02/25/2010 - Dakota County Tribune Business Weekly by Dakota County Tribune

JESSICA HARPER ERIN JOHNSON DERRICK WILLIAMS

Local business brings â&#x20AC;&#x2DC;hopeâ&#x20AC;&#x2122; to those in need 2A Six new stores open at Promenade in Eagan 5A Molly Coolâ&#x20AC;&#x2122;s becomes Lakeville destination 12A

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DATE ##, 2009 FEBRUARY 25, 2010

VOLUME 30, NUMBER # VOLUME 30, NUMBER 52

Dakota County Tribune Since 1884

Phone, cable firms offer TV shows via computer

INSIDE BIZ FORUM

Local companies are launching new Web sites that offer online television

Itâ&#x20AC;&#x2122;s time for Republicans and Democrats to negotiate to lower prescription drug prices under Medicare Part D. AMY 4A KLOBUCHAR

by Jessica Harper DAKOTA COUNTY TRIBUNE

Every weekend, David Westman of Apple Valley watches his favorite stand-up comics on Comedy Central. But like a growing number of Americans, Westman doesnâ&#x20AC;&#x2122;t sit in front of the television â&#x20AC;&#x201C; he goes online. â&#x20AC;&#x153;I usually donâ&#x20AC;&#x2122;t have time to watch it on Friday nights, and can catch up later online,â&#x20AC;? Westman said. According to a 2008 study by Integrated Media Measurement Inc., a San Mateo, Calif.-based company that conducts consumer research for advertising, radio, television and other businesses, 20 percent of prime time television viewers are watching some shows online. Cable, telephone and Internet providers are tuning in and beginning to launch their own sites tailored to online viewing. Frontier Communications, which provides phone, Internet services and satellite-television service, is the latest company to jump on the bandwagon. It joined forces with Hulu and Amazon to launch Myfitv. com on Feb. 7, Super Bowl Sunday. â&#x20AC;&#x153;This gives an alternative to people based on their lifestyles,â&#x20AC;? said John Lass, regional general manager of Frontier in Burnsville. â&#x20AC;&#x153;We pride ourselves in trying to do new and innovative things, and expand our customer base.â&#x20AC;? Myfitv.com offers a variety of free movies, television shows, 2010 Winter Olympics coverage and local news. Viewers can search by interest. For instance, they can find recipes from specific chefs on Food Network, Lass said. Myfitv also offers pay-per-view movies. Frontier is one of several local companies offering TV on

BEST PRACTICES

Organizations are creating, maintaining and sharing vast amounts of data everyday, and must protect it. JON HALLBERG 5A BUSINESS 101

COCO DUGAN EARLY

See TV, Page 6A

Color is a critically important factor in any business decision related to marketing and branding a product or service. 6A

CAPITOL COMMERCE

TIM BUDIG

After 21 years in the Minnesota Senate, Sen. Pariseau of Farmington decided to retire. 8A

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David Westman of Apple Valley is an example of the growing number of Americans who watch television programming online. Cable providers are launching their own sites to compete with sites such as Hulu and YouTube.

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February 18, 2010 DAKOTA COUNTY TRIBUNE BUSINESS WEEKLY

Real Estate

Home prices show strongest sign of stability yet Numbers for Monthly Press Rounds

Year-Over-Year Change in Median Sales Price 1-2009

2-2009

3-2009

4-2009

5-2009

6-2009

7-2009

8-2009

9-2009 10-2009 11-2009 12-2009 1-2010

January 2010

1.3%

-2.9% -3.0%

-6.1%

Pending Sales January 2010 One Year Change Share

Traditional

2,736 - 3.2%

1,391 + 18.6% 50.8%

1,345 - 18.7% 49.2%

Median Sales Price Total

Traditional

LenderMediated

$157,000 + 1.3%

$198,000 - 7.9%

$125,000 + 3.3%

Homes for Sale

-10.5% -12.5%

February 2010 One Year Change Share

-15.4% -17.8% -19.5%

-24.4%

Total

LenderMediated

Total

Traditional

LenderMediated

21,066 - 16.6%

14,961 - 9.7% 71.0%

6,105 - 16.6% 29.0%

Months Supply Total

Traditional

LenderMediated

5.5 - 28.6%

7.0 - 16.7%

4.0 - 50.2%

-23.1% -22.9% -25.2%

After 41 consecutive months, four Super Bowls and a presidential election, the Twin Cities housing market finally posted a median sales price that was higher than the same month a year ago. The January median sales price of $157,000 was a 1.3 percent increase from last January’s mark of $155,000. That’s the first year-over-year increase since July 2006. “One-point-three percent may seem pretty ‘hohum,’ and in an ordinary

Year to Date market it is,” said Brad Fisher, president of the Minneapolis Area Association of REALTORS (MAAR). “But in light of the three-year roller coaster we’ve been riding, ‘ho-hum’ sounds glorious right now.” The median sales price of traditional homes (excluding foreclosures and short sales) in January was $198,000, down 7.9 percent from a year ago. Lender-mediated properties posted a January figure of $125,000, an increase of 3.3 percent from a year ago.

There were 2,736 signed purchase agreements in January, a dip of 3.2 percent from a year ago. That’s the second consecutive month of year-over-year decline in pending sales, though the declines have been small to this point. The Federal Home Buyer Tax Credit and extremely low mortgage rates have been the two main drivers of the market’s recent momentum and, unfortunately, both of those market boosters may be near their eventual end.

Dakota County Tribune BUSINESS WEEKLY

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Pending Sales Year to Date One Year Change Share

Total

Traditional

LenderMediated

2,736 - 3.2%

1,391 + 18.6% 50.8%

1,345 - 18.7% 49.2%

The tax credit expires on April 30 and likely will not be extended. Further, the Federal Reserve intends to stop buying mortgagebacked securities in the near future, a move that will likely lead to an increase in mortgage rates. Unless these changes are effectively offset by other economic

Saint sociation (SPAAR) have been ary 2010.

Paul Area Asof REALTORS housing statistics released for Janu-

January closed home sales are down 0.45 percent from one year ago. There were 2,001 closed home sales in January 2010 compared to 2,010 in January 2009.

Pending sales _______________________________________________________________________________ BUSINESS NAME

________________________________________________________________________________ ATTENTION

________________________________________________________________________________ ADDRESS

________________________________________________________________________________ CITY/STATE/ZIP

__________________________________________________ _____________________________ SIGNATURE

DATE

________________________________________________________________________________ EMAIL

Total

Traditional

LenderMediated

$157,900 + 1.9%

$198,000 - 7.9%

$125,000 + 3.3%

improvements, downward pressure on home sales in the months ahead is expected. “A lot of progress has been made in the last year,” said Pat Paulson, MAAR president-elect. “But the recovery process still isn’t over. There are going to be some more bumps in the

road.” Statistics and other information here are provided by MAAR based on data from the Regional Multiple Listing Service of Minnesota Inc. MAAR serves the Twin Cities 13-county metro area and western Wisconsin.

Market makes seasonal adjustments and gears up for spring selling season

Closed sales

Just complete this form and mail to: Attention: Subscriptions Dakota County Tribune 12190 County Road 11 Burnsville, MN 55337 or fax to: 952-846-2010

Median Sales Price

January 2010 pending sales were down 3.22 percent from one year ago. There were 2,736 pending sales in January 2010 compared to 2,827 in January 2009. Month over month, pending sales were up a mere 1.60 percent with 2,693 sales reported in December 2009 compared to the 2,736 sales in January.

Active listings Active listing inventory continues to drop off with 20,518 on the first of February 2010 compared to 25,131 at the same time last year, an 18.4 percent decrease in inventory in one year.

New listing inventory

Months supply of inventory

Month over month, new listing inventory at the end of January 2010 stood at 6,598 compared to 3,919 in December 2009, an increase of 68.4 percent. Year over year there was a decrease of nearly 6 percent in new listings with 7,017 listings added in January 2009 compared to the 6,598 added January of this year. “While the statistics don’t show a high level of sales activity, we know our REALTORS are busy preparing their sellers and buyers for the spring housing market, said Tony Maurer, president of the Saint Paul Area Association of REALTORS. “There is still pent up demand in the marketplace and we expect the tax credit to accelerate the spring market.”

Months supply of inventory stood at eight months in January 2010 compared to 7.9 months in December 2009. One year ago: MSI stood at 10.5 months. Two years ago: MSI stood at 12.4 months.

Median sales price The median sales price for the 13-county metro area was reported to be $157,000, up by 1.3 percent from one year ago when it was $155,000.

Average days on market (ADOM) ADOM stood at 76 days at the end of January 2010. One year ago: ADOM stood at 72 days. Two years ago: ADOM stood at 82 days. Housing statistics include existing single-family homes, condominiums and townhomes. Statistics are provided by the Saint Paul Area Association of REALTORS and are based on data supplied by the Regional Multiple Listing Service. For more information about Twin Cities area home sales statistics, contact Meg Chiodo at (651) 772-6341 or mchiodo@spaar.com.

DAKOTA COUNTY TRIBUNE BUSINESS WEEKLY February 18, 2010

Buzz People, places and pursuits creating buzz in Dakota County business this week as submitted by the local business community

Buzz Spotlight

Burnsville family law attorney recognized Deborah Dewalt named among top 40 by Super Lawyers by Jessica Harper

Super Lawyers to New York-based Thomson Reuters, which has a To Deborah Dewalt of the large operation in Eagan. Dewalt Law Office in BurnsEach year, the magazine underville, practicing family law is like takes a rigorous selection process throwing hundreds of beached that includes a statewide survey of jellyfish back into the ocean. lawyers, independent evaluation of “I can’t save them all but I can candidates by Law and Politics atDeborah try – case by case,” she said. torney-led research staff, a peer reFellow attorneys took notice Dewalt view of candidates by practice area, of Dewalt’s drive earlier this year. and a good-standing disciplinary Dewalt recently received enough votes check. from her peers to be named among Super “I consider it quite a privilege,” Dewalt Lawyers magazine’s top-40 Minnesota said. family law attorneys. This is the second time Dewalt has reThe selections for Super Lawyers ceived this ranking from Super Lawyers. were made by Law and Politics, a diviDewalt began practicing family law sion of Minneapolis-based Key Profes25 years ago, and said she chose that area sional Media Inc., which recently sold of law for its human element. DAKOTA COUNTY TRIBUNE

Moving Up CHERYL RETTERATH Hired Prudential Lovejoy Realty Apple Valley

Cheryl Retterath has recently joined Prudential Lovejoy Realty as a professional real estate agent and consultant. Cheryl is responsible for marketing residential, commercial and investment properties throughout the Twin Cities and surrounding areas. She is also a Relocation Specialist for incoming and outgoing relocation clients and is experienced with short sales and foreclosures. Cheryl brings with her more than 20 years of real estate experience. Prior to joining Prudential Lovejoy Realty, she was a real estate agent for Edina Realty for 10 years.

Business Briefs LONNY KOCINA TO SPEAK AT NAWBO-MN MEETING Lonny Kocina, founder and president of Kocina Branding and Marketing Companies, will present results-oriented marketing concepts from 8 to 10 a.m. March 9 to members and guests of the Minnesota Chapter of the National Association of Women Business Owners. Frustrated by the business world’s lack of understanding of the most basic

Business Briefs marketing concepts, Kocina has taught hundreds of companies to create and use a brand playbook he believes will have a profound impact on the effectiveness of their promotions. The orientation will be held in the conference room at 350 W. Burnsville Parkway in Burnsville. Cost is $20 for members and $30 for non-members. This event is limited to 50 registrants. Register http://nawbo-mnapr2010. eventbrite.com. LOCAL CURVES LOCATIONS HOST FOOD DRIVES Curves is encouraging women in the local area to show their philanthropic strength by participating in the annual Curves Food Drive. Although donating food to families in need is its own reward, the clubs are offering incentives for both existing and potential members who participate. From March 1 to 31, Curves locations in the area will collect non-perishable items and monetary donations for food banks in the local area. Members who donate a bag of groceries or make a minimum donation of $30 during the month of March will receive a reusable Curves grocery freezer bag for free. Non-members who do likewise between March 8 and 20 can join Curves for free. Each year, Curves locations collectively donate millions of pounds of food

It is an opportunity to help people in what is often the most difficult time of their lives, she said. “Families are the real basic component of the social structure, and how families do, in large part, shows how we are doing as a society,” she said. “When you are working with families that are falling apart, it’s a real opportunity to see the kinds of things that families have tried that have worked and haven’t worked, and to try to help people to deal with whatever their family issues are and to move to some point that is better for them and, particularly, their children,” she said. E-mail Jessica Harper at: jessica.harper@ecm-inc.com

Business Briefs to feed the hungry. For more information about and the Curves Food Drive, contact: • Donna Nelson of Curves of Eagan at (651) 406-8056 or 9BJT5RA3@ curvesmail.com, • Lani Lindquist of Curves of Burnsville, at (952) 898-1997 or burnsvillesouth@frontiernet.net, • Apple Valley Curves at (952) 9973213 or 97MH5RN@curvesmail.com THRIVENT FINANCIAL LAUNCHES ‘FAN IT FORWARD’ CAMPAIGN Thrivent Financial for Lutherans has launched a new charitable outreach campaign on Facebook that provides new fans an easy way to help others worldwide.

Business Briefs Now through March 31, for every new fan of the Thrivent Financial Facebook page, Thrivent Financial will contribute $1 to Lutheran World Relief, up to $10,000. The goal of “Fan it Forward” is to generate $10,000 for LWR and raise awareness for the humanitarian outreach the organization is making in countries around the world. Individuals can participate in the campaign by going to Thrivent.com/ facebook and clicking on the “Become a Fan” button. A new tab on the Thrivent Financial Facebook page highlights the campaign details and gives fans quick tools to spread the word through Facebook, Twitter and e-mail. Thrivent Financial for Lutherans introduced its Facebook page in spring of 2009 with the goal of creating a vibrant online community. Fans of the site have already played a key role in other charitable activities, such as helping raise more than $3 million for Haiti relief efforts. XANTEL ANNOUNCES RELEASE OF AMAPS+PLUS/ON DEMAND Enterprise business system provider Xantel, Inc. of Burnsville, announced on Feb. 12 that it will release AMAPS+PLUS/On Demand, extending the Internet based access to the AMAPS+PLUS suite of applications. AMAPS+PLUS/On Demand has been tailored for the small to mid-size manufacturer needing FDA compliance or early stage company seeking FDA certification for its products. With integrated manufacturing oriented ERP sharing a common database of information, the AMAPS+PLUS application suite comprises one of the leading online business applications and supports the compliance needs of the medical device, food or pharma enterprise, fully integrating back office, front office and e-commerce functionality.

Submission to Buzz The Dakota County Tribune Business Weekly includes promotions, new hires, retirements, awards and other such business news on the Buzz page. If you have an announcement you would like included in this part of the newspaper, send submissions by e-mail to jessica.harper@ecm-inc.com, fax to (952) 846-2010 or mail it to the Burnsville office at 12190 County Road 11, Burnsville, MN 55337. When sending a photo by e-mail be sure that it is 200 dpi or greater. Include a daytime phone number if someone from the newsroom needs to contact the business for additional information. Deadline is 5 p.m. Friday prior to Thursday edition. Submission of information does not guarantee publication. All items are subject to editing. Tips on what to include in the submission are: names, titles, dates, business name, brief description of the news taking place, brief description of the business, contact names and numbers.

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February 18, 2010 DAKOTA COUNTY TRIBUNE BUSINESS WEEKLY

Forum Commentary and opinion regarding issues in the world of business and public policy

Lawmakers need to stop accelerating spending by Phil Krinkie SPECIAL TO THE TRIBUNE

The gavel had hardly hit the desk at the start of the 2010 session, when state legislators began spending more taxpayer dollars. The first order of business in both the House and the Senate was to pass construction related bonding proposals totaling almost one billion dollars. Like a Toyota with a stuck accelerator, the speed at which the Legislature took off was mesmerizing. There was no discussion of the $1.2 billion budget shortfall, let alone the fact that the state has already exceeded its debt-to-spending ratio of the historic three percent limit-adebt guideline that has been in place for 30 years. Unlike a panicked Toyota driver whose car is accelerating down the highway, Sen. Keith Langseth, DFL-Glyndon, and chair of the Senate’s Capital Investment Committee, showed no concern or trepidation when the Minnesota Senate voted 52 to 14 to put the state another billion dollars into debt. The senators ignored the words from the Office of Management and Budget that the Senate’s bonding bill could have a “debilitating effect on the state’s cash flow position.” Nor did the senators heed the warning in a letter from GOP Gov. Tim Pawlenty that their billion dollar bill was “unaffordable and irresponsible.” Another point that seemed to be

Guest Columnist Phil Krinkie

missed by the senators speeding to pass a bonding bill is the trifling concern that the state may soon run out of money. Recently, Management and Budget Commissioner Tom Hanson reported that the state was considering a $600 million short-term loan to ensure Minnesota doesn’t run out of cash. This loan would be in addition to the nearly $1 billion the agency has already tapped, which it refers to as “interfund borrowing.” This is the practice of using funds with cash reserves to pay current bills. And then you have the state’s proposal to delay payments to school districts and to place a hold on tax refunds to corporations. But the senators, unfazed by the fact that the state could soon be unable to pay its bills, passed their billion-dollar bonding bill. Even as senators and House members debate their respective billion-dollar spending proposals, Moody’s, one of the three national credit-rating agencies, changed their outlook for Minnesota from “stable” to “negative.”

This news also seemed to fall on deaf ears, because the Legislature is determined to pass its billion-bonding package with record speed. Passing a bloated bonding bill this early in the legislative session is of concern for another reason as well: The next state budget forecast is due out in early March, and this update will shed important light on the state’s economic picture. The information could and should be critical in determining the state’s fiscal future. Waiting two weeks for the budget forecast is only prudent. However, the spending frenzy seems to have overtaken this current group of lawmakers. The thing is, this budget mess we’re in (probably the worst we’ve ever faced) is a lot more than a bloated bonding bill. These spending-crazed lawmakers are forging ahead despite warning signs of impending financial doom. Is it because of their reckless disregard, or just denial of the fiscal facts? For most legislators, it’s a simple case of denial. The choices are difficult and in an election year no one wants to be the bearer of bad news, or to have to cut a favored sacred cow like K-12. For those with reckless disregard, it’s like they just can’t kick the spending habit and would prefer to blame Gov. Pawlenty and force a budget stalemate in the closing days of session.

Neither scenario is helpful and we need help. The last budget forecast, from November 2009, pegged the budget deficit at $1.2 billion for the current biennium and predicts a $5.4 billion shortfall for the next budget period. This represents a shortfall of 15 percent of general fund spending, a whopping gap considering that almost all funding delays and shifts have already been used to resolve last year’s budget problems. So instead of passing legislation that only exacerbates the state’s budget problems, legislators should first turn their attention to reducing current spending. Then, they need to focus on slowing the growth in state programs and should avoid adding to the problem. Before we end up like the Toyota in the ditch – i.e., just like the state of California – Minnesota lawmakers need to take their foot off the spending accelerator. Slow the legislative pace, see what the March forecast holds, and certainly avoid making the budget situation worse. Phil Krinkie is a former Republican state representative from Lino Lakes and the president of the Taxpayers League of Minnesota. The eight-term lawmaker chaired the House Tax Committee and two other House panels. Krinkie’s e-mail is at: philk@ taxpayersleague.org.

Common sense and compassion in the public health care vote by Julianne Ortman SPECIAL TO THE TRIBUNE

We need public health insurance reform in Minnesota, and the governor’s unallotment of General Assistance Medical Care is the first and most important step toward the necessary reform. In Minnesota, our public health care benefits for residents are distributed in three programs: The first program we provide is Medical Assistance (a program started in 1975) with unlimited health care coverage to 526,000 Minnesotans who have a medical designation of disability, and to families (with children) in poverty. The governor’s unallotment does not affect the benefits we provide to these people. The second is MinnesotaCare, a public health care program started in the 1990s, which provides very affordable health care insurance for approximately 150,000 Minnesotans. Even residents with income levels up to 250 percent of the federal poverty level (with income levels of $26,000 for an individual or $54,000 for a family of four) qualify, regardless of family status. This means even working adults without children can qualify for coverage. We have 5,500 new enrollees into MinnesotaCare (MNCare) every month. Participants pay premiums on a slid-

Guest Columnist Julianne Ortman

ing scale according to their means: The lowest amount is $4 per month; the top premium is $330 per month, with medical co-pays of $3. There is a maximum hospitalization benefit of $10,000 per year for adults without children. While this insurance program provides for most medical needs, it does not provide unlimited coverage, and it also sharply discourages emergency room visits by charging a deductible of $1,000 per ER visit (the most expensive venue for providing medical care). The third public health care program is GAMC, which the governor recently unallotted, or stopped funding. The 35,000 enrollees affected are those who claim a disability (but have no medical diagnosis of disability), those who are chemically dependent and/or those who are adults without children, whose incomes are below 75 percent of the poverty line. But it is critical to understand that we do not leave these beneficiaries without health care. The state is automatically transitioning all recipients of this program into

the second tier program – the MNCare insurance program, by April 1. After the transition period, 93 to 94 percent of these people will be eligible for MNCare, and the rest would qualify for another public program. The governor has asked the counties to pay the premiums for their residents during the transition period – a total cost of just $1.4 million statewide. Moving people from GAMC to MNCare provides cost savings to the state because the MNCare program imposes reasonable limits of coverage and puts beneficiaries on par with everyone else who needs to take premiums, copayments and deductibles into account when making medical choices. Even the preventive care benefits are almost identical, including mental health treatment. The costs of care in the MNCare program are significantly less on a perpatient and per-visit basis than in the GAMC program. As we all know, when there is a promise from the state to pay all bills, for all expenses, with no limits, then there is little need or effort to economize, and costs skyrocket. That is why if we continue to fund this program as is, the cost will grow by 36 percent every two years. According to the Department of Human Services, GAMC will cost $1 billion next year if left unchanged. The governor’s unallotment of See Health Care, Page 11A

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Dakota County Tribune BUSINESS WEEKLY

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DAKOTA COUNTY TRIBUNE BUSINESS WEEKLY February 18, 2010

Best Practices

Prepare and adapt as a team by Jeff Appelquist SPECIAL TO THE TRIBUNE

In late 1911, two teams of intrepid explorers, one led by the Norwegian Roald Amundsen, the other by the British naval officer Robert Falcon Scott, raced to see who would be first to arrive at the South Pole. Amundsen arrived at the pole on Dec. 14 and returned safely with all hands alive and well. Scott’s team reached the pole five weeks later but every man in the party (Scott and four others) perished on the return trip. These two leaders and their respective teams represented profoundly different styles and approaches. One group experienced triumph, and the other tragedy. In the end, Amundsen and his hardy band of Scandinavians – in a way that is extremely relevant to today’s business leaders – demonstrated the critical need to prepare and adapt as a team. In what was known as the “heroic age” of Antarctic exploration during the 1890s and early 1900s, the South Pole constituted the ultimate prize. To reach the pole would be seen as an accomplishment akin to landing men on the moon in the 1960s. Though the frigid, icecovered Antarctic continent had been explored extensively for many decades, no one had yet reached the South Pole when Amundsen, Scott, and their respec-

Guest Columnist Jeff Appelquist

tive teams set out to win the right to call themselves first to the coveted objective. Amundsen decided at an early age that he would be a polar explorer and prepared an entire lifetime for the ultimate test of his abilities. He recognized the knowledge and skills he would need to succeed and set out with great determination to acquire them. He was descended from seafaring men, and so first he became a master mariner. He became physically fit and an expert skier. To achieve polar experience, he read every source he could find on the subject, and volunteered as an unpaid mate to accompany an Antarctic expedition in 1896. Amundsen led a voyage from 1903 to 1906 that became the first to successfully sail the Northwest Passage between the Atlantic and Pacific oceans. During this trip he befriended local Netsilik Eskimos, learning their language and studying their culture in detail. The knowledge he gained about clothing, hunting, doghandling, and survival skills served him well in adapting to the polar environment he would subsequently encounter. In a fascinating book on

the race to the pole, “The Last Place On Earth,” author Roland Huntford writes, “There are very few civilized men – even today – who can immerse themselves in a primitive culture without trying to improve on it. Amundsen had set out with perception and humility to learn from anyone who had something to teach.” Amundsen was an outstanding leader as well. Huntford describes life aboard Amundsen’s ship, Gjoa, where each individual was treated as a professional who was there to share in the work and help achieve a common goal: “Respect was given not to rank, but to the man… One pilot said that Amundsen’s ship was the most astonishing he had ever seen. ‘No orders were given, but everyone seemed to know what to do.’ ” Amundsen chose his team carefully, and prepared and trained them rigorously, just as he had himself, for their ordeal. In contrast, Robert Falcon Scott represented the epitome of the rigid, unimaginative officer caste of the British navy. Scott was ambitious for no one but himself, and appears to have pursued polar exploration for the primary reason that it would expedite his promotion to higher levels within the navy. Scott was a mediocre leader. Huntford writes

of life aboard Scott’s ship, “The picture that emerges is one of an insecure, unhappy, emotional disciplinarian…” Scott was also unwilling to learn: “His Naval training had taught him form, discipline, obedience, but stifled independent thought. He lacked capacity to learn from experience.” In pursuit of the South Pole, Amundsen’s team relied primarily on highly efficient dog teams for transportation. Scott’s team brought some dogs, but was unskilled in their use. Instead, Scott’s men man-hauled their equipment and also used three motor sledges, one of which fell through the ice while the other two failed early in the expedition. Scott also brought ponies that were extremely ill-suited to the extreme conditions. Amundsen’s men were able to ski, but Scott’s group lacked training as skiers. Amundsen marked his route and laid supply depots carefully. Scott’s approach was more haphazard. Amundsen ensured sufficient supplies of food and fuel. Scott miscalculated in this critical arena. Huntford concludes, “Scott marched off into the unknown, singularly ill pre-

pared. Beyond a hazy hope of reaching the pole, he had no plans of campaign… He thought snow and ice could be overcome by brute force. He did not understand the world he had chosen to invade.” The result was that Scott and his men, courageous though they were, died from hunger and exhaustion on the return trip from the pole. Amundsen and team had meticulously prepared for and adapted to the harsh environment they faced. Scott’s team failed to acknowledge hard reality and stumbled forward, grossly unprepared, in hopes that the world would adapt to them. In today’s tough economic environment, are you and

your team p r e pared for the extreme challenges you will face? Do you appreciate and adapt to your situation as it really exists, or are you hoping that the external world will change to fit your current operational model? The simple truth is that teams that prepare and adapt with the most skill will best weather today’s storm of economic uncertainty. Jeff Appelquist is founder and president of Blue Knight Battlefield Seminars, which provides individual leadership and team development training. Jeff is a former Marine officer, practicing attorney, and corporate executive. His Web site is www.blueknightseminars.com, and he can be reached at jeff.appelquist@blueknightseminars.com.

Plans to rebound in 2010? Not without employee engagement by Glen Starf ield SPECIAL TO THE TRIBUNE

After a year of massive layoffs, longer hours, increased stress and less pay, the number of employees who are actively engaged in their jobs declined by nine percent from 2008 to 2009, according to Watson Wyatt’s Employee Engagement Index. And even more alarming, employee engagement among topperforming workers fell by 23 percent over the same period, raising concerns for high employee turnover rates in 2010. Should employers worry? In a recent online survey that we conducted through our website www.expressHRcenter.com, readers were asked if they would job hop for a better opportunity in the coming year. Of nearly

Guest Columnist Glen Starfield

800 respondents, 81 percent said, “Yes,” they would job hop in 2010. What does this mean? Attrition can cost companies thousands of dollars per lost employee and can significantly impact the financial performance of a company. If these surveys are any indication of what is to come, employers could see profits disappear right before their eyes. If employers want a chance to rebound in 2010 and avoid high employee turnover, they must refocus their efforts on

employee engagement and make it a top priority. How do employers get employees to reengage in 2010? There are many key tactics, but one tried and true method for rebuilding trust and increasing employee engagement is through communication. A vital component of this includes being honest about where the company stands financially, what the plans are for the future, and what the necessary steps are to get there. Employers should avoid sugarcoating the truth about the situation and making promises they cannot deliver. When employers give

employees an opportunity to feel connected to the rise and fall of a business, workers feel personally involved and are usually willing to do whatever it takes to help get the company back into good standing. An open-door policy is always a great strategy to keep the lines of communication flowing. Employers should encourage their employees to ask questions, no matter the topic, and address concerns honestly, no matter what the answer. Employees are more inclined to stay loyal and engaged to a company when they feel their concerns are being thoughtfully considered. Employers can also increase engagement by show-

ing appreciation and recognizing sacrifices made by everyone over the past year. Companies can do this in a number of ways, but most cannot shell out quarterly bonuses the way they once did to reward a job well done. It’s important to think of creative ways to reward your employees for their hard work and dedication, and you can do this without a lot of out-of-pocket expense. If you don’t take a small amount of money now to invest in engaging your employees, you could be out a lot more later when your employees decide to leave your company for other opportunities when the job market opens back up. This recession has had a huge

impact on the workforce. In times like these, it’s critical to remember that the real reason companies are successful is because of their people. Businesses that invest in and value engagement will achieve higher levels of employee satisfaction, loyalty and, in turn, success. These are the companies that will come out on top and rebound in 2010. To calculate the cost of turnover for your company, go to www. expresspros.com/turnover. aspx. Glenn M. Starf ield is owner of Express Employment Professionals in Lakeville. He can be reached by e-mail at glenn.starf ield@expresspros. com.

February 18, 2010 DAKOTA COUNTY TRIBUNE BUSINESS WEEKLY

Business 101

Gaining a competitive advantage is crucial to success by Antar Salim SPECIAL TO THE TRIBUNE

Strategic management literature is replete with tools and methods to generate a competitive advantage. Strategy may be defined as a company’s plan to gain and maintain a long-term competitive advantage which affords the company the ability to accomplish its various goals. Scholars have argued for years over the best method by which business may construct a competitive advantage. As a result three main schools of thought emerged. First, organizations may focus on the external environment. In doing so, a company is charged with analyzing its surrounds so that it can position itself in a manner that maximizes its strengths and minimizes its weakness. This method has been labeled the Industrial / Organizational (I/O) maxim. Second, a company may instead focus on its various internal resources and utilize those resources in a manner that allows it to produce value to the customer. This approach has been deemed the Resource Based Value (RBV ) axiom. Finally, the Gorilla Technique, which has emerged in the past few years views strategy as more of an ad hoc idea and suggests that the marketplace is too dynamic to create a long-term plan and thus strategy must be more fluid and reactive

Guest Columnist Antar Salim

than proactive. Based on the three general schools of thought regarding strategy, I will focus on the first two to propose and discuss three ways by which organizations may create a competitive advantage. The first is by focusing on the external environment. Michael Porter is one of the fathers of this approach. In particular, he is credited for proposing the five force model. The five force model contends there are five forces that a business must consider when analyzing its external environment. The five forces are a) the rivalry within the industry, b) the bargaining power of suppliers, c) the bargaining power of buyers, d) the barriers to entry, and e) the number of substitute products. Although Porter’s model produces a wealth of insight, it is 30 years old and much has changed in the marketplace. That said; the ability to focus on the bargaining power of buyers and suppliers can create a competitive advantage. To accomplish this goal, businesses should view the relationship in a cooperative manner and not in

an adversarial manner. Firms should ferret for methods to build a stronger supply change with their suppliers and buyers so that the relationship is viewed as a strategic alliance and not as a means to an end. Thus, companies need to fully understand the goals of their suppliers and buyers and encourage both entities to be involved in accomplishes these objectives. For example, Best Buy purchases electronic equipment from a number of manufacturers, including Sony. To forge a better supply change, Best Buy should approach both its customers and Sony to determine how the customers’ needs and wants can be better met. This will allow Sony to produce equipment that generates a greater value proposition, while affording Best Buy the chance to deliver the enhanced equipment in a novel manner. In addition to focusing on the bargaining power of both suppliers and buyers, a company may also decide to utilize its various resources in a manner that allows it to extend value to the customer, in particular, focusing on its brand. The RBV view encour-

ages companies to take stock of their various resources to determine which if any can generate value for the customer. These resources can range from cash,

brand, employee knowledge, culture, morale, etc. Companies that have a great deal of cash or access to cash at a relatively low cost may use the asset to buttress their brands. The current marketplace either demands that a company produce a better widget or position the widget so that customers think it is better. As our world becomes more flat and access to talent and information becomes more readily available, I contend it is more germane for a company to focus on its brand. For instance, Coke has one of the strongest and

most recognized brands in the world. As the company noticed the carbonated soda industry sales stagnate, it decided to purchase a number of water and soft drink companies. The challenge is that many consumers are not aware that Coke now owns those drinks. A brand extension would have been a preferred method to bring the newly acquired drinks to market. Creating a competitive advantage requires an organization to focus on both its external and internal environment. In the contemporary markets, the external environment is changing rapidly and internal resources are relatively easy to duplicate. This reality leaves many organizations with limited options as they relate to constructing a competitive advantage. Hence, for companies to be successful in a crowded market, they must focus on bringing value to customers in unique and novel ways. The book “Blue Ocean Strategy” by W. Chan Kim and Renee Mauborgne maintains that companies must search for new ways to deliver value to customers. The example that is cited in the book is Cirque du Soleil. The company continues to generate record profit while its industry financially struggles in a shrinking market. Cirque

du Soleil was able to accomplish its amazing feat by revolutionizing the industry, in essence, creating a new industry. Apple is another company that was able to create a new market for MP3 players and cell phones. In conclusion, gaining a competitive advantage in an increasing tough market is not an easy task. This is even exacerbated over the last 10 to 15 years with the growth of globalization. It is often quoted that the strong survive. I contend that it is not necessarily the strong, but the wise that survive. Thus, companies are faced with the same challenge as companies of old, which is how to gain a competitive advantage and survive. The goal remains the same, but the method by which firms are to accomplish their goal has changed. Utilizing some of the tools of the past will help, but those tools are not enough, they are only the genesis and for businesses to generate and maintain a competitive advantage they must be willing and able to forge stronger strategic alliances with suppliers and buyers, buttress their brand, and ferret for novel solutions to customers’ needs and desires. Antar Salim is business program coordinator at Rasmussen College in Eagan. He can be reached at Antar.Salim@

Creating margin in your life calls for personal vision Fight immunity to change by challenging your status quo by Harold Torrence SPECIAL TO THE TRIBUNE

How often do you feel in a state of stagnation, sameness and boredom? Especially in winter, we can all experience these feelings more than in any other season, and we may be missing excellent opportunities to motivate ourselves to find transformation, differentiation and happiness. However, how can we move from stagnation to transformation, from sameness to differentiation, and from boredom to happiness? We all wish we could have a clear path to encounter the perfect formula to change, but how do we define it? You are a unique individual, and there is nobody

Make It Happen Harold Torrence

else like you in this world. Therefore, you are the only one who can define your needs for personal change and determine whether you want to change. The reality is that the world is constantly evolving, and in these days of economic hardship, people have been abruptly awakened to the reality of layoffs and increasing competition. People are forced to reinvent themselves, and all of a sudden they must cope with these external factors. Thus, can we afford

to wait and see what happens to us, or should we be ahead of the game? Getting ahead entails self-examining the steps toward personal transformation, differentiation, and happiness, and in this regard, it is important to define what really matters to you in the search for personal meaning. Once you have a clear mental picture of your new possibilities, it’s time to work on creating margin in your life. To create margin in your life, it is necessary to evaluate your time management skills. You can start by writing what you do in a normal 24-hour day, and how many hours are wasted to frugal-

ity. You will need to create margin in your life to start working with dedication and discipline toward your new personal vision. Now, this may be easier said than done. In their book, “Immunity to Change: How to Overcome It and Unlock the Potential in Yourself and Your Organization (Leadership for the Common Good),” Robert Kegan and Lisa Laskow Lahey argue, “No leader needs convincing that improvement and change is at the top of the agenda. And no leader needs a book of sympathy for how hard it is to bring change about – whether in oneself or in others.” Yes, change is not easy, but it’s possible. The au-

thors emphasize the role of the brain in human change, and how 30 years ago scientists thought the brain did not change much after later childhood or adolescence. On the contrary, according to Kegan and Lahey, scientists today “talk about neural plasticity and the phenomenal capacities of the brain to keep adapting throughout life. They found that the brain increases its mental complexity as we grow older. However, to capitalize on your neural plasticity, the authors point out that you must continuously challenge your mental complexity. You can meet that challenge in the following three ways: • Be more receptive to new ideas

• Be more flexible in your responses regarding new definitions of roles and responsibilities • Be more open to delegating and supporting new opportunities and new lines of authority. You must realize your personal capacity and potential by challenging your own status quo. You can either wait and see what happens or you can open the margin in your life to seek what your vision of personal transformation, differentiation and happiness is all about. Harold Torrence is supervisory management instructor at Dakota County Technical College in Rosemount.

DAKOTA COUNTY TRIBUNE BUSINESS WEEKLY February 18, 2010

Capitol Commerce

Pawlenty seeks to increase sentences for sex offenders by T.W. Budig ECM CAPITOL REPORTER

The Pawlenty administration on Feb. 9 proposed doubling the presumptive sentence for first-degree criminal sexual conduct to 25 years. “Sex offenders continue to be a scourge to public safety across the country and to Minnesota,” said Gov. Tim Pawlenty. According to the administration, under current state law criminals convicted of first-degree sexual conduct without a “heinous element” – a distinction that could bring a harsher sentence – face a maximum sentence of 30 years. Typically, a presumptive sentence of 12 years is imposed by the courts. Pawlenty’s proposal would double this. An administration official said the sentencing proposal would put Minnesota at the “high end” of sex-offender sentencing nationwide. Senate Judiciary Committee Chairwoman Mee Moua, DFL-St. Paul, said she welcomes the governor’s proposal. “We must recognize,

however, that lengthening prison sentences will have long-term budget cost implications for the future that should be examined before this proposal moves forward,” she said. The administration estimates the cost of the sentencing proposal at about $5 million over future years. But Pawlenty argues the proposal could save the state money in the long run. That’s because if sex offenders are serving longer prison terms, the number of offenders civilly committed to the Minnesota Sex Offender Program should be reduced. It costs about $63 a day to keep an inmate in state prison, $325 a day to have a sex offender civilly committed. The Minnesota Sex Offender Program currently houses 552 civilly committed sex offenders. No offender has ever been released from the program. According to Commissioner of Corrections Joan Fabian, there are currently 1,646 sex offenders serving time in state prison. This represents about a 41 percent increase over the past decade.

Photo by T.W. Budig

Correction Commissioner Joan Fabian said there are currently 1646 sex offenders in Minnesota prisons. The number represents about a 41 percent increase over the past decade, she said. The Pawlenty administration also announced that an Internet safety program, NetSmartz, developed by the National Center for Missing

and Exploited Children, will soon be available to schools in the state at no charge, with cost of the program covered by federal funding.

NetSmartz, which offers courses for different age groups, includes online games and aims at educating children about potential

dangers found on the Internet. The schools can decide whether or not to use the program.

Lawmakers look to curb child obesity Bill to restrict unallotment power proposed by T.W. Budig ECM CAPITOL REPORTER

It’s no longer about dodge ball, said Rep. Bob Dettmer, R-Forest Lake, of physical education in the schools. It’s about shaping lives, he explained. Dettmer along with two other lawmakers made a series of recommendations on Jan. 19 to a joint House committee on ways to combat the “epidemic” of childhood obesity. According to Howell Weschler of the Centers for Disease Control and Prevention (CDC), more than 12 million American children are obese – more than 10 percent morbidly obese. “Obesity is probably the greatest driver of health care costs,” said Weschler. There’s no single answer, no magic bullets in curing obesity, he explained. “It’s not going to happen,” Weschler said. The CDC lists six behaviors that can be influenced to prevent or lower childhood obesity: eating more fruits and vegetables, increased physical activity, longer breast feeding, less television, less junk food and less consumption of sugar-sweetened beverage. In discussing schools

adopting nutrition guidelines, Weschler explained that during the 1980s a surge took place in schools across the country introducing energydense, low-nutrition value food – junk food – and pop to the menu. Over the course of a school year, a student composing just 8 percent of his or her daily diet with junk food is consuming almost 32,000 calories worth of unhealthy food, he explained. The state of Minnesota does not have a school food policy, he said. Some states, such as Mississippi, have gone from the bottom in terms of promoting healthy eating to the top nationally because of changes in state policies. “The Midwest is now junk food heaven,” he said. Minnesota is also one of the few states without physical education requirements for students, he noted. Dettmer, a former physical education teacher, master military fitness instructor, noted that he had been trying to pass such standards since coming to the Legislature. People needed to “erase from their minds” the kind of physical education they received in school – it’s different now, Dettmer said.

It’s not about competing against someone else, he said. It’s about establishing a fitness regime for life, he added. Adopting statewide physical fitness education standards was one of the recommendations of the work group. Other ideas are to promote quality recess guidelines – discourage recesses being taken away as punishment – creation of safer roadways on which students can bike and walk, and ideas on nutrition. Dettmer said the recommendations would be crafted into legislation this coming session. Gov. Tim Pawlenty noted the risks associated with obesity – risks to the heart, and the risk of diabetes. “Our children need to be more active, they need to be encouraged at home and in school and in life to be more active,” he said. “To eat healthier, to exercise more, and they need help and guidance with that,” he said. “And that comes from parents, and from schools, and from coaches.” “And it can come from all of us,” said the governor. T.W. Budig is at tim.budig@ ecm-inc.com.

Measure would reduce power to only 2 percent of the general fund biennial budget by T.W. Budig ECM CAPITOL REPORTER

Democrats are proposing legislation to restrict the unallotment powers of Minnesota governors. Rep. Lyndon Carlson, DFL-Crystal, and Sen. Richard Cohen, DFL-St. Paul, argue that state unallotment law, which dates to the 1930s, is among the least restrictive in the country — too onesided, they say. “I think it provides more power than a good governor should want or a bad governor should have,” said Carlson, House Finance Committee chairman. The proposal comes just weeks before the Minnesota Supreme Court is expected to hear oral arguments in a lawsuit brought against the Pawlenty Administration concerning its use of unallotment. Gov. Tim Pawlenty last summer used the tool to unallot some $2.7 billion in state spending. The lawmakers are proposing to restrict the amount a governor can unallot to no more than 2 percent of the general fund biennial bud-

get nor exceed more than 10 percent of single general fund appropriation. It is proposed that governors should not be able to change programs formulas or eligibility requirements through unallotment. The lawmakers want unallotment restricted to projected budget deficits unknown at the completion of the previous legislative session. Pawlenty sent a letter to DFL legislative leaders, he said, informing them that any piece of unallotment legislation they send him without prior agreement would be vetoed. “This is a statute that has served the state well over many decades — actually generations — and governors from both parties,” said Pawlenty earlier in the week. Rep. Jim Abeler, R-Anoka, who suggested the use of unallotment as a budget balancing tool last session, thought today’s DFL press conference was a kind of publicity stunt. “The fact he (Pawlenty) did it at all is what they want to change, I think,” said Abeler of unallotment. Abeler views the use of

unallotment and dispute over it as indicative of the divided nature of politics in the state and country. “But I think the use of the law was appropriate,” said Abeler of Pawlenty’s action. Carlson said he has reached out to administration officials to gain feedback on the proposal and hopes to meet with them. “We’re not expecting this to be vetoed,” said Cohen, chairman of the Senate Finance Committee and attorney. Pawlenty’s unallotment last session focused attention on the state’s unallotment law, Cohen indicated. But the senator added that the issue has been “festering” for some time. Pawlenty Deputy Chief of Staff Brian McClung says the governor does not support Carlson’s and Cohen’s proposal. It would “gut” unallotment authority, he said. But McClung added the governor is willing to discuss the issue with lawmakers. T.W. Budig is at tim.budig@ ecm-inc.com.

February 18, 2010 DAKOTA COUNTY TRIBUNE BUSINESS WEEKLY

Capitol Commerce

Lawmakers push to change primary date Effort is a bipartisan move led by Sen. Chris Gerlach, R-Apple Valley by T.W. Budig ECM CAPITOL REPORTER

Photo by T.W. Budig

Sen. Chris Gerlach, R-Apple Valley, spoke at a Capitol press conference Feb.5 in support of legislation that would change the date of the primary election from Sept. 14 to Aug. 10. Gerlach said he believes the proposal will gain bipartisan support.

A push to move the state primary up to give members of the military serving overseas more time to vote is being assisted by a former member of the U.S. Air Force, Sen. Chris Gerlach of Apple Valley. Republican Gerlach and a group of DFL lawmakers Feb. 5 proposed moving the state primary from Sept. 14 to Aug. 10. The proposal, which expands the time for absentee voting by 15 days to 45, would conform with recently enacted federal law intended to make overseas voting easier, lawmakers said. “I would expect there would be wide bipartisan support in both the House and Senate,” Gerlach said. “This (the bill) is going to go a long way to solve that,” he said of preventing the votes of overseas military members from being disqualified because of a lateness. Gerlach, who served in missile bases in South Dakota, said support coalescent in discussions around the Aug. 10 date.

Capitol Roundup Chris Gerlach – state senator Apple Valley

To find out the latest news in Minnesota government, go online to ECM Capitol Roundup at www.HometownSource.com.

“I would expect there would be wide bipartisan support in both the House and Senate.”

It represents a compromise, supporters explained. For instance, Sen. Terri Bonoff, DFL-Minnetonka, who’s carrying the legislation in the Senate, views August as traditionally the month Minnesotans take off. Rep. Steve Simon, DFLSt. Louis Park, House bill author, personally favored a June primary election date, he explained. But there are political realities to be considered, he said.

June date not supported For example, some Greater Minnesota lawmakers dislike a June primary date because they

would have to be at the Capitol well into May and unable to campaign against a primary election challenger, Simon explained. Although the proposed primary date change also changes dates pertaining to absentee balloting, that’s all it would do, supporters said. Other absentee ballot reforms — a form of balloting highlighted in the recent U.S. Senate race — would be contained in separate legislation. Supporters want their primary election date change bill to stand alone as to make passage easier. Speedy passage is necessary, they argue.

Pawlenty Deputy Chief of Staff Brian McClung said the governor is not taking a position on Simon/Bonoff legislation. “Gov. Pawlenty supports moving the primary election in order to meet the new federal requirements,” McClung said. “The governor is also interested in other election reforms such as requiring use of a photo ID when voting,” he said. In determining the political sensitivity of various election proposals, supporters explained today, they used a “Gerlach Grid” — color coded system devised by the senator to denote the realms of political possibility. Supporters view their primary election bill as falling on green. In a highly charged election year, said Rep. Ryan Winkler, DFL-Golden Valley, the legislation may be the most widely supported initiative to move through the Capitol. T.W. Budig is at tim.budig@ ecm-inc.com.

Rybak, Seifert win non-binding straw poll caucuses Minneapolis Mayor R.T Rybak won DFL caucus, while Rep. Marty Seifert took majority of Republican votes by T.W. Budig ECM CAPITOL REPORTER

Whatever Tuesday’s gubernatorial straw poll indicates, candidates do not view it as the final word. “I don’t think it settled anything at all,” said House Speaker Margaret Anderson Kelliher, DFL-Minneapolis, of the DFL race for governor. On the Democratic side, Minneapolis Mayor R.T. Rybak edged out Kelliher in the non-binding caucus straw poll to come in first. With Republicans, Rep. Marty Seifert, R-Marshall, took about 50 percent of the vote to come out on top. Rep. Tom Emmer, RDelano, came in second, winning about 39 percent of the vote among the seven Republican candidates. “This is much bigger than being a Republican or Democrat,” Emmer said. “This is about being a Minnesotan and an American,” he said of the upcoming

election. Emmer spoke of taking a two-pronged message to voters — one of building prosperity through smaller government, lower taxes and other reforms. Emmer also believes a burgeoning group of voters — some label them Tea Partiers, though Emmer said he dislikes the label — reject the notion of politics as usual. “And they’re really upset with career politicians,” Emmer said. Emmer argues he does not fit that bill. “No — never,” said Emmer, when asked if he had thought of running for governor back as a firsttime House candidate. Emmer views his campaign as building momentum, Seifert’s idling. The Republican delegate pool is evenly split, Emmer believes and the campaign now entering its retail phase. “It’s hand to hand. It’s face to face,” Emmer said.

“I’m selling myself — I believe we (the campaign) will shine,” he said. Seifert looks at poll results as showing his campaign has a “statewide reach.” “We’ve been able to prove the momentum,” Seifert said. “I don’t believe we’re peaking too soon.” Seifert points to results in Eagan, Gov. Tim Pawlenty’s political backyard, as evidence of his campaign’s suburban strength. Indeed, he styled the Eagan results as “bellwether.” Republican Gov. Tim Pawlenty on Minnesota Public Radio on Feb. 3 said the straw poll results lent credence to the idea that Seifert leads the Republican race. Pawlenty deemed Seifert’s and Emmer’s political beliefs as more or less the same. “But as with all these things, it’s also a matter of style and the way you pres-

ent yourself, and your ability to bring coalitions together, people together to support you in the endorsing race,” Pawlenty said. In other Republican poll results, former Champlin lawmakers Bill Haas won about two percent of the vote with Milaca businessman and farmer Phil Herwig taking about one percent. Other Republican candidates are Bob Carney Jr., Leslie Davis and Sen. David Hann, R-Eden Prairie. About 19,000 people attended the Republican caucuses.

Rybak wins On the DFL side, Rybak won about 22 percent of the vote against about 20 percent for Kelliher. Sen. John Marty, DFLRoseville, came in third with about 10 percent. Rep. Paul Thissen, DFLMinneapolis, came in fourth with about seven percent of

the vote; Rep. Tom Rukavina, DFL-Virginia, came in fifth, slightly behind Thissen, with former state representative Matt Entenza coming in sixth, and Sen. Tom Bakk, DFL-Cook, coming in seventh. Other DFL candidates include Ramsey County Attorney Susan Gaertner, former state senator Steve Kelley, Felix Montez and Ole Savior. Former U.S. senator Mark Dayton did not participate in the caucus. “The straw poll results reinforced what we have known for months,” said Senate Tax Committee Chairman Tom Bakk, DFL-Cook. “There will be a number of strong candidates vying for the DFL endorsement at the convention in April.” Kelliher said she was happy with the results. “I think it was a very good showing,” she said of her share of the vote.

Kelliher spoke of continuing a “person-to-person” style campaign. She views her strength as a candidate reaching the suburbs and into Greater Minnesota. Rybak could not be reached for comment. About 22,000 people attended the DFL caucuses. In the Independence Party, public relations expert and political pundit Tom Horner took 48 percent of the vote to best former U.S. Army Lt. Col. Joe Repya of Eagan. St. Paul businessman Rob Hahn won about eight percent. Some 301 people attended the caucus. The party also held an online caucus, which will have its results coming later this month. Marty won the Green Party caucus. T.W. Budig is at tim.budig@ ecm-inc.com.

DAKOTA COUNTY TRIBUNE BUSINESS WEEKLY February 18, 2010

Capitol Commerce

Governor gives final State of the State address by T.W. Budig ECM CAPITOL REPORTER

Proximity may not have been the strongest factor in how lawmakers reacted to Gov. Tim Pawlenty’s State of the State address on Feb. 11 delivered before a joint session of the Minnesota Legislature. “I heard nothing, and I was sitting right up front,” quipped Sen. Rick Olseen, R-Harris. Democrats, who control the House and Senate, were largely quiet during Pawlenty’s final State of the State as governor while Republicans enthusiastically applauded the head of their party. “I think he was right on target,” said Sen. Paul Koering, R-Fort Ripley. In his speech, Pawlenty echoed some of the basic themes he has long cultivated – that the state spends too much, that the business climate must be improved, that taxes must be lowered, that education needs to change, among other themes. “The people who know best how to create jobs are the people who have actually done it,” said Pawlenty, pointing to the private sector, not government, as the best job creator.

