1/12/2012 - Dakota County Tribune Business Weekly by Dakota County Tribune

JESSICA HARPER AARON VEHLING TAD JOHNSON

Gift shop closes in Eagan 2A Lakeville building in foreclosure 2A Train horns silenced in Rosemount 2A

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DATE ##, 2009 JANUARY 12, 2012

VOLUME 30, NUMBER # VOLUME 32, NUMBER 46

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INSIDE BIZ

Casa Nostra expands

FORUM

List of resolutions offered for state legislators to help steer Minnesota f inance and tax policy in the right direction. PHIL 4A KRINKIE

Lakeville Italian restaurant now has full bar, larger dining area

FORUM

by Aaron Vehling DAKOTA COUNTY TRIBUNE

As it enters its third year serving Italian family recipes, Lakeville’s Casa Nostra has much to celebrate. This month it took over vacant neighboring space, nearly doubling its dining room size and adding a full-service bar. Proprietors Mario and Nina Pelagalli said they had been contemplating an expansion for some time. Previously, Nina said, “there was not enough room to seat all the customers. Some would leave because they had to wait.” Occasionally, customers would note the absence of a full bar and decided on other options. No longer. Cornerstone Copy’s move from its space at Heritage Commons on County Road 50 to downtown Lakeville allowed the Pelagallis to fulfill their dream by expanding into its neighboring space. In addition to the expanded liquor opportunities and ample dining area, the Pelagallis also intend to offer entertainment options. DJs, Frank Sinatra tributes and more are some of the possibilities the Pelagallis envision. The couple said this combination gives them an improved ability to serve large groups and private parties. In December, the Lakeville City Council approved the liquor license for Casa Nostra. Photo by Aaron Vehling Lakeville Area Chamber of Commerce executive director Nina and Mario Pelagalli have expanded their Casa Nostra Italian restaurant in Lakeville, nearly doubling the Todd Bornhauser praised the size of their dining room and adding a full-service bar. Pelagallis at the meeting. “They’ve been a chamber member since they recipes and dining room ambiance speak to this ray of menu items, everything from antipasti and salads to pastas, saltimboccas, paninis and pizza. opened up,” he said. “It’s great to see a small, sentiment. The Pelagallis serve recipes from each of their Desert offerings include tiramisu, cannoli and family-owned business able to expand.” families – Nina’s father is from outside of Naples spumoni. ‘Our house’ and Mario’s is from Rome. This combination of The Pelagallis ensure their chefs tackle these Casa Nostra is Italian for “our house.” Its culinary offerings provides diners with a vast arSee Casa Nostra, Page 6A

Burnsville-based 360 Communities prepared to move forward with its mission at a time when its services are needed most. JEFF 4A MORTENSEN BEST PRACTICES

Building and remodeling using “green” principles is the best way to perserve the world’s f inite resources. BILL 5A WOODSON DAKOTA ARTS

Bluegrass Americana Family Night series returns for more flat-pickin’ fun at Celts Pub & Grill in RICK Rosemount. ANDERSON 28A

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General 952-894-1111 Distribution 952-846-2070 Advertising 952-846-2011

Local businesswoman, volunteer Nancy Quinnell dies Nancy Quinnell battled cancer

will not leave so deep an impression as one deed.” Quinnell, a Lakeville resident and tireless volunby Tad Johnson teer who died Jan. 6 after and John Gessner a battle with cancer, did THISWEEK NEWSPAPERS enough good deeds to fill Nancy Quinnell’s favorite quote a large volume during her Nancy was from Norwegian playwright life. She was 51. Quinnell Henrik Ibsen: “A thousand words The senior vice presi-

dent for operations of Hollstadt and Associates since 1996 and Lakeville Rotary member since 2001, left her imprint in business and civic involvement. The 2011 Dakota County Tribune Exceptional Businesswoman Award winner said during an interview last

year that she wore many hats with the company and was always up for a challenge. She was responsible for service delivery, quality, staff development and retention for the business’s management and technology consulting staff that ranges from 100 to 140. Quinnell started at Hollstadt

and Associates, a former Burnsville company that recently moved to Mendota Heights, as a consultant but moved into an office role after a year and a half, creating a resource management program to strengthen the company’s consultant retention, development and effectiveness. See Quinnell, Page 6A

January 12, 2012 DAKOTA COUNTY TRIBUNE BUSINESS WEEKLY

Eclectic Eagan boutique closes after 20 years Owner cites sour economy as main reason by Jessica Harper DAKOTA COUNTY TRIBUNE

Eagan gift shop All the Best will close its doors for the last time Jan. 31 after two decades. “We decided to close for a number of factors,” said owner Mary Jo Koski. “The economy was a big one.” The Eagan resident initially opened the store on the northeast corner of Diffley and Pilot Knob roads as a gift-ordering business for corporate clients. The name, All the Best, was inspired by a common phrase used when sending gifts. With a background in retail merchandising, Koski felt ready to be her own boss. After five years, Koski decided to branch out into retail by offering consumers an assortment of decorative items, jewelry and gifts for all occasions. The quaint boutique began to thrive over the next 15 years as it built a loyal following. It’s these customers that Koski said she will miss the most. Customers continued to fill the small shop day after day as it held a closing sale, which spans until the end of

Right: Customers fill the quaint boutique day after day as All the Best holds its going out of business sale, which runs until the end of the month. Owner Mary Jo Koski prides herself on having built a loyal following over the past 15 years. Photo by Jessica Harper Below: Eagan resident Mary Jo Koski (second from left) opened All the Best 20 years ago on the corner of Diffley and Pilot Knob roads. The business initially was a giftordering business for corporations, but soon evolved into a retail boutique. Photo submitted

the month. Koski took pride in creating a welcoming environment for her customers. Despite the sad news, Koski and her six employees greeted their customers with a friendly smile. It’s this service that Koski believes en-

abled her small retail store to survive for so long despite the down economy and competition from large retail stores. But in the last few years, sales began to decline as purchasing habits changed and the recession continued. The boutique lost several

Downtown Hewitt building goes into foreclosure Location houses Holly’s Centre Stage Dance by Aaron Vehling

by Tad Johnson DAKOTA COUNTY TRIBUNE

Photo by Rick Orndorf

One of downtown Lakeville’s newer buildings, owned by Hewitt Investments, LLC, has gone into foreclosure. The outstanding mortgage on the property is about $807,000. According to the legal notice, the Dakota County Sheriff ’s Department intends to hold a public auction on Jan. 12 to sell the property. Although the Tribune could not connect with Hewitt by the time this story went to press, she did indicate on her business’s Facebook page that Centre Stage Dance will remain in operation under a deal with Anchor Bank. Judy Tschumper, executive director of the Downtown Lakeville Business Association, said she was shocked when she heard the news. “I just hope that someone will be able to come in and help Holly out,” she said. “I hope everything will work out the best for her.” Aaron Vehling is at aaron.vehling@ecm-inc. com or www.facebook.com/thisweeklive.

cluding an employee who was battling breast cancer. Though All the Best is drawing to an end, Koski said she will not give up her dream of owning her own business. She plans to work for a wholesale jewelry company for a time, but hopes to open another retail store in the future. “I see myself surrounded in this business, but whether it’s an everyday store, I don’t know,” Koski said. Jessica Harper is at jessica. harper@ecm-inc.com.

Rosemount residents may be sleeping better at night Trains won’t be blowing horns through town

DAKOTA COUNTY TRIBUNE

The uncertain economy has struck a downtown Lakeville business owner. The building housing Holly’s Centre Stage Dance has gone into foreclosure, according to a legal notice in the Dakota County Tribune. The building, at 20721 Holyoke Ave., has had trouble keeping tenants since it was built four years ago. Kazolly’s Sweet Shop and Game Time, a modern video arcade, once conducted business there. In 2010, Paradise Pizza and Grill was supposed to open on the main level, in the former Kazolly’s space, but Paradise owners Timothy and Rochelle Falkenberg encountered financial issues of their own, including foreclosure of their home. The Falkenbergs had signed a lease and had equipment and decor in place to start the pizza restaurant, but it did not come to pass, according to Dakota County court records. Hewitt sued the Falkenbergs in November 2010, for $23,520.03 in unpaid rent. According to court records, Paradise did not respond to the suit and thus awarded Hewitt a default judgment of $25,903.12 (which includes court and attorney fees) on Dec. 23. Holly Hewitt, proprietor of Holly’s Centre Stage Dance, developed the building five years ago to house a dance studio that could accommodate her ballooning enrollment numbers, in addition to other businesses.

corporate customers as Delta and Lockheed Martin prepared to move. Then the store was hit by the loss of several neighbors, leaving portions of the strip mall empty. “There wasn’t anyone in Lady Katherine’s spot for

three years,” Koski said. “That really hurt us.” Though her business was hurting, Koski made it a priority to give back to the community by donating gift baskets to school and medical fundraisers. One such benefit came after an unfortunate incident when a regular customer’s husband was murdered. Saddened by the death, Koski donated to the benefit held for her customer and her children. Koski also reached out to several employees in need, in-

The city of Rosemount traces much of its history and growth to the presence of railroads. While rail traffic plays a more silent role in the city’s commerce these days, the horns and whistles that trains blow at crossings have been anything but silent – that is until now. A new “quiet zone” took effect last week on the main rail track from Akron Avenue west of the Bloomfield neighborhood to 160th Street West south of the Winds Park neighborhood. The city worked with railroad companies to create the zone through improvements at railroad crossings, according to a city press release. Under the new provisions, engineers operating in the 24-hour quiet zone are exempted from federal regulations that generally require the sounding of horns when approaching crossings. Engineers will be allowed to sound horns if they see an emergency situation, and they still are required to sound their horns to warn crews working on the line. “The Rosemount City Coun-

cil has been hearing complaints from residents regarding excessive horn blasts for many years,” Mayor Bill Droste said. “The council decided several years ago that we would make the investments to establish ‘quiet zones’ to improve the quality of life for our residents. Although the process took much longer than we anticipated, residents can now enjoy quieter neighborhoods.” The main rail track runs through the midsection of the Bloomfield neighborhood, which has scores of households. The track is adjacent to City Hall and just east of the populous downtown area with a handful of apartment buildings next to the tracks. After crossing County Road 42, the track goes past many residential homes near Chippendale Avenue. For years, residents would hear frequent horns sounding in the middle of the night as trains rolled through Rosemount. For many, the quiet zone will be a welcome relief. For others who have grown accustomed to hearing the horns and sleep through them, the change won’t make too much nighttime difference, but it will make everyone’s backyard barbecues a lot more agreeable. Even if City Council members didn’t receive enough complaints from residents, certainly they

were aware of the issue as trains that would roll by during council meetings would make City Hall shake and reverberate with horn sounds as the crossing is a stone’s throw from the council chambers. The city reported that it has improved several crossings in the last few years to qualify for designation by the Federal Railroad Administration of a quiet zone. Further improvements will be done this spring to the 160th Street crossing at the south city limits, but that work will not delay the start of the quiet zone. Two of the rail lines operating in Rosemount, Canadian Pacific and Union Pacific Railroad, have formally notified the city that they are aware the quiet zone is taking effect and that they will abide by it. Signs are posted at crossings in the zone to warn vehicle drivers that they may not hear the horn of an approaching train. Police will strictly enforce the rules against crossing the tracks when signals are flashing, according to the city’s release. More information about Rosemount’s quiet zone is available at the city’s website, www. ci.rosemount.mn.us, under “City departments,” “Public Works/ Engineering.” Tad Johnson is at editor. thisweek@ecm-inc.com.

DAKOTA COUNTY TRIBUNE BUSINESS WEEKLY January 12, 2012

Buzz People, places and pursuits creating buzz in Dakota County business this week as submitted by the local business community

Accolades

Noteworthy

JENNIFER SMITH

DON CHRISTENSEN

KELLIE AKINS

Receives Bob Klas Sr. Entrepreneur Award from Dakota-Scott WIB

Receives Business Champion Award from Dakota-Scott WIB

Inducted as board member of Artisan Stone Group

Jennifer Smith of Innovative Office Solutions in Burnsville received the 2011 Bob Klas Sr. Entrepreneur Award at the Dakota-Scott Workforce Investment Board’s (WIB) annual legislative and awards event held Dec. 16 at the Burnsville Performing Arts Center. The award recognizes a local entrepreneur’s success story. The inaugural award was presented to Bob Klas Sr. in 2008. Award winners are selected based on their success as evidenced by business growth, the individual’s leadership in the business and/or civic communities, and the mentorship they provide to other entrepreneurs. Smith founded Innovative Office Solutions in 2001. It is an independently owned full service dealer of office and school supplies, office furniture, facility and maintenance supplies to businesses of all sizes. Smith was also involved with the founding of Medcare Products in 1998 and remains owner, CEO, and board member. Innovative Office Solutions started just months before the 9-11 attacks. Smith took on the economic downturn by hiring sales staff and product specialists who were laid off by competitors in October 2009. As a result, the company had its most profitable year yet in 2010. The company has had double-digit sales increases the last three years, has been ranked as one of the Inc. Magazine’s 5,000 fastest growing private companies in the U.S. in 2008, 2009, and 2010 and was ranked as one of the 50 fastest growing companies in Minnesota in 2010. Besides her work at Innovative Office Solutions, Smith has an extensive volunteering background, including: coaching children’s track and basketball, serving on the fundraising committee for Eastview Hockey, teaching Sunday school, helping at Feed My Starving Children, and participating on multiple national boards. Robert Klas Sr. is the founder and chairman of The Tapemark Company, based in West St. Paul. Founded in 1952, Tapemark attracted its first customers with the ability to print on self-wound tape.

Don Christensen, general manager for Costco in Burnsville, received the 2011 Business Champion Award at the Dakota-Scott Workforce Investment Board’s (WIB) annual legislative and awards event held Dec. 16 at the Burnsville Performing Arts Center. The award recognizes an outstanding company that also uses WorkForce Center services such as job fairs, job postings or counselors. Costco opened its new store in November 2010. Before opening, the company worked with the Burnsville WorkForce Center to recruit, interview and hire its workforce.

Kellie Akins, sales/marketing manager of Innovative Surfaces Inc., Hastings, has been inducted to the board of directors of Artisan Stone Group, Austin, Texas.

JEFF MCCORMICK Receives Excellence in Youth Employment Services Award from WIB

Jeff McCormick, McCormick Computer Resale Inc., Apple Valley, received an Excellence in Youth Employment Services Award at the Dakota-Scott Workforce Investment Board’s (WIB) annual legislative and awards event held Dec. 16 at the Burnsville Performing Arts Center. The award, sponsored by Dakota Electric, is presented to an organization, program, employer or an individual in Dakota County who has demonstrated a commitment to and effectiveness in preparing young people ages 14–21 to enter the workforce. “For more than 15 years, McCormick Computer Resale has been an educational business partner with the Rosemount High School (RHS) Work Experience Program,” noted Barb Starr, who nominated McCormick for the award.

Moving Up CAROLYN LINK Named executive director of Blue Cross and Blue Shield Foundation

Carolyn Link has been named executive direc- Carolyn Link tor of the Blue Cross and Blue Shield of Minnesota Foundation, Eagan. She previously served as senior director.

Business Briefs BOOKS ON TAPE AVAILABLE THROUGH MACKIN

Business Briefs ANYTIME FITNESS OPENS FIRST MIDDLE EASTERN CLUB IN QATAR Anytime Fitness, a Hastings-based international fitness club, opened its first club in the Middle East on Jan. 1 in Al Wakrah, Qatar. More club openings are planned in Qatar. Almuftah Marketing, a division of the Almuftah Group, will own and operate the clubs in Qatar, per the terms of an Area Development Agreement with Anytime Fitness, LLC. The Almuftah Group is a privately held company based in Doha, Qatar. Entrepreneur magazine recently ranked Anytime Fitness No. 11 overall on its annual “Franchise 500” list, No. 1 in fitness business category, and No. 10 in the top global franchises. Anytime Fitness was also named one of “10 great franchise bets” by CNNMoney ( June 2011) and the “#1 Best Franchise Business Model” by FranchiseChatter.com. The Al Wakrah club will serve as the main base of operations for all of the Almuftah Group’s future clubs.

Mackin Educational Resources, Burnsville, is now providing the Books On Tape collection of nearly 1,200 audio books in both CD and digital formats to public and school libraries and classrooms. For more information, go to Mackin.com or call (800) 245-9540. DAKOTA COUNTY REGIONAL CHAMBER NEW MEMBER The following company is a new member of the Dakota County Regional Chamber of Commerce: • Mainfreight USA, 2945 Lone Oak Drive, Suite 180, Eagan. COLDWELL BANKER BURNET HOSTS 10TH TREES FOR TOYS Coldwell Banker Burnet recently hosted its 10th annual Trees for Toys event, which invites its customers to come to Coldwell Banker Burnet offices throughout the region to receive the gift of a free Christmas tree or wreath in exchange for a toy donation. This year 7,685 toys were collected and donated to needy children through Toys for Tots and other agencies. As a thank you for their donations and business 6,100 customers received the gift of a free Christmas tree or wreath courtesy of their sales associate. Since Coldwell Banker Burnet began this program in 2002, the company has given away more than 55,000 trees and wreaths and donated more than 90,000 toys to local children’s charities.

Submission to Buzz The Dakota County Tribune Business Weekly includes promotions, new hires, retirements, awards and other such business news on the Buzz page. If you have an announcement you would like included in this part of the newspaper, send submissions by e-mail to reporter.thisweek@ecm-inc.com, fax to (952) 8462010 or mail it to the Burnsville office at 12190 County Road 11, Burnsville, MN 55337. When sending a photo by e-mail be sure that it is 200 dpi or greater. Include a daytime phone number if someone from the newsroom needs to contact the business for additional information. Deadline is 5 p.m. Friday prior to Thursday edition. Submission of information does not guarantee publication. All items are subject to editing. Tips on what to include in the submission are: names, titles, dates, business name, brief description of the news taking place, brief description of the business, contact names and numbers.

Submissions to Buzz: www.DakotaCountyTribune.biz

January 12, 2012 DAKOTA COUNTY TRIBUNE BUSINESS WEEKLY

Forum Commentary and opinion regarding issues in the world of business and public policy

Legislative new year’s resolution suggestions offered by Phil Krinkie SPECIAL TO THE TRIBUNE

As the daylight hours start to grow in the New Year; it is time for Minnesotans to hunker down for yet another legislative tugof-war. Yes; in just a few days lawmakers will return to St. Paul and start the 2012 legislative session. By all predictions it should be a rather non-eventful affair. There is an $876 million budget surplus for the first time in years and most legislators are still weary from the marathon 2011 session that ended in July after a three-week state government shutdown. With the start of the legislative session Jan. 24 there are two big unknowns: one. what will the new legislative boundaries look like when the judicial redistricting panel releases its plan Feb. 21 and two, what will the budget forecast show when it is unveiled in late February? After these two events; there appears to be little on the horizon for a lot of potential controversy. But as in any gathering of state politicos, the only thing that is certain is that nothing is certain. So with the start of the new year, it is a good time to suggest a few new year’s resolutions for our state’s leaders. It’s only right to start with our governor. Gov. Mark Dayton, for two years you

Guest Columnist Phil Krinkie

have been on a tirade about taxing the rich; even recently stating that your biggest regret in 2011 was not succeeding in your quest to raise taxes. So, Governor Dayton, how about a resolution to drop the words “tax increase.” Just as Minnesota’s economy is starting to brighten, don’t dim the lights with higher taxes. Speaker of the House, Rep. Kurt Zellers, you just released a legislative schedule that would end the 2012 session in late April. Why not cut Minnesotans and your fellow lawmakers a break and “get out of Dodge” by Easter, ending the session by the first week of April. We would all like that. Senate Minority Leader Tom Bakk, despite all the turmoil in the state Republican Party and in the Senate GOP caucus, you should resolve to stay focused on your current role and don’t start thinking about becoming majority leader quite yet. Redistricting will favor the Republicans and President Obama’s performance is making President Jimmy Carter look like a great leader. Ways and Means Committee Chair

Rep. Mary Liz Holberg and Senate Finance Chair Sen. Claire Robling, hopefully you can both commit to one simple goal for the 2012 session: Don’t spend the surplus. The recent state budget forecast revealed a relatively small surplus of $876 million, but also showed a projected budget deficit of $1.3 billion for the next budget cycle; now is the time to practice spending restraint. Senate Tax Chair Sen. Julianne Ortman, please resolve to keep asking the Vikings where they are going to come up with the $425 million they have pledged for a new stadium. In a committee hearing three weeks ago, you asked Vikings CFO Steve Poppen to provide information on the sources for the team’s $425 million and he had no response. Senator Ortman, please keep pressing for these details. With 60 percent of the proposed billion-dollar project being paid for by the taxpayers, the public has the right to know how the Vikings are going to pay for their share. Capitol Bonding chairs, Rep. Larry Howes and Sen. Steve Senjem, resolve to keep the bonding bill under $500 million. As part of the budget deal last July you agreed to put the state another half a billion dollars in debt. With debt payments being the fastest growing part of our budget, we don’t need a pork-laden bonding bill to add to our $6 billion state debt. First-term legislators, if you want to re-

turn to the Capitol in 2013, your key resolution for 2012 is simple: Don’t take your voters for granted by thinking that because someone voted for you in 2010 that they will do the same in 2012. Voters change and so will your legislative district boundaries. I challenge you to engage your new constituents and be ready to explain what you accomplished during your first term in office. Although not a state leader; no list of resolutions for 2012 would be complete without a suggestion for Vikings owner Zygi Wilf. Please be honest with Minnesotans and drop the talk of moving the Vikings to Los Angeles. No move can occur without the approval from 24 of the 32 NFL owners and that is not going to happen in 2012. Just sign a lease extension at the Metrodome and concentrate on improving the team’s on-field performance. In closing, I would like to thank all our elected officials for their hard work and service in 2011. May each of you have a happy and prosperous new year. Phil Krinkie, a former eight-term Republican state representative from Lino Lakes who was chairman of the House Tax Committee, is president of the Taxpayers League of Minnesota. He is a member of the Minnesota State Colleges and Universities Board. He is at philk@taxpayersleague.org. Columns reflect the opinion of the author.

Continuing the path forward in a strong organization by Jeff Mortensen DAKOTA COUNTY TRIBUNE

We have heard the questions circulating about the recent changes that have taken place at 360 Communities. At a time when our mission has never been more critical, I believe it is important to shed some light on where we have been, where we stand today and where we are headed tomorrow. In more than 40 years of work, 360 Communities has advocated for hungry families, survivors of domestic abuse and at-risk children. We’ve maintained a strong desire to stay ahead of the curve on the issues, had the foresight to recognize emerging trends and positioned 360 Communities for the future. In 2011, Minnesota State Economist Tom Stinson and Minnesota State Demographer Tom Gillaspy spoke about what they called “the new normal,” a term describing economic and demographic shifts on a global scale that is so significant that we will not return to where we once were as a society. Those who recognize this and adapt first will be the most successful. While change of this proportion can be unsettling, we believe it gives birth to creativity and innovation. Over the past several years, 360 Communities made intentional investments in infrastructure, staffing and research in order to better understand and meet the challenges presented by a shifting world. These short-term investments were done with an eye toward innovating new ways to tackle society’s problems. They positioned 360 Communities well for the new normal in the nonprofit world and paid dividends

Guest Columnist Jeff Mortensen

in the forms of increased knowledge, new partnerships, and improvements that result in more meaningful impacts in the community. Our strategies to engage communities are a direct result of our research and our belief that in order to achieve sustainable, large-scale community change, individuals need to increase their community consciousness, feel a sense of ownership, and connect personally in ways that align existing resources with future opportunities. Businesses, local governments, faith communities, schools, health communities and other nonprofits all have a vested interest in better educated students, violence-free homes and self-sustained success. Through research and investment, 360 Communities is bringing stakeholders together in unique ways to address the trends in our society and make a difference. This difference is measurable. A 2011 University of Minnesota Center for Applied Research and Educational Improvement study found that 88 percent of students referred to the 360 Communities Partners For Success program met, exceeded or made progress toward their reading goals. Nearly half of those students exceeded those goals, several by 200 percent! 360 Communities continues to thrive

because this organization, by design, belongs to all of us: our volunteers, our supporters, our communities and our staff. Today, 360 Communities is fiscally strong and poised to take tremendous strides going forward. We are in a new era with a fresh outlook on our challenges. We are leveraging our strengths and partnerships to grow in new and profound ways with your support. We will continue to do the important engagement work in schools, in homes and in our communities. We will also strengthen our partnerships and seek out new conversations with organizations that share our vision of changing lives and strengthening communities. We were founded in 1970 by a group of volunteers who recognized needs in their community, pooled their resources, involved their neighbors and met those needs. This is the common thread throughout the history of 360 Communities. Today, when our services are as important to the community as ever, we are innovating and evolving to adapt to shifting trends and populations. After all, this organization has always been about the people we are here to partner with and serve. Our doors are open. Stop by and talk with us, discover more about us and join us in shaping a strong future. Jeff Mortensen is interim president and CEO of 360 Communities, a nonprof it devoted to preventing violence in homes and communities, stabilizing families in crisis, and ensuring that students succeed in school. Columns reflect the opinion of the author.

Submissions to Forum: www.DakotaCountyTribune.biz

Dakota County Tribune BUSINESS WEEKLY

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DAKOTA COUNTY TRIBUNE BUSINESS WEEKLY January 12, 2012

Rental studio opens in Lakeville Studio 33A at Lakeville’s Inside The Frame Studios is 16 feet long and 13 feet wide. It has a variety of fabric backgrounds and continuous studio lights.

Inside The Frame Studios, a studio rental facility for professional and amateur photographers, filmmakers, musicians and artists, will open in downtown Lakeville in the McGuire Mechanical Building, 20830 Holt Ave. S. The studio’s entrance faces 208th Street. A grand-opening open house is scheduled from 10 a.m. to 5 p.m. Saturday, Jan. 21. Studio owner Becky McGuire is one of the owners of Miracole’s Candy Shoppe, which is located next door to the studio. Three studios, a conference room and secure storage lockers are available for rent. Each studio space rents for $40 per hour plus tax or $300 for a 10-hour day. The rate includes the use of studio equipment, lights and props. Twelve heated secure storage lockers are available for rent for $40 per month. To attend the open house, RSVP to insidetheframestudios@hotmail.com or call (612) 490-0359.

Photos submitted

Studio 33B has a pull down paper backdrop system and professional lights that sync to a customer’s SLR camera.

Boyd retires from Dakota Electric by Tad Johnson and Andrew Miller DAKOTA COUNTY TRIBUNE

After spending more than 30 years serving Dakota Electric, local businesses and communities in Dakota County, LaDonna Boyd announced her retirement from the Farmington-based electric cooperative on Friday. As economic development director at Dakota Electric, the Rosemount resident has been involved not only in the cooperative’s growth, but also that in Dakota County. She has been a tireless volunteer with organizations such as the Dakota County International Trade Committee, Minnesota Economic Development Foundation, Dakota Future, the Dakota County Regional Arts Collaborative and many boards and commissions related to local colleges, chambers and municipalities. “I think it’s so important to give back to the community,” she said. “You receive so many blessings back from giving in the community. … Whatever you put into it, you will get back 100-

fold.” She said her goal through her work has been to “create jobs and wealth in Dakota County and the surrounding area,” and that involves providing economic development services to industrial and retail customers, and working with local, state and national economic development boards. Boyd is a graduate of the University of Oklahoma’s economic development program and has an MBA from the University of St. Thomas. She was recognized with a2010 Dakota County Tribune Exceptional Businesswomen Award and has received the Minnesota Vision Award from the state’s Department of Employment and Economic Development, the Athena Award given by the St. Paul Pioneer Press, and the Apple Valley Rotary Award. Dakota Electric is a memberowned, not-for-profit electric utility that serves Dakota County and portions of Goodhue, Rice and Scott counties. Tad Johnson is at editor. thisweek@ecm-inc.com.

Best Practices

Green buildings make efficient use of our resources by Bill A. Woodson SPECIAL TO THE TRIBUNE

Our buildings have a profound impact on the productivity of our businesses, the natural environment, the economy, and our individual health. Green buildings, by design, work to minimize these impacts. Advances in technology now make it possible to build and renovate our buildings in ways that allow them to operate much more efficiently, with healthier indoor conditions, and using fewer materials and creating much less waste for our landfills. To help do this, there are a number of green building standards available to help guide the process of building new or renovating an existing building into a green, sustainable, and high performing building.

What is a green building? A green building, also known as a sustainable building, is a structure that is built or renovated to standards that make daily operations resource efficient and ecologically compatible. Green buildings are designed to protect occupant health, improve employee productivity, use energy, water and other resources most efficiently, reduce waste output and minimize the impact on the environment. Green buildings have also been referred to as ‘highperformance’ buildings in that they can operate using

Guest Columnist Bill A. Woodson

resources at a higher rate of efficiency than one built using basic code standards. Building green is constructing in a manner that will provide for the immediate needs of the project, while protecting the natural environment and minimizing the need for non-sustainable resources. This approach will consider how a building is placed on a site; design it to use only the necessary amount of resources such as gas, water, and electricity; take advantage of recycled content products and minimize the use of virgin materials; provide healthy indoor air quality, free of noxious or carcinogenic gases and particulates, and put plans into place that will maintain the efficiency and operations of the project after completion. In terms of energy, buildings constructed in the U.S. today, whether green or not, are much more efficient than the same buildings built 20 years ago, thanks mostly to changes in building codes and the introduction of efficiency standards. However, because of the general view in the construction industry to “build to code,” many opportunities to utilize high performance technologies are missed.

If green building approaches are used in construction, it is reasonable to expect efficiency improvements of up to 40 percent better than minimum code standards. Based on the long life of buildings in the U.S., the collective lost value in these missed opportunities can add up to hundreds of billions of dollars in the life of these buildings. Buildings in the U.S. use 60 percent of the electricity and 30 percent of the total energy produced. Because of this, energy use is the obvious place to concentrate efficiency efforts. Most importantly, some green building standards and advanced building technologies can be incorporated into a new or renovation project with little or no upfront costs that can yield enormous energy savings.

Eﬃciency as investment Efficiency in general has been called the “fifth fuel.” Like coal, petroleum, nuclear and alternative energy, efficiency can be considered an energy source. It is the fastest, cheapest, cleanest, and most neglected way to provide new energy. For many companies, capital improvements are major investments and have a rate of return like all other investments. Depending on the scope of a project, financial

incentives are available for many energy efficiency upgrades. By leveraging these incentives, the rate of return can be significant and thereby make your energy efficiency renovation project outperform many other capital outlay projects. By most any metric, buildings are major investments. Since they are typically built to last 100 years or more, the care in the design and construction of these investments need to be considered thoroughly. According to a recent survey performed by SMR Research Corp., the average age of U.S. commercial buildings is 43.7 years. Unless these buildings have been renovated, they most likely would not be close to meeting current energy efficiency codes.

Green building rating systems High performance buildings are more the exception and not the rule, as many inside the U.S. building industry struggle to find a workable economic model for constructing these highly efficient and green buildings that utilize sustainable building approaches. High performance buildings, as defined by the Department of Energy, are buildings with energy, economic, and environmental performance that is substantially better than standard practice. But how do we assess what constitutes a green/

high performance building? When it comes to rating green or high performance buildings, the United States Green Building Council’s LEED system (Leadership in Energy and Environmental Design) is leading the U.S. market. There is the perception within the building industry that the LEED rating system is the de facto sustainable building code in the U.S. But LEED is not the only sustainable building rating system. Other systems include Green Globes, the National Green Building Standard, and Energy Star. Besides setting standards that reduce the amount of energy needed to maintain comfortable and healthy indoor living environments, these rating systems take a systematic approach to conserving natural resources, using water wisely, improving indoor air quality, planning for livable and vibrant communities, while making concerted efforts to reduce waste. Building or renovating with these measures helps create healthy, durable buildings that reduce environmental impacts and cost less to operate and maintain. Today, a growing number of government agencies and departments, plus school districts and institutions of higher education, across the United States have policies in place to require or encourage the use of LEED’s standards. This list includes the General Services Administration,

the federal government’s biggest landlord, which manages space in thousands of federally owned and leased buildings. Since 2003, GSA has required that all capital building projects earn LEED certification, with a target of LEED Silver (on a scale of Certified, Silver, Gold and Platinum). In 2008, in response to the changing market, GSA began requiring all lease construction to earn LEED Silver certification. When building a new building, it is relatively easy to build with a high performance, sustainable approach using one of the above mentioned green building rating systems. There are older buildings in our building stock that still have many years of serviceable life remaining in them. For these, renovating or retrofitting following one of the green building standards is the right approach. By using green building standards and advanced building technologies, businesses can transform their inefficient buildings into clean healthy, high performing structures that can help meet the challenges of higher energy prices and tighter economies in the 21st century. Architect and sustainability consultant Bill A. Woodson, AIA, LEED AP BD+C, is the principal of Woodson Architecture and W Consulting in Apple Valley.

