2/2/2012 - Dakota County Tribune Business Weekly by Dakota County Tribune

Farmington to study liquor operations 2A Heritage Center needs more funds 2A Police warn of counterfeit bills 2A

LAURA ADELMANN AARON VEHLING ANDREW MILLER

DATE ##, 2009 FEBRUARY 2, 2012

VOLUME 30, NUMBER # VOLUME 32, NUMBER 49

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Caucuses provide stage for workings of democracy Members of state political parties will gather Feb. 7 by T.W. Budig ECM CAPITOL REPORTER

Itâ&#x20AC;&#x2122;s a chance to shape the political parties and the fortunes of candidates. Minnesotans will caucus on Tuesday, Feb. 7, gathering in neighborhoods across the state for an exercise in democracy. â&#x20AC;&#x153;Itâ&#x20AC;&#x2122;s always a big deal,â&#x20AC;? said Minnesota DFL State Party Chairman Ken Martin of Eagan. DFL Secretary of State Mark Ritchie views the caucuses as a chance for people to arrange the â&#x20AC;&#x153;building blocksâ&#x20AC;? of parties by molding party platforms. Beyond this, Ritchie sees the caucuses as providing candidates willing to spend the time, make the phone calls and wear out the shoe leather, with a means of making their political mark without spending a lot of money. Caucuses can be wellsprings of new ideas, Martin said. He cites an idea out of a northern Minnesota caucus in the 1950s that Hubert Humphrey latched onto, an idea about helping that eventually

took the shape of the Peace Corps. This year, a presidential year, will have added zest as Republicans and Democrats will feature presidential straw polls. In 2008, in a presidential race matching Sen. Hillary Clinton against Sen. Barack Obama, some 220,000 Democrats caucused in a record-setting display of fervor. â&#x20AC;&#x153;I remember standing in a line a mile long,â&#x20AC;? Martin said. Republican officials are hoping for a big caucus turnout for their non-binding presidential straw poll. Some of the parties are getting innovative in their approach to the caucus. The Independence Party of Minnesota this year is hosting a live, online caucus. â&#x20AC;&#x153;Iâ&#x20AC;&#x2122;d love to see a hundred people (participate),â&#x20AC;? said IP Chairman Mark Jenkins. Jenkins expects a few glitches, but also foresees the use of technology continuing into See Caucuses, Page 7A

INSIDE BIZ FORUM

Event will celebrate Exceptional Businesswomen and remember one of the past award winners. LARRY 4A WERNER FORUM

For people who want to see winds of political change shift, the Minnesota caucuses are a good place to start. DON 4A HEINZMAN CAPITOL COMMERCE

An ethics complaint against state Sen. Dave Thompson was dropped citing insuff icient evidence. DAVE 6A THOMPSON DAKOTA ARTS

Photos by Howard Lestrud and submitted

Republican presidential candidate Mitt Romney, who planned a campaign stop in Eagan on Wednesday, is among the choices Republican caucus attendees will have when a straw poll is conducted Tuesday, Feb. 7, in Minnesota. Other candidates are (from top left) Newt Gingrich, Rick Santorum and Ron Paul. Romney appeared in these photos at the 2008 Republican National Convention in St. Paul with his family.

RAHN STUDENTS

BurnsvilleEagan-Savage magnet school to stage the f irst of its arts variety shows on Thursday. 24A

Romney brought his campaign to Eagan Pawlenty earned top billing at the event by Tad Johnson DAKOTA COUNTY TRIBUNE

Mitt Romney was slated to bring his campaign to become the Republicanâ&#x20AC;&#x2122;s endorsed presidential candidate to Eagan on Wednesday, Feb. 1. The event was at FreightMas-

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ters, 3703 Kennebec Drive. The event was billed on the campaignâ&#x20AC;&#x2122;s website as an opportunity to join Romney and Tim Pawlenty, an Eagan resident and former Minnesota governor and Republican presidential candidate in 2012. Pawlenty endorsed Romney in September 2011. The Washington Post has referred to him as â&#x20AC;&#x153;Romneyâ&#x20AC;&#x2122;s attack dog.â&#x20AC;?

Interested in a FREE subscription? Just complete this form and mail it to: Attention: Subscriptions Dakota County Tribune 12190 County Road 11, Burnsville, MN 55337 or fax to: 952-846-2010

Trucking company Freightmasters Inc. joined Indiana-based air and ocean freight services company Towne Air Freight in November 2009. Towne Network Solutions also manages air freight trucking in North America for international and domestic airlines. Tad Johnson is at editor.thisweek@ ecm-inc.com.

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February 2, 2012 DAKOTA COUNTY TRIBUNE BUSINESS WEEKLY

Council asks for full review of liquor operations Proposed Elm Street location for liquor store dropped by Laura Adelmann DAKOTA COUNTY TRIBUNE

Farmington officials have abandoned a controversial proposal to move the downtown municipal liquor store to 420 Elm St. The building’s current lease at 109 Elm St. will be extended as an analysis is conducted of the city’s liquor operations. All ideas are to be reviewed, including whether to build a new liquor store in Vermillion River Crossing; move to an existing building, possibly the old senior center; or if the city should get out of the liquor business altogether. Council members agreed that after previously hearing numerous concerns from neighbors of the Elm Street location that they would no longer consider putting the liquor store there. Those conclusions emerged from a Jan. 22 workshop during which Farming-

ton City Council members debated whether the city would be able to attract a stronger commercial tax base if private business was allowed to sell liquor. Most council members said they would prefer the city not be in the liquor business, but worried how to fund the pool, senior center and ice arena, all popular community amenities that are not fiscally self-sustaining. Finance Director Teresa Walters said the city subsidized about $140,700 for the senior center from the city’s general fund in 2011. About $20,000 in liquor store profits subsidized the swimming pool in both 2009 and 2010. Walters said the arena lost about $260,000 last year, and the city will have to cover those expenses through either a general fund transfer or some other revenue source, possibly liquor store sales. “The arena has not been profitable in the past three years,” said Walters, who has been with the city since 2010. “I don’t know if it was.” In 2009, liquor store profits were $50,868 and in 2010,

liquor sales earned the city $51,752. According to a 2009 State Auditor Report, the purpose of authorizing Minnesota municipalities to own and operate liquor establishments was to control the sale of alcohol. Council Member Julie May, a longtime municipal liquor store opponent, read a prepared statement advocating for a liquor store study that includes detailing the cost of operating the pool, senior center and arena. She suggested the city develop a plan that sets a cap on the amount of losses those entities are allowed. “Right now, there doesn’t really seem to be a cap on the loss side,” May said. “We do have a budget, but if we have a liquor store fund to dip into, no one seems to get too excited about it because we always have that pool of cash.” She said the city needs to consider what the taxpayer is willing and able to pay to support the senior center, arena and pool, whether it comes from the general levy or liquor store. May said if the city opened

up the liquor store business, it could unfold a new marketing strategy for Farmington to stand out from neighbors and become a destination community. “Perhaps a Trader Joe’s (store) could start a movement toward a green community where we have boutiques and specialty organic shops,” she said. “We need to be bold and we need to be different.” The cities of Lakeville and Apple Valley operate liquor stores. Rosemount does not. As a member of the Minnesota Municipal Beverage Association, Farmington will be able to conduct the municipal liquor store study at little or no cost. Questions to be explored include what the city budget would look like if all liquor store expenses, including future employee costs, were eliminated and whether big box liquor stores are interested in locating in Farmington. Council Member Terry Donnelly said the city’s arena, senior center and pool should remain as amenities the city provides, but agreed to a study. He said the study should analyze why profits aren’t

strong. Unless they can be improved, he would like the city to get out of the liquor store business. “I’ve changed my mind on this,” Donnelly said, “But when you look at the numbers, it just takes a lot of time and effort by city staff and other people to support that enterprise.” The study will also review an option to build a new liquor store in Vermillion River Crossing, an estimated $1.5 million expenditure that would be funded with a 15year bond, repaid with liquor store profits. Donnelly said if the city continues its municipal liquor business the downtown store should be located in Vermillion River Crossing, but asked that the study also review other options. City Council Member Jason Bartholomay reiterated his opposition to municipal liquor stores and said the pool, senior center and arena should be self-sustaining. “I think we’re monopolizing a market that business owners should be able to open up themselves,” Bartholomay said. “What stops the city

Lakeville Heritage Center project progresses Fundraising requirement increased by Aaron Vehling DAKOTA COUNTY TRIBUNE

The Heritage Center project in Lakeville is moving into a new phase as the city and consultants fine-tune the blueprints and construction management plans in anticipation of seeking bids. Construction financing sources have changed a bit, requiring more community fundraising and possible loans from the city’s park dedication fund. Last summer, the best estimates indicated a need for $88,000 from fundraising. But a new estimate quadruples that amount. The former estimate assumed $250,000 in revenue toward the project from federal Community Development Block Grants.

Because the site will house not only the Senior Center but also the Lakeville Area Historical Society and Beyond the Yellow Ribbon, the likelihood it would meet low-tomoderate income qualifications is “very difficult,” said Steve Michaud, parks and recreation director. The other problem with acquiring CDBG funding is the compliance measures, according to a memo from the city’s lead staff to the mayor and City Council. It requires compliance with the Davis-Bacon Act “with respect to ensuring all contractors are meeting or exceeding the prevailing wage rates for workers,” the memo said. “The increased cost of program compliance reduces the benefits of this funding source.” To achieve the nearly $338,000 fundraising goal will require multiple years, Michaud said at a recent City Council work session. The current Senior Center site on Holt Avenue in downtown

Lakeville has not yet been sold as of press time. According to the memo, the budgeted revenue from a sale is about $345,000, less about $190,000 that must be refunded to the government because the current site received CDBG funds when it was built in the 1990s. Finance Director Dennis Feller said the city could use the park dedication fund to lend about $250,000 to cover the CDBG hole and about $155,000 to temporarily cover the site-sale revenue. The park dedication fund is financed by fees on developers and is typically set aside to pay for the construction of parks in a given neighborhood. Fundraising has yielded about $70,000 to date, Michaud said. “There is money coming in all the time,” he said. Community members also are making in-kind donations, such as helping with preliminary construction work, Michaud said. Council Member Colleen La-

Beau questioned the project’s funding mechanisms. She said she supports the groups the Heritage Center would house, but “if you’re taking a bunch of money out of park dedication funds, what happens if we need that money for something?” Michaud said his department has no big projects on the horizon that would need the money. “There isn’t enough to do anything we’d want to do anyway,” he said. “A neighborhood park costs $500,000.” The projected fund balance for 2012 is $551,000, according to the memo. If all goes according to schedule, the council will vote on the approval of plans and specifications on Feb. 21, open bids on March 13 and award the contracts two weeks later. The anticipated project completion date is Sept. 1. Aaron Vehling is at aaron.vehling@ ecm-inc.com or www.facebook.com/ thisweeklive.

Burnsville State of the City Address set Feb. 16 Burnsville residents, business leaders and others interested in learning more about the future of the city of Burnsville — as well as taking a look back at 2011 — are invited to the annual State of the City Address on Feb. 16. The event will be held at the Burnsville Performing Arts Center, located at 12600 Nicollet Ave.

The keynote speech given by Mayor Elizabeth Kautz is scheduled to begin at 11:30 a.m. and is open to the public. The mayor’s speech will touch on Burnsville’s focus to stay economically competitive as well as maintaining quality-of-life amenities that attract both businesses and families. A luncheon will follow the

State of the City at the Performing Arts Center. The luncheon is open to the public at a cost of $25 per person. Preregistration is required at least 24 hours in advance. The State of the City is presented annually by the city of Burnsville and the Burnsville Chamber of Commerce. Advance registration is available through

the Chamber of Commerce website at www.burnsvillechamber. com. Registration questions should be directed to the chamber at (952) 435-6000. For more information on the city of Burnsville visit www.burnsville.org.

from taking over burger joints or bowling alleys?” Council Member Christy Jo Fogarty said she also doesn’t like city-run liquor stores, but supports the amenities they fund. She said the entities would never be profitable on their own and residents would pack council chambers if the suggestion was raised to close them or force them to selfsustain. Bartholomay welcomed the debate and hearing all sides of the issue. Council members agreed to a study that delves into a broad array of information, including the city’s finances without the liquor store and whether the stores could be more profitable. If not, council asked for the plan to include a proposal to phase out of the business and the potential of interested businesses opening liquor stores. The analysis will take months, possibly a year, to complete. Laura Adelmann is at laura. adelmann@ecm-inc.com.

Apple Valley police warn of counterfeit currency Police are advising local vendors to be on the watch for counterfeit currency after fake $100 bills were used at Apple Valley businesses last weekend. The fake bills were made from genuine $5 bills that had been washed and reprinted, according to police. “This particular method of counterfeiting is particularly effective because it uses genuine currency paper which feels normal and passes any counterfeit detecting pen tests,” Apple Valley retail crime officer Michael Tietz wrote in a “Crime Alert” listserv email to local businesses on Tuesday. Despite the use of genuine currency paper, the fake $100 bills can be detected through their inferior printing quality, by scrutinizing the watermark on the bill and examining the magnetic strip, according to Tietz. To determine whether currency is genuine or not, police recommend that businesses become familiar with the security features of U.S. currency. Information about these features can be found on the U.S. Secret Service website at www. secretservice.gov/know_your_ money.shtml. No suspects have been identified in the counterfeitbill incidents in Apple Valley last weekend. —Andrew Miller

DAKOTA COUNTY TRIBUNE BUSINESS WEEKLY February 2, 2012

Buzz People, places and pursuits creating buzz in Dakota County business this week as submitted by the local business community

Noteworthy

Business Briefs

METAFARMS NAMES STEIN AND BECKER TO TOP POSTS

ANYTIME FITNESS RELEASES ANNUAL ‘WEIGHT OF THE UNION’

KOHL’S SEEKS NOMINATIONS FOR SCHOLARSHIP PROGRAM

FUNDRAISER BENEFITS GOLDEN VALLEY HUMANE SOCIETY

Burnsville-based MetaFarms Inc., a provider of information systems to livestock producers, has appointed Dr. Tom Stein as executive chairman, chief innovations officer and chairman of the board of directors, effective Jan. 1, 2012. Chad Becker will succeed Stein as president and chief executive officer. Becker has served as chief information officer and president of MetaFarms for the past year. He has served on its board of directors since 2006. Prior to joining MetaFarms, Becker spent more than 17 years with Fair Isaac Corporation in numerous executive positions managing, developing, and deploying advanced analytic software solutions for numerous industries. MetaFarms’ cloud-based software applications enable livestock producers to more effectively manage and make decisions through the use of data.

Hastings-based Anytime Fitness recently released its second annual “Weight of the Union” report. The “Weight of the Union” report examined the fitness and nutritional habits of the company’s 1.3 million members. Anytime Fitness is a co-ed fitness club with more than 1,800 clubs in 50 states and 11 countries. The study found there were more than 52 million workouts in 2011, an increase of 1 million workouts over 2010. In addition, late-night workouts from midnight to 3 a.m. totaled 1.2 million, up from 900,000 the previous year. And, contrary to popular belief that January is the busiest month at health clubs, more than 5 million Anytime Fitness members went to the gym in March compared to 4 million in January. The study found that financial incentives were a significant motivating factor in recurring gym visits. In fact, Anytime Fitness members received nearly $4 million in health insurance reimbursements for working out 12 or more times a month, up $1 million from 2010. The full report can be found at http://cdn.anytimefitness.com/en-us/ weightoftheunion2012-anytimefitnessfinal.pdf.

Kohl’s Department Stores is accepting nominations for outstanding young volunteers for the 2012 Kohl’s Cares Scholarship Program. Nominations for children ages 6 to 18 will be accepted Feb. 1 through March 15 at kohlskids. com. Nominators must be 21 years or older. Through the program, Kohl’s will award more than 2,200 young volunteers more than $440,000 in scholarships and prizes honoring those who have made a positive impact on their communities. Two nominees from each Kohl’s store will win a $50 Kohl’s gift card. More than 200 of the store winners will win regional scholarships worth $1,000 toward post-secondary education. Ten national winners will be awarded a total of $10,000 in scholarships for postsecondary education and Kohl’s will donate $1,000 to a nonprofit organization on each national winner’s behalf. The Kohl’s Cares Scholarship Program is part of Kohl’s Cares, Kohl’s philanthropic program focused on improving the lives of children. Since the program began in 2001, Kohl’s has recognized more than 15,000 kids with more than $3 million in scholarships and prizes.

Mary Jo Lageson of James Barton Design Build, Apple Valley, coordinated a fundraiser for the Golden Valley Humane Society with Woof Dah doggy daycare in Burnsville over the holidays. Gift tags with items needed were placed on the Christmas tree in the Woof Dah lobby for people to donate. “The generosity from the Woof Dah customers and staff was tremendous and exceeded our expectations,” said Lageson. James Barton Design Build is a drop-off site for food donations for Pets for the Homeless and also takes donations for the Animal Humane Society. To view a list of acceptable donations, visit www.jbdb.biz and click on the “Company” button and then on “Community.”

CHS MANAGEMENT TRAINING PROGRAM CERTIFIED BY HRCI

The Dakota County Regional Chamber of Commerce will host Breakfast With Champions from 7:30 to 9 a.m. Thursday, Feb. 23, at JBL Conference and Events Center, 3795 Pilot Knob Road, Eagan. Business coach Jon O’Malley will be the featured speaker. Cost is $20 for members, $30 nonmembers. RSVP to Jessy at jannoni@ dcrchamber.com or (651) 288-9202.

Accolades COLLEGE CITY DESIGN-BUILD WINS 2011 COTY AWARD Lakeville-based College City DesignBuild Inc. has won the 2011 award for outstanding achievement in the category of Entire House Under $250,000 at the 15th annual Contractor of the Year Awards. The award-winning condo-conversion project in Edina’s Centennial Lakes neighborhood was designed by Bonnie Trowbridge, lead designer, who worked closely with the homeowners. Jerry Novak, job supervisor, led the construction crew through each phase. RUSS MATTHYS Named 2011 Engineer of the Year by the City Engineers Association of Minnesota

Eagan City Engineer Russ Matthys has been named 2011 Engineer of the Year by the City Engineers Association of Minnesota. MIKE SAFFOLD Completes Career Agents Course at Farmers University

Mike Saffold, a Farmers Insurance agent in Burnsville, has completed the five-day Career Agents Course at the University of Farmers training facility in Grand Rapids, Mich.

The Principles of Effective Management program offered by CHS Inc., Inver Grove Heights, has been approved for 34 strategic business management credit hours by the Human Resources Certification Institute. The institute is an internationally recognized certifying organization for the human resource profession and a global leader in developing rigorous exams to demonstrate mastery and realworld application of forward-thinking HR practices, policies and principles. POEM aims to build knowledge and skills to improve cooperative business performance. The course is especially relevant for professionals seeking to add value through continuing education in the field of human resources. Certified human resources professionals must accumulate 60 hours of human resources-related recertification credits to stay current. The two-part POEM program from CHS will now be able to provide 56 percent of the required 60 hours (for participants who complete both sessions).

REGIONAL CHAMBER HOSTS BREAKFAST WITH CHAMPIONS

Business Briefs

HOLLSTADT & ASSOCIATES DONATES MORE THAN $20,000 Mendota Heights-based Hollstadt & Associates Inc., a management and technology consulting firm, announced the success of its fourth annual Big Give program, with Hollstadt distributing $20,300 in donations to 38 charities. Hollstadt’s Big Give focuses on the volunteerism of clients, employees and associates. With each hour volunteered (up to eight hours per person), Hollstadt donates $50 to the volunteer’s designated charity of choice. This year a total of 61 people donated their time and energy to a variety of charitable causes. Since the program’s 2008 inception, Hollstadt has donated $42,800 to charities throughout the region.

Submission to Buzz The Dakota County Tribune Business Weekly includes promotions, new hires, retirements, awards and other such business news on the Buzz page. If you have an announcement you would like included in this part of the newspaper, send submissions by e-mail to reporter.thisweek@ecm-inc.com, fax to (952) 846-2010 or mail it to the Burnsville office at 12190 County Road 11, Burnsville, MN 55337. When sending a photo by e-mail be sure that it is 200 dpi or greater. Include a daytime phone number if someone from the newsroom needs to contact the business for additional information. Deadline is 5 p.m. Friday prior to Thursday edition. Submission of information does not guarantee publication. All items are subject to editing. Tips on what to include in the submission are: names, titles, dates, business name, brief description of the news taking place, brief description of the business, contact names and numbers.

Submissions to Buzz: www.DakotaCountyTribune.biz

February 2, 2012 DAKOTA COUNTY TRIBUNE BUSINESS WEEKLY

Forum Commentary and opinion regarding issues in the world of business and public policy

Time to congratulate exceptional businesswomen – and to remember one from last year by Larry Werner DAKOTA COUNTY TRIBUNE

Shortly after I joined ECM Publishers as general manager of Thisweek and the Dakota County Tribune, I told my staff that I wanted us to do a better job of covering business south of the river. Having spent 12 years as business editor of the Star Tribune, I have a strong interest in business news and a soft spot in my heart for those who overcome the odds to succeed as entrepreneurs and managers of companies. That desire to shine a brighter light on Dakota County business led us to reformat the Dakota County Tribune into a Business Weekly and to launch an annual event that recognizes women who excel as business people and in their commitment to community. While we’ve come a long way from the day when women were told their place is at home, not in the workplace, our society still struggles against the notion that it’s men who should be in charge and men who deserve the big bucks. So for the third year, we’ve selected from nominations of readers and staff members a group of women we will recognize on Feb. 16 as the Dakota County Tribune’s Exceptional Businesswomen, class of 2012. If you’d like to attend the awards breakfast, go to www.thisweeklive.

Tribune Columnist Larry Werner

com/exceptional-businesswomen-2012 and click on “register now.” Tickets are $20. Our keynote speaker will be Beth Krehbiel, the president of Fairview Ridges Hospital in Burnsville, and a 2010 Exceptional Businesswomen Award winner. Our emcee is Holly Dahl, general manager with Frontier Communications and former mayor of Lakeville. Frontier has been a sponsor of this event for the three years we’ve been doing it. We talked about not doing the event this year. As I’ve mentioned in this space many times, the past few years have been very challenging for the newspaper business. With intense competition from the internet and other news organizations, we’ve had to reduce our staff, which included not replacing Eva Mooney, our business manager who managed the event in its first two years. But after talking it over, we decided that recognizing women who excel at business is an important way for us to tell some good news and connect with the

community. With the help of the Dakota County Technical College Foundation, Tad Johnson, our managing editor, has taken over from Eva and organized the event for a third year. On Feb. 9, we will run profiles in the Tribune of the 11 women who were selected, and on Feb. 16, we’ll hand out the awards at the Best Western Premier Nicollet Inn, another of our sponsors. The other major sponsors are Lakeville Trophy, the Lakeville Chamber of Commerce and Dakota Electric Association. This year, our event will be bittersweet. On Jan. 6, we lost a terrific person who was honored with a 2011 award. Nancy Quinnell died of cancer after many years making her mark as a business person and a community volunteer. She was senior vice president of Hollstadt and Associates, a consulting company that moved recently from Burnsville to Mendota Heights. And she was a longtime member of the Lakeville Rotary. She was only 51. At the suggestion of Tad Johnson, we will give a portion of the ticket-sale proceeds to breast-cancer research in Nancy’s name. The other honorees for 2012 are: Sunny Bhakta, owner of the Comfort Inn in Lakeville; Connie Braziel, deputy director and chief operating officer of the Minnesota Zoo in Apple Valley; Jamie Dahlen,

Want change in government? It starts on precinct caucus night by Don Heinzman DAKOTA COUNTY TRIBUNE

During these unsettled political times, public confidence in state and national lawmakers is declining. The average person who really wants to get involved has one chance to change the country’s direction and its office holders, and that’s by attending their precinct caucus on Tuesday, Feb. 7. Changing the direction and electing someone other than the office holder is not an easy process, but political party leaders maintain it can be done. Political parties sponsor these precinct caucuses so everyone has an opportunity to become a delegate to their political unit and to vote on resolutions that could become part of the party platform. A person can attend their precinct caucus if they live in the precinct, are eligible to vote and agree in principle with the political party sponsoring the caucus. By reading today’s front page story or going to the secretary of state’s website (www.sos.state.mn.us), you can learn where your caucus is meeting in Thisweek Newspapers coverage area. At the caucus of both parties, those attending will be electing delegates and

Tribune Columnist Don Heinzman

alternates to the district and state conventions where candidates are endorsed. Changing the current cast of office holders who in turn could change the direction of the party would take a wave of disgruntled citizens across the congressional districts and state. There is little evidence that such a wave of discontent is forming enough to take over election of delegates at the precinct caucuses. While party leaders say everyone is eligible to attend the caucus and influence the future, odds are stacked against it because the party machinery usually controls. In the Republican Party, precinct convenors are appointed by the executive committee of the party’s Basic Political Party Unit. The same committee determines the number of delegates at the caucus by using a formula dividing the se-

lected number into the number who voted in the 2010 election. The DFL party likewise selects the convenors and determines the number of delegates. The Tea Party, which has gained influence and elected legislators, did not go through a caucus system to gain its power. It started out as a grassroots organization and through social media quickly spread its gospel across the country. There are, however, stories of prominent office holders who got their start by attending their neighborhood precinct caucus. Attend the caucus on Feb. 7, be eager to become a delegate, and work through the party system, but chances are you’ll have to work long and hard within the party to make a difference in how Minnesota and the United States are governed. Don Heinzman is chairman of the ECM Publishers Inc. Editorial Board. Thisweek Newspapers and the Dakota County Tribune are part of ECM. He is at don. heinzman@ecm-inc.com. Columns reflect the opinion of the author.

Submissions to Forum: www.DakotaCountyTribune.biz

an owner of the Nicollet Inn and the Holiday Inn & Suites in Lakeville; Michele Engdahl, manager of government and community affairs for Thomson Reuters in Eagan; Carrie Guarrero, senior vice president and regional manger for Cornerstone Mortgage in Burnsville; Chris Holtan, a founder and vice president of Lancet Software in Burnsville; Peggy Johnson, community relations director for Dakota Electric in Farmington; Sheila Longie, information destruction consultant with Shred Right and former president of Document Destruction in Lakeville; Sona Mehring, founder and CEO of CaringBridge in Eagan; Terri Shepherd, founder and CEO of Xact Resources of Burnsville, and Theresa Wise, senior vice president and chief information officer of Delta Airlines in Eagan. If you’re free for breakfast on Feb. 16, we’d love to have you join us in saluting 11 exceptional women, remembering another and raising a little money to fight an illness that has affected women in virtually all of our lives. Larry Werner is editor and general manager of Thisweek Newspapers and the Dakota County Tribune. He can be reached at larry.werner@ecm-inc.com. Columns reflect the opinion of the author.

Dakota County Tribune BUSINESS WEEKLY

(USPS 147240) Publisher............................. Julian Andersen President ........................ Marge Winkelman General Manager, Editor ...... Larry Werner Managing Editors ...................Tad Johnson .................................................John Gessner Sales Manager ........................Mike Jetchick Production/Office Manager ....Ellen Reierson Buzz submissions.....darcy.odden@ecm-inc.com Business Briefs ...... darcy.odden@ecm-inc.com Story ideas ...............tad.johnson@ecm-inc.com Letters ......................tad.johnson@ecm-inc.com Advertising ..................... ads.dct@ecm-inc.com

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Office Hours: 9 a.m. - 5 p.m. Monday - Thursday 9 a.m. - 3 p.m. - Friday

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DAKOTA COUNTY TRIBUNE BUSINESS WEEKLY February 2, 2012

Capitol Commerce

Health insurance exchange recommendations spark spat Republicans declined to take part in task force study by T.W. Budig ECM CAPITOL REPORTER

A health insurance exchange advisory task force handed its recommendations to Democratic Gov. Mark Dayton on Monday, stressing the need to find a Minnesota solution in establishing a state insurance exchange. But the recommendations were drawn without Republican input, the governor explained. “They declined to participate (in the task force),” Dayton said. Dayton insisted the task force was not steered by the

administration, just the opposite. “They’re the ones leading us,” he said. It’s a shame Republicans were unwilling to join, Dayton said. Dayton was not defeatist when asked about the recommendations surviving contact with the Republican-controlled Legislature. The legislative session has just begun, Dayton said. States have until Jan. 1, 2013, to create their own health insurance exchanges — Internet sites where consumers can shop for health care coverage and review prices — or the federal Department of Human Services will step in, according to the task force.

Capitol Roundup

To find out the latest news in Minnesota government, go online to ECM Capitol Roundup at www.HometownSource.com.

Rep. Joe Atkins, DFLInver Grove Heights, warned against letting the federal government set up the state’s health insurance exchange, saying they would muscle in a broad, one-size-fits-all model. “It makes me very optimistic (of success),” Atkins said of positive comments he has heard from House colleagues concerning the idea. Atkins will be carrying a bill in the House and expects to quickly write one. A former state employee, Patty Thomas, 55, of Fridley,

explained after the governor’s press conference that on her current $10.50 per hour salary she’s unable to afford private health insurance. A diabetic, she was hard-pressed to get insulin to treat her diabetes and the lack of proper treatment landed her in a hospital emergency room, she said. Thomas, appearing at the State Capitol with Take Action Minnesota, does not believe her story is unique. She views the formation of a health insurance exchange as a step toward finding more affordable health care.

“I think it’s sad,” she said of the lack of Republican participation in the task force. “This is something that’s so needed.” Senate Health and Human Services Committee Chairman David Hann, REden Prairie, said he understood the Dayton Administration intended to craft its insurance exchange proposal basically on its own. “Bring the bill. Work with us,” Hann said. He found it curious, Hann said, that supporters of the federal health care bill now indicated trepidation over having the federal government craft the state’s health insurance exchange. Hann said that the federal health care bill is poorly understood.

“Nobody knows anything about it,” he said. Hann spoke of crafting health insurance exchange legislation upholding the values of the free marketplace. That doesn’t include the use of “navigators” to steer consumer selections, he explained. Among recommendations made by the task force include that the state exchange have a board of directors, 15-20 members serving staggered terms, be subject to overview from the state auditors, have a rigorous conflict of interest policy and honor the fair and open marketplaces. T.W. Budig can be reached at tim.budig@ecm-inc.com.

Best Practices Better Business Bureau releases 2011 statistics, predictions for 2012 The Better Business Bureau of Minnesota and North Dakota (BBB) has compiled the top 10 industries for customer complaints and inquiries, according to its final statistics for 2011. The BBB handled nearly 24,200 complaints in 2011 – down slightly from 24,500 in 2010 – resolving just over 90 percent of them. “Our complaint totals have decreased slightly for the second straight year,” said Dana Badgerow, president and CEO of the BBB. “This could be a quirk or it might be a trend. If so, we’re hoping it means more people are taking time to check companies out with us at bbb.org before making purchasing decisions.”

Complaints against auto dealers selling new cars topped the list last year, which could reflect the rebound the U.S. automobile industry is enjoying; more people buying new cars means the possibility for more complaints. However, the complaint resolution rate for that industry was an impressive 99 percent. Complaints against contractors were also prevalent, as evidenced by the five categories in the construction field which made the list. The construction industry also topped the list of inquiries from the public once again in 2011. Top 10 industries by volume of complaints: 1. Auto Dealers-New Cars 2. Auto Dealers-Used

Cars 3. Siding Contractors 4. Roofing Contractors 5. Auto Repair & Service 6. Contractors- General 7. Construction & Remodeling Services 8. Windows-Installation and Service 9. Banks 10. Television-Cable CATV & Satellite Top ten industries by consumer inquiries: 1. Contractors-General 2. Roofing Contractors 3. Construction & Remodeling Services 4. Collection Agencies 5. Auto Dealers-Used Cars 6. Pillows 7. Heating and Air Condi-

tioning 8. Property Management 9. Auto Repair & Service 10. Marketing Programs & Services

Predictions for 2012

Every year the BBB receives thousands of calls from consumers affected by scams. Because the BBB receives so many calls regarding phony operations posing as trustworthy businesses or charities, the staff has insight into current scammer trends. The BBB draws these predictions for 2012. This year, consumers and businesses should be on the lookout for: • Text scams: People receive text messages purportedly from their bank or credit card provider, saying there’s a

problem with their account. Consumers are urged to call an 800 number and provide account information or personal information; however, the messages are fraudulent and any information consumers provide could lead to financial loss or identity theft. • The hotel scam: Hotel guests are contacted in the middle of the night by someone claiming to be at the front desk and saying there was a problem with their credit card. Weary guests who provide the requested information discover the next day it was not the front desk which contacted them and their credit card information has been compromised. • Social media scams: With

more and more people opening social media accounts, you can be sure scammers will be right on their heels. When accessing Facebook or Twitter, people should be very leery of instant messages from contacts – friends or family – asking for money, saying they’re in some kind of trouble in another country. In virtually every case, it turns out the contact’s account has been hacked and your friend or family member is fine and unaware their profile is being used to defraud others. Contact the BBB at www. bbb.org or (651) 699-1111, toll-free at 1-800-646-6222. Visit the BBB’s Centennial website at bbbis100.org.

