2-3-11 - Dakota County Tribune Business Weekly by Dakota County Tribune

AARON VEHLING JESSICA HARPER T.W. BUDIG

Walmart to expand into Lakeville 2A Rosemount man sentenced for tax evastion 7A Local officials see rise in synthetic marijuana use 11A

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DATE ##, 2009 FEBRUARY 3, 2011

VOLUME 30, NUMBER # VOLUME 31, NUMBER 49

Dakota County Tribune Since 1884

INSIDE BIZ

Family-owned Rack Shack BBQ charts an independent course by John Gessner

FORUM

DANE SMITH

THISWEEK NEWSPAPERS

flects Until he opened t h a t his own resand the inside taurant, Keith gives you more Hittner’s favorite of a polished feel, barbecue was the we’re OK with stuff he prepared that,” he said. “We’re at home or ventured pretty basic.” into Minneapolis for. Hittner is The Eagan resident the founder of the is generally unmoved Hittner Group, by the fare at barbea real estate cue franchise ressner John Ges firm affiliated Photo by ed with taurants and even n w -o y il Coldm fa a y into hless kind toward ecue hobb dle, and Elliot As well Banker b r a b is h mid rned barbecue at the Burnet. His ittner Jr., Sr., left, tu big-name, general- Keith Hittner h partners Keith H restaurant it interest restaurants. restaurant w co-owners are his son and t. “The chain res- well, righ fellow Hittner Group Realtor, Keith Jr., a 1997 taurants — forget Burnsville High School graduate and current Eagan about it, it,” said Hittner, 57. “If they didn’t put resident, and Elliott Ashwell, a 2001 Burnsville High barbecue sauce on it, you’d be eati eating boiled meat.” School graduate who lives in St. Paul. His joint, a family venture in Burnsville called Ashwell, who manages Rack Shack, is not only an Rack Shack BBQ, is the antianti-chain on the local experienced restaurant worker and manager who got scene. Eighty percent of the b business is takeout, his first restaurant job at 14. He’s Keith Sr.’s future but there’s also a 32-seat dining di room with a son-in-law and Keith Jr.’s future brother-in-law. Ashgarage-y, urban feel. well will marry Morgan Hittner in February. Rack Shack, which will w mark one year in He still remembers the Hittner family gathering at business in March, is locate located in the River Hills which Keith Sr. made his business intentions known. Center on Cliff Road, a h humble-but-bustling “He slid over the dessert,” Ashwell recalled, “and strip mall from anoth another era. The restau- said, ‘So what does it take to open a restaurant?’ ” rant took ove over the old Subway According to Keith Jr., the idea took hold in sandwich space when Sub- mid-2009, when the trio began meeting weekly to way expa expanded into roomier discuss it. quarte quarters next door. “We were kind of BS’ing about it without really Th The hole-in-the- being serious,” the younger Hittner said. “All of a wa wall feel is something sudden, it snowballed. ... And all of a sudden we H Hittner likes about were standing in this vacant space here.” his favorite barbeLike many barbecue aficionados, the ccue spots. elder Hittner has strong opinions to “If the outside re“If See Rack Shack, Page 44A

Governor and Legislature should strive to create the conditions in state for reaching post-high school education goal. 4A

FORUM

Some Republicans say one of their priorities this session is to freeze public and charter school teachers’ salaries. DON 4A HEINZMAN CAPITOL COMMERCE

Former Eagan City Council member and state representative has a possible in-state rival for GOP presidential nod. TIM 10A PAWLENTY CAPITOL COMMERCE

Farmington state representative stands behind bill to exempt animal shelters from sales tax when selling pets. PAT 12A GAROFALO

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DEVELOPMENT, LEASING AND PROPERTY MANAGEMENT

February 3, 2011 DAKOTA COUNTY TRIBUNE BUSINESS WEEKLY

Walmart to build new location in Lakeville this year Retailer signed a purchase agreement for the site near Harry’s and Muller Theatre by Aaron Vehling, Laura Adelmann and Tad Johnson DAKOTA COUNTY TRIBUNE

National retail giant Walmart plans to build a 150,000-square-foot superstore with groceries northwest of the new interchange of Interstate 35 and County Road 70 this year, according to Lakeville city officials. Community and Economic Development Director Dave Olson said that Walmart informed the city of the signed purchase agreement for the site a two weeks ago. The building would be located in the Lakeville Commerce Center east of the Muller Family Lakeville Theatre and between Harry’s Cafe and an office building to the north. Walmart officials are currently conducting a wetland study. After that is complete, a final plat will be drafted and brought before the Planning Commission for consideration. Olson said the new interchange at CR-70 and I-35 was a factor in attracting the world’s largest retailer.

Bob Erickson, a current School Board member with Lakeville schools and former Lakeville city administrator, said Walmart has shown significant interest in that site for at least a decade. He said the site has been ready for development for 20 years. The property taxes from the site will bode well for the city and the schools, Erickson said. The main thing would be employment for adults and for the city’s teens. “Payroll would be significant,” Erickson said, discussing the theory that paychecks “turn over four times.” An employee gets a paycheck and spends that on goods and services in the community, whose proprietors then spend that on other goods and services and so forth. City Council Member Colleen Ratzlaff LaBeau said that during her campaign last fall she heard from residents in that area that they needed more shopping options. Another benefit is that often a large anchor such as

Lakeville over Farmington Lakeville’s success in attracting a Walmart was news to new Farmington City Council Member Jason Bartholomay, an independent consultant who helps businesses expand into different markets. Proposed Bartholomay campaigned Walmart on his strong business experience, and in November said one of his goals would be to bring a Walmart to Farmington. He congratulated Lakeville for attracting Walmart, and said in some ways it does help Farmington because it brings attention to the region. “The only way I think it could hurt us is it might prevent Walmart from looking at Farmington right now,” Bartholomay said. Photo by Rick Orndorf For Lakeville, Walmart’s Walmart has entered into a purchase agreement to build a new 150,000 square foot super- decision is a welcome one. store at the intersection of Interstate 35 and County Road 70 by the end of the year. “It’s exciting to know businesses are coming during these Walmart attracts other busi- Commerce, the move is a construction process was to trying times,” Ratzlaff LaBeau nesses, Ratzlaff LaBeau, a good sign. try to help spur develop- said. “Hopefully they will hire a Realtor and land developer, “One of the reasons the ment in that area,” he said. lot of Lakeville residents.” said. Chamber supported the exCalls to Walmart’s attorE-mail Aaron Vehling at For Todd Bornhauser, pansion of the County Road neys were not returned by executive director of the 70 bridge reconstruction the time this story went to aaron.vehling@ecm-inc.com. Lakeville Area Chamber of and a quick development/ press.

Lakeville chamber honors hospitality employees for 2010 Frances DeBaun of Crystal Lake Golf Club and Gregory Cole of Holiday Inn Hotel & Suites were selected recently as 2010 Lakeville Hospitality Employees of the Year by the Lakeville Convention & Visitors Bureau. The award recognizes Lakeville area hospitality employees who most exemplify knowledge and customer service. DeBaun has worked in the banquet department at Crystal Lake Golf Club for the past five years, and is currently the banquet supervisor where her responsibilities include staffing, overseeing set up, and execution of events. DeBaun was nominated by her employer due to her dedication, professionalism, knowledge and ability to go above and beyond customer expectations. “Frances is a problem solver with a can-do attitude,” Diane Sprague, catering director at Crystal Lake, said, “and motivates all of us to do a better job.” Greg Cole has been employed by the Holiday Inn

College will rent Burnsville office space National American University eyes March opening for classroom location by John Gessner DAKOTA COUNTY TRIBUNE

Frances DeBaun

Gregory Cole

Hotel & Suites as a banquet server since opening in 2006, and recently took on maintenance department responsibilities. Cole was nominated for his “impressive and dedicated service, professional and positive attitude, rapport with guests, and ability to motivate employees.” “Greg has shown true dedication to our guests and employees and exemplifies our company values,” Jessica Kremer, catering director at the hotel, said. “He touches people by his kindness and makes a lasting impression

on so many people.” Both employees were recognized for their outstanding service at the Lakeville Area Chamber of Commerce’s Annual Membership Meeting and Holiday Dinner on Monday, Jan. 31 at Crystal Lake Golf Club. Also at the event, the Lakeville Area Chamber of Commerce honored the Business Persons of the Year – Jane and Gary Pahl of Pahl’s Market in Apple Valley. A story on the Pahls ran in the Jan. 27 edition of the Dakota County Tribune.

National American University, part of the growing for-profit college industry, is adding classrooms in Burnsville. NAU has signed a deal to rent 6,000 square feet in the Gateway Business Park at 401 Travelers Trail, just east of Interstate 35W in northern Burnsville. The NAU classrooms will add to the many college offerings already available in Burnsville. “There’s nothing wrong with more education opportunities,” said Skip Nienhaus, the city’s economic development coordinator. The Burnsville location will be NAU’s fifth in the Twin Cities. NAU also rents classroom space in Bloomington, Brooklyn Center, Roseville and Minnetonka. Gateway Business Park offers the excellent visibility and freeway signage NAU was looking for, said

Gary Ryan, leasing agent for Gateway, which is owned by Kraus-Anderson Realty Co. “They were looking in the southern part of the Twin Cities,” Ryan said. NAU will rent space in one of three Gateway Business Park buildings, the one that also houses Farmers Insurance, Ryan said. The lease includes an expansion option. “Hopefully, they’ll expand as they grow,” Ryan said. NAU has set up a temporary office in anticipation of a March opening, Ryan said. Parking shouldn’t be a problem because most NAU classes are at night, he said. Burnsville also has an abundance of nonprofit college offerings at nearby Diamondhead Education Center, which is owned by Burnsville-Eagan-Savage School District 191. Schools that rent classroom space at the multipurpose building are Concordia University, Dakota County Technical College, St. Mary’s University, the University of St. Thomas and Inver Hills Community College. In addition, Normandale Community College and Dunwoody College of Technology some-

times rent classroom space at the main campus of Burnsville High School. “A few years ago, with Concordia, it started out as an attempt to bring post-secondary (education) to Burnsville,” Nienhaus said. “The school district, via Community Education, really stepped up to the plate and worked out a way for multiple institutions to use the facility (Diamondhead) evenings and weekends. We’ve created a phenomenal win-win for everybody.”

Business park The 180,000-squarefoot Gateway Business Park, which was built in the late 1980s, is next to another Kraus-Anderson project, the six-story, 80,000-square-foot Gateway Office Plaza at 350 Burnsville Parkway. The two complexes together have a vacancy rate of about 25 percent, Ryan said. Kraus-Anderson also owns eight acres of vacant land next to Gateway Business Park. The 25 percent vacancy is about average for Burnsville office space, Nienhaus said. John Gessner is at john.gessner@ecm-inc.com.

DAKOTA COUNTY TRIBUNE BUSINESS WEEKLY February 3, 2011

Buzz People, places and pursuits creating buzz in Dakota County business this week as submitted by the local business community

Moving Up KATHY SCHAAF Named interim president and chief executive ofﬁcer of DARTS West St. Paul

DARTS, a West St. Paul nonprofit organization supporting older adults in Dakota County, named Kathy Schaaf as interim president and CEO during a sixmonth medical leave by Mark Hoisser, DARTS president and CEO. Schaaf will be responsible for all agency operations, working closely with DARTS’ senior leadership team and staff. Schaaf has 30 years of experience as a hands-on strategic leader. She currently serves on the board of The Bridge for Youth and has served on the board of the University of Minnesota Women’s Health Fund, Minnesota State Crisis Nursery Association, and Minnesota Resource Center Business Advisory Council.

MICHAEL D. TOOLEY Promoted to sales director, Houston Region North American Communications Resource, Inc. Eagan

Michael D. Tooley has been promoted to sales director for the Houston Region at Eagan-based NACR (North American Communications Resource, Inc.). In addition to ACACM certification, Tooley has more than 20 years of experience in Avaya solutions, including prior positions in senior account and channel management at Avaya and Lucent Technologies, and has been a recipient of Avaya’s President’s Award. He will relocate to Houston when that office opens later this year, along with a team of NACR national account managers who are focused on the Houston-South Texas market, including John Kanewske, Sybil Mills, John Hensley, and George Marshall. The region is also supported by Dave Morgan for the Oklahoma market. Two new staff members will be added who will focus on Arkansas and Louisiana.

NICOLE HERNANDEZ Hired as program manager Burnsville Chamber of Commerce Burnsville

Nicole Hernandez has joined the Burnsville Chamber of Commerce as program manager. She can be reached at nicole@burnsvillechamber.com or (952) 898-5645.

Business Briefs

EDWARD JONES TEAM EARNS OUTSTANDING SERVICE HONOR

BURNSVILLE SIGN ORDINANCE REVIEW OPEN FOR COMMENT

BURNSVILLE CHAMBER BUSINESS AFTER HOURS SET FEB. 3

Craig Fields, a financial advisor with Edward Jones in Apple Valley, and Gladys Carter, the branch office administrator, were recently honored by the firm for their performance and client service excellence. Fields and Carter were one of only 50 branch teams out 12,000 selected to attend Edward Jones’ first Drucker 100 Conference at the firm’s headquarters in St. Louis. The conference is named after the late Peter Drucker, a management consultant and author who worked as a consultant to Edward Jones from the 1980s until his death in 2005.

The Burnsville City Council has directed the Economic Development Commission to review a number of components of the city’s sign ordinance. This is intended to be a fast review process to be able to enact a number of positive changes as quickly as possible. Input will be taken during January with public comments in February. Chamber members with signage issues to be addressed, those who would like to be a part of the process, or who are just interested in receiving more background on the expected changes/review process, can contact Daron Van Helden, Burnsville chamber president, at daron@burnsvillechamber.com or (952) 898-5641.

The Burnsville Chamber of Commerce’s February Business After Hours will be held from 4:30 to 6:30 p.m. Thursday, Feb. 3, at Mediterranean Cruise Cafe, 12500 Nicollet Ave., Burnsville. The free gathering will feature appetizers and a cash bar.

ANYTIME FITNESS RELEASES ‘WEIGHT OF THE UNION’ REPORT

DAKOTA ELECTRIC OFFERS STUDENTS TRIP TO CAPITOL

A recent study by Anytime Fitness found that more than 900,000 people worked out between midnight and 4 a.m. in 2010. The study also found that March is the busiest month for hitting the gym. The statistics are part of Anytime Fitness’ “Weight of the Union” Report, which examined the fitness and nutritional habits of its 1 million members. The study also found that financial incentives were a significant motivating factor in recurring gym visits. In fact, Anytime Fitness members received nearly $3 million in reimbursements from their insurance companies for working out 12 times a month or more. To view the full report, visit http:// bit.ly/WeightofUnion. Anytime Fitness clubs are located in Apple Valley, Burnsville, Cottage Grove, Eagan, Farmington, Hastings, Inver Grove Heights, Lakeville, Rosemount, South St. Paul and West St. Paul.

Dakota Electric Association will provide five high school juniors or seniors the opportunity to win an all-expense-paid trip to Washington, D.C., as part of the National Rural Electric Cooperative Association’s (NRECA) Youth Tour, June 11-16. Each June, more than 1,200 junior and senior students participate in the tour. During the trip they learn about electric cooperatives and government, meet elected officials and tour national monuments and sites, including the Smithsonian, the FBI building and more. Students can pick up an application form from their high school guidance counselor, download it at www.dakotaelectric.com or pick one up at Dakota Electric’s Farmington office. The application deadline is Feb. 28. For more information, call Peggy Johnson at (651) 463-6110.

SLEEP CENTER OPENS AT APPLE VALLEY MEDICAL CENTER The Apple Valley Medical Clinic has opened a new Sleep Center, located at 15100 Galaxie Ave. in Apple Valley. The center, under the medical direction of Scott Benson, M.D., a family medicine physician with the Apple Valley Medical Clinic, offers preventive care, diagnosis and treatment of sleep disorders. It is a collaboration between the clinic and Robert McCoy RRT, owner of Valley Inspired Products and an expert in the treatment of sleep disorders and the equipment used for this purpose. St. Paul Lung Clinic, which provides specialty care on the Apple Valley Medical Center campus, will also provide follow-up and quality care to Sleep Center patients. The Sleep Center is open from 8 p.m. to 6 a.m. Monday through Friday, (952) 997-9357. TWIN CITIES GAS PRICES FALLS 3.2 CENTS PER GALLON Average retail gasoline prices in the Twin Cities have fallen 3.2 cents per gallon in the past week, averaging $3.14 per gallon on Jan. 30. This compares with the national average that has fallen 0.6 cents per gallon in the last week to $3.08 per gallon, according to gasoline price website TwinCitiesGasPrices.com. Including the change in gas prices in the Twin Cities during the past week, prices were 57.5 cents per gallon higher than the same day one year ago and are 15.2 cents per gallon higher than a month ago. The national average has increased 3.6 cents per gallon during the last month and stands 41.0 cents per gallon higher than this day one year ago.

SILENT AUCTION DONATIONS NEEDED FOR BITE OF BURNSVILLE Donations of products/services are needed for the silent auction for the 2011 Bite of Burnsville. Donation deadline is Feb. 24. Call (952) 435-6000 for more information.

Submission to Buzz The Dakota County Tribune Business Weekly includes promotions, new hires, retirements, awards and other such business news on the Buzz page. If you have an announcement you would like included in this part of the newspaper, send submissions by e-mail to jessica.harper@ecm-inc.com, fax to (952) 846-2010 or mail it to the Burnsville office at 12190 County Road 11, Burnsville, MN 55337. When sending a photo by e-mail be sure that it is 200 dpi or greater. Include a daytime phone number if someone from the newsroom needs to contact the business for additional information. Deadline is 5 p.m. Friday prior to Thursday edition. Submission of information does not guarantee publication. All items are subject to editing. Tips on what to include in the submission are: names, titles, dates, business name, brief description of the news taking place, brief description of the business, contact names and numbers.

Submissions to Buzz: www.DakotaCountyTribune.biz

February 3, 2011 DAKOTA COUNTY TRIBUNE BUSINESS WEEKLY

Forum Commentary and opinion regarding issues in the world of business and public policy

Post-high school education goal should be tops for Dayton, Legislature by Dane Smith SPECIAL TO THE TRIBUNE

Start with U.S. Education Secretary Arne Duncan’s recent visit to Minnesota and his frequent and urgent plea for Americans in all states to set a goal of regaining our top international ranking in higher education attainment by the year 2020. Add to that the post-Tucson resolve in many quarters of our state and nation to start collaborating and finding common ground to solve problems, and to build bridges across our ideological divide. Add to that the new emphasis by the Legislature’s Republican majorities and by Democratic Gov. Mark Dayton on “outcomes” in state budgeting – and the need to actually set goals for our governments and public investments. And there we have possible convergence on one overarching long-term objective that we must establish in 2011: an official goal in Minnesota that by 2020, 75 percent of our students will obtain a post-high school academic degree or work force credential. Right now, only about 50 percent of our 25- to 34-year-olds have successfully completed some type of higher education course of instruction, whether it’s a certificate qualifying one to work as a personal-care attendant, technical college completion in a skilled trade or a bachelor’s degree. Too many students are still not even completing high school (about 15 percent, though graduation rates are slowly improving) and too many are starting, but not finishing, higher education coursework.

Guest Columnist Dane Smith

Granted, our rate of higher-ed completion is far better than most states and near the top. But the current rate won’t be good enough to compete in a rapidly changing technological and global economy, a world that will be relentlessly demanding higher skills and more and better education, particularly in science, technology, engineering and math. If a 75 percent goal for Minnesota seems arbitrary, consider this: A recent study by the Georgetown University Center on Education and the Workforce has calculated that by 2018 Minnesota will need 70 percent of its workforce to have some type of post-high school education. Minnesota ranks third highest among the states in the Georgetown study in the long-term need for post-secondary education. That’s in large part because our economy already is considerably “smarter” than most other states’, owing to decades of wise public investment in schooling and also to innovative and progressive business leadership. And some of the greatest support for higher education excellence and attainment is coming from the business community. Minnesota Business Partnership Executive Director Charlie Weaver and Minnesota Chamber of Commerce Presi-

dent David Olson, in particular, have been banging the drum for education reform and redesign to meet those long-term needs. Weaver recently authored an op-ed calling for Minnesota to reform and redesign toward a goal of “world-class education.” And the theme of the chamber’s business luncheon with Duncan was “Best in Class: Building a World-Class Education System.” Minnesota’s major philanthropic foundations are strongly supporting that general direction, with the St. Paul Foundation, Blandin Foundation, Travelers Foundation, the Minneapolis Foundation, Bush Foundation and others leading the way on initiatives including teacher quality and early childhood investment. Two important subthemes – disparities between races and income groups in academic success, and a pressing need for better early childhood education – stand out as we begin crafting policies and making investments (yes, spending new money or reallocating current dollars) at the state and local levels to achieve the higher-education attainment goal. We will not reach the 75 percent attainment goal without aggressively addressing the achievement gap, the yawning difference on test scores and higher-ed attainment between children from white and upper- and middle-income families, and those from low-income and AfricanAmerican, Latino and American Indian families. The latter populations are growing faster than the white population, providing huge potential for Minnesota’s econ-

Legislation to freeze teacher salaries listed as priority of Republicans by Don Heinzman DAKOTA COUNTY TRIBUNE

Compared to other industrialized countries, United States high school students score in the middle of the pack. The International Student Assessment showed U.S. students scored 16th in science and 23rd in mathematics. This comes at a time when it’s apparent this generation of students will be competing for jobs and careers in a global market. In a recent study by Education Week, which graded the states in six categories, Minnesota received an overall mark of C, placing it 36th among the 50 states and the District of Columbia. Minnesota, the report said, spent less in per pupil funding in $10,048 than the national average of $10,287 in 2008. A recent report says that 40 percent of high school graduates in Minnesota must take one remedial class before they are allowed to do college work. While Minnesota students lead other states in graduation rates, in fewer dropouts and in ACT college entrance scores, there’s concern Minnesota’s K-12 education is falling behind. The state constitution requires the Minnesota Legislature “to establish a general and uniform system of public schools. The Legislature shall make such provisions by taxation or otherwise as will secure a thorough and efficient system of

Tribune Columnist Don Heinzman

public schools throughout the state.” Since 1984, discounting increases for special education, building maintenance funding and factoring in inflation, funding for K-12 education has been flat. This legislative session, those in the know say K-12 education per-pupil funding will stay the same or decline. Some legislators’ latest suggestion, which is gaining momentum, is a twoyear freeze in the salaries of public and charter school employees – the very ones parents count on to educate their children. The logic is that since the state Legislature has a $6.2 billion deficit and since the Republican majorities in both houses won’t raise taxes, school districts won’t get any increase for the next biennium. Critics of this proposal point out that school districts have been cutting teachers for several years causing class sizes to get bigger. Education Minnesota President Tom Dooher says teachers already have had their salaries frozen, including steps and lanes for more education and experience.

Local school boards should be concerned because the measure is aimed at reducing local control of giving teachers the pay they deserve. Those school districts in the state with the money, due to prudent management and size, will not be able to pay teachers salaries they deserve. Teacher salary negotiations are a local responsibility. This is an anti-teacher message to teachers whom everyone says are the most valuable part of the school system and are being asked to do more with less. To the amazement of some, state associations of administrators are backing the freeze and ducking their responsibility to negotiate teacher salaries, although they prefer to see tax increases to fund public education. At the time when the Republican majority is crusading for a drop in the corporate income tax, which could cost the state $200 million, it is asking teachers to do without a salary increase for the next two years. Now, we know the priorities of this Legislature. Don Heinzman is chairman of the ECM Publishers Inc. Editorial Board. Thisweek Newspapers and the Dakota County Tribune are part of ECM. He is at don. heinzman@ecm-inc.com. Columns reflect the opinion of the author.

Submissions to Forum: www.DakotaCountyTribune.biz

omy and business growth – if improved educational outcomes are targeted and made for those communities. We also can’t get to the goal without relentless focus on improving early childhood education. Mounting evidence shows that early brain development is a crucial factor in improving the odds of success in learning and in life. Art Rolnick, former vice president and research director at the Federal Reserve Bank of Minneapolis, is telling legislators these days that expansion and improvement of early childhood education is the most effective economic stimulus plan they can enact. Nation-leading and even world-leading educational attainment might not solve all our problems or deliver us to utopia. And, in general, partisan leaders and ideological interest groups need to stop promising too much. But there is a vast and growing consensus, especially in Minnesota, that knowledge is both liberating and lucrative, and that providing top-quality schooling to all our students, from birth through adulthood, is extraordinarily beneficial for societies and their economies. And the first step in getting there is to set a measurable goal. Let’s hope our DFL governor and GOP Legislature can come together around that. Dane Smith is the president of Growth & Justice – a non-partisan advocate for fair taxation and smart public investment. Columns reflect the opinion of the author.

Dakota County Tribune BUSINESS WEEKLY

(USPS 147240) Publisher............................. Julian Andersen President ........................ Marge Winkelman General Manager, Editor ...... Larry Werner Managing Editors ...................Tad Johnson .................................................John Gessner Sales Manager ........................Mike Jetchick Production Manager............. Ellen Reierson Business Manager.................... Eva Mooney Buzz submissions.....darcy.odden@ecm-inc.com Business Briefs ...... darcy.odden@ecm-inc.com Story ideas ...............tad.johnson@ecm-inc.com Letters ......................tad.johnson@ecm-inc.com Advertising ..................... ads.dct@ecm-inc.com Entered as periodical matter at the post office at Burnsville, Minnesota. Periodicals postage paid at Burnsville, Minnesota. Issued weekly from an office in Burnsville.

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DAKOTA COUNTY TRIBUNE BUSINESS WEEKLY February 3, 2011

Financial Sense

What you should know about new consumer protection rules On Jan. 1, new federal consumer protections went into effect on issues ranging from transparency on credit reports to safeguards against identity theft. The provisions affecting credit reporting are actually the result of a law passed seven years ago â&#x20AC;&#x201C; the Fair and Accurate Credit Transactions Act of 2003. The law requires lenders to tell consumers when negative information is going to result in higher rates and fees for mortgages, credit cards and other loans. This is known as a â&#x20AC;&#x153;riskbased pricing noticeâ&#x20AC;? â&#x20AC;&#x201C; a piece of information that surfaces early in the loan process to allow consumers to make corrections on their credit data that could lead to better pricing. Consumers who receive these notices can obtain one free credit report to verify the accuracy of the notice. Also on Jan. 1, the Federal

Trade Commission started enforcing rules to require businesses that handle credit to adopt written plans to detect, monitor and respond to potential cases of identity theft. Called the â&#x20AC;&#x153;Red Flagsâ&#x20AC;? rule, it affects traditional banks or thrifts, but also credit-granting organizations like auto dealers. But until the Consumer Financial Protection Bureau opens in July, consumers should re-acquaint themselves with rules affecting their credit reports and scores. In the meantime, there are some good rules of thumb to follow in improving oneâ&#x20AC;&#x2122;s chance for credit, according to the Fed: â&#x20AC;˘ Pay your bills on time: If youâ&#x20AC;&#x2122;ve paid bills late, had an account referred to a collection agency or declared bankruptcy, this history will ding you. â&#x20AC;˘ Get your debt levels

down: Most scoring models downgrade your credit score if your accounts are close to your credit limit. â&#x20AC;˘ Aim for a score of 700 or better: Many banks consider their most desirable customers to have credit scores of as much as 730 or more to get the best rates. â&#x20AC;˘ How long is your credit history? A short credit history may have a negative effect on your score, but a short history can be offset by other factors, such as timely payments and low balances. â&#x20AC;˘ Donâ&#x20AC;&#x2122;t overapply for credit: If you have applied for too many new accounts recently, that may negatively affect your score. However, either you or outsiders checking your credit reports or scores wonâ&#x20AC;&#x2122;t affect this because theyâ&#x20AC;&#x2122;re not applications for credit. â&#x20AC;˘ Note your mix of credit: Many credit-scoring models

Business bureau looks back at past year and to the future by Better Business Bureau SPECIAL TO THE TRIBUNE

Guest Columnist

Better Business Bureau on industries were: 1. Auto Dealers â&#x20AC;&#x201C; New Cars 2. Auto Dealers â&#x20AC;&#x201C; Used Cars 3. Siding Contractors 4. Auto Repair and Service 5. Contractors â&#x20AC;&#x201C; General 6. Roofing Contractors 7. Construction and Remodeling Services 8. Banks 9. Window â&#x20AC;&#x201C; Installation and Services 10. Television â&#x20AC;&#x201C; Cable CATV and Satellite The Top Ten inquiries on industries were: 1. Contractors â&#x20AC;&#x201C; General 2. Roofing Contractors 3. Construction and Remodeling Services 4. Collection Agencies 5. Heating and Air Conditioning 6. Mortgage Brokers 7. Auto Dealers â&#x20AC;&#x201C; Used 8. Auto Dealers â&#x20AC;&#x201C; New 9. Plumbing Contractors 10. Internet Shopping

Predictions for 2011 The BBB has received thousands of calls about scams that affected consumers this past year. The unique role the BBB plays gives it insight into current trends and helps to predict what to expect in the coming year. Based on these

Contact the BBB 24 hours a day at www.bbb.org or 651699-1111, toll free at 1-800646-6222.

ing to manage your debt going forward. â&#x20AC;˘ Keep an eye on your credit reports: Remember that you have the right to get all three of your credit reports â&#x20AC;&#x201C; from Experian, TransUnion and Equifax â&#x20AC;&#x201C; once a year for free. You can do so by ordering them at www.annualcreditreport.com. Donâ&#x20AC;&#x2122;t order all three of them at the same time, though. By staggering receipt of each of your credit reports, youâ&#x20AC;&#x2122;ll get a continuous picture of how your credit picture looks because the three bureaus feed each other the latest information. Youâ&#x20AC;&#x2122;ll also be able to clean up errors as you find them â&#x20AC;&#x201C; errors can drag down a credit score â&#x20AC;&#x201C; and youâ&#x20AC;&#x2122;ll also keep an eye on identity theft. And by the way, keep in mind that all â&#x20AC;&#x153;freeâ&#x20AC;? credit report sites are not free â&#x20AC;&#x201C; if they ask you for a credit card

number, remember theyâ&#x20AC;&#x2122;re doing that because they want to charge you. Just go to the site above and youâ&#x20AC;&#x2122;ll be fine. â&#x20AC;˘ Once youâ&#x20AC;&#x2122;ve paid it all off, donâ&#x20AC;&#x2122;t close the account: In the world of credit scoring, closing accounts (even those that have not had balances for years) is a lousy idea. Lenders want to see a long record of credit management, and longtime accounts that you havenâ&#x20AC;&#x2122;t touched in years may actually help your score because it shows you have some restraint. This column is provided by the Financial Planning Association (FPA) of Minnesota, the leadership and advocacy organization connecting those who provide, support and benefit from professional financial planning. FPA of Minnesota can be found online at www. fpamn.org.

St. Paul Area Association of Realtors bestows Realtor of the Year, distinguished service awards The St. Paul Area Association of Realtors has named Wayne Gilbert as its 2010 Realtor of the Year. Gilbert serves on the Board of Directors of SPAAR and is a member of the Governmental Affairs Committee and Strategic Planning Committee. He co-chaired a new Professionalism Committee, served on the merger drafting team and is one of the SPAAR representatives on the RMLS Board of Governors. Gilbert is a State Association certified instructor and teaches continuing education courses all across the state. He is also a member of the Minnesota Bar Association and serves on its Real Property Law Legislative Committee.

Wayne Gilbert

Tina Graham

William Tschohl Distinguished Service Award Tina Graham was the 2010 recipient of the William Tschohl Distinguished Service Award. The award was established to honor a Realtor member who has provided outstanding contributions and service to the real estate industry and to their local community.

Graham joined the St. Paul Area Association of Realtors in 2002. She currently serves as the director of training for Coldwell Banker University. Prior to that she was the branch office manager for Coldwell Bankerâ&#x20AC;&#x2122;s Crocus Hill office. Graham currently serves as a member of the Professional Standards Committee for the State Association and as the chair of the St. Paul Area Association of Realtors Community Services Committee. This past year she represented the association at the Jimmy Carter Habitat build, raised money for the Realtors Charitable Foundation and was selected as the Kool 108 Bell Ringer of the Day for the Salvation Armyâ&#x20AC;&#x2122;s Realtor Ring Day.

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The Better Business Bureau of Minnesota and North Dakota has compiled its statistics for 2010 and the Top Ten industries for customer complaints and inquiries, as well as a record number of total instances of service to the public: 2,190,201. The BBB handled roughly 24,500 complaints in 2010, resolving nearly 90 percent of them. â&#x20AC;&#x153;The number of complaints we received were actually slightly down last year,â&#x20AC;? said Dana Badgerow, president and CEO of the BBB. â&#x20AC;&#x153;That certainly doesnâ&#x20AC;&#x2122;t mean we were less busy â&#x20AC;&#x201C; at all. On the contrary, what weâ&#x20AC;&#x2122;re hoping is that decline was due to our efforts to remind consumers they should check out companies with us before making purchasing decisions.â&#x20AC;? Complaints against auto dealers topped the list last year. Complaints against contractors were also prevalent, as evidenced by the four categories in the construction field which made the list. The construction industry also topped the list of inquiries from the public in 2010. Collection agencies moved up that list from the year before, from No. 6 to No. 4. This could be a reflection of the uncertain economic conditions and consumers wanting to verify that companies contacting them in regard to debts are legitimate. The Top Ten complaints

observations, here are some scams to be on the lookout for in the months ahead: â&#x20AC;˘ Magazine telephone sales: Scams are on the rise in this industry and will likely continue to be a problem. If you receive a call from a magazine sales staff, be sure to ask them to send you the offer in writing before you make a commitment and provide your credit card number. â&#x20AC;˘ ATM skimming: Skimming devices are getting more and more sophisticated and will continue to line crooksâ&#x20AC;&#x2122; pockets in 2011. â&#x20AC;˘ Job scams: Since the unemployment rate continues to remain high, job seekers should be aware of fake job offers â&#x20AC;&#x201C; especially ones where â&#x20AC;&#x2DC;employersâ&#x20AC;&#x2122; tell you the offer is contingent upon payment of an upfront fee. â&#x20AC;˘ Online shopping scams: Due to the fact itâ&#x20AC;&#x2122;s relatively easy to create fake websites, consumers will likely continue to be victimized by offers that seem too good to be true. â&#x20AC;˘ Fraudulent charities: With so many people in need due to natural disasters domestically and around the world, con artists will be vying for donations, preying on honest people who are looking to extend a hand to those in need.

rank customers lower when they have too many finance company accounts or credit cards. Get all your nondeductible debt to under 50 percent of your credit line in each account. Go after your balances with the highest interest rates first, and once you hit 50 percent, keep trying and get those balances down further. â&#x20AC;˘ Start budgeting: If youâ&#x20AC;&#x2122;ve never reviewed your spending and picked out areas where you can cut, youâ&#x20AC;&#x2122;ve never done a budget. Start tracking your spending either on paper or with financial planning software and start pinpointing what spending you can shift over to paying off debt. â&#x20AC;˘ Get some advice: You might be focused on pulling together a down payment, but it might not be a bad time to sit down with a tax professional or a financial adviser to talk about the way youâ&#x20AC;&#x2122;re go-

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February 3, 2011 DAKOTA COUNTY TRIBUNE BUSINESS WEEKLY

Higher Learning Commission evaluation team visiting college College invites third-party comments as part of re-accreditation process Dakota County Technical College will undergo a comprehensive evaluation visit April 18-20 by a team representing The Higher Learning Commission of the North Central Association of Colleges and Schools. In 2001, DCTC received HLC-NCA 10-year accreditation. The college is due for 10-year re-accreditation in 2011. The college’s accreditation is at the associate in science and associate of applied science degree levels. The commission is one of six accrediting agencies in the United States that provide institutional accreditation on a regional basis. Institutional accreditation evaluates an entire institution and accredits it as a whole. Other agencies provide accreditation for specific programs. Accreditation is voluntary. The commission accredits more than 1,000 institutions of higher education in a 19-state region. The commission is recognized by the U.S. Department of Education. For the past two years, Dakota County Technical College has been engaged in an in-depth process of selfstudy, addressing the commission’s requirements and criteria for accreditation. The evaluation team will visit the institution to gather evidence that the self-study is thorough and accurate. The team will recommend to the commission a continuing status for the college; following a review process, the commission itself will take

the final action. Public constituencies of DCTC are invited to submit comments regarding the college to the commission. Public constituencies include: • Students – prospective, current and former students/ alumni • Financial supporters – taxpayers, parents, general donors, churches, denominations • The local community – government, civic groups, religious community, neighbors, area businesses, elementary/secondary schools, other postsecondary institutions • The state or national community – state government, sponsoring corporations • Others – contractual partners, employers of graduates, parties to articulation agreements, etc. Learn more about the third-party comment process by visiting the following Web address: http://www. ncahlc.org/information-forthe-public/third-party-comment.html. Comments can be submitted by March 18 using an online form at the above Web address, or they can be sent to the following street address: Public Comment on Dakota County Technical College, The Higher Learning Commission, 230 South LaSalle Street, Suite 7-500, Chicago, IL 60604 For more information about the HLC-NCA 10year re-accreditation process at DCTC, contact Kelly Murtaugh, vice president of Academic and Student Affairs and co-chair of the DCTC Self-Study Committee, at Kelly.Murtaugh@ dctc.edu, or (651) 423-8319.

Blue Cross embeds weight coaching into Stop-Smoking Support program Smokers who resolved to quit in 2011 but were worried about the side effect of weight gain now have more support to succeed. Blue Cross and Blue Shield of Minnesota has added a new weight maintenance coaching feature at no additional cost to members who use its Stop-Smoking Support program. Smokers rate the fear of gaining weight as one of their leading barriers to quitting tobacco. In fact, according to a study in the Journal of Smoking Cessation, more than 60 percent of callers to a quit line said they had concerns about weight gain after quitting smoking. In response to these concerns, Blue Cross is offering members who participate in

Nonprofits unite in support of wounded service members

Photo submitted

Tee It Up For The Troops, a nonprofit organization based in Burnsville, joined Team Hope For The Warriors for the 2011 Walt Disney World Marathon Weekend presented by CIGNA Jan. 6-9. In total, 17 team members ran the half marathon or full marathon in the team’s first appearance at the Disney event. In support of the team, Hope For The Warriors accepted a $10,000 donation from Tee It Up For The Troops. The donated funds will support wounded U.S. service members as they pursue new athletic goals. Todd Christopherson, board member of Tee It Up For The Troops, and his wife Nancy, new executive director, were on hand to cheer on team members and to present the check. Accepting the donation were Tina Atherall, executive vice president of Hope For The Warriors, and Carole Turner, Disney team captain. Both also ran the half marathon that weekend as part of Team Hope For The Warriors, a team of competitive athletes who raise funds by participating in events throughout the country. Monies raised go to sponsor their combat-wounded teammates as well as support other programs from Hope For The Warriors. To learn more about Team Hope For The Warriors or to donate to a team member, go to http://disney.kintera.org/faf/home.

Black and Whyte Dueling Pianos to headline Bite of Burnsville Black and Whyte Dueling Pianos, formerly The Shout House, will perform classic rock ’n’ roll hits from the 1950s to the present during the 19th annual Bite of Burnsville from 6 to 10 p.m. Thursday, March 3, at the Burnsville Performing Arts Center. The show is created with two performers, face to face on grand pianos singing and rocking out to requests from the audience. The Bite highlights area restaurants and caterers with samples of appetizers, entrees, desserts and unique culinary masterpieces from over 20 establishments. The evening will include a silent auction with more than 200 items and a live auction with packages including a Twin Cities wine tour, a Marco Island getaway, a stocked bar and more. Tickets are on sale for $40 each. Call the Burnsville Chamber at (952) 435-6000 to order tickets. For more details, visit www. biteofburnsville.net.

Frontier Communications hosts disaster preparedness webcast

Photo submitted

Reyna Staats, manager of US Federal Credit Union’s Shakothe Stop-Smoking Support pee branch; Bill Raker, president/CEO of USFCU; and Ana program up to three optional Luisa Fajer Flores, Mexican consul, sign a partnership agreecoaching calls with a weight ment recently at the Mexican Consulate in St. Paul. coach to address their weight gain concerns as they quit tobacco. This added program feature is intended to increase both the effectiveness and participant satisfaction US Federal Credit Union, the rights and interests of all with the Stop-Smoking Sup- Burnsville, has forged a part- Mexicans living abroad. The port program. nership with the Mexican consulate expedites necesBlue Cross members Consulate to support the sary documentation to Mexihave free access to the Stop- Mexican-American popula- can citizens and provides Smoking Support program tion in the greater Twin Cit- the Mexican Consulate ID, with the added weight ies community. which among other things coaching feature. Members USFCU President/CEO can be used to open accounts can call (888) 662-2583 to Bill Raker and Consul Ana at USFCU. get started or visit bluecross- Luisa Fajer Flores signed the USFCU will have a regumn.com for more informa- official partnership agree- lar presence at the consulate tion. Uninsured or underin- ment in a recent ceremony. in St. Paul. sured Minnesotans can still The Mexican Consulate, Reyna Staats, manager of call QUITPLAN Services at which opened its doors in USFCU’s Shakopee branch, (888) 354-7526 for cessation St. Paul over five years ago, will be the main contact for counseling. is dedicated to protecting those served by the consulate.

US Federal Credit Union partners with Mexican Consulate

“Prepare for the unexpected.” “The worst thing is not to start.” “It’s not if, it’s when.” These were some of the messages heard by participants around the country when Frontier Communications hosted its recent webcast, “Fail to Plan, Plan to Fail.” Hundreds of business and community leaders, government representatives, and emergency response personnel from Frontier’s five U.S. regions joined the webcast to learn from a panel of disaster preparedness experts. The panel included Michael Hurley, senior counsel on the 9/11 Commission; H. Bryan Cunningham, a developer of the Homeland Security Act; and Lynne A. Monaco, corporate director of Safety and Security at Frontier Communications. The session encouraged participants to begin to plan for the unthinkable. Panelists emphasized not only the importance of disaster planning, but also stressed facilitating an ongoing dialogue on a variety of man-made and natural disasters that could compromise operational continuity, such as severe weather, cyber attacks, identity theft, pandemic, floods, fires and more. At the top of the list of issues discussed were terrorism threats and cyber attacks. “This is a very sensitive top-

ic and an important one,” said Holly Dahl, Frontier’s general manager for the south metro. “A proactive approach means that we’re not just waiting for something to happen. I believe the conversations that began with this webcast will continue to evolve as our businesses and communities become more prepared for the inevitable.” Hurley and Cunningham encouraged participants to think about their specific organizational needs, and to have a back-up plan for their internal and external communications systems, address Internet security and create contingency plans that identify a clear chain of command. Monaco outlined Frontier’s strategy, which includes 24/7 security command and network operations centers, electronic card entry systems for critical company locations, key control systems, video surveillance, alarm systems, security guards, cyber security, an ID badge program, law enforcement contacts, penetration testing and most important, a plan. This was the second disaster planning broadcast hosted by Frontier, following a 2008 program that originated in Burnsville and was broadcast to multi-state locations via video conferencing. A replay of the “Fail to Plan, Plan to Fail” webcast is available at www.frontier. com/failtoplan.

DAKOTA COUNTY TRIBUNE BUSINESS WEEKLY February 3, 2011

by Jessica Harper DAKOTA COUNTY TRIBUNE

A Rosemount man was sentenced in federal court on Jan. 26 for failing to pay slightly more than $600,000 in employment taxes. Stephen John Kopel of Rosemount was sentenced by U.S. District Judge Michael Davis to six months work release in a correctional facility, six months of home confinement and three years probation. In his plea agreement, Kopel, co-owner of S&P Foods Inc., a corporation that operated a McDonaldâ&#x20AC;&#x2122;s franchise in Rosemount, admitted he failed to report and pay federal taxes in 2005. Kopel, who along with his

wife owned S&P Foods, was the president and chief executive officer of the company. He allegedly deducted employment taxes from his employeesâ&#x20AC;&#x2122; wages between 2003 and 2006, but failed to pay those taxes totaling $627,437.41 to the IRS. Kopel also failed to report and pay $28,691.33 in federal employment taxes for 2005, according to the U.S. Attorneyâ&#x20AC;&#x2122;s Office. Kopel was charged by the U.S. Attorneyâ&#x20AC;&#x2122;s Office on Feb. 5 and pleaded guilty on March 16 to one count of willful failure to account for and pay taxes. E-mail Jessica Harper at: jessica.harper@ecm-inc.com

Minnesota will apply for federal health insurance exchange grant Minnesota will take advantage of a renewed opportunity to apply for a $1 million federal grant to plan for the establishment of a health insurance exchange, an integral component of federal health reform. This opportunity is a result of a conversation between Gov. Mark Dayton and Secretary Kathleen Sebellius in which he asked that Minnesota be given the opportunity to apply. Minnesota had previously been prohibited from applying for the same funding last September. Under federal health reform, exchanges will be the mechanism through which consumers choose coverage and lower-income individuals receive financial assistance through Medicaid or subsidies for private insurance. The planning grant is a first step that would allow Minnesota to receive additional federal funding to develop and implement a statewide exchange by 2014. An exchange is an organized online marketplace designed to facilitate competition and simplify the comparison, choice and purchase of health insurance coverage for individuals and small employers.

The state will submit its application to the U.S. Department of Health and Human Services for federal funding before the end of January, with funds to be received by March 1. Last year, HHS offered states a chance to apply for funds to assist with the planning and establishment of the American Health Benefit Exchanges outlined by the federal Patient Protection and Affordable Care Act of 2010. Minnesota did not apply. Multiple agencies, including the Minnesota Department of Commerce, Minnesota Department of Health and Minnesota Department of Human Services will work together with the governorâ&#x20AC;&#x2122;s office to plan for the implementation of an exchange that will maximize competition and simplify Minnesotaâ&#x20AC;&#x2122;s health care system. â&#x20AC;&#x153;It is a high priority to get the health insurance exchange for Minnesotans back on track,â&#x20AC;? said Mike Rothman, commissioner of the Minnesota Department of Commerce. â&#x20AC;&#x153;These funds help kick start our planning process to develop the insurance exchange.â&#x20AC;?

Wright appointed to lead the Department of Higher Education cation at Saint Xavier University in Chicago. She has also taught at Carleton College in Northfield and at Minnesota State University, Mankato. The Minnesota Office of Higher Education provides students with financial aid programs and information to help them gain access to postsecondary education. The agency also serves as the stateâ&#x20AC;&#x2122;s clearinghouse for data, research and analysis on post-secondary enrollment, financial aid, finance and trends. It administers up to $150 million dollars in need-based grants to Minnesota residents attending eligible institutions in Minnesota. Wright replaces Acting Director Barbara S. Schlaefer and her term runs until Jan. 5, 2015.

William Grant â&#x20AC;&#x153;Bill is recognized by was appointed as consumers, the energy deputy commissioner industry and policy of the Minnesota makers as someone Department of Comwith terrific knowlmerce, Energy Diviedge, ability and insion. Grantâ&#x20AC;&#x2122;s first day tegrity. He will be at the department will William charged with ensurbe Monday, Feb. 7. ing that Minnesotaâ&#x20AC;&#x2122;s Grant Grant most reenergy needs are met cently served as associate ex- while focusing on a green enecutive director of the Izaak ergy economy and jobs.â&#x20AC;? Walton League of America, a Grant has been instruposition heâ&#x20AC;&#x2122;s held since 2002. mental in the development of The Izaak Walton League several league publications, inprotects Americaâ&#x20AC;&#x2122;s outdoors cluding â&#x20AC;&#x153;Power to Spare in the through education, commu- Upper Midwest;â&#x20AC;? â&#x20AC;&#x153;Energy Efnity-based conservation, and ficiency and Minnesota Jobs: promoting outdoor recreation. The Employment Impacts of Before assuming the role Electric Utility Demand-Side of associate director of the Management Programsâ&#x20AC;? and league, Grant served as direc- â&#x20AC;&#x153;The Landownerâ&#x20AC;&#x2122;s Guide to tor of the leagueâ&#x20AC;&#x2122;s Midwest of- Wind Energy in the Upper fice beginning in 1995 and has Midwest.â&#x20AC;? directed the leagueâ&#x20AC;&#x2122;s advocacy Before joining the league, of utility regulatory reform Grant spent seven years with policies to promote energy ef- the Minnesota Department ficiency and renewable energy of Public Service, his responin the Upper Midwest since sibilities included the review January 1992. of utility conservation plans, â&#x20AC;&#x153;I am pleased that Bill integrated resource plans, Grant, one of Minnesotaâ&#x20AC;&#x2122;s certificate of need filings, and strong leaders on energy interventions before federal policy, is joining our team,â&#x20AC;? regulatory agencies. He also said Mike Rothman, com- spent six months on special missioner of the Minnesota assignment to the Minnesota Department of Commerce. Pollution Control Agency.

Burnsville movieplex will reopen under new ownership The Atlantis 15 Theatres in Burnsville will be closed until mid-February, the new owner announced Thursday, Jan. 27. Florida-based Paragon Theaters is acquiring two multiplexes in Minnesota â&#x20AC;&#x201C; the Atlantis 15 and the Chateau 14 in Rochester. Both were owned by CineMagic Theatres of Maple Grove, which filed for Chapter 11 bankruptcy last September. CineMagic opened the Burnsville theater in July 2008 at 14401 Burnhaven Drive, just east of Burnsville Center. Upgrades are in the works for both of its new acquisitions, Paragon said in a news release. At the Atlantis 15, upgrades will include a VIP Premier seating area for customers 21 and older, including a bar and lounge with a small-plate menu.

The VIP Premier is scheduled to open this spring. The Atlantis will also get an expanded arcade with interactive gaming for kids and families. The centerpiece of the complex is its 70-foot, large-format branded screen with the best available picture and sound, including 3D capability, Paragon said. â&#x20AC;&#x153;We plan to create a premier moviegoing experience and family destination with great amenities and outstanding customer service at a price point that is competitive with the other theaters in the marketplace,â&#x20AC;? Paragon CEO Michael Whalen said. Atlantis 15 is closed for upgrades and staff training, Paragon said. â&#x20AC;&#x201D; John Gessner

Thisweek Newspapers won first place in general excellence from the Minnesota Free Paper Association at the MFPA annual convention in Bloomington. The award was announced Friday during the second day of the convention, which is held in conjunction with the Minnesota Newspaper Association at the Sheraton Hotel in Bloomington. Thisweek and the Dakota County Tribune, which are owned by ECM Publishers of Coon Rapids, also won several individual awards from the MFPA and the MNA. The MNA awards, presented Thursday evening, included three awards for news coverage and two for advertising. The news awards went to photo editor Rick Orndorf and reporter Jessica Harper. Orndorf won the major photo award for Minnesota weeklies â&#x20AC;&#x201D; the MNA Press Photographers Portfolio Award. Orndorf, a 20-year

employee of Thisweek, also won first place for Portrait and Personality Photography. Harper won first place for best social-issues story in weeklies with more than 5,000 circulation for a Dakota County Tribune story on the aging workforce. In the MNA advertising competition, Thisweek won a second place for advertising excellence among large weeklies and a second place for advertising campaigns. In the MFPA contest, Orndorf won first and second place in the original photography category for images of the Apple Valley High School mock car crash and School District 191 volunteer Rod Blanchard. In the MFPA advertising competition, Thisweek won first place in color auto ad and medium size black and white ad, second place in self-promotion for its Dealzon ads and small space black and white ad, and third place for medium size color ad.

Met Council selects new regional administrator Patrick Born, chief financial officer for the city of Minneapolis, has been selected as the new regional administrator of the Metropolitan Council. The selection was announced by new Council Chair Susan Haigh, who said Born will bring to the council â&#x20AC;&#x153;great skill and diverse experience as an administrator, public finance expert and management consultant. â&#x20AC;&#x153;Mr. Born shares my commitment to improved transit and transportation in our region,â&#x20AC;? Haigh said. â&#x20AC;&#x153;He also is committed to our goals of expanding the regionâ&#x20AC;&#x2122;s supply of affordable housing and jobs. The council is fortunate to attract such a proven administrator and leader.â&#x20AC;? Born, who has been chief financial officer of Minneapolis since 2001, said: â&#x20AC;&#x153;I am honored to have been asked by Chair Haigh to serve the Metropolitan Council as regional Administrator. The council plays a

Gov. Mark Dayton appointed Sheila Wright, professor and dean in the School of Education at Hamline University, as the director of the Office of Higher Education. Wright has dedicated her career in education to addressing the crucial issues of teacher quality and the achievement gap, working in P-12 and higher education, as well as in state government and nonprofit organizations. She is widely respected as an innovator in the areas of faculty governance, assessment, general education, tenure, diversity, and community partnerships. Prior to joining the faculty at Hamline, Wright served as associate dean of academic programs and a tenured faculty member in the School of Edu-

Commerce commissioner names Thisweek, Dakota County new head of Energy Division Tribune win top state awards

Rosemount businessman gets jail time for failing to pay taxes

critical role in making the Twin Cities region a great place to live, work, and visit. I welcome the opportunity to join a talented group of policy makers and public managers to achieve the councilâ&#x20AC;&#x2122;s goals. â&#x20AC;&#x153; Born succeeds Tom Weaver as regional administrator, the councilâ&#x20AC;&#x2122;s top staff position. In that job, he will oversee a large and diverse organization with more than 3,700 employees and an annual budget of $760 million. Before assuming his current position with the city of Minneapolis, Born spent 19 years at Evensen Dodge Inc., a national financial advisory firm; a year as a senior consultant with Price Waterhouse & Co., a management consulting firm, and six years at the state of Minnesota including two years as director of financial management for the Minnesota Department of Finance (now called Minnesota Management and Budget). He will begin his new position Feb. 14.

