02/11/2010 - Dakota County Tribune Business Weekly

Banks give Obama proposal mixed reviews 2A Home and leisure show seeks vendors 5A Budget, bonding bill at fore this session 8A

JESSICA HARPER ERIN JOHNSON TIM BUDIG

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DATE ##, 20092010 FEBRUARY11,

VOLUME 30, NUMBER # VOLUME 30, NUMBER 50

Dakota County Tribune Since 1884

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Lakeville-based Scruples was founded in 1983 by Frank Liguori Sr. and Jack Storey. The company, now owned and operated by Liguori’s children, develops and sells hair care products for salons worldwide.

FORUM

Transportation is the number one concern of metro residents despite new transit improvement projects.

DON 4A HEINZMAN

Hair care brings family together

FORUM

BILL DROSTE

Owners of Lakeville-based Scruples share ups and downs of owning family business

by Jessica Harper DAKOTA COUNTY TRIBUNE

For the Liguori family, hair is what ties them together.

As children, Frank Liguori, Tracy Liguori Lubeley and Mia Liguori McHugh, tri-presidents of Scruples, a salon hair care product supplier in Lakeville, traveled the country with their parents to attend hair shows and view cutting-edge ’dos.

Their father, Frank Liguori Sr., was vice president of a major hair-care-product company at the time and had celebrity status at each event. “I remember being so hungry and waiting in line for food for two hours because everyone wanted to shake his hand,� Liguori McHugh said with a smile.

In 1983, Liguori Sr. left his job to found Scruples with his business partner, Jack Storey.

Over the years, Scruples became a family business.

Liguori was the first to join his father in the venture two years after it opened. “I never imagined I would be in the beauty industry,� he said.

Liguori had earned a bachelor’s de-

and everyone had a great attitude,�

Liguori said.

After the show, he, his father and others from the show went to a dance hall where they had a barbecue and learned the two-step. “It was a lot of fun,� Liguori said.

Sisters Liguori Lubeley and Liguori McHugh joined the company in 1986 and Scruples is a hair-care-product supplier for 1989, respectively.

All three siblings besalons.

Location: 8231 214th Street, Lakeville, Minn. gan in entry level jobs for Phone: (952) 469-4646 the company.

Web site: www.scrupleshaircare.com Liguori Lubeley said it was important to their father, who retired last gree in business marketing from the year, to have them start at the bottom University of Minnesota a few years and work their way up. earlier and was working in the music Last July, the three of them took industry. over the business after their father and His father asked him to help with a Storey retired. (Liguori Sr. and Storey hair show in Little Rock, Ark., in 1985, stay involved in the business as memand he was hooked. bers of its board of directors.)

See Scruples, Page 40A “I liked that people were energetic

Rosemount citizens asked for former St. Joseph Church to be preserved and the city responded to the challenge.

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BUSINESS 101

ANTAR SALIM

Developing a solid strategy is key to branding, staying competitive in the marketplace and becoming prof itable.

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BUSINESS 101

In Brief

PETER SKORO

&

Entrepreneurs need to make a number of important decisions before building a new Web site.

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February 11, 2010 DAKOTA COUNTY TRIBUNE BUSINESS WEEKLY

Community bankers give Obama proposal mixed reviews Some say they have capital but little demand for loans, others in county see potential

by Jessica Harper DAKOTA COUNTY TRIBUNE

Last year New Market Bank President Bob Vogel was faced with the tough decision of whether to accept funds from the U.S. Treasury’s Troubled Asset Relief Program (TARP).

At the time, he decided to go for it and participate in the TARP Capital Purchase Program in which the U.S. Treasury purchased $2.06 million of the bank’s preferred stock on which the bank pays a nearly 6 percent dividend each year.

Doing so allowed New Market Bank to tap into additional capital that was previously provided by other streams, such as Trust Preferred Securities and bank stock loans, which have since dried up as a result of the financial crisis, Vogel said.

“We were able to keep making loans without having to be as concerned about the capital ratio as much,” he said. “Ours was more of an insurance policy. ...”

Vogel may have the option to accept TARP funds again as Congress considers a new proposal by President Barack Obama to use $30 billion in TARP funds repaid by Wall Street banks to encourage community banks to lend to small businesses.

However, Vogel and several other community bank presidents in Dakota County said they are not interested in the money.

Vogel said he thinks the proposal has potential, but that New Market Bank does not currently need the funds.

Whether it will work for others, though, will depend

File photo by Rick Orndorf

Tom Mork, president and CEO of Lakeview Bank in Lakeville, said there is plenty of deposit money available for loans at a lower rate than federal funds offered through a second round of the Troubled Asset Relief Program. upon the details, he said.

The proposal needs Congressional approval before it can go into effect.

“I think moving forward, the key is going to be that whatever conditions are attached to this, they are ones that banks can live with,” Vogel said.

Too many regulations such as requiring a certain number of loans would scare bankers away from the idea, he said.

The best outcome would be if the final program resembled the Capital Purchase Program, Vogel said.

Marshall MacKay, president and CEO of the Independent Community Bankers of Minnesota, said

he, too, sees potential in Obama’s proposal, if done right.

“It’s a step in the right direction,” MacKay said.

However, he said, “The devil is always in the details.”

MacKay said he thinks previous TARP programs have carried restrictive regulations such as requiring banks to repay the money in five years, which he said is too short a time.

Additionally, many banks may be turned off by negative connotations that surround TARP money, he said.

“The ‘T’ in TARP was for toxic, and that’s exactly how small community banks view that program,” he said,

referring to the “toxic assets” on the books of big banks that were bailed out by the TARP program.

MacKay said he thinks banks will shy away from any program that resembles previous TARP programs.

Minnesota Bankers Association President and CEO Joe Witt agreed.

Public perception will be the biggest hurdle Obama will face in trying to get banks on board, Witt said.

“The government and the media has done a really poor job in explaining the TARP program as they related to banking,” Witt said.

“And unless the administration does a really good job of explaining what the purpose

Obama outlines latest in a series of new small business proposals SBA programs expanded to increase working capital, help businesses refinance President Barack Obama proposed last week the expansion of two Small Business Administration lending programs, aimed at allowing small businesses to refinance and increasing limits for working capital.

These are both legislative proposals designed to help small businesses through what continues to be a difficult period in credit markets.

Details of the new small business initiatives are below: 1. Expand SBA’s existing

program to temporarily support refinancing for owneroccupied commercial real estate loans: The administration is proposing legislation to temporarily allow for the refinancing of owner-occupied commercial real estate (CRE) loans under the SBA’s 504 program, which provides guarantees on loans for the development of real estate and other fixed assets. Currently, 504 loans cannot be used for the refinancing of maturing debt. This change would respond to the difficulties many current, solvent borrowers face in refinancing existing commercial real estate loans.

Businesses with a loan maturing in the next year

who are current on all loan payments will be eligible.

Lenders that are refinancing mortgages for existing customers will make a loan for up to 70 percent of the current property value; and SBA will help finance the remaining 20 percent. For new lenders taking on a refinancing project, SBA will take on a greater share of financing, up to 40 percent. SBA’s proposal for a temporary, zero-subsidy CRE refinancing program would be funded through additional fees for refinancing projects, not through a Congressional appropriation. This proposal will help refinance up to $18.7 billion each year in commercial real estate that might otherwise be foreclosed and liquidated.

2. Temporarily increase the cap on SBA Express loans from $350,000 to $1 million: The president is proposing to temporarily increase the maximum SBA Express loan size to $1 million, which would expand the program’s ability to help a broad range of small businesses through a streamlined approval process. Unlike traditional 7(a) loans, lenders can use their own paperwork for SBA Express loans, which can be structured as revolving lines of credit. Currently, these Express loans are capped at $350,000 and carry a 50 percent guarantee. Fees would cover virtually all of the added costs of this proposal.

of the program is … and not changing the requirements in the middle of the program, I think it’s going to be really hard to get any banks interested.”

Another reason banks may not participate is because many do not need the money, Witt said.

It is an issue of supply and demand, he said.

“The reason that the banks aren’t lending more is not that they don’t have capital,” he said. “The reason they aren’t lending more is because there’s a real lack of need for credit. ... The lack of the demand is the biggest reason why we aren’t lending.”

The Federal Deposit Insurance Corporation recently released a report that revealed that Minnesota banks have $10 billion in approved credit that has never been drawn, Witt said.

“Both individuals and businesses are being more cautious,” he said.

Several local bankers said they, too, are experiencing a lower demand for lending than in previous years.

Jackie Fritz, president of Sterling State Bank in Lakeville, said she does not plan on accepting the proposed funds, because of low demand for loans.

Lakeview Bank President and CEO Tom Mork said he is seeing the same thing and would not accept the money if it were approved.

Mork said he thinks that, depending upon the details, it may also not be worth the potential risk.

“There is plenty of deposit money available at a lower rate,” he said.

Mork said he is also skeptical whether such a program would help businesses grow.

“I don’t think it will grow businesses,” he said. “That won’t happen until consumers start spending again.”

Whether a potential program would increase demand is also unclear, Witt said.

To date, there has been no discussion of changing credit criteria. Therefore, a final program likely would not make borrowing easier to those who were previously denied, Witt said.

However, it would make it easier for borrowers to shop around, MacKay said.

MacKay said he thinks the best use of the $30 billion would be to put it toward the U.S. Small Business Administration, which provides low-interest, government-backed loans to small businesses.

“I think that is the shortest path to putting those dollars to work in the economy and in small businesses’ hands,” he said.

Providing additional funds to the SBA could help increase borrowers’ options, and help lower fees and interest rates, MacKay said.

If the federal government did not provide it to the SBA, MacKay said, a second option would be to create a program similar to the Capital Purchase Program.

“It would be beneficial if it did not have the erroneous regulations that the previous Capital Purchase Program had,” he said.

Jessica Harper is at jessica.harper@ecm-inc.com.

Apple Valley credit union’s program makes the dean’s list United Educators Credit Union’s Visa Credit Card program has made the Dean’s List on Ondine Irving’s Web site, the Credit Card Connection (www. creditcardconnection.org).

The 5 Star Seal of Approval was earned for consumer-friendly credit card practices based on five components: interest rates less than 18 percent, no balance transfer fees, no penalty rates, late fees at or less then $25, and no annual fee. Credit unions must meet or exceed the minimum requirements for each attribute to be added to the Dean’s List.

Credit Card Connection is a not-for-profit started in December 2009 by Ondine Irving to connect consum-

ers directly to the most fair and ethical credit card programs in the country.

United Educators was established in 1957 to meet the financial needs of school staff members and their families throughout Minnesota, and is the only statewide credit union exclusively serving the education community.

In addition to its credit card program, United Educators Credit Union offers a full line of financial services, including savings products, checking, consumer loans, youth and organization accounts, online banking, and more. The credit union operates in Apple Valley, Columbia Heights, Eden Prairie and Woodbury.

DAKOTA COUNTY TRIBUNE BUSINESS WEEKLY February 11, 2010

Buzz People, places and pursuits creating buzz in Dakota County business this week as submitted by the local business community

Moving Up STACY GOODE

Buzz Spotlight Business association president steps aside Nancy Smith helped create Downtown Lakeville Business Association

New consultant Tastefully Simple Burnsville

Stacy Goode of Burnsville has become an independent consultant with Tastefully Simple Inc., a national direct sales company of easy-to-prepare foods.

As an independent business owner, Goode offers food samples at home taste-testing parties, meals and recipe ideas, and serving suggestions.

Accolades JUSTICE ERICSON LINDELL Named litigation star Winthrop and Weinstine Minneapolis

Eagan resident Justice Ericson Lindell, an attorney with Winthrop & Weinstine in Minneapolis, was mentioned as a local and future litigation “star,” in Benchmark Litigation, the only publication to focus exclusively on litigation in the United States.

The “stars” listings are based on recommendations from peers, competitors and clients, who name lawyers who consistently act as “reputable and effective litigators.”

Lindell is a shareholder specializing in commercial litigation with substantial civil appellate work. He also represents individual and corporate clients in the areas of intellectual property, antitrust, employment litigation, shareholder disputes, and Indian law.

THREE BUILDERS EARN TOP HONORS FROM ASSOCIATION The Builders Association of the Twin Cities (BATC) awarded its most prestigious honors to three of its members at its membership meeting Feb. 4. The three winning companies were Swanson Homes (Builder of the Year); Destiny Homes Inc. (Remodeler of the Year); and Ulteig Engineers (Associate of the Year).

These honors recognize the companies that demonstrate the highest level of professionalism in their businesses.

The Builder, Remodeler and Associate of the Year awards are based upon evaluations of trust, communications, loyalty and ethics in business dealings between BATC member companies. Each member provides a

by Derrick Williams

post.

DLBA Executive Director Nancy Smith has been a part Judy Tschumper said Smith will of the Downtown Lakeville likely be a part of the group’s adBusiness Association for more visory board after stepping down. than 15 years.

Smith, who is vacationing in Not only did she help create Florida, was unavailable for comit, but more recently, she was Nancy Smith ment. president of the association’s exSmith, co-owner of Smith ecutive board.

Properties, is a part owner of real In December, Smith announced her estate in downtown Lakeville. intentions to resign from the leadership Tschumper said Smith’s resignation DAKOTA COUNTY TRIBUNE

Accolades list of up to 25 companies with which they do business to receive an in-depth judging form. Returned judging forms were scored by tallying raw scores weighted to the response rate of the evaluating companies.

Winners and runners-up are as follows: Builder of the Year winner: Swanson Homes, 1360 Hamel Road, Medina, www.swansonhomes.com Three companies were named Builder of the Year runners-up: • Creek Hill Custom Homes Inc., Maple Grove • KEY LAND HOMES, Prior Lake • McCallum Construction Inc., Blaine Remodeler of the Year winner: • Destiny Homes Inc., 8590 Tigua Lane, Chanhassen, www.destinyhomes.com Three companies were named Remodeler of the Year runners-up: • Bob Michels Construction Inc., North Oaks • Norgaard Homes Inc., Blaine • Quartersawn, Edina Associate of the Year winner: • Ulteig Engineers, 5201 East River Road, No. 308, Minneapolis, www. ulteig.com.

Business Briefs GOODFELLAS PIZZA OPENS IN LAKEVILLE Goodfellas Pizza opened in the Lakeville Collision shopping center on Kenrick Avenue near County Road 70 and I-35. This family-owned pizza restaurant serves beer and wine, and offers a full menu for dine-in, take out, and delivery service.

Business Briefs THOMSON REUTERS ACQUIRES SUPER LAWYERS New York-based Thomson Reuters, which has its Thomson Reuters Westlaw team based in Eagan, announced on Feb. 2 that it has acquired Super Lawyers, the leading attorney ratings system for consumers, from Minneapolis-based Key Professional Media.

Terms of the deal were not disclosed.

Super Lawyers creates and distributes an annual listing of outstanding U.S. lawyers by state and practice area, reaching 11 million consumers via inserts in leading city and regional magazines, as well as online.

Super Lawyers will be part of the Thomson Reuters, Legal, Business of Law group, which offers lawyer marketing and client development tools, and includes the FindLaw and Hubbard One businesses.

The Super Lawyers business will be led

by Vice President and General Manager Barb McGivern.

Super Lawyers employs a rigorous selection process – one that has been recognized by bar associations and courts across the country for its credibility and sophistication. It combines peer nominations

was effective Dec. 9 and the board’s vice president, Paul Haglund, has taken over Smith’s duties.

The DLBA is a non-profit special service district that began in 1995. It is supported by a special service district tax, with the goal of preserving, redeveloping and promoting Lakeville’s downtown.

E-mail Derrick Williams at: lakeville.thisweek@ecm-inc.com

Business Briefs and evaluations with third-party research.

Each candidate is evaluated on 12 indicators of peer recognition and professional achievement. Selections are made on an annual, state-by-state basis.

RASMUSSEN COLLEGE RAISES $50,000 FOR HAITI Rasmussen College announced it will donate $50,000 from 17 campuses to aid relief efforts in Haiti.

Following the 7.0 magnitude earthquake that devastated Haiti on Jan. 12, company leaders declared an “Employee Jeans Day” for those who chose to make donations toward recovery efforts.

Rasmussen Inc. matched all donations generated from employees and added personal contributions from several board members.

The donation will benefit Haiti relief efforts by the American Red Cross and Partners in Health.

To make a donation to the American Red Cross, visit www.redcross.org.

To make a donation to Partners in Health, visit http://standwithhaiti.org/ haiti.

Submission to Buzz The Dakota County Tribune Business Weekly includes promotions, new hires, retirements, awards and other such business news on the Buzz page. If you have an announcement you would like included in this part of the newspaper, send submissions by e-mail to jessica.harper@ecm-inc.com, fax to (952) 846-2010 or mail it to the Burnsville office at 12190 County Road 11, Burnsville, MN 55337. When sending a photo by e-mail be sure that it is 200 dpi or greater. Include a daytime phone number if someone from the newsroom needs to contact the business for additional information. Deadline is 5 p.m. Friday prior to Thursday edition.

Submission of information does not guarantee publication. All items are subject to editing.

Tips on what to include in the submission are: names, titles, dates, business name, brief description of the news taking place, brief description of the business, contact names and numbers.

Submissions to Buzz: www.DakotaCountyTribune.biz

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February 11, 2010 DAKOTA COUNTY TRIBUNE BUSINESS WEEKLY

Forum Commentary and opinion regarding issues in the world of business and public policy

Transportation ranks as a No. 1 concern of metro residents

by Don Heinzman DAKOTA COUNTY TRIBUNE

Despite all of the new mass transit and highway improvement projects in the seven-county area, transportation is still the number one concern of residents (29 percent) surveyed by the Metropolitan Council.

Council Chair Peter Bell addressed transportation concerns and improvements in his State of the Region talk last Monday.

One of the tensions in the Twin Cities area is building rail versus building more highways and bridges.

While light, high-speed and commuter rail get the headlines, Bell favors less expensive and more efficient bus systems for the future.

He particularly cites bus rapid transit which compared to light rail has 70 to 80 percent of the benefit for 20 percent of the cost. The bus still is the workhorse of the transportation system, Bell said.

He cited the south metro’s plans for bus rapid transit as having a great deal of promise.

He also favors building more miles

Tribune Columnist Don Heinzman of bus shoulder lanes. The region has 292 miles of bus shoulder lanes, 10 times more than any other metropolitan region in the country.

Residents are using the bus system more. Regional ridership is up to 89 million a year. Park-and-ride capacity also is up to 28,700.

The ridership on the Hiawatha Light Rail rail in Minneapolis is attracting 30,000, riders daily, exceeding the estimate for 2020.

The Northstar Commuter rail, extending from Minneapolis to Big Lake in Sherburne County, is carrying 2,200 passengers per day, which is less than expected. The hope is to have 5,900 per day by 2030.

Work has begun on relocating utility poles in St. Paul to prepare for the Central Corridor light rail transit line, connecting Minneapolis and St. Paul.

It is running into trouble with the University of Minnesota, which is suing the council for wanting to run the line down Washington Avenue. This 11mle corridor will have 15 stations with predicted ridership of 4,200 per day.

The next light rail project for the Metro Council will be the southwest corridor of 14 miles between Eden Prairie and downtown Minneapolis. It will have 17 stations and cost $1.2 billion.

Six transitways are identified for the 2030 transportation policy plan.

The Minnesota Department of Transportation is a major player in building bridges and highways in the Twin Cities Area. A major rebuild is the Crosstown highway intersection, scheduled to be finished this fall.

Another is the Wakota bridge over the Mississippi River in Dakota County also scheduled to be completed this fall.

Much of the funding is state and federal, particularly federal stimulus, which is being used to pay for extending Interstate Highway 610.

Another component is high speed

Rosemount citizens asked for church to be preserved, city responded to challenge

by Bill Droste SPECIAL TO THE TRIBUNE

One of the big challenges for the leadership of our community is to continue to improve our city’s quality of life and attractiveness at a time of shrinking budgets. Our citizens expect us to avoid adding to their financial burdens.

But they also expect us to maintain services and add amenities that will benefit the public. I believe the Rosemount City Council is meeting that challenge, and an example is the way we’re approaching the preservation of the old St. Joseph’s church building on South Robert Trail.

For years the building has been considered a landmark of our downtown – a striking and familiar feature for everyone, not just those who worshipped there. The building dates to 1924, and is one of the few structures left from that time in Rosemount. Citizen committees on redevelopment and city amenities have told us they believe the building should be saved as one of the places where the community can come together.

The City Council made a commitment to do that in an affordable way.

This month, council members voted to

Guest Columnist Bill Droste

award a contract of $221,850 for limited improvements at the old church.

The goal is to make it a suitable space for local activities, including programs and performances to be coordinated by community groups.

The project includes work needed to preserve the building’s life and structural integrity. You’ll see crews installing weatherproofing and making structural repairs to the steeple and roof.

They will also install a fire protection system throughout the building. The work will improve public safety and will repair cosmetic damage caused by water leaking into the old church.

We also need to make changes that were not required when the building was used for its original purpose. The project will improve the structure to meet current codes for a public building. Workers will build a ramp to the stage area that complies with federal laws on accessibility for all users. There

will be additional interior and exterior upgrades for handicap accessibility.

The preservation project’s cost is less than one-fifth of the one that was included in a borrowing proposal put before the voters two years ago. That plan would have included replacement of the heating and addition of a cooling system in the building. Our city staff will continue to nurse along the ancient boiler while we look for other sources of funding to make those changes.

Construction on the project should begin in early February. The schedule calls for completion in time to make the space available for public use by this summer.

As a community, we still have decisions to make about the future of the old school at the site, and about further enhancements to the church building.

But we can already take pride in the preservation of a historic structure that will add to the many benefits of life in Rosemount.

Bill Droste is the mayor of Rosemount. He can be reached at wdroste@ci.rosemount. mn.us. Columns reflect the opinion of the author.

Submissions to Forum: www.DakotaCountyTribune.biz

rail, and work soon will begin on upgrading high speed rail going from Madison, Wis., to Milwaukee. Eventually high speed rail will go from Minneapolis-St. Paul to Chicago, possibly with a stop in Rosemount.

How to finance these improvements is a major challenge. Bell says eliminating congestion in the Twin Cities area would cost $40 billion over 20 years. There is $900 million available, and in the short term, he doesn’t see major projects being built.

He calls for a Highway Investment Study working with MnDOT to figure how to get the biggest bang for limited bucks.

How to spend revenues efficiently to relieve traffic congestion continues to be the biggest item on the Metro Council and MnDOT plate.

Don Heinzman is chairman of the ECM Publishers Inc. Editorial Board. Thisweek Newspapers and the Dakota County Tribune are part of ECM. He is at don. heinzman@ecm-inc.com. Columns reflect the opinion of the author.

Dakota County Tribune BUSINESS WEEKLY

(USPS 147240) Publisher............................. Julian Andersen President ........................ Marge Winkelman General Manager, Editor ...... Larry Werner Managing Editor .....................Tad Johnson Business Editor ..................... Jessica Harper Sales Manager ........................Mike Jetchick Production Manager............. Ellen Reierson Business Manager.................... Eva Mooney Buzz submissions... jessica.harper@ecm-inc.com Business Briefs ...... darcy.odden@ecm-inc.com Story ideas ............ jessica.harper@ecm-inc.com Letters ......................tad.johnson@ecm-inc.com Advertising ..................... ads.dct@ecm-inc.com

Entered as periodical matter at the post office at Burnsville, Minnesota. Periodicals postage paid at Burnsville, Minnesota. Issued weekly from an office in Burnsville.

Office Hours: 9 a.m. - 5 p.m. Monday - Thursday 9 a.m. - 3 p.m. - Friday

12190 County Road 11 Burnsville, MN 55337 952-894-1111 fax 952-846-2010

DAKOTA COUNTY TRIBUNE BUSINESS WEEKLY February 11, 2010

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Best Practices

Five steps for protecting your business when banking online Online banking has made it easier and more convenient to manage business finances, but it also provides an opportunity for hackers to gain access to business accounts with the goal of making unauthorized money transfers. The Better Business Bureau of Minnesota and North Dakota recommends small business owners implement a few simple steps to keep their financial information and transactions secure when banking online.

According to Visa Inc., 85 percent of data breaches occur at the small business level. Many business owners are ill prepared to defend customer or employee information in the face of an attack; 33 percent of small businesses lack even simple antivirus protection, according to Symantec Corporation.

“Small business owners might feel that they are flying under the radar of data thieves and hackers, but they are actually right in the crosshairs,” said Dana Badgerow, president and CEO of the BBB of Minnesota and North Dakota. “That’s why the BBB has partnered with leading security experts to show small business owners that implementing a strong data security strategy doesn’t have to take a lot of time or resources.”

The BBB and partners Symantec Corporation, Visa Inc., Kroll’s Fraud Solutions and NACHA – The Electronic Payments Association created “Data Security–Made Simpler,” an online resource at www.bbb. org/data-security to help small businesses

Guest Columnist implement key data security policies and practices.

“Data Security-Made Simpler” tackles the key topics of small business data security including the following advice for small business owners to make secure online banking transactions: 1. Initiate a “dual control” payment process with your bank and employees.

Ensure that all payments are initiated from your bank accounts only after the authorization of two employees. One employee will authorize the creation of the payment file and a second employee will be responsible for authorizing the release of the file. This process should be in place regardless of the type of payment being initiated ... including checks, wire transfers, fund transfers, payroll files, ACH payments, etc.

2. Have dedicated workstations.

Restrict the use of certain workstations and laptops solely for online banking and payments, if possible. For example, a workstation or laptop used for online banking should not be also used for Web browsing or social networking.

3. Use robust authentication methods and vendors.

Make sure your financial service providers allow for “multi-factor authentication.”

This means that you need more than just a user name and password to access your ac-

count.

4. Update virus protection and security software.

Ensure that all antispyware, anti-malware, and security software and mechanisms are robust and upto-date for all computer workstations and

lapt o p s used for online banking and payments. Implement a process to periodically confirm they remain upto-date. Security patches are often available via automatic updates.

5. Reconcile accounts daily.

Monitor and reconcile accounts daily against expected credits and withdraw-

als. If you see any kind of unexpected activity on your account, notify your financial institution immediately.

“Data Security—Made Simpler” was created by the BBB in collaboration with two nationallyrecognized data security experts, Dana Rosenfeld and David Z e -

toony.

Small business owners can get additional advice and tips on improving data security at www. bbb.org/data-security/.

This column was submitted by the Better Business Bureau of Minnesota and North Dakota. It can be reached at (651) 695-2459, www.thefirstbbb.org or at 2706 Gannon Road, St. Paul, MN 55116

Home and Leisure show seeks vendors Eagan Foundation to Eagan’s 11th annual show will feature up to 84 booths

by Erin Johnson DAKOTA COUNTY TRIBUNE

The city of Eagan is currently seeking vendors for its annual Home and Leisure Show, scheduled March 12-14 at the Eagan Civic Arena.

This is the 11th year the city has held the event, which features 84 vendor booths displaying their wares over the course of three days.

Other south metro cities such as Apple Valley, Burnsville and Lakeville also have spring home shows.

The city estimates the show has drawn between 800 to 2,000 visitors in the past.

“It’s an event people look forward to each year,” said Cheryl Mesko, superintendent of operations for the Eagan Parks and Recreation Department. “It provides a local venue for people who might not be able to go to the home show in downtown Minneapolis.”

The show started with a suggestion from a resident and has grown from there, she said. It has continued to gain exposure and interest from vendors and residents

In Brief

In addition to Eagan, cities such as Apple Valley, Burnsville and Lakeville also feature home shows each spring. The following upcoming shows are scheduled: • Lakeville Landscape and Home 2010 Expo, from 9 a.m. to 3 p.m. on Saturday, March 20, at Lakeville North High School, 19600 Ipava Ave. • Burnsville 2010 Home Remodeling Show, 9 a.m. to 2 p.m. on Saturday, April 3, at Burnsville High School, 600 East Highway 13.

• Apple Valley Home and Garden Expo, 9 a.m. to 3 p.m. on Saturday, April 10, at the Western Dakota County Service Center, 14955 Galaxie Ave., Apple Valley.

over the years, with past shows requiring waiting lists for additional vendors who wanted to participate after all the booths were filled, according to the city.

Organizers of Eagan’s show said they aim to get a wide variety of vendors each year to avoid redundancy in any one category or service.

Vendors who offer home goods or services make up the majority, but there are leisure representatives as well, including chiropractors, dog groomers, stampers, cutlery vendors and more.

At least half are repeat vendors each year, “if not more,” said Mark Vaughan, Eagan’s campus facilities manager.

Angell Aire Inc., a heating and cooling company in

Burnsville, has been participating in Eagan’s show for the past five years.

“Primarily our market is in the south metro, and it’s just been real good exposure for us,” said sales manager Ron Schardt. “It’s brought us business, no question about it. Every year we end up with several new customers because of that.”

Schardt said his company has found equal success participating in home shows in Apple Valley and Lakeville each year.

Unlike the other home shows in the south metro that each last only one day, Eagan’s is scheduled over three days, from Friday night through Sunday.

While that schedule gets mixed reviews from vendors, some of whom would

prefer a one-day show, the city believes the extra time contributes to a “quality” show. It not only makes bad weather less of a factor in getting to the show, it also allows the public to attend anytime throughout the weekend.

“That way people can go home and think about it and still come back on Saturday or Sunday and ask questions,” Vaughan said.

“That’s a good thing.”

It also gives vendors more time to personally interact and talk with customers in order to explain their products or services, rather than simply hand out informational pamphlets, according to the city.

Vendors participating in Eagan’s show can rent a 10-foot-by-10-foot booth for three days for $280.

Each additional booth costs $210. Shared electricity for three days costs $75, while an independent circuit costs $225.

The show’s schedule is: Friday, 4 to 8 p.m.; Saturday, 10 a.m. to 4 p.m.; and Sunday, 11 a.m. to 3 p.m.

For more information on the show or renting a booth, contact Mark Vaughan at (651) 675-5592.

Erin Johnson is at erin.johnson@ecm-inc.com.

award over $60,000 in scholarships The Eagan Foundation 2010 Scholarship Program application is now available to senior-year students who attend school in or live in Eagan.

A total of 75 scholarships equaling $60,050 are available.

The application can be obtained at www.EaganFoundation.org.

Applications may be submitted online or by mail.

Deadline for the online submission or postmark is Feb. 28.

Any questions may be directed to Kathy Pollock, (651) 452-4150 or kpollock@eaganfoundation.org.

Eagan Foundation scholarships are funded through donations from area businesses, school organizations, family foundations and nonprofits.

Scholarship awards are based on a variety of donorspecified criteria including student financial need or career interest.

Gopher Resource Corporation has been a sponsor of the Eagan Foundation since 1991.

“The Eagan Foundation scholarship program is a really worthwhile cause,” said John Tapper, chief operating officer, Gopher Resource Corporation, “Everyday I see the growing need for graduates in the areas of science and technology. Through this scholarship program, we are able to encourage local students to excel in environmental sciences and engineering, enabling them to meet critical future needs of environmental stewardship and technological innovation in our community.”

The Eagan Foundation is a 501(c)(3) nonprofit community-building organization that was founded in 1990.

The foundation has raised and reinvested nearly $700,000 in the community through its scholarship, community initiatives and community grants programs.

For additional information visit www.eaganfoundation.org or e-mail info@ eaganfoundation.org.

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February 11, 2010 DAKOTA COUNTY TRIBUNE BUSINESS WEEKLY

Business 101

Why strategy matters to ensure success

by Antar Salim SPECIAL TO THE TRIBUNE

Profitability is a main objective for all organizations.

This may appear to be a very simple statement, but a more challenging question is how can companies become and remain profitable. I contend the answer to this question is to create and maintain a competitive advantage.

So how do companies gain a competitive advantage and what’s the process used to accomplish this goal?

Over the last two decades, organizations have been focused on differentiating their brands from competitors. The concept is nothing new, but the new buzz term is “value proposition.” In essence, businesses attempt to inform the consumer about why their products and or services are superior to that of the competition.

Guest Columnist Antar Salim

To fully understand how to gain a competitive advantage, we must start with a company’s overall strategy, which is defined as how the organization plans to accomplish its goals.

Let’s explore a company like Best Buy. I often ask students, “What business is Best Buy in?” The most common response is the consumer electronics business. Although a valid answer, I maintain the correct response is the entertainment business. It is an important distinction because employees must know what business their organization is in, which leads to a better

understanding of the goals.

Once we have a firm understanding of our goals and objectives, leaders of an organization can now create a strategy to accomplish the goals. Let’s refer back to Best Buy and assume that one of the major goals is to expand its global operations by 2015. The strategy would inform employees of how the company plans to achieve the goal.

For example, the company may plan to merge with foreign entertainment companies or it may purchase small entertainment businesses in China and India. There are a variety of ways and methods the company may choose to realize its goals. Thus, strategy is the path a company takes. From a visual perspec-

tive, consider strategy as the path a GPS system provides to the driver.

Given there are a variety of channels a business may select, how does a company decide which avenue to pursue? The answer to this question is “strategic management,” which is a fourstep process.

Step one is a strategic analysis, which requires a company to survey its internal and external environments. The purpose of this stage is to acclimate the company to the various competitive drivers. For example, the company may want to consider the social / cultural changes in its external environment.

The next step is strategy formulation, by which a company performs a SWOT analysis – a process of evaluating strengths, weaknesses,

opportunities and threats.

For instance, Best Buy has strong relationships with foreign electronic manufacturing. The company may be able to leverage the relationships to build its brand overseas.

Following formulation is implementation, which requires the company to set the strategy into motion. Referring back to Best Buy, if the company selects mergers as its strategy, it will start to research all the foreign entertainment companies that are likely candidates.

Finally, the company must continue to evaluate its strategy to ensure that it is on pace to accomplish its goal.

If not, the company will either revamp its strategy or alter its goals.

In summary, it is important to understand the relationship between prof-

itability and creating and maintaining a competitive advantage. A competitive advantage may result when a company is able to communicate a value proposition to its customer which illustrates why the product and service better fit the needs and wants of the buyer. To realize a strong value proposition, a firm must determine company-wide goals and develop a plan to accomplish the goals.

The path the company selects is the strategy and to increase the likelihood of achieving the goals, a business must engage in strategic management.

Antar Salim is business program coordinator at Rasmussen College in Eagan.

He can be reached at Antar.

Salim@rasmussen.edu.

Think before you launch your new Web site

by Peter Skoro SPECIAL TO THE TRIBUNE

People often call me to ask if one of my multimedia and Web design students could build them a Web site.

Everyone and everything seems to have a Web presence these days and, from a business standpoint, not having a Web site might seem like a major strategic blunder.

Web sites are excellent marketing tools for entrepreneurs starting new enterprises, or for existing small businesses wishing to stretch their advertising reach.

But entrepreneurs and small business owners should know up front that a Web site is only one element of a comprehensive marketing plan.

They need to think things through and make a number of important decisions before seeking out a Web expert to design and build their new site.

If you are a beginner to Internet marketing, you will find a lot to learn about planning, designing, implementing and maintaining a Web site – so much so – that you might feel like a teenager with a new driver’s license ogling the latest Ford Mustang on the showroom floor and wondering, “How will I ever get one of those?”

The process can seem overwhelming.

Calling the multimedia department at a technical college is definitely a solid step in the process. Besides

your audience. To If you have a subject accomplish this you would like to see vital task, you rethe Make It Happen ally have only two columnists explore, things consider. contact Chris Hayes at F i r s t , (651) 423-8266, or chris.hayes@dctc.edu. identify, in general, the people who how can you create a place having the resources to ofRepeatedly ask yourself will interact with your Web that will show them that how your copy will affect fer expert technical advice, the faculty will also have site. they are actually attending how your subject unfolds to Second, think from their a rally? the industry experience, as your audience. is the case at DCTC, to lay perspective Next, collect your images To further enhance your Defining your audience and text. out the broader picture and message, combine your text point you in the right direc- can be difficult because When you get to the with images. Images really your definition may involve point of searching for a Web do speak a thousand wordstion.

What are some things multiple audiences or audi- site designer or program- especially on the Web. you can do to get started ences with different levels mer, make sure you have all People are more apt to that will save you time and of knowledge. the building blocks of in- gather information via imThinking like your audi- formation they will need to ages than blocks of text. money before you ever meet ence is often a hard exercise do their work. Having the Pictures can show straightwith a Web designer/develbecause it means stepping copy and images ready will forward oper? representations; First, know exactly why back from what we already cut down considerably on they can show people using know and taking a hard the time the designer will a product; they can show you want a Web site.

Write down what you look at what questions our put into your project, which human emotion. want your site to do for you customers will ask as well will automatically save you and then reflect on your as what specific things they money.

Images can say things text goal or goals. Your ideas might want explained.

When preparing the cannot, but like text, they You need to step outside copy, again take into con- have to make sense. and requirements might yourself and determine the sideration your audience. change over a few days as Ideally, if you hire a you think more about your smartest ways to help your What tone of language is professional photographer, site. Having your thoughts audience fulfill your Web going to fit the direction of they will take pictures uswritten down will help you site’s goal. For instance: your site: business formal, ing consistent style, focus, • If you are trying to in- fun and playful, or typical lighting and angles. stay focused.

As we jot down our crease sales, what can you newspaper language?

If you take or use your thoughts, we sometimes show people to immediIn some cases, hiring a own images in concert with write in “clusters” with mul- ately attract them to your professional to write the professional work, only product? tiple ideas. actual copy for your site choose pictures that match • If you are looking for might be in order.

Avoid clichés like “Evthe characteristics of the erybody I know has a Web new customers, what is the You need to write what latter. site,” or “I think it would be best way to get them to copy will go on each page Having an amateur famgood to see what happens.” contact you? of the site-from top to bot- ily snapshot next to a pro• If you want to explain tom.

Instead, think of fundafessional image sends an inhow a product or process mental things your Web While thinking about consistent message to your site will do for you such works, what is the essence who your audience is and target audience. as increase sales, find new of the working part and how they think, you need to Note: Images pulled off customers, serve as an in- what is the best way to ex- plan how your information the Internet, but not purformation resource, explain plain it – pictures, draw- will be organized page by chased, cannot be used on a process or serve as a com- ings, quotations or step-by- page-just the information your Web site because of steps? munity meeting place. and before the pages are copyright laws.

• If you want to assemble designed.

You also need to know You can purchase roypeople at a rallying point,

Make It Happen Peter Skoro

In Brief

alty-free stock photography and vector illustrations online from such sites as iStockphoto and Jupiterimages. Images in the public domain or with some rights reserved can be found at Wikimedia Commons.

Once your site is up and running, plan on regular maintenance. Depending on the subject, most Web sites become dynamic or “living” documents.

If the content doesn’t change due to shifts in inventory or pricing, you will need to alter the site’s look after a year to keep its pages looking fresh.

Monitoring software that records the number of visits or “hits” to your Web site will help you measure your site’s success. Using keywords and key phrases associated with your subject in your site’s code and throughout the headers and copy can allow your site to be regularly picked up by search engines such as Google, Bing and Yahoo.

Getting other sites to link to your site also has the same beneficial effect.

Occasionally monitor your site’s hits with the purpose of modifying keywords to see how any changes affect the number of visits.

This is an ongoing process that requires research and adjustments over time.

Peter Skoro is a multimedia and Web design instructor at Dakota County Technical College. He can be reached at peter.skoro@dctc.edu.

DAKOTA COUNTY TRIBUNE BUSINESS WEEKLY February 11, 2010

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Microscopes zero in on the next big thing College helps supply workers for the burgeoning nanotechnology field

by Tad Johnson DAKOTA COUNTY TRIBUNE

Students at Dakota County Technical College in Rosemount are showing that something much smaller than the diameter of a human hair can be the next big thing in the American economy.

A group of about nine nanotechnology students are embarking on a microscopic journey this semester to debut the Nanoscience Education Program from Illinoisbased NanoProfessor.

Armed with a new 250page textbook and about $1 million worth of equipment, they will be the groundbreakers among community colleges that aim to supply nanotechnology workers of the future.

“They are fired up,” said Deb Newberry, director of the nanoscience technology program at DCTC. “This is going to be so much fun.”

They have reason to be excited.

Nanotechnology, the study of the controlling of matter on an atomic and molecular scale, is a highgrowth job field.

Within the next 10 years, the National Science Foundation estimates that the worldwide need for nanotechnology workers will rise from the current 20,000 to 2 million.

The problem is that most of the people who under-

Photo submitted

Kelly McDonald uses the Fluorescent microscope with Russell Wagner, while Justin Bourassa prepares to place a tip on the NanoInk Dip Pen Lithography machine.

Photo submitted

Billie Copley and Kelly McDonald study the nuances of a material surface using the dip pen inquisitive nature for math and science. lithography machine, and practice using the video and camera features.

“I look more at their attitude than their high school stand nanotechnology have ics on NASA satellites, has force microscopes. doctorate degrees. Nanotech been teaching nanotechnolAs opposed to waiting to grades,” she said. “They are line workers are needed in ogy at the school since 2006. use the high-powered micro- going to be successful in the the fields of medicine, enDuring that time, she scopes until much later, the program if they come to class ergy and the manufacture taught her classes using five new program offers hands- and do the work.”

She said the program of printers, automobiles and different textbooks and tak- on experience in the first covers material properties, even cosmetics. ing her students to the Uni- month of classes.

“You can’t build an indus- versity of Minnesota to use “This helps them see a electronics and the most imtry on the backs of Ph.D.s,” their powerful and expensive clear application of learn- portant part – teamwork and said Dean Hart, executive nanotech equipment. ing,” Newberry said. “We critical thinking skills.

“You have to have that vice president of NanoInk, She had to use so many lose students because they which developed the Na- different teaching tools be- are learning things but they investigative research disnoscience Education Pro- cause no one had created an don’t see the light at the end cipline in your psyche,” she said. gram. “People need to ask introduction program suited of the tunnel.”

The material includes themselves: ‘How can I pre- to a community college.

To enter the program, pare myself for the next big Working with the people students are expected to DNA patterning, defraction thing?’ ” at NanoProfessor, Newberry have an interest and general grading and working with The high demand is why and college professors from understanding of chemistry, lipids.

“We think this is going to community colleges and across the country helped biology and physics. high schools are needed to write a textbook for the “Their success is not de- attract a wide range of differoffer nanotech classes.

72-credit, two-year program pendent on being a genius in ent people,” Hart said. “We Newberry, who has and NanoProfessor built the science and math,” Newberry have students coming right worked at General Dynam- equipment, such as atomic said. “You need to have that out of high school who are

excited about it and airline pilots who have been laid off and are asking: ‘How can I reinvent myself and prepare myself for opportunities?’ ” The good news for recent high school graduates and those looking to go back to college is that there is more room for students and NanoProfessor is working on expanding the curriculum to offer Nanotech 2.0 in the near future.

For more information about the program, go online at www.dctc.edu/futurestudents/programs/nanoscience-technology.cfm.

For more information on the NanoProfessor Program, visit www.NanoProfessor. net.

Tad Johnson can be reached at tad.johnson@ecm-inc.com.

New study finds increase in the number of Minnesotans without health insurance Decline in employersponsored health insurance a primary reason The percentage of Minnesotans without health insurance rose from 7.2 percent to 9.1 percent between 2007 and 2009, according to the results of a new survey by the Minnesota Department of Health (MDH) and the University of Minnesota School of Public Health.

An estimated 480,000 Minnesotans were uninsured in 2009, compared to 374,000 in 2007. In both years, about two-thirds of people who were uninsured reported having been without coverage for a year or longer.

The increase was primarily due to a decline in the percentage of Minnesotans

who had health insurance through an employer (57.2 percent in 2009, compared to 62.5 percent in 2007).

“The economic recession has had a clear impact on health insurance access and affordability,” said Minnesota Commissioner of Health Dr. Sanne Magnan.

“While it is not surprising that we found a higher rate of uninsurance in 2009, these study results highlight the need to sustain Minnesota’s health reform efforts that are designed to contain rising health care costs.”

Minnesota is one of the first states to report 2009 health insurance coverage.

“Because economic factors affecting coverage in Minnesota are having nationwide impacts, we think it is likely that national rates of uninsurance for 2009 will show an upward trend, just

as they did in Minnesota,” said Stefan Gildemeister, assistant director of the Health Economics Program at MDH. Minnesota has historically had one of the lowest rates of uninsurance in the nation, according to the Current Population Survey, a national survey that allows for comparisons across states. National uninsurance rates are published in August each year, for the preceding calendar year.

Although the decline in employer coverage was partly offset by an increase in coverage through public insurance programs (28.7 percent in 2009, compared to 25.2 percent in 2007), the percentage of Minnesotans without any health insurance also increased. The share of the population that purchased individual cover-

age in the private market remained steady at about 5 percent.

The study also shows the rates of uninsurance for black, American Indian and Hispanic/Latino Minnesotans (16 percent, 18.8 percent and 28.6 percent, respectively) were two to 3.7 times higher than the rate for the white population (7.8 percent). The uninsurance rate for Asians was 9.1 percent, which was not statistically different from the rate for white Minnesotans.

“The bad news is that disparities between members of our community persist. While not exactly good news, it appears these tough economic times have hit everyone such that racial and ethnic gaps in coverage have not increased since 2007,” said Kathleen Call, associate professor at the School

of Public Health.

Uninsurance rates were also higher for young adults and people with low incomes. An estimated 22 percent of 18- to 24-yearolds in Minnesota were uninsured. An estimated 17 percent of people in families with incomes below 200 percent of federal poverty guidelines were uninsured, even though many may be eligible for a public insurance program.

Over 60 percent of uninsured Minnesotans are potentially eligible for public insurance coverage, while 17 percent are eligible for coverage through an employer but not enrolled.

The study results are based on a telephone survey of more than 12,000 Minnesota households conducted from August through November 2009. The sur-

vey was conducted in English and Spanish. The survey results are statistically weighted so that they are representative of the state population. Cell phones were included in the survey for the first time in 2009, due to the rising proportion of Minnesota households that use cell phones exclusively (an estimated 19 percent of households).

The Minnesota Health Access Survey is a largescale health insurance survey conducted jointly by MDH and the School of Public Health every two years. A fact sheet summarizing the initial results of the survey can be found at www.health.state.mn.us/ healtheconomics or at www. shadac.org. More detailed results from the survey will be published later this year.

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February 11, 2010 DAKOTA COUNTY TRIBUNE BUSINESS WEEKLY

Capitol Commerce

Jobs creation bill offers tax credits Measure would allow for way to have more capital flowing to businesses

by T.W. Budig ECM CAPITOL REPORTER

The Senate presented on Monday, Feb. 8 a $50 million jobs creation bill, one featuring angel investor tax credits and a tax credit for rehabbing historic buildings.

Other features of the proposal, which include provisions dealing with tax increment financing, are similar to a proposal recently offered by the House.

“The idea, of course, is to build buildings and put people back to work,” said Sen. James Metzen, DFL-South St. Paul, Senate Business, Industry and Jobs Committee Chairman, of the legislation.

One aspect of the proposal that Sen. Kathy Saltzman, DFL-Woodbury, lauded is the angel investor tax credit provision — it’s easier for businesses to get a $20 million loan than for start-up businesses to get a $500,000 loan, she said.

To see these dynamic small businesses suffering from lack of capital is “tragic,” Saltzman said.

Lawmakers say all Minnesota’s neighboring states

offer angel invest tax credits.

Republicans have called for tax credits for years.

The idea of the angel investor tax credits is to provide loans from $500,000 up to several million dollars for startup businesses, Saltzman explained.

Another feature of the bill lauded by Bonnie McDonald, executive director of the Preservation Alliance of Minnesota, is the tax credit for the rehabilitation of a historic structure or a structure in a certified historic district.

Minnesota is one of few states without such a tax credit, and spoke of it filling a “gap” in funding, she explained.

The alliance estimates the restoration activity that the tax credit could spark up at least 1,500 jobs.

The historic structure tax credit would be equal to 25 percent of the total cost of rehabilitation, and offers a mortgage credit.

McDonald also argues such a tax credit would be felt statewide, the Palace Hotel in Crookston an example of a historic structure needing rehab funding.

Photo by T.W. Budig

Bonnie McDonald, executive director of the Preservation Sen. James Metzen, DFL-South St. Paul, presented the Alliance of Minnesota, estimated that a tax credit for reSenate jobs legislation on Feb. 8, one offering angel invest- habbing historic buildings contained in the jobs proposal ment tax credits and other provisions. could result in up to 1,500 jobs.

Photo by T.W. Budig

Metzen said the cost of the jobs proposal would be found within the existing state budget.

No tax increases for it will be proposed.

“This has got to get done,” Metzen said of passing the bill. Unlike the House jobs proposal, the Senate language contains nothing specifically about

the Mall of America expanHe deemed the Senate sion, explained Metzen. jobs proposal as a work in Metzen said he has spo- progress. ken to Gov. Tim Pawlenty about the proposal, and that T.W. Budig is at tim.budig@ other talks are planned. ecm-inc.com.

Budget, bonding bill at fore this session question why even bother to attempt to raise taxes.

“It seems to me like it’s not a good use of time at the moment,” said Rep. Paul

by T.W. Budig Gardner, DFL-Shoreview, of ECM CAPITOL REPORTER Lawmakers who returned the political dynamic. to the Capitol on Thursday, Budget and bonding Feb. 4, face a $1 billion conOther than the budget stitutional duty. deficit, the bonding bill is arAnd it’s one at the foreguably the next biggest item front of the minds of local in the session. legislators.

Democrats view the bill “Everything else we have as a job generator and both pales to that,” said Sen. Jim Republicans and DFLers use Carlson, DFL-Eagan, of balthe term “shovel-ready” as ancing the state budget. a selling point for bonding Republican Gov. Tim projects.

Pawlenty, entering his 18th The idea is to put people and final legislative session as to work quickly. legislator and governor, views Pawlenty has a more cauthe state budget deficit as tious take on the value of manageable. bonding as economic stimuPawlenty argues against lus. tax increases, and recent DFL The governor has proattempts at passing them, posed a $685 million genwith the exception of the eral obligation bonding bill famous override of the gov– $815 million, everything ernor’s veto of the transportaincluded – containing a numtion finance bill several years ber of area projects. ago, have proven futile.

Some of these finding faIf the House Republican vor include projects at the minority holds together, the Minnesota Zoo, emergency final-word status of Pawlenmanagement and troop supty’s veto pen will continue to port facilities at Fort Ripley, hold sway. and $23 million for an acaSome local DFLers, whose demic partnership center at party controls the Legislature, Normandale Community

Lawmakers returned to the state Capitol on Feb. 4

College in Bloomington.

Democrats talk of a bigger bonding bill, in the area of $1 billion.

Senate Capital Investment Chairman Keith Langseth likes everything in Pawlenty’s bonding bill. There just wasn’t enough of it, he recently said.

alternative is too expensive, too restrictive to fully help the “poorest of the poor.”

It recently announced that GAMC would be extended through March.

Among session wild cards are the governor’s unallotments of $2.7 billion in state spending last year. Included Bonding bill in the unallotment was $1.7 Lawmakers speak of billion in K-12 funding. speedily passing the bonding Lawsuit to be heard bill.

“We can walk and chew A lawsuit stemming from gum at the same time,” joked unallotment cuts to a dietary Rep. Pat Garofalo, R-Farm- program, but which questions ington, about quickly passing the overall constitutionality a bonding bill and getting it of Pawlenty’s action, will be into conference committee. argued before the Minnesota But Garofalo wants bud- Supreme Court in March. get matters settled before Pawlenty has commented having the governor sign the that the Ramsey County bonding bill.

Court District judge who Besides quickly passing a ruled against the adminisbonding bill, Democrats talk tration confused issues and about immediately passing wrongly interjected the courts legislation to extend General into government budgetary Assistance Medical Care, cut decisions.

by Pawlenty last year.

Other issues lawmakers Democrats look to lever- could be dealing with this aging additional federal dol- session in energy is the prolars to preserve the program – posed removal of the ban the Pawlenty Administration against nuclear power plant is automatically enrolling the construction in Minnesota. thousands of Minnesotans on One local lawmaker reGAMC onto another state cently proposed withholding health care plan. payments to the federal govBut Democrats argue the ernment pertaining to find-

ing a national nuclear waste depository, arguing the federal government has utterly failed in the task.

Transportation advocates are looking for funding for Northstar Commuter Rail and the Northern Lights Express – a proposed line between Duluth and Minneapolis, cutting through the northern metro, boasting train speeds of 110 mph.

Neither project has found favor in Pawlenty’s bonding bill.

Area lawmakers are calling for additional work on the property tax equalization program Green Acres, which drew considerable attention last session.

They say it hasn’t been fixed.

Not interested in gambling Although the expansion of gambling is often part of the debate during hard times, Pawlenty has indicated that he is not interested in pursuing it.

One area lawmaker, Rep. Tom Hackbarth, R-Cedar, doubts whether he will get a hearing in the House for his gaming bill.

Session prediction A common take is that with the upcoming election, with so many lawmakers running for higher office, the natural impetus will be for lawmakers to finish as quickly as possible and hit the campaign trail.

After a meeting with the governor in early January, DFL legislative leaders emerged from the governor’s office speaking of a constructive get-together.

“It’s a new day. It’s a new year,” said Senate Majority Leader Larry Pogemiller, DFL-Minneapolis, who characterized the tone of the meeting as the best in several years.

Although the leaders spoke of meeting again with the governor in two weeks, the additional meeting did not take place.

The Pawlenty administration just recently announced withholding school district payments this spring because it didn’t expect to have enough cash on hand to pay the bills.

T.W. Budig is at tim.budig@ ecm-inc.com.

DAKOTA COUNTY TRIBUNE BUSINESS WEEKLY February 11, 2010

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Capitol Commerce

Legislators key in on issues as session starts

by T.W. Budig ECM CAPITOL REPORTER

Sen. Jim Carlson, DFLEagan, views the deficitwracked state budget as the 10,000-pound gorilla of the upcoming session. “Everything else we have pales to that,� said Carlson. “Everything else is small.�

Carlson’s Sen. Jim appraisal of Carlson the budget challenge – one presenting lawmakers with an immediate $1.2 billion deficit and the promise of more red ink in the future – is one shared among local lawmakers.

Rep. Tara Mack, RApple Valley, spoke of the state budget as a “huge challenge.�

Like oth- Rep. Tara er Republi- Mack cans, Mack argues against tax increases.

For his part, Carlson spoke in favor of aggressive bonding as a job creator and saver. “It doesn’t cost you a penny when you sign the (bonding) bill,� he said. No one wants to raise taxes, explained Carlson, but the state needs more revenue.

Sen. Paul Koering, RFort Ripley, explained the No. 1 goal for lawmakers should be getting the budget crisis solved.

It’s unfair for lawmakers to walk away and leave the problem for a future legislature, he said. “I believe it (the state budget) has got to be balanced without raising taxes,� Koering said. “My main focus will be getting the state’s fiscal house in order.�

The budget mess goes beyond the state – federal dollars are borrowed dollars, Koering explained.

There’s no free money, he said. “I disagree totally,� he said of arguments for raising state taxes.

Koering looks to bonding projects at Fort Ripley and elsewhere as ones he’ll be “advocating.�

Pariseau has a couple of bonding bill items, outdoors related, that she’ll be carrying. “I’ve never gotten anything through the DFLcontrolled capital investment committee in my life,� she said, with a laugh.

Rep. Al Doty, DFLRoyalton, said the No. 1 focus of the session should be jobs. “We need to grow the economy,� he said.

Doty views getting bonding for a public safety project at Fort Ripley, one favored by Gov. Tim Pawlenty, as a key goal of the session. “I don’t anticipate any problem getting this through,� he said.

The budget hole is so big it can’t be fixed by raising taxes alone, Doty explained. “We’re going to have to look at a lot of things,� he said.

Capitol Roundup

To find out the latest news in Minnesota government, go online to ECM Capitol Roundup at www.HometownSource.com.

sion, needs more work.

Hackbarth called the current shape of Green Acres “horrible, horrible.� “That’s a very daunting task ahead for us,� Fobbe said of balancing the state budget. She argues a blend of spending cuts and new revenue is needed. Among local bonding items Fobbe will be advocating is a public safety facility for the city of Princeton.

The facility is of consequence, she explained, as it would play a role in responding to emergencies at the Monticello nuclear power plant.

Rep. Jerry Newton, DFL-Coon Rapids, like other lawmakers, perceives the state budget as the big problem facing lawmakers.

But there’s more. “Looming overall is the unallotment,� he said of the court case now before the Minnesota Supreme Court relating to Pawlenty’s $2.7 billion budget unallotment of last year. Newton believes the state needs an infusion of new revenue. “I think so,� he said.

Sales tax One idea north metro lawmakers have floated before area business leaders is expanding the state sales tax – extending it to clothing and services – while lowering the rate overall.

One holdup is the idea that the sales tax is seen by some as regressive, Newton noted.

But he counters that to a degree the sales tax is an optional tax – many people already shop at second hand clothing stores, he said.

Pawlenty said he is willing to examine tax reforms, but that the reforms need to be revenue neutral.

In terms of bonding,

Constitutional necessity Sen. John Doll, DFLBurnsville, views the task before legislators as a constitutional necessity. Sen. John “We have Doll to do it,� he said of balancing the state budget.

Tax increases are unlikely this coming session, Doll explained, saying lawmakers will look elsewhere to remedy the $1 billion budget gap that needs immediate attention.

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Hackbarth views the election results in Massachusetts – the election of a Republican to fill Sen. Ted Kennedy’s U.S. Senate seat – as suggesting voters want lawmakers to keep things simple, focused, and to go home.

Hackbarth, who has championed the expansion of gaming as a means of building stadiums, doubts his gaming proposal will get a hearing this session.

