1/19/2012 - Dakota County Tribune Business Weekly

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TAD JOHNSON ANDREW MILLER TAD JOHNSON

Exceptional Businesswomen registration 2A Author does more than just write 2A Nanny-placement business launches 7A

dakotacountytribune.biz dakotacountytribune.biz

DATE ##, 2009 JANUARY 19, 2012

VOLUME 30, NUMBER # VOLUME 32, NUMBER 47

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Another kind of app

FORUM

Happy New Year means that many unhappy new laws will burden businesses and people across the state and nation. PHIL 4A KRINKIE

Appetizers and Android applications bring entertainment to the restaurant table

FORUM

One man’s mission to improve the state’s tax code should be supported by people on both sides of the aisle. DON 4A HEINZMAN

by Aaron Vehling DAKOTA COUNTY TRIBUNE

You are sitting at a table in a restaurant, or at the bar of your local watering hole. You place your meal order on a screen that displays high-res photos and videos of entrees and even dietary information for those meals. After you place your order, you switch to your favorite news source, talk to some friends on Facebook or maybe dive into a game of Angry Birds. The technology that allows all of this is a lightweight, wireless tablet computer. A Lakeville man’s company has been bringing these devices to restaurants, hotels and bars, such as the Roasted Pear and the Nicollet Inn, both in Burnsville Dan Medin of Positive Results and Touch the Ad said the devices use the Android operating system (similar to many smartphones), and so they can provide business owners with the opportunity to offer scores of entertainment options. The technology for ordering food via a device at a table is not new, but Touch the Ad’s approach is, Medin said. “It’s limitless,” he said. The availability of thousands of apps for the Android platform ensures patrons access to everything from social media and news to games and movies, said Touch the Ad CEO Telly Masse. Using iPads and their iOS (operating system) was not an option because of the closed nature of the devices. For Touch the Ad to write its own apps for the iOS would have meant overcoming Apple’s highly regulatory app-creation system, he said. Best Buy supplies Touch the Ad with the devices, tablet stands and technical support (via its Geek Squad subsidiary), Medin said. Touch the Ad programs the apps that allow for advertising. Touch the Ad rolled out the devices at the Roasted Pear on Dec. 30. That tablet displays a full-motion advertisement for a national car maker which then gives way to the user’s content. Therein lies a revenue opportunity for a restaurateur or ho-

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CAPITOL COMMERCE

State Sen. Chris Gerlach is among the many legislators who will be proposing bills in the 2012 session. CHRIS 5A GERLACH DAKOTA ARTS

People who love a good read can turn the page on a new book during the Local Author Fair on Jan. 21 in Apple Valley . DAVID 28A HOUSEWRIGHT Photo by Aaron Vehling and photo illustration by Dustin Uran

Lakeville company Touch the Ad has worked with local businesses, including the Roasted Pear in Burnsville, to debut Android-based devices that allow customers to see visual and nutrition information when ordering food and enjoy thousands of apps while they dine, sit at the bar or relax in their hotel rooms. telier. “The advertising offsets the cost,” Medin said, adding that a restaurant owner could actually earn a profit off the advertising on the devices. But the technology opportunities extend

beyond dining venues – hotel guests could have access to all of the technology listed above, but would also be able to access their Netflix accounts and even plug the device into the television in their rooms. See Apps, Page 9A

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General 952-894-1111 Distribution 952-846-2070 Advertising 952-846-2011

Imperial Plastics owner wins chamber award Norman Oberto is Lakeville Chamber of Commerce’s selection Norman Oberto, owner of Lakeville-based Imperial Plastics Inc., will be recognized as the Lakeville Chamber Business Person of the Year during a Monday,

Jan. 30, Chamber Membership Meeting and Holiday Dinner at Crystal Lake Golf Club and Banquet Facility. Oberto purchased Imperial Plastics, a manufacturer of engineered plastic components, in Lakeville’s Airlake Industrial Park in January 1997. Since then the company has

tripled the number of employees as it has grown through the acqusition of other molding companies from 50,000 to 263,000 square feet in five locations – four in Lakeville and one in West St. Paul. “Consolidating the supply base proved beneficial for our customers as we can now offer more support, design and development services

than before,” Oberto said of the mergers. Even during the economic downturn, Oberto and his staff have grown the business and created new applications by converting previous metal components to plastics. “Although the economy shrunk See Oberto, Page 9A

Photo submitted

Norman Oberto, owner of Lakevillebased Imperial Plastics Inc., will be recognized as the Lakeville Chamber Business Person of the Year during a Monday, Jan. 30 ceremony.

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January 19, 2012 DAKOTA COUNTY TRIBUNE BUSINESS WEEKLY

Registration is open for 2012 Exceptional Businesswomen ceremony The awards Third annual The third class of Dakota awards breakfast is County Exceptional BusiThursday, Feb. 16 nesswomen includes CEOs, by Tad Johnson DAKOTA COUNTY TRIBUNE

The Dakota County Tribune Business Weekly and Dakota County Technical College Foundation will turn the spotlight on eleven 2012 Exceptional Businesswomen Award winners during a breakfast ceremony Thursday, Feb. 16, at the Best Western Premier Nicollet Inn in Burnsville. The award ceremony will include guest speaker Beth Krehbiel, president of Fairview Ridges Hospital in Burnsville and a 2010 Exceptional Businesswoman Award winner, a served breakfast and a chance to mingle with past and present Exceptional Businesswomen. Registration for the event is open and can be done by going online to www. thisweeklive.com/exceptional-businesswomen-2012 and clicking on “Register Now.� Tickets are $20 per person. Registration starts at 7:30 a.m. The breakfast will be served at 8 a.m. with the program starting at 8:30 a.m. Tables of eight can be reserved and sponsorship options include ticket packages. For more information about sponsoring the event, contact Mike Jetchick at (952) 894-1111.

successful local business owners, nonprofit leaders and community contributors. “This is an outstanding and impressive group of women,â€? said Christine Pigsley, associate dean of business entrepreneurship at Dakota County Technical College. “The depth and breadth of their experiences in the business world show the many paths to success. We are very excited to gather these women together for a great event.â€? The group includes women who have risen to the top to help lead international corporations, those who have founded small companies and grown them to serve greater markets and local business owners who have contributed to the community in not only their work but countless volunteer efforts. The women who were considered after an open nomination process in December were selected by a panel of judges from the Dakota County Tribune and the Dakota County Technical College Foundation. They were selected based on their contributions to the business and the community. The women, who will be honored at the breakfast ceremony, are: • Sunny Bhakta, owner of Comfort Inn, Lakeville, and

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Photo by Rick Orndorf

The 2012 Dakota County Exceptional Businesswomen Award ceremony will start at 8 a.m. Thursday, Feb. 16 at the Best Western Premier Nicollet Inn in Burnsville. From left are 2011 Exceptional Businesswomen Cheryl Caponi, Caponi Art Park; Lisa Horn, Eagan Resource Center, and JuliAnne Jonker, Jonker Portrait Gallery. Budget Host Inn, Owatonna; • Connie Braziel, deputy director and chief operating officer of the Minnesota Zoo, Apple Valley; • Jamie Dahlen, owner of Holiday Inn, Lakeville, and Best Western Premier Nicollet Inn, Burnsville; • Michele Engdahl, manager, government and community affairs for Thomson Reuters, Eagan; • Carrie Guarrero, senior vice president and regional

manager for Cornerstone Mortgage Company, Burnsville; • Chris Holtan, founder, vice president, consultant for Lancet Software, Burnsville; • Peggy Johnson, community relations director, Dakota Electric, Farmington; • Sheila Longie, former president of Document Destruction, information destruction consultant of Shred Right, which recently acquired Document Destruc-

tion, Lakeville; • Sona Mehring, founder and CEO of CaringBridge, Eagan; • Terri Shepherd, founder and CEO of Xact Resources Inc., Burnsville; and • Theresa Wise, senior vice president and chief information officer of Delta Airlines, Eagan. Past winners of the Exceptional Businesswomen award have been: Class of 2010: LaDonna

Boyd, Dakota Electric; Marie DeNicola; Mainstream Boutique; Jackie Fritz, Sterling State Bank; Holly Hewitt, Holly’s Centre Stage Dance; Rachel Hollstadt, Hollstadt and Associates; Kathy Klang, Cummings, Keegan and Co.; Beth Krehbiel; Fairview Ridges Hospital; Doris LaMott Hoel, Chateau Lamothe; Maggie Linvill, Linvill Properties; Annette Marquez, The Perfect Occasion; Amy Mayer, BI Consulting Group; Darlene Miller, Permac Industries; Deb Thomas, Partners in Excellence; Julia Thompson, TAGS Gymnastics; and Janelle Waldock, Blue Cross Blue Shield. Class of 2011: Mary Ajax, 360 Communities; Jan Beeson, Lily Wellness Inc.; Cheryl Caponi, Caponi Art Park and Learning Center; Jennifer Eisenhuth, Dr. Jennifer Eisenhuth Orthodontics; Elaine Grundhauser, One 2 One Marketing Inc.; JuliAnne Jonker, Jonker Portrait Gallery; Nicole Nogosek, Double N Equestrian Center; Wanda Oland, Rascal’s Apple Valley Bar & Grill; Nancy Quinnell, Hollstadt & Associates; Barbara Toombs, First State Bank of Rosemount; Janie Tutewohl, Janie’s Home Team and Market on Oak; Denise Vogt; Twin Cities Ballet & Ballet Royale MN; and Linda Young, Lucky’s 13 Pub. Tad Johnson is at editor. thisweek@ecm-inc.com.

To ban or not to ban

Apple Valley author’s new novel tackles book censorship �

by Andrew Miller

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roberts.com. “We must say something; explode the disApple Valley author Sherry cussion in letters, e-mails, Roberts’ new novel, “Book of tweets, and public meetings. Mercy,� offers a humorous take We must never let censorship on the topic of book banning. dissolve into the dark.� A not-so-humorous inci“Book of Mercy� is dent at her daughter’s North the second novel by Roberts, Carolina high school several a former news reporter who years ago provided the initial with her husband Tony now Sherry Roberts inspiration. operates The Roberts Group A parent’s complaint about Editorial & Design, a home“The Old Gringo,� the 1997 novel by based business that creates websites and Carlos Fuentes, prompted complaints print publications for other companies. from other parents, and soon the school Roberts has been promoting the novtook the book out of circulation. el, which was released by her own indie “The parents objected to some of publishing house Osmyrrah, through the explicit sex scenes in the book and both traditional and nontraditional demanded it be removed,� said Roberts, channels. She’s one of 40 area authors who lobbied to have the book remain. who will be featured at the Local AuEventually, “The Old Gringo� was thor Fair on Jan. 21 at Apple Valley’s returned to the library shelves after a Galaxie Library. public meeting and a review hearing, but And later this month she’ll be parin the process an English teacher at the ticipating in a new kind of book tour – a school resigned. blog tour, called Blog Tour de Force Get That real-life drama provided valu- Loaded, which takes place entirely in able source material for Roberts as she cyberspace. wrote “Book of Mercy,� whose plot “I will be joining a dozen other ininvolves a group of influential wom- die authors on the tour. Each day readen – the Mercy Study Club – seeking ers will be directed to a new spot on the to remove “undesirable� books from a tour – a blog – where they can learn school’s library. about an author, his or her book, (and) “What I learned in writing this book a blogger/reviewer,� she said. and in raising my daughters is that books “The idea behind this type of promocan never be allowed to disappear from tion is to establish a relationship with the shelves without a squeak,� Roberts new readers. Perhaps they will become writes on her website, www.sherry- fans.� DAKOTA COUNTY TRIBUNE

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After the publication of “Book of Mercy� late last year, Roberts has been working on a mystery novel, tentatively titled “Down Dog Diary.� It’s about a crime-solving yoga instructor. “I have taken yoga for many years, and I like the idea of a yoga teacher trying to balance her need for inner calm and her need to get in there and fight evil,� Roberts said. “Book of Mercy� is available through online booksellers such as Amazon and Barnes & Noble. To read a story about the Local Author Fair, see today’s back page. Andrew Miller is at andrew.miller@ ecm-inc.com.

DAKOTA COUNTY TRIBUNE BUSINESS WEEKLY January 19, 2012

Buzz People, places and pursuits creating buzz in Dakota County business this week as submitted by the local business community

Moving Up KEITH ILLA Named president of Ag States Group Inver Grove Heights

Keith Illa has been named president of Ag States Group, an insurance and risk management subsidiary of Inver Grove Heights-based CHS Inc., effective Feb. 1. Illa will be responsible for leading the full-service insurance organization and will report to Lynden Johnson, CHS executive vice president, Business Solutions. Illa succeeds Corwin Tufte, who served as president of Ag States Group and its predecessor companies for the past 20 years. He joined Ag States Group in 2008 as sales director. Prior to that, he spent a decade with Nationwide Agribusiness Insurance/Farmland Mutual Insurance company in a variety of sales and sales management positions. Illa earned a degree from Dakota County Technical College in Rosemount, and he holds the CPCU designation by the Society of Chartered Property Casualty Underwriters and the CIC (certified insurance counselor) designation.

Noteworthy CHEERFUL GIVERS WELCOMES NEW BOARD MEMBERS Eagan-based nonprofit organization, Cheerful Givers, has named Randy Williams, president of AAA Minnesota/Iowa, and Brent Reinsberg of Mazanec, Bauer & Associates to its board of directors. Williams holds degrees from Minot State University and several travel and insurance industry designations. Reinsberg holds a CPA certificate and specializes in tax accounting for individuals and all types of business entities. He earned a degree in accounting from Metropolitan State University. MIKE FINSTAD Joins Keller Williams Preferred Realty Market Center, Lakeville

Mike Finstad has joined the Keller Williams Preferred Market Center, 10515 165th St. W., Lakeville. Finstad has nearly 15 years of real estate experience in Dakota County and has earned the Certified Distressed Property Expert designation. He has been honored with the Mpls/St. Paul Magazine Super Agents Award from 2005-11.

Noteworthy

Business Briefs

BLUE CROSS BLUE SHIELD FOUNDATION AWARDS MILLIONS

FRONTIER COMMUNICATIONS SPONSORS TUMTIKI SWEEPSTAKES

LAKEVILLE RELEASES YEAR-END BUILDING PERMIT REPORT

The Blue Cross and Blue Shield of Minnesota Foundation awarded $2.2 million in 2011. Funding was focused in four areas: healthy children ($930,000), healthy neighborhoods ($528,580), community support ($468,614), and the Healthy Together immigrant health initiative ($300,707). Through the focus on young children, grantee organizations improved the quality of housing, reduced children’s exposures to harmful chemicals, increased readiness for kindergarten and increased children’s access to healthy foods and safe places to play. “As much as 50 percent of our health is influenced by the conditions where we live, learn, work and play,” said Carolyn Link, executive director. “Having access to health care and making healthy choices are important, but they account for only half of our health. We’re re-thinking the model of what contributes to good health, and that includes addressing the social and economic factors. ” As part of its healthy neighborhood focus, the foundation is working with The Pew Charitable Trusts and the Robert Wood Johnson Foundation by funding two health impact assessments in Minnesota. Health impact assessments are studies that can help policy makers and community members better understand the potential health impacts of policy proposals, programs or projects in non-health sectors such as agriculture, energy or education. For a listing of all the 2011 grants, visit www.bcbsmnfoundation.org. Blue Cross Blue Shield is based in Eagan.

TumTiki, an online video site from Burnsville-based Frontier Communications, is conducting a sweepstakes through Jan. 23 at www.tumtiki.com. Viewers who log into TumTiki and watch free episodes of selected Showtime series can be entered into a sweepstakes drawing to win prizes. Viewers must watch the episodes by Jan. 23. Winners will be announced by Feb. 1.

The city of Lakeville issued building permits with a total valuation of $87,670,949 in 2011. This compares to a total valuation of $54,293,423 in 2010. Commercial and industrial permits with a total valuation of $17,974,000 were issued in 2011 compared to a total valuation of $3,742,000 in 2010. Permits for 118 single family homes were issued in 2011 with a total valuation of $36,258,000. This compares to 129 single family home permits through in 2010 with a total valuation of $35,553,000. A permit was also issued for the Fountains of Hosanna! senior living project which includes 93 units valued at $12.5 million.

Business Briefs

MEDICAREBLUE PLAN EARNS TOP RATING Medicare’s open enrollment period ended on Dec. 7, 2011, but those who are eligible for coverage can still enroll in Blue Cross Blue Shield of Minnesota’s MedicareBlue Rx prescription drug plan throughout 2012. MedicareBlue Rx is the only prescription drug plan in Minnesota and one of four Part D plans in the country to receive the top rating of five stars from the Centers for Medicare & Medicaid Services. This marks the second consecutive year MedicareBlue Rx has earned the five-star rating. CHAMBER TO MEET WITH LEGISLATORS JAN. 27 The Dakota County Regional Chamber of Commerce will host a preview of the 2012 Legislative Session from 7:30 to 9:30 a.m. Friday, Jan. 27, at Brown College, 1345 Mendota Heights Road, Mendota Heights. Chamber members will have the opportunity for discussion with state legislators regarding upcoming policies and how they will directly influence Minnesota businesses. Cost: $20, includes breakfast. RSVP to Jessy by Monday, Jan. 23, at (651) 288-9202 or jannoni@dcrchamber.com.

Business Briefs

SECOND ANNUAL WOMEN’S CONFERENCE SLATED MARCH 1 The Dakota County Regional Chamber of Commerce will host its second annual WomEn’s Conference from noon to 5 p.m. Thursday, March 1, at Lost Spur Golf and Event Center, 2750 Sibley Memorial Highway, Eagan. Registration will begin at 11 a.m. The half-day event will feature opening keynote speaker Shaunice Hawkins, keynote speaker Louise Griffith, closing presenter Theresa Rose, and a wine tasting reception. A marketplace of businesses offering their products and services related to energizing, educating and empowering women will also be available to participants. The Dakota County Regional Chamber will offer an early bird ticket price of $129 through Jan. 31. Registration is available by calling the chamber office at (651) 452-9872.

THOMSON REUTERS HOSTS TECH CONFERENCE, COMPETITION The Thomson Reuters Technology Conference 2012 will be held from 9 a.m. to 6:30 p.m. Saturday, Jan. 21, at Thomson Reuters’ Eagan campus, 610 Opperman Drive. The free event will feature multiple sessions discussing the latest trends and technology buzz impacting the market and feature a keynote speech from Carolyn Parnell, chief information officer for the state of Minnesota. Participants can also compete in a coding competition to test their skills against their peers and win prizes. To register for the event or for more information, visit http://techconference. thomsonreuters.com.

Submission to Buzz The Dakota County Tribune Business Weekly includes promotions, new hires, retirements, awards and other such business news on the Buzz page. If you have an announcement you would like included in this part of the newspaper, send submissions by e-mail to reporter.thisweek@ ecm-inc.com, fax to (952) 846-2010 or mail it to the Burnsville office at 12190 County Road 11, Burnsville, MN 55337. When sending a photo by e-mail be sure that it is 200 dpi or greater. Include a daytime phone number if someone from the newsroom needs to contact the business for additional information. Deadline is 5 p.m. Friday prior to Thursday edition. Submission of information does not guarantee publication. All items are subject to editing. Tips on what to include in the submission are: names, titles, dates, business name, brief description of the news taking place, brief description of the business, contact names and numbers.

Submissions to Buzz: www.DakotaCountyTribune.biz

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January 19, 2012 DAKOTA COUNTY TRIBUNE BUSINESS WEEKLY

Forum Commentary and opinion regarding issues in the world of business and public policy

Happy New Year means unhappy new laws by Phil Krinkie SPECIAL TO THE TRIBUNE

With the turning of the calendar page from 2011 to 2012 comes an onslaught of thousands of new laws and regulations. Most people were unaware that as they worked, played and lived their daily lives throughout 2011; legislators around the country were toiling to create new rules and regulations to govern the lives that others will live in 2012. The total of new laws that took effect at the stroke of midnight on Jan. 1 was over 40,000; so much for the idea of less government. Everywhere across the United States, state legislators passed new laws regulating everything from drink specials to music therapy. There is no comprehensive list; just a mountain of paper in state capitol buildings across America that will confine and confuse citizens and businesses with the new rules and regulations. We’ve all heard the old Reagan line “If it moves, tax it. If it keeps moving, regulate it. And if it stops moving, subsidize it.” But how often as Americans and Minnesotans do we take the time to learn the rules that have been enacted upon us and possibly the freedoms we have surrendered as a result of all these regulations. The following is just a sample of new state laws that took effect Jan. 1 across the country. It may be 5 o’clock somewhere, but that somewhere won’t be Utah. As of Jan. 1, a new Utah state law makes it illegal to offer drink specials based on the time

Guest Columnist Phil Krinkie

of day. In other words; they’ve outlawed happy hour. If you live in Georgia the good news is that because of a new law you now have the freedom to drive a golf cart on the street. The bad news; because of that same law your golf cart is now required to have more safety features including a street capable breaking system and horn; even if you never plan on taking it from the fairway to the freeway. Minnesota fared slightly better than some of the other states when it came to passing new laws that burden the citizens and limit their freedom, but our state lawmakers still managed to pass 106 laws during the last regular and special legislative session that resulted in 1,817 new, amended or repealed state statutes. As someone who embraces limited government, the price of lost freedoms may not be worth the perceived benefit resulting from the new legislation. Here are a few examples of some of the new Minnesota laws that you may not know about, and ones which probably could have stayed out of the statute books without a public outcry. By law now, if you apply for a new

driver’s license you will not only be asked if you would like to donate your organs in the event of a fatal accident, but you will also be asked to donate $2 on top of the license fee toward a donor-awareness program. This question may not be all bad when getting a driver’s license, but the question now extends to when an individual is registering and transferring titles on motor vehicles. What’s next, funding questions when applying for a fishing license? If you have a teenager who plans to take their driver’s license test in the new year; they may want to study their chemistry books on top of their drivers ed homework. A new law dubbed “Tyler’s Law” mandates that those being tested for a driver’s license must also be tested on their knowledge of carbon monoxide. If you are charged with causing “great bodily harm” to a police dog in 2012 you will now face the same punishment for killing a public service dog; a two-year felony and mandatory restitution of $25,000 to help purchase and train a new dog. No matter which state you are in, every American will be subject to a host of new federal laws in 2012. People with asthma who rely on inexpensive, over the counter inhalers will have to look elsewhere to catch their breath in 2012. Epinephrine inhalers will not be made or sold after Dec. 31, 2011 because they rely on CFCs to dispense the drug into the lungs. Environmentalists lobbied for this ban claiming the CFCs damage

Complicated state taxing system needs reform by Don Heinzman DAKOTA COUNTY TRIBUNE

One of the big stories in 2012 will be the need for Minnesota to reform its complicated and unbalanced taxing system. That story already is being developed by State Revenue Commissioner Myron Frans, as he continues his tour of the state presenting some eye-opening information about the system that needs reform. After gathering comments from people throughout the state, Frans intends to present his findings and recommendations to Gov. Mark Dayton while hoping for reforms from the 2013 Legislature. All Minnesotans should wish him good luck in reforming a system that hasn’t been changed since 1986. Frans makes a convincing case to reform the tax system by explaining that of the $27 billion in annual state tax revenues in 2010, $11 billion in loopholes and tax expenditures (breaks) came off the top, leaving annual state tax revenues of $18 billion. In other words, he says, for every dollar of state tax revenue, 40 percent went to tax loopholes and tax expenditures. Sixty percent of every dollar went to

Tribune Columnist Don Heinzman

education, health care and other public expenditures. To make his point about the unbalanced taxing system, Frans has an actual three-legged stool which is off kilter, because according to 2010 tax revenues, 40 percent of dollars came from the property tax, 33 percent from the income tax and 27 percent from the sales tax. While Frans would not commit to what tax mix he favors, his analysis clearly shows the property tax needs to be simplified. For example, since 1913, the number of property classes and tiers has gone up from six to 55 in 2011. As for the individual income tax, the number of forms has gone up from six in 1987 to 18 in 2010; the number of adjustments and credits has risen from nine to 50. Frans stresses that much has changed in Minnesota revenues since the tax sys-

tem was last reformed in 1986. Minnesota’s population is aging dramatically, so that by the year 2035, there will be 850,000 more age 60 and over compared to only 60,000 more ages 35-59. This is significant because tax revenue declines 40 to 50 percent after retirement. More attention is being paid to broadening the sales tax and perhaps lowering the rate; now there is no sales tax on services. Consumers spent more on services from 39 percent in 1950 to 67 percent in 2010. This argues for broadening the sales tax base to include services. To no one’s surprise, paying more taxes is shifting to the middle class. The top 10 percent now has 50 percent share of the income, Frans noted. Another change is the amount of outof-state sales, particularly over E-commerce that are not taxed. All this adds up to a powerful case for reforming the state’s tax system if not next year, let’s demand it in 2013. Don Heinzman is chairman of the ECM Publishers Inc. Editorial Board. Thisweek Newspapers and the Dakota County Tribune are part of ECM. He is at don. heinzman@ecm-inc.com. Columns reflect the opinion of the author.

Submissions to Forum: www.DakotaCountyTribune.biz

the ozone and air quality. It doesn’t matter how good the air quality is, if you can’t breathe. There are surely ways to enhance air quality other than a product ban which could jeopardize life quality. In an effort to phase-out the traditional, inexpensive incandescent bulbs we will all be forced into using more expensive yet energy efficient bulbs. Congress passed a law banning the manufacturing and retailing of 100-watt incandescent bulbs. As a result of the new law, consumers will be shelling out $9 for a light bulb that once only cost them $2; and they may be forced to spend money on a new lamp, because some traditional lamps cannot accommodate the shape of the mandated CFL bulbs. Will families prosper and our communities be safer under these 40,000 new laws? Or did our elected officials just add a bunch of burdensome regulations to the existing volumes? The answer is most likely the latter! Every time new laws and regulations are put in place individual liberty is diminished in some manner. Phil Krinkie, a former eight-term Republican state representative from LinoLakes who was chairman of the House Tax Committee, is president of the Taxpayers League of Minnesota. He is a member of the Minnesota State Colleges and Universities Board. He is at philk@taxpayersleague.org. Columns reflect the opinion of the author.

Dakota County Tribune BUSINESS WEEKLY

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Capitol Commerce

Bills target education, Met Council for reform Some lawmakers look to change teacher hiring, firing practices by T.W. Budig ECM CAPITOL REPORTER

“Unfortunately, something happened when it got to the governor,” Daley said of Dayton vetoing his bill last year. The legislation will immediately be brought back this session, he said. A teacher can take the test over if they fail, Daley said. Sen. David Brown, RBecker, says his bill would prohibit the use of education funding shifts as a budgeting tool. “In my mind, we didn’t balance the budget,” Brown said of the last session when the state delayed millions of dollars in payments to school districts. Rep. Bruce Barrett, RShafer, is proposing legislation to change the status of Chisago County, in terms on education funding, into a metro county. He points to stark differences in per pupil school funding between metro school districts like Minneapolis and other school districts as unfair. Barrett argues for a shift away from the concept of school funding based on the number of poor students to the concept of poor school districts.

State lawmakers will be working this session on legislation dealing with education, the Metropolitan Council, corporate law and other areas of human endeavor. House Education Reform Committee Chairwoman Sondra Erickson, R-Princeton, proposes an aggressive agenda for her committee. The committee will be looking at the so-called “Last In, First Out” layoff rule, which requires school districts to terminate recent hires over older teachers in times of layoffs. Critics argue such an approach is “quality blind.” Erickson’s committee also will consider innovative delivery of education. She seeks to establish multiple long-term school district pilot projects in which educators can try new things. “The sky is the limit,” Erickson said. Dayton is reform-minded in terms of education, she explained. “The governor and I work very well together,” said Erickson. “He really does engage well with (Senate Education Committee Chairwoman) Senator (Gen) Olson and I.” Met Council As for other proposals, reform Sen. Ted Daley, R-Eagan, is Rep, Peggy Scott, Rpushing a bill requiring that Andover, looks to pursunovice teachers must pass a ing perceived reforms to the basic skills test before being Metropolitan Council. She allowed to teach.

Capitol Roundup

To find out the latest news in Minnesota government, go online to ECM Capitol Roundup at www.HometownSource.com.

describes the Met Council as staff-driven organization with an act-first-and-explain-later mentality. “There’s a lack of accountability,” she said. Scott said she hears complaints from local governments and private businesses about the council. “It tells me there’s a problem,” she said. Senate Local Government and Elections Committee Chairman Ray Vandeveer, RForest Lake, will be looking at Met Council reform, too. A body that levies taxes ought to be accountable to voters, Vandeveer said. He argues such accountability is currently lacking in the Met Council. Vandeveer is considering legislation that would have counties within the Met Council region appointing county commissioners to the council. “That’s the wild card,” he said of whether Democratic Gov. Mark Dayton would accept the change. Still, Vandeveer expects the legislation to advance. Rep. Jim Abeler, R-Anoka – noting that former Anoka lawmaker Charlie Weaver was a driving force behind the creation of the council — said

it would make more sense to him to make the council a state agency rather than tinker with council membership. Abeler agrees with some of Scott’s and Vandeveer’s concerns. When inexperienced people sit on the Met Council, the agency is really staff-driven, Abeler explained. But he questions whether any governor would accept the potential loss of the power that might come with Met Council reform. Governors name Met Council members. “Pawlenty liked it,” he said. “(Democratic Gov. Mark) Dayton likes it,” said Abeler of having the power.

Other bills Senate Commerce and Consumer Protection Committee Chairman Chris Gerlach, R-Apple Valley, said one item his committee will address early in the session is the public benefit corporation. Gerlach described a public benefit corporation as a hybrid between profit and nonprofit corporations. In a public benefit corporation, investors invest with the idea of making modest returns on their dollars. For these modest returns,

investors are rewarded in knowing the corporation is engaged in part in activities with a public benefit, Gerlach explained. Under the proposed legislation, liability protection is extended to public benefit corporation boards of directors against shareholders intent on greater earnings, Gerlach said. Gerlach is co-authoring the legislation with the Sen. John Marty, DFL-Roseville. His committee will also be looking at occupational licensing, Gerlach said. Some occupations have needless licensing requirements that serve only to close off the marketplace to immigrants and other new Americans, Gerlach said. He is looking at removing occupational licensing from some jobs, as long as removal does not pose a danger to the public, he said. Sen. Dave Thompson, RLakeville, is considering proposing a right-to-work constitutional amendment, which if approved by voters, would ban forcing people to join unions or paying union dues as a condition of employment. The proposed amendment would not affect the legal status of unions — people have a right to form unions, Thompson explained. But Thompson argued the recent proposed child care provider unionization vote shows that unions can be used

as political tools. “I’ve not counted votes,” he said when asked whether the right-to-work amendment could pass the Senate. Sen. Paul Gazelka, RBrainerd, looks to decreasing perceived prohibitive environmental regulations blocking business development. “We’re going to continue in that direction,” he said of making the state friendlier to business. Gazelka noted that Republicans and Dayton had found common ground in business permitting reform and speculated that more common ground and be found. Business permitting reform is his top piece of legislation, explained Gazelka. Rep. Tim Sanders, RBlaine, looks to make state government more efficient. He mentions legislation for use of advanced technology in preventing waste, fraud and abuse. Specifically, he looks to the application of advanced technology in human services to improve the identification and rejection of improper Medicaid payments before payment is made to the provider. “It can prevent the (unnecessary) checks from going out the door,” Sanders said. Sanders believes millions of dollars can be saved. T.W. Budig can be reached at tim.budig@ecm-inc.com.

Father of soldier who died seeks DFL endorsement Jeff Wilfahrt would face state Rep. Kurt Bills by Tad Johnson DAKOTA COUNTY TRIBUNE

The father of a 31-yearold Rosemount High School graduate who died on Feb. 27 while serving in the U.S. military in Afghanistan has announced he is running for the DFL endorsement in House District 37B. Jeff Wilfahrt, who has been an outspoken advocate for gay rights since his son, Spc. Andrew Wilfahrt, died, made his decision known through an email sent to friends and a press release his campaign issued Jan. 11. He said the decision of the Republican majority to pass a constitutional amendment to ban gay marriage was a driving force in his decision to run for the Legislature. “It was very distressing to see the Legislature get consumed by this effort to put an anti-marriage amendment in our state constitution,” Wilfahrt said in a press release.

“I believe the Legislature has more important priorities to concern themselves with. There are significant challenges facing our community and state and I am running for the Legislature to focus on these bread-and-butter issues.” Wilfahrt started his quest in opposition to the proposed Marriage Amendment, which would define marriage as between a man and a woman, at the State Capitol in April 2011. He said he opposed the legislation that he depicted as an insult to his son, a gay soldier. “On the battlefield, both heteros and homosexuals bleed red,” he said at the time. “I cannot imagine what those last moments of life must have been for him. … He was bagged and carried from the field by his fellow soldiers, and I know his sexuality did not matter one whit to them.” Wilfahrt describes himself

as “fiscally conservative and socially progressive.” His said his top priorities include job creation, quality education, and responsible budgeting. Wilfahrt, a former 3M software engineer, is selfemployed and lives in Rosemount with his wife, Lori. He was born and raised in New Ulm, and is a graduate of the University of Minnesota-Morris with a chemistry degree. House District 37B, which includes all of Rosemount and a portion of Apple Valley, is currently served by Kurt Bills, a former Rosemount City Council member and current Rosemount High School teacher. He was elected in 2010 when he defeated DFLer Phil Sterner of Rosemount. Photo by T.W. Budig

Tad Johnson is at editor. thisweek@ecm-inc.com.

Rosemount resident Jeff Wilfahrt, who testified eariler this year at the state Capitol, is seeking the DFL endorsement in House District 38B, which includes Rosemount and a portion of Apple Valley.

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January 19, 2012 DAKOTA COUNTY TRIBUNE BUSINESS WEEKLY

Capitol Commerce

Democrats present jobs’ creation proposal by T.W. Budig ECM CAPITOL REPORTER

Democratic Gov. Mark Dayton and DFL lawmakers presented a jobs’ creation proposal on Wednesday, Jan. 11 they say is “targeted” and can put thousands of Minnesotans back to work. Centerpiece of the proposal is a $3,000 tax credit for each unemployed Minnesota military veteran or recent graduate hired by a state business this year, a credit proposed to extend into the first six months of 2013 at the reduced rate of $1,500. To qualify for the credit, businesses need to hire state residents for full-time jobs paying at least $11.89 an hour. The credit is capped at $100,000 for each company. Democrats talk of clos-

ing state tax loopholes for corporations with offshore assets as a means of funding their $35 million tax credit initiative. Democrats look to the $775 million bonding bill Dayton is slated to present in January as another vehicle of job creation. They’re proposing to include in the bill a $20 million request by the Department of Employment and Economic Development for grant money to local government to use for business development projects. Democrats also propose a $10 million shot in the arm to the Minnesota Investment Fund. And they seek passage of internet sales tax legislation that would begin to collect the state sales tax from online purchases from

retailers located outside of Minnesota. Currently, Minnesota companies, such as Best Buy, explained Sen. Kenneth Kelash, DFL-Minneapolis, compete on an uneven playing field. Best Buy stores serve almost as displays for internet electronic retailers, he said. Shoppers come and browse electronics at the stores but then leave to make their purchases online, Kelash said. Democrats estimate enforcing the state sales tax online would snag $3.5 million in 2013. According to an administration official, a dozen states have already passed similar legislation. “There’s strength in numbers,” Dayton said of states banding together to correct

the perceived sales tax omission. Dayton and DFL legislative leaders also propose the expansion of worker training, proposing a pilot grant program to help Minnesotans pay for training for high-demand careers. “Let’s move this early this session,” Senate Minority Leader Tom Bakk, DFLCook, said of the Republican Legislature passing the jobs’ initiative. Speedily passing the bonding bill will help ensure the upcoming construction season will not be missed, Bakk argued. The Democrats’ jobs proposal drew applause from union officials. “Creating more job opportunities and incentives is the best thing state govern-

ment can do for struggling middle class families and the tens of thousands of Minnesotans desperately looking for work,” Minnesota AFLCIO President Shar Knutson said in a statement. “Governor Dayton, Senator Bakk, and Representative Thissen recognize that Minnesotans want job creation to be a top priority in the 2012 legislative session,” she said of Democratic leaders. Minnesota Association of Professional Employees Executive Director Jim Monroe expressed similar sentiments. “Today’s jobs bill offered by Governor Dayton and DFL legislative leaders is exactly the kind of leadership that the state needs to keep moving in a positive economic direction,” he said.

Sen. Geoff Michel, REdina, in a statement looked at means of creating jobs other than tax credits and training programs. “Job creators across our state have been telling us that we can help them by getting government out of their way, reducing regulatory and tax burdens, and letting them do what they do best: create jobs,” Michel said. If Republicans can “the standard line” and dismiss the Democratic jobs’ proposal as another attempt at raising taxes, explained Dayton, they can make their argument to the 175,000 unemployed Minnesotans looking for work. T.W. Budig can be reached at tim.budig@ecm-inc.com.

Vikings stadium stuck at midfield Without a bill, proposals for new home of NFL team in limbo by T.W. Budig ECM CAPITOL REPORTER

Sen. Pam Wolf pinpointed one of the few threads that seems to run straight and true through the comments of lawmakers on the Vikings’ stadium issue. “It’s not like the Republicans have an idea, and Democrats have that idea,” said Wolf, Republican lawmaker from Spring Lake Park. “If and when something does come through, it definitely can be said to be a bipartisan approach.” Right now, many lawmakers complain of the lack of a concrete stadium proposal. “I haven’t seen a plan. Nobody has,” said Sen. Chris Gerlach, RApple Valley, recently. “I would have thought it would have been out a year ago, surely.” Sen. Ted Daley, R-Eagan, stressed that lawmakers need something to look at. “We can’t say ‘Yes’ or ‘No’ to a bill until we have a bill,” Daley said. “I can’t vote on an unknown.” Opinions differ among lawmakers on how critical it is to pass a stadium bill this coming session, which begins Jan. 24. Sen. Barb Goodwin, DFL-Columbia Heights, wouldn’t mind seeing the stadium issue set aside until next year. No consensus is forming around any one proposal, she said. “It’s such a political hot button issue,” Goodwin said. Sen. Sean Nienow, R-Cambridge, believes short term the Vikings are remaining in Minnesota. The team has another year left on its Metrodome lease, Nienow argues. “That was not complicated language,” he said of a clause in the lease dealing with building structural failure and lease extension.

In terms of selling the team, the value will only increase if the Zygi Wilf family, which owns the teams, waits for a new stadium, Nienow said. But other lawmakers sense urgency. Sen. Michelle Benson, R-Ham Lake, said that pushing the stadium issue off into next year, a budgeting year, would be taking on too much at once. Rep. Bob Barrett, R-Shafer, prefers quick action on the stadium — the media has become fixated on this “shiny object,” he explained. And lawmakers, the state, and the media, too, need to move on, he said. “He (Democratic Gov. Mark Dayton) needs to lead us and show us a potential plan that he supports,” Barrett said. A few lawmakers are upbeat about the odds of a stadium bill passing this session. “I think we’re going to have stadium legislation happen,” said Rep. Jim Abeler, R-Anoka, a seven-term lawmaker. Another legislative veteran agrees. “I think we’ll get a stadium bill done,” said Rep. Greg Davids, R-Preston, with 10 terms in the House. While some lawmakers express no preference to stadium location, a number of north metro lawmakers like the idea of a new stadium being built in Arden Hills. They speak of a polluted area being remedied. Not that having a stadium nearby wouldn’t bring problems like traffic congestion. “There’s definitely a trade-off,” Sen. Roger Chamberlain, R-Lino Lakes, said. Not all north metro lawmakers fondly look to Arden Hills. Wolf doesn’t favor downtown Minneapolis nor Arden Hills — she’s focusing on costs, she explained.

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Artist rendering of the proposed Minnesota Vikings’ stadium facility in Arden Hills in winter. Others, too, look to the bottom line. “I want a good deal for the taxpayers,” Rep. Pat Garofalo, R-Farmington said. Just as some north metro lawmakers look close to home for the ideal stadium site, the same is true for some south metro lawmakers. Sen. Claire Robling, R-Jordan, and Rep. Michael Beard, R-Shakopee, back the City of Shakopee’s bid for a Vikings’ stadium. Davids believes the stadium will inevitably end up in downtown Minneapolis. Some lawmakers argue it’s bad policy for the state to be messing with stadiums at all — why favor one business over another, Benson asked. Rep. Bob Dettmer, R-Forest Lake, suggested the Wilf family could do more to pay for the stadium. Developers like using other people’s money to finance their deals, Dettmer said. He doesn’t blame Vikings’ owner Zygi Wilf for trying, he explained. But Wilf could bring in more private investors rather than look to government for funding, Dettmer argued. The National Football League just signed a television contract extension deal — the NFL is finan-

cially robust, Dettmer said. Why can’t the league invest more of its money into revenue-generating stadiums, Dettmer asked. According to Bloomberg News, the NFL will generate about 60 percent more revenue over the next decade from a nine-year contract extensions with CBS Corp. (CBS), News Corp. (NWSA)’s Fox unit and other media outlets. The league currently earns $4 billion a year in television rights, Bloomberg reports.