Calls for reduction in corporate tax rate In terms of invigorating the business climate, Pawlenty called for a reduction in the corporate tax rate, tax exclusions for small business, an angel-tax investment tax credit, among other items. Rep. Jeremy Kalin, DFLNorth Branch, views the angel tax credit as one of the things the Legislature and governor could come together on. “I was hoping for new ideas,” Kalin said of the speech. Pawlenty called for a constitutional amendment to require future state spending not to exceed revenues currently collected. Senate Majority Leader Larry Pogemiller, DFL-Minneapolis, encouraged the governor to work for its passage. Pawlenty called for property caps to be renewed and the unallotments he made last summer to be put into law. “Those unallotments simply cannot be restored at this point,” said Pawlenty. Turning to education, Pawlenty said he would support having the mayors of St. Paul and Minneapolis take over their school districts, but ordered the Department of Education

governor want to get rid of independent school boards? he asked. “I heard some sound bites,” said Newton of the speech.

Call to reform teacher tenure system

Pawlenty asked lawmakers to reform the teacher tenure system. In the area of health care, Pawlenty called for allowing Minnesotans to purchase health care across state lines and for lawmakers to reform MinnesotaCare and Medical Assistance health care programs. Pawlenty asked for support for two recent initiatives, one calling for stricter DWI laws and the other for longer prison sentences for sex offenders. As for the bonding bill, one of the major pieces of the second-year legislative session, the governor said one should be enacted “provided it’s affordable, reasonable and focused.” “But, we should always Photo by T.W. Budig remember our first priority Gov. Tim Pawlenty exits the House chamber after his final is jobs,” he said. State of the State address. instead to create an Office of Turnaround Schools. “That’s something that struck me as a little odd,”

Job creation an area of agreement

said Rep. Jerry Newton, DFL-Coon Rapids, of havRep. Al Doty, DFL-Roying mayors take over school alton, thought job creation districts. Why would the

was one thing DFL lawmakers and the governor agreed on. But they differed on the roles of the public and private sectors, he explained. Lawmakers govern in challenging times, explained Pawlenty, but said Minnesotans throughout state history have risen to the challenge. “These truths will carry us forward to a better Minnesota,” said Pawlenty, beckoning back to the opening lines of the state constitution. “I think in general it was a standard Pawlenty speech,” said Kalin. “And I hope the few new ideas thrown on the table we can rally around,” he said. Olseen found the close of Pawlenty’s speech, when the governor invoked God to bless the state, as ironic. “He’s asking God to help us when he’s willing to throw those people (General Assistance Medical Care recipients) under the bus,” said Olseen, calling the health care program Pawlenty cut last year as meant for the poorest of the poor. There wasn’t a lot in the speech for Democrats to applaud, Olseen concluded. T.W. Budig is at tim.budig@ ecm-inc.com.

Lawsuits filed against ‘health discount’ firms Minnesota attorney general alleges the Texas companies used deceptive selling practices by T.W. Budig ECM CAPITOL REPORTER

Attorney General Lori Swanson on Feb. 10 filed lawsuits against two separate Texas firms alleging the companies have been using deceptive practices in selling health discount services to Minnesotans. Swanson suggested that Direct Medical Network Solutions of Southlake and Family Care of Houston may have made more than $1 million in their dealings with more than 4,600 Minnesota consumers. Plaintiffs listed in the lawsuits are from Cedar and Isanti. Swanson alleges that company salespeople in their telephone marketing with consumers use health insurance phrases like “deductible,” giving the impression that the company is offering health care insurance.

But at best the companies are offering limited health discounts, she explained. Company representatives sometimes refuse to send printed material to potential customers, talking instead about limited offers, said Swanson. These companies can charge up to $459 a month, plus charging enrollment fees. According to the Attorney General’s Office, more than half of Direct Medical’s Minnesota customers cancelled within the first month of signing up with the company, with more than 95 percent cancelling since 2007. Likewise, more than 90 percent of the 3,400 Family Care Minnesota customers have cancelled since 2004. No one answered the Direct Medical’s company line, but a Family Care legal representative said that they

had obtained a copy of the lawsuit. They deny the allegations, and will vigorously defend the company, the representative said. Some state residents who appeared at a Capitol press conference reported discovering the companies online, or receiving calls at home. An Owatonna man, who lost his insurance when leaving his job for medical reasons, indicated his plight made him consider options he would not have otherwise considered. The poor economy – people losing jobs and health insurance – makes companies like Direct Medical and Family Care seem appealing, Swanson indicated. “The problem is they don’t provide the financial protection people need if they get sick,” she said. There are other health discount companies operating

in Minnesota and Swanson’s office is examining about a dozen, she said. Swanson warns consumers that a health discount plan is not an insurance plan, to read about a plan before buying it, and to beware of sales pitches. One plaintiff commented on how smooth the sales person they dealt with was. T.W. Budig is at tim.budig@ ecm-inc.com.

Attorney General Lori Swanson brought suit on Feb. 10 against two Texas firms that have been selling health care products in Minnesota. Swanson alleges that Direct Medical Network Solutions and Family Care deceptively market and sell their health discount plans. Photo by T.W. Budig

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February 18, 2010 DAKOTA COUNTY TRIBUNE BUSINESS WEEKLY

Capitol Commerce

Red Bulls may get their pay House passes $1.1 billion U.S. Rep John Kline says it could come as soon as March by T.W. Budig ECM CAPITOL REPORTER

Red Bull Division Minnesota National Guard troops could be getting overdue back pay for extra overseas deployment as soon as the end of the month, said 2nd District U.S. Rep. John Kline, R-Lakeville. “They are expecting soldiers to start getting their pay right away,” said Kline, speaking at the State Capitol on Tuesday, Feb. 16. The pay issue involves soldiers stationed overseas beyond their normal rotation period between Jan. 19 and Aug. 18, 2007. In part, Kline attributed the pay delay to the slow works of bureaucracy. “The Pentagon is a gigantic bureaucracy,” Kline said. “You can get lost in the Pentagon. It’s just a morass.” Kline also credited the efforts of lawmakers from other states pushing to get back pay for their state troops. Kline credited the media attention the issue has garnered. On another issue — the yet unapproved federal stimulus funding that Republican Gov. Tim Pawlenty has incorporated into his $1.2 billion state budget deficit fix — Kline indicated that he could have a tough time voting for such a package. “That’s a difficult question to answer,” said Kline, arguing that previous Democratic

bonding bill by 92-37 vote by T.W. Budig ECM CAPITOL REPORTER

Photo by T.W. Budig

Second District U.S. Rep. John Kline, R-Lakeville, was at the State Capitol on Feb. 16 and at a press conference indicated that the members of the Red Bull division, who have gone without back pay for years earned during overseas deployment, may soon be seeing their pay. stimulus funding was waste- ing, been briefed about the ful. Pawlenty budget in meetings “There’s no guarantee, with 2nd District lawmakers, that’s correct,” said Kline of he said. the federal stimulus money ultimately being passed by T.W. Budig is at tim.budig@ Congress. ecm-inc.com. Kline had, only this morn-

The Minnesota House passed its $1.1 billion bonding bill on Feb. 15. House DFLers say it will create thousands of jobs and boost the state economy. “We think this is the right bill at the right time,” said House Majority Leader Tony Sertich, DFL-Chisholm, of the bill. The bill passed the House on a 92-37 vote. At the onset of debate, House Capital Investment Chairwoman Alice Hausman, DFL-St. Paul, amended the bill to include funding for the expansion of the Moose Lake sexual offender program facility. Gov. Tim Pawlenty has repeatedly warned Democrats that he found the omission of the funding for Moose Lake unacceptable. But the $89 million Hausman slated for the facility pushes the bill over $1 billion in bonding. Pawlenty, whose own bonding bill amounted to $685 million in general obligation bonding, has criticized the House and Senate bills for funding heftiness. A number of area lawmakers offered amendments to the House bill, not all with success.

In Brief

Area lawmakers voting for the bill: Sandra Masin, DFL-Eagan; Will Morgan, DFL-Burnsville; Mike Obermueller, DFLEagan; Phil Sterner, DFL-Rosemount. Voting against: Pat Garofalo, R-Farmington; Tara Mack, R-Apple Valley. Rep. Mary Liz Holberg, R-Lakeville, who was in attendance during the debate, did not vote on the bill.

Rep. Matt Dean, RDellwood, wanted to limit the amount of time agencies had to utilize bonding authority lawmakers granted them to two years. “Tell that to your (construction) workers who are on the bench,” said Dean to objections to the amendment. But Hausman said state officials warned her that narrowing the bonding window would not work, and Dean’s amendment failed. Rep. Tom Emmer, R-Delano, proposed an amendment requiring that businesses getting bonding dollars in part or in whole for construction projects must use the E-Verify Internet-based system to check the eligibility of prospective employees to work in the United States. “Are we creating jobs for Minnesota citizens or are we creating jobs for illegal

aliens?” asked Emmer. “It’s a reasonable requirement,” he said. Sertich, who offered an amendment to soften the language, said he didn’t care whether employers used EVerify or not but he didn’t want to mandate the use. But Sertich’s oral amendment failed. Emmer’s original amendment was adopted on a 107-25 vote. The House DFL majority used a parliamentary maneuver to end debate on the bonding bill. The action drew sharp criticism from some Republicans. The Senate has already passed its bonding bill. It’s expected the two bills will go quickly into conference committee. T.W. Budig is at tim.budig@ ecm-inc.com.

Bonding bill passes in Senate despite opposition by T.W. Budig ECM CAPITOL REPORTER

The Minnesota Senate on Feb. 9 passed a $1 billion bonding bill, the 52-14 vote reflecting bipartisan support. “Never, never vote against veterans,” said Sen. Paul Koering, R-Fort Ripley, of the affirmative vote he cast. Koering, who explained his vote in terms of supporting projects at Fort Ripley, was one of nine Republicans who voted for the bill – one that Gov. Tim Pawlenty suggested earlier in the day he might veto in its entirety. Senate Capital Investment Chairman Keith Langseth, DFL-Glyndon, said he was satisfied with the vote – he got about half of the Senate Republicans, he said.

Senate Minority Leader David Senjem of Rochester voted for the bill. But Langseth didn’t get all of the Democrats. Senators Satveer Chaudhary, DFL-Fridley, and John Doll, DFL-Burnsville, voted against the bill. One reason Chaudhary did was because an amendment he authored – which would have encouraged employers working on bonding bill projects to employ at least 90 percent state residents – failed to pass. The bonding bill is a jobs bill, explained Chaudhary. “We ought to be hiring Minnesotans as a result,” he said. Chaudhary’s amendment was criticized on the Senate floor as unenforceable and invitation to neighboring states to impose similar measures – something the

senator disputes. The idea for the amendment came from a district resident, Chaudhary said. Chaudhary, who chairs the Senate Environment and Natural Resources Committee, also believes the bonding bill was wrongly relying on outdoor heritage amendment funding to backfill some funding areas. Doll explained that his district residents have been telling him to keep funding focused and reasonable this session. And the bonding bill went beyond this, he explained. “A lot farther than I was comfortable with,” said Doll. Gov. Pawlenty, in a letter to House and Senate DFL legislative leaders, said their bonding bills “are unaffordable, irresponsible, and

filled with local projects.” If DFLers sent a bonding bill to him in the forms they’re in, then he would veto the bill in its entirety, said Pawlenty. One item the governor wants in the bonding bill is funding for the expansion of the Minnesota Sex Offender Program facility at Moose Lake. Pawlenty slated $89 million for the expansion – DFLers had nothing. In recent days, some Democrats indicated that the lack of funding reflects concerns they’ve had about state sex offender policy. But during debate on the Senate floor, Langseth, though negating a series of changes to the bonding bill proposed by Sen. Claire Robling, R-Jordan, placed a $1 million placer amount in the bill for the facility ex-

pansion. Robling had proposed pulling funding from civic centers and other projects to cover the cost of Moose Lake. “Public safety is at risk if we don’t do that,” she said. But Langseth indicated Senate DFLers are perfectly willing to discuss the sex offender facility expansion with the governor. Although close to half of their caucus voted for the bonding bill, Senate Republicans also criticized it. “We are supposed to be in a very, very severe financial crisis here,” said Sen. Ray Vandeveer, R-Forest Lake. But Vandeveer compared the bonding bill to a financially stressed homeowner deciding to put an addition onto their home. Sen. Julianne Ortman,

R-Chanhassen, argued that the bonding bill was bonding for $173 million in projects that could be paid for with outdoor heritage amendment funding. But Democrats argued Ortman’s proposal was against the purpose of amendment funding. “There’s a lot of good things in this bill, and a lot of bad things,” said Sen. Michael Jungbauer, R-East Bethel, one of the Republicans who voted for the bill. Area lawmakers voting for the bill are: Jim Carlson, DFL-Eagan, and Pat Pariseau, R-Farmington. Opposed: John Doll, DFL-Burnsville, Chris Gerlach, R-Apple Valley. T.W. Budig is at tim.budig@ ecm-inc.com.

DAKOTA COUNTY TRIBUNE BUSINESS WEEKLY February 18, 2010

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Capitol Commerce

Pawlenty, Democrats battle over budget Governor proposes $1.2 billion in cuts by T.W. Budig ECM CAPITOL REPORTER

Gov. Tim Pawlenty presented his state supplemental budget on Feb. 15, one that is constitutionallydriven to erase a projected $1.2 billion budget gap for this spending cycle. Administration officials indicated the proposal was straight forward. â&#x20AC;&#x153;There are no one-time budget gimmicks in the budget,â&#x20AC;? said Minnesota Management and Budget Commissioner Tom Hanson at a Capitol press conference. Pawlenty cut $250 million in local government aid (LGA) â&#x20AC;&#x201D; League of Minnesota Cities Executive Director Jim Miller called it â&#x20AC;&#x153;devastating newsâ&#x20AC;? â&#x20AC;&#x201D; and $347 million in cuts to health and human services programs. About 40,000 Minnesotans would be affected by the proposed human services cuts, according to the administration. Pawlenty, in his supplemental budget, anticipates an extension of federal Medicaid funding to plug $387 million of the budget hole. Democrats find this troubling.

The governor is proposing to cut higher education by $47 million, most of the cut directed toward the University of Minnesota. Pawlenty said higher education got off easy in the budget cutting, because of restrictions tied to federal funding. Minnesota State Colleges and Universities would receive about a $10 million cut under the governorâ&#x20AC;&#x2122;s proposal. Pawlenty proposes to trim $181 million to state agencies and other programs. The reductions would spark state employee job cuts, administration officials note. â&#x20AC;&#x153;And there should be,â&#x20AC;? said Pawlenty, adding the private sector has been experiencing job loss and government should not be immune. Administration officials said they did not know the exact number of state employee jobs that could be impacted. The governor proposes to defund a number of state boards, saying money can be found outside of state government to fund them. Commenting on the proposed LGA cuts, Pawlenty styled them â&#x20AC;&#x153;significant,â&#x20AC;? noting that he had previously unalloted about $300 million in LGA.

Photo by T.W. Budig

Gov. Tim Pawlenty presented his supplemental state budget Feb. 15, an effort to trim about $1.2 billion in order to balance the state budget. Pawlenty said the proposal would result in state government job layoffs â&#x20AC;&#x201D; about $181 million is cut to state agencies â&#x20AC;&#x201D; with reductions in the area of human services that affect about 40,000 Minnesotans. The proposed LGA cuts would be equally split between counties and cities, with townships being exempted, administration officials explained. The proposed human services cuts will not impact General Assistance Medical Care enrollees scheduled to

Grant funds training for capital safety group employees Green manufacturing techniques included for more than 350 employees; DCTC to be involved â&#x20AC;&#x153;We believe Capital Safety Groupâ&#x20AC;&#x2122;s position in the marketplace will continue to expand and create wind energy-related jobs, as a result of this project,â&#x20AC;? said DEED Commissioner and MJSP Board Chair Dan McElroy. â&#x20AC;&#x153;In addition, the partnership will build a career path leading toward leadership positions for their current workforce. The MJSP offers technical, financial and job training assistance to businesses, communities, educational institutions and workers. The board brings businesses with specific education needs together with educational institutions to design customized training programs. DEED is the stateâ&#x20AC;&#x2122;s principal economic development agency, promoting business recruitment, expansion and retention, workforce development, international trade and community development. For more details about the agency and our services, visit us at www.PositivelyMinnesota.com. Follow us on Twitter at www.twitter.com/PositivelyMN.

The governor urged lawmakers to ratify into law the state budget unallotment cuts he made last summer. Pawlenty indicated that using unallotment again this year to balance the budget would be â&#x20AC;&#x153;a last resort.â&#x20AC;? House Democrats expressed skepticism over

Health Care from Page 4A

Medical Assistance equivalent; very few have public health insurance programs of any kind. Minnesota simply can no longer afford to provide the most expensive public health care benefits in the nation. The MNCare program is a practical and affordable way to provide health care coverage for those in difficult circumstances or of limited means, and provides the safety net that we all believe

GAMC is a start to muchneeded reform of public health care programs in Minnesota, as well as much needed budget reform. So when the Senate voted this week to reinstate GAMC, many of my colleagues and I voted no. My vote wasnâ&#x20AC;&#x2122;t due to a lack of compassion, but rather was motivated by a need for common sense. Most states simply have a

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The state Department of Employment and Economic Developmentâ&#x20AC;&#x2122;s Minnesota Job Skills Partnership Program announced a $300,000 grant to support training for 354 employees of Capital Safety Group. The two-year training collaboration includes MJSP, Capital Safety Group and Dakota County Technical College in Rosemount. Capital Safety Group, located in Red Wing, is the worldâ&#x20AC;&#x2122;s leading manufacturer of fall protection products, including harnesses, shock-absorbing lanyards and rescue and retrieval equipment; services and training. Capital Safety Group and DCTC will collaborate to develop entry- and advanced-level training and retraining for shop floor managers, engineers, call center employees and managers. Training to accommodate all shifts will be offered in four- or eight hour sessions and include courses in Green Manufacturing, Wind Energy Basics, Wind Energy Safety/OSHA and Project Management 3-D Design.

be auto enrolled into the state health insurance plan MinnesotaCare, according to the administration. Pawlentyâ&#x20AC;&#x2122;s supplemental budget proposal seeks to safeguard public safety, K-12 classroom funding, veterans and military programs.

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the Pawlenty supplemental budget proposal. House Speaker Margaret Anderson Kelliher, DFLMinneapolis, questioned whether Pawlenty actually balanced the budget as almost $400 million of the budget deficit gap is proposed to be plugged with expected federal funding. To House Majority Leader Tony Sertich, DFLChisholm, it seemed â&#x20AC;&#x153;unbelievableâ&#x20AC;? that Pawlenty who travels the country warning against federal spending but relies so heavily on it to balance the budget. Sertich said Pawlenty was not being truthful in his comments about not impacting public safety â&#x20AC;&#x201D; LGA cuts directly impact local police protection, he explained. Senate Majority Leader Larry Pogemiller, DFLMinneapolis, indicated that about $600 million of the governorâ&#x20AC;&#x2122;s budget proposal is â&#x20AC;&#x153;doable.â&#x20AC;? â&#x20AC;&#x153;I think the reductions to state government will come to fruition,â&#x20AC;? he said. But Pogemiller questioned whether the whole proposal added up. â&#x20AC;&#x153;I think he has clearly not done that,â&#x20AC;? said Pogemiller said of balancing the budget. T.W. Budig is at tim.budig@ ecm-inc.com.

is a proper role and responsibility of state government. Julianne Ortman is in her second term as a member of the Minnesota State Senate (R-Chanhassen). She served previously as Carver County Commissioner. In the Senate, she has served on the Tax Committee for eight years. This is her fourth year as the Minority Leader on the Tax Committee.

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February 18, 2010 DAKOTA COUNTY TRIBUNE BUSINESS WEEKLY

Business Briefs Job transition strategies focus of upcoming workshop Free workshop to provide tips for staying positive and navigating through job transition Ask anyone standing in an unemployment line: losing your job can be emotionally and financially devastating. And finding a new job in today’s market is often a stressful and longterm process. When it comes to a job transition, it’s important to think beyond your resume and job search activities. To help local members of our community learn how to recharge emotionally and keep a positive attitude, the Thrivent Community – Dakota Valley of Thrivent Financial for Lutherans will be presenting a free, 90-minute educational workshop called “Job transition workshop: Get help in this tight job market!” Amy Lindgren, a 25year expert job strategist and a nationally syndicated employment columnist will lead this fast-paced, interactive session on finding the jobs that aren’t advertised. During the workshop, participants will receive information and tools to help them remain focused, productive and

motivated; make connections with peers and experience a more positive job transition. Workshop participants will also receive a complimentary copy of Lindgren’s “Pocket Job Series” booklet. As an optional activity following the program, representatives from Thrivent Financial’s Dakota Valley Associates are sponsoring a presentation addressing expense management, health insurance options, 401(k) management and other financial issues associated with job transitions. The workshop will take place from 9:30–11:30 a.m. Monday, Feb. 22 , at Shepherd of the Valley Lutheran Church, 12650 Johnny Cake Ridge Road, Apple Valley. To register for this free workshop, individuals can visit http://jobtrainsitiondakotavaley.eventbrite.com or call 952-277-2603 For those unable to attend the workshop, Thrivent Financial also offers free, online educational job transition resources for those anticipating a job loss, currently unemployed and newly hired. The resources, which include educational modules, financial checklists and links to spiritual and values-based resources, are located at: www.thrivent.com/jobchange.

MnTAP helped businesses save Frontier more than $1 million in 2009 launches free The Minnesota Technical Another way that MnTAP Internet TV

Assistance Program, a nonregulatory program in the School of Public Health at the University of Minnesota funded by the Minnesota Pollution Control Agency, helped businesses save over $1 million in 2009 through industry-tailored pollution prevention and energy efficiency solutions. With over 17 million pounds of waste reduced and cost savings that total over $1 million, several Minnesota businesses benefited from the assistance of MnTAP last year. To realize those savings and best assist businesses, MnTAP staff members offer site-specific services including site visits, student interns, team facilitation, and the Materials Exchange program. MnTAP’s free technical assistance provide businesses with on-site, industry-tailored solutions to reduce waste, increase efficiency, save money on disposal and raw material costs, and decrease regulatory compliance burdens. In 2009, MnTAP’s staff of engineers and scientists conducted over 200 customized site visits that helped companies identify pollution prevention and energy efficiency opportunities. By going on-site, MnTAP staff members gain a better understanding of processes and can identify strategies and tools for improving efficiency and reducing waste at each particular site. Companies that implemented suggestions resulting from MnTAP site visits realized environmental • Are demographics reductions of nearly 4 milchanging the teaching and lion pounds of waste, 2.3 millearning methods in the lion gallons of water, 481,200 classroom? kWh, and 24,100 therms. • Will online learning change the face of education? • Are the districts keeping up with technology and how do we compare statewide? U.S. Rep. John Kline, R• Is Dakota County uti- Lakeville, will have a town hall lizing shared services among meeting from 6:30-8 p.m. Fridistricts in light of continu- day, Feb. 19, in the Michael J. ing funding cuts? Hanson Auditorium at Farib• What are the top three ault High School. initiatives in the next few Doors open at 6 p.m. Parkyears to maintain a competi- ing is available near the school’s tive advantage in education? main entrance. The high school Admission is free but a is located at 330 Ninth Ave. reservation is requested by S.W. in Faribault. Feb. 16 by calling (651) 288Those who are unable to at9201 or by e-mail at rbatu- tend the town hall meeting but lis@dcrchamber.com. would like to share a question

Regional chamber organizes State of the Schools forum

Kline to have town hall meeting on Friday, Feb. 19 in Faribault or concern can call Kline’s district office at (952) 808-1213, or visit his Web site at http:// kline.house.gov. Last fall in Lakeville, Kline hosted a town hall meeting with more than 900 people in attendance. In his fourth term in Congress, Kline is the senior Republican on the House Education and Labor Committee. He is also a member of the House Armed Services Committee.

Frontier Communications has launched “my fitv,” a free Internet-based TV, in the Twin Cities area. Offering more than 100,000 titles, with more being added every day, Frontier’s Internetbased TV provides instant access to favorite TV shows and movies. my fitv was launched to all consumers in the MinneapolisSt. Paul area and nationally through ads during Super Bowl Sunday. The www.myfitv.com site is a single-source solution for video content, entertainment and news. It showcases major networks like ABC, NBC, CBS, Fox, Food Network, Bravo; classic, recently released and favorite movies; and sports programming that covers all seasons. In the Twin Cities market, my fitv users can also view news and content from local TV affiliate stations KMSP (FOX) and KARE (NBC). ABC and CBS will be available later this month. The site is evolving daily to respond to viewer interest and feedback, and new content and enhancements are continually being added.

Another pothole has appeared on Dakota County’s long road toward the timely completion of the Cedar Avenue transitway. Although county commissioners voted to approve contracts with Apple Valley and Lakeville which delegate financial responsibilities for Cedar Avenue improvements, they refused a key provision introduced by Apple Valley and also adopted by Lakeville. The provision requires the county to indemnify and pay the cities’ legal fees if a lawsuit occurs regarding the closing of the driveway accesses. Commissioner Will Branning said Apple Valley is so opposed to the county’s plans to close access to the strip mall near 155th Street off of Cedar Avenue that they would not sign the contract without it. County officials have said the access will become a safety hazard as it’s located near a bus pull-out. On Feb. 9, county commissioners rejected the provision, stating it is unprecedented and could have broad implications on other projects statewide. Both Lakeville and Apple Valley city councils were to discuss the issue The 18th annual BITE of this week. Burnsville will be held from 6 to 10 p.m. Thursday, Feb. 18, at the Burnsville Performing Arts Center. The BITE highlights the area’s fine restaurants and caRasmussen College will terers, and guests will sample a variety of appetizers, entrees, open the doors of its Eagan desserts and unique culinary campus Feb. 18 from 3 to 6 masterpieces from more than p.m. to host a free Career and Networking Fair for 20 area establishments. Enterarea residents. tainment will be provided by Companies from a vaComedySportz. riety of industries will be The evening will include present and looking to fill both a silent and live auction. positions with qualified Available live auction pack- candidates. ages include a Twin Cities pub Rasmussen College, in crawl, a custom-designed and partnership with Pioneer fully stocked bar, a Marco Is- Press/TwinCities.com, will land getaway, the opportunity also host a Virtual Career to have your child be the Min- Fair for job search candinesota Wild flag bearer for a dates taking place via www. virtualcareerevent.com/ game, and more. Tickets are $40. Call the twincities from Feb. 14 to Burnsville Chamber office at 28. Rasmussen’s Eagan cam(952) 435-6000 to order. For tickets or more details, visit pus is located at 3500 Federal Drive, (651) 687-9000. www.BITEofBurnsville.com.

BITE of Burnsville set Feb. 18

Career, networking fair at Rasmussen

The Dakota County Regional Chamber of Commerce has organized the State of the Schools in Dakota County from 7:30 to 9:30 a.m. Friday, Feb. 19, as part of the chamber’s Business and Industry Series. The event at Rasmussen College’s Eagan campus, 3500 Federal Drive, will have a panel of area superintendents, including Randy Clegg from BurnsvilleEagan-Savage; Brad Meeks from Farmington; and Jane Berenz from RosemountApple Valley-Eagan. The future workforce is dependent on successful K-12 education programs. Topics slated for discussion are:

reached Minnesota businesses in 2009 was through the intern program. Summer interns, hired and paid by MnTAP, worked with six companies and evaluated processes to recommend pollution prevention and energy efficiency solutions. The interns made recommendations that could potentially result in over $600,000 in total savings, once implemented. Overall, the interns provided cost-saving solutions while gaining hands-on learning experiences. Facility teams, facilitated by MnTAP, addressed a number of issues in 2009 including wastewater loading, water use, and energy use. By working with MnTAP to form a team, companies can be successful in engaging employees in investigating and implementing pollution prevention and energy efficiency opportunities. By using MnTAP’s Materials Exchange program in 2009, companies were able to divert over 500,000 pounds of waste from the landfill. Materials Exchange is a free service that links organizations that have reusable goods they no longer need to those who can use them. Exchanges save the participating companies purchase and disposal costs and reduce the amount of waste entering landfills every year. In 2010, MnTAP is celebrating 25 years of pollution prevention and energy efficiency service. Minnesota businesses can continue to rely on MnTAP to help them maximize efficiency, increase energy efficiency, reduce costs, and prevent pollution in the coming year.

County, cities at odds over Cedar Avenue access issues

DAKOTA COUNTY TRIBUNE BUSINESS WEEKLY February 18, 2010

Minnesota volunteers step up to help farm families in business A group of volunteers for the Minnesota Farmer Assistance Network (MFAN) has been busy this winter providing help to struggling Minnesota farm families. Coordinated by the Minnesota Department of Agriculture, MFAN is a network of volunteers from several agencies and organizations who offer business and financial guidance at no cost to Minnesota farmers and farm families facing economic hardship. Volunteer Jim Kelm, a retired farm business management instructor from Red Wing, said his 35 years of training and experience can be helpful for families experiencing stress. “So far I’ve found that just talking through their situations with them has been helpful. I can assist them with cash flow planning, taxes, business organization and

other challenges,” Kelm said. “Hopefully more families that are in stressful situations will call MFAN for guidance or reassurance that they are heading in the right direction. We may not be able to solve all their problems, but we can offer some ideas that may help them.” Kelm and fellow volunteer John Stone, a retired financial analyst from Alexandria, said MFAN can equip farm families with resources that they may not be aware of. “We are fortunate as volunteers to have numerous resources to draw from that will help us provide options to our clients,” said Stone. “I was in banking during the agriculture crisis of the 1980s so I would like to do what I can to help people before their situations become critical.” Along with the volunteer analysts, other network partners including Univer-

sity of Minnesota Extension, MnSCU Farm Business Management programs, Farm Advocate program, Crisis Connection and others have dedicated resources and staff training. In addition to providing business and financial guidance, MFAN volunteers will also give referrals for legal services, basic needs, and mental health counseling. Many public and nonprofit agencies and institutions such as family service providers and churches have also given valuable assistance to farm families. Farmers seeking assistance should call toll free, 1-877898-MFAN (6326) or (651) 201-6326. E-mails can be sent to mfan.mda@state.mn.us. More information about MFAN can be found on the MDA Web site at www.mda. state.mn.us.

trepreneurs and learn how they have grown their IT businesses. Panelists include Kelly Schaefbauer, president and founder of Danbury IT; Mike Brady, president of Image Trend; and Michelle Jennings, president of Netmajic. Fee: $10. Appetizers provided. To register, e-mail cindyjohns@comcast.net. Apple Valley Chamber of Commerce events: • Thursday, Feb. 18, 4:30 to 6:30 p.m., Business After Hours at M & I Bank, 7095 151st St. W., Apple Valley. Information: LeeAnn Schirmer, info@applevalleychamber.com. Burnsville Chamber of Commerce events: • Thursday, Feb. 18, 6 to 10 p.m., Bite of Burnsville, Burnsville Performing Arts Center. Cost: $40. Information: (952) 435-6000 or www.biteofburnsville.com. • Wednesday, Feb. 24, 4 to 5 p.m., Chamber Ambassadors meeting at Applewood Rustic Bar & Grill, 1996 E. Highway 13, Burnsville. Information: travis@ burnsvillechamber.com. • Friday, Feb. 26, 11:30 a.m. to 1 p.m., February Women Empowered - First Lady of Minnesota Mary Pawlenty, Buca di Beppo, 14300 Burnhaven Drive, Burnsville. Fee: $20. Information: Anne at anne@burnsvillechamber.com. • Tuesday, March 2, 8 to 9 a.m., Chamber 101, Burnsville Chamber of Commerce, 101 W. Burnsville Parkway - Suite 150, Burnsville. Free. Information: chamber@burnsvillechamber. com. • Mixed Chamber Bowling League: The first ever South Metro Chamber League will be played Wednesdays, 5:30 to 7:30 p.m., at Brunswick Zone, Lakeville. The next session will be March 3 to May 5. Cost is $15/bowler per week (includes shoes). Call Brunswick Zone and ask for Eric Schmidt or Leslie Jasper at (952) 435-2695. • Thursday, March 4, 4:30 to 6:30 p.m., Business After Hours Legends Golf Club. Information: chamber@burnsvillechamber. com. Lakeville Area Chamber of Commerce events: • Thursday, Feb. 18, 8:30 to 10:30 a.m., HR Workshop: “Performance Management Strategies for 2010,” Holiday Inn and Suites, 20800 Kenrick Ave., Lakeville. Presenter: Sheri Stolp,

The Stolp Group. Fee: $10/members, $20/nonmembers. RSVP by Feb. 10. Register online at www. lakevillechambercvb.org/calen. html. • Friday, Feb. 19, 7:30 a.m., Government Affairs Committee, Chamber Conference Room. • Monday, Feb. 22, 10:30 a.m., General Membership Luncheon, Chart House Event Center. Fee: $20. Speaker: Rep. John Kline. Information: (952) 469-2020. • Tuesday, Feb. 23, 7:30 to 9 a.m., New Member Orientation, Chamber Conference Room. RSVP by Feb. 22. • Tuesday, Feb. 23, 4 p.m., Golf Committee meeting, Teresa’s Mexican Restaurant, Heritage Commons, 20202 Heritage Drive. • Thursday, Feb. 25, 4:30 to 6:30 p.m. Networking After Hours at Rudy’s Red Eye Grill, 20800 Kenrick Ave., Lakeville. • Wednesday, March 3, 7:30 to 8:30 a.m., Breakfast Brew at Heritage Library. Minnesota Chapter of the National Association of Women Business Owners event: • Tuesday, March 9, 8 to 10 a.m., “Developing a Brand Playbook - Twelve key concepts that will improve your marketing immediately and forever” with speaker Lonny Kocina, founder and president of Kocina Branding & Marketing Companies, 350 W. Burnsville Parkway. Fee: $20/ members, $30/nonmembers. Register online at http://nawbomnapr2010.eventbrite.com/. SHiFT network events are held Thursdays from 6:30 to 8 p.m. at Inver Hills Community College, 2500 E. 80th St., Inver Grove Heights. SHiFT is a nonprofit network connecting adults in mid-life transition with opportunities to seek meaningful work, new avocations, and a supportive community (www.shiftonline.org). Members: Free. Guests: $5. • Thursday, Feb. 18, Living IT: How to Create and Live an Inspired Life. Discover what IT is for you. In an interactive setting, discover how to create a master plan to bring deeper meaning, joy and purpose into your life. Learn how to navigate through the successes and challenges of the four life stages of IT. Leave the lab with at least one goal formed for your plan. Janae Bower, founder of the consulting firm Finding IT, is a nationally recognized speaker, trainer, and award-winning au-

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DCTC seeks $800,000 for Endowment for Employment Student Emergency Fund Dakota County Technical College is establishing “Endowment for Employment,” a fundraising effort designed to raise $800,000 in donations for student emergency grants, which are one-time funds available to DCTC students experiencing some form of financial hardship. “As DCTC celebrates its 40th Anniversary in 2010, our faculty, staff and alumni are looking back with great pride at the accomplishments of the past four decades,” DCTC President Ronald Thomas said. “With that same sense of commitment, the DCTC community is also looking ahead and making preparations for guiding the college into the next 40 years and beyond.” Lee and Barbara Kopp of Edina, have challenged DCTC to raise $400,000

by the end of the year. If DCTC is successful, the Kopps will provide the college with a matching grant for the same amount, resulting in the establishment of an $800,000 endowment that will offer emergency grants to DCTC students in need. “Establishing the Endowment for Employment has become one of the college’s top priorities,” DCTC Vice President Sharon LaComb said. “The goal is to create an endowment that will sustain the emergency grant program well into the future.” In 2004, the Council for Resource Development, an affiliate of the American Association of Community Colleges, honored Lee and Barbara Kopp as Benefactor of the Year for their generous support of the Minnesota State Colleges

and Universities system. The chairman and CEO of Kopp Investment Advisors, Kopp often cites a $200 scholarship he received in 1952 as the key to his success as the first in his family to attend college. “The importance of supporting students through scholarships and emergency funds cannot be overstated,” Thomas said. Contact DCTC Vice President Sharon LaComb at (651) 423-8293 or sharon.lacomb@dctc.edu for more information on the Endowment for Employment. For regular updates on the Endowment for Employment as well as other DCTC news, visit YouBlue, the DCTC online news source, at www.dctc.edu/ youblue.

terpersonal relationships to grow business-to-business referrals. Yearly dues are $65. New members are welcome. Members are limited to one per professional category. For more information, contact Jeff Rothmeyer at JeffR@Roundbank.com or see www.CreativeNetworkingProfessionals.com. Network Unlimited, a professional networking chapter, meets Tuesdays from 4:30 to 5:45 p.m. at Cherokee Sirloin Room, Cliff Road and Nicols Road, Eagan. To see if your category is open go to www.NetworkUnlimited. org. BNI – The Valley Networkers chapter of Business Networking Intl. meets Thursdays at 11:30 a.m. at the DCTC Apple Valley Site at 14200 Cedar Ave. BNI is a networking group for business owners who are looking to increase their revenue. Only one person from each profession. Bring your own lunch. For more information, call Nicole Blasing at (651) 331-9238 or visit www.bni-mn.com BNI-Networking will meet Wednesdays at 8:15 a.m. at Byerly’s Cafe in Eagan. Open to all professionals for referrals. For more information, call (651) 2473200. Professional Referral Exchange of Burnsville meets every Wednesday for breakfast at Denny’s Restaurant. Meetings begin at 7 a.m. For more information, contact Jo Baecker, area director, at (612) 618-5347 or visit the Web site www.prorefx. com. BNI - Business Networking Intl. meets Wednesdays at 7:30 Ongoing a.m. at Commons on Marice in Dakota Business Partners Eagan. For more information (networking group) meets every call Christina Avery at (651) 247Tuesday at 8:30 a.m. at Enjoy! 2111 or check out the BNI Web Restaurant in Apple Valley. For site at www.bni-mn.com. more information call at (651) Beta Sigma Phi, Preceptor 216-5406. Alpha Delta Chapter, meets the Platinum Partners, a chap- second Wednesday of every ter of BNI, welcomes one repre- month at 7:30 at a member’s sentative from each profession home. For information, call (952) and meets every Wednesday 894-8831. morning from 7:30 to 9 a.m. at Network Results Chapter of the Lakeville Green Mill. To learn Business Network Internationmore, call Amy at (952) 226- al, networking for local business 7741. owners, only one person from Creative Networking Pro- each profession. First two meetfessionals, an independent busi- ings are free. We meet every ness networking group, meets Wednesday for breakfast, 7-8:30 the first and third Tuesday of the a.m. at Roasted Pear, 14200 month at JoJo’s Rise and Wine Nicollet Ave. S., Burnsville. Call in Burnsville from 8 to 9 a.m. The Michele Jennings for more inforgroup is focused on creating in- mation: (612) 581-0332.

Network Plus BNI Chapter meets from 11:30 a.m. to 1 p.m. Thursdays at the Parkway Grill (old Benchwarmer Bob’s) in Burnsville. For more information, call Kelly at (612) 861-8300. Networking coffee group at Caribou Coffee will meet from 9:30-11:30 a.m. at Caribou Coffee, 14638 Cedar Ave., on the second and fourth Mondays of the month. Call (763) 783-4767 to register. Grapevine Network “Common Denominator” Group meets Tuesdays from 7:30-8:45 a.m. at Coldwell Banker Burnet, 190 Cobblestone Lane, Burnsville. For information, call (952) 7465611 or visit www.thegrapevinenetwork.com. Grapevine Networking Group meets Wednesdays from 7:30-8:45 a.m. at Coldwell Banker Burnet, 190 Cobblestone Lane, Burnsville. For information, call (952) 746-5611 or visit www.thegrapevinenetwork.com. Kingdom Advisors members meet monthly for fellowship, training, networking, prayer, and sharing of best practices. Ron Blue or other recognized speakers (via DVD) cover a topic each month helping members integrate and apply Biblical financial wisdom into their professional advice. Visitors welcome. The S Metro Group meets at Family Financial Services, 151 W. Burnsville Parkway, Burnsville, from 7:30 to 9 a.m. on the fourth Tuesday of each month. POC is Jeff Robinson at (952) 890-6611. The SE Metro Group meets at 2918 Upper 55th St., Inver Grove Heights, the first Thursday of each month from 12 noon to 1 p.m. (bring your lunch). POC is Ginger Ewing at (651) 389-1177. Seed Your Business Networking Group – “Plant a seed and grow your business” – meets the first and third Wednesday every month at noon at Baskets On Occasion, 3348 Sherman Court, Suite 104, Eagan. Only one person from each profession. Contact Mary O’Rourke at (651) 994 8392 or visit www.seedyourbusiness.com for more information. The S.T.A.R. (South Twin Cities Area Referral) Networking Group meets 8 to 9 a.m. every Wednesday at the Bremer Bank, 17600 Cedar Ave., Lakeville. Openings are available. For questions, call Kathy Andrade at (952) 997-1306.

Calendar To submit an item for the Calendar, e-mail it to darcy.odden@ ecm-inc.com or fax (952) 8462010. Date-specific Dakota County Regional Chamber of Commerce events: • Thursday, Feb. 18, 11:30 a.m. to 1 p.m., Bring Your Brand to Life - Through Your Employees, at NTI, 950 Blue Gentian Road #500, Eagan. Fee: $20. Information: Alisha Kitchen at communications@dcrchamber.com. • Friday, Feb. 19, 7:30 to 8:30 a.m., State of the Schools in Dakota County, DCR Chamber, 1121 Town Centre Drive, Suite 102, Eagan. Information: Ruthe Batulis at rbatulis@dcrchamber. com. • Monday, Feb. 22, 4:30 to 5:45 p.m., Farmington Economic Growth Committee, Dakota Electric Association, 4300 220th St. W., Farmington. RSVP to Ruthe Batulis at rbatulis@dcrchamber. com. • Thursday, Feb. 25, 8 to 9 a.m., Farmington Area Business Council Breakfast Meeting, Farmington Eagles Club, 200 Third St., Farmington. Fee: $15. Information: Alisha Kitchen at communications@dcrchamber.com. • Thursday, March 4, 7:30 to 9 a.m., Mendota Heights and West St. Paul State of the City addresses, WorkForce Center of Dakota County, 110 B&C, 1 West Mendota Road, West St. Paul. Fee: $10. RSVP with Ruthe Batulis at (651) 288.9201 or rbatulis@ dcrchamber.com. • Friday, March 5, 11:30 a.m. to 1 p.m., Eagan’s Founders Day Lunch and State of the City Address, Eagan Community Center, 1501 Central Parkway. Fee: $20. RSVP with Ruthe Batulis at (651) 288-9201 or rbatulis@dcrchamber.com. • Tuesday, March 9, 7:30 to 9 a.m., Rosemount State of the City Address, Rosemount Community Center, 13885 Robert Trail S. Fee: $10. RSVP with Ruthe Batulis at (651) 288-9201 or rbatulis@ dcrchamber.com. Dakota Future and the Dakota Scott Workforce Center event: • Thursday, Feb. 18, 4 to 6 p.m., roundtable, Dakota Scott IT Entrepreneurs – “Helping You Grow Your Own Successful IT Business,” at Old Chicago, 14998 Glazier Ave., Apple Valley. Listen to a panel of successful IT en-

thor. District 196 Community Education. Starting Your Own Business Series presented in collaboration with SCORE South Metro. Register online at www. district196.org/ce or call (651) 423-7920. • Tuesday, Feb. 23, 6:30 to 8:30 p.m., “Legal Aspects and Financial Management: Owning Your Own Business,” $29, Falcon Ridge Middle School, Apple Valley. • Tuesday, March 2, 6:30 to 8:30 p.m., “Developing Your Business Plan,” $29, Falcon Ridge Middle School, Apple Valley. Dakota Scott IT Entrepreneurs will host a panel discussion on “How to Grow Your IT Business” Thursday, Feb. 18, 4 to 6 p.m. at Old Chicago, 14998 Glazier Ave, Apple Valley. Panelist include Danbury IT, ID Insight and Netmajic. Cost is $10, appetizers and beverages provided. Register at cindyjohns@comcast. net. Sponsored by Dakota Future and Dakota Scott Workforce Center. The South Suburban Chapter of Intl. Assoc. of Administrative Professionals (IAAP) will meet Tuesday, Feb. 23, at Old Chicago Restaurant-The Cedar Room, on the corner of Cedar Avenue and County Road 42, Apple Valley. Pete Machalek will present “How to Avoid Verbal Vomit.” Networking begins at 5:30 p.m. followed by dinner business meeting at 6 p.m. Cost: $20. For more information or to make reservations to attend the meeting, contact Candy at (651) 210-8476 or cretka@frontiernet.net.

14A

February 18, 2010 DAKOTA COUNTY TRIBUNE BUSINESS WEEKLY

Dakota County Business Contacts Apple Valley Chamber of Commerce Address: 14800 Galaxie Avenue, Suite 101, Apple Valley, MN 55124 Phone: (952) 432-8422 or 1-800-301-9435 Web site: www.applevalleychamber.com E-mail: info@applevalleychamber.com

Burnsville Chamber of Commerce Address: 101 W. Burnsville Parkway, No. 150, Burnsville, MN 55337 Phone: (952) 435-6000 Fax: (952) 435-6972 Web site: www.burnsvillechamber.com E-mail: chamber@burnsvillechamber.com

Burnsville Convention & Visitors Bureau Address: 101 W Burnsville Pkwy - Suite 150B, Burnsville, MN 55337 Phone: (952) 898-5646 Fax: (952) 487-1777 Web site: www.burnsvillemn.com

Lakeville Area Chamber of Commerce and Convention and Visitors Bureau Address: 19950 Dodd Blvd., Suite 101, Lakeville, MN 55044 Phone: (952) 469-2020 Web site: www.lakevillechamber.org E-mail: info@lakevillechamber.org

Dakota County Regional Chamber of Commerce Address: 1121 Town Centre Drive, No. 102, Eagan, MN, 55123 Phone: (651) 452-9872 Fax: (651) 452-8978 Web site: www.dcrchamber.com E-mail: info@dcrchamber.com

Eagan Convention and Visitors Bureau Address: 1501 Central Parkway, Eagan, MN 55121 Phone: (651) 675-5546 or 1-866-324-2620 Web site: http://eaganmn.com E-mail: enjoyeagan@eaganmn.com

Downtown Lakeville Business Association

Lakeville, MN 55044 E-mail: dlba@frontiernet.net Office Hours: Mondays and Wednesdays 9 a.m. to 2 p.m. Judy Tschumper is the director of the Downtown Lakeville Business Association.

Positively Minnesota Marketing Partnership Minnesota Department of Employment & Economic Development Address: 1st National Bank Building, 332 Minnesota St., Suite E200, St. Paul, MN 55101 Phone: (651) 259-7298 Fax: (651) 215-3841 E-mail: Positively.Minnesota@state.mn.us

Dakota Future Role: Provide site location assistance for firms considering Dakota County locations and serves as a general gateway for economic development services within Dakota County. Address: P.O. Box 240874, Apple Valley MN 551240874 E-mail: bill@dakotafuture.com Phone: (651)491-2551 Web site: www.dakotafuture.com

Minnesota Workforce Centers in Burnsville and West St. Paul Role: Assist in the hiring and training of new employees, general gateway into Minnesota Department of Employment and Economic Development and other state agencies Phone: 612-821-4411 E-mail: terrell.towers@state.mn.us

South Metro SCORE Role: Counselors to Americaâ&#x20AC;&#x2122;s small businesses, free, confidential, face-to-face assistance from successful business mentors. Phone: (952) 890-7020 E-mail: southmetroscore@qwestoffice.com Web site: www.score-southmetro.org

City Governments Role: Provide guidance through any real estate development process; may provide financial incentives through tax increment financing, local loan funds or state or federal business finance programs.

Address: 8790 207th St. W., Suite 204, P.O. Box 371,

Apple Valley, Bruce Nordquist Phone: (952) 953-2576 E-mail: bnordquist@ci.apple-valley.mn.us Web site: www.ci.apple-valley.mn.us Burnsville, Skip Nienhaus Phone: (952) 895-4454 E-mail: skip.nienhaus@ci.burnsville.mn.us Web site: www.burnsville.org Eagan, Jon Hohenstein Phone: (651) 675-5660 E-mail: jhohenstein@cityofeagan.com Web site: www.ci.eagan.mn.us Farmington, Tina Hansmeier Phone: (651) 280-6821 E-mail: thansmeier@ci.farmington.mn.us Web site: www.ci.farmington.mn.us Hastings, Shannon Rausch Phone: (651) 480-2344 E-mail: SRausch@ci.hastings.mn.us Web site: www.ci.hastings.mn.us Inver Grove Heights, Jennifer Gale Phone: 651-451-2266 E-mail: Kevin@progressplus.org Web site: www.ci.inver-grove-heights.mn.us Mendota Heights, Jim Danielson Phone: 651-452-1850 E-mail: jimd@mendota-heights.com Web site: www.mendota-heights.com Lakeville, Dave Olson Phone: 952-985-4421 E-mail: dolson@ci.lakeville.mn.us Web site: www.ci.lakeville.mn.us Rosemount, Kim Lindquist Phone: 651-322-2020 E-mail: Kim.lindquist@ci.rosemount.mn.us Web site: www.ci.rosemount.mn.us South St. Paul, Jennifer Gale Phone: 651-451-2266 E-mail: kevin@progressplus.org www.southstpaul.org West St. Paul, Jim Hartshorn Phone: 651-552-4140 E-mail: Jim.hartshorn@ci.west-saint-paul.mn.us Web site: www.ci.west-saint-paul.mn.us *Inver Grove Heights and South St. Paul use Progress Plus, an affiliate of the River Heights Chamber of Commerce, for their cityâ&#x20AC;&#x2122;s economic development services.

