1-13-11 - Dakota County Tribune Business Weekly by Dakota County Tribune

JESSICA HARPER T.W. BUDIG JOHN GESSNER

Lakeville software consultant partners with MnSCU 2A First bill of new session aimed at business tax relief 9A LivInn to get new sign that pokes over noise wall 39A

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DATE ##, 2009 JANUARY 13, 2011

VOLUME 30, NUMBER # VOLUME 31, NUMBER 46

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Recipes for success by Stacey Ackerman Do you have a favorite recipe that everyone compliments you on? Do you have a passion for cooking? Have you always dreamt of turning your culinary love into a meaningful business? We’ve profiled three south-metro women who have discovered recipes for success. These women have turned homemade salsa, cookies and lefse into tasty goods that consumers are willing to pay a premium for. While traditionally home-based businesses haven’t been thought of as “real businesses,” that attitude is quickly changing. According to the Journal of Small Business and Entrepreneurship, “home-based entrepreneurship, or operation of an independent income-generating business venture based in or from a business owner’s place of residence, is the small-business ownership choice of over 27 million fulltime and part-time workers in the United States and Canada.” Meet Nancy Peterson, otherwise known as The Salsa Lady. She began marketing salsa and chips in June 2008 at the White Bear Lake farmers’ market. The salsa and chips were originally sold as a two-ounce concession-stand item, but customers kept requesting salsa to take home. Peterson reworked her business model and came up with the perfect homemade jarred salsa recipe. “I played around with different ingredients (at first), but I’ve kept my recipe consistent from the beginning,” said Peterson. She finally came up with four top sellers that she markets today: mild, verde (medium), chipotle (medium) and habanera (hotter). She says that mild is the most popular flavor among Minnesotans, but the habanera customers are the most loyal. Peterson has always had a love for food. She worked at a hotel for 11 years as a server and bartender. She also managed a Taco Bell restaurant. She currently works with a talented chef at a catering company who inspired her to turn her passion for salsa into a business. Peterson is in a risky venture. Since her

INSIDE BIZ FORUM

So many groups promote high school sports and varsity athletics. But how about promoting “varsity academics? JOE NATHAN 4A

Homemade creations make a splash in the marketplace DAKOTA COUNTY TRIBUNE

salsa is made fresh, it has a one-day shelf life. Therefore it takes careful forecasting of sales so she doesn’t throw away profits. “I have to sell it or eat it,” she said. Peterson originally started making her salsa at home, but she has grown enough to rent kitchen space at The Corner Bar in Minneapolis. She had to obtain a commercial license to work out

FORUM

The stakes are high for state-funded health and human services. Seniors should pay attention to where cuts are proposed DON HEINZMAN 4A

See Recipes, Page 40A

BEST PRACTICES

Counterintuitive as it might seem, redos can actually be a good motivation to improve quality and client relations. RYAN ZAKARIASEN 2A BUSINESS 101

Photo by Rick Orndorf

Nancy Peterson

Photo by Rick Orndorf

Penny Dee Brevig

BOB VOSS

The process of planning is an investment in your success. Make ongoing education part of your business plan. 5A

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General 952-894-1111 Distribution 952-846-2070 Advertising 952-846-2011

Please join us for a luncheon as we honor our 2011 Exceptional Businesswomen Thursday, February 3, 2011 at noon

LaGrand Event Center 7083 153rd Street West Apple Valley, MN 55124

Dakota County Tribune BUSINESS WEEKLY

Keynote speaker: Darlene Miller, President and CEO of Permac Industries

To register for the event, please visit www.ThisweekLive.com and click on Exceptional Businesswomen Luncheon

January 13, 2011 DAKOTA COUNTY TRIBUNE BUSINESS WEEKLY

Cutting-edge consultant lands major partner Maverick Software signed agreement with MnSCU that could greatly expand the firm by Jessica Harper DAKOTA COUNTY TRIBUNE

Sidestepping the norm appears to be paying off for a Lakeville software consultant as it looks to expand throughout Minnesota. Maverick Software Consulting recently signed a partnership with Minnesota State College and Universities that will potentially add 60 employees at three new offices. More important, the partnership will enable Maverick — a software consulting firm that exclusively hires college students to perform services for Fortune 500 companies — to obtain additional clients. The company currently has only one — Thomson Reuters in Eagan. “I know there’s corporations in the Twin Cities that it would work well for,” said Martin Hebig, president and co-founder of Maverick Software Consulting. Hebig said the firm is in talks with a few potential clients but declined to name them. Under the partnership, Maverick will be responsible for overhead costs, such as management, while Advanced IT Minnesota, a MnSCU center of excellence designed to help local economies thrive, will be responsible for recruiting students and new clients. Hebig said he hopes each MnSCU university will attract two to three new clients by the end of the year. Recruiters will be paid by Maverick, and each university will receive a percentage

of revenue generated from its office, Hebig said. MnSCU officials were drawn to the idea after noticing the Lakeville company’s success in hiring computer science students at Minnesota State University, Mankato to provide software services for Thomson Reuters. The consulting firm also has offices at three University of Minnesota campuses and one at the University of Wisconsin-Madison. New offices are expected to open within the next few months at Metropolitan State University in Minneapolis, St. Cloud State University and Winona State University. “It’s the best way for students to gain experience and get acquainted with the business community,” said Bruce Lindberg, executive director of Advanced IT Minnesota. Maverick Software Consulting has served as a stepping-stone for students seeking employment at Thomson Reuters, which has hired several Maverick employees upon graduation, Lindberg said. The partnership is not only a win-win for Maverick and students, but also the company’s clients. “We are very pleased with the work the students are doing and happy they are looking to expand this business model to other business,” said Anna Grecco, vice president of technology for Thomson Reuters. “This provides a value to students and our business community.”

Photo by Jessica Harper

Maverick Software Consulting president and co-founder Martin Hebig landed a major partnership with Minnesota State Colleges and Universities that could potentially increase his business exponentially. It benefits employers by familiarizing students with the company’s technology and systems so they are prepared to be brought on full time after graduation, Grecco said. Thomson Reuters has hired several graduates who have provided services through Maverick Software

Consulting, Grecco said. Additionally, at $25 an hour, the company provides Thomson Reuters with information technology services that are less expensive than those performed by offshore services. Although Maverick relies on Thomson Reuters as its sole client, it has proven to

be a profitable venture from day one, Hebig said. Each office generates about $1 million in revenue and $1,000 in profit annually, Hebig said. Revenue and profits have grown each year, he said. Maverick’s business model was inspired by a similar partnership between Hebig’s

alma mater, Minnesota State University, Mankato, and IBM. The company hired students to test its then-new operating system. Hebig and his business partner, Chuck Sherwood, were among those participating. After graduating with a degree in computer science, Hebig founded Maverick Software Consulting in 1999 — naming it after his alma mater’s sports team. He ran the company as an independent consultant for corporations such as Cargill and GMAC until selling a portion of it in 2006 to Sherwood, who serves as vice president. When the partnership between IBM and the university ended, Mankato State’s computer science department began looking to Thomson Reuters as a potential partner. Thomson Reuters liked the idea but didn’t want to pay the overhead, Grecco said. Hebig and Sherwood caught wind of this and offered to set up and manage an office for Thomson Reuters. The company agreed. “It was exciting to start my own company and be able to work with some of the best computer science students and do something different,” Hebig said. As Maverick Software Consulting heads into its 12th year in business, Hebig looks to expand it nationwide. Jessica Harper is at jessica.harper@ecm-inc.com.

Best Practices

Serving customers by doing the work a second time by Ryan Zakariasen SPECIAL TO THE TRIBUNE

Counterintuitive as it might seem, redos can actually be a good motivation to improve quality and client relations at the same time. I feel it is always important to reward quality work. Since redos are one indicator that quality may be a concern, redos are necessary to schedule any time a client isn’t fully satisfied. This encourages employees to avoid the necessity of a redo. This is accomplished by awarding crews with a bonus when they have fewer than 2 percent redos in a month, and doubling it when they have no redos at all, for example. This approach offers several benefits. One of the

Guest Columnist Ryan Zakariasen

most significant is that redos rapidly change from a quality and performance issue into a means of monitoring equipment and materials quality and a means of building solid relationships with clients. Another benefit is that team members watch out for each other and help each other avoid mistakes. After all, if I know that my paycheck and the paychecks of everyone on the team are affected by everyone on my team, then I’m going to make

sure that I hold up my end of the deal and that they do, too. This is particularly so if we each know that if a redo is needed we’ll have to drive 45 minutes back for a job that we’re not making money on. In the long term, this helps build teamwork and helps weed out nonteam players. Coming back to the topic of building solid relationships with clients, it is very important that employees show up for redos with smiles on their faces. If they don’t, then the client may interpret their attitude as sullen and resentful, which can be easily interpreted as

believing the client is being unfair to them, which could in turn then lead to poorerquality work. Clients trust crews that show up in good faith and assure them they will do everything in their power to correct the spill, spot, or traffic pattern. Clients take a big risk when they allow a company into their building, especially after hours or unsupervised by the client. It’s important to show them that you are trustworthy, especially when a job may have had a problem. Trust is invaluable to both us and our clients. When a redo is needed, the crews must show clients what they are doing as they do it and explain the method well. Even if the

problem isn’t corrected due to something beyond their control, the client still gains peace of mind that he or she wasn’t duped. If the problem is fixed then we are not only heroes but the client sees we aren’t petty. This in turn helps create positive energy within crews, an energy that comes across to clients very clearly. It’s also very important to show through positive reinforcement that the team’s effort is noticed. I suggest posting notes on the wall for “over the top” compliments from customers. The crews love seeing the wall grow, and everyone wants to know that their efforts have been noticed. Profit sharing is a great

idea as well. As a result, all employees have a stake in the quality of their work and how well the company does. These policies work in both increased quality and morale. I think they would transfer seamlessly to nearly any service industry. It’s not only effective but also morally the ideal way to treat both employees and clients. At least I think so. Ryan Zakariasen is an owner of Commercial Steam Team Carpet and Upholstery Cleaners and can be reached at (952) 224-7222, commercialstreamteam.com and ryan@ commercialstreamteam.com. Columns reflect the opinion of the author.

DAKOTA COUNTY TRIBUNE BUSINESS WEEKLY January 13, 2011

Buzz People, places and pursuits creating buzz in Dakota County business this week as submitted by the local business community

Accolades JOHN JOHNSON Named Executive of the Year byMinneapolis St. Paul Business Journal

John Johnson, who retired Dec. 31 as chief executive officer and president of CHS Inc., Inver Grove Heights, was recognized as Executive of Year by the Minneapolis St. Paul Business Journal in its Jan. 7 publication. Johnson was selected because of his success creating and building CHS into one of the largest agriculture companies in the country, and for his contributions to the industry and local community.

CAROL A. KEYES

Business Briefs

NEW DCR CHAMBER OF COMMERCE MEMBERS

US FEDERAL CREDIT UNION DONATES EYEWEAR TO ONESIGHT

LAKEVILLE YEAR-END BUILDING PERMIT REPORT

New members of the Dakota County Regional Chamber of Commerce:

Employees of Burnsville-based US Federal Credit Union donated their used eyewear to provide basic vision care for those in need. USFCU ran a donation campaign from October through December 2010. At the conclusion of the campaign, USFCU obtained 33 pairs of used eyewear to donate to OneSight. Donated eyewear ranged from children’s glasses to prescription sunglasses. OneSight is a family of charitable nonprofit programs dedicated since 1988 to improving vision through outreach, research and education. OneSight volunteers sort, clean and repair hundreds of pairs of donated used eyewear. Glasses are then sent to temporary vision clinics set up where eye care is either scarce or nonexistent. OneSight efforts have helped more than 6 million people around the world see more clearly.

The city of Lakeville issued building permits with a total valuation of $54.31 million in 2010. This compares with a total valuation of $72.78 million in 2009. The city issued commercial and industrial permits with a total valuation of $3.74 million in 2010, compared with a total valuation of $7.34 million in 2009. The city issued permits for 129 single-family homes in 2010 with a total valuation of $35.55 million. This compares with 126 singlefamily home permits in 2009 with a total valuation of $34.84 million. The city also issued permits for 11 detached townhomes, twin homes, and townhomes in 2010 with a total valuation of $3.17 million. This compares with 55 permits for detached townhomes, twin homes, and townhomes in 2009 with a total valuation of $6.17 million. According to a recent press release from the Builders Association of the Twin Cities, Lakeville was fifth in the Twin Cities metro area in terms of the number of new residential permits in 2010 behind Maple Grove, Blaine, Woodbury, and Shakopee.

• AmeriPride 700 Industrial Boulevard N.E. Minneapolis, Minn. (612) 331-1600 www.ameripride.com • Brackett’s Crossing Country Club 17976 Judicial Road Lakeville, Minn. (952) 435-7600 www.brackettscrossingcc.com • Heartland Payment Systems 15720 Cicerone Path, Rosemount (612) 325-7275 www.heartlandpaymentsystems.com

Becomes a Certiﬁed Safety Professional (CSP)

Dakota County Regional Chamber of Commerce member Carol A. Keyes, one of the owners of Complete Health, Environmental & Safety Services Inc. (CHESS Inc.), an occupational health and safety consulting firm based in Woodbury, has completed all requirements for certification as a Certified Safety Professional (CSP). The certification is awarded to individuals who meet academic standards and professional safety experience requirements, and have passed two rigorous examinations. The examinations cover engineering and management aspects of safety, applied sciences, legal and regulatory matters, professional affairs, and other safety-related topics. Certified Safety Professionals specialize in protecting workers, the public, property and the environment by identifying, evaluating and controlling hazards. The CSP directs safety programs at a corporate level to reduce risk and loss.

Business Briefs

TWIN CITIES GAS PRICES RISE Average retail gasoline prices in the Twin Cities have risen 8.6 cents per gallon in the past week, averaging $3.09 per gallon on Jan. 9. This compares with the national average increase of 1.7 cents per gallon in the last week to $3.07, according to gasoline price website TwinCitiesGasPrices.com. Including the change in gas prices in Twin Cities during the past week, prices on Jan. 9 were 36.1 cents per gallon higher than the same day one year ago and are 14.5 cents per gallon higher than a month ago. The national average has increased 10 cents per gallon during the last month and stands 32.3 cents per gallon higher than this day one year ago.

NEW BURNSVILLE CPA FIRM FIGHTS PANCREATIC CANCER Nancy Marian, CPA, is gearing up for the first tax season as the newest CPA firm in Burnsville — Marian Tax & Accounting Services LLC. The business is unique in its passion to make a difference in the fight against pancreatic cancer, which claimed Marian’s mother. In addition, two of Marian’s sons have been diagnosed with pre-cancerous tumors. Marian’s online filing service, accessible at www.purplecpa.com, benefits the Pancreatic Cancer Action Network. She can be reached at (952) 406-8485.

LAKEVILLE’S STRATEGIC PLAN FOR ECONOMIC DEVELOPMENT The Lakeville City Council adopted the Economic Development Commission’s 2011-2013 Strategic Plan for Economic Development at its Dec. 6 meeting. The newly adopted plan highlights four main goals for the upcoming three-year plan period: • Creation of a marketing plan. • Creation of a toolbox of incentives. • Advocacy of key transportation and infrastructure initiatives. • Monitoring and encouraging telecommunication services, a better regulatory environment, low tax rates, and work force housing. The EDC will continue to work with City Council and staff to create a work plan to implement these newly adopted goals over the next three years.

US FEDERAL CREDIT UNION HOSTS WINTER BLOOD DRIVE US Federal Credit Union will host its biannual Memorial Blood Centers blood drive from 9 a.m. to 1 p.m. Friday, Jan. 21, in the USFCU parking lot at 1400 Riverwood Drive in Burnsville. For contact and registration information or to sign up for this event, go to www.mbc.org.

Submission to Buzz The Dakota County Tribune Business Weekly includes promotions, new hires, retirements, awards and other such business news on the Buzz page. If you have an announcement you would like included in this part of the newspaper, send submissions by e-mail to jessica.harper@ecm-inc.com, fax to (952) 846-2010 or mail it to the Burnsville office at 12190 County Road 11, Burnsville, MN 55337. When sending a photo by e-mail be sure that it is 200 dpi or greater. Include a daytime phone number if someone from the newsroom needs to contact the business for additional information. Deadline is 5 p.m. Friday prior to Thursday edition. Submission of information does not guarantee publication. All items are subject to editing. Tips on what to include in the submission are: names, titles, dates, business name, brief description of the news taking place, brief description of the business, contact names and numbers.

Submissions to Buzz: www.DakotaCountyTribune.biz

January 13, 2011 DAKOTA COUNTY TRIBUNE BUSINESS WEEKLY

Forum Commentary and opinion regarding issues in the world of business and public policy

Helping the Concord Review honor and promote ‘varsity academics’ by Joe Nathan SPECIAL TO THE TRIBUNE

Will Fitzhugh lives and works with a powerful, provocative philosophy. He believes “that the pursuit of academic excellence in secondary schools should be given the same attention as the pursuit of excellence in sports and other extracurricular activities … Varsity athletics and athletes are celebrated everywhere. We celebrate Varsity Academics.” (Fitzhugh’s emphasis) I’d like to help spread his ideas and work. Since 1988, former public school teacher Fitzhugh has published The Concord Review. This quarterly magazine contains one thing: outstanding research papers in history, written by high school students. According to Fitzhugh, “The magazine has published 923 such essays, averaging 5,500 words including endnotes and bibliography.” So today, I am offering the first five high schools that contact me a small amount of money to work with Fit-

Guest Columnist Joe Nathan

zhugh. Here’s how. You agree to pay half of the $40 oneyear subscription rate of The Concord Review, and I’ll pay the other half. This is open to schools, parents, community groups — if you pay half, I’ll pay half. Fitzhugh believes, and I agree, that writing a research paper is not just for those planning to be professors Reading and assessing sometimes conflicting opinions and versions of events helps young people learn how to gather and evaluate evidence and reach informed opinions. Those are vital skills in a democracy. The current issue includes essays on Theodore Roosevelt, the Battle of Gettysburg, Sinn Fein, election battles be-

tween Henry Cabot Lodge and John F. Kennedy, and several others. Students have written on a vast array of subjects, such as the history of the “Ferris Wheel,” whether Abigail Adams really was a feminist, legacy of medical practices in the Civil War, and efforts to suppress “The Wizard of Oz.” Minnesota and Wisconsin high school students have published essays in the TCR. The current issue contains essays written by students in California, Connecticut, Illinois, Massachusetts, New Jersey, New York, as well as Canada and Korea. High school students from the United States and other countries have written these essays as part of Advanced Placement, International Baccalaureate, independent study and other challenging classes. TCR essays have helped students be admitted to places like Harvard, Yale, MIT, Stanford, Princeton, Macalester, Stanford, etc.

Health and human service cuts are worrisome by Don Heinzman DAKOTA COUNTY TRIBUNE

There’s a growing concern over what will happen to care for the elderly if state legislators significantly cut the health and human services budget. The state sets the rates nursing homes can charge that determine the level of service providers can give the elderly. It also funds waiver programs that enable seniors to live in their own homes and assisted-living facilities. Stakes are high for state-funded health care, because it’s being suggested that $1 billion be cut from the health and human services budget for fiscal years 2011 and 2012. Adding to the problem, stimulus funds that flowed through federal Medicaid will expire. Where the federal government now is providing 62 percent of Medicaid funding, including stimulus dollars, that match is likely to drop to 50-50. Up to now, the Legislature has been able to provide state funding necessary to care for the elderly, but that could change with the state facing a $6.2 billion deficit. If funding for K-12 education is protected, the Legislature must look at cutting health and human services funding. Rep. James Abeler of Anoka, who is the new chair of the Health and Human Services Committee, says programs for the disabled and for residents

Columnist

Don Heinzman in nursing home care will be protected. He says, however, that programs for able-bodied people may lose some funding in the next budget. Abeler agrees that $1 billion will be cut from the human services general fund, but he adds that there is $1.5 billion of projected growth for the biennium — from $10.5 billion to $12 billion. The $12 billion is the state’s share of the $24 billion health and human services biennium general fund, the other half being federal money. This biennium, the total Health and Human Services Department budget is $23.5 billion, of which $8.8 billion is the state’s share. The budget for elderly programs from those amounts is $3.5 billion, of which the state’s share is $1.4 billion. One thrust of human services is to keep seniors living in their own homes longer. To that end, the state funds programs to provide services in private homes for elderly residents who are at risk of going into nursing homes. Such a program is cost-effective because the state on average pays $9,000 a month through Medicaid funds to

provide nursing home care for one person. (About 60 percent of patients in nursing homes receive state and federal assistance.) The big cut could come in the waiver programs that enable the elderly to live in their homes longer. Abeler, however, believes that eliminating unnecessary Medicaid-funded treatments and cutting other costs can save $1 billion, while protecting the programs for the disabled and nursing home patients. The alternative to cutting spending for health care for the elderly and disabled is to raise revenues, something Republican legislators who control both houses oppose. Even by reducing the health and human services budget to single-digit increases, Abeler says Minnesota will continue to be more generous than surrounding states in providing health and human services. Meanwhile, seniors should pay attention to where cuts are being proposed for the health and human services programs and let their legislators know they are concerned. Don Heinzman is chairman of the ECM Publishers Inc. Editorial Board. Thisweek Newspapers and the Dakota County Tribune are part of ECM. He is at don.heinzman@ecm-inc.com. Columns reflect the opinion of the author.

Submissions to Forum: www.DakotaCountyTribune.biz

The New York Times and Wall Street Journal have praised the magazine. His work has been commended by the late American Federation of Teachers president Al Shanker, historians David McCullough and Arthur Schlesinger, Jr. and in letters from hundreds of students, teachers and parents. Fitzhugh, now in his 70s, has made this his life’s work. What a wonderful contribution to young people, and this country. So many groups promote high school sports and varsity athletics. And sports can be very valuable. But how about promoting what Fitzhugh calls “Varsity Academics?” Will you, or a group you know, please help? Joe Nathan is a former public school teacher, administrator, PTA president, and now directs the Center for School Change at Macalester College. He can be reached at jnathan@macalester.edu. Columns reflect the opinion of the author.

Dakota County Tribune BUSINESS WEEKLY

(USPS 147240) Publisher............................. Julian Andersen President ........................ Marge Winkelman General Manager, Editor ...... Larry Werner Managing Editor ....................John Gessner Business Editor ..................... Jessica Harper Sales Manager ........................Mike Jetchick Production Manager............. Ellen Reierson Business Manager.................... Eva Mooney Buzz submissions... jessica.harper@ecm-inc.com Business Briefs ...... darcy.odden@ecm-inc.com Story ideas ............ jessica.harper@ecm-inc.com Letters ......................tad.johnson@ecm-inc.com Advertising ..................... ads.dct@ecm-inc.com

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DAKOTA COUNTY TRIBUNE BUSINESS WEEKLY January 13, 2011

Financial Sense

Set your money resolutions for 2011 early The holiday season brings considerable focus on money issues. People are generally spending more around this time of year, and if one’s financial circumstances are precarious, it’s a time of considerable stress. In fact, the American Psychological Association’s Stress in America survey, released last month, revealed that money (76 percent), work (70 percent) and the economy (65 percent) remain the most often-cited sources of stress for Americans. That’s why it’s a good idea to make some specific money resolutions for 2010. If financial stress is part of your life, resolve to extinguish it over the next year. Consider the following resolutions to lead a better financial life in 2011. 1. To put your most important goals on paper: What do you really want out of life? Granted, all great dreams don’t cost money, but many of them do. Money buys freedom — to travel, to retire early, to start a business, to change careers. Putting goals in writing gives them formality and a starting point for the planning you must do. 2. To understand how much risk you can really tolerate: One of the most

beneficial things financial planners do is help you articulate your financial goals and establish (or re-establish) your tolerance for risk. Even though the market has recovered from the crash of 2008, it’s worth revisiting your capacity for risk. 3. To track your spending: If you haven’t purchased financial accounting software or set up a reliable accounting method of your own, this is the year to do it. Diligent expense tracking is the first critical step to getting personal finances in order. Free resources like Mint.com also offer financial planning software, but always check the security of your data. By tracking your spending, you will be able to distinguish the fixed committed expenses from the discretionary expenses. 4. Cut back on nonessential spending: Whether it’s designer coffee, nightly carry-out or too many trips to the mall, once you start to track your spending, it will be easier to identify areas from which where you can make adjustments. You don’t have to give up treats completely — just make them treats. 5. Get some professional advice: Maybe you’ve always completed your taxes

alone and put your faith in your employer’s retirement plans to chart your financial future. If you’re like most people in this position, your goals are still far from reach. Get references for qualified tax professionals and consider consulting with a financial planning professional to discuss your current retirement savings and

what s t e p s you can take t o improve your situation. 6. Put the credit cards away: If you can’t ever seem to get yourself completely out of credit card debt, make this the year to do it. Take inventory of your balances, figure out if you can consolidate them under your lowest-rate card, and resolve to pay off an amount that exceeds the minimum — on time, every month. Once your cards are paid off, don’t close them —that could have an adverse effect on your credit score. Just put small repeat purchases on them that you can pay

off in total at the end of the month to keep them active. Oh, and pay cash from now on. 7. To save: If you haven’t signed up for your employer’s 401(k) plan or begun a savings plan tailored for the self-employed, this is the year. And resolve to save at least 5 to 10 percent of

y o u r take-home pay based on your cash flow, and place the maximum in whatever retirement savings plans you qualify for, especially if your employer will match all or part of that contribution. 8. To get ahead on your mortgage: This advice isn’t for everybody, but if you’ve paid off your credit cards, apply the same principle to your mortgage payment. Every dollar you prepay will potentially save thousands in interest over the life of the loan if you plan to stay in your home long-term. In fact, if you make one extra payment a year, either at once or in equal monthly

shares over the course of a year, you can cut at least five years of payments on a 30year loan. Just don’t short your retirement investment plans to accomplish this. 9. To invest in yourself: If going back to college or taking specific coursework will help you advance in your career, plan to do it. If investing in a health club membership that you actually use makes sense for your health as well as your insurance costs, do it. 10. To redefine the way you shop for essentials: Most people were forced to change their shopping habits during the recession, but there are still ways to finetune. As a suggestion, get a legal pad and create a centralized shopping list — use a single page for groceries, stock-up goods (it’s wise to start buying essentials in bulk if you can measure the savings), and note bigger expenditures you’ll need to make at specific times. Taking that pad with you wherever you spend money is a good way to keep a grip on your wallet as long as you don’t stray from the list. 11. To attack that miscellaneous column: Do you really need premium cable? How much are you paying for your Internet service?

Consider bundling your Internet, cable and telephone service with one provider. Can you wear a sweater around the house and lower the thermostat? In every budget, there are items that can be cut — or at least trimmed. Take a hard look at all your “essentials” to see how essential they really are. Aim for a target of at least 10 percent in savings every time you cut and start setting that money aside on a regular basis. 12. Bid out your insurance: All insurance you buy for yourself — home, auto, health and beyond — should be bid out once a year. Home and auto should be bought together because the savings are generally better. 13. Prescription drugs: Consult with your primary care physician to determine if any of your medication has generic formulary available. This column is provided by the Financial Planning Association (FPA) of Minnesota, the leadership and advocacy organization connecting those who provide, support and benefit from professional financial planning. FPA of Minnesota can be found online at www. fpamn.org.

Business 101

Make ongoing education part of your business plan by Robert Voss SPECIAL TO THE TRIBUNE

Every entrepreneur gets an education in their first year of operating a new business. It’s often called the “School of Hard Knocks” for obvious reasons. No matter how long you’ve been in business, you’re never immune to being blind sided by something that can threaten the survival of your business. Learning the right way to start and manage a business is how you inoculate yourself against the vagaries of the marketplace. With planning as a central theme, I want to share some things I’ve learned as a business entrepreneurship instructor at Dakota County Technical College. Education is an advanced form of planning that helps you prepare for challenges in the future. Whether you are just launching your business or are a serial entrepreneur, you have to keep on learning to survive.

Make It Happen Bob Voss

How do you plan for learning? Step one is to make it a priority. Plan for it. Set aside time for it. Think about every successful salesperson you’ve ever met. They are always listening to sales-oriented instructional recordings, or reading the latest book written by a national bestselling guru. They make time to learn. Some listen to books on tape or CD in the car or wherever they have downtime. They make reading part of their routine. They sign up for one or more of the hundreds of sales seminars offered in the area each year. Many entrepreneurs are voracious consumers of business books, webinars or podcasts, whatever it takes

to keep current. If you have a subject This self-directed you would like to see approach is great the Make It Happen as far as it goes. columnists explore, Oftentimes, busicontact Chris Hayes at ness owners need (651) 423-8266, or chris.hayes@dctc.edu. to go more in depth, exploring tive analysis to verify that areas outside their exper- the first year: 1. Entrepreneurs don’t their business has a high tise. make it because they realprobability of success That’s where short-term In starting a business, college programs come in. ize too late they lack the If you’ve had a lot of sales knowledge, traits or skills confidence is a major key training, it’s not hard to stay needed for starting and to success. You need to have confidence in your plan, on top of it. But if you’ve growing a business 2. Entrepreneurs don’t confidence in your research, never studied bookkeeping, a self-help book may not be make it because they start a confidence in your ability to business without first veri- acquire and retain customenough. Choosing an accredited fying that they can obtain ers, and confidence in yourcollege is vital, and find- the prices they charge for self. By equipping yourself ing one in Minnesota that their products or services, with the tried-and-true offers entrepreneurship or that their business model skill sets taught in the best programs isn’t easy. Results will allow them to make entrepreneurship programs, show that getting an edu- enough profit to meet their you are giving yourself a tremendous boost in confication prior to launching a financial goals 3. Entrepreneurs don’t dence. business dramatically lowmake it because they don’t Another major benefit ers the failure rate of firsthave a plan in place to con- of taking formal entrepreyear businesses. The process of planning stantly and consistently get neurship classes is that the relationships formed in the is an investment in your new customers 4. Entrepreneurs don’t classroom last long past success. Not planning, however, is a major contributor make it because they the conclusion of the class. to the four most common haven’t done enough plan- Many students become cusreasons businesses fail in ning, research and competi- tomers of each other, and it

In Brief

is not uncommon to have actual business transactions taking place before class, after class and even during breaks. Many informal networking groups of entrepreneur students spring up with members keeping in contact for support and the exchange of ideas. Many new business owners are consumed by the process of launching their business. Time is the one thing they don’t think they can afford. The reality is that time spent planning is a business survival skill. With all the flexible education options available, most new business owners should be able fit schooling into their schedule. Robert Voss is an entrepreneur instructor at Dakota County Technical College in Rosemount and counselor at the Small Business Development Center in Apple Valley. He can be reached at voss@dctc.edu.

January 13, 2011 DAKOTA COUNTY TRIBUNE BUSINESS WEEKLY

News Roundup Recent news from around Dakota County

Apple Valley

Eagan

Rare Malayan tapir now on exhibit at Minnesota Zoo

Photo submitted

One-year-old “Jon-hi,” a Malayan tapir, recently came to the Minnesota Zoo in Apple Valley from the Omaha Zoo and is now on exhibit on the zoo’s Tropics Trail. Eventually the zoo plans on breeding Jon-hi with its resident female tapir, seven-year-old “Bertie,” but for now Jon-hi will be on exhibit in the mornings and Bertie in the afternoons. According to zoo staff, Malayan tapirs are one of the most endangered species in Southeast Asia, with populations declining due to habitat loss from deforestation, flooding caused by the construction of dams, and illegal trade. Though they resemble anteaters, Malayan tapirs are closely related to horses and rhinoceroses; there are less than 50 Malayan tapirs in U.S. zoos.

Burnsville State reports case of sexual abuse at senior residence A male caregiver partially disrobed and sexually assaulted a female client at a senior residence in Burnsville, according to a Minnesota Department of Health investigation. The alleged incident occurred the evening of July 14 at The Rivers, an independent and assisted-living campus at 11111 River Hills Drive. The man hasn’t worked there since the incident, according to Administrator Kathy Johnson, who declined to say whether he’d been fired. Burnsville police and the Dakota County attorney have an ongoing criminal investigation of the incident. A decision on charging the man is forthcoming, said Monica Jensen, spokeswoman for the county attorney’s office. Investigators didn’t release the age of the woman or the name or age of the caregiver. He’s been disqualified from working in state-licensed health facilities for violating Minnesota’s Vulnerable Adults Act, French said. Also violating the state law was Transition Healthcare LLC, the company that provides care at The Rivers, for not immediately reporting the incident to the state, the investigation found. Five days passed before the woman’s suspected maltreatment was reported, according to the investigation report. Transition Healthcare says it is now in compliance with the law, French said. “Once we do a follow-up visit and find them in compliance with it, then that’s it,” she said, adding that she’s not sure whether the visit has occurred yet. The company could be fined for not complying, French said. Transition Healthcare LLC provides services at six metro-area senior campuses owned by Lang Nelson Associates Inc. — John Gessner

Vietnam veteran gets award, 40 years overdue An Eagan man recently received a longoverdue honor for his service in the Vietnam War more than 40 years ago. In a ceremony held Dec. 29, Tim Callister was presented with the Distinguished Flying Cross as wife Barbara, daughter Jill, and father Gale looked on. “It’s a nice award to have,” he said. “It’s kind of the ultimate for Submitted photo a pilot to get awarded Tim Callister, who retired as direcsomething like this.” tor of the Minneapolis-St. Paul InCallister, an Army ternational Airport in 2004, finally pilot from 1968 to received his Distinguished Flying 1971, was honored for Cross medal Dec. 29, 40 years after his acts of heroism on he was notified he would receive Aug. 24, 1970. the award. That day, Callister flew a Huey helicopter gunship to provide fire support for a transport chopper as it extracted a long-range reconnaissance patrol. As his helicopter was hit with small arms and automatic weapons fire, he stayed and continued to fire at the enemy so the team could be safely extracted. Callister was awarded the Distinguished Flying Cross more than 40 years ago, but never received the medal itself. He never really followed up on it, he said, because “you get busy with life and you don’t think about it.” Callister had also been the recipient of a Bronze Star and a handful of other medals, which he did receive back when they were originally awarded. But the Flying Cross never showed up. A conversation with John Dorle, senior veterans service officer for Dakota County, started the ball rolling. “I explained to him, and he agreed, that it was time to get that taken care of,” Dorle said. Dorle said he’s not surprised that Callister never pursued the award. The Vietnam War was an unpopular one, and its veterans were not treated well when they returned home. “They just wanted to get on with their lives and be done with it,” he said. “They didn’t want anything to do with the military.” Callister is also a very humble person, Dorle said. “This is a man who saw war at is worst. The last thing these guys do is puff out their chests and say, ‘I deserve this,’ ” he said. “They’re just happy to be alive.” Dorle said Callister is particularly humble about his actions that day in 1970, which went above and beyond the call of duty. “I asked him, do you realize you’re responsible for a lot of people being alive? He just shrugged it off and said, ‘I just did my job,’ ” Dorle said. “But if he was just doing his job, he never would have gotten that award.” It took more than a year to finally secure the medal, which was presented to Callister by former Eagan state Sen. Jim Carlson at Callister’s request. After Vietnam, Callister finished his military service in Texas and went back to finish his college degree, later serving in the Minnesota Army National Guard. He went on to become the airport director for the Minneapolis-St. Paul International Airport, where he retired in 2004 after 30 years of service. He is now working as a consultant. Callister said he’s pleased to have finally gotten the medal, but hasn’t yet thought about where he will put it. “The other ones were in a drawer, so maybe it’s time to think about showing them the light of day,” he said. — Erin Johnson

Eagan E-TV wins national awards The city of Eagan’s cable access station has garnered several accolades since its debut in 2009. Last spring it was honored by the Humphrey Institute’s Public and Nonprofit Leadership Center for its unique public-private partnership with Thomson Reuters. Now the station has won two first-place awards in government programming from the National Association of Telecommunications Officers and Advisors. NATOA serves as the national trade association for community television stations. The first award, for best promotion of a city, was given to Eagan for its 150th anniversary/Founder’s Day historical reenactment video, and the other was awarded for the city’s “Make Me a Monster Contest Promo” video. The historical reenactment video was also nominated in two categories for a regional Emmy. Eagan Television, or E-TV, is a four-person studio operating out of an 870-square-foot space in the lower level of the Thomson Reuters Eagan campus. The city is proud to have received the awards, said Tom Garrison, Eagan’s director of communications. “Building on the success of E-TV’s award for government innovation, to have now received the highest honors in the country in two categories from our peers in community television is another sign that we’re building something special in the programming available on Eagan Television,” he said. — Erin Johnson

Eagan man pleads guilty in fatal Inver Grove crash An Eagan man has pleaded guilty to causing a fatal crash in 2008 that killed his passenger and severely injured the occupants of the other vehicle. Matthew Russell Willis, 26, has pleaded guilty to one count of criminal vehicular homicide and two counts of criminal vehicular operation causing great bodily harm. He is scheduled for sentencing March 7. Authorities said Willis was speeding around a curve the morning of May 10, 2008, when he hit his brakes and lost control, causing his car to skid into oncoming traffic. His black BMW crashed head-on into a Chevy SUV driving in the opposite direction. Willis was driving northbound on Highway 3 near 82nd Street in Inver Grove Heights at the time of the crash, according to the criminal complaint. Willis suffered serious injuries in the crash and was transported to Regions Hospital in St. Paul. His passenger, a 22-year-old identified as E.M.N. in the criminal complaint, was pronounced dead at the scene. An autopsy revealed the passenger died from multiple traumatic injuries, including a brain injury, skull fractures and liver lacerations. The driver of the SUV was transported to Regions where she was hospitalized for a week with traumatic brain injury and fractures to the ribs, neck and sternum. She ultimately was out of work for about five months for surgeries and treatment, said Dakota County Attorney James Backstrom. The passenger of the SUV was also transported to Regions with severe injuries, including two broken arms, a collapsed lung and a broken pelvis. She, too, will suffer lifelong consequences from this collision, Backstrom said. The State Patrol reconstructed the crash and determined the BMW was traveling 75 mph in a 50-mph zone. The Chevy SUV was traveling about 32 mph at the point of impact. There were no road or weather conditions that contributed to the crash that night, the State Patrol said. According to state sentencing guidelines, Willis is facing 48 months in prison for the homicide charge, but the judge could choose an upward or downward departure. The judge could also add more prison time for the two other counts, Backstrom said. — Erin Johnson

DAKOTA COUNTY TRIBUNE BUSINESS WEEKLY January 13, 2011

News Roundup

Farmington

Lakeville

Rosemount

Outside help sought in Burke misconduct investigation

Lakeville School Board stalemate is temporary

City Council plans three days of candidate interviews

Like a game of hot potato, Farmington School Board Member Tim Burke’s alleged misconduct case has been tossed around among attorneys from various jurisdictions. District 192 attorney Michael Waldspurger passed the case to Dakota County Attorney James Backstrom after Jim Martin, a private lawyer whom District 192 hired to investigate Burke, found in December there are possible grounds for criminal charges. These charges are associated with possible misconduct attributed to Burke’s alleged treatment of district employees and possible communication of confidential personnel information from closed meetings. But Backstrom’s office announced it will not prosecute the case because it does not deal with non-felonies. It forwarded the case to Farmington City Attorney Joel Jamnik. The alleged offenses “are misdemeanors and gross misdemeanors,” said Chief Deputy Dakota County Attorney Phil Prokopowicz. “State law says those are handled by the office of the city attorney.” But Jamnik will not pursue the case, either. At the Jan. 3 Farmington City Council meeting, Jamnik said he will seek outside council to review the case to avoid public perception of a conflict of interest. Costs for the investigation and prosecution would be borne by the city, a prospect that concerned council members who spent much of 2010 battling to cut an already tight 2011 budget. If charges against Burke are pursued, Jamnik added, “I don’t anticipate it to be a simple, cheap prosecution.” Council members asked if they had to move the case forward, but Jamnik said a decision whether to pursue charges can’t be made until all the information is reviewed. In a later interview, Jamnik said he’s concerned about whether they will find an attorney’s office with enough time and resources to review the information. “When we first contact someone, that’s going to be a question that they’re going to ask: How much time is going to be spent on this,” Jamnik said.

After some politely heated discussion at a special meeting, the Lakeville School Board decided to put off electing a board chair until the first official board meeting Tuesday, Jan. 11. Current board chairwoman Judy Keliher is seeking a fourth year in that position. Board Member Roz Peterson, who has campaigned for the position in the past, is pursuing it again this year. The six-member School Board was tied three-to-three over the decision. Kathy Lewis and Jim Skelly said they supported a “continuity of leadership” during a time of budget cuts and change in the district. Bob Erickson and Michelle Volk expressed support for Peterson to change up the leadership and offer a different direction. The district faces almost $16 million in budget adjustments for the 2011-12 and 2012-13 school year. Programs and staffing could be cut. The closure of a school in one of Lakeville’s low-enrollment neighborhoods is likely imminent.

It will take at least 10 hours over three days for Rosemount City Council members to interview all 18 residents who have applied to fulfill the remaining two years of Kurt Bills’ council term. The vacancy, created when Bills was elected to the Minnesota House on Nov. 2, is expected to be filled by February. Applicants include several residents who ran in the November election and some who were eliminated in the August primary. Residents who applied by the Dec. 30 deadline are: Amal Abdulahi, Gloria Jorgenson, Joseph K. Kurle, Dennis Winsor, Robert Leuth, Patrick Staley, Maila C. Ellefson, Matthew J. Kearney, David J. Ganfield, Denise Lyn Bednar, Pamela L. VanderWiel, Sharon E. Peterson, Tim Judy, William Olson, Paul Ness, Ryan Johnson, Jeanne Schwartz and Shawn Mulhern. Ellefson and Winsor lost their bids for a seat on the council in the primary, and Kurle and Judy were defeated by incumbents Kim Shoe-Corrigan and Mark DeBettignies in the election. Council members set interviews for Jan. 11 and 12 from 6 to 9 p.m., and on Jan. 15 from 9 a.m. to 1 p.m. All interviews will be conducted by the full council and open to the public. The council designated Jan. 19 for a second round of interviews, if they are needed. On Jan. 15, after the first interviews have been completed, the council will announce either the candidate selected or name the candidates who will be asked back for second interviews. Rep. Bills will be honored at a reception on Tuesday, Jan. 18, from 6:30 to 7:15 p.m. in the council chambers at Rosemount City Hall. The public is invited to the event, which will take place between that night’s Port Authority and council meetings. — Laura Adelmann

Costs When the Farmington School Board voted in November to hire an independent investigator to determine whether Burke had conducted himself inappropriately, it set a spending target at less than $10,000. In an e-mail from former School Board Chair Veronica Walter to the board (and forwarded to Thisweek from Burke), she said that Martin’s investigation actually ended up with a price tag of $14,394.78. “However, because of the urges to keep the cost as close to $10,000.00 as possible Mr. Martin reduced this to $12,000.00,” Walter wrote. “I do believe that this is fair for all the time and effort in this matter, even though it did exceed our $10,000.00 mark.” Martin did end up reducing the final charge to $10,000. In addition to potential charges, as a result of the findings the board voted 4-2 in December to censure Burke. The allegations that were a catalyst for these proceedings centered on complaints that Burke bullied district staff members and burdened them with excessive information requests. Anticipating a legal battle, Burke has set up a legal defense fund website. “I expect my own legal fees will run to several thousand dollars,” Burke wrote.

Heated but cordial A common refrain for those who supported Keliher maintaining her role was that with major changes coming up in the district, a board position status quo would provide an aura of stability, perhaps akin to the old adage regarding not changing horses midstream. Peterson and her supporters had a different perspective. Peterson said that when she threw her name in the hat last year for the board chair position she was told the same refrain: This year has too many challenges. Maybe next year? “But every year has challenges,” Peterson said. “I do believe this is a season of change. Judy, you’ve been a great leader – you really have — but it’s been four years and it is time for a change.” Peterson addressed a perennial problem on the board: that pesky three-to-three split. “The only way to come to consensus is to understand where everybody’s coming from,” Peterson said. “You need to get at least four on board. We can’t be stuck at three-to-three.” Keliher said her experience as board chairwoman qualifies her to keep the position. Both women touted their credentials as business owners and community leaders. Peterson, a successful commercial real estate developer, has owned several businesses, served as head of chambers of commerce and has four years as a School Board member under her belt, among other things. Keliher has also run her own business, has served on the board since 1997 and is a successful sales manager in a corporate setting, among other things. Erickson complimented Keliher on her ability to be a successful board leader without devolving to a position of too much control. That said, he emphasized that things need to change.

Setting the agenda

There was some debate over the duties and influence of the board chair position — debate that mostly adhered to the three-to-three split. Those on Peterson’s side said the board chair would have the ability to set an agenda and a certain tone for the board going forward — whether through the role as agenda gatekeeper or media contact, or something else. Those on Keliher’s side insisted that very few, if any, requests for inclusion of an item on the agenda were rebuked. Volk said the leader can make a difference, if not as change for the sake of change then regarding the process of making decisions. Ultimately, the School Board decided to have Board Member Jim Skelly conduct the first official meeting of the — Aaron Vehling and Laura Adelmann year ( Jan. 11) when the board members make their decision. By state law they have to decide on a chairwoman at the next School Board meeting. — Aaron Vehling

‘Irish’ freshman dances his way to Dublin From the moment Evan Lowe first saw an Irish dance performance at St. Paul’s Harriet Island, he knew he was hooked. All he wanted from then on was to become a famous dancer. “The music is so inspiring,” said Lowe, a 14-year-old freshman at Rosemount High School. Now Lowe is one step closer to fulfilling his dream as he heads to Dublin, Ireland, in April to compete in the World Irish Dancing Championships. This will be Lowe’s first trip overseas. As an Irish descendent, Lowe said he is excited to explore his ancestral homeland. He said he would love to take along his mom, Patty Spencer, whose mother is an Irish immigrant. It is her heritage that drives much of Lowe’s passion for the dance. Spencer said it has been her life-long dream to visit Ireland, but she does not have the funds, adding that they plan to hold fundraisers to help pay for Lowe’s trip. Lowe started performing Irish dances with a local school when he was 7 years old, and quickly moved to its top level. By the time he was in eighth grade, Lowe was itching to compete so he joined O’Shea Irish Dance in St. Paul. His teacher and the school’s founder, Cormac O’Shea, is an original “Riverdance” performer. In June, Lowe won the Mid-America Oireachtas regional championship in Chicago, which enabled him to qualify for the world championship. Lowe took home four awards, including the traveling championship trophy. Lowe said he hopes the championships will help launch a dancing career after high school. He said he would like to join the Trinity Irish Dance Company in Chicago. “It would mean a lot for me to get into the show,” he said. — Jessica Harper

January 13, 2011 DAKOTA COUNTY TRIBUNE BUSINESS WEEKLY

County-wide Business After Hours event The annual Dakota County Business After Hours Networking Trade Show was held in November at Brackett’s Crossing Country Club in Lakeville. The event drew more than 50 vendors and approximately 500 attendees. With attendees and vendors from all over the region the networking possibilities were endless. Photos courtesy of the Dakota County Regional Chamber of Commerce.

Emily Fox Williams and Gary Huusko represented the Apple Valley law firm of Severson, Sheldon, Dougherty, and Molenda.

New to Eagan, Think Mutual Bank took the opportunity to gain some exposure to the more than 500 attendees.

Michael Ferber and others work Eagan’s Fourth of July FunFest table. This organization was one of the DCR chamber’s 2010 Survive and Thrive Business Award winners.

Tim Dunn (Lifeworks) tells Don Chapdelaine (SKB Environmental) about the services Lifeworks has to offer.

Swearing in

New legislation helps exporters by providing higher loan limits

Photo courtesy of Dakota County Regional Chamber of Commerce

The Dakota County Regional Chamber of Commerce attended the swearing in of new Sen. Ted Daley, R-Eagan, on Tuesday, Jan 4.

Small Business Administration’s Office of the National Ombudsman The U.S. Small Business Administration’s Office of the National Ombudsman serves as a voice for small business. Its mission, since being formed by Congress in 1996 through the Small Business Regulatory Enforcement Fairness Act, is to assist small businesses facing unfair or excessive federal enforcement actions while fostering a more small-business friendly regulatory environment. Working with 10 Regional Fairness Boards whose membership is comprised of 50 small-business owners from the across the United States, the Office of the National Ombudsman also works closely with more than 35 federal regulatory agencies to resolve enforcement issues brought to

the attention of the National Ombudsman. When the National Ombudsman receives comments about excessive or unfair regulatory compliance actions — either by e-mail, fax, the website, or during regulatory fairness hearings held in cities nationwide — the information is forwarded to the appropriate federal agency for a review. The agency is asked to consider the fairness of their enforcement action. A copy of the agency’s response is sent to the small business owner by the Office of the National Ombudsman. In some cases, fines have been lowered or eliminated and decisions changed in favor of the small business owner. Comments from small busi-

ness owners about regulatory enforcement actions initiated by federal agencies are summarized and presented to Congress each year in the National Ombudsman’s annual report. The National Ombudsman also publishes annual ratings of federal agencies’ responsiveness to these comments and other small business related issues. Small business owners seeking to have their voices heard can visit the National Ombudsman’s website at www. sba.gov/ombudsman to get a list of upcoming hearings or to read a transcript of a previous hearing. Comments can also be filed at the website. For more information, call the Office of the National Ombudsman at 1-888-REG-FAIR (734-3247).

Export-related loans to small businesses approved under the Jobs Act provisions have reached nearly $110 million as of Dec. 31, according to the U.S. Small Business Administration. “The Jobs Act builds on the efforts already underway through the National Export Initiative by providing SBA with additional tools to help small businesses tap into the global market,” SBA Administrator Karen Mills said. “We know that to take that next step to begin exporting or expand into a new market a small business often needs both financial and counseling resources. “The Jobs Act strengthened SBA’s ability to provide assistance in both those areas by enhancing our export loan programs and also making counseling and technical assistance more accessible. Already, we’re seeing these tools put to use by small businesses that are in a position to grow and create good-paying jobs in their communities.” The Jobs Act, signed into law on Sept. 27, raised SBA 7(a) export-related loan limits to $5 million. SBA helps small business export-

ers through three different export loan programs: Export Express, Export Working Capital Loan and International Trade Loan. The Jobs Act greatly enhances the tools the SBA has to help small business exporters grow. The act: • Helps provide sufficient capital for small businesses looking to start or expand their exporting efforts, the law increased the maximum size of 7(a) International Trade Loans and Export Working Capital Loans to $5 million, up from $2 million, both with 90 percent guaranties. • Makes the agency’s Export Express loan, which offers a streamlined application process, permanent with a 90 percent guaranty for loans up to $350,000 and 75 percent for loans between $350,000 and $500,000. • Provides $90 million in grants over three years beginning in mid-2011 for states to help small business owners start or grow their exporting efforts. • Makes counseling and technical assistance more accessible by increasing the SBA’s staff and other re-

sources available to small business. For a list of current SBA export lenders, visit http:// w w w. s b a . g o v / a b o u t s b a / sbaprograms/internationaltrade/lenders/index.html. President Obama has called for doubling the nation’s exports to support creating two million jobs in the next five years. SBA has taken target steps to strengthen its partnership with other federal agencies involved in international trade, creating new tools to help small businesses both begin exporting and grow their exports, and making loans to exporters more accessible. The National Export Initiative also called for the creation of a new cabinetlevel focus on exports, expanding export financing (which in part is fulfilled by the new SBA loan limits), prioritizing government advocacy on behalf of U.S. exporters, and providing new resources to U.S. businesses seeking to export, among other things. For more information on export services for small businesses or to find local counseling and technical assistance resources, visit www.export.gov.