Hackbarth senses there’s no support among voters for public financing of a Vikings stadium. “Absolutely not,� he said.

But he’s optimistic that bonding for upgrades at the Minnesota Historical Society’s Oliver H. Kelley Farm near Elk River will Key issues materialize.

Rep. Paul Gardner, “I think that might hapDFL-Shoreview, lists the pen this year,� said Hackstate budget, Pawlenty’s barth. state budget unallotments of last year, the bonding Balancing the bill, and the future of the General Assistance Medi- budget Rep. Pat cal Care as key issues.

Gardner explained he is Garofalo, Rcoming to the session pre- Farmington, pared to make deep budget said the No. 1 task of cuts.

He speaks of “ripping lawmakers is the Band-Aid off really balancing the hard,� thereby lessening the budget – no Rep. Pat in Garofalo budget deficit lawmakers choice the matter must face in future years. “It seems to me like it’s constitutionally, he pointed not a good use of time at out.

Garofalo is proposing the moment,� he said of ata number of initiatives: tempting to raise taxes.

Gardner mentioned sev- school integration aid reeral pieces of legislation he’s form and others. “That’s not going to working on. One would establish local drop-off points happen,� he said of tax infor the disposal of prescrip- creases.

Garofalo is concerned tion drugs.

In part, this is an envi- that some lawmakers will ronmental issue, Gardner balk at placing the governor’s unallotment of K-12 said.

One negative effect of funding into state law – the prescription drugs being issue will linger. Garofalo flushed down the toilet can is less concerned about the be seen in fish with mixed exact size of the bonding genders in the Mississippi bill than the state’s ability to pay for it, he explained.

River.

He is supportive of passAnd it’s a law enforcement issue too, Gardner ing a bonding bill right said, because the theft of away, of getting it into conprescription drugs from ference committee. “We can walk and chew homes is rampant.

He proposes drug com- gum at the same time,� GaCooperative spirit panies pay the cost of the rofalo said. But the budget Sen. Pat drop-off program for un- must first be addressed bePariseau, Rwanted prescription drugs. fore another penny is spent, Farmington, “The goal is to have no Garofalo said. asked how the cost to the state,� Gardner Green Acres session might said.

Sen. Lisa Fobbe, DFLunfold, exRep. Tom Hackbarth, Rplained she’ll Cedar, hopes for a session Zimmerman, like other base that Sen. Pat that’s narrow, focused and suburban, exurban lawmakers, believes the property j u d g m e n t Pariseau over quickly. on the abun“Balance the budget, do tax equalization program dance or lack of cooperative a little bonding bill, and get Green Acres, which lawmakers worked on last sesspirit at the Capitol. out,� said Hackbarth.

Newton is watching proposals for Anoka-Ramsey Community College for a biotechnology center and an upgrade of the college’s arts center.

Another area project, one he personally is not carrying, has to do with fixing the Coon Rapids Dam – the leaky structure is scouring a hole in the Mississippi River bed.

Newton, who has argued for the renewed generation of hydroelectricity at the dam, has backed off the proposal for now. The dam first needs to be fixed, said Newton.

While some DFL capital investment committee chairmen have spoken of a $1 billion bonding bill, Newton favors a bill of up to $750 million – much closer to the size of the governor’s proposal.

A bigger bill will only produce “push-back� and he wants one quickly passed and people to go back to work, Newton explained. In a sense the legislative session has already begun, Newton explained.

Long-time House staffers have told him that they don’t remember another year where so much work had been done by lawmakers prior to the start of session.

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“There are going to be cuts,� he said.

Still, it’s unrealistic to believe that lawmakers can manage projected state budget deficits in future years without new revenue, Doll explained. “It’s going to be a tough year all the way around,� he said of the current session.

Doll looks to finding funding to improve the Highway 5/13 intersection as a top session priority.

He’s also interested in reforming the Metropolitan Council. Local communities, Doll explained, complain the council needs to be more responsive and accountable.

Though still polishing his initiative, Doll wants to formulate a basic plan – perhaps one with elections for Metropolitan Council members – in order to show gubernatorial candidates and gauge the feedback.

One of these candidates will be the next governor, he said.

Doll is also working on an initiative that would create drop-off locations in the communities for unwanted prescription drugs.

Doll views this a public safety issue, as homes are burglarized by crooks looking to grab prescription drugs, he explained.

He is interested, too, in reforming how pharmaceutical companies acquire data on the types of drugs doctors prescribe — a process currently involving data mining, he explained. “Their radars are up,� Doll said of pharmaceutical industry concerns about his legislation. The senator expects advancing the bill to be hard fought.

The new legislative session began Thursday, Feb. 4.

T.W. Budig is at tim.budig@ ecm-inc.com.

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February 11, 2010 DAKOTA COUNTY TRIBUNE BUSINESS WEEKLY

Capitol Commerce

Two vie for DFL candidacy in 6th District Former Independence Party candidate Maureen Reed bills herself as DFL ‘outsider’

Senate Assistant Majority Leader Tarryl Clark says race is about district, not her

by T.W. Budig

by T.W. Budig

ECM CAPITOL REPORTER

ECM CAPITOL REPORTER

The ultimate selection of which Democrat will challenge Republican 6th District Congresswoman Michele Bachmann could be decided in the primary.

Dr. Maureen Reed of Grant is the second DFLer vying for the chance to take on Bachmann in the fall – Sen. Tarryl Clark, DFL-St. Cloud, is the other.

Reed, 56, a doctor of internal medicine and geriatrics, former University of Minnesota Board of Regent and Independence Party candidate for lieutenant governor, is apace with Clark in fund raising.

Clark’s campaign reports taking in about $600,000 in 2009, with Reed reporting about $575,000 in contributions last year.

Fund-raising amounts are important early in the campaign, said Reed, because that’s what people often first notice.

Her success has been noted nationally, said Reed.

While Clark has been endorsed by former Vice President Walter Mondale, unions, EMILY ’s List, and others, Reed argues such support is not necessarily beneficial. “We haven’t had that kind of support from establishment folks within the DFL,� said Reed.

Sen. Tarryl Clark officially entered the 6th Congressional District race on Jan. 28, saying she is the candidate that can beat Republican U.S. Rep. Michele Bachmann. “Washington isn’t working for Minnesota families, and neither is Michele Bachmann,� said Clark.

Clark, DFL-St. Cloud, along with Dr. Maureen Reed of Grant, are vying to take on the two-term incumbent in November.

Clark depicted Bachmann, a Republican with a national profile, as pursuing a personal agenda – not the agenda of the 6th District. “She (Bachmann) can go off and be a celebrity, but that’s not what people want,� said Clark.

Gains endorsement of Dan Erhart

Maureen Reed

public’s distrust of insiders, Reed argued.

This sentiment could bode well for her, an outsider, running in the 6th District, Reed explained.

Reed wants to win the DFL 6th District endorsement, but does not expect to.

Not a DFL Party “We will seek the support of DFLers in the priinsider mary if we do not get the Sixth District voters re- endorsement through the alize she’s not a DFL party endorsement convention,� insider, Reed explained. she said. “And I’m not. I’m the outConvinced she can sider,� she said.

But the recent election beat Bachmann in Massachusetts in which a Reed is convinced she Republican won the seat of can beat Bachmann. the late Democratic senator Clark, though expressing Ted Kennedy reveals the reluctance to talk about the

Reed campaign, indicated she was not interested in a primary election fight. “It might be great for some people to have us beating up on each other, that’s not how we’re going to win,� said Clark.

Clark said she was not concerned about Reed’s fund-raising amount, saying Reed started first.

As for the “insider� or “outsider� argument, that’s the type of thing campaigns often say, Clark explained.

The Republican Party of Minnesota considers Clark the frontrunner in the race.

Bachmann, of Stillwater, recently said she didn’t care which candidate, Clark or Reed, she faced in the election.

She is eager to start the debate, said Bachmann.

T.W. Budig is at tim.budig@ ecm-inc.com.

At a Capitol press conference, several local officials, including Anoka County Commissioner Dan Erhart, stood before the cameras to endorse Clark.

Erhart said working with Clark had been an “absolute joy,� not the least reason why because they’ve been successful. “I heartily endorse her,� said Erhart.

Clark, 48, was elected to the Senate in 2005 in a special election and is now serving her second term.

At attorney by profession, Clark serves as Senate Assistant Majority Leader and has often been the public face of the Minnesota Senate.

In taking questions, Clark, who has voted for tax increases while serving in the Senate, said the voters of the 6th District want fair tax policies. “Bottom line, regardless what my opponents will say, people are smart enough to know that we need to actually pay for things,� said Clark.

Photo by T.W. Budig

Sen. Tarryl Clark, DFL-St. Cloud, officially kicked off her race for Congress in the 6th Congressional District on Jan. 28 with a Capitol press conference. Clark depicted Republican 6th District Congresswoman Michele Bachmann, RStillwater, as pursuing her own agenda – not the district’s.

Republicans argued that Clark, given her political record, was out of touch the 6th, better suited to other districts.

Clark views the recent triumph of a Republican in Massachusetts in winning the late Democratic senator Ted Kennedy’s old seat as evidence that people are struggling.

Will actively campaign She spoke of actively campaigning, the race being much less about her than the district. “Frankly, Michele made this a national race – I didn’t choose that, but it’s going to be one,� said Clark. “And that’s OK.�

The race will be expensive, said Clark. She wants to raise money to mount a

television ad campaign, she explained.

Republican Party of Minnesota Deputy Chairman Michael Brodkorb criticized Clark as a tax and spender – a “rubber stamp� for U.S. House Speaker Nancy Pelosi. “It’s just the wrong place at the wrong time,� said Brodkorb of Clark’s candidacy. “I think she’d be better suited based on her legislative career of maybe running in the 4th or in the 5th (districts), but certainly not in the 6th Congressional District,� Brodkorb said.

T.W. Budig is at tim.budig@ ecm-inc.com.

Burnsville intern to be part of Capitol Fellowship Program Burnsville resident Adam Goldhammer is among the first to participate in a new legislative internship program that will give persons with disabilities the chance to participate in the work performed in the Minnesota Legislature.

The program is sponsored by MN Works!, a statewide initiative to assist

people with disabilities in obtaining meaningful employment, and Sen. Kathy Sheran.

Each fellow will work one day a week at the Capitol on prepared projects, attend Senate meetings and participate in group projects with other fellows. “The program will provide 11 young Minnesotans the opportunity to gain

valuable workplace experience,� said State Sen. John Doll, DFL-Burnsville, who will participate in the program with intern Kari Sheldon of St. Paul. “This is a phenomenal opportunity for these young people to get a first-hand look at how the Legislature works, how policies and issues are discussed and how bills are passed,� Doll said.

“I hope this sets the stage for future interns to gain experience in the legislative setting.�

The host senators participating are: Ellen Anderson, Terri Bonoff, Lisa Fobbe, Ken Kelash, John Marty, Steve Murphy, Mary Olson, Larry Pogemiller, Linda Scheid, Kathy Sheran and David Tomassoni.

DAKOTA COUNTY TRIBUNE BUSINESS WEEKLY February 11, 2010

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Capitol Commerce

What will be fate of school trust lands?

by T.W. Budig ECM CAPITOL REPORTER

A fraction of state funding

Photo by T.W. Budig

Photo by T.W. Budig DNR Commissioner Gene Merriam believes some other Rep. Denise Dittrich, DFL-Champlin, will likely introstate agency other than the Department of Natural Reduce legislation this session dealing with the management sources should have financial controls over the school trust of the state’s 2.5 million acres of school trust lands. lands.

generating anywhere near the amount of money for schools they potentially could. “No,� said Dittrich. “Not at all. Not in the least.�

In part, Dittrich argues management of the school trust lands have suffered from lack of public scrutiny.

Even the education community lacks a basic understanding, Dittrich explained.

Dittrich wants a video produced and distributed to the public about Minnesota school trust lands.

But she is also looking for more. Dittrich is likely to introduce a bill this session to establish an office of land management, a separate entity from the DNR, that would take over the financial management of school trust lands.

Conflict of interest may exist Dittrich, like others, argues a basic conflict of interest exists between the mission of the DNR and maximizing trust lands dollars.

Former DNR Commissioner Gene Merriam agrees. “It’s never meshed well with the mission of the Department of Natural Re-

sources,� said Merriam of the DNR’s responsibility to meet the fiduciary obligations of managing trust lands and its environmental mission.

But the “benign neglect� goes beyond the DNR, he argues. “Neither the Legislature nor the executive branch has paid close enough attention to (trust land management),� said Merriam, a member of the ECM Editorial Board.

During his tenure as commissioner, the DNR worked to remove school trust lands from state parks, Merriam said. The trust lands, contained within the parks, could not be used to generate revenue, he explained.

It illustrates the conflicting purposes confronting the agency, explained Merriam.

DFL-Grand Rapids, who serves on the Senate natural resources and education committees and on a Permanent School Fund subcommittee, believes management of school trust lands has tightened in recent years.

But Saxhaug, too, favors removing the financial controls over the school trust lands from the DNR. “What Denise (Dittrich) is talking about is right on,� he said.

Most environmental groups would accept reforming the management of the school trust lands, Saxhaug believes.

Dittrich foresees some blow-back, but argues a basic moral question exists about school trust lands environmentalists need to consider.

That is one of school funding, she explained.

While one Sierra Club Another agency official offered no opinion on the idea of shifting mancould take over agement control of the trust Another state agency, lands away from the DNR, perhaps the State Board of they’ll watch developments, Investment or the Office of said the spokesperson.

Management and Budget, should take over the financial management of school Most land is trust lands, Merriam arlocated in northeast gues.

Sen. Tom Saxhaug, Minnesota

Last year, the fund payment was about $27 million – a fraction of overall state funding.

Rep. Denise Dittrich, DFL-Champlin, argues this isn’t good enough.

Dittrich, who serves on the House K-12 Finance Committee and the Permanent School Fund Advisory Committee, has already achieved some school trust lands reform, authoring legislation that redirected the flow of revenue.

Now she talks of a twopronged campaign with the school trust lands.

Dittrich doesn’t believe the trust lands are

by T.W. Budig ECM CAPITOL REPORTER

Most of the school trust lands in Minnesota are located in the northeast corner of the state.

Koochiching County contains about 854,000 acres.

But parcels also exist in Anoka, Chisago, Dakota, Houston, Isanti, Kanabec, Mille Lacs, Morrison and Sherburne counties.

The state also has a million acres of school trust mineral rights.

Many states no longer have any school trust lands left. According to the DNR, Iowa has no school trust lands while Wisconsin has less than 5,000 acres.

According to the DNR, all the school trust lands in Minnesota have been removed from state parks and state recreational areas where management prevents the generation of revenue.

A Pawlenty administration official indicated the administration was open to suggestions on school trust lands management. “The Department of Natural Resources and the Department of Education regularly share ideas about how to increase school trust land revenues with the legislature,� said administration spokesman Bruce Gor-

How best to manage the state’s school trust lands is a question lawmakers could be debating this session.

And voting on.

Some House DFLers view the state school trust lands, some 2.5 million acres and a legacy dating back to the foundation of the United States, as a rallying point in terms of the larger issue of school funding. “This is like the first small battle when we’re fighting back,� said House K-12 Finance Committee Chairwoman Mindy Greiling, DFL-Roseville, of winning additional school funding.

The Department of Natural Resources (DNR) manages the school trust land, oversees the sales of timber on school trust lands, mining leases, land sales, and other activities generating revenue.

These dollars do not flow directly to the schools but into the Permanent School Fund managed by the State Board of Investment.

Each year, interest and dividends generated by the account – the state constitution prohibits the principle from being spent – is then distributed to the schools. “We’re talking about a small amount of dollars, but because we’re in such desperate straits, we’re looking for any penny we can shake loose,� said Greiling.

Boundary Waters land may be dealt One large potential swap or sale of school trust lands concerns some 90,000 acres within the borders of the Boundary Waters Canoe Area.

A legislative subcommittee was examining on Jan. 21 the possibility of selling or swapping the land with the federal government.

There’s talk of forwarding a resolution to the Minnesota Legislature.

That the school trust lands are currently within the canoe area is a concern to some lawmakers, because the land is generating no revenue for the schools.

Sen. Tom Saxhaug, DFL-Grand Rapids, a lawmaker active on school trust lands issues, is optimistic an agreement with the federal government can be reached. “I really do believe we’re as close as we’ve ever been,� he said. Still, Saxhaug indicated that a final agreement could be months away. It’s a long way to Washington and back, he quipped.

Former Department of Natural Resources commissioner Gene Merriam offered a cautious appraisal of the likelihood of achieving a deal. “I don’t expect anything to happen in the near future,� said Merriam. The BWCA remains a politically sensitive area, he explained.

It offers “too much opportunity for too much grandstanding,� said Merriam, who serves on a school trust lands committee.

don. “We are open to discussing new ideas with legislators and stakeholders to find ways to maximize these opportunities,� he said in an e-mail.

T.W. Budig is at tim.budig@ ecm-inc.com.

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February 11, 2010 DAKOTA COUNTY TRIBUNE BUSINESS WEEKLY

Calendar To submit an item for the Calendar, e-mail it to darcy. odden@ecm-inc.com or fax (952) 846-2010.

Date-specific Dakota County Regional Chamber of Commerce events: • Thursday, Feb. 11, 8:30 to 9:30 a.m., Coffee Break at The Commons on Marice, 1380 Marice Drive, Eagan.

Information: Alisha Kitchen, communications@dcrchamber.com. • Tuesday, Feb. 16, 7:30 to 8:30 a.m., Board of Directors meeting. Information: Ruthe Batulis, rbatulis@dcrchamber.com. • Tuesday, Feb. 16, noon to 1:30 p.m., New Member Orientation at DCR Chamber Office, 1121 Town Centre Drive, Suite 102, Eagan.

Free. RSVP required. Information: Michelle Tighe at (651) 288-9203 or mtighe@ dcrchamber.com. • Thursday, Feb. 18, 11:30 a.m. to 1 p.m., Bring Your Brand to Life - Through Your Employees, at NTI, 950 Blue Gentian Road #500, Eagan.

Fee: $20. Information: Alisha Kitchen at communications@ dcrchamber.com. • Friday, Feb. 19, 7:30 to 8:30 a.m., State of the Schools in Dakota County, DCR Chamber, 1121 Town Centre Drive, Suite 102, Eagan. Information: Ruthe Batulis at rbatulis@dcrchamber.com. • Monday, Feb. 22, 4:30 to 5:45 p.m., Farmington Economic Growth Committee, Dakota Electric Association, 4300 220th St. W., Farmington. RSVP to Ruthe Batulis at rbatulis@dcrchamber.com. • Thursday, Feb. 25, 8 to 9 a.m., Farmington Area Business Council Breakfast Meeting, Farmington Eagles Club, 200 Third St., Farmington.

Fee: $15. Information: Alisha Kitchen at communications@ dcrchamber.com.

Dakota Future and the Dakota Scott Workforce Center event: • Thursday, Feb. 18, 4 to 6 p.m., roundtable, Dakota Scott IT Entrepreneurs – “Helping You Grow Your Own Successful IT Business,â€? at Old Chicago, 14998 Glazier Ave., Apple Valley. Listen to a panel of successful IT entrepreneurs and learn how they have grown their IT busi-

nesses. Panelists include Kelly Schaefbauer, president and founder of Danbury IT; Mike Brady, president of Image Trend; and Michelle Jennings, president of Netmajic.

Fee: $10. Appetizers provided. To register, e-mail cindyjohns@comcast.net.

Apple Valley Chamber of Commerce events: • Thursday, Feb. 18, 4:30 to 6:30 p.m., Business After Hours at M & I Bank, 7095 151st St. W., Apple Valley. Information: LeeAnn Schirmer, info@applevalleychamber. com.

Burnsville Chamber of Commerce events: • Thursday, Feb. 18, 6 to 10 p.m., Bite of Burnsville, Burnsville Performing Arts Center. Cost: $40. Information: (952) 435-6000 or www. biteofburnsville.com. • Wednesday, Feb. 24, 4 to 5 p.m., Chamber Ambassadors meeting at Applewood Rustic Bar & Grill, 1996 E. Highway 13, Burnsville. Information: travis@burnsvillechamber.com. • Friday, Feb. 26, 11:30 a.m. to 1 p.m., February Women Empowered - First Lady of Minnesota Mary Pawlenty, Buca di Beppo, 14300 Burnhaven Drive, Burnsville. Fee: $20. Information: Anne at anne@burnsvillechamber.com. • Mixed Chamber Bowling League: The first ever South Metro Chamber League will be played Wednesdays, 5:30 to 7:30 p.m., at Brunswick Zone, Lakeville. The next session will be March 3 to May 5. Cost is $15/bowler per week (includes shoes). Call Brunswick Zone and ask for Eric Schmidt or Leslie Jasper at (952) 435-2695.

Lakeville Area Chamber of Commerce events: • Tuesday, Feb. 16, 7:30 a.m., Chamber Board Executive Committee, Chamber Conference Room. • Tuesday, Feb. 16, 8 a.m., Chamber Board meeting, Chamber Conference Room. • Wednesday, Feb. 17, 8:30 a.m., Expo Committee, Chamber Conference Room. • Wednesday, Feb. 17, noon, CVB meeting, CVB/ Chamber Conference Room. • Thursday, Feb. 18, 8:30 to 10:30 a.m., HR Workshop: “Performance Management Strategies for 2010,â€? Holiday Inn and Suites, 20800

Kenrick Ave., Lakeville. Presenter: Sheri Stolp, The Stolp Group. Fee: $10/members, $20/nonmembers. RSVP by Feb. 10. Register online at www.lakevillechambercvb. org/calen.html. • Friday, Feb. 19, 7:30 a.m., Government Affairs Committee, Chamber Conference Room. • Tuesday, Feb. 23, 7:30 to 9 a.m., New Member Orientation, Chamber Conference Room. RSVP by Feb. 22. • Thursday, Feb. 25, 4:30 to 6:30 p.m. Networking After Hours at Rudy’s Red Eye Grill, 20800 Kenrick Ave., Lakeville.

SHiFT network events are held Thursdays from 6:30 to 8 p.m. at Inver Hills Community College, 2500 E. 80th St., Inver Grove Heights.

SHiFT is a nonprofit network connecting adults in mid-life transition with opportunities to seek meaningful work, new avocations, and a supportive community (www.shiftonline. org). Members: Free. Guests: $5. • Thursday, Feb. 18, Living IT: How to Create and Live an Inspired Life. Discover what IT is for you. In an interactive setting, discover how to create a master plan to bring deeper meaning, joy and purpose into your life. Learn how to navigate through the successes and challenges of the four life stages of IT. Leave the lab with at least one goal formed for your plan. Janae Bower, founder of the consulting firm Finding IT, is a nationally recognized speaker, trainer, and award-winning author.

District 196 Community Education. Starting Your Own Business Series presented in collaboration with SCORE South Metro. Register online at www.district196. org/ce or call (651) 423-7920. • Tuesday, Feb. 16, 6:30 to 8:30 p.m. “Marketing and Advertising Your Business,â€? $29, Falcon Ridge Middle School, Apple Valley. • Tuesday, Feb. 23, 6:30 to 8:30 p.m., “Legal Aspects and Financial Management: Owning Your Own Business,â€? $29, Falcon Ridge Middle School, Apple Valley. • Tuesday, March 2, 6:30 to 8:30 p.m., “Developing Your Business Plan,â€? $29, Falcon Ridge Middle School, Apple Valley.

Dakota Scott IT Entrepreneurs will host a panel discussion on “How to Grow Your IT Business� Thursday, Feb. 18, 4 to 6 p.m. at Old Chicago, 14998 Glazier Ave, Apple Valley. Panelist include Danbury IT, ID Insight and Netmajic. Cost is $10, appetizers and beverages provided. Register at cindyjohns@ comcast.net. Sponsored by Dakota Future and Dakota Scott Workforce Center.

The South Suburban Chapter of Intl. Assoc. of Administrative Professionals (IAAP) will meet Tuesday, Feb. 23, at Old Chicago Restaurant-The Cedar Room, on the corner of Cedar Avenue and County Road 42, Apple Valley. Pete Machalek will present “How to Avoid Verbal Vomit.� Networking begins at 5:30 p.m. followed by dinner business meeting at 6 p.m.

Cost: $20. For more information or to make reservations to attend the meeting, contact Candy at (651) 210-8476 or cretka@frontiernet.net.

Ongoing Dakota Business Partners (networking group) meets every Tuesday at 8:30 a.m. at Enjoy! Restaurant in Apple Valley. For more information call at (651) 216-5406.

Platinum Partners, a chapter of BNI, welcomes one representative from each profession and meets every Wednesday morning from 7:30 to 9 a.m. at the Lakeville Green Mill. To learn more, call Amy at (952) 226-7741.

Creative Networking Professionals (CNP) is a nonprofit business networking organization established in November 2003. The group meets at JoJo’s Rise and Wine in Burnsville from 8 to 9 a.m. the first and third Tuesday of each month. CNP is currently looking to add members to its group of 16 members. Only one person from each professional specialty is permitted to join. All participants should represent their primary occupation, not a part-time business. First two visits are free; thereafter the cost is $50 per year to cover overhead expenses. Contact Jeffrey L. Rothmeyer at (651) 463-8300 to find out if your profession is still available.

Network Unlimited, a professional networking chapter, meets Tuesdays from 4:30 to

5:45 p.m. at Cherokee Sirloin Room, Cliff Road and Nicols Road, Eagan. To see if your category is open go to www.

NetworkUnlimited.org.

BNI – The Valley Networkers chapter of Business Networking Intl. meets Thursdays at 11:30 a.m. at the DCTC Apple Valley Site at 14200 Cedar Ave. BNI is a networking group for business owners who are looking to increase their revenue.

Only one person from each profession. Bring your own lunch. For more information, call Nicole Blasing at (651) 331-9238 or visit www.bnimn.com BNI-Networking will meet Wednesdays at 8:15 a.m. at Byerly’s Cafe in Eagan. Open to all professionals for referrals. For more information, call (651) 247-3200.

Professional Referral Exchange of Burnsville meets every Wednesday for breakfast at Denny’s Restaurant. Meetings begin at 7 a.m.

For more information, contact Jo Baecker, area director, at (612) 618-5347 or visit the Web site www.prorefx.com.

BNI - Business Networking Intl. meets Wednesdays at 7:30 a.m. at Commons on Marice in Eagan. For more information call Christina Avery at (651) 247-2111 or check out the BNI Web site at www. bni-mn.com.

Beta Sigma Phi, Preceptor Alpha Delta Chapter, meets the second Wednesday of every month at 7:30 at a member’s home. For information, call (952) 894-8831.

Network Results Chapter of Business Network International, networking for local business owners, only one person from each profession.

First two meetings are free.

We meet every Wednesday for breakfast, 7-8:30 a.m. at Roasted Pear, 14200 Nicollet Ave. S., Burnsville. Call Michele Jennings for more information: (612) 581-0332.

Network Plus BNI Chapter meets from 11:30 a.m. to 1 p.m. Thursdays at the Parkway Grill (old Benchwarmer Bob’s) in Burnsville. For more information, call Kelly at (612) 861-8300.

Networking coffee group at Caribou Coffee will meet from 9:30-11:30 a.m. at Caribou Coffee, 14638 Cedar Ave., on the second and fourth Mondays of the month.

Call (763) 783-4767 to register.

Grapevine Network “Common Denominator�

Group meets Tuesdays from 7:30-8:45 a.m. at Coldwell Banker Burnet, 190 Cobblestone Lane, Burnsville. For information, call (952) 7465611 or visit www.thegrapevinenetwork.com.

Grapevine Networking Group meets Wednesdays from 7:30-8:45 a.m. at Coldwell Banker Burnet, 190 Cobblestone Lane, Burnsville. For information, call (952) 746-5611 or visit www. thegrapevinenetwork.com.

Kingdom Advisors members meet monthly for fellowship, training, networking, prayer, and sharing of best practices. Ron Blue or other recognized speakers (via DVD) cover a topic each month helping members integrate and apply Biblical financial wisdom into their professional advice. Visitors welcome. The S Metro Group meets at Family Financial Services, 151 W. Burnsville Parkway, Burnsville, from 7:30 to 9 a.m. on the fourth Tuesday of each month. POC is Jeff Robinson at (952) 8906611. The SE Metro Group meets at 2918 Upper 55th St., Inver Grove Heights, the first Thursday of each month from 12 noon to 1 p.m. (bring your lunch). POC is Ginger Ewing at (651) 389-1177.

Seed Your Business Networking Group – “Plant a seed and grow your business� – meets the first and third Wednesday every month at noon at Baskets On Occasion, 3348 Sherman Court, Suite 104, Eagan. Only one person from each profession.

Contact Mary O’Rourke at (651) 994 8392 or visit www. seedyourbusiness.com for more information.

The S.T.A.R. (South Twin Cities Area Referral) Networking Group meets 8 to 9 a.m. every Wednesday at the Bremer Bank, 17600 Cedar Ave., Lakeville. Openings are available. For questions, call Kathy Andrade at (952) 9971306.

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PUBLIC NOTICE PUBLIC NOTICE PUBLIC NOTICE PUBLIC NOTICE PUBLIC NOTICE PUBLIC NOTICE

NOTICE OF SALE OF GOODS IN STORAGE TO SATISFY WAREHOUSE’S LIEN Notice is hereby given to person, herein after named and others interested that on 03/02/2010 at 11 O’clock in the AM of sale day, the goods hereafter described will be sold by auction to the highest bidder for cash at the warehouse at: 260 Hardman Avenue South, South St, Paul, MN 55075 Sale will be held in accordance with terms of a notice previously given the person herein-after named and others interested, and in accordance with the lien herewith and such other charges as are valid lien against said goods, and for expenses of advertising said sale. The name of the owners or persons whose account said goods are held in storage, the warehouse contract of lot number under which said goods are held and a description of the goods is as follows: Misc. Household Goods Name: Heidi Gunderson Bill of Lading #: 78894 Amount: $3,450.00 Bester Brothers Transfer and Storage Company 260 Hardman Ave. So. South St. Paul, MN 55075 2033746 1/28-2/11/10

PUBLIC NOTICE

NOTICE OF SALE OF PERSONAL PROPERTY TO SATISFY LIEN THEREON NOTICE IS HEREBY GIVEN that the personal property described as follows: 1972 MARS Manufactured home, VIN# 14839 currently located at 12335 Geneva Court, Apple Valley, Minnesota 55124, together with all miscellaneous personal property located therein will be sold at public auction by the Dakota County Sheriff on the 4th day of March, 2010 at 1:00 P.M., at Cedar Knolls Community Office, 12571 Garland Avenue, in the city of Apple Valley, County of Dakota, State of Minnesota, to pay and satisfy a lien which is claimed to be due thereon of Andrea Pasten (02/04/1977), Martin Garcia (11/11/1956) as the owner(s) thereof to: Hometown Homes in the sum of Four-Thousand, Seven-Hundred, Ninety-Nine Dollars and 05/100 ($4,799.05) computed to the day of said sale, exclusive of the expenses of said sale and of the advertising thereof, together with the necessary expenses of advertising and making said sale; and that the grounds of said lien are storage of and care for tenant's personal property remaining on landlord's premises following abandonment by tenant.

Dated: February 8, 2010 ______________________________ Carol Williams, Agent Hometown Homes 2070776 2/11-2/25/10

MINNESOTA SECRETARY OF STATE CERTIFICATE OF ASSUMED NAME Minnesota Statutes Chapter 333 The filing of an assumed name does not provide a user with exclusive rights to that name. The filing is required for consumer protection in order to enable consumers to be able to identify the true owner of a business.

1. State the exact assumed name under which the business is or will be conducted: GRAFIKOL 2. State the address of the principal place of business: 16814 GLENCOE AVE., LAKEVILLE, MN 55044 3. List the name and complete street address of all persons conducting business under the above Assumed Name, OR if an entity, provide the legal corporate, LLC, or Limited Partnership name and registered office address.

LE HUU PHUOC, 16814 GLENCOE AVE., LAKEVILLE, MN 55044 4. I certify that I am authorized to sign this certificate and I further certify that I understand that by signing this certificate, I am subject to the penalties of perjury as set forth in Minnesota Statutes section 609.48 as if I had signed this certificate under oath.

Date 1/25/2010 LE HUU PHUOC, PUBLISHER 2069365 2/11-2/18/10P

PUBLIC NOTICE PUBLIC NOTICE

MINNESOTA SECRETARY OF STATE CERTIFICATE OF ASSUMED NAME Minnesota Statutes Chapter 333 The filing of an assumed name does not provide a user with exclusive rights to that name. The filing is required for consumer protection in order to enable consumers to be able to identify the true owner of a business.

1. State the exact assumed name under which the business is or will be conducted: Et le Merle Chante 2. State the address of the principal place of business: 14985 Natchez Avenue South, Savage, MN 55378 3. List the name and complete street address of all persons conducting business under the above Assumed Name, OR if an entity, provide the legal corporate, LLC, or Limited Partnership name and registered office address.

Rochelle LeTourneau, 14985 Natchez Avenue South, Savage, MN 55378 4. I certify that I am authorized to sign this certificate and I further certify that I understand that by signing this certificate, I am subject to the penalties of perjury as set forth in Minnesota Statutes section 609.48 as if I had signed this certificate under oath.

Date December 29, 2009 Rochelle LeTourneau, President and CEO 2056864 2/4-2/11/10P

NOTICE PUBLIC NOTICE PUBLIC CITY OF LAKEVILLE ALLSTATE SELF STORAGE 12001 SOUTH HWY 35W BURNSVILLE, MN 55337 952-894-4944 PUBLIC AUCTION February 20th 2010 1:00 P.M. B66 12X20 GLOBAL COMMUNICATIONS AMOUNT OWED $653 TOOLS, ELECTRICAL ITEMS C180 10X10 KIM LINDSTROM AMOUNT OWED $533 MISC BOXES, ELECTRONICS C689 5X8 FESTUS OMINDER AMOUNT OWED $153 TOOLS, HH ITEMS D201 5X15 PAUL MERRY AMOUNT OWED $365 MISC. BOXES, PROPS D272 5X15 TOMIE WHITE AMOUNT OWED $294 HH ITEMS; CLOTHING D281 10X15 JUSTIN PYRLIK AMOUNT OWED $800 FURNITURE, HH ITEMS E342 10X30 WILLIAM MACHADO AMOUNT OWED $705 TRAILER, CAR PARTS E354 10X20 KIM LINDSTROM AMOUNT OWED $671 MISC ELECTRONICS, HH ITEMS G739 10X20 MICHAEL HERR AMOUNT OWED $526 HH ITEMS, TOOLS H813 10X10 VICTOR YOUNG AMOUNT OWED $598 FURNITURE, MISC BOXES H820 10X10 AMBER STEWART AMOUNT OWED $416 HH ITEMS, MISC BOXES K1035 10X10 DEEYON PERSAUD AMOUNT OWED $447 FURNITURE, HH ITEMS K1050 10X10 RICHARD GEIS AMOUNT OWED $382 HH ITEMS, APPLIANCES K1052 10X10 SCOTT MATTSON AMOUNT OWED $660 KIDS ITEMS, MISC BOXES L1117 5X10 PAM SIEWERT AMOUNT OWED $683 HH ITEMS, MISC BOXES 2070744 2/11-2/18/10

MINNESOTA SECRETARY OF STATE CERTIFICATE OF ASSUMED NAME Minnesota Statutes Chapter 333 The filing of an assumed name does not provide a user with exclusive rights to that name. The filing is required for consumer protection in order to enable consumers to be able to identify the true owner of a business.

1. State the exact assumed name under which the business is or will be conducted: BSquared26 Photography 2. State the address of the principal place of business: 4203 Valley Forge Place, Eagan, MN 55123 3. List the name and complete street address of all persons conducting business under the above Assumed Name, OR if an entity, provide the legal corporate, LLC, or Limited Partnership name and registered office address.

Bonnie Bley, 4203 Valley Forge Place, Eagan, MN 55123 4. I certify that I am authorized to sign this certificate and I further certify that I understand that by signing this certificate, I am subject to the penalties of perjury as set forth in Minnesota Statutes section 609.48 as if I had signed this certificate under oath.

Date 1/20/2010 Bonnie J. Bley - Owner 2068216 2/11-2/18/10P

ADVERTISEMENT FOR BIDS AIR HANDLER REPLACEMENT Notice is hereby given that sealed bids will be received at the City of Lakeville, 20195 Holyoke Avenue, Lakeville, MN 55044. Bids shall be due at 1:00 p.m. on Monday, March 8, 2010.

The opening of the bids will be public at which time they will be read aloud.

The project includes the replacement of an air handling unit and associated duct furnaces and ductwork at the Lakeville Area Arts Center. The project also includes replacing all the temperature controls throughout the building with new DDC controls and connecting the new controls to the existing EMS system. There is an alternate to replace two furnaces and to replace the existing condensing unit.

There will be a mandatory Pre-Bid conference at the Lakeville Area Arts Center from 11 AM to Noon on Wednesday, February 24, 2010 for contractors to inspect the site and ask questions.

Bid documents (plans and specifications) may be obtained by contacting Cain Ouse Associates, Inc., 1310 East Highway 96, Suite 116, White Bear Lake, MN 55110; 651-426-9549. A non refundable deposit of $25.00 is requested to cover the cost of postage and printing. It is also requested that documents be returned to the Engineer at the completion of bidding. Bid documents may be examined at the office of the Engineer, Builder's Exchange of Minneapolis and St. Paul and the McGraw Hill Construction Plan Room.

No bidder shall modify, withdraw, or cancel a bid or any part thereof for thirty (30) days after the time designated for the receipt of bids. The City of Lakeville reserves the right to reject any and all bids and to waive any defects, irregularities or information in any bid, and to award the contract in the best interest of the City.

Dated this 12th day of February 2010.

CITY OF LAKEVILLE BY: Charlene Friedges, City Clerk 2069662 2/11-2/25/10

MINNESOTA SECRETARY OF STATE CERTIFICATE OF ASSUMED NAME Minnesota Statutes Chapter 333 The filing of an assumed name does not provide a user with exclusive rights to that name. The filing is required for consumer protection in order to enable consumers to be able to identify the true owner of a business.

1. State the exact assumed name under which the business is or will be conducted: J&E Companies 2. State the address of the principal place of business: 7925 215th St. W., Lakeville, MN 55044 3. List the name and complete street address of all persons conducting business under the above Assumed Name, OR if an entity, provide the legal corporate, LLC, or Limited Partnership name and registered office address.

J&E/Earll Manufacturing, 7925 215th St. W., Lakeville, MN 55044 J&E Business Properties, LLC, 7925 215th St. W., Lakeville, MN 55044 J&E Coatings LLC, 7925 215th St. W., Lakeville, MN 55044 J&E/Harmony, Inc., 7925 215th St. W., Lakeville, MN 55044 J & E Manufacturing Co., 7925 215th St. W., Lakeville, MN 55044 J&E Precision Machining Co., 7925 215th St. W., Lakeville, MN 55044 J&E Real Estate Holdings LLC, 7925 215th St. W., Lakeville, MN 55044 4. I certify that I am authorized to sign this certificate and I further certify that I understand that by signing this certificate, I am subject to the penalties of perjury as set forth in Minnesota Statutes section 609.48 as if I had signed this certificate under oath.

Date January 13, 2010 Michael Hansen, CEO 2056621 2/4-2/11/10

PUBLIC NOTICE

ORDER FOR HEARING AND NOTICE (CHILD IN NEED OF PROTECTION OR SERVICES PETITION PROCEEDINGS) STATE OF MINNESOTA COUNTY OF DAKOTA COUNTY COURT JUVENILE DIVISION File No. HA-JV-10-380 In the Matter of the Welfare of K. R-B. and I. R-B., Children.

TO: Jason Javier Berg Social Worker, Susan Boreland, having filed in this Court, a petition alleging among other things that the above named children are, in need of protection or services, in this, viz: within the meaning of Minnesota Statutes, Section 260C.007: Subd. 6(8), in that the children are without proper parental care because of the emotional, mental, or physical disability, or state of immaturity of the children’s parent, guardian or other custodian. Subd. 6(9), in that the children are ones whose behavior, condition, or environment is such as to be injurious or dangerous to the children or others, including, but not limited to, the exposure of a child to criminal activity in the children’s home.

IT IS ORDERED that said petition be heard and the facts concerning such children be examined by the Court in the County Court Room, in the Court House, in Hastings, Minnesota, on FEBRUARY 17, 2010 at 8:30 AM, or as soon thereafter as said matter can be heard; IT IS FURTHER ORDERED that notice hereof be given to the following named persons by one week publication in a legal newspaper as provided by law, viz: Jason Javier Berg.

Dated: February 4, 2010 Richard G. Spicer Judge 2068256 2/11/10

MINNESOTA SECRETARY OF STATE CERTIFICATE OF ASSUMED NAME Minnesota Statutes Chapter 333 The filing of an assumed name does not provide a user with exclusive rights to that name. The filing is required for consumer protection in order to enable consumers to be able to identify the true owner of a business.

1. State the exact assumed name under which the business is or will be conducted: KAREN KRUSE PHOTOGRAPHY 2. State the address of the principal place of business: 15716 FRISIAN LANE, APPLE VALLEY, MN 55124 3. List the name and complete street address of all persons conducting business under the above Assumed Name, OR if an entity, provide the legal corporate, LLC, or Limited Partnership name and registered office address.

KAREN KRUSE, 15716 FRISIAN LANE, APPLE VALLEY, MN 55124 4. I certify that I am authorized to sign this certificate and I further certify that I understand that by signing this certificate, I am subject to the penalties of perjury as set forth in Minnesota Statutes section 609.48 as if I had signed this certificate under oath.

Date 12-16-09 KAREN KRUSE - OWNER 2070732 2/11-2/18/10P

PUBLIC NOTICE

ORDER TO SHOW CAUSE STATE OF MINNESOTA COUNTY OF DAKOTA DISTRICT COURT FIRST JUDICIAL DISTRICT COURT FILE NO. 19HA-CV-09-7546 In the Matter of the Petition of: CitiMortgage, Inc., In Relation to Certificate of Title No. 133911 issued for land in the County of Dakota and State of Minnesota and legally described as: Lot Seventeen (17), Block Four (4) in W. F. Krech's 2nd Addition to the Village of Inver Grove, Dakota County, Minnesota, according to the plat thereof now on file and of record in the office of the Register of Deeds within and for the aforesaid County and State.

TO: GABRIEL GARCIA ROMERO; THE COUNTY OF DAKOTA; and to parties, if any, in possession of said premises adverse to the Petitioner.

Upon receiving and filing the Report of the Examiner of Titles in the above entitled matter, IT IS HEREBY ORDERED, that you, and all persons interested, appear before this Court on the 24th day of February, 2010, at 9:00 a.m. in the Dakota county Government Center, Hastings, Minnesota, and then, or as soon thereafter as said matter can be heard, show cause, if any there be, why this Court should not enter an Order as follows: That the Registrar of Titles, upon the filing with him of a certified copy of this Order, cancel Certificate of Title No. 133911 and enter a new Certificate of Title for the land there in described in favor of CitiMortgage, Inc., subject to the memorials of Document Nos. 81690, 2265, 2559, 77653, 156346, 156347, 647794, and 647799 but free from all other memorials now appearing on the present Certificate of Title, the last of which is Document No. 647799, and free also from the Memorial of this Order.

IT IS FURTHER ORDERED, that this Order be served: (a) at least 10 days before the hearing upon the above-named parties residing in this State in the manner provided by law for the service of Summons in a civil action; (b) it shall be served at least 14 days before the hearing upon each of the above-named non-residents by sending a copy of this Order to the non-resident's post office address, by registered or certified mail, return receipt requested; (c) it shall be served upon any party who cannot be found by two weeks published notice and by sending a copy of this Order at least 14 days before the hearing by first class mail to the last known address of the party and by sending another copy of this Order at least 14 days before the hearing by first class mail to the address of such party as stated on the Certificate of Title if an address is so stated.

DATED: December 30, 2009

BY THE COURT: /s/ Richard G. Spicer Judge of District Court APPROVED: JAMES P. O'CONNELL EXAMINER OF TITLES BY: /s/ James P. O'Connell JAMES P. O'CONNELL Attorney for Petitioner: David R. McCalip Wilford & Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125 Attendance is not required at said hearing except to object to the entry of the above described Order.

2067838 2/11-2/18/10

NOTICE OF CANCELLATION OF PURCHASE AGREEMENT YOU ARE NOTIFIED: 1. Default has occurred in the Purchase Agreement, dated August 18, 2009, as amended by a Financing Addendum Seller's Contributions to Closing Costs and Discount Points dated August 18, 2009, an Inspection Contingency Addendum dated August 18, 2009, an Arbitration Disclosure and Residential Real Property Arbitration Agreement dated August 18, 2009, a Personal Property Agreement dated August 18, 2009, a Financing Addendum DVA Guaratneed Mortgage dated October 22, 2009, and a Condominium/ Townhouse/Cooperative Addendum dated October 22, 2009 (as so amended, the "Purchase Agreement"), in which Sean B. Lessard (the "Seller"), as seller, agreed to sell to Larry J. Anderson and Evelyn B. Anderson (collectively, the "Buyers"), as buyer, real property located at 14299 Estates Avenue, Apple Valley, Minnesota and legally described as Pilot Knob Estates 9th Addition Lot 9 Blk 1 and Interest Attributable to Common Area Known as Lots 57 58 & 59 Blk 1 9 1, Dakota County, Minnesota (the "Property").

2. The default is that Buyers failed to close on the purchase of the Property at the time provided for in the Purchase Agreement, by paying the balance of the purchase price for the Property. To cure this default, Buyers must pay the remaining unpaid balance of the purchase price under the Purchase Agreement.

3. The Purchase Agreement will be cancelled within 36 days after the first date of publication of the notice, unless prior to the cancellation date you comply with the conditions in default and complete the unfulfilled conditions, including completion of the purchase of the Property according to the terms of the Agreement.

4. The conditions contained in Minnesota Statutes § 559.209 have been complied with or are not applicable.

5. THIS NOTICE IS TO INFORM YOU THAT BY THIS NOTICE THE SELLER HAS BEGUN PROCEEDINGS UNDER MINNESOTA STATUTES, SECTION 559.217, TO CANCEL YOUR PURCHASE AGREEMENT FOR THE PURCHASE OF THE ABOVE PROPERTY FOR THE REASONS SPECIFIED IN THIS NOTICE. THE PURCHASE AGREEMENT WILL BE CANCELED 36 DAYS AFTER THE FIRST DAY OF PUBLICATION OF THIS NOTICE (MARCH 12, 2010) UNLESS BEFORE THEN: (A) YOU HAVE FULLY COMPLIED WITH ALL OF YOUR OBLIGATIONS UNDER THE PURCHASE AGREEMENT THAT WERE REQUIRED TO BE PERFORMED AS OF THE DATE OF SERVICE OF THIS NOTICE INCLUDING, WITHOUT LIMITATION, THE ITEMS OF DEFAULT SPECIFIED IN THIS NOTICE AND THE UNFULFILLED CONDITIONS SPECIFIED IN THIS NOTICE ARE COMPLETED, INCLUDING, IF APPLICABLE, COMPLETION OF THE PURCHASE OR SALE OF THE RESIDENTIAL REAL PROPERTY ACCORDING TO THE TERMS OF THE PURCHASE AGREEMENT; OR (B) YOU SECURE FROM A DISTRICT COURT AN ORDER THAT THE TERMINATION OF THE PURCHASE AGREEMENT BE SUSPENDED UNTIL YOUR CLAIMS OR DEFENSES ARE FINALLY DISPOSED OF BY TRIAL, HEARING, OR SETTLEMENT. YOUR ACTION MUST SPECIFICALLY STATE THOSE FACTS AND GROUNDS THAT DEMONSTRATE YOUR CLAIMS OR DEFENSES. IF YOU DO NOT DO ONE OR THE OTHER OF THE ABOVE THINGS WITHIN THE TIME PERIOD SPECIFIED IN THIS NOTICE, YOUR PURCHASE AGREEMENT WILL BE CANCELED AT THE END OF THE PERIOD AND YOU WILL LOSE ALL EARNEST MONEY YOU HAVE PAID ON THE PURCHASE AGREEMENT; AND YOU MAY LOSE YOUR RIGHT TO ASSERT ANY CLAIMS OR DEFENSES THAT YOU MIGHT HAVE. HOWEVER, IF WITHIN THE TIME PERIOD SPECIFIED IN THIS NOTICE YOU SERVE YOUR OWN NOTICE UNDER MINNESOTA STATUTES, SECTION 559.217, YOUR PURCHASE AGREEMENT WILL BE IMMEDIATELY CANCELED, BUT YOUR ENTITLEMENT TO EARNEST MONEY MUST BE DETERMINED BY A COURT OR DETERMINED BY ARBITRATION IF AGREED TO BY THE PARTIES. IF YOU HAVE ANY QUESTIONS ABOUT THIS NOTICE, CONTACT AN ATTORNEY IMMEDIATELY. 6. The name, address and telephone number of the Seller or of an attorney authorized by the Seller to serve this notice is: Jeffrey S. Waldron Attorney for Seller Moss & Barnett, A Professional Association 4800 Wells Fargo Center, 90 South Seventh Street Minneapolis, MN 55402-4129 612-877-5288 This person is authorized to receive the payments from you under this notice.

Jeffrey S. Waldron 2070805 2/11-2/25/10

NOTICE OF CANCELLATION OF CONTRACT FOR DEED YOU ARE NOTIFIED: 1. Default has occurred in the Contract for Deed (”Contract”) dated August 12, 2005 and recorded on February 11, 2009, as Document Number 2636840, in the Office of the County Recorder of County, Minnesota, in which Darlene J. Hei, as seller, sold to Stacy L. Hei, as purchaser, the real property in Dakota County, Minnesota, described as follows: Lot 3, Block 2, Wood Park Plat 11 2. The default is as follows: Failure to make payments required by the Contract for Deed as follows: $8,692.29 unpaid house payments to date; plus $965.81 per month until paid, Creation of lien or adverse claim against the property in the form of a mortgage with an original principal balance of $24,000 in favor of Equity 101, LLC., plus interest, late fees and other charges imposed by Equity 101, LLC., for a current total of $31,726.48 3. For contracts executed after August 1, 1976, and prior to August 1, 1985, the purchase price was _________ Dollars ($____________) and the amount of the purchase price paid by the purchaser is _____________________ Dollars ($_______________), which is _________% of the purchase price, as calculated in the manner required by Minn. Stat.

559.21, subd. 1e.

4. The conditions contained in Minn.

Stat. 559.209 have been complied with or are not applicable.

5. THIS NOTICE IS TO INFORM YOU THAT BY THIS NOTICE THE SELLER HAS BEGUN PROCEEDING UNDER MINNESOTA STATUTES, SECTION 559.21, TO TERMINATE YOUR CONTRACT FOR THE PURCHASE OF YOUR PROPERTY FOR THE REASONS SPECIFIED IN THIS NOTICE. THE CONTRACT WILL TERMINATE 90 DAYS AFTER THE FIRST DATE OF PUBLICATION OF THIS NOTICE UNLESS BEFORE THEN: (a.) THE PERSON AUTHORIZED IN THIS NOTICE TO RECEIVE PAYMENTS RECEIVES FROM YOU: (1.) THE AMOUNT THIS NOTICE SAYS YOU OWE; PLUS (2.) THE COSTS OF SERVICE (TO BE SEND TO YOU); PLUS (3.) $500 TO APPLY TO ATTORNEYS’ FEES ACTUALLY EXPENDED OR INCURRED; PLUS (4.) FOR CONTRACTS EXECUTED ON OR AFTER MAY 1, 1980, ANY ADDITIONAL PAYMENTS BECOMING DUE UNDER THE CONTRACT TO THE SELLER AFTER THIS NOTICE WAS SERVED ON YOU; PLUS (5.) FOR CONTRACTS, OTHER THAN EARNEST MONEY CONTRACTS, PURCHASE AGREEMENTS, AND EXERCISED OPTIONS, EXECUTED ON OR AFTER AUGUST 1, 1985, $653.85 (WHICH IS TWO PERCENT OF THE AMOUNT IN DEFAULT AT THE TIME OF SERVICE OTHER THAN THE FINAL BALLOON PAYMENT, ANY TAXES, ASSESSMENTS, MORTGAGES, OR PRIOR CONTRACTS THAT ARE ASSUMED BY YOU); OR (b.) YOU SECURE FROM A COUNTY OR DISTRICT COURT AN ORDER THAT THE TERMINATION OF THE CONTRACT BE SUSPENDED UNTIL YOUR CLAIMS OR DEFENSES ARE FINALLY DISPOSED OF BY TRIAL, HEARING OR SETTLEMENT. YOUR ACTION MUST SPECIFICALLY STATE THOSE FACTS AND GROUNDS THAT DEMONSTRATE YOUR CLAIMS OR DEFENSES. IF YOU DO NOT DO ONE OR THE OTHER OF THE ABOVE THINGS WITHIN THE TIME PERIOD SPECIFIED IN THIS NOTICE, YOUR CONTRACT WILL TERMINATE AT THE END OF THE PERIOD AND YOU WILL LOSE ALL THE MONEY YOU HAVE PAID ON THE CONTRACT YOU WILL LOSE YOUR RIGHT TO POSSESSION OF THE PROPERTY; YOU MAY LOSE YOUR RIGHT TO ASSERT ANY CLAIMS OR DEFENSES THAT YOU MIGHT HAVE; AND YOU WILL BE EVICTED. IF YOU HAVE ANY QUESTIONS ABOUT THIS NOTICE, CONTACT AN ATTORNEY IMMEDIATELY. 6. The name, mailing address, street address or location and telephone number of the seller or of an attorney authorized by the seller to accept payments pursuant to this notice is: Carol S. Cooper 26437 Galaxie Ave. Farmington, MN 55024 Street Address or Location where the Seller or the Attorney will accept payment pursuant to this notice: 26437 Galaxie Ave., Farmington, MN 55024 Telephone: (651) 460-2056 This person is authorized to receive the payments from you under this notice.

Carol S. Cooper 2063198 2/4-2/18/10

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PUBLIC NOTICE

SUMMONS STATE OF MINNESOTA COUNTY OF DAKOTA CONSUMER CREDIT CONTRACT DISTRICT COURT FIRST JUDICIAL DISTRICT Court File No. 19HA-CV-10-216 Midland Funding LLC as successor in interest to HSBC Plaintiff, vs.

Allen Boe, Jr. Defendant(s).

THE STATE OF MINNESOTA TO THE ABOVE-NAMED DEFENDANT(S): YOU ARE HEREBY SUMMONED and required to serve upon the attorneys for Plaintiff an answer to the Complaint which is on file in the office of the clerk of the above-names Court within twenty (20) days after service of this Summons upon you, exclusive of the day of service. If you fail to do so, judgment by default will be taken against you for the relief demanded in the Complaint. Please take notice that alternative dispute resolutions processes are available as set forth in the Minnesota General Rules of Practice.

MESSERLI & KRAMER P.A. Amanda E. Prutzman Brian A. Chou, #0332124 Jefferson C. Pappas, #0304943 Mercedes A. Gustafson, #0327761 Jaime J. Hommerding, #0387432 Jillian N. Walker, #0388575 Amanda E. Prutzman, #0389267 Jennifer M. Zwilling, #0389153 3033 Campus Drive, Suite 250 Plymouth, MN 55441 Ph#: (763) 548-7900 Fax#: (763) 548-7922 2068242 2/11-2/25/10

PUBLIC NOTICE

SUMMONS STATE OF MINNESOTA COUNTY OF DAKOTA DISTRICT COURT FIRST JUDICIAL DISTRICT FAMILY COURT--HASTINGS Court File No. 19HA-FA-09-1127 In Re the Marriage of: Clyde Dean Penny, Petitioner, and Doris Marie Penny, Respondent.

-----------------------------------------THE STATE OF MINNESOTA TO THE ABOVE-NAMED RESPONDENT. YOU ARE HEREBY summoned and required to serve upon Petitioner’s Attorney an Answer to the Petition for Dissolution of Marriage which is herewith served upon you, within thirty (30) days after service of this Summons upon you, exclusive of the date of such service. If you fail to do so, judgment by default will be taken against you for the relief demanded in the Petition.

The object of this proceeding is a dissolution of the marriage relationship and such division of property involved as the court finds just.

NOTICE OF TEMPORARY RESTRAINING PROVISIONS UNDER MINNESOTA LAW, SERVICE OF THIS SUMMONS MAKES THE FOLLOWING REQUIREMENTS APPLY TO BOTH PARTIES TO THIS ACTION, UNLESS THEY ARE MODIFIED BY THE COURT OR THE PROCEEDING IS DISMISSED; (1) NEITHER PARTY MAY DISPOSE OF ANY ASSETS EXCEPT (i) FOR THE NECESSITIES OF LIFE OR FOR THE NECESSARY GENERATION OF INCOME OR PRESERVATION OF ASSETS, (ii) BY AN AGREEMENT IN WRITING, OR (iii) FOR RETAINING COUNSEL TO CARRY ON OR TO CONTEST THIS PROCEEDING; (2) NEITHER PARTY MAY HARASS THE OTHER PARTY; (3) ALL CURRENTLY AVAILABLE INSURANCE COVERAGE MUST BE MAINTAINED AND CONTINUED WITHOUT CHANGE IN COVERAGE OR BENEFICIARY DESIGNATION; AND (4) PARTIES TO A MARRIAGE DISSOLUTION PROCEEDING ARE ENCOURAGED TO ATTEMPT ALTERNATIVE DISPUTE RESOLUTION PURSUANT TO MINNESOTA LAW. ALTERNATIVE DISPUTE RESOLUTION INCLUDES MEDIATION, ARBITRATION, AND OTHER PROCESSES AS SET FORTH IN THE DISTRICT COURT RULES. YOU MAY CONTACT THE COURT ADMINISTRATOR ABOUT RESOURCES IN YOUR AREA. IF YOU CANNOT PAY FOR MEDIATION OR ALTERNATIVE DISPUTE RESOLUTION, IN SOME COUNTIES ASSISTANCE MAY BE AVAILABLE TO YOU THROUGH A NONPROFIT PROVIDER OR A COURT PROGRAM. IF YOU ARE A VICTIM OF DOMESTIC ABUSE OR THREATS OF ABUSE AS DEFINED IN MINNESOTA STATUTES, CHAPTER 518B, YOU ARE NOT REQUIRED TO TRY MEDIATION AND YOU WILL NOT BE PENALIZED BY THE COURT IN LATER PROCEEDINGS. IF YOU VIOLATE ANY OF THESE PROVISIONS, YOU WILL BE SUBJECT TO SANCTIONS BY THE COURT. DATED: 12/14, 2009.