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PUBLIC NOTICE PUBLIC NOTICE PUBLIC NOTICE PUBLIC NOTICE PUBLIC NOTICE PUBLIC NOTICE

On August 25, 2009, CTB Spectrum Services, LLC, filed an application with the FCC for a construction permit for a new low power TV station to serve LaCrosse on Channels 32, 34, 45 and 46 with 1 kW ERP, transmitting from a Dakota North tower location, not rebroadcasting any other station. 2072090 2/18/10P

PUBLIC NOTICE

Summons Without Real Estate State of Minnesota County Dakota District Court First Judicial District File Number: 19HA-FA-09-286 Case Type: Dissolution with Children In Re the Marriage of: Evelyn Marie Gonzalez, Petitioner And Jose Abel Gonzalez-Quintana, Respondent STATE OF MINNESOTA ) COUNTY OF Hennepin ) SS THE STATE OF MINNESOTA TO THE ABOVE-NAMED RESPONDENT: WARNING: Your spouse (husband or wife) has filed a lawsuit against you for dissolution of your marriage. A copy of the paperwork regarding the lawsuit is served on you with this summons. This summons is an official document from the court that affects your rights. Read this summons carefully. If you do not understand it, contact an attorney for legal advice. 1. The Petitioner (your spouse) has filed a lawsuit against you asking for a dissolution of your marriage (divorce). A copy of the Petition for Dissolution of Marriage is attached to this Summons . There should also be a copy of Petitioner’s Financial Affidavit attached. 2. You must serve upon Petitioner and file with the Court a written Answer to the Petition for Dissolution of Marriage and your Financial Affidavit . You must pay the required filing fee. Answer forms and the Financial Affidavit form are available from the Court Administrator’s office. You must serve your Answer and Financial Affidavit upon Petitioner within thirty (30) days of the date you were served with this Summons, not counting the day of service. If you do not serve and file your Answer and Financial Affidavit, the Court may give your spouse everything he or she is asking for in the Petition for Dissolution of Marriage. 3. This proceeding does not involve real property. NOTICE OF TEMPORARY RESTRAINING PROVISIONS Under Minnesota law, service of this summons makes the following requirements apply to both parties to the action, unless they are modified by the court or the proceeding is dismissed: (1) Neither party may dispose of any assets except (a) for the necessities of life or for the necessary generation of income or preservation of assets, (b) by an agreement of the parties in writing, or (c) for retaining counsel to carry on or to contest this proceeding. (2) Neither party may harass the other party. (3) All currently available insurance coverage must be maintained and continued without change in coverage or beneficiary designation. (4) Parties to a marriage dissolution proceeding are encouraged to attempt alternative dispute resolution pursuant to Minnesota law. Alternative dispute resolution includes mediation, arbitration and other processes as set forth in the district court rules. You may contact the court administrator about resources in your area. If you cannot pay for mediation or alternative dispute resolution, in some counties, assistance may be available to you through a nonprofit provider or a court program. If you are a victim of domestic abuse or threats as defined in Minnesota statutes, chapter 518b, you are not required to try mediation and you will not be penalized by the court in later proceedings. IF YOU VIOLATE ANY OF THESE PROVISIONS, YOU WILL BE SUBJECT TO SANCTIONS BY THE COURT. NOTICE OF PARENT EDUCATION PROGRAM REQUIREMENTS Under Minnesota Statutes, Section 518.157, in a contested proceeding involving custody or parenting time of a minor child, the parties must begin participation in a parent education program that meets minimum standards promulgated by the Minnesota Supreme Court within 30 days after the first filing with the court. In some Districts, parenting education may be required in all custody or parenting proceedings. You may contact the District Court Administrator for additional information regarding this requirement and the availability of parent education programs. Dated: March 23, 2009 George V. Zaske Zaske Law Office, P.A. 1 West Water Street, Suite 275 St. Paul, MN 55107 (651) 301-9852 2073049 2/18-3/4/10P

Notice of Public Sale: SS MINNESOTA, LLC, doing business as Simply Self Storage intends to enforce its lien on certain personal property belonging to the following, at the facility The sale will take place (unless otherwise withdrawn) on Wednesday, March 10, 2010 on or after 10am at the Simply Self Storage location at 801 Lady Bird Ln, Burnsville, MN 55337. Phone 952-890-4888. This public sale will result in the goods being sold to the highest bidder. Certain terms and conditions apply. M. Bismuke #541 Dresser, Table, Art. Plants 2072882 2/18-2/25/10

PUBLIC NOTICE

Notice of Public Sale NOTICE IS HEREBY GIVEN, that on Wednesday, April 7, 2010 at 1:00 p.m. at 14709 W. Burnsville Parkway, Lot 167, Burnsville, Minnesota 55306, the following property will be sold by public auction by the Sheriff of Dakota County: 1977 Chief Ind 14 x 56 Manufactured Home Serial Number 774A6271 This sale will be held to satisfy a claim upon the above-described property held by Rambush Estates, pursuant to Minnesota Sections 504B.365 and 514. Upon information and belief, this property is owned by Teresa Swanson and Julie Armstrom. The amount of the claim against the above referenced property is $3,382.00 computed to the date of sale, exclusive of the expenses of said sale and the advertising thereof, together with the actual expenses of making said sale. Dated: January 26, 2010 Rambush Estates Ltd Partnership 14709 W Burnsville Parkway Burnsville, MN. 55306 (952) 890-8440 2068261 2/18-3/4/10

PUBLIC NOTICE

Notice of Hearing by Publication (Minn. Stat. § 518B.01, subd. 8) State of Minnesota County of Dakota District Court First Judicial District Court File Number: 19WS-FA-10-186 Case Type: Domestic Abuse In the Matter of: Macey Irene Scherbel, Petitioner vs. Christopher Matthew Dreyling, Respondent To Respondent named above: An order has been issued directing you to appear at 1 W Mendota Rd #140, West St Paul, MN 55118 on March 9th, 2010 at 9:00 a.m. and explain why the relief sought in the Petition for the Order for Protection should not be granted. You may obtain a copy of the Petition and any order issued from the court from the Dakota County Court Administrator’s Office. If you do not appear at the scheduled hearing, the Petitioner’s request may be granted as a default matter. Failure to appear will not be a defense to prosecution for violation of the Court’s Order. Date 2/11/2010 Carolyn M. Renn Court Administrator K. Luhrs Deputy 2075397 2/18/10

PUBLIC NOTICE

ORDER FOR HEARING STATE OF MINNESOTA COUNTY OF DAKOTA DISTRICT COURT PROBATE DIVISION FIRST JUDICIAL DISTRICT Court File No. 19-HA-CV-09-504 _______________________________________ In Re: Irrevocable Special Needs Trust of Alice Cervantes pursuant to Court Order dated March 10, 2009. _______________________________________ The Petition for an Order Allowing Reallocation of Trust Funds for Purchase of Home, of Jeffrey T. Kittelson, Director of Fiduciary Foundation, LLC, the Trustee of the Irrevocable Special Needs Trust of Alice Cervantes, by and through its attorney, Randy F. Boggio, Garvey & Boggio, P.A., 9995 Lyndale Avenue South, Bloomington, MN 55420, having come before the Court; IT IS ORDERED: 1. That said Petition be heard on the 6th day of April, 2010, at 9 a.m. by the above-named Court at Dakota County Probate Court, 1560 Highway 55, Hastings, MN 55033. IT IS FURTHER ORDERED that Petitioner give notice of said hearing by mailing at least 15 days before the date of the hearing a copy of the Order for Hearing to all interested parties at their respective addresses, and this Order published once, at least twenty (20) days prior to the date of said hearing in a legal newspaper. Dated: 2/8, 2010 BY THE COURT: Patrice Sutherland GARVEY & BOGGIO, P.A. Randy F. Boggio, Attorney ID No. 16379X 9995 Lyndale Avenue South Bloomington, MN 55420 Phone: (952) 881-4996, Fax: (952) 881-2470 rboggio@gblawoffice.com 2075432 2/18/10

NOTICE OF CANCELLATION OF PURCHASE AGREEMENT YOU ARE NOTIFIED: 1. Default has occurred in the Purchase Agreement, dated August 18, 2009, as amended by a Financing Addendum Seller's Contributions to Closing Costs and Discount Points dated August 18, 2009, an Inspection Contingency Addendum dated August 18, 2009, an Arbitration Disclosure and Residential Real Property Arbitration Agreement dated August 18, 2009, a Personal Property Agreement dated August 18, 2009, a Financing Addendum DVA Guaratneed Mortgage dated October 22, 2009, and a Condominium/ Townhouse/Cooperative Addendum dated October 22, 2009 (as so amended, the "Purchase Agreement"), in which Sean B. Lessard (the "Seller"), as seller, agreed to sell to Larry J. Anderson and Evelyn B. Anderson (collectively, the "Buyers"), as buyer, real property located at 14299 Estates Avenue, Apple Valley, Minnesota and legally described as Pilot Knob Estates 9th Addition Lot 9 Blk 1 and Interest Attributable to Common Area Known as Lots 57 58 & 59 Blk 1 9 1, Dakota County, Minnesota (the "Property"). 2. The default is that Buyers failed to close on the purchase of the Property at the time provided for in the Purchase Agreement, by paying the balance of the purchase price for the Property. To cure this default, Buyers must pay the remaining unpaid balance of the purchase price under the Purchase Agreement. 3. The Purchase Agreement will be cancelled on March 12, 2010 (15 days after the third publication of the notice), unless prior to the cancellation date you comply with the conditions in default and complete the unfulfilled conditions, including completion of the purchase of the Property according to the terms of the Agreement. 4. T h e c o n d i t i o n s c o n t a i n e d i n Minnesota Statutes § 559.209 have been complied with or are not applicable. 5. THIS NOTICE IS TO INFORM YOU THAT BY THIS NOTICE THE SELLER HAS BEGUN PROCEEDINGS UNDER MINNESOTA STATUTES, SECTION 559.217, TO CANCEL YOUR PURCHASE AGREEMENT FOR THE PURCHASE OF THE ABOVE PROPERTY FOR THE REASONS SPECIFIED IN THIS NOTICE. THE PURCHASE AGREEMENT WILL BE CANCELED ON MARCH 12, 2010 (15 DAYS AFTER THE THIRD PUBLICATION OF THIS NOTICE) UNLESS BEFORE THEN: (A) YOU HAVE FULLY COMPLIED WITH ALL OF YOUR OBLIGATIONS UNDER THE PURCHASE AGREEMENT THAT WERE REQUIRED TO BE PERFORMED AS OF THE DATE OF SERVICE OF THIS NOTICE INCLUDING, WITHOUT LIMITATION, THE ITEMS OF DEFAULT SPECIFIED IN THIS NOTICE AND THE UNFULFILLED CONDITIONS SPECIFIED IN THIS NOTICE ARE COMPLETED, INCLUDING, IF APPLICABLE, COMPLETION OF THE PURCHASE OR SALE OF THE RESIDENTIAL REAL PROPERTY ACCORDING TO THE TERMS OF THE PURCHASE AGREEMENT; OR (B) YOU SECURE FROM A DISTRICT COURT AN ORDER THAT THE TERMINATION OF THE PURCHASE AGREEMENT BE SUSPENDED UNTIL YOUR CLAIMS OR DEFENSES ARE FINALLY DISPOSED OF BY TRIAL, HEARING, OR SETTLEMENT. YOUR ACTION MUST SPECIFICALLY STATE THOSE FACTS AND GROUNDS THAT DEMONSTRATE YOUR CLAIMS OR DEFENSES. IF YOU DO NOT DO ONE OR THE OTHER OF THE ABOVE THINGS WITHIN THE TIME PERIOD SPECIFIED IN THIS NOTICE, YOUR PURCHASE AGREEMENT WILL BE CANCELED AT THE END OF THE PERIOD AND YOU WILL LOSE ALL EARNEST MONEY YOU HAVE PAID ON THE PURCHASE AGREEMENT; AND YOU MAY LOSE YOUR RIGHT TO ASSERT ANY CLAIMS OR DEFENSES THAT YOU MIGHT HAVE. HOWEVER, IF WITHIN THE TIME PERIOD SPECIFIED IN THIS NOTICE YOU SERVE YOUR OWN NOTICE UNDER MINNESOTA STATUTES, SECTION 559.217, YOUR PURCHASE AGREEMENT WILL BE IMMEDIATELY CANCELED, BUT YOUR ENTITLEMENT TO EARNEST MONEY MUST BE DETERMINED BY A COURT OR DETERMINED BY ARBITRATION IF AGREED TO BY THE PARTIES. IF YOU HAVE ANY QUESTIONS ABOUT THIS NOTICE, CONTACT AN ATTORNEY IMMEDIATELY. 6. The name, address and telephone number of the Seller or of an attorney authorized by the Seller to serve this notice is: Jeffrey S. Waldron Attorney for Seller Moss & Barnett, A Professional Association 4800 Wells Fargo Center, 90 South Seventh Street Minneapolis, MN 55402-4129 612-877-5288 This person is authorized to receive the payments from you under this notice. Jeffrey S. Waldron 2070805 2/11-2/25/10

MINNESOTA SECRETARY OF STATE CERTIFICATE OF ASSUMED NAME Minnesota Statutes Chapter 333 The filing of an assumed name does not provide a user with exclusive rights to that name. The filing is required for consumer protection in order to enable consumers to be able to identify the true owner of a business. 1. State the exact assumed name under which the business is or will be conducted: KAREN KRUSE PHOTOGRAPHY 2. State the address of the principal place of business: 15716 FRISIAN LANE, APPLE VALLEY, MN 55124 3. List the name and complete street address of all persons conducting business under the above Assumed Name, OR if an entity, provide the legal corporate, LLC, or Limited Partnership name and registered office address. KAREN KRUSE, 15716 FRISIAN LANE, APPLE VALLEY, MN 55124 4. I certify that I am authorized to sign this certificate and I further certify that I understand that by signing this certificate, I am subject to the penalties of perjury as set forth in Minnesota Statutes section 609.48 as if I had signed this certificate under oath. Date 12-16-09 KAREN KRUSE - OWNER 2070732 2/11-2/18/10P

PUBLIC NOTICE

ORDER TO SHOW CAUSE STATE OF MINNESOTA COUNTY OF DAKOTA DISTRICT COURT FIRST JUDICIAL DISTRICT COURT FILE NO. 19HA-CV-10-194 In the Matter of the Petition of: CitiMortgage, Inc., a New York Corporation, in Relation to Certificate of Title No. 134866 issued for land in the County of Dakota and State of Minnesota legally described as follows: The North half (N 1/2) of Lot Twentyfive (25) and the South half (S 1/2) of Lot Twenty-six (26) in Block Fourteen (14) in Lorraine Park Addition to the City of South St. Paul, according to the plat thereof on file in the office of the Registrar of Titles in and for Dakota County, Minnesota. TO: THE UNKNOWN HEIRS OF ROBERT A. SMITH, DECEASED; THE UNKNOWN HEIRS OF JAMES M. TRONE, DECEASED; COMPANION PROPERTY AND CASUALTY INSURANCE COMPANY; and to parties, if any, in possession of said premises adverse to the Petitioner. Upon receiving and filing the Report of the Examiner of Titles in the above entitled matter, IT IS HEREBY ORDERED, that you and all persons interested, appear before this Court on the 24th day of March, 2010, at 9:00 a.m. in the Dakota County Government Center, Hastings, Minnesota, and then, or as soon thereafter as said matter can be heard, show cause, if any there be, why this Court should not enter an Order as follows: That the Registrar of Titles, upon the filing with him of a certified copy of this Order, cancel Certificate of Title No. 134866 and enter a new Certificate of Title for the land therein described in favor of CitiMortgage, Inc., a New York corporation, subject to the memorials of Document Nos. 7993 and 18408 but free from all other memorials now appearing on the present Certificate of Title, the last of which is Document No. 652932, and free also from the Memorial of this Order. IT IS FURTHER ORDERED, that this Order be served: (a) at least 10 days prior to such hearing upon the above named parties residing in this State in the manner provided by law for the service of Summons in a civil action; (b) it shall be served at least 14 days prior to such hearing upon any of the above named nonresidents by sending a copy of this Order to such nonresident at his post office address, by registered or certified mail, return receipt; (c) it shall be served upon any party who cannot be found by two weeks published notice and by sending a copy of this Order at least 14 days prior to the hearing by first class mail to such party at this last known address and by sending another copy of this Order at least 14 days prior to the hearing by first class mail to his address as stated on the Certificate of Title if an address is so stated. DATED: 2/9/2010 BY THE COURT: Timothy McManus Judge of District Court APPROVED: JAMES P. O’CONNELL EXAMINER OF TITLES BY: JAMES P. O’CONNELL Attorney for Petitioner: Adam Soczynski Usset, Weingarden & Liebo, PLLP 4500 Park Glen Road, #300 Minneapolis, MN 55416 Attendance is not required at said hearing except to object to the entry of the above described Order. 2072714 2/18-2/25/10

MINNESOTA SECRETARY OF STATE CERTIFICATE OF ASSUMED NAME Minnesota Statutes Chapter 333 The filing of an assumed name does not provide a user with exclusive rights to that name. The filing is required for consumer protection in order to enable consumers to be able to identify the true owner of a business. 1. State the exact assumed name under which the business is or will be conducted: 2nd Moon Cafe 2. State the address of the principal place of business: 15000 Portland Ave., Burnsville, MN 55306 3. List the name and complete street address of all persons conducting business under the above Assumed Name, OR if an entity, provide the legal corporate, LLC, or Limited Partnership name and registered office address. Osama Al Ansari, 15000 Portland Ave., Burnsville, MN 55306 Rochell Al Ansari, 15000 Portland Ave., Burnsville, MN 55306 4. I certify that I am authorized to sign this certificate and I further certify that I understand that by signing this certificate, I am subject to the penalties of perjury as set forth in Minnesota Statutes section 609.48 as if I had signed this certificate under oath. Date 11/03/2009 Osama Al Ansari, Owner 2068221 2/11-2/18/10P

PUBLIC NOTICE

ORDER TO SHOW CAUSE STATE OF MINNESOTA COUNTY OF DAKOTA DISTRICT COURT FIRST JUDICIAL DISTRICT COURT FILE NO. 19HA-CV-09-7546 In the Matter of the Petition of: CitiMortgage, Inc., In Relation to Certificate of Title No. 133911 issued for land in the County of Dakota and State of Minnesota and legally described as: Lot Seventeen (17), Block Four (4) in W. F. Krech's 2nd Addition to the Village of Inver Grove, Dakota County, Minnesota, according to the plat thereof now on file and of record in the office of the Register of Deeds within and for the aforesaid County and State. TO: GABRIEL GARCIA ROMERO; THE COUNTY OF DAKOTA; and to parties, if any, in possession of said premises adverse to the Petitioner. Upon receiving and filing the Report of the Examiner of Titles in the above entitled matter, IT IS HEREBY ORDERED, that you, and all persons interested, appear before this Court on the 24th day of February, 2010, at 9:00 a.m. in the Dakota county Government Center, Hastings, Minnesota, and then, or as soon thereafter as said matter can be heard, show cause, if any there be, why this Court should not enter an Order as follows: That the Registrar of Titles, upon the filing with him of a certified copy of this Order, cancel Certificate of Title No. 133911 and enter a new Certificate of Title for the land there in described in favor of CitiMortgage, Inc., subject to the memorials of Document Nos. 81690, 2265, 2559, 77653, 156346, 156347, 647794, and 647799 but free from all other memorials now appearing on the present Certificate of Title, the last of which is Document No. 647799, and free also from the Memorial of this Order. IT IS FURTHER ORDERED, that this Order be served: (a) at least 10 days before the hearing upon the above-named parties residing in this State in the manner provided by law for the service of Summons in a civil action; (b) it shall be served at least 14 days before the hearing upon each of the above-named non-residents by sending a copy of this Order to the non-resident's post office address, by registered or certified mail, return receipt requested; (c) it shall be served upon any party who cannot be found by two weeks published notice and by sending a copy of this Order at least 14 days before the hearing by first class mail to the last known address of the party and by sending another copy of this Order at least 14 days before the hearing by first class mail to the address of such party as stated on the Certificate of Title if an address is so stated. DATED: December 30, 2009 BY THE COURT: /s/ Richard G. Spicer Judge of District Court APPROVED: JAMES P. O'CONNELL EXAMINER OF TITLES BY: /s/ James P. O'Connell JAMES P. O'CONNELL Attorney for Petitioner: David R. McCalip Wilford & Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125 Attendance is not required at said hearing except to object to the entry of the above described Order. 2067838 2/11-2/18/10

NOTICE OF SALE OF PERSONAL PROPERTY TO SATISFY LIEN THEREON NOTICE IS HEREBY GIVEN that the personal property described as follows: 1972 MARS Manufactured home, VIN# 14839 currently located at 12335 Geneva Court, Apple Valley, Minnesota 55124, together with all miscellaneous personal property located therein will be sold at public auction by the Dakota County Sheriff on the 4th day of March, 2010 at 1:00 P.M., at Cedar Knolls Community Office, 12571 Garland Avenue, in the city of Apple Valley, County of Dakota, State of Minnesota, to pay and satisfy a lien which is claimed to be due thereon of Andrea Pasten (02/04/1977), Martin Garcia (11/11/1956) as the owner(s) thereof to: Hometown Homes in the sum of Four-Thousand, Seven-Hundred, Ninety-Nine Dollars and 05/100 ($4,799.05) computed to the day of said sale, exclusive of the expenses of said sale and of the advertising thereof, together with the necessary expenses of advertising and making said sale; and that the grounds of said lien are storage of and care for tenant's personal property remaining on landlord's premises following abandonment by tenant. Dated: February 8, 2010 ______________________________ Carol Williams, Agent Hometown Homes 2070776 2/11-2/25/10

PUBLIC NOTICE

NOTICE OF SALE OF PERSONAL PROPERTY TO SATISFY LIEN THEREON NOTICE IS HEREBY GIVEN that the personal property described as follows: 1974 ROLL Manufactured home, VIN# 30112 currently located at 12330 Geneva Way, (formerly known as, 12330 Geneva Ave So.) Apple Valley, Minnesota 55124, together with all miscellaneous personal property located therein will be sold at public auction by the Dakota County Sheriff on the 4th day of March, 2010 at 1:00 P.M., at Cedar Knolls Community Office, 12571 Garland Avenue, in the city of Apple Valley, County of Dakota, State of Minnesota, to pay and satisfy a lien which is claimed to be due thereon of Veronica Martinez-Alarcon (a/k/a Veronica Martinez) (01/03/1973), Celia De Ferrusca Serrano (12/09/1959) as the owner(s) thereof to: Hometown Homes in the sum of Three-Thousand, Eight-Hundred, Eighty-Nine Dollars and 71/100 ($3,889.71) computed to the day of said sale, exclusive of the expenses of said sale and of the advertising thereof, together with the necessary expenses of advertising and making said sale; and that the grounds of said lien are storage of and care for tenant's personal property remaining on landlord's premises following abandonment by tenant. Dated: February 8, 2010 ____________________________ Carol Williams, Agent Hometown Homes 2069996 2/11-2/25/10

PUBLIC NOTICE

SUMMONS STATE OF MINNESOTA COUNTY OF DAKOTA CONSUMER CREDIT CONTRACT DISTRICT COURT FIRST JUDICIAL DISTRICT Court File No. 19HA-CV-10-216 Midland Funding LLC as successor in interest to HSBC Plaintiff, vs. Allen Boe, Jr. Defendant(s). THE STATE OF MINNESOTA TO THE ABOVE-NAMED DEFENDANT(S): YOU ARE HEREBY SUMMONED and required to serve upon the attorneys for Plaintiff an answer to the Complaint which is on file in the office of the clerk of the above-names Court within twenty (20) days after service of this Summons upon you, exclusive of the day of service. If you fail to do so, judgment by default will be taken against you for the relief demanded in the Complaint. Please take notice that alternative dispute resolutions processes are available as set forth in the Minnesota General Rules of Practice. MESSERLI & KRAMER P.A. Amanda E. Prutzman Brian A. Chou, #0332124 Jefferson C. Pappas, #0304943 Mercedes A. Gustafson, #0327761 Jaime J. Hommerding, #0387432 Jillian N. Walker, #0388575 Amanda E. Prutzman, #0389267 Jennifer M. Zwilling, #0389153 3033 Campus Drive, Suite 250 Plymouth, MN 55441 Ph#: (763) 548-7900 Fax#: (763) 548-7922 2068242 2/11-2/25/10

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MINNESOTA SECRETARY OF STATE CERTIFICATE OF ASSUMED NAME Minnesota Statutes Chapter 333 The filing of an assumed name does not provide a user with exclusive rights to that name. The filing is required for consumer protection in order to enable consumers to be able to identify the true owner of a business. 1. State the exact assumed name under which the business is or will be conducted: The Seasons at Apple Valley 2. State the address of the principal place of business: 15359 Founders Lane, Apple Valley, MN 55124 3. List the name and complete street address of all persons conducting business under the above Assumed Name, OR if an entity, provide the legal corporate, LLC, or Limited Partnership name and registered office address. Regent at Apple Valley, LLC, 3530 Lexington Ave N #100 %Ecumen, Shoreview, MN 55126 4. I certify that I am authorized to sign this certificate and I further certify that I understand that by signing this certificate, I am subject to the penalties of perjury as set forth in Minnesota Statutes section 609.48 as if I had signed this certificate under oath. Date February 5, 2010 Dennis Johnson, Secretary/Treasurer 2075575 2/18-2/25/10P

MINNESOTA SECRETARY OF STATE CERTIFICATE OF ASSUMED NAME Minnesota Statutes Chapter 333 The filing of an assumed name does not provide a user with exclusive rights to that name. The filing is required for consumer protection in order to enable consumers to be able to identify the true owner of a business. 1. State the exact assumed name under which the business is or will be conducted: BSquared26 Photography 2. State the address of the principal place of business: 4203 Valley Forge Place, Eagan, MN 55123 3. List the name and complete street address of all persons conducting business under the above Assumed Name, OR if an entity, provide the legal corporate, LLC, or Limited Partnership name and registered office address. Bonnie Bley, 4203 Valley Forge Place, Eagan, MN 55123 4. I certify that I am authorized to sign this certificate and I further certify that I understand that by signing this certificate, I am subject to the penalties of perjury as set forth in Minnesota Statutes section 609.48 as if I had signed this certificate under oath. Date 1/20/2010 Bonnie J. Bley - Owner 2068216 2/11-2/18/10P

PUBLIC NOTICE PUBLIC NOTICE

MINNESOTA SECRETARY OF STATE CERTIFICATE OF ASSUMED NAME Minnesota Statutes Chapter 333 The filing of an assumed name does not provide a user with exclusive rights to that name. The filing is required for consumer protection in order to enable consumers to be able to identify the true owner of a business. 1. State the exact assumed name under which the business is or will be conducted: Crystal Entertainment Group 2. State the address of the principal place of business: 535 White Pine Way, Eagan, MN 55123 3. List the name and complete street address of all persons conducting business under the above Assumed Name, OR if an entity, provide the legal corporate, LLC, or Limited Partnership name and registered office address. Ronald Harris, 535 White Pine Way, Eagan, MN 55123 Beverly Harris, 535 White Pine Way, Eagan, MN 55123 Alexis Harris, 535 White Pine Way, Eagan, MN 55123 4. I certify that I am authorized to sign this certificate and I further certify that I understand that by signing this certificate, I am subject to the penalties of perjury as set forth in Minnesota Statutes section 609.48 as if I had signed this certificate under oath. Date 1/22/2012 Beverly Harris - Manager 2077836 2/18-2/25/10P

PUBLIC NOTICE

MINNESOTA SECRETARY OF STATE CERTIFICATE OF ASSUMED NAME Minnesota Statutes Chapter 333 The filing of an assumed name does not provide a user with exclusive rights to that name. The filing is required for consumer protection in order to enable consumers to be able to identify the true owner of a business. 1. State the exact assumed name under which the business is or will be conducted: GRAFIKOL 2. State the address of the principal place of business: 16814 GLENCOE AVE., LAKEVILLE, MN 55044 3. List the name and complete street address of all persons conducting business under the above Assumed Name, OR if an entity, provide the legal corporate, LLC, or Limited Partnership name and registered office address. LE HUU PHUOC, 16814 GLENCOE AVE., LAKEVILLE, MN 55044 4. I certify that I am authorized to sign this certificate and I further certify that I understand that by signing this certificate, I am subject to the penalties of perjury as set forth in Minnesota Statutes section 609.48 as if I had signed this certificate under oath. Date 1/25/2010 LE HUU PHUOC, PUBLISHER 2069365 2/11-2/18/10P

MINNESOTA SECRETARY OF STATE CERTIFICATE OF ASSUMED NAME Minnesota Statutes Chapter 333 The filing of an assumed name does not provide a user with exclusive rights to that name. The filing is required for consumer protection in order to enable consumers to be able to identify the true owner of a business. 1. State the exact assumed name under which the business is or will be conducted: Smashburger 2. State the address of the principal place of business: 1270 Promenade Place, Eagan, MN 55122 3. List the name and complete street address of all persons conducting business under the above Assumed Name, OR if an entity, provide the legal corporate, LLC, or Limited Partnership name and registered office address. Smashburger Acquisition - Minneapolis, LLC, 590 Park Street #6 Capitol Professional Bldg., St. Paul, MN 55103 4. I certify that I am authorized to sign this certificate and I further certify that I understand that by signing this certificate, I am subject to the penalties of perjury as set forth in Minnesota Statutes section 609.48 as if I had signed this certificate under oath. Date 2/3/10 Signed: Ryan McMonagle 2077748 2/18-2/25/10P

PUBLIC NOTICE

NOTICE OF AND ORDER FOR HEARING ON PETITION FOR FORMAL ADJUDICATION OF INTESTACY, DETERMINATION OF HEIRS, FORMAL APPOINTMENT OF PERSONAL REPRESENTATIVES AND NOTICE TO CREDITORS STATE OF MINNESOTA COUNTY OF DAKOTA DISTRICT COURT FIRST JUDICIAL DISTRICT Court File No. 19HA-PR-10-63 In Re: Estate of Charles Michel MacDonald, Decedent. It is Ordered and Notice is given that on March 8, 2010, at 9:00 o’clock a.m., a hearing will be held in this Court at Dakota County Judicial Center, 1560 Highway 55, Hastings, Minnesota, on a petition for the adjudication of intestacy and determination of decedent’s heirs, and for the appointment of Micah MacDonald, whose address is 4145 Rahn Road, Eagan, MN 55122, and Michael MacDonald, whose address is 2805 Alabama Ave. South, Minneapolis, MN 55416, as personal r e p re s e n ta tive s o f t h e d e c e d e n t ’ s estate in an supervised administration. Any objections to the petition must be raised at the hearing or filed with the Court prior to the hearing. If the petition is proper and no objections are filed or raised, the personal representative will be appointed with the full power to administer the decedent’s estate, including the power to collect all assets; to pay all legal debts, claims, taxes, and expenses; to sell real and personal property; and to do all necessary acts for the decedent’s estate. Notice is further given that, subject to Minn. Stat. § 524.3-801, all creditors having claims against the decedent’s estate are required to present the claims to the personal representative or to the Court within four (4) months after the date of this notice or the claims will be barred. Dated: 2/2/10 BY THE COURT Michael Mayer Judge of District Court Paul D. McRoberts MN# 71535 25 Ninth Ave. North, P.O. Box 458 Hopkins, MN 55343-0458 Telephone: 952-933-2390 Facsimile: 952-933-3451 e-mail: pauldmcr@usinternet.com 2068235 2/11-2/18/10

MINNESOTA SECRETARY OF STATE CERTIFICATE OF ASSUMED NAME Minnesota Statutes Chapter 333 The filing of an assumed name does not provide a user with exclusive rights to that name. The filing is required for consumer protection in order to enable consumers to be able to identify the true owner of a business. 1. State the exact assumed name under which the business is or will be conducted: SOURCE CREEK 2. State the address of the principal place of business: 2425 ENTERPRISE DR., SUITE 600, MENDOTA HEIGHTS, MN 55120 3. List the name and complete street address of all persons conducting business under the above Assumed Name, OR if an entity, provide the legal corporate, LLC, or Limited Partnership name and registered office address. PPI GROUP PURCHASING, LLC, 2425 ENTERPRISE DR., SUITE 600, MENDOTA HEIGHTS, MN 55120 4. I certify that I am authorized to sign this certificate and I further certify that I understand that by signing this certificate, I am subject to the penalties of perjury as set forth in Minnesota Statutes section 609.48 as if I had signed this certificate under oath. Date 2/2/10 George K. Watson, President 2074685 2/18-2/25/10P

PUBLIC NOTICE

NOTICE OF INFORMAL PROBATE OF WILL AND INFORMAL APPOINTMENT OF PERSONAL REPRESENTATIVE AND NOTICE TO CREDITORS STATE OF MINNESOTA COUNTY OF DAKOTA DISTRICT COURT FIRST JUDICIAL DISTRICT Court File No.: 19HA-PR-10-80 In Re: Estate of Walter Joseph Costello, Decedent. Notice is given that an Application for Informal Probate of Will and Informal Appointment of Personal Representative was filed with the Registrar, along with a Will dated July 14, 2009. The Registrar accepted the application and appointed John J. Costello, whose address is 218 Louis Lane, Enola, Pennsylvania 17025-2141, to serve as the personal representative of the decedent’s estate. Any heir, devisee or other interested person may be entitled to appointment as personal representative or may object to the appointment of the personal representative. Any objection to the appointment of the personal representative must be filed with the Court, and any properly filed objection will be heard by the Court after notice is provided to interested persons of the date of hearing on the objection. Unless objections are filed, and unless the Court orders otherwise, the personal representative has the full power to administer the estate, including, after thirty (30) days from the issuance of letters testamentary, the power to sell, encumber, lease, or distribute any interest in real estate owned by the decedent. Notice is further given that, subject to Minn. Stat. § 524.3-801, all creditors having claims against the decedent’s estate are required to present the claims to the personal representative or to the Court within four (4) months after the date of this notice or the claims will be barred. Dated: February 10th, 2010 Carol M. Renn Registrar By: Joann Bauer Deputy Registrar Theresa K. Readio (MN #169420) Law Office of Theresa K. Readio, LLC 4183 Joppa Circle, MS-LO Savage Minnesota 55378 Telephone: (952) 894-7388 Facsimile: (952) 894-7388 2074609 2/18-2/25/10

MINNESOTA SECRETARY OF STATE CERTIFICATE OF ASSUMED NAME Minnesota Statutes Chapter 333 The filing of an assumed name does not provide a user with exclusive rights to that name. The filing is required for consumer protection in order to enable consumers to be able to identify the true owner of a business. 1. State the exact assumed name under which the business is or will be conducted: The Kitchen Coop 2. State the address of the principal place of business: 20017 Cabrilla Way, Farmington, MN 55024 3. List the name and complete street address of all persons conducting business under the above Assumed Name, OR if an entity, provide the legal corporate, LLC, or Limited Partnership name and registered office address. Joleen E Thompson - Wroten, 20017 Cabrilla Way, Farmington, MN 55024 4. I certify that I am authorized to sign this certificate and I further certify that I understand that by signing this certificate, I am subject to the penalties of perjury as set forth in Minnesota Statutes section 609.48 as if I had signed this certificate under oath. Date 12-02-09 Joleen Thompson - Wroten 2076401 2/18-2/25/10P

MINNESOTA SECRETARY OF STATE CERTIFICATE OF ASSUMED NAME Minnesota Statutes Chapter 333 The filing of an assumed name does not provide a user with exclusive rights to that name. The filing is required for consumer protection in order to enable consumers to be able to identify the true owner of a business. 1. State the exact assumed name under which the business is or will be conducted: MITT MENDER 2. State the address of the principal place of business: 14220 E 143rd Ct., Burnsville, MN 55337 3. List the name and complete street address of all persons conducting business under the above Assumed Name, OR if an entity, provide the legal corporate, LLC, or Limited Partnership name and registered office address. Chad Swanson, 14220 E 143rd Ct., Burnsville, MN 55337 4. I certify that I am authorized to sign this certificate and I further certify that I understand that by signing this certificate, I am subject to the penalties of perjury as set forth in Minnesota Statutes section 609.48 as if I had signed this certificate under oath. Date 02/03/2010 Chad Swanson, Owner 2077825 2/18-2/25/10P

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PUBLIC NOTICE

NOTICE OF INFORMAL PROBATE OF WILL AND APPOINTMENT OF PERSONAL REPRESENTATIVE AND NOTICE TO CREDITORS STATE OF MINNESOTA COUNTY OF DAKOTA DISTRICT COURT-PROBATE DIVISION FIRST JUDICIAL DISTRICT Court File No. 19HA-PR-10-73 Estate of Anna M. Tischler, aka Ann Tischler and Anna Mae Tischler and Anna May Tischler, Decedent Notice is given that an application for informal probate of the Decedent’s will dated August 5, 2009 (”Will”), has been filed with the Registrar. The application has been granted. Notice is also given that the Registrar has informally appointed Schelle Barr, whose address is 3511J Hazel Trail, Woodbury, MN 55129 as personal representative of the Estate of the Decedent. Any heir, devisee or other interested person may be entitled to appointment as personal representative or may object to the appointment of the personal representative. Unless objections are filed with the Court (pursuant to Minn. Stat. 524.3-607) and the Court otherwise orders, the personal representative has full power to administer the Estate including, after 30 days from the date of issuance of letters, the power to sell, encumber, lease or distribute real estate. Any objections to the probate of the will or appointment of the Personal Representative must be filed with this Court and will be heard by the Court after the filing of an appropriate petition and proper notice of hearing. Notice is also given that (subject to Minn. Stat. 524.3-801) all creditors having claims against the Estate are required to present the claims to the personal representative or to the Court Administrator within four months after the date of this Notice or the claims will be barred. Date 2-09-10 Carol M. Renn Registrar By: Joann Bauer Deputy Registrar Attorney for Personal Representative David M. Newberg PO Box 206, 208 West Churchill St. Stillwater, MN 55082 Attorney License No.: 173150 Telephone: 651-439-0700 FAX: 651-439-8892 2072226 2/18-2/25/10P

MINNESOTA SECRETARY OF STATE CERTIFICATE OF ASSUMED NAME Minnesota Statutes Chapter 333 The filing of an assumed name does not provide a user with exclusive rights to that name. The filing is required for consumer protection in order to enable consumers to be able to identify the true owner of a business. 1. State the exact assumed name under which the business is or will be conducted: Design-Build By Landmark, Inc. 2. State the address of the principal place of business: 19455 Elkridge Trail, Farmington, MN 55024 3. List the name and complete street address of all persons conducting business under the above Assumed Name, OR if an entity, provide the legal corporate, LLC, or Limited Partnership name and registered office address. L.L.D. Landscape Incorporated, 7418 Wentworth Avenue, Richfield, MN 55423 4. I certify that I am authorized to sign this certificate and I further certify that I understand that by signing this certificate, I am subject to the penalties of perjury as set forth in Minnesota Statutes section 609.48 as if I had signed this certificate under oath. Date 12-10-2009 Mark Alan Awbrey-Owner 2068192 2/11-2/18/10P

PUBLIC NOTICE

NOTICE OF AND ORDER FOR HEARING ON PETITION FOR FORMAL PROBATE OF WILL AND APPOINTMENT OF PERSONAL REPRESENTATIVE AND NOTICE TO CREDITORS STATE OF MINNESOTA COUNTY OF DAKOTA DISTRICT COURT FIRST JUDICIAL DISTRICT Court File No.: 19HA-PR-10-79 In Re: Estate of ROBERT LEE FORSTING, aka ROBERT L. FORSTING, and ROBERT FORSTING, Decedent. It is Ordered and Notice is given that on March 22, 2010 at 9:00 am, a hearing will be held in this Court at 1560 West Highway 55 Hastings, Minnesota, on a petition for the formal probate of an instrument purporting to be the decedent’s Will dated July 12, 2009 and for the appointment of Jeff Forsting, whose address is 39362 - 113th Street Columbia, South Dakota 57433 as personal representative of the decedent’s estate in an unsupervised administration. Any objections to the petition must be raised at the hearing or filed with the Court prior to the hearing. If the petition is proper and no objections are filed or raised, the personal representative will be appointed with the full power to administer the decedent’s estate, including the power to collect all assets; pay all legal debts, claims, taxes, and expenses; sell real and personal property; and do all necessary acts for the decedent’s estate. Notice is further given that, subject to Minn. Stat. § 524.3-801, all creditors having claims against the decedent’s estate are required to present the claims to the personal representative or to the Court within four (4) months after the date of this notice or the claims will be barred. Date: 2-11-2010 BY THE COURT Edward Lynch Judge of District Court Attorney for Petitioner: Jeffrey P. Scott MN #0204420 2356 University Avenue West Suite 400 St. Paul MN 55114 651-647-9533 tel 651-647-9544 fax 2074632 2/18-2/25/10

Frontier Communications Availability of Services In compliance with state and federal requirements, Frontier Communications of Minnesota is required to provide notice of certain basic services which it provides throughout its designated serving areas. Frontier offers the following local exchange telecommunications services to all consumers throughout its serving area: __Voice grade access to the public switched network; __Local exchange service; __Dual tone multi-frequency signaling; __Single party service; __Access to emergency services; __Access to operator services; __Access to interexchange service; __Access to directory assistance; and __Toll blocking without charge to qualified low-income customers. Residential basic local exchange service monthly rates, excluding extended area service rates, are as follows: Metro $10.71 Worthington $9.08 Slayton-Urban $8.30 Adrian-Urban $8.47 Edgerton-Urban $9.16 Lake Wilson-Urban $10.06 All Others $11.31 Subsidized discounts are available to customers meeting certain low-income criteria. Information concerning these plans is available from your Frontier representative at (800) 435-1504. FTRMN/10 2074372 2/18/10

PUBLIC NOTICE

ORDER AND NOTICE OF HEARING OF PETITION FOR FORMAL ADJUDICATION OF INTESTACY, DETERMINATION OF HEIRSHIP AND APPOINTMENT OF PERSONAL REPRESENTATIVE IN UNSUPERVISED ADMINISTRATION AND NOTICE TO CREDITORS STATE OF MINNESOTA COUNTY OF DAKOTA DISTRICT COURT FIRST JUDICIAL DISTRICT PROBATE DIVISION Court File No. 19HA-PR-10-76 In Re: Estate of SHERMAN ELMER WILLIAMS, also known as Sherman E. Williams and Sherman Williams, Deceased TO ALL INTERESTED PERSONS AND CREDITORS: It is Ordered and Notice is hereby given that on the 22nd day of March, 2010, at 9:00 o’clock A.M., a hearing will be held in the above named Court at Dakota County Judicial Center, 1560 West Highway 55, Hastings, Minnesota, for the adjudication of intestacy and determination of heirship of the above named decedent, and for the appointment of Mark H. Williams, whose address is 3886 East 65th Street, Inver Grove Heights, Minnesota 55076, as personal representative of the estate of the above named decedent in unsupervised administration, and that any objections thereto must be filed with the Court. That, if proper, and no objections are filed, a personal representative will be appointed to administer the estate, to collect all assets, pay all legal debts, claims, taxes, and expenses, and sell real and personal property, and do all necessary acts for the estate. Notice is further given that ALL CREDITORS having claims against said estate are required to present the same to said personal representative or to the Clerk of the Court within four months after the date of this notice or said claims will be barred. Dated: 2/10/2010 Timothy McManus Judge (COURT SEAL) Robert Regal Attorney for Petitioner No. 90153 832 Eighth Avenue So., South St. Paul, Minnesota 55075 (651) 451-2152 2073249 2/18-2/25/10

CITY OF LAKEVILLE ADVERTISEMENT FOR BIDS AIR HANDLER REPLACEMENT Notice is hereby given that sealed bids will be received at the City of Lakeville, 20195 Holyoke Avenue, Lakeville, MN 55044. Bids shall be due at 1:00 p.m. on Monday, March 8, 2010. The opening of the bids will be public at which time they will be read aloud. The project includes the replacement of an air handling unit and associated duct furnaces and ductwork at the Lakeville Area Arts Center. The project also includes replacing all the temperature controls throughout the building with new DDC controls and connecting the new controls to the existing EMS system. There is an alternate to replace two furnaces and to replace the existing condensing unit. There will be a mandatory Pre-Bid conference at the Lakeville Area Arts Center from 11 AM to Noon on Wednesday, February 24, 2010 for contractors to inspect the site and ask questions. Bid documents (plans and specifications) may be obtained by contacting Cain Ouse Associates, Inc., 1310 East Highway 96, Suite 116, White Bear Lake, MN 55110; 651-426-9549. A non refundable deposit of $25.00 is requested to cover the cost of postage and printing. It is also requested that documents be returned to the Engineer at the completion of bidding. Bid documents may be examined at the office of the Engineer, Builder's Exchange of Minneapolis and St. Paul and the McGraw Hill Construction Plan Room. No bidder shall modify, withdraw, or cancel a bid or any part thereof for thirty (30) days after the time designated for the receipt of bids. The City of Lakeville reserves the right to reject any and all bids and to waive any defects, irregularities or information in any bid, and to award the contract in the best interest of the City. Dated this 12th day of February 2010. CITY OF LAKEVILLE BY: Charlene Friedges, City Clerk 2069662 2/11-2/25/10

PUBLIC NOTICE

ORDER AND NOTICE OF HEARING ON PETITION FOR FORMAL ADJUDICATION OF INTESTACY, DETERMINATION OF HEIRSHIP AND APPOINTMENT OF PERSONAL REPRESENTATIVE IN UNSUPERVISED ADMINISTRATION AND NOTICE TO CREDITORS STATE OF MINNESOTA COUNTY OF DAKOTA DISTRICT COURT PROBATE DIVISION FIRST JUDICIAL DISTRICT Court File No.: 19HA-PR-10-74 In Re: Estate of William Claire Beaman, Deceased TO ALL INTERESTED PERSONS AND CREDITORS: It is Ordered and Notice is hereby given that on the 22nd day of March, 2010, at 9:00 o’clock a.m., a hearing will be held in the above named Court at the Dakota County Judicial Center, 1560 Highway 55, Hastings, Minnesota, for the adjudication of intestacy and determination of heirship of the above named decedent and for the appointment of Jessica Ann Harding Beaman, of 2158 Sand Hill Road, Oregon, WI 53575, as personal representative of the estate of the above named decedent in unsupervised administration, and that any objections thereto must be filed with the Court. That, if proper, and no objections are filed, a personal representative will be appointed to administer the estate, to collect all assets, pay all legal debts, claims, taxes, and expenses, and sell real and personal property, and to do all necessary acts for the estate. Notice is further given that ALL CREDITORS having claims against said estate are required to present the same to said personal representative or to the Clerk of the Court within four months after the date of this notice or said claims wil be barred. Dated: 2/10/10 Timothy J. McManus Judge of District Court Mary B. Rannells (207143) MARDELL LAW OFFICE 15000 Garrett Ave. Apple Valley, MN 55124 952-432-8899 2074247 2/18-2/25/10

PUBLIC NOTICE

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Assigned to: U.S. Bank, National Asso ciation, as successor trustee to Bank of America, N. A. as successor by merger to LaSalle Bank N. A., as Trustee for First Franklin Mortgage Loan Trust, Mortgage Loan Asset-Backed Certificates, Series 2007-FF2, Dated: December 9, 2009. Said Mortgage being Registered Land. TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100425240011829774 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: First Franklin RESIDENTIAL MORTGAGE SERVICER: Home Loan Services, Inc. MORTGAGED PROPERTY ADDRESS: 1901 Melody Lane, Burnsville, MN 55337 TAX PARCEL I.D. #: 026900002004 LEGAL DESCRIPTION OF PROPERTY: Lot Two (2), Block Four (4) in Skyline View Addition, according to the Recorded plat thereof on file and of record in the Office of the Registrar of Titles in and for Dakota County, Minnesota. COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $233,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $271,858.82 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: March 4, 2010 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on September 7, 2010. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: January 6, 2010. U.S. Bank National Association, Trustee Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 76-3562 1044828077 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2039184 1/14-2/18/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: November 30, 2006 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $269,900.00 MORTGAGOR(S): Eric Peterson and Lanetta Peterson, husband and wife MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF REGISTERING: Registered: December 27, 2006 Dakota County Registrar of Titles Document Number: 603300 ASSIGNMENTS OF MORTGAGE: And assigned to: Provident Funding Associates, L.P. Dated: December 31, 2009 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100017995161107073 Lender or Broker: Provident Funding Associates, L.P. Residential Mortgage Servicer: Provident Funding Associates Mortgage Originator: Not Applicable CERTIFICATE OF TITLE NUMBER: 141662

141662 COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 905 Oriole Dr, Saint Paul, MN 55124-8974 Tax Parcel ID Number: 01-11703-180-02 LEGAL DESCRIPTION OF PROPERTY: Lot 18, Block 2, Apple Valley Fourth Addition AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $276,909.26 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; that this is registered property; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: March 01, 2010 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on September 01, 2010, or the next business day if September 01, 2010 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: January 14, 2010 ASSIGNEE OF MORTGAGEE: Provident Funding Associates, L.P. Wilford & Geske, P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 008393F02 2034894 1/14-2/18/10

PUBLIC NOTICE

NOTICE OF ASSESSMENT LIEN FORECLOSURE SALE Date: December 18, 2009 YOU ARE NOTIFIED THAT: 1. Default has occurred in the terms and conditions of the Declaration of Gardenview Place Association (hereinafter the "Association") which was recorded as Document No. 1109609 on March 29, 1993, in the Office of the Dakota County Recorder, covering the following property: L E G A L D E S C R I P T I O N : Lot 2, Block 1, Gardenview Place First Addition, Dakota County, Minnesota STREET ADDRESS: 14306 Hickory Court, Apple Valley, MN 55124 P A R C E L I D N U M B E R : 01-28950-020-01 2. Pursuant to said Declaration, there is claimed to be due and owing as of December 18, 2009, from Diana G. Williams, title holder, to the Association, a Minnesota non-profit corporation, the amount of $11,820.36 for unpaid association dues, late fees, attorneys fees and costs, plus any other such amounts that will accrue after December 18, 2009, and other costs of collection and foreclosure which will be added to the amount claimed due and owing at the time of the sale herein. 3. No action is now pending at law or otherwise to recover said debt or any part thereof. 4. That all preforeclosure requirements have been met. 5. The owner has not been released from her financial obligation to pay said amount. 6. The Declaration, referenced above provides for a continuing lien against the property. An Amended and Superceding Notice of Lien evidencing the amount due was recorded on September 30, 2009, as Document No. 2687540 in the Dakota County Recorder's Office, amending Notice of Lien filed November 10, 2008 as Document No. 2622162. 7. Pursuant to the power of sale contained in the same Declaration and granted by the owner in taking title to the premises subject to said Declaration, said Lien will be foreclosed by the sale of said property by the Sheriff of Dakota County, at the Dakota County Sheriffs Office, Dakota County Law Enforcement Center, 1580 Highway 55 Lobby S-100, Hastings, MN 55033, on

Lobby S 100, Hastings, MN 55033, on the 4th day of March, 2010, at 10:00 a.m. at public auction to the highest bidder, to pay the amount then due for said assessments, together with the costs of foreclosure, including attorneys fees as allowed by law. 8. T h e t i m e a l l o w e d b y l a w f o r redemption by the unit owner, her personal representatives or assigns is six (6) months from the date of sale. The date and time to vacate the property is 11:59 p.m. on September 4, 2010, if the account is not reinstated or the owner does not redeem from the foreclosure sale. REDEMPTION NOTICE THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. 9. THIS IS A COMMUNICATION FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. GARDENVIEW PLACE ASSOCIATION Attorneys for Gardenview Place Association: THOMSEN & NYBECK, P.A. By: ______________________________ Gretchen S. Schellhas (#195595) 3600 American Blvd. West, Suite 400 Bloomington, Minnesota 55431 (952) 835-7000 (Gardenview Place/Williams/09-7-635D)

2034728

1/14-2/18/10

PUBLIC NOTICE

SUMMONS STATE OF MINNESOTA COUNTY OF DAKOTA DISTRICT COURT FIRST JUDICIAL DISTRICT FAMILY COURT--HASTINGS Court File No. 19HA-FA-09-1127 In Re the Marriage of: Clyde Dean Penny, Petitioner, and Doris Marie Penny, Respondent. -----------------------------------------THE STATE OF MINNESOTA TO THE ABOVE-NAMED RESPONDENT. YOU ARE HEREBY summoned and required to serve upon Petitioner’s Attorney an Answer to the Petition for Dissolution of Marriage which is herewith served upon you, within thirty (30) days after service of this Summons upon you, exclusive of the date of such service. If you fail to do so, judgment by default will be taken against you for the relief demanded in the Petition. The object of this proceeding is a dissolution of the marriage relationship and such division of property involved as the court finds just. NOTICE OF TEMPORARY RESTRAINING PROVISIONS UNDER MINNESOTA LAW, SERVICE OF THIS SUMMONS MAKES THE FOLLOWING REQUIREMENTS APPLY TO BOTH PARTIES TO THIS ACTION, UNLESS THEY ARE MODIFIED BY THE COURT OR THE PROCEEDING IS DISMISSED; (1) NEITHER PARTY MAY DISPOSE OF ANY ASSETS EXCEPT (i) FOR THE NECESSITIES OF LIFE OR FOR THE NECESSARY GENERATION OF INCOME OR PRESERVATION OF ASSETS, (ii) BY AN AGREEMENT IN WRITING, OR (iii) FOR RETAINING COUNSEL TO CARRY ON OR TO CONTEST THIS PROCEEDING; (2) NEITHER PARTY MAY HARASS THE OTHER PARTY; (3) ALL CURRENTLY AVAILABLE INSURANCE COVERAGE MUST BE MAINTAINED AND CONTINUED WITHOUT CHANGE IN COVERAGE OR BENEFICIARY DESIGNATION; AND (4) PARTIES TO A MARRIAGE DISSOLUTION PROCEEDING ARE ENCOURAGED TO ATTEMPT ALTERNATIVE DISPUTE RESOLUTION PURSUANT TO MINNESOTA LAW. ALTERNATIVE DISPUTE RESOLUTION INCLUDES MEDIATION, ARBITRATION, AND OTHER PROCESSES AS SET FORTH IN THE DISTRICT COURT RULES. YOU MAY CONTACT THE COURT ADMINISTRATOR ABOUT RESOURCES IN YOUR AREA. IF YOU CANNOT PAY FOR MEDIATION OR ALTERNATIVE DISPUTE RESOLUTION, IN SOME COUNTIES ASSISTANCE MAY BE AVAILABLE TO YOU THROUGH A NONPROFIT PROVIDER OR A COURT PROGRAM. IF YOU ARE A VICTIM OF DOMESTIC ABUSE OR THREATS OF ABUSE AS DEFINED IN MINNESOTA STATUTES, CHAPTER 518B, YOU ARE NOT REQUIRED TO TRY MEDIATION AND YOU WILL NOT BE PENALIZED BY THE COURT IN LATER PROCEEDINGS. IF YOU VIOLATE ANY OF THESE PROVISIONS, YOU WILL BE SUBJECT TO SANCTIONS BY THE COURT. DATED: 12/14, 2009. Llewellyn H. Linde Attorney for Petitioner Attorney License No. 6340X 538 7th Street West Hastings, Minnesota 55033 (651) 437-1646 2059556 2/4-2/18/10