Gambling proposal One issue linked to the Vikings’ stadium is gambling, and area lawmakers have different attitudes about this, too. Daley would look at a gambling component within the context of a stadium bill and go from there, he explained. Garofalo, Robling, Beard, and others back racino — placing slot machines at Canterbury Park in Shakopee and/or Running Aces Harness Park in the city of Columbus. Racino would be good for the district, good for state agriculture, said Garofalo. Rep. Peggy Scott, R-Andover, is less supportive of racino, more of electronic pull-tabs in terms of pos-

sible gambling expansion. Chamberlain will not support the use of any gambling revenue to help finance a Vikings’ stadium, he said. Wolf indicated support for racino, tepid support for the proposed casino on Block E in downtown Minneapolis. But she does not support electronic pull-tabs. Racino and Block E constitute places that people would need to travel to gamble, explained Wolf. Electronic pulltabs would be “universal” — available everywhere and too easy for problem gamblers to play, she said. Dettmer indicated he does not oppose the use of racino as a possible stadium funding source, but with a condition. That is, voter referendums must first be held in Columbus and Shakopee — the homes of Running Aces Harness Park and Canterbury Park, respectively. Dayton may endorse a Vikings’ stadium proposal this week. A total of nine stadium proposals hit the governor’s desk last week in keeping with Dayton’s submission deadline. T.W. Budig can be reached at tim. budig@ecm-inc.com.

DAKOTA COUNTY TRIBUNE BUSINESS WEEKLY January 19, 2012

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Nanny business works ‘Hand in Hand’ with families Rosemount, Eagan women launch service in December by Tad Johnson DAKOTA COUNTY TRIBUNE

Finding quality child care is one of the most important tasks for new parents who work outside the home. Shara Schmidt and Sarah McComb, the owners of Hand In Hand Nannies, know that ‌ well, firsthand. Schmidt of Eagan and McComb of Rosemount have been in the nanny business since their early 20s, caring for children from Minnesota to Colorado to California. No matter where they have been, families demand the same high-quality care for their children. “We believe that this process should be as stress-free as possible for the nannies and the families,â€? Schmidt said. “We truly work on finding the perfect fit for each family and nanny so that they can have a long-lasting work relationship, but more importantly so they can become more like a family to each other.â€? With their combined 13 years of experience in the business, the two started their nanny-placement business in December 2011. The response so far has been positive, according to Schmidt. Within seven days of opening, its website rose to

the top of major search engines and the two say they had a database of qualified nannies who are passionate about their work. “We put every ounce of energy we have into making our company successful,� Schmidt said. “Every spare minute that we have we are thinking of new ways to advertise our business and to get our name out into the community in a positive manner. We want the things people are saying about Hand In Hand Nannies to be nothing but good things.�

The business Hand In Hand Nannies provides live-in and live-out, full and part-time nannies as well as temporary and summer nannies. They say all of their nannies go through a thorough process before being accepted into its database. Candidates fill out two applications, participate in personal interviews and clear a criminal background check and five reference checks. All of their nannies have at least two years of child care experience, must be at least 18 years of age with a high school diploma and fulfill other requirements. “When we find that perfect fit for each family and nanny we couldn’t be happier,� Schmidt said. “We know how important of a role a nanny plays in these children’s lives, as well as the

rect paths for your business,� Schmidt said. She said entrepreneurs should be smart with their startup costs and consider undertaking some tasks by themselves rather than outsourcing them. “It may seem easier to pay someone to do it for you, but it is satisfying knowing that your company has become successful because of all the hard work and effort you have put into it,� Schmidt said. She said starting a company is an exciting adventure and it can have its stressful times. Those who are truly passionate about their work will find their effort will be Photo submitted Shara Schmidt and Sarah McComb, the owners of Hand In well worth it when the busiHand Nannies, started their nanny-placement business in ness starts growing and making a positive impact in the December 2011. lives of others. parents. Some families look at their nannies as a part of their family and couldn’t imagine their lives without them. When the fit is a good fit it puts everyone at ease.� Schmidt and McComb are the only two employees of their company, which allows them a quality control of knowing all of their nannies and families on a personal level. The two are proud of the fact that there were minimal start-up costs, which were paid for out of their personal accounts. “We were money savvy and very in tune with the fact that we could do a lot of

‘WomEn’s Conference’ returns for second year Event aims to be energizing, education, empowering their brand visibility and increase their social footprints. Hawkins is the author of the book “Passion ‌ Who Needs It?â€? and aims to deliver a message about identifying one’s potential. Griffith aims to help clients and workshop participants get clear about what they want - and achieve it. Supported by what she calls her spirited and practical guidance, her goal is to impart how to access power, eliminate self-defeating behaviors, build on strengths and tap into passion. Rose says she is passionate about helping others find their mojo. She is described as offering a fresh, humorous approach to productivity, energy management and creative development. Rose’s mission is to educate, entertain and inspire people to live juicier lives. Registration begins at 11 a.m. A light lunch is included and refreshments will be provided during the afternoon. The Dakota County Re-

gional Chamber is offering an early bird ticket price of $129/person through Jan. 31. Registration is available by calling the Chamber office at (651) 452-9872. For more information on the chamber, visit www. dcrchamber.com. http://theresarose.com. Among the businesses that are sponsoring the event are Thomson Reuters, Delta Dental, Danbury IT, Xcel Energy, TruStone Financial, Fairview Ridges Hospital, Dakota Electric Association, Wings Financial, VTI Security, The Commons on Marice, TDS, Blue Cross and Blue Shield of Minnesota, and the Minneapolis St. Paul Business Journal.

About the owners Schmidt, a Faribault native, attended college at Minnesota State UniversityMankato when she started her nanny career caring for 3-month-old twins. As a teenager, Schmidt said she had several summer nanny jobs for friends and family. “I have been around kids my entire life and absolutely love being surrounded by children,� she said. After moving to the Twin Cities, she started working with her current nanny family in Eagan. McComb, whose mother operated an in-home day

Tad Johnson is at editor. thisweek@ecm-inc.com.

Plaque in dog park will honor Charlie Crichton by John Gessner DAKOTA COUNTY TRIBUNE

Burnsville officials considered several options for naming a permanent landmark in honor of Charlie Crichton. A suggestion by the late City Council member’s widow, Terry, carried the day. The council voted 3-0 during a Jan. 10 work session to install a plaque on or next to a bench adjacent to the small-dog area in Alimagnet Dog Park. “That was very meaningful because it was a place that she and Charlie enjoyed, and Charlie loved their dogs,� Mayor Elizabeth Kautz said. An 18-year council veteran, Crichton died last March at age 83. The Crichtons visited Alimagnet’s small-dog area

regularly with their springer spaniel, Jamie, and Cavalier King Charles spaniel, Brody. A dedication ceremony will be held sometime this spring. Following Terry’s suggestion, the Parks and Natural Resources Commission also recommended the plaque. An earlier suggestion by Kautz to rename the entire dog park for Crichton was opposed by People of Alimagnet Caring for K9s, which suggested a smaller memorial within the park. Other early suggestions included naming a street or city building for Crichton. The parks commission offered alternatives for the council to consider, such as naming the trail around Earley Lake for Crichton or creating a Trail of Honor in

Civic Center Park to honor him and other late civic leaders. The question of how to honor Crichton, which surfaced in June, prompted the council to order a review of practices for naming nonpark fixtures such as city streets and buildings (there is already a policy for naming park features). Council members decided Jan. 10 to do what most area cities do — decide such cases individually without a policy. “I haven’t seen that we’ve run into a problem we need another ordinance to solve,� Council Member Bill Coughlin said. John Gessner is at john. gessner@ecm-inc.com.

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The Dakota County Regional Chamber of Commerce is hosting its second annual WomEn’s Conference on Thursday, March 1 at the newly renovated Lost Spur Golf and Event Center in Eagan. The event’s mission is to connect women and enrich their personal and professional lives by providing the tools and resources to fulfill their aspirations. The 1-5 p.m. event will feature author and speaker Shaunice Hawkins, motivational speaker Louise Griffith, Minneapolis author and speaker Theresa Rose and a wine and appetizers reception. There will be a marketplace of businesses offering their products and services related to the event. Hawkins is a national presenter who aims to help people understand the process of finding their passion and become un-stuck in their personal and professional lives. She is touted as being able to help others grow

the work ourselves,� Schmidt said. “This did mean that we would need to put more time and effort into everything but we were willing to do that instead of paying someone to do what we could do ourselves.� The two used the services of SCORE of the Twin Cities, a nonprofit association staffed with volunteer business mentors, to assist them mostly with tax and accounting issues. “We did a lot of research before beginning the process and we believe not only is this vital to the success of a company but also to ensure that you are choosing the cor-

care, was around children much of the time when she was growing up in Duluth. Her mother started the day care business when Sarah was seven and continued to operate it for the next 12 years. McComb said she would help her mother in the summers and when they took field trips. After graduating from the University of MinnesotaDuluth, McComb moved to Minneapolis where she started work in her first nanny position caring for twin boys, one of which had Down syndrome. She later attended graduate school in California and was a nanny during the day. “After graduating and receiving a position in my field, I soon realized that working with kids was what I truly wanted to do, my ‘calling,’ � she said. Since that time, she has been a nanny for seven families and 10 children in California, Colorado and Minnesota. McComb moved to Minnesota in 2007. She and her husband had their first child – a girl – in January 2011. For more information about Hand in Hand Nannies, go online to www.handinhandnannies.com or call (952)-212-8102 or (952)412-0971.

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January 19, 2012 DAKOTA COUNTY TRIBUNE BUSINESS WEEKLY

Hotel no more

Meeting format change for Farmington School Board More detailed workshops planned by Laura Adelmann DAKOTA COUNTY TRIBUNE

The Farmington School Board will soon swap one of its twice-monthly business meetings for a workshop format, board members determined Jan. 9. During workshops board members delve deeper into issues and debate ideas. At business meetings, there is discussion and presentations, however much of the debate has typically occurred at workshops.

The workshops, which could last three hours, are a better format to discuss the great changes the district is pursuing, members agreed. Board Chair Tera Lee and Superintendent Jay Haugen will present dates and meeting options at the Jan. 23 meeting; the workshops are open to the public and likely will begin in February. Laura Adelmann is at laura.adelmann@ ecm-inc.com.

Farmington ends license center quest Photo by Rick Orndorf

Demolition of the Burnsville Inn and Suites, located east of Interstate 35W at 250 N. River Ridge Circle in Burnsville, continued on Monday. The six-acre property is owned by Akota LLC of Dickinson, N.D. Akota, which purchased it from Royale Hospitality Group Inc., hasn’t announced plans for the property. Jim Prince of LHR Hospitality, which managed the hotel after it was bought in 2011, said last November that the owner had tentative plans to build another hotel on site, with the possibility of a restaurant and maybe even a second hotel. The hotel opened in 1973 as a Howard Johnson’s.

County Road 42, a state highway? Forget it, council says County plan takes the long view by John Gessner DAKOTA COUNTY TRIBUNE

County Road 42, Burnsville’s vital business corridor, a state highway? Perish the thought, City Council members say. They’re bothered by a sentence in Dakota County’s draft transportation plan stating that, “ideally,� principal arterial highways such as County 42 should be under state jurisdiction. That wouldn’t do, said Mayor Elizabeth Kautz, offering Minnesota State Highway 13 across the north end of Burnsville as evidence that the state does a “lousy� job of maintaining its highway corridors. “They can’t even mow it,� Kautz said. City officials voiced their concerns about a jurisdiction change at a Jan. 10 work session review of the county’s long-term transportation

plan, still in draft form. They trust the county more than the state to safeguard the corridor’s function and appearance. The area around Burnsville Center is the largest retail area south of the river. Turning 42 over to the state would have “a very, very dire impact in terms of visual appeal,� Kautz said. Brian Sorenson, assistant county engineer, assured the council that the jurisdiction language is part of a “global� view of the county road system and that the county Board of Commissioners isn’t interested in handing 42 to the state. “If there’s no intent, why have it in there?� asked Council Member Mary Sherry. Burnsville’s position will be forwarded to the county as it finalizes the transportation plan, which is scheduled for a County Board vote in March.

“It’s not going to change in the next 20 years,� Sorenson said of the jurisdiction. Burnsville is also worried about possible swapping of County Road 42 intersections for access-killing interchanges based on the county’s projected 2030 traffic volumes. The intersections are at Nicollet Avenue, County Road 5, Aldrich Avenue and Burnhaven Drive, according to a city staff report. But there, too, any changes are a long way off. “Based upon funding availability and the need for access where the intersections now exist, it seems unlikely that any of the interchanges are feasible for the next 20 years,� the report said. John Gessner is at john.gessner@ecm-inc.com.

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McKnight: City has higher priorities by Laura Adelmann DAKOTA COUNTY TRIBUNE

Farmington officials agreed at a Jan. 9 special meeting to end their quest to open a license center at City Hall after the state denied the plan for a second time. “We’re going to drop efforts to open a license center at this time,� Farmington City Administrator David McKnight said in an interview Tuesday. The city may eventually seek help from legislators to allow the center to operate out of City Hall, but the matter is dropped, according to Farmington Mayor Todd Larson. “Right now we feel like we’re beating a dead horse, like we’re beating our heads against the wall,� Larson said. The city opened a deputy registrar’s office at City Hall Feb. 28, but it was closed March 8 after the state denied establishment of the office to issue motor vehicle licenses and services. During that time, only Department of Natural Resources-related licenses had been sold, according to Amanda Van Binsbergen, the manager of Quick-Serv, the subcontractor the city hired to run the operation. It was that public-private relationship between the city and subcontractor that led Patricia McCormack, director of the Minnesota Public Safety’s Driver and Vehicle Services Division, to deny the plan.

McCormack stated the city’s use of an outside company to staff the center violated Minnesota Rules. After the first denial, city officials enlisted the help of State Sen. Dave Thompson, R-Lakeville, and State. Rep. Patrick Garolfalo, R-Farmington, to get authorization for the office to resume operation. Farmington Human Resources Director Brenda Wendlandt filed a complaint with the state Attorney General’s office regarding the decision. The city restructured its application and reapplied this fall, but it was denied in November. During Monday night’s discussions with council members, McKnight said the city does not have a willing partner at the Department of Vehicle Services and has other priorities to address. Larson had been a strong proponent of the license center, in part, because it would help stimulate business downtown. “I am very disappointed that we’re unable to open the license center for the residents of Farmington and for the downtown business owners, because in the short time it was open it was working,� he said. Laura Adelmann is at laura.adelmann@ ecm-inc.com.

Farmington mayor announces re-election bid Larson cites strides, challenges by Laura Adelmann DAKOTA COUNTY TRIBUNE

Farmington Mayor Todd Larson will seek re-election in November. “I’ve worked hard for three years to bring a positive image to Farmington, and we have turned a corner,� Larson said. “I want to keep that vision and model going now into the future.� Citing improved city communications and leadership, Larson said he has helped build stronger community relationships and improve the city’s bottom line while in office. He is focused on diversifying the city’s tax base in 2012 and beyond. “My goal for the city is more business,� Larson said, emphasizing the need to keep taxes under control while improving Farmington’s commercial, retail and industrial tax base. Elected in 2008, Larson said under his leadership the city developed a capital improvement plan and made cuts that included dropping a consultant engineer. During his term, Larson said the city has strengthened its relationship with the school district and neighboring communities. Those relationships are leading to changes for all entities, Larson said.

“We are looking for any way we can to develop partnerships,� Larson said, noting the school district is considering leasing space at City Hall, a move that may save the district money while bringing revenue to the city. He also cited his continuing efforts to develop a fire service district with Rosemount and Empire Township to cut costs and maintain response times. “We have leadership all on the same page, and I see good things ahead,� Larson said. The mayor in Farmington is elected to a four-year term and earns $8,040 annually; council members also serve four years and receive $7,020 every year. In 2012, seats held by council members Terry Donnelly and Julie May are up for reelection. Council Member Christy Jo Fogarty announced her candidacy for the retiring Joe Harris’ seat on the Dakota County Board of Commissioners. If she is elected, the 2013 Farmington City Council will select a member to fulfill Fogarty’s term. Laura Adelmann is at laura.adelmann@ ecm-inc.com.

DAKOTA COUNTY TRIBUNE BUSINESS WEEKLY January 19, 2012

Apps from Page 1A

This is not Medin’s first foray into new technologies. He was previously at the forefront of endeavors into loyalty cards, phone cards and e-commerce. Given this and that he is a Lakeville resident, his success with making the south metro the first market for the Touch the Ad pad is perhaps not surprising. “Dan has a nose for new technology,” said Stu Dankers, executive director of sales for Touch the Ad. Medin

was a natural fit for a partnership of this magnitude, he said. The company is currently working to bring the technology to sites around the metro, the state and, ultimately the nation. Currently, in addition to the Nicollet Inn and the Roasted Pear, the Holiday Inn in Lakeville also will have the tablets, Medin said. Beyond the business owner-to-patron or advertiser-to-business relationships, Medin highlighted another

aspiration he has for the devices: strengthening a community’s ties. “Merchants are helping each other out” in a way that will help them compete with big-box stores, he said. For patrons, the days of lonely drinks at the bar or boring lunches will soon be over. Aaron Vehling is at aaron. vehling@ecm-inc.com or www. facebook.com/thisweeklive.

Oberto from Page 1A

by about 15 percent and our piece of the pie was smaller, we worked harder to make up the difference,” Oberto said. “We’ve worked to become a one-stop-shop, catering to the customers needs.” Imperial Plastics also has two offices in China operating under the name Integrated Products Inc. Oberto, a Lakeville chamber member, was selected for the award based on his contributions toward improv-

ing the business climate and making the community a better place to live and work. “In the end, it’s having the right attitude,” Oberto said of his company’s associates being able to grow the business. “We provide the best value for products and services to our customers – emphasizing safety, quality, and production with on-time delivery. We are here because customers want to do business with us.” Oberto grew up in Decatur, Ill., where he attended

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Millikin University, graduating with a bachelor of science degree in industrial engineering. The event will have a social hour that begins at 6 p.m., and dinner and program from 7-9 p.m. Tickets are $45 per person and can be reserved by calling the Lakeville Chamber office at (952) 469-2020 or www. LakevilleChamber.org. People do need not be chamber members to attend.

Dakota County Business Contacts Apple Valley Chamber of Commerce Address: 14800 Galaxie Avenue, Suite 101, Apple Valley, MN 55124 Phone: (952) 432-8422 or 1-800-301-9435 Website: www.applevalleychamber.com E-mail: info@applevalleychamber.com

Burnsville Chamber of Commerce Address: 101 W. Burnsville Parkway, No. 150, Burnsville, MN 55337 Phone: (952) 435-6000 Fax: (952) 435-6972 Website: www.burnsvillechamber.com E-mail: chamber@burnsvillechamber.com

Burnsville Convention & Visitors Bureau Address: 12600 Nicollet Ave., Suite 100, Burnsville, MN 55337 Phone: (952) 895-4690 Fax: (952) 487-1777 Website: www.burnsvillemn.com

Lakeville Area Chamber of Commerce and Convention and Visitors Bureau Address: 19950 Dodd Blvd., Suite 101, Lakeville, MN 55044 Phone: (952) 469-2020 Website: www.lakevillechamber.org E-mail: info@lakevillechamber.org

Dakota County Regional Chamber of Commerce Address: 1121 Town Centre Drive, No. 102, Eagan, MN, 55123 Phone: (651) 452-9872 Fax: (651) 452-8978 Website: www.dcrchamber.com E-mail: info@dcrchamber.com

Eagan Convention and Visitors Bureau Address: 1501 Central Parkway, Eagan, MN 55121 Phone: (651) 675-5546 or 1-866-324-2620 Website: http://eaganmn.com E-mail: enjoyeagan@eaganmn.com

Downtown Lakeville Business Association Address: 8790 207th St. W., Suite 204, P.O. Box 371, Lakeville, MN 55044 E-mail: dlba@frontiernet.net Office Hours: Mondays and Wednesdays 9 a.m. to 2 p.m. Judy Tschumper is the director of the Downtown Lakeville Business Association.

Hastings Area Chamber of Commerce & Tourism Bureau Address: 111 Third St. E., Hastings, MN 55033 Phone: (651) 437-6775 or 1-888-612-6122 Fax: (651) 437-2697 Website: www.hastingsmn.org E-mail: info@hastingsmn.org

River Heights Chamber of Commerce Address: 5782 Blackshire Path, Inver Grove Heights, MN 55076 Phone: (651) 451-2266 Fax: (651) 451-0846 Website: www.riverheights.com E-mail: info@riverheights.com

Positively Minnesota Marketing Partnership Minnesota Department of Employment & Economic Development Address: 1st National Bank Building, 332 Minnesota St., Suite E200, St. Paul, MN 55101 Phone: (651) 259-7298 Fax: (651) 215-3841 E-mail: Positively.Minnesota@state.mn.us

Dakota Future Role: Provide site location assistance for firms considering Dakota County locations and serves as a general gateway for economic development services within Dakota County. Address: P.O. Box 240874, Apple Valley MN 55124-0874 E-mail: bill@dakotafuture.com Phone: (651)491-2551 Website: www.dakotafuture.com

Minnesota Workforce Centers in Burnsville and West St. Paul Role: Assist in the hiring and training of new employees, general gateway into Minnesota Department of Employment and Economic Development and other state agencies Phone: 612-821-4411 E-mail: terrell.towers@state.mn.us

South Metro SCORE Role: Counselors to America’s small businesses, free, confidential, face-to-face assistance from successful business mentors. Phone: (952) 890-7020 E-mail: southmetroscore@qwestoffice.com Website: www.score-southmetro.org

City Governments Role: Provide guidance through any real estate development process; may provide financial incentives through tax increment financing, local loan funds or state or federal business finance programs. Apple Valley, Bruce Nordquist Phone: (952) 953-2576 E-mail: bnordquist@ci.apple-valley.mn.us Website: www.ci.apple-valley.mn.us Burnsville, Skip Nienhaus Phone: (952) 895-4454 E-mail: skip.nienhaus@ci.burnsville.mn.us Website: www.burnsville.org Eagan, Jon Hohenstein Phone: (651) 675-5660 E-mail: jhohenstein@cityofeagan.com Website: www.ci.eagan.mn.us Farmington, Tina Hansmeier Phone: (651) 280-6821 E-mail: thansmeier@ci.farmington.mn.us Website: www.ci.farmington.mn.us Hastings, Shannon Rausch Phone: (651) 480-2344 E-mail: SRausch@ci.hastings.mn.us Website: www.ci.hastings.mn.us Inver Grove Heights, Jennifer Gale Phone: 651-451-2266 E-mail: Kevin@progressplus.org Website: www.ci.inver-grove-heights.mn.us Mendota Heights, Jim Danielson Phone: 651-452-1850 E-mail: jimd@mendota-heights.com Website: www.mendota-heights.com Lakeville, Dave Olson Phone: 952-985-4421 E-mail: dolson@ci.lakeville.mn.us Website: www.ci.lakeville.mn.us Rosemount, Kim Lindquist Phone: 651-322-2020 E-mail: Kim.lindquist@ci.rosemount.mn.us Website: www.ci.rosemount.mn.us South St. Paul, Jennifer Gale Phone: 651-451-2266 E-mail: kevin@progressplus.org www.southstpaul.org West St. Paul, Jim Hartshorn Phone: 651-552-4140 E-mail: Jim.hartshorn@ci.west-saint-paul.mn.us Website: www.ci.west-saint-paul.mn.us *Inver Grove Heights and South St. Paul use Progress Plus, an affiliate of the River Heights Chamber of Commerce, for their city’s economic development services.

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PUBLIC NOTICE PUBLIC NOTICE PUBLIC NOTICE PUBLIC NOTICE PUBLIC NOTICE PUBLIC NOTICE

Notice of Public Sale: SS MINNESOTA, LLC, doing business as Simply Self Storage intends to enforce its lien on certain personal property belonging to the following, at the facility. The sale will take place (unless otherwise withdrawn) on Wednesday February 8, 2012 on or after 9:30 am at the Simply Self Storage location at 801 Ladybird Ln, Burnsville, MN 55337. Phone 952-890-4888. This public sale will result in the goods being sold to the highest bidder. Certain terms and conditions apply. L. Tall # 602b Misc. household items M. Titino # 622d Misc. household items S. Amundson # 526 Misc. Boxes, Mattresses, Leather Couch S. Pickus # 447-464 Misc. Boxes, Jet Ski, Furniture 2881952 1/19-1/26/12

PUBLIC NOTICE

NOTICE OF SALE OF PERSONAL PROPERTY TO SATISFY LIEN THEREON NOTICE IS HEREBY GIVEN that the personal property described as follows: 1973 SCHU manufactured home, VIN #119169 currently located at 12151 Geneva Way, Apple Valley, Minnesota 55124, together with all miscella neous personal property located therein will be sold at public auction by the Dakota County Sheriff on the 6th day of February, 2012 at 1:00 P.M., at Cedar Knolls Community Office, 12571 Garland Avenue, in the city of Apple Valley, County of Dakota, State of Minnesota, to pay and satisfy a lien which is claimed to be due thereon of Oscar Guerrero Sustaita (09/09/1980) Jaime Murrilo (07/30/1973) as the owner(s) thereof to: Realty Systems Arizona, Inc., in the sum of Four-Thousand, Eight-Hundred, Ten Dollars and 04/100 ($4,810.04) computed to the day of said sale, exclusive of the expenses of said sale and of the advertising thereof, together with the necessary expenses of advertising and making said sale; and that the grounds of said lien are storage of and care for tenant's personal property remaining on landlord's premises following abandonment by tenant. Dated: January 9, 2012 ___________________________ Carol Williams, Agent Realty Systems - Arizona, Inc 2875493 1/12-1/26/12

PUBLIC NOTICE

STATE OF WISCONSIN CIRCUIT COURT PIERCE COUNTY PUBLICATION SUMMONS Case No. 11-CV-385 The Honorable Joseph D. Boles Case Code 30404 (Foreclosure of Mortgage) The amount claimed exceeds $5000.00 GMAC Mortgage, LLC, 1100 Virginia Dr., Fort Washington, PA 19034, Plaintiff vs. Shayne D. Anderson a/k/a Shayne Donovan Anderson, Amy M. Anderson & Jane Doe Anderson, 216 Gibbs St., N, Prescott, WI 54021-1540; State of Wisconsin, Bureau of Child Support, Department of Workforce Development, State of Wisconsin c/o Attorney General, 114 E. State Capitol, Madison, WI 53703; Charles Morrison, 417 S. Wasson Ln., #63, River Falls, WI 54022-2697 and Cudd's Mobile Home Court Inc., 223 N. 4th St., River Falls, WI 54022-2334, Defendants THE STATE OF WISCONSIN To each person named above as a defendant: You are hereby notified that the plaintiff named above has filed a lawsuit or other legal action against you. Within 40 days after January 5, 2012 you must respond with a written demand for a copy of the complaint. The demand must be sent or delivered to the court, whose address is 414 W Main St, P.O. Box 129, Ellsworth, WI 54011 and to Gray & Associates, L.L.P., plaintiff's attorney, whose address is 16345 West Glendale Drive, New Berlin, WI 53151-2841. You may have an attorney help or represent you. If you do not demand a copy of the complaint within 40 days, the court may grant judgment against you for the award of money or other legal action requested in the complaint, and you may lose your right to object to anything that is or may be incorrect in the complaint. A judgment may be enforced as provided by law. A judgment awarding money may become a lien against any real estate you own now or in the future, and may also be enforced by garnishment or seizure of property. Dated this 23rd day of December, 2011. William N. Foshag, State Bar No. 1020417, Gray & Associates, L.L.P., Attorneys for Plaintiff, 16345 W. Glendale Dr., New Berlin, WI 53151-2841, (414) 224-8404, (414) 224-1702. Gray & Associates, L.L.P. is attempting to collect a debt and any information obtained will be used for that purpose. If you have previously received a discharge in a chapter 7 bankruptcy case, this communication should not be construed as an attempt to hold you personally liable for the debt. 2864318 1/5-1/19/12P

NOTICE OF SALE OF GOODS IN STORAGE TO SATISFY WAREHOUSE’S LIEN Notice is hereby given to person, herein after named and others interested that on 02/07/2012 at 11 O’clock in the AM of sale day, the goods hereafter described will be sold by auction to the highest bidder for cash at the warehouse at: 260 Hardman Avenue South South St. Paul, MN 55075 Sale will be held in accordance with terms of a notice previously given the person here-in-after named and others interested, and in accordance with the lien herewith and such other charges as are valid lien against said goods, and for expenses of advertising said sale. The name of the owners or persons whose account said goods are held in storage, the warehouse contract of lot number under which said goods are held and a description of the goods is as follows: Misc. Household Goods Name: Ruth Ann Suttles Bill of Lading #: 205-406 Amount: $3,560.00 Bester Brothers Transfer and Storage Company 260 Hardman Ave. So. South St. Paul, MN 55057 2871752 1/12-1/26/12

PUBLIC NOTICE

NOTICE OF SALE OF PERSONAL PROPERTY TO SATISFY LIEN THEREON NOTICE IS HEREBY GIVEN that the personal property described as follows: 1973 HOLL manufactured home, VIN #601613 currently located at 12145 Geneva Way, Apple Valley, Minnesota 55124, together with all miscella neous personal property located therein will be sold at public auction by the Dakota County Sheriff on the 6th day of February, 2012 at 1:00 P.M., at Cedar Knolls Community Office, 12571 Garland Avenue, in the city of Apple Valley, County of Dakota, State of Minnesota, to pay and satisfy a lien which is claimed to be due thereon of Rudolph Miranda, (05/19/1954, Alida Guiroz (03/18/1977) as the owner(s) thereof to: Realty Systems - Arizona, Inc., in the sum of Two-Thousand, Eight-Hundred, Ten Dollars and 34/100 ($2,810.34) computed to the day of said sale, exclusive of the expenses of said sale and of the advertising thereof, together with the necessary expenses of advertising and making said sale; and that the grounds of said lien are storage of and care for tenant's personal property remaining on landlord's premises following abandonment by tenant. Dated: January 9, 2012 ___________________________ Carol Williams, Agent Realty Systems - Arizona, Inc 2875482 1/12-1/26/12

PUBLIC NOTICE

STATE OF WISCONSIN CIRCUIT COURT BURNETT COUNTY PUBLICATION SUMMONS Case No. 11-CV-272 The Honorable Kenneth L. Kutz Case Code 30404 (Foreclosure of Mortgage) The amount claimed exceeds $5000.00 GMAC Mortgage, LLC, 1100 Virginia Dr., Ft. Washington, PA 19034, Plaintiff vs. Garrick M. Villaume and Nicola A. Villaume, 654 12th Ave. N, South Saint Paul, MN 55075-1624, Defendants THE STATE OF WISCONSIN To each person named above as a defendant: You are hereby notified that the plaintiff named above has filed a lawsuit or other legal action against you. Within 40 days after January 19, 2012 you must respond with a written demand for a copy of the complaint. The demand must be sent or delivered to the court, whose address is 7410 County Road K #115, Siren, WI 54872-9067 and to Gray & Associates, L.L.P., plaintiff's attorney, whose address is 16345 West Glendale Drive, New Berlin, WI 53151-2841. You may have an attorney help or represent you. If you do not demand a copy of the complaint within 40 days, the court may grant judgment against you for the award of money or other legal action requested in the complaint, and you may lose your right to object to anything that is or may be incorrect in the complaint. A judgment may be enforced as provided by law. A judgment awarding money may become a lien against any real estate you own now or in the future, and may also be enforced by garnishment or seizure of property. Dated this 11th day of January, 2012. William N. Foshag, State Bar No. 1020417, Gray & Associates, L.L.P., Attorneys for Plaintiff, 16345 W. Glendale Dr., New Berlin, WI 53151-2841, (414) 224-8404, (414) 224-1229. Gray & Associates, L.L.P. is attempting to collect a debt and any information obtained will be used for that purpose. If you have previously received a discharge in a chapter 7 bankruptcy case, this communication should not be construed as an attempt to hold you personally liable for the debt. 2877214 1/19-2/2/12

Notice of Issuance of Harassment Order For Relief by Publication State of Minnesota County Dakota District Court First Judicial District Court File Number: 19AV-CV-11-4038 Case Type: Harassment Sompratana Sisombath, Petitioner(s) vs. Kip McMahan, Respondent(s) To Respondent named above: YOU ARE HEREBY NOTIFIED that a Harassment Order For Relief has been issued in the above matter. A hearing is scheduled for February 16, 2012 at 9:00 a.m. at 14955 Galaxie Ave., Apple Valley, MN 55124. Failure to appear at a scheduled hearing or to obtain a copy of the Harassment Order For Relief will not be a defense to prosecution for violation of the Court’s order. Date: Jan. 12, 2012 Carolyn M. Renn Court Administrator Pam Schadegg Deputy 2879460 1/19/12

PUBLIC NOTICE

Notice of Hearing by Publication (Minn. Stat. § 518B.01, subd. 8) State of Minnesota County DAKOTA District Court FIRST Judicial District Court File Number: 19HA-FA-12-7 Case Type: Domestic Abuse In the Matter of: Angela Ann Olson, Petitioner vs. Wesley William Crisp, Respondent To Respondent named above: An order has been issued directing you to appear at 1560 Highway 55, Hastings MN 55033 on JANUARY 31, 2012 at 9:00 A.M. and explain why the relief sought in the Petition for the Order for Protection should not be granted. You may obtain a copy of the Petition and any order issued from the court from the DAKOTA County Court Administrator’s Office. If you do not appear at the scheduled hearing, the Petitioner’s request may be granted as a default matter. Failure to appear will not be a defense to prosecution for violation of the Court’s Order. Date: January 11, 2012 Maureen Northrup Court Administrator / Deputy 2878750 1/19/12

PUBLIC NOTICE

NOTICE OF INFORMAL PROBATE OF WILL AND APPOINTMENT OF PERSONAL REPRESENTATIVE AND NOTICE TO CREDITORS STATE OF MINNESOTA COUNTY OF DAKOTA FIRST JUDICIAL DISTRICT DISTRICT COURT PROBATE DIVISION Court File No. 19HA-PR-12-18 Estate of Gordon Wesley Lindsay, Decedent Notice is given that an application for informal probate of the Decedent’s Will, dated June 4, 1982, and S(“Will”), has been filed with the Registrar. The application has been granted. Notice is also given that the Registrar has informally appointed Jeffrey M. Lindsay, whose address is 12762 Emmer Place, Apple Valley, MN, 55124, as personal representative of the Estate of the Decedent. Any heir, devisee or other interested person may be entitled to appointment as personal representative or may object to the appointment of the personal representative. Unless objections are filed with the Court (pursuant to Minn. Stat. 524.3-607) and the Court otherwise orders, the personal representative has full power to administer the Estate, including, after 30 days from the date of issuance of letters, the power to sell, encumber, lease or distribute real estate. Any objections to the probate of the Will or appointment of the Personal Representative must be filed with this Court and will be heard by the Court after the filing of an appropriate petition and proper notice of hearing. Notice is also given that (subject to Minn. Stat. 524.3-801) all creditors having claims against the Estate are required to present the claims to the personal representative or to the Court Administrator within four months after the date of this Notice or the claims will be barred. A charitable beneficiary may request notice of the probate proceedings be given to the Attorney General pursuant to Minn. Stat. 501B.41, subd. 5. Dated: 1/9/12 Heidi Carstensen Registrar Carolyn M. Renn Court Administrator Attorney for Personal Representative Catherine R. Thatcher Thatcher Law Firm PA 6201 Creek Valley Road Edina, MN, 55439 Attorney License No: 10887X Telephone: (952) 270-8801 FAX: (952) 829-0626 Email: csthatcher@comcast.net 2874528 1/12-1/19/12P

Notice of Hearing by Publication (Minn. Stat. § 518B.01, subd. 8) State of Minnesota County Dakota District Court First Judicial District Court File Number: 19AV-FA-12-36 Case Type: Domestic Abuse In the Matter of: Samnang Chhim, Petitioner vs. Ren Meam, Respondent To Repondent named above: An order has been issued directing you to appear at Western Service Center - 14955 Galaxie Ave, Apple Valley, MN 55124 on 2/13/12 at 9:00 a.m. and explain why the relief sought in the Petition for the Order for Protection should not be granted. You may obtain a copy of the Petition and any order issued from the court from the County Court Administrator’s Office. If you do not appear at the scheduled hearing, the Petitioner’s request may be granted as a default matter. Failure to appear will not be a defense to prosecution for violation of the Court’s Order. Date: January 13, 2012 Kelly Dougherty Court Administrator / Deputy 2880595 1/19/12

PUBLIC NOTICE

Notice of Hearing by Publication (Minn. Stat. § 518B.01, subd. 8) State of Minnesota County DAKOTA District Court FIRST Judicial District Court File Number: 19WS-FA-11-2009 Case Type: Domestic Abuse In the Matter of: RUKEMMA LA’NETT JACKSON, Petitioner vs. TREVOR LAMAR MORRIS, Respondent To Respondent named above: An order has been issued directing you to appear at Dakota County District Court, 1 Mendota Rd W #140, West St Paul MN 55118 on February 7, 2012 at 1:30 p.m. and explain why the relief sought in the Petition for the Order for Protection should not be granted. You may obtain a copy of the Petition and any order issued from the court from the Dakota County Court Administrator’s Office. If you do not appear at the scheduled hearing, the Petitioner’s request may be granted as a default matter. Failure to appear will not be a defense to prosecution for violation of the Court’s Order. Date: January 11, 2012 CAROLYN M RENN Court Administrator LORI SCHNEPF SENIOR COURT CLERK 2876818 1/19/12

PUBLIC NOTICE

NOTICE OF AND ORDER FOR HEARING ON PETITION FOR FORMAL PROBATE OF WILL AND APPOINTMENT OF PERSONAL REPRESENTATIVE AND NOTICE TO CREDITORS STATE OF MINNESOTA COUNTY OF DAKOTA DISTRICT COURT FIRST JUDICIAL DISTRICT Court File No.: 19HA-PR-12-2 In Re: Estate of Cordelia Grace Vallarino, aka Cordelia G. Vallarino, Decedent. It is Ordered and Notice is given that on Feb. 7, 2012 at 9:00 a.m., a hearing will be held in this Court at the Dakota County Judicial Center, 1560 Highway 55 West, Hastings, Minnesota 55033, for the formal probate of an instrument purporting to be the decedent’s Will dated May 13, 2002, and a First Codicil dated July 26, 2002, and a Second Codicil dated February 26, 2008, and for the appointment of Justin H. McBride, whose address is 420 Birch Dr., St. Cloud, MN 56304, as personal representative of the estate of the decedent in an unsupervised administration. Any objections to the petition must be raised at the hearing or filed with the Court prior to the hearing. If the petition is proper and no objections are filed or raised, the personal representative will be appointed with the full power to administer the estate, including the power to collect all assets; pay all legal debts, claims, taxes, and expenses; sell real and personal property; and do all necessary acts for the estate. Notice is also given that, subject to Minn. Stat. § 524.3-801, all creditors having claims against the decedent’s estate are required to present the claims to the personal representative or to the Court within four (4) months after the date of this notice or the claims will be barred. Dated: Jan. 05, 2012 BY THE COURT Arlene Perkkio Judge of District Court William J. Schroeder, 9772x Schroeder Law Office 26 North Sixth Ave., Suite 280 St. Cloud Minnesota 56303 Telephone: (320) 252-7766 Facsimile: (320) 252-9678 2872010 1/12-1/19/12

NOTICE AND ORDER PURSUANT TO MINN. STAT. § 501B.18 STATE OF MINNESOTA COUNTY OF DAKOTA DISTRICT COURT FIRST JUDICIAL DISTRICT CIVIL COURT DIVISION COURT FILE NO. 19-HA-CV-11-5825 In the Matter of the Joseph C. Sweeney Irrevocable Trust _______________________________________ IT IS ORDERED AND NOTICE IS GIVEN that a Petition signed by Beverly J. Sweeney dated May 17, 2011 has been filed with the Court. The Petition requests an order for the following relief: 1 . W e l l s Fargo be di s c h a r g e d as trustee of the Joseph C. Sweeney Irrevocable Trust 2. John E. Trojack Law Office P.A. is appointed the new substitute trustee. 3. The jurisdiction of this Court over the within Trust is thereafter terminated. 4. Payment from the Trust of Trustee’s reasonable attorney’s fees and expenses in connection with this proceeding are hereby approved. 5. Granting such other relief as may be proper. Any objections to the Petition must be filed with the Court prior to or at the hearing. If no objections are filed the Petition may be granted. IT IS ORDERED, that the Petition be heard on February 8, 2012, at 9:00 a.m. by this Court at Hastings, Minnesota. 1. Notice shall be given by: a. Mailed Notice and Order for Hearing to all persons named in the Petition as having or who may claim to have an interest in the Trust having been accomplished, at their last known addresses by U.S. Postal Service at least 15 days prior to the hearing date, no mailed Notice is required of this Order and, b. Publishing this Notice and Order for Hearing one time at least 20 days prior to the hearing date in a legal newspaper of Dakota County, Minnesota. Date: 1/10/12 Martha Simonett Judge (COURT SEAL) John E. Trojack, Attorney John E. Trojack Law Office, P.A. 1549 Livingston Avenue, Suite 101 West St. Paul, MN 55118-3420 Telephone: (651) 451-9696 Fax: (651) 451-9786 Attorney License No. 110929 2878594 1/19/12