Llewellyn H. Linde Attorney for Petitioner Attorney License No. 6340X 538 7th Street West Hastings, Minnesota 55033 (651) 437-1646 2059556 2/4-2/18/10

PUBLIC NOTICE PUBLIC NOTICE PUBLIC NOTICE

MINNESOTA SECRETARY OF STATE CERTIFICATE OF ASSUMED NAME Minnesota Statutes Chapter 333 The filing of an assumed name does not provide a user with exclusive rights to that name. The filing is required for consumer protection in order to enable consumers to be able to identify the true owner of a business.

1. State the exact assumed name under which the business is or will be conducted: 2nd Moon Cafe 2. State the address of the principal place of business: 15000 Portland Ave., Burnsville, MN 55306 3. List the name and complete street address of all persons conducting business under the above Assumed Name, OR if an entity, provide the legal corporate, LLC, or Limited Partnership name and registered office address.

Osama Al Ansari, 15000 Portland Ave., Burnsville, MN 55306 Rochell Al Ansari, 15000 Portland Ave., Burnsville, MN 55306 4. I certify that I am authorized to sign this certificate and I further certify that I understand that by signing this certificate, I am subject to the penalties of perjury as set forth in Minnesota Statutes section 609.48 as if I had signed this certificate under oath.

Date 11/03/2009 Osama Al Ansari, Owner 2068221 2/11-2/18/10P

PUBLIC NOTICE

NOTICE OF SALE OF PERSONAL PROPERTY TO SATISFY LIEN THEREON NOTICE IS HEREBY GIVEN that the personal property described as follows: 1974 ROLL Manufactured home, VIN# 30112 currently located at 12330 Geneva Way, (formerly known as, 12330 Geneva Ave So.) Apple Valley, Minnesota 55124, together with all miscellaneous personal property located therein will be sold at public auction by the Dakota County Sheriff on the 4th day of March, 2010 at 1:00 P.M., at Cedar Knolls Community Office, 12571 Garland Avenue, in the city of Apple Valley, County of Dakota, State of Minnesota, to pay and satisfy a lien which is claimed to be due thereon of Veronica Martinez-Alarcon (a/k/a Veronica Martinez) (01/03/1973), Celia De Ferrusca Serrano (12/09/1959) as the owner(s) thereof to: Hometown Homes in the sum of Three-Thousand, Eight-Hundred, Eighty-Nine Dollars and 71/100 ($3,889.71) computed to the day of said sale, exclusive of the expenses of said sale and of the advertising thereof, together with the necessary expenses of advertising and making said sale; and that the grounds of said lien are storage of and care for tenant's personal property remaining on landlord's premises following abandonment by tenant.

Dated: February 8, 2010 ____________________________ Carol Williams, Agent Hometown Homes 2069996 2/11-2/25/10

PUBLIC NOTICE

NOTICE AND ORDER OF HEARING ON PETITION FOR PROBATE OF WILL AND APPOINTMENT OF PERSONAL REPRESENTATIVE AND NOTICE TO CREDITORS STATE OF MINNESOTA COUNTY OF DAKOTA DISTRICT COURT PROBATE DIVISION FIRST JUDICIAL DISTRICT Court File No. 19HA-PR-10-68 Estate of Joseph Raymond Juvland, a/k/a J. Raymond Juvland, Decedent.

It is Ordered and Notice is given that on 3-8, 2010, at 9:00 a.m., a hearing will be held in this Court at Dakota County Government Center, 1560 Highway 55, Hastings, Minnesota, for the formal probate of an instrument purporting to be the will of the Decedent, dated April 7, 1997 (”Will”), and for the appointment of Harlan Juvland, whose address is 20950 Dubarry Trail, Farmington, MN 55024 as personal representative of the Estate of the Decedent in an UNSUPERVISED administration. Any objections to the petition must be filed with the Court prior to or at the hearing. If proper and if no objections are filed, the personal representative will be appointed with full power to administer the Estate including the power to collect all assets, to pay all legal debts, claims, taxes and expenses, to sell real and personal property, and to do all necessary acts for the Estate.

Notice is also given that (subject to Minn. Stat. 524.3-801) all creditors having claims against the Estate are required to present the claims to the personal representative or to the Court Administrator within four months after the date of this Notice or the claims will be barred.

Date 2/09/10 Michael Mayer Judge (COURT SEAL) Attorney for Personal Representative Sally K. Mortenson Attorney at Law 2500 West County Road 42, Suite 160 Burnsville, Minnesota 55337 Attorney License No.: 75632 952-431-2222 2070701 2/11-2/18/10

MINNESOTA SECRETARY OF STATE CERTIFICATE OF ASSUMED NAME Minnesota Statutes Chapter 333 The filing of an assumed name does not provide a user with exclusive rights to that name. The filing is required for consumer protection in order to enable consumers to be able to identify the true owner of a business.

1. State the exact assumed name under which the business is or will be conducted: Jazzercise 2. State the address of the principal place of business: 1151 Rivage Lane, Burnsville, MN 55306 3. List the name and complete street address of all persons conducting business under the above Assumed Name, OR if an entity, provide the legal corporate, LLC, or Limited Partnership name and registered office address.

Tomlyn, LLC, 1151 Rivage Lane, Burnsville, MN 55306 4. I certify that I am authorized to sign this certificate and I further certify that I understand that by signing this certificate, I am subject to the penalties of perjury as set forth in Minnesota Statutes section 609.48 as if I had signed this certificate under oath.

Date Jan. 21, 2010 Thomas W. Isaacs Chief Manager/President 2056893 2/4-2/11/10P

PUBLIC NOTICE

MINNESOTA SECRETARY OF STATE CERTIFICATE OF ASSUMED NAME Minnesota Statutes Chapter 333 The filing of an assumed name does not provide a user with exclusive rights to that name. The filing is required for consumer protection in order to enable consumers to be able to identify the true owner of a business.

1. State the exact assumed name under which the business is or will be conducted: Design-Build By Landmark, Inc. 2. State the address of the principal place of business: 19455 Elkridge Trail, Farmington, MN 55024 3. List the name and complete street address of all persons conducting business under the above Assumed Name, OR if an entity, provide the legal corporate, LLC, or Limited Partnership name and registered office address.

L.L.D. Landscape Incorporated, 7418 Wentworth Avenue, Richfield, MN 55423 4. I certify that I am authorized to sign this certificate and I further certify that I understand that by signing this certificate, I am subject to the penalties of perjury as set forth in Minnesota Statutes section 609.48 as if I had signed this certificate under oath.

Date 12-10-2009 Mark Alan Awbrey-Owner 2068192 2/11-2/18/10P

PUBLIC NOTICE

ORDER AND NOTICE OF HEARING ON PETITION FOR FORMAL PROBATE OF LOST WILL AND FOR FORMAL APPOINTMENT OF PERSONAL REPRESENTATIVE IN UNSUPERVISED ADMINISTRATION AND NOTICE TO CREDITORS STATE OF MINNESOTA COUNTY OF DAKOTA DISTRICT COURT FIRST JUDICIAL DISTRICT PROBATE DIVISION Court File No. 19HA-PR-10-59 Case Type 14: Probate of an Estate In Re: Estate of: John Daniel Palm, a/k/a Dan Palm, a/k/a J. Daniel Palm, Deceased.

TO ALL INTERESTED PERSONS AND CREDITORS: It is Ordered and Notice is hereby given that on the 8th day of March, 2010, at 9:00 o’clock A.M., a hearing will be held in the above named Court at Dakota County Judicial Center, 1560 Highway 55, Hastings, Minnesota, for the formal probate of an instrument purporting to be true and accurate copy of the will of the above named decedent, the original of which has been lost or destroyed, that will being dated January 11, 2007, and for the appointment of Kristine Palm Mortensen, whose address is 31630 Barnard Avenue, Northfield, Minnesota, as personal representative of the estate of the above named decedent in unsupervised administration, and that any objections thereto must be filed with the Court. That, if proper, and no objections are filed, a personal representative will be appointed to administer the estate, to collect all assets, pay all legal debts, claims, taxes and expenses, and sell real and personal property, and do all necessary acts for the estate.

Notice is further given that ALL CREDITORS having claims against said estate are required to present the same to said personal representative or to the Clerk of the Court within four months after the date of this notice or said claims will be barred.

Dated: 2/1, 2010.

Michael J. Mayer Judge Drafted by: Michael W. Hero, Atty. Reg. No. 146365 Douglas J. Debner, Atty. Reg. No. 0281414 Hero & Debner Law Office, P.A. 516 Washington Street Northfield, Minnesota 55057 Telephone: (507) 645-5631 Facsimile: (507) 645-5632 2063343 2/4-2/11/10

NOTICE AND ORDER OF HEARING ON PETITION FOR PROBATE OF WILL AND APPOINTMENT OF PERSONAL REPRESENTATIVE AND NOTICE TO CREDITORS STATE OF MINNESOTA COUNTY OF DAKOTA DISTRICT COURT PROBATE DIVISION First JUDICIAL DISTRICT Court File No. 19HA-PR-10-38 ESTATE OF Gary M. Lein, DECEDENT It is Ordered and Notice is given that on February 22, 2010 at 9:00 a.m. a hearing will be held in this Court at the Dakota County Judicial Center, 1560 Highway 55, Hastings, Minnesota, for the formal probate of an instrument purporting to be the will of Decedent, dated August 15, 2001 (”Will”), and for the appointment of MaryJane Lein whose address is: 3780 Conroy Trail, Inver Grove Heights, MN 55076 as personal representative of the Estate of the Decedent in an UNSUPERVISED administration. Any objections to the petition must be filed with the Court prior to or raised at the hearing. If proper and if no objections are filed or raised, the personal representative will be appointed with full power to administer the Estate, including the power to collect all assets, pay all legal debts, claims, taxes and expenses, to sell real and personal property, and do all necessary acts for the Estate.

Notice is also given that (subject to Minn. Stat. 524.3-801) all creditors having claims against the Estate are required to present the claims to the personal representative or to the Court Administrator within four months after the date of this Notice or the claims will be barred.

Date 1/21/10 Mary J. Theisen Judge (COURT SEAL) Attorney For Personal Representative Joe Dalager Thuet, Pugh, Rogosheske & Atkins, Ltd. 222 Grand Avenue W., Suite 100 South St. Paul, MN 55075 Phone: (651) 451-6411 Fax: (651) 451-9956 2050967 2/4-2/11/10P

PUBLIC NOTICE

NOTICE OF INFORMAL PROBATE OF WILL AND APPOINTMENT OF PERSONAL REPRESENTATIVE AND NOTICE TO CREDITORS STATE OF MINNESOTA COUNTY OF DAKOTA DISTRICT COURT FIRST JUDICIAL DISTRICT PROBATE DIVISION Court File No. 19HAPR-10-46 In Re: Estate of Roger S. Heid, Deceased.

NOTICE TO ALL INTERESTED PERSONS AND CREDITORS: Notice is given that an application for informal probate of the Decedent’s Last Will and Testament dated August 14, 2006 has been filed with the Registrar. The Application has been granted.

Any objections may be filed with this Court and will be heard by the Court after proper notice of hearing.

Notice is also given that the Registrar has informally appointed Angela Preston, whose address is 19037 Inndale Drive, Lakeville, MN 55044, as personal representative of the Estate of the Decedent. Any heir, devisee, or other interested person may be entitled to appointment as personal representative or may object to the appointment of the personal representative. Unless objections are filed with the Court (pursuant to Minn. Stat.

524.3-607) and the Court otherwise orders, the personal representative has full power to administer the Estate including, after 30 days from the date of issuance of letters, the power to sell, encumber, lease or distribute real estate.

Notice is also given that (subject to Minn. Stat. 524.3-801), ALL CREDITORS having claims against the Estate are required to present the claims to the personal representative or to the Court Administrator within four months after the date of this Notice or the claims will be barred.

Dated: 1/26/10 Karen Asphaug Judge Heather L. L. Koering, #30394X Eastlund, Solstad, Cade & Hutchinson, Ltd. 4200 County Rd. 42 W. Savage MN 55378 (952)894-6400 2058602 2/4-2/11/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: July 31, 2003 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $198,320.00 MORTGAGOR(S): Greg Waller and Kara J. Waller, husband and wife MORTGAGEE: Wells Fargo Bank, N.A. successor by merger to Wells Fargo Bank Southwest, N.A. formerly known as Wachovia Mortgage, FSB fka World Savings Bank, FSB DATE AND PLACE OF RECORDING: Recorded: September 25, 2003 Dakota County Recorder Document Number: 2115571 Transaction Agent: Not Applicable Transaction Agent Mortgage Identification Number: Not Applicable Lender or Broker: Wells Fargo Bank, N.A. successor by merger to Wells Fargo Bank Southwest, N.A. formerly

Fargo Bank Southwest, N.A. formerly known as Wachovia Mortgage, FSB fka World Savings Bank, FSB Residential Mortgage Servicer: Wachovia Mortgage, FSB Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 13205 Walnut Dr, Burnsville, MN 55337-3847 Tax Parcel ID Number: 02-17000-010-02 LEGAL DESCRIPTION OF PROPERTY: Lot One (1), Block Two (2), Chateaulin First Addition AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $250,512.27 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: February 19, 2010 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns.

If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on August 19, 2010, or the next business day if August 19, 2010 falls on a Saturday, Sunday or legal holiday.

Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: January 07, 2010 MORTGAGEE: Wells Fargo Bank, N.A. successor by merger to Wells Fargo Bank Southwest, N.A. formerly known as Wachovia Mortgage, FSB fka World Savings Bank, FSB Wilford & Geske, P.A. Attorneys for Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 011047F01 2029984 1/7-2/11/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTIFY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: December 01, 2004 MORTGAGOR(S): Alicia M. Lysne and John Lysne, wife and husband MORTGAGEE: U.S. Bank National Association ND DATE AND PLACE OF RECORDING: Recorded: January 27, 2005 Dakota County Recorder Document #: 2289396 ASSIGNMENTS OF MORTGAGE: None LEGAL DESCRIPTION OF PROPERTY: Unit No. 31, Condominium No. 120, Fairway Village, a Condominium, Dakota County, Minnesota.

PARCEL ID #: 20 25650 031 04 PROPERTY ADDRESS: 8592 Brinkley Lane, Inver Grove Heights, MN 55076 Transaction Agent: N/A Transaction Agent Id No.: N/A Current Mortgage Servicer: U.S. Bank National Association ND COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $172,700.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY PAID BY MORTGAGEE: $182,675.30 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; that no Mortgagors have been released from financial obligation on said mortgage; that no action or proceeding has been instituted by law to recover that debt secured by said Mortgage, or any part

secured by said Mortgage, or any part thereof; that all conditions precedent to foreclosure of the Mortgage and acceleration of the debt secures thereby have been fulfilled; PURSUANT to the power of sale therein contained, said Mortgage will be foreclosed and the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: February 25, 2010 at 10:00 a.m.

PLACE OF SALE: Dakota County Law Enforcement Center, Lobby S-100, 1580 Highway 55, Hastings, MN 55033. to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns.

DATE TO VACATE PROPERTY: T h e date on or before which the mortgagor must vacate the property if the mortgage is not reinstated under Minnesota Statues section 580.30 of the property redeemed under Minnesota Statutes section 580.23 is 8/25/2010 at 11:59 p.m. If the foregoing date is Saturday, Sunday of legal holiday, then the date to vacate is the next business day at 11:59 p.m.

MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: NONE THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF JUDICIAL ORDER IS ENTERED UNDER M I N N E S O T A S T A T U T E S S E C T I ON 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. Dated: January 5, 2010 U.S. Bank National Association ND Kenneth J. Johnson Minnesota State Bar No. 0246074 Johnson, Blumberg & Associates, LLC Attorney for Mortgagee 230 W. Monroe St. Suite 1125 Chicago, Illinois 60606 (312) 541-9710 2031977 1/7-2/11/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: A u g u s t 2 , 2005 MORTGAGOR: Jennifer Kessock, a single person.

MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded August 17, 2005, Dakota County Recorder, Document No. 2351930.

ASSIGNMENTS OF MORTGAGE: Assigned to: Aurora Loan Services, LLC, Dated: December 22, 2009.

TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100285700000134915 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Winstar Mortgage Partners, Inc. RESIDENTIAL MORTGAGE SERVICER: Aurora Loan Services LLC MORTGAGED PROPERTY ADDRESS: 14734 Embry Path, Apple Valley, MN 55124 TAX PARCEL I.D. #: 01-20505-004-01 LEGAL DESCRIPTION OF PROPERTY: Lot 4, Block 1, Diamond Path 6th Addition, Dakota County, Minnesota.

COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $148,800.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $153,435.53 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: February 25, 2010 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07.

TIME AND DATE TO VACATE PROPERTY: If the real estate is an

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ERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on August 25, 2010.

MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: December 30, 2009.

Aurora Loan Services LLC Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 98-958 0031524440 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2031607 1/7-2/11/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: July 11, 2007 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $172,000.00 MORTGAGOR(S): Anthony E Wilebski, a single person and Ann M Wendel, a single person MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded: September 06, 2007 Dakota County Recorder Document Number: 2542326 ASSIGNMENTS OF MORTGAGE: And assigned to: U.S. Bank National Association Dated: December 23, 2009 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100143500701580164 Lender or Broker: American Mortgage Corporation Residential Mortgage Servicer: U.S. Bank Home Mortgage Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 216 10th Ave S, South Saint Paul, MN 55075-2216 Tax Parcel ID Number: 36-48800-050-07 LEGAL DESCRIPTION OF PROPERTY: Lot 5, Block 7, Minnesota and Northwestern Addition, Dakota County, Minnesota.

AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $186,669.39 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: February 25, 2010 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns.

If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on August 25, 2010, or the next business day if August 25, 2010 falls on a Saturday, Sunday or legal holiday.

Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED.

PRODUCTION, AND ARE ABANDONED. DATED: January 07, 2010 ASSIGNEE OF MORTGAGEE: U.S. Bank National Association Wilford & Geske, P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 010743F01 2029189 1/7-2/11/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTIFY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: September 15, 2006 MORTGAGOR(S): Sonja J. Dauphin, a single person MORTGAGEE: U.S. Bank National Association ND DATE AND PLACE OF RECORDING: Recorded: November 22, 2006 Dakota County Recorder Document #: 2477337 ASSIGNMENTS OF MORTGAGE: None LEGAL DESCRIPTION OF PROPERTY: All that parcel of land in City of E a g a n , D a k o t a C o u n t y , S t a t e of Minnesota, as found in deed Doc. #955381, ID# 10-02900-010-06, being known and designated as commencing at the Northwest corner of the W 1⁄2 of the NE 1⁄4 of Section 29, Township 27, Range 23; thence East along the North line thereof a distance of 244.5 feet to the centerline of Blackhawk Road; thence deflecting 91 degrees 46 minutes right and Southerly, a distance of 478.15 feet; thence deflecting 04 degrees 53 minutes left a distance of 331.85 feet to the point of beginning; thence continuing Southerly along the last described line extended a distance of 246 feet; thence deflecting 86 degrees 53 minutes left a distance of 160.2 feet; thence deflecting 93 degrees 07 minutes left a distance of 257.38 feet; thence deflecting 90 degrees 57 minutes 10 seconds left a distance of 160 feet to the point of beginning, excepting that part of the NW 1⁄4 of the NE 1⁄4 described as follows: Commencing at the Northwest corner thereof, thence East along the North line thereof 244.5 feet more or less to the center line of the Township road running Southerly through said subdivision, thence Southerly along the center line of said road 920 feet to the point of beginning, thence Southerly along the center line of said road 136 feet, thence East parallel to the North line of said subdivision 160 feet, thence Northerly parallel to the center line of said road 136 feet, thence West parallel to the North line of said subdivision 160 feet to the point of beginning, in Section 29, Township 27, Range 23.

PARCEL ID #: 10 02900 010 06 P R O P E R T Y A D D R E S S : 4276 Blackhawk Road, Eagan, MN 55122 Transaction Agent: N/A Transaction Agent Id No.: N/A Current Mortgage Servicer: U.S. Bank National Association ND COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $280,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY PAID BY MORTGAGEE: $299,507.86 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; that no Mortgagors have been released from financial obligation on said mortgage; that no action or proceeding has been instituted by law to recover that debt secured by said Mortgage, or any part thereof; that all conditions precedent to foreclosure of the Mortgage and acceleration of the debt secures thereby have been fulfilled; PURSUANT to the power of sale therein contained, said Mortgage will be foreclosed and the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: February 25, 2010 at 10:00 a.m.

PLACE OF SALE: Dakota County Law Enforcement Center, Lobby S-100, 1580 Highway 55, Hastings, MN 55033. to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns.

DATE TO VACATE PROPERTY: T h e date on or before which the mortgagor must vacate the property if the mortgage is not reinstated under Minnesota Statues section 580.30 of the property redeemed under Minnesota Statutes section 580.23 is 8/25/2010 at 11:59 p.m. If the foregoing date is Saturday, Sunday of legal holiday, then the date to vacate is the next business day at 11:59 p.m.

MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: NONE THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR,

REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF JUDICIAL ORDER IS ENTERED UNDER M I N N E S O T A S T A T U T E S S E C T I ON 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. Dated: January 5, 2010 U.S. Bank National Association ND Kenneth J. Johnson Minnesota State Bar No. 0246074 Johnson, Blumberg & Associates, LLC Attorney for Mortgagee 230 W. Monroe St. Suite 1125 Chicago, Illinois 60606 (312) 541-9710 2031958 1/7-2/11/10

PUBLIC NOTICE

NOTICE AND ORDER OF HEARING ON PETITION FOR FORMAL ADJUDICATION OF INTESTACY, DETERMINATION OF HEIRSHIP, APPOINTMENT OF PERSONAL REPRESENTATIVE AND NOTICE TO CREDITORS STATE OF MINNESOTA COUNTY OF DAKOTA DISTRICT COURT PROBATE DIVISION FIRST JUDICIAL DISTRICT Court File No. 19HA-PR-10-50 ESTATE OF Scott Kenneth Zimmerman, DECEDENT It is Ordered and Notice is given that on March 8, 2010 at 9:00 a.m. a hearing will be held in this Court at 1560 Highway 55, Hastings, Minnesota, for the adjudication of intestacy and determination of heirship of the Decedent, and for the appointment of Barbara Zimmerman whose address is: 16 Willowdene Avenue, SANDY BAY TAS 7005, Australia as personal representative of the Estate of the Decedent in an UNSUPERVISED administration.

Any objections to the Petition must be filed with the Court prior to or raised at the hearing. If proper and if no objections are filed or raised, the personal representative will be appointed with full power to administer the Estate, including the power to collect all assets, pay all legal debts, claims, taxes and expenses, to sell real and personal property, and do all necessary acts for the Estate.

Notice is also given that (subject to Minn. Stat. 524.3-801) all creditors having claims against the Estate are required to present the claims to the personal representative or to the Court Administrator within four months after the date of this Notice or the claims will be barred.

Date JAN 27 2010 Kathryn D. Messerich Judge (COURT SEAL) Attorney For Personal Representative Steve A. Brand, Esq., Attorney ID #10790 ROBINS, KAPLAN, MILLER & CIRESI 2800 LaSalle Plaza 800 LaSalle Avenue Minneapolis, MN 55402-2015 612-349-8731 612-339-4181 2058535 2/4-2/11/10

PUBLIC NOTICE

NOTICE AND ORDER OF HEARING ON PETITION FOR PROBATE OF WILL AND APPOINTMENT OF PERSONAL REPRESENTATIVE AND NOTICE TO CREDITORS STATE OF MINNESOTA COUNTY OF DAKOTA DISTRICT COURT PROBATE DIVISION FIRST JUDICIAL DISTRICT Court File No. 19HA-PR-10-54 ESTATE OF Jerome D. Ohmann, DECEDENT It is Ordered and Notice is given that on March 8, 2010 at 9:00 a.m. a hearing will be held in this Court at District Court, 1560 Highway 55, Hastings, Minnesota, for the formal probate of an instrument purporting to be the will of Decedent, dated 12/2/2004 under Minn. Stat. 524.2-513 (”Will”), and for the appointment of Joseph R. Ohmann whose address is: 35533 County road 10, Albany, MN 56307 as personal representative of the Estate of the Decedent in an UNSUPERVISED administration. Any objections to the petition must be filed with the Court prior to or raised at the hearing. If proper and if no objections are filed or raised, the personal representative will be appointed with full power to administer the Estate, including the power to collect all assets, pay all legal debts, claims, taxes and expenses, to sell real and personal property, and do all necessary acts for the Estate.

Notice is also given that (subject to Minn. Stat. 524.3-801) all creditors having claims against the Estate are required to present the claims to the personal representative or to the Court Administrator within four months after the date of this Notice or the claims will be barred.

Date 1/29/10 Kathryn D. Messerich Judge (COURT SEAL) Attorney For Personal Representative Thomas R. Wenner - #115885 Reichert, Wenner, Koch & Provinzino, P.A. 501 W. St. Germain Street P.O. Box 1556 St. Cloud, MN 56302 Phone: (320) 252-7600; Fax: (320) 252-2678 2061378 2/4-2/11/10

PUBLIC NOTICE

NOTICE AND ORDER OF HEARING ON PETITION FOR PROBATE OF WILL AND APPOINTMENT OF PERSONAL REPRESENTATIVE AND NOTICE TO CREDITORS STATE OF MINNESOTA COUNTY OF Dakota DISTRICT COURT PROBATE DIVISION First JUDICIAL DISTRICT Court File No. 19HAPR-10-60 ESTATE OF Florence M. Rischette, DECEDENT It is Ordered and Notice is given that on March 8, 2010 at 9:00 a.m. a hearing will be held in this Court at 1560 W Hwy 55, Hastings, Minnesota, for the formal probate of an instrument purporting to be the will of Decedent, dated June 22, 2005, and for the appointment of Michael Rischette whose address is: 2004 Pine Street, Hastings, MN 55033, Kent Rischette whose address is: 3560 Malcolm Avenue, Hastings, MN 55033 as personal representative of the Estate of the Decedent in an UNSUPERVISED administration. Any objections to the petition must be filed with the Court prior to or raised at the hearing. If proper and if no objections are filed or raised, the personal representative will be appointed with full power to administer the Estate, including the power to collect all assets, pay all legal debts, claims, taxes and expenses, to sell real and personal property, and do all necessary acts for the Estate.

Notice is also given that (subject to Minn. Stat. 524.3-801) all creditors having claims against the Estate are required to present the claims to the personal representative or to the Court Administrator within four months after the date of this Notice or the claims will be barred.

Date 2-3-2010 Thomas Poch Judge (COURT SEAL) Attorney For Personal Representative JAMES P. O’CONNELL O’CONNELL LAW OFFICE, LLC 906 VERMILLION STREET P.O. BOX 6 HASTINGS, MN 55033-0006 651-437-4188 ATTY. I.D. NO. 80718 2064461 2/11-2/18/10

PUBLIC NOTICE

NOTICE OF AND ORDER FOR HEARING ON PETITION FOR FORMAL ADJUDICATION OF INTESTACY, DETERMINATION OF HEIRS, FORMAL APPOINTMENT OF PERSONAL REPRESENTATIVES AND NOTICE TO CREDITORS STATE OF MINNESOTA COUNTY OF DAKOTA DISTRICT COURT FIRST JUDICIAL DISTRICT Court File No. 19HA-PR-10-63 In Re: Estate of Charles Michel MacDonald, Decedent.

It is Ordered and Notice is given that on March 8, 2010, at 9:00 o’clock a.m., a hearing will be held in this Court at Dakota County Judicial Center, 1560 Highway 55, Hastings, Minnesota, on a petition for the adjudication of intestacy and determination of decedent’s heirs, and for the appointment of Micah MacDonald, whose address is 4145 Rahn Road, Eagan, MN 55122, and Michael MacDonald, whose address is 2805 Alabama Ave. South, Minneapolis, MN 55416, as personal representatives of the decedent’s estate in an supervised administration.

Any objections to the petition must be raised at the hearing or filed with the Court prior to the hearing. If the petition is proper and no objections are filed or raised, the personal representative will be appointed with the full power to administer the decedent’s estate, including the power to collect all assets; to pay all legal debts, claims, taxes, and expenses; to sell real and personal property; and to do all necessary acts for the decedent’s estate.

Notice is further given that, subject to Minn. Stat. § 524.3-801, all creditors having claims against the decedent’s estate are required to present the claims to the personal representative or to the Court within four (4) months after the date of this notice or the claims will be barred.

Dated: 2/2/10

BY THE COURT Michael Mayer Judge of District Court Paul D. McRoberts MN# 71535 25 Ninth Ave. North, P.O. Box 458 Hopkins, MN 55343-0458 Telephone: 952-933-2390 Facsimile: 952-933-3451 e-mail: pauldmcr@usinternet.com 2068235 2/11-2/18/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: July 25, 2007 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $240,000.00 MORTGAGOR(S): Scott Frykholm, a single person MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded: October 04, 2007 Dakota County Recorder Document Number: 2548362 ASSIGNMENTS OF MORTGAGE: And assigned to: U.S. Bank National Association

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���� required �������� by statute;��� That no action or Association ������ ������ ������� proceeding has been instituted at law Dated: December 17, 2009 Transaction Agent: Mortgage Elec- o r o t h e r w i s e t o r e c o v e r t h e d e b t tronic Registration Systems, Inc. secured by said mortgage, or any part Transaction Agent Mortgage Identifi- thereof; PURSUANT to the power of sale concation Number: 100137510000304560 Lender or Broker: Lakeland Mortgage tained in said mortgage, the above Corporation Residential Mortgage Ser- described property will be sold by the vicer: U.S. Bank Home Mortgage Mort- Sheriff of said county as follows: gage Originator: Not Applicable DATE AND TIME OF SALE: February COUNTY IN WHICH PROPERTY IS 25, 2010 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , LOCATED: Dakota Property Address: 5310 180th St W, Farmington, MN Law Enforcement Center, 1580 Hwy 55024-9275 Tax Parcel ID Number: 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said 14-19500-330-07 L E G A L D E S C R I P T I O N O F P R O P - Mortgage, and taxes, if any, on said ERTY: Lot 33, Block 7, Dakota County premises, and the costs and disburseEstates, Dakota County, Minnesota. ments, including attorneys' fees AMOUNT DUE AND CLAIMED TO BE allowed by law subject to redemption D U E A S O F D A T E O F N O T I C E : within six (6) months from the date of $255,696.60 said sale by the mortgagor(s), their THAT all pre-foreclosure require- personal representatives or assigns ments have been complied with; that unless reduced to Five (5) weeks under no action or proceeding has been insti- MN Stat. §580.07. tuted at law or otherwise to recover the TIME AND DATE TO VACATE PROPdebt secured by said mortgage, or any E R T Y : I f t h e r e a l e s t a t e i s a n part thereof; owner-occupied, single-family dwellPURSUANT to the power of sale con- ing, unless otherwise provided by law, t a i n e d i n s a i d m o r t g a g e , t h e the date on or before which the mortabove-described property will be sold gagor(s) must vacate the property if the by the Sheriff of said county as fol- mortgage is not reinstated under section 580.30 or the property is not lows: DATE AND TIME OF SALE: February redeemed under section 580.23 is 18, 2010 at 10:00 AM 11:59 p.m. on August 25, 2010.

PLACE OF SALE: Dakota County MORTGAGOR(S) RELEASED FROM Law Enforcement Center, 1580 High- FINANCIAL OBLIGATION ON MORTway 55, Lobby S-100, Hastings, Minne- GAGE: None "THE TIME ALLOWED BY LAW FOR sota to pay the debt secured by said mort- REDEMPTION BY THE MORTGAGOR, gage and taxes, if any, on said pre- THE MORTGAGOR'S PERSONAL REPmises and the costs and disburse- RESENTATIVES OR ASSIGNS, MAY BE ments, including attorney fees allowed REDUCED TO FIVE WEEKS IF A JUDIby law, subject to redemption within CIAL ORDER IS ENTERED UNDER six (6) months from the date of said MINNESOTA STATUTES, SECTION sale by the mortgagor(s), their per- 5 8 2 . 0 3 2 , D E T E R M I N I N G , A M O N G OTHER THINGS, THAT THE MORTsonal representatives or assigns.

If the Mortgage is not reinstated GAGED PREMISES ARE IMPROVED under Minn. Stat. §580.30 or the prop- WITH A RESIDENTIAL DWELLING OF erty is not redeemed under Minn. Stat. LESS THAN FIVE UNITS, ARE NOT §580.23, the Mortgagor must vacate PROPERTY USED IN AGRICULTURAL the property on or before 11:59 p.m. on P R O D U C T I O N , A N D A R E August 18, 2010, or the next business ABANDONED." Dated: December 30, 2009. day if August 18, 2010 falls on a SaturAurora Loan Services LLC day, Sunday or legal holiday.

Mortgagee/Assignee of Mortgagee Mortgagor(s) released from financial USSET, WEINGARDEN AND LIEBO, P.L.L.P. obligation: NONE THIS COMMUNICATION IS FROM By: Paul A. Weingarden A DEBT COLLECTOR ATTEMPT- Attorneys for Mortgagee/Assignee of ING TO COLLECT A DEBT. ANY Mortgagee INFORMATION OBTAINED WILL BE 4500 Park Glen Road #300 Minneapolis, MN 55416 USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF (952) 925-6888 98-957 THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE 0021951421 T I M E P R O V I D E D B Y L A W I S N O T THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. AFFECTED BY THIS ACTION. 1/7-2/11/10 THE TIME ALLOWED BY LAW FOR 2031636 REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE NOTICE OF REDUCED TO FIVE WEEKS IF A JUDIMORTGAGE FORECLOSURE SALE CIAL ORDER IS ENTERED UNDER THE RIGHT TO VERIFICATION MINNESOTA STATUTES, SECTION 5 8 2 . 0 3 2 , D E T E R M I N I N G , A M O N G OF THE DEBT AND IDENTITY OF OTHER THINGS, THAT THE MORT- THE ORIGINAL CREDITOR WITHIN GAGED PREMISES ARE IMPROVED THE TIME PROVIDED BY LAW IS WITH A RESIDENTIAL DWELLING OF NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL default has occurred in conditions of the following described mortgage: PRODUCTION, AND ARE ABANDONED. DATE OF MORTGAGE: J u n e 3 0 , DATED: January 07, 2010 2005 ASSIGNEE OF MORTGAGEE: MORTGAGOR: Arlene M. Francis, a U.S. Bank National Association single person.

Wilford & Geske, P.A. MORTGAGEE: Chase Bank USA, N.A. Attorneys for Assignee of Mortgagee DATE AND PLACE OF RECORDING: Lawrence A. Wilford Registered September 20, 2005, James A. Geske Dakota County Registrar of Titles, 8425 Seasons Parkway, Suite 105 Document No. 574775, Certificate of Woodbury, MN 55125-4393 Title No. 126637.

(651) 209-3300 ASSIGNMENTS OF MORTGAGE: File Number: 010750F01 2028608 1/7-2/11/10 Assigned to: JPMorgan Chase Bank, N.A., Dated: December 11, 2009.

TRANSACTION AGENT: NONE TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON NOTICE OF MORTGAGE: NONE MORTGAGE FORECLOSURE SALE LENDER OR BROKER AND MORTTHE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF G A G E O R I G I N A T O R S T A T E D O N THE ORIGINAL CREDITOR WITHIN MORTGAGE: Chase Bank USA, N.A. RESIDENTIAL MORTGAGE SERTHE TIME PROVIDED BY LAW IS VICER: Chase Home Finance, LLC NOT AFFECTED BY THIS ACTION. MORTGAGED PROPERTY ADDRESS: NOTICE IS HEREBY GIVEN, that default has occurred in conditions of 1754 Flamingo Drive, Eagan, MN 55122 TAX PARCEL I.D. #: 10-77100-030-11 the following described mortgage: LEGAL DESCRIPTION OF PROPDATE OF MORTGAGE: December 24, ERTY: 2005 Lot 3, Block 11, Town View First MORTGAGORS: John J. Sonia Addition MORTGAGEE: Mortgage Electronic COUNTY IN WHICH PROPERTY IS Registration Systems, Inc. DATE AND PLACE OF RECORDING: LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF Recorded June 18, 2007, Dakota C o u n t y R e c o r d e r , D o c u m e n t N o . MORTGAGE: $171,000.00 AMOUNT DUE AND CLAIMED TO BE 2524864 as modified by Court Order DUE AS OF DATE OF NOTICE, INCLUDrecorded as Document No. 2626608.

A S S I G N M E N T S O F M O R T G A G E : ING TAXES, IF ANY, PAID BY MORTAssigned to: Aurora Loan Services, GAGEE: $171,423.63 That prior to the commencement of LLC, Dated: December 23, 2009.

TRANSACTION AGENT: Mortgage this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee comElectronic Registration Systems, Inc. T R A N S A C T I O N A G E N T ' S M O R T - plied with all notice requirements as required by statute; That no action or GAGE IDENTIFICATION NUMBER ON proceeding has been instituted at law MORTGAGE: 100153210511022830 LENDER OR BROKER AND MORT- o r o t h e r w i s e t o r e c o v e r t h e d e b t G A G E O R I G I N A T O R S T A T E D O N secured by said mortgage, or any part thereof; MORTGAGE: Homefield Financial, Inc. PURSUANT to the power of sale conRESIDENTIAL MORTGAGE SERtained in said mortgage, the above VICER: Aurora Loan Services LLC MORTGAGED PROPERTY ADDRESS: described property will be sold by the 15701 Chalet Court, Burnsville, MN Sheriff of said county as follows: DATE AND TIME OF SALE: February 55306 TAX PARCEL I.D. #: 02-83535-110-06 23, 2010 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , LEGAL DESCRIPTION OF PROPLaw Enforcement Center, 1580 Hwy ERTY: Lot 11, Block 6, West Buck Hills 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Estates COUNTY IN WHICH PROPERTY IS Mortgage, and taxes, if any, on said premises, and the costs and disburseLOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF m e n t s , i n c l u d i n g a t t o r n e y s ' f e e s allowed by law subject to redemption MORTGAGE: $259,900.00 AMOUNT DUE AND CLAIMED TO BE within six (6) months from the date of DUE AS OF DATE OF NOTICE, INCLUD- said sale by the mortgagor(s), their ING TAXES, IF ANY, PAID BY MORT- personal representatives or assigns unless reduced to Five (5) weeks under GAGEE: $324,008.36 That prior to the commencement of MN Stat. §580.07.

TIME AND DATE TO VACATE PROPthis mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee com- E R T Y : I f t h e r e a l e s t a t e i s a n plied with all notice requirements as required by statute; That no action or ���������� �� ���� �����

PUBLIC NOTICE

PUBLIC NOTICE

��� �������� ��� ���� ������PROPERTY ������USED ������� IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. ���������� ���� ��������� ERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on August 23, 2010 .

MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: December 18, 2009.

JPMorgan Chase Bank, N.A. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 75-3861 20476610 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2031749 1/7-2/11/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: September 20, 2000 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $436,000.00 MORTGAGOR(S): Bertha A. Ruiz and Gilberto M. Ruiz, wife and husband MORTGAGEE: Wells Fargo Bank, N.A. successor by merger to Wells Fargo Bank Southwest, N.A. formerly known as Wachovia Mortgage, FSB fka World Savings Bank, FSB DATE AND PLACE OF RECORDING: Recorded: October 20, 2000 Dakota County Recorder Document Number: 1725518 Transaction Agent: Not Applicable Transaction Agent Mortgage Identification Number: Not Applicable Lender or Broker: Wells Fargo Bank, N.A. successor by merger to Wells Fargo Bank Southwest, N.A. formerly known as Wachovia Mortgage, FSB fka World Savings Bank, FSB Residential Mortgage Servicer: Wachovia Mortgage, FSB Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 7910 Guild Ct, Apple Valley, MN 55124-7678 Tax Parcel ID Number: 01-75951-090-02 LEGAL DESCRIPTION OF PROPERTY: Lot 9, Block 2, The Oaks of Apple Valley II, Dakota County, Minnesota.

AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $337,890.39 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: February 22, 2010 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns.

If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on August 22, 2010, or the next business day if August 22, 2010 falls on a Saturday, Sunday or legal holiday.

Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL

DATED: January 07, 2010 MORTGAGEE: Wells Fargo Bank, N.A. successor by merger to Wells Fargo Bank Southwest, N.A. formerly known as Wachovia Mortgage, FSB fka World Savings Bank, FSB Wilford & Geske, P.A. Attorneys for Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 010988F01 2029215 1/7-2/11/10

PUBLIC NOTICE

NOTICE AND ORDER OF HEARING ON PETITION FOR FORMAL ADJUDICATION OF INTESTACY, DETERMINATION OF HEIRSHIP, APPOINTMENT OF PERSONAL REPRESENTATIVE AND NOTICE TO CREDITORS STATE OF MINNESOTA COUNTY OF DAKOTA DISTRICT COURT PROBATE DIVISION FIRST JUDICIAL DISTRICT Court File No. 19HA-PR-10-48 ESTATE OF Scott Douglas Hough, DECEDENT It is Ordered and Notice is given that on March 8, 2010 at 9:00 a.m. a hearing will be held in this Court at the Dakota County Judicial Center, 1560 Hwy 55, Hastings, Minnesota, for the adjudication of intestacy and determination of heirship of the Decedent, and for the appointment of Keith L. Hough whose address is: 217 Summit Park, Saint Peter, Minnesota, 56082 as personal representative of the Estate of the Decedent in an UNSUPERVISED administration. Any objections to the Petition must be filed with the Court prior to or raised at the hearing. If proper and if no objections are filed or raised, the personal representative will be appointed with full power to administer the Estate, including the power to collect all assets, pay all legal debts, claims, taxes and expenses, to sell real and personal property, and do all necessary acts for the Estate.

Notice is also given that (subject to Minn. Stat. 524.3-801) all creditors having claims against the Estate are required to present the claims to the personal representative or to the Court Administrator within four months after the date of this Notice or the claims will be barred.

Date 1/27/10 Patrice Sutherland Judge (COURT SEAL) Attorney For Personal Representative James W. Brandt BRANDT LAW OFFICE Attorneys at Law 219 W. Nassau St. Peter, MN 56082507-931-6940 10844 2058406 2/4-2/11/10P

PUBLIC NOTICE

NOTICE AND ORDER OF HEARING ON PETITION FOR PROBATE OF WILL AND APPOINTMENT OF PERSONAL REPRESENTATIVE AND NOTICE TO CREDITORS STATE OF MINNESOTA COUNTY OF DAKOTA DISTRICT COURT PROBATE DIVISION FIRST JUDICIAL DISTRICT Court File No. 19HAPR-10-51 ESTATE OF Lizabeth McElroy a/k/a Lizabeth V. McElroy a/k/a Lizabeth Virginia McElroy, DECEDENT It is Ordered and Notice is given that on 3-8-2010 at 9:00 a.m. a hearing will be held in this Court at Dakota County Government Center, 1560 Highway 55 Hastings, Minnesota, for the formal probate of an instrument purporting to be the will of Decedent, dated April 16, 2009, (”Will”), and for the appointment of Kathleen Diane Reineke a/k/a Kathleen D. Reineke whose address is: P.O. Box 145, Rosemount, MN 55068 as personal representative of the Estate of the Decedent in an UNSUPERVISED administration. Any objections to the petition must be filed with the Court prior to or raised at the hearing. If proper and if no objections are filed or raised, the personal representative will be appointed with full power to administer the Estate, including the power to collect all assets, pay all legal debts, claims, taxes and expenses, to sell real and personal property, and do all necessary acts for the Estate.

Notice is also given that (subject to Minn. Stat. 524.3-801) all creditors having claims against the Estate are required to present the claims to the personal representative or to the Court Administrator within four months after the date of this Notice or the claims will be barred.

Date 1/29/10 Kathryn D. Messerich Judge (COURT SEAL) Attorney For Personal Representative Donald J. Fluegel (jym) FLUEGEL LAW FIRM P.A. 1303 South Frontage Road Suite 5 Hastings, MN 55033 Telephone: 651-438-9777 Fax: 651-438-9775 30405 2061458 2/4-2/11/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: February 05, 2004 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $289,750.00 MORTGAGOR(S): Brian Turck, a single man MORTGAGEE: Bank of America, N.A. DATE AND PLACE OF REGISTERING: Registered: June 10, 2004 Dakota County Registrar of Titles Document Number: 539204 Transaction Agent: Not Applicable Transaction Agent Mortgage Identification Number: Not Applicable Lender or Broker: Bank of America, N.A. Residential Mortgage Servicer: Bank of America, N.A. Mortgage Originator: Not Applicable CERTIFICATE OF TITLE NUMBER: 131971 COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 20424 Jupiter Way, Lakeville, MN 55024 Tax Parcel ID Number: 22-47545-030-03 LEGAL DESCRIPTION OF PROPERTY: Lot 3, Block 3, Marion Village AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $322,309.75 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; that this is registered property; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: March 19, 2010 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns.

If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on September 19, 2010, or the next business day if September 19, 2010 falls on a Saturday, Sunday or legal holiday.

Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: February 04, 2010 MORTGAGEE: Bank of America, N.A. Wilford & Geske, P.A. Attorneys for Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 010474F01 2061148 2/4-3/11/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: September 30, 2003 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $149,700.00 MORTGAGOR(S): Matthew Gindt and Judith Gindt, husband and wife MORTGAGEE: Wells Fargo Bank, N.A. successor by merger to Wells Fargo Bank Southwest, N.A. formerly known as Wachovia Mortgage, FSB fka World Savings Bank, FSB DATE AND PLACE OF RECORDING: Recorded: February 11, 2004 Dakota County Recorder Document Number: 2174625 Transaction Agent: Not Applicable Transaction Agent Mortgage Identification Number: Not Applicable Lender or Broker: Wells Fargo Bank, N.A. successor by merger to Wells Fargo Bank Southwest, N.A. formerly known as Wachovia Mortgage, FSB fka World Savings Bank, FSB Residential Mortgage Servicer: Wachovia Mortgage, FSB Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 11020 166th St W,

Property Address: 11020 166th St W, Lakeville, MN 55044-8939 Tax Parcel ID Number: 22-44350-210-02 LEGAL DESCRIPTION OF PROPERTY: Lot 21, Block 2, Lakeville Hills, Dakota County, Minnesota.

AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $178,111.80 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: February 22, 2010 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns.

If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on August 22, 2010, or the next business day if August 22, 2010 falls on a Saturday, Sunday or legal holiday.

Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: January 07, 2010 MORTGAGEE: Wells Fargo Bank, N.A. successor by merger to Wells Fargo Bank Southwest, N.A. formerly known as Wachovia Mortgage, FSB fka World Savings Bank, FSB Wilford & Geske, P.A. Attorneys for Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 010918F01 2029249 1/7-2/11/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: August 01, 2007 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $195,000.00 MORTGAGOR(S): Aaron Michael Stricker, a single person MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded: August 30, 2007 Dakota County Recorder Document Number: 2541141 ASSIGNMENTS OF MORTGAGE: And assigned to: U.S. Bank National Association Dated: December 21, 2009 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100021268000929527 Lender or Broker: Vermillion State Bank Residential Mortgage Servicer: U.S. Bank Home Mortgage Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 23465 Water St, Hampton, MN 55031-9783 Tax Parcel ID Number: 18-47500-120-01 18-47500-100-01 LEGAL DESCRIPTION OF PROPERTY: Lots 10, 11 and 12, "Mathias Manor" Addition to the Village of Hampton, Minnesota, according to the recorded plat thereof, and situate in Dakota County, Minnesota.

AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $207,625.05 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: February 19, 2010 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minne-

way 55, Lobby S 100, Hastings, Minne sota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns.

If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on August 19, 2010, or the next business day if August 19, 2010 falls on a Saturday, Sunday or legal holiday.

Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: January 07, 2010 ASSIGNEE OF MORTGAGEE: U.S. Bank National Association Wilford & Geske, P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 010749F01 2028590 1/7-2/11/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: May 28, 2004 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $299,925.00 MORTGAGOR(S): Teresa A Wallesverd, an unmarried woman MORTGAGEE: Wells Fargo Bank, N.A. successor by merger to Wells Fargo Bank Southwest, N.A. formerly known as Wachovia Mortgage, FSB fka World Savings Bank, FSB DATE AND PLACE OF RECORDING: Recorded: June 28, 2004 Dakota County Recorder Document Number: 2220542 Transaction Agent: Not Applicable Transaction Agent Mortgage Identification Number: Not Applicable Lender or Broker: Wells Fargo Bank, N.A. successor by merger to Wells Fargo Bank Southwest, N.A. formerly known as Wachovia Mortgage, FSB fka World Savings Bank, FSB Residential Mortgage Servicer: Wachovia Mortgage, FSB Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 11073 164th St W, Lakeville, MN 55044-9281 Tax Parcel ID Number: 22-00110-014-25 LEGAL DESCRIPTION OF PROPERTY: That part of the South Half (S 1/2) of the Northwest Quarter (NW 1/4) of Section One (1), Township One hundred Fourteen (114), Range Twenty-One (21), Dakota County, Minnesota, described as follows: Commencing at the Northeast Corner of the South 476.20 feet of said South Half (S 1/2) of the Northwest Quarter (NW 1/4); thence North 89 degrees 51 minutes 16 seconds West (assumed bearing) along the North line of said South 476.20 feet a distance of 342.94 feet to the point of beginning of the land to be described: Thence North 66 degrees 55 minutes 15 seconds East a distance of 374.34 feet to the East line of said South Half (S 1/2), of the Northwest Quarter (NW 1/4); Thence North 0 degrees 33 minutes 30 seconds East along said East line a distance of 147.38 feet; Thence South 79 degrees 13 minutes 07 seconds West a distance of 501.13 feet, Thence South 0 degree 08 minutes 44 seconds West a distance of 200.00 feet to said North line of the South 476.20 feet; Thence South 89 degrees 51 minutes 16 seconds East along said North line a distance of 146.98 feet to the point of beginning. According to the Government Survey thereof.

AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $366,759.37 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: February 22, 2010 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said

to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns.

If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn.

Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on August 22, 2010, or the next business day if August 22, 2010 falls on a Saturday, Sunday or legal holiday.

Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: January 07, 2010 MORTGAGEE: Wells Fargo Bank, N.A. successor by merger to Wells Fargo Bank Southwest, N.A. formerly known as Wachovia Mortgage, FSB fka World Savings Bank, FSB Wilford & Geske, P.A. Attorneys for Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 011083F01 2029583 1/7-2/11/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: A u g u s t 1 7 , 2006 MORTGAGOR: David A. Krech, unmarried man.

MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded August 29, 2006, Dakota County Recorder, Document No. 2457185.

ASSIGNMENTS OF MORTGAGE: Assigned to: Deutsche Bank National Trust Company as Trustee for American Home Mortgage Assets Trust 2006-5 Mortgage-Backed Pass-Through Certificates, Series 2006-5, Dated: November 24, 2009, Recorded: December 8, 2009, Document No. 2701030.

TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100024200014057174 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: American Brokers Conduit RESIDENTIAL MORTGAGE SERVICER: American Home Mortgage Servicing, Inc MORTGAGED PROPERTY ADDRESS: 1004 Spruce Street, Farmington, MN 55024 TAX PARCEL I.D. #: 142250015009 LEGAL DESCRIPTION OF PROPERTY: Lot 15, Block 9, East Farmington First Addition, Dakota County, Minnesota COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $236,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $265,601.92 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: February 23, 2010 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under

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unless reduced to Five (5) weeks under MN Stat. §580.07.

TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on August 23, 2010.

MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: December 18, 2009.

Deutsche Bank National Trust Company, as trustee Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 40-2945 0031333321 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2031766 1/7-2/11/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: August 11, 2005 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $191,200.00 MORTGAGOR(S): Raymond Bender and Lisa M Bender, husband and wife MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF REGISTERING: Registered: August 29, 2005 Dakota County Registrar of Titles Document Number: 573282 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100177700000385435 Lender or Broker: Kleinbank dba Kleinmortgage Residential Mortgage Servicer: Aurora Loan Services, LLC Mortgage Originator: Not Applicable CERTIFICATE OF TITLE NUMBER: 132301 COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 988 Whitney Dr, Apple Valley, MN 55124-9186 Tax Parcel ID Number: 01-11706-030-08 LEGAL DESCRIPTION OF PROPERTY: Lot 3, Block 8, Apple Valley Seventh Addition, Dakota County, Minnesota AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $189,601.73 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; that this is registered property; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: February 25, 2010 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns.

If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on August 25, 2010, or the next business day if August 25, 2010 falls on a Saturday, Sunday or legal holiday.

Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED

GAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: January 07, 2010 MORTGAGEE: Mortgage Electronic Registration Systems, Inc. Wilford & Geske, P.A. Attorneys for Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 011448F01 2029626 1/7-2/11/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: M a r c h 1 6 , 2006 MORTGAGORS: Jon Hall and Billee Jo Hall, husband and wife.

MORTGAGEE: Mortgage Electronic Registration Systems, Inc..

DATE AND PLACE OF RECORDING: Recorded May 24, 2006, Dakota County Recorder, Document No. 2432376.

ASSIGNMENTS OF MORTGAGE: Assigned to: Deutsche Bank National Trust Company, as Trustee for First Franklin Mortgage Loan Trust 2006-FF9, Mortgage Pass-Through Certificates, Series 2006-FF9, Dated: April 9, 2009, Recorded: April 30, 2009, Document No. 2653778.

TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100425240006820440 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: First Franklin RESIDENTIAL MORTGAGE SERVICER: Home Loan Services, Inc. MORTGAGED PROPERTY ADDRESS: 4667 Blaylock Way, Inver Grove Heights, MN 55076 TAX PARCEL I.D. #: 20-44001-601-07 LEGAL DESCRIPTION OF PROPERTY: Unit Number 2601, Lafayette Park, Common Interest Community No. 370, a Condominium located in Dakota County, Minnesota.

COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $172,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $185,684.23 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: April 1, 2010 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07.

TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on October 1, 2010.

MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: February 4, 2010.

Deutsche Bank National Trust Company, as trustee Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 76-3211 1044656394 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2070631 2/11-3/18/10

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PUBLIC NOTICE PUBLIC NOTICE PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: A u g u s t 3 0 , 2005 MORTGAGORS: Paul E. Werner and Cheren J. Werner, husband and wife.

MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Registered September 15, 2005, Dakota County Registrar of Titles, Document No. 574446, Certificate of Title No. 137489.

ASSIGNMENTS OF MORTGAGE: Assigned to: U. S. Bank, N.A., Dated: March 25, 2008, Recorded: April 1, 2008, Document No. 625881.

Said Mortgage being Registered Land.

TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100021278104475608 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Pioneer Mortgage Corporation RESIDENTIAL MORTGAGE SERVICER: U.S. Bank Home Mortgage MORTGAGED PROPERTY ADDRESS: 3780 Upper 71st Street E., Inver Grove Heights, MN 55076 TAX PARCEL I.D. #: 20-71155-020-06 LEGAL DESCRIPTION OF PROPERTY: Lot Two (2) in Block Six (6) of South Grove No. 6 COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $220,255.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $268,479.42 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: February 4, 2010 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07.

TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on August 4, 2010.

MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED." Dated: November 30, 2009.

U.S. Bank, N. A. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/ Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 19-561 7810447560 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE Pursuant to the provisions of Minnesota Statutes 580.07, the foregoing foreclosure sale is postponed until April 8, 2010 at 10:00 am at the Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN, in said county and state.

Dated: February 8, 2010.

U.S. Bank, N. A. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 19-561 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2069429 2/11/10

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: O c t o b e r 2 7 , 2006 MORTGAGOR: Rebecca K. Raiter, a single person.

MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded December 20, 2006, Dakota County Recorder, Document No. 2483108.

ASSIGNMENTS OF MORTGAGE: Assigned to: Chase Home Finance LLC, Dated: November 18, 2009.

TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100177050500026331 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Cornerstone Mortgage Company RESIDENTIAL MORTGAGE SERVICER: Chase Home Finance LLC MORTGAGED PROPERTY ADDRESS: 203 Ash Street West, South Saint Paul, MN 55075 TAX PARCEL I.D.#: 36-83300-010-03 LEGAL DESCRIPTION OF PROPERTY: Lot 1, Block 3, Walter and Arthur Addition, Dakota County, Minnesota COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $179,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $201,527.03 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: February 2, 2010 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07.

TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on August 2, 2010.

MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED." Dated: November 20, 2009.

Chase Home Finance LLC Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 30-7503 1914416061 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE Pursuant to the provisions of Minnesota Statutes 580.07, the foregoing foreclosure sale is postponed until May 4, 2010 at 10:00 am at the Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN, in said county and state.

