2/16/2012 - Dakota County Tribune Business Weekly by Dakota County Tribune

AARON VEHLING JESSICA HARPER AARON VEHLING

Family Leisure to move into Lakeville 2A More retail slated for Lockheed Martin 2A Lakeville economic development on the rise 6A

DATE ##, 2009 FEBRUARY 16, 2012

VOLUME 30, NUMBER # VOLUME 32, NUMBER 51

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Tree business trimmed by city rules

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Sens. Gerlach, Downey push for occupation regulation reform by T.W. Budig ECM CAPITOL REPORTER

Two lawmakers are hoping oping to lighten what they perceive ve as heavy-handed treatment of people eople pursuing occupations. “Individuals have a fundamenmental right to work — to take care of themselves,” said Senate Commmerce and Consumer Protec-tion Committee Chairman Chris Gerlach, R-Apple Valley, who along with Rep. Keith Downey, R-Edina, is sponsoring the legislation. The lawmakers are lookingg for state government to place the least restrictive occupational regulations tions as possible on occupations, someomething, they argue, that does not ot always happen. “Licensing may be appropriate,” iate,” Gerlach said. But licensing is on the upper end of the occupational regulagulation hierarchy the lawmakerss are advocating. Lesser standards could include inspection, bonding, registration or something else. n the The legislation places on hat a state the burden of proving that tion. given occupation needs regulation. wney “This is a great bill,” Downey said. ons Calls for placing restrictions on occupations, Gerlach said, often come from those engaged in opthe field – industry insiders hoprs or ing to “fence” out competitors otherwise create monopolies. Professor Morris Kleiner of the University of Minnesota Humphrey Institute believes unnecessary occupational licensing reduces state employment levels by 15,000 jobs. Further, it serves to hurt the poor by creating monopolies and increasing the costs charged by licensees by 15 percent without any real benefits to consumers, he argues. The reduction in the number of

DANE SMITH

Some Minnesota school districts are showing the rest of the state how to collaborate and improve special programs. 2A

FORUM

Photo by T.W. T Budig

JJim im Dolphy of Inver Grove Heights, a former tree trimmer, appeared on behalf of the Republicans’ legislation at a Capitol press conference Feb. 13. Dolphy argued that he was eessentially forced out of business by senseless local government occupational occu requirements.

Minnesota’s Senate Republicans are focused on creating jobs with a series of reforms this legislative session. DAVE 4A SENJEM NEWS

A new nonprof it group in Burnsville aims to provide a place where women can f ind a retreat and unwind. THE 23A GARDEN DAKOTA ARTS

service providers resulting from excessive occupational licensing costs Minnesota consumers an additional $3.6 billion a year with little evidence of improved protection, Kleiner believes. He spoke of a “reverse Robin Hood” effect. “The licensing law is ridiculous,” said Jim Dolphy, a former tree trimmer from Inver Grove Heights. Dolphy, speaking at a CapiPhoto by T.W. Budig tol press conference with Kleiner Sen. Chris Gerlach, R-Apple Valley, (left) and Rep. Keith Downey, R-Edina, are authoring legislation to lighten perceived government See Regulation, Page 23A overreach in terms of occupations.

OLE AND LENA

Ole and Lena bring their Norwegian antics to the Lakeville Area Arts Center this weekend. 24A

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General 952-894-1111 Distribution 952-846-2070 Advertising 952-846-2011

Ecolab to expand its Eagan campus New 51,000-square-foot facility will house additional research space, training center Ecolab Inc. of St. Paul will be constructing a new building on its Schuman Campus in Eagan, the company announced Feb. 14. The 51,000-square-foot facility will house a state-ofthe-art training center for the

company’s institutional business, which provides cleaning and sanitation products, programs and services to customers in food service, hospitality and health care industries, according to a press release from the company.

The facility also will provide additional space for research facilities expansion. “Our new training center will help ensure that we continue to maintain the industry’s best-trained sales and See Ecolab, Page 23A

Graphic submitted

An artist’s rendering of the new Ecolab expansion in Eagan.

February 16, 2012 DAKOTA COUNTY TRIBUNE BUSINESS WEEKLY

Family Leisure to move into old Kowalski’s site Building has been empty since early 2007 by Aaron Vehling DAKOTA COUNTY TRIBUNE

This spring, home recreation retailer Family Leisure will move into the former Kowalski’s Market site at Lakeville Crossings that has been vacant since early 2007. Family Leisure sells a variety of products, ranging from hot tubs and lawn furniture to pool tables, grills and swing sets. The site at Cedar Avenue and County Road 46 will be Family Leisure’s second Minnesota location. Its

only current Minnesota site is in Brooklyn Park. The Indianapolis-based company also has stores in eight other states. Kowalski’s, a Woodburybased high-end grocer, opened in the space in August 2005, but had trouble attracting a customer base. “This was a very difficult decision for us to make given the number of employees and loyal customers we have in Lakeville and the significant investment we’ve all made into this store and commu-

nity,” Chief Operating Officer Kris Kowalski said in a press release at the time of the closing. “We were never able to attract the same level of customer support in Lakeville that we enjoy at our other locations.” A call to Family Leisure president Kevin Prefontaine was not returned as of press time. Aaron Vehling is at aaron. vehling@ecm-inc.com or www. facebook.com/thisweeklive.

Photo submitted

Family Leisure, a recreation retailer, will move this spring into the former Kowalski’s space at Cedar Avenue and County Road 46. The building has been vacant for about five years.

Arts center posts Developer seeks more retail best year yet at Lockheed Martin site Loss beat forecast in 2011 by John Gessner DAKOTA COUNTY TRIBUNE

The Burnsville Performing Arts Center continued to lose money last year, as expected, but the loss was far less than predicted. The three-year-old venue had its best year in 2011. Operating losses totaled $275,711 — about $116,400 less than the $392,130 loss budgeted for the year. The figures don’t include annual debt payments for the $20 million facility or building depreciation. “We saw tremendous growth this year in many different areas,” said Brian Luther, the center’s third executive director, who began work in October for VenuWorks, the city-hired management firm. Performance outpaced even October 2011 estimates, when center officials were still predicting a $386,000 loss by year’s end. “A lot of it was our finish in the fourth quarter,” Luther said. “We just finished stronger than we projected.” Operating losses totaled $547,000 in 2009, the center’s first year, and $367,000 in 2010. The improved 2011 performance came despite the loss of $70,000 in revenue from the closing of School District 191’s Envision Academy arts magnet school, which had rented space at the center in 2010. Luther attributed a loss in total visits last year to the school’s closing. Attendance totaled 86,979 in 2011, compared with 95,737 in 2010, he said. But the number of events booked grew “dramatically” last year from 2010 levels, Luther said. An “angel fund” built on private donations and a $50,000 city loan allowed the center to book its own five-event performance series, Luther said.

“Also, we saw very strong commercial events, such as (concerts by) Lyle Lovett, Mark Cohn and the BoDeans,” Luther said. “Lyle Lovett and the BoDeans brought in whole new audiences to our facility,” he said. “It’s very important we continue to program the big-name events as well as the programming that we’re doing.” Three of the five shows in the angel fund series were held last year. Two turned a profit, and will return $7,270 to the fund for future performances. Two more shows, by Spencers Theatre of Illusion and Celtic Crossroads, will be held in March. The fund, which Luther said now stands at about $67,000, allows the center to go out and buy its own shows without downside risk to taxpayers. “It’s a very solid fund at this point,” Luther said. “I think it gives me tools to look at programming for the 2012-13 season.” Bookings of regional dance competitions — a dozen in 2011 — have become a solid revenue source for the venue. “We’re seeing an increase in dance competitions, which have been a very good piece of business for us and the community overall,” Luther said. The center’s operating expenses totaled $1.14 million last year, according to the city. Even before the center was built, a consultant’s study predicted operating losses of up to $350,000 a year. City officials have been keen to minimize losses at the venue, whose construction and operation have been criticized by many residents. John Gessner is at john.gessner@ ecm-inc.com.

by Jessica Harper DAKOTA COUNTY TRIBUNE

CSM Equities, owner of the former Lockheed Martin site in Eagan, has tossed its plan to develop a multi-story retail complex on 41 acres of the Lockeed property to develop additional retail on the site. Last year, the Minneapolis developer asked the city of Eagan to submit a comprehensive guide plan amendment to the Metropolitan Council that would redesignate 41.2 acres of the 51-acre “research and development” zoned site as “retail commercial.” Now, CMS Equities, an affiliate of CSM Corp, is looking to redevelop 47 acres. The plans call for several freestanding restaurants and would keep

6.2 acres as office space. The site is viewed as being a prime location — the intersection of Pilot Knob and Yankee Doodle roads, Eagan’s busiest intersection — and is near its major retail centers, Promenade and Town Centre. The Eagan City Council unaminmously agreed to send the latest request to the Met Council for evaluation. The developer’s previous plan was already sent to the Met Council. If approved by the Met Council, the City Council could vote to approve rezoning later this spring, City Administrator Tom Hedges said. The plan was denied by the Eagan Planning Commission on Jan. 24 in a 3-3 vote. The developer purchased the property in April and closed on the

sale in June, but Lockheed Martin will continue to occupy the space under a lease agreement until it officially closes its Eagan operation in the spring of 2013. The company announced last November it would close its Eagan facility by 2013, resulting in about 350 layoffs and 650 job transfers to other Lockheed Martin facilities. CSM’s redevelopment plans are still in its infancy, and will need approval from the City Council as well before a development could move forward. A recent study presented to the council has shown that Eagan could support additional retail. Jessica Harper is at jessica.harper@ ecm-inc.com.

Former Burnsville business Hollstadt & Associates Inc. sold Mendota Heights-based Hollstadt & Associates Inc., a provider of management and technology consulting services, recently announced the sale of the firm to Molly and Jim Jungbauer of White Bear Lake. The transaction includes 100 percent of the stock of the former Burnsvillebased company and was effective immediately. “I know the timing is right and this is a smart fit,” said Rachel Hollstadt, former CEO and owner of Hollstadt & Associates. “While I have been approached by multiple firms and investment groups in the past, it just never felt right. I was looking for a buyer who would maintain the integrity, independence and values of the firm as we’ve built it. I’m confident the Jungbauers will maintain and strengthen the values, people and clients associated with the firm.”

The Jungbauers do not plan to change Hollstadt’s operations and will continue to focus on meeting clients needs by employing experienced consultants to help clients. The name of the firm will remain Hollstadt & Associates Inc. As chief financial officer and majority shareholder of Hollstadt, Molly Jungbauer, will be leaving her position as controller of Minnesota Sports & Entertainment (parent of the Minnesota Wild) to assume her new role. Molly Jungbauer plans to focus on growing the firm while working directly with Hollstadt to continue her commitment to mentoring and coaching women in the Twin Cities, as well as networking with female executives in the area. Hollstadt’s current chief financial officer, Amy Jensen, will remain working with the firm under

a retainer agreement and plans on spending her free time volunteering and spending time with her family. Jim Jungbauer, who has served five years as president of Hollstadt & Associates Inc., will retain that position. Hollstadt will continue to stay active with the firm in a number of ways, including providing consultative services during the ownership transition period. She will also stay on in a formal capacity as part of an advisory board the Jungbauers plan to establish. She also will work with the new owners to continue the Executive Women’s Breakfast and other business and community networking activities. Post-closing, Hollstadt & Associates, Inc. employs approximately 180 people, and anticipates 2012 run-rate revenues greater than $30 million annually.

DAKOTA COUNTY TRIBUNE BUSINESS WEEKLY February 16, 2012

Buzz People, places and pursuits creating buzz in Dakota County business this week as submitted by the local business community

Noteworthy JOHN ENGELEN Joins CHS Inc. as vice president, government affairs

John Engelen has joined CHS Inc., Inver Grove Heights, as vice president, government affairs. He will lead the company’s federal and state government affairs, serving as CHS lead representative on a wide range of energy, grain, agriculture, cooperative and other issues with Congress, and federal and state agencies. He will also manage the company’s Washington, D.C., government affairs office. Engelen has more than 25 years experience managing legislative issues. Most recently, he served as vice president, Office of Governmental and Community Affairs, Emory University, Atlanta, Ga. Engelen earned a bachelor’s degree in political science from the University of St. Thomas, St. Paul. JOHN SANTI Named to COUNTRY Financial’s All American team

COUNTRY Financial representative John Santi of Apple Valley has earned a position on the insurance group’s All American team. Santi serves clients from his office in Eagan. COUNTRY makes the award yearly to agency managers and financial representatives who have excelled in identifying insurance products and financial solutions that fit the needs of their clients. LOCAL WOMEN’S FITNESS CENTER WINS HONOR Lady Katherine Women’s Fitness, with locations in Eagan and Hudson, Wis., has been chosen as a winner of the Minnesota Women’s Press annual “What Women Want” survey in the category of fitness studios.

Business Briefs BITE OF BURNSVILLE SLATED MARCH 15 AT ARTS CENTER The 20th annual Bite of Burnsville will be 6 to 10 p.m. Thursday, March 15, at the Burnsville Performing Arts Center. The event will include culinary masterpieces from more than 20 establishments. A silent auction will include more than 200 items. GB Leighton will provide entertainment. Tickets are $40. Call the Burnsville Chamber at (952) 435-6000 for tickets.

Business Briefs

CHS RETURNS RECORD $421 MILLION TO OWNERS

CHS COMPLETES SOY PROTEIN FIRM ACQUISITION

DEALS WITH WHEELS OPENS IN APPLE VALLEY

Farmers, ranchers and cooperatives across the United States will share in a record $421 million disbursement from Inver Grove Heights-based CHS Inc., an agricultural co-op, marking the largest cash return ever by a U.S. cooperative. The cash return to owners is based on record CHS net income of $961.4 million for the fiscal year ending Aug. 31, 2011. The distribution beginning this month to 1,060 member cooperatives and 45,500 individual members and others includes cash patronage paid on their fiscal 2011 business with CHS. CHS is also distributing to member cooperatives cash as redemption of equity in the company they earned in prior years. In addition, CHS will redeem equities of eligible individual members throughout 2012 and will also pay quarterly dividends to owners of CHS preferred stock.

CHS Inc., an Inver Grove Heightsbased farmer-owned cooperative, completed acquisition of Solbar, a global leader in specialty soy proteins and soy isoflavones. Solbar provides soy protein ingredients to manufacturers in the meat, vegetarian, beverage, bars and crisps, confectionery, bakery, and pharmaceutical manufacturing markets. Solbar corporate offices are in Ashdod, Israel, with manufacturing and logistics facilities in Ashdod and Ashkelon, Israel; South Sioux City, Neb.; and Ningbo, China; and a sales office in Oakdale, Minn. Solbar was a public company, and had been traded on the Tel Aviv Exchange since 2004. CHS announced its intent to acquire Solbar on Nov. 23, 2011. The transaction was completed Feb. 9. Solbar operations and its approximately 400 employees will be managed through CHS Oilseed Processing in the Ag Business division.

Deals With Wheels has taken the place of Hertz Car Rental next to The Deck Store near County Road 42 and Galaxie Avenue in Apple Valley. The company specializes in auto consignment as well as finding specific cars at auction for anyone in the public at near wholesale. It also details cars, trucks and boats.

FBI AGENT TO SPEAK AT LAKEVILLE CHAMBER LUNCHEON An FBI agent will speak on cyber crime, identity theft and social media threats at the February General Membership Luncheon of the Lakeville Area Chamber of Commerce Wednesday, Feb. 29, at Holiday Inn Hotel and Suites Lakeville, 20800 Kenrick Ave. S., Lakeville. Registration will begin at 11:30 a.m. followed by a noon luncheon and program. RSVP by Feb. 22. Cost is $20 for members, $30 nonmembers. Information: info@lakevillechambercvb.org. CHAMBER HOSTS SECOND ANNUAL WOMEN’S CONFERENCE The Dakota County Regional Chamber of Commerce will host its second annual WomEn’s Conference on March 1 at Lost Spur Golf and Event Center in Eagan. The event aims to connect women and enrich their personal and professional lives by providing the tools and resources to fulfill their aspirations. The half-day program will feature speakers Shaunice Hawkins, Louise Griffith and Theresa Rose. A wine tasting reception will be included along with a marketplace of businesses offering products and services related to energizing, educating and empowering women. Tickets are $149. Register by calling the chamber office at (651) 452-9872.

NACR LAUNCHES ENHANCED CUSTOMER CENTER WEBSITE Eagan-based solutions integration company NACR has enhanced its Customer Center website, giving customers live access into their voice environment and tools to manage their maintenance and managed services relationship with NACR. WENDY’S RESTAURANT REMODELS IN APPLE VALLEY Wendy’s has remodeled its Apple Valley restaurant including new carpet, tables and chairs.

MGM LIQUORS EYEING NEW SPOT IN ROSEMOUNT MGM Liquors is planning to move from near Rudy’s Red Eye Grill in Rosemount to the vacated space where Shenanigans Liquor was located near Cub Foods. MGM has applied to the city of Rosemount for approval of the move. PEARLE VISION COMES TO APPLE VALLEY Pearle Vision of Apple Valley is building a franchise location next to Panera Bread. Owned by optometrists Jeff Anderson and Lance Gutfleisch, Pearle Vision will open by the end of March or early April. C70 BUILDERS OPENS OFFICE IN APPLE VALLEY C70 Builders of Hugo has added a new Apple Valley office in the business campus along County Road 42 just east of TAGS Gymnastics. C70 built the three shopping centers surrounding Home Depot. The company specializes in commercial buildouts and construction.

Submission to Buzz The Dakota County Tribune Business Weekly includes promotions, new hires, retirements, awards and other such business news on the Buzz page. If you have an announcement you would like included in this part of the newspaper, send submissions by e-mail to reporter.thisweek@ecm-inc. com, fax to (952) 846-2010 or mail it to the Burnsville office at 12190 County Road 11, Burnsville, MN 55337. When sending a photo by email be sure that it is 200 dpi or greater. Include a daytime phone number if someone from the newsroom needs to contact the business for additional information. Deadline is 5 p.m. Friday prior to Thursday edition. Submission of information does not guarantee publication. All items are subject to editing. Tips on what to include in the submission are: names, titles, dates, business name, brief description of the news taking place, brief description of the business, contact names and numbers.

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February 16, 2012 DAKOTA COUNTY TRIBUNE BUSINESS WEEKLY

Forum Commentary and opinion regarding issues in the world of business and public policy

Inspiring models of community engagement in greater Minnesota by Dane Smith SPECIAL TO THE TRIBUNE

In the lakes-and-woods landscape surrounding Grand Rapids in north central Minnesota, a wide array of community leaders have banded together with seven school districts in several counties to chart a comprehensive road map toward improved student success, beginning with stronger early childhood education and going all the way through to career preparation. In and around our farm-belt foodprocessing centers of Worthington and Willmar, civic activists and school officials are beginning to get national attention for their success at accepting and integrating an increasingly diverse population and improving outcomes for Latino and other nonwhite students. In the Brainerd Lakes area and on the shore of Lake Superior in Grand Marais and wider Cook County, business owners and educators have come together and found new ways to get the post-secondary credentials and job skills that the local economy needs into the hands of more local residents who can fill those jobs. These are among the many bright spots I discovered in researching and writing a recently released report, “Whole Towns Coming Together for All Students” (available at www.growthandjustice.org/ communities). The report documents promising progress by rural and greater Minnesota communities that are focused in new ways on helping all their children succeed, as they grapple with economic challenges and welcome increasing racial diversity. Getting the entire village involved in educating and preparing all the children for productive lives was a tradition for our original residents, the Native American

Guest Columnist Dane Smith

nations. Pioneering Euro-Americans also invested heavily in universal and free education, following the Land Ordinance of 1785 dictate that a section of land in every township must be set aside for a public school. Time magazine noted, in that iconic 1973 cover story about our “State That Works,” that our superior performance on economic and quality-of-life measures could be linked to a “near-worship for education and a high civic tradition in Minnesota life.” An overwhelming multipartisan consensus exists that this tradition, this education imperative, should remain our basic formula for economic growth and vitality. The Governor’s Workforce Development Council cites a highly respected Georgetown University study pointing to the need for more Minnesotans to complete post-secondary education to meet our economy’s workforce needs. Business and philanthropic leaders agree that improving and aligning workforce skills is a top priority. So which models work best? Any constructive interest and involvement by community leaders in education outcomes is probably helpful, but a review of what is happening in rural and greater Minnesota finds particular promise in the efforts happening in Itasca County and in St. Cloud. Both areas are developing something that can be called the Strive model, named for successful efforts in the met-

ropolitan Cincinnati area and now under way in about a dozen other urban areas across the nation. This model happens to be in sync with the Growth & Justice education framework, Smart Investments in Minnesota’s Students, which outlines a strategy of comprehensive intervention and measurement, from the earliest years to post-secondary completion, using evidence-tested and cost-effective methods and programs. In Itasca County and elsewhere, the crucial ingredient is development of a road map that sets out specific desired measurements of success from birth to career launch. The Strive model also develops and assigns networks of stakeholders, from parents’ groups to social service agencies to teachers and schools, to achieve the results. In Cincinnati and northern Kentucky, Strive leaders have reported progress on 40 of 54 such indicators. A multidistrict, Strive-like model is being studied for the Twin Cities metropolitan area, with initial impetus from the African-American Leadership Forum and the University of Minnesota’s College Readiness Consortium, an effort that drew high praise in a recent Star Tribune editorial. “The number of programs (focused on closing the achievement gap) speaks to the widespread community interest in the problem, but it tells us nothing about quality and effectiveness,’’ the editorial stated. “That’s why a relatively new push to better coordinate all the programs is welcome.” The incessant casting about for easy answers (such as high-stakes testing) or scapegoats (such as teachers unions) for lagging student success needs to be replaced by a more comprehensive and ho-

listic cradle-to-career approach. And it’s hard to find a more eloquent champion of this idea than Diane Ravitch, a veteran of President George W. Bush’s No Child Left Behind initiative who has evolved toward a more progressive outlook. In her book, “The Death and Life of the Great American School System,” Ravitch summarized the ingredients for bringing total community engagement to closing the gaps. Children who are disadvantaged by inequities “need extra resources, including preschool and medical care,” Ravitch wrote. “They need small classes, where they will get extra teacher time. … Their families need additional supports, such as coordinated social services that help them to improve their education. … While the school itself cannot do these things, it should be part of a web of public and private agencies that buttress families.” And citing the work of testing experts Ina V.S. Mullis and Michael O. Martin of Boston College, Ravitch concludes that the way forward for student success lies in “a strong curriculum; experienced teachers; effective instruction; willing students; adequate resources; and a community that values education.” Dane Smith is the president of Growth & Justice, a progressive public policy organization that promotes statewide economic growth for Minnesota through public investments in human capital and infrastructure. Columns reflect the opinion of the author.

Dakota County Tribune BUSINESS WEEKLY

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Reforming government for better services, job environment by Dave Senjem SPECIAL TO THE TRIBUNE

A couple of decades ago Gov. Rudy Perpich listed the goals of the legislative session as “Jobs – Jobs – Jobs.” Twenty years later, the Minnesota Republican majority echoes the goal: “Jobs – Jobs – Jobs.” The 2012 session has a significantly rosier budget situation. Through prudent and tough decisions, we were able to manage Minnesota’s budget from a $5 billion deficit to a $876 million surplus. For the first time in years, heavy budget deficits will not burden legislative decision makers. We need to remain prudent and wise in any spending/taxing decision so the right directions we are on financially will not be reversed. Importantly, the cash flow (state’s checking) and budget reserve (savings) accounts have been re-filled. If the February forecast shows continued positive growth, lawmakers will consider using those funds to pay back the additional $700 million borrowing against school funding – the “school shift” agreement with Gov. Mark Dayton – that

Guest Columnist Dave Senjem

helped balance the budget. Preliminary January updates to that forecast show continued growth, primarily due to stronger than projected individual income tax payments. While the economic growth is welcome news and the state’s economists are looking to more confident consumers and stronger labor markets, some factors – like unrest in Europe – remain out of our control. Believing the best remedy for the state budget is a thriving economy that allows hard-working families and employers to succeed, we go into the 2012 legislative session as an opportunity to improve the business climate, reduce burdensome regulations, and provide the environment for small and large businesses to grow and

thrive here in Minnesota. A positive jobs environment is our No. 1 priority. During the legislative interim, many Republican senators met with business leaders, entrepreneurs and small business owners throughout the state in effort to find ways we can put our economy back on track. Senate Republicans, with a new year and new leadership, we have a renewed commitment to limited, sensible government and lower taxes. Seizing on opportunities for new reforms and building on successes from last session, our goal is to put Minnesota back on the path to prosperity by continuing to remove obstacles for job creators. In 2011, Republicans prioritized reforms to promote job creation including reducing legislative earmarking, creating competitive grant programs, and streamlining the business permitting process to expedite project approvals — thereby putting more Minnesotans back to work. Senate Republicans sought out ways See Senjem, Page 5A

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DAKOTA COUNTY TRIBUNE BUSINESS WEEKLY February 16, 2012

Calendar To submit an item for the Calendar, email it to darcy.odden@ ecm-inc.com or fax (952) 8462010. Date-specific Dakota County Regional Chamber of Commerce events: â&#x20AC;˘ Friday, Feb. 17, 7:30 to 8 a.m., MN Chamber conference call, DCR Chamber office, 1121 Town Centre Drive, Suite 102, Eagan. RSVP requested. Information: Jessy Annoni at (651) 288-9202 or jannoni@dcrchamber.com. â&#x20AC;˘ Thursday, Feb. 23, 7:30 to 9 a.m., Breakfast With Champions, JBL Conference and Events Center, 3795 Pilot Knob Road, Eagan. Speaker: Jon Oâ&#x20AC;&#x2122;Malley, business coach. Cost: $20 members, $30 nonmembers. Information: Jessy Annoni at (651) 288-9202 or jannoni@dcrchamber.com. â&#x20AC;˘ Thursday, March 1, noon to 5 p.m., The WomEnâ&#x20AC;&#x2122;s Conference, Lost Spur Golf and Event Center, 2750 Sibley Memorial Highway, Eagan. Registration begins at 11 a.m. Cost: $149. Information: Jessy Annoni at (651) 288-9202 or jannoni@dcrchamber.com. Apple Valley Chamber of Commerce events: â&#x20AC;˘ Thursday, Feb. 23, 4:30 to 6:30 p.m., Business After Hours, American Legion Post #1776, 14521 Granada Drive, Apple Valley. Information: Catherine Bauman at catherine@applevalleychamber.com. Burnsville Chamber of Commerce events: â&#x20AC;˘ Thursday, Feb. 16, 11:30 a.m. to 1 p.m., 2012 State of the City Luncheon, Performing Arts Center, 12600 Nicollet Ave., Burnsville. Cost: $25. Registration: (952) 435-6000 or maranda@burnsvillechamber.com. Lakeville Area Chamber of Commerce events: â&#x20AC;˘ Friday, Feb. 17, 7:30 to 8:30 a.m., MN Chamber conference call, chamber conference room

â&#x20AC;˘ Thursday, Feb. 23, 4:30 to 6:30 p.m., Networking After Hours, Casa Nostra Ristorante. â&#x20AC;˘ Wednesday, Feb. 29, 11:30 a.m. to 1 p.m., General Membership Luncheon, Holiday Inn Hotel and Suites, 20800 Kenrick Ave. S., Lakeville. An FBI agent will speak about cyber crime, identity theft and social media threats. Cost: $20 members, $30 nonmembers. RSVP by Feb. 22. Information: info@lakevillechambercvb.org. River Heights Chamber of Commerce events: â&#x20AC;˘ Thursday, Feb. 16, 5:30 to 8 p.m., 2012 Annual Meeting, Southview Country Club, 239 E. Mendota Road, West St. Paul. Cost: $45. Information: Jennifer Gale, (651) 451-2266, ext. 1031 or jennifer@riverheights.com. â&#x20AC;˘ Wednesday, Feb. 22, 7:30 to 9 a.m. to 1:30 p.m., South St. Paul Local Issues, Central Square Community Center, 100 Seventh Ave. N., South St. Paul. Information: chaz@riverheights. com. District 196 Community Education will offer the following business courses. Register at www.district196.org/ce or call (651) 423-7920. â&#x20AC;˘ Free Business Advertising Using Google, 9 a.m. to noon Saturday, Feb. 18. Rosemount Middle School, 3135 143rd St. W., Rosemount. Cost: $39. â&#x20AC;˘ Make Your Website Googlicious, 6 to 9 p.m. Tuesday, Feb. 21, Rosemount Middle School, 3135 143rd St. W., Rosemount. Cost: $35. â&#x20AC;˘ Get Completely Out of Debt, Including Your Mortgage! 6:30 to 9:30 p.m. Tuesday, Feb. 21, Falcon Ridge Middle School, 12900 Johnny Cake Ridge Road, Apple Valley. Cost: $35; $14 additional adult. â&#x20AC;˘ How to Start Your Own Business, 6:30 to 8:30 p.m. Tuesday, Feb. 21, Falcon Ridge Middle School, 12900 Johnny Cake

Giving back to a veteran

Photo submitted

Volunteers from James Barton Design Build, Apple Valley, donated their time to renovate a South Minneapolis home owned by Iraq War veteran Wesley Cureton and his family. Cureton served 22 years and received two Purple Hearts among other honors before being injured by an improvised explosive device in Iraq. Phase one of the project to update the familyâ&#x20AC;&#x2122;s home was completed last summer. For the recent phase two work, volunteers completed a renovation of the kitchen and installed an addition and a covered deck. They also installed a fence in the back yard.