‘Healthcare Reform School 101’ offered in Burnsville King and Companies and Freedom Services will host their “Healthcare Reform School 101” from noon to 1 p.m. Wednesday, Jan. 19, at the new Nicollet Inn, formerly the Holiday Inn Burnsville. Attendees will learn how C and Sub S employers are surviving health care reform.

With an ever-changing landscape of reform, attendees will learn what needs to happen to remain in compliance in 2011, what’s proposed in the future and how to maintain creativity in meeting compliance. Monthly webinars will be available to attendees.

There’s an early bird registration special of $25. Registration after Jan. 14 is $35. Lunch will be served. Seats are limited. Register online at www. fsiadministration.com/register/reform101.htm. Call Crystalena at (952) 890-6524 with any questions.

DAKOTA COUNTY TRIBUNE BUSINESS WEEKLY January 13, 2011

Capitol Commerce

First bill of session aimed at business tax relief by T.W. Budig ECM CAPITOL REPORTER

Senate Republicans introduced the symbolic Senate File 1 on Jan. 10, a bill designed to provide tax and business permitting relief to business. “We will immediately engage the Dayton administration,” said Deputy Senate Majority Leader Geoff Michel, R-Edina, of crafting so-called “jobs” legislation.

Senate Republicans detailed a threefold approach. First, they propose a phased-in 50 percent cut in business income tax rates — the overall cut would be achieved in six years. Senate Republicans speak of fixing business property tax rates at 2009 levels, while getting rid of an automatic adjuster for inflation. The total cost of the Re-

States, Michel explained, because business is leery of investing in an uncertain economy. Senate Republicans want to work to provide certainty and stability to the state’s economic climate, Michel indicated. They wanted to remove Uncertain economy Minnesota from the list of Trillions of dollars are top business taxing states, currently being held by he explained. business across the United House Republican leadpublican tax proposal is estimated at $200 million. Senate Republicans also speak of streamlining and speeding up the business permit application process. “We don’t want the good ideas sitting in some state agency inbox,” said Michel.

ers have indicated that the first House bill would be geared toward providing business relief. House Tax Committee Chairman Greg Davids, RPreston, recently indicated House Republicans would be exploring business tax cuts. All the legislative caucuses at the Capitol, as well as Democratic Gov. Mark Dayton, who was to leave

Jan. 11 for northwestern Minnesota as part of jobcreation initiative, have emphasized jobs as a central agenda item. Reforming the state’s business permitting process could be a point of commonality with the Republican-controlled Legislature, Dayton has indicated. T.W. Budig is at tim.budig@ecm-inc.com.

Photo by Tim Budig

Democratic Gov. Mark Dayton was greeted by a crowd of supporters and protesters assembled in the Governor’s Reception on Jan. 5 for his signing of an executive order directing early enrollment into federal medical assistance. He was booed by the protesters and cheered by supporters. Dayton also signed a second order rescinding former Republican Gov. Tim Pawlenty’s ban of requests for federal assistance. Following his signings, Dayton turned the podium over to the protesters.

Eighty-six-year-old Fremont Gruss of Deephaven was one of dozens of protesters cramming the Governor’s Reception Room in opposition to Gov. Mark Dayton’s signing of an executive order directing early enrollment into federal medical assistance. Dayton allowed the protesters into the reception room — a highly unusual move by a governor — saying he honored their right to disagree.

Gov. Dayton greeted by supporters, protesters at first signing by T.W. Budig ECM CAPITOL REPORTER

With sign-toting protesters standing scant feet from the table, Democratic Gov. Mark Dayton signed an executive order on Jan. 5 directing early enrollment in federal medical assistance. Dayton allowed dozens of protesters into the Governor’s Reception Room to witness the ceremonial signing — a highly unusual step. Protesters at gubernatorial events in the reception room are typically kept outside in the Capitol corridor. “I’m here for my children and grandchildren,” said Fremont Gruss, 86, a World War II veteran, whose large protest sign was confiscated but later returned by Capitol security. Gruss was one of a group that bulged into the reception room doorway prior to the signing.

Result would be

shabby medical care, says protester Gruss, of Deephaven, argued that socialized medicine — what he believed the executive order was advancing — would result in shabby medical care for Minnesotans. But Dayton allowed the protesters in. And he allowed several to speak, along with early enrollment supporters. “The great thing about democracy is that we can have different points of view,” said Dayton. “This is an office where all points of views are honored and respected,” he said. “This is a public room,” he said of the reception room. “It belongs to the people of Minnesota,” said Dayton. Protesters did take advantage of Dayton’s offer to speak. Twila Brase, president of Citizens Council on Healthcare, thanked the governor. “This is really phenomenal

you did it. And I thank you for that,” said Brase. Brase argued the executive order would put the state in “peril,” arguing that the associated long-term costs to the state would be crippling. “Because it takes away our freedom, because it expands government-run health care, because it puts bureaucrats in charge of patient care, for those reasons we ask Governor Dayton not to sign the executive order,” said Brase.

Signing lauded by others But Sarah Halstenson, a clinical social worker from Maple Grove, lauded the signing of the executive order, speaking on behalf of her brother, Eric Halstenson, a cancer victim. Because of cuts to state General Assistance Medical Care, her brother could not get coverage, she said. “It is because of Governor Dayton’s commitment to

sign the executive order opting Minnesota into (the federal program) that there will not be another sister who is forced to watch her brother desperately wait days, weeks and months for necessary information and treatment,” said Halstenson in a sometimes faltering voice. “We’re all vulnerable to it,” she said of severe illness. Health care in Minnesota is far more safe and secure because of Dayton’s action, she argued. Other protesters went to the podium to speak. “Give him some space to get up here please,” said Dayton as the last protester approached. Jake McMilllian of Annandale argued that churches should be the ones to provide social services, not big government. He argued the executive order and the federal government were debasing the U.S. Constitution.

Trust the spirit of God “Let’s not trust a government system. Let’s the trust the spirit of God in each one of our hearts — that’s what I say,” said McMillian. But Dayton argued that enrollment into the federal plan serves to provide the state more time to craft its own health care approach. “To keep looking for more cost-effective ways to provide health care for all our citizens,” said Dayton.

Better rates for taking care of the poor Beyond this, enrolling will provide $1.2 billion in federal funds to provide state health care providers with better rates for taking care of the poor, said Dayton. Enrolling would actually mean a net savings to the state next biennium of about $32 million, he said.

The state may need to wait the better part of a year for the opt-in to go into effect, which Dayton called “absolutely unacceptable.” Dayton said his new commissioner of human services will be tasked to work to speed up the conversion. The governor has not yet named someone to the position. Republicans have criticized the early enrollment as tapping into federal dollars the deficit-plagued federal government may not be able to pay. Former Republican Gov. Tim Pawlenty refused to sign an opt-in. Dayton also signed another executive order nullifying an earlier order signed by Pawlenty restricting state requests for some federal assistance. T.W. Budig is at tim.budig@ecm-inc.com.

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January 13, 2011 DAKOTA COUNTY TRIBUNE BUSINESS WEEKLY

Capitol Commerce

Start of new session may see collision with huge deficit by T.W. Budig ECM CAPITOL REPORTER

Proposes tax increases on wealthy While Dayton looks to spending cuts, he also proposes tax increases on wealthier Minnesotans in order to balance the budget. Dayton looks to raising several billion dollars through tax increases. Although Dayton took away a gift box of M & Ms from one of his meetings with Republican leaders in recent days, he did not specifically talk about taxes with Republican Senate Majority Leader Amy Koch of Buffalo or Republican

Photo by Tim Budig

Republican leaders met the press last week, discussing the upcoming legislative session, which opened on Jan. 4. House and Senate leaders, left to right, are House Majority Leader-elect Matt Dean of Dellwood, House Speaker Kurt Zellers of Maple Grove, Senate Majority Leader Amy Koch of Buffalo, and Assistant Senate Majority Leader Geoff Michel of Edina. House Speaker Kurt Zellers of Maple Grove, he said. â&#x20AC;&#x153;Iâ&#x20AC;&#x2122;ve learned the legislative session is a process. And itâ&#x20AC;&#x2122;s five months long for a reason,â&#x20AC;? Dayton said of hashing out differences. But one key principle Republicans voice is that government must live within its means. That means keeping state government growth within the additional $1.5 billion in revenue growth projected for the upcoming two-year spending cycle, Republicans insist. â&#x20AC;&#x153;Job-killing tax increases is not the remedy for what ails us,â&#x20AC;? said Sen. Ray Vandeveer, R-Forest Lake, chairman of the Senate local government and elections committee. â&#x20AC;&#x153;I will respectfully hear all of the governorâ&#x20AC;&#x2122;s proposals,â&#x20AC;? said Rep. Greg Davids, R-Preston, House tax committee chairman. â&#x20AC;&#x153;If you look at the makeup of the

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Butting heads â&#x20AC;&#x153;Maybe we donâ&#x20AC;&#x2122;t get to that spot,â&#x20AC;? Zellers said of butting heads with the Dayton administration. But Michel spoke of â&#x20AC;&#x153;moments of collision.â&#x20AC;? Republicans have indicated a willingness to reach out to House and Senate Democratic minorities. They should, Senate Minority Leader Tom Bakk, DFL-Cook, explained recently. â&#x20AC;&#x153;Not to be critical of Republicans, but they havenâ&#x20AC;&#x2122;t been in the room putting a budget together â&#x20AC;&#x201C; thereâ&#x20AC;&#x2122;s a steep learning curve,â&#x20AC;? said Bakk. â&#x20AC;&#x153;In the Senate there is a wealth of knowledge in the Democratic side about putting a budget together,â&#x20AC;? he said. â&#x20AC;&#x153;They (Republicans) would be wise to reach out to us for some suggestions on this â&#x20AC;&#x201C; I donâ&#x20AC;&#x2122;t know if they will or not,â&#x20AC;? said Bakk. T.W. Budig is at tim.budig@ecm-inc.com.

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committee, itâ&#x20AC;&#x2122;s quite unreStill, Koch said it was Republicans have indialistic this class warfare will unwise to â&#x20AC;&#x153;shut the doorâ&#x20AC;? on cated that early in the sespass.â&#x20AC;? discussions. sion they could be taking up policy bills. Will respect all Delay in staff ing by The first bills introduced in the House and Senate proposals Dayton tend to be symbolic, and â&#x20AC;&#x153;I think even the goverBecause of the guberRepublicans suggest theyâ&#x20AC;&#x2122;ll nor gets that,â&#x20AC;? said Assis- natorial election recount, have to do with improving tant Senate Majority Lead- Dayton was delayed in the stateâ&#x20AC;&#x2122;s business climate. er Geoff Michel, R-Edina, staffing his incoming adâ&#x20AC;&#x153;It may not be something of a tax increase proposal ministration. as wildly crazy and sexy as having a short life in the You canâ&#x20AC;&#x2122;t really offer you may expect,â&#x20AC;? Zellers Legislature. someone a job when youâ&#x20AC;&#x2122;re quipped, noting House File Dayton indicated a wait- not positively in a position 1 could deal with business and-see approach. to hire, he explained. permitting. â&#x20AC;&#x153;At this point theyâ&#x20AC;&#x2122;ll Dayton has spent literalhave to find $6.2 billion in ly every waking moment for Keeping property spending cuts. And weâ&#x20AC;&#x2122;ll three weeks interviewing see how they fare doing so,â&#x20AC;? job applicants, he explained. taxes down said Dayton. â&#x20AC;&#x153;Thatâ&#x20AC;&#x2122;s proven to be Besides making the Although Dayton and impossible,â&#x20AC;? he said of as- stateâ&#x20AC;&#x2122;s business climate Republican leaders have sembling an administration friendlier and more stable, suggested common ground prior to him taking the oath Republicans talk of reducexists in the area of stream- of office on Jan. 3. ing mandates on local govlining the business permitIndeed, Dayton said he ernment as a means of keepting process â&#x20AC;&#x201C; jobs, jobs, hasnâ&#x20AC;&#x2122;t had time to delve yet ing property taxes down. jobs is the rallying cry of all into the state budget â&#x20AC;&#x201C; the Local officials around parties at the state Capitol â&#x20AC;&#x201C; new administration could the state have complained another high-profile differ- present its proposed state that complying with laws ence is a possible bonding budget as late as mid-Feb- such as open-meeting laws drives up costs. bill. ruary. â&#x20AC;&#x153;Iâ&#x20AC;&#x2122;m not sure we need Dayton has proposed a â&#x20AC;&#x153;Itâ&#x20AC;&#x2122;s still my commit$1 billion bonding bill as a ment and my goal,â&#x20AC;? Dayton a law that says that if you jobs-creation measure, but said of making good a cam- have three members of the Republicans are leery. paign promise to find sig- city council sitting down â&#x20AC;&#x153;Adding another $1 bil- nificantly more money for at Perkins youâ&#x20AC;&#x2122;re violatlion on the debt is very con- K-12 education every year ing open meeting law,â&#x20AC;? said Vandeveer. cerning to us,â&#x20AC;? said Koch. heâ&#x20AC;&#x2122;s governor.

The 2011 legislative session, which opened on Jan. 4, may see lawmakers colliding with a massive state budget deficit and with each other. Last Novemberâ&#x20AC;&#x2122;s elections turned the power structure at the state Capitol on its head. For the first time in almost 20 years, a Democratic governor â&#x20AC;&#x201D; Mark Dayton â&#x20AC;&#x201D; holds the reins of state government. But rather than being greeted by a DFL-controlled Legislature, historic Republican gains in the last election mean Dayton confronts a House and Senate solidly held by Republicans. Overshadowing the session is a projected $6.2 billion state budget deficit â&#x20AC;&#x201C; the use of federal stimulus dollars and the K-12 funding shift last session helped balance the outgoing state budget, but a lack of spending cuts has caused spending to jump, state forecasters note.

One piece of legislation that could appear early is a lifting of the ban on nuclear power plant construction. â&#x20AC;&#x153;Itâ&#x20AC;&#x2122;s not intended to be provocative when we do those bills,â&#x20AC;? said Koch, who has championed getting rid of the ban. Affordable energy is good for business, she said. One issue less likely to spring to the forefront early in the session is a Vikings stadium bill. Dayton has indicated heâ&#x20AC;&#x2122;ll look to the Legislature for a proposal â&#x20AC;&#x201C; Republicans insist a stadium is not a top priority and that the pieces of a proposal are not in place anyway. Both Zellers and Koch have indicated a willingness to work with Dayton â&#x20AC;&#x201C; Koch said she expects to have a cordial relationship with Dayton and Lt. Gov. Yvonne Prettner Solon.

DAKOTA COUNTY TRIBUNE BUSINESS WEEKLY January 13, 2011

11A

Capitol Commerce

Nature Conservancy executive named state DNR commissioner by T.W. Budig ECM CAPITOL REPORTER

Wildlife may have the luxury of fleeing strife. Tom Landwehr won’t. Gov. Mark Dayton on Jan. 6 named former Shoreview City Council Member Landwehr, most recently an assistant state director for The Nature Conservancy, the new commissioner of the Department of Natural Resources. Landwehr, 55, will now oversee one of the most visible of all state agencies. The governor made clear a couple of things, explained Landwehr, about how he wants the DNR to operate. “We will go to the problem spots — we will not wait for unhappy people to come to us,” said Landwehr of one Dayton imperative. The governor cited quotes he had heard about DNR arrogance, explained the new commissioner. “He (Dayton) was very clear that this was not something he would tolerate. And I heartily endorse that,” Landwehr said.

Former wildlife and wetland wildlife management boss A former wildlife and wetland wildlife management boss within the Minnesota DNR, Landwehr left the agency in 1999 to work for Ducks Unlimited. Hunting and fishing have always been a big part of his life, said Landwehr. He remembers sitting on

Photo submitted

Tom Landwehr is a former wildlife and wetland wildlife Gov. Mark Dayton has appointed Tom Landwehr — a scientist, former Shoreview City management supervisor with the Minnesota Department Council member and recently the assistant state director for The Nature Conservancy in of Natural Resources and now becomes the new commisMinnesota — the new commissioner of the Department of Natural Resources. Landwehr, sioner of the DNR. He was appointed Jan. 6 by Gov. Mark a former DNR employee, is pictured holding a pink salmon caught on a fishing trip. Dayton. Photo courtesy of The Nature Conservancy

the banks of the Mississippi River as a child, watching his father paddle by while competing in long-distance canoe races, he said. Indeed, the lure of obtaining a degree in wildlife management was because it was similar to majoring in hunting and fishing, he quipped. “To be in this business, you’ve got to have a passion for it,” he said of outdoor sports. Still, Landwehr explained that he understood the difficulties of being the DNR commissioner.

There are intense compet- er of fish, he joked. ing interests. Landwehr views his first job as commissioner as faJob about bridging miliarizing himself with the DNR budget. expectations “It’s very much a job about bridging expectations,” said Landwehr. “I know even when somebody does that famously, there are people who are going to be mad or disappointed and generally these are the people you’re going to hear from,” he said. Phone calls do not often come in from someone who’s just caught a splendid string-

Budget reductions expected The commissioner expects budget reductions to emerge from the legislative session. And these cuts don’t fall evenly across the DNR, as about three-quarters of the agency has self-sustaining funding sources such as fees and permits. The budget cuts fall dis-

proportionately. Landwehr will be traveling to the north in upcoming days to meet with local elected officials and mining officials. Former DNR Commissioner Gene Merriam, president of the Freshwater Society, believes Dayton made a good choice picking Landwehr. “I believe it is. I’m glad to hear he got that appointment,” said Merriam, who has business and editorial ties to ECM Publishers, the publisher of this newspaper.

“I think he brings a lot of talents,” he said, pointing not only to Landwehr’s qualifications as a scientist but to his service on a city council and with environmental groups as giving him a well-rounded outlook. Members of other environmental groups will feel the same about Landwehr, said Merriam. Landwehr lives in Shoreview with his wife, Patty, and their two children. T.W. Budig is at tim.budig@ ecm-inc.com.

‘I couldn’t stop smiling,’ says new Senate Majority Leader Amy Koch by T.W. Budig ECM CAPITOL REPORTER

Lawmakers returned to the state Capitol on Jan. 4 for the start of the 2011-2012 legislative session. A little history was made. Senate Majority Leader Amy Koch, R-Buffalo, officially picked up the leadership reins of the Senate — the first woman in state history to lead that body. “I just couldn’t stop smiling,” said Koch, speaking to reporters during a Senate recess. Koch said she felt good for Senate newcomers and for long-serving Republicans senators who’ve labored in the minority for years — Democrats have controlled the Senate for almost 40 years. Senators take oath of office.

Koch expresses optimism Although saying a tremendous amount of work needed to get done, Koch expressed optimism. “Talk to me at midnight on May 12 or something and you may hear a different sto-

ry,” she joked. On the Senate floor, Koch spoke of respecting the Democratic minority. “Let’s get to it. And remember to always look up,” she told the Senate. Another first in the Senate was the election of Sen. Mi-

Photo by Tim Budig

chelle Fischbach, R-Paynes- under the previous governor, ville, Senate president. Republican Tim Pawlenty. Democrats put up the name of former state Sen. Humbling day for Don Betzold, DFL-Fridley, Sen. Pam Wolf for secretary of the Senate Newly sworn-in Sen. but the job went to former Pam Wolf, R-Spring Lake Photo by Tim Budig Cal Ludeman, former comSenate Majority Leader Amy Koch, R-Buffalo. See Koch, Page 13A missioner of human services

12A

January 13, 2011 DAKOTA COUNTY TRIBUNE BUSINESS WEEKLY

Calendar To submit an item for the Calendar, e-mail it to darcy.odden@ ecm-inc.com or fax (952) 8462010. Date-specific Dakota County Regional Chamber of Commerce events: • Thursday, Jan. 13, 8 to 9 a.m., Coffee Break at Home Federal, 2805 Dodd Road, Suite 160, Eagan. Information: Michelle Tighe at mtighe@dcrchamber. com. • Friday, Jan. 14, 7:30 to 8:30 a.m., Government Affairs Committee at DCR Chamber Office, 1121 Town Centre Drive, Suite 102, Eagan. Tom Garrison from the city of Eagan will discuss a proposal before the Eagan City Council to develop a public/private partnership to create co-location facility for Internet providers in Eagan. Information: Ruthe Batulis at rbatulis@dcrchamber. com. • Tuesday, Jan. 18, noon to 1:30 p.m., New Member Orientation, DCR Chamber Office, 1121 Town Centre Drive, Suite 102, Eagan. Free. RSVP required. Information: Michelle Tighe at (651) 288-9202 or mtighe@dcrchamber.com. • Thursday, Jan. 20, 7:30 to 8:30 a.m., Eagan Area Business Council, DCR Chamber, 1121 Town Centre Drive, Suite 102, Eagan. The agenda will be brainstorming and planning session for 2011. Information: Ruthe Batulis at rbatulis@dcrchamber.com. • Wednesday, Jan. 26, noon to 1:15 p.m., ChamberNet, DCR Chamber Office, 1121 Town Centre Drive, Suite 102, Eagan. Lead sharing group. Information: Robb Sweetnam (Provincial Bank) at (952) 469-9229. • Thursday, Jan. 27, 8 to 9 a.m., Farmington Brew HaHa at Blondie’s Tavern, 20700 Chippendale Ave., Farmington. The Farmington Brew HaHa will be a stand-up networking event hosted at member business locations. This will give member businesses an opportunity to showcase their businesses to fellow chamber members. Information: Michelle Tighe at (651) 288-9202 or mtighe@dcrchamber.com. • Friday, Jan. 28, 7:30 to 8:30 a.m., MN Chamber of Commerce Conference Call, DCR Chamber, 1121 Town Centre Drive, Suite 102, Eagan. RSVP for this meeting to rbatulis@dcrchamber.com or call (651) 288-9201 with questions. Apple Valley Chamber of Commerce events: • Thursday, Jan. 20, 4:30 to 6:30 p.m., Business After Hours at James Barton Design Build, Design Studio, 5920 148th St. W., Suite 100, Apple Valley. Free. Information: LeeAnn at LeeAnn@ AppleValleyChamber.com.

Burnsville Chamber of Commerce events: • Wednesday, Jan. 19, 11:30 a.m. to 1 p.m., Annual Meeting at Chart House, 11287 Klamath Trail, Lakeville. Cost: $25. Featured speaker: Peter Hutchinson, president of The Bush Foundation. Register online at www. burnsvillechamber.com. • Sunday, Jan. 23, 11 a.m. to 3 p.m., Wedding Expo at Nicollet Inn (formerly Holiday Inn), 14201 Nicollet Ave S., Burnsville. Cost: $5 (free if you RSVP on Facebook at http:// w w w. f a c e b o o k . c o m / e v e n t . php?eid=128455237212095); 6-foot booth for vendors is $150 ($100 for chamber members). Information: Nathan Kremer at (952) 646-3612 or nathan@nicolletinn.com. Lakeville Area Chamber of Commerce events: • Thursday, Jan. 13, 11 a.m. to 1 p.m., Landscape & Home Expo Committee meeting, chamber conference room. • Thursday, Jan. 13, 2:30 p.m., Teacher Appreciation Snack, Area Learning Center. • Thursday, Jan. 13, 5 to 7 p.m., Networking After Hours at Green Planet Car Wash. • Tuesday, Jan. 18, 7:15 a.m., Executive Board meeting, chamber conference room. • Tuesday, Jan. 18, 8 a.m., Board meeting, chamber conference room. • Wednesday, Jan. 19, 7:30 to 9 a.m., New Member Orientation, chamber conference room. • Thursday, Jan. 20, noon, Fall Gala Committee, chamber conference room. • Thursday, Jan. 20, 4 p.m., Golf Classic Committee, Rudy’s Redeye Grill. • Friday, Jan. 21, 7:30 a.m., Government Affairs Public Policy Committee, chamber conference room. • Monday, Jan. 24, General Membership Luncheon with the Minnesota Twins at Holiday Inn & Suites, 20800 Kenrick Ave., Lakeville. Check-in: 10:30 a.m. Lunch: 11 a.m. Program: 11:30 a.m. to 12:30 p.m. Register online at www.lakevillechambercvb. org by Jan. 20. No walk-ins. • Tuesday, Jan. 25, 8:30 to 11:30 a.m., Customer Acquisition Plan (CAP) seminar with Robert Voss at Holiday Inn & Suites, 20800 Kenrick Ave., Lakeville. Cost: $20. RSVP by Thursday, Jan. 20. Register online at www. lakevillechambercvb.org. Information: Linda Rynda, (952) 4692020 or LindaR@LakevilleChamber.org. • Friday, Jan. 28, 7:30 a.m., MN Chamber Conference Call, chamber conference room. • Friday, Jan. 28, 7:30 a.m., Business & Education meeting, Lakeville South High School.

• Friday, Jan. 28, 8:15 a.m., Teacher Appreciation Breakfast, Orchard Lake Elementary. • Monday, Jan. 31, 6 p.m., Annual Dinner & Holiday Party at Crystal Lake Golf Club, 16725 Innsbrook Drive, Lakeville. Cost. $45. • Saturday, March 19, 9 a.m. to 3 p.m., 2011 Landscape & Home/ Consumer Showcase Expo at Lakeville North High School. Room for over 150 exhibitors. Sponsorships available. Join the Landscape & Home Committee. Call (952) 469-2020. River Heights Chamber of Commerce events: • Thursday, Jan. 13, 8 to 9 a.m., Inver Grove Heights Local Issues meeting at the school district offices. Highway 52 – take the 80th St. exit. Go east to Simley High School. Turn in the main drive at Simley High School at the school crossing area. Proceed to the district office which is located on the same property but east of the high school. Park in the east end of the high school parking lot. Limited visitor parking is available immediately in front of the district office. • Tuesday, Jan. 18, 4:45 to 5:45 p.m., Member Ally Group meeting, location to be determined. Information: Annie Platek at annie@riverheights.com. • Wednesday, Jan. 19, 4 to 5 p.m., Chamber 101, River Heights Chamber conference room, 5782 Blackshire Path, Inver Grove Heights. Register online. Information: Annie Platek at annie@riverheights.com. • Thursday, Jan. 20, 8 to 11 a.m., Local Business Marketing Summit at Clarion Hotel - South St. Paul. Cost: $20 in advance/ $25 at the door. Additional employees can attend for half price. Registration form online at http:// www.cultivate-ideas.com. Information: Teri Otte at (612) 6708574 or teri@cultivate-ideas. com. • Wednesday, Jan. 26, 7:30 to 8:30 a.m., South St. Paul Local Issues at Central Square Community Center, 100 7th Ave. N., South St. Paul. Reports from Mayor Beth Baumann, city officials, parks and recreation, elected officials and the River Heights Chamber of Commerce and Progress Plus. Black Sheep Coffee and bakery provided. Information: Annie Platek at annie@riverheights.com. Women In Networking (WIN) event: • Thursday, Jan. 27, 8 a.m. to 3:30 p.m., “Destined to WIN” Conference at the Continuing Education and Conference Center, 1890 Buford Ave., St. Paul. Deb Brown of Lakeville will receive the Destined to Win Award during a ceremony that day. Keynote speaker: Kim Duke, CEO and

founder of The Sales Divas. Conference participants may attend three workshops from a selection of nine. Information: http://www. mnwin.org/. Register for the following District 196 Community Education business classes online at www.district196.org/ce or call (651) 683-6879: • Monday, Jan. 24, Introduction to Windows Vista: Do you have limited Windows XP experience and need to know how to access programs and work with files? 6:30 to 8:30 p.m. $39. Rosemount Middle School, 3135 143rd St. W., Rosemount. • Thursday, Jan. 27, Retirement Plan Options: Roll it, Take it, Leave it, Move it: Have you switched jobs, retired or are facing unemployment? 6 to 7:30 p.m. $19. Scott Highlands Middle School, 14011 Pilot Knob Road, Apple Valley. • Thursday, Jan. 27, Introduction to Windows 7: Do you have limited Windows 7 experience and need to know how to access programs and work with files? 6:30 to 8:30 p.m. $39. Eastview High School, 6200 140th St. W., Apple Valley. • Monday, Jan. 31, Microsoft Word 2007: Getting Started: Are you new to Microsoft Word 2007? 6:30 to 8:30 p.m. $39. Eastview High School, 6200 140th St. W., Apple Valley. • Wednesday, Feb. 2, Bulletproof Your Computer: Learn how to harden your computer from Internet threats. 6 to 9 p.m. $29. Eastview High School, 6200 140th St. W., Apple Valley.

ers chapter of Business Networking Intl. meets Thursdays at 11:30 a.m. at the DCTC Apple Valley Site at 14200 Cedar Ave. BNI is a networking group for business owners who are looking to increase their revenue. Only one person from each profession. Bring your own lunch. For more information, call Nicole Blasing at (651) 331-9238 or visit www.bnimn.com BNI - Networking meets Thursdays at 7:15 a.m. at the Round Bank in Farmington. For more information, contact Ellen at (952) 412-5287 or Lanny at (612) 386-2660. BNI-Networking meets Wednesdays at 8:15 a.m. at Byerly’s Cafe in Eagan. Open to all professionals for referrals. For more information, call (651) 2473200. Professional Referral Exchange of Burnsville meets every Wednesday for breakfast at Denny’s Restaurant. Meetings begin at 7 a.m. For more information, contact Jo Baecker, area director, at (612) 618-5347 or visit the website www.prorefx.com. BNI - Business Networking Intl. meets Wednesdays at 7:30 a.m. at Commons on Marice in Eagan. For more information call Christina Avery at (651) 247-2111 or check out the BNI Website at www.bni-mn.com. Beta Sigma Phi, Preceptor Alpha Delta Chapter, meets the second Wednesday of every month at 7:30 at a member’s home. For information, call (952) 894-8831. Network Results Chapter of Business Network International, networking for local business Ongoing Platinum Partners, a chapter owners, only one person from of BNI, welcomes one represen- each profession. First two meettative from each profession and ings are free. We meet every meets every Wednesday morning Wednesday for breakfast, 7-8:30 from 7:30 to 9 a.m. at the Lakev- a.m. at Roasted Pear, 14200 ille Green Mill. To learn more, call Nicollet Ave. S., Burnsville. Call Michele Jennings for more inforAmy at (952) 226-7741. Creative Networking Pro- mation: (612) 581-0332. Networks Plus - Diversified fessionals, an independent business networking group, meets Business Professionals Chapthe first and third Tuesday of the ter of Business Network Intermonth at JoJo’s Rise and Wine national, a business referral orin Burnsville from 8 to 9 a.m. The ganization. Meetings will be held group is focused on creating in- Thursdays 11:30 a.m. – 1 p.m. terpersonal relationships to grow at Savage City Hall, 6000 McColl business-to-business referrals. Drive, Savage, MN. All profesYearly dues are $65. New mem- sionals are invited to attend. Call bers are welcome. Members are Crystal (952) 314-8676. Networking coffee group at limited to one per professional category. For more informa- Caribou Coffee will meet from tion, contact Jeff Rothmeyer at 9:30-11:30 a.m. at Caribou CofJeffR@Roundbank.com or see fee, 14638 Cedar Ave., on the www.CreativeNetworkingProfes- second and fourth Mondays of the month. Call (763) 783-4767 to sionals.com. Network Unlimited, a profes- register. Grapevine Network “Comsional networking chapter, meets Tuesdays from 4:30 to 5:45 p.m. mon Denominator” Group meets at Cherokee Sirloin Room, Cliff Tuesdays from 7:30-8:45 a.m. Road and Nicols Road, Eagan. at Coldwell Banker Burnet, 190 To see if your category is open go Cobblestone Lane, Burnsville. For information, call (952) 746to www.NetworkUnlimited.org. BNI – The Valley Network- 5611 or visit www.thegrape-

St. Paul. A Little Something Floral, 1513 Maywood Drive, South St. Paul. The Irish Rose, 203 Marie Ave. E., West St. Paul. Butwin Promotions and Embroidery, 1670 S. Robert St. #136, West St. Paul. Spirit of Hope Catholic Community, 2035 Charlton Road, Sunfish Lake. Interiors by Valerie, 2244 High Pointe Road, Mendota Heights. ADS Assessment Distribution Services, 2440 Enterprise Drive, Mendota Heights. MDX Medical Freight Xpress, 2440 Enterprise Drive, Mendota Heights. Last Mile Home Delivery, 2440 Enterprise Drive, Mendota Heights. USA2Baku, 2440 Enterprise Drive, Mendota Heights. USA2Pilipinas, 2440 Enterprise Drive, Mendota Heights. North Star Cattle LLC, 3348 Sherman Court, Eagan. Direct Source Marketing, 1965 Silver Bell Road #206, Eagan. Piccolo’s Pizzeria, 4162 Pilot Knob Road, Eagan.

Srenaski Insurance, 4651 Nicols Road #104, Eagan. Amzam Enterprises, 4215 Nicols Road, Eagan. Payables Technology and Management Systems, 4302 Beaver Dam Road, Eagan. J. Paul Inc., 4114 Meadowlark Lane, Eagan. Burwell Life Coaching, 4010 Deerwood Trail, Eagan. Wild Wolf, 4462 Cinnamon Ridge Trail, Eagan. Fairview Urgent Care Eagan, 1440 Duckwood Drive, Eagan. Clearence’s Carrier Services, 2045 Emerald Lane, Eagan. 3Kings Healthcare Services, 3736 Vermillion Court S., Eagan. Legacy Limousine, 1960 Rahn Cliff Court, Eagan. Accounting Advisors and Tax Service, 1687 Hickory Hill Drive, Eagan. Kruz Photography, 3775 Burgundy Drive, Eagan. A Barefoot Life, 4683 Weston Hills Drive, Eagan. BK Painting, 3644 Crestridge Court, Eagan. Leighton Inspection Services, 669 Brockton Curve, Eagan. LA Nails, 4250 Lexington Ave. S. #107, Eagan. Elite, a Thomson Reuters

vinenetwork.com. Grapevine Networking Group meets Wednesdays from 7:30-8:45 a.m. at Coldwell Banker Burnet, 190 Cobblestone Lane, Burnsville. For information, call (952) 746-5611 or visit www. thegrapevinenetwork.com. Kingdom Advisors members meet monthly for fellowship, training, networking, prayer, and sharing of best practices. Ron Blue or other recognized speakers (via DVD) cover a topic each month helping members integrate and apply Biblical financial wisdom into their professional advice. Visitors welcome. The S Metro Group meets at Family Financial Services, 151 W. Burnsville Parkway, Burnsville, from 7:30 to 9 a.m. on the fourth Tuesday of each month. POC is Jeff Robinson at (952) 890-6611. The SE Metro Group meets at 2918 Upper 55th St., Inver Grove Heights, the first Thursday of each month from 12 noon to 1 p.m. (bring your lunch). POC is Ginger Ewing at (651) 389-1177. Seed Your Business Networking Group – “Plant a seed and grow your business” – meets the first and third Wednesday every month at noon at Baskets On Occasion, 3348 Sherman Court, Suite 104, Eagan. Only one person from each profession. Contact Mary O’Rourke at (651) 994 8392 or visit www.seedyourbusiness.com for more information. The S.T.A.R. (South Twin Cities Area Referral) Networking Group meets 8 to 9 a.m. every Wednesday at Perkins Restaurant, 17387 Kenyon Trail, Lakeville. Openings are available. For questions, call Kathy Andrade at (952) 997-1306. SHiFT network events are held Thursdays from 6:30 to 8 p.m. at Inver Hills Community College, 2500 E. 80th St., Inver Grove Heights. SHiFT is a nonprofit network connecting adults in mid-life transition with opportunities to seek meaningful work, new avocations, and a supportive community (www.shiftonline.org). Members: Free. Guests: $5. Sunrise Results BNI Chapter meets from 7:30 to 9 a.m. Thursdays at the DCTC Partners in Education site in Apple Valley, 14200 Cedar Ave. Networking for local business owners, only one person from each profession. For more information call Jake Hines at (952) 292-1151. Women’s Business Exchange meets monthly from 11:30 a.m. to 1 p.m. at Baskets On Occasion, 3348 Sherman Court, Suite 104, Eagan. For meeting date or more information, contact Mary at (651) 9948392 or visit www.meetup.com/ womensbusinessexchange.

Assumed Names Any individual, corporation, limited partnership or limited liability company that conducts business in Minnesota under a name other than their full legal name, must file a Certificate of Assumed Name. Tags for Wags, 5560 Euclid Way, Farmington. Vanguard Protective Agency, 20310 Akin Court, Farmington. Ziklag Books LLC, 16785 Firestone Way, Farmington. Pinnacle Recognition, 5324 186th St. W., Farmington. Global Annex Naturals, 5828 180th St. W., Farmington. C L Distributors, 1914 14th St. W., Hastings. RRA-Online, 12595 120th St. S., Hastings. Sam’s Lawn Service, 1820 Steeple Lane, Hastings. Flair Your Affair, 1199 Union Court, Hastings. Ag Income Security, 15575 Upper 194th St. E., Hastings. Purse Sparkle, 120 25th St. W., Hastings. Pizazz Accessories and Gifts, 20700 Holyoke Ave., Lakeville. Tax Preparation Associates,

17782 Keystone Ave., Lakeville. Earl F. Andersen, 19784 Kenrick Ave., Lakeville. Pain Free Posture MN, 17463 Grove Ave., Lakeville. Clearspring Advisory Group, 17595 Kenwood Trail #270, Lakeville. Clearspring Consulting, 17595 Kenwood Trail #270, Lakeville. Clearspring Investment Group, 17595 Kenwood Trail #270, Lakeville. Inspirations, 16881 Glenwood Ave., Lakeville. Midwest 8 Ball Championship, 19167 Inndale Court, Lakeville. Aqua Lifestyles Nail Salon & Spa, 20701 Gemini Trail, Lakeville. Heel Hype, 17477 Goldenview Ave., Lakeville. J Scott Performance & Promotions, 8855 230th St. E., Lakeville. WetzEnt Consulting, 20599 Jupiter Path, Lakeville. FBH Photography, 16132 Foliage Ave. W., Rosemount. Windy Knoll Real Estate, 12322 Coffee Trail, Rosemount. Hard Work Handyman Services, 130 10th Ave N., South

business, 610 Opperman Drive, Eagan. Lzid Creative Services, 41174 Pennsylvania Ave., Eagan. Closing Express LLC, 14843 Energy Way, Apple Valley. IMaxYP, 14843 Energy Way, Apple Valley. Mila Midwest, 341 Walnut Lane, Apple Valley. BookHens, 12621 Driftwood Lane, Apple Valley. Rosenblum Tax, 15322 Galaxie Ave. #213, Apple Valley. Katalys, 14895 Easter Ave., Apple Valley. Three Blind Mice, 13719 Georgia Drive, Apple Valley. Graphically Presented, 5708 Upper 147th St. #108, Apple Valley. Auntie Em’s Preschool, 964 Oriole Ave., Apple Valley. Elite Nail Spa, 7552 150th St. W., Apple Valley. Salon Twist, 14358 Burnhaven Drive Studio #14, Burnsville. Sophisticated Styles at Sola Salons, 14358 Burnhaven Drive #21, Burnsville. Casa Travel, 14589 Grand Ave., Burnsville. Centro De Entrenamiento

Ministerial, 14300 W. Burnsville Parkway, Burnsville. Center for Ministerial Training, 14300 W. Burnsville Parkway, Burnsville. Amana Transportation, 14262 Irving Ave. S. #180, Burnsville. C.A. Davis Photography, 14645 Portland Ave. S. #310, Burnsville. Unispace, 14311 Ewing Ave., Burnsville. Unisan, 14311 Ewing Ave., Burnsville. Y-W-I Connection’s, 15313 Greenhaven Lane #106, Burnsville. Maya Jewelers, T20 Burnsville Center, Burnsville. Everest Translation Services, 12961 Harriet Ave. S., Burnsville. Bob’s Gourmet Brittle, 12808 Woodview Court, Burnsville. Studio 33 Photography, 13521 Nicollet Lane, Burnsville. ETA Engineering, 13521 Nicollet Lane, Burnsville. Whiteout Snow Removal Services, 13315 Court Place, Burnsville. HeART Path for Women, 13117 Penn Circle, Burnsville.

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DAKOTA COUNTY TRIBUNE BUSINESS WEEKLY January 13, 2011

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Park, said it had been a big day for her. â&#x20AC;&#x153;Humbling, very humbling,â&#x20AC;? she said of voters sending her to serve in the Senate. Wolf is one of 60 newly elected lawmakers serving in the House and Senate. â&#x20AC;&#x153;(Itâ&#x20AC;&#x2122;s) quite an honor to be one of those elected to sit in one of those chairs,â&#x20AC;? said Wolf, speaking in the Governorâ&#x20AC;&#x2122;s Reception Room. Wolf was one of a long line of lawmakers and their families who filed into the reception room this afternoon to shake hands with Democratic Gov. Mark Dayton.

proposal would go nowhere in the House. Besides controlling the Senate, Republicans again control the House with Speaker Kurt Zellers, R-Maple Grove, and Majority Leader Matt Dean, RDellwood, filling the top slots. The Republican leaders announced the list of lawmakers who will fill in for Zellers on the Speakerâ&#x20AC;&#x2122;s Rostrum on occasions over the upcoming session. Some education The list includes Davids and needed, says Davids Rep. Mary Liz Holberg, Râ&#x20AC;&#x153;Weâ&#x20AC;&#x2122;ll have to do some edu- Lakeville. cation there,â&#x20AC;? he said recently about Daytonâ&#x20AC;&#x2122;s tax-the-rich tax T.W. Budig is at tim.budig@ ecm-inc.com. proposal. Davids indicated the

Republicans and Democrats alike stood in line to greet the new governor. One was House tax committee Chairman Greg Davids, R-Preston, whose committee will ultimately hear Dayton administration tax proposals. Davids spoke of respectfully hearing the governorâ&#x20AC;&#x2122;s bills â&#x20AC;&#x201D; of finding common ground on some issues. But there will be differences.

13A

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Dakota County Business Contacts Apple Valley Chamber of Commerce Address: 14800 Galaxie Avenue, Suite 101, Apple Valley, MN 55124 Phone: (952) 432-8422 or 1-800-301-9435 Website: www.applevalleychamber.com E-mail: info@applevalleychamber.com

Burnsville Chamber of Commerce Address: 101 W. Burnsville Parkway, No. 150, Burnsville, MN 55337 Phone: (952) 435-6000 Fax: (952) 435-6972 Website: www.burnsvillechamber.com E-mail: chamber@burnsvillechamber.com

Burnsville Convention & Visitors Bureau Address: 12600 Nicollet Ave., Suite 100, Burnsville, MN 55337 Phone: (952) 895-4690 Fax: (952) 487-1777 Website: www.burnsvillemn.com

Lakeville Area Chamber of Commerce and Convention and Visitors Bureau Address: 19950 Dodd Blvd., Suite 101, Lakeville, MN 55044 Phone: (952) 469-2020 Website: www.lakevillechamber.org E-mail: info@lakevillechamber.org

Dakota County Regional Chamber of Commerce Address: 1121 Town Centre Drive, No. 102, Eagan, MN, 55123 Phone: (651) 452-9872 Fax: (651) 452-8978 Website: www.dcrchamber.com E-mail: info@dcrchamber.com

Eagan Convention and Visitors Bureau Address: 1501 Central Parkway, Eagan, MN 55121 Phone: (651) 675-5546 or 1-866-324-2620 Website: http://eaganmn.com E-mail: enjoyeagan@eaganmn.com

Downtown Lakeville Business Association Address: 8790 207th St. W., Suite 204, P.O. Box 371, Lakeville, MN 55044 E-mail: dlba@frontiernet.net Office Hours: Mondays and Wednesdays 9 a.m. to 2 p.m. Judy Tschumper is the director of the Downtown Lakeville Business Association.

Hastings Area Chamber of Commerce & Tourism Bureau Address: 111 Third St. E., Hastings, MN 55033 Phone: (651) 437-6775 or 1-888-612-6122 Fax: (651) 437-2697 Website: www.hastingsmn.org E-mail: info@hastingsmn.org

Positively Minnesota Marketing Partnership Minnesota Department of Employment & Economic Development Address: 1st National Bank Building, 332 Minnesota St., Suite E200, St. Paul, MN 55101 Phone: (651) 259-7298 Fax: (651) 215-3841 E-mail: Positively.Minnesota@state.mn.us

Dakota Future

Burnsville, Skip Nienhaus Phone: (952) 895-4454 E-mail: skip.nienhaus@ci.burnsville.mn.us Website: www.burnsville.org Eagan, Jon Hohenstein Phone: (651) 675-5660 E-mail: jhohenstein@cityofeagan.com Website: www.ci.eagan.mn.us Farmington, Tina Hansmeier Phone: (651) 280-6821 E-mail: thansmeier@ci.farmington.mn.us Website: www.ci.farmington.mn.us Hastings, Shannon Rausch Phone: (651) 480-2344 E-mail: SRausch@ci.hastings.mn.us Website: www.ci.hastings.mn.us

Role: Provide site location assistance for firms considering Dakota County locations and serves as a general gateway for economic development services within Dakota County. Address: P.O. Box 240874, Apple Valley MN 55124-0874 E-mail: bill@dakotafuture.com Phone: (651)491-2551 Website: www.dakotafuture.com

Inver Grove Heights, Jennifer Gale

Minnesota Workforce Centers in Burnsville and West St. Paul

Lakeville, Dave Olson

Role: Assist in the hiring and training of new employees, general gateway into Minnesota Department of Employment and Economic Development and other state agencies Phone: 612-821-4411 E-mail: terrell.towers@state.mn.us

South Metro SCORE Role: Counselors to Americaâ&#x20AC;&#x2122;s small businesses, free, confidential, face-to-face assistance from successful business mentors. Phone: (952) 890-7020 E-mail: southmetroscore@qwestoffice.com Website: www.score-southmetro.org

City Governments Role: Provide guidance through any real estate development process; may provide financial incentives through tax increment financing, local loan funds or state or federal business finance programs. Apple Valley, Bruce Nordquist Phone: (952) 953-2576 E-mail: bnordquist@ci.apple-valley.mn.us Website: www.ci.apple-valley.mn.us

Phone: 651-451-2266 E-mail: Kevin@progressplus.org Website: www.ci.inver-grove-heights.mn.us Mendota Heights, Jim Danielson Phone: 651-452-1850 E-mail: jimd@mendota-heights.com Website: www.mendota-heights.com Phone: 952-985-4421 E-mail: dolson@ci.lakeville.mn.us Website: www.ci.lakeville.mn.us Rosemount, Kim Lindquist Phone: 651-322-2020 E-mail: Kim.lindquist@ci.rosemount.mn.us Website: www.ci.rosemount.mn.us South St. Paul, Jennifer Gale Phone: 651-451-2266 E-mail: kevin@progressplus.org www.southstpaul.org West St. Paul, Jim Hartshorn Phone: 651-552-4140 E-mail: Jim.hartshorn@ci.west-saint-paul.mn.us Website: www.ci.west-saint-paul.mn.us

*Inver Grove Heights and South St. Paul use Progress Plus, an affiliate of the River Heights Chamber of Commerce, for their cityâ&#x20AC;&#x2122;s economic development services.