PUBLIC NOTICE ALLSTATE SELF STORAGE 12001 SOUTH HWY 35W BURNSVILLE, MN 55337 952-894-4944 PUBLIC AUCTION February 20th 2010 1:00 P.M. B66 12X20 GLOBAL COMMUNICATIONS AMOUNT OWED $653 TOOLS, ELECTRICAL ITEMS C180 10X10 KIM LINDSTROM AMOUNT OWED $533 MISC BOXES, ELECTRONICS C689 5X8 FESTUS OMINDER AMOUNT OWED $153 TOOLS, HH ITEMS D201 5X15 PAUL MERRY AMOUNT OWED $365 MISC. BOXES, PROPS D272 5X15 TOMIE WHITE AMOUNT OWED $294 HH ITEMS; CLOTHING D281 10X15 JUSTIN PYRLIK AMOUNT OWED $800 FURNITURE, HH ITEMS E342 10X30 WILLIAM MACHADO AMOUNT OWED $705 TRAILER, CAR PARTS E354 10X20 KIM LINDSTROM AMOUNT OWED $671 MISC ELECTRONICS, HH ITEMS G739 10X20 MICHAEL HERR AMOUNT OWED $526 HH ITEMS, TOOLS H813 10X10 VICTOR YOUNG AMOUNT OWED $598 FURNITURE, MISC BOXES H820 10X10 AMBER STEWART AMOUNT OWED $416 HH ITEMS, MISC BOXES K1035 10X10 DEEYON PERSAUD AMOUNT OWED $447 FURNITURE, HH ITEMS K1050 10X10 RICHARD GEIS AMOUNT OWED $382 HH ITEMS, APPLIANCES K1052 10X10 SCOTT MATTSON AMOUNT OWED $660 KIDS ITEMS, MISC BOXES L1117 5X10 PAM SIEWERT AMOUNT OWED $683 HH ITEMS, MISC BOXES 2070744 2/11-2/18/10

PUBLIC NOTICE

SUMMONS AND NOTICE OF NO PERSONAL CLAIM STATE OF MINNESOTA COUNTY OF DAKOTA DISTRICT COURT FIRST JUDICIAL DISTRICT Case Type: Other Civil File No. 19HA-CV-10-71 HSBC Bank USA, N.A. as Trustee Plaintiff, vs. Sedrick B. Page, Household Industrial Finance Company, John Doe and Mary Roe Defendants. ----------------------------------------------------------THE STATE OF MINNESOTA TO THE ABOVE-NAMED DEFENDANTS: YOU ARE HEREBY SUMMONED AND REQUIRED to serve on Plaintiff's attorney an Answer to the Complaint which is herewith served upon you, within twenty (20) days after service of this Summons upon you, exclusive of the day of service. If you fail to do so, judgment by default will be taken against you for the relief demanded in the Complaint. NOTICE OF NO PERSONAL CLAIM The general object of this action is to have the Court declare the Sheriff's Sale of November 19, 2009 for the property located at 15728 France Way, Apple Valley, Minnesota 55124 and legally described as follows: Lot 50, Block 1, Hawthorne, CIC No. 369, Dakota County, Minnesota, null and void and to reinstate the first mortgage thereon in favor of Plaintiff. No personal claim is made against any Defendant in this action. If any Defendant on whom this notice is served unreasonably defends this action, that Defendant shall pay full costs to the Plaintiff pursuant to Minn. Stat. §557.03. Minnesota General Rules of Practice set forth alternative dispute resolution processes. These processes are defined and discussed in Rule 114 and may be available as a method of resolving this litigation. Dated: February 16, 2010 USSET, WEINGARDEN & LIEBO P.L.L.P. By: /s/ Kevin T. Dobie Paul A. Weingarden, #115356 Brian H. Liebo, #277654 Craig M. Barbee, #0302016 Kevin T. Dobie, #0388322 Attorney for Plaintiff 4500 Park Glen Road, Suite 300 St. Louis Park, MN 55416 (952) 925-6888 2077383 2/18-3/4/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: November 15, 2002 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $161,250.00 MORTGAGOR(S): Jed J. Loewen, a single person MORTGAGEE: Anchor Bank, West St. Paul, N.A. DATE AND PLACE OF RECORDING:

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�� DATE AND PLACE OF RECORDING: MORTGAGE: Citizens State Bank Recorded: January 28, 2003 Dakota RESIDENTIAL MORTGAGE SERVICER: CitiMortgage, Inc. County Recorder MORTGAGED PROPERTY ADDRESS: Document Number: 1990648 925 Redwell Lane, Apple Valley, MN ASSIGNMENTS OF MORTGAGE: And assigned to: TCF Mortgage Cor- 55124 TAX PARCEL I.D. #: 01-11706-240-05 poration LEGAL DESCRIPTION OF PROPDated: November 15, 2002 Recorded: January 28, 2003 Dakota ERTY: Lot 24, Block 5, Apple Valley 7th County Recorder Addition Document Number: 1990649 COUNTY IN WHICH PROPERTY IS And assigned to: Mortgage ElecLOCATED: Dakota tronic Registration Systems, Inc. ORIGINAL PRINCIPAL AMOUNT OF Dated: May 01, 2006 R e c o r d e d : M a y 1 5 , 2 0 0 6 D a k o t a MORTGAGE: $156,080.00 AMOUNT DUE AND CLAIMED TO BE County Recorder Document Number: 2429811 DUE AS OF DATE OF NOTICE, INCLUDAnd assigned to: U.S. Bank National ING TAXES, IF ANY, PAID BY MORTAssociation GAGEE: $153,041.42 Dated: January 06, 2010 That prior to the commencement of Transaction Agent: Mortgage Elec- this mortgage foreclosure proceeding tronic Registration Systems, Inc. Mortgagee/Assignee of Mortgagee comTransaction Agent Mortgage Identifi- plied with all notice requirements as cation Number: 100021248001798303 required by statute; That no action or Lender or Broker: Anchor Bank, proceeding has been instituted at law West St. Paul, N.A. or otherwise to recover the debt Residential Mortgage Servicer: U.S. secured by said mortgage, or any part Bank Home Mortgage thereof; Mortgage Originator: Not Applicable PURSUANT to the power of sale conCOUNTY IN WHICH PROPERTY IS tained in said mortgage, the above LOCATED: Dakota described property will be sold by the Property Address: 7214 158th St W, Sheriff of said county as follows: DATE AND TIME OF SALE: March 4, Apple Valley, MN 55124-5937 T a x P a r c e l I D N u m b e r : 2010 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , 01-11650-010-06 L E G A L D E S C R I P T I O N O F P R O P - Law Enforcement Center, 1580 Hwy ERTY: Lot 1, Block 6, Apple Ponds, 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Dakota County, Minnesota. AMOUNT DUE AND CLAIMED TO BE Mortgage, and taxes, if any, on said D U E A S O F D A T E O F N O T I C E : premises, and the costs and disburse$109,791.04 ments, including attorneys' fees THAT all pre-foreclosure require- allowed by law subject to redemption ments have been complied with; that within six (6) months from the date of no action or proceeding has been insti- said sale by the mortgagor(s), their tuted at law or otherwise to recover the personal representatives or assigns debt secured by said mortgage, or any unless reduced to Five (5) weeks under part thereof; MN Stat. §580.07. PURSUANT to the power of sale conTIME AND DATE TO VACATE PROPtained in said mortgage, the ERTY: If the real estate is an above-described property will be sold owner-occupied, single-family dwellby the Sheriff of said county as fol- ing, unless otherwise provided by law, lows: the date on or before which the mortDATE AND TIME OF SALE: March gagor(s) must vacate the property if the 04, 2010 at 10:00 AM mortgage is not reinstated under secPLACE OF SALE: Dakota County tion 580.30 or the property is not Law Enforcement Center, 1580 High- redeemed under section 580.23 is way 55, Lobby S-100, Hastings, Minne- 11:59 p.m. on September 7, 2010. MORTGAGOR(S) RELEASED FROM sota to pay the debt secured by said mort- FINANCIAL OBLIGATION ON MORTgage and taxes, if any, on said pre- GAGE: None "THE TIME ALLOWED BY LAW FOR mises and the costs and disbursements, including attorney fees allowed REDEMPTION BY THE MORTGAGOR, by law, subject to redemption within THE MORTGAGOR'S PERSONAL REPsix (6) months from the date of said RESENTATIVES OR ASSIGNS, MAY BE sale by the mortgagor(s), their per- REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER sonal representatives or assigns. If the Mortgage is not reinstated MINNESOTA STATUTES, SECTION under Minn. Stat. §580.30 or the prop- 5 8 2 . 0 3 2 , D E T E R M I N I N G , A M O N G erty is not redeemed under Minn. Stat. OTHER THINGS, THAT THE MORT§580.23, the Mortgagor must vacate GAGED PREMISES ARE IMPROVED the property on or before 11:59 p.m. on WITH A RESIDENTIAL DWELLING OF September 04, 2010, or the next busi- LESS THAN FIVE UNITS, ARE NOT ness day if September 04, 2010 falls on PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial ABANDONED." Dated: December 21, 2009. obligation: NONE CitiMortgage, Inc. THIS COMMUNICATION IS FROM Mortgagee/Assignee of Mortgagee A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY USSET, WEINGARDEN AND LIEBO, P.L.L.P. INFORMATION OBTAINED WILL BE By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF Mortgagee THE DEBT AND IDENTITY OF THE 4500 Park Glen Road #300 ORIGINAL CREDITOR WITHIN THE Minneapolis, MN 55416 T I M E P R O V I D E D B Y L A W I S N O T (952) 925-6888 10-2489 AFFECTED BY THIS ACTION. 8430045 THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THIS IS A COMMUNICATION FROM THE MORTGAGOR'S PERSONAL REP- A DEBT COLLECTOR. 1/14-2/18/10 RESENTATIVES OR ASSIGNS, MAY BE 2036414 REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION NOTICE OF 582.032, DETERMINING, AMONG MORTGAGE FORECLOSURE SALE OTHER THINGS, THAT THE MORTTHE RIGHT TO VERIFICATION GAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF OF THE DEBT AND IDENTITY OF LESS THAN FIVE UNITS, ARE NOT THE ORIGINAL CREDITOR WITHIN PROPERTY USED IN AGRICULTURAL THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. PRODUCTION, AND ARE ABANDONED. NOTICE IS HEREBY GIVEN, that DATED: January 14, 2010 default has occurred in conditions of ASSIGNEE OF MORTGAGEE: the following described mortgage: U.S. Bank National Association DATE OF MORTGAGE: May 24, 2004 Wilford & Geske, P.A. MORTGAGOR: Joseph F. Deleon, a Attorneys for Assignee of Mortgagee person. single Lawrence A. Wilford MORTGAGEE: C h a s e M a n h a t t a n James A. Geske Mortgage Corporation N/K/A Chase 8425 Seasons Parkway, Suite 105 Home Finance LLC. Woodbury, MN 55125-4393 DATE AND PLACE OF RECORDING: (651) 209-3300 R egistered July 19, 2004, Dakota File Number: 009144F01 County Registrar of Titles, Document 2037528 1/14-2/18/10 No. 542273, Certificate of Title No. 122322. ASSIGNMENTS OF MORTGAGE: NONE NOTICE OF Said Mortgage being Registered Land. MORTGAGE FORECLOSURE SALE TRANSACTION AGENT: NONE THE RIGHT TO VERIFICATION TRANSACTION AGENT'S MORTOF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN GAGE IDENTIFICATION NUMBER ON THE TIME PROVIDED BY LAW IS MORTGAGE: NONE LENDER OR BROKER AND MORTNOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that G A G E O R I G I N A T O R S T A T E D O N default has occurred in conditions of MORTGAGE: Chase Manhattan Mortgage Corporation N/K/A Chase Home the following described mortgage: Finance LLC DATE OF MORTGAGE: May 17, 2004 RESIDENTIAL MORTGAGE SERMORTGAGORS: Nathan D Heimdal a single person and Kenneth D Heimdal VICER: Chase Home Finance LLC MORTGAGED PROPERTY ADDRESS: and Pamela Heimdal, husband and 7951 Conroy Way, Inver Grove Heights, wife. MORTGAGEE: Mortgage Electronic MN 55076 TAX PARCEL I.D. #: 20-36521-110-06 Registration Systems, Inc. LEGAL DESCRIPTION OF PROPDATE AND PLACE OF RECORDING: Registered September 3, 2004, Dakota ERTY: Lot 11, Block 6, Inver Grove No. 2. County Registrar of Titles, Document COUNTY IN WHICH PROPERTY IS No. 546848, Certificate of Title No. LOCATED: Dakota 133212. ORIGINAL PRINCIPAL AMOUNT OF ASSIGNMENTS OF MORTGAGE: Assigned to: CitiMortgage, Inc, Dated: MORTGAGE: $173,300.00 AMOUNT DUE AND CLAIMED TO BE September 28, 2009. DUE AS OF DATE OF NOTICE, INCLUDSaid Mortgage being Registered Land. TRANSACTION AGENT: Mortgage ING TAXES, IF ANY, PAID BY MORTGAGEE: $165,303.87 Electronic Registration Systems, Inc. That prior to the commencement of TRANSACTION AGENT'S MORTthis mortgage foreclosure proceeding GAGE IDENTIFICATION NUMBER ON Mortgagee/Assignee of Mortgagee comMORTGAGE: 100226700000051723 LENDER OR BROKER AND MORT- plied with all notice requirements as GAGE ORIGINATOR STATED ON �� MORTGAGE: Citizens State Bank

PUBLIC NOTICE

�� said �� sale by �� the mortgagor(s), their personal representatives or assigns �� plied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: March 10, 2010 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on September 10, 2010. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: January 6, 2010. Chase Home Finance LLC Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 30-7665 1193178248 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2039262 1/14-2/18/10

PUBLIC NOTICE

unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on September 13, 2010. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: January 5, 2010. Chase Home Finance LLC Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 30-7662 1998253786 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2039298 1/14-2/18/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: June 13, 2006 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $177,160.00 MORTGAGOR(S): Carline Anne Malaney, an Unmarried Woman MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded: July 20, 2006 Dakota County Recorder Document Number: 2446704 AND CORRECTIVE MORTGAGE RECORDING: October 31, 2006 Dakota County Recorder Document Number: 2472441 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100025440003208672 Lender or Broker: Lehman Brothers Bank, FSB Residential Mortgage Servicer: Aurora Loan Services, LLC Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 1424 Tyler St # 2, Hastings, MN 55033-2838 Tax Parcel ID Number: 19-77300-120-02 LEGAL DESCRIPTION OF PROPERTY: The South 1/2 of Lot 11, Block 2, and all of Lot 12, Block 2, Tripp's Addition to Hastings, Dakota County, Minnesota. AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $186,510.27 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: March 04, 2010 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on September 04, 2010, or the next business day if September 04, 2010 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF

WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: January 14, 2010 MORTGAGEE: Mortgage Electronic Registration Systems, Inc. Wilford & Geske, P.A. Attorneys for Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 009796F02 2037650 1/14-2/18/10

PUBLIC NOTICE

NOTICE OF CANCELLATION OF CONTRACT FOR DEED YOU ARE NOTIFIED: 1. Default has occurred in the Contract for Deed (”Contract”) dated August 12, 2005 and recorded on February 11, 2009, as Document Number 2636840, in the Office of the County Recorder of County, Minnesota, in which Darlene J. Hei, as seller, sold to Stacy L. Hei, as purchaser, the real property in Dakota County, Minnesota, described as follows: Lot 3, Block 2, Wood Park Plat 11 2. The default is as follows: Failure to make payments required by the Contract for Deed as follows: $8,692.29 unpaid house payments to date; plus $965.81 per month until paid, Creation of lien or adverse claim against the property in the form of a mortgage with an original principal balance of $24,000 in favor of Equity 101, LLC., plus interest, late fees and other charges imposed by Equity 101, LLC., for a current total of $31,726.48 3. For contracts executed after August 1, 1976, and prior to August 1, 1985, the purchase price was _________ Dollars ($____________) and the amount of the purchase price paid by the purchaser is _____________________ Dollars ($_______________), which is _________% of the purchase price, as calculated in the manner required by Minn. Stat. 559.21, subd. 1e. 4. The conditions contained in Minn. Stat. 559.209 have been complied with or are not applicable. 5. THIS NOTICE IS TO INFORM YOU THAT BY THIS NOTICE THE SELLER HAS BEGUN PROCEEDING UNDER MINNESOTA STATUTES, SECTION 559.21, TO TERMINATE YOUR CONTRACT FOR THE PURCHASE OF YOUR PROPERTY FOR THE REASONS SPECIFIED IN THIS NOTICE. THE CONTRACT WILL TERMINATE 90 DAYS AFTER THE FIRST DATE OF PUBLICATION OF THIS NOTICE UNLESS BEFORE THEN: (a.) THE PERSON AUTHORIZED IN THIS NOTICE TO RECEIVE PAYMENTS RECEIVES FROM YOU: (1.) THE AMOUNT THIS NOTICE SAYS YOU OWE; PLUS (2.) THE COSTS OF SERVICE (TO BE SEND TO YOU); PLUS (3.) $500 TO APPLY TO ATTORNEYS’ FEES ACTUALLY EXPENDED OR INCURRED; PLUS (4.) FOR CONTRACTS EXECUTED ON OR AFTER MAY 1, 1980, ANY ADDITIONAL PAYMENTS BECOMING DUE UNDER THE CONTRACT TO THE SELLER AFTER THIS NOTICE WAS SERVED ON YOU; PLUS (5.) FOR CONTRACTS, OTHER THAN EARNEST MONEY CONTRACTS, PURCHASE AGREEMENTS, AND EXERCISED OPTIONS, EXECUTED ON OR AFTER AUGUST 1, 1985, $653.85 (WHICH IS TWO PERCENT OF THE AMOUNT IN DEFAULT AT THE TIME OF SERVICE OTHER THAN THE FINAL BALLOON PAYMENT, ANY TAXES, ASSESSMENTS, MORTGAGES, OR PRIOR CONTRACTS THAT ARE ASSUMED BY YOU); OR (b.) YOU SECURE FROM A COUNTY OR DISTRICT COURT AN ORDER THAT THE TERMINATION OF THE CONTRACT BE SUSPENDED UNTIL YOUR CLAIMS OR DEFENSES ARE FINALLY DISPOSED OF BY TRIAL, HEARING OR SETTLEMENT. YOUR ACTION MUST SPECIFICALLY STATE THOSE FACTS AND GROUNDS THAT DEMONSTRATE YOUR CLAIMS OR DEFENSES. IF YOU DO NOT DO ONE OR THE OTHER OF THE ABOVE THINGS WITHIN THE TIME PERIOD SPECIFIED IN THIS NOTICE, YOUR CONTRACT WILL TERMINATE AT THE END OF THE PERIOD AND YOU WILL LOSE ALL THE MONEY YOU HAVE PAID ON THE CONTRACT YOU WILL LOSE YOUR RIGHT TO POSSESSION OF THE PROPERTY; YOU MAY LOSE YOUR RIGHT TO ASSERT ANY CLAIMS OR DEFENSES THAT YOU MIGHT HAVE; AND YOU WILL BE EVICTED. IF YOU HAVE ANY QUESTIONS ABOUT THIS NOTICE, CONTACT AN ATTORNEY IMMEDIATELY. 6. The name, mailing address, street address or location and telephone number of the seller or of an attorney authorized by the seller to accept payments pursuant to this notice is: Carol S. Cooper 26437 Galaxie Ave. Farmington, MN 55024 Street Address or Location where the Seller or the Attorney will accept payment pursuant to this notice: 26437 Galaxie Ave., Farmington, MN 55024 Telephone: (651) 460-2056 This person is authorized to receive the payments from you under this notice. Carol S. Cooper 2063198 2/4-2/18/10

PUBLIC NOTICE

NOTICE AND ORDER OF HEARING ON PETITION FOR PROBATE OF WILL AND APPOINTMENT OF PERSONAL REPRESENTATIVE AND NOTICE TO CREDITORS STATE OF MINNESOTA COUNTY OF Dakota DISTRICT COURT PROBATE DIVISION First JUDICIAL DISTRICT Court File No. 19HAPR-10-60 ESTATE OF Florence M. Rischette, DECEDENT It is Ordered and Notice is given that on March 8, 2010 at 9:00 a.m. a hearing will be held in this Court at 1560 W Hwy 55, Hastings, Minnesota, for the formal probate of an instrument purporting to be the will of Decedent, dated June 22, 2005, and for the appointment of Michael Rischette whose address is: 2004 Pine Street, Hastings, MN 55033, Kent Rischette whose address is: 3560 Malcolm Avenue, Hastings, MN 55033 as personal representative of the Estate of the Decedent in an UNSUPERVISED administration. Any objections to the petition must be filed with the Court prior to or raised at the hearing. If proper and if no objections are filed or raised, the personal representative will be appointed with full power to administer the Estate, including the power to collect all assets, pay all legal debts, claims, taxes and expenses, to sell real and personal property, and do all necessary acts for the Estate. Notice is also given that (subject to Minn. Stat. 524.3-801) all creditors having claims against the Estate are required to present the claims to the personal representative or to the Court Administrator within four months after the date of this Notice or the claims will be barred. Date 2-3-2010 Thomas Poch Judge (COURT SEAL) Attorney For Personal Representative JAMES P. O’CONNELL O’CONNELL LAW OFFICE, LLC 906 VERMILLION STREET P.O. BOX 6 HASTINGS, MN 55033-0006 651-437-4188 ATTY. I.D. NO. 80718 2064461 2/11-2/18/10

PUBLIC NOTICE

NOTICE AND ORDER OF HEARING ON PETITION FOR PROBATE OF WILL AND APPOINTMENT OF PERSONAL REPRESENTATIVE AND NOTICE TO CREDITORS STATE OF MINNESOTA COUNTY OF DAKOTA DISTRICT COURT PROBATE DIVISION FIRST JUDICIAL DISTRICT Court File No. 19HA-PR-10-68 Estate of Joseph Raymond Juvland, a/k/a J. Raymond Juvland, Decedent. It is Ordered and Notice is given that on 3-8, 2010, at 9:00 a.m., a hearing will be held in this Court at Dakota County Government Center, 1560 Highway 55, Hastings, Minnesota, for the formal probate of an instrument purporting to be the will of the Decedent, dated April 7, 1997 (”Will”), and for the appointment of Harlan Juvland, whose address is 20950 Dubarry Trail, Farmington, MN 55024 as personal representative of the Estate of the Decedent in an UNSUPERVISED administration. Any objections to the petition must be filed with the Court prior to or at the hearing. If proper and if no objections are filed, the personal representative will be appointed with full power to administer the Estate including the power to collect all assets, to pay all legal debts, claims, taxes and expenses, to sell real and personal property, and to do all necessary acts for the Estate. Notice is also given that (subject to Minn. Stat. 524.3-801) all creditors having claims against the Estate are required to present the claims to the personal representative or to the Court Administrator within four months after the date of this Notice or the claims will be barred. Date 2/09/10 Michael Mayer Judge (COURT SEAL) Attorney for Personal Representative Sally K. Mortenson Attorney at Law 2500 West County Road 42, Suite 160 Burnsville, Minnesota 55337 Attorney License No.: 75632 952-431-2222 2070701 2/11-2/18/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: March 20, 2003 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $154,880.00 MORTGAGOR(S): Darrow T Scroggins and Amy Scroggins, husband and wife MORTGAGEE: First Mortgage Financial Corporation DATE AND PLACE OF RECORDING: Recorded: May 01, 2003 Dakota County Recorder Document Number: 2040932 ASSIGNMENTS OF MORTGAGE: And assigned to: TCF Mortgage Corporation Dated: March 25, 2003 Recorded: May 01, 2003 Dakota County Recorder

County Recorder Document Number: 2040933 And assigned to: Mortgage Electronic Registration Systems, Inc. Dated: May 01, 2006 Recorded: May 12, 2006 Dakota County Recorder Document Number: 2428783 And assigned to: U.S. Bank National Association Dated: December 28, 2009 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100021248001830080 Lender or Broker: First Mortgage Financial Corporation Residential Mortgage Servicer: U.S. Bank Home Mortgage Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 15105 County Road 5, Burnsville, MN 55306-5319 Tax Parcel ID Number: 02-54550-110-04 LEGAL DESCRIPTION OF PROPERTY: Lot 11, Block 4, Orchard Manor, according to the plat thereof on file or of record in the Office of the County Recorder in and for Dakota County, Minnesota. AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $128,461.97 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: March 04, 2010 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on September 04, 2010, or the next business day if September 04, 2010 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: January 14, 2010 ASSIGNEE OF MORTGAGEE: U.S. Bank National Association Wilford & Geske, P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 011340F01 2037666 1/14-2/18/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: September 18, 2006 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $165,000.00 MORTGAGOR(S): Bryan R Nippoldt, single and Molly K Widstrom, single MORTGAGEE: Nationstar Mortgage, LLC DATE AND PLACE OF RECORDING: Recorded: October 09, 2006 Dakota County Recorder Document Number: 2466796 Transaction Agent: Not Applicable Transaction Agent Mortgage Identification Number: Not Applicable Lender or Broker: Nationstar Mortgage, LLC Residential Mortgage Servicer: Nationstar Mortgage, LLC Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 3524 Cloman Way, Inver Grove Heights, MN 55076-1649 Tax Parcel ID Number: 20-44352-020-10 LEGAL DESCRIPTION OF PROPERTY: Lot 2, Block 10, Lakebridge Patio Homes Third Addition. AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $170,347.99 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been insti-

no action or proceeding has been insti tuted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: March 04, 2010 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on September 04, 2010, or the next business day if September 04, 2010 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: January 14, 2010 MORTGAGEE: Nationstar Mortgage, LLC Wilford & Geske, P.A. Attorneys for Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 010949F01 2037941 1/14-2/18/10

PUBLIC NOTICE

NOTICE OF INFORMAL PROBATE OF WILL AND INFORMAL APPOINTMENT OF CO-PERSONAL REPRESENTATIVES AND NOTICE TO CREDITORS STATE OF MINNESOTA COUNTY OF DAKOTA DISTRICT COURT FIRST JUDICIAL DISTRICT Court File No.: 19HA-PR-10-82 In Re: Estate of Doris Mae Zahn, Decedent. Notice is given that an Application for Informal Probate of Will and Informal Appointment of Co-Personal Representatives was filed with the Registrar, along with a Will dated October 26, 2006, and a Codicil dated December 23, 2008. The Registrar accepted the application and appointed Janet Anderson, whose address is 3327 East 78th Street, Inver Grove Heights, Minnesota 55076 and Vicki Martin, whose address is 123 9th Avenue South, South St. Paul, Minnesota 55075, to serve as the personal representatives of the decedent’s estate. Any heir, devisee or other interested person may be entitled to appointment as personal representative or may object to the appointment of the personal representatives. Any objection to the appointment of the personal representatives must be filed with the Court, and any properly filed objection will be heard by the Court after notice is provided to interested persons of the date of hearing on the objection. Unless objections are filed, and unless the Court orders otherwise, the personal representatives have the full power to administer the estate, including, after thirty (30) days from the issuance of letters testamentary, the power to sell, encumber, lease, or distribute any interest in real estate owned by the decedent. Notice is further given that, subject to Minn. Stat. § 524.3-801, all creditors having claims against the decedent’s estate are required to present the claims to the personal representatives or to the Court within four (4) months after the date of this notice or the claims will be barred. Dated: February 11th, 2010 Carol M. Renn Registrar By: Joann Bauer Deputy Registrar Vance B. Grannis, Jr. (MN# 36821) Grannis & Hauge, P.A. 1260 Yankee Doodle Road, Suite 200 Eagan Minnesota 55121 Telephone: (651) 456-9000 Facsimile: (651) 454-4232 ATTORNEY FOR PERSONAL REPRESENTATIVES 2075503 2/18-2/25/10

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PUBLIC NOTICE

NOTICE AND ORDER OF HEARING ON PETITION FOR PROBATE OF WILL AND APPOINTMENT OF PERSONAL REPRESENTATIVE IN UNSUPERVISED ADMINISTRATION AND NOTICE TO CREDITORS STATE OF MINNESOTA COUNTY OF DAKOTA DISTRICT COURT FIRST JUDICIAL DISTRICT Court File No. 19HA-PR-10-71 In Re: Estate of Clinton A. Zweber, also known as Clinton Alois Zweber, Deceased TO ALL INTERESTED PERSONS AND CREDITORS: It is Ordered and Notice is hereby given that on the 22nd day of March, 2010, at 9:00 o’clock A.M., a hearing will be held in the above named Court at Hastings, Minnesota, for the formal probate of a instrument purporting to be the Will of the above named deceased, dated November 19, 1986, and Codicil dated January 5, 1994, and for the appointment of Kathleen O. Zweber, whose address is 17475 Homestead Trail, Lakeville, MN 55044, as personal representative of the estate of the above named decedent in unsupervised administration, and that any objections thereto must be filed with the Court. That, if proper, and no objections are filed, the personal representative will be appointed to administer the estate, to collect all assets, pay all legal debts, claims, taxes and expenses, and sell real and personal property, and do all necessary acts for the estate. Notice is further given that ALL CREDITORS having claims against said estate are required to present the same to said personal representative or to the Court Administrator within four months after the date of this notice or said claims will be barred. Dated 2/9/10 David L. Knutson Judge (COURT SEAL) Julian J. Zweber Attorney for Petitioner Attorney License No. 120297 1360 Energy Park Drive Suite 310 St. Paul, MN 55108-5252 (651) 646-4354 2075325 2/18-2/25/10

PUBLIC NOTICE

SUMMONS STATE OF MINNESOTA COUNTY OF DAKOTA DISTRICT COURT FIRST JUDICIAL DISTRICT Case Type: Other Civil Mortgage Foreclosure File No. 19HACV-09-7516 CitiMortgage, Inc. Plaintiff, vs. Mark D. Gilbert, Wells Fargo Bank, N.A., Orchard Pointe Condominium Association, John Doe and Mary Roe Defendants. _______________________________________ THE STATE OF MINNESOTA TO THE ABOVE-NAMED DEFENDANT: YOU ARE HEREBY SUMMONED AND REQUIRED to serve on Plaintiff's attorney an answer to the Complaint which is herewith served upon you, within twenty (20) days after service of this Summons upon you, exclusive of the day of service. If you fail to do so, judgment by default will be taken against you for the relief demanded in the Complaint. YOU ARE HEREBY NOTIFIED that this action is brought for the purpose of foreclosing a mortgage executed by and between Mark D. Gilbert a single person, as mortgagor to Mortgage Electronic Registration Systems, Inc., as mortgagee, dated September 26, 2003, and filed December 11, 2003, as Document No. 2151351 in the office of the Dakota County Recorder. Said Mortgage was subsequently assigned to Plaintiff by Document No. 2655885 and encumbers the following described property, lying and being in the County of Dakota and State of Minnesota: Unit No. 54 Orchard Pointe Condominiums, CIC No. 311, Dakota County, Minnesota. *Personal judgment is sought only against Mark D. Gilbert. Minnesota General Rules of Practice set forth alternative dispute resolution processes. These processes are defined and discussed in Rule 114 and may be available as a method of resolving this litigation. Dated: February 15, 2010 USSET, WEINGARDEN & LIEBO P.L.L.P. By: /s/ Kevin T. Dobie Kevin T. Dobie, No. 0388322 Attorney for Plaintiff 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 2077107 2/18-3/4/10

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Registration Systems, Inc.. DATE AND PLACE OF RECORDING: Recorded April 25, 2007, Dakota County Recorder, Document No. 2512178. ASSIGNMENTS OF MORTGAGE: Assigned to: Chase Home Finance LLC, Dated: January 7, 2010. TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100162500029387587 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Spectra Financial, Inc. RESIDENTIAL MORTGAGE SERVICER: Chase Home Finance LLC MORTGAGED PROPERTY ADDRESS: 993 South Robert Street #B2, West Saint Paul, MN 55118 TAX PARCEL I.D. #: 42-23725-002-10 and 42-23725-001-11. LEGAL DESCRIPTION OF PROPERTY: Unit Number B2 and P1, Homes of Emerson Hill, Common Interest Community Number 537, Dakota County, Minnesota. COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $132,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $141,227.56 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: March 11, 2010 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on September 13, 2010. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: January 8, 2010. Chase Home Finance LLC Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 30-6680 1991449940 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2039319 1/14-2/18/10

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ERTY: Lot 4, Block 6, Charleswood Crossing. COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $324,372.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $345,079.02 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: March 11, 2010 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on September 13, 2010. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: January 6, 2010. Chase Home Finance LLC Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 30-6891 1911355732 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2039272 1/14-2/18/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: August 17, 2007 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $124,800.00 MORTGAGOR(S): Troy L Freden, a single person MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded: September 14, 2007 Dakota County Recorder Document Number: 2543842 ASSIGNMENTS OF MORTGAGE: And assigned to: Suntrust Mortgage, Inc. Dated: January 06, 2010 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 1000104-0206452328-9 Lender or Broker: Suntrust Mortgage, Inc. Residential Mortgage Servicer: SunTrust Mortgage, Inc. Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 13428 Heather Hills Dr, Burnsville, MN 55337-390 Tax Parcel ID Number: 02-32250-030-09 LEGAL DESCRIPTION OF PROPERTY: Lot 3, Block 9, Heather Hills First Addition, Dakota County, Minnesota AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $124,728.98 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the abovedescribed property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: March 04, 2010 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within

by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on September 04, 2010, or the next business day if September 04, 2010 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: January 14, 2010 ASSIGNEE OF MORTGAGEE: Suntrust Mortgage, Inc. Wilford & Geske, P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 011578F01 2037498 1/14-2/18/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: October 29, 2004 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $243,840.00 MORTGAGOR(S): Arkadiy Petruk and Leah Petruk, husband and wife MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded: December 14, 2004 Dakota County Recorder Document Number: 2276059 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100060677001418128 Lender or Broker: Integrity One Mortgage, LLC Residential Mortgage Servicer: GMAC Mortgage, LLC Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 4651 Parkcliff Dr, Eagan, MN 55123-2143 Tax Parcel ID Number: 10-56702-040-02 LEGAL DESCRIPTION OF PROPERTY: Lot 4, Block 2, Parkcliff 3rd Addition, according to the recorded plat thereof, Dakota County, Minnesota. AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $248,949.57 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: February 26, 2010 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on August 26, 2010, or the next business day if August 26, 2010 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF

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��DWELLING ��OF �� WITH A RESIDENTIAL LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL NOTICE OF MORTGAGE PRODUCTION, AND ARE ABANDONED. FORECLOSURE SALE DATED: January 14, 2010 THE RIGHT TO VERIFICATION MORTGAGEE: Mortgage Electronic OF THE DEBT AND IDENTITY OF Registration Systems, Inc. THE ORIGINAL CREDITOR WITHIN Wilford & Geske, P.A. THE TIME PROVIDED BY LAW IS Attorneys for Mortgagee NOT AFFECTED BY THIS ACTION. Lawrence A. Wilford NOTICE IS HEREBY GIVEN, that James A. Geske default has occurred in conditions of 8425 Seasons Parkway, Suite 105 the following described mortgage: Woodbury, MN 55125-4393 DATE OF MORTGAGE: May 25, 2004 (651) 209-3300 MORTGAGOR: K w i H a W o n g , a n File Number: 011307F01 unmarried woman. 2033053 1/14-2/18/10 MORTGAGEE: J P M o r g a n C h a s e Bank, National Association as successor in interest to Washington Mutual NOTICE OF MORTGAGE Bank as successor to Long Beach FORECLOSURE SALE Mortgage Company. THE RIGHT TO VERIFICATION DATE AND PLACE OF RECORDING: OF THE DEBT AND IDENTITY OF Recorded August 23, 2004, Dakota THE ORIGINAL CREDITOR WITHIN C o u n t y R e c o r d e r , D o c u m e n t N o . THE TIME PROVIDED BY LAW IS 2240755. NOT AFFECTED BY THIS ACTION. ASSIGNMENTS OF MORTGAGE: NOTICE IS HEREBY GIVEN, that Assigned to: Deutsche Bank National default has occurred in conditions of Trust Company, as trustee for Long the following described mortgage: Beach Mortgage Loan Trust 2004-4, DATE OF MORTGAGE: M a r c h 2 4 , Dated: May 2, 2009, Recorded: May 26, 2008 2009, Document No. 2659090. MORTGAGORS: James M. Klatt and TRANSACTION AGENT: NONE Cheryl L. Klatt, husband and wife. TRANSACTION AGENT'S MORTMORTGAGEE: Mortgage Electronic GAGE IDENTIFICATION NUMBER ON Registration Systems, Inc. MORTGAGE: NONE DATE AND PLACE OF RECORDING: LENDER OR BROKER AND MORTRegistered April 8, 2008, Dakota GAGE ORIGINATOR STATED ON County Registrar of Titles, Document MORTGAGE: Long Beach Mortgage No. 626295, Certificate of Title No. Company 143115. RESIDENTIAL MORTGAGE SERASSIGNMENTS OF MORTGAGE: V I C E R : J P M o r g a n C h a s e B a n k , Assigned to: Chase Home Finance LLC, National Association Dated: October 30, 2009, Recorded: MORTGAGED PROPERTY ADDRESS: November 18, 2009, Document No. 7489 162nd Street West, Rosemount, T654203. MN 55044 Said Mortgage being Registered Land. TAX PARCEL I.D. #: 22-21178-012-01 TRANSACTION AGENT: Mortgage LEGAL DESCRIPTION OF PROPElectronic Registration Systems, Inc. ERTY: TRANSACTION AGENT'S MORTThat part of Lot 1, Block 1, Donnay’s GAGE IDENTIFICATION NUMBER ON Valley Park 9th, as platted and of MORTGAGE: 100073000823508361 record in the office of the County LENDER OR BROKER AND MORTRecorder, Dakota County, MinneGAGE ORIGINATOR STATED ON sota, lying Easterly of the following MORTGAGE: Freedom Mortgage Corpodescribed line: Commencing at the ration Northwest Corner of said Lot 1; RESIDENTIAL MORTGAGE SERthence East, along the north line of VICER: Chase Home Finance LLC said Lot 1, a distance of 64.62 feet to MORTGAGED PROPERTY ADDRESS: the point of beginning of the line to 14795 Cambrian Avenue, Rosemount, be described; thence Southerly, to a MN 55068 point on the South Line of said Lot TAX PARCEL I.D. #: 34-47400-090-00 1, distant 64.88 feet Easterly of the LEGAL DESCRIPTION OF PROPSouthwest corner of said Lot 1, and ERTY: there terminating. Lot 9 of Marian Terrace Replat, COUNTY IN WHICH PROPERTY IS according to the Plat thereof on file LOCATED: Dakota and of Record in the office of the ORIGINAL PRINCIPAL AMOUNT OF Registrar of Tittles in and for Dakota MORTGAGE: $136,500.00 County, Minnesota. AMOUNT DUE AND CLAIMED TO BE COUNTY IN WHICH PROPERTY IS D U E A S O F D A T E O F N O T I C E , LOCATED: Dakota INCLUDING TAXES, IF ANY, PAID BY ORIGINAL PRINCIPAL AMOUNT OF MORTGAGEE: $152,317.73 MORTGAGE: $199,000.00 That prior to the commencement of AMOUNT DUE AND CLAIMED TO BE this mortgage foreclosure proceeding DUE AS OF DATE OF NOTICE, INCLUD- M o r t g a g e e / A s s i g n e e o f M o r t g a g e e ING TAXES, IF ANY, PAID BY MORT- complied with all notice requirements GAGEE: $217,326.07 as required by statute; That no action That prior to the commencement of or proceeding has been instituted at this mortgage foreclosure proceeding law or otherwise to recover the debt Mortgagee/Assignee of Mortgagee com- secured by said mortgage, or any part plied with all notice requirements as thereof; required by statute; That no action or PURSUANT to the power of sale proceeding has been instituted at law contained in said mortgage, the above o r o t h e r w i s e t o r e c o v e r t h e d e b t described property will be sold by the secured by said mortgage, or any part Sheriff of said county as follows: thereof; DATE AND TIME OF SALE: April 15, PURSUANT to the power of sale con- 2010 at 10:00 AM tained in said mortgage, the above PLACE OF SALE: S h e r i f f ' s O f f i c e , described property will be sold by the Law Enforcement Center, 1580 Hwy Sheriff of said county as follows: 55, Lobby #S-100, Hastings, MN DATE AND TIME OF SALE: April 15, to pay the debt then secured by said 2010 at 10:00 AM Mortgage, and taxes, if any, on said PLACE OF SALE: S h e r i f f ' s O f f i c e , p r e m i s e s , a n d t h e c o s t s a n d Law Enforcement Center, 1580 Hwy disbursements, including attorneys' 55, Lobby #S-100, Hastings, MN fees allowed by law subject to to pay the debt then secured by said redemption within six (6) months from Mortgage, and taxes, if any, on said t h e d a t e o f s a i d s a l e b y t h e premises, and the costs and disburse- m o r t g a g o r ( s ) , t h e i r p e r s o n a l m e n t s , i n c l u d i n g a t t o r n e y s ' f e e s representatives or assigns unless allowed by law subject to redemption reduced to Five (5) weeks under MN within six (6) months from the date of Stat. §580.07. said sale by the mortgagor(s), their TIME AND DATE TO VACATE personal representatives or assigns PROPERTY: If the real estate is an unless reduced to Five (5) weeks under o w n e r - o c c u p i e d , s i n g l e - f a m i l y MN Stat. §580.07. dwelling, unless otherwise provided by TIME AND DATE TO VACATE PROP- law, the date on or before which the E R T Y : I f t h e r e a l e s t a t e i s a n mortgagor(s) must vacate the property owner-occupied, single-family dwell- if the mortgage is not reinstated under ing, unless otherwise provided by law, section 580.30 or the property is not the date on or before which the mort- redeemed under section 580.23 is gagor(s) must vacate the property if the 11:59 p.m. on October 15, 2010. mortgage is not reinstated under secMORTGAGOR(S) RELEASED FROM tion 580.30 or the property is not F I N A N C I A L O B L I G A T I O N O N redeemed under section 580.23 is MORTGAGE: None 11:59 p.m. on October 15, 2010. "THE TIME ALLOWED BY LAW FOR MORTGAGOR(S) RELEASED FROM REDEMPTION BY THE MORTGAGOR, FINANCIAL OBLIGATION ON MORT- T H E M O R T G A G O R ' S P E R S O N A L GAGE: None REPRESENTATIVES OR ASSIGNS, "THE TIME ALLOWED BY LAW FOR MAY BE REDUCED TO FIVE WEEKS IF REDEMPTION BY THE MORTGAGOR, A J U D I C I A L O R D E R I S E N T E R E D THE MORTGAGOR'S PERSONAL REP- U N D E R M I N N E S O T A S T A T U T E S , RESENTATIVES OR ASSIGNS, MAY BE SECTION 582.032, DETERMINING, REDUCED TO FIVE WEEKS IF A JUDI- AMONG OTHER THINGS, THAT THE CIAL ORDER IS ENTERED UNDER M O R T G A G E D P R E M I S E S A R E MINNESOTA STATUTES, SECTION I M P R O V E D W I T H A R E S I D E N T I A L 582.032, DETERMINING, AMONG DWELLING OF LESS THAN FIVE OTHER THINGS, THAT THE MORT- UNITS, ARE NOT PROPERTY USED IN GAGED PREMISES ARE IMPROVED AGRICULTURAL PRODUCTION, AND WITH A RESIDENTIAL DWELLING OF ARE ABANDONED." LESS THAN FIVE UNITS, ARE NOT Dated: February 10, 2010. PROPERTY USED IN AGRICULTURAL Deutsche Bank National Trust P R O D U C T I O N , A N D A R E Company, as trustee ABANDONED." Mortgagee/Assignee of Mortgagee Dated: February 10, 2010. USSET, WEINGARDEN AND LIEBO, P.L.L.P. Chase Home Finance LLC By: Paul A. Weingarden Mortgagee/Assignee of Mortgagee Attorneys for Mortgagee/Assignee of USSET, WEINGARDEN AND LIEBO, P.L.L.P. Mortgagee By: Paul A. Weingarden 4500 Park Glen Road #300 Attorneys for Mortgagee/Assignee of Minneapolis, MN 55416 Mortgagee (952) 925-6888 4500 Park Glen Road #300 60-2129 Minneapolis, MN 55416 0665526711 (952) 925-6888 THIS IS A COMMUNICATION FROM 30-7192 A DEBT COLLECTOR. 1962534069 2077703 2/18-3/25/10 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2077717 2/18-3/25/10

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NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: J u n e 2 9 , 2007 MORTGAGOR: Cheryl Groth, a single person. MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded July 18, 2007, Dakota County Recorder, Document No. 2531145. ASSIGNMENTS OF MORTGAGE: Assigned to: Chase Home Finance LLC, Dated: December 4, 2009. TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100073000816893903 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Freedom Mortgage Corporation RESIDENTIAL MORTGAGE SERVICER: Chase Home Finance LLC MORTGAGED PROPERTY ADDRESS: 15962 Garrett Court, Apple Valley, MN 55124 TAX PARCEL I.D. #: 01-11653-320-02 LEGAL DESCRIPTION OF PROPERTY: Lot 32, Block 2, Apple Ponds 4th Addition. COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $262,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $272,060.51 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: February 9, 2010 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on August 9, 2010. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: December 8, 2009. Chase Home Finance LLC Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/ Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 30-7472 1962260087 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE Pursuant to the provisions of Minnesota Statutes 580.07, the foregoing foreclosure sale is postponed until March 23, 2010 at 10:00 am at the Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN, in said county and state. Dated: February 10, 2010. Chase Home Finance LLC Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 30-7472 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2072296 2/18/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: J u n e 1 1 , 2003 MORTGAGOR: P a m e l a M a n n i n g Preiner, single. MORTGAGEE: J P M o r g a n C h a s e Bank, National Association as successor in interest to Washington Mutual Bank, FA. DATE AND PLACE OF RECORDING: Recorded August 6, 2003, Dakota County Recorder, Document No. 2090079. ASSIGNMENTS OF MORTGAGE: NONE TRANSACTION AGENT: NONE TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: NONE LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Washington Mutual Bank, FA RESIDENTIAL MORTGAGE SERVICER: JPMorgan Chase Bank, National Association MORTGAGED PROPERTY ADDRESS: 14434 Garland Avenue, Apple Valley, MN 55124 TAX PARCEL I.D. #: 01-66503-150-02 LEGAL DESCRIPTION OF PROPERTY: Lot 15, Block 2, Scott Highlands Fourth Addition COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $172,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $154,559.73 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: April 8, 2010 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on October 8, 2010. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: February 2, 2010. JPMorgan Chase Bank, N.A. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 60-2738 3074101159 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2070518 2/11-3/18/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: May 14, 2004 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $144,960.00 MORTGAGOR(S): Richard C Marshall, an unmarried man MORTGAGEE: Wells Fargo Bank, N.A. successor by merger to Wells Fargo Bank Southwest, N.A. formerly known as Wachovia Mortgage, FSB fka World Savings Bank, FSB DATE AND PLACE OF RECORDING: Recorded: June 18, 2004 Dakota County Recorder Document Number: 2216879 Transaction Agent: Not Applicable Transaction Agent Mortgage Identifi-

Transaction Agent Mortgage Identifi cation Number: Not Applicable Lender or Broker: Wells Fargo Bank, N.A. successor by merger to Wells Fargo Bank Southwest, N.A. formerly known as Wachovia Mortgage, FSB fka World Savings Bank, FSB Residential Mortgage Servicer: Wachovia Mortgage, FSB Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 1552 Independence Dr, Northfield, MN 55057-4863 Tax Parcel ID Number: 43-51500-210-05 LEGAL DESCRIPTION OF PROPERTY: Unit No. 210, Liberty Park Condominium, Common Interest Community No. 391, Dakota County, Minnesota AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $167,925.82 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: March 02, 2010 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on September 02, 2010, or the next business day if September 02, 2010 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: January 14, 2010 MORTGAGEE: Wells Fargo Bank, N.A. successor by merger to Wells Fargo Bank Southwest, N.A. formerly known as Wachovia Mortgage, FSB fka World Savings Bank, FSB Wilford & Geske, P.A. Attorneys for Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 011080F01 2036799 1/14-2/18/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: October 13, 2004 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $362,700.00 MORTGAGOR(S): Allen R Halcomb and Betsy J Halcomb, husband and wife MORTGAGEE: Wilmington Finance, a division of AIG Federal Savings Bank DATE AND PLACE OF REGISTERING: Registered: November 24, 2004 Dakota County Registrar of Titles Document Number: 553010 ASSIGNMENTS OF MORTGAGE: And assigned to: Mortgage Electronic Registration Systems, Inc. Dated: October 19, 2004 Registered: August 15, 2005 Dakota County Registrar of Titles Document Number: 571993 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100046600070038261 Lender or Broker: Wilmington Finance, a division of AIG Federal Savings Bank Residential Mortgage Servicer: Litton Loan Servicing, LP Mortgage Originator: Not Applicable CERTIFICATE OF TITLE NUMBER: 125879 COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 151 Carriage Ln, Burnsville, MN 55306-5078 Tax Parcel ID Number: 02-16401-090-02 LEGAL DESCRIPTION OF PROPERTY: Lot Nine (9), Block Two (2), in Carriage Place Second Addition,

Carriage Place Second Addition, according to the recorded plat thereof, Dakota County, Minnesota. AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $372,617.22 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; that this is registered property; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: March 01, 2010 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on September 01, 2010, or the next business day if September 01, 2010 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: January 14, 2010 ASSIGNEE OF MORTGAGEE Mortgage Electronic Registration Systems, Inc. Wilford & Geske, P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 011412F01 2033942 1/14-2/18/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: June 07, 2006 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $227,000.00 MORTGAGOR(S): David J. Hanner and Ann M. Hanner, husband and wife MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded: June 26, 2006 Dakota County Recorder Document Number: 2440659 ASSIGNMENTS OF MORTGAGE: And assigned to: Provident Funding Associates, L.P. Dated: December 31, 2009 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 1000179-3516050114-0 Lender or Broker: Provident Funding Associates, L.P. Residential Mortgage Servicer: Provident Funding Associates Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 17800 Jamaica Cir, Lakeville, MN 55044-9520 Tax Parcel ID Number: 22-53502-150-03 LEGAL DESCRIPTION OF PROPERTY: Lot 15, Block 3, Oak Hills third Addition AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $240,754.19 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: March 01, 2010 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated

If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on September 01, 2010, or the next business day if September 01, 2010 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: January 14, 2010 ASSIGNEE OF MORTGAGEE: Provident Funding Associates, L.P. Wilford & Geske, P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 008384F01 2035534 1/14-2/18/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: January 12, 2005 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $238,500.00 MORTGAGOR(S): Stephen F Golz and Kelly A Golz, husband and wife MORTGAGEE: American Equity Mortgage, Inc. DATE AND PLACE OF RECORDING: Recorded: April 21, 2005 Dakota County Recorder Document Number: 2314560 ASSIGNMENTS OF MORTGAGE: And assigned to: Nationstar Mortgage LLC, f/k/a Centex Home Equity Company, LLC Dated: June 27, 2005 Recorded: July 01, 2005 Dakota County Recorder Document Number: 2336250 Transaction Agent: Not Applicable Transaction Agent Mortgage Identification Number: Not Applicable Lender or Broker: American Equity Mortgage, Inc. Residential Mortgage Servicer: Nationstar Mortgage, LLC Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 1375 Oakdale Ave, Saint Paul, MN 55118-3211 Tax Parcel ID Number: 42-32500-010-01 LEGAL DESCRIPTION OF PROPERTY: Lot 1, Block 1, Henrietta Addition, Dakota County, Minnesota. AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $270,213.51 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: March 04, 2010 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on September 04, 2010, or the next business day if September 04, 2010 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED

GAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: January 14, 2010 ASSIGNEE OF MORTGAGEE: Nationstar Mortgage LLC, f/k/a Centex Home Equity Company, LLC Wilford & Geske, P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 010904F01 2037955 1/14-2/18/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: May 31, 2005 MORTGAGORS: J e n n i f e r L y n n Lipham and Peter Eugene Swenson, wife and husband. MORTGAGEE: PNC Bank, National Association s/b/m to National City Mortgage a division of National City Bank of Indiana n/k/a National City Bank. DATE AND PLACE OF RECORDING: Recorded June 24, 2005, Dakota County Recorder, Document No. 2333875. ASSIGNMENTS OF MORTGAGE: NONE TRANSACTION AGENT: NONE TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: NONE LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: PNC Bank, National Association s/b/m to National City Mortgage a division of National City Bank of Indiana n/k/a National City Bank RESIDENTIAL MORTGAGE SERVICER: PNC Bank, National Association MORTGAGED PROPERTY ADDRESS: 18837 English Avenue, Farmington, MN 55024 TAX PARCEL I.D. #: 14-68251-010-01 LEGAL DESCRIPTION OF PROPERTY: Lot 1, Block 1, Silver Springs 2nd Addition COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $235,987.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $249,610.29 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: April 15, 2010 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on October 15, 2010. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: February 10, 2010. PNC Bank, National Association Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 4-1629 0004055570 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2077485 2/18-3/25/10

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PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: J a n u a r y 2 0 , 2005 MORTGAGORS: Andrew M. Woessner and Connie M. Woessner, husband and wife. MORTGAGEE: Tradition Mortgage. DATE AND PLACE OF RECORDING: Recorded April 28, 2005, Dakota County Recorder, Document No. 2317044. ASSIGNMENTS OF MORTGAGE: Assigned to: Countrywide Document Custody Services, A Division of Treasury Bank, N.A., Dated: January 20, 2005, Recorded: April 28, 2005, Document No. 2317045. And thereafter assigned to: Countrywide Home Loans, Inc., Dated: February 2, 2007, Recorded: February 20, 2007, Document No. 2497542. And thereafter assigned to: Wachovia Bank, National Association, as trustee for the Holders of J.P. Morgan Mortgage Trust 2005-A2, Dated: January 6, 2010. TRANSACTION AGENT: NONE TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: NONE LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Tradition Mortgage RESIDENTIAL MORTGAGE SERVICER: BAC Home Loans Servicing L.P. MORTGAGED PROPERTY ADDRESS: 15794 Cobblestone Lake Parkway, Apple Valley, MN 55124 TAX PARCEL I.D. #: 011805104002 LEGAL DESCRIPTION OF PROPERTY: Lot 4, Block 2, Cobblestone Lake 2nd Addition, Dakota County, Minnesota. COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $583,800.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $602,079.31 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: April 6, 2010 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on October 6, 2010. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: February 8, 2010. Wachovia Bank, NA, as trustee Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 18-870 79836719 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2070416 2/11-3/18/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: November 11, 2005 ORIGINAL PRINCIPAL AMOUNT OF

ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $203,358.00 MORTGAGOR(S): September M Grames, a single person MORTGAGEE: CTX Mortgage Company, LLC DATE AND PLACE OF RECORDING: Recorded: November 30, 2005 Dakota County Recorder Document Number: 2384763 ASSIGNMENTS OF MORTGAGE: And assigned to: Nationstar Mortgage LLC, f/k/a Centex Home Equity Company, LLC Dated: March 21, 2006 Recorded: March 27, 2006 Dakota County Recorder Document Number: 2415443 Transaction Agent: Not Applicable Transaction Agent Mortgage Identification Number: Not Applicable Lender or Broker: CTX Mortgage Company, LLC Residential Mortgage Servicer: Nationstar Mortgage, LLC Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 4857 Boatman Ln, Inver Grove Heights, MN 55076-1160 Tax Parcel ID Number: 20-44026-601-06 LEGAL DESCRIPTION OF PROPERTY: Unit No. 6601, Lafayette Park East, Common Interest Community No. 434, Dakota County, Minnesota. AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $205,142.67 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: March 04, 2010 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on September 04, 2010, or the next business day if September 04, 2010 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: January 14, 2010 ASSIGNEE OF MORTGAGEE: Nationstar Mortgage LLC, f/k/a Centex Home Equity Company, LLC Wilford & Geske, P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 010952F01 2037928 1/14-2/18/10

PUBLIC NOTICE

MORTGAGED PROPERTY ADDRESS: 5323 West 173rd Street, Farmington, MN 55024 TAX PARCEL I.D. #: 22-18103-002-08 LEGAL DESCRIPTION OF PROPERTY: Unit No. 3002, Common Interest Community No. 402, Cornerstone Lake 4th Addition Condominiums, Dakota County, Minnesota. COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $143,920.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $148,688.51 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: March 2, 2010 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on September 2, 2010. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: January 5, 2010. Aurora Loan Services LLC Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 98-961 0032599920 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2039044 1/14-2/18/10

PUBLIC NOTICE

or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: March 9, 2010 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on September 9, 2010. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: January 7, 2010. Chase Home Finance LLC Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 30-7712 1960568616 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2039239 1/14-2/18/10

PUBLIC NOTICE

��

�� THAT �� the mort before which the date on or�� OTHER THINGS, THE MORT gagor(s) must vacate the property if the GAGED PREMISES ARE IMPROVED mortgage is not reinstated under sec- WITH A RESIDENTIAL DWELLING OF tion 580.30 or the property is not LESS THAN FIVE UNITS, ARE NOT redeemed under section 580.23 is PROPERTY USED IN AGRICULTURAL 11:59 p.m. on September 13, 2010. P R O D U C T I O N , A N D A R E MORTGAGOR(S) RELEASED FROM ABANDONED." FINANCIAL OBLIGATION ON MORTDated: January 7, 2010. GAGE: None PNC Bank, National Association "THE TIME ALLOWED BY LAW FOR Mortgagee/Assignee of Mortgagee REDEMPTION BY THE MORTGAGOR, USSET, WEINGARDEN AND LIEBO, P.L.L.P. THE MORTGAGOR'S PERSONAL REP- By: Paul A. Weingarden RESENTATIVES OR ASSIGNS, MAY BE Attorneys for Mortgagee/Assignee of REDUCED TO FIVE WEEKS IF A JUDI- Mortgagee CIAL ORDER IS ENTERED UNDER 4500 Park Glen Road #300 MINNESOTA STATUTES, SECTION Minneapolis, MN 55416 5 8 2 . 0 3 2 , D E T E R M I N I N G , A M O N G (952) 925-6888 4-1902 OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED 0004339211 WITH A RESIDENTIAL DWELLING OF THIS IS A COMMUNICATION FROM LESS THAN FIVE UNITS, ARE NOT A DEBT COLLECTOR. 1/14-2/18/10 PROPERTY USED IN AGRICULTURAL 2038843 P R O D U C T I O N , A N D A R E ABANDONED." Dated: January 7, 2010. NOTICE OF MORTGAGE JPMorgan Chase Bank, N.A. FORECLOSURE SALE Mortgagee/Assignee of Mortgagee NOTICE IS HEREBY GIVEN that USSET, WEINGARDEN AND LIEBO, P.L.L.P. default has occurred in the conditions By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of of the following described mortgage: DATE OF MORTGAGE: December 14, Mortgagee 2007 4500 Park Glen Road #300 ORIGINAL PRINCIPAL AMOUNT OF Minneapolis, MN 55416 MORTGAGE: $199,893.00 (952) 925-6888 MORTGAGOR(S): Marvin Clavel and 60-1705 Elvira Siguenza, husband and wife 8403385605 MORTGAGEE: Mortgage Electronic THIS IS A COMMUNICATION FROM Registration Systems, Inc. A DEBT COLLECTOR. DATE AND PLACE OF REGISTER2039133 1/14-2/18/10 ING: Registered: February 06, 2008 Dakota County Registrar of Titles Document Number: 623538 NOTICE OF ASSIGNMENTS OF MORTGAGE: MORTGAGE FORECLOSURE SALE And assigned to: U.S. Bank National THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF Association Dated: January 27, 2010 THE ORIGINAL CREDITOR WITHIN Transaction Agent: Mortgage ElecTHE TIME PROVIDED BY LAW IS tronic Registration Systems, Inc. NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that Transaction Agent Mortgage Identifidefault has occurred in conditions of cation Number: 100021278927175831 Lender or Broker: U.S. Bank, N.A. the following described mortgage: DATE OF MORTGAGE: November 3, Residential Mortgage Servicer: U.S. 2005 Bank Home Mortgage Mortgage Originator: Not Applicable MORTGAGORS: Christina KochenCERTIFICATE OF TITLE NUMBER: dorfer and Jay Kochendorfer, wife and 144255 husband. MORTGAGEE:Commonwealth United COUNTY IN WHICH PROPERTY IS Mortgage a division of National City LOCATED: Dakota Property Address: 804 4th Ave S, Bank of Indiana. DATE AND PLACE OF RECORDING: South Saint Paul, MN 55075-3010 Tax Parcel ID Number: Recorded November 16, 2005, Dakota C o u n t y R e c o r d e r , D o c u m e n t N o . 36-46000-020-15 LEGAL DESCRIPTION OF PROP2381600. A S S I G N M E N T S O F M O R T G A G E : ERTY: Lot Numbered Two (2) in Block Assigned to: PNC Bank, National Asso- Numbered Fifteen (15) in Lorraine Park ciation s/b/m to National City Mort- Addition to the City of South St. Paul, gage Co., a subsidiary of National City according to the recorded plat thereof Bank of Indiana n/k/a National City and situate in Dakota County, MinneB a n k , D a t e d A u g u s t 3 0 , 2 0 0 6 , sota. Recorded: September 21, 2006, DocuAMOUNT DUE AND CLAIMED TO BE ment No. 2462923. DUE AS OF DATE OF NOTICE: TRANSACTION AGENT: NONE $205,427.77 TRANSACTION AGENT'S MORTTHAT all pre-foreclosure requireGAGE IDENTIFICATION NUMBER ON ments have been complied with; that MORTGAGE: NONE no action or proceeding has been instiLENDER OR BROKER AND MORT- tuted at law or otherwise to recover the G A G E O R I G I N A T O R S T A T E D O N debt secured by said mortgage, or any MORTGAGE: Commonwealth United part thereof; that this is registered Mortgage a division of National City property; Bank of Indiana PURSUANT to the power of sale conRESIDENTIAL MORTGAGE SER- t a i n e d i n s a i d m o r t g a g e , t h e VICER: PNC Bank, National Associa- above-described property will be sold tion by the Sheriff of said county as folMORTGAGED PROPERTY ADDRESS: lows: 1701 Meadowview Court, Hastings, MN DATE AND TIME OF SALE: March 55033 26, 2010 at 10:00 AM PLACE OF SALE: Dakota County TAX PARCEL I.D. #: 19-83230-010-07 LEGAL DESCRIPTION OF PROP- Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, MinneERTY: Lot 1, Block 7, Wallin Addition. sota COUNTY IN WHICH PROPERTY IS to pay the debt secured by said mortgage and taxes, if any, on said preLOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF mises and the costs and disburseMORTGAGE: $400,000.00 ments, including attorney fees allowed AMOUNT DUE AND CLAIMED TO BE by law, subject to redemption within DUE AS OF DATE OF NOTICE, INCLUD- six (6) months from the date of said ING TAXES, IF ANY, PAID BY MORT- sale by the mortgagor(s), their perGAGEE: $393,457.06 sonal representatives or assigns. That prior to the commencement of If the Mortgage is not reinstated this mortgage foreclosure proceeding under Minn. Stat. §580.30 or the propMortgagee/Assignee of Mortgagee com- erty is not redeemed under Minn. Stat. plied with all notice requirements as §580.23, the Mortgagor must vacate required by statute; That no action or the property on or before 11:59 p.m. on proceeding has been instituted at law September 26, 2010, or the next busio r o t h e r w i s e t o r e c o v e r t h e d e b t ness day if September 26, 2010 falls on secured by said mortgage, or any part a Saturday, Sunday or legal holiday. thereof; Mortgagor(s) released from financial PURSUANT to the power of sale con- obligation: NONE tained in said mortgage, the above THIS COMMUNICATION IS FROM described property will be sold by the A DEBT COLLECTOR ATTEMPTSheriff of said county as follows: ING TO COLLECT A DEBT. ANY DATE AND TIME OF SALE: March INFORMATION OBTAINED WILL BE 11, 2010 at 10:00 AM USED FOR THAT PURPOSE. PLACE OF SALE: S h e r i f f ' s O f f i c e , THE RIGHT TO VERIFICATION OF Law Enforcement Center, 1580 Hwy THE DEBT AND IDENTITY OF THE 55, Lobby #S-100, Hastings, MN ORIGINAL CREDITOR WITHIN THE to pay the debt then secured by said T I M E P R O V I D E D B Y L A W I S N O T Mortgage, and taxes, if any, on said AFFECTED BY THIS ACTION. premises, and the costs and disburseTHE TIME ALLOWED BY LAW FOR m e n t s , i n c l u d i n g a t t o r n e y s ' f e e s REDEMPTION BY THE MORTGAGOR, allowed by law subject to redemption THE MORTGAGOR'S PERSONAL REPwithin six (6) months from the date of RESENTATIVES OR ASSIGNS, MAY BE said sale by the mortgagor(s), their REDUCED TO FIVE WEEKS IF A JUDIpersonal representatives or assigns CIAL ORDER IS ENTERED UNDER unless reduced to Five (5) weeks under MINNESOTA STATUTES, SECTION MN Stat. §580.07. 582.032, DETERMINING, AMONG TIME AND DATE TO VACATE PROP- OTHER THINGS, THAT THE MORTE R T Y : I f t h e r e a l e s t a t e i s a n GAGED PREMISES ARE IMPROVED owner-occupied, single-family dwell- WITH A RESIDENTIAL DWELLING OF ing, unless otherwise provided by law, LESS THAN FIVE UNITS, ARE NOT the date on or before which the mort- PROPERTY USED IN AGRICULTURAL gagor(s) must vacate the property if the PRODUCTION, AND ARE ABANDONED. mortgage is not reinstated under secDATED: February 11, 2010 tion 580.30 or the property is not ASSIGNEE OF MORTGAGEE: redeemed under section 580.23 is U.S. Bank National Association 11:59 p.m. on September 13, 2010. Wilford & Geske, P.A. MORTGAGOR(S) RELEASED FROM Attorneys for Assignee of Mortgagee FINANCIAL OBLIGATION ON MORT- Lawrence A. Wilford GAGE: None James A. Geske "THE TIME ALLOWED BY LAW FOR 8425 Seasons Parkway, Suite 105 REDEMPTION BY THE MORTGAGOR, Woodbury, MN 55125-4393 THE MORTGAGOR'S PERSONAL REP- (651) 209-3300 RESENTATIVES OR ASSIGNS, MAY BE File Number: 011850F01 REDUCED TO FIVE WEEKS IF A JUDI- 2071949 2/18-3/25/10 CIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORT- ��

PUBLIC NOTICE

�� tronic �� Registration Systems, Inc. Transaction Agent Mortgage Identifi��

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: September 7, 2006 MORTGAGORS: B e r n a r d o O m a n a Burgos and Ana M. Marin Castro, husband and wife. MORTGAGEE: Citicorp Trust Bank, fsb. DATE AND PLACE OF RECORDING: Registered September 19, 2006, Dakota County Registrar of Titles, Document No. 598035, Certificate of Title No. 133508. ASSIGNMENTS OF MORTGAGE: Assigned to: CitiMortgage, Inc, Dated: January 28, 2010. Said Mortgage being Registered Land. TRANSACTION AGENT: NONE TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: NONE LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Citicorp Trust Bank, fsb RESIDENTIAL MORTGAGE SERVICER: CitiMortgage, Inc. MORTGAGED PROPERTY ADDRESS: 5766 142nd Street West, Apple Valley, MN 55124 TAX PARCEL I.D. #: 01-66700-110-05 LEGAL DESCRIPTION OF PROPERTY: Lot 11, Block 5, Scottsbriar 1st Addition COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $276,452.91 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $307,091.38 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: April 13, 2010 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on October 13, 2010. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: February 10, 2010. CitiMortgage, Inc. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 10-3010 1120369092 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2077749 2/18-3/25/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: April 11, 2006 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $184,800.00 MORTGAGOR(S): Jeremy A Seykora and Alyssa A Seykora, husband and wife MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded: April 28, 2006 Dakota County Recorder Document Number: 2424136 Transaction Agent: Mortgage Electronic Registration Systems, Inc.

cation Number: 100131020603006543 Lender or Broker: American Mortgage Network, Inc. Residential Mortgage Servicer: Litton Loan Servicing, LP Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 15117 Cimarron Way, Rosemount, MN 55068-1799 Tax Parcel ID Number: 34-83610-910-01 LEGAL DESCRIPTION OF PROPERTY: Lot 91, Block 1, Wensmann 11th Addition, CIC No. 252 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $209,769.41 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: March 02, 2010 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on September 02, 2010, or the next business day if September 02, 2010 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: January 14, 2010 MORTGAGEE: Mortgage Electronic Registration Systems, Inc. Wilford & Geske, P.A. Attorneys for Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 011791F01 2039332 1/14-2/18/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: September 16, 2005 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $124,000.00 MORTGAGOR(S): Marc E. Rohricht and Sovanny Rohricht, Husband and Wife MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded: October 06, 2005 Dakota County Recorder Document Number: 2367892 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 1002812-5980674200-3 Lender or Broker: Platinum Lending Corporation Residential Mortgage Servicer: Aurora Loan Services, LLC Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 3271 Hill Ridge Dr, Eagan, MN 55121-1749 Tax Parcel ID Number: 10-41300-027-05 LEGAL DESCRIPTION OF PROPERTY: Unit No. 27, Common Interest Comunity No. 358, Cedar Bluff Townhome Condominium, Dakota County, Minnesota AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $125,544.72 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: March 04, 2010 at 10:00 AM PLACE OF SALE: Dakota County

PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on September 04, 2010, or the next business day if September 04, 2010 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: January 14, 2010 MORTGAGEE: Mortgage Electronic Registration Systems, Inc. Wilford & Geske, P.A. Attorneys for Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 011631F01 2037593 1/14-2/18/10

PUBLIC NOTICE

ERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on August 25, 2010. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: December 31, 2009. U.S. Bank, N. A. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 19-616 4800190679 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2039064 1/14-2/18/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: June 30, 1994 MORTGAGORS: J o h n M . P a w l e n t y and Jodi L. Pawlenty, husband and wife. MORTGAGEE: N o r w e s t M o r t g a g e , Inc. DATE AND PLACE OF RECORDING: Recorded August 19, 1994, Dakota County Recorder, Document No. 1236374. ASSIGNMENTS OF MORTGAGE: Assigned to: Universal Mortgage Corporation of Wisconsin, Dated: June 30, 1994, Recorded: August 19, 1994, Document No. 1236375. TRANSACTION AGENT: NONE TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: NONE LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Norwest Mortgage, Inc. RESIDENTIAL MORTGAGE SERVICER: Universal Mortgage Corporation of Wisconsin MORTGAGED PROPERTY ADDRESS: 131 Ash Street East, South Saint Paul, MN 55075 TAX PARCEL I.D. #: 36-73150-160-02 LEGAL DESCRIPTION OF PROPERTY: Lot 16, Block 2, Sunny View Terrace, according to the recorded plat thereof on file and of record in the office of the County Recorder, Dakota County, Minnesota. COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $84,816.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $65,266.11 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: March 4, 2010 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on September 7, 2010. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORT-

OTHER THINGS, THAT THE MORT GAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: January 4, 2010. Universal Mortgage Corporation of Wisconsin Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 28-411 8828469 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2039023 1/14-2/18/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: A u g u s t 1 1 , 2006 MORTGAGOR: Julie A. Fleming, a single person. MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Registered October 27, 2009, Dakota County Registrar of Titles, Document No. T653024, Certificate of Title No. 123879. ASSIGNMENTS OF MORTGAGE: Assigned to: CitiMortgage, Inc., Dated: January 25, 2010. Said Mortgage being Registered Land. TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100011520037614510 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Gabriel Financial Group Inc. RESIDENTIAL MORTGAGE SERVICER: CitiMortgage, Inc. MORTGAGED PROPERTY ADDRESS: 16770 Joplin Way, Lakeville, MN 55044 TAX PARCEL I.D. #: 22-64601-110-05 LEGAL DESCRIPTION OF PROPERTY: Lot 11, Block 5 in Rolling Oaks South Plat Two. Dakota County COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $208,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $225,251.53 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: April 7, 2010 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on October 7, 2010. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: February 3, 2010. CitiMortgage, Inc. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 10-2281 2003761451 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2070648 2/11-3/18/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: M a r c h 1 0 , 2006 MORTGAGORS: J e n e l l e A . S c h wenke and Jessica R. Townsend, both single. MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded April 6, 2006, Dakota County Recorder, Document No. 2418441. ASSIGNMENTS OF MORTGAGE: Assigned to: Aurora Loan Services, LLC, Dated: January 26, 2010. TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100197500000251884 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Brier Mortgage Corporation RESIDENTIAL MORTGAGE SERVICER: Aurora Loan Services LLC MORTGAGED PROPERTY ADDRESS: 13457 Heather Hills Drive, Burnsville, MN 55337 TAX PARCEL I.D. #: 02-32250-050-03 LEGAL DESCRIPTION OF PROPERTY: Lot 5, Block 3, Heather Hills First Addition, Common Interest Community Number 467, Dakota County, Minnesota. COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $128,640.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $132,460.36 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: April 6, 2010 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on October 6, 2010. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: February 8, 2010. Aurora Loan Services LLC Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 98-988 0032572711 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2077677 2/18-3/25/10

PUBLIC NOTICE

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Recorded January 14, 2002, Dakota County Recorder, Document No. 1850299. ASSIGNMENTS OF MORTGAGE: Assigned to: TCF Mortgage Corporation, Dated: November 29, 2001, Recorded: January 14, 2002, Document No. 1850300. And thereafter assigned to: Mortgage Electronic Registration Systems, Inc., Dated: May 2, 2006, Recorded: May 8, 2006, Document No. 2426739. And thereafter assigned to: U.S. Bank, N.A., Dated: January 4, 2010. TRANSACTION AGENT: NONE TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: NONE LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Minnesota Home Mortgage Corporation RESIDENTIAL MORTGAGE SERVICER: U.S. Bank Home Mortgage MORTGAGED PROPERTY ADDRESS: 14085 Plymouth Avenue, Burnsville, MN 55337 TAX PARCEL I.D. #: 02-58450-098-03 LEGAL DESCRIPTION OF PROPERTY: Unit No. 98, Common Interest Community No. 148, Bristol Ridge Carriage Homes, Dakota County, MN COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $120,330.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $111,701.65 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: March 16, 2010 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on September 16, 2010. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: January 13, 2010. U.S. Bank, N. A. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 19-656 4800173736 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2046743 1/21-2/25/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: June 22, 2006 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $178,448.00 MORTGAGOR(S): Jamie L Lindquist, an unmarried woman MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded: July 06, 2006 Dakota County Recorder Document Number: 2443016 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100010401451739698 Lender or Broker: Suntrust Mortgage, Inc. Residential Mortgage Servicer: Litton Loan Servicing, LP Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 823 Tamarack Trl, Farmington, MN 55024-7128 Tax Parcel ID Number: 14-74902-205-06 LEGAL DESCRIPTION OF PROP-

LEGAL DESCRIPTION OF PROP ERTY: Unit No. 1205, Tamarack Ridge Carriage Homes, Common Interest Community No. 294 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $180,669.07 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: March 08, 2010 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on September 08, 2010, or the next business day if September 08, 2010 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: January 21, 2010 MORTGAGEE: Mortgage Electronic Registration Systems, Inc. Wilford & Geske, P.A. Attorneys for Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 011975F01 2044882 1/21-2/25/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: June 30, 2006 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $191,496.00 MORTGAGOR(S): Gloria Olga Chavez and Hector Chavez, wife and husband MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded: August 14, 2006 Dakota County Recorder Document Number: 2453342 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100194450002252915 Lender or Broker: Fremont Investment and Loan Residential Mortgage Servicer: Litton Loan Servicing, LP Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 15021 Tyacke Dr, Burnsville, MN 55306-5039 Tax Parcel ID Number: 02-18601-010-04 LEGAL DESCRIPTION OF PROPERTY: Lot 1, Block 4, Crystal Lake Terrace Second Addition, Dakota County, Minnesota. AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $213,399.12 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: March 08, 2010 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on

the property on or before 11:59 p.m. on September 08, 2010, or the next business day if September 08, 2010 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: January 21, 2010 MORTGAGEE: Mortgage Electronic Registration Systems, Inc. Wilford & Geske, P.A. Attorneys for Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 011868F01 2042178 1/21-2/25/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: December 19, 2005 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $158,949.00 MORTGAGOR(S): Katie K. Gottas, a single woman (aka Katie Sullivan) and Robert J. Sullivan, a single man MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF REGISTERING: Registered: December 29, 2005 Dakota County Registrar of Titles Document Number: 581892 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100025440002899356 Lender or Broker: Lehman Brothers Bank, FSB Residential Mortgage Servicer: Aurora Loan Services, LLC Mortgage Originator: Not Applicable CERTIFICATE OF TITLE NUMBER: 138490 COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 17410 Gettysburg Way # 181, Lakeville, MN 55044-4006 Tax Parcel ID Number: 22-18604-181-24 LEGAL DESCRIPTION OF PROPERTY: Unit No. 24181, CIC No. 424, Crossroads Condominium, Dakota County, Minnesota. AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $155,181.07 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; that this is registered property; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: March 11, 2010 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on September 11, 2010, or the next business day if September 11, 2010 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: January 21, 2010

DATED: January 21, 2010 MORTGAGEE: Mortgage Electronic Registration Systems, Inc. Wilford & Geske, P.A. Attorneys for Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 011700F01 2046406 1/21-2/25/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: M a r c h 1 3 , 2006 MORTGAGORS: Varin S. Ourn and Sophary M. Ourn, husband and wife. MORTGAGEE: J P M o r g a n C h a s e Bank, N.A. as successor in interest to Washington Mutual Bank, F.A.. DATE AND PLACE OF RECORDING: Recorded March 31, 2006, Dakota County Recorder, Document No. 2417241. ASSIGNMENTS OF MORTGAGE: NONE TRANSACTION AGENT: NONE TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: NONE LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Washington Mutual Bank, F.A. RESIDENTIAL MORTGAGE SERVICER: JPMorgan Chase Bank, National Association MORTGAGED PROPERTY ADDRESS: 5715 126th Street West, Apple Valley, MN 55124 TAX PARCEL I.D. #: 01-57651-040-03 LEGAL DESCRIPTION OF PROPERTY: Lot 4, Block 3, Pinecrest 2nd Addition COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $200,200.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $227,203.61 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: April 22, 2010 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on October 22, 2010. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: February 11, 2010. JPMorgan Chase Bank, N.A. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 60-1437 3061780692 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2077795 2/18-3/25/10

PUBLIC NOTICE

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��mortgage: �� Mort the following described MORTGAGE: Chase�� Manhattan DATE OF MORTGAGE: O c t o b e r 2 8 , gage Corporation 2005 RESIDENTIAL MORTGAGE SERMORTGAGOR: Brandon D. Mannie, a VICER: Chase Home Finance LLC single person. MORTGAGED PROPERTY ADDRESS: MORTGAGEE: Mortgage Electronic 4467 Fawn Ridge Trail, Saint Paul, MN Registration Systems, Inc. 55123 DATE AND PLACE OF RECORDING: TAX PARCEL I.D. #: 10-25800-160-01 Recorded November 7, 2005, Dakota LEGAL DESCRIPTION OF PROPC o u n t y R e c o r d e r , D o c u m e n t N o . ERTY: 2378831. LOT SIXTEEN (16) BLOCK (1), FAWN ASSIGNMENTS OF MORTGAGE: RIDGE, DAKOTA COUNTY, MINNEAssigned to: JPMorgan Chase Bank, SOTA. National Association, Dated: August COUNTY IN WHICH PROPERTY IS 27, 2009, Recorded: September 11, LOCATED: Dakota 2009, Document No. 2683764. ORIGINAL PRINCIPAL AMOUNT OF TRANSACTION AGENT: Mortgage MORTGAGE: $200,000.00 Electronic Registration Systems, Inc. AMOUNT DUE AND CLAIMED TO BE T R A N S A C T I O N A G E N T ' S M O R T - DUE AS OF DATE OF NOTICE, INCLUDGAGE IDENTIFICATION NUMBER ON ING TAXES, IF ANY, PAID BY MORTMORTGAGE: 100106600070928930 GAGEE: $179,640.50 That prior to the commencement of LENDER OR BROKER AND MORTG A G E O R I G I N A T O R S T A T E D O N this mortgage foreclosure proceeding MORTGAGE: Draper and Kramer Mort- Mortgagee/Assignee of Mortgagee complied with all notice requirements as gage Corp. R E S I D E N T I A L M O R T G A G E S E R - required by statute; That no action or V I C E R : J P M o r g a n C h a s e B a n k , proceeding has been instituted at law National Association or otherwise to recover the debt MORTGAGED PROPERTY ADDRESS: secured by said mortgage, or any part 12595 Everest Trail, Apple Valley, MN thereof; 55124 PURSUANT to the power of sale conTAX PARCEL I.D. #: 01-57675-370-01 tained in said mortgage, the above LEGAL DESCRIPTION OF PROP- described property will be sold by the ERTY: Sheriff of said county as follows: Lot 37, Block 1, Pinecrest TownhoDATE AND TIME OF SALE: March 9, 2010 at 10:00 AM mes PLACE OF SALE: Sheriff's Office, COUNTY IN WHICH PROPERTY IS Law Enforcement Center, 1580 Hwy LOCATED: Dakota OF PRINCIPAL AMOUNT 55, Lobby #S-100, Hastings, MN ORIGINAL to pay the debt then secured by said MORTGAGE: $146,930.00 AMOUNT DUE AND CLAIMED TO BE Mortgage, and taxes, if any, on said DUE AS OF DATE OF NOTICE, INCLUD- premises, and the costs and disburseING TAXES, IF ANY, PAID BY MORT- m e n t s , i n c l u d i n g a t t o r n e y s ' f e e s GAGEE: $157,604.58 allowed by law subject to redemption That prior to the commencement of within six (6) months from the date of this mortgage foreclosure proceeding said sale by the mortgagor(s), their Mortgagee/Assignee of Mortgagee com- personal representatives or assigns plied with all notice requirements as unless reduced to Five (5) weeks under required by statute; That no action or MN Stat. §580.07. proceeding has been instituted at law TIME AND DATE TO VACATE PROPor otherwise to recover the debt E R T Y : I f t h e r e a l e s t a t e i s a n secured by said mortgage, or any part owner-occupied, single-family dwellthereof; ing, unless otherwise provided by law, PURSUANT to the power of sale con- the date on or before which the morttained in said mortgage, the above gagor(s) must vacate the property if the described property will be sold by the mortgage is not reinstated under secSheriff of said county as follows: tion 580.30 or the property is not DATE AND TIME OF SALE: March redeemed under section 580.23 is 16, 2010 at 10:00 AM 11:59 p.m. on September 9, 2010. PLACE OF SALE: S h e r i f f ' s O f f i c e , MORTGAGOR(S) RELEASED FROM Law Enforcement Center, 1580 Hwy FINANCIAL OBLIGATION ON MORT55, Lobby #S-100, Hastings, MN GAGE: None to pay the debt then secured by said "THE TIME ALLOWED BY LAW FOR Mortgage, and taxes, if any, on said REDEMPTION BY THE MORTGAGOR, premises, and the costs and disburse- THE MORTGAGOR'S PERSONAL REPm e n t s , i n c l u d i n g a t t o r n e y s ' f e e s RESENTATIVES OR ASSIGNS, MAY BE allowed by law subject to redemption REDUCED TO FIVE WEEKS IF A JUDIwithin six (6) months from the date of CIAL ORDER IS ENTERED UNDER said sale by the mortgagor(s), their MINNESOTA STATUTES, SECTION personal representatives or assigns 5 8 2 . 0 3 2 , D E T E R M I N I N G , A M O N G unless reduced to Five (5) weeks under OTHER THINGS, THAT THE MORTMN Stat. §580.07. GAGED PREMISES ARE IMPROVED TIME AND DATE TO VACATE PROP- WITH A RESIDENTIAL DWELLING OF E R T Y : I f t h e r e a l e s t a t e i s a n LESS THAN FIVE UNITS, ARE NOT owner-occupied, single-family dwell- PROPERTY USED IN AGRICULTURAL ing, unless otherwise provided by law, P R O D U C T I O N , A N D A R E the date on or before which the mort- ABANDONED." Dated: January 14, 2010. gagor(s) must vacate the property if the Chase Home Finance LLC mortgage is not reinstated under secMortgagee/Assignee of Mortgagee tion 580.30 or the property is not redeemed under section 580.23 is USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden 11:59 p.m. on September 16, 2010. MORTGAGOR(S) RELEASED FROM Attorneys for Mortgagee/Assignee of FINANCIAL OBLIGATION ON MORT- Mortgagee 4500 Park Glen Road #300 GAGE: None "THE TIME ALLOWED BY LAW FOR Minneapolis, MN 55416 REDEMPTION BY THE MORTGAGOR, (952) 925-6888 THE MORTGAGOR'S PERSONAL REP30-7046 RESENTATIVES OR ASSIGNS, MAY BE 1583616460 REDUCED TO FIVE WEEKS IF A JUDI- THIS IS A COMMUNICATION FROM CIAL ORDER IS ENTERED UNDER A DEBT COLLECTOR. MINNESOTA STATUTES, SECTION 2045853 1/21-2/25/10 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED NOTICE OF WITH A RESIDENTIAL DWELLING OF MORTGAGE FORECLOSURE SALE LESS THAN FIVE UNITS, ARE NOT NOTICE IS HEREBY GIVEN that PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E default has occurred in the conditions of the following described mortgage: ABANDONED." DATE OF MORTGAGE: August 23, Dated: January 14, 2010. 2007 JPMorgan Chase Bank, N.A. ORIGINAL PRINCIPAL AMOUNT OF Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. MORTGAGE: $220,286.00 Brandon C. and MORTGAGOR(S): By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Wendy M. Frederickson, Husband and Wife Mortgagee MORTGAGEE: Mortgage Electronic 4500 Park Glen Road #300 Registration Systems, Inc. Minneapolis, MN 55416 DATE AND PLACE OF RECORDING: (952) 925-6888 Recorded: September 10, 2007 60-2445 Dakota County Recorder 0641977400 Document Number: 2542845 THIS IS A COMMUNICATION FROM LOAN MODIFICATION: A DEBT COLLECTOR. Dated: July 17, 2008 2046876 1/21-2/25/10 Recorded: September 09, 2008 Document Number: 2612128 ASSIGNMENTS OF MORTGAGE: And assigned to: BAC Home Loans NOTICE OF Servicing, L.P. MORTGAGE FORECLOSURE SALE Dated: January 13, 2010 THE RIGHT TO VERIFICATION Transaction Agent: Mortgage ElecOF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN tronic Registration Systems, Inc. Transaction Agent Mortgage IdentifiTHE TIME PROVIDED BY LAW IS cation Number: 100020000450082403 NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that Lender o r B r o k e r : B u r n e t H o m e default has occurred in conditions of Loans the following described mortgage: Residential Mortgage Servicer: BAC DATE OF MORTGAGE: A u g u s t 2 , Home Loans Servicing, L.P. 2002 Mortgage Originator: Not Applicable MORTGAGORS: Terry L. Fransen and COUNTY IN WHICH PROPERTY IS Cassandra R. Fransen f/k/a Cassandra LOCATED: Dakota R. Jarrett, husband and wife. Property Address: 5190 183rd St W, MORTGAGEE: Chase Home Finance Farmington, MN 55024-8704 LLC f/k/a Chase Manhattan Mortgage Tax Parcel ID Number: Corporation. 14-19505-100-06 DATE AND PLACE OF RECORDING: LEGAL DESCRIPTION OF PROPRecorded September 17, 2002, Dakota ERTY: Lot Ten (10), Block Six (6), C o u n t y R e c o r d e r , D o c u m e n t N o . Dakota County Estates 6th Addition, 1936522. Dakota County, Minnesota. ASSIGNMENTS OF MORTGAGE: AMOUNT DUE AND CLAIMED TO BE NONE DUE AS OF DATE OF NOTICE: TRANSACTION AGENT: NONE $222,499.99 THAT all pre-foreclosure requireTRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON ments have been complied with; that MORTGAGE: NONE no action or proceeding has been instiLENDER OR BROKER AND MORT- tuted at law or otherwise to recover the GAGE ORIGINATOR STATED ON MORTGAGE: Chase Manhattan Mort- ��

PUBLIC NOTICE

�� said �� sale by �� the mortgagor(s), their personal representatives or assigns �� tuted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: March 09, 2010 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on September 09, 2010, or the next business day if September 09, 2010 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: January 21, 2010 ASSIGNEE OF MORTGAGEE: BAC Home Loans Servicing, L.P. Wilford & Geske, P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 011729F01 2043715 1/21-2/25/10

PUBLIC NOTICE

unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on September 16, 2010. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: January 12, 2010. CitiMortgage, Inc. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 10-3000 1120630571 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2044720 1/21-2/25/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: June 15, 2005 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $181,440.00 MORTGAGOR(S): John Schwartz, a single man, and Rebekah Tarnowski, a single woman MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded: August 04, 2005 Dakota County Recorder Document Number: 2347763 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100232301120013941 Lender or Broker: Centennial Mortgage & Funding, Inc. Residential Mortgage Servicer: Aurora Loan Services, LLC Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 2191 Rocky Rapids Way, Eagan, MN 55122-1938 Tax Parcel ID Number: 10-22426-908-03 LEGAL DESCRIPTION OF PROPERTY: Unit 1908, The Enclave at River Ridge, Common Interest Community No. 189, Dakota County, Minnesota. AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $187,223.71 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: March 08, 2010 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on September 08, 2010, or the next business day if September 08, 2010 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: January 21, 2010

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: A u g u s t 1 6 , 2007 MORTGAGORS: Brett H. Campbell and Lorna C. Campbell, husband and wife. MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Registered August 21, 2007, Dakota County Registrar of Titles, Document No. 616042, Certificate of Title No. 143255. ASSIGNMENTS OF MORTGAGE: Assigned to: U.S. Bank, N.A., Dated: January 8, 2010. Said Mortgage being Registered Land. TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100073981286480570 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Bremer Bank, N.A. RESIDENTIAL MORTGAGE SERVICER: U.S. Bank Home Mortgage MORTGAGED PROPERTY ADDRESS: 17666 Fair Isle Path, Lakeville, MN 55044 TAX PARCEL I.D. #: 22-41626-050-04 LEGAL DESCRIPTION OF PROPERTY: Lot 5, Block 4, Kenridge Second Addition. COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $275,500.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $293,396.21 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: April 8, 2010 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on October 8, 2010. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: February 8, 2010. U.S. Bank, N. A. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 19-647 6800102604 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2077621 2/18-3/25/10

PUBLIC NOTICE

NOTICE IS HEREBY GIVEN: That default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: August 26, 2005 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $384,000.00 MORTGAGOR(S): Donna M Bunes, a married woman MORTGAGEE: New Century Mortgage Corporation SERVICER: Ocwen Loan Servicing, LLC LENDER: New Century Mortgage Corporation. DATE AND PLACE OF FILING: Dakota County Minnesota, Recorder, on September 20, 2005, as Document No. 2362324 ASSIGNED TO: Deutsche Bank National Trust Company, As Trustee For The Registered Holders Of New Century Home Equity Loan Trust, Series 2005-B, Asset Backed Pass-Through Certificates Dated: November 1, 2005 and recorded January 28, 2009 by Document No. 2633292 . LEGAL DESCRIPTION OF PROPERTY: Lot 14 Block 2 Cedar Highlands 1st Addition PROPERTY ADDRESS: 7423 170th Street West, Lakeville, MN 55044 PROPERTY I.D: 22-1670-01-40-02 COUNTY IN WHICH PROPERTY IS LOCATED: Dakota THE AMOUNT CLAIMED TO BE DUE ON THE MORTGAGE ON THE DATE OF THE NOTICE: Four Hundred Twenty-One Thousand Three Hundred Seventeen and 29/100 ($421,317.29) THAT no action or proceeding has been instituted at law to recover the debt secured by said mortgage, or any part thereof; that there has been compliance with all pre-foreclosure notice and acceleration requirements of said mortgage, and/or applicable statutes; PURSUANT, to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: 10:00 AM on March 9, 2010 PLACE OF SALE: Sheriff`s Main Office, Law Enforcement Center, 1580 Highway 55, Hastings MN 55033-2343 to pay the debt then secured by said mortgage and taxes, if any actually paid by the mortgagee, on the premises and the costs and disbursements allowed by law. The time allowed by law for redemption by said mortgagor(s), their personal representatives or assigns is 6 months from the date of sale. "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR`S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: January 21, 2010 Deutsche Bank National Trust Company, As Trustee For The Registered Holders Of New Century Home Equity Loan Trust, Series 2005-B, Asset Backed Pass-Through Certificates Randall S. Miller & Associates, P.C. Attorneys for Assignee of Mortgage/Mortgagee One Financial Plaza, 120 South Sixth Street, Suite 1100 Minneapolis, MN 55402 Phone: 612-573-3677 Our File No. 09MN00144-1 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. ASAP# 3414402 01/21/2010, 01/28/2010, 02/04/2010, 02/11/2010, 02/18/2010, 02/25/2010 2044911 1/21-2/25/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: October 25, 2005 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $122,500.00 MORTGAGOR(S): Richard Boals, an unmarried man MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded: November 07, 2005 Dakota County Recorder Document Number: 2378870 ASSIGNMENTS OF MORTGAGE: And assigned to: The Bank of New York Mellon fka the Bank of New York as Trustee for the Certificateholders CWALT, Inc. Alternative Loan Trust 2005-76 Mortgage Pass-through Certificates, Series 2005-76 Dated: January 13, 2010 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100133700010176215 Lender or Broker: Countrywide Bank, N.A. Residential Mortgage Servicer: BAC Home Loans Servicing, L.P. Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 3898 Rahn Rd, Eagan, MN 55122-1523 Tax Parcel ID Number: 10-84700-020-01 LEGAL DESCRIPTION OF PROPERTY: Lot 2, Block 1, Woodhaven Addition and an undivided 1/4 interest in Lot 1, Block 1, Woodhaven Addition,

in Lot 1, Block 1, Woodhaven Addition, Dakota County, Minnesota. AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $138,015.90 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: March 11, 2010 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on September 11, 2010, or the next business day if September 11, 2010 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: January 21, 2010 ASSIGNEE OF MORTGAGEE: The Bank of New York Mellon fka the Bank of New York as Trustee for the Certificateholders CWALT, Inc. Alternative Loan Trust 2005-76 Mortgage Pass-through Certificates, Series 2005-76 Wilford & Geske, P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 010725F01 2042858 1/21-2/25/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: January 18, 2007 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $249,000.00 MORTGAGOR(S): Nancy Charlene Johnson, a single person MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded: January 31, 2007 Dakota County Recorder Document Number: 2492843 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 1000392-4160031026-5 Lender o r B r o k e r : First Magnus Financial Coporation Residential Mortgage Servicer: Aurora Loan Services, LLC Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 305 5th Ave S, South Saint Paul, MN 55075-2620 Tax Parcel ID Number: 36-64300-020-09 LEGAL DESCRIPTION OF PROPERTY: Lot 2, Block 9, Riverside Park Addition, Dakota County Minnesota. AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $256,861.68 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: March 11, 2010 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the prop-

under Minn. Stat. §580.30 or the prop erty is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on September 11, 2010, or the next business day if September 11, 2010 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: January 21, 2010 MORTGAGEE: Mortgage Electronic Registration Systems, Inc. Wilford & Geske, P.A. Attorneys for Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 011702F01 2046392 1/21-2/25/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: March 15, 2006 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $196,800.00 MORTGAGOR(S): Carolynn M Hendricks, a single woman MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded: April 12, 2006 Dakota County Recorder Document Number: 2419993 ASSIGNMENTS OF MORTGAGE: And assigned to: Suntrust Mortgage, Inc. Dated: January 12, 2010 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100010402032175915 Lender or Broker: Minnesota Lending Company Residential Mortgage Servicer: SunTrust Mortgage, Inc. Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 8399 Lower 208th St W, Lakeville, MN 55044-9199 Tax Parcel ID Number: 22-56701-050-01 LEGAL DESCRIPTION OF PROPERTY: Lot 5, Block 1, Park Terrace 2nd Addition, Dakota County, Minnesota AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $204,034.78 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: March 11, 2010 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on September 11, 2010, or the next business day if September 11, 2010 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED.