Ridge Road, Apple Valley. Cost: $29. â&#x20AC;˘ Trusts and Wills (How They Can and Cannot Help You), 7 to 8:30 p.m. Tuesday, Feb. 21, Scott Highlands Middle School, 14011 Pilot Knob Road, Apple Valley. Cost: $19; $6 additional adult. â&#x20AC;˘ Understanding Your Credit, 7 to 8:30 p.m. Thursday, Feb. 23, Falcon Ridge Middle School, 12900 Johnny Cake Ridge Road, Apple Valley. Cost: $15; $5 additional adult. â&#x20AC;˘ Word 2010: Document Formatting 2, 6:30 to 8:30 p.m. Monday, Feb. 27, Rosemount Middle School, 3135 143rd St. W., Rosemount. Cost: $39. Ongoing Platinum Partners, a chapter of BNI, welcomes one representative from each profession and meets every Wednesday morning from 7:30 to 9 a.m. at the Lakeville Green Mill. To learn more, call Amy at (952) 226-7741. Creative Networking Professionals, an independent business networking group, meets the first and third Tuesday of the month at JoJoâ&#x20AC;&#x2122;s Rise and Wine in Burnsville from 8 to 9 a.m. The group is focused on creating interpersonal relationships to grow business-to-business referrals. Yearly dues are $65. New members are welcome. Members are limited to one per professional category. For more information, contact Jeff Rothmeyer at JeffR@Roundbank.com or see www.CreativeNetworkingProfessionals.com. Dakota Business Partners meets every Tuesday from 8:159:30 a.m. at AmericInn, 17145 Kenyon Ave. (just off Interstate 35 and County Road 50), Lakeville. For why our group is different and more information visit www. dakotabusinesspartners.com or find us on Facebook. Network Unlimited, a professional networking chapter, meets Tuesdays from 4:30 to 5:45 p.m.

at Cherokee Sirloin Room, Cliff Road and Nicols Road, Eagan. To see if your category is open go to www.NetworkUnlimited.org. BNI â&#x20AC;&#x201C; The Valley Networkers Chapter of Business Networking Intl. meets Thursdays at 11:30 a.m. at the DCTC Apple Valley Site at 14200 Cedar Ave. BNI is a networking group for business owners who are looking to increase their revenue. Only one person from each profession. Bring your own lunch. For more information, call Paula Sevenich at (952) 891-4057 or visit www. bni-mn.com BNI â&#x20AC;&#x201C; Networking meets Thursdays at 7:15 a.m. at the Round Bank in Farmington. For more information, contact Ellen at (952) 412-5287 or Lanny at (612) 386-2660. BNI â&#x20AC;&#x201C; Power Lunch Chapter meets Wednesdays at 11 a.m. at the Lakeville Brunswick Zone, 11129 162nd St. W. For more information, call Maggie Kase at (952) 230-1602 or visit www.bnimn.com. BNI â&#x20AC;&#x201C; Power Links Chapter meets at 7:30 a.m. Thursdays at Highview Hills Senior Living Center, 20150 Highview Ave., Lakeville. Information: Michelle Reisenauer, (612) 868-2950 or mreisenauer@charter.net. Professional Referral Exchange of Burnsville meets every Wednesday for breakfast at Dennyâ&#x20AC;&#x2122;s Restaurant. Meetings begin at 7 a.m. For more information, contact Jo Baecker, area director, at (612) 618-5347 or visit the website www.prorefx.com. Elite Executives Chapter of Business Networking International meets each Tuesday 7:309 a.m. at the JBL Companies building (old fire station), 3795 Pilot Knob Road, Eagan. This lively referral group can help you grow your business, but we do limit membership to one person from each profession. Visitors are welcome. For more informa-

Senjem from Page 4A

give them more local budget flexibility and invite in new educators. Moving into 2012 we continue this approach: It is by changing the way government operates that we will improve service delivery, achieve long-term structural cost savings for Minnesota taxpayers, and again be able to provide the best services to more citizens. Government redesign is not only

to restrain excessive government spending, and made some long-term changes. Instead of the status quo, we looked to successful private sector firms for innovative ideas on how to streamline government programs, and found better ways to fight fraud. We took away costly state mandates on our local schools to

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tion, contact Bob Reuter at (651) 552-3647, breuter@mnhomes. com. Find our chapterâ&#x20AC;&#x2122;s website at bnimn.com. Beta Sigma Phi, Preceptor Alpha Delta Chapter, meets the second Wednesday of every month at 7:30 at a memberâ&#x20AC;&#x2122;s home. For information, call (952) 894-8831. Network Results Chapter of Business Network International, networking for local business owners, only one person from each profession. First two meetings are free. We meet every Wednesday for breakfast, 7-8:30 a.m. at Roasted Pear, 14200 Nicollet Ave. S., Burnsville. Call Jim Culpepper for more information: (612) 655-4339. Networks Plus - Diversified Business Professionals Chapter of Business Network International, a business referral organization. Meetings will be held Thursdays 11:30 a.m. â&#x20AC;&#x201C; 1 p.m. at Savage City Hall, 6000 McColl Drive, Savage, MN. All professionals are invited to attend. Call Crystal (952) 314-8676. Networking coffee group at Caribou Coffee will meet from 9:30-11:30 a.m. at Caribou Coffee, 14638 Cedar Ave., on the second and fourth Mondays of the month. Call (763) 783-4767 to register. Grapevine Network â&#x20AC;&#x153;Common Denominatorâ&#x20AC;? Group meets Tuesdays from 7:30-8:45 a.m. at Coldwell Banker Burnet, 190 Cobblestone Lane, Burnsville. For information, call (952) 746-5611 or visit www.thegrapevinenetwork.com. Grapevine Networking Group meets Wednesdays from 7:30-8:45 a.m. at Coldwell Banker Burnet, 190 Cobblestone Lane, Burnsville. For information, call (952) 746-5611 or visit www. thegrapevinenetwork.com. Kingdom Advisors members meet monthly for fellowship, training, networking, prayer, and shar-

about efficiency; it is about getting the right services and programs to the right people. Reforms will dominate all facets of this brief session, from education, to health care and energy. Senate Republicans want to promote innovation, investment and entrepreneurship to bring out the best about Minnesota to build long-term prosperity. I encourage all citizens to

ing of best practices. Ron Blue or other recognized speakers (via DVD) cover a topic each month helping members integrate and apply Biblical financial wisdom into their professional advice. Visitors welcome. The S Metro Group meets at Family Financial Services, 151 W. Burnsville Parkway, Burnsville, from 7:30 to 9 a.m. on the fourth Tuesday of each month. POC is Jeff Robinson at (952) 890-6611. The SE Metro Group meets at 2918 Upper 55th St., Inver Grove Heights, the first Thursday of each month from 12 noon to 1 p.m. (bring your lunch). POC is Ginger Ewing at (651) 389-1177. The S.T.A.R. (South Twin Cities Area Referral) Networking Group meets 8 to 9 a.m. every Wednesday at Bremer Bank, 17600 Cedar Ave, Lakeville. Openings are available. For questions, call Kathy Andrade at (952) 997-1306. SHiFT network events are held Thursdays from 6:30 to 8 p.m. at Inver Hills Community College, 2500 E. 80th St., Inver Grove Heights. SHiFT is a nonprofit network connecting adults in mid-life transition with opportunities to seek meaningful work, new avocations, and a supportive community (www.shiftonline.org). Members: Free. Guests: $5. Womenâ&#x20AC;&#x2122;s Business Exchange meets the fourth Wednesday from 11:30 a.m. to 1 p.m. at Baskets On Occasion, 4580 Scott Trail, Suite 204, Eagan. Fee: $5 per meeting. For more information, contact Mary at (651) 994-8392 or visit www. meetup.com/womens-businessexchange-eagan. Seed Your Business referralbased networking group meets the first and third Wednesday at noon at Baskets On Occasion, 4580 Scott Trail, Suite 204, Eagan. Fee is $5 per meeting. Up to two professions per person. Contact Mary at (651) 994 8392.

be active participants in our democracy, to follow legislative leaders on the Senate and House websites and local newspapers and let your opinions be heard. You can follow the Senate Republicans at www.facebook.com/ mnsrc. Dave Senjem is the Republican senate majority leader from Rochester. Columns reflect the opinion of the author.

February 16, 2012 DAKOTA COUNTY TRIBUNE BUSINESS WEEKLY

Lakeville’s economy improved in 2011 Major businesses, housing drove up permit valuations by Aaron Vehling DAKOTA COUNTY TRIBUNE

Things are getting better in Lakeville, at least when it comes to economic development. A number of businesses have either moved to the city or expanded their current footprints; new housing units are up, too, according to an annual report Community and Economic Development Director Dave Olson gave to the City Council on Monday night. Permit valuations increased to about $84 million in 2011, compared to about $54 million in 2010. Permit valuations represent the value of all improvements on properties in the city. Bustling businesses Among the highlights is a huge increase over 2010 in commercial and industrial development – about $18 million in permit valuations in 2011 versus about $3.7 million in 2010.

At least seven new corporations purchased buildings or are leasing commercial and industrial property, including Dayton Freight, JD Woodcraft, Viking Performance and Computer Sciences Corporation, which has leased 160,000 of 282,000 square feet at the spec industrial site at the corner of Dodd and County Road 70. That site had been vacant for years. “More than a half-million square feet of building space in Airlake (Industrial Park) was either purchased or leased in 2011,” Olson said. This would have been a good number even during the boom times, he added. This reflects a region-wide trend in commercial and industrial real estate. The office market posted a full year of rented/sold square footage outnumbering vacancies since 2007, according to The Compass, a report issued by Cushman & Wakefield/NorthMarq. Commercial real estate as a whole saw this trend for the first time since 2008. On the retail side, Walmart

broke ground on its site near Muller Theatre and is on track to open this fall. Goodwill opened a new store. Pizza Ranch added a restaurant to Lakeville, along I-35. Park Nicollet, one of the region’s largest health care providers, moved into a space next to Caribou Coffee in the Timbercrest development. Expansions were also a tour de force. On the commercial/industrial side, ImageTrend, Dick’s Sanitation, Malt-O-Meal and others all enlarged their footprints to accommodate growing operations. In retail, Gander Mountain completed a major expansion of its operations, adding virtual gun ranges, classrooms and meeting spaces. All of that activity netted Lakeville about 350 new jobs, pushing the city’s unemployment rate down to 4.7 percent, the lowest since November 2008, Olson said. Residential growth Permits in the residential housing realm were worth about $52 million in 2011, an increase

of $13 million over 2010, Olson said. There were 223 units in development or undergoing improvement: 118 single-family homes, 12 townhomes and 93 senior housing units (entirely the Fountains at Hosanna project). Some of the permit value can also be attributed to the Lakeville Court Apartments/Townhomes, which underwent $2.8 million in renovated and improved parking and amenities. Looking ahead The development numbers are promising, but are a far cry from the glory days of the prebust last decade when permit valuations were in the $100 million to $200 million range. As for the future, Olson was cautious. “I don’t know if we’ll ever get back to the boom days,” Olson said. “I can’t say we can stay on the upward track.” Aaron Vehling is at aaron. vehling@ecm-inc.com or www. facebook.com/thisweeklive.

Green training grants awarded RESOURCE, in partnership with Dakota County Technical College, Aerotek, Caterpillar Global Paving Products, Morrissey Inc., and Nexpro Personnel Services Inc., was awarded a $249,954 grant by the Minnesota State Energy Sector Partnershp (MSESP) to provide short-term vocational training for low-income Minnesotans with manufacturers that produce sustainable products or for jobs in the energy-efficient building, construction and retrofit industries and energy efficiency assessment industry. The MSESP awarded 11 grants totaling $1.46 million to train Minnesotans for jobs in energy efficiency and renewable energy industries. The energy sector partnership is an initiative of the Governor’s Workforce Development Council, a 31-member body that analyzes and recommends policies to the governor and Legislature for a globally competitive workforce for Minnesota. MSESP is funded by a three-year, $6 million U.S. Department of Labor grant to provide training, job placement and related activities in the energy-efficient building, construction and retrofit industries; the renewable electric power industry; and the biofuels industry.

Capitol Commerce

Senate committee punches Gerlach’s ticket bill Many entertainment venues oppose the concept by T.W. Budig ECM CAPITOL REPORTER

Senate Commerce and Consumer Protection Committee Chairman Chris Gerlach on Wednesday, Feb. 1 saw his event tickets legislation pass his committee on a strong 11 to 4 vote. “I believe this bill protects the middle ground,” said Gerlach, a Republican from Apple Valley. The bill, which an assortment of entertainment venues from the Minnesota Twins to the Burnsville Performing Arts Center oppose, in part focuses on so-called paperless or electronic ticket sales. Gerlach’s bill outlaws the use of electronic forms of ticket sales not readily transferable. It prohibits conditioning entry into a venue on the presentation of a token — the original ticket purchasers’ credit card or ID card — not readily available to someone whose purchased a ticket from a friend, for instance. Gerlach advanced the ticket bill last year, but ran into a roadblock in the Senate Judiciary Committee. Gerlach proposes to amend the legislation, increasing the penalty on ticket scalpers using ‘bots or computer software to get around a ticket sellers’ computer security to mass purchase event tickets having a value of more than $5,000. Everyone agrees the ‘bots are the bad actors,

Capitol Roundup

To find out the latest news in Minnesota government, go online to ECM Capitol Roundup at www.HometownSource.com.

Gerlach said. Testifiers both applauded and opposed the legislation. Joe Wright, a bartender from Maple Grove, spoke of wanting the freedom to purchase tickets at the spur of the moment. “Sometimes I get off work early, because it’s slow,” he said. Having a free marketplace allows him to get tickets, often at prices lower than the ticket was originally sold, Wright said. Another bill supporter, Geoff Jarpe, a metro resident, expressed concern that the spread in the use of paperless tickets and prohibitive practices will not only prevent him from swapping tickets among family members but donating them to charities. “I never sold a ticket to a (Green Bay) Packer game — not because we are Packer fans,” he said. But Minnesota Twins President Dave St. Peter indicated the Twins’ view ticket sales as a battle between the fans and professional ticket scalpers. “They have no skin in the game,” he said of supporters of Gerlach’s bill. St. Peter noted the many Minnesota venues in opposition to the legislation.

Bill Huepenbecker, senior director of planning and public affairs for the St. Paul Arena Co., a subsidiary of the Minnesota Wild, echoed similar themes. “They’re not going to get ahead of those guys,” Huepenbecker said of fans beating ticket scalpers to the punch. Huepenbecker argued that it made no sense for venues to make ticket sales difficult for patrons, because the patrons may not come back. “There’s no one here saying they had a problem with (ticket) transferability,” he said. In regard to concerts, most concerts are not sold out, he explained. Sen. Terri Bonoff, DFLMinnetonka, said while the concerns of bill supporters were valid, she was impressed by the wide array of Minnesota venues standing in opposition to the bill. Bonoff, and several other Democrats on the committee, voted against Gerlach’s bill. But Republicans committee members — including Dave Thompson, R-Lakeville — voted for it. Sen. Ann Rest, DFL-New Hope, also voted in favor. Gerlach will now take his bill to the Senate Judiciary

Photo by T.W. Budig

Sen. Chris Gerlach, R-Apple Valley, advanced his event ticket sales legislation on Feb. 1 on a strong committee vote. Committee where he’ll offer the felony provision on electronic ticket scalping. “I don’t know,” he said when asked whether the bill will get signed into law. Gerlach, who has not spo-

ken to DFL Gov. Mark Day- Gerlach said. ton about the legislation, said But don’t impair the free he would if the bill seemed marketplace on account of poised to pass the Legisla- some bad actors, he argued. ture. “This is not an easy issue. T.W. Budig can be reached This is a complicated issue,” at tim.budig@ecm-inc.com.

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PUBLIC NOTICE PUBLIC NOTICE PUBLIC NOTICE PUBLIC NOTICE PUBLIC NOTICE PUBLIC NOTICE

Notice of Public Sale: SS MINNESOTA, LLC, doing business as Simply Self Storage intends to enforce its lien on certain personal property belonging to the following, at the facility. The sale will take place (unless otherwise withdrawn) on Wednesday March 7, 2012 on or after 9:30am at the Simply Self Storage location at 801 Ladybird Ln, Burnsville, MN 55337. Phone 952-890-4888. This public sale will result in the goods being sold to the highest bidder. Certain terms and conditions apply. M Dailey - Unit 641 Speakers, Grill, Entertainment Center K Jahnke - Unit 609 Chairs, Piano, Misc. Items Vista Marketing & Sales Shelves, Misc. Boxes, File Cabinets 2904404 2/16-2/23/12

PUBLIC NOTICE

Contract SUMMONS STATE OF MINNESOTA COUNTY OF DAKOTA DISTRICT COURT FIRST JUDICIAL DISTRICT ----------------------------------------------Hudson & Keyse, L.L.C., Plaintiff, vs. Irene N. Mataya, Defendant. ----------------------------------------------THE STATE OF MINNESOTA TO THE ABOVE NAMED DEFENDANT: You are hereby summoned and required to serve upon the attorney for the plaintiff, an Answer to the Complaint, which is herewith served upon you, within twenty (20) days after service of this Summons upon you, exclusive of the day of service. If you fail to do so, judgment by default will be taken against you for the relief demanded in the Complaint. The undersigned hereby acknowledges that costs, disbursements, and reasonable attorney and witness fees may be awarded pursuant to Minn. Stat. § 549.21, subd. 2, to the party against whom the allegations in this pleading are asserted. Dated: October 6, 2008 /s/ Thurl M. Quigley, Atty. I.D. # 88924 Thurl M. Quigley Sarah B. Quigley, Atty. I.D. # 033926X Attorneys for Plaintiff P.O. Box 390113 Minneapolis, MN 55439 (952) 844-9848 2894035 2/2-2/16/12

PUBLIC NOTICE

SUMMONS STATE OF MINNESOTA COUNTY OF DAKOTA DISTRICT COURT FIRST JUDICIAL DISTRICT CASE TYPE: QUIET TITLE Court File No. 19-HA-CV-12-479 _______________________________________ James Daniel Campion and Jamie Campion, husband and wife; Patricia Diane Kirk and Noel Kirk, wife and husband; and Verl N . M c C a r t y , a s Trustee of The McCarty Family Revocable Living Trust, Plaintiffs, vs Mary J. McCarty aka Mary Josephine McCarty aka Mary Jo McCarty; the unknown heirs of Mary J. McCarty aka Mary Josephine McCarty aka Mary Jo McCarty (if any); John Doe and Mary Roe; and all other persons unknown claiming any right, title, estate, interest or lien in the real estate described in the Complaint herein, Defendants. _______________________________________ THE STATE OF MINNESOTA TO THE ABOVE-NAMED DEFENDANTS: You are hereby summoned and required to serve upon Plaintiffs’ attorney an Answer to the Complaint which is on file in the office of the Clerk of the above-named Court within twenty (20) days after service of this Summons upon you, exclusive of the day of service. If you fail to do so, judgment by default will be taken against you for the relief demanded in the complaint. This action involves, affects or brings in question real property situated in the County of Dakota, State of Minnesota, described as follows, to wit: Lot One (1), Block Two (2), Yung Addition, according to the duly recorded plat thereof, Dakota County, Minnesota. PID# 22-88300-02-010 The object of this action is to obtain a judgment that the plaintiff is the owner in fee of the above-described real property, as set forth in the complaint, and that none of the defendants have any right, title, estate or interest therein or lien thereon. Dated: 1/27, 2012 R. GLENN NORD & ASSOCIATES, P.A. /s/ R. Glenn Nord R. Glenn Nord, Esq. Attorney Registration No. 79625 20686 Holyoke Avenue P.O. Box 427 Lakeville, MN 55044 (952) 469-4948 2901846 2/9-2/23/12

NOTICE OF INTENT TO DISSOLVE THE GUILD OF CATHOLIC WOMEN, INC. To: Creditors and Claimants of The Guild of Catholic Women, Inc., a Minnesota non-profit corporation ("GCW") PLEASE TAKE NOTICE that: (1) GCW is in the process of dissolving; (2) T h e C o r p o r a t i o n h a s f i l e d a Notice of Intent to Dissolve with the Secretary of State for the State of Minnesota; (3) Such Notice was filed on November 23, 2011; (4) Written claims against GCW must be presented at 101 East Fifth Street, Suite 2300, St. Paul, Minnesota 55101; and (5) Claims must be received by the date which is 90 days after the date of the first publication of this Notice. This Notice is given by The Guild of Catholic Women, Inc. Kueppers, Kronschnabel & Daly, P.A. Attorneys for Dissolving Corporation 101 East Fifth Street, Suite 2300 St. Paul, MN 55101 2908802 2/16-3/8/12

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN: That default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: May 11, 2005 MORTGAGOR: Dianne R. Moritz, a single person MORTGAGEE: Affinity Plus Federal Credit Union, a credit union organized under the laws of the United States of America DATE AND PLACE OF RECORDING: Recorded May 26, 2005, in the office of the County Recorder, as Document No. 2325820, Dakota County, Minnesota. MORTGAGED PROPERTY A D D R E S S : 15105 Dunbar Court, Apple Valley, Minnesota 55124 TAX PARCEL I.D. NOS. 01-11755-01-080 LEGAL DESCRIPTION OF PROPERTY: Lot 8, Block 1, Apple Valley East 6th Addition, Dakota County, Minnesota. COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $97,750.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $94,790.97 INTEREST RATE AND PER DIEM: Current interest rate is 5.50%, with a daily per diem of $13.54. That prior to commencement of this mortgage foreclosure proceeding Mortgagee complied with all notice requirements by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: March 30, 2012, at 10:00 am. PLACE OF SALE: Dakota County Sheriff's Office, Law Enforcement Center, 1580 Highway 55, Hastings, Minnesota 55033, to pay the debt then secured by said Mortgage, taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. DATE AND TIME MORTGAGOR MUST VACATE THE PREMISES: September 30, 2012, at 11:59 p.m. "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE (5) WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED." Dated: February 14, 2012 MESSERLI & KRAMER P.A. By:/s/ Creig Andreasen Creig Andreasen (Lic. #334832) 1400 Fifth Street Towers 100 South Fifth Street Minneapolis, MN 55402-1217 (612) 672-3600 Attorney in Fact for Affinity Plus Federal Credit Union IMPORTANT NOTICE This communication is from a debt collector and is an attempt to collect a debt. Any information obtained will be used for that purpose. 2909671 2/16-3/22/12

NOTICE OF DISSOLUTION Notice of dissolution is hereby given to all interested persons of the following information pursuant to Minn. Stat. § 317A.727: 1. SaveWCAL, a Minnesota non-profit corporation, is in the process of dissolving. 2. The corporation has filed a notice of intent to dissolve with the Minnesota Secretary of State. 3. The notice of intent to dissolve was filed on January 13, 2012. 4. Any claims against the corporation must be submitted in writing to Michael W. McNabb, Attorney at Law, Ames Business Center, 2500 West County Road 42, Burnsville, Minnesota 55337. 5. Any claims must be received within 90 days after the date of the first publication of this Notice or, in the case of a known creditor or claimant, within 90 days after written notice is given to that creditor or claimant. Dated: February 1, 2012 Michael W. McNabb Attorney for SaveWCAL Ames Business Center 2500 West County Road 42 Burnsville, Minnesota 55337 (952) 894-9812 2899960 2/9-3/1/12

PUBLIC NOTICE

SUMMONS STATE OF MINNESOTA COUNTY OF DAKOTA DISTRICT COURT FIRST JUDICIAL DISTRICT Case Type: Contract/Replevin Case No: 19HA-CV-12-399 ______________________________________ Country Place Mortgage Ltd., as servicer to MHC Operating Limited Partnership, Plaintiff, v. Miguel De Jesus Santana and Emily Joane Santana, Defendants. ______________________________________ THIS SUMMONS IS DIRECTED TO Miguel De Jesus Santana and Emily Joane Santana, 12494 Genesee Way, #179, Apple Valley, MN 55124. 1. Y O U A R E B E I N G S U E D. The Plaintiff has started a lawsuit against you. The Plaintiff's Complaint against you is on file with the District Court Administrator. Do not throw these papers away. They are official papers that affect your rights. You must respond to this lawsuit even though it may not yet be filed with the Court and there may be no court file number on this summons. 2. YOU MUST REPLY WITHIN 20 DAYS TO PROTECT YOUR RIGHTS. You must give or mail to the person who signed this summons a written response called an Answer within 20 days of the date on which you received this Summons. You must send a copy of your Answer to the person who signed this summons located at: Foley & Mansfield, PLLP, 250 Marquette Avenue, Suite 1200, Minneapolis, MN 55401. 3. YOU MUST RESPOND TO EACH CLAIM. The Answer is your written response to the Plaintiff's Complaint. In your Answer you must state whether you agree or disagree with each paragraph of the Complaint. If you believe the Plaintiff should not be given everything asked for in the Complaint, you must say so in your Answer. 4. YOU WILL LOSE YOUR CASE IF YOU DO NOT SEND A WRITTEN RESPONSE TO THE COMPLAINT TO THE PERSON WHO SIGNED T H I S S U M M O N S . If you do not Answer within 20 days, you will lose this case. You will not get to tell your side of the story, and the Court may decide against you and award the Plaintiff everything asked for in the complaint. If you do not want to contest the claims stated in the complaint, you do not need to respond. A default judgment can then be entered against you for the relief requested in the complaint. 5. LEGAL ASSISTANCE. You may wish to get legal help from a lawyer. If you do not have a lawyer, the Court Administrator may have information about places where you can get legal assistance. Even if you cannot get legal help, you must still provide a written Answer to protect your rights or you may lose the case. 6. ALTERNATIVE DISPUTE RESOLUTION. The parties may agree to or be ordered to participate in an alternative dispute resolution process under Rule 114 of the Minnesota General Rules of Practice. You must still send your written response to the Complaint even if you expect to use alternative means of resolving this dispute. Dated: January 30, 2012. FOLEY & MANSFIELD PLLP By: /s/ Thomas J. Lallier Thomas J. Lallier (#163041) 250 Marquette Avenue, Suite 1200 Minneapolis, MN 55401 Telephone: (612) 338-8788 Fax: (612) 338-8690 tlallier@foleymansfield.com Attorneys for Country Place Mortgage Ltd., as servicer to MH Operating Limited Partnership 2895018 2/2-2/16/12

PUBLICATION SUMMONS STATE OF WISCONSIN POLK COUNTY CIRCUIT COURT CIVIL DIVISION Case No. 11-CV-612 _______________________________________ BUREAUS INVESTMENT GROUP, PORTFOLIO No. 15, LLC, Plaintiff, vs. GREGORY MORTEL, Defendants. _______________________________________ TO EACH PERSON NAMED ABOVE AS A DEFENDANT: YOU ARE HEREBY NOTIFIED that the plaintiff named above has filed a lawsuit or other legal action against you. The complaint, which is also served upon you, states the nature and basis of the legal action. Within forty (40) days after FEBRUARY 2, 2012, you must respond with a written answer, as that term is used in chapter 802 of the Wisconsin Statutes, to the complaint. The court may reject or disregard an answer that does not follow the requirements of the statutes. The answer must be sent or delivered to the court, whose address is Clerk of Courts, Polk County Justice Center, 1005 West Main Street, Suite 300, Balsam Lake, WI 54810, and to Law Offices of Kimberly J. Weissman, LLC., Plaintiff's attorney, whose address is 633 Skokie Blvd., Suite 400, Northbrook, IL 60062. You may have an attorney help or represent you. If you do not provide a proper answer within forty (40) days, the Court may grant judgment against you for the award of money or other legal action requested in the Complaint, and you may lose your right to object to anything that is or may be incorrect in the Complaint. A judgment awarding money may become a lien against any real estate you own now or in the future, and may also be enforced by garnishment or seizure of property. Dated: January 25, 2012 L aw Offices of Kimberly J. Weissman, LLC Attorneys for Plaintiff By:_______________________ Kimberly J. Weissman State Bar No. 1040570 Post Office Address 633 Skokie Blvd., Suite 400 Northbrook, IL 60062 (847)480-0880 2893538 2/2-2/16/12P

PUBLIC NOTICE

ADVERTISEMENT FOR BIDS DAKOTA COUNTY COMMUNITY DEVELOPMENT AGENCY (CDA) EAGAN, MN 55123 Notice is hereby given that sealed bids will be received by the Office of the Director of Community and Economic Development, Dakota County Community Development Agency (CDA), until 10:00 AM, Thursday, March 1, 2012, at the office of the Dakota County CDA, 1228 Town Centre Drive, Eagan, MN 55123, at which time they will be publicly opened and read aloud for the furnishing of all labor and materials for the abatement and demolition of 3850 Cedar Grove Parkway and 3955 Cedarview Drive, Eagan, Minnesota, 55122. Bids received after this time and date will be rejected. No telephone bids or fax bids will be accepted. Bids shall be on the forms provided for that purpose and according to the bidding documents prepared by Dakota County CDA. Bid forms and specifications may be seen and obtained by contacting Lisa Henning at (651)-675-4467 or lhenning@dakotacda.state.mn.us . A bid tabulation or other bid result will be furnished to the Bidders. Bids shall be addressed to: Dakota County CDA, 1228 Town Centre Drive, Eagan, MN 55123, securely sealed and endorsed upon the outside wrapper, with the Project Address and Bid Due Date. A mandatory pre-bid walk-through is scheduled for Friday, February 24, 2012, at 10:00 AM, beginning at the 3850 Cedar Grove Parkway property. The pre-bid walk-through is required of ALL bidders. Failure of a bidder to attend the walk-through immediately subjects his/her bid to disqualification. Call the Dakot a County CDA Contact person below to find out exact details of the walk-through. The CDA hereby notifies all bidders that in regard to any Contract entered into pursuant to this advertisement, Disadvantaged Business Enterprises (D.M.E.) will be afforded full opportunity to submit bids and / or proposals and will not be subjected to discrimination on the basis of race, color, sex, age, religion, or national origin. The Dakota County CDA reserves the right to reject any and all bids, to waive irregularities and informalities therein and to award the Contract in the best interest of the CDA. LISA HENNING, ASSISTANT DIRECTOR OF COMMUNITY AND ECONOMIC DEVELOPMENT DAKOTA COUNTY COMMUNITY DEVELOPMENT AGENCY EAGAN, MINNESOTA 2909910 2/16-2/23/12

MINNESOTA SECRETARY OF STATE CERTIFICATE OF ASSUMED NAME Minnesota Statutes, Chapter 333 The filing of an assumed name does not provide a user with exclusive rights to that name. The filing is required for consumer protection in order to enable consumers to be able to identify the true owner of a business. 1. List the exact assumed nam e under which the business is or will be conducted: Home Safe Inspections 2. Principal Place of Business: 14647 Greenridge Lane, Burnsville, MN 55306 3. List the name and complete street address of all persons conducting business under the above Assumed Name, OR if an entity, provide the legal corporate, LLC, or Limited Partnership name and registered office address. Scott Flanagan, 14647 Greenridge Lane, Burnsville, MN 55306 4. I, the undersigned, certify that I am signing this document as the person whose signature is required, or as agent of the person(s) whose signature would be required who has authorized me to sign this document on his/her behalf, or in both capacities. I further certify that I have completed all required fields, and that the information in this document is true and correct and in compliance with the applicable chapter of Minnesota Statutes. I understand that by signing this document I am subject to the penalties of perjury as set forth in Section 609.48 as if I had signed this document under oath. Date: 12/18/11 Scott Flanagan owner 2908227 2/16-2/23/12P

PUBLIC NOTICE

MINNESOTA SECRETARY OF STATE CERTIFICATE OF ASSUMED NAME Minnesota Statutes, Chapter 333 The filing of an assumed name does not provide a user with exclusive rights to that name. The filing is required for consumer protection in order to enable consumers to be able to identify the true owner of a business. 1. List the exact assumed nam e under which the business is or will be conducted: Centro Quiropractico de Minneapolis 2. Principal Place of Business: 15556 Flyboat Lane, Apple Valley, MN 55124 3. List the name and complete street address of all persons conducting business under the above Assumed Name, OR if an entity, provide the legal corporate, LLC, or Limited Partnership name and registered office address. First Choice Chiropractic Pllc, 15556 Flyboat Ln., Apple Valley, MN 55124 4. I, the undersigned, certify that I am signing this document as the person whose signature is required, or as agent of the person(s) whose signature would be required who has authorized me to sign this document on his/her behalf, or in both capacities. I further certify that I have completed all required fields, and that the information in this document is true and correct and in compliance with the applicable chapter of Minnesota Statutes. I understand that by signing this document I am subject to the penalties of perjury as set forth in Section 609.48 as if I had signed this document under oath. Date: 01-24-2012 Kristi Zimmerman, DC Mgrm 2904325 2/16-2/23/12P

PUBLIC NOTICE

MINNESOTA SECRETARY OF STATE CERTIFICATE OF ASSUMED NAME Minnesota Statutes, Chapter 333 The filing of an assumed name does not provide a user with exclusive rights to that name. The filing is required for consumer protection in order to enable consumers to be able to identify the true owner of a business. 1. List the exact assumed nam e under which the business is or will be conducted: Surgical Repair Technologies 2. Principal Place of Business: 325 Armour Avenue, South St. Paul, MN 55075 3. List the name and complete street address of all persons conducting business under the above Assumed Name, OR if an entity, provide the legal corporate, LLC, or Limited Partnership name and registered office address. SOHNIKS Endoscopy, Inc., 325 Armour Avenue, South St. Paul, MN 55075 4. I, the undersigned, certify that I am signing this document as the person whose signature is required, or as agent of the person(s) whose signature would be required who has authorized me to sign this document on his/her behalf, or in both capacities. I further certify that I have completed all required fields, and that the information in this document is true and correct and in compliance with the applicable chapter of Minnesota Statutes. I understand that by signing this document I am subject to the penalties of perjury as set forth in Section 609.48 as if I had signed this document under oath. Date: 2-3-12 Marc R. Hoskins 2904300 2/16-2/23/12P

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: March 26, 2004 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $141,200.00 MORTGAGOR(S): Alexander Svirshch and Viktoria Svirshch, husband and wife MORTGAGEE: Mortgage Electronic Registration Systems, Inc. as nominee for America's Wholesale Lender, its successors and assigns DATE AND PLACE OF REGISTERING: Registered: April 27, 2004 Dakota County Registrar of Titles Document Number: 535497 ASSIGNMENTS OF MORTGAGE: And assigned to: The Bank of New York Mellon FKA The Bank of New York as Trustee for the Benefit of the Certificateholders of the CWABS Inc., Asset-Backed Certificates, Series 2004-5 Dated: October 28, 2011 Registered: November 10, 2011 Dakota County Registrar of Titles Document Number: T686952 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100015700035628649 Lender or Broker: America's Wholesale Lender Residential Mortgage Servicer: Bank of America, N.A. Mortgage Originator: Not Applicable CERTIFICATE OF TITLE NUMBER: 131525 COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 13754 Heywood Ct, Apple Valley, MN 55124-9588 Tax Parcel ID Number: 01-84190-01-020 LEGAL DESCRIPTION OF PROPERTY: Lot 2, Block 1, Common Interest Community No. 321, Wildwood First Addition, according to the recorded plat thereof. AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $132,493.01 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; that this is registered property; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: March 30, 2012 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on October 01, 2012, or the next business day if October 01, 2012 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: February 16, 2012 ASSIGNEE OF MORTGAGEE: THE BANK OF NEW YORK MELLON FKA THE BANK OF NEW YORK AS TRUSTEE FOR THE BENEFIT OF THE CERTIFICATEHOLDERS OF THE CWABS INC., ASSET-BACKED CERTIFICATES, SERIES 2004-5 Wilford, Geske & Cook P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 023999F01 2906871 2/16-3/22/12

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PUBLIC NOTICE

MINNESOTA SECRETARY OF STATE CERTIFICATE OF ASSUMED NAME Minnesota Statutes, Chapter 333 The filing of an assumed name does not provide a user with exclusive rights to that name. The filing is required for consumer protection in order to enable consumers to be able to identify the true owner of a business. 1. List the exact assumed nam e under which the business is or will be conducted: Al’s Boarding Kennels 2. Principal Place of Business: 2085 Valencour Circle, Mendota Heights, MN 55120 3. List the name and complete street address of all persons conducting business under the above Assumed Name, OR if an entity, provide the legal corporate, LLC, or Limited Partnership name and registered office address. Christine Snyder, 2085 Valencour Circle, Mendota Heights, MN 55120 4. I, the undersigned, certify that I am signing this document as the person whose signature is required, or as agent of the person(s) whose signature would be required who has authorized me to sign this document on his/her behalf, or in both capacities. I further certify that I have completed all required fields, and that the information in this document is true and correct and in compliance with the applicable chapter of Minnesota Statutes. I understand that by signing this document I am subject to the penalties of perjury as set forth in Section 609.48 as if I had signed this document under oath. Date: 23 January, 2012 Christine Snyder, Owner/Manager 2907619 2/16-2/23/12P