January 12, 2012 DAKOTA COUNTY TRIBUNE BUSINESS WEEKLY

January inspections critical for Country Village Money raised for residents who may be forced to move by John Gessner DAKOTA COUNTY TRIBUNE

January is a critical month for Country Village Apartments in Burnsville. Unit-byunit inspections have begun that will determine whether the troubled complex is forced to evict some of its residents or even shut down entirely on March 1. So far, the results arenâ&#x20AC;&#x2122;t good: Three of five units the city had inspected as of Jan. 6 failed their inspections, Deputy City Manager Tom Hansen said. Meanwhile, the Scott Carver Dakota CAP Agency is seeking up to $50,000 in donations to help relocate families who may be forced out of the complex. The agency estimates that 50 families could need emergency funds to pay security deposits

on new apartments. Hansen said he had been cautiously optimistic that Country Village owner Lindahl Properties LP, after hiring contractor Renovation Systems, would be able to meet all the deadlines set by the City Council on Dec. 20 to bring the complex up to code. â&#x20AC;&#x153;Iâ&#x20AC;&#x2122;m not so sure anymore,â&#x20AC;? Hansen said Jan. 6. City officials met with Lindahl and its contractor on Dec. 27. The pace of progress since then on fixing dozens of code violations at the west Burnsville complex has shaded Hansenâ&#x20AC;&#x2122;s outlook. â&#x20AC;&#x153;Between then and now, it looks like the pace of work over there isnâ&#x20AC;&#x2122;t what it needs to be,â&#x20AC;? he said. Also, the contractor and the complexâ&#x20AC;&#x2122;s newly hired management company appeared at odds over responsibility for parts of the job, Hansen said. Months of wrestling with Lindahl over chronic disre-

pair, mold and pests at Country Village came to a head Dec. 20 when fed-up council members voted 4-1 to approve the complexâ&#x20AC;&#x2122;s 2012 rental license with numerous conditions. They include a series of deadlines for bringing the complex up to code. The first, repairing all fire doors and alarm systems by Jan. 15, looks doable, Hansen said. The second is more daunting. It requires all cityordered work inside the buildings and apartments of the 138-unit complex to be finished by March 1. The city plans to inspect all the units by Jan. 31. The March 1 deadline allows for a 30-day period in which the landlord can commence the process of evicting residents of units that fail inspections, Hansen said. â&#x20AC;&#x153;That takes you right to March 1,â&#x20AC;? he said. â&#x20AC;&#x153;Everything is kind of head-

ing toward March 1 for either theyâ&#x20AC;&#x2122;ve made it or they havenâ&#x20AC;&#x2122;t.â&#x20AC;? The city has already sent a letter to Lindahl saying it should begin the process of removing residents from the three units that failed this monthâ&#x20AC;&#x2122;s inspections, Hansen said. The owner can fix the problems and call the city back for reinspections, but, like the previous inspections, it will cost another $125 per unit, Hansen said. After sinking some 700 hours of staff time into the complex, the city is now charging the perunit fee for unit inspections and another fee for building inspections. Lindahl is on notice that the city plans to do most of the unit inspections in January, Hansen said. He said the city is waiting for notification from Lindahl when more units are ready to be inspected. â&#x20AC;&#x153;Most of the inspections

should be done by the end of this month,â&#x20AC;? he said. â&#x20AC;&#x153;The vacant units could still be done in February, as well as any reinspections of the units that fail this time around.â&#x20AC;? Only 32 units passed inspections late last year and are actually licensed for occupancy under the councilâ&#x20AC;&#x2122;s Dec. 20 action, Hansen said. Further deadlines for work are May 1 for exterior and roof repairs and May 31 for removing a swimming pool or returning it to working order.

Resident relocation The nonprofit CAP Agency hopes to raise $28,000 to $50,0000 to help potentially displaced residents pay deposits when they move to new apartments, said Rebecca Bowers, CAPâ&#x20AC;&#x2122;s vice president for development. â&#x20AC;&#x153;Weâ&#x20AC;&#x2122;re thinking anywhere from 40 to 60 families might need help,â&#x20AC;? she said. â&#x20AC;&#x153;Weâ&#x20AC;&#x2122;re hoping a lot less clients may need help.â&#x20AC;?

Residents forced to leave Country Village arenâ&#x20AC;&#x2122;t likely to get their deposits back from Lindahl, the agency predicts, making deposit assistance all the more crucial. â&#x20AC;&#x153;What weâ&#x20AC;&#x2122;re finding is these are working families; they do have resources,â&#x20AC;? Bowers said. â&#x20AC;&#x153;Itâ&#x20AC;&#x2122;s just being able to make an unexpected deposit that they werenâ&#x20AC;&#x2122;t prepared for.â&#x20AC;? The Metropolitan Interfaith Council on Affordable Housing is spreading the word on donations among congregations and is poised to help in other ways if needed, said Jean MacFarland of Burnsville, MICAHâ&#x20AC;&#x2122;s board president and a member of Mary, Mother of the Church in Burnsville. The CAP Agency also serves as a link to other resources, such as HousingLink and legal aid, Bowers said. John Gessner is at john.gessner@ecm-inc.com.

Capitol Commerce Funding sought for exotic species research center at the University of Minnesota Stopping Asian carp is a priority, professor says by T.W. Budig ECM CAPITOL REPORTER

University of Minnesota Professor Peter Sorensen wants to bring the fight against exotic species like Asian carp closer to home. Sorensen, of Sorensen Lab at the University of Minnesota College of Food, Agriculture and Natural Resources, made his pitch to a Senate Natural Resources Committee on Thursday, Jan. 5 at the

State Capitol. â&#x20AC;&#x153;I hate to say it, we have no way of stopping it now,â&#x20AC;? Sorensen said of Asian carp entering the state waters. Sorensen doesnâ&#x20AC;&#x2122;t like to use the word â&#x20AC;&#x153;barriersâ&#x20AC;? when speaking of bubble or sound curtains or other schemes at blocking the progress of Asian carp. They can all be penetrated, he stressed. â&#x20AC;&#x153;Itâ&#x20AC;&#x2122;s like cancer of the environment,â&#x20AC;? he said of Asian carp and other exotic species threatening the state. Sorensen, who is seeking state funding for an exotic species research center at the

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rant is an attractive venture, but it is also a lot of hard work. At least when itâ&#x20AC;&#x2122;s a family affair, it provides added rewards. â&#x20AC;&#x153;Itâ&#x20AC;&#x2122;s fun, but tough,â&#x20AC;? Mario said. His favorite part? â&#x20AC;&#x153;I enjoy the opportunities to meet people.â&#x20AC;?

The restaurantâ&#x20AC;&#x2122;s official grand opening celebrations kick off the week of Feb. 1, though the new space is now open and fully functional. Casa Nostra will be advertising specials on its website at www.casanostramn.com.

The restaurant is located in Heritage Commons, near Dodd Boulevard and County Road 50.

passion in solving business challenges with technology, instead of just implementing technology,â&#x20AC;? she said. Quinnell worked for two other companies â&#x20AC;&#x201C; Washington Square Capital and Watson Wyatt Worldwide â&#x20AC;&#x201C; before joining Hollstadt again. She had been a leader in Rotary Club projects such as the annual Taste of Lakeville, regularly devoting 50 hours to the eventâ&#x20AC;&#x2122;s Silent Auction Committee. She chaired the clubâ&#x20AC;&#x2122;s

2009 BIG Project, an annual community service and teambuilding effort. In May of that year the club planted 130 trees in a local park. Quinnell was active in the Minnesota Sled Hockey Association, which allows youths and adults with disabilities to take to the ice. She created the Lakeville Sled Hockey Exhibition in 2007 and led the event for two years to raise money and awareness for the sport. Services for Quinnell were

Wednesday, Jan 11, at Hosanna! Church, 9600 163rd St. W., Lakeville. Visitation was held at Boldt Funeral Home, Faribault, on Tuesday, Jan. 10, and also at Hosanna! Church on Wednesday. Quinnell is survived by husband, Tim; three children, Alex, Ethan and Abby Quinnell, other relatives and friends.

dishes with the passion, accuracy and tenacity they themselves do. Ninaâ&#x20AC;&#x2122;s mother also works at the restaurant, creating sauces from scratch. Owning oneâ&#x20AC;&#x2122;s own restau-

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To find out the latest news in Minnesota government, go online to ECM Capitol Roundup at www.HometownSource.com.

said. But in their native lands, these invasive species, such as zebra mussels, Asian carp, do not run rampant, he noted. Natural controls do exist, he argued. Sorensen guessed it would cost about $750,000 to start up the research center at the university. He estimated annual funding at $1.3 million. â&#x20AC;&#x153;This is a war weâ&#x20AC;&#x2122;re in,â&#x20AC;? he said of finding controls for exotic species. T.W. Budig can be reached at tim.budig@ecm-inc.com.

Aaron Vehling is at aaron. vehling@ecm-inc.com or www. facebook.com/thisweeklive.

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water for spawning â&#x20AC;&#x201D; healthy populations of game fish ravage carp eggs, he noted. But through the use â&#x20AC;&#x153;Judasâ&#x20AC;? carp, or carp fitted with electronic transmitters, researchers have been able to carefully track the movement of common carp. In some experimental lakes in the western metro, carp populations have been decreased by 90 percent assisted

Capitol Roundup

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university, is not a fatalist. â&#x20AC;&#x153;Iâ&#x20AC;&#x2122;m probably not as depressed as you are,â&#x20AC;? he told state senators, â&#x20AC;&#x153;because I know there are solutions out there.â&#x20AC;? Sorensen cited work by the university on the common carp â&#x20AC;&#x201D; the invasive species Minnesotans have come to live with. Studies show these carp predictably use environmentally degraded bodies of

by the information researchers obtained, he explained. â&#x20AC;&#x153;Every specie has its weakness,â&#x20AC;? he said. Sorensen argued that in addition to federal funding for invasive species research being limited, the focus with Asian carp has been on the Chicago Sanitary and Ship Canal and threat posed by the carp to the Great Lakes. Itâ&#x20AC;&#x2122;s not a Minnesota focus, he said. Sorensen noted that Asian carp are only one Minnesotabound, exotic species. Another not far behind is the Northern Snakehead, he

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She was hired by the companyâ&#x20AC;&#x2122;s president and CEO, Rachel Hollstadt, who was Quinnellâ&#x20AC;&#x2122;s boss at Northwest Airlines where Quinnell worked as a programmer and project leader after she graduated with a bachelorâ&#x20AC;&#x2122;s degree in computer science at Winona State University in 1983. â&#x20AC;&#x153;I quickly moved into business analysis and project management roles in my six years there, and found my

Tad Johnson is at editor. thisweek@ecm-inc.com.

DAKOTA COUNTY TRIBUNE BUSINESS WEEKLY January 12, 2012

Visit to Lakeville revives memories of long ago by the Lakeville Area Historical Society SPECIAL TO THE TRIBUNE

Living in a cottage on a lake, learning how to hook a fish and sharing meals with an elderly gentleman were some of the memories that Bob Still carried with him for well over 70 years. Still was only 3 in 1935 when his family moved to Lakeville yet he had vivid memories of living at the Weichselbaum Resort on Lake Marion for more than a year. A quest to get in touch with his early years recently brought the Washington state resident back to Minnesota. While researching his roots, Still had talked by telephone with Wally Potter of the Lakeville Area Historical Society. Potter told him that Betty Weichselbaum lived in Lakeville not far from the former site of the resort. She is a cousin of Clarice and Frank â&#x20AC;&#x153;Spudâ&#x20AC;? Weichselbaum, who operated the resort when the Still family lived there from spring 1935 to summer 1937. Last fall, Still, a retired interior designer who has lived on Mercer Island, Wash., for many years, flew to Kansas City. There he met his younger brother, David Still, who had agreed to drive on a trip to Minnesota. They first stopped in Albert Lea where the Still family had lived for several years after their stint in Lakeville. David was born after the family had relocated to Kansas City. Their father, Orval, who worked for the Great Lakes Pipeline Company, had moved his family from Oklahoma to Lakeville when a pipeline was constructed through the area. He worked at a booster plant, according to Still. At that time, the family included his wife, Esther, and two young sons, Rod and

New pain center opens in Burnsville Laurie Campbell is the owner and operator of a new Pain, Injury and Brain Centers of America location in Burnsville located in the HealthSource Chiropractic clinic building at 200 E. Travelers Trail. Campbell is a certified natural health practitioner, and doctor of naturopathy. She has been a professional massage therapist for 16 years under TLC Healing Touch. The pain center, which opened in November, offers a therapy called Mircocurrent, which has a 90 percent success rate in helping people with chronic pain reduce or eliminate that pain.

Bob. While in Lakeville, Bob Still, now age 79, shared his memories with Betty Weichselbaum, who is 91. He recalled that his family moved to a cottage at the resort in summer 1935. He was not sure why the family did not rent a house, although he speculated that Spud Weichselbaum might have worked with his father and offered him the cottage. He said his parents â&#x20AC;&#x153;hit it off â&#x20AC;? with Clarice and Spud and kept in touch for many years. Still remembered that the cottage had just one room with two beds so his parents hung a sheet between the beds for privacy. In his written account of the Minnesota years, Still stated that the cottage had no running water but did have electricity â&#x20AC;&#x201C; a single bare bulb hanging from the ceiling, along with a small icebox. Meals were eaten in the dining room of the main house, where Clarice and Spud lived. A community outhouse served all the cottages. Still wrote that he and Rod learned how to thread a worm on a hook, fish off the resortâ&#x20AC;&#x2122;s dock and remove a fish from the hook. He remembered catching sunfish, blue gills and crappies. The boys also learned how to remove leeches from their feet by sprinkling them with salt and that it was a good idea to stay away from hornet nests. Family photographs show the boys in front of the small cottage and young Bob standing outside next to his birthday cake. When cold weather arrived, the Stills moved to a large room on the second floor of the main house. Once again, sheets divided the room to form two bedrooms. Bob Still remembered that sweet-smelling apples from

Photo submitted Photo submitted Bob Still, left, and his brother, Rod, wore paper sailor Bob Still celebrates his third birthday in 1935 while living hats as they stand next to the porch of their cottage at the Weichselbaum Resort. The family lived at the resort in at the Weichselbaum Resort. The cottage porch appears in the background. 1935 and 1936.

the resortâ&#x20AC;&#x2122;s orchard were stored that fall in a community dining hall separate from the main house. Still recalled watching a hog-butchering event, with the carcass suspended over a large barrel of boiling water. He also remembered watching ice blocks being cut from the frozen Lake Marion. The ice was cut into two to three foot blocks and hauled on a horse-drawn wagon outfitted with runners. The blocks were covered by insulating layers of sawdust and stacked in a shed called an icehouse for summer use in the resort kitchen and the cottages. It was after the move to the main house that young Bob Still made the acquaintance of the elderly Frank Weichselbaum, the father of Spud and Clarice. The elder Mr. Weichselbaum used the downstairs sunroom as his

bedroom and took his meals there. Still recalled that he was sometimes invited into the room at mealtime, when Mr. Weichselbaum delighted in sharing asparagus with him. He said asparagus has always been a favorite. Shortly after moving to Albert Lea, the family came back to Lakeville to attend Frank Weichselbaumâ&#x20AC;&#x2122;s funeral. Still recalled that the open casket was on display in the front parlor, surrounded by sweet-smelling flowers. On his recent visit to Lakeville, Betty Weichselbaum showed him the obituary for the old gentleman. The family made other trips to visit Spud and Clarice, including a visit over Christmas and the New Yearâ&#x20AC;&#x2122;s holiday. In the late 1940s Clarice took a DC-3 to Kansas City to visit the Stills. For many years, Clarice remembered

the boys at Christmas time by sending a greeting card containing a dollar for each of them. While reminiscing, Betty Weichselbaum told Bob Still about the history of the resort. She said that her grandparents, John and Margaret, had come to Lakeville Township in 1856 and settled on land along Prairie Lake, later renamed Lake Marion. The couple began farming and built a large house on the property. They began renting their upstairs bedrooms to people who came to fish or vacation at the lake. Later the Weichselbaums added a large dining hall and 10 sleeping cottages. People came by train to stay at the resort, which had its own depot. John and Margaret Weichselbaum died in the early 1900s. Then Bettyâ&#x20AC;&#x2122;s father, Joseph, and his brother,

Frank, ran the resort together for 11 years. After Joseph married Charlotte, Bettyâ&#x20AC;&#x2122;s mother, he sold his ownership to Frank and his wife, Minnie, and bought the farm next door. Betty said that Frank and Minnie had eight children; Spud and Clarice were the youngest. After their parents died, they ran the resort until 1943. Then the resort was rented out for a few years. In 1972, the resort buildings were razed and burned. The property was sold and subdivided into 13 lots for homes. In a thank you letter following his visit, Bob Still commented, â&#x20AC;&#x153;It was such a warm feeling recalling and sharing episodes of times long passed,â&#x20AC;? adding, â&#x20AC;&#x153;Wouldnâ&#x20AC;&#x2122;t it have been nice to have met in the dining room of the Weichselbaum â&#x20AC;&#x2DC;Big Houseâ&#x20AC;&#x2122;?â&#x20AC;?

Top 10 Business Stories of the Year 1) The Edge replaces old Renegades 2) Cherokee Sirloin Room damaged by fire in Eagan 3) Founder of Belzer auto dealership dies 4) Walmart to build new location in Lakeville this

year 5) Rollerblade founders roll out innovative startup 6) Companyâ&#x20AC;&#x2122;s move to Rosemount is â&#x20AC;&#x2DC;bigâ&#x20AC;&#x2122; 7) Update: Walmart to build new location in Lakeville this year

8) American pub to replace Chateau Lamothe 9) Lakeville is center stage for Vikings stadium debate 10) Mary Ajax no longer president, CEO of 360 Communities

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PUBLIC NOTICE PUBLIC NOTICE PUBLIC NOTICE PUBLIC NOTICE PUBLIC NOTICE PUBLIC NOTICE

Notice of Hearing by Publication (Minn. Stat. § 518B.01, subd. 8) State of Minnesota County Dakota District Court 1st Judicial District Court File Number: 19AV-FA-11-4039 Case Type: Domestic Abuse In the Matter of: Cassandra Leverty, Petitioner vs. Donald Gillman, Respondent To Respondent named above: An order has been issued directing you to appear at 14955 Galaxie Avenue, Apple Valley, MN on February 6, 2012 at 9:00 a.m. and explain why the relief sought in the Petition for the Order for Protection should not be granted. You may obtain a copy of the Petition and any order issued from the court from the Dakota County Court Administrator’s Office. If you do not appear at the scheduled hearing, the Petitioner’s request may be granted as a default matter. Failure to appear will not be a defense to prosecution for violation of the Court’s Order. 2871918 1/12/12

PUBLIC NOTICE

NOTICE OF SALE OF GOODS IN STORAGE TO SATISFY WAREHOUSE’S LIEN Notice is hereby given to person, herein after named and others interested that on 02/07/2012 at 11 O’clock in the AM of sale day, the goods hereafter described will be sold by auction to the highest bidder for cash at the warehouse at: 260 Hardman Avenue South South St. Paul, MN 55075 Sale will be held in accordance with terms of a notice previously given the person here-in-after named and others interested, and in accordance with the lien herewith and such other charges as are valid lien against said goods, and for expenses of advertising said sale. The name of the owners or persons whose account said goods are held in storage, the warehouse contract of lot number under which said goods are held and a description of the goods is as follows: Misc. Household Goods Name: Ruth Ann Suttles Bill of Lading #: 205-406 Amount: $3,560.00 Bester Brothers Transfer and Storage Company 260 Hardman Ave. So. South St. Paul, MN 55057 2871752 1/12-1/26/12

PUBLIC NOTICE

NOTICE OF INFORMAL PROBATE OF WILL AND APPOINTMENT OF PERSONAL REPRESENTATIVE AND NOTICE TO CREDITORS STATE OF MINNESOTA COUNTY OF DAKOTA FIRST JUDICIAL DISTRICT DISTRICT COURT PROBATE DIVISION Court File No. 19HA-PR-12-18 Estate of Gordon Wesley Lindsay, Decedent Notice is given that an application for informal probate of the Decedent’s Will, dated June 4, 1982, and S(“Will”), has been filed with the Registrar. The application has been granted. Notice is also given that the Registrar has informally appointed Jeffrey M. Lindsay, whose address is 12762 Emmer Place, Apple Valley, MN, 55124, as personal representative of the Estate of the Decedent. Any heir, devisee or other interested person may be entitled to appointment as personal representative or may object to the appointment of the personal representative. Unless objections are filed with the Court (pursuant to Minn. Stat. 524.3-607) and the Court otherwise orders, the personal representative has full power to administer the Estate, including, after 30 days from the date of issuance of letters, the power to sell, encumber, lease or distribute real estate. Any objections to the probate of the Will or appointment of the Personal Representative must be filed with this Court and will be heard by the Court after the filing of an appropriate petition and proper notice of hearing. Notice is also given that (subject to Minn. Stat. 524.3-801) all creditors having claims against the Estate are required to present the claims to the personal representative or to the Court Administrator within four months after the date of this Notice or the claims will be barred. A charitable beneficiary may request notice of the probate proceedings be given to the Attorney General pursuant to Minn. Stat. 501B.41, subd. 5. Dated: 1/9/12 Heidi Carstensen Registrar Carolyn M. Renn Court Administrator Attorney for Personal Representative Catherine R. Thatcher Thatcher Law Firm PA 6201 Creek Valley Road Edina, MN, 55439 Attorney License No: 10887X Telephone: (952) 270-8801 FAX: (952) 829-0626 Email: csthatcher@comcast.net 2874528 1/12-1/19/12P

NOTICE AND ORDER FOR HEARING ON PETITION FOR ALLOWANCE OF TRUSTEE’S ACCOUNT FOR THE PERIOD FROM JANUARY 1, 2004 TO OCTOBER 31, 2011 AND FOR OTHER RELIEF STATE OF MINNESOTA COUNTY OF DAKOTA DISTRICT COURT CIVIL COURT DIVISION FIRST JUDICIAL DISTRICT COURT FILE NO. 19HA-CV-11-5825 In The Matter of the JOSEPH C. SWEENEY IRREVOCABLE TRUST Upon the Petition for Allowance of Trustee’s Account for the Period from January 1, 2004 to October 31, 2011 and for Other Relief, the Court hereby orders that a hearing on said Petition will be held at the Dakota County Judicial Center, 1560 Highway 55, Hastings, Minnesota on the 8th day of Feb., 2012, at 9 o’clock A.M. The Court further orders that a copy of the Notice and Order for Hearing together with a copy of the petition be mailed to each party in interest now in being at such party’s last known address at least fifteen (15) days before the date of said hearing. The Court further orders that a copy of the Notice and Order for Hearing be published one time, at least twenty (20) days before the date of such hearing in Dakota County Tribune, a legal newspaper printed and published in Dakota County, Minnesota. Dated: Jan. 5, 2012 BY THE COURT: Timothy McManus Judge of District Court (COURT SEAL) Andrea S. Breckner (#177325) Counsel for Petitioner OLSON & BRECKNER, P.A. 150 South Fifth Street, Suite 3275 Minneapolis, MN 55402 (612) 455-1002 2874432 1/12/12

PUBLIC NOTICE

ORDER TO SHOW CAUSE STATE OF MINNESOTA COUNTY OF DAKOTA DISTRICT COURT FIRST JUDICIAL DISTRICT COURT FILE NO. 19HA-CV-11-6040 In the Matter of the Petition of: Aurora Loan Services, LLC, In Relation to Certificate of Title No. 113572 issued for land in the County of Dakota and State of Minnesota and legally described as: Lot Six (6), Block Five (5) in Lakeridge, according to the recorded plat thereof. TO: JEFFREY MAIDMENT; and to parties, if any, in possession of said premises adverse to the Petitioner. Upon receiving and filing the Report of the Examiner of Titles in the above entitled matter, IT IS HEREBY ORDERED, that you, and all persons interested, appear before this Court on the 8th day of February, 2012, at 9:00 a.m. in the Dakota county Government Center, Hastings, Minnesota, and then, or as soon thereafter as said matter can be heard, show cause, if any there be, why this Court should not enter an Order as follows: That the Registrar of Titles, upon the filing with him of a certified copy of this Order, cancel Certificate of Title No. 113572 and enter a new Certificate of Title for the land therein described in favor of Aurora Loan Services, LLC, free from all other memorials now appearing on the present Certificate of Title, the last of which is Document No. 678239, and free also from the memorial of this Order. IT IS FURTHER ORDERED, that this Order be served: (a) at least 10 days before the hearing upon the above-named parties residing in this State in the manner provided by law for the service of Summons in a civil action; (b) it shall be served at least 14 days before the hearing upon each of the above-named non-residents by sending a copy of this Order to the non-resident's post office address, by registered or certified mail, return receipt requested; (c) it shall be served upon any party who cannot be found by two weeks published notice and by sending a copy of this Order at least 14 days before the hearing by first class mail to the last known address of the party and by sending another copy of this Order at least 14 days before the hearing by first class mail to the address of such party as stated on the Certificate of Title if an address is so stated. DATED: December 7, 2011 BY THE COURT: /s/ Patrice Sutherland Judge of District Court APPROVED: JAMES P. O'CONNELL EXAMINER OF TITLES BY: /s/ James P. O'Connell JAMES P. O'CONNELL Attorney for Petitioner: Robert Q. Williams Wilford, Geske & Cook, P.A. 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125 Attendance is not required at said hearing except to object to the entry of the above described Order. 2868623 1/5-1/12/12

NOTICE AND ORDER OF HEARING ON PETITION FOR SUMMARY ASSIGNMENT OR DISTRIBUTION STATE OF MINNESOTA COUNTY OF DAKOTA DISTRICT COURT PROBATE DIVISION FIRST JUDICIAL DISTRICT Court File No. 19HA-PR-11-762 ESTATE OF Erna Duchek aka Erna K. Duchek, DECEDENT Notice is given that a petition has been filed requesting that the Estate assets be summarily assigned and distributed without probate administration. Any objections to the petition must be filed with the Court prior to or raised at the hearing. If proper, and if no objections or claims are filed or raised, the Court may issue a decree distributing or assigning the Estate’s assets. It is Ordered and Notice is now given that the Petition will be heard on February 7, 2012, at 9:00 a.m., by this Court at 1560 W Hwy 55, Hastings, MN 55033, Minnesota. Date: 12/27/2011 Shawn M. Moynihan Judge (COURT SEAL) Attorney For Petitioner John M. Ophaug (ID# #82648) Schmitz Ophaug & Dowd, LLP 220 Division St., P.O. Box 237 Northfield, MN 55057#82648 507-645-9541; 507-645-8232 2868068 1/5-1/12/12

PUBLIC NOTICE

MINNESOTA SECRETARY OF STATE CERTIFICATE OF ASSUMED NAME Minnesota Statutes, Chapter 333 The filing of an assumed name does not provide a user with exclusive rights to that name. The filing is required for consumer protection in order to enable consumers to be able to identify the true owner of a business. 1. List the exact assumed nam e under which the business is or will be conducted: E-Cycle Services 2. Principal Place of Business: 1301 Ottawa Avenue, West Saint Paul, MN 55118 3. List the name and complete street address of all persons conducting business under the above Assumed Name, OR if an entity, provide the legal corporate, LLC, or Limited Partnership name and registered office address. Derek Lee Lynch, 1301 Ottawa Avenue, West Saint Paul, MN 55118 David John Lynch, 1301 Ottawa Avenue, West Saint Paul, MN 55118 4. I, the undersigned, certify that I am signing this document as the person whose signature is required, or as agent of the person(s) whose signature would be required who has authorized me to sign this document on his/her behalf, or in both capacities. I further certify that I have completed all required fields, and that the information in this document is true and correct and in compliance with the applicable chapter of Minnesota Statutes. I understand that by signing this document I am subject to the penalties of perjury as set forth in Section 609.48 as if I had signed this document under oath. Date: 11/16/2011 Derek Lee Lynch Owner 2874197 1/12-1/19/12P

PUBLIC NOTICE

MINNESOTA SECRETARY OF STATE CERTIFICATE OF ASSUMED NAME Minnesota Statutes, Chapter 333 The filing of an assumed name does not provide a user with exclusive rights to that name. The filing is required for consumer protection in order to enable consumers to be able to identify the true owner of a business. 1. List the exact assumed nam e under which the business is or will be conducted: Beyond the Game Sports Network 2. Principal Place of Business: 6688 1 4 5 t h S t r e e t W , A p p l e V a l l e y , MN 55124 3. List the name and complete street address of all persons conducting business under the above Assumed Name, OR if an entity, provide the legal corporate, LLC, or Limited Partnership name and registered office address. Giving Athletes and Artists LLC, 6688 145th Street W, Apple Valley, MN 51524 4. I, the undersigned, certify that I am signing this document as the person whose signature is required, or as agent of the person(s) whose signature would be required who has authorized me to sign this document on his/her behalf, or in both capacities. I further certify that I have completed all required fields, and that the information in this document is true and correct and in compliance with the applicable chapter of Minnesota Statutes. I understand that by signing this document I am subject to the penalties of perjury as set forth in Section 609.48 as if I had signed this document under oath. Date: 11/16/2001 Gregory J. Johnson Member 2868707 1/5-1/12/12P

MINNESOTA SECRETARY OF STATE CERTIFICATE OF ASSUMED NAME Minnesota Statutes Chapter 333 The filing of an assumed name does not provide a user with exclusive rights to that name. The filing is required for consumer protection in order to enable consumers to be able to identify the true owner of a business. 1. State the exact assumed name under which the business is or will be conducted: KeePet Clean 2. State the address of the principal place of business: 909 2nd St., Farmington, MN 55024 3. List the name and complete street address of all persons conducting business under the above Assumed Name, OR if an entity, provide the legal corporate, LLC, or Limited Partnership name and registered office address. Marcy Dahl, 909 2nd St, Farmington, MN 55024 4. I, the undersigned, certify that I am signing this document as the person whose signature is required, or as agent of the person(s) whose signature would be required who has authorized me to sign this document on his/her behalf, or in both capacities. I further certify that I have completed all required fields, and that the information in this document is true and correct and in compliance with the applicable chapter of Minnesota Statutes. I understand that by signing this document I am subject to the penalties of perjury as set forth in Section 609.48 as if I had signed this document under oath. Date: 8/31/2011 Marcy Dahl /Owner 2868879 1/5-1/12/12P

PUBLIC NOTICE

MINNESOTA SECRETARY OF STATE CERTIFICATE OF ASSUMED NAME Minnesota Statutes, Chapter 333 The filing of an assumed name does not provide a user with exclusive rights to that name. The filing is required for consumer protection in order to enable consumers to be able to identify the true owner of a business. 1. List the exact assumed nam e under which the business is or will be conducted: MH, LLC 2. Principal Place of Business: 1340 Riverside Lane, Mendota Heights, MN 55118 3. List the name and complete street address of all persons conducting business under the above Assumed Name, OR if an entity, provide the legal corporate, LLC, or Limited Partnership name and registered office address. Hall & Associates Consulting, LLC, 1340 Riverside Lane, Mendota Heights, MN 55118 4. I, the undersigned, certify that I am signing this document as the person whose signature is required, or as agent of the person(s) whose signature would be required who has authorized me to sign this document on his/her behalf, or in both capacities. I further certify that I have completed all required fields, and that the information in this document is true and correct and in compliance with the applicable chapter of Minnesota Statutes. I understand that by signing this document I am subject to the penalties of perjury as set forth in Section 609.48 as if I had signed this document under oath. Date: 12/29/2011 Mark Hall, CEO 2871482 1/12-1/19/12P

PUBLIC NOTICE

MINNESOTA SECRETARY OF STATE CERTIFICATE OF ASSUMED NAME Minnesota Statutes, Chapter 333 The filing of an assumed name does not provide a user with exclusive rights to that name. The filing is required for consumer protection in order to enable consumers to be able to identify the true owner of a business. 1. List the exact assumed nam e under which the business is or will be conducted: Origin Sports Management 2. Principal Place of Business: 6688 1 4 5 t h S t r e e t W , A p p l e V a l l e y , MN 55124 3. List the name and complete street address of all persons conducting business under the above Assumed Name, OR if an entity, provide the legal corporate, LLC, or Limited Partnership name and registered office address. Giving Athletes and Artists LLC, 6688 145th Street W, Apple Valley, MN 51524 4. I, the undersigned, certify that I am signing this document as the person whose signature is required, or as agent of the person(s) whose signature would be required who has authorized me to sign this document on his/her behalf, or in both capacities. I further certify that I have completed all required fields, and that the information in this document is true and correct and in compliance with the applicable chapter of Minnesota Statutes. I understand that by signing this document I am subject to the penalties of perjury as set forth in Section 609.48 as if I had signed this document under oath. Date: 11/16/2011 Gregory J. Johnson Member 2868692 1/5-1/12/12P

MINNESOTA SECRETARY OF STATE CERTIFICATE OF ASSUMED NAME Minnesota Statutes, Chapter 333 The filing of an assumed name does not provide a user with exclusive rights to that name. The filing is required for consumer protection in order to enable consumers to be able to identify the true owner of a business. 1. List the exact assumed nam e under which the business is or will be conducted: Ready-Set-Go 2. Principal Place of Business: 13474 Ellsworth Ct., Apple Valley, MN 55124 3. List the name and complete street address of all persons conducting business under the above Assumed Name, OR if an entity, provide the legal corporate, LLC, or Limited Partnership name and registered office address. Theresa Huebl, 13474 Ellsworth Ct., Apple Valley, MN 55124 4. I, the undersigned, certify that I am signing this document as the person whose signature is required, or as agent of the person(s) whose signature would be required who has authorized me to sign this document on his/her behalf, or in both capacities. I further certify that I have completed all required fields, and that the information in this document is true and correct and in compliance with the applicable chapter of Minnesota Statutes. I understand that by signing this document I am subject to the penalties of perjury as set forth in Section 609.48 as if I had signed this document under oath. Date: 11-23-2011 Theresa Huebl-Owner/Operator 2868160 1/5-1/12/12P

PUBLIC NOTICE

MINNESOTA SECRETARY OF STATE CERTIFICATE OF ASSUMED NAME Minnesota Statutes, Chapter 333 The filing of an assumed name does not provide a user with exclusive rights to that name. The filing is required for consumer protection in order to enable consumers to be able to identify the true owner of a business. 1. List the exact assumed nam e under which the business is or will be conducted: Helping Hands House Cleaning 2. Principal Place of Business: 408 Connelly Lane, Burnsville, MN 55306 3. List the name and complete street address of all persons conducting business under the above Assumed Name, OR if an entity, provide the legal corporate, LLC, or Limited Partnership name and registered office address. Therese Ann Hart, 408 Connelly Lane, Burnsville, MN 55306 4. I, the undersigned, certify that I am signing this document as the person whose signature is required, or as agent of the person(s) whose signature would be required who has authorized me to sign this document on his/her behalf, or in both capacities. I further certify that I have completed all required fields, and that the information in this document is true and correct and in compliance with the applicable chapter of Minnesota Statutes. I understand that by signing this document I am subject to the penalties of perjury as set forth in Section 609.48 as if I had signed this document under oath. Date: 11-18-11 Therese Hart 2871498 1/12-1/19/12P

