust 2007-2, Mortgage-Backed Pass-Through Certificates Series 2007-2, Dated: November 5, 2010. TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100024200015770874 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: American Brokers Conduit RESIDENTIAL MORTGAGE SERVICER: American Home Mortgage Servicing, Inc MORTGAGED PROPERTY ADDRESS: 13625 Fernando Avenue, Apple Valley, MN 55124 TAX PARCEL I.D. #: 013100318011 LEGAL DESCRIPTION OF PROPERTY: Lot 18, Block 11, Greenleaf Fourth Addition, Dakota County, Minnesota. COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $236,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $270,872.78 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: January 27, 2011 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of

���������� �� ���� �����


��� ������� �� ���� ������ ������ 5 8 2 . 0 3 2 , ������� DETERMINING, AMONG OTHER THINGS, THAT THE MORT���������� ���� ��������� within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on July 27, 2011. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: December 1, 2010. Deutsche Bank National Trust Company, as trustee Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 40-3194 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2443561 12/9/10-1/13/11

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. Notice is hereby given that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: November 11, 2005 MORTGAGOR: Renae M. Anderson, a single person MORTGAGEE: U.S. Bank National Association ND DATE AND PLACE OF RECORDING: Recorded: November 22, 2005 Dakota County Recorder Document #: 2383284 ASSIGNMENTS OF MORTGAGE: None LEGAL DESCRIPTION OF PROPERTY: LOT 2, BLOCK 3, SHANNON HILLS 2ND ADDITION, DAKOTA COUNTY, MINNESOTA. PARCEL ID #: 34-67426-020-03 PROPERTY ADDRESS: 14390 Cormorant Way, Rosemount, Minnesota 55068 TRANSACTION AGENT: N/A TRANSACTION AGENT ID NO.: N/A CURRENT MORTGAGE SERVICER: U.S. Bank National Association ND COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $252,800.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY PAID BY MORTGAGEE: $259,938.56 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; that no Mortgagors have been released from financial obligation on said Mortgage; that no action or proceeding has been instituted by law to recover that debt secured by said Mortgage, or any part thereof; that all conditions precedent to foreclose of the Mortgage and acceleration of the debt secures thereby have been fulfilled; PURSUANT to the power of sale therein contained, said Mortgage will be foreclosed and the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: January 27, 2011 at 10:00 am PLACE OF SALE: Dakota County Law Enforcement Center, Lobby S-100, 1580 Highway 55, Hastings, MN 55033 to pay the debt the debt then secured by the Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law, subject to redemption within six (6) months from the date of sale by the mortgagor, their personal representatives or assigns. DATE TO VACATE PROPERTY: The date on or before which the mortgagor must vacate the property if the mortgage is not reinstated under Minnesota Statutes section 580.30 nor the property redeemed under Minnesota Statutes sections 580.23 is July 27, 2011 at 11:59 p.m. If the foregoing date is Saturday, Sunday, or a legal holiday, then the date to vacate is the next business day at 11:59 p.m. MORTGAGOR RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG

GAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. Dated: November 23, 2010 U.S. Bank National Association ND Mortgagee Kenneth J. Johnson Minnesota State Bar No. 0246074 Johnson, Blumberg & Associates, LLC Attorney for Mortgagee 230 W. Monroe St., Ste. 1125 Chicago, IL 60606 Phone 312-541-9710 Fax 312-541-9711 2436750 12/9/10-1/13/11

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: December 1, 2005 MORTGAGOR: Nicole M. Patient, a single woman. MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded December 16, 2005, Dakota County Recorder, Document No. 2389450. ASSIGNMENTS OF MORTGAGE: Assigned to: Bank of America, National Association as successor by merger to LaSalle Bank, NA as Trustee for WMALT 2006-1, Dated: November 29, 2010 TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100431900103380851 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: New Century Mortgage Corporation RESIDENTIAL MORTGAGE SERVICER: Chase Home Finance LLC MORTGAGED PROPERTY ADDRESS: 4130 Rahn Road Unit B113, Eagan, MN 55122 TAX PARCEL I.D. #: 102247011303 LEGAL DESCRIPTION OF PROPERTY: Unit No. B113, CIC No. 468, Eagan Gardens, Dakota County, Minnesota COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $104,947.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $108,745.26 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: February 25, 2011 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on August 25, 2011. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: December 27, 2010. Bank of America, N.A., trustee Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 60-3330 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2469974 1/6-2/10/11

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: J a n u a r y 1 9 , 2009 MORTGAGORS: William Brown and Jill Brown, husband and wife. MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded January 30, 2009, Dakota County Recorder, Document No. 2634050. ASSIGNMENTS OF MORTGAGE: Assigned to: CitiMortgage, Inc, Dated: November 30, 2010. TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100061907000074500 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Summit Mortgage Corporation RESIDENTIAL MORTGAGE SERVICER: CitiMortgage, Inc. MORTGAGED PROPERTY ADDRESS: 1925 Marie Avenue, South Saint Paul, MN 55075-1849 TAX PARCEL I.D. #: 36-67500-020-00 LEGAL DESCRIPTION OF PROPERTY: Lot 2, Shannon's Replat COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $240,682.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $244,833.53 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: February 25, 2011 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on August 25, 2011. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: December 22, 2010. CitiMortgage, Inc. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 10-5175 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2463329 12/30/10-2/3/11

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: M a r c h 2 4 , 2004 MORTGAGORS: Clark C. McKenney and Lisa D. Mckenney, husband and wife. MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded April 22, 2004, Dakota County Recorder, Document No. 2197227. ASSIGNMENTS OF MORTGAGE: Assigned to: CitiMortgage, Inc., Dated: November 10, 2010. TRANSACTION AGENT: Mortgage

TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100073981126279588 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Bremer Bank, National Association RESIDENTIAL MORTGAGE SERVICER: CitiMortgage, Inc. MORTGAGED PROPERTY ADDRESS: 17178 Hamilton Drive, Lakeville, MN 55044 TAX PARCEL I.D. #: 221715011002 LEGAL DESCRIPTION OF PROPERTY: Lot 11, Block 2, Cherrywood Heights, Dakota County, Minnesota COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $216,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $199,718.78 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: February 4, 2011 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on August 4. 2011. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: December 1, 2010. CitiMortgage, Inc. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 10-5060 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2442171 12/9/10-1/13/11

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. Date: December 1, 2010 NOTICE IS HEREBY GIVEN THAT: 1. Default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: May 22, 2003 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $29,329.60 MORTGAGOR(S): Kurt Donaldson MORTGAGEE: Community Resource Bank DATE AND PLACE OF FILING: June 19, 2003, Dakota County (Doc. No: 2066226) ASSIGNMENTS OF MORTGAGE: None LEGAL DESCRIPTION OF PROPERTY: Lot 18, Block 2, Nordic Woods Fifth Addition, According to the Recorded Plat Thereof and Situated in Dakota County, Minnesota COUNTY IN WHICH PROPERTY IS LOCATED: Dakota THE AMOUNT CLAIMED TO BE DUE ON THE MORTGAGE ON THE DATE OF THE NOTICE: $22,302.07 THAT no action or proceeding has been instituted at law to recover the debt secured by said mortgage, or any part thereof; that there has been compliance with all pre-foreclosure notice and acceleration requirements of said mortgage, and/or applicable statutes; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of Dakota County as follows: DATE AND TIME OF SALE: January 26, 2011 (10:00 a.m.) P L A C E O F S A L E : Dakota County Sheriff’s Office 1580 Highway, 55 Hastings, MN 55033 to pay the debt then secured by said

to pay the debt then secured by said mortgage and taxes, if any actually paid by the mortgagee, on the premises and the costs and disbursements allowed by law. The time allowed by law for redemption by said mortgagors, their personal representatives or assigns in six (6) months from the date of sale. THE TIME ALLOWED BY LAW FOR R E D E M P T I O N B Y T H E M O R T G A G O R ( S ) , T H E MORTGAGOR(S)’ PERSONAL PRERESENTATIVES OR ASSIGNS MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. GECK, DUEA & OLSON, PLLC By: /e/Mark Duea ________ Mark E. Duea, Atty. ID No: 027351X Cove Place Professional Building 4770 White Bear Parkway, Suite 100 White Bear Lake, MN 55110 Telephone: 651-426-3249 NOTICE OF MORTGAGE FORECLOSURE SALE FORECLOSURE DATA (1) Street Address, city and zip code of mortgaged premises: 12805 Floral Avenue, Apple Valley, MN 55124 (2) Transaction agent; residential mortgage servicer and lender or broker: NA (3) Tax parcel identification number: 01-52004-180-02 (4) Transaction Agent’s mortgage ID number (MERS number): NA (5) Name or mortgage originator: Community Resource Bank 2439485 12/9-1/13/11

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: April 17, 2009 MORTGAGORS: Y e n g T h a o a n d Annie Vue, Both Single persons. MORTGAGEE: Mortgage Electronic Registration Systems, Inc.. DATE AND PLACE OF RECORDING: Recorded April 28, 2009, Dakota County Recorder, Document No. 2652849. ASSIGNMENTS OF MORTGAGE: Assigned to: CitiMortgage, Inc., Dated: November 9, 2010. TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100061907000091009 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Summit Mortgage Corporation RESIDENTIAL MORTGAGE SERVICER: CitiMortgage, Inc. MORTGAGED PROPERTY ADDRESS: 5264 186th Street West, Farmington, MN 55024 TAX PARCEL I.D. #: 145865004005 LEGAL DESCRIPTION OF PROPERTY: Lot 4, Block 5, Prairie Creek First Addition, Dakota County, Minnesota COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $236,328.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $238,302.62 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: January 28, 2011 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on July 28, 2011. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER

CIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: November 29, 2010. CitiMortgage, Inc. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 10-5008 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2443447 12/9/10-1/13/11

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE:M a r c h 1 9 , 2009 MORTGAGOR:William H. George, a single person. MORTGAGEE:Mortgage Electronic Registration Systems, Inc.. DATE AND PLACE OF RECORDING: Recorded March 31, 2009, Dakota County Recorder, Document No. 2646865. ASSIGNMENTS OF MORTGAGE: Assigned to: U.S. Bank, N.A., Dated: November 24, 2010. TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100315900000041078 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: River City Mortgage & Financial, LLC RESIDENTIAL MORTGAGE SERVICER: U.S. Bank Home Mortgage MORTGAGED PROPERTY ADDRESS: 5365 180th Street West, Farmington, MN 55024 TAX PARCEL I.D. #: 141950011008 LEGAL DESCRIPTION OF PROPERTY: LOT 11, BLOCK 8, DAKOTA COUNTY ESTATES. COUNTY IN WHICH PROPERTY IS LOCATED:Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE:$111,305.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE:$113,254.82 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: February 15, 2011 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on August 15, 2011. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE:None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: December 16, 2010. U.S. Bank, N. A. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 19-1584 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2464701 1/6-2/10/11

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PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: November 09, 2007 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $384,300.00 MORTGAGOR(S): Kathrine Lu Bringewatt, an unmarried woman MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded: December 24, 2007 Dakota County Recorder Document Number: 2563175 ASSIGNMENTS OF MORTGAGE: And assigned to: BAC Home Loans Servicing, LP Dated: December 21, 2010 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100039032137931123 Lender or Broker: Quicken Loans, Inc. Residential Mortgage Servicer: BAC Home Loans Servicing, L.P. Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 17833 Formosa Ave, Lakeville, MN 55044-4102 Tax Parcel ID Number: 22-18603-160-01 LEGAL DESCRIPTION OF PROPERTY: Lot 16, Block 1, Crossroads 4th Addition, Dakota County, Minnesota. AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $456,091.40 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: February 18, 2011 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on August 18, 2011, or the next business day if August 18, 2011 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: January 06, 2011 ASSIGNEE OF MORTGAGEE: BAC Home Loans Servicing, LP Wilford & Geske, P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 005494F02 2465078 1/6-2/10/11

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: M a r c h 2 5 , 2008 MORTGAGORS: Jessica L. Wuebker and Andrew H. Greenleaf, Both Single persons. MORTGAGEE: Mortgage Electronic Registration Systems, Inc.. DATE AND PLACE OF RECORDING: Recorded April 8, 2008, Dakota County Recorder, Document No. 2583204. ASSIGNMENTS OF MORTGAGE: Assigned to: CitiMortgage, Inc., Dated: November 9, 2010. TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100249120000140660

MORTGAGE: 100249120000140660 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Marketplace Home Mortgage, LLC RESIDENTIAL MORTGAGE SERVICER: CitiMortgage, Inc. MORTGAGED PROPERTY ADDRESS: 15428 Frost Path, Apple Valley, MN 55124 TAX PARCEL I.D. #: 014480030506 LEGAL DESCRIPTION OF PROPERTY: Unit No. 1305, Common Interest Community No. 377, Legacy Square Condominiums, Dakota County, Minnesota. COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $162,501.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $162,185.07 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: January 28, 2011 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on July 28,2011. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: November 29, 2010. CitiMortgage, Inc. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 10-5018 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2443465 12/9/10-1/13/11

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE Date: December 9, 2010 YOU ARE NOTIFIED THAT: 1. Default has occurred in the conditions of the Mortgage described as follows: Date of Mortgage: July 31, 2003 Mortgagor: Gayle E. Drewry Mortgagee: M&I Bank FSB, a Federal savings bank Date Recorded: September 19, 2003 Document No.: 2112583 Where Recorded: County Recorder of Dakota County, Minnesota Mortgage ID No.: 726-0002731784040854 2. The original principal amount secured by the Mortgage was: $189,000.00. 3. No action or proceeding at law is now pending to recover the debt secured by the Mortgage, or any part thereof, and no Mortgagor has been released from liability on the Mortgage. 4. The holder of the Mortgage has complied with all conditions precedent to acceleration of the debt secured by the Mortgage and foreclosure of the Mortgage, and all notice and other requirements of applicable statutes. 5. At the date of this notice, th e amount due on the Mortgage, and taxes, if any, paid by the holder of the Mortgage is: $175,076.59. 6. Pursuant to the power of sale in the Mortgage, the Mortgage will be foreclosed, and the land described as follows: Legal Description: COMMENCING AT A POINT ON THE SOUTH LINE OF THE NORTHWEST 1/4 OF SECTION 9, TOWNSHIP 27 NORTH, RANGE 23 WEST, SAID POINT BEING 282 FEET EAST OF THE SOUTHWEST CORNER OF SAID NORTHWEST 1/4; THENCE NORTH 22 DEGREES 53 MINUTES EAST 244.5 FEET ALONG THE EAST LINE OF STATE TRUNK HIGHWAY #13, THENCE EAST 241.7 FEET, THENCE SOUTH 22 DEGREES

FEET, THENCE SOUTH 22 DEGREES 53 MINUTES WEST 244.5 FEET TO SOUTH LINE OF SAID NORTHWEST 1/4, THENCE WEST 241.7 FEET TO THE POINT OF BEGINNING, DAKOTA COUNTY, MINNESOTA Property Address: 3170 Sibley Memorial Highway, Eagan, MN 55121 Parcel No(s): 10-00900-020-32 will be sold by the Sheriff of Dakota County, Minnesota, at public auction on January 24, 2011, at 10:00 a.m. at the Sheriff’s office, located at Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota, to pay the debt then secured by the Mortgage and taxes on said land, if any, paid by the holder of the Mortgage, and the costs and disbursements, including attorneys’ fees, allowed by law. 7. The time allowed by law for redemption by Mortgagor or Mortgagor’s personal representatives or assigns is six (6) months after the date of sale. Each holder of a junior lien may redeem in the order and manner provided in Minnesota Statutes Section 582.32, Subd. 9, beginning after the expiration of Mortgagor’s redemption period. 8. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR’S PERSONAL REPRESENTATIVES OR ASSIGNS MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. 9. If the Mortgage is not reinstated under Minnesota Statutes Section 580.30 or if the Mortgagor does not redeem under Minnesota Statutes Section 580.23, the Mortgagor must vacate the property subject to the Mortgage by 11:59 p.m. on July 24, 2011. GURSTEL CHARGO PA Attorneys for M&I Bank FSB, Mortgagee /s/ Marc L. Kruger Marc L. Kruger (Atty. No. 58609) 6681 Country Club Drive Golden Valley, MN 55427 (763) 267-6700 60364.23 / 726-00027317840-40854 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR 2429432 12/9/10-1/13/11

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: August 30, 2005 MORTGAGOR:Virginia A. Kaczmarek, a single person. MORTGAGEE:Mortgage Electronic Registration Systems, Inc.. DATE AND PLACE OF RECORDING: Recorded September 27, 2005, Dakota County Recorder, Document No. 2364837. ASSIGNMENTS OF MORTGAGE: Assigned to: Chase Home Finance LLC, Dated: March 6, 2009, Recorded: April 8, 2009, Document No. 2648760. TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100015901074393802 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: CTX Mortgage Company, LLC RESIDENTIAL MORTGAGE SERVICER: Chase Home Finance LLC MORTGAGED PROPERTY ADDRESS: 1524 139th Street West, Rosemount, MN 55068 T A X P A R C E L I . D . # : 34-48300-706-18 LEGAL DESCRIPTION OF PROPERTY: Unit No. 0706, Meadows of Bloomfield, Common Interest Community Number 470, Dakota County, Minnesota. COUNTY IN WHICH PROPERTY IS LOCATED:Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE:$125,200.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE:$147,438.73 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: January 28, 2011 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROP-

TIME AND DATE TO VACATE PROP ERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on July 28, 2011. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE:None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: November 23, 2010. Chase Home Finance LLC Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 30-6441 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2437027 12/9/10-1/13/11

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: April 21, 2008 MORTGAGOR: Michael J. White, a single person. MORTGAGEE: Mortgage Electronic Registration Systems, Inc.. DATE AND PLACE OF RECORDING: Recorded April 28, 2008, Dakota County Recorder, Document No. 2587376. ASSIGNMENTS OF MORTGAGE: Assigned to: CitiMortgage, Inc., Dated: November 10, 2010. TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100143500801110276 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: American Mortgage Corporation RESIDENTIAL MORTGAGE SERVICER: CitiMortgage, Inc. MORTGAGED PROPERTY ADDRESS: 231 Warburton Street West, South Saint Paul, MN 55075 TAX PARCEL I.D. #: 366582008004 LEGAL DESCRIPTION OF PROPERTY: Lot 8, Block 4, South St. Paul Syndicate Park, Dakota Co., Minn., according to the recorded plat thereof, and situate in Dakota County, Minnesota. COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $134,250.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $133,501.26 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: February 4, 2011 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on August 4, 2011. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF

������ ������ WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: December 2, 2010. CitiMortgage, Inc. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 10-5051 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2443373 12/9/10-1/13/11

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: July 10, 2007 MORTGAGORS: Jennifer L. Strunk and Ronald J. Strunk, wife and husband. MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded July 24, 2007, Dakota County Recorder, Document No. 2532137. ASSIGNMENTS OF MORTGAGE: Assigned to: CitiMortgage, Inc., Dated: October 23, 2008, Recorded: November 18, 2008, Document No. 2623223. And thereafter assigned to: Selene Finance, LP, Dated: January 20, 2010, Recorded: January 20, 2010, Document No. 2708853, as corrected by Corrective Assignment Dated: September 23, 2010. And thereafter assigned to: Selene RMOF REO Acquisition LLC, Dated: November 16, 2010. TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100401000000103484 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Heartland Bank RESIDENTIAL MORTGAGE SERVICER: Selene Finance, LP MORTGAGED PROPERTY ADDRESS: 1448 Woodhill Road, Burnsville, MN 55337 TAX PARCEL I.D. #: 028220205001 LEGAL DESCRIPTION OF PROPERTY: Lot 5, Block 1, Vista View Third Addition, Dakota County, Minnesota. COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $235,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $284,925.34 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: February 25, 2011 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on August 25, 2011. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: December 22, 2010. Selene RMOF REO Acquisition LLC Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 90-1942 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2469832 1/6-2/10/11

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PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: April 03, 2007 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $196,800.00 MORTGAGOR(S): Mark L. Norland and Jana A. Norland, husband and wife MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded: April 19, 2007 Dakota County Recorder Document Number: 2510858 ASSIGNMENTS OF MORTGAGE: And assigned to: Flagstar Bank, FSB Dated: December 17, 2010 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100202010002709494 Lender or Broker: The Lending Connection, Inc. Residential Mortgage Servicer: Flagstar Bank, FSB Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 16272 Fantasia Ave, Rosemount, MN 55068-1458 Tax Parcel ID Number: 22-21177-140-11 LEGAL DESCRIPTION OF PROPERTY: Lot 14, Block 11, Donnay's Valley Park 8th, according to the plat thereof now on file and of record in the office of the County Recorder within and for Dakota County, Minnesota. AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $195,386.46 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: February 18, 2011 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on August 18, 2011, or the next business day if August 18, 2011 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: January 06, 2011 ASSIGNEE OF MORTGAGEE: Flagstar Bank, FSB Wilford & Geske, P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 018054F01 2468951 1/6-2/10/11

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: September 06, 2005 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $196,000.00 MORTGAGOR(S): Gregory D. M. Carlson, unmarried MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded: October 26, 2005 Dakota County Recorder Document Number: 2374536 ASSIGNMENTS OF MORTGAGE: And assigned to: Colonial Savings, F.A. Dated: December 02, 2010 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100029006380483117 Lender or Broker: Colonial Savings, F.A.

���������� �� ���� �����


��� ������� �� ���� ������ ������ ������� PLACE OF SALE: Dakota County Law Enforcement Center, 1580 High���������� ���� ��������� F.A. Residential Mortgage Servicer: Colonial Savings Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 13025 Eveleth Ave, Apple Valley, MN 55124-5224 Tax Parcel ID Number: 01-31008-160-07 LEGAL DESCRIPTION OF PROPERTY: Lot Sixteen (16), Block Seven (7), Greenleaf Ninth Addition, Dakota County, Minnesota. AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $187,622.43 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: January 21, 2011 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on July 21, 2011, or the next business day if July 21, 2011 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: December 09, 2010 ASSIGNEE OF MORTGAGEE: Colonial Savings, F.A. Wilford & Geske, P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 018244F01 2442314 12/9/10-1/13/11

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: October 17, 2007 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $115,500.00 MORTGAGOR(S): Brian Fleming and Stacy A Fleming, husband and wife MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded: October 26, 2007 Dakota County Recorder Document Number: 2552941 ASSIGNMENTS OF MORTGAGE: And assigned to: BAC Home Loans Servicing, LP Dated: November 04, 2010 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 1001337-0002577102-6 Lender or Broker: Countrywide Bank, FSB Residential Mortgage Servicer: BAC Home Loans Servicing, L.P. Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 4110 Rahn Rd Apt 306, Eagan, MN 55122-2141 Tax Parcel ID Number: 10-22470-306-02 LEGAL DESCRIPTION OF PROPERTY: Unit No A306 CIC No 468 Eagan Garden Dakota County Minnesota AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $132,604.81 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: January 21, 2011 at 10:00 AM PLACE OF SALE: Dakota County

way 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on July 21, 2011, or the next business day if July 21, 2011 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: December 09, 2010 ASSIGNEE OF MORTGAGEE: BAC Home Loans Servicing, LP Wilford & Geske, P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 007750F03 2438938 12/9/10-1/13/11

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE:May 21, 2004 MORTGAGOR:Katheryn A. Andresen, a single person. MORTGAGEE:Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded July 7, 2004, Dakota County Recorder, Document No. 2222984. ASSIGNMENTS OF MORTGAGE: Assigned to: CitiMortgage, Inc, Dated: March 23, 2010, Recorded: April 6, 2010, Document No. 2723128. TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100137510000140592 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Lakeland Mortgage Corporation RESIDENTIAL MORTGAGE SERVICER: CitiMortgage, Inc. MORTGAGED PROPERTY ADDRESS: 1615 Clemson Drive Unit B, Eagan, MN 55122 T A X P A R C E L I . D . # : 10-75865-460-02 LEGAL DESCRIPTION OF PROPERTY: Lot 46, Block 2, The Trails of Thomas Lake. COUNTY IN WHICH PROPERTY IS LOCATED:Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE:$194,364.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE:$179,341.49 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: January 28, 2011 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is

redeemed under section 580.23 is 11:59 p.m. on July 28, 2011 . MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE:None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: November 24, 2010. CitiMortgage, Inc. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 10-5033 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2439136 12/9/10-1/13/11

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: J a n u a r y 2 8 , 2005 MORTGAGORS: Amy E. Andrews and Gretchen M. Courteau, both single. MORTGAGEE: Ameriquest Mortgage Company. DATE AND PLACE OF RECORDING: Registered March 1, 2005, Dakota County Registrar of Titles, Document No. 559961, Certificate of Title No. 124217. ASSIGNMENTS OF MORTGAGE: Assigned to: Deutsche Bank National Trust Company, as Trustee for Ameriquest Mortgage Securities Inc., Asset-Backed Pass-Through Certificates, Series 2005-R3, under the Pooling and Servicing Agreement Dated April 1, 2005, Dated: February 11, 2009, Recorded: April 7, 2009, Document No. T641793. Said Mortgage being Registered Land. TRANSACTION AGENT: NONE TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: NONE LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Ameriquest Mortgage Company RESIDENTIAL MORTGAGE SERVICER: American Home Mortgage Servicing, Inc MORTGAGED PROPERTY ADDRESS: 7024 Dawn Avenue, Inver Grove Heights, MN 55076 TAX PARCEL I.D. #: 207116108004 LEGAL DESCRIPTION OF PROPERTY: Lot 8, Block 4, in South Grove No. 12, According to the Recorded plat thereof on file and of record in the Office of the Register of Deeds, Dakota County, Minnesota. COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $215,250.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $244,089.74 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: February 3, 2011 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on August 3, 2011. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORT-

OTHER THINGS, THAT THE MORT GAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: December 1, 2010. Deutsche Bank National Trust Company, as trustee Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 40-3070 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2443534 12/9/10-1/13/11

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: November 19, 2003 MORTGAGORS: J o s e p h W . H a u c k and Colleen R. Hauck, husband and wife. MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded February 24, 2004, Dakota County Recorder, Document No. 2178484. ASSIGNMENTS OF MORTGAGE: Assigned to: Chase Home Finance, LLC, Dated: October 22, 2010, Recorded: October 28, 2010, Document No. 2762204. TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100038110017885022 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Freeland Financial Services RESIDENTIAL MORTGAGE SERVICER: Chase Home Finance LLC MORTGAGED PROPERTY ADDRESS: 1154 Cherokee Avenue, West Saint Paul, MN 55118 TAX PARCEL I.D. #: 427250022004 LEGAL DESCRIPTION OF PROPERTY: Lot 21 and the South 15 feet of Lot 22, Block 4, Staples Brothers Addition to St. Paul, No. 1, Dakota County, Minnesota COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $187,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $205,557.92 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: March 4, 2011 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on September 6, 2011. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: January 3, 2011. Chase Home Finance LLC Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 30-9419 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2469714 1/6-2/10/11

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: November 20, 2002 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $75,000.00 MORTGAGOR(S): Connie L. Dahlquist, unmarried MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded: February 27, 2003 Dakota County Recorder Document Number: 2006539 ASSIGNMENTS OF MORTGAGE: And assigned to: Nationstar Mortgage, LLC Dated: November 10, 2010 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100037506852251785 Lender or Broker: GMAC Mortgage Corporation Residential Mortgage Servicer: Nationstar Mortgage, LLC Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 3595 Blue Jay Way # 3200, Eagan, MN 55123-2443 Tax Parcel ID Number: 10 45050 037 04 LEGAL DESCRIPTION OF PROPERTY: Unit No. 3200, Lexington Place Condominium, Condominium File No. 66, a condominium located in Dakota County, Minnesota AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $80,865.19 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: February 18, 2011 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on August 18, 2011, or the next business day if August 18, 2011 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: January 06, 2011 ASSIGNEE OF MORTGAGEE: Nationstar Mortgage, LLC Wilford & Geske, P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 017953F01 2464729 1/6-2/10/11

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: December 16, 2005 MORTGAGORS: B a r b a r a M . V a s i l e and Anthony R. Vasile, Jr., wife and husband. MORTGAGEE: ABN Amro Mortgage Group, Inc. N/K/A CitiMortgage, Inc.. DATE AND PLACE OF RECORDING: Recorded January 23, 2006, Dakota County Recorder, Document No. 2399235. ASSIGNMENTS OF MORTGAGE: NONE TRANSACTION AGENT: NONE TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: NONE LENDER OR BROKER AND MORT-

LENDER OR BROKER AND MORT GAGE ORIGINATOR STATED ON MORTGAGE: ABN Amro Mortgage Group, Inc. N/K/A CitiMortgage, Inc. RESIDENTIAL MORTGAGE SERVICER: CitiMortgage, Inc. MORTGAGED PROPERTY ADDRESS: 13985 Fernando Avenue, Apple Valley, MN 55124 TAX PARCEL I.D. #: 018325001001 LEGAL DESCRIPTION OF PROPERTY: Lot 1, Block 1, Waterford Village, according to the map or plat thereof on file and of record in the Office of the County Recorder in and for Dakota County, Minnesota. COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $400,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $409,539.72 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: January 27, 2011 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on July 27,2011. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: November 29, 2010. CitiMortgage, Inc. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 10-5067 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2443420 12/9/10-1/13/11

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE:May 30, 2008 MORTGAGOR:Germaine L. Mattison, A Single Person. MORTGAGEE:Mortgage Electronic Registration Systems, Inc.. DATE AND PLACE OF RECORDING: Recorded June 5, 2008, Dakota County Recorder, Document No. 2594725. ASSIGNMENTS OF MORTGAGE: Assigned to: Chase Home Finance LLC, Dated: November 19, 2010. TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100229801000240972 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Prestige Mortgage LLC RESIDENTIAL MORTGAGE SERVICER: Chase Home Finance LLC MORTGAGED PROPERTY ADDRESS: 17623 Hyde Park Avenue, Lakeville, MN 55044 TAX PARCEL I.D. #: 228850401001 LEGAL DESCRIPTION OF PROPERTY: Lot 1, Block 1, Zweber Farm Fifth, Dakota County, Minnesota COUNTY IN WHICH PROPERTY IS LOCATED:Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE:$381,825.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE:$397,852.38 That prior to the commencement of this mortgage foreclosure proceeding

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this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: February 4, 2011 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on August 4, 2011. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE:None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: November 22, 2010. Chase Home Finance LLC Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 30-9727 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2439282 12/9/10-1/13/11

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: January 21, 2003 MORTGAGORS:Gene E. Kiecker, Jr. and Stacy M. Kiecker, Husband and Wife. MORTGAGEE:Mortgage Electronic Registration Systems, Inc.. DATE AND PLACE OF RECORDING: Recorded March 10, 2003, Dakota County Recorder, Document No. 2012077. ASSIGNMENTS OF MORTGAGE: Assigned to: Chase Home Finance LLC, Dated: November 19, 2010. TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100162500042944992 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Mortgage Source, Inc. RESIDENTIAL MORTGAGE SERVICER: Chase Home Finance LLC MORTGAGED PROPERTY ADDRESS: 17385 Fontana Path, Farmington, MN 55024 TAX PARCEL I.D. #: 221830109004 LEGAL DESCRIPTION OF PROPERTY: Lot 9, Block 4, Country Pond South 2nd Addition COUNTY IN WHICH PROPERTY IS LOCATED:Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE:$176,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE:$172,697.24 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: February 3, 2011 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their

said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on August 3, 2011. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE:None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: November 23, 2010. Chase Home Finance LLC Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 30-9741 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2439263 12/9/10-1/13/11

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE:December 22, 2006 MORTGAGORS:Nicholas Ludwig and Analise Ludwig, Married Couple. MORTGAGEE:Mortgage Electronic Registration Systems, Inc.. DATE AND PLACE OF RECORDING: Recorded January 18, 2007, Dakota County Recorder, Document No. 2489168. ASSIGNMENTS OF MORTGAGE: Assigned to: Chase Home Finance LLC, Dated: November 18, 2010. TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100162500019583005 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Ohio Savings Bank RESIDENTIAL MORTGAGE SERVICER: Chase Home Finance LLC MORTGAGED PROPERTY ADDRESS: 12883 Garrett Avenue, Apple Valley, MN 55124 TAX PARCEL I.D. #: 018472501003 LEGAL DESCRIPTION OF PROPERTY: Lot 1, Block 3, Woodside Estates, Dakota County, Minnesota COUNTY IN WHICH PROPERTY IS LOCATED:Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE:$179,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE:$174,049.98 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: January 28, 2011 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on July 28, 2011. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE:None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED

GAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: November 22, 2010. Chase Home Finance LLC Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 30-9693 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2439165 12/9/10-1/13/11

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: J a n u a r y 2 3 , 2007 MORTGAGOR: Kristine J. Gerold, a single person. MORTGAGEE: Homeservices Lending, LLC Series A d/b/a Edina Realty Mortgage. DATE AND PLACE OF RECORDING: Recorded February 8, 2007, Dakota County Recorder, Document No. 2494841. ASSIGNMENTS OF MORTGAGE: Assigned to: Mortgage Electronic Registration Systems, Inc., Dated: February 1, 2007, Recorded: May 29, 2007, Document No. 2520208. And thereafter assigned to: U.S. Bank, N.A., Dated: December 9, 2010. TRANSACTION AGENT: NONE TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: NONE LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Homeservices Lending, LLC Series A d/b/a Edina Realty Mortgage RESIDENTIAL MORTGAGE SERVICER: U.S. Bank Home Mortgage MORTGAGED PROPERTY ADDRESS: 14434 Portland Avenue, Burnsville, MN 55337 TAX PARCEL I.D. #: 028481318001 LEGAL DESCRIPTION OF PROPERTY: Lot 18, Block 1, Wood Park Plat Fourteen, Dakota County, Minnesota COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $136,500.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $134,369.20 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: February 24, 2011 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on August 24, 2011. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: December 21, 2010. U.S. Bank, N. A. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 19-1641 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2467761 1/6-2/10/11

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: July 19, 2006 MORTGAGORS: Nicholas Ludwig and Analise Ludwig, husband and wife. MORTGAGEE: J P M o r g a n C h a s e Bank, N.A. DATE AND PLACE OF RECORDING: R e c o r d e d A u g u s t 3 , 2006, D a k o t a County Recorder, Document No. 2450524. ASSIGNMENTS OF MORTGAGE: NONE TRANSACTION AGENT: NONE TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: NONE LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: JPMorgan Chase Bank, N.A. RESIDENTIAL MORTGAGE SERVICER: Chase Home Finance, LLC MORTGAGED PROPERTY ADDRESS: 12883 Garrett Avenue, Apple Valley, MN 55124 TAX PARCEL I.D. #: 018472501003 LEGAL DESCRIPTION OF PROPERTY: Lot 1, Block 3, Woodside Estates, Dakota County, Minnesota COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $100,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $99,185.43 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: February 25, 2011 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on August 25, 2011. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: December 17, 2010. JPMorgan Chase Bank, N.A. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 75-4286 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2463621 12/30/10-2/3/11

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE:June 24, 2004 MORTGAGORS:Paul T. Herzog and Eva Herzog, husband and wife. MORTGAGEE:Chase Home Finance, LLC S/B/M to Chase Manhattan Mortgage Corporation. DATE AND PLACE OF RECORDING: Recorded August 13, 2004, Dakota County Recorder, Document No. 2237590. A S S I G N M E N T S O F MORTGAGE:NONE TRANSACTION AGENT: NONE TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: NONE

������ ������ MORTGAGE: NONE LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Chase Home Finance, LLC S/B/M to Chase Manhattan Mortgage Corporation RESIDENTIAL MORTGAGE SERVICER: Chase Home Finance LLC MORTGAGED PROPERTY ADDRESS: 16290 Fernando Way, Rosemount, MN 55068 T A X P A R C E L I . D . # : 22-21177-070-10 LEGAL DESCRIPTION OF PROPERTY: Lot 7, Block 10, Donnay's Valley Park 8th Addition, Dakota County, Minnesota. COUNTY IN WHICH PROPERTY IS LOCATED:Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE:$218,250.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE:$224,481.35 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: February 4, 2011 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on August 4, 2011. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE:None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: December 1, 2010. Chase Home Finance LLC Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 30-8510 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2444728 12/16/10-1/20/11

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: January 12, 2005 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $300,000.00 MORTGAGOR(S): Jamie S. Trittelwitz and Mark A. Trittelwitz, wife and husband MORTGAGEE: Colorado Federal Savings Bank DATE AND PLACE OF RECORDING: Recorded: February 08, 2005 Dakota County Recorder Document Number: 2293944 ASSIGNMENTS OF MORTGAGE: And assigned to: MorEquity, Inc. Dated: January 21, 2005 Recorded: July 20, 2005 Dakota County Recorder Document Number: 2341914 Transaction Agent: Not Applicable Transaction Agent Mortgage Identification Number: Not Applicable Lender or Broker: Colorado Federal Savings Bank Residential Mortgage Servicer: MorEquity, Inc. Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 13070 Florida Ct, Apple Valley, MN 55124-7943 Tax Parcel ID Number: 01-52003-070-01 LEGAL DESCRIPTION OF PROPERTY: Lot 7, Block 1, Nordic Woods Fourth Addition, according to the map or plat thereof on file or of record in the office of the County Recorder in and for Dakota County, Minnesota. AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $281,827.19 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been insti-

������� �� has ���� no action or������� proceeding been��� insti

tuted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: January 28, 2011 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on July 28, 2011, or the next business day if July 28, 2011 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: December 16, 2010 ASSIGNEE OF MORTGAGEE: MorEquity, Inc. Wilford & Geske, P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 018524F01 2450070 12/16/10-1/20/11

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: J u n e 1 1 , 2007 MORTGAGORS: Todd C. Wylie and Teri A. Wylie, husband and wife. MORTGAGEE: J P M o r g a n C h a s e Bank, N.A. as successor by purchase by FDIC as receiver for Washington Mutual Bank f/k/a Washington Mutual Bank, FA DATE AND PLACE OF RECORDING: Recorded July 30, 2007, Dakota County Recorder, Document No. 2534071. ASSIGNMENTS OF MORTGAGE: NONE TRANSACTION AGENT: NONE TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: NONE LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Washington Mutual Bank, FA RESIDENTIAL MORTGAGE SERVICER: Chase Home Finance LLC MORTGAGED PROPERTY ADDRESS: 900 Ramsey Street, Hastings, MN 55033 TAX PARCEL I.D. #: 196690009001 LEGAL DESCRIPTION OF PROPERTY: Lot 9, Block 1, CIC No. 453, Schoolhouse Square, Dakota County, Minnesota. COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $230,320.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $123,207.66 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: February 11, 2011 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption

���������� �� ���� �����


��� ������� �� ���� ������ ������ ������� RESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDI���������� ���� ��������� allowed by law subject to redemption within twelve (12) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on February 13, 2012. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: December 3, 2010. JPMorgan Chase Bank, N.A. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 60-3335 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2451602 12/16/10-1/20/11

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: April 22, 2003 MORTGAGORS: J o h n W . L o v e a n d Kathryn A. Love, husband and wife. MORTGAGEE: Provincial Bank. DATE AND PLACE OF RECORDING: Recorded May 30, 2003, Dakota County Recorder, Document No. 2054786. ASSIGNMENTS OF MORTGAGE: Assigned to: TCF Mortgage Corporation, Dated: April 22, 2003, Recorded: May 30, 2003, Document No. 2054787. And thereafter assigned to: Mortgage Electronic Registration Systems, Inc, Dated: May 1, 2006, Recorded: May 10, 2006, Document No. 2428136. And thereafter assigned to: U.S. Bank, N.A., Dated: November 12, 2010. TRANSACTION AGENT: NONE TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: NONE LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Provincial Bank RESIDENTIAL MORTGAGE SERVICER: U.S. Bank Home Mortgage MORTGAGED PROPERTY ADDRESS: 16103 Excelsior Drive, Rosemount, MN 55068 TAX PARCEL I.D. #: 222086006001 LEGAL DESCRIPTION OF PROPERTY: Lot 6, Block 1, Dodd Pointe 1st Addition, Dakota County, Minnesota COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $175,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $161,244.88 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: February 4, 2011 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on August 4, 2011. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE

CIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: December 7, 2010. U.S. Bank, N. A. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 19-1532 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2451527 12/16/10-1/20/11

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: M a r c h 7 , 2006 MORTGAGORS: O l i v e r J a m e s B e l l and Madonna M. Bell, husband and wife. MORTGAGEE: Chase Bank USA, N.A. DATE AND PLACE OF RECORDING: Recorded April 25, 2006, Dakota County Recorder, Document No. 2423233. ASSIGNMENTS OF MORTGAGE: Assigned to: Chase Home Finance, LLC, Dated: October 3, 2007, Recorded: October 10, 2007, Document No. 2549730. TRANSACTION AGENT: NONE TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: NONE LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Chase Bank USA, N.A. RESIDENTIAL MORTGAGE SERVICER: Chase Home Finance, LLC MORTGAGED PROPERTY ADDRESS: 1033 Macarthur Avenue, West Saint Paul, MN 55118 TAX PARCEL I.D. #: 423400005002 LEGAL DESCRIPTION OF PROPERTY: Lot 5, Block 2, Hurley's Addition to West St. Paul, Dakota County, Minnesota. COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $199,750.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $213,288.95 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: February 25 , 2011 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on August 25, 2011. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: December 17, 2010. Chase Home Finance, LLC Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 75-4287 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2463586 12/30/10-2/3/11

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: July 16, 2004 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $122,360.00 MORTGAGOR(S): Marc T. Hansing, a single man MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded: August 19, 2004 Dakota County Recorder Document Number: 2239853 ASSIGNMENTS OF MORTGAGE: And assigned to: Central Mortgage Company Dated: December 27, 2010 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100015902074374586 Lender or Broker: CTX Mortgage Company, LLC Residential Mortgage Servicer: Central Mortgage Company Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 247 Tamarack Trl, Farmington, MN 55024-7117 Tax Parcel ID Number: 14-74900-103-05 LEGAL DESCRIPTION OF PROPERTY: Unit Number 103, Tamarack Ridge Carriage Homes, Common Interest Community Number 294, Dakota County, Minnesota. AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $116,749.31 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: February 18, 2011 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on August 18, 2011, or the next business day if August 18, 2011 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: January 06, 2011 ASSIGNEE OF MORTGAGEE: Central Mortgage Company Wilford & Geske, P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 018528F01 2468932 1/6-2/10/11

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: December 20, 2006 MORTGAGOR: Timothy S. Frey, an unmarried man. MORTGAGEE: BankUnited, FSB. DATE AND PLACE OF RECORDING: Recorded January 17, 2007, Dakota County Recorder, Document No. 2488832. ASSIGNMENTS OF MORTGAGE: Assigned to: BankUnited, Dated: November 16, 2010. TRANSACTION AGENT: NONE TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: NONE LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: BankUnited, FSB

MORTGAGE: BankUnited, FSB RESIDENTIAL MORTGAGE SERVICER: BankUnited MORTGAGED PROPERTY ADDRESS: 11641 Horizon Drive Unit 401, Burnsville, MN 55337 TAX PARCEL I.D. #: 022246040102 LEGAL DESCRIPTION OF PROPERTY: Unit No. 401, Common Interest Community No. 188, Eagles Ridge, Dakota County, Minnesota COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $193,500.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $206,125.95 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: January 28, 2011 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on July 28, 2011. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: November 24, 2010. BankUnited Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 51-266 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2443621 12/9/10-1/13/11

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: August 06, 2003 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $113,712.00 MORTGAGOR(S): Cory J. Wagner, an unmarried man and Ashley M. Johnson, an unmarried woman MORTGAGEE: World Savings Bank, FSB DATE AND PLACE OF RECORDING: Recorded: December 30, 2003 Dakota County Recorder Document Number: 2157846 Transaction Agent: Not Applicable Transaction Agent Mortgage Identification Number: Not Applicable Lender or Broker: World Savings Bank, FSB Residential Mortgage Servicer: Wachovia Mortgage, FSB Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 424 Frederick Cir, Hastings, MN 55033-2635 Tax Parcel ID Number: 19-17500-606-50 LEGAL DESCRIPTION OF PROPERTY: Unit Number 606, Hastings Century South, CIC # 336, Dakota County, MN. AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $128,508.61 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: January 21, 2011 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota

sota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on July 21, 2011, or the next business day if July 21, 2011 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: December 09, 2010 MORTGAGEE: Wells Fargo Bank, N.A. also known as Wachovia Mortgage, a division of Wells Fargo Bank, N.A., and formerly known as Wachovia Mortgage, FSB, formerly known as World Savings Bank, FSB. Wilford & Geske, P.A. Attorneys for Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 018396F01 2441258 12/9/10-1/13/11

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: November 26, 2001 MORTGAGORS: James B . Wheeler and Julie M. Wheeler, husband and wife. MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded January 4, 2002, Dakota County Recorder, Document No. 1847520. ASSIGNMENTS OF MORTGAGE: Assigned to: JPMorgan Chase Bank, National Association, Dated: November 1, 2010 TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100061901313000229 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Summit Mortgage Corporation RESIDENTIAL MORTGAGE SERVICER: Chase Home Finance LLC MORTGAGED PROPERTY ADDRESS: 19053 Everest Trail, Farmington, MN 55024 TAX PARCEL I.D. #: 147750301003 LEGAL DESCRIPTION OF PROPERTY: Lot 1, Block 3, Troyhill 4th Addition COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $184,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $168,848.27 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: February 4, 2011 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under sec-

mortgage is not reinstated under sec tion 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on August 4, 2011. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: December 3, 2010. JPMorgan Chase Bank, N.A. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 60-3272 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2451591 12/16/10-1/20/11

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: December 14, 1987 MORTGAGOR: John M. Parranto, a single person. MORTGAGEE: J P M o r g a n C h a s e Bank, N.A. as successor by purchase by FDIC as receiver for Washington Mutual Bank as successor by merger to Home Savings of America, F.A.. DATE AND PLACE OF RECORDING: Registered January 5, 1988, Dakota County Registrar of Titles, Document No. 197073, Certificate of Title No. 109791 ASSIGNMENTS OF MORTGAGE: NONE Said Mortgage being upon Registered Land TRANSACTION AGENT: NONE TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: NONE LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Home Savings of America, F.A. RESIDENTIAL MORTGAGE SERVICER: Chase Home Finance LLC MORTGAGED PROPERTY ADDRESS: 4797 Richard Lane, Eagan, MN 55122 TAX PARCEL I.D. #: 103297527001 LEGAL DESCRIPTION OF PROPERTY: Lot Twenty-seven (27), Block One (1), in Hillcrest Addition COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $150,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $101,249.89 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: February 18, 2011 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on August 18, 2011. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None Dated: December 13, 2010. JPMorgan Chase Bank, N.A. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 60-3382 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2462385 12/30/10-2/3/11

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PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: M a r c h 1 4 , 2008 MORTGAGORS: R o n a l d R u s t a n d Mary Rust, husband and wife. MORTGAGEE: Mortgage Electronic Registration Systems, Inc.. DATE AND PLACE OF RECORDING: Recorded March 28, 2008, Dakota County Recorder, Document No. 2580901. ASSIGNMENTS OF MORTGAGE: Assigned to: U.S. Bank, N.A., Dated: December 1, 2010. TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100021268001408000 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Vermillion State Bank RESIDENTIAL MORTGAGE SERVICER: U.S. Bank Home Mortgage MORTGAGED PROPERTY ADDRESS: 912 5th Street West, Hastings, MN 55033 TAX PARCEL I.D. #: 191050018024 LEGAL DESCRIPTION OF PROPERTY: THE EAST 3/4 OF LOT 17 AND WEST 1/2 OF LOT 18, BLOCK 24, ADDITION NO. THIRTEEN TO THE CITY Of HASTINGS COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $198,432.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $206,030.66 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: February 18, 2011 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on August 18, 2011. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: December 16, 2010. U.S. Bank, N. A. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 19-1612 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2463531 12/30/10-2/3/11

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: April 10, 2006 MORTGAGORS: K a r l a M c L a u g h l i n and Nancy Nardi, both single persons. MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded May 8, 2006, Dakota County Recorder, Document No. 2426964. ASSIGNMENTS OF MORTGAGE: Assigned to: CitiMortgage, Inc, Dated: November 17, 2010.

November 17, 2010. TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100013900807248186 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Irwin Mortgage Corporation RESIDENTIAL MORTGAGE SERVICER: CitiMortgage, Inc. MORTGAGED PROPERTY ADDRESS: 9190 Tyne Lane, Inver Grove Heights, MN 55077 TAX PARCEL I.D. #: 201840401006 LEGAL DESCRIPTION OF PROPERTY: Lot 1, Block 6, Coventry Pass 5th Addition, Dakota County COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $285,500.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $280,803.27 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: February 11, 2011 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on August 11, 2011. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: December 9, 2010. CitiMortgage, Inc. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 10-5091 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2451750 12/16/10-1/20/11

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: O c t o b e r 2 9 , 2008 MORTGAGOR: Vincent L. Dahlberg, a single person. MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded November 14, 2008, Dakota County Recorder, Document No. 2622689. ASSIGNMENTS OF MORTGAGE: Assigned to: Chase Home Finance, LLC, Dated: December 8, 2010. TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100273100009075306 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: M & I Bank, FSB RESIDENTIAL MORTGAGE SERVICER: Chase Home Finance LLC MORTGAGED PROPERTY ADDRESS: 1066 Beatrice Street, Eagan, MN 55121 TAX PARCEL I.D. #: 104775010003 LEGAL DESCRIPTION OF PROPERTY: Lot 10, Block 3, McKee Addition, according to the plat thereof now on file and of record in the office of the County Recorder within and for said Dakota County, Minnesota. COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $198,158.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUD-

DUE AS OF DATE OF NOTICE, INCLUD ING TAXES, IF ANY, PAID BY MORTGAGEE: $200,292.63 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: February 11, 2011 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on August 11, 2011. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: December 10, 2010. Chase Home Finance LLC Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 30-9805 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2451192 12/16/10-1/20/11

PUBLIC NOTICE

Our File No. 10MN00577-1 NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN: That default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: January 31, 2006 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $107,612.00 MORTGAGOR(S): Donald Murtagh, as a single person MORTGAGEE: Mortgage Electronic Registration Systems, Inc. as nominee for Maribella Mortgage, LLC TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc MIN#: 100220710000110458 SERVICER: Ocwen Loan Servicing, LLC LENDER: Maribella Mortgage, LLC. DATE AND PLACE OF FILING: Dakota County Minnesota, Recorder, on February 7, 2006, as Document No. 2404077 ASSIGNED TO: HSBC Bank USA, N.A., as Trustee on behalf of ACE Securities Corp. Home Equity Loan Trust and for the registered holders of ACE Securities Corp. Home Equity Loan Trust, Series 2006-ASAP3, Asset Backed Pass-Through Certificates Dated: May 31, 2006, and recorded October 22, 2010 by Document No. 2761076. LEGAL DESCRIPTION OF PROPERTY: Unit No A113, CIC No. 468, Eagan Gardens, Dakota County, Minnesota. PROPERTY ADDRESS: 4110 Rahn Road #113, Eagan, MN 55122 PROPERTY I.D: 10-22470-113-02 COUNTY IN WHICH PROPERTY IS LOCATED: Dakota THE AMOUNT CLAIMED TO BE DUE ON THE MORTGAGE ON THE DATE OF THE NOTICE: One Hundred Twelve Thousand Five Hundred Eighteen and 44/100 ($112,518.44) THAT no action or proceeding has been instituted at law to recover the debt secured by said mortgage, or any part thereof; that there has been compliance with all pre-foreclosure notice and acceleration requirements of said mortgage, and/or applicable statutes; PURSUANT, to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: 10:00 AM on February 1, 2011 PLACE OF SALE: Sheriff`s Main Office, Law Enforcement Center, 1580 Highway 55, Hastings MN 55033-2343 to pay the debt then secured by said mortgage and taxes, if any actually paid by the mortgagee, on the premises and the costs and disburse-

mises and the costs and disburse ments allowed by law. The time allowed by law for redemption by said mortgagor(s), their personal representatives or assigns is 6 months from the date of sale. "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR`S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: December 16, 2010 HSBC Bank USA, N.A., as Trustee on behalf of ACE Securities Corp. Home Equity Loan Trust and for the registered holders of ACE Securities Corp. Home Equity Loan Trust, Series 2006-ASAP3, Asset Backed Pass-Through Certificates Randall S. Miller & Associates, PLLC Attorneys for Assignee of Mortgage/ Mortgagee One Financial Plaza, 120 South Sixth Street, Suite 1100 Minneapolis, MN 55402 Phone: 612-573-3677 ASAP# 3845906 12/16/2010, 12/23/2010, 12/30/2010, 01/06/2011, 01/13/2011, 01/20/2011 2449782 12/16/10-1/20/11

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: J u n e 2 8 , 2007 MORTGAGORS: Cheryl L. Hausauer and Gene A. Hausauer, wife and husband. MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded July 24, 2007, Dakota County Recorder, Document No. 2532527. ASSIGNMENTS OF MORTGAGE: Assigned to: Chase Home Finance, LLC, Dated: December 8, 2010. TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100060677002843605 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Minnesota Guaranty Mortgage Corp. RESIDENTIAL MORTGAGE SERVICER: Chase Home Finance LLC MORTGAGED PROPERTY ADDRESS: 13005 Salem Place, Burnsville, MN 55337 TAX PARCEL I.D. #: 023290001005 LEGAL DESCRIPTION OF PROPERTY: Lot 1, Block 5, Highland Forest 1st Addition, Dakota County, Minnesota. COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $180,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $181,758.16 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: February 17, 2011 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on August 17, 2011. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E

P R O D U C T I ������ O N , A N������ D A R E ABANDONED." Dated: December 10, 2010. Chase Home Finance LLC Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 30-9816 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2451702 12/16/10-1/20/11

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE:July 20, 2006 MORTGAGOR:A n t o i n e t t e M a r i e Crea-Larson, a single person. MORTGAGEE:Mortgage Electronic Registration Systems, Inc.. DATE AND PLACE OF RECORDING: Registered August 9, 2006, Dakota County Registrar of Titles, Document No. 595667, Certificate of Title No. 105360. ASSIGNMENTS OF MORTGAGE: Assigned to: THE BANK OF NEW YORK MELLON F/K/A THE BANK OF NEW YORK AS TRUSTEE FOR THE CERTIFICATEHOLDERS CWABS, INC. ASSET-BACKED CERTIFICATES, SERIES 2006- 17, Dated: July 9, 2008, Recorded: October 8, 2008, Document No. t634047. Said Mortgage being Registered Land. TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100281250786420066 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Platinum Lending Corporation RESIDENTIAL MORTGAGE SERVICER: BAC Home Loans Servicing L.P. MORTGAGED PROPERTY ADDRESS: 736 Decorah Lane, Mendota Heights, MN 55120 TAX PARCEL I.D. #: 272780002011 LEGAL DESCRIPTION OF PROPERTY: Lot 2 in Block 11, Friendly Hills Re-Arr. COUNTY IN WHICH PROPERTY IS LOCATED:Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE:$186,250.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE:$272,948.34 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: February 25, 2011 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on August 25, 2011. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE:None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: December 27, 2010. The Bank of New York Mellon, as Trustee Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 18-55 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2464673 1/6-2/10/11

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PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: November 21, 2004 MORTGAGORS: Donald P Massie and Dianne M. Goodman, husband and wife. MORTGAGEE: CitiMortgage, Inc. DATE AND PLACE OF RECORDING: Recorded February 23, 2005, Dakota County Recorder, Document No. 2298069. ASSIGNMENTS OF MORTGAGE: NONE TRANSACTION AGENT: NONE TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: NONE LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: CitiMortgage, Inc RESIDENTIAL MORTGAGE SERVICER: CitiMortgage, Inc. MORTGAGED PROPERTY ADDRESS: 14049 Essex Court, Apple Valley, MN 55124 TAX PARCEL I.D. #: 012765008001 LEGAL DESCRIPTION OF PROPERTY: Foxmore Ridge, Lot 8, Block 1 COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $52,107.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $48,555.52 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: February 22, 2011 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on August 22, 2011. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: December 17, 2010. CitiMortgage, Inc. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 10-5154 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2463371 12/30/10-2/3/11

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: O c t o b e r 2 6 , 2007 MORTGAGORS: Victorine C. Nde and Donald Nde, Husband and Wife, and Sylvia N. Gob, A Single Person. MORTGAGEE: Mortgage Electronic Registration Systems, Inc.. DATE AND PLACE OF RECORDING: Registered November 26, 2007, Dakota County Registrar of Titles, Document No. 620427, Certificate of Title No. 143887. ASSIGNMENTS OF MORTGAGE: Assigned to: Chase Home Finance LLC, Dated: November 24, 2010. Said Mortgage being Registered Land.

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��� ������� �� ���� ������ ������ DUE AND CLAIMED TO BE AMOUNT������� DUE AS OF DATE OF NOTICE, INCLUD���������� ���� ��������� Said Mortgage being Registered Land. TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100131022701718458 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: American Mortgage Network, Inc. RESIDENTIAL MORTGAGE SERVICER: Chase Home Finance LLC MORTGAGED PROPERTY ADDRESS: 4114 Dehrer Way, Inver Grove Heights, MN 55076 TAX PARCEL I.D. #: 208430004102 LEGAL DESCRIPTION OF PROPERTY: Lots 3 and 4, Block 2, In Williams Addition COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $226,750.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $243,606.50 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: February 10, 2011 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on August 10, 2011. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: November 30, 2010. Chase Home Finance LLC Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 30-9795 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2450175 12/16/10-1/20/11

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: April 13, 2006 MORTGAGOR: A i k o S t e a r n s , a n unmarried woman. MORTGAGEE: J P M o r g a n C h a s e Bank, N.A. as successor by purchase by FDIC as receiver for Washington Mutual Bank f/k/a Washington Mutual Bank, FA. DATE AND PLACE OF RECORDING: Recorded May 12, 2006, Dakota County Recorder, Document No. 2429052. ASSIGNMENTS OF MORTGAGE: NONE TRANSACTION AGENT: NONE TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: NONE LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Washington Mutual Bank, FA RESIDENTIAL MORTGAGE SERVICER: Chase Home Finance LLC MORTGAGED PROPERTY ADDRESS: 3140 Farnum Drive, Unit A, Eagan, MN 55121 TAX PARCEL I.D. #: 10-18151-040-03 LEGAL DESCRIPTION OF PROPERTY: Lot 4, Block 3, Coachman Land Company 2nd Addition, Dakota County, Minnesota COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $155,200.00 AMOUNT DUE AND CLAIMED TO BE

ING TAXES, IF ANY, PAID BY MORTGAGEE: $167,639.49 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: February 11, 2011 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on August 11, 2011. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: December 6, 2010. JPMorgan Chase Bank, N.A. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 60-3367 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2451621 12/16/10-1/20/11

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: September 27, 2007 MORTGAGOR: J e s s i c a J e a n Johnson, a single person. MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded October 22, 2007, Dakota County Recorder, Document No. 2551786. ASSIGNMENTS OF MORTGAGE: Assigned to: Chase Home Finance, LLC, Dated: December 8, 2010. TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100073981106478176 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Bremer Bank, N.A. RESIDENTIAL MORTGAGE SERVICER: Chase Home Finance LLC MORTGAGED PROPERTY ADDRESS: 217 8th Avenue South, South Saint Paul, MN 55075 TAX PARCEL I.D. #: 363255005003 LEGAL DESCRIPTION OF PROPERTY: Lot 5, Block 3, Hepburn park Addition to the City of St. Paul, Dakota County, Minnesota. COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $123,050.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $132,112.60 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: February 10, 2011 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption

allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on August 10, 2011. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: December 10, 2010. Chase Home Finance LLC Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 30-9808 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2451234 12/16/10-1/20/11

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: February 23, 2006 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $404,000.00 MORTGAGOR(S): Kari Ann Moen aka Kari Ann Forness Moen, a single woman MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded: March 10, 2006 Dakota County Recorder Document Number: 2411508 ASSIGNMENTS OF MORTGAGE: And assigned to: THE BANK OF NEW YORK MELLON FKA THE BANK OF NEW YORK AS SUCCESSOR TO JPMORGAN CHASE BANK, N.A. AS TRUSTEE OF SAMI II 2006-AR3 Dated: December 09, 2010 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 1001337-0001226085-0 Lender or Broker: Countrywide Bank, N.A. Residential Mortgage Servicer: BAC Home Loans Servicing, L.P. Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 17240 Jade Ct, Lakeville, MN 55044-9195 Tax Parcel ID Number: 22.72691.090.04 LEGAL DESCRIPTION OF PROPERTY: Lot 9, Block 4, Stonebriar 2nd Addition, Dakota County, Minnesota. AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $526,593.87 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: January 28, 2011 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on July 28, 2011, or the next business day if July 28, 2011 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG

582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: December 16, 2010 ASSIGNEE OF MORTGAGEE: THE BANK OF NEW YORK MELLON FKA THE BANK OF NEW YORK AS SUCCESSOR TO JPMORGAN CHASE BANK, N.A. AS TRUSTEE OF SAMI II 2006-AR3 Wilford & Geske, P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 018140F01 2447189 12/16/10-1/20/11

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: M a r c h 1 6 , 2006 MORTGAGOR: R o b e r t A . Z y c h , a single person. MORTGAGEE: PNC Bank, National Association s/b/m to National City Mortgage a division of National City Bank of Indiana DATE AND PLACE OF RECORDING: Recorded March 24, 2006, Dakota County Recorder, Document No. 2415165. ASSIGNMENTS OF MORTGAGE: NONE TRANSACTION AGENT: NONE TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: NONE LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: National City Mortgage a division of National City Bank of Indiana RESIDENTIAL MORTGAGE SERVICER: PNC Bank, National Association MORTGAGED PROPERTY ADDRESS: 13651 Everton Avenue, Apple Valley, MN 55124 TAX PARCEL I.D. #: 013110506007 LEGAL DESCRIPTION OF PROPERTY: Lot 6, Block 7, Greenleaf Townhouses Sixth Addition COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $149,520.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $145,378.02 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: February 25, 2011 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on August 25, 2011. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: December 27, 2010. PNC Bank, National Association Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 4-2468 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2469891 1/6-2/10/11

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE:N o v e m b e r 1 , 2006 MORTGAGOR:Daniel Nelson, a single person. MORTGAGEE:Mortgage Electronic Registration Systems, Inc.. DATE AND PLACE OF RECORDING: Recorded November 13, 2006, Dakota County Recorder, Document No. 2475076. ASSIGNMENTS OF MORTGAGE: Assigned to: U.S. Bank, N.A., Dated: December 8, 2010. TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100060677002710465 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: U.S. Mortgage Investments of New Prague, Inc RESIDENTIAL MORTGAGE SERVICER: U.S. Bank Home Mortgage MORTGAGED PROPERTY ADDRESS: 10900 Southview Drive, Burnsville, MN 55337 TAX PARCEL I.D. #: 026410101003 LEGAL DESCRIPTION OF PROPERTY: Lot 1, Block 3, River Hills 2nd Addition, Dakota County, Minnesota COUNTY IN WHICH PROPERTY IS LOCATED:Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE:$240,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE:$235,081.60 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: February 25, 2011 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on August 25, 2011 . MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE:None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: December 22, 2010. U.S. Bank, N. A. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 19-1639 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2467351 1/6-2/10/11

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: O c t o b e r 2 6 , 2009 MORTGAGOR: S h a w n C . B e l l , a single person. MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded December 3, 2009, Dakota County Recorder, Document No. 2699740. ASSIGNMENTS OF MORTGAGE: Assigned to: Chase Home Finance, LLC, Dated: December 8, 2010.