PUBLIC NOTICE

SUMMONS STATE OF MINNESOTA COUNTY OF DAKOTA DISTRICT COURT FIRST JUDICIAL DISTRICT TYPE: CIVIL - OTHER Court File No.: __________ ________________________________ Minnesota Premier Properties, LLC, Plaintiff, vs. Peter O. Clayton and Susan S. Clayton, Defendants. __________________________________ THIS SUMMONS IS DIRECTED TO PETER AND SUSAN CLAYTON. 1. YOU ARE BEING SUED. The Plaintiff has started a lawsuit against you. The Plaintiff's Complaint against you is attached to this Summons. Do not throw these papers away. They are official papers that affect your rights. You must respond to this lawsuit even though it may not yet be filed with the Court and there may be no court file number on this Summons. 2. YOU MUST REPLY WITHIN 20 DAYS TO PROTECT YOUR RIGHTS. You must give or mail to the person who signed this summons a written response called an Answer within 20 days of the date on which you received this Summons. You must send a copy of your Answer to the person who signed this Summons located at: Minnesota Premier Properties, LLC c/o Lamey Law Firm 980 Inwood Ave. N. Oakdale, MN 55128 3. Y O U M U S T R E S P O N D T O EACH CLAIM. The Answer is your written response to the Plaintiff's Complaint. In your Answer you must state whether you agree or disagree with each paragraph of the Complaint. If you believe the Plaintiff should not be given everything asked for in the Complaint, you must say so in your Answer. 4. YOU WILL LOSE YOUR CASE IF YOU DO NOT SEND A WRITTEN RESPONSE TO THE COMPLAINT TO THE PERSON WHO SIGNED T H I S S U M M O N S . If you do not answer within 20 days, you will lose this case. You will not get to tell your side of the story, and the Court may decide against you and award the Plaintiff everything asked for in the Complaint. If you do not want to contest the claims stated in the Complaint, you do not need to respond. A default judgment can then be entered against you for the relief requested in the Complaint. 5. LEGAL ASSISTANCE. You may wish to get legal help from a lawyer. If you do not have a lawyer, the Court Administrator may have information about places where you can get legal assistance. Even if you cannot get legal help, you must still provide a written Answer to protect your rights or you may lose the case. 6. A L T E R N A T I V E D I S P U T E RESOLUTION. The parties may agree to or be ordered to participate in an alternative dispute resolution process under Rule 114 of the Minnesota General Rules of Practice. You must still send your written response to the Complaint even if you expect to use alternative means of resolving this dispute. Dated: January 30, 2012 LAMEY LAW FIRM, P.A. __________________________ John D. Lamey III, Esq. #0312009 Attorney for Plaintiff 980 Inwood Avenue North Oakdale, MN 55128 651-209-3550 (office) 651-789-2179 (fax) 2896142 2/2-2/16/12P

PUBLIC NOTICE PUBLIC NOTICE PUBLIC NOTICE PUBLIC NOTICE PUBLIC NOTICE

NOTICE OF PUBLIC HEARING CITY OF LAKEVILLE REQUEST: A Conditional Use Permit to allow: 1) a building height greater than 45 feet and, 2) more than one principal building on a single parcel in the I-2, General Industrial District. APPLICANT: APPRO Development, Inc. on behalf of Empire Builder Investments, Inc. LOCATION AND LEGAL DESCRIPTION: The property is located at 21790 Hamburg Avenue in the City of Lakeville and is legally described as follows: Lot 4, Block 2, Airlake Industrial Park 1st Addition, Dakota County, Minnesota according to the recorded plat thereof. And also, Lot 8, Block 2, Except the North 40 feet thereof, Airlake Industrial Park 1st Addition according to the plat thereof on file and of record in the Office of the County Recorder, Dakota County, Minnesota, and that part of Hanover Avenue in said Airlake Industrial Park 1st Addition, which was vacated by the City of Lakeville on 1st day of October 1973, and is described as follows: That part of Hanover Avenue adjacent to said Lot 8, Block 2, Airlake Industrial Park 1st Addition, Except the north 33 feet adjacent to said Lot 8, Block 2, Airlake Industrial Park 1st Addition. WHEN: Thursday, March 1, 2012 beginning at 6:00 p.m. or as soon thereafter as the parties may be heard. WHERE: Planning Commission Meeting. City Hall Council Chambers, 20195 Holyoke Avenue, Lakeville. QUESTIONS: Call Associate Planner, Frank Dempsey at (952) 985-4423 or you may e-mail comments or questions to fedempsey@lakevillemn.gov DATED this 14th day of February 2012 CITY OF LAKEVILLE ____________________ Charlene Friedges City Clerk 2909776 2/16/12

PUBLIC NOTICE

ORDER TO SHOW CAUSE STATE OF MINNESOTA COUNTY OF DAKOTA DISTRICT COURT FIRST JUDICIAL DISTRICT COURT FILE NO. 19HA-CV-12-71 In the Matter of the Petition of: U.S. Bank National Association, in Relation to Certificate of Title No. 130931 issued for land in the County of Dakota and State of Minnesota legally described as follows: Lot Three (3), Block One (1) in SCHIMEK 1ST ADDITION, according to the recorded plat thereof. TO: WILLIAM T. HERNDON; and to parties, if any, in possession of said premises adverse to the Petitioner. Upon receiving and filing the Report of the Examiner of Titles in the above entitled matter, IT IS HEREBY ORDERED, that you and all persons interested, appear before this Court on the 14th day of March, 2012, at 9:00 a.m. in the Dakota County Government Center, Hastings, Minnesota, and then, or as soon thereafter as said matter can be heard, show cause, if any there be, why this Court should not enter an Order as follows: That the Registrar of Titles, upon the filing with him of a certified copy of this Order, cancel Certificate of Title No. 130931 and enter a new Certificate of Title for the land therein described in favor of U.S. Bank, National Association, subject to the memorials of Document Nos. 24372, 50593, 66464, 71141, 110363, 256487, 256488, 256489, 256492 and 262637 but free from all other memorials now appearing on the present Certificate of Title, the last of which is Document No. 679272, and free also from the Memorial of this Order. IT IS FURTHER ORDERED, that this Order be served: a) at least 10 days prior to such hearing upon the above named parties residing in this State in the manner provided by law for the service of Summons in a civil action; b) it shall be served at least 14 days prior to such hearing upon any of the above named nonresidents by sending a copy of this Order to such nonresident at his post office address, by registered or certified mail, return receipt; c) it shall be served upon any party who cannot be found by two weeks published notice and by sending a copy of this Order at least 14 days prior to the hearing by first class mail to such party at this last known address and by sending another copy of this Order at least 14 days prior to the hearing by first class mail to his address as stated on the Certificate of Title if an address is so stated. DATED: 1/17/12 BY THE COURT: Mary J. Theisen Judge of District Court APPROVED: JAMES P. O’CONNELL EXAMINER OF TITLES BY: /s/ James P. O’Connell JAMES P. O’CONNELL Attorney for Petitioner: Adam Soczynski Usset, Weingarden & Liebo, PLLP 4500 Park Glen Road, #300 Minneapolis, MN 55416 Attendance is not required at said hearing except to object to the entry of the above described Order. 2901635 2/9-2/16/12

NOTICE AND ORDER OF HEARING ON PETITION FOR FORMAL ADJUDICATION OF INTESTACY, DETERMINATION OF HEIRSHIP, APPOINTMENT OF PERSONAL REPRESENTATIVE AND NOTICE TO CREDITORS STATE OF MINNESOTA COUNTY OF DAKOTA DISTRICT COURT PROBATE DIVISION FIRST JUDICIAL DISTRICT Court File No. 19HA-PR-12-73 Estate of Mary Louise Mills, Decedent It is Ordered and Notice is given that on February 21, 2012, at 9:00 a.m. a hearing will be held in this Court at 1560 W Hwy 55, Hastings, Minnesota, for the adjudication of intestacy and determination of heirship of the Decedent, and for the appointment of Brenda K. Tonn, whose address is 6244 - 294th St East, Cannon Falls, MN 55009 as personal representative of the Estate of the Decedent in an UNSUPERVISED administration. Any objection to the Petition must be filed with the Court prior to or raised at the hearing. If proper and if no objections are filed or raised, the personal representative will be appointed with full power to administer the Estate, including the power to collect all assets, pay all legal debts, claims, taxes, and expenses, and sell real and personal property, and do all necessary acts for the Estate. Notice is also given that (subject to Minn. Stat. 524.3-801) all creditors having claims against the Estate are required to present the claims to the personal representative or to the Court Administrator within four months after the date of this Notice or the claims will be barred. Date: 1/27/12 Mary J. Theisen Judge (COURT SEAL) Attorney for Personal Representative Timothy K. Dillon Dillon Law Office 400 West Mill Street Cannon Falls, MN 55009 Attorney License No.: 22901 Telephone: 507-263-4654 2894643 2/9-2/16/12P

PUBLIC NOTICE

NOTICE OF ASSOCIATION LIEN FORECLOSURE SALE NOTICE IS HEREBY GIVEN, that default has occurred in the terms and conditions of the Declaration for Ridgeview Condominium Homes ("Declaration") as recorded in the office of the County Recorder in and for Dakota County, Minnesota, which said Declaration covers the following described property situated in the County of Dakota and State of Minnesota, to-wit: Apartment Number 301, 12836 Nicollet Avenue South, Condominium Ownership No. 15, Ridgeview Condominium Homes PROPERTY ADDRESS: 12836 Nicollet Avenue South Unit 301, Burnsville MN 55337 THAT, pursuant to said Declaration, there is claimed to be due and owing as of the date of this Notice by Mary J. Resnikoff , as Unit owner, to Ridgeview Homeowners Association, the principal amount of Two Thousand Four Hundred Two and 00/100 for condominium ($2,402.00) assessments; and that any action being now pending at law or otherwise to recover said debt or any part thereof has been discontinued, or that an execution upon any judgment rendered therein has been returned unsatisfied, in whole or in part, and; THAT, pursuant to said Declaration, and the statute in such case made and provided, said debt creates a lien upon said premises in favor of Ridgeview Homeowners Association, as evidenced by that Notice of Lien dated J a n u a r y 1 5 , 2 0 1 0, and recorded October 8, 2010 as Document No. 2758382 in the Dakota County Recorder's Office. THAT, notice is hereby given that by virtue of the power of sale created by statute, said lien will be foreclosed by the sale of said premises with the hereditiments and appurtenances thereto, which said sale will be made by the Sheriff of Dakota County, at public auction to the highest bidder, for cash, to pay the amount then due for said condominium assessments, together with the costs of foreclosure, including attorney's fees as allowed by law, as follows: DATE AND TIME OF SALE: March 14, 2012, at 10:00 A.M. PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Hastings, MN. The time allowed by law for redemption by the Unit owner, their personal representatives or assigns, is six (6) months from the date of said sale. If no redemption occurs, the property must be vacated by 11:59 PM on September 14, 2012. Dated: January 10, 2012 By ________________________________ David J. Raymond, #221818 Attorney for Ridgeview Homeowners Association 5838 Blackshire Path Inver Grove Heights, MN 55076 651-455-3100 File # 1441142 THIS COMMUNICATION IS FROM A DEBT COLLECTOR 2882915 1/19-2/23/12

MINNESOTA SECRETARY OF STATE CERTIFICATE OF ASSUMED NAME Minnesota Statutes, Chapter 333 The filing of an assumed name does not provide a user with exclusive rights to that name. The filing is required for consumer protection in order to enable consumers to be able to identify the true owner of a business. 1. List the exact assumed nam e under which the business is or will be conducted: Mount Penguin Press 2. Principal Place of Business: 4695 Lenore Ln, Eagan, MN 55122 3. List the name and complete street address of all persons conducting business under the above Assumed Name, OR if an entity, provide the legal corporate, LLC, or Limited Partnership name and registered office address. Climbing Penguin Inc., 4695 Lenore Ln, Eagan, MN 55122 4. I, the undersigned, certify that I am signing this document as the person whose signature is required, or as agent of the person(s) whose signature would be required who has authorized me to sign this document on his/her behalf, or in both capacities. I further certify that I have completed all required fields, and that the information in this document is true and correct and in compliance with the applicable chapter of Minnesota Statutes. I understand that by signing this document I am subject to the penalties of perjury as set forth in Section 609.48 as if I had signed this document under oath. Date: January 19, 2012 Audrey S. Royer, COO 2902237 2/9-2/16/12P

PUBLIC NOTICE

MINNESOTA SECRETARY OF STATE CERTIFICATE OF ASSUMED NAME Minnesota Statutes, Chapter 333 The filing of an assumed name does not provide a user with exclusive rights to that name. The filing is required for consumer protection in order to enable consumers to be able to identify the true owner of a business. 1. List the exact assumed nam e under which the business is or will be conducted: The SEO Express 2. Principal Place of Business: 715 12th Street, Farmington, MN 55024 3. List the name and complete street address of all persons conducting business under the above Assumed Name, OR if an entity, provide the legal corporate, LLC, or Limited Partnership name and registered office address. COS Hosting Company, LLC, 715 12th Street, Farmington, MN 55024 4. I, the undersigned, certify that I am signing this document as the person whose signature is required, or as agent of the person(s) whose signature would be required who has authorized me to sign this document on his/her behalf, or in both capacities. I further certify that I have completed all required fields, and that the information in this document is true and correct and in compliance with the applicable chapter of Minnesota Statutes. I understand that by signing this document I am subject to the penalties of perjury as set forth in Section 609.48 as if I had signed this document under oath. Date: 1/31/12 Jeffrey C. O’Brien, attorney of record 2897288 2/9-2/16/12P

PUBLIC NOTICE

NOTICE TO CREDITORS: FOREIGN PERSONAL REPRESENTATIVE ACTING IN MINNESOTA STATE OF MINNESOTA COUNTY OF DAKOTA DISTRICT COURT FIRST JUDICIAL DISTRICT PROBATE DIVISION Court File No. 19HA-PR-12-81 Estate of WILLIAM GOLDETSKY, also known as WILLIAM I. GOLDETSKY, Decedent Notice is given that Bruce Goldetsky, residing at 10960 Northsky Square, Cupertino, CA 95014 is the domiciliary foreign personal representative (“Personal Representative”) for the estate of William Goldestky, also known as William I. Goldetsky, a resident of the State of Florida. On 2/14/12, the Personal Representative filed with the Court a document stating an intention to exercise, as to assets in Minnesota, all powers of a local personal representative and maintain actions and proceedings in Minnesota in accordance with Minn. Stat. 524.4-205. Notice is also given that any Minnesota creditor who objects to the Personal Representative’s exercise of power over assets in Minnesota must file a written objection within 60 days from the Personal Representative’s filing. If no objections are filed, the representative may, after the expiration of the 60 day period, exercise all powers of a local personal representative. Date: 2/14/12 Carolyn M. Renn Court Administrator Heidi Carstensen Deputy Registrar ATTORNEY FOR FOREIGN PERSONAL REPRESENTATIVE Cindy J. Ackerman, Esq. Moss & Barnett, P.A. 90 S. 7th Street, Suite 4800 Minneapolis, MN 55402-4129 Attorney License No.: 301887 Telephone: 612-877-5000 Fax: 612-877-5999 2909498 2/16-2/23/12

MINNESOTA SECRETARY OF STATE AMENDMENT TO CERTIFICATE OF ASSUMED NAME Minnesota Statutes, Chapter 333 The filing of an assumed name does not provide a user with exclusive rights to that name. The filing is required for consumer protection in order to enable consumers to be able to identify the true owner of a business. 1. List the exact assumed nam e under which the business is or will be conducted: Magazines Unlimited 4 U 2. Principal Place of Business: 1503 Highway 13 East, Burnsville, MN 55337 3. List the name and complete street address of all persons conducting business under the above Assumed Name, OR if an entity, provide the legal corporate, LLC, or Limited Partnership name and registered office address. Viking Magazine Service Inc., 1503 Highway 13 East, Burnsville, MN 55337 4. This certificate is an amendment of Certificate of Assumed Name File Number 3846124-2 originally filed on 5/20/2010 under the name Magazines Unlimited 4 U. 5. I, the undersigned, certify that I am signing this document as the person whose signature is required, or as agent of the person(s) whose signature would be required who has authorized me to sign this document on his/her behalf, or in both capacities. I further certify that I have completed all required fields, and that the information in this document is true and correct and in compliance with the applicable chapter of Minnesota Statutes. I understand that by signing this document I am subject to the penalties of perjury as set forth in Section 609.48 as if I had signed this document under oath. Date: 11/18/11 David J. Moulder, CEO 2906148 2/16-2/23/12P

PUBLIC NOTICE

SUMMONS STATE OF MINNESOTA COUNTY OF DAKOTA DISTRICT COURT FIRST JUDICIAL DISTRICT CASE TYPE: CONTRACT _______________________________________ Deutsche Bank National Trust Company, As Certificate Trustee on Behalf of Bosco Credit II Trust Series 2010-1, Plaintiff, vs. Lyndsay Beaver and Ryan Sukhram, Defendant. _______________________________________ THE STATE OF MINNESOTA TO THE ABOVE-NAMED DEFENDANT: 1. YOU ARE BEING SUED. The Plaintiff has started a lawsuit against you. The Plaintiff's Complaint against you is attached to this Summons. Do not throw these papers away. They are official papers that affect your rights. You must respond to this lawsuit even though it may not yet be filed with the Court and there may be no Court file number on this Summons. 2. YOU MUST REPLY WITHIN 20 DAYS TO PROTECT YOUR RIGHTS. You must give or mail to the person who signed this Summons a written response called an Answer within 20 days of the date on which you received this Summons. You must send a copy of your Answer to the person who signed this Summons located at Gurstel Chargo, P.A., 6681 Country Club Drive, Golden Valley, MN 55427. 3. YOU MUST RESPOND TO EACH CLAIM. The Answer is your written response to the Plaintiff's Complaint. In your Answer you must state whether you agree or disagree with each paragraph of the Complaint. If you believe the Plaintiff should not be given everything asked for in the Complaint, you must say so in your Answer. 4. YOU WILL LOSE YOUR CASE IF YOU DO NOT SEND A WRITTEN RESPONSE TO THE COMPLAINT TO THE PERSON WHO SIGNED T H I S S U M M O N S . If you do not answer within 20 days, you will lose this case. You will not get to tell your side of the story, and the Court may decide against you and award the Plaintiff everything asked for in the Complaint. If you do not want to contest the claims stated in the Complaint, you do not need to respond. A Default Judgment can then be entered against you for the relief requested in the Complaint. 5. LEGAL ASSISTANCE. You may wish to get legal help from a lawyer. If you do not have a lawyer, the Court Administrator may have information about places where you can get legal assistance. Even if you cannot get legal help, you must still provide a written Answer to protect your rights or you may lose the case. 6. A L T E R N A T I V E D I S P U T E RESOLUTION. The parties may agree to or be ordered to participate in an alternative dispute resolution process under Rule 114 of the Minnesota General Rules of Practice. You must still send your written response to the Complaint even if you expect to use alternative means of resolving this dispute. Our file: 60445.14 GURSTEL CHARGO, P.A. Spencer Seamans (#0388019) Attorneys for Plaintiff 6681 Country Club Drive Golden Valley, MN 55427 Telephone: (763) 267-6846 Fax: (763) 267-6777 2900171 2/9-2/23/12

MINNESOTA SECRETARY OF STATE CERTIFICATE OF ASSUMED NAME Minnesota Statutes, Chapter 333 The filing of an assumed name does not provide a user with exclusive rights to that name. The filing is required for consumer protection in order to enable consumers to be able to identify the true owner of a business. 1. List the exact assumed nam e under which the business is or will be conducted: Jillianne’s 2. Principal Place of Business: 12571 Oliver Ave. S. - Suite 600, Burnsville, MN 55337 3. List the name and complete street address of all persons conducting business under the above Assumed Name, OR if an entity, provide the legal corporate, LLC, or Limited Partnership name and registered office address. Olive Me, Inc., 12571 Oliver Ave. S. Suite 600, Burnsville, MN 55337 4. I, the undersigned, certify that I am signing this document as the person whose signature is required, or as agent of the person(s) whose signature would be required who has authorized me to sign this document on his/her behalf, or in both capacities. I further certify that I have completed all required fields, and that the information in this document is true and correct and in compliance with the applicable chapter of Minnesota Statutes. I understand that by signing this document I am subject to the penalties of perjury as set forth in Section 609.48 as if I had signed this document under oath. Date: 12-15-11 Ann DeLanghe - President 2907362 2/16-2/23/12P

PUBLIC NOTICE

MINNESOTA SECRETARY OF STATE CERTIFICATE OF ASSUMED NAME Minnesota Statutes, Chapter 333 The filing of an assumed name does not provide a user with exclusive rights to that name. The filing is required for consumer protection in order to enable consumers to be able to identify the true owner of a business. 1. List the exact assumed nam e under which the business is or will be conducted: “Johnny the Hub” 2. Principal Place of Business: 1443 Concord Street South, South St. Paul, MN 55075 3. List the name and complete street address of all persons conducting business under the above Assumed Name, OR if an entity, provide the legal corporate, LLC, or Limited Partnership name and registered office address. Nancy L. Skrypek Properties, Inc., 1962 Orchard Lane, White Bear Lake, MN 55110 4. I, the undersigned, certify that I am signing this document as the person whose signature is required, or as agent of the person(s) whose signature would be required who has authorized me to sign this document on his/her behalf, or in both capacities. I further certify that I have completed all required fields, and that the information in this document is true and correct and in compliance with the applicable chapter of Minnesota Statutes. I understand that by signing this document I am subject to the penalties of perjury as set forth in Section 609.48 as if I had signed this document under oath. Date: 2-9-12 Rodney J. Skrypek, Vice President, Nancy L. Skrypek Properties, Inc. 2909759 2/16-2/23/12P

PUBLIC NOTICE

MINNESOTA SECRETARY OF STATE CERTIFICATE OF ASSUMED NAME Minnesota Statutes, Chapter 333 The filing of an assumed name does not provide a user with exclusive rights to that name. The filing is required for consumer protection in order to enable consumers to be able to identify the true owner of a business. 1. List the exact assumed nam e under which the business is or will be conducted: Teledyne Controls 2. Principal Place of Business: 1049 Camino Dos Rios, Thousand Oaks, CA 91360 3. List the name and complete street address of all persons conducting business under the above Assumed Name, OR if an entity, provide the legal corporate, LLC, or Limited Partnership name and registered office address. Teledyne Technologies Incorporated, 615 S. Dupont Highway, Dover, DE 19901 4. I, the undersigned, certify that I am signing this document as the person whose signature is required, or as agent of the person(s) whose signature would be required who has authorized me to sign this document on his/her behalf, or in both capacities. I further certify that I have completed all required fields, and that the information in this document is true and correct and in compliance with the applicable chapter of Minnesota Statutes. I understand that by signing this document I am subject to the penalties of perjury as set forth in Section 609.48 as if I had signed this document under oath. Date: January 10, 2012 Melanie S. Cibik, Vice President, Associate General Counsel and Assistant Secretary 2901783 2/9-2/16/12P

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PUBLIC NOTICE

MINNESOTA SECRETARY OF STATE CERTIFICATE OF ASSUMED NAME Minnesota Statutes, Chapter 333 The filing of an assumed name does not provide a user with exclusive rights to that name. The filing is required for consumer protection in order to enable consumers to be able to identify the true owner of a business. 1. List the exact assumed nam e under which the business is or will be conducted: Fresh Frog Tees 2. Principal Place of Business: 1009 Spruce Street, Farmington, MN 55024 3. List the name and complete street address of all persons conducting business under the above Assumed Name, OR if an entity, provide the legal corporate, LLC, or Limited Partnership name and registered office address. Daniel Holzmer, 1009 Spruce Street, Farmington, MN 55024 4. I, the undersigned, certify that I am signing this document as the person whose signature is required, or as agent of the person(s) whose signature would be required who has authorized me to sign this document on his/her behalf, or in both capacities. I further certify that I have completed all required fields, and that the information in this document is true and correct and in compliance with the applicable chapter of Minnesota Statutes. I understand that by signing this document I am subject to the penalties of perjury as set forth in Section 609.48 as if I had signed this document under oath. Date: 12/12/2011 Daniel Holzmer, Owner 2901807 2/9-2/16/12P

PUBLIC NOTICE

MINNESOTA SECRETARY OF STATE CERTIFICATE OF ASSUMED NAME Minnesota Statutes, Chapter 333 The filing of an assumed name does not provide a user with exclusive rights to that name. The filing is required for consumer protection in order to enable consumers to be able to identify the true owner of a business. 1. List the exact assumed nam e under which the business is or will be conducted: South Metro Drain Cleaning 2. Principal Place of Business: 4864 Birch St., Hampton, MN 55031 3. List the name and complete street address of all persons conducting business under the above Assumed Name, OR if an entity, provide the legal corporate, LLC, or Limited Partnership name and registered office address. Steve Krause / South Metro Cleaning, 4864 Birch St. (P.O. Box 4), Hampton, MN. 55031 4. I, the undersigned, certify that I am signing this document as the person whose signature is required, or as agent of the person(s) whose signature would be required who has authorized me to sign this document on his/her behalf, or in both capacities. I further certify that I have completed all required fields, and that the information in this document is true and correct and in compliance with the applicable chapter of Minnesota Statutes. I understand that by signing this document I am subject to the penalties of perjury as set forth in Section 609.48 as if I had signed this document under oath. Date: 11-7-11 Steve Krause / South Metro Drain Cleaning 2904528 2/16-2/23/12P

PUBLIC NOTICE

MINNESOTA SECRETARY OF STATE AMENDMENT TO CERTIFICATE OF ASSUMED NAME Minnesota Statutes, Chapter 333 The filing of an assumed name does not provide a user with exclusive rights to that name. The filing is required for consumer protection in order to enable consumers to be able to identify the true owner of a business. 1. List the exact assumed nam e under which the business is or will be conducted: National Renewal Exchange 2. Principal Place of Business: 1503 Highway 13 East, Burnsville, MN 55337 3. List the name and complete street address of all persons conducting business under the above Assumed Name, OR if an entity, provide the legal corporate, LLC, or Limited Partnership name and registered office address. Viking Magazine Service Inc., 1503 Highway 13 East, Burnsville, MN 55337 4. This certificate is an amendment of Certificate of Assumed Name File Number 3950492-2 originally filed on 8/16/2010 under the name National Renewal Exchange. 5. I, the undersigned, certify that I am signing this document as the person whose signature is required, or as agent of the person(s) whose signature would be required who has authorized me to sign this document on his/her behalf, or in both capacities. I further certify that I have completed all required fields, and that the information in this document is true and correct and in compliance with the applicable chapter of Minnesota Statutes. I understand that by signing this document I am subject to the penalties of perjury as set forth in Section 609.48 as if I had signed this document under oath. Date: 11/18/11 David J. Moulder, CEO 2906188 2/16-2/23/12P

PUBLIC NOTICE

MINNESOTA SECRETARY OF STATE CERTIFICATE OF ASSUMED NAME Minnesota Statutes, Chapter 333 The filing of an assumed name does not provide a user with exclusive rights to that name. The filing is required for consumer protection in order to enable consumers to be able to identify the true owner of a business. 1. List the exact assumed nam e under which the business is or will be conducted: eSolutions for Real Estate 2. Principal Place of Business: 715 12th Street, Farmington, MN 55024 3. List the name and complete street address of all persons conducting business under the above Assumed Name, OR if an entity, provide the legal corporate, LLC, or Limited Partnership name and registered office address. COS Hosting Company, LLC, 715 12th Street, Farmington, MN 55024 4. I, the undersigned, certify that I am signing this document as the person whose signature is required, or as agent of the person(s) whose signature would be required who has authorized me to sign this document on his/her behalf, or in both capacities. I further certify that I have completed all required fields, and that the information in this document is true and correct and in compliance with the applicable chapter of Minnesota Statutes. I understand that by signing this document I am subject to the penalties of perjury as set forth in Section 609.48 as if I had signed this document under oath. Date: 1/31/12 Jeffrey C. O’Brien, attorney of record 2897270 2/9-2/16/12P

PUBLIC NOTICE

MINNESOTA SECRETARY OF STATE AMENDMENT TO CERTIFICATE OF ASSUMED NAME Minnesota Statutes, Chapter 333 The filing of an assumed name does not provide a user with exclusive rights to that name. The filing is required for consumer protection in order to enable consumers to be able to identify the true owner of a business. 1. List the exact assumed nam e under which the business is or will be conducted: Safe Guard ID 2. Principal Place of Business: 1503 Highway 13 East, Burnsville, MN 55337 3. List the name and complete street address of all persons conducting business under the above Assumed Name, OR if an entity, provide the legal corporate, LLC, or Limited Partnership name and registered office address. Viking Magazine Service Inc., 1503 Highway 13 East, Burnsville, MN 55337 4. This certificate is an amendment of Certificate of Assumed Name File Number 2117685-2 originally filed on 12/4/2006 under the name Safe Guard ID. 5. I, the undersigned, certify that I am signing this document as the person whose signature is required, or as agent of the person(s) whose signature would be required who has authorized me to sign this document on his/her behalf, or in both capacities. I further certify that I have completed all required fields, and that the information in this document is true and correct and in compliance with the applicable chapter of Minnesota Statutes. I understand that by signing this document I am subject to the penalties of perjury as set forth in Section 609.48 as if I had signed this document under oath. Date: 11/18/11 David J. Moulder, CEO 2906249 2/16-2/23/12P

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: October 31, 2005 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $243,920.00 MORTGAGOR(S): Caesar Velazquez and Ortencia Velazquez, husband and wife MORTGAGEE: Mortgage Electronic Registration Systems, Inc. as nominee for NBank, N.A., its successors and assigns DATE AND PLACE OF RECORDING: Recorded: December 28, 2005 Dakota County Recorder Document Number: 2392306 ASSIGNMENTS OF MORTGAGE: And assigned to: U.S. Bank National Association, A National Banking Association, as Trustee of the BANC of America Funding 2006-A Trust Dated: June 18, 2009 Recorded: July 15, 2009 Dakota County Recorder Document Number: 2671374 And assigned to: BANK OF AMERICA, N.A., SUCCESSOR BY MERGER TO BAC HOME LOANS SERVICING LP FKA COUNTRYWIDE HOME LOANS SERVICING LP Dated: December 28, 2011 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100059012560424056 Lender or Broker: NBank, N.A. Residential Mortgage Servicer: Bank of America, N.A. Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 4108 States Ave, Eagan, MN 55123-1592 Tax Parcel ID Number:

Tax Parcel ID Number: 10-72500-03-070 LEGAL DESCRIPTION OF PROPERTY: Lot 7, Block 3, Stafford Place, Dakota County, Minnesota. AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $281,063.54 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: February 24, 2012 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on August 24, 2012, or the next business day if August 24, 2012 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: January 12, 2012 ASSIGNEE OF MORTGAGEE: BANK OF AMERICA, N.A., SUCCESSOR BY MERGER TO BAC HOME LOANS SERVICING LP FKA COUNTRYWIDE HOME LOANS SERVICING LP Wilford, Geske & Cook P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 022594F01 2873721 1/12-2/16/12

PUBLIC NOTICE

described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: March 1, 2012 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on September 4, 2012, unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: December 14, 2011. JPMorgan Chase Bank, National Association Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 30-10802 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2874996 1/12-2/16/12