PUBLIC NOTICE

MINNESOTA SECRETARY OF STATE CERTIFICATE OF ASSUMED NAME Minnesota Statutes, Chapter 333 The filing of an assumed name does not provide a user with exclusive rights to that name. The filing is required for consumer protection in order to enable consumers to be able to identify the true owner of a business. 1. List the exact assumed nam e under which the business is or will be conducted: My Organic Business 2. Principal Place of Business: 21977 Flagstaff Ave., Farmington, MN 55024 3. List the name and complete street address of all persons conducting business under the above Assumed Name, OR if an entity, provide the legal corporate, LLC, or Limited Partnership name and registered office address. TeamTracy Internaltional Inc., 21977 Flagstaff Ave., Farmington, MN 55024 4. I, the undersigned, certify that I am signing this document as the person whose signature is required, or as agent of the person(s) whose signature would be required who has authorized me to sign this document on his/her behalf, or in both capacities. I further certify that I have completed all required fields, and that the information in this document is true and correct and in compliance with the applicable chapter of Minnesota Statutes. I understand that by signing this document I am subject to the penalties of perjury as set forth in Section 609.48 as if I had signed this document under oath. Date: 9/29/11 Ron Tracy - Vice President TeamTracy International Inc. 2868089 1/5-1/12/12P

NOTICE TO ANNOUNCE START OF PUBLIC COMMENT PERIOD This notice is to announce the beginning of a forty-five (45) day public comment and review period of a draft of the Dakota County Community Development Agency's (CDA) Comprehensive Housing Agency Plan (Agency Plan). The purpose of the public comment period is to receive comments from and to pass information to the general public concerning the Section 8 and Public Housing Programs administered by the Dakota County CDA. The 2012 Public Housing Agency Annual PHA Plan Update was developed in compliance with the Quality Housing and Work Responsibility Act of 1998. A draft of the 2012 PHA Plan is available for review on the Dakota County CDA's website at www.dakotacda.org and at the Dakota County CDA office at 1228 Town Centre Drive, Eagan, MN. Written and/or oral comments may be submitted to the CDA to the attention of Karly Schoeman, Dakota County CDA, 1228 Town Centre Drive, Eagan, MN 55123. Telephone: 651-675-4400, Fax: 651-675-4444, MN Relay Service: 1-800-627-3529. This notice is also posted on our web site at www.dakotacda.org. Comments will be accepted now through February 27, 2012. Upon request, the Agency Plan can be made available in an alternative format by contacting the CDA. 2873846 1/12/12

PUBLIC NOTICE

SUMMONS STATE OF MINNESOTA COUNTY OF DAKOTA DISTRICT COURT FIRST JUDICIAL DISTRICT Case Type: Personal Injury Court File No. ___________ _________________________________ Jose Gabino Rodriquez, Plaintiff, vs. Francisco J. Meza, Defendant. _________________________________ THE STATE OF MINNESOTA TO THE ABOVE-NAMED DEFENDANT: 1. Y O U A R E B E I N G S U E D . T h e Plaintiffs have started a lawsuit against you. The Complaint is attached to this Summons. Do not throw these papers away. They are official papers that affect your rights. You must respond to this lawsuit even though it may not be filed with the Court and there may be no court file on this Summons. 2. YOU MUST REPLY WITHIN 20 DAYS TO PROTECT YOUR RIGHTS. You must give or mail to the person who signed this Summons a written response called an Answer within 20 days of the date on which you received this Summons. You must send a copy of your Answer to the person who signed this Summons located at: Van Holston Ratgen Law Firm 1821 University Ave. Suite S-156 St. Paul, MN 55104 3. YOU MUST RESPOND TO EACH CLAIM. The Answer is your written response to the Plaintiffs’ Complaint. In your Answer you must state whether you agree or disagree with each paragraph of the Complaint. If you believe the Plaintiffs’ should not be given everything asked for in he Complaint, you must say so in our Answer. 4. YOU WILL LOSE YOUR CASE IF YOU DO NOT SEND A WRITTEN RESPONSE TO THE COMPLAINT TO THE PERSON WHO SIGNED T H E S U M M O N S . If you do not Answer within 20 days, you will lose this case. You will not get to tell your side of the story, and the Court may decide against you and award the Plaintiffs’ everything asked for in the Complaint. If you do not want to contest the claims stated in the Complaint, you do not need to respond. A default judgement can then be entered against you for the relief requested in the Complaint. 5. LEGAL ASSISTANCE. You may wish to get legal help from a lawyer. If you do not have a lawyer, the Court Administrator may have information about places where you can get legal assistance. Even if you cannot get legal help, you must still provide an Answer to protect your rights or you may lose the case. 6. ALTERNATE DISPUTE RESOLUTION. The parties may agree to or be ordered to participate in an alternative dispute resolution process under Rule 114 of the Minnesota General Rules of Practice. You must send your written response to the Complaint EVEN IF YOU EXPECT TO USE ALTERNATIVE MEANS OF RESOLVING THIS DISPUTE. Date: Nov.10, 2011 RATGEN PERSONAL INJURY LAW FIRM, LLC /s/ Van Holston Van Holston (#0159244) Griggs Midway Building, Suite S-156 1821 University Avenue St. Paul, MN 55104 (651) 646-5840 2872098 1/12-1/26/12P

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PUBLIC NOTICE

MINNESOTA SECRETARY OF STATE CERTIFICATE OF ASSUMED NAME Minnesota Statutes, Chapter 333 The filing of an assumed name does not provide a user with exclusive rights to that name. The filing is required for consumer protection in order to enable consumers to be able to identify the true owner of a business. 1. List the exact assumed nam e under which the business is or will be conducted: Naturally Right Remedies 2. Principal Place of Business: 4897 Twins Court, Eagan, MN 55123 3. List the name and complete street address of all persons conducting business under the above Assumed Name, OR if an entity, provide the legal corporate, LLC, or Limited Partnership name and registered office address. Wendy Koch, 4897 Twins Court, Eagan, MN 55123 4. I, the undersigned, certify that I am signing this document as the person whose signature is required, or as agent of the person(s) whose signature would be required who has authorized me to sign this document on his/her behalf, or in both capacities. I further certify that I have completed all required fields, and that the information in this document is true and correct and in compliance with the applicable chapter of Minnesota Statutes. I understand that by signing this document I am subject to the penalties of perjury as set forth in Section 609.48 as if I had signed this document under oath. Date: 11/15/2011 Wendy Koch - Owner 2873870 1/12-1/19/12P

PUBLIC NOTICE

NOTICE AND ORDER FOR HEARING ON PETITION FOR ALLOWANCE OF TRUSTEE’S ACCOUNT FOR THE PERIOD FROM OCTOBER 16, 2009 TO NOVEMBER 17, 2011, TERMINATING TRUST, DISCHARGING TRUSTEE AND FOR OTHER RELIEF STATE OF MINNESOTA COUNTY OF DAKOTA DISTRICT COURT FIRST JUDICIAL DISTRICT COURT FILE NO. 19HA-CV-09-7292 In The Matter of the LORRAINE M. PELTIER TRUST UNDER FIRST AMENDMENT AND COMPLETE RESTATEMENT DATED DECEMBER 9, 2003 TO LORRAINE M. PELTIER DECLARATION OF TRUST Upon the Petition for Allowance of Trustee’s Account for the Period from October 16, 2009 to November 17, 2011, Terminating Trust, Discharging Trustee and for Other Relief, the Court hereby orders that a hearing on said Petition will be held at the Dakota County Judicial Center, 1560 Highway 55, Hastings, Minnesota on the 8 day of February, 2012, at 9:00 o’clock A.M. The Court further orders that a copy of the Notice and Order for Hearing together with a copy of the petition and the trustee’s account be mailed to each party in interest now in being at such party’s last known address at least fifteen (15) days before the date of said hearing. The Court further orders that a copy of the Notice and Order for Hearing be published one time, at least twenty (20) days before the date of such hearing in Dakota County Tribune, a legal newspaper printed and published in Dakota County, Minnesota. Dated: 12/29/11 BY THE COURT: David L. Knutson Judge of District Court, Probate Division (COURT SEAL) Andrea S. Breckner (#177325) Counsel for Petitioner OLSON & BRECKNER, P.A. 150 South Fifth Street, Suite 3275 Minneapolis, MN 55402 (612) 455-1002 2870637 1/12/12

PUBLIC NOTICE PUBLIC NOTICE PUBLIC NOTICE PUBLIC NOTICE PUBLIC NOTICE

MINNESOTA SECRETARY OF STATE CERTIFICATE OF ASSUMED NAME Minnesota Statutes, Chapter 333 The filing of an assumed name does not provide a user with exclusive rights to that name. The filing is required for consumer protection in order to enable consumers to be able to identify the true owner of a business. 1. List the exact assumed nam e under which the business is or will be conducted: Ivy Tree Studio 2. Principal Place of Business: 16110 Huron Circle, Lakeville, MN 55044 3. List the name and complete street address of all persons conducting business under the above Assumed Name, OR if an entity, provide the legal corporate, LLC, or Limited Partnership name and registered office address. Anne E Trice, 16110 Huron Cr, Lakeville, MN 55044 4. I, the undersigned, certify that I am signing this document as the person whose signature is required, or as agent of the person(s) whose signature would be required who has authorized me to sign this document on his/her behalf, or in both capacities. I further certify that I have completed all required fields, and that the information in this document is true and correct and in compliance with the applicable chapter of Minnesota Statutes. I understand that by signing this document I am subject to the penalties of perjury as set forth in Section 609.48 as if I had signed this document under oath. Date: 11/05/2011 Anne E. Trice 2871894 1/12-1/19/12P

PUBLIC NOTICE

Public Notice - Opening of Grande Market Place Project Based Voucher Waiting List Beginning Tuesday, January 17, 2012 and until further notice, the Dakota County Community Development Agency (CDA) will be accepting preference only applications for the Grande Market Place Project Based Voucher (PBV) waiting list. Preference applicants are those who live, work, are hired to work or go to school full-time in Dakota County. Applicat i o n s w i l l not b e a c c e p t e d f r o m non-preference applicants. Grande Market Place, located in Burnsville's Heart of the City, has 23 two-bedroom subsidized units for low-income families who are current recipients of MFIP or who have received MFIP within the last 24 months. Participants of the PBV program pay 30% of their income towards their rent and the CDA pays the difference through federally obligated dollars. Applicants must qualify for a two-bedroom unit (based on household size and composition) and have incomes below 50% of area median income adjusted for household size (ex. $41,950 for a family of four). Applications must be filled out in person at the Dakota County CDA's office located at 1228 Town Centre Drive, Eagan, Minnesota. Applicants must provide a photo ID for proof of identity and proof that they live, work or go to school full-time in Dakota County. Examples of proof of ties include: current lease, a current utility bill (gas, electric, water/sewer, trash removal), school transcript or note from employer on company letterhead (employer must be located in Dakota County). Applications are available Monday Friday from 8 a.m. to 4 p.m. The CDA is also open until 7 p.m. the third Wednesday of the month to accommodate those who are unable to apply during regular business hours. Eligible applicants will be placed on the Grande Market Place waiting list according to the date and time of application. For directions to the CDA's office, call (651) 675-4440 or visit www.dakotacda.org. Questions? Call 651-675-4400. 2871517 1/12/12

PUBLIC NOTICE

SUMMARY ORDINANCE NO. 885-886 CITY OF LAKEVILLE DAKOTA, COUNTY, MINNESOTA AN ORDINANCE AMENDING TITLE 10 (THE SUBDIVISION ORDINANCE) AND TITLE 11 (THE ZONING ORDINANCE), OF THE LAKEVILLE CITY CODE This ordinance amends the City's subdivision and zoning ordinances. Amendments have been made to the following: Title 10 (the Subdivision Ordinance) Chapter 2-2 (Preliminary Plats) Chapter 2-3 (Final Plats) Chapter 3-4 (Certification) Title 11 (the Zoning Ordinance) Chapter 17-21 (Minimum Lot Area) Chapter 21-9 (Required Screening and Landscaping) Chapter 23-15 (General Sign Regulations) Chapter 72-7 (CUPs in the C-2 District) Chapter 73-7 (CUPs in the C-3 District) Chapter 75-13 (Design and Performance Standards in the O-P District) Chapter 102-9 (Shoreland Classifications) A printed copy of the entire ordinance is available for inspection by any person during the City Clerk's regular office hours. Approved for publication by the City Council of the City of Lakeville, Minnesota, this 3rd day of January, 2012. CITY OF LAKEVILLE

ATTEST: ________________________________ Charlene Friedges, City Clerk 2871095

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BY: ___________________ Mark Bellows, Mayor

1/12/12

NOTICE OF SALE OF PERSONAL PROPERTY TO SATISFY LIEN THEREON NOTICE IS HEREBY GIVEN that the personal property described as follows: 1973 SCHU manufactured home, VIN #119169 currently located at 12151 Geneva Way, Apple Valley, Minnesota 55124, together with all miscella neous personal property located therein will be sold at public auction by the Dakota County Sheriff on the 6th day of February, 2012 at 1:00 P.M., at Cedar Knolls Community Office, 12571 Garland Avenue, in the city of Apple Valley, County of Dakota, State of Minnesota, to pay and satisfy a lien which is claimed to be due thereon of Oscar Guerrero Sustaita (09/09/1980) Jaime Murrilo (07/30/1973) as the owner(s) thereof to: Realty Systems Arizona, Inc., in the sum of Four-Thousand, Eight-Hundred, Ten Dollars and 04/100 ($4,810.04) computed to the day of said sale, exclusive of the expenses of said sale and of the advertising thereof, together with the necessary expenses of advertising and making said sale; and that the grounds of said lien are storage of and care for tenant's personal property remaining on landlord's premises following abandonment by tenant. Dated: January 9, 2012 ___________________________ Carol Williams, Agent Realty Systems - Arizona, Inc 2875493 1/12-1/26/12

PUBLIC NOTICE

NOTICE OF SALE OF PERSONAL PROPERTY TO SATISFY LIEN THEREON NOTICE IS HEREBY GIVEN that the personal property described as follows: 1973 HOLL manufactured home, VIN #601613 currently located at 12145 Geneva Way, Apple Valley, Minnesota 55124, together with all miscella neous personal property located therein will be sold at public auction by the Dakota County Sheriff on the 6th day of February, 2012 at 1:00 P.M., at Cedar Knolls Community Office, 12571 Garland Avenue, in the city of Apple Valley, County of Dakota, State of Minnesota, to pay and satisfy a lien which is claimed to be due thereon of Rudolph Miranda, (05/19/1954, Alida Guiroz (03/18/1977) as the owner(s) thereof to: Realty Systems - Arizona, Inc., in the sum of Two-Thousand, Eight-Hundred, Ten Dollars and 34/100 ($2,810.34) computed to the day of said sale, exclusive of the expenses of said sale and of the advertising thereof, together with the necessary expenses of advertising and making said sale; and that the grounds of said lien are storage of and care for tenant's personal property remaining on landlord's premises following abandonment by tenant. Dated: January 9, 2012 ___________________________ Carol Williams, Agent Realty Systems - Arizona, Inc 2875482 1/12-1/26/12

PUBLIC NOTICE

NOTICE OF AND ORDER FOR HEARING ON PETITION FOR FORMAL PROBATE OF WILL AND APPOINTMENT OF PERSONAL REPRESENTATIVE AND NOTICE TO CREDITORS STATE OF MINNESOTA COUNTY OF DAKOTA DISTRICT COURT FIRST JUDICIAL DISTRICT Court File No.: 19HA-PR-12-2 In Re: Estate of Cordelia Grace Vallarino, aka Cordelia G. Vallarino, Decedent. It is Ordered and Notice is given that on Feb. 7, 2012 at 9:00 a.m., a hearing will be held in this Court at the Dakota County Judicial Center, 1560 Highway 55 West, Hastings, Minnesota 55033, for the formal probate of an instrument purporting to be the decedent’s Will dated May 13, 2002, and a First Codicil dated July 26, 2002, and a Second Codicil dated February 26, 2008, and for the appointment of Justin H. McBride, whose address is 420 Birch Dr., St. Cloud, MN 56304, as personal representative of the estate of the decedent in an unsupervised administration. Any objections to the petition must be raised at the hearing or filed with the Court prior to the hearing. If the petition is proper and no objections are filed or raised, the personal representative will be appointed with the full power to administer the estate, including the power to collect all assets; pay all legal debts, claims, taxes, and expenses; sell real and personal property; and do all necessary acts for the estate. Notice is also given that, subject to Minn. Stat. § 524.3-801, all creditors having claims against the decedent’s estate are required to present the claims to the personal representative or to the Court within four (4) months after the date of this notice or the claims will be barred. Dated: Jan. 05, 2012 BY THE COURT Arlene Perkkio Judge of District Court William J. Schroeder, 9772x Schroeder Law Office 26 North Sixth Ave., Suite 280 St. Cloud Minnesota 56303 Telephone: (320) 252-7766 Facsimile: (320) 252-9678 2872010 1/12-1/19/12

NOTICE AND ORDER OF HEARING ON PETITION FOR PROBATE OF WILL AND APPOINTMENT OF PERSONAL REPRESENTATIVE AND NOTICE TO CREDITORS STATE OF MINNESOTA COUNTY OF DAKOTA DISTRICT COURT PROBATE DIVISION FIRST JUDICIAL DISTRICT Court File No. 19HA-PR-12-22 ESTATE OF THOMAS W. WALLACE, SR., DECEDENT It is Ordered and Notice is given that on February 7, 2012 at 9:00 a.m. a hearing will be held in this Court at 1560 W. Hwy. 55 Hastings, Minnesota, for the formal probate of an instrument purporting to be the will of Decedent, dated March 8, 2007 and codicil to the will dated April 19, 2010, (“Will”), and for the appointment of Beth C. Wallace whose address is: 416 West Emerson Avenue, West Saint Paul, Minnesota 55118 and Mary Kay Grzybek whose address is 730 Winslow Avenue, Saint Paul, Minnesota 55107 as personal representative of the Estate of the Decedent in an UNSUPERVISED administration. Any objections to the petition must be filed with the Court prior to or raised at the hearing. If proper and if no objections are filed or raised, the personal representative will be appointed with full power to administer the Estate, including the power to collect all assets, pay a l l l e g a l d e b t s , c l a i m s , t a x e s a nd expenses, to sell real and personal property, and do all necessary acts for the Estate. Notice is also given that (subject to Minn. Stat. 524.3-801) all creditors having claims against the Estate are required to present the claims to the personal representative or to the Court Administrator within four months after the date of this Notice or the claims will be barred. Dated: 1/9/12 David L. Knutson Judge (COURT SEAL) Attorney For Personal Representative Erick G. Kaardal, Esq. Mohrman & Kaardal, P.A. 33 South Sixth Street, Suite 4100 Minneapolis, Minnesota 612-341-1074 2875206 1/12-/19/12

PUBLIC NOTICE

NOTICE OF ASSOCIATION LIEN FORECLOSURE SALE NOTICE IS HEREBY GIVEN, that default has occurred in the terms and conditions of the Declaration for Ridgeview Condominium Homes ("Declaration") as recorded in the office of the County Recorder in and for Dakota County, Minnesota, which said Declaration covers the following described property situated in the County of Dakota and State of Minnesota, to-wit: Apartment Number 201, 12838 Nicollet Avenue South, Condominium Ownership No. 15, Ridgeview Condominium Homes PROPERTY ADDRESS: 12838 Nicollet Avenue South Unit 201, Burnsville MN 55337 THAT, pursuant to said Declaration, there is claimed to be due and owing as of the date of this Notice by Christopher R. Hughes, as Unit owner, to Ridgeview Homeowners Association, the principal amount of Three Thousand Three Hundred Seventy Eight and 00/100 ($3,378.00) for condominium assessments; and that any action being now pending at law or otherwise to recover said debt or any part thereof has been discontinued, or that an execution upon any judgment rendered therein has been returned unsatisfied, in whole or in part, and; THAT, pursuant to said Declaration, and the statute in such case made and provided, said debt creates a lien upon said premises in favor of Ridgeview Homeowners Association, as evidenced by that Notice of Lien dated March 8, 2011, and recorded October 24, 2011 as Document No. 2 8 2 6 3 5 6 in the Dakota County Recorder's Office. THAT, notice is hereby given that by virtue of the power of sale created by statute, said lien will be foreclosed by the sale of said premises with the hereditiments and appurtenances thereto, which said sale will be made by the Sheriff of Dakota County, at public auction to the highest bidder, for cash, to pay the amount then due for said condominium assessments, together with the costs of foreclosure, including attorney's fees as allowed by law, as follows: DATE AND TIME OF SALE: February 1, 2012, at 10:00 A.M. PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Hastings, MN. The time allowed by law for redemption by the Unit owner, their personal representatives or assigns, is six (6) months from the date of said sale. If no redemption occurs, the property must be vacated by 11:59 PM on August 1, 2012. Dated: November 30, 2011 By ________/s/____________________ David J. Raymond, #221818 Attorney for Ridgeview Homeowners Association 5838 Blackshire Path Inver Grove Heights, MN 55076 651-455-3100 File # 144161 THIS COMMUNICATION IS FROM A DEBT COLLECTOR 2845469 12/15/11-1/19/12

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: July 28, 2003 MORTGAGORS: Laurie J. Fredregill and Willard Fredregill, wife and husband. MORTGAGEE: B a n k e r s M o r t g a g e Company, LLC. DATE AND PLACE OF RECORDING: Recorded November 25, 2003, Dakota County Recorder, Document No. 2145042. ASSIGNMENTS OF MORTGAGE: Assigned to: U.S. Bank National Association. TRANSACTION AGENT: NONE TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: NONE LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Bankers Mortgage Company, LLC RESIDENTIAL MORTGAGE SERVICER: U.S. Bank Home Mortgage MORTGAGED PROPERTY ADDRESS: 20052 Homestead Court, Lakeville, MN 55044 TAX PARCEL I.D. #: 223210004035 LEGAL DESCRIPTION OF PROPERTY: Unit No. 35, Common Interest Community No. 227, Winslow Green Condominium, Dakota County, Minnesota. COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $209,500.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $183,141.99 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: January 5, 2012 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on July 5, 2012, unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED." Dated: November 7, 2011. U.S. Bank National Association Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 19-3105 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE Pursuant to the provisions of Minnesota Statutes 580.07, the foregoing foreclosure sale is postponed until February 9, 2012 at 10:00 am at the Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN, in said county and state. Dated: January 4, 2012. U.S. Bank National Association Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 19-3105 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2870534 1/12/12

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: M a r c h 3 0 , 2007 MORTGAGOR: J e n i f e r N i c h o l s Johnson, a married person. MORTGAGEE: Mortgage Electronic Registration Systems, Inc.. DATE AND PLACE OF RECORDING: Recorded November 13, 2007, Dakota County Recorder, Document No. 2555832. ASSIGNMENTS OF MORTGAGE: Assigned to: Aurora Bank, FSB. TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100137510000294209 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Lakeland Mortgage Corporation RESIDENTIAL MORTGAGE SERVICER: Aurora Bank FSB MORTGAGED PROPERTY ADDRESS: 16116 Huron Circle, Lakeville, MN 55044 TAX PARCEL I.D. #: 227740101100 LEGAL DESCRIPTION OF PROPERTY: Lot 10, Block 1, Trotters Ridge 2nd Addition. COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $249,900.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $268,050.46 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: January 5, 2012 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on July 5, 2012, unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: November 7, 2011. Aurora Bank FSB Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 98-1211 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE Pursuant to the provisions of Minnesota Statutes 580.07, the foregoing foreclosure sale is postponed until February 9, 2012 at 10:00 am at the Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN, in said county and state. Dated: January 5, 2012. Aurora Bank FSB Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 98-1211 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2871873 1/12/12

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�� cation �� Number: 1000381-1001609153-1 Lender or Broker: American Patriot ��

PUBLIC NOTICE

MINNESOTA SECRETARY OF STATE CERTIFICATE OF ASSUMED NAME Minnesota Statutes, Chapter 333 The filing of an assumed name does not provide a user with exclusive rights to that name. The filing is required for consumer protection in order to enable consumers to be able to identify the true owner of a business. 1. List the exact assumed nam e under which the business is or will be conducted: House of Hair 2. Principal Place of Business: 19022 Estate Ave, Farmington, MN 55024 3. List the name and complete street address of all persons conducting business under the above Assumed Name, OR if an entity, provide the legal corporate, LLC, or Limited Partnership name and registered office address. Cassandra Tolzman, 19022 Estate Ave, Farmington, MN 55024 4. I, the undersigned, certify that I am signing this document as the person whose signature is required, or as agent of the person(s) whose signature would be required who has authorized me to sign this document on his/her behalf, or in both capacities. I further certify that I have completed all required fields, and that the information in this document is true and correct and in compliance with the applicable chapter of Minnesota Statutes. I understand that by signing this document I am subject to the penalties of perjury as set forth in Section 609.48 as if I had signed this document under oath. Date: 10/11 Cassandra Tolzman Owner 2868093 1/5-1/12/12P

PUBLIC NOTICE

STATE OF WISCONSIN CIRCUIT COURT PIERCE COUNTY PUBLICATION SUMMONS Case No. 11-CV-385 The Honorable Joseph D. Boles Case Code 30404 (Foreclosure of Mortgage) The amount claimed exceeds $5000.00 GMAC Mortgage, LLC, 1100 Virginia Dr., Fort Washington, PA 19034, Plaintiff vs. Shayne D. Anderson a/k/a Shayne Donovan Anderson, Amy M. Anderson & Jane Doe Anderson, 216 Gibbs St., N, Prescott, WI 54021-1540; State of Wisconsin, Bureau of Child Support, Department of Workforce Development, State of Wisconsin c/o Attorney General, 114 E. State Capitol, Madison, WI 53703; Charles Morrison, 417 S. Wasson Ln., #63, River Falls, WI 54022-2697 and Cudd's Mobile Home Court Inc., 223 N. 4th St., River Falls, WI 54022-2334, Defendants THE STATE OF WISCONSIN To each person named above as a defendant: You are hereby notified that the plaintiff named above has filed a lawsuit or other legal action against you. Within 40 days after January 5, 2012 you must respond with a written demand for a copy of the complaint. The demand must be sent or delivered to the court, whose address is 414 W Main St, P.O. Box 129, Ellsworth, WI 54011 and to Gray & Associates, L.L.P., plaintiff's attorney, whose address is 16345 West Glendale Drive, New Berlin, WI 53151-2841. You may have an attorney help or represent you. If you do not demand a copy of the complaint within 40 days, the court may grant judgment against you for the award of money or other legal action requested in the complaint, and you may lose your right to object to anything that is or may be incorrect in the complaint. A judgment may be enforced as provided by law. A judgment awarding money may become a lien against any real estate you own now or in the future, and may also be enforced by garnishment or seizure of property. Dated this 23rd day of December, 2011. William N. Foshag, State Bar No. 1020417, Gray & Associates, L.L.P., Attorneys for Plaintiff, 16345 W. Glendale Dr., New Berlin, WI 53151-2841, (414) 224-8404, (414) 224-1702. Gray & Associates, L.L.P. is attempting to collect a debt and any information obtained will be used for that purpose. If you have previously received a discharge in a chapter 7 bankruptcy case, this communication should not be construed as an attempt to hold you personally liable for the debt. 2864318 1/5-1/19/12P

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: July 25, 2003 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $263,000.00 MORTGAGOR(S): Michael D. Dubay and Amy C. Dubay, husband and wife MORTGAGEE: Mortgage Electronic Registration Systems, Inc., as nominee for American Patriot Mortgage, Inc, its successors and assigns DATE AND PLACE OF RECORDING: Recorded: October 15, 2003 Dakota County Recorder Document Number: 2124646 ASSIGNMENTS OF MORTGAGE: And assigned to: Central Mortgage Company Dated: October 20, 2010 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 1000381-1001609153-1

Mortgage Inc Residential Mortgage Servicer: Central Mortgage Company Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 19055 Embers Ave, Farmington, MN 55024-8743 Tax Parcel ID Number: 14-12500-01-060 LEGAL DESCRIPTION OF PROPERTY: Lot 6, Block 1, Autumn Glen AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $257,744.01 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: January 20, 2012 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on July 20, 2012, or the next business day if July 20, 2012 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: December 08, 2011 ASSIGNEE OF MORTGAGEE: Central Mortgage Company Wilford, Geske & Cook P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 020983F02 2839825 12/8/11-1/12/12

PUBLIC NOTICE

thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: January 26, 2012 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on July 26, 2012, unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: November 20, 2011. Liberty Savings Bank, FSB Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 90-2505 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2843945 12/8/11-1/12/12

PUBLIC NOTICE

NOTICE OF ASSOCIATION LIEN FORECLOSURE SALE NOTICE IS HEREBY GIVEN, that default has occurred in the terms and conditions of the Declaration for Ridgeview Condominium Homes ("Declaration") as recorded in the office of the County Recorder in and for Dakota County, Minnesota, which said Declaration covers the following described property situated in the County of Dakota and State of Minnesota, to-wit: Apartment Number 202, 12838 Nicollet Avenue South, Condominium Ownership No. 15, Ridgeview Condominium Homes P R O P E R T Y A D D R E S S : 12838 Nicollet Avenue South Unit 202, Burnsville MN 55337 THAT, pursuant to said Declaration, there is claimed to be due and owing as of the date of this Notice by Christopher R. Hughes, as Unit owner, to Ridgeview Homeowners Association, the principal amount of Seven Thousand Five Hundred Forty Nine and 00/100 ($7,549.00) for condominium assessments; and that any action being now pending at law or otherwise to recover said debt or any part thereof has been discontinued, or that an execution upon any judgment rendered therein has been returned unsatisfied, in whole or in part, and; THAT, pursuant to said Declaration, and the statute in such case made and provided, said debt creates a lien upon said premises in favor of Ridgeview Homeowners Association, as evidenced by that Notice of Lien dated July 20, 2009, and recorded June 11, 2010 as Document No. 2 7 3 5 1 3 3 in the Dakota County Recorder's Office. THAT, notice is hereby given that by virtue of the power of sale created by statute, said lien will be foreclosed by the sale of said premises with the hereditiments and appurtenances thereto, which said sale will be made by the Sheriff of Dakota County, at public auction to the highest bidder, for cash, to pay the amount then due for said condominium assessments, together with the costs of foreclosure, including attorney's fees as allowed by law, as follows: DATE AND TIME OF SALE: February 1, 2012, at 10:00 A.M. PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Hastings, MN. The time allowed by law for redemption by the Unit owner, their personal representatives or assigns, is six (6) months from the date of said sale. If no redemption occurs, the property must be vacated by 11:59 PM on August 1, 2012. Dated: November 30, 2011 By _____/s/_____________________ David J. Raymond, #221818 Attorney for Ridgeview Homeowners Association 5838 Blackshire Path Inver Grove Heights, MN 55076 651-455-3100 File # 1441137 THIS COMMUNICATION IS FROM A DEBT COLLECTOR 2845492 12/15/11-1/19/12

PUBLIC NOTICE PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: December 8, 2006 MORTGAGORS: M a t t h e w J a m e s Johnson and James Johnson, both single persons. MORTGAGEE: Mortgage Electronic Registration Systems, Inc.. DATE AND PLACE OF RECORDING: Recorded February 14, 2007, Dakota County Recorder, Document No. 2496598. ASSIGNMENTS OF MORTGAGE: Assigned to: CitiMortgage, Inc. TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100026900140923656 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Bell America Mortgage LLC dba Bell Mortgage RESIDENTIAL MORTGAGE SERVICER: CitiMortgage, Inc. MORTGAGED PROPERTY ADDRESS: 12921 South Penn Avenue, Burnsville, MN 55337 T A X P A R C E L I . D . # : 02-01400-081-41 LEGAL DESCRIPTION OF PROPERTY: EXHIBIT A That part of the East 1/2 of the East 1/2 of the West 1/2 of Section 14, Township 115, Range 21, described as follows, EXCEPT that part within the plat of Burnsville Manor 3rd Addition: Commencing at a point 2078 feet North of the Southeast corner of the Southwest 1/4 of said section; thence continuing North 825.25 feet; thence at right angles West 401.5 feet to the actual point of beginning; thence continuing West a distance of 258.5 feet; thence South at right angles a distance of 150 feet; thence East at right angles a distance of 258.5 feet; thence North 150 feet to the point of beginning, Dakota County, Minnesota. Subject to the right-of-way of Penn Avenue South. COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $187,500.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $200,697.00 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: March 1 , 2012 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on __September 4, 2012____________________, unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED." Dated: January 3, 2012. CitiMortgage, Inc. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 10-4004 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2875056 1/12-2/16/12

MINNESOTA SECRETARY OF STATE CERTIFICATE OF ASSUMED NAME Minnesota Statutes, Chapter 333 The filing of an assumed name does not provide a user with exclusive rights to that name. The filing is required for consumer protection in order to enable consumers to be able to identify the true owner of a business. 1. List the exact assumed nam e under which the business is or will be conducted: Kb Cards and Tags 2. Principal Place of Business: 4341 Dorchester Court, Eagan, MN 55123 3. List the name and complete street address of all persons conducting business under the above Assumed Name, OR if an entity, provide the legal corporate, LLC, or Limited Partnership name and registered office address. Kathy Baker, 4341 Dorchester Court, Eagan, MN 55123 4. I, the undersigned, certify that I am signing this document as the person whose signature is required, or as agent of the person(s) whose signature would be required who has authorized me to sign this document on his/her behalf, or in both capacities. I further certify that I have completed all required fields, and that the information in this document is true and correct and in compliance with the applicable chapter of Minnesota Statutes. I understand that by signing this document I am subject to the penalties of perjury as set forth in Section 609.48 as if I had signed this document under oath. Date: 10/17/11 Kathy Baker, President 2873861 1/12-1/19/12P

PUBLIC NOTICE

MINNESOTA SECRETARY OF STATE CERTIFICATE OF ASSUMED NAME Minnesota Statutes, Chapter 333 The filing of an assumed name does not provide a user with exclusive rights to that name. The filing is required for consumer protection in order to enable consumers to be able to identify the true owner of a business. 1. List the exact assumed nam e under which the business is or will be conducted: Elite Line 2. Principal Place of Business: 21378 Idaho Ave, Lakeville, MN 55044 3. List the name and complete street address of all persons conducting business under the above Assumed Name, OR if an entity, provide the legal corporate, LLC, or Limited Partnership name and registered office address. Grigoriy Mizin, 21378 Idaho Ave, Lakeville, MN 55044 4. I, the undersigned, certify that I am signing this document as the person whose signature is required, or as agent of the person(s) whose signature would be required who has authorized me to sign this document on his/her behalf, or in both capacities. I further certify that I have completed all required fields, and that the information in this document is true and correct and in compliance with the applicable chapter of Minnesota Statutes. I understand that by signing this document I am subject to the penalties of perjury as set forth in Section 609.48 as if I had signed this document under oath. Date: 12/12/2011 Grigoriy Mizin Owner 2868659 1/5-1/12/12P