LLC, Dated: December 8, 2010. TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100315900000210665 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: River City Mortgage & Financial, LLC RESIDENTIAL MORTGAGE SERVICER: Chase Home Finance LLC MORTGAGED PROPERTY ADDRESS: 2547 Yellowstone Drive, Hastings, MN 55033 TAX PARCEL I.D. #: 192970207605 LEGAL DESCRIPTION OF PROPERTY: Unit No. 76, CIC No. 439, Glendale Heights Villas, Dakota County, Minnesota. COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $163,527.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $167,189.86 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: February 10, 2011 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on August 10, 2011. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: December 10, 2010. Chase Home Finance LLC Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 30-9796 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2451470 12/16/10-1/20/11

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: May 25, 2006 MORTGAGORS: Michael E. Melchior and Samantha P. Melchior, husband and wife. MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Registered June 13, 2006, Dakota County Registrar of Titles, Document No. 592147, Certificate of Title No. 118808. ASSIGNMENTS OF MORTGAGE: Assigned to: CitiMortgage, Inc., Dated: February 4, 2010, Recorded: February 16, 2010, Document No. T658113. And thereafter assigned to: Selene Finance LP, Dated: May 12, 2010, Recorded: May 18, 2010, Document No. 662095. And thereafter assigned to: Selene RMOF REO Acquisition LLC, Dated: July 28, 2010, Recorded: August 23, 2010, Document No. T666495. Said Mortgage being Registered Land. TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100267400005342751 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: American Equity Mortgage, Inc. RESIDENTIAL MORTGAGE SERVICER: Selene Finance LP MORTGAGED PROPERTY ADDRESS: 3779 Red Robin Lane, Eagan, MN

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3779 Red Robin Lane, Eagan, MN 55122 TAX PARCEL I.D. #: 10-77100-020-16 LEGAL DESCRIPTION OF PROPERTY: Lot 2, Block 16, Town View First Addition, Dakota County, Minnesota. COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $153,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $167,147.36 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: February 11, 2011 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on August 11, 2011. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: December 2, 2010. Selene RMOF REO Acquisition LLC Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 90-1716 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2451547 12/16/10-1/20/11

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE YOU ARE NOTIFIED that default has occurred in the conditions of the following described Mortgage: DATE OF MORTGAGE: May 11, 2007 MORTGAGORS: Titus Construction, Inc. MORTGAGEES: Wells Federal Bank FSB RECORDING INFORMATION: Recorded on May 11, 2007, as Document Number 610458, in the Office of the Registrar of Titles of Dakota County, Minnesota. There are no Assignments of the Mortgage. TAX PARCEL ID NUMBER: 02-22551-101-05 LEGAL DESCRIPTION: Unit No. 101, CIC No. 558, Earley Lake Office Park, a common interest community, located in the County of Dakota; Pursuant to the Declaration and Bylaws Doc. No. 609876; Subject to the provisions, restrictions and easements contained in the Declaration (and Bylaws) and subject to the provisions of Minnesota Common Interest Ownership Act, Minnesota, Statutes Chapter 515B, and Acts Amendatory thereof. > Check here if all or part of the described property is Registered (Torrens) PROPERTY ADDRESS: 1713 Southcross Drive West, Suite B, Burnsville, MN 55306. The person holding the Mortgage is not a transaction agent, as defined by Minn. Stat. 58.02, subd. 30. The name of the residential mortgage servicer and the lender or broker, as defined in Minn. Stat. 58.02, is Wells Federal Bank FSB. If stated on the Mortgage, the name of the mortgage originator, as defined in Minn. Stat. 58.02, is Wells Federal Bank FSB. The requisites of Minn. Stat. 580.02 have been satisfied. All pre-foreclosure requirements have been complied with. No action or proceeding has been instituted at law or otherwise to recover the debt secured by the mortgage, or any part thereof. The original principal amount secured by the Mortgage was $162,400.00. At the date of this notice the amount due on the Mortgage, including taxes,

due on the Mortgage, including taxes, if any, paid by the holder of the Mortgage, is: $186,616.99. Pursuant to the power of sale in the Mortgage, the Mortgage will be foreclosed, and the mortgaged premises will be sold by the Sheriff of Dakota County, Minnesota, at public auction on January 24, 2011, 10:00 a.m. at Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, MN 55033 to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law. The time allowed by law for redemption by Mortgage or Mortgagor's personal representatives or assigns is six (6) months after the date of sale. The real estate is not an owner-occupied single family dwelling. THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. Date: December 7, 2010 Name of Mortgagee: Wells Federal Bank FSB Name and address of Attorney for Mortgagee: Richard K. Hocking, P.A. 10657 165th Street West, Lakeville, MN 55044 (952) 432-8129 Attorney ID No. 45639 NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for January 24, 2011 at 10:00 AM has been postponed to January 31, 2011 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State. DATED: December 14, 2010. 2451802 12/16/10-1/20/11

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: O c t o b e r 9 , 2006 MORTGAGORS: M a r i a T . L o p e z , A/K/A Maria Lopez and Juan R. Lopez, Wife and Husband. MORTGAGEE: Mortgage Electronic Registration Systems, Inc.. DATE AND PLACE OF RECORDING: Recorded December 6, 2006, Dakota County Recorder, Document No. 2479791. ASSIGNMENTS OF MORTGAGE: Assigned to: Chase Home Finance LLC, Dated: December 1, 2010. TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100073000811633700 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Freedom Mortgage Corporation RESIDENTIAL MORTGAGE SERVICER: Chase Home Finance LLC MORTGAGED PROPERTY ADDRESS: 18541 Elk River Trl., Farmington, MN 55024 TAX PARCEL I.D. #: 145865109005 LEGAL DESCRIPTION OF PROPERTY: Lot 9, Block 5, Prairie Creek Second Addition, Dakota County, Minnesota COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $213,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $217,405.70 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: February 11, 2011 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on August 11, 2011. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE

RESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: December 3, 2010. Chase Home Finance LLC Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 30-9794 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2450160 12/16/10-1/20/11

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: O c t o b e r 1 2 , 2006 MORTGAGORS: Joshua K. Garrahy and Anne M. Garrahy, husband and wife. MORTGAGEE: Mortgage Electronic Registration Systems, Inc.. DATE AND PLACE OF RECORDING: Recorded October 20, 2006, Dakota County Recorder, Document No. 2469912. ASSIGNMENTS OF MORTGAGE: Assigned to: U.S. Bank, N.A., Dated: October 27, 2010. TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100021268000682415 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Bankers Mortgage Company, LLC RESIDENTIAL MORTGAGE SERVICER: U.S. Bank Home Mortgage MORTGAGED PROPERTY ADDRESS: 18510 Duluth Street, Farmington, MN 55024 TAX PARCEL I.D. #: 146405006006 LEGAL DESCRIPTION OF PROPERTY: Lot 6, Block 6, according to the recorded plat thereof and situate in Dakota County, Minnesota. COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $348,747.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $373,152.66 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: February 18, 2011 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on August 18, 2011. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: December 15, 2010. U.S. Bank, N. A. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 19-1414 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2463563 12/30/10-2/3/11

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: O c t o b e r 2 0 , 2005 MORTGAGOR: Ling J. Zhou, a single person. MORTGAGEE: Chase Bank USA, N.A. DATE AND PLACE OF RECORDING: Recorded April 3, 2006, Dakota County Recorder, Document No. 2417598. ASSIGNMENTS OF MORTGAGE: Assigned to: JPMorgan Chase Bank, N.A., Dated: July 19, 2007, Recorded: August 1, 2007, Document No. 2534594. TRANSACTION AGENT: NONE TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: NONE LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Chase Bank USA, N.A. RESIDENTIAL MORTGAGE SERVICER: Chase Home Finance, LLC MORTGAGED PROPERTY ADDRESS: 5975 134th Street Court, Apple Valley, MN 55124 TAX PARCEL I.D. #: 014440119001 LEGAL DESCRIPTION OF PROPERTY: Lot 19, Block 1, Lapaz Second Addition, Dakota County, Minnesota. COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $324,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $381,538.57 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: February 25, 2011 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on August 25, 2011. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: December 27, 2010. JPMorgan Chase Bank, N.A. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 75-4143 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2469514 1/6-2/10/11

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: April 29, 2004 MORTGAGOR: Jennifer A. Larges, A Single Person. MORTGAGEE: C h a s e M a n h a t t a n Mortgage Corporation NKA Chase Home Finance LLC. DATE AND PLACE OF RECORDING: Registered May 14, 2004, Dakota County Registrar of Titles, Document No. 537014, Certificate of Title No. 131655. ASSIGNMENTS OF MORTGAGE: NONE Said Mortgage being Registered Land. TRANSACTION AGENT: NONE TRANSACTION AGENT'S MORT-

T R A N S A C T I O������ N A G E N T������ S MORT GAGE IDENTIFICATION NUMBER ON MORTGAGE: NONE LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Chase Manhattan Mortgage Corporation NKA Chase Home Finance LLC RESIDENTIAL MORTGAGE SERVICER: Chase Home Finance LLC MORTGAGED PROPERTY ADDRESS: 13266 Huntington Drive, Apple Valley, MN 55124 TAX PARCEL I.D. #: 016450002001 LEGAL DESCRIPTION OF PROPERTY: Lot Two (2), Block One (1), In Rode'O Hills, According to the Recorded Plat thereof, Dakota County, Minnesota. COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $217,500.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $209,462.52 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: February 10, 2011 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on August 10, 2011. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: December 3, 2010. Chase Home Finance LLC Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 30-9779 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2451512 12/16/10-1/20/11

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: August 14, 2009 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $216,824.00 MORTGAGOR(S): Zebual L Beck and Hannah M Beck, husband and wife MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded: September 01, 2009 Dakota County Recorder Document Number: 2681690 ASSIGNMENTS OF MORTGAGE: And assigned to: Nationstar Mortgage, LLC Dated: October 13, 2010 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100397202995051944 Lender or Broker: Nationstar Mortgage, LLC dba Champion Mortgage Company Residential Mortgage Servicer: Nationstar Mortgage, LLC Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 7200 166th Ct, Rosemount, MN 55068-5204 Tax Parcel ID Number: 22-21100-200-06 LEGAL DESCRIPTION OF PROPERTY: Lot 20, Block 6, Donnay's College Park AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $224,118.60 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale con-

������� ������� �� ���� ��� PURSUANT to the power of sale con

tained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: January 28, 2011 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on July 28, 2011, or the next business day if July 28, 2011 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: December 16, 2010 ASSIGNEE OF MORTGAGEE: Nationstar Mortgage, LLC Wilford & Geske, P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 017342F01 2450018 12/16/10-1/20/11

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: December 15, 2009 MORTGAGOR: Kirstin Yvonne Lawson, A Single Person. MORTGAGEE: Mortgage Electronic Registration Systems, Inc.. DATE AND PLACE OF RECORDING: Recorded December 22, 2009, Dakota County Recorder, Document No. 2703904. ASSIGNMENTS OF MORTGAGE: Assigned to: Chase Home Finance LLC, Dated: November 24, 2010. TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100199600012379729 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Advisors Mortgage, LLC RESIDENTIAL MORTGAGE SERVICER: Chase Home Finance LLC MORTGAGED PROPERTY ADDRESS: 13195 Flagstaff Avenue, Apple Valley, MN 55124 TAX PARCEL I.D. #: 015200001002 LEGAL DESCRIPTION OF PROPERTY: Lot 1, Block 2, Nordic Woods First Addition, According to the Recorded Plat Thereof, and situate in Dakota County, Minnesota COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $176,739.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $181,158.50 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: February 10, 2011 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07.

���������� �� ���� �����


��� ������� �� ���� ������ ������ ������� MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG ���������� ���� ��������� MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on August 10, 2011. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: November 30, 2010. Chase Home Finance LLC Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 30-9797 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2450184 12/16/10-1/20/11

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: February 23, 2007 MORTGAGORS: M i l l i o n M u l u g e t a and Lia Estifanos, husband and wife. MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded March 20, 2007, Dakota County Recorder, Document No. 2503723. ASSIGNMENTS OF MORTGAGE: Assigned to: Branch Banking and Trust Company, Dated: November 18, 2010. TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100159969613046500 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Liberty Mortgage Corporation DBA Liberty Mortgage Corporation (Georgia) RESIDENTIAL MORTGAGE SERVICER: Branch Banking and Trust Company MORTGAGED PROPERTY ADDRESS: 1243 Oakdale Avenue, West Saint Paul, MN 55118 TAX PARCEL I.D. #: 425370102001 LEGAL DESCRIPTION OF PROPERTY: Lot 1 and the North 10 feet of Lot 2, Block 1, Oakdale 2nd Addition, Dakota County, Minnesota. COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $180,800.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $180,941.88 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: February 11, 2011 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on August 11, 2011. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION

OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: December 8, 2010. Branch Banking & Trust Company Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 90-1973 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2451635 12/16/10-1/20/11

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: December 26, 2007 MORTGAGOR: Linda R. Diaz, a single person. MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded January 10, 2008, Dakota County Recorder, Document No. 2565240. ASSIGNMENTS OF MORTGAGE: Assigned to: Branch Banking and Trust Company, Dated: November 4, 2010. TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100159969614363870 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Liberty Mortgage Corporation DBA Liberty Mortgage Corporation (Georgia) RESIDENTIAL MORTGAGE SERVICER: Branch Banking and Trust Company MORTGAGED PROPERTY ADDRESS: 415 Chestnut Street East, South Saint Paul, MN 55075 TAX PARCEL I.D. #: 364530004005 LEGAL DESCRIPTION OF PROPERTY: Lot 4, Block 5, Lincoln Park Addition, Dakota County, Minnesota. COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $128,250.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $129,080.18 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: February 25, 2011 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on August 25, 2011. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: December 21, 2010. Branch Banking & Trust Company Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 90-2019 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2469864 1/6-2/10/11

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: January 26, 2007 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $228,000.00 MORTGAGOR(S): Russell H Zakariasen III, and Angela J Zakariasen, husband and wife MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded: February 14, 2007 Dakota County Recorder Document Number: 2496586 ASSIGNMENTS OF MORTGAGE: And assigned to: Central Mortgage Company Dated: February 26, 2010 Recorded: March 24, 2010 Dakota County Recorder Document Number: 2720938 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100073000813667425 Lender or Broker: Freedom Mortgage Corporation Residential Mortgage Servicer: Central Mortgage Company Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 16108 Fairgreen Ave, Rosemount, MN 55068-1314 Tax Parcel ID Number: 222117706012 LEGAL DESCRIPTION OF PROPERTY: Lot 6, Block 12, Donnay's Valley Park 8th Addition AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $247,863.14 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: February 18, 2011 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on August 18, 2011, or the next business day if August 18, 2011 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: January 06, 2011 ASSIGNEE OF MORTGAGEE: Central Mortgage Company Wilford & Geske, P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 010358F03 2468971 1/6-2/10/11

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE:July 3, 2006 MORTGAGOR: D a w n M . C a s e y Brooks, a single person. MORTGAGEE: J P M o r g a n C h a s e Bank, National Association as successor to Washington Mutual Bank, FA f/k/a Long Beach Mortgage Company. DATE AND PLACE OF RECORDING: Recorded October 6, 2006, Dakota County Recorder, Document No. 2466263. ASSIGNMENTS OF MORTGAGE: Assigned to: Deutsche Bank National Trust Company, as Trustee for Long Beach Mortgage Loan Trust 2006-7, Dated: December 5, 2007, Recorded:

Dated: December 5, 2007, Recorded: December 11, 2007, Document No. 2560528. TRANSACTION AGENT: NONE TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: NONE LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Long Beach Mortgage Company RESIDENTIAL MORTGAGE SERVICER: Chase Home Finance LLC MORTGAGED PROPERTY ADDRESS: 1406 5th Avenue South, South Saint Paul, MN 55075 TAX PARCEL I.D. #: 363210002016 LEGAL DESCRIPTION OF PROPERTY: Lot 2, Block 16, Hauses Addition to South St. Paul, Dakota County, Minnesota. COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $180,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $227,511.20 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: February 11, 2011 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on August 11, 2011. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: December 7, 2010. Deutsche Bank National Trust Company, as trustee Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 60-1898 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2451557 12/16/10-1/20/11

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE:February 21, 2008 MORTGAGOR:M e l i s s a A . C r o c k , a single person. MORTGAGEE:Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded April 9, 2008, Dakota County Recorder, Document No. 2583304. ASSIGNMENTS OF MORTGAGE: Assigned to: Chase Home Finance, LLC, Dated: December 2, 2010. TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100131022705447146 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: American Mortgage Network, Inc. RESIDENTIAL MORTGAGE SERVICER: Chase Home Finance LLC MORTGAGED PROPERTY ADDRESS: 6475 Dawn Way, Inver Grove Heights, MN 55076 TAX PARCEL I.D. #: 203650021009 LEGAL DESCRIPTION OF PROPERTY: That part of Lot 19 lying North of the South 20 feet thereof, all of Lot 20, and the South 5 feet of Lot 21, all being in Block 9, Inver Grove Factory Addition, Dakota County, Minnesota. INCLUDING that part of the

nesota. INCLUDING that part of the vacated alley which accrued to the property by reason of the vacation thereof, according to the plat thereof, and situate in Dakota County, Minnesota. COUNTY IN WHICH PROPERTY IS LOCATED:Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE:$189,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE:$188,492.01 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: February 4, 2011 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on August 4, 2011. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE:None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: December 2, 2010. Chase Home Finance LLC Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 30-9757 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2444719 12/16/10-1/20/11

PUBLIC NOTICE

NOTICE OF ASSESSMENT LIEN FORECLOSURE SALE Date: November 24, 2010 YOU ARE NOTIFIED THAT: 1. Default has occurred in the terms and conditions of the Declaration for Cedar Pointe Carriage Homes Condominium Association (hereinafter the "Association") which was recorded as Document No. 1164049 on November 1, 1993, in the Office of the Dakota County Recorder and also, pursuant to Minn. Stat. §515B.3-116, covering the following property: LEGAL DESCRIPTION: Unit NO. 50, Cedar Pointe Carriage Homes Condominium, Condominium File No. 117, Dakota County, Minnesota STREET ADDRESS: 15593 Garnet Way, Unit 50, Apple Valley, MN 55124 TAX PARCEL ID NUMBER: 01-16700-050-04 2. Pursuant to said Declaration, there is claimed to be due and owing as of November 24, 2010, from Matthew J. Bernier, title holder, to the Association, a Minnesota non-profit corporation, the amount of $2,826.00 for unpaid association dues, late fees, attorneys fees and costs, plus any other such amounts that will accrue after November 24, 2010, and other costs of collection and foreclosure which will be added to the amount claimed due and owing at the time of the sale herein. 3. No action is now pending at law or otherwise to recover said debt or any part thereof. 4. That all preforeclosure requirements have been met. 5. The owner has not been released from his financial obligation to pay said amount. 6. The Declaration, referenced above, and Minn. Stat. §§515B.3-115 and 515B.3-116 provide for a continuing lien against the property. A Notice of Lien evidencing the amount due was recorded on August 9, 2010, as Document No. 2745395 in the Dakota County Recorder's Office. 7. Pursuant to the power of sale contained in the same Declaration and granted by the owners in taking title to the premises subject to said Declaration and pursuant to Minn. Stat. §§515B.3-115 and 515B.3-116, said Lien will be foreclosed by the sale of said property by the Sheriff of Dakota County, at the Dakota County Sheriffs Office, Dakota County Law Enforce-

Office, Dakota County Law Enforce ment Center, 1580 Highway 55 Lobby S-100, Hastings, MN 55033, on the 3rd day of February, 2011, at 10:00 a.m. at public auction to the highest bidder, to pay the amount then due for said assessments, together with the costs of foreclosure, including attorneys fees as allowed by law. 8. T h e t i m e a l l o w e d b y l a w f o r redemption by the unit owners, their personal representatives or assigns is six (6) months from the date of sale. The date and time to vacate the property is 11:59 p.m. on August 3, 2011, if the account is not reinstated or the owners do not redeem from the foreclosure sale. REDEMPTION NOTICE THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGORS, THE MORTGAGORS' PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. 9. THIS IS A COMMUNICATION FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. CEDAR POINTE CARRIAGE HOMES CONDOMINIUM ASSOCIATION Attorneys for Cedar Pointe Carriage Homes Condominium Association THOMSEN & NYBECK, P.A. By: _____________________________ Gretchen S. Schellhas (#195595) 3600 American Blvd. West, Suite 400 Bloomington, Minnesota 55431 (952) 835-7000 (Cedar Pointe/Bernier/10-7-337D) 2449870 12/16/10-1/20/11

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE:A u g u s t 1 5 , 2007 MORTGAGORS:Renato Sigifredo Carlevarino and Rosario Del Pilar Carlevarino, husband and wife. MORTGAGEE:Mortgages Unlimited, Inc. DATE AND PLACE OF RECORDING: Recorded August 29, 2007, Dakota County Recorder, Document No. 2540854. ASSIGNMENTS OF MORTGAGE: Assigned to: ABN Amro Mortgage Group, Inc n/k/a CitiMortgage, Inc, Dated: August 15, 2007, Recorded: August 29, 2007, Document No. 2540855. TRANSACTION AGENT: NONE TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: NONE LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Mortgages Unlimited, Inc RESIDENTIAL MORTGAGE SERVICER: CitiMortgage, Inc. MORTGAGED PROPERTY ADDRESS: 4463 Woodgate Court, Eagan, MN 55122 TAX PARCEL I.D. #: 108460216003 LEGAL DESCRIPTION OF PROPERTY: Lot 16, Block 3, Woodgate 3rd Addition, CIC No. 226 COUNTY IN WHICH PROPERTY IS LOCATED:Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE:$173,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE:$177,111.86 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: February 4, 2011 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on August 4, 2011. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORT-

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FINANCIAL OBLIGATION ON MORT GAGE:None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: December 3, 2010. CitiMortgage, Inc. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 10-5071 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2446753 12/1610-1/20/11

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: July 24, 2006 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $136,000.00 MORTGAGOR(S): Arnold L. Gerdes, a single person MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded: August 11, 2006 Dakota County Recorder Document Number: 2453038 ASSIGNMENTS OF MORTGAGE: And assigned to: Aurora Loan Services, LLC. Dated: October 25, 2010 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100137510000263089 Lender or Broker: Lakeland Mortgage Corporation Residential Mortgage Servicer: Aurora Loan Services, LLC Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 3812 Willow Way, Eagan, MN 55122-1627 Tax Parcel ID Number: 10-14993-650-01 LEGAL DESCRIPTION OF PROPERTY: Lot 65, Block 1, Briar Hill 4th Addition, Dakota County, Minnesota AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $140,681.74 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: February 04, 2011 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on August 04, 2011, or the next business day if August 04, 2011 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: December 23, 2010 ASSIGNEE OF MORTGAGEE: Aurora Loan Services, LLC. Wilford & Geske, P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 017641F01 2452566 12/23/10-1/27/11

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: December 31, 2007 MORTGAGORS: Preston R Hoy and Shannon M Hoy, husband and wife. MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded January 14, 2008, Dakota County Recorder, Document No. 2565852. ASSIGNMENTS OF MORTGAGE: Assigned to: CitiMortgage, Inc, Dated: December 3, 2010. TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100026900190975184 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Bell America Mortgage LLC dba Bell Mortgage RESIDENTIAL MORTGAGE SERVICER: CitiMortgage, Inc. MORTGAGED PROPERTY ADDRESS: 1004 East 132nd Street, Burnsville, MN 55337 TAX PARCEL I.D. #: 025660108002 LEGAL DESCRIPTION OF PROPERTY: Lot 8, Block 2, Parkwood South 2nd Addition, Dakota County, Minnesota COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $204,300.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $207,476.60 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: February 24, 2011 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on August 24, 2011. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: December 22, 2010. CitiMortgage, Inc. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 10-4680 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2463396 12/30/10-2/3/11

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: December 21, 2007 MORTGAGORS: Sally A. Westerberg and Brenda R. Pagel, both single. MORTGAGEE: J P M o r g a n C h a s e Bank, N.A. as successor by purchase by FDIC as receiver for Washington Mutual Bank f/k/a Washington Mutual Bank, FA. DATE AND PLACE OF RECORDING: Recorded January 7, 2008, Dakota County Recorder, Document No. 2564813. ASSIGNMENTS OF MORTGAGE:

ASSIGNMENTS OF MORTGAGE: NONE TRANSACTION AGENT: NONE TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: NONE LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Washington Mutual Bank, FA RESIDENTIAL MORTGAGE SERVICER: Chase Home Finance LLC MORTGAGED PROPERTY ADDRESS: 4305 Metcalf Drive, Eagan, MN 55122 TAX PARCEL I.D. #: 106440002003 LEGAL DESCRIPTION OF PROPERTY: Lot 2, Block 3, River Hills 9th Addition, Dakota County, Minnesota COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $286,500.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $298,367.06 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: February 11, 2011 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on August 11, 2011. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: December 6, 2010. JPMorgan Chase Bank, N.A. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 60-3372 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2451611 12/16/10-1/20/11

PUBLIC NOTICE

NOTICE OF ASSESSMENT LIEN FORECLOSURE SALE Date: December 10, 2010 YOU ARE NOTIFIED THAT: 1. Default has occurred in the terms and conditions of Declaration of Boulder Village Townhomes Association, common interest community number 180, a planned community, dated January 31, 1996 and recorded on March 11, 1996 as Document No. 1335139, in the office of the Dakota County Recorder, as amended and/or supplemented by Document Nos. 1563646, 1649350 and 2503421, and as further amended and/or supplemented, covering the following property: L E G A L D E S C R I P T I O N : Lot 6, Block 2, Boulder Village 1st Addition, Common Interest Community No. 180, Dakota County, Minnesota STREET ADDRESS: 16775 Iredale Path, Lakeville, Minnesota 55044 TAX PARCEL ID NUMBER: 22-14650-060-02 2. Pursuant to said Declaration, there is claimed to be due and owing as of December 10, 2010, from Sandra J. Raines, title holder, to the Association, a Minnesota non-profit corporation, the amount of $8,513.50 for unpaid association dues, late fees, attorneys fees and costs, plus any other such amounts that will accrue after December 7, 2010, and other costs of collection and foreclosure which will be added to the amount claimed due and owing at the time of the sale herein. 3. No action is now pending at law or otherwise to recover said debt or any part thereof. 4. That all preforeclosure requirements have been met. 5. The owner has not been released from her financial obligation to pay said amount. 6. The Declaration, referenced above, provides for a continuing lien against

provides for a continuing lien against the property. A Notice of Lien evidencing the amount due was recorded on October 4, 2010, as Document No. 2756696 and was amended by an Amended Notice of Lien dated November 9, 2010 and filed on November 16, 2010 as Document No. 2766487, in the Dakota County Recorder's Office. 7. Pursuant to the power of sale contained in the same Declaration and granted by the owner in taking title to the premises subject to said Declaration, said Lien will be foreclosed by the sale of said property by the Sheriff of Dakota County, at the Dakota County Sheriff's Office, Law Enforcement Center, 1580 Highway 55, Hastings, MN, on the 1st day of February, 2011, at 10:00 a.m. at public auction to the highest bidder, to pay the amount then due for said assessments, together with the costs of foreclosure, including attorneys' fees as allowed by law. 8. T h e t i m e a l l o w e d b y l a w f o r redemption by the unit owner, her personal representative or assigns is six (6) months from the date of sale. The date and time to vacate the property is 11:59 p.m. on August 1, 2011, if the account is not reinstated or the owner does not redeem from the foreclosure sale. REDEMPTION NOTICE THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. 9. THIS IS A COMMUNICATION FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. BOULDER VILLAGE TOWNHOMES ASSOCIATION Attorneys for Boulder Village Townhomes Association THOMSEN & NYBECK, P.A. By:_________________________________ Matthew A. Drewes, Esq. ( #315369 ) 3600 American Boulevard West, Suite 400 Bloomington, MN 55431 (952) 835-7000 (Boulder Village/Raines/05-7-182C.010)

2450105

12/16/10-1/20/11

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: April 30, 1998 MORTGAGORS: T o m m y L . B i s h o p and Janet L. Bishop, husband and wife. MORTGAGEE: Home Town Mortgage, Inc. DATE AND PLACE OF RECORDING: Recorded June 18, 1998, Dakota County Recorder, Document No. 1509673. ASSIGNMENTS OF MORTGAGE: Assigned to: Crossland Mortgage Corp., Dated: April 30, 1998, Recorded: June 18, 1998, Document No. 1509674. And thereafter assigned to: Chase Manhattan Mortgage Corporation N/K/A Chase Home Finance LLC, Dated: December 22, 2000, Recorded: January 10, 2001, Document No. 1743205. TRANSACTION AGENT: NONE TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: NONE LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Home Town Mortgage, Inc. RESIDENTIAL MORTGAGE SERVICER: Chase Home Finance LLC MORTGAGED PROPERTY ADDRESS: 14607 Embry Path, Apple Valley, MN 55124 TAX PARCEL I.D. #: 01-19902-050-01 LEGAL DESCRIPTION OF PROPERTY: Lot 5, Block 1, Delaney Park Third Addition, Dakota County, Minnesota. COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $116,053.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $96,797.04 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: February 4, 2011 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption

������ ������ allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on August 4, 2011. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: December 6, 2010. Chase Home Finance LLC Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 30-9791 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2451495 12/16/10-1/20/11

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: December 22, 2006 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $156,750.00 MORTGAGOR(S): Caleb S. Garn and Angela Garn, husband and wife MORTGAGEE: Homeservices Lending, LLC Series A DBA Edina Realty Mortgage DATE AND PLACE OF RECORDING: Recorded: January 18, 2007 Dakota County Recorder Document Number: 2489235 ASSIGNMENTS OF MORTGAGE: And assigned to: Wells Fargo Bank, N.A. Dated: January 12, 2007 Recorded: May 18, 2007 Dakota County Recorder Document Number: 2517970 And assigned to: Countrywide Bank, N.A. Dated: January 12, 2007 Recorded: May 18, 2007 Dakota County Recorder Document Number: 2517971 And assigned to: BAC HOME LOANS SERVICING, LP Dated: December 14, 2010 Transaction Agent: Not Applicable Transaction Agent Mortgage Identification Number: Not Applicable Lender or Broker: Homeservices Lending, LLC Series A DBA Edina Realty Mortgage Residential Mortgage Servicer: BAC Home Loans Servicing, L.P. Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 11679 Millpond Ave, Burnsville, MN 55337-7251 Tax Parcel ID Number: 02-48503-056-03 LEGAL DESCRIPTION OF PROPERTY: Unit No. 56, CIC Number 157, Boulder Pond, a condominium, Dakota County, Minnesota. AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $155,018.73 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: February 04, 2011 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on August 04, 2011, or the next business day if August 04, 2011 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE

������� �� ���� ORIGINAL ������� CREDITOR WITHIN��� THE

TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: December 23, 2010 ASSIGNEE OF MORTGAGEE: BAC HOME LOANS SERVICING, LP Wilford & Geske, P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 018395F01 2452540 12/23/10-1/27/11

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: May 13, 2004 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $207,000.00 MORTGAGOR(S): Darin R. Pederson and Laina D. Pederson, husband and wife MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded: June 21, 2004 Dakota County Recorder Document Number: 2217657 ASSIGNMENTS OF MORTGAGE: And assigned to: GMAC Mortgage, LLC Dated: December 20, 2010 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100103210000062371 Lender or Broker: Prime Mortgage Corporation Residential Mortgage Servicer: GMAC Mortgage, LLC Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 643 14th Ave N, South Saint Paul, MN 55075-1631 Tax Parcel ID Number: 36-70207-050-01 LEGAL DESCRIPTION OF PROPERTY: Lot 5 and the South 1/2 of Lot 4, Block 1, South Park Division No. 8, Dakota County, Minnesota. AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $222,390.88 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: February 11, 2011 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on August 11, 2011, or the next business day if August 11, 2011 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: December 30, 2010 ASSIGNEE OF MORTGAGEE: GMAC Mortgage, LLC Wilford & Geske, P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 009851F02 2462475 12/30/10-2/3/11

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��� ������� �� ���� ������ ������ ������� Dated: March 2, 2010, Recorded: May 14, 2010, Document No. 2730315. ���������� ���� ���������

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. Notice is hereby given that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: March 3, 2006 MORTGAGOR: Jason P. Delzotto, a single person MORTGAGEE: US Bank National Association ND DATE AND PLACE OF RECORDING: Recorded: April 25, 2006 Dakota County Recorder Document #: 2423402 ASSIGNMENTS OF MORTGAGE: None LEGAL DESCRIPTION OF PROPERTY: LOT 2, BLOCK 1, BURNHAVEN WOODS PLAT 2, DAKOTA COUNTY, MINNESOTA. PARCEL ID #: 02-15378-020-01 PROPERTY ADDRESS: 1745 West 140th Street, Burnsville, Minnesota 55337 TRANSACTION AGENT: N/A TRANSACTION AGENT ID NO.: N/A CURRENT MORTGAGE SERVICER: U.S. Bank National Association ND COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $144,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY PAID BY MORTGAGEE: $152,618.40 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; that no Mortgagors have been released from financial obligation on said Mortgage; that no action or proceeding has been instituted by law to recover that debt secured by said Mortgage, or any part thereof; that all conditions precedent to foreclose of the Mortgage and acceleration of the debt secures thereby have been fulfilled; PURSUANT to the power of sale therein contained, said Mortgage will be foreclosed and the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: February 24, 2011 at 10:00 am PLACE OF SALE: Dakota County Law Enforcement Center, Lobby S-100, 1580 Highway 55, Hastings, MN 55033 to pay the debt the debt then secured by the Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law, subject to redemption within six (6) months from the date of sale by the mortgagor, their personal representatives or assigns. DATE TO VACATE PROPERTY: The date on or before which the mortgagor must vacate the property if the mortgage is not reinstated under Minnesota Statutes section 580.30 of the property redeemed under Minnesota Statutes sections 580.23 is August 24, 2011 at 11:59 p.m. If the foregoing date is Saturday, Sunday, or a legal holiday, then the date to vacate is the next business day at 11:59 p.m. MORTGAGOR RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. Dated: December 24, 2010 U.S. Bank National Association, ND Mortgagee Kenneth J. Johnson Minnesota State Bar No. 0246074 Johnson, Blumberg & Associates, LLC Attorney for Mortgagee 230 W. Monroe St., Ste. 1125 Chicago, IL 60606 Phone 312-541-9710 Fax 312-541-9711 2467731 1/6-2/10/11

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: May 25, 2007 MORTGAGOR: S h a n n o n M a r i e Johnson, a single person. MORTGAGEE: J P M o r g a n C h a s e Bank, N.A. DATE AND PLACE OF RECORDING: Recorded July 17, 2007, Dakota County Recorder, Document No. 2530719. ASSIGNMENTS OF MORTGAGE: Assigned to: Chase Home Finance LLC, Dated: March 2, 2010, Recorded: May

TRANSACTION AGENT: NONE TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: NONE LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: JPMorgan Chase Bank, N.A. RESIDENTIAL MORTGAGE SERVICER: Chase Home Finance LLC MORTGAGED PROPERTY ADDRESS: 4782 Aspen Street, Hampton, MN 55031 TAX PARCEL I.D. #: 18-35500-030-02 LEGAL DESCRIPTION OF PROPERTY: Lot 3, Block 2, Heights of Hampton 1st. COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $188,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $204,241.36 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: February 18, 2011 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on August 18, 2011. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: December 15, 2010. Chase Home Finance LLC Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 30-7915 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2457098 12/23/10-1/27/11

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: May 27, 2003 MORTGAGOR: Jane W. Fredenburg MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Registered February 17, 2005, Dakota County Registrar of Titles, Document No. 559148, Certificate of Title No. 135270. ASSIGNMENTS OF MORTGAGE: Assigned to: Chase Home Finance LLC, Dated: April 21, 2010. Said Mortgage being Registered Land. TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100013700074705748 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Wachovia Mortgage Corporation RESIDENTIAL MORTGAGE SERVICER: Chase Home Finance LLC MORTGAGED PROPERTY ADDRESS: 1818 Bluestone Drive East, Eagan, MN 55122 TAX PARCEL I.D. #: 10-16706-010-09 LEGAL DESCRIPTION OF PROPERTY: Lot 1, Block 9, in Cedar Grove No. 7, according to the recorded plat thereof, Dakota County, Minnesota. COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $176,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUD-

DUE AS OF DATE OF NOTICE, INCLUD ING TAXES, IF ANY, PAID BY MORTGAGEE: $166,017.98 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: February 18, 2011 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on August 18, 2011. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: December 15, 2010. Chase Home Finance LLC Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 30-8270 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2457183 12/23/10-1/27/11

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE:A u g u s t 1 6 , 2005 MORTGAGORS:Mark Rios and Kristine Rios, Husband and Wife. MORTGAGEE:Mortgage Electronic Registration Systems, Inc.. DATE AND PLACE OF RECORDING: Recorded August 29, 2005, Dakota County Recorder, Document No. 2355734. ASSIGNMENTS OF MORTGAGE: Assigned to: Chase Home Finance LLC, Dated: December 8, 2010. TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100014440002623783 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: NETBANK RESIDENTIAL MORTGAGE SERVICER: Chase Home Finance LLC MORTGAGED PROPERTY ADDRESS: 259 9th Avenue South, South Saint Paul, MN 55075 TAX PARCEL I.D. #: 363255015002 LEGAL DESCRIPTION OF PROPERTY: Lot 15, Block 2, Hepburn Park Addition to the City of Saint Paul, Dakota County, Minnesota. COUNTY IN WHICH PROPERTY IS LOCATED:Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE:$215,970.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE:$248,181.49 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: February 18, 2011 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of

within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on August 18, 2011. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE:None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: December 10, 2010. Chase Home Finance LLC Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 30-9850 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2456267 12/23/10-1/27/11

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage:DATE OF MORTGAGE:January 26, 2005 MORTGAGORS:D o u g l a s V . C o r rington and Stacey A. Corrington, husband and wife. MORTGAGEE:Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded March 4, 2005, Dakota County Recorder, Document No. 2301708. ASSIGNMENTS OF MORTGAGE: Assigned to: U.S. Bank National Association, as Trustee for Structured Asset Investment Loan Trust, Mortgage Pass-Through Certificates, Series 2005-3, Dated: June 30, 2010, Recorded: July 9, 2010, Document No. 2739840. TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100122200001416624 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: BNC Mortgage, Inc. RESIDENTIAL MORTGAGE SERVICER: Chase Home Finance, LLC MORTGAGED PROPERTY ADDRESS: 14915 East 210th Street, Hastings, MN 55033 T A X P A R C E L I . D . # : 25-02500-010-51 LEGAL DESCRIPTION OF PROPERTY: The East Half (E 1/2) of Southeast Quarter (SE 1/4 ) of Southwest Quarter (SW 1/4 ) of Section Twenty-Five (25) Township One Hundred Fourteen (114) Range Seventeen (17). COUNTY IN WHICH PROPERTY IS LOCATED:Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE:$273,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE:$344,858.85 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: February 11, 2011 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within twelve (12) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on February 13, 2012. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORT-

FINANCIAL OBLIGATION ON MORT GAGE:None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: December 9, 2010. U.S. Bank, National Association, as Trustee Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 75-4100 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2452584 12/23/10-1/27/11

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: May 23, 2006 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $158,000.00 MORTGAGOR(S): Casey McKernan and Michelle McKernan, husband and wife MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded: June 22, 2006 Dakota County Recorder Document Number: 2439833 ASSIGNMENTS OF MORTGAGE: And assigned to: THE BANK OF NEW YORK MELLON FKA THE BANK OF NEW YORK AS SUCCESSOR TO JPMORGAN CHASE BANK, N.A., AS TRUSTEE FOR HOLDERS OF SAMI II 2 0 0 6 - A R 2 , M O R T G A G E PASS-THROUGH CERTIFICATES, SERIES 2006-AR2 Dated: November 23, 2010 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100015700068168018 Lender or Broker: Countrywide Home Loans, Inc. Residential Mortgage Servicer: BAC Home Loans Servicing, L.P. Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 610 Centennial Dr, Farmington, MN 55024-1609 Tax Parcel ID Number: 14-73100-060-03 LEGAL DESCRIPTION OF PROPERTY: Lot 6, Block 3, Sunnyside Addition to Farmington AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $155,742.45 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: February 04, 2011 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on August 04, 2011, or the next business day if August 04, 2011 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: December 23, 2010 ASSIGNEE OF MORTGAGEE: THE BANK OF NEW YORK MELLON FKA THE BANK OF NEW YORK AS SUCCESSOR TO JPMORGAN CHASE BANK, N.A.,

JPMORGAN CHASE BANK, N.A., AS TRUSTEE FOR HOLDERS OF SAMI II 2006-AR2, MORTGAGE PASS-THROUGH CERTIFICATES, SERIES 2006-AR2 Wilford & Geske, P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 018277F01 2456743 12/23/10-1/27/11

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: August 26, 2005 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $228,000.00 MORTGAGOR(S): Tracy Massina and Joseph Massina, wife and husband MORTGAGEE: New Century Mortgage Corporation DATE AND PLACE OF RECORDING: Recorded: September 06, 2005 Dakota County Recorder Document Number: 2358248 ASSIGNMENTS OF MORTGAGE: And assigned to: U.S. Bank National Association, as trustee, on behalf of The Holders of The Asset Backed Securities Corporation Home Equity Loan Trust, Series NC 2005-HE8, Asset Backed Pass-through Certificates, Series NC 2005-HE8 Dated: December 29, 2008 Recorded: July 29, 2010 Dakota County Recorder Document Number: 2743251 Transaction Agent: Not Applicable Transaction Agent Mortgage Identification Number: Not Applicable Lender or Broker: New Century Mortgage Corporation Residential Mortgage Servicer: Select Portfolio Servicing Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 28363 Henderson Way, Randolph, MN 55065-7531 Tax Parcel ID Number: 31-32500-030-02 LEGAL DESCRIPTION OF PROPERTY: Lot 3, Block 2, Hillside Village, according to the recorded plat thereof, and situate in Dakota County, Minnesota. AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $261,777.38 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: February 04, 2011 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on August 04, 2011, or the next business day if August 04, 2011 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: December 23, 2010 ASSIGNEE OF MORTGAGEE: U.S. Bank National Association, as trustee, on behalf of The Holders of The Asset Backed Securities Corporation Home Equity Loan Trust, Series NC 2005-HE8, Asset Backed Pass-Through Certificates, Series NC 2005-HE8 Wilford & Geske, P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 004095F03 2452608 12/23/10-1/27/11

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PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: O c t o b e r 2 6 , 2005 MORTGAGOR: Sherry L. Torgersen, a single person. MORTGAGEE: ABN Amro Mortgage Group, Inc. N/K/A Citimortgage, Inc.. DATE AND PLACE OF RECORDING: Recorded January 4, 2006, Dakota County Recorder, Document No. 2394176. ASSIGNMENTS OF MORTGAGE: NONE TRANSACTION AGENT: NONE TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: NONE LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: ABN Amro Mortgage Group, Inc. N/K/A Citimortgage, Inc. RESIDENTIAL MORTGAGE SERVICER: CitiMortgage, Inc. MORTGAGED PROPERTY ADDRESS: 12962 Nicollet Avenue South #302, Burnsville, MN 55337 TAX PARCEL I.D. #: 020130061216 LEGAL DESCRIPTION OF PROPERTY: Apartment Number 302, 12962 Nicollet Avenue South, Condominium Ownership Number 15, Ridgeview Condominium Homes, Dakota County, Minnesota COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $96,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $96,435.51 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: February 24, 2011 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on August 24, 2011. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: December 30, 2010. CitiMortgage, Inc. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 10-5214 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2469994 1/6-2/10/11

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: February 10, 2009 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $192,307.00 MORTGAGOR(S): William Cooper And Sandra A. Cooper, Husband And Wife MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF REGISTERING: Registered: February 19, 2009 Dakota County Registrar of Titles Document Number: T639394 ASSIGNMENTS OF MORTGAGE: And assigned to: U.S. Bank National

And assigned to: U.S. Bank National Association Dated: August 20, 2010 Registered: August 30, 2010 Dakota County Registrar of Titles Document Number: T666874 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100021278840160621 Lender or Broker: U.S. Bank, N.A. Residential Mortgage Servicer: U.S. Bank Home Mortgage Mortgage Originator: Not Applicable CERTIFICATE OF TITLE NUMBER: 122655 COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 3695 74th St E, Inver Grove Heights, MN 55076-4346 Tax Parcel ID Number: 20-71151-150-03 LEGAL DESCRIPTION OF PROPERTY: Lot Fifteen (15) in Block Three (3) of South Grove No. 2. AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $209,616.12 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; that this is registered property; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: February 04, 2011 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on August 04, 2011, or the next business day if August 04, 2011 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: December 23, 2010 ASSIGNEE OF MORTGAGEE: U.S. Bank National Association Wilford & Geske, P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 016673F03 2457057 12/23/10-1/27/11

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: September 02, 2005 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $105,000.00 MORTGAGOR(S): Gina L. Nelson f/k/a Gina L. Sikkink and William Nelson, wife and husband MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded: September 19, 2005 Dakota County Recorder Document Number: 2361989 ASSIGNMENTS OF MORTGAGE: And assigned to: Americu Mortgage Company Dated: December 13, 2010 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100063700002716576 Lender or Broker: Twin Cities Co-Ops Federal Credit Union Residential Mortgage Servicer: Towne Mortgage Company Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 3589 Blue Jay Way Apt 102, Eagan, MN 55123-2207 Tax Parcel ID Number: 10-45050-043-04 LEGAL DESCRIPTION OF PROPERTY: Unit 4102, Lexington Place Condominium, Condominium No. 66, a condominium located in Dakota County, Minnesota. AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $97,236.68 THAT all pre-foreclosure require-

THAT all pre foreclosure require ments have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: February 04, 2011 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on August 04, 2011, or the next business day if August 04, 2011 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: December 23, 2010 ASSIGNEE OF MORTGAGEE: Americu Mortgage Company Wilford & Geske, P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 018551F01 2456656 12/23/10-1/27/11

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE:July 7, 2005 MORTGAGORS:Odutola A. Amusan and Amen A. Amusan, husband and wife. MORTGAGEE:Credo Mortgage, Inc. DATE AND PLACE OF RECORDING: Recorded August 16, 2005, Dakota County Recorder, Document No. 2351508. ASSIGNMENTS OF MORTGAGE: Assigned to: Sovereign Bank, Dated: July 7, 2005, Recorded: August 16, 2005, Document No. 2351509. TRANSACTION AGENT: NONE TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: NONE LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Credo Mortgage, Inc. RESIDENTIAL MORTGAGE SERVICER: Sovereign Bank MORTGAGED PROPERTY ADDRESS: 16069 Goodview Way, Lakeville, MN 55044 TAX PARCEL I.D. #: 221700005001 LEGAL DESCRIPTION OF PROPERTY: Lot 5, Block 1, Chapel Hills, Dakota County, Minnesota. COUNTY IN WHICH PROPERTY IS LOCATED:Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE:$216,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE:$202,879.50 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: February 10, 2011 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under

unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on August 10, 2011. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE:None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: December 8, 2010. Sovereign Bank Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 90-2056 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2456361 12/23/10-1/27/11

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: February 14, 2005 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $180,000.00 MORTGAGOR(S): Jennifer L. Schaubach and Matthew Maddox, both single persons MORTGAGEE: Saxon Mortgage, Inc. DATE AND PLACE OF RECORDING: Recorded: April 04, 2005 Dakota County Recorder Document Number: 2310007 ASSIGNMENTS OF MORTGAGE: And assigned to: Deutsche Bank Trust Company Americas as indenture Trustee for the registered holders of Saxon Asset Securities Trust 2005-1 Mortgage Loan Asset Backed Notes, Series 2005-1 Dated: November 30, 2010 Transaction Agent: Not Applicable Transaction Agent Mortgage Identification Number: Not Applicable Lender or Broker: Saxon Mortgage, Inc. Residential Mortgage Servicer: Ocwen Loan Servicing, LLC Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 251 River Woods Ln, Burnsville, MN 55337-3382 Tax Parcel ID Number: 02 77006 020 06 LEGAL DESCRIPTION OF PROPERTY: Lot 2, Block 6, Townhouse Villages at Riverwoods 7th Addition AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $200,446.84 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: February 04, 2011 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on August 04, 2011, or the next business day if August 04, 2011 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT

������ LESS THAN FIVE UNITS, ������ ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: December 23, 2010 ASSIGNEE OF MORTGAGEE: Deutsche Bank Trust Company Americas as indenture Trustee for the registered holders of Saxon Asset Securities Trust 2005-1 Mortgage Loan Asset Backed Notes, Series 2005-1 Wilford & Geske, P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 018260F01 2453905 12/23/10-1/27/11

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: January 11, 2006 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $212,000.00 MORTGAGOR(S): Samuel D Huston and Paulette J Huston, husband and wife MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded: January 20, 2006 Dakota County Recorder Document Number: 2398506 ASSIGNMENTS OF MORTGAGE: And assigned to: U.S. Bank National Association, as Trustee, on behalf of the holders of the Home Equity Asset Trust 2006-5 Home Equity Pass-through Certificates, Series 2006-5 Dated: December 20, 2007 Recorded: January 09, 2008 Dakota County Recorder Document Number: 2565129 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100077910005589755 Lender or Broker: Decision One Mortgage Company, LLC Residential Mortgage Servicer: Select Portfolio Servicing Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 641 Park Dr, Farmington, MN 55024-1625 Tax Parcel ID Number: 14-17100-010-00 LEGAL DESCRIPTION OF PROPERTY: OUTLOT 1, CHATEAU MANOR ADDITION TO FARMINGTON, DAKOTA COUNTY, MINNESOTA. AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $299,291.52 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: February 18, 2011 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on August 18, 2011, or the next business day if August 18, 2011 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: January 06, 2011 ASSIGNEE OF MORTGAGEE: U.S. Bank National Association, as Trustee, on behalf of the holders of the Home Equity Asset Trust 2006-5 Home Equity Pass-through Certificates, Series 2006-5 Wilford & Geske, P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 001305F02 2467696 1/6-2/10/11

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PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: J a n u a r y 3 , 2007 MORTGAGORS: Scott A. Arndt and Robin M. Arndt, husband and wife. MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded January 26, 2007, Dakota County Recorder, Document No. 2491785. ASSIGNMENTS OF MORTGAGE: Assigned to: Chase Home Finance, LLC, Dated: January 11, 2010, Recorded: January 12, 2010, Document No. 2707274. TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100015901074405267 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: CTX Mortgage Company, LLC RESIDENTIAL MORTGAGE SERVICER: Chase Home Finance LLC MORTGAGED PROPERTY ADDRESS: 13798 Atwood Avenue, Rosemount, MN 55068 TAX PARCEL I.D. #: 344830080619 LEGAL DESCRIPTION OF PROPERTY: UNIT NO. 1806, MEADOWS OF BLOOMFIELD, COMMON INTEREST COMMUNITY NUMBER 470, DAKOTA COUNTY, MINNESOTA. COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $228,682.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $239,119.73 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: February 25, 2011 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on August 25, 2011. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: December 28, 2010. Chase Home Finance LLC Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 30-7632 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2469504 1/6-2/10/11

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE:O c t o b e r 3 1 , 2005 MORTGAGOR:D i a n e E . L a u b e , a single person. MORTGAGEE:ABN Amro Mortgage Group, Inc n/k/a CitiMortgage, Inc. DATE AND PLACE OF RECORDING: Recorded December 7, 2005, Dakota

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��� ������� �� ���� ������ ������ L E G A L ������� DESCRIPTION ERTY: ���������� ���� ��������� Recorded December 7, 2005, Dakota County Recorder, Document No. 2386700. O F A S S I G N M E N T S MORTGAGE:NONE TRANSACTION AGENT: NONE TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: NONE LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: ABN Amro Mortgage Group, Inc n/k/a CitiMortgage, Inc RESIDENTIAL MORTGAGE SERVICER: CitiMortgage, Inc. MORTGAGED PROPERTY ADDRESS: 6705 Foliage Court, Rosemount, MN 55068 TAX PARCEL I.D. #: 225135028001 LEGAL DESCRIPTION OF PROPERTY: Lot 28, Block 1, Niakwa Village COUNTY IN WHICH PROPERTY IS LOCATED:Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE:$115,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE:$110,744.21 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: February 10, 2011 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on August 10, 2011. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE:None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: December 8, 2010. CitiMortgage, Inc. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 10-5109 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2452596 12/23/10-1/27/11

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: O c t o b e r 1 7 , 2006 MORTGAGORS: F r a n k J . D i f r o n z o and Sandra M. Difronzo, husband and wife. MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded: March 16, 2007, Dakota County Recorder, Document No. 2503020. Also Registered November 29, 2010, Dakota County Registrar of Titles, Document No. T671665, Certificate of Title No. 52283. ASSIGNMENTS OF MORTGAGE: Assigned to: Chase Home Finance, LLC, Dated: December 13, 2010. Said Mortgage being Partially Registered Land. TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100010402043993801 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: SunTrust Mortgage, Inc. RESIDENTIAL MORTGAGE SERVICER: Chase Home Finance LLC MORTGAGED PROPERTY ADDRESS: 3676 Conroy Court, Inver Grove Heights, MN 55076 TAX PARCEL I.D. #: 205365202021 LEGAL DESCRIPTION OF PROP-

OF PROP

Lot 2, Block 21, The Oaks Third Addition, according to the recorded plat COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $131,200.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $134,706.80 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: February 15, 2011 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on August 15, 2011. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: December 15, 2010. Chase Home Finance LLC Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 30-9562 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2457117 12/23/10-1/27/11

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: M a r c h 3 , 2004 MORTGAGORS: Delbert F. Gaffaney and Denise L. Gaffaney, husband and wife. MORTGAGEE: Chase Home Finance LLC FKA Chase Manhattan Mortgage Corporation. DATE AND PLACE OF RECORDING: Recorded March 24, 2004, Dakota County Recorder, Document No. 2188474. ASSIGNMENTS OF MORTGAGE: NONE TRANSACTION AGENT: NONE TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: NONE LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Chase Home Finance LLC FKA Chase Manhattan Mortgage Corporation RESIDENTIAL MORTGAGE SERVICER: Chase Home Finance LLC MORTGAGED PROPERTY ADDRESS: 1210 6th Avenue South, South Saint Paul, MN 55075 TAX PARCEL I.D. #: 36-32100-040-07 LEGAL DESCRIPTION OF PROPERTY: The South 1/2 of the Lot 2, all of Lot 3, and the North 1/2 of Lot 4, Block 7, Hauses Addition to South St. Paul, Dakota County, Minnesota. COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $140,323.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $107,302.20 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above

tained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: February 18, 2011 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on August 18, 2011. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: December 15, 2010. Chase Home Finance LLC Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 30-8314 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2457137 12/23/10-1/27/11

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: J u n e 1 5 , 2004 MORTGAGORS: Daniel J. Lick and Dana M. Lick, husband and wife. MORTGAGEE: J P M o r g a n C h a s e Bank, N.A. as successor by purchase by FDIC as receiver for Washington Mutual Bank f/k/a Washington Mutual Bank, FA. DATE AND PLACE OF RECORDING: Recorded July 23, 2004, Dakota County Recorder, Document No. 2229489. ASSIGNMENTS OF MORTGAGE: NONE TRANSACTION AGENT: NONE TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: NONE LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Washington Mutual Bank, FA RESIDENTIAL MORTGAGE SERVICER: Chase Home Finance LLC MORTGAGED PROPERTY ADDRESS: 220 North 18th Avenue, South Saint Paul, MN 55075 TAX PARCEL I.D. #: 36-17200-060-00 LEGAL DESCRIPTION OF PROPERTY: Lot 6, Choban's Addition COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $196,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $215,180.98 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: February 17, 2011 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is

redeemed under section 580.23 is 11:59 p.m. on August 17, 2011. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: December 14, 2010. JPMorgan Chase Bank, N.A. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 60-2573 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2462328 12/30/10-2/3/11

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN: that a default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: December 1, 2006. MORTGAGOR(S): Renee Ann Hammes-Briggs and James M. Briggs, wife and husband. MORTGAGEE: Mortgage Electronic Registration Systems, Inc., as nominee for Wilmington Finance, Inc. DATE AND PLACE OF RECORDING: Filed January 24, 2007, Dakota County Recorder, Document No. 2491027. ASSIGNMENT(S) OF MORTGAGE: Assigned to The Bank of New York Mellon, as Trustee for CIT Mortgage Loan Trust 2007-1, by assignment d a t e d D e c e m b e r 1 , 2 0 1 0 , fi l e d f o r record December 9, 2010, as Document No. 2771552. The land described in said mortgage is not registered land. MORTGAGE HOLDER (as defined in section 58.02): Transaction Agent: NA. Transaction Agent's Mortgage Identification Number on Mortgage: NA. Lender or Broker: The Bank of New York Mellon, as Trustee for CIT Mortgage Loan Trust 2007-1. Residential Mortgage Servicer: Vericrest Financial, Inc. MORTGAGE ORIGINATOR (as defined in section 58.02): Wilmington Finance, Inc. MORTGAGED PROPERTY ADDRESS: 12089 Gantry Lane, Apple Valley, MN, 55124. TAX PARCEL I.D. NO.: 01-15201-200-01. LEGAL DESCRIPTION OF PROPERTY: Lot 20, Block 1, Briar Oaks of Apple Valley 2nd Addition. COUNTY IN WHICH PROPERTY IS LOCATED: Dakota. ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $427,500.00. AMOUNT CLAIMED TO BE DUE ON THE MORTGAGE ON THE DATE OF THIS NOTICE: $443,476.94. The holder of the mortgage has complied with all conditions precedent to acceleration of the debt secured by the mortgage and foreclosure of the mortgage and all notice and other requirements of applicable statutes. That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof. PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: February 17, 2011 at 10:00 a.m. PLACE OF SALE: Sheriff's main office in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby #S-100, in the City of Hastings, County of Dakota, State of Minnesota. to pay the debt then secured by said mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30, the property is not redeemed under Minn. Stat. §580.23, or the redemption period is not reduced under Minn. Stat. §582.032, the Mortgagor must vacate the property on or before 11:59 p.m. on August 17, 2011, or the next business day if August 17, 2011 falls on a Saturday, Sunday or legal holiday. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: Renee Ann Hammes-Briggs. "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL

PROPERTY USED IN AGRICULTURAL P R O D U C T I O N A N D A R E ABANDONED." Dated: December 22, 2010. THE BANK OF NEW YORK MELLON, AS TRUSTEE FOR CIT MORTGAGE LOAN TRUST 2007-1, Assignee /s/ Anna C. Mickelson -forANNA C. MICKELSON Atty. I.D. #347814 MURNANE BRANDT Attorneys for Assignee 30 East Seventh Street, Suite 3200 St. Paul, Minnesota 55101 Telephone (651) 227-9411 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2462495 12/30/10-2/3/11

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: O c t o b e r 2 8 , 2005 MORTGAGORS: Paul A. Dunlop and Patricia J. Dunlop, husband and wife. MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Registered December 6, 2005, Dakota County Registrar of Titles, Document No. 580559, Certificate of Title No. 134420. ASSIGNMENTS OF MORTGAGE: Assigned to: U.S. Bank National Association, as Trustee for Structured Asset Investment Loan Trust, Mortgage Pass-Through Certificates, Series 2006-BNC 1, Dated: April 22, 2009, Recorded: April 28, 2009, Document No. T642747. Said Mortgage being Registered Land. TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100122200002137948 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: BNC Mortgage, Inc. RESIDENTIAL MORTGAGE SERVICER: Chase Home Finance, LLC MORTGAGED PROPERTY ADDRESS: 228 Liberty Place, South Saint Paul, MN 55075 TAX PARCEL I.D. #: 36-53450-050-11 LEGAL DESCRIPTION OF PROPERTY: Lot 5 in Block 11 of Oak Park Addition. COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $160,500.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $162,499.18 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: February 18, 2011 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on August 18, 2011. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: December 15, 2010. U.S. Bank, National Association, as Trustee Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 75-4276 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2461873 12/30/10-2/3/11

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: December 31, 2004 MORTGAGOR: A e m S o m , a s i n g l e person. MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Registered March 9, 2005, Dakota County Registrar of Titles, Document No. 560566, Certificate of Title No. 127503. ASSIGNMENTS OF MORTGAGE: Assigned to: Chase Home Finance LLC, Dated: December 14, 2010. Said Mortgage being Registered Land. TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100013900791180304 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Irwin Mortgage Corporation RESIDENTIAL MORTGAGE SERVICER: Chase Home Finance LLC MORTGAGED PROPERTY ADDRESS: 4034 Beryl Road, Eagan, MN 55122 TAX PARCEL I.D. #: 101670408005 LEGAL DESCRIPTION OF PROPERTY: Lot 8, Block 5, in Cedar Grove No. 5, according to the recorded plat thereof on file and of record in the office of the Register of Deeds in and for Dakota County, Minnesota. COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $171,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $155,011.91 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: February 18, 2011 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on August 18, 2011. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: December 14, 2010. Chase Home Finance LLC Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 30-9896 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2463423 12/30/10-2/3/11

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: J a n u a r y 2 8 , 2005 MORTGAGOR: Linden D. Pfeiffer, a married person. MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded February 18, 2005, Dakota

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Recorded February 18, 2005, Dakota County Recorder, Document No. 2297393. ASSIGNMENTS OF MORTGAGE: Assigned to: U.S. Bank, N.A., Dated: December 7, 2010. TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100021278907856772 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: U.S. Bank, N.A. RESIDENTIAL MORTGAGE SERVICER: U.S. Bank Home Mortgage MORTGAGED PROPERTY ADDRESS: 427 Tiffany Drive, Hastings, MN 55033 TAX PARCEL I.D. #: 191640017002 LEGAL DESCRIPTION OF PROPERTY: Lot 17, Block 2, Cari Park, according to the plat thereof now on file and of record in the office of the County Recorder, Dakota County, Minnesota. COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $149,850.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $140,737.72 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: February 17 , 2011 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on August 17, 2011. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: December 15, 2010. U.S. Bank, N. A. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 19-1647 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2462169 12/30/10-2/3/11

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: December 27, 2002 MORTGAGOR: Timothy C. Zaayer, a single person. MORTGAGEE: U.S. Bank, N.A.. DATE AND PLACE OF RECORDING: Registered June 4, 2003, Dakota County Registrar of Titles, Document No. 501632, Certificate of Title No. 128152. ASSIGNMENTS OF MORTGAGE: NONE Said Mortgage being Registered Land. TRANSACTION AGENT: NONE TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: NONE LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: U.S. Bank, N.A. RESIDENTIAL MORTGAGE SERVICER: U.S. Bank Home Mortgage MORTGAGED PROPERTY ADDRESS: 19655 Falcon Path, Farmington, MN 55024 TAX PARCEL I.D. #: 148250120508 LEGAL DESCRIPTION OF PROPERTY: Unit No. 205, Common Interest Community No. 323, a condominium, Vermillion Grove Condominiums,

Vermillion Grove Condominiums, Dakota County, Minnesota COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $149,350.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $133,675.22 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: February 18, 2011 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on August 18, 2011. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: December 15, 2010. U.S. Bank, N. A. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 19-1478 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2462250 12/30/10-2/3/11

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: May 7, 2003 MORTGAGORS: R i c o G i l a r d i a n d Belaynesh Ayana, husband and wife. MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded August 11, 2003, Dakota County Recorder, Document No. 2092348. ASSIGNMENTS OF MORTGAGE: Assigned to: U.S. Bank National Association, trustee for CSFB-Credit Suisse First Boston c/o Chase Home Finance, LLC, Dated: April 4, 2007, Recorded: April 10, 2007, Document No. 2508656. And thereafter assigned to: U.S. Bank National Association, as Trustee for Home Equity Asset Trust 2003-6, Home Equity Pass-Through Certificates, Series 2003-6, Dated: May 11, 2010, Recorded: May 28, 2010, Document No. 2732577. TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100014704641164941 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: AEGIS Funding Corporation RESIDENTIAL MORTGAGE SERVICER: Chase Home Finance, LLC MORTGAGED PROPERTY ADDRESS: 617 East 134th Street, Burnsville, MN 55337 TAX PARCEL I.D. #: 02-17000-040-05 LEGAL DESCRIPTION OF PROPERTY: Lot 4, Block 5, Chateaulin First Addition COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $225,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $247,527.69 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part

secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: February 18, 2011 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on August 18, 2011. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: December 15, 2010. U.S. Bank, National Association, as Trustee Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 75-4028 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2461799 12/30/10-2/3/11

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: J a n u a r y 1 9 , 2006 MORTGAGOR: A n n a B r a d s e t h , a single person. MORTGAGEE: Mortgage Electronic Registration Systems, Inc.. DATE AND PLACE OF RECORDING: Recorded January 26, 2006, Dakota County Recorder, Document No. 2400531. ASSIGNMENTS OF MORTGAGE: Assigned to: U.S. Bank, N.A., Dated: November 23, 2010. TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100021278925321726 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: U.S. Bank, N.A. RESIDENTIAL MORTGAGE SERVICER: U.S. Bank Home Mortgage MORTGAGED PROPERTY ADDRESS: 16 Riverwoods Lane, Burnsville, MN 55337 TAX PARCEL I.D. #: 027700003003 LEGAL DESCRIPTION OF PROPERTY: Lot 3, Block 3, Townhouse Village at Riverwoods 1st Addition, Dakota County, Minnesota COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $106,700.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $101,017.89 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: February 15, 2011 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mort-

the date on or before which the mort gagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on August 15, 2011. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: December 15, 2010. U.S. Bank, N. A. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 19-1555 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2462187 12/30/10-2/3/11

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: O c t o b e r 2 4 , 2007 MORTGAGORS: Gelacio R. Genis and Enedelia B. Serrano, both single. MORTGAGEE: Mortgage Electronic Registration Systems, Inc.. DATE AND PLACE OF RECORDING: Recorded November 1, 2007, Dakota County Recorder, Document No. 2553858. ASSIGNMENTS OF MORTGAGE: Assigned to: U.S. Bank, N.A., Dated: November 9, 2010. TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100021278926806873 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: U.S. Bank, N.A. RESIDENTIAL MORTGAGE SERVICER: U.S. Bank Home Mortgage MORTGAGED PROPERTY ADDRESS: 2029 Pin Oak Drive, Eagan, MN 55122 TAX PARCEL I.D. #: 106275005201 LEGAL DESCRIPTION OF PROPERTY: The East 50 Feet of Lot 5, Block 1, Rahn Ridge, Dakota County, Minnesota COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $156,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $156,904.26 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: February 24, 2011 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on August 24, 2011. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: December 16, 2010. U.S. Bank, N. A. Mortgagee/Assignee of Mortgagee

������ Mortgagee/Assignee of ������ Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 19-1518 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2463472 12/30/10-2/3/11

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: April 24, 2006 MORTGAGORS: Amide J. Mutaboyerwa and Lisa Brower Mutaboyerwa, Husband and Wife. MORTGAGEE: Mortgage Electronic Registration Systems, Inc.. DATE AND PLACE OF RECORDING: Recorded May 3, 2006, Dakota County Recorder, Document No. 2425125. ASSIGNMENTS OF MORTGAGE: Assigned to: U.S. Bank, N.A., Dated: November 29, 2010. TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100249130000024178 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Marketplace Home Mortgage, LLC RESIDENTIAL MORTGAGE SERVICER: U.S. Bank Home Mortgage MORTGAGED PROPERTY ADDRESS: 4632 Beacon Hill Road, Eagan, MN 55122 TAX PARCEL I.D. #: 101350008003 LEGAL DESCRIPTION OF PROPERTY: Lot 8, Block 3, Beacon Hill, Dakota County, Minnesota. COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $212,800.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $221,539.32 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: February 22, 2011 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on August 22, 2011. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: December 15, 2010. U.S. Bank, N. A. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 19-1607 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2463457 12/30/10-2/3/11

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: A u g u s t 2 9 , 2003 MORTGAGOR: Craig J. Anderson, a single person.