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PRODUCTION, AND ARE ABANDONED. DATED: January 21, 2010 ASSIGNEE OF MORTGAGEE: Suntrust Mortgage, Inc. Wilford & Geske, P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 011709F01 2046238 1/21-2/25/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: F e b r u a r y 6 , 2006 MORTGAGORS: William Farmer and Wendy Farmer, husband and wife. MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Registered February 14, 2006, Dakota County Registrar of Titles, Document No. 584801, Certificate of Title No. 138993. ASSIGNMENTS OF MORTGAGE: Assigned to: Deutsche Bank National Trust Company, as Trustee for First Franklin Mortgage Loan Trust 2006-FF7, Mortgage Pass-Through Certificates, Series 2006-FF7, Dated: June 19, 2009, Recorded: June 29, 2009, Document No. T646296. Said Mortgage being Registered Land. TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100425240006583345 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: First Franklin RESIDENTIAL MORTGAGE SERVICER: Home Loan Services, Inc. MORTGAGED PROPERTY ADDRESS: 8590 134th Street West, Apple Valley, MN 55124 TAX PARCEL I.D. #: 011807713002 LEGAL DESCRIPTION OF PROPERTY: Lot Thirteen (13), Block Two (2) in Cobblestone Manor 3rd Addition, Dakota County, Minnesota. COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $179,200.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $209,226.77 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: April 15, 2010 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on October 15, 2010. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: February 9, 2010. Deutsche Bank National Trust Company, as trustee Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 76-3340 1044640224 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2077778 2/18-3/25/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: December 23, 2005 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $108,920.00 MORTGAGOR(S): Michael J Hocks and Kelly J Hocks, husband and wife MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded: January 05, 2006 Dakota County Recorder Document Number: 2394912 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100177050500011689 Lender or Broker: Cornerstone Mortgage Company Residential Mortgage Servicer: Aurora Loan Services, LLC Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 4130 Rahn Rd # B204, Eagan, MN 55122-2162 Tax Parcel ID Number: 10-22470-204-03 LEGAL DESCRIPTION OF PROPERTY: Unit No. B204, CIC No. 468, Eagan Gardens, Dakota County, Minnesota. AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $112,894.83 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: March 26, 2010 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on September 26, 2010, or the next business day if September 26, 2010 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: February 11, 2010 MORTGAGEE: Mortgage Electronic Registration Systems, Inc. Wilford & Geske, P.A. Attorneys for Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 012165F01 2072011 2/18-3/25/10

PUBLIC NOTICE

MORTGAGE: 100425240010107768 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: First Franklin RESIDENTIAL MORTGAGE SERVICER: Home Loan Services, Inc. MORTGAGED PROPERTY ADDRESS: 4449 Clover Lane Unit B, Eagan, MN 55122 TAX PARCEL I.D. #: 10-22750-050-03 LEGAL DESCRIPTION OF PROPERTY: Lot 5, Block 3, Eden Addition, together with the benefits as contained in Document No. 561844, Dakota County, Minnesota. COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $150,800.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $155,251.15 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: March 4, 2010 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on September 7, 2010. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: January 6, 2010. Deutsche Bank National Trust Company, as trustee Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 76-3557 1044763672 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2039170 1/14-2/18/10

PUBLIC NOTICE

ING TAXES, IF ANY, PAID BY MORT GAGEE: $250,612.95 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: March 9, 2010 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on September 9, 2010. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: January 6, 2010. Chase Home Finance LLC Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 30-7649 1960416527 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2039285 1/14-2/18/10

PUBLIC NOTICE

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�� REDUCED TO FIVE �� WEEKS IF A JUDI allowed by law�� subject to�� redemption within six (6) months from the date of CIAL ORDER IS ENTERED UNDER said sale by the mortgagor(s), their MINNESOTA STATUTES, SECTION personal representatives or assigns 5 8 2 . 0 3 2 , D E T E R M I N I N G , A M O N G unless reduced to Five (5) weeks under OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED MN Stat. §580.07. TIME AND DATE TO VACATE PROP- WITH A RESIDENTIAL DWELLING OF E R T Y : I f t h e r e a l e s t a t e i s a n LESS THAN FIVE UNITS, ARE NOT owner-occupied, single-family dwell- PROPERTY USED IN AGRICULTURAL ing, unless otherwise provided by law, P R O D U C T I O N , A N D A R E the date on or before which the mort- ABANDONED." Dated: January 7, 2010. gagor(s) must vacate the property if the Chase Home Finance LLC mortgage is not reinstated under secMortgagee/Assignee of Mortgagee tion 580.30 or the property is not redeemed under section 580.23 is USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden 11:59 p.m. on September 13, 2010. MORTGAGOR(S) RELEASED FROM Attorneys for Mortgagee/Assignee of FINANCIAL OBLIGATION ON MORT- Mortgagee 4500 Park Glen Road #300 GAGE: None "THE TIME ALLOWED BY LAW FOR Minneapolis, MN 55416 REDEMPTION BY THE MORTGAGOR, (952) 925-6888 30-7623 THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE 1980174748 REDUCED TO FIVE WEEKS IF A JUDI- THIS IS A COMMUNICATION FROM CIAL ORDER IS ENTERED UNDER A DEBT COLLECTOR. 1/14-2/18/10 MINNESOTA STATUTES, SECTION 2039465 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED NOTICE OF WITH A RESIDENTIAL DWELLING OF MORTGAGE FORECLOSURE SALE LESS THAN FIVE UNITS, ARE NOT THE RIGHT TO VERIFICATION PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN ABANDONED." THE TIME PROVIDED BY LAW IS Dated: January 6, 2010. NOT AFFECTED BY THIS ACTION. Chase Home Finance LLC NOTICE IS HEREBY GIVEN, that Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. default has occurred in conditions of the following described mortgage: By: Paul A. Weingarden DATE OF MORTGAGE: M a r c h 1 8 , Attorneys for Mortgagee/Assignee of 2003 Mortgagee MORTGAGORS: M i t c h e l l J . K o z o r 4500 Park Glen Road #300 and Johnie P Kozor, husband and wife. Minneapolis, MN 55416 MORTGAGEE: ABN AMRO Mortgage (952) 925-6888 Group, Inc n/k/a CitiMortgage, Inc. 30-7669 DATE AND PLACE OF RECORDING: 1915366377 THIS IS A COMMUNICATION FROM Recorded May 5, 2003, Dakota County Recorder, Document No. 2042401. A DEBT COLLECTOR. ASSIGNMENTS OF MORTGAGE: 2039305 1/14-2/18/10 NONE TRANSACTION AGENT: NONE TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON NOTICE OF MORTGAGE: NONE MORTGAGE FORECLOSURE SALE LENDER OR BROKER AND MORTTHE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF G A G E O R I G I N A T O R S T A T E D O N THE ORIGINAL CREDITOR WITHIN MORTGAGE: ABN AMRO Mortgage THE TIME PROVIDED BY LAW IS Group, Inc n/k/a CitiMortgage, Inc RESIDENTIAL MORTGAGE SERNOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that VICER: CitiMortgage, Inc. default has occurred in conditions of MORTGAGED PROPERTY ADDRESS: the following described mortgage: 6440 West 163rd Street, Rosemount, DATE OF MORTGAGE: May 30, 2007 MN 55068 MORTGAGOR: Amanda Berendt, a TAX PARCEL I.D. #: 22-21177-010-03 single person. LEGAL DESCRIPTION OF PROPMORTGAGEE: Mortgage Electronic ERTY: Registration Systems, Inc. Lot 1, Block 3, Donnay's Valley Park DATE AND PLACE OF RECORDING: Eighth COUNTY IN WHICH PROPERTY IS Recorded June 15, 2007, Dakota C o u n t y R e c o r d e r , D o c u m e n t N o . LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF 2524407. A S S I G N M E N T S O F M O R T G A G E : MORTGAGE: $143,000.00 Assigned to: Chase Home Finance LLC, AMOUNT DUE AND CLAIMED TO BE Dated: June 18, 2009, Recorded: June DUE AS OF DATE OF NOTICE, INCLUD24, 2009, Document No. 2666354. ING TAXES, IF ANY, PAID BY MORTTRANSACTION AGENT: Mortgage GAGEE: $132,208.56 Electronic Registration Systems, Inc. That prior to the commencement of T R A N S A C T I O N A G E N T ' S M O R T - this mortgage foreclosure proceeding GAGE IDENTIFICATION NUMBER ON Mortgagee/Assignee of Mortgagee comMORTGAGE: 100131022606928251 plied with all notice requirements as LENDER OR BROKER AND MORT- required by statute; That no action or G A G E O R I G I N A T O R S T A T E D O N proceeding has been instituted at law MORTGAGE: American Mortgage Net- o r o t h e r w i s e t o r e c o v e r t h e d e b t work, Inc. secured by said mortgage, or any part R E S I D E N T I A L M O R T G A G E S E R - thereof; VICER: Chase Home Finance LLC PURSUANT to the power of sale conMORTGAGED PROPERTY ADDRESS: tained in said mortgage, the above 7441 143rd Street Court West, Apple described property will be sold by the Valley, MN 55124 Sheriff of said county as follows: TAX PARCEL I.D. #: 01-31102-010-01 DATE AND TIME OF SALE: April 8, LEGAL DESCRIPTION OF PROP- 2010 at 10:00 AM ERTY: PLACE OF SALE: S h e r i f f ' s O f f i c e , Lot 1, Block 1, Greenleaf Town- Law Enforcement Center, 1580 Hwy houses 3rd Addition, Dakota County, 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Minnesota. COUNTY IN WHICH PROPERTY IS Mortgage, and taxes, if any, on said LOCATED: Dakota premises, and the costs and disburseORIGINAL PRINCIPAL AMOUNT OF m e n t s , i n c l u d i n g a t t o r n e y s ' f e e s allowed by law subject to redemption MORTGAGE: $134,500.00 AMOUNT DUE AND CLAIMED TO BE within six (6) months from the date of DUE AS OF DATE OF NOTICE, INCLUD- said sale by the mortgagor(s), their ING TAXES, IF ANY, PAID BY MORT- personal representatives or assigns unless reduced to Five (5) weeks under GAGEE: $152,005.94 That prior to the commencement of MN Stat. §580.07. this mortgage foreclosure proceeding TIME AND DATE TO VACATE PROPMortgagee/Assignee of Mortgagee com- E R T Y : I f t h e r e a l e s t a t e i s a n plied with all notice requirements as owner-occupied, single-family dwellrequired by statute; That no action or ing, unless otherwise provided by law, proceeding has been instituted at law the date on or before which the morto r o t h e r w i s e t o r e c o v e r t h e d e b t gagor(s) must vacate the property if the secured by said mortgage, or any part mortgage is not reinstated under section 580.30 or the property is not thereof; PURSUANT to the power of sale con- redeemed under section 580.23 is tained in said mortgage, the above 11:59 p.m. on October 8, 2010. described property will be sold by the MORTGAGOR(S) RELEASED FROM Sheriff of said county as follows: FINANCIAL OBLIGATION ON MORTDATE AND TIME OF SALE: March GAGE: None 11, 2010 at 10:00 AM "THE TIME ALLOWED BY LAW FOR PLACE OF SALE: S h e r i f f ' s O f f i c e , REDEMPTION BY THE MORTGAGOR, Law Enforcement Center, 1580 Hwy THE MORTGAGOR'S PERSONAL REP55, Lobby #S-100, Hastings, MN RESENTATIVES OR ASSIGNS, MAY BE to pay the debt then secured by said REDUCED TO FIVE WEEKS IF A JUDIMortgage, and taxes, if any, on said CIAL ORDER IS ENTERED UNDER premises, and the costs and disburse- MINNESOTA STATUTES, SECTION ments, including attorneys' fees 582.032, DETERMINING, AMONG allowed by law subject to redemption OTHER THINGS, THAT THE MORTwithin six (6) months from the date of GAGED PREMISES ARE IMPROVED said sale by the mortgagor(s), their WITH A RESIDENTIAL DWELLING OF personal representatives or assigns LESS THAN FIVE UNITS, ARE NOT unless reduced to Five (5) weeks under PROPERTY USED IN AGRICULTURAL MN Stat. §580.07. P R O D U C T I O N , A N D A R E TIME AND DATE TO VACATE PROP- ABANDONED." ERTY: If the real estate is an Dated: February 5, 2010. owner-occupied, single-family dwellCitiMortgage, Inc. ing, unless otherwise provided by law, Mortgagee/Assignee of Mortgagee the date on or before which the mort- USSET, WEINGARDEN AND LIEBO, P.L.L.P. gagor(s) must vacate the property if the By: Paul A. Weingarden mortgage is not reinstated under sec- Attorneys for Mortgagee/Assignee of tion 580.30 or the property is not Mortgagee redeemed under section 580.23 is 4500 Park Glen Road #300 11:59 p.m. on September 13, 2010. Minneapolis, MN 55416 MORTGAGOR(S) RELEASED FROM (952) 925-6888 FINANCIAL OBLIGATION ON MORT10-3218 634537115 GAGE: None "THE TIME ALLOWED BY LAW FOR THIS IS A COMMUNICATION FROM REDEMPTION BY THE MORTGAGOR, A DEBT COLLECTOR. THE MORTGAGOR'S PERSONAL REP- 2076288 2/18-3/25/10 RESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDI- ��

PUBLIC NOTICE

�� ASSIGNMENTS OF MORTGAGE: And assigned to: BAC Home Loans ��

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: J u n e 1 8 , 2007 MORTGAGORS: S e a n R . A n d e r s o n and Melissa R. Anderson, husband and wife. MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded July 3, 2007, Dakota County Recorder, Document No. 2528049. ASSIGNMENTS OF MORTGAGE: Assigned to: U.S. Bank, N.A., Dated: February 2, 2010. TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100249120000102447 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Marketplace Home Mortgage, LLC RESIDENTIAL MORTGAGE SERVICER: U.S. Bank Home Mortgage MORTGAGED PROPERTY ADDRESS: 5030 Brent Avenue East, Inver Grove Heights, MN 55076 TAX PARCEL I.D. #: 20-66200-270-02 LEGAL DESCRIPTION OF PROPERTY: Lots 26 and 27, Block 2, of Sarle's Addition to South St. Paul, Dakota County, Minnesota. COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $197,468.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $204,435.63 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: April 13, 2010 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on October 13, 2010. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: February 8, 2010. U.S. Bank, N. A. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 19-770 6800088678 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2077586 2/18-3/25/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: September 10, 2007 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $219,000.00 MORTGAGOR(S): Steven Howser, a single man MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded: September 25, 2007 Dakota County Recorder Document Number: 2546256 ASSIGNMENTS OF MORTGAGE:

Servicing, LP Dated: January 19, 2010 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100315900000058452 Lender or Broker: River City Mortgage & Financial LLC Residential Mortgage Servicer: BAC Home Loans Servicing, L.P. Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 26026 Chippendale Ave, Northfield, MN 55057-5318 Tax Parcel ID Number: 070290001029 LEGAL DESCRIPTION OF PROPERTY: The North Two Hundred Thirty (230) Feet of the West Two Hundred Sixty (260) feet of the North Four Hundred Sixty (460) feet of the Northwest Quarter of the Northwest Quarter (NW1/4 of NW 1/4) of Section Twentynine (29), Township One Hundred Thirteen (113), Range Nineteen (19), Dakota County, Minnesota, according to the Government Survey thereof AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $225,352.81 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: March 11, 2010 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on September 11, 2010, or the next business day if September 11, 2010 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: January 21, 2010 ASSIGNEE OF MORTGAGEE: BAC Home Loans Servicing, LP Wilford & Geske, P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 010230F01 2047145 1/21-2/25/10

PUBLIC NOTICE

Addition, according to the recorded plat thereof, and situate in Dakota County, Minnesota. COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $108,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $102,046.22 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: March 16, 2010 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on September 16, 2010. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: January 12, 2010. CitiMortgage, Inc. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 10-3047 8361605 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2046794 1/21-2/25/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: September 29, 2003 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $177,837.00 MORTGAGOR(S): Edward Ketcham and Jennifer Ketcham, Husband and Wife MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded: November 07, 2003 Dakota County Recorder Document Number: 2137622 ASSIGNMENTS OF MORTGAGE: And assigned to: BAC Home Loans Servicing, LP Dated: January 18, 2010 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100177700000295824 Lender or Broker: Home Town Mortgage, Inc. Residential Mortgage Servicer: BAC Home Loans Servicing, L.P. Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 8221 Darcy Lane, Inver Grove Heights, MN 55125 Tax Parcel ID Number: 20.18291.490.01 LEGAL DESCRIPTION OF PROPERTY: Lot 49, Block 1, Concord Commons 2nd Addition. AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $183,782.52 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: March 09, 2010 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed

ments, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on September 09, 2010, or the next business day if September 09, 2010 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: January 21, 2010 ASSIGNEE OF MORTGAGEE: BAC Home Loans Servicing, LP Wilford & Geske, P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 011965F01 2046249 1/21-2/25/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: March 06, 2007 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $203,000.00 MORTGAGOR(S): Yemane Girmay and Medhin Kahssay, Husband and Wife and Genet Dessalegne, a single woman MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded: April 06, 2007 Dakota County Recorder Document Number: 2508025 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100025440003688006 Lender or Broker: Lehman Brothers Bank, FSB Residential Mortgage Servicer: Aurora Loan Services, LLC Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 14440 Emerald Path, Apple Valley, MN 55124-6694 Tax Parcel ID Number: 01-23700-220-01 LEGAL DESCRIPTION OF PROPERTY: Lot 22, Block 1, Emerald Point First Addition, Dakota County, Minnesota. AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $205,526.67 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: March 09, 2010 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on September 09, 2010, or the next business day if September 09, 2010 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORT-

OTHER THINGS, THAT THE MORT GAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: January 21, 2010 MORTGAGEE: Mortgage Electronic Registration Systems, Inc. Wilford & Geske, P.A. Attorneys for Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 011707F01 2046039 1/21-2/25/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: June 27, 2006 MORTGAGOR: T h o m a s K a n e , a single person. MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded July 6, 2006, Dakota County Recorder, Document No. 2443217. ASSIGNMENTS OF MORTGAGE: Assigned to: U.S. Bank, N.A., Dated: January 8, 2010. TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100021268000587028 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Bankers Mortgage Company LLC RESIDENTIAL MORTGAGE SERVICER: U.S. Bank Home Mortgage MORTGAGED PROPERTY ADDRESS: 3194 Village Trail, Hastings, MN 55033 TAX PARCEL I.D. #: 19-64379-033-01 LEGAL DESCRIPTION OF PROPERTY: That part of Lots 1, 2, and 3, Block 1, Riverwood 5th Addition lying Southerly of the following described line: Commencing at the Southeast corner of Lot 1, thence Northwesterly along the Easterly line 40.00 feet to the beginning of the line to be described: thence South 78 degrees, 31 minutes 30 seconds West 180.81 feet to the most Westerly line of said Lot 1 and there terminating, Dakota County, Minnesota. COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $191,800.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $192,410.92 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: April 1, 2010 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on October 1, 2010. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: February 8, 2010. U.S. Bank, N. A. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 19-700 6800058702 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2077648 2/18-3/25/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: November 8, 2006 MORTGAGOR: D a v i d B r o w n i n g , a single person. MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded January 19, 2007, Dakota County Recorder, Document No. 2489644. ASSIGNMENTS OF MORTGAGE: Assigned to: CitiMortgage, Inc, Dated: February 5, 2010. TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: none LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: The Cit Group/Consumer Finance Inc RESIDENTIAL MORTGAGE SERVICER: CitiMortgage, Inc. MORTGAGED PROPERTY ADDRESS: 92-94 Logan Avenue West, West Saint Paul, MN 55118 TAX PARCEL I.D. #: 42-42850-130-00 LEGAL DESCRIPTION OF PROPERTY: Lot Thirteen, in Koenke's Addition COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $232,800.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $240,916.47 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: April 14, 2010 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on October 14, 2010. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: February 10, 2010. CitiMortgage, Inc. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 10-3252 771488461 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2077730 2/18-3/25/10

PUBLIC NOTICE

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2282382. ASSIGNMENTS OF MORTGAGE: Assigned to: Aurora Loan Services, LLC, Dated: January 5, 2010. TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100103210000073998 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Prime Mortgage Corporation RESIDENTIAL MORTGAGE SERVICER: Aurora Loan Services LLC MORTGAGED PROPERTY ADDRESS: 2950 Skyline Drive, Eagan, MN 55121 TAX PARCEL I.D. #: 10-88800-131-00 LEGAL DESCRIPTION OF PROPERTY: Lot 13, Zehnder Acres excepting therefrom the South 200 feet, according to the recorded plat thereof on file and of record in the office of the County Recorder, Dakota County, Minnesota. COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $584,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $559,377.67 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: March 4, 2010 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on September 7, 2010. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: January 13, 2010. Aurora Loan Services LLC Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 98-969 0018233841 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2046721 1/21-2/25/10

PUBLIC NOTICE

TAX PARCEL I.D. #: 22-16704-160-06 LEGAL DESCRIPTION OF PROPERTY: Lot 16, Block 6, Cedar Highlands 5th Addition COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $236,175.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $264,991.20 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: March 16, 2010 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on September 16, 2010. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: January 11, 2010. JPMorgan Chase Bank, N.A. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 60-2716 0685841850 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2046861 1/21-2/25/10

PUBLIC NOTICE

thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: March 16, 2010 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on September 16, 2010. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: January 13, 2010. Chase Home Finance LLC Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 30-7597 1064079750 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2045767 1/21-2/25/10

PUBLIC NOTICE

TIME AND DATE TO VACATE PROP ERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on September 20, 2010. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: January 14, 2010. Chase Home Finance LLC Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 30-6873 1942909952 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2046903 1/21-2/25/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: August 30, 2007 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $211,650.00 MORTGAGOR(S): David W Peterson and Debra A Peterson, husband and wife MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded: September 12, 2007 Dakota County Recorder Document Number: 2543327 ASSIGNMENTS OF MORTGAGE: And assigned to: U.S. Bank, N.A. Dated: June 09, 2008 Recorded: June 18, 2008 Dakota County Recorder Document Number: 2597430 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100061907000032979 Lender or Broker: Summit Mortgage Corporation Residential Mortgage Servicer: U.S. Bank Home Mortgage Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 7280 Upper 157th St W, Apple Valley, MN 55124-5125 Tax Parcel ID Number: 01-11650-110-02 LEGAL DESCRIPTION OF PROPERTY: Lot Eleven (11), Block Two (2), Apple Ponds, according to the recorded plat thereof, Dakota County, Minnesota. AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $231,621.71 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: March 05, 2010 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on September 05, 2010, or the next business day if September 05, 2010 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF

��

��DWELLING ��OF �� WITH A RESIDENTIAL LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL NOTICE OF PRODUCTION, AND ARE ABANDONED. MORTGAGE FORECLOSURE SALE DATED: January 21, 2010 THE RIGHT TO VERIFICATION ASSIGNEE OF MORTGAGEE: OF THE DEBT AND IDENTITY OF U.S. Bank, N.A. THE ORIGINAL CREDITOR WITHIN Wilford & Geske, P.A. THE TIME PROVIDED BY LAW IS Attorneys for Assignee of Mortgagee NOT AFFECTED BY THIS ACTION. Lawrence A. Wilford NOTICE IS HEREBY GIVEN, that James A. Geske default has occurred in conditions of 8425 Seasons Parkway, Suite 105 the following described mortgage: Woodbury, MN 55125-4393 DATE OF MORTGAGE: J a n u a r y 9 , (651) 209-3300 2004 File Number: 011264F01 MORTGAGOR: M i c h a e l R . S h e a , a 2043045 1/21-2/25/10 single person. MORTGAGEE: ABN AMRO Mortgage Group, Inc. NKA CitiMortgage, Inc.. NOTICE OF DATE AND PLACE OF RECORDING: MORTGAGE FORECLOSURE SALE Recorded February 6, 2004, Dakota NOTICE IS HEREBY GIVEN that County Recorder, Document No. default has occurred in the conditions 2173094. of the following described mortgage: ASSIGNMENTS OF MORTGAGE: DATE OF MORTGAGE: June 23, 2005 NONE ORIGINAL PRINCIPAL AMOUNT OF TRANSACTION AGENT: NONE MORTGAGE: $208,000.00 TRANSACTION AGENT'S MORTMORTGAGOR(S): Domingo Delos GAGE IDENTIFICATION NUMBER ON Santos and Lerma Delos Santos, Hus- MORTGAGE: NONE band and Wife LENDER OR BROKER AND MORTMORTGAGEE: Pillar Mortgage Ser- G A G E O R I G I N A T O R S T A T E D O N vices Corporation MORTGAGE: ABN AMRO Mortgage DATE AND PLACE OF RECORDING: Group, Inc. NKA CitiMortgage, Inc. Recorded: July 19, 2005 Dakota RESIDENTIAL MORTGAGE SERCounty Recorder VICER: CitiMortgage, Inc. Document Number: 2341590 MORTGAGED PROPERTY ADDRESS: ASSIGNMENTS OF MORTGAGE: 4212 Juniper Point, Eagan, MN 55122 And assigned to: Mortgage ElecTAX PARCEL I.D. #: 10-14800-270-01 tronic Registration Systems, Inc. LEGAL DESCRIPTION OF PROPDated: July 12, 2005 ERTY: Recorded: November 10, 2005 Lot 27, Block 1, Boulder Ridge, CIC Dakota County Recorder #303, Dakota County Document Number: 2379686 COUNTY IN WHICH PROPERTY IS And assigned to: The Bank Of New LOCATED: Dakota York Mellon Fka The Bank Of New ORIGINAL PRINCIPAL AMOUNT OF York As Trustee For The Certificate- MORTGAGE: $149,000.00 holders CWALT, Inc. Alternative Loan AMOUNT DUE AND CLAIMED TO BE Trust 2005-J12 Mortgage Pass-through DUE AS OF DATE OF NOTICE, INCLUDCertificates, Series 2005-J12 ING TAXES, IF ANY, PAID BY MORTDated: November 18, 2008 GAGEE: $138,513.20 Recorded: December 09, 2008 That prior to the commencement of Dakota County Recorder this mortgage foreclosure proceeding Document Number: 2626119 Mortgagee/Assignee of Mortgagee comTransaction Agent: Not Applicable plied with all notice requirements as Transaction Agent Mortgage Identifi- required by statute; That no action or cation Number: Not Applicable proceeding has been instituted at law Lender or Broker: Pillar Mortgage o r o t h e r w i s e t o r e c o v e r t h e d e b t Services Corporation secured by said mortgage, or any part Residential Mortgage Servicer: BAC thereof; Home Loans Servicing, L.P. PURSUANT to the power of sale conMortgage Originator: Not Applicable tained in said mortgage, the above COUNTY IN WHICH PROPERTY IS described property will be sold by the LOCATED: Dakota Sheriff of said county as follows: Property Address: 1426 Circle Dr, DATE AND TIME OF SALE: April 8, Burnsville, MN 55337-5804 2010 at 10:00 AM Tax Parcel ID Number: PLACE OF SALE: S h e r i f f ' s O f f i c e , 02.82202.150.02 Law Enforcement Center, 1580 Hwy L E G A L D E S C R I P T I O N O F P R O P - 55, Lobby #S-100, Hastings, MN ERTY: Lot 15, Block 2, Vista View 3rd to pay the debt then secured by said Addition, Dakota County, Minnesota. Mortgage, and taxes, if any, on said AMOUNT DUE AND CLAIMED TO BE premises, and the costs and disburseD U E A S O F D A T E O F N O T I C E : ments, including attorneys' fees $227,386.97 allowed by law subject to redemption THAT all pre-foreclosure require- within six (6) months from the date of ments have been complied with; that said sale by the mortgagor(s), their no action or proceeding has been insti- personal representatives or assigns tuted at law or otherwise to recover the unless reduced to Five (5) weeks under debt secured by said mortgage, or any MN Stat. §580.07. part thereof; TIME AND DATE TO VACATE PROPPURSUANT to the power of sale con- E R T Y : I f t h e r e a l e s t a t e i s a n t a i n e d i n s a i d m o r t g a g e , t h e owner-occupied, single-family dwellabove-described property will be sold ing, unless otherwise provided by law, by the Sheriff of said county as fol- the date on or before which the mortlows: gagor(s) must vacate the property if the DATE AND TIME OF SALE: April 02, mortgage is not reinstated under sec2010 at 10:00 AM tion 580.30 or the property is not PLACE OF SALE: Dakota County redeemed under section 580.23 is Law Enforcement Center, 1580 High- 11:59 p.m. on October 8, 2010. way 55, Lobby S-100, Hastings, MinneMORTGAGOR(S) RELEASED FROM sota FINANCIAL OBLIGATION ON MORTto pay the debt secured by said mort- GAGE: None gage and taxes, if any, on said pre"THE TIME ALLOWED BY LAW FOR mises and the costs and disburse- REDEMPTION BY THE MORTGAGOR, ments, including attorney fees allowed THE MORTGAGOR'S PERSONAL REPby law, subject to redemption within RESENTATIVES OR ASSIGNS, MAY BE six (6) months from the date of said REDUCED TO FIVE WEEKS IF A JUDIsale by the mortgagor(s), their per- CIAL ORDER IS ENTERED UNDER sonal representatives or assigns. MINNESOTA STATUTES, SECTION If the Mortgage is not reinstated 5 8 2 . 0 3 2 , D E T E R M I N I N G , A M O N G under Minn. Stat. §580.30 or the prop- OTHER THINGS, THAT THE MORTerty is not redeemed under Minn. Stat. GAGED PREMISES ARE IMPROVED §580.23, the Mortgagor must vacate WITH A RESIDENTIAL DWELLING OF the property on or before 11:59 p.m. on LESS THAN FIVE UNITS, ARE NOT October 02, 2010, or the next busi- PROPERTY USED IN AGRICULTURAL ness day if October 02, 2010 falls on a P R O D U C T I O N , A N D A R E Saturday, Sunday or legal holiday. ABANDONED." Mortgagor(s) released from financial Dated: February 4, 2010. obligation: NONE CitiMortgage, Inc. THIS COMMUNICATION IS FROM Mortgagee/Assignee of Mortgagee A DEBT COLLECTOR ATTEMPT- USSET, WEINGARDEN AND LIEBO, P.L.L.P. ING TO COLLECT A DEBT. ANY By: Paul A. Weingarden INFORMATION OBTAINED WILL BE Attorneys for Mortgagee/Assignee of USED FOR THAT PURPOSE. Mortgagee THE RIGHT TO VERIFICATION OF 4500 Park Glen Road #300 THE DEBT AND IDENTITY OF THE Minneapolis, MN 55416 ORIGINAL CREDITOR WITHIN THE (952) 925-6888 TIME PROVIDED BY LAW IS NOT 10-3250 AFFECTED BY THIS ACTION. 642669715 THE TIME ALLOWED BY LAW FOR THIS IS A COMMUNICATION FROM REDEMPTION BY THE MORTGAGOR, A DEBT COLLECTOR. THE MORTGAGOR'S PERSONAL REP- 2070493 2/11-3/25/10 RESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER NOTICE OF MINNESOTA STATUTES, SECTION MORTGAGE FORECLOSURE SALE 582.032, DETERMINING, AMONG N O T I C E I S HEREBY GIVEN that OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED default has occurred in the conditions WITH A RESIDENTIAL DWELLING OF of the following described mortgage: DATE OF MORTGAGE: April 30, 1999 LESS THAN FIVE UNITS, ARE NOT ORIGINAL PRINCIPAL AMOUNT OF PROPERTY USED IN AGRICULTURAL MORTGAGE: $120,175.00 PRODUCTION, AND ARE ABANDONED. MORTGAGOR(S): Christina CarlDATED: February 18, 2010 isano, a single person and James ASSIGNEE OF MORTGAGEE: The Kaufenberg, a single person Bank Of New York Mellon Fka The MORTGAGEE: EquiCredit CorporaBank Of New York As Trustee For tion of Mn. The Certificateholders CWALT, DATE AND PLACE OF RECORDING: Inc. Alternative Loan Trust Recorded: May 21, 1999 Dakota 2005-J12 Mortgage Pass-through County Recorder Certificates, Series 2005-J12 Document Number: 1607141 Wilford & Geske, P.A. ASSIGNMENTS OF MORTGAGE: Attorneys for Assignee of Mortgagee And assigned to: U.S. Bank National Lawrence A. Wilford Association, f/k/a First Bank National James A. Geske Association Trust U/A dated 6/1/99 8425 Seasons Parkway, Suite 105 (EQCC Home Equity Loan Trust Woodbury, MN 55125-4393 1999-2) (651) 209-3300 File Number: 012043F01 2074941 2/18-3/25/10 ��

PUBLIC NOTICE

�� TAX PARCEL I.D. #: 10-84474-050-01 LEGAL DESCRIPTION OF PROP�� 1999 2) Dated: June 07, 2002 Recorded: June 28, 2002 Dakota County Recorder Document Number: 1911151 And assigned to: NationsCredit Financial Services Corporation Dated: May 11, 2009 Recorded: June 05, 2009 Dakota County Recorder Document Number: 2662107 Transaction Agent: Not Applicable Transaction Agent Mortgage Identification Number: Not Applicable Lender or Broker: EquiCredit Corporation of Mn. Residential Mortgage Servicer: Select Portfolio Servicing Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 14304 Portland Ave, Burnsville, MN 55337-4686 Tax Parcel ID Number: 02-84811-030-01 LEGAL DESCRIPTION OF PROPERTY: Lot 3, Block 1, Wood Park Plat Twelve, Dakota County, Minnesota. AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $138,179.22 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: March 15, 2010 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on September 15, 2010, or the next business day if September 15, 2010 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: January 28, 2010 ASSIGNEE OF MORTGAGEE: NationsCredit Financial Services Corporation Wilford & Geske, P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 003813F02 2053271 1/28-3/4/10

PUBLIC NOTICE

ERTY: Lot 5, Block 1, Windtree 5th Addition COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $267,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $179,891.65 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: March 25, 2010 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on September 27, 2010. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: January 18, 2010. JPMorgan Chase Bank, N.A. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 60-2717 0616913067 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2054784 1/28-3/4/10

PUBLIC NOTICE

Mortgagee/Assignee of Mortgagee com plied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: March 18 , 2010 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on September 20, 2010. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: January 15, 2010. U.S. Bank National Association, Trustee Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 40-2959 4001896077 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2054624 1/28-3/4/10

PUBLIC NOTICE

personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on September 23, 2010. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: January 20, 2010. CitiMortgage, Inc. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 10-2768 8312311 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2054994 1/28-3/4/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: August 20, 2007 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $197,000.00 MORTGAGOR(S): Emmanuel Noah, a single person MORTGAGEE: Bremer Bank, National Association DATE AND PLACE OF RECORDING: Recorded: September 18, 2007 Dakota County Recorder Document Number: 2544742 ASSIGNMENTS OF MORTGAGE: And assigned to: Countrywide Bank, FSB Dated: August 20, 2007 Recorded: September 18, 2007 Dakota County Recorder Document Number: 2544743 And assigned to: BAC Home Loans Servicing, L.P. Dated: January 21, 2010 Transaction Agent: Not Applicable Transaction Agent Mortgage Identification Number: Not Applicable Lender or Broker: Bremer Bank, National Association Residential Mortgage Servicer: BAC Home Loans Servicing, L.P. Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 504 13th St, Farmington, MN 55024-1772 Tax Parcel ID Number: 14-22502-090-03 LEGAL DESCRIPTION OF PROPERTY: Lot 9, Block 3, East Farmington Third Addition, Dakota County, Minnesota. AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $199,239.91 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: March 18, 2010 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on September 18, 2010, or the next business day if September 18, 2010 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION

MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: January 28, 2010 ASSIGNEE OF MORTGAGEE: BAC Home Loans Servicing, L.P. Wilford & Geske, P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 011442F01 2053990 1/28-3/4/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: O c t o b e r 1 5 , 2004 MORTGAGOR: Nicole V. Cooper, a single person. MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Registered November 17, 2004, Dakota County Registrar of Titles, Document No. 552339, Certificate of Title No. 134182. ASSIGNMENTS OF MORTGAGE: Assigned to: U.S. Bank, N.A., Dated: February 3, 2010. Said Mortgage being Registered Land. TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100021278907856475 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: U.S. Bank, N.A. RESIDENTIAL MORTGAGE SERVICER: U.S. Bank Home Mortgage MORTGAGED PROPERTY ADDRESS: 14620 Garrett Avenue 204, Apple Valley, MN 55124 TAX PARCEL I.D. #: 01-81401-118-01 LEGAL DESCRIPTION OF PROPERTY: Residential Unit No. 204 and Garage Unit No. 66 in Condominium No. 36, Garrett Square Condominium Homes, Dakota County, Minnesota. COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $121,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $116,811.87 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: April 15, 2010 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on October 15, 2010. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: February 11, 2010. U.S. Bank, N. A. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 19-759 7890785647 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2077563 2/18-3/25/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: February 25, 2008 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $187,000.00 MORTGAGOR(S): Scott T. Orman and Julie Orman, husband and wife MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded: March 14, 2008 Dakota County Recorder Document Number: 2577825 ASSIGNMENTS OF MORTGAGE: And assigned to: BAC Home Loans Servicing, LP Dated: February 16, 2010 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100310900000116628 Lender or Broker: GSF Mortgage Corp Residential Mortgage Servicer: BAC Home Loans Servicing, L.P. Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 1333 9th Ave S, South Saint Paul, MN 55075-3310 Tax Parcel ID Number: 363300015000 LEGAL DESCRIPTION OF PROPERTY: Lot 15, Hirte Replat AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $202,704.17 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: April 02, 2010 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on October 02, 2010, or the next business day if October 02, 2010 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: February 18, 2010 ASSIGNEE OF MORTGAGEE: BAC Home Loans Servicing, LP Wilford & Geske, P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 012796F01 2077842 2/18-3/25/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: August 17, 2004 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $224,000.00 MORTGAGOR(S): Jose P Rubio and Darla A Rubio, husband and wife MORTGAGEE: Wells Fargo Bank, N.A. successor by merger to Wells Fargo Bank Southwest, N.A. formerly known as Wachovia Mortgage, FSB fka World Savings Bank, FSB DATE AND PLACE OF RECORDING: Recorded: October 29, 2004 Dakota County Recorder Document Number: 2262582 Transaction Agent: Not Applicable Transaction Agent Mortgage Identification Number: Not Applicable Lender or Broker: Wells Fargo Bank, N.A. successor by merger to Wells Fargo Bank Southwest, N.A. formerly known as Wachovia Mortgage, FSB fka World Savings Bank, FSB Residential Mortgage Servicer:

��

Residential Mortgage Servicer: Wachovia Mortgage, FSB Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 2629 Borden Way, Inver Grove Heights, MN 55076-2009 Tax Parcel ID Number: 20-81300-040-03 LEGAL DESCRIPTION OF PROPERTY: Lot Four (4), Block Three (3), Valley Heights Addition AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $251,258.43 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: March 01, 2010 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on September 01, 2010, or the next business day if September 01, 2010 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: January 14, 2010 MORTGAGEE: Wells Fargo Bank, N.A. successor by merger to Wells Fargo Bank Southwest, N.A. formerly known as Wachovia Mortgage, FSB fka World Savings Bank, FSB Wilford & Geske, P.A. Attorneys for Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 011495F01 2038285 1/14-2/18/10

PUBLIC NOTICE

this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: March 16, 2010 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on September 16, 2010. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: January 13, 2010. CitiMortgage, Inc. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 10-2983 656639137 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2046834 1/21-2/25/10

PUBLIC NOTICE

premises, and the costs and disburse ments, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on September 9, 2010. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: January 7, 2010. CitiMortgage, Inc. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 10-2975 625752924 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2044695 1/21-2/25/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: M a r c h 1 7 , 2006 MORTGAGORS: Thomas W. Butera and Angela M. Butera, husband and wife. MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded May 8, 2006, Dakota County Recorder, Document No. 2426965. ASSIGNMENTS OF MORTGAGE: Assigned to: CitiMortgage, Inc., Dated: January 8, 2010. TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100146401525003813 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Primary Residential Mortgage, Inc. RESIDENTIAL MORTGAGE SERVICER: CitiMortgage, Inc. MORTGAGED PROPERTY ADDRESS: 15515 Cornell Trail, Rosemount, MN 55068 TAX PARCEL I.D. #: 34-81310-230-06 LEGAL DESCRIPTION OF PROPERTY: Lot 23, Block 6, Valley Oak Addition Replat, Dakota County, Minnesota. COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $153,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $159,879.52 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: March 16, 2010 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on September 16, 2010. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE

RESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: January 12, 2010. CitiMortgage, Inc. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 10-3046 2003458067 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2046774 1/21-2/25/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: January 26, 2007 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $239,600.00 MORTGAGOR(S): Bradley James Bahe and Kari Lee Bahe, husband and wife MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF REGISTERING: Registered: February 12, 2007 Dakota County Registrar of Titles Document Number: 605798 ASSIGNMENTS OF MORTGAGE: And assigned to: BAC Home Loans Servicing, LP Dated: February 12, 2010 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100257000001145109 Lender or Broker: VIRTUALBANK, a Division of Lydian Private Bank Residential Mortgage Servicer: BAC Home Loans Servicing, L.P. Mortgage Originator: Not Applicable CERTIFICATE OF TITLE NUMBER: 141978 COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 13600 Hemlock Ct, Apple Valley, MN 55124-9580 Tax Parcel ID Number: 01-56775-250-03 LEGAL DESCRIPTION OF PROPERTY: Lot Twenty-five (25), Block Three (3), in Palomino Woods, Dakota County, Minnesota AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $240,091.39 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; that this is registered property; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: April 02, 2010 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on October 02, 2010, or the next business day if October 02, 2010 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: February 18, 2010 ASSIGNEE OF MORTGAGEE: BAC Home Loans Servicing, LP Wilford & Geske, P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 012681F01 2075551 2/18-3/25/10

�� and�� Cassandra Fransen, �� husband wife.

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: July 19, 2006 MORTGAGOR: Nora Mercely Sunsin, a single person. MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded August 24, 2006, Dakota County Recorder, Document No. 2456020. ASSIGNMENTS OF MORTGAGE: Assigned to: Deutsche Bank National Trust Company, as Trustee for HarborView Mortgage Loan Trust Mortgage Loan Pass-Through Certificates, Series 2006-14, Dated: December 7, 2009, Recorded: January 26, 2010, Document No. 2710262. TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100024200013575341 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: American Home Mortgage RESIDENTIAL MORTGAGE SERVICER: American Home Mortgage Servicing, Inc MORTGAGED PROPERTY ADDRESS: 528 15th Avenue North, South Saint Paul, MN 55075 TAX PARCEL I.D. #: 363340007003 LEGAL DESCRIPTION OF PROPERTY: Lot 7 and the South Half of Lot 6, Block 3, Holly Addition to the City of South St. Paul, Dakota County, MN COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $189,900.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $233,337.33 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: April 8, 2010 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on October 8, 2010. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: February 10, 2010. Deutsche Bank National Trust Company, as trustee Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 40-2951 0031267438 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2077516 2/18-3/25/10

PUBLIC NOTICE

MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded August 30, 2004, Dakota County Recorder, Document No. 2243418. ASSIGNMENTS OF MORTGAGE: Assigned to: Chase Home Finance LLC, Dated: January 14, 2010. TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100052550022768476 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Source Lending Corp. RESIDENTIAL MORTGAGE SERVICER: Chase Home Finance LLC MORTGAGED PROPERTY ADDRESS: 132 3rd Avenue South, South Saint Paul, MN 55075 TAX PARCEL I.D. #: 36-32550-220-12 LEGAL DESCRIPTION OF PROPERTY: LOT 22, BLOCK 12, HEPBURN PARK ADDITION TO THE CITY OF ST. PAUL, DAKOTA COUNTY, MINNESOTA. COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $165,750.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $168,432.77 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: March 25, 2010 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on September 27, 2010. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: January 14, 2010. Chase Home Finance LLC Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 30-7089 1941064477 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2054607 1/28-3/4/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: January 26, 2007 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $512,000.00 MORTGAGOR(S): Keith C. Vogel, a single man and Brian J. Vogel and Althea Toliver-Vogel, husband and wife MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded: February 07, 2007 Dakota County Recorder Document Number: 2494635 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100092047103769210 Lender or Broker: Webster Bank, N.A. Residential Mortgage Servicer: Aurora Loan Services, LLC Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 9130 250th St E, Hampton, MN 55031-8730 Tax Parcel ID Number: 170240001201 LEGAL DESCRIPTION OF PROPERTY: The East 662 feet of the West

��

�� Sheriff �� of said�� county as follows: DATE AND TIME OF SALE: March �� ERTY: The East 662 feet of the West 1322 feet of the North H a l f o f t h e Northeast Quarter of Section 24, Township 113, Range 18 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $483,159.96 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: March 15, 2010 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within twelve (12) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on March 15, 2011, or the next business day if March 15, 2011 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: January 28, 2010 MORTGAGEE: Mortgage Electronic Registration Systems, Inc. Wilford & Geske, P.A. Attorneys for Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 010556F01 2051713 1/28-3/4/10

PUBLIC NOTICE

25, 2010 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on September 27, 2010. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: January 19, 2010. Bayview Loan Servicing, LLC Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 90-1443 0000400668 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2054928 1/28-3/4/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: September 19, 2006 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $450,000.00 MORTGAGOR(S): Frank T Martin and Lisa M Martin, husband and wife MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded: November 02, 2006 Dakota County Recorder Document Number: 2472933 ASSIGNMENTS OF MORTGAGE: And assigned to: The Bank of New York Mellon fka the Bank of New York as Trustee for the Certificateholders CWABS, Inc., Asset-backed Certificates, Series 2006-20 Dated: December 14, 2009 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100015700062128679 Lender or Broker: Countrywide Home Loans, Inc. Residential Mortgage Servicer: BAC Home Loans Servicing, L.P. Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 1445 Stickney Ave, South Saint Paul, MN 55075-1045 Tax Parcel ID Number: 36-84100-030-01 LEGAL DESCRIPTION OF PROPERTY: Lot 3, Block 1, Wilson Heights, Dakota County, Minnesota. AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $529,879.89 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: March 16, 2010 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on September 16, 2010, or the next business day if September 16, 2010 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE

THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: January 28, 2010 ASSIGNEE OF MORTGAGEE: The Bank of New York Mellon fka the Bank of New York as Trustee for the Certificateholders CWABS, Inc., Asset-backed Certificates, Series 2006-20 Wilford & Geske, P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 011015F01 2053790 1/28-3/4/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: A u g u s t 2 3 , 2006 MORTGAGOR: Juan J. Mena, a married man. MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded October 2, 2006, Dakota County Recorder, Document No. 2465326. ASSIGNMENTS OF MORTGAGE: Assigned to: Bayview Loan Servicing, LLC, Dated: October 26, 2009, Recorded: December 18, 2009, Document No. 2703320. TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100382200131362313 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Minnesota Home Mortgage Corporation RESIDENTIAL MORTGAGE SERVICER: Bayview Loan Servicing, LLC MORTGAGED PROPERTY ADDRESS: 1 0 1 2 2 n d S t r e e t , F a r m i n g t o n , MN 55024 TAX PARCEL I.D. #: 14-63200-050-02 LEGAL DESCRIPTION OF PROPERTY: Lot 5, Block 2, Rei-Mac Addition COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $192,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $200,796.06 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: March 25, 2010 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on September 27, 2010. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: January 19, 2010. Bayview Loan Servicing, LLC Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden

By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 90-1478 0000403539 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2054822 1/28-3/4/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: June 28, 2004 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $108,000.00 MORTGAGOR(S): Amane Joanem, a single woman MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded: August 24, 2004 Dakota County Recorder Document Number: 2241327 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100025440001715884 Lender or Broker: Lehman Brothers Bank, FSB, a Federal Savings Bank Residential Mortgage Servicer: Aurora Loan Services, LLC Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 401 E Burnsville Pkwy Apt 317, Burnsville, MN 55337-2855 Tax Parcel ID Number: 02-52001-317-00 LEGAL DESCRIPTION OF PROPERTY: Apartment No. 317, Apartment Ownership No. 18, Windham Hills, a Condominum, Dakota County, Minnesota. AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $111,854.25 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: October 16, 2009 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on October 13, 2010, or the next business day if October 13, 2010 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: September 03, 2009 MORTGAGEE: Mortgage Electronic Registration Systems, Inc. Wilford & Geske, P.A. Attorneys for Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 008134F01 NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for October 16, 2009 at 10:00 AM has been postponed to November 19, 2009 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State. DATED: October 16, 2009 MORTGAGEE: Mortgage Electronic Registration Systems, Inc. NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for November 19, 2009 at 10:00 AM has been postponed to December 30, 2009 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State.

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: December 02, 2004 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $226,400.00 MORTGAGOR(S): Patricia Dickison, a single person MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded: February 16, 2005 Dakota County Recorder Document Number: 2296616 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100137510000172520 Lender or Broker: Lakeland Mortgage Corporation Residential Mortgage Servicer: Aurora Loan Services, LLC Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 20563 Camden Path, Farmington, MN 55024-7141 Tax Parcel ID Number: 147490101001 LEGAL DESCRIPTION OF PROPERTY: Lot 1, Block 1, Tamarack Ridge 2nd Addition AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $233,485.47 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: April 08, 2010 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on October 08, 2010, or the next business day if October 08, 2010 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: February 18, 2010 MORTGAGEE: Mortgage Electronic Registration Systems, Inc. Wilford & Geske, P.A. Attorneys for Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 012448F01 2075658 2/18-3/25/10

PUBLIC NOTICE

MORTGAGED PROPERTY ADDRESS: 13645 Everton Avenue, Apple Valley, MN 55124 TAX PARCEL I.D. #: 01-31105-030-07 LEGAL DESCRIPTION OF PROPERTY: Lot 3, Block 7, Greenleaf Townhouses Sixth Addition, Dakota County, Minnesota. COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $139,400.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $136,298.05 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: March 16, 2010 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on September 16, 2010. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: January 13, 2010. CitiMortgage, Inc. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 10-3097 615124776 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2046809 1/21-2/25/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: February 17, 2005 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $119,400.00 MORTGAGOR(S): Carl Gerke, a single man MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded: March 21, 2005 Dakota County Recorder Document Number: 2305910 ASSIGNMENTS OF MORTGAGE: And assigned to: GreenPoint Mortgage Funding, Inc. Dated: December 17, 2008 Recorded: January 12, 2009 Dakota County Recorder Document Number: 2630514 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100013800861389068 Lender or Broker: GreenPoint Mortgage Funding, Inc. Residential Mortgage Servicer: BAC Home Loans Servicing, L.P. Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 681 E Burnsville Pkwy, Burnsville, MN 55337-3617 Tax Parcel ID Number: 02-57200-036-00 LEGAL DESCRIPTION OF PROPERTY: Apartment No. 26, Building 6, Condominium File No. 30, Burnsville Townhomes, Dakota County, Minnesota. AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $135,847.17 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold

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above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: March 11, 2010 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on September 11, 2010, or the next business day if September 11, 2010 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: January 21, 2010 ASSIGNEE OF MORTGAGEE: GreenPoint Mortgage Funding, Inc. Wilford & Geske, P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 010414F01 2042194 1/21-2/25/10

PUBLIC NOTICE

to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on September 27, 2010. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED." Dated: January 21, 2010. PNC Bank, National Association Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 4-1440 0004987600 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2052604 1/28-3/4/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: November 08, 2007 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $189,000.00 MORTGAGOR(S): Thomas Aegerter and Donna Aegerter, husband and wife, as joint tenants MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded: November 30, 2007 Dakota County Recorder Document Number: 2558904 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100062604758105037 Lender or Broker: Homecomings Financial, LLC (K/K/A Homecomings Financial Network, Inc.) Residential Mortgage Servicer: GMAC Mortgage, LLC Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 359 1st Ave S, South Saint Paul, MN 55075-2604 Tax Parcel ID Number: 36-64300-050-18 LEGAL DESCRIPTION OF PROPERTY: Lots 4 and 5, Block 18 Riverside Park Addition to the City of St. Paul. AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $196,701.23 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: March 15, 2010 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on September 15, 2010, or the next business day if September 15, 2010 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION

MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: January 28, 2010 MORTGAGEE: Mortgage Electronic Registration Systems, Inc. Wilford & Geske, P.A. Attorneys for Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 008076F03 2053321 1/28-3/4/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: O c t o b e r 2 , 2003 MORTGAGOR: Cheryl L. Roberts, an unmarried woman. MORTGAGEE: J P M o r g a n C h a s e Bank, National Association as successor in interest to Washington Mutual Bank, FA. DATE AND PLACE OF RECORDING: Recorded November 25, 2003, Dakota County Recorder, Document No. 2144970. ASSIGNMENTS OF MORTGAGE: NONE TRANSACTION AGENT: NONE TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: NONE LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Washington Mutual Bank, FA RESIDENTIAL MORTGAGE SERVICER: JPMorgan Chase Bank, National Association MORTGAGED PROPERTY ADDRESS: 1887 Silver Bell Road #215, Eagan, MN 55122 TAX PARCEL I.D. #: 102245153501 LEGAL DESCRIPTION OF PROPERTY: Apartment Unit No. 215, together with Garage No. 10, Condominium File No. 42, Shannon Glen Condominium, Dakota County, Minnesota. COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $104,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $112,119.14 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: April 8, 2010 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on October 8, 2010. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: February 2, 2010. JPMorgan Chase Bank, N.A. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 60-2598 0662771492 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2070538 2/11-3/18/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: M a r c h 1 6 , 2006 MORTGAGORS: Jon Hall and Billee Jo Hall, husband and wife. MORTGAGEE: Mortgage Electronic Registration Systems, Inc.. DATE AND PLACE OF RECORDING: Recorded May 24, 2006, Dakota County Recorder, Document No. 2432376. ASSIGNMENTS OF MORTGAGE: Assigned to: Deutsche Bank National Trust Company, as Trustee for First Franklin Mortgage Loan Trust 2006-FF9, Mortgage Pass-Through Certificates, Series 2006-FF9, Dated: April 9, 2009, Recorded: April 30, 2009, Document No. 2653778. TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100425240006820440 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: First Franklin RESIDENTIAL MORTGAGE SERVICER: Home Loan Services, Inc. MORTGAGED PROPERTY ADDRESS: 4667 Blaylock Way, Inver Grove Heights, MN 55076 TAX PARCEL I.D. #: 20-44001-601-07 LEGAL DESCRIPTION OF PROPERTY: Unit Number 2601, Lafayette Park, Common Interest Community No. 370, a Condominium located in Dakota County, Minnesota. COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $172,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $185,684.23 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: April 1, 2010 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on October 1, 2010. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: February 4, 2010. Deutsche Bank National Trust Company, as trustee Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 76-3211 1044656394 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2070631 2/11-3/18/10

PUBLIC NOTICE

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�� MORTGAGEE: Mortgage Electronic 411 Marie�� Ave., St. Paul, MN 55111. TAX PARCEL I.D. NO.: Registration Systems, Inc. DATE AND PLACE OF RECORDING: 36-32550-010-09 LEGAL DESCRIPTION OF PROPRecorded August 17, 2005, Dakota C o u n t y R e c o r d e r , D o c u m e n t N o . ERTY: The East 39.8 feet of Lot 1, 2 3 5 1 9 1 8 , a s c o r r e c t e d b y o r d e r Block 9, Hepburn Park Addition to the recorded: December 28, 2009 as doc. # City of St. Paul, together with (I) all buildings and 2704728. A S S I G N M E N T S O F M O R T G A G E : improvements located on the property Assigned to: CitiMortgage, Inc., Dated: and (II) all machinery, equipment, fixDecember 23, 2009. tures and personal property located on TRANSACTION AGENT: Mortgage t h e p r o p e r t y o w n e d b y t h e Electronic Registration Systems, Inc. mortgagor(s) and used in connection T R A N S A C T I O N A G E N T ' S M O R T - with the operation and occupancy GAGE IDENTIFICATION NUMBER ON thereof. COUNTY IN WHICH PROPERTY IS MORTGAGE: 100146850105032628 LENDER OR BROKER AND MORT- LOCATED: Dakota. ORIGINAL PRINCIPAL AMOUNT OF GAGE ORIGINATOR STATED ON MORTGAGE: Orangeburg National MORTGAGE: $100,500.00. Bank AMOUNT CLAIMED TO BE DUE ON R E S I D E N T I A L M O R T G A G E S E R - THE MORTGAGE ON THE DATE OF VICER: CitiMortgage, Inc. THIS NOTICE: $105,415.02. MORTGAGED PROPERTY ADDRESS: The holder of the mortgage has com100 7th Street, Farmington, MN 55024 plied with all conditions precedent to TAX PARCEL I.D. #: 14-20600-080-02 acceleration of the debt secured by the LEGAL DESCRIPTION OF PROP- mortgage and foreclosure of the mortERTY: gage and all notice and other requireLot 7 and the East 30 Feet of Lot 8, ments of applicable statutes. That no Block 2, of C. M. Dittman's Addition action or proceeding has been instito Farmington, according to the plat tuted at law or otherwise to recover the thereof on file or of Record in the debt secured by said mortgage, or any Office of the County Recorder in and part thereof. for Dakota County, Minnesota. PURSUANT to the power of sale conCOUNTY IN WHICH PROPERTY IS tained in said mortgage, the above LOCATED: Dakota described property will be sold by the ORIGINAL PRINCIPAL AMOUNT OF Sheriff of said county as follows: MORTGAGE: $155,200.00 DATE AND TIME OF SALE: March AMOUNT DUE AND CLAIMED TO BE 23, 2010 at 10:00 a.m. DUE AS OF DATE OF NOTICE, INCLUDPLACE OF SALE: Dakota County ING TAXES, IF ANY, PAID BY MORT- Sheriff's Office, Law Enforcement CenGAGEE: $160,960.97 ter, 1580 Highway 55, Hastings, MN That prior to the commencement of 55033. to pay the debt then secured by said this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee commortgage, and taxes, if any, on said plied with all notice requirements as premises, and the costs and disburserequired by statute; That no action or m e n t s , i n c l u d i n g a t t o r n e y s ' f e e s proceeding has been instituted at law allowed by law subject to redemption o r o t h e r w i s e t o r e c o v e r t h e d e b t within six (6) months from the date of secured by said mortgage, or any part said sale by the mortgagor(s), their thereof; personal representatives or assigns. MORTGAGOR(S) RELEASED FROM PURSUANT to the power of sale contained in said mortgage, the above FINANCIAL OBLIGATION ON MORTdescribed property will be sold by the GAGE: None. Sheriff of said county as follows: Dated: January 25, 2010. DATE AND TIME OF SALE: March /s/ Anna C. Mickelson -for-BAYVIEW 18, 2010 at 10:00 AM ANNA C. MICKELSON PLACE OF SALE: S h e r i f f ' s O f f i c e , LOAN SERVICING, LLC, Assignee Law Enforcement Center, 1580 Hwy Atty. I.D. #347814 55, Lobby #S-100, Hastings, MN MURNANE BRANDT to pay the debt then secured by said Attorneys for Assignee Mortgage, and taxes, if any, on said 30 East Seventh Street, Suite 3200 premises, and the costs and disburse- St. Paul, Minnesota 55101 m e n t s , i n c l u d i n g a t t o r n e y s ' f e e s Telephone (651) 227-9411 allowed by law subject to redemption THIS IS A COMMUNICATION FROM within six (6) months from the date of A DEBT COLLECTOR. said sale by the mortgagor(s), their 1043530 1/28-3/4/10 personal representatives or assigns 2052814 unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPNOTICE OF ERTY: If the real estate is an MORTGAGE FORECLOSURE SALE owner-occupied, single-family dwellTHE RIGHT TO VERIFICATION ing, unless otherwise provided by law, the date on or before which the mort- OF THE DEBT AND IDENTITY OF gagor(s) must vacate the property if the THE ORIGINAL CREDITOR WITHIN mortgage is not reinstated under sec- THE TIME PROVIDED BY LAW IS tion 580.30 or the property is not NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that redeemed under section 580.23 is default has occurred in conditions of 11:59 p.m. on September 20, 2010. MORTGAGOR(S) RELEASED FROM the following described mortgage: DATE OF MORTGAGE: J u n e 1 4 , FINANCIAL OBLIGATION ON MORT2005 GAGE: None MORTGAGOR: Igor N. Karpich, a "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, single man. MORTGAGEE: Mortgage Electronic THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE Registration Systems, Inc. DATE AND PLACE OF RECORDING: REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER R e c o r d e d J u l y 1 4 , 2 0 0 5 , D a k o t a C o unty Recorder, Document No. MINNESOTA STATUTES, SECTION 5 8 2 . 0 3 2 , D E T E R M I N I N G , A M O N G 2340008. ASSIGNMENTS OF MORTGAGE: OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED Assigned to: Bayview Loan Servicing, WITH A RESIDENTIAL DWELLING OF L L C , D a t e d : O c t o b e r 7 , 2 0 0 9 , LESS THAN FIVE UNITS, ARE NOT Recorded: November 12, 2009, DocuPROPERTY USED IN AGRICULTURAL ment No. 2696114. TRANSACTION AGENT: Mortgage P R O D U C T I O N , A N D A R E Electronic Registration Systems, Inc. ABANDONED." TRANSACTION AGENT'S MORTDated: January 12, 2010. GAGE IDENTIFICATION NUMBER ON CitiMortgage, Inc. MORTGAGE: 100015901074384983 Mortgagee/Assignee of Mortgagee LENDER OR BROKER AND MORTUSSET, WEINGARDEN AND LIEBO, P.L.L.P. GAGE ORIGINATOR STATED ON By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of MORTGAGE: CTX Mortgage Company, LLC Mortgagee RESIDENTIAL MORTGAGE SER4500 Park Glen Road #300 VICER: Bayview Loan Servicing, LLC Minneapolis, MN 55416 MORTGAGED PROPERTY ADDRESS: (952) 925-6888 15620 Echo Ridge Road, Apple Valley, 10-2221 MN 55124 2002992351 TAX PARCEL I.D. #: 01-18052-004-31 THIS IS A COMMUNICATION FROM LEGAL DESCRIPTION OF PROPA DEBT COLLECTOR. ERTY: 2052795 1/28-3/4/10 Unit No. 1004, CIC Number 484, A Condominium, Legacy Homes at Cobblestone Lake North Shore, Dakota County, Minnesota NOTICE OF COUNTY IN WHICH PROPERTY IS MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN, that LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF default has occurred in the conditions MORTGAGE: $166,492.00 of the following described mortgage: AMOUNT DUE AND CLAIMED TO BE DATE OF MORTGAGE: September DUE AS OF DATE OF NOTICE, INCLUD28, 2006. M O R T G A G O R ( S ) : A l t h e a J . ING TAXES, IF ANY, PAID BY MORTGAGEE: $177,260.38 Toliver-Vogel, a married person. That prior to the commencement of MORTGAGEE: Bayview Financial this mortgage foreclosure proceeding Small Business Funding, LLC. DATE AND PLACE OF RECORDING: Mortgagee/Assignee of Mortgagee comFiled October 12, 2006, Dakota County plied with all notice requirements as required by statute; That no action or Recorder, as Document No. 2467899. ASSIGNMENT(S) OF MORTGAGE: proceeding has been instituted at law Assigned to Bayview Loan Servicing, o r o t h e r w i s e t o r e c o v e r t h e d e b t LLC, by assignment dated March 15, secured by said mortgage, or any part 2007, recorded April 23, 2007, as thereof; PURSUANT to the power of sale conDocument No. 2511464. The land described in said mortgage tained in said mortgage, the above described property will be sold by the is not registered land. MORTGAGE HOLDER (as defined in Sheriff of said county as follows: DATE AND TIME OF SALE: March section 58.02): 25, 2010 at 10:00 AM Transaction Agent: NA. Transaction Agent's Mortgage IdentiPLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy fication Number on Mortgage: NA. Lender or Broker: Bayview Loan Ser- 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said vicing, LLC. Mortgage, and taxes, if any, on said Residential Mortgage Servicer: NA. MORTGAGE ORIGINATOR (as defined premises, and the costs and disbursein section 58.02): Bayview Financial m e n t s , i n c l u d i n g a t t o r n e y s ' f e e s allowed by law subject to redemption Small Business Funding, LLC. MORTGAGED PROPERTY ADDRESS: �� 411 Marie Ave., St. Paul, MN 55111.