PUBLIC NOTICE

NOTICE OF ASSESSMENT LIEN FORECLOSURE SALE Date: November 14, 2011 YOU ARE NOTIFIED THAT: 1. Default has occurred in the terms and conditions of the Amended Declaration for The Woodwinds Homeowners Association, Inc. (hereinafter the "Association") which was recorded on December 16, 2005 as Document No. 2389253, in the Office of the County Recorder of Dakota County, Minnesota, as amended, and also, pursuant to Minn. Stat. '515B.3-116, covering the following property: LEGAL DESCRIPTION: Lot 4, Block 3, The Woodwinds 1st Addition, CIC 547, Dakota County, Minnesota STREET ADDRESS: 13961 Dublin Road, Apple Valley, MN 55124 T A X P A R C E L I D N O . 01-76200-040-03 2. Pursuant to said Amended Declaration, there is claimed to be due and owing as of November 14, 2011, from Kathleen J. Friedman, title holder, to the Association, a Minnesota non-profit corporation, the amount of $2,847.19 for unpaid association dues, late fees, interest, attorneys' fees and costs, plus any other such amounts that will accrue after November 14, 2011, including reasonable attorneys' fees and costs of collection and foreclosure which will be added to the amount claimed due and owing at the time of the sale herein. 3. No action is now pending at law or otherwise to recover said debt or any part thereof. 4. That all preforeclosure requirements have been met. 5. The owner has not been released from the owner's financial obligation to pay said amount. 6. The Amended Declaration, referenced above, and Minn. Stat. §§515B.3-115 and 515B.3-116 provide for a continuing lien against the property. A Notice of Lien evidencing the amount due was recorded on September 25, 2009, as Document No.

ber 25, 2009, as Document No. 2686641 in the Dakota County Recorder's Office. 7. Pursuant to the power of sale contained in the same Amended Declaration and granted by the owner in taking title to the premises subject to said Amended Declaration and pursuant to Minn. Stat. §§515B.3-115 and 515B.3-116, said Lien will be foreclosed by the sale of said property by the Sheriff of Dakota County, at the Dakota County Sheriffs Office, Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100 , Hastings, MN 55033, on the 26th day of January, 2012, at 10:00 a.m. at public auction to the highest bidder, to pay the amount then due for said assess ments, together with the costs of foreclosure, including attorneys fees as allowed by law. 8. T h e t i m e a l l o w e d b y l a w f o r redemption by the unit owner, her personal representatives or assigns is six (6) months from the date of sale. The date and time to vacate the property is 11:59 p.m. on July 26, 2012, if the account is not reinstated or the owners do not redeem from the foreclosure sale. REDEMPTION NOTICE THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. 9. T H I S I S A C O M M U N I C A T I O N FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE WOODWINDS HOMEOWNERS HOMEOWNERS ASSOCIATION, INC. Attorneys for The Woodwinds Homeowners Association, Inc. THOMSEN & NYBECK, P.A. By: ____________________________ Gretchen S. Schellhas (#195595) 3600 American Blvd. West, Suite 400 Bloomington, Minnesota 55431 (952) 835-7000 (Woodwinds/Friedman 10-7-226D) 2839977 12/8/11-1/12/12

PUBLIC NOTICE

ORDER AND NOTICE OF HEARING ON PETITION FOR FORMAL ADJUDICATION OF INTESTACY, DETERMINATION OF HEIRSHIP AND APPOINTMENT OF PERSONAL REPRESENTATIVE IN UNSUPERVISED ADMINISTRATION AND NOTICE TO CREDITORS STATE OF MINNESOTA COUNTY OF DAKOTA DISTRICT COURT PROBATE DIVISION Court File No. 19HA-PR-12-15 In Re: Estate of David Allen Fischer, aka David A. Fischer, Deceased TO ALL INTERESTED PERSONS AND CREDITORS: It is ordered and notice is hereby given that on the 7th day of February, 2012, at 9:00 o’clock A.M., a hearing will be held in the above named Court at 1560 W. Highway 55, Hastings, Minnesota, on petition of Patricia L. Fischer, dated January 5, 2012, for the adjudication of intestacy and determination of heirship of the above named decedent, and for the appointment of Patricia L. Fischer, whose address is 3766 Upper 73rd Street E., Inver Grove Heights, MN 55076, as personal representative of the estate of the above named decedent in unsupervised administration, and any objection thereto must be filed with the court. That, if proper, and no objections are filed, said personal representative will be appointed to administer the estate, to collect all assets, pay all legal debts, claims, taxes, and expenses, and sell real and personal property, and do all necessary acts for the estate. Notice is further given that ALL CREDITORS having claims against said estate are required to present the same to said personal representative or to the Clerk of the Court within four months after the date of this notice or said claims will be barred. Dated: 1/9/2012 Richard G. Spicer Judge (Court Seal) Brian J. Taurinskas Attorney 633 So. Concord St., #320 P. O. Box 605 South St. Paul, MN 55075 2874376 1/12-1/19/12

PUBLIC NOTICE

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Single Person. MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded June 28, 2007, Dakota County Recorder, Document No. 2527094. ASSIGNMENTS OF MORTGAGE: Assigned to: U.S. Bank National Association, as trustee, on behalf of the holders of CSMC Mortgage-Backed Pass-Through Certificates, Series 2007-5. TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100251207005440784 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Credit Suisse Financial Corporation RESIDENTIAL MORTGAGE SERVICER: Select Portfolio Servicing, Inc. MORTGAGED PROPERTY ADDRESS: 15365 Flower Way, Unit 70, Apple Valley, MN 55124 TAX PARCEL I.D. #: 015590005070 LEGAL DESCRIPTION OF PROPERTY: Unit No. 70, Orchard Pointe Condominiums, CIC No. 311, Dakota County, Minnesota COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $157,500.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $163,733.59 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: January 20, 2012 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on July 20, 2012, unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE:None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: November 21, 2011. U.S. Bank, National Association, as Trustee Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 38-330 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2843846 12/8/11-1/12/12

PUBLIC NOTICE

2467192. ASSIGNED TO: Deutsche Bank National Trust Company as Trustee NovaStar Mortgage Funding Trust, Series 2006-5 NovaStar Home Equity Loan Asset-Backed Certificates, Series 2006-5. Dated: October 17, 2011 , and recorded November 4, 2011 by Document No. 2828925 . LEGAL DESCRIPTION OF PROPERTY: The West 1/2 of Lot 8 and all of Lot 9, Block 44, Spring Park, Dakota County, Minnesota. PROPERTY ADDRESS: 233 Richmond Street West, South Saint Paul, MN 5 5 0 7 5 P R O P E R T Y I . D : 36-71500-44-090 COUNTY IN WHICH PROPERTY IS LOCATED: Dakota THE AMOUNT CLAIMED TO BE DUE ON THE MORTGAGE ON THE DATE OF THE NOTICE: Two Hundred Nineteen Thousand Eight Hundred Sixty-Nine and 43/100 ($219,869.43) THAT no action or proceeding has been instituted at law to recover the debt secured by said mortgage, or any part thereof; that there has been compliance with all pre-foreclosure notice and acceleration requirements of said mortgage, and/or applicable statutes; PURSUANT, to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: 10:00 AM on January 24, 2012 PLACE OF SALE: Sheriff`s Main Office, Law Enforcement Center, 1580 Highway 55, Hastings MN 55033-2343 to pay the debt then secured by said mortgage and taxes, if any actually paid by the mortgagee, on the premises and the costs and disbursements allowed by law. The time allowed by law for redemption by said mortgagor(s), their personal representatives or assigns is 6.00 months from the date of sale. If Mortgage is not reinstated under Minn. Stat. 580.30 or the property is not redeemed under Minn. Stat. 580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on July 24, 2012, or the next business day if July 24, 2012 falls on a Saturday, Sunday or legal holiday. "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR`S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: December 8, 2011 Deutsche Bank National Trust Company as Trustee NovaStar Mortgage Funding Trust, Series 2006-5 NovaStar Home Equity Loan Asset-Backed Certificates, Series 2006-5. Randall S. Miller & Associates, PLLC Attorneys for Assignee of Mortgage/ Mortgagee One Financial Plaza, 120 South Sixth Street, Suite 1100 Minneapolis, MN 55402 Phone: 612-573-3677 Our File No. 11MN00728-1 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. ASAP# 4148659 12/08/2011, 12/15/2011, 12/22/2011, 12/29/2011, 01/05/2012, 01/12/2012 2842418 12/8/11-1/12/12

PUBLIC NOTICE

required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: January 26, 2012 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on July 26, 2012, unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE:None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: November 30, 2011. Flagstar Bank, FSB Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 92-222 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2843499 12/8/11-1/12/12

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: August 30, 2006 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $180,000.00 MORTGAGOR(S): Anthony Kimmen and Jennifer A. Kimmen, husband and wife MORTGAGEE: Argent Mortgage Company, LLC DATE AND PLACE OF RECORDING: Recorded: September 13, 2006 Dakota County Recorder Document Number: 2460681 ASSIGNMENTS OF MORTGAGE: And assigned to: U.S. Bank National Association, as trustee, on behalf of the holders of the Asset Backed Securities Corporation Home Equity Loan Trust, Series AMQ 2006-HE7 Asset Backed Pass-Through Certificates, Series AMQ 2006-HE7 Dated: September 05, 2006 Recorded: September 03, 2010 Dakota County Recorder Document Number: 2750154 Transaction Agent: Not Applicable Transaction Agent Mortgage Identification Number: Not Applicable Lender or Broker: Argent Mortgage Company, LLC Residential Mortgage Servicer: Select Portfolio Servicing Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 1464 Brittany Rd, Hastings, MN 55033-2410 Tax Parcel ID Number: 19-71000-02-060 LEGAL DESCRIPTION OF PROPERTY: Lot 6, Block 2, Sontag's First Addition, Dakota County, Minnesota AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $221,550.10 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: January 20, 2012 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat.

erty is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on July 20, 2012, or the next business day if July 20, 2012 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: December 08, 2011 ASSIGNEE OF MORTGAGEE: U.S. Bank National Association, as trustee, on behalf of the holders of the Asset Backed Securities Corporation Home Equity Loan Trust, Series AMQ 2006-HE7 Asset Backed Pass-Through Certificates, Series AMQ 2006-HE7 Wilford, Geske & Cook P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 016763F02 2838404 12/8/11-1/12/12

PUBLIC NOTICE

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P R O D U C T �� I O N , A �� N D A R E�� ABANDONED." Dated: December 8, 2011 NOTICE OF MORTGAGE Deutsche Bank National Trust FORECLOSURE SALE Company, As Trustee For The THE RIGHT TO VERIFICATION Registered Holders of New Century Home Equity Loan Trust, OF THE DEBT AND IDENTITY OF S e r i e s 2 0 0 5 - B , A s s e t B a c k e d THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS Pass-Through Certificates NOT AFFECTED BY THIS ACTION. Randall S. Miller & Associates, PLLC NOTICE IS HEREBY GIVEN, that Attorneys for Assignee of Mortgage/ default has occurred in conditions of Mortgagee One Financial Plaza, the following described mortgage: 120 South Sixth Street, Suite 1100 DATE OF MORTGAGE: September Minneapolis, MN 55402 18, 2008 Phone: 612-573-3677 MORTGAGOR: W i l l i a m D e w i n g , a Our File No. 11MN00718-1 THIS IS A COMMUNICATION FROM single person. MORTGAGEE: Mortgage Electronic A DEBT COLLECTOR. A S A P # 4 1 4 8 6 6 0 1 2 / 0 8 / 2 0 1 1 , Registration Systems, Inc. DATE AND PLACE OF RECORDING: 12/15/2011, 12/22/2011, 12/29/2011, Recorded October 7, 2008, Dakota 01/05/2012, 01/12/2012 County Recorder, Document No. 2842511 12/8/11-1/12/12 2616556. ASSIGNMENTS OF MORTGAGE: Assigned to: CitiMortgage, Inc. ORDER AND NOTICE OF HEARING TRANSACTION AGENT: Mortgage ON PETITION FOR FORMAL Electronic Registration Systems, Inc. PROBATE OF WILL AND TRANSACTION AGENT'S MORTAPPOINTMENT OF PERSONAL GAGE IDENTIFICATION NUMBER ON REPRESENTATIVE IN MORTGAGE: 100061907000060681 UNSUPERVISED LENDER OR BROKER AND MORTADMINISTRATION AND NOTICE TO G A G E O R I G I N A T O R S T A T E D O N CREDITORS MORTGAGE: Summit Mortgage CorpoSTATE OF MINNESOTA ration COUNTY OF DAKOTA RESIDENTIAL MORTGAGE SERDISTRICT COURT VICER: CitiMortgage, Inc. PROBATE DIVISION MORTGAGED PROPERTY ADDRESS: Court File No. 19HA-PR-11-759 8050 Casper Way East, Inver Grove In Re: Estate of Linda Tesmar, aka Heights, MN 55076 Linda K. Tesmar, aka, Linda Karen T A X P A R C E L I . D . # : Tesmar, Deceased 20-51001-020-01 TO ALL INTERESTED PERSONS AND LEGAL DESCRIPTION OF PROPCREDITORS: ERTY: It is Ordered and Notice is hereby Lot 2, Block 1, Nelsons Merrimac given that on the 24th day of January, Second Addition 2012, at 9:00 o’clock A.M., a hearing COUNTY IN WHICH PROPERTY IS will be held in the above named Court LOCATED: Dakota at 1560 W. Highway 55, Hastings, MinORIGINAL PRINCIPAL AMOUNT OF nesota, for the formal probate of an MORTGAGE: $183,037.00 instrument purporting to be the will of AMOUNT DUE AND CLAIMED TO BE the above named deceased, dated Sep- DUE AS OF DATE OF NOTICE, INCLUDtember 10, 2009, and for the appoint- ING TAXES, IF ANY, PAID BY MORTment of Elizabeth Ann McCracken GAGEE: $216,877.63 whose address is 552 - 245th Street, That prior to the commencement of Osceola, WI 54020 as personal repre- this mortgage foreclosure proceeding sentative of the estate of the above Mortgagee/Assignee of Mortgagee comn a m e d d e c e d e n t i n u n s u p e r v i s e d plied with all notice requirements as administration, and that any objec- required by statute; That no action or tions thereto must be filed with the proceeding has been instituted at law Court. That, if proper, and no objec- o r o t h e r w i s e t o r e c o v e r t h e d e b t tions are filed, a personal representa- secured by said mortgage, or any part tive will be appointed to administer the thereof; estate, to collect all assets, pay all PURSUANT to the power of sale conl e g a l d e b t s , c l a i m s , t a x e s a n d tained in said mortgage, the above expenses, and sell real and personal described property will be sold by the property, and do all necessary acts for Sheriff of said county as follows: the estate. DATE AND TIME OF SALE: March 1, Notice is further given that ALL 2012 at 10:00 AM CREDITORS having claims against said PLACE OF SALE:Sheriff's Office, Law estate are required to present the same Enforcement Center, 1580 Hwy 55, to said personal representative or to Lobby #S-100, Hastings, MN the Court Administrator within four to pay the debt then secured by said months after the date of this notice or Mortgage, and taxes, if any, on said said claims will be barred. premises, and the costs and disburseDated: 12-23-11 ments, including attorneys' fees Jerome B. Abrams allowed by law subject to redemption Judge within six (6) months from the date of (COURT SEAL) said sale by the mortgagor(s), their P. James Taurinskas personal representatives or assigns Attorney unless reduced to Five (5) weeks under 633 So. Concord St., Suite 320 MN Stat. §580.07. P. O. Box 605 TIME AND DATE TO VACATE PROPSouth St. Paul, MN 55075 ERTY: If the real estate is an 2867924 1/5-1/12/12 owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the NOTICE OF INFORMAL mortgage is not reinstated under secAPPOINTMENT OF PERSONAL tion 580.30 or the property is not REPRESENTATIVE AND NOTICE redeemed under section 580.23 is TO CREDITORS 11:59 p.m. on _September 4, STATE OF MINNESOTA 2012_____________________, unless the COUNTY OF DAKOTA redemption period is reduced to 5 DISTRICT COURT weeks under MN Stat. Secs. 580.07 or FIRST JUDICIAL DISTRICT 582.032. Court File No.: 19HA-PR-12-20 MORTGAGOR(S) RELEASED FROM In Re: Estate of Bettye A. Defiel, FINANCIAL OBLIGATION ON MORTDecedent. GAGE: None Notice is given that an Application "THE TIME ALLOWED BY LAW FOR for Informal Appointment of Personal REDEMPTION BY THE MORTGAGOR, Representative was filed with the Reg- THE MORTGAGOR'S PERSONAL REPistrar. The Registrar accepted the RESENTATIVES OR ASSIGNS, MAY BE application and appointed Jenine K. REDUCED TO FIVE WEEKS IF A JUDIDefiel, whose address is 1447 Carrie CIAL ORDER IS ENTERED UNDER St, West St. Paul, Minnesota 55118, to MINNESOTA STATUTES, SECTION serve as the personal representative of 5 8 2 . 0 3 2 , D E T E R M I N I N G , A M O N G the decedent’s estate. OTHER THINGS, THAT THE MORTAny heir or other interested person GAGED PREMISES ARE IMPROVED may be entitled to appointment as per- WITH A RESIDENTIAL DWELLING OF sonal representative or may object to LESS THAN FIVE UNITS, ARE NOT the appointment of the personal repre- PROPERTY USED IN AGRICULTURAL sentative. Any objection to the P R O D U C T I O N , A N D A R E appointment of the personal represen- ABANDONED." tative must be filed with the Court, and Dated: January 3, 2012. any properly filed objection will be CitiMortgage, Inc. heard by the Court after notice is proMortgagee/Assignee of Mortgagee vided to interested persons of the date USSET, WEINGARDEN AND LIEBO, P.L.L.P. of hearing on the objection. Attorneys for Mortgagee/Assignee of Unless objections are filed, and Mortgagee unless the Court orders otherwise, the 4500 Park Glen Road #300 personal representative has the full Minneapolis, MN 55416 power to administer the estate, includ- (952) 925-6888 ing, after thirty (30) days from the 10-3997 issuance of letters of general adminisTHIS IS A COMMUNICATION FROM tration, the power to sell, encumber, A DEBT COLLECTOR. lease, or distribute any interest in real 2875024 1/12-2/16/12 estate owned by the decedent. Notice is further given that, subject to Minn. Stat. § 524.3-801, all creditors having claims against the NOTICE OF MORTGAGE decedent’s estate are required to FORECLOSURE SALE present the claims to the personal repNOTICE IS HEREBY GIVEN that resentative or to the Court within four default has occurred in the conditions (4) months after the date of this notice of the following described mortgage: or the claims will be barred. DATE OF MORTGAGE: May 18, 2005 Dated: 1/9/12 ORIGINAL PRINCIPAL AMOUNT OF Heidi Carstensen MORTGAGE: $562,500.00 Registrar MORTGAGOR(S): Lynn M. Quam and Carolyn M. Renn Kerry Jon Quam, wife and husband Court Administrator MORTGAGEE: Mortgage Electronic David J Raymond (MN#221818) Registration Systems, Inc., as nomiRaymond Law Offices PA nee for Suntrust Mortgage, Inc. 5838 Blackshire Path DATE AND PLACE OF RECORDING: Inver Grove Heights Minnesota 55076 Recorded: July 12, 2005 Dakota Telephone: (651) 455-3100 County Recorder Facsimile: (651) 455-4811 Document Number: 2339048 ATTORNEY FOR PERSONAL REPREASSIGNMENTS OF MORTGAGE: SENTATIVE 2874873 1/12-1/19/12 ��

PUBLIC NOTICE

�� ORIGINAL�� PRINCIPAL AMOUNT OF MORTGAGE: $196,000.00 �� ASSIGNMENTS OF MORTGAGE: And assigned to: SunTrust Mortgage, Inc. Dated: July 25, 2011 Recorded: August 02, 2011 Dakota County Recorder Document Number: 2812576 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100010402016596615 Lender or Broker: Suntrust Mortgage, Inc. Residential Mortgage Servicer: SunTrust Mortgage, Inc. Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 720 Stonewood Rd, Eagan, MN 55123-1323 Tax Parcel ID Number: 10-84474-01-110 LEGAL DESCRIPTION OF PROPERTY: Lot 11, Block 1, Windtree 5th Addition, Dakota County, Minneasota. AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $536,759.67 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: January 20, 2012 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on July 20, 2012, or the next business day if July 20, 2012 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: December 08, 2011 ASSIGNEE OF MORTGAGEE: SunTrust Mortgage, Inc. Wilford, Geske & Cook P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 021680F01 2838363 12/8/11-1/12/12

PUBLIC NOTICE

AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $205,336.64 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: January 19, 2012 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on _July 19, 2012_____________________, unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: November 23, 2011. CitiMortgage, Inc. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 10-5944 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2838317 12/8/11-1/12/12

PUBLIC NOTICE

NOTICE OF INFORMAL APPOINTMENT OF PERSONAL REPRESENTATIVE, AND NOTICE TO CREDITORS (INTESTATE) STATE OF MINNESOTA COUNTY OF DAKOTA DISTRICT COURT PROBATE DIVISION FIRST JUDICIAL DISTRICT Court File No. 19HA-PR-12-19 ESTATE OF Robert E. Yahnke, aka Robert Edward Yahnke, DECEDENT Notice is given that an application for informal appointment of personal representative has been filed with the Registrar. No will has been presented for probate. The application has been granted. Notice is also given that the Registrar has informally appointed PENNY J. YAHNKE whose address is 17345 Gettysburg Way, Lakeville, MN 55044 as personal representative of the Estate of the Decedent. Any heir or other interested person may be entitled to appointment as personal representative or may object to the appointment of the personal representative. Unless objections are filed with the Court (pursuant to Minn. Stat. 524.3-607) and the Court otherwise orders, the personal representative has full power to administer the Estate including, after 30 days from the date of issuance of letters, the power to sell, encumber, lease or distribute real estate. Any objections to the probate of the will or appointment of the Personal Representative must be filed with this Court and will be heard by the Court after the filing of an appropriate petition and proper notice of hearing. Notice is also given that (subject to Minn. 524.3-801) all creditors having claims against the Estate are required to present the claims to the personal representative or to the Court Administrator within four months after the date of this Notice or the claims will be barred. Date: 1/9/12 Heidi Carstensen Registrar Carolyn M. Renn Court Administrator Attorney For Personal Representative Timothy O. Davis, Esq., #21544 HELLMUTH & JOHNSON, PLLC 8050 West 78th Street Edina, MN 55439 Phone: 952-941-4005 E-Mail: tdavis@hjlawfirm.com 2874799 1/12-1/19/12

PUBLIC NOTICE

NOTICE OF INFORMAL APPOINTMENT OF PERSONAL REPRESENTATIVE AND NOTICE TO CREDITORS STATE OF MINNESOTA COUNTY OF DAKOTA DISTRICT COURT FIRST JUDICIAL DISTRICT Court File No.: 19HA-PR-11-748 In Re: Estate of Bruce Alden Kuehne, Decedent Notice is given that an Application for Informal Appointment of Personal Representative was filed with the Registrar. The Registrar accepted the application and appointed Shirley Kuehne, whose address is 19905 Chili Avenue, Farmington, MN 55024, to serve as the personal representative of the decedent’s estate. Any heir or other interested person may be entitled to appointment as personal representative or may object to the appointment of the personal representative. Any objection to the appointment of the personal representative must be filed with the Court, and any properly filed objection will be heard by the Court after notice is provided to interested persons of the date of hearing on the objection. Unless objections are filed, and unless the Court orders otherwise, the personal representative has the full power to administer the estate, including, after thirty (30) days from the issuance of letters of general administration, the power to sell, encumber, lease, or distribute any interest in real estate owned by the decedent. Notice is further given that, subject to Minn. Stat. § 524.3-801, all creditors having claims against the decedent’s estate are required to present the claims to the personal representative to the Court within four (4) months after the date of this notice or the claims will be barred. Dated: 12/20/11 Heidi Carstensen Registrar BURVILLE LAW OFFICE, P.A. Michael D. Burville MN# 0261889 429 Third Street, P.O. Box 187 Farmington, MN 55024 Telephone: (651) 460-3757 Facsimile: (651) 460-6568 e-mail: mike@burvillelaw.com 2868070 1/5-1/12/12

PUBLIC NOTICE

NOTICE AND ORDER OF HEARING ON PETITION FOR PROBATE OF WILL AND APPOINTMENT OF PERSONAL REPRESENTATIVE AND NOTICE TO CREDITORS STATE OF MINNESOTA COUNTY OF DAKOTA FIRST JUDICIAL DISTRICT DISTRICT COURT PROBATE DIVISION Court File No. 19HA-PR-11-760 Estate of Duweyn P. Carlson, Decedent It is Ordered and Notice is given that on February 7th 2012, at 9:00 a.m. a hearing will be held in this Court at 1560 West Highway 55, Hastings, Minnesota, for the formal probate of an instrument purporting to be the Will of the Decedent dated, November 20, 1995, (“Will”), and for the appointment of Dale W. Carlson, whose address is 226 North Minnetonka Avenue, Wayzata, MN, 55391 as Personal Representative of the Estate of the Decedent in an UNSUPERVISED administration. Any objections to the petition must be filed with the Court prior to or raised at the hearing. If proper and if no objections are filed or raised, the Personal Representative will be appointed with full power to administer the Estate including the power to collect all assets, to pay all legal debts, claims, taxes and expenses, to sell real and personal property, and to do all necessary acts for the Estate. Notice is also given that (subject to Minn. Stat. 524.3-801) all creditors having claims against the Estate are required to present the claims to the Personal Representative or to the Court Administrator within four months after the date of this Notice or the claims will be barred. Dated: Dec. 23, 2011 BY THE COURT Arlene Perkkio Judge of District Court (COURT SEAL) Attorney for Petitioner Robert B. Bauer Dougherty, Molenda, Solfest, Hills & Bauer, P.A. 7300 West 147th Street, Suite 600 Apple Valley, MN, 55124 Attorney License No: 227365 Telephone: (952) 953-8847 FAX: (952) 432-3780 Email: rbauer@ssdmlaw.com 2868064 1/5-1/12/12

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: August 01, 2007 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $190,000.00 MORTGAGOR(S): Susan K. Roverud, a single person MORTGAGEE: Mortgage Electronic Registration Systems, Inc. as nominee for Mortgage & Investment Consultants, Inc., its successors and assigns DATE AND PLACE OF RECORDING: Recorded: August 27, 2007 Dakota County Recorder

County Recorder Document Number: 2540126 DATE AND PLACE OF REGISTERING: Registered: August 27, 2007 Dakota County Registrar of Titles Document Number: 616128 ASSIGNMENTS OF MORTGAGE: And assigned to: BANK OF AMERICA, N.A., AS SUCCESSOR BY MERGER TO BAC HOME LOANS SERVICING, LP FKA COUNTRYWIDE HOME LOANS SERVICING LP Dated: August 16, 2011 Registered: August 24, 2011 Dakota County Registrar of Titles Document Number: T683430 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 1003711-0000054979-7 Lender or Broker: Mortgage & Investment Consultants, Inc. Residential Mortgage Servicer: Bank of America, N.A. Mortgage Originator: Not Applicable CERTIFICATE OF TITLE NUMBER: 143264 COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 673 Brockton Curv, Eagan, MN 55123-1678 Tax Parcel ID Number: 10.32990.05.180 LEGAL DESCRIPTION OF PROPERTY: Lot Eighteen (18), Block Five (5), in Hills of Stonebridge, according to the recorded plat thereof, Dakota County, Minnesota. AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $253,611.99 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; that a portion of this property is registered property; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: January 20, 2012 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on July 20, 2012, or the next business day if July 20, 2012 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: December 08, 2011 ASSIGNEE OF MORTGAGEE: BANK OF AMERICA, N.A., AS SUCCESSOR BY MERGER TO BAC H O M E L O A N S S E R V I C I N G , LP FKA COUNTRYWIDE HOME LOANS SERVICING LP Wilford, Geske & Cook P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 022727F01 2840623 12/8/11-1/12/12

PUBLIC NOTICE

TRANSACTION AGENT: NONE TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: NONE LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Associated Bank Minnesota, N.A. RESIDENTIAL MORTGAGE SERVICER: Liberty Savings Bank, FSB MORTGAGED PROPERTY ADDRESS: 36 Langer Circle, West Saint Paul, MN 05511-8214 TAX PARCEL I.D. #: 422370001100 LEGAL DESCRIPTION OF PROPERTY: Lot Ten (10) in Block One (1) Emerson Estates according to the map or plat thereof on file or of record in the office of the County Recorder in and for Dakota County, Minnesota. COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $189,600.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $172,259.26 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: January 20, 2012 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on July 20, 2012, unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: November 23, 2011. Liberty Savings Bank, FSB Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 90-2557 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2843871 12/8/11-1/12/12

PUBLIC NOTICE

tion, Dakota County, Minnesota. COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $208,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $216,583.96 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: January 20, 2012 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on July 20, 2012, unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE:None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: November 21, 2011. U.S. Bank, National Association, as Trustee Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 38-338 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2843928 12/8/11-1/12/12

PUBLIC NOTICE

��

secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: January 20, 2012 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on July 20, 2012, unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE:None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: November 21, 2011. U.S. Bank, National Association, as Trustee Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 38-335 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2843909 12/8/11-1/12/12

PUBLIC NOTICE

NOTICE OF INFORMAL APPOINTMENT OF PERSONAL REPRESENTATIVE AND NOTICE TO CREDITORS (INTESTATE) STATE OF MINNESOTA COUNTY OF DAKOTA DISTRICT COURT FIRST JUDICIAL DISTRICT Court File No.: 19HA-PR-12-3 In Re: Estate of Larry Dean Anderson, Decedent. Notice is given that an Application for Informal Appointment of Personal Representative was filed with the Registrar. The Registrar accepted the application and appointed Melissa Anne Anderson, 1006 Muirland Drive, La Jolla, CA 92037, to serve as the personal representative of the decedent’s estate. Any heir or other interested person may be entitled to appointment as personal representative or may object to the appointment of the personal representative. Any objection to the appointment of the personal representative must be filed with the Court, and any properly filed objection will be heard by the Court after notice is provided to interested persons of the date of hearing on the objection. Unless objections are filed, and unless the Court orders otherwise, the personal representative has the full power to administer the estate, including, after thirty (30) days from the issuance of letters of general administration, the power to sell, encumber, lease, or distribute any interest in real estate owned by the decedent. Notice is further given that, subject to Minn. Stat. § 524.3-801, all creditors having claims against the decedent’s estate are required to present the claims to the personal representative or to the Court within four (4) months after the date of this notice or the claims will be barred. Dated: 1/4/12 Heidi Carstensen Registrar Carolyn M. Renn Court Administrator Attorney for Personal Representative: Bruce B. Phillips MN Attorney ID# 308584 1590 Thomas Center Drive, Suite 106 Eagan, MN 55122 Telephone: 651-208-2420 Facsimile: 651-207-4520 e-mail: bphillips@bphillipslawoffice.com 2870863 1/12-1/19/12P

PUBLIC NOTICE

MORTGAGORS: Steven P. Gallagher AKA Steven Gallagher and Amanda K. Udean, both single. MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded October 14, 2009, Dakota County Recorder, Document No. 2690222. ASSIGNMENTS OF MORTGAGE: Assigned to: Flagstar Bank, FSB. TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100052550250726030 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Flagstar Bank, FSB RESIDENTIAL MORTGAGE SERVICER: Flagstar Bank, FSB MORTGAGED PROPERTY ADDRESS: 17087 Eagleview Way, Farmington, MN 55024 TAX PARCEL I.D. #: 224407515014 LEGAL DESCRIPTION OF PROPERTY: Unit No. 14, CIC No. 330, Lake Place, a condominium located in Dakota County, Minnesota COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $189,323.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE:$190,245.57 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: January 19, 2012 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on July 19, 2012, unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: November 22, 2011. Flagstar Bank, FSB Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 92-219 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2838341 12/8/11-1/12/12

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: January 17, 2008 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $279,000.00 MORTGAGOR(S): Darrin Thompson, a married person and Brian Quast, a married person MORTGAGEE: Mortgage Electronic Registration Systems, Inc. as nominee for CitiMortgage, Inc., its successors and assigns DATE AND PLACE OF RECORDING: Recorded: February 01, 2008 Dakota County Recorder Document Number: 2569453 ASSIGNMENTS OF MORTGAGE: And assigned to: Nationstar Mortgage LLC Dated: August 05, 2011 Recorded: August 17, 2011 Dakota County Recorder Document Number: 2814872 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100011520049804539 Lender or Broker: CitiMortgage, Inc Residential Mortgage Servicer: Nationstar Mortgage, LLC Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS

COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 14039 Cobbler Ave, Rosemount, MN 55068-7130 Tax Parcel ID Number: 34-67430-02-020 LEGAL DESCRIPTION OF PROPERTY: Lot 2, Block 2, Shannon Hills 6th Addition, Dakota County, Minnesota AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $292,078.13 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: January 20, 2012 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on July 20, 2012, or the next business day if July 20, 2012 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: December 08, 2011 ASSIGNEE OF MORTGAGEE: Nationstar Mortgage LLC Wilford, Geske & Cook P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 022978F01 2838377 12/8/11-1/12/12

PUBLIC NOTICE

described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: January 27, 2012 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on _July 27, 2012, unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: November 30, 2011. CitiMortgage, Inc. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 10-6655 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2844727 12/15/11-1/19/12

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: December 10, 2007 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $258,500.00 MORTGAGOR(S): David W. Wick, a single person MORTGAGEE: Mortgage Electronic Registration Systems, Inc., as nominee for Suntrust Mortgage, Inc., its successors and assigns DATE AND PLACE OF RECORDING: Recorded: December 21, 2007 Dakota County Recorder Document Number: 2562883 ASSIGNMENTS OF MORTGAGE: And assigned to: Suntrust Mortgage, Inc. Dated: October 26, 2011 Recorded: November 01, 2011 Dakota County Recorder Document Number: 2827830 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100010402074482344 Lender or Broker: Suntrust Mortgage, Inc. Residential Mortgage Servicer: SunTrust Mortgage, Inc. Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 15044 Portland Ave, Burnsville, MN 55306-5022 Tax Parcel ID Number: 02-18577-01-130 LEGAL DESCRIPTION OF PROPERTY: Lot 13, Block 1, Crystal Lake Third Addition, Dakota County, Minnesota AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $263,717.55 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: January 27, 2012 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on July 27, 2012, or the next business day if July 27, 2012 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPT-