Dated: February 3, 2010.

Chase Home Finance LLC Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 30-7503 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2064575 2/11/10

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN: That default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: April 17, 2006 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $316,000.00 MORTGAGOR(S): Muhammad A Kahar , a single man MORTGAGEE: Mortgage Electronic Registration Systems, Inc. as nominee for First Franklin a Division of NAT. City Bank of IN TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc MIN#: 100425240007239061 SERVICER: Home Loan Services, Inc LENDER: First Franklin A Division of NAT. City Bank of IN. DATE AND PLACE OF FILING: Dakota County Minnesota, Registrar of Title, on June 30, 2006, as Document No. 593139 ASSIGNED TO: Deutsche Bank National Trust Company, as Trustee for First Franklin Mortgage Loan Trust 2006-FF8, Asset-Backed Certificates, Series 2006-FF8 Dated: January 13, 2010.

LEGAL DESCRIPTION OF PROPERTY: Lot Five (5), Block Five (5), In Bridle Ridge 1st Addition, Dakota County, Minnesota.

PROPERTY ADDRESS: 661 BRIDLE RIDGE RD, EAGAN, MN 55123 PROPERTY I.D: 10-14996-050-05 COUNTY IN WHICH PROPERTY IS LOCATED: Dakota THE AMOUNT CLAIMED TO BE DUE ON THE MORTGAGE ON THE DATE OF THE NOTICE: Three Hundred Eleven Thousand Sixty-Eight and 44/100 ($311,068.44) THAT no action or proceeding has been instituted at law to recover the debt secured by said mortgage, or any part thereof; that there has been compliance with all pre-foreclosure notice and acceleration requirements of said mortgage, and/or applicable statutes; PURSUANT, to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: 10:00 AM on March 30, 2010 PLACE OF SALE: Sheriffs Main Office, Law Enforcement Center, 1580 Highway 55, Hastings MN 55033-2343 to pay the debt then secured by said mortgage and taxes, if any actually paid by the mortgagee, on the premises and the costs and disbursements allowed by law.

The time allowed by law for redemption by said mortgagor(s), their personal representatives or assigns is 6 months from the date of sale.

"THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR`S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: February 11, 2010 Deutsche Bank National Trust Company, as Trustee for First Franklin Mortgage Loan Trust 2006-FF8, Asset-Backed Certificates, Series 2006-FF8 Randall S. Miller & Associates, P.C. Attorneys for Assignee of Mortgage/ Mortgagee One Financial Plaza, 120 South Sixth Street, Suite 1100 Minneapolis, MN 55402 Phone: 612-573-3677 Our File No. 10MN00002-1 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. ASAP# 3439530 02/11/2010, 02/18/2010, 02/25/2010, 03/04/2010, 03/11/2010, 03/18/2010 2066336 2/11-3/18/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: August 18, 2003 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $184,350.00 MORTGAGOR(S): Tracy M. Hollstadt, a single person MORTGAGEE: Homeservices Lending, LLC DATE AND PLACE OF REGISTERING: Registered: October 08, 2003 Dakota County Registrar of Titles Document Number: 517112 ASSIGNMENTS OF MORTGAGE: And assigned to: Wells Fargo Bank, N.A., successor by merger to Wells Fargo Home Mortgage, Inc. Dated: August 18, 2003 Registered: October 08, 2003 Dakota County Registrar of Titles Document Number: 517113 And assigned to: Mortgage Electronic Registration Systems, Inc. Dated: September 14, 2004 Registered: November 12, 2004 Dakota County Registrar of Titles Document Number: 551943 And assigned to: U.S. Bank, N.A.

Dated: October 28, 2008 Registered: November 20, 2008 Dakota County Registrar of Titles Document Number: T635892 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100021278103566191 Lender or Broker: Homeservices Lending, LLC Residential Mortgage Servicer: U.S. Bank Home Mortgage Mortgage Originator: Not Applicable CERTIFICATE OF TITLE NUMBER: 121541 COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 4685 Aspen Ridge Cir, Eagan, MN 55122-4603 Tax Parcel ID Number: 10-53776-010-01 LEGAL DESCRIPTION OF PROPERTY: Lot One (1), Block One (1), Oakpointe of Eagan 2nd Addition, CIC No. 199, Dakota County, Minnesota.

AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $153,745.02 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; that this is registered property; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: February 25, 2010 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns.

If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on August 25, 2010, or the next business day if August 25, 2010 falls on a Saturday, Sunday or legal holiday.

Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: January 07, 2010 ASSIGNEE OF MORTGAGEE: U.S. Bank, N.A. Wilford & Geske, P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 010951F01 2029598 1/7-2/11/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: J u n e 2 3 , 2003 MORTGAGORS: Nicholas S. Papes, Jr. and Margaret A. Papes, FKA Margaret A Glunz, husband and wife.

MORTGAGEE: ABN Amro Mortgage Group, Inc., NKA CitiMortgage, Inc..

DATE AND PLACE OF RECORDING: Recorded August 12, 2003, Dakota County Recorder, Document No. 2092973.

ASSIGNMENTS OF MORTGAGE: NONE TRANSACTION AGENT: NONE TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: NONE LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: ABN Amro Mortgage Group, Inc., NKA CitiMortgage, Inc. RESIDENTIAL MORTGAGE SERVICER: CitiMortgage, Inc. MORTGAGED PROPERTY ADDRESS: 16237 East 190th Street, Hastings, MN 55033 TAX PARCEL I.D. #: 33-25700-070-02 LEGAL DESCRIPTION OF PROPERTY: Lot 7, Block 2, Fawn Oaks, According to the record plat thereof, in Dakota County, Minnesota.

COUNTY IN WHICH PROPERTY IS

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��� �������� ��� ���� ������erty ������ ������� is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate ���������� ���� ��������� COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $112,500.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $114,348.84 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: March 4, 2010 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07.

TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on September 7, 2010.

MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: December 30, 2009.

CitiMortgage, Inc. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 10-1349 637651032 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2031697 1/7-2/11/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: June 11, 2007 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $247,000.00 MORTGAGOR(S): Tarek Hamila and Shakiba Hamila, husband and wife MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded: June 25, 2007 Dakota County Recorder Document Number: 2526243 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100025440003869259 Lender or Broker: Lehman Brothers Bank, FSB Residential Mortgage Servicer: Aurora Loan Services, LLC Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 4201 Trenton Rd, Eagan, MN 55123-1949 Tax Parcel ID Number: 10-52100-360-02 LEGAL DESCRIPTION OF PROPERTY: Lot 36, Block 2, Northview Meadows, Dakota County, Minnesota.

AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $271,370.38 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: February 25, 2010 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns.

If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat.

the property on or before 11:59 p.m. on August 25, 2010, or the next business day if August 25, 2010 falls on a Saturday, Sunday or legal holiday.

Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: January 07, 2010 MORTGAGEE: Mortgage Electronic Registration Systems, Inc. Wilford & Geske, P.A. Attorneys for Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 011381F01 2029611 1/7-2/11/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: April 26, 2004 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $166,400.00 MORTGAGOR(S): Milton V. Green and Amy Green, husband and wife MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded: July 09, 2004 Dakota County Recorder Document Number: 2223597 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100053000034686935 Lender or Broker: Aegis Wholesale Corporation Residential Mortgage Servicer: Aurora Loan Services, LLC Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 6550 154th St W, Apple Valley, MN 55124-3128 Tax Parcel ID Number: 015590011205 LEGAL DESCRIPTION OF PROPERTY: Unit No. 112, Common Interest Community No. 311, Orchard Pointe Condominium, a condominium located in Dakota County, Minnesota AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $172,496.74 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: February 25, 2010 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns.

If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on August 25, 2010, or the next business day if August 25, 2010 falls on a Saturday, Sunday or legal holiday.

Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: January 07, 2010 MORTGAGEE: Mortgage Electronic

MORTGAGEE: Mortgage Electronic Registration Systems, Inc. Wilford & Geske, P.A. Attorneys for Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 006034F02 2029720 1/7-2/11/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: J a n u a r y 2 0 , 2005 MORTGAGORS: Andrew M. Woessner and Connie M. Woessner, husband and wife.

MORTGAGEE: Tradition Mortgage.

DATE AND PLACE OF RECORDING: Recorded April 28, 2005, Dakota County Recorder, Document No. 2317044.

ASSIGNMENTS OF MORTGAGE: Assigned to: Countrywide Document Custody Services, A Division of Treasury Bank, N.A., Dated: January 20, 2005, Recorded: April 28, 2005, Document No. 2317045. And thereafter assigned to: Countrywide Home Loans, Inc., Dated: February 2, 2007, Recorded: February 20, 2007, Document No. 2497542. And thereafter assigned to: Wachovia Bank, National Association, as trustee for the Holders of J.P. Morgan Mortgage Trust 2005-A2, Dated: January 6, 2010.

TRANSACTION AGENT: NONE TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: NONE LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Tradition Mortgage RESIDENTIAL MORTGAGE SERVICER: BAC Home Loans Servicing L.P. MORTGAGED PROPERTY ADDRESS: 15794 Cobblestone Lake Parkway, Apple Valley, MN 55124 TAX PARCEL I.D. #: 011805104002 LEGAL DESCRIPTION OF PROPERTY: Lot 4, Block 2, Cobblestone Lake 2nd Addition, Dakota County, Minnesota.

COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $583,800.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $602,079.31 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: April 6, 2010 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07.

TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on October 6, 2010.

MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: February 8, 2010.

Wachovia Bank, NA, as trustee Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 18-870 79836719 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2070416 2/11-3/18/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: December 21, 2005 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $185,600.00 MORTGAGOR(S): Aron E. Brown and Allison Brown, Husband and Wife MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded: January 04, 2006 Dakota County Recorder Document Number: 2394318 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100224620001281594 Lender or Broker: Ownit Mortgage Solutions, Inc. Residential Mortgage Servicer: Litton Loan Servicing, LP Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 921 2nd St W, Hastings, MN 55033-1007 Tax Parcel ID Number: 19-10500-040-10 LEGAL DESCRIPTION OF PROPERTY: The West 10 feet of Lot 3 and all of Lot 4, Block 10, Addition No. Thirteen to the City of Hastings, according to the recorded plat thereof, and situate in Dakota, Minnesota.

AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $202,601.23 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: March 26, 2010 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns.

If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on September 26, 2010, or the next business day if September 26, 2010 falls on a Saturday, Sunday or legal holiday.

Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: February 11, 2010 MORTGAGEE: Mortgage Electronic Registration Systems, Inc. Wilford & Geske, P.A. Attorneys for Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 002416F02 2064535 2/11-3/18/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTIFY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: February 07, 2005 MORTGAGOR(S): Allan L. Breidenbach and Stefani J. Breidenbach, husband and wife MORTGAGEE: U.S. Bank National Association ND DATE AND PLACE OF RECORDING: Recorded: March 21, 2005 Dakota County Recorder Document #: 2305587 ASSIGNMENTS OF MORTGAGE: None LEGAL DESCRIPTION OF PROPERTY: Lot 4, Block 2, Hills of Stonebridge 3rd Addition, Dakota County, Minnesota.

PARCEL ID #: 10 32992 040 02 PROPERTY ADDRESS: 731 Camberwell Drive, Eagan, MN 55123

berwell Drive, Eagan, MN 55123 Transaction Agent: N/A Transaction Agent Id No.: N/A Current Mortgage Servicer: U.S. Bank National Association ND COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $320,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY PAID BY MORTGAGEE: $315,181.62 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; that no Mortgagors have been released from financial obligation on said mortgage; that no action or proceeding has been instituted by law to recover that debt secured by said Mortgage, or any part thereof; that all conditions precedent to foreclosure of the Mortgage and acceleration of the debt secures thereby have been fulfilled; PURSUANT to the power of sale therein contained, said Mortgage will be foreclosed and the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: February 25, 2010 at 10:00 a.m.

PLACE OF SALE: Dakota County Law Enforcement Center, Lobby S-100, 1580 Highway 55, Hastings, MN 55033. to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns.

DATE TO VACATE PROPERTY: T h e date on or before which the mortgagor must vacate the property if the mortgage is not reinstated under Minnesota Statues section 580.30 of the property redeemed under Minnesota Statutes section 580.23 is 8/25/2010 at 11:59 p.m. If the foregoing date is Saturday, Sunday of legal holiday, then the date to vacate is the next business day at 11:59 p.m.

MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: NONE THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF JUDICIAL ORDER IS ENTERED UNDER M I N N E S O T A S T A T U T E S S E C T I ON 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. Dated: January 4, 2010 U.S. Bank National Association ND Kenneth J. Johnson Minnesota State Bar No. 0246074 Johnson, Blumberg & Associates, LLC Attorney for Mortgagee 230 W. Monroe St. Suite 1125 Chicago, Illinois 60606 (312) 541-9710 2032027 1/7-2/11/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: July 08, 2005 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $198,400.00 MORTGAGOR(S): Bryan Harrison, a single person MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded: August 09, 2005 Dakota County Recorder Document Number: 2349164 ASSIGNMENTS OF MORTGAGE: And assigned to: U.S. Bank National Association Dated: December 23, 2009 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100038900010019862 Lender or Broker: Voyager Bank Residential Mortgage Servicer: U.S. Bank Home Mortgage Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 15146 Dunbar Blvd, Apple Valley, MN 55124-6841 Tax Parcel ID Number: 011175010004 LEGAL DESCRIPTION OF PROPERTY: Lot 10, Block 4, AppleValley East, Dakota County, Minnesota AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $196,245.02 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: February 25, 2010 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed

ments, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns.

If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on August 25, 2010, or the next business day if August 25, 2010 falls on a Saturday, Sunday or legal holiday.

Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: January 07, 2010 ASSIGNEE OF MORTGAGEE: U.S. Bank National Association Wilford & Geske, P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 010488F01 2029176 1/7-2/11/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: May 06, 2005 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $320,000.00 MORTGAGOR(S): Darrell G. Kulsrud, a single man MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF REGISTERING: Registered: July 06, 2005 Dakota County Registrar of Titles Document Number: 568946 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 123219400000033190 Lender or Broker: CSMC, Inc. dba Direct Mortgage Funding Residential Mortgage Servicer: GMAC Mortgage, LLC Mortgage Originator: Not Applicable CERTIFICATE OF TITLE NUMBER: 136637 COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 12914 Hialeah Path, Apple Valley, MN 55124-9785 Tax Parcel ID Number: 01-75850-080-01 LEGAL DESCRIPTION OF PROPERTY: Lot Eight (8), Block One (1), The Highlands, according to the recorded plat AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $339,504.14 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; that this is registered property; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: February 19, 2010 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns.

If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on August 19, 2010, or the next business day if August 19, 2010 falls on a Saturday, Sunday or legal holiday.

Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER

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CIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: January 07, 2010 MORTGAGEE: Mortgage Electronic Registration Systems, Inc. Wilford & Geske, P.A. Attorneys for Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 011099F01 2029939 1/7-2/11/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: A u g u s t 1 1 , 2006 MORTGAGOR: Julie A. Fleming, a single person.

MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Registered October 27, 2009, Dakota County Registrar of Titles, Document No. T653024, Certificate of Title No. 123879.

ASSIGNMENTS OF MORTGAGE: Assigned to: CitiMortgage, Inc., Dated: January 25, 2010.

Said Mortgage being Registered Land.

TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100011520037614510 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Gabriel Financial Group Inc. RESIDENTIAL MORTGAGE SERVICER: CitiMortgage, Inc. MORTGAGED PROPERTY ADDRESS: 16770 Joplin Way, Lakeville, MN 55044 TAX PARCEL I.D. #: 22-64601-110-05 LEGAL DESCRIPTION OF PROPERTY: Lot 11, Block 5 in Rolling Oaks South Plat Two. Dakota County COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $208,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $225,251.53 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: April 7, 2010 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07.

TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on October 7, 2010.

MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: February 3, 2010.

CitiMortgage, Inc. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 10-2281 2003761451 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2070648 2/11-3/18/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: March 30, 2006 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $156,800.00 MORTGAGOR(S): Nancy E. Ogrezovich, a married person MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded: April 05, 2006 Dakota County Recorder Document Number: 2418089 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100052624198413173 Lender or Broker: Fieldstone Mortgage Company Residential Mortgage Servicer: Litton Loan Servicing, LP Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 18228 Kerrville Trl # 101, Lakeville, MN 55044-7295 Tax Parcel ID Number: 22-58500-101-20 LEGAL DESCRIPTION OF PROPERTY: Unit No. 101, Prairie Lake Lodges, CIC No. 372, Dakota County, Minnesota.

AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $172,028.08 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: March 26, 2010 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns.

If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on September 26, 2010, or the next business day if September 26, 2010 falls on a Saturday, Sunday or legal holiday.

Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: February 11, 2010 MORTGAGEE: Mortgage Electronic Registration Systems, Inc. Wilford & Geske, P.A. Attorneys for Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 010023F01 2068967 2/11-3/18/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTIFY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: September 23, 2005 MORTGAGOR(S): Jody R. Stock and Jessica M. Stock, husband and wife MORTGAGEE: U.S. Bank National Association ND DATE AND PLACE OF RECORDING: Recorded: October 11, 2005 Dakota County Recorder Document #: 2369566 ASSIGNMENTS OF MORTGAGE: None LEGAL DESCRIPTION OF PROPERTY: Lot 3, Block 1, Winter Park Addition, Dakota County, Minnesota.

PARCEL ID #: 18 84300 030 01 PROPERTY ADDRESS: 23530 Main Street, Hampton, MN 55031 Transaction Agent: N/A Transaction Agent Id No.: N/A Current Mortgage Servicer: U.S. Bank National Association ND

National Association ND COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $192,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY PAID BY MORTGAGEE: $202,716.93 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; that no Mortgagors have been released from financial obligation on said mortgage; that no action or proceeding has been instituted by law to recover that debt secured by said Mortgage, or any part thereof; that all conditions precedent to foreclosure of the Mortgage and acceleration of the debt secures thereby have been fulfilled; PURSUANT to the power of sale therein contained, said Mortgage will be foreclosed and the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: February 25, 2010 at 10:00 a.m.

PLACE OF SALE: Dakota County Law Enforcement Center, Lobby S-100, 1580 Highway 55, Hastings, MN 55033. to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns.

DATE TO VACATE PROPERTY: T h e date on or before which the mortgagor must vacate the property if the mortgage is not reinstated under Minnesota Statues section 580.30 of the property redeemed under Minnesota Statutes section 580.23 is 8/25/2010 at 11:59 p.m. If the foregoing date is Saturday, Sunday of legal holiday, then the date to vacate is the next business day at 11:59 p.m.

MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: NONE THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF JUDICIAL ORDER IS ENTERED UNDER M I N N E S O T A S T A T U T E S S E C T I ON 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. Dated: January 4, 2010 U.S. Bank National Association ND Kenneth J. Johnson Minnesota State Bar No. 0246074 Johnson, Blumberg & Associates, LLC Attorney for Mortgagee 230 W. Monroe St. Suite 1125 Chicago, Illinois 60606 (312) 541-9710 2032011 1/7-2/11/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: June 03, 1999 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $89,600.00 MORTGAGOR(S): John H Erickson, an unmarried man MORTGAGEE: First Alliance Mortgage Company DATE AND PLACE OF RECORDING: Recorded: July 20, 1999 Dakota County Recorder Document Number: 1622747 ASSIGNMENTS OF MORTGAGE: And assigned to: WMC Mortgage Corp.

Dated: February 11, 2000 Recorded: March 28, 2000 Dakota County Recorder Document Number: 1681470 And assigned to: Nations Credit Home Equity Services Corporation Dated: July 21, 1999 Recorded: June 19, 2000 Dakota County Recorder Document Number: 1698575 And assigned to: The Bank of New York Mellon f/k/a The Bank of New York, as Trustee for the holders of the EQCC Asset backed Certificates, Series 2001-1F Dated: November 09, 2001 Recorded: December 23, 2009 Dakota County Recorder Document Number: 2704110 Transaction Agent: Not Applicable Transaction Agent Mortgage Identification Number: Not Applicable Lender or Broker: First Alliance Mortgage Company Residential Mortgage Servicer: Select Portfolio Servicing Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 7405 162nd St W, Rosemount, MN 55068-1037 Tax Parcel ID Number: 22-21170-020-01 LEGAL DESCRIPTION OF PROPERTY: Lot 2, Block 1, Donnay's Valley Park, according to the recorded plat thereof.

AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $41,755.24 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any

debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: February 19, 2010 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within twelve (12) months from the date of said sale by the mortgagor(s), their personal representatives or assigns.

If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on February 19, 2011, or the next business day if February 19, 2011 falls on a Saturday, Sunday or legal holiday.

Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: January 07, 2010 ASSIGNEE OF MORTGAGEE: The Bank of New York Mellon f/k/a The Bank of New York, as Trustee for the holders of the EQCC Asset backed Certificates, Series 2001-1F Wilford & Geske, P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 009504F01 2029852 1/7-2/11/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: August 06, 2008 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $265,500.00 MORTGAGOR(S): Wendweson B Semamo and Meseret Zeru, husband and wife MORTGAGEE: Pentagon Federal C.U. DATE AND PLACE OF RECORDING: Recorded: August 15, 2008 Dakota County Recorder Document Number: 2608486 Transaction Agent: Not Applicable Transaction Agent Mortgage Identification Number: Not Applicable Lender or Broker: Pentagon Federal C.U. Residential Mortgage Servicer: Pentagon FCU Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 17597 Foxboro Ln, Farmington, MN 55024-8194 Tax Parcel ID Number: 22-30946-030-05 LEGAL DESCRIPTION OF PROPERTY: Lot 3, Block 5, Greenridge Second Addition, according to the recorded plat thereof, and situate in Dakota County, Minnesota AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $273,872.24 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: February 25, 2010 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns.

If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on August 25, 2010, or the next business day if August 25, 2010 falls on a Saturday, Sunday or legal holiday.

Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM

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������ ������ ������� �������� ��� ���� THIS COMMUNICATION IS FROM LESS THAN FIVE UNITS, ARE NOT A DEBT COLLECTOR ATTEMPT- PROPERTY USED IN AGRICULTURAL ING TO COLLECT A DEBT. ANY PRODUCTION, AND ARE ABANDONED. INFORMATION OBTAINED WILL BE DATED: January 14, 2010 USED FOR THAT PURPOSE. ASSIGNEE OF MORTGAGEE: THE RIGHT TO VERIFICATION OF U.S. Bank National Association THE DEBT AND IDENTITY OF THE Wilford & Geske, P.A. ORIGINAL CREDITOR WITHIN THE Attorneys for Assignee of Mortgagee T I M E P R O V I D E D B Y L A W I S N O T Lawrence A. Wilford AFFECTED BY THIS ACTION. James A. Geske THE TIME ALLOWED BY LAW FOR 8425 Seasons Parkway, Suite 105 REDEMPTION BY THE MORTGAGOR, Woodbury, MN 55125-4393 THE MORTGAGOR'S PERSONAL REP- (651) 209-3300 RESENTATIVES OR ASSIGNS, MAY BE File Number: 009144F01 REDUCED TO FIVE WEEKS IF A JUDI- 2037528 1/14-2/18/10 CIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG NOTICE OF OTHER THINGS, THAT THE MORTMORTGAGE FORECLOSURE SALE GAGED PREMISES ARE IMPROVED THE RIGHT TO VERIFICATION WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT OF THE DEBT AND IDENTITY OF PROPERTY USED IN AGRICULTURAL THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS PRODUCTION, AND ARE ABANDONED. NOT AFFECTED BY THIS ACTION. DATED: January 07, 2010 NOTICE IS HEREBY GIVEN, that MORTGAGEE: Pentagon Federal C.U. default has occurred in conditions of Wilford & Geske, P.A. the following described mortgage: Attorneys for Mortgagee DATE OF MORTGAGE: O c t o b e r 1 9 , Lawrence A. Wilford 2006 James A. Geske MORTGAGORS: Phong M Ngo and 8425 Seasons Parkway, Suite 105 Tram Minh Phan, husband and wife.

Woodbury, MN 55125-4393 MORTGAGEE: Mortgage Electronic (651) 209-3300 Registration Systems, Inc..

File Number: 011337F01 DATE AND PLACE OF RECORDING: 2028628 1/7-2/11/10 Registered January 12, 2007, Dakota County Registrar of Titles, Document No. 604240, Certificate of Title No. NOTICE OF 138279.

MORTGAGE FORECLOSURE SALE ASSIGNMENTS OF MORTGAGE: N O T I C E I S H E R E B Y G I V E N t h a t Assigned to: CitiGroup Global Markets default has occurred in the conditions Realty Corp., Dated: August 14, 2009, of the following described mortgage: Recorded: August 24, 2009, Document DATE OF MORTGAGE: November 15, No. 649576.

2002 Said Mortgage being Registered Land.

ORIGINAL PRINCIPAL AMOUNT OF TRANSACTION AGENT: Mortgage MORTGAGE: $161,250.00 Electronic Registration Systems, Inc. MORTGAGOR(S): Jed J. Loewen, a TRANSACTION AGENT'S MORTsingle person GAGE IDENTIFICATION NUMBER ON MORTGAGEE: Anchor Bank, West MORTGAGE: 100024200014795294 St. Paul, N.A. LENDER OR BROKER AND MORTDATE AND PLACE OF RECORDING: GAGE ORIGINATOR STATED ON Recorded: January 28, 2003 Dakota MORTGAGE: American Brokers ConCounty Recorder duit Document Number: 1990648 RESIDENTIAL MORTGAGE SERASSIGNMENTS OF MORTGAGE: VICER: American Home Mortgage SerAnd assigned to: TCF Mortgage Cor- vicing, Inc poration MORTGAGED PROPERTY ADDRESS: Dated: November 15, 2002 1204 Rushmore Cresent, Burnsville, Recorded: January 28, 2003 Dakota MN 55337 County Recorder TAX PARCEL I.D. #: 027125209001 Document Number: 1990649 LEGAL DESCRIPTION OF PROPAnd assigned to: Mortgage Elec- ERTY: tronic Registration Systems, Inc. Lot Nine, Block One, in Southwind Dated: May 01, 2006 Plat Three Recorded: May 15, 2006 Dakota COUNTY IN WHICH PROPERTY IS County Recorder LOCATED: Dakota Document Number: 2429811 ORIGINAL PRINCIPAL AMOUNT OF And assigned to: U.S. Bank National MORTGAGE: $256,000.00 Association AMOUNT DUE AND CLAIMED TO BE Dated: January 06, 2010 DUE AS OF DATE OF NOTICE, INCLUDTransaction Agent: Mortgage Elec- ING TAXES, IF ANY, PAID BY MORTtronic Registration Systems, Inc. GAGEE: $293,555.13 Transaction Agent Mortgage IdentifiThat prior to the commencement of cation Number: 100021248001798303 this mortgage foreclosure proceeding Lender or Broker: Anchor Bank, Mortgagee/Assignee of Mortgagee comWest St. Paul, N.A. plied with all notice requirements as Residential Mortgage Servicer: U.S. required by statute; That no action or Bank Home Mortgage proceeding has been instituted at law Mortgage Originator: Not Applicable or otherwise to recover the debt COUNTY IN WHICH PROPERTY IS secured by said mortgage, or any part LOCATED: Dakota thereof; Property Address: 7214 158th St W, PURSUANT to the power of sale conApple Valley, MN 55124-5937 tained in said mortgage, the above T a x P a r c e l I D N u m b e r : described property will be sold by the 01-11650-010-06 Sheriff of said county as follows: LEGAL DESCRIPTION OF PROPDATE AND TIME OF SALE: April 1 , ERTY: Lot 1, Block 6, Apple Ponds, 2010 at 10:00 AM Dakota County, Minnesota.

PLACE OF SALE: S h e r i f f ' s O f f i c e , AMOUNT DUE AND CLAIMED TO BE Law Enforcement Center, 1580 Hwy D U E A S O F D A T E O F N O T I C E : 55, Lobby #S-100, Hastings, MN $109,791.04 to pay the debt then secured by said THAT all pre-foreclosure require- Mortgage, and taxes, if any, on said ments have been complied with; that premises, and the costs and disburseno action or proceeding has been insti- m e n t s , i n c l u d i n g a t t o r n e y s ' f e e s tuted at law or otherwise to recover the allowed by law subject to redemption debt secured by said mortgage, or any within six (6) months from the date of part thereof; said sale by the mortgagor(s), their PURSUANT to the power of sale con- personal representatives or assigns t a i n e d i n s a i d m o r t g a g e , t h e unless reduced to Five (5) weeks under above-described property will be sold MN Stat. §580.07. by the Sheriff of said county as folTIME AND DATE TO VACATE PROPlows: ERTY: If the real estate is an DATE AND TIME OF SALE: March owner-occupied, single-family dwell04, 2010 at 10:00 AM ing, unless otherwise provided by law, PLACE OF SALE: Dakota County the date on or before which the mortLaw Enforcement Center, 1580 High- gagor(s) must vacate the property if the way 55, Lobby S-100, Hastings, Minne- mortgage is not reinstated under secsota tion 580.30 or the property is not to pay the debt secured by said mort- redeemed under section 580.23 is gage and taxes, if any, on said pre- 11:59 p.m. on October 1, 2010. mises and the costs and disburseMORTGAGOR(S) RELEASED FROM ments, including attorney fees allowed FINANCIAL OBLIGATION ON MORTby law, subject to redemption within GAGE: None six (6) months from the date of said "THE TIME ALLOWED BY LAW FOR sale by the mortgagor(s), their per- REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPsonal representatives or assigns.

If the Mortgage is not reinstated RESENTATIVES OR ASSIGNS, MAY BE under Minn. Stat. §580.30 or the prop- REDUCED TO FIVE WEEKS IF A JUDIerty is not redeemed under Minn. Stat. CIAL ORDER IS ENTERED UNDER §580.23, the Mortgagor must vacate MINNESOTA STATUTES, SECTION the property on or before 11:59 p.m. on 5 8 2 . 0 3 2 , D E T E R M I N I N G , A M O N G September 04, 2010, or the next busi- OTHER THINGS, THAT THE MORTness day if September 04, 2010 falls on GAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF a Saturday, Sunday or legal holiday.

Mortgagor(s) released from financial LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL obligation: NONE THIS COMMUNICATION IS FROM P R O D U C T I O N , A N D A R E A DEBT COLLECTOR ATTEMPT- ABANDONED." Dated: January 29, 2010.

ING TO COLLECT A DEBT. ANY Citigroup Global Markets Realty Corp INFORMATION OBTAINED WILL BE Mortgagee/Assignee of Mortgagee USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF USSET, WEINGARDEN AND LIEBO, P.L.L.P. THE DEBT AND IDENTITY OF THE By: Paul A. Weingarden ORIGINAL CREDITOR WITHIN THE Attorneys for Mortgagee/Assignee of T I M E P R O V I D E D B Y L A W I S N O T Mortgagee 4500 Park Glen Road #300 AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR Minneapolis, MN 55416 REDEMPTION BY THE MORTGAGOR, (952) 925-6888 40-2877 THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE 0032221004 REDUCED TO FIVE WEEKS IF A JUDI- THIS IS A COMMUNICATION FROM CIAL ORDER IS ENTERED UNDER A DEBT COLLECTOR. 2/11-3/18/10 MINNESOTA STATUTES, SECTION 2070436 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT ���������� �� ���� �����

PUBLIC NOTICE

PUBLIC NOTICE

��� �������� ��� ���� ������ ������ P A R C E ������� L I D N 01-28950-020-01 ���������� ���� ���������

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: J u n e 1 1 , 2003 MORTGAGOR: P a m e l a M a n n i n g Preiner, single.

MORTGAGEE: J P M o r g a n C h a s e Bank, National Association as successor in interest to Washington Mutual Bank, FA. DATE AND PLACE OF RECORDING: Recorded August 6, 2003, Dakota County Recorder, Document No. 2090079.

ASSIGNMENTS OF MORTGAGE: NONE TRANSACTION AGENT: NONE TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: NONE LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Washington Mutual Bank, FA RESIDENTIAL MORTGAGE SERVICER: JPMorgan Chase Bank, National Association MORTGAGED PROPERTY ADDRESS: 14434 Garland Avenue, Apple Valley, MN 55124 TAX PARCEL I.D. #: 01-66503-150-02 LEGAL DESCRIPTION OF PROPERTY: Lot 15, Block 2, Scott Highlands Fourth Addition COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $172,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $154,559.73 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: April 8, 2010 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07.

TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on October 8, 2010.

MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: February 2, 2010.

JPMorgan Chase Bank, N.A. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 60-2738 3074101159 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2070518 2/11-3/18/10

PUBLIC NOTICE

NOTICE OF ASSESSMENT LIEN FORECLOSURE SALE Date: December 18, 2009 YOU ARE NOTIFIED THAT: 1. Default has occurred in the terms and conditions of the Declaration of Gardenview Place Association (hereinafter the "Association") which was recorded as Document No. 1109609 on March 29, 1993, in the Office of the Dakota County Recorder, covering the following property: L E G A L D E S C R I P T I O N : Lot 2, Block 1, Gardenview Place First Addition, Dakota County, Minnesota STREET ADDRESS: 14306 Hickory Court, Apple Valley, MN 55124 P A R C E L I D N U M B E R :

U M B E R :

2. Pursuant to said Declaration, there is claimed to be due and owing as of December 18, 2009, from Diana G. Williams, title holder, to the Association, a Minnesota non-profit corporation, the amount of $11,820.36 for unpaid association dues, late fees, attorneys fees and costs, plus any other such amounts that will accrue after December 18, 2009, and other costs of collection and foreclosure which will be added to the amount claimed due and owing at the time of the sale herein.

3. No action is now pending at law or otherwise to recover said debt or any part thereof.

4. That all preforeclosure requirements have been met.

5. The owner has not been released from her financial obligation to pay said amount.

6. The Declaration, referenced above provides for a continuing lien against the property. An Amended and Superceding Notice of Lien evidencing the amount due was recorded on September 30, 2009, as Document No. 2687540 in the Dakota County Recorder's Office, amending Notice of Lien filed November 10, 2008 as Document No. 2622162.

7. Pursuant to the power of sale contained in the same Declaration and granted by the owner in taking title to the premises subject to said Declaration, said Lien will be foreclosed by the sale of said property by the Sheriff of Dakota County, at the Dakota County Sheriffs Office, Dakota County Law Enforcement Center, 1580 Highway 55 Lobby S-100, Hastings, MN 55033, on the 4th day of March, 2010, at 10:00 a.m. at public auction to the highest bidder, to pay the amount then due for said assessments, together with the costs of foreclosure, including attorneys fees as allowed by law.

8. T h e t i m e a l l o w e d b y l a w f o r redemption by the unit owner, her personal representatives or assigns is six (6) months from the date of sale. The date and time to vacate the property is 11:59 p.m. on September 4, 2010, if the account is not reinstated or the owner does not redeem from the foreclosure sale.

REDEMPTION NOTICE THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. 9. THIS IS A COMMUNICATION FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. GARDENVIEW PLACE ASSOCIATION Attorneys for Gardenview Place Association: THOMSEN & NYBECK, P.A. By: ______________________________ Gretchen S. Schellhas (#195595) 3600 American Blvd. West, Suite 400 Bloomington, Minnesota 55431 (952) 835-7000 (Gardenview Place/Williams/09-7-635D)

2034728

1/14-2/18/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: June 13, 2006 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $177,160.00 MORTGAGOR(S): Carline Anne Malaney, an Unmarried Woman MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded: July 20, 2006 Dakota County Recorder Document Number: 2446704 AND CORRECTIVE MORTGAGE RECORDING: October 31, 2006 Dakota County Recorder Document Number: 2472441 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100025440003208672 Lender or Broker: Lehman Brothers Bank, FSB Residential Mortgage Servicer: Aurora Loan Services, LLC Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 1424 Tyler St # 2, Hastings, MN 55033-2838 Tax Parcel ID Number: 19-77300-120-02 LEGAL DESCRIPTION OF PROPERTY: The South 1/2 of Lot 11, Block 2, and all of Lot 12, Block 2, Tripp's Addition to Hastings, Dakota County, Minnesota.

AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $186,510.27 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: March 04, 2010 at 10:00 AM

04, 2010 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns.

If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on September 04, 2010, or the next business day if September 04, 2010 falls on a Saturday, Sunday or legal holiday.

Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: January 14, 2010 MORTGAGEE: Mortgage Electronic Registration Systems, Inc. Wilford & Geske, P.A. Attorneys for Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 009796F02 2037650 1/14-2/18/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: May 14, 2004 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $144,960.00 MORTGAGOR(S): Richard C Marshall, an unmarried man MORTGAGEE: Wells Fargo Bank, N.A. successor by merger to Wells Fargo Bank Southwest, N.A. formerly known as Wachovia Mortgage, FSB fka World Savings Bank, FSB DATE AND PLACE OF RECORDING: Recorded: June 18, 2004 Dakota County Recorder Document Number: 2216879 Transaction Agent: Not Applicable Transaction Agent Mortgage Identification Number: Not Applicable Lender or Broker: Wells Fargo Bank, N.A. successor by merger to Wells Fargo Bank Southwest, N.A. formerly known as Wachovia Mortgage, FSB fka World Savings Bank, FSB Residential Mortgage Servicer: Wachovia Mortgage, FSB Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 1552 Independence Dr, Northfield, MN 55057-4863 Tax Parcel ID Number: 43-51500-210-05 LEGAL DESCRIPTION OF PROPERTY: Unit No. 210, Liberty Park Condominium, Common Interest Community No. 391, Dakota County, Minnesota AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $167,925.82 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: March 02, 2010 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns.

If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on September 02, 2010, or the next business day if September 02, 2010 falls on a Saturday, Sunday or legal holiday.

Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE

ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: January 14, 2010 MORTGAGEE: Wells Fargo Bank, N.A. successor by merger to Wells Fargo Bank Southwest, N.A. formerly known as Wachovia Mortgage, FSB fka World Savings Bank, FSB Wilford & Geske, P.A. Attorneys for Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 011080F01 2036799 1/14-2/18/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: March 23, 2007 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $181,500.00 MORTGAGOR(S): Merrye L Lindsey, a single woman MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded: April 06, 2007 Dakota County Recorder Document Number: 2508097 ASSIGNMENTS OF MORTGAGE: And assigned to: Suntrust Mortgage, Inc. Dated: February 03, 2010 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100103210000161645 Lender or Broker: Prime Mortgage Corporation Residential Mortgage Servicer: SunTrust Mortgage, Inc. Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 20675 Hughes Ave W, Lakeville, MN 55044-8638 Tax Parcel ID Number: 22-57750-030-03 LEGAL DESCRIPTION OF PROPERTY: Lot 3, Block 3, Playfield Addition, Dakota County, Minnesota.

AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $182,519.89 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: March 26, 2010 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns.

If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on September 26, 2010, or the next business day if September 26, 2010 falls on a Saturday, Sunday or legal holiday.

Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: February 11, 2010 ASSIGNEE OF MORTGAGEE: Suntrust Mortgage, Inc. Wilford & Geske, P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 012430F01 2067558 2/11-3/18/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: June 07, 2007 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $478,400.00 MORTGAGOR(S): Daovone Chanthalinh, a single person MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded: June 28, 2007 Dakota County Recorder Document Number: 2527097 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100053030011503548 Lender or Broker: Aegis Wholesale Residential Mortgage Servicer: Aurora Loan Services, LLC Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 14255 Footbridge Way, Apple Valley, MN 55124-3331 Tax Parcel ID Number: 011658505001 LEGAL DESCRIPTION OF PROPERTY: Lot 5, Block 1, Cedar Isle Estates 6th Addition AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $548,988.11 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: March 26, 2010 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns.

If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on September 26, 2010, or the next business day if September 26, 2010 falls on a Saturday, Sunday or legal holiday.

Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: February 11, 2010 MORTGAGEE: Mortgage Electronic Registration Systems, Inc. Wilford & Geske, P.A. Attorneys for Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 006408F02 2068872 2/11-3/18/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: May 17, 2005 MORTGAGORS: M i c h e l l e R . L u c io and Russell J. Lucio, wife and husband.

MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded August 25, 2005, Dakota County Recorder, Document No. 2354770.

ASSIGNMENTS OF MORTGAGE: Assigned to: Chase Home Finance LLC, Dated: December 31, 2009.

TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100013900796592644 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Irwin Mortgage Corporation RESIDENTIAL MORTGAGE SERVICER: Chase Home Finance LLC MORTGAGED PROPERTY ADDRESS: 2725 71st Street East, Inver Grove

2725 71st Street East, Inver Grove Heights, MN 55076 TAX PARCEL I.D. #: 20-48625-030-04 LEGAL DESCRIPTION OF PROPERTY: Lot 3, Block 4, Michael D. DuPont's 4th Addition Country Meadows, Dakota County, Minnesota COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $245,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $250,612.95 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: March 9, 2010 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07.

TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on September 9, 2010.

MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: January 6, 2010.

Chase Home Finance LLC Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 30-7649 1960416527 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2039285 1/14-2/18/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: May 17, 2004 MORTGAGORS: Nathan D Heimdal a single person and Kenneth D Heimdal and Pamela Heimdal, husband and wife.

MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Registered September 3, 2004, Dakota County Registrar of Titles, Document No. 546848, Certificate of Title No. 133212.

ASSIGNMENTS OF MORTGAGE: Assigned to: CitiMortgage, Inc, Dated: September 28, 2009.

Said Mortgage being Registered Land.

TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100226700000051723 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Citizens State Bank RESIDENTIAL MORTGAGE SERVICER: CitiMortgage, Inc. MORTGAGED PROPERTY ADDRESS: 925 Redwell Lane, Apple Valley, MN 55124 TAX PARCEL I.D. #: 01-11706-240-05 LEGAL DESCRIPTION OF PROPERTY: Lot 24, Block 5, Apple Valley 7th Addition COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $156,080.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $153,041.42 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or

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required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: March 4, 2010 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07.

TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on September 7, 2010.

MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: December 21, 2009.

CitiMortgage, Inc. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 10-2489 8430045 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2036414 1/14-2/18/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: August 17, 2007 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $124,800.00 MORTGAGOR(S): Troy L Freden, a single person MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded: September 14, 2007 Dakota County Recorder Document Number: 2543842 ASSIGNMENTS OF MORTGAGE: And assigned to: Suntrust Mortgage, Inc. Dated: January 06, 2010 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 1000104-0206452328-9 Lender or Broker: Suntrust Mortgage, Inc. Residential Mortgage Servicer: SunTrust Mortgage, Inc. Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 13428 Heather Hills Dr, Burnsville, MN 55337-390 Tax Parcel ID Number: 02-32250-030-09 LEGAL DESCRIPTION OF PROPERTY: Lot 3, Block 9, Heather Hills First Addition, Dakota County, Minnesota AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $124,728.98 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the abovedescribed property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: March 04, 2010 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns.

If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on September 04, 2010, or the next business day if September 04, 2010 falls on a Saturday, Sunday or legal holiday.

Mortgagor(s) released from financial obligation: NONE

obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: January 14, 2010 ASSIGNEE OF MORTGAGEE: Suntrust Mortgage, Inc. Wilford & Geske, P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 011578F01 2037498 1/14-2/18/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: April 19, 2007 MORTGAGOR: Mollie A. Maleitzke, a single person.

MORTGAGEE: Mortgage Electronic Registration Systems, Inc..

DATE AND PLACE OF RECORDING: Recorded April 25, 2007, Dakota County Recorder, Document No. 2512178.

ASSIGNMENTS OF MORTGAGE: Assigned to: Chase Home Finance LLC, Dated: January 7, 2010.

TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100162500029387587 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Spectra Financial, Inc. RESIDENTIAL MORTGAGE SERVICER: Chase Home Finance LLC MORTGAGED PROPERTY ADDRESS: 993 South Robert Street #B2, West Saint Paul, MN 55118 TAX PARCEL I.D. #: 42-23725-002-10 and 42-23725-001-11.

LEGAL DESCRIPTION OF PROPERTY: Unit Number B2 and P1, Homes of Emerson Hill, Common Interest Community Number 537, Dakota County, Minnesota.

COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $132,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $141,227.56 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: March 11, 2010 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07.

TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on September 13, 2010.

MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: January 8, 2010.

Chase Home Finance LLC

Chase Home Finance LLC Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 30-6680 1991449940 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2039319 1/14-2/18/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: J u n e 1 8 , 2003 MORTGAGOR: Janet L. Kanakaras, a single person.

MORTGAGEE: C h a s e M a n h a t t a n Mortgage Corporation N/K/A Chase Home Finance LLC. DATE AND PLACE OF RECORDING: Recorded January 22, 2004, Dakota County Recorder, Document No. 2166728.

ASSIGNMENTS OF MORTGAGE: NONE TRANSACTION AGENT: NONE TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: NONE LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Chase Manhattan Mortgage Corporation N/K/A Chase Home Finance LLC RESIDENTIAL MORTGAGE SERVICER: Chase Home Finance LLC MORTGAGED PROPERTY ADDRESS: 14037 Pennock Avenue, Apple Valley, MN 55124 TAX PARCEL I.D. #: 01-84300-060-01 LEGAL DESCRIPTION OF PROPERTY: Lot 6, Block 1, Wildwood Pond.

COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $71,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $47,919.02 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: April 6, 2010 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07.

TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on October 6, 2010.

MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: February 3, 2010.

Chase Home Finance LLC Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 30-7809 1766007061 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2070460 2/11-3/18/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of

default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: O c t o b e r 2 5 , 2002 MORTGAGOR: M a r y K . S c h l e i s , a single person.

MORTGAGEE: Mortgage Electronic Registration Systems, Inc..

DATE AND PLACE OF RECORDING: Registered April 10, 2003, Dakota County Registrar of Titles, Document No. 495295, Certificate of Title No. 127652.

ASSIGNMENTS OF MORTGAGE: Assigned to: Chase Home Finance LLC, Dated: December 28, 2009.

Said Mortgage being Registered Land.

TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100162500037557247 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Alpine Lending, LLC RESIDENTIAL MORTGAGE SERVICER: Chase Home Finance LLC MORTGAGED PROPERTY ADDRESS: 101 Mary Ann Lane, Burnsville, MN 55337 TAX PARCEL I.D. #: 02-76430-010-09 LEGAL DESCRIPTION OF PROPERTY: Lot 1, Block 9, Timberland-Knoll Acres, Dakota County, Minnesota.

COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $90,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $82,684.87 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: March 11, 2010 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07.

TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on September 13, 2010.

MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: January 5, 2010.

Chase Home Finance LLC Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 30-7662 1998253786 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2039298 1/14-2/18/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: September 18, 2006 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $165,000.00 MORTGAGOR(S): Bryan R Nippoldt, single and Molly K Widstrom, single MORTGAGEE: Nationstar Mortgage, LLC DATE AND PLACE OF RECORDING: Recorded: October 09, 2006 Dakota County Recorder Document Number: 2466796 Transaction Agent: Not Applicable Transaction Agent Mortgage Identification Number: Not Applicable Lender or Broker: Nationstar Mortgage, LLC Residential Mortgage Servicer: Nationstar Mortgage, LLC Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 3524 Cloman Way, Inver Grove Heights, MN 55076-1649 Tax Parcel ID Number: 20-44352-020-10 LEGAL DESCRIPTION OF PROP-

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������ ������� �������� ���the ���� LEGAL DES C R I P T I O ������ N OF PROP six (6) months from date of said ERTY: Lot 2, Block 10, Lakebridge sale by the mortgagor(s), their perPatio Homes Third Addition. sonal representatives or assigns.

AMOUNT DUE AND CLAIMED TO BE If the Mortgage is not reinstated D U E A S O F D A T E O F N O T I C E : under Minn. Stat. §580.30 or the prop$170,347.99 erty is not redeemed under Minn. Stat.

THAT all pre-foreclosure require- §580.23, the Mortgagor must vacate ments have been complied with; that the property on or before 11:59 p.m. on no action or proceeding has been insti- September 01, 2010, or the next busituted at law or otherwise to recover the ness day if September 01, 2010 falls on debt secured by said mortgage, or any a Saturday, Sunday or legal holiday. part thereof; Mortgagor(s) released from financial PURSUANT to the power of sale con- obligation: NONE tained in said mortgage, the THIS COMMUNICATION IS FROM above-described property will be sold A DEBT COLLECTOR ATTEMPTby the Sheriff of said county as fol- ING TO COLLECT A DEBT. ANY lows: INFORMATION OBTAINED WILL BE DATE AND TIME OF SALE: March USED FOR THAT PURPOSE. 04, 2010 at 10:00 AM THE RIGHT TO VERIFICATION OF PLACE OF SALE: Dakota County THE DEBT AND IDENTITY OF THE Law Enforcement Center, 1580 High- ORIGINAL CREDITOR WITHIN THE way 55, Lobby S-100, Hastings, Minne- T I M E P R O V I D E D B Y L A W I S N O T AFFECTED BY THIS ACTION. sota THE TIME ALLOWED BY LAW FOR to pay the debt secured by said mortgage and taxes, if any, on said pre- REDEMPTION BY THE MORTGAGOR, mises and the costs and disburse- THE MORTGAGOR'S PERSONAL REPments, including attorney fees allowed RESENTATIVES OR ASSIGNS, MAY BE by law, subject to redemption within REDUCED TO FIVE WEEKS IF A JUDIsix (6) months from the date of said CIAL ORDER IS ENTERED UNDER sale by the mortgagor(s), their per- MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG sonal representatives or assigns.

If the Mortgage is not reinstated OTHER THINGS, THAT THE MORTunder Minn. Stat. §580.30 or the prop- GAGED PREMISES ARE IMPROVED erty is not redeemed under Minn. Stat. WITH A RESIDENTIAL DWELLING OF §580.23, the Mortgagor must vacate LESS THAN FIVE UNITS, ARE NOT the property on or before 11:59 p.m. on PROPERTY USED IN AGRICULTURAL September 04, 2010, or the next busi- PRODUCTION, AND ARE ABANDONED. DATED: January 14, 2010 ness day if September 04, 2010 falls on ASSIGNEE OF MORTGAGEE: a Saturday, Sunday or legal holiday.

Provident Funding Associates, L.P. Mortgagor(s) released from financial Wilford & Geske, P.A. obligation: NONE THIS COMMUNICATION IS FROM Attorneys for Assignee of Mortgagee A DEBT COLLECTOR ATTEMPT- Lawrence A. Wilford ING TO COLLECT A DEBT. ANY James A. Geske INFORMATION OBTAINED WILL BE 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF (651) 209-3300 THE DEBT AND IDENTITY OF THE File Number: 008393F02 1/14-2/18/10 ORIGINAL CREDITOR WITHIN THE 2034894 TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR NOTICE OF REDEMPTION BY THE MORTGAGOR, MORTGAGE FORECLOSURE SALE THE MORTGAGOR'S PERSONAL REPN O T I C E I S HEREBY GIVEN that RESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDI- default has occurred in the conditions CIAL ORDER IS ENTERED UNDER of the following described mortgage: DATE OF MORTGAGE: October 29, MINNESOTA STATUTES, SECTION 5 8 2 . 0 3 2 , D E T E R M I N I N G , A M O N G 2004 ORIGINAL PRINCIPAL AMOUNT OF OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED MORTGAGE: $243,840.00 MORTGAGOR(S): Arkadiy Petruk and WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT Leah Petruk, husband and wife MORTGAGEE: Mortgage Electronic PROPERTY USED IN AGRICULTURAL Registration Systems, Inc. PRODUCTION, AND ARE ABANDONED. DATE AND PLACE OF RECORDING: DATED: January 14, 2010 Recorded: December 14, 2004 MORTGAGEE: Nationstar Dakota County Recorder Mortgage, LLC Document Number: 2276059 Wilford & Geske, P.A. Transaction Agent: Mortgage ElecAttorneys for Mortgagee tronic Registration Systems, Inc. Lawrence A. Wilford Transaction Agent Mortgage IdentifiJames A. Geske cation Number: 100060677001418128 8425 Seasons Parkway, Suite 105 Lender or Broker: Integrity One Woodbury, MN 55125-4393 Mortgage, LLC (651) 209-3300 Residential Mortgage Servicer: GMAC File Number: 010949F01 2037941 1/14-2/18/10 Mortgage, LLC Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 4651 Parkcliff Dr, NOTICE OF Eagan, MN 55123-2143 MORTGAGE FORECLOSURE SALE Tax Parcel ID Number: NOTICE IS HEREBY GIVEN that default has occurred in the conditions 10-56702-040-02 LEGAL DESCRIPTION OF PROPof the following described mortgage: DATE OF MORTGAGE: November 30, ERTY: Lot 4, Block 2, Parkcliff 3rd Addition, according to the recorded 2006 ORIGINAL PRINCIPAL AMOUNT OF plat thereof, Dakota County, Minnesota.

MORTGAGE: $269,900.00 AMOUNT DUE AND CLAIMED TO BE MORTGAGOR(S): Eric Peterson and DUE AS OF DATE OF NOTICE: Lanetta Peterson, husband and wife MORTGAGEE: Mortgage Electronic $248,949.57 THAT all pre-foreclosure requireRegistration Systems, Inc. DATE AND PLACE OF REGISTER- ments have been complied with; that no action or proceeding has been instiING: R e g i s t e r e d : D e c e m b e r 2 7 , 2 0 0 6 tuted at law or otherwise to recover the debt secured by said mortgage, or any Dakota County Registrar of Titles part thereof; Document Number: 603300 PURSUANT to the power of sale conASSIGNMENTS OF MORTGAGE: And assigned to: Provident Funding t a i n e d i n s a i d m o r t g a g e , t h e above-described property will be sold Associates, L.P. by the Sheriff of said county as folDated: December 31, 2009 Transaction Agent: Mortgage Elec- lows: DATE AND TIME OF SALE: February tronic Registration Systems, Inc. Transaction Agent Mortgage Identifi- 26, 2010 at 10:00 AM PLACE OF SALE: Dakota County cation Number: 100017995161107073 Lender or Broker: Provident Fund- Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minneing Associates, L.P. Residential Mortgage Servicer: Provi- sota to pay the debt secured by said mortdent Funding Associates gage and taxes, if any, on said preMortgage Originator: Not Applicable CERTIFICATE OF TITLE NUMBER: mises and the costs and disbursements, including attorney fees allowed 141662 COUNTY IN WHICH PROPERTY IS by law, subject to redemption within LOCATED: Dakota six (6) months from the date of said Property Address: 905 Oriole Dr, sale by the mortgagor(s), their perSaint Paul, MN 55124-8974 sonal representatives or assigns.

If the Mortgage is not reinstated Tax Parcel ID Number: under Minn. Stat. §580.30 or the prop01-11703-180-02 L E G A L D E S C R I P T I O N O F P R O P - erty is not redeemed under Minn. Stat.

ERTY: Lot 18, Block 2, Apple Valley §580.23, the Mortgagor must vacate Fourth Addition the property on or before 11:59 p.m. on AMOUNT DUE AND CLAIMED TO BE August 26, 2010, or the next business D U E A S O F D A T E O F N O T I C E : day if August 26, 2010 falls on a Satur$276,909.26 day, Sunday or legal holiday.

THAT all pre-foreclosure requireMortgagor(s) released from financial ments have been complied with; that obligation: NONE no action or proceeding has been instiTHIS COMMUNICATION IS FROM tuted at law or otherwise to recover the A DEBT COLLECTOR ATTEMPTdebt secured by said mortgage, or any ING TO COLLECT A DEBT. ANY part thereof; that this is registered INFORMATION OBTAINED WILL BE property; USED FOR THAT PURPOSE. PURSUANT to the power of sale conTHE RIGHT TO VERIFICATION OF t a i n e d i n s a i d m o r t g a g e , t h e THE DEBT AND IDENTITY OF THE above-described property will be sold ORIGINAL CREDITOR WITHIN THE by the Sheriff of said county as fol- T I M E P R O V I D E D B Y L A W I S N O T lows: AFFECTED BY THIS ACTION. DATE AND TIME OF SALE: March THE TIME ALLOWED BY LAW FOR 01, 2010 at 10:00 AM REDEMPTION BY THE MORTGAGOR, PLACE OF SALE: Dakota County THE MORTGAGOR'S PERSONAL REPLaw Enforcement Center, 1580 High- RESENTATIVES OR ASSIGNS, MAY BE way 55, Lobby S-100, Hastings, Minne- REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER sota to pay the debt secured by said mort- MINNESOTA STATUTES, SECTION gage and taxes, if any, on said pre- 5 8 2 . 0 3 2 , D E T E R M I N I N G , A M O N G mises and the costs and disburse- OTHER THINGS, THAT THE MORTments, including attorney fees allowed GAGED PREMISES ARE IMPROVED by law, subject to redemption within six (6) months from the date of said ���������� �� ���� �����

PUBLIC NOTICE

PUBLIC NOTICE

��� �������� ��� ���� ������ ������ ������� ���������� ���� ��������� GAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: January 14, 2010 MORTGAGEE: Mortgage Electronic Registration Systems, Inc. Wilford & Geske, P.A. Attorneys for Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 011307F01 2033053 1/14-2/18/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: O c t o b e r 2 , 2003 MORTGAGOR: Cheryl L. Roberts, an unmarried woman.

MORTGAGEE: J P M o r g a n C h a s e Bank, National Association as successor in interest to Washington Mutual Bank, FA. DATE AND PLACE OF RECORDING: Recorded November 25, 2003, Dakota County Recorder, Document No. 2144970.