Real Estate Twin Cities residential construction makes a strong start in 2012 Residential housing began the new year strong, with more than twice the number of permitted units issued in January 2012 than in January 2011. Several larger multifamily projects boosted this month’s numbers, including

44-unit projects in both St. Paul and Hudson, Wis., plus three projects (45, 60 and 75 units) in Minneapolis. According to statistics compiled by the Keystone Report for the Builders Association of the Twin Cities

(BATC), there were 185 permits for a total of 465 units during four weeks in the month of January 2012. “There are plenty of indicators trending in the right direction for Twin Cities housing,” said Builders As-

sociation of the Twin Cities 2012 President and owner of Lee Lyn Construction, Curt Christensen. “According to Metrostudy, a national housing research firm, the Twin Cities ranks as one of the healthier markets in the

country. “Our members are gaining more confidence as the economy improves, and agree that a 10 to 15 percent increase for 2012 could be realistic,” Christensen said. Minneapolis led the metro

in building activity for the month with 178 units permitted. St. Paul followed with 46 units. Hudson, Wis., trailed by just one, at 45 units, followed by Eagan with 18 and Maple Grove with 16.

February 2, 2012 DAKOTA COUNTY TRIBUNE BUSINESS WEEKLY

Capitol Commerce Finance disclosure board denies DFL complaint against Thompson by Aaron Vehling

described purpose of ‘General Party Media Consulting,’ A Minnesota DFL Party ” Goldsmith wrote. “If you complaint against state Sen. have other documentation of Dave Thompson, Rthe alleged $70,000 in Lake-ville, hit a roadpayments and wish to block Tuesday, Jan. 31, submit it, the Board about a week after it will reevaluate your was initially made. complaint. At this Gary Goldsmith, time, your complaint executive director of is considered on the the Campaign Fi- Dave basis of the docunance and Public Thompson mented $3,750 payDisclosure Board, ment.” wrote in a letter to DFL Party Because Thompson was Chairman Ken Martin that acting as an independent conthe complaint “does not pro- sultant, he was not an employvide a sufficient basis for the ee and did not have to disclose commencement of a Board the payments from the GOP, investigation.” Goldsmith said in the letter. Martin alleged on Jan. 23 Goldsmith wrote that the that Thompson failed to in- DFL could re-submit the clude all required information complaint if it had more sufon his Statements of Eco- ficient evidence, however “on nomic Interest filed with the the basis of your current subboard, leaving out $70,000 in mission, this matter is closed.” consulting fees he earned from In a statement, Thompson the state Republican Party be- said he “complied with all distween the fall of 2009 and ear- closure requirements. Therely fall 2010, just before he was fore, I am not surprised by the elected to the state Senate, an Board’s decision.” amount first reported by MinThisweek left Martin a nesota Public Radio. message but it was not imme“However, the only docu- diately returned. mentation you have provided is a Federal Communications Aaron Vehling is at aaron.vehCommission report showing ling@ecm-inc.com and www. facebook.com/thisweeklive. a payment of $3,750 with a DAKOTA COUNTY TRIBUNE

Dayton furious after Senate rejects Anderson as PUC chair Republicans deny confirmation on party line vote by T.W. Budig ECM CAPITOL REPORTER

Democratic Gov. Mark Dayton in blistering language blasted Senate Republicans on Monday after the Senate voted to reject the confirmation of his appointee, Ellen Anderson, as chair of the Minnesota Public Utilities Commission. “A very good person, a very dedicated public servant, and an excellent chair of the Public Utilities Commission was wrongly maligned and cruelly rejected today by Republican senators, who showed once again that they are unfit to govern this state,” Dayton read from a statement. “You would think after their leadership scandals, which caused them to replace all of their leaders last month, they would behave themselves for at least a little while. However, they seem incapable of doing so,” he said. Dayton expressed mystification over the actions of the Senate. He theorized that there was unspoken reasoning behind the firing of Anderson, a chairwoman who in only 3 percent of 221 votes on the PUC, voted in the minority. The governor spoke of the level of trust between himself and Senate Republican leaders as “severely damaged” by the firing. Dayton hired Anderson at $88,000 a year to work as an administration advisor on energy issues and other matters, he explained. Senate Energy, Utilities and Telecommunications Committee Chair Julie Rosen, R-Fairmont, said no one

should have been surprised by the Senate’s action in regard to Anderson, a former DFL state senator. Anderson’s confirmation was in doubt last May when her confirmation moved through the energy committee without recommendation, Rosen said. “It’s not retaliation for (former Lt. Gov. Carol) Molnau or (Cheri Pierson) Yecke,” said Rosen, speaking of two Pawlenty commissioners, transportation and education, respectively, thrown out of office by a Democratic Senate some years ago. Instead, the Senate based its rejection of Anderson on her record in the Senate, not the PUC, Rosen said. “I don’t take this lightly,” she said of rejecting the confirmation. “(But) Ellen Anderson’s appointment, frankly, was controversial from day one,” she said. Rosen said she wished the Senate would have taken up the Anderson confirmation last spring. But twice Dayton urged then to delay, she said. On the Senate floor and at a press conference, Rosen argued that Anderson held a bias against traditional forms of energy such as coal. A number of Democrats spoke on Anderson’s behalf. Sen. Terri Bonoff, DFL-Minnetonka, argued that Minnesotans have rejected political partisanship, and the rejection of Anderson was exactly that. “I believe the public have moved beyond labels and we have not kept up,” she said. “It’s a sad day,” said Senate Minority Leader Tom Bakk, DFL-Cook.

“There’s no good reason not to confirm her,” said Sen. Rod Skoe, DFLClearbrook. But the Senate voted party line to reject the confirmation. One Democratic state senator then motioned for the Senate to adjourn sine die — to end the session. While failing, several Republican state senators — including Chris Gerlach, Apple Valley — supported the motion. After firing Anderson, the Senate confirmed former Maple Grove Chief of Police Ramona Dohman as commissioner of public safety, making her the first woman to hold the post. Several state senators, including Sen. Warren Limmer, R-Maple Grove, praised Dayton for the Dohman appointment. The Senate also voted to confirm Department of Natural Resources Commissioner Tom Landwehr of Shoreview. Dayton’s appointment of Landwehr also received praise from Republicans. The Senate also confirmed Transportation Commissioner Tom Sorel. Rosen suggested that everyone should go home and cool off about the Anderson vote. She has had an excellent working relationship with Dayton on other issues, Rosen said. She expressed the hope the good working relationship would continue. T.W. Budig can be reached at tim.budig@ecm-inc.com.

Dettmer introduces veterans’ legislation in House Bill dealing with veterans preference for road contracts will be refined, brought back later by T.W. Budig ECM CAPITOL REPORTER

State Rep. Bob Dettmer is seeking a civil immunity provision for volunteers in the state’s Beyond the Yellow Ribbon campaign associated with the Minnesota National Guard and is also looking to improve the chances for veteran-owned small businesses to win state road construction contracts. Dettmer, R-Forest Lake, brought his bills before the House Veterans Service Committee on Monday, Jan. 30. The civil immunity provision, Dettmer explained, grew out of concerns voiced in the Yellow Ribbon initiative in Washington County. Under Dettmer’s provision, civil liability immunity protections are afforded Yellow Ribbon volunteers pursuing activities helpful to veterans’ families. Judy Seeberger, of Beyond the Yellow Ribbon Network, testified that her husband recently returned from a year’s oversea military deployment. While gone, Yellow Ribbon volunteers assisted her with such tasks tree trimming and household chores. “The people were there to help me,” she said. The committee advanced the civil liability immunity provision to the House civil law committee. A more controversial bill Dettmer is

pursuing deals with changing state law — and offering the chance for counties to change their contracting practices — to allow more veteran-owned small businesses to win road construction contracts. As proposed, Dettmer’s bill would create a stand-alone construction bid preference program for veteran-owned small business. It would mandate the transportation department award up to a 6 percent preference to these small businesses. That is, a veteran-owned small business could be determined to be the low bidder on a given contract, even though the bid is 6 percent higher than the next lowest bid. Other provisions are included in the bill. “This is the least we can do for them (veterans),” said Ralph Donais, of the Military Affairs Group, a national veterans organization backing the legislation. Dettmer noted that proposed budget cuts to the Department of Defense could mean 100,000 troops could be laid-off. “They’re going to be coming home,” he said. And they want the soldiers from Minnesota to stay in Minnesota, he said. Currently, about 5 percent of state transportation construction contracts are awarded to veteran-owned business, according to a Minnesota Depart-

ment of Transportation official. But the contracts are going to a relatively small number of contractors, they noted. Associated General Contractors of Minnesota official Tim Worke expressed several concerns with the legislation. The construction industry has been enduring a near Great Depressionlike loss of work, he explained. Bids are coming in low and close. And the 6 percent provision in Dettmer’s bill is “really creating some concerns” and questions with contractors on how bids are determined, he said. Moreover, smaller construction companies do not have human resources departments and are concerned about increased amounts of paperwork the legislation could bring, he said. Beyond this, simply finding veteranowned small business has been difficult, Worke said. Dettmer motioned to table his veteran-owned small businesses bill, indicating that he intended to refine the legislation and bring it back. After the committee hearing, Dettmer explained that he could have bill back before the committee within a couple of weeks. T.W. Budig can be reached at tim.budig@ecm-inc.com.

DAKOTA COUNTY TRIBUNE BUSINESS WEEKLY February 2, 2012

Caucuses from Page 1A

the future. Details about the live, online IP caucus can be found on the partyâ&#x20AC;&#x2122;s website: www. independenceminnesota.org. The IP will have caucuses at more than 40 locations on Feb. 7 â&#x20AC;&#x201D; Eagan (2nd District, Northview Elementary School, 965 Diffley Road), Edina, Bloomington, Minnetonka, Plymouth, Coon Rapids and Stillwater among others. To find where to caucus, check the Secretary of Stateâ&#x20AC;&#x2122;s website under â&#x20AC;&#x153;Electionsâ&#x20AC;? for a caucus-finder. Caucus locations that were submitted to Thisweek are posted online at www.ThisweekLive.com/ Caucusing begins at 7 p.m. In addition to the Republican, Democratic, and Independence parties, the Green and Constitution parties also are caucusing. The Grassroots and Libertarian parties are not. To be eligible to participate in a caucus, attendees must be eligible to vote in the next general election, live in the precinct, and in general agree with the principles of the political party. Delegates to party conventions are often elected at caucuses. One theory about caucuses is that supporters of opposition parties sometimes infiltrate competing caucuses to twist the results. While Martin and Jenkins donâ&#x20AC;&#x2122;t wholly discount that scenario, they downplay it. â&#x20AC;&#x153;It would be very difficult to accomplish,â&#x20AC;? Martin said. Democrats are eager to bring new blood into their caucuses, he explained. Democratic statewide candidates have struggled, Martin believes, in part because the same people attend the partyâ&#x20AC;&#x2122;s caucuses. And these activists tend to send similar-patterned candidates into the primaries, election after election. A turnout of 100,000 citizens on caucus night wouldnâ&#x20AC;&#x2122;t be too bad, Ritchie indicated. Martin expects around 30,000 people to attend the DFL caucuses this year. Jenkins said he was unfamiliar with the previous IP caucus turnouts, but, whatever the total, theyâ&#x20AC;&#x2122;re hoping for more, he explained. The IP, which has seen some election success in Minnesota, is focusing on getting a half dozen candidates elected to the Legislature, Jenkins said. â&#x20AC;&#x153;Iâ&#x20AC;&#x2122;d be lying if Iâ&#x20AC;&#x2122;d say Iâ&#x20AC;&#x2122;d be disappointed at two or three,â&#x20AC;? he said. Attempts to contact Republican Party of Minnesota Chairman Pat Shortridge were not successful. The Secretary of Stateâ&#x20AC;&#x2122;s Office will post the results of the caucus night presidential straw polls on its website. The results will be provided by the parties. T.W. Budig can be reached at tim.budig@ecm-inc.com.

In Brief Following are the Feb. 7 precinct caucus locations for residents in the cities of Apple Valley, Burnsville, Eagan, Farmington, Lakeville and Rosemount, which includes senate districts 36 37, 38 and 40. Registration typically begins at 6:30 p.m. and the caucus at 7 p.m. Senate District 36 DFL: Lakeville precincts 1 through 14 will meet at Lakeville South High School commons. All Farmington precincts, along with Castle Rock, Empire, Eureka and Coates will meet at Farmington High School. Douglas, Hampton, Marshan, Miesville, New Trier, Randolph, Ravenna, Vermillion and Welch will meet at the Black Stallion Grill in Hampton. Greenvale, Scotia, Waterford, Dennison, Stanton, Warsaw and Northfield W-3, Precinct 3, will meet in conjunction with Senate District 25 at Northfield Middle School. Republican: House District 36A â&#x20AC;&#x201C; Lakeville North High School, 19600 Ipava Ave., auditorium, for Lakeville precincts 2-11, 13 and 14 (Lakeville precincts 1 and 12 are in 36B, but also meet at Lakeville North High School) House District 36B â&#x20AC;&#x201C; Boeckman Middle School, 800 Denmark Ave. (Four 36B precincts will caucus at Cannon Falls High School Library â&#x20AC;&#x201C; Dennison, Stanton, Warsaw and Welch) Senate District 37 DFL - Apple Valley High School, 14450 Hayes Road. Republican: 37A - Eastview High School, 6200 140th St. W., Apple Valley 37B â&#x20AC;&#x201C; Rosemount High School, 3335 142nd St. W., Rosemount Senate District 38, which covers most of Eagan and parts of Burnsville DFL â&#x20AC;&#x201C; Eagan High School, 4185 Braddock Trail, Eagan Republican: Burnsville precincts 6, 9 and 10 and Eagan precincts 2 through 16 â&#x20AC;&#x201C; Black Hawk Middle School, 1540 Deerwood Drive, Eagan Eagan precincts 17 through 21 - Glacier Hills Elementary, 3825 Glacier Drive, Eagan House District 40A DFL - Nicollet Junior High School, 400 E. 134th St., Burnsville Republicans â&#x20AC;&#x201C; Burnsville precincts 1-8, 11, 12 and 17 â&#x20AC;&#x201C; Diamondhead Education Center, Burnsville High School Senior Campus â&#x20AC;&#x201C; Upper Level, 200 W. Burnsville Parkway, Burnsville.

Calendar To submit an item for the Calendar, email it to darcy.odden@ ecm-inc.com or fax (952) 8462010. Date-specific Dakota County Regional Chamber of Commerce events: â&#x20AC;˘ Friday, Feb. 3, 7:30 to 8 a.m., Minnesota Chamber conference call. Information: Jessy Annoni at (651) 288.9202 or jannoni@dcrchamber.com. â&#x20AC;˘ Tuesday, Feb. 7, 7:30 to 9 a.m., HR roundtable meeting, DCR Chamber Office, 1121 Town Centre Drive, Suite 102, Eagan. How to Legally Hire the Best (and Fire the Worst) â&#x20AC;&#x201C; Top Ten Tips & Tricks. Information: Kelly Brenna at (952) 707-8254 or kbrenna@ kainsurance.com. â&#x20AC;˘ Thursday, Feb. 9, 8 to 9 a.m., Coffee Break, The Commons On Marice, 1380 Marice Drive, Eagan. Information: Jessy Annoni at (651) 288.9202 or jannoni@dcrchamber.com. Burnsville Chamber of Commerce events: â&#x20AC;˘ Thursday, Feb. 2, 4:30 to 6:30 p.m., Business After Hours, Mediterranean Cruise Cafe, 12500 Nicollet Ave. S., Burnsville. Free. â&#x20AC;˘ Wednesday, Feb. 8, 8 to 9 a.m., A.M. Coffee Break, Costco, 14050 Burnhaven Drive, Burnsville. â&#x20AC;˘ Wednesday, Feb. 8, 5 to 7 p.m., Business Young Professionals professional development event, The Mezz, Paragon Odyssey 15, 14401 Burnhaven Drive, Burnsville. Lakeville Area Chamber of Commerce events: â&#x20AC;˘ Friday, Feb. 3, Minnesota Chamber conference call, 7:30 to 8 a.m., Chamber Conference Room. â&#x20AC;˘ Friday, Feb. 3, 8 a.m., Teacher Appreciation Breakfast, Community Education. â&#x20AC;˘ Wednesday, Feb. 15, 11:30 a.m. to 1 p.m., Women of the Lakeville Chamber Luncheon, Chart House. Self-defense for women with Kevin Raberge of ATA Leadership Academy. Cost: $20 members, $30 nonmembers. RSVP by Feb. 8. River Heights Chamber of Commerce events: â&#x20AC;˘ Wednesday, Feb. 8, 7:30 to 9 a.m., CoffeeNet at Country Inn & Suites by Carlson, 5653 Bishop Ave., Inver Grove Heights. Information: Chaz Kleinsteuber at (651) 451-2266 ext. 1033 or chaz@riverheights.com. District 196 Community Education will offer the following business courses. Register at www.district196.org/ce or call (651) 423-7920. â&#x20AC;˘ Word 2010: Getting Started, 6:30 to 8:30 p.m. Monday, Feb. 6, Rosemount Middle School, 3135 143rd St. W., Rosemount. Cost: $39. â&#x20AC;˘ Build Your First Professional Website, 9 a.m. to noon Satur-

day, Feb. 11, Rosemount Middle School, 3135 143rd St. W., Rosemount. Cost: $39. â&#x20AC;˘ Word 2010: Document Formatting 1, 6:30 to 8:30 p.m. Monday, Feb. 13, Rosemount Middle School, 3135 143rd St. W., Rosemount. Cost: $39. â&#x20AC;˘ Bulletproof Your Computer, 6 to 9 p.m. Wednesday, Feb. 15, Rosemount Middle School, 3135 143rd St. W., Rosemount. Cost: $29. â&#x20AC;˘ Financial Independence for Women, 7 to 8:30 p.m. Thursday, Feb. 16, Falcon Ridge Middle School, 12900 Johnny Cake Ridge Road, Apple Valley. Cost: $15; $5 additional adult. â&#x20AC;˘ Legal and Financial Guide for Parents, 7 to 9 p.m. Thursday, Feb. 16, Falcon Ridge Middle School, 12900 Johnny Cake Ridge Road, Apple Valley. Cost: $25; $4 additional adult. Ongoing Platinum Partners, a chapter of BNI, welcomes one representative from each profession and meets every Wednesday morning from 7:30 to 9 a.m. at the Lakeville Green Mill. To learn more, call Amy at (952) 226-7741. Creative Networking Professionals, an independent business networking group, meets the first and third Tuesday of the month at JoJoâ&#x20AC;&#x2122;s Rise and Wine in Burnsville from 8 to 9 a.m. The group is focused on creating interpersonal relationships to grow business-to-business referrals. Yearly dues are $65. New members are welcome. Members are limited to one per professional category. For more information, contact Jeff Rothmeyer at JeffR@Roundbank.com or see www.CreativeNetworkingProfessionals.com. Dakota Business Partners meets every Tuesday from 8:159:30 a.m. at AmericInn, 17145 Kenyon Ave. (just off Interstate 35 and County Road 50), Lakeville. For why our group is different and more information visit www. dakotabusinesspartners.com or find us on Facebook. Network Unlimited, a professional networking chapter, meets Tuesdays from 4:30 to 5:45 p.m. at Cherokee Sirloin Room, Cliff Road and Nicols Road, Eagan. To see if your category is open go to www.NetworkUnlimited.org. BNI â&#x20AC;&#x201C; The Valley Networkers Chapter of Business Networking Intl. meets Thursdays at 11:30 a.m. at the DCTC Apple Valley Site at 14200 Cedar Ave. BNI is a networking group for business owners who are looking to increase their revenue. Only one person from each profession. Bring your own lunch. For more information, call Paula Sevenich at (952) 891-4057 or visit www. bni-mn.com BNI â&#x20AC;&#x201C; Networking meets Thursdays at 7:15 a.m. at the Round Bank in Farmington. For more information, contact Ellen at

(952) 412-5287 or Lanny at (612) 386-2660. BNI â&#x20AC;&#x201C; Power Lunch Chapter meets Wednesdays at 11 a.m. at the Lakeville Brunswick Zone, 11129 162nd St. W. For more information, call Maggie Kase at (952) 230-1602 or visit www.bnimn.com. BNI â&#x20AC;&#x201C; Power Links Chapter meets at 7:30 a.m. Thursdays at Highview Hills Senior Living Center, 20150 Highview Ave., Lakeville. Information: Michelle Reisenauer, (612) 868-2950 or mreisenauer@charter.net. Professional Referral Exchange of Burnsville meets every Wednesday for breakfast at Dennyâ&#x20AC;&#x2122;s Restaurant. Meetings begin at 7 a.m. For more information, contact Jo Baecker, area director, at (612) 618-5347 or visit the website www.prorefx.com. Elite Executives Chapter of Business Networking International meets each Tuesday 7:309 a.m. at the JBL Companies building (old fire station), 3795 Pilot Knob Road, Eagan. This lively referral group can help you grow your business, but we do limit membership to one person from each profession. Visitors are welcome. For more information, contact Bob Reuter at (651) 552-3647, breuter@mnhomes. com. Find our chapterâ&#x20AC;&#x2122;s website at bnimn.com. Beta Sigma Phi, Preceptor Alpha Delta Chapter, meets the second Wednesday of every month at 7:30 at a memberâ&#x20AC;&#x2122;s home. For information, call (952) 894-8831. Network Results Chapter of Business Network International, networking for local business owners, only one person from each profession. First two meetings are free. We meet every Wednesday for breakfast, 7-8:30 a.m. at Roasted Pear, 14200 Nicollet Ave. S., Burnsville. Call Jim Culpepper for more information: (612) 655-4339. Networks Plus - Diversified Business Professionals Chapter of Business Network International, a business referral organization. Meetings will be held Thursdays 11:30 a.m. â&#x20AC;&#x201C; 1 p.m. at Savage City Hall, 6000 McColl Drive, Savage, MN. All professionals are invited to attend. Call Crystal (952) 314-8676. Networking coffee group at Caribou Coffee will meet from 9:30-11:30 a.m. at Caribou Coffee, 14638 Cedar Ave., on the second and fourth Mondays of the month. Call (763) 783-4767 to register. Grapevine Network â&#x20AC;&#x153;Com-

mon Denominatorâ&#x20AC;? Group meets Tuesdays from 7:30-8:45 a.m. at Coldwell Banker Burnet, 190 Cobblestone Lane, Burnsville. For information, call (952) 746-5611 or visit www.thegrapevinenetwork.com. Grapevine Networking Group meets Wednesdays from 7:30-8:45 a.m. at Coldwell Banker Burnet, 190 Cobblestone Lane, Burnsville. For information, call (952) 746-5611 or visit www. thegrapevinenetwork.com. Kingdom Advisors members meet monthly for fellowship, training, networking, prayer, and sharing of best practices. Ron Blue or other recognized speakers (via DVD) cover a topic each month helping members integrate and apply Biblical financial wisdom into their professional advice. Visitors welcome. The S Metro Group meets at Family Financial Services, 151 W. Burnsville Parkway, Burnsville, from 7:30 to 9 a.m. on the fourth Tuesday of each month. POC is Jeff Robinson at (952) 890-6611. The SE Metro Group meets at 2918 Upper 55th St., Inver Grove Heights, the first Thursday of each month from 12 noon to 1 p.m. (bring your lunch). POC is Ginger Ewing at (651) 389-1177. The S.T.A.R. (South Twin Cities Area Referral) Networking Group meets 8 to 9 a.m. every Wednesday at Bremer Bank, 17600 Cedar Ave, Lakeville. Openings are available. For questions, call Kathy Andrade at (952) 997-1306. SHiFT network events are held Thursdays from 6:30 to 8 p.m. at Inver Hills Community College, 2500 E. 80th St., Inver Grove Heights. SHiFT is a nonprofit network connecting adults in mid-life transition with opportunities to seek meaningful work, new avocations, and a supportive community (www.shiftonline.org). Members: Free. Guests: $5. Womenâ&#x20AC;&#x2122;s Business Exchange meets the fourth Wednesday from 11:30 a.m. to 1 p.m. at Baskets On Occasion, 4580 Scott Trail, Suite 204, Eagan. Fee: $5 per meeting. For more information, contact Mary at (651) 994-8392 or visit www. meetup.com/womens-businessexchange-eagan. Seed Your Business referralbased networking group meets the first and third Wednesday at noon at Baskets On Occasion, 4580 Scott Trail, Suite 204, Eagan. Fee is $5 per meeting. Up to two professions per person. Contact Mary at (651) 994 8392.

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PUBLIC NOTICE PUBLIC NOTICE PUBLIC NOTICE PUBLIC NOTICE PUBLIC NOTICE PUBLIC NOTICE

NOTICE OF TAKING AND SALE On Saturday the twenty seventh of August two thousand and eleven, a 1982 Chevrolet El Camino, VIN 1GCCW80H2CR191081, was taken into impound from 3925 Cedarview Drive, Eagan, MN 55122. It is being held at 3670 Kennebec Drive, Eagan, MN 55122. The owner and any lienholders have the right to reclaim the vehicle, upon payment of all towing and storage fees, under section 168B.07. The failure of the owner or lienholder to exercise their right to reclaim the vehicle within the appropriate time allowed under section 168B.051, subdivision 1, 1a, or 2, and under the conditions set forth in section 168b.07, subdivision 1, constitutes a waiver by them of all right, title and interest in the vehicle and a consent to the transfer of title to and disposal of the vehicle pursuant of section 1068B.08. 2884307 1/26-2/9/12P

PUBLIC NOTICE

Notice of Public Sale: On February 23rd, 2012 at 11:00 AM, a Lien Sale of personal property will be held at the Lakeville Premier Storage location at 21002 Heron Way, Lakeville, MN. 55044. Included in sale: #123 Brigham Hafen 16147 Joplin Way, Lakeville, MN 55044 Tag# 0134307 Beds, Toys, Books, Bikes, Kitchen table/chairs, couch. #146 Rory Pigott 911 10th St. Farmington, MN 55024 Tag# 0134501 Golf Clubs, Bike, LP’s, Dresser, Clothes, Sporting goods. #133 Jamie Sandnas 15158 Cimarron CT Rosemount MN 55068 Tag# 0134404 Wagon, Toys, Bar, Snow shoes, Foos Ball Tble, Misc boxes # 1 3 7 C a n d i c e O d e l l Luggage, Boxes, Books, Gold Stamp Collection, Sewing Machine, misc boxes. #398 Robin Bezdichek 536 112th Lane NW Coon Rapids MN 55448 Tag# 0314233 Folding Tables, DVD player, Golf Clubs, Clothing, Furniture, Totes, Misc. #633 Nicole Sowada 1015 Theresa Mary Dr. New Market 55054 Tag# 0134722 Bed, Electric drum set, Softball equipment, Totes, Kids desk. 2889858 2/2-2/9/12

NOTICE AND ORDER OF HEARING ON PETITION FOR PROBATE OF WILL AND APPOINTMENT OF PERSONAL REPRESENTATIVE AND NOTICE TO CREDITORS STATE OF MINNESOTA COUNTY OF DAKOTA DISTRICT COURT PROBATE DIVISION FIRST JUDICIAL DISTRICT Court File No. 19HA-PR-12-55 Estate of THOMAS J. BLUM, AKA THOMAS JOHN BLUM, SR., Decedent. It is Ordered and Notice is given that on 2-21, 2012, at 9:00 a.m., a hearing will be held in this Court at Dakota County Government Center, 1560 Highway 55, Hastings, Minnesota, for the formal probate of an instrument purporting to be the will of the Decedent, dated January 29, 1981, and for the appointment of Roger W. Blum, whose address is 669 - 1st Avenue, Mendota Heights, MN 55118, as personal representative of the Estate of the Decedent in an UNSUPERVISED administration. Any objections to the petition must be filed with the Court prior to or at the hearing. If proper and if no objections are filed, the personal representative will be appointed with full power to administer the Estate including the power to collect all assets, to pay all legal debts, claims, taxes and expenses, to sell real and personal property, and to do all necessary acts for the Estate. Notice is also given that (subject to Minn. Stat. 524.3-801) all creditors having claims against the Estate are required to present the claims to the personal representative or to the Court Administrator within four months after the date of this Notice or the claims will be barred. Date: 1/20/12 Mary J. Theisen Judge (COURT SEAL) Attorney for Personal Representative Sally K. Mortenson Attorney at Law 2500 West County Road 42, Suite 160 Burnsville, Minnesota 55337 Attorney License No.: 75632 Telephone: 952-431-2222 Fax: 952-224-0901 2888300 1/26-2/2/12

PUBLIC NOTICE ADVERTISEMENT FOR BIDS

PUBLIC NOTICE

NOTICE OF INFORMAL PROBATE OF WILL AND APPOINTMENT OF PERSONAL REPRESENTATIVE AND NOTICE TO CREDITORS STATE OF MINNESOTA COUNTY OF Dakota First JUDICIAL DISTRICT DISTRICT COURT PROBATE DIVISION Court File No. 19HA-PR-12-34 Estate of Letitia B. Wolston, Decedent Notice is given that an application for informal probate of the Decedent’s will dated May 29, 2007 and codicil ( ) to the will, dated __________, and separate writings ( ) under Minn. Stat. 524.2-513 (“Will”), has been filed with the Registrar. The application has been granted. Notice is also given that the Registrar has informally appointed William G. Wolston whose address is 648 Sunset Lane, Mendota Heights, Minnesota 55118 as personal representative of the Estate of the Decedent. Any heir, devisee or other interested person may be entitled to appointment as personal representative or may object to the appointment of the personal representative. Unless objections are filed with the Court (pursuant to Minn. Stat. 524.3-607) and the Court otherwise orders, the personal representative has full power to administer the Estate, including, after 30 days from the date of issuance of letters, the power to sell, encumber, lease or distribute real estate. Any objections to the probate of the Will or appointment of the Personal Representative must be filed with this Court and will be heard by the Court after the filing of an appropriate petition and proper notice of hearing. Notice is also given that (subject to Minn. Stat. 524.3-801) all creditors having claims against the Estate are required to present the claims to the personal representative or to the Court Administrator within four months after the date of this Notice or the claims will be barred. A charitable beneficiary may request notice of the probate proceedings be given to the Attorney General pursuant to Minn. Stat. 501B.41, subd. 5. Dated: January 16, 2012 Heidi Carstensen Registrar Carolyn M. Renn Court Administrator Attorney for Applicant Fred A. Kueppers, Jr. Kueppers, Kronschnabel & Daly, P.A. 101 East Fifth Street, Suite 2300 St. Paul, MN 55101 Attorney License No: 58841 Telephone: 651-222-5000 2885739 1/26-2/2/12

DAKOTA COUNTY COMMUNITY DEVELOPMENT AGENCY (CDA) EAGAN, MN 55123 Notice is hereby given that sealed bids will be received by the Office of the Director of Housing Finance & Development, Dakota County CDA, Minnesota until 10:00 AM, Thursday, February 9, 2012, at the office of Dakota County Community Development Agency, 1228 Town Centre Drive, Eagan, MN 55123, at which time they will be publicly opened and read aloud for the furnishing of all labor and materials for the R e m o d e l i n g a n d rehabilitation of a single family home at 283 Hurley St East, West St Paul 55118. Bids received after this time and date will be rejected. No telephone bids or fax bids will be accepted. Bids shall be on the forms provided for that purpose and according to the Bidding Documents prepared by Dakota County CDA. Bids will be opened publicly and read aloud. A bid tabulation or other bid result will be furnished to the Bidders. Bids shall be addressed to: Dakota County CDA, 1228 Town Centre Drive, Eagan, MN 55123. A mandatory pre-bid walk-through is scheduled for Friday, February 3, 2012 at 10:00 AM and is required of ALL bidders. Failure of a bidder to attend the walk-thru immediately subjects his/her bid to disqualification. Call the Dakota County CDA Contact person below to find out exact details of the walk-through. Interested bidders can contact Project Coordinator Greg Peterson @ 651-675-4482 to obtain bid documents and receive more information regarding this project. Specifications and bid documents for this project may not be available until Friday January 27, 2012. Bid security in the amount of 5% of the bid must accompany each bid in accordance with the Instruction to Bidders. A performance and payment bond shall be required for this project. Bids shall be directed to the Project Coordinator, securely sealed and endorsed upon the outside wrapper, with the Project Address and Bid Due Date. The CDA hereby notifies all bidders that in regard to any Contract entered into pursuant to this advertisement, Disadvantaged Business Enterprises (D.M.E.) will be afforded full opportunity to submit bids and / or proposals and will not be subjected to discrimination on the basis of race, color, sex, age, religion, or national origin. The Dakota County CDA reserves the right to reject any and all bids, to waive irregularities and informalities therein and to award the Contract in the best interest of the CDA. 2889640 1/26-2/2/12