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�� ATTEMPT �� A DEBT COLLECTOR ING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE NOTICE AND ORDER OF HEARING USED FOR THAT PURPOSE. ON PETITION FOR PROBATE OF THE RIGHT TO VERIFICATION OF WILL AND APPOINTMENT OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE PERSONAL REPRESENTATIVE AND NOTICE TO CREDITORS TIME PROVIDED BY LAW IS NOT STATE OF MINNESOTA AFFECTED BY THIS ACTION. COUNTY OF DAKOTA THE TIME ALLOWED BY LAW FOR DISTRICT COURT REDEMPTION BY THE MORTGAGOR, PROBATE DIVISION THE MORTGAGOR'S PERSONAL REPFIRST JUDICIAL DISTRICT RESENTATIVES OR ASSIGNS, MAY BE Court File No. 19HA-PR-11-761 REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER E S T A T E O F K a t h l e e n E l i z a b e t h MINNESOTA STATUTES, SECTION Kirchen, aka Kathleen E. Kirchen 5 8 2 . 0 3 2 , D E T E R M I N I N G , A M O N G DECEDENT It is Ordered and Notice is given that OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED on February 7, 2012 at 9:00 a.m. a WITH A RESIDENTIAL DWELLING OF hearing will be held in this Court at LESS THAN FIVE UNITS, ARE NOT Dakota C o u n t y J u d i c i a l C e n t e r , PROPERTY USED IN AGRICULTURAL 1560 Highway 55, Hastings, MN 55033, Minnesota, for the formal proPRODUCTION, AND ARE ABANDONED. bate of an instrument purporting to be DATED: December 15, 2011 A S S I G N E E O F M O R T G A G E E : the will of Decedent, dated January Suntrust Mortgage, Inc. 24, 1997, and for the appointment of Wilford, Geske & Cook P.A. Amy Marie Melchert, aka, Amy M. Attorneys for Assignee of Mortgagee Melchert whose address is: 9 5 7 2 Lawrence A. Wilford Windflower Place, Champlin, MinneJames A. Geske sota 55316 as personal representa8425 Seasons Parkway, Suite 105 tive of the Estate of the Decedent in an Woodbury, MN 55125-4393 UNSUPERVISED administration. Any (651) 209-3300 objections to the petition must be filed File Number: 022810F01 with the Court prior to or raised at the 2848619 12/15/11-1/19/12 hearing. If proper and if no objections are filed or raised, the personal representative will be appointed with full power to administer the Estate, includNOTICE OF MORTGAGE ing the power to collect all assets, pay FORECLOSURE SALE a l l l e g a l d e b t s , c l a i m s , t a x e s a nd YOU ARE HEREBY NOTIFIED THAT: expenses, to sell real and personal 1. Default has occurred in the condi- property, and do all necessary acts for tions of the mortgage dated December the Estate. 11, 2008, and executed by Dennis M. Notice is also given that (subject to Peterson Interests, Inc., a Minnesota Minn. Stat. 524.3-801) all creditors corporation, as Mortgagor(s), to Lake having claims against the Estate are Community Bank, a Minnesota corpo- required to present the claims to the ration, as Mortgagee(s), and filed for personal representative or to the Court record December 23, 2008 as Dakota Administrator within four months after County Registrar of Titles Document the date of this Notice or the claims No. T 637207. The land described in will be barred. the Mortgage is registered land. Date: 12/23/11 2. The Mortgage has been assigned Arlene M. A. Perkkio as follows: No assignments. Judge 3. The original principal amount (COURT SEAL) s e c u r e d b y t h e M o r t g a g e w a s : Attorney For Personal Representative $79,500.00. Matthew J. Frerichs, Esq. 4. No action or proceeding at law is ROBINS, KAPLAN, MILLER & CIRESI n o w p e n d i n g t o r e c o v e r t h e d e b t 2800 LaSalle Plaza secured by the Mortgage, or any part 800 LaSalle Avenue thereof. Minneapolis, MN 55420-2015 5. The holder of the Mortgage has (612) 349-8747 Phone complied with all conditions prece- (612) 339-4181 Fax d e n t t o a c c e l e r a t i o n o f t h e d e b t Attorney ID #0336592 secured by the Mortgage and foreclo- 2868066 1/5-1/12/12 sure of the Mortgage, and all notice and other requirements of applicable statutes. 6. At the date of this notice, the ORDER AND NOTICE OF HEARING amount due on the Mortgage, and ON PETITION FOR FORMAL taxes, if any, paid by the holder of the PROBATE OF WILL AND Mortgage is: $64,544.98. APPOINTMENT OF PERSONAL 7. Pursuant to the power of sale in REPRESENTATIVE IN the Mortgage, the Mortgage will be UNSUPERVISED foreclosed, and the land described as ADMINISTRATION AND follows: NOTICE TO CREDITORS The North 270 feet of the East 385 STATE OF MINNESOTA feet of the Northwest Quarter of the COUNTY OF DAKOTA Northeast Quarter of Section 21, DISTRICT COURT Township 115, Range 20, Dakota PROBATE DIVISION County, Minnesota. FIRST JUDICIAL DISTRICT Together with an easement over that Court File No. 19HA-PR-11-768 part of the South Half of the South- In Re: Estate of Ruth C. Kurzweg, east Quarter of Section 16, Town- aka Ruth Carrie Kurzweg, Deceased. ship 115, Range 20, Dakota County, TO ALL INTERESTED PERSONS AND Minnesota, described as follows: CREDITORS: Commencing at the intersection of It is ordered and notice is hereby t h e S o u t h l i n e o f t h e S o u t h e a s t given that on Feb. 7, 2012, at 9:00 am, Quarter of Section 16, Township 115, a hearing will be held in the above R a n g e 2 0 w i t h t h e r i g h t - o f - w a y named court at 1560 Highway 55, Hastboundary line depicted on Minne- ings, Minnesota, for the formal prosota Department of Transportation bate of an instrument dated October Right-of-Way Plat No. 19-29 (which 21, 1992 and a second instrument point of intersection is 592.98 feet dated December 9, 1992, purporting to West of the East line of the South- be the Last Will and First Codicil, east Quarter of said Section 16 and respectively, of the above named decew h i c h p o i n t i s d e s i g n a t e d a s dent and for the appointment of Karon right-of-way boundary corner B730 of A . F a c t o r , w h o s e a d d r e s s i s 4 2 5 7 said right-of-way plat); thence North Lodgepole Dr., Eagan, MN 55122, as 89 degrees 57 minutes 29 seconds personal representative of the estate of West along said South line of the the above named decedent in unsuperSoutheast Quarter a distance of vised administration; and that any 721.00 feet to the Southwest corner objections thereto must be filed with o f t h e S o u t h e a s t Q u a r t e r o f t h e the court. Southeast Quarter of said Section That, if proper, and no objections are 16; thence continuing West along filed, said personal representative will said South line of the Southeast be appointed to administer the estate, Quarter a distance of 30.00 feet; to collect all assets, pay all legal debts, thence North on a line perpendicu- claims, taxes and expenses, and sell lar to said South line of the South- real and personal property, and do all east Quarter a distance of 30.00 feet; necessary acts for the estate. thence East on a line parallel to said NOTICE IS FURTHER GIVEN THAT South line of the Southeast Quarter ALL CREDITORS having claims against to said right-of-way boundary line said estate are required to present the depicted on Minnesota Department same to said personal representative of Transportation Right-of-Way Plat or to the probate court administrator No. 19-29; thence southerly along within four months after the date of said right-of-way boundary to the t h i s n o t i c e o r s a i d c l a i m s w i l l b e point of beginning, and there termi- barred. nating. Dated: 12 30 2011 will be sold by the sheriff of Dakota BY THE COURT: County, Minnesota at public auction Edward Lynch on March 2, 2012, at 10:00 o'clock Judge of District Court, a.m., at the Dakota County Sheriff's Probate Division Office, Law Enforcement Center, 1580 Andrew M. Lehner (#388061) Highway 55, Hastings, MN 55033. Attorney for Petitioner 8. T h e t i m e a l l o w e d b y l a w f o r Lehner Law Office, LLC redemption by the Mortgagor, its per- 1069 S. Robert St., Ste 100 sonal representatives or assigns is six West St. Paul, MN 55118 (6) months after the date of sale. T 651.222.9829 / F 651.222.1122 9. The street address and tax identi- andy@lehnerlawoffice.com fication number(s) of the mortgaged 2871955 1/12-1/19/12 property is as follows: unassigned situs Apple Valley, Minnesota NOTICE OF MORTGAGE Tax Identification Number(s): FORECLOSURE SALE 01-02100-05-013 THE RIGHT TO VERIFICATION Dated: January 3, 2012 OF THE DEBT AND IDENTITY OF Lake Community Bank, THE ORIGINAL CREDITOR WITHIN a Minnesota corporation, THE TIME PROVIDED BY LAW IS Mortgagee NOT AFFECTED BY THIS ACTION. By:_/s/ Steven L. Mackey NOTICE IS HEREBY GIVEN, that Steven L. Mackey default has occurred in conditions of Attorney for Mortgagee the following described mortgage: 1054 Bucher Avenue DATE OF MORTGAGE April 22, 2003 Shoreview, MN 55126 MORTGAGORS: Joel D. Bennett and (651) 765-8887 2871582 1/12-2/16/12

PUBLIC NOTICE

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�� an �� unmarried man. MORTGAGEE: D a v i s �� MORTGAGORS: Joel D. Bennett and Constance C. Bennett, husband and wife. MORTGAGEE: PNC Bank, National Association s/b/m to National City Bank s/b/m to National City Mortgage Co. dba Commonwealth United Mortgage Company. DATE AND PLACE OF RECORDING: Recorded June 11, 2003, Dakota County Recorder, Document No. 2061032. ASSIGNMENTS OF MORTGAGE: NONE TRANSACTION AGENT: NONE TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: NONE LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: National City Mortgage Co. dba Commonwealth United Mortgage Company RESIDENTIAL MORTGAGE SERVICER: PNC Bank, National Association MORTGAGED PROPERTY ADDRESS: 7 Roanoke Road, West St. Paul, MN 55118 T A X P A R C E L I . D . # : 38-88801-050-01 & 38-88801-040-01 LEGAL DESCRIPTION OF PROPERTY: EXHIBIT A LOTS 4 AND 5, BLOCK 1, ZEHNDER ACRES NO. 2, ACCORDING TO THE RECORDED PLAT THEREOF, AND SITUATE IN DAKOTA COUNTY, MINNESOTA; TOGETHER WITH A NON-EXCLUSIVE EASEMENT FOR INGRESS AND EGRESS OVER OUTLOT A, BLOCK 1, ZEHNDER ACRES NO. 2, DAKOTA COUNTY, MINNESOTA ABSTRACT PROPERTY. THE ABOVE PROPERTY IS SITUATED IN DAKOTA COUNTY, STATE OF MINNESOTA. ADDRESS: 7 ROANOAKE RD; SUNFISH LAKE, MN 55118 TAX MAP OR PARCEL ID NO.: 38 88801 050 01 COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $500,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $515,775.72 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: January 26, 2012 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on July 26, 2012 unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: November 30, 2011. PNC Bank, National Association Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 4-2752 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2844742 12/15/11-1/19/12

PUBLIC NOTICE

Financial

Group. DATE AND PLACE OF RECORDING: Recorded September 4, 2003, Dakota County Recorder, Document No. 2104239. ASSIGNMENTS OF MORTGAGE: Assigned to: PNC Bank, National Association, s/b/m to National City Bank, s/b/m to National City Mortgage Co., f/k/a NCMC NewCo., Inc., s/i/i to National City Mortgage Co. TRANSACTION AGENT: NONE TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: NONE LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Davis Financial Group RESIDENTIAL MORTGAGE SERVICER: PNC Bank, National Association MORTGAGED PROPERTY ADDRESS: 5866 West 125th Street, Apple Valley, MN 55124 TAX PARCEL I.D. #: 017320004001 LEGAL DESCRIPTION OF PROPERTY: Lot Four (4), Block One (1), Sunshine Estates, Dakota County, Minnesota COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $185,400.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $182,458.57 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: February 2, 2012 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on August 2, 2012 unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: December 6, 2011. PNC Bank, National Association Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 4-2379 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2851484 12/15/11-1/19/12

PUBLIC NOTICE

MORTGAGED PROPERTY ADDRESS: 349 14TH Avenue South, South Saint Paul, MN 55075 TAX PARCEL I.D. #: 361990001200 LEGAL DESCRIPTION OF PROPERTY: Lot 19 and the South 1/2 of Lot 20, Block 1, Deer Park COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $215,710.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $215,434.36 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: January 26, 2012 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on __July 26, 2012, unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE:None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: November 29, 2011. CitiMortgage, Inc. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 10-6647 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2844710 12/15/11-1/19/12

PUBLIC NOTICE

described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: 10:00 AM on January 31, 2012 PLACE OF SALE: Sheriff`s Main Office, Law Enforcement Center, 1580 Highway 55, Hastings MN 55033-2343 to pay the debt then secured by said mortgage and taxes, if any actually paid by the mortgagee, on the premises and the costs and disbursements allowed by law. The time allowed by law for redemption by said mortgagor(s), their personal representatives or assigns is 6.00 months from the date of sale. If Mortgage is not reinstated under Minn. Stat. 580.30 or the property is not redeemed under Minn. Stat. 580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on July 31, 2012, or the next business day if July 31, 2012 falls on a Saturday, Sunday or legal holiday. "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR`S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: December 15, 2011 Deutsche Bank National Trust Company, as Trustee, for Carrington Home Equity Loan Trust, Series 2005-NC4 Asset-Backed Pass-Through Certificates Randall S. Miller & Associates, PLLC Attorneys for Assignee of Mortgage/ Mortgagee One Financial Plaza, 120 South Sixth Street, Suite 1100 Minneapolis, MN 55402 Phone: 612-573-3677 Our File No. 11MN00776-1 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. ASAP# 4151502 12/15/2011, 12/22/2011, 12/29/2011, 01/05/2012, 01/12/2012, 01/19/2012 2850144 12/15/11-1/19/12

PUBLIC NOTICE

NOTICE OF INFORMAL APPOINTMENT OF PERSONAL REPRESENTATIVE AND NOTICE TO CREDITORS (INTESTATE) STATE OF MINNESOTA COUNTY OF DAKOTA FIRST JUDICIAL DISTRICT DISTRICT COURT PROBATE DIVISION Court File No. 19HA-PR-12-7 Estate of Karen Louise Johnson aka Karen L. Magler and Karen Magler Johnson, Decedent Notice is given that an application for informal appointment of personal representative has been filed with the Registrar. No will has been presented for probate. The application has been granted. Notice is also given that the Registrar has informally appointed Richard C. Magler, Sr. and Judith A. Nelson whose addresses are, respectively: 13228 20th Street Ct. No., Stillwater, MN 55082 and 13434 97th Ave. No., Maple Grove, MN 55369 as personal representative of the Estate of the Decedent. Any heir or other interested person may be entitled to appointment as personal representative or may object to the appointment of the personal representative. Unless objections are filed with the Court (pursuant to Minn. Stat. 524.3-607) and the Court otherwise orders, the personal representative has full power to administer the Estate including, after 30 days for the date of issuance of letters, the power to sell, encumber, lease or distribute real estate. Any objections to the probate of the Will or appointment of the Personal Representative must be filed with this Court and will be heard by the Court after the filing of an appropriate petition and proper notice of hearing. Notice is also given that (subject to Minn. Stat. 524.3-801) all creditors having claims against the Estate are required to present the claims to the personal representative or to the Court Administrator within four months after the date of this Notice or the claims will be barred. Dated: 1/5/12 Heidi Carstensen Registrar Carolyn M. Renn Court Administrator Attorney for Personal Representatives Terry L. Slye Briggs and Morgan, P.A. 332 Minnesota Street, Suite #W2200 St. Paul, MN 55101 Attorney License No: 138514 Telephone: 651.808.6580 FAX: 651.808.6450 Email: tslye@briggs.com 2874319 1/12-1/19/12

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: February 28, 2006 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $360,000.00 MORTGAGOR(S): Kenny Tuan Tran fka Tuan V. Tran and Vicky Liew Tran, husband and wife MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING:

DATE AND PLACE OF RECORDING: Recorded: March 13, 2006 Dakota County Recorder Document Number: 2412019 ASSIGNMENTS OF MORTGAGE: And assigned to: CitiMortgage, Inc. Dated: March 09, 2009 Recorded: March 31, 2009 Dakota County Recorder Document Number: 2647038 And assigned to: Nationstar Mortgage, LLC Dated: November 23, 2011 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100039219227735486 Lender o r B r o k e r : First Magnus Financial Corporation Residential Mortgage Servicer: Nationstar Mortgage, LLC Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 14216 Bayberry Trl, Rosemount, MN 55068-4476 Tax Parcel ID Number: 34-14702-060-01 LEGAL DESCRIPTION OF PROPERTY: Lot 6, Block 1, Bloomfield Third Addition, Dakota County, Minnesota. AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $425,510.11 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: January 27, 2012 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on July 27, 2012, or the next business day if July 27, 2012 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: December 15, 2011 ASSIGNEE OF MORTGAGEE: Nationstar Mortgage, LLC Wilford, Geske & Cook P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 019864F01 2845250 12/15/11-1/19/12

PUBLIC NOTICE

2ND ADDITION. COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $322,400.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $303,201.12 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: January 26, 2012 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on _July 26, 2012_____________________, unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: November 29, 2011. CitiMortgage, Inc. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 10-6184 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2844699 12/15/11-1/19/12

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: April 03, 2006 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $117,800.00 MORTGAGOR(S): Rebekah A. Seleski, a single woman MORTGAGEE: Mortgage Electronic Registration Systems, Inc. as nominee for GreenPoint Mortgage Funding, Inc., its successors and assigns DATE AND PLACE OF RECORDING: Recorded: August 24, 2006 Dakota County Recorder Document Number: 2456037 ASSIGNMENTS OF MORTGAGE: And assigned to: BAC HOME LOANS SERVICING LP, FKA COUNTRYWIDE HOME LOANS SERVICING LP Dated: August 16, 2011 Recorded: August 23, 2011 Dakota County Recorder Document Number: 2815816 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100013800893008181 Lender or Broker: GreenPoint Mortgage Funding, Inc. Residential Mortgage Servicer: Bank of America, N.A. Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 3473 Cloman Way, Inver Grove Heights, MN 55076-1648 Tax Parcel ID Number: 20.44352.04.020 LEGAL DESCRIPTION OF PROPERTY: Lot 2, Block 4, Lakebridge Patio Homes 3rd Addition, Dakota County, Minnesota. AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $133,229.15 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: January 27, 2012 at 10:00 AM PLACE OF SALE: Dakota County

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PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on July 27, 2012, or the next business day if July 27, 2012 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: December 15, 2011 ASSIGNEE OF MORTGAGEE: BANK OF AMERICA, N.A., SUCCESSOR BY MERGER TO BAC HOME LOANS SERVICING LP, FKA COUNTRYWIDE HOME LOANS SERVICING LP Wilford, Geske & Cook P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 022853F01 2845258 12/15/11-1/19/12

PUBLIC NOTICE

ing, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on August 9, 2012, unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: December 14, 2011. U.S. Bank National Association Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 19-3229 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2858909 12/22/11-1/26/12

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: July 28, 2005 MORTGAGORS: Nickolas D. Heupel Sr. and Jayne L. Heupel, husband and wife. MORTGAGEE: Mortgage Electronic Registration Systems, Inc.. DATE AND PLACE OF RECORDING: Recorded August 18, 2005, Dakota County Recorder, Document No. 2352586. ASSIGNMENTS OF MORTGAGE: Assigned to: U.S. Bank National Association. TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100026900020817879 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Bell America Mortgage LLC DBA Bell Mortgage RESIDENTIAL MORTGAGE SERVICER: U.S. Bank Home Mortgage MORTGAGED PROPERTY ADDRESS: 2681 west 148th Street, Rosemount, MN 55068 TAX PARCEL I.D. #: 346490001200 LEGAL DESCRIPTION OF PROPERTY: Lot 20, Block 1, Rosewood Estates, Dakota County, Minnesota COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $269,700.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $253,553.62 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: February 9, 2012 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on August 9, 2012, unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF

WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: December 14, 2011. U.S. Bank National Association Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 19-2915 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2858970 12/22/11-1/26/12

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: January 20, 2006 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $155,000.00 MORTGAGOR(S): Lindsey R. Lewis, a single person MORTGAGEE: Mortgage Electronic Registration Systems, Inc. as nominee for Prime Mortgage Corporation, its successors and assigns DATE AND PLACE OF REGISTERING: Registered: March 21, 2006 Dakota County Registrar of Titles Document Number: 586743 ASSIGNMENTS OF MORTGAGE: And assigned to: Aurora Loan Services, LLC Dated: May 05, 2011 Registered: May 12, 2011 Dakota County Registrar of Titles Document Number: T679521 And assigned to: Aurora Bank FSB Dated: August 31, 2011 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100103210000126911 Lender or Broker: Prime Mortgage Corporation Residential Mortgage Servicer: Aurora Bank, FSB Mortgage Originator: Not Applicable CERTIFICATE OF TITLE NUMBER: 139356 COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 1829 E 122nd St, Burnsville, MN 55337-2962 Tax Parcel ID Number: 02-18425-04-050 LEGAL DESCRIPTION OF PROPERTY: Lot Five (5), Block Four (4), Covington Point, Common Interest Community No. 173, a planned community, Dakota County, Minnesota, according to the recorded plat thereof. AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $174,902.66 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; that this is registered property; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: February 24, 2012 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on August 24, 2012, or the next business day if August 24, 2012 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: January 12, 2012 ASSIGNEE OF MORTGAGEE: Aurora Bank FSB Wilford, Geske & Cook P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 006037F04 2871611 1/12-2/16/12

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: October 31, 2005 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $243,920.00 MORTGAGOR(S): Caesar Velazquez and Ortencia Velazquez, husband and wife MORTGAGEE: Mortgage Electronic Registration Systems, Inc. as nominee for NBank, N.A., its successors and assigns DATE AND PLACE OF RECORDING: Recorded: December 28, 2005 Dakota County Recorder Document Number: 2392306 ASSIGNMENTS OF MORTGAGE: And assigned to: U.S. Bank National Association, A National Banking Association, as Trustee of the BANC of America Funding 2006-A Trust Dated: June 18, 2009 Recorded: July 15, 2009 Dakota County Recorder Document Number: 2671374 And assigned to: BANK OF AMERICA, N.A., SUCCESSOR BY MERGER TO BAC HOME LOANS SERVICING LP FKA COUNTRYWIDE HOME LOANS SERVICING LP Dated: December 28, 2011 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100059012560424056 Lender or Broker: NBank, N.A. Residential Mortgage Servicer: Bank of America, N.A. Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 4108 States Ave, Eagan, MN 55123-1592 Tax Parcel ID Number: 10-72500-03-070 LEGAL DESCRIPTION OF PROPERTY: Lot 7, Block 3, Stafford Place, Dakota County, Minnesota. AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $281,063.54 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: February 24, 2012 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on August 24, 2012, or the next business day if August 24, 2012 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: January 12, 2012 ASSIGNEE OF MORTGAGEE: BANK OF AMERICA, N.A., SUCCESSOR BY MERGER TO BAC HOME LOANS SERVICING LP FKA COUNTRYWIDE HOME LOANS SERVICING LP Wilford, Geske & Cook P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 022594F01 2873721 1/12-2/16/12

PUBLIC NOTICE

��

�� gage Corporation MORTGAGOR:�� Michael L.�� Lindberg, a�� Residential Mortgage Servicer: single person. MORTGAGEE:Advisor's Mortgage, Aurora Bank, FSB Mortgage Originator: Not Applicable LLC. COUNTY IN WHICH PROPERTY IS DATE AND PLACE OF RECORDING: Recorded July 22, 2004, Dakota LOCATED: Dakota County Recorder, Document No. Property Address: 1681 Boardwalk, 2229138. Eagan, MN 55122-1235 Tax Parcel ID Number: ASSIGNMENTS OF MORTGAGE: Assigned to: TCF Mortgage Corpora- 10-31900-02-450 tion. And thereafter assigned to: LEGAL DESCRIPTION OF PROPMortgage Electronic Registration Sys- E R T Y : L o t 4 5 , B l o c k 2 , H a m p t o n tems, Inc.. And thereafter assigned to: Heights, Dakota County, Minnesota AMOUNT DUE AND CLAIMED TO BE U.S. Bank National Association. DUE AS OF DATE OF NOTICE: TRANSACTION AGENT: NONE T R A N S A C T I O N A G E N T ' S M O R T - $161,395.57 THAT all pre-foreclosure requireGAGE IDENTIFICATION NUMBER ON ments have been complied with; that MORTGAGE: NONE LENDER OR BROKER AND MORT- no action or proceeding has been instiG A G E O R I G I N A T O R S T A T E D O N tuted at law or otherwise to recover the debt secured by said mortgage, or any MORTGAGE: Advisor's Mortgage, LLC R E S I D E N T I A L M O R T G A G E S E R - part thereof; PURSUANT to the power of sale conVICER: U.S. Bank Home Mortgage MORTGAGED PROPERTY ADDRESS: t a i n e d i n s a i d m o r t g a g e , t h e above-described property will be sold 4446 Slater Road, Eagan, MN 55122 by the Sheriff of said county as folTAX PARCEL I.D. #: 101740203061 LEGAL DESCRIPTION OF PROP- lows: ERTY: DATE AND TIME OF SALE: February That part of Lot 6, Block 3, Cinna- 03, 2012 at 10:00 AM PLACE OF SALE: Dakota County mon Ridge 3rd Addition, lying Southwesterly of a line drawn from a Law Enforcement Center, 1580 Highpoint on the Southeasterly line of way 55, Lobby S-100, Hastings, Minnesaid Lot 6, distant 40.00 feet South- sota westerly of the most Easterly corner to pay the debt secured by said mortthereof, to a point on the Northwest- gage and taxes, if any, on said preerly line of said Lot 6, distant 40.00 mises and the costs and disbursef e e t S o u t h w e s t e r l y o f t h e m o s t ments, including attorney fees allowed Northerly corner thereof, Dakota by law, subject to redemption within County, Minnesota. six (6) months from the date of said COUNTY IN WHICH PROPERTY IS sale by the mortgagor(s), their perLOCATED: Dakota sonal representatives or assigns. ORIGINAL PRINCIPAL AMOUNT OF If the Mortgage is not reinstated MORTGAGE: $179,900.00 under Minn. Stat. §580.30 or the propAMOUNT DUE AND CLAIMED TO BE erty is not redeemed under Minn. Stat. DUE AS OF DATE OF NOTICE, INCLUD- §580.23, the Mortgagor must vacate ING TAXES, IF ANY, PAID BY MORT- the property on or before 11:59 p.m. on GAGEE: $167,535.28 August 03, 2012, or the next business That prior to the commencement of day if August 03, 2012 falls on a Saturthis mortgage foreclosure proceeding day, Sunday or legal holiday. Mortgagee/Assignee of Mortgagee comMortgagor(s) released from financial plied with all notice requirements as obligation: NONE required by statute; That no action or THIS COMMUNICATION IS FROM proceeding has been instituted at law A DEBT COLLECTOR ATTEMPTo r o t h e r w i s e t o r e c o v e r t h e d e b t ING TO COLLECT A DEBT. ANY secured by said mortgage, or any part INFORMATION OBTAINED WILL BE thereof; USED FOR THAT PURPOSE. PURSUANT to the power of sale conTHE RIGHT TO VERIFICATION OF tained in said mortgage, the above THE DEBT AND IDENTITY OF THE described property will be sold by the ORIGINAL CREDITOR WITHIN THE Sheriff of said county as follows: TIME PROVIDED BY LAW IS NOT DATE AND TIME OF SALE: February AFFECTED BY THIS ACTION. 3, 2012 at 10:00 AM THE TIME ALLOWED BY LAW FOR PLACE OF SALE:Sheriff's Office, Law REDEMPTION BY THE MORTGAGOR, Enforcement Center, 1580 Hwy 55, THE MORTGAGOR'S PERSONAL REPLobby #S-100, Hastings, MN RESENTATIVES OR ASSIGNS, MAY BE to pay the debt then secured by said REDUCED TO FIVE WEEKS IF A JUDIMortgage, and taxes, if any, on said CIAL ORDER IS ENTERED UNDER premises, and the costs and disburse- MINNESOTA STATUTES, SECTION ments, including attorneys' fees 582.032, DETERMINING, AMONG allowed by law subject to redemption OTHER THINGS, THAT THE MORTwithin six (6) months from the date of GAGED PREMISES ARE IMPROVED said sale by the mortgagor(s), their WITH A RESIDENTIAL DWELLING OF personal representatives or assigns LESS THAN FIVE UNITS, ARE NOT unless reduced to Five (5) weeks under PROPERTY USED IN AGRICULTURAL MN Stat. §580.07. PRODUCTION, AND ARE ABANDONED. TIME AND DATE TO VACATE PROPDATED: December 22, 2011 ERTY: If the real estate is an ASSIGNEE OF MORTGAGEE: owner-occupied, single-family dwellAurora Bank, FSB ing, unless otherwise provided by law, Wilford, Geske & Cook P.A. the date on or before which the mort- Attorneys for Assignee of Mortgagee gagor(s) must vacate the property if the Lawrence A. Wilford mortgage is not reinstated under sec- James A. Geske tion 580.30 or the property is not 8425 Seasons Parkway, Suite 105 redeemed under section 580.23 is Woodbury, MN 55125-4393 11:59 p.m. on August 3, 2012, unless (651) 209-3300 the redemption period is reduced to 5 File Number: 022900F01 weeks under MN Stat. Secs. 580.07 or 2858214 12/22/11-1/26/12 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTNOTICE OF MORTGAGE GAGE: None FORECLOSURE SALE "THE TIME ALLOWED BY LAW FOR THE RIGHT TO VERIFICATION REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REP- OF THE DEBT AND IDENTITY OF RESENTATIVES OR ASSIGNS, MAY BE THE ORIGINAL CREDITOR WITHIN REDUCED TO FIVE WEEKS IF A JUDI- THE TIME PROVIDED BY LAW IS CIAL ORDER IS ENTERED UNDER NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that MINNESOTA STATUTES, SECTION 5 8 2 . 0 3 2 , D E T E R M I N I N G , A M O N G default has occurred in conditions of the following described mortgage: OTHER THINGS, THAT THE MORTDATE OF MORTGAGE: July 12, 2007 GAGED PREMISES ARE IMPROVED MORTGAGORS: Scott Mcdonald and WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT Tammy Mcdonald, Husband and Wife. MORTGAGEE:Mortgage Electronic PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E Registration Systems, Inc.. DATE AND PLACE OF RECORDING: ABANDONED." Recorded August 13, 2007, Dakota Dated: November 28, 2011. County Recorder, Document No. U.S. Bank National Association 2537019. Mortgagee/Assignee of Mortgagee ASSIGNMENTS OF MORTGAGE: USSET, WEINGARDEN AND LIEBO, P.L.L.P. Assigned to: U.S. Bank National Attorneys for Mortgagee/Assignee of Association. Mortgagee TRANSACTION AGENT: Mortgage 4500 Park Glen Road #300 Electronic Registration Systems, Inc. Minneapolis, MN 55416 TRANSACTION AGENT'S MORT(952) 925-6888 GAGE IDENTIFICATION NUMBER ON 19-3182 MORTGAGE: 100061907000030650 THIS IS A COMMUNICATION FROM LENDER OR BROKER AND MORTA DEBT COLLECTOR. GAGE ORIGINATOR STATED ON 2858878 12/22/11-1/26/12 MORTGAGE: Summit Mortgage Corporation RESIDENTIAL MORTGAGE SERNOTICE OF MORTGAGE VICER: U.S. Bank Home Mortgage FORECLOSURE SALE MORTGAGED PROPERTY ADDRESS: N O T I C E I S H E R E B Y G I V E N t h a t 3995 153rd Street West, Rosemount, default has occurred in the conditions MN 55068 of the following described mortgage: TAX PARCEL I.D. #: 345410303010 DATE OF MORTGAGE: June 03, 2004 LEGAL DESCRIPTION OF PROPORIGINAL PRINCIPAL AMOUNT OF ERTY: MORTGAGE: $172,455.00 Lot 1, Block 3, O'Leary's Hills Fourth MORTGAGOR(S): Bruce O. Kubes, a Addition, Dakota County, Minnesota. single person COUNTY IN WHICH PROPERTY IS MORTGAGEE: Mortgage Electronic LOCATED: Dakota Registration Systems, Inc., as nomiORIGINAL PRINCIPAL AMOUNT OF nee for Lakeland Mortgage Company, MORTGAGE: $253,400.00 its successors and assigns AMOUNT DUE AND CLAIMED TO BE DATE AND PLACE OF RECORDING: DUE AS OF DATE OF NOTICE, INCLUDRecorded: August 16, 2004 Dakota ING TAXES, IF ANY, PAID BY MORTCounty Recorder GAGEE: $272,555.82 Document Number: 2238296 That prior to the commencement of ASSIGNMENTS OF MORTGAGE: this mortgage foreclosure proceeding And assigned to: Aurora Bank, FSB Mortgagee/Assignee of Mortgagee comDated: December 07, 2011 plied with all notice requirements as Transaction Agent: Mortgage Elec- required by statute; That no action or tronic Registration Systems, Inc. proceeding has been instituted at law Transaction Agent Mortgage Identifi- o r o t h e r w i s e t o r e c o v e r t h e d e b t cation Number: 100137510000146326 secured by said mortgage, or any part Lender or Broker: Lakeland Mort�� gage Corporation

PUBLIC NOTICE

�� A�� ATTEMPT DEBT COLLECTOR ING TO COLLECT A DEBT. ANY �� secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: February 3, 2012 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on August 3, 2012, unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: December 12, 2011. U.S. Bank National Association Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 19-2619 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2853351 12/22/11-1/26/12