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January 13, 2011 DAKOTA COUNTY TRIBUNE BUSINESS WEEKLY

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PUBLIC NOTICE PUBLIC NOTICE PUBLIC NOTICE PUBLIC NOTICE PUBLIC NOTICE PUBLIC NOTICE

NOTICE OF SALE OF GOODS IN STORAGE TO SATISFY WAREHOUSEâ&#x20AC;&#x2122;S LIEN Notice is hereby given to person, herein after named and others interested that on 02/15/2011 at 11 Oâ&#x20AC;&#x2122;clock in the AM of sale day, the goods hereafter described will be sold by auction to the highest bidder for cash at the warehouse at: 260 Hardman Avenue South, South St, Paul, MN 55075 Sale will be held in accordance with terms of a notice previously given the person herein-after named and others interested, and in accordance with the lien herewith and such other charges as are valid lien against said goods, and for expenses of advertising said sale. The name of the owners or persons whose account said goods are held in storage, the warehouse contract of lot number under which said goods are held and a description of the goods is as follows: Misc. Household Goods Name: Tina Fennel Bill of Lading #: 75240 Amount: $994.90 Bester Brothers Transfer and Storage Company 260 Hardman Ave. So. South St. Paul, MN 55075 2467897 1/13-1/27/11

SUMMONS STATE OF MINNESOTA COUNTY OF DAKOTA DISTRICT COURT FIRST JUDICIAL DISTRICT File No. 19HA-CV-10-7557 Case Type: Contract ---------------------------------------------------------Zenith Enterprises, Inc., a Minnesota Corporation, Plaintiff, -vsIvan Muraveynik, Darya Muraveynik, dba AIA Graphic Vinyl, Defendants. ---------------------------------------------------------THE STATE OF MINNESOTA TO THE ABOVE NAMED DEFENDANTS: YOU ARE HEREBY SUMMONED and required to serve upon Plaintiffâ&#x20AC;&#x2122;s attorney, an answer to the Complaint which is herewith served upon you, within twenty (20) days after service of this Summons upon you, exclusive of the day of service. If you fail to do so, judgment by default will be taken against you for the relief demanded in the Complaint. Alternative dispute resolution may be available under the General Rules of Practice for the District Courts. Dated: October 8, 2010 \s\ Robert J. Bruno (#12415) ROBERT J. BRUNO, LTD. Attorney for Plaintiff 1601 E. Highway 13, Suite 107 Burnsville, MN 55337 952/890-9171 2467910 1/6-1/20/11P

CITY OF LAKEVILLE SUMMARY BUDGET STATEMENT The purpose of this report is to provide summary 2011 budget information concerning the City of Lakeville to interested citizens. The budget is published in accordance with Minn. Stat. Sec. 471.6965. This budget is not complete; the complete budget may be examined at City Hall of the City of Lakeville, 20195 Holyoke Avenue. The City Council approved this budget on December 20, 2010. 2011 2010 ADOPTED AMENDED BUDGET BUDGET Governmental Funds Revenues: $ 23,206,978 $ 23,287,471 General Property Taxes Tax Increment 868,163 887,594 582,215 550,654 Franchise Fee (Cable TV) Special Assessments 483,150 543,805 Licenses and Permits 1,131,081 902,341 1,977,104 2,605,423 Intergovernmental Revenue 3,792,162 3,994,244 Charges for Services Court Fines 294,026 273,055 Investment Income 282,729 271,168 Miscellaneous Revenues 487,377 1,000,958 Transfers from Other Funds 4,681,426 5,883,338 5,250,000 Bond Proceeds 43,036,411 40,200,051 Total Revenues Expenditures: Current: General Government Public Safety Streets and Highways Sanitation Culture and Recreation Economic Development Debt Service Principal Payments Interest and Fiscal Charges Capital Outlay Transfers to Other Funds Total Expenditures Net Property Tax Levy Requirement to Fund this Budget

Enterprise and Internal Service Funds Revenues: Sales Cost of Sales Gross Profit Charges for Services Intergovernmental Revenue Investment Income Miscellaneous Revenues Contributed Assets Transfers from Other Funds Total Revenues

4,532,922 9,925,154 3,824,345 46,191 3,217,047 269,100 7,382,725 3,667,296 11,936,854 2,093,635 46,895,269 $

Net

(3,858,858) $ (10,965,803)

$ 24,036,652

2011 ADOPTED BUDGET $ 14,913,405 11,164,822 3,748,583 8,753,282 7,164 200,274

Expenses: Personnel Services Contractual Services Supplies Heat, Light, and Power Depreciation Interest Expense Transfers to Other Funds Total Expenses 2475689

4,576,573 9,841,732 3,704,429 54,006 3,194,349 280,501 15,292,338 3,951,853 5,084,692 5,185,381 51,165,854

24,041,653

2010 ADOPTED BUDGET $

836,834 44,944 13,591,081

14,693,942 11,009,955 3,683,987 8,536,532 205,090 167,532 14,232 237,333 39,703 12,884,409

2,862,646 5,792,719 447,549 1,227,315 3,217,962 181,122 2,632,735 16,362,048

2,787,967 5,542,629 492,016 1,226,088 3,181,364 189,314 765,106 14,184,484

(2,770,967) $

(1,300,075) 1/13/11

Pursuant to MN Statute 168B.06, notice is hereby given that property described as a 2002 Chev Van, VIN # 1GCFG25M021200290, impounded from 12501 Portland Ave. S., Burnsville, MN. This vehicle will be eligible for sale on 1/20/11 at Southside Inc., 7700 Hwy. 101 E., Shakopee, MN 55379; 952-445-8928 2477763 1/13/11

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: J a n u a r y 1 0 , 2006 MORTGAGOR: Christina A. Kochendorfer and Jay Kochendorfer, wife and husband. MORTGAGEE: National City Mortgage a division of National City Bank of Indiana. DATE AND PLACE OF RECORDING: Recorded January 13, 2006, Dakota County Recorder, Document No. 2397228. ASSIGNMENTS OF MORTGAGE: Assigned to: PNC Bank, National Association s/b/m National City Mortgage Co., a subsidiary of National City Bank of Indiana, Dated: May 22, 2006, Recorded: June 9, 2006, Document No. 2436218. TRANSACTION AGENT: NONE TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: NONE LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: National City Mortgage a division of National City Bank of Indiana RESIDENTIAL MORTGAGE SERVICER: PNC Bank, National Association MORTGAGED PROPERTY ADDRESS: 282 Cari Park, Hasting, MN 55033 TAX PARCEL I.D. #: 191640227002 LE GA L DE SC R IPT ION OF PR OPERTY: Lot 27, Block 2, Cari Park 3rd Addition COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $129,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $133,382.29 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: February 25, 2011 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. Â§580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on August 25, 2011. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: December 17, 2010. PNC Bank, National Association Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 4-2416 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2477429 1/13-2/17/11

MINNESOTA SECRETARY OF STATE CERTIFICATE OF ASSUMED NAME Minnesota Statutes, Chapter 333 The filing of an assumed name does not provide a user with exclusive rights to that name. The filing is required for consumer protection in order to enable consumers to be able to identify the true owner of a business. 1. State the exact assumed name under which the business is or will be conducted: Minnesota Response 2. State the address of the principal place of business: 30282 Isle Avenue, Northfield, MN 55057 3. List the name and complete street address of all persons conducting business under the above Assumed Name, OR if an entity, provide the legal corporate, LLC, or Limited Partnership name and registered office address. Minnesota Response, LLC, 30282 Isle Avenue, Northfield, MN 55057 4. I, the undersigned, certify that I am signing this document as the person whose signature is required, or as agent of the person(s) whose signature would be required who has authorized me to sign this document on his/her behalf, or in both capacities. I further certify that I have completed all required fields, and that the information in this document is true and correct and in compliance with the applicable chapter of Minnesota Statutes. I understand that by signing this document I am subject to the penalties of perjury as set forth in Section 609.48 as if I had signed this document under oath. Date: 12/9/10 Eric Malecha, Organizer 2467868 1/6-1/13/11P

MINNESOTA SECRETARY OF STATE CERTIFICATE OF ASSUMED NAME Minnesota Statutes, Chapter 333 The filing of an assumed name does not provide a user with exclusive rights to that name. The filing is required for consumer protection in order to enable consumers to be able to identify the true owner of a business. 1. State the exact assumed name under which the business is or will be conducted: WetzEnt Consulting 2. State the address of the principal place of business: 20599 Jupiter Path, Lakeville, MN 55044 3. List the name and complete street address of all persons conducting business under the above Assumed Name, OR if an entity, provide the legal corporate, LLC, or Limited Partnership name and registered office address. Kevin Earl Wetzel, 20599 Jupiter Path, Lakeville, MN 55044 4. I, the undersigned, certify that I am signing this document as the person whose signature is required, or as agent of the person(s) whose signature would be required who has authorized me to sign this document on his/her behalf, or in both capacities. I further certify that I have completed all required fields, and that the information in this document is true and correct and in compliance with the applicable chapter of Minnesota Statutes. I understand that by signing this document I am subject to the penalties of perjury as set forth in Section 609.48 as if I had signed this document under oath. Date: 11/29/2010 Kevin Earl Wetzel Owner 2469368 1/6-1/13/11P

MINNESOTA SECRETARY OF STATE CERTIFICATE OF ASSUMED NAME Minnesota Statutes, Chapter 333 The filing of an assumed name does not provide a user with exclusive rights to that name. The filing is required for consumer protection in order to enable consumers to be able to identify the true owner of a business. 1. State the exact assumed name under which the business is or will be conducted: C.A. Davis Photography 2. State the address of the principal place of business: 14645 Portland Ave. S. #310, Burnsville, MN 55306 3. List the name and complete street address of all persons conducting business under the above Assumed Name, OR if an entity, provide the legal corporate, LLC, or Limited Partnership name and registered office address. Christa A. Davis, 14645 Portland Ave. S. #310, Burnsville, MN 55306 4. I, the undersigned, certify that I am signing this document as the person whose signature is required, or as agent of the person(s) whose signature would be required who has authorized me to sign this document on his/her behalf, or in both capacities. I further certify that I have completed all required fields, and that the information in this document is true and correct and in compliance with the applicable chapter of Minnesota Statutes. I understand that by signing this document I am subject to the penalties of perjury as set forth in Section 609.48 as if I had signed this document under oath. Date 11/16/2010 Christa A. Davis, Owner/Sole Proprietor 2467888 1/6-1/13/11P

NOTICE PUBLIC NOTICE PUBLIC SUMMONS PUBLIC NOTICE ORDER TO SHOW CAUSE STATE OF MINNESOTA COUNTY OF DAKOTA DISTRICT COURT FIRST JUDICIAL DISTRICT COURT FILE NO. 19HA-CV-10-7177 In the Matter of the Petition of: Federal National Mortgage Association, in Relation to Certificate of Title No. 129100 issued for land in the County of Dakota and State of Minnesota legally described as follows: Lot Sixteen (16), Block Four (4) in ROLLING OAKS SOUTH PLAT EIGHT, according to the recorded plat thereof. TO: KELLEY STISH; BRIDGEWATER BANK: and to parties, if any, in possession of said premises adverse to the Petitioner. Upon receiving and filing the Report of the Examiner of Titles in the above entitled matter, IT IS HEREBY ORDERED, that you and all persons interested, appear before this Court on the 23rd day of March, 2011, at 9:00 a.m. in the Dakota County Government Center, Hastings, Minnesota, and then, or as soon thereafter as said matter can be heard, show cause, if any there be, why this Court should not enter an Order as follows: That the Registrar of Titles, upon the filing with him of a certified copy of this Order, cancel Certificate of Title No. 129100 and enter a new Certificate of Title for the land therein described in favor of Federal National Mortgage Association, subject to the memorials of Document Nos. 140423 and 195307 but free from all other memorials now appearing on the present Certificate of Title, the last of which is Document No. 659681, and free also from the Memorial of this Order. IT IS FURTHER ORDERED, that this Order be served: a) at least 10 days prior to such hearing upon the above named parties residing in this State in the manner provided by law for the service of Summons in a civil action; b) it shall be served at least 14 days prior to such hearing upon any of the above named nonresidents by sending a copy of this Order to such nonresident at his post office address, by registered or certified mail, return receipt; c) it shall be served upon any party who cannot be found by two weeks published notice and by sending a copy of this Order at least 14 days prior to the hearing by first class mail to such party at this last known address and by sending another copy of this Order at least 14 days prior to the hearing by first class mail to his address as stated on the Certificate of Title if an address is so stated. DATED: 12/16/10 BY THE COURT: Pat Sutherland Judge of District Court APPROVED: JAMES P. Oâ&#x20AC;&#x2122;CONNELL EXAMINER OF TITLES BY: JAMES P. Oâ&#x20AC;&#x2122;CONNELL Attorney for Petitioner: Adam Soczynski Usset, Weingarden & Liebo, PLLP 4500 Park Glen Road Minneapolis, MN 55416 Attendance is not required at said hearing except to object to the entry of the above described Order. 2468774 1/6-1/13/11

STATE OF MINNESOTA COUNTY OF DAKOTA DISTRICT COURT FIRST JUDICIAL DISTRICT CASE TYPE: 14 QUIET TITLE Court File No. 19HA-CV-10-7461 Frank M. Schoeben and Vicki A. Schoeben, Trustees of the Frank M. Schoeben Living Trust Dated October 8, 1996, Plaintiffs, vs Gilbert G. Pahl and Florence Pahl, husband and wife; the unknown heirs of Gilbert G. Pahl and Florence Pahl (if any); John Doe and Mary Roe; and all other persons unknown claiming any right, title, estate, interest or lien in the real estate described in the Complaint herein, Defendants. THE STATE OF MINNESOTA TO THE ABOVE-NAMED DEFENDANTS: You are hereby summoned and required to serve upon Plaintiffsâ&#x20AC;&#x2122; attorney an Answer to the Complaint which is on file in the office of the Clerk of the above-named Court within twenty (20) days after service of this Summons upon you, exclusive of the day of service. If you fail to do so, judgment by default will be taken against you for the relief demanded in the complaint. This action involves, affects or brings in question real property situated in the County of Dakota, State of Minnesota, described as follows, to wit: That part of the South Half of the Southwest Quarter of Section 1, Township 114, Range 21, Dakota County, Minnesota lying north of the centerline of County Road No. 44, according to Dakota County Road Right of Way Map No. 86 (A.K.A. Klamath Trail, A.K.A. 169th Street West, A.K.A. Orchard Lake Road), and lying west of the centerline of County Road No. 5 according to Doc. No. 800588 Office of the County Recorder (A.K.A. C.S.A.H. No. 17, A.K.A. Lyndale Avenue, A.K.A. Kenwood Trail) and lying easterly and southerly of a line described as commencing at the southeast corner of said Southwest Quarter; thence North 89 degrees 52 minutes 15 seconds West assumed bearing along the south line of said Southwest Quarter a distance of 992.82 feet to the point of beginning of the line to be described; thence North 01 degrees 12 minutes 03 seconds West a distance of 709.08 feet; thence North 88 degrees 47 minutes 57 seconds East a distance of 234.74 feet to the centerline of said County Road No. 5 and said line there terminating. Exception Parcel PID No. 22-00110-010-54 The object of this action is to obtain a judgment that plaintiffs are the owners in fee of the above-described real property, as set forth in the complaint, and that none of the defendants have any right, title, estate or interest therein, lien thereon, or adverse claims thereto. Dated: 12/14, 2010 R. GLENN NORD & ASSOCIATES, P.A. \s\ R. Glenn Nord, Esq. Attorney Registration No. 79625 20686 Holyoke Avenue P.O. Box 427 Lakeville, MN 55044 (952) 469-4948 2467783 1/6-1/20/11

ORDER TO SHOW CAUSE STATE OF MINNESOTA COUNTY OF DAKOTA DISTRICT COURT FIRST JUDICIAL DISTRICT COURT FILE NO. 19HA-CV-10-7178 In the Matter of the Petition of: PNC Bank, National Association, in Relation to Certificate of Title No. 129005 issued for land in the County of Dakota and State of Minnesota legally described as follows: Lot Thirteen (13), Block One (1) in RIO LOMA, according to the recorded plat thereof. TO: ANH PHONG TRAN NGUYEN; NOK PHOUTHAVONG SINARATH; WELLS FARGO BANK, N.A.; and to parties, if any, in possession of said premises adverse to the Petitioner. Upon receiving and filing the Report of the Examiner of Titles in the above entitled matter, IT IS HEREBY ORDERED, that you and all persons interested, appear before this Court on the 23rd day of March, 2011, at 9:00 a.m. in the Dakota County Government Center, Hastings, Minnesota, and then, or as soon thereafter as said matter can be heard, show cause, if any there be, why this Court should not enter an Order as follows. That the Registrar of Titles, upon the filing with him of a certified copy of this Order, cancel Certificate of Title No. 129005 and enter a new Certificate of Title for the land therein described in favor of Federal Home Loan Mortgage Corporation, free from all other memorials now appearing on the present Certificate of Title, the last of which is Document No. 670818, and free also from the Memorial of this Order. IT IS FURTHER ORDERED, that this Order be served: a) at least 10 days prior to such hearing upon the above named parties residing in this State in the manner provided by law for the service of Summons in a civil action; b) it shall be served at least 14 days prior to such hearing upon any of the above named nonresidents by sending a copy of this Order to such nonresident at his post office address, by registered or certified mail, return receipt; c) it shall be served upon any party who cannot be found by two weeks published notice and by sending a copy of this Order at least 14 days prior to the hearing by first class mail to such party at this last known address and by sending another copy of this Order at least 14 days prior to the hearing by first class mail to his address as stated on the Certificate of Title if an address is so stated. DATED: 12/16/10 BY THE COURT: Pat Sutherland Judge of District Court APPROVED: JAMES P. Oâ&#x20AC;&#x2122;CONNELL EXAMINER OF TITLES BY: JAMES P. Oâ&#x20AC;&#x2122;CONNELL Attorney for Petitioner: Adam Soczynski Usset, Weingarden & Liebo, PLLP 4500 Park Glen Road Minneapolis, MN 55416 Attendance is not required at said hearing except to object to the entry of the above described Order. 2471359 1/13-1/20/11

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PUBLIC NOTICE

MINNESOTA SECRETARY OF STATE CERTIFICATE OF ASSUMED NAME Minnesota Statutes, Chapter 333 The filing of an assumed name does not provide a user with exclusive rights to that name. The filing is required for consumer protection in order to enable consumers to be able to identify the true owner of a business. 1. State the exact assumed name under which the business is or will be conducted: First Federal Mint 2. State the address of the principal place of business: 14101 Southcross Drive West, Burnsville, MN 55337 3. List the name and complete street address of all persons conducting business under the above Assumed Name, OR if an entity, provide the legal corporate, LLC, or Limited Partnership name and registered office address. New York Mint, LLC, 800 Nicollet Mall, #1150, Minneapolis, MN 55402 4. I, the undersigned, certify that I am signing this document as the person whose signature is required, or as agent of the person(s) whose signature would be required who has authorized me to sign this document on his/her behalf, or in both capacities. I further certify that I have completed all required fields, and that the information in this document is true and correct and in compliance with the applicable chapter of Minnesota Statutes. I understand that by signing this document I am subject to the penalties of perjury as set forth in Section 609.48 as if I had signed this document under oath. Date: 12/30/10 Robert L. Epping, CFO 2471642 1/13-1/20/11

PUBLIC NOTICE

MINNESOTA SECRETARY OF STATE CERTIFICATE OF ASSUMED NAME Minnesota Statutes, Chapter 333 The filing of an assumed name does not provide a user with exclusive rights to that name. The filing is required for consumer protection in order to enable consumers to be able to identify the true owner of a business. 1. State the exact assumed name under which the business is or will be conducted: Chik Wich #511 2. State the address of the principal place of business: 60 East Broadway #N-342, Bloomington, MN 55425 3. List the name and complete street address of all persons conducting business under the above Assumed Name, OR if an entity, provide the legal corporate, LLC, or Limited Partnership name and registered office address. Chin & Chin Enterprises, Inc., 3580 Aloma Ave., Suite 5, Winter Park, FL 32792 4. I, the undersigned, certify that I am signing this document as the person whose signature is required, or as agent of the person(s) whose signature would be required who has authorized me to sign this document on his/her behalf, or in both capacities. I further certify that I have completed all required fields, and that the information in this document is true and correct and in compliance with the applicable chapter of Minnesota Statutes. I understand that by signing this document I am subject to the penalties of perjury as set forth in Section 609.48 as if I had signed this document under oath. Date: 9/9/2010 David Hansen 2465565 1/6-1/13/11P

PUBLIC NOTICE

MINNESOTA SECRETARY OF STATE CERTIFICATE OF ASSUMED NAME Minnesota Statutes, Chapter 333 The filing of an assumed name does not provide a user with exclusive rights to that name. The filing is required for consumer protection in order to enable consumers to be able to identify the true owner of a business. 1. State the exact assumed name under which the business is or will be conducted: McLean-Liedman LLP 2. State the address of the principal place of business: 1097 Lincoln Ave, St. Paul, MN 55105 3. List the name and complete street address of all persons conducting business under the above Assumed Name, OR if an entity, provide the legal corporate, LLC, or Limited Partnership name and registered office address. Christopher McLean, 1097 Lincoln Ave, St. Paul, MN 55105 Tyler Liedman, 2417 Pleasant Ave, Apt 4, Minneapolis, MN 55404 4. I, the undersigned, certify that I am signing this document as the person whose signature is required, or as agent of the person(s) whose signature would be required who has authorized me to sign this document on his/her behalf, or in both capacities. I further certify that I have completed all required fields, and that the information in this document is true and correct and in compliance with the applicable chapter of Minnesota Statutes. I understand that by signing this document I am subject to the penalties of perjury as set forth in Section 609.48 as if I had signed this document under oath. Date: 12-07-10 Christopher D. McLean, Co-Owner 2465646 1/6-1/13/10P

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PUBLIC NOTICE PUBLIC NOTICE PUBLIC NOTICE PUBLIC NOTICE PUBLIC NOTICE

TO: The Associates of Acacia Park Cemetery Association and to all others whom it may concern: NOTICE IS HEREBY GIVEN that the Annual Meeting of the Associates of Acacia Park Cemetery Association will be held at the office of the Association in the County of Dakota, State of Minnesota, on the 24th day of January, 2011, at the hour of 3:00 o’clock in the afternoon of said day for the election of three (3) associates whose terms of office expire on Jan. 31, 2011, and for the election of five (5) Trustees of said Association, and to receive the reports of the officers of the Association, and to transact such other items of business as may properly come before the meeting. FURTHER NOTICE IS HEREBY GIVEN that the Trustees so elected will meet immediately upon the adjournment of the Associates and hold the regular annual meeting of the Trustees at the office of the Association. DATED 1/10/11 Dale J. Bachmeier General Manager Acacia Park Cemetery 2475320 1/13/11

PUBLIC NOTICE

INVITATION TO BID Notice is hereby given that sealed bids will be received by the office of the Director of Property Management, Dakota County CDA, Minnesota until 12:30 PM on January 25, 2011 at the office of the Dakota County Community Development Agency, 1228 Town Centre Drive, Eagan, Mn. 55123 at which time they will be publicly opened and read aloud for the furnishing of all labor and materials for the: Fire Sprinkler Inspection & Testing Services throughout Dakota County Bids shall be on the forms provided for that purpose and according to the Contract Documents prepared by the Dakota County CDA, 1228 Town Centre Drive, Eagan, Mn 55123. Bid forms and contract documents may be seen and obtained at the office of the Dakota County CDA, 1228 Town Centre Drive, Eagan, Mn 55123 (651) 675-4507. Bids shall be directed to the Contract Services Manager, securely sealed and endorsed upon the outside wrapper, "Formal Bid Do Not Open" with the project address and bid due date. The CDA hereby notifies all bidders that in regard to any Contract entered into pursuant to this advertisement; Disadvantaged Business Enterprises (DME) will be afforded full opportunity to submit bids and/or proposals and will not be subjected to discrimination on the basis of race, color, sex age, religion or national origin. If the Contract Price is $75,000 or more, Contractor shall at its own cost provide the CDA with performance bond pursuant to Minn. Stat. § 574.26 The Dakota County CDA reserves the right to reject any and all bids, to waive irregularities and informalities therein and to award the Contract in the best interests of the CDA. Juan Montoya Contract Services Manager Dakota County CDA Eagan, Minnesota (651)675-4507 2467894 1/6-1/13/11

PUBLIC NOTICE

ORDER FOR HEARING ON PETITION FOR ORDER APPROVING NOMINATED SUCCESSOR’S RENUNCIATION OF APPOINTMENT AS CO-TRUSTEE STATE OF MINNESOTA COUNTY OF DAKOTA DISTRICT COURT FIRST JUDICIAL DISTRICT Court File No. 19HA-CV-11-86 In Re the William E. Jackson Trust created pursuant to the Trust Agreement of William Jackson The petition of Cynthia Jackson has been filed with this Court. Said petition requests an order replacing independent trustee, instructing the co-trustees to preserve trust assets, requiring an accounting, determining the distribution of certain sale proceeds and allowing attorneys’ fees and costs in the above matter. Any objections to the Petition must be filed with the Court prior to or raised at the hearing. If proper, and no objections are filed or raised, the Petition may be granted. It is Ordered and Notice is hereby given that on the 7 day of February, 2011, at 9:00 o’clock A.M., a hearing will be held in the aboved-named Court at 1560 Highway 55, Hastings, Minnesota. 1. Notice shall be given by publishing, at least 20 days before the date of the hearing, a copy of this Order for Hearing one time in a legal newspaper in Dakota County, Minnesota (Minn. Stat. 501B.18); and 2. Notice shall be given to all interested persons by mailing a copy of this Notice and Order by U.S. Mail at least 15 days prior to the hearing date. Dated: 1/6, 2011. Richard G. Spicer Judge of District Court (COURT SEAL) Attorney for Petitioner: Larry A. Koch, #172212 Julian C. Zebot, #0330644 Maslon Edelman Borman & Brand, LLP 90 South Seventh Street, #3300 Minneapolis, Minnesota 55402-4140 Phone (612) 672-8200 2476037 1/13/11

MINNESOTA SECRETARY OF STATE CERTIFICATE OF ASSUMED NAME Minnesota Statutes, Chapter 333 The filing of an assumed name does not provide a user with exclusive rights to that name. The filing is required for consumer protection in order to enable consumers to be able to identify the true owner of a business. 1. State the exact assumed name under which the business is or will be conducted: Chik Wich #512 2. State the address of the principal place of business: 1178 Burnsville Center #FC-11, Burnsville, MN 55306 3. List the name and complete street address of all persons conducting business under the above Assumed Name, OR if an entity, provide the legal corporate, LLC, or Limited Partnership name and registered office address. Chin & Chin Enterprises, Inc., 3580 Aloma Ave., Suite 5, Winter Park, FL 32792 4. I, the undersigned, certify that I am signing this document as the person whose signature is required, or as agent of the person(s) whose signature would be required who has authorized me to sign this document on his/her behalf, or in both capacities. I further certify that I have completed all required fields, and that the information in this document is true and correct and in compliance with the applicable chapter of Minnesota Statutes. I understand that by signing this document I am subject to the penalties of perjury as set forth in Section 609.48 as if I had signed this document under oath. Date: 9/9/2010 David Hansen 2465535 1/6-1/13/11P

PUBLIC NOTICE

ORDER TO SHOW CAUSE STATE OF MINNESOTA COUNTY OF DAKOTA DISTRICT COURT FIRST JUDICIAL DISTRICT COURT FILE NO. 19HA-CV-10-6801 In the Matter of the Petition of: Amtrust Bank, a division of New York Community Bank, in Relation to Certificate of Title No. 138464 issued for land in the County of Dakota and State of Minnesota legally described as follows: Residential Unit No. 410 in Building I, Lexington-Riverside Condominium, Condominium No. 14, TO: LOUIS M. WEITZMAN; BERNARD J. WEITZMAN; ALICE WEITZMAN; TERRY SWACK; LEXINGTON-RIVERSIDE CONDOMINIUM ASSOCIATION; and to parties, if any, in possession of said premises adverse to the Petitioner. Upon receiving and filing the Report of the Examiner of Titles in the above entitled matter, IT IS HEREBY ORDERED, that you and all persons interested, appear before this Court on the 9th day of February, 2011, at 9:00 a.m. in the Dakota County Government Center, Hastings, Minnesota, and then, or as soon thereafter as said matter can be heard, show cause, if any there be, why this Court should not enter an Order as follows: That the Registrar of Titles, upon the filing with him of a certified copy of this Order, cancel Certificate of Title No. 138464 and enter a new Certificate of Title for the land therein described in favor of Amtrust Bank, a division of New York Community Bank, subject to the memorials of Document Nos.68556, 71327, 71328, 130390, 142542, 210839, 454858, and 652357 but free from all other memorials now appearing on the present Certificate of Title, and last of which is Document No. 655456, and free also from the Memorial of this Order. IT IS FURTHER ORDERED, that this Order be served: a) at least 10 days prior to such hearing upon the above named parties residing in this State in the manner provided by law for the service of Summons in a civil action; b) it shall be served at least 14 days prior to such hearing upon any of the above named nonresidents by sending a copy of this Order to such nonresident at his post office address, by registered or certified mail, return receipt; c) it shall be served upon any party who cannot be found by two weeks published notice and by sending a copy of this Order at least 14 days prior to the hearing by first class mail to such party at this last known address and by sending another copy of this Order at least 14 days prior to the hearing by first class mail to his address as stated on the Certificate of Title if an address is so stated. DATED: December 17, 2010 BY THE COURT: Mary J. Theisen Judge of District Court APPROVED: JAMES P. O’CONNELL EXAMINER OF TITLES BY: JAMES P. O’CONNELL Attorney for Petitioner: Robert Q. Williams Wilford & Geske, P.A. 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125 Attendance is not required at said hearing except to object to the entry of the above described Order. 2472748 1/13-1/20/10

ORDER FOR HEARING AND NOTICE (Child in Need of Protection or Services Petition PROCEEDINGS) STATE OF MINNESOTA COUNTY OF DAKOTA COUNTY COURT JUVENILE DIVISION File No. 19HA-JV-10-3740 In the Matter of the Welfare of V.K.V.-D.L., M.M.D.L., N.P.V.-M., Children TO: Guadalupe S. De Leon Social Worker Ann Hackel, having filed in this Court, a petition alleging among other things that the above named children are, in need of protection or services, in this, viz: within the meaning of Minnesota Statutes, Section 260C.007: Subd. 6(8), in that the children are without proper parental care because of the emotional, mental, or physical disability, or state of immaturity of the children’s parent, guardian or other custodian. Subd. 6(9), in that the children are ones whose behavior, condition, or environment is such as to be injurious or dangerous to the children or others, including, but not limited to, the exposure of a child to criminal activity in the children’s home. IT IS ORDERED that said petition be heard and the facts concerning such children be examined by the Court in the County Court Room, in the Court House, in Hastings, Minnesota, on February 3rd, 2011 at 2:30 P.M., or as soon thereafter as said matter can be heard; IT IS FURTHER ORDERED that notice hereof be given to the following named persons by one week publication in a legal newspaper as provided by law, viz: Guadalupe S. De Leon. Dated: January 10, 2011 Judge Richard G. Spicer 2477604 1/13/11

PUBLIC NOTICE

ORDER TO SHOW CAUSE STATE OF MINNESOTA COUNTY OF DAKOTA DISTRICT COURT FIRST JUDICIAL DISTRICT COURT FILE NO. 19HA-CV-10-7184 In the Matter of the Petition of: Federal National Mortgage Association, in Relation to Certificate of Title No. 123879 issued for land in the County of Dakota and State of Minnesota legally described as follows: Lot Eleven (11), Block Five (5) in ROLLING OAKS SOUTH PLAT TWO, according to the plat thereof. TO: JULIE A FLEMING; MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC. AS NOMINEE FOR LENDER, CENTENNIAL, INC.; and to parties, if any, in possession of said premises adverse to the Petitioner. Upon receiving and filing the Report of the Examiner of Titles in the above entitled matter, IT IS HEREBY ORDERED, that you and all persons interested, appear before this Court on the 23rd day of March, 2011, at 9:00 a.m. in the Dakota County Government Center, Hastings, Minnesota, and then, or as soon thereafter as said matter can be heard, show cause, if any there be, why this Court should not enter an Order as follows: That the Registrar of Titles, upon the filing with him of a certified copy of this Order, cancel Certificate of Title No. 123879 and enter a new Certificate of Title for the land therein described in favor of Federal National Mortgage Association, subject to the memorials of Document Nos. 157420, 458531, 551643 and 563551 but free from all other memorials now appearing on the present Certificate of Title, the last of which is Document No. 660223, and free also from the Memorial of this Order. IT IS FURTHER ORDERED, that this Order be served: a) at least 10 days prior to such hearing upon the above named parties residing in this State in the manner provided by law for the service of Summons in a civil action; b) it shall be served at least 14 days prior to such hearing upon any of the above named nonresidents by sending a copy of this Order to such nonresident at his post office address, by registered or certified mail, return receipt; c) it shall be served upon any party who cannot be found by two weeks published notice and by sending a copy of this Order at least 14 days prior to the hearing by first class mail to such party at this last known address and by sending another copy of this Order at least 14 days prior to the hearing by first class mail to his address as stated on the Certificate of Title if an address is so stated. DATED: 12/16/10 BY THE COURT: Pat Sutherland Judge of District Court APPROVED: JAMES P. O’CONNELL EXAMINER OF TITLES BY: JAMES P. O’CONNELL Attorney for Petitioner: Adam Soczynski Usset, Weingarden & Liebo, PLLP 4500 Park Glen Road Minneapolis, MN 55416 Attendance is not required at said hearing except to object to the entry of the above described Order. 2469476 1/6-1/13/11

AMENDED SUMMONS STATE OF MINNESOTA COUNTY OF DAKOTA COUNTY DISTRICT COURT FIRST JUDICIAL DISTRICT Case Type: Foreclosure by Action Case No.: 19HA-CV-10-669 _______________________________________ Town View Association, a Minnesota nonprofit corporation, Plaintiff, vs. John D. Westley, John Doe and Mary Roe, Defendants. _______________________________________ THIS AMENDED SUMMONS IS DIRECTED TO JOHN D. WESTLEY: 1. YOU ARE BEING SUED. The Plaintiff has started a lawsuit against you. The Plaintiff's Amended Complaint against you is on file in the office of the court administrator of the above-named court. Do not throw these papers away. They are official papers that affect your rights. You must respond to this lawsuit even though it may not yet be filed with the Court and there may be no court file number on this amended summons. 2. YOU MUST REPLY WITHIN 20 DAYS TO PROTECT YOUR RIGHTS. You must give or mail to the person who signed this amended summons a written response called an Answer within 20 days of the date on which you received this Amended Summons. You must send a copy of your Answer to the person who signed this summons located at: Daniel J. Greenstein, Esquire Bernick, Lifson, Greenstein, Greene & Liszt, P.A. The Colonnade, Suite 1200 5500 Wayzata Boulevard Minneapolis, MN 55416 3. YOU MUST RESPOND TO EACH CLAIM. The Answer is your written response to the Plaintiff's Amended Complaint. In your Answer you must state whether you agree or disagree with each paragraph of the Amended Complaint. If you believe the Plaintiff should not be given everything asked for in the Amended Complaint, you must say so in your Answer. 4. YOU WILL LOSE YOUR CASE IF YOU DO NOT SEND A WRITTEN RESPONSE TO THE AMENDED COMPLAINT TO THE PERSON WHO SIGNED THIS AMENDED If you do not Answer SUMMONS. within 20 days, you will lose this case. You will not get to tell your side of the story, and the Court may decide against you and award the Plaintiff everything asked for in the amended complaint. If you do not want to contest the claims stated in the amended complaint, you do not need to respond. A default judgment can then be entered against you for the relief requested in the amended complaint. 5. LEGAL ASSISTANCE. You may wish to get legal help from a lawyer. If you do not have a lawyer, the Court Administrator may have information about places where you can get legal assistance. Even if you cannot get legal help, you must still provide a written Answer to protect your rights or you may lose the case. 6. A L T E R N A T I V E D I S P U T E RESOLUTION. The parties may agree to or be ordered to participate in an alternative dispute resolution process under Rule 114 of the Minnesota General Rules of Practice. You must still send your written response to the Amended Complaint even if you expect to use alternative means of resolving this dispute. 7. THIS LAWSUIT MAY AFFECT OR BRING INTO QUESTION TITLE T O R E A L P R O P E R T Y located in Dakota County, State of Minnesota, legally described as follows: Lot One (1), Block Four (4), Town View First Addition (Property Address: 1747 Bluebill Drive Eagan, MN 55122). The object of this action is one to enforce and foreclose a lien for assessments which include Plaintiff's costs, disbursements and reasonable attorneys' fees, on the tract of land in the County of Dakota, State of Minnesota, as described above. HOMESTEAD DESIGNATION NOTICE You are notified by the Plaintiff that: IF PART OF THE PROPERTY TO BE SOLD CONTAINS YOUR HOUSE, YOU MAY DESIGNATE AN AREA AS A HOMESTEAD TO BE SOLD AND REDEEMED SEPARATELY. YOU MAY DESIGNATE THE HOUSE YOU OCCUPY AND ANY AMOUNT OF THE PROPERTY AS A HOMESTEAD. THE DESIGNATED HOMESTEAD PROPERTY MUST CONFORM TO THE LOCAL ZONING ORDINANCES AND BE COMPACT SO THAT IT DOES NOT UNREASONABLY REDUCE THE VALUE OF THE REMAINING PROPERTY. YOU MUST PROVIDE THE COURT WITH A COPY OF THE LEGAL D E S C R I P T I O N O F T H E HOMESTEAD YOU HAVE DESIGNATED. Dated: December 21, 2010 BERNICK, LIFSON, GREENSTEIN, GREENE & LISZT, P.A. By:/s/Daniel B. Greenstein Daniel B. Greenstein #142104 Peter C. Snowdon #389642 Attorneys for Plaintiff Suite 1200, The Colonnade 5500 Wayzata Boulevard Minneapolis, MN 55416 Telephone: (763) 746-9227 2474244 1/13-1/27/11

MINNESOTA SECRETARY OF STATE CERTIFICATE OF ASSUMED NAME Minnesota Statutes, Chapter 333 The filing of an assumed name does not provide a user with exclusive rights to that name. The filing is required for consumer protection in order to enable consumers to be able to identify the true owner of a business. 1. State the exact assumed name under which the business is or will be conducted: Too Much Ado 2. State the address of the principal place of business: 17605 Hemlock Ave, Lakeville, MN 55044 3. List the name and complete street address of all persons conducting business under the above Assumed Name, OR if an entity, provide the legal corporate, LLC, or Limited Partnership name and registered office address. Erica McKinney, 17605 Hemlock Ave, Lakeville, MN 55044 4. I, the undersigned, certify that I am signing this document as the person whose signature is required, or as agent of the person(s) whose signature would be required who has authorized me to sign this document on his/her behalf, or in both capacities. I further certify that I have completed all required fields, and that the information in this document is true and correct and in compliance with the applicable chapter of Minnesota Statutes. I understand that by signing this document I am subject to the penalties of perjury as set forth in Section 609.48 as if I had signed this document under oath. Date: December 9, 2010 Erica McKinney, Owner 2470039 1/6-1/13/11P

PUBLIC NOTICE

MINNESOTA SECRETARY OF STATE CERTIFICATE OF ASSUMED NAME Minnesota Statutes, Chapter 333 The filing of an assumed name does not provide a user with exclusive rights to that name. The filing is required for consumer protection in order to enable consumers to be able to identify the true owner of a business. 1. State the exact assumed name under which the business is or will be conducted: First Federal 2. State the address of the principal place of business: 14101 Southcross Drive West, Burnsville, MN 55337 3. List the name and complete street address of all persons conducting business under the above Assumed Name, OR if an entity, provide the legal corporate, LLC, or Limited Partnership name and registered office address. New York Mint, LLC, 800 Nicollet Mall, #1150, Minneapolis, MN 55402 4. I, the undersigned, certify that I am signing this document as the person whose signature is required, or as agent of the person(s) whose signature would be required who has authorized me to sign this document on his/her behalf, or in both capacities. I further certify that I have completed all required fields, and that the information in this document is true and correct and in compliance with the applicable chapter of Minnesota Statutes. I understand that by signing this document I am subject to the penalties of perjury as set forth in Section 609.48 as if I had signed this document under oath. Date: 12/30/10 Robert L. Epping, CFO 2471592 1/13-1/20/11

PUBLIC NOTICE

MINNESOTA SECRETARY OF STATE CERTIFICATE OF ASSUMED NAME Minnesota Statutes, Chapter 333 The filing of an assumed name does not provide a user with exclusive rights to that name. The filing is required for consumer protection in order to enable consumers to be able to identify the true owner of a business. 1. State the exact assumed name under which the business is or will be conducted: Colosimo Services 2. State the address of the principal place of business: 12315 Chinchilla Court, Rosemount, MN 55068 3. List the name and complete street address of all persons conducting business under the above Assumed Name, OR if an entity, provide the legal corporate, LLC, or Limited Partnership name and registered office address. Colosimo Industrial Piping and Controls, LLC, 12315 Chinchilla Court, Rosemount, MN 55068 4. I, the undersigned, certify that I am signing this document as the person whose signature is required, or as agent of the person(s) whose signature would be required who has authorized me to sign this document on his/her behalf, or in both capacities. I further certify that I have completed all required fields, and that the information in this document is true and correct and in compliance with the applicable chapter of Minnesota Statutes. I understand that by signing this document I am subject to the penalties of perjury as set forth in Section 609.48 as if I had signed this document under oath. Date: 12-20-10 Mary Albers, Managing Director 2470055 1/6-1/13/11P

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PUBLIC NOTICE

MINNESOTA SECRETARY OF STATE CERTIFICATE OF ASSUMED NAME Minnesota Statutes, Chapter 333 The filing of an assumed name does not provide a user with exclusive rights to that name. The filing is required for consumer protection in order to enable consumers to be able to identify the true owner of a business. 1. State the exact assumed name under which the business is or will be conducted: Randy’s Repair & Service 2. State the address of the principal place of business: 13820 glazier court, apple valley, MN 55124 3. List the name and complete street address of all persons conducting business under the above Assumed Name, OR if an entity, provide the legal corporate, LLC, or Limited Partnership name and registered office address. randy charles, 13820 glazier court, apple valley, mn. 55124 4. I, the undersigned, certify that I am signing this document as the person whose signature is required, or as agent of the person(s) whose signature would be required who has authorized me to sign this document on his/her behalf, or in both capacities. I further certify that I have completed all required fields, and that the information in this document is true and correct and in compliance with the applicable chapter of Minnesota Statutes. I understand that by signing this document I am subject to the penalties of perjury as set forth in Section 609.48 as if I had signed this document under oath. Date: 1/4/2011 randy l. charles owner 2477144 1/13-1/20/11P

PUBLIC NOTICE

MINNESOTA SECRETARY OF STATE CERTIFICATE OF ASSUMED NAME Minnesota Statutes, Chapter 333 The filing of an assumed name does not provide a user with exclusive rights to that name. The filing is required for consumer protection in order to enable consumers to be able to identify the true owner of a business. 1. State the exact assumed name under which the business is or will be conducted: Malecha Spreading 2. State the address of the principal place of business: 30282 Isle Avenue, Northfield, MN 55057 3. List the name and complete street address of all persons conducting business under the above Assumed Name, OR if an entity, provide the legal corporate, LLC, or Limited Partnership name and registered office address. Malecha Spreading, LLC, 30282 Isle Avenue, Northfield, MN 55057 4. I, the undersigned, certify that I am signing this document as the person whose signature is required, or as agent of the person(s) whose signature would be required who has authorized me to sign this document on his/her behalf, or in both capacities. I further certify that I have completed all required fields, and that the information in this document is true and correct and in compliance with the applicable chapter of Minnesota Statutes. I understand that by signing this document I am subject to the penalties of perjury as set forth in Section 609.48 as if I had signed this document under oath. Date: 12/9/10 Eric Malecha, Organizer 2467874 1/6-1/13/11P

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: October 17, 2007 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $115,500.00 MORTGAGOR(S): Brian Fleming and Stacy A Fleming, husband and wife MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded: October 26, 2007 Dakota County Recorder Document Number: 2552941 ASSIGNMENTS OF MORTGAGE: And assigned to: BAC Home Loans Servicing, LP Dated: November 04, 2010 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 1001337-0002577102-6 Lender or Broker: Countrywide Bank, FSB Residential Mortgage Servicer: BAC Home Loans Servicing, L.P. Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 4110 Rahn Rd Apt 306, Eagan, MN 55122-2141 Tax Parcel ID Number: 10-22470-306-02 LEGAL DESCRIPTION OF PROPERTY: Unit No A306 CIC No 468 Eagan Garden Dakota County Minnesota AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $132,604.81 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof;

tained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: January 21, 2011 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on July 21, 2011, or the next business day if July 21, 2011 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: December 09, 2010 ASSIGNEE OF MORTGAGEE: BAC Home Loans Servicing, LP Wilford & Geske, P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 007750F03 2438938 12/9/10-1/13/11

PUBLIC NOTICE

sota Statutes section 580.30 nor the property redeemed under Minnesota Statutes sections 580.23 is July 27, 2011 at 11:59 p.m. If the foregoing date is Saturday, Sunday, or a legal holiday, then the date to vacate is the next business day at 11:59 p.m. MORTGAGOR RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. Dated: November 23, 2010 U.S. Bank National Association ND Mortgagee Kenneth J. Johnson Minnesota State Bar No. 0246074 Johnson, Blumberg & Associates, LLC Attorney for Mortgagee 230 W. Monroe St., Ste. 1125 Chicago, IL 60606 Phone 312-541-9710 Fax 312-541-9711 2436750 12/9/10-1/13/11

PUBLIC NOTICE

MINNESOTA SECRETARY OF STATE CERTIFICATE OF ASSUMED NAME Minnesota Statutes, Chapter 333 The filing of an assumed name does not provide a user with exclusive rights to that name. The filing is required for consumer protection in order to enable consumers to be able to identify the true owner of a business. 1. State the exact assumed name under which the business is or will be conducted: Caring for Feet & Toe Nails 2. State the address of the principal place of business: 4678 Ridge Cliff Drive, Eagan, MN 55122 3. List the name and complete street address of all persons conducting business under the above Assumed Name, OR if an entity, provide the legal corporate, LLC, or Limited Partnership name and registered office address. Julie Schmiesing, 4678 Ridge Cliff Dr., Eagan, MN 5122 4. I, the undersigned, certify that I am signing this document as the person whose signature is required, or as agent of the person(s) whose signature would be required who has authorized me to sign this document on his/her behalf, or in both capacities. I further certify that I have completed all required fields, and that the information in this document is true and correct and in compliance with the applicable chapter of Minnesota Statutes. I understand that by signing this document I am subject to the penalties of perjury as set forth in Section 609.48 as if I had signed this document under oath. Date: 8-25-2010 Julie Schmiesing RN 2467879 1/6-1/13/11P

PUBLIC NOTICE

NOTICE AND ORDER OF HEARING ON PETITION FOR PROBATE OF WILL AND APPOINTMENT OF PERSONAL REPRESENTATIVE AND NOTICE TO CREDITORS STATE OF MINNESOTA COUNTY OF DAKOTA DISTRICT COURT PROBATE DIVISION FIRST JUDICIAL DISTRICT Court File No. 19HA-PR-11-7 Estate of GRACE HAINES BURKLUND, Decedent It is Ordered and notice is given that on February 7, 2011, at 9:00 a.m. a hearing will be held in this Court at Dakota County Judicial Center, 1560 Highway 55, Hastings, Minnesota, for the formal probate of an instrument purporting to be the will of the Decedent dated June 25, 2002 and for the appointment of Charles M. Balck whose address is: 561 Pascal Street South, Saint Paul, MN 55116 as personal representative of the Estate of the Decedent in an UNSUPERVISED administration. Any objections to the petition must be filed with the Court prior to or raised at the hearing. If proper and if no objections are filed or raised, the personal representative will be appointed with full power to administer the Estate, including the power to collect all assets, pay all legal debts, claims, taxes and expenses, to sell real and personal property, and to do all necessary acts for the Estate. Notice is also given that (subject to Minn. Stat. 524.3_801) all creditors having claims against the Estate are required to present the claims to the personal representative or to the Court Administrator within four months after the date of this notice or the claims will be barred. Date: 1-4-11 Shawn M. Moynihan Judge (COURT SEAL) Jill Burklund Balck Pro Se 561 Pascal St S St Paul MN 55116 651-699-7860 2471112 1/13-1/20/11P

PUBLIC NOTICE

NOTICE AND ORDER OF HEARING ON PETITION FOR PROBATE OF WILL AND APPOINTMENT OF PERSONAL REPRESENTATIVE AND NOTICE TO CREDITORS STATE OF MINNESOTA COUNTY OF DAKOTA DISTRICT COURT PROBATE DIVISION FIRST JUDICIAL DISTRICT Court File No. 19HA-PR-11-2 ESTATE OF DORIS MAY AKESON, DECEDENT It is Ordered and Notice is given that on February 7, 2011 at 9:00 a.m. a hearing will be held in this Court at 1560 Highway 55, Hastings, Minnesota, for the formal probate of an instrument purporting to be the will of Decedent, dated April 6, 2005, and for the appointment of ROBERT EDWARD ALEXON whose address is: 25603 Pillsbury Avenue, Lakeville, MN 55044 as personal representative of the Estate in an UNSUPERVISED administration. Any objections to the petition must be filed with the Court prior to or raised at the hearing. If proper and if no objections are filed or raised, the personal representative will be appointed with full power to administer the Estate, including the power to collect all assets, pay all legal debts, claims, taxes and expenses, to sell real and personal property, and do all necessary acts for the Estate. Notice is also given that (subject to Minn. Stat. 524.3-801) all creditors having claims against the Estate are required to present the claims to the personal representative or to the Court Administrator within four months after the date of this Notice or the claims will be barred. Date: 1/3/11 RICHARD G. SPICER Judge (COURT SEAL) Attorney For Personal Representative R. Glenn Nord, Esq. R. Glenn Nord & Associates, P.A. 20686 Holyoke Avenue P.O. Box 427 Lakeville, MN 55044 Phone: 952-469-4948 Fax: 952-469-4940 79625 2468949 1/6-1/13/11

PUBLIC NOTICE

STATE OF WISCONSIN CIRCUIT COURT POLK COUNTY PUBLICATION AMENDED SUMMONS Case No. 10-CV-352 The Honorable Robert H. Rasmussen Case Code 30404 (Foreclosure of Mortgage) The amount claimed exceeds $5000.00 Wells Fargo Bank, NA d/b/a Americas Servicing Company, c/o America's Servicing Company, 3476 Stateview Boulevard, Fort Mill, SC 29715, Plaintiff vs. Paula K. Leaf a/k/a Paula Kay Leaf, 267 160th Ave., Turtle Lake, WI 54889-9146 and Mortgage One, Inc., 1400 Corporate Center Curve, Ste. 150, Eagan, MN 55121-1372, Defendants THE STATE OF WISCONSIN To each person named above as a defendant: You are hereby notified that the plaintiff named above has filed a lawsuit or other legal action against you. Within 40 days after January 6, 2011, you must respond with a written demand for a copy of the amended complaint. The demand must be sent or delivered to the court, whose address is 1005 W Main Street, Suite 300, Balsam Lake, WI 54810 and to Gray & Associates, L.L.P., plaintiff's attorney, whose address is 16345 West Glendale Drive, New Berlin, WI 53151-2841. You may have an attorney help or represent you. If you do not demand a copy of the amended complaint within 40 days, the court may grant judgment against you for the award of money or other legal action requested in the amended complaint, and you may lose your right to object to anything that is or may be incorrect in the amended complaint. A judgment may be enforced as provided by law. A judgment awarding money may become a lien against any real estate you own now or in the future, and may also be enforced by garnishment or seizure of property. Dated this 21st day of December, 2010. Patricia C. Lonzo, State Bar No. 1045312, Gray & Associates, L.L.P., Attorneys for Plaintiff, 16345 West Glendale Drive, New Berlin, WI 53151-2841, (414) 224-8404, (414) 224-1235. Gray & Associates, L.L.P. is attempting to collect a debt on our client's behalf and any information obtained will be used for that purpose. If you have previously received a discharge in a chapter 7 bankruptcy case, this communication should not be construed as an attempt to hold you personally liable for the debt. 2469095 1/6-1/20/11P

PUBLIC NOTICE

County Recorder, Document No. 2652849. ASSIGNMENTS OF MORTGAGE: Assigned to: CitiMortgage, Inc., Dated: November 9, 2010. TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100061907000091009 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Summit Mortgage Corporation RESIDENTIAL MORTGAGE SERVICER: CitiMortgage, Inc. MORTGAGED PROPERTY ADDRESS: 5264 186th Street West, Farmington, MN 55024 TAX PARCEL I.D. #: 145865004005 LEGAL DESCRIPTION OF PROPERTY: Lot 4, Block 5, Prairie Creek First Addition, Dakota County, Minnesota COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $236,328.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $238,302.62 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: January 28, 2011 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on July 28, 2011. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: November 29, 2010. CitiMortgage, Inc. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 10-5008 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2443447 12/9/10-1/13/11

PUBLIC NOTICE

LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $216,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $199,718.78 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: February 4, 2011 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on August 4. 2011. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: December 1, 2010. CitiMortgage, Inc. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 10-5060 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2442171 12/9/10-1/13/11

PUBLIC NOTICE

NOTICE OF INFORMAL PROBATE OF WILL AND APPOINTMENT OF PERSONAL REPRESENTATIVE AND NOTICE TO CREDITORS STATE OF MINNESOTA COUNTY OF DAKOTA DISTRICT COURT PROBATE DIVISION FIRST JUDICIAL DISTRICT Court File No. 19HA-PR-11-12 Estate of Mavis Iola Pederson, Decedent. Notice is given that an application for informal probate of the Decedent’s Will dated February 24, 2010 under Minn. Stat. 524.513 (“Will), has been filed with the Registrar. The application has been granted. Notice is also given that the Registrar has informally appointed Sylvia Y. Hammer whose address is 13094 Echo Lane, Apple Valley, Minnesota 55124 and Karen M. Fehr whose address is 16510 Tranquility Ct. S.E., #208, Prior Lake, Minnesota 55372 as co-personal representatives of the Estate of the Decedent. Any heir, devisee or other interested person may be entitled to appointment as personal representative or may object to the appointment of the personal representatives. Unless objections are filed with the Court (pursuant to Section 524.3-607) and the Court otherwise orders, the co-personal representatives have full power to administer the Estate including, after 30 days from the date of issuance of Letters, the power to sell, encumber, lease or distribute real estate. Any objections to the probate of the Will or appointment of the Co-Personal Representatives must be filed with this Court and will be heard by the Court after the filing of an appropriate petition and proper notice of hearing. Notice is also given that (subject to Minn. Stat. 524.3-801) all creditors having claims against the Estate are required to present the claims to the co-personal representatives or to the Court Administration within four months after the date of this Notice or the claims will be barred. Dated: 1/5/11 RICHARD G. SPICER Judge Morris & Wolf R. Kathleen Morris Attorney Registration No. 0075413 404 First Avenue East Shakopee, MN 55379 Phone: (952) 496-2622 2472259 1/13-1/20/11

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PUBLIC NOTICE

Dakota County Community Development Agency January 13, 2011 Notice is hereby given of an opportunity for public comment on proposed substantial amendments to the Dakota County Community Development Block Grant (CDBG) Program for Federal Fiscal Years 2005, 2006, and 2007. Proposed Substantial Amendments The CDBG 2005 Action Plan shall be amended to: "Delete the Lakeville Downtown Code Improvements/Commercial Rehab activity with a remaining balance of $6,500.00. "Create the Lakeville Planning activity with an original budget of $6,500.00 for the purpose of creating an economic development marketing plan. The CDBG 2006 Action Plan shall be amended to: "Delete the Lakeville Downtown Code Improvements/Commercial Rehab activity with a remaining budget of $21,750.00. "Create the Lakeville Planning activity with an original budget of $21,750.00 for the purpose of creating an economic development marketing plan. The CDBG 2007 Action Plan shall be amended to: "Reduce the Lakeville Downtown Code Improvements/Commercial Rehab activity with a current budget of $20,000 to a remaining budget of $10,000. "Create the Lakeville Planning activity with an original budget of $10,000 for the purpose of creating an economic development marketing plan. Persons seeking more information on these proposed substantial amendments should contact Lisa Henning, Assistant Director of Community Revitalization, at the Dakota County Community Development Agency (CDA), telephone (651) 675-4467. Public comments may be submitted orally or in writing to the CDA through February 13, 2011. Approval of the amendment, subject to consideration of public comments, will be on the agenda of the Dakota County Board of Commissioners meeting to be held at the Dakota County Government Center, third floor, 1590 Highway 55, Hastings, MN 55033 on February 15 at 9:00 a.m. 2477143 1/13/11

PUBLIC NOTICE

NOTICE OF INFORMAL PROBATE OF WILL AND APPOINTMENT OF PERSONAL REPRESENTATIVE AND NOTICE TO CREDITORS STATE OF MINNESOTA COUNTY OF DAKOTA JUDICIAL DISTRICT DISTRICT COURT PROBATE DIVISION Court File No. 19HA-PR-11-6 Estate of Nancy S. Farra, Decedent Notice is given that an application for informal probate of the Decedent’s will dated 7-12-2004 has been filed with the Registrar. The application has been granted. Notice is also given that the Registrar has informally appointed Peggy C. Farra whose address is 7244 Upper 136th St. West, Apple Valley, MN 55124 as personal representative of the Estate of the Decedent. Any heir, devisee or other interested person may be entitled to appointment as personal representative or may object to the appointment of the personal representative. Unless objections are filed with the Court (pursuant to Minn. Stat. 524.3-607) and the Court otherwise orders, the personal representative has full power to administer the Estate, including, after 30 days from the date of issuance of letters, the power to sell, encumber, lease or distribute real estate. Any objections to the probate of the Will or appointment of the Personal Representative must be filed with this Court and will be heard by the Court after the filing of an appropriate petition and proper notice of hearing. Notice is also given that (subject to Minn. Stat. 524.3-801) all creditors having claims against the Estate are required to present the claims to the personal representative or to the Court Administrator within four months after the date of this Notice or the claims will be barred. A charitable beneficiary may request notice of the probate proceedings be given to the Attorney General pursuant to Minn. Stat. 501B.41, subd. 5. Dated: 1/4/11 Judge Richard Spicer Pro Se Peggy C. Farra 7244 Upper 136th St W Apple Valley MN 55124 952-451-2020 2471076 1/13-1/20/11P

PUBLIC NOTICE

Rebekah Porter, husband and wife. MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded February 15, 2007, Dakota County Recorder, Document No. 2496838. ASSIGNMENTS OF MORTGAGE: Assigned to: Deutsche Bank National Trust Company, as Trustee for American Home Mortgage Assets Trust 2007-2, Mortgage-Backed Pass-Through Certificates Series 2007-2, Dated: November 5, 2010. TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100024200015770874 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: American Brokers Conduit RESIDENTIAL MORTGAGE SERVICER: American Home Mortgage Servicing, Inc MORTGAGED PROPERTY ADDRESS: 13625 Fernando Avenue, Apple Valley, MN 55124 TAX PARCEL I.D. #: 013100318011 LEGAL DESCRIPTION OF PROPERTY: Lot 18, Block 11, Greenleaf Fourth Addition, Dakota County, Minnesota. COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $236,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $270,872.78 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: January 27, 2011 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on July 27, 2011. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: December 1, 2010. Deutsche Bank National Trust Company, as trustee Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 40-3194 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2443561 12/9/10-1/13/11

PUBLIC NOTICE

RESIDENTIAL MORTGAGE SER VICER: Chase Home Finance LLC MORTGAGED PROPERTY ADDRESS: 1524 139th Street West, Rosemount, MN 55068 T A X P A R C E L I . D . # : 34-48300-706-18 LEGAL DESCRIPTION OF PROPERTY: Unit No. 0706, Meadows of Bloomfield, Common Interest Community Number 470, Dakota County, Minnesota. COUNTY IN WHICH PROPERTY IS LOCATED:Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE:$125,200.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE:$147,438.73 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: January 28, 2011 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on July 28, 2011. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE:None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: November 23, 2010. Chase Home Finance LLC Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 30-6441 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2437027 12/9/10-1/13/11

PUBLIC NOTICE

Mortgagee/Assignee of Mortgagee com plied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: January 28, 2011 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on July 28,2011. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: November 29, 2010. CitiMortgage, Inc. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 10-5018 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2443465 12/9/10-1/13/11

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: August 06, 2003 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $113,712.00 MORTGAGOR(S): Cory J. Wagner, an unmarried man and Ashley M. Johnson, an unmarried woman MORTGAGEE: World Savings Bank, FSB DATE AND PLACE OF RECORDING: Recorded: December 30, 2003 Dakota County Recorder Document Number: 2157846 Transaction Agent: Not Applicable Transaction Agent Mortgage Identification Number: Not Applicable Lender or Broker: World Savings Bank, FSB Residential Mortgage Servicer: Wachovia Mortgage, FSB Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 424 Frederick Cir, Hastings, MN 55033-2635 Tax Parcel ID Number: 19-17500-606-50 LEGAL DESCRIPTION OF PROPERTY: Unit Number 606, Hastings Century South, CIC # 336, Dakota County, MN. AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $128,508.61 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: January 21, 2011 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on July 21, 2011, or the next business day if July 21, 2011 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.