PUBLIC NOTICE PUBLIC NOTICE

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�� ATTEMPT �� Sheriff of said county as follows: A DEBT COLLECTOR DATE AND TIME OF SALE: March 1 ING TO COLLECT A DEBT. ANY , 2012 at 10:00 AM INFORMATION OBTAINED WILL BE PLACE OF SALE:Sheriff's Office, Law USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF Enforcement Center, 1580 Hwy 55, THE DEBT AND IDENTITY OF THE Lobby #S-100, Hastings, MN to pay the debt then secured by said ORIGINAL CREDITOR WITHIN THE Mortgage, and taxes, if any, on said T I M E P R O V I D E D B Y L A W I S N O T p r e m i s e s , a n d t h e c o s t s a n d AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR disbursements, including attorneys' f e e s a l l o w e d b y l a w s u b j e c t t o REDEMPTION BY THE MORTGAGOR, redemption within six (6) months from THE MORTGAGOR'S PERSONAL REPt h e d a t e o f s a i d s a l e b y t h e RESENTATIVES OR ASSIGNS, MAY BE m o r t g a g o r ( s ) , t h e i r p e r s o n a l REDUCED TO FIVE WEEKS IF A JUDIrepresentatives or assigns unless CIAL ORDER IS ENTERED UNDER reduced to Five (5) weeks under MN MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG Stat. §580.07. T I M E A N D D A T E T O V A C A T E OTHER THINGS, THAT THE MORTPROPERTY: If the real estate is an GAGED PREMISES ARE IMPROVED o w n e r - o c c u p i e d , s i n g l e - f a m i l y WITH A RESIDENTIAL DWELLING OF dwelling, unless otherwise provided by LESS THAN FIVE UNITS, ARE NOT law, the date on or before which the PROPERTY USED IN AGRICULTURAL mortgagor(s) must vacate the property PRODUCTION, AND ARE ABANDONED. DATED: January 12, 2012 if the mortgage is not reinstated under ASSIGNEE OF MORTGAGEE: section 580.30 or the property is not THE BANK OF NEW YORK redeemed under section 580.23 is MELLON FKA THE BANK OF NEW 11:59 p.m. on __September 4, YORK,AS TRUSTEE FOR THE 2012____________________, unless the CERTIFICATEHOLDERS OF redemption period is reduced to 5 CWALT, INC., ALTERNATIVE weeks under MN Stat. Secs. 580.07 or LOAN TRUST 2005-38, 582.032. MORTGAGE PASS-THROUGH MORTGAGOR(S) RELEASED FROM CERTIFICATES, SERIES 2005-38 FINANCIAL OBLIGATION ON Wilford, Geske & Cook P.A. MORTGAGE: None "THE TIME ALLOWED BY LAW FOR Attorneys for Assignee of Mortgagee REDEMPTION BY THE MORTGAGOR, Lawrence A. Wilford T H E M O R T G A G O R ' S P E R S O N A L James A. Geske REPRESENTATIVES OR ASSIGNS, 8425 Seasons Parkway, Suite 105 MAY BE REDUCED TO FIVE WEEKS IF Woodbury, MN 55125-4393 A J U D I C I A L O R D E R I S E N T E R E D (651) 209-3300 U N D E R M I N N E S O T A S T A T U T E S , File Number: 021081F01 1/12-2/16/12 SECTION 582.032, DETERMINING, 2870360 AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL NOTICE OF MORTGAGE DWELLING OF LESS THAN FIVE FORECLOSURE SALE UNITS, ARE NOT PROPERTY USED IN N O T ICE IS HEREBY GIVEN that AGRICULTURAL PRODUCTION, AND default has occurred in the conditions ARE ABANDONED." of the following described mortgage: Dated: January 3, 2012. DATE OF MORTGAGE: September CitiMortgage, Inc. 21, 2006 Mortgagee/Assignee of Mortgagee ORIGINAL PRINCIPAL AMOUNT OF USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of MORTGAGE: $102,200.00 MORTGAGOR(S): Ann Roach, unmarMortgagee ried 4500 Park Glen Road #300 MORTGAGEE: Mortgage Electronic Minneapolis, MN 55416 Registration Systems, Inc., as nomi(952) 925-6888 nee for GMAC Mortgage Corporation 10-4004 THIS IS A COMMUNICATION FROM DBA ditech.com, its successors and assigns A DEBT COLLECTOR. DATE AND PLACE OF RECORDING: 2875056 1/12-2/16/12 Recorded: July 24, 2007 Dakota County Recorder Document Number: 2532440 ASSIGNMENTS OF MORTGAGE: NOTICE OF MORTGAGE And assigned to: Nationstar MortFORECLOSURE SALE N O T I C E I S H E R E B Y G I V E N t h a t gage, LLC Dated: October 03, 2011 default has occurred in the conditions Transaction Agent: Mortgage Elecof the following described mortgage: tronic Registration Systems, Inc. DATE OF MORTGAGE: July 05, 2005 Transaction Agent Mortgage IdentifiORIGINAL PRINCIPAL AMOUNT OF cation Number: 100037506562469941 MORTGAGE: $189,000.00 Lender or Broker: GMAC Mortgage MORTGAGOR(S): John F. Horan, Corporation DBA ditech.com single Residential Mortgage Servicer: MORTGAGEE: Mortgage Electronic Nationstar Mortgage, LLC Registration Systems, Inc. Mortgage Originator: Not Applicable DATE AND PLACE OF RECORDING: COUNTY IN WHICH PROPERTY IS Recorded: November 15, 2005 LOCATED: Dakota Dakota County Recorder Property Address: 3590 Blue Jay Document Number: 2381127 Way Apt 104, Eagan, MN 55123-2205 ASSIGNMENTS OF MORTGAGE: Tax Parcel ID Number: And assigned to: THE BANK OF NEW YORK MELLON FKA THE BANK OF 10-45050-04-005 LEGAL DESCRIPTION OF PROPNEW YORK,AS TRUSTEE FOR THE CERTIFICATEHOLDERS OF CWALT, ERTY: Unit No. 104, Lexington Place I N C . , A L T E R N A T I V E L O A N T R U S T Condominium, Dakota County, Minne2005-38, MORTGAGE PASS-THROUGH sota, Condominium File No. 66 AMOUNT DUE AND CLAIMED TO BE CERTIFICATES, SERIES 2005-38 DUE AS OF DATE OF NOTICE: Dated: December 14, 2011 Transaction Agent: Mortgage Elec- $104,809.74 THAT all pre-foreclosure requiretronic Registration Systems, Inc. Transaction Agent Mortgage Identifi- ments have been complied with; that cation Number: 1004036-0005060119-2 no action or proceeding has been instiL e n d e r o r B r o k e r : I n d e p e n d e n t tuted at law or otherwise to recover the debt secured by said mortgage, or any Financial Mortgage, Inc. Residential Mortgage Servicer: Bank part thereof; PURSUANT to the power of sale conof America, N.A. tained in said mortgage, the Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS above-described property will be sold by the Sheriff of said county as folLOCATED: Dakota Property Address: 240 3rd Ave S, lows: DATE AND TIME OF SALE: February South Saint Paul, MN 55075-2311 T a x P a r c e l I D N u m b e r : 24, 2012 at 10:00 AM PLACE OF SALE: Dakota County 36-32550-11-200 L E G A L D E S C R I P T I O N O F P R O P - Law Enforcement Center, 1580 HighERTY: Lot 20, Block 11, Hepburn Park way 55, Lobby S-100, Hastings, MinneAddition to the City of Saint Paul, sota to pay the debt secured by said mortDakota County, Minnesota. AMOUNT DUE AND CLAIMED TO BE gage and taxes, if any, on said preD U E A S O F D A T E O F N O T I C E : mises and the costs and disbursements, including attorney fees allowed $268,417.15 THAT all pre-foreclosure require- by law, subject to redemption within ments have been complied with; that six (6) months from the date of said no action or proceeding has been insti- sale by the mortgagor(s), their pertuted at law or otherwise to recover the sonal representatives or assigns. debt secured by said mortgage, or any If the Mortgage is not reinstated part thereof; under Minn. Stat. §580.30 or the propPURSUANT to the power of sale con- erty is not redeemed under Minn. Stat. t a i n e d i n s a i d m o r t g a g e , t h e §580.23, the Mortgagor must vacate above-described property will be sold the property on or before 11:59 p.m. on by the Sheriff of said county as fol- August 24, 2012, or the next business lows: day if August 24, 2012 falls on a SaturDATE AND TIME OF SALE: February day, Sunday or legal holiday. 24, 2012 at 10:00 AM Mortgagor(s) released from financial PLACE OF SALE: Dakota County obligation: NONE Law Enforcement Center, 1580 HighTHIS COMMUNICATION IS FROM way 55, Lobby S-100, Hastings, Minne- A DEBT COLLECTOR ATTEMPTsota ING TO COLLECT A DEBT. ANY to pay the debt secured by said mort- INFORMATION OBTAINED WILL BE gage and taxes, if any, on said pre- USED FOR THAT PURPOSE. mises and the costs and disburseTHE RIGHT TO VERIFICATION OF ments, including attorney fees allowed THE DEBT AND IDENTITY OF THE by law, subject to redemption within ORIGINAL CREDITOR WITHIN THE six (6) months from the date of said T I M E P R O V I D E D B Y L A W I S N O T sale by the mortgagor(s), their per- AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR sonal representatives or assigns. If the Mortgage is not reinstated REDEMPTION BY THE MORTGAGOR, under Minn. Stat. §580.30 or the prop- THE MORTGAGOR'S PERSONAL REPerty is not redeemed under Minn. Stat. RESENTATIVES OR ASSIGNS, MAY BE §580.23, the Mortgagor must vacate REDUCED TO FIVE WEEKS IF A JUDIthe property on or before 11:59 p.m. on CIAL ORDER IS ENTERED UNDER August 24, 2012, or the next business MINNESOTA STATUTES, SECTION day if August 24, 2012 falls on a Satur- 5 8 2 . 0 3 2 , D E T E R M I N I N G , A M O N G OTHER THINGS, THAT THE MORTday, Sunday or legal holiday. Mortgagor(s) released from financial GAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPT- ��

PUBLIC NOTICE

�� WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: January 12, 2012 ASSIGNEE OF MORTGAGEE: Nationstar Mortgage, LLC Wilford, Geske & Cook P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 021790F03 2873758 1/12-2/16/12

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: M a r c h 3 1 , 1994 MORTGAGOR: Kathy A. Humphrey, a single person. MORTGAGEE: J P M o r g a n C h a s e Bank, National Association s/b/m to Chase Home Finance, LLC f/k/a Margaretten & Company Inc. DATE AND PLACE OF RECORDING: Recorded April 11, 1994, Dakota County Recorder, Document No. 1207870. ASSIGNMENTS OF MORTGAGE: NONE TRANSACTION AGENT: NONE TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: NONE LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Margaretten & Company Inc. RESIDENTIAL MORTGAGE SERVICER: JPMorgan Chase Bank, National Association MORTGAGED PROPERTY ADDRESS: 923 Oakwood Heights Circle, Eagan, MN 55123 T A X P A R C E L I . D . # : 10-53800-103-02 LEGAL DESCRIPTION OF PROPERTY: Unit Number 3, Condominium Number 59, Oakwood Heights Condominium, a Condominium located in Dakota County, Minnesota. COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $55,700.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $34,845.24 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: April 6, 2012 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within twelve (12) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on April 8, 2013, unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: February 8, 2012. JPMorgan Chase Bank, National Association Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 30-11888 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2909436 2/16-3/22/12

PUBLIC NOTICE

MINNESOTA SECRETARY OF STATE AMENDMENT TO CERTIFICATE OF ASSUMED NAME Minnesota Statutes, Chapter 333 The filing of an assumed name does not provide a user with exclusive rights to that name. The filing is required for consumer protection in order to enable consumers to be able to identify the true owner of a business. 1. List the exact assumed nam e under which the business is or will be conducted: Safe Guard ID 2. Principal Place of Business: 1503 Highway 13 East, Burnsville, MN 55337 3. List the name and complete street address of all persons conducting business under the above Assumed Name, OR if an entity, provide the legal corporate, LLC, or Limited Partnership name and registered office address. Viking Magazine Service Inc., 1503 Highway 13 East, Burnsville, MN 55337 4. This certificate is an amendment of Certificate of Assumed Name File Number 2117685-2 originally filed on 12/4/2006 under the name Safe Guard ID. 5. I, the undersigned, certify that I am signing this document as the person whose signature is required, or as agent of the person(s) whose signature would be required who has authorized me to sign this document on his/her behalf, or in both capacities. I further certify that I have completed all required fields, and that the information in this document is true and correct and in compliance with the applicable chapter of Minnesota Statutes. I understand that by signing this document I am subject to the penalties of perjury as set forth in Section 609.48 as if I had signed this document under oath. Date: 11/18/11 David J. Moulder, CEO 2906129 2/16-2/23/12P

PUBLIC NOTICE

NOTICE OF AND ORDER FOR HEARING ON PETITION FOR FORMAL ADJUDICATION OF INTESTACY, DETERMINATION OF HEIRS, FORMAL APPOINTMENT OF CO-PERSONAL REPRESENTATIVES AND NOTICE TO CREDITORS STATE OF MINNESOTA COUNTY OF DAKOTA DISTRICT COURT FIRST JUDICIAL DISTRICT Court File No.: 19HA-PR-12-99 In Re: Estate of Daniel W. Nick, Decedent. It is Ordered and Notice is given that on March 20, 2012, at 9:00 o’clock a.m., a hearing will be held in this Court at the Dakota County Judicial Center, 1560 Highway 55, Hastings, Minnesota, on a petition for the adjudication of intestacy and determination of decedent’s heirs, and for the appointment of Randall J. Nick, whose address is 3217 Random Road, Eagan, Minnesota 55121, and Roxanne M. Zahradka, whose address is 1420 Sylvan Street, St. Paul, Minnesota 55117, as co-personal representatives of the decedent’s estate in an unsupervised administration. Any objections to the petition must be raised at the hearing or filed with the Court prior to the hearing. If the petition is proper and no objections are filed or raised, the personal representatives will be appointed with the full power to administer the decedent’s estate, including the power to collect all assets; to pay all legal debts, claims, taxes, and expenses; to sell real and personal property; and to do all necessary acts for the decedent’s estate. Notice is further given that, subject to Minn. Stat. § 524.3-801, all creditors having claims against the decedent’s estate are required to present the claims to the personal representative or to the Court within four (4) months after the date of this notice or the claims will be barred. Dated: 2/8/12 BY THE COURT David Knutson Judge of District Court Patrick J. McGuigan, #70592 Kelly & Lemmons, P.A. 176 N. Snelling Avenue, Suite 200 St. Paul, Minnesota 55104 651-646-6325 / 651-646-8584 (fax) 2906020 2/16-2/23/12P

PUBLIC NOTICE

MORTGAGE: CitiBank Federal Sav ings Bank RESIDENTIAL MORTGAGE SERVICER: CitiMortgage, Inc. MORTGAGED PROPERTY ADDRESS: 17635 Heidelberg Way, Lakeville, MN 55044 TAX PARCEL I.D. #: 225720002110 LEGAL DESCRIPTION OF PROPERTY: Lot 11, Block 2, Pine Grove COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $92,900.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $93,006.92 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: February 23, 2012 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on _August 23, 2012, unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE:None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: December 27, 2011. CitiMortgage, Inc. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 10-6742 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2871608 1/12-2/16/12

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: October 26, 2006 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $160,000.00 MORTGAGOR(S): Oksana Mironov FKA Oksana Afanasyev and Dmitri Mironov, wife and husband MORTGAGEE: Bank of America, N.A. DATE AND PLACE OF RECORDING: Recorded: November 29, 2006 Dakota County Recorder Document Number: 2478263 Transaction Agent: Not Applicable Transaction Agent Mortgage Identification Number: Not Applicable Lender or Broker: Bank of America, N.A. Residential Mortgage Servicer: Bank of America, N.A. Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 20601 Claire Ct, Farmington, MN 55024-1471 Tax Parcel ID Number: 14-48703-05-091 LEGAL DESCRIPTION OF PROPERTY: Unit No. 91, CIC No. 319, a Condominium, Middle Creek Condominium, Dakota County, Minnesota. AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $154,608.21 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: February 24, 2012 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota

sota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on August 24, 2012, or the next business day if August 24, 2012 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: January 12, 2012 MORTGAGEE: Bank of America, N.A., as successor by merger to BAC Home Loans Servicing, LP Wilford, Geske & Cook P.A. Attorneys for Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 023537F01 2873707 1/12-2/16/12

PUBLIC NOTICE

NOTICE OF INFORMAL PROBATE OF WILL AND INFORMAL APPOINTMENT OF PERSONAL REPRESENTATIVE AND NOTICE TO CREDITORS STATE OF MINNESOTA COUNTY OF DAKOTA DISTRICT COURT FIRST JUDICIAL DISTRICT Court File No.: 19HA-PR-12-100 In Re: Estate of ASMITA CHANDRAVADAN PATEL, Decedent. Notice is given that an Application for Informal Probate of Will and Informal Appointment of Personal Representative was filed with the Registrar, along with a Will dated August 14, 1998. The Registrar accepted the application and appointed Sheelan Chandravadan Patel and Bhavita Kunal Shah, who both reside at 4190 Braddock Trail, Eagan, MN 55123, to serve as personal representatives of the decedent’s estate. Any heir, devisee or other interested person may be entitled to appointment as personal representative or may object to the appointment of the personal representative. Any objection to the appointment of the personal representative must be filed with the Court, and any properly filed objection will be heard by the Court after notice is provided to interested persons of the date of hearing on the objection. Unless objections are filed, and unless the Court orders otherwise, the personal representative has the full power to administer the estate, including, after thirty (30) days from the issuance of letters testamentary, the power to sell, encumber, lease, or distribute any interest in real estate owned by the decedent. Notice is further given that, subject to Minn. Stat. § 524.3-801, all creditors having claims against the decedent’s estate are required to present the claims to the personal representative or to the Court within four (4) months after the date of this notice or the claims will be barred. Dated: 2/13/12 Heidi Carstensen Registrar Carolyn M. Renn Court Administrator Bruce B. Phillips Attorney at Law, CPA Attorney for Applicants/Personal Representatives 1590 Thomas Center Drive, Suite 106 Eagan, MN 55122 (651) 208-2420 Fax (651) 207-4520 2908715 2/16-2/23/12P

PUBLIC NOTICE

NOTICE OF ASSESSMENT LIEN FORECLOSURE SALE Date: December 21, 2011 YOU ARE NOTIFIED THAT: 1. Default has occurred in the terms and conditions of the Declaration for Prairie Crossing Villas Association (hereinafter the "Association") which was recorded as Document No. 1487290, in the Office of the County Recorder of Dakota County, Minnesota, as amended, and also, pursuant to Minn. Stat. '515B.3-116, covering the following property: Unit No. LEGAL DESCRIPTION: 89, CIC #241, Prairie Crossing Villas, Dakota County, Minnesota STREET ADDRESS: 15152 Dunwood Trail, Apple Valley, MN 55124 T A X P A R C E L I D N O . 01-76900-06-089

01-76900-06-089 2. Pursuant to said Declaration, there is claimed to be due and owing as of December 21, 2011, from Ramon M. Lopez and Tracy Lopez, title holders, to the Association, a Minnesota non-profit corporation, the amount of $7,734.00 for unpaid association dues, late fees, attorneys' fees and costs, plus any other such amounts that will accrue after December 21, 2011, including reasonable attorneys' fees and costs of collection and foreclosure which will be added to the amount claimed due and owing at the time of the sale herein. 3. No action is now pending at law or otherwise to recover said debt or any part thereof. 4. That all preforeclosure requirements have been met. 5. T h e o w n e r s h a v e n o t b e e n released from the owners' financial obligation to pay said amount. 6. The Declaration, referenced above, and Minn. Stat. §§515B.3-115 and 515B.3-116 provide for a continuing lien against the property. A Notice of Lien evidencing the amount due was recorded on July 9, 2010, as Document No. 2739774 in the Dakota County Recorder's Office. 7. Pursuant to the power of sale contained in the same Declaration and granted by the owner in taking title to the premises subject to said Declaration and pursuant to Minn. Stat. §§515B.3-115 and 515B.3-116, said Lien will be foreclosed by the sale of said property by the Sheriff of Dakota County, at the Dakota County Sheriffs Office, Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100 , Hastings, MN 55033, on the 1st day of March, 2012, at 10:00 a.m. at public auction to the highest bidder, to pay the amount then due for said assessments, together with the costs of foreclosure, including attorneys fees as allowed by law. 8. T h e t i m e a l l o w e d b y l a w f o r redemption by the unit owners, their personal representatives or assigns is six (6) months from the date of sale. The date and time to vacate the property is 11:59 p.m. on September 3, 2012, if the account is not reinstated or the owners do not redeem from the foreclosure sale. REDEMPTION NOTICE THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGORS, THE MORTGAGORS' PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. 9. THIS IS A COMMUNICATION FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. PRAIRIE CROSSING VILLAS ASSOCIATION Attorneys for Prairie Crossing Villas Association THOMSEN & NYBECK, P.A. By: Gretchen S. Schellhas (#195595) 3600 American Blvd. West, Suite 400 Bloomington, Minnesota 55431 (952) 835-7000 (Prairie Crossing Villas/Lopez/10-7-067D) 2873822 1/12-2/16/12

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE YOU ARE HEREBY NOTIFIED THAT: 1. Default has occurred in the conditions of the mortgage dated December 11, 2008, and executed by Dennis M. Peterson Interests, Inc., a Minnesota corporation, as Mortgagor(s), to Lake Community Bank, a Minnesota corporation, as Mortgagee(s), and filed for record December 23, 2008 as Dakota County Registrar of Titles Document No. T 637207. The land described in the Mortgage is registered land. 2. The Mortgage has been assigned as follows: No assignments. 3. The original principal amount secured by the Mortgage was: $79,500.00. 4. No action or proceeding at law is now pending to recover the debt secured by the Mortgage, or any part thereof. 5. The holder of the Mortgage has complied with all conditions precedent to acceleration of the debt secured by the Mortgage and foreclosure of the Mortgage, and all notice and other requirements of applicable statutes. 6. At the date of this notice, the amount due on the Mortgage, and taxes, if any, paid by the holder of the Mortgage is: $64,544.98. 7. Pursuant to the power of sale in the Mortgage, the Mortgage will be foreclosed, and the land described as follows: The North 270 feet of the East 385 feet of the Northwest Quarter of the Northeast Quarter of Section 21, Township 115, Range 20, Dakota County, Minnesota. Together with an easement over that part of the South Half of the Southeast Quarter of Section 16, Township 115, Range 20, Dakota County, Minnesota, described as follows: Commencing at the intersection of the South line of the Southeast Quarter of Section 16, Township 115, Range 20 with the right-of-way boundary line depicted on Minne-

boundary line depicted on Minne sota Department of Transportation Right-of-Way Plat No. 19-29 (which point of intersection is 592.98 feet West of the East line of the Southeast Quarter of said Section 16 and which point is designated as right-of-way boundary corner B730 of said right-of-way plat); thence North 89 degrees 57 minutes 29 seconds West along said South line of the Southeast Quarter a distance of 721.00 feet to the Southwest corner of the Southeast Quarter of the Southeast Quarter of said Section 16; thence continuing West along said South line of the Southeast Quarter a distance of 30.00 feet; thence North on a line perpendicular to said South line of the Southeast Quarter a distance of 30.00 feet; thence East on a line parallel to said South line of the Southeast Quarter to said right-of-way boundary line depicted on Minnesota Department of Transportation Right-of-Way Plat No. 19-29; thence southerly along said right-of-way boundary to the point of beginning, and there terminating. will be sold by the sheriff of Dakota County, Minnesota at public auction on March 2, 2012, at 10:00 o'clock a.m., at the Dakota County Sheriff's Office, Law Enforcement Center, 1580 Highway 55, Hastings, MN 55033. 8. T h e t i m e a l l o w e d b y l a w f o r redemption by the Mortgagor, its personal representatives or assigns is six (6) months after the date of sale. 9. The street address and tax identification number(s) of the mortgaged property is as follows: unassigned situs Apple Valley, Minnesota Tax Identification Number(s): 01-02100-05-013 Dated: January 3, 2012 Lake Community Bank, a Minnesota corporation, Mortgagee By:_/s/ Steven L. Mackey Steven L. Mackey Attorney for Mortgagee 1054 Bucher Avenue Shoreview, MN 55126 (651) 765-8887 2871582 1/12-2/16/12

PUBLIC NOTICE

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gagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on August 24, 2012, unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: December 27, 2011. Branch Banking & Trust Company Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 90-2508 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2875113 1/12-2/16/12

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: January 20, 2006 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $155,000.00 MORTGAGOR(S): Lindsey R. Lewis, a single person MORTGAGEE: Mortgage Electronic Registration Systems, Inc. as nominee for Prime Mortgage Corporation, its successors and assigns DATE AND PLACE OF REGISTERING: Registered: March 21, 2006 Dakota County Registrar of Titles Document Number: 586743 ASSIGNMENTS OF MORTGAGE: And assigned to: Aurora Loan Services, LLC Dated: May 05, 2011 Registered: May 12, 2011 Dakota County Registrar of Titles Document Number: T679521 And assigned to: Aurora Bank FSB Dated: August 31, 2011 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100103210000126911 Lender or Broker: Prime Mortgage Corporation Residential Mortgage Servicer: Aurora Bank, FSB Mortgage Originator: Not Applicable CERTIFICATE OF TITLE NUMBER: 139356 COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 1829 E 122nd St, Burnsville, MN 55337-2962 Tax Parcel ID Number: 02-18425-04-050 LEGAL DESCRIPTION OF PROPERTY: Lot Five (5), Block Four (4), Covington Point, Common Interest Community No. 173, a planned community, Dakota County, Minnesota, according to the recorded plat thereof. AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $174,902.66 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; that this is registered property; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: February 24, 2012 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on August 24, 2012, or the next business day if August 24, 2012 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE

RESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: January 12, 2012 ASSIGNEE OF MORTGAGEE: Aurora Bank FSB Wilford, Geske & Cook P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 006037F04 2871611 1/12-2/16/12

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: MORTGAGORS: M i c h a e l J a n a c h o vsky and Janice Janachovsky, husband and wife. MORTGAGEE: Mortgage Electronic Registration Systems, Inc.. DATE AND PLACE OF RECORDING: Recorded October 10, 2008, Dakota County Recorder, Document No. 2617497. ASSIGNMENTS OF MORTGAGE: Assigned to: CitiMortgage, Inc. TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100248908090013107 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Rescue Mortgage Inc., dba Mortgage Depot RESIDENTIAL MORTGAGE SERVICER: CitiMortgage, Inc. MORTGAGED PROPERTY ADDRESS: 17164 Eagleview Way, Farmington, MN 55024 T A X P A R C E L I . D . # : 22-44076-15-082 LEGAL DESCRIPTION OF PROPERTY: Unit No. 82, CIC No. 330, Lake Place, a condominium located in Dakota County, Minnesota COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $188,046.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $183,075.88 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: April 3, 2012 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on _October 3, 2012, unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: February 2, 2012. CitiMortgage, Inc. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 10-6888 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2904220 2/16-3/22/12

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: October 10, 2006 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $256,000.00 MORTGAGOR(S): William G. Rogers and Debora D. Rogers, Husband and Wife MORTGAGEE: World Savings Bank, FSB DATE AND PLACE OF RECORDING: Recorded: October 31, 2006 Dakota County Recorder Document Number: 2472435 Transaction Agent: Not Applicable Transaction Agent Mortgage Identification Number: Not Applicable Lender or Broker: World Savings Bank, FSB Residential Mortgage Servicer: Wachovia Mortgage, FSB Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 12525 Pinehurst Dr, Burnsville, MN 55337-3455 Tax Parcel ID Number: 02-57500-02-120 LEGAL DESCRIPTION OF PROPERTY: Lot 12, Block 2, Pinehurst, Dakota County, Minnesota. AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $289,014.39 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: March 30, 2012 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on October 01, 2012, or the next business day if October 01, 2012 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: February 16, 2012 MORTGAGEE: Wells Fargo Bank, N.A. also known as Wachovia Mortgage, a division of Wells Fargo Bank, N.A., and formerly known as Wachovia Mortgage, FSB, formerly known as World Savings Bank, FSB Wilford, Geske & Cook P.A. Attorneys for Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 006848F02 2904969 2/16-3/22/12

PUBLIC NOTICE

MORTGAGE: Merchants Bank, N.A. Hampton RESIDENTIAL MORTGAGE SERVICER: Merchants Bank, N.A. MORTGAGED PROPERTY ADDRESS: 13416 Upton Avenue South, Burnsville, MN 55337 T A X P A R C E L I . D . # : 02-56701-01-030 LEGAL DESCRIPTION OF PROPERTY: Lot 3, Block 1, Paula's Second Addition, Dakota County, Minnesota COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $198,750.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $193,338.55 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: March 2, 2012 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on September 3, 2012, unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: January 4, 2012. Merchants Bank, N.A. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 94-713 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2874965 1/12-2/16/12

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: July 15, 2005 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $137,120.00 MORTGAGOR(S): Kristopher L. Kruger and Lisa A. Kruger, husband and wife MORTGAGEE: Mortgage Electronic Registration Systems, Inc., as nominee for Timberland Mortgage Services, Inc. its successors and assigns DATE AND PLACE OF RECORDING: Recorded: July 26, 2005 Dakota County Recorder Document Number: 2343955 ASSIGNMENTS OF MORTGAGE: And assigned to: THE BANK OF NEW YORK MELLON FKA THE BANK OF NEW YORK, AS TRUSTEE FOR THE CERTIFICATEHOLDERS OF CWALT, INC., ALTERNATIVE LOAN TRUST 2 0 0 5 - 4 7 C B , M O R T G A G E PASS-THROUGH CERTIFICATES, SERIES 2005-47CB Dated: July 01, 2011 Recorded: July 26, 2011 Dakota County Recorder Document Number: 2811573 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 1003215-0001150186-2 Lender or Broker: Timberland Mortgage Services, Inc. Residential Mortgage Servicer: Bank of America, N.A. Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 3821 Laurel Ct, Eagan, MN 55122-1622 Tax Parcel ID Number: 10-14991-01-090 LEGAL DESCRIPTION OF PROPERTY: Lot 9, Block 1, Briar Hill 2nd Addition AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $161,310.88