PUBLIC NOTICE

�� REDEMPTION �� BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REP�� allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on September 27, 2010. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: January 19, 2010. Bayview Loan Servicing, LLC Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 90-1444 0000400951 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2054886 1/28-3/4/10

PUBLIC NOTICE

RESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: January 19, 2010. Beneficial Loan and Thrift Co. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 43-430 54170200576097 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2055133 1/28-3/4/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN: That default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: March 3, 2006 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $174,000.00 MORTGAGOR(S): Sherwin Pugh, Nethdra Pugh, husband and wife MORTGAGEE: Mortgage Electronic Registration Systems, Inc. as nominee for MILA, INC TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc MIN#: 1001752-0000294139-4 SERVICER: Ocwen Loan Servicing, LLC LENDER: MILA, INC. DATE AND PLACE OF FILING: Dakota County Minnesota, Recorder, on March 23, 2006, as Document No. 2414646 ASSIGNED TO: HSBC Bank USA, N.A., as Trustee on behalf of ACE Securities Corp. Home Equity Loan Trust and for the registered holders of ACE Securities Corp. Home Equity Loan Trust, Series 2006-HE3, Asset Backed Pass-Through Certificates Dated: June 29, 2006, and recorded January 19, 2010 by Document No. 2708724. LEGAL DESCRIPTION OF PROPERTY: Lot 9, Block 1, Tarbox Addition to South St. Paul, Dakota County, Minnesota. PROPERTY ADDRESS: 533 9th Avenue South, South Saint Paul, MN 55075 PROPERTY I.D: 36-75100-090-01 COUNTY IN WHICH PROPERTY IS LOCATED: Dakota THE AMOUNT CLAIMED TO BE DUE ON THE MORTGAGE ON THE DATE OF THE NOTICE: One Hundred Eighty Thousand Eight Hundred Ninety-Nine and 56/100 ($180,899.56) THAT no action or proceeding has been instituted at law to recover the debt secured by said mortgage, or any part thereof; that there has been compliance with all pre-foreclosure notice and acceleration requirements of said mortgage, and/or applicable statutes; PURSUANT, to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: 10:00 AM on April 6, 2010 PLACE OF SALE: Sheriff`s Main Office, Law Enforcement Center, 1580 Highway 55, Hastings MN 55033-2343 to pay the debt then secured by said mortgage and taxes, if any actually paid by the mortgagee, on the premises and the costs and disbursements allowed by law. The time allowed by law for redemption by said mortgagor(s), their personal representatives or assigns is 6 months from the date of sale. "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR`S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: February 18, 2010 HSBC Bank USA, N.A., as Trustee on behalf of ACE Securities Corp. Home Equity Loan Trust and for the registered holders of ACE Securities Corp. Home Equity Loan Trust, Series 2006-HE3, Asset Backed Pass-Through Certificates Randall S. Miller & Associates, P.C. Attorneys for Assignee of Mortgage/ Mortgagee One Financial Plaza, 120 South Sixth Street, Suite 1100 Minneapolis, MN 55402 Phone: 612-573-3677 Our File No. 09MN00188-1 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. ASAP# 3444285 02/18/2010, 02/25/2010, 03/04/2010, 03/11/2010, 03/18/2010, 03/25/2010 2070852 2/18-3/25/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: April 16, 2001 MORTGAGOR: Mark D. Nowack, an unmarried man. MORTGAGEE: B a n k o f A m e r i c a , National Association as successor by merger to Fleet National Bank. DATE AND PLACE OF RECORDING: Recorded June 4, 2001, Dakota County Recorder, Document No. 1779556. ASSIGNMENTS OF MORTGAGE: Assigned to: JPMorgan Chase Bank, National Association, Dated: March 31, 2009, Recorded: May 11, 2009, Document No. 2655883. TRANSACTION AGENT: NONE TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: NONE LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Fleet National Bank RESIDENTIAL MORTGAGE SERVICER: JPMorgan Chase Bank, National Association MORTGAGED PROPERTY ADDRESS: 11180 166th Street, West Lakeville, MN 55044 TAX PARCEL I.D. #: 224435013002 LEGAL DESCRIPTION OF PROPERTY: Lot 13, Block 2, Lakeville Hills COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $97,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $93,755.34 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: April 8, 2010 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on October 8, 2010. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: February 1, 2010. JPMorgan Chase Bank, N.A. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 60-2061 8015887543 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2070570 2/11-3/18/10

PUBLIC NOTICE

NONE Said Mortgage being Registered Land. TRANSACTION AGENT: NONE TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: NONE LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Household Industrial Finance Company RESIDENTIAL MORTGAGE SERVICER: HSBC Consumer Lending Mortgage MORTGAGED PROPERTY ADDRESS: 221 Grand Avenue West Unit 305, South Saint Paul, MN 55075 TAX PARCEL I.D. #: 36-72850-305-20 LEGAL DESCRIPTION OF PROPERTY: Unit No. 305, Grand Hill Condominium, Common Interest Community No. 461, Dakota County, Minnesota. COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $119,496.29 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $125,912.27 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: March 25, 2010 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on September 27, 2010. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: January 19, 2010. Household Industrial Finance Company Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 43-433 0017852880 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2055147 1/28-3/4/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: June 06, 2003 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $186,000.00 MORTGAGOR(S): Kathleen M Stein, a single person MORTGAGEE: Bankers Mortgage Company, LLC DATE AND PLACE OF REGISTERING: Registered: July 24, 2003 Dakota County Registrar of Titles Document Number: 0507337 ASSIGNMENTS OF MORTGAGE: And assigned to: TCF Mortgage Corporation Dated: June 06, 2003 Registered: July 24, 2003 Dakota County Registrar of Titles Document Number: 0507338 And assigned to: Mortgage Electronic Registration Systems, Inc. Dated: May 01, 2006 Registered: May 09, 2006 Dakota County Registrar of Titles Document Number: 589806 And assigned to: U.S. Bank National Association Dated: January 19, 2010 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100021248001879913 Lender or Broker: Bankers Mortgage Company, LLC Residential Mortgage Servicer: U.S. Bank Home Mortgage Mortgage Originator: Not Applicable CERTIFICATE OF TITLE NUMBER:

CERTIFICATE OF TITLE NUMBER: 122758 COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 4729 W Wind Trl, Eagan, MN 55122-3603 Tax Parcel ID Number: 10-56750-080-03 LEGAL DESCRIPTION OF PROPERTY: Lot 8, Block 3, Park Ridge, Dakota County, Minnesota. AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $127,058.77 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; that this is registered property; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: March 18, 2010 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on September 18, 2010, or the next business day if September 18, 2010 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: January 28, 2010 ASSIGNEE OF MORTGAGEE: U.S. Bank National Association Wilford & Geske, P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 011746F01 2053606 1/28-3/4/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: May 10, 2006 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $207,000.00 MORTGAGOR(S): Eric W. Benson and Lynn E. Benson, husband and wife MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded: May 24, 2006 Dakota County Recorder Document Number: 2432166 ASSIGNMENTS OF MORTGAGE: And assigned to: Provident Funding Associates, L.P. Dated: December 31, 2009 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100017918160400711 Lender or Broker: Provident Funding Associates, L.P. Residential Mortgage Servicer: Provident Funding Associates Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 16416 Griffon Trl, Lakeville, MN 55044-9063 Tax Parcel ID Number: 22-27601-050-02 LEGAL DESCRIPTION OF PROPERTY: Lot 5, Block 2, Foxborough 2nd Addition, Dakota County, Minnesota. AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $205,944.48 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: March 12, 2010 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said pre-

gage and taxes, if any, on said pre mises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on September 12, 2010, or the next business day if September 12, 2010 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: January 28, 2010 ASSIGNEE OF MORTGAGEE: Provident Funding Associates, L.P. Wilford & Geske, P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 011363F01 2048053 1/28-3/4/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: June 30, 2006 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $327,761.00 MORTGAGOR(S): Nathan Erickson, a single person MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded: July 18, 2006 Dakota County Recorder Document Number: 2446311 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100177700000395129 Lender or Broker: Kleinbank dba Kleinmortgage Residential Mortgage Servicer: Aurora Loan Services, LLC Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 13225 Galena Way, Apple Valley, MN 55337 Tax Parcel ID Number: 01-73126-080-01 LEGAL DESCRIPTION OF PROPERTY: Lot 8, Block 1, Summerfield Townhomes 2nd Addition, Dakota County, Minnesota. AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $328,837.72 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: March 18, 2010 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on September 18, 2010, or the next business day if September 18, 2010 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG

��

582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: January 28, 2010 MORTGAGEE: Mortgage Electronic Registration Systems, Inc. Wilford & Geske, P.A. Attorneys for Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 012113F01 2055163 1/28-3/4/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: November 26, 2007 MORTGAGORS: Nazmoon Nabiulla, a single person, and Fanouda Nabiulla and Bidduram Behamy, husband and wife. MORTGAGEE: Beneficial Loan and Thrift Co. DATE AND PLACE OF RECORDING: Recorded December 7, 2007, Dakota County Recorder, Document No. 2560115. ASSIGNMENTS OF MORTGAGE: Assigned to: Mortgage Electronic Registration Systems, Inc, Dated: June 18, 2008, Recorded: July 16, 2008, Document No. 2602881. And thereafter assigned to: HSBC Mortgage Corporation, Dated: September 23, 2009. TRANSACTION AGENT: NONE TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: NONE LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Beneficial Loan and Thrift Co. RESIDENTIAL MORTGAGE SERVICER: HSBC Mortgage Corporation MORTGAGED PROPERTY ADDRESS: 2504 Allen Drive, Burnsville, MN 55337 TAX PARCEL I.D. #: 02-18251-030-03 LEGAL DESCRIPTION OF PROPERTY: Lot 3, Block 3, Connelly Estates 2nd COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $187,865.21 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $205,721.29 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: April 15, 2010 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on October 15, 2010. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: February 9, 2010. HSBC Mortgage Corporation Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 43-358 5944844 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2077764 2/18-3/25/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: S e p t e m b e r 14, 2007 MORTGAGOR: Josh Snyder, a single person. MORTGAGEE: J P M o r g a n C h a s e Bank, N.A.. DATE AND PLACE OF RECORDING: Registered October 1, 2007, Dakota County Registrar of Titles, Document No. 618136, Certificate of Title No. 143523. ASSIGNMENTS OF MORTGAGE: Assigned to Chase Home Finance LLC, Dated: January 18, 2010. Said Mortgage being Registered Land. TRANSACTION AGENT: NONE TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: NONE LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: JPMorgan Chase Bank, N.A. RESIDENTIAL MORTGAGE SERVICER: Chase Home Finance LLC MORTGAGED PROPERTY ADDRESS: 2011 122nd Street East #D15, Burnsville, MN 55337 TAX PARCEL I.D. #: 020361009769 LEGAL DESCRIPTION OF PROPERTY: Apartment No. D-15 and Garage No. 42 together with 1.104% of an undivided interest in the common areas and facilities, Regency Condominium Homes, a condominium with a post office address of 2001 East 122nd Street, Burnsville, Minnesota. COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $121,900.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $122,976.91 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: April 6, 2010 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on October 6, 2010. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: February 2, 2010. Chase Home Finance LLC Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 30-7808 1064219962 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2071837 2/18-3/25/10

PUBLIC NOTICE

Credit Corp. DATE AND PLACE OF RECORDING: Recorded December 13, 2004, Dakota County Recorder, Document No. 2275637. ASSIGNMENTS OF MORTGAGE: Assigned to: Mortgage Electronic Registration Systems, Inc., Dated: December 12, 2008, Recorded: January 8, 2009, Document No. 2630002. And thereafter assigned to: JPMC Specialty Mortgage LLC, Dated: January 21, 2010. TRANSACTION AGENT: NONE TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: NONE LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Town and Country Credit Corp. RESIDENTIAL MORTGAGE SERVICER: Chase Home Finance, LLC MORTGAGED PROPERTY ADDRESS: 1181 Kittewake Circle, Eagan, MN 55123 TAX PARCEL I.D. #: 10-21900-520-01 LEGAL DESCRIPTION OF PROPERTY: Lot 52, Block 1, Duckwood Estates, Dakota County, Minnesota. COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $285,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $313,468.35 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: March 23, 2010 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on September 23, 2010. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: January 22, 2010. JPMC Specialty Mortgage LLC Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 75-3855 94342227 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2054699 1/28-3/4/10

104197 COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 2316 Williams Dr, Burnsville, MN 55337-1901 Tax Parcel ID Number: 02-21020-080-01 LEGAL DESCRIPTION OF PROPERTY: Lot 8, Block 1, CIC No. 126, Donnays, Burnsville Heights, Dakota County, Minnesota. (Abstract) And That part of Lot Eight (8) Block One (1), Donnays Burnsville Heights, Common Interest Community Number 126, a planned community, located in the County of Dakota, State of Minnesota, lying Southerly of the following described line: Beginning at a point on the East line of the East Half of the East Half of the West Half (E. line of the E 1/2 of the E 1/2 of W 1/2), of Section 14, Township 115 North, Range 21 West, Dakota County, Minnesota, distant 1544.00 feet South of the Northeast corner of said East Half of the East Half of the West Half, as measured along said East line; thence S. 71 degrees 40' 00" W, (assuming said East line to bear South) a distance of 577.50 feet and said line there terminating. (Torrens) AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $149,672.02 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; that a portion of this property is registered property; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: March 15, 2010 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on September 15, 2010, or the next business day if September 15, 2010 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: January 28, 2010 MORTGAGEE: Mortgage Electronic Registration Systems, Inc. Wilford & Geske, P.A. Attorneys for Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 006430F01 2053232 1/28-3/4/10

PUBLIC NOTICE PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: April 12, 2006 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $140,000.00 MORTGAGOR(S): Larry S. Maras and Kathleen A. Maras, husband and wife MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded: May 01, 2006 Dakota County Recorder Document Number: 2424491 DATE AND PLACE OF REGISTERING: Registered: August 05, 2009 Dakota County Registrar of Titles Document Number: T648649 LOAN MODIFICATION: Dated: July 10, 2008 Recorded: May 11, 2009 Document Number: 2655814 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100224640000239138 Lender or Broker: Ownit Mortgage Solutions, Inc. Residential Mortgage Servicer: Litton Loan Servicing, LP Mortgage Originator: Not Applicable CERTIFICATE OF TITLE NUMBER: 104197

��

�� or any MORTGAGE: NONE debt secured by said�� mortgage, LENDER OR BROKER AND MORT- part thereof; GAGE ORIGINATOR STATED ON PURSUANT to the power of sale conMORTGAGE: First Franklin Financial t a i n e d i n s a i d m o r t g a g e , t h e Corporation above-described property will be sold R E S I D E N T I A L M O R T G A G E S E R - by the Sheriff of said county as folVICER: Home Loan Services, Inc. lows: MORTGAGED PROPERTY ADDRESS: DATE AND TIME OF SALE: March 7955 Grinnell Court West, Lakeville, 15, 2010 at 10:00 AM MN 55044 PLACE OF SALE: Dakota County TAX PARCEL I.D. #: 222760108010 Law Enforcement Center, 1580 HighLEGAL DESCRIPTION OF PROP- way 55, Lobby S-100, Hastings, MinneERTY: sota Lot 8, Block 10, Foxborough 2nd to pay the debt secured by said mortAddition, Dakota County, Minnesota. gage and taxes, if any, on said preCOUNTY IN WHICH PROPERTY IS mises and the costs and disburseLOCATED: Dakota ments, including attorney fees allowed ORIGINAL PRINCIPAL AMOUNT OF by law, subject to redemption within MORTGAGE: $152,000.00 six (6) months from the date of said AMOUNT DUE AND CLAIMED TO BE sale by the mortgagor(s), their perDUE AS OF DATE OF NOTICE, INCLUD- sonal representatives or assigns. ING TAXES, IF ANY, PAID BY MORTIf the Mortgage is not reinstated GAGEE: $170,635.82 under Minn. Stat. §580.30 or the propThat prior to the commencement of erty is not redeemed under Minn. Stat. this mortgage foreclosure proceeding §580.23, the Mortgagor must vacate Mortgagee/Assignee of Mortgagee com- the property on or before 11:59 p.m. on plied with all notice requirements as September 15, 2010, or the next busirequired by statute; That no action or ness day if September 15, 2010 falls on proceeding has been instituted at law a Saturday, Sunday or legal holiday. or otherwise to recover the debt Mortgagor(s) released from financial secured by said mortgage, or any part obligation: NONE thereof; THIS COMMUNICATION IS FROM PURSUANT to the power of sale con- A DEBT COLLECTOR ATTEMPTtained in said mortgage, the above ING TO COLLECT A DEBT. ANY described property will be sold by the INFORMATION OBTAINED WILL BE Sheriff of said county as follows: USED FOR THAT PURPOSE. DATE AND TIME OF SALE: March THE RIGHT TO VERIFICATION OF 18, 2010 at 10:00 AM THE DEBT AND IDENTITY OF THE PLACE OF SALE: S h e r i f f ' s O f f i c e , ORIGINAL CREDITOR WITHIN THE Law Enforcement Center, 1580 Hwy T I M E P R O V I D E D B Y L A W I S N O T 55, Lobby #S-100, Hastings, MN AFFECTED BY THIS ACTION. to pay the debt then secured by said THE TIME ALLOWED BY LAW FOR Mortgage, and taxes, if any, on said REDEMPTION BY THE MORTGAGOR, premises, and the costs and disburse- THE MORTGAGOR'S PERSONAL REPm e n t s , i n c l u d i n g a t t o r n e y s ' f e e s RESENTATIVES OR ASSIGNS, MAY BE allowed by law subject to redemption REDUCED TO FIVE WEEKS IF A JUDIwithin six (6) months from the date of CIAL ORDER IS ENTERED UNDER said sale by the mortgagor(s), their MINNESOTA STATUTES, SECTION personal representatives or assigns 5 8 2 . 0 3 2 , D E T E R M I N I N G , A M O N G unless reduced to Five (5) weeks under OTHER THINGS, THAT THE MORTMN Stat. §580.07. GAGED PREMISES ARE IMPROVED TIME AND DATE TO VACATE PROP- WITH A RESIDENTIAL DWELLING OF E R T Y : I f t h e r e a l e s t a t e i s a n LESS THAN FIVE UNITS, ARE NOT owner-occupied, single-family dwell- PROPERTY USED IN AGRICULTURAL ing, unless otherwise provided by law, PRODUCTION, AND ARE ABANDONED. the date on or before which the mortDATED: January 28, 2010 gagor(s) must vacate the property if the ASSIGNEE OF MORTGAGEE: mortgage is not reinstated under secNationstar Mortgage, LLC tion 580.30 or the property is not Wilford & Geske, P.A. redeemed under section 580.23 is Attorneys for Assignee of Mortgagee 11:59 p.m. on September 20, 2010. Lawrence A. Wilford MORTGAGOR(S) RELEASED FROM James A. Geske FINANCIAL OBLIGATION ON MORT- 8425 Seasons Parkway, Suite 105 GAGE: None Woodbury, MN 55125-4393 "THE TIME ALLOWED BY LAW FOR (651) 209-3300 REDEMPTION BY THE MORTGAGOR, File Number: 001074F01 THE MORTGAGOR'S PERSONAL REP- 2053933 1/28-3/4/10 RESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER NOTICE OF MINNESOTA STATUTES, SECTION MORTGAGE FORECLOSURE SALE 582.032, DETERMINING, AMONG N O T I C E I S HEREBY GIVEN that OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED default has occurred in the conditions WITH A RESIDENTIAL DWELLING OF of the following described mortgage: DATE OF MORTGAGE: July 26, 2006 LESS THAN FIVE UNITS, ARE NOT ORIGINAL PRINCIPAL AMOUNT OF PROPERTY USED IN AGRICULTURAL MORTGAGE: $256,500.00 P R O D U C T I O N , A N D A R E MORTGAGOR(S): Ailyna Chantha ABANDONED." Khath, a single woman Dated: January 19, 2010. MORTGAGEE: Mortgage Electronic U.S. Bank National Association, Registration Systems, Inc. Trustee DATE AND PLACE OF REGISTERMortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. ING: Registered: August 11, 2006 Dakota By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of County Registrar of Titles Document Number: 595842 Mortgagee ASSIGNMENTS OF MORTGAGE: 4500 Park Glen Road #300 And assigned to: Nationstar MortMinneapolis, MN 55416 LLC gage, (952) 925-6888 Dated: January 11, 2010 76-3577 Transaction Agent: Mortgage Elec1077000656 THIS IS A COMMUNICATION FROM tronic Registration Systems, Inc. Transaction Agent Mortgage IdentifiA DEBT COLLECTOR. 2055125 1/28-3/4/10 cation Number: 100052550116150763 Lender or Broker: Source Lending Corporation Residential Mortgage Servicer: NOTICE OF Nationstar Mortgage, LLC MORTGAGE FORECLOSURE SALE Mortgage Originator: Not Applicable NOTICE IS HEREBY GIVEN that CERTIFICATE OF TITLE NUMBER: default has occurred in the conditions 126297 of the following described mortgage: COUNTY IN WHICH PROPERTY IS DATE OF MORTGAGE: May 24, 2007 LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF Property Address: 16793 Jonquil Trl, MORTGAGE: $167,200.00 Lakeville, MN 55044-9471 MORTGAGOR(S): Ryan P. Dugan, Tax Parcel ID Number: Single 22-64602-080-02 MORTGAGEE: Mortgage Electronic LEGAL DESCRIPTION OF PROPRegistration Systems, Inc. ERTY: Lot Eight (8), Block Two (2) in DATE AND PLACE OF RECORDING: Rolling Oaks South Plat Three, accordRecorded: June 11, 2007 Dakota i n g t o t h e r e c o r d e d p l a t t h e r e o f , County Recorder Dakota County, Minnesota. Document Number: 2523306 AMOUNT DUE AND CLAIMED TO BE ASSIGNMENTS OF MORTGAGE: DUE AS OF DATE OF NOTICE: And assigned to: Nationstar Mort- $282,177.54 gage, LLC THAT all pre-foreclosure requireDated: April 15, 2009 ments have been complied with; that R e c o r d e d : M a y 0 1 , 2 0 0 9 D a k o t a no action or proceeding has been instiCounty Recorder tuted at law or otherwise to recover the Document Number: 2654006 debt secured by said mortgage, or any Transaction Agent: Mortgage Elec- part thereof; that this is registered tronic Registration Systems, Inc. property; Transaction Agent Mortgage IdentifiPURSUANT to the power of sale concation Number: 100062604740310778 tained in said mortgage, the Lender or Broker: Homecomings above-described property will be sold Financial, LLC (f/k/a Homecomings by the Sheriff of said county as folFinancial Network, Inc.) lows: Residential Mortgage Servicer: DATE AND TIME OF SALE: March Nationstar Mortgage, LLC 15, 2010 at 10:00 AM Mortgage Originator: Not Applicable PLACE OF SALE: Dakota County COUNTY IN WHICH PROPERTY IS Law Enforcement Center, 1580 HighLOCATED: Dakota way 55, Lobby S-100, Hastings, MinneProperty Address: 7803 Glenda Ct, sota Saint Paul, MN 55124-7416 to pay the debt secured by said mortT a x P a r c e l I D N u m b e r : gage and taxes, if any, on said pre011640420001 mises and the costs and disburseL E G A L D E S C R I P T I O N O F P R O P - ments, including attorney fees allowed ERTY: Lot 20, Block 1, Carrollwood Vil- by law, subject to redemption within lage Fifth Addition, Dakota County, six (6) months from the date of said Minnesota. sale by the mortgagor(s), their perAMOUNT DUE AND CLAIMED TO BE sonal representatives or assigns. DUE AS OF DATE OF NOTICE: If the Mortgage is not reinstated $202,253.12 under Minn. Stat. §580.30 or the propTHAT all pre-foreclosure require- erty is not redeemed under Minn. Stat. ments have been complied with; that §580.23, the Mortgagor must vacate no action or proceeding has been insti- the property on or before 11:59 p.m. on tuted at law or otherwise to recover the debt secured by said mortgage, or any ��

PUBLIC NOTICE

�� r e�� c o v e r t h e�� debt secured mortgage, or any part thereof; �� the property on or before 11:59 p.m. on September 15, 2010, or the next business day if September 15, 2010 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: January 28, 2010 ASSIGNEE OF MORTGAGEE: Nationstar Mortgage, LLC Wilford & Geske, P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 011923F01 2051850 1/28-3/4/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: August 14, 2006 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $442,000.00 MORTGAGOR(S): Lynel Julik and Robert Julik, wife and husband MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded: August 29, 2006 Dakota County Recorder Document Number: 2457308 ASSIGNMENTS OF MORTGAGE: And assigned to: The Bank of New York Mellon fka the Bank of New York as Trustee for the Certificateholders CWALT, Inc. Alternative Loan Trust 2006-OA17,mortgage Pass-through Certificates, Series 2006-OA17 Dated: December 17, 2009 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100133700016175062 Lender or Broker: Countrywide Bank, N.A. Residential Mortgage Servicer: BAC Home Loans Servicing, L.P. Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 1080 82nd St E, Inver Grove Heights, MN 55077-3826 Tax Parcel ID Number: 20-01700-011-33 LEGAL DESCRIPTION OF PROPERTY: T h a t part of the Northwest Quarter of Section 17, Township 27, Range 22, Dakota County, Minnesota which is described as follows: Commencing at the northwest corner thereof; thence South 00 degrees 41 minutes 00 seconds East, assumed bearing, along the west line of said Northwest Quarter, said west line is also the east line of Minnesota Department of Transportation Right of Way plat no 19-125, as on file and of record in the Office of the Dakota County Recorder, 1276.69 feet to MDOT right of way monument B-1; thence South 38 degrees 08 minutes 47 seconds East along said easterly right of way line 237.88 feet to its intersection with the southerly right of way line of 82nd Street East, formerly Rosenberger Lane, as dedicated on the plat of Paradise Valley, according to the record plat thereof, and the point of beginning of the land to be described; thence continuing South 38 degrees 08 minutes 47 seconds East, along said easterly right of way line 417.69 feet to MDOT right of way monument B2; thence North 13 degrees 01 minutes 28 seconds East 212.90 feet; thence North 26 degrees 37 minutes 38 seconds West 182.57 feet; thence North 30 degrees 22 minutes 46 seconds West 47.12 feet; thence North 15 degrees 51 minutes 16 seconds West 83.49 feet; thence North 43 degrees 58 minutes 46 seconds West 18.81 feet to the southerly right of way line of platted 82nd Street East; thence southwesterly along a nontangential curve which is concave to the southeast, central angle of 41 degrees 07 minutes 25 seconds, radius of 129.15 feet, chord bearing of South 52 degrees 21 minutes 13 seconds West, 92.70 feet; thence South 31 degrees 47 minutes 31 seconds West, along said southerly right of way, tangent to last described curve, 104.72 feet; thence South 49 degrees 17 minutes 31 seconds West along said Southerly right of way 49.40 feet to the point of beginning. AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $517,389.94 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said

by said

PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: March 18, 2010 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on September 18, 2010, or the next business day if September 18, 2010 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: January 28, 2010 ASSIGNEE OF MORTGAGEE: The Bank of New York Mellon fka the Bank of New York as Trustee for the Certificateholders CWALT, Inc. Alternative Loan Trust 2006-OA17,mortgage Pass-through Certificates, Series 2006-OA17 Wilford & Geske, P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 011159F01 2053954 1/28-3/4/10

PUBLIC NOTICE

premises, and the costs and disburse ments, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on September 20, 2010. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: January 15, 2010. U.S. Bank, N. A. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 19-637 7892769531 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2054528 1/28-3/4/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: May 16, 2008 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $289,275.00 MORTGAGOR(S): Joan M. Miller and Clayton Miller, Wife and Husband MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded: July 09, 2008 Dakota County Recorder Document Number: 2601158 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100188508050246614 Lender or Broker: Draper and Kramer Mortgage Corp DBA 1st Advantage Morgage Residential Mortgage Servicer: GMAC Mortgage, LLC Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 1300 Vista Dr, Burnsville, MN 55337-2337 Tax Parcel ID Number: 02-82201-232-02 LEGAL DESCRIPTION OF PROPERTY: Lot 23, Block 2, Vista View 2nd Addition, Dakota County, Minnesota, excepting therefrom that part lying Westerly of the following described line, to-wit: A line beginning at a point on the Northwesterly line of said lot 23, distant 46.60 feet Southwesterly of the most northerly corner of said Lot 23; thensce Southeasterly 156.86 feet, more or less, to a point in the Southeasterly line of Lot 28 in Block 2, Vista View 2nd Addition, distant 10 feet Southwesterly of the southeast corner of said Lot 28, and that part of Lot 28 Block 2, Vista View 2nd Addition, lying Easterly of the following described line, to-wit: A line beginning at a point on the Northwesterly line of Lot 23 of said Block 2, Vista View 2nd Addition, distant 46.60 feet Southwesterly of the most Northerly corner of said Lot; thence Southeasterly 156.86 feet, more or less, to a point in the Southeasterly line of said Lot 28, distant 10 feet Southwesterly of the Southeast corner of said Lot 28, Dakota county, Minnesota. AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $299,139.90 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: March 15, 2010 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on September 15, 2010, or the next business day if September 15, 2010 falls on

ness day if September 15, 2010 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: January 28, 2010 MORTGAGEE: Mortgage Electronic Registration Systems, Inc. Wilford & Geske, P.A. Attorneys for Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 011931F01 2053295 1/28-3/4/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: January 07, 2004 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $70,000.00 MORTGAGOR(S): Dona L Synstegard, a single person MORTGAGEE: Postal Credit Union DATE AND PLACE OF RECORDING: Recorded: January 29, 2004 Dakota County Recorder Document Number: 2169863 Transaction Agent: Not Applicable Transaction Agent Mortgage Identification Number: Not Applicable Lender or Broker: Postal Credit Union Residential Mortgage Servicer: Postal Credit Union Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 4204 Yew Pt, Eagan, MN 55122-1892 Tax Parcel ID Number: 10-14800-370-01 LEGAL DESCRIPTION OF PROPERTY: Lot 37, Block 1, Boulder Ridge, Dakota County, Minnesota. AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $67,928.56 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: April 02, 2010 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on October 02, 2010, or the next business day if October 02, 2010 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: February 18, 2010 MORTGAGEE: Postal Credit Union Wilford & Geske, P.A. Attorneys for Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 011627F01 2074193 2/18-3/25/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: S e p t e m b e r 21, 2006 MORTGAGORS: Patrick E. Funk and Candace Funk, husband and wife. MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded October 18, 2006, Dakota County Recorder, Document No. 2469104. ASSIGNMENTS OF MORTGAGE: Assigned to: Deutsche Bank National Trust Company, as Trustee for NovaStar Mortgage Funding Trust, Series 2006-5, Dated: January 27, 2010. TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100080190059898247 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: NovaStar Mortgage, Inc. RESIDENTIAL MORTGAGE SERVICER: Saxon Mortgage Services, Inc. MORTGAGED PROPERTY ADDRESS: 802 Monet Court, Mendota Heights, MN 55120 TAX PARCEL I.D. #: 27-48350-170-01 LEGAL DESCRIPTION OF PROPERTY: Lot 17, Block 1, CIC No. 163, Mendota Meadows, Dakota County, Minnesota. COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $355,500.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $406,468.84 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: April 6, 2010 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on October 6, 2010. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: February 4, 2010. Deutsche Bank National Trust Company, as trustee Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 84-600 2000398245 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2070599 2/11-3/18/10

PUBLIC NOTICE

Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded November 28, 2006, Dakota County Recorder, Document No. 2478097. ASSIGNMENTS OF MORTGAGE: Assigned to: CitiMortgage, Inc., Dated: January 22, 2010. TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100103210000214105 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Prime Mortgage Corporation RESIDENTIAL MORTGAGE SERVICER: CitiMortgage, Inc. MORTGAGED PROPERTY ADDRESS: 18240 Polk Avenue, Hastings, MN 55033 TAX PARCEL I.D. #: 33-84600-060-01 LEGAL DESCRIPTION OF PROPERTY: Lot 6, Block 1, Wolcott Acres, according to the recorded plat thereof, and situate in Dakota County, Minnesota. COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $352,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $360,633.50 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: April 1, 2010 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on October 1, 2010. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: January 26, 2010. CitiMortgage, Inc. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 10-3083 2003979879 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2062719 2/4-3/11/10

PUBLIC NOTICE

��

ERTY: Lot 5, Block 1, Southcross Woods 2nd Addition, Dakota County, Minnesota. COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $284,800.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $285,257.81 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: April 1, 2010 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on October 1, 2010. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: January 22, 2010. Chase Home Finance LLC Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 30-7754 1064164135 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2061317 2/4-3/11/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: November 22, 2005 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $238,400.00 MORTGAGOR(S): Joel J Lauer and Kali A Lauer, husband and wife MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded: December 15, 2005 Dakota County Recorder Document Number: 2388992 ASSIGNMENTS OF MORTGAGE: And assigned to: Suntrust Mortgage, Inc. Dated: January 26, 2010 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100010401442192197 Lender or Broker: Suntrust Mortgage, Inc. Residential Mortgage Servicer: SunTrust Mortgage, Inc. Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 4221 156th St W, Rosemount, MN 55068-4673 Tax Parcel ID Number: 34-83704-180-02 LEGAL DESCRIPTION OF PROPERTY: Lot 18, Block 2, West Ridge 5th Addition, Dakota County, Minnesota. AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $232,103.56 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: March 25, 2010 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said pre-

gage and taxes, if any, on said pre mises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on September 25, 2010, or the next business day if September 25, 2010 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: February 04, 2010 ASSIGNEE OF MORTGAGEE: Suntrust Mortgage, Inc. Wilford & Geske, P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 012220F01 2060005 2/4-3/11/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: February 20, 2009 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $244,832.00 MORTGAGOR(S): Patrick R. Brandl and Vicki Brandl, husband and wife MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded: March 02, 2009 Dakota County Recorder Document Number: 2640388 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100310900006056836 Lender or Broker: GSF Mortgage Corporation Residential Mortgage Servicer: GMAC Mortgage, LLC Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 21267 Ilavista Way, Lakeville, MN 55044-1903 Tax Parcel ID Number: 22-84100-440-02 LEGAL DESCRIPTION OF PROPERTY: Lot 44, Block 2, Wild Meadow Villas, Common Interest Community No. 364, Dakota County, Minnesota, together with appurtenant easements created pursuant to Declaration, Document No. 2122643. AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $254,734.70 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: March 19, 2010 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on September 19, 2010, or the next business day if September 19, 2010 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER

CIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: February 04, 2010 MORTGAGEE: Mortgage Electronic Registration Systems, Inc. Wilford & Geske, P.A. Attorneys for Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 012037F01 2059710 2/4-3/11/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: M a r c h 1 , 2006 MORTGAGOR: Melony M. Schmitz, a single person. MORTGAGEE: Mortgage Electronic Registration Systems, Inc.. DATE AND PLACE OF RECORDING: Recorded March 22, 2006, Dakota County Recorder, Document No. 2414320. ASSIGNMENTS OF MORTGAGE: Assigned to: CitiMortgage, Inc., Dated: January 12, 2010. TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100039279150721689 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: First Magnus Financial Corporation RESIDENTIAL MORTGAGE SERVICER: CitiMortgage, Inc. MORTGAGED PROPERTY ADDRESS: 19987 McKendry Path, Farmington, MN 55024 TAX PARCEL I.D. #: 14-16504-004-07 LEGAL DESCRIPTION OF PROPERTY: Unit No. 2004, CIC No. 328, Charleswood Condominium. Dakota County COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $178,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $184,764.27 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: April 13, 2010 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on October 13, 2010. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: February 11, 2010. CitiMortgage, Inc. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 10-3057 2003441949 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2077537 2/18-3/25/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: M a r c h 1 5 , 2006 MORTGAGORS: Brian L. Myers and Lorinda B. Feldman Myers, husband and wife. MORTGAGEE: J P M o r g a n C h a s e Bank, National Association as successor in interest to Washington Mutual Bank, FA. DATE AND PLACE OF RECORDING: Recorded April 5, 2006, Dakota County Recorder, Document No. 2418107. ASSIGNMENTS OF MORTGAGE: NONE TRANSACTION AGENT: NONE TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: NONE LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Washington Mutual Bank, FA RESIDENTIAL MORTGAGE SERVICER: JPMorgan Chase Bank, National Association MORTGAGED PROPERTY ADDRESS: 620 7th Street, Farmington, MN 55024 TAX PARCEL I.D. #: 14-88100-030-00 LEGAL DESCRIPTION OF PROPERTY: Lot Number 3 in Youngkrantz Addition of Dakota County Records COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $129,395.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $115,941.44 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: April 14, 2010 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on October 14, 2010. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: February 11, 2010. JPMorgan Chase Bank, N.A. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 60-2695 0061134037 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2077661 2/18-3/25/10

PUBLIC NOTICE

��

�� Assigned to: CitiMortgage, Inc, Dated: part thereof; November 23, 2009. PURSUANT to the power of sale conTRANSACTION AGENT: Mortgage t a i n e d i n s a i d m o r t g a g e , t h e Electronic Registration Systems, Inc. above-described property will be sold T R A N S A C T I O N A G E N T ' S M O R T - by the Sheriff of said county as folGAGE IDENTIFICATION NUMBER ON lows: MORTGAGE: 100039223350013265 DATE AND TIME OF SALE: March LENDER OR BROKER AND MORT- 22, 2010 at 10:00 AM GAGE ORIGINATOR STATED ON PLACE OF SALE: Dakota County MORTGAGE: First Magnus Financial Law Enforcement Center, 1580 HighCorporation way 55, Lobby S-100, Hastings, MinneR E S I D E N T I A L M O R T G A G E S E R - sota VICER: CitiMortgage, Inc. to pay the debt secured by said mortMORTGAGED PROPERTY ADDRESS: gage and taxes, if any, on said pre2575 Heritage Drive, Mendota Heights, mises and the costs and disburseMN 55120 ments, including attorney fees allowed TAX PARCEL I.D. #: 27-41600-107-04 by law, subject to redemption within LEGAL DESCRIPTION OF PROP- six (6) months from the date of said ERTY: sale by the mortgagor(s), their perLiving Unit 107 and Garage Units 130 sonal representatives or assigns. and 131, Condominium Number 104, If the Mortgage is not reinstated Kensington Manor Homes Condo- under Minn. Stat. §580.30 or the propminium erty is not redeemed under Minn. Stat. COUNTY IN WHICH PROPERTY IS §580.23, the Mortgagor must vacate LOCATED: Dakota the property on or before 11:59 p.m. on ORIGINAL PRINCIPAL AMOUNT OF September 22, 2010, or the next busiMORTGAGE: $169,200.00 ness day if September 22, 2010 falls on AMOUNT DUE AND CLAIMED TO BE a Saturday, Sunday or legal holiday. DUE AS OF DATE OF NOTICE, INCLUDMortgagor(s) released from financial ING TAXES, IF ANY, PAID BY MORT- obligation: NONE GAGEE: $160,636.72 THIS COMMUNICATION IS FROM That prior to the commencement of A DEBT COLLECTOR ATTEMPTthis mortgage foreclosure proceeding ING TO COLLECT A DEBT. ANY Mortgagee/Assignee of Mortgagee com- INFORMATION OBTAINED WILL BE plied with all notice requirements as USED FOR THAT PURPOSE. required by statute; That no action or THE RIGHT TO VERIFICATION OF proceeding has been instituted at law THE DEBT AND IDENTITY OF THE o r o t h e r w i s e t o r e c o v e r t h e d e b t ORIGINAL CREDITOR WITHIN THE secured by said mortgage, or any part T I M E P R O V I D E D B Y L A W I S N O T thereof; AFFECTED BY THIS ACTION. PURSUANT to the power of sale conTHE TIME ALLOWED BY LAW FOR tained in said mortgage, the above REDEMPTION BY THE MORTGAGOR, described property will be sold by the THE MORTGAGOR'S PERSONAL REPSheriff of said county as follows: RESENTATIVES OR ASSIGNS, MAY BE DATE AND TIME OF SALE: March REDUCED TO FIVE WEEKS IF A JUDI25, 2010 at 10:00 AM CIAL ORDER IS ENTERED UNDER PLACE OF SALE: S h e r i f f ' s O f f i c e , MINNESOTA STATUTES, SECTION Law Enforcement Center, 1580 Hwy 5 8 2 . 0 3 2 , D E T E R M I N I N G , A M O N G 55, Lobby #S-100, Hastings, MN OTHER THINGS, THAT THE MORTto pay the debt then secured by said GAGED PREMISES ARE IMPROVED Mortgage, and taxes, if any, on said WITH A RESIDENTIAL DWELLING OF premises, and the costs and disburse- LESS THAN FIVE UNITS, ARE NOT m e n t s , i n c l u d i n g a t t o r n e y s ' f e e s PROPERTY USED IN AGRICULTURAL allowed by law subject to redemption PRODUCTION, AND ARE ABANDONED. within six (6) months from the date of DATED: February 04, 2010 said sale by the mortgagor(s), their MORTGAGEE: Mortgage Electronic personal representatives or assigns Registration Systems, Inc. unless reduced to Five (5) weeks under Wilford & Geske, P.A. MN Stat. §580.07. Attorneys for Mortgagee TIME AND DATE TO VACATE PROP- Lawrence A. Wilford E R T Y : I f t h e r e a l e s t a t e i s a n James A. Geske owner-occupied, single-family dwell- 8425 Seasons Parkway, Suite 105 ing, unless otherwise provided by law, Woodbury, MN 55125-4393 the date on or before which the mort- (651) 209-3300 gagor(s) must vacate the property if the File Number: 007811F03 mortgage is not reinstated under sec- 2058674 2/4-3/11/10 tion 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on September 27, 2010. NOTICE OF MORTGAGOR(S) RELEASED FROM MORTGAGE FORECLOSURE SALE FINANCIAL OBLIGATION ON MORTTHE RIGHT TO VERIFICATION GAGE: None "THE TIME ALLOWED BY LAW FOR OF THE DEBT AND IDENTIFY OF REDEMPTION BY THE MORTGAGOR, THE ORIGINAL CREDITOR WITHIN THE MORTGAGOR'S PERSONAL REP- THE TIME PROVIDED BY LAW IS RESENTATIVES OR ASSIGNS, MAY BE NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN that REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER default has occurred in conditions of MINNESOTA STATUTES, SECTION the following described mortgage: DATE OF MORTGAGE: June 30, 2004 582.032, DETERMINING, AMONG MORTGAGOR(S): Karina B. Rojas, a OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED married person MORTGAGEE: U.S. Bank National WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT Association ND DATE AND PLACE OF RECORDING: PROPERTY USED IN AGRICULTURAL Recorded: August 26, 2004 P R O D U C T I O N , A N D A R E Dakota County Recorder ABANDONED." Document #: 2242381 Dated: December 8, 2009. ASSIGNMENTS OF MORTGAGE: CitiMortgage, Inc. None Mortgagee/Assignee of Mortgagee LEGAL DESCRIPTION OF PROPUSSET, WEINGARDEN AND LIEBO, P.L.L.P. ERTY: By: Paul A. Weingarden That part of Lot 3, lying East of Attorneys for Mortgagee/Assignee of the West one-half foot thereof, Mortgagee Block 5, Lincoln Park Addition to 4500 Park Glen Road #300 South St. Paul, Dakota County, Minneapolis, MN 55416 Minnesota. (952) 925-6888 PARCEL ID #: 36-45300-033-05 10-2813 PROPERTY ADDRESS: 410 Chest2003131690 THIS IS A COMMUNICATION FROM n u t S t r e e t , S o u t h S t . P a u l , M N 55075 A DEBT COLLECTOR. Transaction Agent: N/A 2054976 1/28-3/4/10 Transaction Agent Id No.: N/A Current Mortgage Servicer: U.S. Bank National Association ND NOTICE OF COUNTY IN WHICH PROPERTY IS MORTGAGE FORECLOSURE SALE LOCATED: Dakota NOTICE IS HEREBY GIVEN that ORIGINAL PRINCIPAL AMOUNT OF default has occurred in the conditions MORTGAGE: $288,297.00 of the following described mortgage: AMOUNT DUE AND CLAIMED TO BE DATE OF MORTGAGE: October 04, DUE AS OF DATE OF NOTICE, 2006 INCLUDING TAXES, IF ANY PAID BY ORIGINAL PRINCIPAL AMOUNT OF MORTGAGEE: $291,592.48 MORTGAGE: $128,000.00 That prior to the commencement of MORTGAGOR(S): Jacob Bremner and this mortgage foreclosure proceeding Leah Bremner, husband and wife Mortgagee/Assignee of Mortgagee comMORTGAGEE: Mortgage Electronic plied with all notice requirements as Registration Systems, Inc. required by statute; that no MortgagDATE AND PLACE OF RECORDING: ors have been released from financial Recorded: October 25, 2006 Dakota obligation on said mortgage; that no County Recorder action or proceeding has been instiDocument Number: 2470737 tuted by law to recover that debt Transaction Agent: Mortgage Elec- secured by said Mortgage, or any part tronic Registration Systems, Inc. thereof; that all conditions precedent Transaction Agent Mortgage Identifi- to foreclosure of the Mortgage and cation Number: 100073981126429092 acceleration of the debt secures Lender or Broker: Bremer Bank, N.A. thereby have been fulfilled; Residential Mortgage Servicer: PURSUANT to the power of sale Aurora Loan Services, LLC therein contained, said Mortgage will Mortgage Originator: Not Applicable be foreclosed and the above described COUNTY IN WHICH PROPERTY IS property will be sold by the Sheriff of LOCATED: Dakota said county as follows: Property Address: 33 Pine Pl, FarmDATE AND TIME OF SALE: March ington, MN 55024-9685 25, 2010 at 10:00 a.m. Tax Parcel ID Number: PLACE OF SALE: Dakota County 14-30200-070-06 Law Enforcement Center, Lobby S-100, L E G A L D E S C R I P T I O N O F P R O P - 1580 Highway 55, Hastings, MN 55033. ERTY: Lot 7, Block 6, Glenview Town- to pay the debt then secured by said h o m e s a n d C o m m e r c i a l , D a k o t a Mortgage, and taxes, if any, on said County, Minnesota. premises, and the costs and disburseAMOUNT DUE AND CLAIMED TO BE m e n t s , i n c l u d i n g a t t o r n e y s ' f e e s D U E A S O F D A T E O F N O T I C E : allowed by law, subject to redemption $135,464.69 within six (6) months from the date of THAT all pre-foreclosure require- said sale by the mortgagor(s), their ments have been complied with; that personal representatives or assigns. no action or proceeding has been instiDATE TO VACATE PROPERTY: T h e tuted at law or otherwise to recover the date on or before which the mortgagor debt secured by said mortgage, or any �� part thereof;