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�� 282 FEET WEST, SAID POINT BEING USED FOR THAT PURPOSE. EAST OF THE SOUTHWEST CORTHE RIGHT TO VERIFICATION OF NER OF SAID NORTHWEST 1/4; THE DEBT AND IDENTITY OF THE THENCE NORTH 22 DEGREES 53 ORIGINAL CREDITOR WITHIN THE MINUTES EAST 244.5 FEET ALONG TIME PROVIDED BY LAW IS NOT THE EAST LINE OF STATE TRUNK AFFECTED BY THIS ACTION. HIGHWAY #13, THENCE EAST 241.7 THE TIME ALLOWED BY LAW FOR FEET, THENCE SOUTH 22 DEGREES REDEMPTION BY THE MORTGAGOR, 53 MINUTES WEST 244.5 FEET TO THE MORTGAGOR'S PERSONAL REPSOUTH LINE OF SAID NORTHWEST RESENTATIVES OR ASSIGNS, MAY BE 1/4, THENCE WEST 241.7 FEET TO REDUCED TO FIVE WEEKS IF A JUDITHE POINT OF BEGINNING, DAKOTA CIAL ORDER IS ENTERED UNDER COUNTY, MINNESOTA MINNESOTA STATUTES, SECTION Property Address: 3170 Sibley 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORT- Memorial Highway, Eagan, MN 55121 Parcel No(s): 10-00900-020-32 GAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF will be sold by the Sheriff of Dakota LESS THAN FIVE UNITS, ARE NOT County, Minnesota, at public auction PROPERTY USED IN AGRICULTURAL on January 24, 2011, at 10:00 a.m. at the Sheriff’s office, located at Dakota PRODUCTION, AND ARE ABANDONED. DATED: December 09, 2010 County Law Enforcement Center, 1580 MORTGAGEE: Wells Fargo Bank, Highway 55, Lobby S-100, Hastings, N.A. also known as Wachovia M i n n e s o t a , t o p a y t h e d e b t t h e n Mortgage, a division of Wells secured by the Mortgage and taxes on Fargo Bank, N.A., and formerly said land, if any, paid by the holder of known as Wachovia Mortgage, the Mortgage, and the costs and disFSB, formerly known as World bursements, including attorneys’ fees, allowed by law. Savings Bank, FSB. 7. The time allowed by law for Wilford & Geske, P.A. redemption by Mortgagor or Attorneys for Mortgagee Mortgagor’s personal representatives Lawrence A. Wilford James A. Geske or assigns is six (6) months after the 8425 Seasons Parkway, Suite 105 date of sale. Each holder of a junior Woodbury, MN 55125-4393 lien may redeem in the order and (651) 209-3300 manner provided in Minnesota StatFile Number: 018396F01 utes Section 582.32, Subd. 9, begin2441258 12/9/10-1/13/11 ning after the expiration of Mortgagor’s redemption period. 8. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, NOTICE AND ORDER OF HEARING THE MORTGAGOR’S PERSONAL REPON PETITION FOR PROBATE OF RESENTATIVES OR ASSIGNS MAY BE WILL AND APPOINTMENT OF REDUCED TO FIVE WEEKS IF A JUDIPERSONAL REPRESENTATIVE CIAL ORDER IS ENTERED UNDER AND NOTICE TO CREDITORS MINNESOTA STATUTES, SECTION STATE OF MINNESOTA 582.032, DETERMINING, AMONG COUNTY OF DAKOTA OTHER THINGS, THAT THE MORTFIRST JUDICIAL DISTRICT GAGED PREMISES ARE IMPROVED DISTRICT COURT WITH A RESIDENTIAL DWELLING OF PROBATE DIVISION LESS THAN FIVE UNITS, ARE NOT Court File No. 19-HA-PR-11-9 PROPERTY USED IN AGRICULTURAL Estate of Ruthmary B. Gust, a/k/a PRODUCTION, AND ARE ABANDONED. Ruthmary Bernadette Gust and 9. If the Mortgage is not reinstated Ruthmary Gust, Decedent under Minnesota Statutes Section It is Ordered and Notice is given that 580.30 or if the Mortgagor does not on 2-7-2011, at 9:00 AM, a hearing will redeem under Minnesota Statutes Secbe held in this Court at Dakota County tion 580.23, the Mortgagor must vacate Judicial Center, 1560 Highway 55, the property subject to the Mortgage Hastings, Minnesota, for the formal by 11:59 p.m. on July 24, 2011. probate of an instrument purporting to GURSTEL CHARGO PA be the Will of the Decedent dated Attorneys for M&I Bank FSB, Mortgagee October 5, 2010 (“Will”), and for the /s/ Marc L. Kruger appointment of Patrice Jenson, 3302 Marc L. Kruger (Atty. No. 58609) West Venice Way, Chandler, AZ 85226, 6681 Country Club Drive as Personal Representative of the Golden Valley, MN 55427 Estate of the Decedent in an UNSU- (763) 267-6700 PERVISED administration. Any objec- 60364.23 / 726-00027317840-40854 tions to the petition must be filed with THIS IS A COMMUNICATION FROM the Court prior to or raised at the hear- A DEBT COLLECTOR ing. If proper and if no objections are 2429432 12/9/10-1/13/11 filed or raised, the Personal Representative will be appointed with full power to administer the Estate including the power to collect all assets, to pay all NOTICE OF MORTGAGE legal debts, claims, taxes and FORECLOSURE SALE expenses, to sell real and personal THE RIGHT TO VERIFICATION property, and to do all necessary acts OF THE DEBT AND IDENTITY OF for the Estate. THE ORIGINAL CREDITOR WITHIN Notice is also given that (subject to THE TIME PROVIDED BY LAW IS Minn. Stat. 524.3-801) all creditors NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that having claims against the Estate are required to present the claims to the default has occurred in conditions of Personal Representative or to the the following described mortgage: DATE OF MORTGAGE: J a n u a r y 2 8 , Court Administrator within four months after the date of this Notice or 2005 MORTGAGORS: Amy E. Andrews and the claims will be barred. Gretchen M. Courteau, both single. Dated: 1/5/11 MORTGAGEE: Ameriquest Mortgage BY THE COURT Company. Mary J. Theisen DATE AND PLACE OF RECORDING: Judge of District Court Registered March 1, 2005, Dakota Attorney for Petitioner County Registrar of Titles, Document Robert P. Laue (#176618) No. 559961, Certificate of Title No. Christensen & Laue, P.A. 124217. 5101 Vernon Avenue South, Suite 400 ASSIGNMENTS OF MORTGAGE: Minneapolis, MN 55436 Assigned to: Deutsche Bank National Telephone: 952-927-8855 Trust Company, as Trustee for AmerFAX: 952-927-5427 iquest Mortgage Securities Inc., Email: rpl@edinalaw.com 2472052 1/13-1/20/11 Asset-Backed Pass-Through Certificates, Series 2005-R3, under the Pooling and Servicing Agreement Dated April 1, 2005, Dated: February 11, 2009, Recorded: April 7, 2009, Document No. T641793. NOTICE OF MORTGAGE Said Mortgage being Registered Land. FORECLOSURE SALE TRANSACTION AGENT: NONE Date: December 9, 2010 TRANSACTION AGENT'S MORTYOU ARE NOTIFIED THAT: GAGE IDENTIFICATION NUMBER ON 1. Default has occurred in the condi- MORTGAGE: NONE tions of the Mortgage described as folLENDER OR BROKER AND MORTlows: GAGE ORIGINATOR STATED ON Date of Mortgage: July 31, 2003 MORTGAGE: Ameriquest Mortgage Mortgagor: Gayle E. Drewry Company Mortgagee: M&I Bank FSB, a Federal RESIDENTIAL MORTGAGE SERsavings bank VICER: American Home Mortgage SerDate Recorded: September 19, 2003 vicing, Inc Document No.: 2112583 MORTGAGED PROPERTY ADDRESS: Where Recorded: County Recorder of 7 0 2 4 D a w n A v e n u e , I n v e r G r o v e Dakota County, Minnesota Heights, MN 55076 Mortgage ID No.: 726-00027317840TAX PARCEL I.D. #: 207116108004 40854 LEGAL DESCRIPTION OF PROP2. The original principal amount ERTY: secured by the Mortgage was: Lot 8, Block 4, in South Grove No. $189,000.00. 12, According to the Recorded plat 3. No action or proceeding at law is thereof on file and of record in the now pending to recover the debt Office of the Register of Deeds, secured by the Mortgage, or any part Dakota County, Minnesota. thereof, and no Mortgagor has been COUNTY IN WHICH PROPERTY IS released from liability on the Mortgage. LOCATED: Dakota 4. The holder of the Mortgage has ORIGINAL PRINCIPAL AMOUNT OF complied with all conditions prece- MORTGAGE: $215,250.00 dent to acceleration of the debt AMOUNT DUE AND CLAIMED TO BE secured by the Mortgage and foreclo- DUE AS OF DATE OF NOTICE, INCLUDsure of the Mortgage, and all notice ING TAXES, IF ANY, PAID BY MORTand other requirements of applicable GAGEE: $244,089.74 statutes. That prior to the commencement of 5. At the date of this notice, the this mortgage foreclosure proceeding amount due on the Mortgage, and Mortgagee/Assignee of Mortgagee comtaxes, if any, paid by the holder of the plied with all notice requirements as Mortgage is: $175,076.59. required by statute; That no action or 6. Pursuant to the power of sale in proceeding has been instituted at law the Mortgage, the Mortgage will be o r o t h e r w i s e t o r e c o v e r t h e d e b t foreclosed, and the land described as secured by said mortgage, or any part follows: thereof; Legal Description: COMMENCING AT PURSUANT to the power of sale conA POINT ON THE SOUTH LINE OF tained in said mortgage, the above THE NORTHWEST 1/4 OF SECTION described property will be sold by the 9, TOWNSHIP 27 NORTH, RANGE 23 WEST, SAID POINT BEING 282 FEET ��

PUBLIC NOTICE

�� tion �� 580.30�� or the property is not redeemed under section 580.23 is �� described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: February 3, 2011 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on August 3, 2011. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: December 1, 2010. Deutsche Bank National Trust Company, as trustee Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 40-3070 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2443534 12/9/10-1/13/11

PUBLIC NOTICE

11:59 p.m. on July 28, 2011. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE:None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: November 22, 2010. Chase Home Finance LLC Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 30-9693 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2439165 12/9/10-1/13/11

PUBLIC NOTICE

NOTICE OF INFORMAL PROBATE OF WILL AND INFORMAL APPOINTMENT OF PERSONAL REPRESENTATIVE AND NOTICE TO CREDITORS STATE OF MINNESOTA COUNTY OF DAKOTA DISTRICT COURT FIRST JUDICIAL DISTRICT Court File No.: 19HA-PR-10-747 In Re: Estate of Henry Zellmer, Decedent. Notice is given that an Application for Informal Probate of Will and Informal Appointment of Personal Representative was filed with the Registrar, along with a Will dated June 24, 1986 and Codicil dated September 24, 2004. The Registrar accepted the application and appointed Dale Zellmer, 284 Spring Street, St. Paul, MN 55102, to serve as the personal representatives of the decedent’s estate. Any heir, devisee or other interested person may be entitled to appointment as personal representative or may object to the appointment of the personal representative. Any objection to the appointment of the personal representative must be filed with the Court, and any properly filed objection will be heard by the Court after notice is provided to interested persons of the date of hearing on the objection. Unless objections are filed, and unless the Court orders otherwise, the personal representative has the full power to administer the estate, including, after thirty (30) days from the issuance of letters testamentary, the power to sell, encumber, lease, or distribute any interest in real estate owned by the decedent. Notice is further given that, subject to Minn. Stat. § 524.3-801, all creditors having claims against the decedent’s estate are required to present the claims to the personal representative or to the Court within four (4) months after the date of this notice or the claims will be barred. Dated: 12/28/10 Richard G. Spicer Judge of District Court HAGE LAW OFFICE Laura A. Hage A.R.N. 292461 1539 Grand Avenue St. Paul, MN 55015 Tele: 651.690.1584 Fax: 651.690.1599 2464931 1/13-1/20/11P

PUBLIC NOTICE

LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $134,250.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $133,501.26 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: February 4, 2011 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on August 4, 2011. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: December 2, 2010. CitiMortgage, Inc. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 10-5051 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2443373 12/9/10-1/13/11

PUBLIC NOTICE

SUMMONS STATE OF MINNESOTA COUNTY OF DAKOTA DISTRICT COURT FIRST JUDICIAL DISTRICT Case Type: 14 Other Civil Reformation/Quiet Title Court File No. 19HA-CV-10-7283 __________________________________ Margaret Carol Kuettel, Plaintiff, v. Basic Builders, Inc., Nicole Marie Kuettel, James David Kuettel Jr., Donna Carol Parsons, the unknown heirs of James David Kuettel, deceased, and all other persons unknown claiming any right, title, estate, interest, or lien in the real estate described in the complaint herein. Defendants. __________________________________ THIS SUMMONS IS DIRECTED TO THE ABOVE-NAMED DEFENDANTS: 1. YOU ARE BEING SUED. The Plaintiff has started a lawsuit against you. The Plaintiff's Complaint against you is on file in the office of the court administrator of the above-named court. Do not throw these papers away. They are official papers that affect your rights. 2. YOU MUST REPLY WITHIN 20 DAYS TO PROTECT YOUR RIGHTS. You must give or mail to the person who signed this summons a written response called an Answer within 20 days of the date on which this Summons is last published. You must send a copy of your Answer to the person who signed this Summons located at: Kalli L. Ostlie BEISEL & DUNLEVY, P.A. 282 U.S. Trust Building 730 Second Avenue South Minneapolis, MN 55402 3. YOU MUST RESPOND TO EACH CLAIM. The Answer is your written response to the Plaintiff's Complaint. In your Answer you must state whether you agree or disagree with each paragraph of the Complaint. If you believe the Plaintiff should not be given everything asked for in the Complaint, you must say so in your Answer. 4. YOU WILL LOSE YOUR CASE IF YOU DO NOT SEND A WRITTEN RESPONSE TO THE COMPLAINT TO THE PERSON WHO SIGNED T H I S S U M M O N S . If you do not answer within 20 days of the last date of publication of this Summons, you will lose this case. You will not get to tell your side of the story, and the Court may decide against you and award the Plaintiff everything asked for in the Complaint. If you do not want to contest the claims stated in the Complaint, you do not need to respond. A

plaint, you do not need to respond. A default judgment can then be entered against you for the relief requested in the Complaint. 5. LEGAL ASSISTANCE. You may wish to get legal help from a lawyer. If you do not have a lawyer, the Court Administrator may have information about places where you can get legal assistance. Even if you cannot get legal help, you must still provide a written Answer to protect your rights or you may lose the case. 6. ALTERNATIVE DISPUTE RESOLUTION. The parties may agree to or be ordered to participate in an alternative dispute resolution process under Rule 114 of the Minnesota General Rules of Practice. You must still send your written response to the Complaint even if you expect to use alternative means of resolving this dispute. 7. THIS LAWSUIT MAY AFFECT OR BRING INTO QUESTION TITLE TO REAL PROPERTY. This action involves, affects, or brings into question real property situated in the County of Dakota, legally described as: Lot 20, Block 6, Rolling Ridge. The purpose of this action is to obtain an order as follows: reforming, nunc pro tunc, the limited warranty deed executed by Basic Builders, Inc., dated September 30, 1991 and recorded October 28, 1991 with the Dakota County Recorder as document number 1011346 to show the grantees as "James David Kuettel and Margaret C a r o l K u e t t e l , a s j o i n t t e n a n t s ."; determining that Margaret Carol Kuettel is the surviving joint tenant fee simple owner of real property legally described as: Lot 20, Block 6, Rolling Ridge, Dakota County, Minnesota; and declaring that none of the defendants, or anyone claiming through them, has any outstanding right, title, estate, interest, or lien in or upon the above-described land as a result of the error in deed document number 1011346. 557.03 NOTICE OF NO PERSONAL CLAIM Pursuant to Minn. Stat. § 557.03 you are hereby served with notice that no personal claim is made against you and that any defendant upon whom this notice is served who unreasonably defends this action shall pay full costs to the plaintiff. Civil cases are subject to Alternative Dispute Resolution (ADR) processes as provided in Rule 114 of the Minnesota General Rules of Practice for District Courts. ADR includes mediation, arbitration, and other processes as set forth in the rules. You may contact the court administrator for more information about these processes and about resources available in your area. Kalli L. Ostlie (#0329678) BEISEL & DUNLEVY, P.A. 282 U.S. Trust Building 730 Second Avenue South Minneapolis, MN 55402 (612) 436-0019 Attorneys for Plaintiff Margaret Carol Kuettel 2462304 12/30/10-1/13/11

PUBLIC NOTICE

NOTICE OF INFORMAL APPOINTMENT OF PERSONAL REPRESENTATIVE, AND NOTICE TO CREDITORS (INTESTATE) STATE OF MINNESOTA COUNTY OF DAKOTA DISTRICT COURT PROBATE DIVISION FIRST JUDICIAL DISTRICT Court File No. 19HA-PR-11-18 ESTATE OF CHAD K. JOHNSON, DECEDENT Notice is given that an application for informal appointment of personal representative has been filed with the Registrar. No will has been presented for probate. The application has been granted. Notice is also given that the Registrar has informally appointed Joyce Johnson and Kari Wees whose addresses are 56778 402nd Avenue, Mazeppa MN 55956, and 2127 17th Street NE, Rochester MN 55906, respectively, as personal representatives of the Estate of the Decedent. Any heir or other interested person may be entitled to appointment as personal representative or may object to the appointment of the personal representative. Unless objections are filed with the Court (pursuant to Minn. Stat. 524.3-607) and the Court otherwise orders, the personal representative has full power to administer the Estate including, after 30 days from the date of issuance of letters, the power to sell, encumber, lease or distribute real estate. Any objections to the probate of the will or appointment of the Personal Representative must be filed with this Court and will be heard by the Court after the filing of an appropriate petition and proper notice of hearing. Notice is also given that (subject to Minn. 524.3-801) all creditors having claims against the Estate are required to present the claims to the personal representative or to the Court Administrator within four months after the date of this Notice or the claims will be barred. Date: 1/10/11 RICHARD G. SPICER Judge Attorney For Personal Representatives Raymond L. Hansen O’Brien & Wolf, L.L.P. 206 South Broadway Suite 611 PO Box 968 Rochester, MN 55903-0968 (507) 289-4041 0281785 2475746 1/13-1/20/11

PUBLIC NOTICE

NOTICE OF INFORMAL PROBATE OF WILL AND APPOINTMENT OF PERSONAL REPRESENTATIVE AND NOTICE TO CREDITORS STATE OF MINNESOTA COUNTY OF DAKOTA DISTRICT COURT PROBATE DIVISION FIRST JUDICIAL DISTRICT Court File No. 19HA-PR-11-4 ESTATE OF ESTHER REGINA DEY SOUKUP, DECEDENT Notice is given that an application for informal probate of the Decedent’s will dated 10/20/08, has been filed with the Registrar. The application has been granted. Notice is also given that the Registrar has informally appointed Patricia Louise Dey Harvey whose address is: 5301 Jackson Street, Omaha, NE 68106 as personal representative of the Estate of the Decedent. Any heir, devisee or other interested person may be entitled to appointment as personal representative or may object to the appointment of the personal representative. Unless objections are filed with the Court (pursuant to Minn. Stat. 524.3-607) and the Court otherwise orders, the personal representative has full power to administer the Estate including, after 30 days from the date of issuance of letters, the power to sell, encumber, lease or distribute real estate. Any objections to the probate of the will or appointment of the Personal Representative must be filed with this Court and will be heard by the Court after the filing of an appropriate petition and proper notice of hearing. Notice is also given that (subject to Minn. 524.3-801) all creditors having claims against the Estate are required to present the claims to the personal representative or to the Court Administrator within four months after the date of this Notice or the claims will be barred. Date: 1/4/11 RICHARD G. SPICER Judge Attorney For Personal Representative Dale J. Schoonover Fredrikson & Byron, P.A. 200 S. Sixth Street Suite 4000 Minneapolis, MN 55402 612-492-7000 Fax: 612-492-7077 Atty ID: 0254745 2469526 1/6-1/13/11

PUBLIC NOTICE

NOTICE OF INFORMAL PROBATE OF WILL AND APPOINTMENT OF PERSONAL REPRESENTATIVE AND NOTICE TO CREDITORS STATE OF MINNESOTA COUNTY OF DAKOTA FIRST JUDICIAL DISTRICT DISTRICT COURT PROBATE DIVISION Court File No. 19HA-PR-11-20 Estate of Howard D. Mundahl, Decedent Notice is given that an application for informal probate of the Decedent’s Will, Dated October 26, 2004, (“Will”) has been filed with the Registrar. The application has been granted. Notice is also given that the Registrar has informally appointed Robert A. Mundahl, whose address is 13465 Elkwood Drive, Apple Valley, Minnesota 55124, as personal representative of the Estate of the Decedent. Any heir, devisee or other interested person may be entitled to appointment as personal representative or may object to the appointment of the personal representative. Unless objections are filed with the Court (pursuant to Minn. Stat. 524.3-607) and the Court otherwise orders, the personal representative has full power to administer the Estate, including after 30 days from the date of issuance of letters, the power to sell, encumber, lease or distribute real estate. Any objections to the probate of the Will or appointment of the Personal Representative must be filed with this Court and will be heard by the Court after the filing of an appropriate petition and proper notice of hearing. Notice is also given that (subject to Minn. Stat. 524.3-801) all creditors having claims against the Estate are required to present the claims to the personal representative or to the Court Administrator within four months after the date of this Notice or the claims will be barred. Dated: 1/10/11 RICHARD G. SPICER Judge Attorney for Personal Representative Emily Fox Williams SEVERSON, SHELDON, DOUGHERTY & MOLENDA, P.A. 7300 West 147th Street, Suite 600 Apple Valley, MN 55124 Attorney License No: 0297720 Telephone: 952-953-8809 FAX: 952-432-3780 Email: williamse@seversonsheldon.com 2477161 1/13-/1/20/11

PUBLIC NOTICE

a single person. MORTGAGEE:Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded July 7, 2004, Dakota County Recorder, Document No. 2222984. ASSIGNMENTS OF MORTGAGE: Assigned to: CitiMortgage, Inc, Dated: March 23, 2010, Recorded: April 6, 2010, Document No. 2723128. TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100137510000140592 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Lakeland Mortgage Corporation RESIDENTIAL MORTGAGE SERVICER: CitiMortgage, Inc. MORTGAGED PROPERTY ADDRESS: 1615 Clemson Drive Unit B, Eagan, MN 55122 T A X P A R C E L I . D . # : 10-75865-460-02 LEGAL DESCRIPTION OF PROPERTY: Lot 46, Block 2, The Trails of Thomas Lake. COUNTY IN WHICH PROPERTY IS LOCATED:Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE:$194,364.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE:$179,341.49 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: January 28, 2011 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on July 28, 2011 . MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE:None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: November 24, 2010. CitiMortgage, Inc. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 10-5033 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2439136 12/9/10-1/13/11

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: September 06, 2005 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $196,000.00 MORTGAGOR(S): Gregory D. M. Carlson, unmarried MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded: October 26, 2005 Dakota County Recorder Document Number: 2374536 ASSIGNMENTS OF MORTGAGE: And assigned to: Colonial Savings, F.A. Dated: December 02, 2010 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100029006380483117 Lender or Broker: Colonial Savings, F.A. Residential Mortgage Servicer: Colonial Savings Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 13025 Eveleth Ave, Apple Valley, MN 55124-5224 Tax Parcel ID Number:

��

Tax Parcel ID Number: 01-31008-160-07 LEGAL DESCRIPTION OF PROPERTY: Lot Sixteen (16), Block Seven (7), Greenleaf Ninth Addition, Dakota County, Minnesota. AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $187,622.43 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: January 21, 2011 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on July 21, 2011, or the next business day if July 21, 2011 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: December 09, 2010 ASSIGNEE OF MORTGAGEE: Colonial Savings, F.A. Wilford & Geske, P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 018244F01 2442314 12/9/10-1/13/11

PUBLIC NOTICE

PLACE OF SALE:Sheriff s Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on August 4, 2011. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE:None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: November 22, 2010. Chase Home Finance LLC Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 30-9727 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2439282 12/9/10-1/13/11

PUBLIC NOTICE

REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: November 24, 2010. BankUnited Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 51-266 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2443621 12/9/10-1/13/11

PUBLIC NOTICE

ORDER TO SHOW CAUSE IN PROCEEDINGS SUBSEQUENT TO INITIAL REGISTRATION OF LAND STATE OF MINNESOTA COUNTY OF DAKOTA DISTRICT COURT FIRST JUDICIAL DISTRICT COURT FILE NO. 19HA-CV-10-6499 In the Matter of the Petition of: Wells Fargo Bank, N.A., In Relation to Certificate of Title No. 135245 issued for land in the County of Dakota and State of Minnesota and legally described as: Lot Three (3), Block Six (6) in JUDICIAL KNOLLS, according to the recorded plat thereof. TO: Trent Erlandson; Johnson Bank; Judicial Knolls Townhouse Association, Inc. Upon receiving and filing the Report of the Examiner of Titles in the above entitled matter: IT IS ORDERED, that you, and all persons interested, appear before this Court on the 26th day of January, 2011, at 9:00 a.m. in the Dakota county Government Center, Hastings, Minnesota, and then, or as soon thereafter as said matter can be heard, show cause, if any there be, why this Court should not enter an Order as follows: That the Registrar of Titles, upon the filing with him of a certified copy of this Order, cancel Certificate of Title No. 135245 and enter a new Certificate of Title for the land therein described in favor of Wells Fargo Bank, N.A., free from all other memorials now appearing on the present Certificate of Title, the last of which is Document No. 655483, and also free from the Memorial of this Order. IT IS FURTHER ORDERED, That this Order be served: (a) at least 10 days before the hearing upon the above-named parties residing in this State in the manner provided by law for the service of Summons in a civil action; (b) at least 14 days before the hearing upon each of the above-named non-residents by sending a copy of this Order to the non-resident's post office address, by registered or certified mail, return receipt requested; (c) upon each of the above-named parties who cannot be found by two weeks published notice and by sending a copy of this Order at least 14 days before the hearing by first class mail to the last known address of the party and by sending another copy of this Order at least 14 days before the hearing by first class mail to the address of such party as stated on the Certificate of Title if an address is so stated; (d) upon a dissolved, withdrawn, or revoked business entity governed by Minn. Stat. Chp. 302A, 303, 317A, 322A, 322B, or 323 in the manner provided by Minn. Stat. § 5.25. Dated: November 13, 2010 Approved: Examiner of Titles James P. O’Connell By: James P. O’Connell Examiner of Titles BY THE COURT: Richard G. Spicer Judge of District Court Robert Q. Williams Orin J. Kipp Wilford & Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125 (651) 209-3300 (Phone) Attendance is not required at said time except to object to the entry of the above-described Order. 2472180 1/13-1/20/11

PUBLIC NOTICE

ASSIGNMENTS OF MORTGAGE: NONE TRANSACTION AGENT: NONE TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: NONE LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: ABN Amro Mortgage Group, Inc. N/K/A CitiMortgage, Inc. RESIDENTIAL MORTGAGE SERVICER: CitiMortgage, Inc. MORTGAGED PROPERTY ADDRESS: 13985 Fernando Avenue, Apple Valley, MN 55124 TAX PARCEL I.D. #: 018325001001 LEGAL DESCRIPTION OF PROPERTY: Lot 1, Block 1, Waterford Village, according to the map or plat thereof on file and of record in the Office of the County Recorder in and for Dakota County, Minnesota. COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $400,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $409,539.72 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: January 27, 2011 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on July 27,2011. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: November 29, 2010. CitiMortgage, Inc. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 10-5067 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2443420 12/9/10-1/13/11

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�� MORTGAGE:$176,000.00 LESS THAN FIVE UNITS, ARE NOT AMOUNT DUE AND CLAIMED TO BE PROPERTY USED IN AGRICULTURAL DUE AS OF DATE OF NOTICE, INCLUD- PRODUCTION, AND ARE ABANDONED. ING TAXES, IF ANY, PAID BY MORT- GECK, DUEA & OLSON, PLLC By: /e/Mark Duea ________ GAGEE:$172,697.24 Mark E. Duea, That prior to the commencement of this mortgage foreclosure proceeding Atty. ID No: 027351X Mortgagee/Assignee of Mortgagee com- Cove Place Professional Building plied with all notice requirements as 4770 White Bear Parkway, Suite 100 required by statute; That no action or White Bear Lake, MN 55110 proceeding has been instituted at law Telephone: 651-426-3249 or otherwise to recover the debt NOTICE OF MORTGAGE secured by said mortgage, or any part FORECLOSURE SALE thereof; FORECLOSURE DATA (1) Street Address, city and zip code PURSUANT to the power of sale contained in said mortgage, the above of mortgaged premises: 12805 Floral described property will be sold by the Avenue, Apple Valley, MN 55124 (2) Transaction agent; residential Sheriff of said county as follows: DATE AND TIME OF SALE: February mortgage servicer and lender or broker: NA 3, 2011 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law (3) Tax parcel identification numEnforcement Center, 1580 Hwy 55, ber: 01-52004-180-02 (4) Transaction Agent’s mortgage ID Lobby #S-100, Hastings, MN to pay the debt then secured by said number (MERS number): NA Mortgage, and taxes, if any, on said (5) Name or mortgage originator: premises, and the costs and disburse- Community Resource Bank 12/9-1/13/11 m e n t s , i n c l u d i n g a t t o r n e y s ' f e e s 2439485 allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under NOTICE OF MORTGAGE MN Stat. §580.07. FORECLOSURE SALE TIME AND DATE TO VACATE PROPNOTICE IS HEREBY GIVEN that ERTY: If the real estate is an owner-occupied, single-family dwell- default has occurred in the conditions ing, unless otherwise provided by law, of the following described mortgage: DATE OF MORTGAGE: August 12, the date on or before which the mortgagor(s) must vacate the property if the 2005 ORIGINAL PRINCIPAL AMOUNT OF mortgage is not reinstated under section 580.30 or the property is not MORTGAGE: $174,300.00 MORTGAGOR(S): Chor Vang Lee, an redeemed under section 580.23 is unmarried woman and Kao Lee, and 11:59 p.m. on August 3, 2011. man unmarried MORTGAGOR(S) RELEASED FROM MORTGAGEE: World Savings Bank, FINANCIAL OBLIGATION ON MORTFSB GAGE:None DATE AND PLACE OF RECORDING: "THE TIME ALLOWED BY LAW FOR Recorded: October 05, 2005 Dakota REDEMPTION BY THE MORTGAGOR, County Recorder THE MORTGAGOR'S PERSONAL REPDocument Number: 2367685 RESENTATIVES OR ASSIGNS, MAY BE Transaction Agent: Not Applicable REDUCED TO FIVE WEEKS IF A JUDITransaction Agent Mortgage IdentifiCIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION cation Number: Not Applicable Lender or Broker: World Savings 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORT- Bank, FSB Residential Mortgage Servicer: GAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF Wachovia Mortgage, FSB Mortgage Originator: Not Applicable LESS THAN FIVE UNITS, ARE NOT COUNTY IN WHICH PROPERTY IS PROPERTY USED IN AGRICULTURAL LOCATED: Dakota P R O D U C T I O N , A N D A R E Property Address: 4682 Beacon Hill ABANDONED." Rd, Eagan, MN 55122-2705 Dated: November 23, 2010. Tax Parcel ID Number: Chase Home Finance LLC 10-13500-150-03 Mortgagee/Assignee of Mortgagee LEGAL DESCRIPTION OF PROPUSSET, WEINGARDEN AND LIEBO, P.L.L.P. ERTY: Lot 15, Block 3, Beacon Hill, By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Dakota County, Minnesota. AMOUNT DUE AND CLAIMED TO BE Mortgagee DUE AS OF DATE OF NOTICE: 4500 Park Glen Road #300 $189,507.95 Minneapolis, MN 55416 THAT all pre-foreclosure require(952) 925-6888 ments have been complied with; that 30-9741 THIS IS A COMMUNICATION FROM no action or proceeding has been instituted at law or otherwise to recover the A DEBT COLLECTOR. debt secured by said mortgage, or any 2439263 12/9/10-1/13/11 part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold NOTICE OF MORTGAGE by the Sheriff of said county as folFORECLOSURE SALE THE RIGHT TO VERIFICATION OF lows: DATE AND TIME OF SALE: February THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE 25, 2011 at 10:00 AM PLACE OF SALE: Dakota County TIME PROVIDED BY LAW IS NOT Law Enforcement Center, 1580 HighAFFECTED BY THIS ACTION. Date: December 1, 2010 way 55, Lobby S-100, Hastings, MinneNOTICE IS HEREBY GIVEN THAT: sota 1. Default has occurred in the con- to pay the debt secured by said mortditions of the following described gage and taxes, if any, on said premortgage: mises and the costs and disburseDATE OF MORTGAGE: May 22, 2003 ments, including attorney fees allowed ORIGINAL PRINCIPAL AMOUNT OF by law, subject to redemption within MORTGAGE: $29,329.60 six (6) months from the date of said MORTGAGOR(S): Kurt Donaldson sale by the mortgagor(s), their perMORTGAGEE: Community Resource sonal representatives or assigns. Bank If the Mortgage is not reinstated DATE AND PLACE OF FILING: June under Minn. Stat. §580.30 or the prop19, 2003, Dakota County (Doc. No: erty is not redeemed under Minn. Stat. 2066226) §580.23, the Mortgagor must vacate A S S I G N M E N T S O F M O R T G A G E : the property on or before 11:59 p.m. on None August 25, 2011, or the next business L E G A L D E S C R I P T I O N O F P R O P - day if August 25, 2011 falls on a SaturERTY: Lot 18, Block 2, Nordic Woods day, Sunday or legal holiday. Fifth Addition, According to the Mortgagor(s) released from financial Recorded Plat Thereof and Situated in obligation: NONE Dakota County, Minnesota THIS COMMUNICATION IS FROM COUNTY IN WHICH PROPERTY IS A DEBT COLLECTOR ATTEMPTLOCATED: Dakota ING TO COLLECT A DEBT. ANY THE AMOUNT CLAIMED TO BE DUE INFORMATION OBTAINED WILL BE ON THE MORTGAGE ON THE DATE OF USED FOR THAT PURPOSE. THE NOTICE: $22,302.07 THE RIGHT TO VERIFICATION OF THAT no action or proceeding has THE DEBT AND IDENTITY OF THE been instituted at law to recover the ORIGINAL CREDITOR WITHIN THE debt secured by said mortgage, or any T I M E P R O V I D E D B Y L A W I S N O T part thereof; that there has been com- AFFECTED BY THIS ACTION. pliance with all pre-foreclosure notice THE TIME ALLOWED BY LAW FOR and acceleration requirements of said REDEMPTION BY THE MORTGAGOR, mortgage, and/or applicable statutes; THE MORTGAGOR'S PERSONAL REPPURSUANT to the power of sale con- RESENTATIVES OR ASSIGNS, MAY BE tained in said mortgage, the above REDUCED TO FIVE WEEKS IF A JUDIdescribed property will be sold by the CIAL ORDER IS ENTERED UNDER Sheriff of Dakota County as follows: MINNESOTA STATUTES, SECTION D A T E A N D T I M E O F S A L E : 582.032, DETERMINING, AMONG January 26, 2011 (10:00 a.m.) OTHER THINGS, THAT THE MORTP L A C E O F S A L E : GAGED PREMISES ARE IMPROVED D a k o t a C o u n t y S h e r i f f ’ s O f f i c e WITH A RESIDENTIAL DWELLING OF 1580 Highway, 55 Hastings, MN 55033 LESS THAN FIVE UNITS, ARE NOT to pay the debt then secured by said PROPERTY USED IN AGRICULTURAL mortgage and taxes, if any actually PRODUCTION, AND ARE ABANDONED. paid by the mortgagee, on the preDATED: January 13, 2011 mises and the costs and disburseMORTGAGEE: Wells Fargo ments allowed by law. The time Bank, N.A. also known as allowed by law for redemption by said Wachovia Mortgage, a division mortgagors, their personal representaof Wells Fargo Bank, N.A., and tives or assigns in six (6) months from formerly known as Wachovia the date of sale. Mortgage, FSB, formerly known THE TIME ALLOWED BY LAW FOR as World Savings Bank, FSB. R E D E M P T I O N B Y T H E Wilford & Geske, P.A. M O R T G A G O R ( S ) , T H E Attorneys for Mortgagee MORTGAGOR(S)’ PERSONAL PRERE- Lawrence A. Wilford SENTATIVES OR ASSIGNS MAY BE James A. Geske REDUCED TO FIVE WEEKS IF A JUDI- 8425 Seasons Parkway, Suite 105 CIAL ORDER IS ENTERED UNDER Woodbury, MN 55125-4393 MINNESOTA STATUTES, SECTION (651) 209-3300 5 8 2 . 0 3 2 , D E T E R M I N I N G , A M O N G File Number: 018679F01 OTHER THINGS, THAT THE MORT- 2470020 1/13-2/17/11 GAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT ��

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NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: November 15, 2007 MORTGAGORS: Mai Tong Thao and Cha Vue, husband and wife. MORTGAGEE: J P M o r g a n C h a s e Bank, N.A. as successor by purchase by FDIC as receiver for Washington Mutual Bank f/k/a Washington Mutual Bank, FA. DATE AND PLACE OF RECORDING: Recorded December 31, 2007, Dakota County Recorder, Document No. 2563800. ASSIGNMENTS OF MORTGAGE: NONE TRANSACTION AGENT: NONE TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: NONE LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Washington Mutual Bank, FA RESIDENTIAL MORTGAGE SERVICER: Chase Home Finance, LLC MORTGAGED PROPERTY ADDRESS: 797 Sunset Drive, Eagan, MN 55123 TAX PARCEL I.D. #: 107298802002 LEGAL DESCRIPTION OF PROPERTY: Lot 2, Block 2, Sunset Fourth Addition, Dakota County, Minnesota COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $270,600.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $288,605.66 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: January 6, 2011 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on July 6, 2011. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: October 29, 2010 JPMorgan Chase Bank, N.A. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 60-3252 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE Pursuant to the provisions of Minnesota Statutes 580.07, the foregoing foreclosure sale is postponed until February 24, 2011 at 10:00 am at the Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN, in said county and state. Dated: January 6, 2011. JPMorgan Chase Bank, N.A. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 60-3252 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2472629 1/13/11

PUBLIC NOTICE PUBLIC NOTICE PUBLIC NOTICE

NOTICE OF FORECLOSURE SALE STATE OF MINNESOTA COUNTY OF DAKOTA DISTRICT COURT FIRST JUDICIAL DISTRICT Court File No: 19HA-CV-10-5267 Case Type: Foreclosure of Mortgage _______________________________________ Security Financial Bank, f/k/a Security National Bank, a Wisconsin banking institution, Plaintiff, v. MRV-A, LLC, a Minnesota limited liability company, MRV I, LLC, a Minnesota limited liability company, Kendall W. Corbin, Susanne G. Corbin, Western States Life Insurance Co., TMG Life Insurance Company, Unknown Tenants, John Doe, Mary Rowe, and XYZ Corporation, Defendants. _______________________________________ NOTICE IS HEREBY GIVEN, that pursuant to and by virtue of a Judgment entered in the above-entitled action on the 17th day of November, 2010, by the District Court of Dakota County, Minnesota, a certified copy of which has been delivered to me, directing the sale of the subject real property to satisfy the amount found and adjudged due Plaintiff from Defendants Kendall W. Corbin and Susanne G. Corbin, as prescribed in the Judgment and Decree of Foreclosure, the undersigned Sheriff of Dakota County will sell at public auction, to the highest bidder, for cash, on the 7th day of March, 2011, at 10:00 a.m. , a t t h e D a k o t a C o u n t y L a w Enforcement Center - 1580 Highway 55, Hastings, Minnesota 55033, the subject real property lying and being in the County of Dakota, State of Minnesota, described in the Judgment and Decree of Foreclosure, to wit: Lot One (1), Block One (1), BURNSVILE WEST, according to the recorded plat thereof, Dakota County, Minnesota. hereinafter the "Property") together with (i) all buildings and improvements now or hereafter located on the Property (the "Improvements"), (ii) all of the estate, right, title, claim or demand of any nature whatsoever of Defendants either in law or in equity, in possession or expectancy, in and to the Property (as defined below) or any part thereof, (iii) all easements, rights-of-way, gores of land, streets, ways, alleys, passages, sewer rights, waters, water courses, water rights and powers, and all estates, rights, titles, interests, privileges, liberties, tenements, hereditaments, and appurtenances of any nature whatsoever, in any way belonging, relating or pertaining to the Property (including, without limitation, any and all development rights, air rights or similar or comparable rights of any nature whatsoever now or hereafter appurtenant to the Property or now or hereafter transferred to the Property) and all land lying in the bed of any street, road or avenue, opened or proposed, in front of or adjoining the Property to the center line thereof; (iv) all awards or payments, including interest thereon, and the right to receive the same, which may be made with respect to the Property, whether from the exercise of the right of eminent domain (including any transfer made in lieu of the exercise of said right), or for any other injury to or decrease in the value of the Property; (v) all awards or payments, including interest thereon, and the right to receive the same, which may be made with respect to the Property, whether from the exercise of the right of eminent domain (including any transfer made in lieu of the exercise of said right), or for any other injury to or decrease in the value of the Property; (vi) all leases and other agreements affecting the use or occupancy of the Property now or hereafter entered into (hereinafter referred to as the "Leases") and the right to receive and apply the rents, issues and profits of the Property (hereinafter referred to as the "Rents") to the payment of the Obligations; (vii) all proceeds of any unearned premiums on any insurance policies (collectively hereinafter referred to as the "Policies") covering the Property, including, without limitation, the right to receive and apply the proceeds of any insurance, judgments or settlement made in lieu thereof, for damage to the Property; (viii) the right, in the name and on behalf of Defendants, to appear in and defend any action or proceeding brought with respect to the Property and to commence any action or proceeding to protect the interest of Plaintiff in the Property; and (ix) all proceeds of each of the foregoing (all of the foregoing, together with the Property, hereinafter the "Mortgaged Property"). Property Address: 12735-51 County Road 5, Burnsville, Minnesota 55337 12751 County Road 5, Burnsville, Minnesota 55337 The common addresses are for reference purposes only. /S/ DAVE BELLOWS Sheriff of Dakota County, Minnesota Drafted By: Eckberg, Lammers, Briggs, Wolff & Vierling, P.L.L.P. (NJV) 1809 Northwestern Avenue Stillwater, MN 55082 (651) 439-2878 Plaintiff's Attorney 2474262 1/13-2/17/11

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: September 30, 2008 MORTGAGOR: Jose Esteban Ponce, an unmarried man. MORTGAGEE: Mortgage Electronic Registration Systems, Inc.. DATE AND PLACE OF RECORDING: Registered October 10, 2008, Dakota County Registrar of Titles, Document No. T634269, Certificate of Title No. 145622. ASSIGNMENTS OF MORTGAGE: Assigned to: CitiMortgage, Inc., Dated: March 26, 2009, Recorded: April 8, 2009, Document No. T641818. Said Mortgage being Registered Land. TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100011520057242556 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Citimortgage, Inc. RESIDENTIAL MORTGAGE SERVICER: CitiMortgage, Inc. MORTGAGED PROPERTY ADDRESS: 14128 Frontier Lane, Burnsville, MN 55337 TAX PARCEL I.D. #: 02-22680-150-06 LEGAL DESCRIPTION OF PROPERTY: Lot 15, Block 6, Echo Valley, Dakota County, Minnesota COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $379,050.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $435,963.75 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: January 7, 2011 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on July 7, 2011. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED." Dated: November 5, 2010. CitiMortgage, Inc. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 10-4854 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE Pursuant to the provisions of Minnesota Statutes 580.07, the foregoing foreclosure sale is postponed until March 4, 2011 at 10:00 am at the Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN, in said county and state. Dated: January 10, 2011. CitiMortgage, Inc. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 10-4854 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2475445 1/13/11

NOTICE OF ASSESSMENT LIEN FORECLOSURE SALE Date: December 27, 2010 YOU ARE NOTIFIED THAT: 1. Default has occurred in the terms and conditions of the Declaration for Centennial Ridge Homeowners Association, Inc. (hereinafter the "Association") which was recorded as Document No. 2523746 on June 13, 2007, in the Office of the Dakota County Recorder and also, pursuant to Minn. Stat. §515B.3-116, covering the following property: L E G A L D E S C R I P T I O N : Lot 3, Block 1, Centennial Ridge Townhomes, CIC #394, Dakota County, Minnesota STREET ADDRESS: 1614 Marina Lane, Eagan, MN 55122 TAX PARCEL ID NUMBER: 10-16950-030-01 2. Pursuant to said Declaration, there is claimed to be due and owing as of December 27, 2010, from Daniel P. Lincoln, title holder, to the Association, a Minnesota non-profit corporation, the amount of $5,833.00 for unpaid association dues, late fees, attorneys fees and costs, plus any other such amounts that will accrue after December 27, 2010, and other costs of collection and foreclosure which will be added to the amount claimed due and owing at the time of the sale herein. 3. No action is now pending at law or otherwise to recover said debt or any part thereof. 4. That all preforeclosure requirements have been met. 5. The owner has not been released from his financial obligation to pay said amount. 6. The Declaration, referenced above, and Minn. Stat. §§515B.3-115 and 515B.3-116 provide for a continuing lien against the property. A Notice of Lien evidencing the amount due was recorded on February 5, 2010, as Document No. 2712998 in the Dakota County Recorder's Office. 7. Pursuant to the power of sale contained in the same Declaration and granted by the owner in taking title to the premises subject to said Declaration and pursuant to Minn. Stat. §§515B.3-115 and 515B.3-116, said Lien will be foreclosed by the sale of said property by the Sheriff of Dakota County, at the Dakota County Sheriffs Office, Dakota County Law Enforcement Center, 1580 Highway 55 Lobby S-100, Hastings, MN 55033, on the 3rd day of March, 2011, at 10:00 a.m. at public auction to the highest bidder, to pay the amount then due for said assessments, together with the costs of foreclosure, including attorneys' fees as allowed by law. 8. T h e t i m e a l l o w e d b y l a w f o r redemption by the unit owner, his personal representatives or assigns is six (6) months from the date of sale. The date and time to vacate the property is 11:59 p.m. on September 3, 2011, if the account is not reinstated or the owner does not redeem from the foreclosure sale. REDEMPTION NOTICE THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. 9. THIS IS A COMMUNICATION FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. CENTENNIAL RIDGE HOMEOWNERS ASSOCIATION, INC. Attorneys for Centennial Ridge Homeowners Association, Inc. THOMSEN & NYBECK, P.A. By: _____________________________ Gretchen S. Schellhas (#195595) 3600 American Blvd. West, Suite 400 Bloomington, Minnesota 55431 (952) 835-7000 (Centennial Ridge/Lincoln/09-7-982D)