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�� AM �� 2012 at 10:00 $161,310.88 �� PLACE OF SALE:Sheriff's Office, Law THAT all pre-foreclosure requirements have been complied with; that Enforcement Center, 1580 Hwy 55, no action or proceeding has been insti- Lobby #S-100, Hastings, MN tuted at law or otherwise to recover the to pay the debt then secured by said debt secured by said mortgage, or any Mortgage, and taxes, if any, on said premises, and the costs and disbursepart thereof; PURSUANT to the power of sale con- m e n t s , i n c l u d i n g a t t o r n e y s ' f e e s t a i n e d i n s a i d m o r t g a g e , t h e allowed by law subject to redemption above-described property will be sold within six (6) months from the date of by the Sheriff of said county as fol- said sale by the mortgagor(s), their lows: personal representatives or assigns DATE AND TIME OF SALE: February unless reduced to Five (5) weeks under 24, 2012 at 10:00 AM MN Stat. §580.07. PLACE OF SALE: Dakota County TIME AND DATE TO VACATE PROPLaw Enforcement Center, 1580 High- E R T Y : I f t h e r e a l e s t a t e i s a n way 55, Lobby S-100, Hastings, Minne- owner-occupied, single-family dwellsota ing, unless otherwise provided by law, to pay the debt secured by said mort- the date on or before which the mortgage and taxes, if any, on said pre- gagor(s) must vacate the property if the mises and the costs and disburse- mortgage is not reinstated under secments, including attorney fees allowed tion 580.30 or the property is not by law, subject to redemption within redeemed under section 580.23 is six (6) months from the date of said 11:59 p.m. on September 4, 2012, sale by the mortgagor(s), their per- u n l e s s t h e r e d e m p t i o n p e r i o d i s reduced to 5 weeks under MN Stat. sonal representatives or assigns. If the Mortgage is not reinstated Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. FINANCIAL OBLIGATION ON MORT§580.23, the Mortgagor must vacate GAGE:None "THE TIME ALLOWED BY LAW FOR the property on or before 11:59 p.m. on August 24, 2012, or the next business REDEMPTION BY THE MORTGAGOR, day if August 24, 2012 falls on a Satur- THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE day, Sunday or legal holiday. Mortgagor(s) released from financial REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER obligation: NONE THIS COMMUNICATION IS FROM MINNESOTA STATUTES, SECTION A DEBT COLLECTOR ATTEMPT- 5 8 2 . 0 3 2 , D E T E R M I N I N G , A M O N G ING TO COLLECT A DEBT. ANY OTHER THINGS, THAT THE MORTINFORMATION OBTAINED WILL BE GAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF LESS THAN FIVE UNITS, ARE NOT THE DEBT AND IDENTITY OF THE PROPERTY USED IN AGRICULTURAL ORIGINAL CREDITOR WITHIN THE P R O D U C T I O N , A N D A R E T I M E P R O V I D E D B Y L A W I S N O T ABANDONED." Dated: January 5, 2012. AFFECTED BY THIS ACTION. JPMorgan Chase Bank, National THE TIME ALLOWED BY LAW FOR Association REDEMPTION BY THE MORTGAGOR, Mortgagee/Assignee of Mortgagee THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE USSET, WEINGARDEN AND LIEBO, P.L.L.P. REDUCED TO FIVE WEEKS IF A JUDI- Attorneys for Mortgagee/Assignee of CIAL ORDER IS ENTERED UNDER Mortgagee MINNESOTA STATUTES, SECTION 4500 Park Glen Road #300 5 8 2 . 0 3 2 , D E T E R M I N I N G , A M O N G Minneapolis, MN 55416 OTHER THINGS, THAT THE MORT- (952) 925-6888 GAGED PREMISES ARE IMPROVED 30-11171 WITH A RESIDENTIAL DWELLING OF THIS IS A COMMUNICATION FROM LESS THAN FIVE UNITS, ARE NOT A DEBT COLLECTOR. 1/12-2/16/12 PROPERTY USED IN AGRICULTURAL 2874920 PRODUCTION, AND ARE ABANDONED. DATED: January 12, 2012 ASSIGNEE OF MORTGAGEE: NOTICE OF MORTGAGE THE BANK OF NEW YORK FORECLOSURE SALE MELLON FKA THE BANK OF NEW THE RIGHT TO VERIFICATION YORK, A S T R U S T E E F O R T H E DEBT AND IDENTITY OF THE OF CERTIFICATEHOLDERS OF C W A L T , I N C . , A L T E R N A T I V E THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS LOAN TRUST 2005-47CB, M O R T G A G E P A S S - T H R O U G H NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that CERTIFICATES, SERIES default has occurred in conditions of 2005-47CB the following described mortgage: Wilford, Geske & Cook P.A. DATE OF MORTGAGE: September Attorneys for Assignee of Mortgagee 30, 2004 Lawrence A. Wilford MORTGAGORS: K e n n e t h N . K o w James A. Geske alke and Jillian J. Kowalke, husband 8425 Seasons Parkway, Suite 105 wife. and Woodbury, MN 55125-4393 MORTGAGEE: Mortgage Electronic (651) 209-3300 Registration Systems, Inc. File Number: 023472F01 DATE AND PLACE OF RECORDING: 2870315 1/12-2/16/12 Recorded December 21, 2004, Dakota County Recorder, Document No. 2278434. ASSIGNMENTS OF MORTGAGE: NOTICE OF MORTGAGE Assigned to: The Huntington FORECLOSURE SALE THE RIGHT TO VERIFICATION National Bank. TRANSACTION AGENT: Mortgage OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTTHE TIME PROVIDED BY LAW IS GAGE IDENTIFICATION NUMBER ON NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that MORTGAGE: 1001156-0009560343-4 LENDER OR BROKER AND MORTdefault has occurred in conditions of GAGE ORIGINATOR STATED ON the following described mortgage: MORTGAGE: Mortgages Unlimited, DATE OF MORTGAGE: July 22, 2009 MORTGAGOR: Sue Ellen Maher, A Inc. RESIDENTIAL MORTGAGE SERSingle Person. MORTGAGEE: Mortgage Electronic VICER: The Huntington National Bank MORTGAGED PROPERTY ADDRESS: Registration Systems, Inc.. DATE AND PLACE OF RECORDING: 205 11th Avenue South, South Saint Recorded July 27, 2009, Dakota Paul, MN 55075 TAX PARCEL I.D. #: 364880007290 County Recorder, Document No. LEGAL DESCRIPTION OF PROP2673802. A S S I G N M E N T S O F M O R T G A G E : ERTY: Lot 29, Block 7, Minnesota and Assigned to: JPMorgan Chase Bank, Northwestern Addition, Dakota National Association. County, Minnesota. TRANSACTION AGENT: Mortgage COUNTY IN WHICH PROPERTY IS Electronic Registration Systems, Inc. T R A N S A C T I O N A G E N T ' S M O R T - LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF GAGE IDENTIFICATION NUMBER ON MORTGAGE: $162,909.00 MORTGAGE: 100103210000535079 AMOUNT DUE AND CLAIMED TO BE LENDER OR BROKER AND MORTG A G E O R I G I N A T O R S T A T E D O N DUE AS OF DATE OF NOTICE, INCLUDMORTGAGE: The Business Bank, dba ING TAXES, IF ANY, PAID BY MORTGAGEE: $145,858.17 Prime Mortgage That prior to the commencement of RESIDENTIAL MORTGAGE SERV I C E R : J P M o r g a n C h a s e B a n k , this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee comNational Association MORTGAGED PROPERTY ADDRESS: plied with all notice requirements as 1024 20th Avenue North, South Saint required by statute; That no action or proceeding has been instituted at law Paul, MN 55075 or otherwise to recover the debt TAX PARCEL I.D. #: 363090015024 secured by said mortgage, or any part LEGAL DESCRIPTION OF PROPthereof; ERTY: PURSUANT to the power of sale conUnit No. 1024, North 20th Avenue at Parkwood Condominium, CIC No. tained in said mortgage, the above described property will be sold by the 302, Dakota County, Minnesota COUNTY IN WHICH PROPERTY IS Sheriff of said county as follows: DATE AND TIME OF SALE: February LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF 23, 2012 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law MORTGAGE: $115,764.00 AMOUNT DUE AND CLAIMED TO BE Enforcement Center, 1580 Hwy 55, DUE AS OF DATE OF NOTICE, INCLUD- Lobby #S-100, Hastings, MN ING TAXES, IF ANY, PAID BY MORT- to pay the debt then secured by said Mortgage, and taxes, if any, on said GAGEE: $118,318.75 That prior to the commencement of premises, and the costs and disbursethis mortgage foreclosure proceeding m e n t s , i n c l u d i n g a t t o r n e y s ' f e e s Mortgagee/Assignee of Mortgagee com- allowed by law subject to redemption plied with all notice requirements as within six (6) months from the date of required by statute; That no action or said sale by the mortgagor(s), their proceeding has been instituted at law personal representatives or assigns o r o t h e r w i s e t o r e c o v e r t h e d e b t unless reduced to Five (5) weeks under secured by said mortgage, or any part MN Stat. §580.07. TIME AND DATE TO VACATE PROPthereof; PURSUANT to the power of sale con- E R T Y : I f t h e r e a l e s t a t e i s a n single-family dwellowner-occupied, tained in said mortgage, the above described property will be sold by the ing, unless otherwise provided by law, the date on or before which the mortSheriff of said county as follows: DATE AND TIME OF SALE: March 1, �� 2012 at 10:00 AM

PUBLIC NOTICE

�� WITH �� DWELLING OF A RESIDENTIAL LESS THAN FIVE UNITS, ARE NOT �� the date on or before which the mort gagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on August 23, 2012, unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: December 2713, 2011. The Huntington National Bank Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 90-2533 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2875133 1/12-2/16/12

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: O c t o b e r 2 2 , 2002 MORTGAGORS: Ryan D. Larson and Jennifer L. Larson, husband and wife. MORTGAGEE:Mortgage Electronic Registration Systems, Inc.. DATE AND PLACE OF RECORDING: Recorded December 12, 2002, Dakota County Recorder, Document No. 1971595. ASSIGNMENTS OF MORTGAGE: Assigned to: CitiMortgage, Inc. TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100026600061954421 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Peoples Home Mortgage RESIDENTIAL MORTGAGE SERVICER: CitiMortgage, Inc. MORTGAGED PROPERTY ADDRESS: 15979 Harwell Avenue, Apple Valley, MN 55124 TAX PARCEL I.D. #: 014580103009 LEGAL DESCRIPTION OF PROPERTY: Lot 3, Block 9, Longridge 2nd Addition COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $225,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $242,707.68 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: March 1 , 2012 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on _September 4, 2012_____________________, unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF

PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: January 3, 2012. CitiMortgage, Inc. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 10-6764 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2875033 1/12-2/16/12

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: July 25, 2003 MORTGAGORS: Sabab Xayarath and Lalana Xayarath, husband and wife. MORTGAGEE: Goldmine Lending. DATE AND PLACE OF RECORDING: Registered October 28, 2003, Dakota County Registrar of Titles, Document No. 0519411, Certificate of Title No. 125574. ASSIGNMENTS OF MORTGAGE: Assigned to: Regions Mortgage, Inc. And thereafter assigned to: JPMorgan Chase Bank, National Association. Said Mortgage being Registered Land. TRANSACTION AGENT: NONE TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: NONE LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Goldmine Lending RESIDENTIAL MORTGAGE SERVICER: JPMorgan Chase Bank, National Association MORTGAGED PROPERTY ADDRESS: 2128 Cliff Hill Lane, Eagan, MN 55122 T A X P A R C E L I . D . # : 10-16600-05-040 LEGAL DESCRIPTION OF PROPERTY: Lot 4, Block 5, in Cedar Cliff, Dakota County, Minnesota. COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $148,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $101,193.47 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: April 5, 2012 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on October 5, 2012, unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: February 3, 2012. JPMorgan Chase Bank, National Association Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 30-10096 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2909353 2/16-3/22/12

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: April 16, 2004 MORTGAGOR: S u s a n B o h l k e n , a single person. MORTGAGEE: L a k e l a n d M o r t g a g e Corp.. DATE AND PLACE OF RECORDING: Recorded May 10, 2004, Dakota County Recorder, Document No. 2202921. ASSIGNMENTS OF MORTGAGE: Assigned to: TCF Mortgage Corporation. And thereafter assigned to: Mortgage Electronic Registration Systems, Inc. And thereafter assigned to: U.S. Bank, National Association. TRANSACTION AGENT: NONE TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: NONE LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Lakeland Mortgage Corp. RESIDENTIAL MORTGAGE SERVICER: U.S. Bank Home Mortgage MORTGAGED PROPERTY ADDRESS: 469 Tiffany Drive, Hastings, MN 55033 TAX PARCEL I.D. #: 191640011001 LEGAL DESCRIPTION OF PROPERTY: Lot 11, Block 1, Cari Park, according to the recorded plat thereof, and situate in Dakota County, Minnesota COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $126,800.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $128,379.89 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: April 5, 2012 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on October 5, 2012, unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: February 6, 2012. U.S. Bank National Association Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 19-1358 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2905767 2/16-3/22/12

PUBLIC NOTICE

ASSIGNMENTS OF MORTGAGE: Assigned to: CitiMortgage, Inc. TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100061907000060681 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Summit Mortgage Corporation RESIDENTIAL MORTGAGE SERVICER: CitiMortgage, Inc. MORTGAGED PROPERTY ADDRESS: 8050 Casper Way East, Inver Grove Heights, MN 55076 T A X P A R C E L I . D . # : 20-51001-020-01 LEGAL DESCRIPTION OF PROPERTY: Lot 2, Block 1, Nelsons Merrimac Second Addition COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $183,037.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $216,877.63 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: March 1, 2012 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on _September 4, 2012_____________________, unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: January 3, 2012. CitiMortgage, Inc. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 10-3997 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2875024 1/12-2/16/12

PUBLIC NOTICE

ERTY: Lot 11, Block 1, Parkwood South 1st Addition, according to the recorded plat thereof, Dakota County, Minnesota. COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $232,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $268,828.12 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: March 9, 2012 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on September 10, 2012, unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: January 10, 2012. JPMorgan Chase Bank, National Association Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 30-7208 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2882897 1/19-2/23/12

PUBLIC NOTICE

PURSUANT to the power of sale con tained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: March 8, 2012 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on September 10, 2012, unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: January 10, 2012. U.S. Bank National Association Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 19-3302 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2882857 1/19-2/23/12

PUBLIC NOTICE

��

assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on March 8, 2013, unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: January 6, 2012. JPMorgan Chase Bank, National Association Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 30-10257 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2882908 1/19-2/23/12

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: August 31, 2007 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $216,300.00 MORTGAGOR(S): Adam J. Daly, a single person and Nikolaus D. Boese, a single person MORTGAGEE: Mortgage Electronic Registration Systems, Inc. as nominee for Minnesota Funding Group, its successors and assigns DATE AND PLACE OF REGISTERING: Registered: September 19, 2007 Dakota County Registrar of Titles Document Number: 617485 ASSIGNMENTS OF MORTGAGE: And assigned to: Nationstar Mortgage LLC Dated: December 19, 2011 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 1003822-0501652955-5 Lender or Broker: Minnesota Funding Group Residential Mortgage Servicer: Nationstar Mortgage, LLC Mortgage Originator: Not Applicable CERTIFICATE OF TITLE NUMBER: 149698 COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 6920 Casper Ave E, Inver Grove Heights, MN 55076-2112 Tax Parcel ID Number: 20-71153-09-150 LEGAL DESCRIPTION OF PROPERTY: Lot Fifteen (15) in Block Nine (9) of South Grove No. 4, Dakota County, Minnesota. AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $221,872.32 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; that this is registered property; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: March 02, 2012 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on September 04, 2012, or the next business day if September 04, 2012 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR,

REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: January 19, 2012 ASSIGNEE OF MORTGAGEE: Nationstar Mortgage LLC Wilford, Geske & Cook P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 023384F01 2881394 1/19-2/23/12

PUBLIC NOTICE

NOTICE OF ASSESSMENT LIEN FORECLOSURE SALE Date: January 25, 2012 YOU ARE NOTIFIED THAT: 1. Default has occurred in the terms and conditions of the Amended and Restated Declaration for Garrett Square Association (hereinafter the "Association") which was recorded as Document No. 261860 on August 12, 1992, in the Office of the Dakota County Registrar of Titles as amended and supplemented and also, pursuant to Minn. Stat. §515B.3-116, covering the following property: Legal Description: U n i t 2 1 4 a n d Garage Unit No. 47, in Condominium No. 36, G a r r e t t S q u a r e Condominium Homes, Dakota County, Minnesota Street Address: 1 4 6 2 0 G a r r e t t Avenue, #214, Apple Valley, MN 55124 Tax Parcel No.01-81401-01-128 (Unit 214) 01-81401-01-231 (Garage Unit 47) 2. Pursuant to said Amended and Restated Declaration, there is claimed to be due and owing as of January 25, 2012, from Dawn W. Williams, title holder, to the Association, a Minnesota non-profit corporation, the a m o u n t o f $3,355.00 for unpaid association dues, late fees, attorneys fees and costs, plus any other such amounts that will accrue after January 25, 2012, and other costs of collection and foreclosure which will be added to the amount claimed due and owing at the time of the sale herein. 3. No action is now pending at law or otherwise to recover said debt or any part thereof. 4. That all preforeclosure requirements have been met. 5. The owner has not been released from the owner's financial obligation to pay said amount. 6. The Amended and Restated Declaration, referenced above, and Minn. Stat. §§515B.3-115 and 515B.3-116 provide for a continuing lien against the property. A Notice of Lien evidencing the amount due was recorded on November 3, 2011, as Document No. T686583 in the Dakota County Registrar of Titles' Office. 7. Pursuant to the power of sale contained in the same Amended and Restated Declaration and granted by the owners in taking title to the premises subject to said Amended and Restated Declaration and pursuant to Minn. Stat. §§515B.3-115 and 515B.3-116, said Lien will be foreclosed by the sale of said property by the Sheriff of Dakota County, at the Dakota County Sheriff's Office, Dakota County Law Enforcement Center, 1580 Highway 55 Lobby S-100, Hastings, MN 55033, on the 5th day of April, 2012, at 10:00 a.m. at public auction to the highest bidder, to pay the amount then due for said assess ments, together with the costs of foreclosure, including attorneys fees as allowed by law. 8. T h e t i m e a l l o w e d b y l a w f o r redemption by the unit owner, his personal representatives or assigns is six (6) months from the date of sale. The date and time to vacate the property is 11:59 p.m. on October 5, 2012, if the account is not reinstated or the owners do not redeem from the foreclosure sale. REDEMPTION NOTICE THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. 9. THIS IS A COMMUNICATION FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. GARRETT SQUARE ASSOCIATION Attorneys for Garrett Square Association THOMSEN & NYBECK, P.A. By: _________________ _____ Gretchen S. Schellhas (#195595) 3600 American Blvd. West, Suite 400 Bloomington, Minnesota 55431 (952) 835-7000 (Garrett Square - Williams 11-7-498D) 2907508 2/16-3/22/12

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: December 17, 2004 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $330,000.00 MORTGAGOR(S): Daniel H. Larkin and Sheri L. Larkin, Husband and Wife MORTGAGEE: Mortgage Electronic Registration Systems, Inc., as nominee for Forteva, LLC., dba Forteva Financial Services, its successors and assigns. DATE AND PLACE OF REGISTERING: Registered: February 24, 2005 Dakota County Registrar of Titles Document Number: 559610 ASSIGNMENTS OF MORTGAGE: And assigned to: BANK OF AMERICA, N.A., SUCCESSOR BY MERGER TO BAC HOME LOANS SERVICING, LP FKA COUNTRYWIDE HOME LOANS SERVICING LP Dated: October 25, 2011 Registered: November 08, 2011 Dakota County Registrar of Titles Document Number: T686810 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100060677001428077 Lender or Broker: Forteva, LLC., dba Forteva Financial Services Residential Mortgage Servicer: Bank of America, N.A. Mortgage Originator: Not Applicable CERTIFICATE OF TITLE NUMBER: 120532 COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 20880 Independence Ave, Lakeville, MN 55044-5878 Tax Parcel ID Number: 22-47476-05-060 LEGAL DESCRIPTION OF PROPERTY: Lot 6, Block 5, Marion Fields Second Addition, according to the recorded plat thereof. AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $325,749.54 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; that this is registered property; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: March 30, 2012 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on October 01, 2012, or the next business day if October 01, 2012 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: February 16, 2012 ASSIGNEE OF MORTGAGEE: Bank of America, N.A., Successor by Merger to BAC Home Loans Servicing, LP FKA Countrywide Home Loans Servicing LP Wilford, Geske & Cook P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 023902F01 2907345 2/16-3/22/12

PUBLIC NOTICE

MORTGAGORS: Scott Ausmus and Holly Ausmus, Husband and wife. MORTGAGEE:Mortgage Electronic Registration Systems, Inc.. DATE AND PLACE OF RECORDING: Recorded December 18, 2009, Dakota County Recorder, Document No. 2703229. ASSIGNMENTS OF MORTGAGE: Assigned to: U.S. Bank National Association. TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100249120000270319 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Marketplace Home Mortgage, LLC RESIDENTIAL MORTGAGE SERVICER: U.S. Bank Home Mortgage MORTGAGED PROPERTY ADDRESS: 15755 Hannover Path, St. Paul, MN 55124 TAX PARCEL I.D. #: 014910501110 LEGAL DESCRIPTION OF PROPERTY: Lot 11, Block 1, Morningview Sixth Addition, Dakota County, Minnesota. COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $288,666.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $295,919.61 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: March 1, 2012 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on September 4, 2012, unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: January 5, 2012. U.S. Bank National Association Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 19-3165 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2882775 1/19-2/23/12

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: September 30, 2005 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $196,000.00 MORTGAGOR(S): James T. Anderson and Ronica E. Anderson, husband and wife MORTGAGEE: America's Wholesale Lender DATE AND PLACE OF REGISTERING: Registered: October 21, 2005 Dakota County Registrar of Titles Document Number: 577392 ASSIGNMENTS OF MORTGAGE: And assigned to: The Bank Of New York Mellon FKA The Bank Of New York As Trustee For The Certificateholders Of The CWABS, Inc., Asset-Backed Certificates, Series 2005-AB4 Dated: January 11, 2012 Transaction Agent: Not Applicable Transaction Agent Mortgage Identification Number: Not Applicable Lender or Broker: America's Wholesale Lender Residential Mortgage Servicer: Bank of America, N.A. Mortgage Originator: Not Applicable CERTIFICATE OF TITLE NUMBER:

��

�� CERTIFICATE OF TITLE NUMBER: plied with all notice�� requirements as required by statute; That no action or 104847 COUNTY IN WHICH PROPERTY IS proceeding has been instituted at law or otherwise to recover the debt LOCATED: Dakota Property Address: 13607 Fordham secured by said mortgage, or any part thereof; Ave, Apple Valley, MN 55124-4122 PURSUANT to the power of sale conTax Parcel ID Number: tained in said mortgage, the above 01.31000.500.05 L E G A L D E S C R I P T I O N O F P R O P - described property will be sold by the ERTY: Lot 50, Block 5, in Greenleaf Sheriff of said county as follows: DATE AND TIME OF SALE: March 8, First Addition according to the plat thereof, Dakota County, Minnesota. 2012 at 10:00 AM AMOUNT DUE AND CLAIMED TO BE PLACE OF SALE:Sheriff's Office, Law D U E A S O F D A T E O F N O T I C E : Enforcement Center, 1580 Hwy 55, $235,375.39 Lobby #S-100, Hastings, MN THAT all pre-foreclosure require- to pay the debt then secured by said ments have been complied with; that Mortgage, and taxes, if any, on said no action or proceeding has been insti- premises, and the costs and disbursetuted at law or otherwise to recover the m e n t s , i n c l u d i n g a t t o r n e y s ' f e e s debt secured by said mortgage, or any allowed by law subject to redemption part thereof; that this is registered within six (6) months from the date of property; said sale by the mortgagor(s), their PURSUANT to the power of sale con- personal representatives or assigns t a i n e d i n s a i d m o r t g a g e , t h e unless reduced to Five (5) weeks under above-described property will be sold MN Stat. §580.07. by the Sheriff of said county as folTIME AND DATE TO VACATE PROPlows: ERTY: If the real estate is an DATE AND TIME OF SALE: March owner-occupied, single-family dwell02, 2012 at 10:00 AM ing, unless otherwise provided by law, PLACE OF SALE: Dakota County the date on or before which the mortLaw Enforcement Center, 1580 High- gagor(s) must vacate the property if the way 55, Lobby S-100, Hastings, Minne- mortgage is not reinstated under secsota tion 580.30 or the property is not to pay the debt secured by said mort- redeemed under section 580.23 is gage and taxes, if any, on said pre- 11:59 p.m. on September 10, 2012, mises and the costs and disburse- u n l e s s t h e r e d e m p t i o n p e r i o d i s ments, including attorney fees allowed reduced to 5 weeks under MN Stat. by law, subject to redemption within Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM six (6) months from the date of said sale by the mortgagor(s), their per- FINANCIAL OBLIGATION ON MORTGAGE: None sonal representatives or assigns. "THE TIME ALLOWED BY LAW FOR If the Mortgage is not reinstated under Minn. Stat. §580.30 or the prop- REDEMPTION BY THE MORTGAGOR, erty is not redeemed under Minn. Stat. THE MORTGAGOR'S PERSONAL REP§580.23, the Mortgagor must vacate RESENTATIVES OR ASSIGNS, MAY BE the property on or before 11:59 p.m. on REDUCED TO FIVE WEEKS IF A JUDISeptember 04, 2012, or the next busi- CIAL ORDER IS ENTERED UNDER ness day if September 04, 2012 falls on MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED obligation: NONE THIS COMMUNICATION IS FROM WITH A RESIDENTIAL DWELLING OF A DEBT COLLECTOR ATTEMPT- LESS THAN FIVE UNITS, ARE NOT ING TO COLLECT A DEBT. ANY PROPERTY USED IN AGRICULTURAL INFORMATION OBTAINED WILL BE P R O D U C T I O N , A N D A R E ABANDONED." USED FOR THAT PURPOSE. Dated: January 10, 2012. THE RIGHT TO VERIFICATION OF U.S. Bank National Association THE DEBT AND IDENTITY OF THE Mortgagee/Assignee of Mortgagee ORIGINAL CREDITOR WITHIN THE T I M E P R O V I D E D B Y L A W I S N O T USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR Mortgagee REDEMPTION BY THE MORTGAGOR, 4500 Park Glen Road #300 THE MORTGAGOR'S PERSONAL REP- Minneapolis, MN 55416 RESENTATIVES OR ASSIGNS, MAY BE (952) 925-6888 REDUCED TO FIVE WEEKS IF A JUDI- 19-3261 CIAL ORDER IS ENTERED UNDER THIS IS A COMMUNICATION FROM MINNESOTA STATUTES, SECTION A DEBT COLLECTOR. 1/19-2/23/12 5 8 2 . 0 3 2 , D E T E R M I N I N G , A M O N G 2882892 OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF NOTICE OF MORTGAGE LESS THAN FIVE UNITS, ARE NOT FORECLOSURE SALE PROPERTY USED IN AGRICULTURAL NOTICE IS HEREBY GIVEN that PRODUCTION, AND ARE ABANDONED. default has occurred in the conditions DATED: January 19, 2012 of the following described mortgage: ASSIGNEE OF MORTGAGEE: DATE OF MORTGAGE: April 05, 2006 The Bank Of New York Mellon ORIGINAL PRINCIPAL AMOUNT OF FKA The Bank Of New York As MORTGAGE: $212,000.00 Trustee For The MORTGAGOR(S): Herbert F. Jellum, Certificateholders Of The CWABS, Inc., Asset-Backed Certificates, a single person MORTGAGEE: Mortgage Electronic Series 2005-AB4 Registration Systems, Inc. as nominee Wilford, Geske & Cook P.A. for Prime Mortgage Corporation, its Attorneys for Assignee of Mortgagee successors and assigns Lawrence A. Wilford DATE AND PLACE OF RECORDING: James A. Geske Recorded: May 30, 2006 Dakota 8425 Seasons Parkway, Suite 105 County Recorder Woodbury, MN 55125-4393 Document Number: 2433271 (651) 209-3300 ASSIGNMENTS OF MORTGAGE: File Number: 017234F02 And assigned to: Nationstar Mort2880979 1/19-2/23/12 gage, LLC Dated: December 19, 2011 Transaction Agent: Mortgage Electronic Registration Systems, Inc. NOTICE OF MORTGAGE Transaction Agent Mortgage IdentifiFORECLOSURE SALE THE RIGHT TO VERIFICATION cation Number: 100103210000133321 Lender or Broker: Prime Mortgage OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN Corporation Residential Mortgage Servicer: THE TIME PROVIDED BY LAW IS Nationstar Mortgage, LLC NOT AFFECTED BY THIS ACTION. Mortgage Originator: Not Applicable NOTICE IS HEREBY GIVEN, that COUNTY IN WHICH PROPERTY IS default has occurred in conditions of LOCATED: Dakota the following described mortgage: Property Address: 17366 Ithaca Ct, DATE OF MORTGAGE: J a n u a r y 2 2 , Lakeville, MN 55044-8742 2008 Tax Parcel ID Number: MORTGAGOR: Sally Jo Wicklund, A 22-13201-04-080 Single Person. LEGAL DESCRIPTION OF PROPMORTGAGEE: Mortgage Electronic ERTY: Lot Eight (8), Block Four (4), Registration Systems, Inc.. DATE AND PLACE OF RECORDING: B a r r e t t S e c o n d A d d i t i o n , D a k o t a Recorded February 12, 2008, Dakota County, Minnesota AMOUNT DUE AND CLAIMED TO BE County Recorder, Document No. DUE AS OF DATE OF NOTICE: 2571895. A S S I G N M E N T S O F M O R T G A G E : $205,844.94 THAT all pre-foreclosure requireAssigned to: U.S. Bank National ments have been complied with; that Association. TRANSACTION AGENT: Mortgage no action or proceeding has been instituted at law or otherwise to recover the Electronic Registration Systems, Inc. T R A N S A C T I O N A G E N T ' S M O R T - debt secured by said mortgage, or any GAGE IDENTIFICATION NUMBER ON part thereof; PURSUANT to the power of sale conMORTGAGE: 100021268001298310 LENDER OR BROKER AND MORT- t a i n e d i n s a i d m o r t g a g e , t h e G A G E O R I G I N A T O R S T A T E D O N above-described property will be sold MORTGAGE: Bankers Mortgage Com- by the Sheriff of said county as follows: pany, LLC DATE AND TIME OF SALE: March RESIDENTIAL MORTGAGE SER02, 2012 at 10:00 AM VICER: U.S. Bank Home Mortgage PLACE OF SALE: Dakota County MORTGAGED PROPERTY ADDRESS: Law Enforcement Center, 1580 High953 Jefferson Lane, Eagan, MN 55123 way 55, Lobby S-100, Hastings, MinneTAX PARCEL I.D. #: 104507202040 LEGAL DESCRIPTION OF PROP- sota to pay the debt secured by said mortERTY: Lot 4, Block 2, Lexington Pointe gage and taxes, if any, on said preThird Addition, Dakota County, Min- mises and the costs and disbursements, including attorney fees allowed nesota COUNTY IN WHICH PROPERTY IS by law, subject to redemption within six (6) months from the date of said LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF sale by the mortgagor(s), their personal representatives or assigns. MORTGAGE: $217,600.00 If the Mortgage is not reinstated AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUD- under Minn. Stat. §580.30 or the propING TAXES, IF ANY, PAID BY MORT- erty is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate GAGEE: $215,955.90 That prior to the commencement of the property on or before 11:59 p.m. on this mortgage foreclosure proceeding September 04, 2012, or the next busiMortgagee/Assignee of Mortgagee complied with all notice requirements as ��

PUBLIC NOTICE

�� GAGED �� PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF �� September 04, 2012, or the next busi ness day if September 04, 2012 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: January 19, 2012 ASSIGNEE OF MORTGAGEE: Nationstar Mortgage, LLC Wilford, Geske & Cook P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 023372F01 2876975 1/19-2/23/12

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: J a n u a r y 2 6 , 2007 MORTGAGORS: P o n l e u H e a n a n d Voeuy You, husband and wife. MORTGAGEE:Mortgage Electronic Registration Systems, Inc.. DATE AND PLACE OF RECORDING: Recorded February 12, 2007, Dakota County Recorder, Document No. 2495836. ASSIGNMENTS OF MORTGAGE: Assigned to: U.S. Bank National Association. TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100232301120050281 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Centennial Mortgage and Funding, Inc RESIDENTIAL MORTGAGE SERVICER: U.S. Bank Home Mortgage MORTGAGED PROPERTY ADDRESS: 9463 Imbler Trail, Lakeville, MN 55044 TAX PARCEL I.D. #: 228410002260 LEGAL DESCRIPTION OF PROPERTY: Lot 26, Block 2, Wild Meadow Villas CIC #363 COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $222,920.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $218,664.14 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: March 8, 2012 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on September 10, 2012, unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED

LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: January 10, 2012. U.S. Bank National Association Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 19-3419 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2882795 1/19-2/23/12

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN: That default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: December 23, 2005 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $291,200.00 MORTGAGOR(S): Troy A Gerber and Andrea L Gerber, husband and wife as tenants in common MORTGAGEE: Mortgage Electronic Registration Systems, Inc. as nominee for Great Northern Financial Group, Inc. TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. MIN#: 1002614-9567674021-4 SERVICER: Ocwen Loan Servicing, LLC LENDER: Great Northern Financial Group, Inc.. DATE AND PLACE OF FILING: Dakota County Minnesota,Registrar of Title , on January 23, 2006, as Document No. 583415. ASSIGNED TO: HSBC Bank USA, N.A., as Trustee on behalf of ACE Securities Corp. Home Equity Loan Trust and for the registered holders of ACE Securities Corp. Home Equity Loan Trust, Series 2006-ASAP3, Asset Backed Pass-Through Certificates Dated: May 31, 2006 , and recorded May 13, 2010 by Document No. T661861 . LEGAL DESCRIPTION OF PROPERTY: Lot 27, Block 5, Marion Fields, Dakota County, Minnesota. PROPERTY ADDRESS: 20907 Huntsville Trail, Lakeville, MN 55044 PROPERTY I.D: 22-47475-05-270 COUNTY IN WHICH PROPERTY IS LOCATED: Dakota THE AMOUNT CLAIMED TO BE DUE ON THE MORTGAGE ON THE DATE OF THE NOTICE: Three Hundred Twelve Thousand Two Hundred Forty-Two and 31/100 ($312,242.31) THAT no action or proceeding has been instituted at law to recover the debt secured by said mortgage, or any part thereof; that there has been compliance with all pre-foreclosure notice and acceleration requirements of said mortgage, and/or applicable statutes; PURSUANT, to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: 10:00 AM on March 6, 2012 PLACE OF SALE: Sheriff`s Main Office, Law Enforcement Center, 1580 Highway 55, Hastings MN 55033-2343 to pay the debt then secured by said mortgage and taxes, if any actually paid by the mortgagee, on the premises and the costs and disbursements allowed by law. The time allowed by law for redemption by said mortgagor(s), their personal representatives or assigns is 6.00 months from the date of sale. If Mortgage is not reinstated under Minn. Stat. 580.30 or the property is not redeemed under Minn. Stat. 580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on September 6, 2012, or the next business day if September 6, 2012 falls on a Saturday, Sunday or legal holiday. "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR`S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: January 19, 2012 HSBC Bank USA, N.A., as Trustee on behalf of ACE Securities Corp. Home Equity Loan Trust and for the registered holders of ACE Securities Corp. Home Equity Loan Trust, Series 2006-ASAP3, Asset Backed Pass-Through Certificates Randall S. Miller & Associates, PLLC Attorneys for Assignee of Mortgage/ Mortgagee One Financial Plaza, 120 South Sixth Street, Suite 1100 Minneapolis, MN 55402 Phone: 612-573-3677 Our File No. 11MN00086-2 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. ASAP# 4175461 01/19/2012, 01/26/2012, 02/02/2012, 02/09/2012, 02/16/2012, 02/23/2012 2878702 1/19-2/23/12

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: November 30, 2004 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $589,000.00 MORTGAGOR(S): Steven Michael Goutierez and Raquel Goutierez, husband and wife MORTGAGEE: Mortgage Electronic Registration Systems, Inc. as nominee for WMC Mortgage Corp., its successor and assigns. DATE AND PLACE OF RECORDING: Recorded: January 13, 2005 Dakota County Recorder Document Number: 2285026 ASSIGNMENTS OF MORTGAGE: And assigned to: Wells Fargo Bank NA for the Benefit of Asset Backed Securities Corporation Home Equity Loan Trust, Series 2005-HE3 Asset Backed Pass through Certificates, Series 2005-HE3 Dated: June 09, 2008 Recorded: June 24, 2008 Dakota County Recorder Document Number: 2598543 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100136300110895231 Lender or Broker: WMC Mortgage Corp. Residential Mortgage Servicer: Bank of America, N.A. Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 16125 Hominy Ct, Lakeville, MN 55044-4448 Tax Parcel ID Number: 22-81750-08-140 LEGAL DESCRIPTION OF PROPERTY: Lot 14, Block 8, Vermillion Springs AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $741,041.18 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: March 30, 2012 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on October 01, 2012, or the next business day if October 01, 2012 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: February 16, 2012 ASSIGNEE OF MORTGAGEE: WELLS FARGO BANK, N.A AS TRUSTEE FOR THE CERTIFICATE-HOLDERS OF THE ASSET BACKED SECURITIES CORPORATION HOME EQUITY LOAN TRUST, SERIES 2005-HE3, ASSET BACKED PASS-THROUGH CERTIFICATES, SERIES 2005-HE3 Wilford, Geske & Cook P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 023994F01 2904278 2/16-3/22/12