Notice of Issuance of Emergency (Ex Parte) Order for Protection by Publication State of Minnesota County Dakota District Court 1st Judicial District Court File Number: 19AV-FA-12-128 Case Type: Domestic Abuse In the Matter of: Heather Marie Holman, Petitioner vs. Daniel Scott Allen, Respondent To Respondent named above: YOU ARE HEREBY NOTIFIED that an Ex Parte Order for Protection has been issued in the above matter. You may request a hearing if you contact the court administrator’s office within 12 days of the date of publication of this notice. You may obtain a copy of the Ex Parte Order for Protection and the form to request a hearing from the court administrator’s office at the following address: District Court, 14955 Galaxie Avenue, Apple Valley, M N 55124. Failure to request a hearing or to obtain a copy of the Ex Parte Order will not be a defense to prosecution for violation of the Court’s order. Date: January 27, 2012 Carolyn Renn Court Administrator Valerie Blomquist Deputy 2894565 2/2/12

PUBLIC NOTICE

SUMMONS STATE OF MINNESOTA COUNTY OF DAKOTA DISTRICT COURT FIRST JUDICIAL DISTRICT TYPE: CIVIL - OTHER Court File No.: __________ ________________________________ Minnesota Premier Properties, LLC, Plaintiff, vs. Peter O. Clayton and Susan S. Clayton, Defendants. __________________________________ THIS SUMMONS IS DIRECTED TO PETER AND SUSAN CLAYTON. 1. YOU ARE BEING SUED. The Plaintiff has started a lawsuit against you. The Plaintiff's Complaint against you is attached to this Summons. Do not throw these papers away. They are official papers that affect your rights. You must respond to this lawsuit even though it may not yet be filed with the Court and there may be no court file number on this Summons. 2. YOU MUST REPLY WITHIN 20 DAYS TO PROTECT YOUR RIGHTS. You must give or mail to the person who signed this summons a written response called an Answer within 20 days of the date on which you received this Summons. You must send a copy of your Answer to the person who signed this Summons located at: Minnesota Premier Properties, LLC c/o Lamey Law Firm 980 Inwood Ave. N. Oakdale, MN 55128 3. Y O U M U S T R E S P O N D T O EACH CLAIM. The Answer is your written response to the Plaintiff's Complaint. In your Answer you must state whether you agree or disagree with each paragraph of the Complaint. If you believe the Plaintiff should not be given everything asked for in the Complaint, you must say so in your Answer. 4. YOU WILL LOSE YOUR CASE IF YOU DO NOT SEND A WRITTEN RESPONSE TO THE COMPLAINT TO THE PERSON WHO SIGNED T H I S S U M M O N S . If you do not answer within 20 days, you will lose this case. You will not get to tell your side of the story, and the Court may decide against you and award the Plaintiff everything asked for in the Complaint. If you do not want to contest the claims stated in the Complaint, you do not need to respond. A default judgment can then be entered against you for the relief requested in the Complaint. 5. LEGAL ASSISTANCE. You may wish to get legal help from a lawyer. If you do not have a lawyer, the Court Administrator may have information about places where you can get legal assistance. Even if you cannot get legal help, you must still provide a written Answer to protect your rights or you may lose the case. 6. A L T E R N A T I V E D I S P U T E RESOLUTION. The parties may agree to or be ordered to participate in an alternative dispute resolution process under Rule 114 of the Minnesota General Rules of Practice. You must still send your written response to the Complaint even if you expect to use alternative means of resolving this dispute. Dated: January 30, 2012 LAMEY LAW FIRM, P.A. __________________________ John D. Lamey III, Esq. #0312009 Attorney for Plaintiff 980 Inwood Avenue North Oakdale, MN 55128 651-209-3550 (office) 651-789-2179 (fax) 2896142 2/2-2/16/12P

PUBLIC HEARING NOTICE CITY OF LAKEVILLE REQUEST: The preliminary plat of 111 single-family lots to be known as Crescent Ridge Third Addition. APPLICANT: Shamrock Development. LOCATION AND LEGAL DESCRIPTION: The property is located north of 195th Street, east of Holyoke Avenue and south of 190th Street in the City of Lakeville, Dakota County, Minnesota, and legally described as follows, to wit: Outlots B and C, Crescent Ridge 2nd Addition WHEN: Thursday, February 16, 2012 at 6:00 p.m. or as soon thereafter as the parties may be heard. WHERE: P l a n n i n g C o m m i s s i o n meeting at the City Hall Council Chambers, 20195 Holyoke Avenue, Lakeville, Minnesota. QUESTIONS: Contact Associate Planner Allyn Kuennen at (952) 985-4424 or by email at akuennen@ci.lakeville.mn.us DATED this 31st day of January 2012. CITY OF LAKEVILLE _____________________________ Charlene Friedges, City Clerk 2896395 2/2/12

PUBLIC NOTICE

SUMMONS STATE OF MINNESOTA COUNTY OF DAKOTA DISTRICT COURT FIRST JUDICIAL DISTRICT Case Type: Contract/Replevin Case No: 19HA-CV-12-399 ______________________________________ Country Place Mortgage Ltd., as servicer to MHC Operating Limited Partnership, Plaintiff, v. Miguel De Jesus Santana and Emily Joane Santana, Defendants. ______________________________________ THIS SUMMONS IS DIRECTED TO Miguel De Jesus Santana and Emily Joane Santana, 12494 Genesee Way, #179, Apple Valley, MN 55124. 1. Y O U A R E B E I N G S U E D. The Plaintiff has started a lawsuit against you. The Plaintiff's Complaint against you is on file with the District Court Administrator. Do not throw these papers away. They are official papers that affect your rights. You must respond to this lawsuit even though it may not yet be filed with the Court and there may be no court file number on this summons. 2. YOU MUST REPLY WITHIN 20 DAYS TO PROTECT YOUR RIGHTS. You must give or mail to the person who signed this summons a written response called an Answer within 20 days of the date on which you received this Summons. You must send a copy of your Answer to the person who signed this summons located at: Foley & Mansfield, PLLP, 250 Marquette Avenue, Suite 1200, Minneapolis, MN 55401. 3. YOU MUST RESPOND TO EACH CLAIM. The Answer is your written response to the Plaintiff's Complaint. In your Answer you must state whether you agree or disagree with each paragraph of the Complaint. If you believe the Plaintiff should not be given everything asked for in the Complaint, you must say so in your Answer. 4. YOU WILL LOSE YOUR CASE IF YOU DO NOT SEND A WRITTEN RESPONSE TO THE COMPLAINT TO THE PERSON WHO SIGNED T H I S S U M M O N S . If you do not Answer within 20 days, you will lose this case. You will not get to tell your side of the story, and the Court may decide against you and award the Plaintiff everything asked for in the complaint. If you do not want to contest the claims stated in the complaint, you do not need to respond. A default judgment can then be entered against you for the relief requested in the complaint. 5. LEGAL ASSISTANCE. You may wish to get legal help from a lawyer. If you do not have a lawyer, the Court Administrator may have information about places where you can get legal assistance. Even if you cannot get legal help, you must still provide a written Answer to protect your rights or you may lose the case. 6. ALTERNATIVE DISPUTE RESOLUTION. The parties may agree to or be ordered to participate in an alternative dispute resolution process under Rule 114 of the Minnesota General Rules of Practice. You must still send your written response to the Complaint even if you expect to use alternative means of resolving this dispute. Dated: January 30, 2012. FOLEY & MANSFIELD PLLP By: /s/ Thomas J. Lallier Thomas J. Lallier (#163041) 250 Marquette Avenue, Suite 1200 Minneapolis, MN 55401 Telephone: (612) 338-8788 Fax: (612) 338-8690 tlallier@foleymansfield.com Attorneys for Country Place Mortgage Ltd., as servicer to MH Operating Limited Partnership 2895018 2/2-2/16/12

PUBLIC HEARING NOTICE CITY OF LAKEVILLE REQUEST: Preliminary and final plat of three single family residential lots to be known as Kenora Ridge. APPLICANT: Kenyon Holdings, LLC LOCATION AND LEGAL DESCRIPTION: The property is located on the east side of Kenora Way at the east end of 163rd Street, located south of 162nd Street and west of Kent Trail in the City of Lakeville, Dakota County, Minnesota, and is legally described as follows: OUTLOT B, KENT 46 WHEN: Thursday, February 16, 2012 at 6:00 p.m. or as soon thereafter as the parties may be heard. WHERE: P l a n n i n g C o m m i s s i o n Meeting at the City Hall Council Chambers, 20195 Holyoke Avenue, Lakeville, Minnesota. QUESTIONS: Call Associate Planner Frank Dempsey at (952) 985-4423 or e-mail comments or questions to fdempsey@ci.lakeville.mn.us D A T E D this 31st day of January 2012 CITY OF LAKEVILLE _____________________________ Charlene Friedges, City Clerk 2896345 2/2/12

PUBLIC NOTICE

Contract SUMMONS STATE OF MINNESOTA COUNTY OF DAKOTA DISTRICT COURT FIRST JUDICIAL DISTRICT ----------------------------------------------Hudson & Keyse, L.L.C., Plaintiff, vs. Irene N. Mataya, Defendant. ----------------------------------------------THE STATE OF MINNESOTA TO THE ABOVE NAMED DEFENDANT: You are hereby summoned and required to serve upon the attorney for the plaintiff, an Answer to the Complaint, which is herewith served upon you, within twenty (20) days after service of this Summons upon you, exclusive of the day of service. If you fail to do so, judgment by default will be taken against you for the relief demanded in the Complaint. The undersigned hereby acknowledges that costs, disbursements, and reasonable attorney and witness fees may be awarded pursuant to Minn. Stat. § 549.21, subd. 2, to the party against whom the allegations in this pleading are asserted. Dated: October 6, 2008 /s/ Thurl M. Quigley, Atty. I.D. # 88924 Thurl M. Quigley Sarah B. Quigley, Atty. I.D. # 033926X Attorneys for Plaintiff P.O. Box 390113 Minneapolis, MN 55439 (952) 844-9848 2894035 2/2-2/16/12

PUBLIC NOTICE

STATE OF WISCONSIN CIRCUIT COURT BURNETT COUNTY PUBLICATION SUMMONS Case No. 11-CV-272 The Honorable Kenneth L. Kutz Case Code 30404 (Foreclosure of Mortgage) The amount claimed exceeds $5000.00 GMAC Mortgage, LLC, 1100 Virginia Dr., Ft. Washington, PA 19034, Plaintiff vs. Garrick M. Villaume and Nicola A. Villaume, 654 12th Ave. N, South Saint Paul, MN 55075-1624, Defendants THE STATE OF WISCONSIN To each person named above as a defendant: You are hereby notified that the plaintiff named above has filed a lawsuit or other legal action against you. Within 40 days after January 19, 2012 you must respond with a written demand for a copy of the complaint. The demand must be sent or delivered to the court, whose address is 7410 County Road K #115, Siren, WI 54872-9067 and to Gray & Associates, L.L.P., plaintiff's attorney, whose address is 16345 West Glendale Drive, New Berlin, WI 53151-2841. You may have an attorney help or represent you. If you do not demand a copy of the complaint within 40 days, the court may grant judgment against you for the award of money or other legal action requested in the complaint, and you may lose your right to object to anything that is or may be incorrect in the complaint. A judgment may be enforced as provided by law. A judgment awarding money may become a lien against any real estate you own now or in the future, and may also be enforced by garnishment or seizure of property. Dated this 11th day of January, 2012. William N. Foshag, State Bar No. 1020417, Gray & Associates, L.L.P., Attorneys for Plaintiff, 16345 W. Glendale Dr., New Berlin, WI 53151-2841, (414) 224-8404, (414) 224-1229. Gray & Associates, L.L.P. is attempting to collect a debt and any information obtained will be used for that purpose. If you have previously received a discharge in a chapter 7 bankruptcy case, this communication should not be construed as an attempt to hold you personally liable for the debt. 2877214 1/19-2/2/12

PUBLICATION SUMMONS STATE OF WISCONSIN POLK COUNTY CIRCUIT COURT CIVIL DIVISION Case No. 11-CV-612 _______________________________________ BUREAUS INVESTMENT GROUP, PORTFOLIO No. 15, LLC, Plaintiff, vs. GREGORY MORTEL, Defendants. _______________________________________ TO EACH PERSON NAMED ABOVE AS A DEFENDANT: YOU ARE HEREBY NOTIFIED that the plaintiff named above has filed a lawsuit or other legal action against you. The complaint, which is also served upon you, states the nature and basis of the legal action. Within forty (40) days after FEBRUARY 2, 2012, you must respond with a written answer, as that term is used in chapter 802 of the Wisconsin Statutes, to the complaint. The court may reject or disregard an answer that does not follow the requirements of the statutes. The answer must be sent or delivered to the court, whose address is Clerk of Courts, Polk County Justice Center, 1005 West Main Street, Suite 300, Balsam Lake, WI 54810, and to Law Offices of Kimberly J. Weissman, LLC., Plaintiff's attorney, whose address is 633 Skokie Blvd., Suite 400, Northbrook, IL 60062. You may have an attorney help or represent you. If you do not provide a proper answer within forty (40) days, the Court may grant judgment against you for the award of money or other legal action requested in the Complaint, and you may lose your right to object to anything that is or may be incorrect in the Complaint. A judgment awarding money may become a lien against any real estate you own now or in the future, and may also be enforced by garnishment or seizure of property. Dated: January 25, 2012 L aw Offices of Kimberly J. Weissman, LLC Attorneys for Plaintiff By:_______________________ Kimberly J. Weissman State Bar No. 1040570 Post Office Address 633 Skokie Blvd., Suite 400 Northbrook, IL 60062 (847)480-0880 2893538 2/2-2/16/12P

PUBLIC NOTICE

NOTICE OF INFORMAL APPOINTMENT OF PERSONAL REPRESENTATIVE AND NOTICE TO CREDITORS (TESTATE) STATE OF MINNESOTA COUNTY OF DAKOTA DISTRICT COURT PROBATE DIVISION FIRST JUDICIAL DISTRICT Court File No. 19HA-PR-12-48 Estate of: Thomas David Olson, a/k/a Thomas D. Olson, a/k/a Thomas Olson, Decedent. Notice is given that an application for informal probate of the above named Decedent’s last will dated June 13, 1984 has been filed with the Registrar herein, and the application has been granted informally probating such will. Any objections may be filed in the above, and the same will be heard by the Court upon notice of hearing fixed for such purpose. Notice is also given that the Registrar has informally appointed Gregory D. Olson, whose address is 2195 E 67th, Inver Grove Heights, MN 55077, as personal representative of the Estate of the Decedent. Any heir, devisee or other interested person may be entitled to appointment as personal representative or may object to the appointment of the personal representative. Unless objections are filed with the Court (pursuant to Minn. Stat. 524.3-607) and the Court otherwise orders, the personal representative has full power to administer the Estate including, after 30 days from the date of issuance of letters, the power to sell, encumber, lease and distribute real estate. Any objections to the probate of the will or appointment of the Personal Representative must be filed with this Court and will be heard by the Court after the filing of an appropriate petition and proper notice of hearing. Notice is further given that (subject to Minn. Stat. 524.3-801) ALL CREDITORS having claims against the Estate are required to present said claim(s) to the Personal Representative or to the Court Administrator within four months after the date of this Notice or the claims will be barred. Dated: 1/19/12 Heidi Carstensen Registrar Carolyn M. Renn Court Administrator Attorney for Personal Representative: Michael A. Rozman, Esq. (#240540) 800 Washington Avenue North Suite 502 Minneapolis, MN 55401 Telephone: 612-333-3155 FAX: 612-333-3161 2886154 1/26-2/2/12

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PUBLIC NOTICE

MINNESOTA SECRETARY OF STATE CERTIFICATE OF ASSUMED NAME Minnesota Statutes Chapter 333 The filing of an assumed name does not provide a user with exclusive rights to that name. The filing is required for consumer protection in order to enable consumers to be able to identify the true owner of a business. 1. State the exact assumed name under which the business is or will be conducted: Kenbees 2. State the address of the principal place of business: 16187 Grinnell Ave., Lakeville, MN 55044 3. List the name and complete street address of all persons conducting business under the above Assumed Name, OR if an entity, provide the legal corporate, LLC, or Limited Partnership name and registered office address. Kenneth Barnhill, 16187 Grinnell Ave., Lakeville, MN 55044 4. I certify that I am authorized to sign this certificate and I further certify that I understand that by signing this certificate, I am subject to the penalties of perjury as set forth in Minnesota Statutes section 609.48 as if I had signed this certificate under oath. Date: 8-2-2010 Kenneth Barnhill, Owner 2887212 1/26-2/2/12P

PUBLIC NOTICE

ORDER AND NOTICE OF HEARING ON PETITION FOR PROBATE OF WILL AND APPOINTMENT OF PERSONAL REPRESENTATIVE IN SUPERVISED ADMINISTRATION AND NOTICE TO CREDITORS STATE OF MINNESOTA COUNTY OF DAKOTA DISTRICT COURT PROBATE DIVISION Court File No. 19HA-PR-12-75 In Re: Estate of Norman W. Lee, Sr., Deceased TO ALL INTERESTED PERSONS AND CREDITORS: It is Ordered and Notice is hereby given on the 21st day of February, 2012, at 9:00 o’clock A.M., a hearing will be held in the above named Court at Hastings, Minnesota, for the formal probate of an instrument purporting to be the Will of the aboved named decedent, dated November 11, 2010 and for appointment of Larry A. Sorenson whose address is 724 Marion Drive, Arlington, MN 55307 as personal representative of the estate of the above named decedent in supervised administration, and any objection thereto must be filed with the court. That, if proper and no objections are filed, said personal representative will be appointed to administer the estate, to collect all assets, pay all legal debts, claims, taxes and expenses, and sell real and personal property, and do all necessary acts for the estate. Upon completion of the administration, the representative shall file a final account for the allowance and shall distribute the estate to the persons thereunto entitled as ordered by the Court, and close the estate. Notice is further given that ALL CREDITORS having claims against said estate are required to present the same to said personal representative or to the Court Administrator within four months after the date of this notice or said claims will be barred. Dated: 1-30-2012 Tim Wermager Judge Ross R. Arneson, Attorney 302 West Main, P.O. Box 529 Arlington, MN 55307 (507) 964-5753 2895295 2/2-2/9/12P

PUBLIC NOTICE PUBLIC NOTICE PUBLIC NOTICE PUBLIC NOTICE PUBLIC NOTICE

MINNESOTA SECRETARY OF STATE CERTIFICATE OF ASSUMED NAME Minnesota Statutes, Chapter 333 The filing of an assumed name does not provide a user with exclusive rights to that name. The filing is required for consumer protection in order to enable consumers to be able to identify the true owner of a business. 1. List the exact assumed nam e under which the business is or will be conducted: GPRS 2. Principal Place of Business: 7100 147th Street West, Apple Valley, MN 55124 3. List the name and complete street address of all persons conducting business under the above Assumed Name, OR if an entity, provide the legal corporate, LLC, or Limited Partnership name and registered office address. Government Payroll Review Seminar, 7100 147th Street West, Apple Valley, MN 55124 4. I, the undersigned, certify that I am signing this document as the person whose signature is required, or as agent of the person(s) whose signature would be required who has authorized me to sign this document on his/her behalf, or in both capacities. I further certify that I have completed all required fields, and that the information in this document is true and correct and in compliance with the applicable chapter of Minnesota Statutes. I understand that by signing this document I am subject to the penalties of perjury as set forth in Section 609.48 as if I had signed this document under oath. Date: 9-21-11 Kathy Jo Price, Program Coordinator 2891110 2/2-2/9/12P

PUBLIC NOTICE

NOTICE OF AND ORDER FOR HEARING ON PETITION FOR DETERMINATION OF DESCENT STATE OF MINNESOTA COUNTY OF DAKOTA DISTRICT COURT FIRST JUDICIAL DISTRICT Court File No.: 19HA-PR-12-63 In Re: Estate of Frank C. Curry, Decedent. David Charles Curry has filed a Petition for Determination of Descent. It is Ordered that on Feb. 21, 2012, at 9:00, a hearing will be held in this Court at the Dakota County Government Center, 1560 West Highway 55, Hastings, Minnesota, on the petition. The petition represents that the decedent died more than three (3) years ago leaving property in Minnesota. The petition requests the Court probate the decedent’s Will, determine the descent of such property and assign the property to the persons entitled. Any objections to the petition must be raised at the hearing or filed with the Court prior to the hearing. If the petition is proper and no objections are filed or raised, the petition will be granted. Notice shall be given by publishing this Notice and Order as provided by law and by: Mailing a copy of this Notice and Order to each interested person by United States mail at least 14 days before the time set for the hearing. Dated: 1/24/12 BY THE COURT Joseph T. Carter Judge of District Court Samuel C. Tripp MN# 110851 4445 West 77th Street, Suite 235 Edina, MN 55435 Telephone: 952-831-5533 Facsimile: 952-831-0028 2889529 1/26-2/2/12P

PUBLIC NOTICE ADVERTISEMENT FOR BIDS

FAIRFIELD TOWER AND AIRLAKE TOWER 2012 MAINTENANCE WORK CITY PROJECT NO. 12-03 FOR THE CITY OF LAKEVILLE DAKOTA COUNTY, MINNESOTA NOTICE IS HEREBY GIVEN that sealed bids will be received, opened, and read aloud at 1:00 p.m. CST, Thursday, March 1, 2012, by the City Clerk and the Public Works Director at Lakeville City Hall, 20195 Holyoke Avenue, Lakeville, MN 55044 for the furnishing of all labor and materials for the: Fairfield Tower - 750,000 gallon * Exterior pressure wash and cleaning * Exterior logo (3) installation

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Airlake Tower - 500,000 gallon * Exterior pressure wash and cleaning

The bids must be submitted on the Proposal Forms provided in accordance with the Contract Documents, Plans, and Specifications as prepared by WSB & Associates, Inc., 701 Xenia Avenue South, Suite 300, Minneapolis, MN 55416, which are on file and may be viewed at the office of the Public Works Director, 18400 Ipava Avenue, Lakeville, MN 55044. Complete digital Proposal Forms, Plans, and Specifications for use by Contractors submitting a bid are available at www.questcdn.com. You may download the digital plan documents for a nonrefundable fee of $15.00 by inputting Quest project #1860264 on the website's Project Search page. Please contact QuestCDN.com at 952-233-1632 or info@questcdn.com for assistance in free membership registration, downloading, and working with this digital project information. An optional paper set of Proposal Forms, Plans, and Specifications may be obtained from the Consulting Engineers, WSB & Associates, Inc., 701 Xenia Avenue South, Suite 300, Minneapolis, MN 55416, for a nonrefundable fee of $40.00 per set, check payable to WSB & Associates, Inc. Bids will only be accepted from Contractors who purchase digital or paper Bidding Documents as specified above. The City of Lakeville reserves the right to reject any and all bids and to waive any informalities or irregularities. No Bidder may withdraw their bid for a period of sixty (60) days after the bid opening. DATED: January 25, 2012 s/s Charlene Friedges City Clerk City of Lakeville PUBLISHED IN THE: Dakota County Tribune: February 2, 2012 2893446

2/2/12

ADVERTISEMENT FOR BIDS DAKOTA COUNTY COMMUNITY DEVELOPMENT AGENCY (CDA) EAGAN, MN 55123 Notice is hereby given that sealed bids will be received by the Office of the Director of Community and Economic Development, Dakota County Community Development Agency (CDA), until 10:00 AM, Thursday, February 16, 2012, at the office of the Dakota County CDA, 1228 Town Centre Drive, Eagan, MN 55123, at which time they will be publicly opened and read aloud for the furnishing of all labor and materials for the abatement and demolition of property located at 919 South Robert Street, West St. Paul, Minnesota, 55118. Bids received after this time and date will be rejected. No telephone bids or fax bids will be accepted. Bids shall be on the forms provided for that purpose and according to the bidding documents prepared by Dakota County CDA. Bid forms and specifications may be seen and obtained by contacting Lisa Henning at (651)-675-4467 or lhenning@dakotacda.state.mn.us . A bid tabulation or other bid result will be furnished to the Bidders. Bids shall be addressed to: Dakota County CDA, 1228 Town Centre Drive, Eagan, MN 55123, securely sealed and endorsed upon the outside wrapper, with the Project Address and Bid Due Date. The CDA hereby notifies all bidders that in regard to any Contract entered into pursuant to this advertisement, Disadvantaged Business Enterprises (D.M.E.) will be afforded full opportunity to submit bids and / or proposals and will not be subjected to discrimination on the basis of race, color, sex, age, religion, or national origin. The Dakota County CDA reserves the right to reject any and all bids, to waive irregularities and informalities therein and to award the Contract in the best interest of the CDA. LISA HENNING, ASSISTANT DIRECTOR OF COMMUNITY AND ECONOMIC DEVELOPMENT DAKOTA COUNTY COMMUNITY DEVELOPMENT AGENCY EAGAN, MINNESOTA 2895844 2/2-2/9/12

PUBLIC NOTICE

NOTICE OF ASSOCIATION LIEN FORECLOSURE SALE NOTICE IS HEREBY GIVEN, that default has occurred in the terms and conditions of the Declaration for Ridgeview Condominium Homes ("Declaration") as recorded in the office of the County Recorder in and for Dakota County, Minnesota, which said Declaration covers the following described property situated in the County of Dakota and State of Minnesota, to-wit: Apartment Number 301, 12836 Nicollet Avenue South, Condominium Ownership No. 15, Ridgeview Condominium Homes PROPERTY ADDRESS: 12836 Nicollet Avenue South Unit 301, Burnsville MN 55337 THAT, pursuant to said Declaration, there is claimed to be due and owing as of the date of this Notice by Mary J. Resnikoff , as Unit owner, to Ridgeview Homeowners Association, the principal amount of Two Thousand Four Hundred Two and 00/100 ($2,402.00) for condominium assessments; and that any action being now pending at law or otherwise to recover said debt or any part thereof has been discontinued, or that an execution upon any judgment rendered therein has been returned unsatisfied, in whole or in part, and; THAT, pursuant to said Declaration, and the statute in such case made and provided, said debt creates a lien upon said premises in favor of Ridgeview Homeowners Association, as evidenced by that Notice of Lien dated J a n u a r y 1 5 , 2 0 1 0, and recorded October 8, 2010 as Document No. 2758382 in the Dakota County Recorder's Office. THAT, notice is hereby given that by virtue of the power of sale created by statute, said lien will be foreclosed by the sale of said premises with the hereditiments and appurtenances thereto, which said sale will be made by the Sheriff of Dakota County, at public auction to the highest bidder, for cash, to pay the amount then due for said condominium assessments, together with the costs of foreclosure, including attorney's fees as allowed by law, as follows: DATE AND TIME OF SALE: March 14, 2012, at 10:00 A.M. PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Hastings, MN. The time allowed by law for redemption by the Unit owner, their personal representatives or assigns, is six (6) months from the date of said sale. If no redemption occurs, the property must be vacated by 11:59 PM on September 14, 2012. Dated: January 10, 2012 By ________________________________ David J. Raymond, #221818 Attorney for Ridgeview Homeowners Association 5838 Blackshire Path Inver Grove Heights, MN 55076 651-455-3100 File # 1441142 THIS COMMUNICATION IS FROM A DEBT COLLECTOR 2882915 1/19-2/23/12

NOTICE OF INFORMAL PROBATE OF WILL AND APPOINTMENT OF PERSONAL REPRESENTATIVE AND NOTICE TO CREDITORS STATE OF MINNESOTA COUNTY OF DAKOTA FIRST JUDICIAL DISTRICT DISTRICT COURT PROBATE DIVISION Court File No. 19HA-PR-12-38 Estate of Joseph P. Hatfield, Decedent Notice is given that an application for informal probate of the Decedent’s Will, dated May 8, 1993, (“Will”), has been filed with the Registrar. The application has been granted. Notice is also given that the Registrar has informally appointed Cheryl R. Hatfield, whose address is 10076 Woodhill Boulevard, Lakeville, MN 55044, as personal representative of the Estate of the Decedent. Any heir, devisee or other interested person may be entitled to appointment as personal representative or may object to the appointment of the personal representative. Unless objections are filed with the Court (pursuant to Minn. Stat. 524.3-607) and the Court otherwise orders, the personal representative has full power to administer the Estate, including, after 30 days from the date of issuance of letters, the power to sell, encumber, lease or distribute real estate. Any objections to the probate of the Will or appointment of the Personal Representative must be filed with this Court and will be heard by the Court after the filing of an appropriate petition and proper notice of hearing. Notice is also given that (subject to Minn. Stat. 524.3-801) all creditors having claims against the Estate are required to present the claims to the personal representative or to the Court Administrator within four months after the date of this Notice or the claims will be barred. Dated: 1/16/12 Heidi Carstensen Registrar Carolyn M. Renn Court Administrator Attorney for Personal Representative Emily Fox Williams Dougherty, Molenda, Solfest, Hills & Bauer P.A. 7300 West 147th Street, Suite 600 Apple Valley, MN, 55124 Attorney License No: 0297720 Telephone: (952) 953-8809 FAX: (952) 432-3780 Email: ewilliams@dmshb.com 2888592 1/26-2/2/12

PUBLIC NOTICE

NOTICE OF INFORMAL PROBATE OF WILL AND APPOINTMENT OF PERSONAL REPRESENTATIVE AND NOTICE TO CREDITORS STATE OF MINNESOTA COUNTY OF Dakota First JUDICIAL DISTRICT DISTRICT COURT PROBATE DIVISION Court File No. 19HA-PR-12-61 Estate of Carol Ann Oberg a/k/a Carol A. Oberg a/k/a Carol Oberg, Decedent Notice is given that an application for informal probate of the Decedent’s will dated June 3, 2005 and codicil ( ) to the will, dated __________, and separate writings ( ) under Minn. Stat. 524.2-513 (“Will”), has been filed with the Registrar. The application has been granted. Notice is also given that the Registrar has informally appointed Rodney E. Oberg and Russell F. Oberg whose address is 23636 Logan Way, Lakeville, MN 55044 and W6499-710th Avenue, Beldonville, WI 54003 as personal representative of the Estate of the Decedent. Any heir, devisee or other interested person may be entitled to appointment as personal representative or may object to the appointment of the personal representative. Unless objections are filed with the Court (pursuant to Minn. Stat. 524.3-607) and the Court otherwise orders, the personal representative has full power to administer the Estate, including, after 30 days from the date of issuance of letters, the power to sell, encumber, lease or distribute real estate. Any objections to the probate of the Will or appointment of the Personal Representative must be filed with this Court and will be heard by the Court after the filing of an appropriate petition and proper notice of hearing. Notice is also given that (subject to Minn. Stat. 524.3-801) all creditors having claims against the Estate are required to present the claims to the personal representative or to the Court Administrator within four months after the date of this Notice or the claims will be barred. A charitable beneficiary may request notice of the probate proceedings be given to the Attorney General pursuant to Minn. Stat. 501B.41, subd. 5. Dated: 1/23/12 Heidi Carstensen Registrar Carolyn M. Renn Court Administrator Attorney for Applicant Ward R. Anderson Grannis & Hauge, P.A. 1260 Yankee Doodle Road, Suite 200 Eagan, MN 55121 Attorney License No: 120509 Telephone: 651-456-9000 FAX: 651-454-4232 Email: wardanderson@grannishauge.com 2888607 1/26-2/2/12

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: November 14, 2003 MORTGAGORS: K a r l a Folstad and Kurt Folstad, wife and husband. MORTGAGEE:M i n n e s o t a H o m e Mortgage Corporation. DATE AND PLACE OF RECORDING: Recorded December 23, 2003, Dakota County Recorder, Document No. 2156026. ASSIGNMENTS OF MORTGAGE: Assigned to: ABN Amro Mortgage Group, Inc n/k/a CitiMortgage, Inc. TRANSACTION AGENT: NONE TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: NONE LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Minnesota Home Mortgage Corporation RESIDENTIAL MORTGAGE SERVICER: CitiMortgage, Inc. MORTGAGED PROPERTY ADDRESS: 20638 Hartford Way, Lakeville, MN 55044 TAX PARCEL I.D. #: 228205102090 LEGAL DESCRIPTION OF PROPERTY: LOT 9, BLOCK 2, VILLAGE CREEK 2ND ADDITION. COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $322,400.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $303,201.12 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: January 26, 2012 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on _July 26, 2012_____________________, unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: November 29, 2011. CitiMortgage, Inc. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 10-6184 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE Pursuant to the provisions of Minnesota Statutes 580.07, the foregoing foreclosure sale is postponed until March 15, 2012 at 10:00 am at the Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN, in said county and state. Dated: January 26, 2012. CitiMortgage, Inc. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 10-6184 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2892025 2/2/12