2475471

1/13-2/17/11

PUBLIC NOTICE

MORTGAGE: 100131022701718458 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: American Mortgage Network, Inc. RESIDENTIAL MORTGAGE SERVICER: Chase Home Finance LLC MORTGAGED PROPERTY ADDRESS: 4114 Dehrer Way, Inver Grove Heights, MN 55076 TAX PARCEL I.D. #: 208430004102 LEGAL DESCRIPTION OF PROPERTY: Lots 3 and 4, Block 2, In Williams Addition COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $226,750.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $243,606.50 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: February 10, 2011 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on August 10, 2011. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: November 30, 2010. Chase Home Finance LLC Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 30-9795 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2450175 12/16/10-1/20/11

PUBLIC NOTICE

Mortgagee/Assignee of Mortgagee com plied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: February 4, 2011 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on August 4, 2011. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE:None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: December 1, 2010. Chase Home Finance LLC Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 30-8510 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2444728 12/16/10-1/20/11

PUBLIC NOTICE

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MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on August 11, 2011. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: December 9, 2010. CitiMortgage, Inc. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 10-5091 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2451750 12/16/10-1/20/11

PUBLIC NOTICE

OTHER THINGS, THAT THE MORT GAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: December 3, 2010. JPMorgan Chase Bank, N.A. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 60-3335 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2451602 12/16/10-1/20/11

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: February 15, 2002 MORTGAGOR: Christian M. Battis, a single man. MORTGAGEE: Mortgages Unlimited, Inc.. DATE AND PLACE OF RECORDING: Registered March 13, 2002, Dakota County Registrar of Titles, Document No. 461974, Certificate of Title No. 124183. ASSIGNMENTS OF MORTGAGE: Assigned to: ABN Amro Mortgage Group, Inc., n/k/a CitiMortgage, Inc., Dated: February 15, 2002, Recorded: March 13, 2002, Document No. 461975. Said Mortgage being Registered Land. TRANSACTION AGENT: NONE TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: NONE LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Mortgages Unlimited, Inc. RESIDENTIAL MORTGAGE SERVICER: CitiMortgage, Inc. MORTGAGED PROPERTY ADDRESS: 334 Emerson Avenue West, West Saint Paul, MN 55118 TAX PARCEL I.D. #: 42-67200-030-06 LEGAL DESCRIPTION OF PROPERTY: Lot 3 in Block 6 of Seminole Addition according to the plat thereof on file and of record in the Office of the Registrar of Titles in and for said County and State. COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $112,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $102,688.32 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: March 2, 2011 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on September 2, 2011. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: January 5, 2011. CitiMortgage, Inc. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 10-5234 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2477632 1/13-2/17/11

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: March 12, 2004 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $135,000.00 MORTGAGOR(S): Gretchen M. Murr and Thomas E. Murr, Wife and Husband MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded: May 11, 2004 Dakota County Recorder Document Number: 2203280 ASSIGNMENTS OF MORTGAGE: And assigned to: Aurora Loan Services, LLC Dated: May 20, 2010 Recorded: June 08, 2010 Dakota County Recorder Document Number: 2734273 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100061900000147111 Lender or Broker: Summit Mortgage Corp. Residential Mortgage Servicer: Aurora Loan Services, LLC Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 233 E Spruce St, South Saint Paul, MN 55075-3526 Tax Parcel ID Number: 36-71500-150-30 LEGAL DESCRIPTION OF PROPERTY: Lot 15, Block 30, Spring Park, Dakota County, Minnesota AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $143,190.99 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: February 25, 2011 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on August 25, 2011, or the next business day if August 25, 2011 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: January 13, 2011 ASSIGNEE OF MORTGAGEE: Aurora Loan Services, LLC Wilford & Geske, P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 011213F05 2473220 1/13-2/17/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: January 12, 2005 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $300,000.00 MORTGAGOR(S): Jamie S. Trittelwitz and Mark A. Trittelwitz, wife and husband MORTGAGEE: Colorado Federal Savings Bank DATE AND PLACE OF RECORDING: Recorded: February 08, 2005 Dakota County Recorder Document Number: 2293944 ASSIGNMENTS OF MORTGAGE: And assigned to: MorEquity, Inc. Dated: January 21, 2005 Recorded: July 20, 2005 Dakota County Recorder Document Number: 2341914 Transaction Agent: Not Applicable Transaction Agent Mortgage Identifi-

Transaction Agent Mortgage Identifi cation Number: Not Applicable Lender or Broker: Colorado Federal Savings Bank Residential Mortgage Servicer: MorEquity, Inc. Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 13070 Florida Ct, Apple Valley, MN 55124-7943 Tax Parcel ID Number: 01-52003-070-01 LEGAL DESCRIPTION OF PROPERTY: Lot 7, Block 1, Nordic Woods Fourth Addition, according to the map or plat thereof on file or of record in the office of the County Recorder in and for Dakota County, Minnesota. AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $281,827.19 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: January 28, 2011 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on July 28, 2011, or the next business day if July 28, 2011 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: December 16, 2010 ASSIGNEE OF MORTGAGEE: MorEquity, Inc. Wilford & Geske, P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 018524F01 2450070 12/16/10-1/20/11

PUBLIC NOTICE

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��of�� That prior to �� the commencement personal �� representatives or assigns this mortgage foreclosure proceeding unless reduced to Five (5) weeks under Mortgagee/Assignee of Mortgagee com- MN Stat. §580.07. plied with all notice requirements as TIME AND DATE TO VACATE PROPrequired by statute; That no action or E R T Y : I f t h e r e a l e s t a t e i s a n proceeding has been instituted at law owner-occupied, single-family dwello r o t h e r w i s e t o r e c o v e r t h e d e b t ing, unless otherwise provided by law, secured by said mortgage, or any part the date on or before which the mortthereof; gagor(s) must vacate the property if the PURSUANT to the power of sale con- mortgage is not reinstated under sectained in said mortgage, the above tion 580.30 or the property is not described property will be sold by the redeemed under section 580.23 is Sheriff of said county as follows: 11:59 p.m. on August 11, 2011. DATE AND TIME OF SALE: February MORTGAGOR(S) RELEASED FROM 4, 2011 at 10:00 AM FINANCIAL OBLIGATION ON MORTPLACE OF SALE: S h e r i f f ' s O f f i c e , GAGE: None Law Enforcement Center, 1580 Hwy "THE TIME ALLOWED BY LAW FOR 55, Lobby #S-100, Hastings, MN REDEMPTION BY THE MORTGAGOR, to pay the debt then secured by said THE MORTGAGOR'S PERSONAL REPMortgage, and taxes, if any, on said RESENTATIVES OR ASSIGNS, MAY BE premises, and the costs and disburse- REDUCED TO FIVE WEEKS IF A JUDIm e n t s , i n c l u d i n g a t t o r n e y s ' f e e s CIAL ORDER IS ENTERED UNDER allowed by law subject to redemption MINNESOTA STATUTES, SECTION within six (6) months from the date of 5 8 2 . 0 3 2 , D E T E R M I N I N G , A M O N G said sale by the mortgagor(s), their OTHER THINGS, THAT THE MORTpersonal representatives or assigns GAGED PREMISES ARE IMPROVED unless reduced to Five (5) weeks under WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT MN Stat. §580.07. TIME AND DATE TO VACATE PROP- PROPERTY USED IN AGRICULTURAL ERTY: If the real estate is an P R O D U C T I O N , A N D A R E owner-occupied, single-family dwell- ABANDONED." Dated: December 10, 2010. ing, unless otherwise provided by law, Chase Home Finance LLC the date on or before which the mortMortgagee/Assignee of Mortgagee gagor(s) must vacate the property if the mortgage is not reinstated under sec- USSET, WEINGARDEN AND LIEBO, P.L.L.P. tion 580.30 or the property is not Attorneys for Mortgagee/Assignee of redeemed under section 580.23 is Mortgagee 4500 Park Glen Road #300 11:59 p.m. on August 4, 2011. MORTGAGOR(S) RELEASED FROM Minneapolis, MN 55416 FINANCIAL OBLIGATION ON MORT- (952) 925-6888 GAGE: None 30-9805 "THE TIME ALLOWED BY LAW FOR THIS IS A COMMUNICATION FROM REDEMPTION BY THE MORTGAGOR, A DEBT COLLECTOR. 12/16/10-1/20/11 THE MORTGAGOR'S PERSONAL REP- 2451192 RESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER NOTICE OF MORTGAGE MINNESOTA STATUTES, SECTION FORECLOSURE SALE 582.032, DETERMINING, AMONG THE RIGHT TO VERIFICATION OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED OF THE DEBT AND IDENTITY OF WITH A RESIDENTIAL DWELLING OF THE ORIGINAL CREDITOR WITHIN LESS THAN FIVE UNITS, ARE NOT THE TIME PROVIDED BY LAW IS PROPERTY USED IN AGRICULTURAL NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that P R O D U C T I O N , A N D A R E default has occurred in conditions of ABANDONED." the following described mortgage: Dated: December 7, 2010. DATE OF MORTGAGE: November 26, U.S. Bank, N. A. 2001 Mortgagee/Assignee of Mortgagee MORTGAGORS: James B . W h e e l e r USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of and Julie M. Wheeler, husband and wife. Mortgagee MORTGAGEE: Mortgage Electronic 4500 Park Glen Road #300 Registration Systems, Inc. Minneapolis, MN 55416 DATE AND PLACE OF RECORDING: (952) 925-6888 Recorded January 4, 2002, Dakota 19-1532 THIS IS A COMMUNICATION FROM C o u n t y R e c o r d e r , D o c u m e n t N o . 1847520. A DEBT COLLECTOR. ASSIGNMENTS OF MORTGAGE: 2451527 12/16/10-1/20/11 Assigned to: JPMorgan Chase Bank, National Association, Dated: November 1, 2010 TRANSACTION AGENT: Mortgage NOTICE OF MORTGAGE Electronic Registration Systems, Inc. FORECLOSURE SALE TRANSACTION AGENT'S MORTTHE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF GAGE IDENTIFICATION NUMBER ON THE ORIGINAL CREDITOR WITHIN MORTGAGE: 100061901313000229 LENDER OR BROKER AND MORTTHE TIME PROVIDED BY LAW IS GAGE ORIGINATOR STATED ON NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that MORTGAGE: Summit Mortgage Corpodefault has occurred in conditions of ration the following described mortgage: RESIDENTIAL MORTGAGE SERDATE OF MORTGAGE: O c t o b e r 2 9 , VICER: Chase Home Finance LLC 2008 MORTGAGED PROPERTY ADDRESS: MORTGAGOR: Vincent L. Dahlberg, a 19053 Everest Trail, Farmington, MN single person. 55024 MORTGAGEE: Mortgage Electronic TAX PARCEL I.D. #: 147750301003 Registration Systems, Inc. LEGAL DESCRIPTION OF PROPDATE AND PLACE OF RECORDING: ERTY: Recorded November 14, 2008, Dakota Lot 1, Block 3, Troyhill 4th Addition County Recorder, Document No. COUNTY IN WHICH PROPERTY IS 2622689. LOCATED: Dakota ASSIGNMENTS OF MORTGAGE: ORIGINAL PRINCIPAL AMOUNT OF Assigned to: Chase Home Finance, MORTGAGE: $184,000.00 LLC, Dated: December 8, 2010. AMOUNT DUE AND CLAIMED TO BE TRANSACTION AGENT: Mortgage DUE AS OF DATE OF NOTICE, INCLUDElectronic Registration Systems, Inc. ING TAXES, IF ANY, PAID BY MORTT R A N S A C T I O N A G E N T ' S M O R T - GAGEE: $168,848.27 GAGE IDENTIFICATION NUMBER ON That prior to the commencement of MORTGAGE: 100273100009075306 this mortgage foreclosure proceeding LENDER OR BROKER AND MORT- Mortgagee/Assignee of Mortgagee comG A G E O R I G I N A T O R S T A T E D O N plied with all notice requirements as MORTGAGE: M & I Bank, FSB required by statute; That no action or R E S I D E N T I A L M O R T G A G E S E R - proceeding has been instituted at law VICER: Chase Home Finance LLC or otherwise to recover the debt MORTGAGED PROPERTY ADDRESS: secured by said mortgage, or any part 1066 Beatrice Street, Eagan, MN 55121 thereof; TAX PARCEL I.D. #: 104775010003 PURSUANT to the power of sale conLEGAL DESCRIPTION OF PROP- tained in said mortgage, the above ERTY: described property will be sold by the Lot 10, Block 3, McKee Addition, Sheriff of said county as follows: according to the plat thereof now on DATE AND TIME OF SALE: February file and of record in the office of the 4, 2011 at 10:00 AM County Recorder within and for said PLACE OF SALE: S h e r i f f ' s O f f i c e , Dakota County, Minnesota. Law Enforcement Center, 1580 Hwy COUNTY IN WHICH PROPERTY IS 55, Lobby #S-100, Hastings, MN LOCATED: Dakota to pay the debt then secured by said ORIGINAL PRINCIPAL AMOUNT OF Mortgage, and taxes, if any, on said premises, and the costs and disburseMORTGAGE: $198,158.00 AMOUNT DUE AND CLAIMED TO BE m e n t s , i n c l u d i n g a t t o r n e y s ' f e e s DUE AS OF DATE OF NOTICE, INCLUD- allowed by law subject to redemption ING TAXES, IF ANY, PAID BY MORT- within six (6) months from the date of said sale by the mortgagor(s), their GAGEE: $200,292.63 That prior to the commencement of personal representatives or assigns this mortgage foreclosure proceeding unless reduced to Five (5) weeks under Mortgagee/Assignee of Mortgagee com- MN Stat. §580.07. plied with all notice requirements as TIME AND DATE TO VACATE PROPrequired by statute; That no action or E R T Y : I f t h e r e a l e s t a t e i s a n proceeding has been instituted at law owner-occupied, single-family dwello r o t h e r w i s e t o r e c o v e r t h e d e b t ing, unless otherwise provided by law, secured by said mortgage, or any part the date on or before which the mortthereof; gagor(s) must vacate the property if the PURSUANT to the power of sale con- mortgage is not reinstated under sectained in said mortgage, the above tion 580.30 or the property is not described property will be sold by the redeemed under section 580.23 is Sheriff of said county as follows: 11:59 p.m. on August 4, 2011. DATE AND TIME OF SALE: February MORTGAGOR(S) RELEASED FROM 11, 2011 at 10:00 AM FINANCIAL OBLIGATION ON MORTPLACE OF SALE: S h e r i f f ' s O f f i c e , GAGE: None Law Enforcement Center, 1580 Hwy "THE TIME ALLOWED BY LAW FOR 55, Lobby #S-100, Hastings, MN REDEMPTION BY THE MORTGAGOR, to pay the debt then secured by said THE MORTGAGOR'S PERSONAL REPMortgage, and taxes, if any, on said RESENTATIVES OR ASSIGNS, MAY BE premises, and the costs and disburse- REDUCED TO FIVE WEEKS IF A JUDIm e n t s , i n c l u d i n g a t t o r n e y s ' f e e s CIAL ORDER IS ENTERED UNDER allowed by law subject to redemption MINNESOTA STATUTES, SECTION within six (6) months from the date of 5 8 2 . 0 3 2 , D E T E R M I N I N G , A M O N G said sale by the mortgagor(s), their personal representatives or assigns ��

PUBLIC NOTICE

�� 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: December 3, 2010. JPMorgan Chase Bank, N.A. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 60-3272 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2451591 12/16/10-1/20/11

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. Notice is hereby given that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: January 12, 2007 MORTGAGORS: Terrence J. Seivert Jr. and Malissa K. Seivert, husband and wife, as joint tenants MORTGAGEE: U.S. Bank National Association ND DATE AND PLACE OF RECORDING: Recorded: January 29, 2007 Dakota County Recorder Document #: 2492269 ASSIGNMENTS OF MORTGAGE: None LEGAL DESCRIPTION OF PROPERTY: UNIT NO. 0901, HASTINGS CENTURY SOUTH, CIC NUMBER 336, DAKOTA COUNTY, MINNESOTA. PARCEL ID #: 19-17500-901-50 PROPERTY ADDRESS: 371 Frederick Cir, Hastings, Minnesota 55033 TRANSACTION AGENT: N/A TRANSACTION AGENT ID NO.: N/A CURRENT MORTGAGE SERVICER: U.S. Bank National Association ND COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $170,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY PAID BY MORTGAGEE: $184,802.77 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; that no Mortgagors have been released from financial obligation on said Mortgage; that no action or proceeding has been instituted by law to recover that debt secured by said Mortgage, or any part thereof; that all conditions precedent to foreclose of the Mortgage and acceleration of the debt secures thereby have been fulfilled; PURSUANT to the power of sale therein contained, said Mortgage will be foreclosed and the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: March 3, 2011 at 10:00 am PLACE OF SALE: Dakota County Law Enforcement Center, Lobby S-100, 1580 Highway 55, Hastings, MN 55033 to pay the debt the debt then secured by the Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law, subject to redemption within six (6) months from the date of sale by the mortgagors, their personal representatives or assigns. DATE TO VACATE PROPERTY: The date on or before which the mortgagor must vacate the property if the mortgage is not reinstated under Minnesota Statutes section 580.30 of the property redeemed under Minnesota Statutes sections 580.23 is September 3, 2011 at 11:59 p.m. If the foregoing date is Saturday, Sunday, or a legal holiday, then the date to vacate is the next business day at 11:59 p.m. MORTGAGORS RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. Dated: January 6, 2011 U.S. Bank National Association ND Mortgagee Kenneth J. Johnson Minnesota State Bar No. 0246074 Johnson, Blumberg & Associates, LLC Attorney for Mortgagee 230 W. Monroe St., Ste. 1125 Chicago, IL 60606 Phone 312-541-9710 Fax 312-541-9711 2472878 1/13-2/17/11

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: M a r c h 2 6 , 2003 MORTGAGORS: Arthur H. Barragan and Marcia L. Barragan, husband and wife. MORTGAGEE: Sterling State Bank. DATE AND PLACE OF RECORDING: Recorded May 16, 2003, Dakota County Recorder, Document No. 2048218. ASSIGNMENTS OF MORTGAGE: Assigned to: Principal Residential Mortgage Inc n/k/a CitiMortgage, Inc, Dated: March 31, 2003, Recorded: May 16, 2003, Document No. 2048219. TRANSACTION AGENT: NONE TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: NONE LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Sterling State Bank RESIDENTIAL MORTGAGE SERVICER: CitiMortgage, Inc. MORTGAGED PROPERTY ADDRESS: 14601 Denver Court, Rosemount, MN 55068 TAX PARCEL I.D. #: 341525006001 LEGAL DESCRIPTION OF PROPERTY: Lot 6, Block 1, Broback Park COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $188,300.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $177,444.74 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: March 1, 2011 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on September 1, 2011. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: January 4, 2011. CitiMortgage, Inc. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 10-5197 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2477452 1/13-2/17/11

PUBLIC NOTICE

Our File No. 10MN00577-1 NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN: That default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: January 31, 2006 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $107,612.00 MORTGAGOR(S): Donald Murtagh, as a single person MORTGAGEE: Mortgage Electronic Registration Systems, Inc. as nominee for Maribella Mortgage, LLC TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc MIN#: 100220710000110458 SERVICER: Ocwen Loan Servicing, LLC LENDER: Maribella Mortgage, LLC.

LENDER: Maribella Mortgage, LLC. DATE AND PLACE OF FILING: Dakota County Minnesota, Recorder, on February 7, 2006, as Document No. 2404077 ASSIGNED TO: HSBC Bank USA, N.A., as Trustee on behalf of ACE Securities Corp. Home Equity Loan Trust and for the registered holders of ACE Securities Corp. Home Equity Loan Trust, Series 2006-ASAP3, Asset Backed Pass-Through Certificates Dated: May 31, 2006, and recorded October 22, 2010 by Document No. 2761076. LEGAL DESCRIPTION OF PROPERTY: Unit No A113, CIC No. 468, Eagan Gardens, Dakota County, Minnesota. PROPERTY ADDRESS: 4110 Rahn Road #113, Eagan, MN 55122 PROPERTY I.D: 10-22470-113-02 COUNTY IN WHICH PROPERTY IS LOCATED: Dakota THE AMOUNT CLAIMED TO BE DUE ON THE MORTGAGE ON THE DATE OF THE NOTICE: One Hundred Twelve Thousand Five Hundred Eighteen and 44/100 ($112,518.44) THAT no action or proceeding has been instituted at law to recover the debt secured by said mortgage, or any part thereof; that there has been compliance with all pre-foreclosure notice and acceleration requirements of said mortgage, and/or applicable statutes; PURSUANT, to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: 10:00 AM on February 1, 2011 PLACE OF SALE: Sheriff`s Main Office, Law Enforcement Center, 1580 Highway 55, Hastings MN 55033-2343 to pay the debt then secured by said mortgage and taxes, if any actually paid by the mortgagee, on the premises and the costs and disbursements allowed by law. The time allowed by law for redemption by said mortgagor(s), their personal representatives or assigns is 6 months from the date of sale. "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR`S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: December 16, 2010 HSBC Bank USA, N.A., as Trustee on behalf of ACE Securities Corp. Home Equity Loan Trust and for the registered holders of ACE Securities Corp. Home Equity Loan Trust, Series 2006-ASAP3, Asset Backed Pass-Through Certificates Randall S. Miller & Associates, PLLC Attorneys for Assignee of Mortgage/ Mortgagee One Financial Plaza, 120 South Sixth Street, Suite 1100 Minneapolis, MN 55402 Phone: 612-573-3677 ASAP# 3845906 12/16/2010, 12/23/2010, 12/30/2010, 01/06/2011, 01/13/2011, 01/20/2011 2449782 12/16/10-1/20/11

PUBLIC NOTICE

secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: February 11, 2011 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on August 11, 2011. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: December 6, 2010. JPMorgan Chase Bank, N.A. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 60-3367 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2451621 12/16/10-1/20/11

PUBLIC NOTICE

gagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on August 10, 2011. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: December 10, 2010. Chase Home Finance LLC Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 30-9808 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2451234 12/16/10-1/20/11

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: February 23, 2006 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $404,000.00 MORTGAGOR(S): Kari Ann Moen aka Kari Ann Forness Moen, a single woman MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded: March 10, 2006 Dakota County Recorder Document Number: 2411508 ASSIGNMENTS OF MORTGAGE: And assigned to: THE BANK OF NEW YORK MELLON FKA THE BANK OF NEW YORK AS SUCCESSOR TO JPMORGAN CHASE BANK, N.A. AS TRUSTEE OF SAMI II 2006-AR3 Dated: December 09, 2010 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 1001337-0001226085-0 Lender or Broker: Countrywide Bank, N.A. Residential Mortgage Servicer: BAC Home Loans Servicing, L.P. Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 17240 Jade Ct, Lakeville, MN 55044-9195 Tax Parcel ID Number: 22.72691.090.04 LEGAL DESCRIPTION OF PROPERTY: Lot 9, Block 4, Stonebriar 2nd Addition, Dakota County, Minnesota. AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $526,593.87 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: January 28, 2011 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on July 28, 2011, or the next business day if July 28, 2011 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: December 16, 2010 ASSIGNEE OF MORTGAGEE: THE BANK OF NEW YORK MELLON FKA THE BANK OF NEW YORK AS SUCCESSOR TO

YORK AS SUCCESSOR TO JPMORGAN CHASE BANK, N.A. AS TRUSTEE OF SAMI II 2006-AR3 Wilford & Geske, P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 018140F01 2447189 12/16/10-1/20/11

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: June 17, 2005 MORTGAGORS: T h o m a s L . W e i n gartz and Nancy C. Weingartz, husband and wife. MORTGAGEE: N e w C e n t u r y M o r t gage Corporation. DATE AND PLACE OF RECORDING: Recorded June 29, 2005, Dakota County Recorder, Document No. 2335553. ASSIGNMENTS OF MORTGAGE: Assigned to: Deutsche Bank National Trust Company, as Trustee for Carrington Home Equity Loan Trust, Series 2005-NC5 Asset Backed Pass-Through Certificates, Dated: March 20, 2007, Recorded: May 1, 2007, Document No. 2513341. TRANSACTION AGENT: NONE TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: NONE LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: New Century Mortgage Corporation RESIDENTIAL MORTGAGE SERVICER: Carrington Mortgage Services LLC MORTGAGED PROPERTY ADDRESS: 18307 Euclid Street, Farmington, MN 55024 TAX PARCEL I.D. #: 147560104004 LEGAL DESCRIPTION OF PROPERTY: Lot 4, Block 4, Terra Second Addition, according to the map or plat thereof on file or of record in the Office of the County Recorder in and for Dakota County, Minnesota. COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $193,840.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $247,073.77 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: February 25, 2011 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on August 25, 2011. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: December 29, 2010. Deutsche Bank National Trust Company, as trustee Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 85-602 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2477200 1/13-2/17/11

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PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: J a n u a r y 1 8 , 2006 MORTGAGORS: M a t t h e w A . K l i n e and Sarah R. Kline, husband and wife. MORTGAGEE: Residential Mortgage Group, Inc. DATE AND PLACE OF RECORDING: Recorded February 13, 2006, Dakota County Recorder, Document No. 2405543. ASSIGNMENTS OF MORTGAGE: Assigned to: ABN AMRO Mortgage Group, Inc n/k/a CitiMortgage, Inc, Dated: January 18, 2006, Recorded: February 13, 2006, Document No. 2405544. TRANSACTION AGENT: NONE TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: NONE LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Residential Mortgage Group, Inc RESIDENTIAL MORTGAGE SERVICER: CitiMortgage, Inc. MORTGAGED PROPERTY ADDRESS: 19020 Ireton Way, Lakeville, MN 55044 TAX PARCEL I.D. #: 227582604007 LEGAL DESCRIPTION OF PROPERTY: Lot 4, Block 7, The Greenway 2nd Addition COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $417,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $400,922.65 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: January 4, 2011 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on July 5, 2011. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: October 23, 2010. CitiMortgage, Inc. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 10-4805 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE Pursuant to the provisions of Minnesota Statutes 580.07, the foregoing foreclosure sale is postponed until March 1, 2011 at 10:00 am at the Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN, in said county and state. Dated: January 10, 2011. CitiMortgage, Inc. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 10-4805 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2476025 1/13/11

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE YOU ARE NOTIFIED that default has occurred in the conditions of the following described Mortgage: DATE OF MORTGAGE: May 11, 2007 MORTGAGORS: Titus Construction, Inc. MORTGAGEES: Wells Federal Bank FSB RECORDING INFORMATION: Recorded on May 11, 2007, as Document Number 610458, in the Office of the Registrar of Titles of Dakota County, Minnesota. There are no Assignments of the Mortgage. TAX PARCEL ID NUMBER: 02-22551-101-05 LEGAL DESCRIPTION: Unit No. 101, CIC No. 558, Earley Lake Office Park, a common interest community, located in the County of Dakota; Pursuant to the Declaration and Bylaws Doc. No. 609876; Subject to the provisions, restrictions and easements contained in the Declaration (and Bylaws) and subject to the provisions of Minnesota Common Interest Ownership Act, Minnesota, Statutes Chapter 515B, and Acts Amendatory thereof. > Check here if all or part of the described property is Registered (Torrens) PROPERTY ADDRESS: 1713 Southcross Drive West, Suite B, Burnsville, MN 55306. The person holding the Mortgage is not a transaction agent, as defined by Minn. Stat. 58.02, subd. 30. The name of the residential mortgage servicer and the lender or broker, as defined in Minn. Stat. 58.02, is Wells Federal Bank FSB. If stated on the Mortgage, the name of the mortgage originator, as defined in Minn. Stat. 58.02, is Wells Federal Bank FSB. The requisites of Minn. Stat. 580.02 have been satisfied. All pre-foreclosure requirements have been complied with. No action or proceeding has been instituted at law or otherwise to recover the debt secured by the mortgage, or any part thereof. The original principal amount secured by the Mortgage was $162,400.00. At the date of this notice the amount due on the Mortgage, including taxes, if any, paid by the holder of the Mortgage, is: $186,616.99. Pursuant to the power of sale in the Mortgage, the Mortgage will be foreclosed, and the mortgaged premises will be sold by the Sheriff of Dakota County, Minnesota, at public auction on January 24, 2011, 10:00 a.m. at Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, MN 55033 to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law. The time allowed by law for redemption by Mortgage or Mortgagor's personal representatives or assigns is six (6) months after the date of sale. The real estate is not an owner-occupied single family dwelling. THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. Date: December 7, 2010 Name of Mortgagee: Wells Federal Bank FSB Name and address of Attorney for Mortgagee: Richard K. Hocking, P.A. 10657 165th Street West, Lakeville, MN 55044 (952) 432-8129 Attorney ID No. 45639 NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for January 24, 2011 at 10:00 AM has been postponed to January 31, 2011 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State. DATED: December 14, 2010. 2451802 12/16/10-1/20/11

PUBLIC NOTICE

THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN: That Default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: 11/13/2007 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $440,500.00 MORTGAGOR: Jared D. Weniger and Meghan M. Weniger MORTGAGEE: U.S. Bank National Association ND DATE AND PLACE OF FILING: 12/13/2007 as Document Number 2561178 in the Office of the Recorder, Dakota County, Minnesota LEGAL DESCRIPTION OF PROPERTY: Lot 35, Block 3, Cobblestone Lake 3rd Addition, Common Interest Community Number 357, Cobblestone Lake, Dakota County, Minnesota STREET ADDRESS OF PROPERTY: 15678 Duck Pond Way, Apple Valley, MN 55124 COUNTY IN WHICH PROPERTY IS LOCATED: Dakota TAX PARCEL I.D. NO.: 011805235003 LENDER: U.S. Bank National Association ND RESIDENTIAL MORTGAGE SER-

RESIDENTIAL MORTGAGE SER VICER: U.S. Bank Consumer Finance TRANSACTION AGENT: None RESIDENTIAL MORTGAGE ORIGINATOR: U.S. Bank National Association ND THE AMOUNT CLAIMED TO BE DUE ON THE MORTGAGE ON THE DATE OF THE NOTICE: $461,795.14 THAT no action or proceeding has been instituted at law to recover the debt secured by said mortgage, or any part thereof; that there has been compliance with all preforeclosure notice and acceleration requirements of said mortgage, and/or applicable statutes; PURSUANT, to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: 02/04/2011 at 10:00 AM PLACE OF SALE: Dakota County Sheriff's Office, 1580 Highway 55, Hastings, MN 55033 to pay the debt then secured by said mortgage and taxes, if any actually paid by the mortgagee, on the premises and the costs and disbursement allowed by law. The time allowed by law for redemption by said mortgagor(s), their personal representatives or assigns is six (6) months from the date of sale. Unless said mortgage is reinstated or the property redeemed, or unless the time for redemption is reduced by judicial order, you must vacate the premises by 11:59 p.m. on 08/02/2011. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS THAT MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. Dated: 12/14/2010 U.S. Bank National Association ND Mortgagee; Dunakey & Klatt, P.C., By Brian Sayer Attorney for Mortgagee, 531 Commercial Street, P.O. Box 2363, Waterloo, IA 50701. THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2451578 12/16/10-1/20/11P

PUBLIC NOTICE

ERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on August 10, 2011. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: December 10, 2010. Chase Home Finance LLC Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 30-9796 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2451470 12/16/10-1/20/11

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: February 23, 2007 MORTGAGORS: M i l l i o n M u l u g e t a and Lia Estifanos, husband and wife. MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded March 20, 2007, Dakota County Recorder, Document No. 2503723. ASSIGNMENTS OF MORTGAGE: Assigned to: Branch Banking and Trust Company, Dated: November 18, 2010. TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100159969613046500 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Liberty Mortgage Corporation DBA Liberty Mortgage Corporation (Georgia) RESIDENTIAL MORTGAGE SERVICER: Branch Banking and Trust Company MORTGAGED PROPERTY ADDRESS: 1243 Oakdale Avenue, West Saint Paul, MN 55118 TAX PARCEL I.D. #: 425370102001 LEGAL DESCRIPTION OF PROPERTY: Lot 1 and the North 10 feet of Lot 2, Block 1, Oakdale 2nd Addition, Dakota County, Minnesota. COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $180,800.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $180,941.88 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: February 11, 2011 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on August 11, 2011. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF

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�� WITH A RESIDENTIAL DWELLING OF�� LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL NOTICE OF MORTGAGE P R O D U C T I O N , A N D A R E FORECLOSURE SALE ABANDONED." THE RIGHT TO VERIFICATION Dated: December 8, 2010. Branch Banking & Trust Company OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. THE TIME PROVIDED BY LAW IS Attorneys for Mortgagee/Assignee of NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that Mortgagee default has occurred in conditions of 4500 Park Glen Road #300 the following described mortgage: Minneapolis, MN 55416 DATE OF MORTGAGE: December 8, (952) 925-6888 2006 90-1973 MORTGAGORS: M a t t h e w J a m e s THIS IS A COMMUNICATION FROM Johnson and James Johnson, both A DEBT COLLECTOR. single persons. 2451635 12/16/10-1/20/11 MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: NOTICE OF MORTGAGE Recorded February 14, 2007, Dakota FORECLOSURE SALE County Recorder, Document No. THE RIGHT TO VERIFICATION 2496598. OF THE DEBT AND IDENTITY OF ASSIGNMENTS OF MORTGAGE: THE ORIGINAL CREDITOR WITHIN Assigned to: CitiMortgage, Inc, Dated: THE TIME PROVIDED BY LAW IS February 20, 2008, Recorded: FebruNOT AFFECTED BY THIS ACTION. ary 22, 2008, Document No. 2573522. NOTICE IS HEREBY GIVEN, that TRANSACTION AGENT: Mortgage default has occurred in conditions of Electronic Registration Systems, Inc. the following described mortgage: TRANSACTION AGENT'S MORTDATE OF MORTGAGE: July 10, 2007 GAGE IDENTIFICATION NUMBER ON MORTGAGORS: Jennifer L. Strunk MORTGAGE: 100026900140923656 and Ronald J. Strunk, wife and husLENDER OR BROKER AND MORTband. GAGE ORIGINATOR STATED ON MORTGAGEE: Mortgage Electronic MORTGAGE: Bell America Mortgage Registration Systems, Inc. LLC dba Bell Mortgage DATE AND PLACE OF RECORDING: RESIDENTIAL MORTGAGE SERR e c o r d e d J u l y 2 4 , 2 0 0 7 , D a k o t a VICER: CitiMortgage, Inc. County Recorder, Document No. MORTGAGED PROPERTY ADDRESS: 2532137. 12921 South Penn Avenue, Burnsville, A S S I G N M E N T S O F M O R T G A G E : MN 55337 Assigned to: CitiMortgage, Inc., Dated: TAX PARCEL I.D. #: 02-01400-081-41 October 23, 2008, Recorded: NovemLEGAL DESCRIPTION OF PROPber 18, 2008, Document No. 2623223. ERTY: And thereafter assigned to: Selene EXHIBIT A Finance, LP, Dated: January 20, 2010, That part of the East 1/2 of the East Recorded: January 20, 2010, Docu1/2 of the West 1/2 of Section 14, ment No. 2708853, as corrected by Township 115, Range 21, described Corrective Assignment Dated: Septemas follows, EXCEPT that part within ber 23, 2010. And thereafter assigned the plat of Burnsville Manor 3rd to: Selene RMOF REO Acquisition LLC, Addition: Dated: November 16, 2010. Commencing at a point 2078 feet TRANSACTION AGENT: Mortgage North of the Southeast corner of the Electronic Registration Systems, Inc. Southwest 1/4 of said section; TRANSACTION AGENT'S MORTthence continuing North 825.25 feet; GAGE IDENTIFICATION NUMBER ON thence at right angles West 401.5 MORTGAGE: 100401000000103484 feet to the actual point of beginning; LENDER OR BROKER AND MORTthence continuing West a distance of GAGE ORIGINATOR STATED ON 258.5 feet; thence South at right MORTGAGE: Heartland Bank angles a distance of 150 feet; thence RESIDENTIAL MORTGAGE SEREast at right angles a distance of VICER: Selene Finance, LP 258.5 feet; thence North 150 feet to MORTGAGED PROPERTY ADDRESS: the point of beginning, Dakota 1448 Woodhill Road, Burnsville, MN County, Minnesota. 55337 Subject to the right-of-way of Penn TAX PARCEL I.D. #: 028220205001 Avenue South. LEGAL DESCRIPTION OF PROPCOUNTY IN WHICH PROPERTY IS ERTY: LOCATED: Dakota Lot 5, Block 1, Vista View Third ORIGINAL PRINCIPAL AMOUNT OF Addition, Dakota County, Minnesota. MORTGAGE: $187,500.00 COUNTY IN WHICH PROPERTY IS AMOUNT DUE AND CLAIMED TO BE LOCATED: Dakota DUE AS OF DATE OF NOTICE, ORIGINAL PRINCIPAL AMOUNT OF INCLUDING TAXES, IF ANY, PAID BY MORTGAGE: $235,000.00 MORTGAGEE: $198,679.68 AMOUNT DUE AND CLAIMED TO BE That prior to the commencement of DUE AS OF DATE OF NOTICE, INCLUD- this mortgage foreclosure proceeding ING TAXES, IF ANY, PAID BY MORT- M o r t g a g e e / A s s i g n e e o f M o r t g a g e e GAGEE: $284,925.34 complied with all notice requirements That prior to the commencement of as required by statute; That no action this mortgage foreclosure proceeding or proceeding has been instituted at Mortgagee/Assignee of Mortgagee com- law or otherwise to recover the debt plied with all notice requirements as secured by said mortgage, or any part required by statute; That no action or thereof; proceeding has been instituted at law PURSUANT to the power of sale o r o t h e r w i s e t o r e c o v e r t h e d e b t contained in said mortgage, the above secured by said mortgage, or any part described property will be sold by the thereof; Sheriff of said county as follows: PURSUANT to the power of sale conDATE AND TIME OF SALE: March 4, tained in said mortgage, the above 2011 at 10:00 AM described property will be sold by the PLACE OF SALE: S h e r i f f ' s O f f i c e , Sheriff of said county as follows: Law Enforcement Center, 1580 Hwy DATE AND TIME OF SALE: February 55, Lobby #S-100, Hastings, MN 25, 2011 at 10:00 AM to pay the debt then secured by said PLACE OF SALE: S h e r i f f ' s O f f i c e , Mortgage, and taxes, if any, on said Law Enforcement Center, 1580 Hwy p r e m i s e s , a n d t h e c o s t s a n d 55, Lobby #S-100, Hastings, MN disbursements, including attorneys' to pay the debt then secured by said fees allowed by law subject to redempMortgage, and taxes, if any, on said tion within six (6) months from the premises, and the costs and disbursedate of said sale by the mortgagor(s), ments, including attorneys' fees their personal representatives or allowed by law subject to redemption assigns unless reduced to Five (5) within six (6) months from the date of weeks under MN Stat. §580.07. said sale by the mortgagor(s), their TIME AND DATE TO VACATE PROPpersonal representatives or assigns ERTY: If the real estate is an ownerunless reduced to Five (5) weeks under o c c u p i e d , s i n g l e - f a m i l y d w e l l i n g , MN Stat. §580.07. unless otherwise provided by law, the TIME AND DATE TO VACATE PROP- d a t e o n o r b e f o r e w h i c h t h e E R T Y : I f t h e r e a l e s t a t e i s a n mortgagor(s) must vacate the property owner-occupied, single-family dwell- if the mortgage is not reinstated under ing, unless otherwise provided by law, section 580.30 or the property is not the date on or before which the mort- redeemed under section 580.23 is gagor(s) must vacate the property if the 11:59 p.m. on September 6, 2011. mortgage is not reinstated under secMORTGAGOR(S) RELEASED FROM tion 580.30 or the property is not F I N A N C I A L O B L I G A T I O N O N redeemed under section 580.23 is MORTGAGE: None 11:59 p.m. on August 25, 2011. "THE TIME ALLOWED BY LAW FOR MORTGAGOR(S) RELEASED FROM REDEMPTION BY THE MORTGAGOR, FINANCIAL OBLIGATION ON MORT- T H E M O R T G A G O R ' S P E R S O N A L GAGE: None REPRESENTATIVES OR ASSIGNS, "THE TIME ALLOWED BY LAW FOR MAY BE REDUCED TO FIVE WEEKS IF REDEMPTION BY THE MORTGAGOR, A J U D I C I A L O R D E R I S E N T E R E D THE MORTGAGOR'S PERSONAL REP- U N D E R M I N N E S O T A S T A T U T E S , RESENTATIVES OR ASSIGNS, MAY BE SECTION 582.032, DETERMINING, REDUCED TO FIVE WEEKS IF A JUDI- AMONG OTHER THINGS, THAT THE CIAL ORDER IS ENTERED UNDER M O R T G A G E D P R E M I S E S A R E MINNESOTA STATUTES, SECTION I M P R O V E D W I T H A R E S I D E N T I A L 582.032, DETERMINING, AMONG DWELLING OF LESS THAN FIVE OTHER THINGS, THAT THE MORT- UNITS, ARE NOT PROPERTY USED IN GAGED PREMISES ARE IMPROVED AGRICULTURAL PRODUCTION, AND WITH A RESIDENTIAL DWELLING OF ARE ABANDONED." LESS THAN FIVE UNITS, ARE NOT Dated: January 7, 2011. PROPERTY USED IN AGRICULTURAL CitiMortgage, Inc. P R O D U C T I O N , A N D A R E Mortgagee/Assignee of Mortgagee ABANDONED." USSET, WEINGARDEN AND LIEBO, P.L.L.P. Dated: December 22, 2010. Attorneys for Mortgagee/Assignee of Selene RMOF REO Acquisition LLC Mortgagee Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 USSET, WEINGARDEN AND LIEBO, P.L.L.P. Minneapolis, MN 55416 Attorneys for Mortgagee/Assignee of (952) 925-6888 Mortgagee 10-4004 4500 Park Glen Road #300 THIS IS A COMMUNICATION FROM Minneapolis, MN 55416 A DEBT COLLECTOR. (952) 925-6888 2477578 1/13-2/17/11 90-1942 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2469832 1/6-2/10/11

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PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: June 30, 2005 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $184,000.00 MORTGAGOR(S): Kathryn Lynn Hanson, a single person MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded: July 27, 2005 Dakota County Recorder Document Number: 2344589 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100039223350007259 Lender o r Broker: F i r s t M a g n u s Financial Corporation Residential Mortgage Servicer: Aurora Loan Services, LLC Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 1013 Walnut St, Farmington, MN 55024-1725 Tax Parcel ID Number: 14 22500 080 09 LEGAL DESCRIPTION OF PROPERTY: Lot 8, Block 9, East Farmington First Addition AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $197,936.05 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: December 17, 2010 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on June 17, 2011, or the next business day if June 17, 2011 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: November 04, 2010 MORTGAGEE: Mortgage Electronic Registration Systems, Inc. Wilford & Geske, P.A. Attorneys for Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 017433F01 NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for December 17, 2010 at 10:00 AM has been postponed to January 03, 2011 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State. DATED: December 17, 2010 MORTGAGEE: Mortgage Electronic Registration Systems, Inc. NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for January 03, 2011 at 10:00 AM has been postponed to January 21, 2011 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State. DATED: January 03, 2011 MORTGAGEE: Mortgage Electronic Registration Systems, Inc. Wilford & Geske, P.A. Attorneys for Mortgagee: Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 017433F01 2471440 1/13/11

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: A u g u s t 2 3 , 2007 MORTGAGORS: Ritchy K. Johnson and Kristi Johnson, husband and wife. MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded September 13, 2007, Dakota County Recorder, Document No. 2543672. ASSIGNMENTS OF MORTGAGE: Assigned to: CitiMortgage, Inc, Dated: December 20, 2010. TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100039032129929655 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Quicken Loans Inc RESIDENTIAL MORTGAGE SERVICER: CitiMortgage, Inc. MORTGAGED PROPERTY ADDRESS: 4125 Dakota Drive, Rosemount, MN 55068 TAX PARCEL I.D. #: 34-67700-110-02 LEGAL DESCRIPTION OF PROPERTY: Lot 11, Block 2, Shannon Pond South COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $167,900.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $166,967.04 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: March 3, 2011 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on September 6, 2011. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: January 7, 2011. CitiMortgage, Inc. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 10-5252 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2477551 1/13-2/17/11

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: August 14, 2009 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $216,824.00 MORTGAGOR(S): Zebual L Beck and Hannah M Beck, husband and wife MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded: September 01, 2009 Dakota County Recorder Document Number: 2681690 ASSIGNMENTS OF MORTGAGE: And assigned to: Nationstar Mortgage, LLC Dated: October 13, 2010 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100397202995051944

cation Number: 100397202995051944 Lender or Broker: Nationstar Mortgage, LLC dba Champion Mortgage Company Residential Mortgage Servicer: Nationstar Mortgage, LLC Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 7200 166th Ct, Rosemount, MN 55068-5204 Tax Parcel ID Number: 22-21100-200-06 LEGAL DESCRIPTION OF PROPERTY: Lot 20, Block 6, Donnay's College Park AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $224,118.60 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: January 28, 2011 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on July 28, 2011, or the next business day if July 28, 2011 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: December 16, 2010 ASSIGNEE OF MORTGAGEE: Nationstar Mortgage, LLC Wilford & Geske, P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 017342F01 2450018 12/16/10-1/20/11

PUBLIC NOTICE

MORTGAGE: $153,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $167,147.36 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: February 11, 2011 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on August 11, 2011. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: December 2, 2010. Selene RMOF REO Acquisition LLC Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 90-1716 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2451547 12/16/10-1/20/11

PUBLIC NOTICE

premises, and the costs and disburse ments, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on August 11, 2011. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: December 3, 2010. Chase Home Finance LLC Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 30-9794 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2450160 12/16/10-1/20/11

PUBLIC NOTICE

NOTICE OF ASSESSMENT LIEN FORECLOSURE SALE Date: November 24, 2010 YOU ARE NOTIFIED THAT: 1. Default has occurred in the terms and conditions of the Declaration for Cedar Pointe Carriage Homes Condominium Association (hereinafter the "Association") which was recorded as Document No. 1164049 on November 1, 1993, in the Office of the Dakota County Recorder and also, pursuant to Minn. Stat. §515B.3-116, covering the following property: LEGAL DESCRIPTION: Unit NO. 50, Cedar Pointe Carriage Homes Condominium, Condominium File No. 117, Dakota County, Minnesota STREET ADDRESS: 15593 Garnet Way, Unit 50, Apple Valley, MN 55124 TAX PARCEL ID NUMBER: 01-16700-050-04 2. Pursuant to said Declaration, there is claimed to be due and owing as of November 24, 2010, from Matthew J. Bernier, title holder, to the Association, a Minnesota non-profit corporation, the amount of $2,826.00 for unpaid association dues, late fees, attorneys fees and costs, plus any other such amounts that will accrue after November 24, 2010, and other costs of collection and foreclosure which will be added to the amount claimed due and owing at the time of the sale herein. 3. No action is now pending at law or otherwise to recover said debt or any part thereof. 4. That all preforeclosure requirements have been met. 5. The owner has not been released from his financial obligation to pay said amount. 6. The Declaration, referenced above, and Minn. Stat. §§515B.3-115 and 515B.3-116 provide for a continuing lien against the property. A Notice of Lien evidencing the amount due was recorded on August 9, 2010, as Document No. 2745395 in the Dakota County Recorder's Office. 7. Pursuant to the power of sale contained in the same Declaration and granted by the owners in taking title to the premises subject to said Declaration and pursuant to Minn. Stat. §§515B.3-115 and 515B.3-116, said Lien will be foreclosed by the sale of said property by the Sheriff of Dakota County, at the Dakota County Sheriffs Office, Dakota County Law Enforcement Center, 1580 Highway 55 Lobby S-100, Hastings, MN 55033, on the 3rd day of February, 2011, at 10:00 a.m. at public auction to the highest bidder, to pay the amount then due for said assessments, together with the costs of foreclosure, including attorneys fees as allowed by law. 8. T h e t i m e a l l o w e d b y l a w f o r redemption by the unit owners, their personal representatives or assigns is six (6) months from the date of sale. The date and time to vacate the property is 11:59 p.m. on August 3, 2011, if the account is not reinstated or the owners do not redeem from the foreclosure sale. REDEMPTION NOTICE THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGORS, THE MORTGAGORS' PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. 9. THIS IS A COMMUNICATION FROM

9. THIS IS A COMMUNICATION FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. CEDAR POINTE CARRIAGE HOMES CONDOMINIUM ASSOCIATION Attorneys for Cedar Pointe Carriage Homes Condominium Association THOMSEN & NYBECK, P.A. By: _____________________________ Gretchen S. Schellhas (#195595) 3600 American Blvd. West, Suite 400 Bloomington, Minnesota 55431 (952) 835-7000 (Cedar Pointe/Bernier/10-7-337D) 2449870 12/16/10-1/20/11

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: November 19, 2007 MORTGAGORS: Simon Raskin and Luybov Raskin, husband and wife. MORTGAGEE: PNC Bank, National Association s/b/m to National City Mortgage a division of National City Bank. DATE AND PLACE OF RECORDING: Recorded January 2, 2008, Dakota County Recorder, Document No. 2563985. ASSIGNMENTS OF MORTGAGE: NONE TRANSACTION AGENT: NONE TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: NONE LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: PNC Bank, National Association s/b/m to National City Mortgage a division of National City Bank RESIDENTIAL MORTGAGE SERVICER: PNC Bank, National Association MORTGAGED PROPERTY ADDRESS: 4083 Meadowlark Curve, Eagan, MN 55122 TAX PARCEL I.D. #: 106430008304 LEGAL DESCRIPTION OF PROPERTY: Unit No. 4083, Condominium Number 122, River Bluff Townhomes, A Condominium, Dakota County, Minnesota COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $164,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $172,307.95 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: March 4, 2011 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on September 6, 2011. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: January 6, 2011. PNC Bank, National Association Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 4-2453 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2477410 1/13-2/17/11

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PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: O c t o b e r 1 2 , 2007 MORTGAGORS: Scott M. Kretlow and Jody L. Kretlow, husband and wife. MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded October 22, 2007, Dakota County Recorder, Document No. 2551714. ASSIGNMENTS OF MORTGAGE: Assigned to: CitiMortgage, Inc, Dated: December 3, 2010. TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100061907000034611 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Summit Mortgage Corporation RESIDENTIAL MORTGAGE SERVICER: CitiMortgage, Inc. MORTGAGED PROPERTY ADDRESS: 21392 Hytrail Circle, Lakeville, MN 55044 TAX PARCEL I.D. #: 227250111003 LEGAL DESCRIPTION OF PROPERTY: Lot 11, Block 3, Stone Borough Second Addition COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $268,664.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $274,611.06 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: March 1, 2011 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on September 1, 2011. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: January 4, 2011. CitiMortgage, Inc. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 10-5198 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2477480 1/13-2/17/11

PUBLIC NOTICE

County Recorder, Document No. 2564813. ASSIGNMENTS OF MORTGAGE: NONE TRANSACTION AGENT: NONE TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: NONE LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Washington Mutual Bank, FA RESIDENTIAL MORTGAGE SERVICER: Chase Home Finance LLC MORTGAGED PROPERTY ADDRESS: 4305 Metcalf Drive, Eagan, MN 55122 TAX PARCEL I.D. #: 106440002003 LEGAL DESCRIPTION OF PROPERTY: Lot 2, Block 3, River Hills 9th Addition, Dakota County, Minnesota COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $286,500.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $298,367.06 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: February 11, 2011 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on August 11, 2011. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: December 6, 2010. JPMorgan Chase Bank, N.A. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 60-3372 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2451611 12/16/10-1/20/11