PUBLIC NOTICE

NOTICE OF INFORMAL APPOINTMENT OF PERSONAL REPRESENTATIVE AND NOTICE TO CREDITORS (INTESTATE) STATE OF MINNESOTA COUNTY OF DAKOTA FIRST JUDICIAL DISTRICT DISTRICT COURT PROBATE DIVISION Court File No. 19HA-PR-12-7 Estate of Karen Louise Johnson aka Karen L. Magler and Karen Magler Johnson, Decedent Notice is given that an application for informal appointment of personal representative has been filed with the Registrar. No will has been presented for probate. The application has been granted. Notice is also given that the Registrar has informally appointed Richard C. Magler, Sr. and Judith A. Nelson whose addresses are, respectively: 13228 20th Street Ct. No., Stillwater, MN 55082 and 13434 97th Ave. No., Maple Grove, MN 55369 as personal representative of the Estate of the Decedent. Any heir or other interested person may be entitled to appointment as personal representative or may object to the appointment of the personal representative. Unless objections are filed with the Court (pursuant to Minn. Stat. 524.3-607) and the Court otherwise orders, the personal representative has full power to administer the Estate including, after 30 days for the date of issuance of letters, the power to sell, encumber, lease or distribute real estate. Any objections to the probate of the Will or appointment of the Personal Representative must be filed with this Court and will be heard by the Court after the filing of an appropriate petition and proper notice of hearing. Notice is also given that (subject to Minn. Stat. 524.3-801) all creditors having claims against the Estate are required to present the claims to the personal representative or to the Court Administrator within four months after the date of this Notice or the claims will be barred. Dated: 1/5/12 Heidi Carstensen Registrar Carolyn M. Renn Court Administrator Attorney for Personal Representatives Terry L. Slye Briggs and Morgan, P.A. 332 Minnesota Street, Suite #W2200 St. Paul, MN 55101 Attorney License No: 138514 Telephone: 651.808.6580 FAX: 651.808.6450 Email: tslye@briggs.com 2874319 1/12-1/19/12

PUBLIC HEARING NOTICE CITY OF LAKEVILLE REQUEST: A Comprehensive Plan amendment to bring a property into the current Municipal Urban Service Area (MUSA) to allow a single family home to be connected to city sanitary sewer system. APPLICANT: Keith and Jackie Sauber LOCATION AND LEGAL DESCRIPTION: The property is located at 11950 - 185th Street (CSAH 60) in the City of Lakeville, Dakota County, Minnesota, and is legally described as follows: That part of Government Lot 3, in Section 14, Township 114, Range 21, lying South of the east extension of the south line of the Northwest Quarter of said Section 14. WHEN: Thursday, February 2, 2012 at 6:00 p.m. or as soon thereafter as the parties may be heard. WHERE: P l a n n i n g C o m m i s s i o n Meeting at the City Hall Council Chambers, 20195 Holyoke Avenue, Lakeville, Minnesota. QUESTIONS: Call Associate Planner Frank Dempsey at (952) 985-4423 or e-mail comments or questions to fdempsey@lakevillemn.gov DATED this 17th day of January, 2012 CITY OF LAKEVILLE ______________________ Charlene Friedges, City Clerk 2882475 1/19/12

PUBLIC NOTICE

SUMMONS STATE OF MINNESOTA COUNTY OF DAKOTA DISTRICT COURT FIRST JUDICIAL DISTRICT Case Type: Personal Injury Court File No. ___________ _________________________________ Jose Gabino Rodriquez, Plaintiff, vs. Francisco J. Meza, Defendant. _________________________________ THE STATE OF MINNESOTA TO THE ABOVE-NAMED DEFENDANT: 1. Y O U A R E B E I N G S U E D . T h e Plaintiffs have started a lawsuit against you. The Complaint is attached to this Summons. Do not throw these papers away. They are official papers that affect your rights. You must respond to this lawsuit even though it may not be filed with the Court and there may be no court file on this Summons. 2. YOU MUST REPLY WITHIN 20 DAYS TO PROTECT YOUR RIGHTS. You must give or mail to the person who signed this Summons a written response called an Answer within 20 days of the date on which you received this Summons. You must send a copy of your Answer to the person who signed this Summons located at: Van Holston Ratgen Law Firm 1821 University Ave. Suite S-156 St. Paul, MN 55104 3. YOU MUST RESPOND TO EACH CLAIM. The Answer is your written response to the Plaintiffs’ Complaint. In your Answer you must state whether you agree or disagree with each paragraph of the Complaint. If you believe the Plaintiffs’ should not be given everything asked for in he Complaint, you must say so in our Answer. 4. YOU WILL LOSE YOUR CASE IF YOU DO NOT SEND A WRITTEN RESPONSE TO THE COMPLAINT TO THE PERSON WHO SIGNED T H E S U M M O N S . If you do not Answer within 20 days, you will lose this case. You will not get to tell your side of the story, and the Court may decide against you and award the Plaintiffs’ everything asked for in the Complaint. If you do not want to contest the claims stated in the Complaint, you do not need to respond. A default judgement can then be entered against you for the relief requested in the Complaint. 5. LEGAL ASSISTANCE. You may wish to get legal help from a lawyer. If you do not have a lawyer, the Court Administrator may have information about places where you can get legal assistance. Even if you cannot get legal help, you must still provide an Answer to protect your rights or you may lose the case. 6. ALTERNATE DISPUTE RESOLUTION. The parties may agree to or be ordered to participate in an alternative dispute resolution process under Rule 114 of the Minnesota General Rules of Practice. You must send your written response to the Complaint EVEN IF YOU EXPECT TO USE ALTERNATIVE MEANS OF RESOLVING THIS DISPUTE. Date: Nov.10, 2011 RATGEN PERSONAL INJURY LAW FIRM, LLC /s/ Van Holston Van Holston (#0159244) Griggs Midway Building, Suite S-156 1821 University Avenue St. Paul, MN 55104 (651) 646-5840 2872098 1/12-1/26/12P

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PUBLIC NOTICE

ORDER AND NOTICE OF HEARING ON PETITION FOR FORMAL ADJUDICATION OF INTESTACY, DETERMINATION OF HEIRSHIP AND APPOINTMENT OF PERSONAL REPRESENTATIVE IN UNSUPERVISED ADMINISTRATION AND NOTICE TO CREDITORS STATE OF MINNESOTA COUNTY OF DAKOTA DISTRICT COURT PROBATE DIVISION Court File No. 19HA-PR-12-15 In Re: Estate of David Allen Fischer, aka David A. Fischer, Deceased TO ALL INTERESTED PERSONS AND CREDITORS: It is ordered and notice is hereby given that on the 7th day of February, 2012, at 9:00 o’clock A.M., a hearing will be held in the above named Court at 1560 W. Highway 55, Hastings, Minnesota, on petition of Patricia L. Fischer, dated January 5, 2012, for the adjudication of intestacy and determination of heirship of the above named decedent, and for the appointment of Patricia L. Fischer, whose address is 3766 Upper 73rd Street E., Inver Grove Heights, MN 55076, as personal representative of the estate of the above named decedent in unsupervised administration, and any objection thereto must be filed with the court. That, if proper, and no objections are filed, said personal representative will be appointed to administer the estate, to collect all assets, pay all legal debts, claims, taxes, and expenses, and sell real and personal property, and do all necessary acts for the estate. Notice is further given that ALL CREDITORS having claims against said estate are required to present the same to said personal representative or to the Clerk of the Court within four months after the date of this notice or said claims will be barred. Dated: 1/9/2012 Richard G. Spicer Judge (Court Seal) Brian J. Taurinskas Attorney 633 So. Concord St., #320 P. O. Box 605 South St. Paul, MN 55075 2874376 1/12-1/19/12

PUBLIC NOTICE PUBLIC NOTICE PUBLIC NOTICE PUBLIC NOTICE PUBLIC NOTICE

ORDER AND NOTICE OF HEARING ON PETITION FOR FORMAL ADJUDICATION OF INTESTACY, DETERMINATION OF HEIRSHIP AND APPOINTMENT OF PERSONAL REPRESENTATIVE IN UNSUPERVISED ADMINISTRATION AND NOTICE TO CREDITORS STATE OF MINNESOTA COUNTY OF DAKOTA DISTRICT COURT PROBATE DIVISION Court File No. 19HA-PR-12-25 In Re: Estate of Jeanne M. Durand, aka Jeanne Marie Durand, Deceased TO ALL INTERESTED PERSONS AND CREDITORS: It is ordered and notice is hereby given that on the 7th day of February, 2012, at 9:00 o’clock A.M., a hearing will be held in the above named Court at 1560 West Highway 55, Hastings, Minnesota, on petition for Damon C. Durand, dated December 22, 2011, for the adjudication of intestacy and determination of heirship of the above named decedent, and for the appointment of Damon C. Durand, whose address is 7666 - 101st Street West, Bloomington, MN 55438, as personal representative of the estate of the above named decedent in unsupervised administration, and any objection thereto must be filed with the court. That, if proper, and no objections are filed, said personal representative will be appointed to administer the estate, to collect all assets, pay all legal debts, claims, taxes, and expenses, and sell real and personal property, and do all necessary acts for the estate. Notice is further given that ALL CREDITORS having claims against said estate are required to present the same to said personal representative or to the Clerk of the Court within four months after the date of this notice or said claims will be barred. Dated: 1/11/12 Richard Spicer Judge (Court Seal) P. James Taurinskas Attorney 633 So. Concord St., #320 P. O. Box 605 South St. Paul, MN 55075 2878930 1/19-1/26/12

PUBLIC NOTICE PUBLIC NOTICE

NOTICE OF ASSOCIATION LIEN FORECLOSURE SALE NOTICE IS HEREBY GIVEN, that default has occurred in the terms and conditions of the Declaration for Ridgeview Condominium Homes ("Declaration") as recorded in the office of the County Recorder in and for Dakota County, Minnesota, which said Declaration covers the following described property situated in the County of Dakota and State of Minnesota, to-wit: Apartment Number 301, 12836 Nicollet Avenue South, Condominium Ownership No. 15, Ridgeview Condominium Homes PROPERTY ADDRESS: 12836 Nicollet Avenue South Unit 301, Burnsville MN 55337 THAT, pursuant to said Declaration, there is claimed to be due and owing as of the date of this Notice by Mary J. Resnikoff , as Unit owner, to Ridgeview Homeowners Association, the principal amount of Two Thousand Four Hundred Two and 00/100 for condominium ($2,402.00) assessments; and that any action being now pending at law or otherwise to recover said debt or any part thereof has been discontinued, or that an execution upon any judgment rendered therein has been returned unsatisfied, in whole or in part, and; THAT, pursuant to said Declaration, and the statute in such case made and provided, said debt creates a lien upon said premises in favor of Ridgeview Homeowners Association, as evidenced by that Notice of Lien dated J a n u a r y 1 5 , 2 0 1 0, and recorded October 8, 2010 as Document No. 2758382 in the Dakota County Recorder's Office. THAT, notice is hereby given that by virtue of the power of sale created by statute, said lien will be foreclosed by the sale of said premises with the hereditiments and appurtenances thereto, which said sale will be made by the Sheriff of Dakota County, at public auction to the highest bidder, for cash, to pay the amount then due for said condominium assessments, together with the costs of foreclosure, including attorney's fees as allowed by law, as follows: DATE AND TIME OF SALE: March 14, 2012, at 10:00 A.M. PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Hastings, MN. The time allowed by law for redemption by the Unit owner, their personal representatives or assigns, is six (6) months from the date of said sale. If no redemption occurs, the property must be vacated by 11:59 PM on September 14, 2012. Dated: January 10, 2012 By ________________________________ David J. Raymond, #221818 Attorney for Ridgeview Homeowners Association 5838 Blackshire Path Inver Grove Heights, MN 55076 651-455-3100 File # 1441142 THIS COMMUNICATION IS FROM A DEBT COLLECTOR 2882915 1/19-2/23/12

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NOTICE OF ASSOCIATION LIEN FORECLOSURE SALE NOTICE IS HEREBY GIVEN, that default has occurred in the terms and conditions of the Declaration for Ridgeview Condominium Homes ("Declaration") as recorded in the office of the County Recorder in and for Dakota County, Minnesota, which said Declaration covers the following described property situated in the County of Dakota and State of Minnesota, to-wit: Apartment Number 202, 12838 Nicollet Avenue South, Condominium Ownership No. 15, Ridgeview Condominium Homes P R O P E R T Y A D D R E S S : 12838 Nicollet Avenue South Unit 202, Burnsville MN 55337 THAT, pursuant to said Declaration, there is claimed to be due and owing as of the date of this Notice by Christopher R. Hughes, as Unit owner, to Ridgeview Homeowners Association, the principal amount of Seven Thousand Five Hundred Forty Nine and 00/100 ($7,549.00) for condominium assessments; and that any action being now pending at law or otherwise to recover said debt or any part thereof has been discontinued, or that an execution upon any judgment rendered therein has been returned unsatisfied, in whole or in part, and; THAT, pursuant to said Declaration, and the statute in such case made and provided, said debt creates a lien upon said premises in favor of Ridgeview Homeowners Association, as evidenced by that Notice of Lien dated July 20, 2009, and recorded June 11, 2010 as Document No. 2 7 3 5 1 3 3 in the Dakota County Recorder's Office. THAT, notice is hereby given that by virtue of the power of sale created by statute, said lien will be foreclosed by the sale of said premises with the hereditiments and appurtenances thereto, which said sale will be made by the Sheriff of Dakota County, at public auction to the highest bidder, for cash, to pay the amount then due for said condominium assessments, together with the costs of foreclosure, including attorney's fees as allowed by law, as follows: DATE AND TIME OF SALE: February 1, 2012, at 10:00 A.M. PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Hastings, MN. The time allowed by law for redemption by the Unit owner, their personal representatives or assigns, is six (6) months from the date of said sale. If no redemption occurs, the property must be vacated by 11:59 PM on August 1, 2012. Dated: November 30, 2011 By _____/s/_____________________ David J. Raymond, #221818 Attorney for Ridgeview Homeowners Association 5838 Blackshire Path Inver Grove Heights, MN 55076 651-455-3100 File # 1441137 THIS COMMUNICATION IS FROM A DEBT COLLECTOR 2845492 12/15/11-1/19/12

MINNESOTA SECRETARY OF STATE AMENDMENT TO CERTIFICATE OF ASSUMED NAME Minnesota Statutes, Chapter 333 The filing of an assumed name does not provide a user with exclusive rights to that name. The filing is required for consumer protection in order to enable consumers to be able to identify the true owner of a business. 1. List the exact assumed nam e under which the business is or will be conducted: VOGUE Images International 2. Principal Place of Business: 13160 Fordham Ct, Apple Valley, MN 55124 3. List the name and complete street address of all persons conducting business under the above Assumed Name, OR if an entity, provide the legal corporate, LLC, or Limited Partnership name and registered office address. VOGUE Images International LLC, 13160 Fordham Ct, Apple Valley, MN 55124 4. This certificate is an amendment of Certificate of Assumed Name File Number: 41376750002 under the name VOGUE Images USA. 5. I, the undersigned, certify that I am signing this document as the person whose signature is required, or as agent of the person(s) whose signature would be required who has authorized me to sign this document on his/her behalf, or in both capacities. I further certify that I have completed all required fields, and that the information in this document is true and correct and in compliance with the applicable chapter of Minnesota Statutes. I understand that by signing this document I am subject to the penalties of perjury as set forth in Section 609.48 as if I had signed this document under oath. Date: 1/10/12 Beth Crocker 2880485 1/19-1/26/12P

PUBLIC NOTICE

ORDER TO SHOW CAUSE STATE OF MINNESOTA COUNTY OF DAKOTA DISTRICT COURT FIRST JUDICIAL DISTRICT COURT FILE NO. 19HA-CV-11-5702 In the Matter of the Petition of: Federal National Mortgage Association, In Relation to Certificate of Title No. 133213 issued for land in the County of Dakota and State of Minnesota and legally described as: Unit No. 407, Common Interest Community No. 176, Vermillion Carriage Homes, a condominium located in the County of Dakota. TO: JEREMY C. ENGEN; MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC.; VERMILLION CARRIAGE HOMES ASSOCIATION and to parties, if any, in possession of said premises adverse to the Petitioner. Upon receiving and filing the Report of the Examiner of Titles in the above entitled matter, IT IS HEREBY ORDERED, that you, and all persons interested, appear before this Court on the 8th day of February, 2012, at 9:00 a.m. in the Dakota county Government Center, Hastings, Minnesota, and then, or as soon thereafter as said matter can be heard, show cause, if any there be, why this Court should not enter an Order as follows: That the Registrar of Titles, upon the filing with him of a certified copy of this Order, cancel Certificate of Title No. 133213 and enter a new Certificate of Title for the land therein described in favor of Federal National Mortgage Association, free from all other memorials now appearing on the present Certificate of Title, the last of which is Document No. 680876, and free also from the Memorial of this Order. IT IS FURTHER ORDERED, that this Order be served: (a) at least 10 days before the hearing upon the above-named parties residing in this State in the manner provided by law for the service of Summons in a civil action; (b) it shall be served at least 14 days before the hearing upon each of the above-named non-residents by sending a copy of this Order to the non-resident's post office address, by registered or certified mail, return receipt requested; (c) it shall be served upon any party who cannot be found by two weeks published notice and by sending a copy of this Order at least 14 days before the hearing by first class mail to the last known address of the party and by sending another copy of this Order at least 14 days before the hearing by first class mail to the address of such party as stated on the Certificate of Title if an address is so stated. DATED: November 28, 2011 BY THE COURT: /s/ Richard G. Spicer Judge of District Court APPROVED: JAMES P. O'CONNELL EXAMINER OF TITLES BY: /s/ James P. O'Connell JAMES P. O'CONNELL Attorney for Petitioner: Robert Q. Williams Wilford, Geske & Cook, P.A. 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125 Attendance is not required at said hearing except to object to the entry of the above described Order. 2876455 1/19-1/26/12

NOTICE AND ORDER OF HEARING ON PETITION FOR PROBATE OF WILL AND APPOINTMENT OF PERSONAL REPRESENTATIVE AND NOTICE TO CREDITORS STATE OF MINNESOTA COUNTY OF DAKOTA DISTRICT COURT PROBATE DIVISION FIRST JUDICIAL DISTRICT Court File No. 19HA-PR-12-22 ESTATE OF THOMAS W. WALLACE, SR., DECEDENT It is Ordered and Notice is given that on February 7, 2012 at 9:00 a.m. a hearing will be held in this Court at 1560 W. Hwy. 55 Hastings, Minnesota, for the formal probate of an instrument purporting to be the will of Decedent, dated March 8, 2007 and codicil to the will dated April 19, 2010, (“Will”), and for the appointment of Beth C. Wallace whose address is: 416 West Emerson Avenue, West Saint Paul, Minnesota 55118 and Mary Kay Grzybek whose address is 730 Winslow Avenue, Saint Paul, Minnesota 55107 as personal representative of the Estate of the Decedent in an UNSUPERVISED administration. Any objections to the petition must be filed with the Court prior to or raised at the hearing. If proper and if no objections are filed or raised, the personal representative will be appointed with full power to administer the Estate, including the power to collect all assets, pay a l l l e g a l d e b t s , c l a i m s , t a x e s a nd expenses, to sell real and personal property, and do all necessary acts for the Estate. Notice is also given that (subject to Minn. Stat. 524.3-801) all creditors having claims against the Estate are required to present the claims to the personal representative or to the Court Administrator within four months after the date of this Notice or the claims will be barred. Dated: 1/9/12 David L. Knutson Judge (COURT SEAL) Attorney For Personal Representative Erick G. Kaardal, Esq. Mohrman & Kaardal, P.A. 33 South Sixth Street, Suite 4100 Minneapolis, Minnesota 612-341-1074 2875206 1/12-/19/12

PUBLIC NOTICE

NOTICE OF ASSOCIATION LIEN FORECLOSURE SALE NOTICE IS HEREBY GIVEN, that default has occurred in the terms and conditions of the Declaration for Ridgeview Condominium Homes ("Declaration") as recorded in the office of the County Recorder in and for Dakota County, Minnesota, which said Declaration covers the following described property situated in the County of Dakota and State of Minnesota, to-wit: Apartment Number 201, 12838 Nicollet Avenue South, Condominium Ownership No. 15, Ridgeview Condominium Homes PROPERTY ADDRESS: 12838 Nicollet Avenue South Unit 201, Burnsville MN 55337 THAT, pursuant to said Declaration, there is claimed to be due and owing as of the date of this Notice by Christopher R. Hughes, as Unit owner, to Ridgeview Homeowners Association, the principal amount of Three Thousand Three Hundred Seventy Eight and 00/100 ($3,378.00) for condominium assessments; and that any action being now pending at law or otherwise to recover said debt or any part thereof has been discontinued, or that an execution upon any judgment rendered therein has been returned unsatisfied, in whole or in part, and; THAT, pursuant to said Declaration, and the statute in such case made and provided, said debt creates a lien upon said premises in favor of Ridgeview Homeowners Association, as evidenced by that Notice of Lien dated March 8, 2011, and recorded October 24, 2011 as Document No. 2 8 2 6 3 5 6 in the Dakota County Recorder's Office. THAT, notice is hereby given that by virtue of the power of sale created by statute, said lien will be foreclosed by the sale of said premises with the hereditiments and appurtenances thereto, which said sale will be made by the Sheriff of Dakota County, at public auction to the highest bidder, for cash, to pay the amount then due for said condominium assessments, together with the costs of foreclosure, including attorney's fees as allowed by law, as follows: DATE AND TIME OF SALE: February 1, 2012, at 10:00 A.M. PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Hastings, MN. The time allowed by law for redemption by the Unit owner, their personal representatives or assigns, is six (6) months from the date of said sale. If no redemption occurs, the property must be vacated by 11:59 PM on August 1, 2012. Dated: November 30, 2011 By ________/s/____________________ David J. Raymond, #221818 Attorney for Ridgeview Homeowners Association 5838 Blackshire Path Inver Grove Heights, MN 55076 651-455-3100 File # 144161 THIS COMMUNICATION IS FROM A DEBT COLLECTOR 2845469 12/15/11-1/19/12

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: August 12, 2004 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $163,441.00 MORTGAGOR(S): Bradley L. Weber and Ann M. Gressman, husband and wife MORTGAGEE: Mortgage Electronic Registration Systems, Inc., as nominee for American Residential Mortgage, LP, its successors and assigns DATE AND PLACE OF REGISTERING: Registered: September 23, 2004 Dakota County Registrar of Titles Document Number: 548389 ASSIGNMENTS OF MORTGAGE: And assigned to: Aurora Bank FSB Dated: September 26, 2011 Registered: November 22, 2011 Dakota County Registrar of Titles Document Number: T687460 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100154070001002612 Lender or Broker: American Residential Mortgage, LP Residential Mortgage Servicer: Aurora Bank, FSB Mortgage Originator: Not Applicable CERTIFICATE OF TITLE NUMBER: 133504 COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 4556 Scott Trl, Eagan, MN 55122-2351 Tax Parcel ID Number: 10-16602-01-100 LEGAL DESCRIPTION OF PROPERTY: Lot Ten (10), Block One (1) in Cedar Cliff Third Addition, according to the recorded plat thereof, Dakota County, Minnesota. AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $167,436.05 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; that this is registered property; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: January 13, 2012 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on July 13, 2012, or the next business day if July 13, 2012 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: December 01, 2011 ASSIGNEE OF MORTGAGEE: Aurora Bank FSB Wilford, Geske & Cook P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 022685F01 NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for January 13, 2012 at 10:00 AM has been postponed to February 15, 2012 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State. DATED: January 06, 2012 ASSIGNEE OF MORTGAGEE: Aurora Bank FSB Wilford, Geske & Cook P.A. Attorneys for Assignee Of Mortgagee: Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 022685F01 2874176 1/19/12

MINNESOTA SECRETARY OF STATE CERTIFICATE OF ASSUMED NAME Minnesota Statutes, Chapter 333 The filing of an assumed name does not provide a user with exclusive rights to that name. The filing is required for consumer protection in order to enable consumers to be able to identify the true owner of a business. 1. List the exact assumed nam e under which the business is or will be conducted: E-Cycle Services 2. Principal Place of Business: 1301 Ottawa Avenue, West Saint Paul, MN 55118 3. List the name and complete street address of all persons conducting business under the above Assumed Name, OR if an entity, provide the legal corporate, LLC, or Limited Partnership name and registered office address. Derek Lee Lynch, 1301 Ottawa Avenue, West Saint Paul, MN 55118 David John Lynch, 1301 Ottawa Avenue, West Saint Paul, MN 55118 4. I, the undersigned, certify that I am signing this document as the person whose signature is required, or as agent of the person(s) whose signature would be required who has authorized me to sign this document on his/her behalf, or in both capacities. I further certify that I have completed all required fields, and that the information in this document is true and correct and in compliance with the applicable chapter of Minnesota Statutes. I understand that by signing this document I am subject to the penalties of perjury as set forth in Section 609.48 as if I had signed this document under oath. Date: 11/16/2011 Derek Lee Lynch Owner 2874197 1/12-1/19/12P

PUBLIC NOTICE

ORDER TO SHOW CAUSE STATE OF MINNESOTA COUNTY OF DAKOTA DISTRICT COURT FIRST JUDICIAL DISTRICT COURT FILE NO. 19HA-CV-11-6479 In the Matter of the Petition of: Aurora Loan Services, LLC, In Relation to Certificate of Title No. 137055 issued for land in the County of Dakota and State of Minnesota and legally described as: Unit No. 24, CIC No. 202, Summit Village Condominium, a condominium located in the County of Dakota. TO: JEFFREY A. RICHARDS; OLD REPUBLIC INSURANCE COMPANY; and to parties, if any, in possession of said premises adverse to the Petitioner. Upon receiving and filing the Report of the Examiner of Titles in the above entitled matter, IT IS HEREBY ORDERED, that you, and all persons interested, appear before this Court on the 22nd day of February, 2012, at 9:00 a.m. in the Dakota county Government Center, Hastings, Minnesota, and then, or as soon thereafter as said matter can be heard, show cause, if any there be, why this Court should not enter an Order as follows: That the Registrar of Titles, upon the filing with him of a certified copy of this Order, cancel Certificate of Title No. 137055 and enter a new Certificate of Title for the land therein described in favor of Aurora Loan Services, LLC, subject to the memorials of Document Nos. 255398, 348832, 348837, 348838, 530837, and 619991 but free from all other memorials now appearing on the present Certificate of Title, the last of which is Document No. 680274, and free also from the memorial of this Order. IT IS FURTHER ORDERED, that this Order be served: (a) at least 10 days before the hearing upon the above-named parties residing in this State in the manner provided by law for the service of Summons in a civil action; (b) it shall be served at least 14 days before the hearing upon each of the above-named non-residents by sending a copy of this Order to the non-resident's post office address, by registered or certified mail, return receipt requested; (c) it shall be served upon any party who cannot be found by two weeks published notice and by sending a copy of this Order at least 14 days before the hearing by first class mail to the last known address of the party and by sending another copy of this Order at least 14 days before the hearing by first class mail to the address of such party as stated on the Certificate of Title if an address is so stated. DATED: December 27, 2011 BY THE COURT: /s/ Michael J. Mayer Judge of District Court APPROVED: JAMES P. O'CONNELL EXAMINER OF TITLES BY: /s/ James P. O'Connell JAMES P. O'CONNELL Attorney for Petitioner: Robert Q. Williams Wilford, Geske & Cook, P.A. 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125 Attendance is not required at said hearing except to object to the entry of the above described Order. 2897168 1/19-1/26/12

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PUBLIC NOTICE

MINNESOTA SECRETARY OF STATE CERTIFICATE OF ASSUMED NAME Minnesota Statutes, Chapter 333 The filing of an assumed name does not provide a user with exclusive rights to that name. The filing is required for consumer protection in order to enable consumers to be able to identify the true owner of a business. 1. List the exact assumed nam e under which the business is or will be conducted: Kb Cards and Tags 2. Principal Place of Business: 4341 Dorchester Court, Eagan, MN 55123 3. List the name and complete street address of all persons conducting business under the above Assumed Name, OR if an entity, provide the legal corporate, LLC, or Limited Partnership name and registered office address. Kathy Baker, 4341 Dorchester Court, Eagan, MN 55123 4. I, the undersigned, certify that I am signing this document as the person whose signature is required, or as agent of the person(s) whose signature would be required who has authorized me to sign this document on his/her behalf, or in both capacities. I further certify that I have completed all required fields, and that the information in this document is true and correct and in compliance with the applicable chapter of Minnesota Statutes. I understand that by signing this document I am subject to the penalties of perjury as set forth in Section 609.48 as if I had signed this document under oath. Date: 10/17/11 Kathy Baker, President 2873861 1/12-1/19/12P

PUBLIC NOTICE

MINNESOTA SECRETARY OF STATE CERTIFICATE OF ASSUMED NAME Minnesota Statutes, Chapter 333 The filing of an assumed name does not provide a user with exclusive rights to that name. The filing is required for consumer protection in order to enable consumers to be able to identify the true owner of a business. 1. List the exact assumed nam e under which the business is or will be conducted: bc fotos 2. Principal Place of Business: 12973 Harriet Avenue South, Burnsville, MN 55337 3. List the name and complete street address of all persons conducting business under the above Assumed Name, OR if an entity, provide the legal corporate, LLC, or Limited Partnership name and registered office address. Elizabeth I. Coburn, 12973 Harriet Avenue South, Burnsville, MN 55337 4. I, the undersigned, certify that I am signing this document as the person whose signature is required, or as agent of the person(s) whose signature would be required who has authorized me to sign this document on his/her behalf, or in both capacities. I further certify that I have completed all required fields, and that the information in this document is true and correct and in compliance with the applicable chapter of Minnesota Statutes. I understand that by signing this document I am subject to the penalties of perjury as set forth in Section 609.48 as if I had signed this document under oath. Date: 1/9/2012 Elizabeth I Coburn 2880498 1/19-1/26/12P

PUBLIC NOTICE PUBLIC NOTICE

MINNESOTA SECRETARY OF STATE CERTIFICATE OF ASSUMED NAME Minnesota Statutes, Chapter 333 The filing of an assumed name does not provide a user with exclusive rights to that name. The filing is required for consumer protection in order to enable consumers to be able to identify the true owner of a business. 1. List the exact assumed nam e under which the business is or will be conducted: Home For You Care 2. Principal Place of Business: 14573 Grand Ave S, Burnsville, MN 55306 3. List the name and complete street address of all persons conducting business under the above Assumed Name, OR if an entity, provide the legal corporate, LLC, or Limited Partnership name and registered office address. Healthcare Resources Group, Nursing, LLC, 2600 S Shore Dr, Albert Lea, MN 56007 4. I, the undersigned, certify that I am signing this document as the person whose signature is required, or as agent of the person(s) whose signature would be required who has authorized me to sign this document on his/her behalf, or in both capacities. I further certify that I have completed all required fields, and that the information in this document is true and correct and in compliance with the applicable chapter of Minnesota Statutes. I understand that by signing this document I am subject to the penalties of perjury as set forth in Section 609.48 as if I had signed this document under oath. Date: 10/25/2011 Tim Hovde, Treas/CFO 2876358 1/19-1/26/12P

PUBLIC NOTICE

MINNESOTA SECRETARY OF STATE CERTIFICATE OF ASSUMED NAME Minnesota Statutes, Chapter 333 The filing of an assumed name does not provide a user with exclusive rights to that name. The filing is required for consumer protection in order to enable consumers to be able to identify the true owner of a business. 1. List the exact assumed nam e under which the business is or will be conducted: Helping Hands House Cleaning 2. Principal Place of Business: 408 Connelly Lane, Burnsville, MN 55306 3. List the name and complete street address of all persons conducting business under the above Assumed Name, OR if an entity, provide the legal corporate, LLC, or Limited Partnership name and registered office address. Therese Ann Hart, 408 Connelly Lane, Burnsville, MN 55306 4. I, the undersigned, certify that I am signing this document as the person whose signature is required, or as agent of the person(s) whose signature would be required who has authorized me to sign this document on his/her behalf, or in both capacities. I further certify that I have completed all required fields, and that the information in this document is true and correct and in compliance with the applicable chapter of Minnesota Statutes. I understand that by signing this document I am subject to the penalties of perjury as set forth in Section 609.48 as if I had signed this document under oath. Date: 11-18-11 Therese Hart 2871498 1/12-1/19/12P

PUBLIC NOTICE

PUBLIC HEARING NOTICE CITY OF LAKEVILLE The Planning Commission of the City of Lakeville will hold a public hearing on Thursday, February 2, 2012 at 6:00 p.m. or as soon thereafter as the parties may be heard at the City Hall Council Chambers, 20195 Holyoke Avenue, Lakeville, Minnesota to consider amendments to the Zoning Map and the following chapters of the Lakevile City Code: Title 10 (the Subdivision Ordinance) Chapter 3-2 (Preliminary Plats) Title 11 (the Zoning Ordinance) Chapter 4-3 (Conditional Use Permits) Chapter 17-11 (Yards) Chapter 18-7 (Single Family Attached and Detached Accessory Uses) Chapter 19-7 (Off Street Parking, General Provisions) Chapter 21-5 (Fences) Chapter 23-15 (Signs, General Regulations) Chapter 23-19 (Signs, District Regulations) Chapter 57-19 (RST-2 District Design and Construction Standards) Chapter 58-21 (RM-1 District Design and Construction Standards) Chapter 59-21 (RM-2 District Design and Construction Standards) Chapter 71-11 (C-1 District Uses by Administrative Permit) Chapter 72-7 (C-2 District Conditional Uses) Chapter 72-11 (C-2 District Uses by Administrative Permit) Chapter 73-7 (C-3 District Conditional Uses) Chapter 73-11 (C-3 District Uses by Administrative Permit) Chapter 74-7 (C-CBD District Conditional Uses) Chapter 74-11 (C-CBD District Uses by Administrative Permit) Chapter 86-13 (I-1 District Lot Requirements and Setbacks) Chapter 86-15 (I-1 District Building Height) Chapter 87-13 (I-2 District Lot Requirements and Setbacks) Chapter 101-29 (Floodplain Overlay District Non-conforming Uses) Chapter 102-23 (Shoreland Overlay District Variances) All who wish to comment are asked to attend and be heard. QUESTIONS: Call Planning Director Daryl Morey at 952-985-4422 or e-mail questions or comments to dmorey@ci.lakeville.mn.us DATED this 17th day of January, 2012 CITY OF LAKEVILLE _____________________ Charlene Friedges, City Clerk 2882532 1/19/12

MINNESOTA SECRETARY OF STATE CERTIFICATE OF ASSUMED NAME Minnesota Statutes, Chapter 333 The filing of an assumed name does not provide a user with exclusive rights to that name. The filing is required for consumer protection in order to enable consumers to be able to identify the true owner of a business. 1. List the exact assumed nam e under which the business is or will be conducted: Naturally Right Remedies 2. Principal Place of Business: 4897 Twins Court, Eagan, MN 55123 3. List the name and complete street address of all persons conducting business under the above Assumed Name, OR if an entity, provide the legal corporate, LLC, or Limited Partnership name and registered office address. Wendy Koch, 4897 Twins Court, Eagan, MN 55123 4. I, the undersigned, certify that I am signing this document as the person whose signature is required, or as agent of the person(s) whose signature would be required who has authorized me to sign this document on his/her behalf, or in both capacities. I further certify that I have completed all required fields, and that the information in this document is true and correct and in compliance with the applicable chapter of Minnesota Statutes. I understand that by signing this document I am subject to the penalties of perjury as set forth in Section 609.48 as if I had signed this document under oath. Date: 11/15/2011 Wendy Koch - Owner 2873870 1/12-1/19/12P

PUBLIC NOTICE

MINNESOTA SECRETARY OF STATE CERTIFICATE OF ASSUMED NAME Minnesota Statutes, Chapter 333 The filing of an assumed name does not provide a user with exclusive rights to that name. The filing is required for consumer protection in order to enable consumers to be able to identify the true owner of a business. 1. List the exact assumed nam e under which the business is or will be conducted: Ivy Tree Studio 2. Principal Place of Business: 16110 Huron Circle, Lakeville, MN 55044 3. List the name and complete street address of all persons conducting business under the above Assumed Name, OR if an entity, provide the legal corporate, LLC, or Limited Partnership name and registered office address. Anne E Trice, 16110 Huron Cr, Lakeville, MN 55044 4. I, the undersigned, certify that I am signing this document as the person whose signature is required, or as agent of the person(s) whose signature would be required who has authorized me to sign this document on his/her behalf, or in both capacities. I further certify that I have completed all required fields, and that the information in this document is true and correct and in compliance with the applicable chapter of Minnesota Statutes. I understand that by signing this document I am subject to the penalties of perjury as set forth in Section 609.48 as if I had signed this document under oath. Date: 11/05/2011 Anne E. Trice 2871894 1/12-1/19/12P

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: February 28, 2006 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $360,000.00 MORTGAGOR(S): Kenny Tuan Tran fka Tuan V. Tran and Vicky Liew Tran, husband and wife MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded: March 13, 2006 Dakota County Recorder Document Number: 2412019 ASSIGNMENTS OF MORTGAGE: And assigned to: CitiMortgage, Inc. Dated: March 09, 2009 Recorded: March 31, 2009 Dakota County Recorder Document Number: 2647038 And assigned to: Nationstar Mortgage, LLC Dated: November 23, 2011 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100039219227735486 Lender or Broker: First Magnus Financial Corporation Residential Mortgage Servicer: Nationstar Mortgage, LLC Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 14216 Bayberry Trl, Rosemount, MN 55068-4476 Tax Parcel ID Number: 34-14702-060-01 LEGAL DESCRIPTION OF PROPERTY: Lot 6, Block 1, Bloomfield Third Addition, Dakota County, Minnesota. AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $425,510.11 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof;

part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: January 27, 2012 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on July 27, 2012, or the next business day if July 27, 2012 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: December 15, 2011 ASSIGNEE OF MORTGAGEE: Nationstar Mortgage, LLC Wilford, Geske & Cook P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 019864F01 2845250 12/15/11-1/19/12

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: April 03, 2006 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $117,800.00 MORTGAGOR(S): Rebekah A. Seleski, a single woman MORTGAGEE: Mortgage Electronic Registration Systems, Inc. as nominee for GreenPoint Mortgage Funding, Inc., its successors and assigns DATE AND PLACE OF RECORDING: Recorded: August 24, 2006 Dakota County Recorder Document Number: 2456037 ASSIGNMENTS OF MORTGAGE: And assigned to: BAC HOME LOANS SERVICING LP, FKA COUNTRYWIDE HOME LOANS SERVICING LP Dated: August 16, 2011 Recorded: August 23, 2011 Dakota County Recorder Document Number: 2815816 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100013800893008181 Lender or Broker: GreenPoint Mortgage Funding, Inc. Residential Mortgage Servicer: Bank of America, N.A. Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 3473 Cloman Way, Inver Grove Heights, MN 55076-1648 Tax Parcel ID Number: 20.44352.04.020 LEGAL DESCRIPTION OF PROPERTY: Lot 2, Block 4, Lakebridge Patio Homes 3rd Addition, Dakota County, Minnesota. AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $133,229.15 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: January 27, 2012 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on July 27, 2012, or the next business day if July 27, 2012 falls on a Saturday,

if July 27, 2012 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: December 15, 2011 ASSIGNEE OF MORTGAGEE: BANK OF AMERICA, N.A., SUCCESSOR BY MERGER TO BAC HOME LOANS SERVICING LP, FKA COUNTRYWIDE HOME LOANS SERVICING LP Wilford, Geske & Cook P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 022853F01 2845258 12/15/11-1/19/12

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: A u g u s t 2 6 , 2003 MORTGAGORS: M a r c o s G . M o j i c a Martinez and Veronica Martinez Contreras, both single person. MORTGAGEE:ABN AMRO Mortgage Group, Inc. n/k/a CitiMortgage, Inc. DATE AND PLACE OF RECORDING: Recorded January 16, 2004, Dakota County Recorder, Document No. 2164910. ASSIGNMENTS OF MORTGAGE: NONE TRANSACTION AGENT: NONE TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: NONE LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: ABN AMRO Mortgage Group, Inc. n/k/a CitiMortgage, Inc RESIDENTIAL MORTGAGE SERVICER: CitiMortgage, Inc. MORTGAGED PROPERTY ADDRESS: 1725 Hickory Hill Drive, Eagan, MN 55122 T A X P A R C E L I . D . # : 10-84601-01-140 LEGAL DESCRIPTION OF PROPERTY: Lot 14, Block 1, Woodgate 2nd Addition COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $159,497.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $157,890.59 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: January 27, 2012 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on _July 27, 2012, unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG

582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: November 30, 2011. CitiMortgage, Inc. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 10-6655 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2844727 12/15/11-1/19/12

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: J a n u a r y 3 1 , 2005 MORTGAGORS: Robb D. Pauling and Tonya S. Pauling, husband and wife. MORTGAGEE:Advisor's Mortgage, LLC. DATE AND PLACE OF RECORDING: Recorded March 7, 2005, Dakota County Recorder, Document No. 2301939. ASSIGNMENTS OF MORTGAGE: Assigned to: ABN Amro Mortgage Group,Inc. n/k/a CitiMortgage, Inc.. TRANSACTION AGENT: NONE TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: NONE LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Advisor's Mortgage, LLC RESIDENTIAL MORTGAGE SERVICER: CitiMortgage, Inc. MORTGAGED PROPERTY ADDRESS: 18268 Echo Drive, Farmington, MN 55024 TAX PARCEL I.D. #: 141950602020 LEGAL DESCRIPTION OF PROPERTY: Lot 2, Block 2, Dakota County Estates 7th Addition, Dakota County, Minnesota COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $196,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $180,396.25 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: March 9, 2012 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on September 10, 2012, unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: January 11, 2012. CitiMortgage, Inc. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 10-6793 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2882660 1/19-2/23/12