PUBLIC NOTICE

2003 MORTGAGORS: Michael G. Schnarr and Paula L. Schnarr, husband and wife. MORTGAGEE: U . S . B a n k N a t i o n a l Association. DATE AND PLACE OF RECORDING: Recorded November 14, 2003, Dakota County Recorder, Document No. 2140489. ASSIGNMENTS OF MORTGAGE: NONE TRANSACTION AGENT: NONE TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: NONE LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: U.S. Bank National Association RESIDENTIAL MORTGAGE SERVICER: U.S. Bank Home Mortgage MORTGAGED PROPERTY ADDRESS: 254 20TH Avenue South, South Saint Paul, MN 55075 T A X P A R C E L I . D . # : 36-53600-08-180 LEGAL DESCRIPTION OF PROPERTY: EXHIBIT A Lots Fourteen (14), Fifteen (15), Sixteen (16), Seventeen (17) and the South Seven (7) feet of Lots Thirteen (13) and Eighteen (18), all in Block Eight (8), Oak View Addition to South St. Paul, together with that portion of the vacated alley which accrued thereto by reason of the vacation thereof, according to the recorded plat thereof on file and of record in the office of the Register of Deeds, Dakota County, Minnesota. COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $196,800.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE:$204,276.32 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: March 9, 2012 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on September 10, 2012, unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: January 10, 2012. U.S. Bank National Association Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 19-3272 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2882865 1/19-2/23/12

PUBLIC NOTICE

Association. Said Mortgage being Registered Land. TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100021278104475608 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Pioneer Mortgage Corporation RESIDENTIAL MORTGAGE SERVICER: U.S. Bank Home Mortgage MORTGAGED PROPERTY ADDRESS: 3780 Upper 71st Street East, Inver Grove Heights, MN 55076 T A X P A R C E L I . D . # : 20-71155-020-06 LEGAL DESCRIPTION OF PROPERTY: Lot Two (2) in Block Six (6) of South Grove No. 6, According to the recorded plat thereof, Dakota County, Minnesota. COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $220,255.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $287,580.63 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: March 6, 2012 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on September 6, 2012, unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: January 6, 2012. U.S. Bank National Association Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 19-3359 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2882839 1/19-2/23/12

PUBLIC NOTICE

County, Minnesota COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $196,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $180,396.25 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: March 9, 2012 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on September 10, 2012, unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: January 11, 2012. CitiMortgage, Inc. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 10-6793 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2882660 1/19-2/23/12

PUBLIC NOTICE

��

PURSUANT to the power of sale con tained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: March 15, 2012 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on September 17, 2012, unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: January 12, 2012. CitiMortgage, Inc. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 10-6822 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2882806 1/19-2/23/12

PUBLIC NOTICE

ERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on September 6, 2012, unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: January 6, 2012. U.S. Bank National Association Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 19-3230 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2882852 1/19-2/23/12

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE Date: January 11, 2012 YOU ARE NOTIFIED THAT: 1. Default has occurred in the conditions of that certain Combination First Mortgage and Security Agreement and Fixture Financing Statement and Assignment of Leases and Rents dated July 16, 2007, executed by RoMar Enterprises, LLC, a Minnesota limited liability company, as Mortgagor, to Key Community Bank, a Minnesota banking corporation, as Mortgagee, filed for record July 17, 2007 as Document Number 2530907 in the Office of the County Recorder of Dakota County, Minnesota. The land described in the Mortgage is not registered land. 2. The Mortgage has not been as 3. The original principal amount secured by the Mortgage was $1,013,000.00. 4. No action or proceeding at law is now pending to recover the debt secured by the Mortgage, or any part thereof. 5. The holder of the Mortgage has complied with all conditions precedent to acceleration of the debt secured by the Mortgage and foreclosure of the Mortgage, and all notice and other requirements of applicable statutes. 6. A t t h e d a t e o f t h i s n o t i c e t h e amount due on the Mortgage, and taxes, paid by the holder of the Mortgage is $537,182.29. 7. Pursuant to the power of sale in the Mortgage, the Mortgage will be foreclosed, and the land described as follows: Lot 6, Block 2, Hastings Industrial Park No. 7, Dakota County, Minnesota. TOGETHER WITH all estates and rights in and to such real property and in and to lands lying in streets, alleys and roads adjoining such real property and all buildings, structures, improvements, fixtures and annexations, access rights, easements, rights of way or use, servitudes, licenses, tenements, hereditaments and appurtenances now or hereafter belonging or pertaining to such real property and together with all buildings, equipment, fixtures, improvements, building supplies and materials and personal property now owned or hereafter acquired and now or hereafter attached to, located in, placed in or necessary to the use of the improvements on such real property, including, but without being limited to all machinery, fittings, fixtures, apparatus, equipment or articles used to supply heating, gas, electricity, air conditioning, water, light, waste disposal, power, refrigeration, ventilation, and fire and sprinkler protection, as well as all elevators, escalators, overhead cranes, hoists and assists, and the like, and all furnishings, supplies, draperies, maintenance and repair equipment, floor coverings, appliances, screens, storm windows, blinds, awnings, shrubbery and plants, as well as renewals, replacements, proceeds, additions, accessories, increases, parts, fittings and substitutes thereof. will be sold by the Sheriff of Dakota County, Minnesota, at public auction on Wednesday, March 7, 2012 at 10:00 a.m., at the Law Enforcement Center, 1580 Highway 55, Hastings, Minnesota 55033. 8. T h e t i m e a l l o w e d b y l a w f o r redemption by Mortgagor or Mortgagor's personal representatives or assigns is twelve (12) months after the date of sale. 9. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION

NESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. 10. T H I S C O M M U N I C A T I O N I S FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. 11. RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. Key Community Bank By David A. Bjerknes Its Senior Vice President Lender Attorney for Lender: James F. Christoffel Christoffel & Elliott, P.A. 1111 UBS Plaza 444 Cedar Street St. Paul, Minnesota 55101-2129 2879086 1/19-2/23/12

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: O c t o b e r 1 2 , 2007 MORTGAGORS: D u s t i n O . W i n t e r and Amy Winter, husband and wife. MORTGAGEE: Mortgage Electronic Registration Systems, Inc.. DATE AND PLACE OF RECORDING: Registered October 30, 2007, Dakota County Registrar of Titles, Document No. 619544, Certificate of Title No. 143713. ASSIGNMENTS OF MORTGAGE: Assigned to: U.S. Bank National Association. Said Mortgage being Registered Land. TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100021278927695317 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: U.S. Bank National Association RESIDENTIAL MORTGAGE SERVICER: U.S. Bank Home Mortgage MORTGAGED PROPERTY ADDRESS: 1800 Covington Lane, Eagan, MN 55122 TAX PARCEL I.D. #: 106398415040 LEGAL DESCRIPTION OF PROPERTY: Lot 4, Block 15, in Ridgecliffe Fifth Addition, Dakota County, Minnesota. COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $167,674.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $182,283.95 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: March 9, 2012 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on September 10, 2012, unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: January 11, 2012. U.S. Bank National Association Mortgagee/Assignee of Mortgagee

Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 19-2763 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2882848 1/19-2/23/12

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: July 08, 2005 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $144,000.00 MORTGAGOR(S): Patricia L Pope, a single person MORTGAGEE: Mortgage Electronic Registration Systems, Inc. as nominee for America's Wholesale Lender, its successors and assigns. DATE AND PLACE OF RECORDING: Recorded: August 09, 2005 Dakota County Recorder Document Number: 2349206 ASSIGNMENTS OF MORTGAGE: And assigned to: U.S. BANK NATIONAL ASSOCIATION, AS TRUSTEE FOR THE CERTIFICATEHOLDERS OF CSFB MORTGAGE SECURITIES CORP. ADJUSTABLE RATE MORTGAGE TRUST 2005-11 R A T E A D J U S T A B L E MORTGAGE-BACKED PASS-THROUGH CERTIFICATES,SERIES 2005-11 Dated: August 16, 2011 Recorded: August 23, 2011 Dakota County Recorder Document Number: 2815820 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 1000157-0005370120-3 Lender or Broker: America's Wholesale Lender Residential Mortgage Servicer: Bank of America, N.A. Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 14762 Excelsior Ln, Apple Valley, MN 55124-5738 Tax Parcel ID Number: 01-48845-20-001 LEGAL DESCRIPTION OF PROPERTY: Unit No. 1, Common Interest Community No. 124, Mistwood Courthomes AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $139,017.41 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: March 30, 2012 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on October 01, 2012, or the next business day if October 01, 2012 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: February 16, 2012 ASSIGNEE OF MORTGAGEE: U.S. Bank National Association, as Trustee for the Certificateholders of CSFB Mortgage Securities Corp. Adjustable Rate Mortgage Trust 2005-11 Adjustable Rate Mortgage-Backed Pass-Through Certficates, Series 2005-11 Wilford, Geske & Cook P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 023982F01 2904249 2/16-3/22/12

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PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: December 12, 2003 MORTGAGORS: Paul J. Fox and Lori L. Fox, husband and wife. MORTGAGEE: Mortgage Electronic Registration Systems, Inc.. DATE AND PLACE OF RECORDING: Recorded January 23, 2004, Dakota County Recorder, Document No. 2167046. ASSIGNMENTS OF MORTGAGE: Assigned to: CitiMortgage, Inc. TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100026600023335826 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Principal Residential Mortgage, Inc. RESIDENTIAL MORTGAGE SERVICER: CitiMortgage, Inc. MORTGAGED PROPERTY ADDRESS: 18897 Euclid Path, Farmington, MN 55024 TAX PARCEL I.D. #: 145050101010 LEGAL DESCRIPTION OF PROPERTY: Lot 1, Block 1, Nelsen Hills Farm 2nd Addition COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $223,920.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $194,615.01 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: April 5, 2012 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on _October 5, 2012, unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: February 3, 2012. CitiMortgage, Inc. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 10-6892 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2909298 2/16-3/22/12

PUBLIC NOTICE

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TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 1000730-0083526442-5 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Freedom Mortgage Corporation RESIDENTIAL MORTGAGE SERVICER: LoanCare, a Division of FNF Servicing, Inc. MORTGAGED PROPERTY ADDRESS: 16417 Elm Creek Lane, Lakeville, MN 55044 T A X P A R C E L I . D . # : 22-26702-15-034 LEGAL DESCRIPTION OF PROPERTY: Unit No. 05034, CIC No. 581, Fieldstone Creek Condominium, Dakota County, Minnesota. COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $182,986.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE:$188,365.75 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: March 9, 2012 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on September 10, 2012, unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: January 12, 2012. Freedom Mortgage Corporation Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 90-2527 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2882923 1/19-2/23/12

PUBLIC NOTICE

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�� o r�� o t h e r w i s�� e to recover the debt secured by said mortgage, or any part �� Block 1, Icklers Second Addition to South St. Paul, Dakota County, Minnesota COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $135,278.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $134,256.31 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: March 16, 2012 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on September 17, 2012, unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: January 17, 2012. CitiMortgage, Inc. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 10-6831 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2889024 1/26-3/1/12

PUBLIC NOTICE

thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: March 15, 2012 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on September 17, 2012, unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: January 16, 2012. JPMorgan Chase Bank, National Association Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 30-10695 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2889108 1/26-3/1/12

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: June 26, 2008 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $230,433.00 MORTGAGOR(S): Howard K. Sewell, married MORTGAGEE: Mortgage Electronic Registration Systems, Inc. as nominee for Countrywide Bank, FSB., its successors and assigns DATE AND PLACE OF RECORDING: Recorded: July 23, 2008 Dakota County Recorder Document Number: 2604117 ASSIGNMENTS OF MORTGAGE: And assigned to: BAC HOME LOANS SERVICING, LP FKA COUNTRYWIDE HOME LOANS SERVICING LP Dated: May 10, 2011 Recorded: June 03, 2011 Dakota County Recorder Document Number: 2803690 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 1001337-0003280641-9 Lender or Broker: Countrywide Bank, FSB Residential Mortgage Servicer: Bank of America, N.A. Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 17139 Eagleview Way, Farmington, MN 55024-7305 Tax Parcel ID Number: 22-44076-15-068 LEGAL DESCRIPTION OF PROPERTY: Unit No. 68, CIC No. 330, Lake Place, a condominium located in Dakota County, Minnesota. AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $251,858.43 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: March 09, 2012 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on September 10, 2012, or the next busi-

September 10, 2012, or the next busi ness day if September 10, 2012 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: January 26, 2012 ASSIGNEE OF MORTGAGEE: BANK OF AMERICA, N.A. successor by merger to BAC HOME LOANS SERVICING, LP FKA COUNTRYWIDE HOME LOANS SERVICING LP Wilford, Geske & Cook P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 023832F01 2888408 1/26-3/1/12

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: February 16, 2007 MORTGAGOR: S t a c y K . C a y l o r , a married woman. MORTGAGEE: Mortgage Electronic Registration Systems, Inc.. DATE AND PLACE OF RECORDING: Recorded March 7, 2007, Dakota County Recorder, Document No. 2501007. ASSIGNMENTS OF MORTGAGE: Assigned to: CitiMortgage, Inc. TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100321500011700217 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Timberland Mortgage Services, Inc RESIDENTIAL MORTGAGE SERVICER: CitiMortgage, Inc. MORTGAGED PROPERTY ADDRESS: 15353 Greenhaven Lane #108, Burnsville, MN 55306 TAX PARCEL I.D. #: 028441002118 LEGAL DESCRIPTION OF PROPERTY: Unit No. 118, Common Interest Community No. 145, Winterwood Villas COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $159,900.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $166,951.14 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: March 15, 2012 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on _September 17, 2012, unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION

MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: January 16, 2012. CitiMortgage, Inc. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 10-5925 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2889082 1/26-3/1/12

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE:J uly 19, 2006 MORTGAGORS: A r p a n D a n a n d Amanda Dan, husband and wife. MORTGAGEE: Mortgage Electronic Registration Systems, Inc.. DATE AND PLACE OF RECORDING: Recorded August 2, 2006, Dakota County Recorder, Document No. 2450040. ASSIGNMENTS OF MORTGAGE: Assigned to: U.S. Bank National Association. TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100021278926845194 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: U.S. Bank National Association RESIDENTIAL MORTGAGE SERVICER: U.S. Bank Home Mortgage MORTGAGED PROPERTY ADDRESS: 3200 Sunset Lake Drive, Burnsville, MN 55337 T A X P A R C E L I . D . # : 02-73200-01-090 LEGAL DESCRIPTION OF PROPERTY: Lot 9, Block 1, Sunset Lake I COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $255,595.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $254,255.42 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: April 5, 2012 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on October 5, 2012, unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: February 6, 2012. U.S. Bank National Association Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 19-3169 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2909319 2/16-3/22/12

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: December 10, 2003 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $280,000.00 MORTGAGOR(S): Bruce F. Huysentruit and Ellen L. Huysentruit, husband and wife MORTGAGEE: Mortgage Electronic Registration Systems, Inc., as nominee for Decision One Mortgage Company, LLC, its successors and assigns DATE AND PLACE OF RECORDING: Recorded: January 29, 2004 Dakota County Recorder Document Number: 2169640 ASSIGNMENTS OF MORTGAGE: And assigned to: U.S. Bank National Association, as Trustee, on behalf of the holders of the CSFB Mortgage Pass-Through Certificates, Series 2005-CF1 Dated: November 14, 2008 Recorded: December 05, 2008 Dakota County Recorder Document Number: 2625689 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100077910001383211 Lender or Broker: Decision One Mortgage Company, LLC Residential Mortgage Servicer: Select Portfolio Servicing Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 1700 70th St W, Inver Grove Heights, MN 55077-2226 Tax Parcel ID Number: 20-00700-26-011 LEGAL DESCRIPTION OF PROPERTY: The West 471 feet of the North 350 feet of the Northeast 1/4 of the Northwest 1/4 of Section 7, Township 27, Range 22, Dakota County, Minnesota. AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $325,353.59 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: March 30, 2012 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on October 01, 2012, or the next business day if October 01, 2012 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: February 16, 2012 ASSIGNEE OF MORTGAGEE: U.S. Bank National Association, as Trustee, on behalf of the holders of the CSFB Mortgage Pass-Through Certificates, Series 2005-CF1 Wilford, Geske & Cook P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 013539F03 2908120 2/16-3/22/12

PUBLIC NOTICE

MORTGAGE: $104,000.00 MORTGAGOR(S): Julie K. Kervina A Single Person MORTGAGEE: Argent Mortgage Company, LLC SERVICER: Ocwen Loan Servicing, LLC LENDER: Argent Mortgage Company, LLC. DATE AND PLACE OF FILING: Dakota County Minnesota, Recorder , on September 16, 2004, as Document No. 2248185. ASSIGNED TO: WELLS FARGO BANK, N.A., as Trustee POOLING AND SERVICING AGREEMENT Dated as of October 1, 2004 Asset-Backed Pass-Through Certificates Series 2004-MHQ1 Dated: August 25, 2004 , and recorded December 15, 2011 by Document No. 2836847 . LEGAL DESCRIPTION OF PROPERTY: Lot 9, Block 2, Broback Third Addition to the City of Rosemount, Dakota County, Minnesota. PROPERTY ADDRESS: 4212 147th Street West, Rosemount, MN 55068 PROPERTY I.D: 341520202090 COUNTY IN WHICH PROPERTY IS LOCATED: Dakota THE AMOUNT CLAIMED TO BE DUE ON THE MORTGAGE ON THE DATE OF THE NOTICE: Ninety-Nine Thousand Eight Hundred Twenty-Four and 14/100 ($99,824.14) THAT no action or proceeding has been instituted at law to recover the debt secured by said mortgage, or any part thereof; that there has been compliance with all pre-foreclosure notice and acceleration requirements of said mortgage, and/or applicable statutes; PURSUANT, to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: 10:00 AM on March 13, 2012 PLACE OF SALE: Sheriff`s M a i n Office, Law Enforcement Center, 1580 Highway 55, Hastings MN 55033-2343 to pay the debt then secured by said mortgage and taxes, if any actually paid by the mortgagee, on the premises and the costs and disbursements allowed by law. The time allowed by law for redemption by said mortgagor(s), their personal representatives or assigns is 6.00 months from the date of sale. If Mortgage is not reinstated under Minn. Stat. 580.30 or the property is not redeemed under Minn. Stat. 580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on September 13, 2012, or the next business day if September 13, 2012 falls on a Saturday, Sunday or legal holiday. "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR`S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: January 26, 2012 WELLS FARGO BANK, N.A., as Trustee POOLING AND SERVICING AGREEMENT Dated as of October 1, 2004 Asset-Backed Pass-Through Certificates Series 2004-MHQ1 Randall S. Miller & Associates, PLLC Attorneys for Assignee of Mortgage/ Mortgagee One Financial Plaza, 120 South Sixth Street, Suite 1100 Minneapolis, MN 55402 Phone: 612-573-3677 Our File No. 11MN00725-1 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. ASAP# 4178398 01/26/2012, 02/02/2012, 02/09/2012, 02/16/2012, 02/23/2012, 03/01/2012 2885542 1/26-3/1/12

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: January 02, 2007 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $212,744.00 MORTGAGOR(S): Michael J. Ertresvaag and Amy J. Ertresvaag, husband and wife MORTGAGEE: Mortgage Electronic Registration Systems, Inc., as nominee for Cornerstone Mortgage Company, its successors and assigns DATE AND PLACE OF RECORDING: Recorded: January 26, 2007 Dakota County Recorder Document Number: 2491778 ASSIGNMENTS OF MORTGAGE: And assigned to: Countrywide Bank, N.A. Dated: March 16, 2007 Recorded: April 02, 2007 Dakota County Recorder Document Number: 2506847 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 1001770-5050002684-4 Lender or Broker: Cornerstone Mortgage Company Residential Mortgage Servicer: Bank of America, N.A. Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 17095 Foliage Ave,

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Property Address: 17095 Foliage Ave, Farmington, MN 55024-9213 Tax Parcel ID Number: 22-20850-05-150 LEGAL DESCRIPTION OF PROPERTY: Lot 15, Block 5, Dodd Park, Dakota County, Minnesota AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $260,004.78 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: March 09, 2012 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on September 10, 2012, or the next business day if September 10, 2012 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: January 26, 2012 ASSIGNEE OF MORTGAGEE: Bank of America, N.A., successor by merger with Countrywide Bank, FSB fka Countrywide Bank, N.A. Wilford, Geske & Cook P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 023822F01 2888367 1/26-3/1/12

PUBLIC NOTICE

NOTICE OF ASSESSMENT LIEN FORECLOSURE SALE Date: January 11, 2012 YOU ARE NOTIFIED THAT: 1. Default has occurred in the terms and conditions of the Declaration for Gardenview Place Association (hereinafter the "Association") which was recorded as Document No. 1109609, in the Office of the County Recorder of Dakota County, Minnesota, as amended, covering the following property: LEGAL DESCRIPTION: Lot 39, Block 1, Gardenview Place First Addition, Dakota County, Minnesota STREET ADDRESS: 14370 Hickory Way, Apple Valley, MN 55124 T A X P A R C E L I D N O . 01-28950-01-390 2. Pursuant to said Declaration, there is claimed to be due and owing as of January 11, 2012, from Brandon Betz, title holder, to the Association, a Minnesota non-profit corporation, the a m o u n t o f $2,328.00 for unpaid association dues, late fees, attorneys' fees and costs, plus any other such amounts that will accrue after January 11, 2012, including reasonable attorneys' fees and costs of collection and foreclosure which will be added to the amount claimed due and owing at the time of the sale herein. 3. No action is now pending at law or otherwise to recover said debt or any part thereof. 4. That all preforeclosure requirements have been met. 5. The owner has not been released from the owner's financial obligation to pay said amount. 6. The Declaration, referenced above, provides for a continuing lien against the property. A Notice of Lien evidencing the amount due was recorded on November 9, 2011, as Document No. 2829617 in the Dakota County Recorder's Office. 7. Pursuant to the power of sale contained in the same Declaration and granted by the owner in taking title to the premises subject to said Declaration, said Lien will be foreclosed by the sale of said property by the Sheriff of Dakota County, at the Dakota County Sheriffs Office, Dakota County Law Enforcement Center, 1580 Highway 55,

Enforcement Center, 1580 Highway 55, Lobby S-100 , Hastings, MN 55033, on the 22nd day of March, 2012, at 10:00 a.m. at public auction to the highest bidder, to pay the amount then due for said assessments, together with the costs of foreclosure, including attorneys fees as allowed by law. 8. T h e t i m e a l l o w e d b y l a w f o r redemption by the unit owner, his personal representatives or assigns is six (6) months from the date of sale. The date and time to vacate the property is 11:59 p.m. on September 24, 2012, if the account is not reinstated or the owners do not redeem from the foreclosure sale. REDEMPTION NOTICE THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. 9. THIS IS A COMMUNICATION FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. GARDENVIEW PLACE ASSOCIATION Attorneys for Gardenview Place Association THOMSEN & NYBECK, P.A. By: Gretchen S. Schellhas (#195595) 3600 American Blvd. West, Suite 400 Bloomington, Minnesota 55431 (952) 835-7000 (Gardenview Place/Betz/11-7-497D) 2893903 2/2-3/8/12

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: November 17, 2004 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $175,540.00 MORTGAGOR(S): Esperanza Johnson, a single person MORTGAGEE: Mortgage Electronic Registration Systems, Inc. as nominee for Gabriel Financial Group, Inc., its successors and assigns DATE AND PLACE OF RECORDING: Recorded: December 23, 2004 Dakota County Recorder Document Number: 2279039 ASSIGNMENTS OF MORTGAGE: And assigned to: Flagstar Bank, FSB Dated: January 19, 2012 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 1000525-5003909131-8 Lender or Broker: Gabriel Financial Group, Inc. Residential Mortgage Servicer: Flagstar Bank, FSB Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 1407 5th Ave S, South Saint Paul, MN 55075-3405 Tax Parcel ID Number: 36-26000-00-110 LEGAL DESCRIPTION OF PROPERTY: The West 75.4 feet of Lot 10, and the North 3.73 feet of the West 75.4 feet of Lot 11, Fearing's Addition, Dakota County, Minnesota, according to the recorded plat thereof. AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $159,749.02 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: March 16, 2012 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on September 17, 2012, or the next business day if September 17, 2012 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE

RESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: February 02, 2012 ASSIGNEE OF MORTGAGEE: Flagstar Bank, FSB Wilford, Geske & Cook P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 023714F01 2894154 2/2-3/8/12

PUBLIC NOTICE

NOTICE OF ASSESSMENT LIEN FORECLOSURE SALE Date: January 25, 2012 YOU ARE NOTIFIED THAT: 1. Default has occurred in the terms and conditions of the Declaration for Carriage Hills Condominiums, Inc. (hereinafter the "Association") which was recorded as Document No. 599819, in the Office of the County Recorder of Dakota County, Minnesota, as amended/supplemented, and also, pursuant to Minn. Stat. '515B.3-116, covering the following property: LEGAL DESCRIPTION OF PROPERTY: Unit No. 212, Garage Nos. 54 and 69, Condominium File No. 47, Carriage Hills Condominium, Dakota County, Minnesota STREET ADDRESS: 3420 Golfview Drive, Unit 212, Eagan, MN 55123 TAX PARCEL ID NUMBER: 10-76900-03-036 2. Pursuant to said Declaration, there is claimed to be due and owing as of January 25, 2012, from Anna L. Edwards and Michael W. Oden, title holders, to the Association, a Minnesota non-profit corporation, the a m o u n t o f $5,596.36 for unpaid association dues, late fees, attorneys' fees and costs, plus any other such amounts that will accrue after January 25, 2012, including reasonable attorneys' fees and costs of collection and foreclosure which will be added to the amount claimed due and owing at the time of the sale herein. 3. No action is now pending at law or otherwise to recover said debt or any part thereof. 4. That all preforeclosure requirements have been met. 5. T h e o w n e r s h a v e n o t b e e n released from the owners' financial obligation to pay said amount. 6. The Declaration, referenced above, and Minn. Stat. §§515B.3-115 and 515B.3-116 provide for a continuing lien against the property. A Notice of Lien evidencing the amount due was recorded on June 1, 2011, as Document No. 2803252 in the Dakota County Recorder's Office. 7. Pursuant to the power of sale contained in the same Declaration and granted by the owners in taking title to the premises subject to said Declaration and pursuant to Minn. Stat. §§515B.3-115 and 515B.3-116, said Lien will be foreclosed by the sale of said property by the Sheriff of Dakota County, at the Dakota County Sheriffs Office, Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100 , Hastings, MN 55033, on the 5th day of April, 2012, at 10:00 a.m. at public auction to the highest bidder, to pay the amount then due for said assessments, together with the costs of foreclosure, including attorneys fees as allowed by law. 8. T h e t i m e a l l o w e d b y l a w f o r redemption by the unit owners, their personal representatives or assigns is six (6) months from the date of sale. The date and time to vacate the property is 11:59 p.m. on October 5, 2012, if the account is not reinstated or the owners do not redeem from the foreclosure sale. REDEMPTION NOTICE THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGORS, THE MORTGAGORS' PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. 9. THIS IS A COMMUNICATION FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. CARRIAGE HILLS CONDOMINIUMS, INC. Attorneys for Carriage Hills Condominiums, Inc. THOMSEN & NYBECK, P.A. By: ___________________ Gretchen S. Schellhas (#195595) 3600 American Blvd. West, Suite 400 Bloomington, Minnesota 55431 (952) 835-7000 (Carriage Hills/Edwards-Oden/ 11-7-050D) 2907526 2/16-3/22/12

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: June 1, 2007 MORTGAGORS: Michael C. Hudalla and Jacqueline A. Hudalla, husband and wife. MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Registered October 22, 2007, Dakota County Registrar of Titles, Document No. 619090, Certificate of Title No. 146357. ASSIGNMENTS OF MORTGAGE: Assigned to: CitiBank,N.A. as Trustee For Certificateholders of Structured Asset Mortgage Investments II Trust 2007-AR7,Mortgage Pass-Through Certificates, Series 2007-AR7. Said Mortgage being Registered Land. TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100386100002854719 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Bear Stearns Residential Mortgage Corporation RESIDENTIAL MORTGAGE SERVICER: JPMorgan Chase Bank, National Association MORTGAGED PROPERTY ADDRESS: 2530 Arbor Court, Mendota Heights, MN 55120 TAX PARCEL I.D. #: 274846001080 LEGAL DESCRIPTION OF PROPERTY: Lot 8, Block 1, Mendota Woods. COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $704,800.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $922,691.61 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: April 6, 2012 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on October 9, 2012, unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: February 8, 2012. Citibank, N.A., as Trustee Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 30-11557 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2909460 2/16-3/22/12