ASSIGNMENTS OF MORTGAGE: NONE TRANSACTION AGENT: NONE TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: NONE LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Washington Mutual Bank, FA RESIDENTIAL MORTGAGE SERVICER: JPMorgan Chase Bank, National Association MORTGAGED PROPERTY ADDRESS: 1887 Silver Bell Road #215, Eagan, MN 55122 TAX PARCEL I.D. #: 102245153501 LEGAL DESCRIPTION OF PROPERTY: Apartment Unit No. 215, together with Garage No. 10, Condominium File No. 42, Shannon Glen Condominium, Dakota County, Minnesota.

COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $104,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $112,119.14 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: April 8, 2010 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07.

TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on October 8, 2010.

MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: February 2, 2010.

JPMorgan Chase Bank, N.A. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 60-2598 0662771492 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2070538 2/11-3/18/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: J u n e 1 8 , 2002 MORTGAGORS: R o b e r t J . M o r a l e s and Michelle R. Boehm, both single persons.

MORTGAGEE: ABN AMRO Mortgage Group, Inc nka CitiMortgage, Inc. DATE AND PLACE OF RECORDING: Recorded July 25, 2002, Dakota County Recorder, Document No. 1919973.

ASSIGNMENTS OF MORTGAGE: NONE TRANSACTION AGENT: NONE TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: NONE LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: ABN AMRO Mortgage Group, Inc nka CitiMortgage, Inc RESIDENTIAL MORTGAGE SERVICER: CitiMortgage, Inc. MORTGAGED PROPERTY ADDRESS: 19925 Langford Lane, Farmington, MN 55024 TAX PARCEL I.D. #: 14-16504-804-05 LEGAL DESCRIPTION OF PROPERTY: Unit Number 804, Charleswood Condominium, CIC No. 328 COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $187,015.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $174,085.63 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: April 1, 2010 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07.

TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on October 1, 2010.

MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: January 29, 2010.

CitiMortgage, Inc. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 10-3121 624407674 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2067925 2/11-3/18/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: September 13, 2007 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $156,000.00 MORTGAGOR(S): Corey Andresen and Angela Andresen, husband and wife MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded: October 02, 2007 Dakota County Recorder Document Number: 2547728 ASSIGNMENTS OF MORTGAGE: And assigned to: Provident Funding Associates, L.P. Dated: December 31, 2009 Transaction Agent: Mortgage Elec-

Transaction Agent: Mortgage Elec tronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100017935170900134 Lender or Broker: Provident Funding Associates, L.P. Residential Mortgage Servicer: Provident Funding Associates Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 508 Wilson Ct, Northfield, MN 55057-1374 Tax Parcel ID Number: 43-52100-060-02 LEGAL DESCRIPTION OF PROPERTY: Lot Six (6), Block Two (2), North Ridge Addition AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $162,701.00 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: March 01, 2010 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns.

If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on September 01, 2010, or the next business day if September 01, 2010 falls on a Saturday, Sunday or legal holiday.

Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: January 14, 2010 ASSIGNEE OF MORTGAGEE: Provident Funding Associates, L.P. Wilford & Geske, P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 008381F01 2035462 1/14-2/18/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: July 21, 2003 MORTGAGORS: M i c h a e l J . P o l s k i and Donna L. Polski, husband and wife.

MORTGAGEE: rateOne Home Loans.

DATE AND PLACE OF RECORDING: Recorded September 18, 2003, Dakota County Recorder, Document No. 2111680.

ASSIGNMENTS OF MORTGAGE: Assigned to: JPMorgan Chase Bank, N.A. by Court Order recorded as Document No. 2652911 TRANSACTION AGENT: NONE TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: NONE LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: rateOne Home Loans RESIDENTIAL MORTGAGE SERVICER: JPMorgan Chase Bank, National Association MORTGAGED PROPERTY ADDRESS: 16870 Firestone Way, Farmington, MN 55024 TAX PARCEL I.D. #: 22-41750-070-04 LEGAL DESCRIPTION OF PROPERTY: Lot 7, Block 4, Kilkenny Pond COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $213,500.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $220,531.20 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law

proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: March 11, 2010 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07.

TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on September 13, 2010.

MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: January 7, 2010.

JPMorgan Chase Bank, N.A. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 60-1705 8403385605 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2039133 1/14-2/18/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: November 11, 2005 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $203,358.00 MORTGAGOR(S): September M Grames, a single person MORTGAGEE: CTX Mortgage Company, LLC DATE AND PLACE OF RECORDING: Recorded: November 30, 2005 Dakota County Recorder Document Number: 2384763 ASSIGNMENTS OF MORTGAGE: And assigned to: Nationstar Mortgage LLC, f/k/a Centex Home Equity Company, LLC Dated: March 21, 2006 Recorded: March 27, 2006 Dakota County Recorder Document Number: 2415443 Transaction Agent: Not Applicable Transaction Agent Mortgage Identification Number: Not Applicable Lender or Broker: CTX Mortgage Company, LLC Residential Mortgage Servicer: Nationstar Mortgage, LLC Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 4857 Boatman Ln, Inver Grove Heights, MN 55076-1160 Tax Parcel ID Number: 20-44026-601-06 LEGAL DESCRIPTION OF PROPERTY: Unit No. 6601, Lafayette Park East, Common Interest Community No. 434, Dakota County, Minnesota.

AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $205,142.67 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: March 04, 2010 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns.

If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on September 04, 2010, or the next business day if September 04, 2010 falls on a Saturday, Sunday or legal holiday.

Mortgagor(s) released from financial

Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: January 14, 2010 ASSIGNEE OF MORTGAGEE: Nationstar Mortgage LLC, f/k/a Centex Home Equity Company, LLC Wilford & Geske, P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 010952F01 2037928 1/14-2/18/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: June 07, 2006 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $227,000.00 MORTGAGOR(S): David J. Hanner and Ann M. Hanner, husband and wife MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded: June 26, 2006 Dakota County Recorder Document Number: 2440659 ASSIGNMENTS OF MORTGAGE: And assigned to: Provident Funding Associates, L.P. Dated: December 31, 2009 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 1000179-3516050114-0 Lender or Broker: Provident Funding Associates, L.P. Residential Mortgage Servicer: Provident Funding Associates Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 17800 Jamaica Cir, Lakeville, MN 55044-9520 Tax Parcel ID Number: 22-53502-150-03 LEGAL DESCRIPTION OF PROPERTY: Lot 15, Block 3, Oak Hills third Addition AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $240,754.19 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: March 01, 2010 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns.

If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on September 01, 2010, or the next business day if September 01, 2010 falls on a Saturday, Sunday or legal holiday.

Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: January 14, 2010 ASSIGNEE OF MORTGAGEE:

ASSIGNEE OF MORTGAGEE: Provident Funding Associates, L.P. Wilford & Geske, P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 008384F01 2035534 1/14-2/18/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: M a r c h 2 7 , 2006 MORTGAGORS: Michael K. Dahedl and Patti A. Dahedl, husband and wife.

MORTGAGEE: T o w n a n d C o u n t r y Credit Corp.

DATE AND PLACE OF RECORDING: Recorded April 11, 2006, Dakota County Recorder, Document No. 2419703.

ASSIGNMENTS OF MORTGAGE: Assigned to: U.S. Bank, National Association, as Trustee for Citigroup Mortgage Loan Trust Inc., Asset-Backed Pass-Through Certificates, Series 2006-HE2, under the Pooling and Servicing Agreement Dated as of August 1, 2006, Dated: February 19, 2009, Recorded: March 4, 2009, Document No. 2641174.

TRANSACTION AGENT: NONE TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: NONE LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Town and Country Credit Corp.

RESIDENTIAL MORTGAGE SERVICER: American Home Mortgage Servicing, Inc MORTGAGED PROPERTY ADDRESS: 203 Lagoon Street West, Vermillion, MN 55085 TAX PARCEL I.D. #: 408210001006 LEGAL DESCRIPTION OF PROPERTY: Lot 1, Block 6, Village of Vermillion, according to the recorded plat thereof, and situate in Dakota County, Minnesota.

COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $200,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $199,143.17 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: March 18 , 2010 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07.

TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on September 20, 2010.

MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: January 15, 2010.

U.S. Bank National Association, Trustee Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 40-2959 4001896077 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2054624 1/28-3/4/10

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PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: S e p t e m b e r 21, 2006 MORTGAGORS: Patrick E. Funk and Candace Funk, husband and wife.

MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded October 18, 2006, Dakota County Recorder, Document No. 2469104.

ASSIGNMENTS OF MORTGAGE: Assigned to: Deutsche Bank National Trust Company, as Trustee for NovaStar Mortgage Funding Trust, Series 2006-5, Dated: January 27, 2010.

TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100080190059898247 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: NovaStar Mortgage, Inc. RESIDENTIAL MORTGAGE SERVICER: Saxon Mortgage Services, Inc. MORTGAGED PROPERTY ADDRESS: 802 Monet Court, Mendota Heights, MN 55120 TAX PARCEL I.D. #: 27-48350-170-01 LEGAL DESCRIPTION OF PROPERTY: Lot 17, Block 1, CIC No. 163, Mendota Meadows, Dakota County, Minnesota.

COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $355,500.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $406,468.84 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: April 6, 2010 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07.

TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on October 6, 2010.

MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: February 4, 2010.

Deutsche Bank National Trust Company, as trustee Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 84-600 2000398245 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2070599 2/11-3/18/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: M a r c h 1 4 , 2006 MORTGAGOR: Ronald L. Ankney, a single person.

MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING:

DATE AND PLACE OF RECORDING: Recorded April 21, 2006, Dakota County Recorder, Document No. 2422380.

ASSIGNMENTS OF MORTGAGE: Assigned to: Aurora Loan Services, LLC, Dated: December 23, 2009.

TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100061906073000012 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Summit Mortgage Corporation RESIDENTIAL MORTGAGE SERVICER: Aurora Loan Services LLC MORTGAGED PROPERTY ADDRESS: 5323 West 173rd Street, Farmington, MN 55024 TAX PARCEL I.D. #: 22-18103-002-08 LEGAL DESCRIPTION OF PROPERTY: Unit No. 3002, Common Interest Community No. 402, Cornerstone Lake 4th Addition Condominiums, Dakota County, Minnesota.

COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $143,920.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $148,688.51 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: March 2, 2010 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07.

TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on September 2, 2010.

MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: January 5, 2010.

Aurora Loan Services LLC Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 98-961 0032599920 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2039044 1/14-2/18/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: April 11, 2006 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $184,800.00 MORTGAGOR(S): Jeremy A Seykora and Alyssa A Seykora, husband and wife MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded: April 28, 2006 Dakota County Recorder Document Number: 2424136 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100131020603006543 Lender or Broker: American Mortgage Network, Inc. Residential Mortgage Servicer: Litton Loan Servicing, LP Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 15117 Cimarron Way, Rosemount, MN 55068-1799 Tax Parcel ID Number: 34-83610-910-01 LEGAL DESCRIPTION OF PROPERTY: Lot 91, Block 1, Wensmann 11th Addition, CIC No. 252 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $209,769.41 THAT all pre-foreclosure require-

THAT all pre foreclosure require ments have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: March 02, 2010 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns.

If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on September 02, 2010, or the next business day if September 02, 2010 falls on a Saturday, Sunday or legal holiday.

Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: January 14, 2010 MORTGAGEE: Mortgage Electronic Registration Systems, Inc. Wilford & Geske, P.A. Attorneys for Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 011791F01 2039332 1/14-2/18/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: M a r c h 2 0 , 2006 MORTGAGORS: William E. Strauss and Mary E. Strauss, husband and wife.

MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded April 20, 2006, Dakota County Recorder, Document No. 2421885.

ASSIGNMENTS OF MORTGAGE: Assigned to: Chase Home Finance LLC, Dated: December 31, 2009.

TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100059012560468418 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Nbank, N.A. RESIDENTIAL MORTGAGE SERVICER: Chase Home Finance LLC MORTGAGED PROPERTY ADDRESS: 4669 Blaine Avenue, Inver Grove Heights, MN 55076 TAX PARCEL I.D. #: 20-44001-905-05 LEGAL DESCRIPTION OF PROPERTY: Unit Number 0905, Lafayette Park, CIC 370, Dakota County, Minnesota COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $170,400.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $167,901.47 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: March 11, 2010 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their

said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07.

TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on September 13, 2010.

MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: January 6, 2010.

Chase Home Finance LLC Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 30-7669 1915366377 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2039305 1/14-2/18/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: June 30, 1994 MORTGAGORS: J o h n M . P a w l e n t y and Jodi L. Pawlenty, husband and wife.

MORTGAGEE: N o r w e s t M o r t g a g e , Inc. DATE AND PLACE OF RECORDING: Recorded August 19, 1994, Dakota County Recorder, Document No. 1236374.

ASSIGNMENTS OF MORTGAGE: Assigned to: Universal Mortgage Corporation of Wisconsin, Dated: June 30, 1994, Recorded: August 19, 1994, Document No. 1236375.

TRANSACTION AGENT: NONE TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: NONE LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Norwest Mortgage, Inc. RESIDENTIAL MORTGAGE SERVICER: Universal Mortgage Corporation of Wisconsin MORTGAGED PROPERTY ADDRESS: 131 Ash Street East, South Saint Paul, MN 55075 TAX PARCEL I.D. #: 36-73150-160-02 LEGAL DESCRIPTION OF PROPERTY: Lot 16, Block 2, Sunny View Terrace, according to the recorded plat thereof on file and of record in the office of the County Recorder, Dakota County, Minnesota.

COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $84,816.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $65,266.11 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: March 4, 2010 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07.

TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on September 7, 2010.

MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE

���

������ ������ ������� �������� ��� ���� RESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER NOTICE OF MORTGAGE MINNESOTA STATUTES, SECTION FORECLOSURE SALE 582.032, DETERMINING, AMONG THE RIGHT TO VERIFICATION OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED OF THE DEBT AND IDENTITY OF WITH A RESIDENTIAL DWELLING OF THE ORIGINAL CREDITOR WITHIN LESS THAN FIVE UNITS, ARE NOT THE TIME PROVIDED BY LAW IS PROPERTY USED IN AGRICULTURAL NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that P R O D U C T I O N , A N D A R E default has occurred in conditions of ABANDONED." the following described mortgage: Dated: January 4, 2010.

DATE OF MORTGAGE: April 16, 2001 Universal Mortgage Corporation MORTGAGOR: Mark D. Nowack, an of Wisconsin unmarried man.

Mortgagee/Assignee of Mortgagee MORTGAGEE: B a n k o f A m e r i c a , USSET, WEINGARDEN AND LIEBO, P.L.L.P. National Association as successor by By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of merger to Fleet National Bank.

DATE AND PLACE OF RECORDING: Mortgagee Recorded June 4, 2001, Dakota County 4500 Park Glen Road #300 Recorder, Document No. 1779556.

Minneapolis, MN 55416 ASSIGNMENTS OF MORTGAGE: (952) 925-6888 Assigned to: JPMorgan Chase Bank, 28-411 National Association, Dated: March 31, 8828469 THIS IS A COMMUNICATION FROM 2009, Recorded: May 11, 2009, Document No. 2655883.

A DEBT COLLECTOR. TRANSACTION AGENT: NONE 2039023 1/14-2/18/10 TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: NONE NOTICE OF LENDER OR BROKER AND MORTMORTGAGE FORECLOSURE SALE GAGE ORIGINATOR STATED ON THE RIGHT TO VERIFICATION MORTGAGE: Fleet National Bank OF THE DEBT AND IDENTITY OF RESIDENTIAL MORTGAGE SERTHE ORIGINAL CREDITOR WITHIN V I C E R : J P M o r g a n C h a s e B a n k , THE TIME PROVIDED BY LAW IS National Association NOT AFFECTED BY THIS ACTION. MORTGAGED PROPERTY ADDRESS: NOTICE IS HEREBY GIVEN, that 11180 166th Street, West Lakeville, MN default has occurred in conditions of 55044 the following described mortgage: TAX PARCEL I.D. #: 224435013002 DATE OF MORTGAGE: J a n u a r y 9 , LEGAL DESCRIPTION OF PROP2004 ERTY: MORTGAGOR: M i c h a e l R . S h e a , a Lot 13, Block 2, Lakeville Hills single person.

COUNTY IN WHICH PROPERTY IS MORTGAGEE: ABN AMRO Mortgage LOCATED: Dakota Group, Inc. NKA CitiMortgage, Inc..

ORIGINAL PRINCIPAL AMOUNT OF DATE AND PLACE OF RECORDING: MORTGAGE: $97,000.00 Recorded February 6, 2004, Dakota AMOUNT DUE AND CLAIMED TO BE C o u n t y R e c o r d e r , D o c u m e n t N o . DUE AS OF DATE OF NOTICE, INCLUD2173094.

ING TAXES, IF ANY, PAID BY MORTA S S I G N M E N T S O F M O R T G A G E : GAGEE: $93,755.34 NONE That prior to the commencement of TRANSACTION AGENT: NONE this mortgage foreclosure proceeding T R A N S A C T I O N A G E N T ' S M O R T - Mortgagee/Assignee of Mortgagee comGAGE IDENTIFICATION NUMBER ON plied with all notice requirements as MORTGAGE: NONE required by statute; That no action or LENDER OR BROKER AND MORT- proceeding has been instituted at law GAGE ORIGINATOR STATED ON or otherwise to recover the debt MORTGAGE: ABN AMRO Mortgage secured by said mortgage, or any part Group, Inc. NKA CitiMortgage, Inc. thereof; RESIDENTIAL MORTGAGE SERPURSUANT to the power of sale conVICER: CitiMortgage, Inc. tained in said mortgage, the above MORTGAGED PROPERTY ADDRESS: described property will be sold by the 4212 Juniper Point, Eagan, MN 55122 Sheriff of said county as follows: TAX PARCEL I.D. #: 10-14800-270-01 DATE AND TIME OF SALE: April 8, LEGAL DESCRIPTION OF PROP- 2010 at 10:00 AM ERTY: PLACE OF SALE:Sheriff's Office, Law L o t 2 7 , B l o c k 1 , B o u l d e r R i d g e . Enforcement Center, 1580 Hwy 55, Dakota County Lobby #S-100, Hastings, MN COUNTY IN WHICH PROPERTY IS to pay the debt then secured by said LOCATED: Dakota Mortgage, and taxes, if any, on said ORIGINAL PRINCIPAL AMOUNT OF premises, and the costs and disburseMORTGAGE: $149,000.00 ments, including attorneys' fees AMOUNT DUE AND CLAIMED TO BE allowed by law subject to redemption DUE AS OF DATE OF NOTICE, INCLUD- within six (6) months from the date of ING TAXES, IF ANY, PAID BY MORT- said sale by the mortgagor(s), their GAGEE: $138,513.20 personal representatives or assigns That prior to the commencement of unless reduced to Five (5) weeks under this mortgage foreclosure proceeding MN Stat. §580.07.

Mortgagee/Assignee of Mortgagee comTIME AND DATE TO VACATE PROPplied with all notice requirements as E R T Y : I f t h e r e a l e s t a t e i s a n required by statute; That no action or owner-occupied, single-family dwellproceeding has been instituted at law ing, unless otherwise provided by law, o r o t h e r w i s e t o r e c o v e r t h e d e b t the date on or before which the mortsecured by said mortgage, or any part gagor(s) must vacate the property if the thereof; mortgage is not reinstated under secPURSUANT to the power of sale con- tion 580.30 or the property is not tained in said mortgage, the above redeemed under section 580.23 is described property will be sold by the 11:59 p.m. on October 8, 2010.

Sheriff of said county as follows: MORTGAGOR(S) RELEASED FROM DATE AND TIME OF SALE: April 8, FINANCIAL OBLIGATION ON MORT2010 at 10:00 AM GAGE: None PLACE OF SALE: S h e r i f f ' s O f f i c e , "THE TIME ALLOWED BY LAW FOR Law Enforcement Center, 1580 Hwy REDEMPTION BY THE MORTGAGOR, 55, Lobby #S-100, Hastings, MN THE MORTGAGOR'S PERSONAL REPto pay the debt then secured by said RESENTATIVES OR ASSIGNS, MAY BE Mortgage, and taxes, if any, on said REDUCED TO FIVE WEEKS IF A JUDIpremises, and the costs and disburse- CIAL ORDER IS ENTERED UNDER m e n t s , i n c l u d i n g a t t o r n e y s ' f e e s MINNESOTA STATUTES, SECTION allowed by law subject to redemption 5 8 2 . 0 3 2 , D E T E R M I N I N G , A M O N G within six (6) months from the date of OTHER THINGS, THAT THE MORTsaid sale by the mortgagor(s), their GAGED PREMISES ARE IMPROVED personal representatives or assigns WITH A RESIDENTIAL DWELLING OF unless reduced to Five (5) weeks under LESS THAN FIVE UNITS, ARE NOT MN Stat. §580.07.

PROPERTY USED IN AGRICULTURAL TIME AND DATE TO VACATE PROP- P R O D U C T I O N , A N D A R E E R T Y : I f t h e r e a l e s t a t e i s a n ABANDONED." owner-occupied, single-family dwellDated: February 1, 2010. ing, unless otherwise provided by law, JPMorgan Chase Bank, N.A. the date on or before which the mortMortgagee/Assignee of Mortgagee gagor(s) must vacate the property if the USSET, WEINGARDEN AND LIEBO, P.L.L.P. mortgage is not reinstated under sec- By: Paul A. Weingarden tion 580.30 or the property is not Attorneys for Mortgagee/Assignee of redeemed under section 580.23 is Mortgagee 11:59 p.m. on October 8, 2010.

4500 Park Glen Road #300 MORTGAGOR(S) RELEASED FROM Minneapolis, MN 55416 FINANCIAL OBLIGATION ON MORT- (952) 925-6888 GAGE: None 60-2061 "THE TIME ALLOWED BY LAW FOR 8015887543 REDEMPTION BY THE MORTGAGOR, THIS IS A COMMUNICATION FROM THE MORTGAGOR'S PERSONAL REP- A DEBT COLLECTOR. RESENTATIVES OR ASSIGNS, MAY BE 2070570 2/11-3/18/10 REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION NOTICE OF 582.032, DETERMINING, AMONG MORTGAGE FORECLOSURE SALE OTHER THINGS, THAT THE MORTNOTICE IS HEREBY GIVEN that GAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF default has occurred in the conditions LESS THAN FIVE UNITS, ARE NOT of the following described mortgage: DATE OF MORTGAGE: January 12, PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E 2005 ORIGINAL PRINCIPAL AMOUNT OF ABANDONED." MORTGAGE: $238,500.00 Dated: February 4, 2010.

MORTGAGOR(S): Stephen F Golz and CitiMortgage, Inc. Kelly A Golz, husband and wife Mortgagee/Assignee of Mortgagee M ORTGAGEE: American Equity USSET, WEINGARDEN AND LIEBO, P.L.L.P. Mortgage, Inc. By: Paul A. Weingarden DATE AND PLACE OF RECORDING: Attorneys for Mortgagee/Assignee of Recorded: April 21, 2005 Dakota Mortgagee County Recorder 4500 Park Glen Road #300 Document Number: 2314560 Minneapolis, MN 55416 ASSIGNMENTS OF MORTGAGE: (952) 925-6888 And assigned to: Nationstar Mort10-3250 gage LLC, f/k/a Centex Home Equity 642669715 THIS IS A COMMUNICATION FROM Company, LLC A DEBT COLLECTOR. 2070493 2/11-3/18/10 ���������� �� ���� �����

PUBLIC NOTICE

PUBLIC NOTICE

PUBLIC NOTICE

��� �������� ��� ���� ������C a������ r r i a g e P l ������� ace Second Addition, according to the recorded plat thereof, ���������� ���� ��������� Company, LLC Dated: June 27, 2005 Recorded: July 01, 2005 Dakota County Recorder Document Number: 2336250 Transaction Agent: Not Applicable Transaction Agent Mortgage Identification Number: Not Applicable Lender or Broker: American Equity Mortgage, Inc. Residential Mortgage Servicer: Nationstar Mortgage, LLC Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 1375 Oakdale Ave, Saint Paul, MN 55118-3211 Tax Parcel ID Number: 42-32500-010-01 LEGAL DESCRIPTION OF PROPERTY: Lot 1, Block 1, Henrietta Addition, Dakota County, Minnesota.

AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $270,213.51 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: March 04, 2010 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns.

If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on September 04, 2010, or the next business day if September 04, 2010 falls on a Saturday, Sunday or legal holiday.

Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: January 14, 2010 ASSIGNEE OF MORTGAGEE: Nationstar Mortgage LLC, f/k/a Centex Home Equity Company, LLC Wilford & Geske, P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 010904F01 2037955 1/14-2/18/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: October 13, 2004 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $362,700.00 MORTGAGOR(S): Allen R Halcomb and Betsy J Halcomb, husband and wife MORTGAGEE: Wilmington Finance, a division of AIG Federal Savings Bank DATE AND PLACE OF REGISTERING: Registered: November 24, 2004 Dakota County Registrar of Titles Document Number: 553010 ASSIGNMENTS OF MORTGAGE: And assigned to: Mortgage Electronic Registration Systems, Inc. Dated: October 19, 2004 Registered: August 15, 2005 Dakota County Registrar of Titles Document Number: 571993 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100046600070038261 Lender or Broker: Wilmington Finance, a division of AIG Federal Savings Bank Residential Mortgage Servicer: Litton Loan Servicing, LP Mortgage Originator: Not Applicable CERTIFICATE OF TITLE NUMBER: 125879 COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 151 Carriage Ln, Burnsville, MN 55306-5078 Tax Parcel ID Number: 02-16401-090-02 LEGAL DESCRIPTION OF PROPERTY: Lot Nine (9), Block Two (2), in Carriage Place Second Addition,

Dakota County, Minnesota.

AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $372,617.22 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; that this is registered property; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: March 01, 2010 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns.

If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on September 01, 2010, or the next business day if September 01, 2010 falls on a Saturday, Sunday or legal holiday.

Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: January 14, 2010 ASSIGNEE OF MORTGAGEE Mortgage Electronic Registration Systems, Inc. Wilford & Geske, P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 011412F01 2033942 1/14-2/18/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: M a r c h 1 5 , 2006 MORTGAGORS: Brian L. Myers and Lorinda B. Feldman Myers, husband and wife.

MORTGAGEE: J P M o r g a n C h a s e Bank, National Association as successor in interest to Washington Mutual Bank, FA. DATE AND PLACE OF RECORDING: Recorded April 5, 2006, Dakota County Recorder, Document No. 2418107.

ASSIGNMENTS OF MORTGAGE: NONE TRANSACTION AGENT: NONE TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: NONE LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Washington Mutual Bank, FA RESIDENTIAL MORTGAGE SERVICER: JPMorgan Chase Bank, National Association MORTGAGED PROPERTY ADDRESS: 620 7th Street, Farmington, MN 55024 TAX PARCEL I.D. #: 14-88100-030-00 LEGAL DESCRIPTION OF PROPERTY: Lot Number 3 in Youngkrantz Addition of Dakota County Records COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $129,395.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $115,149.74 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: March 4, 2010 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy

Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07.

TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on September 7, 2010.

MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: December 31, 2009.

JPMorgan Chase Bank, N.A. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 60-2695 0061134037 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2039099 1/14-2/18/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: December 21, 2006 MORTGAGOR: T a m m i e J . L i n d , a single person.

MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Registered January 11, 2007, Dakota County Registrar of Titles, Document No. 604110, Certificate of Title No. 130917.

ASSIGNMENTS OF MORTGAGE: Assigned to: U.S. Bank, National Association, as successor trustee to Bank of America, N. A. as successor by merger to LaSalle Bank N. A., as Trustee for First Franklin Mortgage Loan Trust, Mortgage Loan Asset-Backed Certificates, Series 2007-FF2, Dated: December 9, 2009.

Said Mortgage being Registered Land.

TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100425240011829774 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: First Franklin RESIDENTIAL MORTGAGE SERVICER: Home Loan Services, Inc. MORTGAGED PROPERTY ADDRESS: 1901 Melody Lane, Burnsville, MN 55337 TAX PARCEL I.D. #: 026900002004 LEGAL DESCRIPTION OF PROPERTY: Lot Two (2), Block Four (4) in Skyline View Addition, according to the Recorded plat thereof on file and of record in the Office of the Registrar of Titles in and for Dakota County, Minnesota.

COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $233,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $271,858.82 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: March 4, 2010 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07.

TIME AND DATE TO VACATE PROPERTY: If the real estate is an

ERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on September 7, 2010.

MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: January 6, 2010.

U.S. Bank National Association, Trustee Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 76-3562 1044828077 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2039184 1/14-2/18/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: September 16, 2005 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $124,000.00 MORTGAGOR(S): Marc E. Rohricht and Sovanny Rohricht, Husband and Wife MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded: October 06, 2005 Dakota County Recorder Document Number: 2367892 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 1002812-5980674200-3 Lender or Broker: Platinum Lending Corporation Residential Mortgage Servicer: Aurora Loan Services, LLC Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 3271 Hill Ridge Dr, Eagan, MN 55121-1749 Tax Parcel ID Number: 10-41300-027-05 LEGAL DESCRIPTION OF PROPERTY: Unit No. 27, Common Interest Comunity No. 358, Cedar Bluff Townhome Condominium, Dakota County, Minnesota AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $125,544.72 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: March 04, 2010 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns.

If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on September 04, 2010, or the next business day if September 04, 2010 falls on a Saturday, Sunday or legal holiday.

Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: January 14, 2010 MORTGAGEE: Mortgage Electronic

MORTGAGEE: Mortgage Electronic Registration Systems, Inc. Wilford & Geske, P.A. Attorneys for Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 011631F01 2037593 1/14-2/18/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: November 3, 2005 MORTGAGORS: Christina Kochendorfer and Jay Kochendorfer, wife and husband.

MORTGAGEE:Commonwealth United Mortgage a division of National City Bank of Indiana.

DATE AND PLACE OF RECORDING: Recorded November 16, 2005, Dakota County Recorder, Document No. 2381600.

ASSIGNMENTS OF MORTGAGE: Assigned to: PNC Bank, National Association s/b/m to National City Mortgage Co., a subsidiary of National City Bank of Indiana n/k/a National City Bank, Dated August 30, 2006, Recorded: September 21, 2006, Document No. 2462923.

TRANSACTION AGENT: NONE TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: NONE LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Commonwealth United Mortgage a division of National City Bank of Indiana RESIDENTIAL MORTGAGE SERVICER: PNC Bank, National Association MORTGAGED PROPERTY ADDRESS: 1701 Meadowview Court, Hastings, MN 55033 TAX PARCEL I.D. #: 19-83230-010-07 LEGAL DESCRIPTION OF PROPERTY: Lot 1, Block 7, Wallin Addition.

COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $400,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $393,457.06 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: March 11, 2010 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07.

TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on September 13, 2010.

MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: January 7, 2010.

PNC Bank, National Association Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 4-1902 0004339211 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2038843 1/14-2/18/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: A u g u s t 1 8 , 2003 MORTGAGORS: Geoffrey Stevens and Jennifer Stevens, husband and wife.

MORTGAGEE: American Residential Mortgage, L.P..

DATE AND PLACE OF RECORDING: Recorded October 28, 2003, Dakota County Recorder, Document No. 2132059.

ASSIGNMENTS OF MORTGAGE: Assigned to: TCF Mortgage Corporation, Dated: August 18, 2003, Recorded: October 26, 2004, Document No. 2261549. And thereafter assigned to: Mortgage Electronic Registration Systems, Inc., Dated: May 16, 2006, Recorded: May 22, 2006, Document No. 2431484. And thereafter assigned to: U.S. Bank, N.A., Dated: December 10, 2009.

TRANSACTION AGENT: NONE TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: NONE LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: American Residential Mortgage, L.P. RESIDENTIAL MORTGAGE SERVICER: U.S. Bank Home Mortgage MORTGAGED PROPERTY ADDRESS: 8487 Corcoran Path, Inver Grove Heights, MN 55076 TAX PARCEL I.D. #: 20-71500-061-04 LEGAL DESCRIPTION OF PROPERTY: Unit No. 61, Condominium No. 106, Springwood Ponds, A Condominium Dakota County, Minnesota COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $120,800.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $115,229.98 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: February 25, 2010 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07.

TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on August 25, 2010.

MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: December 31, 2009.

U.S. Bank, N. A. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 19-616 4800190679 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2039064 1/14-2/18/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: March 20, 2003 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $154,880.00 MORTGAGOR(S): Darrow T Scroggins and Amy Scroggins, husband and wife

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wife MORTGAGEE: First Mortgage Financial Corporation DATE AND PLACE OF RECORDING: Recorded: May 01, 2003 Dakota County Recorder Document Number: 2040932 ASSIGNMENTS OF MORTGAGE: And assigned to: TCF Mortgage Corporation Dated: March 25, 2003 Recorded: May 01, 2003 Dakota County Recorder Document Number: 2040933 And assigned to: Mortgage Electronic Registration Systems, Inc. Dated: May 01, 2006 Recorded: May 12, 2006 Dakota County Recorder Document Number: 2428783 And assigned to: U.S. Bank National Association Dated: December 28, 2009 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100021248001830080 Lender or Broker: First Mortgage Financial Corporation Residential Mortgage Servicer: U.S. Bank Home Mortgage Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 15105 County Road 5, Burnsville, MN 55306-5319 Tax Parcel ID Number: 02-54550-110-04 LEGAL DESCRIPTION OF PROPERTY: Lot 11, Block 4, Orchard Manor, according to the plat thereof on file or of record in the Office of the County Recorder in and for Dakota County, Minnesota.

AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $128,461.97 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: March 04, 2010 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns.

If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on September 04, 2010, or the next business day if September 04, 2010 falls on a Saturday, Sunday or legal holiday.

Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: January 14, 2010 ASSIGNEE OF MORTGAGEE: U.S. Bank National Association Wilford & Geske, P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 011340F01 2037666 1/14-2/18/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: September 8, 2006 MORTGAGORS: Cynthia Cervantes and Fernando Cervantes, wife and husband.

MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded September 20, 2006, Dakota County Recorder, Document No. 2462670.

ASSIGNMENTS OF MORTGAGE: Assigned to: Deutsche Bank National Trust Company, as Trustee for First Franklin Mortgage Loan Trust 2006-FF16, Asset-Backed Certificates,

2006 FF16, Asset Backed Certificates, Series 2006-FF16, Dated: December 9, 2009.

TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100425240010107768 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: First Franklin RESIDENTIAL MORTGAGE SERVICER: Home Loan Services, Inc. MORTGAGED PROPERTY ADDRESS: 4449 Clover Lane Unit B, Eagan, MN 55122 TAX PARCEL I.D. #: 10-22750-050-03 LEGAL DESCRIPTION OF PROPERTY: Lot 5, Block 3, Eden Addition, together with the benefits as contained in Document No. 561844, Dakota County, Minnesota.

COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $150,800.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $155,251.15 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: March 4, 2010 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07.

TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on September 7, 2010.

MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: January 6, 2010.

Deutsche Bank National Trust Company, as trustee Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 76-3557 1044763672 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2039170 1/14-2/18/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: May 24, 2004 MORTGAGOR: Joseph F. Deleon, a single person.

MORTGAGEE: C h a s e M a n h a t t a n Mortgage Corporation N/K/A Chase Home Finance LLC. DATE AND PLACE OF RECORDING: Registered July 19, 2004, Dakota County Registrar of Titles, Document No. 542273, Certificate of Title No. 122322.

ASSIGNMENTS OF MORTGAGE: NONE Said Mortgage being Registered Land.

TRANSACTION AGENT: NONE TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: NONE LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Chase Manhattan Mortgage Corporation N/K/A Chase Home Finance LLC RESIDENTIAL MORTGAGE SERVICER: Chase Home Finance LLC MORTGAGED PROPERTY ADDRESS: 7951 Conroy Way, Inver Grove Heights, MN 55076 TAX PARCEL I.D. #: 20-36521-110-06 LEGAL DESCRIPTION OF PROPERTY: Lot 11, Block 6, Inver Grove No. 2.

COUNTY IN WHICH PROPERTY IS

COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $173,300.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $165,303.87 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: March 10, 2010 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07.

TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on September 10, 2010.

MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: January 6, 2010.

Chase Home Finance LLC Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 30-7665 1193178248 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2039262 1/14-2/18/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: May 30, 2007 MORTGAGOR: Amanda Berendt, a single person.

MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded June 15, 2007, Dakota County Recorder, Document No. 2524407.

ASSIGNMENTS OF MORTGAGE: Assigned to: Chase Home Finance LLC, Dated: June 18, 2009, Recorded: June 24, 2009, Document No. 2666354.

TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100131022606928251 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: American Mortgage Network, Inc. RESIDENTIAL MORTGAGE SERVICER: Chase Home Finance LLC MORTGAGED PROPERTY ADDRESS: 7441 143rd Street Court West, Apple Valley, MN 55124 TAX PARCEL I.D. #: 01-31102-010-01 LEGAL DESCRIPTION OF PROPERTY: Lot 1, Block 1, Greenleaf Townhouses 3rd Addition, Dakota County, Minnesota.

COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $134,500.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $152,005.94 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: March 11, 2010 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e ,

PLACE OF SALE: S h e r i f f s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07.

TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on September 13, 2010.

MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: January 7, 2010.

Chase Home Finance LLC Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 30-7623 1980174748 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2039465 1/14-2/18/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: April 5, 2007 MORTGAGORS: Thomas J. Kyllo and Caroline E. Kolesar, both single.

MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded May 11, 2007, Dakota County Recorder, Document No. 2516434.

ASSIGNMENTS OF MORTGAGE: Assigned to: Chase Home Finance LLC, Dated: January 5, 2010.

TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100015901074406786 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: CTX Mortgage Company, LLC RESIDENTIAL MORTGAGE SERVICER: Chase Home Finance LLC MORTGAGED PROPERTY ADDRESS: 19873 Escalade Way, Farmington, MN 55024 TAX PARCEL I.D. #: 14-16600-040-06 LEGAL DESCRIPTION OF PROPERTY: Lot 4, Block 6, Charleswood Crossing.

COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $324,372.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $345,079.02 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: March 11, 2010 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07.

TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on September 13, 2010.

MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR

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BY LAW FOR By: Paul A. Weingarden REDEMPTION BY THE MORTGAGOR, Attorneys for Mortgagee/Assignee of THE MORTGAGOR'S PERSONAL REP- Mortgagee RESENTATIVES OR ASSIGNS, MAY BE 4500 Park Glen Road #300 REDUCED TO FIVE WEEKS IF A JUDI- Minneapolis, MN 55416 CIAL ORDER IS ENTERED UNDER (952) 925-6888 30-7712 MINNESOTA STATUTES, SECTION 5 8 2 . 0 3 2 , D E T E R M I N I N G , A M O N G 1960568616 OTHER THINGS, THAT THE MORT- THIS IS A COMMUNICATION FROM GAGED PREMISES ARE IMPROVED A DEBT COLLECTOR. 1/14-2/18/10 WITH A RESIDENTIAL DWELLING OF 2039239 LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E NOTICE OF ABANDONED." MORTGAGE FORECLOSURE SALE Dated: January 6, 2010.

NOTICE IS HEREBY GIVEN that Chase Home Finance LLC default has occurred in the conditions Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. of the following described mortgage: DATE OF MORTGAGE: August 17, By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of 2004 ORIGINAL PRINCIPAL AMOUNT OF Mortgagee MORTGAGE: $224,000.00 4500 Park Glen Road #300 MORTGAGOR(S): Jose P Rubio and Minneapolis, MN 55416 Darla A Rubio, husband and wife (952) 925-6888 MORTGAGEE: Wells Fargo Bank, 30-6891 N.A. successor by merger to Wells 1911355732 THIS IS A COMMUNICATION FROM Fargo Bank Southwest, N.A. formerly known as Wachovia Mortgage, FSB fka A DEBT COLLECTOR. 2039272 1/14-2/18/10 World Savings Bank, FSB DATE AND PLACE OF RECORDING: Recorded: October 29, 2004 Dakota County Recorder Document Number: 2262582 NOTICE OF Transaction Agent: Not Applicable MORTGAGE FORECLOSURE SALE Transaction Agent Mortgage IdentifiTHE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF cation Number: Not Applicable Lender or Broker: Wells Fargo Bank, THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS N.A. successor by merger to Wells Fargo Bank Southwest, N.A. formerly NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that known as Wachovia Mortgage, FSB fka default has occurred in conditions of World Savings Bank, FSB the following described mortgage: Residential Mortgage Servicer: DATE OF MORTGAGE: S e p t e m b e r Wachovia Mortgage, FSB 30, 2005 Mortgage Originator: Not Applicable MORTGAGORS: David B. Freedman COUNTY IN WHICH PROPERTY IS and Siew Keng Freedman, husband LOCATED: Dakota and wife.

Property Address: 2629 Borden Way, MORTGAGEE: Mortgage Electronic Inver Grove Heights, MN 55076-2009 Tax Parcel ID Number: Registration Systems, Inc. DATE AND PLACE OF RECORDING: 20-81300-040-03 Recorded January 18, 2006, Dakota LEGAL DESCRIPTION OF PROPC o u n t y R e c o r d e r , D o c u m e n t N o . ERTY: Lot Four (4), Block Three (3), 2397835.

Valley Heights Addition ASSIGNMENTS OF MORTGAGE: AMOUNT DUE AND CLAIMED TO BE Assigned to: Chase Home Finance LLC, D U E A S O F D A T E O F N O T I C E : $251,258.43 Dated: December 31, 2009.

TRANSACTION AGENT: Mortgage THAT all pre-foreclosure requireElectronic Registration Systems, Inc. ments have been complied with; that T R A N S A C T I O N A G E N T ' S M O R T - no action or proceeding has been instiGAGE IDENTIFICATION NUMBER ON tuted at law or otherwise to recover the MORTGAGE: 100013900801163464 debt secured by said mortgage, or any LENDER OR BROKER AND MORT- part thereof; PURSUANT to the power of sale conGAGE ORIGINATOR STATED ON MORTGAGE: Irwin Mortgage Corpora- t a i n e d i n s a i d m o r t g a g e , t h e tion above-described property will be sold R E S I D E N T I A L M O R T G A G E S E R - by the Sheriff of said county as folVICER: Chase Home Finance LLC lows: MORTGAGED PROPERTY ADDRESS: DATE AND TIME OF SALE: March 3970 Worchester Drive, Eagan, MN 01, 2010 at 10:00 AM PLACE OF SALE: Dakota County 55123 TAX PARCEL I.D. #: 10-32990-030-01 Law Enforcement Center, 1580 HighLEGAL DESCRIPTION OF PROP- way 55, Lobby S-100, Hastings, MinneERTY: sota Lot 3, Block 1, Hills of Stonebridge. to pay the debt secured by said mortCOUNTY IN WHICH PROPERTY IS gage and taxes, if any, on said preLOCATED: Dakota mises and the costs and disburseORIGINAL PRINCIPAL AMOUNT OF ments, including attorney fees allowed MORTGAGE: $240,000.00 by law, subject to redemption within AMOUNT DUE AND CLAIMED TO BE six (6) months from the date of said DUE AS OF DATE OF NOTICE, INCLUD- sale by the mortgagor(s), their perING TAXES, IF ANY, PAID BY MORT- sonal representatives or assigns.

GAGEE: $233,845.86 If the Mortgage is not reinstated That prior to the commencement of under Minn. Stat. §580.30 or the propthis mortgage foreclosure proceeding erty is not redeemed under Minn. Stat.

Mortgagee/Assignee of Mortgagee com- §580.23, the Mortgagor must vacate plied with all notice requirements as the property on or before 11:59 p.m. on required by statute; That no action or September 01, 2010, or the next busiproceeding has been instituted at law ness day if September 01, 2010 falls on o r o t h e r w i s e t o r e c o v e r t h e d e b t a Saturday, Sunday or legal holiday. secured by said mortgage, or any part Mortgagor(s) released from financial thereof; obligation: NONE PURSUANT to the power of sale conTHIS COMMUNICATION IS FROM tained in said mortgage, the above A DEBT COLLECTOR ATTEMPTdescribed property will be sold by the ING TO COLLECT A DEBT. ANY Sheriff of said county as follows: INFORMATION OBTAINED WILL BE DATE AND TIME OF SALE: March 9, USED FOR THAT PURPOSE. 2010 at 10:00 AM THE RIGHT TO VERIFICATION OF PLACE OF SALE: S h e r i f f ' s O f f i c e , THE DEBT AND IDENTITY OF THE Law Enforcement Center, 1580 Hwy ORIGINAL CREDITOR WITHIN THE 55, Lobby #S-100, Hastings, MN TIME PROVIDED BY LAW IS NOT to pay the debt then secured by said AFFECTED BY THIS ACTION. Mortgage, and taxes, if any, on said THE TIME ALLOWED BY LAW FOR premises, and the costs and disburse- REDEMPTION BY THE MORTGAGOR, m e n t s , i n c l u d i n g a t t o r n e y s ' f e e s THE MORTGAGOR'S PERSONAL REPallowed by law subject to redemption RESENTATIVES OR ASSIGNS, MAY BE within six (6) months from the date of REDUCED TO FIVE WEEKS IF A JUDIsaid sale by the mortgagor(s), their CIAL ORDER IS ENTERED UNDER personal representatives or assigns MINNESOTA STATUTES, SECTION unless reduced to Five (5) weeks under 5 8 2 . 0 3 2 , D E T E R M I N I N G , A M O N G MN Stat. §580.07.

OTHER THINGS, THAT THE MORTTIME AND DATE TO VACATE PROP- GAGED PREMISES ARE IMPROVED E R T Y : I f t h e r e a l e s t a t e i s a n WITH A RESIDENTIAL DWELLING OF owner-occupied, single-family dwell- LESS THAN FIVE UNITS, ARE NOT ing, unless otherwise provided by law, PROPERTY USED IN AGRICULTURAL the date on or before which the mort- PRODUCTION, AND ARE ABANDONED. gagor(s) must vacate the property if the DATED: January 14, 2010 mortgage is not reinstated under secMORTGAGEE: Wells Fargo tion 580.30 or the property is not Bank, N.A. successor by merger redeemed under section 580.23 is to Wells Fargo Bank Southwest, 11:59 p.m. on September 9, 2010.

N.A. formerly known as MORTGAGOR(S) RELEASED FROM Wachovia Mortgage, FSB fka FINANCIAL OBLIGATION ON MORTWorld Savings Bank, FSB GAGE: None Wilford & Geske, P.A. "THE TIME ALLOWED BY LAW FOR Attorneys for Mortgagee REDEMPTION BY THE MORTGAGOR, Lawrence A. Wilford THE MORTGAGOR'S PERSONAL REP- James A. Geske RESENTATIVES OR ASSIGNS, MAY BE 8425 Seasons Parkway, Suite 105 REDUCED TO FIVE WEEKS IF A JUDI- Woodbury, MN 55125-4393 CIAL ORDER IS ENTERED UNDER (651) 209-3300 MINNESOTA STATUTES, SECTION File Number: 011495F01 5 8 2 . 0 3 2 , D E T E R M I N I N G , A M O N G 2038285 1/14-2/18/10 OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF NOTICE OF LESS THAN FIVE UNITS, ARE NOT MORTGAGE FORECLOSURE SALE PROPERTY USED IN AGRICULTURAL HEREBY GIVEN that I S N O T I C E P R O D U C T I O N , A N D A R E default has occurred in the conditions ABANDONED." of the following described mortgage: Dated: January 7, 2010.

DATE OF MORTGAGE: June 30, 2006 Chase Home Finance LLC ORIGINAL PRINCIPAL AMOUNT OF Mortgagee/Assignee of Mortgagee MORTGAGE: $191,496.00 USSET, WEINGARDEN AND LIEBO, P.L.L.P. MORTGAGOR(S): Gloria Olga Chavez By: Paul A. Weingarden and Hector Chavez, wife and husband MORTGAGEE: Mortgage Electronic Registration Systems, Inc.

PUBLIC NOTICE

PUBLIC NOTICE

PUBLIC NOTICE

���������� �� ���� �����

��� �������� ��� ���� ������LOCATED: ������ ������� Dakota ORIGINAL PRINCIPAL AMOUNT OF ���������� ���� ��������� Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded: August 14, 2006 Dakota County Recorder Document Number: 2453342 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100194450002252915 Lender or Broker: Fremont Investment and Loan Residential Mortgage Servicer: Litton Loan Servicing, LP Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 15021 Tyacke Dr, Burnsville, MN 55306-5039 Tax Parcel ID Number: 02-18601-010-04 LEGAL DESCRIPTION OF PROPERTY: Lot 1, Block 4, Crystal Lake Terrace Second Addition, Dakota County, Minnesota.

AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $213,399.12 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: March 08, 2010 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns.

If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on September 08, 2010, or the next business day if September 08, 2010 falls on a Saturday, Sunday or legal holiday.

Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: January 21, 2010 MORTGAGEE: Mortgage Electronic Registration Systems, Inc. Wilford & Geske, P.A. Attorneys for Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 011868F01 2042178 1/21-2/25/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: J u n e 2 9 , 2007 MORTGAGOR: E l i z a b e t h T r a v i s , a single person.

MORTGAGEE: ABN Amro Mortgage Group, Inc. NKA CitiMortgage, Inc DATE AND PLACE OF RECORDING: Registered October 9, 2007, Dakota County Registrar of Titles, Document No. 618516, Certificate of Title No. 143578.

ASSIGNMENTS OF MORTGAGE: NONE Said Mortgage being Registered Land.

TRANSACTION AGENT: NONE TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: NONE LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: ABN Amro Mortgage Group, Inc. RESIDENTIAL MORTGAGE SERVICER: CitiMortgage, Inc. MORTGAGED PROPERTY ADDRESS: 966 Roberts Street South #103, West Saint Paul, MN 55118 TAX PARCEL I.D. #: 2-83400-103-05 LEGAL DESCRIPTION OF PROPERTY: Unit 966103, Common Interest Community Number 481, Twin Pines Condominiums, Dakota County, Minnesota.

COUNTY IN WHICH PROPERTY IS LOCATED: Dakota

MORTGAGE: $83,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $83,765.82 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: March 16, 2010 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07.

TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on September 16, 2010.

MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: January 13, 2010.

CitiMortgage, Inc. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 10-2983 656639137 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2046834 1/21-2/25/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: A u g u s t 2 8 , 2006 MORTGAGORS: Victor H. Montesdeoca and Rosa Evelia Moreno Godoy, husband and wife.

MORTGAGEE: Moneylink, Inc..

DATE AND PLACE OF RECORDING: Recorded September 19, 2006, Dakota County Recorder, Document No. 2462412.

ASSIGNMENTS OF MORTGAGE: Assigned to: JPMorgan Chase Bank, N.A., Dated: August 28, 2006, Recorded: September 19, 2006, Document No. 2462413. And thereafter assigned to: Chase Home Finance LLC, Dated: January 5, 2010.

TRANSACTION AGENT: NONE TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: NONE LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Moneylink, Inc. RESIDENTIAL MORTGAGE SERVICER: Chase Home Finance LLC MORTGAGED PROPERTY ADDRESS: 883 Stryker Avenue, West Saint Paul, MN 55118 TAX PARCEL I.D. #: 42-38000-020-22 LEGAL DESCRIPTION OF PROPERTY: Lot 2, Block 22, Jackson & Bidwell's Addition to West St. Paul, Dakota County, Minnesota COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $194,900.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $216,401.77 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: March 16, 2010 at 10:00 AM

16, 2010 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07.

TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on September 16, 2010.

MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: January 13, 2010.

Chase Home Finance LLC Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 30-7597 1064079750 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2045767 1/21-2/25/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: November 29, 2001 MORTGAGOR: Heather S. Briggs, a single person.

MORTGAGEE: M i n n e s o t a H o m e Mortgage Corporation.

DATE AND PLACE OF RECORDING: Recorded January 14, 2002, Dakota County Recorder, Document No. 1850299.

ASSIGNMENTS OF MORTGAGE: Assigned to: TCF Mortgage Corporation, Dated: November 29, 2001, Recorded: January 14, 2002, Document No. 1850300. And thereafter assigned to: Mortgage Electronic Registration Systems, Inc., Dated: May 2, 2006, Recorded: May 8, 2006, Document No. 2426739. And thereafter assigned to: U.S. Bank, N.A., Dated: January 4, 2010.

TRANSACTION AGENT: NONE TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: NONE LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Minnesota Home Mortgage Corporation RESIDENTIAL MORTGAGE SERVICER: U.S. Bank Home Mortgage MORTGAGED PROPERTY ADDRESS: 14085 Plymouth Avenue, Burnsville, MN 55337 TAX PARCEL I.D. #: 02-58450-098-03 LEGAL DESCRIPTION OF PROPERTY: Unit No. 98, Common Interest Community No. 148, Bristol Ridge Carriage Homes, Dakota County, MN COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $120,330.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $111,701.65 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: March 16, 2010 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07.

TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwell-

owner occupied, single family dwell ing, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on September 16, 2010.

MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: January 13, 2010.

U.S. Bank, N. A. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 19-656 4800173736 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2046743 1/21-2/25/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: January 07, 2004 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $70,000.00 MORTGAGOR(S): Dona L Synstegard, a single person MORTGAGEE: Postal Credit Union DATE AND PLACE OF RECORDING: Recorded: January 29, 2004 Dakota County Recorder Document Number: 2169863 Transaction Agent: Not Applicable Transaction Agent Mortgage Identification Number: Not Applicable Lender or Broker: Postal Credit Union Residential Mortgage Servicer: Postal Credit Union Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 4204 Yew Pt, Eagan, MN 55122-1892 Tax Parcel ID Number: 10-14800-370-01 LEGAL DESCRIPTION OF PROPERTY: Lot 37, Block 1, Boulder Ridge, Dakota County, Minnesota.

AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $67,773.53 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: March 11, 2010 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns.

If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on September 11, 2010, or the next business day if September 11, 2010 falls on a Saturday, Sunday or legal holiday.

Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: January 21, 2010

DATED: January 21, 2010 MORTGAGEE: Postal Credit Union Wilford & Geske, P.A. Attorneys for Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 011627F01 2043292 1/21-2/25/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: June 22, 2006 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $178,448.00 MORTGAGOR(S): Jamie L Lindquist, an unmarried woman MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded: July 06, 2006 Dakota County Recorder Document Number: 2443016 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100010401451739698 Lender or Broker: Suntrust Mortgage, Inc. Residential Mortgage Servicer: Litton Loan Servicing, LP Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 823 Tamarack Trl, Farmington, MN 55024-7128 Tax Parcel ID Number: 14-74902-205-06 LEGAL DESCRIPTION OF PROPERTY: Unit No. 1205, Tamarack Ridge Carriage Homes, Common Interest Community No. 294 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $180,669.07 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: March 08, 2010 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns.

If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on September 08, 2010, or the next business day if September 08, 2010 falls on a Saturday, Sunday or legal holiday.

Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: January 21, 2010 MORTGAGEE: Mortgage Electronic Registration Systems, Inc. Wilford & Geske, P.A. Attorneys for Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 011975F01 2044882 1/21-2/25/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: J u n e 1 1 , 2001 MORTGAGORS: D w a y n e K . S m i t h and Elizabeth Smith, husband and wife.

MORTGAGEE: ABN Amro Mortgage Group, Inc. NKA CitiMortgage, Inc..

DATE AND PLACE OF RECORDING: Recorded July 13, 2001, Dakota County Recorder, Document No. 1792251.

ASSIGNMENTS OF MORTGAGE: NONE

NONE TRANSACTION AGENT: NONE TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: NONE LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: ABN Amro Mortgage Group, Inc. NKA CitiMortgage, Inc. RESIDENTIAL MORTGAGE SERVICER: CitiMortgage, Inc. MORTGAGED PROPERTY ADDRESS: 13645 Everton Avenue, Apple Valley, MN 55124 TAX PARCEL I.D. #: 01-31105-030-07 LEGAL DESCRIPTION OF PROPERTY: Lot 3, Block 7, Greenleaf Townhouses Sixth Addition, Dakota County, Minnesota.

COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $139,400.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $136,298.05 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: March 16, 2010 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07.

TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on September 16, 2010.

MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: January 13, 2010.

CitiMortgage, Inc. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 10-3097 615124776 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2046809 1/21-2/25/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: M a r c h 3 , 2009 MORTGAGORS: Darcie Christensen and Robert Christensen, wife and husband.

MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded April 23, 2009, Dakota County Recorder, Document No. 2652001.

ASSIGNMENTS OF MORTGAGE: Assigned to: CitiMortgage, Inc., Dated: January 6, 2010.

TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100026900031092348 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Bell America Mortgage LLC d/b/a Bell Mortgage RESIDENTIAL MORTGAGE SERVICER: CitiMortgage, Inc. MORTGAGED PROPERTY ADDRESS: 3683 West 155th Street, Rosemount, MN 55068 TAX PARCEL I.D. #: 34-54100-060-02 LEGAL DESCRIPTION OF PROPERTY: Lot 6, Block 2, O'Leary's Hills, Dakota County, Minnesota.

COUNTY IN WHICH PROPERTY IS LOCATED: Dakota

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LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $137,750.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $140,813.31 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: March 16, 2010 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07.

TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on September 16, 2010.

MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: January 12, 2010.

CitiMortgage, Inc. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 10-3000 1120630571 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2044720 1/21-2/25/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: A u g u s t 2 , 2002 MORTGAGORS: Terry L. Fransen and Cassandra R. Fransen f/k/a Cassandra R. Jarrett, husband and wife.

MORTGAGEE: Chase Home Finance LLC f/k/a Chase Manhattan Mortgage Corporation.

DATE AND PLACE OF RECORDING: Recorded September 17, 2002, Dakota County Recorder, Document No. 1936522.