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PUBLIC NOTICE

MINNESOTA SECRETARY OF STATE CERTIFICATE OF ASSUMED NAME Minnesota Statutes, Chapter 333 The filing of an assumed name does not provide a user with exclusive rights to that name. The filing is required for consumer protection in order to enable consumers to be able to identify the true owner of a business. 1. List the exact assumed nam e under which the business is or will be conducted: MH, LLC 2. Principal Place of Business: 1340 Riverside Lane, Mendota Heights, MN 55118 3. List the name and complete street address of all persons conducting business under the above Assumed Name, OR if an entity, provide the legal corporate, LLC, or Limited Partnership name and registered office address. Hall & Associates Consulting, LLC, 1340 Riverside Lane, Mendota Heights, MN 55118 4. I, the undersigned, certify that I am signing this document as the person whose signature is required, or as agent of the person(s) whose signature would be required who has authorized me to sign this document on his/her behalf, or in both capacities. I further certify that I have completed all required fields, and that the information in this document is true and correct and in compliance with the applicable chapter of Minnesota Statutes. I understand that by signing this document I am subject to the penalties of perjury as set forth in Section 609.48 as if I had signed this document under oath. Date: 12/29/2011 Mark Hall, CEO 2871482 1/12-1/19/12P

PUBLIC NOTICE

NOTICE OF INFORMAL APPOINTMENT OF PERSONAL REPRESENTATIVE, AND NOTICE TO CREDITORS (INTESTATE) STATE OF MINNESOTA COUNTY OF DAKOTA DISTRICT COURT PROBATE DIVISION FIRST JUDICIAL DISTRICT Court File No. 19HA-PR-12-19 ESTATE OF Robert E. Yahnke, aka Robert Edward Yahnke, DECEDENT Notice is given that an application for informal appointment of personal representative has been filed with the Registrar. No will has been presented for probate. The application has been granted. Notice is also given that the Registrar has informally appointed PENNY J. YAHNKE whose address is 17345 Gettysburg Way, Lakeville, MN 55044 as personal representative of the Estate of the Decedent. Any heir or other interested person may be entitled to appointment as personal representative or may object to the appointment of the personal representative. Unless objections are filed with the Court (pursuant to Minn. Stat. 524.3-607) and the Court otherwise orders, the personal representative has full power to administer the Estate including, after 30 days from the date of issuance of letters, the power to sell, encumber, lease or distribute real estate. Any objections to the probate of the will or appointment of the Personal Representative must be filed with this Court and will be heard by the Court after the filing of an appropriate petition and proper notice of hearing. Notice is also given that (subject to Minn. 524.3-801) all creditors having claims against the Estate are required to present the claims to the personal representative or to the Court Administrator within four months after the date of this Notice or the claims will be barred. Date: 1/9/12 Heidi Carstensen Registrar Carolyn M. Renn Court Administrator Attorney For Personal Representative Timothy O. Davis, Esq., #21544 HELLMUTH & JOHNSON, PLLC 8050 West 78th Street Edina, MN 55439 Phone: 952-941-4005 E-Mail: tdavis@hjlawfirm.com 2874799 1/12-1/19/12

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: December 19, 2008 MORTGAGORS: Carlos R. Murcia and Marlin E Murcia, husband and wife. MORTGAGEE: Mortgage Electronic Registration Systems, Inc.. DATE AND PLACE OF RECORDING: Recorded December 30, 2008, Dakota County Recorder, Document No. 2628707. ASSIGNMENTS OF MORTGAGE: Assigned to: CitiMortgage, Inc. TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100248900000005968 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON

GAGE ORIGINATOR STATED ON MORTGAGE: Rescue Mortgage Inc., dba Mortgage Depot RESIDENTIAL MORTGAGE SERVICER: CitiMortgage, Inc. MORTGAGED PROPERTY ADDRESS: 349 14TH Avenue South, South Saint Paul, MN 55075 TAX PARCEL I.D. #: 361990001200 LEGAL DESCRIPTION OF PROPERTY: Lot 19 and the South 1/2 of Lot 20, Block 1, Deer Park COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $215,710.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $215,434.36 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: January 26, 2012 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on __July 26, 2012, unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE:None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: November 29, 2011. CitiMortgage, Inc. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 10-6647 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2844710 12/15/11-1/19/12

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE April 22, 2003 MORTGAGORS: Joel D. Bennett and Constance C. Bennett, husband and wife. MORTGAGEE: PNC Bank, National Association s/b/m to National City Bank s/b/m to National City Mortgage Co. dba Commonwealth United Mortgage Company. DATE AND PLACE OF RECORDING: Recorded June 11, 2003, Dakota County Recorder, Document No. 2061032. ASSIGNMENTS OF MORTGAGE: NONE TRANSACTION AGENT: NONE TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: NONE LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: National City Mortgage Co. dba Commonwealth United Mortgage Company RESIDENTIAL MORTGAGE SERVICER: PNC Bank, National Association MORTGAGED PROPERTY ADDRESS: 7 Roanoke Road, West St. Paul, MN 55118 T A X P A R C E L I . D . # : 38-88801-050-01 & 38-88801-040-01 LEGAL DESCRIPTION OF PROPERTY: EXHIBIT A LOTS 4 AND 5, BLOCK 1, ZEHNDER ACRES NO. 2, ACCORDING TO THE RECORDED PLAT THEREOF, AND SITUATE IN DAKOTA COUNTY, MINNESOTA; TOGETHER WITH A NON-EXCLUSIVE EASEMENT FOR INGRESS AND EGRESS OVER OUTLOT A, BLOCK 1, ZEHNDER ACRES

LOT A, BLOCK 1, ZEHNDER ACRES NO. 2, DAKOTA COUNTY, MINNESOTA ABSTRACT PROPERTY. THE ABOVE PROPERTY IS SITUATED IN DAKOTA COUNTY, STATE OF MINNESOTA. ADDRESS: 7 ROANOAKE RD; SUNFISH LAKE, MN 55118 TAX MAP OR PARCEL ID NO.: 38 88801 050 01 COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $500,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $515,775.72 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: January 26, 2012 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on July 26, 2012 unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: November 30, 2011. PNC Bank, National Association Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 4-2752 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2844742 12/15/11-1/19/12

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: November 14, 2003 MORTGAGORS: K a r l a F o l s t a d a n d Kurt Folstad, wife and husband. MORTGAGEE:M i n n e s o t a H o m e Mortgage Corporation. DATE AND PLACE OF RECORDING: Recorded December 23, 2003, Dakota County Recorder, Document No. 2156026. ASSIGNMENTS OF MORTGAGE: Assigned to: ABN Amro Mortgage Group, Inc n/k/a CitiMortgage, Inc. TRANSACTION AGENT: NONE TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: NONE LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Minnesota Home Mortgage Corporation RESIDENTIAL MORTGAGE SERVICER: CitiMortgage, Inc. MORTGAGED PROPERTY ADDRESS: 20638 Hartford Way, Lakeville, MN 55044 TAX PARCEL I.D. #: 228205102090 LEGAL DESCRIPTION OF PROPERTY: LOT 9, BLOCK 2, VILLAGE CREEK 2ND ADDITION. COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $322,400.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $303,201.12 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt

or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: January 26, 2012 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on _July 26, 2012_____________________, unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: November 29, 2011. CitiMortgage, Inc. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 10-6184 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2844699 12/15/11-1/19/12

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN: That default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: March 28, 2005 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $168,800.00 MORTGAGOR(S): Rodney M. McCullum and Jennifer McCullum, husband and wife, joint tenants MORTGAGEE: New Century Mortgage Corporation SERVICER: Carrington Mortgage Services, LLC LENDER: New Century Mortgage Corporation. DATE AND PLACE OF FILING: Dakota County Minnesota, Recorder , on April 22, 2005, as Document No. 2315141. ASSIGNED TO: Deutsche Bank National Trust Company, as Trustee, for Carrington Home Equity Loan Trust, Series 2005-NC4 Asset-Backed Pass-Through Certificates Dated: November 11, 2011 , and recorded November 23, 2011 by Document No. 2832549 . LEGAL DESCRIPTION OF PROPERTY: Unit 111, CIC 235, Regatta Court Homes, Dakota County, Minnesota PROPERTY ADDRESS: 6411 158TH ST, APPLE VALLEY, MN 55124-0000 PROPERTY I.D: 016340125111 COUNTY IN WHICH PROPERTY IS LOCATED: Dakota THE AMOUNT CLAIMED TO BE DUE ON THE MORTGAGE ON THE DATE OF THE NOTICE: One Hundred Seventy-Four Thousand Two Hundred Ninety-Nine and 10/100 ($174,299.10) THAT no action or proceeding has been instituted at law to recover the debt secured by said mortgage, or any part thereof; that there has been compliance with all pre-foreclosure notice and acceleration requirements of said mortgage, and/or applicable statutes; PURSUANT, to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: 10:00 AM on January 31, 2012 P L A C E O F S A L E : S h e r i f f ` s Main Office, Law Enforcement Center, 1580 Highway 55, Hastings MN 55033-2343 to pay the debt then secured by said mortgage and taxes, if any actually paid by the mortgagee, on the premises and the costs and disbursements allowed by law. The time allowed by law for redemption by said mortgagor(s), their personal representatives or assigns is 6.00 months from the date of sale. If Mortgage is not reinstated under Minn. Stat. 580.30 or the property is not redeemed under Minn. Stat. 580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on July 31, 2012, or the next business day if July 31, 2012 falls on a

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������ DATED: ������� December��� 15, ���� 2011 business day if ������ July 31, 2012 falls on a������� ASSIGNEE OF MORTGAGEE: Saturday, Sunday or legal holiday. Suntrust Mortgage, Inc. "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, Wilford, Geske & Cook P.A. THE MORTGAGOR`S PERSONAL REP- Attorneys for Assignee of Mortgagee RESENTATIVES OR ASSIGNS, MAY BE Lawrence A. Wilford REDUCED TO FIVE WEEKS IF A JUDI- James A. Geske CIAL ORDER IS ENTERED UNDER 8425 Seasons Parkway, Suite 105 MINNESOTA STATUTES, SECTION Woodbury, MN 55125-4393 5 8 2 . 0 3 2 , D E T E R M I N I N G , A M O N G (651) 209-3300 OTHER THINGS, THAT THE MORT- File Number: 022810F01 12/15/11-1/19/12 GAGED PREMISES ARE IMPROVED 2848619 WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL NOTICE OF INFORMAL PROBATE P R O D U C T I O N , A N D A R E OF WILL AND INFORMAL ABANDONED." APPOINTMENT OF PERSONAL Dated: December 15, 2011 REPRESENTATIVE AND NOTICE Deutsche Bank National Trust TO CREDITORS Company, as Trustee, for STATE OF MINNESOTA Carrington Home Equity Loan T r u s t , S e r i e s 2 0 0 5 - N C 4 COUNTY OF DAKOTA DISTRICT COURT Asset-Backed Pass-Through FIRST JUDICIAL DISTRICT Certificates Court File No.: 19HA-PR-12-21 Randall S. Miller & Associates, PLLC In Re: Estate of Winfred Gordon Attorneys for Assignee of Mortgage/ Thompson, Jr., Decedent. Mortgagee Notice is given that an Application One Financial Plaza, 120 South Sixth Street, Suite 1100 for Informal Probate of Will and Informal Appointment of Personal RepreMinneapolis, MN 55402 sentative was filed with the Registrar, Phone: 612-573-3677 along with a Will dated January 20, Our File No. 11MN00776-1 THIS IS A COMMUNICATION FROM 1 9 9 3 . T h e R e g i s t r a r a c c e p t e d t h e application and appointed Lori A DEBT COLLECTOR. A S A P # 4 1 5 1 5 0 2 1 2 / 1 5 / 2 0 1 1 , Thompson-Garry, whose address is 12/22/2011, 12/29/2011, 01/05/2012, 3529 Great Oaks Place, Eagan, MN 55123, to serve as the personal repre01/12/2012, 01/19/2012 sentative of the decedent’s estate. 2850144 12/15/11-1/19/12 Any heir, devisee or other interested person may be entitled to appointment as personal representative or may object to the appointment of the NOTICE OF MORTGAGE personal representative. Any objection FORECLOSURE SALE N O T I C E I S H E R E B Y G I V E N t h a t to the appointment of the personal default has occurred in the conditions representative must be filed with the of the following described mortgage: Court, and any properly filed objection DATE OF MORTGAGE: December 10, will be heard by the Court after notice 2007 is provided to interested persons of the ORIGINAL PRINCIPAL AMOUNT OF date of hearing on the objection. MORTGAGE: $258,500.00 Unless objections are filed, and MORTGAGOR(S): David W. Wick, a unless the Court orders otherwise, the single person personal representative has the full MORTGAGEE: Mortgage Electronic power to administer the estate, includRegistration Systems, Inc., as nomi- ing, after thirty (30) days from the nee for Suntrust Mortgage, Inc., its issuance of letters testamentary, the successors and assigns power to sell, encumber, lease, or disDATE AND PLACE OF RECORDING: tribute any interest in real estate R e c o r d e d : D e c e m b e r 2 1 , 2 0 0 7 owned by the decedent. Dakota County Recorder Notice is further given that, subject Document Number: 2562883 to Minn. Stat. § 524.3-801, all crediASSIGNMENTS OF MORTGAGE: tors having claims against the And assigned to: Suntrust Mortgage, d e c e d e n t ’ s e s t a t e a r e r e q u i r e d t o Inc. present the claims to the personal repDated: October 26, 2011 resentative or to the Court within four R e c o r d e d : N o v e m b e r 0 1 , 2 0 1 1 (4) months after the date of this notice Dakota County Recorder or the claims will be barred. Document Number: 2827830 Dated: 1/9/12 Transaction Agent: Mortgage ElecHeidi Carstensen tronic Registration Systems, Inc. Registrar Transaction Agent Mortgage IdentifiCarolyn M. Renn cation Number: 100010402074482344 Court Administrator Lender or Broker: Suntrust Mort- Joel G. Paschka, #0250466 gage, Inc. Dutcher & Paschka, PA Residential Mortgage Servicer: Sun- 115 W 3rd Ave, Suite 106 Trust Mortgage, Inc. Alexandria, MN 56308 Mortgage Originator: Not Applicable Phone: 320-759-9000 COUNTY IN WHICH PROPERTY IS Fax: 866-650-3122 LOCATED: Dakota email: joel@dutcherlawoffice.com Property Address: 15044 Portland 2874690 1/19-1/26/12P Ave, Burnsville, MN 55306-5022 Tax Parcel ID Number: 02-18577-01-130 ORDER AND NOTICE OF HEARING LEGAL DESCRIPTION OF PROPON PETITION FOR FORMAL ERTY: Lot 13, Block 1, Crystal Lake PROBATE OF WILL AND Third Addition, Dakota County, MinAPPOINTMENT OF PERSONAL nesota REPRESENTATIVE IN AMOUNT DUE AND CLAIMED TO BE UNSUPERVISED DUE AS OF DATE OF NOTICE: ADMINISTRATION AND $263,717.55 NOTICE TO CREDITORS THAT all pre-foreclosure requirements have been complied with; that STATE OF MINNESOTA COUNTY OF DAKOTA no action or proceeding has been instiDISTRICT COURT tuted at law or otherwise to recover the PROBATE DIVISION debt secured by said mortgage, or any FIRST JUDICIAL DISTRICT part thereof; Court File No. 19HA-PR-11-768 PURSUANT to the power of sale conEstate of Ruth C. Kurzweg, In Re: tained in said mortgage, the above-described property will be sold aka Ruth Carrie Kurzweg, Deceased. by the Sheriff of said county as fol- TO ALL INTERESTED PERSONS AND CREDITORS: lows: It is ordered and notice is hereby DATE AND TIME OF SALE: January given that on Feb. 7, 2012, at 9:00 am, 27, 2012 at 10:00 AM a hearing will be held in the above PLACE OF SALE: Dakota County Law Enforcement Center, 1580 High- named court at 1560 Highway 55, Hastway 55, Lobby S-100, Hastings, Minne- ings, Minnesota, for the formal probate of an instrument dated October sota to pay the debt secured by said mort- 21, 1992 and a second instrument gage and taxes, if any, on said pre- dated December 9, 1992, purporting to mises and the costs and disburse- be the Last Will and First Codicil, ments, including attorney fees allowed respectively, of the above named deceby law, subject to redemption within dent and for the appointment of Karon six (6) months from the date of said A . F a c t o r , w h o s e a d d r e s s i s 4 2 5 7 sale by the mortgagor(s), their per- Lodgepole Dr., Eagan, MN 55122, as personal representative of the estate of sonal representatives or assigns. If the Mortgage is not reinstated the above named decedent in unsuperunder Minn. Stat. §580.30 or the prop- vised administration; and that any erty is not redeemed under Minn. Stat. objections thereto must be filed with §580.23, the Mortgagor must vacate the court. That, if proper, and no objections are the property on or before 11:59 p.m. on July 27, 2012, or the next business day filed, said personal representative will be appointed to administer the estate, if July 27, 2012 falls on a Saturday, to collect all assets, pay all legal debts, Sunday or legal holiday. Mortgagor(s) released from financial claims, taxes and expenses, and sell real and personal property, and do all obligation: NONE THIS COMMUNICATION IS FROM necessary acts for the estate. NOTICE IS FURTHER GIVEN THAT A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY ALL CREDITORS having claims against INFORMATION OBTAINED WILL BE said estate are required to present the same to said personal representative USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF or to the probate court administrator THE DEBT AND IDENTITY OF THE within four months after the date of ORIGINAL CREDITOR WITHIN THE t h i s n o t i c e o r s a i d c l a i m s w i l l b e T I M E P R O V I D E D B Y L A W I S N O T barred. Dated: 12 30 2011 AFFECTED BY THIS ACTION. BY THE COURT: THE TIME ALLOWED BY LAW FOR Edward Lynch REDEMPTION BY THE MORTGAGOR, Judge of District Court, THE MORTGAGOR'S PERSONAL REPProbate Division RESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDI- Andrew M. Lehner (#388061) CIAL ORDER IS ENTERED UNDER Attorney for Petitioner MINNESOTA STATUTES, SECTION Lehner Law Office, LLC 5 8 2 . 0 3 2 , D E T E R M I N I N G , A M O N G 1069 S. Robert St., Ste 100 OTHER THINGS, THAT THE MORT- West St. Paul, MN 55118 GAGED PREMISES ARE IMPROVED T 651.222.9829 / F 651.222.1122 WITH A RESIDENTIAL DWELLING OF andy@lehnerlawoffice.com 1/12-1/19/12 LESS THAN FIVE UNITS, ARE NOT 2871955

PUBLIC NOTICE

PUBLIC NOTICE

PUBLIC NOTICE

PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: December 15, 2011

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PUBLIC NOTICE

NOTICE OF AND ORDER FOR HEARING ON PETITION FOR FORMAL PROBATE OF WILL AND APPOINTMENT OF PERSONAL REPRESENTATIVE AND NOTICE TO CREDITORS STATE OF MINNESOTA COUNTY OF DAKOTA DISTRICT COURT FIRST JUDICIAL DISTRICT Court File No.: 19HA-PR-12-31 In Re: Estate of Claudette Isabel Nigon, Decedent. It is Ordered and Notice is given that on February 21, 2012 at 9:00 a.m., a hearing will be held in this Court at 1560 Highway 55, Hastings, Minnesota, on a petition for the formal probate of an instrument purporting to be the decedent’s Will dated October 30, 2011, and for the appointment of Chad Brian Litkey, whose address is 10208 Pleasure Creek Parkway West, Blaine, MN 55434 as personal representative of the decedent’s estate in an unsupervised administration. Any objections to the petition must be raised at the hearing or filed with the Court prior to the hearing. If the petition is proper and no objections are filed or raised, the personal representative will be appointed with the full power to administer the decedent’s estate, including the power to collect all assets; pay all legal debts, claims, taxes, and expenses; sell real and personal property; and do all necessary acts for the decedent’s estate. Notice is further given that, subject to Minn. Stat. § 524.3-801, all creditors having claims against the decedent’s estate are required to present the claims to the personal representative or to the Court within four (4) months after the date of this notice or the claims will be barred. Dated: 1/13/12 BY THE COURT Shawn M. Moynihan Judge of District Court RICHARD S. GILLMAN, Esq. Richard S. Gillman MN# 35051 770 Upper Colonial Drive Mendota Heights, MN 55118 Telephone: (651) 222-0870 e-mail: richgillman01@aol.com 2880268 1/19-1/26/12P

PUBLIC NOTICE

NOTICE OF INFORMAL PROBATE OF WILL AND APPOINTMENT OF PERSONAL REPRESENTATIVE AND NOTICE TO CREDITORS STATE OF MINNESOTA COUNTY OF DAKOTA DISTRICT COURT FIRST JUDICIAL DISTRICT PROBATE COURT DIVISION Court File No. 19HA-PR-11-23 In re: ANNABEL CATER KRETCHMER, Deceased. Notice is given that an application for informal probate of the Decedent’s Will dated October 29, 2007, has been filed with the Registrar. The application has been granted. Any objections may be filed with this Court and will be heard by the Court after proper notice and hearing. Notice is also given that the Registrar has informally appointed John A. Kretchmer, whose address is 10105 Mississippi Blvd., Coon Rapids MN 55433, as personal representative of the Estate of the Decedent. Any heir, devisee or other interested person may be entitled to appointment as personal representative or may object to the appointment of the personal representative. Unless objections are filed with the Court (pursuant to Section 524.3-607) and the Court otherwise orders, the personal representative has full power to administer the Estate including, after 30 days from the date of issuance of letters, the power to sell, encumber, lease or distribute real estate. Notice is also given that (subject to Minn. Stat. 524.3-801) all creditors having claims against the Estate are required to present the claims to the personal representative or to the Court Administrator within four months after the date of this Notice or the claims will be barred. Date: 1/9/12 Heidi Carstensen Registrar Carolyn M. Renn Court Administrator Attorney for Personal Representative: Dana Brandt Rebelein Attorney ID#139245 1346 32nd Ave. NW New Brighton, MN 55112-6384 PHONE 651-639-6585 DanaRebelein@gmail.com 2874655 1/19-1/26/12P

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: July 15, 2003 MORTGAGOR: Shannon M. Murphy, an unmarried man. MORTGAGEE: D a v i s F i n a n c i a l Group. DATE AND PLACE OF RECORDING: Recorded September 4, 2003, Dakota County Recorder, Document No. 2104239.

MORTGAGE: Assigned to: PNC Bank, National Association, s/b/m to National City Bank, s/b/m to National City Mortgage Co., f/k/a NCMC NewCo., Inc., s/i/i to National City Mortgage Co. TRANSACTION AGENT: NONE TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: NONE LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Davis Financial Group RESIDENTIAL MORTGAGE SERVICER: PNC Bank, National Association MORTGAGED PROPERTY ADDRESS: 5866 West 125th Street, Apple Valley, MN 55124 TAX PARCEL I.D. #: 017320004001 LEGAL DESCRIPTION OF PROPERTY: Lot Four (4), Block One (1), Sunshine Estates, Dakota County, Minnesota COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $185,400.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $182,458.57 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: February 2, 2012 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on August 2, 2012 unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: December 6, 2011. PNC Bank, National Association Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 4-2379 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2851484 12/15/11-1/19/12

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: June 03, 2004 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $172,455.00 MORTGAGOR(S): Bruce O. Kubes, a single person MORTGAGEE: Mortgage Electronic Registration Systems, Inc., as nominee for Lakeland Mortgage Company, its successors and assigns DATE AND PLACE OF RECORDING: Recorded: August 16, 2004 Dakota County Recorder Document Number: 2238296 ASSIGNMENTS OF MORTGAGE: And assigned to: Aurora Bank, FSB Dated: December 07, 2011 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100137510000146326 Lender or Broker: Lakeland Mortgage Corporation Residential Mortgage Servicer: Aurora Bank, FSB Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 1681 Boardwalk, Eagan, MN 55122-1235 Tax Parcel ID Number: 10-31900-02-450 LEGAL DESCRIPTION OF PROPERTY: Lot 45, Block 2, Hampton Heights, Dakota County, Minnesota AMOUNT DUE AND CLAIMED TO BE

AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $161,395.57 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: February 03, 2012 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on August 03, 2012, or the next business day if August 03, 2012 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: December 22, 2011 ASSIGNEE OF MORTGAGEE: Aurora Bank, FSB Wilford, Geske & Cook P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 022900F01 2858214 12/22/11-1/26/12

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: A u g u s t 2 4 , 2001 MORTGAGORS: Hung Do and Kimcuc Mai, husband and wife. MORTGAGEE:C e n d a n t M o r t g a g e Corporation D/B/A Burnet Home Loans. DATE AND PLACE OF RECORDING: Recorded October 8, 2001, Dakota County Recorder, Document No. 1818683. ASSIGNMENTS OF MORTGAGE: Assigned to: U.S. Bank National Association, succesor by merger to the Leader Mortgage Company. TRANSACTION AGENT: NONE TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: NONE LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Cendant Mortgage Corporation D/B/A Burnet Home Loans RESIDENTIAL MORTGAGE SERVICER: U.S. Bank Home Mortgage MORTGAGED PROPERTY ADDRESS: 4505 Cinnamon Ridge Trail, Unit A, Saint Paul, MN 55122 T A X P A R C E L I . D . # : 10-17400-00-176 LEGAL DESCRIPTION OF PROPERTY: Unit No. 36, Building E, Cinnamon Ridge Carriage Homes, a Condominium, Condominium File No. 41 COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $112,500.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $99,857.96 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: February 3, 2012 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said

to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on August 3, 2012, unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: December 7, 2011. U.S. Bank National Association Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 19-3225 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2858898 12/22/11-1/26/12

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: OF MORTGAGE: January 16, 2006 MORTGAGORS: Joseph T. Hamand and Robin A. Hamand, husband and wife. MORTGAGEE: Mortgage Electronic Registration Systems, Inc.. DATE AND PLACE OF RECORDING: Recorded January 31, 2006, Dakota County Recorder, Document No. 2401984. ASSIGNMENTS OF MORTGAGE: Assigned to: U.S. Bank National Association. TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100103210000126218 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Prime Mortgage Corporation RESIDENTIAL MORTGAGE SERVICER: U.S. Bank Home Mortgage MORTGAGED PROPERTY ADDRESS: 4354 Wood Duck Circle, Eagan, MN 55122 TAX PARCEL I.D. #: 104725202310 LEGAL DESCRIPTION OF PROPERTY: Lot 31, Block 2, Mallard Park Third Addition, Dakota County, Minnesota COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $356,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $350,132.27 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: February 9, 2012 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on August 9, 2012, unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM

MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: December 14, 2011. U.S. Bank National Association Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 19-3229 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2858909 12/22/11-1/26/12

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: J u n e 1 5 , 2004 MORTGAGOR: Michael L. Lindberg, a single person. MORTGAGEE:Advisor's Mortgage, LLC. DATE AND PLACE OF RECORDING: Recorded July 22, 2004, Dakota County Recorder, Document No. 2229138. ASSIGNMENTS OF MORTGAGE: Assigned to: TCF Mortgage Corporation. And thereafter assigned to: Mortgage Electronic Registration Systems, Inc.. And thereafter assigned to: U.S. Bank National Association. TRANSACTION AGENT: NONE TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: NONE LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Advisor's Mortgage, LLC RESIDENTIAL MORTGAGE SERVICER: U.S. Bank Home Mortgage MORTGAGED PROPERTY ADDRESS: 4446 Slater Road, Eagan, MN 55122 TAX PARCEL I.D. #: 101740203061 LEGAL DESCRIPTION OF PROPERTY: That part of Lot 6, Block 3, Cinnamon Ridge 3rd Addition, lying Southwesterly of a line drawn from a point on the Southeasterly line of said Lot 6, distant 40.00 feet Southwesterly of the most Easterly corner thereof, to a point on the Northwesterly line of said Lot 6, distant 40.00 feet Southwesterly of the most Northerly corner thereof, Dakota County, Minnesota. COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $179,900.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $167,535.28 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: February 3, 2012 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on August 3, 2012, unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT

LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: November 28, 2011. U.S. Bank National Association Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 19-3182 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2858878 12/22/11-1/26/12

PUBLIC NOTICE

NOTICE OF INFORMAL APPOINTMENT OF PERSONAL REPRESENTATIVE AND NOTICE TO CREDITORS STATE OF MINNESOTA COUNTY OF DAKOTA DISTRICT COURT FIRST JUDICIAL DISTRICT Court File No.: 19HA-PR-12-20 In Re: Estate of Bettye A. Defiel, Decedent. Notice is given that an Application for Informal Appointment of Personal Representative was filed with the Registrar. The Registrar accepted the application and appointed Jenine K. Defiel, whose address is 1447 Carrie St, West St. Paul, Minnesota 55118, to serve as the personal representative of the decedent’s estate. Any heir or other interested person may be entitled to appointment as personal representative or may object to the appointment of the personal representative. Any objection to the appointment of the personal representative must be filed with the Court, and any properly filed objection will be heard by the Court after notice is provided to interested persons of the date of hearing on the objection. Unless objections are filed, and unless the Court orders otherwise, the personal representative has the full power to administer the estate, including, after thirty (30) days from the issuance of letters of general administration, the power to sell, encumber, lease, or distribute any interest in real estate owned by the decedent. Notice is further given that, subject to Minn. Stat. § 524.3-801, all creditors having claims against the decedent’s estate are required to present the claims to the personal representative or to the Court within four (4) months after the date of this notice or the claims will be barred. Dated: 1/9/12 Heidi Carstensen Registrar Carolyn M. Renn Court Administrator David J Raymond (MN#221818) Raymond Law Offices PA 5838 Blackshire Path Inver Grove Heights Minnesota 55076 Telephone: (651) 455-3100 Facsimile: (651) 455-4811 ATTORNEY FOR PERSONAL REPRESENTATIVE 2874873 1/12-1/19/12

PUBLIC NOTICE

NOTICE OF INFORMAL APPOINTMENT OF PERSONAL REPRESENTATIVE AND NOTICE TO CREDITORS (INTESTATE) STATE OF MINNESOTA COUNTY OF DAKOTA DISTRICT COURT FIRST JUDICIAL DISTRICT Court File No.: 19HA-PR-12-3 In Re: Estate of Larry Dean Anderson, Decedent. Notice is given that an Application for Informal Appointment of Personal Representative was filed with the Registrar. The Registrar accepted the application and appointed Melissa Anne Anderson, 1006 Muirland Drive, La Jolla, CA 92037, to serve as the personal representative of the decedent’s estate. Any heir or other interested person may be entitled to appointment as personal representative or may object to the appointment of the personal representative. Any objection to the appointment of the personal representative must be filed with the Court, and any properly filed objection will be heard by the Court after notice is provided to interested persons of the date of hearing on the objection. Unless objections are filed, and unless the Court orders otherwise, the personal representative has the full power to administer the estate, including, after thirty (30) days from the issuance of letters of general administration, the power to sell, encumber, lease, or distribute any interest in real estate owned by the decedent. Notice is further given that, subject to Minn. Stat. § 524.3-801, all creditors having claims against the decedent’s estate are required to present the claims to the personal representative or to the Court within four (4) months after the date of this notice or the claims will be barred. Dated: 1/4/12 Heidi Carstensen Registrar Carolyn M. Renn Court Administrator Attorney for Personal Representative: Bruce B. Phillips MN Attorney ID# 308584 1590 Thomas Center Drive, Suite 106 Eagan, MN 55122 Telephone: 651-208-2420 Facsimile: 651-207-4520 e-mail: bphillips@bphillipslawoffice.com 2870863 1/12-1/19/12P

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PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: April 05, 2006 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $212,000.00 MORTGAGOR(S): Herbert F. Jellum, a single person MORTGAGEE: Mortgage Electronic Registration Systems, Inc. as nominee for Prime Mortgage Corporation, its successors and assigns DATE AND PLACE OF RECORDING: Recorded: May 30, 2006 Dakota County Recorder Document Number: 2433271 ASSIGNMENTS OF MORTGAGE: And assigned to: Nationstar Mortgage, LLC Dated: December 19, 2011 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100103210000133321 Lender or Broker: Prime Mortgage Corporation Residential Mortgage Servicer: Nationstar Mortgage, LLC Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 17366 Ithaca Ct, Lakeville, MN 55044-8742 Tax Parcel ID Number: 22-13201-04-080 LEGAL DESCRIPTION OF PROPERTY: Lot Eight (8), Block Four (4), Barrett Second Addition, Dakota County, Minnesota AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $205,844.94 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: March 02, 2012 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on September 04, 2012, or the next business day if September 04, 2012 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: January 19, 2012 ASSIGNEE OF MORTGAGEE: Nationstar Mortgage, LLC Wilford, Geske & Cook P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 023372F01 2876975 1/19-2/23/12

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: April 26, 2004 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $154,444.00 MORTGAGOR(S): Cole D. Empey and Desirae Empey, husband and wife MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded: June 25, 2004 Dakota County Recorder Document Number: 2219873 ASSIGNMENTS OF MORTGAGE: And assigned to: ING Bank, FSB Dated: April 18, 2011 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100177700000337428 Lender or Broker: Home Town Mortgage, Inc. Residential Mortgage Servicer:

Residential Mortgage Servicer: Aurora Bank, FSB Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 20044 Cabrilla Way, Farmington, MN 55024-1485 Tax Parcel ID Number: 12.24500.067.04 LEGAL DESCRIPTION OF PROPERTY: Lot 67, Block 4, Empire River Preserve, CIC No. 386, according to the recorded plat thereof, Dakota County, Minnesota. AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $159,336.62 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: February 03, 2012 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on August 03, 2012, or the next business day if August 03, 2012 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: December 22, 2011 ASSIGNEE OF MORTGAGEE: ING Bank, FSB Wilford, Geske & Cook P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 020322F01 2857292 12/22-1/26/12

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: July 12, 2007 MORTGAGORS: Scott Mcdonald and Tammy Mcdonald, Husband and Wife. MORTGAGEE:Mortgage Electronic Registration Systems, Inc.. DATE AND PLACE OF RECORDING: Recorded August 13, 2007, Dakota County Recorder, Document No. 2537019. ASSIGNMENTS OF MORTGAGE: Assigned to: U.S. Bank National Association. TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100061907000030650 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Summit Mortgage Corporation RESIDENTIAL MORTGAGE SERVICER: U.S. Bank Home Mortgage MORTGAGED PROPERTY ADDRESS: 3995 153rd Street West, Rosemount, MN 55068 TAX PARCEL I.D. #: 345410303010 LEGAL DESCRIPTION OF PROPERTY: Lot 1, Block 3, O'Leary's Hills Fourth Addition, Dakota County, Minnesota. COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $253,400.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $272,555.82 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof;

thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: February 3, 2012 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on August 3, 2012, unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: December 12, 2011. U.S. Bank National Association Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 19-2619 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2853351 12/22/11-1/26/12

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: July 28, 2005 MORTGAGORS: Nickolas D. Heupel Sr. and Jayne L. Heupel, husband and wife. MORTGAGEE: Mortgage Electronic Registration Systems, Inc.. DATE AND PLACE OF RECORDING: Recorded August 18, 2005, Dakota County Recorder, Document No. 2352586. ASSIGNMENTS OF MORTGAGE: Assigned to: U.S. Bank National Association. TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100026900020817879 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Bell America Mortgage LLC DBA Bell Mortgage RESIDENTIAL MORTGAGE SERVICER: U.S. Bank Home Mortgage MORTGAGED PROPERTY ADDRESS: 2681 west 148th Street, Rosemount, MN 55068 TAX PARCEL I.D. #: 346490001200 LEGAL DESCRIPTION OF PROPERTY: Lot 20, Block 1, Rosewood Estates, Dakota County, Minnesota COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $269,700.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $253,553.62 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: February 9, 2012 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law,

ing, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on August 9, 2012, unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: December 14, 2011. U.S. Bank National Association Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 19-2915 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2858970 12/22/11-1/26/12

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: J a n u a r y 1 4 , 2003 MORTGAGORS: Erin M. Denet and Charles J. Denet, wife and husband. MORTGAGEE:ABN Amro Mortgage Group, Inc., n/k/a CitiMortgage, Inc.. DATE AND PLACE OF RECORDING: Recorded July 3, 2003, Dakota County Recorder, Document No. 2073493. ASSIGNMENTS OF MORTGAGE: NONE TRANSACTION AGENT: NONE TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: NONE LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: ABN Amro Mortgage Group, Inc., n/k/a CitiMortgage, Inc. RESIDENTIAL MORTGAGE SERVICER: CitiMortgage, Inc. MORTGAGED PROPERTY ADDRESS: 4891 190th Street West, Farmington, MN 55024 T A X P A R C E L I . D . # : 14-47800-010-01 LEGAL DESCRIPTION OF PROPERTY: Lot 1, Block 1, Meadow Creek First Addition, according to the recorded plat thereof, Dakota County, Minnesota. COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $164,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $170,561.24 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: February 9, 2012 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on _August 9, 2012_____________________, unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORT-