PUBLIC NOTICE

property by reason of the vacation thereof, according to the plat thereof, and situate in Dakota County, Minnesota. COUNTY IN WHICH PROPERTY IS LOCATED:Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE:$189,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE:$188,492.01 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: February 4, 2011 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on August 4, 2011. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE:None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: December 2, 2010. Chase Home Finance LLC Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 30-9757 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2444719 12/16/10-1/20/11

PUBLIC NOTICE

described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: February 4, 2011 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on August 4, 2011. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE:None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: December 3, 2010. CitiMortgage, Inc. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 10-5071 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2446753 12/1610-1/20/11

PUBLIC NOTICE

��

�� is not�� the property tion 580.30 or�� redeemed under section 580.23 is 11:59 p.m. on August 10, 2011. NOTICE OF MORTGAGE MORTGAGOR(S) RELEASED FROM FORECLOSURE SALE FINANCIAL OBLIGATION ON MORTTHE RIGHT TO VERIFICATION GAGE: None "THE TIME ALLOWED BY LAW FOR OF THE DEBT AND IDENTITY OF REDEMPTION BY THE MORTGAGOR, THE ORIGINAL CREDITOR WITHIN THE MORTGAGOR'S PERSONAL REP- THE TIME PROVIDED BY LAW IS RESENTATIVES OR ASSIGNS, MAY BE NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER default has occurred in conditions of MINNESOTA STATUTES, SECTION the following described mortgage: DATE OF MORTGAGE: November 14, 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORT- 2006 MORTGAGORS: Renae Olafson and GAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF Dale A. Olafson, wife and husband. MORTGAGEE: Mortgage Electronic LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL Registration Systems, Inc. DATE AND PLACE OF RECORDING: P R O D U C T I O N , A N D A R E Recorded December 6, 2006, Dakota ABANDONED." County Recorder, Document No. Dated: November 30, 2010. 2479986. Chase Home Finance LLC ASSIGNMENTS OF MORTGAGE: Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Assigned to: JPMorgan Chase Bank, Attorneys for Mortgagee/Assignee of National Association, Dated: November 19, 2010, Recorded: December 16, Mortgagee 2010, Document No. 2773031. 4500 Park Glen Road #300 TRANSACTION AGENT: Mortgage Minneapolis, MN 55416 Electronic Registration Systems, Inc. (952) 925-6888 TRANSACTION AGENT'S MORT30-9797 THIS IS A COMMUNICATION FROM GAGE IDENTIFICATION NUMBER ON MORTGAGE: 100021278908669448 A DEBT COLLECTOR. LENDER OR BROKER AND MORT2450184 12/16/10-1/20/11 GAGE ORIGINATOR STATED ON MORTGAGE: U.S. Bank, N.A. RESIDENTIAL MORTGAGE SERNOTICE OF MORTGAGE VICER: Chase Home Finance LLC FORECLOSURE SALE MORTGAGED PROPERTY ADDRESS: N O T I C E I S H E R E B Y G I V E N t h a t 14503 Europa Way, Apple Valley, MN default has occurred in the conditions 55124 of the following described mortgage: TAX PARCEL I.D. #: 014884501010 DATE OF MORTGAGE: July 24, 2006 LEGAL DESCRIPTION OF PROPORIGINAL PRINCIPAL AMOUNT OF ERTY: MORTGAGE: $136,000.00 Lot 1, Block 10, Mistwood, Common MORTGAGOR(S): Arnold L. Gerdes, a Interest Community No. 123 single person COUNTY IN WHICH PROPERTY IS MORTGAGEE: Mortgage Electronic LOCATED: Dakota Registration Systems, Inc. ORIGINAL PRINCIPAL AMOUNT OF DATE AND PLACE OF RECORDING: MORTGAGE: $156,300.00 Recorded: August 11, 2006 Dakota AMOUNT DUE AND CLAIMED TO BE County Recorder DUE AS OF DATE OF NOTICE, INCLUDDocument Number: 2453038 ING TAXES, IF ANY, PAID BY MORTASSIGNMENTS OF MORTGAGE: GAGEE: $142,940.03 And assigned to: Aurora Loan SerThat prior to the commencement of vices, LLC. this mortgage foreclosure proceeding Dated: October 25, 2010 Mortgagee/Assignee of Mortgagee comTransaction Agent: Mortgage Elec- plied with all notice requirements as tronic Registration Systems, Inc. required by statute; That no action or Transaction Agent Mortgage Identifi- proceeding has been instituted at law cation Number: 100137510000263089 or otherwise to recover the debt Lender or Broker: Lakeland Mort- secured by said mortgage, or any part gage Corporation thereof; Residential Mortgage Servicer: PURSUANT to the power of sale conAurora Loan Services, LLC tained in said mortgage, the above Mortgage Originator: Not Applicable described property will be sold by the COUNTY IN WHICH PROPERTY IS Sheriff of said county as follows: LOCATED: Dakota DATE AND TIME OF SALE: March 3, Property Address: 3812 Willow Way, 2011 at 10:00 AM Eagan, MN 55122-1627 PLACE OF SALE: S h e r i f f ' s O f f i c e , T a x P a r c e l I D N u m b e r : Law Enforcement Center, 1580 Hwy 10-14993-650-01 55, Lobby #S-100, Hastings, MN L E G A L D E S C R I P T I O N O F P R O P - to pay the debt then secured by said ERTY: Lot 65, Block 1, Briar Hill 4th Mortgage, and taxes, if any, on said Addition, Dakota County, Minnesota premises, and the costs and disburseAMOUNT DUE AND CLAIMED TO BE m e n t s , i n c l u d i n g a t t o r n e y s ' f e e s D U E A S O F D A T E O F N O T I C E : allowed by law subject to redemption $140,681.74 within six (6) months from the date of THAT all pre-foreclosure require- said sale by the mortgagor(s), their ments have been complied with; that personal representatives or assigns no action or proceeding has been insti- unless reduced to Five (5) weeks under tuted at law or otherwise to recover the MN Stat. §580.07. debt secured by said mortgage, or any TIME AND DATE TO VACATE PROPpart thereof; ERTY: If the real estate is an PURSUANT to the power of sale con- owner-occupied, single-family dwellt a i n e d i n s a i d m o r t g a g e , t h e ing, unless otherwise provided by law, above-described property will be sold the date on or before which the mortby the Sheriff of said county as fol- gagor(s) must vacate the property if the lows: mortgage is not reinstated under secDATE AND TIME OF SALE: February tion 580.30 or the property is not 04, 2011 at 10:00 AM redeemed under section 580.23 is PLACE OF SALE: Dakota County 11:59 p.m. on September 6, 2011. Law Enforcement Center, 1580 HighMORTGAGOR(S) RELEASED FROM way 55, Lobby S-100, Hastings, Minne- FINANCIAL OBLIGATION ON MORTsota GAGE: None to pay the debt secured by said mort"THE TIME ALLOWED BY LAW FOR gage and taxes, if any, on said pre- REDEMPTION BY THE MORTGAGOR, mises and the costs and disburse- THE MORTGAGOR'S PERSONAL REPments, including attorney fees allowed RESENTATIVES OR ASSIGNS, MAY BE by law, subject to redemption within REDUCED TO FIVE WEEKS IF A JUDIsix (6) months from the date of said CIAL ORDER IS ENTERED UNDER sale by the mortgagor(s), their per- MINNESOTA STATUTES, SECTION sonal representatives or assigns. 582.032, DETERMINING, AMONG If the Mortgage is not reinstated OTHER THINGS, THAT THE MORTunder Minn. Stat. §580.30 or the prop- GAGED PREMISES ARE IMPROVED erty is not redeemed under Minn. Stat. WITH A RESIDENTIAL DWELLING OF §580.23, the Mortgagor must vacate LESS THAN FIVE UNITS, ARE NOT the property on or before 11:59 p.m. on PROPERTY USED IN AGRICULTURAL August 04, 2011, or the next business P R O D U C T I O N , A N D A R E day if August 04, 2011 falls on a Satur- ABANDONED." day, Sunday or legal holiday. Dated: January 6, 2011. Mortgagor(s) released from financial JPMorgan Chase Bank, N.A. obligation: NONE Mortgagee/Assignee of Mortgagee THIS COMMUNICATION IS FROM USSET, WEINGARDEN AND LIEBO, P.L.L.P. A DEBT COLLECTOR ATTEMPT- Attorneys for Mortgagee/Assignee of ING TO COLLECT A DEBT. ANY Mortgagee INFORMATION OBTAINED WILL BE 4500 Park Glen Road #300 USED FOR THAT PURPOSE. Minneapolis, MN 55416 THE RIGHT TO VERIFICATION OF (952) 925-6888 THE DEBT AND IDENTITY OF THE 60-3322 ORIGINAL CREDITOR WITHIN THE THIS IS A COMMUNICATION FROM T I M E P R O V I D E D B Y L A W I S N O T A DEBT COLLECTOR. AFFECTED BY THIS ACTION. 2477348 1/13-2/17/11 THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPNOTICE OF ASSESSMENT LIEN RESENTATIVES OR ASSIGNS, MAY BE FORECLOSURE SALE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER Date: December 10, 2010 MINNESOTA STATUTES, SECTION YOU ARE NOTIFIED THAT: 1. Default has occurred in the terms 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORT- and conditions of Declaration of Boulder Village Townhomes Association, GAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF common interest community number LESS THAN FIVE UNITS, ARE NOT 180, a planned community, dated JanuPROPERTY USED IN AGRICULTURAL ary 31, 1996 and recorded on March 11, 1996 as Document No. 1335139, in the PRODUCTION, AND ARE ABANDONED. office of the Dakota County Recorder, DATED: December 23, 2010 as amended and/or supplemented by ASSIGNEE OF MORTGAGEE: Document Nos. 1563646, 1649350 and Aurora Loan Services, LLC. 2503421, and as further amended Wilford & Geske, P.A. and/or supplemented, covering the folAttorneys for Assignee of Mortgagee lowing property: Lawrence A. Wilford L E G A L D E S C R I P T I O N : Lot 6, James A. Geske Block 2, Boulder Village 1st Addi8425 Seasons Parkway, Suite 105 tion, Woodbury, MN 55125-4393 Common Interest Community No. (651) 209-3300 File Number: 017641F01 2452566 12/23/10-1/27/11 ��

PUBLIC NOTICE

�� nesota. COUNTY IN WHICH PROPERTY �� Common Interest Community No. 180, Dakota County, Minnesota STREET ADDRESS: 16775 Iredale Path, Lakeville, Minnesota 55044 TAX PARCEL ID NUMBER: 22-14650-060-02 2. Pursuant to said Declaration, there is claimed to be due and owing as of December 10, 2010, from Sandra J. Raines, title holder, to the Association, a Minnesota non-profit corporation, the amount of $8,513.50 for unpaid association dues, late fees, attorneys fees and costs, plus any other such amounts that will accrue after December 7, 2010, and other costs of collection and foreclosure which will be added to the amount claimed due and owing at the time of the sale herein. 3. No action is now pending at law or otherwise to recover said debt or any part thereof. 4. That all preforeclosure requirements have been met. 5. The owner has not been released from her financial obligation to pay said amount. 6. The Declaration, referenced above, provides for a continuing lien against the property. A Notice of Lien evidencing the amount due was recorded on October 4, 2010, as Document No. 2756696 and was amended by an Amended Notice of Lien dated November 9, 2010 and filed on November 16, 2010 as Document No. 2766487, in the Dakota County Recorder's Office. 7. Pursuant to the power of sale contained in the same Declaration and granted by the owner in taking title to the premises subject to said Declaration, said Lien will be foreclosed by the sale of said property by the Sheriff of Dakota County, at the Dakota County Sheriff's Office, Law Enforcement Center, 1580 Highway 55, Hastings, MN, on the 1st day of February, 2011, at 10:00 a.m. at public auction to the highest bidder, to pay the amount then due for said assessments, together with the costs of foreclosure, including attorneys' fees as allowed by law. 8. T h e t i m e a l l o w e d b y l a w f o r redemption by the unit owner, her personal representative or assigns is six (6) months from the date of sale. The date and time to vacate the property is 11:59 p.m. on August 1, 2011, if the account is not reinstated or the owner does not redeem from the foreclosure sale. REDEMPTION NOTICE THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. 9. THIS IS A COMMUNICATION FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. BOULDER VILLAGE TOWNHOMES ASSOCIATION Attorneys for Boulder Village Townhomes Association THOMSEN & NYBECK, P.A. By:_________________________________ Matthew A. Drewes, Esq. ( #315369 ) 3600 American Boulevard West, Suite 400 Bloomington, MN 55431 (952) 835-7000 (Boulder Village/Raines/05-7-182C.010)

2450105

12/16/10-1/20/11

PUBLIC NOTICE

LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $180,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $227,511.20 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: February 11, 2011 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on August 11, 2011. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: December 7, 2010. Deutsche Bank National Trust Company, as trustee Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 60-1898 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2451557 12/16/10-1/20/11

PUBLIC NOTICE

tained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: February 4, 2011 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on August 4, 2011. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: December 6, 2010. Chase Home Finance LLC Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 30-9791 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2451495 12/16/10-1/20/11

PUBLIC NOTICE

owner occupied, single family dwell ing, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on August 15, 2011. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: December 15, 2010. Chase Home Finance LLC Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 30-9562 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2457117 12/23/10-1/27/11

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: August 26, 2005 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $228,000.00 MORTGAGOR(S): Tracy Massina and Joseph Massina, wife and husband MORTGAGEE: New Century Mortgage Corporation DATE AND PLACE OF RECORDING: Recorded: September 06, 2005 Dakota County Recorder Document Number: 2358248 ASSIGNMENTS OF MORTGAGE: And assigned to: U.S. Bank National Association, as trustee, on behalf of The Holders of The Asset Backed Securities Corporation Home Equity Loan Trust, Series NC 2005-HE8, Asset Backed Pass-through Certificates, Series NC 2005-HE8 Dated: December 29, 2008 Recorded: July 29, 2010 Dakota County Recorder Document Number: 2743251 Transaction Agent: Not Applicable Transaction Agent Mortgage Identification Number: Not Applicable Lender or Broker: New Century Mortgage Corporation Residential Mortgage Servicer: Select Portfolio Servicing Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 28363 Henderson Way, Randolph, MN 55065-7531 Tax Parcel ID Number: 31-32500-030-02 LEGAL DESCRIPTION OF PROPERTY: Lot 3, Block 2, Hillside Village, according to the recorded plat thereof, and situate in Dakota County, Minnesota. AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $261,777.38 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: February 04, 2011 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on August 04, 2011, or the next business day if August 04, 2011 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF

WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: December 23, 2010 ASSIGNEE OF MORTGAGEE: U.S. Bank National Association, as trustee, on behalf of The H o l d e r s of The Asset B a c k e d Securities Corporation Home Equity Loan Trust, Series NC 2005-HE8, Asset Backed Pass-Through Certificates, Series NC 2005-HE8 Wilford & Geske, P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 004095F03 2452608 12/23/10-1/27/11

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: July 15, 2008 MORTGAGORS: Timothy Lanigan, a single person and Michael G Lanigan and Cheryl H. Lanigan, husband and wife. MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded August 15, 2008, Dakota County Recorder, Document No. 2608548. ASSIGNMENTS OF MORTGAGE: Assigned to: CitiMortgage, Inc, Dated: February 23, 2010, Recorded: March 10, 2010, Document No. 2718546. TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 1004919-0692750000-1 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Village Capital & Investment LLC RESIDENTIAL MORTGAGE SERVICER: CitiMortgage, Inc. MORTGAGED PROPERTY ADDRESS: 18871 Inca Avenue, Lakeville, MN 55044 TAX PARCEL I.D. #: 22-16950-280-01 LEGAL DESCRIPTION OF PROPERTY: Lot 28, Block 1, Century Ridge, CIC No. 296 COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $216,956.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $236,350.19 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: March 3, 2011 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on September 6, 2011. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: December 30, 2010. CitiMortgage, Inc. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 10-3461 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2477522 1/13-2/17/11

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: J u n e 2 9 , 2009 MORTGAGORS: Jeffrey J. Seed and Sharon L. Seed, husband and wife. MORTGAGEE: Mortgage Electronic Registration Systems, Inc.. DATE AND PLACE OF RECORDING: Registered July 13, 2009, Dakota County Registrar of Titles, Document No. 647290, Certificate of Title No. 147035. ASSIGNMENTS OF MORTGAGE: Assigned to: CitiMortgage, Inc., Dated: December 20, 2010. Said Mortgage being Registered Land. TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100026900021183073 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Bell America Mortgage LLC dba Bell Mortgage RESIDENTIAL MORTGAGE SERVICER: CitiMortgage, Inc. MORTGAGED PROPERTY ADDRESS: 19520 Jade Lane, Lakeville, MN 55044 TAX PARCEL I.D. #: 22-47526-040-01 LEGAL DESCRIPTION OF PROPERTY: Lot 4, Block 1, Marion Hills Second Addition. COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $245,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $246,334.77 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: March 11, 2011 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on September 12, 2011. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: January 7, 2011. CitiMortgage, Inc. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 10-5260 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2477292 1/13-2/17/11

PUBLIC NOTICE

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Assigned to: Chase Home Finance LLC, Dated: March 2, 2010, Recorded: May 14, 2010, Document No. 2730315. TRANSACTION AGENT: NONE TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: NONE LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: JPMorgan Chase Bank, N.A. RESIDENTIAL MORTGAGE SERVICER: Chase Home Finance LLC MORTGAGED PROPERTY ADDRESS: 4782 Aspen Street, Hampton, MN 55031 TAX PARCEL I.D. #: 18-35500-030-02 LEGAL DESCRIPTION OF PROPERTY: Lot 3, Block 2, Heights of Hampton 1st. COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $188,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $204,241.36 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: February 18, 2011 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on August 18, 2011. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: December 15, 2010. Chase Home Finance LLC Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 30-7915 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2457098 12/23/10-1/27/11

PUBLIC NOTICE

ERTY: The East Half (E 1/2) of Southeast Quarter (SE 1/4 ) of Southwest Quarter (SW 1/4 ) of Section Twenty-Five (25) Township One Hundred Fourteen (114) Range Seventeen (17). COUNTY IN WHICH PROPERTY IS LOCATED:Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE:$273,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE:$344,858.85 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: February 11, 2011 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within twelve (12) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on February 13, 2012. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE:None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: December 9, 2010. U.S. Bank, National Association, as Trustee Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 75-4100 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2452584 12/23/10-1/27/11

PUBLIC NOTICE

thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: February 18, 2011 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on August 18, 2011. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: December 15, 2010. Chase Home Finance LLC Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 30-8270 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2457183 12/23/10-1/27/11

PUBLIC NOTICE

mortgage is not reinstated under sec tion 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on August 18, 2011. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE:None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: December 10, 2010. Chase Home Finance LLC Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 30-9850 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2456267 12/23/10-1/27/11

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: December 22, 2006 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $156,750.00 MORTGAGOR(S): Caleb S. Garn and Angela Garn, husband and wife MORTGAGEE: Homeservices Lending, LLC Series A DBA Edina Realty Mortgage DATE AND PLACE OF RECORDING: Recorded: January 18, 2007 Dakota County Recorder Document Number: 2489235 ASSIGNMENTS OF MORTGAGE: And assigned to: Wells Fargo Bank, N.A. Dated: January 12, 2007 Recorded: May 18, 2007 Dakota County Recorder Document Number: 2517970 And assigned to: Countrywide Bank, N.A. Dated: January 12, 2007 Recorded: May 18, 2007 Dakota County Recorder Document Number: 2517971 And assigned to: BAC HOME LOANS SERVICING, LP Dated: December 14, 2010 Transaction Agent: Not Applicable Transaction Agent Mortgage Identification Number: Not Applicable Lender or Broker: Homeservices Lending, LLC Series A DBA Edina Realty Mortgage Residential Mortgage Servicer: BAC Home Loans Servicing, L.P. Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 11679 Millpond Ave, Burnsville, MN 55337-7251 Tax Parcel ID Number: 02-48503-056-03 LEGAL DESCRIPTION OF PROPERTY: Unit No. 56, CIC Number 157, Boulder Pond, a condominium, Dakota County, Minnesota. AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $155,018.73 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: February 04, 2011 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on August 04, 2011, or the next business day if August 04, 2011 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORT-

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�� OTHER THINGS, THAT THE MORT �� GAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF NOTICE OF MORTGAGE LESS THAN FIVE UNITS, ARE NOT FORECLOSURE SALE PROPERTY USED IN AGRICULTURAL THE RIGHT TO VERIFICATION PRODUCTION, AND ARE ABANDONED. OF THE DEBT AND IDENTITY OF DATED: December 23, 2010 THE ORIGINAL CREDITOR WITHIN ASSIGNEE OF MORTGAGEE: THE TIME PROVIDED BY LAW IS BAC HOME LOANS SERVICING, LP NOT AFFECTED BY THIS ACTION. Wilford & Geske, P.A. NOTICE IS HEREBY GIVEN, that Attorneys for Assignee of Mortgagee default has occurred in conditions of Lawrence A. Wilford the following described mortgage: James A. Geske DATE OF MORTGAGE: May 25, 2007 8425 Seasons Parkway, Suite 105 MORTGAGOR: Tory Jones, a single Woodbury, MN 55125-4393 person. (651) 209-3300 MORTGAGEE: Mortgage Electronic File Number: 018395F01 Registration Systems, Inc. 2452540 12/23/10-1/27/11 DATE AND PLACE OF RECORDING: Registered June 11, 2007, Dakota County Registrar of Titles, Document NOTICE OF MORTGAGE No. 612265, Certificate of Title No. FORECLOSURE SALE 136228. THE RIGHT TO VERIFICATION ASSIGNMENTS OF MORTGAGE: OF THE DEBT AND IDENTITY OF Assigned to: Chase Home Finance, THE ORIGINAL CREDITOR WITHIN LLC, Dated: January 4, 2011. THE TIME PROVIDED BY LAW IS Said Mortgage being Registered Land. NOT AFFECTED BY THIS ACTION. TRANSACTION AGENT: Mortgage NOTICE IS HEREBY GIVEN, that Electronic Registration Systems, Inc. default has occurred in conditions of TRANSACTION AGENT'S MORTthe following described mortgage: GAGE IDENTIFICATION NUMBER ON DATE OF MORTGAGE: A u g u s t 2 9 , MORTGAGE: 100013800922776493 2003 LENDER OR BROKER AND MORTMORTGAGOR: Craig J. Anderson, a G A G E O R I G I N A T O R S T A T E D O N single person. MORTGAGE: GreenPoint Mortgage MORTGAGEE: Mortgage Electronic Funding, Inc. Registration Systems, Inc. RESIDENTIAL MORTGAGE SERDATE AND PLACE OF RECORDING: VICER: Chase Home Finance LLC Registered November 6, 2003, Dakota MORTGAGED PROPERTY ADDRESS: County Registrar of Titles, Document 19053 Jordan Trail, Lakeville, MN No. 520715, Certificate of Title No. 55044 134917, as corrected by Corrective TAX PARCEL I.D. #: 22-44100-030-02 Mortgage recorded January 13, 2005 as LEGAL DESCRIPTION OF PROPDocument No. 556629. ERTY: ASSIGNMENTS OF MORTGAGE: Lot 3, Block 2, in Lakeridge, Dakota Assigned to: Aurora Loan Services, County, Minnesota. LLC, Dated: September 24, 2009, COUNTY IN WHICH PROPERTY IS Recorded: October 5, 2009, Document LOCATED: Dakota No. T651858. ORIGINAL PRINCIPAL AMOUNT OF Said Mortgage being Registered Land. MORTGAGE: $212,000.00 TRANSACTION AGENT: Mortgage AMOUNT DUE AND CLAIMED TO BE Electronic Registration Systems, Inc. DUE AS OF DATE OF NOTICE, INCLUDT R A N S A C T I O N A G E N T ' S M O R T - ING TAXES, IF ANY, PAID BY MORTGAGE IDENTIFICATION NUMBER ON GAGEE: $209,717.58 MORTGAGE: 100061903241000065 That prior to the commencement of LENDER OR BROKER AND MORT- this mortgage foreclosure proceeding G A G E O R I G I N A T O R S T A T E D O N Mortgagee/Assignee of Mortgagee comMORTGAGE: Summit Mortgage Corpo- plied with all notice requirements as ration required by statute; That no action or R E S I D E N T I A L M O R T G A G E S E R - proceeding has been instituted at law VICER: Aurora Loan Services LLC or otherwise to recover the debt MORTGAGED PROPERTY ADDRESS: secured by said mortgage, or any part 8 3 1 7 D e l a n e y D r i v e , I n v e r G r o v e thereof; Heights, MN 55076 PURSUANT to the power of sale conTAX PARCEL I.D. #: 20-18102-034-05 tained in said mortgage, the above LEGAL DESCRIPTION OF PROP- described property will be sold by the ERTY: Sheriff of said county as follows: Unit 34, CIC No. 351, a condoDATE AND TIME OF SALE: March 4, minium, Cobblestone Oaks III Con- 2011 at 10:00 AM dominium, Dakota County, MinnePLACE OF SALE: S h e r i f f ' s O f f i c e , sota. Law Enforcement Center, 1580 Hwy COUNTY IN WHICH PROPERTY IS 55, Lobby #S-100, Hastings, MN LOCATED: Dakota to pay the debt then secured by said ORIGINAL PRINCIPAL AMOUNT OF Mortgage, and taxes, if any, on said MORTGAGE: $126,760.00 premises, and the costs and disburseAMOUNT DUE AND CLAIMED TO BE m e n t s , i n c l u d i n g a t t o r n e y s ' f e e s DUE AS OF DATE OF NOTICE, INCLUD- allowed by law subject to redemption ING TAXES, IF ANY, PAID BY MORT- within six (6) months from the date of GAGEE: $121,760.88 said sale by the mortgagor(s), their That prior to the commencement of personal representatives or assigns this mortgage foreclosure proceeding unless reduced to Five (5) weeks under Mortgagee/Assignee of Mortgagee com- MN Stat. §580.07. plied with all notice requirements as TIME AND DATE TO VACATE PROPrequired by statute; That no action or E R T Y : I f t h e r e a l e s t a t e i s a n proceeding has been instituted at law owner-occupied, single-family dwello r o t h e r w i s e t o r e c o v e r t h e d e b t ing, unless otherwise provided by law, secured by said mortgage, or any part the date on or before which the mortthereof; gagor(s) must vacate the property if the PURSUANT to the power of sale con- mortgage is not reinstated under sectained in said mortgage, the above tion 580.30 or the property is not described property will be sold by the redeemed under section 580.23 is Sheriff of said county as follows: 11:59 p.m. on September 6, 2011. DATE AND TIME OF SALE: February MORTGAGOR(S) RELEASED FROM 18, 2011 at 10:00 AM FINANCIAL OBLIGATION ON MORTPLACE OF SALE: S h e r i f f ' s O f f i c e , GAGE: None Law Enforcement Center, 1580 Hwy "THE TIME ALLOWED BY LAW FOR 55, Lobby #S-100, Hastings, MN REDEMPTION BY THE MORTGAGOR, to pay the debt then secured by said THE MORTGAGOR'S PERSONAL REPMortgage, and taxes, if any, on said RESENTATIVES OR ASSIGNS, MAY BE premises, and the costs and disburse- REDUCED TO FIVE WEEKS IF A JUDIm e n t s , i n c l u d i n g a t t o r n e y s ' f e e s CIAL ORDER IS ENTERED UNDER allowed by law subject to redemption MINNESOTA STATUTES, SECTION within six (6) months from the date of 5 8 2 . 0 3 2 , D E T E R M I N I N G , A M O N G said sale by the mortgagor(s), their OTHER THINGS, THAT THE MORTpersonal representatives or assigns GAGED PREMISES ARE IMPROVED unless reduced to Five (5) weeks under WITH A RESIDENTIAL DWELLING OF MN Stat. §580.07. LESS THAN FIVE UNITS, ARE NOT TIME AND DATE TO VACATE PROP- PROPERTY USED IN AGRICULTURAL ERTY: If the real estate is an P R O D U C T I O N , A N D A R E owner-occupied, single-family dwell- ABANDONED." ing, unless otherwise provided by law, Dated: January 6, 2011. the date on or before which the mortChase Home Finance LLC gagor(s) must vacate the property if the Mortgagee/Assignee of Mortgagee mortgage is not reinstated under sec- USSET, WEINGARDEN AND LIEBO, P.L.L.P. tion 580.30 or the property is not Attorneys for Mortgagee/Assignee of redeemed under section 580.23 is Mortgagee 11:59 p.m. on August 18, 2011. 4500 Park Glen Road #300 MORTGAGOR(S) RELEASED FROM Minneapolis, MN 55416 FINANCIAL OBLIGATION ON MORT- (952) 925-6888 GAGE: None 30-9973 "THE TIME ALLOWED BY LAW FOR THIS IS A COMMUNICATION FROM REDEMPTION BY THE MORTGAGOR, A DEBT COLLECTOR. THE MORTGAGOR'S PERSONAL REP- 2477173 1/13-2/17/11 RESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER NOTICE OF MORTGAGE MINNESOTA STATUTES, SECTION FORECLOSURE SALE 582.032, DETERMINING, AMONG NOTICE IS HEREBY GIVEN that OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED default has occurred in the conditions WITH A RESIDENTIAL DWELLING OF of the following described mortgage: DATE OF MORTGAGE: February 14, LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL 2005 ORIGINAL PRINCIPAL AMOUNT OF P R O D U C T I O N , A N D A R E MORTGAGE: $180,000.00 ABANDONED." MORTGAGOR(S): Jennifer L. Dated: December 10, 2010. Schaubach and Matthew Maddox, both Aurora Loan Services LLC persons single Mortgagee/Assignee of Mortgagee MORTGAGEE: Saxon Mortgage, Inc. USSET, WEINGARDEN AND LIEBO, P.L.L.P. DATE AND PLACE OF RECORDING: Attorneys for Mortgagee/Assignee of Recorded: April 04, 2005 Dakota Mortgagee County Recorder 4500 Park Glen Road #300 Document Number: 2310007 Minneapolis, MN 55416 ASSIGNMENTS OF MORTGAGE: (952) 925-6888 And assigned to: Deutsche Bank 98-854 THIS IS A COMMUNICATION FROM Trust Company Americas as indenture Trustee for the registered holders of A DEBT COLLECTOR. 2461889 12/30/10-2/3/11

PUBLIC NOTICE

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�� ESCRIPTION OF PROP L E G A L D�� ERTY: Lot Fifteen (15) in Block Three �� Trustee for the registered holders of Saxon Asset Securities Trust 2005-1 Mortgage Loan Asset Backed Notes, Series 2005-1 Dated: November 30, 2010 Transaction Agent: Not Applicable Transaction Agent Mortgage Identification Number: Not Applicable Lender or Broker: Saxon Mortgage, Inc. Residential Mortgage Servicer: Ocwen Loan Servicing, LLC Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 251 River Woods Ln, Burnsville, MN 55337-3382 Tax Parcel ID Number: 02 77006 020 06 LEGAL DESCRIPTION OF PROPERTY: Lot 2, Block 6, Townhouse Villages at Riverwoods 7th Addition AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $200,446.84 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: February 04, 2011 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on August 04, 2011, or the next business day if August 04, 2011 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: December 23, 2010 ASSIGNEE OF MORTGAGEE: Deutsche Bank Trust Company Americas as indenture Trustee for the registered holders of Saxon Asset Securities Trust 2005-1 Mortgage Loan Asset Backed Notes, Series 2005-1 Wilford & Geske, P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 018260F01 2453905 12/23/10-1/27/11

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: February 10, 2009 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $192,307.00 MORTGAGOR(S): William Cooper And Sandra A. Cooper, Husband And Wife MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF REGISTERING: Registered: February 19, 2009 Dakota County Registrar of Titles Document Number: T639394 ASSIGNMENTS OF MORTGAGE: And assigned to: U.S. Bank National Association Dated: August 20, 2010 Registered: August 30, 2010 Dakota County Registrar of Titles Document Number: T666874 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100021278840160621 Lender or Broker: U.S. Bank, N.A. Residential Mortgage Servicer: U.S. Bank Home Mortgage Mortgage Originator: Not Applicable CERTIFICATE OF TITLE NUMBER: 122655 COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 3695 74th St E, Inver Grove Heights, MN 55076-4346 Tax Parcel ID Number: 20-71151-150-03 LEGAL DESCRIPTION OF PROP-

(3) of South Grove No. 2. AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $209,616.12 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; that this is registered property; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: February 04, 2011 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on August 04, 2011, or the next business day if August 04, 2011 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: December 23, 2010 ASSIGNEE OF MORTGAGEE: U.S. Bank National Association Wilford & Geske, P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 016673F03 2457057 12/23/10-1/27/11

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: September 02, 2005 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $105,000.00 MORTGAGOR(S): Gina L. Nelson f/k/a Gina L. Sikkink and William Nelson, wife and husband MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded: September 19, 2005 Dakota County Recorder Document Number: 2361989 ASSIGNMENTS OF MORTGAGE: And assigned to: Americu Mortgage Company Dated: December 13, 2010 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100063700002716576 Lender or Broker: Twin Cities Co-Ops Federal Credit Union Residential Mortgage Servicer: Towne Mortgage Company Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 3589 Blue Jay Way Apt 102, Eagan, MN 55123-2207 Tax Parcel ID Number: 10-45050-043-04 LEGAL DESCRIPTION OF PROPERTY: Unit 4102, Lexington Place Condominium, Condominium No. 66, a condominium located in Dakota County, Minnesota. AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $97,236.68 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: February 04, 2011 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said

six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on August 04, 2011, or the next business day if August 04, 2011 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: December 23, 2010 ASSIGNEE OF MORTGAGEE: Americu Mortgage Company Wilford & Geske, P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 018551F01 2456656 12/23/10-1/27/11

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: May 23, 2006 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $158,000.00 MORTGAGOR(S): Casey McKernan and Michelle McKernan, husband and wife MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded: June 22, 2006 Dakota County Recorder Document Number: 2439833 ASSIGNMENTS OF MORTGAGE: And assigned to: THE BANK OF NEW YORK MELLON FKA THE BANK OF NEW YORK AS SUCCESSOR TO JPMORGAN CHASE BANK, N.A., AS TRUSTEE FOR HOLDERS OF SAMI II 2 0 0 6 - A R 2 , M O R T G A G E PASS-THROUGH CERTIFICATES, SERIES 2006-AR2 Dated: November 23, 2010 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100015700068168018 Lender or Broker: Countrywide Home Loans, Inc. Residential Mortgage Servicer: BAC Home Loans Servicing, L.P. Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 610 Centennial Dr, Farmington, MN 55024-1609 Tax Parcel ID Number: 14-73100-060-03 LEGAL DESCRIPTION OF PROPERTY: Lot 6, Block 3, Sunnyside Addition to Farmington AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $155,742.45 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: February 04, 2011 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on August 04, 2011, or the next business day if August 04, 2011 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE

RESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: December 23, 2010 ASSIGNEE OF MORTGAGEE: THE BANK OF NEW YORK MELLON FKA THE BANK OF NEW YORK AS SUCCESSOR TO JPMORGAN CHASE BANK, N.A., AS TRUSTEE FOR HOLDERS OF SAMI II 2006-AR2, MORTGAGE PASS-THROUGH CERTIFICATES, SERIES 2006-AR2 Wilford & Geske, P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 018277F01 2456743 12/23/10-1/27/11

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: May 13, 2004 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $207,000.00 MORTGAGOR(S): Darin R. Pederson and Laina D. Pederson, husband and wife MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded: June 21, 2004 Dakota County Recorder Document Number: 2217657 ASSIGNMENTS OF MORTGAGE: And assigned to: GMAC Mortgage, LLC Dated: December 20, 2010 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100103210000062371 Lender or Broker: Prime Mortgage Corporation Residential Mortgage Servicer: GMAC Mortgage, LLC Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 643 14th Ave N, South Saint Paul, MN 55075-1631 Tax Parcel ID Number: 36-70207-050-01 LEGAL DESCRIPTION OF PROPERTY: Lot 5 and the South 1/2 of Lot 4, Block 1, South Park Division No. 8, Dakota County, Minnesota. AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $222,390.88 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: February 11, 2011 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on August 11, 2011, or the next business day if August 11, 2011 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: December 30, 2010 ASSIGNEE OF MORTGAGEE: GMAC Mortgage, LLC Wilford & Geske, P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 009851F02 2462475 12/30/10-2/3/11

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: M a r c h 3 , 2004 MORTGAGORS: Delbert F. Gaffaney and Denise L. Gaffaney, husband and wife. MORTGAGEE: Chase Home Finance LLC FKA Chase Manhattan Mortgage Corporation. DATE AND PLACE OF RECORDING: Recorded March 24, 2004, Dakota County Recorder, Document No. 2188474. ASSIGNMENTS OF MORTGAGE: NONE TRANSACTION AGENT: NONE TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: NONE LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Chase Home Finance LLC FKA Chase Manhattan Mortgage Corporation RESIDENTIAL MORTGAGE SERVICER: Chase Home Finance LLC MORTGAGED PROPERTY ADDRESS: 1210 6th Avenue South, South Saint Paul, MN 55075 TAX PARCEL I.D. #: 36-32100-040-07 LEGAL DESCRIPTION OF PROPERTY: The South 1/2 of the Lot 2, all of Lot 3, and the North 1/2 of Lot 4, Block 7, Hauses Addition to South St. Paul, Dakota County, Minnesota. COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $140,323.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $107,302.20 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: February 18, 2011 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on August 18, 2011. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: December 15, 2010. Chase Home Finance LLC Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 30-8314 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2457137 12/23/10-1/27/11

PUBLIC NOTICE

A S S I G N M E N T S O F MORTGAGE:NONE TRANSACTION AGENT: NONE TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: NONE LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: ABN Amro Mortgage Group, Inc n/k/a CitiMortgage, Inc RESIDENTIAL MORTGAGE SERVICER: CitiMortgage, Inc. MORTGAGED PROPERTY ADDRESS: 6705 Foliage Court, Rosemount, MN 55068 TAX PARCEL I.D. #: 225135028001 LEGAL DESCRIPTION OF PROPERTY: Lot 28, Block 1, Niakwa Village COUNTY IN WHICH PROPERTY IS LOCATED:Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE:$115,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE:$110,744.21 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: February 10, 2011 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on August 10, 2011. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE:None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: December 8, 2010. CitiMortgage, Inc. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 10-5109 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2452596 12/23/10-1/27/11

PUBLIC NOTICE

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ING TAXES, IF ANY, PAID BY MORT GAGEE:$202,879.50 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: February 10, 2011 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on August 10, 2011. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE:None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: December 8, 2010. Sovereign Bank Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 90-2056 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2456361 12/23/10-1/27/11

PUBLIC NOTICE

ments, including attorneys fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on August 17, 2011. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: December 14, 2010. JPMorgan Chase Bank, N.A. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 60-2573 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2462328 12/30/10-2/3/11

PUBLIC NOTICE

CIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: December 15, 2010. U.S. Bank, N. A. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 19-1647 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2462169 12/30/10-2/3/11

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: November 19, 2001 MORTGAGORS: Richard Jay Jacobs and Frances M. Jacobs, husband and wife. MORTGAGEE: U.S. Bank, N.A. Successor by merger to Firstar Bank, N.A.. DATE AND PLACE OF RECORDING: Registered January 24, 2002, Dakota County Registrar of Titles, Document No. 458062, Certificate of Title No. 106092. ASSIGNMENTS OF MORTGAGE: NONE Said Mortgage being Registered Land. TRANSACTION AGENT: NONE TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: NONE LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: U.S. Bank, N.A. Successor by merger to Firstar Bank, N.A. RESIDENTIAL MORTGAGE SERVICER: U.S. Bank Home Mortgage MORTGAGED PROPERTY ADDRESS: 20315 Kensington Way, Lakeville, MN 55044 TAX PARCEL I.D. #: 224754607001 LEGAL DESCRIPTION OF PROPERTY: LOT SEVEN (7), BLOCK ONE (1) IN MARION VILLAGE SECOND ADDITION, ACCORDING TO THE RECORDED PLAT THEREOF. COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $220,200.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $212,613.38 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: February 11, 2011 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on August 11, 2011. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: December 9, 2010. U.S. Bank, N.A. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 19-287 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2462093 12/30/10-2/3/11

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: J a n u a r y 1 9 , 2006 MORTGAGOR: A n n a B r a d s e t h , a single person. MORTGAGEE: Mortgage Electronic Registration Systems, Inc.. DATE AND PLACE OF RECORDING: Recorded January 26, 2006, Dakota County Recorder, Document No. 2400531. ASSIGNMENTS OF MORTGAGE: Assigned to: U.S. Bank, N.A., Dated: November 23, 2010. TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100021278925321726 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: U.S. Bank, N.A. RESIDENTIAL MORTGAGE SERVICER: U.S. Bank Home Mortgage MORTGAGED PROPERTY ADDRESS: 16 Riverwoods Lane, Burnsville, MN 55337 TAX PARCEL I.D. #: 027700003003 LEGAL DESCRIPTION OF PROPERTY: Lot 3, Block 3, Townhouse Village at Riverwoods 1st Addition, Dakota County, Minnesota COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $106,700.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $101,017.89 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: February 15, 2011 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on August 15, 2011. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: December 15, 2010. U.S. Bank, N. A. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 19-1555 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2462187 12/30/10-2/3/11

PUBLIC NOTICE

��

�� $171,000.00 MORTGAGE: TRANSACTION AGENT: NONE AMOUNT DUE AND CLAIMED TO BE TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTMORTGAGE: NONE LENDER OR BROKER AND MORT- GAGEE: $155,011.91 GAGE ORIGINATOR STATED ON That prior to the commencement of this mortgage foreclosure proceeding MORTGAGE: U.S. Bank, N.A. R E S I D E N T I A L M O R T G A G E S E R - Mortgagee/Assignee of Mortgagee complied with all notice requirements as VICER: U.S. Bank Home Mortgage MORTGAGED PROPERTY ADDRESS: required by statute; That no action or 19655 Falcon Path, Farmington, MN proceeding has been instituted at law 55024 or otherwise to recover the debt secured by said mortgage, or any part TAX PARCEL I.D. #: 148250120508 LEGAL DESCRIPTION OF PROP- thereof; PURSUANT to the power of sale conERTY: U n i t N o . 2 0 5 , C o m m o n I n t e r e s t tained in said mortgage, the above Community No. 323, a condominium, described property will be sold by the Vermillion Grove Condominiums, Sheriff of said county as follows: DATE AND TIME OF SALE: February Dakota County, Minnesota COUNTY IN WHICH PROPERTY IS 18, 2011 at 10:00 AM LOCATED: Dakota PLACE OF SALE: S h e r i f f ' s O f f i c e , ORIGINAL PRINCIPAL AMOUNT OF Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN MORTGAGE: $149,350.00 AMOUNT DUE AND CLAIMED TO BE to pay the debt then secured by said DUE AS OF DATE OF NOTICE, INCLUD- Mortgage, and taxes, if any, on said ING TAXES, IF ANY, PAID BY MORT- premises, and the costs and disbursements, including attorneys' fees GAGEE: $133,675.22 That prior to the commencement of allowed by law subject to redemption this mortgage foreclosure proceeding within six (6) months from the date of Mortgagee/Assignee of Mortgagee com- said sale by the mortgagor(s), their plied with all notice requirements as personal representatives or assigns required by statute; That no action or unless reduced to Five (5) weeks under proceeding has been instituted at law MN Stat. §580.07. or otherwise to recover the debt TIME AND DATE TO VACATE PROPsecured by said mortgage, or any part E R T Y : I f t h e r e a l e s t a t e i s a n thereof; owner-occupied, single-family dwellPURSUANT to the power of sale con- ing, unless otherwise provided by law, tained in said mortgage, the above the date on or before which the mortdescribed property will be sold by the gagor(s) must vacate the property if the Sheriff of said county as follows: mortgage is not reinstated under secDATE AND TIME OF SALE: February tion 580.30 or the property is not 18, 2011 at 10:00 AM redeemed under section 580.23 is PLACE OF SALE: S h e r i f f ' s O f f i c e , 11:59 p.m. on August 18, 2011. MORTGAGOR(S) RELEASED FROM Law Enforcement Center, 1580 Hwy FINANCIAL OBLIGATION ON MORT55, Lobby #S-100, Hastings, MN to pay the debt then secured by said GAGE: None "THE TIME ALLOWED BY LAW FOR Mortgage, and taxes, if any, on said premises, and the costs and disburse- REDEMPTION BY THE MORTGAGOR, m e n t s , i n c l u d i n g a t t o r n e y s ' f e e s THE MORTGAGOR'S PERSONAL REPallowed by law subject to redemption RESENTATIVES OR ASSIGNS, MAY BE within six (6) months from the date of REDUCED TO FIVE WEEKS IF A JUDIsaid sale by the mortgagor(s), their CIAL ORDER IS ENTERED UNDER personal representatives or assigns MINNESOTA STATUTES, SECTION unless reduced to Five (5) weeks under 5 8 2 . 0 3 2 , D E T E R M I N I N G , A M O N G OTHER THINGS, THAT THE MORTMN Stat. §580.07. TIME AND DATE TO VACATE PROP- GAGED PREMISES ARE IMPROVED E R T Y : I f t h e r e a l e s t a t e i s a n WITH A RESIDENTIAL DWELLING OF owner-occupied, single-family dwell- LESS THAN FIVE UNITS, ARE NOT ing, unless otherwise provided by law, PROPERTY USED IN AGRICULTURAL the date on or before which the mort- P R O D U C T I O N , A N D A R E gagor(s) must vacate the property if the ABANDONED." Dated: December 14, 2010. mortgage is not reinstated under secChase Home Finance LLC tion 580.30 or the property is not Mortgagee/Assignee of Mortgagee redeemed under section 580.23 is USSET, WEINGARDEN AND LIEBO, P.L.L.P. 11:59 p.m. on August 18, 2011. MORTGAGOR(S) RELEASED FROM Attorneys for Mortgagee/Assignee of FINANCIAL OBLIGATION ON MORT- Mortgagee 4500 Park Glen Road #300 GAGE: None "THE TIME ALLOWED BY LAW FOR Minneapolis, MN 55416 REDEMPTION BY THE MORTGAGOR, (952) 925-6888 30-9896 THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE THIS IS A COMMUNICATION FROM REDUCED TO FIVE WEEKS IF A JUDI- A DEBT COLLECTOR. CIAL ORDER IS ENTERED UNDER 2463423 12/30/10-2/3/11 MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTNOTICE OF MORTGAGE GAGED PREMISES ARE IMPROVED FORECLOSURE SALE WITH A RESIDENTIAL DWELLING OF THE RIGHT TO VERIFICATION LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL OF THE DEBT AND IDENTITY OF P R O D U C T I O N , A N D A R E THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS ABANDONED." NOT AFFECTED BY THIS ACTION. Dated: December 15, 2010. NOTICE IS HEREBY GIVEN, that U.S. Bank, N. A. default has occurred in conditions of Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. the following described mortgage: DATE OF MORTGAGE: J a n u a r y 1 9 , Attorneys for Mortgagee/Assignee of 2009 Mortgagee MORTGAGORS: William Brown and 4500 Park Glen Road #300 Jill Brown, husband and wife. Minneapolis, MN 55416 MORTGAGEE: Mortgage Electronic (952) 925-6888 Registration Systems, Inc. 19-1478 DATE AND PLACE OF RECORDING: THIS IS A COMMUNICATION FROM Recorded January 30, 2009, Dakota A DEBT COLLECTOR. County Recorder, Document No. 2462250 12/30/10-2/3/11 2634050. ASSIGNMENTS OF MORTGAGE: Assigned to: CitiMortgage, Inc, Dated: NOTICE OF MORTGAGE November 30, 2010. FORECLOSURE SALE TRANSACTION AGENT: Mortgage THE RIGHT TO VERIFICATION Electronic Registration Systems, Inc. OF THE DEBT AND IDENTITY OF TRANSACTION AGENT'S MORTTHE ORIGINAL CREDITOR WITHIN GAGE IDENTIFICATION NUMBER ON THE TIME PROVIDED BY LAW IS MORTGAGE: 100061907000074500 NOT AFFECTED BY THIS ACTION. LENDER OR BROKER AND MORTNOTICE IS HEREBY GIVEN, that G A G E O R I G I N A T O R S T A T E D O N default has occurred in conditions of MORTGAGE: Summit Mortgage Corpothe following described mortgage: ration DATE OF MORTGAGE: December 31, RESIDENTIAL MORTGAGE SER2004 VICER: CitiMortgage, Inc. MORTGAGOR: A e m S o m , a s i n g l e MORTGAGED PROPERTY ADDRESS: person. 1925 Marie Avenue, South Saint Paul, MORTGAGEE: Mortgage Electronic MN 55075-1849 Registration Systems, Inc. TAX PARCEL I.D. #: 36-67500-020-00 DATE AND PLACE OF RECORDING: LEGAL DESCRIPTION OF PROPRegistered March 9, 2005, Dakota ERTY: County Registrar of Titles, Document Lot 2, Shannon's Replat No. 560566, Certificate of Title No. COUNTY IN WHICH PROPERTY IS 127503. LOCATED: Dakota ASSIGNMENTS OF MORTGAGE: ORIGINAL PRINCIPAL AMOUNT OF Assigned to: Chase Home Finance LLC, MORTGAGE: $240,682.00 Dated: December 14, 2010. AMOUNT DUE AND CLAIMED TO BE Said Mortgage being Registered Land. DUE AS OF DATE OF NOTICE, INCLUDTRANSACTION AGENT: Mortgage ING TAXES, IF ANY, PAID BY MORTElectronic Registration Systems, Inc. GAGEE: $244,833.53 TRANSACTION AGENT'S MORTThat prior to the commencement of GAGE IDENTIFICATION NUMBER ON this mortgage foreclosure proceeding MORTGAGE: 100013900791180304 Mortgagee/Assignee of Mortgagee comLENDER OR BROKER AND MORT- plied with all notice requirements as G A G E O R I G I N A T O R S T A T E D O N required by statute; That no action or MORTGAGE: Irwin Mortgage Corpora- proceeding has been instituted at law tion or otherwise to recover the debt R E S I D E N T I A L M O R T G A G E S E R - secured by said mortgage, or any part VICER: Chase Home Finance LLC thereof; MORTGAGED PROPERTY ADDRESS: PURSUANT to the power of sale con4034 Beryl Road, Eagan, MN 55122 tained in said mortgage, the above TAX PARCEL I.D. #: 101670408005 described property will be sold by the LEGAL DESCRIPTION OF PROP- Sheriff of said county as follows: ERTY: DATE AND TIME OF SALE: February Lot 8, Block 5, in Cedar Grove No. 5, 25, 2011 at 10:00 AM according to the recorded plat PLACE OF SALE: S h e r i f f ' s O f f i c e , thereof on file and of record in the Law Enforcement Center, 1580 Hwy office of the Register of Deeds in and 55, Lobby #S-100, Hastings, MN for Dakota County, Minnesota. to pay the debt then secured by said COUNTY IN WHICH PROPERTY IS Mortgage, and taxes, if any, on said LOCATED: Dakota premises, and the costs and disburseORIGINAL PRINCIPAL AMOUNT OF �� MORTGAGE: $171,000.00

PUBLIC NOTICE

�� THE �� MORTGAGOR S PERSONAL REP RESENTATIVES OR ASSIGNS, MAY BE �� premises, and the costs and disburse ments, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on August 25, 2011. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: December 22, 2010. CitiMortgage, Inc. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 10-5175 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2463329 12/30/10-2/3/11