ASSIGNMENTS OF MORTGAGE: NONE TRANSACTION AGENT: NONE TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: NONE LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Chase Manhattan Mortgage Corporation RESIDENTIAL MORTGAGE SERVICER: Chase Home Finance LLC MORTGAGED PROPERTY ADDRESS: 4467 Fawn Ridge Trail, Saint Paul, MN 55123 TAX PARCEL I.D. #: 10-25800-160-01 LEGAL DESCRIPTION OF PROPERTY: LOT SIXTEEN (16) BLOCK (1), FAWN RIDGE, DAKOTA COUNTY, MINNESOTA. COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $200,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $179,640.50 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: March 9, 2010 at 10:00 AM

2010 at 10:00 AM PLACE OF SALE: Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07.

TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on September 9, 2010.

MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: January 14, 2010.

Chase Home Finance LLC Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 30-7046 1583616460 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2045853 1/21-2/25/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: December 19, 2005 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $158,949.00 MORTGAGOR(S): Katie K. Gottas, a single woman (aka Katie Sullivan) and Robert J. Sullivan, a single man MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF REGISTERING: Registered: December 29, 2005 Dakota County Registrar of Titles Document Number: 581892 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100025440002899356 Lender or Broker: Lehman Brothers Bank, FSB Residential Mortgage Servicer: Aurora Loan Services, LLC Mortgage Originator: Not Applicable CERTIFICATE OF TITLE NUMBER: 138490 COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 17410 Gettysburg Way # 181, Lakeville, MN 55044-4006 Tax Parcel ID Number: 22-18604-181-24 LEGAL DESCRIPTION OF PROPERTY: Unit No. 24181, CIC No. 424, Crossroads Condominium, Dakota County, Minnesota.

AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $155,181.07 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; that this is registered property; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: March 11, 2010 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns.

If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on September 11, 2010, or the next business day if September 11, 2010 falls on a Saturday, Sunday or legal holiday.

Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION.

AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: January 21, 2010 MORTGAGEE: Mortgage Electronic Registration Systems, Inc. Wilford & Geske, P.A. Attorneys for Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 011700F01 2046406 1/21-2/25/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: August 23, 2007 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $220,286.00 MORTGAGOR(S): Brandon C. and Wendy M. Frederickson, Husband and Wife MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded: September 10, 2007 Dakota County Recorder Document Number: 2542845 LOAN MODIFICATION: Dated: July 17, 2008 Recorded: September 09, 2008 Document Number: 2612128 ASSIGNMENTS OF MORTGAGE: And assigned to: BAC Home Loans Servicing, L.P. Dated: January 13, 2010 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100020000450082403 Lender or Broker: Burnet Home Loans Residential Mortgage Servicer: BAC Home Loans Servicing, L.P. Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 5190 183rd St W, Farmington, MN 55024-8704 Tax Parcel ID Number: 14-19505-100-06 LEGAL DESCRIPTION OF PROPERTY: Lot Ten (10), Block Six (6), Dakota County Estates 6th Addition, Dakota County, Minnesota.

AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $222,499.99 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: March 09, 2010 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns.

If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on September 09, 2010, or the next business day if September 09, 2010 falls on a Saturday, Sunday or legal holiday.

Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: January 21, 2010 ASSIGNEE OF MORTGAGEE: BAC Home Loans Servicing, L.P. Wilford & Geske, P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 011729F01 2043715 1/21-2/25/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: June 15, 2005 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $181,440.00 MORTGAGOR(S): John Schwartz, a single man, and Rebekah Tarnowski, a single woman MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded: August 04, 2005 Dakota County Recorder Document Number: 2347763 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100232301120013941 Lender or Broker: Centennial Mortgage & Funding, Inc. Residential Mortgage Servicer: Aurora Loan Services, LLC Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 2191 Rocky Rapids Way, Eagan, MN 55122-1938 Tax Parcel ID Number: 10-22426-908-03 LEGAL DESCRIPTION OF PROPERTY: Unit 1908, The Enclave at River Ridge, Common Interest Community No. 189, Dakota County, Minnesota.

AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $187,223.71 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: March 08, 2010 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns.

If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on September 08, 2010, or the next business day if September 08, 2010 falls on a Saturday, Sunday or legal holiday.

Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: January 21, 2010 MORTGAGEE: Mortgage Electronic Registration Systems, Inc. Wilford & Geske, P.A. Attorneys for Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 011116F01 2046098 1/21-2/25/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN: That default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: August 26, 2005 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $384,000.00 MORTGAGOR(S): Donna M Bunes, a married woman MORTGAGEE: New Century Mortgage Corporation SERVICER: Ocwen Loan Servicing, LLC LENDER: New Century Mortgage Corporation.

DATE AND PLACE OF FILING: Dakota County Minnesota, Recorder, on September 20, 2005, as Document No. 2362324 ASSIGNED TO: Deutsche Bank National Trust Company, As Trustee For The Registered Holders Of New Century Home Equity Loan Trust, Series 2005-B, Asset Backed Pass-Through Certificates Dated: November 1, 2005 and

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d gage and�������� v e m b e r 1������ , 2 0 0 5 a n������� D a t e d : N o ������ taxes, if ��� any,���� on said pre recorded January 28, 2009 by Docu- mises and the costs and disbursement No. 2633292 . ments, including attorney fees allowed L E G A L D E S C R I P T I O N O F P R O P - by law, subject to redemption within ERTY: Lot 14 Block 2 Cedar Highlands six (6) months from the date of said 1st Addition sale by the mortgagor(s), their perPROPERTY ADDRESS: 7423 170th sonal representatives or assigns.

Street West, Lakeville, MN 55044 If the Mortgage is not reinstated PROPERTY I.D: 22-1670-01-40-02 under Minn. Stat. §580.30 or the propCOUNTY IN WHICH PROPERTY IS erty is not redeemed under Minn. Stat.

LOCATED: Dakota §580.23, the Mortgagor must vacate THE AMOUNT CLAIMED TO BE DUE the property on or before 11:59 p.m. on ON THE MORTGAGE ON THE DATE OF September 11, 2010, or the next busiT H E N O T I C E : F o u r H u n d r e d ness day if September 11, 2010 falls on Twenty-One Thousand Three Hundred a Saturday, Sunday or legal holiday.

Seventeen and 29/100 ($421,317.29) Mortgagor(s) released from financial THAT no action or proceeding has obligation: NONE been instituted at law to recover the THIS COMMUNICATION IS FROM debt secured by said mortgage, or any A DEBT COLLECTOR ATTEMPTpart thereof; that there has been com- ING TO COLLECT A DEBT. ANY pliance with all pre-foreclosure notice INFORMATION OBTAINED WILL BE and acceleration requirements of said USED FOR THAT PURPOSE. mortgage, and/or applicable statutes; THE RIGHT TO VERIFICATION OF PURSUANT, to the power of sale con- THE DEBT AND IDENTITY OF THE tained in said mortgage, the above ORIGINAL CREDITOR WITHIN THE described property will be sold by the T I M E P R O V I D E D B Y L A W I S N O T Sheriff of said county as follows: AFFECTED BY THIS ACTION. DATE AND TIME OF SALE: 10:00 AM THE TIME ALLOWED BY LAW FOR on March 9, 2010 REDEMPTION BY THE MORTGAGOR, PLACE OF SALE: Sheriff`s M a i n THE MORTGAGOR'S PERSONAL REPOffice, Law Enforcement Center, 1580 RESENTATIVES OR ASSIGNS, MAY BE Highway 55, Hastings MN 55033-2343 REDUCED TO FIVE WEEKS IF A JUDIto pay the debt then secured by said CIAL ORDER IS ENTERED UNDER mortgage and taxes, if any actually MINNESOTA STATUTES, SECTION paid by the mortgagee, on the pre- 5 8 2 . 0 3 2 , D E T E R M I N I N G , A M O N G mises and the costs and disburse- OTHER THINGS, THAT THE MORTments allowed by law.

GAGED PREMISES ARE IMPROVED The time allowed by law for redemp- WITH A RESIDENTIAL DWELLING OF tion by said mortgagor(s), their per- LESS THAN FIVE UNITS, ARE NOT sonal representatives or assigns is 6 PROPERTY USED IN AGRICULTURAL months from the date of sale.

PRODUCTION, AND ARE ABANDONED. "THE TIME ALLOWED BY LAW FOR DATED: January 21, 2010 REDEMPTION BY THE MORTGAGOR, ASSIGNEE OF MORTGAGEE: THE MORTGAGOR`S PERSONAL REPBAC Home Loans Servicing, LP RESENTATIVES OR ASSIGNS, MAY BE Wilford & Geske, P.A. REDUCED TO FIVE WEEKS IF A JUDI- Attorneys for Assignee of Mortgagee CIAL ORDER IS ENTERED UNDER Lawrence A. Wilford MINNESOTA STATUTES, SECTION James A. Geske 5 8 2 . 0 3 2 , D E T E R M I N I N G , A M O N G 8425 Seasons Parkway, Suite 105 OTHER THINGS, THAT THE MORT- Woodbury, MN 55125-4393 GAGED PREMISES ARE IMPROVED (651) 209-3300 WITH A RESIDENTIAL DWELLING OF File Number: 010230F01 LESS THAN FIVE UNITS, ARE NOT 2047145 1/21-2/25/10 PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." NOTICE OF Dated: January 21, 2010 MORTGAGE FORECLOSURE SALE Deutsche Bank National Trust THE RIGHT TO VERIFICATION Company, As Trustee For The RegOF THE DEBT AND IDENTITY OF istered Holders Of New Century THE ORIGINAL CREDITOR WITHIN Home Equity Loan Trust, Series THE TIME PROVIDED BY LAW IS 2005-B, Asset Backed NOT AFFECTED BY THIS ACTION. Pass-Through Certificates NOTICE IS HEREBY GIVEN, that Randall S. Miller & Associates, P.C. A t t o r n e y s f o r A s s i g n e e o f default has occurred in conditions of the following described mortgage: Mortgage/Mortgagee DATE OF MORTGAGE: J a n u a r y 2 1 , One Financial Plaza, 2004 120 South Sixth Street, Suite 1100 MORTGAGOR: Jeff H. B e t t e r l e y , a Minneapolis, MN 55402 single person.

Phone: 612-573-3677 MORTGAGEE: Mortgage Electronic Our File No. 09MN00144-1 THIS IS A COMMUNICATION FROM Registration Systems, Inc. DATE AND PLACE OF RECORDING: A DEBT COLLECTOR. Recorded February 9, 2004, Dakota ASAP# 3414402 01/21/2010, 01/28/2010, 02/04/2010, C o u n t y R e c o r d e r , D o c u m e n t N o .

2173919.

02/11/2010, 02/18/2010, 02/25/2010 ASSIGNMENTS OF MORTGAGE: 2044911 1/21-2/25/10 Assigned to: CitiMortgage, Inc., Dated: January 8, 2010.

TRANSACTION AGENT: Mortgage NOTICE OF Electronic Registration Systems, Inc. MORTGAGE FORECLOSURE SALE TRANSACTION AGENT'S MORTN O T I C E I S H E R E B Y G I V E N t h a t GAGE IDENTIFICATION NUMBER ON default has occurred in the conditions MORTGAGE: 100249110000025391 of the following described mortgage: LENDER OR BROKER AND MORTDATE OF MORTGAGE: September G A G E O R I G I N A T O R S T A T E D O N 10, 2007 MORTGAGE: Marketplace Home MortORIGINAL PRINCIPAL AMOUNT OF gage MORTGAGE: $219,000.00 RESIDENTIAL MORTGAGE SERMORTGAGOR(S): Steven Howser, a VICER: CitiMortgage, Inc. single man MORTGAGED PROPERTY ADDRESS: MORTGAGEE: Mortgage Electronic 505 Whispering Lane, Hastings, MN Registration Systems, Inc. 55033 DATE AND PLACE OF RECORDING: TAX PARCEL I.D. #: 19-83953-040-03 Recorded: September 25, 2007 LEGAL DESCRIPTION OF PROPDakota County Recorder ERTY: Document Number: 2546256 Lot 4, Block 3, Whispering Oaks 4th ASSIGNMENTS OF MORTGAGE: Addition, according to the recorded And assigned to: BAC Home Loans plat thereof, and situate in Dakota Servicing, LP County, Minnesota.

Dated: January 19, 2010 COUNTY IN WHICH PROPERTY IS Transaction Agent: Mortgage Elec- LOCATED: Dakota tronic Registration Systems, Inc. ORIGINAL PRINCIPAL AMOUNT OF Transaction Agent Mortgage Identifi- MORTGAGE: $108,000.00 cation Number: 100315900000058452 AMOUNT DUE AND CLAIMED TO BE Lender or Broker: River City Mort- DUE AS OF DATE OF NOTICE, INCLUDgage & Financial LLC ING TAXES, IF ANY, PAID BY MORTResidential Mortgage Servicer: BAC GAGEE: $102,046.22 Home Loans Servicing, L.P. That prior to the commencement of Mortgage Originator: Not Applicable this mortgage foreclosure proceeding COUNTY IN WHICH PROPERTY IS Mortgagee/Assignee of Mortgagee comLOCATED: Dakota plied with all notice requirements as Property Address: 26026 Chippen- required by statute; That no action or dale Ave, Northfield, MN 55057-5318 proceeding has been instituted at law T a x P a r c e l I D N u m b e r : or otherwise to recover the debt 070290001029 secured by said mortgage, or any part L E G A L D E S C R I P T I O N O F P R O P - thereof; ERTY: The North Two Hundred Thirty PURSUANT to the power of sale con(230) Feet of the West Two Hundred tained in said mortgage, the above Sixty (260) feet of the North Four Hun- described property will be sold by the dred Sixty (460) feet of the Northwest Sheriff of said county as follows: Quarter of the Northwest Quarter DATE AND TIME OF SALE: March (NW1/4 of NW 1/4) of Section Twenty- 16, 2010 at 10:00 AM nine (29), Township One Hundred PLACE OF SALE: S h e r i f f ' s O f f i c e , Thirteen (113), Range Nineteen (19), Law Enforcement Center, 1580 Hwy Dakota County, Minnesota, according 55, Lobby #S-100, Hastings, MN to the Government Survey thereof to pay the debt then secured by said AMOUNT DUE AND CLAIMED TO BE Mortgage, and taxes, if any, on said D U E A S O F D A T E O F N O T I C E : premises, and the costs and disburse$225,352.81 ments, including attorneys' fees THAT all pre-foreclosure require- allowed by law subject to redemption ments have been complied with; that within six (6) months from the date of no action or proceeding has been insti- said sale by the mortgagor(s), their tuted at law or otherwise to recover the personal representatives or assigns debt secured by said mortgage, or any unless reduced to Five (5) weeks under part thereof; MN Stat. §580.07.

PURSUANT to the power of sale conTIME AND DATE TO VACATE PROPtained in said mortgage, the ERTY: If the real estate is an above-described property will be sold owner-occupied, single-family dwellby the Sheriff of said county as fol- ing, unless otherwise provided by law, lows: the date on or before which the mortDATE AND TIME OF SALE: March gagor(s) must vacate the property if the 11, 2010 at 10:00 AM mortgage is not reinstated under secPLACE OF SALE: Dakota County tion 580.30 or the property is not Law Enforcement Center, 1580 High- redeemed under section 580.23 is way 55, Lobby S-100, Hastings, Minne- 11:59 p.m. on September 16, 2010. sota MORTGAGOR(S) RELEASED FROM to pay the debt secured by said mortgage and taxes, if any, on said pre- ���������� �� ���� �����

PUBLIC NOTICE

PUBLIC NOTICE

��� �������� ��� ���� ������ ������ ������� MORTGAGEE: Mortgage Electronic Registration Systems, Inc. ���������� ���� ��������� MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: January 12, 2010.

CitiMortgage, Inc. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 10-3047 8361605 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2046794 1/21-2/25/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: March 06, 2007 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $203,000.00 MORTGAGOR(S): Yemane Girmay and Medhin Kahssay, Husband and Wife and Genet Dessalegne, a single woman MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded: April 06, 2007 Dakota County Recorder Document Number: 2508025 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100025440003688006 Lender or Broker: Lehman Brothers Bank, FSB Residential Mortgage Servicer: Aurora Loan Services, LLC Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 14440 Emerald Path, Apple Valley, MN 55124-6694 Tax Parcel ID Number: 01-23700-220-01 LEGAL DESCRIPTION OF PROPERTY: Lot 22, Block 1, Emerald Point First Addition, Dakota County, Minnesota.

AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $205,526.67 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: March 09, 2010 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns.

If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on September 09, 2010, or the next business day if September 09, 2010 falls on a Saturday, Sunday or legal holiday.

Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: January 21, 2010 MORTGAGEE: Mortgage Electronic

Wilford & Geske, P.A. Attorneys for Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 011707F01 2046039 1/21-2/25/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: September 29, 2003 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $177,837.00 MORTGAGOR(S): Edward Ketcham and Jennifer Ketcham, Husband and Wife MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded: November 07, 2003 Dakota County Recorder Document Number: 2137622 ASSIGNMENTS OF MORTGAGE: And assigned to: BAC Home Loans Servicing, LP Dated: January 18, 2010 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100177700000295824 Lender or Broker: Home Town Mortgage, Inc. Residential Mortgage Servicer: BAC Home Loans Servicing, L.P. Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 8221 Darcy Lane, Inver Grove Heights, MN 55125 Tax Parcel ID Number: 20.18291.490.01 LEGAL DESCRIPTION OF PROPERTY: Lot 49, Block 1, Concord Commons 2nd Addition.

AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $183,782.52 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: March 09, 2010 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns.

If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on September 09, 2010, or the next business day if September 09, 2010 falls on a Saturday, Sunday or legal holiday.

Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: January 21, 2010 ASSIGNEE OF MORTGAGEE: BAC Home Loans Servicing, LP Wilford & Geske, P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 011965F01 2046249 1/21-2/25/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: January 18, 2007 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $249,000.00 MORTGAGOR(S): Nancy Charlene Johnson, a single person MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded: January 31, 2007 Dakota County Recorder Document Number: 2492843 Transaction Agent: Mortgage Elec-

Transaction Agent: Mortgage Elec tronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 1000392-4160031026-5 Lender or Broker: First Magnus Financial Coporation Residential Mortgage Servicer: Aurora Loan Services, LLC Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 305 5th Ave S, South Saint Paul, MN 55075-2620 Tax Parcel ID Number: 36-64300-020-09 LEGAL DESCRIPTION OF PROPERTY: Lot 2, Block 9, Riverside Park Addition, Dakota County Minnesota.

AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $256,861.68 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: March 11, 2010 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns.

If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on September 11, 2010, or the next business day if September 11, 2010 falls on a Saturday, Sunday or legal holiday.

Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: January 21, 2010 MORTGAGEE: Mortgage Electronic Registration Systems, Inc. Wilford & Geske, P.A. Attorneys for Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 011702F01 2046392 1/21-2/25/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: October 25, 2005 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $122,500.00 MORTGAGOR(S): Richard Boals, an unmarried man MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded: November 07, 2005 Dakota County Recorder Document Number: 2378870 ASSIGNMENTS OF MORTGAGE: And assigned to: The Bank of New York Mellon fka the Bank of New York as Trustee for the Certificateholders CWALT, Inc. Alternative Loan Trust 2005-76 Mortgage Pass-through Certificates, Series 2005-76 Dated: January 13, 2010 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100133700010176215 Lender or Broker: Countrywide Bank, N.A. Residential Mortgage Servicer: BAC Home Loans Servicing, L.P. Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 3898 Rahn Rd, Eagan, MN 55122-1523 Tax Parcel ID Number: 10-84700-020-01 LEGAL DESCRIPTION OF PROPERTY: Lot 2, Block 1, Woodhaven Addition and an undivided 1/4 interest in Lot 1, Block 1, Woodhaven Addition, Dakota County, Minnesota.

AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $138,015.90 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof;

part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: March 11, 2010 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns.

If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on September 11, 2010, or the next business day if September 11, 2010 falls on a Saturday, Sunday or legal holiday.

Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED

BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: January 21, 2010 ASSIGNEE OF MORTGAGEE: The Bank of New York Mellon fka the Bank of New York as Trustee for the Certificateholders CWALT, Inc. Alternative Loan Trust 2005-76 Mortgage Pass-through Certificates, Series 2005-76 Wilford & Geske, P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 010725F01 2042858 1/21-2/25/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: M a r c h 1 7 , 2006 MORTGAGORS: Thomas W. Butera and Angela M. Butera, husband and wife.

MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded May 8, 2006, Dakota County Recorder, Document No. 2426965.

ASSIGNMENTS OF MORTGAGE: Assigned to: CitiMortgage, Inc., Dated: January 8, 2010.

TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100146401525003813 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Primary Residential Mortgage, Inc. RESIDENTIAL MORTGAGE SERVICER: CitiMortgage, Inc. MORTGAGED PROPERTY ADDRESS: 15515 Cornell Trail, Rosemount, MN 55068 TAX PARCEL I.D. #: 34-81310-230-06 LEGAL DESCRIPTION OF PROPERTY: Lot 23, Block 6, Valley Oak Addition Replat, Dakota County, Minnesota.

COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $153,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $159,879.52 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: March 16, 2010 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their

said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07.

TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on September 16, 2010.

MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: January 12, 2010.

CitiMortgage, Inc. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 10-3046 2003458067 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2046774 1/21-2/25/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: A u g u s t 3 0 , 2004 MORTGAGORS: William A. Reilly and Susan M. Reilly, husband and wife.

MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded January 4, 2005, Dakota County Recorder, Document No. 2282382.

ASSIGNMENTS OF MORTGAGE: Assigned to: Aurora Loan Services, LLC, Dated: January 5, 2010.

TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100103210000073998 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Prime Mortgage Corporation RESIDENTIAL MORTGAGE SERVICER: Aurora Loan Services LLC MORTGAGED PROPERTY ADDRESS: 2950 Skyline Drive, Eagan, MN 55121 TAX PARCEL I.D. #: 10-88800-131-00 LEGAL DESCRIPTION OF PROPERTY: Lot 13, Zehnder Acres excepting therefrom the South 200 feet, according to the recorded plat thereof on file and of record in the office of the County Recorder, Dakota County, Minnesota.

COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $584,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $559,377.67 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: March 4, 2010 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07.

TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on September 7, 2010.

MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDI-

REDUCED TO FIVE WEEKS IF A JUDI CIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: January 13, 2010.

Aurora Loan Services LLC Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 98-969 0018233841 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2046721 1/21-2/25/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: O c t o b e r 2 8 , 2005 MORTGAGOR: Brandon D. Mannie, a single person.

MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded November 7, 2005, Dakota County Recorder, Document No. 2378831.

ASSIGNMENTS OF MORTGAGE: Assigned to: JPMorgan Chase Bank, National Association, Dated: August 27, 2009, Recorded: September 11, 2009, Document No. 2683764.

TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100106600070928930 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Draper and Kramer Mortgage Corp.

RESIDENTIAL MORTGAGE SERVICER: JPMorgan Chase Bank, National Association MORTGAGED PROPERTY ADDRESS: 12595 Everest Trail, Apple Valley, MN 55124 TAX PARCEL I.D. #: 01-57675-370-01 LEGAL DESCRIPTION OF PROPERTY: Lot 37, Block 1, Pinecrest Townhomes COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $146,930.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $157,604.58 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: March 16, 2010 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07.

TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on September 16, 2010.

MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: January 14, 2010.

JPMorgan Chase Bank, N.A. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden

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By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 60-2445 0641977400 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2046876 1/21-2/25/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: December 15, 1995 MORTGAGORS: J e s u s E d u a r d o Lopez and Victoria A Lopez, husband and wife and Lilia Lopez, a single person.

MORTGAGEE: North American Mortgage Company.

DATE AND PLACE OF RECORDING: Recorded January 11, 1996, Dakota County Recorder, Document No. 1323625.

ASSIGNMENTS OF MORTGAGE: Assigned to: CitiCorp Mortgage, Inc n/k/a CitiMortgage, Inc, Dated: April 24, 1996, Recorded: July 8, 1996, Document No. 1360354.

TRANSACTION AGENT: NONE TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: NONE LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: North American Mortgage Company RESIDENTIAL MORTGAGE SERVICER: CitiMortgage, Inc. MORTGAGED PROPERTY ADDRESS: 447 East Bernard Street, West Saint Paul, MN 55118 TAX PARCEL I.D. #: 42-34100-280-02 LEGAL DESCRIPTION OF PROPERTY: Lot Twenty-seven and the west Thirty feet of Lot Twenty-eight in Block Two of Hutchinson's Addition to St. Paul COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $96,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $80,641.96 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: March 9, 2010 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07.

TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on September 9, 2010.

MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: January 7, 2010.

CitiMortgage, Inc. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 10-2975 625752924 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2044695 1/21-2/25/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: August 30, 2007 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $211,650.00 MORTGAGOR(S): David W Peterson and Debra A Peterson, husband and wife MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded: September 12, 2007 Dakota County Recorder Document Number: 2543327 ASSIGNMENTS OF MORTGAGE: And assigned to: U.S. Bank, N.A. Dated: June 09, 2008 Recorded: June 18, 2008 Dakota County Recorder Document Number: 2597430 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100061907000032979 Lender or Broker: Summit Mortgage Corporation Residential Mortgage Servicer: U.S. Bank Home Mortgage Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 7280 Upper 157th St W, Apple Valley, MN 55124-5125 Tax Parcel ID Number: 01-11650-110-02 LEGAL DESCRIPTION OF PROPERTY: Lot Eleven (11), Block Two (2), Apple Ponds, according to the recorded plat thereof, Dakota County, Minnesota.

AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $231,621.71 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: March 05, 2010 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns.

If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on September 05, 2010, or the next business day if September 05, 2010 falls on a Saturday, Sunday or legal holiday.

Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: January 21, 2010 ASSIGNEE OF MORTGAGEE: U.S. Bank, N.A. Wilford & Geske, P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 011264F01 2043045 1/21-2/25/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: February 17, 2005 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $119,400.00 MORTGAGOR(S): Carl Gerke, a single man MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded: March 21, 2005 Dakota County Recorder Document Number: 2305910 ASSIGNMENTS OF MORTGAGE: And assigned to: GreenPoint Mortgage Funding, Inc. Dated: December 17, 2008 Recorded: January 12, 2009 Dakota County Recorder Document Number: 2630514 Transaction Agent: Mortgage Elec-

Transaction Agent: Mortgage Elec tronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100013800861389068 Lender or Broker: GreenPoint Mortgage Funding, Inc. Residential Mortgage Servicer: BAC Home Loans Servicing, L.P. Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 681 E Burnsville Pkwy, Burnsville, MN 55337-3617 Tax Parcel ID Number: 02-57200-036-00 LEGAL DESCRIPTION OF PROPERTY: Apartment No. 26, Building 6, Condominium File No. 30, Burnsville Townhomes, Dakota County, Minnesota.

AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $135,847.17 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: March 11, 2010 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns.

If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on September 11, 2010, or the next business day if September 11, 2010 falls on a Saturday, Sunday or legal holiday.

Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: January 21, 2010 ASSIGNEE OF MORTGAGEE: GreenPoint Mortgage Funding, Inc. Wilford & Geske, P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 010414F01 2042194 1/21-2/25/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: O c t o b e r 2 9 , 2004 MORTGAGORS: R i c h e l l e C . W i t h a and Eric J. Sunsdahl, both single.

MORTGAGEE: J P M o r g a n C h a s e Bank, National Association as successor in interest to Washington Mutual Bank, FA. DATE AND PLACE OF RECORDING: Recorded November 29, 2004, Dakota County Recorder, Document No. 2271226.

ASSIGNMENTS OF MORTGAGE: NONE TRANSACTION AGENT: NONE TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: NONE LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Washington Mutual Bank, FA RESIDENTIAL MORTGAGE SERVICER: JPMorgan Chase Bank, National Association MORTGAGED PROPERTY ADDRESS: 17098 Georgetown Way, Rosemount, MN 55068 TAX PARCEL I.D. #: 22-16704-160-06 LEGAL DESCRIPTION OF PROPERTY: Lot 16, Block 6, Cedar Highlands 5th Addition COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $236,175.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $264,991.20 That prior to the commencement of

That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: March 16, 2010 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07.

TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on September 16, 2010.

MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: January 11, 2010.

JPMorgan Chase Bank, N.A. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 60-2716 0685841850 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2046861 1/21-2/25/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: March 15, 2006 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $196,800.00 MORTGAGOR(S): Carolynn M Hendricks, a single woman MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded: April 12, 2006 Dakota County Recorder Document Number: 2419993 ASSIGNMENTS OF MORTGAGE: And assigned to: Suntrust Mortgage, Inc. Dated: January 12, 2010 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100010402032175915 Lender or Broker: Minnesota Lending Company Residential Mortgage Servicer: SunTrust Mortgage, Inc. Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 8399 Lower 208th St W, Lakeville, MN 55044-9199 Tax Parcel ID Number: 22-56701-050-01 LEGAL DESCRIPTION OF PROPERTY: Lot 5, Block 1, Park Terrace 2nd Addition, Dakota County, Minnesota AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $204,034.78 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: March 11, 2010 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns.

If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on September 11, 2010, or the next business day if September 11, 2010 falls on a Saturday, Sunday or legal holiday.

Mortgagor(s) released from financial obligation: NONE

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������ ������ ������� obligation: NONE P R O D �������� U C T I O N��� , ���� A N D A R E THIS COMMUNICATION IS FROM ABANDONED." Dated: January 14, 2010.

A DEBT COLLECTOR ATTEMPTChase Home Finance LLC ING TO COLLECT A DEBT. ANY Mortgagee/Assignee of Mortgagee INFORMATION OBTAINED WILL BE USSET, WEINGARDEN AND LIEBO, P.L.L.P. USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF By: Paul A. Weingarden THE DEBT AND IDENTITY OF THE Attorneys for Mortgagee/Assignee of ORIGINAL CREDITOR WITHIN THE Mortgagee T I M E P R O V I D E D B Y L A W I S N O T 4500 Park Glen Road #300 Minneapolis, MN 55416 AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR (952) 925-6888 REDEMPTION BY THE MORTGAGOR, 30-6873 THE MORTGAGOR'S PERSONAL REP- 1942909952 RESENTATIVES OR ASSIGNS, MAY BE THIS IS A COMMUNICATION FROM REDUCED TO FIVE WEEKS IF A JUDI- A DEBT COLLECTOR. 1/21-2/25/10 CIAL ORDER IS ENTERED UNDER 2046903 MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTNOTICE OF GAGED PREMISES ARE IMPROVED MORTGAGE FORECLOSURE SALE WITH A RESIDENTIAL DWELLING OF THE RIGHT TO VERIFICATION LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN PRODUCTION, AND ARE ABANDONED. THE TIME PROVIDED BY LAW IS DATED: January 21, 2010 NOT AFFECTED BY THIS ACTION. ASSIGNEE OF MORTGAGEE: NOTICE IS HEREBY GIVEN, that Suntrust Mortgage, Inc. default has occurred in conditions of Wilford & Geske, P.A. the following described mortgage: Attorneys for Assignee of Mortgagee DATE OF MORTGAGE: A u g u s t 2 3 , Lawrence A. Wilford 2006 James A. Geske MORTGAGOR: Juan J. Mena, a mar8425 Seasons Parkway, Suite 105 ried man.

Woodbury, MN 55125-4393 MORTGAGEE: Mortgage Electronic (651) 209-3300 Registration Systems, Inc. File Number: 011709F01 DATE AND PLACE OF RECORDING: 2046238 1/21-2/25/10 Recorded October 2, 2006, Dakota County Recorder, Document No. 2465326.

ASSIGNMENTS OF MORTGAGE: NOTICE OF Assigned to: Bayview Loan Servicing, MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION L L C , D a t e d : O c t o b e r 2 6 , 2 0 0 9 , OF THE DEBT AND IDENTITY OF Recorded: December 18, 2009, DocuTHE ORIGINAL CREDITOR WITHIN ment No. 2703320.

TRANSACTION AGENT: Mortgage THE TIME PROVIDED BY LAW IS Electronic Registration Systems, Inc. NOT AFFECTED BY THIS ACTION. TRANSACTION AGENT'S MORTNOTICE IS HEREBY GIVEN, that default has occurred in conditions of GAGE IDENTIFICATION NUMBER ON MORTGAGE: 100382200131362313 the following described mortgage: LENDER OR BROKER AND MORTDATE OF MORTGAGE: O c t o b e r 1 2 , GAGE ORIGINATOR STATED ON 2005 MORTGAGORS: Marshall N. Cargill MORTGAGE: Minnesota Home Mortand Marjorie J. Cargill, husband and gage Corporation RESIDENTIAL MORTGAGE SERwife.

MORTGAGEE: Mortgage Electronic VICER: Bayview Loan Servicing, LLC MORTGAGED PROPERTY ADDRESS: Registration Systems, Inc. DATE AND PLACE OF RECORDING: 1 0 1 2 2 n d S t r e e t , F a r m i n g t o n , MN Recorded October 27, 2005, Dakota 55024 TAX PARCEL I.D. #: 14-63200-050-02 County Recorder, Document No. LEGAL DESCRIPTION OF PROP2374930.

A S S I G N M E N T S O F M O R T G A G E : ERTY: Lot 5, Block 2, Rei-Mac Addition Assigned to: Chase Home Finance LLC, COUNTY IN WHICH PROPERTY IS Dated: June 29, 2009, Recorded July 7, LOCATED: Dakota 2009, Document No. 2669053.

ORIGINAL PRINCIPAL AMOUNT OF TRANSACTION AGENT: Mortgage MORTGAGE: $192,000.00 Electronic Registration Systems, Inc. AMOUNT DUE AND CLAIMED TO BE TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTMORTGAGE: 100015901074391459 LENDER OR BROKER AND MORT- GAGEE: $200,796.06 That prior to the commencement of GAGE ORIGINATOR STATED ON MORTGAGE: CTX Mortgage Company, this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee comLLC R E S I D E N T I A L M O R T G A G E S E R - plied with all notice requirements as required by statute; That no action or VICER: Chase Home Finance LLC MORTGAGED PROPERTY ADDRESS: proceeding has been instituted at law 15591 Early Bird Circle, Apple Valley, o r o t h e r w i s e t o r e c o v e r t h e d e b t secured by said mortgage, or any part MN 55124 TAX PARCEL I.D. #: 01-18052-306-30 thereof; PURSUANT to the power of sale conLEGAL DESCRIPTION OF PROPtained in said mortgage, the above ERTY: Unit No. 306, CIC Number 484, a described property will be sold by the Condominium, Legacy Homes at Sheriff of said county as follows: DATE AND TIME OF SALE: March Cobblestone Lake North Shore, 25, 2010 at 10:00 AM Dakota County, Minnesota.

PLACE OF SALE: S h e r i f f ' s O f f i c e , COUNTY IN WHICH PROPERTY IS Law Enforcement Center, 1580 Hwy LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said MORTGAGE: $200,000.00 AMOUNT DUE AND CLAIMED TO BE Mortgage, and taxes, if any, on said DUE AS OF DATE OF NOTICE, INCLUD- premises, and the costs and disburseING TAXES, IF ANY, PAID BY MORT- m e n t s , i n c l u d i n g a t t o r n e y s ' f e e s allowed by law subject to redemption GAGEE: $209,328.60 That prior to the commencement of within six (6) months from the date of this mortgage foreclosure proceeding said sale by the mortgagor(s), their Mortgagee/Assignee of Mortgagee com- personal representatives or assigns plied with all notice requirements as unless reduced to Five (5) weeks under required by statute; That no action or MN Stat. §580.07.

TIME AND DATE TO VACATE PROPproceeding has been instituted at law or otherwise to recover the debt E R T Y : I f t h e r e a l e s t a t e i s a n secured by said mortgage, or any part owner-occupied, single-family dwelling, unless otherwise provided by law, thereof; PURSUANT to the power of sale con- the date on or before which the morttained in said mortgage, the above gagor(s) must vacate the property if the described property will be sold by the mortgage is not reinstated under section 580.30 or the property is not Sheriff of said county as follows: DATE AND TIME OF SALE: March redeemed under section 580.23 is 11:59 p.m. on September 27, 2010.

18, 2010 at 10:00 AM MORTGAGOR(S) RELEASED FROM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy FINANCIAL OBLIGATION ON MORTGAGE: None 55, Lobby #S-100, Hastings, MN "THE TIME ALLOWED BY LAW FOR to pay the debt then secured by said Mortgage, and taxes, if any, on said REDEMPTION BY THE MORTGAGOR, premises, and the costs and disburse- THE MORTGAGOR'S PERSONAL REPm e n t s , i n c l u d i n g a t t o r n e y s ' f e e s RESENTATIVES OR ASSIGNS, MAY BE allowed by law subject to redemption REDUCED TO FIVE WEEKS IF A JUDIwithin six (6) months from the date of CIAL ORDER IS ENTERED UNDER said sale by the mortgagor(s), their MINNESOTA STATUTES, SECTION personal representatives or assigns 5 8 2 . 0 3 2 , D E T E R M I N I N G , A M O N G unless reduced to Five (5) weeks under OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED MN Stat. §580.07.

TIME AND DATE TO VACATE PROP- WITH A RESIDENTIAL DWELLING OF E R T Y : I f t h e r e a l e s t a t e i s a n LESS THAN FIVE UNITS, ARE NOT owner-occupied, single-family dwell- PROPERTY USED IN AGRICULTURAL ing, unless otherwise provided by law, P R O D U C T I O N , A N D A R E the date on or before which the mort- ABANDONED." Dated: January 19, 2010. gagor(s) must vacate the property if the Bayview Loan Servicing, LLC mortgage is not reinstated under secMortgagee/Assignee of Mortgagee tion 580.30 or the property is not redeemed under section 580.23 is USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden 11:59 p.m. on September 20, 2010.

MORTGAGOR(S) RELEASED FROM Attorneys for Mortgagee/Assignee of FINANCIAL OBLIGATION ON MORT- Mortgagee 4500 Park Glen Road #300 GAGE: None "THE TIME ALLOWED BY LAW FOR Minneapolis, MN 55416 REDEMPTION BY THE MORTGAGOR, (952) 925-6888 THE MORTGAGOR'S PERSONAL REP- 90-1478 RESENTATIVES OR ASSIGNS, MAY BE 0000403539 REDUCED TO FIVE WEEKS IF A JUDI- THIS IS A COMMUNICATION FROM CIAL ORDER IS ENTERED UNDER A DEBT COLLECTOR. 1/28-3/4/10 MINNESOTA STATUTES, SECTION 2054822 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ���������� �� ���� �����

PUBLIC NOTICE

PUBLIC NOTICE

��� �������� ��� ���� ������ ������ DATE AND ������� PLACE OF RECORDING: Recorded March 22, 2006, Dakota ���������� ���� ���������

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: O c t o b e r 2 , 2002 MORTGAGORS: Joseph Tarnofsky and Elissa L. Tarnofsky, husband and wife.

MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded December 10, 2002, Dakota County Recorder, Document No. 1969902.

ASSIGNMENTS OF MORTGAGE: Assigned to: JPMorgan Chase Bank, National Association, Dated: January 14, 2010 TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100054130002954079 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Washington Mutual Bank, FA RESIDENTIAL MORTGAGE SERVICER: JPMorgan Chase Bank, National Association MORTGAGED PROPERTY ADDRESS: 696 Stonewood Road, Eagan, MN 55123 TAX PARCEL I.D. #: 10-84474-050-01 LEGAL DESCRIPTION OF PROPERTY: Lot 5, Block 1, Windtree 5th Addition COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $267,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $179,891.65 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: March 25, 2010 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07.

TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on September 27, 2010.

MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: January 18, 2010.

JPMorgan Chase Bank, N.A. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 60-2717 0616913067 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2054784 1/28-3/4/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: M a r c h 1 , 2006 MORTGAGOR: Melony M. Schmitz, a single person.

MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING:

County Recorder, Document No. 2414320.

ASSIGNMENTS OF MORTGAGE: Assigned to: CitiMortgage, Inc., Dated: January 12, 2010 TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100039279150721689 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: First Magnus Financial Corporation RESIDENTIAL MORTGAGE SERVICER: CitiMortgage, Inc. MORTGAGED PROPERTY ADDRESS: 19987 McKendry Path, Farmington, MN 55024 TAX PARCEL I.D. #: 14-16504-004-07 LEGAL DESCRIPTION OF PROPERTY: Unit No. 2004, CIC No. 328, Charleswood Condominium.

COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $178,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $183,955.17 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: March 25, 2010 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07.

TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on September 27, 2010.

MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: January 13, 2010.

CitiMortgage, Inc. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 10-3057 2003441949 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2054583 1/28-3/4/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: S e p t e m b e r 29, 2003 MORTGAGOR: C a r r i e L . M c K e e , a single person.

MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded November 13, 2003, Dakota County Recorder, Document No. 2139943.

ASSIGNMENTS OF MORTGAGE: Assigned to: CitiMortgage, Inc, Dated: November 13, 2009, Recorded: December 8, 2009, Document No. 2700977.

TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100103210000035351 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Prime Mortgage Corporation RESIDENTIAL MORTGAGE SERVICER: CitiMortgage, Inc. MORTGAGED PROPERTY ADDRESS: 4401-B Clover Lane, Eagan, MN 55122 TAX PARCEL I.D. #: 10-22750-370-03 LEGAL DESCRIPTION OF PROPERTY:

ERTY: Lot 37, Block 3, Eden Addition COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $153,671.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $148,433.02 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: March 23, 2010 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07.

TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on September 23, 2010.

MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: January 20, 2010.

CitiMortgage, Inc. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 10-2768 8312311 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2054994 1/28-3/4/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: A u g u s t 3 , 2004 MORTGAGORS: Terry Fransen and Cassandra Fransen, husband and wife.

MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded August 30, 2004, Dakota County Recorder, Document No. 2243418.

ASSIGNMENTS OF MORTGAGE: Assigned to: Chase Home Finance LLC, Dated: January 14, 2010.

TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100052550022768476 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Source Lending Corp.

RESIDENTIAL MORTGAGE SERVICER: Chase Home Finance LLC MORTGAGED PROPERTY ADDRESS: 132 3rd Avenue South, South Saint Paul, MN 55075 TAX PARCEL I.D. #: 36-32550-220-12 LEGAL DESCRIPTION OF PROPERTY: LOT 22, BLOCK 12, HEPBURN PARK ADDITION TO THE CITY OF ST. PAUL, DAKOTA COUNTY, MINNESOTA. COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $165,750.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $168,432.77 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: March

DATE AND TIME OF SALE: March 25, 2010 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07.

TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on September 27, 2010.

MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: January 14, 2010.

Chase Home Finance LLC Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 30-7089 1941064477 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2054607 1/28-3/4/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: August 20, 2007 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $197,000.00 MORTGAGOR(S): Emmanuel Noah, a single person MORTGAGEE: Bremer Bank, National Association DATE AND PLACE OF RECORDING: Recorded: September 18, 2007 Dakota County Recorder Document Number: 2544742 ASSIGNMENTS OF MORTGAGE: And assigned to: Countrywide Bank, FSB Dated: August 20, 2007 Recorded: September 18, 2007 Dakota County Recorder Document Number: 2544743 And assigned to: BAC Home Loans Servicing, L.P. Dated: January 21, 2010 Transaction Agent: Not Applicable Transaction Agent Mortgage Identification Number: Not Applicable Lender or Broker: Bremer Bank, National Association Residential Mortgage Servicer: BAC Home Loans Servicing, L.P. Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 504 13th St, Farmington, MN 55024-1772 Tax Parcel ID Number: 14-22502-090-03 LEGAL DESCRIPTION OF PROPERTY: Lot 9, Block 3, East Farmington Third Addition, Dakota County, Minnesota.

AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $199,239.91 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: March 18, 2010 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns.

If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on September 18, 2010, or the next business day if September 18, 2010 falls on a Saturday, Sunday or legal holiday.

Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.

USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: January 28, 2010 ASSIGNEE OF MORTGAGEE: BAC Home Loans Servicing, L.P. Wilford & Geske, P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 011442F01 2053990 1/28-3/4/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: May 10, 2006 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $207,000.00 MORTGAGOR(S): Eric W. Benson and Lynn E. Benson, husband and wife MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded: May 24, 2006 Dakota County Recorder Document Number: 2432166 ASSIGNMENTS OF MORTGAGE: And assigned to: Provident Funding Associates, L.P. Dated: December 31, 2009 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100017918160400711 Lender or Broker: Provident Funding Associates, L.P. Residential Mortgage Servicer: Provident Funding Associates Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 16416 Griffon Trl, Lakeville, MN 55044-9063 Tax Parcel ID Number: 22-27601-050-02 LEGAL DESCRIPTION OF PROPERTY: Lot 5, Block 2, Foxborough 2nd Addition, Dakota County, Minnesota.

AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $205,944.48 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: March 12, 2010 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns.

If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on September 12, 2010, or the next business day if September 12, 2010 falls on a Saturday, Sunday or legal holiday.

Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: January 28, 2010 ASSIGNEE OF MORTGAGEE: Provident Funding Associates, L.P. Wilford & Geske, P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 011363F01 2048053 1/28-3/4/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: November 08, 2007 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $189,000.00 MORTGAGOR(S): Thomas Aegerter and Donna Aegerter, husband and wife, as joint tenants MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded: November 30, 2007 Dakota County Recorder Document Number: 2558904 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100062604758105037 Lender or Broker: Homecomings Financial, LLC (K/K/A Homecomings Financial Network, Inc.) Residential Mortgage Servicer: GMAC Mortgage, LLC Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 359 1st Ave S, South Saint Paul, MN 55075-2604 Tax Parcel ID Number: 36-64300-050-18 LEGAL DESCRIPTION OF PROPERTY: Lots 4 and 5, Block 18 Riverside Park Addition to the City of St. Paul.

AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $196,701.23 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: March 15, 2010 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns.

If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on September 15, 2010, or the next business day if September 15, 2010 falls on a Saturday, Sunday or legal holiday.

Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: January 28, 2010 MORTGAGEE: Mortgage Electronic Registration Systems, Inc. Wilford & Geske, P.A. Attorneys for Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 008076F03 2053321 1/28-3/4/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: November 26, 2007 MORTGAGOR: D a n i e l J . C r o s , a single person.

MORTGAGEE: Household Industrial Finance Company.

DATE AND PLACE OF RECORDING: Registered December 7, 2007, Dakota County Registrar of Titles, Document No. 621087, Certificate of Title No. 137961.

ASSIGNMENTS OF MORTGAGE: NONE Said Mortgage being Registered Land.

TRANSACTION AGENT: NONE TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: NONE LENDER OR BROKER AND MORT-

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LENDER OR BROKER AND MORT GAGE ORIGINATOR STATED ON MORTGAGE: Household Industrial Finance Company RESIDENTIAL MORTGAGE SERVICER: HSBC Consumer Lending Mortgage MORTGAGED PROPERTY ADDRESS: 221 Grand Avenue West Unit 305, South Saint Paul, MN 55075 TAX PARCEL I.D. #: 36-72850-305-20 LEGAL DESCRIPTION OF PROPERTY: Unit No. 305, Grand Hill Condominium, Common Interest Community No. 461, Dakota County, Minnesota.

COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $119,496.29 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $125,912.27 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: March 25, 2010 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07.

TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on September 27, 2010.

MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: January 19, 2010.

Household Industrial Finance Company Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 43-433 0017852880 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2055147 1/28-3/4/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: November 22, 2006 MORTGAGORS: James S. McIntyre and Teresa A. McIntyre, husband and wife.

MORTGAGEE: National City Mortgage a division of National City Bank.

DATE AND PLACE OF RECORDING: Recorded December 15, 2006, Dakota County Recorder, Document No. 2482260.

ASSIGNMENTS OF MORTGAGE: Assigned to: National City Mortgage Co., a subsidiary of National City Bank, Dated: March 15, 2007, Recorded: October 2, 2007, Document No. 2547911. And thereafter assigned to: Mortgage Electronic Registration Systems, Inc, Dated: March 20, 2007, Recorded: October 2, 2007, Document No. 2547912. And thereafter assigned to: PNC Bank, National Association s/b/m to National City Bank, Dated: December 17, 2008, Recorded: January 21, 2009, Document No. 2631790.

TRANSACTION AGENT: NONE TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: NONE LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: National City Mortgage a division of National City Bank RESIDENTIAL MORTGAGE SERVICER: PNC Bank, National Association MORTGAGED PROPERTY ADDRESS:

MORTGAGED PROPERTY ADDRESS: 4510 Oak Pond Road, Eagan, MN 55123 TAX PARCEL I.D. #: 10-25801-010-02 LEGAL DESCRIPTION OF PROPERTY: Lot 1, Block 2, Fawn Ridge 2nd Addition COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $187,920.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $205,655.97 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: March 25, 2010 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07.

TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on September 27, 2010.

MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED." Dated: January 21, 2010.

PNC Bank, National Association Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 4-1440 0004987600 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2052604 1/28-3/4/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: June 06, 2003 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $186,000.00 MORTGAGOR(S): Kathleen M Stein, a single person MORTGAGEE: Bankers Mortgage Company, LLC DATE AND PLACE OF REGISTERING: Registered: July 24, 2003 Dakota County Registrar of Titles Document Number: 0507337 ASSIGNMENTS OF MORTGAGE: And assigned to: TCF Mortgage Corporation Dated: June 06, 2003 Registered: July 24, 2003 Dakota County Registrar of Titles Document Number: 0507338 And assigned to: Mortgage Electronic Registration Systems, Inc. Dated: May 01, 2006 Registered: May 09, 2006 Dakota County Registrar of Titles Document Number: 589806 And assigned to: U.S. Bank National Association Dated: January 19, 2010 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100021248001879913 Lender or Broker: Bankers Mortgage Company, LLC Residential Mortgage Servicer: U.S. Bank Home Mortgage Mortgage Originator: Not Applicable CERTIFICATE OF TITLE NUMBER: 122758 COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 4729 W Wind Trl, Eagan, MN 55122-3603 Tax Parcel ID Number: 10-56750-080-03 LEGAL DESCRIPTION OF PROPERTY: Lot 8, Block 3, Park Ridge, Dakota County, Minnesota.

AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $127,058.77 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been insti-

no action or proceeding has been insti tuted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; that this is registered property; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: March 18, 2010 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns.

If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on September 18, 2010, or the next business day if September 18, 2010 falls on a Saturday, Sunday or legal holiday.

Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: January 28, 2010 ASSIGNEE OF MORTGAGEE: U.S. Bank National Association Wilford & Geske, P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 011746F01 2053606 1/28-3/4/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: September 19, 2006 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $450,000.00 MORTGAGOR(S): Frank T Martin and Lisa M Martin, husband and wife MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded: November 02, 2006 Dakota County Recorder Document Number: 2472933 ASSIGNMENTS OF MORTGAGE: And assigned to: The Bank of New York Mellon fka the Bank of New York as Trustee for the Certificateholders CWABS, Inc., Asset-backed Certificates, Series 2006-20 Dated: December 14, 2009 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100015700062128679 Lender or Broker: Countrywide Home Loans, Inc. Residential Mortgage Servicer: BAC Home Loans Servicing, L.P. Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 1445 Stickney Ave, South Saint Paul, MN 55075-1045 Tax Parcel ID Number: 36-84100-030-01 LEGAL DESCRIPTION OF PROPERTY: Lot 3, Block 1, Wilson Heights, Dakota County, Minnesota.

AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $529,879.89 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: March 16, 2010 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns.

If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on September 16, 2010, or the next busi-

September 16, 2010, or the next busi ness day if September 16, 2010 falls on a Saturday, Sunday or legal holiday.

Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: January 28, 2010 ASSIGNEE OF MORTGAGEE: The Bank of New York Mellon fka the Bank of New York as Trustee for the Certificateholders CWABS, Inc., Asset-backed Certificates, Series 2006-20 Wilford & Geske, P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 011015F01 2053790 1/28-3/4/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: November 4, 2004 MORTGAGOR: Heather Ann Peterson, a single woman.

MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Registered March 16, 2005, Dakota County Registrar of Titles, Document No. 560959, Certificate of Title No. 129051.

ASSIGNMENTS OF MORTGAGE: Assigned to: Bayview Loan Servicing, LLC, Dated: October 7, 2009, Recorded: November 12, 2009, Document No. T653719.

Said Mortgage being Registered Land.

TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100059012560187810 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: nBank, N.A. RESIDENTIAL MORTGAGE SERVICER: Bayview Loan Servicing, LLC MORTGAGED PROPERTY ADDRESS: 4671 Jackstone Point, Eagan, MN 55122 TAX PARCEL I.D. #: 10-63983-020-08 LEGAL DESCRIPTION OF PROPERTY: Lot 2, Block 8, Ridgecliffe Fourth Addition, Dakota County, Minnesota COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $136,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $141,796.15 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: March 25, 2010 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07.

TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on September 27, 2010.

MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION

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������ ������� �������� ��� ���� MINNESOTA ������ STATUTES, SECTION By: Paul A. Weingarden 5 8 2 . 0 3 2 , D E T E R M I N I N G , A M O N G Attorneys for Mortgagee/Assignee of OTHER THINGS, THAT THE MORT- Mortgagee GAGED PREMISES ARE IMPROVED 4500 Park Glen Road #300 WITH A RESIDENTIAL DWELLING OF Minneapolis, MN 55416 LESS THAN FIVE UNITS, ARE NOT (952) 925-6888 PROPERTY USED IN AGRICULTURAL 90-1444 P R O D U C T I O N , A N D A R E 0000400951 ABANDONED." THIS IS A COMMUNICATION FROM Dated: January 19, 2010.

A DEBT COLLECTOR. 2054886 1/28-3/4/10 Bayview Loan Servicing, LLC Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden NOTICE OF Attorneys for Mortgagee/Assignee of MORTGAGE FORECLOSURE SALE Mortgagee THE RIGHT TO VERIFICATION 4500 Park Glen Road #300 OF THE DEBT AND IDENTITY OF Minneapolis, MN 55416 THE ORIGINAL CREDITOR WITHIN (952) 925-6888 THE TIME PROVIDED BY LAW IS 90-1443 NOT AFFECTED BY THIS ACTION. 0000400668 NOTICE IS HEREBY GIVEN, that THIS IS A COMMUNICATION FROM default has occurred in conditions of A DEBT COLLECTOR. 2054928 1/28-3/4/10 the following described mortgage: DATE OF MORTGAGE: November 23, 2004 MORTGAGORS: Cecelio D. Dabu and Joy Dabu, husband and wife, and NOTICE OF Elena D. Dabu, a single person.

MORTGAGE FORECLOSURE SALE MORTGAGEE: Beneficial Loan and THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF Thrift Co. DATE AND PLACE OF RECORDING: THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS Recorded December 20, 2004, Dakota County Recorder, Document No. NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that 2277776. default has occurred in conditions of ASSIGNMENTS OF MORTGAGE: the following described mortgage: NONE DATE OF MORTGAGE: J u n e 1 4 , TRANSACTION AGENT: NONE TRANSACTION AGENT'S MORT2005 MORTGAGOR: I g o r N . K a r p i c h , a GAGE IDENTIFICATION NUMBER ON single man.

MORTGAGE: NONE MORTGAGEE: Mortgage Electronic LENDER OR BROKER AND MORTRegistration Systems, Inc. GAGE ORIGINATOR STATED ON DATE AND PLACE OF RECORDING: M O R T G A G E : B e n e f i c i a l L o a n a n d R e c o r d e d J u l y 1 4 , 2 0 0 5 , D a k o t a Thrift Co. County Recorder, Document No. RESIDENTIAL MORTGAGE SERVICER: HSBC Bank USA, N.A. 2340008.

ASSIGNMENTS OF MORTGAGE: MORTGAGED PROPERTY ADDRESS: Assigned to: Bayview Loan Servicing, 7090 146th Street West, Apple Valley, L L C , D a t e d : O c t o b e r 7 , 2 0 0 9 , MN 55124 TAX PARCEL I.D. #: 01-66503-010-07 Recorded: November 12, 2009, Document No. 2696114.

LEGAL DESCRIPTION OF PROPTRANSACTION AGENT: Mortgage ERTY: Lot One (1), Block Seven (7), Scott Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTHighlands Fourth Addition, accordGAGE IDENTIFICATION NUMBER ON ing to the plat thereof on file and of record in the Office of the Reg Ster of MORTGAGE: 100015901074384983 LENDER OR BROKER AND MORTDeeds in and for said County.