February 3, 2011 DAKOTA COUNTY TRIBUNE BUSINESS WEEKLY

News Roundup Recent news from around Dakota County

Apple Valley A snow-laden celebration A weekend of winter fun is in store at Apple Valley’s M i d -W i n t e r Fest Feb. 5-6. Now in its 34th year, the annual celebration hosted by the city’s Parks and RecreFile photo ation Two days of familyD e oriented winter partfun are in store ment Feb. 5-6 at f e a Apple Valley’s tures 34th annual famil yMid-Winter oriented Fest community activities celebration. throughout the weekend at the Apple Valley Community Center, Valleywood Golf Course, the teen center and other sites throughout the city. The medallion hunt, a perennial festival favorite, returns this year for teams of sleuths to search out a medallion hidden in one of the city’s 50 parks. Clues will be posted at the community center throughout the day on Feb. 5 and 6. New events this year include a boot hockey tournament, a pickleball demo, and an African drum concert presented by Valley Middle School music students, which will be held at noon Saturday, Feb. 5, at the community center. The Apple Valley Community Center will take on a family carnival atmosphere Saturday with face painting, inflatable jumpers, cotton candy and mini golf. Other activities at the community center include a reptile show, ice carving, dog sled rides, bingo and a buffalo wing-eating contest. Events geared to senior citizens are set for Feb. 5 at the Hayes Community and Senior Center, with a nine-ball pool tournament for ages 55 and up in the morning followed by a cribbage tournament and the annual senior volunteer awards ceremony. Valleywood Golf Course joins the Mid-Winter Fest action Sunday, Feb. 6, with a bonfire and marshmallow roast, horse-drawn hayrides, and activities such as snow tubing, cross-country skiing and snowshoeing. Equipment will be provided. The Apple Valley Sports Arena is hosting an indoor ice-skating party from 3:30 to 5 p.m. the final day of the festival, and the Apple Valley Teen Center is playing host to an array of youth-oriented activities. On Friday, Feb. 4, the teen center will hold a dance party for teens with disabilities; a “DJ dance party” is planned Feb. 5 and a Super Bowl party Feb. 6. A Mid-Winter Fest button is required for all events. This year’s button was designed by Kati Erb, an 11th-grader at Apple Valley High School, whose image of a ski-toting penguin with a frost-covered beak was selected from about 50 button designs submitted to the festival committee. Buttons are $1 in advance and are available at the Apple Valley Community Center, Valleywood Golf Course, City Hall, the teen center, city ice arenas, the senior center and all municipal liquor stores. Buttons are $2 at the door. The local Lions club is hosting a spaghetti dinner in conjunction with the festival Feb. 4 at the Apple Valley American Legion, 14521 Granada Drive. A full Mid-Winter Fest schedule, along with registration forms for snow softball and the other sports tournaments, is at www.cityofapplevalley.org. More information about the events at the Apple Valley Teen Center is available by calling (952) 953-2316. — Andrew Miller

Burnsville

Dakota County

Football, booze, confrontation and bloodshed in Burnsville

DCC executive director made permanent

An alcohol-fueled football gathering ended in bloodshed Jan. 23 as one of two Burnsville men allegedly shot the other to death during a noisy confrontation. The party’s host, 46-year-old Robert Michael Thomas Sr., was charged Jan. 25 with second-degree murder. The victim, 38-year-old James Edward Thomas Koenig, died of a single shotgun blast inside Thomas’ townhouse at 14046 Plymouth Ave. S. The confrontation was over photos that Thomas’ 13-yearold son had taken that day of a shirtless Koenig, according to the criminal complaint. According to accounts given to police, the boy took photos of Koenig in body-building poses in a bedroom of the townhouse. Both Thomas and Koenig’s girlfriend confronted Koenig about the photos, which they deemed inappropriate, according to the complaint. When confronted, Koenig said he wanted a new picture for his Facebook page. When Thomas and Koenig’s girlfriend told Koenig to leave the house, he began yelling at Thomas, the woman told police. She said Thomas left the room and returned with a “huge gun,” which police said was a single-shot shotgun. Thomas ordered Koenig to leave, but he kept coming at Thomas, who shot Koenig in the chest, she told police. Prior to the shooting, Koenig taunted Thomas, calling him a “pussy” who “won’t do anything about it” and threatening to take the shotgun from him, the other man Thomas had invited to his home told police. Koenig, who was asked several times to leave, was also swearing at his girlfriend, the man told police. Thomas asked the man to call 911, and he started to dial as Koenig walked toward Thomas, the complaint said. “The witness stated that the victim lunged toward the defendant, at which time the shotgun went off,” the complaint said. The man then hit “send” on his phone and ran into the garage to talk to the 911 dispatcher. When police responded at 5:36 p.m., Thomas was standing in the garage, waiting for them, the complaint said. “I shot him,” he said. Koenig was dead by the time rescuers reached him. Thomas is being held on $500,000 bail without conditions and $400,000 bail with conditions. His next court appearance is Feb. 8. County Attorney James Backstrom said he’ll convene the Dakota County grand jury to review the case. — John Gessner

The interim title in front of Diane Lind’s name is no more. Lind, who had been serving as interim executive director of the Dakota Communications Center since July 15, officially took over Jan. 20 as the permanent replacement for Kent Therkelsen. Lind, of Lakeville, became the DCC’s first operations director when the joint emergency dispatch center opened in late 2007. She is a former communications supervisor with the Burnsville Police Department. “We are happy to announce Diane’s appointment to the position of executive director with the DCC,” said George Tourville, DCC board of directors chairman and Inver Grove Heights mayor. “The Dakota Communications Center board of directors looks forward to a smooth transition as we continue to serve 911 communications.” The DCC board said last year that at the beginning of 2011 a decision regarding Lind’s status would be made depending on her performance and whether she wanted to assume the lead post on a permanent basis. Therkelsen’s last day on the job was June 30, 2010. He announced his retirement in 2009. — Tad Johnson

Fire damages apartment building A fire that started just after midnight Saturday, Jan. 22, damaged about 30 units and displaced residents at Raven Hill Apartments in Burnsville. Subzero temperatures challenged firefighters as they battled the blaze and residents evacuated also sought relief from the cold. The cause of the fire at the 69-unit building at 13000 Harriet Ave. has not been determined. It was reported that two people were treated at the scene for smoke inhalation and a firefighter sustained a knee injury. Raven Hill is owned by Condor Corp. and the family of James Riley Sr. The company owns and manages more than 1,400 apartments in Minnesota and Florida. The Red Cross provided comfort kits to the estimated 30 families who needed the kits’ food, clothing, stuffed animals and other essentials. This is the second fire at Raven Hill since a Sept. 11 fire caused by careless discarding of smoking materials. Two apartments were heavily damaged by the fire. Several apartments were temporarily unlivable because of smoke and water damage. Property loss was estimated at about $400,000, the Burnsville Fire Department said. — Tad Johnson

Eagan Coffee shop opens at Wescott Library in Eagan The wait is finally over – visitors can now enjoy a cup of joe while they browse the books at Wescott Library in Eagan. A grand opening celebration was held Saturday, Jan. 29, for Dewey’s Cafe, which began serving customers mid-January. Wescott patrons have been eagerly awaiting the coffee shop since it was first Photo by Erin Johnson announced it would be Dewey’s Cafe is being operated by included in the library’s local entrepreneurs Chris McLean, $2.2 million renova- above, and Tyler Liedman. tion, which was completed in 2009. “We’re very excited,” said Chris McLean, who owns the cafe along with his partner, Tyler Liedman. The twenty-something entrepreneurs met while working as barristas in a St. Paul coffee shop and talked of starting their own operation some day. The cafe serves a variety of coffee drinks using primarily organic and fair trade coffee, along with Italian soda, soft drinks, tea, juice, pre-made sandwiches, chips, donuts, and fruit. The cafe was originally supposed to open last June, but the task of meeting state and local codes for food service was more involved than they’d anticipated. McLean said he and Liedman did their homework, studying other coffee shops in the area to make sure their prices were competitive, and changing some of the ingredients when they thought it would be an improvement. Customer feedback so far has been positive, he said. The cafe is open seven days a week during the same hours as the library. McLean said he and Liedman hope their passion for what they do will be evident in what they sell. — Erin Johnson

DAKOTA COUNTY TRIBUNE BUSINESS WEEKLY February 3, 2011

News Roundup Recent news from around Dakota County

Farmington

Lakeville

Nixed budget item leads to questions, accusations

Lakeville elementary school closing moved up

Keliher to remain Lakeville School Board chairwoman

Questions surround the Farmington School Board’s 4-2 vote at a Jan. 24 meeting to cut an agenda action item regarding the Farmington School District budget. Board Member Brian Treakle’s motion to remove the budget item from the agenda was unexpected by Board Member Julie Singewald, who asked for explanation. Treakle said the board didn’t have enough information about what would be proposed, then added, “there’s more to it than that.” Noting data privacy laws, Treakle said he’s not allowed to expand on the reasons for his concerns. The board packet included only a motion to approve Finance Director Jeff Priess’ recommendations, which were not detailed. After the meeting, Board Member Melissa Sauser, who cast the deciding vote to pull the budget item, said she was told prior to the meeting that the recommendations would be based on a November 2010 study by the accounting firm Baker-Tilly. Sauser said she’d only read the report’s executive summary. The Baker-Tilly report recommended numerous budget cuts that could amount to a maximum of $1.1 million annually, achieved in part by staff cuts, including the administrative services director. Several board members, including Board Chair Tera Lee, refused to expand on the reasons for their vote to remove the budget agenda item other than a lack of information, but she also cited data privacy laws. Board Member Julie Singewald voted to keep the agenda item, and after the meeting was visibly upset by the board’s action. She accused the board of violating open meeting laws because of the board’s decisive action on the item, and in a later interview accused Board Member Tim Burke of trying to forward an agenda in his own interest. “I personally think that Board Member Burke thinks there is somebody within the district who could potentially get cut that would have something to justify his behavior,” Singewald said. An investigative report detailing allegations Burke violated data privacy laws and the board’s conduct code is being reviewed by attorneys for possible prosecution. Burke and others interviewed in the report, whose names have been redacted, also stated the district monitored some of Burke’s communications and delayed providing him public information he requested. Regarding Singewald’s comments, Burke refused comment about the budget, also citing data privacy concerns. He also denied having any kind of agenda, and said there have been no open meeting law violations by any board members. “Some of the board members discussed (the agenda item) individually with each other, but there was not four board members involved at any time or serially,” Burke said. Minnesota’s open meeting law bans a quorum or more of a governing body from meeting as a group and discussing or receiving information regarding the body’s official business. The statute doesn’t apply to individual communications between fewer than a quorum. Sauser said she didn’t like the accusations of (open meeting law violations) being made “because they’re not true, and it creates the illusion that something’s going on that’s not, and I don’t think that’s right.” — Laura Adelmann

In the wake of the Lakeville school district’s $15.8 million budget adjustment plan, scores of residents, teachers and district staff have advocated for programs on the chopping block that they believe should be spared – even pared – but not eliminated. But the planned shuttering of an elementary school on the city’s older-demographic north side has not garnered much public outcry. Initially planned for the 2012-13 school year, the school closure would save the district $725,000. Now, however, the closure will likely happen sooner. At its Thursday, Jan. 20, study session at Lakeville South, the School Board directed Superintendent Gary Amoroso and upper-level administrators to decide on which school to close by March 8, which would trigger a boundary change vote on April 26 and closure this summer. The move provides realized savings earlier: half of that $725,000 each year of the biennium instead of the whole sum in the second year. It also lumps the pain of transition into one school year, but Amoroso and Administrative Services Director Tony Massaros expressed concern that rushing the decision would have an adverse affect on staff morale and not allow enough time for a comprehensive analysis of future uses for the closed building. Because Massaros would have to plan for a closure immediately with respect to staffing arrangements, despite not knowing which school is to close, he said he would have to lay off more teachers than necessary. Some of those teachers would be recalled, he said, “once we complete the process. Probably toward the summer.” “It would have an impact on those individuals in terms of employee relations or employee morale,” Massaros said. The closure will result in about eight to 10 FTEs cut, as well as administration and some support staff. But the opportunity for realizing savings a year earlier, and thus reducing the budget adjustment impact, is too grand for the School Board consensus to rest with waiting another year. “It would be worth the challenge to get those additional dollars,” said Board Member Roz Peterson. Board Member Kathy Lewis agreed, but said she sees it as not only saving money but saving some stress. Changes to programs and transportation in the 2011-12 school year and then similar ensuing changes yet again the following school year would be too much, she said. “That’s where I started to think that we should go ahead and do it (close the school) this year,” Lewis said. Board Member Bob Erickson said he has faith the community will be appreciative of the board’s efforts. The students, will, too. “Students are even sometimes more resilient than parents on these processes,” Erickson said. According to the district, the closure will occur along the following timeline. Wold Architects will conduct a facilities study beginning Feb. 1. This $7,500 component of the process will allow district staff and the School Board to determine what is needed to repurpose a closed elementary school. On March 8, the Board will approve closure of an elementary school. The following day a task force – consisting of the superintendent, two board members, the director of business services and two principals – will gather to create a model for attendance area adjustments. During April the School Board will discuss the attendance area changes, providing opportunity for community feedback. The board will approve the boundary changes on April 26. Throughout May and into early June the elementary schools that will stay open will host orientation sessions. Throughout the summer a to-be-determined task force will select programs to move to the repurposed elementary school. — Aaron Vehling

After election attempts at two meetings, the Lakeville School Board finally decided on a chairwoman and vice chairwoman at its Tuesday, Jan. 25 meeting. Judy Keliher will remain chairwoman and Michelle Volk will remain vice chairwoman. The board had been split on whether to re-elect Keliher or elect Board Member Roz Peterson. But at the Jan. 25 meeting, Board Member Bob Erickson moved over to Keliher’s corner, giving her a 4-2 decision over Peterson. The decision to re-elect Volk was unanimous. Erickson did not give a specific reason for his change of mind, but he did speak highly of both women and also highlighted Peterson’s active, important involvement in the Minnesota School Boards Association. — Aaron Vehling

City to cut funding for drug awareness position in 194 The Lakeville City Council reached a consensus at its work session Jan. 24 that the city can no longer afford to fund the $18,650-per-school-year drug awareness position in the Lakeville public schools. The money for the position comes from the liquor fund. Mayor Mark Bellows, who is a pastor and therapist at a recovery church, opposed the expenditure for numerous reasons, including questioning the viability of the method of prevention the position represents and if it is even the city’s job to be involved in this. “It’s a philosophical discussion about what services are ours (the city’s),” Bellows said, adding that it seems like a superfluous expense at a time when the city needs to focus on the basics. Council Member Laurie Rieb said that Police Chief Thomas Vonhof has said the position has been helpful. Bellows disagreed. “That’s all anecdotal,” he said. The city has funded the position through June. — Aaron Vehling

Rosemount Council selects Kearney to fill remainder of Bills’ term On Jan. 19, Rosemount City Council members selected a self-described “numbers guy” to fill the remaining term of Kurt Bills, who was elected as a state representative in November. Matthew Kearney, a self-employed, 16-year Rosemount resident, is anticipated to be sworn in at the Feb. 1 Rosemount City Council meeting. Kearney owns MJK Investments, a real estate investment company, and said his experience will benefit the city as UMore Park develops. With a distinctly “Bills-esque” quality, Kearney also cited the importance of fiscal discipline, noting his ability to understand budget forecasts, spreadsheets and strong financial background as important tools he could bring to the council. Kearney has also been an involved community member, and has served on many boards, including the SKB Trust Fund, the Rosemount Facilities Task Force, the Rosemount Area Hockey Association and the Irish Baseball Booster Club. Other finalists interviewed Jan. 22 for the position were Robert Leuth and Pamela VanderWeil. Throughout the appointment process, council members discussed how impressed they were by all 18 applicants and their credentials, experiences and backgrounds. An open house reception for the community to meet Kearney was scheduled Feb. 1 prior to the council meeting. — Laura Adelmann

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February 3, 2011 DAKOTA COUNTY TRIBUNE BUSINESS WEEKLY

Capitol Commerce

Field of White House dreams Republicans Pawlenty, Bachmann may be two of ‘a lot of people’ in presidential race

by T.W. Budig ECM CAPITOL REPORTER

Former Republican governor and possible presidential candidate Tim Pawlenty was even-toned last week leaving a book signing in Woodbury when he discussed the arrival of another potential presidential rival — one close to home. “I have a lot of respect and admiration for Congresswoman (Michele) Bachmann,” Pawlenty said. “She’s a friend. And whether she runs or I run or not, there’s going to be a lot of people in the race. “And so, there’s going to be a lot of choices either way. So, it’s OK,” Pawlenty said. Bachmann is fresh from an appearance late last week before a conservative group in Iowa — a pivotal presidential state with its famous presidential caucuses. The colorful Republican 6th Congressional District congresswoman is nationally seen as exploring a possible run against President Barack Obama, as is Pawlenty – an Eagan resident and former City Council member and state representative in the city. “From every indication I get from the folks around Michele Bachmann, she’s very serious about testing the water as well (as Pawlenty),” Republican Party of Minnesota Chairman Tony Sutton said. Sutton does not view Bachmann as trespassing on Pawlenty political ground, or the reverse. “I don’t think at this stage of the game that should be a factor,” Sutton said of one or the other backing off. Some Iowa political insiders view two potential presidential candidates coming from the same state as unusual. “It’s incredibly rare that you would have two presidential candidates in the Iowa caucuses that come from the same relatively small geographic area,” said associate professor Rachel Paine Caufield of the Department of Politics and International Relations at Drake University in Iowa. Iowa Republican Party Chairman Matt Strawn indicated that he could not recall a similar situation in recent Iowa caucus history.

Unsettled race In general, the Iowans contacted for this story emphasized the earliness and unsettled nature of the presidential race in Iowa. It’s hard to know who has an advantage. “I think it’s fair to say those introductions have to take place,” Strawn said of Bachmann and Pawlenty becoming better known quantities to average Iowa Republicans.

Photo by T.W. Budig

Republican 6th Congressional District U.S. Rep. Michele Bachmann appeared at the Capitol to speak on Monday, Jan. 24 against the Dayton Administration’s recent enrollment into an early federal health care option. Bachmann, seen nationally as a possible presidential candidate, recently appeared in the key presidential state of Iowa. Photo submitted

Gov. Tim Pawlenty hopes to catch on as the Republicans’ favorite to run for president in 2012. Pawlenty went fishing May 15, 2010 on Lake Kabetogama in northern Minnesota at the Governor’s Fishing Opener. Paine Caufield spoke in a similar vein. “At this stage, because we don’t have anyone declared as a candidate yet, at this stage her (Bachmann’s) public appearances I think are less important than her face to face meetings with real opinion leaders in the party,” Paine Caufield said. “So a lot of what’s happening in the state right now is behind the scenes,” she said. Paine Caufield indicated that Bachmann could be campaigning in a state with a glass ceiling for women candidates for higher office. Iowa is one of two states that has never elected a woman for governor or for federal office, Paine Caufield said. “We have not proven to be a state that’s terribly hospitable for female candidates,” she said. Associate political science professor Timothy Hagle at the University of Iowa and a Republican activist explained that had Bachmann simply been a congresswoman from Minnesota, he might not consider her potentially a formidable candidate. The U.S. House is not normally seen as a good launching pad for presidential runs, he said. But Bachmann has appeared frequently on Fox News and on other national media outlets, he pointed out. Bachmann might have a better national profile than Pawlenty, Hagle said. She has closely associated with the Tea Party movement,

plus with conservative and vocal Iowa Republican Congressman Steve King, he said. “That kind of makes her more of an appealing candidate in what she is saying,” Hagle said. Bachmann is an Iowa native, having completed grade school in Iowa before her family moved to Minnesota. “It might help a little bit,” Hagle said. “I don’t know if that’s enough to make her a favorite daughter, so to speak. “I think she can come down here and do well if she puts her mind to it,” said Hagle, who contributed to Bachmann in the last election. Could Bachmann hurt Pawlenty’s chance in Iowa? “I don’t really think so,” Hagle said. “From an Iowan’s perspective, it’s not like we’re taking one from each state — others can come in.” Bachmann and Pawlenty are seen as sharing one advantage by the Iowans, and that’s ease of access to the state. Maybe, too, being Midwesterners gives them an advantage over candidates from outside the region.

Caucus formula “You don’t win the caucuses over the air waves, you win it by meeting Iowans,” Iowa Republican state Rep. Erik Helland said. “When you’re from the Midwest, I think your ability to interact with people is heightened,” Helland said. Midwesterners feel more comfortable strolling onto a front porch, meeting family,

Helland believes. That’s one of the reasons Helland likes Pawlenty. Pawlenty’s style is personable, authentic, he explained, and Pawlenty has helped local Republicans, including Helland, with fundraising. “I’ve got to imagine with the number of trips he made down here, that’s certainly helped,” Helland said. Pawlenty will “stand out” among the presidential candidates for upholding his conservative values in a blue state, Helland said. It’s easy for someone from a conservative state or a safe congressional seat to talk about that, he said. Pawlenty did it. “That will sell to caucus-

goers,” Helland said. “That is something that caucus-goers will greatly admire.” The Iowans all stressed that running in the Iowa caucuses requires a total commitment from the candidates in terms of spending time in the state. “First and foremost, there is that expectation among Iowa caucus-goers that they will have the opportunity to directly meet and ask the tough questions of anyone seeking the nomination,” Strawn said. “The Iowa caucuses are not about giving a speech in front of thousands or winning it with television ads,” he said. “The Iowa caucuses are won in our coffee shops, in our farm fields, our restaurants,

going to the voters.” Paine Caufield, too, stressed the need for candidates spending time in Iowa. “You absolutely do,” she said. Former U.S. senator and presidential candidate Hillary Clinton spent little time in Iowa, Paine Caufield said. “And it showed,” she said. Other possible Republican presidential candidates include former Massachusetts governor Mitt Romney, former Alaskan governor Sarah Palin, Indiana Gov. Mitch Daniels, former U.S. House Speaker Newt Gingrich, and Mississippi Gov. Haley Barbour. T.W. Budig is at tim.budig@ ecm-inc.com.

Action aims to accelerate permit approvals by T.W. Budig ECM CAPITOL REPORTER

Democratic Gov. Mark Dayton signed an executive order on Jan. 24 to speed up the permitting process in two state agencies. Dayton described the order, affecting the Department of Natural Resources and Minnesota Pollution Control Agency, as a “bridge” to legislative action afoot in the Republican-controlled Legislature. Republicans and Dayton weeks ago identified streamlining the permitting process as one area ripe for bipartisan cooperation. Although some streamlining proposals require legislative actions, Dayton’s order sets a goal of the two agencies reaching decisions on applications within 150 days after the environment or natural

resources application is complete. Further, the order sets a goal for the DNR and MPCA for deciding within 30 days after an environmental impact statement is approved whether to issue the permit. Dayton ordered the MPCA to report within 60 days whether it would be appropriate to change state environmental rules to more closely resemble federal rules as to allow in some cases construction to begin on a water discharge system before the actual permit is issued. If state rules are deemed more appropriate, an explanation of why they are must be given. “This will be a stretch for us,” MPCA Commissioner Paul Aasen said of meeting the 150-day goal.

On average, decisions at the MPCA on applications takes 180 days, he explained. “The governor doesn’t like to sit still,” DNR Commissioner Tom Landwehr said of pushing for change. Although the No. 1 priority in his agency will remain protecting natural resources, “when the boss tells you to do something, we’ll do it,” Landwehr said. Most permits are ultimately issued by the DNR, Landwehr said. He also spoke of webbased online application processes in use in some states that promise the possibility of an immediate OK for a permit. T.W. Budig is at tim.budig@ ecm-inc.com.

DAKOTA COUNTY TRIBUNE BUSINESS WEEKLY February 3, 2011

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Capitol Commerce

Local officials warn of drug use Apple Valley police officer, Dakota County attorney testify at the Capitol

by T.W. Budig ECM CAPITOL REPORTER

Apple Valley Police Officer Mike Eliason illustrated the “nudge, nudge, wink, wink” conspiratorial mentality surrounding the sale of synthetic marijuana to a House committee Jan. 20. Eliason, president of the Minnesota Juvenile Officers’ Association, said he recently visited a website selling gum balls coated with K2 – a chemical-laced product sold as incense but often smoked. The gum balls were labeled not for human consumption. “I’m still trying to figure out who’d chew a gum ball that’s not fit for human consumption,” Eliason said. Eliason and other officials testified before the House public safety committee in support of legislation outlawing the sale and possession of synthetic marijuana in Minnesota. Eliason, Rep. Tara Mack, R-Apple Valley, and others noted that synthetic marijuana – products such as Spice Gold, Spice Silver, and Yucatan Fire – are readily purchased at gas stations, tobacco shops, and “head” shops. These products are laced with synthetic cannabinoids, chemicals designed to mimic the THC found in marijuana and originally intended for research. Synthetic cannabinoids can produce coma, hallucinations, heart irregularities, depression, other severe health problems, say officials. One Cottage Grove police officer testified that people

Photo by T.W. Budig

Rep. Tara Mack, R-Apple Valley, spoke on behalf of parents in her community whose child had been hurt by synthetic marijuana use during a House committee hearing Jan. 20. Mack is in favor of a bill that makes it a crime to possess and sell synthetic marijuana. Photo by T.W. Budig

Apple Valley Police Officer Mike Eliason warned during a hearing at the state Capitol of a pattern of synthetic marijuana abuse spreading across the state.

Capitol Roundup

To find out the latest news in Minnesota government, go online to ECM Capitol Roundup at www.HometownSource.com.

who have been arrested for smoking actual marijuana have told him they would never smoke synthetic marijuana because it’s too risky. “They spray (synthetic cannabinoids) on God knows what kind of plant materials,” Cody Wiberg, executive director of the Minnesota State Board of Pharmacy, said of factories producing these products. Mack spoke on behalf of a family in her district whose 16-year-old son abused synthetic marijuana for about nine months. The parents became aware

of the abuse when noticing “very dangerous and scary behaviors in their son,” Mack said. “It’s disturbing to hear what individuals and families go through when they’re involved with this drug.” Eliason has received reports of synthetic marijuana abuse from Burnsville, Lakeville, St. Cloud, Andover and elsewhere. “It’s around the state of Minnesota – it’s not just the metro area,” he said. Rep. John Kriesel, R-Cottage Grove, said his synthetic marijuana criminalization bill has the support of state

law enforcement associations. Dakota County Attorney James Backstrom has also called for making synthetic marijuana illegal. Backstrom testified on behalf of the bill. As currently proposed, it would make the sale of synthetic marijuana a gross misdemeanor, punishable by a year in jail and a fine of up to $3,000. It would make the possession of synthetic marijuana a misdemeanor, punishable by up to 90 days in jail and/or a fine up to $1,000. Wiberg explained that synthetic marijuana is already illegal under federal law, but a lack of state laws makes federal enforcement difficult. The Minnesota legisla-

Photo by T.W. Budig

Dakota County Attorney James Backstrom leans forward to make a point while testifying before a House committee in favor of a bill outlawing the possession and sale of synthetic marijuana. tion, which Wiberg helped write, is broad. That’s necessary, because sellers of synthetic marijuana in getting around laws can change a molecule or two in their mix and thereby remain legal. More than a dozen states

have bans against synthetic marijuana, including neighboring Iowa and North Dakota, according to bill supporters. T.W. Budig is at tim.budig@ ecm-inc.com.

Dayton’s share of bonding bill proposed He asks Republicans to add to it, but they say now is not the time for borrowing by T.W. Budig ECM CAPITOL REPORTER

Improving the Coon Rapids Dam on the Mississippi River is one of the projects Democratic Gov. Mark Dayton includes in his share of a proposed $1 billion bonding bill. “This is a jobs’ bill,” Dayton said of his bonding proposal, one in which the governor proposes the Republican-controlled Minnesota Legislature add about $470 million of their own projects to round out a $1 billion bill. But Republicans at a Capitol press conference suggested there would not be a bonding bill this session, with the possible exception of one responding to some natural disaster. Now is the wrong time to pull out the state’s credit card,

House Majority Leader Matt Dean, R-Dellwood, said. Besides improving the Coon Rapids Dam as a safeguard against a possible upstream Asian carp invasion, a number of area projects are listed in the Dayton’s $531 million proposal — some items former Republican governor Tim Pawlenty earlier vetoed. Projects include renovation of the fine arts building at Anoka-Ramsey Community College, a Northstar Commuter Rail transit station in the City of Ramsey, dollars for asset preservation at the Anoka Metro Regional Treatment Center, the Lino Lakes Correctional Facility, Dakota County Technical College, among asset preservation projects. Also included in Dayton’s

proposal is funding for the St. Cloud Civic Center expansion, plus funding for construction of a ballpark for the St. Paul Saints baseball team.

Job creator The governor cited studies suggesting $1 billion bonding bill could create some 28,000 jobs — Republicans question such numbers, adding that jobs created by bonding bills may not actually appear for years. But Dayton argued bringing a big bonding bill forward this session instead of waiting until next year — the second year of a legislative session traditionally being the bonding year — would make “a year’s difference putting unemployed workers back to work.” Beyond this, interest rates

are good. And big business is taking advantage of borrowing, Dayton argued. Dayton indicated he would detail how he intended to pay for the bonding when he presents his proposed state budget on Feb. 15. An administration official indicated it could cost only about $10 million immediately to get the bonding underway.

Can be ﬂexible Dayton indicated he was flexible about exactly which projects ended up in the bonding bill. “There’s nothing here I have to have,” he said. But the state needed them, Dayton said. The governor suggested that See Bonding, Page 14A

Photo by T.W. Budig

Democratic Gov. Mark Dayton proposed on Jan. 31 that he and the Republican-controlled Legislature in a bipartisan fashion jointly crafted a $1 billion bonding bill — the governor proposed about $531 million in projects. Republican leaders indicated that other than in response to natural disaster, they were not interested in pursuing a bonding bill this session.

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February 3, 2011 DAKOTA COUNTY TRIBUNE BUSINESS WEEKLY

Capitol Commerce

Mondale pitches Vikings stadium Sports commission chair, governor support creating bill to build home for NFL team

Metropolitan Facilities Sports Commission Chairman Ted Mondale spoke before the Senate local government and elections committee Jan. 26 and gave an update of developments at the roof-tattered Metrodome and offered comment on the Vikings stadium issue.

pressures from anything else, that will dictate the course of the action, they explained. Some eight roof panel samples, with more to be taken, have been sent to engineering firms for analysis, Lester explained. Not that long ago the material on the roof was tested and found to still exceed its original specifications, Lester said. “We think the decision of the roof will be soon,” Mondale said. Currently, the Metrodome is only being used for in-line skating. MFSC has about $12 million in reserves, though also has insurance on property damages and lost revenue. The facility has not received any revenue from liquor or lodging taxes since 1984, Lester said. When asked about the financial importance of having a main client like the Vikings, Lester indicated that the Metrodome would “very quickly” run into cash-flow problems should it lose the team. About 10 percent of the hotel business in downtown Minneapolis comes from non-Vikings events at the Metrodome, said Mondale.

Lake, that they should know with the blizzard-torn, Mewithin the next couple of trodome roof. weeks what direction to take It will be public safety, not

T.W. Budig is at tim.budig@ ecm-inc.com.

by T.W. Budig ECM CAPITOL REPORTER

Metropolitan Facilities Sports Commission Chairman Ted Mondale in a Capitol appearance Jan. 26 said his boss, Gov. Mark Dayton, wants legislative action on a Vikings stadium this session. “This is the first time in at least eight years we’ve got a governor who says, ‘I want to do it,’ ” Mondale said of finding a stadium solution, speaking with reporters after appearing before a Senate committee. “The Dome is down, the (Vikings) lease is up,” Mondale said. The governor wants the Minnesota Legislature to aggressively pursue a Vikings’ stadium bill – he doesn’t want a bill to trickle in late session, Mondale explained. “If they (the Republicancontrolled Legislature) can’t move a bill, he (Dayton) doesn’t want to spend the time,” Mondale said. Mondale indicated the Dayton Administration would not offer its own sta-

Photo by T.W. Budig

Metropolitan Facilities Sports Commission Chairman Ted Mondale met briefly with Senate local government and elections committee Chairman Ray Vandeveer, R-Forest Lake, prior to the start of the hearing. dium bill. The governor is “site agnostic” on the location of a future Vikings’ stadium, Mondale explained, and he’s open to different revenue sources for helping to finance one. But the governor emphasizes user fees, and expects the benefits derived from the new stadium to exceed the public money sunk into it, he explained. Dayton looks at the new stadium as a “People’s Stadium” rather than a “Vikings

Stadium,” Mondale said. At present, the sports commission is working to get the roof-challenged Metrodome ready for the upcoming Vikings football season, he said. The future of the 29-yearold Metrodome was a main topic Mondale and MFSC Executive Director William Lester discussed with the Senate local government and elections committee Jan. 26. MFSC officials told the committee, chaired by Sen. Ray Vandeveer, R-Forest

Photo by T.W. Budig

Bill seeks tax exemption for rescue shelters’ animal sales Farmington representative carries bill in the House by T.W. Budig ECM CAPITOL REPORTER

Rep. Pat Garofalo cradled a squirming, vocal, 4-monthold puppy named Milo in the House tax committee hearing Tuesday, Jan. 25, suggesting the committee held Milo’s future in its collective hands. “If anyone wants to testify against puppies and kittens, I’d be all ears,” Garofalo, RFarmington, said during the hearing on his proposed sales tax exemption. Garofalo’s bill would provide a sales tax exemption for pets sold by nonprofit animal rescue shelters. Garofalo explained the bill as a means of helping out organizations providing valuable services. Lawmakers preach the virtues of nongovernmental groups taking care of problems, Garofalo explained to committee, and this was a means of helping them. Appearing with Garofalo was Sandra Shirley, a volunteer with Last Hope Inc., a no-kill animal rescue group

based in Farmington. Shirley, cradling another puppy, Joey, said Last Hope had been in operation for 27 years and last year alone helped some 1,500 animals find new homes. “We work hard and give fully for the love of our animals,” she said of the group’s 50 to 100 volunteers. Asked by Rep. Sondra Erickson, R-Princeton, what kind of budget the group had, Shirley had a one-word answer. “Zero,” she said. No one is paid. Last Hope actually has no shelter, Shirley said. Animals move from the veterinarians, to private homes, to be offered for adoption on the Internet or at showings at malls. The group took in some $238,000 in donations last year — people who adopt Last Hope animals are not required to pay — but the veterinarian bills amounted to almost $300,000. They paid the difference

in part through garage sales and other fundraisers, Shirley indicated. Last year, Last Hope paid some $15,300 in state sales tax — about two weeks worth of vet bills, she noted. In 2009, the group paid $17,477. That money could have paid for spaying some 200 dogs, according to Shirley. That no one testified against Garofalo’s bill was a good sign for it, House tax committee Chairman Greg Davids, R-Preston, said. But some concerns were heard about the terminology in the bill. Garofalo said he was willing to work with committee members to find “comfort” language. Davids held the bill over for possible inclusion in a larger tax bill. The proposed sales tax exPhoto by T.W. Budig Rep. Pat Garofalo, R-Farmington, cradles four-month old Milo while testifying Jan. 25 emption would cost the state before the House tax committee on a proposed sale tax exemption on pet sales by nonprofit about $300,000 the first year. animal rescue organizations — Garofalo is carrying the legislation. Sitting next to Garofalo with another puppy is Sandra Shirley, a volunteer with Last Hope Animal Rescue of T.W. Budig is at tim.budig@ ecm-inc.com. Farmington.

DAKOTA COUNTY TRIBUNE BUSINESS WEEKLY February 3, 2011

13A

Calendar Date-specific Dakota County Regional Chamber of Commerce events: â&#x20AC;˘ Thursday, Feb. 3, 7:30 to 8:30 a.m., The Buzz, WorkForce Center of Dakota County, 1 W. Mendota Road, Room 110, West St. Paul. Presentation about QR code by Brian Mackenzie of FASTSIGNS. A QR code is a Quick Response code. It is a 2D barcode that when scanned by a smart phone, takes the user to a website or other information. Free. Information: Michelle Tighe at mtighe@dcrchamber.com. â&#x20AC;˘ Saturday, Feb. 5, 11 a.m. to 4 p.m. Join Umbria Pizzeria, 1965 Cliff Lake Road, Eagan, and help support the Eagan Memorial and Tribute fund. Free. Information: cddouden@comcast. net. â&#x20AC;˘ Wednesday, Feb. 9, 7:30 to 8:30 a.m., Rosemount Area Business Council, Paul Eggen - State Farm Insurance, 14450 S. Robert Trail, Suite 204, Rosemount. This monthâ&#x20AC;&#x2122;s meeting will include a presentation regarding the recently completed Hotel Market Study in Rosemount. Information: Ruthe Batulis at rbatulis@dcrchamber.com. â&#x20AC;˘ Wednesday, Feb. 9, noon to 1:15 p.m., ChamberNet, DCR Chamber Office, 1121 Town Centre Drive, Suite 102, Eagan. Lead sharing group. Information: Robb Sweetham (Provincial Bank) at (952) 469-9229. â&#x20AC;˘ Thursday, Feb. 10, 8 to 9 a.m., Coffee Break, Think Mutual Bank, 4245 Johnny Cake Ridge Road, Eagan. There will be a ribbon-cutting ceremony at the beginning of the event to celebrate the opening of this branch. â&#x20AC;˘ Thursday, Feb. 17, 7:30 to 8:30 a.m., Eagan Area Business Council, DCR Chamber, 1121 Town Centre Drive, Suite 102, Eagan. This monthâ&#x20AC;&#x2122;s meeting will feature Eagan Mayor Michael Maguire for a roundtable discussion on business issues in Eagan. RSVP to Ruthe Batulis at rbatulis@dcrchamber.com. â&#x20AC;˘ Thursday, Feb. 17, Career & Networking Fair at Rasmussen College, Eagan Campus, 3500 Federal Drive, Eagan. No cost to participate. Information: (651) 687-9000. â&#x20AC;˘ Friday, Feb. 18, 7:30 to 8 a.m., MN Chamber of Commerce Conference Call, DCR Chamber, 1121 Town Centre Drive, Suite 102, Eagan. RSVP for this meeting to rbatulis@dcrchamber.com or call (651) 288-9201 with questions. â&#x20AC;˘ Wednesday, Feb. 23, noon to 1:15 p.m., ChamberNet, DCR Chamber Office, 1121 Town Centre Drive, Suite 102, Eagan. Lead sharing group. Information: Robb Sweetham (Provincial Bank) at (952) 469-9229. â&#x20AC;˘ Friday, Feb. 25, 8:30 a.m. to noon, Small Business Bootcamp at Rasmussen College, 3500 Federal Drive, Eagan. Free. Information: (651) 687-9000 or antar.salim@rasmussen.edu. â&#x20AC;˘ Friday, Feb. 25, 9 a.m. to 3 p.m., American Red Cross blood drive, DCR Chamber, 1121 Town Centre Drive, Suite 102, Eagan. Information: Lindsay Minderler at lminderler@dcrchamber.com. â&#x20AC;˘ Friday, Feb. 25, 1 to 5 p.m., Executive Roundtable Group meeting, DCR Chamber of Commerce, 1121 Town Centre Drive, Suite 102, Eagan. Information: Greg Buck at (612) 708-4221 or gbuck@bfsllc.info. Apple Valley Chamber of Commerce events: â&#x20AC;˘ Thursday, Feb. 10, 11:30 a.m. to 1 p.m., Chamber Luncheon at Old Chicago, 14998 Glazier Ave., Apple Valley. Guest speaker: MN House Speaker Kurt Zellers. Cost: $15 for chamber members. Information: LeeAnn at LeeAnn@AppleValleyChamber.com. â&#x20AC;˘ Tuesday, Feb. 15, 9:30 a.m., ribbon cutting at Think Mutual Bank, 15751 Emperor

Ave., Apple Valley. Information: LeeAnn at LeeAnn@AppleValleyChamber.com. â&#x20AC;˘ Thursday, Feb. 17, 4:30 to 6:30 p.m., Business After Hours at Famous Daveâ&#x20AC;&#x2122;s, 7593 W. 147th St., Apple Valley. Information: LeeAnn at LeeAnn@AppleValleyChamber.com. Burnsville Chamber of Commerce events: â&#x20AC;˘ Thursday, Feb. 3, 4:30 to 6:30 p.m., Business After Hours, Mediterranean Cruise Cafe, 12500 Nicollet Ave., Burnsville. Contact the chamber for more information (952) 435-6000. â&#x20AC;˘ Wednesday, Feb. 9, 8 to 9 a.m., A.M. Coffee Break, Minnesota Valley Conservatory of Music, 190 S. River Ridge Circle, Burnsville. Information: Anne at (952) 435-6000 or anne@burnsvillechamber.com. â&#x20AC;˘ Thursday, March 3, 6 to 10 p.m., Bite of Burnsville, Burnsville Performing Arts Center. Cost: $40. Contact Travis for more information, to join the BITE Planning Committee, donate or for tickets at (952) 8985645 or travis@burnsvillechamber.com. Lakeville Area Chamber of Commerce events: â&#x20AC;˘ Thursday, Feb. 3, noon, Expo meeting, chamber conference room. â&#x20AC;˘ Tuesday, Feb. 15, 11:30 a.m., Women of the Lakeville Chamber Luncheon, Chart House Restaurant and Event Center. RSVP by Feb. 8. â&#x20AC;˘ Tuesday, Feb. 22, Constant Contact workshops at Brunswick Zone XL. â&#x20AC;&#x153;The Power of Marketing, 10 a.m. to 12:30 p.m., includes lunch, $20. â&#x20AC;&#x153;Social Media Marketing Made Simple,â&#x20AC;? 11:30 a.m. to 2 p.m., $20. Take both seminars with lunch for $25. RSVP: lindar@lakevillechambercvb.org. â&#x20AC;˘ Saturday, March 19, 9 a.m. to 3 p.m., 2011 Landscape & Home/Consumer Showcase Expo at Lakeville North High School. Room for over 150 exhibitors. Sponsorships available. Join the Landscape & Home Committee. Call (952) 469-2020. River Heights Chamber of Commerce events: â&#x20AC;˘ Thursday, Feb. 3, 5:30 to 8 p.m., Annual Meeting Reception & Dinner, Mendakota Country Club, 2075 Mendakota Drive, Mendota Heights. Information: Jennifer Gale at (651) 451-2266 or jennifer@riverheights.com. â&#x20AC;˘ Tuesday, Feb. 8, 11:30 a.m. to 1:30 p.m., Keep it Local for Lunch at Emma Krumbeeâ&#x20AC;&#x2122;s, 5660 Bishop Ave., Inver Grove Heights. Information: Annie Platek at annie@riverheights. com. â&#x20AC;˘ Tuesday, Feb. 8, 4 to 5 p.m., South St. Paul State of the City Address, City Council Chambers, South St. Paul City Hall, 125 Third Ave. N., South St. Paul. Information: Jennifer Gale at (651) 451-2266 or jennifer@ riverheights.com. â&#x20AC;˘ Thursday, Feb. 10, 8 to 9 a.m., Inver Grove Heights Local Issues meeting at the district offices. Highway 52 â&#x20AC;&#x201C; take the 80th St. exit. Go east to Simley High School. Turn in the main drive at the school crossing area. Proceed to the district office which is located on the same property but east of the high school. Park in the east end of the high school parking lot. Limited visitor parking is available immediately in front of the district office. â&#x20AC;˘ Tuesday, Feb. 15, 4:45 to 5:45 p.m., Member Ally Group meeting. Information: Annie Platek at annie@riverheights. com. â&#x20AC;˘ Wednesday, Feb. 23, 7:30 to 8:30 a.m., South St. Paul Local Issues, Central Square Community Center, 100 7th Ave. N., South St. Paul. Reports from Mayor Beth Baumann, city officials, parks and recreation, elected officials and the River Heights Chamber of Commerce and Progress Plus. Information: Annie Platek at annie@riverheights.com. MedNet networking event:

â&#x20AC;˘ Tuesday, Feb. 8, 4:30 to 6:30 p.m. at Normandale Community College, 9700 France Ave. S., Minneapolis, (952) 4878200. Cost is free for MedNet members and $30 for nonmembers. Reserve a space online at http://www.mnvalleymednet.org. Register for the following SCORE classes offered through Lakeville Area Community Education at www.LakevilleAreaCommunityEd.net or call (952) 232-2150 for more information. â&#x20AC;˘ Monday, Feb. 7, 6:30 to 8:30 p.m., Marketing and Advertising Your Business. â&#x20AC;˘ Monday, Feb. 14, 6:30 to 8:30 p.m., Legal Aspects and Financial Management. â&#x20AC;˘ Monday, Feb. 28, 6:30 to 8:30 p.m., Developing a Business Plan. Register for the following District 196 Community Education business classes online at www.district196.org/ce or call (651) 683-6879: â&#x20AC;˘ Saturday, Feb. 5, Feng Shui for Home and Office. 9 a.m. to 3 p.m. $49. Falcon Ridge Middle School, 12900 Johnny Cake Ridge Road, Apple Valley. â&#x20AC;˘ Monday, Feb. 7, Microsoft Word 2007: Document Formatting 1. 6:30 to 8:30 p.m. $39. Eastview High School, 6200 140th St. W., Apple Valley. â&#x20AC;˘ Tuesday, Feb. 8, Explore Microsoft Office 2007 Using The Ribbon. 6 to 9 p.m. $29. Eastview High School, 6200 140th St. W., Apple Valley. â&#x20AC;˘ Tuesday, Feb. 8, How to Start Your Own Business. 6:30 to 8:30 p.m. $29. Falcon Ridge Middle School, 12900 Johnny Cake Ridge Road, Apple Valley. â&#x20AC;˘ Thursday, Feb. 10, Seven Secrets of Windows 7. 6 to 9 p.m. $29. Eastview High School, 6200 140th St. W., Apple Valley. â&#x20AC;˘ Monday, Feb. 14, Microsoft Word 2007: Document Formatting 2. 6:30 to 8:30 p.m. $39. Eastview High School, 6200 140th St. W., Apple Valley. â&#x20AC;˘ Tuesday, Feb. 15, Marketing and Advertising Your Business. 6:30 to 8:30 p.m. $29. Falcon Ridge Middle School, 12900 Johnny Cake Ridge Road, Apple Valley. â&#x20AC;˘ Tuesday, Feb. 15, and Wednesday, Feb. 16, Making $$ Selling on eBay. 6:30 to 9:30 p.m. $45; $19 additional adult. Falcon Ridge Middle School, 12900 Johnny Cake Ridge Road, Apple Valley. â&#x20AC;˘ Tuesday, Feb. 15, Make Money Doing Voiceovers in TV and Radio. 7 to 9:30 p.m. $45. Falcon Ridge Middle School, 12900 Johnny Cake Ridge Road, Apple Valley. â&#x20AC;˘ Monday, Feb. 21, Iâ&#x20AC;&#x2122;m on LinkedIn ... Now What? 6 to 9

p.m. $29. Eastview High School, 6200 140th St. W., Apple Valley. â&#x20AC;˘ Tuesday, Feb. 22, Legal Aspects and Financial Management: Owning Your Own Business. 6:30 to 8:30 p.m. $29. Falcon Ridge Middle School, 12900 Johnny Cake Ridge Road, Apple Valley. â&#x20AC;˘ Thursday, Feb. 24, May I Have Your Attention. 6:30 to 7:30 p.m. $10. Falcon Ridge Middle School, 12900 Johnny Cake Ridge Road, Apple Valley. â&#x20AC;˘ Saturday, Feb. 26, Build Your First Professional Website. 9 a.m. to 12 p.m. $29. Rosemount Middle School, 3135 143rd St. W. Rosemount. â&#x20AC;˘ Monday, Feb. 28, Tax-Free Investing. 6 to 7:30 p.m. $19. Scott Highlands Middle School, 14011 Pilot Knob Road, Apple Valley. â&#x20AC;˘ Monday, Feb. 28, Microsoft Excel 2007: Getting Started. 6:30 to 8:30 p.m. $39. Eastview High School, 6200 140th St. W., Apple Valley. Ongoing Platinum Partners, a chapter of BNI, welcomes one representative from each profession and meets every Wednesday morning from 7:30 to 9 a.m. at the Lakeville Green Mill. To learn more, call Amy at (952) 2267741. Creative Networking Professionals, an independent business networking group, meets the first and third Tuesday of the month at JoJoâ&#x20AC;&#x2122;s Rise and Wine in Burnsville from 8 to 9 a.m. The group is focused on creating interpersonal relationships to grow business-to-business referrals. Yearly dues are $65. New members are welcome. Members are limited to one per professional category. For more information, contact Jeff Rothmeyer at JeffR@Roundbank.com or see www.CreativeNetworkingProfessionals.com. Dakota Business Partners meets every Tuesday from 8:159:30 a.m. at AmericInn, 17145 Kenyon Ave. (just off Interstate 35 and County Road 50), Lakeville. For why our group is different and more information visit www.dakotabusinesspartners. com or find us on Facebook. Network Unlimited, a professional networking chapter, meets Tuesdays from 4:30 to 5:45 p.m. at Cherokee Sirloin Room, Cliff Road and Nicols Road, Eagan. To see if your category is open go to www.NetworkUnlimited. org. BNI â&#x20AC;&#x201C; The Valley Networkers chapter of Business Networking Intl. meets Thursdays at 11:30 a.m. at the DCTC Apple Valley Site at 14200 Cedar Ave. BNI is a networking group for

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Group meets Wednesdays from 7:30-8:45 a.m. at Coldwell Banker Burnet, 190 Cobblestone Lane, Burnsville. For information, call (952) 746-5611 or visit www.thegrapevinenetwork.com. Kingdom Advisors members meet monthly for fellowship, training, networking, prayer, and sharing of best practices. Ron Blue or other recognized speakers (via DVD) cover a topic each month helping members integrate and apply Biblical financial wisdom into their professional advice. Visitors welcome. The S Metro Group meets at Family Financial Services, 151 W. Burnsville Parkway, Burnsville, from 7:30 to 9 a.m. on the fourth Tuesday of each month. POC is Jeff Robinson at (952) 890-6611. The SE Metro Group meets at 2918 Upper 55th St., Inver Grove Heights, the first Thursday of each month from 12 noon to 1 p.m. (bring your lunch). POC is Ginger Ewing at (651) 389-1177. Seed Your Business Networking Group â&#x20AC;&#x201C; â&#x20AC;&#x153;Plant a seed and grow your businessâ&#x20AC;? â&#x20AC;&#x201C; meets the first and third Wednesday every month at noon at Baskets On Occasion, 3348 Sherman Court, Suite 104, Eagan. Only one person from each profession. Contact Mary Oâ&#x20AC;&#x2122;Rourke at (651) 994 8392 or visit www.seedyourbusiness.com for more information. The S.T.A.R. (South Twin Cities Area Referral) Networking Group meets 8 to 9 a.m. every Wednesday at Perkins Restaurant, 17387 Kenyon Trail, Lakeville. Openings are available. For questions, call Kathy Andrade at (952) 997-1306. SHiFT network events are held Thursdays from 6:30 to 8 p.m. at Inver Hills Community College, 2500 E. 80th St., Inver Grove Heights. SHiFT is a nonprofit network connecting adults in mid-life transition with opportunities to seek meaningful work, new avocations, and a supportive community (www.shiftonline. org). Members: Free. Guests: $5. Sunrise Results BNI Chapter meets from 7:30 to 9 a.m. Thursdays at the DCTC Partners in Education site in Apple Valley, 14200 Cedar Ave. Networking for local business owners, only one person from each profession. For more information call Jake Hines at (952) 292-1151. Womenâ&#x20AC;&#x2122;s Business Exchange meets monthly from 11:30 a.m. to 1 p.m. at Baskets On Occasion, 3348 Sherman Court, Suite 104, Eagan. For meeting date or more information, contact Mary at (651) 9948392 or visit www.meetup.com/ womensbusinessexchange.

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business owners who are looking to increase their revenue. Only one person from each profession. Bring your own lunch. For more information, call Nicole Blasing at (651) 331-9238 or visit www.bni-mn.com BNI - Networking meets Thursdays at 7:15 a.m. at the Round Bank in Farmington. For more information, contact Ellen at (952) 412-5287 or Lanny at (612) 386-2660. BNI-Networking meets Wednesdays at 8:15 a.m. at Byerlyâ&#x20AC;&#x2122;s Cafe in Eagan. Open to all professionals for referrals. For more information, call (651) 2473200. Professional Referral Exchange of Burnsville meets every Wednesday for breakfast at Dennyâ&#x20AC;&#x2122;s Restaurant. Meetings begin at 7 a.m. For more information, contact Jo Baecker, area director, at (612) 618-5347 or visit the website www.prorefx. com. BNI - Business Networking Intl. meets Wednesdays at 7:30 a.m. at Commons on Marice in Eagan. For more information call Christina Avery at (651) 2472111 or check out the BNI Website at www.bni-mn.com. Beta Sigma Phi, Preceptor Alpha Delta Chapter, meets the second Wednesday of every month at 7:30 at a memberâ&#x20AC;&#x2122;s home. For information, call (952) 894-8831. Network Results Chapter of Business Network International, networking for local business owners, only one person from each profession. First two meetings are free. We meet every Wednesday for breakfast, 7-8:30 a.m. at Roasted Pear, 14200 Nicollet Ave. S., Burnsville. Call Michele Jennings for more information: (612) 581-0332. Networks Plus - Diversified Business Professionals Chapter of Business Network International, a business referral organization. Meetings will be held Thursdays 11:30 a.m. â&#x20AC;&#x201C; 1 p.m. at Savage City Hall, 6000 McColl Drive, Savage, MN. All professionals are invited to attend. Call Crystal (952) 314-8676. Networking coffee group at Caribou Coffee will meet from 9:30-11:30 a.m. at Caribou Coffee, 14638 Cedar Ave., on the second and fourth Mondays of the month. Call (763) 783-4767 to register. Grapevine Network â&#x20AC;&#x153;Common Denominatorâ&#x20AC;? Group meets Tuesdays from 7:30-8:45 a.m. at Coldwell Banker Burnet, 190 Cobblestone Lane, Burnsville. For information, call (952) 7465611 or visit www.thegrapevinenetwork.com. Grapevine Networking

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To submit an item for the Calendar, e-mail it to darcy.odden@ ecm-inc.com or fax (952) 8462010.

14A

February 3, 2011 DAKOTA COUNTY TRIBUNE BUSINESS WEEKLY

Bonding from Page 11A

The Minnesota AFL-CIO also endorsed Daytonâ&#x20AC;&#x2122;s bonding proposal. â&#x20AC;&#x153;A jobs and infrastructure bill is one of the best tools our state can use to create muchneeded family sustaining private sector jobs,â&#x20AC;? Minnesota AFL-CIO President Shar Knutson said. During the gubernatorial campaign Dayton indicated he would immediately pursue a $1 billion bonding bill if elected as a job-creation tool.

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if a big bonding bill would go out this year, he would not pursue one next legislative session. But Republicans other than reviewing bonding projects already approved but not yet acted on, and possible bonding in response to natural disaster, indicated they werenâ&#x20AC;&#x2122;t interested in a bonding bill this year. House Capital Investment Committee Chairman Larry Howes, R-Walker, twice indicated that there would be no bonding bill except in the case of emergencies. â&#x20AC;&#x153;Taxpayers do not believe in

government stimulus anymore,â&#x20AC;? Assistant Senate Majority Leader Geoff Michel, R-Edina, said. But House Minority Leader Paul Thissen, DFL-Minneapolis, applauded Daytonâ&#x20AC;&#x2122;s proposal. â&#x20AC;&#x153;As opposed to just talking about jobs, today the governor took another concrete step to actually create jobs in the private sector,â&#x20AC;? he said. â&#x20AC;&#x153;That stands in stark contrast to the Republicans who have pursued the opposite strategy of cutting middle class jobs,â&#x20AC;? Thissen said.

T.W. Budig is at tim.budig@ ecm-inc.com.

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Dakota County Business Contacts Apple Valley Chamber of Commerce Address: 14800 Galaxie Avenue, Suite 101, Apple Valley, MN 55124 Phone: (952) 432-8422 or 1-800-301-9435 Website: www.applevalleychamber.com E-mail: info@applevalleychamber.com

Burnsville Chamber of Commerce Address: 101 W. Burnsville Parkway, No. 150, Burnsville, MN 55337 Phone: (952) 435-6000 Fax: (952) 435-6972 Website: www.burnsvillechamber.com E-mail: chamber@burnsvillechamber.com

Burnsville Convention & Visitors Bureau Address: 12600 Nicollet Ave., Suite 100, Burnsville, MN 55337 Phone: (952) 895-4690 Fax: (952) 487-1777 Website: www.burnsvillemn.com

Lakeville Area Chamber of Commerce and Convention and Visitors Bureau Address: 19950 Dodd Blvd., Suite 101, Lakeville, MN 55044 Phone: (952) 469-2020 Website: www.lakevillechamber.org E-mail: info@lakevillechamber.org

Dakota County Regional Chamber of Commerce Address: 1121 Town Centre Drive, No. 102, Eagan, MN, 55123 Phone: (651) 452-9872 Fax: (651) 452-8978 Website: www.dcrchamber.com E-mail: info@dcrchamber.com

Eagan Convention and Visitors Bureau Address: 1501 Central Parkway, Eagan, MN 55121 Phone: (651) 675-5546 or 1-866-324-2620 Website: http://eaganmn.com E-mail: enjoyeagan@eaganmn.com

Downtown Lakeville Business Association Address: 8790 207th St. W., Suite 204, P.O. Box 371, Lakeville, MN 55044 E-mail: dlba@frontiernet.net Office Hours: Mondays and Wednesdays 9 a.m. to 2 p.m. Judy Tschumper is the director of the Downtown Lakeville Business Association.