PUBLIC NOTICE

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�� AND MORT OR BROKER LENDER MORTGAGEE: M o r t g a g�� e & I n v e s�� t ment Consultants. GAGE ORIGINATOR STATED ON DATE AND PLACE OF RECORDING: MORTGAGE: American Residential Registered June 22, 2006, Dakota Mortgage, LP RESIDENTIAL MORTGAGE SERCounty Registrar of Titles, Document No. 592672, Certificate of Title No. VICER: CitiMortgage, Inc. 106415. MORTGAGED PROPERTY ADDRESS: A S S I G N M E N T S O F M O R T G A G E : 991 Livingston Avenue, West Saint Assigned to: Option One Mortgage Paul, MN 55118 Corporation. And thereafter assigned T A X P A R C E L I . D . # : to: HSBC Bank USA, National Associa- 42-48100-110-07 LEGAL DESCRIPTION OF PROPtion, as Trustee for SG Mortgage Securities Trust 2006-OPT2, Asset Backed ERTY: Certificates, Series 2006-OPT2. LOT 11, BLOCK 7, B. MICHEL'S Said Mortgage being Registered ADDITION TO WEST ST. PAUL, ACCORDING TO THE PLAT Land. TRANSACTION AGENT: NONE THEREOF. COUNTY IN WHICH PROPERTY IS TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON LOCATED: Dakota MORTGAGE: NONE ORIGINAL PRINCIPAL AMOUNT OF LENDER OR BROKER AND MORT- MORTGAGE: $136,000.00 GAGE ORIGINATOR STATED ON AMOUNT DUE AND CLAIMED TO BE MORTGAGE: Mortgage & Investment DUE AS OF DATE OF NOTICE, INCLUDConsultants ING TAXES, IF ANY, PAID BY MORTR E S I D E N T I A L M O R T G A G E S E R - GAGEE: $146,976.13 VICER: American Home Mortgage SerThat prior to the commencement of vicing, Inc this mortgage foreclosure proceeding MORTGAGED PROPERTY ADDRESS: Mortgagee/Assignee of Mortgagee com750 Keokuk Lane, Mendota Heights, plied with all notice requirements as required by statute; That no action or MN 55120 proceeding has been instituted at law TAX PARCEL I.D. #: 272780006018 LEGAL DESCRIPTION OF PROP- o r o t h e r w i s e t o r e c o v e r t h e d e b t ERTY: secured by said mortgage, or any part L o t 6 , B l o c k 1 8 , F r i e n d l y H i l l s thereof; Re-Arr. According to the plat thereof PURSUANT to the power of sale connow on file and of record in the tained in said mortgage, the above O f f i c e o f t h e R e g i s t r a r o f T i t l e s described property will be sold by the within and for said County and State. Sheriff of said county as follows: COUNTY IN WHICH PROPERTY IS DATE AND TIME OF SALE: March 20 LOCATED: Dakota , 2012 at 10:00 AM ORIGINAL PRINCIPAL AMOUNT OF PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy MORTGAGE: $256,500.00 AMOUNT DUE AND CLAIMED TO BE 55, Lobby #S-100, Hastings, MN DUE AS OF DATE OF NOTICE, INCLUD- to pay the debt then secured by said ING TAXES, IF ANY, PAID BY MORT- Mortgage, and taxes, if any, on said premises, and the costs and disburseGAGEE: $357,041.93 That prior to the commencement of m e n t s , i n c l u d i n g a t t o r n e y s ' f e e s this mortgage foreclosure proceeding allowed by law subject to redemption Mortgagee/Assignee of Mortgagee com- within six (6) months from the date of plied with all notice requirements as said sale by the mortgagor(s), their required by statute; That no action or personal representatives or assigns proceeding has been instituted at law unless reduced to Five (5) weeks under o r o t h e r w i s e t o r e c o v e r t h e d e b t MN Stat. §580.07. secured by said mortgage, or any part TIME AND DATE TO VACATE PROPthereof; ERTY: If the real estate is an PURSUANT to the power of sale con- owner-occupied, single-family dwelltained in said mortgage, the above ing, unless otherwise provided by law, described property will be sold by the the date on or before which the mortSheriff of said county as follows: gagor(s) must vacate the property if the DATE AND TIME OF SALE: March mortgage is not reinstated under sec22, 2012 at 10:00 AM tion 580.30 or the property is not PLACE OF SALE:Sheriff's Office, Law redeemed under section 580.23 is Enforcement Center, 1580 Hwy 55, 1 1 : 5 9 p . m . o n _ S e p t e m b e r 2 0 , Lobby #S-100, Hastings, MN 2012_____________________, unless the to pay the debt then secured by said redemption period is reduced to 5 Mortgage, and taxes, if any, on said weeks under MN Stat. Secs. 580.07 or premises, and the costs and disburse- 582.032. MORTGAGOR(S) RELEASED FROM ments, including attorneys' fees allowed by law subject to redemption FINANCIAL OBLIGATION ON MORTwithin six (6) months from the date of GAGE: None "THE TIME ALLOWED BY LAW FOR said sale by the mortgagor(s), their personal representatives or assigns REDEMPTION BY THE MORTGAGOR, unless reduced to Five (5) weeks under THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE MN Stat. §580.07. TIME AND DATE TO VACATE PROP- REDUCED TO FIVE WEEKS IF A JUDIE R T Y : I f t h e r e a l e s t a t e i s a n CIAL ORDER IS ENTERED UNDER owner-occupied, single-family dwell- MINNESOTA STATUTES, SECTION ing, unless otherwise provided by law, 5 8 2 . 0 3 2 , D E T E R M I N I N G , A M O N G the date on or before which the mort- OTHER THINGS, THAT THE MORTgagor(s) must vacate the property if the GAGED PREMISES ARE IMPROVED mortgage is not reinstated under sec- WITH A RESIDENTIAL DWELLING OF tion 580.30 or the property is not LESS THAN FIVE UNITS, ARE NOT redeemed under section 580.23 is PROPERTY USED IN AGRICULTURAL 11:59 p.m. on September 24, 2012 P R O D U C T I O N , A N D A R E u n l e s s t h e r e d e m p t i o n p e r i o d i s ABANDONED." Dated: January 19, 2012. reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. CitiMortgage, Inc. MORTGAGOR(S) RELEASED FROM Mortgagee/Assignee of Mortgagee FINANCIAL OBLIGATION ON MORT- USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of GAGE: None "THE TIME ALLOWED BY LAW FOR Mortgagee REDEMPTION BY THE MORTGAGOR, 4500 Park Glen Road #300 THE MORTGAGOR'S PERSONAL REP- Minneapolis, MN 55416 RESENTATIVES OR ASSIGNS, MAY BE (952) 925-6888 REDUCED TO FIVE WEEKS IF A JUDI- 10-2253 CIAL ORDER IS ENTERED UNDER THIS IS A COMMUNICATION FROM MINNESOTA STATUTES, SECTION A DEBT COLLECTOR. 5 8 2 . 0 3 2 , D E T E R M I N I N G , A M O N G 2894603 2/2-3/8/12 OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF NOTICE OF MORTGAGE LESS THAN FIVE UNITS, ARE NOT FORECLOSURE SALE PROPERTY USED IN AGRICULTURAL THE RIGHT TO VERIFICATION P R O D U C T I O N , A N D A R E OF THE DEBT AND IDENTITY OF ABANDONED." THE ORIGINAL CREDITOR WITHIN Dated: January 19, 2012. THE TIME PROVIDED BY LAW IS HSBC Bank USA, N.A. as Trustee NOT AFFECTED BY THIS ACTION. Mortgagee/Assignee of Mortgagee NOTICE IS HEREBY GIVEN, that USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of default has occurred in conditions of the following described mortgage: Mortgagee DATE OF MORTGAGE: J u n e 1 5 , 4500 Park Glen Road #300 2007 Minneapolis, MN 55416 MORTGAGORS: Phillip J. Wojcik and (952) 925-6888 Heidi M. Wojcik, husband and wife. 40-3305 MORTGAGEE: Mortgage Electronic THIS IS A COMMUNICATION FROM Registration Systems, Inc. A DEBT COLLECTOR. AND PLACE OF RECORDING: DATE 2895792 2/2-3/8/12 Recorded July 19, 2007, Dakota County Recorder, Document No. 2531419. ASSIGNMENTS OF MORTGAGE: NOTICE OF MORTGAGE Assigned to: JPMorgan Chase Bank, FORECLOSURE SALE THE RIGHT TO VERIFICATION National Association s/b/m to Chase OF THE DEBT AND IDENTITY OF Home Finance LLC. TRANSACTION AGENT: Mortgage THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTNOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that GAGE IDENTIFICATION NUMBER ON default has occurred in conditions of MORTGAGE: 100131022607121500 the following described mortgage: LENDER OR BROKER AND MORTDATE OF MORTGAGE: M a r c h 2 1 , G A G E O R I G I N A T O R S T A T E D O N 2003 MORTGAGE: American Mortgage NetMORTGAGORS: Steven A. Heibel and work, Inc. Kim L. Heibel, husband and wife. RESIDENTIAL MORTGAGE SERMORTGAGEE:Mortgage Electronic V I C E R : J P M o r g a n C h a s e B a n k , Registration Systems, Inc.. National Association DATE AND PLACE OF RECORDING: MORTGAGED PROPERTY ADDRESS: R e c o r d e d M a y 9 , 2 0 0 3 , D a k o t a 2700 Shawnee Lane, Burnsville, MN C o u n t y R e c o r d e r , D o c u m e n t N o . 55337 2044672. TAX PARCEL I.D. #: 021555013001 ASSIGNMENTS OF MORTGAGE: LEGAL DESCRIPTION OF PROPAssigned to: CitiMortgage, Inc. ERTY: Lot 13, Block 1, Burnsville HighTRANSACTION AGENT: Mortgage lands First Addition, Dakota County, Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTMN GAGE IDENTIFICATION NUMBER ON COUNTY IN WHICH PROPERTY IS MORTGAGE: 100154060000002416 LENDER OR BROKER AND MORT- ��

PUBLIC NOTICE

�� gage �� and taxes, if any, on said pre mises and the costs and disburse�� COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $164,800.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $183,253.87 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: March 22, 2012 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on September 24, 2012, unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: January 20, 2012. JPMorgan Chase Bank, National Association Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 30-9512 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2895878 2/2-3/8/12

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: September 28, 2007 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $197,796.00 MORTGAGOR(S): Ronald Patten and Angelet Patten, husband and wife MORTGAGEE: Mortgage Electronic Registration Systems, Inc. as nominee for America One Finance, its successors and assigns DATE AND PLACE OF RECORDING: Recorded: October 08, 2007 Dakota County Recorder Document Number: 2548769 ASSIGNMENTS OF MORTGAGE: And assigned to: Flagstar Bank, FSB Dated: January 18, 2012 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100052550162970114 Lender or Broker: America One Finance Residential Mortgage Servicer: Flagstar Bank, FSB Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 104 12th Ave N, South Saint Paul, MN 55075-1951 Tax Parcel ID Number: 36-83950-00-170 LEGAL DESCRIPTION OF PROPERTY: Lot 17, Block A, Wharton's Addition to South St. Paul, Dakota County, Minnesota AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $200,209.83 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: March 16, 2012 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said pre-

ments, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on September 17, 2012, or the next business day if September 17, 2012 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: February 02, 2012 ASSIGNEE OF MORTGAGEE: Flagstar Bank, FSB Wilford, Geske & Cook P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 023684F01 2892749 2/2-3/8/12

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: S e p t e m b e r 10, 2008 MORTGAGOR: R e b e c c a J . W i l l e n bring, a single woman. MORTGAGEE:Mortgage Electronic Registration Systems, Inc.. DATE AND PLACE OF RECORDING: Recorded October 8, 2008, Dakota County Recorder, Document No. 2616784. ASSIGNMENTS OF MORTGAGE: Assigned to: CitiMortgage, Inc.. TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100052211006135295 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Franklin American Mortgage Company RESIDENTIAL MORTGAGE SERVICER: CitiMortgage, Inc. MORTGAGED PROPERTY ADDRESS: 1444 5th Avenue South, South Saint Paul, MN 55075 T A X P A R C E L I . D . # : 36-32100-130-16 LEGAL DESCRIPTION OF PROPERTY: The South 1/2 of Lot 11, all of Lot 12 and the North 11.22 Feet of Lot 13, Block 16 Hauses addition to South St. Paul, according to the recorded plat thereof, and situate in Dakota County, Minnesota. COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $239,962.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $263,544.40 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: March 23, 2012 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on September 24, 2012, unless the redemption period is

unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: January 23, 2012. CitiMortgage, Inc. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 10-6874 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2895775 2/2-3/8/12

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: April 28, 2010 MORTGAGOR:M a r i a D e l R e a l , A Single Person. MORTGAGEE: Homeservices Lending, LLC Series A DBA Edina Realty Mortgage. DATE AND PLACE OF RECORDING: Recorded June 9, 2010, Dakota County Recorder, Document No. 2734512. ASSIGNMENTS OF MORTGAGE: Assigned to: Wells Fargo Bank, N.A.. And thereafter assigned to: Minnesota Housing Finance Agency. And thereafter assigned to: Wells Fargo Bank, N.A.. And thereafter assigned to: U.S. Bank National Association. TRANSACTION AGENT: NONE TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: NONE LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Homeservices Lending, LLC Series A DBA Edina Realty Mortgage RESIDENTIAL MORTGAGE SERVICER: U.S. Bank Home Mortgage MORTGAGED PROPERTY ADDRESS: 617 10TH Street, Farmington, MN 55024 T A X P A R C E L I . D . # : 14-22501-03-040 LEGAL DESCRIPTION OF PROPERTY: Lot 4, Block 3 East Farmington Second Addition, Dakota County, Minnesota. COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $142,080.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $150,524.43 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: March 22, 2012 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on September 24, 2012, unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT

LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: January 23, 2012. U.S. Bank National Association Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 19-3468 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2894677 2/2-3/8/12

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: J a n u a r y 5 , 2007 MORTGAGORS: V. Barton Porter and Rebekah Porter, husband and wife. MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded February 15, 2007, Dakota County Recorder, Document No. 2496838. ASSIGNMENTS OF MORTGAGE: Assigned to: Deutsche Bank National Trust Company, as Trustee for American Home Mortgage Assets Trust 2007-2, Mortgage-Backed Pass-Through Certificates Series 2007-2. TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100024200015770874 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: American Brokers Conduit RESIDENTIAL MORTGAGE SERVICER: American Home Mortgage Servicing, Inc MORTGAGED PROPERTY ADDRESS: 13625 Fernando Avenue, Apple Valley, MN 55124 TAX PARCEL I.D. #: 013100318011 LEGAL DESCRIPTION OF PROPERTY: Lot 18, Block 11, Greenleaf Fourth Addition, Dakota County, Minnesota. COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $236,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $297,595.09 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: March 30, 2012 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on October 1, 2012 unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: January 31, 2012. Deutsche Bank National Trust Company, as trustee Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 40-3194 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2902767 2/9-3/15/12

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: April 03, 2007 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $196,800.00 MORTGAGOR(S): Mark L. Norland and Jana A. Norland, husband and wife MORTGAGEE: Mortgage Electronic Registration Systems, Inc. as nominee for The Lending Connection, Inc., its successors and assigns DATE AND PLACE OF RECORDING: Recorded: April 19, 2007 Dakota County Recorder Document Number: 2510858 ASSIGNMENTS OF MORTGAGE: And assigned to: Flagstar Bank, FSB Dated: December 17, 2010 Recorded: January 04, 2011 Dakota County Recorder Document Number: 2776532 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100202010002709494 Lender or Broker: The Lending Connection, Inc. Residential Mortgage Servicer: Flagstar Bank, FSB Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 16272 Fantasia Ave, Rosemount, MN 55068-1458 Tax Parcel ID Number: 22-21177-11-140 LEGAL DESCRIPTION OF PROPERTY: Lot 14, Block 11, Donnay's Valley Park 8th, according to the plat thereof now on file and of record in the office of the County Recorder within and for Dakota County, Minnesota. AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $214,559.92 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: March 30, 2012 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on October 01, 2012, or the next business day if October 01, 2012 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: February 16, 2012 ASSIGNEE OF MORTGAGEE: Flagstar Bank, FSB Wilford, Geske & Cook P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 018054F03 2909445 2/16-3/22/12

PUBLIC NOTICE

TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100177700000181222 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Home Town Mortgage, Inc. RESIDENTIAL MORTGAGE SERVICER: U.S. Bank Home Mortgage MORTGAGED PROPERTY ADDRESS: 1588 Clemson Drive, Eagan, MN 55122 TAX PARCEL I.D. #: 107595101450 LEGAL DESCRIPTION OF PROPERTY: Lot 45, Block 1, Thomas Lake Heights 2nd Addition, Dakota County, Minnesota. COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $164,610.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $148,977.34 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: March 22, 2012 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on September 24, 2012, unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: January 23, 2012. U.S. Bank National Association Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 19-3303 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2894687 2/2-3/8/12

PUBLIC NOTICE

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LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $112,300.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $117,446.40 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: March 23, 2012 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on September 24, 2012 , unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: January 24, 2012. U.S. Bank National Association Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 19-3279 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2895820 2/2-3/8/12

PUBLIC NOTICE

DATE AND TIME OF SALE: March 29, 2012 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on October 1, 2012, unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: January 27, 2012. U.S. Bank National Association Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 19-3479 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2902612 2/9-3/15/12

PUBLIC NOTICE

gagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on October 1, 2012, unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: January 31, 2012. U.S. Bank National Association Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 19-3327 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2902594 2/9-3/15/12

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: M a r c h 1 6 , 2005 MORTGAGORS: Matthew P. Anderson and Maria T. Anderson, husband and wife. MORTGAGEE: Mortgage Services of Minnesota, Inc.. DATE AND PLACE OF RECORDING: Recorded May 16, 2005, Dakota County Recorder, Document No. 2322493. ASSIGNMENTS OF MORTGAGE: Assigned to: JPMorgan Chase Bank, N.A. TRANSACTION AGENT: NONE TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: NONE LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Mortgage Services of Minnesota, Inc. RESIDENTIAL MORTGAGE SERVICER: JPMorgan Chase Bank, National Association MORTGAGED PROPERTY ADDRESS: 3872 Cinnabar Drive, Eagan, MN 55122 TAX PARCEL I.D. #: 101670803001 LEGAL DESCRIPTION OF PROPERTY: Lot 3, Block 1, Cedar Grove No. 9, Dakota County, Minnesota. COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $202,400.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $207,657.32 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: March 30, 2012 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on October 1, 2012, unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL

PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: January 31, 2012. JPMorgan Chase Bank, National Association Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 30-11772 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2902573 2/9-3/15/12

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: A u g u s t 2 7 , 2007 MORTGAGORS: Michael W. Howells and Sharon K. Howells, Husband and Wife. MORTGAGEE: Mortgage Electronic Registration Systems, Inc.. DATE AND PLACE OF RECORDING: Registered October 4, 2007, Dakota County Registrar of Titles, Document No. 618292, Certificate of Title No. 126966. ASSIGNMENTS OF MORTGAGE: Assigned to: U.S. Bank National Association. Said Mortgage being Registered Land. TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100021268000961736 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: First Residential Mortgage Corporation RESIDENTIAL MORTGAGE SERVICER: U.S. Bank Home Mortgage MORTGAGED PROPERTY ADDRESS: 8248 131ST Street West, Apple Valley, MN 55124 T A X P A R C E L I . D . # : 01-17000-01-200 LEGAL DESCRIPTION OF PROPERTY: Lot Twenty (20), Block One (1), in Chateau Estates, Dakota County, Minnesota. COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $233,500.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $235,921.22 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: March 30, 2012 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on October 1, 2012, unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: January 30, 2012. U.S. Bank National Association Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 19-3096 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2902809 2/9-3/15/12

�� 2006

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: August 28, 2006 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $214,000.00 MORTGAGOR(S): Robert W. Dormady and Tamara A. Dormady, Husband and Wife MORTGAGEE: Mortgage Electronic Registration Systems, Inc. as nominee for Countrywide Bank, N.A., its sucessors and assigns. DATE AND PLACE OF RECORDING: Recorded: September 19, 2006 Dakota County Recorder Document Number: 2462196 ASSIGNMENTS OF MORTGAGE: And assigned to: The Bank of New York Mellon FKA The Bank of New York as Trustee for the Certificateholders CWALT, Inc. Alternative Loan Trust 2006-OA17, Mortgage Pass-through Certificates, Series 2006-OA17 Dated: February 08, 2010 Recorded: March 25, 2010 Dakota County Recorder Document Number: 2721183 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100133700016359765 Lender or Broker: Countrywide Bank, N.A. Residential Mortgage Servicer: Bank of America, N.A. Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 125 6th Ave S, South Saint Paul, MN 55075-2338 Tax Parcel ID Number: 36.32550.08.080 LEGAL DESCRIPTION OF PROPERTY: Lot 7 and the North 1/2 of Lot 8, Block 8 of Hepburn Park AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $256,175.24 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: March 30, 2012 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on October 01, 2012, or the next business day if October 01, 2012 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: February 16, 2012 ASSIGNEE OF MORTGAGEE: THE BANK OF NEW YORK MELLON FKA THE BANK OF NEW YORK AS TRUSTEE FOR THE CERTIFICATEHOLDERS OF THE CWALT, INC. ALTERNATIVE LOAN TRUST 2006-OA17, MORTGAGE PASS-THROUGH CERTIFICATES, SERIES 2006-OA17 Wilford, Geske & Cook P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 012056F02 2906770 2/16-3/22/12

PUBLIC NOTICE

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MORTGAGORS: S a m u e n H o n a n d Kheang Pheng, Husband and Wife. MORTGAGEE: Mortgage Electronic Registration Systems, Inc.. DATE AND PLACE OF RECORDING: Registered July 27, 2006, Dakota County Registrar of Titles, Document No. 594758, Certificate of Title No. 127353. ASSIGNMENTS OF MORTGAGE: Assigned to: U.S. Bank National Association. Said Mortgage being Registered Land. TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100232301120029194 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Centennial Mortgage and Funding, Inc. RESIDENTIAL MORTGAGE SERVICER: U.S. Bank Home Mortgage MORTGAGED PROPERTY ADDRESS: 1855 Pumice Point, Eagan, MN 55122 TAX PARCEL I.D. #: 101670602300 LEGAL DESCRIPTION OF PROPERTY: Lot Thirty (30), Block Two (2), Cedar Grove No. 7 COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $216,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $214,061.46 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: March 30, 2012 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on October 1, 2012, unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: January 30, 2012. U.S. Bank National Association Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 19-3066 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2902795 2/9-3/15/12

PUBLIC NOTICE

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�� ING �� TAXES, �� IF ANY, PAID GAGEE: $231,915.04 �� MORTGAGE: Granite Mortgage & Con struction Finance, Inc. RESIDENTIAL MORTGAGE SERVICER: U.S. Bank Home Mortgage MORTGAGED PROPERTY ADDRESS: 15022 Dunwood Trail, Apple Valley, MN 55124 TAX PARCEL I.D. #: 017690006003 LEGAL DESCRIPTION OF PROPERTY: Unit No 3, Common Interest Community No. 241, Prairie Crossing Villas COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $161,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $163,913.67 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: March 29, 2012 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on October 1, 2012, unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: January 27, 2012. U.S. Bank National Association Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 19-3408 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2902787 2/9-3/15/12

PUBLIC NOTICE

BY MORT

That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: March 30, 2012 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on October 1, 2012, unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: February 1, 2012. U.S. Bank National Association Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 19-3313 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2902841 2/9-3/15/12

PUBLIC NOTICE

to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on October 1, 2012 unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: January 30, 2012. PNC Bank, National Association Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 4-2839 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2902691 2/9-3/15/12

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: October 25, 2006 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $172,000.00 MORTGAGOR(S): Steve Kuhl, a single man MORTGAGEE: Mortgage Electronic Registration Systems, Inc. as nominee for Lenox Financial Mortgage Corp., its successors and assigns DATE AND PLACE OF RECORDING: Recorded: January 03, 2007 Dakota County Recorder Document Number: 2485526 ASSIGNMENTS OF MORTGAGE: And assigned to: Nationstar Mortgage LLC Dated: January 25, 2012 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 1003023-0610004674-1 Lender or Broker: Lenox Financial Mortgage Corp. Residential Mortgage Servicer: Nationstar Mortgage, LLC Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 13008 County Road 5, Burnsville, MN 55337-2264 Tax Parcel ID Number: 02-19500-03-022 LEGAL DESCRIPTION OF PROPERTY: Lot 2, Block 3, Dakota Place, according to the plat thereof, excepting therefrom that part described as follows: Beginning at the Northeast corner of said Lot 2; thence on an assumed bearing of South 86 degrees 31 minutes 31 seconds West along the North line of said Lot 2 a distance of 110.46 feet; thence South 38 degrees 56 minutes 49 seconds West, a distance of 66.63 feet; thence North 87 degrees 37 minutes 54 seconds East a distance of 154.95 feet; thence Northerly a distance of 52.18 feet along a non-tangential curve concave to the West having a radius of 2784.93 feet and a central angle of 1 degrees 04 minutes 25 seconds, the chord of said curve bears North 2 degrees 56 minutes 16 seconds West to the point of beginning and there terminating, according to the plat thereof on file or of record in the office of the County Recorder, Dakota County, Minnesota. AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $169,932.82 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: March 23, 2012 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns.

personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on September 24, 2012, or the next business day if September 24, 2012 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: February 09, 2012 ASSIGNEE OF MORTGAGEE: Nationstar Mortgage LLC Wilford, Geske & Cook P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 023752F01 2901270 2/9-3/15/12

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: November 8, 2007 MORTGAGORS: Julie Grinager and Monty J. Grinager, wife and husband. MORTGAGEE: Mortgage Electronic Registration Systems, Inc.. DATE AND PLACE OF RECORDING: Recorded November 27, 2007, Dakota County Recorder, Document No. 2557826. ASSIGNMENTS OF MORTGAGE: Assigned to: U.S. Bank National Association. TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100021278926807012 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: U.S. Bank National Association RESIDENTIAL MORTGAGE SERVICER: U.S. Bank Home Mortgage MORTGAGED PROPERTY ADDRESS: 8999 267TH Street West, Lakeville, MN 55044 TAX PARCEL I.D. #: 130290056010 and 130290076010 LEGAL DESCRIPTION OF PROPERTY: Exhibit A The East 165 feet of the South 264 feet of the Northeast Quarter (NE 1/4) of the Southwest Quarter (SW 1/4) of Section Twenty-nine (29), Township One hundred thirteen (113), Range Twenty (20); and the West 165 feet of the South 264 feet of the Northwest Quarter (NW 1/4) of the Southeast Quarter (SE 1/4) of Section Twenty-nine (29), Township One hundred thirteen (113), Range Twenty (20), according to the Government Survey thereof, Dakota County, Minnesota COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $187,500.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $190,477.67 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: March 30, 2012 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the

gagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on October 1, 2012, unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: February 1, 2012. U.S. Bank National Association Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 19-3330 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2902824 2/9-3/15/12

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: May 2, 2008 MORTGAGORS: Dan Webinger and Kim A. Webinger, Husband and Wife. MORTGAGEE: Mortgage Electronic Registration Systems, Inc.. DATE AND PLACE OF RECORDING: Registered May 9, 2008, Dakota County Registrar of Titles, Document No. T627841, Certificate of Title No. 144720. ASSIGNMENTS OF MORTGAGE: Assigned to: U.S. Bank National Association. Said Mortgage being Registered Land. TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100229801000241236 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Prestige Mortgage LLC RESIDENTIAL MORTGAGE SERVICER: U.S. Bank Home Mortgage MORTGAGED PROPERTY ADDRESS: 8018 Delano Way, Inver Grove Heights, MN 55076 T A X P A R C E L I . D . # : 20-64075-02-190 LEGAL DESCRIPTION OF PROPERTY: Lot Nineteen (19), Block Two (2), in River Bluffs of Inver Grove Heights, Dakota County, Minnesota. COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $272,844.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $280,887.34 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: March 29, 2012 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on October 1, 2012, unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED

GAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: January 27, 2012. U.S. Bank National Association Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 19-3454 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2902622 2/9-3/15/12

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: O c t o b e r 3 0 , 2006 MORTGAGORS: Evelyn L. Clements and Junior Clements, husband and wife. MORTGAGEE: J P M o r g a n C h a s e Bank, National Association. DATE AND PLACE OF RECORDING: Recorded February 13, 2007, Dakota County Recorder, Document No. 2496332. ASSIGNMENTS OF MORTGAGE: NONE TRANSACTION AGENT: NONE TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: NONE LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: JPMorgan Chase Bank, National Association RESIDENTIAL MORTGAGE SERVICER: JPMorgan Chase Bank, National Association MORTGAGED PROPERTY ADDRESS: 100 Fourth Avenue North, Unit 107, South Saint Paul, MN 55075 T A X P A R C E L I . D . # : 36-72850-25-107 LEGAL DESCRIPTION OF PROPERTY: Unit NO. 107, Common Interest Community Number 492, Wakota on Fourth, Dakota County, Minnesota. COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $149,925.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $146,401.53 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: March 30, 2012 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on October 1, 2012, unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: January 31, 2012. JPMorgan Chase Bank, National Association Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 30-11636 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2902582 2/9-3/15/12

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PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN: That default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: September 8, 2006 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $154,000.00 MORTGAGOR(S): Kristine L Semelis, an unmarried person MORTGAGEE: Mortgage Electronic Registration Systems, Inc. as nominee for Irwin Mortgage Corporation TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. MIN#: 1000139-0081072357-1 SERVICER: Ocwen Loan Servicing, LLC LENDER: Irwin Mortgage Corporation. DATE AND PLACE OF FILING: Dakota County Minnesota, Recorder , on September 26, 2006, as Document No. 2464247. ASSIGNED TO: U.S. Bank National Association, as Trustee for GSAA Home Equity Trust 2006-20, Asset-Backed Certificates, Series 2006-20 Dated: December 24, 2011 , and recorded January 9, 2012 by Document No. 2841123 . LEGAL DESCRIPTION OF PROPERTY: Lot 12, Block 2, East Farmington Third Addition, Dakota County ,Minnesota. PROPERTY ADDRESS: 1305 Walnut St, Farmington, MN 55024 PROPERTY I.D: 14-22502-02-120 COUNTY IN WHICH PROPERTY IS LOCATED: Dakota THE AMOUNT CLAIMED TO BE DUE ON THE MORTGAGE ON THE DATE OF THE NOTICE: One Hundred Sixty Thousand Eight Hundred Ten and 08/100 ($160,810.08) THAT no action or proceeding has been instituted at law to recover the debt secured by said mortgage, or any part thereof; that there has been compliance with all pre-foreclosure notice and acceleration requirements of said mortgage, and/or applicable statutes; PURSUANT, to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: 10:00 AM on April 3, 2012 PLACE OF SALE: Sheriff`s Main Office, Law Enforcement Center, 1580 Highway 55, Hastings MN 55033-2343 to pay the debt then secured by said mortgage and taxes, if any actually paid by the mortgagee, on the premises and the costs and disbursements allowed by law. The time allowed by law for redemption by said mortgagor(s), their personal representatives or assigns is 6.00 months from the date of sale. If Mortgage is not reinstated under Minn. Stat. 580.30 or the property is not redeemed under Minn. Stat. 580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on October 3, 2012, or the next business day if October 3, 2012 falls on a Saturday, Sunday or legal holiday. "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR`S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: February 16, 2012 U.S. Bank National Association, as Trustee for GSAA Home Equity Trust 2006-20, Asset-Backed Certificates, Series 2006-20 Randall S. Miller & Associates, PLLC Attorneys for Assignee of Mortgage/ Mortgagee One Financial Plaza, 120 South Sixth Street, Suite 1100 Minneapolis, MN 55402 Phone: 612-573-3677 Our File No. 11MN00876-1 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. ASAP# 4194732 02/16/2012, 02/23/2012, 03/01/2012, 03/08/2012, 03/15/2012, 03/22/2012 2904128 2/16-3/22/12

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: September 14, 2009 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $232,737.00 MORTGAGOR(S): Lindy Fortin, unmarried woman MORTGAGEE: Mortgage Electronic Registration Systems, Inc. as nominee for Oxford Lending Group LLC., its successors and assigns DATE AND PLACE OF REGISTERING: Registered: September 25, 2009 Dakota County Registrar of Titles Document Number: T651458 ASSIGNMENTS OF MORTGAGE: And assigned to: Flagstar Bank, FSB Dated: January 25, 2012 Transaction Agent: Mortgage Elec-

Transaction Agent: Mortgage Elec tronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100052550272271551 Lender or Broker: Oxford Lending Group LLC. Residential Mortgage Servicer: Flagstar Bank, FSB Mortgage Originator: Not Applicable CERTIFICATE OF TITLE NUMBER: 142805 COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 13717 E Wellington Cres, Burnsville, MN 55337-4312 Tax Parcel ID Number: 021810002160 LEGAL DESCRIPTION OF PROPERTY: Lot Sixteen (16) in Block Two (2) of Colonial Hills, according to the plat thereof on file and of record in the office of the Registrar of Titles in and for said County and State. AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $231,721.93 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; that this is registered property; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: March 23, 2012 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on September 24, 2012, or the next business day if September 24, 2012 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: February 09, 2012 ASSIGNEE OF MORTGAGEE: Flagstar Bank, FSB Wilford, Geske & Cook P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 023815F01 2901411 2/9-3/15/12

seconds west, along the north line of said north half, 328.00 feet; thence south 0 degrees 10 minutes 32 seconds east 1328.13 feet; thence south 89 degrees 42 minutes 15 seconds east 271.15 feet; thence south 0 degrees 13 minutes 01 seconds east 6.65 feet to the south line of said north half; thence south 89 degrees 36 minutes 27 seconds east, along said south line, 56.95 feet to the west line of said east 1262.00 feet; thence north 0 degrees 10 minutes 32 seconds west, along said west line to the point of beginning. PROPERTY ADDRESS: 16234 190th Street East, Hastings, MN 55033 PROPERTY I.D: 33-01900-01-029 COUNTY IN WHICH PROPERTY IS LOCATED: Dakota THE AMOUNT CLAIMED TO BE DUE ON THE MORTGAGE ON THE DATE OF THE NOTICE: Two Hundred Thirty-Two Thousand Five Hundred Forty-Seven and 39/100 ($232,547.39) THAT no action or proceeding has been instituted at law to recover the debt secured by said mortgage, or any part thereof; that there has been compliance with all pre-foreclosure notice and acceleration requirements of said mortgage, and/or applicable statutes; PURSUANT, to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: 10:00 AM on March 27, 2012 PLACE OF SALE: Sheriff`s Main Office, Law Enforcement Center, 1580 Highway 55, Hastings MN 55033-2343 to pay the debt then secured by said mortgage and taxes, if any actually paid by the mortgagee, on the premises and the costs and disbursements allowed by law. The time allowed by law for redemption by said mortgagor(s), their personal representatives or assigns is 6.00 months from the date of sale. If Mortgage is not reinstated under Minn. Stat. 580.30 or the property is not redeemed under Minn. Stat. 580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on September 27, 2012, or the next business day if September 27, 2012 falls on a Saturday, Sunday or legal holiday. "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR`S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED." Dated: February 9, 2012 DEUTSCHE BANK NATIONAL TRUST COMPANY, as Trustee under POOLING AND SERVICING AGREEMENT Dated as of February 1, 2005 MORGAN STANLEY ABS CAPITAL I TRUST 2005-NC1 MORTGAGE PASS-THROUGH CERTIFICATES, SERIES 2005-NC1 Randall S. Miller & Associates, PLLC Attorneys for Assignee of Mortgage/ Mortgagee One Financial Plaza, 120 South Sixth Street, Suite 1100 Minneapolis, MN 55402 Phone: 612-573-3677 Our File No. 11MN00705-2 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. ASAP# 4189826 02/09/2012, 02/16/2012, 02/23/2012, 03/01/2012, 03/08/2012, 03/15/2012 2898107 2/9-3/15/12

PUBLIC NOTICE PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: November 29, 2006 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $208,000.00 MORTGAGOR(S): John R. Hansen and Stacy D. Hansen, Husband and Wife MORTGAGEE: Mortgage Electronic Registration Systems, Inc., as nominee for Wilmington Finance, Inc, its successors and assigns DATE AND PLACE OF RECORDING: Recorded: December 13, 2006 Dakota County Recorder Document Number: 2481407 ASSIGNMENTS OF MORTGAGE: And assigned to: MorEquity, Inc Dated: January 09, 2012 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100372406113658907 Lender or Broker: Wilmington Finance, Inc Residential Mortgage Servicer: Nationstar Mortgage, LLC Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 13000 Circle Dr, Burnsville, MN 55337-2316 Tax Parcel ID Number: 02-82205-03-050 LEGAL DESCRIPTION OF PROPERTY: Lot 5, Block 3, Vista View 6th Addition, Dakota County, Minnesota AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $212,814.43 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the

tuted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: March 23, 2012 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on September 24, 2012, or the next business day if September 24, 2012 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: February 09, 2012 ASSIGNEE OF MORTGAGEE: MorEquity, Inc Wilford, Geske & Cook P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 023487F01 2897252 2/9-3/15/12