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: April 26, 2004 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $154,444.00 MORTGAGOR(S): Cole D. Empey and Desirae Empey, husband and wife MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded: June 25, 2004 Dakota County Recorder Document Number: 2219873 ASSIGNMENTS OF MORTGAGE: And assigned to: ING Bank, FSB Dated: April 18, 2011 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100177700000337428 Lender or Broker: Home Town Mortgage, Inc. Residential Mortgage Servicer: Aurora Bank, FSB Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 20044 Cabrilla Way, Farmington, MN 55024-1485 Tax Parcel ID Number: 12.24500.067.04 LEGAL DESCRIPTION OF PROPERTY: Lot 67, Block 4, Empire River Preserve, CIC No. 386, according to the recorded plat thereof, Dakota County, Minnesota. AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $159,336.62 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: February 03, 2012 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on August 03, 2012, or the next business day if August 03, 2012 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPT-

INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: December 22, 2011 ASSIGNEE OF MORTGAGEE: ING Bank, FSB Wilford, Geske & Cook P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 020322F01 2857292 12/22-1/26/12

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: October 26, 2006 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $160,000.00 MORTGAGOR(S): Oksana Mironov FKA Oksana Afanasyev and Dmitri Mironov, wife and husband MORTGAGEE: Bank of America, N.A. DATE AND PLACE OF RECORDING: Recorded: November 29, 2006 Dakota County Recorder Document Number: 2478263 Transaction Agent: Not Applicable Transaction Agent Mortgage Identification Number: Not Applicable Lender or Broker: Bank of America, N.A. Residential Mortgage Servicer: Bank of America, N.A. Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 20601 Claire Ct, Farmington, MN 55024-1471 Tax Parcel ID Number: 14-48703-05-091 LEGAL DESCRIPTION OF PROPERTY: Unit No. 91, CIC No. 319, a Condominium, Middle Creek Condominium, Dakota County, Minnesota. AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $154,608.21 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: February 24, 2012 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on August 24, 2012, or the next business day if August 24, 2012 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: January 12, 2012 MORTGAGEE: Bank of America, N.A., as successor by merger to BAC Home Loans Servicing, LP Wilford, Geske & Cook P.A. Attorneys for Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 023537F01 2873707 1/12-2/16/12

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: December 15, 1995 MORTGAGORS: J e s u s E d u a r d o Lopez and Victoria A. Lopez, husband and wife, and Lilia Lopez, an unmarried woman. MORTGAGEE: North American Mortgage Company. DATE AND PLACE OF RECORDING: Recorded January 11, 1996, Dakota County Recorder, Document No. 1323625. ASSIGNMENTS OF MORTGAGE: Assigned to: Citicorp Mortgage, Inc n/k/a CitiMortgage, Inc. TRANSACTION AGENT: NONE TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: NONE LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: North American Mortgage Company RESIDENTIAL MORTGAGE SERVICER: CitiMortgage, Inc. MORTGAGED PROPERTY ADDRESS: 447 East Bernard Street, West Saint Paul, MN 55118 TAX PARCEL I.D. #: 423410002280 LEGAL DESCRIPTION OF PROPERTY: Lot Twenty-seven and the West Thirty feet of Lot Twenty-eight in Block Two of Hutchinson's Addition to St. Paul COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $96,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $74,310.44 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: March 1 , 2012 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on _September 4, 2012_____________________, unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: January 3, 2012. CitiMortgage, Inc. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 10-6758 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2875042 1/12-2/16/12

PUBLIC NOTICE

DATE AND PLACE OF RECORDING: Recorded July 3, 2003, Dakota County Recorder, Document No. 2073493. ASSIGNMENTS OF MORTGAGE: NONE TRANSACTION AGENT: NONE TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: NONE LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: ABN Amro Mortgage Group, Inc., n/k/a CitiMortgage, Inc. RESIDENTIAL MORTGAGE SERVICER: CitiMortgage, Inc. MORTGAGED PROPERTY ADDRESS: 4891 190th Street West, Farmington, MN 55024 T A X P A R C E L I . D . # : 14-47800-010-01 LEGAL DESCRIPTION OF PROPERTY: Lot 1, Block 1, Meadow Creek First Addition, according to the recorded plat thereof, Dakota County, Minnesota. COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $164,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $170,561.24 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: February 9, 2012 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on _August 9, 2012_____________________, unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: December 12, 2011. CitiMortgage, Inc. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 10-5358 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2857316 12/22/11-1/26/12

PUBLIC NOTICE

Saint Paul, MN 55122 T A X P A R C E L I . D . # : 10-17400-00-176 LEGAL DESCRIPTION OF PROPERTY: Unit No. 36, Building E, Cinnamon Ridge Carriage Homes, a Condominium, Condominium File No. 41 COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $112,500.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $99,857.96 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: February 3, 2012 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on August 3, 2012, unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: December 7, 2011. U.S. Bank National Association Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 19-3225 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2858898 12/22/11-1/26/12

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: January 26, 2007 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $512,000.00 MORTGAGOR(S): Keith C. Vogel, a single man and Brian J. Vogel and Althea Toliver-Vogel, husband and wife MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded: February 07, 2007 Dakota County Recorder Document Number: 2494635 ASSIGNMENTS OF MORTGAGE: And assigned to: Aurora Loan Services, LLC Dated: August 26, 2011 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100092047103769210 Lender or Broker: Webster Bank, N.A. Residential Mortgage Servicer: Aurora Bank, FSB Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 9130 250th St E, Hampton, MN 55031-8730 Tax Parcel ID Number: 170240001201 LEGAL DESCRIPTION OF PROPERTY: The East 662 feet of the West 1322 feet of the North H a l f o f t h e Northeast Quarter of Section 24, Township 113, Range 18, according to the United States Government Survey thereof and situate in Dakota County, Minnesota. AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $523,882.05 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as fol-

by the Sheriff of said county as fol lows: DATE AND TIME OF SALE: February 17, 2012 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within twelve (12) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on February 18, 2013, or the next business day if February 18, 2013 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: January 05, 2012 ASSIGNEE OF MORTGAGEE: Aurora Loan Services, LLC Wilford, Geske & Cook P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 010556F02 2867788 1/5-2/9/12

PUBLIC NOTICE

��

MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on August 23, 2012, unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINAN CIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: December 27, 2011. U.S. Bank National Association Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 19-3002 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2868544 1/5-2/9/12

PUBLIC NOTICE

CIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: December 20, 2011. U.S. Bank National Association Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 19-3263 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2868517 1/5-2/9/12

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: O c t o b e r 2 2 , 2002 MORTGAGORS: Ryan D. Larson and Jennifer L. Larson, husband and wife. MORTGAGEE:Mortgage Electronic Registration Systems, Inc.. DATE AND PLACE OF RECORDING: Recorded December 12, 2002, Dakota County Recorder, Document No. 1971595. ASSIGNMENTS OF MORTGAGE: Assigned to: CitiMortgage, Inc. TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100026600061954421 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Peoples Home Mortgage RESIDENTIAL MORTGAGE SERVICER: CitiMortgage, Inc. MORTGAGED PROPERTY ADDRESS: 15979 Harwell Avenue, Apple Valley, MN 55124 TAX PARCEL I.D. #: 014580103009 LEGAL DESCRIPTION OF PROPERTY: Lot 3, Block 9, Longridge 2nd Addition COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $225,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $242,707.68 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: March 1 , 2012 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on _September 4, 2012_____________________, unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: January 3, 2012. CitiMortgage, Inc. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 10-6764 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2875033 1/12-2/16/12

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: July 05, 2005 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $189,000.00 MORTGAGOR(S): John F. Horan, single MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded: November 15, 2005 Dakota County Recorder Document Number: 2381127 ASSIGNMENTS OF MORTGAGE: And assigned to: THE BANK OF NEW YORK MELLON FKA THE BANK OF NEW YORK,AS TRUSTEE FOR THE CERTIFICATEHOLDERS OF CWALT, INC., ALTERNATIVE LOAN TRUST 2005-38, MORTGAGE PASS-THROUGH CERTIFICATES, SERIES 2005-38 Dated: December 14, 2011 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 1004036-0005060119-2 Lender or Broker: Independent Financial Mortgage, Inc. Residential Mortgage Servicer: Bank of America, N.A. Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 240 3rd Ave S, South Saint Paul, MN 55075-2311 Tax Parcel ID Number: 36-32550-11-200 LEGAL DESCRIPTION OF PROPERTY: Lot 20, Block 11, Hepburn Park Addition to the City of Saint Paul, Dakota County, Minnesota. AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $268,417.15 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: February 24, 2012 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on August 24, 2012, or the next business day if August 24, 2012 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: January 12, 2012 ASSIGNEE OF MORTGAGEE: THE BANK OF NEW YORK MELLON FKA THE BANK OF NEW YORK,AS TRUSTEE FOR THE CERTIFICATEHOLDERS OF CWALT, INC., ALTERNATIVE LOAN TRUST 2005-38, MORTGAGE PASS-THROUGH CERTIFICATES, SERIES 2005-38 Wilford, Geske & Cook P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 021081F01 2870360 1/12-2/16/12

PUBLIC NOTICE

Registered October 28, 2003, Dakota County Registrar of Titles, Document No. 0519473, Certificate of Title No. 102003. ASSIGNMENTS OF MORTGAGE: NONE Said Mortgage being Registered Land. TRANSACTION AGENT: NONE TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: NONE LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: U.S. Bank National Association RESIDENTIAL MORTGAGE SERVICER: U.S. Bank Home Mortgage MORTGAGED PROPERTY ADDRESS: 12309 Oak Leaf Court, Burnsville, MN 55337 T A X P A R C E L I . D . # : 02-53701-01-330 LEGAL DESCRIPTION OF PROPERTY: Lot 33, Block 1, Oak Leaf Plat Two. COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $94,500.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $85,954.18 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: February 23, 2012 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on August 23, 2012, unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: December 23, 2011. U.S. Bank National Association Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 19-3103 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2868351 1/5-2/9/12

PUBLIC NOTICE

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�� Minne Paul, MN 55075�� way 55, Lobby S 100, Hastings, TAX PARCEL I.D. #: 367150003034 sota LEGAL DESCRIPTION OF PROP- to pay the debt secured by said mortERTY: gage and taxes, if any, on said preLot 3 and the West 1/2 of Lot 2, mises and the costs and disburseBlock 34, Spring Park ments, including attorney fees allowed COUNTY IN WHICH PROPERTY IS by law, subject to redemption within LOCATED: Dakota six (6) months from the date of said ORIGINAL PRINCIPAL AMOUNT OF sale by the mortgagor(s), their perMORTGAGE: $200,000.00 sonal representatives or assigns. AMOUNT DUE AND CLAIMED TO BE If the Mortgage is not reinstated DUE AS OF DATE OF NOTICE, INCLUD- under Minn. Stat. §580.30 or the propING TAXES, IF ANY, PAID BY MORT- erty is not redeemed under Minn. Stat. GAGEE: $217,256.47 §580.23, the Mortgagor must vacate That prior to the commencement of the property on or before 11:59 p.m. on this mortgage foreclosure proceeding August 17, 2012, or the next business Mortgagee/Assignee of Mortgagee com- day if August 17, 2012 falls on a Saturplied with all notice requirements as day, Sunday or legal holiday. required by statute; That no action or Mortgagor(s) released from financial proceeding has been instituted at law obligation: NONE or otherwise to recover the debt THIS COMMUNICATION IS FROM secured by said mortgage, or any part A DEBT COLLECTOR ATTEMPTthereof; ING TO COLLECT A DEBT. ANY PURSUANT to the power of sale con- INFORMATION OBTAINED WILL BE tained in said mortgage, the above USED FOR THAT PURPOSE. described property will be sold by the THE RIGHT TO VERIFICATION OF Sheriff of said county as follows: THE DEBT AND IDENTITY OF THE DATE AND TIME OF SALE: February ORIGINAL CREDITOR WITHIN THE 16, 2012 at 10:00 AM TIME PROVIDED BY LAW IS NOT PLACE OF SALE:Sheriff's Office, Law AFFECTED BY THIS ACTION. Enforcement Center, 1580 Hwy 55, THE TIME ALLOWED BY LAW FOR Lobby #S-100, Hastings, MN REDEMPTION BY THE MORTGAGOR, to pay the debt then secured by said THE MORTGAGOR'S PERSONAL REPMortgage, and taxes, if any, on said RESENTATIVES OR ASSIGNS, MAY BE premises, and the costs and disburse- REDUCED TO FIVE WEEKS IF A JUDIm e n t s , i n c l u d i n g a t t o r n e y s ' f e e s CIAL ORDER IS ENTERED UNDER allowed by law subject to redemption MINNESOTA STATUTES, SECTION within six (6) months from the date of 5 8 2 . 0 3 2 , D E T E R M I N I N G , A M O N G said sale by the mortgagor(s), their OTHER THINGS, THAT THE MORTpersonal representatives or assigns GAGED PREMISES ARE IMPROVED unless reduced to Five (5) weeks under WITH A RESIDENTIAL DWELLING OF MN Stat. §580.07. LESS THAN FIVE UNITS, ARE NOT TIME AND DATE TO VACATE PROP- PROPERTY USED IN AGRICULTURAL E R T Y : I f t h e r e a l e s t a t e i s a n PRODUCTION, AND ARE ABANDONED. owner-occupied, single-family dwellDATED: January 05, 2012 ing, unless otherwise provided by law, ASSIGNEE OF MORTGAGEE: the date on or before which the mortMetLife Home Loans, a division of gagor(s) must vacate the property if the MetLife Bank, N.A. mortgage is not reinstated under sec- Wilford, Geske & Cook P.A. tion 580.30 or the property is not Attorneys for Assignee of Mortgagee redeemed under section 580.23 is Lawrence A. Wilford 11:59 p.m. on August 16, 2012 unless James A. Geske the redemption period is reduced to 5 8425 Seasons Parkway, Suite 105 weeks under MN Stat. Secs. 580.07 or Woodbury, MN 55125-4393 582.032. (651) 209-3300 MORTGAGOR(S) RELEASED FROM File Number: 020437F01 FINANCIAL OBLIGATION ON MORT- 2867848 1/5-2/9/12 GAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, NOTICE OF MORTGAGE THE MORTGAGOR'S PERSONAL REPFORECLOSURE SALE RESENTATIVES OR ASSIGNS, MAY BE THE RIGHT TO VERIFICATION REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER OF THE DEBT AND IDENTITY OF MINNESOTA STATUTES, SECTION THE ORIGINAL CREDITOR WITHIN 5 8 2 . 0 3 2 , D E T E R M I N I N G , A M O N G THE TIME PROVIDED BY LAW IS OTHER THINGS, THAT THE MORT- NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that GAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF default has occurred in conditions of LESS THAN FIVE UNITS, ARE NOT the following described mortgage: DATE OF MORTGAGE: M a r c h 1 8 , PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E 2008 MORTGAGOR: J a m e s R o s s e l , A ABANDONED." Single Person. Dated: December 16, 2011. MORTGAGEE:Homeservices LendU.S. Bank, National Association, ing, LLC Series A DBA Edina Realty as Trustee Mortgage. Mortgagee/Assignee of Mortgagee DATE AND PLACE OF RECORDING: USSET, WEINGARDEN AND LIEBO, P.L.L.P. Recorded April 7, 2008, Dakota Attorneys for Mortgagee/Assignee of County Recorder, Document No. Mortgagee 2582670. 4500 Park Glen Road #300 ASSIGNMENTS OF MORTGAGE: Minneapolis, MN 55416 Assigned to: Mortgage Electronic (952) 925-6888 Registration Systems, Inc.. And there40-3220 THIS IS A COMMUNICATION FROM after assigned to: U.S. Bank National Association. A DEBT COLLECTOR. TRANSACTION AGENT: NONE 2867772 1/5-2/9/12 TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: NONE NOTICE OF MORTGAGE LENDER OR BROKER AND MORTFORECLOSURE SALE GAGE ORIGINATOR STATED ON N O T I C E I S H E R E B Y G I V E N t h a t MORTGAGE: Homeservices Lending, default has occurred in the conditions LLC Series A DBA Edina Realty Mortof the following described mortgage: gage DATE OF MORTGAGE: December 30, RESIDENTIAL MORTGAGE SER2008 VICER: U.S. Bank Home Mortgage ORIGINAL PRINCIPAL AMOUNT OF MORTGAGED PROPERTY ADDRESS: MORTGAGE: $371,500.00 19464 Ellington Trail, Farmington, MN MORTGAGOR(S): Van T. Truong and 55024 Tuan Richard Schneider, wife and TAX PARCEL I.D. #: 14-45350-01330 husband LEGAL DESCRIPTION OF PROPMORTGAGEE: Mortgage Electronic ERTY: Registration Systems, Inc. Lot 33, Block 1, Limerock Ridge, DATE AND PLACE OF RECORDING: Dakota County, Minnesota Recorded: January 09, 2009 Dakota COUNTY IN WHICH PROPERTY IS County Recorder LOCATED: Dakota Document Number: 2630410 ORIGINAL PRINCIPAL AMOUNT OF ASSIGNMENTS OF MORTGAGE: MORTGAGE: $291,500.00 And assigned to: MetLife Home AMOUNT DUE AND CLAIMED TO BE Loans, a division of MetLife Bank, N.A. DUE AS OF DATE OF NOTICE, INCLUDDated: November 02, 2011 ING TAXES, IF ANY, PAID BY MORTTransaction Agent: Mortgage Elec- GAGEE: $289,566.78 tronic Registration Systems, Inc. That prior to the commencement of Transaction Agent Mortgage Identifi- this mortgage foreclosure proceeding cation Number: 100162500021898367 Mortgagee/Assignee of Mortgagee comLender or Broker: One Mortgage, plied with all notice requirements as LLC required by statute; That no action or R e s i d e n t i a l M o r t g a g e S e r v i c e r : proceeding has been instituted at law MetLife Home Loans or otherwise to recover the debt Mortgage Originator: Not Applicable secured by said mortgage, or any part COUNTY IN WHICH PROPERTY IS thereof; LOCATED: Dakota PURSUANT to the power of sale conProperty Address: 3644 Clare Downs tained in said mortgage, the above Path, Rosemount, MN 55068-4596 described property will be sold by the T a x P a r c e l I D N u m b e r : Sheriff of said county as follows: 34-25115-02-020 DATE AND TIME OF SALE: February L E G A L D E S C R I P T I O N O F P R O P - 23, 2012 at 10:00 AM ERTY: Lot 2, Block 2, Evermoor Clare PLACE OF SALE:Sheriff's Office, Law Downs, Dakota County, Minnesota Enforcement Center, 1580 Hwy 55, AMOUNT DUE AND CLAIMED TO BE Lobby #S-100, Hastings, MN D U E A S O F D A T E O F N O T I C E : to pay the debt then secured by said $380,182.87 Mortgage, and taxes, if any, on said THAT all pre-foreclosure require- premises, and the costs and disbursements have been complied with; that m e n t s , i n c l u d i n g a t t o r n e y s ' f e e s no action or proceeding has been insti- allowed by law subject to redemption tuted at law or otherwise to recover the within six (6) months from the date of debt secured by said mortgage, or any said sale by the mortgagor(s), their part thereof; personal representatives or assigns PURSUANT to the power of sale con- unless reduced to Five (5) weeks under t a i n e d i n s a i d m o r t g a g e , t h e MN Stat. §580.07. above-described property will be sold TIME AND DATE TO VACATE PROPby the Sheriff of said county as fol- E R T Y : I f t h e r e a l e s t a t e i s a n lows: owner-occupied, single-family dwellDATE AND TIME OF SALE: February ing, unless otherwise provided by law, 17, 2012 at 10:00 AM the date on or before which the mortPLACE OF SALE: Dakota County gagor(s) must vacate the property if the Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minne- ��

PUBLIC NOTICE

�� WITH �� DWELLING OF A RESIDENTIAL LESS THAN FIVE UNITS, ARE NOT �� gagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on August 23, 2012, unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: December 23, 2011. U.S. Bank National Association Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 19-3129 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2868373 1/5-2/9/12

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: November 03, 2006 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $171,200.00 MORTGAGOR(S): Krystal Thomas, a single person MORTGAGEE: Mortgage Electronic Registration Systems, Inc., as nominee for First Franklin a division of National City Bank, its successors and assigns DATE AND PLACE OF RECORDING: Recorded: December 13, 2006 Dakota County Recorder Document Number: 2481531 ASSIGNMENTS OF MORTGAGE: And assigned to: The Bank of New York Mellon, as indenture trustee, on behalf of the holders of the CSMC Trust 2010-16 Mortgage-Backed Notes and Certificates, Series 2010-16 Dated: December 16, 2011 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100425240010909080 Lender or Broker: First Franklin a division of National City Bank Residential Mortgage Servicer: Select Portfolio Servicing Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 1883 Deer Hills Trl, Eagan, MN 55122-2284 Tax Parcel ID Number: 10-72977-01-042 LEGAL DESCRIPTION OF PROPERTY: The Southeasterly 44.4 feet of Lot 4, Block 1, Sun Cliff Third Addition, Dakota County, Minnesota AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $187,908.06 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: February 17, 2012 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on August 17, 2012, or the next business day if August 17, 2012 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF

PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: January 05, 2012 ASSIGNEE OF MORTGAGEE: The Bank of New York Mellon, as indenture trustee, on behalf of the holders of the CSMC Trust 2010-16 Mortgage-Backed Notes and Certificates, Series 2010-16 Wilford, Geske & Cook P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 023205F01 2868043 1/5-2/9/12

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: September 30, 2004 MORTGAGORS: K e n n e t h N . K o w alke and Jillian J. Kowalke, husband and wife. MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded December 21, 2004, Dakota County Recorder, Document No. 2278434. ASSIGNMENTS OF MORTGAGE: Assigned to: The Huntington National Bank. TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 1001156-0009560343-4 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Mortgages Unlimited, Inc. RESIDENTIAL MORTGAGE SERVICER: The Huntington National Bank MORTGAGED PROPERTY ADDRESS: 205 11th Avenue South, South Saint Paul, MN 55075 TAX PARCEL I.D. #: 364880007290 LEGAL DESCRIPTION OF PROPERTY: Lot 29, Block 7, Minnesota and Northwestern Addition, Dakota County, Minnesota. COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $162,909.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $145,858.17 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: February 23, 2012 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on August 23, 2012, unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: December 2713, 2011. The Huntington National Bank Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 90-2533 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2875133 1/12-2/16/12

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: July 22, 2009 MORTGAGOR: Sue Ellen Maher, A Single Person. MORTGAGEE: Mortgage Electronic Registration Systems, Inc.. DATE AND PLACE OF RECORDING: Recorded July 27, 2009, Dakota County Recorder, Document No. 2673802. ASSIGNMENTS OF MORTGAGE: Assigned to: JPMorgan Chase Bank, National Association. TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100103210000535079 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: The Business Bank, dba Prime Mortgage RESIDENTIAL MORTGAGE SERVICER: JPMorgan Chase Bank, National Association MORTGAGED PROPERTY ADDRESS: 1024 20th Avenue North, South Saint Paul, MN 55075 TAX PARCEL I.D. #: 363090015024 LEGAL DESCRIPTION OF PROPERTY: Unit No. 1024, North 20th Avenue at Parkwood Condominium, CIC No. 302, Dakota County, Minnesota COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $115,764.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $118,318.75 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: March 1, 2012 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on September 4, 2012, unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE:None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: January 5, 2012. JPMorgan Chase Bank, National Association Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 30-11171 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2874920 1/12-2/16/12

PUBLIC NOTICE

Bank of Indiana. DATE AND PLACE OF RECORDING: Recorded October 19, 2005, Dakota County Recorder, Document No. 2372131. ASSIGNMENTS OF MORTGAGE: NONE TRANSACTION AGENT: NONE TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: NONE LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Commonwealth United Mortgage a division of National City Bank of Indiana RESIDENTIAL MORTGAGE SERVICER: PNC Bank, National Association MORTGAGED PROPERTY ADDRESS: 2257 Clark Court, Eagan, MN 55122 TAX PARCEL I.D. #: 106440004100 LEGAL DESCRIPTION OF PROPERTY: Lot 10, Block 4, River Hills Ninth Addition, Dakota County, Minnesota COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $227,120.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $217,143.01 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: February 23, 2012 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on August 23, 2012 unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: December 28, 2011. PNC Bank, National Association Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 4-2686 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2868434 1/5-2/9/12

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: June 30, 2003 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $438,350.00 MORTGAGOR(S): Justin D. Wanda and Florence Wanda, husband and wife MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded: September 16, 2003 Dakota County Recorder Document Number: 2110634 ASSIGNMENTS OF MORTGAGE: And assigned to: HSBC Bank USA, National Association as Trustee for Deutsche Alt-A Securities, Inc., Mortgage Loan Trust, Series 2003-4XS Dated: August 31, 2011 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100020410000119573 Lender or Broker: CH Mortgage Company I, Ltd. Residential Mortgage Servicer: GMAC Mortgage, LLC Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 16141 Hominy Ct, Lakeville, MN 55044-4448 Tax Parcel ID Number: 22-81750-08-150 LEGAL DESCRIPTION OF PROPERTY: Lot 15, Block 8, Vermillion Springs, according to the recorded plat

Springs, according to the recorded plat thereof, and situate in Dakota County, Minnesota. AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $428,719.75 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: February 17, 2012 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on August 17, 2012, or the next business day if August 17, 2012 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: January 05, 2012 ASSIGNEE OF MORTGAGEE: HSBC Bank USA, National Association as Trustee for Deutsche Alt-A Securities, Inc., Mortgage Loan Trust, Series 2003-4XS Wilford, Geske & Cook P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 021488F01 2867803 1/5-2/9/12

PUBLIC NOTICE

described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: February 23, 2012 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on August 23, 2012, unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: December 27, 2011. U.S. Bank National Association Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 19-2773 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2868607 1/5-2/9/12

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: November 17, 2006 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $132,000.00 MORTGAGOR(S): Wendy Peterson, a single woman MORTGAGEE: Mortgage Electronic Registration Systems, Inc. as nominee for First Franklin a Division of National City Bank, its successors and assigns DATE AND PLACE OF RECORDING: Recorded: January 18, 2007 Dakota County Recorder Document Number: 2489054 ASSIGNMENTS OF MORTGAGE: And assigned to: U.S. BANK, N.A., SUCCESSOR TRUSTEE TO BANK OF AMERICA, N.A., AS SUCCESSOR TRUSTEE TO LASALLE BANK, N.A., AS TRUSTEE FOR THE HOLDERS OF THE MERRILL LYNCH FIRST FRANKLIN MORTGAGE LOAN TRUST, MORTGAGE LOAN ASSET- BACKED CERTIFICATES, SERIES 2007-FF1 Dated: December 16, 2011 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100425240011390868 Lender or Broker: First Franklin a Division of National City Bank Residential Mortgage Servicer: Bank of America, N.A. Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 2005 Southcross Dr W Apt 1005, Burnsville, MN 55306-4990 Tax Parcel ID Number: 02.71216.05.005 LEGAL DESCRIPTION OF PROPERTY: Unit No. 1005, Condominium No. 115, Southcross Village Condominium, Dakota County, Minnesota. AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $138,765.32 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: February 17, 2012 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on

��

the property on or before 11:59 p.m. on August 17, 2012, or the next business day if August 17, 2012 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: January 05, 2012 ASSIGNEE OF MORTGAGEE: U.S. BANK, N.A., SUCCESSOR TRUSTEE TO BANK OF AMERICA, N.A., AS SUCCESSOR TRUSTEE TO LASALLE BANK, N.A., AS TRUSTEE FOR THE HOLDERS OF THE MERRILL LYNCH FIRST FRANKLIN MORTGAGE LOAN TRUST, MORTGAGE LOAN ASSET- BACKED CERTIFICATES, SERIES 2007-FF1 Wilford, Geske & Cook P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 021974F01 2867780 1/5-2/9/12

PUBLIC NOTICE

to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on August 17, 2012, unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED." Dated: December 22, 2011. U.S. Bank National Association Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 19-3168 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2867851 1/5-2/9/12

PUBLIC NOTICE

582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: December 27, 2011. U.S. Bank National Association Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 19-3208 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2868580 1/5-2/9/12

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: February 23, 2005 MORTGAGORS: J a m e s B e r n a r d Doyle and Judith L. Doyle, husband and wife. MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded March 22, 2005, Dakota County Recorder, Document No. 2306244. ASSIGNMENTS OF MORTGAGE: Assigned to: Aurora Bank FSB. TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100137510000184780 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Lakeland Mortgage Corporation RESIDENTIAL MORTGAGE SERVICER: Aurora Bank FSB MORTGAGED PROPERTY ADDRESS: 1080 Aston Circle, Burnsville, MN 55337 TAX PARCEL I.D. #: 028481601060 LEGAL DESCRIPTION OF PROPERTY: Lot 6, Block 1, Wood Park Plat Seventeen. COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $168,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $152,082.17 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: February 24, 2012 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on August 24, 2012, unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: December 22, 2011. Aurora Bank FSB Mortgagee/Assignee of Mortgagee

Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 98-1229 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2868382 1/5-2/9/12

PUBLIC NOTICE

NOTICE OF ASSESSMENT LIEN FORECLOSURE SALE Date: December 21, 2011 YOU ARE NOTIFIED THAT: 1. Default has occurred in the terms and conditions of the Declaration for Prairie Crossing Villas Association (hereinafter the "Association") which was recorded as Document No. 1487290, in the Office of the County Recorder of Dakota County, Minnesota, as amended, and also, pursuant to Minn. Stat. '515B.3-116, covering the following property: LEGAL DESCRIPTION: Unit No. 89, CIC #241, Prairie Crossing Villas, Dakota County, Minnesota STREET ADDRESS: 15152 Dunwood Trail, Apple Valley, MN 55124 T A X P A R C E L I D N O . 01-76900-06-089 2. Pursuant to said Declaration, there is claimed to be due and owing as of December 21, 2011, from Ramon M. Lopez and Tracy Lopez, title holders, to the Association, a Minnesota non-profit corporation, the amount of $7,734.00 for unpaid association dues, late fees, attorneys' fees and costs, plus any other such amounts that will accrue after December 21, 2011, including reasonable attorneys' fees and costs of collection and foreclosure which will be added to the amount claimed due and owing at the time of the sale herein. 3. No action is now pending at law or otherwise to recover said debt or any part thereof. 4. That all preforeclosure requirements have been met. 5. T h e o w n e r s h a v e n o t b e e n released from the owners' financial obligation to pay said amount. 6. The Declaration, referenced above, and Minn. Stat. §§515B.3-115 and 515B.3-116 provide for a continuing lien against the property. A Notice of Lien evidencing the amount due was recorded on July 9, 2010, as Document No. 2739774 in the Dakota County Recorder's Office. 7. Pursuant to the power of sale contained in the same Declaration and granted by the owner in taking title to the premises subject to said Declaration and pursuant to Minn. Stat. §§515B.3-115 and 515B.3-116, said Lien will be foreclosed by the sale of said property by the Sheriff of Dakota County, at the Dakota County Sheriffs Office, Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100 , Hastings, MN 55033, on the 1st day of March, 2012, at 10:00 a.m. at public auction to the highest bidder, to pay the amount then due for said assessments, together with the costs of foreclosure, including attorneys fees as allowed by law. 8. T h e t i m e a l l o w e d b y l a w f o r redemption by the unit owners, their personal representatives or assigns is six (6) months from the date of sale. The date and time to vacate the property is 11:59 p.m. on September 3, 2012, if the account is not reinstated or the owners do not redeem from the foreclosure sale. REDEMPTION NOTICE THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGORS, THE MORTGAGORS' PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. 9. THIS IS A COMMUNICATION FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. PRAIRIE CROSSING VILLAS ASSOCIATION Attorneys for Prairie Crossing Villas Association THOMSEN & NYBECK, P.A. By: Gretchen S. Schellhas (#195595) 3600 American Blvd. West, Suite 400 Bloomington, Minnesota 55431 (952) 835-7000 (Prairie Crossing Villas/Lopez/10-7-067D) 2873822 1/12-2/16/12