Hastings Area Chamber of Commerce & Tourism Bureau Address: 111 Third St. E., Hastings, MN 55033 Phone: (651) 437-6775 or 1-888-612-6122 Fax: (651) 437-2697 Website: www.hastingsmn.org E-mail: info@hastingsmn.org

Positively Minnesota Marketing Partnership Minnesota Department of Employment & Economic Development Address: 1st National Bank Building, 332 Minnesota St., Suite E200, St. Paul, MN 55101 Phone: (651) 259-7298 Fax: (651) 215-3841 E-mail: Positively.Minnesota@state.mn.us

Dakota Future

Burnsville, Skip Nienhaus Phone: (952) 895-4454 E-mail: skip.nienhaus@ci.burnsville.mn.us Website: www.burnsville.org Eagan, Jon Hohenstein Phone: (651) 675-5660 E-mail: jhohenstein@cityofeagan.com Website: www.ci.eagan.mn.us Farmington, Tina Hansmeier Phone: (651) 280-6821 E-mail: thansmeier@ci.farmington.mn.us Website: www.ci.farmington.mn.us Hastings, Shannon Rausch Phone: (651) 480-2344 E-mail: SRausch@ci.hastings.mn.us Website: www.ci.hastings.mn.us

Role: Provide site location assistance for firms considering Dakota County locations and serves as a general gateway for economic development services within Dakota County. Address: P.O. Box 240874, Apple Valley MN 55124-0874 E-mail: bill@dakotafuture.com Phone: (651)491-2551 Website: www.dakotafuture.com

Inver Grove Heights, Jennifer Gale

Minnesota Workforce Centers in Burnsville and West St. Paul

Lakeville, Dave Olson

Role: Assist in the hiring and training of new employees, general gateway into Minnesota Department of Employment and Economic Development and other state agencies Phone: 612-821-4411 E-mail: terrell.towers@state.mn.us

South Metro SCORE Role: Counselors to Americaâ&#x20AC;&#x2122;s small businesses, free, confidential, face-to-face assistance from successful business mentors. Phone: (952) 890-7020 E-mail: southmetroscore@qwestoffice.com Website: www.score-southmetro.org

City Governments Role: Provide guidance through any real estate development process; may provide financial incentives through tax increment financing, local loan funds or state or federal business finance programs. Apple Valley, Bruce Nordquist Phone: (952) 953-2576 E-mail: bnordquist@ci.apple-valley.mn.us Website: www.ci.apple-valley.mn.us

Phone: 651-451-2266 E-mail: Kevin@progressplus.org Website: www.ci.inver-grove-heights.mn.us Mendota Heights, Jim Danielson Phone: 651-452-1850 E-mail: jimd@mendota-heights.com Website: www.mendota-heights.com Phone: 952-985-4421 E-mail: dolson@ci.lakeville.mn.us Website: www.ci.lakeville.mn.us Rosemount, Kim Lindquist Phone: 651-322-2020 E-mail: Kim.lindquist@ci.rosemount.mn.us Website: www.ci.rosemount.mn.us South St. Paul, Jennifer Gale Phone: 651-451-2266 E-mail: kevin@progressplus.org www.southstpaul.org West St. Paul, Jim Hartshorn Phone: 651-552-4140 E-mail: Jim.hartshorn@ci.west-saint-paul.mn.us Website: www.ci.west-saint-paul.mn.us

*Inver Grove Heights and South St. Paul use Progress Plus, an affiliate of the River Heights Chamber of Commerce, for their cityâ&#x20AC;&#x2122;s economic development services.

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PUBLIC NOTICE PUBLIC NOTICE PUBLIC NOTICE PUBLIC NOTICE PUBLIC NOTICE PUBLIC NOTICE

Dakota County Community Development Agency February 3, 2011 Notice is hereby given of an opportunity for public comment on proposed substantial amendments to the Dakota County Community Development Block Grant (CDBG) Program for Federal Fiscal Years 2004. Proposed Substantial Amendments The CDBG 2004 Action Plan shall be amended to: Delete the Farmington Commercial Rehabilitation activity with a remaining balance of $18,669.00. Increase the Farmington Housing Rehabilitation activity with a current budget of $0.00 (originally $36,500) to a new budget of $18,699. Persons seeking more information on these proposed substantial amendments should contact Lisa Henning, Assistant Director of Community Revitalization, at the Dakota County Community Development Agency (CDA), telephone (651) 675-4467. Public comments may be submitted orally or in writing to the CDA through March 3, 2011. Approval of the amendment, subject to consideration of public comments, will be on the agenda of the Dakota County Board of Commissioners meeting to be held at the Dakota County Government Center, third floor, 1590 Highway 55, Hastings, MN 55033 on March 22 at 9:00 a.m. 2497428 2/3/11

PUBLIC NOTICE

PUBLIC HEARING NOTICE CITY OF LAKEVILLE REQUEST: The vacation of a conservation easement at the Malt-O-Meal Company Technical Center located at 20802 Kensington Drive. APPLICANT: Malt-O-Meal Company. LOCATION AND LEGAL DESCRIPTION: The conservation easement to be vacated is located across the north 155 feet of Lot 2, Block 1, Fairfield Business Campus within the City of Lakeville, according to the plat on file in the Registrar of Titles, Dakota County, Minnesota. WHEN: Thursday, February 17, 2011 at 6:00 p.m. or as soon thereafter as the parties may be heard. WHERE: P l a n n i n g C o m m i s s i o n Meeting - City Hall Council Chambers, 20195 Holyoke Avenue, Lakeville. QUESTIONS: Call Allyn Kuennen, Associate Planner at (952) 985-4424 or by e-mail at akuennen@ci.lakeville.mn.us DATED this 1st day of February 2011. CITY OF LAKEVILLE ______________________________ Charlene Friedges, City Clerk 2497528 2/3/11

PUBLIC NOTICE

NOTICE OF ASSESSMENT LIEN FORECLOSURE SALE Date: January 10, 2011 YOU ARE NOTIFIED THAT: 1. Default has occurred in the terms and conditions of the Declaration for Highland Village Association, Inc. (hereinafter the "Association") which was recorded as Document No. 1011292, in the Office of the Dakota County Recorder, covering the following property: L E G A L D E S C R I P T I O N : Lot 38, Block 1, Pilot Knob Estates 8th Addition, Dakota County, Minnesota STREET ADDRESS: 14318 Estates Avenue, Apple Valley, MN 55124 TAX PARCEL ID NUMBER: 01-57507-380-01 2. Pursuant to said Declaration, there is claimed to be due and owing as of January 10, 2011, from Nicholas Roase, title holder, to the Association, a Minnesota non-profit corporation, the amount of $3,809.70 for unpaid association dues, late fees, attorneys fees and costs, plus any other such amounts that will accrue after January 10, 2011, and other costs of collection and foreclosure which will be added to the amount claimed due and owing at the time of the sale herein. 3. No action is now pending at law or otherwise to recover said debt or any part thereof. 4. That all preforeclosure requirements have been met. 5. The owner has not been released from his financial obligation to pay said amount. 6. The Declaration, referenced above provides for a continuing lien against the property. A Notice of Lien evidencing the amount due was recorded on September 9, 2010, as Document No. 2751497 in the Dakota County Recorder's Office. 7. Pursuant to the power of sale contained in the same Declaration and granted by the owner in taking title to the premises subject to said Declaration, said Lien will be foreclosed by the sale of said property by the Sheriff of Dakota County, at the Dakota County Sheriffs Office, Dakota County Law Enforcement Center, 1580 Highway 55 Lobby S-100, Hastings, MN 55033, on the 17th day of March, 2011, at 10:00 a.m. at public auction to the highest bidder, to pay the amount then due for said assessments, together with the costs of foreclosure, including attorneys fees as allowed by law. 8. T h e t i m e a l l o w e d b y l a w f o r redemption by the unit owner, his personal representatives or assigns is six (6) months from the date of sale. The date and time to vacate the property is 11:59 p.m. on September 17, 2011, if the account is not reinstated or the owner does not redeem from the foreclosure sale. REDEMPTION NOTICE THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. 9. THIS IS A COMMUNICATION FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. HIGHLAND VILLAGE ASSOCIATION, INC. Attorneys for Highland Village Association, Inc. THOMSEN & NYBECK, P.A. By: ______________________________ Gretchen S. Schellhas (#195595) 3600 American Blvd. West, Suite 400 Bloomington, Minnesota 55431 (952) 835-7000 (Highland Village/Roase/10-7-418D)

2496001

2/3-3/10/11

Notice of Public Sale On February 17th, 2011 at 10:00 AM, a Lien Sale of personal property will be held at the Lakeville Premier Storage location at 21002 Heron Way, Lakeville, MN. 55044 Included in Sale: #318-Amanda Fellows: 2085 Harold Way Smyrna, GA 30080-Tag# 0134349-Black Chevy Caprice, (Police Interceptor) Kids Toys. 2490407 1/27-2/10/11

PUBLIC NOTICE

Notice of Public Sale NOTICE IS HEREBY GIVEN, that on Wednesday, February 23, 2011 at 1:00 p.m. at 14709 W. Burnsville Parkway, Lot 002, Burnsville, Minnesota 55306, the following property will be sold by public auction by the Sheriff of Dakota County: 1971 Marshfield 14x66 Serial 13450 This sale will be held to satisfy a claim upon the above-described property held by Rambush Estates, pursuant to Minnesota Sections 504B.365 and 514. Upon information and belief, this property is owned by Debbie Lindstrom. The amount of the claim against the above referenced property is $4660.03 computed to the date of sale of the expenses of said sale and the advertising thereof, together with the actual expenses of making said sale. Dated: January 20, 2011 Rambush Estates Ltd Partnership 14709 W Burnsville Parkway Burnsville, MN. 55306 (952) 890-8440 2487771 1/27-2/10/11

PUBLIC NOTICE

NOTICE OF SALE OF GOODS IN STORAGE TO SATISFY WAREHOUSE’S LIEN Notice is hereby given to persons, herein after named and others interested that on 2/17/11 at 10 o’clock in the AM of sale day, the goods hereafter described will be sold by auction to the highest bidder for cash at: Lake Marion Mini Storage 22595 Pillsbury Avenue Lakeville, MN 55044 Sale will be held in accordance with terms of a notice previously given the persons herein-after named and others interested, and in accordance with the lien herewith and such other charges as are valid lien against said goods, and for expenses of advertising said sale. The name of the owners or persons whose account said goods are held in storage and a description of the goods is as follows: Household Goods Tamara Washington $690.00 Household Goods Daniel Burk $480.00 Household/Tile Tools William Buttedal $525.00 2485682 1/27-2/10/11

PUBLIC NOTICE

MINNESOTA SECRETARY OF STATE CERTIFICATE OF ASSUMED NAME RENEWAL Minnesota Statutes, Chapter 333 The filing of an assumed name does not provide a user with exclusive rights to that name. The filing is required for consumer protection in order to enable consumers to be able to identify the true owner of a business. Assumed Name # 248233 CURRENT INFORMATION ON FILE: 1. Assumed Name: Handy Dan D. 2. Date of Original Filing: 2/27/2001 3. Current Expiration Date: 2/27/2011 4. Business Address: 369 East Belvidere St, St Paul, MN 55107 #B 5. Nameholder(s) and Address(es): Daniel John Dybdal, 369 East Belivdere St, St Paul, MN 55107 #B INFORMATION YOU WISH TO CHANGE: 3. 10 Year Extension 4. Business address: 828 5th Ave So., South St Paul, MN 55075 5. Nameholder(s) and Address(es): 828 5th Ave So, South St. Paul, MN 55075 I, the undersigned, certify that I am signing this document as the person whose signature is required, or as agent of the person(s) whose signature would be required who has authorized me to sign this document on his/her behalf, or in both capacities. I further certify that I have completed all required fields, and that the information in this document is true and correct and in compliance with the applicable chapter of Minnesota Statutes. I understand that by signing this document I am subject to the penalties of perjury as set forth in Section 609.48 as if I had signed this document under oath. Daniel Dybdal 2489408 1/27-2/3/11P

ORDER FOR HEARING AND NOTICE (Child In Need Of Protection Or Services Petition PROCEEDINGS) STATE OF MINNESOTA COUNTY OF DAKOTA COUNTY COURT JUVENILE DIVISION File No. 19HA-JV-11-44 In the Matter of the Welfare of A.A.S., Child. TO: Benjamin Garcia Social Worker Chandra Poissant, having filed in this Court, a petition alleging among other things that the above named child is, in need of protection or services, in this, viz: within the meaning of Minnesota Statutes, Section 260C.007: Subd. 6(2)(i), in that the child has been a victim of physical or sexual abuse as defined in section 626.556. IT IS ORDERED that said petition be heard and the facts concerning such child be examined by the Court in the C o u n t y C o u r t R o o m , i n t h e C o u rt House, in Hastings, Minnesota, on March 23, 2011 at 8:30 a.m., or as soon thereafter as said matter can be heard; IT IS FURTHER ORDERED that notice hereof be given to the following named persons by one week publication in a legal newspaper as provided by law, viz: Benjamin Garcia. Dated: January 28, 2011 Judge Richard G. Spicer 2496646 2/3/11

PUBLIC NOTICE

NOTICE OF SALE OF PERSONAL PROPERTY TO SATISFY LIEN THEREON NOTICE IS HEREBY GIVEN that the personal property described as follows: 1973 MARS manufactured home, 14 x 66 currently located at 7345 125th St., Apple Valley, Minnesota 55124, together with all miscellaneous personal property located therein will be sold at public auction by the Dakota County Sheriff on the 25th day of February, 2011 at 1:00 p.m., at Cedar Knolls Community Office, 12571 Garland Avenue, in the city of Apple Valley, County of Dakota, State of Minnesota, to pay and satisfy a lien which is claimed to be due thereon of Norma Acosta Huesca (11/07/1965), as the owner thereof to: Hometown Homes in the sum of Four-Thousand, Two-Hundred, Eighteen and 96/100 ($4,218.96) computed to the day of said sale, exclusive of the expenses of said sale and of the advertising thereof, together with the necessary expenses of advertising and making said sale; and that the grounds of said lien are storage of and care for tenant’s personal property remaining on landlord’s premises following abandonment by tenant. Dated: January 12, 2011 Carol Williams, Agent Hometown Homes 2497573 2/3-2/17/11

PUBLIC NOTICE

NOTICE OF INFORMAL PROBATE OF WILL AND INFORMAL APPOINTMENT OF PERSONAL REPRESENTATIVE AND NOTICE TO CREDITORS STATE OF MINNESOTA COUNTY OF DAKOTA DISTRICT COURT FIRST JUDICIAL DISTRICT Court File No.: 19HA-PR-11-33 In Re: Estate of Leslie A. Benz a/k/a Leslie Ann Benz, Decedent. Notice is given that an Application for Informal Probate of Will and Informal Appointment of Personal Representative was filed with the Registrar, along with a Will dated May 19, 1999. The Registrar accepted the application and appointed Wayne G. Benz whose address is 1204 Bluebill Bay Road, Burnsville, Minnesota 55306, to serve as the personal representative of the decedent’s estate. Any heir, devisee or other interested person may be entitled to appointment as personal representative or may object to the appointment of the personal representative. Any objection to the appointment of the personal representative must be filed with the Court, and any properly filed objection will be heard by the Court after notice is provided to interested persons of the date of hearing on the objection. Unless objections are filed, and unless the Court orders otherwise, the personal representative has the full power to administer the estate, including, after thirty (30) days from the issuance of letters testamentary, the power to sell, encumber, lease, or distribute any interest in real estate owned by the decedent. Notice is further given that, subject to Minn. Stat. § 524.3-801, all creditors having claims against the decedent’s estate are required to present the claims to the personal representative or to the Court within four (4) months after the date of this notice or the claims will be barred. Dated: 1-19-11 Edward Lynch Judge Law Office of Kenneth Treinen Kenneth G. Treinen, Jr. (#110772) 5 East 98th Street Bloomington, MN 55420-4968 (952) 884-4650 2487222 1/27-2/3/11P

ORDER FOR HEARING AND NOTICE (CHILD IN NEED OF PROTECTION OR SERVICES PROCEEDINGS) STATE OF MINNESOTA COUNTY OF DAKOTA COUNTY COURT JUVENILE DIVISION File No. HA-JV-11-62 In the Matter of the Welfare of H. H., Child. TO: Kenesha Holden Social Worker, Ann Hackel, having filed in this Court, a petition alleging among other things that the above named child is, in need of protection or services, in this, viz: within the meaning of Minnesota Statutes, Section: 260C.007: Subd. 6(2)(i), in that the child has been a victim of physical or sexual abuse as defined in section 626.556. IT IS ORDERED that said petition be heard and the facts concerning such child be examined by the Court in the C o u n t y C o u r t R o o m , i n t h e C o u rt House, in Hastings, Minnesota, on March 16, 2011 at 9:00 am, or as soon thereafter as said matter can be heard; IT IS FURTHER ORDERED that notice hereof be given to the following named persons by one week publication in a legal newspaper as provided by law, viz: Kenesha Holden. Dated: January 27, 2011 Judge Richard G. Spicer 2496553 2/3/11

PUBLIC NOTICE

SECOND AMENDED ORDER TO SHOW CAUSE IN PROCEEDINGS SUBSEQUENT TO INITIAL REGISTRATION OF LAND STATE OF MINNESOTA COUNTY OF DAKOTA DISTRICT COURT FIRST JUDICIAL DISTRICT COURT FILE NO. 19HA-CV-10-2816 In the Matter of the Petition of: Federal National Mortgage Association, In Relation to Certificate of Title No. 137674 issued for land in the County of Dakota and State of Minnesota and legally described as: Unit No. 11081, CIC No. 424, Crossroads Condominiums, a common interest community, located in the County of Dakota. TO: Eric Holmquist; Old Republic Insurance Company; Upon receiving and filing the Report of the Examiner of Titles in the above entitled matter: IT IS ORDERED, that you, and all persons interested, appear before this Court on the 23rd day of February, 2011, at 9:00 a.m. in the Dakota county Government Center, Hastings, Minnesota, and then, or as soon thereafter as said matter can be heard, show cause, if any there be, why this Court should not enter an Order as follows: That the Registrar of Titles, upon the filing with him of a certified copy of this Order, cancel Certificate of Title No. 137674 and enter a new Certificate of Title for the land therein described in favor of Federal National Mortgage Association, subject to the memorials of Document Nos. 504251, 517933, 663374 and 664103 but free from all other memorials now appearing on the present Certificate of Title, the last of which is Document No. 664103, and free also from the Memorial of this Order. IT IS FURTHER ORDERED, That this Order be served: (a) at least 10 days before the hearing upon the above-named parties residing in this State in the manner provided by law for the service of Summons in a civil action; (b) at least 14 days before the hearing upon each of the above-named non-residents by sending a copy of this Order to the non-resident's post office address, by registered or certified mail, return receipt requested; (c) upon each of the above-named parties who cannot be found by two weeks published notice and by sending a copy of this Order at least 14 days before the hearing by first class mail to the last known address of the party and by sending another copy of this Order at least 14 days before the hearing by first class mail to the address of such party as stated on the Certificate of Title if an address is so stated; (d) upon a dissolved, withdrawn, or revoked business entity governed by Minn. Stat. Chp. 302A, 303, 317A, 322A, 322B, or 323 in the manner provided by Minn. Stat. § 5.25. Dated: December 27, 2010 BY THE COURT: Shawn M. Moynihan Judge of District Court Approved: Examiner of Titles James P. O’Connell By: James P. O’Connell Examiner of Titles Robert Q. Williams Orin J. Kipp Wilford & Geske 8425 Seasons Parkway Suite 105 Woodbury, MN 55125 (651) 209-3300 (Phone) (651) 209-3339 (Fax) Reference: 006769F01 Attendance is not required at said time except to object to the entry of the above-described Order. 2485235 1/27-2/3/11

NOTICE OF MOTION AND MOTION FOR DEFAULT JUDGMENT STATE OF MINNESOTA COUNTY OF DAKOTA DISTRICT COURT FIRST JUDICIAL DISTRICT FAMILY COURT DIVISION COURT FILE NO. 19HA-FA-10-955 ------------------------------------------In the Matter of the Custody of: Cade Hussein Yassin (DOB: December 30, 1996) Halima Abdulle Abdi, Petitioner, and Zahra Abdulle Abdi and Hussein Yassin, Respondents. -------------------------------------------PLEASE TAKE NOTICE that on March 24, 2011, at 9:00 a.m., before The Honorable Edward Lynch, Judge of District Court, at the Dakota County Judicial Center, 1560 Highway 55, Hastings, Minnesota 55033, Petitioner will move the above-named Court for an Order as follows: 1. Issuance of an Order and entering a default judgment of permanent legal and physical custody of the minor child with Petitioner, Halima Abdulle Abdi, based on the underlying Summons and Petition in this matter, as it is in the child’s best interest. Date: 1/25/11 By /s/ Wright S. Walling (#114030) Stacia W. Driver (#0332434) 121 South Eighth Street Suite 1100 Minneapolis, MN 55402 (612) 340-1150 Attorneys for Petitioner 2492496 2/3-2/17/11

PUBLIC NOTICE

ORDER TO SHOW CAUSE STATE OF MINNESOTA COUNTY OF DAKOTA DISTRICT COURT FIRST JUDICIAL DISTRICT COURT FILE NO. 19HA-CV-10-7444 In the Matter of the Petition of: Bayview Loan Servicing, LLC, a Delaware limited liability company, in Relation to Certificate of Title No. 129051 issued for land in the County of Dakota and State of Minnesota legally described as follows: Lot Two (2), Block Eight (8) in RIDGECLIFFE FOURTH ADDITION, according to the recorded plat thereof. TO: HEATHER PETERSON; MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC; and to parties, if any, in possession of said premises adverse to the Petitioner. Upon receiving and filing the report of the Examiner of Titles in the above entitled matter, IT IS HEREBY ORDERED, that you and all persons interested, appear before this Court on the 23rd day of March, 2011, at 9:00 a.m. in the Dakota County Government Center, Hastings, Minnesota, and then, or as soon thereafter as said matter can be heard, show cause, if any there be, why this Court should not enter an Order as follows: That the Registrar of Titles, upon the filing with him of a certified copy of this Order, cancel Certificate of Title No. 129051 and enter a new Certificate of Title for the land therein described in favor of Bayview Loan Servicing, LLC, a Delaware limited liability company, subject to the memorials of Document Nos. 465046 and 465047 but free from all other memorials now appearing on the present Certificate of Title, the last of which is Document No. 661615, and free also from the Memorial of this Order. IT IS FURTHER ORDERED, that this Order be served: a) at least 10 days prior to such hearing upon the above named parties residing in this State in the manner provided by law for the service of Summons in a civil action; b) it shall be served at least 14 days prior to such hearing upon any of the above named nonresidents by sending a copy of this Order to such nonresident at his post office address, by registered or certified mail, return receipt; c) it shall be served upon any party who cannot be found by two weeks published notice and by sending a copy of this Order at least 14 days prior to the hearing by first class mail to such party at this last known address and by sending another copy of this Order at least 14 days prior to the hearing by first class mail to his address as stated on the Certificate of Title if an address is so stated. DATED: 1/10/11 BY THE COURT: Richard G. Spicer Judge of District Court APPROVED: JAMES P. O’CONNELL EXAMINER OF TITLES BY: JAMES P. O’CONNELL Attorney for Petitioner: Adam Soczynski Usset, Weingarden Liebo, PLLP 4500 Park Glen Road, #300 Minneapolis, MN 55416 Attendance is not required at said hearing except to object to the entry of the above described Order. 2496305 2/3-2/10/11

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PUBLIC NOTICE

Notice of Public Sale NOTICE IS HEREBY GIVEN, that on Wednesday, February 23, 2011 at 1:00 p.m. at 14709 W. Burnsville Parkway, Lot 095, Burnsville, Minnesota 55306, the following property will be sold by public auction by the Sheriff of Dakota County: 1988 Chief Ind 15x76 Serial #A15752 This sale will be held to satisfy a claim upon the above-described property held by Rambush Estates, pursuant to Minnesota Sections 504B.365 and 514. Upon information and belief, this property is owned by Louise Zechmeister. The amount of the claim against the above referenced property is $1994.00 computed to the date of sale of the expenses of said sale and the advertising thereof, together with the actual expenses of making said sale. Dated: January 20, 2011 Rambush Estates Ltd Partnership 14709 W Burnsville Parkway Burnsville, MN. 553306 (952) 890-8440 2489337 1/27-2/10/11

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: August 23, 2005 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $180,300.00 MORTGAGOR(S): Lori A. Sampson, a single person MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded: September 26, 2005 Dakota County Recorder Document Number: 2364170 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 1001975-0000024637-1 Lender or Broker: Brier Mortgage Corporation Residential Mortgage Servicer: Aurora Loan Services, LLC Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 637 Park Dr, Farmington, MN 55024-1625 Tax Parcel ID Number: 14-17100-010-01 LEGAL DESCRIPTION OF PROPERTY: Lot 1, Block 1, Chateau Manor Addition to Farmington AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $173,301.87 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: March 18, 2011 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on September 18, 2011, or the next business day if September 18, 2011 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: February 03, 2011 MORTGAGEE: Mortgage Electronic Registration Systems, Inc. Wilford & Geske, P.A. Attorneys for Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 018688F01 2495579 2/3-3/10/11

PUBLIC NOTICE PUBLIC NOTICE PUBLIC NOTICE PUBLIC NOTICE PUBLIC NOTICE

Notice of Public Sale On February 17, 2011 a 10:00 AM a Lien Sale of personal property will be held at the Lakeville Storage Center location at 9455 215th St. W., Lakeville, MN 55044. Included in sale: #202 James Miller - 5935 177th St. West, Farmington, MN 55024 Partial inventory: Winnebago Brave, License #RV 61694 #103 Mark Kartak c/o Kartak Construction - 20680 Jaguar Ave., Lakeville, MN 55044 Tag # 2522439 - Partial inventory: Ladders, tools, golf clubs, antique dresser, fishing rods, hip waders, dishwasher, totes, boxes, air compressor, nailer. #136 William Bronson - 209 6th St., Farmington, MN 55024 Tag #2522434 - Partial inventory: Luggage, rings, tools, propane heaters, totes, table, milk can, steamer trunk. 2497547 2/3-2/10/11

PUBLIC NOTICE

LAND TITLE SUMMONS IN APPLICATION FOR REGISTRATION OF LAND STATE OF MINNESOTA COUNTY OF DAKOTA DISTRICT COURT FIRST JUDICIAL DISTRICT OTHER CIVIL: TORRENS Court File No.: 19HA-CV-10-4091 In the Matter of the Application of James H. Gooselaw to register the title to the following described real estate situated in Dakota County, Minnesota, namely: That part of Lots 3, 4 and 5, LOREN PLACE, according to the recorded plat thereof, and that part of the South Half of the Northeast Quarter of Section 13, Township 27, Range 23, Dakota County, Minnesota, described as follows. Commencing at the northeast corner of the Southwest Quarter of the Northeast Quarter of said section 13; thence South 7 degrees 15 minutes 46 seconds East, assumed bearing, along the westerly line of U.P.S. 2ND ADDITION, according to the recorded plat thereof, Dakota County, Minnesota, a distance of 42.88 feet; thence South 64 degrees 04 minutes 48 seconds West a distance of 329.82 feet; thence North 26 degrees 20 minutes 41 seconds West a distance of 9.60 feet to the point of beginning of land to be described; thence South 26 degrees 20 minutes 41 seconds East a distance of 46.61 feet; thence South 64 degrees 27 minutes 35 seconds West a distance of 16.20 feet; thence South 25 degrees 23 minutes 55 seconds East a distance of 64.88 feet; thence South 64 degrees 12 minutes 09 seconds West a distance of 26.50 feet; thence South 23 degrees 14 minutes 46 seconds East a distance of 90.78 feet; thence North 61 degrees 24 minutes 54 seconds East a distance of 48.71 feet; thence South 26 degrees 20 minutes 41 seconds East a distance of 27.04 feet to the northerly line of KSTP, according to the recorded plat thereof, Dakota County, Minnesota; thence South 63 degrees 45 minutes 40 seconds West, along said northerly line, a distance of 225.00 feet to the most westerly corner of said KSTP; thence North 26 degrees 20 minutes 41 seconds West, along the southeasterly extension of the southwesterly line of said LOREN PLACE and along said southwesterly line, a distance of 228.04 feet to the intersection with a line that bears South 64 degrees 04 minutes 48 seconds West from the point of beginning; thence North 64 degrees 04 minutes 48 seconds East a distance of 225.00 feet to the point of beginning. James H. Gooselaw Applicant vs. State of Minnesota, Helen C. Walsh, James P. Walsh, Edward F. Sachs, Leona F. Sachs, Hubbard Broadcasting, Inc., The City of Eagan, Minneagen Real Estate Company, a Minnesota corporation, West Publishing Company, a Minnesota corporation; also all heirs and devisees of any of the above-named persons who are deceased; and all other persons or parties unknown, claiming any right, title, estate, lien or interest in the real estate described in the Application or amendments herein. Defendants THE STATE OF MINNESOTA TO THE ABOVE-NAMED DEFENDANTS: You are hereby summoned and required to answer the Application of the Applicant in the above-entitled proceeding and to file your answer to the said Application in the office of the District Court Administrator in said County, within 20 days after service of this Summons upon you exclusive of the day of such service, and if you fail to answer the Application within the time aforesaid, the Applicant in this proceeding will apply to the Court for the relief demanded therein. Witness, District Court Administrator of said Court, and seal thereof, at Hastings, Minnesota, in said County this 15 day of December, 2010. By/s/ Lisa Velasco Dated: December 15, 2010 Brian J. Taurinskas (338941) Attorney for Applicant Taurinskas Law Firm, P.A. 633 So. Concord St., #320 P.O. Box 605 South St. Paul, MN 55075 651-451-9743 2497457 2/3-2/17/11

NOTICE OF SALE OF PERSONAL PROPERTY TO SATISFY LIEN THEREON NOTICE IS HEREBY GIVEN that the personal property described as follows: 1970 SCHU manufactured home, VIN# I96247 currently located at 12565 Gavotte Ct., Apple Valley, Minnesota 55124, together with all miscellaneous personal property located therein will be sold at public auction by the Dakota County Sheriff on the 25th day of February, 2011 at 1:00 P.M., at Cedar Knolls Community Office, 12571 Garland Avenue, in the city of Apple Valley, County of Dakota, State of Minnesota, to pay and satisfy a lien which is claimed to be due thereon of Michael James Gallo (12/07/1972) Steve Delrann Gifford (07/23/1964) Sara Elizabeth Suckett (12/5/1975) and C. Virginia Gentz and Randy R. Gentz, as the owner(s) thereof to: Hometown Homes in the sum of Four-Thousand, Seven Hundred, Seventeen and 75/100 ($4,717.75) computed to the day of said sale, exclusive of the expenses of said sale and of the advertising thereof, together with the necessary expenses of advertising and making said sale; and that the grounds of said lien are storage of and care for tenant’s personal property remaining on landlord’s premises following abandonment by tenant. Dated: January 12, 2011 Carol Williams, Agent Hometown Homes 2497581 2/3-2/17/11

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE Date: January 31, 2011 YOU ARE NOTIFIED THAT: 1. Default has occurred in the conditions of the Mortgage described as follows: Date of Mortgage: March 14, 2005 Mortgagor: Jaguar Properties, LLC, a Minnesota limited liability company Mortgagee: Commerce Bank, a Minnesota banking corporation Date Recorded: April 28, 2005 Document No.: 2317232 Where Recorded: County Recorder of Dakota County, Minnesota Assignment(s) of Mortgage: N/A Mortgage ID No.: 200836 2. The original principal amount secured by the Mortgage was: $150,000.00. 3. No action or proceeding at law is now pending to recover the debt secured by the Mortgage, or any part thereof, and no Mortgagor has been released from liability on the Mortgage. 4. The holder of the Mortgage has complied with all conditions precedent to acceleration of the debt secured by the Mortgage and foreclosure of the Mortgage, and all notice and other requirements of applicable statutes. 5. At the date of this notice, the amount due on the Mortgage, and taxes, if any, paid by the holder of the Mortgage is: $135,949.22. 6. Pursuant to the power of sale in the Mortgage, the Mortgage will be foreclosed, and the land described as follows: Legal Description: Lot 35, Block 1, Knob Ridge, Dakota County, Minnesota Property Address: 1 4 8 4 3 E n e r g y Way, Apple Valley, MN 55124 Parcel No(s): 01-42500-350-01 will be sold by the Sheriff of Dakota County, Minnesota, at public auction on Monday, March 28, 2011, at 10:00 a.m. at the Sheriff's office, located at 1580 Highway 55, Hastings, Minnesota 55033, to pay the debt then secured by the Mortgage and taxes on said land, if any, paid by the holder of the Mortgage, and the costs and disbursements, including attorneys' fees, allowed by law. 7. T h e t i m e a l l o w e d b y l a w f o r redemption by Mortgagor or Mortgagor's personal representatives or assigns is six (6) months after the date of sale. Each holder of a junior lien may redeem in the order and manner provided in Minnesota Statutes Section 582.32, Subd. 9, beginning after the expiration of Mortgagor's redemption period. 8. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. 9. If the Mortgage is not reinstated under Minnesota Statutes Section 580.30 or if the Mortgagor does not redeem under Minnesota Statutes Section 580.23, the Mortgagor must vacate the property subject to the Mortgage by 11:59 p.m. on September 28, 2011. GURSTEL CHARGO PA Attorneys for Commerce Bank, Mortgagee ________________________________ Marc L. Kruger (Atty. No. 58609) 6681 Country Club Drive Golden Valley, MN 55427 (763) 267-6700 60097.05 / 200836 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR 2496207 2/3-3/10/11

NOTICE OF PUBLIC SALE On February 17th, 2011 at 10:00 AM, a Lien Sale of personal property will be held at the Lakeville Premier Storage location at 21002 Heron Way, Lakeville, MN. 55044 Included in Sale: #135-Minh Fung: PO Box 363 Farmington, MN, 55024 - Tag # 0134402 Misc Boxes, Window Blinds, large woks. #166-Robert Enfield: 8744 Brunell Way Inver Grove Heights, MN 55076 Tag # 0134545 - LP tank, Shop Vac, Book Shelf, Bed, Misc Boxes, Kids Toys and ladder. #318-Amanda Fellows: 2085 Harold Way Smyrna, GA 30080 - Tag # 0134349 - Black Chevy Caprice, (Police Interceptor) Kids Toys. #550-Robert Shaw: 614 1st St N Minneapolis, MN 55401 - Tag # 0134302 Mattress, Shelf. #543-Patrick Bullard: 9740 172nd St. Lakeville, MN 55044 - Tag # 0134406 Boxes, Antique Dresser, Table, Hutch, Cabinet. 2496356 2/3-2/10/11

PUBLIC NOTICE

MINNESOTA SECRETARY OF STATE CERTIFICATE OF ASSUMED NAME Minnesota Statutes, Chapter 333 The filing of an assumed name does not provide a user with exclusive rights to that name. The filing is required for consumer protection in order to enable consumers to be able to identify the true owner of a business. 1. State the exact assumed name under which the business is or will be conducted: The Wine Market 2. State the address of the principal place of business: 2150 E. 67th Street, Inver Grove Heights, MN 55077 3. List the name and complete street address of all persons conducting business under the above Assumed Name, OR if an entity, provide the legal corporate, LLC, or Limited Partnership name and registered office address. MapleTree Mendota Retail, LLC, 2150 E. 67th Street, Inver Grove Heights, MN 55077 4. I, the undersigned, certify that I am signing this document as the person whose signature is required, or as agent of the person(s) whose signature would be required who has authorized me to sign this document on his/her behalf, or in both capacities. I further certify that I have completed all required fields, and that the information in this document is true and correct and in compliance with the applicable chapter of Minnesota Statutes. I understand that by signing this document I am subject to the penalties of perjury as set forth in Section 609.48 as if I had signed this document under oath. Date 1/27/11 Corey R. Maple, President 2493771 2/3-2/10/11P

PUBLIC NOTICE

ORDER AND NOTICE OF HEARING ON PETITION FOR FORMAL PROBATE OF WILL AND FORMAL APPOINTMENT OF PERSONAL REPRESENTATIVE IN UNSUPERVISED ADMINISTRATION AND NOTICE TO CREDITORS STATE OF MINNESOTA COUNTY OF DAKOTA DISTRICT COURT PROBATE DIVISION FIRST JUDICIAL DISTRICT COURT FILE NO. 19HA-PR-11-50 In Re: Estate of Helen M. Wolfe, a/k/a Helen Marie Wolfe, a/k/a Helen Wolfe, Deceased. TO ALL INTERESTED PERSONS AND CREDITORS: It is Ordered and Notice is hereby given that on the 7th day of March, 2011, at 9:00 o’clock A.M., a hearing will be held in the above named Court at Dakota County Judicial Center, 1560 Highway 55, Hastings, Minnesota, for the formal probate of an instrument purporting to be the will of the above named deceased, dated January 23, 2008, and for the appointment of David A. Wolfe whose address is 1557 Covington Lane, Eagan, MN 55122, and Dennis L. Wolfe whose address is 6742 Argent Trail West, Inver Grove Heights, MN 55077, as co-personal representatives of the estate of the above named decedent in an unsupervised administration, and that any objections thereto must be filed with the Court. That, if proper, and no objections are filed, co-personal representatives will be appointed to administer the estate, to collect all assets, pay all legal debts, claims, taxes and expenses, and sell real and personal property, and do all necessary acts for the estate. Notice is further given that ALL CREDITORS having claims against said estate are required to present the same to said personal representative or to the Court Administrator within four months after the date of this notice or said claims will be barred. Dated: 1/28/11 Timothy D. Wermager Judge of District Court (COURT SEAL) Attorney for Petitioner: RICHARD J. GABRIEL (#32864) GABRIEL LAW OFFICE, PLLC 880 Sibley Memorial Highway, Suite 114 Mendota Heights, MN 55118-1736 (651) 554-9159 2496605 2/3-2/10/11

SUMMONS STATE OF MINNESOTA COUNTY OF DAKOTA DISTRICT COURT FIRST JUDICIAL DISTRICT FAMILY COURT DIVISION Court File No. 19HA-FA-10-955 ------------------------------------------In the Matter of the Custody of: Cade Hussein Yassin (DOB: December 30, 1996) Halima Abdulle Abdi, Petitioner, and Zahra Abdulle Abdi and Hussein Yassin, Respondents. -------------------------------------------TO: ZAHRA ABDULLE ABDI, RESPONDENT MOTHER (DECEASED); AND HUSSEIN YASSIN, RESPONDENT FATHER, WHEREABOUTS UNKNOWN. YOU ARE HEREBY SUMMONED and required to serve upon the Petitioner’s attorney, a response to the Petition for Custody, within twenty (20) days after service of this Summons upon you, exclusive of the day of service. If you fail to do so, judgment by default will be taken against you for the relief demanded in the Petition. Dated: 1/25/11 WALLING, BERG & DEBELE, P.A. By /s/ Wright S. Walling (#114030) Stacia W. Driver (#0332434) 121 South Eighth Street, Suite 1100 Minneapolis, MN 55402 (612) 340-1150 Attorneys for Petitioner 2492458 2/3-2/17/11

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE Date: January 20, 2011 YOU ARE NOTIFIED THAT: 1. Default has occurred in the conditions of the Mortgage described as follows: Date of Mortgage: March 10, 2007 Mortgagors: K e v i n B j o r k l u n d a n d Debra Ann Johnson Mortgagee: M & I M a r s h a l l & I l s l e y Bank, a Wisconsin banking corporation Date Recorded: March 29, 2007 Document No.: 2506280 Where Recorded: County Recorder of Dakota County, Minnesota Assignment(s) of Mortgage: N/A M o r t g a g e I D N o . : 098-00042570847-00001 2. The original principal amount secured by the Mortgage was: $145,000.00. 3. No action or proceeding at law is now pending to recover the debt secured by the Mortgage, or any part thereof, and no Mortgagor has been released from liability on the Mortgage. 4. The holder of the Mortgage has complied with all conditions precedent to acceleration of the debt secured by the Mortgage and foreclosure of the Mortgage, and all notice and other requirements of applicable statutes. 5. At the date of this notice, the amount due on the Mortgage, and taxes, if any, paid by the holder of the Mortgage is: $143,555.56. 6. Pursuant to the power of sale in the Mortgage, the Mortgage will be foreclosed, and the land described as follows: Legal Description:LOT 13, BLOCK 1, PARK OVERLOOK, DAKOTA COUNTY, MINNESOTA Property Address: 9541 176th Court W, Lakeville, MN 55044 Parcel No(s): 22-56575-130-01 will be sold by the Sheriff of Dakota County, Minnesota, at public auction on March 10, 2011, at 10:00 a.m. at the Sheriff's office, located at the Dakota County Law Enforcement Center, 1560 Highway 55, Lobby S-100, Hastings, Minnesota, to pay the debt then secured by the Mortgage and taxes on said land, if any, paid by the holder of the Mortgage, and the costs and disbursements, including attorneys' fees, allowed by law. 7. T h e t i m e a l l o w e d b y l a w f o r redemption by Mortgagors or Mortgagors' personal representatives or assigns is six (6) months after the date of sale. Each holder of a junior lien may redeem in the order and manner provided in Minnesota Statutes Section 582.32, Subd. 9, beginning after the expiration of Mortgagors' redemption period. 8. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGORS, THE MORTGAGORS' PERSONAL REPRESENTATIVES OR ASSIGNS MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. 9. If the Mortgage is not reinstated under Minnesota Statutes Section 580.30 or if the Mortgagors do not redeem under Minnesota Statutes Section 580.23, the Mortgagors must vacate the property subject to the Mortgage by 11:59 p.m. on September 10, 2011. GURSTEL CHARGO PA Attorneys for M&I Marshall & Ilsley Bank, Mortgagee ________________________________ Marc L. Kruger (Atty. No. 58609) 6681 Country Club Drive Golden Valley, MN 55427 (763) 267-6700 60364.32 / 098-00042570847-00001 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR 2475330 1/27-3/3/11

Notice of Public Sale NOTICE IS HEREBY GIVEN, that on Wednesday, February 23, 2011 at 1:15 p.m. at 14709 W. Burnsville Parkway, Lot 55, Burnsville, Minnesota 55306, the following property will be sold by public auction by the Sheriff of Dakota County: 1971 Marshfield 14 x 70 with add on Manufactured Home Serial Number 15087 This sale will be held to satisfy a claim upon the above-described property held by Rambush Estates, pursuant to Minnesota Sections 504B.365 and 514. Upon information and belief, this property is owned by Ronald Leonard. The amount of the claim against the above referenced property is $1093.70 computed to the date of sale, exclusive of the expenses of said sale and the advertising thereof, together with the actual expenses of making said sale. Dated: January 20, 2011 Rambush Estates Ltd Partnership 14709 W Burnsville Parkway Burnsville, MN. 55306 (952) 890-8440 2489618 1/27-2/10/11

PUBLIC NOTICE

SUMMONS STATE OF MINNESOTA COUNTY OF DAKOTA DISTRICT COURT FIRST JUDICIAL DISTRICT File No. 19HA-CV-10-5865 Paul F. Gonyea, LLC, a Limited Liability Company, Plaintiff, -vsElite Automotive Services, Inc., a Minnesota Corporation, Jason Allison and Gordon Allison, Defendants. THE STATE OF MINNESOTA TO THE ABOVE NAMED DEFENDANTS: YOU ARE HEREBY SUMMONED and required to serve upon Plaintiff’s attorney, an answer to the Complaint which is herewith served upon you, within twenty (20) days after service of this Summons upon you, exclusive of the day of service. If you fail to do so, judgment by default will be taken against you for the relief demanded in the Complaint. Alternative dispute resolution may be available under the General Rules of Practice for the District Courts. Dated: August 17, 2010 Robert J. Bruno (#12415) ROBERT J. BRUNO, LTD. Attorney for Plaintiff 1601 E. Highway 13, Suite 107 Burnsville, MN 55337 952/890-9171 2489934 1/27-2/10/11

PUBLIC NOTICE

NOTICE OF INFORMAL PROBATE OF WILL AND APPOINTMENT OF PERSONAL REPRESENTATIVE AND NOTICE TO CREDITORS STATE OF MINNESOTA COUNTY OF DAKOTA FIRST JUDICIAL DISTRICT DISTRICT COURT PROBATE DIVISION Court File No. 19HA-PR-11-34 Estate of Kenneth G. Boehmer, a/k/a Kenneth George Boehmer, Decedent Notice is given that an application for informal probate of the Decedent’s Will, dated May 26, 2004, and (“Will”), has been filed with the Registrar. The application has been granted. Notice is also given that the Registrar has informally appointed Patricia A. Boehmer, whose address is 2018 Charlton Ridge, West St. Paul, MN, 55118, as personal representative of the Estate of the Decedent. Any heir, devisee or other interested person may be entitled to appointment as personal representative or may object to the appointment of the personal representative. Unless objections are filed with the Court (pursuant to Minn. Stat. 524.3-607) and the Court otherwise orders, the personal representative has full power to administer the Estate, including, after 30 days from the date of issuance of letters, the power to sell, encumber, lease or distribute real estate. Any objections to the probate of the Will or appointment of the Personal Representative must be filed with this Court and will be heard by the Court after the filing of an appropriate petition and proper notice of hearing. Notice is also given that (subject to Minn. Stat. 524.3-801) all creditors having claims against the Estate are required to present the claims to the personal representative or to the Court Administrator within four months after the date of this Notice or the claims will be barred. A charitable beneficiary may request notice of the probate proceedings be given to the Attorney General pursuant to Minn. Stat. 501B.41, subd. 5. Dated: 1-19-11 Edward Lynch Judge Attorney for Personal Representative William F. Post, Jr. 505 North Highway 169 Suite 900 Plymouth, MN, 55441 Attorney License No: 015443X Telephone: (763) 417-1598 FAX: (763) 417-1599 Email: wfp@postlaw.com 2486330 1/27-2/3/11P

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PUBLIC NOTICE

MINNESOTA SECRETARY OF STATE CERTIFICATE OF ASSUMED NAME Minnesota Statutes, Chapter 333 The filing of an assumed name does not provide a user with exclusive rights to that name. The filing is required for consumer protection in order to enable consumers to be able to identify the true owner of a business. 1. State the exact assumed name under which the business is or will be conducted: VOGUE Images USA 2. State the address of the principal place of business: 13160 Fordham Ct., Apple Valley, MN 55124 3. List the name and complete street address of all persons conducting business under the above Assumed Name, OR if an entity, provide the legal corporate, LLC, or Limited Partnership name and registered office address. Beth Crocker, 13160 Fordham Ct., Apple Valley, MN 55124 4. I, the undersigned, certify that I am signing this document as the person whose signature is required, or as agent of the person(s) whose signature would be required who has authorized me to sign this document on his/her behalf, or in both capacities. I further certify that I have completed all required fields, and that the information in this document is true and correct and in compliance with the applicable chapter of Minnesota Statutes. I understand that by signing this document I am subject to the penalties of perjury as set forth in Section 609.48 as if I had signed this document under oath. Date 1/11/11 Beth Crocker, Owner 2490079 1/27-2/3/11P

PUBLIC NOTICE

MINNESOTA SECRETARY OF STATE CERTIFICATE OF ASSUMED NAME Minnesota Statutes, Chapter 333 The filing of an assumed name does not provide a user with exclusive rights to that name. The filing is required for consumer protection in order to enable consumers to be able to identify the true owner of a business. 1. State the exact assumed name under which the business is or will be conducted: DS Technical Services 2. State the address of the principal place of business: 6890 Folkestone Rd., Apple Valley, MN 55124 3. List the name and complete street address of all persons conducting business under the above Assumed Name, OR if an entity, provide the legal corporate, LLC, or Limited Partnership name and registered office address. Deborah Schwalbe, 6890 Folkestone Rd., Apple Valley, MN 55124 4. I, the undersigned, certify that I am signing this document as the person whose signature is required, or as agent of the person(s) whose signature would be required who has authorized me to sign this document on his/her behalf, or in both capacities. I further certify that I have completed all required fields, and that the information in this document is true and correct and in compliance with the applicable chapter of Minnesota Statutes. I understand that by signing this document I am subject to the penalties of perjury as set forth in Section 609.48 as if I had signed this document under oath. Date 1/16/2011 Deborah Schwalbe, President 2496233 2/3-2/10/11P

PUBLIC NOTICE

MINNESOTA SECRETARY OF STATE CERTIFICATE OF ASSUMED NAME Minnesota Statutes, Chapter 333 The filing of an assumed name does not provide a user with exclusive rights to that name. The filing is required for consumer protection in order to enable consumers to be able to identify the true owner of a business. 1. State the exact assumed name under which the business is or will be conducted: Saturday Junk 2. State the address of the principal place of business: 17564 Gillette Way, Lakeville, MN 55044 3. List the name and complete street address of all persons conducting business under the above Assumed Name, OR if an entity, provide the legal corporate, LLC, or Limited Partnership name and registered office address. Rabon Services Group LLC, 17564 Gillette Way, Lakeville, MN 55044 4. I, the undersigned, certify that I am signing this document as the person whose signature is required, or as agent of the person(s) whose signature would be required who has authorized me to sign this document on his/her behalf, or in both capacities. I further certify that I have completed all required fields, and that the information in this document is true and correct and in compliance with the applicable chapter of Minnesota Statutes. I understand that by signing this document I am subject to the penalties of perjury as set forth in Section 609.48 as if I had signed this document under oath. Date: 12/31/10 Michael Rabon, Manager 2486722 1/27-2/3/11P

PUBLIC NOTICE PUBLIC NOTICE

NOTICE AND ORDER FOR HEARING ON PETITION FOR DESCENT OF PROPERTY STATE OF MINNESOTA COUNTY OF DAKOTA FIRST JUDICIAL DISTRICT DISTRICT COURT PROBATE DIVISION Court File No. 19HA-PR-11-48 E s t a t e o f R o m a n J o s e p h N o v a k, Decedent A Petition for Determination of Descent has been filed with this Court. The Petition represents that the Decedent died more than three years ago, leaving property in Minnesota and requests the probate of Decedent’s last Will (if any), and the descent of such property be determined and assigned by this Court to the persons entitled to the property. Any objections to the Petition must be filed with the Court prior to or raised at the hearing. If proper, and no objections are filed or raised, the Petition may be granted. IT IS ORDERED and Notice is further given, that the Petition will be heard on March 7, 2011, at 9:00 AM, by this Court at Dakota County Judicial Center, Hastings, Minnesota. 1. Notice shall be given to all interested persons (Minn. Stat. 524.1-401) and persons who have filed a demand for notice pursuant to Minn. Stat. 524.3-204. 2. Notice shall be given by publishing this Notice and Order as provided by law and by: Mailing a copy of this Notice and Order at least 14 days prior to the hearing date. Dated: 1/28/11 BY THE COURT Timothy D. Wermager Judge of District Court (COURT SEAL) Attorney for Petitioner Reed H. Glawe GISLASON & HUNTER LLP 2700 South Broadway P.O. Bo 458 New Ulm, MN, 56073 Attorney License No: 175559 Telephone: (507) 354-3111 FAX: (507) 354-8447 2497004 2/3-2/10/11

PUBLIC NOTICE

ADVERTISEMENT FOR BIDS DAKOTA COUNTY COMMUNITY DEVELOPMENT AGENCY (CDA) EAGAN, MN 55123 Notice is hereby given that sealed bids will be received by the Office of the Director of Housing Finance & Development, Dakota County CDA, Minnesota until 10:00 AM, Thursday, March 3, 2011, at the office of Dakota County Community Development Agency, 1228 Town Centre Drive, Eagan, MN 55123, at which time they will be publicly opened and read aloud for the furnishing of all labor and materials for the Exterior Renovation Project at Eagle Ridge Place Senior Apartments located at 12600 Eagle Ridge Drive, Burnsville MN. Bids received after this time and date will be rejected. No telephone bids or fax bids will be accepted. Bids shall be on the forms provided for that purpose and according to the Bidding Documents prepared by Dakota County CDA. Bids will be opened publicly and read aloud. A bid tabulation or other bid result will be furnished to the Bidders. Bids shall be addressed to: Dakota County CDA, 1228 Town Centre Drive, Eagan, MN 55123. A mandatory pre-bid walk-through is scheduled for Thursday February 17, 2011 at 1:30 PM and is required of ALL bidders. Failure of a bidder to attend the walk-thru immediately subjects his/her bid to disqualification. Interested bidders must confirm their intent to attend the walk-through by contacting the Dakota County CDA Capital Projects Coordinator, Bob Rosenthal @ 651-675-4483 by no later than 3:00PM Wednesday February 16, 2011. Interested bidders may access plans, specifications, and bid documents for this project through a plan room set up for the Dakota County CDA by Appro Development, Inc. Located online at: www.approdevelopment.com/fileupload , use Login robert and Password: eagle (both are case sensitive). Specifications, plans, and bid documents for this project will not be available until February 11, 2011. Bid security in the amount of 5% of the bid must accompany each bid in accordance with the Instruction to Bidders. Bids shall be directed to the Project Coordinator, securely sealed and endorsed upon the outside wrapper, with the Project Address and Bid Due Date. The CDA hereby notifies all bidders that in regard to any Contract entered into pursuant to this advertisement, Disadvantaged Business Enterprises (D.M.E.) will be afforded full opportunity to submit bids and / or proposals and will not be subjected to discrimination on the basis of race, color, sex, age, religion, or national origin. The Dakota County CDA reserves the right to reject any and all bids, to waive irregularities and informalities therein and to award the Contract in the best interest of the CDA. 2495385 2/3-2/10/11

NOTICE OF INFORMAL PROBATE OF WILL AND APPOINTMENT OF PERSONAL REPRESENTATIVE AND NOTICE TO CREDITORS STATE OF MINNESOTA COUNTY OF DAKOTA DISTRICT COURT PROBATE DIVISION FIRST JUDICIAL DISTRICT Court File No. 19HA-PR-11-37 ESTATE OF WILLIAM DEAN WOOD, DECEDENT Notice is given that an application for informal probate of the Decedent’s will dated January 14, 1993, (“Will), has been filed with the Registrar. The application has been granted. Notice is also given that the Registrar has informally appointed Sandra Kay Wood whose address is: 1101 Emerson Court, Burnsville, MN 55337 as personal representative of the Estate of the Decedent. Any heir, devisee or other interested person may be entitled to appointment as personal representative or may object to the appointment of the personal representative. Unless objections are filed with the Court (pursuant to Minn. Stat. 524.3-607) and the Court otherwise orders, the personal representative has full power to administer the Estate including, after 30 days from the date of issuance of letters, the power to sell, encumber, lease or distribute real estate. Any objections to the probate of the will or appointment of the Personal Representative must be filed with this Court and will be heard by the Court after the filing of an appropriate petition and proper notice of hearing. Notice is also given that (subject to Minn. 524.3-801) all creditors having claims against the Estate are required to present the claims to the personal representative or to the Court Administrator within four months after the date of this Notice or the claims will be barred. Dated: 1-19-11 Edward Lynch Judge Attorney For Personal Representative Daniel M. Sheridan SHERIDAN LAW OFFICES 4470 Erin Drive Suite 101 Eagan, MN 55122 651-452-8705/Fax: 651-452-8745 Attorney ID #183210 2489237 1/27-2/3/11

PUBLIC NOTICE

owner occupied, single family dwell ing, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on August 18, 2011. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: December 15, 2010. U.S. Bank, N. A. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 19-1478 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2462250 12/30/10-2/3/11

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: O c t o b e r 2 4 , 2008 MORTGAGOR: E r i c A . G o e m a n , a single person. MORTGAGEE: Mortgage Electronic Registration Systems, Inc.. DATE AND PLACE OF RECORDING: Recorded November 3, 2008, Dakota County Recorder, Document No. 2620922. ASSIGNMENTS OF MORTGAGE: Assigned to: U.S. Bank, N.A., Dated: June 19, 2009, Recorded: June 30, 2009, Document No. 2667739. TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100021268001835194 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: U.S. Bank, N.A. RESIDENTIAL MORTGAGE SERVICER: U.S. Bank Home Mortgage MORTGAGED PROPERTY ADDRESS: 16590 Imperial Circle, Lakeville, MN 55044 TAX PARCEL I.D. #: 228330013001 LEGAL DESCRIPTION OF PROPERTY: Lot 13, Block 1, Walnut Ridge COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $258,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $263,834.86 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: February 15, 2011 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on August 15, 2011. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: December 14, 2010. U.S. Bank, N. A.