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������ ������ MORT ������� ������� ��� ���� THAT THE OTHER THINGS, GAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF NOTICE OF MORTGAGE LESS THAN FIVE UNITS, ARE NOT FORECLOSURE SALE PROPERTY USED IN AGRICULTURAL THE RIGHT TO VERIFICATION OF P R O D U C T I O N , A N D A R E THE DEBT AND IDENTITY OF THE ABANDONED." ORIGINAL CREDITOR WITHIN THE Dated: December 12, 2011. TIME PROVIDED BY LAW IS NOT CitiMortgage, Inc. AFFECTED BY THIS ACTION. Mortgagee/Assignee of Mortgagee NOTICE IS HEREBY GIVEN: That USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of default has occurred in the conditions of the following described mortgage: Mortgagee DATE OF MORTGAGE: December 23, 4500 Park Glen Road #300 2005 Minneapolis, MN 55416 ORIGINAL PRINCIPAL AMOUNT OF (952) 925-6888 MORTGAGE: $291,200.00 10-5358 MORTGAGOR(S): Troy A Gerber and THIS IS A COMMUNICATION FROM Andrea L Gerber, husband and wife as A DEBT COLLECTOR. tenants in common 2857316 12/22/11-1/26/12 MORTGAGEE: Mortgage Electronic Registration Systems, Inc. as nominee for Great Northern Financial Group, NOTICE OF MORTGAGE Inc. FORECLOSURE SALE TRANSACTION AGENT: Mortgage THE RIGHT TO VERIFICATION Electronic Registration Systems, Inc. OF THE DEBT AND IDENTITY OF MIN#: 1002614-9567674021-4 THE ORIGINAL CREDITOR WITHIN SERVICER: Ocwen Loan Servicing, THE TIME PROVIDED BY LAW IS LLC NOT AFFECTED BY THIS ACTION. LENDER: Great Northern Financial NOTICE IS HEREBY GIVEN, that Group, Inc.. default has occurred in conditions of DATE AND PLACE OF FILING: the following described mortgage: Dakota County Minnesota,Registrar of DATE OF MORTGAGE: O c t o b e r 1 2 , Title , on January 23, 2006, as Docu2007 ment No. 583415. MORTGAGORS: D u s t i n O . W i n t e r ASSIGNED TO: HSBC Bank USA, and Amy Winter, husband and wife. N.A., as Trustee on behalf of ACE MORTGAGEE: Mortgage Electronic Securities Corp. Home Equity Loan Registration Systems, Inc.. Trust and for the registered holders of DATE AND PLACE OF RECORDING: ACE Securities Corp. Home Equity Registered October 30, 2007, Dakota Loan Trust, Series 2006-ASAP3, Asset County Registrar of Titles, Document Backed Pass-Through Certificates No. 619544, Certificate of Title No. Dated: May 31, 2006 , and recorded 143713. May 13, 2010 by Document No. A S S I G N M E N T S O F M O R T G A G E : T661861 . Assigned to: U.S. Bank National LEGAL DESCRIPTION OF PROPAssociation. ERTY: Lot 27, Block 5, Marion Fields, S a i d M o r t g a g e b e i n g R e g i s t e r e d Dakota County, Minnesota. Land. PROPERTY ADDRESS: 20907 HuntsTRANSACTION AGENT: Mortgage ville Trail, Lakeville, MN 55044 Electronic Registration Systems, Inc. PROPERTY I.D: 22-47475-05-270 TRANSACTION AGENT'S MORTCOUNTY IN WHICH PROPERTY IS GAGE IDENTIFICATION NUMBER ON LOCATED: Dakota MORTGAGE: 100021278927695317 THE AMOUNT CLAIMED TO BE DUE LENDER OR BROKER AND MORT- ON THE MORTGAGE ON THE DATE OF G A G E O R I G I N A T O R S T A T E D O N THE NOTICE: Three Hundred Twelve M O R T G A G E : U . S . B a n k N a t i o n a l Thousand Two Hundred Forty-Two and Association 31/100 ($312,242.31) RESIDENTIAL MORTGAGE SERTHAT no action or proceeding has VICER: U.S. Bank Home Mortgage been instituted at law to recover the MORTGAGED PROPERTY ADDRESS: debt secured by said mortgage, or any 1 8 0 0 C o v i n g t o n L a n e , E a g a n , M N part thereof; that there has been com55122 pliance with all pre-foreclosure notice TAX PARCEL I.D. #: 106398415040 and acceleration requirements of said LEGAL DESCRIPTION OF PROP- mortgage, and/or applicable statutes; ERTY: PURSUANT, to the power of sale conLot 4, Block 15, in Ridgecliffe Fifth tained in said mortgage, the above Addition, Dakota County, Minnesota. described property will be sold by the COUNTY IN WHICH PROPERTY IS Sheriff of said county as follows: LOCATED: Dakota DATE AND TIME OF SALE: 10:00 AM ORIGINAL PRINCIPAL AMOUNT OF on March 6, 2012 MORTGAGE: $167,674.00 PLACE OF SALE: Sh e r i f f ` s M a i n AMOUNT DUE AND CLAIMED TO BE Office, Law Enforcement Center, 1580 DUE AS OF DATE OF NOTICE, INCLUD- Highway 55, Hastings MN 55033-2343 ING TAXES, IF ANY, PAID BY MORT- to GAGEE: $182,283.95 pay the debt then secured by said That prior to the commencement of mortgage and taxes, if any actually this mortgage foreclosure proceeding paid by the mortgagee, on the preMortgagee/Assignee of Mortgagee com- mises and the costs and disburseplied with all notice requirements as m e n t s a l l o w e d b y l a w . T h e t i m e required by statute; That no action or allowed by law for redemption by said proceeding has been instituted at law mortgagor(s), their personal represeno r o t h e r w i s e t o r e c o v e r t h e d e b t tatives or assigns is 6.00 months from secured by said mortgage, or any part the date of sale. If Mortgage is not thereof; reinstated under Minn. Stat. 580.30 or PURSUANT to the power of sale con- the property is not redeemed under tained in said mortgage, the above Minn. Stat. 580.23, the Mortgagor must described property will be sold by the vacate the property on or before 11:59 Sheriff of said county as follows: p.m. on September 6, 2012, or the next DATE AND TIME OF SALE: March 9, business day if September 6, 2012 falls 2012 at 10:00 AM on a Saturday, Sunday or legal holiday. PLACE OF SALE:Sheriff's Office, Law "THE TIME ALLOWED BY LAW FOR Enforcement Center, 1580 Hwy 55, REDEMPTION BY THE MORTGAGOR, Lobby #S-100, Hastings, MN THE MORTGAGOR`S PERSONAL REPto pay the debt then secured by said RESENTATIVES OR ASSIGNS, MAY BE Mortgage, and taxes, if any, on said REDUCED TO FIVE WEEKS IF A JUDIpremises, and the costs and disburse- CIAL ORDER IS ENTERED UNDER m e n t s , i n c l u d i n g a t t o r n e y s ' f e e s MINNESOTA STATUTES, SECTION allowed by law subject to redemption 5 8 2 . 0 3 2 , D E T E R M I N I N G , A M O N G within six (6) months from the date of OTHER THINGS, THAT THE MORTsaid sale by the mortgagor(s), their GAGED PREMISES ARE IMPROVED personal representatives or assigns WITH A RESIDENTIAL DWELLING OF unless reduced to Five (5) weeks under LESS THAN FIVE UNITS, ARE NOT MN Stat. §580.07. PROPERTY USED IN AGRICULTURAL TIME AND DATE TO VACATE PROP- P R O D U C T I O N , A N D A R E E R T Y : I f t h e r e a l e s t a t e i s a n ABANDONED." owner-occupied, single-family dwellDated: January 19, 2012 ing, unless otherwise provided by law, HSBC Bank USA, N.A., as Trustee the date on or before which the morton behalf of ACE Securities Corp. gagor(s) must vacate the property if the Home Equity Loan Trust and for mortgage is not reinstated under secthe registered holders of ACE tion 580.30 or the property is not Securities Corp. Home Equity redeemed under section 580.23 is Loan Trust, Series 2006-ASAP3, 11:59 p.m. on September 10, 2012, Asset Backed Pass-Through unless the redemption period is Certificates reduced to 5 weeks under MN Stat. Randall S. Miller & Associates, PLLC Secs. 580.07 or 582.032. Attorneys for Assignee of Mortgage/ MORTGAGOR(S) RELEASED FROM Mortgagee FINANCIAL OBLIGATION ON MORT- One Financial Plaza, GAGE: None 120 South Sixth Street, Suite 1100 "THE TIME ALLOWED BY LAW FOR Minneapolis, MN 55402 REDEMPTION BY THE MORTGAGOR, Phone: 612-573-3677 THE MORTGAGOR'S PERSONAL REP- Our File No. 11MN00086-2 RESENTATIVES OR ASSIGNS, MAY BE THIS IS A COMMUNICATION FROM REDUCED TO FIVE WEEKS IF A JUDI- A DEBT COLLECTOR. CIAL ORDER IS ENTERED UNDER A S A P # 4 1 7 5 4 6 1 0 1 / 1 9 / 2 0 1 2 , MINNESOTA STATUTES, SECTION 01/26/2012, 02/02/2012, 02/09/2012, 5 8 2 . 0 3 2 , D E T E R M I N I N G , A M O N G 02/16/2012, 02/23/2012 OTHER THINGS, THAT THE MORT- 2878702 1/19-2/23/12 GAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT NOTICE OF MORTGAGE PROPERTY USED IN AGRICULTURAL FORECLOSURE SALE P R O D U C T I O N , A N D A R E THE RIGHT TO VERIFICATION ABANDONED." OF THE DEBT AND IDENTITY OF Dated: January 11, 2012. THE ORIGINAL CREDITOR WITHIN U.S. Bank National Association THE TIME PROVIDED BY LAW IS Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that Attorneys for Mortgagee/Assignee of default has occurred in conditions of Mortgagee the following described mortgage: 4500 Park Glen Road #300 DATE OF MORTGAGE: September 3, Minneapolis, MN 55416 2003 (952) 925-6888 MORTGAGOR: William George Scott, 19-2763 THIS IS A COMMUNICATION FROM a single person. MORTGAGEE: U.S. Bank National A DEBT COLLECTOR. 2882848 1/19-2/23/12

PUBLIC NOTICE

PUBLIC NOTICE

PUBLIC NOTICE

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��� ������� ��� ���� ������ ������ R E S I D E N������� TIAL MORTGAGE SER VICER: U.S. Bank Home Mortgage ���������� ���� ��������� MORTGAGEE: U.S. Bank National Association. DATE AND PLACE OF RECORDING: Registered October 28, 2003, Dakota County Registrar of Titles, Document No. 0519473, Certificate of Title No. 102003. ASSIGNMENTS OF MORTGAGE: NONE Said Mortgage being Registered Land. TRANSACTION AGENT: NONE TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: NONE LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: U.S. Bank National Association RESIDENTIAL MORTGAGE SERVICER: U.S. Bank Home Mortgage MORTGAGED PROPERTY ADDRESS: 12309 Oak Leaf Court, Burnsville, MN 55337 T A X P A R C E L I . D . # : 02-53701-01-330 LEGAL DESCRIPTION OF PROPERTY: Lot 33, Block 1, Oak Leaf Plat Two. COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $94,500.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $85,954.18 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: February 23, 2012 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on August 23, 2012, unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: December 23, 2011. U.S. Bank National Association Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 19-3103 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2868351 1/5-2/9/12

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: M a r c h 2 8 , 2008 MORTGAGORS: Matthew D. Wilson, A Single Person and David C. Wilson and Beverly J. Wilson, Husband and Wife. MORTGAGEE:Mortgage Electronic Registration Systems, Inc.. DATE AND PLACE OF RECORDING: Recorded April 29, 2008, Dakota County Recorder, Document No. 2587551. ASSIGNMENTS OF MORTGAGE: Assigned to: U.S. Bank National Association. TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100021278845638233 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: U.S. Bank National Association RESIDENTIAL MORTGAGE SER-

MORTGAGED PROPERTY ADDRESS: 12856 Nicollet Avenue, Unit 102, Burnsville, MN 55337 TAX PARCEL I.D. #: 020130016446 LEGAL DESCRIPTION OF PROPERTY: Apartment No. 102, 12856 Nicollet Avenue South, Condominium Number 15, Ridgeview Condominium Homes, Dakota County, Minnesota. COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $78,764.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $80,136.43 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: February 23, 2012 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on August 23, 2012, unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINAN CIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: December 27, 2011. U.S. Bank National Association Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 19-3002 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2868544 1/5-2/9/12

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: June 30, 2003 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $438,350.00 MORTGAGOR(S): Justin D. Wanda and Florence Wanda, husband and wife MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded: September 16, 2003 Dakota County Recorder Document Number: 2110634 ASSIGNMENTS OF MORTGAGE: And assigned to: HSBC Bank USA, National Association as Trustee for Deutsche Alt-A Securities, Inc., Mortgage Loan Trust, Series 2003-4XS Dated: August 31, 2011 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100020410000119573 Lender or Broker: CH Mortgage Company I, Ltd. Residential Mortgage Servicer: GMAC Mortgage, LLC Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 16141 Hominy Ct, Lakeville, MN 55044-4448 Tax Parcel ID Number: 22-81750-08-150 LEGAL DESCRIPTION OF PROPERTY: Lot 15, Block 8, Vermillion Springs, according to the recorded plat thereof, and situate in Dakota County, Minnesota. AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $428,719.75 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold

above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: February 17, 2012 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on August 17, 2012, or the next business day if August 17, 2012 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: January 05, 2012 ASSIGNEE OF MORTGAGEE: HSBC Bank USA, National Association as Trustee for Deutsche Alt-A Securities, Inc., Mortgage Loan Trust, Series 2003-4XS Wilford, Geske & Cook P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 021488F01 2867803 1/5-2/9/12

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: November 17, 2006 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $132,000.00 MORTGAGOR(S): Wendy Peterson, a single woman MORTGAGEE: Mortgage Electronic Registration Systems, Inc. as nominee for First Franklin a Division of National City Bank, its successors and assigns DATE AND PLACE OF RECORDING: Recorded: January 18, 2007 Dakota County Recorder Document Number: 2489054 ASSIGNMENTS OF MORTGAGE: And assigned to: U.S. BANK, N.A., SUCCESSOR TRUSTEE TO BANK OF AMERICA, N.A., AS SUCCESSOR TRUSTEE TO LASALLE BANK, N.A., AS TRUSTEE FOR THE HOLDERS OF THE MERRILL LYNCH FIRST FRANKLIN MORTGAGE LOAN TRUST, MORTGAGE LOAN ASSET- BACKED CERTIFICATES, SERIES 2007-FF1 Dated: December 16, 2011 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100425240011390868 Lender or Broker: First Franklin a Division of National City Bank Residential Mortgage Servicer: Bank of America, N.A. Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 2005 Southcross Dr W Apt 1005, Burnsville, MN 55306-4990 Tax Parcel ID Number: 02.71216.05.005 LEGAL DESCRIPTION OF PROPERTY: Unit No. 1005, Condominium No. 115, Southcross Village Condominium, Dakota County, Minnesota. AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $138,765.32 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: February 17, 2012 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated

If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on August 17, 2012, or the next business day if August 17, 2012 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: January 05, 2012 ASSIGNEE OF MORTGAGEE: U.S. BANK, N.A., SUCCESSOR TRUSTEE TO BANK OF AMERICA, N.A., AS SUCCESSOR TRUSTEE TO LASALLE BANK, N.A., AS TRUSTEE FOR THE HOLDERS OF THE MERRILL LYNCH FIRST FRANKLIN MORTGAGE LOAN TRUST, MORTGAGE LOAN ASSET- BACKED CERTIFICATES, SERIES 2007-FF1 Wilford, Geske & Cook P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 021974F01 2867780 1/5-2/9/12

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN: That default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: November 30, 2006 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $262,200.00 MORTGAGOR(S): Sherry A Foss and Daniel V Foss, As Tenants in Common Wife and Husband MORTGAGEE: Mortgage Electronic Registration Systems, Inc. as nominee for New Century Mortgage Corporation TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc MIN#: 100488910110856027 SERVICER: Ocwen Loan Servicing, LLC LENDER: New Century Mortgage Corporation. DATE AND PLACE OF FILING: Dakota County Minnesota, Recorder , on February 5, 2007, as Document No. 2493884. ASSIGNED TO: DEUTSCHE BANK NATIONAL TRUST COMPANY, as Trustee for the registered holders of MORGAN STANLEY ABS CAPITAL I INC. TRUST 2007-HE7 MORTGAGE PASS-THROUGH CERTIFICATES,SERIES 2007-HE7 Dated: October 20, 2011 , and recorded November 16, 2011 by Document No. 2831055 . LEGAL DESCRIPTION OF PROPERTY: Lot 18, block 3, Diamond Path Addition, according to the recorded plat thereof, and situate in Dakota County, Minnesota. PROPERTY ADDRESS: 14706 Dominica Ct, Saint Paul, MN 55124 PROPERTY I.D: 01-20500-03-180 COUNTY IN WHICH PROPERTY IS LOCATED: Dakota THE AMOUNT CLAIMED TO BE DUE ON THE MORTGAGE ON THE DATE OF THE NOTICE: Two Hundred Forty-Five Thousand Four Hundred Eighty-Eight and 44/100 ($245,488.44) THAT no action or proceeding has been instituted at law to recover the debt secured by said mortgage, or any part thereof; that there has been compliance with all pre-foreclosure notice and acceleration requirements of said mortgage, and/or applicable statutes; PURSUANT, to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: 10:00 AM on February 21, 2012 PLACE OF SALE: Sheriff`s Main Office, Law Enforcement Center, 1580 Highway 55, Hastings MN 55033-2343 to pay the debt then secured by said mortgage and taxes, if any actually paid by the mortgagee, on the premises and the costs and disbursements allowed by law. The time allowed by law for redemption by said mortgagor(s), their personal representatives or assigns is 6.00 months from the date of sale. If Mortgage is not reinstated under Minn. Stat. 580.30 or the property is not redeemed under Minn. Stat. 580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on August 21, 2012, or the next business day if August 21, 2012 falls on a Saturday, Sunday or legal holiday. "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR`S PERSONAL REP-

THE MORTGAGOR S PERSONAL REP RESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: January 5, 2012 DEUTSCHE BANK NATIONAL TRUST COMPANY, as Trustee for the registered holders of MORGAN STANLEY ABS CAPITAL I INC. TRUST 2007-HE7 MORTGAGE PASS-THROUGH CERTIFICATES,SERIES 2007-HE7 Randall S. Miller & Associates, PLLC Attorneys for Assignee of Mortgage/ Mortgagee One Financial Plaza, 120 South Sixth Street, Suite 1100 Minneapolis, MN 55402 Phone: 612-573-3677 Our File No. 11MN00724-1 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. ASAP# 4165698 01/05/2012, 01/12/2012, 01/19/2012, 01/26/2012, 02/02/2012, 02/09/2012 2867835 1/5-2/9/12

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: September 13, 2005 MORTGAGORS: Doris M. Hoel and David P. Hoel, wife and husband. MORTGAGEE:PNC Bank, National Association, s/b/m to National City Bank, s/b/m to Commonwealth United Mortgage a division of National City Bank of Indiana. DATE AND PLACE OF RECORDING: Recorded October 19, 2005, Dakota County Recorder, Document No. 2372131. ASSIGNMENTS OF MORTGAGE: NONE TRANSACTION AGENT: NONE TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: NONE LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Commonwealth United Mortgage a division of National City Bank of Indiana RESIDENTIAL MORTGAGE SERVICER: PNC Bank, National Association MORTGAGED PROPERTY ADDRESS: 2257 Clark Court, Eagan, MN 55122 TAX PARCEL I.D. #: 106440004100 LEGAL DESCRIPTION OF PROPERTY: Lot 10, Block 4, River Hills Ninth Addition, Dakota County, Minnesota COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $227,120.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $217,143.01 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: February 23, 2012 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on August 23, 2012 unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED."

ABANDONED. Dated: December 28, 2011. PNC Bank, National Association Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 4-2686 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2868434 1/5-2/9/12

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: A u g u s t 3 0 , 2005 MORTGAGORS: Paul E. Werner and Cheren J. Werner, Husband and Wife. MORTGAGEE: Mortgage Electronic Registration Systems, Inc.. DATE AND PLACE OF RECORDING: Registered September 15, 2005, Dakota County Registrar of Titles, Document No. 574446, Certificate of Title No. 137489. ASSIGNMENTS OF MORTGAGE: Assigned to: U. S. Bank National Association. Said Mortgage being Registered Land. TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100021278104475608 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Pioneer Mortgage Corporation RESIDENTIAL MORTGAGE SERVICER: U.S. Bank Home Mortgage MORTGAGED PROPERTY ADDRESS: 3780 Upper 71st Street East, Inver Grove Heights, MN 55076 T A X P A R C E L I . D . # : 20-71155-020-06 LEGAL DESCRIPTION OF PROPERTY: Lot Two (2) in Block Six (6) of South Grove No. 6, According to the recorded plat thereof, Dakota County, Minnesota. COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $220,255.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $287,580.63 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: March 6, 2012 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on September 6, 2012, unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: January 6, 2012. U.S. Bank National Association Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 19-3359 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2882839 1/19-2/23/12

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PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: November 18, 2002 MORTGAGORS: Anita L. Rockwell and Thomas J. Rockwell, Wife and Husband. MORTGAGEE:Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Registered April 23, 2003, Dakota County Registrar of Titles, Document No. 496794, Certificate of Title No. 103431. ASSIGNMENTS OF MORTGAGE: Assigned to: JPMorgan Chase Bank, National Association s/b/m to Chase Home Finance LLC. Said Mortgage being Registered Land. TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100162500039170783 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Frontier Financial, Inc. RESIDENTIAL MORTGAGE SERVICER: JPMorgan Chase Bank, National Association MORTGAGED PROPERTY ADDRESS: 871 Betty Lane, Eagan, MN 55123 TAX PARCEL I.D. #: 106310003001 LEGAL DESCRIPTION OF PROPERTY: Lot Three (3), Block One (1), Red Oaks COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $300,700.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $181,479.53 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: March 8, 2012 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within twelve (12) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on March 8, 2013, unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: January 6, 2012. JPMorgan Chase Bank, National Association Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 30-10257 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2882908 1/19-2/23/12

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: M a r c h 1 8 , 2008 MORTGAGOR: J a m e s R o s s e l , A Single Person.

Single Person. MORTGAGEE:Homeservices Lending, LLC Series A DBA Edina Realty Mortgage. DATE AND PLACE OF RECORDING: Recorded April 7, 2008, Dakota County Recorder, Document No. 2582670. ASSIGNMENTS OF MORTGAGE: Assigned to: Mortgage Electronic Registration Systems, Inc.. And thereafter assigned to: U.S. Bank National Association. TRANSACTION AGENT: NONE TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: NONE LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Homeservices Lending, LLC Series A DBA Edina Realty Mortgage RESIDENTIAL MORTGAGE SERVICER: U.S. Bank Home Mortgage MORTGAGED PROPERTY ADDRESS: 19464 Ellington Trail, Farmington, MN 55024 TAX PARCEL I.D. #: 14-45350-01330 LEGAL DESCRIPTION OF PROPERTY: Lot 33, Block 1, Limerock Ridge, Dakota County, Minnesota COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $291,500.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $289,566.78 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: February 23, 2012 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on August 23, 2012, unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: December 23, 2011. U.S. Bank National Association Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 19-3129 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2868373 1/5-2/9/12

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: May 9, 2006 MORTGAGORS: Roberto O. Hernandez and Maria C. Hernandez, husband and wife. MORTGAGEE: A r g e n t M o r t g a g e Company, LLC. DATE AND PLACE OF RECORDING: Recorded September 7, 2006, Dakota County Recorder, Document No. 2459100. ASSIGNMENTS OF MORTGAGE: Assigned to: U.S. Bank National Association, as Trustee for Citigroup Mortgage Loan Trust Inc., Asset-Backed Pass-Through Certificates, Series 2006-AMC1. TRANSACTION AGENT: NONE TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: NONE LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Argent Mortgage Company, LLC

pany, LLC RESIDENTIAL MORTGAGE SERVICER: American Home Mortgage Servicing, Inc MORTGAGED PROPERTY ADDRESS: 148 Richmond Street East, South Saint Paul, MN 55075 TAX PARCEL I.D. #: 367150003034 LEGAL DESCRIPTION OF PROPERTY: Lot 3 and the West 1/2 of Lot 2, Block 34, Spring Park COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $200,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $217,256.47 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: February 16, 2012 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on August 16, 2012 unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: December 16, 2011. U.S. Bank, National Association, as Trustee Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 40-3220 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2867772 1/5-2/9/12

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: January 26, 2007 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $512,000.00 MORTGAGOR(S): Keith C. Vogel, a single man and Brian J. Vogel and Althea Toliver-Vogel, husband and wife MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded: February 07, 2007 Dakota County Recorder Document Number: 2494635 ASSIGNMENTS OF MORTGAGE: And assigned to: Aurora Loan Services, LLC Dated: August 26, 2011 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100092047103769210 Lender or Broker: Webster Bank, N.A. Residential Mortgage Servicer: Aurora Bank, FSB Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 9130 250th St E, Hampton, MN 55031-8730 Tax Parcel ID Number: 170240001201 LEGAL DESCRIPTION OF PROPERTY: The East 662 feet of the West 1322 feet of the North Half of the Northeast Quarter of Section 24, Township 113, Range 18, according to the United States Government Survey thereof and situate in Dakota County, Minnesota. AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $523,882.05 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any

debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: February 17, 2012 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within twelve (12) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on February 18, 2013, or the next business day if February 18, 2013 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: January 05, 2012 ASSIGNEE OF MORTGAGEE: Aurora Loan Services, LLC Wilford, Geske & Cook P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 010556F02 2867788 1/5-2/9/12

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: November 03, 2006 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $171,200.00 MORTGAGOR(S): Krystal Thomas, a single person MORTGAGEE: Mortgage Electronic Registration Systems, Inc., as nominee for First Franklin a division of National City Bank, its successors and assigns DATE AND PLACE OF RECORDING: Recorded: December 13, 2006 Dakota County Recorder Document Number: 2481531 ASSIGNMENTS OF MORTGAGE: And assigned to: The Bank of New York Mellon, as indenture trustee, on behalf of the holders of the CSMC Trust 2010-16 Mortgage-Backed Notes and Certificates, Series 2010-16 Dated: December 16, 2011 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100425240010909080 Lender or Broker: First Franklin a division of National City Bank Residential Mortgage Servicer: Select Portfolio Servicing Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 1883 Deer Hills Trl, Eagan, MN 55122-2284 Tax Parcel ID Number: 10-72977-01-042 LEGAL DESCRIPTION OF PROPERTY: The Southeasterly 44.4 feet of Lot 4, Block 1, Sun Cliff Third Addition, Dakota County, Minnesota AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $187,908.06 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: February 17, 2012 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on

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������ ������� ��� ���� p.m. on������� or before 11:59 the property on ������ GAGE: None "THE TIME ALLOWED BY LAW FOR August 17, 2012, or the next business day if August 17, 2012 falls on a Satur- REDEMPTION BY THE MORTGAGOR, day, Sunday or legal holiday. THE MORTGAGOR'S PERSONAL REPMortgagor(s) released from financial RESENTATIVES OR ASSIGNS, MAY BE obligation: NONE REDUCED TO FIVE WEEKS IF A JUDITHIS COMMUNICATION IS FROM CIAL ORDER IS ENTERED UNDER A DEBT COLLECTOR ATTEMPT- MINNESOTA STATUTES, SECTION ING TO COLLECT A DEBT. ANY 5 8 2 . 0 3 2 , D E T E R M I N I N G , A M O N G INFORMATION OBTAINED WILL BE OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF WITH A RESIDENTIAL DWELLING OF THE DEBT AND IDENTITY OF THE LESS THAN FIVE UNITS, ARE NOT ORIGINAL CREDITOR WITHIN THE PROPERTY USED IN AGRICULTURAL TIME PROVIDED BY LAW IS NOT P R O D U C T I O N , A N D A R E ABANDONED." AFFECTED BY THIS ACTION. Dated: December 27, 2011. THE TIME ALLOWED BY LAW FOR U.S. Bank National Association REDEMPTION BY THE MORTGAGOR, Mortgagee/Assignee of Mortgagee THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE USSET, WEINGARDEN AND LIEBO, P.L.L.P. REDUCED TO FIVE WEEKS IF A JUDI- Attorneys for Mortgagee/Assignee of CIAL ORDER IS ENTERED UNDER Mortgagee MINNESOTA STATUTES, SECTION 4500 Park Glen Road #300 5 8 2 . 0 3 2 , D E T E R M I N I N G , A M O N G Minneapolis, MN 55416 OTHER THINGS, THAT THE MORT- (952) 925-6888 GAGED PREMISES ARE IMPROVED 19-3053 WITH A RESIDENTIAL DWELLING OF THIS IS A COMMUNICATION FROM LESS THAN FIVE UNITS, ARE NOT A DEBT COLLECTOR. 1/5-2/9/12 PROPERTY USED IN AGRICULTURAL 2868566 PRODUCTION, AND ARE ABANDONED. DATED: January 05, 2012 ASSIGNEE OF MORTGAGEE: NOTICE OF MORTGAGE The Bank of New York Mellon, as FORECLOSURE SALE indenture trustee, on behalf of the NOTICE IS HEREBY GIVEN that holders of the CSMC Trust 2010-16 Mortgage-Backed Notes default has occurred in the conditions of the following described mortgage: and Certificates, Series 2010-16 DATE OF MORTGAGE: December 30, Wilford, Geske & Cook P.A. 2008 Attorneys for Assignee of Mortgagee ORIGINAL PRINCIPAL AMOUNT OF Lawrence A. Wilford MORTGAGE: $371,500.00 James A. Geske MORTGAGOR(S): Van T. Truong and 8425 Seasons Parkway, Suite 105 Tuan Richard Schneider, wife an d Woodbury, MN 55125-4393 husband (651) 209-3300 MORTGAGEE: Mortgage Electronic File Number: 023205F01 2868043 1/5-2/9/12 Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded: January 09, 2009 Dakota County Recorder Document Number: 2630410 NOTICE OF MORTGAGE ASSIGNMENTS OF MORTGAGE: FORECLOSURE SALE And assigned to: MetLife Home THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF Loans, a division of MetLife Bank, N.A. Dated: November 02, 2011 THE ORIGINAL CREDITOR WITHIN Transaction Agent: Mortgage ElecTHE TIME PROVIDED BY LAW IS tronic Registration Systems, Inc. NOT AFFECTED BY THIS ACTION. Transaction Agent Mortgage IdentifiNOTICE IS HEREBY GIVEN, that default has occurred in conditions of cation Number: 100162500021898367 Lender or Broker: One Mortgage, the following described mortgage: DATE OF MORTGAGE: A u g u s t 2 4 , LLC Residential Mortgage Servicer: 2009 MORTGAGORS: Russell G. Rohloff MetLife Home Loans Mortgage Originator: Not Applicable and Lisa A. Rohloff, Husband and Wife. COUNTY IN WHICH PROPERTY IS MORTGAGEE: Mortgage Electronic LOCATED: Dakota Registration Systems, Inc.. Property Address: 3644 Clare Downs DATE AND PLACE OF RECORDING: R e g i s t e r e d N o v e m b e r 5 , 2 0 0 9 , Path, Rosemount, MN 55068-4596 Tax Parcel ID Number: Dakota County Registrar of Titles, Document No. T653564, Certificate of 34-25115-02-020 LEGAL DESCRIPTION OF PROPTitle No. 123365. A S S I G N M E N T S O F M O R T G A G E : ERTY: Lot 2, Block 2, Evermoor Clare Assigned to: U.S. Bank National Downs, Dakota County, Minnesota AMOUNT DUE AND CLAIMED TO BE Association. Said Mortgage being Registered D U E A S O F D A T E O F N O T I C E : $380,182.87 Land. THAT all pre-foreclosure requireTRANSACTION AGENT: Mortgage ments have been complied with; that Electronic Registration Systems, Inc. T R A N S A C T I O N A G E N T ' S M O R T - no action or proceeding has been instiGAGE IDENTIFICATION NUMBER ON tuted at law or otherwise to recover the debt secured by said mortgage, or any MORTGAGE: 100021278810699251 LENDER OR BROKER AND MORT- part thereof; PURSUANT to the power of sale conGAGE ORIGINATOR STATED ON MORTGAGE: U.S. Bank National t a i n e d i n s a i d m o r t g a g e , t h e above-described property will be sold Association R E S I D E N T I A L M O R T G A G E S E R - by the Sheriff of said county as follows: VICER: U.S. Bank Home Mortgage DATE AND TIME OF SALE: February MORTGAGED PROPERTY ADDRESS: 17, 2012 at 10:00 AM 3331 Cory Lane, Hastings, MN 55033 PLACE OF SALE: Dakota County TAX PARCEL I.D. #: 197320601100 LEGAL DESCRIPTION OF PROP- Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, MinneERTY: Lot 10, Block 1, Sunny Acres 7, sota Common Interest Community Num- to pay the debt secured by said mortb e r 2 3 1 , A P l a n n e d C o m m u n i t y gage and taxes, if any, on said prelocated in the county of Dakota, mises and the costs and disburseState of Minnesota and According to ments, including attorney fees allowed by law, subject to redemption within the recorded plat thereof. COUNTY IN WHICH PROPERTY IS six (6) months from the date of said LOCATED: Dakota sale by the mortgagor(s), their perORIGINAL PRINCIPAL AMOUNT OF sonal representatives or assigns. MORTGAGE: $139,089.00 If the Mortgage is not reinstated AMOUNT DUE AND CLAIMED TO BE under Minn. Stat. §580.30 or the propDUE AS OF DATE OF NOTICE, INCLUD- erty is not redeemed under Minn. Stat. ING TAXES, IF ANY, PAID BY MORT- §580.23, the Mortgagor must vacate GAGEE: $142,849.62 the property on or before 11:59 p.m. on That prior to the commencement of August 17, 2012, or the next business this mortgage foreclosure proceeding day if August 17, 2012 falls on a SaturMortgagee/Assignee of Mortgagee com- day, Sunday or legal holiday. plied with all notice requirements as Mortgagor(s) released from financial required by statute; That no action or obligation: NONE proceeding has been instituted at law THIS COMMUNICATION IS FROM o r o t h e r w i s e t o r e c o v e r t h e d e b t A DEBT COLLECTOR ATTEMPTsecured by said mortgage, or any part ING TO COLLECT A DEBT. ANY thereof; INFORMATION OBTAINED WILL BE PURSUANT to the power of sale con- USED FOR THAT PURPOSE. tained in said mortgage, the above THE RIGHT TO VERIFICATION OF described property will be sold by the THE DEBT AND IDENTITY OF THE Sheriff of said county as follows: ORIGINAL CREDITOR WITHIN THE DATE AND TIME OF SALE: February T I M E P R O V I D E D B Y L A W I S N O T 23, 2012 at 10:00 AM AFFECTED BY THIS ACTION. PLACE OF SALE:Sheriff's Office, Law THE TIME ALLOWED BY LAW FOR Enforcement Center, 1580 Hwy 55, REDEMPTION BY THE MORTGAGOR, Lobby #S-100, Hastings, MN THE MORTGAGOR'S PERSONAL REPto pay the debt then secured by said RESENTATIVES OR ASSIGNS, MAY BE Mortgage, and taxes, if any, on said REDUCED TO FIVE WEEKS IF A JUDIpremises, and the costs and disburse- CIAL ORDER IS ENTERED UNDER m e n t s , i n c l u d i n g a t t o r n e y s ' f e e s MINNESOTA STATUTES, SECTION allowed by law subject to redemption 5 8 2 . 0 3 2 , D E T E R M I N I N G , A M O N G within six (6) months from the date of OTHER THINGS, THAT THE MORTsaid sale by the mortgagor(s), their GAGED PREMISES ARE IMPROVED personal representatives or assigns WITH A RESIDENTIAL DWELLING OF unless reduced to Five (5) weeks under LESS THAN FIVE UNITS, ARE NOT MN Stat. §580.07. PROPERTY USED IN AGRICULTURAL TIME AND DATE TO VACATE PROP- PRODUCTION, AND ARE ABANDONED. ERTY: If the real estate is an DATED: January 05, 2012 owner-occupied, single-family dwellASSIGNEE OF MORTGAGEE: ing, unless otherwise provided by law, MetLife Home Loans, a division of the date on or before which the mortMetLife Bank, N.A. gagor(s) must vacate the property if the Wilford, Geske & Cook P.A. mortgage is not reinstated under sec- Attorneys for Assignee of Mortgagee tion 580.30 or the property is not Lawrence A. Wilford redeemed under section 580.23 is James A. Geske 11:59 p.m. on August 23, 2012, unless 8425 Seasons Parkway, Suite 105 the redemption period is reduced to 5 Woodbury, MN 55125-4393 weeks under MN Stat. Secs. 580.07 or (651) 209-3300 582.032. File Number: 020437F01 MORTGAGOR(S) RELEASED FROM 2867848 1/5-2/9/12 FINANCIAL OBLIGATION ON MORT���������� �� ���� ����� GAGE: None

PUBLIC NOTICE

PUBLIC NOTICE

��� ������� ��� ���� ������ rais ������ ������� FKA Nanette M. Seaborg, a single person. ���������� ���� ���������

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: September 30, 2005 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $196,000.00 MORTGAGOR(S): James T. Anderson and Ronica E. Anderson, husband and wife MORTGAGEE: America's Wholesale Lender DATE AND PLACE OF REGISTERING: Registered: October 21, 2005 Dakota County Registrar of Titles Document Number: 577392 ASSIGNMENTS OF MORTGAGE: And assigned to: The Bank Of New York Mellon FKA The Bank Of New York As Trustee For The Certificateholders Of The CWABS, Inc., Asset-Backed Certificates, Series 2005-AB4 Dated: January 11, 2012 Transaction Agent: Not Applicable Transaction Agent Mortgage Identification Number: Not Applicable Lender or Broker: America's Wholesale Lender Residential Mortgage Servicer: Bank of America, N.A. Mortgage Originator: Not Applicable CERTIFICATE OF TITLE NUMBER: 104847 COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 13607 Fordham Ave, Apple Valley, MN 55124-4122 Tax Parcel ID Number: 01.31000.500.05 LEGAL DESCRIPTION OF PROPERTY: Lot 50, Block 5, in Greenleaf First Addition according to the plat thereof, Dakota County, Minnesota. AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $235,375.39 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; that this is registered property; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: March 02, 2012 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on September 04, 2012, or the next business day if September 04, 2012 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: January 19, 2012 ASSIGNEE OF MORTGAGEE: The Bank Of New York Mellon FKA The Bank Of New York As Trustee For The Certificateholders Of The CWABS, Inc., Asset-Backed Certificates, Series 2005-AB4 Wilford, Geske & Cook P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 017234F02 2880979 1/19-2/23/12

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: November 9, 2006 MORTGAGOR: Nanette Marie Desmarais FKA Nanette M. Seaborg, a single

MORTGAGEE:Mortgage Electronic Registration Systems, Inc.. DATE AND PLACE OF RECORDING: Registered July 27, 2007, Dakota County Registrar of Titles, Document No. 614832, Certificate of Title No. 143116. ASSIGNMENTS OF MORTGAGE: Assigned to: U.S. Bank National Association. Said Mortgage being Registered Land. TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100075420060027008 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Homestead Mortgage Corporation RESIDENTIAL MORTGAGE SERVICER: U.S. Bank Home Mortgage MORTGAGED PROPERTY ADDRESS: 10351 Rich Valley Boulevard, Inver Grove Heights, MN 55077 TAX PARCEL I.D. #: 200290004010 LEGAL DESCRIPTION OF PROPERTY: That part of the South One-half of the Northeast quarter (S 1/2 of NE 1/4) of Section Twentynine (29), Township Twenty-seven (27) North, Range Twenty-two (22) West, Dakota County, Minnesota, described as beginning at a point on the West line of said South One-half of Northeast Quarter (S 1/2 NE 1/4) distant 716.25 feet North of the Southwest corner thereof; thence continuing North along said West line a distance of 581.15 feet to the center line of Dakota County Road No. 71, as now traveled; thence South 21° 00’ East along said center line a distance of 534.8 feet; thence South 66° 52’ West a distance of 208.4 feet to the point of beginning. Subject to an Easement for road purposes over the Easterly 33 feet. Containing 2.16 acres. COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $226,800.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $237,711.41 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: February 17, 2012 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on August 17, 2012, unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED." Dated: December 22, 2011. U.S. Bank National Association Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 19-3168 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2867851 1/5-2/9/12

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE:May 30, 2003 MORTGAGOR: J e a n G . S i e b e n , A

MORTGAGOR: J e a n G . S i e b e n , A Single Person. MORTGAGEE: Residential Mortgage Group, Inc.. DATE AND PLACE OF RECORDING: Recorded August 8, 2003, Dakota County Recorder, Document No. 2091349. ASSIGNMENTS OF MORTGAGE: Assigned to: TCF Mortgage Corporation. And thereafter assigned to: Mortgage Electronic Registration Systems, Inc. And thereafter assigned to: U.S. Bank National Association. TRANSACTION AGENT: NONE TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: NONE LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Residential Mortgage Group, Inc. RESIDENTIAL MORTGAGE SERVICER: U.S. Bank Home Mortgage MORTGAGED PROPERTY ADDRESS: 422 West 4th Street, Hastings, MN 55033 TAX PARCEL I.D. #: 193215024050 LEGAL DESCRIPTION OF PROPERTY: Lot Five (5), Block Twenty-four (24), Town of Hastings, according to the recorded plat thereof, and situate in Dakota County, Minnesota. COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $173,130.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE:$ 156,175.31 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: February 23, 2012 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on August 23, 2012, unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: December 27, 2011. U.S. Bank National Association Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 19-2773 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2868607 1/5-2/9/12

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: November 30, 2005 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $161,600.00 MORTGAGOR(S): Tracy A. Pearson, a single person MORTGAGEE: Mortgage Electronic Registration Systems, Inc. as nominee for Citizens State Bank, its successors and assigns DATE AND PLACE OF RECORDING: Recorded: December 14, 2005 Dakota County Recorder Document Number: 2388633 ASSIGNMENTS OF MORTGAGE: And assigned to: THE BANK OF NEW YORK MELLON FKA THE BANK OF NEW YORK, AS TRUSTEE FOR THE CERTIFICATEHOLDERS CWALT, INC., ALTERNATIVE LOAN TRUST 2 0 0 5 - 8 0 C B , M O R T G A G E PASS-THROUGH CERTIFICATES, SERIES 2005-80CB Dated: January 13, 2010 Recorded: January 21, 2010 Dakota County Recorder Document Number: 2709121

Document Number: 2709121 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100226700000063777 Lender or Broker: Citizens State Bank Residential Mortgage Servicer: Bank of America, N.A. Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 363 Upper Wood Way, Burnsville, MN 55337-5731 Tax Parcel ID Number: 02-84812-03-090 LEGAL DESCRIPTION OF PROPERTY: Lot 9, Block 3, Wood Park Plat Thirteen, Dakota County, Minnesota AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $195,659.58 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: February 17, 2012 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on August 17, 2012, or the next business day if August 17, 2012 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: January 05, 2012 ASSIGNEE OF MORTGAGEE: THE BANK OF NEW YORK MELLON FKA THE BANK OF NEW YORK, AS TRUSTEE FOR THE CERTIFICATEHOLDERS OF CWALT, INC., ALTERNATIVE LOAN TRUST 2005-80CB, MORTGAGE PASS-THROUGH CERTIFICATES, SERIES 2005-80CB Wilford, Geske & Cook P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 014571F02 2867784 1/5-2/9/12

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: MORTGAGORS: Steven A. Olson and Jill L. Olson, Husband and Wife. MORTGAGEE: Mortgage Electronic Registration Systems, Inc.. DATE AND PLACE OF RECORDING: Recorded January 7, 2010, Dakota County Recorder, Document No. 2706351. ASSIGNMENTS OF MORTGAGE: Assigned to: U.S. Bank National Association. TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100021278928296602 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: U.S. Bank National Association RESIDENTIAL MORTGAGE SERVICER: U.S. Bank Home Mortgage MORTGAGED PROPERTY ADDRESS: 20614 Hampshire Way, Lakeville, MN 55044 T A X P A R C E L I . D . # : 22-82052-01-140 LEGAL DESCRIPTION OF PROPERTY: Lot 14, Block 1, Village Creek 3rd Addition, CIC No. 346, Dakota County, Minnesota. COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF

ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $202,998.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $205,969.21 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: February 23, 2012 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on August 23, 2012, unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: December 27, 2011. U.S. Bank National Association Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 19-3208 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2868580 1/5-2/9/12

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: May 23, 2007 MORTGAGORS: Susan C.R. Gunderson and Kent Richard Gunderson, aka Kent R. Gunderson, wife and husband. MORTGAGEE: PNC Bank, National Association, s/b/m to National City Mortgage a division of National City Bank. DATE AND PLACE OF RECORDING: Recorded June 7, 2007, Dakota County Recorder, Document No. 2522577. ASSIGNMENTS OF MORTGAGE: NONE TRANSACTION AGENT: NONE TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: NONE LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: National City Mortgage a division of National City Bank RESIDENTIAL MORTGAGE SERVICER: PNC Bank, National Association MORTGAGED PROPERTY ADDRESS: 104 Geneva Boulevard, Burnsville, MN 55306 TAX PARCEL I.D. #: 023652503080 LEGAL DESCRIPTION OF PROPERTY: Lot 8, Block 3, Interlachen Woods, Dakota County, Minnesota COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $417,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $425,986.14 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: February 17, 2012 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55,

Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on August 17, 2012 unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: December 22, 2011. PNC Bank, National Association Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 4-2821 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2868407 1/5-2/9/12

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: September 5, 2003 MORTGAGOR: D o n a l d J . E s p e , A Single Person. MORTGAGEE: U.S. Bank National Association. DATE AND PLACE OF RECORDING: Recorded October 21, 2003, Dakota County Recorder, Document No. 2128104. ASSIGNMENTS OF MORTGAGE: NONE TRANSACTION AGENT: NONE TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: NONE LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: U.S. Bank National Association RESIDENTIAL MORTGAGE SERVICER: U.S. Bank Home Mortgage MORTGAGED PROPERTY ADDRESS: 14768 Lower Endicott, Apple Valley, MN 55124 TAX PARCEL I.D. #: 018145501100 LEGAL DESCRIPTION OF PROPERTY: Lot 10, Block 1, Valley Way Village 6th Addition, Dakota County, Minnesota. COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $144,100.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $130,185.69 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: February 16, 2012 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on August 16, 2012, unless the redemption period is reduced to 5

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the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: December 20, 2011. U.S. Bank National Association Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 19-3263 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2868517 1/5-2/9/12

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: February 23, 2005 MORTGAGORS: J a m e s B e r n a r d Doyle and Judith L. Doyle, husband and wife. MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded March 22, 2005, Dakota County Recorder, Document No. 2306244. ASSIGNMENTS OF MORTGAGE: Assigned to: Aurora Bank FSB. TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100137510000184780 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Lakeland Mortgage Corporation RESIDENTIAL MORTGAGE SERVICER: Aurora Bank FSB MORTGAGED PROPERTY ADDRESS: 1080 Aston Circle, Burnsville, MN 55337 TAX PARCEL I.D. #: 028481601060 LEGAL DESCRIPTION OF PROPERTY: Lot 6, Block 1, Wood Park Plat Seventeen. COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $168,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $152,082.17 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: February 24, 2012 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on August 24, 2012, unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: December 22, 2011.