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MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Registered November 6, 2003, Dakota County Registrar of Titles, Document No. 520715, Certificate of Title No. 134917, as corrected by Corrective Mortgage recorded January 13, 2005 as Document No. 556629. ASSIGNMENTS OF MORTGAGE: Assigned to: Aurora Loan Services, LLC, Dated: September 24, 2009, Recorded: October 5, 2009, Document No. T651858. Said Mortgage being Registered Land. TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100061903241000065 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Summit Mortgage Corporation RESIDENTIAL MORTGAGE SERVICER: Aurora Loan Services LLC MORTGAGED PROPERTY ADDRESS: 8317 Delaney Drive, Inver Grove Heights, MN 55076 TAX PARCEL I.D. #: 20-18102-034-05 LEGAL DESCRIPTION OF PROPERTY: Unit 34, CIC No. 351, a condominium, Cobblestone Oaks III Condominium, Dakota County, Minnesota. COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $126,760.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $121,760.88 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: February 18, 2011 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on August 18, 2011. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: December 10, 2010. Aurora Loan Services LLC Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 98-854 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2461889 12/30/10-2/3/11

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: A u g u s t 1 7 , 2007 MORTGAGORS: Larry V. Ramey and Lori D. Ramey, Husband and Wife. MORTGAGEE: Mortgage Electronic Registration Systems, Inc.. DATE AND PLACE OF RECORDING: Recorded August 29, 2007, Dakota County Recorder, Document No. 2540752. ASSIGNMENTS OF MORTGAGE: Assigned to: Chase Home Finance, LLC, Dated: August 27, 2010, Recorded: September 8, 2010, Document No. 2751142. TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100162500044076264

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��� ������� �� ���� ������ ������ ������� Mortgagee/Assignee of Mortgagee com plied with all notice requirements as ���������� ���� ��������� MORTGAGE: 100162500044076264 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Sterling State Bank RESIDENTIAL MORTGAGE SERVICER: Chase Home Finance LLC MORTGAGED PROPERTY ADDRESS: 4610 Kingsbury Drive, Eagan, MN 55122 TAX PARCEL I.D. #: 101350001004 LEGAL DESCRIPTION OF PROPERTY: LOT 1, BLOCK 4, BEACON HILL, DAKOTA COUNTY, MINNESOTA COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $254,400.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $255,375.72 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: February 11, 2011 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on August 11, 2011. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: December 23, 2010. Chase Home Finance LLC Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 30-8936 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2462803 12/30/10-2/3/11

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: November 14, 2006 MORTGAGORS: Renae Olafson and Dale A. Olafson, wife and husband. MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded December 6, 2006, Dakota County Recorder, Document No. 2479986. ASSIGNMENTS OF MORTGAGE: Assigned to: JPMorgan Chase Bank, National Association, Dated: November 19, 2010 TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100021278908669448 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: U.S. Bank, N.A. RESIDENTIAL MORTGAGE SERVICER: Chase Home Finance LLC MORTGAGED PROPERTY ADDRESS: 14503 Europa Way, Apple Valley, MN 55124 TAX PARCEL I.D. #: 014884501010 LEGAL DESCRIPTION OF PROPERTY: Lot 1, Block 10, Mistwood, Common Interest Community No. 123 COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $156,300.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $142,285.55 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee com-

required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: February 8, 2011 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on August 8, 2011. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: December 10, 2010. JPMorgan Chase Bank, National Association Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 60-3322 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2462322 12/30/10-2/3/11

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: November 19, 2001 MORTGAGORS: Richard Jay Jacobs and Frances M. Jacobs, husband and wife. MORTGAGEE: U.S. Bank, N.A. Successor by merger to Firstar Bank, N.A.. DATE AND PLACE OF RECORDING: Registered January 24, 2002, Dakota County Registrar of Titles, Document No. 458062, Certificate of Title No. 106092. ASSIGNMENTS OF MORTGAGE: NONE Said Mortgage being Registered Land. TRANSACTION AGENT: NONE TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: NONE LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: U.S. Bank, N.A. Successor by merger to Firstar Bank, N.A. RESIDENTIAL MORTGAGE SERVICER: U.S. Bank Home Mortgage MORTGAGED PROPERTY ADDRESS: 20315 Kensington Way, Lakeville, MN 55044 TAX PARCEL I.D. #: 224754607001 LEGAL DESCRIPTION OF PROPERTY: LOT SEVEN (7), BLOCK ONE (1) IN MARION VILLAGE SECOND ADDITION, ACCORDING TO THE RECORDED PLAT THEREOF. COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $220,200.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $212,613.38 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: February 11, 2011 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their

said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on August 11, 2011. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: December 9, 2010. U.S. Bank, N.A. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 19-287 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2462093 12/30/10-2/3/11

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: February 20, 2004 MORTGAGORS: Stephen W. Wallick and Cheryl L. Wallick, husband and wife. MORTGAGEE: U.S. Bank, N.A.. DATE AND PLACE OF RECORDING: Registered March 18, 2004, Dakota County Registrar of Titles, Document No. 0532823, Certificate of Title No. 106860. ASSIGNMENTS OF MORTGAGE: NONE Said Mortgage being Registered Land. TRANSACTION AGENT: NONE TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: NONE LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: U.S. Bank, N.A. RESIDENTIAL MORTGAGE SERVICER: U.S. Bank Home Mortgage MORTGAGED PROPERTY ADDRESS: 2089 Carnelian Lane, Saint Paul, MN 55122 TAX PARCEL I.D. #: 101670227008 LEGAL DESCRIPTION OF PROPERTY: Lot Twenty Seven (27), Block Eight (8) in Cedar Grove No. 3 COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $202,500.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $192,863.70 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: February 10, 2011 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on August 8, 2011. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF

WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: December 10, 2010. U.S. Bank, N. A. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 19-1303 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2462741 12/30/10-2/3/11

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: July 6, 2005 MORTGAGORS: Anthony S. Fitzgerald and Ginger L. Fitzgerald, husband and wife. MORTGAGEE: Homeservices Lending, LLC DBA Edina Realty Mortgage. DATE AND PLACE OF RECORDING: Registered July 14, 2005, Dakota County Registrar of Titles, Document No. 569527, Certificate of Title No. 136718. ASSIGNMENTS OF MORTGAGE: Assigned to: Mortgage Electronic Registration Systems, Inc, Dated: July 12, 2005, Recorded: February 5, 2007, Document No. 605473. And thereafter assigned to: U.S. Bank, N.A., Dated: November 19, 2010. Said Mortgage being Registered Land. TRANSACTION AGENT: NONE TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: NONE LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Homeservices Lending, LLC DBA Edina Realty Mortgage RESIDENTIAL MORTGAGE SERVICER: U.S. Bank Home Mortgage MORTGAGED PROPERTY ADDRESS: 944 West 14th Street, Hastings, MN 55033 TAX PARCEL I.D. #: 195750012001 LEGAL DESCRIPTION OF PROPERTY: Lot Twelve (12) in Block One (1) in Pine Terrace, according to the map or plat COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $193,400.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $185,993.21 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: February 18, 2011 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on August 18, 2011. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: December 15, 2010. U.S. Bank, N. A. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 19-1487 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2462219 12/30/10-2/3/11

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: A u g u s t 2 9 , 2006 MORTGAGOR: Sunny I. Nordvik, an unmarried woman. MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded September 18, 2006, Dakota County Recorder, Document No. 2461953. ASSIGNMENTS OF MORTGAGE: Assigned to: JPMC Specialty Mortgage LLC f/k/a WM Specialty Mortgage LLC, Dated: December 2, 2010 TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100488910097521271 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: New Century Mortgage Corporation RESIDENTIAL MORTGAGE SERVICER: Chase Home Finance LLC MORTGAGED PROPERTY ADDRESS: 20064 Italy Avenue West, Lakeville, MN 55044 TAX PARCEL I.D. #: 224490030008 LEGAL DESCRIPTION OF PROPERTY: All of Lot 29, Block 8 and South 9 feet of Lot 30, Block 8, Lenihan's Lots, Antlers Park, Dakota County, Minnesota COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $248,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $260,388.86 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: February 18, 2011 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on August 18, 2011. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: December 17, 2010. JPMC Specialty Mortgage LLC, fka WM Specialty Mortgage LLC Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 60-3349 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2469916 1/6-2/10/11

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: April 18, 2008 MORTGAGORS: K r i s t i n A y d t a n d Timothy Aydt, wife and husband. MORTGAGEE: Mortgage Electronic Registration Systems, Inc.. DATE AND PLACE OF RECORDING: Recorded April 30, 2008, Dakota County Recorder, Document No. 2587682. ASSIGNMENTS OF MORTGAGE:

ASSIGNMENTS OF MORTGAGE: Assigned to: U.S. Bank, N.A., Dated: December 2, 2010. TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100199600000164380 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Advisor's Mortgage, LLC RESIDENTIAL MORTGAGE SERVICER: U.S. Bank Home Mortgage MORTGAGED PROPERTY ADDRESS: 449 Stonewood Lane, Burnsville, MN 55337 TAX PARCEL I.D. #: 02-75895-280-01 LEGAL DESCRIPTION OF PROPERTY: Lot 28, Block 1, Common Interest Community No. 562, The Summit at Buck Hill, according to the recorded plat thereof, and situate in Dakota County, Minnesota COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $230,342.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $250,777.23 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: February 23, 2011 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on August 23, 2011. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: December 16, 2010. U.S. Bank, N. A. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 19-1624 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2462150 12/30/10-2/3/11

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: February 20, 2009 MORTGAGOR: Michael Gerald Benson, a single person. MORTGAGEE: Mortgage Electronic Registration Systems, Inc.. DATE AND PLACE OF RECORDING: Recorded March 5, 2009, Dakota County Recorder, Document No. 2641368. ASSIGNMENTS OF MORTGAGE: Assigned to: U.S. Bank, N.A., Dated: October 12, 2010. TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100137510000376766 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Lakeland Mortgage Corporation RESIDENTIAL MORTGAGE SERVICER: U.S. Bank Home Mortgage MORTGAGED PROPERTY ADDRESS: 1101 Hawthorne Court, Northfield, MN 55057 TAX PARCEL I.D. #: 432250035001 LEGAL DESCRIPTION OF PROPERTY: Lot 35, Block 1, College View Estates, CIC No. 197, Dakota County, Minnesota

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Minnesota COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $160,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $161,758.56 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: February 11, 2011 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on August 11, 2011. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: December 14, 2010. U.S. Bank, N. A. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 19-1348 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2462117 12/30/10-2/3/11

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: O c t o b e r 2 4 , 2008 MORTGAGOR: E r i c A . G o e m a n , a single person. MORTGAGEE: Mortgage Electronic Registration Systems, Inc.. DATE AND PLACE OF RECORDING: Recorded November 3, 2008, Dakota County Recorder, Document No. 2620922. ASSIGNMENTS OF MORTGAGE: Assigned to: U.S. Bank, N.A., Dated: June 19, 2009, Recorded: June 30, 2009, Document No. 2667739. TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100021268001835194 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: U.S. Bank, N.A. RESIDENTIAL MORTGAGE SERVICER: U.S. Bank Home Mortgage MORTGAGED PROPERTY ADDRESS: 16590 Imperial Circle, Lakeville, MN 55044 TAX PARCEL I.D. #: 228330013001 LEGAL DESCRIPTION OF PROPERTY: Lot 13, Block 1, Walnut Ridge COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $258,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $263,834.86 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: February 15, 2011 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy

Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on August 15, 2011. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: December 14, 2010. U.S. Bank, N. A. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 19-1347 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2462133 12/30/10-2/3/11

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: F e b r u a r y 2 , 2004 MORTGAGORS: Joseph J Ciupik and Tamra L Ciupik, husband and wife. MORTGAGEE: Mortgage Enterprises Inc.. DATE AND PLACE OF RECORDING: Registered February 24, 2004, Dakota County Registrar of Titles, Document No. 0530765, Certificate of Title No. 114377. ASSIGNMENTS OF MORTGAGE: Assigned to: National City Real Estate Services LLC s/b/m National City Mortgage, Inc. f/k/a National City Mortgage Co., Dated: February 2, 2004, Recorded: February 24, 2004, Document No. 0530766. And thereafter assigned to: Deutsche Bank Trust Company Americas as Trustee, Dated: March 9, 2004, Recorded: May 26, 2005, Document No. 566198. Said Mortgage being Registered Land. TRANSACTION AGENT: NONE TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: NONE LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Mortgage Enterprises Inc. RESIDENTIAL MORTGAGE SERVICER: PNC Bank, National Association MORTGAGED PROPERTY ADDRESS: 3380 East 76th Street, Inver Grove Heights, MN 55076 TAX PARCEL I.D. #: 20-71152-080-07 LEGAL DESCRIPTION OF PROPERTY: Lot Eight in Block Seven of South Grove No. 3 COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $204,800.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $190,603.72 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: February 17, 2011 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the

gagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on August 17, 2011. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: December 14, 2010. Deutsche Bank Trust Company Americas as Trustee Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 4-2977 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2462370 12/30/10-2/3/11

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: May 17, 2004 MORTGAGORS: Nathan D Heimdal,a single person and Kenneth D Heimdal and Pamela Heimdal, husband and wife. MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Registered September 3, 2004, Dakota County Registrar of Titles, Document No. 546848, Certificate of Title No. 133212. ASSIGNMENTS OF MORTGAGE: Assigned to: CitiMortgage, Inc, Dated: September 28, 2009, Recorded: January 8, 2010, Document No. T656384. Said Mortgage being Registered Land. TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100226700000051723 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Citizens State Bank RESIDENTIAL MORTGAGE SERVICER: CitiMortgage, Inc. MORTGAGED PROPERTY ADDRESS: 925 Redwell Lane, Apple Valley, MN 55124 TAX PARCEL I.D. #: 01-11706-240-05 LEGAL DESCRIPTION OF PROPERTY: Lot 24, Block 5, Apple Valley 7th Addition COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $156,080.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $157,487.84 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: February 11, 2011 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on August 11, 2011. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED."

ABANDONED. Dated: December 13, 2010. CitiMortgage, Inc. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 10-2489 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2461765 12/30/10-2/3/11

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: June 27, 2008 MORTGAGOR: Mitchell J. Pieper, a single person. MORTGAGEE: Mortgage Electronic Registration Systems, Inc.. DATE AND PLACE OF RECORDING: Recorded July 30, 2008, Dakota County Recorder, Document No. 2605225. ASSIGNMENTS OF MORTGAGE: Assigned to: U.S. Bank, N.A., Dated: November 16, 2010. TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100143500812650062 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: American Mortgage Corporation, a Minnesota Corporation RESIDENTIAL MORTGAGE SERVICER: U.S. Bank Home Mortgage MORTGAGED PROPERTY ADDRESS: 1005 144th Street East, Burnsville, MN 55337 TAX PARCEL I.D. #: 028480517004 LEGAL DESCRIPTION OF PROPERTY: Lot 17, Block 4, Wood Park Plat Six, Dakota County, Minnesota COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $159,101.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $161,942.19 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: February 8, 2011 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on August 8, 2011. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: December 10, 2010. U.S. Bank, N. A. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 19-1554 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2462058 12/30/10-2/3/11

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: March 12, 2004 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $152,500.00 MORTGAGOR(S): Lori M. Johnson, single woman

������ ������ single woman MORTGAGEE: Bank of America, N.A. DATE AND PLACE OF RECORDING: Recorded: April 07, 2004 Dakota County Recorder Document Number: 2192293 Transaction Agent: Not Applicable Transaction Agent Mortgage Identification Number: Not Applicable Lender or Broker: Bank of America, N.A. Residential Mortgage Servicer: BAC Home Loans Servicing, L.P. Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 1643 City View Dr # 11, Eagan, MN 55121-1701 Tax Parcel ID Number: 10-41300-011-07 LEGAL DESCRIPTION OF PROPERTY: Unit 11, Common Interest Community Number 347, a Planned Community, Valley Ridge Townhomes, Dakota County, Minnesota. AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $146,280.68 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: May 14, 2010 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on November 14, 2010, or the next business day if November 14, 2010 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: April 01, 2010 MORTGAGEE: Bank of America, N.A. Wilford & Geske, P.A. Attorneys for Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 012634F01 NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for May 14, 2010 at 10:00 AM has been postponed to June 03, 2010 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State. DATED: May 14, 2010 MORTGAGEE: Bank of America, N.A. NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for June 03, 2010 at 10:00 AM has been postponed to June 17, 2010 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State. DATED: June 03, 2010 MORTGAGEE: Bank of America, N.A. NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for June 17, 2010 at 10:00 AM has been postponed to July 02, 2010 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State. DATED: June 17, 2010 MORTGAGEE: Bank of America, N.A. NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for July 02, 2010 at 10:00 AM has been postponed to July 29, 2010 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State. DATED: July 02, 2010 MORTGAGEE: Bank of America, N.A. NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for July 29, 2010 at 10:00 AM has been postponed to August 20, 2010 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55,

������� ������� �� ���� ��� Enforcement Center, 1580 Highway 55,

Lobby S-100, Hastings, Minnesota in said County and State. DATED: July 29, 2010 MORTGAGEE: Bank of America, N.A. NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for August 20, 2010 at 10:00 AM has been postponed to September 10, 2010 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State. DATED: August 20, 2010 MORTGAGEE: Bank of America, N.A. NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for September 10, 2010 at 10:00 AM has been postponed to October 01, 2010 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State. DATED: September 10, 2010 MORTGAGEE: Bank of America, N.A. NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for October 01, 2010 at 10:00 AM has been postponed to October 22, 2010 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State. DATED: October 01, 2010 MORTGAGEE: Bank of America, N.A. NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for October 22, 2010 at 10:00 AM has been postponed to November 03, 2010 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State. DATED: October 22, 2010 MORTGAGEE: Bank of America, N.A. NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for November 03, 2010 at 10:00 AM has been postponed to December 03, 2010 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State. DATED: November 03, 2010 MORTGAGEE: Bank of America, N.A. NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for December 03, 2010 at 10:00 AM has been postponed to January 06, 2011 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State. DATED: December 03, 2010 MORTGAGEE: Bank of America, N.A. NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for January 06, 2011 at 10:00 AM has been postponed to January 24, 2011 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State. DATED: January 06, 2011 MORTGAGEE: Bank of America, N.A. Wilford & Geske, P.A. Attorneys for Mortgagee: Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 012634F01 2467368 1/6/11

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: July 19, 2007 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $196,100.00 MORTGAGOR(S): James A Mesnik, an unmarried man MORTGAGEE: World Savings Bank, FSB DATE AND PLACE OF REGISTERING: Registered: July 31, 2007 Dakota County Registrar of Titles Document Number: 614950 Transaction Agent: Not Applicable Transaction Agent Mortgage Identification Number: Not Applicable Lender or Broker: World Savings Bank, FSB Residential Mortgage Servicer: Wachovia Mortgage, FSB Mortgage Originator: Not Applicable CERTIFICATE OF TITLE NUMBER: 122577 COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 4790 Babcock Trl, Inver Grove Heights, MN 55077-1208 Tax Parcel ID Number: 20-02910-020-79 LEGAL DESCRIPTION OF PROPERTY: All that part of the South half of the Southeast Quarter (S 1/2 of SE 1/4) of Section 29, Township 28N, Range 22W, of the 4th P.M. described as follows, to-wit: Commencing at the northeast corner of the said South half of the Southeast Quarter (S 1/2 of SE 1/4) of Section 29; thence westerly along the north line of said South half of the Southeast Quarter (S 1/2 of SE 1/4) of Section 29 a distance of 217 feet to a point; thence southerly and at an angle of 90 degrees with said north line a distance of 75 feet to a point, said point being the point of beginning of the land to be herein described and hereby conveyed; from said point of beginning, continue southerly along the line of the last above-mentioned

���������� �� ���� �����


��� ������� �� ���� ������ ������ ������� MORTGAGE FORECLOSURE SALE The above referenced sale scheduled ���������� ���� ��������� the line of the last above mentioned course (namely along the line running southerly and at an angle of 90 degrees to the north line of said South half of the Southeast Quarter (S 1/2 of SE 1/4) of Section 29) a distance of 124 feet; thence southwesterly a distance of 216.70 feet, more or less, to a point in the center line of Oakdale Avenue, which point is 353.69 feet southeasterly along the center line of said Oakdale Avenue from the point of intersection of said Oakdale Avenue with the north line of said South half of the Southeast Quarter (S 1/2 of SE 1/4) of Section 29; thence northwesterly along the center line of said Oakdale Avenue a distance of 125.83 feet to a point; thence northeasterly 285.08 feet, more or less to the point of beginning; all according to the Government Survey thereof, and the Judicial Land Survey filed in File 48317 in Clerk of District Court's Office, Dakota County, Minnesota. AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $240,995.38 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; that this is registered property; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: October 08, 2010 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on April 08, 2011, or the next business day if April 08, 2011 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: August 26, 2010 MORTGAGEE: Wells Fargo Bank, N.A. successor by merger to Wachovia Mortgage, FSB fka World Savings Bank, FSB Wilford & Geske, P.A. Attorneys for Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 007340F02 NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for October 08, 2010 at 10:00 AM has been postponed to October 28, 2010 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State. DATED: October 08, 2010 MORTGAGEE: Wells Fargo Bank, N.A. successor by merger to Wachovia Mortgage, FSB fka World Savings Bank, FSB NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for October 28, 2010 at 10:00 AM has been postponed to November 29, 2010 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State. DATED: October 28, 2010 MORTGAGEE: Wells Fargo Bank, N.A. successor by merger to Wachovia Mortgage, FSB fka World Savings Bank, FSB NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for November 29, 2010 at 10:00 AM has been postponed to December 29, 2010 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State. DATED: November 29, 2010 MORTGAGEE: Wells Fargo Bank, N.A. successor by merger to Wachovia Mortgage, FSB fka World Savings Bank, FSB NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE

for December 29, 2010 at 10:00 AM has been postponed to January 05, 2011 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State. DATED: December 29, 2010 MORTGAGEE: Wells Fargo Bank, N.A. successor by merger to Wachovia Mortgage, FSB fka World Savings Bank, FSB NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for January 05, 2011 at 10:00 AM has been postponed to February 07, 2011 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State. DATED: January 05, 2011 MORTGAGEE: Wells Fargo Bank, N.A. successor by merger to Wachovia Mortgage, FSB fka World Savings Bank, FSB Wilford & Geske, P.A. Attorneys for Mortgagee: Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 007340F02 2463674 1/6/11

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: J u n e 1 7 , 2009 MORTGAGOR: J a s o n S c o t t B a k k o and Lois L. Bakko, husband and wife. MORTGAGEE: Mortgage Electronic Registration Systems, Inc.. DATE AND PLACE OF RECORDING: Registered July 23, 2009, Dakota County Registrar of Titles, Document No. T647940, Certificate of Title No. 118445. ASSIGNMENTS OF MORTGAGE: Assigned to: MetLife Home Loans, a division of MetLife Bank, N.A., Dated: November 22, 2010. Said Mortgage being Registered Land. TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100749500716241180 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Metlife Home Loans, a Division of MetLife Bank, N.A. RESIDENTIAL MORTGAGE SERVICER: MetLife Home Loans MORTGAGED PROPERTY ADDRESS: 1140 Sibley Memorial Highway, Mendota Heights, MN 55118 TAX PARCEL I.D. #: 271350016000 and 270220001075 LEGAL DESCRIPTION OF PROPERTY: Commencing at a point on the East line of Section 22, Township 28 North, Range 23 West said point being a concrete monument and said monument is 2249.1 feet north of the Southeast corner of said Section 22, thence South 36 degrees 50’ West 1318.35 feet, thence South 36 degrees 05’ East 4.5 feet to the place of beginning, which point of beginning is marked by a judicial landmark, thence South 36 degrees 05’ East 124.9 feet to a point marked by a judicial landmark, thence South 47 degrees 39’ East 64.5 feet to a point marked by a judicial landmark, thence North 48 degrees 32’ East 109.9 feet to a point marked by a judicial landmark, thence North 36 degrees 19’ West 189.5 feet to a point marked by a judicial landmark, thence South 48 degrees 30’ West 123.05 feet to the point of beginning, being formerly described as lying within the aggregate periphery of Lots 14, 15, 16 and “N” Street in Beaudet’s Addition to the Town of Mendota and of Lot Nine (9) Auditor’s Subdivision No. 2, Mendota Dakota County 27-02200-010-75 27-13500-160-00 COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $203,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $205,703.60 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: February 25, 2011 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07.

Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on August 25, 2011. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED." Dated: December 8, 2010. MetLife Home Loans, a division of MetLife Bank, N.A. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 23-502 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2469484 1/6-2/10/11

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: June 20, 2006 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $175,600.00 MORTGAGOR(S): Rachel Lee and Andrew Lee, wife and husband MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded: June 30, 2006 Dakota County Recorder Document Number: 2441995 ASSIGNMENTS OF MORTGAGE: And assigned to: The Bank of New York Mellon fka the Bank of New York as Trustee for the Certificateholders CWALT, Inc., Alternative Loan Trust 2006-OC11, Mortgage Pass-through Certificates, Series 2006-OC11 Dated: February 10, 2010 Recorded: April 26, 2010 Dakota County Recorder Document Number: 2726741 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100224640000429994 Lender or Broker: OWNIT Mortgage Solutions, Inc. Residential Mortgage Servicer: BAC Home Loans Servicing, L.P. Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 7933 Grinnell Ct W, Lakeville, MN 55044-9053 Tax Parcel ID Number: 22-27601-060-10 LEGAL DESCRIPTION OF PROPERTY: Lot 6, Block 10, Foxborough Second Addition, Dakota County, Minnesota. AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $202,477.07 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: June 11, 2010 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on December 11, 2010, or the next business day if December 11, 2010 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORT-

OTHER THINGS, THAT THE MORT GAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: April 29, 2010 ASSIGNEE OF MORTGAGEE: The Bank of New York Mellon fka the Bank of New York as Trustee for the Certificateholders CWALT, Inc., Alternative Loan Trust 2006-OC11, Mortgage Pass-through Certificates, Series 2006-OC11 Wilford & Geske, P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 012482F01 NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for June 11, 2010 at 10:00 AM has been postponed to July 01, 2010 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State. DATED: June 11, 2010 ASSIGNEE OF MORTGAGEE: The Bank of New York Mellon fka the Bank of New York as Trustee for the Certificateholders CWALT, Inc., Alternative Loan Trust 2006-OC11, Mortgage Pass-through Certificates, Series 2006-OC11 NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for July 01, 2010 at 10:00 AM has been postponed to July 22, 2010 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State. DATED: July 01, 2010 ASSIGNEE OF MORTGAGEE: The Bank of New York Mellon fka the Bank of New York as Trustee for the Certificateholders CWALT, Inc., Alternative Loan Trust 2006-OC11, Mortgage Pass-through Certificates, Series 2006-OC11 NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for July 22, 2010 at 10:00 AM has been postponed to August 06, 2010 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State. DATED: July 22, 2010 ASSIGNEE OF MORTGAGEE: The Bank of New York Mellon fka the Bank of New York as Trustee for the Certificateholders CWALT, Inc., Alternative Loan Trust 2006-OC11, Mortgage Pass-through Certificates, Series 2006-OC11 NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for August 06, 2010 at 10:00 AM has been postponed to August 19, 2010 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State. DATED: August 06, 2010 ASSIGNEE OF MORTGAGEE: The Bank of New York Mellon fka the Bank of New York as Trustee for the Certificateholders CWALT, Inc., Alternative Loan Trust 2006-OC11, Mortgage Pass-through Certificates, Series 2006-OC11 NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for August 19, 2010 at 10:00 AM has been postponed to September 09, 2010 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State. DATED: August 19, 2010 ASSIGNEE OF MORTGAGEE: The Bank of New York Mellon fka the Bank of New York as Trustee for the Certificateholders CWALT, Inc., Alternative Loan Trust 2006-OC11, Mortgage Pass-through Certificates, Series 2006-OC11 NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for September 09, 2010 at 10:00 AM has been postponed to October 01, 2010 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State. DATED: September 09, 2010 ASSIGNEE OF MORTGAGEE: The Bank of New York Mellon fka the Bank of New York as Trustee for the Certificateholders CWALT, Inc., Alternative Loan Trust 2006-OC11, Mortgage Pass-through Certificates, Series 2006-OC11 NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for October 01, 2010 at 10:00 AM has been postponed to November 01, 2010 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State. DATED: October 01, 2010 ASSIGNEE OF MORTGAGEE: The Bank of New York Mellon fka the Bank of New York as Trustee for the Certificateholders CWALT, Inc., Alternative Loan Trust 2006-OC11, Mortgage Passthrough Certificates, Series

through Certificates, Series 2006-OC11 NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for November 01, 2010 at 10:00 AM has been postponed to November 02, 2010 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State. DATED: November 01, 2010 ASSIGNEE OF MORTGAGEE: The Bank of New York Mellon fka the Bank of New York as Trustee for the Certificateholders CWALT, Inc., Alternative Loan Trust 2006-OC11, Mortgage Pass-through Certificates, Series 2006-OC11 NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for November 02, 2010 at 10:00 AM has been postponed to December 02, 2010 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State. DATED: November 02, 2010 ASSIGNEE OF MORTGAGEE: The Bank of New York Mellon fka the Bank of New York as Trustee for the Certificateholders CWALT, Inc., Alternative Loan Trust 2006-OC11, Mortgage Pass-through Certificates, Series 2006-OC11 NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for December 02, 2010 at 10:00 AM has been postponed to January 04, 2011 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State. DATED: December 02, 2010 ASSIGNEE OF MORTGAGEE: The Bank of New York Mellon fka the Bank of New York as Trustee for the Certificateholders CWALT, Inc., Alternative Loan Trust 2006-OC11, Mortgage Pass-through Certificates, Series 2006-OC11 NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for January 04, 2011 at 10:00 AM has been postponed to February 08, 2011 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State. DATED: January 04, 2011 ASSIGNEE OF MORTGAGEE: The Bank of New York Mellon fka the Bank of New York as Trustee for the Certificateholders CWALT, Inc., Alternative Loan Trust 2006-OC11, Mortgage Pass-through Certificates, Series 2006-OC11 Wilford & Geske, P.A. Attorneys for Assignee Of Mortgagee: Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 012482F01 2463030 1/6/11