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�� U.S. Bank,�� N. A. Sheriff of said county �� as �� follows: Mortgagee/Assignee of Mortgagee DATE AND TIME OF SALE: February USSET, WEINGARDEN AND LIEBO, P.L.L.P. 17 , 2011 at 10:00 AM Attorneys for Mortgagee/Assignee of PLACE OF SALE: S h e r i f f ' s O f f i c e , Mortgagee Law Enforcement Center, 1580 Hwy 4500 Park Glen Road #300 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Minneapolis, MN 55416 (952) 925-6888 Mortgage, and taxes, if any, on said 19-1347 premises, and the costs and disburseTHIS IS A COMMUNICATION FROM m e n t s , i n c l u d i n g a t t o r n e y s ' f e e s allowed by law subject to redemption A DEBT COLLECTOR. within six (6) months from the date of 2462133 12/30/10-2/3/11 said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under ORDER FOR HEARING MN Stat. §580.07. AND NOTICE TIME AND DATE TO VACATE PROP(PETITION FOR TERMINATION OF ERTY: If the real estate is an PARENTAL RIGHTS PROCEEDINGS) owner-occupied, single-family dwellSTATE OF MINNESOTA ing, unless otherwise provided by law, COUNTY OF DAKOTA the date on or before which the mortCOUNTY COURT gagor(s) must vacate the property if the JUVENILE DIVISION mortgage is not reinstated under secFile No. HA-JV-10-4174 tion 580.30 or the property is not In the Matter of the Welfare of D.D.G., redeemed under section 580.23 is Child. 11:59 p.m. on August 17, 2011. TO: Stefanie Graham MORTGAGOR(S) RELEASED FROM Social Worker, Christopher P’Simer, FINANCIAL OBLIGATION ON MORThaving filed in this Court, a petition GAGE: None alleging among other things that the "THE TIME ALLOWED BY LAW FOR above named child is, in need of pro- REDEMPTION BY THE MORTGAGOR, tection or services, in this, viz: All THE MORTGAGOR'S PERSONAL REPrights of the parent(s) to the child RESENTATIVES OR ASSIGNS, MAY BE should be terminated pursuant to REDUCED TO FIVE WEEKS IF A JUDIMinnesota Statutes, section: 260C.301, CIAL ORDER IS ENTERED UNDER Subd. 1(b)(1), because the parent(s) MINNESOTA STATUTES, SECTION have abandoned the child. 260C.301, 5 8 2 . 0 3 2 , D E T E R M I N I N G , A M O N G Subd. 1(b)(2), because the parent(s) OTHER THINGS, THAT THE MORThave substantially, continuously, or GAGED PREMISES ARE IMPROVED repeatedly refused or neglected to WITH A RESIDENTIAL DWELLING OF comply with the duties imposed upon LESS THAN FIVE UNITS, ARE NOT the parents by the parent/child rela- PROPERTY USED IN AGRICULTURAL tionship, including but not limited to P R O D U C T I O N , A N D A R E providing the child with necessary ABANDONED." food, clothing, shelter, education, and Dated: December 15, 2010. other care and control necessary for U.S. Bank, N. A. the child’s physical, mental or emoMortgagee/Assignee of Mortgagee tional health and development, if the USSET, WEINGARDEN AND LIEBO, P.L.L.P. parents are physically and financially Attorneys for Mortgagee/Assignee of able, and either reasonable efforts by Mortgagee the social services agency have failed 4500 Park Glen Road #300 to correct the conditions that formed Minneapolis, MN 55416 the basis of the petition or reasonable (952) 925-6888 efforts would be futile and therefore 19-1647 unreasonable. 260C.301, Subd. 1(b)(5), THIS IS A COMMUNICATION FROM because following the child’s place- A DEBT COLLECTOR. ment out of the home, reasonable 2462169 12/30/10-2/3/11 efforts, under the direction of the court, have failed to correct the conditions leading to the child’s placement. IF YOU FAIL TO APPEAR THE ORDER FOR HEARING COURT MAY CONDUCT THE HEARING AND NOTICE (Petition For Termination of Parental IN YOUR ABSENCE AND IT MAY Rights PROCEEDINGS) RESULT IN THE TERMINATION OF STATE OF MINNESOTA YOUR PARENTAL RIGHTS. IT IS ORDERED that said petition be COUNTY OF DAKOTA COUNTY COURT heard and the facts concerning such JUVENILE DIVISION child be examined by the Court in the File No. 19HA-JV-11-125 C o u n t y C o u r t R o o m , i n t h e C o u rt House, in Hastings, Minnesota, on In the Matter of the Welfare of S.D.M., March 23, 2011 at 9:00 am, or as soon Child. TO: Lakeisha Lashanunda Silvas thereafter as said matter can be heard; Social Worker Bonita Donaldson, IT IS FURTHER ORDERED that notice hereof be given to the following having filed in this Court, a petition named persons by three weeks publi- alleging among other things that the cation in a legal newspaper as pro- above named child is, in need of protection or services, in this, viz: vided by law; viz: Stefanie Graham 260C.301, Subd.1(b)(2), because the Dated: January 28, 2011 Judge Richard G. Spicer parent(s) have substantially, continu2497535 2/3-2/17/11 o u s l y , o r r e p e a t e d l y r e f u s e d o r neglected to comply with the duties imposed upon the parents by the parent/child relationship, including but not limited to providing the child with necessary food, clothing, shelter, eduNOTICE OF MORTGAGE cation, and other care and control necFORECLOSURE SALE essary for the child’s physical, mental THE RIGHT TO VERIFICATION or emotional health and development, OF THE DEBT AND IDENTITY OF if the parents are physically and finanTHE ORIGINAL CREDITOR WITHIN cially able, and either reasonable THE TIME PROVIDED BY LAW IS efforts by the social services agency NOT AFFECTED BY THIS ACTION. have failed to correct the conditions NOTICE IS HEREBY GIVEN, that that formed the basis of the petition or default has occurred in conditions of reasonable efforts would be futile and the following described mortgage: therefore unreasonable. 206C.301, DATE OF MORTGAGE: J a n u a r y 2 8 , Subd. 1(b)(4), because the parent(s) are 2005 palpably unfit to be a party to the parMORTGAGOR: Linden D. Pfeiffer, a ent and child relationship because of a married person. consistent pattern of specific conduct MORTGAGEE: Mortgage Electronic before the child or of specific condiRegistration Systems, Inc. tions directly relating to the parent DATE AND PLACE OF RECORDING: and child relationship, either of which Recorded February 18, 2005, Dakota are determined by the court to be of a C o u n t y R e c o r d e r , D o c u m e n t N o . duration or nature that renders the 2297393. parent unable, for the reasonably foreA S S I G N M E N T S O F M O R T G A G E : seeable future, to care appropriately Assigned to: U.S. Bank, N.A., Dated: for the ongoing physical, mental, or December 7, 2010. emotional needs of the child. It is preTRANSACTION AGENT: Mortgage sumed that a parent is palpably unfit Electronic Registration Systems, Inc. to be a party to the parent and child T R A N S A C T I O N A G E N T ' S M O R T - relationship upon a showing that the GAGE IDENTIFICATION NUMBER ON parent’s parental rights to one or more MORTGAGE: 100021278907856772 other children were involuntarily terLENDER OR BROKER AND MORT- minated or that the parent(s)’ custoG A G E O R I G I N A T O R S T A T E D O N dial rights to another child have been MORTGAGE: U.S. Bank, N.A. involuntarily transferred to a relative. R E S I D E N T I A L M O R T G A G E S E R - 206C.031, Subd. 1(b)(5), because folVICER: U.S. Bank Home Mortgage lowing the child’s placement out of the MORTGAGED PROPERTY ADDRESS: home, reasonable efforts, under the 427 Tiffany Drive, Hastings, MN 55033 direction of the court, have failed to TAX PARCEL I.D. #: 191640017002 correct the conditions leading to the LEGAL DESCRIPTION OF PROP- child’s placement. ERTY: IT IS ORDERED that said petition be Lot 17, Block 2, Cari Park, accord- heard and the facts concerning such ing to the plat thereof now on file child be examined by the Court in the and of record in the office of the C o u n t y C o u r t R o o m , i n t h e C o u rt County Recorder, Dakota County, House, in Hastings, Minnesota, on Minnesota. February 23, 2011 at 10:00 a.m., or as COUNTY IN WHICH PROPERTY IS soon thereafter as said matter can be LOCATED: Dakota heard; ORIGINAL PRINCIPAL AMOUNT OF IT IS FURTHER ORDERED that MORTGAGE: $149,850.00 notice hereof be given to the following AMOUNT DUE AND CLAIMED TO BE named persons by three weeks publiDUE AS OF DATE OF NOTICE, INCLUD- cation in a legal newspaper as proING TAXES, IF ANY, PAID BY MORT- vided by law, viz: Lakeisha LashaGAGEE: $140,737.72 nunda Silvas. That prior to the commencement of IF YOU FAIL TO APPEAR THE this mortgage foreclosure proceeding COURT MAY CONDUCT THE HEARING Mortgagee/Assignee of Mortgagee com- IN YOUR ABSENCE AND THE HEARplied with all notice requirements as ING MAY RESULT IN THE TERMINArequired by statute; That no action or TION OF YOUR PARENTAL RIGHTS. proceeding has been instituted at law Dated: January 28, 2011 or otherwise to recover the debt Judge Richard G. Spicer secured by said mortgage, or any part 2497166 2/3-2/17/11 thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: ��

PUBLIC NOTICE

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PUBLIC NOTICE

ORDER AND NOTICE OF HEARING ON PETITION FOR FORMAL PROBATE OF WILL AND APPOINTMENT OF PERSONAL REPRESENTATIVE IN UNSUPERVISED ADMINISTRATION AND NOTICE TO CREDITORS STATE OF MINNESOTA COUNTY OF DAKOTA DISTRICT COURT PROBATE DIVISION FIRST JUDICIAL DISTRICT Court File No. 19HA-PR-11-30 In Re: Estate of Douglas A. Knapp, aka Douglas Arthur Knapp, Deceased. TO ALL INTERESTED PERSONS AND CREDITORS: It is ordered and notice is hereby given that on 2-14-11, at 9:00 am, a hearing will be held in the above named court at 1560 Highway 55, Hastings, Minnesota, for the formal probate of an instrument dated April 17, 2000, purporting to be the Last Will of the above named decedent and for the appointment of Virginia K. Knapp, whose address is 2483 - 79th Street East, Inver Grove Heights, MN 55076, as personal representative of the estate of the above named decedent in unsupervised administration; and that any objections thereto must be filed with the court. That, if proper, and no objections are filed, said personal representative will be appointed to administer the estate, to collect all assets, pay all legal debts, claims, taxes and expenses, and sell real and personal property, and do all necessary acts for the estate. NOTICE IS FURTHER GIVEN THAT ALL CREDITORS having claims against said estate are required to present the same to said personal representative or to the probate court administrator within four months after the date of this notice or said claims will be barred. Dated: 1/19/11 BY THE COURT Joseph Carter Judge of District Court, Probate Division Andrew M. Lehner (#388061) Attorney for Applicant Lehner Law Office, LLC 1069 S. Robert St., Ste 100 West St. Paul, MN 55118 T 651.343.3938 F 651-222-1122 andy@lehnerlawoffice.com 2487339 1/27-2/3/11

PUBLIC NOTICE

NOTICE OF INFORMAL APPOINTMENT OF PERSONAL REPRESENTATIVE AND NOTICE TO CREDITORS (INTESTATE) STATE OF MINNESOTA COUNTY OF DAKOTA FIRST JUDICIAL DISTRICT DISTRICT COURT PROBATE DIVISION Court File No. 19HA-PR-11-35 Estate of Shirley M. Hotvedt, a/k/a Shirley M. Klug, Decedent Notice is given that an application for informal appointment of personal representative has been filed with the Registrar. No will has been presented for probate. The application has been granted. Notice is also given that the Registrar has informally appointed Darryll Hotvedt, whose address is 17565 Ionia Path, Lakeville, MN, 55044 as personal representative of the Estate of the Decedent. Any heir or other interested person may be entitled to appointment as personal representative or may object to the appointment of the personal representative. Unless objections are filed with the Court (pursuant to Minn. Stat. 524.3-607) and the Court otherwise orders, the personal representative has full power to administer the Estate including, after 30 days from the date of issuance of letters, the power to sell, encumber, lease or distribute real estate. Any objections to the probate of the Will or appointment of the Personal Representative must be filed with this Court and will be heard by the Court after the filing of an appropriate petition and proper notice of hearing. Notice is also given that (subject to Minn. Stat. 524.3-801) all creditors having claims against the Estate are required to present the claims to the personal representative or to the Court Administrator within four months after the date of this Notice or the claims will be barred. Dated: 1-19-11 Edward Lynch Judge Attorneys for Personal Representative Todd D. Andrews, Andrews Law Office 5200 Willson Rd., Ste. 150, Edina, MN, 55424 Attorney License No: 2690 Tel: (952) 836-2724/ FAX: (952) 836-2725 Email: todd@andrewslawmn.com and Nicole M. Vucenich 4604 Gilford Drive, Edina, MN 55435 Attorney License No: 307531 Tel: (952) 924-6029/ FAX: (952) 922-1134 Email: nvucenich@msn.com 2489158 1/27-2/3/11

PUBLIC NOTICE

SUMMONS STATE OF MINNESOTA COUNTY OF DAKOTA DISTRICT COURT FIRST JUDICIAL DISTRICT Case Type: Civil Other-Reformation Court File No. 19HA-CV-10-7421 ____________________________________ Deutsche Bank National Trust Company as Trustee on behalf of Morgan Stanley ABS Capital I Inc. Trust 2006-HE6, Mortgage Passthrough Certificates, Series 2006-HE6, Plaintiff, vs. Hilda Jones, Robert S. Jones, Surrey Heights Homes Association, John Doe and Mary Rowe, Defendants. ____________________________________ THIS SUMMONS IS DIRECTED TO THE ABOVE-NAMED DEFENDANTS. 1. Y O U A R E B E I N G S U E D . T h e Plaintiff has started a lawsuit against you. The Plaintiff's Complaint against you is attached to this summons. Do not throw these papers away. They are official papers that affect your rights. You must respond to this lawsuit even though it may not yet be filed with the Court and there may be no court file number on this summons. 2. YOU MUST REPLY WITHIN 20 DAYS TO PROTECT YOUR RIGHTS. You must give or mail to the person who signed this summons a written response called an Answer within 20 days of the date on which you received this Summons. You must send a copy of your Answer to the person who signed this summons located at: 8425 Seasons Parkway, Suite 105, Woodbury, Minnesota 55125. 3. YOU MUST RESPOND TO EACH CLAIM. The Answer is your written response to the Plaintiff's Complaint. In your Answer you must state whether you agree or disagree with each paragraph of the Complaint. If you believe the Plaintiff should not be given everything asked for in the Complaint, you must say so in your Answer. 4. YOU WILL LOSE YOUR CASE IF YOU DO NOT SEND A WRITTEN RESPONSE TO THE COMPLAINT TO THE PERSON WHO SIGNED T H I S S U M M O N S . If you do not Answer within 20 days, you will lose this case. You will not get to tell your side of the story, and the Court may decide against you and award the Plaintiff everything asked for in the complaint. If you do not want to contest the claims stated in the complaint, you do not need to respond. A default judgment can then be entered against you for the relief requested in the complaint. 5. LEGAL ASSISTANCE. You may wish to get legal help from a lawyer. If you do not have a lawyer, the Court Administrator may have information about places where you can get legal assistance. Even if you cannot get legal help, you must still provide a written Answer to protect your rights or you may lose the case. 6. ALTERNATIVE DISPUTE RESOLUTION. The parties may agree to or be ordered to participate in an alternative dispute resolution process under Rule 114 of the Minnesota General Rules of Practice. You must still send your written response to the Complaint even if you expect to use alternative means of resolving this dispute. THIS LAWSUIT MAY AFFECT OR BRING INTO QUESTION TITLE TO REAL PROPERTY located in Dakota County, State of Minnesota, legally described as follows: Lot 7, Block 16, and Lot 1, Block 17, Surrey Heights Second Addition, Dakota County, Minnesota. The object of this action is reforming the legal description in that certain Mortgage dated May 25, 2006 and filed with the Dakota County Recorder on June 14, 2006 as Document No. 2437591 from: Lot 7, Block 16, Surrey Heights 2nd Addition, Dakota County, MN to Lot 7, Block 16, and Lot 1, Block 17, Surrey Heights Second Addition, Dakota County, Minnesota. Dated: December 17, 2010 WILFORD & GESKE, P.A. By: /s/ Orin J. Kipp David R. Mortensen, #032906X Orin J. Kipp, #0390438 Attorneys for Plaintiff 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125 (651) 209-3300 2483857 1/20-2/3/11

PUBLIC NOTICE

November 30, 2010. TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100061907000074500 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Summit Mortgage Corporation RESIDENTIAL MORTGAGE SERVICER: CitiMortgage, Inc. MORTGAGED PROPERTY ADDRESS: 1925 Marie Avenue, South Saint Paul, MN 55075-1849 TAX PARCEL I.D. #: 36-67500-020-00 LEGAL DESCRIPTION OF PROPERTY: Lot 2, Shannon's Replat COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $240,682.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $244,833.53 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: February 25, 2011 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on August 25, 2011. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: December 22, 2010. CitiMortgage, Inc. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 10-5175 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2463329 12/30/10-2/3/11

PUBLIC NOTICE

sota. COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $126,760.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $121,760.88 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: February 18, 2011 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on August 18, 2011. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: December 10, 2010. Aurora Loan Services LLC Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 98-854 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2461889 12/30/10-2/3/11

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: May 13, 2004 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $207,000.00 MORTGAGOR(S): Darin R. Pederson and Laina D. Pederson, husband and wife MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded: June 21, 2004 Dakota County Recorder Document Number: 2217657 ASSIGNMENTS OF MORTGAGE: And assigned to: GMAC Mortgage, LLC Dated: December 20, 2010 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100103210000062371 Lender or Broker: Prime Mortgage Corporation Residential Mortgage Servicer: GMAC Mortgage, LLC Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 643 14th Ave N, South Saint Paul, MN 55075-1631 Tax Parcel ID Number: 36-70207-050-01 LEGAL DESCRIPTION OF PROPERTY: Lot 5 and the South 1/2 of Lot 4, Block 1, South Park Division No. 8, Dakota County, Minnesota. AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $222,390.88 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: February 11, 2011 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns.

sonal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on August 11, 2011, or the next business day if August 11, 2011 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: December 30, 2010 ASSIGNEE OF MORTGAGEE: GMAC Mortgage, LLC Wilford & Geske, P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 009851F02 2462475 12/30/10-2/3/11

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: May 7, 2003 MORTGAGORS: R i c o G i l a r d i a n d Belaynesh Ayana, husband and wife. MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded August 11, 2003, Dakota County Recorder, Document No. 2092348. ASSIGNMENTS OF MORTGAGE: Assigned to: U.S. Bank National Association, trustee for CSFB-Credit Suisse First Boston c/o Chase Home Finance, LLC, Dated: April 4, 2007, Recorded: April 10, 2007, Document No. 2508656. And thereafter assigned to: U.S. Bank National Association, as Trustee for Home Equity Asset Trust 2003-6, Home Equity Pass-Through Certificates, Series 2003-6, Dated: May 11, 2010, Recorded: May 28, 2010, Document No. 2732577. TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100014704641164941 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: AEGIS Funding Corporation RESIDENTIAL MORTGAGE SERVICER: Chase Home Finance, LLC MORTGAGED PROPERTY ADDRESS: 617 East 134th Street, Burnsville, MN 55337 TAX PARCEL I.D. #: 02-17000-040-05 LEGAL DESCRIPTION OF PROPERTY: Lot 4, Block 5, Chateaulin First Addition COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $225,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $247,527.69 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: February 18, 2011 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on August 18, 2011. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORT-

FINANCIAL OBLIGATION ON MORT GAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: December 15, 2010. U.S. Bank, National Association, as Trustee Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 75-4028 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2461799 12/30/10-2/3/11

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: May 08, 2009 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $332,204.00 MORTGAGOR(S): Dean A. Milner and Heidi J. Milner, husband and wife MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded: May 21, 2009 Dakota County Recorder Document Number: 2658592 ASSIGNMENTS OF MORTGAGE: And assigned to: GMAC Mortgage, LLC Dated: January 21, 2011 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 1001770-5050005827-6 Lender or Broker: Cornerstone Mortgage Company Residential Mortgage Servicer: GMAC Mortgage, LLC Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 18795 Essence Trl, Farmington, MN 55024-8645 Tax Parcel ID Number: 14 50502 030 04 LEGAL DESCRIPTION OF PROPERTY: Lot 3, Block 4, Nelsen Hills Farm 3rd Addition, Dakota County, Minnesota. AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $338,365.42 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: March 18, 2011 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on September 18, 2011, or the next business day if September 18, 2011 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: February 03, 2011 ASSIGNEE OF MORTGAGEE: GMAC Mortgage, LLC Wilford & Geske, P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 018397F01 2493888 2/3-3/10/11

��

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: April 18, 2005 MORTGAGORS: Luan V. Pham a/k/a Luam V. Pham and Linda Do Pham, husband and wife. MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded May 25, 2005, Dakota County Recorder, Document No. 2325134. ASSIGNMENTS OF MORTGAGE: Assigned to: Chase Home Finance LLC, Dated: November 16, 2010. TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100013900795467277 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Irwin Mortgage Corporation RESIDENTIAL MORTGAGE SERVICER: Chase Home Finance LLC MORTGAGED PROPERTY ADDRESS: 1600 Wexford Circle, Eagan, MN 55122 TAX PARCEL I.D. #: 10-83851-320-01 LEGAL DESCRIPTION OF PROPERTY: Lot 32, Block 1, Wexford 2nd Addition. COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $297,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $316,362.37 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: January 27, 2011 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on July 27, 2011. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED." Dated: November 16, 2010. Chase Home Finance LLC Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 30-9599 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE Pursuant to the provisions of Minnesota Statutes 580.07, the foregoing foreclosure sale is postponed until March 10, 2011 at 10:00 am at the Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN, in said county and state. Dated: January 31, 2011. Chase Home Finance LLC Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 30-9599 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2496097 2/3/11

PUBLIC NOTICE PUBLIC NOTICE PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: M a r c h 2 5 , 2008 MORTGAGORS: Jessica L. Wuebker and Andrew H. Greenleaf, Both Single persons. MORTGAGEE: Mortgage Electronic Registration Systems, Inc.. DATE AND PLACE OF RECORDING: Recorded April 8, 2008, Dakota County Recorder, Document No. 2583204. ASSIGNMENTS OF MORTGAGE: Assigned to: CitiMortgage, Inc., Dated: November 9, 2010. TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100249120000140660 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Marketplace Home Mortgage, LLC RESIDENTIAL MORTGAGE SERVICER: CitiMortgage, Inc. MORTGAGED PROPERTY ADDRESS: 15428 Frost Path, Apple Valley, MN 55124 TAX PARCEL I.D. #: 014480030506 LEGAL DESCRIPTION OF PROPERTY: Unit No. 1305, Common Interest Community No. 377, Legacy Square Condominiums, Dakota County, Minnesota. COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $162,501.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $162,185.07 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: January 28, 2011 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on July 28,2011. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED." Dated: November 29, 2010. CitiMortgage, Inc. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 10-5018 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE Pursuant to the provisions of Minnesota Statutes 580.07, the foregoing foreclosure sale is postponed until April 1, 2011 at 10:00 am at the Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN, in said county and state. Dated: January 24, 2011. CitiMortgage, Inc. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 10-5018 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2490035 2/3/11

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: July 22, 2005 MORTGAGOR: J o s e p h S m i t h , a single person. MORTGAGEE: J P M o r g a n C h a s e Bank, N.A. DATE AND PLACE OF RECORDING: Recorded February 23, 2006, Dakota County Recorder, Document No. 2408097. ASSIGNMENTS OF MORTGAGE: Assigned to: Chase Home Finance LLC, Dated: February 25, 2009, Recorded: March 6, 2009, Document No. 2641636. TRANSACTION AGENT: NONE TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: NONE LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: JPMorgan Chase Bank, N.A. RESIDENTIAL MORTGAGE SERVICER: Chase Home Finance LLC MORTGAGED PROPERTY ADDRESS: 1145 Bidwell Street, Saint Paul, MN 55118 TAX PARCEL I.D. #: 427140305001 LEGAL DESCRIPTION OF PROPERTY: Lot 5, except the South 10 feet thereof, Block 1, Spande's 4th Addition. COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $203,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $239,394.33 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: January 28, 2011 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on July 28, 2011. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: November 16, 2010. Chase Home Finance LLC Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 30-6370 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE Pursuant to the provisions of Minnesota Statutes 580.07, the foregoing foreclosure sale is postponed until March 18, 2011 at 10:00 am at the Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN, in said county and state. Dated: January 28, 2011. Chase Home Finance LLC Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 30-6370 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2495323 2/3/11

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: February 15, 2001 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $108,500.00 MORTGAGOR(S): Karyn L. Kopecko, single MORTGAGEE: GMAC Mortgage Corporation DATE AND PLACE OF RECORDING: Recorded: March 21, 2001 Dakota County Recorder Document Number: 1758936 Transaction Agent: Not Applicable Transaction Agent Mortgage Identification Number: Not Applicable Lender or Broker: GMAC Mortgage Corporation Residential Mortgage Servicer: GMAC Mortgage, LLC Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 7546 165th St W, Lakeville, MN 55044-9050 Tax Parcel ID Number: 22-27601-100-06 LEGAL DESCRIPTION OF PROPERTY: Lot 10, Block 6, Foxborough 2nd Addition, according to the recorded plat thereof, and situate in Dakota County, Minnesota. AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $111,983.27 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: March 18, 2011 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on September 18, 2011, or the next business day if September 18, 2011 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: February 03, 2011 MORTGAGEE: GMAC Mortgage, LLC successor by conversion to GMAC Mortgage Corporation Wilford & Geske, P.A. Attorneys for Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 014512F02 2496582 2/3-3/10/11

PUBLIC NOTICE

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�� GAGEE: $190,603.72 R E S I D E N T I A�� L M O R T G�� A G E S E R �� That prior to the commencement of VICER: U.S. Bank Home Mortgage MORTGAGED PROPERTY ADDRESS: this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee com2029 Pin Oak Drive, Eagan, MN 55122 TAX PARCEL I.D. #: 106275005201 plied with all notice requirements as LEGAL DESCRIPTION OF PROP- required by statute; That no action or proceeding has been instituted at law ERTY: The East 50 Feet of Lot 5, Block 1, o r o t h e r w i s e t o r e c o v e r t h e d e b t Rahn Ridge, Dakota County, Minne- secured by said mortgage, or any part sota thereof; PURSUANT to the power of sale conCOUNTY IN WHICH PROPERTY IS LOCATED: Dakota tained in said mortgage, the above ORIGINAL PRINCIPAL AMOUNT OF described property will be sold by the MORTGAGE: $156,000.00 Sheriff of said county as follows: AMOUNT DUE AND CLAIMED TO BE DATE AND TIME OF SALE: February DUE AS OF DATE OF NOTICE, INCLUD- 17, 2011 at 10:00 AM ING TAXES, IF ANY, PAID BY MORTPLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy GAGEE: $156,904.26 That prior to the commencement of 55, Lobby #S-100, Hastings, MN this mortgage foreclosure proceeding to pay the debt then secured by said Mortgagee/Assignee of Mortgagee com- Mortgage, and taxes, if any, on said plied with all notice requirements as premises, and the costs and disburserequired by statute; That no action or m e n t s , i n c l u d i n g a t t o r n e y s ' f e e s proceeding has been instituted at law allowed by law subject to redemption o r o t h e r w i s e t o r e c o v e r t h e d e b t within six (6) months from the date of secured by said mortgage, or any part said sale by the mortgagor(s), their thereof; personal representatives or assigns PURSUANT to the power of sale con- unless reduced to Five (5) weeks under tained in said mortgage, the above MN Stat. §580.07. TIME AND DATE TO VACATE PROPdescribed property will be sold by the Sheriff of said county as follows: ERTY: If the real estate is an DATE AND TIME OF SALE: February owner-occupied, single-family dwell24, 2011 at 10:00 AM ing, unless otherwise provided by law, PLACE OF SALE: S h e r i f f ' s O f f i c e , the date on or before which the mortLaw Enforcement Center, 1580 Hwy gagor(s) must vacate the property if the 55, Lobby #S-100, Hastings, MN mortgage is not reinstated under secto pay the debt then secured by said tion 580.30 or the property is not Mortgage, and taxes, if any, on said redeemed under section 580.23 is premises, and the costs and disburse- 11:59 p.m. on August 17, 2011. ments, including attorneys' fees MORTGAGOR(S) RELEASED FROM allowed by law subject to redemption FINANCIAL OBLIGATION ON MORTwithin six (6) months from the date of GAGE: None "THE TIME ALLOWED BY LAW FOR said sale by the mortgagor(s), their personal representatives or assigns REDEMPTION BY THE MORTGAGOR, unless reduced to Five (5) weeks under THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE MN Stat. §580.07. TIME AND DATE TO VACATE PROP- REDUCED TO FIVE WEEKS IF A JUDIE R T Y : I f t h e r e a l e s t a t e i s a n CIAL ORDER IS ENTERED UNDER owner-occupied, single-family dwell- MINNESOTA STATUTES, SECTION ing, unless otherwise provided by law, 5 8 2 . 0 3 2 , D E T E R M I N I N G , A M O N G the date on or before which the mort- OTHER THINGS, THAT THE MORTgagor(s) must vacate the property if the GAGED PREMISES ARE IMPROVED mortgage is not reinstated under sec- WITH A RESIDENTIAL DWELLING OF tion 580.30 or the property is not LESS THAN FIVE UNITS, ARE NOT redeemed under section 580.23 is PROPERTY USED IN AGRICULTURAL 11:59 p.m. on August 24, 2011. P R O D U C T I O N , A N D A R E MORTGAGOR(S) RELEASED FROM ABANDONED." Dated: December 14, 2010. FINANCIAL OBLIGATION ON MORTDeutsche Bank Trust Company GAGE: None Americas as Trustee "THE TIME ALLOWED BY LAW FOR Mortgagee/Assignee of Mortgagee REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REP- USSET, WEINGARDEN AND LIEBO, P.L.L.P. RESENTATIVES OR ASSIGNS, MAY BE Attorneys for Mortgagee/Assignee of REDUCED TO FIVE WEEKS IF A JUDI- Mortgagee CIAL ORDER IS ENTERED UNDER 4500 Park Glen Road #300 MINNESOTA STATUTES, SECTION Minneapolis, MN 55416 5 8 2 . 0 3 2 , D E T E R M I N I N G , A M O N G (952) 925-6888 4-2977 OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED THIS IS A COMMUNICATION FROM WITH A RESIDENTIAL DWELLING OF A DEBT COLLECTOR. 12/30/10-2/3/11 LESS THAN FIVE UNITS, ARE NOT 2462370 PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." NOTICE OF MORTGAGE Dated: December 16, 2010. FORECLOSURE SALE U.S. Bank, N. A. THE RIGHT TO VERIFICATION Mortgagee/Assignee of Mortgagee DEBT AND IDENTITY OF THE OF USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS Mortgagee NOT AFFECTED BY THIS ACTION. 4500 Park Glen Road #300 NOTICE IS HEREBY GIVEN, that Minneapolis, MN 55416 default has occurred in conditions of (952) 925-6888 the following described mortgage: 19-1518 DATE OF MORTGAGE: O c t o b e r 1 2 , THIS IS A COMMUNICATION FROM 2006 A DEBT COLLECTOR. MORTGAGORS: Joshua K. Garrahy 2463472 12/30/10-2/3/11 and Anne M. Garrahy, husband and wife. MORTGAGEE: Mortgage Electronic Registration Systems, Inc.. NOTICE OF MORTGAGE DATE AND PLACE OF RECORDING: FORECLOSURE SALE THE RIGHT TO VERIFICATION Recorded October 20, 2006, Dakota OF THE DEBT AND IDENTITY OF C o u n t y R e c o r d e r , D o c u m e n t N o . THE ORIGINAL CREDITOR WITHIN 2469912. ASSIGNMENTS OF MORTGAGE: THE TIME PROVIDED BY LAW IS Assigned to: U.S. Bank, N.A., Dated: NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that October 27, 2010. default has occurred in conditions of TRANSACTION AGENT: Mortgage the following described mortgage: Electronic Registration Systems, Inc. DATE OF MORTGAGE: F e b r u a r y 2 , TRANSACTION AGENT'S MORT2004 GAGE IDENTIFICATION NUMBER ON MORTGAGORS: Joseph J Ciupik and MORTGAGE: 100021268000682415 Tamra L Ciupik, husband and wife. LENDER OR BROKER AND MORTMORTGAGEE: Mortgage Enterprises G A G E O R I G I N A T O R S T A T E D O N Inc.. MORTGAGE: Bankers Mortgage ComDATE AND PLACE OF RECORDING: pany, LLC Registered February 24, 2004, Dakota RESIDENTIAL MORTGAGE SERCounty Registrar of Titles, Document VICER: U.S. Bank Home Mortgage No. 0530765, Certificate of Title No. MORTGAGED PROPERTY ADDRESS: 114377. 18510 Duluth Street, Farmington, MN A S S I G N M E N T S O F M O R T G A G E : 55024 Assigned to: National City Real Estate TAX PARCEL I.D. #: 146405006006 Services LLC s/b/m National City MortLEGAL DESCRIPTION OF PROPgage, Inc. f/k/a National City Mortgage ERTY: Co., Dated: February 2, 2004, Lot 6, Block 6, according to the Recorded: February 24, 2004, Docurecorded plat thereof and situate in ment No. 0530766. And thereafter Dakota County, Minnesota. assigned to: Deutsche Bank Trust COUNTY IN WHICH PROPERTY IS Company Americas as Trustee, Dated: LOCATED: Dakota March 9, 2004, Recorded: May 26, ORIGINAL PRINCIPAL AMOUNT OF 2005, Document No. 566198. MORTGAGE: $348,747.00 Said Mortgage being Registered Land. AMOUNT DUE AND CLAIMED TO BE TRANSACTION AGENT: NONE DUE AS OF DATE OF NOTICE, INCLUDT R A N S A C T I O N A G E N T ' S M O R T - ING TAXES, IF ANY, PAID BY MORTGAGE IDENTIFICATION NUMBER ON GAGEE: $373,152.66 MORTGAGE: NONE That prior to the commencement of LENDER OR BROKER AND MORT- this mortgage foreclosure proceeding G A G E O R I G I N A T O R S T A T E D O N Mortgagee/Assignee of Mortgagee comMORTGAGE: Mortgage Enterprises Inc. plied with all notice requirements as R E S I D E N T I A L M O R T G A G E S E R - required by statute; That no action or VICER: PNC Bank, National Associa- proceeding has been instituted at law tion or otherwise to recover the debt MORTGAGED PROPERTY ADDRESS: secured by said mortgage, or any part 3380 East 76th Street, Inver Grove thereof; Heights, MN 55076 PURSUANT to the power of sale conTAX PARCEL I.D. #: 20-71152-080-07 tained in said mortgage, the above LEGAL DESCRIPTION OF PROP- described property will be sold by the ERTY: Sheriff of said county as follows: Lot Eight in Block Seven of South DATE AND TIME OF SALE: February Grove No. 3 18, 2011 at 10:00 AM COUNTY IN WHICH PROPERTY IS PLACE OF SALE: S h e r i f f ' s O f f i c e , LOCATED: Dakota Law Enforcement Center, 1580 Hwy ORIGINAL PRINCIPAL AMOUNT OF 55, Lobby #S-100, Hastings, MN MORTGAGE: $204,800.00 to pay the debt then secured by said AMOUNT DUE AND CLAIMED TO BE Mortgage, and taxes, if any, on said DUE AS OF DATE OF NOTICE, INCLUD- premises, and the costs and disburseING TAXES, IF ANY, PAID BY MORT�� GAGEE: $190,603.72

PUBLIC NOTICE

�� Dated: December 13, 2010. JPMorgan Chase Bank, N.A. �� premises, and the costs and disburse ments, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on August 18, 2011. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: December 15, 2010. U.S. Bank, N. A. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 19-1414 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2463563 12/30/10-2/3/11

PUBLIC NOTICE

Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 60-3382 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2462385 12/30/10-2/3/11

PUBLIC NOTICE

NOTICE OF ASSESSMENT LIEN FORECLOSURE SALE Date: January 12, 2011 YOU ARE NOTIFIED THAT: 1. Default has occurred in the terms and conditions of the Declaration for Prairie of Village Creek Association (hereinafter the "Association") which was recorded as Document No. 1888829 on April 25, 2002, in the Office of the Dakota County Recorder and also, pursuant to Minn. Stat. §515B.3-116, covering the following property: L E G A L D E S C R I P T I O N : Lot 30, Block 2, CIC #327, Prairie of Village Creek (Village Creek 3rd Addition), Dakota County, Minnesota STREET ADDRESS: 20725 Hampshire Way, Lakeville, MN 55044 TAX PARCEL ID NUMBER: 22-82052-300-02 2. Pursuant to said Declaration, there is claimed to be due and owing as of January 12, 2011, from Julie M. Stuart, title holder, to the Association, a Minnesota non-profit corporation, the amount of $7,935.50 for unpaid association dues, late fees, attorneys fees and costs, plus any other such amounts that will accrue after January 12, 2011, and other costs of collection and foreclosure which will be added to the amount claimed due and owing at the time of the sale herein. 3. No action is now pending at law or otherwise to recover said debt or any part thereof. 4. That all preforeclosure requirements have been met. 5. The owner has not been released from her financial obligation to pay said amount. 6. The Declaration, referenced above, and Minn. Stat. §§515B.3-115 and 515B.3-116 provide for a continuing lien against the property. A Notice of Lien evidencing the amount due was r e c o r d e d o n O c t o b e r 1 3 , 2 0 1 0 , as Document No. 2759108 in the Dakota County Recorder's Office. 7. Pursuant to the power of sale contained in the same Declaration and granted by the owner in taking title to the premises subject to said Declaration and pursuant to Minn. Stat. §§515B.3-115 and 515B.3-116, said Lien will be foreclosed by the sale of said property by the Sheriff of Dakota County, at the Dakota County Sheriffs Office, Dakota County Law Enforcement Center, 1580 Highway 55 Lobby S-100, Hastings, MN 55033, on the 17th day of March, 2011, at 10:00 a.m. at public auction to the highest bidder, to pay the amount then due for said assessments, together with the costs of foreclosure, including attorneys' fees as allowed by law. 8. T h e t i m e a l l o w e d b y l a w f o r redemption by the unit owner, her personal representatives or assigns is six (6) months from the date of sale. The date and time to vacate the property is 11:59 p.m. on September 17, 2011, if the account is not reinstated or the owners do not redeem from the foreclosure sale. REDEMPTION NOTICE THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. 9. THIS IS A COMMUNICATION FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. PRAIRIE OF VILLAGE CREEK ASSOCIATION Attorneys for Prairie of Village Creek Association THOMSEN & NYBECK, P.A. By: ______________________________ Gretchen S. Schellhas (#195595) 3600 American Blvd. West, Suite 400 Bloomington, Minnesota 55431 (952) 835-7000 (Prairie-Village Creek/Stuart/08-7-234D)

2495964

2/3-3/10/11

PUBLIC NOTICE

Recorded August 29, 2007, Dakota County Recorder, Document No. 2540752. ASSIGNMENTS OF MORTGAGE: Assigned to: Chase Home Finance, LLC, Dated: August 27, 2010, Recorded: September 8, 2010, Document No. 2751142. TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100162500044076264 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Sterling State Bank RESIDENTIAL MORTGAGE SERVICER: Chase Home Finance LLC MORTGAGED PROPERTY ADDRESS: 4610 Kingsbury Drive, Eagan, MN 55122 TAX PARCEL I.D. #: 101350001004 LEGAL DESCRIPTION OF PROPERTY: LOT 1, BLOCK 4, BEACON HILL, DAKOTA COUNTY, MINNESOTA COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $254,400.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $255,375.72 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: February 11, 2011 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on August 11, 2011. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: December 23, 2010. Chase Home Finance LLC Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 30-8936 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2462803 12/30/10-2/3/11

PUBLIC NOTICE

MN 55075 TAX PARCEL I.D. #: 36-53450-050-11 LEGAL DESCRIPTION OF PROPERTY: Lot 5 in Block 11 of Oak Park Addition. COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $160,500.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $162,499.18 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: February 18, 2011 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on August 18, 2011. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: December 15, 2010. U.S. Bank, National Association, as Trustee Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 75-4276 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2461873 12/30/10-2/3/11

PUBLIC NOTICE

Sheriff of said county as follows: DATE AND TIME OF SALE: February 22, 2011 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on August 22, 2011. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: December 15, 2010. U.S. Bank, N. A. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 19-1607 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2463457 12/30/10-2/3/11

PUBLIC NOTICE

tion 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on August 11, 2011. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: December 9, 2010. U.S. Bank, N.A. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 19-287 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2462093 12/30/10-2/3/11

PUBLIC NOTICE

NOTICE OF ASSOCIATION LIEN FORECLOSURE SALE NOTICE IS HEREBY GIVEN, that default has occurred in the terms and conditions of the Declaration for Ridgeview Condominium Homes ("Declaration") as recorded in the office of the County Recorder in and for Dakota County, Minnesota, which said Declaration covers the following described property situated in the County of Dakota and State of Minnesota, to-wit: Apartment Number 202, 12810 Nicollet Avenue South, Condominium Ownership No. 15, Ridgeview Condominium Homes PROPERTY ADDRESS: 12810 Nicollet Avenue South, Unit 202, Burnsville MN 55337 THAT, pursuant to said Declaration, there is claimed to be due and owing as of the date of this Notice by Audrie May Dohnansky, as Unit owner, to Ridgeview Homeowners Association, the principal amount of Three Thousand Two Hundred Forty Nine and 00/100 ($3,249.00) for condominium assessments; and that any action being now pending at law or otherwise to recover said debt or any part thereof has been discontinued, or that an execution upon any judgment rendered therein has been returned unsatisfied, in whole or in part, and; THAT, pursuant to said Declaration, and the statute in such case made and provided, said debt creates a lien upon said premises in favor of Ridgeview Homeowners Association, as evidenced by that Notice of Lien dated September 29, 2010, and recorded December 22, 2010, as Document No. 2774356 in the Dakota County Recorder's Office. THAT, notice is hereby given that by virtue of the power of sale created by statute, said lien will be foreclosed by the sale of said premises with the hereditiments and appurtenances thereto, which said sale will be made by the Sheriff of Dakota County, at public auction to the highest bidder, for cash, to pay the amount then due for said condominium assessments, together with the costs of foreclosure, including attorney's fees as allowed by law, as follows: DATE AND TIME OF SALE: March 16, 2011, at 10:00 A.M. PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Hastings, MN. The time allowed by law for redemption by the Unit owner, their personal representatives or assigns, is six (6) months from the date of said sale. If no redemption occurs, the property must be vacated by 11:59 PM on September 16, 2011. Dated: January 11, 2011 By /s/David J. Raymond, #221818 Attorney for Ridgeview Homeowners Association 5838 Blackshire Path Inver Grove Heights, MN 55076 651-455-3100 File # 1441165 THIS COMMUNICATION IS FROM A DEBT COLLECTOR 2484391 1/27-3/3/11

PUBLIC NOTICE

��

TRANSACTION AGENT S MORT GAGE IDENTIFICATION NUMBER ON MORTGAGE: NONE LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: U.S. Bank, N.A. RESIDENTIAL MORTGAGE SERVICER: U.S. Bank Home Mortgage MORTGAGED PROPERTY ADDRESS: 2089 Carnelian Lane, Saint Paul, MN 55122 TAX PARCEL I.D. #: 101670227008 LEGAL DESCRIPTION OF PROPERTY: Lot Twenty Seven (27), Block Eight (8) in Cedar Grove No. 3 COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $202,500.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $192,863.70 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: February 10, 2011 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on August 8, 2011. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: December 10, 2010. U.S. Bank, N. A. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 19-1303 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2462741 12/30/10-2/3/11

PUBLIC NOTICE

GAGEE: $161,758.56 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: February 11, 2011 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on August 11, 2011. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: December 14, 2010. U.S. Bank, N. A. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 19-1348 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2462117 12/30/10-2/3/11

PUBLIC NOTICE

unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on August 8, 2011. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: December 10, 2010. U.S. Bank, N. A. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 19-1554 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2462058 12/30/10-2/3/11

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: April 18, 2008 MORTGAGORS: K r i s t i n A y d t a n d Timothy Aydt, wife and husband. MORTGAGEE: Mortgage Electronic Registration Systems, Inc.. DATE AND PLACE OF RECORDING: Recorded April 30, 2008, Dakota County Recorder, Document No. 2587682. ASSIGNMENTS OF MORTGAGE: Assigned to: U.S. Bank, N.A., Dated: December 2, 2010. TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100199600000164380 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Advisor's Mortgage, LLC RESIDENTIAL MORTGAGE SERVICER: U.S. Bank Home Mortgage MORTGAGED PROPERTY ADDRESS: 449 Stonewood Lane, Burnsville, MN 55337 TAX PARCEL I.D. #: 02-75895-280-01 LEGAL DESCRIPTION OF PROPERTY: Lot 28, Block 1, Common Interest Community No. 562, The Summit at Buck Hill, according to the recorded plat thereof, and situate in Dakota County, Minnesota COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $230,342.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $250,777.23 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: February 23, 2011 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on August 23, 2011. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF

WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: December 16, 2010. U.S. Bank, N. A. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 19-1624 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2462150 12/30/10-2/3/11

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: O c t o b e r 2 2 , 2002 MORTGAGORS: Christopher W. Belflower and Lisa E. Belflower, husband and wife. MORTGAGEE: C e n t r a l M o r t g a g e Corporation. DATE AND PLACE OF RECORDING: Recorded December 13, 2002, Dakota County Recorder, Document No. 1971877. ASSIGNMENTS OF MORTGAGE: Assigned to: Regions Bank D/B/A Regions Mortgage, Inc. S/B/M Union Planters Bank, National Association, Dated: October 22, 2002, Recorded: December 13, 2002, Document No. 1971878. And thereafter assigned to: JPMorgan Chase Bank, N.A., Dated: February 13, 2008, Recorded: March 13, 2008, Document No. 2577400. And thereafter assigned to: Chase Home Finance LLC, Dated: October 1, 2010. TRANSACTION AGENT: NONE TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: NONE LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Central Mortgage Corporation RESIDENTIAL MORTGAGE SERVICER: Chase Home Finance LLC MORTGAGED PROPERTY ADDRESS: 1934 52nd Street East, Inver Grove Heights, MN 55077 TAX PARCEL I.D. #: 204769503001 LEGAL DESCRIPTION OF PROPERTY: Lot 3, Block 1, Mathern Heights First Addition COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $145,600.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $148,141.31 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: March 24, 2011 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on September 26, 2011. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: January 25, 2011. Chase Home Finance LLC Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 30-9123 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2497238 2/3-3/10/11

�� DATE AND PLACE �� OF�� RECORDING:

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: J a n u a r y 7 , 2003 MORTGAGORS: James D. Running and Cathy S. Running, husband and wife. MORTGAGEE: J P M o r g a n C h a s e Bank, N.A. as successor by purchase by FDIC as receiver for Washington Mutual Bank f/k/a Washington Mutual Bank, FA. DATE AND PLACE OF RECORDING: Registered March 4, 2003, Dakota County Registrar of Titles, Document No. 490842, Certificate of Title No. 117835 ASSIGNMENTS OF MORTGAGE: NONE Said Mortgage being upon registered land. TRANSACTION AGENT: NONE TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: NONE LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Washington Mutual Bank, FA RESIDENTIAL MORTGAGE SERVICER: Chase Home Finance LLC MORTGAGED PROPERTY ADDRESS: 915 Gardenview Drive, Apple Valley, MN 55124 T A X P A R C E L I . D . # : 01-011708-060-02 LEGAL DESCRIPTION OF PROPERTY: Lot Six (6), Block Two (2), Apple Valley 9th Addition, Dakota County, Minnesota COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $160,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $122,362.28 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: March 18, 2011 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on September 19, 2011. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: January 19, 2011. JPMorgan Chase Bank, N.A. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 60-3463 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2495937 2/3-3/10/11

PUBLIC NOTICE

Registered July 14, 2005, Dakota County Registrar of Titles, Document No. 569527, Certificate of Title No. 136718. ASSIGNMENTS OF MORTGAGE: Assigned to: Mortgage Electronic Registration Systems, Inc, Dated: July 12, 2005, Recorded: February 5, 2007, Document No. 605473. And thereafter assigned to: U.S. Bank, N.A., Dated: November 19, 2010. Said Mortgage being Registered Land. TRANSACTION AGENT: NONE TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: NONE LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Homeservices Lending, LLC DBA Edina Realty Mortgage RESIDENTIAL MORTGAGE SERVICER: U.S. Bank Home Mortgage MORTGAGED PROPERTY ADDRESS: 944 West 14th Street, Hastings, MN 55033 TAX PARCEL I.D. #: 195750012001 LEGAL DESCRIPTION OF PROPERTY: Lot Twelve (12) in Block One (1) in Pine Terrace, according to the map or plat COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $193,400.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $185,993.21 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: February 18, 2011 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on August 18, 2011. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: December 15, 2010. U.S. Bank, N. A. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 19-1487 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2462219 12/30/10-2/3/11

PUBLIC NOTICE

��

�� required �� by �� statute; That no action or proceeding has been instituted at law �� MORTGAGE: Citizens State Bank RESIDENTIAL MORTGAGE SERVICER: CitiMortgage, Inc. MORTGAGED PROPERTY ADDRESS: 925 Redwell Lane, Apple Valley, MN 55124 TAX PARCEL I.D. #: 01-11706-240-05 LEGAL DESCRIPTION OF PROPERTY: Lot 24, Block 5, Apple Valley 7th Addition COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $156,080.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $157,487.84 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: February 11, 2011 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on August 11, 2011. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: December 13, 2010. CitiMortgage, Inc. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 10-2489 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2461765 12/30/10-2/3/11

PUBLIC NOTICE

or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: February 18, 2011 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on August 18, 2011. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: December 16, 2010. U.S. Bank, N. A. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 19-1612 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2463531 12/30/10-2/3/11

PUBLIC NOTICE

owner occupied, single family dwell ing, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on August 15, 2011. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: December 15, 2010. U.S. Bank, N. A. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 19-1555 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2462187 12/30/10-2/3/11

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: December 31, 2007 MORTGAGORS: Preston R Hoy and Shannon M Hoy, husband and wife. MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded January 14, 2008, Dakota County Recorder, Document No. 2565852. ASSIGNMENTS OF MORTGAGE: Assigned to: CitiMortgage, Inc, Dated: December 3, 2010. TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100026900190975184 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Bell America Mortgage LLC dba Bell Mortgage RESIDENTIAL MORTGAGE SERVICER: CitiMortgage, Inc. MORTGAGED PROPERTY ADDRESS: 1004 East 132nd Street, Burnsville, MN 55337 TAX PARCEL I.D. #: 025660108002 LEGAL DESCRIPTION OF PROPERTY: Lot 8, Block 2, Parkwood South 2nd Addition, Dakota County, Minnesota COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $204,300.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $207,476.60 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: February 24, 2011 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on August 24, 2011. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: December 22, 2010.