PUBLIC NOTICE

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�� 55306 MORTGAGEE: Mortgage�� Electronic�� TAX PARCEL I.D. #: 023652503080 Registration Systems, Inc. as nominee LEGAL DESCRIPTION OF PROPfor New Century Mortgage Corporation TRANSACTION AGENT: Mortgage ERTY: Lot 8, Block 3, Interlachen Woods, Electronic Registration Systems, Inc Dakota County, Minnesota MIN#: 100488910110856027 COUNTY IN WHICH PROPERTY IS SERVICER: Ocwen Loan Servicing, LOCATED: Dakota LLC ORIGINAL PRINCIPAL AMOUNT OF LENDER: New Century Mortgage MORTGAGE: $417,000.00 Corporation. AMOUNT DUE AND CLAIMED TO BE DATE AND PLACE OF FILING: Dakota County Minnesota, Recorder , DUE AS OF DATE OF NOTICE, INCLUDon February 5, 2007, as Document No. ING TAXES, IF ANY, PAID BY MORTGAGEE: $425,986.14 2493884. That prior to the commencement of ASSIGNED TO: DEUTSCHE BANK N A T I O N A L T R U S T C O M P A N Y , a s this mortgage foreclosure proceeding Trustee for the registered holders of Mortgagee/Assignee of Mortgagee comMORGAN STANLEY ABS CAPITAL I plied with all notice requirements as INC. TRUST 2007-HE7 MORTGAGE required by statute; That no action or proceeding has been instituted at law PASS-THROUGH CERTIFICATES,SERIES 2007-HE7 or otherwise to recover the debt Dated: October 20, 2011 , and recorded secured by said mortgage, or any part November 16, 2011 by Document No. thereof; PURSUANT to the power of sale con2831055 . L E G A L D E S C R I P T I O N O F P R O P - tained in said mortgage, the above ERTY: Lot 18, block 3, Diamond Path described property will be sold by the Addition, according to the recorded Sheriff of said county as follows: DATE AND TIME OF SALE: February plat thereof, and situate in Dakota County, Minnesota. 17, 2012 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law PROPERTY ADDRESS: 14706 Enforcement Center, 1580 Hwy 55, Dominica Ct, Saint Paul, MN 55124 Lobby #S-100, Hastings, MN PROPERTY I.D: 01-20500-03-180 COUNTY IN WHICH PROPERTY IS to pay the debt then secured by said Mortgage, and taxes, if any, on said LOCATED: Dakota THE AMOUNT CLAIMED TO BE DUE premises, and the costs and disburseON THE MORTGAGE ON THE DATE OF m e n t s , i n c l u d i n g a t t o r n e y s ' f e e s THE NOTICE: Two Hundred Forty-Five allowed by law subject to redemption Thousand Four Hundred Eighty-Eight within six (6) months from the date of said sale by the mortgagor(s), their and 44/100 ($245,488.44) THAT no action or proceeding has personal representatives or assigns been instituted at law to recover the unless reduced to Five (5) weeks under debt secured by said mortgage, or any MN Stat. §580.07. TIME AND DATE TO VACATE PROPpart thereof; that there has been compliance with all pre-foreclosure notice E R T Y : I f t h e r e a l e s t a t e i s a n and acceleration requirements of said owner-occupied, single-family dwelling, unless otherwise provided by law, mortgage, and/or applicable statutes; PURSUANT, to the power of sale con- the date on or before which the morttained in said mortgage, the above gagor(s) must vacate the property if the described property will be sold by the mortgage is not reinstated under section 580.30 or the property is not Sheriff of said county as follows: DATE AND TIME OF SALE: 10:00 AM redeemed under section 580.23 is 11:59 p.m. on August 17, 2012 unless on February 21, 2012 PLACE OF SALE: Sheriff`s Mai n the redemption period is reduced to 5 Office, Law Enforcement Center, 1580 weeks under MN Stat. Secs. 580.07 or Highway 55, Hastings MN 55033-2343 582.032. to pay the debt then secured by said MORTGAGOR(S) RELEASED FROM mortgage and taxes, if any actually FINANCIAL OBLIGATION ON MORTpaid by the mortgagee, on the pre- GAGE: None "THE TIME ALLOWED BY LAW FOR mises and the costs and disbursem e n t s a l l o w e d b y l a w . T h e t i m e REDEMPTION BY THE MORTGAGOR, allowed by law for redemption by said THE MORTGAGOR'S PERSONAL REPmortgagor(s), their personal represen- RESENTATIVES OR ASSIGNS, MAY BE tatives or assigns is 6.00 months from REDUCED TO FIVE WEEKS IF A JUDIthe date of sale. If Mortgage is not CIAL ORDER IS ENTERED UNDER reinstated under Minn. Stat. 580.30 or MINNESOTA STATUTES, SECTION the property is not redeemed under 5 8 2 . 0 3 2 , D E T E R M I N I N G , A M O N G Minn. Stat. 580.23, the Mortgagor must OTHER THINGS, THAT THE MORTvacate the property on or before 11:59 GAGED PREMISES ARE IMPROVED p.m. on August 21, 2012, or the next WITH A RESIDENTIAL DWELLING OF business day if August 21, 2012 falls LESS THAN FIVE UNITS, ARE NOT on a Saturday, Sunday or legal holiday. PROPERTY USED IN AGRICULTURAL "THE TIME ALLOWED BY LAW FOR P R O D U C T I O N , A N D A R E REDEMPTION BY THE MORTGAGOR, ABANDONED." Dated: December 22, 2011. THE MORTGAGOR`S PERSONAL REPPNC Bank, National Association RESENTATIVES OR ASSIGNS, MAY BE Mortgagee/Assignee of Mortgagee REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER USSET, WEINGARDEN AND LIEBO, P.L.L.P. MINNESOTA STATUTES, SECTION Attorneys for Mortgagee/Assignee of 5 8 2 . 0 3 2 , D E T E R M I N I N G , A M O N G Mortgagee OTHER THINGS, THAT THE MORT- 4500 Park Glen Road #300 GAGED PREMISES ARE IMPROVED Minneapolis, MN 55416 WITH A RESIDENTIAL DWELLING OF (952) 925-6888 LESS THAN FIVE UNITS, ARE NOT 4-2821 PROPERTY USED IN AGRICULTURAL THIS IS A COMMUNICATION FROM P R O D U C T I O N , A N D A R E A DEBT COLLECTOR. 2868407 1/5-2/9/12 ABANDONED." Dated: January 5, 2012 DEUTSCHE BANK NATIONAL TRUST COMPANY, as Trustee for NOTICE OF MORTGAGE the registered holders of FORECLOSURE SALE MORGAN STANLEY ABS CAPITAL NOTICE IS HEREBY GIVEN that I INC. TRUST 2007-HE7 M O R T G A G E P A S S - T H R O U G H default has occurred in the conditions of the following described mortgage: CERTIFICATES,SERIES 2007-HE7 DATE OF MORTGAGE: November 30, Randall S. Miller & Associates, PLLC 2005 Attorneys for Assignee of Mortgage/ ORIGINAL PRINCIPAL AMOUNT OF Mortgagee MORTGAGE: $161,600.00 One Financial Plaza, MORTGAGOR(S): Tracy A. Pearson, a 120 South Sixth Street, Suite 1100 single person Minneapolis, MN 55402 MORTGAGEE: Mortgage Electronic Phone: 612-573-3677 Registration Systems, Inc. as nominee Our File No. 11MN00724-1 THIS IS A COMMUNICATION FROM for Citizens State Bank, its successors and assigns A DEBT COLLECTOR. DATE AND PLACE OF RECORDING: ASAP# 4165698 01/05/2012, Recorded: December 14, 2005 01/12/2012, 01/19/2012, 01/26/2012, Dakota County Recorder 02/02/2012, 02/09/2012 Document Number: 2388633 2867835 1/5-2/9/12 ASSIGNMENTS OF MORTGAGE: And assigned to: THE BANK OF NEW YORK MELLON FKA THE BANK OF NEW YORK, AS TRUSTEE FOR THE NOTICE OF MORTGAGE CERTIFICATEHOLDERS CWALT, INC., FORECLOSURE SALE THE RIGHT TO VERIFICATION A L T E R N A T I V E L O A N T R U S T OF THE DEBT AND IDENTITY OF 2 0 0 5 - 8 0 C B , M O R T G A G E THE ORIGINAL CREDITOR WITHIN P A S S - T H R O U G H C E R T I F I C A T E S , THE TIME PROVIDED BY LAW IS SERIES 2005-80CB Dated: January 13, 2010 NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that Recorded: January 21, 2010 Dakota default has occurred in conditions of County Recorder Document Number: 2709121 the following described mortgage: Transaction Agent: Mortgage ElecDATE OF MORTGAGE: May 23, 2007 MORTGAGORS: Susan C.R. Gunder- tronic Registration Systems, Inc. son and Kent Richard Gunderson, aka Transaction Agent Mortgage IdentifiKent R. Gunderson, wife and husband. cation Number: 100226700000063777 MORTGAGEE: PNC Bank, National Lender or Broker: Citizens State Association, s/b/m to National City Bank Residential Mortgage Servicer: Bank Mortgage a division of National City of America, N.A. Bank. DATE AND PLACE OF RECORDING: Mortgage Originator: Not Applicable Recorded June 7, 2007, Dakota COUNTY IN WHICH PROPERTY IS C o u n t y R e c o r d e r , D o c u m e n t N o . LOCATED: Dakota 2522577. Property Address: 363 Upper Wood A S S I G N M E N T S O F M O R T G A G E : Way, Burnsville, MN 55337-5731 NONE Tax Parcel ID Number: TRANSACTION AGENT: NONE 02-84812-03-090 LEGAL DESCRIPTION OF PROPTRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON ERTY: Lot 9, Block 3, Wood Park Plat Thirteen, Dakota County, Minnesota MORTGAGE: NONE AMOUNT DUE AND CLAIMED TO BE LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON D U E A S O F D A T E O F N O T I C E : MORTGAGE: National City Mortgage a $195,659.58 THAT all pre-foreclosure requiredivision of National City Bank R E S I D E N T I A L M O R T G A G E S E R - ments have been complied with; that VICER: PNC Bank, National Associa- no action or proceeding has been instituted at law or otherwise to recover the tion MORTGAGED PROPERTY ADDRESS: debt secured by said mortgage, or any 104 Geneva Boulevard, Burnsville, MN �� 55306

PUBLIC NOTICE

�� Enforcement �� Center, 1580 Lobby #S-100, Hastings, MN �� debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: February 17, 2012 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on August 17, 2012, or the next business day if August 17, 2012 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: January 05, 2012 ASSIGNEE OF MORTGAGEE: THE BANK OF NEW YORK MELLON FKA THE BANK OF NEW YORK, AS TRUSTEE FOR THE CERTIFICATEHOLDERS OF CWALT, INC., ALTERNATIVE LOAN TRUST 2005-80CB, MORTGAGE PASS-THROUGH CERTIFICATES, SERIES 2005-80CB Wilford, Geske & Cook P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 014571F02 2867784 1/5-2/9/12

PUBLIC NOTICE

Hwy 55,

to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on July 5, 2012, unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED." Dated: November 7, 2011. U.S. Bank National Association Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 19-3115 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE Pursuant to the provisions of Minnesota Statutes 580.07, the foregoing foreclosure sale is postponed until February 9, 2012 at 10:00 am at the Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN, in said county and state. Dated: January 4, 2012. U.S. Bank National Association Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 19-3115 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2870518 1/12/12

PUBLIC NOTICE

Sheriff of said county as follows: DATE AND TIME OF SALE: 10:00 AM on November 23, 2010 PLACE OF SALE: Sheriff`s Main Office, Law Enforcement Center, 1580 Highway 55, Hastings MN 55033-2343 to pay the debt then secured by said mortgage and taxes, if any actually paid by the mortgagee, on the premises and the costs and disbursements allowed by law. The time allowed by law for redemption by said mortgagor(s), their personal representatives or assigns is 6 months from the date of sale. "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR`S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED." Dated: October 7, 2010 U.S. Bank, National Association, as successor trustee to Bank of America, N. A. as successor by merger to LaSalle Bank N. A., as Franklin Mortgage Loan Trust, Mortgage Loan Asset-Backed Certificates, Series 2007-3 Randall S. Miller & Associates, PLLC Attorneys for Assignee of Mortgage/ Mortgagee One Financial Plaza, 120 South Sixth Street, Suite 1100 Minneapolis, MN 55402 Phone: 612-573-3677 Our File No. 10MN00499-1 ASAP# 3759392 10/07/2010, 10/14/2010, 10/21/2010, 10/28/2010, 11/04/2010, 11/11/2010 NOTICE OF POSTPONEMENT OF FORECLOSURE SALE The above referenced sale scheduled for January 10, 2012 at 10:00 AM , has been postponed to February 14, 2012 at 10:00 AM, located at Sheriff`s Main Office, Law Enforcement Center, 1580 Highway 55, Hastings MN 55033-2343, Dakota Minnesota Dated: January 10, 2012 U.S. Bank, National Association, as successor trustee to Bank of America, N. A. as successor by merger to LaSalle Bank N. A., as Trustee for Merrill Lynch First Franklin Mortgage Loan Trust, Mortgage Loan Asset-Backed Certificates, Series 2007-3 Jennifer K Fischer (0311248) Attorneys for U.S. Bank, Nationa l Association, as successor trustee to Bank of America, N. A. as successor by merger to LaSalle Bank N. A., as Trustee for Merrill Lynch First Franklin Mortgage Loan Trust, Mortgage Loan Asset-Backed Certificates, Series 2007-3 Randall S. Miller & Associates, PLLC One Financial Plaza, 120 South Sixth Street, Suite 1100 Minneapolis, MN 55402 (952) 232-0052 Our File No. 10MN00499-1 PURSUANT TO THE FAIR DEBT COLLECTION PRACTICES ACT, YOU ARE ADVISED THAT THIS OFFICE MAY BE DEEMED A DEBT COLLECTOR ANY INFORMATION OBTAINED MAY BE USED FOR THAT PURPOSE. THIS NOTICE IS REQUIRED BY THE PROVISIONS OF THE FAIR DEBT COLLECTION PRACTICES ACT AND DOES NOT IMPLY THAT WE ARE ATTEMPTING TO COLLECT MONEY FROM ANYONE WHO HAS DISCHARGED THE DEBT UNDER THE BANKRUPTCY LAWS OF THE UNITED STATES. ASAP# 4172569 01/12/2012 2873781 1/12/12

PUBLIC NOTICE

State of Minnesota and According to the recorded plat thereof. COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $139,089.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $142,849.62 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: February 23, 2012 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on August 23, 2012, unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: December 27, 2011. U.S. Bank National Association Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 19-3053 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2868566 1/5-2/9/12

PUBLIC NOTICE

described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: February 17, 2012 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on August 17, 2012, unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: December 20, 2011. U.S. Bank National Association Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 19-3042 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2867860 1/5-2/9/12

PUBLIC NOTICE

TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on July 6, 2012, unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED." Dated: November 7, 2011. U.S. Bank National Association Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 19-3120 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE Pursuant to the provisions of Minnesota Statutes 580.07, the foregoing foreclosure sale is postponed until February 10, 2012 at 10:00 am at the Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN, in said county and state. Dated: January 4, 2012. U.S. Bank National Association Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P By: Paul A. Weingarden. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 19-3120 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2869964 1/12/12

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. Notice is hereby given that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: December 8, 2006 MORTGAGORS: Brett G. Miller and Tammy M. Miller, husband and wife MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded: January 2, 2007 Dakota County Recorder Document #: 2485430 ASSIGNMENTS OF MORTGAGE: Said mortgage was assigned to Provident Funding Associates, L.P. on May 24, 2011 and said assignment was recorded on June 24, 2011 and given document number 2807028. LEGAL DESCRIPTION OF PROPERTY: LOT 11, BLOCK 2, TAMARACK RIDGE, DAKOTA COUNTY, MINNESOTA. PARCEL ID #: 14-74900-02-110 PROPERTY ADDRESS: 20527 Camden Crt, Farmington, Minnesota 55024 TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT ID NO.: 1000179-3516110036-3 CURRENT MORTGAGE SERVICER: Provident Funding, L.P. COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $236,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY PAID BY MORTGAGEE: $237,764.93 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; that no Mortgagors have been released from financial obligation on said Mortgage; that no action or proceeding has been instituted by law to recover that debt secured by said Mortgage, or any part thereof; that all conditions precedent to foreclose of the Mortgage and acceleration of the debt secures thereby have been fulfilled; PURSUANT to the power of sale therein contained, said Mortgage will be foreclosed and the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: October 20, 2011 at 10:00 am PLACE OF SALE: Dakota County Law Enforcement Center, Lobby S-100, 1580 Highway 55, Hastings, MN 55033 to pay the debt the debt then secured by the Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys'

��

disbursements, including attorneys fees allowed by law, subject to redemption within six (6) months from the date of sale by the mortgagors, their personal representatives or assigns. DATE TO VACATE PROPERTY: The date on or before which the mortgagor must vacate the property if the mortgage is not reinstated under Minnesota Statutes section 580.30 of the property redeemed under Minnesota Statutes sections 580.23 is April 20, 2012 at 11:59 p.m. If the foregoing date is Saturday, Sunday, or a legal holiday, then the date to vacate is the next business day at 11:59 p.m. MORTGAGORS RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. Dated: August 25, 2011 Provident Funding Associates, L.P. Mortgagee Kenneth J. Johnson Minnesota State Bar No. 0246074 Johnson, Blumberg & Associates, LLC Attorney for Mortgagee 230 W. Monroe St., Ste. 1125 Chicago, IL 60606 Phone 312-541-9710 Fax 312-541-9711 NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced mortgage foreclosure sale originally scheduled to be held on October 20, 2011 at 10:00 a.m., has been postponed to December 22, 2011 at 10:00 a.m. at the Dakota County Law Enforcement Center, Lobby S-100, 1580 Highway 55, Hastings, MN 55033. DATE TO VACATE PROPERTY: T h e date on or before which the mortgagor must vacate the property if the mortgage is not reinstated under Minnesota Statutes section 580.30 nor the property redeemed under Minnesota Statutes section 580.23 is 06/22/2012 at 11:59 p.m. If the foregoing date is Saturday, Sunday or legal holiday, then the date to vacate is the next business day at 11:59 p.m. Dated: October 19, 2011 Johnson, Blumberg, & Associates LLC Kenneth J. Johnson Minnesota State Bar No. 0246074 Attorney for Mortgagee, Provident Funding Associates, L.P. 230 W Monroe St., Ste 1125 Chicago, IL 60606 NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced mortgage foreclosure sale originally scheduled to be held on October 20, 2011 at 10:00 a.m., and then postponed to December 22, 2011 at 10:00 a.m., has now been postponed to January 5, 2012 at the Dakota County Law Enforcement Center, Lobby S-100, 1580 Highway 55, Hastings, MN 55033. DATE TO VACATE PROPERTY: T h e date on or before which the mortgagor must vacate the property if the mortgage is not reinstated under Minnesota Statutes section 580.30 nor the property redeemed under Minnesota Statutes section 580.23 is 07/05/2012 at 11:59 p.m. If the foregoing date is Saturday, Sunday or legal holiday, then the date to vacate is the next business day at 11:59 p.m. Dated: December 21, 2011 Johnson, Blumberg, & Associates LLC Kenneth J. Johnson Minnesota State Bar No. 0246074 Attorney for Mortgagee, Provident Funding Associates, L.P. 230 W Monroe St., Ste 1125 Chicago, IL 60606 NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced mortgage foreclosure sale originally scheduled to be held on October 20, 2011 at 10:00 a.m., and then postponed to December 22, 2011 at 10:00 a.m., and then postponed to January 5, 2012 at 10:00 a.m., has now been postponed to February 23, 2012 at 10:00 a.m., at the Dakota County Law Enforcement Center, Lobby S-100, 1580 Highway 55, Hastings, MN 55033. DATE TO VACATE PROPERTY:The date on or before which the mortgagor must vacate the property if the mortgage is not reinstated under Minnesota Statutes section 580.30 nor the property redeemed under Minnesota Statutes section 580.23 is 08/23/2012 at 11:59 p.m. If the foregoing date is Saturday, Sunday or legal holiday, then the date to vacate is the next business day at 11:59 p.m. Dated: January 5, 2012 Johnson, Blumberg, & Associates LLC Kenneth J. Johnson Minnesota State Bar No. 0246074 Attorney for Mortgagee, Provident Funding Associates, L.P. 230 W Monroe St., Ste 1125 Chicago, IL 60606 2874328 1/12/12

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: M a r c h 1 8 , 2008 MORTGAGOR: Michael McCracken, A Married Person. MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded April 9, 2008, Dakota County Recorder, Document No. 2583235. ASSIGNMENTS OF MORTGAGE: Assigned to: Branch Banking and Trust Company. TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100159969614954215 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Liberty Mortgage Corporation DBA Liberty Mortgage Corporation (Georgia) RESIDENTIAL MORTGAGE SERVICER: Branch Banking and Trust Company MORTGAGED PROPERTY ADDRESS: 19330 Ellington Trail, Farmington, MN 55024 TAX PARCEL I.D. #: 144535001480 LEGAL DESCRIPTION OF PROPERTY: Lot 48, Block 1, Limerock Ridge, Dakota County, Minnesota COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $272,500.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $275,097.52 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: February 24, 2012 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on August 24, 2012, unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: December 27, 2011. Branch Banking & Trust Company Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 90-2508 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2875113 1/12-2/16/12

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: September 23, 2005 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $248,800.00 MORTGAGOR(S): Sharon Tenney, a single person MORTGAGEE: Mortgage Electronic Registration Systems, Inc. as nominee for First Magnus Financial Corporation, its successors and assigns DATE AND PLACE OF RECORDING: Recorded: October 06, 2005 Dakota County Recorder Document Number: 2367914

Document Number: 2367914 ASSIGNMENTS OF MORTGAGE: And assigned to: THE BANK OF NEW YORK MELLON FKA THE BANK OF NEW YORK,AS TRUSTEE FOR THE CERTIFICATEHOLDERS OF CWALT, INC., ALTERNATIVE LOAN TRUST 2 0 0 5 - 6 5 C B , M O R T G A G E PASS-THROUGH CERTIFICATES, SERIES 2005-65CB Dated: May 05, 2011 Recorded: June 03, 2011 Dakota County Recorder Document Number: 2803695 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100039223350015955 Lender or Broker: First Magnus Financial Corporation Residential Mortgage Servicer: Bank of America, N.A. Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 605 Crane Creek Ln, Eagan, MN 55121-2377 Tax Parcel ID Number: 10.18475.01.190 LEGAL DESCRIPTION OF PROPERTY: Lot 19, Block 1, CIC No. 297, Crane Creek Addition, Dakota County, Minnesota. AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $267,832.18 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: November 04, 2011 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on May 04, 2012, or the next business day if May 04, 2012 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: September 22, 2011 ASSIGNEE OF MORTGAGEE: THE BANK OF NEW YORK MELLON FKA THE BANK OF NEW YORK,AS TRUSTEE FOR THE CERTIFICATEHOLDERS OF CWALT, INC., ALTERNATIVE LOAN TRUST 2005-65CB, MORTGAGE PASS-THROUGH CERTIFICATES, SERIES 2005-65CB Wilford, Geske & Cook P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 022187F01 NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for November 04, 2011 at 10:00 AM has been postponed to December 05, 2011 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State. DATED: November 01, 2011 ASSIGNEE OF MORTGAGEE: THE BANK OF NEW YORK MELLON FKA THE BANK OF NEW YORK,AS TRUSTEE FOR THE CERTIFICATEHOLDERS OF CWALT, INC., ALTERNATIVE LOAN TRUST 2005-65CB, MORTGAGE PASS-THROUGH CERTIFICATES, SERIES 2005-65CB NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for December 05, 2011 at 10:00 AM has been postponed to January 06, 2012 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State. DATED: December 02, 2011 ASSIGNEE OF MORTGAGEE THE BANK OF NEW YORK MELLON FKA THE BANK OF NEW

MELLON FKA THE BANK OF NEW YORK,AS TRUSTEE FOR THE CERTIFICATEHOLDERS OF CWALT, INC., ALTERNATIVE LOAN TRUST 2005-65CB, MORTGAGE PASS-THROUGH CERTIFICATES, SERIES 2005-65CB NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for January 06, 2012 at 10:00 AM has been postponed to February 07, 2012 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State. DATED: January 03, 2012 ASSIGNEE OF MORTGAGEE: THE BANK OF NEW YORK MELLON FKA THE BANK OF NEW YORK,AS TRUSTEE FOR THE CERTIFICATEHOLDERS OF CWALT, INC., ALTERNATIVE LOAN TRUST 2005-65CB, MORTGAGE PASS-THROUGH CERTIFICATES, SERIES 2005-65CB Wilford, Geske & Cook P.A. Attorneys for Assignee Of Mortgagee: Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 022187F01 2870136 1/12/12

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: June 1, 2007 MORTGAGOR: Jacqueline M. Tappella, A Single Person. MORTGAGEE:Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded July 3, 2007, Dakota County Recorder, Document No. 2528179. ASSIGNMENTS OF MORTGAGE: Assigned to: JPMorgan Chase Bank, National Association. TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100015904000555700 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: CTX Mortgage Company, LLC RESIDENTIAL MORTGAGE SERVICER: JPMorgan Chase Bank, National Association MORTGAGED PROPERTY ADDRESS: 1950 Rose Way, Hastings, MN 55033 TAX PARCEL I.D. #: 195860010506 LEGAL DESCRIPTION OF PROPERTY: Unit No. 506, Common Interest Community Number 511, A Condominium, Prairie Ridge, Dakota County, Minnesota. COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $171,023.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $173,911.98 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: March 1, 2012 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on September 4, 2012, unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E

��

�� SALE P R O D U C T �� I O N , A �� N D A R E�� MORTGAGE FORECLOSURE Pursuant to the provisions of ABANDONED." Minnesota Statutes 580.07, the Dated: December 14, 2011. JPMorgan Chase Bank, National foregoing foreclosure sale is postponed until May 12, 2011 at 10:00 am Association at the Sheriff's Office, Law Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Enforcement Center, 1580 Hwy 55, Attorneys for Mortgagee/Assignee of Lobby #S-100, Hastings, MN, in said county and state. Mortgagee Dated: March 23, 2011. 4500 Park Glen Road #300 Chase Home Finance LLC Minneapolis, MN 55416 Mortgagee/Assignee of Mortgagee (952) 925-6888 USSET, WEINGARDEN AND LIEBO, P.L.L.P. 30-10802 THIS IS A COMMUNICATION FROM By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of A DEBT COLLECTOR. 2874996 1/12-2/16/12 Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 NOTICE OF MORTGAGE 30-9123 FORECLOSURE SALE THIS IS A COMMUNICATION FROM THE RIGHT TO VERIFICATION A DEBT COLLECTOR. OF THE DEBT AND IDENTITY OF NOTICE OF POSTPONEMENT OF THE ORIGINAL CREDITOR WITHIN MORTGAGE FORECLOSURE SALE THE TIME PROVIDED BY LAW IS Pursuant to the provisions of NOT AFFECTED BY THIS ACTION. Minnesota Statutes 580.07, the NOTICE IS HEREBY GIVEN, that f o r e g o i n g f o r e c l o s u r e s a l e i s default has occurred in conditions of postponed until June 9, 2011 at 10:00 the following described mortgage: am at the Sheriff's Office, Law DATE OF MORTGAGE: O c t o b e r 2 2 , Enforcement Center, 1580 Hwy 55, 2002 Lobby #S-100, Hastings, MN, in said MORTGAGORS: Christopher W. Bel- county and state. flower and Lisa E. Belflower, husband Dated: May 16, 2011. and wife. JPMorgan Chase Bank, National MORTGAGEE: C e n t r a l M o r t g a g e Association Corporation. Mortgagee/Assignee of Mortgagee DATE AND PLACE OF RECORDING: USSET, WEINGARDEN AND LIEBO, P.L.L.P. Recorded December 13, 2002, Dakota By: Paul A. Weingarden C o u n t y R e c o r d e r , D o c u m e n t N o . Attorneys for Mortgagee/Assignee of 1971877. Mortgagee A S S I G N M E N T S O F M O R T G A G E : 4500 Park Glen Road #300 A s s i g n e d t o : R e g i o n s B a n k D / B / A Minneapolis, MN 55416 Regions Mortgage, Inc. S/B/M Union (952) 925-6888 Planters Bank, National Association, 30-9123 Dated: October 22, 2002, Recorded: THIS IS A COMMUNICATION FROM December 13, 2002, Document No. A DEBT COLLECTOR. 1971878. And thereafter assigned to: NOTICE OF POSTPONEMENT OF JPMorgan Chase Bank, N.A., Dated: MORTGAGE FORECLOSURE SALE February 13, 2008, Recorded: March Pursuant to the provisions of 13, 2008, Document No. 2577400. And M i n n e s o t a S t a t u t e s 5 8 0 . 0 7 , t h e thereafter assigned to: Chase Home f o r e g o i n g f o r e c l o s u r e s a l e i s Finance LLC, Dated: October 1, 2010. postponed until January 11, 2012 at TRANSACTION AGENT: NONE 10:00 am at the Sheriff’s Office, Law T R A N S A C T I O N A G E N T ' S M O R T - Enforcement Center, 1580 Hwy 55, GAGE IDENTIFICATION NUMBER ON Lobby #S-100, Hastings, MN, in said MORTGAGE: NONE county and state. LENDER OR BROKER AND MORTDated: November 4, 2011. GAGE ORIGINATOR STATED ON JPMorgan Chase Bank, National MORTGAGE: Central Mortgage CorpoAssociation ration Mortgagee/Assignee of Mortgagee R E S I D E N T I A L M O R T G A G E S E R - USSET, WEINGARDEN AND LIEBO, P.L.L.P. VICER: Chase Home Finance LLC By: Paul A. Weingarden MORTGAGED PROPERTY ADDRESS: Attorneys for Mortgagee/Assignee of 1934 52nd Street East, Inver Grove Mortgagee Heights, MN 55077 4500 Park Glen Road #300 TAX PARCEL I.D. #: 204769503001 Minneapolis, MN 55416 LEGAL DESCRIPTION OF PROP- (952) 925-6888 ERTY: 30-9123 Lot 3, Block 1, Mathern Heights First THIS IS A COMMUNICATION FROM Addition A DEBT COLLECTOR. COUNTY IN WHICH PROPERTY IS NOTICE OF POSTPONEMENT OF LOCATED: Dakota MORTGAGE FORECLOSURE SALE ORIGINAL PRINCIPAL AMOUNT OF Pursuant to the provisions of MORTGAGE: $145,600.00 Minnesota Statues 580.07, the AMOUNT DUE AND CLAIMED TO BE f o r e g o i n g f o r e c l o s u r e s a l e i s DUE AS OF DATE OF NOTICE, INCLUD- postponed until February 22, 2012 at ING TAXES, IF ANY, PAID BY MORT- 10:00 am at the Sheriff’s Office, Law GAGEE: $148,141.31 Enforcement Center, 1580 Hwy 55, That prior to the commencement of Lobby #S-100, Hastings, MN, in said this mortgage foreclosure proceeding county and state. Mortgagee/Assignee of Mortgagee Dated: January 10, 2012. complied with all notice requirements JPMorgan Chase Bank, National as required by statute; That no action Association or proceeding has been instituted at Mortgagee/Assignee of Mortgagee law or otherwise to recover the debt USSET, WEINGARDEN AND LIEBO, P.L.L.P. secured by said mortgage, or any part By: Paul A. Weingarden thereof; Attorneys for Mortgagee/Assignee of P U R S U A N T t o t h e p o w e r o f s a l e Mortgagee contained in said mortgage, the above 4500 Park Glen Road #300 described property will be sold by the Minneapolis, MN 55416 Sheriff of said county as follows: (952) 925-6888 DATE AND TIME OF SALE: March 30-9123 24, 2011 at 10:00 AM THIS IS A COMMUNICATION FROM PLACE OF SALE: S h e r i f f ' s O f f i c e , A DEBT COLLECTOR. Law Enforcement Center, 1580 Hwy 2875090 1/12/12 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said NOTICE OF MORTGAGE premises, and the costs and FORECLOSURE SALE disbursements, including attorneys' THE RIGHT TO VERIFICATION fees allowed by law subject to redemption within six (6) months from OF THE DEBT AND IDENTITY OF t h e d a t e o f s a i d s a l e b y t h e THE ORIGINAL CREDITOR WITHIN m o r t g a g o r ( s ) , t h e i r p e r s o n a l THE TIME PROVIDED BY LAW IS representatives or assigns unless NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that reduced to Five (5) weeks under MN default has occurred in conditions of Stat. §580.07. T I M E A N D D A T E T O V A C A T E the following described mortgage: DATE OF MORTGAGE: February 15, PROPERTY: If the real estate is an o w n e r - o c c u p i e d , s i n g l e - f a m i l y 2008 MORTGAGORS: Kelly L. Futch and dwelling, unless otherwise provided by law, the date on or before which the Leanne I. Esch, Both single persons. MORTGAGEE:Merchants Bank, N.A. mortgagor(s) must vacate the property if the mortgage is not reinstated under Hampton. DATE AND PLACE OF RECORDING: section 580.30 or the property is not Recorded February 28, 2008, Dakota redeemed under section 580.23 is County Recorder, Document No. 11:59 p.m. on September 26, 2011. MORTGAGOR(S) RELEASED FROM 2574663. ASSIGNMENTS OF MORTGAGE: FINANCIAL OBLIGATION ON NONE MORTGAGE: None TRANSACTION AGENT: NONE "THE TIME ALLOWED BY LAW FOR TRANSACTION AGENT'S MORTREDEMPTION BY THE MORTGAGOR, T H E M O R T G A G O R ' S P E R S O N A L GAGE IDENTIFICATION NUMBER ON REPRESENTATIVES OR ASSIGNS, MORTGAGE: NONE LENDER OR BROKER AND MORTMAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED GAGE ORIGINATOR STATED ON U N D E R M I N N E S O T A S T A T U T E S , MORTGAGE: Merchants Bank, N.A. SECTION 582.032, DETERMINING, Hampton RESIDENTIAL MORTGAGE SERAMONG OTHER THINGS, THAT THE M O R T G A G E D P R E M I S E S A R E VICER: Merchants Bank, N.A. MORTGAGED PROPERTY ADDRESS: IMPROVED WITH A RESIDENTIAL D W E L L I N G O F L E S S T H A N F I V E 13416 Upton Avenue South, BurnsUNITS, ARE NOT PROPERTY USED IN ville, MN 55337 T A X P A R C E L I . D . # : AGRICULTURAL PRODUCTION, AND 02-56701-01-030 ARE ABANDONED." LEGAL DESCRIPTION OF PROPDated: January 25, 2011. ERTY: Chase Home Finance LLC Lot 3, Block 1, Paula's Second AddiMortgagee/Assignee of Mortgagee tion, Dakota County, Minnesota USSET, WEINGARDEN AND LIEBO, P.L.L.P. COUNTY IN WHICH PROPERTY IS Attorneys for Mortgagee/Assignee of LOCATED: Dakota Mortgagee ORIGINAL PRINCIPAL AMOUNT OF 4500 Park Glen Road #300 MORTGAGE: $198,750.00 Minneapolis, MN 55416 AMOUNT DUE AND CLAIMED TO BE (952) 925-6888 DUE AS OF DATE OF NOTICE, INCLUD30-9123 THIS IS A COMMUNICATION FROM ING TAXES, IF ANY, PAID BY MORTGAGEE: $193,338.55 A DEBT COLLECTOR. NOTICE OF POSTPONEMENT OF �� MORTGAGE FORECLOSURE SALE

PUBLIC NOTICE

�� ments, �� attorney fees allowed including by law, subject to redemption within �� GAGEE: $193,338.55 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: March 2, 2012 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on September 3, 2012, unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: January 4, 2012. Merchants Bank, N.A. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 94-713 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2874965 1/12-2/16/12