GAGE ORIGINATOR STATED ON COUNTY IN WHICH PROPERTY IS MORTGAGE: CTX Mortgage Company, LOCATED: Dakota LLC ORIGINAL PRINCIPAL AMOUNT OF R E S I D E N T I A L M O R T G A G E S E R - MORTGAGE: $169,810.65 VICER: Bayview Loan Servicing, LLC AMOUNT DUE AND CLAIMED TO BE MORTGAGED PROPERTY ADDRESS: DUE AS OF DATE OF NOTICE, INCLUD15620 Echo Ridge Road, Apple Valley, ING TAXES, IF ANY, PAID BY MORTMN 55124 GAGEE: $169,381.26 TAX PARCEL I.D. #: 01-18052-004-31 That prior to the commencement of LEGAL DESCRIPTION OF PROP- this mortgage foreclosure proceeding ERTY: Mortgagee/Assignee of Mortgagee comUnit No. 1004, CIC Number 484, A plied with all notice requirements as Condominium, Legacy Homes at required by statute; That no action or C o b b l e s t o n e L a k e N o r t h S h o r e , proceeding has been instituted at law Dakota County, Minnesota or otherwise to recover the debt COUNTY IN WHICH PROPERTY IS secured by said mortgage, or any part LOCATED: Dakota thereof; ORIGINAL PRINCIPAL AMOUNT OF PURSUANT to the power of sale contained in said mortgage, the above MORTGAGE: $166,492.00 AMOUNT DUE AND CLAIMED TO BE described property will be sold by the DUE AS OF DATE OF NOTICE, INCLUD- Sheriff of said county as follows: DATE AND TIME OF SALE: March ING TAXES, IF ANY, PAID BY MORT18, 2010 at 10:00 AM GAGEE: $177,260.38 PLACE OF SALE: S h e r i f f ' s O f f i c e , That prior to the commencement of this mortgage foreclosure proceeding Law Enforcement Center, 1580 Hwy Mortgagee/Assignee of Mortgagee com- 55, Lobby #S-100, Hastings, MN plied with all notice requirements as to pay the debt then secured by said required by statute; That no action or Mortgage, and taxes, if any, on said proceeding has been instituted at law premises, and the costs and disburseor otherwise to recover the debt ments, including attorneys' fees secured by said mortgage, or any part allowed by law subject to redemption thereof; within six (6) months from the date of PURSUANT to the power of sale con- said sale by the mortgagor(s), their tained in said mortgage, the above personal representatives or assigns described property will be sold by the unless reduced to Five (5) weeks under Sheriff of said county as follows: MN Stat. §580.07.

TIME AND DATE TO VACATE PROPDATE AND TIME OF SALE: March 25, 2010 at 10:00 AM ERTY: If the real estate is an PLACE OF SALE: S h e r i f f ' s O f f i c e , owner-occupied, single-family dwellLaw Enforcement Center, 1580 Hwy ing, unless otherwise provided by law, the date on or before which the mort55, Lobby #S-100, Hastings, MN to pay the debt then secured by said gagor(s) must vacate the property if the Mortgage, and taxes, if any, on said mortgage is not reinstated under secpremises, and the costs and disburse- tion 580.30 or the property is not m e n t s , i n c l u d i n g a t t o r n e y s ' f e e s redeemed under section 580.23 is allowed by law subject to redemption 11:59 p.m. on September 20, 2010. within six (6) months from the date of MORTGAGOR(S) RELEASED FROM said sale by the mortgagor(s), their FINANCIAL OBLIGATION ON MORTpersonal representatives or assigns GAGE: None unless reduced to Five (5) weeks under "THE TIME ALLOWED BY LAW FOR MN Stat. §580.07.

REDEMPTION BY THE MORTGAGOR, TIME AND DATE TO VACATE PROP- THE MORTGAGOR'S PERSONAL REPE R T Y : I f t h e r e a l e s t a t e i s a n RESENTATIVES OR ASSIGNS, MAY BE owner-occupied, single-family dwell- REDUCED TO FIVE WEEKS IF A JUDIing, unless otherwise provided by law, CIAL ORDER IS ENTERED UNDER the date on or before which the mort- MINNESOTA STATUTES, SECTION gagor(s) must vacate the property if the 5 8 2 . 0 3 2 , D E T E R M I N I N G , A M O N G mortgage is not reinstated under sec- OTHER THINGS, THAT THE MORTtion 580.30 or the property is not GAGED PREMISES ARE IMPROVED redeemed under section 580.23 is WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT 11:59 p.m. on September 27, 2010.

MORTGAGOR(S) RELEASED FROM PROPERTY USED IN AGRICULTURAL FINANCIAL OBLIGATION ON MORT- P R O D U C T I O N , A N D A R E ABANDONED." GAGE: None "THE TIME ALLOWED BY LAW FOR Dated: January 19, 2010.

Beneficial Loan and Thrift Co. REDEMPTION BY THE MORTGAGOR, Mortgagee/Assignee of Mortgagee THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE USSET, WEINGARDEN AND LIEBO, P.L.L.P. REDUCED TO FIVE WEEKS IF A JUDI- By: Paul A. Weingarden CIAL ORDER IS ENTERED UNDER Attorneys for Mortgagee/Assignee of MINNESOTA STATUTES, SECTION Mortgagee 5 8 2 . 0 3 2 , D E T E R M I N I N G , A M O N G 4500 Park Glen Road #300 OTHER THINGS, THAT THE MORT- Minneapolis, MN 55416 GAGED PREMISES ARE IMPROVED (952) 925-6888 WITH A RESIDENTIAL DWELLING OF 43-430 LESS THAN FIVE UNITS, ARE NOT 54170200576097 PROPERTY USED IN AGRICULTURAL THIS IS A COMMUNICATION FROM P R O D U C T I O N , A N D A R E A DEBT COLLECTOR. 2055133 1/28-3/4/10 ABANDONED." Dated: January 19, 2010.

Bayview Loan Servicing, LLC Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden

PUBLIC NOTICE

PUBLIC NOTICE

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PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN, that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: September 28, 2006.

MORTGAGOR(S): Althea J. Toliver-Vogel, a married person.

MORTGAGEE: Bayview Financial Small Business Funding, LLC. DATE AND PLACE OF RECORDING: Filed October 12, 2006, Dakota County Recorder, as Document No. 2467899.

ASSIGNMENT(S) OF MORTGAGE: Assigned to Bayview Loan Servicing, LLC, by assignment dated March 15, 2007, recorded April 23, 2007, as Document No. 2511464.

The land described in said mortgage is not registered land.

MORTGAGE HOLDER (as defined in section 58.02): Transaction Agent: NA. Transaction Agent's Mortgage Identification Number on Mortgage: NA. Lender or Broker: Bayview Loan Servicing, LLC. Residential Mortgage Servicer: NA. MORTGAGE ORIGINATOR (as defined in section 58.02): Bayview Financial Small Business Funding, LLC. MORTGAGED PROPERTY ADDRESS: 411 Marie Ave., St. Paul, MN 55111.

TAX PARCEL I.D. NO.: 36-32550-010-09 LEGAL DESCRIPTION OF PROPERTY: The East 39.8 feet of Lot 1, Block 9, Hepburn Park Addition to the City of St. Paul, together with (I) all buildings and improvements located on the property and (II) all machinery, equipment, fixtures and personal property located on the property owned by the mortgagor(s) and used in connection with the operation and occupancy thereof.

COUNTY IN WHICH PROPERTY IS LOCATED: Dakota.

ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $100,500.00.

AMOUNT CLAIMED TO BE DUE ON THE MORTGAGE ON THE DATE OF THIS NOTICE: $105,415.02.

The holder of the mortgage has complied with all conditions precedent to acceleration of the debt secured by the mortgage and foreclosure of the mortgage and all notice and other requirements of applicable statutes. That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof.

PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: March 23, 2010 at 10:00 a.m.

PLACE OF SALE: Dakota County Sheriff's Office, Law Enforcement Center, 1580 Highway 55, Hastings, MN 55033. to pay the debt then secured by said mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns.

MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None.

Dated: January 25, 2010. /s/ Anna C. Mickelson ANNA C. MICKELSON -for-BAYVIEW LOAN SERVICING, LLC, Assignee Atty. I.D. #347814 MURNANE BRANDT Attorneys for Assignee 30 East Seventh Street, Suite 3200 St. Paul, Minnesota 55101 Telephone (651) 227-9411 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 1043530 2052814 1/28-3/4/10

Number:

LEGAL DESCRIPTION OF PROPERTY: Lot 8, Block 1, CIC No. 126, Donnays, Burnsville Heights, Dakota County, Minnesota. (Abstract) And That part of Lot Eight (8) Block One (1), Donnays Burnsville Heights, Common Interest Community Number 126, a planned community, located in the County of Dakota, State of Minnesota, lying Southerly of the following described line: Beginning at a point on the East line of the East Half of the East Half of the West Half (E. line of the E 1/2 of the E 1/2 of W 1/2), of Section 14, Township 115 North, Range 21 West, Dakota County, Minnesota, distant 1544.00 feet South of the Northeast corner of said East Half of the East Half of the West Half, as measured along said East line; thence S. 71 degrees 40' 00" W, (assuming said East line to bear South) a distance of 577.50 feet and said line there terminating. (Torrens) AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $149,672.02 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; that a portion of this property is registered property; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: March 15, 2010 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns.

If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on September 15, 2010, or the next business day if September 15, 2010 falls on a Saturday, Sunday or legal holiday.

Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: January 28, 2010 MORTGAGEE: Mortgage Electronic Registration Systems, Inc. Wilford & Geske, P.A. Attorneys for Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 006430F01 2053232 1/28-3/4/10

PUBLIC NOTICE PUBLIC NOTICE NOTICE OF

MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: April 12, 2006 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $140,000.00 MORTGAGOR(S): Larry S. Maras and Kathleen A. Maras, husband and wife MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded: May 01, 2006 Dakota County Recorder Document Number: 2424491 DATE AND PLACE OF REGISTERING: Registered: August 05, 2009 Dakota County Registrar of Titles Document Number: T648649 LOAN MODIFICATION: Dated: July 10, 2008 Recorded: May 11, 2009 Document Number: 2655814 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100224640000239138 Lender or Broker: Ownit Mortgage Solutions, Inc. Residential Mortgage Servicer: Litton Loan Servicing, LP Mortgage Originator: Not Applicable CERTIFICATE OF TITLE NUMBER: 104197 COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 2316 Williams Dr, Burnsville, MN 55337-1901 Tax Parcel ID Number:

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: O c t o b e r 2 5 , 2004 MORTGAGORS: Randall A. Fennert and Melinda R. Fennert, husband and wife.

MORTGAGEE: First Franklin Financial Corporation.

DATE AND PLACE OF RECORDING: Recorded February 23, 2005, Dakota County Recorder, Document No. 2297993.

ASSIGNMENTS OF MORTGAGE: Assigned to: U.S. Bank National Association, as successor trustee to Bank of America, N. A. as successor by merger to LaSalle Bank National Association, as Trustee for Merrill Lynch Mortgage Investors Trust, Mortgage Loan Asset-Backed Certificates, Series 2006-FF1, Dated: September 5, 2008, Recorded: October 9, 2008, Document No. 2617171.

TRANSACTION AGENT: NONE TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: NONE LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: First Franklin Financial Corporation RESIDENTIAL MORTGAGE SER-

RESIDENTIAL MORTGAGE SER VICER: Home Loan Services, Inc. MORTGAGED PROPERTY ADDRESS: 7955 Grinnell Court West, Lakeville, MN 55044 TAX PARCEL I.D. #: 222760108010 LEGAL DESCRIPTION OF PROPERTY: Lot 8, Block 10, Foxborough 2nd Addition, Dakota County, Minnesota.

COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $152,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $170,635.82 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: March 18, 2010 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07.

TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on September 20, 2010.

MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: January 19, 2010.

U.S. Bank National Association, Trustee Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 76-3577 1077000656 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2055125 1/28-3/4/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: S e p t e m b e r 23, 2004 MORTGAGORS: Gary Erickson and Cynthia Erickson, husband and wife.

MORTGAGEE: T o w n a n d C o u n t r y Credit Corp.

DATE AND PLACE OF RECORDING: Recorded December 13, 2004, Dakota County Recorder, Document No. 2275637.

ASSIGNMENTS OF MORTGAGE: Assigned to: Mortgage Electronic Registration Systems, Inc., Dated: December 12, 2008, Recorded: January 8, 2009, Document No. 2630002.

And thereafter assigned to: JPMC Specialty Mortgage LLC, Dated: January 21, 2010.

TRANSACTION AGENT: NONE TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: NONE LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Town and Country Credit Corp.

RESIDENTIAL MORTGAGE SERVICER: Chase Home Finance, LLC MORTGAGED PROPERTY ADDRESS: 1181 Kittewake Circle, Eagan, MN 55123 TAX PARCEL I.D. #: 10-21900-520-01 LEGAL DESCRIPTION OF PROPERTY: Lot 52, Block 1, Duckwood Estates, Dakota County, Minnesota.

COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $285,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $313,468.35 That prior to the commencement of this mortgage foreclosure proceeding

this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: March 23, 2010 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07.

TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on September 23, 2010.

MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: January 22, 2010.

JPMC Specialty Mortgage LLC Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 75-3855 94342227 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2054699 1/28-3/4/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: June 30, 2006 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $327,761.00 MORTGAGOR(S): Nathan Erickson, a single person MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded: July 18, 2006 Dakota County Recorder Document Number: 2446311 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100177700000395129 Lender or Broker: Kleinbank dba Kleinmortgage Residential Mortgage Servicer: Aurora Loan Services, LLC Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 13225 Galena Way, Apple Valley, MN 55337 Tax Parcel ID Number: 01-73126-080-01 LEGAL DESCRIPTION OF PROPERTY: Lot 8, Block 1, Summerfield Townhomes 2nd Addition, Dakota County, Minnesota.

AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $328,837.72 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: March 18, 2010 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns.

If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on September 18, 2010, or the next business day if September 18, 2010 falls on a Saturday, Sunday or legal holiday.

Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY

ING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: January 28, 2010 MORTGAGEE: Mortgage Electronic Registration Systems, Inc. Wilford & Geske, P.A. Attorneys for Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 012113F01 2055163 1/28-3/4/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: August 14, 2006 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $442,000.00 MORTGAGOR(S): Lynel Julik and Robert Julik, wife and husband MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded: August 29, 2006 Dakota County Recorder Document Number: 2457308 ASSIGNMENTS OF MORTGAGE: And assigned to: The Bank of New York Mellon fka the Bank of New York as Trustee for the Certificateholders CWALT, Inc. Alternative Loan Trust 2006-OA17,mortgage Pass-through Certificates, Series 2006-OA17 Dated: December 17, 2009 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100133700016175062 Lender or Broker: Countrywide Bank, N.A. Residential Mortgage Servicer: BAC Home Loans Servicing, L.P. Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 1080 82nd St E, Inver Grove Heights, MN 55077-3826 Tax Parcel ID Number: 20-01700-011-33 LEGAL DESCRIPTION OF PROPE R T Y : T h a t part of the Northwest Quarter of Section 17, Township 27, Range 22, Dakota County, Minnesota which is described as follows: Commencing at the northwest corner thereof; thence South 00 degrees 41 minutes 00 seconds East, assumed bearing, along the west line of said Northwest Quarter, said west line is also the east line of Minnesota Department of Transportation Right of Way plat no 19-125, as on file and of record in the Office of the Dakota County Recorder, 1276.69 feet to MDOT right of way monument B-1; thence South 38 degrees 08 minutes 47 seconds East along said easterly right of way line 237.88 feet to its intersection with the southerly right of way line of 82nd Street East, formerly Rosenberger Lane, as dedicated on the plat of Paradise Valley, according to the record plat thereof, and the point of beginning of the land to be described; thence continuing South 38 degrees 08 minutes 47 seconds East, along said easterly right of way line 417.69 feet to MDOT right of way monument B2; thence North 13 degrees 01 minutes 28 seconds East 212.90 feet; thence North 26 degrees 37 minutes 38 seconds West 182.57 feet; thence North 30 degrees 22 minutes 46 seconds West 47.12 feet; thence North 15 degrees 51 minutes 16 seconds West 83.49 feet; thence North 43 degrees 58 minutes 46 seconds West 18.81 feet to the southerly right of way line of platted 82nd Street East; thence southwesterly along a nontangential curve which is concave to the southeast, central angle of 41 degrees 07 minutes 25 seconds, radius of 129.15 feet, chord bearing of South 52 degrees 21 minutes 13 seconds West, 92.70 feet; thence South 31 degrees 47 minutes 31 seconds West, along said southerly right of way, tangent to last described curve, 104.72 feet; thence South 49 degrees 17 minutes 31 seconds West along said Southerly right of way 49.40 feet to the point of beginning.

AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $517,389.94 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: March 18, 2010 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580

Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns.

If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn.

Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on September 18, 2010, or the next business day if September 18, 2010 falls on a Saturday, Sunday or legal holiday.

Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: January 28, 2010 ASSIGNEE OF MORTGAGEE: The Bank of New York Mellon fka the Bank of New York as Trustee for the Certificateholders CWALT, Inc. Alternative Loan Trust 2006-OA17,mortgage Pass-through Certificates, Series 2006-OA17 Wilford & Geske, P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 011159F01 2053954 1/28-3/4/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: July 26, 2006 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $256,500.00 MORTGAGOR(S): Ailyna Chantha Khath, a single woman MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF REGISTERING: Registered: August 11, 2006 Dakota County Registrar of Titles Document Number: 595842 ASSIGNMENTS OF MORTGAGE: And assigned to: Nationstar Mortgage, LLC Dated: January 11, 2010 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100052550116150763 Lender or Broker: Source Lending Corporation Residential Mortgage Servicer: Nationstar Mortgage, LLC Mortgage Originator: Not Applicable CERTIFICATE OF TITLE NUMBER: 126297 COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 16793 Jonquil Trl, Lakeville, MN 55044-9471 Tax Parcel ID Number: 22-64602-080-02 LEGAL DESCRIPTION OF PROPERTY: Lot Eight (8), Block Two (2) in Rolling Oaks South Plat Three, according to the recorded plat thereof, Dakota County, Minnesota.

AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $282,177.54 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; that this is registered property; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: March 15, 2010 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns.

If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on September 15, 2010, or the next business day if September 15, 2010 falls on a Saturday, Sunday or legal holiday.

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a Saturday, Sunday or legal holiday.

Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: January 28, 2010 ASSIGNEE OF MORTGAGEE: Nationstar Mortgage, LLC Wilford & Geske, P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 011923F01 2051850 1/28-3/4/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: April 30, 1999 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $120,175.00 MORTGAGOR(S): Christina Carlisano, a single person and James Kaufenberg, a single person MORTGAGEE: EquiCredit Corporation of Mn. DATE AND PLACE OF RECORDING: Recorded: May 21, 1999 Dakota County Recorder Document Number: 1607141 ASSIGNMENTS OF MORTGAGE: And assigned to: U.S. Bank National Association, f/k/a First Bank National Association Trust U/A dated 6/1/99 (EQCC Home Equity Loan Trust 1999-2) Dated: June 07, 2002 Recorded: June 28, 2002 Dakota County Recorder Document Number: 1911151 And assigned to: NationsCredit Financial Services Corporation Dated: May 11, 2009 Recorded: June 05, 2009 Dakota County Recorder Document Number: 2662107 Transaction Agent: Not Applicable Transaction Agent Mortgage Identification Number: Not Applicable Lender or Broker: EquiCredit Corporation of Mn. Residential Mortgage Servicer: Select Portfolio Servicing Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 14304 Portland Ave, Burnsville, MN 55337-4686 Tax Parcel ID Number: 02-84811-030-01 LEGAL DESCRIPTION OF PROPERTY: Lot 3, Block 1, Wood Park Plat Twelve, Dakota County, Minnesota.

AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $138,179.22 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: March 15, 2010 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns.

If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on September 15, 2010, or the next business day if September 15, 2010 falls on a Saturday, Sunday or legal holiday.

Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION

MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: January 28, 2010 ASSIGNEE OF MORTGAGEE: NationsCredit Financial Services Corporation Wilford & Geske, P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 003813F02 2053271 1/28-3/4/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: January 26, 2007 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $512,000.00 MORTGAGOR(S): Keith C. Vogel, a single man and Brian J. Vogel and Althea Toliver-Vogel, husband and wife MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded: February 07, 2007 Dakota County Recorder Document Number: 2494635 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100092047103769210 Lender or Broker: Webster Bank, N.A. Residential Mortgage Servicer: Aurora Loan Services, LLC Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 9130 250th St E, Hampton, MN 55031-8730 Tax Parcel ID Number: 170240001201 LEGAL DESCRIPTION OF PROPERTY: The East 662 feet of the West 1322 feet of the North Half of the Northeast Quarter of Section 24, Township 113, Range 18 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $483,159.96 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: March 15, 2010 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within twelve (12) months from the date of said sale by the mortgagor(s), their personal representatives or assigns.

If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on March 15, 2011, or the next business day if March 15, 2011 falls on a Saturday, Sunday or legal holiday.

Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: January 28, 2010 MORTGAGEE: Mortgage Electronic Registration Systems, Inc. Wilford & Geske, P.A. Attorneys for Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 010556F01 2051713 1/28-3/4/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage:

the following described mortgage: DATE OF MORTGAGE: O c t o b e r 1 2 , 2007 MORTGAGORS: D u s t i n O . W i n t e r and Amy Winter, husband and wife.

MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Registered October 30, 2007, Dakota County Registrar of Titles, Document No. 619544, Certificate of Title No. 143713.

ASSIGNMENTS OF MORTGAGE: Assigned to: U.S. Bank, N.A., Dated: January 6, 2010.

Said Mortgage being Registered Land.

TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100021278927695317 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: U.S. Bank, N.A. RESIDENTIAL MORTGAGE SERVICER: U.S. Bank Home Mortgage MORTGAGED PROPERTY ADDRESS: 1800 Covington Lane, Eagan, MN 55122 TAX PARCEL I.D. #: 10-63984-040-15 LEGAL DESCRIPTION OF PROPERTY: Lot 4, Block 15, in Ridgecliffe Fifth Addition, Dakota County, Minnesota.

COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $167,674.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $173,080.29 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: March 18, 2010 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07.

TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on September 20, 2010.

MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: January 15, 2010.

U.S. Bank, N. A. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 19-637 7892769531 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2054528 1/28-3/4/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: A u g u s t 1 2 , 2005 MORTGAGOR: T h o m a s C l i n e , a single person.

MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded August 23, 2005, Dakota County Recorder, Document No. 2353895.

ASSIGNMENTS OF MORTGAGE: Assigned to: CitiMortgage, Inc, Dated: November 23, 2009.

TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100039223350013265 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: First Magnus Financial Corporation RESIDENTIAL MORTGAGE SER-

RESIDENTIAL MORTGAGE SER VICER: CitiMortgage, Inc. MORTGAGED PROPERTY ADDRESS: 2575 Heritage Drive, Mendota Heights, MN 55120 TAX PARCEL I.D. #: 27-41600-107-04 LEGAL DESCRIPTION OF PROPERTY: Living Unit 107 and Garage Units 130 and 131, Condominium Number 104, Kensington Manor Homes Condominium COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $169,200.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $160,636.72 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: March 25, 2010 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07.

TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on September 27, 2010.

MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: December 8, 2009.

CitiMortgage, Inc. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 10-2813 2003131690 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2054976 1/28-3/4/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: May 24, 2007 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $167,200.00 MORTGAGOR(S): Ryan P. Dugan, Single MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded: June 11, 2007 Dakota County Recorder Document Number: 2523306 ASSIGNMENTS OF MORTGAGE: And assigned to: Nationstar Mortgage, LLC Dated: April 15, 2009 Recorded: May 01, 2009 Dakota County Recorder Document Number: 2654006 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100062604740310778 Lender or Broker: Homecomings Financial, LLC (f/k/a Homecomings Financial Network, Inc.) Residential Mortgage Servicer: Nationstar Mortgage, LLC Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 7803 Glenda Ct, Saint Paul, MN 55124-7416 Tax Parcel ID Number: 011640420001 LEGAL DESCRIPTION OF PROPERTY: Lot 20, Block 1, Carrollwood Village Fifth Addition, Dakota County, Minnesota.

AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $202,253.12 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold

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������ ������� above described property������ will be sold MN Stat. �������� §580.07. ��� ���� by the Sheriff of said county as folTIME AND DATE TO VACATE PROPlows: ERTY: If the real estate is an DATE AND TIME OF SALE: March owner-occupied, single-family dwelling, unless otherwise provided by law, 15, 2010 at 10:00 AM PLACE OF SALE: Dakota County the date on or before which the mortLaw Enforcement Center, 1580 High- gagor(s) must vacate the property if the way 55, Lobby S-100, Hastings, Minne- mortgage is not reinstated under section 580.30 or the property is not sota to pay the debt secured by said mort- redeemed under section 580.23 is gage and taxes, if any, on said pre- 11:59 p.m. on September 20, 2010. mises and the costs and disburseMORTGAGOR(S) RELEASED FROM ments, including attorney fees allowed FINANCIAL OBLIGATION ON MORTby law, subject to redemption within GAGE: None "THE TIME ALLOWED BY LAW FOR six (6) months from the date of said sale by the mortgagor(s), their per- REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPsonal representatives or assigns.

If the Mortgage is not reinstated RESENTATIVES OR ASSIGNS, MAY BE under Minn. Stat. §580.30 or the prop- REDUCED TO FIVE WEEKS IF A JUDIerty is not redeemed under Minn. Stat. CIAL ORDER IS ENTERED UNDER §580.23, the Mortgagor must vacate MINNESOTA STATUTES, SECTION the property on or before 11:59 p.m. on 5 8 2 . 0 3 2 , D E T E R M I N I N G , A M O N G September 15, 2010, or the next busi- OTHER THINGS, THAT THE MORTness day if September 15, 2010 falls on GAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF a Saturday, Sunday or legal holiday.

Mortgagor(s) released from financial LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL obligation: NONE THIS COMMUNICATION IS FROM P R O D U C T I O N , A N D A R E A DEBT COLLECTOR ATTEMPT- ABANDONED." Dated: January 12, 2010.

ING TO COLLECT A DEBT. ANY CitiMortgage, Inc. INFORMATION OBTAINED WILL BE Mortgagee/Assignee of Mortgagee USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF USSET, WEINGARDEN AND LIEBO, P.L.L.P. THE DEBT AND IDENTITY OF THE By: Paul A. Weingarden ORIGINAL CREDITOR WITHIN THE Attorneys for Mortgagee/Assignee of T I M E P R O V I D E D B Y L A W I S N O T Mortgagee 4500 Park Glen Road #300 AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR Minneapolis, MN 55416 REDEMPTION BY THE MORTGAGOR, (952) 925-6888 THE MORTGAGOR'S PERSONAL REP- 10-2221 RESENTATIVES OR ASSIGNS, MAY BE 2002992351 REDUCED TO FIVE WEEKS IF A JUDI- THIS IS A COMMUNICATION FROM CIAL ORDER IS ENTERED UNDER A DEBT COLLECTOR. 1/28-3/4/10 MINNESOTA STATUTES, SECTION 2052795 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED NOTICE OF WITH A RESIDENTIAL DWELLING OF MORTGAGE FORECLOSURE SALE LESS THAN FIVE UNITS, ARE NOT NOTICE IS HEREBY GIVEN that PROPERTY USED IN AGRICULTURAL default has occurred in the conditions PRODUCTION, AND ARE ABANDONED. of the following described mortgage: DATED: January 28, 2010 DATE OF MORTGAGE: May 16, 2008 ASSIGNEE OF MORTGAGEE: ORIGINAL PRINCIPAL AMOUNT OF Nationstar Mortgage, LLC MORTGAGE: $289,275.00 Wilford & Geske, P.A. MORTGAGOR(S): Joan M. Miller and Attorneys for Assignee of Mortgagee Clayton Miller, Wife and Husband Lawrence A. Wilford MORTGAGEE: Mortgage Electronic James A. Geske Registration Systems, Inc. 8425 Seasons Parkway, Suite 105 DATE AND PLACE OF RECORDING: Woodbury, MN 55125-4393 Recorded: July 09, 2008 Dakota (651) 209-3300 County Recorder File Number: 001074F01 Document Number: 2601158 2053933 1/28-3/4/10 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100188508050246614 NOTICE OF MORTGAGE Lender or Broker: Draper and FORECLOSURE SALE THE RIGHT TO VERIFICATION Kramer Mortgage Corp DBA 1st AdvanOF THE DEBT AND IDENTITY OF tage Morgage Residential Mortgage Servicer: GMAC THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS Mortgage, LLC Mortgage Originator: Not Applicable NOT AFFECTED BY THIS ACTION. COUNTY IN WHICH PROPERTY IS NOTICE IS HEREBY GIVEN, that default has occurred in conditions of LOCATED: Dakota Property Address: 1300 Vista Dr, the following described mortgage: Burnsville, MN 55337-2337 DATE OF MORTGAGE: July 25, 2005 Tax Parcel ID Number: MORTGAGORS: William J. McMahon and Margaret A. McMahon, husband 02-82201-232-02 LEGAL DESCRIPTION OF PROPand wife.

MORTGAGEE: Mortgage Electronic ERTY: Lot 23, Block 2, Vista View 2nd Addition, Dakota County, Minnesota, Registration Systems, Inc. DATE AND PLACE OF RECORDING: excepting therefrom that part lying Recorded August 17, 2005, Dakota Westerly of the following described C o u n t y R e c o r d e r , D o c u m e n t N o . line, to-wit: A line beginning at a point 2 3 5 1 9 1 8 , a s c o r r e c t e d b y o r d e r on the Northwesterly line of said lot recorded: December 28, 2009 as doc. # 23, distant 46.60 feet Southwesterly of the most northerly corner of said Lot 2704728.

A S S I G N M E N T S O F M O R T G A G E : 23; thensce Southeasterly 156.86 feet, Assigned to: CitiMortgage, Inc., Dated: more or less, to a point in the Southeasterly line of Lot 28 in Block 2, Vista December 23, 2009.

TRANSACTION AGENT: Mortgage View 2nd Addition, distant 10 feet Southwesterly of the southeast corner Electronic Registration Systems, Inc. T R A N S A C T I O N A G E N T ' S M O R T - of said Lot 28, and that part of Lot 28 GAGE IDENTIFICATION NUMBER ON Block 2, Vista View 2nd Addition, lying Easterly of the following described MORTGAGE: 100146850105032628 LENDER OR BROKER AND MORT- line, to-wit: A line beginning at a point G A G E O R I G I N A T O R S T A T E D O N on the Northwesterly line of Lot 23 of MORTGAGE: Orangeburg National said Block 2, Vista View 2nd Addition, distant 46.60 feet Southwesterly of the Bank R E S I D E N T I A L M O R T G A G E S E R - most Northerly corner of said Lot; thence Southeasterly 156.86 feet, more VICER: CitiMortgage, Inc. MORTGAGED PROPERTY ADDRESS: or less, to a point in the Southeasterly line of said Lot 28, distant 10 feet 100 7th Street, Farmington, MN 55024 TAX PARCEL I.D. #: 14-20600-080-02 Southwesterly of the Southeast corner LEGAL DESCRIPTION OF PROP- of said Lot 28, Dakota county, Minnesota.

ERTY: AMOUNT DUE AND CLAIMED TO BE Lot 7 and the East 30 Feet of Lot 8, Block 2, of C. M. Dittman's Addition D U E A S O F D A T E O F N O T I C E : to Farmington, according to the plat $299,139.90 THAT all pre-foreclosure requirethereof on file or of Record in the Office of the County Recorder in and ments have been complied with; that no action or proceeding has been instifor Dakota County, Minnesota.

COUNTY IN WHICH PROPERTY IS tuted at law or otherwise to recover the debt secured by said mortgage, or any LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF part thereof; PURSUANT to the power of sale conMORTGAGE: $155,200.00 AMOUNT DUE AND CLAIMED TO BE t a i n e d i n s a i d m o r t g a g e , t h e DUE AS OF DATE OF NOTICE, INCLUD- above-described property will be sold ING TAXES, IF ANY, PAID BY MORT- by the Sheriff of said county as follows: GAGEE: $160,960.97 DATE AND TIME OF SALE: March That prior to the commencement of this mortgage foreclosure proceeding 15, 2010 at 10:00 AM PLACE OF SALE: Dakota County Mortgagee/Assignee of Mortgagee complied with all notice requirements as Law Enforcement Center, 1580 Highrequired by statute; That no action or way 55, Lobby S-100, Hastings, Minneproceeding has been instituted at law sota o r o t h e r w i s e t o r e c o v e r t h e d e b t to pay the debt secured by said mortsecured by said mortgage, or any part gage and taxes, if any, on said premises and the costs and disbursethereof; PURSUANT to the power of sale con- ments, including attorney fees allowed tained in said mortgage, the above by law, subject to redemption within described property will be sold by the six (6) months from the date of said sale by the mortgagor(s), their perSheriff of said county as follows: DATE AND TIME OF SALE: March sonal representatives or assigns.

If the Mortgage is not reinstated 18, 2010 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , under Minn. Stat. §580.30 or the propLaw Enforcement Center, 1580 Hwy erty is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said the property on or before 11:59 p.m. on Mortgage, and taxes, if any, on said September 15, 2010, or the next busipremises, and the costs and disburse- ness day if September 15, 2010 falls on m e n t s , i n c l u d i n g a t t o r n e y s ' f e e s a Saturday, Sunday or legal holiday.

Mortgagor(s) released from financial allowed by law subject to redemption within six (6) months from the date of obligation: NONE said sale by the mortgagor(s), their THIS COMMUNICATION IS FROM personal representatives or assigns A DEBT COLLECTOR ATTEMPTunless reduced to Five (5) weeks under ���������� �� ���� ����� MN Stat. §580.07.

PUBLIC NOTICE

PUBLIC NOTICE

��� �������� ��� ���� ������ ������ ������� Dated: January 26, 2010.

CitiMortgage, Inc. ���������� ���� ��������� A DEBT COLLECTOR ATTEMPT ING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: January 28, 2010 MORTGAGEE: Mortgage Electronic Registration Systems, Inc. Wilford & Geske, P.A. Attorneys for Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 011931F01 2053295 1/28-3/4/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: November 15, 2006 MORTGAGOR: Julie Rae Mostad f/k/a Julie R. Duscher, a single person.

MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded November 28, 2006, Dakota County Recorder, Document No. 2478097.

ASSIGNMENTS OF MORTGAGE: Assigned to: CitiMortgage, Inc., Dated: January 22, 2010.

TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100103210000214105 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Prime Mortgage Corporation RESIDENTIAL MORTGAGE SERVICER: CitiMortgage, Inc. MORTGAGED PROPERTY ADDRESS: 18240 Polk Avenue, Hastings, MN 55033 TAX PARCEL I.D. #: 33-84600-060-01 LEGAL DESCRIPTION OF PROPERTY: Lot 6, Block 1, Wolcott Acres, according to the recorded plat thereof, and situate in Dakota County, Minnesota.

COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $352,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $360,633.50 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: April 1, 2010 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07.

TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on October 1, 2010.

MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: January 26, 2010.

Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 10-3083 2003979879 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2062719 2/4-3/11/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: July 15, 2004 MORTGAGORS: K a t i e A n n e B a c k strom and Byron Arthur Backstrom, wife and husband.

MORTGAGEE: Mortgage Source, Inc..

DATE AND PLACE OF RECORDING: Registered October 18, 2004, Dakota County Registrar of Titles, Document No. 550213, Certificate of Title No. 133790.

ASSIGNMENTS OF MORTGAGE: Assigned to: U.S. Bank, N.A., Dated: July 15, 2004, Recorded: October 18, 2004, Document No. 550214.

Said Mortgage being Registered Land.

TRANSACTION AGENT: NONE TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: NONE LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Mortgage Source, Inc. RESIDENTIAL MORTGAGE SERVICER: U.S. Bank Home Mortgage MORTGAGED PROPERTY ADDRESS: 844 Greening Avenue, Apple Valley, MN 55124 TAX PARCEL I.D. #: 01-11705-020-05 LEGAL DESCRIPTION OF PROPERTY: Lot Two (2), Block Five (5), Apple Valley Sixth Addition.

COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $208,354.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $213,193.28 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: March 25, 2010 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07.

TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on September 27, 2010.

MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: January 25, 2010.

U.S. Bank, N. A. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 19-683 7810403503 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2062792 2/4-3/11/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: February 20, 2009 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $244,832.00 MORTGAGOR(S): Patrick R. Brandl and Vicki Brandl, husband and wife MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded: March 02, 2009 Dakota County Recorder Document Number: 2640388 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100310900006056836 Lender or Broker: GSF Mortgage Corporation Residential Mortgage Servicer: GMAC Mortgage, LLC Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 21267 Ilavista Way, Lakeville, MN 55044-1903 Tax Parcel ID Number: 22-84100-440-02 LEGAL DESCRIPTION OF PROPERTY: Lot 44, Block 2, Wild Meadow Villas, Common Interest Community No. 364, Dakota County, Minnesota, together with appurtenant easements created pursuant to Declaration, Document No. 2122643.

AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $254,734.70 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: March 19, 2010 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns.

If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on September 19, 2010, or the next business day if September 19, 2010 falls on a Saturday, Sunday or legal holiday.

Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: February 04, 2010 MORTGAGEE: Mortgage Electronic Registration Systems, Inc. Wilford & Geske, P.A. Attorneys for Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 012037F01 2059710 2/4-3/11/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: November 22, 2005 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $238,400.00 MORTGAGOR(S): Joel J Lauer and Kali A Lauer, husband and wife MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded: December 15, 2005 Dakota County Recorder Document Number: 2388992 ASSIGNMENTS OF MORTGAGE: And assigned to: Suntrust Mortgage, Inc. Dated: January 26, 2010 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100010401442192197 Lender or Broker: Suntrust Mortgage, Inc. Residential Mortgage Servicer: SunTrust Mortgage, Inc. Mortgage Originator: Not Applicable

Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 4221 156th St W, Rosemount, MN 55068-4673 Tax Parcel ID Number: 34-83704-180-02 LEGAL DESCRIPTION OF PROPERTY: Lot 18, Block 2, West Ridge 5th Addition, Dakota County, Minnesota.

AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $232,103.56 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: March 25, 2010 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns.

If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on September 25, 2010, or the next business day if September 25, 2010 falls on a Saturday, Sunday or legal holiday.

Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: February 04, 2010 ASSIGNEE OF MORTGAGEE: Suntrust Mortgage, Inc. Wilford & Geske, P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 012220F01 2060005 2/4-3/11/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: July 20, 2007 MORTGAGORS: Steven J. Laddusaw and Gail K. Marbeck, husband and wife.

MORTGAGEE: Chase Bank USA, N.A. DATE AND PLACE OF RECORDING: Recorded October 2, 2007, Dakota County Recorder, Document No. 2547862.

ASSIGNMENTS OF MORTGAGE: Assigned to: JPMorgan Chase Bank, N.A, Dated: January 13, 2010.

TRANSACTION AGENT: NONE TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: NONE LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Chase Bank USA, N.A. RESIDENTIAL MORTGAGE SERVICER: Chase Home Finance, LLC MORTGAGED PROPERTY ADDRESS: 530 Hawthorne Woods Drive, Eagan, MN 55123 TAX PARCEL I.D. #: 10-32151-060-04 LEGAL DESCRIPTION OF PROPERTY: Lot 6, Block 4, Hawthorne Woods 2nd Addition, Dakota County, Minnesota.

COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $596,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $685,654.42 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: April 1,

DATE AND TIME OF SALE: April 1, 2010 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07.

TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on October 1, 2010.

MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: January 25, 2010.

JPMorgan Chase Bank, N.A. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 75-3893 24622383 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2062829 2/4-3/11/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: June 09, 2006 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $191,900.00 MORTGAGOR(S): Harold P Liebersbach and Linda F Liebersbach, husband and wife MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded: July 12, 2006 Dakota County Recorder Document Number: 2444676 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100103210000139021 Lender or Broker: Prime Mortgage Corporation Residential Mortgage Servicer: Aurora Loan Services, LLC Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 14799 Embry Path, Apple Valley, MN 55124-6851 Tax Parcel ID Number: 01-81454-190-01 LEGAL DESCRIPTION OF PROPERTY: Lot 19, Block 1, Valley Way Village Fifth Addition, Dakota County, Minnesota.

AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $194,886.39 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: March 22, 2010 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns.

If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on September 22, 2010, or the next business day if September 22, 2010 falls on a Saturday, Sunday or legal holiday.

Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE

RESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: February 04, 2010 MORTGAGEE: Mortgage Electronic Registration Systems, Inc. Wilford & Geske, P.A. Attorneys for Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 011992F01 2056799 2/4-3/11/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: May 10, 2007 MORTGAGORS: A m y E . D e l i s a n d Michael L. Delis, wife and husband.

MORTGAGEE: J P M o r g a n C h a s e Bank, N.A..

DATE AND PLACE OF RECORDING: Recorded July 3, 2007, Dakota County Recorder, Document No. 2528153.

ASSIGNMENTS OF MORTGAGE: Assigned to: Chase Home Finance LLC, Dated: January 19, 2010.

TRANSACTION AGENT: NONE TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: NONE LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: JPMorgan Chase Bank, N.A. RESIDENTIAL MORTGAGE SERVICER: Chase Home Finance LLC MORTGAGED PROPERTY ADDRESS: 1009 April Place, Burnsville, MN 55306 TAX PARCEL I.D. #: 02-71226-050-01 LEGAL DESCRIPTION OF PROPERTY: Lot 5, Block 1, Southcross Woods 2nd Addition, Dakota County, Minnesota.

COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $284,800.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $285,257.81 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: April 1, 2010 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07.

TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on October 1, 2010.

MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: January 22, 2010.

Chase Home Finance LLC Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 30-7754 1064164135 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2061317 2/4-3/11/10

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PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: October 04, 2006 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $128,000.00 MORTGAGOR(S): Jacob Bremner and Leah Bremner, husband and wife MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded: October 25, 2006 Dakota County Recorder Document Number: 2470737 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100073981126429092 Lender or Broker: Bremer Bank, N.A. Residential Mortgage Servicer: Aurora Loan Services, LLC Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 33 Pine Pl, Farmington, MN 55024-9685 Tax Parcel ID Number: 14-30200-070-06 LEGAL DESCRIPTION OF PROPERTY: Lot 7, Block 6, Glenview Townhomes and Commercial, Dakota County, Minnesota.

AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $135,464.69 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: March 22, 2010 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns.

If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on September 22, 2010, or the next business day if September 22, 2010 falls on a Saturday, Sunday or legal holiday.

Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: February 04, 2010 MORTGAGEE: Mortgage Electronic Registration Systems, Inc. Wilford & Geske, P.A. Attorneys for Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 007811F03 2058674 2/4-3/11/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: S e p t e m b e r 19, 2005 MORTGAGOR: Shawna S. Britton, a single person.

MORTGAGEE: First Franklin.

DATE AND PLACE OF RECORDING: Recorded October 3, 2005, Dakota County Recorder, Document No. 2366916.

ASSIGNMENTS OF MORTGAGE: Assigned to: First Franklin Financial Corporation, Dated: February 8, 2006, Recorded: March 6, 2006, Document No. 2410443. And thereafter assigned to: Citibank, N.A., as Trustee for First Franklin Mortgage Loan Trust, Mortgage Loan Asset-Backed Certificates, Series 2005-FF12, Dated: December 8, 2006.

TRANSACTION AGENT: NONE TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON

GAGE IDENTIFICATION NUMBER ON MORTGAGE: NONE LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: First Franklin RESIDENTIAL MORTGAGE SERVICER: Home Loan Services, Inc. MORTGAGED PROPERTY ADDRESS: 16653 Foliage Avenue West, Rosemount, MN 55068 TAX PARCEL I.D. #: 22-21172-150-09 LEGAL DESCRIPTION OF PROPERTY: Lot 15, Block 9, Donnay's Valley Park 3rd Addition, Dakota County, Minnesota.

COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $162,320.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $169,501.65 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: April 1, 2010 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07.

TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on October 1, 2010.

MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: January 29, 2010.

Citibank, N.A., as Trustee Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 76-3585 1044569386 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2062972 2/4-3/11/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: July 18, 2003 MORTGAGOR: Kelley Stish, a single person.

MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Registered August 29, 2003, Dakota County Registrar of Titles, Document No. 0512326, Certificate of Title No. 129100.

ASSIGNMENTS OF MORTGAGE: Assigned to: Chase Home Finance LLC, Dated: January 18, 2010.

Said Mortgage being Registered Land.

TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100137510000103756 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Lakeland Mortgage Corporation RESIDENTIAL MORTGAGE SERVICER: Chase Home Finance LLC MORTGAGED PROPERTY ADDRESS: 16625 Javelin Avenue, Lakeville, MN 55044 TAX PARCEL I.D. #: 22-64607-160-04 LEGAL DESCRIPTION OF PROPERTY: Lot 16, Block 4, Rolling Oaks South Plat 8.

COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $204,534.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $184,702.65

GAGEE: $184,702.65 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: March 25, 2010 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07.

TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on September 27, 2010.

MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: January 20, 2010.

Chase Home Finance LLC Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 30-7772 1998904895 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2056554 2/4-3/11/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: April 25, 2008 MORTGAGORS: Brandon J. Young and Tammy Young, husband and wife.

MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded May 21, 2008, Dakota County Recorder, Document No. 2591774.

ASSIGNMENTS OF MORTGAGE: Assigned to: Chase Home Finance LLC, Dated: January 22, 2010.

TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100418417493458954 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Tradition Mortgage, LLC RESIDENTIAL MORTGAGE SERVICER: Chase Home Finance LLC MORTGAGED PROPERTY ADDRESS: 402 18th Avenue South, South Saint Paul, MN 55075 TAX PARCEL I.D. #: 36-48550-110-01 LEGAL DESCRIPTION OF PROPERTY: Lot 11, Block 1, Michaels Addition, Dakota County, Minnesota.

COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $249,850.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $251,931.65 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: March 31, 2010 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under

unless reduced to Five (5) weeks under MN Stat. §580.07.

TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on September 30, 2010.

MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: January 27, 2010.

Chase Home Finance LLC Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 30-7866 1749345895 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2059987 2/4-3/11/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: July 2, 2002 MORTGAGORS: C h a r l e s J . S t o e s z and Michele D. Stoesz, husband and wife.

MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded July 8, 2002, Dakota County Recorder, Document No. 1913669.

ASSIGNMENTS OF MORTGAGE: Assigned to: JPMorgan Chase Bank, National Association, Dated: January 21, 2010 TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100054130002695037 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Washington Mutual Bank, FA RESIDENTIAL MORTGAGE SERVICER: JPMorgan Chase Bank, National Association MORTGAGED PROPERTY ADDRESS: 23265 Northfield Boulevard, Hampton, MN 55031 TAX PARCEL I.D. #: 18-00800-015-07 LEGAL DESCRIPTION OF PROPERTY: EXHIBIT A That part of the Northeast Quarter of Section 8, Township 113, Range 18, Dakota County, Minnesota, described as follows: Commencing at the Northeast corner said Northeast Quarter and deflecting 44 degrees 30 minutes 20 seconds right and Southwesterly from the East line of said Northeast Quarter to the centerline of Dakota County Road No. 47; thence along said centerline a distance of 1995.3 feet, more or less to a point 718.3 feet Northeasterly of the intersection of said County Road 47 and State Highway No. 50; thence deflecting 90 degrees right a distance 163.0 feet; thence deflecting 90 degrees right a distance of 162.47 feet; thence deflecting 81 degrees 32 minutes 40 seconds left a distance of 322.5 feet; thence deflecting 83 degrees 58 minutes left a distance of 288.86 feet; thence deflecting 97 degrees 02 minutes 20 seconds left a distance of 127.0 feet; thence deflecting 102 degrees 17 minutes 28 seconds right a distance of 124.46 feet; thence deflecting 95 degrees 14 minutes 28 seconds left a distance of 251.4 feet; thence deflecting 102 degrees 12 minutes left a distance 90.0 feet; thence deflecting 86 degrees 44 minutes 15 seconds right a distance of 222.0 feet, more or less to its intersection with the centerline of said County Road No. 47; thence Northeasterly along centerline to the point of beginning.

EXCEPT the following described tract of land: That part of the Northeast Quarter of Section 8, Township 113, Range 18, Dakota County, Minnesota, described as follows: Commencing at the Northeast corner of said Northeast Quarter; thence South 44 degrees 30 minutes 20 seconds West (assumed bearing) along the centerline of County Road No. 47 a distance of 2166.6 feet, more or less, to a point 547.00 feet Northeasterly of the centerline intersection of said County Road No. 47 and State Highway No. 50 and the point of beginning of the land to be described; thence North 46 degrees 27 minutes 25 seconds West 182.00 feet; thence North 43 degrees 32 minutes 35 seconds East 115.00 feet; thence South

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������ ������ ������� �������� ��� to ���� onds East 115.00 feet; thence South been instituted at law recover the 48 degrees 21 minutes 16 seconds debt secured by said mortgage, or any East 184.14 feet to said centerline of part thereof; that there has been comCounty Road No. 47; thence South pliance with all pre-foreclosure notice 44 degrees 30 minutes 20 seconds and acceleration requirements of said West along said centerline 121.11 mortgage, and/or applicable statutes; feet to the point of beginning, Dakota PURSUANT, to the power of sale contained in said mortgage, the above County, Minnesota COUNTY IN WHICH PROPERTY IS described property will be sold by the Sheriff of said county as follows: LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF DATE AND TIME OF SALE: 10:00 AM on March 23, 2010 MORTGAGE: $180,000.00 PLACE OF SALE: Sheriff`s M a i n AMOUNT DUE AND CLAIMED TO BE D U E A S O F D A T E O F N O T I C E , Office, Law Enforcement Center, 1580 INCLUDING TAXES, IF ANY, PAID BY Highway 55, Hastings MN 55033-2343 MORTGAGEE: $166,964.88 to pay the debt then secured by said That prior to the commencement of mortgage and taxes, if any actually this mortgage foreclosure proceeding paid by the mortgagee, on the preM o r t g a g e e / A s s i g n e e o f M o r t g a g e e mises and the costs and disbursecomplied with all notice requirements ments allowed by law. as required by statute; That no action The time allowed by law for redempor proceeding has been instituted at tion by said mortgagor(s), their perlaw or otherwise to recover the debt sonal representatives or assigns is 6 secured by said mortgage, or any part months from the date of sale.

"THE TIME ALLOWED BY LAW FOR thereof; P U R S U A N T t o t h e p o w e r o f s a l e REDEMPTION BY THE MORTGAGOR, contained in said mortgage, the above THE MORTGAGOR`S PERSONAL REPdescribed property will be sold by the RESENTATIVES OR ASSIGNS, MAY BE Sheriff of said county as follows: REDUCED TO FIVE WEEKS IF A JUDIDATE AND TIME OF SALE: April 1, CIAL ORDER IS ENTERED UNDER 2010 at 10:00 AM MINNESOTA STATUTES, SECTION PLACE OF SALE: S h e r i f f ' s O f f i c e , 5 8 2 . 0 3 2 , D E T E R M I N I N G , A M O N G Law Enforcement Center, 1580 Hwy OTHER THINGS, THAT THE MORT55, Lobby #S-100, Hastings, MN GAGED PREMISES ARE IMPROVED to pay the debt then secured by said WITH A RESIDENTIAL DWELLING OF Mortgage, and taxes, if any, on said LESS THAN FIVE UNITS, ARE NOT p r e m i s e s , a n d t h e c o s t s a n d PROPERTY USED IN AGRICULTURAL disbursements, including attorneys' P R O D U C T I O N , A N D A R E f e e s a l l o w e d b y l a w s u b j e c t t o ABANDONED." Dated: February 4, 2010 redemption within six (6) months from HSBC Bank USA, N.A., as Trustee the date of said sale by the on behalf of ACE Securities Corp. mortgagor(s), their personal Home Equity Loan Trust and for representatives or assigns unless reduced to Five (5) weeks under MN the registered holders of ACE Stat. §580.07.

Securities Corp. Home Equity Loan TIME AND DATE TO VACATE Trust, Series 2006-ASAP4, Asset Backed Pass-Through Certificates PROPERTY: If the real estate is an o w n e r - o c c u p i e d , s i n g l e - f a m i l y Randall S. Miller & Associates, P.C. dwelling, unless otherwise provided by Attorneys for Assignee of Mortgage/ law, the date on or before which the Mortgagee mortgagor(s) must vacate the property One Financial Plaza, if the mortgage is not reinstated under 120 South Sixth Street, Suite 1100 section 580.30 or the property is not Minneapolis, MN 55402 redeemed under section 580.23 is Phone: 612-573-3677 Our File No. 09MN00189-1 11:59 p.m. on October 1, 2010.

MORTGAGOR(S) RELEASED FROM THIS IS A COMMUNICATION FROM F I N A N C I A L O B L I G A T I O N O N A DEBT COLLECTOR. ASAP# 3428158 02/04/2010, MORTGAGE: None "THE TIME ALLOWED BY LAW FOR 02/11/2010, 02/18/2010, 02/25/2010, REDEMPTION BY THE MORTGAGOR, 03/04/2010, 03/11/2010 2/4-3/11/10 T H E M O R T G A G O R ' S P E R S O N A L 2057027 REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED NOTICE OF MORTGAGE UNDER MINNESOTA STATUTES, FORECLOSURE SALE SECTION 582.032, DETERMINING, THE RIGHT TO VERIFICATION AMONG OTHER THINGS, THAT THE M O R T G A G E D P R E M I S E S A R E OF THE DEBT AND IDENTITY OF I M P R O V E D W I T H A R E S I D E N T I A L THE ORIGINAL CREDITOR WITHIN D W E L L I N G O F L E S S T H A N F I V E THE TIME PROVIDED BY LAW IS UNITS, ARE NOT PROPERTY USED IN NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that AGRICULTURAL PRODUCTION, AND default has occurred in conditions of ARE ABANDONED." the following described mortgage: Dated: January 27, 2010.

DATE OF MORTGAGE: May 22, 2007 JPMorgan Chase Bank, N.A. MORTGAGOR: K a r e n S i e h n d e l , a Mortgagee/Assignee of Mortgagee single person.

USSET, WEINGARDEN AND LIEBO, P.L.L.P. MORTGAGEE: Mortgage Electronic By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Registration Systems, Inc. DATE AND PLACE OF RECORDING: Mortgagee Recorded May 29, 2007, Dakota County 4500 Park Glen Road #300 Recorder, Document No. 2520400.

Minneapolis, MN 55416 ASSIGNMENTS OF MORTGAGE: (952) 925-6888 Assigned to: Nationstar Mortgage LLC, 60-2722 Dated: January 11, 2010.

8462272132 TRANSACTION AGENT: Mortgage THIS IS A COMMUNICATION FROM Electronic Registration Systems, Inc. A DEBT COLLECTOR. T RANSACTION AGENT'S MORT2062848 2/4-3/11/10 GAGE IDENTIFICATION NUMBER ON MORTGAGE: 100062604738436213 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON NOTICE OF MORTGAGE: Homecomings Financial, MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF LLC f/k/a Homecomings Financial NetTHE DEBT AND IDENTITY OF THE work, Inc. ORIGINAL CREDITOR WITHIN THE RESIDENTIAL MORTGAGE SERT I M E P R O V I D E D B Y L A W I S N O T VICER: NationStar Mortgage, LLC AFFECTED BY THIS ACTION. MORTGAGED PROPERTY ADDRESS: NOTICE IS HEREBY GIVEN: 921 Pine Street, Farmington, MN 55024 That default has occurred in the TAX PARCEL I.D. #: 143020012002 LEGAL DESCRIPTION OF PROPconditions of the following described mortgage: ERTY: DATE OF MORTGAGE: May 1, 2006 Lot 12, Block 2, Glenview TownhoORIGINAL PRINCIPAL AMOUNT OF mes and Commercial, Dakota MORTGAGE: $127,200.00 County, Minnesota.

MORTGAGOR(S): Matthew W GorCOUNTY IN WHICH PROPERTY IS LOCATED: Dakota man, as a single person ORIGINAL PRINCIPAL AMOUNT OF MORTGAGEE: Mortgage Electronic Registration Systems, Inc. as nominee MORTGAGE: $171,100.00 AMOUNT DUE AND CLAIMED TO BE for Maribella Mortgage, LLC TRANSACTION AGENT: Mortgage DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTElectronic Registration Systems, Inc. GAGEE: $180,498.90 MIN#: 100220710000118709 SERVICER: Ocwen Loan Servicing, That prior to the commencement of this mortgage foreclosure proceeding LLC LENDER: Maribella Mortgage, LLC. Mortgagee/Assignee of Mortgagee comD A T E A N D P L A C E O F F I L I N G : plied with all notice requirements as Dakota County Minnesota, Recorder , required by statute; That no action or on May 25, 2006, as Document No. proceeding has been instituted at law or otherwise to recover the debt 2432590 ASSIGNED TO: HSBC Bank USA, secured by said mortgage, or any part N.A., as Trustee on behalf of ACE thereof; PURSUANT to the power of sale conSecurities Corp. Home Equity Loan Trust and for the registered holders of tained in said mortgage, the above ACE Securities Corp. Home Equity described property will be sold by the Loan Trust, Series 2006-ASAP4, Asset Sheriff of said county as follows: DATE AND TIME OF SALE: March Backed Pass-Through Certificates Dated: October 5, 2006 , and recorded 31, 2010 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law January 19, 2010 by Document No. Enforcement Center, 1580 Hwy 55, 2708722.

L E G A L D E S C R I P T I O N O F P R O P - Lobby #S-100, Hastings, MN ERTY: Unit No. 706, Condominium No. to pay the debt then secured by said 115 Southcross Village Condominium, Mortgage, and taxes, if any, on said A c c o r d i n g t o t h e R e c o r d e d P l a t premises, and the costs and disburseThereof, And Situate in Dakota ments, including attorneys' fees allowed by law subject to redemption County,Minnesota PROPERTY ADDRESS: 2017 South- within six (6) months from the date of cross Drive West #706, Burnsville, MN said sale by the mortgagor(s), their personal representatives or assigns 55306 unless reduced to Five (5) weeks under PROPERTY I.D: 02-71216-706-04 COUNTY IN WHICH PROPERTY IS MN Stat. §580.07.

TIME AND DATE TO VACATE PROPLOCATED: Dakota THE AMOUNT CLAIMED TO BE DUE E R T Y : I f t h e r e a l e s t a t e i s a n ON THE MORTGAGE ON THE DATE OF owner-occupied, single-family dwellTHE NOTICE: One Hundred Thirty-Two ing, unless otherwise provided by law, Thousand Six Hundred Seventy-Four the date on or before which the mortgagor(s) must vacate the property if the and 36/100 ($132,674.36) THAT no action or proceeding has been instituted at law to recover the ���������� �� ���� �����

PUBLIC NOTICE

PUBLIC NOTICE

��� �������� ��� ���� ������CIAL ������ ������� ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION ���������� ���� ��������� gagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on September 30, 2010.

MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: January 27, 2010.

Nationstar Mortgage LLC Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 21-34 0596433087 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2062730 2/4-3/11/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: July 12, 2006 MORTGAGORS: Andy Lee and Rachel Lee, husband and wife.

MORTGAGEE: Mortgage Electronic Registration Systems, Inc..

DATE AND PLACE OF RECORDING: Recorded September 5, 2006, Dakota County Recorder, Document No. 2458667.

ASSIGNMENTS OF MORTGAGE: Assigned to: THE BANK OF NEW YORK MELLON FKA THE BANK OF NEW YORK AS SUCCESSOR TO JPMORGAN CHASE BANK,N.A.AS TRUSTEE FOR HOLDERS OF SAMI II TRUST 2006-AR7, Dated: January 9, 2009, Recorded: January 13, 2009, Document No. 2630779.

TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100133700015351185 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: LHS Mortgage RESIDENTIAL MORTGAGE SERVICER: BAC Home Loans Servicing L.P. MORTGAGED PROPERTY ADDRESS: 4590 Blackhawk Road, Eagan, MN 55122 TAX PARCEL I.D. #: 101775002002 LEGAL DESCRIPTION OF PROPERTY: Lot 2, Block 2, Clearview, Dakota County, Minnesota, except that part shown as parcel 43 on the plat designated as Minnesota Department of Transportation Right of Way Plat 19-23.

COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $468,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $558,425.28 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: March 30, 2010 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07.

TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on September 30, 2010.

MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER

582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: January 26, 2010.

The Bank of New York Mellon, as Trustee Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 18-695 141270361 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2058241 2/4-3/11/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: February 26, 2007 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $369,900.00 MORTGAGOR(S): Lucas Jackson and Stephanie Jackson, husband and wife MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded: March 08, 2007 Dakota County Recorder Document Number: 2501400 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100037501759642046 Lender or Broker: GMAC Mortgage, LLC fka GMAC Mortgage Corporation Residential Mortgage Servicer: GMAC Mortgage, LLC Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 21328 Idaho Ave, Lakeville, MN 55044-1908 Tax Parcel ID Number: 22-84100-020-06 LEGAL DESCRIPTION OF PROPERTY: Lot 2, Block 6, Wild Meadow Villas, CIC #363, Dakota County, Minnesota.

AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $386,377.63 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: March 19, 2010 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns.

If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on September 19, 2010, or the next business day if September 19, 2010 falls on a Saturday, Sunday or legal holiday.

Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: February 04, 2010 MORTGAGEE: Mortgage Electronic Registration Systems, Inc. Wilford & Geske, P.A. Attorneys for Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 012086F01 2059720 2/4-3/11/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: April 29, 2004 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $177,300.00 MORTGAGOR(S): Jerry Mefford and Dee Ann Schoff-Mefford, husband and wife MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded: June 22, 2004 Dakota County Recorder Document Number: 2218213 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100177700000339192 Lender or Broker: Home Town Mortgage, Inc. Residential Mortgage Servicer: Aurora Loan Services, LLC Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 957 Oakdale Ave, West Saint Paul, MN 55118-1540 Tax Parcel ID Number: 42-32000-120-00 LEGAL DESCRIPTION OF PROPERTY: Lot 12 and the North One-half of Lot 11, Hardwick's Addition AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $190,628.10 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: March 25, 2010 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns.

If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on September 25, 2010, or the next business day if September 25, 2010 falls on a Saturday, Sunday or legal holiday.

Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: February 04, 2010 MORTGAGEE: Mortgage Electronic Registration Systems, Inc. Wilford & Geske, P.A. Attorneys for Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 008620F03 2062920 2/4-3/11/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: June 30, 2008 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $174,616.00 MORTGAGOR(S): Nimo Said, an unmarried man MORTGAGEE: 2004-0000101, LLC DATE AND PLACE OF RECORDING: Recorded: July 11, 2008 Dakota County Recorder Document Number: 2601730 ASSIGNMENTS OF MORTGAGE: And assigned to: Guidance Residential, LLC Dated: June 30, 2008 Recorded: July 11, 2008 Dakota County Recorder Document Number: 2601731 Transaction Agent: Not Applicable Transaction Agent Mortgage Identification Number: Not Applicable Lender or Broker: 2004-0000101, LLC Residential Mortgage Servicer: Dovenmuehle Mortgage, Inc. Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 328 Bernard Street, St Paul, MN 55118

Street, St Paul, MN 55118 Tax Parcel ID Number: 42-04500-010-08 LEGAL DESCRIPTION OF PROPERTY: The East 50 feet of Lot 8, Auditor's Subdivision No. 40, Dakota County, Minnesota.

AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $179,483.54 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: March 19, 2010 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns.

If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on September 19, 2010, or the next business day if September 19, 2010 falls on a Saturday, Sunday or legal holiday.

Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: February 04, 2010 ASSIGNEE OF MORTGAGEE: Guidance Residential, LLC Wilford & Geske, P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 011812F01 2061117 2/4-3/11/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described Mortgage: DATE OF MORTGAGE: March 12, 2008 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $85,000.00 MORTGAGOR(S): WHATIZ ENTERP R I S E S L L C , a M i n n e s o t a l i m i t ed liability company MORTGAGEE: First Commercial Bank, a Minnesota banking corporation DATE AND PLACE OF RECORDING: Recorded in the Dakota County R e c o r d e r ' s O f f i c e , o n M a r c h 18 , 2008, as Document No. 2578521 Transaction Agent: Not Applicable Transaction Agent Mortgage Identification Number: Not Applicable Residential Mortgage Servicer: Not Applicable Mortgage Originator: Not Applicable Lender or Broker: Not Applicable LEGAL DESCRIPTION OF PROPERTY: Lot 10, Block 7, B. Michel's Addition to West St. Paul Property Address: 9 8 5 L i v i n g s t o n Avenue West St. Paul, Minnesota 55118 Tax Parcel ID No.:42-48100-100-07 COUNTY IN WHICH PROPERTY IS LOCATED: Dakota AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $95,905.87 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said Mortgage, or any part thereof; pursuant to the power of sale contained in said Mortgage, the above-described property will be sold by the Sheriff of said County as follows: DATE AND TIME OF SALE: March 23, 2010, at 10:00 A.M. PLACE OF SALE: Dakota County Law Enforcement Center, Lobby S-100, 1580 Highway 55, Hastings, Minnesota, to pay the debt secured by said Mortgage and taxes, if any, on said premises and the costs and disbursements, including attorneys fees, allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), its successors or assigns.

THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REP-

THE MORTGAGOR S PERSONAL REP RESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE (5) WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES § 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. Dated: January 26, 2010 5164.088 First Commercial Bank Mortgagee By: Coleman, Hull & van Vliet, PLLP Attorneys for Mortgagee By /s/ Katherine M. Melander 8500 Normandale Lake Boulevard Suite 2110 Minneapolis, Minnesota 55437 952-841-0001 2056368 2/4-3/11/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: February 11, 2005 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $209,100.00 MORTGAGOR(S): Renee K Krinsky, unmarried MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF REGISTERING: Registered: March 01, 2005 Dakota County Registrar of Titles Document Number: 560011 ASSIGNMENTS OF MORTGAGE: And assigned to: U.S. Bank National Association Dated: January 06, 2010 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100021278923053537 Lender or Broker: Piper Jaffray Mortgage, LLC Residential Mortgage Servicer: U.S. Bank Home Mortgage Mortgage Originator: Not Applicable CERTIFICATE OF TITLE NUMBER: 122176 COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 1775 Lexington Ave S Apt 28, Saint Paul, MN 55118-3629 Tax Parcel ID Number: 24-44950-020-03 LEGAL DESCRIPTION OF PROPERTY: Lot Two (2), Block Three (3) in Lexington Court Replat, according to the recorded plat thereof, Dakota County, Minnesota AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $200,596.19 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; that this is registered property; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: March 19, 2010 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns.

If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on September 19, 2010, or the next business day if September 19, 2010 falls on a Saturday, Sunday or legal holiday.

Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: February 04, 2010 ASSIGNEE OF MORTGAGEE: U.S. Bank National Association Wilford & Geske, P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 011524F01 2058810 2/4-3/11/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: April 14, 2004 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $171,000.00 MORTGAGOR(S): Bruno L. Miller and Linda L. Miller, husband and wife MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF REGISTERING: Registered: May 13, 2004 Dakota County Registrar of Titles Document Number: 536826 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100214310004033315 Lender or Broker: Allstate Home Loans, Inc. dba Allstate Funding Residential Mortgage Servicer: Litton Loan Servicing, LP Mortgage Originator: Not Applicable CERTIFICATE OF TITLE NUMBER: 87669 COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 129 Redwood Dr, Apple Valley, MN 55124-9325 Tax Parcel ID Number: 01-11702-080-12 LEGAL DESCRIPTION OF PROPERTY: Lot Eight (8), Block Twelve (12), Apple Valley Third Addition, according to the plat thereof on file or of record in the Office of the Registrar of Titles, Dakota County, Minnesota.

AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $173,415.31 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; that this is registered property; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: March 19, 2010 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns.

If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on September 19, 2010, or the next business day if September 19, 2010 falls on a Saturday, Sunday or legal holiday.

Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: February 04, 2010 MORTGAGEE: Mortgage Electronic Registration Systems, Inc. Wilford & Geske, P.A. Attorneys for Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 005330F02 2059652 2/4-3/11/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: A u g u s t 3 0 , 2005 MORTGAGOR: M o l l y M c G u i r e , a single person.

MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded October 7, 2005, Dakota County Recorder, Document No. 2368591.

ASSIGNMENTS OF MORTGAGE: Assigned to: CitiMortgage, Inc, Dated: December 2, 2009, Recorded: December 24, 2009, Document No. 2704344.

TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc.

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Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100038406051226903 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Sirva Mortgage, Inc RESIDENTIAL MORTGAGE SERVICER: CitiMortgage, Inc. MORTGAGED PROPERTY ADDRESS: 4418 Jan Echo Trail, Eagan, MN 55122 TAX PARCEL I.D. #: 10-17791-100-02 LEGAL DESCRIPTION OF PROPERTY: Unit 100, Cliff Lake Courthomes, Common Interest Community No. 125 COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $157,300.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $159,125.43 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: March 31, 2010 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07.

TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on September 30, 2010.

MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: January 26, 2010.

CitiMortgage, Inc. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 10-2874 2003036649 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2062631 2/4-3/11/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: June 21, 2006 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $360,000.00 MORTGAGOR(S): David P Huber and Tara A Huber, husband and wife MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded: July 06, 2006 Dakota County Recorder Document Number: 2442969 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100013800899279091 Lender or Broker: GreenPoint Mortgage Funding, Inc Residential Mortgage Servicer: GMAC Mortgage, LLC Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 20034 Erickson Path, Farmington, MN 55024-2024 Tax Parcel ID Number: 14-48702-060-04 LEGAL DESCRIPTION OF PROPERTY: Lot 6 Block 4, Middle Creek 3rd Addition, Dakota County Minnesota AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $402,344.70 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows:

lows: DATE AND TIME OF SALE: March 19, 2010 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns.

If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on September 19, 2010, or the next business day if September 19, 2010 falls on a Saturday, Sunday or legal holiday.

Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: February 04, 2010 MORTGAGEE: Mortgage Electronic Registration Systems, Inc. Wilford & Geske, P.A. Attorneys for Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 008351F02 2059693 2/4-3/11/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: May 24, 2002 MORTGAGOR: Fatu Awoji, a single person.

MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded June 19, 2002, Dakota County Recorder, Document No. 1907596.

ASSIGNMENTS OF MORTGAGE: Assigned to: CitiMortgage, Inc, Dated: October 28, 2009.

TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100013900740746833 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Irwin Mortgage Corporation RESIDENTIAL MORTGAGE SERVICER: CitiMortgage, Inc. MORTGAGED PROPERTY ADDRESS: 12984 Nicollet Avenue South #302, Burnsville, MN 55337 TAX PARCEL I.D. #: 02-01300-678-16 LEGAL DESCRIPTION OF PROPERTY: Apartment No. 302, 12984 Nicollet Ave So., Apartment Ownership No. 15, Ridgeview Condominium Homes COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $67,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $58,677.45 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: March 30, 2010 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07.

TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under sec-

mortgage is not reinstated under sec tion 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on September 30, 2010.

MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: January 27, 2010.

CitiMortgage, Inc. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 10-2646 401714127 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2062678 2/4-3/11/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: J a n u a r y 1 0 , 2007 MORTGAGOR: T r a v i s G i l l u n d , a single person.

MORTGAGEE: Chase Bank USA, N.A. DATE AND PLACE OF RECORDING: Recorded February 28, 2007, Dakota County Recorder, Document No. 2499698.

ASSIGNMENTS OF MORTGAGE: Assigned to: Chase Home Finance LLC, Dated: January 13, 2010 .

TRANSACTION AGENT: NONE TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: NONE LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Chase Bank USA, N.A. RESIDENTIAL MORTGAGE SERVICER: Chase Home Finance, LLC MORTGAGED PROPERTY ADDRESS: 13516 Aldrich Avenue South, Burnsville, MN 55337 TAX PARCEL I.D. #: 02-42701-091-01 LEGAL DESCRIPTION OF PROPERTY: North 84 feet of Lot 9, Block 1, Knob Hill II, Dakota County, Minnesota.

COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $181,600.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $188,939.54 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: March 25, 2010 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07.

TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on September 27, 2010.

MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: January 25, 2010.

Chase Home Finance, LLC Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden

By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 75-3887 24145930 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2062896 2/4-3/11/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTIFY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: June 30, 2004 MORTGAGOR(S): Karina B. Rojas, a married person MORTGAGEE: U.S. Bank National Association ND DATE AND PLACE OF RECORDING: Recorded: August 26, 2004 Dakota County Recorder Document #: 2242381 ASSIGNMENTS OF MORTGAGE: None LEGAL DESCRIPTION OF PROPERTY: That part of Lot 3, lying East of the West one-half foot thereof, Block 5, Lincoln Park Addition to South St. Paul, Dakota County, Minnesota.

PARCEL ID #: 36-45300-033-05 PROPERTY ADDRESS: 410 Chestnut Street, South St. Paul, MN 55075 Transaction Agent: N/A Transaction Agent Id No.: N/A Current Mortgage Servicer: U.S. Bank National Association ND COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $288,297.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY PAID BY MORTGAGEE: $291,592.48 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; that no Mortgagors have been released from financial obligation on said mortgage; that no action or proceeding has been instituted by law to recover that debt secured by said Mortgage, or any part thereof; that all conditions precedent to foreclosure of the Mortgage and acceleration of the debt secures thereby have been fulfilled; PURSUANT to the power of sale therein contained, said Mortgage will be foreclosed and the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: March 25, 2010 at 10:00 a.m.

PLACE OF SALE: Dakota County Law Enforcement Center, Lobby S-100, 1580 Highway 55, Hastings, MN 55033. to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns.

DATE TO VACATE PROPERTY: T h e date on or before which the mortgagor must vacate the property if the mortgage is not reinstated under Minnesota Statutes section 580.30 nor the property redeemed under Minnesota Statutes section 580.23 is 9/25/2010 at 11:59 p.m. If the foregoing date is Saturday, Sunday or legal holiday, then the date to vacate is the next business day at 11:59 p.m.

MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: NONE THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF JUDICIAL ORDER IS ENTERED UNDER M I N N E S O T A S T A T U T E S S E C T I ON 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. Dated: January 26, 2010 U.S. Bank National Association ND Mortgagee Kenneth J. Johnson Minnesota State Bar No. 0246074 Johnson, Blumberg & Associates, LLC Attorney for Mortgagee 230 W. Monroe St. Suite 1125 Chicago, Illinois 60606 (312) 541-9710 2058946 2/4-3/11/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: May 03, 2004 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $164,000.00 MORTGAGOR(S): Mohamad R Anssari, unmarried MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded: June 21, 2004 Dakota

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������ ������ ������� �������� ��� ���� com Recorded: June 21, 2004 Dakota Mortgagee/Assignee of Mortgagee County Recorder Document Number: plied with all notice requirements as 2217516 required by statute; That no action or Transaction Agent: Mortgage Elec- proceeding has been instituted at law tronic Registration Systems, Inc. or otherwise to recover the debt Transaction Agent Mortgage Identifi- secured by said mortgage, or any part cation Number: 100052599980403089 thereof; Lender or Broker: 1st Premiere MortPURSUANT to the power of sale congage Residential Mortgage Servicer: tained in said mortgage, the above Flagstar Bank, FSB Mortgage Origina- described property will be sold by the tor: Not Applicable Sheriff of said county as follows: COUNTY IN WHICH PROPERTY IS DATE AND TIME OF SALE: April 1 , LOCATED: Dakota Property Address: 2010 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , 14766 Embry Path, Apple Valley, MN 55124-6342 Tax Parcel ID Number: Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN 01-20505-121-01 L E G A L D E S C R I P T I O N O F P R O P - to pay the debt then secured by said ERTY: Lot One Hundred and Twenty Mortgage, and taxes, if any, on said One (121), Block One (1), Diamond premises, and the costs and disbursePath Sixth Addition, Dakota County, m e n t s , i n c l u d i n g a t t o r n e y s ' f e e s Minnesota. allowed by law subject to redemption AMOUNT DUE AND CLAIMED TO BE within six (6) months from the date of D U E A S O F D A T E O F N O T I C E : said sale by the mortgagor(s), their $156,368.23 personal representatives or assigns THAT all pre-foreclosure require- unless reduced to Five (5) weeks under ments have been complied with; that MN Stat. §580.07. no action or proceeding has been instiTIME AND DATE TO VACATE PROPtuted at law or otherwise to recover the E R T Y : I f t h e r e a l e s t a t e i s a n debt secured by said mortgage, or any owner-occupied, single-family dwellpart thereof; ing, unless otherwise provided by law, PURSUANT to the power of sale con- the date on or before which the mortt a i n e d i n s a i d m o r t g a g e , t h e gagor(s) must vacate the property if the above-described property will be sold mortgage is not reinstated under secby the Sheriff of said county as fol- tion 580.30 or the property is not lows: redeemed under section 580.23 is DATE AND TIME OF SALE: March 11:59 p.m. on October 1, 2010 .

25, 2010 at 10:00 AM MORTGAGOR(S) RELEASED FROM PLACE OF SALE: Dakota County FINANCIAL OBLIGATION ON MORTLaw Enforcement Center, 1580 High- GAGE: None way 55, Lobby S-100, Hastings, Minne"THE TIME ALLOWED BY LAW FOR sota REDEMPTION BY THE MORTGAGOR, to pay the debt secured by said mort- THE MORTGAGOR'S PERSONAL REPgage and taxes, if any, on said pre- RESENTATIVES OR ASSIGNS, MAY BE mises and the costs and disburse- REDUCED TO FIVE WEEKS IF A JUDIments, including attorney fees allowed CIAL ORDER IS ENTERED UNDER by law, subject to redemption within MINNESOTA STATUTES, SECTION six (6) months from the date of said 5 8 2 . 0 3 2 , D E T E R M I N I N G , A M O N G sale by the mortgagor(s), their per- OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED sonal representatives or assigns.

If the Mortgage is not reinstated WITH A RESIDENTIAL DWELLING OF under Minn. Stat. §580.30 or the prop- LESS THAN FIVE UNITS, ARE NOT erty is not redeemed under Minn. Stat. PROPERTY USED IN AGRICULTURAL §580.23, the Mortgagor must vacate P R O D U C T I O N , A N D A R E the property on or before 11:59 p.m. on ABANDONED." Dated: January 22, 2010.

September 25, 2010, or the next busiChase Home Finance LLC ness day if September 25, 2010 falls on Mortgagee/Assignee of Mortgagee a Saturday, Sunday or legal holiday.

Mortgagor(s) released from financial USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden obligation: NONE THIS COMMUNICATION IS FROM Attorneys for Mortgagee/Assignee of A DEBT COLLECTOR ATTEMPT- Mortgagee ING TO COLLECT A DEBT. ANY 4500 Park Glen Road #300 INFORMATION OBTAINED WILL BE Minneapolis, MN 55416 (952) 925-6888 USED FOR THAT PURPOSE. 30-7739 THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE 1190459820 ORIGINAL CREDITOR WITHIN THE THIS IS A COMMUNICATION FROM T I M E P R O V I D E D B Y L A W I S N O T A DEBT COLLECTOR. 2061278 2/4-3/11/10 AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPNOTICE OF MORTGAGE RESENTATIVES OR ASSIGNS, MAY BE FORECLOSURE SALE REDUCED TO FIVE WEEKS IF A JUDITHE RIGHT TO VERIFICATION CIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION OF THE DEBT AND IDENTITY OF 5 8 2 . 0 3 2 , D E T E R M I N I N G , A M O N G THE ORIGINAL CREDITOR WITHIN OTHER THINGS, THAT THE MORT- THE TIME PROVIDED BY LAW IS GAGED PREMISES ARE IMPROVED NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT default has occurred in conditions of the following described mortgage: PROPERTY USED IN AGRICULTURAL DATE OF MORTGAGE: April 2, 2003 PRODUCTION, AND ARE ABANDONED. MORTGAGOR: Nanci Virgin, a single DATED: February 04, 2010 person.

MORTGAGEE: Mortgage Electronic MORTGAGEE: Mortgage Electronic Registration Systems, Inc. Registration Systems, Inc. Wilford & Geske, P.A. DATE AND PLACE OF RECORDING: Attorneys for Mortgagee Recorded July 29, 2003, Dakota Lawrence A. Wilford County Recorder, Document No. James A. Geske 2085842.

8425 Seasons Parkway, Suite 105 ASSIGNMENTS OF MORTGAGE: Woodbury, MN 55125-4393 Assigned to: Nationstar Mortgage LLC, (651) 209-3300 Dated: January 11, 2010.

File Number: 012287F01 TRANSACTION AGENT: Mortgage 2061704 2/4-3/11/10 Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100037506544349104 NOTICE OF LENDER OR BROKER AND MORTMORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION G A G E O R I G I N A T O R S T A T E D O N OF THE DEBT AND IDENTITY OF MORTGAGE: GMAC Mortgage CorporaTHE ORIGINAL CREDITOR WITHIN tion RESIDENTIAL MORTGAGE SERTHE TIME PROVIDED BY LAW IS VICER: NationStar Mortgage, LLC NOT AFFECTED BY THIS ACTION. MORTGAGED PROPERTY ADDRESS: NOTICE IS HEREBY GIVEN, that default has occurred in conditions of 12950 Echo Lane, Apple Valley, MN 55124 the following described mortgage: TAX PARCEL I.D. #: 013415101204 DATE OF MORTGAGE: M a r c h 2 0 , LEGAL DESCRIPTION OF PROP2007 MORTGAGOR: Donna M. Bourassa ERTY: Unit 12, Condominium No. 98, Fawcett, a single person.

Hunter's Run Villas.

MORTGAGEE: J P M o r g a n C h a s e COUNTY IN WHICH PROPERTY IS Bank, N.A..

DATE AND PLACE OF RECORDING: LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF Recorded May 9, 2007, Dakota County MORTGAGE: $115,000.00 Recorder, Document No. 2515463.

AMOUNT DUE AND CLAIMED TO BE ASSIGNMENTS OF MORTGAGE: Assigned to: Chase Home Finance LLC, DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTDated: January 19, 2010.

GAGEE: $82,925.49 TRANSACTION AGENT: NONE That prior to the commencement of TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee comMORTGAGE: NONE LENDER OR BROKER AND MORT- plied with all notice requirements as G A G E O R I G I N A T O R S T A T E D O N required by statute; That no action or MORTGAGE: JPMorgan Chase Bank, proceeding has been instituted at law or otherwise to recover the debt N.A. R E S I D E N T I A L M O R T G A G E S E R - secured by said mortgage, or any part thereof; VICER: Chase Home Finance LLC PURSUANT to the power of sale conMORTGAGED PROPERTY ADDRESS: 5540 Euclid Way, Farmington, MN tained in said mortgage, the above described property will be sold by the 55024 TAX PARCEL I.D. #: 14-75601-010-01 Sheriff of said county as follows: DATE AND TIME OF SALE: March LEGAL DESCRIPTION OF PROP25, 2010 at 10:00 AM ERTY: PLACE OF SALE: S h e r i f f ' s O f f i c e , Lot 1, Block 1, Terra Second AddiLaw Enforcement Center, 1580 Hwy tion, Dakota County, Minnesota.

COUNTY IN WHICH PROPERTY IS 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF Mortgage, and taxes, if any, on said premises, and the costs and disburseMORTGAGE: $182,000.00 AMOUNT DUE AND CLAIMED TO BE m e n t s , i n c l u d i n g a t t o r n e y s ' f e e s DUE AS OF DATE OF NOTICE, INCLUD- allowed by law subject to redemption ING TAXES, IF ANY, PAID BY MORT- within six (6) months from the date of said sale by the mortgagor(s), their GAGEE: $194,175.66 That prior to the commencement of personal representatives or assigns this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee com- ���������� �� ���� �����

PUBLIC NOTICE

PUBLIC NOTICE

��� �������� ��� ���� ������the������ ������� date on or before which the mort gagor(s) must vacate the property if the ���������� ���� ��������� personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07.

TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on September 27, 2010.

MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: January 26, 2010.

Nationstar Mortgage LLC Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 21-37 0596476357 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2062766 2/4-3/11/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: November 24, 2004 MORTGAGOR: B r u c e E . O l s o n , a single person.

MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded January 4, 2005, Dakota County Recorder, Document No. 2282450.

ASSIGNMENTS OF MORTGAGE: Assigned to: Chase Home Finance LLC, Dated: January 27, 2010.

TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100020410000537568 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: DHI Mortgage Company Limited Partnership RESIDENTIAL MORTGAGE SERVICER: Chase Home Finance LLC MORTGAGED PROPERTY ADDRESS: 4055 145th Street West, Rosemount, MN 55068 TAX PARCEL I.D. #: 34-03010-010-35 LEGAL DESCRIPTION OF PROPERTY: That part of the South One-half of the Northwest Quarter (S1/2 of NW1/4) of Section Thirty (30), Township One Hundred Fifteen (115), Range Nineteen (19), described as follows: Beginning at a point on the South line of said South One-half of the Northwest Quarter (S1/2 of NW1/4) Twenty (20) feet West of the Southeast corner of said South One-Half of Northwest Quarter (S1/2 of NW1/4) thence North Ten (10) rods, thence West Eight (8) rods, thence South Ten (10) rods to said South line, thence East along said South line Eight (8) rods to the place of beginning.

COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $110,100.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $117,400.81 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: April 1, 2010 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07.

TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mort-

mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on October 1, 2010.

MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: January 29, 2010.

Chase Home Finance LLC Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 30-7884 1793942011 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2062577 2/4-3/11/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: October 26, 2004 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $474,600.00 MORTGAGOR(S): Scott E Peterson and Christina M Peterson, husband and wife MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded: December 09, 2004 Dakota County Recorder Document Number: 2274294 ASSIGNMENTS OF MORTGAGE: And assigned to: U.S. Bank National Association, as Indenture Trustee for the registered holders of Aegis Asset Backed Securities Trust 2004-6, Mortgage Backed Notes Dated: August 27, 2007 Recorded: February 09, 2009 Dakota County Recorder Document Number: 2636306 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100055101335427769 Lender or Broker: Aegis Lending Corporation Residential Mortgage Servicer: Ocwen Loan Servicing, LLC Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 14991 Fischer Ave, Hastings, MN 55033-9560 Tax Parcel ID Number: 340330001001 LEGAL DESCRIPTION OF PROPERTY: The West Half of the Northeast Quarter of the Northeast Quarter (W 1/2 of NE 1/4 of NE 1/4), Section Thirty-Three (33), Township One Hundred Fifteen (115), Range Eighteen (18), except that part of the West One-half of the Northeast quarter of the Northeast quarter (W 1/2 of NE 1/4 of NE 1/4) Section Thirty-Three (33), Township One Hundred Fifteen (115), Range Eighteen (18), described as follows: Commencing in the Southwest corner of said West One-half of the Northeast quarter of the Northeast quarter (W 1/2 of NE 1/4 of NE 1/4); thence Northerly along the West line thereof a distance of 662.8 feet; thence Easterly parallel to the South line of said West one-half (W 1/2) a distance of 329.05 feet; thence Southerly parallel to said West line of the West one-half (W 1/2) a distance of 662.8 feet to the South line of the said West one-half (W 1/2); thence Westerly along said South line a distance of 329.4 feet to the point of beginning, and except that part of the West One-half of the Northeast quarter of the Northeast quarter (W 1/2 of NE 1/4 of NE 1/4) Section Thirty-Three (33), Township One Hundred Fifteen (115), Range Eighteen (18), described as follows: Commencing at the Southeast corner of said West One-half of the Northeast quarter of the Northeast quarter (W 1/2 of NE 1/4 of NE 1/4); thence Northerly along the East line thereof a distance of 662.8 feet; thence Westerly parallel to the South line of said West One-half (W 1/2) a distance of 329.05 feet, thence Southerly parallel to said East line of the West One-half (W 1/2) a distance of 662.8 feet to the South line of the said West One-half (W 1/2); thence Easterly along said South line a distance of 329.4 feet to the point of beginning, and except that part of the West One-half of the Northeast quarter of the Northeast quarter (W 1/2 of NE 1/4 of NE 1/4) Section Thirty-Three (33), Township One Hundred Fifteen (115), Range Eighteen (18), described as follows: Commencing at the Southwest corner of said West One-half of the Northeast quarter of the Northeast quarter (W 1/2 of NE 1/4 of NE1/4); thence Northerly along the West line thereof a distance of 662.8 feet to the point of beginning; thence Easterly and parallel to the South line of said West line of said West One-half (W 1/2) a distance of 329.05 feet; thence Northerly parallel to the West line of the said West One-half (W 1/2) to the North line thereof; thence West along

North line thereof; thence West along said North line of the West One-half (W 1/2) to the Northwest corner of said West One-half (W 1/2); thence Southerly along the West line thereof to the point of beginning. Together with a 33 foot easement along the North line of the Northeast quarter of the Northeast quarter of Northeast quarter (NE 1/4 of NE 1/4 of NE 1/4) of Section Thirty-three (33), Township One Hundred Fifteen (115), Range Eighteen (18), according tot he Government Survey thereof.

AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $522,074.51 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: April 01, 2010 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns.

If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn.

Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on October 01, 2010, or the next business day if October 01, 2010 falls on a Saturday, Sunday or legal holiday.

Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: February 11, 2010 ASSIGNEE OF MORTGAGEE: U.S. Bank National Association, as Indenture Trustee for the registered holders of Aegis Asset Backed Securities Trust 2004-6, Mortgage Backed Notes Wilford & Geske, P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 012281F01 2068767 2/11-3/18/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: March 23, 2007 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $156,525.00 MORTGAGOR(S): Kurt R. Raatz, a single person MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded: April 24, 2007 Dakota County Recorder Document Number: 2511888 ASSIGNMENTS OF MORTGAGE: And assigned to: U.S. Bank, N.A. Dated: May 05, 2009 Recorded: June 15, 2009 Dakota County Recorder Document Number: 2664258 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100139104915493268 Lender or Broker: Residential Mortgage Group, Inc. Residential Mortgage Servicer: U.S. Bank Home Mortgage Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 15915 Flotilla Trl, Apple Valley, MN 55124-6014 Tax Parcel ID Number: 01-63402-223-30 LEGAL DESCRIPTION OF PROPERTY: Unit 223, CIC No. 280, Regatta Court Homes II, Dakota County, Minnesota.

AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $165,497.90 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the

tained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: August 06, 2009 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns.

Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: June 18, 2009 ASSIGNEE OF MORTGAGEE: U.S. Bank, N.A. Wilford & Geske, P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 003913F01 NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for August 06, 2009 at 10:00 AM has been postponed to August 20, 2009 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State.

DATED: August 06, 2009 ASSIGNEE OF MORTGAGEE: U.S. Bank, N.A. NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for August 20, 2009 at 10:00 AM has been postponed to October 15, 2009 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State.

DATED: August 20, 2009 ASSIGNEE OF MORTGAGEE U.S. Bank, N.A. NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for October 15, 2009 at 10:00 AM has been postponed to December 10, 2009 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State.

DATED: October 15, 2009 ASSIGNEE OF MORTGAGEE: U.S. Bank, N.A. NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for December 10, 2009 at 10:00 AM has been postponed to February 11, 2010 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State.

DATED: December 10, 2009 ASSIGNEE OF MORTGAGEE: U.S. Bank, N.A. NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for February 11, 2010 at 10:00 AM has been postponed to June 24, 2010 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State.

DATED: February 11, 2010 ASSIGNEE OF MORTGAGEE: U.S. Bank, N.A. Wilford & Geske, P.A. Attorneys for Assignee Of Mortgagee: Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 003913F01 2068922 2/11/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: September 07, 2005 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $243,750.00 MORTGAGOR(S): Leon Earl Martin and Barbara L. Martin, husband and wife and Michael Martin, a single person MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded: September 23, 2005 Dakota County Recorder Document Number: 2363700 ASSIGNMENTS OF MORTGAGE: And assigned to: BAC Home Loans

And assigned to: BAC Home Loans Servicing, L.P. Dated: October 19, 2009 Recorded: October 20, 2009 Dakota County Recorder Document Number: 2691555 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100133700008669163 Lender or Broker: Countrywide Bank, N.A. Residential Mortgage Servicer: BAC Home Loans Servicing, L.P. Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 19905 Everhill Ave, Farmington, MN 55024-8421 Tax Parcel ID Number: 14-16503-110-01 LEGAL DESCRIPTION OF PROPERTY: Lot 11, Block 1, Charleswood 4th Addition, Dakota County, Minnesota.

AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $268,697.24 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: December 10, 2009 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns.

If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn.

Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on October 08, 2010, or the next business day if October 08, 2010 falls on a Saturday, Sunday or legal holiday.

Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: October 22, 2009 ASSIGNEE OF MORTGAGEE: BAC Home Loans Servicing, L.P. Wilford & Geske, P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 009523F01 NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for December 10, 2009 at 10:00 AM has been postponed to January 14, 2010 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State.

DATED: December 10, 2009 ASSIGNEE OF MORTGAGEE: BAC Home Loans Servicing, L.P. NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for January 14, 2010 at 10:00 AM has been postponed to February 04, 2010 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State.

DATED: January 14, 2010 ASSIGNEE OF MORTGAGEE: BAC Home Loans Servicing, L.P. NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for February 04, 2010 at 10:00 AM has been postponed to March 04, 2010 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State.

DATED: February 04, 2010 ASSIGNEE OF MORTGAGEE: BAC Home Loans Servicing, L.P. NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for March 04, 2010 at 10:00 AM has been postponed to April 08, 2010 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State.

DATED: March 04, 2010 ASSIGNEE OF MORTGAGEE:

ASSIGNEE OF MORTGAGEE: BAC Home Loans Servicing, L.P. Wilford & Geske, P.A. Attorneys for Assignee Of Mortgagee: Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 009523F01 2062194 2/11/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: May 21, 2007 MORTGAGORS: S o u l i D a o h e u a n g and Malalack Daoheuang, husband and wife.

MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded June 4, 2007, Dakota County Recorder, Document No. 2521549.

ASSIGNMENTS OF MORTGAGE: Assigned to: U.S. Bank, National Association, as successor trustee to Bank of America, N. A. as successor by merger to LaSalle Bank N. A., as Trustee for Merrill Lynch First Franklin Mortgage Loan Trust, Mortgage Loan Asset-Backed Certificates, Series 2007-4, Dated: October 13, 2009.

TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100425240014394289 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: First Franklin Financial Corporation RESIDENTIAL MORTGAGE SERVICER: Home Loan Services, Inc. MORTGAGED PROPERTY ADDRESS: 1496 Auburn Court, Eagan, MN 55122 TAX PARCEL I.D.#: 10-75950-030-01 LEGAL DESCRIPTION OF PROPERTY: Lot 3, Block 1, Thomas Lake Heights, according to the plat thereof now on file and of record within and for Dakota County, Minnesota.

COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $264,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $274,146.36 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: January 7, 2010 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07.

TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on July 7, 2010.

MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED." Dated: October 30, 2009.

U.S. Bank National Association, Trustee Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 76-3497 1044886480 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE Pursuant to the provisions of Minnesota Statutes 580.07, the foregoing foreclosure sale is postponed until March 4, 2010 at 10:00

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postponed until March 4, 2010 at 10:00 am at the Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN, in said county and state.

Dated: February 5, 2010.

U.S. Bank National Association, Trustee Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 76-3497 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2068323 2/11/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: June 1, 2005 MORTGAGORS: E r i k M . L u n d s t e d and Carrie A. Lundsted, husband and wife.

MORTGAGEE: B a n k e r s M o r t g a g e Company, LLC. DATE AND PLACE OF RECORDING: Registered June 29, 2005, Dakota County Registrar of Titles, Document No. 568460, Certificate of Title No. 136578.

ASSIGNMENTS OF MORTGAGE: Assigned to: U.S. Bank, N.A., Dated: June 1, 2005, Recorded: June 29, 2005, Document No. 568461.

Said Mortgage being Registered Land.

TRANSACTION AGENT: NONE TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: NONE LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Bankers Mortgage Company, LLC RESIDENTIAL MORTGAGE SERVICER: U.S. Bank Home Mortgage MORTGAGED PROPERTY ADDRESS: 703 South Oaks Drive, Hastings, MN 55033 TAX PARCEL I.D.#: 19-71025-020-04 LEGAL DESCRIPTION OF PROPERTY: Lot 2, Block 4, South Oaks of Hastings COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $184,730.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $181,088.59 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: December 3, 2009 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07.

TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on June 3, 2010.

MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED." Dated: September 29, 2009.

U.S. Bank, N. A. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 19-423 6800014362 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE Pursuant to the provisions of Minnesota Statutes 580.07, the

Minnesota Statutes 580.07, the foregoing foreclosure sale is postponed until February 4, 2010 at 10:00 am at the Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN, in said county and state.

Dated: December 3, 2009.

U.S. Bank, N. A. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 19-423 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE Pursuant to the provisions of Minnesota Statutes 580.07, the foregoing foreclosure sale is postponed until April 1, 2010 at 10:00 am at the Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN, in said county and state.

Dated: February 3, 2010.

U.S. Bank, N. A. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 19-423 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2065330 2/11/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: May 25, 2007 MORTGAGOR: Amanda J. Kasal, a single person.

MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded July 2, 2007, Dakota County Recorder, Document No. 2527780.

ASSIGNMENTS OF MORTGAGE: NONE TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100052550147706054 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: American National Mortgage RESIDENTIAL MORTGAGE SERVICER: Flagstar Bank, FSB MORTGAGED PROPERTY ADDRESS: 1055 Livingston Avenue, West Saint Paul, MN 55118 TAX PARCEL I.D.#: 42-48100-110-10 LEGAL DESCRIPTION OF PROPERTY: Lot 11, Block 10, B. Michel's Addition to West St. Paul, Dakota County, Minnesota.

COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $108,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $106,110.80 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: September 9, 2009 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns.

MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED." Dated: July 8, 2009.

Mortgage Electronic Registration Systems, Inc. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416

Minneapolis, MN 55416 (952) 925-6888 92-172 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE Pursuant to the provisions of Minnesota Statutes 580.07, the foregoing foreclosure sale is postponed until December 9, 2009 at 10:00 am at the Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN, in said county and state.

Dated: September 3, 2009.

Mortgage Electronic Registration Systems, Inc. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 92-172 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE Pursuant to the provisions of Minnesota Statutes 580.07, the foregoing foreclosure sale is postponed until February 10, 2010 at 10:00 am at the Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN, in said county and state.

Dated: December 9, 2009.

Mortgage Electronic Registration Systems, Inc. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 92-172 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE Pursuant to the provisions of Minnesota Statutes 580.07, the foregoing foreclosure sale is postponed until April 28, 2010 at 10:00 am at the Sheriff’s Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN, in said county and state.

Dated: February 9, 2010.

Mortgage Electronic Registration Systems, Inc. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 92-172 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2070388 2/11/10

PUBLIC NOTICE NOTICE OF MORTGAGE

FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: J a n u a r y 1 7 , 2008 MORTGAGORS: Valerie Lafave and Benjamin Lafave, wife and husband.

MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded February 11, 2008, Dakota County Recorder, Document No. 2571537.

ASSIGNMENTS OF MORTGAGE: Assigned to: U.S. Bank, N.A., Dated: September 24, 2009.

TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100249120000129564 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Marketplace Home Mortgage, LLC RESIDENTIAL MORTGAGE SERVICER: U.S. Bank Home Mortgage MORTGAGED PROPERTY ADDRESS: 13905 Steven Road, Burnsville, MN 55337 TAX PARCEL I.D.#: 02-15401-230-04 LEGAL DESCRIPTION OF PROPERTY: Lot 23, Block 4, Burnsville Heights Second Addition, Dakota County, Minnesota.

COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $239,946.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $252,835.39 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: December 3, 2009 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN

55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07.

TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on June 3, 2010.

MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED." Dated: September 29, 2009.

U.S. Bank, N. A. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 19-420 6800136736 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE Pursuant to the provisions of Minnesota Statutes 580.07, the foregoing foreclosure sale is postponed until February 4, 2010 at 10:00 am at the Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN, in said county and state.

Dated: December 3, 2009.

U.S. Bank, N. A. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 19-420 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE Pursuant to the provisions of Minnesota Statutes 580.07, the foregoing foreclosure sale is postponed until May 6, 2010 at 10:00 am at the Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN, in said county and state.

Dated: February 3, 2010.

U.S. Bank, N. A. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 19-420 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2065402 2/11/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: April 9, 2004 MORTGAGORS: K e n n e t h G . B l u m and Margaret C. Blum MORTGAGEE: F i r s t R e s i d e n t i a l Mortgage Network, Inc. dba First Residential Network, Inc..

DATE AND PLACE OF RECORDING: Recorded April 27, 2004, Dakota County Recorder, Document No. 2198479.

ASSIGNMENTS OF MORTGAGE: Assigned to: Countrywide Document Custody Services, a Division of Treasury Bank, NA, Dated: April 13, 2004, Recorded: November 22, 2004, Document No. 2269584. And thereafter assigned to: Countrywide Home Loans, Inc., Dated: April 20, 2004, Recorded: June 22, 2006, Document No. 2439678. And thereafter assigned to: U.S. BANK NATIONAL ASSOCIATION AS TRUSTEE FOR THE HOLDERS OF BEAR STEARNS ARM TRUST, MORTGAGE PASS-THROUGH CERTIFICATES, SERIES 2004-3, Dated: October 19, 2009.

TRANSACTION AGENT: NONE TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: NONE LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: First Residential Mortgage Network, Inc. dba First Residential Network, Inc.

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������ ������ ������� �������� ��� ���� Document Number: 2425962 tial Network, Inc. And assigned to: U.S. Bank National RESIDENTIAL MORTGAGE SERVICER: BAC Home Loans Servicing Association L.P. Dated: September 30, 2009 MORTGAGED PROPERTY ADDRESS: Recorded: October 06, 2009 Dakota 13952 Ember Way, Apple Valley, MN County Recorder 55124 Document Number: 2688599 Transaction Agent: Mortgage ElecTAX PARCEL I.D.#: 01.76204.110.01 LEGAL DESCRIPTION OF PROP- tronic Registration Systems, Inc. Transaction Agent Mortgage IdentifiERTY: Lot 11, Block 1, The Woodwinds 5th cation Number: 100021248001965951 Addition.

Lender or Broker: Bankers Mortgage COUNTY IN WHICH PROPERTY IS Company, LLC LOCATED: Dakota Residential Mortgage Servicer: U.S. ORIGINAL PRINCIPAL AMOUNT OF Bank Home Mortgage Mortgage Originator: Not Applicable MORTGAGE: $386,500.00 COUNTY IN WHICH PROPERTY IS AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUD- LOCATED: Dakota ING TAXES, IF ANY, PAID BY MORTProperty Address: 3521 Upper 143rd St W, Rosemount, MN 55068-4038 GAGEE: $362,549.08 Tax Parcel ID Number: That prior to the commencement of this mortgage foreclosure proceeding 34-16400-210-02 LEGAL DESCRIPTION OF PROPMortgagee/Assignee of Mortgagee complied with all notice requirements ERTY: Lot 21, Block 2, Carrollton, as required by statute; That no action Dakota County, Minnesota.

AMOUNT DUE AND CLAIMED TO BE or proceeding has been instituted at law or otherwise to recover the debt D U E A S O F D A T E O F N O T I C E : secured by said mortgage, or any part $215,166.27 THAT all pre-foreclosure requirethereof; P U R S U A N T t o t h e p o w e r o f s a l e ments have been complied with; that contained in said mortgage, the above no action or proceeding has been instidescribed property will be sold by the tuted at law or otherwise to recover the debt secured by said mortgage, or any Sheriff of said county as follows: DATE AND TIME OF SALE: February part thereof; PURSUANT to the power of sale 4, 2010 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , c o n t a i n e d i n s a i d m o r t g a g e , t h e Law Enforcement Center, 1580 Hwy above-described property will be sold by the Sheriff of said county as 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said follows: DATE AND TIME OF SALE: Mortgage, and taxes, if any, on said premises, and the costs and disburse- December 03, 2009 at 10:00 AM PLACE OF SALE: Dakota County ments, including attorneys' fees allowed by law subject to redemption L a w E n f o r c e m e n t C e n t e r , 1 5 8 0 within six (6) months from the date of Highway 55, Lobby S-100, Hastings, said sale by the mortgagor(s), their Minnesota personal representatives or assigns t o p a y t h e d e b t s e c u r e d b y s a i d unless reduced to Five (5) weeks under mortgage and taxes, if any, on said premises and the costs and MN Stat. §580.07.

T I M E A N D D A T E T O V A C A T E disbursements, including attorney fees PROPERTY: If the real estate is an allowed by law, subject to redemption o w n e r - o c c u p i e d , s i n g l e - f a m i l y within six (6) months from the date of dwelling, unless otherwise provided by said sale by the mortgagor(s), their law, the date on or before which the personal representatives or assigns. mortgagor(s) must vacate the property If the Mortgage is not reinstated if the mortgage is not reinstated under u n d e r M i n n . S t a t . § 5 8 0 . 3 0 o r t h e section 580.30 or the property is not property is not redeemed under Minn. redeemed under section 580.23 is Stat. §580.23, the Mortgagor must 11:59 p.m. on August 4, 2010. vacate the property on or before 11:59 MORTGAGOR(S) RELEASED FROM p.m. on October 15, 2010, or the next F I N A N C I A L O B L I G A T I O N O N business day if October 15, 2010 falls MORTGAGE: None on a Saturday, Sunday or legal holiday.

"THE TIME ALLOWED BY LAW FOR Mortgagor(s) released from financial REDEMPTION BY THE MORTGAGOR, obligation: NONE THE MORTGAGOR'S PERSONAL THIS COMMUNICATION IS FROM REPRESENTATIVES OR ASSIGNS, A DEBT COLLECTOR ATTEMPTING MAY BE REDUCED TO FIVE WEEKS IF T O C O L L E C T A D E B T . A N Y A J U D I C I A L O R D E R I S E N T E R E D INFORMATION OBTAINED WILL BE U N D E R M I N N E S O T A S T A T U T E S , USED FOR THAT PURPOSE. SECTION 582.032, DETERMINING, THE RIGHT TO VERIFICATION OF AMONG OTHER THINGS, THAT THE THE DEBT AND IDENTITY OF THE M O R T G A G E D P R E M I S E S A R E ORIGINAL CREDITOR WITHIN THE IMPROVED WITH A RESIDENTIAL TIME PROVIDED BY LAW IS NOT D W E L L I N G O F L E S S T H A N F I V E AFFECTED BY THIS ACTION. UNITS, ARE NOT PROPERTY USED IN THE TIME ALLOWED BY LAW FOR AGRICULTURAL PRODUCTION, AND REDEMPTION BY THE MORTGAGOR, ARE ABANDONED." THE MORTGAGOR'S PERSONAL Dated: November 24, 2009.

REPRESENTATIVES OR ASSIGNS, U.S. Bank National Association, MAY BE REDUCED TO FIVE WEEKS IF Trustee A JUDICIAL ORDER IS ENTERED Mortgagee/Assignee of Mortgagee U N D E R M I N N E S O T A S T A T U T E S , USSET, WEINGARDEN AND LIEBO, P.L.L.P. SECTION 582.032, DETERMINING, By: Paul A. Weingarden AMONG OTHER THINGS, THAT THE Attorneys for Mortgagee/Assignee of M O R T G A G E D P R E M I S E S A R E Mortgagee IMPROVED WITH A RESIDENTIAL 4500 Park Glen Road #300 DWELLING OF LESS THAN FIVE Minneapolis, MN 55416 UNITS, ARE NOT PROPERTY USED IN (952) 925-6888 AGRICULTURAL PRODUCTION, AND 18-776 ARE ABANDONED. 57375743 DATED: October 08, 2009 ASSIGNEE OF MORTGAGEE: THIS IS A COMMUNICATION FROM U.S. Bank National Association A DEBT COLLECTOR. Wilford & Geske, P.A. NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE Attorneys for Assignee of Mortgagee P u r s u a n t t o t h e p r o v i s i o n s o f Lawrence A. Wilford M i n n e s o t a S t a t u t e s 5 8 0 . 0 7 , t h e James A. Geske f o r e g o i n g f o r e c l o s u r e s a l e i s 8425 Seasons Parkway, Suite 105 postponed until March 11, 2010 at Woodbury, MN 55125-4393 10:00 am at the Sheriff's Office, Law (651) 209-3300 Enforcement Center, 1580 Hwy 55, File Number: 006261F03 Lobby #S-100, Hastings, MN, in said NOTICE OF POSTPONEMENT OF county and state.

MORTGAGE FORECLOSURE SALE Dated: February 4, 2010.

The above referenced sale scheduled U.S. Bank National Association, for December 03, 2009 at 10:00 AM has Trustee been postponed to February 11, 2010 Mortgagee/Assignee of Mortgagee at 10:00 AM in the Dakota County Law USSET, WEINGARDEN AND LIEBO, P.L.L.P. Enforcement Center, 1580 Highway 55, By: Paul A. Weingarden Lobby S-100, Hastings, Minnesota in Attorneys for Mortgagee/Assignee of said County and State.

Mortgagee DATED: December 03, 2009 4500 Park Glen Road #300 ASSIGNEE OF MORTGAGEE: Minneapolis, MN 55416 U.S. Bank National Association (952) 925-6888 NOTICE OF POSTPONEMENT OF 18-776 MORTGAGE FORECLOSURE SALE The above referenced sale scheduled THIS IS A COMMUNICATION FROM for February 11, 2010 at 10:00 AM has A DEBT COLLECTOR. 2066586 2/11/10 been postponed to April 15, 2010 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in NOTICE OF said County and State.

MORTGAGE FORECLOSURE SALE DATED: February 11, 2010 NOTICE IS HEREBY GIVEN that ASSIGNEE OF MORTGAGEE: default has occurred in the conditions U.S. Bank National Association of the following described mortgage: Wilford & Geske, P.A. DATE OF MORTGAGE: June 18, 2004 Attorneys for Assignee Of Mortgagee: ORIGINAL PRINCIPAL AMOUNT OF Lawrence A. Wilford MORTGAGE: $204,000.00 James A. Geske MORTGAGOR(S): Leslie M. McCarthy 8425 Seasons Parkway, Suite 105 and Michael A. McCarthy, wife and Woodbury, MN 55125-4393 husband (651) 209-3300 MORTGAGEE: Bankers Mortgage File Number: 006261F03 Company, LLC 2064516 2/11/10 DATE AND PLACE OF RECORDING: Recorded: July 26, 2004 Dakota County Recorder Document Number: 2230074 ASSIGNMENTS OF MORTGAGE: And assigned to: TCF Mortgage Corporation Dated: June 18, 2004 Recorded: July 26, 2004 Dakota County Recorder Document Number: 2230075 And assigned to: Mortgage Electronic Registration Systems, Inc. Dated: May 01, 2006 Recorded: May 05, 2006 Dakota County Recorder Document Number: 2425962

PUBLIC NOTICE

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February 11, 2010 DAKOTA COUNTY TRIBUNE BUSINESS WEEKLY

Galaxie Diner is newest addition to Central Village Combination diner, coffee house opens in former La Luz space

by Andrew Miller DAKOTA COUNTY TRIBUNE

Galaxie Diner owner Ahmed ElMageed is hoping to find success in Apple Valley commercial space that saw the arrival and relatively quick departure of two other restaurants in recent years.

ElMageed, who goes by “Tony,” opened his combination diner and coffee house Jan. 18 in the Shops on Galaxie commercial complex at 153rd Street and Galaxie Avenue. The restaurant space was formerly home to Jan’s Brown Bag Deli and, more recently, La Luz Cafe.

The first week of business at Galaxie Diner? “So far, so good,” said ElMageed, who previously owned the Uptowner Cafe On Grand in St. Paul, from 2000 to 2005, as well as the Cahill Diner in Inver Grove Heights, which he sold in April 2009.

Galaxie Diner is the latest addition to the city’s Central Village, which Apple Valley officials envisioned as a thriving, walkable downtown retail and residential area when the City Council approved the master plan in 2002.

While the economic downturn has stalled residential development and forced more than 10 busi-

Photo by Andrew Miller

Photo by Andrew Miller

ElMageed, pictured with his staff, is looking to make Galaxie Diner a Central Village success story by drawing customers from throughout the south metro. He offers free Wi-Fi Internet – something he hopes will attract college students and their laptops – and plans for weekend live music events are in the works.

Ahmed “Tony” ElMageed opened Galaxie Diner in January in restaurant space that was employee – a cost-cutting formerly home to Jan’s Brown Bag Deli and, more recently, La Luz Cafe in Apple Valley’s measure which DeNicola Central Village district. called “heart wrenching.”

But despite Mainstream’s nesses to close over the last newspaper, co-owner Rachie pizzerias,” he said. “We saw early travails, the boutique formerly located at Pithree years in Central Vil- Ramy sounded a note of op- potential here.” lage, new shops and restau- timism about his business’s Mainstream Boutique, lot Knob Road and 140th rants continue to hang their prospects in Central Village, a women’s clothing store Street in Apple Valley saw shingles in existing retail saying the restaurant had al- that moved into the former its sales increase by $10,000 space. ready turned a profit.

Green Jungle child care cen- its first year in Central VilRamy’s Mediterranean Ramy said he chose the ter space in Shops on Gal- lage.

“I don’t think we’d have Cuisine & Pizzeria opened Apple Valley location for axie in 2008, weathered a had the growth we’ve had, last May at 15265 Galaxie Ramy’s Mediterranean Cui- tumultuous first year.

Ave. in the former Two sine & Pizzeria because it Several of the boutique’s had we stayed in our old Guys From Italy location. offered an opportunity to fill neighboring stores went out place,” DeNicola told the In a July 2009 profile of a much-needed niche. of business, and by April Dakota County Tribune this the restaurant in Thisweek “There’s a lot of chains 2009 owner Marie DeNico- winter. “We didn’t get new Apple Valley-Rosemount here, but few independent la had to lay off a longtime customers like we do here.”

Scruples from Page 1A

its ups and downs, Liguori Lubeley said.

“We get along very well,” she said.

Each sibling oversees his or her area of expertise.

Liguori Lubeley oversees marketing, while Liguori is in charge of distribution and Liguori McHugh leads product development.

Although they work individually most of the time, the siblings also work together, and they don’t always see eyeto-eye.

The secret to running a successful family business, though, is to put family first when disagreements do arise, Liguori McHugh said.

“We don’t let disagreements get personal,” she said.

“Once a decision is made on which direction we are going, we all sign on.”

All three said the biggest challenge is separating work and home.

“We’re always talking about the business, so it’s a challenge for our spouses and children,” Liguori McHugh said.

Working as a family comes with its advantages, too, Liguori Lubeley said.

“Often small family-

Photo by Jessica Harper

Scruples tri-presidents Tracy Liguori Lubeley (left), Frank Liguori and Mia Liguori McHugh took over the family business last July after their father, Frank Liguori Sr., retired. owned salons like to do business with other family-owned businesses, rather than a large corporation,” she said. “They seem to have more trust in us.”

By keeping the business in the family, the mission has remained the same, she said.

Over the last 27 years, the business has expanded to the international marketplace, yet it has remained a privately

owned family business.

It has 26 employees at its Lakeville office and 14 sales staff and regional managers nationwide.

Like many other businesses across the nation, Scruples sales are not growing at the rate they once were as a result of the economy, Liguori Lubeley said.

But the business is still growing.

The company continues to generate a profit, and revenues increased by about 5 percent in 2008 and again in 2009, she said.

“It’s a good time to be Scruples, because we are positioned well in the marketplace,” she said.

Jessica Harper is at jessica.harper@ecm-inc.com.

Photo submitted

Scruples products are featured in hair fashion shows across the globe. The Lakevillebased business’ products were most recently featured in a show in Long Beach, Calif.

ElMageed is looking to make Galaxie Diner another Central Village success story by drawing customers from throughout the south metro area. He offers free Wi-Fi Internet – something he hopes will attract college students and their laptops – and plans for weekend live music events are in the works.

Galaxie Diner can be reached at (952) 698-1810.

Andrew Miller is at andrew.miller@ecm-inc.com.