Dated: December 22, 2010. CitiMortgage, Inc. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 10-4680 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2463396 12/30/10-2/3/11

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: November 29, 2006 MORTGAGOR: James C. Somers, a single person. MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded December 14, 2006, Dakota County Recorder, Document No. 2482009. ASSIGNMENTS OF MORTGAGE: Assigned to: Chase Home Finance LLC, Dated: January 19, 2011. TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100285700000212851 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Winstar Mortgage Partners, Inc. RESIDENTIAL MORTGAGE SERVICER: Chase Home Finance LLC MORTGAGED PROPERTY ADDRESS: 801 15th Avenue North, South Saint Paul, MN 55075 TAX PARCEL I.D. #: 36-70201-100-01 LEGAL DESCRIPTION OF PROPERTY: Lot 9 and South 1/2 of Lot 10, Block 1, South Park Division No. 2, Dakota County, Minnesota. COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $163,200.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $171,823.15 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: March 18, 2011 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on September 19, 2011. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: January 19, 2011. Chase Home Finance LLC Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 30-10133 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2497108 2/3-3/10/11

PUBLIC NOTICE

of the following described mortgage: DATE OF MORTGAGE: December 1, 2006. MORTGAGOR(S): Renee Ann Hammes-Briggs and James M. Briggs, wife and husband. MORTGAGEE: Mortgage Electronic Registration Systems, Inc., as nominee for Wilmington Finance, Inc. DATE AND PLACE OF RECORDING: Filed January 24, 2007, Dakota County Recorder, Document No. 2491027. ASSIGNMENT(S) OF MORTGAGE: Assigned to The Bank of New York Mellon, as Trustee for CIT Mortgage Loan Trust 2007-1, by assignment dated December 1 , 2 0 1 0 , f i l e d f o r record December 9, 2010, as Document No. 2771552. The land described in said mortgage is not registered land. MORTGAGE HOLDER (as defined in section 58.02): Transaction Agent: NA. Transaction Agent's Mortgage Identification Number on Mortgage: NA. Lender or Broker: The Bank of New York Mellon, as Trustee for CIT Mortgage Loan Trust 2007-1. Residential Mortgage Servicer: Vericrest Financial, Inc. MORTGAGE ORIGINATOR (as defined in section 58.02): Wilmington Finance, Inc. MORTGAGED PROPERTY ADDRESS: 12089 Gantry Lane, Apple Valley, MN, 55124. TAX PARCEL I.D. NO.: 01-15201-200-01. LEGAL DESCRIPTION OF PROPERTY: Lot 20, Block 1, Briar Oaks of Apple Valley 2nd Addition. COUNTY IN WHICH PROPERTY IS LOCATED: Dakota. ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $427,500.00. AMOUNT CLAIMED TO BE DUE ON THE MORTGAGE ON THE DATE OF THIS NOTICE: $443,476.94. The holder of the mortgage has complied with all conditions precedent to acceleration of the debt secured by the mortgage and foreclosure of the mortgage and all notice and other requirements of applicable statutes. That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof. PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: February 17, 2011 at 10:00 a.m. PLACE OF SALE: Sh e r i f f ' s m a i n office in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby #S-100, in the City of Hastings, County of Dakota, State of Minnesota. to pay the debt then secured by said mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30, the property is not redeemed under Minn. Stat. §580.23, or the redemption period is not reduced under Minn. Stat. §582.032, the Mortgagor must vacate the property on or before 11:59 p.m. on August 17, 2011, or the next business day if August 17, 2011 falls on a Saturday, Sunday or legal holiday. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: Renee Ann Hammes-Briggs. "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N A N D A R E ABANDONED." Dated: December 22, 2010. THE BANK OF NEW YORK MELLON, AS TRUSTEE FOR CIT MORTGAGE LOAN TRUST 2007-1, Assignee /s/ Anna C. Mickelson ANNA C. MICKELSON -forAtty. I.D. #347814 MURNANE BRANDT Attorneys for Assignee 30 East Seventh Street, Suite 3200 St. Paul, Minnesota 55101 Telephone (651) 227-9411 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2462495 12/30/10-2/3/11

PUBLIC NOTICE

Dated: December 2, 2010 TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100488910097521271 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: New Century Mortgage Corporation RESIDENTIAL MORTGAGE SERVICER: Chase Home Finance LLC MORTGAGED PROPERTY ADDRESS: 20064 Italy Avenue West, Lakeville, MN 55044 TAX PARCEL I.D. #: 224490030008 LEGAL DESCRIPTION OF PROPERTY: All of Lot 29, Block 8 and South 9 feet of Lot 30, Block 8, Lenihan's Lots, Antlers Park, Dakota County, Minnesota COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $248,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $260,388.86 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: February 18, 2011 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on August 18, 2011. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: December 17, 2010. JPMC Specialty Mortgage LLC, fka WM Specialty Mortgage LLC Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 60-3349 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2469916 1/6-2/10/11

PUBLIC NOTICE

��

Lot 21 and the South 15 feet of Lot 22, Block 4, Staples Brothers Addition to St. Paul, No. 1, Dakota County, Minnesota COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $187,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $205,557.92 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: March 4, 2011 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on September 6, 2011. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: January 3, 2011. Chase Home Finance LLC Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 30-9419 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2469714 1/6-2/10/11

PUBLIC NOTICE

PURSUANT to the power of sale con tained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: February 25, 2011 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on August 25, 2011. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: December 21, 2010. Branch Banking & Trust Company Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 90-2019 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2469864 1/6-2/10/11

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: January 11, 2006 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $212,000.00 MORTGAGOR(S): Samuel D Huston and Paulette J Huston, husband and wife MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded: January 20, 2006 Dakota County Recorder Document Number: 2398506 ASSIGNMENTS OF MORTGAGE: And assigned to: U.S. Bank National Association, as Trustee, on behalf of the holders of the Home Equity Asset Trust 2006-5 Home Equity Pass-through Certificates, Series 2006-5 Dated: December 20, 2007 Recorded: January 09, 2008 Dakota County Recorder Document Number: 2565129 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100077910005589755 Lender or Broker: Decision One Mortgage Company, LLC Residential Mortgage Servicer: Select Portfolio Servicing Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 641 Park Dr, Farmington, MN 55024-1625 Tax Parcel ID Number: 14-17100-010-00 LEGAL DESCRIPTION OF PROPERTY: OUTLOT 1, CHATEAU MANOR ADDITION TO FARMINGTON, DAKOTA COUNTY, MINNESOTA. AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $299,291.52 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: February 18, 2011 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on August 18, 2011, or the next business day if August 18, 2011 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE

obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: January 06, 2011 ASSIGNEE OF MORTGAGEE: U.S. Bank National Association, as Trustee, on behalf of the holders of the Home Equity Asset Trust 2006-5 Home Equity Pass-through Certificates, Series 2006-5 Wilford & Geske, P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 001305F02 2467696 1/6-2/10/11

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. Notice is hereby given that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: March 3, 2006 MORTGAGOR: Jason P. Delzotto, a single person MORTGAGEE: US Bank National Association ND DATE AND PLACE OF RECORDING: Recorded: April 25, 2006 Dakota County Recorder Document #: 2423402 ASSIGNMENTS OF MORTGAGE: None LEGAL DESCRIPTION OF PROPERTY: LOT 2, BLOCK 1, BURNHAVEN WOODS PLAT 2, DAKOTA COUNTY, MINNESOTA. PARCEL ID #: 02-15378-020-01 PROPERTY ADDRESS: 1745 West 140th Street, Burnsville, Minnesota 55337 TRANSACTION AGENT: N/A TRANSACTION AGENT ID NO.: N/A CURRENT MORTGAGE SERVICER: U.S. Bank National Association ND COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $144,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY PAID BY MORTGAGEE: $152,618.40 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; that no Mortgagors have been released from financial obligation on said Mortgage; that no action or proceeding has been instituted by law to recover that debt secured by said Mortgage, or any part thereof; that all conditions precedent to foreclose of the Mortgage and acceleration of the debt secures thereby have been fulfilled; PURSUANT to the power of sale therein contained, said Mortgage will be foreclosed and the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: February 24, 2011 at 10:00 am PLACE OF SALE: Dakota County Law Enforcement Center, Lobby S-100, 1580 Highway 55, Hastings, MN 55033 to pay the debt the debt then secured by the Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law, subject to redemption within six (6) months from the date of sale by the mortgagor, their personal representatives or assigns. DATE TO VACATE PROPERTY: The date on or before which the mortgagor must vacate the property if the mortgage is not reinstated under Minnesota Statutes section 580.30 of the property redeemed under Minnesota Statutes sections 580.23 is August 24, 2011 at 11:59 p.m. If the foregoing date is Saturday, Sunday, or a legal holiday, then the date to vacate is the next business day at 11:59 p.m. MORTGAGOR RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMA-

COLLECT A DEBT. ANY INFORMA TION OBTAINED WILL BE USED FOR THAT PURPOSE. Dated: December 24, 2010 U.S. Bank National Association, ND Mortgagee Kenneth J. Johnson Minnesota State Bar No. 0246074 Johnson, Blumberg & Associates, LLC Attorney for Mortgagee 230 W. Monroe St., Ste. 1125 Chicago, IL 60606 Phone 312-541-9710 Fax 312-541-9711 2467731 1/6-2/10/11

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: J u n e 1 7 , 2009 MORTGAGOR: J a s o n S c o t t B a k k o and Lois L. Bakko, husband and wife. MORTGAGEE: Mortgage Electronic Registration Systems, Inc.. DATE AND PLACE OF RECORDING: Registered July 23, 2009, Dakota County Registrar of Titles, Document No. T647940, Certificate of Title No. 118445. ASSIGNMENTS OF MORTGAGE: Assigned to: MetLife Home Loans, a division of MetLife Bank, N.A., Dated: November 22, 2010. Said Mortgage being Registered Land. TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100749500716241180 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Metlife Home Loans, a Division of MetLife Bank, N.A. RESIDENTIAL MORTGAGE SERVICER: MetLife Home Loans MORTGAGED PROPERTY ADDRESS: 1140 Sibley Memorial Highway, Mendota Heights, MN 55118 TAX PARCEL I.D. #: 271350016000 and 270220001075 LEGAL DESCRIPTION OF PROPERTY: Commencing at a point on the East line of Section 22, Township 28 North, Range 23 West said point being a concrete monument and said monument is 2249.1 feet north of the Southeast corner of said Section 22, thence South 36 degrees 50’ West 1318.35 feet, thence South 36 degrees 05’ East 4.5 feet to the place of beginning, which point of beginning is marked by a judicial landmark, thence South 36 degrees 05’ East 124.9 feet to a point marked by a judicial landmark, thence South 47 degrees 39’ East 64.5 feet to a point marked by a judicial landmark, thence North 48 degrees 32’ East 109.9 feet to a point marked by a judicial landmark, thence North 36 degrees 19’ West 189.5 feet to a point marked by a judicial landmark, thence South 48 degrees 30’ West 123.05 feet to the point of beginning, being formerly described as lying within the aggregate periphery of Lots 14, 15, 16 and “N” Street in Beaudet’s Addition to the Town of Mendota and of Lot Nine (9) Auditor’s Subdivision No. 2, Mendota Dakota County 27-02200-010-75 27-13500-160-00 COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $203,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $205,703.60 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: February 25, 2011 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on August 25, 2011. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING,

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�� SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE NOTICE OF MORTGAGE IMPROVED WITH A RESIDENTIAL FORECLOSURE SALE DWELLING OF LESS THAN FIVE THE RIGHT TO VERIFICATION UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN ARE ABANDONED." THE TIME PROVIDED BY LAW IS Dated: December 8, 2010. NOT AFFECTED BY THIS ACTION. MetLife Home Loans, a division NOTICE IS HEREBY GIVEN, that of MetLife Bank, N.A. default has occurred in conditions of Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. the following described mortgage: DATE OF MORTGAGE: December 22, Attorneys for Mortgagee/Assignee of 2006 Mortgagee MORTGAGORS: Nicholas Ludwig and 4500 Park Glen Road #300 Analise Ludwig, Married Couple. Minneapolis, MN 55416 MORTGAGEE: Mortgage Electronic (952) 925-6888 Registration Systems, Inc.. 23-502 DATE AND PLACE OF RECORDING: THIS IS A COMMUNICATION FROM Recorded January 18, 2007, Dakota A DEBT COLLECTOR. 2469484 1/6-2/10/11 C o u n t y R e c o r d e r , D o c u m e n t N o . 2489168. ASSIGNMENTS OF MORTGAGE: Assigned to: Chase Home Finance LLC, NOTICE OF MORTGAGE Dated: November 18, 2010. FORECLOSURE SALE TRANSACTION AGENT: Mortgage N O T I C E I S H E R E B Y G I V E N t h a t Electronic Registration Systems, Inc. default has occurred in the conditions TRANSACTION AGENT'S MORTof the following described mortgage: GAGE IDENTIFICATION NUMBER ON DATE OF MORTGAGE: August 18, MORTGAGE: 100162500019583005 2005 LENDER OR BROKER AND MORTORIGINAL PRINCIPAL AMOUNT OF G A G E O R I G I N A T O R S T A T E D O N MORTGAGE: $200,000.00 MORTGAGE: Ohio Savings Bank MORTGAGOR(S): Michael LaBrie and RESIDENTIAL MORTGAGE SERSandra LaBrie, husband and wife VICER: Chase Home Finance LLC MORTGAGEE: Mortgage Electronic MORTGAGED PROPERTY ADDRESS: Registration Systems, Inc. 12883 Garrett Avenue, Apple Valley, DATE AND PLACE OF RECORDING: MN 55124 Recorded: October 17, 2005 Dakota TAX PARCEL I.D. #: 018472501003 County Recorder LEGAL DESCRIPTION OF PROPDocument Number: 2371597 ERTY: ASSIGNMENTS OF MORTGAGE: Lot 1, Block 3, Woodside Estates, And assigned to: THE BANK OF NEW Dakota County, Minnesota YORK MELLON FKA THE BANK OF COUNTY IN WHICH PROPERTY IS NEW YORK, AS TRUSTEE FOR THE LOCATED: Dakota CERTIFICATEHOLDERS CWABS, INC., ORIGINAL PRINCIPAL AMOUNT OF A S S E T - B A C K E D C E R T I F I C A T E S , MORTGAGE: $179,000.00 SERIES 2005- BC5 AMOUNT DUE AND CLAIMED TO BE Dated: January 26, 2011 DUE AS OF DATE OF NOTICE, INCLUDTransaction Agent: Mortgage Elec- ING TAXES, IF ANY, PAID BY MORTtronic Registration Systems, Inc. GAGEE: $174,049.98 Transaction Agent Mortgage IdentifiThat prior to the commencement of cation Number: 100077910004539926 this mortgage foreclosure proceeding Lender or Broker: Decision One Mortgagee/Assignee of Mortgagee comMortgage Company, LLC. plied with all notice requirements as Residential Mortgage Servicer: BAC required by statute; That no action or Home Loans Servicing, L.P. proceeding has been instituted at law Mortgage Originator: Not Applicable or otherwise to recover the debt COUNTY IN WHICH PROPERTY IS secured by said mortgage, or any part LOCATED: Dakota thereof; Property Address: 3929 147th St W, PURSUANT to the power of sale Rosemount, MN 55068-4533 contained in said mortgage, the above T a x P a r c e l I D N u m b e r : described property will be sold by the 34-16401-100-01 Sheriff of said county as follows: LEGAL DESCRIPTION OF PROPDATE AND TIME OF SALE: January ERTY: Lot 10, Block 1, Carrollton 2nd 28, 2011 at 10:00 AM Addition, Dakota County, Minnesota. PLACE OF SALE: S h e r i f f ' s O f f i c e , AMOUNT DUE AND CLAIMED TO BE Law Enforcement Center, 1580 Hwy D U E A S O F D A T E O F N O T I C E : 55, Lobby #S-100, Hastings, MN $230,095.71 to pay the debt then secured by said THAT all pre-foreclosure require- Mortgage, and taxes, if any, on said ments have been complied with; that p r e m i s e s , a n d t h e c o s t s a n d d i s no action or proceeding has been insti- bursements, including attorneys' fees tuted at law or otherwise to recover the allowed by law subject to redemption debt secured by said mortgage, or any within six (6) months from the date of part thereof; said sale by the mortgagor(s), their PURSUANT to the power of sale con- personal representatives or assigns t a i n e d i n s a i d m o r t g a g e , t h e unless reduced to Five (5) weeks under above-described property will be sold MN Stat. §580.07. by the Sheriff of said county as folTIME AND DATE TO VACATE lows: PROPERTY: If the real estate is an DATE AND TIME OF SALE: March o w n e r - o c c u p i e d , s i n g l e - f a m i l y 18, 2011 at 10:00 AM dwelling, unless otherwise provided by PLACE OF SALE: Dakota County law, the date on or before which the Law Enforcement Center, 1580 High- mortgagor(s) must vacate the property way 55, Lobby S-100, Hastings, Minne- if the mortgage is not reinstated under sota section 580.30 or the property is not to pay the debt secured by said mort- redeemed under section 580.23 is gage and taxes, if any, on said pre- 11:59 p.m. on July 28, 2011. mises and the costs and disburseMORTGAGOR(S) RELEASED FROM ments, including attorney fees allowed F I N A N C I A L O B L I G A T I O N O N by law, subject to redemption within MORTGAGE: None six (6) months from the date of said "THE TIME ALLOWED BY LAW FOR sale by the mortgagor(s), their per- REDEMPTION BY THE MORTGAGOR, sonal representatives or assigns. THE MORTGAGOR'S PERSONAL REPIf the Mortgage is not reinstated RESENTATIVES OR ASSIGNS, MAY BE under Minn. Stat. §580.30 or the prop- R E D U C E D T O F I V E W E E K S I F A erty is not redeemed under Minn. Stat. JUDICIAL ORDER IS ENTERED UNDER §580.23, the Mortgagor must vacate MINNESOTA STATUTES, SECTION the property on or before 11:59 p.m. on 5 8 2 . 0 3 2 , D E T E R M I N I N G , A M O N G September 18, 2011, or the next busi- O T H E R T H I N G S , T H A T T H E ness day if September 18, 2011 falls on M O R T G A G E D P R E M I S E S A R E a Saturday, Sunday or legal holiday. IMPROVED WITH A RESIDENTIAL Mortgagor(s) released from financial D W E L L I N G O F L E S S T H A N F I V E obligation: NONE UNITS, ARE NOT PROPERTY USED IN THIS COMMUNICATION IS FROM AGRICULTURAL PRODUCTION, AND A DEBT COLLECTOR ATTEMPT- ARE ABANDONED." ING TO COLLECT A DEBT. ANY Dated: November 22, 2010. INFORMATION OBTAINED WILL BE Chase Home Finance LLC USED FOR THAT PURPOSE. Mortgagee/Assignee of Mortgagee THE RIGHT TO VERIFICATION OF USSET, WEINGARDEN AND LIEBO, P.L.L.P. THE DEBT AND IDENTITY OF THE By: Paul A. Weingarden ORIGINAL CREDITOR WITHIN THE Attorneys for Mortgagee/Assignee of T I M E P R O V I D E D B Y L A W I S N O T Mortgagee AFFECTED BY THIS ACTION. 4500 Park Glen Road #300 THE TIME ALLOWED BY LAW FOR Minneapolis, MN 55416 REDEMPTION BY THE MORTGAGOR, (952) 925-6888 THE MORTGAGOR'S PERSONAL REP30-9693 RESENTATIVES OR ASSIGNS, MAY BE THIS IS A COMMUNICATION FROM REDUCED TO FIVE WEEKS IF A JUDI- A DEBT COLLECTOR. CIAL ORDER IS ENTERED UNDER NOTICE OF POSTPONEMENT OF MINNESOTA STATUTES, SECTION MORTGAGE FORECLOSURE SALE 582.032, DETERMINING, AMONG Pursuant to the provisions of OTHER THINGS, THAT THE MORT- Minnesota Statutes 580.07, the foregoGAGED PREMISES ARE IMPROVED ing foreclosure sale is postponed until WITH A RESIDENTIAL DWELLING OF March 18, 2011 at 10:00 am at the LESS THAN FIVE UNITS, ARE NOT Sheriff's Office, Law Enforcement PROPERTY USED IN AGRICULTURAL Center, 1580 Hwy 55, Lobby #S-100, PRODUCTION, AND ARE ABANDONED. Hastings, MN, in said county and state. DATED: February 03, 2011 Dated: January 24, 2011. ASSIGNEE OF MORTGAGEE: Chase Home Finance LLC THE BANK OF NEW YORK Mortgagee/Assignee of Mortgagee MELLON FKA THE BANK OF NEW USSET, WEINGARDEN AND LIEBO, P.L.L.P. YORK, AS TRUSTEE FOR THE By: Paul A. Weingarden CERTIFICATEHOLDERS CWABS, Attorneys for Mortgagee/Assignee of INC., ASSET-BACKED Mortgagee CERTIFICATES, SERIES 2005- 4500 Park Glen Road #300 BC5 Minneapolis, MN 55416 Wilford & Geske, P.A. (952) 925-6888 Attorneys for Assignee of Mortgagee 30-9693 Lawrence A. Wilford THIS IS A COMMUNICATION FROM James A. Geske A DEBT COLLECTOR. 8425 Seasons Parkway, Suite 105 2489881 2/3/11 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 018197F02 2491977 2/3-3/10/11

PUBLIC NOTICE

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�� Assigned ��to: �� Chase Home Finance, LLC, Dated: October 3, 2007, ��

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: June 24, 2008 MORTGAGORS: Gary C. Stockert and Elizabeth A. Stockert, husband and wife. MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded July 23, 2008, Dakota County Recorder, Document No. 2604106. ASSIGNMENTS OF MORTGAGE: Assigned to: Liberty Savings Bank, FSB, Dated: January 18, 2011. TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100283308050026569 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Liberty Savings Bank, FSB RESIDENTIAL MORTGAGE SERVICER: Liberty Savings Bank, FSB MORTGAGED PROPERTY ADDRESS: 912 Crystal Lake Road, Burnsville, MN 55306 TAX PARCEL I.D. #: 025371503001 LEGAL DESCRIPTION OF PROPERTY: Lot 3, Block 1, Oak Ridge, Dakota County, Minnesota. COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $347,130.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $347,229.52 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: March 22, 2011 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on September 22, 2011. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: January 20, 2011. Liberty Savings Bank, FSB Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 90-2157 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2497083 2/3-3/10/11

PUBLIC NOTICE

Recorded: October 10, 2007, Document No. 2549730. TRANSACTION AGENT: NONE TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: NONE LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Chase Bank USA, N.A. RESIDENTIAL MORTGAGE SERVICER: Chase Home Finance, LLC MORTGAGED PROPERTY ADDRESS: 1033 Macarthur Avenue, West Saint Paul, MN 55118 TAX PARCEL I.D. #: 423400005002 LEGAL DESCRIPTION OF PROPERTY: Lot 5, Block 2, Hurley's Addition to West St. Paul, Dakota County, Minnesota. COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $199,750.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $213,288.95 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: February 25 , 2011 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on August 25, 2011. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: December 17, 2010. Chase Home Finance, LLC Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 75-4287 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2463586 12/30/10-2/3/11

PUBLIC NOTICE

LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $104,947.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $108,745.26 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: February 25, 2011 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on August 25, 2011. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: December 27, 2010. Bank of America, N.A., trustee Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 60-3330 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2469974 1/6-2/10/11

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: November 20, 2002 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $75,000.00 MORTGAGOR(S): Connie L. Dahlquist, unmarried MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded: February 27, 2003 Dakota County Recorder Document Number: 2006539 ASSIGNMENTS OF MORTGAGE: And assigned to: Nationstar Mortgage, LLC Dated: November 10, 2010 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100037506852251785 Lender or Broker: GMAC Mortgage Corporation Residential Mortgage Servicer: Nationstar Mortgage, LLC Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 3595 Blue Jay Way # 3200, Eagan, MN 55123-2443 Tax Parcel ID Number: 10 45050 037 04 LEGAL DESCRIPTION OF PROPERTY: Unit No. 3200, Lexington Place Condominium, Condominium File No. 66, a condominium located in Dakota County, Minnesota AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $80,865.19 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: February 18, 2011 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated

If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on August 18, 2011, or the next business day if August 18, 2011 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: January 06, 2011 ASSIGNEE OF MORTGAGEE: Nationstar Mortgage, LLC Wilford & Geske, P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 017953F01 2464729 1/6-2/10/11

PUBLIC NOTICE

WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: December 27, 2010. JPMorgan Chase Bank, N.A. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 75-4143 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2469514 1/6-2/10/11

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: January 17, 2003 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $209,600.00 MORTGAGOR(S): Vernon Hanson and Marilyn Hanson, husband and wife MORTGAGEE: Centennial Mortgage & Funding, Inc. DATE AND PLACE OF REGISTERING: Registered: March 06, 2003 Dakota County Registrar of Titles Document Number: 491187 ASSIGNMENTS OF MORTGAGE: And assigned to: Ohio Savings Bank Dated: January 17, 2003 Registered: March 06, 2003 Dakota County Registrar of Titles Document Number: 491188 And assigned to: New York Community Bank Dated: September 15, 2010 Registered: October 01, 2010 Dakota County Registrar of Titles Document Number: T668558 Transaction Agent: Not Applicable Transaction Agent Mortgage Identification Number: Not Applicable Lender or Broker: Centennial Mortgage & Funding, Inc. Residential Mortgage Servicer: New York Community Bank Mortgage Originator: Not Applicable CERTIFICATE OF TITLE NUMBER: 127340 COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 12812 16th Ave S, Burnsville, MN 55337-3745 Tax Parcel ID Number: 02-31100-280-01 LEGAL DESCRIPTION OF PROPERTY: Lot Twenty-eight (28), Block One (1) in Grosse Pointe First Addition, according to the recorded plat thereof. AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $211,155.35 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; that this is registered property; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: March 18, 2011 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on September 18, 2011, or the next business day if September 18, 2011 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: February 03, 2011 ASSIGNEE OF MORTGAGEE: New York Community Bank Wilford & Geske, P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 016985F03 2494889 2/3-3/10/11

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: January 20, 2006 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $155,000.00 MORTGAGOR(S): Lindsey R. Lewis, a single person MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF REGISTERING: Registered: March 21, 2006 Dakota County Registrar of Titles Document Number: 586743 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100103210000126911 Lender or Broker: Prime Mortgage Corporation Residential Mortgage Servicer: Aurora Loan Services, LLC Mortgage Originator: Not Applicable CERTIFICATE OF TITLE NUMBER: 139356 COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 1829 E 122nd St, Burnsville, MN 55337-2962 Tax Parcel ID Number: 021842505004 LEGAL DESCRIPTION OF PROPERTY: Lot Five (5), Block Four (4), Covington Point, Common Interest Community No. 173, A Planned Community AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $165,359.97 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; that this is registered property; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: March 18, 2011 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on September 18, 2011, or the next business day if September 18, 2011 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: February 03, 2011 MORTGAGEE: Mortgage Electronic Registration Systems, Inc. Wilford & Geske, P.A. Attorneys for Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 006037F03 2491857 2/3-3/10/11

PUBLIC NOTICE

��

ASSET BACKED CERTIFICATES, SERIES 2006- 17, Dated: July 9, 2008, Recorded: October 8, 2008, Document No. t634047. Said Mortgage being Registered Land. TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100281250786420066 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Platinum Lending Corporation RESIDENTIAL MORTGAGE SERVICER: BAC Home Loans Servicing L.P. MORTGAGED PROPERTY ADDRESS: 736 Decorah Lane, Mendota Heights, MN 55120 TAX PARCEL I.D. #: 272780002011 LEGAL DESCRIPTION OF PROPERTY: Lot 2 in Block 11, Friendly Hills Re-Arr. COUNTY IN WHICH PROPERTY IS LOCATED:Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE:$186,250.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE:$272,948.34 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: February 25, 2011 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on August 25, 2011. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE:None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: December 27, 2010. The Bank of New York Mellon, as Trustee Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 18-55 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2464673 1/6-2/10/11

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: April 03, 2007 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $196,800.00 MORTGAGOR(S): Mark L. Norland and Jana A. Norland, husband and wife MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded: April 19, 2007 Dakota County Recorder Document Number: 2510858 ASSIGNMENTS OF MORTGAGE: And assigned to: Flagstar Bank, FSB Dated: December 17, 2010 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100202010002709494 Lender or Broker: The Lending Connection, Inc. Residential Mortgage Servicer: Flagstar Bank, FSB Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 16272 Fantasia Ave, Rosemount, MN 55068-1458 Tax Parcel ID Number: 22-21177-140-11 LEGAL DESCRIPTION OF PROPERTY: Lot 14, Block 11, Donnay's Valley Park 8th, according to the plat thereof now on file and of record in the office of the County Recorder within

office of the County Recorder within and for Dakota County, Minnesota. AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $195,386.46 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: February 18, 2011 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on August 18, 2011, or the next business day if August 18, 2011 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: January 06, 2011 ASSIGNEE OF MORTGAGEE: Flagstar Bank, FSB Wilford & Geske, P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 018054F01 2468951 1/6-2/10/11

PUBLIC NOTICE

GAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: December 28, 2010. Chase Home Finance LLC Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 30-7632 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2469504 1/6-2/10/11

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: September 30, 2005 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $218,400.00 MORTGAGOR(S): Arnulfo P. Tolibas and Annie S. Tolibas, husband and wife and Arnel S. Tolibas, a single person MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded: October 24, 2005 Dakota County Recorder Document Number: 2373652 ASSIGNMENTS OF MORTGAGE: And assigned to: Aurora Loan Services, LLC Dated: January 07, 2011 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100137510000213225 Lender or Broker: Lakeland Mortgage Corporation Residential Mortgage Servicer: Aurora Loan Services, LLC Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 6301 162nd St W, Rosemount, MN 55068-1465 Tax Parcel ID Number: 22-21177-090-17 LEGAL DESCRIPTION OF PROPERTY: Lot 9, Block 17, Donnay's Valley Park 8th, according to the recorded plat thereof, and situate in Dakota County, Minnesota. AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $222,221.76 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: March 18, 2011 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on September 18, 2011, or the next business day if September 18, 2011 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: February 03, 2011 ASSIGNEE OF MORTGAGEE: Aurora Loan Services, LLC Wilford & Geske, P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 018762F01 2495505 2/3-3/10/11

�� AND OR BROKER LENDER��

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: October 24, 2005 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $400,000.00 MORTGAGOR(S): John G. Westrick and Suzanne M. Westrick, Husband and Wife MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded: December 07, 2005 Dakota County Recorder Document Number: 2386711 ASSIGNMENTS OF MORTGAGE: And assigned to: US Bank National Association As Trustee for RASC 2005KS12 Dated: January 21, 2011 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 1002614-9564363712-1 Lender or Broker: Great Northern Financial Group, Inc Residential Mortgage Servicer: GMAC Mortgage, LLC Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 1040 114th St W, Inver Grove Heights, MN 55077-5425 Tax Parcel ID Number: 20-57-680-030-03 LEGAL DESCRIPTION OF PROPERTY: Lot 3, Block 3, Pine Valley Estates, Dakota County, Minnesota AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $391,821.72 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: March 18, 2011 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on September 18, 2011, or the next business day if September 18, 2011 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: February 03, 2011 ASSIGNEE OF MORTGAGEE: US Bank National Association As Trustee for RASC 2005KS12 Wilford & Geske, P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 018545F01 2491742 2/3-3/10/11

PUBLIC NOTICE

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MORT GAGE ORIGINATOR STATED ON MORTGAGE: ABN Amro Mortgage Group, Inc. N/K/A Citimortgage, Inc. RESIDENTIAL MORTGAGE SERVICER: CitiMortgage, Inc. MORTGAGED PROPERTY ADDRESS: 12962 Nicollet Avenue South #302, Burnsville, MN 55337 TAX PARCEL I.D. #: 020130061216 LEGAL DESCRIPTION OF PROPERTY: Apartment Number 302, 12962 Nicollet Avenue South, Condominium Ownership Number 15, Ridgeview Condominium Homes, Dakota County, Minnesota COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $96,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $96,435.51 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: February 24, 2011 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on August 24, 2011. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: December 30, 2010. CitiMortgage, Inc. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 10-5214 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2469994 1/6-2/10/11

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: January 26, 2007 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $228,000.00 MORTGAGOR(S): Russell H Zakariasen III, and Angela J Zakariasen, husband and wife MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded: February 14, 2007 Dakota County Recorder Document Number: 2496586 ASSIGNMENTS OF MORTGAGE: And assigned to: Central Mortgage Company Dated: February 26, 2010 Recorded: March 24, 2010 Dakota County Recorder Document Number: 2720938 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100073000813667425 Lender or Broker: Freedom Mortgage Corporation Residential Mortgage Servicer: Central Mortgage Company Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 16108 Fairgreen Ave, Rosemount, MN 55068-1314 Tax Parcel ID Number: 222117706012 LEGAL DESCRIPTION OF PROPERTY: Lot 6, Block 12, Donnay's Valley Park 8th Addition AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $247,863.14 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the

��

�� 55, �� Lobby #S-100, Hastings, MN to pay the debt then secured by said �� tuted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: February 18, 2011 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on August 18, 2011, or the next business day if August 18, 2011 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: January 06, 2011 ASSIGNEE OF MORTGAGEE: Central Mortgage Company Wilford & Geske, P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 010358F03 2468971 1/6-2/10/11

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: November 09, 2007 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $384,300.00 MORTGAGOR(S): Kathrine Lu Bringewatt, an unmarried woman MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded: December 24, 2007 Dakota County Recorder Document Number: 2563175 ASSIGNMENTS OF MORTGAGE: And assigned to: BAC Home Loans Servicing, LP Dated: December 21, 2010 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100039032137931123 Lender or Broker: Quicken Loans, Inc. Residential Mortgage Servicer: BAC Home Loans Servicing, L.P. Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 17833 Formosa Ave, Lakeville, MN 55044-4102 Tax Parcel ID Number: 22-18603-160-01 LEGAL DESCRIPTION OF PROPERTY: Lot 16, Block 1, Crossroads 4th Addition, Dakota County, Minnesota. AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $456,091.40 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: February 18, 2011 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on August 18, 2011, or the next business day if August 18, 2011 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION

MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: January 06, 2011 ASSIGNEE OF MORTGAGEE: BAC Home Loans Servicing, LP Wilford & Geske, P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 005494F02 2465078 1/6-2/10/11

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: December 06, 2004 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $189,520.00 MORTGAGOR(S): Edwin Ortega and Jasmine Ortega, husband and wife MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded: February 01, 2005 Dakota County Recorder Document Number: 2291127 ASSIGNMENTS OF MORTGAGE: And assigned to: THE BANK OF NEW YORK MELLON FKA THE BANK OF NEW YORK AS TRUSTEE FOR THE CERTIFICATEHOLDERS OF THE CWABS, INC., ASSET-BACKED CERTIFICATES, SERIES 2005-BC3 Dated: January 27, 2011 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100077910003123953 Lender or Broker: Decision One Mortgage Company, LLC Residential Mortgage Servicer: BAC Home Loans Servicing, L.P. Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 8908 Brunswick Path, Inver Grove Heights, MN 55076-5162 Tax Parcel ID Number: 20-11777-105-04 LEGAL DESCRIPTION OF PROPERTY: Unit No. 2105, Common Interest Community No. 306, a condominium, The Gables at Arbor Pointe, Dakota County, Minnesota. AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $225,169.62 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: March 18, 2011 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on September 18, 2011, or the next business day if September 18, 2011 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: February 03, 2011 ASSIGNEE OF MORTGAGEE: THE BANK OF NEW YORK MELLON FKA THE BANK OF NEW YORK AS TRUSTEE FOR THE CERTIFICATEHOLDERS OF THE CWABS, INC., ASSET-BACKED CERTIFICATES, SERIES 2005-BC3 Wilford & Geske, P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 019106F01 2494102 2/3-3/10/11

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: March 15, 2006 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $279,850.00 MORTGAGOR(S): Melissa A Hovey and James W Hovey, wife and husband MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded: April 10, 2006 Dakota County Recorder Document Number: 2419481 ASSIGNMENTS OF MORTGAGE: And assigned to: Aurora Loan Services, LLC Dated: November 30, 2010 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100137510000192478 Lender or Broker: Lakeland Mortgage Corporation Residential Mortgage Servicer: Aurora Loan Services, LLC Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 4893 186th St W, Farmington, MN 55024-7086 Tax Parcel ID Number: 14-47803-010-02 LEGAL DESCRIPTION OF PROPERTY: Lot 1, Block 2, Meadow Creek Fourth Addition, according to the recorded plat thereof AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $276,448.03 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: March 18, 2011 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on September 18, 2011, or the next business day if September 18, 2011 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: February 03, 2011 ASSIGNEE OF MORTGAGEE: Aurora Loan Services, LLC Wilford & Geske, P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 018223F01 2491882 2/3-3/10/11

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: July 16, 2004 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $122,360.00 MORTGAGOR(S): Marc T. Hansing, a single man MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded: August 19, 2004 Dakota County Recorder Document Number: 2239853 ASSIGNMENTS OF MORTGAGE: And assigned to: Central Mortgage Company Dated: December 27, 2010 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100015902074374586 Lender or Broker: CTX Mortgage Company, LLC Residential Mortgage Servicer: Central Mortgage Company Mortgage Originator: Not Applicable

Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 247 Tamarack Trl, Farmington, MN 55024-7117 Tax Parcel ID Number: 14-74900-103-05 LEGAL DESCRIPTION OF PROPERTY: Unit Number 103, Tamarack Ridge Carriage Homes, Common Interest Community Number 294, Dakota County, Minnesota. AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $116,749.31 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: February 18, 2011 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on August 18, 2011, or the next business day if August 18, 2011 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: January 06, 2011 ASSIGNEE OF MORTGAGEE: Central Mortgage Company Wilford & Geske, P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 018528F01 2468932 1/6-2/10/11

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: August 12, 2005 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $174,300.00 MORTGAGOR(S): Chor Vang Lee, an unmarried woman and Kao Lee, and unmarried man MORTGAGEE: World Savings Bank, FSB DATE AND PLACE OF RECORDING: Recorded: October 05, 2005 Dakota County Recorder Document Number: 2367685 Transaction Agent: Not Applicable Transaction Agent Mortgage Identification Number: Not Applicable Lender or Broker: World Savings Bank, FSB Residential Mortgage Servicer: Wachovia Mortgage, FSB Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 4682 Beacon Hill Rd, Eagan, MN 55122-2705 Tax Parcel ID Number: 10-13500-150-03 LEGAL DESCRIPTION OF PROPERTY: Lot 15, Block 3, Beacon Hill, Dakota County, Minnesota. AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $189,507.95 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: February 25, 2011 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within

by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on August 25, 2011, or the next business day if August 25, 2011 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: January 13, 2011 MORTGAGEE: Wells Fargo Bank, N.A. also known as Wachovia Mortgage, a division of Wells Fargo Bank, N.A., and formerly known as Wachovia Mortgage, FSB, formerly known as World Savings Bank, FSB. Wilford & Geske, P.A. Attorneys for Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 018679F01 2470020 1/13-2/17/11

PUBLIC NOTICE

��

GAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: January 4, 2011. CitiMortgage, Inc. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 10-5197 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2477452 1/13-2/17/11

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN: That default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: August 15, 2006 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $211,500.00 MORTGAGOR(S): Jason L. Wefel and Juliana R. Wefel, husband and wife as joint tenants MORTGAGEE: Mortgage Electronic Registration Systems, Inc. as nominee for Novastar Mortgage, Inc. TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. MIN#: 100080190059049023 SERVICER: Ocwen Loan Servicing, LLC LENDER: Novastar Mortgage, Inc. DATE AND PLACE OF FILING: Dakota County Minnesota, Recorder, on October 6, 2006, as Document No. 2466325 ASSIGNED TO: Deutsche Bank National Trust Company as Trustee NovaStar Mortgage Funding Trust, Series 2006-5 NovaStar Home Equity Loan Asset-Backed Certificates, Series 2006-5 Dated: May 6, 2010, and recorded January 4, 2011 by Document No. 2776405. LEGAL DESCRIPTION OF PROPERTY: Lot 7, Block 1, Townhomes of Nelson Hills Farm, Dakota County, Minnesota, together with appurtenant easements created pursuant to declaration documentation No. 1480697 PROPERTY ADDRESS: 18568 Euclid Path, Farmington, MN 55024 PROPERTY I.D: 14 77015 070 01 COUNTY IN WHICH PROPERTY IS LOCATED: Dakota THE AMOUNT CLAIMED TO BE DUE ON THE MORTGAGE ON THE DATE OF THE NOTICE: Two Hundred Twenty-Seven Thousand Six Hundred Thirty-Eight and 51/100 ($227,638.51) THAT no action or proceeding has been instituted at law to recover the debt secured by said mortgage, or any part thereof; that there has been compliance with all pre-foreclosure notice and acceleration requirements of said mortgage, and/or applicable statutes; PURSUANT, to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: 10:00 AM on March 22, 2011 PLACE OF SALE: S h e r i f f ` s M a i n Office, Law Enforcement Center, 1580 Highway 55, Hastings MN 55033-2343 to pay the debt then secured by said mortgage and taxes, if any actually paid by the mortgagee, on the premises and the costs and disbursements allowed by law. The time allowed by law for redemption by said mortgagor(s), their personal representatives or assigns is 6 months from the date of sale. "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR`S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: February 3, 2011 Deutsche Bank National Trust Company as Trustee NovaStar Mortgage Funding Trust, Series 2006-5 NovaStar Home Equity Loan Asset-Backed Certificates, Series 2006-5 Randall S. Miller & Associates, PLLC Attorneys for Assignee of Mortgage/ Mortgagee One Financial Plaza, 120 South Sixth Street, Suite 1100 Minneapolis, MN 55402 Phone: 612-573-3677 Our File No. 10MN00770-1 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. ASAP# 3892428 02/03/2011, 02/10/2011, 02/17/2011, 02/24/2011, 03/03/2011, 03/10/2011 2493802 2/3-3/10/11

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: September 13, 2005 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $176,900.00 MORTGAGOR(S): Staci Garvey and Aamon Garvey, wife and husband MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded: September 28, 2005 Dakota County Recorder Document Number: 2365008 ASSIGNMENTS OF MORTGAGE: And assigned to: GMAC Mortgage, LLC Dated: January 11, 2011 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100249130000021703 Lender or Broker: Marketplace Home Mortgage, LLC Residential Mortgage Servicer: GMAC Mortgage, LLC Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 274 Tamarack Trl # 805, Farmington, MN 55024-7118 Tax Parcel ID Number: 14 74900 805 05 LEGAL DESCRIPTION OF PROPERTY: Unit Number 0805, Tamarack Ridge Carriage Homes, Common Interest Community Number 294, Dakota County, Minnesota. AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $167,588.24 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: March 18, 2011 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on September 18, 2011, or the next business day if September 18, 2011 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: February 03, 2011 ASSIGNEE OF MORTGAGEE: GMAC Mortgage, LLC Wilford & Geske, P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 018569F01 2493901 2/3-3/10/11

PUBLIC NOTICE

NOTICE OF ASSESSMENT LIEN FORECLOSURE SALE Date: December 27, 2010 YOU ARE NOTIFIED THAT: 1. Default has occurred in the terms and conditions of the Declaration for Centennial Ridge Homeowners Association, Inc. (hereinafter the "Association") which was recorded as Document No. 2523746 on June 13, 2007, in the Office of the Dakota County Recorder and also, pursuant to Minn. Stat. §515B.3-116, covering the following property: L E G A L D E S C R I P T I O N : Lot 3, Block 1, Centennial Ridge Townhomes, CIC #394, Dakota County, Minnesota STREET ADDRESS: 1614 Marina Lane, Eagan, MN 55122 TAX PARCEL ID NUMBER: 10-16950-030-01 2. Pursuant to said Declaration, there is claimed to be due and owing as of December 27, 2010, from Daniel P. Lincoln, title holder, to the Association, a Minnesota non-profit corporation, the amount of $5,833.00 for unpaid association dues, late fees,

unpaid association dues, late fees, attorneys fees and costs, plus any other such amounts that will accrue after December 27, 2010, and other costs of collection and foreclosure which will be added to the amount claimed due and owing at the time of the sale herein. 3. No action is now pending at law or otherwise to recover said debt or any part thereof. 4. That all preforeclosure requirements have been met. 5. The owner has not been released from his financial obligation to pay said amount. 6. The Declaration, referenced above, and Minn. Stat. §§515B.3-115 and 515B.3-116 provide for a continuing lien against the property. A Notice of Lien evidencing the amount due was recorded on February 5, 2010, as Document No. 2712998 in the Dakota County Recorder's Office. 7. Pursuant to the power of sale contained in the same Declaration and granted by the owner in taking title to the premises subject to said Declaration and pursuant to Minn. Stat. §§515B.3-115 and 515B.3-116, said Lien will be foreclosed by the sale of said property by the Sheriff of Dakota County, at the Dakota County Sheriffs Office, Dakota County Law Enforcement Center, 1580 Highway 55 Lobby S-100, Hastings, MN 55033, on the 3rd day of March, 2011, at 10:00 a.m. at public auction to the highest bidder, to pay the amount then due for said assessments, together with the costs of foreclosure, including attorneys' fees as allowed by law. 8. T h e t i m e a l l o w e d b y l a w f o r redemption by the unit owner, his personal representatives or assigns is six (6) months from the date of sale. The date and time to vacate the property is 11:59 p.m. on September 3, 2011, if the account is not reinstated or the owner does not redeem from the foreclosure sale. REDEMPTION NOTICE THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. 9. THIS IS A COMMUNICATION FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. CENTENNIAL RIDGE HOMEOWNERS ASSOCIATION, INC. Attorneys for Centennial Ridge Homeowners Association, Inc. THOMSEN & NYBECK, P.A. By: _____________________________ Gretchen S. Schellhas (#195595) 3600 American Blvd. West, Suite 400 Bloomington, Minnesota 55431 (952) 835-7000 (Centennial Ridge/Lincoln/09-7-982D)

2475471

1/13-2/17/11

PUBLIC NOTICE

Mortgagee/Assignee of Mortgagee com plied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: February 25, 2011 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on August 25, 2011. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: December 29, 2010. Deutsche Bank National Trust Company, as trustee Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 85-602 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2477200 1/13-2/17/11

PUBLIC NOTICE

��

�� DWELLING �� under�� to Five (5) weeks unless reduced �� WITH A RESIDENTIAL OF MN Stat. §580.07. LESS THAN FIVE UNITS, ARE NOT TIME AND DATE TO VACATE PROP- PROPERTY USED IN AGRICULTURAL ERTY: If the real estate is an P R O D U C T I O N , A N D A R E owner-occupied, single-family dwell- ABANDONED." Dated: January 7, 2011. ing, unless otherwise provided by law, the date on or before which the mortCitiMortgage, Inc. Mortgagee/Assignee of Mortgagee gagor(s) must vacate the property if the mortgage is not reinstated under sec- USSET, WEINGARDEN AND LIEBO, P.L.L.P. tion 580.30 or the property is not Attorneys for Mortgagee/Assignee of redeemed under section 580.23 is Mortgagee 4500 Park Glen Road #300 11:59 p.m. on September 6, 2011. MORTGAGOR(S) RELEASED FROM Minneapolis, MN 55416 FINANCIAL OBLIGATION ON MORT- (952) 925-6888 10-5260 GAGE: None "THE TIME ALLOWED BY LAW FOR THIS IS A COMMUNICATION FROM REDEMPTION BY THE MORTGAGOR, A DEBT COLLECTOR. 1/13-2/17/11 THE MORTGAGOR'S PERSONAL REP- 2477292 RESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER NOTICE OF MORTGAGE MINNESOTA STATUTES, SECTION FORECLOSURE SALE 582.032, DETERMINING, AMONG THE RIGHT TO VERIFICATION OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED OF THE DEBT AND IDENTITY OF WITH A RESIDENTIAL DWELLING OF THE ORIGINAL CREDITOR WITHIN LESS THAN FIVE UNITS, ARE NOT THE TIME PROVIDED BY LAW IS PROPERTY USED IN AGRICULTURAL NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that P R O D U C T I O N , A N D A R E default has occurred in conditions of ABANDONED." the following described mortgage: Dated: January 6, 2011. DATE OF MORTGAGE: J a n u a r y 1 0 , JPMorgan Chase Bank, N.A. 2006 Mortgagee/Assignee of Mortgagee MORTGAGOR: Christina A. KochenUSSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of dorfer and Jay Kochendorfer, wife and husband. Mortgagee MORTGAGEE: National City Mort4500 Park Glen Road #300 gage a division of National City Bank of Minneapolis, MN 55416 Indiana. (952) 925-6888 DATE AND PLACE OF RECORDING: 60-3322 THIS IS A COMMUNICATION FROM Recorded January 13, 2006, Dakota County Recorder, Document No. A DEBT COLLECTOR. 2477348 1/13-2/17/11 2397228. ASSIGNMENTS OF MORTGAGE: Assigned to: PNC Bank, National Association s/b/m National City Mortgage Co., a subsidiary of National City Bank NOTICE OF MORTGAGE of Indiana, Dated: May 22, 2006, FORECLOSURE SALE THE RIGHT TO VERIFICATION Recorded: June 9, 2006, Document No. OF THE DEBT AND IDENTITY OF 2436218. TRANSACTION AGENT: NONE THE ORIGINAL CREDITOR WITHIN TRANSACTION AGENT'S MORTTHE TIME PROVIDED BY LAW IS GAGE IDENTIFICATION NUMBER ON NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that MORTGAGE: NONE default has occurred in conditions of LENDER OR BROKER AND MORTthe following described mortgage: GAGE ORIGINATOR STATED ON DATE OF MORTGAGE: J u n e 2 9 , MORTGAGE: National City Mortgage a 2009 division of National City Bank of IndiMORTGAGORS: Jeffrey J. Seed and ana Sharon L. Seed, husband and wife. RESIDENTIAL MORTGAGE SERMORTGAGEE: Mortgage Electronic VICER: PNC Bank, National AssociaRegistration Systems, Inc.. tion DATE AND PLACE OF RECORDING: MORTGAGED PROPERTY ADDRESS: R e g i s t e r e d J u l y 1 3 , 2 0 0 9 , D a k o t a 282 Cari Park, Hasting, MN 55033 County Registrar of Titles, Document TAX PARCEL I.D. #: 191640227002 No. 647290, Certificate of Title No. LEGAL DESCRIPTION OF PROPERTY: 147035. Lot 27, Block 2, Cari Park 3rd AddiASSIGNMENTS OF MORTGAGE: Assigned to: CitiMortgage, Inc., Dated: tion December 20, 2010. COUNTY IN WHICH PROPERTY IS Said Mortgage being Registered Land. LOCATED: Dakota TRANSACTION AGENT: Mortgage ORIGINAL PRINCIPAL AMOUNT OF Electronic Registration Systems, Inc. MORTGAGE: $129,000.00 TRANSACTION AGENT'S MORTAMOUNT DUE AND CLAIMED TO BE GAGE IDENTIFICATION NUMBER ON DUE AS OF DATE OF NOTICE, INCLUDMORTGAGE: 100026900021183073 ING TAXES, IF ANY, PAID BY MORTLENDER OR BROKER AND MORT- GAGEE: $133,382.29 GAGE ORIGINATOR STATED ON That prior to the commencement of MORTGAGE: Bell America Mortgage this mortgage foreclosure proceeding LLC dba Bell Mortgage Mortgagee/Assignee of Mortgagee comR E S I D E N T I A L M O R T G A G E S E R - plied with all notice requirements as VICER: CitiMortgage, Inc. required by statute; That no action or MORTGAGED PROPERTY ADDRESS: proceeding has been instituted at law 19520 Jade Lane, Lakeville, MN 55044 or otherwise to recover the debt TAX PARCEL I.D. #: 22-47526-040-01 secured by said mortgage, or any part LEGAL DESCRIPTION OF PROP- thereof; ERTY: PURSUANT to the power of sale conLot 4, Block 1, Marion Hills Second tained in said mortgage, the above Addition. described property will be sold by the COUNTY IN WHICH PROPERTY IS Sheriff of said county as follows: LOCATED: Dakota DATE AND TIME OF SALE: February ORIGINAL PRINCIPAL AMOUNT OF 25, 2011 at 10:00 AM MORTGAGE: $245,000.00 PLACE OF SALE: S h e r i f f ' s O f f i c e , AMOUNT DUE AND CLAIMED TO BE Law Enforcement Center, 1580 Hwy DUE AS OF DATE OF NOTICE, INCLUD- 55, Lobby #S-100, Hastings, MN ING TAXES, IF ANY, PAID BY MORT- to pay the debt then secured by said GAGEE: $246,334.77 Mortgage, and taxes, if any, on said That prior to the commencement of premises, and the costs and disbursethis mortgage foreclosure proceeding m e n t s , i n c l u d i n g a t t o r n e y s ' f e e s Mortgagee/Assignee of Mortgagee com- allowed by law subject to redemption plied with all notice requirements as within six (6) months from the date of required by statute; That no action or said sale by the mortgagor(s), their proceeding has been instituted at law personal representatives or assigns o r o t h e r w i s e t o r e c o v e r t h e d e b t unless reduced to Five (5) weeks under secured by said mortgage, or any part MN Stat. §580.07. thereof; TIME AND DATE TO VACATE PROPPURSUANT to the power of sale con- E R T Y : I f t h e r e a l e s t a t e i s a n tained in said mortgage, the above owner-occupied, single-family dwelldescribed property will be sold by the ing, unless otherwise provided by law, the date on or before which the mortSheriff of said county as follows: DATE AND TIME OF SALE: March gagor(s) must vacate the property if the mortgage is not reinstated under sec11, 2011 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , tion 580.30 or the property is not Law Enforcement Center, 1580 Hwy redeemed under section 580.23 is 55, Lobby #S-100, Hastings, MN 11:59 p.m. on August 25, 2011. to pay the debt then secured by said MORTGAGOR(S) RELEASED FROM Mortgage, and taxes, if any, on said FINANCIAL OBLIGATION ON MORTpremises, and the costs and disburse- GAGE: None ments, including attorneys' fees "THE TIME ALLOWED BY LAW FOR allowed by law subject to redemption REDEMPTION BY THE MORTGAGOR, within six (6) months from the date of THE MORTGAGOR'S PERSONAL REPsaid sale by the mortgagor(s), their RESENTATIVES OR ASSIGNS, MAY BE personal representatives or assigns REDUCED TO FIVE WEEKS IF A JUDIunless reduced to Five (5) weeks under CIAL ORDER IS ENTERED UNDER MN Stat. §580.07. MINNESOTA STATUTES, SECTION TIME AND DATE TO VACATE PROP- 5 8 2 . 0 3 2 , D E T E R M I N I N G , A M O N G E R T Y : I f t h e r e a l e s t a t e i s a n OTHER THINGS, THAT THE MORTowner-occupied, single-family dwell- GAGED PREMISES ARE IMPROVED ing, unless otherwise provided by law, WITH A RESIDENTIAL DWELLING OF the date on or before which the mort- LESS THAN FIVE UNITS, ARE NOT gagor(s) must vacate the property if the PROPERTY USED IN AGRICULTURAL mortgage is not reinstated under sec- P R O D U C T I O N , A N D A R E tion 580.30 or the property is not ABANDONED." redeemed under section 580.23 is Dated: December 17, 2010. 11:59 p.m. on September 12, 2011. PNC Bank, National Association MORTGAGOR(S) RELEASED FROM Mortgagee/Assignee of Mortgagee FINANCIAL OBLIGATION ON MORT- USSET, WEINGARDEN AND LIEBO, P.L.L.P. GAGE: None Attorneys for Mortgagee/Assignee of "THE TIME ALLOWED BY LAW FOR Mortgagee REDEMPTION BY THE MORTGAGOR, 4500 Park Glen Road #300 THE MORTGAGOR'S PERSONAL REP- Minneapolis, MN 55416 RESENTATIVES OR ASSIGNS, MAY BE (952) 925-6888 REDUCED TO FIVE WEEKS IF A JUDI4-2416 CIAL ORDER IS ENTERED UNDER THIS IS A COMMUNICATION FROM MINNESOTA STATUTES, SECTION A DEBT COLLECTOR. 5 8 2 . 0 3 2 , D E T E R M I N I N G , A M O N G 2477429 1/13-2/17/11 OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF ��

PUBLIC NOTICE

�� ERTY: �� UNIT NO. 0901, HASTINGS ��

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: November 24, 2008 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $208,867.00 MORTGAGOR(S): Paul M. Kranz and Andrea Kranz, Husband and Wife as Joint Tenants MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded: December 31, 2008 Dakota County Recorder Document Number: 2628822 ASSIGNMENTS OF MORTGAGE: And assigned to: GMAC Mortgage, LLC Dated: January 21, 2011 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100037506871503224 Lender or Broker: GMAC Mortgage, LLC Residential Mortgage Servicer: GMAC Mortgage, LLC Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 1238 View Ct, Hastings, MN 55033-2523 Tax Parcel ID Number: 19-19501-320-06 LEGAL DESCRIPTION OF PROPERTY: Lot 32, Block 6, Dakota Hills Second Addition, according to the recorded plat thereof, and situated in Dakota County, Minnesota AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $212,188.42 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: March 18, 2011 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on September 18, 2011, or the next business day if September 18, 2011 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: February 03, 2011 ASSIGNEE OF MORTGAGEE: GMAC Mortgage, LLC Wilford & Geske, P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 018907F01 2493874 2/3-3/10/11

PUBLIC NOTICE

CENTURY SOUTH, CIC NUMBER 336, DAKOTA COUNTY, MINNESOTA. PARCEL ID #: 19-17500-901-50 PROPERTY ADDRESS: 371 Frederick Cir, Hastings, Minnesota 55033 TRANSACTION AGENT: N/A TRANSACTION AGENT ID NO.: N/A CURRENT MORTGAGE SERVICER: U.S. Bank National Association ND COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $170,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY PAID BY MORTGAGEE: $184,802.77 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; that no Mortgagors have been released from financial obligation on said Mortgage; that no action or proceeding has been instituted by law to recover that debt secured by said Mortgage, or any part thereof; that all conditions precedent to foreclose of the Mortgage and acceleration of the debt secures thereby have been fulfilled; PURSUANT to the power of sale therein contained, said Mortgage will be foreclosed and the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: March 3, 2011 at 10:00 am PLACE OF SALE: Dakota County Law Enforcement Center, Lobby S-100, 1580 Highway 55, Hastings, MN 55033 to pay the debt the debt then secured by the Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law, subject to redemption within six (6) months from the date of sale by the mortgagors, their personal representatives or assigns. DATE TO VACATE PROPERTY: The date on or before which the mortgagor must vacate the property if the mortgage is not reinstated under Minnesota Statutes section 580.30 of the property redeemed under Minnesota Statutes sections 580.23 is September 3, 2011 at 11:59 p.m. If the foregoing date is Saturday, Sunday, or a legal holiday, then the date to vacate is the next business day at 11:59 p.m. MORTGAGORS RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. Dated: January 6, 2011 U.S. Bank National Association ND Mortgagee Kenneth J. Johnson Minnesota State Bar No. 0246074 Johnson, Blumberg & Associates, LLC Attorney for Mortgagee 230 W. Monroe St., Ste. 1125 Chicago, IL 60606 Phone 312-541-9710 Fax 312-541-9711 2472878 1/13-2/17/11

PUBLIC NOTICE

AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $209,717.58 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: March 4, 2011 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on September 6, 2011. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: January 6, 2011. Chase Home Finance LLC Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 30-9973 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2477173 1/13-2/17/11

PUBLIC NOTICE

premises, and the costs and disburse ments, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on September 6, 2011. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: December 30, 2010. CitiMortgage, Inc. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 10-3461 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2477522 1/13-2/17/11

PUBLIC NOTICE

ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $142,400.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $129,742.50 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: March 4, 2011 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on September 5, 2011. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED." Dated: January 3, 2011. CitiMortgage, Inc. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 11-107 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2477305 1/13-2/17/11

similar or comparable rights of any nature whatsoever now or hereafter appurtenant to the Property or now or hereafter transferred to the Property) and all land lying in the bed of any street, road or avenue, opened or proposed, in front of or adjoining the Property to the center line thereof; (iv) all awards or payments, including interest thereon, and the right to receive the same, which may be made with respect to the Property, whether from the exercise of the right of eminent domain (including any transfer made in lieu of the exercise of said right), or for any other injury to or decrease in the value of the Property; (v) all awards or payments, including interest thereon, and the right to receive the same, which may be made with respect to the Property, whether from the exercise of the right of eminent domain (including any transfer made in lieu of the exercise of said right), or for any other injury to or decrease in the value of the Property; (vi) all leases and other agreements affecting the use or occupancy of the Property now or hereafter entered into (hereinafter referred to as the "Leases") and the right to receive and apply the rents, issues and profits of the Property (hereinafter referred to as the "Rents") to the payment of the Obligations; (vii) all proceeds of any unearned premiums on any insurance policies (collectively hereinafter referred to as the "Policies") covering the Property, including, without limitation, the right to receive and apply the proceeds of any insurance, judgments or settlement made in lieu thereof, for damage to the Property; (viii) the right, in the name and on behalf of Defendants, to appear in and defend any action or proceeding brought with respect to the Property and to commence any action or proceeding to protect the interest of Plaintiff in the Property; and (ix) all proceeds of each of the foregoing (all of the foregoing, together with the Property, hereinafter the "Mortgaged Property"). Property Address: 12735-51 County Road 5, Burnsville, Minnesota 55337 12751 County Road 5, Burnsville, Minnesota 55337 The common addresses are for reference purposes only. /S/ DAVE BELLOWS Sheriff of Dakota County, Minnesota Drafted By: Eckberg, Lammers, Briggs, Wolff & Vierling, P.L.L.P. (NJV) 1809 Northwestern Avenue Stillwater, MN 55082 (651) 439-2878 Plaintiff's Attorney 2474262 1/13-2/17/11

PUBLIC NOTICE PUBLIC NOTICE

NOTICE OF FORECLOSURE SALE STATE OF MINNESOTA COUNTY OF DAKOTA DISTRICT COURT FIRST JUDICIAL DISTRICT Court File No: 19HA-CV-10-5267 Case Type: Foreclosure of Mortgage _______________________________________ Security Financial Bank, f/k/a Security National Bank, a Wisconsin banking institution, Plaintiff, v. MRV-A, LLC, a Minnesota limited liability company, MRV I, LLC, a Minnesota limited liability company, Kendall W. Corbin, Susanne G. Corbin, Western States Life Insurance Co., TMG Life Insurance Company, Unknown Tenants, John Doe, Mary Rowe, and XYZ Corporation, Defendants. _______________________________________ NOTICE IS HEREBY GIVEN, that pursuant to and by virtue of a Judgment entered in the above-entitled action on the 17th day of November, 2010, by the District Court of Dakota County, Minnesota, a certified copy of which has been delivered to me, directing the sale of the subject real property to satisfy the amount found and adjudged due Plaintiff from Defendants Kendall W. Corbin and Susanne G. Corbin, as prescribed in the Judgment and Decree of Foreclosure, the undersigned Sheriff of Dakota County will sell at public auction, to the highest bidder, for cash, on the 7th day of March, 2011, at 10:00 a.m. , a t t h e D a k o t a C o u n t y L a w Enforcement Center - 1580 Highway 55, Hastings, Minnesota 55033, the subject real property lying and being in the County of Dakota, State of Minnesota, described in the Judgment and Decree of Foreclosure, to wit: Lot One (1), Block One (1), BURNSVILE WEST, according to the recorded plat thereof, Dakota County, Minnesota. hereinafter the "Property") together with (i) all buildings and improvements now or hereafter located on the Property (the "Improvements"), (ii) all of the estate, right, title, claim or demand of any nature whatsoever of Defendants either in law or in equity, in possession or expectancy, in and to the Property (as defined below) or any part thereof, (iii) all easements, rights-of-way, gores of land, streets, ways, alleys, passages, sewer rights, waters, water courses, water rights and powers, and all estates, rights, titles, interests, privileges, liberties, tenements, hereditaments, and appurtenances of any nature whatsoever, in any way belonging, relating or pertaining to the Property (including, without limitation, any and all development rights, air rights or similar or comparable rights of any