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: July 13, 2007 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $490,000.00 MORTGAGOR(S): Jeff Klose and Carrie Klose, husband and wife MORTGAGEE: Bank of America, N.A. DATE AND PLACE OF RECORDING: Recorded: August 07, 2007 Dakota County Recorder Document Number: 2535698 ASSIGNMENTS OF MORTGAGE: And assigned to: WELLS FARGO BANK, N.A., AS TRUSTEE FOR THE CERTIFICATEHOLDERS OF BANC OF AMERICA FUNDING CORPORATION MORTGAGE PASS-THROUGH CERTIFICATES, SERIES 2007-E Dated: June 18, 2010 Recorded: July 23, 2010 Dakota County Recorder Document Number: 2742367 Transaction Agent: Not Applicable Transaction Agent Mortgage Identification Number: Not Applicable Lender or Broker: Bank of America, N.A. Residential Mortgage Servicer: BAC Home Loans Servicing, L.P. Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 18660 Irenic Ave, Lakeville, MN 55044-4436 Tax Parcel ID Number: 22-71325-020-05 LEGAL DESCRIPTION OF PROPERTY: Lot 2, Block 5, Spring Hill, according to the recorded plat thereof and situate in Dakota County, Minnesota. AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $573,628.63 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: September 10, 2010 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 High-

Law Enforcement Center, 1580 High way 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on March 10, 2011, or the next business day if March 10, 2011 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: July 29, 2010 ASSIGNEE OF MORTGAGEE: WELLS FARGO BANK, N.A., AS TRUSTEE FOR THE CERTIFICATEHOLDERS OF BANC OF AMERICA FUNDING CORPORATION MORTGAGE PASS-THROUGH CERTIFICATES, SERIES 2007-E Wilford & Geske, P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 004391F02 NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for September 10, 2010 at 10:00 AM has been postponed to October 07, 2010 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State. DATED: September 10, 2010 ASSIGNEE OF MORTGAGEE: WELLS FARGO BANK, N.A., AS TRUSTEE FOR THE CERTIFICATEHOLDERS OF BANC OF AMERICA FUNDING CORPORATION MORTGAGE PASS-THROUGH CERTIFICATES, SERIES 2007-E NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for October 07, 2010 at 10:00 AM has been postponed to November 12, 2010 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State. DATED: October 07, 2010 ASSIGNEE OF MORTGAGEE: WELLS FARGO BANK, N.A., AS T R U S T E E F O R T H E CERTIFICATEHOLDERS OF BANC OF AMERICA FUNDING CORPORATION MORTGAGE PASS-THROUGH CERTIFICATES, SERIES 2007-E NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for November 12, 2010 at 10:00 AM has been postponed to December 03, 2010 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State. DATED: November 12, 2010 ASSIGNEE OF MORTGAGEE: WELLS FARGO BANK, N.A., AS T R U S T E E F O R T H E CERTIFICATEHOLDERS OF BANC OF AMERICA FUNDING CORPORATION MORTGAGE PASS-THROUGH CERTIFICATES, SERIES 2007-E NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for December 03, 2010 at 10:00 AM has been postponed to January 04, 2011 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State. DATED: December 03, 2010 ASSIGNEE OF MORTGAGEE: WELLS FARGO BANK, N.A., AS TRUSTEE FOR THE CERTIFICATEHOLDERS OF BANC OF AMERICA FUNDING CORPORATION MORTGAGE PASS-THROUGH CERTIFICATES, SERIES 2007-E NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for January 04, 2011 at 10:00 AM has been postponed to January 21, 2011 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State. DATED: January 04, 2011 ASSIGNEE OF MORTGAGEE:

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ASSIGNEE OF MORTGAGEE: WELLS FARGO BANK, N.A., AS T R U S T E E F O R T H E CERTIFICATEHOLDERS OF BANC OF AMERICA FUNDING CORPORATION MORTGAGE PASS-THROUGH CERTIFICATES, SERIES 2007-E Wilford & Geske, P.A. Attorneys for Assignee Of Mortgagee: Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 004391F02 2466109 1/6/11

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: May 05, 2006 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $287,200.00 MORTGAGOR(S): Chima B Abakporo and Ngozi B Abakporo, husband and wife MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded: May 25, 2006 Dakota County Recorder Document Number: 2432581 ASSIGNMENTS OF MORTGAGE: And assigned to: Deutsche Bank National Trust Company, as Trustee for GSAA Home Equity Trust 2006-11, Asset-backed Certificates Series 2006-11 Dated: November 11, 2009 Recorded: March 11, 2010 Dakota County Recorder Document Number: 2718733 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100015700067750634 Lender or Broker: America's Wholesale Lender Residential Mortgage Servicer: BAC Home Loans Servicing, L.P. Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 20674 E Oaks Dr, Farmington, MN 55024-1593 Tax Parcel ID Number: 14-48762-030-02 LEGAL DESCRIPTION OF PROPERTY: Lot 3, Block 2, Middle Creek East 3rd Addition, Dakota County, Minnesota. AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $304,564.56 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: April 30, 2010 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on October 30, 2010, or the next business day if October 30, 2010 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: March 18, 2010 ASSIGNEE OF MORTGAGEE: Deutsche Bank National Trust Company, as Trustee for GSAA Home Equity Trust 2006-11, Asset-backed Certificates Series 2006-11 Wilford & Geske, P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 010114F01 NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for April 30, 2010 at 10:00 AM has

for April 30, 2010 at 10:00 AM has been postponed by the mortgagor pursuant to Minn. Stat. § 580.07 Subd. 2 September 30, 2010 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State. DATED: April 30, 2010 ASSIGNEE OF MORTGAGEE: Deutsche Bank National Trust Company, as Trustee for GSAA Home Equity Trust 2006-11, Asset-backed Certificates Series 2006-11 NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for September 30, 2010 at 10:00 AM has been postponed to November 01, 2010 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State. DATED: September 30, 2010 ASSIGNEE OF MORTGAGEE: Deutsche Bank National Trust Company, as Trustee for GSAA Home Equity Trust 2006-11, Asset-backed Certificates Series 2006-11 NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for November 01, 2010 at 10:00 AM has been postponed to November 03, 2010 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State. DATED: November 01, 2010 ASSIGNEE OF MORTGAGEE: Deutsche Bank National Trust Company, as Trustee for GSAA Home Equity Trust 2006-11, Asset-backed Certificates Series 2006-11 NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for November 03, 2010 at 10:00 AM has been postponed to December 03, 2010 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State. DATED: November 03, 2010 ASSIGNEE OF MORTGAGEE: Deutsche Bank National Trust Company, as Trustee for GSAA Home E q u i t y T r u s t 2 0 0 6 - 1 1 , Asset-backed Certificates Series 2006-11 NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for December 03, 2010 at 10:00 AM has been postponed to January 05, 2011 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State. DATED: December 03, 2010 ASSIGNEE OF MORTGAGEE: Deutsche Bank National Trust Company, as Trustee for GSAA Home Equity Trust 2006-11, Asset-backed Certificates Series 2006-11 NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for January 05, 2011 at 10:00 AM has been postponed to January 21, 2011 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State. DATED: January 05, 2011 ASSIGNEE OF MORTGAGEE: Deutsche Bank National Trust Company, as Trustee for GSAA Home Equity Trust 2006-11, Asset-backed Certificates Series 2006-11 The redemption period shall be 5 weeks from the date of said sale. Wilford & Geske, P.A. Attorneys for Assignee Of Mortgagee: Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 010114F01 2466026 1/6/11

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $193,000.00 MORTGAGOR(S): Gery B Kirk, a single person MORTGAGEE: Bank of America, N.A. DATE AND PLACE OF REGISTERING: Registered: April 09, 2007 Dakota County Registrar of Titles Document Number: 608670 Transaction Agent: Not Applicable Transaction Agent Mortgage Identification Number: Not Applicable Lender or Broker: Bank of America, N.A. Residential Mortgage Servicer: BAC Home Loans Servicing, L.P. Mortgage Originator: Not Applicable CERTIFICATE OF TITLE NUMBER: 142287 COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 3813 Lodestone Ln, Eagan, MN 55122-1657 Tax Parcel ID Number: 10-16711-120-03 LEGAL DESCRIPTION OF PROPERTY: Lot 12, Block 3 in Cedar Grove No. 11, according to the recorded plat thereof AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $197,949.83 THAT all pre-foreclosure require-

THAT all pre foreclosure require ments have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; that this is registered property; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: May 28, 2010 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on November 28, 2010, or the next business day if November 28, 2010 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: April 15, 2010 MORTGAGEE: Bank of America, N.A. Wilford & Geske, P.A. Attorneys for Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 012331F01 NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for May 28, 2010 at 10:00 AM has been postponed to June 24, 2010 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State. DATED: May 28, 2010 MORTGAGEE: Bank of America, N.A. NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for June 24, 2010 at 10:00 AM has been postponed to July 22, 2010 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State. DATED: June 24, 2010 MORTGAGEE: Bank of America, N.A. NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for July 22, 2010 at 10:00 AM has been postponed to August 23, 2010 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State. DATED: July 22, 2010 MORTGAGEE: Bank of America, N.A. NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for August 23, 2010 at 10:00 AM has been postponed to September 28, 2010 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State. DATED: August 23, 2010 MORTGAGEE: Bank of America, N.A. NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for September 28, 2010 at 10:00 AM has been postponed to October 28, 2010 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State. DATED: September 28, 2010 MORTGAGEE: Bank of America, N.A. NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for October 28, 2010 at 10:00 AM has been postponed to November 02, 2010 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State. DATED: October 28, 2010 MORTGAGEE: Bank of America, N.A. NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for November 02, 2010 at 10:00 AM has

for November 02, 2010 at 10:00 AM has been postponed to December 02, 2010 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State. DATED: November 02, 2010 MORTGAGEE: Bank of America, N.A. NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for December 02, 2010 at 10:00 AM has been postponed to January 03, 2011 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State. DATED: December 02, 2010 MORTGAGEE: Bank of America, N.A. NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for January 03, 2011 at 10:00 AM has been postponed to January 20, 2011 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State. DATED: January 03, 2011 MORTGAGEE: Bank of America, N.A. Wilford & Geske, P.A. Attorneys for Mortgagee: Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 012331F01 2466254 1/6/11

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: July 20, 2005 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $225,600.00 MORTGAGOR(S): Gregg A. Kegley and Renee C. Kegley, husband and wife MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded: August 22, 2005 Dakota County Recorder Document Number: 2353355 ASSIGNMENTS OF MORTGAGE: And assigned to: THE BANK OF NEW YORK MELLON FKA THE BANK OF NEW YORK, AS TRUSTEE FOR THE CERTIFICATEHOLDERS CWABS, INC., ASSET-BACKED CERTIFICATES, SERIES 2005- AB4 Dated: May 14, 2010 Recorded: June 17, 2010 Dakota County Recorder Document Number: 2736087 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100261495603033295 Lender or Broker: Great Northern Financial Group, Inc. Residential Mortgage Servicer: BAC Home Loans Servicing, L.P. Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 14668 Greenridge Ln, Burnsville, MN 55306-6919 Tax Parcel ID Number: 0207120206001 LEGAL DESCRIPTION OF PROPERTY: Lot 6, Block 1, Southcross Heights 3rd Addition, Dakota County, Minnesota. AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $301,540.50 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: August 06, 2010 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on February 06, 2011, or the next business day if February 06, 2011 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL

I M P R O V E D W I T������ H A R E S I������ DENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: June 24, 2010 ASSIGNEE OF MORTGAGEE: THE BANK OF NEW YORK MELLON FKA THE BANK OF NEW YORK, AS TRUSTEE FOR THE CERTIFICATEHOLDERS CWABS, INC., ASSET-BACKED CERTIFICATES, SERIES 2005- AB4 Wilford & Geske, P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 005668F02 NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for August 06, 2010 at 10:00 AM has been postponed to August 19, 2010 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State. DATED: August 06, 2010 ASSIGNEE OF MORTGAGEE: THE BANK OF NEW YORK MELLON FKA THE BANK OF NEW YORK, AS TRUSTEE FOR THE CERTIFICATEHOLDERS CWABS, INC., ASSET-BACKED CERTIFICATES, SERIES 2005- AB4 NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for August 19, 2010 at 10:00 AM has been postponed to September 09, 2010 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State. DATED: August 19, 2010 ASSIGNEE OF MORTGAGEE: THE BANK OF NEW YORK MELLON FKA THE BANK OF NEW YORK, AS TRUSTEE FOR THE CERTIFICATEHOLDERS CWABS, INC., ASSET-BACKED CERTIFICATES, SERIES 2005- AB4 NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for September 09, 2010 at 10:00 AM has been postponed to September 30, 2010 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State. DATED: September 09, 2010 ASSIGNEE OF MORTGAGEE: THE BANK OF NEW YORK MELLON FKA THE BANK OF NEW YORK, AS TRUSTEE FOR THE CERTIFICATEHOLDERS CWABS, INC., ASSET-BACKED CERTIFICATES, SERIES 2005- AB4 NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for September 30, 2010 at 10:00 AM has been postponed to October 21, 2010 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State. DATED: September 30, 2010 ASSIGNEE OF MORTGAGEE: THE BANK OF NEW YORK MELLON FKA THE BANK OF NEW YORK, AS TRUSTEE FOR THE CERTIFICATEHOLDERS CWABS, INC., ASSET-BACKED CERTIFICATES, SERIES 2005- AB4 NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for October 21, 2010 at 10:00 AM has been postponed to November 02, 2010 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State. DATED: October 21, 2010 ASSIGNEE OF MORTGAGEE: THE BANK OF NEW YORK MELLON FKA THE BANK OF NEW YORK, AS TRUSTEE FOR THE CERTIFICATEHOLDERS CWABS, INC., ASSET-BACKED CERTIFICATES, SERIES 2005- AB4 NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for November 02, 2010 at 10:00 AM has been postponed to December 02, 2010 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State. DATED: November 02, 2010 ASSIGNEE OF MORTGAGEE: THE BANK OF NEW YORK MELLON FKA THE BANK OF NEW YORK, AS TRUSTEE FOR THE CERTIFICATEHOLDERS CWABS, INC., ASSET-BACKED CERTIFICATES, SERIES 2005- AB4 NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for December 02, 2010 at 10:00 AM has been postponed to January 04, 2011 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State. DATED: December 02, 2010 ASSIGNEE OF MORTGAGEE: THE BANK OF NEW YORK MELLON FKA THE BANK OF NEW YORK, AS TRUSTEE FOR THE CERTIFICATEHOLDERS CWABS, INC., ASSET-BACKED CERTIFICATES, SERIES 2005- AB4 NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for January 04, 2011 at 10:00 AM has been postponed to February 03, 2011 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in

������� ������� �� ���� ��� Lobby S 100, Hastings, Minnesota in said County and State. DATED: January 04, 2011 ASSIGNEE OF MORTGAGEE: THE BANK OF NEW YORK MELLON FKA THE BANK OF NEW YORK, AS TRUSTEE FOR THE CERTIFICATEHOLDERS CWABS, INC., ASSET-BACKED CERTIFICATES, SERIES 2005- AB4 Wilford & Geske, P.A. Attorneys for Assignee Of Mortgagee: Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 005668F02 2463788 1/6/11

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: October 06, 2006 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $219,000.00 MORTGAGOR(S): Dennis Rynearson and Robin L. Rynearson, husband and wife as joint tenants MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded: January 23, 2007 Dakota County Recorder Document Number: 2490799 ASSIGNMENTS OF MORTGAGE: And assigned to: U.S. Bank National Association, as Trustee on behalf of GSAA Home Equity Trust 2007-1 Dated: March 18, 2009 Recorded: March 24, 2009 Dakota County Recorder Document Number: 2645520 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100133700017387914 Lender or Broker: Countrywide Bank, N.A. Residential Mortgage Servicer: BAC Home Loans Servicing, L.P. Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 20380 Dunbar Ave, Farmington, MN 55024-8114 Tax Parcel ID Number: 14.57600.101.05 LEGAL DESCRIPTION OF PROPERTY: That part of Lot Ten (10), Block Five (5), lying Southwesterly of a line described as follows: Beginning at a point on the Northwesterly line of said Lot Ten (10), said point being 91.505 feet Northeasterly of the most Westerly corner of said Lot Ten (10), as measured along the Northwesterly line of said Lot Ten (10), running thence South 53 degrees 03 minutes 48 seconds East to the Southeasterly line of said Lot Ten (10) and there terminating, Pine Knoll, according to the plat thereof now on file and of record in the office of the County Recorder within and for the said County and State, Dakota County, Minnesota. AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $263,886.65 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: August 13, 2010 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on February 13, 2011, or the next business day if February 13, 2011 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: July 01, 2010 ASSIGNEE OF MORTGAGEE: U.S. BANK NATIONAL ASSOCIATION,

���������� �� ���� �����


��� ������� �� ���� ������ ������ LOCATED: ������� Dakota Property Address: 20970 ���������� ���� ��������� BANK NATIONAL ASSOCIATION, AS TRUSTEE ON BEHALF OF GSAA HOME EQUITY TRUST 2007-1 Wilford & Geske, P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 007368F02 NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for August 13, 2010 at 10:00 AM has been postponed to September 02, 2010 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State. DATED: August 13, 2010 ASSIGNEE OF MORTGAGEE: U.S. BANK NATIONAL ASSOCIATION, AS TRUSTEE ON BEHALF OF GSAA HOME EQUITY TRUST 2007-1 NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for September 02, 2010 at 10:00 AM has been postponed to October 04, 2010 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State. DATED: September 02, 2010 ASSIGNEE OF MORTGAGEE: U.S. BANK NATIONAL ASSOCIATION, AS TRUSTEE ON BEHALF OF GSAA HOME EQUITY TRUST 2007-1 NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for October 04, 2010 at 10:00 AM has been postponed to October 22, 2010 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State. DATED: October 04, 2010 ASSIGNEE OF MORTGAGEE: U.S. BANK NATIONAL ASSOCIATION, AS TRUSTEE ON BEHALF OF GSAA HOME EQUITY TRUST 2007-1 NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for October 22, 2010 at 10:00 AM has been postponed to November 03, 2010 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State. DATED: October 22, 2010 ASSIGNEE OF MORTGAGEE: U.S. BANK NATIONAL ASSOCIATION, AS TRUSTEE ON BEHALF OF GSAA HOME EQUITY TRUST 2007-1 NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for November 03, 2010 at 10:00 AM has been postponed to December 07, 2010 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State. DATED: November 03, 2010 ASSIGNEE OF MORTGAGEE: U.S. BANK NATIONAL ASSOCIATION, AS TRUSTEE ON BEHALF OF GSAA HOME EQUITY TRUST 2007-1 NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for December 07, 2010 at 10:00 AM has been postponed to January 06, 2011 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State. DATED: December 07, 2010 ASSIGNEE OF MORTGAGEE: U.S. BANK NATIONAL ASSOCIATION, AS TRUSTEE ON BEHALF OF GSAA HOME EQUITY TRUST 2007-1 NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for January 06, 2011 at 10:00 AM has been postponed to February 03, 2011 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State. DATED: January 06, 2011 ASSIGNEE OF MORTGAGEE: U.S. BANK NATIONAL ASSOCIATION, AS TRUSTEE ON BEHALF OF GSAA HOME EQUITY TRUST 2007-1 Wilford & Geske, P.A. Attorneys for Assignee Of Mortgagee: Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 007368F02 2463831 1/6/11

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: April 23, 2007 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $224,000.00 MORTGAGOR(S): Phillip W. Black and Darlene C. Black, husband and wife MORTGAGEE: Bank of America, N.A. DATE AND PLACE OF RECORDING: Recorded: May 09, 2007 Dakota County Recorder Document Number: 2515369 Transaction Agent: Not Applicable Transaction Agent Mortgage Identification Number: Not Applicable Lender or Broker: Bank of America, N.A. Residential Mortgage Servicer: Bank of America, N.A. Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota

Holyoke Ave, Lakeville, MN 55044-9644 Tax Parcel ID Number: 22-44450-062-02 LEGAL DESCRIPTION OF PROPERTY: Lots 5 and 6 and the North 5 feet of Lot 4, Block 2, Fairchild, also known as Village of Lakeville, Dakota County, Minnesota. AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $237,873.99 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: August 13, 2009 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: June 25, 2009 MORTGAGEE: Bank of America, N.A. Wilford & Geske, P.A. Attorneys for Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 004023F01 NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for August 13, 2009 at 10:00 AM has been postponed to October 01, 2009 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State. DATED: August 13, 2009 MORTGAGEE: Bank of America, N.A. NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for October 01, 2009 at 10:00 AM has been postponed to October 22, 2009 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State. DATED: October 01, 2009 MORTGAGEE: Bank of America, N.A. NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for October 22, 2009 at 10:00 AM has been postponed to January 21, 2010 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State. DATED: October 22, 2009 MORTGAGEE: Bank of America, N.A. NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for January 21, 2010 at 10:00 AM has been postponed to February 25, 2010 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State. DATED: January 21, 2010 MORTGAGEE: Bank of America, N.A. NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for February 25, 2010 at 10:00 AM has been postponed to March 25, 2010 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State. DATED: February 25, 2010 MORTGAGEE: Bank of America, N.A. NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for March 25, 2010 at 10:00 AM has been postponed to April 29, 2010 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State. DATED: March 25, 2010 MORTGAGEE: Bank of America, N.A. NOTICE OF POSTPONEMENT OF

NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for April 29, 2010 at 10:00 AM has been postponed to May 13, 2010 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State. DATED: April 29, 2010 MORTGAGEE: Bank of America, N.A. NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for May 13, 2010 at 10:00 AM has been postponed to June 10, 2010 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State. DATED: May 13, 2010 MORTGAGEE: Bank of America, N.A. NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for June 10, 2010 at 10:00 AM has been postponed to June 24, 2010 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State. DATED: June 10, 2010 MORTGAGEE: Bank of America, N.A. NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for June 24, 2010 at 10:00 AM has been postponed to July 15, 2010 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State. DATED: June 24, 2010 MORTGAGEE: Bank of America, N.A. NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for July 15, 2010 at 10:00 AM has been postponed to July 30, 2010 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State. DATED: July 15, 2010 MORTGAGEE: Bank of America, N.A. NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for July 30, 2010 at 10:00 AM has been postponed to August 20, 2010 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State. DATED: July 30, 2010 MORTGAGEE: Bank of America, N.A. NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for August 20, 2010 at 10:00 AM has been postponed to September 10, 2010 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State. DATED: August 20, 2010 MORTGAGEE: Bank of America, N.A. NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for September 10, 2010 at 10:00 AM has been postponed to October 01, 2010 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State. DATED: September 10, 2010 MORTGAGEE: Bank of America, N.A. NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for October 01, 2010 at 10:00 AM has been postponed to October 21, 2010 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State. DATED: October 01, 2010 MORTGAGEE: Bank of America, N.A. NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for October 21, 2010 at 10:00 AM has been postponed to November 01, 2010 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State. DATED: October 21, 2010 MORTGAGEE: Bank of America, N.A. NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for November 01, 2010 at 10:00 AM has been postponed to December 02, 2010 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State. DATED: November 01, 2010 MORTGAGEE: Bank of America, N.A. NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for December 02, 2010 at 10:00 AM has been postponed to January 05, 2011 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State. DATED: December 02, 2010 MORTGAGEE: Bank of America, N.A. NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for January 05, 2011 at 10:00 AM has

for January 05, 2011 at 10:00 AM has been postponed to February 04, 2011 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State. DATED: January 05, 2011 MORTGAGEE: Bank of America, N.A. Wilford & Geske, P.A. Attorneys for Mortgagee: Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 004023F01 2466057 1/6/11

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: March 13, 2006 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $160,000.00 MORTGAGOR(S): Michelle L Benson a single person and Curtis D Hendrickson a single person MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded: April 24, 2006 Dakota County Recorder Document Number: 2422763 ASSIGNMENTS OF MORTGAGE: And assigned to: THE BANK OF NEW YORK MELLON FKA THE BANK OF NEW YORK, AS TRUSTEE FOR THE CERTIFICATEHOLDERS CWABS, INC., ASSET-BACKED CERTIFICATES, SERIES 2006-6 Dated: August 02, 2010 Recorded: August 03, 2010 Dakota County Recorder Document Number: 2744107 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100015700065531044 Lender or Broker: America's Wholesale Lender Residential Mortgage Servicer: BAC Home Loans Servicing, L.P. Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 1662 City View Dr, Eagan, MN 55121-1702 Tax Parcel ID Number: 10-41300-045-07 LEGAL DESCRIPTION OF PROPERTY: Unit No 45, CIC No 347, a planned community, Valley R i d g e Townhomes, Dakota County, Minnesota AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $193,745.10 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: September 17, 2010 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on March 17, 2011, or the next business day if March 17, 2011 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: August 05, 2010 ASSIGNEE OF MORTGAGEE: THE BANK OF NEW YORK MELLON FKA THE BANK OF NEW YORK, AS TRUSTEE FOR THE CERTIFICATEHOLDERS CWABS, INC., ASSET-BACKED CERTIFICATES, SERIES 2006-6 Wilford & Geske, P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 014749F02

File Number: 014749F02 NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for September 17, 2010 at 10:00 AM has been postponed to October 21, 2010 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State. DATED: September 17, 2010 ASSIGNEE OF MORTGAGEE: THE BANK OF NEW YORK MELLON FKA THE BANK OF NEW YORK, AS TRUSTEE FOR THE CERTIFICATEHOLDERS CWABS, INC., ASSET-BACKED CERTIFICATES, SERIES 2006-6 NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for October 21, 2010 at 10:00 AM has been postponed to November 02, 2010 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State. DATED: October 21, 2010 ASSIGNEE OF MORTGAGEE: THE BANK OF NEW YORK MELLON FKA THE BANK OF NEW YORK, AS TRUSTEE FOR THE CERTIFICATEHOLDERS CWABS, INC., ASSET-BACKED CERTIFICATES, SERIES 2006-6 NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for November 02, 2010 at 10:00 AM has been postponed to December 02, 2010 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State. DATED: November 02, 2010 ASSIGNEE OF MORTGAGEE: THE BANK OF NEW YORK MELLON FKA THE BANK OF NEW YORK, AS TRUSTEE FOR THE CERTIFICATEHOLDERS CWABS, INC., ASSET-BACKED CERTIFICATES, SERIES 2006-6 NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for December 02, 2010 at 10:00 AM has been postponed to January 04, 2011 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State. DATED: December 02, 2010 ASSIGNEE OF MORTGAGEE: THE BANK OF NEW YORK MELLON FKA THE BANK OF NEW YORK, AS TRUSTEE FOR THE CERTIFICATEHOLDERS CWABS, INC., ASSET-BACKED CERTIFICATES, SERIES 2006-6 NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for January 04, 2011 at 10:00 AM has been postponed to February 07, 2011 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State. DATED: January 04, 2011 ASSIGNEE OF MORTGAGEE: THE BANK OF NEW YORK MELLON FKA THE BANK OF NEW YORK, AS TRUSTEE FOR THE CERTIFICATEHOLDERS CWABS, INC., ASSET-BACKED CERTIFICATES, SERIES 2006-6 Wilford & Geske, P.A. Attorneys for Assignee Of Mortgagee: Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 014749F02 2462896 1/6/11

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: March 21, 2006 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $96,000.00 MORTGAGOR(S): Michael F Page, an unmarried man MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded: April 06, 2006 Dakota County Recorder Document Number: 2418480 ASSIGNMENTS OF MORTGAGE: And assigned to: BAC Home Loans Servicing, LP Dated: October 28, 2010 Recorded: October 29, 2010 Dakota County Recorder Document Number: 2762566 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100015700065596740 Lender or Broker: America's Wholesale Lender Residential Mortgage Servicer: BAC Home Loans Servicing, L.P. Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 12824 Nicollet Ave Apt 201, Burnsville, MN 55337-2821 Tax Parcel ID Number: 02-01300-351-16 LEGAL DESCRIPTION OF PROPERTY: Apartment No. 201, 12824 Nicollet Avenue, Apartment Ownership No. 15, Ridgeview Condominium, Dakota County, Minnesota. AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $120,130.78 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the

tuted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: December 17, 2010 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on June 17, 2011, or the next business day if June 17, 2011 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: November 04, 2010 ASSIGNEE OF MORTGAGEE: BAC Home Loans Servicing, LP Wilford & Geske, P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 017837F01 NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for December 17, 2010 at 10:00 AM has been postponed to January 04, 2011 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State. DATED: December 17, 2010 ASSIGNEE OF MORTGAGEE: BAC Home Loans Servicing, LP NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for January 04, 2011 at 10:00 AM has been postponed to January 25, 2011 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State. DATED: January 04, 2011 ASSIGNEE OF MORTGAGEE: BAC Home Loans Servicing, LP Wilford & Geske, P.A. Attorneys for Assignee Of Mortgagee: Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 017837F01 2467337 1/6/11

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: June 25, 2007 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $168,000.00 MORTGAGOR(S): Sean D. Roff and Vivan A. Roff a/k/a Vivian A. Roff, husband and wife MORTGAGEE: Merchants Bank, National Association - Hampton DATE AND PLACE OF RECORDING: Recorded: July 03, 2007 Dakota County Recorder Document Number: 2528304 ASSIGNMENTS OF MORTGAGE: And assigned to: Countrywide Bank, FSB Dated: June 25, 2007 Recorded: July 03, 2007 Dakota County Recorder Document Number: 2528305 And assigned to: BAC Home Loans Servicing, L.P. Dated: July 30, 2010 Recorded: August 02, 2010 Dakota County Recorder Document Number: 2743840 Transaction Agent: Not Applicable Transaction Agent Mortgage Identification Number: Not Applicable Lender or Broker: Merchants Bank, National Association - Hampton Residential Mortgage Servicer: BAC Home Loans Servicing, L.P. Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 2563 Yellowstone Dr, Hastings, MN 55033-3751 Tax Parcel ID Number:

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Tax Parcel ID Number: 19-29702-068-05 LEGAL DESCRIPTION OF PROPERTY: Unit No. 68 Glendale Heights Villas, a Condominium, CIC No. 439, Dakota County, Minnesota. AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $167,982.30 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: September 17, 2010 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on March 17, 2011, or the next business day if March 17, 2011 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: August 05, 2010 ASSIGNEE OF MORTGAGEE: BAC Home Loans Servicing, L.P. Wilford & Geske, P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 015885F01 NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for September 17, 2010 at 10:00 AM has been postponed to October 05, 2010 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State. DATED: September 17, 2010 ASSIGNEE OF MORTGAGEE: BAC Home Loans Servicing, L.P. NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for October 05, 2010 at 10:00 AM has been postponed to October 26, 2010 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State. DATED: October 05, 2010 ASSIGNEE OF MORTGAGEE: BAC Home Loans Servicing, L.P. NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for October 26, 2010 at 10:00 AM has been postponed to November 03, 2010 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State. DATED: October 26, 2010 ASSIGNEE OF MORTGAGEE: BAC Home Loans Servicing, L.P. NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for November 03, 2010 at 10:00 AM has been postponed to December 03, 2010 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State. DATED: November 03, 2010 ASSIGNEE OF MORTGAGEE: BAC Home Loans Servicing, L.P. NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for December 03, 2010 at 10:00 AM has been postponed to January 03, 2011 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State. DATED: December 03, 2010 ASSIGNEE OF MORTGAGEE: BAC Home Loans Servicing, L.P. NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for January 03, 2011 at 10:00 AM has been postponed to February 03, 2011 at 10:00 AM in the Dakota County Law

at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State. DATED: January 03, 2011 ASSIGNEE OF MORTGAGEE: BAC Home Loans Servicing, L.P. Wilford & Geske, P.A. Attorneys for Assignee Of Mortgagee: Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 015885F01 2462520 1/6/11