PUBLIC NOTICE

REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: December 23, 2010. Chase Home Finance LLC Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 30-8936 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2462803 12/30/10-2/3/11

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: December 31, 2007 MORTGAGORS: Preston R Hoy and Shannon M Hoy, husband and wife. MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded January 14, 2008, Dakota County Recorder, Document No. 2565852. ASSIGNMENTS OF MORTGAGE: Assigned to: CitiMortgage, Inc, Dated: December 3, 2010. TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100026900190975184 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Bell America Mortgage LLC dba Bell Mortgage RESIDENTIAL MORTGAGE SERVICER: CitiMortgage, Inc. MORTGAGED PROPERTY ADDRESS: 1004 East 132nd Street, Burnsville, MN 55337 TAX PARCEL I.D. #: 025660108002 LEGAL DESCRIPTION OF PROPERTY: Lot 8, Block 2, Parkwood South 2nd Addition, Dakota County, Minnesota COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $204,300.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $207,476.60 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: February 24, 2011 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on August 24, 2011. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: December 22, 2010. CitiMortgage, Inc. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 10-4680 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2463396 12/30/10-2/3/11

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: O c t o b e r 2 4 , 2007 MORTGAGORS: Gelacio R. Genis and Enedelia B. Serrano, both single. MORTGAGEE: Mortgage Electronic Registration Systems, Inc.. DATE AND PLACE OF RECORDING: Recorded November 1, 2007, Dakota County Recorder, Document No. 2553858. ASSIGNMENTS OF MORTGAGE: Assigned to: U.S. Bank, N.A., Dated: November 9, 2010. TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100021278926806873 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: U.S. Bank, N.A. RESIDENTIAL MORTGAGE SERVICER: U.S. Bank Home Mortgage MORTGAGED PROPERTY ADDRESS: 2029 Pin Oak Drive, Eagan, MN 55122 TAX PARCEL I.D. #: 106275005201 LEGAL DESCRIPTION OF PROPERTY: The East 50 Feet of Lot 5, Block 1, Rahn Ridge, Dakota County, Minnesota COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $156,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $156,904.26 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: February 24, 2011 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on August 24, 2011. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: December 16, 2010. U.S. Bank, N. A. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 19-1518 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2463472 12/30/10-2/3/11

PUBLIC NOTICE

TRANSACTION AGENT S MORT GAGE IDENTIFICATION NUMBER ON MORTGAGE: 100249130000024178 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Marketplace Home Mortgage, LLC RESIDENTIAL MORTGAGE SERVICER: U.S. Bank Home Mortgage MORTGAGED PROPERTY ADDRESS: 4632 Beacon Hill Road, Eagan, MN 55122 TAX PARCEL I.D. #: 101350008003 LEGAL DESCRIPTION OF PROPERTY: Lot 8, Block 3, Beacon Hill, Dakota County, Minnesota. COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $212,800.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $221,539.32 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: February 22, 2011 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on August 22, 2011. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: December 15, 2010. U.S. Bank, N. A. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 19-1607 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2463457 12/30/10-2/3/11

PUBLIC NOTICE

GAGEE: $373,152.66 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: February 18, 2011 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on August 18, 2011. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: December 15, 2010. U.S. Bank, N. A. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 19-1414 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2463563 12/30/10-2/3/11

PUBLIC NOTICE

Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on August 18, 2011. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: December 15, 2010. U.S. Bank, N. A. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 19-1487 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2462219 12/30/10-2/3/11

PUBLIC NOTICE

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11:59 p.m. on August 18, 2011. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: December 15, 2010. U.S. Bank, National Association, as Trustee Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 75-4276 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2461873 12/30/10-2/3/11

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: M a r c h 7 , 2006 MORTGAGORS: O l i v e r J a m e s B e l l and Madonna M. Bell, husband and wife. MORTGAGEE: Chase Bank USA, N.A. DATE AND PLACE OF RECORDING: Recorded April 25, 2006, Dakota County Recorder, Document No. 2423233. ASSIGNMENTS OF MORTGAGE: Assigned to: Chase Home Finance, LLC, Dated: October 3, 2007, Recorded: October 10, 2007, Document No. 2549730. TRANSACTION AGENT: NONE TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: NONE LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Chase Bank USA, N.A. RESIDENTIAL MORTGAGE SERVICER: Chase Home Finance, LLC MORTGAGED PROPERTY ADDRESS: 1033 Macarthur Avenue, West Saint Paul, MN 55118 TAX PARCEL I.D. #: 423400005002 LEGAL DESCRIPTION OF PROPERTY: Lot 5, Block 2, Hurley's Addition to West St. Paul, Dakota County, Minnesota. COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $199,750.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $213,288.95 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: February 25 , 2011 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on August 25, 2011. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: December 17, 2010. Chase Home Finance, LLC Mortgagee/Assignee of Mortgagee

Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 75-4287 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2463586 12/30/10-2/3/11

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: April 18, 2008 MORTGAGORS: K r i s t i n A y d t a n d Timothy Aydt, wife and husband. MORTGAGEE: Mortgage Electronic Registration Systems, Inc.. DATE AND PLACE OF RECORDING: Recorded April 30, 2008, Dakota County Recorder, Document No. 2587682. ASSIGNMENTS OF MORTGAGE: Assigned to: U.S. Bank, N.A., Dated: December 2, 2010. TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100199600000164380 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Advisor's Mortgage, LLC RESIDENTIAL MORTGAGE SERVICER: U.S. Bank Home Mortgage MORTGAGED PROPERTY ADDRESS: 449 Stonewood Lane, Burnsville, MN 55337 TAX PARCEL I.D. #: 02-75895-280-01 LEGAL DESCRIPTION OF PROPERTY: Lot 28, Block 1, Common Interest Community No. 562, The Summit at Buck Hill, according to the recorded plat thereof, and situate in Dakota County, Minnesota COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $230,342.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $250,777.23 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: February 23, 2011 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on August 23, 2011. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: December 16, 2010. U.S. Bank, N. A. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 19-1624 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2462150 12/30/10-2/3/11

PUBLIC NOTICE

MORTGAGORS: R i c o G i l a r d i a n d Belaynesh Ayana, husband and wife. MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded August 11, 2003, Dakota County Recorder, Document No. 2092348. ASSIGNMENTS OF MORTGAGE: Assigned to: U.S. Bank National Association, trustee for CSFB-Credit Suisse First Boston c/o Chase Home Finance, LLC, Dated: April 4, 2007, Recorded: April 10, 2007, Document No. 2508656. And thereafter assigned to: U.S. Bank National Association, as Trustee for Home Equity Asset Trust 2003-6, Home Equity Pass-Through Certificates, Series 2003-6, Dated: May 11, 2010, Recorded: May 28, 2010, Document No. 2732577. TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100014704641164941 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: AEGIS Funding Corporation RESIDENTIAL MORTGAGE SERVICER: Chase Home Finance, LLC MORTGAGED PROPERTY ADDRESS: 617 East 134th Street, Burnsville, MN 55337 TAX PARCEL I.D. #: 02-17000-040-05 LEGAL DESCRIPTION OF PROPERTY: Lot 4, Block 5, Chateaulin First Addition COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $225,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $247,527.69 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: February 18, 2011 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on August 18, 2011. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: December 15, 2010. U.S. Bank, National Association, as Trustee Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 75-4028 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2461799 12/30/10-2/3/11

PUBLIC NOTICE

LENDER OR BROKER AND MORT GAGE ORIGINATOR STATED ON MORTGAGE: American Mortgage Corporation, a Minnesota Corporation RESIDENTIAL MORTGAGE SERVICER: U.S. Bank Home Mortgage MORTGAGED PROPERTY ADDRESS: 1005 144th Street East, Burnsville, MN 55337 TAX PARCEL I.D. #: 028480517004 LEGAL DESCRIPTION OF PROPERTY: Lot 17, Block 4, Wood Park Plat Six, Dakota County, Minnesota COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $159,101.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $161,942.19 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: February 8, 2011 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on August 8, 2011. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: December 10, 2010. U.S. Bank, N. A. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 19-1554 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2462058 12/30/10-2/3/11

PUBLIC NOTICE

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�� single �� proceeding�� this mortgage foreclosure owner occupied, family dwell Mortgagee/Assignee of Mortgagee coming, unless otherwise provided by law, plied with all notice requirements as the date on or before which the mortrequired by statute; That no action or gagor(s) must vacate the property if the proceeding has been instituted at law mortgage is not reinstated under seco r o t h e r w i s e t o r e c o v e r t h e d e b t tion 580.30 or the property is not secured by said mortgage, or any part redeemed under section 580.23 is thereof; 11:59 p.m. on August 25, 2011. PURSUANT to the power of sale conMORTGAGOR(S) RELEASED FROM tained in said mortgage, the above FINANCIAL OBLIGATION ON MORTdescribed property will be sold by the GAGE: None Sheriff of said county as follows: "THE TIME ALLOWED BY LAW FOR DATE AND TIME OF SALE: February REDEMPTION BY THE MORTGAGOR, 11, 2011 at 10:00 AM THE MORTGAGOR'S PERSONAL REPPLACE OF SALE: S h e r i f f ' s O f f i c e , RESENTATIVES OR ASSIGNS, MAY BE Law Enforcement Center, 1580 Hwy REDUCED TO FIVE WEEKS IF A JUDI55, Lobby #S-100, Hastings, MN CIAL ORDER IS ENTERED UNDER to pay the debt then secured by said MINNESOTA STATUTES, SECTION Mortgage, and taxes, if any, on said 5 8 2 . 0 3 2 , D E T E R M I N I N G , A M O N G premises, and the costs and disburse- OTHER THINGS, THAT THE MORTm e n t s , i n c l u d i n g a t t o r n e y s ' f e e s GAGED PREMISES ARE IMPROVED allowed by law subject to redemption WITH A RESIDENTIAL DWELLING OF within six (6) months from the date of LESS THAN FIVE UNITS, ARE NOT said sale by the mortgagor(s), their PROPERTY USED IN AGRICULTURAL personal representatives or assigns P R O D U C T I O N , A N D A R E unless reduced to Five (5) weeks under ABANDONED." Dated: December 17, 2010. MN Stat. §580.07. JPMorgan Chase Bank, N.A. TIME AND DATE TO VACATE PROPMortgagee/Assignee of Mortgagee ERTY: If the real estate is an owner-occupied, single-family dwell- USSET, WEINGARDEN AND LIEBO, P.L.L.P. ing, unless otherwise provided by law, Attorneys for Mortgagee/Assignee of the date on or before which the mort- Mortgagee gagor(s) must vacate the property if the 4500 Park Glen Road #300 mortgage is not reinstated under sec- Minneapolis, MN 55416 tion 580.30 or the property is not (952) 925-6888 75-4286 redeemed under section 580.23 is 11:59 p.m. on August 11, 2011. THIS IS A COMMUNICATION FROM MORTGAGOR(S) RELEASED FROM A DEBT COLLECTOR. FINANCIAL OBLIGATION ON MORT- 2463621 12/30/10-2/3/11 GAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, NOTICE OF MORTGAGE THE MORTGAGOR'S PERSONAL REPFORECLOSURE SALE RESENTATIVES OR ASSIGNS, MAY BE THE RIGHT TO VERIFICATION REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER OF THE DEBT AND IDENTITY OF MINNESOTA STATUTES, SECTION THE ORIGINAL CREDITOR WITHIN 5 8 2 . 0 3 2 , D E T E R M I N I N G , A M O N G THE TIME PROVIDED BY LAW IS OTHER THINGS, THAT THE MORT- NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN: that a GAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF default has occurred in the conditions LESS THAN FIVE UNITS, ARE NOT of the following described mortgage: DATE OF MORTGAGE: December 1, PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E 2006. MORTGAGOR(S): Renee Ann ABANDONED." Hammes-Briggs and James M. Briggs, Dated: December 13, 2010. wife and husband. CitiMortgage, Inc. MORTGAGEE: Mortgage Electronic Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Registration Systems, Inc., as nominee for Wilmington Finance, Inc. Attorneys for Mortgagee/Assignee of DATE AND PLACE OF RECORDING: Mortgagee Filed January 24, 2007, Dakota County 4500 Park Glen Road #300 Recorder, Document No. 2491027. Minneapolis, MN 55416 ASSIGNMENT(S) OF MORTGAGE: (952) 925-6888 Assigned to The Bank of New York 10-2489 Mellon, as Trustee for CIT Mortgage THIS IS A COMMUNICATION FROM Loan Trust 2007-1, by assignment A DEBT COLLECTOR. dated December 1 , 2 0 1 0 , f i l e d f o r 2461765 12/30/10-2/3/11 record December 9, 2010, as Document No. 2771552. The land described in said mortgage NOTICE OF MORTGAGE is not registered land. FORECLOSURE SALE MORTGAGE HOLDER (as defined in THE RIGHT TO VERIFICATION section 58.02): OF THE DEBT AND IDENTITY OF Transaction Agent: NA. THE ORIGINAL CREDITOR WITHIN Transaction Agent's Mortgage IdentiTHE TIME PROVIDED BY LAW IS fication Number on Mortgage: NA. NOT AFFECTED BY THIS ACTION. Lender or Broker: The Bank of New NOTICE IS HEREBY GIVEN, that York Mellon, as Trustee for CIT Mortdefault has occurred in conditions of gage Loan Trust 2007-1. the following described mortgage: Residential Mortgage Servicer: VericDATE OF MORTGAGE: July 19, 2006 rest Financial, Inc. MORTGAGORS: Nicholas Ludwig and MORTGAGE ORIGINATOR (as defined Analise Ludwig, husband and wife. in section 58.02): Wilmington Finance, MORTGAGEE: J P M o r g a n C h a s e Inc. Bank, N.A. MORTGAGED PROPERTY ADDRESS: DATE AND PLACE OF RECORDING: 12089 Gantry Lane, Apple Valley, MN, R e c o r d e d A u g u s t 3 , 2 0 0 6 , D a k o t a 55124. County Recorder, Document No. TAX PARCEL I.D. NO.: 2450524. 01-15201-200-01. ASSIGNMENTS OF MORTGAGE: LEGAL DESCRIPTION OF PROPNONE ERTY: Lot 20, Block 1, Briar Oaks of TRANSACTION AGENT: NONE Apple Valley 2nd Addition. TRANSACTION AGENT'S MORTCOUNTY IN WHICH PROPERTY IS GAGE IDENTIFICATION NUMBER ON LOCATED: Dakota. MORTGAGE: NONE ORIGINAL PRINCIPAL AMOUNT OF LENDER OR BROKER AND MORT- MORTGAGE: $427,500.00. GAGE ORIGINATOR STATED ON AMOUNT CLAIMED TO BE DUE ON MORTGAGE: JPMorgan Chase Bank, THE MORTGAGE ON THE DATE OF N.A. THIS NOTICE: $443,476.94. RESIDENTIAL MORTGAGE SERThe holder of the mortgage has comVICER: Chase Home Finance, LLC plied with all conditions precedent to MORTGAGED PROPERTY ADDRESS: acceleration of the debt secured by the 12883 Garrett Avenue, Apple Valley, mortgage and foreclosure of the mortMN 55124 gage and all notice and other requireTAX PARCEL I.D. #: 018472501003 ments of applicable statutes. That no LEGAL DESCRIPTION OF PROP- action or proceeding has been instiERTY: tuted at law or otherwise to recover the Lot 1, Block 3, Woodside Estates, debt secured by said mortgage, or any Dakota County, Minnesota part thereof. COUNTY IN WHICH PROPERTY IS PURSUANT to the power of sale conLOCATED: Dakota tained in said mortgage, the above ORIGINAL PRINCIPAL AMOUNT OF described property will be sold by the MORTGAGE: $100,000.00 Sheriff of said county as follows: AMOUNT DUE AND CLAIMED TO BE DATE AND TIME OF SALE: February DUE AS OF DATE OF NOTICE, INCLUD- 17, 2011 at 10:00 a.m. ING TAXES, IF ANY, PAID BY MORTPLACE OF SALE: Sheriff's main GAGEE: $99,185.43 office in the Dakota County Law That prior to the commencement of Enforcement Center, 1580 Highway 55, this mortgage foreclosure proceeding Lobby #S-100, in the City of Hastings, Mortgagee/Assignee of Mortgagee com- County of Dakota, State of Minnesota. plied with all notice requirements as to pay the debt then secured by said required by statute; That no action or mortgage, and taxes, if any, on said proceeding has been instituted at law premises, and the costs and disburseor otherwise to recover the debt ments, including attorneys' fees secured by said mortgage, or any part allowed by law subject to redemption thereof; within six (6) months from the date of PURSUANT to the power of sale con- said sale by the mortgagor(s), their tained in said mortgage, the above personal representatives or assigns. If described property will be sold by the the Mortgage is not reinstated under Sheriff of said county as follows: Minn. Stat. §580.30, the property is not DATE AND TIME OF SALE: Febru- redeemed under Minn. Stat. §580.23, ary 25, 2011 at 10:00 AM or the redemption period is not PLACE OF SALE: S h e r i f f ' s O f f i c e , reduced under Minn. Stat. §582.032, Law Enforcement Center, 1580 Hwy the Mortgagor must vacate the prop55, Lobby #S-100, Hastings, MN erty on or before 11:59 p.m. on August to pay the debt then secured by said 17, 2011, or the next business day if Mortgage, and taxes, if any, on said August 17, 2011 falls on a Saturday, premises, and the costs and disburse- Sunday or legal holiday. ments, including attorneys' fees MORTGAGOR(S) RELEASED FROM allowed by law subject to redemption FINANCIAL OBLIGATION ON MORTwithin six (6) months from the date of GAGE: Renee Ann Hammes-Briggs. said sale by the mortgagor(s), their "THE TIME ALLOWED BY LAW FOR personal representatives or assigns REDEMPTION BY THE MORTGAGOR, unless reduced to Five (5) weeks under THE MORTGAGOR'S PERSONAL REPMN Stat. §580.07. RESENTATIVES OR ASSIGNS, MAY BE TIME AND DATE TO VACATE PROP- REDUCED TO FIVE WEEKS IF A JUDIERTY: If the real estate is an owner-occupied, single-family dwell- ��

PUBLIC NOTICE

�� REDUCED TO FIVE WEEKS IF A JUDI CIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N A N D A R E ABANDONED." Dated: December 22, 2010. THE BANK OF NEW YORK MELLON, AS TRUSTEE FOR CIT MORTGAGE LOAN TRUST 2007-1, Assignee /s/ Anna C. Mickelson -forANNA C. MICKELSON Atty. I.D. #347814 MURNANE BRANDT Attorneys for Assignee 30 East Seventh Street, Suite 3200 St. Paul, Minnesota 55101 Telephone (651) 227-9411 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2462495 12/30/10-2/3/11

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: January 26, 2007 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $228,000.00 MORTGAGOR(S): Russell H Zakariasen III, and Angela J Zakariasen, husband and wife MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded: February 14, 2007 Dakota County Recorder Document Number: 2496586 ASSIGNMENTS OF MORTGAGE: And assigned to: Central Mortgage Company Dated: February 26, 2010 Recorded: March 24, 2010 Dakota County Recorder Document Number: 2720938 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100073000813667425 Lender or Broker: Freedom Mortgage Corporation Residential Mortgage Servicer: Central Mortgage Company Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 16108 Fairgreen Ave, Rosemount, MN 55068-1314 Tax Parcel ID Number: 222117706012 LEGAL DESCRIPTION OF PROPERTY: Lot 6, Block 12, Donnay's Valley Park 8th Addition AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $247,863.14 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: February 18, 2011 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on August 18, 2011, or the next business day if August 18, 2011 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: January 06, 2011 ASSIGNEE OF MORTGAGEE: Central Mortgage Company Wilford & Geske, P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 010358F03 2468971 1/6-2/10/11

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: M a r c h 1 4 , 2008 MORTGAGORS: R o n a l d R u s t a n d Mary Rust, husband and wife. MORTGAGEE: Mortgage Electronic Registration Systems, Inc.. DATE AND PLACE OF RECORDING: Recorded March 28, 2008, Dakota County Recorder, Document No. 2580901. ASSIGNMENTS OF MORTGAGE: Assigned to: U.S. Bank, N.A., Dated: December 1, 2010. TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100021268001408000 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Vermillion State Bank RESIDENTIAL MORTGAGE SERVICER: U.S. Bank Home Mortgage MORTGAGED PROPERTY ADDRESS: 912 5th Street West, Hastings, MN 55033 TAX PARCEL I.D. #: 191050018024 LEGAL DESCRIPTION OF PROPERTY: THE EAST 3/4 OF LOT 17 AND WEST 1/2 OF LOT 18, BLOCK 24, ADDITION NO. THIRTEEN TO THE CITY Of HASTINGS COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $198,432.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $206,030.66 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: February 18, 2011 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on August 18, 2011. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: December 16, 2010. U.S. Bank, N. A. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 19-1612 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2463531 12/30/10-2/3/11

PUBLIC NOTICE

June 19, 2009, Recorded: June 30, 2009, Document No. 2667739. TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100021268001835194 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: U.S. Bank, N.A. RESIDENTIAL MORTGAGE SERVICER: U.S. Bank Home Mortgage MORTGAGED PROPERTY ADDRESS: 16590 Imperial Circle, Lakeville, MN 55044 TAX PARCEL I.D. #: 228330013001 LEGAL DESCRIPTION OF PROPERTY: Lot 13, Block 1, Walnut Ridge COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $258,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $263,834.86 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: February 15, 2011 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on August 15, 2011. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: December 14, 2010. U.S. Bank, N. A. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 19-1347 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2462133 12/30/10-2/3/11

PUBLIC NOTICE

Lot Eight in Block Seven of South Grove No. 3 COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $204,800.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $190,603.72 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: February 17, 2011 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on August 17, 2011. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: December 14, 2010. Deutsche Bank Trust Company Americas as Trustee Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 4-2977 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2462370 12/30/10-2/3/11

PUBLIC NOTICE

Sheriff of said county as follows: DATE AND TIME OF SALE: February 18, 2011 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on August 18, 2011. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None Dated: December 13, 2010. JPMorgan Chase Bank, N.A. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 60-3382 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2462385 12/30/10-2/3/11

PUBLIC NOTICE

LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: December 14, 2010. U.S. Bank, N. A. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 19-1348 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2462117 12/30/10-2/3/11

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: January 11, 2006 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $212,000.00 MORTGAGOR(S): Samuel D Huston and Paulette J Huston, husband and wife MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded: January 20, 2006 Dakota County Recorder Document Number: 2398506 ASSIGNMENTS OF MORTGAGE: And assigned to: U.S. Bank National Association, as Trustee, on behalf of the holders of the Home Equity Asset Trust 2006-5 Home Equity Pass-through Certificates, Series 2006-5 Dated: December 20, 2007 Recorded: January 09, 2008 Dakota County Recorder Document Number: 2565129 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100077910005589755 Lender or Broker: Decision One Mortgage Company, LLC Residential Mortgage Servicer: Select Portfolio Servicing Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 641 Park Dr, Farmington, MN 55024-1625 Tax Parcel ID Number: 14-17100-010-00 LEGAL DESCRIPTION OF PROPERTY: OUTLOT 1, CHATEAU MANOR ADDITION TO FARMINGTON, DAKOTA COUNTY, MINNESOTA. AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $299,291.52 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: February 18, 2011 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on August 18, 2011, or the next business day if August 18, 2011 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: January 06, 2011 ASSIGNEE OF MORTGAGEE: U.S. Bank National Association, as Trustee, on behalf of the holders of the Home Equity Asset Trust 2006-5 Home Equity Pass-through Certificates, Series 2006-5 Wilford & Geske, P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 001305F02 2467696 1/6-2/10/11

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PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: February 20, 2004 MORTGAGORS: Stephen W. Wallick and Cheryl L. Wallick, husband and wife. MORTGAGEE: U.S. Bank, N.A.. DATE AND PLACE OF RECORDING: Registered March 18, 2004, Dakota County Registrar of Titles, Document No. 0532823, Certificate of Title No. 106860. ASSIGNMENTS OF MORTGAGE: NONE Said Mortgage being Registered Land. TRANSACTION AGENT: NONE TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: NONE LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: U.S. Bank, N.A. RESIDENTIAL MORTGAGE SERVICER: U.S. Bank Home Mortgage MORTGAGED PROPERTY ADDRESS: 2089 Carnelian Lane, Saint Paul, MN 55122 TAX PARCEL I.D. #: 101670227008 LEGAL DESCRIPTION OF PROPERTY: Lot Twenty Seven (27), Block Eight (8) in Cedar Grove No. 3 COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $202,500.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $192,863.70 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: February 10, 2011 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on August 8, 2011. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: December 10, 2010. U.S. Bank, N. A. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 19-1303 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2462741 12/30/10-2/3/11

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: November 20, 2002 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $75,000.00 MORTGAGOR(S): Connie L. Dahlquist, unmarried MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded: February 27, 2003 Dakota County Recorder Document Number: 2006539 ASSIGNMENTS OF MORTGAGE: And assigned to: Nationstar Mortgage, LLC Dated: November 10, 2010 Transaction Agent: Mortgage Electronic Registration Systems, Inc.

tronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100037506852251785 Lender or Broker: GMAC Mortgage Corporation Residential Mortgage Servicer: Nationstar Mortgage, LLC Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 3595 Blue Jay Way # 3200, Eagan, MN 55123-2443 Tax Parcel ID Number: 10 45050 037 04 LEGAL DESCRIPTION OF PROPERTY: Unit No. 3200, Lexington Place Condominium, Condominium File No. 66, a condominium located in Dakota County, Minnesota AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $80,865.19 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: February 18, 2011 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on August 18, 2011, or the next business day if August 18, 2011 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: January 06, 2011 ASSIGNEE OF MORTGAGEE: Nationstar Mortgage, LLC Wilford & Geske, P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 017953F01 2464729 1/6-2/10/11

PUBLIC NOTICE

GAGEE: $129,080.18 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: February 25, 2011 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on August 25, 2011. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: December 21, 2010. Branch Banking & Trust Company Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 90-2019 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2469864 1/6-2/10/11

PUBLIC NOTICE

ments, including attorneys fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on August 25, 2011. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: December 28, 2010. Chase Home Finance LLC Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 30-7632 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2469504 1/6-2/10/11

PUBLIC NOTICE

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�� RESENTATIVES�� OR ASSIGNS, MAY BE�� REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER NOTICE OF MORTGAGE MINNESOTA STATUTES, SECTION FORECLOSURE SALE 582.032, DETERMINING, AMONG THE RIGHT TO VERIFICATION OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED OF THE DEBT AND IDENTITY OF WITH A RESIDENTIAL DWELLING OF THE ORIGINAL CREDITOR WITHIN LESS THAN FIVE UNITS, ARE NOT THE TIME PROVIDED BY LAW IS PROPERTY USED IN AGRICULTURAL NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that P R O D U C T I O N , A N D A R E default has occurred in conditions of ABANDONED." the following described mortgage: Dated: December 17, 2010. DATE OF MORTGAGE: M a r c h 1 6 , JPMC Specialty Mortgage LLC, 2006 fka WM Specialty Mortgage LLC MORTGAGOR: R o b e r t A . Z y c h , a Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. single person. MORTGAGEE: PNC Bank, National Attorneys for Mortgagee/Assignee of Association s/b/m to National City Mortgagee Mortgage a division of National City 4500 Park Glen Road #300 Bank of Indiana Minneapolis, MN 55416 DATE AND PLACE OF RECORDING: (952) 925-6888 Recorded March 24, 2006, Dakota 60-3349 THIS IS A COMMUNICATION FROM C o u n t y R e c o r d e r , D o c u m e n t N o . 2415165. A DEBT COLLECTOR. ASSIGNMENTS OF MORTGAGE: 2469916 1/6-2/10/11 NONE TRANSACTION AGENT: NONE TRANSACTION AGENT'S MORTNOTICE OF MORTGAGE GAGE IDENTIFICATION NUMBER ON FORECLOSURE SALE MORTGAGE: NONE THE RIGHT TO VERIFICATION LENDER OR BROKER AND MORTOF THE DEBT AND IDENTITY OF G A G E O R I G I N A T O R S T A T E D O N THE ORIGINAL CREDITOR WITHIN MORTGAGE: National City Mortgage a THE TIME PROVIDED BY LAW IS division of National City Bank of IndiNOT AFFECTED BY THIS ACTION. ana Notice is hereby given that default RESIDENTIAL MORTGAGE SERhas occurred in conditions of the fol- VICER: PNC Bank, National Associalowing described mortgage: tion DATE OF MORTGAGE: March 3, 2006 MORTGAGED PROPERTY ADDRESS: MORTGAGOR: Jason P. Delzotto, a 13651 Everton Avenue, Apple Valley, single person MN 55124 MORTGAGEE: US Bank National TAX PARCEL I.D. #: 013110506007 Association ND LEGAL DESCRIPTION OF PROPDATE AND PLACE OF RECORDING: ERTY: Recorded: April 25, 2006 Lot 6, Block 7, Greenleaf TownDakota County Recorder houses Sixth Addition Document #: 2423402 COUNTY IN WHICH PROPERTY IS A S S I G N M E N T S O F M O R T G A G E : LOCATED: Dakota None ORIGINAL PRINCIPAL AMOUNT OF L E G A L D E S C R I P T I O N O F P R O P - MORTGAGE: $149,520.00 ERTY: AMOUNT DUE AND CLAIMED TO BE LOT 2, BLOCK 1, BURNHAVEN DUE AS OF DATE OF NOTICE, INCLUDW O O D S P L A T 2 , D A K O T A ING TAXES, IF ANY, PAID BY MORTCOUNTY, MINNESOTA. GAGEE: $145,378.02 PARCEL ID #: 02-15378-020-01 That prior to the commencement of PROPERTY ADDRESS: 1745 West this mortgage foreclosure proceeding 140th Street, Burnsville, Minnesota Mortgagee/Assignee of Mortgagee com55337 plied with all notice requirements as TRANSACTION AGENT: N/A required by statute; That no action or TRANSACTION AGENT ID NO.: N/A proceeding has been instituted at law CURRENT MORTGAGE SERVICER: o r o t h e r w i s e t o r e c o v e r t h e d e b t U.S. Bank National Association ND secured by said mortgage, or any part COUNTY IN WHICH PROPERTY IS thereof; LOCATED: Dakota PURSUANT to the power of sale conORIGINAL PRINCIPAL AMOUNT OF tained in said mortgage, the above MORTGAGE: $144,000.00 described property will be sold by the AMOUNT DUE AND CLAIMED TO BE Sheriff of said county as follows: DUE AS OF DATE OF NOTICE, INCLUDDATE AND TIME OF SALE: February ING TAXES, IF ANY PAID BY MORT- 25, 2011 at 10:00 AM GAGEE: $152,618.40 PLACE OF SALE: S h e r i f f ' s O f f i c e , That prior to the commencement of Law Enforcement Center, 1580 Hwy this mortgage foreclosure proceeding 55, Lobby #S-100, Hastings, MN Mortgagee/Assignee of Mortgagee com- to pay the debt then secured by said plied with all notice requirements as Mortgage, and taxes, if any, on said required by statute; that no Mortgag- premises, and the costs and disburseors have been released from financial m e n t s , i n c l u d i n g a t t o r n e y s ' f e e s obligation on said Mortgage; that no allowed by law subject to redemption action or proceeding has been insti- within six (6) months from the date of t u t e d b y l a w t o r e c o v e r t h a t d e b t said sale by the mortgagor(s), their secured by said Mortgage, or any part personal representatives or assigns thereof; that all conditions precedent unless reduced to Five (5) weeks under to foreclose of the Mortgage and accel- MN Stat. §580.07. eration of the debt secures thereby TIME AND DATE TO VACATE PROPhave been fulfilled; ERTY: If the real estate is an P U R S U A N T t o t h e p o w e r o f s a l e owner-occupied, single-family dwelltherein contained, said Mortgage will ing, unless otherwise provided by law, be foreclosed and the above described the date on or before which the mortproperty will be sold by the Sheriff of gagor(s) must vacate the property if the said county as follows: mortgage is not reinstated under secDATE AND TIME OF SALE: February tion 580.30 or the property is not 24, 2011 at 10:00 am redeemed under section 580.23 is PLACE OF SALE: Dakota County 11:59 p.m. on August 25, 2011. Law Enforcement Center, Lobby S-100, MORTGAGOR(S) RELEASED FROM 1580 Highway 55, Hastings, MN 55033 FINANCIAL OBLIGATION ON MORTto pay the debt the debt then secured GAGE: None by the Mortgage, and taxes, if any, on "THE TIME ALLOWED BY LAW FOR said premises, and the costs and dis- REDEMPTION BY THE MORTGAGOR, bursements, including attorneys' fees THE MORTGAGOR'S PERSONAL REPallowed by law, subject to redemption RESENTATIVES OR ASSIGNS, MAY BE within six (6) months from the date of REDUCED TO FIVE WEEKS IF A JUDIsale by the mortgagor, their personal CIAL ORDER IS ENTERED UNDER representatives or assigns. MINNESOTA STATUTES, SECTION DATE TO VACATE PROPERTY: The 5 8 2 . 0 3 2 , D E T E R M I N I N G , A M O N G date on or before which the mortgagor OTHER THINGS, THAT THE MORTmust vacate the property if the mort- GAGED PREMISES ARE IMPROVED gage is not reinstated under Minne- WITH A RESIDENTIAL DWELLING OF sota Statutes section 580.30 of the LESS THAN FIVE UNITS, ARE NOT property redeemed under Minnesota PROPERTY USED IN AGRICULTURAL Statutes sections 580.23 is August 24, P R O D U C T I O N , A N D A R E 2011 at 11:59 p.m. If the foregoing ABANDONED." date is Saturday, Sunday, or a legal Dated: December 27, 2010. holiday, then the date to vacate is the PNC Bank, National Association next business day at 11:59 p.m. Mortgagee/Assignee of Mortgagee M O R T G A G O R R E L E A S E D F R O M USSET, WEINGARDEN AND LIEBO, P.L.L.P. FINANCIAL OBLIGATION ON MORT- Attorneys for Mortgagee/Assignee of GAGE: None Mortgagee THE TIME ALLOWED BY LAW FOR 4500 Park Glen Road #300 REDEMPTION BY THE MORTGAGOR, Minneapolis, MN 55416 THE MORTGAGOR'S PERSONAL REP- (952) 925-6888 RESENTATIVES OR ASSIGNS, MAY BE 4-2468 REDUCED TO FIVE WEEKS IF A JUDI- THIS IS A COMMUNICATION FROM CIAL ORDER IS ENTERED UNDER A DEBT COLLECTOR. MINNESOTA STATUTES, SECTION 2469891 1/6-2/10/11 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED NOTICE OF MORTGAGE WITH A RESIDENTIAL DWELLING OF FORECLOSURE SALE LESS THAN FIVE UNITS, ARE NOT THE RIGHT TO VERIFICATION PROPERTY USED IN AGRICULTURAL OF THE DEBT AND IDENTITY OF PRODUCTION, AND ARE ABANDONED. THIS COMMUNICATION IS FROM A THE ORIGINAL CREDITOR WITHIN DEBT COLLECTOR ATTEMPTING TO THE TIME PROVIDED BY LAW IS COLLECT A DEBT. ANY INFORMA- NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that TION OBTAINED WILL BE USED FOR default has occurred in conditions of THAT PURPOSE. the following described mortgage: Dated: December 24, 2010 DATE OF MORTGAGE: S e p t e m b e r U.S. Bank National Association, ND 16, 2005 Mortgagee MORTGAGORS: Vincent J. Vassallo, Kenneth J. Johnson Jr. and Jeniffer S. Vassallo, husband Minnesota State Bar No. 0246074 and wife. Johnson, Blumberg & Associates, LLC MORTGAGEE: Tradition Mortgage. Attorney for Mortgagee DATE AND PLACE OF RECORDING: 230 W. Monroe St., Ste. 1125 Recorded February 27, 2006, Dakota Chicago, IL 60606 County Recorder, Document No. Phone 312-541-9710 2408630. Fax 312-541-9711 2467731 1/6-2/10/11

PUBLIC NOTICE

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�� tion, Dakota County, Minnesota. COUNTY IN WHICH PROPERTY �� 2408630. ASSIGNMENTS OF MORTGAGE: Assigned to: ABN AMRO Mortgage Group, Inc., N/K/A CitiMortgage, Inc., Dated: September 16, 2005, Recorded: February 27, 2006, Document No. 2408631. TRANSACTION AGENT: NONE TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: NONE LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Tradition Mortgage RESIDENTIAL MORTGAGE SERVICER: CitiMortgage, Inc. MORTGAGED PROPERTY ADDRESS: 1459 Highview Avenue, Saint Paul, MN 55121 TAX PARCEL I.D. #: 10-81400-080-03 LEGAL DESCRIPTION OF PROPERTY: Lot Eight (8) in Block Three (3) of Valley View Plateau, according to the plat thereof on file or of record in the Office of the County Recorder, Dakota County, Minnesota. COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $220,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $236,358.38 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: March 3, 2011 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on September 6, 2011. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: December 29, 2010. CitiMortgage, Inc. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 10-3469 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2469566 1/6-2/10/11

PUBLIC NOTICE

LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $324,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $381,538.57 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: February 25, 2011 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on August 25, 2011. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: December 27, 2010. JPMorgan Chase Bank, N.A. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 75-4143 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2469514 1/6-2/10/11

PUBLIC NOTICE

Sheriff of said county as follows: DATE AND TIME OF SALE: March 4, 2011 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on September 6, 2011. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: January 3, 2011. Chase Home Finance LLC Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 30-9419 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2469714 1/6-2/10/11

PUBLIC NOTICE

MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE:None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: December 16, 2010. U.S. Bank, N. A. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 19-1584 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2464701 1/6-2/10/11

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: July 16, 2004 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $122,360.00 MORTGAGOR(S): Marc T. Hansing, a single man MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded: August 19, 2004 Dakota County Recorder Document Number: 2239853 ASSIGNMENTS OF MORTGAGE: And assigned to: Central Mortgage Company Dated: December 27, 2010 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100015902074374586 Lender or Broker: CTX Mortgage Company, LLC Residential Mortgage Servicer: Central Mortgage Company Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 247 Tamarack Trl, Farmington, MN 55024-7117 Tax Parcel ID Number: 14-74900-103-05 LEGAL DESCRIPTION OF PROPERTY: Unit Number 103, Tamarack Ridge Carriage Homes, Common Interest Community Number 294, Dakota County, Minnesota. AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $116,749.31 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: February 18, 2011 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on August 18, 2011, or the next business day if August 18, 2011 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: January 06, 2011 ASSIGNEE OF MORTGAGEE: Central Mortgage Company Wilford & Geske, P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 018528F01 2468932 1/6-2/10/11

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: November 09, 2007 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $384,300.00 MORTGAGOR(S): Kathrine Lu Bringewatt, an unmarried woman MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded: December 24, 2007 Dakota County Recorder Document Number: 2563175 ASSIGNMENTS OF MORTGAGE: And assigned to: BAC Home Loans Servicing, LP Dated: December 21, 2010 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100039032137931123 Lender or Broker: Quicken Loans, Inc. Residential Mortgage Servicer: BAC Home Loans Servicing, L.P. Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 17833 Formosa Ave, Lakeville, MN 55044-4102 Tax Parcel ID Number: 22-18603-160-01 LEGAL DESCRIPTION OF PROPERTY: Lot 16, Block 1, Crossroads 4th Addition, Dakota County, Minnesota. AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $456,091.40 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: February 18, 2011 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on August 18, 2011, or the next business day if August 18, 2011 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: January 06, 2011 ASSIGNEE OF MORTGAGEE: BAC Home Loans Servicing, LP Wilford & Geske, P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 005494F02 2465078 1/6-2/10/11

PUBLIC NOTICE

GAGE ORIGINATOR STATED ON MORTGAGE: U.S. Mortgage Investments of New Prague, Inc RESIDENTIAL MORTGAGE SERVICER: U.S. Bank Home Mortgage MORTGAGED PROPERTY ADDRESS: 10900 Southview Drive, Burnsville, MN 55337 TAX PARCEL I.D. #: 026410101003 LEGAL DESCRIPTION OF PROPERTY: Lot 1, Block 3, River Hills 2nd Addition, Dakota County, Minnesota COUNTY IN WHICH PROPERTY IS LOCATED:Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE:$240,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE:$235,081.60 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: February 25, 2011 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on August 25, 2011 . MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE:None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: December 22, 2010. U.S. Bank, N. A. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 19-1639 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2467351 1/6-2/10/11

PUBLIC NOTICE

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LOCATED:Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE:$186,250.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE:$272,948.34 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: February 25, 2011 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on August 25, 2011. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE:None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: December 27, 2010. The Bank of New York Mellon, as Trustee Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 18-55 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2464673 1/6-2/10/11

PUBLIC NOTICE

Sheriff of said county as follows: DATE AND TIME OF SALE: February 25, 2011 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on August 25, 2011. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: December 27, 2010. Bank of America, N.A., trustee Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 60-3330 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2469974 1/6-2/10/11

PUBLIC NOTICE

11:59 p.m. on August 24, 2011. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: December 30, 2010. CitiMortgage, Inc. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 10-5214 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2469994 1/6-2/10/11

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: April 03, 2007 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $196,800.00 MORTGAGOR(S): Mark L. Norland and Jana A. Norland, husband and wife MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded: April 19, 2007 Dakota County Recorder Document Number: 2510858 ASSIGNMENTS OF MORTGAGE: And assigned to: Flagstar Bank, FSB Dated: December 17, 2010 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100202010002709494 Lender or Broker: The Lending Connection, Inc. Residential Mortgage Servicer: Flagstar Bank, FSB Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 16272 Fantasia Ave, Rosemount, MN 55068-1458 Tax Parcel ID Number: 22-21177-140-11 LEGAL DESCRIPTION OF PROPERTY: Lot 14, Block 11, Donnay's Valley Park 8th, according to the plat thereof now on file and of record in the office of the County Recorder within and for Dakota County, Minnesota. AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $195,386.46 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: February 18, 2011 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on August 18, 2011, or the next business day if August 18, 2011 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: January 06, 2011 ASSIGNEE OF MORTGAGEE: Flagstar Bank, FSB Wilford & Geske, P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 018054F01 2468951 1/6-2/10/11

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: J u n e 1 7 , 2009 MORTGAGOR: J a s o n S c o t t B a k k o and Lois L. Bakko, husband and wife. MORTGAGEE: Mortgage Electronic Registration Systems, Inc.. DATE AND PLACE OF RECORDING: Registered July 23, 2009, Dakota County Registrar of Titles, Document No. T647940, Certificate of Title No. 118445. ASSIGNMENTS OF MORTGAGE: Assigned to: MetLife Home Loans, a division of MetLife Bank, N.A., Dated: November 22, 2010. Said Mortgage being Registered Land. TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100749500716241180 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Metlife Home Loans, a Division of MetLife Bank, N.A. RESIDENTIAL MORTGAGE SERVICER: MetLife Home Loans MORTGAGED PROPERTY ADDRESS: 1140 Sibley Memorial Highway, Mendota Heights, MN 55118 TAX PARCEL I.D. #: 271350016000 and 270220001075 LEGAL DESCRIPTION OF PROPERTY: Commencing at a point on the East line of Section 22, Township 28 North, Range 23 West said point being a concrete monument and said monument is 2249.1 feet north of the Southeast corner of said Section 22, thence South 36 degrees 50’ West 1318.35 feet, thence South 36 degrees 05’ East 4.5 feet to the place of beginning, which point of beginning is marked by a judicial landmark, thence South 36 degrees 05’ East 124.9 feet to a point marked by a judicial landmark, thence South 47 degrees 39’ East 64.5 feet to a point marked by a judicial landmark, thence North 48 degrees 32’ East 109.9 feet to a point marked by a judicial landmark, thence North 36 degrees 19’ West 189.5 feet to a point marked by a judicial landmark, thence South 48 degrees 30’ West 123.05 feet to the point of beginning, being formerly described as lying within the aggregate periphery of Lots 14, 15, 16 and “N” Street in Beaudet’s Addition to the Town of Mendota and of Lot Nine (9) Auditor’s Subdivision No. 2, Mendota Dakota County 27-02200-010-75 27-13500-160-00 COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $203,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $205,703.60 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: February 25, 2011 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on August 25, 2011. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED." Dated: December 8, 2010. MetLife Home Loans, a division of MetLife Bank, N.A. Mortgagee/Assignee of Mortgagee

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��of�� Mortgagee/Assignee Mortgagee�� 163455385�� USSET, WEINGARDEN AND LIEBO, P.L.L.P. THIS IS A COMMUNICATION FROM Attorneys for Mortgagee/Assignee of A DEBT COLLECTOR. Mortgagee NOTICE OF POSTPONEMENT OF 4500 Park Glen Road #300 MORTGAGE FORECLOSURE SALE Minneapolis, MN 55416 Pursuant to the provisions of (952) 925-6888 Minnesota Statutes 580.07, the foregoing foreclosure sale is 23-502 THIS IS A COMMUNICATION FROM postponed until July 16, 2010 at 10:00 am at the Sheriff's Office, Law A DEBT COLLECTOR. 2469484 1/6-2/10/11 Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN, in said county and state. Dated: June 9, 2010. NOTICE OF MORTGAGE HSBC Bank USA, N.A. as Trustee FORECLOSURE SALE Mortgagee/Assignee of Mortgagee THE RIGHT TO VERIFICATION USSET, WEINGARDEN AND LIEBO, P.L.L.P. OF THE DEBT AND IDENTITY OF By: Paul A. Weingarden THE ORIGINAL CREDITOR WITHIN Attorneys for Mortgagee/Assignee of THE TIME PROVIDED BY LAW IS Mortgagee NOT AFFECTED BY THIS ACTION. 4500 Park Glen Road #300 NOTICE IS HEREBY GIVEN, that Minneapolis, MN 55416 default has occurred in conditions of (952) 925-6888 the following described mortgage: 18-906 DATE OF MORTGAGE: April 20, 2007 THIS IS A COMMUNICATION FROM MORTGAGORS: Tamara Jo Ahlgren A DEBT COLLECTOR. and Jeffrey K. Ahlgren, wife and husNOTICE OF POSTPONEMENT OF band. MORTGAGE FORECLOSURE SALE MORTGAGEE: Mortgage Electronic Pursuant to the provisions of Registration Systems, Inc.. Minnesota Statutes 580.07, the DATE AND PLACE OF RECORDING: f o r e g o i n g f o r e c l o s u r e s a l e i s Registered May 3, 2007, Dakota County postponed until August 27, 2010 at Registrar of Titles, Document No. 10:00 am at the Sheriff's Office, Law 609940, Certificate of Title No. 139408. Enforcement Center, 1580 Hwy 55, A S S I G N M E N T S O F M O R T G A G E : Lobby #S-100, Hastings, MN, in said Assigned to: HSBC Bank USA, N.A., as county and state. trustee for the Holders of Deutsche Dated: July 13, 2010. Alt-A Securities Mortgage Loan Trust, HSBC Bank USA, N.A. as Trustee Series 2007-OA4 Mortgage Mortgagee/Assignee of Mortgagee Pass-Through Certificates, Dated: USSET, WEINGARDEN AND LIEBO, P.L.L.P. January 25, 2010. By: Paul A. Weingarden Said Mortgage being Registered Land. Attorneys for Mortgagee/Assignee of TRANSACTION AGENT: Mortgage Mortgagee Electronic Registration Systems, Inc. 4500 Park Glen Road #300 T R A N S A C T I O N A G E N T ' S M O R T - Minneapolis, MN 55416 GAGE IDENTIFICATION NUMBER ON (952) 925-6888 MORTGAGE: 100133700020112606 18-906 LENDER OR BROKER AND MORT- THIS IS A COMMUNICATION FROM G A G E O R I G I N A T O R S T A T E D O N A DEBT COLLECTOR. MORTGAGE: Countrywide Home NOTICE OF POSTPONEMENT OF Loans, Inc. dba America's Wholesale MORTGAGE FORECLOSURE SALE Lender Pursuant to the provisions of RESIDENTIAL MORTGAGE SER- M i n n e s o t a S t a t u t e s 5 8 0 . 0 7 , t h e VICER: BAC Home Loans Servicing f o r e g o i n g f o r e c l o s u r e s a l e i s L.P. postponed until September 17, 2010 at MORTGAGED PROPERTY ADDRESS: 10:00 am at the Sheriff's Office, Law 26446 Ipava Avenue, Lakeville, MN Enforcement Center, 1580 Hwy 55, 55044 Lobby #S-100, Hastings, MN, in said TAX PARCEL I.D. #: 130290001432 county and state. LEGAL DESCRIPTION OF PROPDated: August 27, 2010. ERTY: HSBC Bank USA, N.A. as Trustee The North 278.45 feet of the South Mortgagee/Assignee of Mortgagee 473.13 feet of the West 782.18 feet of USSET, WEINGARDEN AND LIEBO, P.L.L.P. the Northwest Quarter of Section 29, By: Paul A. Weingarden Township 113, Range 20, Dakota Attorneys for Mortgagee/Assignee of County, Minnesota, as measured Mortgagee along and parallel with he West and 4500 Park Glen Road #300 South line of said Northwest Quar- Minneapolis, MN 55416 ter, Dakota County, Minnesota (952) 925-6888 Subject to zoning regulations of the 18-906 Town of Eureka and the County of THIS IS A COMMUNICATION FROM Dakota. A DEBT COLLECTOR. COUNTY IN WHICH PROPERTY IS NOTICE OF POSTPONEMENT OF LOCATED: Dakota MORTGAGE FORECLOSURE SALE ORIGINAL PRINCIPAL AMOUNT OF Pursuant to the provisions of MORTGAGE: $568,000.00 Minnesota Statutes 580.07, the AMOUNT DUE AND CLAIMED TO BE f o r e g o i n g f o r e c l o s u r e s a l e i s D U E A S O F D A T E O F N O T I C E , postponed until October 15, 2010 at INCLUDING TAXES, IF ANY, PAID BY 10:00 am at the Sheriff's Office, Law MORTGAGEE: $636,286.62 Enforcement Center, 1580 Hwy 55, That prior to the commencement of Lobby #S-100, Hastings, MN, in said this mortgage foreclosure proceeding county and state. Mortgagee/Assignee of Mortgagee Dated: September 13, 2010. complied with all notice requirements HSBC Bank USA, N.A. as Trustee as required by statute; That no action Mortgagee/Assignee of Mortgagee or proceeding has been instituted at USSET, WEINGARDEN AND LIEBO, P.L.L.P. law or otherwise to recover the debt By: Paul A. Weingarden secured by said mortgage, or any part Attorneys for Mortgagee/Assignee of thereof; Mortgagee P U R S U A N T t o t h e p o w e r o f s a l e 4500 Park Glen Road #300 contained in said mortgage, the above Minneapolis, MN 55416 described property will be sold by the (952) 925-6888 Sheriff of said county as follows: 18-906 DATE AND TIME OF SALE: June 11, THIS IS A COMMUNICATION FROM 2010 at 10:00 AM A DEBT COLLECTOR. PLACE OF SALE: S h e r i f f ' s O f f i c e , NOTICE OF POSTPONEMENT OF Law Enforcement Center, 1580 Hwy MORTGAGE FORECLOSURE SALE 55, Lobby #S-100, Hastings, MN Pursuant to the provisions of to pay the debt then secured by said M i n n e s o t a S t a t u t e s 5 8 0 . 0 7 , t h e Mortgage, and taxes, if any, on said f o r e g o i n g f o r e c l o s u r e s a l e i s p r e m i s e s , a n d t h e c o s t s a n d postponed until November 19, 2010 at disbursements, including attorneys' 10:00 am at the Sheriff's Office, Law f e e s a l l o w e d b y l a w s u b j e c t t o Enforcement Center, 1580 Hwy 55, redemption within six (6) months from Lobby #S-100, Hastings, MN, in said t h e d a t e o f s a i d s a l e b y t h e county and state. mortgagor(s), their personal Dated: October 7, 2010. representatives or assigns unless HSBC Bank USA, N.A. as Trustee reduced to Five (5) weeks under MN Mortgagee/Assignee of Mortgagee Stat. §580.07. USSET, WEINGARDEN AND LIEBO, P.L.L.P. T I M E A N D D A T E T O V A C A T E By: Paul A. Weingarden PROPERTY: If the real estate is an Attorneys for Mortgagee/Assignee of o w n e r - o c c u p i e d , s i n g l e - f a m i l y Mortgagee dwelling, unless otherwise provided by 4500 Park Glen Road #300 law, the date on or before which the Minneapolis, MN 55416 mortgagor(s) must vacate the property (952) 925-6888 if the mortgage is not reinstated under 18-906 section 580.30 or the property is not THIS IS A COMMUNICATION FROM redeemed under section 580.23 is A DEBT COLLECTOR. 11:59 p.m. on December 13, 2010. NOTICE OF POSTPONEMENT OF MORTGAGOR(S) RELEASED FROM MORTGAGE FORECLOSURE SALE FINANCIAL OBLIGATION ON Pursuant to the provisions of MORTGAGE: None Minnesota Statutes 580.07, the "THE TIME ALLOWED BY LAW FOR f o r e g o i n g f o r e c l o s u r e s a l e i s REDEMPTION BY THE MORTGAGOR, postponed until January 7, 2011 at T H E M O R T G A G O R ' S P E R S O N A L 10:00 am at the Sheriff's Office, Law REPRESENTATIVES OR ASSIGNS, Enforcement Center, 1580 Hwy 55, MAY BE REDUCED TO FIVE WEEKS IF Lobby #S-100, Hastings, MN, in said A J U D I C I A L O R D E R I S E N T E R E D county and state. UNDER MINNESOTA STATUTES, Dated: November 10, 2010. SECTION 582.032, DETERMINING, HSBC Bank USA, N.A. as Trustee AMONG OTHER THINGS, THAT THE Mortgagee/Assignee of Mortgagee M O R T G A G E D P R E M I S E S A R E USSET, WEINGARDEN AND LIEBO, P.L.L.P. I M P R O V E D W I T H A R E S I D E N T I A L By: Paul A. Weingarden D W E L L I N G O F L E S S T H A N F I V E Attorneys for Mortgagee/Assignee of UNITS, ARE NOT PROPERTY USED IN Mortgagee AGRICULTURAL PRODUCTION, AND 4500 Park Glen Road #300 ARE ABANDONED." Minneapolis, MN 55416 Dated: April 14, 2010. (952) 925-6888 HSBC Bank USA, N.A. as Trustee 18-906 Mortgagee/Assignee of Mortgagee THIS IS A COMMUNICATION FROM USSET, WEINGARDEN AND LIEBO, P.L.L.P. A DEBT COLLECTOR. By: Paul A. Weingarden NOTICE OF POSTPONEMENT OF Attorneys for Mortgagee/Assignee of MORTGAGE FORECLOSURE SALE Mortgagee Pursuant to the provisions of 4500 Park Glen Road #300 Minnesota Statutes 580.07, the Minneapolis, MN 55416 foregoing foreclosure sale is (952) 925-6888 18-906 �� 163455385