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Sheriff of said county as follows: DATE AND TIME OF SALE: March 4, 2011 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on September 6, 2011. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: January 6, 2011. PNC Bank, National Association Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 4-2453 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2477410 1/13-2/17/11

PUBLIC NOTICE

2011 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owneroccupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on September 6, 2011. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED." Dated: January 7, 2011. CitiMortgage, Inc. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 10-4004 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2477578 1/13-2/17/11

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: August 24, 2007 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $191,000.00 MORTGAGOR(S): Jordan Bailey, a single person MORTGAGEE: National City Mortgage a division of National City Bank DATE AND PLACE OF RECORDING: Recorded: August 29, 2007 Dakota County Recorder Document Number: 2540916 ASSIGNMENTS OF MORTGAGE: And assigned to: Green Tree Servicing, LLC Dated: February 18, 2010 Recorded: March 25, 2010 Dakota County Recorder Document Number: 2721259 Transaction Agent: Not Applicable Transaction Agent Mortgage Identification Number: Not Applicable Lender or Broker: National City Mortgage a division of National City Bank Residential Mortgage Servicer: Green Tree Servicing LLC Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 3135 144th St W, Rosemount, MN 55068-4004 Tax Parcel ID Number: 34-18200-110-01 LEGAL DESCRIPTION OF PROPERTY: The West 78 feet of Lot 10 and 11, Block 1, Thomas T. Conley's Addition to Rosemount, Dakota County, Minnesota. AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $190,234.59 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: March 04, 2011 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on September 04, 2011, or the next business day if September 04, 2011 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT

TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: January 20, 2011 ASSIGNEE OF MORTGAGEE: Green Tree Servicing, LLC Wilford & Geske, P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 018913F01 2482557 1/20-2/24/11

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: November 05, 2007 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $133,600.00 MORTGAGOR(S): Jodi Braun and Mark Braun, wife and husband MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded: November 21, 2007 Dakota County Recorder Document Number: 2557414 ASSIGNMENTS OF MORTGAGE: And assigned to: BAC Home Loans Servicing, L.P. Dated: December 10, 2009 Recorded: December 11, 2009 Dakota County Recorder Document Number: 2701907 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100133700026200561 Lender or Broker: Countrywide Bank, FSB Residential Mortgage Servicer: BAC Home Loans Servicing, L.P. Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 1983 Gold Trl # A, Eagan, MN 55122-1589 Tax Parcel ID Number: 10-18350-100-01 LEGAL DESCRIPTION OF PROPERTY: Unit No. 1, Garage No. 1, Condominium Number 48, Countryside Condominiums, A Condominium located in Dakota County, Minnesota. AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $147,220.19 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: March 18, 2011 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on September 18, 2011, or the next business day if September 18, 2011 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: February 03, 2011 ASSIGNEE OF MORTGAGEE: BAC Home Loans Servicing, L.P. Wilford & Geske, P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 010883F02 2492006 2/3-3/10/11

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: October 06, 2006 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $472,000.00 MORTGAGOR(S): Roger Crews and Nicole Crews F/K/A Nicole Gary, husband and wife MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded: October 25, 2006 Dakota County Recorder Document Number: 2470864 ASSIGNMENTS OF MORTGAGE: And assigned to: GMAC Mortgage, LLC Dated: January 12, 2011 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100013800906994971 Lender or Broker: GreenPoint Mortgage Funding, Inc. Residential Mortgage Servicer: GMAC Mortgage, LLC Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 9817 211th St W, Lakeville, MN 55044-7313 Tax Parcel ID Number: 221697610003 LEGAL DESCRIPTION OF PROPERTY: Lot 10, Block 3, Chadwick Farm Second Addition, Dakota County, Minnesota. AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $516,755.49 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: March 18, 2011 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on September 18, 2011, or the next business day if September 18, 2011 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: February 03, 2011 ASSIGNEE OF MORTGAGEE: GMAC Mortgage, LLC Wilford & Geske, P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 018535F01 2493916 2/3-3/10/11

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: March 28, 2005 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $299,322.00 MORTGAGOR(S): Karen Marie Pehle, a single woman MORTGAGEE: CTX Mortgage Company, LLC DATE AND PLACE OF RECORDING: Recorded: May 10, 2005 Dakota County Recorder Document Number: 2320434 ASSIGNMENTS OF MORTGAGE: And assigned to: Centex Home Equity Company, LLC Dated: August 02, 2005 Recorded: August 08, 2005 Dakota County Recorder Document Number: 2348410 Transaction Agent: Not Applicable Transaction Agent Mortgage Identification Number: Not Applicable Lender or Broker: CTX Mortgage

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�� Mortgage�� CTX�� Lender or Broker: Document �� No. T665151, as assigned to DAWN-BV, LLC by Assignment of Company, LLC R e s i d e n t i a l M o r t g a g e S e r v i c e r : Security Instrument dated December 21, 2010, which was duly filed of Nationstar Mortgage, LLC record in the Office of the Registrar of Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS Titles, Dakota County, Minnesota, on LOCATED: Dakota December 27, 2010, as Document No. Property Address: 14012 Auburn T673283. Ave, Rosemount, MN 55068-4800 LEGAL DESCRIPTION OF PROPTax Parcel ID Number: 34 14706 010 ERTY WHICH IS TORRENS PROPERTY: 03 Commencing at the Northeast corLEGAL DESCRIPTION OF PROPner of the Southwest Quarter of the ERTY: Lot 1, Block 3, Bloomfield 7th Northeast Quarter (SW 1⁄4 of the NE Addition, Dakota County, Minnesota. 1⁄4) of Section 14, Township 115, AMOUNT DUE AND CLAIMED TO BE Range 21, Dakota County, MinneDUE AS OF DATE OF NOTICE: sota; thence South on the East line of said Southwest Quarter of the $318,475.81 THAT all pre-foreclosure requireNortheast Quarter (SW 1⁄4 of the NE 1⁄4) on an assumed bearing of South ments have been complied with; that 01 degrees 14 minutes 38 seconds no action or proceeding has been instiWest 318.95 feet to the actual point tuted at law or otherwise to recover the of beginning of the tract to be debt secured by said mortgage, or any described, said point also being the part thereof; Southeast corner of the plat of PURSUANT to the power of sale contained in said mortgage, the Burnsville West, as recorded; thence continue South 01 degrees 14 minabove-described property will be sold utes 38 seconds West along said by the Sheriff of said county as folEast line of the Southwest Quarter of lows: DATE AND TIME OF SALE: March the Northeast Quarter (SW 1⁄4 of the 04, 2011 at 10:00 AM NE 1⁄4), 925.05 feet to a point 1362.00 PLACE OF SALE: Dakota County feet North from the Southeast corLaw Enforcement Center, 1580 Highner of the Northwest Quarter of the way 55, Lobby S-100, Hastings, MinneSoutheast Quarter (NW 1⁄4 of the SE 1⁄4) as measured along the East line sota of the Northwest Quarter of the to pay the debt secured by said mortSoutheast Quarter (NW 1⁄4 of the SE gage and taxes, if any, on said pre1⁄4) and along the East line of the mises and the costs and disburseSouthwest Quarter of the Northeast ments, including attorney fees allowed Quarter (SW 1⁄4 of the NE 1⁄4); thence by law, subject to redemption within North 88 degrees 45 minutes 22 secsix (6) months from the date of said onds West 227.46 feet; thence North sale by the mortgagor(s), their per06 degrees 15 minutes 20 seconds sonal representatives or assigns. West 933.03 feet to the South line of If the Mortgage is not reinstated the said plat of Burnsville West; under Minn. Stat. §580.30 or the propthence South 88 degrees 45 minutes erty is not redeemed under Minn. Stat. 22 seconds East, along said South §580.23, the Mortgagor must vacate line of Burnsville West to the point the property on or before 11:59 p.m. on of beginning. September 04, 2011, or the next busiAND ness day if September 04, 2011 falls on Those parts of the Southeast Quarter a Saturday, Sunday or legal holiday. of the Northeast Quarter (SE 1⁄4 of the Mortgagor(s) released from financial NE 1⁄4) of Section 14, Township 115, obligation: NONE Range 21, Dakota County, THIS COMMUNICATION IS FROM Minnesota, described as follows: A DEBT COLLECTOR ATTEMPTCommencing at the Northeast corner ING TO COLLECT A DEBT. ANY of the Southwest Quarter of the INFORMATION OBTAINED WILL BE Northeast Quarter (SE 1⁄4 of the NE USED FOR THAT PURPOSE. 1⁄4 ) o f s a i d S e c t i o n 1 4 ; t h e n c e THE RIGHT TO VERIFICATION OF Southerly on the East line of said THE DEBT AND IDENTITY OF THE Southwest Quarter of the Northeast ORIGINAL CREDITOR WITHIN THE Quarter (SW 1⁄4 of the NE 1⁄4) on an TIME PROVIDED BY LAW IS NOT a ssumed bearing of South 01 AFFECTED BY THIS ACTION. degrees 14 minutes 38 seconds West THE TIME ALLOWED BY LAW FOR a distance of 318.95 feet to the REDEMPTION BY THE MORTGAGOR, actual point of beginning of th e THE MORTGAGOR'S PERSONAL REPparcel being described, said point of RESENTATIVES OR ASSIGNS, MAY BE beginning also being the Southeast REDUCED TO FIVE WEEKS IF A JUDIcorner of the plat of Burnsville West, CIAL ORDER IS ENTERED UNDER as recorded; thence continuing MINNESOTA STATUTES, SECTION South 01 degrees 14 minutes 38 582.032, DETERMINING, AMONG seconds West along said East line a OTHER THINGS, THAT THE MORTdistance of 925.05 feet to a point GAGED PREMISES ARE IMPROVED 1362.00 feet Northerly from the WITH A RESIDENTIAL DWELLING OF Southeast corner of the Northwest LESS THAN FIVE UNITS, ARE NOT Quarter of the Southeast Quarter PROPERTY USED IN AGRICULTURAL (NW 1⁄4 of the SE 1⁄4) of said Section PRODUCTION, AND ARE ABANDONED. 14, as measured along the East line DATED: January 20, 2011 of the Northwest Quarter of the ASSIGNEE OF MORTGAGEE: Southeast Quarter (NW 1⁄4 of the SE Nationstar Mortgage LLC, f/k/a 1⁄4) and along the East line of the Centex Home Equity Company, Southwest Quarter of the Northeast LLC Quarter (SW 1⁄4 of the NE 1⁄4); thence Wilford & Geske, P.A. South 88 degrees 45 minutes 22 Attorneys for Assignee of Mortgagee seconds East a distance of 26.31 feet Lawrence A. Wilford to the West line of Block 5, Vista James A. Geske View 6th Addition, Dakota County, 8425 Seasons Parkway, Suite 105 Minnesota, as recorded and Woodbury, MN 55125-4393 monumented; thence North 00 (651) 209-3300 degrees 27 minutes 53 seconds East File Number: 018031F01 a distance of 925.13 feet along the 2482046 1/20-2/24/11 West line of said Block 5, Vista View 6th Addition and Block 1 and Frontage Road of Greenwood 2nd NOTICE OF MORTGAGE Addition, Dakota County, Minnesota FORECLOSURE SALE also known as Greenwood NOTICE IS HEREBY GIVEN that Condominium Number 74, Dakota default has occurred in the conditions County, Minnesota; thence North 88 of the following described mortgage: degrees 45 minutes 22 seconds West DATE OF MORTGAGE: April 19, 2007 a distance of 13.72 feet along the ORIGINAL PRINCIPAL AMOUNT OF Easterly extension of the South line MORTGAGE: $6,400,000.00 of Burnsville West, Dakota County, MORTGAGOR: Z114S, LLC, a MinneMinnesota, to the point of beginning. sota limited liability company Dakota County, Minnesota MORTGAGEE :C o l u m n F i n a n c i a l , Torrens Property Inc., a Delaware corporation Torrens Certificate No. 142120 DATE AND PLACE OF RECORDING: COUNTY IN WHICH PROPERTY IS Recorded May 9, 2007, Dakota County LOCATED: Dakota County, Minnesota Registrar of Titles, Document No. AMOUNT DUE AND CLAIMED TO BE 610255. DUE AS OF DATE OF NOTICE A S S I G N M E N T S O F M O R T G A G E : INCLUDING TAXES, IF ANY, PAID BY Assigned to: Wells Fargo Bank, N.A., as MORTGAGEE: $7,034,333.66. Trustee for the Registered Holders of PHYSICAL STREET ADDRESS, CITY Credit Suisse First Boston Mortgage AND ZIP CODE OF THE PREMISES: Securities Corp., Commercial Mort- 12901 County Road 5, Burnsville, MN 55337 gage Pass-Through Certificates, Series 12909 County Road 5, Burnsville, MN 55337 2007-C3, by Assignment of Mortgage 12917 County Road 5, Burnsville, MN 55337 and Security Agreement dated April 15, 12925 County Road 5, Burnsville, MN 55337 2009, which was duly filed of record in 12933 County Road 5, Burnsville, MN 55337 the Office of the Registrar of Titles, TAX PARCEL IDENTIFICATION Dakota County, Minnesota, on June NUMBER OF THE PREMISES: 26, 2009, as Document No. T646424, 02-01400-030-15 as assigned to Bank of America, N.A., The following Mortgagors have been as Trustee for the Registered Holders released from financial obligation on of Credit Suisse First Boston Mortgage the mortgage: None. Securities Corp., Commercial MortThat prior to the commencement of gage Pass-Through Certificates, Series, this mortgage foreclosure proceeding 2007-C3, by Assignment of Mortgage Assignee of Mortgagee complied with and Security Agreement and Assign- all pre-foreclosure requirements as ment of Leases and Rents dated June required by statute; 30, 2009, which was duly filed of That no action or proceeding has record in the Office for the Registrar of been instituted at law or otherwise to Titles, Dakota County, Minnesota, on r e c o v e r t h e d e b t s e c u r e d b y s a i d February 9, 2010, as Document No. mortgage, or any part thereof; T657920, as assigned to CSMC PURSUANT to the power of sale con2007-C3 Burnsville Apartments, LLC, a tained in said mortgage, all of the Delaware limited liability company, by p r o p e r t y t h a t i s d e s c r i b e d i n t h e Assignment of Mortgage and Other mortgage, both real and personal, Loan Documents dated April 9, 2010, i n c l u d i n g t h e a b o v e d e s c r i b e d which was duly filed of record in the property, will be sold by the Sheriff of Office of the Registrar of Titles, Dakota said county as follows: County, Minnesota, on April 14, 2010, DATE AND TIME OF SALE: 10:00 as Document No. T660473, as assigned a.m. Friday, March 4, 2011 to German American Capital CorporaPLACE OF SALE: D a k o t a C o u n t y t i o n b y A s s i g n m e n t o f S e c u r i t y Sheriff's Office, Law Enforcement Instrument dated July 9, 2010, which Center, 1580 Highway 55, Hastings, was duly filed of record in the Office of MN 55033 the Registrar of Titles, Dakota County, Minnesota, on July 26, 2010, as Document No. T665151, as assigned to ��

PUBLIC NOTICE

�� MN 55033 to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor, its personal representatives or assigns. Date: January 14, 2011 DAWN-BV, LLC, a Delaware limited liability company By: Oppenheimer Wolff & Donnelly LLP Attorneys for Dawn-BV, LLC By: /s/ Rebecca G. Sluss Rebecca G. Sluss Its: Attorney THIS DOCUMENT WAS DRAFTED BY: OPPENHEIMER WOLFF & DONNELLY LLP (RGS) 3300 Plaza VII 45 South Seventh Street Minneapolis, Minnesota 55402 Telephone: (612) 607-7000 2482614 1/20-2/24/11

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: December 07, 2005 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $298,500.00 MORTGAGOR(S): Vianny Rodriguez and Chandru Nandwani, husband and wife MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF REGISTERING: Registered: December 22, 2005 Dakota County Registrar of Titles Document Number: 581530 ASSIGNMENTS OF MORTGAGE: And assigned to: Aurora Loan Services, LLC Dated: October 26, 2010 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100025440002877352 Lender or Broker: Lehman Brothers Bank, FSB, A Federal Savings Bank Residential Mortgage Servicer: Aurora Loan Services, LLC Mortgage Originator: Not Applicable CERTIFICATE OF TITLE NUMBER: 130250 COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 12501 Dorchester Trl, Apple Valley, MN 55124-8684 Tax Parcel ID Number: 01-33850-010.02 LEGAL DESCRIPTION OF PROPERTY: Lot One (1), Block Two (2), Hunters Ridge AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $296,170.79 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; that this is registered property; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: March 18, 2011 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on September 18, 2011, or the next business day if September 18, 2011 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: February 03, 2011 ASSIGNEE OF MORTGAGEE: Aurora Loan Services, LLC Wilford & Geske, P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 015077F02 2495493 2/3-3/10/11

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN: That default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: July 14, 2006 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $160,000.00 MORTGAGOR(S): Colleen Canfield, as a single person MORTGAGEE: Mortgage Electronic Registration Systems, Inc. as nominee for Maribella Mortgage, LLC TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. MIN#: 100220710000124657 SERVICER: Ocwen Loan Servicing, LLC LENDER: Maribella Mortgage, LLC. DATE AND PLACE OF FILING: Dakota County Minnesota,Registrar of Title , on January 4, 2007, as Document No. 603682 ASSIGNED TO: HSBC Bank USA, N.A., as Trustee on behalf of ACE Securities Corp. Home Equity Loan Trust and for the registered holders of ACE Securities Corp. Home Equity Loan Trust, Series 2006-ASAP5, Asset Backed Pass-Through Certificates Dated: March 26, 2008 , and recorded April 8, 2008 by Document No. 626176. LEGAL DESCRIPTION OF PROPERTY: Unit No. 808, Common Interest Community No. 340, Springbrook Condominiums, Dakota County, Minnesota. PROPERTY ADDRESS: 11152 204th St W #808, Lakeville, MN 55044 PROPERTY I.D: 22-71390-808-05 COUNTY IN WHICH PROPERTY IS LOCATED: Dakota THE AMOUNT CLAIMED TO BE DUE ON THE MORTGAGE ON THE DATE OF THE NOTICE: One Hundred Forty-Three Thousand Seventy-Nine and 35/100 ($143,079.35) THAT no action or proceeding has been instituted at law to recover the debt secured by said mortgage, or any part thereof; that there has been compliance with all pre-foreclosure notice and acceleration requirements of said mortgage, and/or applicable statutes; PURSUANT, to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: 10:00 AM on March 22, 2011 PLACE OF SALE: Sheriff`s Main Office, Law Enforcement Center, 1580 Highway 55, Hastings MN 55033-2343 to pay the debt then secured by said mortgage and taxes, if any actually paid by the mortgagee, on the premises and the costs and disbursements allowed by law. The time allowed by law for redemption by said mortgagor(s), their personal representatives or assigns is 6 months from the date of sale. "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR`S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: February 3, 2011 HSBC Bank USA, N.A., as Trustee on behalf of ACE Securities Corp. Home Equity Loan Trust and for the registered holders of ACE Securities Corp. Home Equity Loan Trust, Series 2006-ASAP5, Asset Backed Pass-Through Certificates Randall S. Miller & Associates, PLLC Attorneys for Assignee of Mortgage/Mortgagee One Financial Plaza, 120 South Sixth Street, Suite 1100 Minneapolis, MN 55402 Phone: 612-573-3677 Our File No. 10MN00777-1 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. ASAP# 3892444 02/03/2011, 02/10/2011, 02/17/2011, 02/24/2011, 03/03/2011, 03/10/2011 2491753 2/3-3/10/11

PUBLIC NOTICE

GAGE IDENTIFICATION NUMBER ON MORTGAGE: 100021278926736229 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: U.S. Bancorp Advantage LLC RESIDENTIAL MORTGAGE SERVICER: U.S. Bank Home Mortgage MORTGAGED PROPERTY ADDRESS: 2578 136th Street West, Rosemount, MN 55068 TAX PARCEL I.D. #: 343207509810 LEGAL DESCRIPTION OF PROPERTY: Unit No. 98, Common Interest Community No. 489, A Condominium, Harmony East, Dakota County, Minnesota COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $118,733.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $124,519.86 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: March 3, 2011 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on September 6, 2011. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: January 11, 2011. U.S. Bank, N. A. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 19-1652 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2483543 1/20-2/24/11

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: January 04, 2006 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $157,500.00 MORTGAGOR(S): Scott A. Griefnow, an unmarried man MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded: January 31, 2006 Dakota County Recorder Document Number: 2401921 ASSIGNMENTS OF MORTGAGE: And assigned to: U. S. Bank National Association as Trustee Dated: January 10, 2011 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 10017520002893033 Lender or Broker: Mila, Inc. Residential Mortgage Servicer: GMAC Mortgage, LLC Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 141 16th Ave S, South Saint Paul, MN 55075-2139 Tax Parcel ID Number: 36 83900 210 03 LEGAL DESCRIPTION OF PROPERTY: Lot 20 except the South 5 feet thereof and Lot 21, Block 3, Wharton & Millers Addition to South St. Paul, according to the recorded plat thereof, in Dakota County, Minnesota. AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $173,075.97 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale con-

PURSUANT to the power of sale con tained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: March 04, 2011 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on September 04, 2011, or the next business day if September 04, 2011 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: January 20, 2011 ASSIGNEE OF MORTGAGEE: U. S. Bank National Association as Trustee Wilford & Geske, P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 018237F01 2479285 1/20-2/24/11

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: January 28, 2008 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $223,000.00 MORTGAGOR(S): Kari M. Mitchell and Robert F. Mitchell, wife and husband MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded: February 22, 2008 Dakota County Recorder Document Number: 2573656 ASSIGNMENTS OF MORTGAGE: And assigned to: Aurora Loan Services, LLC Dated: December 22, 2010 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100025440004037161 Lender or Broker: Lehman Brothers Bank, FSB Residential Mortgage Servicer: Aurora Loan Services, LLC Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 4400 Upper 135th St W, Rosemount, MN 55068-3321 Tax Parcel ID Number: 34-14100-020-02 LEGAL DESCRIPTION OF PROPERTY: Lot 2, Block 2, Birch View Terrace, Dakota County, Minnesota AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $224,260.34 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: March 04, 2011 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on September 04, 2011, or the next business day if September 04, 2011 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPT-

A DEBT COLLECTOR ATTEMPT ING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: January 20, 2011 ASSIGNEE OF MORTGAGEE: Aurora Loan Services, LLC Wilford & Geske, P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 018631F01 2483311 1/20-2/24/11

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE Notice is hereby given that default has occurred in the conditions of the following-described mortgage: Date of Mortgage: June 2, 2009 Original principal amount of mortgage: $72,500.00 Mortgagors: Carl A. Costanzo and Mary P. Costanzo, his wife, and Anthony T. Costanzo, an unmarried man. Mortgagee: Daniel J. Diebel as Trustee of the Rand Mortgage Company 401(k) Profit Sharing Plan and Trust Date and Place of Recording: Recorded on June 30, 2009 as Document No. 2667711 in the office of the County Recorder of Dakota County, Minnesota. The Mortgage has not been assigned. The Mortgage is upon real estate situated in Dakota County, Minnesota legally described as follows: The West 98 feet of Lots 1 and 2, Block 26, Jackson and Bidwell’s Addition to West St. Paul, Dakota County, Minnesota. The commonly used street address of the Mortgaged Premises is: 218 West Annapolis, West St. Paul, Minnesota 55118. All pre-foreclosure requirements have been complied with, and no action or proceeding has been instituted at law or otherwise to recover the debt secured by such Mortgage or any part thereof. The amount claimed to be due on the date of this Notice is: $77,005.42. Pursuant to the Power of Sale contained in said Mortgage, the above-described Property will be sold by the Sheriff of said County as follows: Date and time of sale: March 11, 2011 at 11:00 a.m. Place of sale: Dakota County Law Enforcement Center, 1580 Highway 55, Hastings, MN 55033 to pay the debt secured by said Mortgage and taxes, if any on said Premises and the costs and disbursements, including attorney fees allowed by law. The time allowed by law for redemption by the Mortgagor, the Mortgagor’s personal representatives or assigns is 6 months after the date of sale. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR’S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINN. STAT. § 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN 5 UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. Dated: January 17, 2011 This notice is issued by: Daniel J. Diebel as Trustee of the Rand Mortgage Company 401(k) Profit Sharing Plan and Trust Attorney for Mortgagee: Fred A. Kueppers, Jr. (A.R. 58841) Kueppers, Kronschnabel & Daly, P.A. Attorneys for Mortgagee 101 East Fifth Street, Suite 2300 St. Paul, MN 55101 Phone: (651) 222-5000 2485531 1/27-3/3/11

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: November 10, 2004 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $134,400.00 MORTGAGOR(S): Lindsay M Eckloff, an unmarried woman, nka Lindsay M Rimpila, and Reed C. Rimpila, an unmarried man MORTGAGEE: World Savings Bank, FSB DATE AND PLACE OF RECORDING: Recorded: December 07, 2004 Dakota County Recorder Document Number: 2273625 Transaction Agent: Not Applicable Transaction Agent Mortgage Identifi-

Transaction Agent Mortgage Identifi cation Number: Not Applicable Lender or Broker: World Savings Bank, FSB Residential Mortgage Servicer: Wachovia Mortgage, FSB Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 509 Simione Ct, Northfield, MN 55057-1379 Tax Parcel ID Number: 43-52100-110-02 LEGAL DESCRIPTION OF PROPERTY: Lot 11, Block 2, North Ridge Addition, according to the plat thereof now on file and of record in the Office of the Dakota County Recorder in and for said County and State. AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $157,451.30 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: March 04, 2011 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on September 04, 2011, or the next business day if September 04, 2011 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: January 20, 2011 MORTGAGEE: Wells Fargo Bank, N.A. also known as Wachovia Mortgage, a division of Wells Fargo Bank, N.A., and formerly known as Wachovia Mortgage, FSB, formerly known as World Savings Bank, FSB Wilford & Geske, P.A. Attorneys for Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 013647F02 2480268 1/20-2/24/11

PUBLIC NOTICE

��

LOT 15, BLOCK 1, SUMMIT HILL. COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $262,290.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $241,236.89 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: March 8, 2011 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on September 8, 2011. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: January 10, 2011. U.S. Bank, N. A. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 19-1713 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2483563 1/20-2/24/11

PUBLIC NOTICE

PURSUANT to the power of sale con tained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: March 11, 2011 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on September 12, 2011. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: January 12, 2011. Chase Home Finance LLC Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 30-8551 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2483703 1/20-2/24/11

PUBLIC NOTICE

the date on or before which the mort gagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on September 12, 2011. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: January 12, 2011. Chase Home Finance LLC Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 30-10054 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2483739 1/20-2/24/11

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: May 13, 2003 MORTGAGOR: M a r k D . S n y d e r , a single person. MORTGAGEE: J P M o r g a n C h a s e Bank, N.A. as successor by purchase by FDIC as receiver for Washington Mutual Bank f/k/a Washington Mutual Bank, FA. DATE AND PLACE OF RECORDING: Recorded June 19, 2003, Dakota County Recorder, Document No. 2066273. ASSIGNMENTS OF MORTGAGE: NONE TRANSACTION AGENT: NONE TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: NONE LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Washington Mutual Bank, FA RESIDENTIAL MORTGAGE SERVICER: Chase Home Finance LLC MORTGAGED PROPERTY ADDRESS: 4438 Cinnamon Ridge Trail, Eagan, MN 55122 TAX PARCEL I.D. #: 10-17404-011-01 LEGAL DESCRIPTION OF PROPERTY: That part of Lot 1, Block 1, Cinnamon Ridge 5th Addition, City of Eagan, Dakota County, Minnesota, lying easterly of a line drawn from a point on the south line of said Lot 1, distant 32.00 feet West of the southeast corner thereof to a point on the north line of said Lot 1, distant 32.00 feet West of the northeast corner thereof. COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $128,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $113,991.36 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: March 8, 2011 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on September 8, 2011. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED

GAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: January 12, 2011. JPMorgan Chase Bank, N.A. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 60-3457 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2483689 1/20-2/24/11

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: November 13, 2006 MORTGAGOR: M i c h a e l S o k o t o , a married person. MORTGAGEE: Mortgage Electronic Registration Systems, Inc.. DATE AND PLACE OF RECORDING: Recorded November 28, 2006, Dakota County Recorder, Document No. 2477986. ASSIGNMENTS OF MORTGAGE: Assigned to: THE BANK OF NEW YORK MELLON F/K/A THE BANK OF NEW YORK AS TRUSTEE FOR THE CERTIFICATEHOLDERS CWABS, INC. ASSET-BACKED CERTIFICATES, SERIES 2006- 25, Dated: October 9, 2008, Recorded: October 30, 2008, Document No. 2620631. TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100015700074923091 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: America's Wholesale Lender RESIDENTIAL MORTGAGE SERVICER: BAC Home Loans Servicing L.P. MORTGAGED PROPERTY ADDRESS: 15936 Granada Avenue, Apple Valley, MN 55124 TAX PARCEL I.D. #: 014910403004 LEGAL DESCRIPTION OF PROPERTY: Lot 3, Block 4, Morningview 5th Addition, Dakota County, Minnesota. COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $143,920.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $179,416.97 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: March 10, 2011 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on September 12, 2011. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: January 12, 2011. The Bank of New York Mellon, as Trustee Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 18-230 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2482431 1/20-2/24/11

�� Identifi �� Transaction Agent Mortgage

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: O c t o b e r 2 8 , 2005 MORTGAGORS: Javier Macias and Erica M. Angulo, Both Single. MORTGAGEE: Mortgage Electronic Registration Systems, Inc.. DATE AND PLACE OF RECORDING: Recorded November 8, 2005, Dakota County Recorder, Document No. 2379353. ASSIGNMENTS OF MORTGAGE: Assigned to: Chase Home Finance LLC, Dated: January 24, 2011. TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100020000307013791 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Burnet Home Loans RESIDENTIAL MORTGAGE SERVICER: Chase Home Finance LLC MORTGAGED PROPERTY ADDRESS: 19371 Embers Avenue, Farmington, MN 55024 TAX PARCEL I.D. #: 141250206002 LEGAL DESCRIPTION OF PROPERTY: Lot 6, Block 2, Autumn Glen 3rd Addition COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $249,450.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $237,707.72 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: March 25, 2011 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on September 26, 2011. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: January 26, 2011. Chase Home Finance LLC Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 30-10063 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2497125 2/3-3/10/11

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: March 30, 2007 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $167,350.00 MORTGAGOR(S): William Spanhanks and Sarah Spanhanks, husband and wife MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded: April 12, 2007 Dakota County Recorder Document Number: 2509319 ASSIGNMENTS OF MORTGAGE: And assigned to: BAC HOME LOANS SERVICING, LP Dated: January 04, 2011 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identifi-

cation Number: 100103210000162601 Lender or Broker: Prime Mortgage Corporation Residential Mortgage Servicer: BAC Home Loans Servicing, L.P. Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 482 Tiffany Dr, Hastings, MN 55033-3980 Tax Parcel ID Number: 19-16402-070-01 LEGAL DESCRIPTION OF PROPERTY: Lot 7, Block 1, Cari Park Third Addition, Dakota County, Minnesota. AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $166,252.45 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: March 04, 2011 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on September 04, 2011, or the next business day if September 04, 2011 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: January 20, 2011 ASSIGNEE OF MORTGAGEE: BAC HOME LOANS SERVICING, LP Wilford & Geske, P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 018748F01 2478563 1/20-2/24/11

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: November 06, 2006 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $156,000.00 MORTGAGOR(S): Thane T. Truax and Vicki K. Truax, husband and wife and Thomas E. Truax, a single man MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded: November 15, 2006 Dakota County Recorder Document Number: 2475815 ASSIGNMENTS OF MORTGAGE: And assigned to: Nationstar Mortgage, LLC. Dated: January 06, 2011 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100013800909470458 Lender or Broker: GreenPoint Mortgage Funding, Inc. Residential Mortgage Servicer: Nationstar Mortgage, LLC Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 620 8th Ave S, South Saint Paul, MN 55075-2708 Tax Parcel ID Number: 36 75100 250 21 LEGAL DESCRIPTION OF PROPERTY: Lot 25, Block 21, Tarbox Addition to St. Paul, Dakota County, Minnesota. AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $154,560.51 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold

��

�� gagor(s) �� vacate the property if the must mortgage is not reinstated under sec�� above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: March 04, 2011 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on September 04, 2011, or the next business day if September 04, 2011 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: January 20, 2011 ASSIGNEE OF MORTGAGEE: Nationstar Mortgage, LLC. Wilford & Geske, P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 018362F01 2477710 1/20-2/24/11

PUBLIC NOTICE

tion 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on September 6, 2011. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE:None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: January 7, 2011. CitiMortgage, Inc. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 10-5247 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2477901 1/20-2/24/11

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE:March 9, 2006 MORTGAGOR: J o h n M . C l a n c y , a single person. MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded June 7, 2006, Dakota County Recorder, Document No. 2435786. ASSIGNMENTS OF MORTGAGE: Assigned to: Chase Home Finance, LLC, Dated: January 10, 2011. TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100015901074400557 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: CTX Mortgage Company, LLC RESIDENTIAL MORTGAGE SERVICER: Chase Home Finance LLC MORTGAGED PROPERTY ADDRESS: 1882 13th Street West, Hastings, MN 55033 TAX PARCEL I.D. #: 195860080210 LEGAL DESCRIPTION OF PROPERTY: Unit No. 802, Common Interest Community No. 511, a condominium, Prairie Ridge, Dakota County, Minnesota. COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $143,550.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $138,471.20 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: March 11, 2011 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on September 11, 2011. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: January 12, 2011. Chase Home Finance LLC Mortgagee/Assignee of Mortgagee

Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 30-10085 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2483796 1/20-2/24/11

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. Notice is hereby given that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: August 10, 2006 MORTGAGORS: Dale M. Johnson and Jacqueline M. Johnson, husband and wife MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded: August 31, 2006 Dakota County Recorder Document #: 2458128 ASSIGNMENTS OF MORTGAGE: Said mortgage was assigned to Wells Fargo Bank, N.A., as Trustee for Carrington Mortgage Loan Trust, Series 2007-RFC1, Asset-Backed Pass-Through Certificates on October 4, 2010 and said assignment was recorded on October 4, 2010 and given document number 2756526 LEGAL DESCRIPTION OF PROPERTY: LOT 38, BLOCK 1, GREENLEAF ELEVENTH ADDITION, ACCORDING TO THE RECORDED PLAT THEREOF, AND SITUATED IN DAKOTA COUNTY, MINNESOTA. PARCEL ID #: 01-31010-380-01 PROPERTY ADDRESS: 5171 West 142nd Path West, Apple Valley, Minnesota 55124 TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT ID NO.: 100077910006779827 CURRENT MORTGAGE SERVICER: Carrington Mortgage Services, Inc. COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $232,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY PAID BY MORTGAGEE: $254,512.99 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; that no Mortgagors have been released from financial obligation on said Mortgage; that no action or proceeding has been instituted by law to recover that debt secured by said Mortgage, or any part thereof; that all conditions precedent to foreclose of the Mortgage and acceleration of the debt secures thereby have been fulfilled; PURSUANT to the power of sale therein contained, said Mortgage will be foreclosed and the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: March 24, 2011 at 10:00 am PLACE OF SALE: Dakota County Law Enforcement Center, Lobby S-100, 1580 Highway 55, Hastings, MN 55033 to pay the debt the debt then secured by the Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law, subject to redemption within six (6) months from the date of sale by the mortgagors, their personal representatives or assigns. DATE TO VACATE PROPERTY: The date on or before which the mortgagor must vacate the property if the mortgage is not reinstated under Minnesota Statutes section 580.30 of the property redeemed under Minnesota Statutes sections 580.23 is September 24, 2011 at 11:59 p.m. If the foregoing date is Saturday, Sunday, or a legal holiday, then the date to vacate is the next business day at 11:59 p.m. MORTGAGORS RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. Dated: January 19, 2011 Wells Fargo Bank, N.A., as Trustee for Carrington Mortgage Loan Trust, Series 2007-RFC1, AssetBacked Pass-Through Certificates Mortgagee Kenneth J. Johnson Minnesota State Bar No. 0246074 Johnson, Blumberg & Associates, LLC Attorney for Mortgagee 230 W. Monroe St., Ste. 1125 Chicago, IL 60606 Phone 312-541-9710 Fax 312-541-9711 2497261 2/3-3/10/11

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: J u n e 1 5 , 2006 MORTGAGORS: J o y c e G r a v e s a n d Jonathan F. Graves, husband and wife. MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Registered September 26, 2006, Dakota County Registrar of Titles, Document No. 598419, Certificate of Title No. 140991. ASSIGNMENTS OF MORTGAGE: Assigned to: Chase Home Finance, LLC, Dated: January 24, 2011. Said Mortgage being Registered Land. TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100010401446885531 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: SunTrust Mortgage, Inc. RESIDENTIAL MORTGAGE SERVICER: Chase Home Finance LLC MORTGAGED PROPERTY ADDRESS: 12912 16th Avenue South, Burnsville, MN 55337 TAX PARCEL I.D. #: 02-31100-320-01 LEGAL DESCRIPTION OF PROPERTY: Lot 32, Block 1 in Grosse Pointe First Addition, Dakota County, Minnesota. COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $229,250.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $223,493.99 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: March 22, 2011 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on September 22, 2011. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: January 26, 2011. Chase Home Finance LLC Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 30-10070 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2497215 2/3-3/10/11

PUBLIC NOTICE

Assigned to: Deutsche Bank National Trust Company, as Trustee for Argent Securities Inc., Asset-Backed Pass-Through Certificates, Series 2005-W5, under the Pooling and Servicing Agreement Dated December 1, 2005, Dated: February 11, 2009, Recorded: February 17, 2009, Document No. 2637664. TRANSACTION AGENT: NONE TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: NONE LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Argent Mortgage Company, LLC RESIDENTIAL MORTGAGE SERVICER: American Home Mortgage Servicing, Inc MORTGAGED PROPERTY ADDRESS: 3249 Valley Ridge Drive, Eagan, MN 55121 TAX PARCEL I.D. #: 104130007307 LEGAL DESCRIPTION OF PROPERTY: Unit 73, Common Interest Community Number 347, A planned community, Valley Ridge Townhomes, Dakota County, Minnesota. COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $144,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $161,124.83 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: March 10, 2011 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on September 12, 2011 . MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: January 12, 2011. Deutsche Bank National Trust Company, as trustee Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 40-3083 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2483522 1/20-2/24/11

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: December 18, 2006 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $164,000.00 MORTGAGOR(S): Robert J Sobaszkiewicz and Sheri L Sobaszkiewicz, husband and wife MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded: January 12, 2007 Dakota County Recorder Document Number: 2487703 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100013800914586959 Lender or Broker: GreenPoint Mortgage Funding, Inc. Residential Mortgage Servicer: Aurora Loan Services, LLC Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 1400 8th Ave S, South Saint Paul, MN 55075-3316 Tax Parcel ID Number: 36 32100 020 13 LEGAL DESCRIPTION OF PROPERTY: Lot 1 and the North 10 feet of Lot 2, Block 13, Hause's Addition to South St. Paul, Dakota County, Minnesota.

sota. AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $191,077.16 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: March 04, 2011 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on September 04, 2011, or the next business day if September 04, 2011 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: January 20, 2011 MORTGAGEE: Mortgage Electronic Registration Systems, Inc. Wilford & Geske, P.A. Attorneys for Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 018305F01 2481670 2481670 1/20-2/24/11

PUBLIC NOTICE

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DATE AND TIME OF SALE: March 9, 2011 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on September 9, 2011. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: January 14, 2011. Chase Home Finance LLC Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 30-10102 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2483831 1/20-2/24/11

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: March 28, 2006 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $232,000.00 MORTGAGOR(S): Jolie Perez, an unmarried woman and Matthew Wojcik,an unmarried man MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded: May 18, 2006 Dakota County Recorder Document Number: 2430707 ASSIGNMENTS OF MORTGAGE: And assigned to: US Bank National Association as Trustee Dated: January 08, 2011 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 1001752-0000296598-9 Lender or Broker: MILA, Inc. Residential Mortgage Servicer: GMAC Mortgage, LLC Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 6125 175th St W, Farmington, MN 55024-8975 Tax Parcel ID Number: 22 48103 100 02 LEGAL DESCRIPTION OF PROPERTY: Lot 10, Block 2, Meadow Brook Fourth Addition, Dakota County, Minnesota. AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $236,127.60 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: March 04, 2011 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on September 04, 2011, or the next business day if September 04, 2011 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION.

AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: January 20, 2011 ASSIGNEE OF MORTGAGEE: US Bank National Association as Trustee Wilford & Geske, P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 018167F01 2479298 1/20-2/24/11

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE:M a r c h 2 1 , 2001 MORTGAGORS:Michael P. Liegl and Sara J. Liegl, husband and wife. MORTGAGEE:L a k e l a n d M o r t g a g e Corporation. DATE AND PLACE OF RECORDING: Recorded May 23, 2001, Dakota County Recorder, Document No. 1776744. ASSIGNMENTS OF MORTGAGE: Assigned to: Principal Residential Mortgage, Inc., Dated: March 21, 2001, Recorded: May 23, 2001, Document No. 1776745. And thereafter assigned to: Mortgage Electronic Registration Systems, Inc., Dated: April 2, 2001, Recorded: November 26, 2001, Document No. 1833297. And thereafter assigned to: CitiMortgage, Inc., Dated: March 25, 2007, Recorded: March 28, 2007, Document No. 2505878. TRANSACTION AGENT: NONE TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: NONE LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Lakeland Mortgage Corporation RESIDENTIAL MORTGAGE SERVICER: CitiMortgage, Inc. MORTGAGED PROPERTY ADDRESS: 124 9th Avenue North, South Saint Paul, MN 55075 TAX PARCEL I.D. #: 368430014003 LEGAL DESCRIPTION OF PROPERTY: Lot 14, Block 3, Windsor Addition to South St. Paul, Minn. COUNTY IN WHICH PROPERTY IS LOCATED:Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE:$142,201.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE:$126,363.30 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: March 4, 2011 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on September 6, 2011 . MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE:None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: January 6, 2011. CitiMortgage, Inc. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P.

USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 10-5254 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2477891 1/20-2/24/11

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. Notice is hereby given that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: October 13, 2006 MORTGAGORS: Stephen Edquist and Oral Edquist, husband and wife MORTGAGEE: U.S. Bank National Association ND DATE AND PLACE OF RECORDING: Recorded: October 31, 2006 Dakota County Recorder Document #: 2472336 ASSIGNMENTS OF MORTGAGE: None LEGAL DESCRIPTION OF PROPERTY: LOT 51, BLOCK 1, MORNING VIEW 7TH ADDITION, DAKOTA COUNTY, MINNESOTA. PARCEL ID #: 01-49106-510-01 P R O P E R T Y A D D R E S S : 15899 Gooseberry Way, Apple Valley, Minnesota 55124 TRANSACTION AGENT: N/A TRANSACTION AGENT ID NO.: N/A CURRENT MORTGAGE SERVICER: U.S. Bank National Association ND COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $186,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY PAID BY MORTGAGEE: $192,582.86 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; that no Mortgagors have been released from financial obligation on said Mortgage; that no action or proceeding has been instituted by law to recover that debt secured by said Mortgage, or any part thereof; that all conditions precedent to foreclose of the Mortgage and acceleration of the debt secures thereby have been fulfilled; PURSUANT to the power of sale therein contained, said Mortgage will be foreclosed and the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: March 24, 2011 at 10:00 am PLACE OF SALE: Dakota County Law Enforcement Center, Lobby S-100, 1580 Highway 55, Hastings, MN 55033 to pay the debt the debt then secured by the Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law, subject to redemption within six (6) months from the date of sale by the mortgagors, their personal representatives or assigns. DATE TO VACATE PROPERTY: The date on or before which the mortgagor must vacate the property if the mortgage is not reinstated under Minnesota Statutes section 580.30 nor the property redeemed under Minnesota Statutes sections 580.23 is September 24, 2011 at 11:59 p.m. If the foregoing date is Saturday, Sunday, or a legal holiday, then the date to vacate is the next business day at 11:59 p.m. MORTGAGORS RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. Dated: January 19, 2011 U.S. Bank National Association ND Mortgagee Kenneth J. Johnson Minnesota State Bar No. 0246074 Johnson, Blumberg & Associates, LLC Attorney for Mortgagee 230 W. Monroe St., Ste. 1125 Chicago, IL 60606 Phone 312-541-9710 Fax 312-541-9711 2497302 2/3-3/10/11

PUBLIC NOTICE

NOTICE OF ASSOCIATION LIEN FORECLOSURE SALE Date: January 14, 2011. YOU ARE NOTIFIED THAT: 1. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. 2. THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMA-

COLLECT A DEBT. ANY INFORMA TION OBTAINED WILL BE USED FOR THAT PURPOSE. 3. Default has occurred in the conditions of that Declaration dated April 9, 1985, and filed for record in the office of the County Recorder of Dakota County, Minnesota, as Document No. 683873 (hereinafter the “Declaration”), which covers the following described real property located in Dakota County, Minnesota: Lot 60, Block 1, Thomas Lake Heights 2nd Addition. 4. The above described land is not registered land. 5. Pursuant to the Declaration, said debt creates a lien upon the above described premises in favor of Horizon Hills Home Owners Association, as evidenced by a Lien Statement dated April 8, 2010, and filed in the office of the County Recorder of Dakota County, Minnesota, on April 9, 2010, as Document No. 2723987. 6. Pursuant to the Declaration, there is claimed to be due and owing on the lien as of the date hereof by Darlene A. Berve and Geraldine L. Edwards to Horizon Hills Home Owners Association, a Minnesota non-profit corporation, the principal amount of $1,524.30 for assessments, late charges and legal fees, plus additional assessments, legal fees and other amounts that accrue thereafter, including the costs of foreclosure. 7. No other action or proceeding at law is now pending to recover said debt. 8. All conditions precedent to foreclosure of the lien have been fulfilled. 9. By virtue of the power of sale granted by the owners in taking title to the above described premises, said lien will be foreclosed, and the above described real property will be sold by the Sheriff of Dakota County, Minnesota, at public auction on March 10, 2011, at 10:00 a.m. at the Dakota County Sheriff's Office, 1580 Highway 55, in the City of Hastings, County of Dakota, State of Minnesota. 10. The time allowed by law for redemption by the owners or the owners’ personal representatives or assigns is six months after the date of sale. 11. If the amount due is not reinstated under Minn. Stat. §580.30, or the property redeemed under Minn. Stat. §580.23, the owners must vacate the property on or before 11:59 p.m. on September 10, 2011, or the next business day if September 10, 2011, falls on a Saturday, Sunday or legal holiday. 12. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE OWNERS OR THE OWNERS’ PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION AND ARE ABANDONED. 13. Said owners have not been released from their financial obligation to pay said amount. 14. The foreclosing party, to the best of its knowledge, provides the following information regarding the subject premises: (a) The physical street address, city, and zip code of the premises are: 1602 Clemson Drive, Unit A, Eagan, Minnesota, 55122. (b) The tax parcel identification number of the subject premises is 10-75951-600-01. HORIZON HILLS HOME OWNERS ASSOCIATION /s/ Anna C. Mickelson ANNA C. MICKELSON, Atty. I.D. #347814 MURNANE BRANDT Attorneys for Homeowners Association 30 East Seventh Street, Suite 3200 St. Paul, Minnesota 55101 Telephone (651) 227-9411 2481699 1/20-2/24/11

PUBLIC NOTICE

��

�� at law instituted VICER: CitiMortgage, Inc. �� proceeding�� has been �� MORTGAGED PROPERTY ADDRESS: o r o t h e r w i s e t o r e c o v e r t h e d e b t 991 Livingston Avenue, West Saint secured by said mortgage, or any part thereof; Paul, MN 55118 PURSUANT to the power of sale conTAX PARCEL I.D. #: 42-48100-110-07 LEGAL DESCRIPTION OF PROP- tained in said mortgage, the above described property will be sold by the ERTY: LOT 11, BLOCK 7, B. MICHEL'S Sheriff of said county as follows: DATE AND TIME OF SALE: March ADDITION TO WEST ST. PAUL, ACCORDING TO THE RECORDED 11, 2011 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , PLAT THEREOF. COUNTY IN WHICH PROPERTY IS Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF to pay the debt then secured by said Mortgage, and taxes, if any, on said MORTGAGE: $136,000.00 AMOUNT DUE AND CLAIMED TO BE premises, and the costs and disburseDUE AS OF DATE OF NOTICE, INCLUD- m e n t s , i n c l u d i n g a t t o r n e y s ' f e e s ING TAXES, IF ANY, PAID BY MORT- allowed by law subject to redemption within six (6) months from the date of GAGEE: $136,557.97 That prior to the commencement of said sale by the mortgagor(s), their this mortgage foreclosure proceeding personal representatives or assigns Mortgagee/Assignee of Mortgagee com- unless reduced to Five (5) weeks under plied with all notice requirements as MN Stat. §580.07. required by statute; That no action or TIME AND DATE TO VACATE PROPproceeding has been instituted at law E R T Y : I f t h e r e a l e s t a t e i s a n o r o t h e r w i s e t o r e c o v e r t h e d e b t owner-occupied, single-family dwellsecured by said mortgage, or any part ing, unless otherwise provided by law, thereof; the date on or before which the mortPURSUANT to the power of sale con- gagor(s) must vacate the property if the tained in said mortgage, the above mortgage is not reinstated under secdescribed property will be sold by the tion 580.30 or the property is not Sheriff of said county as follows: redeemed under section 580.23 is DATE AND TIME OF SALE: March 4, 11:59 p.m. on September 12, 2011. 2011 at 10:00 AM MORTGAGOR(S) RELEASED FROM PLACE OF SALE: S h e r i f f ' s O f f i c e , FINANCIAL OBLIGATION ON MORTLaw Enforcement Center, 1580 Hwy GAGE: None 55, Lobby #S-100, Hastings, MN "THE TIME ALLOWED BY LAW FOR to pay the debt then secured by said REDEMPTION BY THE MORTGAGOR, Mortgage, and taxes, if any, on said THE MORTGAGOR'S PERSONAL REPpremises, and the costs and disburse- RESENTATIVES OR ASSIGNS, MAY BE m e n t s , i n c l u d i n g a t t o r n e y s ' f e e s REDUCED TO FIVE WEEKS IF A JUDIallowed by law subject to redemption CIAL ORDER IS ENTERED UNDER within six (6) months from the date of MINNESOTA STATUTES, SECTION said sale by the mortgagor(s), their 5 8 2 . 0 3 2 , D E T E R M I N I N G , A M O N G personal representatives or assigns OTHER THINGS, THAT THE MORTunless reduced to Five (5) weeks under GAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF MN Stat. §580.07. TIME AND DATE TO VACATE PROP- LESS THAN FIVE UNITS, ARE NOT E R T Y : I f t h e r e a l e s t a t e i s a n PROPERTY USED IN AGRICULTURAL owner-occupied, single-family dwell- P R O D U C T I O N , A N D A R E ing, unless otherwise provided by law, ABANDONED." Dated: January 12, 2011. the date on or before which the mortChase Home Finance LLC gagor(s) must vacate the property if the Mortgagee/Assignee of Mortgagee mortgage is not reinstated under section 580.30 or the property is not USSET, WEINGARDEN AND LIEBO, P.L.L.P. redeemed under section 580.23 is Attorneys for Mortgagee/Assignee of Mortgagee 11:59 p.m. on September 6, 2011. MORTGAGOR(S) RELEASED FROM 4500 Park Glen Road #300 FINANCIAL OBLIGATION ON MORT- Minneapolis, MN 55416 (952) 925-6888 GAGE: None 30-9022 "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THIS IS A COMMUNICATION FROM THE MORTGAGOR'S PERSONAL REP- A DEBT COLLECTOR. 1/20-2/24/11 RESENTATIVES OR ASSIGNS, MAY BE 2483773 REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION NOTICE OF MORTGAGE 582.032, DETERMINING, AMONG FORECLOSURE SALE OTHER THINGS, THAT THE MORTTHE RIGHT TO VERIFICATION GAGED PREMISES ARE IMPROVED OF THE DEBT AND IDENTITY OF WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT THE ORIGINAL CREDITOR WITHIN PROPERTY USED IN AGRICULTURAL THE TIME PROVIDED BY LAW IS P R O D U C T I O N , A N D A R E NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that ABANDONED." default has occurred in conditions of Dated: January 7, 2011. the following described mortgage: CitiMortgage, Inc. DATE OF MORTGAGE: December 15, Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. 2006 MORTGAGORS: Julie A. Olson and Attorneys for Mortgagee/Assignee of David C. Olson, Wife and Husband. Mortgagee MORTGAGEE: Mortgage Electronic 4500 Park Glen Road #300 Registration Systems, Inc.. Minneapolis, MN 55416 DATE AND PLACE OF RECORDING: (952) 925-6888 Recorded January 4, 2007, Dakota 10-2253 THIS IS A COMMUNICATION FROM C o u n t y R e c o r d e r , D o c u m e n t N o . 2485871. A DEBT COLLECTOR. ASSIGNMENTS OF MORTGAGE: 2483760 1/20-2/24/11 Assigned to: U.S. Bank, N.A., Dated: December 15, 2010. TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. NOTICE OF MORTGAGE TRANSACTION AGENT'S MORTFORECLOSURE SALE THE RIGHT TO VERIFICATION GAGE IDENTIFICATION NUMBER ON OF THE DEBT AND IDENTITY OF MORTGAGE: 100249120000101324 LENDER OR BROKER AND MORTTHE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS G A G E O R I G I N A T O R S T A T E D O N MORTGAGE: Marketplace Home MortNOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that gage, LLC default has occurred in conditions of RESIDENTIAL MORTGAGE SERthe following described mortgage: VICER: U.S. Bank Home Mortgage MORTGAGED PROPERTY ADDRESS: DATE OF MORTGAGE: April 17, 2007 MORTGAGORS: Derek J. Erickson 8024 157th Street West, Apple Valley, and Lisa O. Erickson, husband and MN 55124 wife. TAX PARCEL I.D. #: 014580102005 MORTGAGEE: Mortgage Electronic LEGAL DESCRIPTION OF PROPRegistration Systems, Inc. ERTY: Lot 2, Block 5, Longridge Second DATE AND PLACE OF RECORDING: Recorded May 4, 2007, Dakota County Addition COUNTY IN WHICH PROPERTY IS Recorder, Document No. 2514264. A S S I G N M E N T S O F M O R T G A G E : LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF Assigned to: Chase Home Finance, L L C , D a t e d : S e p t e m b e r 3 , 2 0 1 0 , MORTGAGE: $197,300.00 AMOUNT DUE AND CLAIMED TO BE Recorded: September 8, 2010, DocuDUE AS OF DATE OF NOTICE, INCLUDment No. 2751113. TRANSACTION AGENT: Mortgage ING TAXES, IF ANY, PAID BY MORTElectronic Registration Systems, Inc. GAGEE: $199,906.78 TRANSACTION AGENT'S MORTThat prior to the commencement of GAGE IDENTIFICATION NUMBER ON this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee comMORTGAGE: 100015901074409723 LENDER OR BROKER AND MORT- plied with all notice requirements as G A G E O R I G I N A T O R S T A T E D O N required by statute; That no action or MORTGAGE: CTX Mortgage Company, proceeding has been instituted at law or otherwise to recover the debt LLC R E S I D E N T I A L M O R T G A G E S E R - secured by said mortgage, or any part VICER: Chase Home Finance LLC thereof; MORTGAGED PROPERTY ADDRESS: PURSUANT to the power of sale con4745 159th Street West, Apple Valley, tained in said mortgage, the above described property will be sold by the MN 55124 TAX PARCEL I.D. #: 01-18060-050-10 Sheriff of said county as follows: LEGAL DESCRIPTION OF PROPDATE AND TIME OF SALE: March 3, ERTY: 2011 at 10:00 AM LOT 5, BLOCK 10, COBBLESTONE PLACE OF SALE: S h e r i f f ' s O f f i c e , L A K E S O U T H S H O R E , D A K O T A Law Enforcement Center, 1580 Hwy COUNTY, MINNESOTA. 55, Lobby #S-100, Hastings, MN COUNTY IN WHICH PROPERTY IS to pay the debt then secured by said LOCATED: Dakota Mortgage, and taxes, if any, on said ORIGINAL PRINCIPAL AMOUNT OF premises, and the costs and disbursements, including attorneys' fees MORTGAGE: $414,276.00 AMOUNT DUE AND CLAIMED TO BE allowed by law subject to redemption DUE AS OF DATE OF NOTICE, INCLUD- within six (6) months from the date of ING TAXES, IF ANY, PAID BY MORT- said sale by the mortgagor(s), their GAGEE: $454,293.59 personal representatives or assigns That prior to the commencement of unless reduced to Five (5) weeks under this mortgage foreclosure proceeding MN Stat. §580.07. Mortgagee/Assignee of Mortgagee comTIME AND DATE TO VACATE PROPplied with all notice requirements as E R T Y : I f t h e r e a l e s t a t e i s a n required by statute; That no action or proceeding has been instituted at law ��

PUBLIC NOTICE

�� LESS �� THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL �� ERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on September 6, 2011. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: January 6, 2011. U.S. Bank, N. A. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 19-1670 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2483635 1/20-2/24/11

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: August 16, 2005 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $151,920.00 MORTGAGOR(S): Robert D. Ring, a single person MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded: September 07, 2005 Dakota County Recorder Document Number: 2358775 ASSIGNMENTS OF MORTGAGE: And assigned to: U.S. Bank National Association Dated: September 09, 2010 Recorded: September 14, 2010 Dakota County Recorder Document Number: 2752264 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100021268000283552 Lender or Broker: Bankers Mortgage Company, LLC Residential Mortgage Servicer: U.S. Bank Home Mortgage Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 620 Pleasant Dr, Hastings, MN 55033-1574 Tax Parcel ID Number: 19-83900-001-03 LEGAL DESCRIPTION OF PROPERTY: Unit No. 1, Whippoorwill Ridge Condominium, Common Interest Community No. 238, Dakota County, Minnesota. AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $157,555.27 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: March 04, 2011 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on September 04, 2011, or the next business day if September 04, 2011 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT

PRODUCTION, AND ARE ABANDONED. DATED: January 20, 2011 ASSIGNEE OF MORTGAGEE: U.S. Bank National Association Wilford & Geske, P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 016753F02 2481483 1/20-2/24/11

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: November 30, 2004 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $193,200.00 MORTGAGOR(S): Jose A. Aguilar Pineda and Mirna Galdamez, husband and wife MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded: December 28, 2004 Dakota County Recorder Document Number: 2280122 ASSIGNMENTS OF MORTGAGE: And assigned to: THE BANK OF NEW YORK MELLON FKA THE BANK OF NEW YORK,AS TRUSTEE FOR THE CERTIFICATEHOLDERS OF THE CWALT, INC., ALTERNATIVE LOAN TRUST2004-32CB MORTGAGE PASS-THROUGH CERTIFICATES, SERIES 2004-32CB Dated: January 20, 2011 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 1000157-0004456553-5 Lender or Broker: Countrywide Home Loans, Inc. Residential Mortgage Servicer: BAC Home Loans Servicing, L.P. Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 18040 Eventide Way, Farmington, MN 55024-8892 Tax Parcel ID Number: 14-19850-010-03 LEGAL DESCRIPTION OF PROPERTY: Lot One (1), Block Three (3), Deer Meadow, Dakota County, Minnesota. AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $191,714.06 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: March 11, 2011 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on September 11, 2011, or the next business day if September 11, 2011 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: January 27, 2011 ASSIGNEE OF MORTGAGEE: THE BANK OF NEW YORK MELLON FKA THE BANK OF NEW YORK,AS TRUSTEE FOR THE CERTIFICATEHOLDERS OF THE CWALT, INC., ALTERNATIVE LOAN TRUST2004-32CB MORTGAGE PASS-THROUGH CERTIFICATES, SERIES 2004-32CB Wilford & Geske, P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 018682F01 2486637 1/27-3/3/11

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: M a r c h 2 3 , 2006 MORTGAGORS: Catherine J. Anderson-Johnson and Kent A. Johnson, wife and husband. MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded April 10, 2006, Dakota County Recorder, Document No. 2419382. ASSIGNMENTS OF MORTGAGE: Assigned to: Provident Funding Associates, L.P., Dated: January 12, 2011. TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 1000179-3516020010-7 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Provident Funding Associates, L.P. RESIDENTIAL MORTGAGE SERVICER: Provident Funding Associates, L.P. MORTGAGED PROPERTY ADDRESS: 16631 Jackdaw Path, Lakeville, MN 55044 TAX PARCEL I.D. #: 22-30950-100-03 LEGAL DESCRIPTION OF PROPERTY: Lot 10, Block 3, Greenwood Estates, Dakota County, Minnesota. COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $332,500.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $294,743.98 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: March 17, 2011 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on September 19, 2011. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: January 19, 2011. Provident Funding Associates, L.P. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 90-2142 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2497072 2/3-3/10/11

PUBLIC NOTICE

County Recorder, Document No. 2458091. ASSIGNMENTS OF MORTGAGE: NONE TRANSACTION AGENT: NONE TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: NONE LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: PNC Bank, National Association s/b/m to National City Mortgage a division of National City Bank RESIDENTIAL MORTGAGE SERVICER: PNC Bank, National Association MORTGAGED PROPERTY ADDRESS: 207 Walnut Street, Farmington, MN 55024 TAX PARCEL I.D. #: 147700008108 LEGAL DESCRIPTION OF PROPERTY: Lot 8, Block 8, Town of Farmington, County of Dakota, State of Minnesota COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $224,900.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $252,816.12 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: March 17, 2011 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on September 19, 2011. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: January 19, 2011. PNC Bank, National Association Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 4-2455 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2490916 1/27-3/3/11

PUBLIC NOTICE

COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $197,200.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $195,472.83 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: March 11, 2011 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on September 12, 2011. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: January 13, 2011. CitiMortgage, Inc. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 10-5090 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2489758 1/27-3/3/11

PUBLIC NOTICE

Office, Law Enforcement Center, 1580 Highway 55, Hastings MN 55033-2343 to pay the debt then secured by said mortgage and taxes, if any actually paid by the mortgagee, on the premises and the costs and disbursements allowed by law. The time allowed by law for redemption by said mortgagor(s), their personal representatives or assigns is 6 months from the date of sale. "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR`S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: January 27, 2011 HSBC Bank USA, N.A., as Trustee on behalf of ACE Securities Corp. Home Equity Loan Trust and for the registered holders of ACE Securities Corp. Home Equity Loan Trust, Series 2006-ASAP3, Asset Backed Pass-Through Certificates Randall S. Miller & Associates, PLLC Attorneys for Assignee of Mortgage/ Mortgagee One Financial Plaza, 120 South Sixth Street, Suite 1100 Minneapolis, MN 55402 Phone: 612-573-3677 Our File No. 10MN00734-1 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. ASAP# 3891683 01/27/2011, 02/03/2011, 02/10/2011, 02/17/2011, 02/24/2011, 03/03/2011 2489658 1/27-3/3/11

PUBLIC NOTICE

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MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: January 19, 2011. Merchants Bank, National Association Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 94-537 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2490611 1/27-3/3/11

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: June 18, 2003 MORTGAGORS: Mark S. Smith and Dorothy M. Smith, husband and wife. MORTGAGEE: Mortgage Electronic Registration Systems, Inc.. DATE AND PLACE OF RECORDING: Recorded July 24, 2003, Dakota County Recorder, Document No. 2083714. ASSIGNMENTS OF MORTGAGE: Assigned to: Citimortgage, Inc., Dated: January 4, 2011. TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100026600023013456 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Principal Residential Mortgage,Inc. RESIDENTIAL MORTGAGE SERVICER: CitiMortgage, Inc. MORTGAGED PROPERTY ADDRESS: 4621 Manor Drive, Eagan, MN 55123 TAX PARCEL I.D. #: 104727506001 LEGAL DESCRIPTION OF PROPERTY: All that certain parcel of land situate in the County of Dakota, State of Minnesota, being known and designated as Lot 6, Block 1, Manor Lake Addition according to the recorded plat thereof, Dakota County, Minnesota. COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $188,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $167,474.58 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: March 15, 2011 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on September 15, 2011. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: January 18, 2011. CitiMortgage, Inc. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 10-5103 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2490636 1/27-3/3/11

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: O c t o b e r 3 0 , 2007 MORTGAGOR: Theresa G. Sumner, a single person. MORTGAGEE: Mortgage Electronic Registration Systems, Inc.. DATE AND PLACE OF RECORDING: Recorded November 13, 2007, Dakota County Recorder, Document No. 2555760. ASSIGNMENTS OF MORTGAGE: Assigned to: CitiMortgage, Inc., Dated: December 30, 2010. TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100011520048006045 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: CitiMortgage, Inc. RESIDENTIAL MORTGAGE SERVICER: CitiMortgage, Inc. MORTGAGED PROPERTY ADDRESS: 4393 Pilot Knob Road, Eagan, MN 55122 TAX PARCEL I.D. #: 10-16400-152-00 LEGAL DESCRIPTION OF PROPERTY: The South 45 feet of Lot 14 and the North 100 feet of Lot 15, Carlson Acres, Dakota County COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $240,246.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $250,155.43 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: March 17, 2011 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on September 19, 2011. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: January 21, 2011. CitiMortgage, Inc. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 10-5333 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2490670 1/27-3/3/11

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: October 30, 2006 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $304,000.00 MORTGAGOR(S): Ann L. Maruska and John S. Maruska, Wife and Husband MORTGAGEE: World Savings Bank, FSB DATE AND PLACE OF REGISTERING: Registered: November 22, 2006 Dakota County Registrar of Titles Document Number: 601557 Transaction Agent: Not Applicable Transaction Agent Mortgage Identification Number: Not Applicable Lender or Broker: World Savings Bank, FSB

Bank, FSB Residential Mortgage Servicer: Wachovia Mortgage, FSB Mortgage Originator: Not Applicable CERTIFICATE OF TITLE NUMBER: 105564 COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 1101 Woodland Trl, Northfield, MN 55057-5285 Tax Parcel ID Number: 43-16400-440-00 LEGAL DESCRIPTION OF PROPERTY: Lot Forty-four (44), Cannon Valley Estates, Dakota County, Minnesota AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $342,720.38 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; that this is registered property; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: March 11, 2011 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on September 11, 2011, or the next business day if September 11, 2011 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: January 27, 2011 MORTGAGEE: Wells Fargo Bank, N.A. successor by merger to Wachovia Mortgage, FSB f/k/a World Savings Bank, FSB Wilford & Geske, P.A. Attorneys for Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 007532F03 2486855 1/27-3/3/11

PUBLIC NOTICE

ING TAXES, IF ANY, PAID BY MORT GAGEE: $203,267.84 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: March 15, 2011 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on September 15, 2011. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: January 17, 2011. U.S. Bank, N. A. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 19-1715 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2490793 1/27-3/3/11

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: July 26, 2007 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $997,200.00 MORTGAGOR(S): Cory Krueger and William Krueger, wife and husband MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF REGISTERING: Registered: December 13, 2007 Dakota County Registrar of Titles Document Number: 621292 ASSIGNMENTS OF MORTGAGE: And assigned to: Wilmington Trust Company, as successor to Bank of America, N.A., successor by merger to LaSalle Bank National Association, as Trustee for Morgan Stanley Mortgage Loan Trust 2007-14AR Dated: October 21, 2010 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100135553000612519 Lender or Broker: First National Bank of Arizona Residential Mortgage Servicer: Saxon Mortgage Services, Inc. Mortgage Originator: Not Applicable CERTIFICATE OF TITLE NUMBER: 136541 COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 15714 Lac Lavon Dr, Burnsville, MN 55306-5139 Tax Parcel ID Number: 02-18725-060-01 LEGAL DESCRIPTION OF PROPERTY: LOT SIX (6), BLOCK ONE (1), CRYSTAL SHORES AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $1,102,907.14 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; that this is registered property; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: March 11, 2011 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated

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�� RELEASED �� FROM If the Mortgage is not �� reinstated�� MORTGAGOR(S) under Minn. Stat. §580.30 or the prop- FINANCIAL OBLIGATION ON MORTerty is not redeemed under Minn. Stat. GAGE: None "THE TIME ALLOWED BY LAW FOR §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on REDEMPTION BY THE MORTGAGOR, September 11, 2011, or the next busi- THE MORTGAGOR'S PERSONAL REPness day if September 11, 2011 falls on RESENTATIVES OR ASSIGNS, MAY BE a Saturday, Sunday or legal holiday. REDUCED TO FIVE WEEKS IF A JUDIMortgagor(s) released from financial CIAL ORDER IS ENTERED UNDER obligation: NONE MINNESOTA STATUTES, SECTION THIS COMMUNICATION IS FROM 5 8 2 . 0 3 2 , D E T E R M I N I N G , A M O N G A DEBT COLLECTOR ATTEMPT- OTHER THINGS, THAT THE MORTING TO COLLECT A DEBT. ANY GAGED PREMISES ARE IMPROVED INFORMATION OBTAINED WILL BE WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF PROPERTY USED IN AGRICULTURAL THE DEBT AND IDENTITY OF THE P R O D U C T I O N , A N D A R E ORIGINAL CREDITOR WITHIN THE ABANDONED." Dated: January 12, 2011. TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. Chase Home Finance LLC Mortgagee/Assignee of Mortgagee THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, USSET, WEINGARDEN AND LIEBO, P.L.L.P. THE MORTGAGOR'S PERSONAL REP- Attorneys for Mortgagee/Assignee of RESENTATIVES OR ASSIGNS, MAY BE Mortgagee REDUCED TO FIVE WEEKS IF A JUDI- 4500 Park Glen Road #300 CIAL ORDER IS ENTERED UNDER Minneapolis, MN 55416 MINNESOTA STATUTES, SECTION (952) 925-6888 30-9573 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORT- THIS IS A COMMUNICATION FROM GAGED PREMISES ARE IMPROVED A DEBT COLLECTOR. 1/27-3/3/11 WITH A RESIDENTIAL DWELLING OF 2489486 LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. NOTICE OF MORTGAGE DATED: January 27, 2011 FORECLOSURE SALE ASSIGNEE OF MORTGAGEE: THE RIGHT TO VERIFICATION OF Wilmington Trust Company, as THE DEBT AND IDENTITY OF THE successor to Bank of America, N . A . , s u c c e s s o r by merger to ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT LaSalle Bank National AFFECTED BY THIS ACTION. Association, as Trustee for NOTICE IS HEREBY GIVEN: That Morgan Stanley Mortgage Loan default has occurred in the conditions Trust 2007-14AR of the following described mortgage: Wilford & Geske, P.A. DATE OF MORTGAGE: August 30, Attorneys for Assignee of Mortgagee 2006 Lawrence A. Wilford ORIGINAL PRINCIPAL AMOUNT OF James A. Geske MORTGAGE: $216,806.00 8425 Seasons Parkway, Suite 105 MORTGAGOR(S): Edwin Smith and Woodbury, MN 55125-4393 Debra Smith, husband and wife (651) 209-3300 MORTGAGEE: Mortgage Electronic File Number: 015616F02 2486622 1/27-3/3/11 Registration Systems, Inc. as nominee for Novastar Mortgage, Inc TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. MIN#: 100080190058423328 NOTICE OF MORTGAGE SERVICER: Ocwen Loan Servicing, FORECLOSURE SALE THE RIGHT TO VERIFICATION LLC LENDER: Novastar Mortgage, Inc. OF THE DEBT AND IDENTITY OF DATE AND PLACE OF FILING: THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS Dakota County Minnesota, Recorder, on September 14, 2006, as Document NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that No. 2460865 ASSIGNED TO: Deutsche Bank default has occurred in conditions of National Trust Company as Trustee the following described mortgage: NovaStar Mortgage Funding Trust, DATE OF MORTGAGE: July 9, 2007 MORTGAGOR: C h e r y l S t e v e n s e n Series 2006-5 NovaStar Home Equity Loan Asset-Backed Certificates, Series AKA Cheryl Podolski, A Single Person. MORTGAGEE: Mortgage Electronic 2 0 0 6 - 5 D a t e d : M a y 6 , 2 0 1 0 , a n d recorded January 4, 2011 by DocuRegistration Systems, Inc.. DATE AND PLACE OF RECORDING: ment No. 2776403. LEGAL DESCRIPTION OF PROPRecorded July 26, 2007, Dakota C o u n t y R e c o r d e r , D o c u m e n t N o . ERTY: Lot 4, Block 2, Chateaulin 5th addition, according to the recorded 2533208. A S S I G N M E N T S O F M O R T G A G E : plat thereof, Dakota County, MinneAssigned to: Chase Home Finance, sota. PROPERTY ADDRESS: 13615 OakLLC, Dated: November 5, 2010, Recorded: November 9, 2010, Docu- land Drive, Burnsville, MN 55337 PROPERTY I.D: 02-17004-040-02 ment No. 2765056. COUNTY IN WHICH PROPERTY IS TRANSACTION AGENT: Mortgage LOCATED: Dakota Electronic Registration Systems, Inc. THE AMOUNT CLAIMED TO BE DUE TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON ON THE MORTGAGE ON THE DATE OF THE NOTICE: Two Hundred MORTGAGE: 100162500042145418 LENDER OR BROKER AND MORT- Thirty-Four Thousand Six Hundred G A G E O R I G I N A T O R S T A T E D O N Thirty-Nine and 02/100 ($234,639.02) THAT no action or proceeding has MORTGAGE: AMTrust Bank R E S I D E N T I A L M O R T G A G E S E R - been instituted at law to recover the debt secured by said mortgage, or any VICER: Chase Home Finance LLC MORTGAGED PROPERTY ADDRESS: part thereof; that there has been com316 5th Street West, Hastings, MN pliance with all pre-foreclosure notice and acceleration requirements of said 55033 TAX PARCEL I.D. #: 19-32150-050-26 mortgage, and/or applicable statutes; PURSUANT, to the power of sale conLEGAL DESCRIPTION OF PROPtained in said mortgage, the above ERTY: LOT 5, BLOCK 26, TOWN OF HAST- described property will be sold by the INGS, TOGETHER WITH THAT PART Sheriff of said county as follows: DATE AND TIME OF SALE: 10:00 AM OF THE VACATED ALLEY ADJACENT THERETO WHICH ACCRUED on March 15, 2011 PLACE OF SALE: Sheriff`s M a i n THERETO BY REASON OF THE V A C A T I O N T H E R E O F , D A K O T A Office, Law Enforcement Center, 1580 Highway 55, Hastings MN 55033-2343 COUNTY, MINNESOTA. COUNTY IN WHICH PROPERTY IS to pay the debt then secured by said mortgage and taxes, if any actually LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF paid by the mortgagee, on the premises and the costs and disburseMORTGAGE: $136,000.00 AMOUNT DUE AND CLAIMED TO BE ments allowed by law. The time allowed by law for redempDUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORT- tion by said mortgagor(s), their personal representatives or assigns is 6 GAGEE: $143,052.01 That prior to the commencement of months from the date of sale. "THE TIME ALLOWED BY LAW FOR this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee com- REDEMPTION BY THE MORTGAGOR, plied with all notice requirements as THE MORTGAGOR`S PERSONAL REPrequired by statute; That no action or RESENTATIVES OR ASSIGNS, MAY BE proceeding has been instituted at law REDUCED TO FIVE WEEKS IF A JUDIo r o t h e r w i s e t o r e c o v e r t h e d e b t CIAL ORDER IS ENTERED UNDER secured by said mortgage, or any part MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG thereof; PURSUANT to the power of sale con- OTHER THINGS, THAT THE MORTtained in said mortgage, the above GAGED PREMISES ARE IMPROVED described property will be sold by the WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT Sheriff of said county as follows: DATE AND TIME OF SALE: March PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E 10, 2011 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , ABANDONED." Dated: January 27, 2011 Law Enforcement Center, 1580 Hwy Deutsche Bank National Trust 55, Lobby #S-100, Hastings, MN Company as Trustee NovaStar to pay the debt then secured by said Mortgage Funding Trust, Series Mortgage, and taxes, if any, on said 2006-5 NovaStar Home Equity premises, and the costs and disburseLoan Asset-Backed Certificates, ments, including attorneys' fees Series 2006-5 allowed by law subject to redemption within six (6) months from the date of Randall S. Miller & Associates, PLLC said sale by the mortgagor(s), their Attorneys for Assignee of Mortgage/ personal representatives or assigns Mortgagee unless reduced to Five (5) weeks under One Financial Plaza, 120 South Sixth Street, Suite 1100 MN Stat. §580.07. TIME AND DATE TO VACATE PROP- Minneapolis, MN 55402 E R T Y : I f t h e r e a l e s t a t e i s a n Phone: 612-573-3677 owner-occupied, single-family dwell- Our File No. 10MN00747-1 ing, unless otherwise provided by law, THIS IS A COMMUNICATION FROM the date on or before which the mort- A DEBT COLLECTOR. gagor(s) must vacate the property if the A S A P # 3 8 9 1 7 0 3 0 1 / 2 7 / 2 0 1 1 , mortgage is not reinstated under sec- 02/03/2011, 02/10/2011, 02/17/2011, tion 580.30 or the property is not 02/24/2011, 03/03/2011 1/27-3/3/11 redeemed under section 580.23 is 2489709 11:59 p.m. on September 12, 2011. MORTGAGOR(S) RELEASED FROM ��

PUBLIC NOTICE

�� L E G A L D�� ESCRIPTION OF PROP ERTY: Lot Nine (9), Block Two (2), ��

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE Notice is hereby given that default has occurred in the conditions of the following-described mortgage: Date of Mortgage: January 15, 2008 Original principal amount of mortgage: $180,000.00 Mortgagor: Suzanne Snaza, an unmarried woman Mortgagee: Landmark V Partnership, a general partnership under the laws of the State of Minnesota. Date and Place of Recording: Recorded on March 3, 2008 as Document No. 624578 in the office of the Registrar of Titles of Dakota County, Minnesota. The Mortgage is upon registered land. The Mortgage has not been assigned. The Mortgage is upon real estate situated in Dakota County, Minnesota legally described as follows: Lot 20, Block 3, South Pines 2, Dakota County, Minnesota. The tax parcel identification number of the Mortgaged Premises is: 19-71051-200-03. The commonly used street address of the Mortgaged Premises is: 345 Robert Drive, Hastings, MN 55033. The person holding the Mortgage is not a transaction agent, as defined by Minn. Stat. §58.02, Subd. 30. The name of the residential Mortgage servicer and the lender or broker, as defined in Minn. Stat. §58.02 is Landmark V Partnership; the name of the Mortgage originator, as defined in Minn. Stat. §58.02 is Landmark V Partnership. All pre-foreclosure requirements have been complied with, and no action or proceeding has been instituted at law or otherwise to recover the debt secured by such Mortgage or any part thereof. The amount claimed to be due on the date of this Notice is: $201,445.18. Pursuant to the Power of Sale contained in said Mortgage, the above-described Property will be sold by the Sheriff of said County as follows: Date and time of sale: March 11, 2011 at 11:00 a.m. Place of sale: Dakota County Law Enforcement Center, 1580 Highway 55, Hastings, MN 55033 to pay the debt secured by said Mortgage and taxes, if any on said Premises and the costs and disbursements, including attorney fees allowed by law. The time allowed by law for redemption by the Mortgagor, the Mortgagor’s personal representatives or assigns is 6 months after the date of sale. The date on or before which the Mortgagor must vacate the property if the Mortgage is not reinstated under §580.30 or the Property redeemed under §580.23 is 11:59 p.m. on September 12, 2011. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR’S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINN. STAT. §582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN 5 UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. Dated: January 17, 2011 This Notice is issued by: Landmark V Partnership, Holder of the Mortgage Attorney for Mortgagee: Fred A. Kueppers, Jr. (A.R. 58841) Kueppers, Kronschnabel & Daly, P.A. Attorneys for Mortgagee 101 East Fifth Street, Suite 2300 St. Paul, MN 55101 Phone: (651) 222-5000 2486656 1/27-3/3/11

PUBLIC NOTICE

Country Home Heights, Dakota County, MN PROPERTY ADDRESS: 2970 Burnside Avenue, Eagan, MN 55121 PROPERTY I.D: 10-18300-090-02 COUNTY IN WHICH PROPERTY IS LOCATED: Dakota THE AMOUNT CLAIMED TO BE DUE ON THE MORTGAGE ON THE DATE OF THE NOTICE: Two Hundred Eighteen Thousand Two Hundred Ninety-Nine and 61/100 ($218,299.61) THAT no action or proceeding has been instituted at law to recover the debt secured by said mortgage, or any part thereof; that there has been compliance with all pre-foreclosure notice and acceleration requirements of said mortgage, and/or applicable statutes; PURSUANT, to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: 10:00 AM on March 15, 2011 PLACE OF SALE: Sheriff`s Main Office, Law Enforcement Center, 1580 Highway 55, Hastings MN 55033-2343 to pay the debt then secured by said mortgage and taxes, if any actually paid by the mortgagee, on the premises and the costs and disbursements allowed by law. The time allowed by law for redemption by said mortgagor(s), their personal representatives or assigns is 6 months from the date of sale. "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR`S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: January 27, 2011 HSBC Bank USA, N.A., as Trustee on behalf of ACE Securities Corp. Home Equity Loan Trust and for the registered holders of ACE Securities Corp. Home Equity Loan Trust, Series 2007-ASAP2, Asset Backed Pass-Through Certificates Randall S. Miller & Associates, PLLC Attorneys for Assignee of Mortgage/ Mortgagee One Financial Plaza, 120 South Sixth Street, Suite 1100 Minneapolis, MN 55402 Phone: 612-573-3677 Our File No. 10MN00748-1 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. ASAP# 3891701 01/27/2011, 02/03/2011, 02/10/2011, 02/17/2011, 02/24/2011, 03/03/2011 2489692 1/27-3/3/11

PUBLIC NOTICE

to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on September 15, 2011. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: January 17, 2011. U.S. Bank, N. A. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 19-1710 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2490818 1/27-3/3/11

PUBLIC NOTICE

RESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: January 17, 2011. U.S. Bank, N. A. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 19-1245 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2490759 1/27-3/3/11

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: May 26, 2006 MORTGAGOR: Terry Eugene Barber, a single person. MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Registered June 12, 2006, Dakota County Registrar of Titles, Document No. 592007, Certificate of Title No. 140056. ASSIGNMENTS OF MORTGAGE: Assigned to: CitiMortgage, Inc, Dated: January 7, 2011. Said Mortgage being Registered Land. TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100026900100881282 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Bell America Mortgage LLC dba Bell Mortgage RESIDENTIAL MORTGAGE SERVICER: CitiMortgage, Inc. MORTGAGED PROPERTY ADDRESS: 335 Stanley Avenue, South Saint Paul, MN 55075 TAX PARCEL I.D. #: 361320014000 LEGAL DESCRIPTION OF PROPERTY: Lots Fourteen and Fifteen in Bailey's Sub. In the City of South St. Paul COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $165,250.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $163,515.50 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: March 10, 2011 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on September 12, 2011. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: January 14, 2011. CitiMortgage, Inc. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 10-5120 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2489392 1/27-3/3/11

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: S e p t e m b e r 21, 2007 MORTGAGOR: J o h n A . K e r s t e n , a single person. MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Registered October 11, 2007, Dakota County Registrar of Titles, Document No. 618662, Certificate of Title No. 143602. ASSIGNMENTS OF MORTGAGE: Assigned to: CitiMortgage, Inc, Dated: January 6, 2011. Said Mortgage being Registered Land. TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100199600000155073 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Advisor's Mortgage, LLC RESIDENTIAL MORTGAGE SERVICER: CitiMortgage, Inc. MORTGAGED PROPERTY ADDRESS: 2303 122nd Street East, Burnsville, MN 55337 TAX PARCEL I.D. #: 025370005001 LEGAL DESCRIPTION OF PROPERTY: Lot Five, Block One, in Oak Leaf COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $118,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $117,358.26 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: March 11, 2011 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on September 12, 2011. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: January 13, 2011. CitiMortgage, Inc. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 10-5054 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2489751 1/27-3/3/11

PUBLIC NOTICE

2010, Document No. 2742358. And thereafter assigned to: Selene RMOF REO Acquisition LLC, Dated: November 4, 2010. TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100176106051962703 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Accredited Home Lenders, Inc. RESIDENTIAL MORTGAGE SERVICER: Selene Finance LP MORTGAGED PROPERTY ADDRESS: 9619 295th Street West, Northfield, MN 55057 TAX PARCEL I.D. #: 160080001027 LEGAL DESCRIPTION OF PROPERTY: Commencing at the Southwest corner of the Southwest 1/4 of the Northwest 1/4 of Section 8, Township 112, Range 20, thence Running East 20 Rods, thence North 16 Rods, thence West 20 Rods, thence South 16 Rods to the place of beginning. COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $264,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $314,206.71 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: March 11, 2011 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on September 12, 2011. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: January 11, 2011. Selene RMOF REO Acquisition LLC Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 90-2015 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2490873 1/27-3/3/11

PUBLIC NOTICE

��

THE EAST 80 FEET OF THE WEST 400 FEET OF THE SOUTH 271 FEET OF THE N1/2 OF THE NE1/4 OF THE SE1/4, SECTION 32, TOWNSHIP 28, RANGE 22. PARCEL B: THE SOUTH 271 FEET OF THE WEST 560 FEET OF THE N1/2 OF THE NE1/4 OF THE SE1/4 EXCEPTING THEREFROM THE WEST 400 FEET THEREOF, SECTION 32, TOWNSHIP 28, RANGE 22, DAKOTA COUNTY, MINNESOTA. COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $287,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $281,659.18 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: March 18, 2011 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on September 19, 2011. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: January 21, 2011. CitiMortgage, Inc. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 10-4648 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2490677 1/27-3/3/11

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: July 13, 2007 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $224,133.00 MORTGAGOR(S): Melissa L. Esparza-Casarrubias and Victor M. Casarrubias, wife and husband MORTGAGEE: Homeservices Lending, LLC Series A DBA Edina Realty Mortgage DATE AND PLACE OF RECORDING: Recorded: July 31, 2007 Dakota County Recorder Document Number: 2534335 ASSIGNMENTS OF MORTGAGE: And assigned to: Wells Fargo Bank, N.A. Dated: July 13, 2007 Recorded: July 31, 2007 Dakota County Recorder Document Number: 2534336 And assigned to: Countrywide Bank, FSB Dated: January 24, 2008 Recorded: February 07, 2008 Dakota County Recorder Document Number: 2570919 And assigned to: BAC HOME LOANS SERVICING, LP Dated: January 19, 2011 Transaction Agent: Not Applicable Transaction Agent Mortgage Identification Number: Not Applicable Lender or Broker: Homeservices Lending, LLC Series A DBA Edina Realty Mortgage Residential Mortgage Servicer: BAC Home Loans Servicing, L.P. Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 437 1st Ave S, South Saint Paul, MN 55075-2606 Tax Parcel ID Number: 36-64300-061-19 LEGAL DESCRIPTION OF PROPERTY: That part of Lot 6, lying North of the South 1.64 feet thereof, Block 19, Riverside Park Addition to the City of St. Paul, Dakota County, Minnesota.

St. Paul, Dakota County, Minnesota. AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $238,627.34 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: March 11, 2011 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on September 11, 2011, or the next business day if September 11, 2011 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: January 27, 2011 ASSIGNEE OF MORTGAGEE: BAC HOME LOANS SERVICING, LP Wilford & Geske, P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 018581F01 2485331 1/27-3/3/11

PUBLIC NOTICE

premises, and the costs and disburse ments, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on September 15, 2011. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: January 17, 2011. U.S. Bank, N. A. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 19-1742 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2490830 1/27-3/3/11

PUBLIC NOTICE

CIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: January 21, 2011. CitiMortgage, Inc. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 10-5363 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2490657 1/27-3/3/11

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: A u g u s t 2 9 , 2005 MORTGAGORS: D a n i e l L . W a s h e k and Deanna G. Washek, husband and wife. MORTGAGEE: T h e F i r s t N a t i o n a l Bank of Henning. DATE AND PLACE OF RECORDING: Registered October 5, 2005, Dakota County Registrar of Titles, Document No. 575993, Certificate of Title No. 124504. ASSIGNMENTS OF MORTGAGE: Assigned to: Merchants Bank, N.A., Dated: August 29, 2005, Recorded: October 5, 2005, Document No. 575994. Said Mortgage being Registered Land. TRANSACTION AGENT: NONE TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: NONE LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: The First National Bank of Henning RESIDENTIAL MORTGAGE SERVICER: Merchants Bank, N.A. MORTGAGED PROPERTY ADDRESS: 712 Country Place, Burnsville, MN 55337 TAX PARCEL I.D. #: 02-18301-060-01 LEGAL DESCRIPTION OF PROPERTY: Lot 6, Block 1 in Country Place Second Addition. COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $205,500.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $195,048.11 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: March 15, 2011 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on September 15, 2011. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: January 19, 2011. Merchants Bank, National Association Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 94-531 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2490624 1/27-3/3/11

�� Minneapolis, MN 55416

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: November 16, 2005 MORTGAGOR: D u k e G e o r g e T r i funov, Jr., a single person. MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded January 17, 2006, Dakota County Recorder, Document No. 2397388. ASSIGNMENTS OF MORTGAGE: Assigned to: US Bank, National Association, as Trustee for Structured Asset Investment Loan Trust, Mortgage pass-through Certificates, Series 2006-BNC 1, Dated: October 1, 2010. TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100122200002183249 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: BNC Mortgage, Inc RESIDENTIAL MORTGAGE SERVICER: Chase Home Finance, LLC MORTGAGED PROPERTY ADDRESS: 1141 South 8th Avenue, South Saint, MN 55075 TAX PARCEL I.D. #: 363210021003 LEGAL DESCRIPTION OF PROPERTY: The North half of Lot 20 and all of Lot 21, Block 3, Hauses Addition to South St. Paul, together with the West half of vacated alley adjoining which accrued thereto by reason of vacation thereof, Dakota County, Minnesota COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $198,400.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $209,824.84 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: December 3, 2010 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on June 3, 2011. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED." Dated: October 5, 2010. U.S. Bank, National Association, as Trustee Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 75-4185 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE Pursuant to the provisions of Minnesota Statutes 580.07, the foregoing foreclosure sale is postponed until January 28, 2011 at 10:00 am at the Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN, in said county and state. Dated: November 29, 2010. U.S. Bank, National Association, as Trustee Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416

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(952) 925-6888 75-4185 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE Pursuant to the provisions of Minnesota Statutes 580.07, the foregoing foreclosure sale is postponed until March 25, 2011 at 10:00 am at the Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN, in said county and state. Dated: January 24, 2011. U.S. Bank, National Association, as Trustee Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 75-4185 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2489793 2/3/11

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: August 18, 2004 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $173,600.00 MORTGAGOR(S): Stan W Ross, an unmarried man MORTGAGEE: World Savings Bank, FSB DATE AND PLACE OF RECORDING: Recorded: September 15, 2004 Dakota County Recorder Document Number: 2247857 Transaction Agent: Not Applicable Transaction Agent Mortgage Identification Number: Not Applicable Lender or Broker: World Savings Bank, FSB Residential Mortgage Servicer: Wachovia Mortgage, FSB Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 227 Dale St E, South Saint Paul, MN 55075-3235 Tax Parcel ID Number: 36-71500-120-28 LEGAL DESCRIPTION OF PROPERTY: Lots 9, 10, 11, and 12, Block 28, Spring Park, Dakota County, Minnesota. AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $194,496.30 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: March 11, 2011 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on September 11, 2011, or the next business day if September 11, 2011 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: January 27, 2011 MORTGAGEE: Wells Fargo Bank, N.A. also known as Wachovia Mortgage, a division of Wells Fargo Bank, N.A., and formerly known as Wachovia Mortgage, FSB, formerly known as World Savings Bank, FSB Wilford & Geske, P.A. Attorneys for Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 016724F01 2487859 1/27-3/3/11

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PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: J u n e 2 0 , 2007 MORTGAGORS: A d a m J . H e g l a n d and Lisa J. Hegland, husband and wife. MORTGAGEE: Citibank, N.A. DATE AND PLACE OF RECORDING: Recorded June 10, 2010, Dakota County Recorder, Document No. 2734768. ASSIGNMENTS OF MORTGAGE: NONE TRANSACTION AGENT: NONE TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: NONE LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Citibank, N.A. RESIDENTIAL MORTGAGE SERVICER: Citi Home Equity MORTGAGED PROPERTY ADDRESS: 29455 Finch Court, Cannon Falls, MN 55009 TAX PARCEL I.D. #: 311750003001 LEGAL DESCRIPTION OF PROPERTY: Lot 3, Block 1, Country Aire Addition, Dakota County, Minnesota. COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $25,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $25,563.26 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: January 28, 2011 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on July 28, 2011. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: November 18, 2010. Citibank, N.A. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 11-102 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE Pursuant to the provisions of Minnesota Statutes 580.07, the foregoing foreclosure sale is postponed until March 25, 2011 at 10:00 am at the Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN, in said county and state. Dated: January 28, 2011. Citibank, N.A. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 11-102 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2495330 2/3/11

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE:June 28, 2007 MORTGAGORS: Todd C. Wylie and Teri A. Wylie, husband and wife. MORTGAGEE: J P M o r g a n C h a s e Bank, N.A. as successor by purchase by FDIC as receiver for Washington Mutual Bank f/k/a Washington Mutual Bank, FA. DATE AND PLACE OF RECORDING: Recorded September 18, 2007, Dakota County Recorder, Document No. 2544621. ASSIGNMENTS OF MORTGAGE: NONE TRANSACTION AGENT: NONE TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: NONE LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Washington Mutual Bank, FA RESIDENTIAL MORTGAGE SERVICER: Chase Home Finance LLC MORTGAGED PROPERTY ADDRESS: 902 Ramsey Street, Hastings, MN 55033 TAX PARCEL I.D. #: 196690008001 LEGAL DESCRIPTION OF PROPERTY: Lot 8, Block 1, CIC No. 453, Schoolhouse Square, Dakota County, Minnesota COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $230,320.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $152,828.32 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: March 18, 2011 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within twelve (12) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on March 19, 2012. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: January 19, 2011. JPMorgan Chase Bank, N.A. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 60-3476 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2490906 1/27-3/3/11

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: September 9, 2005 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $5,750,000.00 MORTGAGOR: V e r m i l l i o n R i v e r Crossing, LLC, a Minnesota limited liability company ("Original Mortgagor") MORTGAGEE: Dougherty Funding, LLC, a Delaware limited liability company DATE AND PLACE OF RECORDING: Recorded September 15, Dakota County Recorder, Document No. 2360772. ASSIGNMENTS OF MORTGAGE: Assigned by Original Mortgagor and assumed by IAND, LLC, a Minnesota

assumed by IAND, LLC, a Minnesota limited liability company ("Current Mortgagor") by Assignment and Assumption Agreement dated September 25, 2007, which was filed of record on September 28, 2007, with the Dakota County Recorder as Document No. 2547153; as such mortgage was amended and restated by that certain Amended and Restated Construction Mortgage, Security Agreement, Assignment of Rents and Leases and Fixture Filing dated September 25, 2007, by Current Borrower in favor of Mortgagee, which was filed of record on September 28, 2007, with the Dakota County Recorder as Document No. 2547154; and as assigned to FARMINGTON LAND, LLC by Assignment of Construction Mortgage, Security Agreement, Assignment of Rents and Leases and Fixture Filing and Other Loan Documents dated January 21, 2011, which was filed of record on January 24, 2011, with the Dakota County Recorder as Document No. 2781026. LEGAL DESCRIPTION OF PROPERTY WHICH IS ABSTRACT PROPERTY: Lot 2, Block 3; Lot 1, Block 4; Outlot A; and those portions of Lot 1, Block 3, and Outlot C not replatted into Vermillion River Crossings Second Addition; and all in Vermillion River Crossings, Dakota County, Minnesota. Together with the benefit of easements contained in Declaration of Protective Covenants and Easements for Vermillion River Crossings, Dakota County, Minnesota, dated November 2, 2005, filed December 23, 2005, as Documents No. 2391471; as amended by Amendment to Declaration of Protective Covenants & Easements for Vermillion River Crossings dated May 18, 2006, filed May 22, 2006, as Document No. 2431737, and by Second Amendment to Declaration of Protective Covenants & Easements for Vermillion River Crossings dated January 6, 2010, filed January 12, 2010, as Document No. 2707235. Dakota County, Minnesota Abstract Property COUNTY IN WHICH PROPERTY IS LOCATED: Dakota County, Minnesota AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $5,476,042.84. PHYSICAL STREET ADDRESS, CITY AND ZIP CODE OF THE PREMISES: 4660 Knutsen Dr., Farmington, MN 55024 4620 Knutsen Dr., Farmington, MN 55024 TAX PARCEL IDENTIFICATION NUMBER OF THE PREMISES: 14-82600-020-03 14-82600-010-04 14-82600-010-00 14-82600-011-03 14-82600-031-00 Mortgagors have been following The released from financial obligation on the mortgage: Vermillion River Crossing, LLC. That prior to the commencement of this mortgage foreclosure proceeding Assignee of Mortgagee complied with all pre-foreclosure requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, all of the property that is described in the mortgage, both real and personal, including the above described property, will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: 10:00 a.m. Friday, March 18, 2011 PLACE OF SALE: D a k o t a C o u n t y Sheriff's Office, Law Enforcement Center, 1580 Highway 55, Hastings, MN 55033 to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor, its personal representatives or assigns. Date: January 25, 2011 FARMINGTON LAND, LLC, a Delaware limited liability company By: Oppenheimer Wolff & Donnelly LLP Attorneys for Farmington Land, LLC By: /s/ Rebecca G. Sluss Rebecca G. Sluss Its: Attorney THIS DOCUMENT WAS DRAFTED BY: OPPENHEIMER WOLFF & DONNELLY LLP (RGS) 3300 Plaza VII 45 South Seventh Street Minneapolis, Minnesota 55402 Telephone: (612) 607-7000 2490978 1/27-3/3/11

PUBLIC NOTICE

Recorded June 17, 2004, Dakota County Recorder, Document No. 2216531. ASSIGNMENTS OF MORTGAGE: Assigned to: CitiMortgage, Inc, Dated: December 23, 2010. TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100026900100704088 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Bell America Mortgage LLC dba Bell Mortgage RESIDENTIAL MORTGAGE SERVICER: CitiMortgage, Inc. MORTGAGED PROPERTY ADDRESS: 217 West Hickory Street, Farmington, MN 55024 TAX PARCEL I.D. #: 14-29900-050-01 LEGAL DESCRIPTION OF PROPERTY: Lot 5, Block 1, Gils Addition COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $228,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $217,871.53 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: March 17, 2011 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on September 19, 2011. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: January 24, 2011. CitiMortgage, Inc. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 10-5338 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2490854 1/27-3/3/11

PUBLIC NOTICE

Lot 17, Block 5, Troyhill, Dakota County, Minnesota. COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $274,500.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $272,488.60 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: March 11, 2011 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on September 12, 2011. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: January 13, 2011. CitiMortgage, Inc. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 10-5309 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2489371 1/27-3/3/11

PUBLIC NOTICE

55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on September 12, 2011. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: January 13, 2011. CitiMortgage, Inc. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 10-5149 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2489406 1/27-3/3/11

PUBLIC NOTICE

��

THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: January 19, 2011. Chase Home Finance LLC Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 30-10119 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2489771 1/27-3/3/11

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: O c t o b e r 1 2 , 2001 MORTGAGORS: M a r j o r i e K . B a t e s and Michael F. Bates, wife and husband. MORTGAGEE: River City Mortgage Corp.. DATE AND PLACE OF RECORDING: Recorded November 29, 2001, Dakota County Recorder, Document No. 1834764. ASSIGNMENTS OF MORTGAGE: Assigned to: TCF Mortgage Corporation, Dated: October 12, 2001, Recorded: November 29, 2001, Document No. 1834765. And thereafter assigned to: Mortgage Electronic Registration Systems, Inc, Dated: May 1, 2006, Recorded: May 9, 2006, Document No. 2427182. And thereafter assigned to: U.S. Bank, N.A., Dated: November 9, 2010. TRANSACTION AGENT: NONE TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: NONE LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: River City Mortgage Corp. RESIDENTIAL MORTGAGE SERVICER: U.S. Bank Home Mortgage MORTGAGED PROPERTY ADDRESS: 15738 Chasewood Court, Rosemount, MN 55068 TAX PARCEL I.D. #: 346457520006 LEGAL DESCRIPTION OF PROPERTY: Lot 20, Block 6, Rosemount Commons, CIC No 267, Dakota County, Minnesota. COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $174,681.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $165,936.98 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: January 27, 2011 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on July 27, 2011. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED." Dated: November 16, 2010.

Dated: November 16, 2010. U.S. Bank, N. A. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 19-1505 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE Pursuant to the provisions of Minnesota Statutes 580.07, the foregoing foreclosure sale is postponed until March 3, 2011 at 10:00 am at the Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN, in said county and state. Dated: January 28, 2011. U.S. Bank, N. A. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 19-1505 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2495574 2/3/11

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: September 5, 2002 MORTGAGORS: Patrick J. Thompson and Lisa M. Thompson, husband and wife. MORTGAGEE: Mortgage Electronic Registration Systems, Inc.. DATE AND PLACE OF RECORDING: Recorded November 18, 2002, Dakota County Recorder, Document No. 1960969. ASSIGNMENTS OF MORTGAGE: Assigned to: CitiMortgage, Inc., Dated: August 9, 2007, Recorded: August 16, 2007, Document No. 2537842. TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100026900100457521 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Bell America Mortgage LLC DBA Bell Mortgage RESIDENTIAL MORTGAGE SERVICER: CitiMortgage, Inc. MORTGAGED PROPERTY ADDRESS: 15552 Float Lane, Apple Valley, MN 55124 TAX PARCEL I.D. #: 016340210650 LEGAL DESCRIPTION OF PROPERTY: unit No. 106, CIC No. 282, Regatta VillageHomes, Dakota County, Minnesota. COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $94,750.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $97,614.55 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: January 27, 2011 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on July 27, 2011. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED."

ARE ABANDONED." Dated: November 19, 2010. CitiMortgage, Inc. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 10-4974 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE Pursuant to the provisions of Minnesota Statutes 580.07, the foregoing foreclosure sale is postponed until March 3, 2011 at 10:00 am at the Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN, in said county and state. Dated: January 28, 2011. CitiMortgage, Inc. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 10-4974 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2495560 02/3/11

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: February 14, 2005 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $180,000.00 MORTGAGOR(S): Jennifer L. Schaubach and Matthew Maddox, both single persons MORTGAGEE: Saxon Mortgage, Inc. DATE AND PLACE OF RECORDING: Recorded: April 04, 2005 Dakota County Recorder Document Number: 2310007 ASSIGNMENTS OF MORTGAGE: And assigned to: Deutsche Bank Trust Company Americas as indenture Trustee for the registered holders of Saxon Asset Securities Trust 2005-1 Mortgage Loan Asset Backed Notes, Series 2005-1 Dated: November 30, 2010 Recorded: December 16, 2010 Dakota County Recorder Document Number: 2773033 Transaction Agent: Not Applicable Transaction Agent Mortgage Identification Number: Not Applicable Lender or Broker: Saxon Mortgage, Inc. Residential Mortgage Servicer: Ocwen Loan Servicing, LLC Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 251 River Woods Ln, Burnsville, MN 55337-3382 Tax Parcel ID Number: 02 77006 020 06 LEGAL DESCRIPTION OF PROPERTY: Lot 2, Block 6, Townhouse Villages at Riverwoods 7th Addition AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $200,446.84 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: February 04, 2011 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on August 04, 2011, or the next business day if August 04, 2011 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED.