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: February 23, 2006 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $244,000.00 MORTGAGOR(S): Shawn Knuth and Machelle Knuth husband and wife MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded: March 27, 2006 Dakota County Recorder Document Number: 2415634 ASSIGNMENTS OF MORTGAGE: And assigned to: Bank of New York Mellon fka The Bank of New York as Trustee for the Certificateholders CWALT, Inc., Alternative Loan Trust 2006-OC4, Mortgage Pass-Through Certificates, Series 2006-OC 4 Dated: July 14, 2010 Recorded: July 19, 2010 Dakota County Recorder Document Number: 2741247 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100077910005853763 Lender or Broker: Decision One Mortgage Company, LLC Residential Mortgage Servicer: Bank of America, N.A. Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 16611 Havelock Ct, Lakeville, MN 55044-6243 Tax Parcel ID Number: 22-32901.01.040 LEGAL DESCRIPTION OF PROPERTY: Lot 4, Block 1, Highview Heights 2nd Addition, Dakota County, Minnesota AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $292,170.87 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: July 01, 2011 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed

six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on January 01, 2012, or the next business day if January 01, 2012 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: May 19, 2011 ASSIGNEE OF MORTGAGEE: The Bank Of New York Mellon Fka The Bank Of New York, As Trustee For The Certificateholders Of CWALT, Inc., Alternative Loan Trust 2006-OC4, Mortgage Pass-Through Certificates, Series 2006-OC4 Wilford, Geske & Cook P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 003946F03 NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for July 01, 2011 at 10:00 AM has been postponed to August 01, 2011 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State. DATED: June 27, 2011 ASSIGNEE OF MORTGAGEE: The Bank Of New York Mellon Fka The Bank Of New York, As Trustee For The Certificateholders Of CWALT, Inc., Alternative Loan Trust 2006-OC4, Mortgage Pass-Through Certificates, Series 2006-OC4 NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for August 01, 2011 at 10:00 AM has been postponed to September 01, 2011 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State. DATED: July 25, 2011 ASSIGNEE OF MORTGAGEE: The Bank Of New York Mellon Fka The Bank Of New York, As Trustee For The Certificateholders Of CWALT, Inc., Alternative Loan Trust 2006-OC4, Mortgage Pass-Through Certificates, Series 2006-OC4 NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for September 01, 2011 at 10:00 AM has been postponed to October 07, 2011 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State. DATED: August 23, 2011 ASSIGNEE OF MORTGAGEE: The Bank Of New York Mellon Fka The Bank Of New York, As Trustee For The Certificateholders Of CWALT, Inc., Alternative Loan Trust 2006-OC4, Mortgage Pass-Through Certificates, Series 2006-OC4 NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for October 07, 2011 at 10:00 AM has been postponed to December 02, 2011 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State. DATED: October 04, 2011 ASSIGNEE OF MORTGAGEE: The Bank Of New York Mellon Fka The Bank Of New York, As Trustee For The Certificateholders Of CWALT, Inc., Alternative Loan Trust 2006-OC4, Mortgage PassThrough Certificates, Series 2006-OC4 NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for December 02, 2011 at 10:00 AM has been postponed to January 03, 2012 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State. DATED: November 08, 2011 ASSIGNEE OF MORTGAGEE: The Bank Of New York Mellon Fka The Bank Of New York, As Trustee For The Certificateholders Of CWALT, Inc., Alternative Loan Trust 2006-OC4, Mortgage PassThrough Certificates, Series 2006-OC4 NOTICE OF POSTPONEMENT OF

NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for January 03, 2012 at 10:00 AM has been postponed to February 02, 2012 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State. DATED: January 03, 2012 ASSIGNEE OF MORTGAGEE: The Bank Of New York Mellon Fka The Bank Of New York, As Trustee For The Certificateholders Of CWALT, Inc., Alternative Loan Trust 2006-OC4, Mortgage Pass-Through Certificates, Series 2006-OC4 Wilford, Geske & Cook P.A. Attorneys for Assignee Of Mortgagee: Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 003946F03 2870064 1/12/12

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: May 30, 2006 MORTGAGORS:Syed M Hussain and Nazeema Hussain, as join tenants. MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded June 16, 2006, Dakota County Recorder, Document No. 2438401. ASSIGNMENTS OF MORTGAGE: Assigned to: CitiMortgage, Inc. TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100011506300941938 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: CitiBank Federal Savings Bank RESIDENTIAL MORTGAGE SERVICER: CitiMortgage, Inc. MORTGAGED PROPERTY ADDRESS: 17635 Heidelberg Way, Lakeville, MN 55044 TAX PARCEL I.D. #: 225720002110 LEGAL DESCRIPTION OF PROPERTY: Lot 11, Block 2, Pine Grove COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $92,900.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $93,006.92 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: February 23, 2012 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on _August 23, 2012, unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE:None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: December 27, 2011. CitiMortgage, Inc. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 10-6742 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2871608 1/12-2/16/12

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: September 21, 2006 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $102,200.00 MORTGAGOR(S): Ann Roach, unmarried MORTGAGEE: Mortgage Electronic Registration Systems, Inc., as nominee for GMAC Mortgage Corporation DBA ditech.com, its successors and assigns DATE AND PLACE OF RECORDING: Recorded: July 24, 2007 Dakota County Recorder Document Number: 2532440 ASSIGNMENTS OF MORTGAGE: And assigned to: Nationstar Mortgage, LLC Dated: October 03, 2011 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100037506562469941 Lender or Broker: GMAC Mortgage Corporation DBA ditech.com Residential Mortgage Servicer: Nationstar Mortgage, LLC Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 3590 Blue Jay Way Apt 104, Eagan, MN 55123-2205 Tax Parcel ID Number: 10-45050-04-005 LEGAL DESCRIPTION OF PROPERTY: Unit No. 104, Lexington Place Condominium, Dakota County, Minnesota, Condominium File No. 66 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $104,809.74 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: February 24, 2012 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on August 24, 2012, or the next business day if August 24, 2012 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: January 12, 2012 ASSIGNEE OF MORTGAGEE: Nationstar Mortgage, LLC Wilford, Geske & Cook P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 021790F03 2873758 1/12-2/16/12

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: July 22, 2005 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $359,100.00 MORTGAGOR(S): Gerald Rasmussen, a single man MORTGAGEE: Mortgage Electronic Registration Systems, Inc., as nominee for America's Wholesale Lender, its successors and assigns DATE AND PLACE OF REGISTERING: Registered: August 11, 2005 Dakota County Registrar of Titles Document Number: 571769 ASSIGNMENTS OF MORTGAGE: And assigned to: THE BANK OF NEW YORK MELLON FKA THE BANK OF NEW YORK, AS TRUSTEE FOR THE CERTIFICATEHOLDERS OF CWALT, INC., ALTERNATIVE LOAN TRUST 2 0 0 5 - 4 6 C B , M O R T G A G E

2 0 0 5 4 6 C B , M O R T G A G E PASS-THROUGH CERTIFICATES, SERIES 2005-46CB Dated: August 02, 2011 Registered: August 09, 2011 Dakota County Registrar of Titles Document Number: T682830 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100015700054508607 Lender or Broker: America's Wholesale Lender Residential Mortgage Servicer: Bank of America, N.A. Mortgage Originator: Not Applicable CERTIFICATE OF TITLE NUMBER: 132581 COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 4778 Slater Rd, Eagan, MN 55122-2364 Tax Parcel ID Number: 10-65870-01-040 LEGAL DESCRIPTION OF PROPERTY: Lot Four (4), Block One (1), St. Charles Wood, Dakota County, Minnesota AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $369,019.53 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; that this is registered property; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: November 04, 2011 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on May 04, 2012, or the next business day if May 04, 2012 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: September 22, 2011 ASSIGNEE OF MORTGAGEE: THE BANK OF NEW YORK MELLON FKA THE BANK OF NEW YORK, A S T R U S T E E F O R T H E CERTIFICATEHOLDERS OF CWALT, INC., ALTERNATIVE LOAN TRUST 2005-46CB, MORTG A G E P A S S - T H R O U G H CERTIFICATES, SERIES 2005-46CB Wilford, Geske & Cook P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 022182F01 NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for November 04, 2011 at 10:00 AM has been postponed to December 05, 2011 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State. DATED: October 31, 2011 ASSIGNEE OF MORTGAGEE: THE BANK OF NEW YORK MELLON FKA THE BANK OF NEW YORK, AS T R U S T E E F O R T H E CERTIFICATEHOLDERS OF CWALT, I N C . , A L T E R N A T I V E LOAN TRUST 2005-46CB, MORTGAGE PASS-THROUGH CERTIFICATES, SERIES 2005-46CB NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for December 05, 2011 at 10:00 AM has been postponed to January 06, 2012 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State. DATED: December 02, 2011 ASSIGNEE OF MORTGAGEE: THE BANK OF NEW YORK MELLON FKA THE BANK OF NEW YORK, A S T R U S T E E F O R T H E CERTIFICATEHOLDERS OF CWALT, INC., ALTERNATIVE LOAN TRUST 2005-46CB,

LOAN TRUST 2005 46CB, MORTGAGE PASS-THROUGH CERTIFICATES, SERIES 2005-46CB NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for January 06, 2012 at 10:00 AM has been postponed to February 08, 2012 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State. DATED: January 03, 2012 ASSIGNEE OF MORTGAGEE: THE BANK OF NEW YORK MELLON FKA THE BANK OF NEW YORK, A S T R U S T E E F O R T H E CERTIFICATEHOLDERS OF CWALT, INC., ALTERNATIVE LOAN TRUST 2005-46CB, MORTGAGE PASS-THROUGH CERTIFICATES, SERIES 2005-46CB Wilford, Geske & Cook P.A. Attorneys for Assignee Of Mortgagee: Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 022182F01 2870189 1/12/12

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: July 15, 2005 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $137,120.00 MORTGAGOR(S): Kristopher L. Kruger and Lisa A. Kruger, husband and wife MORTGAGEE: Mortgage Electronic Registration Systems, Inc., as nominee for Timberland Mortgage Services, Inc. its successors and assigns DATE AND PLACE OF RECORDING: Recorded: July 26, 2005 Dakota County Recorder Document Number: 2343955 ASSIGNMENTS OF MORTGAGE: And assigned to: THE BANK OF NEW YORK MELLON FKA THE BANK OF NEW YORK, AS TRUSTEE FOR THE CERTIFICATEHOLDERS OF CWALT, INC., ALTERNATIVE LOAN TRUST 2 0 0 5 - 4 7 C B , M O R T G A G E PASS-THROUGH CERTIFICATES, SERIES 2005-47CB Dated: July 01, 2011 Recorded: July 26, 2011 Dakota County Recorder Document Number: 2811573 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 1003215-0001150186-2 Lender or Broker: Timberland Mortgage Services, Inc. Residential Mortgage Servicer: Bank of America, N.A. Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 3821 Laurel Ct, Eagan, MN 55122-1622 Tax Parcel ID Number: 10-14991-01-090 LEGAL DESCRIPTION OF PROPERTY: Lot 9, Block 1, Briar Hill 2nd Addition AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $161,310.88 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: February 24, 2012 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on August 24, 2012, or the next business day if August 24, 2012 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL

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DAKOTA COUNTY TRIBUNE BUSINESS WEEKLY January 12, 2012

23A

Calendar To submit an item for the Cal- Commerce events: â&#x20AC;˘ Tuesday, Feb. 7, 5 to 7 p.m., endar, email it to darcy.odden@ ecm-inc.com or fax (952) 846- Business Young Professionals professional development event. 2010. Location to be determined. Lakeville Area Chamber of Date-specific Dakota County Regional Commerce events: â&#x20AC;˘ Monday, Jan. 30, 63rd AnChamber of Commerce events: â&#x20AC;˘ Thursday, Jan. 19, 8 to 9 nual Meeting and Holiday Dinner a.m., South Metro Young Profes- at Crystal Lake Golf Club. River Heights Chamber of sionals Speed Networking kickoff event, Rasmussen College, Commerce events: â&#x20AC;˘ Wednesday, Jan. 25, 7:30 to 3500 Federal Drive, Eagan. Free. RSVP: Jessy at (651) 288-9202, 8:30 a.m., South St. Paul Local jannoni@dcrchamber.com, or Issues at Central Square ComTom at (952) 892-9031, thilla@ munity Center, 100 Seventh Ave. N., South St. Paul. Information: msbcollege.edu. â&#x20AC;˘ Sunday, Jan. 22, 8 to 10 Chaz Kleinsteuber at chaz@riva.m., open house, Samâ&#x20AC;&#x2122;s Club, erheights.com. Ongoing 3035 Denmark Ave., Eagan. Platinum Partners, a chapter Free. Information: Cassandra of BNI, welcomes one represenArmstrong at (651) 405-0079. â&#x20AC;˘ Tuesday, Jan. 24, 4 to 9 tative from each profession and p.m., Minnesota Chamber of meets every Wednesday morning Commerce Session Priorities from 7:30 to 9 a.m. at the Lakevevent at St. Paul RiverCentre, ille Green Mill. To learn more, call 175 Kellogg Blvd., St. Paul. Fee: Amy at (952) 226-7741. Creative Networking Pro$95. DCR Chamber will sponsor tables at the event. RSVP to fessionals, an independent busiJessy at (651) 288-9202 or jan- ness networking group, meets the first and third Tuesday of the noni@dcrchamber.com. Apple Valley Chamber of month at JoJoâ&#x20AC;&#x2122;s Rise and Wine in Burnsville from 8 to 9 a.m. The Commerce events: â&#x20AC;˘ Wednesday, Jan. 18, 11:30 group is focused on creating ina.m. to 1 p.m., chamber lun- terpersonal relationships to grow cheon, Enjoy! restaurant, 15435 business-to-business referrals. Founders Lane, Apple Valley. Yearly dues are $65. New memGuest speaker: Mark Philips, bers are welcome. Members are commissioner of the Minnesota limited to one per professional Department of Employment and category. For more informaEconomic Development. Cost: tion, contact Jeff Rothmeyer at $15/members, $20/nonmembers. JeffR@Roundbank.com or see Information: Catherine at cath- www.CreativeNetworkingProfeserine@applevalleychamber.com. sionals.com. Dakota Business Partners Burnsville Chamber of

meets every Tuesday from 8:159:30 a.m. at AmericInn, 17145 Kenyon Ave. (just off Interstate 35 and County Road 50), Lakeville. For why our group is different and more information visit www. dakotabusinesspartners.com or find us on Facebook. Network Unlimited, a professional networking chapter, meets Tuesdays from 4:30 to 5:45 p.m. at Cherokee Sirloin Room, Cliff Road and Nicols Road, Eagan. To see if your category is open go to www.NetworkUnlimited.org. BNI â&#x20AC;&#x201C; The Valley Networkers Chapter of Business Networking Intl. meets Thursdays at 11:30 a.m. at the DCTC Apple Valley Site at 14200 Cedar Ave. BNI is a networking group for business owners who are looking to increase their revenue. Only one person from each profession. Bring your own lunch. For more information, call Paula Sevenich at (952) 891-4057 or visit www. bni-mn.com BNI â&#x20AC;&#x201C; Networking meets Thursdays at 7:15 a.m. at the Round Bank in Farmington. For more information, contact Ellen at (952) 412-5287 or Lanny at (612) 386-2660. BNI â&#x20AC;&#x201C; Power Lunch Chapter meets Wednesdays at 11 a.m. at the Lakeville Brunswick Zone, 11129 162nd St. W. For more information, call Maggie Kase at (952) 230-1602 or visit www.bnimn.com. BNI â&#x20AC;&#x201C; Power Links Chapter meets at 7:30 a.m. Thursdays at Highview Hills Senior Living Center, 20150 Highview Ave.,

Lakeville. Information: Michelle Reisenauer, (612) 868-2950 or mreisenauer@charter.net. Professional Referral Exchange of Burnsville meets every Wednesday for breakfast at Dennyâ&#x20AC;&#x2122;s Restaurant. Meetings begin at 7 a.m. For more information, contact Jo Baecker, area director, at (612) 618-5347 or visit the website www.prorefx.com. Elite Executives Chapter of Business Networking International meets each Tuesday 7:309 a.m. at the JBL Companies building (old fire station), 3795 Pilot Knob Road, Eagan. This lively referral group can help you grow your business, but we do limit membership to one person from each profession. Visitors are welcome. For more information, contact Bob Reuter at (651) 552-3647, breuter@mnhomes. com. Find our chapterâ&#x20AC;&#x2122;s website at bnimn.com. Beta Sigma Phi, Preceptor Alpha Delta Chapter, meets the second Wednesday of every month at 7:30 at a memberâ&#x20AC;&#x2122;s home. For information, call (952) 894-8831. Network Results Chapter of Business Network International, networking for local business owners, only one person from each profession. First two meetings are free. We meet every Wednesday for breakfast, 7-8:30 a.m. at Roasted Pear, 14200 Nicollet Ave. S., Burnsville. Call Jim Culpepper for more information: (612) 655-4339. Networks Plus - Diversified Business Professionals Chap-

ter of Business Network International, a business referral organization. Meetings will be held Thursdays 11:30 a.m. â&#x20AC;&#x201C; 1 p.m. at Savage City Hall, 6000 McColl Drive, Savage, MN. All professionals are invited to attend. Call Crystal (952) 314-8676. Networking coffee group at Caribou Coffee will meet from 9:30-11:30 a.m. at Caribou Coffee, 14638 Cedar Ave., on the second and fourth Mondays of the month. Call (763) 783-4767 to register. Grapevine Network â&#x20AC;&#x153;Common Denominatorâ&#x20AC;? Group meets Tuesdays from 7:30-8:45 a.m. at Coldwell Banker Burnet, 190 Cobblestone Lane, Burnsville. For information, call (952) 746-5611 or visit www.thegrapevinenetwork.com. Grapevine Networking Group meets Wednesdays from 7:30-8:45 a.m. at Coldwell Banker Burnet, 190 Cobblestone Lane, Burnsville. For information, call (952) 746-5611 or visit www. thegrapevinenetwork.com. Kingdom Advisors members meet monthly for fellowship, training, networking, prayer, and sharing of best practices. Ron Blue or other recognized speakers (via DVD) cover a topic each month helping members integrate and apply Biblical financial wisdom into their professional advice. Visitors welcome. The S Metro Group meets at Family Financial Services, 151 W. Burnsville Parkway, Burnsville, from 7:30 to 9 a.m. on the fourth Tuesday of each month. POC is Jeff Robin-

g g above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: September 10, 2010 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. Â§580.30 or the property is not redeemed under Minn. Stat. Â§580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on March 10, 2011, or the next business day if March 10, 2011 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: July 29, 2010 ASSIGNEE OF MORTGAGEE: WELLS FARGO BANK, N.A., AS TRUSTEE FOR THE CERTIFICATEHOLDERS OF BANC OF AMERICA FUNDING CORPORATION MORTGAGE PASS-THROUGH CERTIFICATES, SERIES 2007-E Wilford, Geske & Cook P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 004391F02 NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for September 10, 2010 at 10:00 AM has been postponed to October 07, 2010 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State. DATED: September 07, 2010 ASSIGNEE OF MORTGAGEE: WELLS FARGO BANK, N.A., AS TRUSTEE FOR THE CERTIFICATEHOLDERS OF BANC OF AMERICA FUNDING

CORPORATION MORTGAGE PASS-THROUGH CERTIFICATES, SERIES 2007-E NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for October 07, 2010 at 10:00 AM has been postponed to November 12, 2010 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State. DATED: September 30, 2010 ASSIGNEE OF MORTGAGEE: WELLS FARGO BANK, N.A., AS T R U S T E E F O R T H E CERTIFICATEHOLDERS OF BANC OF AMERICA FUNDING CORPORATION MORTGAGE PASS-THROUGH CERTIFICATES, SERIES 2007-E NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for November 12, 2010 at 10:00 AM has been postponed to December 03, 2010 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State. DATED: November 02, 2010 ASSIGNEE OF MORTGAGEE: WELLS FARGO BANK, N.A., AS T R U S T E E F O R T H E CERTIFICATEHOLDERS OF BANC OF AMERICA FUNDING CORPORATION MORTGAGE PASS-THROUGH CERTIFICATES, SERIES 2007-E NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for December 03, 2010 at 10:00 AM has been postponed to January 04, 2011 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State. DATED: November 29, 2010 ASSIGNEE OF MORTGAGEE: WELLS FARGO BANK, N.A., AS T R U S T E E F O R T H E CERTIFICATEHOLDERS OF BANC OF AMERICA FUNDING CORPORATION MORTGAGE PASS-THROUGH CERTIFICATES, SERIES 2007-E NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for January 04, 2011 at 10:00 AM has been postponed to January 21, 2011 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State. DATED: December 29, 2010 ASSIGNEE OF MORTGAGEE: WELLS FARGO BANK, N.A., AS TRUSTEE FOR THE CERTIFICATEHOLDERS OF BANC OF AMERICA FUNDING CORPORATION MORTGAGE PASS-THROUGH CERTIFICATES, SERIES 2007-E NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for January 21, 2011 at 10:00 AM has been postponed to February 03, 2011 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55,

g y Lobby S-100, Hastings, Minnesota in said County and State. DATED: January 13, 2011 ASSIGNEE OF MORTGAGEE: WELLS FARGO BANK, N.A., AS T R U S T E E F O R T H E CERTIFICATEHOLDERS OF BANC OF AMERICA FUNDING CORPORATION MORTGAGE PASS-THROUGH CERTIFICATES, SERIES 2007-E NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for February 03, 2011 at 10:00 AM has been postponed to March 04, 2011 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State. DATED: January 31, 2011 ASSIGNEE OF MORTGAGEE: WELLS FARGO BANK, N.A., AS T R U S T E E F O R T H E CERTIFICATEHOLDERS OF BANC OF AMERICA FUNDING CORPORATION MORTGAGE PASS-THROUGH CERTIFICATES, SERIES 2007-E NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for March 04, 2011 at 10:00 AM has been postponed to April 05, 2011 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State. DATED: February 28, 2011 ASSIGNEE OF MORTGAGEE: WELLS FARGO BANK, N.A., AS T R U S T E E F O R T H E CERTIFICATEHOLDERS OF BANC OF AMERICA FUNDING CORPORATION MORTGAGE PASS-THROUGH CERTIFICATES, SERIES 2007-E NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for April 05, 2011 at 10:00 AM has been postponed to May 05, 2011 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State. DATED: March 31, 2011 ASSIGNEE OF MORTGAGEE: WELLS FARGO BANK, N.A., AS T R U S T E E F O R T H E CERTIFICATEHOLDERS OF BANC OF AMERICA FUNDING CORPORATION MORTGAGE PASS-THROUGH CERTIFICATES, SERIES 2007-E NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for May 05, 2011 at 10:00 AM has been postponed to June 06, 2011 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State. DATED: April 28, 2011 ASSIGNEE OF MORTGAGEE: WELLS FARGO BANK, N.A., AS T R U S T E E F O R T H E CERTIFICATEHOLDERS OF BANC OF AMERICA FUNDING CORPORATION MORTGAGE PASS-THROUGH CERTIFICATES,

SERIES 2007-E NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for June 06, 2011 at 10:00 AM has been postponed to July 06, 2011 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State. DATED: May 31, 2011 ASSIGNEE OF MORTGAGEE: WELLS FARGO BANK, N.A., AS T R U S T E E F O R T H E CERTIFICATEHOLDERS OF BANC OF AMERICA FUNDING CORPORATION MORTGAGE PASS-THROUGH CERTIFICATES, SERIES 2007-E NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for July 06, 2011 at 10:00 AM has been postponed to August 08, 2011 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State. DATED: July 01, 2011 ASSIGNEE OF MORTGAGEE: WELLS FARGO BANK, N.A., AS T R U S T E E F O R T H E CERTIFICATEHOLDERS OF BANC OF AMERICA FUNDING CORPORATION MORTGAGE PASS-THROUGH CERTIFICATES, SERIES 2007-E NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for August 08, 2011 at 10:00 AM has been postponed to September 07, 2011 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State. DATED: August 03, 2011 ASSIGNEE OF MORTGAGEE: WELLS FARGO BANK, N.A., AS T R U S T E E F O R T H E CERTIFICATEHOLDERS OF BANC OF AMERICA FUNDING CORPORATION MORTGAGE PASS-THROUGH CERTIFICATES, SERIES 2007-E NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for September 07, 2011 at 10:00 AM has been postponed to October 07, 2011 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State. DATED: August 31, 2011 ASSIGNEE OF MORTGAGEE: WELLS FARGO BANK, N.A., AS T R U S T E E F O R T H E CERTIFICATEHOLDERS OF BANC OF AMERICA FUNDING CORPORATION MORTGAGE PASS-THROUGH CERTIFICATES, SERIES 2007-E NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for October 07, 2011 at 10:00 AM has been postponed to November 07, 2011 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State.

PRODUCTION, AND ARE ABANDONED. DATED: January 12, 2012 ASSIGNEE OF MORTGAGEE: THE BANK OF NEW YORK MELLON FKA THE BANK OF NEW Y O R K, A S T R U S TEE FOR THE CERTIFICATEHOLDERS OF CWALT, INC., ALTERNATIVE LOAN TRUST 2005-47CB, MORTGAGE PASS-THROUGH CERTIFICATES, SERIES 2005-47CB Wilford, Geske & Cook P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 023472F01 2870315 1/12-2/16/12

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: July 13, 2007 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $490,000.00 MORTGAGOR(S): Jeff Klose and Carrie Klose, husband and wife MORTGAGEE: Bank of America, N.A. DATE AND PLACE OF RECORDING: Recorded: August 07, 2007 Dakota County Recorder Document Number: 2535698 ASSIGNMENTS OF MORTGAGE: And assigned to: WELLS FARGO BANK, N.A., AS TRUSTEE FOR THE CERTIFICATEHOLDERS OF BANC OF AMERICA FUNDING CORPORATION MORTGAGE PASS-THROUGH CERTIFICATES, SERIES 2007-E Dated: June 18, 2010 Recorded: July 23, 2010 Dakota County Recorder Document Number: 2742367 Transaction Agent: Not Applicable Transaction Agent Mortgage Identification Number: Not Applicable Lender or Broker: Bank of America, N.A. Residential Mortgage Servicer: Bank of America, N.A. Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 18660 Irenic Ave, Lakeville, MN 55044-4436 Tax Parcel ID Number: 22-71325-020-05 LEGAL DESCRIPTION OF PROPERTY: Lot 2, Block 5, Spring Hill, according to the recorded plat thereof and situate in Dakota County, Minnesota. AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $573,628.63 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the

son at (952) 890-6611. The SE Metro Group meets at 2918 Upper 55th St., Inver Grove Heights, the first Thursday of each month from 12 noon to 1 p.m. (bring your lunch). POC is Ginger Ewing at (651) 389-1177. The S.T.A.R. (South Twin Cities Area Referral) Networking Group meets 8 to 9 a.m. every Wednesday at Bremer Bank, 17600 Cedar Ave, Lakeville. Openings are available. For questions, call Kathy Andrade at (952) 997-1306. SHiFT network events are held Thursdays from 6:30 to 8 p.m. at Inver Hills Community College, 2500 E. 80th St., Inver Grove Heights. SHiFT is a nonprofit network connecting adults in mid-life transition with opportunities to seek meaningful work, new avocations, and a supportive community (www.shiftonline.org). Members: Free. Guests: $5. Womenâ&#x20AC;&#x2122;s Business Exchange meets the fourth Wednesday from 11:30 a.m. to 1 p.m. at Baskets On Occasion, 4580 Scott Trail, Suite 204, Eagan. Fee: $5 per meeting. For more information, contact Mary at (651) 994-8392 or visit www. meetup.com/womens-businessexchange-eagan. Seed Your Business referralbased networking group meets the first and third Wednesday at noon at Baskets On Occasion, 4580 Scott Trail, Suite 204, Eagan. Fee is $5 per meeting. Up to two professions per person. Contact Mary at (651) 994 8392.

y DATED: October 03, 2011 ASSIGNEE OF MORTGAGEE: WELLS FARGO BANK, N.A., AS T R U S T E E F O R T H E CERTIFICATEHOLDERS OF BANC OF AMERICA FUNDING CORPORATION MORTGAGE PASS-THROUGH CERTIFICATES, SERIES 2007-E NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for November 07, 2011 at 10:00 AM has been postponed to December 07, 2011 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State. DATED: November 01, 2011 ASSIGNEE OF MORTGAGEE: WELLS FARGO BANK, N.A., AS T R U S T E E F O R T H E CERTIFICATEHOLDERS OF BANC OF AMERICA FUNDING CORPORATION MORTGAGE PASS-THROUGH CERTIFICATES, SERIES 2007-E NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for December 07, 2011 at 10:00 AM has been postponed to January 06, 2012 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State. DATED: December 06, 2011 ASSIGNEE OF MORTGAGEE: WELLS FARGO BANK, N.A., AS T R U S T E E F O R T H E CERTIFICATEHOLDERS OF BANC OF AMERICA FUNDING CORPORATION MORTGAGE PASS-THROUGH CERTIFICATES, SERIES 2007-E NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for January 06, 2012 at 10:00 AM has been postponed to February 06, 2012 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State. DATED: January 03, 2012 ASSIGNEE OF MORTGAGEE: WELLS FARGO BANK, N.A., AS T R U S T E E F O R T H E CERTIFICATEHOLDERS OF BANC OF AMERICA FUNDING CORPORATION MORTGAGE PASS-THROUGH CERTIFICATES, SERIES 2007-E Wilford, Geske & Cook P.A. Attorneys for Assignee Of Mortgagee: Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 004391F02 2870257 1/12/12

24A

January 12, 2012 DAKOTA COUNTY TRIBUNE BUSINESS WEEKLY

Dakota Arts Bluegrass is back Bluegrass Americana Family Night returns to Celts Pub in Rosemount by Andrew Miller THISWEEK NEWSPAPERS

Celts Pub & Grill in downtown Rosemount will once again resound with the quick-pickin’, foot-stompin’ sounds of bluegrass music when it plays host to the monthly Bluegrass Americana Family Night series. Co-sponsored by the Rosemount Area Arts Council, the free-admission event offers a different bluegrass band the second Thursday of each month and runs through April. The down-home sounds kick off next week with a Jan. 12 concert by Switched at Birth, a fixture of the local bluegrass scene whom south-metro audiences will remember from the band’s performance last summer during Rosemount Leprechaun Days. On Feb. 9, the event will feature Sawtooth, a bluegrass quintet that includes three brothers of Rosemount’s Birtzer family – Clint on guitar, Luke on fiddle, and Shane on banjo. The series continues March 8 with American Roots-music duo The Ditch Lilies, and concludes April 12 with The Eelpout Stringers. Funded with money from a Minnesota Arts and Cultural Heritage Fund grant, the

concerts are free and open to all ages. All the shows run from 7 to 9 p.m. Celts Pub & Grill is located at 14506 S. Robert Trail. More information about the concerts is at www.bluegrassamericanaweekend.com under the “Family Night” link.

Mystery theater The bluegrass kickoff concert at Celts next week is one of two events the Rosemount Area Arts Council is sponsoring this month. On Jan. 28, the arts council will present its fourth annual Mystery Dinner Theater event at Rosemount’s Steeple Center. This year’s theme is “Cabin Fever” and guests are encouraged to dress in their best North Woods attire as they’ll be assisting a county sheriff in tracking down a killer – during dinner, no less – with prizes for the sleuths who solve the whodunit. Tickets for the event, which also includes a silent auction, are $38 and are available at www.rosemountaac.org under “Rosemount Area Arts Council.” Andrew Miller is at andrew.miller@ecminc.com.

Blues in Lakeville

Photo submitted

Switched at Birth – including Mark Briere, left, and Rick Anderson – are set to perform Jan. 12 at Celts Pub & Grill in downtown Rosemount as the kickoff concert to this year’s Bluegrass Americana Family Night series. The concerts run from 7 to 9 p.m. and admission is free.

Theater and Arts Briefs Meet local authors at Galaxie Library Dakota County Library’s first local author fair will be held from 1 to 4 p.m. Saturday, Jan. 21, at Galaxie Library, 14955 Galaxie Ave., Apple Valley. Forty adult, teen and children’s authors will be on hand to talk about and sell their books. Keynote speaker David Housewright, a mystery author, will talk about writing and publishing at 1 p.m. The Loft Literary Center will present two workshops: “Tips for Publication” at 2 p.m. and “The Nuts & Bolts of Picture Book Writing” at 3 p.m. Refreshments will be provided and drawings for free books will be held. For more information, visit www.dakotacounty.us/ library, search local author fair, or call (651) 450-2918.

Library starts adult reading program Photo submitted

Blues artist and digitally enhanced one-man band Noah Hoehn will combine acoustic instruments and percussion along with vocals in a performance at 7:30 p.m. Saturday, Jan. 21, at the Lakeville Area Arts Center, 20965 Holyoke Ave. Hoehn is a winner of the McKnight Fellowship for Performing Musicians. Tickets are $15 and are available at the Lakeville Area Arts Center or by calling (952) 985-4640.

The 11th annual Winter Jackets reading program for adults runs Jan. 17 to Feb. 29 at all Dakota County libraries. The program encourages adults to take time to enjoy

the simple pleasure of wintertime reading, write reviews and attend author programs. In addition, for every book read and reviewed, participants are entered into a weekly prize drawing. Author programs include: • Peter Geye, “Safe from the Sea” author, 7 to 8:15 p.m. Thursday, Jan. 19, at Wescott Library, 1340 Wescott Road, Eagan. • Ellen Baker, author of “I Gave My Heart to Know This” and “Keeping the House,” 7 to 8:15 p.m. Wednesday, Jan. 25, at Heritage Library, 20085 Heritage Dr., Lakeville. • William Kent Krueger, author of the Cork O’Connor series, 11 a.m. to noon Saturday, Jan. 28, at Pleasant Hill Library, 1490 S. Frontage Road, Hastings. • John Reimringer, “Vestments” author, 7 to 8:15 p.m. Tuesday, Feb. 21, at Burnhaven Library, 1101 W. County Rd. 42, Burnsville. • Faith Sullivan, author of three novels including “The Cape Ann,” 10:15 to 11:15 a.m. Tuesday, Feb. 28, at Wentworth Library, 199 E. Wentworth Ave., West St. Paul. For more information, visit www.dakotacounty.us/ library and search “winter jackets.”

‘Mama Won’t Fly’ auditions Expressions-Lakeville Community Theater will hold auditions for the comedy “Mama Won’t Fly” from 6:30 to 8 p.m. Monday, Jan. 9, and Tuesday, Jan. 10, and from 1 to 4 p.m. Saturday, Jan. 14, at the Lakeville Area Arts Center, 20965 Holyoke Ave. Auditions will consist of readings from the script. Characters range in age from 30 to 70. Bring a current photo. Performances will be held April 13-15 and 20-22. For more information, contact Andy Wilkins at (612) 2930173 or jandrewwilkins@ gmail.com.

Allegro Choral Academy auditions The Allegro Choral Academy is currently holding auditions for its second semester. Vivace (grades two to three, in Burnsville/Rosemount), Prima Voce (grades four to six, in Lakeville/ Rosemount) and Bel Canto (grades six to eight, in Lakeville/Rosemount). Contact artisticdirector@allegroca.org or visit www.allegroca.org for more information.