PUBLIC NOTICE

��

�� allowed by law�� subject to�� redemption GAGE: None "THE TIME ALLOWED BY LAW FOR within six (6) months from the date of said sale by the mortgagor(s), their REDEMPTION BY THE MORTGAGOR, personal representatives or assigns THE MORTGAGOR'S PERSONAL REPunless reduced to Five (5) weeks under RESENTATIVES OR ASSIGNS, MAY BE MN Stat. §580.07. REDUCED TO FIVE WEEKS IF A JUDITIME AND DATE TO VACATE PROP- CIAL ORDER IS ENTERED UNDER E R T Y : I f t h e r e a l e s t a t e i s a n MINNESOTA STATUTES, SECTION owner-occupied, single-family dwell- 5 8 2 . 0 3 2 , D E T E R M I N I N G , A M O N G ing, unless otherwise provided by law, OTHER THINGS, THAT THE MORTthe date on or before which the mort- GAGED PREMISES ARE IMPROVED gagor(s) must vacate the property if the WITH A RESIDENTIAL DWELLING OF mortgage is not reinstated under sec- LESS THAN FIVE UNITS, ARE NOT tion 580.30 or the property is not PROPERTY USED IN AGRICULTURAL redeemed under section 580.23 is P R O D U C T I O N , A N D A R E 11:59 p.m. on October 1, 2012 unless ABANDONED." the redemption period is reduced to 5 Dated: January 27, 2012. U.S. Bank National Association weeks under MN Stat. Secs. 580.07 or 582.032. Mortgagee/Assignee of Mortgagee MORTGAGOR(S) RELEASED FROM USSET, WEINGARDEN AND LIEBO, P.L.L.P. FINANCIAL OBLIGATION ON MORT- Attorneys for Mortgagee/Assignee of GAGE: None Mortgagee "THE TIME ALLOWED BY LAW FOR 4500 Park Glen Road #300 REDEMPTION BY THE MORTGAGOR, Minneapolis, MN 55416 THE MORTGAGOR'S PERSONAL REP- (952) 925-6888 RESENTATIVES OR ASSIGNS, MAY BE 19-3460 REDUCED TO FIVE WEEKS IF A JUDI- THIS IS A COMMUNICATION FROM CIAL ORDER IS ENTERED UNDER A DEBT COLLECTOR. 2/9-3/15/12 MINNESOTA STATUTES, SECTION 2902712 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED NOTICE OF MORTGAGE WITH A RESIDENTIAL DWELLING OF FORECLOSURE SALE LESS THAN FIVE UNITS, ARE NOT THE RIGHT TO VERIFICATION PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN ABANDONED." THE TIME PROVIDED BY LAW IS Dated: January 30, 2012. Deutsche Bank National Trust NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that Company, as trustee default has occurred in conditions of Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. the following described mortgage: DATE OF MORTGAGE: O c t o b e r 2 0 , Attorneys for Mortgagee/Assignee of 2004 Mortgagee MORTGAGORS: Allen R. Patrin and 4500 Park Glen Road #300 Cindy M. Patrin, Husband and Wife. Minneapolis, MN 55416 MORTGAGEE: Mortgage Electronic (952) 925-6888 Registration Systems, Inc.. 40-3463 DATE AND PLACE OF RECORDING: THIS IS A COMMUNICATION FROM Registered December 20, 2004, A DEBT COLLECTOR. 2902773 2/9-3/15/12 Dakota County Registrar of Titles, Document No. 554722, Certificate of Title No. 134578. ASSIGNMENTS OF MORTGAGE: Assigned to: U.S. Bank National NOTICE OF MORTGAGE Association. FORECLOSURE SALE Said Mortgage being Registered THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF Land. TRANSACTION AGENT: Mortgage THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTNOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that GAGE IDENTIFICATION NUMBER ON default has occurred in conditions of MORTGAGE: 100021278918607594 the following described mortgage: LENDER OR BROKER AND MORTDATE OF MORTGAGE: July 27, 2007 GAGE ORIGINATOR STATED ON MORTGAGORS: William A. Selle, Jr. M O R T G A G E : U . S . B a n k N a t i o n a l and Amanda R. Selle, Husband and Association RESIDENTIAL MORTGAGE SERWife. MORTGAGEE: Mortgage Electronic VICER: U.S. Bank Home Mortgage Registration Systems, Inc.. MORTGAGED PROPERTY ADDRESS: DATE AND PLACE OF RECORDING: 808 3rd Street, Farmington, MN 55024 Recorded August 23, 2007, Dakota TAX PARCEL I.D. #: 144900036030 County Recorder, Document No. LEGAL DESCRIPTION OF PROP2539400. ERTY: ASSIGNMENTS OF MORTGAGE: Exhibit “A” The South Fifty (S50) feet of Lots Assigned to: U.S. Bank National Association. One (1), Two (2), and Three (3), TRANSACTION AGENT: Mortgage except the West Ten (W10) feet of Lot Electronic Registration Systems, Inc. Three (3), in Block Thirty Six (36) of TRANSACTION AGENT'S MORTM. Moes Addition to Farmington, Minn; and that portion of Shepley’s GAGE IDENTIFICATION NUMBER ON Addition to Farmington, Minnesota, MORTGAGE: 100021278922862623 described as follows: starting at the LENDER OR BROKER AND MORTNortheast corner of Lot One (1), GAGE ORIGINATOR STATED ON Block One (1), of Shepley’s Addition MORTGAGE: U.S. Bank National to Farmington, Minnesota, as platAssociation RESIDENTIAL MORTGAGE SERted, thence North Ten (N10) feet, VICER: U.S. Bank Home Mortgage more or less to the Southeast corner of Lot One (1), Block Thirty Six MORTGAGED PROPERTY ADDRESS: (36), M. Moes Addition to Farming16260 Glen Oaks Road, Lakeville, MN ton, Minn.; thence West along the 55044 North line of Shepley’s Addition to T A X P A R C E L I . D . # : Farmington, Minnesota, which is 22-16650-01-050 also the South line of M. Moes AddiLEGAL DESCRIPTION OF PROPtion to Farmington, Minn. to a point ERTY: Ten (10) feet North of the Northwest Lot 5, Block 1, Cedarglen, Dakota corner of Lot One (1), Block One (1), County, Minnesota. Shepley’s Addition to Farmington, COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Minnesota; thence South Ten (S10) ORIGINAL PRINCIPAL AMOUNT OF feet to the Northwest corner of said Lot One (1), Block One (1) of MORTGAGE: $186,375.00 AMOUNT DUE AND CLAIMED TO BE Shepley’s Addition to Farmington, DUE AS OF DATE OF NOTICE, INCLUDMinnesota, and thence East along ING TAXES, IF ANY, PAID BY MORTthe North line of said Lot One (1), GAGEE: $185,392.91 Block One (1), Shepley’s Addition to That prior to the commencement of Farmington, Minnesota, to the point this mortgage foreclosure proceeding of beginning, according to the Mortgagee/Assignee of Mortgagee comrecorded plat thereof and situate in plied with all notice requirements as Dakota County, Minnesota. COUNTY IN WHICH PROPERTY IS required by statute; That no action or proceeding has been instituted at law LOCATED: Dakota or otherwise to recover the debt ORIGINAL PRINCIPAL AMOUNT OF secured by said mortgage, or any part MORTGAGE: $170,000.00 AMOUNT DUE AND CLAIMED TO BE thereof; PURSUANT to the power of sale con- D U E A S O F D A T E O F N O T I C E , tained in said mortgage, the above INCLUDING TAXES, IF ANY, PAID BY described property will be sold by the MORTGAGEE: $164,448.97 That prior to the commencement of Sheriff of said county as follows: DATE AND TIME OF SALE: March this mortgage foreclosure proceeding 29, 2012 at 10:00 AM Mortgagee/Assignee of Mortgagee PLACE OF SALE:Sheriff's Office, Law complied with all notice requirements Enforcement Center, 1580 Hwy 55, as required by statute; That no action Lobby #S-100, Hastings, MN or proceeding has been instituted at to pay the debt then secured by said law or otherwise to recover the debt Mortgage, and taxes, if any, on said secured by said mortgage, or any part premises, and the costs and disburse- thereof; ments, including attorneys' fees PURSUANT to the power of sale allowed by law subject to redemption contained in said mortgage, the above within six (6) months from the date of described property will be sold by the said sale by the mortgagor(s), their Sheriff of said county as follows: DATE AND TIME OF SALE: March personal representatives or assigns unless reduced to Five (5) weeks under 30, 2012 at 10:00 AM MN Stat. §580.07. PLACE OF SALE:Sheriff's Office, Law TIME AND DATE TO VACATE PROP- Enforcement Center, 1580 Hwy 55, E R T Y : I f t h e r e a l e s t a t e i s a n Lobby #S-100, Hastings, MN owner-occupied, single-family dwell- to pay the debt then secured by said ing, unless otherwise provided by law, Mortgage, and taxes, if any, on said the date on or before which the mort- p r e m i s e s , a n d t h e c o s t s a n d gagor(s) must vacate the property if the disbursements, including attorneys' mortgage is not reinstated under sec- f e e s a l l o w e d b y l a w s u b j e c t t o tion 580.30 or the property is not redemption within six (6) months from redeemed under section 580.23 is t h e d a t e o f s a i d s a l e b y t h e 11:59 p.m. on October 1, 2012, unless m o r t g a g o r ( s ) , t h e i r p e r s o n a l the redemption period is reduced to 5 representatives or assigns unless weeks under MN Stat. Secs. 580.07 or reduced to Five (5) weeks under MN Stat. §580.07. 582.032. TIME AND DATE TO VACATE MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORT�� GAGE: None

PUBLIC NOTICE

�� CIAL �� ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION �� TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on October 1, 2012, unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED." Dated: February 1, 2012. U.S. Bank National Association Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 19-2539 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2907642 2/16-3/22/12

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: July 7, 2004 MORTGAGOR: Vanessa L. Kahle, a single person. MORTGAGEE: C i t i M o r t g a g e , I n c . , successor by merger with ABN AMRO Mortgage Group, Inc. DATE AND PLACE OF RECORDING: Recorded September 16, 2004, Dakota County Recorder, Document No. 2248204. ASSIGNMENTS OF MORTGAGE: NONE TRANSACTION AGENT: NONE TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: NONE LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: ABN AMRO Mortgage Group, Inc. RESIDENTIAL MORTGAGE SERVICER: CitiMortgage, Inc. MORTGAGED PROPERTY ADDRESS: 8612 Holland Avenue, Apple Valley, MN 55124 T A X P A R C E L I . D . # : 01-27503-010-01 LEGAL DESCRIPTION OF PROPERTY: Lot 1, Block 1, Forest Park Estates 4th Addition, Dakota County, Minnesota. COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $322,700.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $310,404.12 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: March 30, 2012 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on _October 1, 2012, unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER

582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: January 31, 2012. CitiMortgage, Inc. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 10-6899 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2902873 2/9-3/15/12

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: April 16, 2001 MORTGAGOR: Mark D. Nowack, An Unmarried Man. MORTGAGEE: B a n k o f A m e r i c a , National Association as successor by merger to Fleet National Bank. DATE AND PLACE OF RECORDING: Recorded June 4, 2001, Dakota County Recorder, Document No. 1779556. ASSIGNMENTS OF MORTGAGE: Assigned to: JPMorgan Chase Bank, National Association. TRANSACTION AGENT: NONE TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: NONE LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Fleet National Bank RESIDENTIAL MORTGAGE SERVICER: JPMorgan Chase Bank, National Association MORTGAGED PROPERTY ADDRESS: 11180 166th Street West, Lakeville, MN 55044 TAX PARCEL I.D. #: 224435002130 LEGAL DESCRIPTION OF PROPERTY: Lot 13, Block 2, Lakeville Hills, Dakota County, Minnesota COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $97,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $98,367.15 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: April 3, 2012 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on October 3, 2012, unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: February 2, 2012. JPMorgan Chase Bank, National Association Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 30-11611 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2902565 2/9-3/15/12

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN: That default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: August 10, 2005 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $123,680.00 MORTGAGOR(S): Richard M. Hecimovich, a single person MORTGAGEE: Mortgage Electronic Registration Systems, Inc. as nominee for Prime Mortgage Corporation TRANSACTION AGENT: Mortgage Electronic Registration Systems Inc. MIN#: 100103210000110196 SERVICER: Vericrest Financial, Inc. LENDER: Prime Mortgage Corporation. DATE AND PLACE OF FILING: Dakota County Minnesota, Recorder , on November 3, 2005, as Document No. 2377270. ASSIGNED TO: US Bank Trust National Association, as Trustee for LSF7 NPL VII Trust Dated: January 17, 2012 , and recorded January 26, 2012 by Document No. 2844825 . LEGAL DESCRIPTION OF PROPERTY: Lot 25, Block 6, Riverside Park Addition to the City of St. Paul, Dakota County, Minnesota. PROPERTY ADDRESS: 420 6TH AVENUE SOUTH, SOUTH SAINT PAUL, MN 55075 PROPERTY I.D: 36-64300-06-250 COUNTY IN WHICH PROPERTY IS LOCATED: Dakota THE AMOUNT CLAIMED TO BE DUE ON THE MORTGAGE ON THE DATE OF THE NOTICE: One Hundred Twenty-Two Thousand Four Hundred Six and 77/100 ($122,406.77) THAT no action or proceeding has been instituted at law to recover the debt secured by said mortgage, or any part thereof; that there has been compliance with all pre-foreclosure notice and acceleration requirements of said mortgage, and/or applicable statutes; PURSUANT, to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: 10:00 AM on March 27, 2012 P L A C E O F S A L E : S he r i f f ` s M a i n Office, Law Enforcement Center, 1580 Highway 55, Hastings MN 55033-2343 to pay the debt then secured by said mortgage and taxes, if any actually paid by the mortgagee, on the premises and the costs and disbursements allowed by law. The time allowed by law for redemption by said mortgagor(s), their personal representatives or assigns is 6.00 months from the date of sale. If Mortgage is not reinstated under Minn. Stat. 580.30 or the property is not redeemed under Minn. Stat. 580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on September 27, 2012, or the next business day if September 27, 2012 falls on a Saturday, Sunday or legal holiday. "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR`S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: February 9, 2012 US Bank Trust National Association, as Trustee for LSF7 NPL VII Trust Randall S. Miller & Associates, PLLC Attorneys for Assignee of Mortgage/ Mortgagee One Financial Plaza, 120 South Sixth Street, Suite 1100 Minneapolis, MN 55402 Phone: 612-573-3677 Our File No. 12MN00003-1 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. ASAP# 4190414 02/09/2012, 02/16/2012, 02/23/2012, 03/01/2012, 03/08/2012, 03/15/2012 2899320 2/9-3/15/12

PUBLIC NOTICE

GAGE ORIGINATOR STATED ON MORTGAGE: Summit Mortgage Corporation RESIDENTIAL MORTGAGE SERVICER: CitiMortgage, Inc. MORTGAGED PROPERTY ADDRESS: 16618 Illinois Avenue, Lakeville, MN 55044 TAX PARCEL I.D. #: 228330006040 LEGAL DESCRIPTION OF PROPERTY: Lot 4, Block 6, Walnut Ridge COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $215,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $223,184.16 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: March 30, 2012 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on _October 1, 2012_____________________, unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: January 31, 2012. CitiMortgage, Inc. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 10-6739 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2902863 2/9-3/15/12

PUBLIC NOTICE

DUE AS OF DATE OF NOTICE, INCLUD ING TAXES, IF ANY, PAID BY MORTGAGEE: $219,275.90 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: January 6, 2012 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on July 6, 2012, unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED." Dated: November 7, 2011. U.S. Bank National Association Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 19-3120 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE Pursuant to the provisions of Minnesota Statutes 580.07, the foregoing foreclosure sale is postponed until February 10, 2012 at 10:00 am at the Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN, in said county and state. Dated: January 4, 2012. U.S. Bank National Association Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P By: Paul A. Weingarden. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 19-3120 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE Pursuant to the provisions of Minnesota Statutes 580.07, the foregoing foreclosure sale is postponed until March 16, 2012 at 10:00 am at the Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN, in said county and state. Dated: February 6, 2012. U.S. Bank National Association Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 19-3120 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2901836 2/16/12

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: July 13, 2007 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $228,800.00 MORTGAGOR(S): Andrew C. Anderson and Amber L. Anderson, husband and wife MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded: August 03, 2007 Dakota County Recorder Document Number: 2535238 ASSIGNMENTS OF MORTGAGE: And assigned to: Aurora Loan Services, LLC Dated: April 11, 2011 Recorded: April 22, 2011 Dakota County Recorder Document Number: 2797295 Transaction Agent: Mortgage Elec-

Transaction Agent: Mortgage Elec tronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100024200018041372 Lender or Broker: American Home Mortgage Residential Mortgage Servicer: Aurora Bank, FSB Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 18256 Echo Dr, Farmington, MN 55024-8720 Tax Parcel ID Number: 14-19506-010-02 LEGAL DESCRIPTION OF PROPERTY: Lot 1, Block 2, Dakota County Estates 7th Addition, Dakota County, Minnesota AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $249,100.13 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: June 10, 2011 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on December 10, 2011, or the next business day if December 10, 2011 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: April 28, 2011 ASSIGNEE OF MORTGAGEE: Aurora Loan Services, LLC Wilford, Geske & Cook P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 020228F01 NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for June 10, 2011 at 10:00 AM has been postponed to July 12, 2011 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State. DATED: June 09, 2011 ASSIGNEE OF MORTGAGEE: Aurora Loan Services, LLC NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for July 12, 2011 at 10:00 AM has been postponed to August 26, 2011 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State. DATED: June 27, 2011 ASSIGNEE OF MORTGAGEE: Aurora Loan Services, LLC NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for August 26, 2011 at 10:00 AM has been postponed to October 11, 2011 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State. DATED: August 22, 2011 ASSIGNEE OF MORTGAGEE: Aurora Loan Services, LLC NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for October 11, 2011 at 10:00 AM has been postponed to November 14, 2011 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State. DATED: October 10, 2011 ASSIGNEE OF MORTGAGEE: Aurora Loan Services, LLC NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for November 14, 2011 at 10:00 AM has been postponed to December 15, 2011

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DAKOTA COUNTY TRIBUNE BUSINESS WEEKLY February 16, 2012

23A

Respite and relaxation The Garden invites women who need a break or a shoulder by John Gessner DAKOTA COUNTY TRIBUNE

When Cheryl Owen was at her lowest, her sister, Chris Adam, asked her over. When Owen arrived, Adam handed her a cup of chai tea latte and announced that her bath was ready. Long baths are a favorite respite that were denied her by an emotionally abusive husband, said Owen, who settled into the bubbles surrounded by candlelight, soft music and flowers. â&#x20AC;&#x153;I got there and cried and cried and cried,â&#x20AC;? said Owen, 51. â&#x20AC;&#x153;I thought, â&#x20AC;&#x2DC;This is what I want people to experience.â&#x20AC;&#x2122; She gave me such a gift.â&#x20AC;? Providing respite for women is the mission of The Garden at River Ridge, a nonprofit opened in November by Owen, Adam and a handful of other women. Itâ&#x20AC;&#x2122;s a place where guests can take a book from the shelf, sip coffee or tea, talk with staff members or other guests, or close their eyes and be alone. The Garden is comprised of four tastefully appointed rooms in the River Ridge IV building in Burnsville. Out back is a real garden, with a gazebo, for warmer months. â&#x20AC;&#x153;I wanted to create a place where women could come to just rest, to be,â&#x20AC;? said Owen, of Elk River. â&#x20AC;&#x153;We both kind of got the same nudge that there needed to be a place like this,â&#x20AC;? said

at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State. DATED: November 14, 2011 ASSIGNEE OF MORTGAGEE: Aurora Loan Services, LLC NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for December 15, 2011 at 10:00 AM has been postponed to January 17, 2012 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State. DATED: December 14, 2011 ASSIGNEE OF MORTGAGEE: Aurora Loan Services, LLC NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for January 17, 2012 at 10:00 AM has been postponed to February 16, 2012 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State. DATED: January 10, 2012 ASSIGNEE OF MORTGAGEE: Aurora Loan Services, LLC NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for February 16, 2012 at 10:00 AM has been postponed to April 02, 2012 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State. DATED: February 07, 2012 ASSIGNEE OF MORTGAGEE: Aurora Loan Services, LLC Wilford, Geske & Cook P.A. Attorneys for Assignee Of Mortgagee: Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 020228F01 2904188 2/16/12

Adam, 56, of Apple Valley. Married for a third time in 2002, Owen was soon admitting to herself that sheâ&#x20AC;&#x2122;d walked into yet another abusive relationship. â&#x20AC;&#x153;This is the kind of thing that was happening to me,â&#x20AC;? she said, showing a photo of red swelling around her eyes, a physical symptom of her inner stress. â&#x20AC;&#x153;I was not being beaten, but the emotional abuse was off the charts.â&#x20AC;? Soon after their marriage, Owen said, her husband was exerting control over her in strange and unsettling ways. Heâ&#x20AC;&#x2122;d convinced her to give up her job before they married, but soon was asking her why she didnâ&#x20AC;&#x2122;t work, Owen said. He wouldnâ&#x20AC;&#x2122;t let her decorate the house, withheld money, contradicted things heâ&#x20AC;&#x2122;d said in previous conversations and left her feeling like she was â&#x20AC;&#x153;walking on eggshells.â&#x20AC;? Her long baths became showers because her husband said his daughter would be upset if she used the tub, Owen said. â&#x20AC;&#x153;I was using something that wasnâ&#x20AC;&#x2122;t meant for me,â&#x20AC;? she said. Her big sister shared in Owenâ&#x20AC;&#x2122;s pain. â&#x20AC;&#x153;The care that Chris gave to Cheryl was the inception of how this place was birthed,â&#x20AC;? said Rosie Martin, one of The Gardenâ&#x20AC;&#x2122;s founders and board members and

a member of Berean Baptist Church in Burnsville, which Adam also attends. The idea of a womenâ&#x20AC;&#x2122;s respite center was â&#x20AC;&#x153;something God had put on our hearts,â&#x20AC;? Adam said. She found a small group of like-minded women to join the effort, some from her church. They spent a year meeting and planning, creating a vision statement, looking for a space to rent and rounding up furnishings and donations. The space they chose is a former artistâ&#x20AC;&#x2122;s studio at River Ridge IV, an eclectic multitenant building north of Highway 13 and east of Interstate 35W that once housed the former Minnesota River School of Fine Art. The Gardenâ&#x20AC;&#x2122;s 1,600-square-foot space has high ceilings, wood floors and large windows with daylightinfused northern exposure. Thereâ&#x20AC;&#x2122;s a reception area, a great room, a kitchen and a small â&#x20AC;&#x153;quiet room.â&#x20AC;? One of the donated furnishings is a harvest table made by the Rev. Roger Thompson, senior pastor at Berean Baptist. â&#x20AC;&#x153;Itâ&#x20AC;&#x2122;s been done on a shoestring,â&#x20AC;? said Martin, a Burnsville Realtor who lives in Elko. A â&#x20AC;&#x153;trickleâ&#x20AC;? of women have visited so far, Owen said. None have been women trapped in abusive relationships, Adam noted. â&#x20AC;&#x153;Thatâ&#x20AC;&#x2122;s whatâ&#x20AC;&#x2122;s interest-

Regulation from Page 1A

Dolphy said that he has taken classes relating to tree trimming, but argued that arborist training has little to do with what he was doing. Gerlach and Downey argue their legislation could serve as a model and guide for cities when they set local occupational requirements. Lee McGrath, legislative counsel for the Institute of Justice, a public interest law firm based in Arlington, Va., spoke of occupational cases the institute successfully intervened with in Minnesota, including an action concerning immigrant African hair braiders and state boards on occupational licensing. The hair braiders, McGrath explained, objected to being required to take 1,500 hours of training when not one minute of the training dealt with hair braiding.

and others, said he and his wife used to operate a treetrimming service. They were licensed in Cottage Grove, Eagan and elsewhere, he said. Dolphy explained that after a tornado hit Minneapolis in August of 2009 he got a call from a customer that trees were down on his property. He wanted Dolphy to remove them. But in 2007, the city of Minneapolis adopted laws, said Dolphy, that only treeremoval companies employing arborists could work in the city. Dolphy said a city official fined him $250, refused to let him finish the job and threatened to confiscate his equipment if he continued.

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Photo by John Gessner

Founders and board members of The Garden At River Ridge include, from left, Chris Adam, Rosie Martin and Cheryl Owen. ing,â&#x20AC;? she said. â&#x20AC;&#x153;When our hearts conceived this idea, thatâ&#x20AC;&#x2122;s what we were concentrating on. But with Rosieâ&#x20AC;&#x2122;s advice, too, we concentrated on all women.â&#x20AC;? One regular guest stops in for breaks from caring for her husband, who has Parkinsonâ&#x20AC;&#x2122;s disease and dementia. â&#x20AC;&#x153;Weâ&#x20AC;&#x2122;ve had women that come that have autistic kids and just need a break,â&#x20AC;? Adam said. The Garden is up front about two things: It is not a counseling service, and it is a Christian enterprise.

The institute also legally represented monks of the St. Joseph Abbey in Louisiana challenging a state requirements that the monks must be licensed as funeral directors before they could sell their handmade wooden coffins. According to the institute, less than 5 percent of workers were licensed in the United States in the 1950s. Today, about 50 occupations are licensed in all states about 800 occupations are licensed in at least one, according to the institute. T.W. Budig can be reached at tim.budig@ecm-inc.com.

Guests are asked to fill out a welcome card that asks whether they want someone to pray with them. Everyone is welcome, regardless of their response. â&#x20AC;&#x153;Some check yes, some check no,â&#x20AC;? Adam said. The foundersâ&#x20AC;&#x2122; goal is to install Owen in a full-time staff position, but for now their registered nonprofit is surviving uncertainly from month to month. They hope to add classes and workshops on topics of interest to women and offer referrals for personal and

professional services. Meanwhile, the quiet room needs some nap-time furniture. â&#x20AC;&#x153;We donâ&#x20AC;&#x2122;t have a chaise lounge yet,â&#x20AC;? Martin said. â&#x20AC;&#x153;Thatâ&#x20AC;&#x2122;s our big need.â&#x20AC;? Drop-in hours are 11:30 a.m. to 7 p.m. Tuesdays through Thursdays and 11:30 a.m. to 4 p.m. on Fridays. The Garden is in Suite 202 at 190 S. River Ridge Circle. The website is www. thegardenatriverridge.org.

Ecolab from Page 1A

service force and provide customers with outstanding technical support and service,â&#x20AC;? said Mike Hickey, executive vice president and president of the firmâ&#x20AC;&#x2122;s Institutional Division, in the press release. The institutional training center will include wet labs as well as a conference room and offices for training staff. Employees from around the country will receive training at the center on the latest Ecolab products and service solutions. â&#x20AC;&#x153;Construction of this fa-

John Gessner is at john.gessner@ecm-inc.com.

cility reflects our commitment to employee training and our commitment to research and development, both vital components for the continued growth of our company,â&#x20AC;? said Dr. Larry Berger, executive vice president and chief technical officer, in a statement. â&#x20AC;&#x153;The additional R&D space this facility will provide will advance the continued development of new and innovative customer solutions.â&#x20AC;? Ecolab saw $11 billion in sales in 2011. â&#x20AC;&#x201C; Aaron Vehling

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24A

February 16, 2012 DAKOTA COUNTY TRIBUNE BUSINESS WEEKLY

Dakota Arts A whole lotta ‘uff da’ Ole and Lena show comes to Lakeville

by Andrew Miller DAKOTA COUNTY TRIBUNE

Wedding anniversary? Oh, jeez. The lovably dim-witted Norwegian couple of Ole and Lena will be taking the stage of the Lakeville Area Arts Center on Feb. 18 for “Ole & Lena’s 50th Anniversary and Vow Renewal.” The all-ages stage comedy features real-life husband and wife Michael and Julie Bateson as the title characters. Michael Bateson wrote and is directing the show, which follows Lena’s preparations for a romantic anniversary celebration as Ole seeks ways to instead compete in an ice-fishing tournament. “It’s a lighthearted comedy, but it’s not just a series of Ole and Lena jokes,” Bateson said. “There’s a story, we do a fair amount of improv and there are some interactive sections

with the audience.” The Batesons are no strangers to the characters. This is their third Ole and Lena show, having performed as the comic Scandinavian couple in two other shows Michael wrote – “Ole & Lena’s Family Christmas” and “Ole & Lena’s Cruise Vacation.” Both of those shows were staged at the theater the Batesons owned and operated in Cannon Falls, the now-defunct Stone Mill Dinner Theater. South-of-the-river audiences will recognize Michael Bateson from his one-man Mark Twain shows last year at the Lakeville Area Arts Center and the Dakota County Fair. A Cannon Falls resident who works at Charter Media in Rosemount, he has been performing as the venerated

Southern humorist for about 10 years. As a Twain fan since childhood, he brings an encyclopedic knowledge of the author’s life and literary works to the act, and his impersonation comes complete with a white suit, wig and Missouri drawl. Making the switch from Mark Twain to Ole may seem like an odd transition, but as a character actor it comes with the territory, he said. “Mark Twain tends to be a little more challenging just because of all the research that goes into it,” he said. “Ole is a little more freewheeling – and a lot more fun.” Tickets for “Ole & Lena” are $15 and can be reserved by calling (952) 985-4640 or visiting www.ci.lakeville.mn.us and clicking on “Lakeville Area Arts Center.” Andrew Miller is at andrew. miller@ecm-inc.com.

Vocalist to perform at arts center

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The husband-and-wife acting team of Michael and Julie Bateson will perform as the lovably dim-witted Ole and Lena next week at the Lakeville Area Arts Center.

Theater and Arts Briefs Coffee concerts begin Feb. 19

“A Time and Place for Music” is the theme of the fifth season of Chamber Music Coffee Concerts at the Lakeville Area Arts Center. The WolfGang, seven musicians who specialize in playing late baroque through early classical music on period instruments, will kick off the season at 2 p.m. Sunday, Feb. 19. The concerts are held in a casual cabaret setting with complimentary Caribou coffee and refreshments. Upcoming concerts in the series include: • The Vecchione/Erdahl Duo, Sunday, March 18. • Orkestar Bez Ime, Sunday, April 29. • Adam Kuenzel, flute, and Judith Gordon, piano, Mother’s Day recital, Sunday, May 13. Tickets are available at the Lakeville Area Arts Center, 20965 Holyoke Ave., or by calling (952) 985-4640. Tickets are $12 for adults and $10 for seniors and students. Season tickets for all four concerts are available at a 25 percent discount.

IMAX family night is Monday, Feb. 20

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Vocalist Jenn Alexander will perform at 7:30 p.m. Saturday, Feb. 11, at the Lakeville Area Arts Center. Known locally as a worship leader at Hosanna Lutheran Church, Alexander will be backed by a four-piece band featuring strings, piano and acoustic instruments. Tickets are $15 and are available at the Lakeville Area Arts Center, 20965 Holyoke Ave. Advance purchase is recommended. For additional information, call (952) 985-4640.

The IMAX Theatre at the Minnesota Zoo in Apple Valley will host Dinner and a Movie Family Night on Monday, Feb. 20. Guests who purchase one adult admission ($9.75) to the 6:30 p.m. showing of “The Ultimate Wave Tahiti: An IMAX 3D Experience” will receive one free child’s admission to the movie and a complimentary Subway sandwich (while supplies last) before the show. Dinner will be served in the lobby beginning at 5:30 p.m.

Arts festival has call for artists

Artists are invited to submit an application to Lakeville’s juried art festival to be held Sept. 15-16 on the grounds of the Lakeville Area Arts Center. Artists may apply online at www.lakevilleartfestival. org, or by calling (952) 985-4640. Postmark deadline for the application is April 27.

Matthew Sanford at arts center

Matthew Sanford, author of “Waking: A Memoir of Trauma and Transcendence,” will talk about the accident that left him paralyzed as a teen and his journey to become a yoga instructor and leading advocate of integrative medicine from 7 to 9 p.m. Saturday, Feb. 25, at Lakeville Area Arts Center, 20965 Holyoke Ave., Lakeville. The event is free but requires a ticket. Call the Heritage Library at (952) 8910362 or register online at www.heritagelibraryfriends.com. Sanford’s appearance is a part of OneBook, OneLakeville.

‘Wizard of Oz’ in Lakeville

Giant Step Theatre will present “Wizard of Oz” at Lakeville North High School continues Saturday, Feb. 17. Performances are 7 p.m. Friday, Feb. 17, 2 and 7 p.m. Saturday, Feb. 18; 2 and 6 p.m. Sunday, Feb. 19; and 2 p.m. Monday, Feb. 20. Tickets are $6 at the Lakeville Area Arts Center, 20965 Holyoke Ave., or by phone at (952) 985-4640. Remaining tickets can be purchased at the door for $8.