ARE ABANDONED. DATED: December 23, 2010 ASSIGNEE OF MORTGAGEE: Deutsche Bank Trust Company Americas as indenture Trustee for the registered holders of Saxon Asset Securities Trust 2005-1 Mortgage Loan Asset Backed Notes, Series 2005-1 Wilford & Geske, P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 018260F01 NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for February 04, 2011 at 10:00 AM has been postponed to February 11, 2011 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State. DATED: February 04, 2011 ASSIGNEE OF MORTGAGEE: Deutsche Bank Trust Company Americas as indenture Trustee for the registered holders of Saxon Asset Securities Trust 2005-1 Mortgage Loan Asset Backed Notes, Series 2005-1 Wilford & Geske, P.A. Attorneys for Assignee Of Mortgagee: Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 018260F01 2495822 2/3/11

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: January 13, 2006 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $630,000.00 MORTGAGOR(S): Matthew R Lind and Kristen K Lind, husband and wife MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF REGISTERING: Registered: January 25, 2006 Dakota County Registrar of Titles Document Number: 583572 ASSIGNMENTS OF MORTGAGE: And assigned to: U.S. Bank National Association, as Trustee for the holders of Bear Stearns ARM Trust, Mortgage Pass-Through Certificates, Series 2006-2 Dated: April 02, 2010 Registered: April 26, 2010 Dakota County Registrar of Titles Document Number: T660917 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100399600000111769 Lender or Broker: Bankfirst Residential Mortgage Servicer: BAC Home Loans Servicing, L.P. Mortgage Originator: Not Applicable CERTIFICATE OF TITLE NUMBER: 136480 COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 17719 Ketchikan Trl, Lakeville, MN 55044-5255 Tax Parcel ID Number: 22-75890-010-01 LEGAL DESCRIPTION OF PROPERTY: Lot 1, Block 1, The Oaks of Lakevilla, Dakota County, Minnesota AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $755,925.95 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; that this is registered property; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: June 11, 2010 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on December 11, 2010, or the next business day if December 11, 2010 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION

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�� SECTION�� MINNESOTA STATUTES, Trustee for the holders of Bear 582.032, DETERMINING, AMONG Stearns ARM Trust, Mortgage OTHER THINGS, THAT THE MORTPass-Through Certificates, Series GAGED PREMISES ARE IMPROVED 2006-2 WITH A RESIDENTIAL DWELLING OF NOTICE OF POSTPONEMENT OF LESS THAN FIVE UNITS, ARE NOT MORTGAGE FORECLOSURE SALE PROPERTY USED IN AGRICULTURAL The above referenced sale scheduled PRODUCTION, AND ARE ABANDONED. for December 06, 2010 at 10:00 AM has DATED: April 29, 2010 been postponed to January 07, 2011 at ASSIGNEE OF MORTGAGEE: U.S. 10:00 AM in the Dakota County Law Bank National Association, as Enforcement Center, 1580 Highway 55, Trustee for the holders of Bear Lobby S-100, Hastings, Minnesota in Stearns ARM Trust, Mortgage said County and State. Pass-Through Certificates, Series DATED: December 06, 2010 2006-2 ASSIGNEE OF MORTGAGEE: U.S. Wilford & Geske, P.A. Bank National Association, as Attorneys for Assignee of Mortgagee Trustee for the holders of Bear Lawrence A. Wilford Stearns ARM Trust, Mortgage James A. Geske Pass-Through Certificates, Series 8425 Seasons Parkway, Suite 105 2006-2 Woodbury, MN 55125-4393 NOTICE OF POSTPONEMENT OF (651) 209-3300 MORTGAGE FORECLOSURE SALE File Number: 013461F01 The above referenced sale scheduled for January 07, 2011 at 10:00 AM has NOTICE OF POSTPONEMENT OF been postponed to February 02, 2011 MORTGAGE FORECLOSURE SALE The above referenced sale scheduled at 10:00 AM in the Dakota County Law for June 11, 2010 at 10:00 AM has Enforcement Center, 1580 Highway 55, been postponed to July 08, 2010 at Lobby S-100, Hastings, Minnesota in 10:00 AM in the Dakota County Law said County and State. Enforcement Center, 1580 Highway 55, DATED: January 07, 2011 Lobby S-100, Hastings, Minnesota in ASSIGNEE OF MORTGAGEE: U.S. said County and State. Bank National Association, as DATED: June 11, 2010 Trustee for the holders of Bear ASSIGNEE OF MORTGAGEE: U.S. Stearns ARM Trust, Mortgage Bank National Association, as Pass-Through Certificates, Series Trustee for the holders of Bear 2006-2 Stearns ARM Trust, Mortgage NOTICE OF POSTPONEMENT OF Pass-Through Certificates, Series MORTGAGE FORECLOSURE SALE 2006-2 The above referenced sale scheduled for February 02, 2011 at 10:00 AM has NOTICE OF POSTPONEMENT OF been postponed to March 03, 2011 at MORTGAGE FORECLOSURE SALE The above referenced sale scheduled 10:00 AM in the Dakota County Law for July 08, 2010 at 10:00 AM has been Enforcement Center, 1580 Highway 55, postponed to July 29, 2010 at 10:00 Lobby S-100, Hastings, Minnesota in A M i n t h e D a k o t a C o u n t y L a w said County and State. Enforcement Center, 1580 Highway 55, DATED: February 02, 2011 Lobby S-100, Hastings, Minnesota in ASSIGNEE OF MORTGAGEE: U.S. said County and State. Bank National Association, as DATED: July 08, 2010 Trustee for the holders of Bear ASSIGNEE OF MORTGAGEE: U.S. Stearns ARM Trust, Mortgage Bank National Association, as Pass-Through Certificates, Series 2006-2 Trustee for the holders of Bear Stearns ARM Trust, Mortgage Wilford & Geske, P.A. Pass-Through Certificates, Series Attorneys for Assignee Of Mortgagee: 2006-2 Lawrence A. Wilford James A. Geske NOTICE OF POSTPONEMENT OF 8425 Seasons Parkway, Suite 105 MORTGAGE FORECLOSURE SALE The above referenced sale scheduled Woodbury, MN 55125-4393 for July 29, 2010 at 10:00 AM has been (651) 209-3300 postponed to August 20, 2010 at 10:00 File Number: 013461F01 A M i n t h e D a k o t a C o u n t y L a w 2496044 2/3/11 Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State. NOTICE OF MORTGAGE DATED: July 29, 2010 FORECLOSURE SALE ASSIGNEE OF MORTGAGEE: U.S. RIGHT TO VERIFICATION THE Bank National Association, as OF THE DEBT AND IDENTITY OF Trustee for the holders of Bear THE ORIGINAL CREDITOR WITHIN Stearns ARM Trust, Mortgage THE TIME PROVIDED BY LAW IS Pass-Through Certificates, Series NOT AFFECTED BY THIS ACTION. 2006-2 NOTICE IS HEREBY GIVEN, that NOTICE OF POSTPONEMENT OF default has occurred in conditions of MORTGAGE FORECLOSURE SALE The above referenced sale scheduled the following described mortgage: DATE OF MORTGAGE: April 28, 2006 for August 20, 2010 at 10:00 AM has MORTGAGOR: Jacqueline A. Harden, been postponed to September 10, 2010 a single person. at 10:00 AM in the Dakota County Law MORTGAGEE: Mortgage Electronic Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in Registration Systems, Inc.. DATE AND PLACE OF RECORDING: said County and State. Recorded June 5, 2006, Dakota County DATED: August 20, 2010 Recorder, Document No. 2435013. ASSIGNEE OF MORTGAGEE: U.S. ASSIGNMENTS OF MORTGAGE: Bank National Association, as Assigned to: THE BANK OF NEW YORK Trustee for the holders of Bear MELLON F/K/A THE BANK OF NEW Stearns ARM Trust, Mortgage YORK AS TRUSTEE FOR THE CERPass-Through Certificates, Series TIFICATEHOLDERS CWABS, INC. 2006-2 A SSET-BACKED CERTIFICATES, NOTICE OF POSTPONEMENT OF SERIES 2006- 10, Dated: September MORTGAGE FORECLOSURE SALE The above referenced sale scheduled 17, 2008, Recorded: October 9, 2008, for September 10, 2010 at 10:00 AM Document No. 2617177. TRANSACTION AGENT: Mortgage has been postponed to October 01, 2 0 1 0 a t 1 0 : 0 0 A M i n t h e D a k o t a Electronic Registration Systems, Inc. T RANSACTION AGENT'S MORTCounty Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, GAGE IDENTIFICATION NUMBER ON MORTGAGE: 100015700067301511 Minnesota in said County and State. LENDER OR BROKER AND MORTDATED: September 10, 2010 GAGE ORIGINATOR STATED ON ASSIGNEE OF MORTGAGEE: U.S. MORTGAGE: America's Wholesale Bank National Association, as Lender Trustee for the holders of Bear RESIDENTIAL MORTGAGE SERStearns ARM Trust, Mortgage VICER: BAC Home Loans Servicing Pass-Through Certificates, Series L.P. 2006-2 MORTGAGED PROPERTY ADDRESS: NOTICE OF POSTPONEMENT OF 12916 Morgan Avenue South, BurnsMORTGAGE FORECLOSURE SALE ville, MN 55337 The above referenced sale scheduled TAX PARCEL I.D. #: 021950115001 for October 01, 2010 at 10:00 AM has LEGAL DESCRIPTION OF PROPbeen postponed to October 22, 2010 at 10:00 AM in the Dakota County Law ERTY: Lot 15, Block 1, Dakota Place 2nd Enforcement Center, 1580 Highway 55, Addition, CIC No. 527. Lobby S-100, Hastings, Minnesota in IN WHICH PROPERTY IS COUNTY said County and State. LOCATED: Dakota DATED: October 01, 2010 ORIGINAL PRINCIPAL AMOUNT OF ASSIGNEE OF MORTGAGEE: U.S. MORTGAGE: $135,120.00 Bank National Association, as AMOUNT DUE AND CLAIMED TO BE Trustee for the holders of Bear DUE AS OF DATE OF NOTICE, INCLUDStearns ARM Trust, Mortgage TAXES, IF ANY, PAID BY MORTING Pass-Through Certificates, Series GAGEE: $184,353.07 2006-2 That prior to the commencement of NOTICE OF POSTPONEMENT OF this mortgage foreclosure proceeding MORTGAGE FORECLOSURE SALE The above referenced sale scheduled Mortgagee/Assignee of Mortgagee comfor October 22, 2010 at 10:00 AM has plied with all notice requirements as been postponed to November 03, 2010 required by statute; That no action or at 10:00 AM in the Dakota County Law proceeding has been instituted at law Enforcement Center, 1580 Highway 55, o r o t h e r w i s e t o r e c o v e r t h e d e b t Lobby S-100, Hastings, Minnesota in secured by said mortgage, or any part thereof; said County and State. PURSUANT to the power of sale DATED: October 22, 2010 contained in said mortgage, the above ASSIGNEE OF MORTGAGEE: U.S. described property will be sold by the Bank National Association, as Sheriff of said county as follows: Trustee for the holders of Bear DATE AND TIME OF SALE: January Stearns ARM Trust, Mortgage 28, 2011 at 10:00 AM Pass-Through Certificates, Series PLACE OF SALE: S h e r i f f ' s O f f i c e , 2006-2 Law Enforcement Center, 1580 Hwy NOTICE OF POSTPONEMENT OF 55, Lobby #S-100, Hastings, MN MORTGAGE FORECLOSURE SALE The above referenced sale scheduled to pay the debt then secured by said for November 03, 2010 at 10:00 AM has Mortgage, and taxes, if any, on said been postponed to December 06, 2010 p r e m i s e s , a n d t h e c o s t s a n d at 10:00 AM in the Dakota County Law disbursements, including attorneys' Enforcement Center, 1580 Highway 55, f e e s a l l o w e d b y l a w s u b j e c t t o Lobby S-100, Hastings, Minnesota in redemption within six (6) months from the date of said sale by the said County and State. mortgagor(s), their personal DATED: November 03, 2010 representatives or assigns unless ASSIGNEE OF MORTGAGEE: U.S. reduced to Five (5) weeks under MN Bank National Association, as

PUBLIC NOTICE

Trustee for the holders of Bear

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�� 55, �� Lobby #S-100, Hastings, MN to pay the debt then secured by said �� reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on July 28, 2011. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED." Dated: November 23, 2010. The Bank of New York Mellon, as Trustee Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 18-174 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE Pursuant to the provisions of Minnesota Statutes 580.07, the foregoing foreclosure sale is postponed until March 11, 2011 at 10:00 am at the Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN, in said county and state. Dated: January 17, 2011. The Bank of New York Mellon fka The Bank of New York, as Trustee Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 18-174 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2435767 2/3/11

PUBLIC NOTICE

Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on May 23, 2011. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED." Dated: September 23, 2010. U.S. Bank, National Association, as Trustee Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 76-3721 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE Pursuant to the provisions of Minnesota Statutes 580.07, the foregoing foreclosure sale is postponed until December 28, 2010 at 10:00 am at the Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN, in said county and state. Dated: November 12, 2010. U.S. Bank, National Association, as Trustee Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 76-3721 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE Pursuant to the provisions of Minnesota Statutes 580.07, the foregoing foreclosure sale is postponed until February 1, 2011 at 10:00 am at the Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN, in said county and state. Dated: December 27, 2010. U.S. Bank, National Association, as Trustee Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 76-3721 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE Pursuant to the provisions of Minnesota Statutes 580.07, the foregoing foreclosure sale is postponed until March 22, 2011 at 10:00 am at the Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN, in said county and state. Dated: January 31, 2011. U.S. Bank, National Association, as Trustee Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 76-3721 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2496561 2/3/11

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: July 13, 2007 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $490,000.00 MORTGAGOR(S): Jeff Klose and Carrie Klose, husband and wife MORTGAGEE: Bank of America, N.A. DATE AND PLACE OF RECORDING: Recorded: August 07, 2007 Dakota County Recorder Document Number: 2535698 ASSIGNMENTS OF MORTGAGE: And assigned to: WELLS FARGO BANK, N.A., AS TRUSTEE FOR THE CERTIFICATEHOLDERS OF BANC OF AMERICA FUNDING CORPORATION

AMERICA FUNDING CORPORATION MORTGAGE PASS-THROUGH CERTIFICATES, SERIES 2007-E Dated: June 18, 2010 Recorded: July 23, 2010 Dakota County Recorder Document Number: 2742367 Transaction Agent: Not Applicable Transaction Agent Mortgage Identification Number: Not Applicable Lender or Broker: Bank of America, N.A. Residential Mortgage Servicer: BAC Home Loans Servicing, L.P. Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 18660 Irenic Ave, Lakeville, MN 55044-4436 Tax Parcel ID Number: 22-71325-020-05 LEGAL DESCRIPTION OF PROPERTY: Lot 2, Block 5, Spring Hill, according to the recorded plat thereof and situate in Dakota County, Minnesota. AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $573,628.63 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: September 10, 2010 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on March 10, 2011, or the next business day if March 10, 2011 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: July 29, 2010 ASSIGNEE OF MORTGAGEE: WELLS FARGO BANK, N.A., AS TRUSTEE FOR THE CERTIFICATEHOLDERS OF BANC OF AMERICA FUNDING CORPORATION MORTGAGE PASS-THROUGH CERTIFICATES, SERIES 2007-E Wilford & Geske, P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 004391F02 NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for September 10, 2010 at 10:00 AM has been postponed to October 07, 2010 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State. DATED: September 10, 2010 ASSIGNEE OF MORTGAGEE: WELLS FARGO BANK, N.A., AS TRUSTEE FOR THE CERTIFICATEHOLDERS OF BANC OF AMERICA FUNDING CORPORATION MORTGAGE PASS-THROUGH CERTIFICATES, SERIES 2007-E NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for October 07, 2010 at 10:00 AM has been postponed to November 12, 2010 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State. DATED: October 07, 2010 ASSIGNEE OF MORTGAGEE: WELLS FARGO BANK, N.A., AS TRUSTEE FOR THE CERTIFICATEHOLDERS OF BANC OF AMERICA FUNDING CORPORATION MORTGAGE PASS-THROUGH CERTIFICATES, SERIES 2007-E NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for November 12, 2010 at 10:00 AM has been postponed to December 03, 2010 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State.

said County and State. DATED: November 12, 2010 ASSIGNEE OF MORTGAGEE: WELLS FARGO BANK, N.A., AS TRUSTEE FOR THE CERTIFICATEHOLDERS OF BANC OF AMERICA FUNDING CORPORATION MORTGAGE PASS-THROUGH CERTIFICATES, SERIES 2007-E NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for December 03, 2010 at 10:00 AM has been postponed to January 04, 2011 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State. DATED: December 03, 2010 ASSIGNEE OF MORTGAGEE: WELLS FARGO BANK, N.A., AS TRUSTEE FOR THE CERTIFICATEHOLDERS OF BANC OF AMERICA FUNDING CORPORATION MORTGAGE PASS-THROUGH CERTIFICATES, SERIES 2007-E NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for January 04, 2011 at 10:00 AM has been postponed to January 21, 2011 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State. DATED: January 04, 2011 ASSIGNEE OF MORTGAGEE: WELLS FARGO BANK, N.A., AS TRUSTEE FOR THE CERTIFICATEHOLDERS OF BANC OF AMERICA FUNDING CORPORATION MORTGAGE PASS-THROUGH CERTIFICATES, SERIES 2007-E NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for January 21, 2011 at 10:00 AM has been postponed to February 03, 2011 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State. DATED: January 21, 2011 ASSIGNEE OF MORTGAGEE: WELLS FARGO BANK, N.A., AS TRUSTEE FOR THE CERTIFICATEHOLDERS OF BANC OF AMERICA FUNDING CORPORATION MORTGAGE PASS-THROUGH CERTIFICATES, SERIES 2007-E NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for February 03, 2011 at 10:00 AM has been postponed to March 04, 2011 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State. DATED: February 03, 2011 ASSIGNEE OF MORTGAGEE: WELLS FARGO BANK, N.A., AS TRUSTEE FOR THE CERTIFICATEHOLDERS OF BANC OF AMERICA FUNDING CORPORATION MORTGAGE PASS-THROUGH CERTIFICATES, SERIES 2007-E Wilford & Geske, P.A. Attorneys for Assignee Of Mortgagee: Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 004391F02 2496452 2/3/11

PUBLIC NOTICE

tained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: December 21, 2010 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owneroccupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on June 21, 2011. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED." Dated: October 22, 2010. U.S. Bank, N. A. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 19-1383 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE Pursuant to the provisions of Minnesota Statutes 580.07, the foregoing foreclosure sale is postponed until January 25, 2011 at 10:00 am at the Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN, in said county and state. Dated: December 20, 2010. U.S. Bank, N. A. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 19-1383 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE Pursuant to the provisions of Minnesota Statutes 580.07, the foregoing foreclosure sale is postponed until March 8, 2011 at 10:00 am at the Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN, in said county and state. Dated: January 26, 2011. U.S. Bank, N.A. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 19-1383 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2491962 2/3/11

PUBLIC NOTICE

ERTY: Lot 3, Block 3, Waterford Village Second, According to the recorded plat thereof, and situate in Dakota County. COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $345,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $370,794.65 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: July 21, 2010 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on January 21, 2011. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED." Dated: May 18, 2010. U.S. Bank, N. A. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 19-1016 6800046148 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE Pursuant to the provisions of Minnesota Statutes 580.07, the foregoing foreclosure sale is postponed until September 1, 2010 at 10:00 am at the Sheriff’s Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN, in said county and state. Dated: July 20, 2010. U.S. Bank, N.A. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 19-1016 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE Pursuant to the provisions of Minnesota Statutes 580.07, the foregoing foreclosure sale is postponed until October 20, 2010 at 10:00 am at the Sheriff’s Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN, in said county and state. Dated: August 24, 2010. U.S. Bank, N.A. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 19-1016 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE Pursuant to the provisions of Minnesota Statutes 580.07, the foregoing foreclosure sale is postponed until December 1, 2010 at 10:00 am at the Sheriff’s Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN, in said county and state. Dated: October 11, 2010. U.S. Bank, N.A. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of

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Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 19-1016 THIS IS A COMMUNICATION FROM A DEBT COLLECTION. NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE Pursuant to the provisions of Minnesota Statues 580.07, the foregoing foreclosure sale is postponed until February 2, 2011 at 10:00 am at the Sheriff’s Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN, in said county and state. Dated: November 29, 2010 U.S. Bank, N.A. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 19-1016 THIS IS A COMUNICATION FROM A DEBT COLLECTOR. NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE Pursuant to the provisions of Minnesota Statutes 580.07, the foregoing foreclosure sale is postponed until March 23, 2011 at 10:00 am at the Sheriff’s Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN, in said county and state. Dated: January 31, 2011 U.S. Bank, N.A. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 19-1016 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2496676 2/3/11

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: November 30, 2004 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $165,205.00 MORTGAGOR(S): Jeff Forga, An Unmarried Man MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded: January 03, 2005 Dakota County Recorder Document Number: 2281786 ASSIGNMENTS OF MORTGAGE: And assigned to: THE BANK OF NEW YORK MELLON FKA THE BANK OF NEW YORK AS SUCCESSOR IN INTEREST TO JPMORGAN CHASE BANK, N.A. AS TRUSTEE FOR CWABS 2004-S Dated: May 04, 2010 Recorded: August 03, 2010 Dakota County Recorder Document Number: 2744109 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 1001337-0000401005-7 Lender or Broker: America's Wholesale Lender Residential Mortgage Servicer: BAC Home Loans Servicing, L.P. Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 20039 Cabrilla Way, Farmington, MN 55024-1483 Tax Parcel ID Number: 12.24500.047.04 LEGAL DESCRIPTION OF PROPERTY: Lot 47, Block 4, Empire River Preserve, CIC No. 386, Dakota County, State of Minnesota. AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $169,389.95 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: September 17, 2010 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on March 17, 2011, or the next business day if March 17, 2011 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.

USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: August 05, 2010 ASSIGNEE OF MORTGAGEE: THE BANK OF NEW YORK MELLON FKA THE BANK OF NEW YORK AS SUCCESSOR IN INTEREST TO JPMORGAN CHASE BANK, N.A. AS TRUSTEE FOR CWABS 2004-S Wilford & Geske, P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 014662F01 NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for September 17, 2010 at 10:00 AM has been postponed to October 08, 2010 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State. DATED: September 17, 2010 ASSIGNEE OF MORTGAGEE: THE BANK OF NEW YORK MELLON FKA THE BANK OF NEW YORK AS SUCCESSOR IN INTEREST TO JPMORGAN CHASE BANK, N.A. AS TRUSTEE FOR CWABS 2004-S NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for October 08, 2010 at 10:00 AM has been postponed to November 09, 2010 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State. DATED: October 08, 2010 ASSIGNEE OF MORTGAGEE: THE BANK OF NEW YORK MELLON FKA THE BANK OF NEW YORK AS SUCCESSOR IN INTEREST TO JPMORGAN CHASE BANK, N.A. AS TRUSTEE FOR CWABS 2004-S NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for November 09, 2010 at 10:00 AM has been postponed to December 09, 2010 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State. DATED: November 09, 2010 ASSIGNEE OF MORTGAGEE: THE BANK OF NEW YORK MELLON FKA THE BANK OF NEW YORK AS SUCCESSOR IN INTEREST TO JPMORGAN CHASE BANK, N.A. AS TRUSTEE FOR CWABS 2004-S NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for December 09, 2010 at 10:00 AM has been postponed to January 04, 2011 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State. DATED: December 09, 2010 ASSIGNEE OF MORTGAGEE: THE BANK OF NEW YORK MELLON FKA THE BANK OF NEW YORK AS SUCCESSOR IN INTEREST TO JPMORGAN CHASE BANK, N.A. AS TRUSTEE FOR CWABS 2004-S NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for January 04, 2011 at 10:00 AM has been postponed to January 18, 2011 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State. DATED: January 04, 2011 ASSIGNEE OF MORTGAGEE: THE BANK OF NEW YORK MELLON FKA THE BANK OF NEW YORK AS SUCCESSOR IN INTEREST TO JPMORGAN CHASE BANK, N.A. AS TRUSTEE FOR CWABS 2004-S NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for January 18, 2011 at 10:00 AM has been postponed to February 03, 2011 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State. DATED: January 18, 2011 ASSIGNEE OF MORTGAGEE: THE BANK OF NEW YORK MELLON FKA THE BANK OF NEW YORK AS SUCCESSOR IN INTEREST TO JPMORGAN CHASE BANK, N.A. AS TRUSTEE FOR CWABS 2004-S NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for February 03, 2011 at 10:00 AM has been postponed to February 15, 2011 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State.

said County and State. DATED: February 03, 2011 ASSIGNEE OF MORTGAGEE: THE BANK OF NEW YORK MELLON FKA THE BANK OF NEW YORK AS SUCCESSOR IN INTEREST TO JPMORGAN CHASE BANK, N.A. AS TRUSTEE FOR CWABS 2004-S Wilford & Geske, P.A. Attorneys for Assignee Of Mortgagee: Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 014662F01 2484060 2/3/11

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: August 03, 2005 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $150,500.00 MORTGAGOR(S): Tona Roberta Vietti, a single woman MORTGAGEE: Bank of America, N.A. DATE AND PLACE OF REGISTERING: Registered: August 17, 2005 Dakota County Registrar of Titles Document Number: 572337 Transaction Agent: Not Applicable Transaction Agent Mortgage Identification Number: Not Applicable Lender or Broker: Bank of America, N.A. Residential Mortgage Servicer: BAC Home Loans Servicing, L.P. Mortgage Originator: Not Applicable CERTIFICATE OF TITLE NUMBER: 126925 COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 12318 Oak Leaf Ct, Burnsville, MN 55337-2961 Tax Parcel ID Number: 02-53701-390-01 LEGAL DESCRIPTION OF PROPERTY: Lot Thirty Nine (39), Block One (1), in Oak Leaf Plat Two, Dakota County, Minnesota. AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $159,234.83 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; that this is registered property; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: May 14, 2010 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on November 14, 2010, or the next business day if November 14, 2010 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: April 01, 2010 MORTGAGEE: Bank of America, N.A. Wilford & Geske, P.A. Attorneys for Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 012494F01 NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for May 14, 2010 at 10:00 AM has been postponed to June 03, 2010 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State. DATED: May 14, 2010 MORTGAGEE: Bank of America, N.A. NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for June 03, 2010 at 10:00 AM has been postponed to July 06, 2010 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55,

Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State. DATED: June 03, 2010 MORTGAGEE: Bank of America, N.A. NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for July 06, 2010 at 10:00 AM has been postponed to July 27, 2010 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State. DATED: July 06, 2010 MORTGAGEE: Bank of America, N.A. NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for July 27, 2010 at 10:00 AM has been postponed to August 19, 2010 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State. DATED: July 27, 2010 MORTGAGEE: Bank of America, N.A. NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for August 19, 2010 at 10:00 AM has been postponed to September 09, 2010 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State. DATED: August 19, 2010 MORTGAGEE: Bank of America, N.A. NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for September 09, 2010 at 10:00 AM has been postponed to September 30, 2010 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State. DATED: September 09, 2010 MORTGAGEE: Bank of America, N.A. NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for September 30, 2010 at 10:00 AM has been postponed to October 21, 2010 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State. DATED: September 30, 2010 MORTGAGEE: Bank of America, N.A. NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for October 21, 2010 at 10:00 AM has been postponed to November 02, 2010 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State. DATED: October 21, 2010 MORTGAGEE: Bank of America, N.A. NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for November 02, 2010 at 10:00 AM has been postponed to December 02, 2010 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State. DATED: November 02, 2010 MORTGAGEE: Bank of America, N.A. NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for December 02, 2010 at 10:00 AM has been postponed to January 03, 2011 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State. DATED: December 02, 2010 MORTGAGEE: Bank of America, N.A. NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for January 03, 2011 at 10:00 AM has been postponed to February 03, 2011 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State. DATED: January 03, 2011 MORTGAGEE: Bank of America, N.A. NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for February 03, 2011 at 10:00 AM has been postponed to March 08, 2011 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State. DATED: February 03, 2011 MORTGAGEE: Bank of America, N.A. Wilford & Geske, P.A. Attorneys for Mortgagee: Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 012494F01 2496416 2/3/11

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: August 05, 2004 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $130,400.00 MORTGAGOR(S): Jeremy C Engen, a single person MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF REGISTERING: Registered: September 03, 2004 Dakota County Registrar of Titles Document Number: 546857 ASSIGNMENTS OF MORTGAGE: And assigned to: BAC Home Loans Servicing, LP Dated: September 16, 2010

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�� ASSIGNEE �� Dated: September 16, 2010 OF �� MORTGAGEE: Registered: September 17, 2010 BAC Home Loans Servicing, LP Dakota County Registrar of Titles NOTICE OF POSTPONEMENT OF Document Number: T667792 MORTGAGE FORECLOSURE SALE Transaction Agent: Mortgage ElecThe above referenced sale scheduled tronic Registration Systems, Inc. for February 02, 2011 at 10:00 AM has Transaction Agent Mortgage Identifi- been postponed to March 04, 2011 at 10:00 AM in the Dakota County Law cation Number: 100015700039812611 L e n d e r o r B r o k e r : C o u n t r y w i d e Enforcement Center, 1580 Highway 55, Home Loans, Inc. Lobby S-100, Hastings, Minnesota in Residential Mortgage Servicer: BAC said County and State. Home Loans Servicing, L.P. DATED: February 02, 2011 Mortgage Originator: Not Applicable ASSIGNEE OF MORTGAGEE: CERTIFICATE OF TITLE NUMBER: BAC Home Loans Servicing, LP 133213 Wilford & Geske, P.A. COUNTY IN WHICH PROPERTY IS Attorneys for Assignee Of Mortgagee: Lawrence A. Wilford LOCATED: Dakota Property Address: 3754 Vermilion Ct James A. Geske S, Eagan, MN 55122-3154 8425 Seasons Parkway, Suite 105 T a x P a r c e l I D N u m b e r : Woodbury, MN 55125-4393 10-16936-407-04 (651) 209-3300 L E G A L D E S C R I P T I O N O F P R O P - File Number: 017131F01 2/3/11 ERTY: Unit No. 407, Common Interest 2497499 Community No. 176, Vermillion Carriage Homes, a condominium located in the County of Dakota NOTICE OF MORTGAGE AMOUNT DUE AND CLAIMED TO BE FORECLOSURE SALE DUE AS OF DATE OF NOTICE: THE RIGHT TO VERIFICATION $163,599.11 THAT all pre-foreclosure require- OF THE DEBT AND IDENTITY OF ments have been complied with; that THE ORIGINAL CREDITOR WITHIN no action or proceeding has been insti- THE TIME PROVIDED BY LAW IS tuted at law or otherwise to recover the NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that debt secured by said mortgage, or any part thereof; that this is registered default has occurred in conditions of the following described mortgage: property; MORTGAGORS:Justin A. Kepler and PURSUANT to the power of sale conJoyce K. Luedke, both single. tained in said mortgage, the MORTGAGEE:Mortgage Electronic above-described property will be sold by the Sheriff of said county as fol- Registration Systems, Inc. DATE AND PLACE OF RECORDING: lows: Registered April 14, 2008, Dakota DATE AND TIME OF SALE: NovemRegistrar of Titles, Document County ber 05, 2010 at 10:00 AM PLACE OF SALE: Dakota County No. 626546, Certificate of Title No. Law Enforcement Center, 1580 High- 144598. ASSIGNMENTS OF MORTGAGE: way 55, Lobby S-100, Hastings, MinneAssigned to: Chase Home Finance sota LLC, Dated: November 16, 2010. to pay the debt secured by said mortSaid Mortgage being Registered gage and taxes, if any, on said premises and the costs and disburse- Land. TRANSACTION AGENT: Mortgage ments, including attorney fees allowed by law, subject to redemption within Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTsix (6) months from the date of said sale by the mortgagor(s), their per- GAGE IDENTIFICATION NUMBER ON MORTGAGE: 100026900031030033 sonal representatives or assigns. LENDER OR BROKER AND MORTIf the Mortgage is not reinstated under Minn. Stat. §580.30 or the GAGE ORIGINATOR STATED ON property is not redeemed under Minn. MORTGAGE: Bell America Mortgage Stat. §580.23, the Mortgagor must LLC dba Bell Mortgage RESIDENTIAL MORTGAGE SERvacate the property on or before 11:59 p.m. on May 05, 2011, or the next VICER: Chase Home Finance LLC MORTGAGED PROPERTY ADDRESS: business day if May 05, 2011 falls on a 21030 Chippendale Court, Farmington, Saturday, Sunday or legal holiday. Mortgagor(s) released from financial MN 55024 TAX PARCEL I.D. #: 142110005100 obligation: NONE LEGAL DESCRIPTION OF PROPTHIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING ERTY: Lot 3 and those parts of Lots 4 and 5 TO COLLECT A DEBT. ANY lying Easterly of a Straight Line INFORMATION OBTAINED WILL BE drawn from a point on the North Line USED FOR THAT PURPOSE. of Said Lot 4 Distant 28 feet West of THE RIGHT TO VERIFICATION OF the Northeast Corner of Said Lot 4 to THE DEBT AND IDENTITY OF THE the Southeast Corner of Said Lot 5, ORIGINAL CREDITOR WITHIN THE All in Dooley Add. TIME PROVIDED BY LAW IS NOT COUNTY IN WHICH PROPERTY IS AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR LOCATED:Dakota ORIGINAL PRINCIPAL AMOUNT OF REDEMPTION BY THE MORTGAGOR, T H E M O R T G A G O R ' S P E R S O N A L MORTGAGE:$173,250.00 AMOUNT DUE AND CLAIMED TO BE REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF DUE AS OF DATE OF NOTICE, INCLUDA J U D I C I A L O R D E R I S E N T E R E D ING TAXES, IF ANY, PAID BY MORTU N D E R M I N N E S O T A S T A T U T E S , GAGEE:$185,340.27 That prior to the commencement of SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE this mortgage foreclosure proceeding M O R T G A G E D P R E M I S E S A R E Mortgagee/Assignee of Mortgagee comI M P R O V E D W I T H A R E S I D E N T I A L plied with all notice requirements as D W E L L I N G O F L E S S T H A N F I V E required by statute; That no action or UNITS, ARE NOT PROPERTY USED IN proceeding has been instituted at law AGRICULTURAL PRODUCTION, AND o r o t h e r w i s e t o r e c o v e r t h e d e b t secured by said mortgage, or any part ARE ABANDONED. thereof; DATED: September 23, 2010 PURSUANT to the power of sale ASSIGNEE OF MORTGAGEE: contained in said mortgage, the above BAC Home Loans Servicing, LP property will be sold by the described Wilford & Geske, P.A. Sheriff of said county as follows: Attorneys for Assignee of Mortgagee DATE AND TIME OF SALE: January Lawrence A. Wilford 25, 2011 at 10:00 AM James A. Geske PLACE OF SALE:Sheriff's Office, Law 8425 Seasons Parkway, Suite 105 Enforcement Center, 1580 Hwy 55, Woodbury, MN 55125-4393 Lobby #S-100, Hastings, MN (651) 209-3300 to pay the debt then secured by said File Number: 017131F01 Mortgage, and taxes, if any, on said NOTICE OF POSTPONEMENT OF premises, and the costs and disburseMORTGAGE FORECLOSURE SALE The above referenced sale scheduled m e n t s , i n c l u d i n g a t t o r n e y s ' f e e s for November 05, 2010 at 10:00 AM has allowed by law subject to redemption been postponed to December 06, 2010 within six (6) months from the date of at 10:00 AM in the Dakota County Law said sale by the mortgagor(s), their Enforcement Center, 1580 Highway 55, personal representatives or assigns Lobby S-100, Hastings, Minnesota in unless reduced to Five (5) weeks under MN Stat. §580.07. said County and State. TIME AND DATE TO VACATE DATED: November 05, 2010 PROPERTY: If the real estate is an ASSIGNEE OF MORTGAGEE: owner-occupied, single-family BAC Home Loans Servicing, LP dwelling, unless otherwise provided by NOTICE OF POSTPONEMENT OF law, the date on or before which the MORTGAGE FORECLOSURE SALE The above referenced sale scheduled mortgagor(s) must vacate the property if the mortgage is not reinstated under for December 06, 2010 at 10:00 AM has been postponed to December 21, 2010 section 580.30 or the property is not at 10:00 AM in the Dakota County Law redeemed under section 580.23 is Enforcement Center, 1580 Highway 55, 11:59 p.m. on July 25, 2011. MORTGAGOR(S) RELEASED FROM Lobby S-100, Hastings, Minnesota in FINANCIAL OBLIGATION ON said County and State. MORTGAGE:None DATED: December 06, 2010 "THE TIME ALLOWED BY LAW FOR ASSIGNEE OF MORTGAGEE: REDEMPTION BY THE MORTGAGOR, BAC Home Loans Servicing, LP THE MORTGAGOR'S PERSONAL NOTICE OF POSTPONEMENT OF REPRESENTATIVES OR ASSIGNS, MORTGAGE FORECLOSURE SALE The above referenced sale scheduled MAY BE REDUCED TO FIVE WEEKS IF for December 21, 2010 at 10:00 AM has A J U D I C I A L O R D E R I S E N T E R E D been postponed to January 24, 2011 at U N D E R M I N N E S O T A S T A T U T E S , 10:00 AM in the Dakota County Law SECTION 582.032, DETERMINING, Enforcement Center, 1580 Highway 55, AMONG OTHER THINGS, THAT THE Lobby S-100, Hastings, Minnesota in M O R T G A G E D P R E M I S E S A R E IMPROVED WITH A RESIDENTIAL said County and State. DWELLING OF LESS THAN FIVE DATED: December 21, 2010 UNITS, ARE NOT PROPERTY USED IN ASSIGNEE OF MORTGAGEE: AGRICULTURAL PRODUCTION, AND BAC Home Loans Servicing, LP ARE ABANDONED." NOTICE OF POSTPONEMENT OF Dated: November 16, 2010. MORTGAGE FORECLOSURE SALE Chase Home Finance LLC The above referenced sale scheduled Mortgagee/Assignee of Mortgagee for January 24, 2011 at 10:00 AM has been postponed to February 02, 2011 USSET, WEINGARDEN AND LIEBO, P.L.L.P. at 10:00 AM in the Dakota County Law By: Paul A. Weingarden Enforcement Center, 1580 Highway 55, Attorneys for Mortgagee/Assignee of Lobby S-100, Hastings, Minnesota in Mortgagee 4500 Park Glen Road #300 said County and State. Minneapolis, MN 55416 DATED: January 24, 2011

PUBLIC NOTICE

ASSIGNEE OF MORTGAGEE:

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�� U.S. Bank, National Association, as Trustee �� Minneapolis, MN 55416 (952) 925-6888 30-9660 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE Pursuant to the provisions of Minnesota Statutes 580.07, the foregoing foreclosure sale is postponed until March 22, 2011 at 10:00 am at the Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN, in said county and state. Dated: January 26, 2011. Chase Home Finance LLC Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 30-9660 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2491903 2/3/11

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: April 5, 2005 MORTGAGORS: Curtis Gunderson and Kimberly Gunderson, husband and wife. MORTGAGEE: First Franklin. DATE AND PLACE OF RECORDING: Recorded May 6, 2005, Dakota County Recorder, Document No. 2319646. ASSIGNMENTS OF MORTGAGE: Assigned to: First Franklin Financial Corporation, Dated: July 28, 2005, Recorded: August 8, 2005, Document No. 2348474. And thereafter assigned to: U.S. Bank, National Association, as successor trustee to Bank of America, N.A. as successor by merger to LaSalle Bank National Association, as Trustee for Merrill Lynch Mortgage Investors Trust, Mortgage Loan Asset-Backed Certificates, Series 2006-FF1, Dated: June 16, 2009, Recorded: June 25, 2009, Document No. 2666683. TRANSACTION AGENT: NONE TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: NONE LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: First Franklin RESIDENTIAL MORTGAGE SERVICER: Home Loan Services, Inc. MORTGAGED PROPERTY ADDRESS: 16617 Flagstaff Way W., Rosemount, MN 55068 TAX PARCEL I.D. #: 22-21177-160-07 LEGAL DESCRIPTION OF PROPERTY: Lot Sixteen (16), Block Seven (7), Donnay's Valley Park 8th. COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $190,400.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $217,523.01 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: November 2, 2010 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on May 2, 2011. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED." Dated: September 1, 2010. U.S. Bank, National Association,

Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 76-3292 1044468660 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE Pursuant to the provisions of Minnesota Statutes 580.07, the foregoing foreclosure sale is postponed until January 25, 2011 at 10:00 am at the Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN, in said county and state. Dated: November 16, 2010. U.S. Bank, National Association, as Trustee Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 76-3292 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE Pursuant to the provisions of Minnesota Statutes 580.07, the foregoing foreclosure sale is postponed until March 22, 2011 at 10:00 am at the Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN, in said county and state. Dated: January 26, 2011. U.S. Bank, National Association, as Trustee Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 76-3292 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2491946 2/3/11

PUBLIC NOTICE

PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on May 18, 2011. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED." Dated: September 17, 2010. U.S. Bank N.A., as Trustee Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 75-4126 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE Pursuant to the provisions of Minnesota Statutes 580.07, the foregoing foreclosure sale is postponed until January 27, 2011 at 10:00 am at the Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN, in said county and state. Dated: November 17, 2010. Chase Home Finance, LLC Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 75-4126 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE Pursuant to the provisions of Minnesota Statutes 580.07, the foregoing foreclosure sale is postponed until March 31, 2011 at 10:00 am at the Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN, in said county and state. Dated: January 28, 2011. Chase Home Finance, LLC Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 75-4126 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2495566 2/3/11

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: July 20, 2005 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $225,600.00 MORTGAGOR(S): Gregg A. Kegley and Renee C. Kegley, husband and wife MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded: August 22, 2005 Dakota County Recorder Document Number: 2353355 ASSIGNMENTS OF MORTGAGE: And assigned to: THE BANK OF NEW YORK MELLON FKA THE BANK OF NEW YORK, AS TRUSTEE FOR THE CERTIFICATEHOLDERS CWABS, INC., ASSET-BACKED CERTIFICATES, SERIES 2005- AB4 Dated: May 14, 2010 Recorded: June 17, 2010 Dakota County Recorder Document Number: 2736087 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100261495603033295 Lender or Broker: Great Northern Financial Group, Inc. Residential Mortgage Servicer: BAC Home Loans Servicing, L.P. Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 14668 Greenridge Ln, Burnsville, MN 55306-6919 Tax Parcel ID Number: 0207120206001 LEGAL DESCRIPTION OF PROPERTY: Lot 6, Block 1, Southcross Heights 3rd Addition, Dakota County, Minnesota. AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $301,540.50 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows:

lows: DATE AND TIME OF SALE: August 06, 2010 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on February 06, 2011, or the next business day if February 06, 2011 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: June 24, 2010 ASSIGNEE OF MORTGAGEE: THE BANK OF NEW YORK MELLON FKA THE BANK OF NEW YORK, AS TRUSTEE FOR THE CERTIFICATEHOLDERS CWABS, INC., ASSET-BACKED CERTIFICATES, SERIES 2005AB4 Wilford & Geske, P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 005668F02 NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for August 06, 2010 at 10:00 AM has been postponed to August 19, 2010 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State. DATED: August 06, 2010 ASSIGNEE OF MORTGAGEE: THE BANK OF NEW YORK MELLON FKA THE BANK OF NEW YORK, AS TRUSTEE FOR THE CERTIFICATEHOLDERS CWABS, INC., ASSET-BACKED CERTIFICATES, SERIES 2005AB4 NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for August 19, 2010 at 10:00 AM has been postponed to September 09, 2010 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State. DATED: August 19, 2010 ASSIGNEE OF MORTGAGEE: THE BANK OF NEW YORK MELLON FKA THE BANK OF NEW YORK, AS TRUSTEE FOR THE CERTIFICATEHOLDERS CWABS, INC., ASSET-BACKED CERTIFICATES, SERIES 2005AB4 NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for September 09, 2010 at 10:00 AM has been postponed to September 30, 2010 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State. DATED: September 09, 2010 ASSIGNEE OF MORTGAGEE: THE BANK OF NEW YORK MELLON FKA THE BANK OF NEW YORK, AS TRUSTEE FOR THE CERTIFICATEHOLDERS CWABS, INC., ASSET-BACKED CERTIFICATES, SERIES 2005AB4 NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for September 30, 2010 at 10:00 AM has been postponed to October 21, 2010 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State. DATED: September 30, 2010 ASSIGNEE OF MORTGAGEE: THE BANK OF NEW YORK MELLON FKA THE BANK OF NEW YORK, AS TRUSTEE FOR THE CERTIFICATEHOLDERS CWABS, INC., ASSET-BACKED CERTIFICATES, SERIES 2005AB4 NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for October 21, 2010 at 10:00 AM has been postponed to November 02, 2010 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State.

said County and State. DATED: October 21, 2010 ASSIGNEE OF MORTGAGEE: THE BANK OF NEW YORK MELLON FKA THE BANK OF NEW YORK, AS TRUSTEE FOR THE CERTIFICATEHOLDERS CWABS, INC., ASSET-BACKED CERTIFICATES, SERIES 2005AB4 NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for November 02, 2010 at 10:00 AM has been postponed to December 02, 2010 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State. DATED: November 02, 2010 ASSIGNEE OF MORTGAGEE: THE BANK OF NEW YORK MELLON FKA THE BANK OF NEW YORK, AS TRUSTEE FOR THE CERTIFICATEHOLDERS CWABS, INC., ASSET-BACKED CERTIFICATES, SERIES 2005AB4 NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for December 02, 2010 at 10:00 AM has been postponed to January 04, 2011 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State. DATED: December 02, 2010 ASSIGNEE OF MORTGAGEE: THE BANK OF NEW YORK MELLON FKA THE BANK OF NEW YORK, AS TRUSTEE FOR THE CERTIFICATEHOLDERS CWABS, INC., ASSET-BACKED CERTIFICATES, SERIES 2005AB4 NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for January 04, 2011 at 10:00 AM has been postponed to February 03, 2011 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State. DATED: January 04, 2011 ASSIGNEE OF MORTGAGEE: THE BANK OF NEW YORK MELLON FKA THE BANK OF NEW YORK, AS TRUSTEE FOR THE CERTIFICATEHOLDERS CWABS, INC., ASSET-BACKED CERTIFICATES, SERIES 2005AB4 NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for February 03, 2011 at 10:00 AM has been postponed to March 02, 2011 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State. DATED: February 03, 2011 ASSIGNEE OF MORTGAGEE: THE BANK OF NEW YORK MELLON FKA THE BANK OF NEW YORK, AS TRUSTEE FOR THE CERTIFICATEHOLDERS CWABS, INC., ASSET-BACKED CERTIFICATES, SERIES 2005AB4 Wilford & Geske, P.A. Attorneys for Assignee Of Mortgagee: Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 005668F02 2495601 2/3/11

PUBLIC NOTICE

LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Tradition Mortgage RESIDENTIAL MORTGAGE SERVICER: Chase Home Finance LLC MORTGAGED PROPERTY ADDRESS: 18108 Jarl Court, Lakeville, MN 55044 TAX PARCEL I.D. #: 22-63101-010-05 LEGAL DESCRIPTION OF PROPERTY: Lot 1, Block 5, Raven Lake 2nd Addition, Dakota County, Minnesota. COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $300,700.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $308,631.62 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: January 28, 2011 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on July 28, 2011. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED." Dated: November 19, 2010. Chase Home Finance LLC Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 30-5838 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE Pursuant to the provisions of Minnesota Statutes 580.07, the foregoing foreclosure sale is postponed until March 25, 2011 at 10:00 am at the Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN, in said county and state. Dated: January 24, 2011. Chase Home Finance LLC Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 30-5838 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2489907 2/3/11

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: February 20, 2007 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $193,000.00 MORTGAGOR(S): Gery B Kirk, a single person MORTGAGEE: Bank of America, N.A. DATE AND PLACE OF REGISTERING: Registered: April 09, 2007 Dakota County Registrar of Titles Document Number: 608670 Transaction Agent: Not Applicable Transaction Agent Mortgage Identification Number: Not Applicable Lender or Broker: Bank of America, N.A. Residential Mortgage Servicer: BAC Home Loans Servicing, L.P. Mortgage Originator: Not Applicable CERTIFICATE OF TITLE NUMBER: 142287 COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 3813 Lodestone

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y Ln, Eagan, MN 55122-1657 Tax Parcel ID Number: 10-16711-120-03 LEGAL DESCRIPTION OF PROPERTY: Lot 12, Block 3 in Cedar Grove No. 11, according to the recorded plat thereof AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $197,949.83 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; that this is registered property; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: May 28, 2010 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. ยง580.30 or the property is not redeemed under Minn. Stat. ยง580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on November 28, 2010, or the next business day if November 28, 2010 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: April 15, 2010 MORTGAGEE: Bank of America, N.A. Wilford & Geske, P.A. Attorneys for Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 012331F01 NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for May 28, 2010 at 10:00 AM has been postponed to June 24, 2010 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State. DATED: May 28, 2010 MORTGAGEE: Bank of America, N.A. NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for June 24, 2010 at 10:00 AM has been postponed to July 22, 2010 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State. DATED: June 24, 2010 MORTGAGEE: Bank of America, N.A. NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for July 22, 2010 at 10:00 AM has been postponed to August 23, 2010 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State. DATED: July 22, 2010 MORTGAGEE: Bank of America, N.A. NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for August 23, 2010 at 10:00 AM has been postponed to September 28, 2010 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State. DATED: August 23, 2010 MORTGAGEE: Bank of America, N.A. NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for September 28, 2010 at 10:00 AM has been postponed to October 28, 2010 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State. DATED: September 28, 2010 MORTGAGEE: Bank of America, N.A. NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled

for October 28, 2010 at 10:00 AM has been postponed to November 02, 2010 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State. DATED: October 28, 2010 MORTGAGEE: Bank of America, N.A. NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for November 02, 2010 at 10:00 AM has been postponed to December 02, 2010 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State. DATED: November 02, 2010 MORTGAGEE: Bank of America, N.A. NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for December 02, 2010 at 10:00 AM has been postponed to January 03, 2011 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State. DATED: December 02, 2010 MORTGAGEE: Bank of America, N.A. NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for January 03, 2011 at 10:00 AM has been postponed to January 20, 2011 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State. DATED: January 03, 2011 MORTGAGEE: Bank of America, N.A. NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for January 20, 2011 at 10:00 AM has been postponed to February 02, 2011 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State. DATED: January 20, 2011 MORTGAGEE: Bank of America, N.A. NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for February 02, 2011 at 10:00 AM has been postponed to March 02, 2011 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State. DATED: February 02, 2011 MORTGAGEE: Bank of America, N.A. Wilford & Geske, P.A. Attorneys for Mortgagee: Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 012331F01 2495412 2/3/11

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: August 14, 2009 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $216,824.00 MORTGAGOR(S): Zebual L Beck and Hannah M Beck, husband and wife MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded: September 01, 2009 Dakota County Recorder Document Number: 2681690 ASSIGNMENTS OF MORTGAGE: And assigned to: Nationstar Mortgage, LLC Dated: October 13, 2010 Recorded: December 13, 2010 Dakota County Recorder Document Number: 2771971 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100397202995051944 Lender or Broker: Nationstar Mortgage, LLC dba Champion Mortgage Company Residential Mortgage Servicer: Nationstar Mortgage, LLC Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 7200 166th Ct, Rosemount, MN 55068-5204 Tax Parcel ID Number: 22-21100-200-06 LEGAL DESCRIPTION OF PROPERTY: Lot 20, Block 6, Donnay's College Park AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $224,118.60 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: January 28, 2011 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed

g y by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. ยง580.30 or the property is not redeemed under Minn. Stat. ยง580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on July 28, 2011, or the next business day if July 28, 2011 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: December 16, 2010 ASSIGNEE OF MORTGAGEE: Nationstar Mortgage, LLC Wilford & Geske, P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 017342F01 NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for January 28, 2011 at 10:00 AM has been postponed to February 28, 2011 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State. DATED: January 28, 2011 ASSIGNEE OF MORTGAGEE: Nationstar Mortgage, LLC Wilford & Geske, P.A. Attorneys for Assignee Of Mortgagee: Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 017342F01 2494021 2/3/11

PUBLIC NOTICE

DAKOTA COUNTY TRIBUNE BUSINESS WEEKLY February 3, 2011

g g representatives or assigns unless reduced to Five (5) weeks under MN Stat. ยง580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on April 26, 2011. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED." Dated: August 25, 2010. JPMorgan Chase Bank, N.A. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 60-2608 3011349291 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE Pursuant to the provisions of Minnesota Statutes 580.07, the foregoing foreclosure sale is postponed until November 9, 2010 at 10:00 am at the Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN, in said county and state. Dated: October 27, 2010. JPMorgan Chase Bank, N.A. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 60-2608 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE Pursuant to the provisions of Minnesota Statutes 580.07, the foregoing foreclosure sale is postponed until January 25, 2011 at 10:00 am at the Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN, in said county and state. Dated: November 10, 2010. JPMorgan Chase Bank, N.A. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 60-2608 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE Pursuant to the provisions of Minnesota Statutes 580.07, the foregoing foreclosure sale is postponed until March 15, 2011 at 10:00 am at the Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN, in said county and state. Dated: January 26, 2011. JPMorgan Chase Bank, N.A. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 60-2608 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2491939 2/3/11

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: September 07, 2007 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $148,500.00 MORTGAGOR(S): Brian Lee Heckmann and Christine Heckmann, husband and wife MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded: September 27, 2007 Dakota County Recorder Document Number: 2546586 ASSIGNMENTS OF MORTGAGE: And assigned to: BAC Home Loans Servicing, LP fka Countrywide Home Loans Servicing, LP Dated: October 07, 2010 Recorded: October 11, 2010 Dakota County Recorder Document Number: 2758630 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100039032129740649

Lender or Broker: Quicken Loans, Inc. Residential Mortgage Servicer: BAC Home Loans Servicing, L.P. Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 902 Bellows St, West St Paul, MN 55118-1319 Tax Parcel ID Number: 42-66700-091-00 LEGAL DESCRIPTION OF PROPERTY: The South Fifty Five (S.55) feet of the North Ninety Eight (N 98) feet of Lots Seven (7), Eight (8) and Nine (9), Schlafle's Re-Arrangement, West. St. Paul, Dakota County, according to the plat thereof on file and of record in the office of the Register of Deeds in and for Dakota County, Minnesota. AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $179,652.64 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: November 30, 2010 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. ยง580.30 or the property is not redeemed under Minn. Stat. ยง580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on May 30, 2011, or the next business day if May 30, 2011 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES,

43A

SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: October 14, 2010 ASSIGNEE OF MORTGAGEE: BAC Home Loans Servicing, LP fka Countrywide Home Loans Servicing, LP Wilford & Geske, P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 017526F01 NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for November 30, 2010 at 10:00 AM has been postponed to January 03, 2011 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State. DATED: November 30, 2010 ASSIGNEE OF MORTGAGEE: BAC Home Loans Servicing, LP fka Countrywide Home Loans Servicing, LP NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for January 03, 2011 at 10:00 AM has been postponed to February 02, 2011 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State. DATED: January 03, 2011 ASSIGNEE OF MORTGAGEE: BAC Home Loans Servicing, LP fka Countrywide Home Loans Servicing, LP NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for February 02, 2011 at 10:00 AM has been postponed to March 03, 2011 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State. DATED: February 02, 2011 ASSIGNEE OF MORTGAGEE: BAC Home Loans Servicing, LP fka Countrywide Home Loans Servicing, LP Wilford & Geske, P.A. Attorneys for Assignee Of Mortgagee: Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 017526F01 2497444 2/3/11

Frontier provides Metro Ethernet connection for ImageTrend Frontier Communications recently completed installation of a 100-megabit Metro Ethernet connection for ImageTrend Inc., a software development company with headquarters in Lakeville. The new circuit will provide ImageTrend with a dedicated, high-speed connection over fiber to their data centers. Frontier began the underground cable installation for ImageTrend in late December. The new Ethernet cable provides 10 times more bandwidth for ImageTrend, resulting in enhanced availability and increased speeds to connect the company with its partner at The Minnesota Gateway, also known as the 511 Building, in Minneapolis. The Minnesota Gateway is one of the Midwestโ s largest and fastest growing colocation companies. The hub provides storage back-up and houses multiple Internet and communications firms. โ Colocating in the data world enables a company like ImageTrend to host its servers at a secure, off-site facility with back-up pow-

er and 24/7 monitoring,โ Chuck Bruns, regional sales manager, Frontier Communications, said. โ Most importantly, it allows ImageTrend to focus on its core business of software solutions rather than on connectivity services.โ A customer of Frontier since 2000, ImageTrend previously connected via wireless, a transmission method limited by the geography of the area. โ Being the first to take advantage of this fiberoptic installation demonstrates our commitment to advancement and providing the best possible solutions and hosting services,โ Mike McBrady, president of ImageTrend Inc., said. โ We are excited about the impact this will have on our business growth.โ As of January 2011, Frontier offers all Twin Cities metro customers the capability to access The Minnesota Gateway to connect to hosting partners and/or crossconnect to other carriers.

44A

February 3, 2011 DAKOTA COUNTY TRIBUNE BUSINESS WEEKLY

College delivers leadership training at Uponor Job skills grant paves the way for public-private partnership at Apple Valley-based company Harold Torrence, a supervisory management instructor at Dakota County Technical College, reported that an advanced training partnership between the college and Uponor North America has yielded superb results. Thanks to a nearly $300,000 Minnesota Job Skills Partnership grant, DCTC Customized Training delivered leadership and fire safety training to Uponor employees on-site at the company and at the college’s Apple Valley site. “Uponor has contributed roughly 9,000 in-kind employee hours to the two-year project,” Torrence said. “The company, which is the largest private employer in Apple Valley, is applying the training to better compete globally while responding to the needs of a diverse workforce.” Uponor ranks as the pioneering world leader in the production of crosslinked polyethylene tubing, commonly known as PEX tubing, for heating, plumbing, fire safety and commercial systems. With its North American headquarters in Apple Valley, Uponor has built 30 years of experience in the field with more than 12 billion feet of its PEX tubing installed worldwide. Greg Lawler, vice president of supply chain at Uponor North America, said that the college proved the ideal partner for such advanced-level training. “DCTC gave us the guidance and know-how to go after the MJSP grant in the first place,” Lawler said. “The college has the resources to deliver the training content we needed. We could never have achieved the same results in the same amount of time without DCTC.” Eric Fiedler, manager of learning and organization development at Uponor North America, stated that the training focused on action-learning during real projects, moving beyond business operations and actually changing the way people approach their jobs.

Rack Shack from Page 1A

match his appetite. Ashwell confirms that Hittner’s barbecue jones is more than an idle avocation. Hittner’s fingerprints are all over the Rack Shack menu. He features himself in a weekly YouTube series called “Smoke Talk,” which is posted on the restaurant’s website and e-mailed to its diner-club members. “He’s got lots of good ideas, but they just need a little tweaking,” Ashwell said. “The sauces and the rub, that’s him all the way.” Hittner said he was tired of driving into Minneapolis to find good barbecue. He

Photo submitted

A nearly $300,000 Minnesota Job Skills Partnership grant allowed Dakota County Technical Colllege Customized Training to deliver leadership and fire safety training to Uponor employees onsite at the company and at the college’s Apple Valley site.

In Brief

To learn more about Uponor North America, visit www.uponor-usa.com For more info about Customized Training business management programs at Dakota County Technical College, contact: Pat McQuillan, DCTC director of trade and industry, patrick. mcquillan@dctc.edu, (651) 423-8318.

“The training partnership with DCTC gave us the opportunity to challenge ourselves,” Fiedler said. “The training gave our employees the means to take ownership of their jobs. We have experienced increased productivity and better communication. What the training has really done is inject renewed energy into our operations.” One aspect of the training program centered on lean manufacturing, a production principle where resource expenditures that lack value for the end customer are removed from the process. Mary Kay McVey, lean operations manager at Uponor North America, reported that lean best practices were an immediate hit with Uponor em-

ployees involved in the coursework, which was delivered by Ann Goebel, the director of Twin Cities Partnerships at Minnesota State University, Mankato. A machine called a recoiler, which is integral to the production of PEX tubing, required a 45-minute setup period prior to the application of lean methodologies. Setup time was reduced to six minutes when all unnecessary steps in the process were eliminated. “Uponor North America as a corporation had never been exposed to the lean principle and our employees found the new thought process very enlightening,” McVey said. “Lean instruction gave them the ability to start recognizing different

singles out two south Minneapolis eateries — Ted Cook’s 19th Hole BBQ and Scott Ja-Mama’s Barbecue. “Those are good barbecue joints,” Hittner said. “I aspire to be better.” Rack Shack serves Memphis-style southern barbecue. Preparation begins with application of Hittner’s 17-spice dry rub to meat that then sits for 24 to 48 hours. Next, the meat is cooked at low heat over a gas-wood smoker — 14 to 16 hours for the brisket and pork, Hittner said. The slow-cooking melts the fat and gristle, producing meat that’s “tender to the fork, tender to the tooth,” he said.

“Our meat does not need sauce,” Hittner insisted. “About half of our customers will eat the ribs, for example, and not use any sauce at all.” The rest can choose from eight homemade sauces, ranging from the Minnesota-mild “St. Paulie” to the fire-breathing “New Orleans Ghost.” The selection includes three nonred sauces, one with a vinegar base and two with a brown sugar and mustard base. Hittner said he invested “north of 200 grand” in Rack Shack BBQ, which began covering its expenses a few months after opening. Rack Shack was joined at about the same time by an-

opportunities in our operations.” Greg Love, Uponor’s maintenance mechanic lead, has worked 15 years in Uponor’s maintenance department. Love sees a marked difference in the employees as well as the facility since attending the training programs. “The Lean A3 training we received helped us to think differently when it came to a process,” said Love. “They taught us to use the ‘five whys’ to break something down to its root cause before making a decision or taking action. Using that training has made a big difference in how we operate.” Love also noted that since the training, his team decided to implement a Continuous Improvement Board where employees can post ideas for improving processes and efficiencies. “We review these suggestions every day,” he said. “Because of this input, our factory has become more organized and efficient. This is the best

I’ve seen it in 15 years.” Rusty Callier, the plant manager at Uponor North America’s Apple Valley headquarters, has worked with DCTC Customized Training for more than seven years. He found that the latest round of leadership training once again showed the college’s commitment to Uponor’s success. “DCTC delivers consistently good results,” Callier said. “The instructors are confident and comfortable in what they do. They are very professional and the training is relevant with an emphasis on clarity.” April Hibben, inventory supervisor at Uponor’s Distribution Center in Lakeville, has found she uses the tools from the leadership training on a daily basis. “After learning our individual strengths from the test we took during training, we were able to better use our skills to lead others and work towards greater productivity,” Hibben said. “The leadership training taught us to see different points

of views – that listening and communicating one way wasn’t always the best or most effective method for all. It showed us that everyone has different strengths that we can leverage to gain greater success for our team, and ultimately, our company.” Torrence pointed out that the training and development project at Uponor keyed on three main areas: 1. Integrated Management Systems that brought together all employees under a central corporate quality process and control methodology that allows them to compete in a global marketplace. 2. Proactive Technical Skills Training that improved the ability of the company’s workforce to produce, sell and distribute a new residential fire suppression system that is responsive to the increased demand generated by government fire safety regulations taking effect in 2011. 3. Promotion of a Multiculturally Competent Leadership and Management Team that responds to the needs of an increasingly diverse workforce. “We believe in the power of leadership training,” Torrence said. “By empowering employees throughout a company or organization, you create an inclusive and integrated culture that respects every individual’s unique characteristics while maximizing opportunities to synergize individual strengths into an ‘it’s all about us’ mentality. Leadership training gets everyone on the same page in an exceptionally positive way.” The director of trade and industry in the college’s CT division, Pat McQuillan notes that the college is an established leader in the field of leadership education. “We are constantly searching for the latest and greatest technical and leadership knowledge that’s out there,” McQuillan said. “Working through the grant process, we are very good at delivering that knowledge to companies and businesses through progressive training programs.”

other new strip-mall barbecue joint in Burnsville — a Dickey’s Barbecue franchise over in the Heart of the City. “Will they suck some of the wind out of the barbecue market? Probably, because it’s a limited market,” Hittner said. “I’ve been talking about it (opening a barbecue joint) for years and years and years, only because of my hobby,” he said. “I said if we can start a restaurant and have my hobby and have it pay for itself, that’d be a good thing. Because I didn’t start it to make money.” Photo by John Gessner

John Gessner is at burnsville. thisweek@ecm-inc.com.

Keith Hittner Jr., left, Keith Hittner Sr., middle, and Elliot Ashwell, right.