Dated: December 22, 2011. Aurora Bank FSB Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 98-1229 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2868382 1/5-2/9/12

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: September 3, 2003 MORTGAGORS: Michael G. Schnarr and Paula L. Schnarr, husband and wife. MORTGAGEE: U . S . B a n k N a t i o n a l Association. DATE AND PLACE OF RECORDING: Recorded November 14, 2003, Dakota County Recorder, Document No. 2140489. ASSIGNMENTS OF MORTGAGE: NONE TRANSACTION AGENT: NONE TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: NONE LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: U.S. Bank National Association RESIDENTIAL MORTGAGE SERVICER: U.S. Bank Home Mortgage MORTGAGED PROPERTY ADDRESS: 254 20TH Avenue South, South Saint Paul, MN 55075 T A X P A R C E L I . D . # : 36-53600-08-180 LEGAL DESCRIPTION OF PROPERTY: EXHIBIT A Lots Fourteen (14), Fifteen (15), Sixteen (16), Seventeen (17) and the South Seven (7) feet of Lots Thirteen (13) and Eighteen (18), all in Block Eight (8), Oak View Addition to South St. Paul, together with that portion of the vacated alley which accrued thereto by reason of the vacation thereof, according to the recorded plat thereof on file and of record in the office of the Register of Deeds, Dakota County, Minnesota. COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $196,800.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE:$204,276.32 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: March 9, 2012 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on September 10, 2012, unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: January 10, 2012. U.S. Bank National Association Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 19-3272 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2882865 1/19-2/23/12

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: July 22, 2009 MORTGAGOR: Matthew J. Liffrig, a single person. MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded August 5, 2009, Dakota County Recorder, Document No. 2676096. ASSIGNMENTS OF MORTGAGE: Assigned to: Freedom Mortgage Corporation. TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 1000730-0083526442-5 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Freedom Mortgage Corporation RESIDENTIAL MORTGAGE SERVICER: LoanCare, a Division of FNF Servicing, Inc. MORTGAGED PROPERTY ADDRESS: 16417 Elm Creek Lane, Lakeville, MN 55044 T A X P A R C E L I . D . # : 22-26702-15-034 LEGAL DESCRIPTION OF PROPERTY: Unit No. 05034, CIC No. 581, Fieldstone Creek Condominium, Dakota County, Minnesota. COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $182,986.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE:$188,365.75 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: March 9, 2012 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on September 10, 2012, unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: January 12, 2012. Freedom Mortgage Corporation Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 90-2527 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2882923 1/19-2/23/12

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: O c t o b e r 1 2 , 2006 MORTGAGORS: Joshua K. Garrahy and Anne M. Garrahy, husband and wife. MORTGAGEE:Mortgage Electronic Registration Systems, Inc.. DATE AND PLACE OF RECORDING: Recorded October 20, 2006, Dakota

Recorded October 20, 2006, Dakota County Recorder, Document No. 2469912. ASSIGNMENTS OF MORTGAGE: Assigned to: U.S. Bank National Association. TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100021268000682415 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Bankers Mortgage Company, LLC RESIDENTIAL MORTGAGE SERVICER: U.S. Bank Home Mortgage MORTGAGED PROPERTY ADDRESS: 18510 Duluth Street, Farmington, MN 55024 TAX PARCEL I.D. #: 146405006006 LEGAL DESCRIPTION OF PROPERTY: Lot 6, Block 6, Riverbend according to the recorded plat thereof and situate in Dakota County, Minnesota. COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $348,747.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $372,882.28 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: February 17, 2012 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on August 17, 2012, unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: December 20, 2011. U.S. Bank National Association Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 19-3042 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2867860 1/5-2/9/12

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: October 26, 2006 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $160,000.00 MORTGAGOR(S): Oksana Mironov FKA Oksana Afanasyev and Dmitri Mironov, wife and husband MORTGAGEE: Bank of America, N.A. DATE AND PLACE OF RECORDING: Recorded: November 29, 2006 Dakota County Recorder Document Number: 2478263 Transaction Agent: Not Applicable Transaction Agent Mortgage Identification Number: Not Applicable Lender or Broker: Bank of America, N.A. Residential Mortgage Servicer: Bank of America, N.A. Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 20601 Claire Ct, Farmington, MN 55024-1471 Tax Parcel ID Number: 14-48703-05-091 LEGAL DESCRIPTION OF PROPERTY: Unit No. 91, CIC No. 319, a Condominium, Middle Creek Condominium, Dakota County, Minnesota. AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $154,608.21 THAT all pre-foreclosure requirements have been complied with; that

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������ ������ ������� ��� ���� Quarter with; that������� complied of the Southeast ments have been South line to said right-of-way boundary line no action or proceeding has been instidepicted on Minnesota Department tuted at law or otherwise to recover the of Transportation Right-of-Way Plat debt secured by said mortgage, or any part thereof; No. 19-29; thence southerly along PURSUANT to the power of sale consaid right-of-way boundary to the point of beginning, and there termitained in said mortgage, the nating. above-described property will be sold by the Sheriff of said county as fol- will be sold by the sheriff of Dakota lows: County, Minnesota at public auction DATE AND TIME OF SALE: February on March 2, 2012, at 10:00 o'clock 24, 2012 at 10:00 AM a.m., at the Dakota County Sheriff's PLACE OF SALE: Dakota County Office, Law Enforcement Center, 1580 Law Enforcement Center, 1580 High- Highway 55, Hastings, MN 55033. way 55, Lobby S-100, Hastings, Minne8. T h e t i m e a l l o w e d b y l a w f o r sota redemption by the Mortgagor, its perto pay the debt secured by said mort- sonal representatives or assigns is six gage and taxes, if any, on said pre- (6) months after the date of sale. 9. The street address and tax identimises and the costs and disbursements, including attorney fees allowed fication number(s) of the mortgaged by law, subject to redemption within property is as follows: unassigned situs six (6) months from the date of said Apple Valley, Minnesota sale by the mortgagor(s), their perTax Identification Number(s): sonal representatives or assigns. 01-02100-05-013 If the Mortgage is not reinstated under Minn. Stat. §580.30 or the prop- Dated: January 3, 2012 Lake Community Bank, erty is not redeemed under Minn. Stat. a Minnesota corporation, §580.23, the Mortgagor must vacate Mortgagee the property on or before 11:59 p.m. on By:_/s/ Steven L. Mackey August 24, 2012, or the next business Steven L. Mackey day if August 24, 2012 falls on a SaturAttorney for Mortgagee day, Sunday or legal holiday. 1054 Bucher Avenue Mortgagor(s) released from financial Shoreview, MN 55126 obligation: NONE (651) 765-8887 THIS COMMUNICATION IS FROM 1/12-2/16/12 A DEBT COLLECTOR ATTEMPT- 2871582 ING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. NOTICE OF ASSESSMENT LIEN THE RIGHT TO VERIFICATION OF FORECLOSURE SALE THE DEBT AND IDENTITY OF THE Date: December 21, 2011 ORIGINAL CREDITOR WITHIN THE YOU ARE NOTIFIED THAT: TIME PROVIDED BY LAW IS NOT 1. Default has occurred in the terms AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR and conditions of the Declaration for REDEMPTION BY THE MORTGAGOR, Prairie Crossing Villas Association THE MORTGAGOR'S PERSONAL REP- (hereinafter the "Association") which RESENTATIVES OR ASSIGNS, MAY BE w a s r e c o r d e d a s D o c u m e n t N o . REDUCED TO FIVE WEEKS IF A JUDI- 1487290, in the Office of the County CIAL ORDER IS ENTERED UNDER Recorder of Dakota County, MinneMINNESOTA STATUTES, SECTION sota, as amended, and also, pursuant 5 8 2 . 0 3 2 , D E T E R M I N I N G , A M O N G to Minn. Stat. '515B.3-116, covering OTHER THINGS, THAT THE MORT- the following property: LEGAL DESCRIPTION: Unit No. GAGED PREMISES ARE IMPROVED 89, CIC #241, Prairie Crossing WITH A RESIDENTIAL DWELLING OF Villas, Dakota County, Minnesota LESS THAN FIVE UNITS, ARE NOT STREET ADDRESS: 15152 DunPROPERTY USED IN AGRICULTURAL wood Trail, Apple Valley, MN PRODUCTION, AND ARE ABANDONED. 55124 DATED: January 12, 2012 T A X P A R C E L I D N O . MORTGAGEE: Bank of America, 01-76900-06-089 N.A., as successor by merger to 2. Pursuant to said Declaration, BAC Home Loans Servicing, LP there is claimed to be due and owing Wilford, Geske & Cook P.A. as of December 21, 2011, from Ramon Attorneys for Mortgagee M. Lopez and Tracy Lopez, title holdLawrence A. Wilford ers, to the Association, a Minnesota James A. Geske non-profit corporation, the amount of 8425 Seasons Parkway, Suite 105 $7,734.00 for unpaid association Woodbury, MN 55125-4393 dues, late fees, attorneys' fees and (651) 209-3300 costs, plus any other such amounts File Number: 023537F01 2873707 1/12-2/16/12 that will accrue after December 21, 2011, including reasonable attorneys' fees and costs of collection and foreclosure which will be added to the amount claimed due and owing at the NOTICE OF MORTGAGE time of the sale herein. FORECLOSURE SALE 3. No action is now pending at law YOU ARE HEREBY NOTIFIED THAT: 1. Default has occurred in the condi- or otherwise to recover said debt or tions of the mortgage dated December any part thereof. 4. That all preforeclosure require11, 2008, and executed by Dennis M. Peterson Interests, Inc., a Minnesota ments have been met. 5. T h e o w n e r s h a v e n o t b e e n corporation, as Mortgagor(s), to Lake Community Bank, a Minnesota corpo- released from the owners' financial ration, as Mortgagee(s), and filed for obligation to pay said amount. 6. The Declaration, referenced above, record December 23, 2008 as Dakota County Registrar of Titles Document and Minn. Stat. §§515B.3-115 and No. T 637207. The land described in 515B.3-116 provide for a continuing lien against the property. A Notice of the Mortgage is registered land. 2. The Mortgage has been assigned Lien evidencing the amount due was recorded on July 9, 2010, as Docuas follows: No assignments. 3. The original principal amount m e n t N o . 2 7 3 9 7 7 4 i n t h e D a k o t a s e c u r e d b y t h e M o r t g a g e w a s : County Recorder's Office. 7. Pursuant to the power of sale con$79,500.00. 4. No action or proceeding at law is tained in the same Declaration and n o w p e n d i n g t o r e c o v e r t h e d e b t granted by the owner in taking title to secured by the Mortgage, or any part the premises subject to said Declaration and pursuant to Minn. Stat. thereof. 5. The holder of the Mortgage has §§515B.3-115 and 515B.3-116, said complied with all conditions prece- Lien will be foreclosed by the sale of d e n t t o a c c e l e r a t i o n o f t h e d e b t said property by the Sheriff of Dakota secured by the Mortgage and foreclo- County, at the Dakota County Sheriffs sure of the Mortgage, and all notice Office, Dakota County Law Enforceand other requirements of applicable ment Center, 1580 Highway 55, Lobby statutes. S-100 , Hastings, MN 55033, on the 1st 6. At the date of this notice, the day of March, 2012, at 10:00 a.m. amount due on the Mortgage, and at public auction to the highest bidder, taxes, if any, paid by the holder of the to pay the amount then due for said Mortgage is: $64,544.98. assessments, together with the costs 7. Pursuant to the power of sale in of foreclosure, including attorneys fees the Mortgage, the Mortgage will be as allowed by law. foreclosed, and the land described as 8. T h e t i m e a l l o w e d b y l a w f o r follows: redemption by the unit owners, their The North 270 feet of the East 385 personal representatives or assigns is feet of the Northwest Quarter of the six (6) months from the date of sale. Northeast Quarter of Section 21, The date and time to vacate the Township 115, Range 20, Dakota property is 11:59 p.m. on SeptemCounty, Minnesota. ber 3, 2012, if the account is not Together with an easement over that r e i n s t a t e d o r t h e o w n e r s d o n o t part of the South Half of the South- redeem from the foreclosure sale. east Quarter of Section 16, TownREDEMPTION NOTICE ship 115, Range 20, Dakota County, THE TIME ALLOWED BY LAW Minnesota, described as follows: FOR REDEMPTION BY THE MORTCommencing at the intersection of G A G O R S , T H E M O R T G A G O R S ' t h e S o u t h l i n e o f t h e S o u t h e a s t PERSONAL REPRESENTATIVES OR Quarter of Section 16, Township 115, ASSIGNS, MAY BE REDUCED TO Range 20 with the right-of-way F I V E W E E K S I F A J U D I C I A L boundary line depicted on Minne- ORDER IS ENTERED UNDER MINsota Department of Transportation N E S O T A S T A T U T E S , S E C T I O N Right-of-Way Plat No. 19-29 (which 582.032, DETERMINING, AMONG point of intersection is 592.98 feet O T H E R T H I N G S , T H A T T H E West of the East line of the South- M O R T G A G E D P R E M I S E S A R E east Quarter of said Section 16 and IMPROVED WITH A RESIDENTIAL w h i c h p o i n t i s d e s i g n a t e d a s DWELLING OF LESS THAN FIVE right-of-way boundary corner B730 of UNITS, ARE NOT PROPERTY USED said right-of-way plat); thence North IN AGRICULTURAL PRODUCTION, 89 degrees 57 minutes 29 seconds AND ARE ABANDONED. West along said South line of the 9. THIS IS A COMMUNICATION FROM Southeast Quarter a distance of A DEBT COLLECTOR ATTEMPTING TO 721.00 feet to the Southwest corner COLLECT A DEBT. ANY INFORMAo f t h e S o u t h e a s t Q u a r t e r o f t h e TION OBTAINED WILL BE USED FOR Southeast Quarter of said Section THAT PURPOSE. 16; thence continuing West along PRAIRIE CROSSING VILLAS said South line of the Southeast ASSOCIATION Quarter a distance of 30.00 feet; thence North on a line perpendicular to said South line of the Southeast Quarter a distance of 30.00 feet; thence East on a line parallel to said South line of the Southeast Quarter ���������� �� ���� �����

PUBLIC NOTICE

PUBLIC NOTICE

��� ������� ��� ���� ������ ������ ������� ���������� ���� ��������� ASSOCIATION Attorneys for Prairie Crossing Villas Association THOMSEN & NYBECK, P.A. By: Gretchen S. Schellhas (#195595) 3600 American Blvd. West, Suite 400 Bloomington, Minnesota 55431 (952) 835-7000 (Prairie Crossing Villas/Lopez/10-7-067D) 2873822 1/12-2/16/12

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE Date: January 11, 2012 YOU ARE NOTIFIED THAT: 1. Default has occurred in the conditions of that certain Combination First Mortgage and Security Agreement and Fixture Financing Statement and Assignment of Leases and Rents dated July 16, 2007, executed by RoMar Enterprises, LLC, a Minnesota limited liability company, as Mortgagor, to Key Community Bank, a Minnesota banking corporation, as Mortgagee, filed for record July 17, 2007 as Document Number 2530907 in the Office of the County Recorder of Dakota County, Minnesota. The land described in the Mortgage is not registered land. 2. The Mortgage has not been as 3. The original principal amount secured by the Mortgage was $1,013,000.00. 4. No action or proceeding at law is now pending to recover the debt secured by the Mortgage, or any part thereof. 5. The holder of the Mortgage has complied with all conditions precedent to acceleration of the debt secured by the Mortgage and foreclosure of the Mortgage, and all notice and other requirements of applicable statutes. 6. A t t h e d a t e o f t h i s n o t i c e t h e amount due on the Mortgage, and taxes, paid by the holder of the Mortgage is $537,182.29. 7. Pursuant to the power of sale in the Mortgage, the Mortgage will be foreclosed, and the land described as follows: Lot 6, Block 2, Hastings Industrial Park No. 7, Dakota County, Minnesota. TOGETHER WITH all estates and rights in and to such real property and in and to lands lying in streets, alleys and roads adjoining such real property and all buildings, structures, improvements, fixtures and annexations, access rights, easements, rights of way or use, servitudes, licenses, tenements, hereditaments and appurtenances now or hereafter belonging or pertaining to such real property and together with all buildings, equipment, fixtures, improvements, building supplies and materials and personal property now owned or hereafter acquired and now or hereafter attached to, located in, placed in or necessary to the use of the improvements on such real property, including, but without being limited to all machinery, fittings, fixtures, apparatus, equipment or articles used to supply heating, gas, electricity, air conditioning, water, light, waste disposal, power, refrigeration, ventilation, and fire and sprinkler protection, as well as all elevators, escalators, overhead cranes, hoists and assists, and the like, and all furnishings, supplies, draperies, maintenance and repair equipment, floor coverings, appliances, screens, storm windows, blinds, awnings, shrubbery and plants, as well as renewals, replacements, proceeds, additions, accessories, increases, parts, fittings and substitutes thereof. will be sold by the Sheriff of Dakota County, Minnesota, at public auction on Wednesday, March 7, 2012 at 10:00 a.m., at the Law Enforcement Center, 1580 Highway 55, Hastings, Minnesota 55033. 8. T h e t i m e a l l o w e d b y l a w f o r redemption by Mortgagor or Mortgagor's personal representatives or assigns is twelve (12) months after the date of sale. 9. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. 10. H I S C O M M U N I C A T I O N I S FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. 11. RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. Key Community Bank By David A. Bjerknes Its Senior Vice President Lender Attorney for Lender: James F. Christoffel Christoffel & Elliott, P.A. 1111 UBS Plaza 444 Cedar Street St. Paul, Minnesota 55101-2129 2879086 1/19-2/23/12

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: July 27, 2007 MORTGAGOR: R e v a G . N e l s o n , A Single Person. MORTGAGEE: Mortgage Electronic Registration Systems, Inc.. DATE AND PLACE OF RECORDING: Recorded August 3, 2007, Dakota County Recorder, Document No. 2535130. ASSIGNMENTS OF MORTGAGE: Assigned to: U.S. Bank National Association. TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100021268000959789 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: First Residential Mortgage Corporation RESIDENTIAL MORTGAGE SERVICER: U.S. Bank Home Mortgage MORTGAGED PROPERTY ADDRESS: 14532 Florissant Path, Apple Valley, MN 55124 T A X P A R C E L I . D . # : 01-83612-40-020 LEGAL DESCRIPTION OF PROPERTY: Unit Number 4020, Common Interest Community Number 442, Midtown Place Condominium COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $209,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $211,113.76 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: March 6, 2012 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on September 6, 2012, unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: January 6, 2012. U.S. Bank National Association Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 19-3230 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2882852 1/19-2/23/12

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: O c t o b e r 2 2 , 2002 MORTGAGORS: Ryan D. Larson and Jennifer L. Larson, husband and wife. MORTGAGEE:Mortgage Electronic Registration Systems, Inc.. DATE AND PLACE OF RECORDING: Recorded December 12, 2002, Dakota County Recorder, Document No. 1971595.

No. 1971595. ASSIGNMENTS OF MORTGAGE: Assigned to: CitiMortgage, Inc. TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100026600061954421 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Peoples Home Mortgage RESIDENTIAL MORTGAGE SERVICER: CitiMortgage, Inc. MORTGAGED PROPERTY ADDRESS: 15979 Harwell Avenue, Apple Valley, MN 55124 TAX PARCEL I.D. #: 014580103009 LEGAL DESCRIPTION OF PROPERTY: Lot 3, Block 9, Longridge 2nd Addition COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $225,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $242,707.68 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: March 1 , 2012 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on _September 4, 2012_____________________, unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: January 3, 2012. CitiMortgage, Inc. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 10-6764 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2875033 1/12-2/16/12

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: July 15, 2005 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $137,120.00 MORTGAGOR(S): Kristopher L. Kruger and Lisa A. Kruger, husband and wife MORTGAGEE: Mortgage Electronic Registration Systems, Inc., as nominee for Timberland Mortgage Services, Inc. its successors and assigns DATE AND PLACE OF RECORDING: Recorded: July 26, 2005 Dakota County Recorder Document Number: 2343955 ASSIGNMENTS OF MORTGAGE: And assigned to: THE BANK OF NEW YORK MELLON FKA THE BANK OF NEW YORK, AS TRUSTEE FOR THE CERTIFICATEHOLDERS OF CWALT, INC., ALTERNATIVE LOAN TRUST 2 0 0 5 - 4 7 C B , M O R T G A G E PASS-THROUGH CERTIFICATES, SERIES 2005-47CB Dated: July 01, 2011 Recorded: July 26, 2011 Dakota County Recorder Document Number: 2811573 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 1003215-0001150186-2 Lender or Broker: Timberland Mortgage Services, Inc. Residential Mortgage Servicer: Bank of America, N.A. Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 3821 Laurel Ct,

Property Address: 3821 Laurel Ct, Eagan, MN 55122-1622 Tax Parcel ID Number: 10-14991-01-090 LEGAL DESCRIPTION OF PROPERTY: Lot 9, Block 1, Briar Hill 2nd Addition AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $161,310.88 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: February 24, 2012 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on August 24, 2012, or the next business day if August 24, 2012 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: January 12, 2012 ASSIGNEE OF MORTGAGEE: THE BANK OF NEW YORK MELLON FKA THE BANK OF NEW YORK, AS TRUSTEE FOR THE CERTIFICATEHOLDERS OF CWALT, INC., ALTERNATIVE LOAN TRUST 2005-47CB, MORTGAGE PASS-THROUGH CERTIFICATES, SERIES 2005-47CB Wilford, Geske & Cook P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 023472F01 2870315 1/12-2/16/12

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: September 18, 2008 MORTGAGOR: W i l l i a m D e w i n g , a single person. MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded October 7, 2008, Dakota County Recorder, Document No. 2616556. ASSIGNMENTS OF MORTGAGE: Assigned to: CitiMortgage, Inc. TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100061907000060681 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Summit Mortgage Corporation RESIDENTIAL MORTGAGE SERVICER: CitiMortgage, Inc. MORTGAGED PROPERTY ADDRESS: 8050 Casper Way East, Inver Grove Heights, MN 55076 T A X P A R C E L I . D . # : 20-51001-020-01 LEGAL DESCRIPTION OF PROPERTY: Lot 2, Block 1, Nelsons Merrimac Second Addition COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $183,037.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $216,877.63 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt

or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: March 1, 2012 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on _September 4, 2012_____________________, unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: January 3, 2012. CitiMortgage, Inc. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 10-3997 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2875024 1/12-2/16/12

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: May 30, 2006 MORTGAGORS:Syed M Hussain and Nazeema Hussain, as join tenants. MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded June 16, 2006, Dakota County Recorder, Document No. 2438401. ASSIGNMENTS OF MORTGAGE: Assigned to: CitiMortgage, Inc. TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100011506300941938 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: CitiBank Federal Savings Bank RESIDENTIAL MORTGAGE SERVICER: CitiMortgage, Inc. MORTGAGED PROPERTY ADDRESS: 17635 Heidelberg Way, Lakeville, MN 55044 TAX PARCEL I.D. #: 225720002110 LEGAL DESCRIPTION OF PROPERTY: Lot 11, Block 2, Pine Grove COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $92,900.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $93,006.92 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: February 23, 2012 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law,

ing, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on _August 23, 2012, unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE:None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: December 27, 2011. CitiMortgage, Inc. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 10-6742 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2871608 1/12-2/16/12

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: February 15, 2008 MORTGAGORS: Kelly L. Futch and Leanne I. Esch, Both single persons. MORTGAGEE:Merchants Bank, N.A. Hampton. DATE AND PLACE OF RECORDING: Recorded February 28, 2008, Dakota County Recorder, Document No. 2574663. ASSIGNMENTS OF MORTGAGE: NONE TRANSACTION AGENT: NONE TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: NONE LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Merchants Bank, N.A. Hampton RESIDENTIAL MORTGAGE SERVICER: Merchants Bank, N.A. MORTGAGED PROPERTY ADDRESS: 13416 Upton Avenue South, Burnsville, MN 55337 T A X P A R C E L I . D . # : 02-56701-01-030 LEGAL DESCRIPTION OF PROPERTY: Lot 3, Block 1, Paula's Second Addition, Dakota County, Minnesota COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $198,750.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $193,338.55 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: March 2, 2012 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on September 3, 2012, unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED

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GAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: January 4, 2012. Merchants Bank, N.A. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 94-713 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2874965 1/12-2/16/12

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: M a r c h 3 1 , 1998 MORTGAGORS: Jeffrey R. Wiegand and Carolyn M. Wiegand, husband and wife. MORTGAGEE: D i s c o v e r M o r t g a g e Corporation. DATE AND PLACE OF RECORDING: Recorded May 19, 1998, Dakota County Recorder, Document No. 1501604. ASSIGNMENTS OF MORTGAGE: Assigned to: Standard Federal Bank. And thereafter assigned to: CitiMortgage, Inc.. TRANSACTION AGENT: NONE TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: NONE LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Discover Mortgage Corporation RESIDENTIAL MORTGAGE SERVICER: CitiMortgage, Inc. MORTGAGED PROPERTY ADDRESS: 8724 Highwood Way, Apple Valley, MN 55124 T A X P A R C E L I . D . # : 01-33901-030-01 LEGAL DESCRIPTION OF PROPERTY: Lot 3, Block 1, Hunters Wood Second Addition. Dakota County COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $160,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $132,190.15 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: March 15, 2012 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on September 17, 2012, unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: January 12, 2012. CitiMortgage, Inc. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 10-6822 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2882806 1/19-2/23/12

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: J a n u a r y 3 1 , 2007 MORTGAGORS: G i l b e r t o Y b a r r a A/K/A Gilbert Ybarra and Estela S. Ybarra, husband and wife. MORTGAGEE: J P M o r g a n C h a s e Bank, N.A. DATE AND PLACE OF RECORDING: Recorded February 16, 2007, Dakota County Recorder, Document No. 2497323. ASSIGNMENTS OF MORTGAGE: Assigned to: JPMorgan Chase Bank, National Association s/b/m to Chase Home Finance LLC. TRANSACTION AGENT: NONE TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: NONE LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: JPMorgan Chase Bank, N.A. RESIDENTIAL MORTGAGE SERVICER: JPMorgan Chase Bank, National Association MORTGAGED PROPERTY ADDRESS: 13020 Welcome Lane, Burnsville, MN 55337 T A X P A R C E L I . D . # : 02-56600-110-01 LEGAL DESCRIPTION OF PROPERTY: Lot 11, Block 1, Parkwood South 1st Addition, according to the recorded plat thereof, Dakota County, Minnesota. COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $232,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $268,828.12 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: March 9, 2012 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on September 10, 2012, unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: January 10, 2012. JPMorgan Chase Bank, National Association Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 30-7208 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2882897 1/19-2/23/12

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: June 1, 2007 MORTGAGOR: Jacqueline M. Tappella, A Single Person. MORTGAGEE:Mortgage Electronic Registration Systems, Inc.

Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded July 3, 2007, Dakota County Recorder, Document No. 2528179. ASSIGNMENTS OF MORTGAGE: Assigned to: JPMorgan Chase Bank, National Association. TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100015904000555700 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: CTX Mortgage Company, LLC RESIDENTIAL MORTGAGE SERVICER: JPMorgan Chase Bank, National Association MORTGAGED PROPERTY ADDRESS: 1950 Rose Way, Hastings, MN 55033 TAX PARCEL I.D. #: 195860010506 LEGAL DESCRIPTION OF PROPERTY: Unit No. 506, Common Interest Community Number 511, A Condominium, Prairie Ridge, Dakota County, Minnesota. COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $171,023.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $173,911.98 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: March 1, 2012 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on September 4, 2012, unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: December 14, 2011. JPMorgan Chase Bank, National Association Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 30-10802 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2874996 1/12-2/16/12

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: September 21, 2006 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $102,200.00 MORTGAGOR(S): Ann Roach, unmarried MORTGAGEE: Mortgage Electronic Registration Systems, Inc., as nominee for GMAC Mortgage Corporation DBA ditech.com, its successors and assigns DATE AND PLACE OF RECORDING: Recorded: July 24, 2007 Dakota County Recorder Document Number: 2532440 ASSIGNMENTS OF MORTGAGE: And assigned to: Nationstar Mortgage, LLC Dated: October 03, 2011 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100037506562469941 Lender or Broker: GMAC Mortgage Corporation DBA ditech.com Residential Mortgage Servicer: Nationstar Mortgage, LLC Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 3590 Blue Jay

Property Address: 3590 Blue Jay Way Apt 104, Eagan, MN 55123-2205 Tax Parcel ID Number: 10-45050-04-005 LEGAL DESCRIPTION OF PROPERTY: Unit No. 104, Lexington Place Condominium, Dakota County, Minnesota, Condominium File No. 66 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $104,809.74 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: February 24, 2012 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on August 24, 2012, or the next business day if August 24, 2012 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: January 12, 2012 ASSIGNEE OF MORTGAGEE: Nationstar Mortgage, LLC Wilford, Geske & Cook P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 021790F03 2873758 1/12-2/16/12

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: January 20, 2006 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $155,000.00 MORTGAGOR(S): Lindsey R. Lewis, a single person MORTGAGEE: Mortgage Electronic Registration Systems, Inc. as nominee for Prime Mortgage Corporation, its successors and assigns DATE AND PLACE OF REGISTERING: Registered: March 21, 2006 Dakota County Registrar of Titles Document Number: 586743 ASSIGNMENTS OF MORTGAGE: And assigned to: Aurora Loan Services, LLC Dated: May 05, 2011 Registered: May 12, 2011 Dakota County Registrar of Titles Document Number: T679521 And assigned to: Aurora Bank FSB Dated: August 31, 2011 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100103210000126911 Lender or Broker: Prime Mortgage Corporation Residential Mortgage Servicer: Aurora Bank, FSB Mortgage Originator: Not Applicable CERTIFICATE OF TITLE NUMBER: 139356 COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 1829 E 122nd St, Burnsville, MN 55337-2962 Tax Parcel ID Number: 02-18425-04-050 LEGAL DESCRIPTION OF PROPERTY: Lot Five (5), Block Four (4), Covington Point, Common Interest Community No. 173, a planned community, Dakota County, Minnesota, according to the recorded plat thereof. AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $174,902.66 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; that this is registered property; PURSUANT to the power of sale contained in said mortgage, the

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t a i n e d i n s a������ i d m o r t ������ g a g e , t h e������� E R T Y : I f������� t h e r e a��� l e���� state is an above-described property will be sold owner-occupied, single-family dwellby the Sheriff of said county as fol- ing, unless otherwise provided by law, lows: the date on or before which the mortDATE AND TIME OF SALE: February gagor(s) must vacate the property if the 24, 2012 at 10:00 AM mortgage is not reinstated under secPLACE OF SALE: Dakota County tion 580.30 or the property is not Law Enforcement Center, 1580 High- redeemed under section 580.23 is way 55, Lobby S-100, Hastings, Minne- 11:59 p.m. on August 24, 2012, unless sota the redemption period is reduced to 5 to pay the debt secured by said mort- weeks under MN Stat. Secs. 580.07 or gage and taxes, if any, on said pre- 582.032. mises and the costs and disburseMORTGAGOR(S) RELEASED FROM ments, including attorney fees allowed FINANCIAL OBLIGATION ON MORTby law, subject to redemption within GAGE: None "THE TIME ALLOWED BY LAW FOR six (6) months from the date of said sale by the mortgagor(s), their per- REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPsonal representatives or assigns. If the Mortgage is not reinstated RESENTATIVES OR ASSIGNS, MAY BE under Minn. Stat. §580.30 or the prop- REDUCED TO FIVE WEEKS IF A JUDIerty is not redeemed under Minn. Stat. CIAL ORDER IS ENTERED UNDER §580.23, the Mortgagor must vacate MINNESOTA STATUTES, SECTION the property on or before 11:59 p.m. on 5 8 2 . 0 3 2 , D E T E R M I N I N G , A M O N G August 24, 2012, or the next business OTHER THINGS, THAT THE MORTday if August 24, 2012 falls on a Satur- GAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF day, Sunday or legal holiday. Mortgagor(s) released from financial LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL obligation: NONE THIS COMMUNICATION IS FROM P R O D U C T I O N , A N D A R E A DEBT COLLECTOR ATTEMPT- ABANDONED." Dated: December 27, 2011. ING TO COLLECT A DEBT. ANY Branch Banking & Trust Company INFORMATION OBTAINED WILL BE Mortgagee/Assignee of Mortgagee USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF USSET, WEINGARDEN AND LIEBO, P.L.L.P. THE DEBT AND IDENTITY OF THE Attorneys for Mortgagee/Assignee of ORIGINAL CREDITOR WITHIN THE Mortgagee T I M E P R O V I D E D B Y L A W I S N O T 4500 Park Glen Road #300 Minneapolis, MN 55416 AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR (952) 925-6888 REDEMPTION BY THE MORTGAGOR, 90-2508 THE MORTGAGOR'S PERSONAL REP- THIS IS A COMMUNICATION FROM RESENTATIVES OR ASSIGNS, MAY BE A DEBT COLLECTOR. 1/12-2/16/12 REDUCED TO FIVE WEEKS IF A JUDI- 2875113 CIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG NOTICE OF MORTGAGE OTHER THINGS, THAT THE MORTFORECLOSURE SALE GAGED PREMISES ARE IMPROVED THE RIGHT TO VERIFICATION WITH A RESIDENTIAL DWELLING OF OF THE DEBT AND IDENTITY OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS PRODUCTION, AND ARE ABANDONED. NOT AFFECTED BY THIS ACTION. DATED: January 12, 2012 NOTICE IS HEREBY GIVEN, that ASSIGNEE OF MORTGAGEE: default has occurred in conditions of Aurora Bank FSB the following described mortgage: Wilford, Geske & Cook P.A. DATE OF MORTGAGE: September Attorneys for Assignee of Mortgagee 30, 2004 Lawrence A. Wilford MORTGAGORS: K e n n e t h N . K o w James A. Geske alke and Jillian J. Kowalke, husband 8425 Seasons Parkway, Suite 105 and wife. Woodbury, MN 55125-4393 MORTGAGEE: Mortgage Electronic (651) 209-3300 Registration Systems, Inc. File Number: 006037F04 DATE AND PLACE OF RECORDING: 2871611 1/12-2/16/12 Recorded December 21, 2004, Dakota County Recorder, Document No. 2278434. ASSIGNMENTS OF MORTGAGE: NOTICE OF MORTGAGE Assigned to: The Huntington FORECLOSURE SALE THE RIGHT TO VERIFICATION National Bank. TRANSACTION AGENT: Mortgage OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTTHE TIME PROVIDED BY LAW IS GAGE IDENTIFICATION NUMBER ON NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that MORTGAGE: 1001156-0009560343-4 LENDER OR BROKER AND MORTdefault has occurred in conditions of GAGE ORIGINATOR STATED ON the following described mortgage: DATE OF MORTGAGE: M a r c h 1 8 , MORTGAGE: Mortgages Unlimited, Inc. 2008 RESIDENTIAL MORTGAGE SERMORTGAGOR: Michael McCracken, A VICER: The Huntington National Bank Married Person. MORTGAGED PROPERTY ADDRESS: MORTGAGEE: Mortgage Electronic 205 11th Avenue South, South Saint Registration Systems, Inc. DATE AND PLACE OF RECORDING: Paul, MN 55075 TAX PARCEL I.D. #: 364880007290 Recorded April 9, 2008, Dakota LEGAL DESCRIPTION OF PROPCounty Recorder, Document No. ERTY: 2583235. Lot 29, Block 7, Minnesota and ASSIGNMENTS OF MORTGAGE: Northwestern Addition, Dakota Assigned to: Branch Banking and County, Minnesota. Trust Company. COUNTY IN WHICH PROPERTY IS TRANSACTION AGENT: Mortgage LOCATED: Dakota Electronic Registration Systems, Inc. ORIGINAL PRINCIPAL AMOUNT OF TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: $162,909.00 AMOUNT DUE AND CLAIMED TO BE MORTGAGE: 100159969614954215 LENDER OR BROKER AND MORT- DUE AS OF DATE OF NOTICE, INCLUDG A G E O R I G I N A T O R S T A T E D O N ING TAXES, IF ANY, PAID BY MORTMORTGAGE: Liberty Mortgage Corpo- GAGEE: $145,858.17 That prior to the commencement of ration DBA Liberty Mortgage Corporathis mortgage foreclosure proceeding tion (Georgia) R E S I D E N T I A L M O R T G A G E S E R - Mortgagee/Assignee of Mortgagee comVICER: Branch Banking and Trust plied with all notice requirements as required by statute; That no action or Company MORTGAGED PROPERTY ADDRESS: proceeding has been instituted at law o r otherwise to recover the debt 19330 Ellington Trail, Farmington, MN secured by said mortgage, or any part 55024 thereof; TAX PARCEL I.D. #: 144535001480 PURSUANT to the power of sale conLEGAL DESCRIPTION OF PROPtained in said mortgage, the above ERTY: Lot 48, Block 1, Limerock Ridge, described property will be sold by the Sheriff of said county as follows: Dakota County, Minnesota DATE AND TIME OF SALE: February COUNTY IN WHICH PROPERTY IS 23, 2012 at 10:00 AM LOCATED: Dakota PLACE OF SALE:Sheriff's Office, Law ORIGINAL PRINCIPAL AMOUNT OF Enforcement Center, 1580 Hwy 55, MORTGAGE: $272,500.00 AMOUNT DUE AND CLAIMED TO BE Lobby #S-100, Hastings, MN DUE AS OF DATE OF NOTICE, INCLUD- to pay the debt then secured by said ING TAXES, IF ANY, PAID BY MORT- Mortgage, and taxes, if any, on said premises, and the costs and disburseGAGEE: $275,097.52 That prior to the commencement of m e n t s , i n c l u d i n g a t t o r n e y s ' f e e s this mortgage foreclosure proceeding allowed by law subject to redemption Mortgagee/Assignee of Mortgagee com- within six (6) months from the date of plied with all notice requirements as said sale by the mortgagor(s), their required by statute; That no action or personal representatives or assigns proceeding has been instituted at law unless reduced to Five (5) weeks under o r o t h e r w i s e t o r e c o v e r t h e d e b t MN Stat. §580.07. TIME AND DATE TO VACATE PROPsecured by said mortgage, or any part ERTY: If the real estate is an thereof; PURSUANT to the power of sale con- owner-occupied, single-family dwelltained in said mortgage, the above ing, unless otherwise provided by law, described property will be sold by the the date on or before which the mortgagor(s) must vacate the property if the Sheriff of said county as follows: DATE AND TIME OF SALE: February mortgage is not reinstated under section 580.30 or the property is not 24, 2012 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law redeemed under section 580.23 is Enforcement Center, 1580 Hwy 55, 11:59 p.m. on August 23, 2012, unless the redemption period is reduced to 5 Lobby #S-100, Hastings, MN to pay the debt then secured by said weeks under MN Stat. Secs. 580.07 or Mortgage, and taxes, if any, on said 582.032. MORTGAGOR(S) RELEASED FROM premises, and the costs and disbursem e n t s , i n c l u d i n g a t t o r n e y s ' f e e s FINANCIAL OBLIGATION ON MORTallowed by law subject to redemption GAGE: None "THE TIME ALLOWED BY LAW FOR within six (6) months from the date of said sale by the mortgagor(s), their REDEMPTION BY THE MORTGAGOR, MORTGAGOR'S PERSONAL REPTHE personal representatives or assigns unless reduced to Five (5) weeks under RESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDIMN Stat. §580.07. TIME AND DATE TO VACATE PROPE R T Y : I f t h e r e a l e s t a t e i s a n ���������� �� ���� �����

PUBLIC NOTICE

PUBLIC NOTICE

��� ������� ��� ���� ������ ������ ������� ���������� ���� ��������� REDUCED TO FIVE WEEKS IF A JUDI CIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: December 2713, 2011. The Huntington National Bank Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 90-2533 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2875133 1/12-2/16/12

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: September 19, 2005 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $107,200.00 MORTGAGOR(S): Jessica Roslyn and Gary Roslyn, wife and husband MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded: October 26, 2005 Dakota County Recorder Document Number: 2374694 ASSIGNMENTS OF MORTGAGE: And assigned to: US Bank National Association as Trustee for JP ALT 2006-A2 Dated: November 09, 2011 Recorded: November 16, 2011 Dakota County Recorder Document Number: 2830960 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 1000104-0202426482-6 Lender or Broker: Minnesota Lending Company, LLC Residential Mortgage Servicer: SunTrust Mortgage, Inc. Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 401 E Burnsville Pkwy Apt 118, Burnsville, MN 55337-2845 Tax Parcel ID Number: 02-52001-00-118 LEGAL DESCRIPTION OF PROPERTY: Apartment No. 118, Apartment Ownership No. 18, Windham Hills, a Condominium AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $102,675.10 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: March 02, 2012 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on September 04, 2012, or the next business day if September 04, 2012 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: January 19, 2012 ASSIGNEE OF MORTGAGEE: US Bank National Association as Trustee for JP ALT 2006-A2 Wilford, Geske & Cook P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 020781F01 2882273 1/19-2/23/12

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE:July 31, 2003 MORTGAGOR: Jodi L. Haag, a single person . MORTGAGEE: River City Mortgage Corporation. DATE AND PLACE OF RECORDING: Recorded September 10, 2003, Dakota County Recorder, Document No. 2107045. ASSIGNMENTS OF MORTGAGE: Assigned to: U.S. Bank National Association. TRANSACTION AGENT: NONE TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: NONE LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: River City Mortgage Corporation RESIDENTIAL MORTGAGE SERVICER: U.S. Bank Home Mortgage MORTGAGED PROPERTY ADDRESS: 14711 Endicott Way, Apple Valley, MN 55124 T A X P A R C E L I . D . # : 01-81456-01-230 LEGAL DESCRIPTION OF PROPERTY: Lot 23, Block 1, Valley Way Village Seventh Addition. COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $162,623.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $183,989.57 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: March 8, 2012 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on September 10, 2012, unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: January 10, 2012. U.S. Bank National Association Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 19-3344 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2882783 1/19-2/23/12

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: October 31, 2005 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $243,920.00 MORTGAGOR(S): Caesar Velazquez and Ortencia Velazquez, husband and wife MORTGAGEE: Mortgage Electronic Registration Systems, Inc. as nominee for NBank, N.A., its successors and assigns DATE AND PLACE OF RECORDING: Recorded: December 28, 2005 Dakota County Recorder Document Number: 2392306 ASSIGNMENTS OF MORTGAGE:

ASSIGNMENTS OF MORTGAGE: And assigned to: U.S. Bank National Association, A National Banking Association, as Trustee of the BANC of America Funding 2006-A Trust Dated: June 18, 2009 Recorded: July 15, 2009 Dakota County Recorder Document Number: 2671374 And assigned to: BANK OF AMERICA, N.A., SUCCESSOR BY MERGER TO BAC HOME LOANS SERVICING LP FKA COUNTRYWIDE HOME LOANS SERVICING LP Dated: December 28, 2011 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100059012560424056 Lender or Broker: NBank, N.A. Residential Mortgage Servicer: Bank of America, N.A. Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 4108 States Ave, Eagan, MN 55123-1592 Tax Parcel ID Number: 10-72500-03-070 LEGAL DESCRIPTION OF PROPERTY: Lot 7, Block 3, Stafford Place, Dakota County, Minnesota. AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $281,063.54 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: February 24, 2012 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on August 24, 2012, or the next business day if August 24, 2012 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: January 12, 2012 ASSIGNEE OF MORTGAGEE: BANK OF AMERICA, N.A., SUCCESSOR BY MERGER TO BAC HOME LOANS SERVICING LP FKA COUNTRYWIDE HOME LOANS SERVICING LP Wilford, Geske & Cook P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 022594F01 2873721 1/12-2/16/12

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: July 13, 2007 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $228,800.00 MORTGAGOR(S): Andrew C. Anderson and Amber L. Anderson, husband and wife MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded: August 03, 2007 Dakota County Recorder Document Number: 2535238 ASSIGNMENTS OF MORTGAGE: And assigned to: Aurora Loan Services, LLC Dated: April 11, 2011 Recorded: April 22, 2011 Dakota County Recorder Document Number: 2797295 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100024200018041372 Lender or Broker: American Home Mortgage Residential Mortgage Servicer: Aurora Bank, FSB Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 18256 Echo Dr,

Property Address: 18256 Echo Dr, Farmington, MN 55024-8720 Tax Parcel ID Number: 14-19506-010-02 LEGAL DESCRIPTION OF PROPERTY: Lot 1, Block 2, Dakota County Estates 7th Addition, Dakota County, Minnesota AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $249,100.13 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: June 10, 2011 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on December 10, 2011, or the next business day if December 10, 2011 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: April 28, 2011 ASSIGNEE OF MORTGAGEE: Aurora Loan Services, LLC Wilford, Geske & Cook P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 020228F01 NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for June 10, 2011 at 10:00 AM has been postponed to July 12, 2011 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State. DATED: June 09, 2011 ASSIGNEE OF MORTGAGEE: Aurora Loan Services, LLC NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for July 12, 2011 at 10:00 AM has been postponed to August 26, 2011 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State. DATED: June 27, 2011 ASSIGNEE OF MORTGAGEE: Aurora Loan Services, LLC NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for August 26, 2011 at 10:00 AM has been postponed to October 11, 2011 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State. DATED: August 22, 2011 ASSIGNEE OF MORTGAGEE: Aurora Loan Services, LLC NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for October 11, 2011 at 10:00 AM has been postponed to November 14, 2011 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State. DATED: October 10, 2011 ASSIGNEE OF MORTGAGEE: Aurora Loan Services, LLC NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for November 14, 2011 at 10:00 AM has been postponed to December 15, 2011 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State. DATED: November 14, 2011 ASSIGNEE OF MORTGAGEE: Aurora Loan Services, LLC NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for December 15, 2011 at 10:00 AM has been postponed to January 17, 2012 at 10:00 AM in the Dakota County Law

10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State. DATED: December 14, 2011 ASSIGNEE OF MORTGAGEE: Aurora Loan Services, LLC NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for January 17, 2012 at 10:00 AM has been postponed to February 16, 2012 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State. DATED: January 10, 2012 ASSIGNEE OF MORTGAGEE: Aurora Loan Services, LLC Wilford, Geske & Cook P.A. Attorneys for Assignee Of Mortgagee: Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 020228F01 2876509 1/19/12

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: September 26, 2005 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $214,400.00 MORTGAGOR(S): Nicholas T. Gunderson, A Single Man MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded: October 07, 2005 Dakota County Recorder Document Number: 2368450 ASSIGNMENTS OF MORTGAGE: And assigned to: THE BANK OF NEW YORK MELLON FKA THE BANK OF NEW YORK AS TRUSTEE FOR THE CERTIFICATEHOLDERS CWALT, INC. ALTERNATIVE LOAN TRUST 2005-66 MORTGAGE PASS-THROUGH CERTIFICATES, SERIES 2005-66 Dated: June 07, 2010 Recorded: August 06, 2010 Dakota County Recorder Document Number: 2745002 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 1001337-0000963934-8 Lender or Broker: Countrywide Bank, N.A. Residential Mortgage Servicer: Bank of America, N.A. Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 21220 Ilavista Way, Lakeville, MN 55044-1903 Tax Parcel ID Number: 22.84100.030.04 LEGAL DESCRIPTION OF PROPERTY: Lot 3, Block 4, Wild Meadows Villas, CIC NO. 364, according to the recorded plat thereof, Dakota County, Minnesota. AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $259,773.12 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: September 24, 2010 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on March 24, 2011, or the next business day if March 24, 2011 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: August 12, 2010 ASSIGNEE OF MORTGAGEE: THE BANK OF NEW YORK MELLON FKA THE BANK OF NEW YORK AS TRUSTEE FOR THE CERTIFICATEHOLDERS CWALT,

CERTIFICATEHOLDERS CWALT, INC. ALTERNATIVE LOAN TRUST 2 0 0 5 - 6 6 M O R T G A G E PASS-THROUGH CERTIFICATES, SERIES 2005-66 Wilford, Geske & Cook P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 013029F02 NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for September 24, 2010 at 10:00 AM has been postponed to October 15, 2010 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State. DATED: September 20, 2010 ASSIGNEE OF MORTGAGEE: THE BANK OF NEW YORK MELLON FKA THE BANK OF NEW YORK AS TRUSTEE FOR THE CERTIFICATEHOLDERS CWALT, INC. ALTERNATIVE LOAN TRUST 2 0 0 5 - 6 6 M O R T G A G E PASS-THROUGH CERTIFICATES, SERIES 2005-66 NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for October 15, 2010 at 10:00 AM has been postponed to November 03, 2010 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State. DATED: October 11, 2010 ASSIGNEE OF MORTGAGEE: THE BANK OF NEW YORK MELLON FKA THE BANK OF NEW YORK AS TRUSTEE FOR THE CERTIFICATEHOLDERS CWALT, INC. ALTERNATIVE LOAN TRUST 2 0 0 5 - 6 6 M O R T G A G E PASS-THROUGH CERTIFICATES, SERIES 2005-66 NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for November 03, 2010 at 10:00 AM has been postponed to December 06, 2010 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State. DATED: October 28, 2010 ASSIGNEE OF MORTGAGEE: THE BANK OF NEW YORK MELLON FKA THE BANK OF NEW YORK AS TRUSTEE FOR THE CERTIFICATEHOLDERS CWALT, INC. ALTERNATIVE LOAN TRUST 2 0 0 5 - 6 6 M O R T G A G E PASS-THROUGH CERTIFICATES, SERIES 2005-66 NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for December 06, 2010 at 10:00 AM has been postponed to January 06, 2011 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State. DATED: December 02, 2010 ASSIGNEE OF MORTGAGEE: THE BANK OF NEW YORK MELLON FKA THE BANK OF NEW YORK AS TRUSTEE FOR THE CERTIFICATEHOLDERS CWALT, INC. ALTERNATIVE LOAN TRUST 2 0 0 5 - 6 6 M O R T G A G E PASS-THROUGH CERTIFICATES, SERIES 2005-66 NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for January 06, 2011 at 10:00 AM has been postponed to January 21, 2011 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State. DATED: December 29, 2010 ASSIGNEE OF MORTGAGEE: THE BANK OF NEW YORK MELLON FKA THE BANK OF NEW YORK AS TRUSTEE FOR THE CERTIFICATEHOLDERS CWALT, INC. ALTERNATIVE LOAN TRUST 2005-66 MORTGAGE PASS-THROUGH CERTIFICATES, SERIES 2005-66 NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for January 21, 2011 at 10:00 AM has been postponed to February 22, 2011 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State. DATED: January 13, 2011 ASSIGNEE OF MORTGAGEE: THE BANK OF NEW YORK MELLON FKA THE BANK OF NEW YORK AS TRUSTEE FOR THE CERTIFICATEHOLDERS CWALT, INC. ALTERNATIVE LOAN TRUST 2 0 0 5 - 6 6 M O R T G A G E PASS-THROUGH CERTIFICATES, SERIES 2005-66 NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for February 22, 2011 at 10:00 AM has been postponed to March 22, 2011 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State. DATED: February 03, 2011 ASSIGNEE OF MORTGAGEE: THE BANK OF NEW YORK MELLON FKA THE BANK OF NEW YORK AS TRUSTEE FOR THE CERTIFICATEHOLDERS CWALT, INC. ALTERNATIVE LOAN TRUST 2 0 0 5 - 6 6 M O R T G A G E PASS-THROUGH CERTIFICATES, SERIES 2005-66

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SERIES 2005-66 NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for March 22, 2011 at 10:00 AM has been postponed to April 25, 2011 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State. DATED: March 02, 2011 ASSIGNEE OF MORTGAGEE: THE BANK OF NEW YORK MELLON FKA THE BANK OF NEW YORK AS TRUSTEE FOR THE CERTIFICATEHOLDERS CWALT, INC. ALTERNATIVE LOAN TRUST 2005-66 MORTGAGE PASSTHROUGH CERTIFICATES, SERIES 2005-66 NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for April 25, 2011 at 10:00 AM has been postponed to May 26, 2011 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State. DATED: April 12, 2011 ASSIGNEE OF MORTGAGEE: THE BANK OF NEW YORK MELLON FKA THE BANK OF NEW YORK AS TRUSTEE FOR THE CERTIFICATEHOLDERS CWALT, INC. ALTERNATIVE LOAN TRUST 2005-66 MORTGAGE PASSTHROUGH CERTIFICATES, SERIES 2005-66 NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for May 26, 2011 at 10:00 AM has been postponed to June 27, 2011 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State. DATED: May 17, 2011 ASSIGNEE OF MORTGAGEE: THE BANK OF NEW YORK MELLON FKA THE BANK OF NEW YORK AS TRUSTEE FOR THE CERTIFICATEHOLDERS CWALT, INC. ALTERNATIVE LOAN TRUST 2 0 0 5 - 6 6 M O R T G A G E PASS-THROUGH CERTIFICATES, SERIES 2005-66 NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for June 27, 2011 at 10:00 AM has been postponed to July 06, 2011 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State. DATED: June 14, 2011 ASSIGNEE OF MORTGAGEE: THE BANK OF NEW YORK MELLON FKA THE BANK OF NEW YORK AS TRUSTEE FOR THE CERTIFICATEHOLDERS CWALT, INC. ALTERNATIVE LOAN TRUST 2 0 0 5 - 6 6 M O R T G A G E PASS-THROUGH CERTIFICATES, SERIES 2005-66 NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for July 06, 2011 at 10:00 AM has been postponed to August 10, 2011 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State. DATED: July 01, 2011 ASSIGNEE OF MORTGAGEE: THE BANK OF NEW YORK MELLON FKA THE BANK OF NEW YORK AS TRUSTEE FOR THE CERTIFICATEHOLDERS CWALT, INC. ALTERNATIVE LOAN TRUST 2 0 0 5 - 6 6 M O R T G A G E PASS-THROUGH CERTIFICATES, SERIES 2005-66 NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for August 10, 2011 at 10:00 AM has been postponed to September 12, 2011 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State. DATED: August 09, 2011 ASSIGNEE OF MORTGAGEE: THE BANK OF NEW YORK MELLON FKA THE BANK OF NEW YORK AS TRUSTEE FOR THE CERTIFICATEHOLDERS CWALT, INC. ALTERNATIVE LOAN TRUST 2 0 0 5 - 6 6 M O R T G A G E PASS-THROUGH CERTIFICATES, SERIES 2005-66 NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for September 12, 2011 at 10:00 AM has been postponed to October 12, 2011 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State. DATED: September 02, 2011 ASSIGNEE OF MORTGAGEE: THE BANK OF NEW YORK MELLON FKA THE BANK OF NEW YORK AS TRUSTEE FOR THE CERTIFICATEHOLDERS CWALT, INC. ALTERNATIVE LOAN TRUST 2005-66 MORTGAGE PASS-THROUGH CERTIFICATES, SERIES 2005-66 NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for October 12, 2011 at 10:00 AM has been postponed to November 14, 2011 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State. DATED: October 04, 2011 ASSIGNEE OF MORTGAGEE: THE BANK OF NEW YORK

THE BANK OF NEW YORK MELLON FKA THE BANK OF NEW YORK AS T R U S T E E F O R T H E CERTIFICATEHOLDERS CWALT, INC. ALTERNATIVE LOAN TRUST 2 0 0 5 - 6 6 M O R T G A G E PASS-THROUGH CERTIFICATES, SERIES 2005-66 NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for November 14, 2011 at 10:00 AM has been postponed to December 14, 2011 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State. DATED: November 10, 2011 ASSIGNEE OF MORTGAGEE: THE BANK OF NEW YORK MELLON FKA THE BANK OF NEW YORK AS TRUSTEE FOR THE CERTIFICATEHOLDERS CWALT, INC. ALTERNATIVE LOAN TRUST 2 0 0 5 - 6 6 M O R T G A G E PASS-THROUGH CERTIFICATES, SERIES 2005-66 NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for December 14, 2011 at 10:00 AM has been postponed to January 17, 2012 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State. DATED: December 13, 2011 ASSIGNEE OF MORTGAGEE: THE BANK OF NEW YORK MELLON FKA THE BANK OF NEW YORK AS TRUSTEE FOR THE CERTIFICATEHOLDERS CWALT, INC. ALTERNATIVE LOAN TRUST 2 0 0 5 - 6 6 M O R T G A G E PASS-THROUGH CERTIFICATES, SERIES 2005-66 NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for January 17, 2012 at 10:00 AM has been postponed to February 17, 2012 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State. DATED: January 11, 2012 ASSIGNEE OF MORTGAGEE: THE BANK OF NEW YORK MELLON FKA THE BANK OF NEW YORK AS TRUSTEE FOR THE CERTIFICATEHOLDERS CWALT, INC. ALTERNATIVE LOAN TRUST 2005-66 MORTGAGE PASS-THROUGH CERTIFICATES, SERIES 2005-66 Wilford, Geske & Cook P.A. Attorneys for Assignee Of Mortgagee: Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 013029F02 2876995 1/19/12

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: July 05, 2005 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $189,000.00 MORTGAGOR(S): John F. Horan, single MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded: November 15, 2005 Dakota County Recorder Document Number: 2381127 ASSIGNMENTS OF MORTGAGE: And assigned to: THE BANK OF NEW YORK MELLON FKA THE BANK OF NEW YORK,AS TRUSTEE FOR THE CERTIFICATEHOLDERS OF CWALT, INC., ALTERNATIVE LOAN TRUST 2005-38, MORTGAGE PASS-THROUGH CERTIFICATES, SERIES 2005-38 Dated: December 14, 2011 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 1004036-0005060119-2 Lender or Broker: Independent Financial Mortgage, Inc. Residential Mortgage Servicer: Bank of America, N.A. Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 240 3rd Ave S, South Saint Paul, MN 55075-2311 Tax Parcel ID Number: 36-32550-11-200 LEGAL DESCRIPTION OF PROPERTY: Lot 20, Block 11, Hepburn Park Addition to the City of Saint Paul, Dakota County, Minnesota. AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $268,417.15 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: February 24, 2012 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns.

sonal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on August 24, 2012, or the next business day if August 24, 2012 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: January 12, 2012 ASSIGNEE OF MORTGAGEE: THE BANK OF NEW YORK MELLON FKA THE BANK OF NEW YORK,AS TRUSTEE FOR THE CERTIFICATEHOLDERS OF CWALT, INC., ALTERNATIVE LOAN TRUST 2005-38, MORTGAGE PASS-THROUGH CERTIFICATES, SERIES 2005-38 Wilford, Geske & Cook P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 021081F01 2870360 1/12-2/16/12

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: December 15, 1995 MORTGAGORS: J e s u s E d u a r d o Lopez and Victoria A. Lopez, husband and wife, and Lilia Lopez, an unmarried woman. MORTGAGEE: North American Mortgage Company. DATE AND PLACE OF RECORDING: Recorded January 11, 1996, Dakota County Recorder, Document No. 1323625. ASSIGNMENTS OF MORTGAGE: Assigned to: Citicorp Mortgage, Inc n/k/a CitiMortgage, Inc. TRANSACTION AGENT: NONE TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: NONE LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: North American Mortgage Company RESIDENTIAL MORTGAGE SERVICER: CitiMortgage, Inc. MORTGAGED PROPERTY ADDRESS: 447 East Bernard Street, West Saint Paul, MN 55118 TAX PARCEL I.D. #: 423410002280 LEGAL DESCRIPTION OF PROPERTY: Lot Twenty-seven and the West Thirty feet of Lot Twenty-eight in Block Two of Hutchinson's Addition to St. Paul COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $96,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $74,310.44 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: March 1 , 2012 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on _September 4, 2012_____________________, unless the

2012_____________________, unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: January 3, 2012. CitiMortgage, Inc. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 10-6758 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2875042 1/12-2/16/12

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: July 22, 2009 MORTGAGOR: Sue Ellen Maher, A Single Person. MORTGAGEE: Mortgage Electronic Registration Systems, Inc.. DATE AND PLACE OF RECORDING: Recorded July 27, 2009, Dakota County Recorder, Document No. 2673802. ASSIGNMENTS OF MORTGAGE: Assigned to: JPMorgan Chase Bank, National Association. TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100103210000535079 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: The Business Bank, dba Prime Mortgage RESIDENTIAL MORTGAGE SERVICER: JPMorgan Chase Bank, National Association MORTGAGED PROPERTY ADDRESS: 1024 20th Avenue North, South Saint Paul, MN 55075 TAX PARCEL I.D. #: 363090015024 LEGAL DESCRIPTION OF PROPERTY: Unit No. 1024, North 20th Avenue at Parkwood Condominium, CIC No. 302, Dakota County, Minnesota COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $115,764.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $118,318.75 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: March 1, 2012 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on September 4, 2012, unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE:None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: January 5, 2012.

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������ ������� 1, ���2011. ���� Dated: January 5, 2012. ������ ������� Dated: December JPMorgan Chase Bank, National CitiMortgage, Inc. Association Mortgagee/Assignee of Mortgagee Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Attorneys for Mortgagee/Assignee of Mortgagee Mortgagee 4500 Park Glen Road #300 4500 Park Glen Road #300 Minneapolis, MN 55416 Minneapolis, MN 55416 (952) 925-6888 (952) 925-6888 10-6439 30-11171 THIS IS A COMMUNICATION FROM THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. A DEBT COLLECTOR. 2874920 1/12-2/16/12 NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE Pursuant to the provisions of Minnesota Statutes 580.07, the NOTICE OF MORTGAGE foregoing foreclosure sale is FORECLOSURE SALE postponed until March 1, 2012 at 10:00 THE RIGHT TO VERIFICATION a m a t t h e S h e r i f f ' s O f f i c e , L a w OF THE DEBT AND IDENTITY OF Enforcement Center, 1580 Hwy 55, THE ORIGINAL CREDITOR WITHIN Lobby #S-100, Hastings, MN, in said THE TIME PROVIDED BY LAW IS county and state. NOT AFFECTED BY THIS ACTION. Dated: January 16, 2012. NOTICE IS HEREBY GIVEN, that CitiMortgage, Inc. default has occurred in conditions of Mortgagee/Assignee of Mortgagee the following described mortgage: USSET, WEINGARDEN AND LIEBO, P.L.L.P. DATE OF MORTGAGE: O c t o b e r 2 6 , By: Paul A. Weingarden 2005 Attorneys for Mortgagee/Assignee of MORTGAGOR: Diane E. Sorensen, a Mortgagee single woman. 4500 Park Glen Road #300 MORTGAGEE:ABN Amro Mortgage Minneapolis, MN 55416 Group, Inc. N/K/A CitiMortgage, Inc.. (952) 925-6888 DATE AND PLACE OF RECORDING: 10-6439 R e c o r d e d N o v e m b e r 2 3 , 2 0 0 5 , THIS IS A COMMUNICATION FROM Dakota County Recorder, Document A DEBT COLLECTOR. No. 2383594. 2881355 1/19/12 ASSIGNMENTS OF MORTGAGE: NONE TRANSACTION AGENT: NONE TRANSACTION AGENT'S MORTNOTICE OF MORTGAGE GAGE IDENTIFICATION NUMBER ON FORECLOSURE SALE MORTGAGE: NONE THE RIGHT TO VERIFICATION LENDER OR BROKER AND MORT- OF THE DEBT AND IDENTITY OF G A G E O R I G I N A T O R S T A T E D O N THE ORIGINAL CREDITOR WITHIN MORTGAGE: ABN Amro Mortgage THE TIME PROVIDED BY LAW IS Group, Inc. N/K/A CitiMortgage, Inc. NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that RESIDENTIAL MORTGAGE SERVICER: CitiMortgage, Inc. default has occurred in conditions of MORTGAGED PROPERTY ADDRESS: the following described mortgage: 8832 Coffman Path, Inver Grove DATE OF MORTGAGE: December 8, Heights, MN 55076 2006 MORTGAGORS: M a t t h e w J a m e s TAX PARCEL I.D. #: 201185802010 LEGAL DESCRIPTION OF PROP- Johnson and James Johnson, both single persons. ERTY: MORTGAGEE: Mortgage Electronic Lot 1, Block 2, Arbor Pointe 8th Addition, Common Interest Commu- Registration Systems, Inc.. DATE AND PLACE OF RECORDING: nity No. 192, Dakota County, MN. Recorded February 14, 2007, Dakota COUNTY IN WHICH PROPERTY IS County Recorder, Document No. LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF 2496598. ASSIGNMENTS OF MORTGAGE: MORTGAGE: $265,000.00 Assigned to: CitiMortgage, Inc. AMOUNT DUE AND CLAIMED TO BE TRANSACTION AGENT: Mortgage DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORT- Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGEE: $250,467.80 That prior to the commencement of GAGE IDENTIFICATION NUMBER ON this mortgage foreclosure proceeding MORTGAGE: 100026900140923656 LENDER OR BROKER AND MORTMortgagee/Assignee of Mortgagee complied with all notice requirements as G A G E O R I G I N A T O R S T A T E D O N required by statute; That no action or MORTGAGE: Bell America Mortgage proceeding has been instituted at law LLC dba Bell Mortgage RESIDENTIAL MORTGAGE SERor otherwise to recover the debt secured by said mortgage, or any part VICER: CitiMortgage, Inc. MORTGAGED PROPERTY ADDRESS: thereof; PURSUANT to the power of sale con- 12921 South Penn Avenue, Burnsville, tained in said mortgage, the above MN 55337 described property will be sold by the T A X P A R C E L I . D . # : Sheriff of said county as follows: 02-01400-081-41 DATE AND TIME OF SALE: DecemLEGAL DESCRIPTION OF PROPber 1, 2011 at 10:00 AM ERTY: PLACE OF SALE:Sheriff's Office, Law EXHIBIT A Enforcement Center, 1580 Hwy 55, That part of the East 1/2 of the East Lobby #S-100, Hastings, MN 1/2 of the West 1/2 of Section 14, to pay the debt then secured by said Township 115, Range 21, described Mortgage, and taxes, if any, on said as follows, EXCEPT that part within premises, and the costs and the plat of Burnsville Manor 3rd disbursements, including attorneys' Addition: fees allowed by law subject to Commencing at a point 2078 feet redemption within six (6) months from North of the Southeast corner of the the date of said sale by the Southwest 1/4 of said section; mortgagor(s), their personal thence continuing North 825.25 feet; representatives or assigns unless thence at right angles West 401.5 reduced to Five (5) weeks under MN feet to the actual point of beginning; Stat. §580.07. thence continuing West a distance of TIME AND DATE TO VACATE 258.5 feet; thence South at right PROPERTY: If the real estate is an angles a distance of 150 feet; thence owner-occupied, single-family East at right angles a distance of dwelling, unless otherwise provided by 258.5 feet; thence North 150 feet to law, the date on or before which the the point of beginning, Dakota mortgagor(s) must vacate the property County, Minnesota. if the mortgage is not reinstated under Subject to the right-of-way of Penn Avenue South. section 580.30 or the property is not COUNTY IN WHICH PROPERTY IS redeemed under section 580.23 is 11:59 p.m. on June 1, 2012, unless the LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or MORTGAGE: $187,500.00 AMOUNT DUE AND CLAIMED TO BE 582.032. MORTGAGOR(S) RELEASED FROM D U E A S O F D A T E O F N O T I C E , F I N A N C I A L O B L I G A T I O N O N INCLUDING TAXES, IF ANY, PAID BY MORTGAGE:None MORTGAGEE: $200,697.00 "THE TIME ALLOWED BY LAW FOR That prior to the commencement of REDEMPTION BY THE MORTGAGOR, this mortgage foreclosure proceeding T H E M O R T G A G O R ' S P E R S O N A L Mortgagee/Assignee of Mortgagee REPRESENTATIVES OR ASSIGNS, complied with all notice requirements MAY BE REDUCED TO FIVE WEEKS IF as required by statute; That no action A J U D I C I A L O R D E R I S E N T E R E D or proceeding has been instituted at U N D E R M I N N E S O T A S T A T U T E S , law or otherwise to recover the debt SECTION 582.032, DETERMINING, secured by said mortgage, or any part AMONG OTHER THINGS, THAT THE thereof; PURSUANT to the power of sale MORTGAGED PREMISES ARE I M P R O V E D W I T H A R E S I D E N T I A L contained in said mortgage, the above D W E L L I N G O F L E S S T H A N F I V E described property will be sold by the UNITS, ARE NOT PROPERTY USED IN Sheriff of said county as follows: DATE AND TIME OF SALE: March 1 AGRICULTURAL PRODUCTION, AND , 2012 at 10:00 AM ARE ABANDONED." PLACE OF SALE:Sheriff's Office, Law Dated: October 3, 2011. Enforcement Center, 1580 Hwy 55, CitiMortgage, Inc. Lobby #S-100, Hastings, MN Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. to pay the debt then secured by said Attorneys for Mortgagee/Assignee of Mortgage, and taxes, if any, on said premises, and the costs and Mortgagee 4500 Park Glen Road #300 disbursements, including attorneys' Minneapolis, MN 55416 fees allowed by law subject to (952) 925-6888 redemption within six (6) months from 10-6439 the date of said sale by the THIS IS A COMMUNICATION FROM m o r t g a g o r ( s ) , t h e i r p e r s o n a l representatives or assigns unless A DEBT COLLECTOR. reduced to Five (5) weeks under MN NOTICE OF POSTPONEMENT OF Stat. §580.07. MORTGAGE FORECLOSURE SALE TIME AND DATE TO VACATE Pursuant to the provisions of M i n n e s o t a S t a t u t e s 5 8 0 . 0 7 , t h e PROPERTY: If the real estate is an foregoing foreclosure sale is owner-occupied, single-family postponed until January 19, 2012 at dwelling, unless otherwise provided by 10:00 am at the Sheriff's Office, Law law, the date on or before which the Enforcement Center, 1580 Hwy 55, mortgagor(s) must vacate the property Lobby #S-100, Hastings, MN, in said if the mortgage is not reinstated under county and state. ���������� �� ���� ����� Dated: December 1, 2011.

PUBLIC NOTICE

PUBLIC NOTICE

��� ������� ��� ���� ������ MAY ������ ������� TO FIVE WEEKS IF BE REDUCED A JUDICIAL ORDER IS ENTERED ���������� ���� ��������� if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on __September 4, 2012____________________, unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED." Dated: January 3, 2012. CitiMortgage, Inc. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 10-4004 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2875056 1/12-2/16/12

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: M a r c h 2 5 , 2008 MORTGAGORS: Justin A. Kepler and Joyce K. Luedke, both single. MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Registered April 14, 2008, Dakota County Registrar of Titles, Document No. 626546, Certificate of Title No. 144598. ASSIGNMENTS OF MORTGAGE: Assigned to: Chase Home Finance LLC, Dated: November 16, 2010, Recorded: November 19, 2010, Document No. T671355. Said Mortgage being Registered Land. TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100026900031030033 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Bell America Mortgage LLC dba Bell Mortgage RESIDENTIAL MORTGAGE SERVICER: Chase Home Finance LLC MORTGAGED PROPERTY ADDRESS: 21030 Chippendale Court, Farmington, MN 55024 TAX PARCEL I.D. #: 142110005100 LEGAL DESCRIPTION OF PROPERTY: Lot 3 and those parts of Lots 4 and 5 lying Easterly of a Straight Line drawn from a point on the North Line of Said Lot 4 Distant 28 feet West of the Northeast Corner of Said Lot 4 to the Southeast Corner of Said Lot 5, All in Dooley Add. COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $173,250.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $192,317.96 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: June 2, 2011 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on December 2, 2011. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF

UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED." Dated: April 5, 2011. Chase Home Finance LLC Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 30-9660 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE Pursuant to the provisions of Minnesota Statutes 580.07, the foregoing foreclosure sale is postponed until July 14, 2011 at 10:00 am at the Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN, in said county and state. Dated: June 6, 2011. JPMorgan Chase Bank, National Association Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul W. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 30-9660 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE Pursuant to the provisions of Minnesota Statutes 580.07, the foregoing foreclosure sale is postponed until August 25, 2011 at 10:00 am at the Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN, in said county and state. Dated: July 18, 2011. JPMorgan Chase Bank, National Association Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 30-9660 NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE Pursuant to the provisions of Minnesota Statutes 580.07, the foregoing foreclosure sale is postponed until October 6, 2011 at 10:00 am at the Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN, in said county and state. Dated: October 31, 2011. JPMorgan Chase Bank, National Association Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 30-9660 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE Pursuant to the provisions of Minnesota Statutes 580.07, the foregoing foreclosure sale is postponed until November 10, 2011 at 10:00 am at the Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN, in said county and state. Dated: October 7, 2011. JPMorgan Chase Bank, National Association Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 30-9660 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE Pursuant to the provisions of Minnesota Statutes 580.07, the foregoing foreclosure sale is postponed until January 12, 2012 at 10:00 am at the Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN, in said county and state. Dated: November 8, 2011. JPMorgan Chase Bank, National Association Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 30-9660 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE Pursuant to the provisions of Minnesota Statutes 580.07, the foregoing foreclosure sale is postponed until February 16, 2012 at 10:00 am at the Sheriff's Office, Law

10:00 am at the Sheriff s Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN, in said county and state. Dated: January 11, 2012. JPMorgan Chase Bank, National Association Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 30-9660 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2876444 1/19/12

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: May 16, 2007 MORTGAGORS: Kenneth M. Wagner, Jr. and Radarica Wagner, husband and wife. MORTGAGEE: Mortgage Electronic Registration Systems, Inc.. DATE AND PLACE OF RECORDING: Recorded June 5, 2007, Dakota County Recorder, Document No. 2521761. ASSIGNMENTS OF MORTGAGE: Assigned to: Chase Home Finance LLC, Dated: August 23, 2010, Recorded: August 31, 2010, Document No. 2749446. TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100015904001003064 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: CTX Mortgage Company, LLC RESIDENTIAL MORTGAGE SERVICER: Chase Home Finance LLC MORTGAGED PROPERTY ADDRESS: 20843 India Circle, Lakeville, MN 55044 TAX PARCEL I.D. #: 227585713003 LEGAL DESCRIPTION OF PROPERTY: Lot 13, Block 3, The Meadows Eighth Addition, according to the recorded plat thereof, Dakota County, Minnesota. COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $255,980.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $298,283.02 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: May 27, 2011 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on November 28, 2011. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED." Dated: April 4, 2011. Chase Home Finance LLC Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 30-8908 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE Pursuant to the provisions of Minnesota Statutes 580.07, the foregoing foreclosure sale is

foregoing foreclosure sale is postponed until July 15, 2011 at 10:00 am at the Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN, in said county and state. Dated: May 26, 2011. JPMorgan Chase Bank, National Association Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 30-8908 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE Pursuant to the provisions of Minnesota Statutes 580.07, the foregoing foreclosure sale is postponed until August 26, 2011 at 10:00 am at the Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN, in said county and state. Dated: July 12, 2011. JPMorgan Chase Bank, National Association Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 30-8908 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE Pursuant to the provisions of Minnesota Statutes 580.07, the foregoing foreclosure sale is postponed until December 2, 2011 at 10:00 am at the Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN, in said county and state. Dated: October 12, 2011. JPMorgan Chase Bank, National Association Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 30-8908 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. MORTGAGE FORECLOSURE SALE Pursuant to the provisions of Minnesota Statutes 580.07, the foregoing foreclosure sale is postponed until January 13, 2012 at 10:00 am at the Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN, in said county and state. Dated: November 30, 2011. JPMorgan Chase Bank, National Association Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 30-8908 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE Pursuant to the provisions of Minnesota Statutes 580.07, the foregoing foreclosure sale is postponed until February 17, 2012 at 10:00 am at the Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN, in said county and state. Dated: January 11, 2012. JPMorgan Chase Bank, National Association Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 30-8908 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2876873 1/19/12

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: November 10, 2006 MORTGAGOR: M a n a l R a s h i d , a single person. MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Registered November 29, 2006, Dakota County Registrar of Titles, Document No. 601796, Certificate of Title No. 141362. ASSIGNMENTS OF MORTGAGE: Assigned to: JPMorgan Chase Bank, National Association. Said Mortgage being Registered Land. TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: LENDER OR BROKER AND MORT-

LENDER OR BROKER AND MORT GAGE ORIGINATOR STATED ON MORTGAGE: Fremont Investment & Loan RESIDENTIAL MORTGAGE SERVICER: JPMorgan Chase Bank, National Association MORTGAGED PROPERTY ADDRESS: 13333 Hummingbird Lane, Apple Valley, MN 55124 TAX PARCEL I.D. #: 01-56501-020-09 LEGAL DESCRIPTION OF PROPERTY: Lot Two (2), Block Nine (9), Palomino Cliffs 2nd Addition, Common Interest Community Number 257 COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $308,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $371,339.37 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: September 2, 2011 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on March 2, 2012, unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED." Dated: July 12, 2011. JPMorgan Chase Bank, N.A. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 60-2979 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE Pursuant to the provisions of Minnesota Statutes 580.07, the foregoing foreclosure sale is postponed until December 2, 2011 at 10:00 am at the Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN, in said county and state. Dated: October 12, 2011. JPMorgan Chase Bank, National Association Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 60-2979 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE Pursuant to the provisions of Minnesota Statutes 580.07, the foregoing foreclosure sale is postponed until January 13, 2012 at 10:00 am at the Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN, in said county and state. Dated: November 28, 2011. JPMorgan Chase Bank, National Association Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 60-2979 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE Pursuant to the provisions of Minnesota Statutes 580.07, the foregoing foreclosure sale is

foregoing foreclosure sale is postponed until February 17, 2012 at 10:00 am at the Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN, in said county and state. Dated: January 11, 2012. JPMorgan Chase Bank, National Association Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 60-2979 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2877066 1/19/12

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: May 28, 2003 MORTGAGORS: D a v i d S a m e s a n d Denise Sames, husband and wife. MORTGAGEE:Mortgage Source, Inc.. DATE AND PLACE OF RECORDING: Registered September 19, 2003, Dakota County Registrar of Titles, Document No. 0514764, Certificate of Title No. 96087. ASSIGNMENTS OF MORTGAGE: Assigned to: U.S. Bank National Association. Said Mortgage being Registered Land. TRANSACTION AGENT: NONE TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: NONE LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Mortgage Source, Inc. RESIDENTIAL MORTGAGE SERVICER: U.S. Bank Home Mortgage MORTGAGED PROPERTY ADDRESS: 13409 Commonwealth Drive, Burnsville, MN 55337 T A X P A R C E L I . D . # : 02-31103-02-130 LEGAL DESCRIPTION OF PROPERTY: Lot 13, Block 2, in Grosse Pointe Fourth Addition COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $254,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $233,531.47 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: March 8, 2012 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on September 10, 2012, unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: January 10, 2012. U.S. Bank National Association Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 19-3302 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2882857 1/19-2/23/12

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PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: November 23, 2009 MORTGAGORS: Scott Ausmus and Holly Ausmus, Husband and wife. MORTGAGEE:Mortgage Electronic Registration Systems, Inc.. DATE AND PLACE OF RECORDING: Recorded December 18, 2009, Dakota County Recorder, Document No. 2703229. ASSIGNMENTS OF MORTGAGE: Assigned to: U.S. Bank National Association. TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100249120000270319 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Marketplace Home Mortgage, LLC RESIDENTIAL MORTGAGE SERVICER: U.S. Bank Home Mortgage MORTGAGED PROPERTY ADDRESS: 15755 Hannover Path, St. Paul, MN 55124 TAX PARCEL I.D. #: 014910501110 LEGAL DESCRIPTION OF PROPERTY: Lot 11, Block 1, Morningview Sixth Addition, Dakota County, Minnesota. COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $288,666.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $295,919.61 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: March 1, 2012 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on September 4, 2012, unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: January 5, 2012. U.S. Bank National Association Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 19-3165 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2882775 1/19-2/23/12

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: J a n u a r y 3 , 2007 MORTGAGORS: Scott A. Arndt and Robin M. Arndt, husband and wife. MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded January 26, 2007, Dakota County Recorder, Document No.