MINNESOTA SECRETARY OF STATE CERTIFICATE OF ASSUMED NAME Minnesota Statutes, Chapter 333 The filing of an assumed name does not provide a user with exclusive rights to that name. The filing is required for consumer protection in order to enable consumers to be able to identify the true owner of a business. 1. List the exact assumed nam e under which the business is or will be conducted: Desoto Leather Company 2. Principal Place of Business: 645 Witham Lane, Eagan, MN 55123 3. List the name and complete street address of all persons conducting business under the above Assumed Name, OR if an entity, provide the legal corporate, LLC, or Limited Partnership name and registered office address. Gary Lee Smokewood, 645 Witham Lane, Eagan, MN 55123 4. I, the undersigned, certify that I am signing this document as the person whose signature is required, or as agent of the person(s) whose signature would be required who has authorized me to sign this document on his/her behalf, or in both capacities. I further certify that I have completed all required fields, and that the information in this document is true and correct and in compliance with the applicable chapter of Minnesota Statutes. I understand that by signing this document I am subject to the penalties of perjury as set forth in Section 609.48 as if I had signed this document under oath. Date: 06 Dec 2011 Gary L. Smokewood President 2891282 2/2-2/9/12P

PUBLIC NOTICE

MINNESOTA SECRETARY OF STATE CERTIFICATE OF ASSUMED NAME Minnesota Statutes, Chapter 333 The filing of an assumed name does not provide a user with exclusive rights to that name. The filing is required for consumer protection in order to enable consumers to be able to identify the true owner of a business. 1. List the exact assumed nam e under which the business is or will be conducted: American Building Contractors Insurance Restoration Services, Inc. 2. Principal Place of Business: 2960 Judicial Road Suite 100, Burnsville MN 55337 3. List the name and complete street address of all persons conducting business under the above Assumed Name, OR if an entity, provide the legal corporate, LLC, or Limited Partnership name and registered office address. ABC Payment Services, Inc., 2960 Judicial Road Suite 100, Burnsville, MN 55337 4. I, the undersigned, certify that I am signing this document as the person whose signature is required, or as agent of the person(s) whose signature would be required who has authorized me to sign this document on his/her behalf, or in both capacities. I further certify that I have completed all required fields, and that the information in this document is true and correct and in compliance with the applicable chapter of Minnesota Statutes. I understand that by signing this document I am subject to the penalties of perjury as set forth in Section 609.48 as if I had signed this document under oath. Date: 01/02/2012 Paul Woodward, President 2884275 1/26-2/2/12P

PUBLIC NOTICE

MINNESOTA SECRETARY OF STATE CERTIFICATE OF ASSUMED NAME Minnesota Statutes, Chapter 333 The filing of an assumed name does not provide a user with exclusive rights to that name. The filing is required for consumer protection in order to enable consumers to be able to identify the true owner of a business. 1. List the exact assumed nam e under which the business is or will be conducted: wuhang 2. Principal Place of Business: 14321 nicollet court suite 300, burnsville, mn 55337 3. List the name and complete street address of all persons conducting business under the above Assumed Name, OR if an entity, provide the legal corporate, LLC, or Limited Partnership name and registered office address. lijuan liu, 15101 greenhavin dr. apt c-23, burnsville, MN 55306 carl bluthardt, 15101 greenhavin dr. apt c-23, burnsville, mn 55306 yifen wang, 15101 greenhavin dr. apt c-23, burnsville, MN 55306 4. I, the undersigned, certify that I am signing this document as the person whose signature is required, or as agent of the person(s) whose signature would be required who has authorized me to sign this document on his/her behalf, or in both capacities. I further certify that I have completed all required fields, and that the information in this document is true and correct and in compliance with the applicable chapter of Minnesota Statutes. I understand that by signing this document I am subject to the penalties of perjury as set forth in Section 609.48 as if I had signed this document under oath. Date: 11/28/2011 Carl Bluthardt part owner 2896418 2/2-2/9/12P

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PUBLIC NOTICE

NOTICE OF INFORMAL PROBATE OF WILL AND APPOINTMENT OF PERSONAL REPRESENTATIVE AND NOTICE TO CREDITORS STATE OF MINNESOTA COUNTY OF DAKOTA DISTRICT COURT PROBATE DIVISION FIRST JUDICIAL DISTRICT Court File No. 19HA-PR-12-53 ESTATE OF M. SUZANNE FLOEDER, aka MARY SUZANNE FLOEDER, MARY S. FLOEDER and SUZANNE FLOEDER, DECEDENT Notice is given that an application for informal probate of the Decedent’s will dated August 15, 1997, has been filed with the Registrar. The application has been granted. Notice is also given that the Registrar has informally appointed Richard W. Floeder whose address is: 1891 Walsh Lane, Mendota Heights, MN 55118 as personal representative of the Estate of the Decedent. Any heir, devisee or other interested person may be entitled to appointment as personal representative or may object to the appointment of the personal representative. Unless objections are filed with the Court (pursuant to Minn. Stat. 524.3-607) and the Court otherwise orders, the personal representative has full power to administer the Estate including, after 30 days from the date of issuance of letters, the power to sell, encumber, lease or distribute real estate. Any objections to the probate of the will or appointment of the Personal Representative must be filed with this Court and will be heard by the Court after the filing of an appropriate petition and proper notice of hearing. Notice is also given that (subject to Minn. 524.3-801) all creditors having claims against the Estate are required to present the claims to the personal representative or to the Court Administrator within four months after the date of this Notice or the claims will be barred. Date: 1/19/12 Heidi Carstensen Registrar Carolyn M. Renn Court Administrator Attorney For Personal Representative Amanda M. Giliotti, Esq. Giliotti Tax & Legal Services, LLC 10723 Chowen Circle Bloomington, MN 55431 (612) 382-9475 Fax No. (952) 884-1773 Atty ID# 033666X E-mail: Giliottitax@comcast.net 2887269 1/26-2/2/12P

PUBLIC NOTICE

NOTICE OF INFORMAL PROBATE OF WILL AND APPOINTMENT OF PERSONAL REPRESENTATIVE AND NOTICE TO CREDITORS STATE OF MINNESOTA COUNTY OF DAKOTA FIRST JUDICIAL DISTRICT DISTRICT COURT PROBATE DIVISION Court File No. 19HA-PR-12-80 Estate of JOSEPH B. MILLAN, 606 17TH AVE. N., SOUTH ST. PAUL, MN 55075, Decedent Notice is given that an application for informal probate of the Decedent’s will dated Nov. 28, 2007 and codicil ( ) to the will, dated __________, and separate writings ( ) under Minn. Stat. 524.2-513 (“Will”), has been filed with the Registrar. The application has been granted. Notice is also given that the Registrar has informally appointed JOHN G. MILLAN whose address is 644 6TH AVE. S. / SOUTH ST. PAUL, MN. 55075 as personal representative of the Estate of the Decedent. Any heir, devisee or other interested person may be entitled to appointment as personal representative or may object to the appointment of the personal representative. Unless objections are filed with the Court (pursuant to Minn. Stat. 524.3-607) and the Court otherwise orders, the personal representative has full power to administer the Estate, including, after 30 days from the date of issuance of letters, the power to sell, encumber, lease or distribute real estate. Any objections to the probate of the Will or appointment of the Personal Representative must be filed with this Court and will be heard by the Court after the filing of an appropriate petition and proper notice of hearing. Notice is also given that (subject to Minn. Stat. 524.3-801) all creditors having claims against the Estate are required to present the claims to the personal representative or to the Court Administrator within four months after the date of this Notice or the claims will be barred. A charitable beneficiary may request notice of the probate proceedings be given to the Attorney General pursuant to Minn. Stat. 501B.41, subd. 5. Dated: 1/31/12 Heidi Carstensen Registrar Carolyn M. Renn Court Administrator Attorney for Applicant Mary Sherman Hill Attorney at Law 888 W. Co. Rd. D New Brighton, MN 55112 Attorney License No. ID # 100250 Telephone 651-633-0064 FAX: 651-633-0065 Email: lfhill@lfhill.cnc.net 2896444 2/2-2/9/12P

PUBLIC NOTICE

MINNESOTA SECRETARY OF STATE CERTIFICATE OF ASSUMED NAME Minnesota Statutes, Chapter 333 The filing of an assumed name does not provide a user with exclusive rights to that name. The filing is required for consumer protection in order to enable consumers to be able to identify the true owner of a business. 1. List the exact assumed nam e under which the business is or will be conducted: Barton’s Landscapes 2. Principal Place of Business: 5980 144th St W, Apple Valley, MN 55124 3. List the name and complete street address of all persons conducting business under the above Assumed Name, OR if an entity, provide the legal corporate, LLC, or Limited Partnership name and registered office address. Barton D. Cabak, 5980 144th St W, Apple Valley, MN 55124 4. I, the undersigned, certify that I am signing this document as the person whose signature is required, or as agent of the person(s) whose signature would be required who has authorized me to sign this document on his/her behalf, or in both capacities. I further certify that I have completed all required fields, and that the information in this document is true and correct and in compliance with the applicable chapter of Minnesota Statutes. I understand that by signing this document I am subject to the penalties of perjury as set forth in Section 609.48 as if I had signed this document under oath. Date: 1-5-12 Barton D. Cabak / Sole Proprietor 2894743 2/2-2/9/12P

PUBLIC NOTICE

NOTICE OF INFORMAL PROBATE OF WILL AND INFORMAL APPOINTMENT OF PERSONAL REPRESENTATIVE AND NOTICE TO CREDITORS STATE OF MINNESOTA COUNTY OF DAKOTA DISTRICT COURT FIRST JUDICIAL DISTRICT Court File No.: 19HA-PR-12-35 In Re: Estate of VERDELLA SLATER, aka VERDELLA A. SLATER and VERDELLA ANN SLATER, Decedent. Notice is given that an Application for Informal Probate of Will and Informal Appointment of Personal Representative was filed with the Registrar, along with a Will dated December 23, 2009. The Registrar accepted the application and appointed Patti Staples, whose address is 6215 - 70th Street South, Cottage Grove, MN 55016, to serve as the personal representative of the decedent’s estate. Any heir, devisee or other interested person may be entitled to appointment as personal representative or may object to the appointment of the personal representative. Any objection to the appointment of the personal representative must be filed with the Court, and any properly filed objection will be heard by the Court after notice is provided to interested persons of the date of hearing on the objection. Unless objections are filed, and unless the Court orders otherwise, the personal representative has the full power to administer the estate, including, after thirty (30) days from the issuance of letters testamentary, the power to sell, encumber, lease, or distribute any interest in real estate owned by the decedent. Notice is further given that, subject to Minn. Stat § 524.3-801, all creditors having claims against the decedent’s estate are required to present the claims to the personal representative or to the Court within four (4) months after the date of this notice or the claims will be barred. Dated: 1/16/12 Heidi Carstensen Registrar Carolyn M. Renn Court Administrator JEFFREY P. SCOTT & ASSOCIATES, LLC Amanda R. Hespen MN# 0389404 2356 University Avenue West #400 St. Paul, MN 55114 Telephone: (651) 647-9533 Facsimile: (651) 647-9544 e-mail: amanda@jeffscottandassociates.com 2885790 1/26-2/2/12

PUBLIC NOTICE

TRANSACTION AGENT S MORT GAGE IDENTIFICATION NUMBER ON MORTGAGE: 100021278845638233 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: U.S. Bank National Association RESIDENTIAL MORTGAGE SERVICER: U.S. Bank Home Mortgage MORTGAGED PROPERTY ADDRESS: 12856 Nicollet Avenue, Unit 102, Burnsville, MN 55337 TAX PARCEL I.D. #: 020130016446 LEGAL DESCRIPTION OF PROPERTY: Apartment No. 102, 12856 Nicollet Avenue South, Condominium Number 15, Ridgeview Condominium Homes, Dakota County, Minnesota. COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $78,764.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $80,136.43 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: February 23, 2012 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on August 23, 2012, unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINAN CIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: December 27, 2011. U.S. Bank National Association Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 19-3002 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2868544 1/5-2/9/12

PUBLIC NOTICE

MORTGAGE: $94,500.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $85,954.18 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: February 23, 2012 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on August 23, 2012, unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: December 23, 2011. U.S. Bank National Association Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 19-3103 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2868351 1/5-2/9/12

PUBLIC NOTICE

NOTICE OF INFORMAL PROBATE OF WILL AND APPOINTMENT OF PERSONAL REPRESENTATIVE AND NOTICE TO CREDITORS STATE OF MINNESOTA COUNTY OF Dakota First JUDICIAL DISTRICT DISTRICT COURT PROBATE DIVISION Court File No. 19HA-PR-12-60 Estate of Bernice Emily Perron, Decedent Notice is given that an application for informal probate of the Decedent’s will dated April 7, 2009, has been filed with the Registrar. The application has been granted. Notice is also given that the Registrar has informally appointed Joan Perron whose address is PO Box 50647, Mendota, MN 55150 as personal representative of the Estate of the Decedent. Any heir, devisee or other interested person may be entitled to appointment as personal representative or may object to the appointment of the personal representative. Unless objections are filed with the Court (pursuant to Minn. Stat. 524.3-607) and the Court otherwise orders, the personal representative has full power to administer the Estate, including, after 30 days from the date of issuance of letters, the power to sell, encumber, lease or distribute real estate. Any objections to the probate of the Will or appointment of the Personal Representative must be filed with this Court and will be heard by the Court after the filing of an appropriate petition and proper notice of hearing. Notice is also given that (subject to Minn. Stat. 524.3-801) all creditors having claims against the Estate are required to present the claims to the personal representative or to the Court Administrator within four months after the date of this Notice or the claims will be barred. A charitable beneficiary may request notice of the probate proceedings be given to the Attorney General pursuant to Minn. Stat. 501B.41, subd. 5. Dated: 1/20/12 Heidi Carstensen Registrar Carolyn M. Renn Court Administrator Attorney for Applicant Thomas R. Lehmann Lehmann & Lutter, P.A. 2113 Cliff Drive Eagan, MN 55122Attorney License No: 184226 Telephone: 651-452-6693 FAX: 651-452-8316 2888716 1/26-2/2/12

PUBLIC NOTICE

MINNESOTA SECRETARY OF STATE CERTIFICATE OF ASSUMED NAME Minnesota Statutes, Chapter 333 The filing of an assumed name does not provide a user with exclusive rights to that name. The filing is required for consumer protection in order to enable consumers to be able to identify the true owner of a business. 1. List the exact assumed nam e under which the business is or will be conducted: Q Medical Technologies 2. Principal Place of Business: 900 West 128th Street, Suite 208, Burnsville, MN 55337 3. List the name and complete street address of all persons conducting business under the above Assumed Name, OR if an entity, provide the legal corporate, LLC, or Limited Partnership name and registered office address. U.S. Distributors, LLC, 900 West 128th Street, Burnsville, MN 55337 4. I, the undersigned, certify that I am signing this document as the person whose signature is required, or as agent of the person(s) whose signature would be required who has authorized me to sign this document on his/her behalf, or in both capacities. I further certify that I have completed all required fields, and that the information in this document is true and correct and in compliance with the applicable chapter of Minnesota Statutes. I understand that by signing this document I am subject to the penalties of perjury as set forth in Section 609.48 as if I had signed this document under oath. Date: January 26, 2012 Joan L. Taylor, Chief Executive Officer 2895222 2/2-2/9/12P

PUBLIC NOTICE

NOTICE OF INFORMAL PROBATE OF WILL AND APPOINTMENT OF PERSONAL REPRESENTATIVES AND NOTICE TO CREDITORS STATE OF MINNESOTA COUNTY OF DAKOTA DISTRICT COURT PROBATE DIVISION FIRST JUDICIAL DISTRICT Court File No. 19HA-PR-12-36 In Re: Estate of DOLORES C. BROBACK, Deceased. Notice is given that an application for informal probate of Decedent’s will dated November 3, 2009 (“Will”), has been filed with the court. The application has been granted. Notice is also given that the Court has informally appointed Steven S. Broback, whose address is 9860 Arkansas Path, Inver Grove Heights, MN 55077, and Nancy L. Broback, whose address is 304 Crystal Lake Circle, Burnsville, MN 55306, as Personal Representatives of the Estate of the Decedent. Any heir, devisee or other interested person may be entitled to appointment as Personal Representative or may object to the appointment of the Personal Representatives. Unless objections are filed with the Court (pursuant to Minn. Stat. § 524.3-607) and the Court otherwise orders, the Personal Representatives have f ull power to administer t h e Estate including, after 30 days from the date of issuance of letters, the power to sell, encumber, lease or distribute real estate. Any objections to the probate of the will or appointment of the Personal Representatives must be filed with this Court and will be heard by the Court after the filing of an appropriate petition and proper notice of hearing. Notice is also given that (subject to Minn. Stat. § 524.3-801) all creditors having claims against the Estate are required to present the claims to the Personal Representatives or to the Court Administrator within four months after the date of this Notice or the claims will be barred. Date: 1/16/12 Heidi Carstensen Registrar Carolyn M. Renn Court Administrator Attorney for Personal Representatives John A. Burton (MN ID 13602) Best & Flanagan LLP 225 South Sixth Street, Suite 4000 Minneapolis, MN 55402-4690 Telephone: (612) 339-7121 Facsimile: (612) 339-5897 e-mail: jburton@bestlaw.com 2888485 1/26-2/2/12

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: November 03, 2006 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $171,200.00 MORTGAGOR(S): Krystal Thomas, a single person MORTGAGEE: Mortgage Electronic Registration Systems, Inc., as nominee for First Franklin a division of National City Bank, its successors and assigns DATE AND PLACE OF RECORDING: Recorded: December 13, 2006 Dakota County Recorder Document Number: 2481531 ASSIGNMENTS OF MORTGAGE: And assigned to: The Bank of New York Mellon, as indenture trustee, on behalf of the holders of the CSMC Trust 2010-16 Mortgage-Backed Notes and Certificates, Series 2010-16 Dated: December 16, 2011 Transaction Agent: Mortgage Electronic Registration Systems, Inc.

tronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100425240010909080 Lender or Broker: First Franklin a division of National City Bank Residential Mortgage Servicer: Select Portfolio Servicing Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 1883 Deer Hills Trl, Eagan, MN 55122-2284 Tax Parcel ID Number: 10-72977-01-042 LEGAL DESCRIPTION OF PROPERTY: The Southeasterly 44.4 feet of Lot 4, Block 1, Sun Cliff Third Addition, Dakota County, Minnesota AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $187,908.06 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: February 17, 2012 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on August 17, 2012, or the next business day if August 17, 2012 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: January 05, 2012 ASSIGNEE OF MORTGAGEE: The Bank of New York Mellon, as indenture trustee, on behalf of the holders of the CSMC Trust 2010-16 Mortgage-Backed Notes and Certificates, Series 2010-16 Wilford, Geske & Cook P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 023205F01 2868043 1/5-2/9/12

PUBLIC NOTICE

MINNESOTA SECRETARY OF STATE CERTIFICATE OF ASSUMED NAME Minnesota Statutes, Chapter 333 The filing of an assumed name does not provide a user with exclusive rights to that name. The filing is required for consumer protection in order to enable consumers to be able to identify the true owner of a business. 1. List the exact assumed nam e under which the business is or will be conducted: American Building Contractors National Services, Inc. 2. Principal Place of Business: 2960 Judicial Road Suite 100, Burnsville, MN 55337 3. List the name and complete street address of all persons conducting business under the above Assumed Name, OR if an entity, provide the legal corporate, LLC, or Limited Partnership name and registered office address. ABC Payment Services, Inc., 2960 Judicial Road Suite 100, Burnsville, MN 55337 4. I, the undersigned, certify that I am signing this document as the person whose signature is required, or as agent of the person(s) whose signature would be required who has authorized me to sign this document on his/her behalf, or in both capacities. I further certify that I have completed all required fields, and that the information in this document is true and correct and in compliance with the applicable chapter of Minnesota Statutes. I understand that by signing this document I am subject to the penalties of perjury as set forth in Section 609.48 as if I had signed this document under oath. Date: 01/02/2012 Paul Woodward, President 2884263 1/26-2/2/12P

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PUBLIC NOTICE

MINNESOTA SECRETARY OF STATE CERTIFICATE OF ASSUMED NAME Minnesota Statutes, Chapter 333 The filing of an assumed name does not provide a user with exclusive rights to that name. The filing is required for consumer protection in order to enable consumers to be able to identify the true owner of a business. 1. List the exact assumed nam e under which the business is or will be conducted: UGS Medical 2. Principal Place of Business: 21875 Grenada Ave, Lakeville, MN 55044-9077 3. List the name and complete street address of all persons conducting business under the above Assumed Name, OR if an entity, provide the legal corporate, LLC, or Limited Partnership name and registered office address. Unimed Government Services, LLC, 21875 Grenada Ave, Lakeville, M N 55044-9077 4. I, the undersigned, certify that I am signing this document as the person whose signature is required, or as agent of the person(s) whose signature would be required who has authorized me to sign this document on his/her behalf, or in both capacities. I further certify that I have completed all required fields, and that the information in this document is true and correct and in compliance with the applicable chapter of Minnesota Statutes. I understand that by signing this document I am subject to the penalties of perjury as set forth in Section 609.48 as if I had signed this document under oath. Date: 1/6/2011 Judith R. Manchester, President 2895528 2/2-2/9/12P

PUBLIC NOTICE

MINNESOTA SECRETARY OF STATE CERTIFICATE OF ASSUMED NAME Minnesota Statutes, Chapter 333 The filing of an assumed name does not provide a user with exclusive rights to that name. The filing is required for consumer protection in order to enable consumers to be able to identify the true owner of a business. 1. List the exact assumed nam e under which the business is or will be conducted: American Building Contractors, Inc. 2. Principal Place of Business: 2960 Judicial Road Suite 100, Burnsville, MN 55337 3. List the name and complete street address of all persons conducting business under the above Assumed Name, OR if an entity, provide the legal corporate, LLC, or Limited Partnership name and registered office address. ABC Payment Services, Inc., 2960 Judicial Road Suite 100, Burnsville, MN 55337 4. I, the undersigned, certify that I am signing this document as the person whose signature is required, or as agent of the person(s) whose signature would be required who has authorized me to sign this document on his/her behalf, or in both capacities. I further certify that I have completed all required fields, and that the information in this document is true and correct and in compliance with the applicable chapter of Minnesota Statutes. I understand that by signing this document I am subject to the penalties of perjury as set forth in Section 609.48 as if I had signed this document under oath. Date: 01/02/2012 Paul Woodward, President 2884361 1/26-2/2/12P

PUBLIC NOTICE

MINNESOTA SECRETARY OF STATE CERTIFICATE OF ASSUMED NAME Minnesota Statutes, Chapter 333 The filing of an assumed name does not provide a user with exclusive rights to that name. The filing is required for consumer protection in order to enable consumers to be able to identify the true owner of a business. 1. List the exact assumed nam e under which the business is or will be conducted: American Building Contractors Restoration Services, Inc. 2. Principal Place of Business: 2960 Judicial Road Suite 100, Burnsville, MN 55337 3. List the name and complete street address of all persons conducting business under the above Assumed Name, OR if an entity, provide the legal corporate, LLC, or Limited Partnership name and registered office address. ABC Payment Services, Inc., 2960 Judicial Road Suite 100, Burnsville, MN 55337 4. I, the undersigned, certify that I am signing this document as the person whose signature is required, or as agent of the person(s) whose signature would be required who has authorized me to sign this document on his/her behalf, or in both capacities. I further certify that I have completed all required fields, and that the information in this document is true and correct and in compliance with the applicable chapter of Minnesota Statutes. I understand that by signing this document I am subject to the penalties of perjury as set forth in Section 609.48 as if I had signed this document under oath. Date: 01/02/2012 Paul Woodward, President 2884350 1/26-2/2/12P

PUBLIC NOTICE

NOTICE AND ORDER OF HEARING ON PETITION FOR FORMAL ADJUDICATION OF INTESTACY, DETERMINATION OF HEIRSHIP, APPOINTMENT OF PERSONAL REPRESENTATIVE AND NOTICE TO CREDITORS STATE OF MINNESOTA COUNTY OF DAKOTA DISTRICT COURT PROBATE DIVISION FIRST JUDICIAL DISTRICT Court File No. 19HA-PR-12-44 ESTATE OF Christian Joseph Hallman, DECEDENT It is Ordered and Notice is given that on February 21, 2012 at 9:00 a.m. a hearing will be held in this Court at Dakota County Judicial Center, 1560 Highway 55, Hastings, Minnesota, for the adjudication of intestacy and determination of heirship of the Decedent, and for the appointment of Graham D. Hallman whose address is: 2428 Colfax Avenue South, Minneapolis, MN 55405 as personal representative of the Estate of the Decedent in an UNSUPERVISED administration. Any objections to the Petition must be filed with the Court prior to or raised at the hearing. If proper and if no objections are filed or raised, the personal representative will be appointed with full power to administer the Estate, including the power to collect all assets, pay a l l l e g a l d e b t s , c l a i m s , t a x e s a nd expenses, to sell real and personal property, and do all necessary acts for the Estate. Notice is also given that (subject to Minn. Stat. 524.3-801) all creditors having claims against the Estate are required to present the claims to the personal representative or to the Court Administrator within four months after the date of this Notice or the claims will be barred. Date: 1/18/12 Michael Mayer Judge (COURT SEAL) Graham D. Hallman, Pro Se 2428 Colfax Avenue South Minneapolis, MN 55405 612-366-8356 2885167 1/26-2/2/12P

PUBLIC NOTICE

NOTICE AND ORDER OF HEARING ON PETITION FOR PROBATE OF WILL AND APPOINTMENT OF PERSONAL REPRESENTATIVE AND NOTICE TO CREDITORS STATE OF MINNESOTA COUNTY OF DAKOTA FIRST JUDICIAL DISTRICT DISTRICT COURT PROBATE DIVISION Court File No. 19HA-PR-12-45 Estate of Ruth Elizabeth Goodrich, Decedent It is Ordered and Notice is given that on February 21, 2012, at 9:00 am, a hearing will be held in this Court at 1560 Hwy 55, Hastings, MN 55033, Minnesota, for the formal probate of an instrument purporting to be the Will of the Decedent dated, September 18, 2000, (“Will”), and for the appointment of Cherrie A. Green, whose address is 1858 Ivan Way, St. Paul, MN, 55116 as Personal Representative of the Estate of the Decedent in an UNSUPERVISED administration. Any objections to the petition must be filed with the Court prior to or raised at the hearing. If proper and if no objections are filed or raised, the Personal Representative will be appointed with full power to administer the Estate including the power to collect all assets, to pay all legal debts, claims, taxes and expenses, to sell real and personal property, and to do all necessary acts for the Estate. Notice is also given that (subject to Minn. Stat. 524.3-801) all creditors having claims against the Estate are required to present the claims to the Personal Representative or to the Court Administrator within four months after the date of this Notice or the claims will be barred. Dated: 1/18/12 BY THE COURT Mary J. Theisen Judge of District Court (COURT SEAL) Attorney for Petitioner Terry L. Mitchell Mitchell, Bruder & Johnson 3820 Cleveland Avenue North, Suite 150 Arden Hills, MN, 55112 Attorney License No: 73933 Telephone: (651) 604-9111 FAX: (651) 604-9095 Email: tmitchell@mbjlaw.net 2887312 1/26-2/2/12P

PUBLIC NOTICE

MIN#: 100488910110856027 SERVICER: Ocwen Loan Servicing, LLC LENDER: New Century Mortgage Corporation. DATE AND PLACE OF FILING: Dakota County Minnesota, Recorder , on February 5, 2007, as Document No. 2493884. ASSIGNED TO: DEUTSCHE BANK NATIONAL TRUST COMPANY, as Trustee for the registered holders of MORGAN STANLEY ABS CAPITAL I INC. TRUST 2007-HE7 MORTGAGE PASS-THROUGH CERTIFICATES,SERIES 2007-HE7 Dated: October 20, 2011 , and recorded November 16, 2011 by Document No. 2831055 . LEGAL DESCRIPTION OF PROPERTY: Lot 18, block 3, Diamond Path Addition, according to the recorded plat thereof, and situate in Dakota County, Minnesota. PROPERTY ADDRESS: 14706 Dominica Ct, Saint Paul, MN 55124 PROPERTY I.D: 01-20500-03-180 COUNTY IN WHICH PROPERTY IS LOCATED: Dakota THE AMOUNT CLAIMED TO BE DUE ON THE MORTGAGE ON THE DATE OF THE NOTICE: Two Hundred Forty-Five Thousand Four Hundred Eighty-Eight and 44/100 ($245,488.44) THAT no action or proceeding has been instituted at law to recover the debt secured by said mortgage, or any part thereof; that there has been compliance with all pre-foreclosure notice and acceleration requirements of said mortgage, and/or applicable statutes; PURSUANT, to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: 10:00 AM on February 21, 2012 PLACE OF SALE: Sheriff`s Main Office, Law Enforcement Center, 1580 Highway 55, Hastings MN 55033-2343 to pay the debt then secured by said mortgage and taxes, if any actually paid by the mortgagee, on the premises and the costs and disbursements allowed by law. The time allowed by law for redemption by said mortgagor(s), their personal representatives or assigns is 6.00 months from the date of sale. If Mortgage is not reinstated under Minn. Stat. 580.30 or the property is not redeemed under Minn. Stat. 580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on August 21, 2012, or the next business day if August 21, 2012 falls on a Saturday, Sunday or legal holiday. "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR`S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: January 5, 2012 DEUTSCHE BANK NATIONAL TRUST COMPANY, as Trustee for the registered holders of MORGAN STANLEY ABS CAPITAL I INC. TRUST 2007-HE7 MORTGAGE PASS-THROUGH CERTIFICATES,SERIES 2007-HE7 Randall S. Miller & Associates, PLLC Attorneys for Assignee of Mortgage/ Mortgagee One Financial Plaza, 120 South Sixth Street, Suite 1100 Minneapolis, MN 55402 Phone: 612-573-3677 Our File No. 11MN00724-1 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. ASAP# 4165698 01/05/2012, 01/12/2012, 01/19/2012, 01/26/2012, 02/02/2012, 02/09/2012 2867835 1/5-2/9/12

PUBLIC NOTICE

ERTY: Lot 33, Block 1, Limerock Ridge, Dakota County, Minnesota COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $291,500.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $289,566.78 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: February 23, 2012 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on August 23, 2012, unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: December 23, 2011. U.S. Bank National Association Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 19-3129 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2868373 1/5-2/9/12

PUBLIC NOTICE

NOTICE OF AND ORDER FOR HEARING ON PETITION FOR FORMAL ADJUDICATION OF INTESTACY, DETERMINATION OF HEIRS, FORMAL APPOINTMENT OF PERSONAL REPRESENTATIVE AND NOTICE TO CREDITORS STATE OF MINNESOTA COUNTY OF DAKOTA DISTRICT COURT FIRST JUDICIAL DISTRICT Court File No.: 19HA-PR-12-40 In Re: Estate of RUTH SAUVE, Decedent. It is Ordered and Notice is given that on February 21, 2012 at 9:00 a.m., a hearing will be held in this Court at Dakota County District Court, Dakota County Judicial Center, 1560 Highway 55, Hastings, Minnesota 55033 on a petition for the adjudication of intestacy and determination of decedent’s heirs, and for the appointment of Lynn Pirie, whose address is 13479 Gardenview Drive, Apple Valley, Minnesota 55124, as personal representative of the decedent’s estate in an unsupervised administration. Any objections to the petition must be raised at the hearing or filed with the Court prior to the hearing. If the petition is proper and no objections are filed or raised, the personal representative will be appointed with the full power to administer the decedent’s estate, including the power to collect all assets; to pay all legal debt, claims, taxes, and expenses; to sell real and personal property; and to do all necessary acts for the decedent’s estate. Notice is further given that, subject to Minn. Stat. § 524.3-801, all creditors having claims against the decedent’s estate are required to present the claims to the personal representative or to the Court within four (4) months after the date of this notice or the claims will be barred. Dated: 1/17/12 BY THE COURT Mary J. Theisen Judge of District Court GUZMAN LAW FIRM, P.A. Lori L. Guzman, Att’y Reg. No. 285808 Timothy P. Carey, Att’y Reg. No. 390868 14847 Energy Way Apple Valley, MN 55124 Telephone: (952) 432-0648 Facsimile: (952) 431-2491 e-mail: lori@guzmanlaw.com 2883398 1/26-2/2/12

�� Document Number: �� 2110634

PUBLIC NOTICE

NOTICE AND ORDER OF HEARING ON PETITION FOR PROBATE OF WILL, AND APPOINTMENT OF PERSONAL REPRESENTATIVE AND NOTICE TO CREDITORS STATE OF MINNESOTA COUNTY OF DAKOTA DISTRICT COURT PROBATE DIVISION FIRST JUDICIAL DISTRICT Court File No. 19HA-PR-12-72 Estate of Sylvia D. Quie a/k/a Sylvia Duckstad Quie, Decedent It is Ordered and Notice is given that on February 21, 2012 at 9:00 a.m., a hearing will be held in this Court at Dakota County, 1560 W Highway 55, City of Hastings, Minnesota, for the formal probate of an instrument purporting to be the will of Decedent, dated November 3, 2009, (“Will”), and for the appointment of: Paul Selby, whose address is: 131 Clemson Drive, Oak Ridge, TN 37830 as personal representative of the Estate of the Decedent in an UNSUPERVISED administration. Any objections to the petition must be filed with the Court prior to or raised at the hearing. If proper and if no objections are filed or raised, the personal representative will be appointed with full power to administer the Estate including the power to collect all assets, to pay all legal debts, claims, taxes and expenses, to sell real and personal property, and to do all necessary acts for the Estate. Notice is also given that (subject to Minn. Stat. 524.3-801) all creditors having claims against the Estate are required to present the claims to the personal representative or to the Court Administrator within four months after the date of this Notice or the claims will be barred. Date: 1/25/12 By: Joseph Carter Judge (COURT SEAL) Attorney for Personal Representative Franklin D. Peterson Attorney at Law PO Box B - 634 2nd Street Kenyon, MN 55946 Attorney License No: 8587X Telephone: (507) 789-6141 FAX: (507) 789-6141 Email: fdpetersonlaw@gmail.com 2893949 2/2-2/9/12P