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: October 18, 2004 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $584,000.00 MORTGAGOR(S): Darleen W. Smith and Columbus T. Smith, Jr., wife and husband, as joint tenants MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF REGISTERING: Registered: November 24, 2004 Dakota County Registrar of Titles Document Number: 553004 ASSIGNMENTS OF MORTGAGE: And assigned to: GreenPoint Mortgage Funding, Inc. Dated: March 14, 2006 Registered: March 30, 2006 Dakota County Registrar of Titles Document Number: 587279 And Corrective Assignment Registered: Dakota County Registrar of Titles Document Number: And assigned to: The Bank of New York Mellon fka the Bank of New York successor to JPMorgan Chase Bank, N.A., as trustee for the Certificateholders of Bear Stearns ALT-A Trust, Morgage Pass-through Certificates 2005-1 Dated: March 22, 2010 Registered: May 19, 2010 Dakota County Registrar of Titles Document Number: T662155 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 10013800851527677 Lender or Broker: GreenPoint Mortgage Funding, Inc. Residential Mortgage Servicer: BAC Home Loans Servicing, L.P. Mortgage Originator: Not Applicable CERTIFICATE OF TITLE NUMBER: 126809 COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 9348 Bluebill Bay Rd, Lakeville, MN 55044-5662 Tax Parcel ID Number: 22-83665-012-01 LEGAL DESCRIPTION OF PROPERTY: That part of Lot 1, Block 1, Weishaar Addition, according to the recorded plat thereof, Dakota County, Minnesota, which lies Easterly of the following described line: Commencing at the Northeast corner of said Lot 1; thence North 88 degrees 35 minutes 18 seconds West, assumed bearing, along the North line of said Lot 1 a distance of 100 feet to the point of beginning of the line to be described; thence South 00 degrees 37 minutes 18 seconds East 100 feet; thence South 24 degrees 06 minutes East 162.1 feet to the South line of said Lot 1 and said line there terminating, Dakota County, Minnesota AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $658,003.52 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; that this is registered property; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: July 02, 2010 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on January 02, 2011, or the next business day if January 02, 2011 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED

A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: May 20, 2010 ASSIGNEE OF MORTGAGEE: The Bank of New York Mellon fka the Bank of New York successor to JPMorgan Chase Bank, N.A., as trustee for the Certificateholders of Bear Stearns ALT-A Trust, Morgage Pass-through Certificates 2005-1 Wilford & Geske, P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 006466F02 NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for July 02, 2010 at 10:00 AM has been postponed to July 16, 2010 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State. DATED: July 02, 2010 ASSIGNEE OF MORTGAGEE: The Bank of New York Mellon fka the Bank of New York successor to JPMorgan Chase Bank, N.A., as trustee for the Certificateholders of Bear Stearns ALT-A Trust, Morgage Pass-through Certificates 2005-1 NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for July 16, 2010 at 10:00 AM has been postponed to August 12, 2010 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State. DATED: July 16, 2010 ASSIGNEE OF MORTGAGEE: The Bank of New York Mellon fka the Bank of New York successor to JPMorgan Chase Bank, N.A., as trustee for the Certificateholders of Bear Stearns ALT-A Trust, Morgage Pass-through Certificates 2005-1 NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for August 12, 2010 at 10:00 AM has been postponed to September 02, 2010 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State. DATED: August 12, 2010 ASSIGNEE OF MORTGAGEE: The Bank of New York Mellon fka the Bank of New York successor to JPMorgan Chase Bank, N.A., as trustee for the Certificateholders of Bear Stearns ALT-A Trust, Morgage Pass-through Certificates 2005-1 NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for September 02, 2010 at 10:00 AM has been postponed to September 23, 2010 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State. DATED: September 02, 2010 ASSIGNEE OF MORTGAGEE: The Bank of New York Mellon fka the Bank of New York successor to JPMorgan Chase Bank, N.A., as trustee for the Certificateholders of Bear Stearns ALT-A Trust, Morgage Pass-through Certificates 2005-1 NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for September 23, 2010 at 10:00 AM has been postponed to October 14, 2010 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State. DATED: September 23, 2010 ASSIGNEE OF MORTGAGEE: The Bank of New York Mellon fka the Bank of New York successor to JPMorgan Chase Bank, N.A., as trustee for the Certificateholders of Bear Stearns ALT-A Trust, Morgage Pass-through Certificates 2005-1 NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for October 14, 2010 at 10:00 AM has been postponed to November 02, 2010 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State. DATED: October 14, 2010 ASSIGNEE OF MORTGAGEE: The Bank of New York Mellon fka the Bank of New York successor to JPMorgan Chase Bank, N.A., as trustee for the Certificateholders of Bear Stearns ALT-A Trust, Morgage Pass-through Certificates 2005-1 NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for November 02, 2010 at 10:00 AM has been postponed to December 03, 2010 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State. DATED: November 02, 2010 ASSIGNEE OF MORTGAGEE: The Bank of New York Mellon fka the Bank of New York successor

the Bank of New York successor to JPMorgan Chase Bank, N.A., as trustee for the Certificateholders of Bear Stearns ALT-A Trust, Morgage Pass-through Certificates 2005-1 NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for December 03, 2010 at 10:00 AM has been postponed to January 05, 2011 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State. DATED: December 03, 2010 ASSIGNEE OF MORTGAGEE: The Bank of New York Mellon fka the Bank of New York successor to JPMorgan Chase Bank, N.A., as trustee for the Certificateholders of Bear Stearns ALT-A Trust, Morgage Pass-through Certificates 2005-1 NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for January 05, 2011 at 10:00 AM has been postponed to February 02, 2011 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State. DATED: January 06, 2011 ASSIGNEE OF MORTGAGEE: The Bank of New York Mellon fka the Bank of New York successor to JPMorgan Chase Bank, N.A., as trustee for the Certificateholders of Bear Stearns ALT-A Trust, Morgage Pass-through Certificates 2005-1 Wilford & Geske, P.A. Attorneys for Assignee Of Mortgagee: Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 006466F02 2464211 1/6/11

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: November 30, 2004 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $165,205.00 MORTGAGOR(S): Jeff Forga, An Unmarried Man MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded: January 03, 2005 Dakota County Recorder Document Number: 2281786 ASSIGNMENTS OF MORTGAGE: And assigned to: THE BANK OF NEW YORK MELLON FKA THE BANK OF NEW YORK AS SUCCESSOR IN INTEREST TO JPMORGAN CHASE BANK, N.A. AS TRUSTEE FOR CWABS 2004-S Dated: May 04, 2010 Recorded: August 03, 2010 Dakota County Recorder Document Number: 2744109 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 1001337-0000401005-7 Lender or Broker: America's Wholesale Lender Residential Mortgage Servicer: BAC Home Loans Servicing, L.P. Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 20039 Cabrilla Way, Farmington, MN 55024-1483 Tax Parcel ID Number: 12.24500.047.04 LEGAL DESCRIPTION OF PROPERTY: Lot 47, Block 4, Empire River Preserve, CIC No. 386, Dakota County, State of Minnesota. AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $169,389.95 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: September 17, 2010 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on March 17, 2011, or the next business day if March 17, 2011 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION.

������ AFFECTED BY THIS ACTION.������ THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: August 05, 2010 ASSIGNEE OF MORTGAGEE: THE BANK OF NEW YORK MELLON FKA THE BANK OF NEW YORK AS SUCCESSOR IN INTEREST TO JPMORGAN CHASE BANK, N.A. AS TRUSTEE FOR CWABS 2004-S Wilford & Geske, P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 014662F01 NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for September 17, 2010 at 10:00 AM has been postponed to October 08, 2010 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State. DATED: September 17, 2010 ASSIGNEE OF MORTGAGEE: THE BANK OF NEW YORK MELLON FKA THE BANK OF NEW YORK AS SUCCESSOR IN INTEREST TO JPMORGAN CHASE BANK, N.A. AS TRUSTEE FOR CWABS 2004-S NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for October 08, 2010 at 10:00 AM has been postponed to November 09, 2010 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State. DATED: October 08, 2010 ASSIGNEE OF MORTGAGEE: THE BANK OF NEW YORK MELLON FKA THE BANK OF NEW YORK AS SUCCESSOR IN INTEREST TO JPMORGAN CHASE BANK, N.A. AS TRUSTEE FOR CWABS 2004-S NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for November 09, 2010 at 10:00 AM has been postponed to December 09, 2010 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State. DATED: November 09, 2010 ASSIGNEE OF MORTGAGEE: THE BANK OF NEW YORK MELLON FKA THE BANK OF NEW YORK AS SUCCESSOR IN INTEREST TO JPMORGAN CHASE BANK, N.A. AS TRUSTEE FOR CWABS 2004-S NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for December 09, 2010 at 10:00 AM has been postponed to January 04, 2011 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State. DATED: December 09, 2010 ASSIGNEE OF MORTGAGEE: THE BANK OF NEW YORK MELLON FKA THE BANK OF NEW YORK AS SUCCESSOR IN INTEREST TO JPMORGAN CHASE BANK, N.A. AS TRUSTEE FOR CWABS 2004-S NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for January 04, 2011 at 10:00 AM has been postponed to January 18, 2011 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State. DATED: January 04, 2011 ASSIGNEE OF MORTGAGEE: THE BANK OF NEW YORK MELLON FKA THE BANK OF NEW YORK AS SUCCESSOR IN INTEREST TO JPMORGAN CHASE BANK, N.A. AS TRUSTEE FOR CWABS 2004-S Wilford & Geske, P.A. Attorneys for Assignee Of Mortgagee: Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 014662F01 2462920 1/6/11

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: April 13, 2007 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $196,000.00 MORTGAGOR(S): Brad A Thompson, a single person MORTGAGEE: Bank of America, N.A. DATE AND PLACE OF RECORDING: Recorded: April 27, 2007 Dakota County Recorder Document Number: 2512647 ASSIGNMENTS OF MORTGAGE: And assigned to: BAC Home Loans Servicing, LP Dated: July 09, 2010 Recorded: July 14, 2010 Dakota County Recorder Document Number: 2740597 Transaction Agent: Not Applicable Transaction Agent Mortgage Identification Number: Not Applicable Lender or Broker: Bank of America,

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N.A. Residential Mortgage Servicer: BAC Home Loans Servicing, L.P. Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 4437 Slater Rd, Eagan, MN 55122-2382 Tax Parcel ID Number: 10-17402-140-02 LEGAL DESCRIPTION OF PROPERTY: Lot 14, Block 2, Cinnamon Ridge 3rd Addition, Dakota County, Minnesota. AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $193,881.11 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: September 10, 2010 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on March 10, 2011, or the next business day if March 10, 2011 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: July 29, 2010 ASSIGNEE OF MORTGAGEE: BAC Home Loans Servicing, LP Wilford & Geske, P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 015780F01 NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for September 10, 2010 at 10:00 AM has been postponed to October 12, 2010 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State. DATED: September 10, 2010 ASSIGNEE OF MORTGAGEE: BAC Home Loans Servicing, LP NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for October 12, 2010 at 10:00 AM has been postponed to October 27, 2010 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State. DATED: October 12, 2010 ASSIGNEE OF MORTGAGEE: BAC Home Loans Servicing, LP NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for October 27, 2010 at 10:00 AM has been postponed to November 03, 2010 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State. DATED: October 27, 2010 ASSIGNEE OF MORTGAGEE: BAC Home Loans Servicing, LP NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for November 03, 2010 at 10:00 AM has been postponed to December 06, 2010 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State. DATED: November 03, 2010 ASSIGNEE OF MORTGAGEE: BAC Home Loans Servicing, LP NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for December 06, 2010 at 10:00 AM has been postponed to January 06, 2011 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State.

���������� �� ���� �����


��� ������� �� ���� ������ ������ ������� File Number: 016828F01 NOTICE OF POSTPONEMENT OF ���������� ���� ��������� said County and State. DATED: December 06, 2010 ASSIGNEE OF MORTGAGEE: BAC Home Loans Servicing, LP NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for January 06, 2011 at 10:00 AM has been postponed to February 08, 2011 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State. DATED: January 06, 2011 ASSIGNEE OF MORTGAGEE: BAC Home Loans Servicing, LP Wilford & Geske, P.A. Attorneys for Assignee Of Mortgagee: Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 015780F01 2463741 1/6/11

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: October 20, 2006 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $146,599.00 MORTGAGOR(S): Mark E Gangler and Allison L Gangler, husband and wife MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded: November 02, 2006 Dakota County Recorder Document Number: 2473074 ASSIGNMENTS OF MORTGAGE: And assigned to: U.S. Bank National Association Dated: August 31, 2010 Recorded: September 09, 2010 Dakota County Recorder Document Number: 2751452 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100021268000603445 Lender or Broker: Mortgages Unlimited, Inc. Residential Mortgage Servicer: U.S. Bank Home Mortgage Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 3380 Cloman Way, Inver Grove Heights, MN 55076-1646 Tax Parcel ID Number: 20-44350-130-01 LEGAL DESCRIPTION OF PROPERTY: Unit 57, Building No. 15, Lakebridge Condominium No. 2, Condominium File No. 6, Dakota County, Minnesota. AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $146,223.37 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: October 29, 2010 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on April 29, 2011, or the next business day if April 29, 2011 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: September 16, 2010 ASSIGNEE OF MORTGAGEE: U.S. Bank National Association Wilford & Geske, P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 016828F01

MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for October 29, 2010 at 10:00 AM has been postponed to December 02, 2010 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State. DATED: October 29, 2010 ASSIGNEE OF MORTGAGEE: U.S. Bank National Association NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for December 02, 2010 at 10:00 AM has been postponed to January 06, 2011 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State. DATED: December 02, 2010 ASSIGNEE OF MORTGAGEE: U.S. Bank National Association NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for January 06, 2011 at 10:00 AM has been postponed to February 10, 2011 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State. DATED: January 06, 2011 ASSIGNEE OF MORTGAGEE: U.S. Bank National Association Wilford & Geske, P.A. Attorneys for Assignee Of Mortgagee: Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 016828F01 2462655 1/6/11

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: April 18, 2002 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $383,920.00 MORTGAGOR(S): Matthew H Wehling and Patricia Wehling, husband and wife MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded: May 30, 2002 Dakota County Recorder Document Number: 1901030 ASSIGNMENTS OF MORTGAGE: And assigned to: Countrywide Home Loans, Inc. for the benefit of Hudson Savings Bank Dated: April 19, 2006 Recorded: April 25, 2006 Dakota County Recorder Document Number: 2423050 And assigned to: Countrywide Home Loans Servicing, LP Dated: February 05, 2009 Recorded: February 13, 2009 Dakota County Recorder Document Number: 2637336 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100015700009614021 Lender or Broker: America's Wholesale Lender Residential Mortgage Servicer: BAC Home Loans Servicing, L.P. Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 13223 Danube Ln, Rosemount, MN 55122 Tax Parcel ID Number: 34.25100.080.04 LEGAL DESCRIPTION OF PROPERTY: Lot 8, Block 4, Evermoor, Dakota County, Minnesota. AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $441,301.75 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: November 19, 2010 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on May 19, 2011, or the next business day if May 19, 2011 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL

THE MORTGAGOR S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: October 07, 2010 ASSIGNEE OF MORTGAGEE: BAC Home Loans Servicing, LP fka Countrywide Home Loans Servicing, LP Wilford & Geske, P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 017155F01 NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for November 19, 2010 at 10:00 AM has been postponed to December 20, 2010 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State. DATED: November 19, 2010 ASSIGNEE OF MORTGAGEE: BAC Home Loans Servicing, LP fka Countrywide Home Loans Servicing, LP NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for December 20, 2010 at 10:00 AM has been postponed to January 05, 2011 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State. DATED: December 20, 2010 ASSIGNEE OF MORTGAGEE: BAC Home Loans Servicing, LP fka Countrywide Home Loans Servicing, LP NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for January 05, 2011 at 10:00 AM has been postponed to January 19, 2011 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State. DATED: January 05, 2011 ASSIGNEE OF MORTGAGEE: BAC Home Loans Servicing, LP fka Countrywide Home Loans Servicing, LP Wilford & Geske, P.A. Attorneys for Assignee Of Mortgagee: Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 017155F01 2467485 1/6/11

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: September 26, 2005 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $214,400.00 MORTGAGOR(S): Nicholas T. Gunderson, A Single Man MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded: October 07, 2005 Dakota County Recorder Document Number: 2368450 ASSIGNMENTS OF MORTGAGE: And assigned to: THE BANK OF NEW YORK MELLON FKA THE BANK OF NEW YORK AS TRUSTEE FOR THE CERTIFICATEHOLDERS CWALT, INC. ALTERNATIVE LOAN TRUST 2005-66 MORTGAGE PASS-THROUGH CERTIFICATES, SERIES 2005-66 Dated: June 07, 2010 Recorded: August 06, 2010 Dakota County Recorder Document Number: 2745002 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 1001337-0000963934-8 Lender or Broker: Countrywide Bank, N.A. Residential Mortgage Servicer: BAC Home Loans Servicing, L.P. Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 21220 Ilavista Way, Lakeville, MN 55044-1903 Tax Parcel ID Number: 22.84100.030.04 LEGAL DESCRIPTION OF PROPERTY: Lot 3, Block 4, Wild Meadows Villas, CIC NO. 364, according to the recorded plat thereof, Dakota County, Minnesota. AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $259,773.12 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: September 24, 2010 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota

sota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on March 24, 2011, or the next business day if March 24, 2011 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: August 12, 2010 ASSIGNEE OF MORTGAGEE: THE BANK OF NEW YORK MELLON FKA THE BANK OF NEW YORK AS TRUSTEE FOR THE CERTIFICATEHOLDERS CWALT, INC. ALTERNATIVE LOAN TRUST 2005-66 MORTGAGE PASSTHROUGH CERTIFICATES, SERIES 2005-66 Wilford & Geske, P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 013029F02 NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for September 24, 2010 at 10:00 AM has been postponed to October 15, 2010 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State. DATED: September 24, 2010 ASSIGNEE OF MORTGAGEE: THE BANK OF NEW YORK MELLON FKA THE BANK OF NEW YORK AS TRUSTEE FOR THE CERTIFICATEHOLDERS CWALT, INC. ALTERNATIVE LOAN TRUST 2005-66 MORTGAGE PASSTHROUGH CERTIFICATES, SERIES 2005-66 NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for October 15, 2010 at 10:00 AM has been postponed to November 03, 2010 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State. DATED: October 15, 2010 ASSIGNEE OF MORTGAGEE: THE BANK OF NEW YORK MELLON FKA THE BANK OF NEW YORK AS TRUSTEE FOR THE CERTIFICATEHOLDERS CWALT, INC. ALTERNATIVE LOAN TRUST 2005-66 MORTGAGE PASSTHROUGH CERTIFICATES, SERIES 2005-66 NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for November 03, 2010 at 10:00 AM has been postponed to December 06, 2010 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State. DATED: November 03, 2010 ASSIGNEE OF MORTGAGEE: THE BANK OF NEW YORK MELLON FKA THE BANK OF NEW YORK AS TRUSTEE FOR THE CERTIFICATEHOLDERS CWALT, INC. ALTERNATIVE LOAN TRUST 2 0 0 5 - 6 6 M O R T G A G E PASS-THROUGH CERTIFICATES, SERIES 2005-66 NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for December 06, 2010 at 10:00 AM has been postponed to January 06, 2011 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State. DATED: December 06, 2010 ASSIGNEE OF MORTGAGEE: THE BANK OF NEW YORK MELLON FKA THE BANK OF NEW YORK AS TRUSTEE FOR THE CERTIFICATEHOLDERS CWALT, INC. ALTERNATIVE LOAN TRUST 2 0 0 5 - 6 6 M O R T G A G E PASS-THROUGH CERTIFICATES, SERIES 2005-66 NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for January 06, 2011 at 10:00 AM has been postponed to January 21, 2011 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State. DATED: January 06, 2011

DATED: January 06, 2011 ASSIGNEE OF MORTGAGEE: THE BANK OF NEW YORK MELLON FKA THE BANK OF NEW YORK AS TRUSTEE FOR THE CERTIFICATEHOLDERS CWALT, INC. ALTERNATIVE LOAN TRUST 2 0 0 5 - 6 6 M O R T G A G E PASS-THROUGH CERTIFICATES, SERIES 2005-66 Wilford & Geske, P.A. Attorneys for Assignee Of Mortgagee: Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 013029F02 2466804 1/6/11

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: A u g u s t 1 7 , 2006 MORTGAGORS: Jacob Lukkes and Jennifer Lukkes, husband and wife. MORTGAGEE: Mortgage Electronic Registration Systems, Inc.. DATE AND PLACE OF RECORDING: Recorded September 1, 2006, Dakota County Recorder, Document No. 2458118. ASSIGNMENTS OF MORTGAGE: Assigned to: Chase Home Finance, LLC, Dated: September 14, 2010, Recorded: September 22, 2010, Document No. 2754146. TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100015901074407552 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: CTX Mortgage Company, LLC RESIDENTIAL MORTGAGE SERVICER: Chase Home Finance LLC MORTGAGED PROPERTY ADDRESS: 1876 13th Street West, Hastings, MN 55033 TAX PARCEL I.D. #: 195860090710 LEGAL DESCRIPTION OF PROPERTY: UNIT NO. 907, COMMON INTEREST COMMUNITY NUMBER 511, A CONDOMINIUM, PRAIRIE RIDGE, DAKOTA COUNTY, MINNESOTA COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $159,990.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $175,574.79 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: January 4, 2011 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on July 5, 2011. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED." Dated: November 9, 2010. Chase Home Finance LLC Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 30-9141 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE Pursuant to the provisions of Minnesota Statutes 580.07, the

Minnesota Statutes 580.07, the foregoing foreclosure sale is postponed until February 15, 2011 at 10:00 am at the Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN, in said county and state. Dated: January 3, 2011. Chase Home Finance LLC Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 30-9141 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2467419 1/6/11

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: S e p t e m b e r 16, 2005 MORTGAGORS: Vincent J. Vassallo, Jr. and Jeniffer S. Vassallo, husband and wife. MORTGAGEE: Tradition Mortgage. DATE AND PLACE OF RECORDING: Recorded February 27, 2006, Dakota County Recorder, Document No. 2408630. ASSIGNMENTS OF MORTGAGE: Assigned to: ABN AMRO Mortgage Group, Inc., N/K/A CitiMortgage, Inc., Dated: September 16, 2005, Recorded: February 27, 2006, Document No. 2408631. TRANSACTION AGENT: NONE TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: NONE LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Tradition Mortgage RESIDENTIAL MORTGAGE SERVICER: CitiMortgage, Inc. MORTGAGED PROPERTY ADDRESS: 1459 Highview Avenue, Saint Paul, MN 55121 TAX PARCEL I.D. #: 10-81400-080-03 LEGAL DESCRIPTION OF PROPERTY: Lot Eight (8) in Block Three (3) of Valley View Plateau, according to the plat thereof on file or of record in the Office of the County Recorder, Dakota County, Minnesota. COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $220,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $236,358.38 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: March 3, 2011 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on September 6, 2011. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: December 29, 2010. CitiMortgage, Inc. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 10-3469 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2469566 1/6-2/10/11

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PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: November 19, 2007 MORTGAGORS: Simon Raskin and Luybov Raskin, husband and wife. MORTGAGEE: PNC Bank, National Association s/bm to National City Mortgage a division of National City Bank. DATE AND PLACE OF RECORDING: Recorded January 2, 2008, Dakota County Recorder, Document No. 2563985. ASSIGNMENTS OF MORTGAGE: NONE TRANSACTION AGENT: NONE TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: NONE LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: PNC Bank, National Association s/bm to National City Mortgage Company a division of National City Bank RESIDENTIAL MORTGAGE SERVICER: PNC Bank, National Association MORTGAGED PROPERTY ADDRESS: 4083 Meadowlark Curve, Eagan, MN 55122 TAX PARCEL I.D. #: 106430008304 LEGAL DESCRIPTION OF PROPERTY: Unit No. 4083, Condominium Number 122, River Bluff Townhomes, Dakota County, Minnesota COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $164,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $171,780.15 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: February 15, 2011 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on August 15, 2011. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: December 17, 2010. PNC Bank, National Association Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 4-2453 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2469947 1/6-2/10/11

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: April 02, 2004 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $392,000.00 MORTGAGOR(S): Scott J Dobesh and Stephanie L Dobesh fka Stephanie L Polston, husband and wife MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded: May 17, 2004 Dakota County Recorder Document Number: 2205452 ASSIGNMENTS OF MORTGAGE:

ASSIGNMENTS OF MORTGAGE: And assigned to: BAC Home Loans Servicing, L.P. Dated: February 11, 2010 Recorded: March 12, 2010 Dakota County Recorder Document Number: 2719005 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100133700000658644 Lender or Broker: Countrywide Bank, a division of Treasury Bank, N.A. Residential Mortgage Servicer: BAC Home Loans Servicing, L.P. Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 13303 Diamond Path, Apple Valley, MN 55124-8753 Tax Parcel ID Number: 01-02400-090-02 LEGAL DESCRIPTION OF PROPERTY: From the Northeast corner of Section 24, Township 115, Range 20 West of the 5th Principal Meridian, thence westerly on the north line of said Section 24, a distance of 1384 feet to the intersection of said North line of said Section 24, with the center line of a winding Township Road. Following the center line of this road South 40 degrees 15 minutes East 126 feet; thence South 13 degrees 30 minutes East 400 feet; thence South 47 degrees 45 minutes East 230 feet; thence South 51 degrees 30 minutes East 140 feet; thence South 27 degrees 45 minutes East 290 feet; thence South 37 degrees 45 minutes East 200 feet; thence South 19 degrees 15 minutes East 300 feet; thence South 27 degrees 15 minutes East 125 feet, to point of beginning; thence South 27 degrees 15 minutes East 75 feet; thence South 18 degrees East 140 feet; thence North 83 degrees 30 minutes West 392 feet, to shore line of Farquhar Lake; along shore line of said Lake North 20 degrees 15 minutes East 197 feet; thence South 83 degrees 30 minutes East 238 feet to point of beginning, Dakota County, Minnesota. AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $459,524.97 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: April 30, 2010 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on October 30, 2010, or the next business day if October 30, 2010 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: March 18, 2010 ASSIGNEE OF MORTGAGEE: BAC Home Loans Servicing, L.P. Wilford & Geske, P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 012519F01 NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for April 30, 2010 at 10:00 AM has been postponed by the mortgagor pursuant to Minn. Stat. § 580.07 Subd. 2 September 30, 2010 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State. DATED: April 30, 2010 ASSIGNEE OF MORTGAGEE: BAC Home Loans Servicing, L.P. NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for September 30, 2010 at 10:00 AM has been postponed to October 21, 2010 at 10:00 AM in the Dakota County Law Enforcement Center, 1580

County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State. DATED: September 30, 2010 ASSIGNEE OF MORTGAGEE: BAC Home Loans Servicing, L.P. NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for October 21, 2010 at 10:00 AM has been postponed to November 02, 2010 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State. DATED: October 21, 2010 ASSIGNEE OF MORTGAGEE: BAC Home Loans Servicing, L.P. NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for November 02, 2010 at 10:00 AM has been postponed to December 02, 2010 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State. DATED: November 02, 2010 ASSIGNEE OF MORTGAGEE: BAC Home Loans Servicing, L.P. NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for December 02, 2010 at 10:00 AM has been postponed to January 04, 2011 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State. DATED: December 02, 2010 ASSIGNEE OF MORTGAGEE: BAC Home Loans Servicing, L.P. NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for January 04, 2011 at 10:00 AM has been postponed to February 08, 2011 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State. DATED: January 04, 2011 ASSIGNEE OF MORTGAGEE: BAC Home Loans Servicing, L.P. The redemption period shall be 5 weeks from the date of said sale. Wilford & Geske, P.A. Attorneys for Assignee Of Mortgagee: Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 012519F01 2463013 1/6/11

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: August 03, 2005 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $150,500.00 MORTGAGOR(S): Tona Roberta Vietti, a single woman MORTGAGEE: Bank of America, N.A. DATE AND PLACE OF REGISTERING: Registered: August 17, 2005 Dakota County Registrar of Titles Document Number: 572337 Transaction Agent: Not Applicable Transaction Agent Mortgage Identification Number: Not Applicable Lender or Broker: Bank of America, N.A. Residential Mortgage Servicer: BAC Home Loans Servicing, L.P. Mortgage Originator: Not Applicable CERTIFICATE OF TITLE NUMBER: 126925 COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 12318 Oak Leaf Ct, Burnsville, MN 55337-2961 Tax Parcel ID Number: 02-53701-390-01 LEGAL DESCRIPTION OF PROPERTY: Lot Thirty Nine (39), Block One (1), in Oak Leaf Plat Two, Dakota County, Minnesota. AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $159,234.83 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; that this is registered property; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: May 14, 2010 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on November 14, 2010, or the next business day if November 14, 2010 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.

USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: April 01, 2010 MORTGAGEE: Bank of America, N.A. Wilford & Geske, P.A. Attorneys for Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 012494F01 NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for May 14, 2010 at 10:00 AM has been postponed to June 03, 2010 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State. DATED: May 14, 2010 MORTGAGEE: Bank of America, N.A. NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for June 03, 2010 at 10:00 AM has been postponed to July 06, 2010 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State. DATED: June 03, 2010 MORTGAGEE: Bank of America, N.A. NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for July 06, 2010 at 10:00 AM has been postponed to July 27, 2010 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State. DATED: July 06, 2010 MORTGAGEE: Bank of America, N.A. NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for July 27, 2010 at 10:00 AM has been postponed to August 19, 2010 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State. DATED: July 27, 2010 MORTGAGEE: Bank of America, N.A. NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for August 19, 2010 at 10:00 AM has been postponed to September 09, 2010 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State. DATED: August 19, 2010 MORTGAGEE: Bank of America, N.A. NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for September 09, 2010 at 10:00 AM has been postponed to September 30, 2010 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State. DATED: September 09, 2010 MORTGAGEE: Bank of America, N.A. NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for September 30, 2010 at 10:00 AM has been postponed to October 21, 2010 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State. DATED: September 30, 2010 MORTGAGEE: Bank of America, N.A. NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for October 21, 2010 at 10:00 AM has been postponed to November 02, 2010 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State. DATED: October 21, 2010 MORTGAGEE: Bank of America, N.A. NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for November 02, 2010 at 10:00 AM has been postponed to December 02, 2010 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State. DATED: November 02, 2010 MORTGAGEE: Bank of America, N.A. NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for December 02, 2010 at 10:00 AM has been postponed to January 03, 2011 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State. DATED: December 02, 2010 MORTGAGEE: Bank of America, N.A. NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for January 03, 2011 at 10:00 AM has been postponed to February 03, 2011 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in

������ ������ Minnesota in Lobby S 100, Hastings, said County and State. DATED: January 03, 2011 MORTGAGEE: Bank of America, N.A. Wilford & Geske, P.A. Attorneys for Mortgagee: Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 012494F01 2462541 1/6/11

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: December 29, 2006 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $368,000.00 MORTGAGOR(S): Joel K Neudecker, a married man MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded: January 19, 2007 Dakota County Recorder Document Number: 2489778 ASSIGNMENTS OF MORTGAGE: And assigned to: THE BANK OF NEW YORK MELLON FKA THE BANK OF NEW YORK AS TRUSTEE FOR THE BENEFIT OF THE CERTIFICATEHOLDERS, CWALT, INC., ALTERNATIVE LOAN TRUST 2007-2CB MORTGAGE PASS-THROUGH CERTIFICATES, SERIES 2007-2CB Dated: August 04, 2009 Recorded: March 23, 2010 Dakota County Recorder Document Number: 2720657 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100075420060033543 Lender or Broker: Homestead Mortgage Corporation Residential Mortgage Servicer: BAC Home Loans Servicing, L.P. Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 1009 Hilloway Cir, Burnsville, MN 55306-5487 Tax Parcel ID Number: 02-83536-040-01 LEGAL DESCRIPTION OF PROPERTY: Lot 4, Block 1, West Buck Hill Estates Replat, Dakota County, Minnesota. AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $396,730.91 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: May 07, 2010 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on November 07, 2010, or the next business day if November 07, 2010 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: March 25, 2010 ASSIGNEE OF MORTGAGEE: THE BANK OF NEW YORK MELLON FKA THE BANK OF NEW YORK AS TRUSTEE FOR THE BENEFIT OF THE CERTIFICATEHOLDERS, CWALT, INC., ALTERNATIVE LOAN TRUST 2007-2CB MORTGAGE PASS-THROUGH CERTIFICATES, SERIES 2007-2CB Wilford & Geske, P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 007633F02 NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled

������� �� sale ���� ��� The above������� referenced scheduled

for May 07, 2010 at 10:00 AM has been postponed to June 10, 2010 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State. DATED: May 07, 2010 ASSIGNEE OF MORTGAGEE: THE BANK OF NEW YORK MELLON FKA THE BANK OF NEW YORK AS TRUSTEE FOR THE B E N E F I T O F T H E CERTIFICATEHOLDERS, CWALT, INC., ALTERNATIVE LOAN TRUST 2007-2CB MORTGAGE PASSTHROUGH CERTIFICATES, SERIES 2007-2CB NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for June 10, 2010 at 10:00 AM has been postponed to July 12, 2010 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State. DATED: June 10, 2010 ASSIGNEE OF MORTGAGEE: THE BANK OF NEW YORK MELLON FKA THE BANK OF NEW YORK AS TRUSTEE FOR THE BENEFIT OF THE CERTIFICATE HOLDERS, CWALT, INC., ALTERN A T I V E L O A N T R U S T 0 0 7 - 2 C B M O R T G A G E PASS-THROUGH CERTIFICATES, SERIES 2007-2CB NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for July 12, 2010 at 10:00 AM has been postponed to August 03, 2010 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State. DATED: July 12, 2010 ASSIGNEE OF MORTGAGEE: THE BANK OF NEW YORK MELLON FKA THE BANK OF NEW YORK AS TRUSTEE FOR THE BENEFIT OF THE CERTIFI CATEHOLDERS, CWALT, INC., ALTERNATIVE LOAN TRUST 2007-2CB MORTGAGE PASS-THROUGH CERTIFICATES, SERIES 2007-2CB NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for August 03, 2010 at 10:00 AM has been postponed to September 03, 2010 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State. DATED: August 03, 2010 ASSIGNEE OF MORTGAGEE: THE BANK OF NEW YORK MELLON FKA THE BANK OF NEW YORK AS TRUSTEE FOR THE B E N E F I T O F T H E CERTIFICATEHOLDERS, CWALT, INC., ALTERNATIVE LOAN TRUST 2007-2CB MORTGAGE PASSTHROUGH CERTIFICATES, SERIES 2007-2CB NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for September 03, 2010 at 10:00 AM has been postponed to September 27, 2010 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State. DATED: September 03, 2010 ASSIGNEE OF MORTGAGEE: THE BANK OF NEW YORK MELLON FKA THE BANK OF NEW YORK AS TRUSTEE FOR THE B E N E F I T O F T H E CERTIFICATEHOLDERS, CWALT, INC., ALTERNATIVE LOAN TRUST 2007-2CB MORTGAGE PASS-THROUGH CERTIFICATES, SERIES 2007-2CB NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for September 27, 2010 at 10:00 AM has been postponed to October 21, 2010 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State. DATED: September 27, 2010 ASSIGNEE OF MORTGAGEE: THE BANK OF NEW YORK MELLON FKA THE BANK OF NEW YORK AS TRUSTEE FOR THE T H E O F B E N E F I T CERTIFICATEHOLDERS, CWALT, INC., ALTERNATIVE LOAN TRUST 2007-2CB MORTGAGE PASS-THROUGH CERTIFICATES, SERIES 2007-2CB NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for October 21, 2010 at 10:00 AM has been postponed to November 02, 2010 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State. DATED: October 21, 2010 ASSIGNEE OF MORTGAGEE: THE BANK OF NEW YORK MELLON FKA THE BANK OF NEW YORK AS TRUSTEE FOR THE B E N E F I T O F T H E CERTIFICATEHOLDERS, CWALT, INC., ALTERNATIVE LOAN TRUST 2007-2CB MORTGAGE PASS-THROUGH CERTIFICATES, SERIES 2007-2CB NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for November 02, 2010 at 10:00 AM has been postponed to December 02, 2010 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in

���������� �� ���� �����


��� ������� �� ���� ������ ������ ������� p.m. on June 03, 2011, or the next business day if June 03, 2011 falls on ���������� ���� ��������� Lobby S 100, Hastings, Minnesota in said County and State. DATED: November 02, 2010 ASSIGNEE OF MORTGAGEE: THE BANK OF NEW YORK MELLON FKA THE BANK OF NEW YORK AS TRUSTEE FOR THE B E N E F I T O F T H E CERTIFICATEHOLDERS, CWALT, INC., ALTERNATIVE LOAN TRUST 2007-2CB MORTGAGE PASS-THROUGH CERTIFICATES, SERIES 2007-2CB NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for December 02, 2010 at 10:00 AM has been postponed to January 04, 2011 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State. DATED: December 02, 2010 ASSIGNEE OF MORTGAGEE: THE BANK OF NEW YORK MELLON FKA THE BANK OF NEW YORK AS TRUSTEE FOR THE T H E O F B E N E F I T CERTIFICATEHOLDERS, CWALT, INC., ALTERNATIVE LOAN TRUST 2007-2CB MORTGAGE PASS-THROUGH CERTIFICATES, SERIES 2007-2CB NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for January 04, 2011 at 10:00 AM has been postponed to January 20, 2011 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State. DATED: January 04, 2011 ASSIGNEE OF MORTGAGEE: THE BANK OF NEW YORK MELLON FKA THE BANK OF NEW YORK AS TRUSTEE FOR THE B E N E F I T O F T H E CERTIFICATEHOLDERS, CWALT, INC., ALTERNATIVE LOAN TRUST 2007-2CB MORTGAGE PASS-THROUGH CERTIFICATES, SERIES 2007-2CB Wilford & Geske, P.A. Attorneys for Assignee Of Mortgagee: Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 007633F02 2466144 1/6/11

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: October 13, 2004 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $176,000.00 MORTGAGOR(S): Matthew T Dewey and Angie C. Hallows, both single persons MORTGAGEE: First Bank DATE AND PLACE OF RECORDING: Recorded: November 16, 2004 Dakota County Recorder Document Number: 2267869 ASSIGNMENTS OF MORTGAGE: And assigned to: Mortgage Electronic Registration Systems, Inc. Dated: January 06, 2006 Recorded: January 23, 2006 Dakota County Recorder Document Number: 2398909 And assigned to: LaSalle Bank National Association, as trustee, on behalf of SAIL 2005-1 Trust Fund Dated: August 24, 2009 Recorded: October 26, 2009 Dakota County Recorder Document Number: 2692465 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100015700040769560 Lender or Broker: First Bank Residential Mortgage Servicer: BAC Home Loans Servicing, L.P. Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 13059 Ferris Ct, Apple Valley, MN 55124-8138 Tax Parcel ID Number: 01-31004-180-05 LEGAL DESCRIPTION OF PROPERTY: Lot 18, Block 5, Greenleaf Fifth Addition, Dakota County, Minnesota. AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $241,938.89 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: December 03, 2010 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on June 03, 2011, or the next

a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: October 21, 2010 ASSIGNEE OF MORTGAGEE: U.S. Bank National Association, as successor Trustee to Bank of America, N.A., as successor to LaSalle Bank National Association, as trustee, on behalf of SAIL 2005-1 Trust Fund Wilford & Geske, P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 007588F02 NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for December 03, 2010 at 10:00 AM has been postponed to January 05, 2011 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State. DATED: December 03, 2010 ASSIGNEE OF MORTGAGEE: U.S. Bank National Association, as successor Trustee to Bank of America, N.A., as successor to LaSalle Bank National Association, as trustee, on behalf of SAIL 2005-1 Trust Fund NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for January 05, 2011 at 10:00 AM has been postponed to February 02, 2011 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State. DATED: January 05, 2011 ASSIGNEE OF MORTGAGEE: U.S. Bank National Association, as successor Trustee to Bank of America, N.A., as successor to LaSalle Bank National Association, as trustee, on behalf of SAIL 2005-1 Trust Fund Wilford & Geske, P.A. Attorneys for Assignee Of Mortgagee: Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 007588F02 2463853 1/6/11

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: August 31, 2006 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $382,500.00 MORTGAGOR(S): Jody L. Huemoeller, single MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded: September 14, 2006 Dakota County Recorder Document Number: 2461012 ASSIGNMENTS OF MORTGAGE: And assigned to: BAC Home Loans Servicing, LP Dated: September 10, 2010 Recorded: September 21, 2010 Dakota County Recorder Document Number: 2753873 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 1000456-0000783861-0 Lender or Broker: E*Trade Mortgage Corporation Residential Mortgage Servicer: BAC Home Loans Servicing, L.P. Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 1882 14th St W, Hastings, MN 55033-8522 Tax Parcel ID Number: 19-73321-010-01 LEGAL DESCRIPTION OF PROPERTY: All that parcel of land in city of Hastings, Dakota County, State of Minnesota, as more fully described in Deed Doc # 2338319, ID # 19-73321-010-01, being known and designated as: Lot 1, Block 1, Sunset West 2 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $425,779.56 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale con-

PURSUANT to the power of sale con tained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: November 19, 2010 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on May 19, 2011, or the next business day if May 19, 2011 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: October 07, 2010 ASSIGNEE OF MORTGAGEE: BAC Home Loans Servicing, LP Wilford & Geske, P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 017428F01 NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for November 19, 2010 at 10:00 AM has been postponed to December 02, 2010 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State. DATED: November 19, 2010 ASSIGNEE OF MORTGAGEE: BAC Home Loans Servicing, LP NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for December 02, 2010 at 10:00 AM has been postponed to January 04, 2011 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State. DATED: December 02, 2010 ASSIGNEE OF MORTGAGEE: BAC Home Loans Servicing, LP NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for January 04, 2011 at 10:00 AM has been postponed to February 03, 2011 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State. DATED: January 04, 2011 ASSIGNEE OF MORTGAGEE: BAC Home Loans Servicing, LP Wilford & Geske, P.A. Attorneys for Assignee Of Mortgagee: Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 017428F01 2463767 1/6/11

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: January 23, 2007 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $270,750.00 MORTGAGOR(S): Jerry L Houg and Bonnie L Houg, husband and wife MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded: February 13, 2007 Dakota County Recorder Document Number: 2496089 ASSIGNMENTS OF MORTGAGE: And assigned to: THE BANK OF NEW YORK MELLON FKA THE BANK OF NEW YORK, AS TRUSTEE FOR THE CERTIFICATEHOLDERS OF CWABS, INC., ASSET-BACKED CERTIFICATES, SERIES 2007-2 Dated: September 29, 2010 Recorded: October 15, 2010 Dakota County Recorder Document Number: 2759598 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100015700077399984 Lender or Broker: America's Wholesale Lender Residential Mortgage Servicer: BAC Home Loans Servicing, L.P.

Home Loans Servicing, L.P. Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 4249 Dunrovin Ln, Eagan, MN 55123-1726 Tax Parcel ID Number: 10.84355.160.04 LEGAL DESCRIPTION OF PROPERTY: Lot 16, Block 4, Wilderness Run 6th Addition, Eagan, Minnesota, according to the plat thereof now on file and of record in the Office of the County Recorder within and for Dakota County, Minnesota. AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $309,516.91 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: December 03, 2010 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on June 03, 2011, or the next business day if June 03, 2011 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: October 21, 2010 ASSIGNEE OF MORTGAGEE: THE BANK OF NEW YORK MELLON FKA THE BANK OF NEW YORK, AS TRUSTEE FOR THE CERTIFICATEHOLDERS OF CWABS, INC., ASSET-BACKED CERTIFICATES, SERIES 2007-2 Wilford & Geske, P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 017377F02 NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for December 03, 2010 at 10:00 AM has been postponed to January 05, 2011 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State. DATED: December 03, 2010 ASSIGNEE OF MORTGAGEE: THE BANK OF NEW YORK MELLON FKA THE BANK OF NEW YORK, AS TRUSTEE FOR THE CERTIFICATEHOLDERS OF CWABS, INC., ASSET-BACKED CERTIFICATES, SERIES 2007-2 NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for January 05, 2011 at 10:00 AM has been postponed to January 20, 2011 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State. DATED: January 05, 2011 ASSIGNEE OF MORTGAGEE: THE BANK OF NEW YORK MELLON FKA THE BANK OF NEW YORK, AS TRUSTEE FOR THE CERTIFICATEHOLDERS OF CWABS, INC., ASSET-BACKED CERTIFICATES, SERIES 2007-2 Wilford & Geske, P.A. Attorneys for Assignee Of Mortgagee: Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 017377F02 2466009 1/6/11

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN: That default has occurred in the conditions

default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: March 26, 2007 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $177,600.00 MORTGAGOR(S): Robert Raasch and Judith Raasch, husband and wife as joint tenants MORTGAGEE: Mortgage Electronic Registration Systems, Inc. as nominee for First Franklin Financial Corp., an OP. SUB. Of MLB&T Co., FSB TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. MIN#: 100425240013667693 SERVICER: Home Loan Services, Inc. LENDER: First Franklin Financial Corp., an OP. SUB. Of MLB&T Co., FSB. DATE AND PLACE OF FILING: Dakota County Minnesota, Recorder , on April 6, 2007, as Document No. 2508144 ASSIGNED TO: U.S. Bank, National Association, as successor trustee to Bank of America, N. A. as successor by merger to LaSalle Bank N. A., as Trustee for Merrill Lynch First Franklin Mortgage Loan Trust, Mortgage Loan Asset-Backed Certificates, Series 2007-3 Dated: September 23, 2010 , and recorded September 30, 2010 by Document No. 2755913 . LEGAL DESCRIPTION OF PROPERTY: Lot 18, Block 2, Valley Heights Addition PROPERTY ADDRESS: 6509 Bonner Ct, Inver Grove Heights, MN 55076 PROPERTY I.D: 208130018002 COUNTY IN WHICH PROPERTY IS LOCATED: Dakota THE AMOUNT CLAIMED TO BE DUE ON THE MORTGAGE ON THE DATE OF THE NOTICE: One Hundred Ninety-Three Thousand Three Hundred Sixteen and 27/100 ($193,316.27) THAT no action or proceeding has been instituted at law to recover the debt secured by said mortgage, or any part thereof; that there has been compliance with all pre-foreclosure notice and acceleration requirements of aid mortgage, and/or applicable statutes; PURSUANT, to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: 10:00 AM on November 23, 2010 PLACE OF SALE: Sheriff`s M a i n Office, Law Enforcement Center, 1580 Highway 55, Hastings MN 55033-2343 to pay the debt then secured by said mortgage and taxes, if any actually paid by the mortgagee, on the premises and the costs and disbursements allowed by law. The time allowed by law for redemption by said mortgagor(s), their personal representatives or assigns is 6 months from the date of sale. "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR`S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED." Dated: October 7, 2010 U.S. Bank, National Association, as successor trustee to Bank of America, N. A. as successor by merger to LaSalle Bank N. A., as Trustee for Merrill Lynch First Franklin Mortgage Loan Trust, Mortgage Loan Asset-Backed Certificates, Series 2007-3 Randall S. Miller & Associates, PLLC Attorneys for Assignee of Mortgage/Mortgagee One Financial Plaza, 120 South Sixth Street, Suite 1100 Minneapolis, MN 55402 Phone: 612-573-3677 Our File No. 10MN00499-1 ASAP# 3759392 10/07/2010, 10/14/2010, 10/21/2010, 10/28/2010, 11/04/2010, 11/11/2010 NOTICE OF POSTPONEMENT OF FORECLOSURE SALE The above referenced sale scheduled for December 28, 2010 at 10:00 AM , has been postponed to April 26, 2011 at 10:00 AM, located at Sheriff`s Main Office, Law Enforcement Center, 1580 Highway 55, Hastings MN 55033-2343, Dakota Minnesota Dated: December 28, 2010 U.S. Bank, National Association, as successor trustee to Bank of America, N. A. as successor by merger to LaSalle Bank N. A., as Trustee for Merrill Lynch First Franklin Mortgage Loan Trust, Mortgage Loan Asset-Backed Certificates, Series 2007-3 Jennifer K Fischer (0311248) Attorneys for U.S. Bank, Nationa l Association, as successor trustee to Bank of America, N. A. as successor by merger to LaSalle Bank N. A., as Trustee for Merrill Lynch First Franklin Mortgage Loan Trust, Mortgage Loan Asset-Backed Certificates, Series 2007-3 Randall S. Miller & Associates, PLLC One Financial Plaza, 120 South Sixth Street, Suite 1100 Minneapolis, MN 55402 (952) 232-0052 Our File No. 10MN00499-1 PURSUANT TO THE FAIR DEBT COLLECTION PRACTICES ACT, YOU ARE ADVISED THAT THIS OFFICE IS DEEMED A DEBT COLLECTOR ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THIS NOTICE IS REQUIRED BY THE

NOTICE IS REQUIRED BY THE PROVISIONS OF THE FAIR DEBT COLLECTION PRACTICES ACT AND DOES NOT IMPLY THAT WE ARE ATTEMPTING TO COLLECT MONEY FROM ANYONE WHO HAS DISCHARGED THE DEBT UNDER THE BANKRUPTCY LAWS OF THE UNITED STATES. ASAP# 3851340 01/06/2011 2466983 1/6/11

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: May 03, 2008 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $217,208.00 MORTGAGOR(S): Thomas Murray and Annmarie Murray, husband and wife MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF REGISTERING: Registered: May 09, 2008 Dakota County Registrar of Titles Document Number: T627729 ASSIGNMENTS OF MORTGAGE: And assigned to: BAC Home Loans Servicing, L.P. Dated: December 01, 2009 Registered: December 07, 2009 Dakota County Registrar of Titles Document Number: T654851 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100281210761431256 Lender or Broker: Platinum Lending Corporation Residential Mortgage Servicer: BAC Home Loans Servicing, L.P. Mortgage Originator: Not Applicable CERTIFICATE OF TITLE NUMBER: 130247 COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 5801 143rd St W, Apple Valley, MN 55124-8093 Tax Parcel ID Number: 01-66700-190-05 LEGAL DESCRIPTION OF PROPERTY: Lot Nineteen (19), Block Five (5) in Scottsbriar 1st, Dakota County, Minnesota. AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $244,598.44 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; that this is registered property; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: October 22, 2010 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on April 22, 2011, or the next business day if April 22, 2011 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: September 09, 2010 ASSIGNEE OF MORTGAGEE: BAC Home Loans Servicing, L.P. Wilford & Geske, P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 010685F03 NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for October 22, 2010 at 10:00 AM has been postponed to November 03, 2010 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State. DATED: October 22, 2010 ASSIGNEE OF MORTGAGEE: BAC Home Loans Servicing, L.P.

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DAKOTA COUNTY TRIBUNE BUSINESS WEEKLY January 6, 2011

43A

Notice of vacancies in multi-member state agencies announced The Secretary of State’s Office released the monthly notice of vacancies that have occurred in multi-member state agencies, pursuant to Minnesota Statutes, Section 15.0597, subdivision 4 (see the list of current vacancies below). Application forms may be found at: http://www. sos.state.mn.us/index. aspx?page=5 or may be obtained from the Office of the Secretary of State, Open Appointments, 180 State Office Building, 100 Rev. Dr. Martin Luther King, Jr. Blvd., St. Paul, MN 551551299, or in person at Room 180 of the State Office Building. In accordance with the Minnesota Open Appointments Law, the Secretary of State acts as an administrator in publishing vacancies, receiving applications, and recording appointments. Applications will be reviewed and appointments made by the appointing authorities for these various agencies; questions about specific vacancies and appointments should be directed to the appointing au-

thority. Applications submitted by Jan. 25, are assured of full consideration by the appointing authority. Appointing authorities for these agencies may choose to review applications received by the Secretary of State after that date. Applications are kept on file for a one year period. Agency information for this press release was supplied by the various agencies. The 2010 Open Appointments Annual Report is available at: http:// www.sos.state.mn.us/index. aspx?page=360. This publication includes a complete listing of state boards and councils that follow the Open Appointments process, descriptions of these agencies and their memberships, and statistical information about appointments and vacancies during the 2010 fiscal year. Paper copies of the 2010 Open Appointments Annual Report are available at the Minnesota Bookstore, (651) 2973000 or 1-800-657-3757. Board of Optometry, 2829 University Ave. SE,

#550, Minneapolis, MN 55414; (651) 201-2762; M.S. 148.52-148.62. Appointing: Governor. Compensation: $55 per diem plus expenses. Vacancies: One - Public member to complete a four-year term expiring on Jan. 7, 2013. The board licenses optometrists, adopts rules, and investigates complaints. The board consists of seven member including five licensed optometrists and two public members. Members must file with the Campaign Finance and Public Disclosure Board. Meetings are held at the board office as required for current business. The board does not expire. Board of Psychology, 2829 University Ave. SE, #320, Minneapolis, MN 55414-3237; (612) 6172230; M.S. 148.90. Appointing: Governor. Compensation: $55 per diem plus expenses. Vacancies: One - Doctorate-level psychologist to complete a four-year term expiring on Jan. 6, 2014. Establish qualifications for licensing psychologists and psychological practitioners; examine and

license qualified individuals; establish fees for issuance and renewal of licenses and other services; establish rules of conduct and take appropriate action against licensees who do not meet and maintain those ethical requirements; establish or approve programs that qualify for professional psychology continuing education credit; educate the public about licensure requirements and the rules of conduct; facilitate consumers in the filing of complaints against licensees who may have violated the Psychology Practice Act. The board meets at least 10 times a year in the Psychology Board Conference Room, 2829 University Ave. SE, Third Floor, Minneapolis. Minnesota e-Health Advisory Committee, PO Box 64975-0975, St. Paul, MN; (651) 201-3570; M.S. 62J.45. Appointing: Commissioner of Health. Compensation: None. Vacancies: One - Consumer representative with an interest and expertise in health information technology. This newly created committee advises the Commissioner on the

following matters: 1) assessment of the use of health information technology by the state, licensed health care providers and facilities, and local public health agencies; 2) recommendations for implementing a statewide interoperable health information infrastructure, to include estimates of necessary resources, and for determining standards for administrative data exchange, clinical support programs, patient privacy requirements, and maintenance of the security and confidentiality of individual patient data; and 3) other related issues as requested by the commissioner. Quarterly meetings are held at the MN Department of Health. Minnesota Humanities Center, 987 E. Ivy Ave., St. Paul, MN 551062046; (651) 774-0105; M.S. 138.911. Appointing: Governor. Compensation: Expenses only. Vacancies: Four - Members. Serve as an advisory body. Meetings are held quarterly at the Minnesota Humanities Center, 987 Ivy Ave E., St. Paul, MN 55106.

MN Academic Excellence Foundation, 1500 Highway 36 W., Roseville, MN 55113; 651-582-8750; MS 124D.94. Appointing: Governor. Compensation: None. Vacancies: One Business representative. The board is the governing body for the Minnesota Academic Excellence Foundation (MAEF). MAEF is established in MN127D.94 as a non-profit, public-private partnership to be the primary advocate for the promotion and recognition of academic excellence in Minnesota elementary students, schools, and communities. Members serve four-year terms and are responsible for securing the resources for the foundation operations and programs, including fund raising to gain private gifts and working with the Legislature to gain public support. Members also establish policies to guide the operations of the foundation and work cooperatively with the Minnesota Department of Education. Meetings are held at 1500 Highway 36 W., Roseville, MN.

Dated: May 22, 2008 Recorded: June 09, 2008 Dakota County Recorder Document Number: 2595699 And assigned to: Countrywide Home Loans Servicing, LP Dated: November 06, 2008 Recorded: December 01, 2008 Dakota County Recorder Document Number: 2624845 Transaction Agent: Not Applicable Transaction Agent Mortgage Identification Number: Not Applicable Lender or Broker: Homeservices Lending, LLC Series A dba Edina Realty Mortgage Residential Mortgage Servicer: BAC Home Loans Servicing, L.P. Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 5091 183rd St W, Farmington, MN 55024-8719 Tax Parcel ID Number: 14-19506-050-01 LEGAL DESCRIPTION OF PROPERTY: Lot 5, Block 1, Dakota County Estates 7th Addition, Dakota County, Minnesota. AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $215,982.55 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: November 05, 2010 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on May 05, 2011, or the next business day if May 05, 2011 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR,

THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: September 23, 2010 ASSIGNEE OF MORTGAGEE: BAC Home Loans Servicing, LP fka Countrywide Home Loans Servicing, LP Wilford & Geske, P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 017165F01 NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for November 05, 2010 at 10:00 AM has been postponed to December 06, 2010 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State. DATED: November 05, 2010 ASSIGNEE OF MORTGAGEE: BAC Home Loans Servicing, LP fka Countrywide Home Loans Servicing, LP NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for December 06, 2010 at 10:00 AM has been postponed to January 06, 2011 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State. DATED: December 06, 2010 ASSIGNEE OF MORTGAGEE: BAC Home Loans Servicing, LP fka Countrywide Home Loans Servicing, LP NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for January 06, 2011 at 10:00 AM has been postponed to January 21, 2011 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State. DATED: January 06, 2011 ASSIGNEE OF MORTGAGEE: BAC Home Loans Servicing, LP fka Countrywide Home Loans Servicing, LP Wilford & Geske, P.A. Attorneys for Assignee Of Mortgagee: Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 017165F01 2467384 1/6/11

Rosemount from Page 11A

events included an 18-hole golf tournament to benefit 360 Communities, the first Kids Dance, hosted by the American Legion, and the Grand Parade. The family of Army Cpl. Ben Kopp, who died from combat injuries sustained in 2009, served as grand marshals. More than 60 events were held during the festival, and the celebration culminated with a fireworks show that has long been hailed as one of the Twin Cities’ best.

ing sidebars, we’re finding that instead of narrowing things down, all of a sudden, we’re expanding topics,� Loch said.

g NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for November 03, 2010 at 10:00 AM has been postponed to December 06, 2010 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State. DATED: November 03, 2010 ASSIGNEE OF MORTGAGEE: BAC Home Loans Servicing, L.P. NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for December 06, 2010 at 10:00 AM has been postponed to January 05, 2011 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State. DATED: December 06, 2010 ASSIGNEE OF MORTGAGEE: BAC Home Loans Servicing, L.P. NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for January 05, 2011 at 10:00 AM has been postponed to January 20, 2011 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State. DATED: January 05, 2011 ASSIGNEE OF MORTGAGEE: BAC Home Loans Servicing, L.P. Wilford & Geske, P.A. Attorneys for Assignee Of Mortgagee: Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 010685F03 2462454 1/6/11

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: August 30, 2007 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $203,304.00 MORTGAGOR(S): Alyssa C Pfarr, a single person and Alexander M Pfarr, a single person MORTGAGEE: Homeservices Lending, LLC Series A dba Edina Realty Mortgage DATE AND PLACE OF RECORDING: Recorded: September 28, 2007 Dakota County Recorder Document Number: 2546934 ASSIGNMENTS OF MORTGAGE: And assigned to: Wells Fargo Bank, N.A., successor by merger to Wells Fargo Home Mortgage, Inc. Dated: May 22, 2008 Recorded: June 09, 2008 Dakota County Recorder Document Number: 2595698 And assigned to: Countrywide Bank, FSB

He’s serving the time concurrently with an eight-year sentence for armed robbery of the Apple Valley Wells Fargo Bank branch in January. For about three weeks, starting at the end of December 2009, Carson committed various stickups and bank robberies. He was caught after the Apple Valley heist that made him late to work at Minneapolis’ 3rd Precinct, where he was questioned by police and the FBI. An Apple Valley police officer became suspicious after he saw Carson’s vehicle in the area after the robbery. The officer had earlier stopped Carson for a missing license plate, but let him go after Carson told him he was a police officer heading to work. During court hearings, Carson’s attorney said he suffered post-traumatic stress from serving in Iraq and his home was in foreclosure. In addition, Carson’s wife allegedly lied to him about having cancer and being raped, and said their daughter had been raped. The attorney said Carson was hoping he’d die in a shootout so his family could collect insurance money.

Leprechaun Days Rosemount’s annual 10-day festival was expanded to include the three-day Bluegrass Americana Festival and Craft Fair in Central Park. The days were filled with music, fun, food and arts; some of the bands that played were Johnny Holm and Rupert’s Orchestra. Other Leprechaun Days

Local history project Members of the Rosemount Historical Society embarked upon the first effort to create a local history book. John Loch, retired Rosemount business owner, said he has spent hours at the library reviewing old issues of the Dakota County Tribune and pulling out interesting items that involve Rosemount. In addition, residents have responded to a call to provide photos and the stories behind them. But the information compiled has resulted in the need for additional research to describe what is in pictures and the stories behind the photos. Among the unexpected tidbits of information that have led to more questions are where chemicals were dumped during the 1950s by the U.S. Army; what caused Harry Lorenz to beat Mary Tschida of St. Paul to death in 1934; and information about the clinic that operated near what is now Dakota County Technical College to treat polio victims. As a result, the group will not complete the book in 2011. “With all these interest-

Looking ahead Next year, local officials will face many challenges as they continue to look for cost-saving measures amidst a challenging economy and state budget crisis. Efforts will also continue to attract new businesses to the city, although there remains a conscious effort to retain the city’s small-town character. At the Jan. 4 Rosemount City Council meeting, incumbents will again take the oath of office; the council will consist of four members until the new member is selected. Local community groups are gearing up for a new year of events and planning for the 2011 Leprechaun Days. But residents won’t have to wait until winter is over for fun community events to occur. Using some of the funds left from last year, the Rosemount Area Arts Council will offer eight free, family-friendly bluegrass concerts at Celt’s Pub, located at 14506 South Robert Trail in Rosemount. The music will be featured on the second and fourth Monday of each month from January to April, starting Jan. 13, from 7 p.m. to 9 p.m. and food specials will be offered. The Bluegrass Festival is scheduled for July 23-24, the first weekend of Leprechaun Days. Tad Johnson contributed to this report. Laura Adelmann is at laura.adelmann@ecminc.com.


44A

January 6, 2011 DAKOTA COUNTY TRIBUNE BUSINESS WEEKLY

Photo by Rick Orndorf

Cabinet making runs in the Hoffman family. Hoffman’s father (left) owned a cabinet shop and mentored him in the trade.

Photo by Rick Orndorf

Photo by Rick Orndorf

In the early days, nearly all of Hoffman’s cabinets went into Hoffman and his team of eight employees, who have been newly built homes. When the housing market dried up, with him since the company’s inception, spend an average Hoffman saw an opportunity to diversify. of two months up front figuring out customers’ needs before ever cutting a board. Hoffman from Page 1A own business at age 24, and switch gears once again. “We life is going to take you,� doesn’t have any regrets. pany’s inception, spend an He started with a mod- haven’t done any kitchens Hoffman said. average of two months up est business loan, which he since last spring,� he said. The The costs of materials front with a client figuring was able to pay off within six company is going where the have remained fairly constant out her needs before ever months. His goal was to sell market does and has recently since the early 1990s, and cutting a board. The com- $100,000 in the first year. worked on Plexiglas show since Hoffman’s produces pany uses only its own expe- He tripled that, reaching displays and kiosks. more product these days, it is rienced crew and never hires $300,000. A current project is a cus- able to get better volume discontract labor. Hoffman’s first custom- tom cabinet that he is ship- counts. Hoffman is no stranger to ers were builders, which he ping to the Bahamas. The While the cost of goods manual labor and hard work. found through networking. crew gets to travel to the sold has held steady, there His father owned a cabinet Since home building was Bahamas for the installa- are other obstacles that make shop and mentored him in booming at that time, there tion. Hoffman met this client owning a small business chalthe trade. He worked for an- was more than enough busi- while pheasant hunting in lenging. other cabinet maker for a few ness to go around. “The government is going South Dakota. years before launching his “You never know where to make it difficult,� Hoffman This year, Hoffman had to

Photo by Rick Orndorf

Hoffman’s Custom Countertops and Cabinets is located at 21679 Cedar Ave. in Lakeville. said. “OSHA (Occupational Safety and Health Administration) is hitting us more often with taxes. There are so many new laws and regulations. It’s a lot harder.� However, it’s Hoffman’s flexibility to go where the market leads him that keeps his company successful.

Industry experts are predicting that “green remodeling� is a growth area in the cabinet-making trade, according to the April 2007 Wood & Wood magazine. “I’m always open for new paths,� he said. “I’m openminded and like to think outside of the box.�

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