County Recorder, Document No. 2491785. ASSIGNMENTS OF MORTGAGE: Assigned to: Chase Home Finance, LLC, Dated: January 11, 2010, Recorded: January 12, 2010, Document No. 2707274. TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100015901074405267 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: CTX Mortgage Company, LLC RESIDENTIAL MORTGAGE SERVICER: Chase Home Finance LLC MORTGAGED PROPERTY ADDRESS: 13798 Atwood Avenue, Rosemount, MN 55068 TAX PARCEL I.D. #: 344830080619 LEGAL DESCRIPTION OF PROPERTY: UNIT NO. 1806, MEADOWS OF BLOOMFIELD, COMMON INTEREST COMMUNITY NUMBER 470, DAKOTA COUNTY, MINNESOTA. COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $228,682.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $239,119.73 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: February 25, 2011 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on August 25, 2011. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED." Dated: December 28, 2010. Chase Home Finance LLC Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 30-7632 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE Pursuant to the provisions of Minnesota Statutes 580.07, the foregoing foreclosure sale is postponed until April 8, 2011 at 10:00 am at the Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN, in said county and state. Dated: February 21, 2011. Chase Home Finance LLC Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 30-7632 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE Pursuant to the provisions of Minnesota Statutes 580.07, the foregoing foreclosure sale is postponed until June 3, 2011 at 10:00 am at the Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN, in said county and state. Dated: April 5, 2011. Chase Home Finance LLC Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888

(952) 925 6888 30-7632 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE Pursuant to the provisions of Minnesota Statutes 580.07, the foregoing foreclosure sale is postponed until July 8, 2011 at 10:00 am at the Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN, in said county and state. Dated: May 31, 2011. JPMorgan Chase Bank, National Association Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 30-7632 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE Pursuant to the provisions of Minnesota Statutes 580.07, the foregoing foreclosure sale is postponed until August 26, 2011 at 10:00 am at the Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN, in said county and state. Dated: July 7, 2011. JPMorgan Chase Bank, National Association Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 30-7632 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE Pursuant to the provisions of Minnesota Statutes 580.07, the foregoing foreclosure sale is postponed until December 2, 2011 at 10:00 am at the Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN, in said county and state. Dated: October 10, 2011. JPMorgan Chase Bank, National Association Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 30-7632 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE Pursuant to the provisions of Minnesota Statutes 580.07, the foregoing foreclosure sale is postponed until January 13, 2012 at 10:00 am at the Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN, in said county and state. Dated: November 28, 2011. JPMorgan Chase Bank, National Association Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 30-7632 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE Pursuant to the provisions of Minnesota Statutes 580.07, the foregoing foreclosure sale is postponed until February 17, 2012 at 10:00 am at the Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN, in said county and state. Dated: January 11, 2012. JPMorgan Chase Bank, National Association Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 30-7632 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2876337 1/19/12

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: J a n u a r y 2 6 , 2005 MORTGAGORS: D o u g l a s V . C o r rington and Stacey A. Corrington, husband and wife. MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded March 4, 2005, Dakota County Recorder, Document No. 2301708. ASSIGNMENTS OF MORTGAGE:

ASSIGNMENTS OF MORTGAGE: Assigned to: U.S. Bank National Association, as Trustee for Structured Asset Investment Loan Trust, Mortgage Pass-Through Certificates, Series 2005-3, Dated: June 30, 2010, Recorded: July 9, 2010, Document No. 2739840. TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100122200001416624 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: BNC Mortgage, Inc. RESIDENTIAL MORTGAGE SERVICER: Chase Home Finance, LLC MORTGAGED PROPERTY ADDRESS: 14915 East 210th Street, Hastings, MN 55033 T A X P A R C E L I . D . # : 25-02500-010-51 LEGAL DESCRIPTION OF PROPERTY: The East Half (E 1/2) of Southeast Quarter (SE 1/4 ) of Southwest Quarter (SW 1/4 ) of Section Twenty-Five (25) Township One Hundred Fourteen (114) Range Seventeen (17). COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $273,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $344,858.85 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: February 11, 2011 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within twelve (12) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on February 13, 2012. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE:None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED." Dated: December 9, 2010. U.S. Bank, National Association, as Trustee Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 75-4100 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE Pursuant to the provisions of Minnesota Statutes 580.07, the foregoing foreclosure sale is postponed until February 16, 2012 at 10:00 am at the Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN, in said county and state. Dated: January 11, 2012. U.S. Bank, National Association, as Trustee Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 75-4100 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2876960 1/19/12

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: February 19, 2008 MORTGAGORS: Joni P. Pruett and Everette A. Pruett, wife and husband

���

������ ������� ��� Everette A. Pruett, wife and������ husband ������� USSET, WEINGARDEN AND���� LIEBO, P.L.L.P. MORTGAGEE: J P M o r g a n C h a s e By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Bank, N.A.. DATE AND PLACE OF RECORDING: Mortgagee Registered March 31, 2008, Dakota 4500 Park Glen Road #300 County Registrar of Titles, Document Minneapolis, MN 55416 No. 625863, Certificate of Title No. (952) 925-6888 128574. 30-8434 A S S I G N M E N T S O F M O R T G A G E : THIS IS A COMMUNICATION FROM NONE A DEBT COLLECTOR. Said Mortgage being Registered Land. NOTICE OF POSTPONEMENT OF TRANSACTION AGENT: NONE MORTGAGE FORECLOSURE SALE TRANSACTION AGENT'S MORTPursuant to the provisions of GAGE IDENTIFICATION NUMBER ON M i n n e s o t a S t a t u t e s 5 8 0 . 0 7 , t h e foregoing foreclosure sale is MORTGAGE: NONE LENDER OR BROKER AND MORT- postponed until January 12, 2012 at G A G E O R I G I N A T O R S T A T E D O N 10:00 am at the Sheriff's Office, Law MORTGAGE: JPMorgan Chase Bank, Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN, in said N.A. R E S I D E N T I A L M O R T G A G E S E R - county and state. Dated: November 8, 2011. VICER: JPMorgan Chase Bank, JPMorgan Chase Bank, National National Association MORTGAGED PROPERTY ADDRESS: Association Mortgagee/Assignee of Mortgagee 1280 Spring Green Lane, Burnsville, MN 55306 USSET, WEINGARDEN AND LIEBO, P.L.L.P. TAX PARCEL I.D. #: 027180010001 By: Paul A. Weingarden LEGAL DESCRIPTION OF PROP- Attorneys for Mortgagee/Assignee of ERTY: Mortgagee 4500 Park Glen Road #300 LOT 10, BLOCK 1 SPRING GREEN COUNTY IN WHICH PROPERTY IS Minneapolis, MN 55416 (952) 925-6888 LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF 30-8434 MORTGAGE: $417,000.00 THIS IS A COMMUNICATION FROM AMOUNT DUE AND CLAIMED TO BE A DEBT COLLECTOR. DUE AS OF DATE OF NOTICE, INCLUDNOTICE OF POSTPONEMENT OF ING TAXES, IF ANY, PAID BY MORTMORTGAGE FORECLOSURE SALE GAGEE: $446,885.06 Pursuant to the provisions of That prior to the commencement of M i n n e s o t a S t a t u t e s 5 8 0 . 0 7 , t h e this mortgage foreclosure proceeding f o r e g o i n g f o r e c l o s u r e s a l e i s Mortgagee/Assignee of Mortgagee com- postponed until February 23, 2012 at plied with all notice requirements as 10:00 am at the Sheriff's Office, Law required by statute; That no action or Enforcement Center, 1580 Hwy 55, proceeding has been instituted at law Lobby #S-100, Hastings, MN, in said o r o t h e r w i s e t o r e c o v e r t h e d e b t county and state. secured by said mortgage, or any part Dated: January 16, 2012. thereof; JPMorgan Chase Bank, National PURSUANT to the power of sale conAssociation tained in said mortgage, the above Mortgagee/Assignee of Mortgagee described property will be sold by the USSET, WEINGARDEN AND LIEBO, P.L.L.P. Sheriff of said county as follows: By: Paul A. Weingarden DATE AND TIME OF SALE: July 21, Attorneys for Mortgagee/Assignee of 2011 at 10:00 AM Mortgagee PLACE OF SALE:Sheriff's Office, Law 4500 Park Glen Road #300 Enforcement Center, 1580 Hwy 55, Minneapolis, MN 55416 Lobby #S-100, Hastings, MN (952) 925-6888 to pay the debt then secured by said 30-8434 Mortgage, and taxes, if any, on said THIS IS A COMMUNICATION FROM p r e m i s e s , a n d t h e c o s t s a n d A DEBT COLLECTOR. disbursements, including attorneys' 2880998 1/19/12 fees allowed by law subject to redemption within six (6) months from the date of said sale by the NOTICE OF MORTGAGE mortgagor(s), their personal FORECLOSURE SALE representatives or assigns unless NOTICE IS HEREBY GIVEN that reduced to Five (5) weeks under MN default has occurred in the conditions Stat. §580.07. T I M E A N D D A T E T O V A C A T E of the following described mortgage: DATE OF MORTGAGE: August 30, PROPERTY: If the real estate is an o w n e r - o c c u p i e d , s i n g l e - f a m i l y 2006 ORIGINAL PRINCIPAL AMOUNT OF dwelling, unless otherwise provided by law, the date on or before which the MORTGAGE: $169,600.00 MORTGAGOR(S): Lucas I. Haagenmortgagor(s) must vacate the property if the mortgage is not reinstated under son and Breanne M. Haagenson, hussection 580.30 or the property is not band and wife MORTGAGEE: Mortgage Electronic redeemed under section 580.23 is 1 1 : 5 9 p . m . o n J a n u a r y 2 3 , 2 0 1 2 , Registration Systems, Inc. DATE AND PLACE OF RECORDING: unless the redemption period is Recorded: November 22, 2006 reduced to 5 weeks under MN Stat. Dakota County Recorder Secs. 580.07 or 582.032. Document Number: 2477354 MORTGAGOR(S) RELEASED FROM ASSIGNMENTS OF MORTGAGE: FINANCIAL OBLIGATION ON And assigned to: Aurora Loan SerMORTGAGE: None vices, LLC "THE TIME ALLOWED BY LAW FOR Dated: April 18, 2011 REDEMPTION BY THE MORTGAGOR, Recorded: May 13, 2011 Dakota THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, County Recorder Document Number: 2800510 MAY BE REDUCED TO FIVE WEEKS IF Transaction Agent: Mortgage ElecA JUDICIAL ORDER IS ENTERED tronic Registration Systems, Inc. UNDER MINNESOTA STATUTES, Transaction Agent Mortgage IdentifiSECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE cation Number: 1001435-0060120040-0 Lender or Broker: American MortMORTGAGED PREMISES ARE I M P R O V E D W I T H A R E S I D E N T I A L gage Corporation Residential Mortgage Servicer: DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN Aurora Bank, FSB Mortgage Originator: Not Applicable AGRICULTURAL PRODUCTION, AND COUNTY IN WHICH PROPERTY IS ARE ABANDONED." LOCATED: Dakota Dated: May 23, 2011. Property Address: 1212 E 131st St, JPMorgan Chase Bank, Burnsville, MN 55337-3924 National Association Tax Parcel ID Number: Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. 02-17002-040-01 LEGAL DESCRIPTION OF PROPAttorneys for Mortgagee/Assignee of ERTY: Lot 4, Block 1, Chateaulin Third Mortgagee Addition, Dakota County, Minnesota 4500 Park Glen Road #300 AMOUNT DUE AND CLAIMED TO BE Minneapolis, MN 55416 D UE AS OF DATE OF NOTICE: (952) 925-6888 $176,859.83 30-8434 THAT all pre-foreclosure requireTHIS IS A COMMUNICATION FROM ments have been complied with; that A DEBT COLLECTOR. no action or proceeding has been instiNOTICE OF POSTPONEMENT OF tuted at law or otherwise to recover the MORTGAGE FORECLOSURE SALE P u r s u a n t t o t h e p r o v i s i o n s o f debt secured by said mortgage, or any Minnesota Statutes 580.07, the forego- part thereof; PURSUANT to the power of sale coning foreclosure sale is postponed until September 15, 2011 at 10:00 am at the t a i n e d i n s a i d m o r t g a g e , t h e above-described property will be sold Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, by the Sheriff of said county as folHastings, MN, in said county and state. lows: DATE AND TIME OF SALE: July 01, Dated: July 21, 2011. 2011 at 10:00 AM JPMorgan Chase Bank, PLACE OF SALE: Dakota County National Association Law Enforcement Center, 1580 HighMortgagee/Assignee of Mortgagee way 55, Lobby S-100, Hastings, MinneUSSET, WEINGARDEN AND LIEBO, P.L.L.P. sota By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of to pay the debt secured by said mortgage and taxes, if any, on said preMortgagee mises and the costs and disburse4500 Park Glen Road #300 ments, including attorney fees allowed Minneapolis, MN 55416 by law, subject to redemption within (952) 925-6888 six (6) months from the date of said 30-8434 THIS IS A COMMUNICATION FROM sale by the mortgagor(s), their personal representatives or assigns. A DEBT COLLECTOR. If the Mortgage is not reinstated NOTICE OF POSTPONEMENT OF u nder Minn. Stat. §580.30 or the MORTGAGE FORECLOSURE SALE property is not redeemed under Minn. Pursuant to the provisions of M i n n e s o t a S t a t u t e s 5 8 0 . 0 7 , t h e Stat. §580.23, the Mortgagor must f o r e g o i n g f o r e c l o s u r e s a l e i s vacate the property on or before 11:59 postponed until November 10, 2011 at p.m. on January 01, 2012, or the next 10:00 am at the Sheriff's Office, Law business day if January 01, 2012 falls Enforcement Center, 1580 Hwy 55, on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial Lobby #S-100, Hastings, MN, in said obligation: NONE county and state. THIS COMMUNICATION IS FROM Dated: October 7, 2011. JPMorgan Chase Bank, National A DEBT COLLECTOR ATTEMPTING T O COLLECT A DEBT. ANY Association INFORMATION OBTAINED WILL BE Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P.

PUBLIC NOTICE

���������� �� ���� �����

��� ������� ��� ���� ������ Sheriff ������ ������� of said county as follows: DATE AND TIME OF SALE: March 8, ���������� ���� ��������� INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: May 19, 2011 ASSIGNEE OF MORTGAGEE: Aurora Loan Services, LLC Wilford, Geske & Cook P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 020293F01 NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for July 01, 2011 at 10:00 AM has been postponed by the mortgagor pursuant to Minn. Stat. § 580.07 Subd. 2 December 01, 2011 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State. DATED: June 15, 2011 ASSIGNEE OF MORTGAGEE: Aurora Loan Services, LLC NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for December 01, 2011 at 10:00 AM has been postponed to January 17, 2012 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State. DATED: November 15, 2011 ASSIGNEE OF MORTGAGEE: Aurora Loan Services, LLC NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for January 17, 2012 at 10:00 AM has been postponed to February 17, 2012 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State. DATED: January 10, 2012 ASSIGNEE OF MORTGAGEE: Aurora Loan Services, LLC The redemption period shall be 5 weeks from the date of said sale. Wilford, Geske & Cook P.A. Attorneys for Assignee Of Mortgagee: Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 020293F01 2876560 1/19/12

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: J a n u a r y 2 6 , 2007 MORTGAGORS: P o n l e u H e a n a n d Voeuy You, husband and wife. MORTGAGEE:Mortgage Electronic Registration Systems, Inc.. DATE AND PLACE OF RECORDING: Recorded February 12, 2007, Dakota County Recorder, Document No. 2495836. ASSIGNMENTS OF MORTGAGE: Assigned to: U.S. Bank National Association. TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100232301120050281 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Centennial Mortgage and Funding, Inc RESIDENTIAL MORTGAGE SERVICER: U.S. Bank Home Mortgage MORTGAGED PROPERTY ADDRESS: 9463 Imbler Trail, Lakeville, MN 55044 TAX PARCEL I.D. #: 228410002260 LEGAL DESCRIPTION OF PROPERTY: Lot 26, Block 2, Wild Meadow Villas CIC #363 COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $222,920.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $218,664.14 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows:

2012 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on September 10, 2012, unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: January 10, 2012. U.S. Bank National Association Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 19-3419 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2882795 1/19-2/23/12

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: J a n u a r y 2 2 , 2008 MORTGAGOR: Sally Jo Wicklund, A Single Person. MORTGAGEE: Mortgage Electronic Registration Systems, Inc.. DATE AND PLACE OF RECORDING: Recorded February 12, 2008, Dakota County Recorder, Document No. 2571895. ASSIGNMENTS OF MORTGAGE: Assigned to: U.S. Bank National Association. TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100021268001298310 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Bankers Mortgage Company, LLC RESIDENTIAL MORTGAGE SERVICER: U.S. Bank Home Mortgage MORTGAGED PROPERTY ADDRESS: 953 Jefferson Lane, Eagan, MN 55123 TAX PARCEL I.D. #: 104507202040 LEGAL DESCRIPTION OF PROPERTY: Lot 4, Block 2, Lexington Pointe Third Addition, Dakota County, Minnesota COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $217,600.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $215,955.90 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: March 8, 2012 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not

tion 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on September 10, 2012, unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: January 10, 2012. U.S. Bank National Association Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 19-3261 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2882892 1/19-2/23/12

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: August 31, 2007 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $216,300.00 MORTGAGOR(S): Adam J. Daly, a single person and Nikolaus D. Boese, a single person MORTGAGEE: Mortgage Electronic Registration Systems, Inc. as nominee for Minnesota Funding Group, its successors and assigns DATE AND PLACE OF REGISTERING: Registered: September 19, 2007 Dakota County Registrar of Titles Document Number: 617485 ASSIGNMENTS OF MORTGAGE: And assigned to: Nationstar Mortgage LLC Dated: December 19, 2011 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 1003822-0501652955-5 Lender or Broker: Minnesota Funding Group Residential Mortgage Servicer: Nationstar Mortgage, LLC Mortgage Originator: Not Applicable CERTIFICATE OF TITLE NUMBER: 149698 COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 6920 Casper Ave E, Inver Grove Heights, MN 55076-2112 Tax Parcel ID Number: 20-71153-09-150 LEGAL DESCRIPTION OF PROPERTY: Lot Fifteen (15) in Block Nine (9) of South Grove No. 4, Dakota County, Minnesota. AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $221,872.32 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; that this is registered property; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: March 02, 2012 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on September 04, 2012, or the next business day if September 04, 2012 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED.

PRODUCTION, AND ARE ABANDONED. DATED: January 19, 2012 ASSIGNEE OF MORTGAGEE: Nationstar Mortgage LLC Wilford, Geske & Cook P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 023384F01 2881394 1/19-2/23/12

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: A u g u s t 1 3 , 2002 MORTGAGOR: Colin Garvey, a single person. MORTGAGEE: ABN Amro Mortgage Group, Inc n/k/a CitiMortgage, Inc. DATE AND PLACE OF RECORDING: Recorded December 16, 2002, Dakota County Recorder, Document No. 1973121. ASSIGNMENTS OF MORTGAGE: NONE TRANSACTION AGENT: NONE TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: NONE LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: ABN Amro Mortgage Group, Inc n/k/a CitiMortgage, Inc RESIDENTIAL MORTGAGE SERVICER: CitiMortgage, Inc. MORTGAGED PROPERTY ADDRESS: 605 Linden Street, Farmington, MN 55024 T A X P A R C E L I . D . # : 14-03000-90-010 LEGAL DESCRIPTION OF PROPERTY: EXHIBIT A THAT PART OF THE SOUTH HALF OF THE SOUTHEAST QUARTER OF SECTION 30, TOWNSHIP 114 RANGE 19, DESCRIBED AS FOLLOWS, TO-WIT: COMMENCING AT A POINT 40 FEET NORTH OF THE NORTHWEST CORNER OF LOT 5, BLOCK 2, BUNG’S ADDITION, THENCE WEST 80 FEET, THENCE NORTH 200 FEET, THENCE EAST 80 FEET, THENCE SOUTH 200 FEET TO THE POINT OF BEGINNING, ACCORDING TO THE GOVERNMENT SURVEY THEREOF, DAKOTA COUNTY, MINNESOTA. ABSTRACT PROPERTY. THE ABOVE PROPERTY IS SITUATED IN DAKOTA COUNTY, STATE OF MINNESOTA. ADDRESS: 605 LINDEN ST; FARMINGTON, MN 55024 TAX MAP OR PARCEL ID NO.: 14 03000 010 90 COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $183,200.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE:$169,535.12 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: January 13, 2012 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on __July 13, 2012____________________, unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE:None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED." Dated: November 15, 2011. CitiMortgage, Inc.

CitiMortgage, Inc. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 10-6621 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE Pursuant to the provisions of Minnesota Statutes 580.07, the foregoing foreclosure sale is postponed until February 17, 2012 at 10:00 am at the Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN, in said county and state. Dated: January 16, 2012. CitiMortgage, Inc. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 10-6621 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2881188 1/19/12

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: August 04, 1992 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $72,867.00 MORTGAGOR(S): Eugene T. Robinette and Victoria L. Robinette, husband and wife MORTGAGEE: United Mortgage Corporation DATE AND PLACE OF RECORDING: Recorded: September 10, 1992 Dakota County Recorder Document Number: 1066863 ASSIGNMENTS OF MORTGAGE: And assigned to: Bank of America, FSB Dated: September 01, 1994 Recorded: August 15, 1995 Dakota County Recorder Document Number: 1294346 And assigned to: Mortgage Electronic Registration Systems, Inc. Dated: December 02, 1998 Recorded: June 21, 1999 Dakota County Recorder Document Number: 1614333 And assigned to: Aurora Loan Services, LLC Dated: March 02, 2011 Recorded: March 18, 2011 Dakota County Recorder Document Number: 2791872 And assigned to: Aurora Bank, FSB Dated: August 16, 2011 Recorded: October 26, 2011 Dakota County Recorder Document Number: 2826804 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100025400001004325 Lender or Broker: United Mortgage Corporation Residential Mortgage Servicer: Aurora Bank, FSB Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 179 Mainzer St, West Saint Paul, MN 55118-1531 Tax Parcel ID Number: 42-32000-00-060 LEGAL DESCRIPTION OF PROPERTY: Lot Six (6) of Hardwick's Addition according to the map or plat thereof on file or of record in the office of the County Recorder in and for Dakota County, Minnesota. AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $68,397.37 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: December 16, 2011 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on June 18, 2012, or the next business day if June 18, 2012 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION.

AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: November 03, 2011 ASSIGNEE OF MORTGAGEE: Aurora Bank, FSB Wilford, Geske & Cook P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 018035F04 NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for December 16, 2011 at 10:00 AM has been postponed to January 17, 2012 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State. DATED: December 13, 2011 ASSIGNEE OF MORTGAGEE: Aurora Bank, FSB NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for January 17, 2012 at 10:00 AM has been postponed to February 17, 2012 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State. DATED: January 10, 2012 ASSIGNEE OF MORTGAGEE: Aurora Bank, FSB Wilford, Geske & Cook P.A. Attorneys for Assignee Of Mortgagee: Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 018035F04 2876677 1/19/12

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: August 18, 2006 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $194,400.00 MORTGAGOR(S): Wayne J. Jenkins and Cheryl M. Jenkins, husband and wife MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF REGISTERING: Registered: October 24, 2006 Dakota County Registrar of Titles Document Number: 599974 ASSIGNMENTS OF MORTGAGE: And assigned to: HSBC Bank USA, National Association, as Indenture Trustee of the Fieldstone Mortgage Investment Trust, Series 2006-3 Dated: April 28, 2011 Registered: May 18, 2011 Dakota County Registrar of Titles Document Number: T679656 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100052624246053179 Lender or Broker: Fieldstone Mortgage Company Residential Mortgage Servicer: Ocwen Loan Servicing, LLC Mortgage Originator: Not Applicable CERTIFICATE OF TITLE NUMBER: 116259 COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 181 Moreland Ave E, West Saint Paul, MN 55118-2541 Tax Parcel ID Number: 42-83790-130-00 LEGAL DESCRIPTION OF PROPERTY: The East one-half of Lot Twelve (12) and the West one-half of Lot Thirteen (13), Westchester Heights No. 1, Dakota County, Minnesota AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $236,225.47 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; that this is registered property; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: January 13, 2012 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59

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DAKOTA COUNTY TRIBUNE BUSINESS WEEKLY January 19, 2012

27A

Calendar To submit an item for the Calendar, email it to darcy.odden@ ecm-inc.com or fax (952) 8462010.

tion. RSVP by Jan. 23 to lindar@lakevillechambercvb.org or (952) 469-2020. • Monday, Jan. 30, 63rd Annual Meeting and Holiday Dinner Date-specific at Crystal Lake Golf Club. Dakota County RegionRiver Heights Chamber of al Chamber of Commerce Commerce events: events: • Wednesday, Jan. 25, 7:30 • Sunday, Jan. 22, 8 to 10 to 8:30 a.m., South St. Paul a.m., open house, Sam’s Club, Local Issues at Central Square 3035 Denmark Ave., Eagan. Community Center, 100 SevFree. Information: Cassandra enth Ave. N., South St. Paul. InArmstrong at (651) 405-0079. formation: Chaz Kleinsteuber at • Tuesday, Jan. 24, 4 to 9 chaz@riverheights.com. p.m., Minnesota Chamber of • Friday, Jan. 27, 10 a.m. to 2 Commerce Session Priorities p.m., grand opening, Associated event at St. Paul RiverCentre, Bank Inver Grove Heights. Rib175 Kellogg Blvd., St. Paul. Fee: bon cutting: 10 a.m. Information: $95. DCR Chamber will spon- Chaz Kleinsteuber at chaz@rivsor tables at the event. RSVP to erheights.com. Jessy at (651) 288-9202 or janSocial Bravo, Apple Valley, noni@dcrchamber.com. will offer the following webinar: • Friday, Jan. 27, 7:30 to 9:30 • Kick Start Your Facebook a.m., Legislative Breakfast at Marketing in 2012, 11:30 a.m. Brown College, 1345 Mendota Tuesday, Jan. 24, or 7 p.m. Heights Road, Mendota Heights. Wednesday, Jan. 25. Free. RegCost: $20/members, $25/non- ister at http://bit.ly/t5nWkr. members. RSVP by Jan. 23 to District 196 Community Jessy at (651) 288-9202 or jan- Education will offer the follownoni@dcrchamber.com. ing business courses. Register Apple Valley Chamber of at www.district196.org/ce or call Commerce events: (651) 423-7920. • Thursday, Jan. 26, 4:30 to • Basic Computer Introduc6:30 p.m., Business After Hours, tion Workshop, 6:30 to 9 p.m. James Barton Design-Build, Monday, Jan. 23, Rosemount 5920 148th St., Apple Valley. Middle School, 3135 143rd St. Free. W., Rosemount. Cost: $29. Burnsville Chamber of • Internet and Email Basics, Commerce events: 6:30 to 9 p.m. Thursday, Jan. 26, • Thursday, Feb. 2, 4:30 to Rosemount Middle School, 3135 6:30 p.m., Business After Hours, 143rd St. W., Rosemount. Cost: Burnsville Performing Arts Cen- $29. ter, 12600 Nicollet Ave., Burns• Making $$ Selling on eBay, ville. Free. 6:30 to 9:30 p.m. Monday, Jan. • Tuesday, Feb. 7, 5 to 7 p.m., 30, Scott Highlands Middle Business Young Professionals School, 14011 Pilot Knob Road, professional development event. Apple Valley. Cost: $49. Location to be determined. • Introduction to Windows 7, Lakeville Area Chamber of 6:30 to 8:30 p.m. Monday, Jan. Commerce events: 30, Rosemount Middle School, • Tuesday, Jan. 24, 7:30 to 3135 143rd St. W., Rosemount. 9 a.m., new member orienta- Cost: $39.

y p.m. on July 13, 2012, or the next business day if July 13, 2012 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: December 01, 2011 ASSIGNEE OF MORTGAGEE: HSBC Bank USA, National Association, as Indenture Trustee of the Fieldstone Mortgage Investment Trust, Series 2006-3 Wilford, Geske & Cook P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 013320F02 NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for January 13, 2012 at 10:00 AM has been postponed to January 27, 2012 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State. DATED: January 12, 2012 ASSIGNEE OF MORTGAGEE: HSBC Bank USA, National Association, as Indenture Trustee of the Fieldstone Mortgage Investment Trust, Series 2006-3 Wilford, Geske & Cook P.A. Attorneys for Assignee Of Mortgagee: Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 013320F02 2879504 1/19/12

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: October 26, 2005 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $124,000.00 MORTGAGOR(S): Theodore R. Peltier, an unmarried person MORTGAGEE: Mortgage Electronic Registration Systems, Inc. as nominee for Aegis Wholesale Corporation, its successors and assigns DATE AND PLACE OF RECORDING: Recorded: November 07, 2005 Dakota County Recorder Document Number: 2378643 ASSIGNMENTS OF MORTGAGE: And assigned to: Aurora Bank FSB Dated: August 15, 2011 Recorded: October 27, 2011 Dakota County Recorder Document Number: 2827050 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100053030008298516 Lender or Broker: Aegis Wholesale Corporation Residential Mortgage Servicer: Aurora Bank, FSB Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 15549 Cornell Trl, Rosemount, MN 55068-1554 Tax Parcel ID Number: 34-81310-06-341 LEGAL DESCRIPTION OF PROPERTY: Lot 34, Block 6, Valley Oak Addition Replat, except the North 2.00 feet thereof, Dakota County, Minnesota. AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $126,127.26 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: December 16, 2011 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within

Ongoing Platinum Partners, a chapter of BNI, welcomes one representative from each profession and meets every Wednesday morning from 7:30 to 9 a.m. at the Lakeville Green Mill. To learn more, call Amy at (952) 2267741. Creative Networking Professionals, an independent business networking group, meets the first and third Tuesday of the month at JoJo’s Rise and Wine in Burnsville from 8 to 9 a.m. The group is focused on creating interpersonal relationships to grow business-tobusiness referrals. Yearly dues are $65. New members are welcome. Members are limited to one per professional category. For more information, contact Jeff Rothmeyer at JeffR@ Roundbank.com or see www. CreativeNetworkingProfessionals.com. Dakota Business Partners meets every Tuesday from 8:159:30 a.m. at AmericInn, 17145 Kenyon Ave. (just off Interstate 35 and County Road 50), Lakeville. For why our group is different and more information visit www.dakotabusinesspartners. com or find us on Facebook. Network Unlimited, a professional networking chapter, meets Tuesdays from 4:30 to 5:45 p.m. at Cherokee Sirloin Room, Cliff Road and Nicols Road, Eagan. To see if your category is open go to www.NetworkUnlimited.org. BNI – The Valley Networkers Chapter of Business Networking Intl. meets Thursdays at 11:30 a.m. at the DCTC Apple Valley Site at 14200 Cedar Ave. BNI is a networking group for business owners who are looking to increase their revenue. Only one person from each pro-

fession. Bring your own lunch. For more information, call Paula Sevenich at (952) 891-4057 or visit www.bni-mn.com BNI – Networking meets Thursdays at 7:15 a.m. at the Round Bank in Farmington. For more information, contact Ellen at (952) 412-5287 or Lanny at (612) 386-2660. BNI – Power Lunch Chapter meets Wednesdays at 11 a.m. at the Lakeville Brunswick Zone, 11129 162nd St. W. For more information, call Maggie Kase at (952) 230-1602 or visit www.bni-mn.com. BNI – Power Links Chapter meets at 7:30 a.m. Thursdays at Highview Hills Senior Living Center, 20150 Highview Ave., Lakeville. Information: Michelle Reisenauer, (612) 868-2950 or mreisenauer@charter.net. Professional Referral Exchange of Burnsville meets every Wednesday for breakfast at Denny’s Restaurant. Meetings begin at 7 a.m. For more information, contact Jo Baecker, area director, at (612) 618-5347 or visit the website www.prorefx. com. Elite Executives Chapter of Business Networking International meets each Tuesday 7:309 a.m. at the JBL Companies building (old fire station), 3795 Pilot Knob Road, Eagan. This lively referral group can help you grow your business, but we do limit membership to one person from each profession. Visitors are welcome. For more information, contact Bob Reuter at (651) 552-3647, breuter@mnhomes. com. Find our chapter’s website at bnimn.com. Beta Sigma Phi, Preceptor Alpha Delta Chapter, meets the second Wednesday of every month at 7:30 at a member’s home. For information, call (952)

894-8831. Network Results Chapter of Business Network International, networking for local business owners, only one person from each profession. First two meetings are free. We meet every Wednesday for breakfast, 7-8:30 a.m. at Roasted Pear, 14200 Nicollet Ave. S., Burnsville. Call Jim Culpepper for more information: (612) 655-4339. Networks Plus - Diversified Business Professionals Chapter of Business Network International, a business referral organization. Meetings will be held Thursdays 11:30 a.m. – 1 p.m. at Savage City Hall, 6000 McColl Drive, Savage, MN. All professionals are invited to attend. Call Crystal (952) 314-8676. Networking coffee group at Caribou Coffee will meet from 9:30-11:30 a.m. at Caribou Coffee, 14638 Cedar Ave., on the second and fourth Mondays of the month. Call (763) 783-4767 to register. Grapevine Network “Common Denominator� Group meets Tuesdays from 7:30-8:45 a.m. at Coldwell Banker Burnet, 190 Cobblestone Lane, Burnsville. For information, call (952) 746-5611 or visit www.thegrapevinenetwork.com. Grapevine Networking Group meets Wednesdays from 7:30-8:45 a.m. at Coldwell Banker Burnet, 190 Cobblestone Lane, Burnsville. For information, call (952) 746-5611 or visit www.thegrapevinenetwork.com. Kingdom Advisors members meet monthly for fellowship, training, networking, prayer, and sharing of best practices. Ron Blue or other recognized speakers (via DVD) cover a topic each month helping members integrate and apply Biblical financial wisdom into their profes-

sional advice. Visitors welcome. The S Metro Group meets at Family Financial Services, 151 W. Burnsville Parkway, Burnsville, from 7:30 to 9 a.m. on the fourth Tuesday of each month. POC is Jeff Robinson at (952) 890-6611. The SE Metro Group meets at 2918 Upper 55th St., Inver Grove Heights, the first Thursday of each month from 12 noon to 1 p.m. (bring your lunch). POC is Ginger Ewing at (651) 389-1177. The S.T.A.R. (South Twin Cities Area Referral) Networking Group meets 8 to 9 a.m. every Wednesday at Bremer Bank, 17600 Cedar Ave, Lakeville. Openings are available. For questions, call Kathy Andrade at (952) 997-1306. SHiFT network events are held Thursdays from 6:30 to 8 p.m. at Inver Hills Community College, 2500 E. 80th St., Inver Grove Heights. SHiFT is a nonprofit network connecting adults in mid-life transition with opportunities to seek meaningful work, new avocations, and a supportive community (www.shiftonline. org). Members: Free. Guests: $5. Women’s Business Exchange meets the fourth Wednesday from 11:30 a.m. to 1 p.m. at Baskets On Occasion, 4580 Scott Trail, Suite 204, Eagan. Fee: $5 per meeting. For more information, contact Mary at (651) 994-8392 or visit www. meetup.com/womens-businessexchange-eagan. Seed Your Business referral-based networking group meets the first and third Wednesday at noon at Baskets On Occasion, 4580 Scott Trail, Suite 204, Eagan. Fee is $5 per meeting. Up to two professions per person. Contact Mary at (651) 994 8392.

y j six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on June 18, 2012, or the next business day if June 18, 2012 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: November 03, 2011 ASSIGNEE OF MORTGAGEE: Aurora Bank FSB Wilford, Geske & Cook P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 022067F01 NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for December 16, 2011 at 10:00 AM has been postponed to January 17, 2012 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State. DATED: December 14, 2011 ASSIGNEE OF MORTGAGEE: Aurora Bank FSB NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for January 17, 2012 at 10:00 AM has been postponed to February 17, 2012 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State. DATED: January 10, 2012

y ASSIGNEE OF MORTGAGEE: Aurora Bank FSB Wilford, Geske & Cook P.A. Attorneys for Assignee Of Mortgagee: Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 022067F01 2876638 1/19/12

g g g g g plied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: November 3, 2011 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on May 3, 2012, unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED." Dated: September 7, 2011. The Bank of New York Mellon, as Trustee Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 18-1149 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE

Pursuant to the provisions of Minnesota Statutes 580.07, the foregoing foreclosure sale is postponed until December 15, 2011 at 10:00 am at the Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN, in said county and state. Dated: October 31, 2011. The Bank of New York Mellon fka The Bank of New York, as Trustee Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 18-1149 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE Pursuant to the provisions of Minnesota Statutes 580.07, the foregoing foreclosure sale is postponed until January 19, 2012 at 10:00 am at the Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN, in said county and state. Dated: December 14, 2011. The Bank of New York Mellon fka The Bank of New York, as Trustee Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 18-1149 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE Pursuant to the provisions of Minnesota Statutes 580.07, the foregoing foreclosure sale is postponed until February 23, 2012 at 10:00 am at the Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN, in said county and state. Dated: January 16, 2012. The Bank of New York Mellon fka The Bank of New York, as Trustee Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 18-1149 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2881454 1/19/12

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: July 21, 2006 MORTGAGOR: S a i L e e , a m a r r i e d person. MORTGAGEE: Mortgage Electronic Registration Systems, Inc.. DATE AND PLACE OF RECORDING: R ecor d ed A ugust 2, 2 0 0 6 , D a k o ta County Recorder, Document No. 2450103, also re-recorded, November 27, 2006, Document No. 2477500. ASSIGNMENTS OF MORTGAGE: Assigned to: The Bank of New York Mellon f/k/a The Bank of New York, as trustee for the Benefit of the Certificateholders of the CWABS Inc., Asset-Backed Certificates, Series 2007-SD1. TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100020410001259212 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: DHI Mortgage Company Limited Partnership RESIDENTIAL MORTGAGE SERVICER: Bank of America, N.A. MORTGAGED PROPERTY ADDRESS: 20631 East Oaks Drive, Farmington, MN 55024 TAX PARCEL I.D. #: 144876201050 LE GA L DE SC R IPT IO N O F P R O P ERTY: Lot 5, Block 1, Middle Creek East 3rd Addition, Dakota County, Minnesota. COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $322,619.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $415,752.24 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee com-

28A

January 19, 2012 DAKOTA COUNTY TRIBUNE BUSINESS WEEKLY

Dakota Arts Book people, come together Galaxie Library hosts Local Author Fair on Jan. 21 by Andrew Miller THISWEEK NEWSPAPERS

Wordsmiths, bookworms and bibliophiles can experience a little slice of heaven Jan. 21 at the Galaxie Library in Apple Valley. The Local Author Fair which runs from 1 to 4 p.m. in the library’s atrium will feature workshops on writing and publishing along with area authors selling and signing their books. Hosted by the Dakota County Library system, the event kicks off at 1 p.m. with keynote speaker David Housewright, a local mystery author and winner of a 1996 Edgar Award, which the

Mystery Writers of America present for the best fiction of the year. Housewright is the author of “Penance,� “Practice to Deceive� and other mystery novels set in the Midwest, and his 12th novel, “Curse of the Jade Lily,� is slated for publication in June 2012. The Loft Literary Center will be presenting two workshops – “Tips for Publication� at 2 p.m. and “The Nuts & Bolts of Picture Book Writing� at 3 p.m. Forty local adult, children’s and teen authors will be on hand to sell, sign and discuss their books. As for what visitors can

expect to find, there’s a little bit of everything – romance novels, sci-fi, poetry, illustrated children’s books, nonfiction and historical fiction. Admission to the Local Author Fair is free, and light refreshments will be provided. Plus, there will be drawings for free books. The event is open to all ages. More information, including a list of the authors who will be participating, can be found at www.co.dakota. mn.us by searching “Local Author Fair.� Andrew Miller is at andrew. miller@ecm-inc.com.

Photo submitted

Mystery author David Housewright is the keynote speaker at the Local Author Fair at the Galaxie Library. Housewright won an Edgar Award, presented by the Mystery Writers of America, in 1996 for his novel “Penance.�

Theater and Arts Briefs Urdahl to speak at historical society Author and State Rep. Dean Urdahl will present a program on his latest book, “Pursuit,� at the Dakota County Historical Society’s annual meeting Saturday, Jan. 21, at Lawshe Memorial Museum, 130 Third Ave. N., South St. Paul. “Pursuit� is the third in a series

Urdahl has researched and written on the Dakota Conflict of 1862. The business meeting and election will start at 11 a.m. Urdahl will speak at noon. All members and friends of the historical society are invited to attend. Admission is free. For more information, call (651) 552-7548. While reservations are not required, RSVPs are appreciated.

will present “Resolution� at 6 p.m. Saturday, Jan. 14, at the Lakeville Area Arts Center. “Resolution� also features The Rosemount Heartbeat’s dance and choir comArea Arts Counpanies. cil will present its Tickets are $10 for adults, and fourth annual Mys$7 for students and seniors, and tery Dinner Theater are available by calling (952) 432at 6 p.m. Saturday, 7833, or at the theater the day of Jan. 28, at the Rosemount Steeple Center. Heartbeat Studios Perform- the show. The event will include dinner ing Arts Center’s acting company

Mystery dinner theater set Jan. 28

and a silent auction. Tickets are $38. To order tickets, visit www.rosemountaac.org or send a check to RAAC, P.O. Box 409, Rosemount, MN 55068.

Heartbeat presents ‘Resolution’

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