PUBLIC NOTICE

NOTICE AND ORDER OF HEARING ON PETITION FOR PROBATE OF WILL AND APPOINTMENT OF PERSONAL REPRESENTATIVE AND NOTICE TO CREDITORS STATE OF MINNESOTA COUNTY OF DAKOTA FIRST JUDICIAL DISTRICT DISTRICT COURT PROBATE DIVISION Court File No. 19HA-PR-12-70 Estate of Ruth M. Zweber, Decedent It is Ordered and Notice is given that on February 21, 2012 at 9:00 a.m., a hearing will be held in this Court at 1560 Highway 55 West, Hastings, Minnesota, for the formal probate of an instrument purporting to be the Will of the Decedent dated, January 19, 2004, (“Will”), and for the appointment of Jonathan J. Zweber, whose address is 5340 Chowen Avenue South, Minneapolis, Minnesota 55410 as Personal Representative of the Estate of the Decedent in an UNSUPERVISED administration. Any objections to the petition must be filed with the Court prior to or raised at the hearing. If proper and if no objections are filed or raised, the Personal Representative will be appointed with full power to administer the Estate including the power to collect all assets, to pay all legal debts, claims, taxes and expenses, to sell real and personal property, and to do all necessary acts for the Estate. Notice is also given that (subject to Minn. Stat. 524.3-801) all creditors having claims against the Estate are required to present the claims to the Personal Representative or to the Court Administrator within four months after the date of this Notice or the claims will be barred. Dated: 1/25/12 BY THE COURT Joseph Carter Judge of District Court (COURT SEAL) Attorneys for Petitioner Erin E. Boerschel, ID #388595 Emily Fox Williams, ID #0297720 Robert B. Bauer, ID #227365 Dougherty, Molenda, Solfest, Hills & Bauer P.A. 7300 West 147th Street, Suite 600 Apple Valley, Minnesota 55124 Attorney License No: 0297720 Telephone: (952) 953-8809 Fax: (952) 432-3780 Email: eboerschel@dmshb.com ewilliams@dmshb.com rbauer@dmshb.com 2891305 2/2-2/9/12

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: June 30, 2003 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $438,350.00 MORTGAGOR(S): Justin D. Wanda and Florence Wanda, husband and wife MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded: September 16, 2003 Dakota County Recorder Document Number: 2110634

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ASSIGNMENTS OF MORTGAGE: And assigned to: HSBC Bank USA, National Association as Trustee for Deutsche Alt-A Securities, Inc., Mortgage Loan Trust, Series 2003-4XS Dated: August 31, 2011 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100020410000119573 Lender or Broker: CH Mortgage Company I, Ltd. Residential Mortgage Servicer: GMAC Mortgage, LLC Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 16141 Hominy Ct, Lakeville, MN 55044-4448 Tax Parcel ID Number: 22-81750-08-150 LEGAL DESCRIPTION OF PROPERTY: Lot 15, Block 8, Vermillion Springs, according to the recorded plat thereof, and situate in Dakota County, Minnesota. AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $428,719.75 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: February 17, 2012 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on August 17, 2012, or the next business day if August 17, 2012 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: January 05, 2012 ASSIGNEE OF MORTGAGEE: HSBC Bank USA, National Association as Trustee for Deutsche Alt-A Securities, Inc., Mortgage Loan Trust, Series 2003-4XS Wilford, Geske & Cook P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 021488F01 2867803 1/5-2/9/12

PUBLIC NOTICE

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�� proceeding �� has been instituted at law or otherwise to recover the debt �� TAX PARCEL I.D. #: 193215024050 LEGAL DESCRIPTION OF PROPERTY: Lot Five (5), Block Twenty-four (24), Town of Hastings, according to the recorded plat thereof, and situate in Dakota County, Minnesota. COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $173,130.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE:$ 156,175.31 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: February 23, 2012 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on August 23, 2012, unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: December 27, 2011. U.S. Bank National Association Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 19-2773 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2868607 1/5-2/9/12

PUBLIC NOTICE

secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: February 17, 2012 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on August 17, 2012 unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: December 22, 2011. PNC Bank, National Association Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 4-2821 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2868407 1/5-2/9/12

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: December 30, 2008 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $371,500.00 MORTGAGOR(S): Van T. Truong and Tuan Richard Schneider, wife and husband MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded: January 09, 2009 Dakota County Recorder Document Number: 2630410 ASSIGNMENTS OF MORTGAGE: And assigned to: MetLife Home Loans, a division of MetLife Bank, N.A. Dated: November 02, 2011 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100162500021898367 Lender or Broker: One Mortgage, LLC Residential Mortgage Servicer: MetLife Home Loans Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 3644 Clare Downs Path, Rosemount, MN 55068-4596 Tax Parcel ID Number: 34-25115-02-020 LEGAL DESCRIPTION OF PROPERTY: Lot 2, Block 2, Evermoor Clare Downs, Dakota County, Minnesota AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $380,182.87 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: February 17, 2012 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on August 17, 2012, or the next business day if August 17, 2012 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM

THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: January 05, 2012 ASSIGNEE OF MORTGAGEE: MetLife Home Loans, a division of MetLife Bank, N.A. Wilford, Geske & Cook P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 020437F01 2867848 1/5-2/9/12

PUBLIC NOTICE

NOTICE OF INFORMAL PROBATE OF WILL AND APPOINTMENT OF PERSONAL REPRESENTATIVE AND NOTICE TO CREDITORS STATE OF MINNESOTA COUNTY OF DAKOTA FIRST JUDICIAL DISTRICT DISTRICT COURT PROBATE DIVISION Court File No. 19HA-PR-12-37 Estate of Nicholas James Vitelli, Decedent Notice is given that an application for informal probate of the Decedent’s Will dated 10/29/1991 and codicil ( ) to the Will, dated 10/29/1996, and separate writings ( ) under Minn. Stat. 524.2-513 (“Will”), has been filed with the Registrar. The application has been granted. Notice is also given that the Registrar has informally appointed Carolyn M. Kemp and Pearl V. Hallett whose address is 460 Annapolis St. E., W. St. Paul, MN 55118 and 615 16th Ave. N., S. St. Paul, MN 55075 as Personal Representative of the Estate of the Decedent. Any heir, devisee or other interested person may be entitled to appointment as Personal Representative or may object to the appointment of the Personal Representative. Unless objections are filed with the Court (pursuant to Minn. Stat. 524.3-607) and the Court otherwise orders, the Personal Representative has full power to administer the Estate, including, after 30 days from the date of issuance of letters, the power to sell, encumber, lease or distribute real estate. Any objections to the probate of the Will or appointment of the Personal Representative must be filed with this Court and will be heard by the Court after the filing of an appropriate petition and proper notice of hearing. Notice is also given that (subject to Minn. Stat. 524.3-801) all creditors having claims against the Estate are required to present the claims to the Personal Representative or to the Court Administrator within four months after the date of this Notice or the claims will be barred. Dated: 1/16/12 Heidi Carstensen Registrar Carolyn M. Renn Court Administrator Attorney for Applicant Carolyn M. Kemp, Pro Se 460 Annapolis St. E. W. St. Paul, MN 55118 651-457-5427 Email: ckempkairus@aol.com 2887768 1/26-2/2/12P

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: January 26, 2007 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $512,000.00 MORTGAGOR(S): Keith C. Vogel, a single man and Brian J. Vogel and Althea Toliver-Vogel, husband and wife MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded: February 07, 2007 Dakota County Recorder Document Number: 2494635 ASSIGNMENTS OF MORTGAGE: And assigned to: Aurora Loan Services, LLC Dated: August 26, 2011 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100092047103769210 Lender or Broker: Webster Bank, N.A. Residential Mortgage Servicer: Aurora Bank, FSB Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 9130 250th St E, Hampton, MN 55031-8730 Tax Parcel ID Number: 170240001201 LEGAL DESCRIPTION OF PROPERTY: The East 662 feet of the West

ERTY: The East 662 feet of the West 1 3 2 2 f e e t o f t h e N o r t h Half of the Northeast Quarter of Section 24, Township 113, Range 18, according to the United States Government Survey thereof and situate in Dakota County, Minnesota. AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $523,882.05 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: February 17, 2012 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within twelve (12) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on February 18, 2013, or the next business day if February 18, 2013 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: January 05, 2012 ASSIGNEE OF MORTGAGEE: Aurora Loan Services, LLC Wilford, Geske & Cook P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 010556F02 2867788 1/5-2/9/12

PUBLIC NOTICE

NOTICE AND ORDER OF HEARING ON PETITION FOR PROBATE OF WILL AND APPOINTMENT OF PERSONAL REPRESENTATIVE AND NOTICE TO CREDITORS STATE OF MINNESOTA COUNTY OF DAKOTA DISTRICT COURT FIRST JUDICIAL DISTRICT Court File No. 19HA-PR-12-59 Estate of Sonja Marie Peters, also known as Sonja M. Peters and Sonja Peters, Decedent It is Ordered and Notice is given that on 2/21/12, at 9:00 AM, a hearing will be held in this Court at 1560 Highway 55, Hastings, MN 55033, Minnesota, for the formal probate of an instrument purporting to be the Will of the Decedent dated August 14, 2007 (“Will”), and for the appointment of Rolf S. Peters, whose address is 18216 Jamaica Path, Lakeville, MN, 55044 as Personal Representative of the Estate of the Decedent in an UNSUPERVISED administration. Any objections to the petition must be filed with the Court prior to or raised at the hearing. If proper and if no objections are filed or raised, the Personal Representative will be appointed with full power to administer the Estate including the power to collect all assets, to pay all legal debts, claims, taxes and expenses, to sell real and personal property, and to do all necessary acts for the Estate. Notice is also given that (subject to Minn. Stat. 524.3-801) all creditors having claims against the Estate are required to present the claims to the Personal Representative or to the Court Administrator within four months after the date of this Notice or the claims will be barred. A charitable beneficiary may request notice of the probate proceedings be given to the Attorney General pursuant to Minn. Stat. 501B.41, subd. 5. Dated: 1/23/12 BY THE COURT Joseph T. Carter Judge of District Court (COURT SEAL) Attorney for Petitioner Michael R. Nixt, Esq. (#235441) Cindy J. Ackerman, Esq. (#301887) Moss & Barnett, P.A. 90 S. 7th Street 4800 Wells Fargo Center Minneapolis, MN, 55402 Attorney License No: 235441 Telephone: (612) 877-5000 FAX: (612) 877-5999 2888827 1/26-2/2/12

PUBLIC NOTICE

NOTICE OF AND ORDER FOR HEARING ON PETITION FOR FORMAL PROBATE OF WILL AND APPOINTMENT OF PERSONAL REPRESENTATIVE AND NOTICE TO CREDITORS STATE OF MINNESOTA COUNTY OF DAKOTA DISTRICT COURT FIRST JUDICIAL DISTRICT Court File No.: 19HA-PR-12-64 In Re: Estate of Jacqueline E. Johnson, Decedent. It is Ordered and Notice is given that on Feb. 21, 2012 at 9:00 a.m., a hearing will be held in this Court at the Dakota County Judicial Center, 1560 Highway 55 West, Hastings, Minnesota 55033, for the formal probate of an instrument purporting to be the decedent’s Will dated June 24, 2011, and for the appointment of Dennis W. Johnson, whose address is 6260 Hunter Road, Corcoran, Minnesota 55340, as personal representative of the estate of the decedent in an unsupervised administration. Any objections to the petition must be raised at the hearing or filed with the Court prior to the hearing. If the petition is proper and no objections are filed or raised, the personal representative will be appointed with the full power to administer the estate, including the power to collect all assets; pay all legal debts, claims, taxes, and expenses; sell real and personal property; and do all necessary acts for the estate. Notice is also given that, subject to Minn. Stat. § 524.3-801, all creditors having claims against the decedent’s estate are required to present the claims to the personal representative or to the Court within four (4) months after the date of this notice or the claims will be barred. Dated: 1/24/12 BY THE COURT Shawn M. Moynihan Judge of District Court John P. Worrell (MN# 261671) Hoene & Worrell, P.A. 101 East Fifth Street Suite 1800 St. Paul, Minnesota 55101 Telephone: (651) 222-2838 Facsimile: (651) 222-6826 2890609 2/2-2/9/12P

PUBLIC NOTICE

NOTICE OF AND ORDER FOR HEARING ON PETITION FOR FORMAL PROBATE OF WILL AND APPOINTMENT OF PERSONAL REPRESENTATIVE AND NOTICE TO CREDITORS STATE OF MINNESOTA COUNTY OF DAKOTA DISTRICT COURT FIRST JUDICIAL DISTRICT Court File No.: 19HA-PR-12-76 In Re: Estate of Leonard F. Manser, a/k/a Leonard Floyd Manser, Decedent. It is Ordered and Notice is given that on February 21, 2012, at 9:00 a.m., a hearing will be held in this Court at the Dakota County Judicial Center, 1560 Highway 55, Hastings, Minnesota 55033, on a Petition for the formal probate of an instrument purporting to be the Decedent’s Will dated April 15, 1999, and for the appointment of Sandra L. Manser-Anderson, whose address is 12589 Driftwood Lane, Apple Valley, MN 55124, as Personal Representative of the Decedent’s Estate in an unsupervised administration. Any objections to the Petition must be raised at the hearing or filed with the Court prior to the hearing. If the Petition is proper and no objections are filed or raised, the Personal Representative will be appointed with the full power to administer the Decedent’s Estate, including the power to collect all assets; pay all legal debts, claims, taxes, and expenses; sell real and personal property; and do all necessary acts for the Decedent’s Estate. Notice is further given that, subject to Minn. Stat. § 524.3-801, all creditors having claims against the Decedent’s Estate are required to present the claims to the Personal Representative or to the Court within four (4) months after the date of this Notice or the claims will be barred. Dated: 1/30/12 BY THE COURT: Tim Wermager Judge of District Court Attorney for Petitioner: Terry H. Rueb RUEB & KARL LAW OFFICE 2500 West County Road 42, Suite 110 Burnsville, Minnesota 55337 Telephone: (952) 894-1257 Attorney No. 121964 2895171 2/2-2/9/12

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: November 30, 2005 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $161,600.00 MORTGAGOR(S): Tracy A. Pearson, a single person MORTGAGEE: Mortgage Electronic Registration Systems, Inc. as nominee for Citizens State Bank, its successors and assigns DATE AND PLACE OF RECORDING: Recorded: December 14, 2005 Dakota County Recorder Document Number: 2388633 ASSIGNMENTS OF MORTGAGE:

ASSIGNMENTS OF MORTGAGE: And assigned to: THE BANK OF NEW YORK MELLON FKA THE BANK OF NEW YORK, AS TRUSTEE FOR THE CERTIFICATEHOLDERS CWALT, INC., ALTERNATIVE LOAN TRUST 2 0 0 5 - 8 0 C B , M O R T G A G E PASS-THROUGH CERTIFICATES, SERIES 2005-80CB Dated: January 13, 2010 Recorded: January 21, 2010 Dakota County Recorder Document Number: 2709121 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100226700000063777 Lender or Broker: Citizens State Bank Residential Mortgage Servicer: Bank of America, N.A. Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 363 Upper Wood Way, Burnsville, MN 55337-5731 Tax Parcel ID Number: 02-84812-03-090 LEGAL DESCRIPTION OF PROPERTY: Lot 9, Block 3, Wood Park Plat Thirteen, Dakota County, Minnesota AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $195,659.58 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: February 17, 2012 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on August 17, 2012, or the next business day if August 17, 2012 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: January 05, 2012 ASSIGNEE OF MORTGAGEE: THE BANK OF NEW YORK MELLON FKA THE BANK OF NEW YORK, AS TRUSTEE FOR THE CERTIFICATEHOLDERS OF CWALT, INC., ALTERNATIVE LOAN TRUST 2005-80CB, MORTGAGE PASS-THROUGH CERTIFICATES, SERIES 2005-80CB Wilford, Geske & Cook P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 014571F02 2867784 1/5-2/9/12

PUBLIC NOTICE

��

GAGE IDENTIFICATION NUMBER ON MORTGAGE: 100075420060027008 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Homestead Mortgage Corporation RESIDENTIAL MORTGAGE SERVICER: U.S. Bank Home Mortgage MORTGAGED PROPERTY ADDRESS: 10351 Rich Valley Boulevard, Inver Grove Heights, MN 55077 TAX PARCEL I.D. #: 200290004010 LEGAL DESCRIPTION OF PROPERTY: That part of the South One-half of the Northeast quarter (S 1/2 of NE 1/4) of Section Twentynine (29), Township Twenty-seven (27) North, Range Twenty-two (22) West, Dakota County, Minnesota, described as beginning at a point on the West line of said South One-half of Northeast Quarter (S 1/2 NE 1/4) distant 716.25 feet North of the Southwest corner thereof; thence continuing North along said West line a distance of 581.15 feet to the center line of Dakota County Road No. 71, as now traveled; thence South 21° 00’ East along said center line a distance of 534.8 feet; thence South 66° 52’ West a distance of 208.4 feet to the point of beginning. Subject to an Easement for road purposes over the Easterly 33 feet. Containing 2.16 acres. COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $226,800.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $237,711.41 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: February 17, 2012 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on August 17, 2012, unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED." Dated: December 22, 2011. U.S. Bank National Association Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 19-3168 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2867851 1/5-2/9/12

PUBLIC NOTICE

TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100021278810699251 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: U.S. Bank National Association RESIDENTIAL MORTGAGE SERVICER: U.S. Bank Home Mortgage MORTGAGED PROPERTY ADDRESS: 3331 Cory Lane, Hastings, MN 55033 TAX PARCEL I.D. #: 197320601100 LEGAL DESCRIPTION OF PROPERTY: Lot 10, Block 1, Sunny Acres 7, Common Interest Community Number 231, A Planned Community located in the county of Dakota, State of Minnesota and According to the recorded plat thereof. COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $139,089.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $142,849.62 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: February 23, 2012 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on August 23, 2012, unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: December 27, 2011. U.S. Bank National Association Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 19-3053 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2868566 1/5-2/9/12

PUBLIC NOTICE

LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $202,998.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $205,969.21 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: February 23, 2012 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on August 23, 2012, unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: December 27, 2011. U.S. Bank National Association Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 19-3208 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2868580 1/5-2/9/12

PUBLIC NOTICE

NOTICE OF INFORMAL PROBATE OF WILL AND INFORMAL APPOINTMENT OF PERSONAL REPRESENTATIVE AND NOTICE TO CREDITORS STATE OF MINNESOTA COUNTY OF DAKOTA DISTRICT COURT FIRST JUDICIAL DISTRICT PROBATE/MENTAL HEALTH DIVISION COURT FILE NO. 19HA-PR-12-49 In Re: Estate of Albert W. Anderson, Sr., Decedent. Notice is given that an Application for Informal Probate of Will and Informal Appointment of Personal Representative was filed with the Registrar, along with a Will dated April 12, 2000. The Registrar accepted the application and appointed Thomas L. Anderson, whose address is 5338 Upper 147th St. W., Apple Valley, Minnesota 55124, to serve as the personal representative of the decedent’s estate. Any heir, devisee or other interested person may be entitled to appointment as personal representative or may object to the appointment of the personal representative. Any objection to the appointment of the personal representative must be filed with the Court, and any properly filed objection will be heard by the Court after notice is provided to interested persons of the date of hearing on the objection. Unless objections are filed, and unless the Court orders otherwise, the personal representative has the full power to administer the estate, including, after thirty (30) days from the issuance of letters testamentary, the power to sell, encumber, lease, or distribute any interest in real estate owned by the decedent. Notice is further given that, subject to Minn. Stat. § 524.3-801, all creditors having claims against the decedent’s estate are required to present the claims to the personal representative or to the Court within four (4) months after the date of this notice or the claims will be barred. Dated: 1/19/12 Heidi Carstensen Registrar Carolyn M. Renn Court Administrator Eric S. Rehm (MN# 90268) Law Office of Eric S. Rehm, Ltd. 740 Southcross Dr. W. #105 Burnsville Minnesota 55306 Telephone: (952) 890-7050 Facsimile: (952) 898-9632 ATTORNEY FOR PERSONAL REPRESENTATIVE 2886218 1/26-2/2/12

PUBLIC NOTICE

ORDER AND NOTICE OF HEARING ON PETITION FOR FORMAL PROBATE OF WILL AND APPOINTMENT OF PERSONAL REPRESENTATIVE AND NOTICE TO CREDITORS STATE OF MINNESOTA COUNTY OF DAKOTA DISTRICT COURT FIRST JUDICIAL DISTRICT Court File No.: 19HA-PR-12-47 In Re: Estate of Mary Helena Neisen, Decedent. It is Ordered and Notice is given that on 2-21-12 at 9:00 AM, a hearing will be held in this Court at 1560 Judicial Center, Highway #55, Hastings, Minnesota 55033, on a petition for the formal probate of an instrument purporting to be the decedent’s Will dated June 27, 2011, and Separate Writing pursuant to Minn. Stat. § 524.2-513, and for the appointment of Mary M. Riley, whose address is 174 Johnson Way, Kimberling, Missouri 65686 as personal representative of the decedent’s estate in an unsupervised administration. Any objections to the petition must be raised at the hearing or filed with the Court prior to the hearing. If the petition is proper and no objections are filed or raised, the personal representative will be appointed with the full power to administer the decedent’s estate, including the power to collect all assets; pay all legal debts, claims, taxes, and expenses; sell real and personal property; and do all necessary acts for the decedent’s estate. Notice is further given that, subject to Minn. Stat. § 524.3-801, all creditors having claims against the decedent’s estate are required to present the claims to the personal representative or to the Court within four (4) months after the date of this notice or the claims will be barred. Dated: 1-19-2012 BY THE COURT Shawn M. Moynihan Judge of District Court Raymond J. Kempe MN # 55013 3470 Washington Drive, Suite 214 Eagan, MN 55122 Telephone 651-222-3784 Fax 651-789-0776 2885975 1/26-2/2/12

PUBLIC NOTICE

NOTICE OF INFORMAL PROBATE OF WILL AND INFORMAL APPOINTMENT OF PERSONAL REPRESENTATIVE AND NOTICE TO CREDITORS STATE OF MINNESOTA COUNTY OF DAKOTA DISTRICT COURT FIRST JUDICIAL DISTRICT Court File No.: 19HA-PR-12-33 In Re: Estate of Donald Arthur Peterson, Decedent. Notice is given that an Application for Informal Probate of Will and Informal Appointment of Personal Representative was filed with the Registrar, along with a Will dated August 19, 2004. The Registrar accepted the application and appointed Brian Peterson, whose address is 9512-176th Court, Lakeville, Minnesota 55044, to serve as the personal representative of the decedent’s estate. Any heir, devisee or other interested person may be entitled to appointment as personal representative or may object to the appointment of the personal representative. Any objection to the appointment of the personal representative must be filed with the Court, and any properly filed objection will be heard by the Court after notice is provided to interested persons of the date of hearing on the objection. Unless objections are filed, and unless the Court orders otherwise, the personal representative has the full power to administer the estate, including, after thirty (30) days from the issuance of letters testamentary, the power to sell, encumber, lease, or distribute any interest in real estate owned by the decedent. Notice is further given that, subject to Minn. Stat. § 524.3-801, all creditors having claims against the decedent’s estate are required to present the claims to the personal representative or to the Court within four (4) months after the date of this notice or the claims will be barred. Dated: 1/16/12 Heidi Carstensen Registrar Carolyn M. Renn Court Administrator Thomas W. Krause (MN#186351) Krause Law Offices, PLLC 101 East Fifth Street Suite 1800 St. Paul Minnesota 55101 Telephone: (651) 222-2838 Facsimile: (651) 222-6826 ATTORNEY FOR PERSONAL REPRESENTATIVE 2885616 1/26-2/2/12

PUBLIC NOTICE

��

�� and wife. MORTGAGED PROPERTY ADDRESS: MORTGAGEE: Mortgage Electronic 148 Richmond Street East, South Saint Registration Systems, Inc. Paul, MN 55075 DATE AND PLACE OF RECORDING: TAX PARCEL I.D. #: 367150003034 LEGAL DESCRIPTION OF PROPRecorded March 22, 2005, Dakota C o u n t y R e c o r d e r , D o c u m e n t N o . ERTY: Lot 3 and the West 1/2 of Lot 2, 2306244. Block 34, Spring Park ASSIGNMENTS OF MORTGAGE: COUNTY IN WHICH PROPERTY IS Assigned to: Aurora Bank FSB. TRANSACTION AGENT: Mortgage LOCATED: Dakota Electronic Registration Systems, Inc. ORIGINAL PRINCIPAL AMOUNT OF T R A N S A C T I O N A G E N T ' S M O R T - MORTGAGE: $200,000.00 AMOUNT DUE AND CLAIMED TO BE GAGE IDENTIFICATION NUMBER ON DUE AS OF DATE OF NOTICE, INCLUDMORTGAGE: 100137510000184780 LENDER OR BROKER AND MORT- ING TAXES, IF ANY, PAID BY MORTG A G E O R I G I N A T O R S T A T E D O N GAGEE: $217,256.47 That prior to the commencement of MORTGAGE: Lakeland Mortgage Corthis mortgage foreclosure proceeding poration R E S I D E N T I A L M O R T G A G E S E R - Mortgagee/Assignee of Mortgagee complied with all notice requirements as VICER: Aurora Bank FSB MORTGAGED PROPERTY ADDRESS: required by statute; That no action or 1080 Aston Circle, Burnsville, MN proceeding has been instituted at law or otherwise to recover the debt 55337 secured by said mortgage, or any part TAX PARCEL I.D. #: 028481601060 LEGAL DESCRIPTION OF PROP- thereof; PURSUANT to the power of sale conERTY: Lot 6, Block 1, Wood Park Plat Sev- tained in said mortgage, the above described property will be sold by the enteen. COUNTY IN WHICH PROPERTY IS Sheriff of said county as follows: DATE AND TIME OF SALE: February LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF 16, 2012 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law MORTGAGE: $168,000.00 AMOUNT DUE AND CLAIMED TO BE Enforcement Center, 1580 Hwy 55, DUE AS OF DATE OF NOTICE, INCLUD- Lobby #S-100, Hastings, MN ING TAXES, IF ANY, PAID BY MORT- to pay the debt then secured by said Mortgage, and taxes, if any, on said GAGEE: $152,082.17 That prior to the commencement of premises, and the costs and disbursethis mortgage foreclosure proceeding m e n t s , i n c l u d i n g a t t o r n e y s ' f e e s Mortgagee/Assignee of Mortgagee com- allowed by law subject to redemption plied with all notice requirements as within six (6) months from the date of required by statute; That no action or said sale by the mortgagor(s), their proceeding has been instituted at law personal representatives or assigns o r o t h e r w i s e t o r e c o v e r t h e d e b t unless reduced to Five (5) weeks under secured by said mortgage, or any part MN Stat. §580.07. thereof; TIME AND DATE TO VACATE PROPPURSUANT to the power of sale con- E R T Y : I f t h e r e a l e s t a t e i s a n tained in said mortgage, the above owner-occupied, single-family dwelldescribed property will be sold by the ing, unless otherwise provided by law, the date on or before which the mortSheriff of said county as follows: DATE AND TIME OF SALE: February gagor(s) must vacate the property if the mortgage is not reinstated under sec24, 2012 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law tion 580.30 or the property is not Enforcement Center, 1580 Hwy 55, redeemed under section 580.23 is Lobby #S-100, Hastings, MN 11:59 p.m. on August 16, 2012 unless to pay the debt then secured by said the redemption period is reduced to 5 Mortgage, and taxes, if any, on said weeks under MN Stat. Secs. 580.07 or premises, and the costs and disburse- 582.032. ments, including attorneys' fees MORTGAGOR(S) RELEASED FROM allowed by law subject to redemption FINANCIAL OBLIGATION ON MORTwithin six (6) months from the date of GAGE: None "THE TIME ALLOWED BY LAW FOR said sale by the mortgagor(s), their personal representatives or assigns REDEMPTION BY THE MORTGAGOR, unless reduced to Five (5) weeks under THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE MN Stat. §580.07. TIME AND DATE TO VACATE PROP- REDUCED TO FIVE WEEKS IF A JUDIE R T Y : I f t h e r e a l e s t a t e i s a n CIAL ORDER IS ENTERED UNDER owner-occupied, single-family dwell- MINNESOTA STATUTES, SECTION ing, unless otherwise provided by law, 5 8 2 . 0 3 2 , D E T E R M I N I N G , A M O N G the date on or before which the mort- OTHER THINGS, THAT THE MORTgagor(s) must vacate the property if the GAGED PREMISES ARE IMPROVED mortgage is not reinstated under sec- WITH A RESIDENTIAL DWELLING OF tion 580.30 or the property is not LESS THAN FIVE UNITS, ARE NOT redeemed under section 580.23 is PROPERTY USED IN AGRICULTURAL 11:59 p.m. on August 24, 2012, unless P R O D U C T I O N , A N D A R E the redemption period is reduced to 5 ABANDONED." Dated: December 16, 2011. weeks under MN Stat. Secs. 580.07 or U.S. Bank, National Association, 582.032. as Trustee MORTGAGOR(S) RELEASED FROM MORTON OBLIGATION Mortgagee/Assignee of Mortgagee FINANCIAL USSET, WEINGARDEN AND LIEBO, P.L.L.P. GAGE: None "THE TIME ALLOWED BY LAW FOR Attorneys for Mortgagee/Assignee of REDEMPTION BY THE MORTGAGOR, Mortgagee THE MORTGAGOR'S PERSONAL REP- 4500 Park Glen Road #300 RESENTATIVES OR ASSIGNS, MAY BE Minneapolis, MN 55416 REDUCED TO FIVE WEEKS IF A JUDI- (952) 925-6888 CIAL ORDER IS ENTERED UNDER 40-3220 MINNESOTA STATUTES, SECTION THIS IS A COMMUNICATION FROM 5 8 2 . 0 3 2 , D E T E R M I N I N G , A M O N G A DEBT COLLECTOR. 1/5-2/9/12 OTHER THINGS, THAT THE MORT- 2867772 GAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT NOTICE OF MORTGAGE PROPERTY USED IN AGRICULTURAL FORECLOSURE SALE P R O D U C T I O N , A N D A R E THE RIGHT TO VERIFICATION ABANDONED." OF THE DEBT AND IDENTITY OF Dated: December 22, 2011. THE ORIGINAL CREDITOR WITHIN Aurora Bank FSB THE TIME PROVIDED BY LAW IS Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that Attorneys for Mortgagee/Assignee of default has occurred in conditions of Mortgagee the following described mortgage: 4500 Park Glen Road #300 DATE OF MORTGAGE: September 5, Minneapolis, MN 55416 2003 (952) 925-6888 MORTGAGOR: D o n a l d J . E s p e , A 98-1229 THIS IS A COMMUNICATION FROM Single Person. MORTGAGEE: U.S. Bank National A DEBT COLLECTOR. 2868382 1/5-2/9/12 Association. DATE AND PLACE OF RECORDING: Recorded October 21, 2003, Dakota County Recorder, Document No. 2128104. NOTICE OF MORTGAGE ASSIGNMENTS OF MORTGAGE: FORECLOSURE SALE THE RIGHT TO VERIFICATION NONE TRANSACTION AGENT: NONE OF THE DEBT AND IDENTITY OF TRANSACTION AGENT'S MORTTHE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS GAGE IDENTIFICATION NUMBER ON MORTGAGE: NONE NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that LENDER OR BROKER AND MORTdefault has occurred in conditions of G A G E O R I G I N A T O R S T A T E D O N the following described mortgage: MORTGAGE: U.S. Bank National DATE OF MORTGAGE: May 9, 2006 Association MORTGAGORS: Roberto O. HernanRESIDENTIAL MORTGAGE SERdez and Maria C. Hernandez, husband VICER: U.S. Bank Home Mortgage MORTGAGED PROPERTY ADDRESS: and wife. MORTGAGEE: A r g e n t M o r t g a g e 14768 Lower Endicott, Apple Valley, Company, LLC. MN 55124 DATE AND PLACE OF RECORDING: TAX PARCEL I.D. #: 018145501100 LEGAL DESCRIPTION OF PROPRecorded September 7, 2006, Dakota C o u n t y R e c o r d e r , D o c u m e n t N o . ERTY: 2459100. Lot 10, Block 1, Valley Way Village ASSIGNMENTS OF MORTGAGE: 6th Addition, Dakota County, MinneAssigned to: U.S. Bank National sota. COUNTY IN WHICH PROPERTY IS Association, as Trustee for Citigroup M o r t g a g e L o a n T r u s t I n c . , LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF Asset-Backed Pass-Through CertifiMORTGAGE: $144,100.00 cates, Series 2006-AMC1. AMOUNT DUE AND CLAIMED TO BE TRANSACTION AGENT: NONE T R A N S A C T I O N A G E N T ' S M O R T - DUE AS OF DATE OF NOTICE, INCLUDGAGE IDENTIFICATION NUMBER ON ING TAXES, IF ANY, PAID BY MORTGAGEE: $130,185.69 MORTGAGE: NONE That prior to the commencement of LENDER OR BROKER AND MORTG A G E O R I G I N A T O R S T A T E D O N this mortgage foreclosure proceeding MORTGAGE: Argent Mortgage Com- Mortgagee/Assignee of Mortgagee complied with all notice requirements as pany, LLC R E S I D E N T I A L M O R T G A G E S E R - required by statute; That no action or VICER: American Home Mortgage Ser- proceeding has been instituted at law vicing, Inc MORTGAGED PROPERTY ADDRESS: ��

PUBLIC NOTICE

�� said �� sale by the mortgagor(s), their personal representatives or assigns �� proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: February 16, 2012 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on August 16, 2012, unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: December 20, 2011. U.S. Bank National Association Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 19-3263 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2868517 1/5-2/9/12

PUBLIC NOTICE

unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on August 23, 2012 unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: December 28, 2011. PNC Bank, National Association Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 4-2686 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2868434 1/5-2/9/12

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: O c t o b e r 1 2 , 2006 MORTGAGORS: Joshua K. Garrahy and Anne M. Garrahy, husband and wife. MORTGAGEE:Mortgage Electronic Registration Systems, Inc.. DATE AND PLACE OF RECORDING: Recorded October 20, 2006, Dakota County Recorder, Document No. 2469912. ASSIGNMENTS OF MORTGAGE: Assigned to: U.S. Bank National Association. TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100021268000682415 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Bankers Mortgage Company, LLC RESIDENTIAL MORTGAGE SERVICER: U.S. Bank Home Mortgage MORTGAGED PROPERTY ADDRESS: 18510 Duluth Street, Farmington, MN 55024 TAX PARCEL I.D. #: 146405006006 LEGAL DESCRIPTION OF PROPERTY: Lot 6, Block 6, Riverbend according to the recorded plat thereof and situate in Dakota County, Minnesota. COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $348,747.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $372,882.28 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: February 17, 2012 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on August 17, 2012, unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR,

REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: December 20, 2011. U.S. Bank National Association Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 19-3042 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2867860 1/5-2/9/12

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: November 17, 2004 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $175,540.00 MORTGAGOR(S): Esperanza Johnson, a single person MORTGAGEE: Mortgage Electronic Registration Systems, Inc. as nominee for Gabriel Financial Group, Inc., its successors and assigns DATE AND PLACE OF RECORDING: Recorded: December 23, 2004 Dakota County Recorder Document Number: 2279039 ASSIGNMENTS OF MORTGAGE: And assigned to: Flagstar Bank, FSB Dated: January 19, 2012 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 1000525-5003909131-8 Lender or Broker: Gabriel Financial Group, Inc. Residential Mortgage Servicer: Flagstar Bank, FSB Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 1407 5th Ave S, South Saint Paul, MN 55075-3405 Tax Parcel ID Number: 36-26000-00-110 LEGAL DESCRIPTION OF PROPERTY: The West 75.4 feet of Lot 10, and the North 3.73 feet of the West 75.4 feet of Lot 11, Fearing's Addition, Dakota County, Minnesota, according to the recorded plat thereof. AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $159,749.02 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: March 16, 2012 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on September 17, 2012, or the next business day if September 17, 2012 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: February 02, 2012 ASSIGNEE OF MORTGAGEE: Flagstar Bank, FSB Wilford, Geske & Cook P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 023714F01 2894154 2/2-3/8/12

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: M a r c h 3 0 , 2010 MORTGAGOR: M a r i e A . D a l t o n , A single Person. MORTGAGEE: Mortgage Electronic Registration Systems, Inc.. DATE AND PLACE OF RECORDING: Recorded April 15, 2010, Dakota County Recorder, Document No. 2724871. ASSIGNMENTS OF MORTGAGE: Assigned to: U.S. Bank National Association. TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100021200000582790 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: U.S. Bank National Association RESIDENTIAL MORTGAGE SERVICER: U.S. Bank Home Mortgage MORTGAGED PROPERTY ADDRESS: 1915 Sapphire Point, Eagan, MN 55122 T A X P A R C E L I . D . # : 10-20452-01-170 LEGAL DESCRIPTION OF PROPERTY: Lot 17, Block 1, Diffley Commons 3rd Addition, County of Dakota, State of Minnesota COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $112,300.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $117,446.40 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: March 23, 2012 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on September 24, 2012 , unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: January 24, 2012. U.S. Bank National Association Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 19-3279 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2895820 2/2-3/8/12

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: November 17, 2006 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $132,000.00 MORTGAGOR(S): Wendy Peterson, a single woman MORTGAGEE: Mortgage Electronic Registration Systems, Inc. as nominee for First Franklin a Division of National City Bank, its successors and assigns DATE AND PLACE OF RECORDING: Recorded: January 18, 2007 Dakota County Recorder Document Number: 2489054 ASSIGNMENTS OF MORTGAGE:

ASSIGNMENTS OF MORTGAGE: And assigned to: U.S. BANK, N.A., SUCCESSOR TRUSTEE TO BANK OF AMERICA, N.A., AS SUCCESSOR TRUSTEE TO LASALLE BANK, N.A., AS TRUSTEE FOR THE HOLDERS OF THE MERRILL LYNCH FIRST FRANKLIN MORTGAGE LOAN TRUST, MORTGAGE LOAN ASSET- BACKED CERTIFICATES, SERIES 2007-FF1 Dated: December 16, 2011 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100425240011390868 Lender or Broker: First Franklin a Division of National City Bank Residential Mortgage Servicer: Bank of America, N.A. Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 2005 Southcross Dr W Apt 1005, Burnsville, MN 55306-4990 Tax Parcel ID Number: 02.71216.05.005 LEGAL DESCRIPTION OF PROPERTY: Unit No. 1005, Condominium No. 115, Southcross Village Condominium, Dakota County, Minnesota. AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $138,765.32 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: February 17, 2012 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on August 17, 2012, or the next business day if August 17, 2012 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: January 05, 2012 ASSIGNEE OF MORTGAGEE: U.S. BANK, N.A., SUCCESSOR TRUSTEE TO BANK OF AMERICA, N.A., AS SUCCESSOR TRUSTEE TO LASALLE BANK, N.A., AS TRUSTEE FOR THE HOLDERS OF THE MERRILL LYNCH FIRST FRANKLIN MORTGAGE LOAN TRUST, MORTGAGE LOAN ASSET- BACKED CERTIFICATES, SERIES 2007-FF1 Wilford, Geske & Cook P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 021974F01 2867780 1/5-2/9/12

PUBLIC NOTICE

RESIDENTIAL MORTGAGE SER VICER: JPMorgan Chase Bank, National Association MORTGAGED PROPERTY ADDRESS: 1950 Rose Way, Hastings, MN 55033 TAX PARCEL I.D. #: 195860010506 LEGAL DESCRIPTION OF PROPERTY: Unit No. 506, Common Interest Community Number 511, A Condominium, Prairie Ridge, Dakota County, Minnesota. COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $171,023.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $173,911.98 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: March 1, 2012 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on September 4, 2012, unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: December 14, 2011. JPMorgan Chase Bank, National Association Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 30-10802 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2874996 1/12-2/16/12

PUBLIC NOTICE

��

That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: March 1, 2012 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on _September 4, 2012_____________________, unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: January 3, 2012. CitiMortgage, Inc. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 10-3997 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2875024 1/12-2/16/12

PUBLIC NOTICE

within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on _August 23, 2012, unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE:None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: December 27, 2011. CitiMortgage, Inc. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 10-6742 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2871608 1/12-2/16/12

mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on __September 4, 2012____________________, unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED." Dated: January 3, 2012. CitiMortgage, Inc. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 10-4004 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2875056 1/12-2/16/12

PUBLIC NOTICE PUBLIC NOTICE

FINANCIAL OBLIGATION ON MORT GAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: January 3, 2012. CitiMortgage, Inc. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 10-6758 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2875042 1/12-2/16/12

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: September 28, 2007 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $197,796.00 MORTGAGOR(S): Ronald Patten and Angelet Patten, husband and wife MORTGAGEE: Mortgage Electronic Registration Systems, Inc. as nominee for America One Finance, its successors and assigns DATE AND PLACE OF RECORDING: Recorded: October 08, 2007 Dakota County Recorder Document Number: 2548769 ASSIGNMENTS OF MORTGAGE: And assigned to: Flagstar Bank, FSB Dated: January 18, 2012 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100052550162970114 Lender or Broker: America One Finance Residential Mortgage Servicer: Flagstar Bank, FSB Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 104 12th Ave N, South Saint Paul, MN 55075-1951 Tax Parcel ID Number: 36-83950-00-170 LEGAL DESCRIPTION OF PROPERTY: Lot 17, Block A, Wharton's Addition to South St. Paul, Dakota County, Minnesota AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $200,209.83 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: March 16, 2012 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on September 17, 2012, or the next business day if September 17, 2012 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: February 02, 2012 ASSIGNEE OF MORTGAGEE: Flagstar Bank, FSB Wilford, Geske & Cook P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 023684F01 2892749 2/2-3/8/12

�� ASSIGNMENTS OF MORTGAGE:

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: November 22, 2002 MORTGAGOR: Joanne L. Pavlik, a single person. MORTGAGEE: Mortgage Electronic Registration Systems, Inc.. DATE AND PLACE OF RECORDING: Recorded January 10, 2003, Dakota County Recorder, Document No. 1982863. ASSIGNMENTS OF MORTGAGE: Assigned to: U.S. Bank National Association. TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100177700000181222 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Home Town Mortgage, Inc. RESIDENTIAL MORTGAGE SERVICER: U.S. Bank Home Mortgage MORTGAGED PROPERTY ADDRESS: 1588 Clemson Drive, Eagan, MN 55122 TAX PARCEL I.D. #: 107595101450 LEGAL DESCRIPTION OF PROPERTY: Lot 45, Block 1, Thomas Lake Heights 2nd Addition, Dakota County, Minnesota. COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $164,610.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $148,977.34 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: March 22, 2012 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on September 24, 2012, unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: January 23, 2012. U.S. Bank National Association Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 19-3303 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2894687 2/2-3/8/12

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: January 20, 2006 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $155,000.00 MORTGAGOR(S): Lindsey R. Lewis, a single person MORTGAGEE: Mortgage Electronic Registration Systems, Inc. as nominee for Prime Mortgage Corporation, its successors and assigns DATE AND PLACE OF REGISTERING: Registered: March 21, 2006 Dakota County Registrar of Titles Document Number: 586743 ASSIGNMENTS OF MORTGAGE:

And assigned to: Aurora Loan Services, LLC Dated: May 05, 2011 Registered: May 12, 2011 Dakota County Registrar of Titles Document Number: T679521 And assigned to: Aurora Bank FSB Dated: August 31, 2011 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100103210000126911 Lender or Broker: Prime Mortgage Corporation Residential Mortgage Servicer: Aurora Bank, FSB Mortgage Originator: Not Applicable CERTIFICATE OF TITLE NUMBER: 139356 COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 1829 E 122nd St, Burnsville, MN 55337-2962 Tax Parcel ID Number: 02-18425-04-050 LEGAL DESCRIPTION OF PROPERTY: Lot Five (5), Block Four (4), Covington Point, Common Interest Community No. 173, a planned community, Dakota County, Minnesota, according to the recorded plat thereof. AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $174,902.66 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; that this is registered property; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: February 24, 2012 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on August 24, 2012, or the next business day if August 24, 2012 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: January 12, 2012 ASSIGNEE OF MORTGAGEE: Aurora Bank FSB Wilford, Geske & Cook P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 006037F04 2871611 1/12-2/16/12

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: July 05, 2005 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $189,000.00 MORTGAGOR(S): John F. Horan, single MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded: November 15, 2005 Dakota County Recorder Document Number: 2381127 ASSIGNMENTS OF MORTGAGE: And assigned to: THE BANK OF NEW YORK MELLON FKA THE BANK OF NEW YORK,AS TRUSTEE FOR THE CERTIFICATEHOLDERS OF CWALT, INC., ALTERNATIVE LOAN TRUST 2005-38, MORTGAGE PASS-THROUGH CERTIFICATES, SERIES 2005-38 Dated: December 14, 2011 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 1004036-0005060119-2 Lender or Broker: Independent Financial Mortgage, Inc. Residential Mortgage Servicer: Bank of America, N.A. Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 240 3rd Ave S,

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�� Right of Way Plat No. 19 29 (which point of intersection is 592.98 feet �� Property Address: 240 3rd Ave S, South Saint Paul, MN 55075-2311 Tax Parcel ID Number: 36-32550-11-200 LEGAL DESCRIPTION OF PROPERTY: Lot 20, Block 11, Hepburn Park Addition to the City of Saint Paul, Dakota County, Minnesota. AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $268,417.15 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: February 24, 2012 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on August 24, 2012, or the next business day if August 24, 2012 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: January 12, 2012 ASSIGNEE OF MORTGAGEE: THE BANK OF NEW YORK MELLON FKA THE BANK OF NEW YORK,AS TRUSTEE FOR THE CERTIFICATEHOLDERS OF CWALT, INC., ALTERNATIVE LOAN TRUST 2005-38, MORTGAGE PASS-THROUGH CERTIFICATES, SERIES 2005-38 Wilford, Geske & Cook P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 021081F01 2870360 1/12-2/16/12

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE YOU ARE HEREBY NOTIFIED THAT: 1. Default has occurred in the conditions of the mortgage dated December 11, 2008, and executed by Dennis M. Peterson Interests, Inc., a Minnesota corporation, as Mortgagor(s), to Lake Community Bank, a Minnesota corporation, as Mortgagee(s), and filed for record December 23, 2008 as Dakota County Registrar of Titles Document No. T 637207. The land described in the Mortgage is registered land. 2. The Mortgage has been assigned as follows: No assignments. 3. The original principal amount secured by the Mortgage was: $79,500.00. 4. No action or proceeding at law is now pending to recover the debt secured by the Mortgage, or any part thereof. 5. The holder of the Mortgage has complied with all conditions precedent to acceleration of the debt secured by the Mortgage and foreclosure of the Mortgage, and all notice and other requirements of applicable statutes. 6. At the date of this notice, the amount due on the Mortgage, and taxes, if any, paid by the holder of the Mortgage is: $64,544.98. 7. Pursuant to the power of sale in the Mortgage, the Mortgage will be foreclosed, and the land described as follows: The North 270 feet of the East 385 feet of the Northwest Quarter of the Northeast Quarter of Section 21, Township 115, Range 20, Dakota County, Minnesota. Together with an easement over that part of the South Half of the Southeast Quarter of Section 16, Township 115, Range 20, Dakota County, Minnesota, described as follows: Commencing at the intersection of the South line of the Southeast Quarter of Section 16, Township 115, Range 20 with the right-of-way boundary line depicted on Minnesota Department of Transportation Right-of-Way Plat No. 19-29 (which

West of the East line of the Southeast Quarter of said Section 16 and which point is designated as right-of-way boundary corner B730 of said right-of-way plat); thence North 89 degrees 57 minutes 29 seconds West along said South line of the Southeast Quarter a distance of 721.00 feet to the Southwest corner of the Southeast Quarter of the Southeast Quarter of said Section 16; thence continuing West along said South line of the Southeast Quarter a distance of 30.00 feet; thence North on a line perpendicular to said South line of the Southeast Quarter a distance of 30.00 feet; thence East on a line parallel to said South line of the Southeast Quarter to said right-of-way boundary line depicted on Minnesota Department of Transportation Right-of-Way Plat No. 19-29; thence southerly along said right-of-way boundary to the point of beginning, and there terminating. will be sold by the sheriff of Dakota County, Minnesota at public auction on March 2, 2012, at 10:00 o'clock a.m., at the Dakota County Sheriff's Office, Law Enforcement Center, 1580 Highway 55, Hastings, MN 55033. 8. T h e t i m e a l l o w e d b y l a w f o r redemption by the Mortgagor, its personal representatives or assigns is six (6) months after the date of sale. 9. The street address and tax identification number(s) of the mortgaged property is as follows: unassigned situs Apple Valley, Minnesota Tax Identification Number(s): 01-02100-05-013 Dated: January 3, 2012 Lake Community Bank, a Minnesota corporation, Mortgagee By:_/s/ Steven L. Mackey Steven L. Mackey Attorney for Mortgagee 1054 Bucher Avenue Shoreview, MN 55126 (651) 765-8887 2871582 1/12-2/16/12

PUBLIC NOTICE

582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: January 3, 2012. CitiMortgage, Inc. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 10-6764 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2875033 1/12-2/16/12

PUBLIC NOTICE

NOTICE OF ASSESSMENT LIEN FORECLOSURE SALE Date: January 11, 2012 YOU ARE NOTIFIED THAT: 1. Default has occurred in the terms and conditions of the Declaration for Gardenview Place Association (hereinafter the "Association") which was recorded as Document No. 1109609, in the Office of the County Recorder of Dakota County, Minnesota, as amended, covering the following property: LEGAL DESCRIPTION: Lot 39, Block 1, Gardenview Place First Addition, Dakota County, Minnesota STREET ADDRESS: 14370 Hickory Way, Apple Valley, MN 55124 T A X P A R C E L I D N O . 01-28950-01-390 2. Pursuant to said Declaration, there is claimed to be due and owing as of January 11, 2012, from Brandon Betz, title holder, to the Association, a Minnesota non-profit corporation, the a m o u n t o f $2,328.00 for unpaid association dues, late fees, attorneys' fees and costs, plus any other such amounts that will accrue after January 11, 2012, including reasonable attorneys' fees and costs of collection and foreclosure which will be added to the amount claimed due and owing at the time of the sale herein. 3. No action is now pending at law or otherwise to recover said debt or any part thereof. 4. That all preforeclosure requirements have been met. 5. The owner has not been released from the owner's financial obligation to pay said amount. 6. The Declaration, referenced above, provides for a continuing lien against the property. A Notice of Lien evidencing the amount due was recorded on November 9, 2011, as Document No. 2829617 in the Dakota County Recorder's Office. 7. Pursuant to the power of sale contained in the same Declaration and granted by the owner in taking title to the premises subject to said Declaration, said Lien will be foreclosed by the sale of said property by the Sheriff of Dakota County, at the Dakota County Sheriffs Office, Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100 , Hastings, MN 55033, on the 22nd day of March, 2012, at 10:00 a.m. at public auction to the highest bidder, to pay the amount then due for said assessments, together with the costs of foreclosure, including attorneys fees as allowed by law. 8. T h e t i m e a l l o w e d b y l a w f o r redemption by the unit owner, his personal representatives or assigns is six (6) months from the date of sale. The date and time to vacate the property is 11:59 p.m. on September 24, 2012, if the account is not reinstated or the owners do not redeem from the foreclosure sale. REDEMPTION NOTICE THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. 9. THIS IS A COMMUNICATION FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. GARDENVIEW PLACE ASSOCIATION Attorneys for Gardenview Place Association THOMSEN & NYBECK, P.A. By: Gretchen S. Schellhas (#195595) 3600 American Blvd. West, Suite 400 Bloomington, Minnesota 55431 (952) 835-7000 (Gardenview Place/Betz/11-7-497D) 2893903 2/2-3/8/12

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: February 16, 2007 MORTGAGOR: S t a c y K . C a y l o r , a married woman. MORTGAGEE: Mortgage Electronic Registration Systems, Inc.. DATE AND PLACE OF RECORDING: Recorded March 7, 2007, Dakota County Recorder, Document No. 2501007. ASSIGNMENTS OF MORTGAGE: Assigned to: CitiMortgage, Inc. TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100321500011700217 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Timberland Mortgage Services, Inc RESIDENTIAL MORTGAGE SERVICER: CitiMortgage, Inc. MORTGAGED PROPERTY ADDRESS: 15353 Greenhaven Lane #108, Burnsville, MN 55306 TAX PARCEL I.D. #: 028441002118 LEGAL DESCRIPTION OF PROPERTY: Unit No. 118, Common Interest Community No. 145, Winterwood Villas COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $159,900.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $166,951.14 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: March 15, 2012 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on _September 17, 2012, unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: January 16, 2012. CitiMortgage, Inc. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 10-5925 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2889082 1/26-3/1/12

PUBLIC NOTICE

Assigned to: JPMorgan Chase Bank, National Association. TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100103210000535079 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: The Business Bank, dba Prime Mortgage RESIDENTIAL MORTGAGE SERVICER: JPMorgan Chase Bank, National Association MORTGAGED PROPERTY ADDRESS: 1024 20th Avenue North, South Saint Paul, MN 55075 TAX PARCEL I.D. #: 363090015024 LEGAL DESCRIPTION OF PROPERTY: Unit No. 1024, North 20th Avenue at Parkwood Condominium, CIC No. 302, Dakota County, Minnesota COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $115,764.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $118,318.75 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: March 1, 2012 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on September 4, 2012, unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE:None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: January 5, 2012. JPMorgan Chase Bank, National Association Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 30-11171 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2874920 1/12-2/16/12

PUBLIC NOTICE

NOTICE OF ASSESSMENT LIEN FORECLOSURE SALE Date: December 21, 2011 YOU ARE NOTIFIED THAT: 1. Default has occurred in the terms and conditions of the Declaration for Prairie Crossing Villas Association (hereinafter the "Association") which was recorded as Document No. 1487290, in the Office of the County Recorder of Dakota County, Minnesota, as amended, and also, pursuant to Minn. Stat. '515B.3-116, covering the following property: LEGAL DESCRIPTION: Unit No. 89, CIC #241, Prairie Crossing Villas, Dakota County, Minnesota STREET ADDRESS: 15152 Dunwood Trail, Apple Valley, MN 55124 T A X P A R C E L I D N O . 01-76900-06-089 2. Pursuant to said Declaration, there is claimed to be due and owing as of December 21, 2011, from Ramon M. Lopez and Tracy Lopez, title holders, to the Association, a Minnesota non-profit corporation, the amount of $7,734.00 for unpaid association dues, late fees, attorneys' fees and costs, plus any other such amounts that will accrue after December 21, 2011, including reasonable attorneys' fees and costs of collection and foreclosure which will be added to the amount claimed due and owing at the time of the sale herein. 3. No action is now pending at law or otherwise to recover said debt or any part thereof. 4. That all preforeclosure requirements have been met.

ments have been met. 5. T h e o w n e r s h a v e n o t b e e n released from the owners' financial obligation to pay said amount. 6. The Declaration, referenced above, and Minn. Stat. §§515B.3-115 and 515B.3-116 provide for a continuing lien against the property. A Notice of Lien evidencing the amount due was recorded on July 9, 2010, as Document No. 2739774 in the Dakota County Recorder's Office. 7. Pursuant to the power of sale contained in the same Declaration and granted by the owner in taking title to the premises subject to said Declaration and pursuant to Minn. Stat. §§515B.3-115 and 515B.3-116, said Lien will be foreclosed by the sale of said property by the Sheriff of Dakota County, at the Dakota County Sheriffs Office, Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100 , Hastings, MN 55033, on the 1st day of March, 2012, at 10:00 a.m. at public auction to the highest bidder, to pay the amount then due for said assessments, together with the costs of foreclosure, including attorneys fees as allowed by law. 8. T h e t i m e a l l o w e d b y l a w f o r redemption by the unit owners, their personal representatives or assigns is six (6) months from the date of sale. The date and time to vacate the property is 11:59 p.m. on September 3, 2012, if the account is not reinstated or the owners do not redeem from the foreclosure sale. REDEMPTION NOTICE THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGORS, THE MORTGAGORS' PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. 9. THIS IS A COMMUNICATION FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. PRAIRIE CROSSING VILLAS ASSOCIATION Attorneys for Prairie Crossing Villas Association THOMSEN & NYBECK, P.A. By: Gretchen S. Schellhas (#195595) 3600 American Blvd. West, Suite 400 Bloomington, Minnesota 55431 (952) 835-7000 (Prairie Crossing Villas/Lopez/10-7-067D) 2873822 1/12-2/16/12

PUBLIC NOTICE

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to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on August 23, 2012, unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: December 2713, 2011. The Huntington National Bank Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 90-2533 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2875133 1/12-2/16/12

PUBLIC NOTICE

11:59 p.m. on August 24, 2012, unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: December 27, 2011. Branch Banking & Trust Company Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 90-2508 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2875113 1/12-2/16/12

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: February 15, 2008 MORTGAGORS: Kelly L. Futch and Leanne I. Esch, Both single persons. MORTGAGEE:Merchants Bank, N.A. Hampton. DATE AND PLACE OF RECORDING: Recorded February 28, 2008, Dakota County Recorder, Document No. 2574663. ASSIGNMENTS OF MORTGAGE: NONE TRANSACTION AGENT: NONE TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: NONE LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Merchants Bank, N.A. Hampton RESIDENTIAL MORTGAGE SERVICER: Merchants Bank, N.A. MORTGAGED PROPERTY ADDRESS: 13416 Upton Avenue South, Burnsville, MN 55337 T A X P A R C E L I . D . # : 02-56701-01-030 LEGAL DESCRIPTION OF PROPERTY: Lot 3, Block 1, Paula's Second Addition, Dakota County, Minnesota COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $198,750.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $193,338.55 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: March 2, 2012 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on September 3, 2012, unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: January 4, 2012. Merchants Bank, N.A. Mortgagee/Assignee of Mortgagee

Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 94-713 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2874965 1/12-2/16/12

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: June 1, 2006 MORTGAGORS: J a m e s H o l t a n d Bonita Holt, husband and wife. MORTGAGEE: M o r t g a g e & I n v e s t ment Consultants. DATE AND PLACE OF RECORDING: Registered June 22, 2006, Dakota County Registrar of Titles, Document No. 592672, Certificate of Title No. 106415. ASSIGNMENTS OF MORTGAGE: Assigned to: Option One Mortgage Corporation. And thereafter assigned to: HSBC Bank USA, National Association, as Trustee for SG Mortgage Securities Trust 2006-OPT2, Asset Backed Certificates, Series 2006-OPT2. Said Mortgage being Registered Land. TRANSACTION AGENT: NONE TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: NONE LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Mortgage & Investment Consultants RESIDENTIAL MORTGAGE SERVICER: American Home Mortgage Servicing, Inc MORTGAGED PROPERTY ADDRESS: 750 Keokuk Lane, Mendota Heights, MN 55120 TAX PARCEL I.D. #: 272780006018 LEGAL DESCRIPTION OF PROPERTY: Lot 6, Block 18, Friendly Hills Re-Arr. According to the plat thereof now on file and of record in the Office of the Registrar of Titles within and for said County and State. COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $256,500.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $357,041.93 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: March 22, 2012 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on September 24, 2012 unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: January 19, 2012. HSBC Bank USA, N.A. as Trustee Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 40-3305 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2895792 2/2-3/8/12

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: S e p t e m b e r 10, 2008 MORTGAGOR: R e b e c c a J . W i l l e n bring, a single woman. MORTGAGEE:Mortgage Electronic Registration Systems, Inc.. DATE AND PLACE OF RECORDING: Recorded October 8, 2008, Dakota County Recorder, Document No. 2616784. ASSIGNMENTS OF MORTGAGE: Assigned to: CitiMortgage, Inc.. TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100052211006135295 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Franklin American Mortgage Company RESIDENTIAL MORTGAGE SERVICER: CitiMortgage, Inc. MORTGAGED PROPERTY ADDRESS: 1444 5th Avenue South, South Saint Paul, MN 55075 T A X P A R C E L I . D . # : 36-32100-130-16 LEGAL DESCRIPTION OF PROPERTY: The South 1/2 of Lot 11, all of Lot 12 and the North 11.22 Feet of Lot 13, Block 16 Hauses addition to South St. Paul, according to the recorded plat thereof, and situate in Dakota County, Minnesota. COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $239,962.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $263,544.40 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: March 23, 2012 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on September 24, 2012, unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: January 23, 2012. CitiMortgage, Inc. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 10-6874 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2895775 2/2-3/8/12

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: October 31, 2005 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $243,920.00 MORTGAGOR(S): Caesar Velazquez and Ortencia Velazquez, husband and wife MORTGAGEE: Mortgage Electronic Registration Systems, Inc. as nominee for NBank, N.A., its successors and assigns DATE AND PLACE OF RECORDING:

��

�� Nationstar �� Mortgage, LLC DATE AND PLACE OF RECORDING: Mortgage Originator: Not Applicable Recorded: December 28, 2005 COUNTY IN WHICH PROPERTY IS Dakota County Recorder LOCATED: Dakota Document Number: 2392306 Property Address: 3590 Blue Jay ASSIGNMENTS OF MORTGAGE: And assigned to: U.S. Bank National Way Apt 104, Eagan, MN 55123-2205 Tax Parcel ID Number: Association, A National Banking Association, as Trustee of the BANC of 10-45050-04-005 LEGAL DESCRIPTION OF PROPAmerica Funding 2006-A Trust ERTY: Unit No. 104, Lexington Place Dated: June 18, 2009 Recorded: July 15, 2009 Dakota Condominium, Dakota County, Minnesota, Condominium File No. 66 County Recorder Document Number: 2671374 AMOUNT DUE AND CLAIMED TO BE And assigned to: BANK OF DUE AS OF DATE OF NOTICE: A M E R I C A , N . A . , S U C C E S S O R B Y $104,809.74 THAT all pre-foreclosure requireMERGER TO BAC HOME LOANS SERVICING LP FKA COUNTRYWIDE HOME ments have been complied with; that LOANS SERVICING LP no action or proceeding has been instiDated: December 28, 2011 tuted at law or otherwise to recover the Transaction Agent: Mortgage Elec- debt secured by said mortgage, or any tronic Registration Systems, Inc. part thereof; Transaction Agent Mortgage IdentifiPURSUANT to the power of sale concation Number: 100059012560424056 tained in said mortgage, the Lender or Broker: NBank, N.A. above-described property will be sold Residential Mortgage Servicer: Bank by the Sheriff of said county as folof America, N.A. lows: Mortgage Originator: Not Applicable DATE AND TIME OF SALE: February COUNTY IN WHICH PROPERTY IS 24, 2012 at 10:00 AM PLACE OF SALE: Dakota County LOCATED: Dakota Property Address: 4108 States Ave, Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, MinneEagan, MN 55123-1592 T a x P a r c e l I D N u m b e r : sota 10-72500-03-070 to pay the debt secured by said mortL E G A L D E S C R I P T I O N O F P R O P - gage and taxes, if any, on said preERTY: Lot 7, Block 3, Stafford Place, mises and the costs and disburseDakota County, Minnesota. ments, including attorney fees allowed AMOUNT DUE AND CLAIMED TO BE by law, subject to redemption within D U E A S O F D A T E O F N O T I C E : six (6) months from the date of said $281,063.54 sale by the mortgagor(s), their perTHAT all pre-foreclosure require- sonal representatives or assigns. ments have been complied with; that If the Mortgage is not reinstated no action or proceeding has been insti- under Minn. Stat. §580.30 or the proptuted at law or otherwise to recover the erty is not redeemed under Minn. Stat. debt secured by said mortgage, or any §580.23, the Mortgagor must vacate part thereof; the property on or before 11:59 p.m. on PURSUANT to the power of sale con- August 24, 2012, or the next business t a i n e d i n s a i d m o r t g a g e , t h e day if August 24, 2012 falls on a Saturabove-described property will be sold day, Sunday or legal holiday. by the Sheriff of said county as folMortgagor(s) released from financial lows: obligation: NONE DATE AND TIME OF SALE: February THIS COMMUNICATION IS FROM 24, 2012 at 10:00 AM A DEBT COLLECTOR ATTEMPTPLACE OF SALE: Dakota County ING TO COLLECT A DEBT. ANY Law Enforcement Center, 1580 High- INFORMATION OBTAINED WILL BE way 55, Lobby S-100, Hastings, Minne- USED FOR THAT PURPOSE. sota THE RIGHT TO VERIFICATION OF to pay the debt secured by said mort- THE DEBT AND IDENTITY OF THE gage and taxes, if any, on said pre- ORIGINAL CREDITOR WITHIN THE mises and the costs and disburse- T I M E P R O V I D E D B Y L A W I S N O T ments, including attorney fees allowed AFFECTED BY THIS ACTION. by law, subject to redemption within THE TIME ALLOWED BY LAW FOR six (6) months from the date of said REDEMPTION BY THE MORTGAGOR, sale by the mortgagor(s), their per- THE MORTGAGOR'S PERSONAL REPsonal representatives or assigns. RESENTATIVES OR ASSIGNS, MAY BE If the Mortgage is not reinstated REDUCED TO FIVE WEEKS IF A JUDIunder Minn. Stat. §580.30 or the prop- CIAL ORDER IS ENTERED UNDER erty is not redeemed under Minn. Stat. MINNESOTA STATUTES, SECTION §580.23, the Mortgagor must vacate 5 8 2 . 0 3 2 , D E T E R M I N I N G , A M O N G the property on or before 11:59 p.m. on OTHER THINGS, THAT THE MORTAugust 24, 2012, or the next business GAGED PREMISES ARE IMPROVED day if August 24, 2012 falls on a Satur- WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT day, Sunday or legal holiday. Mortgagor(s) released from financial PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. obligation: NONE DATED: January 12, 2012 THIS COMMUNICATION IS FROM ASSIGNEE OF MORTGAGEE: A DEBT COLLECTOR ATTEMPTNationstar Mortgage, LLC ING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE Wilford, Geske & Cook P.A. Attorneys for Assignee of Mortgagee USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF Lawrence A. Wilford THE DEBT AND IDENTITY OF THE James A. Geske ORIGINAL CREDITOR WITHIN THE 8425 Seasons Parkway, Suite 105 T I M E P R O V I D E D B Y L A W I S N O T Woodbury, MN 55125-4393 (651) 209-3300 AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR File Number: 021790F03 1/12-2/16/12 REDEMPTION BY THE MORTGAGOR, 2873758 THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDINOTICE OF MORTGAGE CIAL ORDER IS ENTERED UNDER FORECLOSURE SALE MINNESOTA STATUTES, SECTION NOTICE IS HEREBY GIVEN that 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORT- default has occurred in the conditions GAGED PREMISES ARE IMPROVED of the following described mortgage: DATE OF MORTGAGE: July 15, 2005 WITH A RESIDENTIAL DWELLING OF ORIGINAL PRINCIPAL AMOUNT OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL MORTGAGE: $137,120.00 MORTGAGOR(S): Kristopher L. PRODUCTION, AND ARE ABANDONED. Kruger and Lisa A. Kruger, husband DATED: January 12, 2012 and wife ASSIGNEE OF MORTGAGEE: MORTGAGEE: Mortgage Electronic BANK OF AMERICA, N.A., S U C C E S S O R B Y M E R G E R T O Registration Systems, Inc., as nomiBAC HOME LOANS SERVICING nee for Timberland Mortgage Services, LP FKA COUNTRYWIDE HOME Inc. its successors and assigns DATE AND PLACE OF RECORDING: LOANS SERVICING LP Recorded: July 26, 2005 Dakota Wilford, Geske & Cook P.A. County Recorder Attorneys for Assignee of Mortgagee Document Number: 2343955 Lawrence A. Wilford ASSIGNMENTS OF MORTGAGE: James A. Geske And assigned to: THE BANK OF NEW 8425 Seasons Parkway, Suite 105 YORK MELLON FKA THE BANK OF Woodbury, MN 55125-4393 YORK, AS TRUSTEE FOR THE NEW (651) 209-3300 CERTIFICATEHOLDERS OF CWALT, File Number: 022594F01 2873721 1/12-2/16/12 I N C . , A L T E R N A T I V E L O A N T R U S T 2 0 0 5 - 4 7 C B , M O R T G A G E PASS-THROUGH CERTIFICATES, SERIES 2005-47CB Dated: July 01, 2011 NOTICE OF MORTGAGE Recorded: July 26, 2011 Dakota FORECLOSURE SALE N O T I C E I S H E R E B Y G I V E N t h a t County Recorder Document Number: 2811573 default has occurred in the conditions Transaction Agent: Mortgage Elecof the following described mortgage: DATE OF MORTGAGE: September tronic Registration Systems, Inc. Transaction Agent Mortgage Identifi21, 2006 ORIGINAL PRINCIPAL AMOUNT OF cation Number: 1003215-0001150186-2 Lender or Broker: Timberland MortMORTGAGE: $102,200.00 MORTGAGOR(S): Ann Roach, unmar- gage Services, Inc. Residential Mortgage Servicer: Bank ried MORTGAGEE: Mortgage Electronic of America, N.A. Mortgage Originator: Not Applicable Registration Systems, Inc., as nomiCOUNTY IN WHICH PROPERTY IS nee for GMAC Mortgage Corporation DBA ditech.com, its successors and LOCATED: Dakota Property Address: 3821 Laurel Ct, assigns Eagan, MN 55122-1622 DATE AND PLACE OF RECORDING: Tax Parcel ID Number: Recorded: July 24, 2007 Dakota 10-14991-01-090 County Recorder LEGAL DESCRIPTION OF PROPDocument Number: 2532440 ERTY: Lot 9, Block 1, Briar Hill 2nd ASSIGNMENTS OF MORTGAGE: And assigned to: Nationstar Mort- Addition gage, LLC AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: Dated: October 03, 2011 Transaction Agent: Mortgage Elec- $161,310.88 tronic Registration Systems, Inc. THAT all pre-foreclosure requireTransaction Agent Mortgage Identifi- ments have been complied with; that no action or proceeding has been instication Number: 100037506562469941 Lender or Broker: GMAC Mortgage tuted at law or otherwise to recover the debt secured by said mortgage, or any Corporation DBA ditech.com Residential Mortgage Servicer: �� Nationstar Mortgage, LLC

PUBLIC NOTICE

�� August �� 24, 2012, or the next business day if August 24, 2012 falls on a Satur�� debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: February 24, 2012 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on August 24, 2012, or the next business day if August 24, 2012 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: January 12, 2012 ASSIGNEE OF MORTGAGEE: THE BANK OF NEW YORK MELLON FKA THE BANK OF NEW YORK, AS TRUSTEE FOR THE CERTIFICATEHOLDERS OF CWALT, INC., ALTERNATIVE LOAN TRUST 2005-47CB, MORTGAGE PASS-THROUGH CERTIFICATES, SERIES 2005-47CB Wilford, Geske & Cook P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 023472F01 2870315 1/12-2/16/12

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: October 26, 2006 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $160,000.00 MORTGAGOR(S): Oksana Mironov FKA Oksana Afanasyev and Dmitri Mironov, wife and husband MORTGAGEE: Bank of America, N.A. DATE AND PLACE OF RECORDING: Recorded: November 29, 2006 Dakota County Recorder Document Number: 2478263 Transaction Agent: Not Applicable Transaction Agent Mortgage Identification Number: Not Applicable Lender or Broker: Bank of America, N.A. Residential Mortgage Servicer: Bank of America, N.A. Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 20601 Claire Ct, Farmington, MN 55024-1471 Tax Parcel ID Number: 14-48703-05-091 LEGAL DESCRIPTION OF PROPERTY: Unit No. 91, CIC No. 319, a Condominium, Middle Creek Condominium, Dakota County, Minnesota. AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $154,608.21 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: February 24, 2012 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on August 24, 2012, or the next business

day, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: January 12, 2012 MORTGAGEE: Bank of America, N.A., as successor by merger to BAC Home Loans Servicing, LP Wilford, Geske & Cook P.A. Attorneys for Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 023537F01 2873707 1/12-2/16/12

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: November 18, 2002 MORTGAGORS: Anita L. Rockwell and Thomas J. Rockwell, Wife and Husband. MORTGAGEE:Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Registered April 23, 2003, Dakota County Registrar of Titles, Document No. 496794, Certificate of Title No. 103431. ASSIGNMENTS OF MORTGAGE: Assigned to: JPMorgan Chase Bank, National Association s/b/m to Chase Home Finance LLC. Said Mortgage being Registered Land. TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100162500039170783 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Frontier Financial, Inc. RESIDENTIAL MORTGAGE SERVICER: JPMorgan Chase Bank, National Association MORTGAGED PROPERTY ADDRESS: 871 Betty Lane, Eagan, MN 55123 TAX PARCEL I.D. #: 106310003001 LEGAL DESCRIPTION OF PROPERTY: Lot Three (3), Block One (1), Red Oaks COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $300,700.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $181,479.53 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: March 8, 2012 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within twelve (12) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on March 8, 2013, unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER

CIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: January 6, 2012. JPMorgan Chase Bank, National Association Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 30-10257 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2882908 1/19-2/23/12

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: November 23, 2009 MORTGAGORS: Scott Ausmus and Holly Ausmus, Husband and wife. MORTGAGEE:Mortgage Electronic Registration Systems, Inc.. DATE AND PLACE OF RECORDING: Recorded December 18, 2009, Dakota County Recorder, Document No. 2703229. ASSIGNMENTS OF MORTGAGE: Assigned to: U.S. Bank National Association. TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100249120000270319 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Marketplace Home Mortgage, LLC RESIDENTIAL MORTGAGE SERVICER: U.S. Bank Home Mortgage MORTGAGED PROPERTY ADDRESS: 15755 Hannover Path, St. Paul, MN 55124 TAX PARCEL I.D. #: 014910501110 LEGAL DESCRIPTION OF PROPERTY: Lot 11, Block 1, Morningview Sixth Addition, Dakota County, Minnesota. COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $288,666.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $295,919.61 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: March 1, 2012 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on September 4, 2012, unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: January 5, 2012. U.S. Bank National Association Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 19-3165 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2882775 1/19-2/23/12

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: April 28, 2010 MORTGAGOR:M a r i a D e l R e a l , A Single Person. MORTGAGEE: Homeservices Lending, LLC Series A DBA Edina Realty Mortgage. DATE AND PLACE OF RECORDING: Recorded June 9, 2010, Dakota County Recorder, Document No. 2734512. ASSIGNMENTS OF MORTGAGE: Assigned to: Wells Fargo Bank, N.A.. And thereafter assigned to: Minnesota Housing Finance Agency. And thereafter assigned to: Wells Fargo Bank, N.A.. And thereafter assigned to: U.S. Bank National Association. TRANSACTION AGENT: NONE TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: NONE LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Homeservices Lending, LLC Series A DBA Edina Realty Mortgage RESIDENTIAL MORTGAGE SERVICER: U.S. Bank Home Mortgage MORTGAGED PROPERTY ADDRESS: 617 10TH Street, Farmington, MN 55024 T A X P A R C E L I . D . # : 14-22501-03-040 LEGAL DESCRIPTION OF PROPERTY: Lot 4, Block 3 East Farmington Second Addition, Dakota County, Minnesota. COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $142,080.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $150,524.43 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: March 22, 2012 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on September 24, 2012, unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: January 23, 2012. U.S. Bank National Association Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 19-3468 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2894677 2/2-3/8/12

PUBLIC NOTICE

MORTGAGEE: Mortgage Electronic Registration Systems, Inc.. DATE AND PLACE OF RECORDING: Registered September 15, 2005, Dakota County Registrar of Titles, Document No. 574446, Certificate of Title No. 137489. ASSIGNMENTS OF MORTGAGE: Assigned to: U. S. Bank National Association. Said Mortgage being Registered Land. TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100021278104475608 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Pioneer Mortgage Corporation RESIDENTIAL MORTGAGE SERVICER: U.S. Bank Home Mortgage MORTGAGED PROPERTY ADDRESS: 3780 Upper 71st Street East, Inver Grove Heights, MN 55076 T A X P A R C E L I . D . # : 20-71155-020-06 LEGAL DESCRIPTION OF PROPERTY: Lot Two (2) in Block Six (6) of South Grove No. 6, According to the recorded plat thereof, Dakota County, Minnesota. COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $220,255.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $287,580.63 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: March 6, 2012 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on September 6, 2012, unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: January 6, 2012. U.S. Bank National Association Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 19-3359 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2882839 1/19-2/23/12

PUBLIC NOTICE

LENDER OR BROKER AND MORT GAGE ORIGINATOR STATED ON MORTGAGE: U.S. Bank National Association RESIDENTIAL MORTGAGE SERVICER: U.S. Bank Home Mortgage MORTGAGED PROPERTY ADDRESS: 1800 Covington Lane, Eagan, MN 55122 TAX PARCEL I.D. #: 106398415040 LEGAL DESCRIPTION OF PROPERTY: Lot 4, Block 15, in Ridgecliffe Fifth Addition, Dakota County, Minnesota. COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $167,674.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $182,283.95 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: March 9, 2012 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on September 10, 2012, unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: January 11, 2012. U.S. Bank National Association Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 19-2763 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2882848 1/19-2/23/12

PUBLIC NOTICE

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LOCATED: Dakota THE AMOUNT CLAIMED TO BE DUE ON THE MORTGAGE ON THE DATE OF THE NOTICE: Three Hundred Twelve Thousand Two Hundred Forty-Two and 31/100 ($312,242.31) THAT no action or proceeding has been instituted at law to recover the debt secured by said mortgage, or any part thereof; that there has been compliance with all pre-foreclosure notice and acceleration requirements of said mortgage, and/or applicable statutes; PURSUANT, to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: 10:00 AM on March 6, 2012 PLACE OF SALE: S h e r i f f ` s M a i n Office, Law Enforcement Center, 1580 Highway 55, Hastings MN 55033-2343 to pay the debt then secured by said mortgage and taxes, if any actually paid by the mortgagee, on the premises and the costs and disbursements allowed by law. The time allowed by law for redemption by said mortgagor(s), their personal representatives or assigns is 6.00 months from the date of sale. If Mortgage is not reinstated under Minn. Stat. 580.30 or the property is not redeemed under Minn. Stat. 580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on September 6, 2012, or the next business day if September 6, 2012 falls on a Saturday, Sunday or legal holiday. "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR`S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: January 19, 2012 HSBC Bank USA, N.A., as Trustee on behalf of ACE Securities Corp. Home Equity Loan Trust and for the registered holders of ACE Securities Corp. Home Equity Loan Trust, Series 2006-ASAP3, Asset Backed Pass-Through Certificates Randall S. Miller & Associates, PLLC Attorneys for Assignee of Mortgage/ Mortgagee One Financial Plaza, 120 South Sixth Street, Suite 1100 Minneapolis, MN 55402 Phone: 612-573-3677 Our File No. 11MN00086-2 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. ASAP# 4175461 01/19/2012, 01/26/2012, 02/02/2012, 02/09/2012, 02/16/2012, 02/23/2012 2878702 1/19-2/23/12

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE Date: January 11, 2012 YOU ARE NOTIFIED THAT: 1. Default has occurred in the conditions of that certain Combination First Mortgage and Security Agreement and Fixture Financing Statement and Assignment of Leases and Rents dated July 16, 2007, executed by RoMar Enterprises, LLC, a Minnesota limited liability company, as Mortgagor, to Key Community Bank, a Minnesota banking corporation, as Mortgagee, filed for record July 17, 2007 as Document Number 2530907 in the Office of the County Recorder of Dakota County, Minnesota. The land described in the Mortgage is not registered land. 2. The Mortgage has not been as 3. The original principal amount secured by the Mortgage was $1,013,000.00. 4. No action or proceeding at law is now pending to recover the debt secured by the Mortgage, or any part thereof. 5. The holder of the Mortgage has complied with all conditions precedent to acceleration of the debt secured by the Mortgage and foreclosure of the Mortgage, and all notice and other requirements of applicable statutes. 6. A t t h e d a t e o f t h i s n o t i c e t h e amount due on the Mortgage, and taxes, paid by the holder of the Mortgage is $537,182.29. 7. Pursuant to the power of sale in the Mortgage, the Mortgage will be foreclosed, and the land described as follows: Lot 6, Block 2, Hastings Industrial Park No. 7, Dakota County, Minnesota. TOGETHER WITH all estates and rights in and to such real property and in and to lands lying in streets, alleys and roads adjoining such real property and all buildings, structures, improvements, fixtures and annexations, access rights, easements, rights of way or use, servitudes, licenses, tenements, hereditaments and appurtenances now or hereafter belonging or pertaining to such real property and together with all buildings, equipment, fixtures, improvements, building supplies and materials and personal property now owned or hereafter acquired and now or hereafter attached to, located in, placed in or necessary to the use of the improvements on such real property, including, but without being limited to all machinery, fittings, fixtures,

to all machinery, fittings, fixtures, apparatus, equipment or articles used to supply heating, gas, electricity, air conditioning, water, light, waste disposal, power, refrigeration, ventilation, and fire and sprinkler protection, as well as all elevators, escalators, overhead cranes, hoists and assists, and the like, and all furnishings, supplies, draperies, maintenance and repair equipment, floor coverings, appliances, screens, storm windows, blinds, awnings, shrubbery and plants, as well as renewals, replacements, proceeds, additions, accessories, increases, parts, fittings and substitutes thereof. will be sold by the Sheriff of Dakota County, Minnesota, at public auction on Wednesday, March 7, 2012 at 10:00 a.m., at the Law Enforcement Center, 1580 Highway 55, Hastings, Minnesota 55033. 8. T h e t i m e a l l o w e d b y l a w f o r redemption by Mortgagor or Mortgagor's personal representatives or assigns is twelve (12) months after the date of sale. 9. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. 10. T H I S C O M M U N I C A T I O N I S FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. 11. RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. Key Community Bank By David A. Bjerknes Its Senior Vice President Lender Attorney for Lender: James F. Christoffel Christoffel & Elliott, P.A. 1111 UBS Plaza 444 Cedar Street St. Paul, Minnesota 55101-2129 2879086 1/19-2/23/12

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: April 05, 2006 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $212,000.00 MORTGAGOR(S): Herbert F. Jellum, a single person MORTGAGEE: Mortgage Electronic Registration Systems, Inc. as nominee for Prime Mortgage Corporation, its successors and assigns DATE AND PLACE OF RECORDING: Recorded: May 30, 2006 Dakota County Recorder Document Number: 2433271 ASSIGNMENTS OF MORTGAGE: And assigned to: Nationstar Mortgage, LLC Dated: December 19, 2011 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100103210000133321 Lender or Broker: Prime Mortgage Corporation Residential Mortgage Servicer: Nationstar Mortgage, LLC Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 17366 Ithaca Ct, Lakeville, MN 55044-8742 Tax Parcel ID Number: 22-13201-04-080 LEGAL DESCRIPTION OF PROPERTY: Lot Eight (8), Block Four (4), Barrett Second Addition, Dakota County, Minnesota AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $205,844.94 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: March 02, 2012 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on September 04, 2012, or the next business day if September 04, 2012 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE

obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: January 19, 2012 ASSIGNEE OF MORTGAGEE: Nationstar Mortgage, LLC Wilford, Geske & Cook P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 023372F01 2876975 1/19-2/23/12

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: J a n u a r y 3 1 , 2007 MORTGAGORS: G i l b e r t o Y b a r r a A/K/A Gilbert Ybarra and Estela S. Ybarra, husband and wife. MORTGAGEE: J P M o r g a n C h a s e Bank, N.A. DATE AND PLACE OF RECORDING: Recorded February 16, 2007, Dakota County Recorder, Document No. 2497323. ASSIGNMENTS OF MORTGAGE: Assigned to: JPMorgan Chase Bank, National Association s/b/m to Chase Home Finance LLC. TRANSACTION AGENT: NONE TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: NONE LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: JPMorgan Chase Bank, N.A. RESIDENTIAL MORTGAGE SERVICER: JPMorgan Chase Bank, National Association MORTGAGED PROPERTY ADDRESS: 13020 Welcome Lane, Burnsville, MN 55337 T A X P A R C E L I . D . # : 02-56600-110-01 LEGAL DESCRIPTION OF PROPERTY: Lot 11, Block 1, Parkwood South 1st Addition, according to the recorded plat thereof, Dakota County, Minnesota. COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $232,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $268,828.12 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: March 9, 2012 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on September 10, 2012, unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED

GAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: January 10, 2012. JPMorgan Chase Bank, National Association Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 30-7208 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2882897 1/19-2/23/12

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: M a r c h 2 1 , 2003 MORTGAGORS: Steven A. Heibel and Kim L. Heibel, husband and wife. MORTGAGEE:Mortgage Electronic Registration Systems, Inc.. DATE AND PLACE OF RECORDING: Recorded May 9, 2003, Dakota County Recorder, Document No. 2044672. ASSIGNMENTS OF MORTGAGE: Assigned to: CitiMortgage, Inc. TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100154060000002416 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: American Residential Mortgage, LP RESIDENTIAL MORTGAGE SERVICER: CitiMortgage, Inc. MORTGAGED PROPERTY ADDRESS: 991 Livingston Avenue, West Saint Paul, MN 55118 T A X P A R C E L I . D . # : 42-48100-110-07 LEGAL DESCRIPTION OF PROPERTY: LOT 11, BLOCK 7, B. MICHEL'S ADDITION TO WEST ST. PAUL, ACCORDING TO THE PLAT THEREOF. COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $136,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $146,976.13 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: March 20 , 2012 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on _September 20, 2012_____________________, unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: January 19, 2012. CitiMortgage, Inc. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 10-2253 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2894603 2/2-3/8/12

�� ional MORTGAGEE: U . S . �� B a�� n k N a t��

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: M a r c h 6 , 2008 MORTGAGORS: Sunil Ramlall and Dhanmati Ramlall, Wife and Husband. MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded March 18, 2008, Dakota County Recorder, Document No. 2578358. ASSIGNMENTS OF MORTGAGE: Assigned to: JPMorgan Chase Bank, National Association s/b/m to Chase Home Finance LLC. TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100020410001825160 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: DHI Mortgage Company Limited Partnership RESIDENTIAL MORTGAGE SERVICER: JPMorgan Chase Bank, National Association MORTGAGED PROPERTY ADDRESS: 14233 Avalon Path, Rosemount, MN 55068 TAX PARCEL I.D. #: 341470310804 LEGAL DESCRIPTION OF PROPERTY: Unit Number 0804, Bloomfield Quad Townhomes, Common Interest Community Number 367, Dakota County, Minnesota COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $175,500.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $190,057.61 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: March 15, 2012 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on September 17, 2012, unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: January 16, 2012. JPMorgan Chase Bank, National Association Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 30-10695 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2889108 1/26-3/1/12

PUBLIC NOTICE

Association. DATE AND PLACE OF RECORDING: Recorded November 14, 2003, Dakota County Recorder, Document No. 2140489. ASSIGNMENTS OF MORTGAGE: NONE TRANSACTION AGENT: NONE TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: NONE LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: U.S. Bank National Association RESIDENTIAL MORTGAGE SERVICER: U.S. Bank Home Mortgage MORTGAGED PROPERTY ADDRESS: 254 20TH Avenue South, South Saint Paul, MN 55075 T A X P A R C E L I . D . # : 36-53600-08-180 LEGAL DESCRIPTION OF PROPERTY: EXHIBIT A Lots Fourteen (14), Fifteen (15), Sixteen (16), Seventeen (17) and the South Seven (7) feet of Lots Thirteen (13) and Eighteen (18), all in Block Eight (8), Oak View Addition to South St. Paul, together with that portion of the vacated alley which accrued thereto by reason of the vacation thereof, according to the recorded plat thereof on file and of record in the office of the Register of Deeds, Dakota County, Minnesota. COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $196,800.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE:$204,276.32 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: March 9, 2012 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on September 10, 2012, unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: January 10, 2012. U.S. Bank National Association Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 19-3272 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2882865 1/19-2/23/12

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: September 30, 2005 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $196,000.00 MORTGAGOR(S): James T. Anderson and Ronica E. Anderson, husband and wife MORTGAGEE: America's Wholesale Lender DATE AND PLACE OF REGISTERING: Registered: October 21, 2005 Dakota County Registrar of Titles Document Number: 577392 ASSIGNMENTS OF MORTGAGE: And assigned to: The Bank Of New York Mellon FKA The Bank Of New York As Trustee For The Certificateholders Of The CWABS, Inc., Asset-Backed Certificates, Series 2005-AB4

��

�� COUNTY �� IN WHICH PROPERTY LOCATED: Dakota �� 2005 AB4 Dated: January 11, 2012 Transaction Agent: Not Applicable Transaction Agent Mortgage Identification Number: Not Applicable Lender or Broker: America's Wholesale Lender Residential Mortgage Servicer: Bank of America, N.A. Mortgage Originator: Not Applicable CERTIFICATE OF TITLE NUMBER: 104847 COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 13607 Fordham Ave, Apple Valley, MN 55124-4122 Tax Parcel ID Number: 01.31000.500.05 LEGAL DESCRIPTION OF PROPERTY: Lot 50, Block 5, in Greenleaf First Addition according to the plat thereof, Dakota County, Minnesota. AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $235,375.39 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; that this is registered property; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: March 02, 2012 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on September 04, 2012, or the next business day if September 04, 2012 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: January 19, 2012 ASSIGNEE OF MORTGAGEE: The Bank Of New York Mellon FKA The Bank Of New York As Trustee For The Certificateholders Of The CWABS, Inc., Asset-Backed Certificates, Series 2005-AB4 Wilford, Geske & Cook P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 017234F02 2880979 1/19-2/23/12

PUBLIC NOTICE

ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $162,623.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $183,989.57 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: March 8, 2012 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on September 10, 2012, unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: January 10, 2012. U.S. Bank National Association Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 19-3344 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2882783 1/19-2/23/12

PUBLIC NOTICE

2012 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on September 10, 2012, unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: January 10, 2012. U.S. Bank National Association Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 19-3261 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2882892 1/19-2/23/12

PUBLIC NOTICE

11:59 p.m. on September 10, 2012, unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: January 10, 2012. U.S. Bank National Association Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 19-3302 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2882857 1/19-2/23/12

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: July 27, 2007 MORTGAGOR: R e v a G . N e l s o n , A Single Person. MORTGAGEE: Mortgage Electronic Registration Systems, Inc.. DATE AND PLACE OF RECORDING: Recorded August 3, 2007, Dakota County Recorder, Document No. 2535130. ASSIGNMENTS OF MORTGAGE: Assigned to: U.S. Bank National Association. TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100021268000959789 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: First Residential Mortgage Corporation RESIDENTIAL MORTGAGE SERVICER: U.S. Bank Home Mortgage MORTGAGED PROPERTY ADDRESS: 14532 Florissant Path, Apple Valley, MN 55124 T A X P A R C E L I . D . # : 01-83612-40-020 LEGAL DESCRIPTION OF PROPERTY: Unit Number 4020, Common Interest Community Number 442, Midtown Place Condominium COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $209,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $211,113.76 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: March 6, 2012 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on September 6, 2012, unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: January 6, 2012.

Dated: January 6, 2012. U.S. Bank National Association Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 19-3230 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2882852 1/19-2/23/12

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN: That default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: August 20, 2004 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $104,000.00 MORTGAGOR(S): Julie K. Kervina A Single Person MORTGAGEE: Argent Mortgage Company, LLC SERVICER: Ocwen Loan Servicing, LLC LENDER: Argent Mortgage Company, LLC. DATE AND PLACE OF FILING: Dakota County Minnesota, Recorder , on September 16, 2004, as Document No. 2248185. ASSIGNED TO: WELLS FARGO BANK, N.A., as Trustee POOLING AND SERVICING AGREEMENT Dated as of October 1, 2004 Asset-Backed Pass-Through Certificates Series 2004-MHQ1 Dated: August 25, 2004 , and recorded December 15, 2011 by Document No. 2836847 . LEGAL DESCRIPTION OF PROPERTY: Lot 9, Block 2, Broback Third Addition to the City of Rosemount, Dakota County, Minnesota. PROPERTY ADDRESS: 4212 147th Street West, Rosemount, MN 55068 PROPERTY I.D: 341520202090 COUNTY IN WHICH PROPERTY IS LOCATED: Dakota THE AMOUNT CLAIMED TO BE DUE ON THE MORTGAGE ON THE DATE OF THE NOTICE: Ninety-Nine Thousand Eight Hundred Twenty-Four and 14/100 ($99,824.14) THAT no action or proceeding has been instituted at law to recover the debt secured by said mortgage, or any part thereof; that there has been compliance with all pre-foreclosure notice and acceleration requirements of said mortgage, and/or applicable statutes; PURSUANT, to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: 10:00 AM on March 13, 2012 PLACE OF SALE: Sheriff`s M a i n Office, Law Enforcement Center, 1580 Highway 55, Hastings MN 55033-2343 to pay the debt then secured by said mortgage and taxes, if any actually paid by the mortgagee, on the premises and the costs and disbursements allowed by law. The time allowed by law for redemption by said mortgagor(s), their personal representatives or assigns is 6.00 months from the date of sale. If Mortgage is not reinstated under Minn. Stat. 580.30 or the property is not redeemed under Minn. Stat. 580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on September 13, 2012, or the next business day if September 13, 2012 falls on a Saturday, Sunday or legal holiday. "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR`S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: January 26, 2012 WELLS FARGO BANK, N.A., as Trustee POOLING AND SERVICING AGREEMENT Dated as of October 1, 2004 Asset-Backed Pass-Through Certificates Series 2004-MHQ1 Randall S. Miller & Associates, PLLC Attorneys for Assignee of Mortgage/ Mortgagee One Financial Plaza, 120 South Sixth Street, Suite 1100 Minneapolis, MN 55402 Phone: 612-573-3677 Our File No. 11MN00725-1 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. ASAP# 4178398 01/26/2012, 02/02/2012, 02/09/2012, 02/16/2012, 02/23/2012, 03/01/2012 2885542 1/26-3/1/12

PUBLIC NOTICE

1998 MORTGAGORS: Jeffrey R. Wiegand and Carolyn M. Wiegand, husband and wife. MORTGAGEE: D i s c o v e r M o r t g a g e Corporation. DATE AND PLACE OF RECORDING: Recorded May 19, 1998, Dakota County Recorder, Document No. 1501604. ASSIGNMENTS OF MORTGAGE: Assigned to: Standard Federal Bank. And thereafter assigned to: CitiMortgage, Inc.. TRANSACTION AGENT: NONE TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: NONE LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Discover Mortgage Corporation RESIDENTIAL MORTGAGE SERVICER: CitiMortgage, Inc. MORTGAGED PROPERTY ADDRESS: 8724 Highwood Way, Apple Valley, MN 55124 T A X P A R C E L I . D . # : 01-33901-030-01 LEGAL DESCRIPTION OF PROPERTY: Lot 3, Block 1, Hunters Wood Second Addition. Dakota County COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $160,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $132,190.15 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: March 15, 2012 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on September 17, 2012, unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: January 12, 2012. CitiMortgage, Inc. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 10-6822 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2882806 1/19-2/23/12

PUBLIC NOTICE

��

MORTGAGE: Advisor's Mortgage, LLC RESIDENTIAL MORTGAGE SERVICER: CitiMortgage, Inc. MORTGAGED PROPERTY ADDRESS: 18268 Echo Drive, Farmington, MN 55024 TAX PARCEL I.D. #: 141950602020 LEGAL DESCRIPTION OF PROPERTY: Lot 2, Block 2, Dakota County Estates 7th Addition, Dakota County, Minnesota COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $196,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $180,396.25 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: March 9, 2012 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on September 10, 2012, unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: January 11, 2012. CitiMortgage, Inc. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 10-6793 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2882660 1/19-2/23/12

PUBLIC NOTICE

That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: March 16, 2012 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on September 17, 2012, unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: January 17, 2012. CitiMortgage, Inc. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 10-6831 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2889024 1/26-3/1/12

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: January 02, 2007 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $212,744.00 MORTGAGOR(S): Michael J. Ertresvaag and Amy J. Ertresvaag, husband and wife MORTGAGEE: Mortgage Electronic Registration Systems, Inc., as nominee for Cornerstone Mortgage Company, its successors and assigns DATE AND PLACE OF RECORDING: Recorded: January 26, 2007 Dakota County Recorder Document Number: 2491778 ASSIGNMENTS OF MORTGAGE: And assigned to: Countrywide Bank, N.A. Dated: March 16, 2007 Recorded: April 02, 2007 Dakota County Recorder Document Number: 2506847 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 1001770-5050002684-4 Lender or Broker: Cornerstone Mortgage Company Residential Mortgage Servicer: Bank of America, N.A. Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 17095 Foliage Ave, Farmington, MN 55024-9213 Tax Parcel ID Number: 22-20850-05-150 LEGAL DESCRIPTION OF PROPERTY: Lot 15, Block 5, Dodd Park, Dakota County, Minnesota AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $260,004.78 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: March 09, 2012 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated

If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on September 10, 2012, or the next business day if September 10, 2012 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: January 26, 2012 ASSIGNEE OF MORTGAGEE: Bank of America, N.A., successor by merger with Countrywide Bank, FSB fka Countrywide Bank, N.A. Wilford, Geske & Cook P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 023822F01 2888367 1/26-3/1/12

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: June 26, 2008 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $230,433.00 MORTGAGOR(S): Howard K. Sewell, married MORTGAGEE: Mortgage Electronic Registration Systems, Inc. as nominee for Countrywide Bank, FSB., its successors and assigns DATE AND PLACE OF RECORDING: Recorded: July 23, 2008 Dakota County Recorder Document Number: 2604117 ASSIGNMENTS OF MORTGAGE: And assigned to: BAC HOME LOANS SERVICING, LP FKA COUNTRYWIDE HOME LOANS SERVICING LP Dated: May 10, 2011 Recorded: June 03, 2011 Dakota County Recorder Document Number: 2803690 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 1001337-0003280641-9 Lender or Broker: Countrywide Bank, FSB Residential Mortgage Servicer: Bank of America, N.A. Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 17139 Eagleview Way, Farmington, MN 55024-7305 Tax Parcel ID Number: 22-44076-15-068 LEGAL DESCRIPTION OF PROPERTY: Unit No. 68, CIC No. 330, Lake Place, a condominium located in Dakota County, Minnesota. AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $251,858.43 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: March 09, 2012 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on September 10, 2012, or the next business day if September 10, 2012 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE

RESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: January 26, 2012 ASSIGNEE OF MORTGAGEE: BANK OF AMERICA, N.A. successor by merger to BAC HOME LOANS SERVICING, LP FKA COUNTRYWIDE HOME LOANS SERVICING LP Wilford, Geske & Cook P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 023832F01 2888408 1/26-3/1/12

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: September 20, 2005 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $305,000.00 MORTGAGOR(S): Maxwell A. Afram and Joyce S. Quarshie, husband and wife MORTGAGEE: Mortgage Electronic Registration Systems, Inc., as nominee for America's Wholesale Lender, its successors and assigns DATE AND PLACE OF RECORDING: Recorded: October 07, 2005 Dakota County Recorder Document Number: 2368561 ASSIGNMENTS OF MORTGAGE: And assigned to: The Bank Of New York Mellon FKA The Bank Of New York As Trustee For The Certificateholders Of The CWABS, Inc., Asset-Backed Certificates, Series 2005-17 Dated: May 05, 2011 Recorded: June 13, 2011 Dakota County Recorder Document Number: 2805150 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100015700057607976 Lender or Broker: America's Wholesale Lender Residential Mortgage Servicer: Bank of America, N.A. Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 14057 Belmont Trl, Rosemount, MN 55068-4964 Tax Parcel ID Number: 34-14501-03-090 LEGAL DESCRIPTION OF PROPERTY: Lot 9, Block 3, Biscayne Pointe Second Addition, Dakota County, Minnesota AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $309,443.65 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: September 30, 2011 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on March 30, 2012, or the next business day if March 30, 2012 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: August 18, 2011 ASSIGNEE OF MORTGAGEE: The Bank Of New York Mellon FKA The Bank Of New York As Trustee For The Certificateholders Of The CWABS, Inc., Asset-

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�� TO BE A B S , I n�� c . , A s s e t �� Of The CW AMOUNT�� DUE AND �� CLAIMED Backed Certificates, Series 2005-17 DUE AS OF DATE OF NOTICE: Wilford, Geske & Cook P.A. $221,872.32 Attorneys for Assignee of Mortgagee THAT all pre-foreclosure requireLawrence A. Wilford ments have been complied with; that no action or proceeding has been instiJames A. Geske tuted at law or otherwise to recover the 8425 Seasons Parkway, Suite 105 debt secured by said mortgage, or any Woodbury, MN 55125-4393 (651) 209-3300 part thereof; that this is registered File Number: 021875F01 property; PURSUANT to the power of sale conNOTICE OF POSTPONEMENT OF tained in said mortgage, the MORTGAGE FORECLOSURE SALE The above referenced sale scheduled above-described property will be sold for September 30, 2011 at 10:00 AM by the Sheriff of said county as folhas been postponed to October 31, lows: DATE AND TIME OF SALE: March 2011 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 02, 2012 at 10:00 AM Highway 55, Lobby S-100, Hastings, PLACE OF SALE: Dakota County Law Enforcement Center, 1580 HighMinnesota in said County and State. DATED: September 23, 2011 way 55, Lobby S-100, Hastings, MinneASSIGNEE OF MORTGAGEE: sota The Bank Of New York Mellon to pay the debt secured by said mortFKA The Bank Of New York As gage and taxes, if any, on said preTrustee For The Certificateholders mises and the costs and disburseOf The CWABS, Inc., Asset-Backed ments, including attorney fees allowed Certificates, Series 2005-17 by law, subject to redemption within NOTICE OF POSTPONEMENT OF six (6) months from the date of said sale by the mortgagor(s), their perMORTGAGE FORECLOSURE SALE The above referenced sale scheduled sonal representatives or assigns. for October 31, 2011 at 10:00 AM has If the Mortgage is not reinstated been postponed to December 01, 2011 under Minn. Stat. §580.30 or the propat 10:00 AM in the Dakota County Law erty is not redeemed under Minn. Stat. Enforcement Center, 1580 Highway 55, §580.23, the Mortgagor must vacate Lobby S-100, Hastings, Minnesota in the property on or before 11:59 p.m. on said County and State. September 04, 2012, or the next busiDATED: October 24, 2011 ness day if September 04, 2012 falls on ASSIGNEE OF MORTGAGEE: a Saturday, Sunday or legal holiday. The Bank Of New York Mellon Mortgagor(s) released from financial FKA The Bank Of New York As obligation: NONE Trustee For The Certificateholders THIS COMMUNICATION IS FROM Of The CWABS, Inc., Asset-Backed A DEBT COLLECTOR ATTEMPTCertificates, Series 2005-17 ING TO COLLECT A DEBT. ANY NOTICE OF POSTPONEMENT OF INFORMATION OBTAINED WILL BE MORTGAGE FORECLOSURE SALE USED FOR THAT PURPOSE. The above referenced sale scheduled THE RIGHT TO VERIFICATION OF for December 01, 2011 at 10:00 AM has THE DEBT AND IDENTITY OF THE been postponed to January 03, 2012 at ORIGINAL CREDITOR WITHIN THE 10:00 AM in the Dakota County Law T I M E P R O V I D E D B Y L A W I S N O T Enforcement Center, 1580 Highway 55, AFFECTED BY THIS ACTION. Lobby S-100, Hastings, Minnesota in THE TIME ALLOWED BY LAW FOR said County and State. REDEMPTION BY THE MORTGAGOR, DATED: November 27, 2011 THE MORTGAGOR'S PERSONAL REPASSIGNEE OF MORTGAGEE: RESENTATIVES OR ASSIGNS, MAY BE The Bank Of New York Mellon REDUCED TO FIVE WEEKS IF A JUDIFKA The Bank Of New York As CIAL ORDER IS ENTERED UNDER Trustee For The Certificateholders MINNESOTA STATUTES, SECTION Of The CWABS, Inc., Asset-Backed 5 8 2 . 0 3 2 , D E T E R M I N I N G , A M O N G Certificates, Series 2005-17 OTHER THINGS, THAT THE MORTNOTICE OF POSTPONEMENT OF GAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled LESS THAN FIVE UNITS, ARE NOT for January 03, 2012 at 10:00 AM has PROPERTY USED IN AGRICULTURAL been postponed to February 01, 2012 PRODUCTION, AND ARE ABANDONED. at 10:00 AM in the Dakota County Law DATED: January 19, 2012 Enforcement Center, 1580 Highway 55, ASSIGNEE OF MORTGAGEE: Lobby S-100, Hastings, Minnesota in Nationstar Mortgage LLC said County and State. Wilford, Geske & Cook P.A. DATED: December 14, 2011 Attorneys for Assignee of Mortgagee ASSIGNEE OF MORTGAGEE: Lawrence A. Wilford The Bank Of New York Mellon James A. Geske FKA The Bank Of New York As 8425 Seasons Parkway, Suite 105 Trustee For The Certificateholders Woodbury, MN 55125-4393 Of The CWABS, Inc., Asset-Backed (651) 209-3300 Certificates, Series 2005-17 File Number: 023384F01 NOTICE OF POSTPONEMENT OF 2881394 1/19-2/23/12 MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for February 01, 2012 at 10:00 AM has NOTICE OF MORTGAGE been postponed to March 07, 2012 at FORECLOSURE SALE 10:00 AM in the Dakota County Law THE RIGHT TO VERIFICATION Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN said County and State. THE TIME PROVIDED BY LAW IS DATED: January 25, 2012 NOT AFFECTED BY THIS ACTION. ASSIGNEE OF MORTGAGEE: NOTICE IS HEREBY GIVEN, that The Bank Of New York Mellon FKA The Bank Of New York As default has occurred in conditions of Trustee For The Certificateholders the following described mortgage: DATE OF MORTGAGE: July 22, 2009 Of The CWABS, Inc., Asset-Backed MORTGAGOR: Matthew J. Liffrig, a Certificates, Series 2005-17 single person. Wilford, Geske & Cook P.A. MORTGAGEE: Mortgage Electronic Attorneys for Assignee Of Mortgagee: Registration Systems, Inc. Lawrence A. Wilford DATE AND PLACE OF RECORDING: James A. Geske Recorded August 5, 2009, Dakota 8425 Seasons Parkway, Suite 105 County Recorder, Document No. Woodbury, MN 55125-4393 2676096. (651) 209-3300 ASSIGNMENTS OF MORTGAGE: File Number: 021875F01 Assigned to: Freedom Mortgage 2891984 2/2/12 Corporation. TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. NOTICE OF MORTGAGE TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON FORECLOSURE SALE N O T I C E I S H E R E B Y G I V E N t h a t MORTGAGE: 1000730-0083526442-5 default has occurred in the conditions LENDER OR BROKER AND MORTof the following described mortgage: GAGE ORIGINATOR STATED ON DATE OF MORTGAGE: August 31, MORTGAGE: Freedom Mortgage Cor2007 poration ORIGINAL PRINCIPAL AMOUNT OF RESIDENTIAL MORTGAGE SERMORTGAGE: $216,300.00 VICER: LoanCare, a Division of FNF MORTGAGOR(S): Adam J. Daly, a Servicing, Inc. single person and Nikolaus D. Boese, MORTGAGED PROPERTY ADDRESS: a single person 16417 Elm Creek Lane, Lakeville, MN MORTGAGEE: Mortgage Electronic 55044 Registration Systems, Inc. as nominee T A X P A R C E L I . D . # : for Minnesota Funding Group, its suc- 22-26702-15-034 cessors and assigns LEGAL DESCRIPTION OF PROPDATE AND PLACE OF REGISTER- ERTY: ING: Unit No. 05034, CIC No. 581, FieldRegistered: September 19, 2007 stone Creek Condominium, Dakota Dakota County Registrar of Titles County, Minnesota. Document Number: 617485 COUNTY IN WHICH PROPERTY IS ASSIGNMENTS OF MORTGAGE: LOCATED: Dakota And assigned to: Nationstar MortORIGINAL PRINCIPAL AMOUNT OF gage LLC MORTGAGE: $182,986.00 Dated: December 19, 2011 AMOUNT DUE AND CLAIMED TO BE Transaction Agent: Mortgage Elec- DUE AS OF DATE OF NOTICE, INCLUDtronic Registration Systems, Inc. ING TAXES, IF ANY, PAID BY MORTTransaction Agent Mortgage Identifi- GAGEE:$188,365.75 cation Number: 1003822-0501652955-5 That prior to the commencement of Lender or Broker: Minnesota Fund- this mortgage foreclosure proceeding ing Group Mortgagee/Assignee of Mortgagee comR e s i d e n t i a l M o r t g a g e S e r v i c e r : plied with all notice requirements as Nationstar Mortgage, LLC required by statute; That no action or Mortgage Originator: Not Applicable proceeding has been instituted at law CERTIFICATE OF TITLE NUMBER: o r o t h e r w i s e t o r e c o v e r t h e d e b t 149698 secured by said mortgage, or any part COUNTY IN WHICH PROPERTY IS thereof; LOCATED: Dakota PURSUANT to the power of sale conProperty Address: 6920 Casper Ave tained in said mortgage, the above E, Inver Grove Heights, MN 55076-2112 described property will be sold by the T a x P a r c e l I D N u m b e r : Sheriff of said county as follows: 20-71153-09-150 DATE AND TIME OF SALE: March 9, L E G A L D E S C R I P T I O N O F P R O P - 2012 at 10:00 AM ERTY: Lot Fifteen (15) in Block Nine PLACE OF SALE:Sheriff's Office, Law ( 9 ) o f S o u t h G r o v e N o . 4 , D a k o t a Enforcement Center, 1580 Hwy 55, County, Minnesota. AMOUNT DUE AND CLAIMED TO BE ��

PUBLIC NOTICE

�� u�� n l e s s t h e�� redemption period is reduced to 5 weeks under MN Stat. �� Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on September 10, 2012, unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: January 12, 2012. Freedom Mortgage Corporation Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 90-2527 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2882923 1/19-2/23/12

PUBLIC NOTICE

Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: January 10, 2012. U.S. Bank National Association Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 19-3419 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2882795 1/19-2/23/12

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: May 05, 2006 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $299,000.00 MORTGAGOR(S): Kit M. Beier and Kristine M. Beier, husband and wife MORTGAGEE: Mortgage Electronic Registration Systems, Inc. as nominee for American Equity Mortgage, Inc., its successors and assigns DATE AND PLACE OF RECORDING: Recorded: June 06, 2006 Dakota County Recorder Document Number: 2435355 ASSIGNMENTS OF MORTGAGE: And assigned to: THE BANK OF NEW YORK MELLON FKA THE BANK OF NEW YORK,AS TRUSTEE FOR THE CERTIFICATEHOLDERS OF THE CWABS, INC., ASSET-BACKED CERTIFICATES, SERIES 2006-13 Dated: October 26, 2011 Recorded: November 03, 2011 Dakota County Recorder Document Number: 2828536 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100267400005262819 Lender or Broker: American Equity Mortgage, Inc. Residential Mortgage Servicer: Specialized Loan Servicing Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 3461 Vista Ct, Hastings, MN 55033-3346 Tax Parcel ID Number: 19.64380.01.160 LEGAL DESCRIPTION OF PROPERTY: Lot Sixteen (16), Block One (1), Riverwood 6th Addition, according to the recorded plat thereof, and situate in Dakota County, Minnesota. AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $316,880.33 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: December 23, 2011 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on June 25, 2012, or the next business day if June 25, 2012 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED.

ARE ABANDONED. DATED: November 10, 2011 ASSIGNEE OF MORTGAGEE: THE BANK OF NEW YORK MELLON FKA THE BANK OF NEW YORK,AS TRUSTEE FOR THE CERTIFICATEHOLDERS OF THE CWABS, INC., ASSET-BACKED CERTIFICATES, SERIES 2006-13 Wilford, Geske & Cook P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 022689F01 NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for December 23, 2011 at 10:00 AM has been postponed to December 30, 2011 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State. DATED: December 02, 2011 ASSIGNEE OF MORTGAGEE: THE BANK OF NEW YORK MELLON FKA THE BANK OF NEW YORK,AS TRUSTEE FOR THE CERTIFICATEHOLDERS OF THE CWABS, INC., ASSET-BACKED CERTIFICATES, SERIES 2006-13 NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for December 30, 2011 at 10:00 AM has been postponed to January 30, 2012 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State. DATED: December 29, 2011 ASSIGNEE OF MORTGAGEE: THE BANK OF NEW YORK MELLON FKA THE BANK OF NEW YORK,AS TRUSTEE FOR THE CERTIFICATEHOLDERS OF THE CWABS, INC., ASSET-BACKED CERTIFICATES, SERIES 2006-13 NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for January 30, 2012 at 10:00 AM has been postponed to February 06, 2012 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State. DATED: January 19, 2012 ASSIGNEE OF MORTGAGEE: THE BANK OF NEW YORK MELLON FKA THE BANK OF NEW YORK,AS TRUSTEE FOR THE CERTIFICATEHOLDERS OF THE CWABS, INC., ASSET-BACKED CERTIFICATES, SERIES 2006-13 Wilford, Geske & Cook P.A. Attorneys for Assignee Of Mortgagee: Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 022689F01 2888021 2/2/12

PUBLIC NOTICE

allowed by law. The time allowed by law for redemption by said mortgagor(s), their personal representatives or assigns is 6.00 months from the date of sale. If Mortgage is not reinstated under Minn. Stat. 580.30 or the property is not redeemed under Minn. Stat. 580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on July 31, 2012, or the next business day if July 31, 2012 falls on a Saturday, Sunday or legal holiday. "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR`S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED." Dated: December 15, 2011 Deutsche Bank National Trust Company, as Trustee, for Carrington Home Equity Loan Trust, Series 2005-NC4 Asset-Backed Pass-Through Certificates Randall S. Miller & Associates, PLLC Attorneys for Assignee of Mortgage/ Mortgagee One Financial Plaza, 120 South Sixth Street, Suite 1100 Minneapolis, MN 55402 Phone: 612-573-3677 Our File No. 11MN00776-1 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. ASAP# 4151502 12/15/2011, 12/22/2011, 12/29/2011, 01/05/2012, 01/12/2012, 01/19/2012 NOTICE OF POSTPONEMENT OF FORECLOSURE SALE The above referenced sale scheduled for January 31, 2012 at 10:00 AM , has been postponed to March 6, 2012 at 10:00 AM, located at Sheriff`s Main Office, Law Enforcement Center, 1580 Highway 55, Hastings MN 55033-2343, Dakota Minnesota Dated: January 31, 2012 Deutsche Bank National Trust Company, as Trustee, for Carrington Home Equity Loan Trust, Series 2005-NC4 Asset-B a c k e d P a s s - T h r o u g h Certificates Jennifer K Fischer (0311248) Attorneys for Deutsche Bank National Trust Company, as Trustee, for Carrington Home Equity Loan Trust, Series 2005-NC4 Asset-Backed Pass-Through Certificates Randall S. Miller & Associates, PLLC One Financial Plaza, 120 South Sixth Street, Suite 1100 Minneapolis, MN 55402 (952) 232-0052 Our File No. 11MN00776-1 PURSUANT TO THE FAIR DEBT COLLECTION PRACTICES ACT, YOU ARE ADVISED THAT THIS OFFICE MAY BE DEEMED A DEBT COLLECTOR ANY INFORMATION OBTAINED MAY BE USED FOR THAT PURPOSE. THIS NOTICE IS REQUIRED BY THE PROVISIONS OF THE FAIR DEBT COLLECTION PRACTICES ACT AND DOES NOT IMPLY THAT WE ARE ATTEMPTING TO COLLECT MONEY FROM ANYONE WHO HAS DISCHARGED THE DEBT UNDER THE BANKRUPTCY LAWS OF THE UNITED STATES. ASAP# 4186668 02/02/2012 2893845 2/2/12

PUBLIC NOTICE

GAGEE: $183,253.87 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: March 22, 2012 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on September 24, 2012, unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: January 20, 2012. JPMorgan Chase Bank, National Association Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 30-9512 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2895878 2/2-3/8/12

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: February 23, 2006 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $244,000.00 MORTGAGOR(S): Shawn Knuth and Machelle Knuth husband and wife MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded: March 27, 2006 Dakota County Recorder Document Number: 2415634 ASSIGNMENTS OF MORTGAGE: And assigned to: Bank of New York Mellon fka The Bank of New York as Trustee for the Certificateholders CWALT, Inc., Alternative Loan Trust 2006-OC4, Mortgage Pass-Through Certificates, Series 2006-OC 4 Dated: July 14, 2010 Recorded: July 19, 2010 Dakota County Recorder Document Number: 2741247 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100077910005853763 Lender or Broker: Decision One Mortgage Company, LLC Residential Mortgage Servicer: Bank of America, N.A. Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 16611 Havelock Ct, Lakeville, MN 55044-6243 Tax Parcel ID Number: 22-32901.01.040 LEGAL DESCRIPTION OF PROPERTY: Lot 4, Block 1, Highview Heights 2nd Addition, Dakota County, Minnesota AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $292,170.87 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: July 01, 2011 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within

by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on January 01, 2012, or the next business day if January 01, 2012 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: May 19, 2011 ASSIGNEE OF MORTGAGEE: The Bank Of New York Mellon Fka The Bank Of New York, As Trustee For The Certificateholders Of CWALT, Inc., Alternative Loan Trust 2006-OC4, Mortgage PassThrough Certificates, Series 2006-OC4 Wilford, Geske & Cook P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 003946F03 NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for July 01, 2011 at 10:00 AM has been postponed to August 01, 2011 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State. DATED: June 27, 2011 ASSIGNEE OF MORTGAGEE: The Bank Of New York Mellon Fka The Bank Of New York, As Trustee For The Certificateholders Of CWALT, Inc., Alternative Loan Trust 2006-OC4, Mortgage Pass-Through Certificates, Series 2006-OC4 NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for August 01, 2011 at 10:00 AM has been postponed to September 01, 2011 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State. DATED: July 25, 2011 ASSIGNEE OF MORTGAGEE: The Bank Of New York Mellon Fka The Bank Of New York, As Trustee For T h e C e r t i f i c a t e h o l d e r s O f CWALT, Inc., Alternative Loan Trust 2006-OC4, Mortgage Pass-Through Certificates, Series 2006-OC4 NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for September 01, 2011 at 10:00 AM has been postponed to October 07, 2011 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State. DATED: August 23, 2011 ASSIGNEE OF MORTGAGEE: The Bank Of New York Mellon Fka The Bank Of New York, As Trustee For The Certificateholders Of CWALT, Inc., Alternative Loan Trust 2006-OC4, Mortgage Pass-Through Certificates, Series 2006-OC4 NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for October 07, 2011 at 10:00 AM has been postponed to December 02, 2011 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State. DATED: October 04, 2011 ASSIGNEE OF MORTGAGEE: The Bank Of New York Mellon Fka The Bank Of New York, As Trustee For T h e C e r t i f i c a t e h o l d e r s O f CWALT, Inc., Alternative Loan Trust 2006-OC4, Mortgage Pass-Through Certificates, Series 2006-OC4 NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for December 02, 2011 at 10:00 AM has been postponed to January 03, 2012 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State. DATED: November 08, 2011 ASSIGNEE OF MORTGAGEE: The Bank Of New York Mellon Fka The Bank Of New York, As Trustee For The Certificateholders Of CWALT, Inc., Alternative Loan Trust 2006-OC4, Mortgage Pass-Through Certificates, Series 2006-OC4

��

DAKOTA COUNTY TRIBUNE BUSINESS WEEKLY February 2, 2012 NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for January 03, 2012 at 10:00 AM has been postponed to February 02, 2012 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State. DATED: January 03, 2012 ASSIGNEE OF MORTGAGEE: The Bank Of New York Mellon Fka The Bank Of New York, As Trustee F o r T h e C ertificatehol der s O f CWALT, Inc., Alternative Loan Trust 2006-OC4, Mortgage Pass-Through Certificates, Series 2006-OC4

NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for February 02, 2012 at 10:00 AM has been postponed to March 06, 2012 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State. DATED: January 26, 2012 ASSIGNEE OF MORTGAGEE: The Bank Of New York Mellon Fka The Bank Of New York, As Trustee For The Cer ti f i cat eh old er s Of CWALT, Inc., Alternative Loan Trust 2006-OC4, Mortgage Pass-Through Certificates, Series 2006-OC4 Wilford, Geske & Cook P.A. Attorneys for Assignee Of Mortgagee: Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 003946F03 2892476 2/2/12

23A

Luncheon focuses on domestic abuse awareness The 27th annual Domestic Abuse Awareness Luncheon with guest speaker U.S. Sen. Amy Klobuchar will be held Feb. 24 at Brackettâ&#x20AC;&#x2122;s Crossing Country Club, 19796 Judicial Road, Lakeville. The event, hosted by

360 Communities and the Lakeville Police Department, will benefit the Lewis House domestic violence shelters in Eagan and Hastings. Registration will begin at 11:30 a.m. Lunch and a program will be from noon

to 2 p.m. Cost is $25 per person. Register online at www.360Communities.org by Feb. 10. In 2006, Klobuchar became the first woman elected to represent the state of Minnesota in the U.S. Sen-

ate. Amy is a graduate of Wayzata High School and is married to John Bessler. They have a daughter, Abigail, who is 16 and began her junior year of high school this fall.

Dakota County Business Contacts Apple Valley Chamber of Commerce Address: 14800 Galaxie Avenue, Suite 101, Apple Valley, MN 55124 Phone: (952) 432-8422 or 1-800-301-9435 Website: www.applevalleychamber.com E-mail: info@applevalleychamber.com

Burnsville Chamber of Commerce Address: 101 W. Burnsville Parkway, No. 150, Burnsville, MN 55337 Phone: (952) 435-6000 Fax: (952) 435-6972 Website: www.burnsvillechamber.com E-mail: chamber@burnsvillechamber.com

Burnsville Convention & Visitors Bureau Address: 12600 Nicollet Ave., Suite 100, Burnsville, MN 55337 Phone: (952) 895-4690 Fax: (952) 487-1777 Website: www.burnsvillemn.com

Lakeville Area Chamber of Commerce and Convention and Visitors Bureau Address: 19950 Dodd Blvd., Suite 101, Lakeville, MN 55044 Phone: (952) 469-2020 Website: www.lakevillechamber.org E-mail: info@lakevillechamber.org

Dakota County Regional Chamber of Commerce Address: 1121 Town Centre Drive, No. 102, Eagan, MN, 55123 Phone: (651) 452-9872 Fax: (651) 452-8978 Website: www.dcrchamber.com E-mail: info@dcrchamber.com

Eagan Convention and Visitors Bureau Address: 1501 Central Parkway, Eagan, MN 55121 Phone: (651) 675-5546 or 1-866-324-2620 Website: http://eaganmn.com E-mail: enjoyeagan@eaganmn.com

Downtown Lakeville Business Association Address: 8790 207th St. W., Suite 204, P.O. Box 371, Lakeville, MN 55044 E-mail: dlba@frontiernet.net Office Hours: Mondays and Wednesdays 9 a.m. to 2 p.m. Judy Tschumper is the director of the Downtown Lakeville Business Association.

Hastings Area Chamber of Commerce & Tourism Bureau Address: 111 Third St. E., Hastings, MN 55033 Phone: (651) 437-6775 or 1-888-612-6122 Fax: (651) 437-2697 Website: www.hastingsmn.org E-mail: info@hastingsmn.org

River Heights Chamber of Commerce Address: 5782 Blackshire Path, Inver Grove Heights, MN 55076 Phone: (651) 451-2266 Fax: (651) 451-0846 Website: www.riverheights.com E-mail: info@riverheights.com

Positively Minnesota Marketing Partnership Minnesota Department of Employment & Economic Development Address: 1st National Bank Building, 332 Minnesota St., Suite E200, St. Paul, MN 55101 Phone: (651) 259-7298 Fax: (651) 215-3841 E-mail: Positively.Minnesota@state.mn.us

Dakota Future Role: Provide site location assistance for firms considering Dakota County locations and serves as a general gateway for economic development services within Dakota County. Address: P.O. Box 240874, Apple Valley MN 55124-0874 E-mail: bill@dakotafuture.com Phone: (651)491-2551 Website: www.dakotafuture.com

Minnesota Workforce Centers in Burnsville and West St. Paul Role: Assist in the hiring and training of new employees, general gateway into Minnesota Department of Employment and Economic Development and other state agencies Phone: 612-821-4411 E-mail: terrell.towers@state.mn.us

South Metro SCORE Role: Counselors to Americaâ&#x20AC;&#x2122;s small businesses, free, confidential, face-to-face assistance from successful business mentors. Phone: (952) 890-7020 E-mail: southmetroscore@qwestoffice.com Website: www.score-southmetro.org

City Governments Role: Provide guidance through any real estate development process; may provide financial incentives through tax increment financing, local loan funds or state or federal business finance programs. Apple Valley, Bruce Nordquist Phone: (952) 953-2576 E-mail: bnordquist@ci.apple-valley.mn.us Website: www.ci.apple-valley.mn.us Burnsville, Skip Nienhaus Phone: (952) 895-4454 E-mail: skip.nienhaus@ci.burnsville.mn.us Website: www.burnsville.org Eagan, Jon Hohenstein Phone: (651) 675-5660 E-mail: jhohenstein@cityofeagan.com Website: www.ci.eagan.mn.us Farmington, Tina Hansmeier Phone: (651) 280-6821 E-mail: thansmeier@ci.farmington.mn.us Website: www.ci.farmington.mn.us Hastings, Shannon Rausch Phone: (651) 480-2344 E-mail: SRausch@ci.hastings.mn.us Website: www.ci.hastings.mn.us Inver Grove Heights, Jennifer Gale Phone: 651-451-2266 E-mail: Kevin@progressplus.org Website: www.ci.inver-grove-heights.mn.us Mendota Heights, Jim Danielson Phone: 651-452-1850 E-mail: jimd@mendota-heights.com Website: www.mendota-heights.com Lakeville, Dave Olson Phone: 952-985-4421 E-mail: dolson@ci.lakeville.mn.us Website: www.ci.lakeville.mn.us Rosemount, Kim Lindquist Phone: 651-322-2020 E-mail: Kim.lindquist@ci.rosemount.mn.us Website: www.ci.rosemount.mn.us South St. Paul, Jennifer Gale Phone: 651-451-2266 E-mail: kevin@progressplus.org www.southstpaul.org West St. Paul, Jim Hartshorn Phone: 651-552-4140 E-mail: Jim.hartshorn@ci.west-saint-paul.mn.us Website: www.ci.west-saint-paul.mn.us *Inver Grove Heights and South St. Paul use Progress Plus, an affiliate of the River Heights Chamber of Commerce, for their cityâ&#x20AC;&#x2122;s economic development services.

24A

February 2, 2012 DAKOTA COUNTY TRIBUNE BUSINESS WEEKLY

Dakota Arts Rahn pumps up its annual show Itâ&#x20AC;&#x2122;s schoolâ&#x20AC;&#x2122;s first show as an arts and tech magnet by John Gessner DAKOTA COUNTY TRIBUNE

Rahn Elementary School in Eagan is known for its annual music and dance performances, which for the past three years have been held at Burnsville High Schoolâ&#x20AC;&#x2122;s Mraz Center for the Performing Arts. If performing on a bigleague stage isnâ&#x20AC;&#x2122;t enough, the school has even more to offer this year. It will be the schoolâ&#x20AC;&#x2122;s first performance as an arts and technology magnet school. The fifth- and sixth-graders of the Rahn Elementary School of Arts and Technology will perform afternoon and evening shows on Feb. 2. The theme of the show is â&#x20AC;&#x153;The Elements,â&#x20AC;? also a school magnet theme in physical education, music and art. The four fifth- and sixth-grade classes will represent Earth, Air, Fire and Water with numbers that will include singing, dance, tumbling, playing of instruments and some nifty light and slide shows. Itâ&#x20AC;&#x2122;s a pumped-up version of Rahnâ&#x20AC;&#x2122;s annual show, ac-

cording to physical education specialist Cindy Hart, who is again teaming up with music specialist Rachel Lucius to direct. â&#x20AC;&#x153;This one is a little bigger because of the arts and technology,â&#x20AC;? Hart said. â&#x20AC;&#x153;One of the reasons I think our school selected this magnet theme is weâ&#x20AC;&#x2122;ve always had a history of performances, a music and dance performance, and our students are really excited about that.â&#x20AC;? This yearâ&#x20AC;&#x2122;s show will also feature a student art exhibit in the Mraz Center corridor before the evening show. The arts and tech magnet is part of a larger School District 191 effort to pump up enrollment at Rahn and better utilize space across the districtâ&#x20AC;&#x2122;s 10 elementary schools. Two years ago the district introduced incentives for district students to attend Rahn, including free or discounted-priced fullday kindergarten. Enrollment has grown by 75 students over the two years, with 425 students in a building with capacity to hold 525, Principal Elaine

Mehdizadeh said. Nestled in an aging neighborhood, the school wouldnâ&#x20AC;&#x2122;t have seen such growth without the incentives and the magnet, Mehdizadeh said. A parent survey helped guide the school toward its arts and tech magnet theme, she said. The theme â&#x20AC;&#x153;built on strengths we already had,â&#x20AC;? Mehdizadeh said. â&#x20AC;&#x153;It was responsive to what our families were interested in doing. Our staff could take ownership of it because they already had a great deal of interest in those areas. And it would be responsive to the needs of our children in terms of being 21st-century leaders.â&#x20AC;? Each grade level has arts and technology integrated into three themed units of study, the principal said. The units give students â&#x20AC;&#x153;equal access at every grade level.â&#x20AC;? Activities include Web exploration, research and observation at the Minnesota Zoo, digital photography, and sketching and writing at Caponi Art Park.

Photo by Rick Orndorf

Rahn students rehearsed the opening number of â&#x20AC;&#x153;The Elementsâ&#x20AC;? Wednesday morning. Two performances are scheduled for Feb. 2 at Burnsville High Schoolâ&#x20AC;&#x2122;s Mraz Center for the Performing Arts. â&#x20AC;&#x153;Not every child learns best through paper and pencil,â&#x20AC;? Mehdizadeh said. â&#x20AC;&#x153;They need to have that hands-on, interactive learning. And arts and technology can provide that.â&#x20AC;? Rahn will present â&#x20AC;&#x153;The

Elementsâ&#x20AC;? at Burnsville High School at 12:15 p.m. Feb. 2 for Rahn students and other guests. A 7 p.m. performance will be held for parents, the general public and prospective students. The student art show will

be from 6 to 7 p.m. It will include a silent auction of local artworks to raise money for next yearâ&#x20AC;&#x2122;s artist in residence at Rahn. John Gessner is at john.gessner@ecm-inc.com.

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