PUBLIC NOTICE

�� 2006-HY11 Wilford & Geske, P.A. �� foregoing foreclosure sale is postponed until March 4, 2011 at 10:00 am at the Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN, in said county and state. Dated: January 3, 2011. HSBC Bank USA, N.A. as Trustee Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 18-906 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2467712 1/13/11

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: March 17, 2006 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $336,000.00 MORTGAGOR(S): Merlyn Roger Warnsholz and Eleanore N. Warnsholz, husband and wife MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF REGISTERING: Registered: April 19, 2006 Dakota County Registrar of Titles Document Number: 588314 ASSIGNMENTS OF MORTGAGE: And assigned to: The Bank of New York Mellon fka T h e B a n k o f N e w York, as Trustee for The Certificate Holders Alternative Loan Trust 2006-HY11, Mortgage Pass-Through Certificates, Series 2006-HY11 Dated: March 01, 2010 Registered: June 14, 2010 Dakota County Registrar of Titles Document Number: T663349 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100015700065596948 Lender or Broker: America's Wholesale Lender Residential Mortgage Servicer: BAC Home Loans Servicing, L.P. Mortgage Originator: Not Applicable CERTIFICATE OF TITLE NUMBER: 145588 COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 7878 Dempsey Way, Inver Grove Heights, MN 55076-3494 Tax Parcel ID Number: 206407502001 LEGAL DESCRIPTION OF PROPERTY: Lot Two (2), Block One (1), River Bluffs of Inver Grove Heights AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $353,399.32 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; that this is registered property; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: July 30, 2010 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on January 30, 2011, or the next business day if January 30, 2011 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: June 17, 2010 ASSIGNEE OF MORTGAGEE: The Bank of New York Mellon fka The Bank of New York, as Trustee for The Certificate Holders Alternative Loan Trust 2006-HY11, Mortgage Pass-Through Certificates, Series 2006-HY11

Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 013056F01 NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for July 30, 2010 at 10:00 AM has been postponed to August 19, 2010 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State. DATED: July 30, 2010 ASSIGNEE OF MORTGAGEE: The Bank of New York Mellon fka The Bank of New York, as Trustee for The Certificate Holders Alternative Loan Trust 2006-HY11, Mortgage PassThrough Certificates, Series 2006-HY11 NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for August 19, 2010 at 10:00 AM has been postponed to September 10, 2010 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State. DATED: August 19, 2010 ASSIGNEE OF MORTGAGEE: The Bank of New York Mellon fka The Bank of New York, as Trustee for The Certificate Holders Alternative Loan Trust 2006-HY11, Mortgage Pass-Through Certificates, Series 2006-HY11 NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for September 10, 2010 at 10:00 AM has been postponed to October 07, 2010 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State. DATED: September 10, 2010 ASSIGNEE OF MORTGAGEE: The Bank of New York Mellon fka The Bank of New York, as Trustee for The Certificate Holders Alternative Loan Trust 2006-HY11, Mortgage Pass-Through Certificates, Series 2006-HY11 NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for October 07, 2010 at 10:00 AM has been postponed to November 12, 2010 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State. DATED: October 07, 2010 ASSIGNEE OF MORTGAGEE: The Bank of New York Mellon fka The Bank of New York, as Trustee for The Certificate Holders Alternative Loan Trust 2006-HY11, Mortgage Pass-Through Certificates, Series 2006-HY11 NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for November 12, 2010 at 10:00 AM has been postponed to December 13, 2010 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State. DATED: November 12, 2010 ASSIGNEE OF MORTGAGEE: The Bank of New York Mellon fka The Bank of New York, as Trustee for The Certificate Holders Alternative Loan Trust 2006-HY11, Mortgage Pass-Through Certificates, Series 2006-HY11 NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for December 13, 2010 at 10:00 AM has been postponed to January 13, 2011 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State. DATED: December 13, 2010 ASSIGNEE OF MORTGAGEE: The Bank of New York Mellon fka The Bank of New York, as Trustee for The Certificate Holders Alternative Loan Trust 2006-HY11, Mortgage Pass-Through Certificates, Series 2006-HY11 NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for January 13, 2011 at 10:00 AM has been postponed to January 27, 2011 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State. DATED: January 13, 2011 ASSIGNEE OF MORTGAGEE: The Bank of New York Mellon fka The Bank of New York, as Trustee for The Certificate Holders Alternative Loan Trust 2006-HY11, Mortgage Pass-Through Certificates, Series 2006-HY11 Wilford & Geske, P.A. Attorneys for Assignee Of Mortgagee: Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 013056F01 2471229 1/13/11

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: March 17, 2005 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $200,720.00 MORTGAGOR(S): Shannon L. Daly, A Single Person MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded: April 01, 2005 Dakota County Recorder Document Number: 2309551 ASSIGNMENTS OF MORTGAGE: And assigned to: BAC Home Loans Servicing, LP Dated: June 22, 2010 Recorded: July 08, 2010 Dakota County Recorder Document Number: 2739493 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 1000157-0004918150-2 Lender or Broker: America's Wholesale Lender Residential Mortgage Servicer: BAC Home Loans Servicing, L.P. Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 14116 141st St W, Apple Valley, MN 55124-6422 Tax Parcel ID Number: 01-27651-120-02 LEGAL DESCRIPTION OF PROPERTY: Lot 12, Block 2, Foxmoore Ridge Two, Common Interest community No. 128, Dakota County, Minnesota, according to the recorded plat thereof. AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $228,553.01 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: August 27, 2010 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on February 27, 2011, or the next business day if February 27, 2011 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: July 15, 2010 ASSIGNEE OF MORTGAGEE: BAC Home Loans Servicing, LP Wilford & Geske, P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 015480F01 NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for August 27, 2010 at 10:00 AM has been postponed to September 16, 2010 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State. DATED: August 27, 2010 ASSIGNEE OF MORTGAGEE: BAC Home Loans Servicing, LP NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for September 16, 2010 at 10:00 AM has been postponed to October 14, 2010 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State. DATED: September 16, 2010 ASSIGNEE OF MORTGAGEE: BAC Home Loans Servicing, LP NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for October 14, 2010 at 10:00 AM has

for October 14, 2010 at 10:00 AM has been postponed to November 03, 2010 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State. DATED: October 14, 2010 ASSIGNEE OF MORTGAGEE: BAC Home Loans Servicing, LP NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for November 03, 2010 at 10:00 AM has been postponed to December 07, 2010 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State. DATED: November 03, 2010 ASSIGNEE OF MORTGAGEE: BAC Home Loans Servicing, LP NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for December 07, 2010 at 10:00 AM has been postponed to January 07, 2011 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State. DATED: December 07, 2010 ASSIGNEE OF MORTGAGEE: BAC Home Loans Servicing, LP NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for January 07, 2011 at 10:00 AM has been postponed to February 08, 2011 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State. DATED: January 07, 2011 ASSIGNEE OF MORTGAGEE: BAC Home Loans Servicing, LP Wilford & Geske, P.A. Attorneys for Assignee Of Mortgagee: Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 015480F01 2463048 1/13/11

PUBLIC NOTICE

section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on January 14, 2011. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED." Dated: May 14, 2010. U.S. Bank, National Association, as trustee Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 18-308 106778253 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE Pursuant to the provisions of Minnesota Statutes 580.07, the foregoing foreclosure sale is postponed until August 18, 2010 at 10:00 am at the Sheriff’s Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN, in said county and state. Dated: July 12, 2010. U.S. Bank, National Association Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 18-308 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE Pursuant to the provisions of Minnesota Statutes 580.07, the foregoing foreclosure sale is postponed until November 24, 2010 at 10:00 am at the Sheriff’s Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN, in said county and state. Dated: August 16, 2010. U.S. Bank, National Association Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 18-308 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE Pursuant to the provisions of Minnesota Statutes 580.07, the foregoing foreclosure sale is postponed until January 12, 2011 at 10:00 am at the Sheriff’s Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN, in said county and state. Dated: November 18, 2010. U.S. Bank, National Association Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 18-308 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE Pursuant to the provisions of Minnesota Statues 580.07, the foregoing foreclosure sale is postponed until March 2, 2011 at 10:00 am at the Sheriff’s Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN, in said county and state. Dated: January 7, 2011 U.S. Bank, National Association Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 18-308 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2475287 1/13/11

PUBLIC NOTICE

DATE AND PLACE OF RECORDING: Registered December 11, 2006, Dakota County Registrar of Titles, Document No. 602413, Certificate of Title No. 113826. ASSIGNMENTS OF MORTGAGE: Assigned to: US Bank National Association as Trustee, in trust for the registered holders of Citigroup Mortgage Loan Trust 2007-AMC, Asset-Backed pass through certificates, series 2007-AMC2, Dated: November 24, 2006, Recorded: August 11, 2008, Document No. T631740. And thereafter assigned to: Mortgage Electronic Registration Systems, Inc, Dated: August 24, 2009, Recorded: November 23, 2009, Document No. T654251 and by document no. T640091. And thereafter assigned to: CitiMortgage, Inc, Dated: August 25, 2009, Recorded: November 23, 2009, Document No. T654252. Said Mortgage being Registered Land. TRANSACTION AGENT: NONE TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: NONE LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: AMC Mortgage Services, Inc. RESIDENTIAL MORTGAGE SERVICER: CitiMortgage, Inc. MORTGAGED PROPERTY ADDRESS: 17540 Finesse Trail, Farmington, MN 55024 TAX PARCEL I.D. #: 224162504001 LEGAL DESCRIPTION OF PROPERTY: Lot 4, Block 1, Kenridge COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $329,067.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $395,478.96 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: November 4, 2010 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on May 4, 2011. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED." Dated: September 8, 2010. CitiMortgage, Inc. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 10-2201 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE Pursuant to the provisions of Minnesota Statutes 580.07, the foregoing foreclosure sale is postponed until January 6, 2011 at 10:00 am at the Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN, in said county and state. Dated: November 3, 2010. CitiMortgage, Inc. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 10-2201 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE Pursuant to the provisions of Minnesota Statutes 580.07, the

��

Minnesota Statutes 580.07, the foregoing foreclosure sale is postponed until February 17, 2011 at 10:00 am at the Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN, in said county and state. Dated: January 6, 2011. CitiMortgage, Inc. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 10-2201 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2473246 1/13/11

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: June 5, 2006 MORTGAGOR: John L. Sweeney, a single person. MORTGAGEE: Mortgage Electronic Registration Systems, Inc.. DATE AND PLACE OF RECORDING: Recorded June 28, 2006, Dakota County Recorder, Document No. 2441462. ASSIGNMENTS OF MORTGAGE: Assigned to: Citimortgage, Inc., Dated: December 20, 2010. TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100011506300964492 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Citibank Federal Savings Bank RESIDENTIAL MORTGAGE SERVICER: Citi Home Equity MORTGAGED PROPERTY ADDRESS: 2841 Sibley Hills Drive, Saint Paul, MN 55121 TAX PARCEL I.D. #: 10-58501-010-00 LEGAL DESCRIPTION OF PROPERTY: LEGAL ADDENDUM LOT ONE, POST ADDITION NO. TWO, TOGETHER WITH THAT PART OF THE FOLLOWING DESCRIBED PARCEL LYING NORTHERLY OF THE SOUTH LINE OF LOT 1, POST ADDITION NO. TWO AND THE EASTERLY EXTENSION THEREOF; THAT PART OF THE “STREET” AS DEDICATED ON THE PLAT OF POST ADDITION NO. TWO, WHICH LIES NORTHWESTERLY OF THE CIRCUMFERENCE OF A CIRCLE HAVING A RADIUS OF 60 FEET AND THE CENTER OF SAID CIRCLE IS LOCATED ON THE SOUTHEASTERLY LINE OF LOT 5 OF POST ADDITION, DAKOTA COUNTY, MINNESOTA, DISTANT 40.00 FEET SOUTHWESTERLY OF THE NORTHEAST CORNER OF SAID LOT 5, AND WHICH LIES SOUTHEASTERLY AND SOUTHERLY OF A LINE, AND ITS EXTENSIONS DESCRIBED AS BEGINNING AT THE MOST NORTHERLY CORNER OF LOT 1, POST ADDITION NO. TWO, THENCE NORTHEASTERLY ALONG THE NORTHEASTERLY EXTENSION OF THE NORTHWESTERLY LINE OF SAID LOT 1 A DISTANCE OF 50.00 FEET, THENCE DEFLECTING 90 DEGREES TO THE RIGHT TO THE NORTHEASTERLY RIGHT OF WAY LINE OF SAID “STREET” PER THE PLAT OF POST ADDITION NO. TWO; AND SAID LINE THERE TERMINATING, ALL ACCORDING TO THE RECORDED PLAT THEREOF ON FILE OR OF RECORD IN THE OFFICE OF THE COUNTY RECORDER, DAKOTA COUNTY, MINNESOTA. PROPERTY IS ABSTRACT BY FEE SIMPLE DEED FROM GERALD A. MAKELA AND JEANNE E. MAKELA, HUSBAND AND WIFE AS SET FORTH IN INSTRUMENT NO. 572568 AND RECORDED ON 12/9/1980, DAKOTA COUNTY RECORDS. THE SOURCE DEED AS STATED ABOVE IS THE LAST RECORD OF VESTING FILED FOR THIS PROPERTY, THERE HAVE BEEN NO VESTING CHANGES SINCE THE DATE OF THE ABOVE REFERENCED SOURCE. COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $142,400.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $129,742.50 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: March 4, 2011 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and

premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on September 5, 2011. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED." Dated: January 3, 2011. CitiMortgage, Inc. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 11-107 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2477305 1/13-2/17/11

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: January 13, 2006 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $630,000.00 MORTGAGOR(S): Matthew R Lind and Kristen K Lind, husband and wife MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF REGISTERING: Registered: January 25, 2006 Dakota County Registrar of Titles Document Number: 583572 ASSIGNMENTS OF MORTGAGE: And assigned to: U.S. Bank National Association, as Trustee for the holders of Bear Stearns ARM Trust, Mortgage Pass-Through Certificates, Series 2006-2 Dated: April 02, 2010 Registered: April 26, 2010 Dakota County Registrar of Titles Document Number: T660917 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100399600000111769 Lender or Broker: Bankfirst Residential Mortgage Servicer: BAC Home Loans Servicing, L.P. Mortgage Originator: Not Applicable CERTIFICATE OF TITLE NUMBER: 136480 COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 17719 Ketchikan Trl, Lakeville, MN 55044-5255 Tax Parcel ID Number: 22-75890-010-01 LEGAL DESCRIPTION OF PROPERTY: Lot 1, Block 1, The Oaks of Lakevilla, Dakota County, Minnesota AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $755,925.95 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; that this is registered property; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: June 11, 2010 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on December 11, 2010, or the next business day if December 11, 2010 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION.

AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: April 29, 2010 ASSIGNEE OF MORTGAGEE: U.S. Bank National Association, as Trustee for the holders of Bear Stearns ARM Trust, Mortgage Pass-Through Certificates, Series 2006-2 Wilford & Geske, P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 013461F01 NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for June 11, 2010 at 10:00 AM has been postponed to July 08, 2010 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State. DATED: June 11, 2010 ASSIGNEE OF MORTGAGEE: U.S. Bank National Association, as Trustee for the holders of Bear Stearns ARM Trust, Mortgage Pass-Through Certificates, Series 2006-2 NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for July 08, 2010 at 10:00 AM has been postponed to July 29, 2010 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State. DATED: July 08, 2010 ASSIGNEE OF MORTGAGEE: U.S. Bank National Association, as Trustee for the holders of Bear Stearns ARM Trust, Mortgage Pass-Through Certificates, Series 2006-2 NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for July 29, 2010 at 10:00 AM has been postponed to August 20, 2010 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State. DATED: July 29, 2010 ASSIGNEE OF MORTGAGEE: U.S. Bank National Association, as Trustee for the holders of Bear Stearns ARM Trust, Mortgage Pass-Through Certificates, Series 2006-2 NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for August 20, 2010 at 10:00 AM has been postponed to September 10, 2010 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State. DATED: August 20, 2010 ASSIGNEE OF MORTGAGEE: U.S. Bank National Association, as Trustee for the holders of Bear Stearns ARM Trust, Mortgage Pass-Through Certificates, Series 2006-2 NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for September 10, 2010 at 10:00 AM has been postponed to October 01, 2010 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State. DATED: September 10, 2010 ASSIGNEE OF MORTGAGEE: U.S. Bank National Association, as Trustee for the holders of Bear Stearns ARM Trust, Mortgage Pass-Through Certificates, Series 2006-2 NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for October 01, 2010 at 10:00 AM has been postponed to October 22, 2010 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State. DATED: October 01, 2010 ASSIGNEE OF MORTGAGEE: U.S. Bank National Association, as Trustee for the holders of Bear Stearns ARM Trust, Mortgage Pass-Through Certificates, Series 2006-2 NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for October 22, 2010 at 10:00 AM has been postponed to November 03, 2010 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State. DATED: October 22, 2010 ASSIGNEE OF MORTGAGEE: U.S. Bank National Association, as Trustee for the holders of Bear Stearns ARM Trust, Mortgage Pass-Through Certificates, Series 2006-2 NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for November 03, 2010 at 10:00 AM has been postponed to December 06, 2010 at 10:00 AM in the Dakota County Law

at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State. DATED: November 03, 2010 ASSIGNEE OF MORTGAGEE: U.S. Bank National Association, as Trustee for the holders of Bear Stearns ARM Trust, Mortgage Pass-Through Certificates, Series 2006-2 NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for December 06, 2010 at 10:00 AM has been postponed to January 07, 2011 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State. DATED: December 06, 2010 ASSIGNEE OF MORTGAGEE: U.S. Bank National Association, as Trustee for the holders of Bear Stearns ARM Trust, Mortgage Pass-Through Certificates, Series 2006-2 NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for January 07, 2011 at 10:00 AM has been postponed to February 02, 2011 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State. DATED: January 07, 2011 ASSIGNEE OF MORTGAGEE: U.S. Bank National Association, as Trustee for the holders of Bear Stearns ARM Trust, Mortgage Pass-Through Certificates, Series 2006-2 Wilford & Geske, P.A. Attorneys for Assignee Of Mortgagee: Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 013461F01 2463040 1/13/11

PUBLIC NOTICE

��

�� RELEASED �� FROM section 580.30�� or the property is not�� MORTGAGOR(S) redeemed under section 580.23 is F I N A N C I A L O B L I G A T I O N O N 11:59 p.m. on July 6, 2011 . MORTGAGE: None MORTGAGOR(S) RELEASED FROM "THE TIME ALLOWED BY LAW FOR F I N A N C I A L O B L I G A T I O N O N REDEMPTION BY THE MORTGAGOR, MORTGAGE: None THE MORTGAGOR'S PERSONAL "THE TIME ALLOWED BY LAW FOR REPRESENTATIVES OR ASSIGNS, REDEMPTION BY THE MORTGAGOR, MAY BE REDUCED TO FIVE WEEKS IF THE MORTGAGOR'S PERSONAL REP- A J U D I C I A L O R D E R I S E N T E R E D RESENTATIVES OR ASSIGNS, MAY BE U N D E R M I N N E S O T A S T A T U T E S , R E D U C E D T O F I V E W E E K S I F A SECTION 582.032, DETERMINING, JUDICIAL ORDER IS ENTERED UNDER AMONG OTHER THINGS, THAT THE MINNESOTA STATUTES, SECTION M O R T G A G E D P R E M I S E S A R E 582.032, DETERMINING, AMONG IMPROVED WITH A RESIDENTIAL O T H E R T H I N G S , T H A T T H E DWELLING OF LESS THAN FIVE M O R T G A G E D P R E M I S E S A R E UNITS, ARE NOT PROPERTY USED IN I M P R O V E D W I T H A R E S I D E N T I A L AGRICULTURAL PRODUCTION, AND D W E L L I N G O F L E S S T H A N F I V E ARE ABANDONED." Dated: September 2, 2010. UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND U.S. Bank, N. A. ARE ABANDONED." Mortgagee/Assignee of Mortgagee Dated: October 29, 2010. USSET, WEINGARDEN AND LIEBO, P.L.L.P. Deutsche Bank National Trust By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Company, as trustee Mortgagee Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. 4500 Park Glen Road #300 By: Paul A. Weingarden Minneapolis, MN 55416 Attorneys for Mortgagee/Assignee of (952) 925-6888 Mortgagee 19-1194 4500 Park Glen Road #300 7880036309 Minneapolis, MN 55416 THIS IS A COMMUNICATION FROM (952) 925-6888 A DEBT COLLECTOR. 71-916 NOTICE OF POSTPONEMENT OF THIS IS A COMMUNICATION FROM MORTGAGE FORECLOSURE SALE Pursuant to the provisions of A DEBT COLLECTOR. Minnesota Statutes 580.07, the NOTICE OF POSTPONEMENT OF foregoing foreclosure sale is MORTGAGE FORECLOSURE SALE P u r s u a n t t o t h e p r o v i s i o n s o f postponed until January 6, 2011 at M i n n e s o t a S t a t u t e s 5 8 0 . 0 7 , t h e 10:00 am at the Sheriff's Office, Law f o r e g o i n g f o r e c l o s u r e s a l e i s Enforcement Center, 1580 Hwy 55, postponed until April 7, 2011 at 10:00 Lobby #S-100, Hastings, MN, in said a m a t t h e S h e r i f f ' s O f f i c e , L a w county and state. Enforcement Center, 1580 Hwy 55, Dated: November 3, 2010. Lobby #S-100, Hastings, MN, in said U.S. Bank, N. A. county and state. Mortgagee/Assignee of Mortgagee Dated: January 5, 2011. USSET, WEINGARDEN AND LIEBO, P.L.L.P. Deutsche Bank National Trust By: Paul A. Weingarden Company, as trustee Attorneys for Mortgagee/Assignee of Mortgagee Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. 4500 Park Glen Road #300 Minneapolis, MN 55416 By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of (952) 925-6888 Mortgagee 19-1194 4500 Park Glen Road #300 THIS IS A COMMUNICATION FROM Minneapolis, MN 55416 A DEBT COLLECTOR. (952) 925-6888 NOTICE OF POSTPONEMENT OF 71-916 MORTGAGE FORECLOSURE SALE Pursuant to the provisions of THIS IS A COMMUNICATION FROM Minnesota Statutes 580.07, the foregoA DEBT COLLECTOR. 2471293 1/13/11 ing foreclosure sale is postponed until February 17, 2011 at 10:00 am at the Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, NOTICE OF MORTGAGE Hastings, MN, in said county and state. FORECLOSURE SALE Dated: January 6, 2011. THE RIGHT TO VERIFICATION U.S. Bank, N. A. OF THE DEBT AND IDENTITY OF Mortgagee/Assignee of Mortgagee THE ORIGINAL CREDITOR WITHIN USSET, WEINGARDEN AND LIEBO, P.L.L.P. THE TIME PROVIDED BY LAW IS By: Paul A. Weingarden NOT AFFECTED BY THIS ACTION. Attorneys for Mortgagee/Assignee of NOTICE IS HEREBY GIVEN, that Mortgagee default has occurred in conditions of 4500 Park Glen Road #300 the following described mortgage: Minneapolis, MN 55416 DATE OF MORTGAGE: December 16, (952) 925-6888 2002 19-1194 MORTGAGORS: Hugh R. Miller and THIS IS A COMMUNICATION FROM Kelly S. Miller, husband and wife. A DEBT COLLECTOR. MORTGAGEE: U.S. Bank, N.A.. 2472597 1/13/11 DATE AND PLACE OF RECORDING: Recorded March 11, 2003, Dakota County Recorder, Document No. 2012535. NOTICE OF MORTGAGE ASSIGNMENTS OF MORTGAGE: FORECLOSURE SALE NOTICE IS HEREBY GIVEN that NONE TRANSACTION AGENT: NONE default has occurred in the conditions T R A N S A C T I O N A G E N T ' S M O R T - of the following described mortgage: GAGE IDENTIFICATION NUMBER ON DATE OF MORTGAGE: February 17, 2006 MORTGAGE: NONE ORIGINAL PRINCIPAL AMOUNT OF LENDER OR BROKER AND MORTG A G E O R I G I N A T O R S T A T E D O N MORTGAGE: $201,600.00 MORTGAGOR(S): Joyce LaFavre, a MORTGAGE: U.S. Bank, N.A. R E S I D E N T I A L M O R T G A G E S E R - single woman MORTGAGEE: Mortgage Electronic VICER: U.S. Bank Home Mortgage MORTGAGED PROPERTY ADDRESS: Registration Systems, Inc. DATE AND PLACE OF REGISTER17224 Idlewood Way, Lakeville, MN ING: 55044 Registered: March 23, 2006 Dakota TAX PARCEL I.D. #: 223330212002 LEGAL DESCRIPTION OF PROP- County Registrar of Titles ERTY: Document Number: 586919 ASSIGNMENTS OF MORTGAGE: Lot 12, Block 2, Homestead Creek Third Addition And assigned to: Bank of America, COUNTY IN WHICH PROPERTY IS NA, successor by merger to Countrywide Bank, FSB LOCATED: Dakota Dated: May 26, 2009 ORIGINAL PRINCIPAL AMOUNT OF Registered: June 24, 2009 Dakota MORTGAGE: $211,350.00 AMOUNT DUE AND CLAIMED TO BE County Registrar of Titles Document Number: T646212 DUE AS OF DATE OF NOTICE, INCLUDAnd assigned to: BAC HOME LOANS ING TAXES, IF ANY, PAID BY MORTGAGEE: $217,461.89 SERVICING, LP Dated: November 18, 2010 That prior to the commencement of Registered: November 19, 2010 this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee com- Dakota County Registrar of Titles Document Number: T671353 plied with all notice requirements as required by statute; That no action or Transaction Agent: Mortgage Elecproceeding has been instituted at law tronic Registration Systems, Inc. or otherwise to recover the debt Transaction Agent Mortgage Identifisecured by said mortgage, or any part cation Number: 1001337-0001226110-6 Lender or Broker: Countrywide thereof; PURSUANT to the power of sale con- Bank, N.A. Residential Mortgage Servicer: BAC tained in said mortgage, the above described property will be sold by the Home Loans Servicing, L.P. Sheriff of said county as follows: Mortgage Originator: Not Applicable CERTIFICATE OF TITLE NUMBER: DATE AND TIME OF SALE: Novem132125 ber 4, 2010 at 10:00 AM COUNTY IN WHICH PROPERTY IS PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy LOCATED: Dakota Property Address: 3335 148th St W, 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Rosemount, MN 55068-4339 Tax Parcel ID Number: Mortgage, and taxes, if any, on said p r e m i s e s , a n d t h e c o s t s a n d 34-62856-080-01 LEGAL DESCRIPTION OF PROPdisbursements, including attorneys' f e e s a l l o w e d b y l a w s u b j e c t t o ERTY: Lot 8, Block 1; in Rahn's Sevredemption within six (6) months from enth Addition, according to the plat t h e d a t e o f s a i d s a l e b y t h e thereof now on file and of record. AMOUNT DUE AND CLAIMED TO BE mortgagor(s), their personal representatives or assigns unless D U E A S O F D A T E O F N O T I C E : reduced to Five (5) weeks under MN $232,448.16 THAT all pre-foreclosure requireStat. §580.07. T I M E A N D D A T E T O V A C A T E ments have been complied with; that PROPERTY: If the real estate is an no action or proceeding has been instio w n e r - o c c u p i e d , s i n g l e - f a m i l y tuted at law or otherwise to recover the dwelling, unless otherwise provided by debt secured by said mortgage, or any law, the date on or before which the part thereof; that this is registered mortgagor(s) must vacate the property property; PURSUANT to the power of sale if the mortgage is not reinstated under section 580.30 or the property is not c o n t a i n e d i n s a i d m o r t g a g e , t h e redeemed under section 580.23 is above-described property will be sold 11:59 p.m. on May 4, 2011. MORTGAGOR(S) RELEASED FROM ��

PUBLIC NOTICE

�� required �� by �� statute; That no action or proceeding has been instituted at law �� above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: January 07, 2011 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on July 07, 2011, or the next business day if July 07, 2011 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: November 25, 2010 ASSIGNEE OF MORTGAGEE: BAC HOME LOANS SERVICING, LP Wilford & Geske, P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 018174F01 NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for January 07, 2011 at 10:00 AM has been postponed to February 22, 2011 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State. DATED: January 07, 2011 ASSIGNEE OF MORTGAGEE: BAC HOME LOANS SERVICING, LP Wilford & Geske, P.A. Attorneys for Assignee Of Mortgagee: Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 018174F01 2467448 1/13/11

PUBLIC NOTICE

or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: November 4, 2010 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on May 4, 2011. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED." Dated: September 3, 2010. Chase Home Finance LLC Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 30-6322 1915281106 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE Pursuant to the provisions of Minnesota Statutes 580.07, the foregoing foreclosure sale is postponed until January 6, 2011 at 10:00 am at the Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN, in said county and state. Dated: November 3, 2010. Chase Home Finance LLC Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 30-6322 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE Pursuant to the provisions of Minnesota Statutes 580.07, the foregoing foreclosure sale is postponed until February 24, 2011 at 10:00 am at the Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN, in said county and state. Dated: January 5, 2011. Chase Home Finance LLC Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 30-6322 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2471340 1/13/11

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: June 27, 2005 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $148,000.00 MORTGAGOR(S): Brendon O'Brien, unmarried MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded: August 16, 2005 Dakota County Recorder Document Number: 2351374 ASSIGNMENTS OF MORTGAGE: And assigned to: BAC Home Loans Servicing, L.P. Dated: December 10, 2009 Recorded: December 11, 2009 Dakota County Recorder Document Number: 2701912 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100133700007607248 Lender or Broker: Countrywide Bank, a division of Treasury Bank, N.A. Residential Mortgage Servicer: BAC Home Loans Servicing, L.P. Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS

COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 4420 Cinnamon Ridge Trl, Eagan, MN 55122-2385 Tax Parcel ID Number: 10-17404-061-01 LEGAL DESCRIPTION OF PROPERTY: That part of Lot 6, Block 1, Cinnamon Ridge 5th Addition of Eagan, Dakota County, Minnesota, lying Easterly of a line drawn from a point on the South line of said Lot 6 distant 35.77 feet East of the Southwest corner thereof to a point on the North line of said Lot 6 distant 34.45 feet East of the Northwest corner thereof, Dakota County, Minnesota. AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $175,516.57 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: July 16, 2010 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on January 16, 2011, or the next business day if January 16, 2011 falls on a S Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: June 03, 2010 ASSIGNEE OF MORTGAGEE: BAC Home Loans Servicing, L.P. Wilford & Geske, P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 010724F02 NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for July 16, 2010 at 10:00 AM has been postponed to August 12, 2010 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State. DATED: July 16, 2010 ASSIGNEE OF MORTGAGEE: BAC Home Loans Servicing, L.P. NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for August 12, 2010 at 10:00 AM has been postponed to August 26, 2010 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State. DATED: August 12, 2010 ASSIGNEE OF MORTGAGEE: BAC Home Loans Servicing, L.P. NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for August 26, 2010 at 10:00 AM has been postponed to September 16, 2010 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State. DATED: August 26, 2010 ASSIGNEE OF MORTGAGEE: BAC Home Loans Servicing, L.P. NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for September 16, 2010 at 10:00 AM has been postponed to October 07, 2010 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State. DATED: September 16, 2010 ASSIGNEE OF MORTGAGEE: BAC Home Loans Servicing, L.P. NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for October 07, 2010 at 10:00 AM has been postponed to November 08, 2010 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State.

said County and State. DATED: October 07, 2010 ASSIGNEE OF MORTGAGEE: BAC Home Loans Servicing, L.P. NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for November 08, 2010 at 10:00 AM has been postponed to December 09, 2010 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State. DATED: November 08, 2010 ASSIGNEE OF MORTGAGEE: BAC Home Loans Servicing, L.P. NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for December 09, 2010 at 10:00 AM has been postponed to January 10, 2011 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State. DATED: December 09, 2010 ASSIGNEE OF MORTGAGEE: BAC Home Loans Servicing, L.P. NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for January 10, 2011 at 10:00 AM has been postponed to February 10, 2011 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State. DATED: January 10, 2011 ASSIGNEE OF MORTGAGEE: BAC Home Loans Servicing, L.P. Wilford & Geske, P.A. Attorneys for Assignee Of Mortgagee: Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 010724F02 2471188 1/13/11

PUBLIC NOTICE

MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED." Dated: August 24, 2010. U.S. Bank, National Association, as Trustee Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 76-3707 1044839183 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE Pursuant to the provisions of Minnesota Statutes 580.07, the foregoing foreclosure sale is postponed until December 7, 2010 at 10:00 am at the Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN, in said county and state. Dated: October 29, 2010. U.S. Bank, National Association, as Trustee Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 76-3707 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE Pursuant to the provisions of Minnesota Statutes 580.07, the foregoing foreclosure sale is postponed until January 11, 2011 at 10:00 am at the Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN, in said county and state. Dated: December 9, 2010. U.S. Bank, National Association, as Trustee Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 76-3707 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE Pursuant to the provisions of Minnesota Statutes 580.07, the foregoing foreclosure sale is postponed until February 15, 2011 at 10:00 am at the Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN, in said county and state. Dated: January 10, 2011. U.S. Bank, National Association, as Trustee Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 76-3707 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2475421 1/13/11

PUBLIC NOTICE

Paul, MN 55075 TAX PARCEL I.D. #: 36-64300-210-11 LEGAL DESCRIPTION OF PROPERTY: Lot Twenty-One, Block Eleven, Riverside Park Addition to the City of St. Paul. COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $230,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $282,805.08 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: November 4, 2010 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on May 4, 2011. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED." Dated: September 1, 2010. Deutsche Bank National Trust Company, as trustee Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 76-3659 1044665792 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE Pursuant to the provisions of Minnesota Statutes 580.07, the foregoing foreclosure sale is postponed until January 6, 2011 at 10:00 am at the Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN, in said county and state. Dated: November 3, 2010. Deutsche Bank National Trust Company, as trustee Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 76-3659 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE Pursuant to the provisions of Minnesota Statutes 580.07, the foregoing foreclosure sale is postponed until February 24, 2011 at 10:00 am at the Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN, in said county and state. Dated: January 6, 2011. Deutsche Bank National Trust Company, as trustee Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 76-3659 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2472610 1/13/11

PUBLIC NOTICE

��

DAKOTA COUNTY TRIBUNE BUSINESS WEEKLY January 13, 2011 the following described mortgage: DATE OF MORTGAGE: May 30, 2007 MORTGAGOR: Donna Swan, a single person. MORTGAGEE: Mortgage Electronic Registration Systems, Inc.. DATE AND PLACE OF RECORDING: Registered September 20, 2007, Dakota County Registrar of Titles, Document No. 617593, Certificate of Title No. 141354. ASSIGNMENTS OF MORTGAGE: Assigned to: Citimortgage, Inc., Dated: October 13, 2010. Said Mortgage being Registered Land. TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100137510000297194 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Lakeland Mortgage Corporation RESIDENTIAL MORTGAGE SERVICER: CitiMortgage, Inc. MORTGAGED PROPERTY ADDRESS: 3925 Mica Trail, Eagan, MN 55122 TAX PARCEL I.D. #: 101670415007 L E G A L DE S C R IP T I ON OF PROPERTY: Lot Fifteen (15), Block Seven (7) In Cedar Grove No. 5, According to the Recorded Plat Thereof on file and of record in the office of the register of Deeds in and for Dakota County, Minnesota COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $191,700.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $199,950.65 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: January 6, 2011 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. Â§580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owneroccupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on July 7, 2011. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED." Dated: October 26, 2010. CitiMortgage, Inc. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 10-4780 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE Pursuant to the provisions of Minnesota Statutes 580.07, the foregoing foreclosure sale is postponed until February 24, 2011 at 10:00 am at the Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN, in said county and state. Dated: January 10, 2011. CitiMortgage, Inc. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 10-4780 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2475787 1/13/11

39A

Disappearing hotel will get new sign that pokes over noise wall by John Gessner DAKOTA COUNTY TRIBUNE

A Burnsville hotel that has literally disappeared behind a new sound wall along Interstate 35W has been granted permission to erect an extra-high, extralarge sign to reannounce its presence to motorists. The City Council voted 3-2 Jan. 4 to allow a new pylon sign for the LivINN Hotel at 13080 Aldrich Ave. South, the west I35W frontage road south of Burnsville Parkway. The new sound wall eliminates the view of the building from northbound I-35W and at some points blocks views of the hotelâ&#x20AC;&#x2122;s current pylon sign, which is 32 feet high. The council approved the request by hotel owner Rixmann-Burnsville LLC for a sign thatâ&#x20AC;&#x2122;s 54 feet high, 3 feet higher than city code allows for pylon signs, and 288 square feet in size. Council members agreed that the hotel needs a sign thatâ&#x20AC;&#x2122;s visible over the wall. They differed on the signâ&#x20AC;&#x2122;s size. City code allows freestanding signs of up to 200 square feet. The company argued thatâ&#x20AC;&#x2122;s too small for a sign that high. Two-hundred square feet â&#x20AC;&#x153;has been a consistent standard for the community and has been applied to other freeway frontage sites,â&#x20AC;? said a city staff report. The deviation is justified because no other Burnsville business has

Photo by Rick Orndorf

The LivINN Hotel west of Interstate 35W in Burnsville has literally disappeared from the view of northbound traffic behind a new sound wall. The owner gained City Council approval to erect a new sign thatâ&#x20AC;&#x2122;s visible over the wall. suffered such a hardship, backers argued. â&#x20AC;&#x153;I was on my way to work one day and there I saw the fence,â&#x20AC;? said Kiley Lyke of Rixmann-Burnsville LLC, noting that the new sign will cost the company nearly $100,000. â&#x20AC;&#x153;No one notified us.â&#x20AC;? â&#x20AC;&#x153;If I were them, Iâ&#x20AC;&#x2122;d be furious, absolutely furious, to be forced to spend a hundred thousand dollars because the state put a wall in front of my business,â&#x20AC;? said Council Member Dan Kealey, who joined Council Member Dan Gustafson

and Mayor Elizabeth Kautz in voting for the sign. Burnsville officials have for years supported residentsâ&#x20AC;&#x2122; efforts to get noise walls along the freeway. State approval of 20foot walls on both sides from Burnsville Parkway to McAndrews Road was finally triggered by plans to extend the northbound MnPASS Express Lane in Burnsville. Kautz said the walls are â&#x20AC;&#x153;much-needed for the comfort of our residentsâ&#x20AC;? but at a cost to LivINN,

Sherry voted against the sign because of its size. Mathematically, the signâ&#x20AC;&#x2122;s extra height is an advantage, negating the need for a larger sign, Crichton said. â&#x20AC;&#x153;If itâ&#x20AC;&#x2122;s the same size, it looks bigger, because youâ&#x20AC;&#x2122;re looking at it from an altitude down,â&#x20AC;? he said. â&#x20AC;&#x153;Itâ&#x20AC;&#x2122;s closer to your eye.â&#x20AC;? Northbound motorists will see the sign longer as they drive, Crichton said. Sherry called for a compromise â&#x20AC;&#x201C; maybe 240 feet in size and 52 feet high, she said. At least one nearby resident, on Forest Glen Drive, is worried that LivINNâ&#x20AC;&#x2122;s sign could prompt requests from other area business owners, Sherry said. The council neednâ&#x20AC;&#x2122;t worry about setting a precedent because approval of the sign is through a change in LivINNâ&#x20AC;&#x2122;s planned unit development, which is unique to that property, Gustafson argued. That wonâ&#x20AC;&#x2122;t necessarily protect the council from charges of favoritism, Sherry said. The council â&#x20AC;&#x153;can wave its hand and do just about anything, but Iâ&#x20AC;&#x2122;m concerned about the integrity of this council,â&#x20AC;? she said. Sherry also noted that the hotel has a billboard in Lakeville showing what exit to take to get there.

which is on a frontage road long plagued by business vacancies. â&#x20AC;&#x153;Yours is the only business you canâ&#x20AC;&#x2122;t see because the wall blocks your business fully,â&#x20AC;? Kautz said. Thatâ&#x20AC;&#x2122;s a shame, the company says, because it invested â&#x20AC;&#x153;millionsâ&#x20AC;? in the building, a former Days Inn, after buying it in 2005. â&#x20AC;&#x153;We had great curb appeal, and now, coming from the south, thatâ&#x20AC;&#x2122;s completely gone,â&#x20AC;? Lyke told the John Gessner is at burnsville. council. thisweek@ecm-inc.com. Council members Charlie Crichton and Mary

Twin Cities residential building remains ahead of 2009 pace The Twin Cities ended the year slightly down in residential construction activity for December, but finished the year well ahead of 2009. According to statistics compiled by the Keystone Report for the Builders Association of the Twin Cities, there were 159 permits pulled for a total of 381 units during the last four weeks of the month of December 2010. Year-to-date, permits are 13 percent higher than at this time in 2009 and planned units are up by 27 percent. â&#x20AC;&#x153;Throughout 2010, the regionâ&#x20AC;&#x2122;s housing market has maintained a reasonably steady pace, and continued ahead of 2009 figures,â&#x20AC;? said Builders Association of the Twin Cities 2010 President Gary Aulik. â&#x20AC;&#x153;We had up and down months, but as a whole, weâ&#x20AC;&#x2122;re confident that the worst is behind us. â&#x20AC;&#x153;We anticipate an uptick in 2011 as the economy strengthens, but growth will likely be moderated by a number of foreclosures and short sales still in the system,â&#x20AC;? Aulik said. Minneapolis led the metro area in building activity for the month with 121 units permitted. It was followed by Mahtomedi (50 units), Woodbury (42), Buffalo (24) and Blaine (21).

December 2010 Building Activity Past Twelve Months Permits

Permitted Units

Permit Value

December 2009

260

423

89,706,776

January 2010

189

350

66,952,927

February

177

202

50,611,389

March 2010

236

733

101,140,514

April 2010

304

372

84,518,651

May 2010

304

482

101,251,346

June 2010

246

341

81,459,594

July 2010

230

265

66,398,753

August 2010

246

460

92,095,652

September 2010

228

604

106,242,015

October 2010

227

551

80,372,660

November 2010

230

685

88,722,778

December 2010

159

381

70,204,964

Five-Year Comparisons Permits

Permitted Units

Permit Value

December 2006

479

776

176,581,901

December 2007

275

557

112,192,768

December 2008

158

223

53,916,054

December 2009

260

423

89,706,776

December 2010

159

381

70,204,964

Permits

Permitted Units

Permit Value

YTD 2006

7,325

12,644

2,572,860,160

YTD 2007

4,888

8,961

1,810,287,829

YTD 2008

2,799

5,397

1,113,122,718

YTD 2009

2,599

4,405

867,240,979

YTD 2010

2,942

5,611

1,035,351,301

40A

January 13, 2011 DAKOTA COUNTY TRIBUNE BUSINESS WEEKLY

Recipes from Page 1A

of a restaurant, but this allows her to sell the salsa retail and to wholesalers. She distributes her salsa only at farmersâ&#x20AC;&#x2122; markets and at Dâ&#x20AC;&#x2122;Lish, a retail store located at 208 First St. N. in Minneapolis, which sells locally made products. Beginning in January, her products will be sold at Sweet Goddess Chocolates, a new store opening in New Prague. This winter Peterson is cooking up a new concoction â&#x20AC;&#x201C; red and green jarred chile sauce. â&#x20AC;&#x153;I want to bring the flavors of New Mexico to Minnesota,â&#x20AC;? she said. â&#x20AC;&#x153;I love food and I love peppers. I should have been called â&#x20AC;&#x2DC;The Pepper Lady.â&#x20AC;&#x2122; â&#x20AC;? The Salsa Ladyâ&#x20AC;&#x2122;s salsa sells for $5 for a half pint and $8 for a pint. Eirik Ackerman, who holds an M.B.A. in entrepreneurship and new venture management from the University of St. Thomas and provides advice to start-up companies, recommends that small-business owners focus on the quality of their products. â&#x20AC;&#x153;The last thing a small venture should to do is compete on price. You will never survive against larger competition,â&#x20AC;? said Ackerman. â&#x20AC;&#x153;The best niche for a small homemade food business is to compete on quality. Your product is amazing â&#x20AC;&#x201C; donâ&#x20AC;&#x2122;t be afraid to set a price reflecting how much

better it is.â&#x20AC;? Another woman who is selling her homemade goods is Penny Dee Brevig of Penny Deeâ&#x20AC;&#x2122;s Cookies. Her specialty is molasses cookies, but she also sells the cookie we all love â&#x20AC;&#x201C; chocolate chip. Brevig has also been surrounded by food throughout her life. Her mother was a caterer for 35 years. Brevig raised five children, and her youngest is now a high school senior. She wanted to find a business that utilizes her talent for baking, although she hasnâ&#x20AC;&#x2122;t always been so successful in the kitchen. â&#x20AC;&#x153;My family always laughed when I got married. I could make two things â&#x20AC;&#x201C; hot dogs and chocolate chip cookies,â&#x20AC;? said Brevig. Her molasses cookies are a family recipe that dates back two generations from her Norwegian heritage. â&#x20AC;&#x153;People are very nostalgic about molasses cookies,â&#x20AC;? said Brevig. For the holidays she baked up gift baskets with a variety of holiday cookies. Brevig also sells at farmersâ&#x20AC;&#x2122; markets and takes special orders with free delivery to communities south of the river and in Bloomington. She also delivers to senior centers, targeting

women who can no longer bake. Her goal is to start marketing her cookies to businesses that hold ongoing meetings, bringing in some guaranteed revenue. Finally, meet Irene Hoks, another food lover who calls her business Nisseâ&#x20AC;&#x2122;s Lefseâ&#x20AC;&#x2122;s. Hoks h a s

brought the love of lefse from â&#x20AC;&#x153;up northâ&#x20AC;? to the Twin Cities metro area. Hoks and her husband moved to the south metro three years ago from near the Canadian border to be closer to their children. â&#x20AC;&#x153;I had a great friend that

taught me how to make lefse,â&#x20AC;? she said. â&#x20AC;&#x153;She would open up her garage door and sell out within two hours.â&#x20AC;? For those who havenâ&#x20AC;&#x2122;t tried lefse, itâ&#x20AC;&#x2122;s traditional Scandinavian bread. Her daughter convinced her to try something

different in the metro, where people 40 and under have probably never tried lefse. Therefore, she came up with a product that is totally new and healthier â&#x20AC;&#x201C; sweet potato lefse.

â&#x20AC;&#x153;My recipe needs to have the exact right combo of real potatoes, whipped cream and butter,â&#x20AC;? said Hoks. Hoks says the biggest difference between her lefse and brands sold at retail stores is that she uses real potatoes. In fact, she cooks 40 to 60 pounds of potatoes a week, producing 100 to 150 packages every week out of her home kitchen. The process of making lefse is incredibly labor intensive. Hoks says she hand-peels all of the potatoes and puts them through a special process called ricing. Making a batch is a 24-hour labor of love. â&#x20AC;&#x153;Lefse is reminiscent of times gone by to me and my family,â&#x20AC;? said Hoyt, who married into the Scandinavian culture. Hoyt says that lefse can be used in the same way as a tortilla, such as for breakfast wraps, wrapping picky kidsâ&#x20AC;&#x2122; hot dogs and peanut butter sandwiches or creating festive pinwheel-shaped appetizers during the holidays.

Nisseâ&#x20AC;&#x2122;s Lefseâ&#x20AC;&#x2122;s are sold at farmersâ&#x20AC;&#x2122; markets, craft fairs and at the Best Buy corporate officeâ&#x20AC;&#x2122;s indoor market. Her growth plans for 2011 are to get the next level of licensing and be able to sell her products wholesale to meat markets. One meat market has already approached her requesting a large order. For these three women, theyâ&#x20AC;&#x2122;ve been able to turn their passions for cooking into profits. This is a business trend that will continue to grow. According to a BusinessWeek online report from, Nov. 5, 2009, â&#x20AC;&#x153;A few trends are driving the growth of sophisticated home businesses. First, technology has made it easier to start and run a business from anywhere. But just as important, there has been a change of consciousness in the business world to recognize home-based enterprises as legitimate.â&#x20AC;? Are you hungry yet? To order some homemade goods for yourself or for holiday gifts, feel free to contact these three women and place your special order. The Salsa Lady, Nancy Peterson, is at Nancy@salsalady.net. Penny Deeâ&#x20AC;&#x2122;s Cookies, Penny Dee Brevig, is at Pennydeescookies@yahoo. com. Nisseâ&#x20AC;&#x2122;s Lefse, Irene Hoks, is at Nisselefse@ gmail.com.

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