PUBLIC NOTICE

�� PROPERTY ��USED �� IN AGRICULTURAL P R O D U C T I O N , A N D A R E �� date on or before which the mortgagor must vacate the property if the mortgage is not reinstated under Minnesota Statutes section 580.30 nor the property redeemed under Minnesota Statutes section 580.23 is 9/25/2010 at 11:59 p.m. If the foregoing date is Saturday, Sunday or legal holiday, then the date to vacate is the next business day at 11:59 p.m. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: NONE THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF JUDICIAL ORDER IS ENTERED UNDER M I N N E S O T A S T A T U T E S S E C T I ON 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. Dated: January 26, 2010 U.S. Bank National Association ND Mortgagee Kenneth J. Johnson Minnesota State Bar No. 0246074 Johnson, Blumberg & Associates, LLC Attorney for Mortgagee 230 W. Monroe St. Suite 1125 Chicago, Illinois 60606 (312) 541-9710 2058946 2/4-3/11/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: May 22, 2007 MORTGAGOR: K a r e n S i e h n d e l , a single person. MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded May 29, 2007, Dakota County Recorder, Document No. 2520400. ASSIGNMENTS OF MORTGAGE: Assigned to: Nationstar Mortgage LLC, Dated: January 11, 2010. TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100062604738436213 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Homecomings Financial, LLC f/k/a Homecomings Financial Network, Inc. RESIDENTIAL MORTGAGE SERVICER: NationStar Mortgage, LLC MORTGAGED PROPERTY ADDRESS: 921 Pine Street, Farmington, MN 55024 TAX PARCEL I.D. #: 143020012002 LEGAL DESCRIPTION OF PROPERTY: Lot 12, Block 2, Glenview Townhomes and Commercial, Dakota County, Minnesota. COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $171,100.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $180,498.90 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: March 31, 2010 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on September 30, 2010. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL

ABANDONED." Dated: January 27, 2010. Nationstar Mortgage LLC Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 21-34 0596433087 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2062730 2/4-3/11/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described Mortgage: DATE OF MORTGAGE: March 12, 2008 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $85,000.00 MORTGAGOR(S): WHATIZ ENTERP R I S E S L L C , a M i n n e s o t a l i m i t ed liability company MORTGAGEE: First Commercial Bank, a Minnesota banking corporation DATE AND PLACE OF RECORDING: Recorded in the Dakota County R e c o r d e r ' s O f f i c e , o n M a r c h 18 , 2008, as Document No. 2578521 Transaction Agent: Not Applicable Transaction Agent Mortgage Identification Number: Not Applicable Residential Mortgage Servicer: Not Applicable Mortgage Originator: Not Applicable Lender or Broker: Not Applicable LEGAL DESCRIPTION OF PROPERTY: Lot 10, Block 7, B. Michel's Addition to West St. Paul Property Address: 9 8 5 L i v i n g s t o n Avenue West St. Paul, Minnesota 55118 Tax Parcel ID No.:42-48100-100-07 COUNTY IN WHICH PROPERTY IS LOCATED: Dakota AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $95,905.87 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said Mortgage, or any part thereof; pursuant to the power of sale contained in said Mortgage, the above-described property will be sold by the Sheriff of said County as follows: DATE AND TIME OF SALE: March 23, 2010, at 10:00 A.M. PLACE OF SALE: Dakota County Law Enforcement Center, Lobby S-100, 1580 Highway 55, Hastings, Minnesota, to pay the debt secured by said Mortgage and taxes, if any, on said premises and the costs and disbursements, including attorneys fees, allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), its successors or assigns. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE (5) WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES § 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. Dated: January 26, 2010 5164.088 First Commercial Bank Mortgagee By: Coleman, Hull & van Vliet, PLLP Attorneys for Mortgagee By /s/ Katherine M. Melander 8500 Normandale Lake Boulevard Suite 2110 Minneapolis, Minnesota 55437 952-841-0001 2056368 2/4-3/11/10

PUBLIC NOTICE

ERTY: Lot 11, Block 1, Michaels Addition, Dakota County, Minnesota. COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $249,850.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $251,931.65 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: March 31, 2010 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on September 30, 2010. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: January 27, 2010. Chase Home Finance LLC Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 30-7866 1749345895 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2059987 2/4-3/11/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: June 30, 2008 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $174,616.00 MORTGAGOR(S): Nimo Said, an unmarried man MORTGAGEE: 2004-0000101, LLC DATE AND PLACE OF RECORDING: Recorded: July 11, 2008 Dakota County Recorder Document Number: 2601730 ASSIGNMENTS OF MORTGAGE: And assigned to: Guidance Residential, LLC Dated: June 30, 2008 Recorded: July 11, 2008 Dakota County Recorder Document Number: 2601731 Transaction Agent: Not Applicable Transaction Agent Mortgage Identification Number: Not Applicable Lender or Broker: 2004-0000101, LLC Residential Mortgage Servicer: Dovenmuehle Mortgage, Inc. Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 328 Bernard Street, St Paul, MN 55118 Tax Parcel ID Number: 42-04500-010-08 LEGAL DESCRIPTION OF PROPERTY: The East 50 feet of Lot 8, Auditor's Subdivision No. 40, Dakota County, Minnesota. AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $179,483.54 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: March 19, 2010 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed

ments, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on September 19, 2010, or the next business day if September 19, 2010 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: February 04, 2010 ASSIGNEE OF MORTGAGEE: Guidance Residential, LLC Wilford & Geske, P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 011812F01 2061117 2/4-3/11/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: July 12, 2006 MORTGAGORS: Andy Lee and Rachel Lee, husband and wife. MORTGAGEE: Mortgage Electronic Registration Systems, Inc.. DATE AND PLACE OF RECORDING: Recorded September 5, 2006, Dakota County Recorder, Document No. 2458667. ASSIGNMENTS OF MORTGAGE: Assigned to: THE BANK OF NEW YORK MELLON FKA THE BANK OF NEW YORK AS SUCCESSOR TO JPMORGAN CHASE BANK,N.A.AS TRUSTEE FOR HOLDERS OF SAMI II TRUST 2006-AR7, Dated: January 9, 2009, Recorded: January 13, 2009, Document No. 2630779. TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100133700015351185 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: LHS Mortgage RESIDENTIAL MORTGAGE SERVICER: BAC Home Loans Servicing L.P. MORTGAGED PROPERTY ADDRESS: 4590 Blackhawk Road, Eagan, MN 55122 TAX PARCEL I.D. #: 101775002002 LEGAL DESCRIPTION OF PROPERTY: Lot 2, Block 2, Clearview, Dakota County, Minnesota, except that part shown as parcel 43 on the plat designated as Minnesota Department of Transportation Right of Way Plat 19-23. COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $468,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $558,425.28 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: March 30, 2010 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not

tion 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on September 30, 2010. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: January 26, 2010. The Bank of New York Mellon, as Trustee Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 18-695 141270361 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2058241 2/4-3/11/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: S e p t e m b e r 19, 2005 MORTGAGOR: Shawna S. Britton, a single person. MORTGAGEE: First Franklin. DATE AND PLACE OF RECORDING: Recorded October 3, 2005, Dakota County Recorder, Document No. 2366916. ASSIGNMENTS OF MORTGAGE: Assigned to: First Franklin Financial Corporation, Dated: February 8, 2006, Recorded: March 6, 2006, Document No. 2410443. And thereafter assigned to: Citibank, N.A., as Trustee for First Franklin Mortgage Loan Trust, Mortgage Loan Asset-Backed Certificates, Series 2005-FF12, Dated: December 8, 2006. TRANSACTION AGENT: NONE TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: NONE LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: First Franklin RESIDENTIAL MORTGAGE SERVICER: Home Loan Services, Inc. MORTGAGED PROPERTY ADDRESS: 16653 Foliage Avenue West, Rosemount, MN 55068 TAX PARCEL I.D. #: 22-21172-150-09 LEGAL DESCRIPTION OF PROPERTY: Lot 15, Block 9, Donnay's Valley Park 3rd Addition, Dakota County, Minnesota. COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $162,320.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $169,501.65 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: April 1, 2010 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on October 1, 2010. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL

PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: January 29, 2010. Citibank, N.A., as Trustee Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 76-3585 1044569386 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2062972 2/4-3/11/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: May 4, 2007 MORTGAGORS: Lloyd Hoff and Leola Hoff, husband and wife. MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Registered May 18, 2007, Dakota County Registrar of Titles, Document No. 610914, Certificate of Title No. 136863. ASSIGNMENTS OF MORTGAGE: Assigned to: U.S. Bank, N.A., Dated: January 4, 2010. Said Mortgage being Registered Land. TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100021278923057124 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: U.S. Bank, N.A. RESIDENTIAL MORTGAGE SERVICER: U.S. Bank Home Mortgage MORTGAGED PROPERTY ADDRESS: 308 Harold Drive, Burnsville, MN 55337 TAX PARCEL I.D. #: 02-76430-030-04 LEGAL DESCRIPTION OF PROPERTY: Lot 3, Block 4, Timberland-Knoll Acres. COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $196,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $199,574.89 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: April 9, 2010 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on October 11, 2010. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: February 8, 2010. U.S. Bank, N. A. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 19-667 7892305712 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2077608 2/18-3/25/10

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PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: J u n e 1 8 , 2003 MORTGAGOR: Janet L. Kanakaras, a single person. MORTGAGEE: C h a s e M a n h a t t a n Mortgage Corporation N/K/A Chase Home Finance LLC. DATE AND PLACE OF RECORDING: Recorded January 22, 2004, Dakota County Recorder, Document No. 2166728. ASSIGNMENTS OF MORTGAGE: NONE TRANSACTION AGENT: NONE TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: NONE LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Chase Manhattan Mortgage Corporation N/K/A Chase Home Finance LLC RESIDENTIAL MORTGAGE SERVICER: Chase Home Finance LLC MORTGAGED PROPERTY ADDRESS: 14037 Pennock Avenue, Apple Valley, MN 55124 TAX PARCEL I.D. #: 01-84300-060-01 LEGAL DESCRIPTION OF PROPERTY: Lot 6, Block 1, Wildwood Pond. COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $71,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $47,919.02 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: April 6, 2010 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on October 6, 2010. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: February 3, 2010. Chase Home Finance LLC Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 30-7809 1766007061 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2070460 2/11-3/18/10

PUBLIC NOTICE

ASSIGNMENTS OF MORTGAGE: Assigned to: U.S. Bank, N.A., Dated: July 15, 2004, Recorded: October 18, 2004, Document No. 550214. Said Mortgage being Registered Land. TRANSACTION AGENT: NONE TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: NONE LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Mortgage Source, Inc. RESIDENTIAL MORTGAGE SERVICER: U.S. Bank Home Mortgage MORTGAGED PROPERTY ADDRESS: 844 Greening Avenue, Apple Valley, MN 55124 TAX PARCEL I.D. #: 01-11705-020-05 LEGAL DESCRIPTION OF PROPERTY: Lot Two (2), Block Five (5), Apple Valley Sixth Addition. COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $208,354.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $213,193.28 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: March 25, 2010 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on September 27, 2010. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: January 25, 2010. U.S. Bank, N. A. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 19-683 7810403503 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2062792 2/4-3/11/10

PUBLIC NOTICE

LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $204,534.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $184,702.65 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: March 25, 2010 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on September 27, 2010. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: January 20, 2010. Chase Home Finance LLC Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 30-7772 1998904895 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2056554 2/4-3/11/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: April 14, 2004 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $171,000.00 MORTGAGOR(S): Bruno L. Miller and Linda L. Miller, husband and wife MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF REGISTERING: Registered: May 13, 2004 Dakota County Registrar of Titles Document Number: 536826 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100214310004033315 Lender or Broker: Allstate Home Loans, Inc. dba Allstate Funding Residential Mortgage Servicer: Litton Loan Servicing, LP Mortgage Originator: Not Applicable CERTIFICATE OF TITLE NUMBER: 87669 COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 129 Redwood Dr, Apple Valley, MN 55124-9325 Tax Parcel ID Number: 01-11702-080-12 LEGAL DESCRIPTION OF PROPERTY: Lot Eight (8), Block Twelve (12), Apple Valley Third Addition, according to the plat thereof on file or of record in the Office of the Registrar of Titles, Dakota County, Minnesota. AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $173,415.31 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; that this is registered property; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: March 19, 2010 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their per-

sale by the mortgagor(s), their per sonal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on September 19, 2010, or the next business day if September 19, 2010 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: February 04, 2010 MORTGAGEE: Mortgage Electronic Registration Systems, Inc. Wilford & Geske, P.A. Attorneys for Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 005330F02 2059652 2/4-3/11/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: February 11, 2005 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $209,100.00 MORTGAGOR(S): Renee K Krinsky, unmarried MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF REGISTERING: Registered: March 01, 2005 Dakota County Registrar of Titles Document Number: 560011 ASSIGNMENTS OF MORTGAGE: And assigned to: U.S. Bank National Association Dated: January 06, 2010 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100021278923053537 Lender or Broker: Piper Jaffray Mortgage, LLC Residential Mortgage Servicer: U.S. Bank Home Mortgage Mortgage Originator: Not Applicable CERTIFICATE OF TITLE NUMBER: 122176 COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 1775 Lexington Ave S Apt 28, Saint Paul, MN 55118-3629 Tax Parcel ID Number: 24-44950-020-03 LEGAL DESCRIPTION OF PROPERTY: Lot Two (2), Block Three (3) in Lexington Court Replat, according to the recorded plat thereof, Dakota County, Minnesota AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $200,596.19 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; that this is registered property; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: March 19, 2010 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on September 19, 2010, or the next business day if September 19, 2010 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE

��

�� conditions of the following described RESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDI- mortgage: DATE OF MORTGAGE: May 1, 2006 CIAL ORDER IS ENTERED UNDER ORIGINAL PRINCIPAL AMOUNT OF MINNESOTA STATUTES, SECTION 5 8 2 . 0 3 2 , D E T E R M I N I N G , A M O N G MORTGAGE: $127,200.00 OTHER THINGS, THAT THE MORTMORTGAGOR(S): Matthew W GorGAGED PREMISES ARE IMPROVED man, as a single person WITH A RESIDENTIAL DWELLING OF MORTGAGEE: Mortgage Electronic LESS THAN FIVE UNITS, ARE NOT Registration Systems, Inc. as nominee PROPERTY USED IN AGRICULTURAL for Maribella Mortgage, LLC PRODUCTION, AND ARE ABANDONED. TRANSACTION AGENT: Mortgage DATED: February 04, 2010 Electronic Registration Systems, Inc. ASSIGNEE OF MORTGAGEE: MIN#: 100220710000118709 U.S. Bank National Association SERVICER: Ocwen Loan Servicing, Wilford & Geske, P.A. LLC Attorneys for Assignee of Mortgagee LENDER: Maribella Mortgage, LLC. DATE AND PLACE OF FILING: Lawrence A. Wilford James A. Geske Dakota County Minnesota, Recorder , 8425 Seasons Parkway, Suite 105 on May 25, 2006, as Document No. Woodbury, MN 55125-4393 2432590 ASSIGNED TO: HSBC Bank USA, (651) 209-3300 N.A., as Trustee on behalf of ACE File Number: 011524F01 2058810 2/4-3/11/10 Securities Corp. Home Equity Loan Trust and for the registered holders of ACE Securities Corp. Home Equity Loan Trust, Series 2006-ASAP4, Asset NOTICE OF Backed Pass-Through Certificates MORTGAGE FORECLOSURE SALE Dated: October 5, 2006 , and recorded N O T I C E I S H E R E B Y G I V E N t h a t January 19, 2010 by Document No. default has occurred in the conditions 2708722. of the following described mortgage: LEGAL DESCRIPTION OF PROPDATE OF MORTGAGE: June 09, 2006 ERTY: Unit No. 706, Condominium No. ORIGINAL PRINCIPAL AMOUNT OF 115 Southcross Village Condominium, MORTGAGE: $191,900.00 According to the Recorded Plat MORTGAGOR(S): Harold P Liebers- T h e r e o f , A n d S i t u a t e i n D a k o t a bach and Linda F Liebersbach, hus- County,Minnesota band and wife PROPERTY ADDRESS: 2017 SouthMORTGAGEE: Mortgage Electronic cross Drive West #706, Burnsville, MN Registration Systems, Inc. 55306 DATE AND PLACE OF RECORDING: PROPERTY I.D: 02-71216-706-04 Recorded: July 12, 2006 Dakota COUNTY IN WHICH PROPERTY IS County Recorder LOCATED: Dakota Document Number: 2444676 THE AMOUNT CLAIMED TO BE DUE Transaction Agent: Mortgage Elec- ON THE MORTGAGE ON THE DATE OF tronic Registration Systems, Inc. THE NOTICE: One Hundred Thirty-Two Transaction Agent Mortgage Identifi- Thousand Six Hundred Seventy-Four cation Number: 100103210000139021 and 36/100 ($132,674.36) Lender or Broker: Prime Mortgage THAT no action or proceeding has Corporation been instituted at law to recover the R e s i d e n t i a l M o r t g a g e S e r v i c e r : debt secured by said mortgage, or any Aurora Loan Services, LLC part thereof; that there has been comMortgage Originator: Not Applicable pliance with all pre-foreclosure notice COUNTY IN WHICH PROPERTY IS and acceleration requirements of said LOCATED: Dakota mortgage, and/or applicable statutes; Property Address: 14799 Embry PURSUANT, to the power of sale conPath, Apple Valley, MN 55124-6851 tained in said mortgage, the above T a x P a r c e l I D N u m b e r : described property will be sold by the 01-81454-190-01 Sheriff of said county as follows: LEGAL DESCRIPTION OF PROPDATE AND TIME OF SALE: 10:00 AM ERTY: Lot 19, Block 1, Valley Way Vil- on March 23, 2010 lage Fifth Addition, Dakota County, PLACE OF SALE: Sh eriff`s Mai n Minnesota. Office, Law Enforcement Center, 1580 AMOUNT DUE AND CLAIMED TO BE Highway 55, Hastings MN 55033-2343 D U E A S O F D A T E O F N O T I C E : to pay the debt then secured by said $194,886.39 mortgage and taxes, if any actually THAT all pre-foreclosure require- paid by the mortgagee, on the prements have been complied with; that mises and the costs and disburseno action or proceeding has been insti- ments allowed by law. tuted at law or otherwise to recover the The time allowed by law for redempdebt secured by said mortgage, or any tion by said mortgagor(s), their perpart thereof; sonal representatives or assigns is 6 PURSUANT to the power of sale con- months from the date of sale. tained in said mortgage, the "THE TIME ALLOWED BY LAW FOR above-described property will be sold REDEMPTION BY THE MORTGAGOR, by the Sheriff of said county as fol- THE MORTGAGOR`S PERSONAL REPlows: RESENTATIVES OR ASSIGNS, MAY BE DATE AND TIME OF SALE: March REDUCED TO FIVE WEEKS IF A JUDI22, 2010 at 10:00 AM CIAL ORDER IS ENTERED UNDER PLACE OF SALE: Dakota County MINNESOTA STATUTES, SECTION Law Enforcement Center, 1580 High- 5 8 2 . 0 3 2 , D E T E R M I N I N G , A M O N G way 55, Lobby S-100, Hastings, Minne- OTHER THINGS, THAT THE MORTsota GAGED PREMISES ARE IMPROVED to pay the debt secured by said mort- WITH A RESIDENTIAL DWELLING OF gage and taxes, if any, on said pre- LESS THAN FIVE UNITS, ARE NOT mises and the costs and disburse- PROPERTY USED IN AGRICULTURAL ments, including attorney fees allowed P R O D U C T I O N , A N D A R E by law, subject to redemption within ABANDONED." six (6) months from the date of said Dated: February 4, 2010 sale by the mortgagor(s), their perHSBC Bank USA, N.A., as Trustee sonal representatives or assigns. on behalf of ACE Securities Corp. If the Mortgage is not reinstated Home Equity Loan Trust and for under Minn. Stat. §580.30 or the propthe registered holders of ACE erty is not redeemed under Minn. Stat. Securities Corp. Home Equity Loan §580.23, the Mortgagor must vacate Trust, Series 2006-ASAP4, Asset the property on or before 11:59 p.m. on Backed Pass-Through Certificates September 22, 2010, or the next busi- Randall S. Miller & Associates, P.C. ness day if September 22, 2010 falls on Attorneys for Assignee of Mortgage/ a Saturday, Sunday or legal holiday. Mortgagee Mortgagor(s) released from financial One Financial Plaza, obligation: NONE 120 South Sixth Street, Suite 1100 THIS COMMUNICATION IS FROM Minneapolis, MN 55402 A DEBT COLLECTOR ATTEMPT- Phone: 612-573-3677 ING TO COLLECT A DEBT. ANY Our File No. 09MN00189-1 INFORMATION OBTAINED WILL BE THIS IS A COMMUNICATION FROM USED FOR THAT PURPOSE. A DEBT COLLECTOR. THE RIGHT TO VERIFICATION OF A S A P # 3 4 2 8 1 5 8 0 2 / 0 4 / 2 0 1 0 , THE DEBT AND IDENTITY OF THE 02/11/2010, 02/18/2010, 02/25/2010, ORIGINAL CREDITOR WITHIN THE 03/04/2010, 03/11/2010 T I M E P R O V I D E D B Y L A W I S N O T 2057027 2/4-3/11/10 AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, NOTICE OF THE MORTGAGOR'S PERSONAL REPMORTGAGE FORECLOSURE SALE RESENTATIVES OR ASSIGNS, MAY BE NOTICE IS HEREBY GIVEN that REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER default has occurred in the conditions MINNESOTA STATUTES, SECTION of the following described mortgage: DATE OF MORTGAGE: May 03, 2004 582.032, DETERMINING, AMONG ORIGINAL PRINCIPAL AMOUNT OF OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED MORTGAGE: $164,000.00 MORTGAGOR(S): Mohamad R AnsWITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT sari, unmarried MORTGAGEE: Mortgage Electronic PROPERTY USED IN AGRICULTURAL Registration Systems, Inc. PRODUCTION, AND ARE ABANDONED. DATE AND PLACE OF RECORDING: DATED: February 04, 2010 Recorded: June 21, 2004 Dakota MORTGAGEE: Mortgage Electronic County Recorder Document Number: Registration Systems, Inc. 2217516 Wilford & Geske, P.A. Transaction Agent: Mortgage ElecAttorneys for Mortgagee tronic Registration Systems, Inc. Lawrence A. Wilford Transaction Agent Mortgage IdentifiJames A. Geske cation Number: 100052599980403089 8425 Seasons Parkway, Suite 105 Lender or Broker: 1st Premiere MortWoodbury, MN 55125-4393 gage Residential Mortgage Servicer: (651) 209-3300 Flagstar Bank, FSB Mortgage OriginaFile Number: 011992F01 2056799 2/4-3/11/10 tor: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 14766 Embry Path, Apple Valley, MN NOTICE OF 55124-6342 Tax Parcel ID Number: MORTGAGE FORECLOSURE SALE 01-20505-121-01 THE RIGHT TO VERIFICATION OF LEGAL DESCRIPTION OF PROPTHE DEBT AND IDENTITY OF THE ERTY: Lot One Hundred and Twenty ORIGINAL CREDITOR WITHIN THE One (121), Block One (1), Diamond T I M E P R O V I D E D B Y L A W I S N O T Path Sixth Addition, Dakota County, AFFECTED BY THIS ACTION. Minnesota. NOTICE IS HEREBY GIVEN: AMOUNT DUE AND CLAIMED TO BE That default has occurred in the conditions of the following described ��

PUBLIC NOTICE

�� required �� That no action or by statute; proceeding has been instituted at law �� AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $156,368.23 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: March 25, 2010 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on September 25, 2010, or the next business day if September 25, 2010 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: February 04, 2010 MORTGAGEE: Mortgage Electronic Registration Systems, Inc. Wilford & Geske, P.A. Attorneys for Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 012287F01 2061704 2/4-3/11/10

PUBLIC NOTICE

or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: April 1, 2010 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on October 1, 2010. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: January 29, 2010. Chase Home Finance LLC Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 30-7884 1793942011 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2062577 2/4-3/11/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: April 29, 2004 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $177,300.00 MORTGAGOR(S): Jerry Mefford and Dee Ann Schoff-Mefford, husband and wife MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded: June 22, 2004 Dakota County Recorder Document Number: 2218213 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100177700000339192 Lender or Broker: Home Town Mortgage, Inc. Residential Mortgage Servicer: Aurora Loan Services, LLC Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 957 Oakdale Ave, West Saint Paul, MN 55118-1540 Tax Parcel ID Number: 42-32000-120-00 LEGAL DESCRIPTION OF PROPERTY: Lot 12 and the North One-half of Lot 11, Hardwick's Addition AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $190,628.10 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: March 25, 2010 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on September 25, 2010, or the next business day if September 25, 2010 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF

THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: February 04, 2010 MORTGAGEE: Mortgage Electronic Registration Systems, Inc. Wilford & Geske, P.A. Attorneys for Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 008620F03 2062920 2/4-3/11/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: December 21, 2005 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $185,600.00 MORTGAGOR(S): Aron E. Brown and Allison Brown, Husband and Wife MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded: January 04, 2006 Dakota County Recorder Document Number: 2394318 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100224620001281594 Lender or Broker: Ownit Mortgage Solutions, Inc. Residential Mortgage Servicer: Litton Loan Servicing, LP Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 921 2nd St W, Hastings, MN 55033-1007 Tax Parcel ID Number: 19-10500-040-10 LEGAL DESCRIPTION OF PROPERTY: The West 10 feet of Lot 3 and all of Lot 4, Block 10, Addition No. Thirteen to the City of Hastings, according to the recorded plat thereof, and situate in Dakota, Minnesota. AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $202,601.23 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: March 26, 2010 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on September 26, 2010, or the next business day if September 26, 2010 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: February 11, 2010 MORTGAGEE: Mortgage Electronic Registration Systems, Inc. Wilford & Geske, P.A. Attorneys for Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 002416F02 2064535 2/11-3/18/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: February 26, 2007 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $369,900.00 MORTGAGOR(S): Lucas Jackson and Stephanie Jackson, husband and wife MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded: March 08, 2007 Dakota County Recorder Document Number: 2501400 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100037501759642046 Lender or Broker: GMAC Mortgage, LLC fka GMAC Mortgage Corporation Residential Mortgage Servicer: GMAC Mortgage, LLC Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 21328 Idaho Ave, Lakeville, MN 55044-1908 Tax Parcel ID Number: 22-84100-020-06 LEGAL DESCRIPTION OF PROPERTY: Lot 2, Block 6, Wild Meadow Villas, CIC #363, Dakota County, Minnesota. AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $386,377.63 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: March 19, 2010 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on September 19, 2010, or the next business day if September 19, 2010 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: February 04, 2010 MORTGAGEE: Mortgage Electronic Registration Systems, Inc. Wilford & Geske, P.A. Attorneys for Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 012086F01 2059720 2/4-3/11/10

PUBLIC NOTICE

RESIDENTIAL MORTGAGE SER VICER: JPMorgan Chase Bank, National Association MORTGAGED PROPERTY ADDRESS: 23265 Northfield Boulevard, Hampton, MN 55031 TAX PARCEL I.D. #: 18-00800-015-07 LEGAL DESCRIPTION OF PROPERTY: EXHIBIT A That part of the Northeast Quarter of Section 8, Township 113, Range 18, Dakota County, Minnesota, described as follows: Commencing at the Northeast corner said Northeast Quarter and deflecting 44 degrees 30 minutes 20 seconds right and Southwesterly from the East line of said Northeast Quarter to the centerline of Dakota County Road No. 47; thence along said centerline a distance of 1995.3 feet, more or less to a point 718.3 feet Northeasterly of the intersection of said County Road 47 and State Highway No. 50; thence deflecting 90 degrees right a distance 163.0 feet; thence deflecting 90 degrees right a distance of 162.47 feet; thence deflecting 81 degrees 32 minutes 40 seconds left a distance of 322.5 feet; thence deflecting 83 degrees 58 minutes left a distance of 288.86 feet; thence deflecting 97 degrees 02 minutes 20 seconds left a distance of 127.0 feet; thence deflecting 102 degrees 17 minutes 28 seconds right a distance of 124.46 feet; thence deflecting 95 degrees 14 minutes 28 seconds left a distance of 251.4 feet; thence deflecting 102 degrees 12 minutes left a distance 90.0 feet; thence deflecting 86 degrees 44 minutes 15 seconds right a distance of 222.0 feet, more or less to its intersection with the centerline of said County Road No. 47; thence Northeasterly along centerline to the point of beginning. EXCEPT the following described tract of land: That part of the Northeast Quarter of Section 8, Township 113, Range 18, Dakota County, Minnesota, described as follows: Commencing at the Northeast corner of said Northeast Quarter; thence South 44 degrees 30 minutes 20 seconds West (assumed bearing) along the centerline of County Road No. 47 a distance of 2166.6 feet, more or less, to a point 547.00 feet Northeasterly of the centerline intersection of said County Road No. 47 and State Highway No. 50 and the point of beginning of the land to be described; thence North 46 degrees 27 minutes 25 seconds West 182.00 feet; thence North 43 degrees 32 minutes 35 seconds East 115.00 feet; thence South 48 degrees 21 minutes 16 seconds East 184.14 feet to said centerline of County Road No. 47; thence South 44 degrees 30 minutes 20 seconds West along said centerline 121.11 feet to the point of beginning, Dakota County, Minnesota COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $180,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $166,964.88 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: April 1, 2010 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on October 1, 2010. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED." Dated: January 27, 2010. JPMorgan Chase Bank, N.A. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden

By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 60-2722 8462272132 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2062848 2/4-3/11/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: July 28, 2005 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $194,096.00 MORTGAGOR(S): Jennifer Dobbe, a single person MORTGAGEE: First Franklin, a division of National City Bank of Indiana DATE AND PLACE OF RECORDING: Recorded: September 15, 2005 Dakota County Recorder Document Number: 2360837 ASSIGNMENTS OF MORTGAGE: And assigned to: First Franklin Financial Corporation Dated: December 01, 2005 Recorded: December 27, 2005 Dakota County Recorder Document Number: 2391746 And assigned to: U.S. Bank National Association, as Trustee for the holders of the First Franklin Mortgage Loan Trust Mortgage Pass-through Certificates, Series 2005-FF9 Dated: August 12, 2005 Transaction Agent: Not Applicable Transaction Agent Mortgage Identification Number: Not Applicable Lender or Broker: First Franklin, a division of National City Bank of Indiana Residential Mortgage Servicer: Select Portfolio Servicing Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 2424 49th St E, Inver Grove Heights, MN 55076-1157 Tax Parcel ID Number: 20-44026-401-07 LEGAL DESCRIPTION OF PROPERTY: Unit NO. 7401, Lafayette Park East, Common Interest Community Number 434, Dakota County, Minnesota AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $200,746.79 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: April 05, 2010 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on October 05, 2010, or the next business day if October 05, 2010 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: February 18, 2010 ASSIGNEE OF MORTGAGEE: U.S. Bank National Association, as Trustee for the holders of the First Franklin Mortgage Loan Trust Mortgage Pass-through Certificates, Series 2005-FF9 Wilford & Geske, P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 012234F01 2074367 2/18-3/25/10

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PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: August 30, 2005 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $216,000.00 MORTGAGOR(S): Jeffrey J. Frazho and Jennifer Frazho, husband and wife MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded: September 26, 2005 Dakota County Recorder Document Number: 2364173 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100016200000184651 Lender or Broker: First Mortgage Company, LLC Residential Mortgage Servicer: Aurora Loan Services, LLC Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 8234 166th St W, Lakeville, MN 55044-6238 Tax Parcel ID Number: 223290107003 LEGAL DESCRIPTION OF PROPERTY: Lot 7, Block 3, Highview Heights 2nd Addition AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $222,768.71 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: February 18, 2010 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on October 08, 2010, or the next business day if October 08, 2010 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: December 31, 2009 MORTGAGEE: Mortgage Electronic Registration Systems, Inc. Wilford & Geske, P.A. Attorneys for Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 010813F01 NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for February 18, 2010 at 10:00 AM has been postponed to April 08, 2010 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State. DATED: February 18, 2010 MORTGAGEE: Mortgage Electronic Registration Systems, Inc. Wilford & Geske, P.A. Attorneys for Mortgagee: Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 010813F01 2066657 2/18/10

PUBLIC NOTICE

MORTGAGOR: Fatu Awoji, a single person. MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded June 19, 2002, Dakota County Recorder, Document No. 1907596. ASSIGNMENTS OF MORTGAGE: Assigned to: CitiMortgage, Inc, Dated: October 28, 2009. TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100013900740746833 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Irwin Mortgage Corporation RESIDENTIAL MORTGAGE SERVICER: CitiMortgage, Inc. MORTGAGED PROPERTY ADDRESS: 12984 Nicollet Avenue South #302, Burnsville, MN 55337 TAX PARCEL I.D. #: 02-01300-678-16 LEGAL DESCRIPTION OF PROPERTY: Apartment No. 302, 12984 Nicollet Ave So., Apartment Ownership No. 15, Ridgeview Condominium Homes COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $67,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $58,677.45 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: March 30, 2010 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on September 30, 2010. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: January 27, 2010. CitiMortgage, Inc. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 10-2646 401714127 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2062678 2/4-3/11/10

PUBLIC NOTICE

LEGAL DESCRIPTION OF PROP ERTY: North 84 feet of Lot 9, Block 1, Knob Hill II, Dakota County, Minnesota. COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $181,600.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $188,939.54 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: March 25, 2010 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on September 27, 2010. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: January 25, 2010. Chase Home Finance, LLC Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 75-3887 24145930 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2062896 2/4-3/11/10

PUBLIC NOTICE

Sheriff of said county as follows: DATE AND TIME OF SALE: March 31, 2010 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on September 30, 2010. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: January 26, 2010. CitiMortgage, Inc. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 10-2874 2003036649 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2062631 2/4-3/11/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: February 05, 2004 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $289,750.00 MORTGAGOR(S): Brian Turck, a single man MORTGAGEE: Bank of America, N.A. DATE AND PLACE OF REGISTERING: Registered: June 10, 2004 Dakota County Registrar of Titles Document Number: 539204 Transaction Agent: Not Applicable Transaction Agent Mortgage Identification Number: Not Applicable Lender or Broker: Bank of America, N.A. Residential Mortgage Servicer: Bank of America, N.A. Mortgage Originator: Not Applicable CERTIFICATE OF TITLE NUMBER: 131971 COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 20424 Jupiter Way, Lakeville, MN 55024 Tax Parcel ID Number: 22-47545-030-03 LEGAL DESCRIPTION OF PROPERTY: Lot 3, Block 3, Marion Village AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $322,309.75 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; that this is registered property; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: March 19, 2010 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on September 19, 2010, or the next business day if September 19, 2010 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REP-

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�� REP S PERSONAL THE MORTGAGOR RESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDINOTICE OF MORTGAGE CIAL ORDER IS ENTERED UNDER FORECLOSURE SALE MINNESOTA STATUTES, SECTION NOTICE IS HEREBY GIVEN that 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORT- default has occurred in the conditions GAGED PREMISES ARE IMPROVED of the following described mortgage: DATE OF MORTGAGE: July 29, 2005 WITH A RESIDENTIAL DWELLING OF ORIGINAL PRINCIPAL AMOUNT OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL MORTGAGE: $161,861.00 MORTGAGOR(S): Nabil Madani, A PRODUCTION, AND ARE ABANDONED. Single Man DATED: February 04, 2010 MORTGAGEE: New Century MortMORTGAGEE: Bank of America, N.A. gage Corporation Wilford & Geske, P.A. DATE AND PLACE OF RECORDING: Attorneys for Mortgagee Recorded: August 16, 2005 Dakota Lawrence A. Wilford County Recorder James A. Geske Document Number: 2351599 8425 Seasons Parkway, Suite 105 ASSIGNMENTS OF MORTGAGE: Woodbury, MN 55125-4393 And assigned to: U.S. Bank National (651) 209-3300 Association, as Trustee, on behalf of File Number: 010474F01 2061148 2/4-3/11/10 the holders of The Asset Backed Securities Corporation Home Equity Loan Trust, Series NC 2005-HE8, Asset Backed Pass-Through Certificates, NOTICE OF MORTGAGE Series NC 2005-HE8 FORECLOSURE SALE Dated: July 07, 2009 THE RIGHT TO VERIFICATION Recorded: July 20, 2009 Dakota OF THE DEBT AND IDENTITY OF County Recorder THE ORIGINAL CREDITOR WITHIN Document Number: 2672166 THE TIME PROVIDED BY LAW IS Transaction Agent: Not Applicable NOT AFFECTED BY THIS ACTION. Transaction Agent Mortgage IdentifiNOTICE IS HEREBY GIVEN, that cation Number: Not Applicable default has occurred in conditions of Lender or Broker: New Century the following described mortgage: Mortgage Corporation DATE OF MORTGAGE: July 20, 2007 Residential Mortgage Servicer: Select MORTGAGORS: Steven J. Laddusaw Portfolio Servicing and Gail K. Marbeck, husband and Mortgage Originator: Not Applicable wife. COUNTY IN WHICH PROPERTY IS MORTGAGEE: Chase Bank USA, N.A. LOCATED: Dakota DATE AND PLACE OF RECORDING: Property Address: 20568 Abbey Ln, Recorded October 2, 2007, Dakota Farmington, MN 55024-7317 County Recorder, Document No. Tax Parcel ID Number: 2547862. 14-48706-154-05 ASSIGNMENTS OF MORTGAGE: LEGAL DESCRIPTION OF PROPAssigned to: JPMorgan Chase Bank, ERTY: Unit No. 154, Common Interest N.A, Dated: January 13, 2010. Community No. 319, a condominium, TRANSACTION AGENT: NONE Middle Creek Condominium, Dakota T R A N S A C T I O N A G E N T ' S M O R T - County, Minnesota. GAGE IDENTIFICATION NUMBER ON AMOUNT DUE AND CLAIMED TO BE MORTGAGE: NONE DUE AS OF DATE OF NOTICE: LENDER OR BROKER AND MORT- $155,757.71 GAGE ORIGINATOR STATED ON THAT all pre-foreclosure requireMORTGAGE: Chase Bank USA, N.A. ments have been complied with; that R E S I D E N T I A L M O R T G A G E S E R - no action or proceeding has been instiVICER: Chase Home Finance, LLC tuted at law or otherwise to recover the MORTGAGED PROPERTY ADDRESS: debt secured by said mortgage, or any 530 Hawthorne Woods Drive, Eagan, part thereof; MN 55123 PURSUANT to the power of sale conTAX PARCEL I.D. #: 10-32151-060-04 t a i n e d i n s a i d m o r t g a g e , t h e LEGAL DESCRIPTION OF PROP- above-described property will be sold ERTY: by the Sheriff of said county as folLot 6, Block 4, Hawthorne Woods lows: 2nd Addition, Dakota County, MinDATE AND TIME OF SALE: April 02, nesota. 2010 at 10:00 AM COUNTY IN WHICH PROPERTY IS PLACE OF SALE: Dakota County LOCATED: Dakota Law Enforcement Center, 1580 HighORIGINAL PRINCIPAL AMOUNT OF way 55, Lobby S-100, Hastings, MinneMORTGAGE: $596,000.00 sota AMOUNT DUE AND CLAIMED TO BE to pay the debt secured by said mortDUE AS OF DATE OF NOTICE, INCLUD- gage and taxes, if any, on said preING TAXES, IF ANY, PAID BY MORT- mises and the costs and disburseGAGEE: $685,654.42 ments, including attorney fees allowed That prior to the commencement of by law, subject to redemption within this mortgage foreclosure proceeding six (6) months from the date of said Mortgagee/Assignee of Mortgagee com- sale by the mortgagor(s), their perplied with all notice requirements as sonal representatives or assigns. required by statute; That no action or If the Mortgage is not reinstated proceeding has been instituted at law under Minn. Stat. §580.30 or the propo r o t h e r w i s e t o r e c o v e r t h e d e b t erty is not redeemed under Minn. Stat. secured by said mortgage, or any part §580.23, the Mortgagor must vacate thereof; the property on or before 11:59 p.m. on PURSUANT to the power of sale con- October 02, 2010, or the next busitained in said mortgage, the above ness day if October 02, 2010 falls on a described property will be sold by the Saturday, Sunday or legal holiday. Sheriff of said county as follows: Mortgagor(s) released from financial DATE AND TIME OF SALE: April 1, obligation: NONE 2010 at 10:00 AM THIS COMMUNICATION IS FROM PLACE OF SALE: S h e r i f f ' s O f f i c e , A DEBT COLLECTOR ATTEMPTLaw Enforcement Center, 1580 Hwy ING TO COLLECT A DEBT. ANY 55, Lobby #S-100, Hastings, MN INFORMATION OBTAINED WILL BE to pay the debt then secured by said USED FOR THAT PURPOSE. Mortgage, and taxes, if any, on said THE RIGHT TO VERIFICATION OF premises, and the costs and disburse- THE DEBT AND IDENTITY OF THE m e n t s , i n c l u d i n g a t t o r n e y s ' f e e s ORIGINAL CREDITOR WITHIN THE allowed by law subject to redemption T I M E P R O V I D E D B Y L A W I S N O T within six (6) months from the date of AFFECTED BY THIS ACTION. said sale by the mortgagor(s), their THE TIME ALLOWED BY LAW FOR personal representatives or assigns REDEMPTION BY THE MORTGAGOR, unless reduced to Five (5) weeks under THE MORTGAGOR'S PERSONAL REPMN Stat. §580.07. RESENTATIVES OR ASSIGNS, MAY BE TIME AND DATE TO VACATE PROP- REDUCED TO FIVE WEEKS IF A JUDIE R T Y : I f t h e r e a l e s t a t e i s a n CIAL ORDER IS ENTERED UNDER owner-occupied, single-family dwell- MINNESOTA STATUTES, SECTION ing, unless otherwise provided by law, 5 8 2 . 0 3 2 , D E T E R M I N I N G , A M O N G the date on or before which the mort- OTHER THINGS, THAT THE MORTgagor(s) must vacate the property if the GAGED PREMISES ARE IMPROVED mortgage is not reinstated under sec- WITH A RESIDENTIAL DWELLING OF tion 580.30 or the property is not LESS THAN FIVE UNITS, ARE NOT redeemed under section 580.23 is PROPERTY USED IN AGRICULTURAL 11:59 p.m. on October 1, 2010. PRODUCTION, AND ARE ABANDONED. MORTGAGOR(S) RELEASED FROM DATED: February 18, 2010 FINANCIAL OBLIGATION ON MORTASSIGNEE OF MORTGAGEE: U.S. GAGE: None Bank National Association, as "THE TIME ALLOWED BY LAW FOR Trustee, on behalf of the holders REDEMPTION BY THE MORTGAGOR, of The Asset Backed Securities THE MORTGAGOR'S PERSONAL REPCorporation Home Equity Loan RESENTATIVES OR ASSIGNS, MAY BE Trust, Series NC 2005-HE8, Asset REDUCED TO FIVE WEEKS IF A JUDIBacked Pass-Through Certificates, CIAL ORDER IS ENTERED UNDER Series NC 2005-HE8 MINNESOTA STATUTES, SECTION Wilford & Geske, P.A. 5 8 2 . 0 3 2 , D E T E R M I N I N G , A M O N G Attorneys for Assignee of Mortgagee OTHER THINGS, THAT THE MORT- Lawrence A. Wilford GAGED PREMISES ARE IMPROVED James A. Geske WITH A RESIDENTIAL DWELLING OF 8425 Seasons Parkway, Suite 105 LESS THAN FIVE UNITS, ARE NOT Woodbury, MN 55125-4393 PROPERTY USED IN AGRICULTURAL (651) 209-3300 P R O D U C T I O N , A N D A R E File Number: 006479F02 ABANDONED." 2072850 2/18-3/25/10 Dated: January 25, 2010. JPMorgan Chase Bank, N.A. Mortgagee/Assignee of Mortgagee NOTICE OF MORTGAGE USSET, WEINGARDEN AND LIEBO, P.L.L.P. FORECLOSURE SALE By: Paul A. Weingarden THE RIGHT TO VERIFICATION Attorneys for Mortgagee/Assignee of OF THE DEBT AND IDENTITY OF Mortgagee THE ORIGINAL CREDITOR WITHIN 4500 Park Glen Road #300 THE TIME PROVIDED BY LAW IS Minneapolis, MN 55416 NOT AFFECTED BY THIS ACTION. (952) 925-6888 NOTICE IS HEREBY GIVEN, that 75-3893 default has occurred in conditions of 24622383 THIS IS A COMMUNICATION FROM the following described mortgage: DATE OF MORTGAGE: April 2, 2003 A DEBT COLLECTOR. MORTGAGOR: Nanci Virgin, a single 2062829 2/4-3/11/10 person. MORTGAGEE: Mortgage Electronic

PUBLIC NOTICE

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�� L E G A L D E�� SCRIPTION ERTY: �� MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded July 29, 2003, Dakota County Recorder, Document No. 2085842. ASSIGNMENTS OF MORTGAGE: Assigned to: Nationstar Mortgage LLC, Dated: January 11, 2010. TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100037506544349104 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: GMAC Mortgage Corporation RESIDENTIAL MORTGAGE SERVICER: NationStar Mortgage, LLC MORTGAGED PROPERTY ADDRESS: 12950 Echo Lane, Apple Valley, MN 55124 TAX PARCEL I.D. #: 013415101204 LEGAL DESCRIPTION OF PROPERTY: Unit 12, Condominium No. 98, Hunter's Run Villas. COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $115,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $82,925.49 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: March 25, 2010 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on September 27, 2010. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: January 26, 2010. Nationstar Mortgage LLC Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 21-37 0596476357 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2062766 2/4-3/11/10

PUBLIC NOTICE

OF PROP

Lot 1, Block 1, Terra Second Addition, Dakota County, Minnesota. COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $182,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $194,175.66 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: April 1 , 2010 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on October 1, 2010 . MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: January 22, 2010. Chase Home Finance LLC Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 30-7739 1190459820 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2061278 2/4-3/11/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: March 30, 2006 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $156,800.00 MORTGAGOR(S): Nancy E. Ogrezovich, a married person MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded: April 05, 2006 Dakota County Recorder Document Number: 2418089 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100052624198413173 Lender or Broker: Fieldstone Mortgage Company Residential Mortgage Servicer: Litton Loan Servicing, LP Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 18228 Kerrville Trl # 101, Lakeville, MN 55044-7295 Tax Parcel ID Number: 22-58500-101-20 LEGAL DESCRIPTION OF PROPERTY: Unit No. 101, Prairie Lake Lodges, CIC No. 372, Dakota County, Minnesota. AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $172,028.08 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: March 26, 2010 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their per-

sale by the mortgagor(s), their per sonal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on September 26, 2010, or the next business day if September 26, 2010 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: February 11, 2010 MORTGAGEE: Mortgage Electronic Registration Systems, Inc. Wilford & Geske, P.A. Attorneys for Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 010023F01 2068967 2/11-3/18/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: March 23, 2007 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $181,500.00 MORTGAGOR(S): Merrye L Lindsey, a single woman MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded: April 06, 2007 Dakota County Recorder Document Number: 2508097 ASSIGNMENTS OF MORTGAGE: And assigned to: Suntrust Mortgage, Inc. Dated: February 03, 2010 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100103210000161645 Lender or Broker: Prime Mortgage Corporation Residential Mortgage Servicer: SunTrust Mortgage, Inc. Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 20675 Hughes Ave W, Lakeville, MN 55044-8638 Tax Parcel ID Number: 22-57750-030-03 LEGAL DESCRIPTION OF PROPERTY: Lot 3, Block 3, Playfield Addition, Dakota County, Minnesota. AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $182,519.89 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: March 26, 2010 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on September 26, 2010, or the next business day if September 26, 2010 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF

WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: February 11, 2010 ASSIGNEE OF MORTGAGEE: Suntrust Mortgage, Inc. Wilford & Geske, P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 012430F01 2067558 2/11-3/18/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: November 18, 2005 MORTGAGORS: Joanna L. Lessard and Chad A. Lessard, wife and husband. MORTGAGEE: First Franklin. DATE AND PLACE OF RECORDING: Recorded January 4, 2006, Dakota County Recorder, Document No. 2394164. ASSIGNMENTS OF MORTGAGE: Assigned to: First Franklin Financial Corporation, Dated: April 4, 2006, Recorded: April 17, 2006, Document No. 2420796. And thereafter assigned to: Deutsche Bank National Trust Company, as Trustee for FFMLT Trust 2006-FF3, Mortgage Pass-Through Certificates, Series 2006-FF3, Dated: April 9, 2009, Recorded: May 4, 2009, Document No. 2654155. TRANSACTION AGENT: NONE TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: NONE LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: First Franklin RESIDENTIAL MORTGAGE SERVICER: Home Loan Services, Inc. MORTGAGED PROPERTY ADDRESS: 6015 Concord Boulevard East, Inver Grove Heights, MN 55076 TAX PARCEL I.D. #: 20-64050-040-01 LEGAL DESCRIPTION OF PROPERTY: Lots 3 and 4, Block 1, Laura Riebe Addition to Inver Grove Heights, Dakota County, Minnesota. COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $211,680.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $239,571.82 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: April 21, 2010 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on October 21, 2010. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: February 12, 2010. Deutsche Bank National Trust Company, as trustee Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 76-3203 1044607042 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2077782 2/18-3/25/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: December 6, 2005 MORTGAGOR: Peter B. Zenk, Jr., a single person. MORTGAGEE: PNC Bank, National Association s/b/m to Commonwealth United Mortgage a division of National City Bank of Indiana n/k/a National City Bank. DATE AND PLACE OF RECORDING: Registered February 2, 2010, Dakota County Registrar of Titles, Document No. T657568, Certificate of Title No. 138114. ASSIGNMENTS OF MORTGAGE: NONE Said Mortgage being Registered Land. TRANSACTION AGENT: NONE TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: NONE LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: PNC Bank, National Association s/b/m to Commonwealth United Mortgage a division of National City Bank of Indiana n/k/a National City Bank RESIDENTIAL MORTGAGE SERVICER: PNC Bank, National Association MORTGAGED PROPERTY ADDRESS: 4771 Highcroft Court, Eagan, MN 55122 TAX PARCEL I.D. #: 10-65870-070-01 LEGAL DESCRIPTION OF PROPERTY: Lot 7, Block 1, St. Charles Wood. COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $297,500.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $298,899.77 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: April 15, 2010 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on October 15, 2010. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: February 11, 2010. PNC Bank, National Association Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 4-1954 0004399420 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2077396 2/18-3/25/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: June 21, 2006 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $360,000.00 MORTGAGOR(S): David P Huber and Tara A Huber, husband and wife MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded: July 06, 2006 Dakota County Recorder Document Number: 2442969

Document Number: 2442969 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100013800899279091 Lender or Broker: GreenPoint Mortgage Funding, Inc Residential Mortgage Servicer: GMAC Mortgage, LLC Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 20034 Erickson Path, Farmington, MN 55024-2024 Tax Parcel ID Number: 14-48702-060-04 LEGAL DESCRIPTION OF PROPERTY: Lot 6 Block 4, Middle Creek 3rd Addition, Dakota County Minnesota AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $402,344.70 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: March 19, 2010 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on September 19, 2010, or the next business day if September 19, 2010 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: February 04, 2010 MORTGAGEE: Mortgage Electronic Registration Systems, Inc. Wilford & Geske, P.A. Attorneys for Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 008351F02 2059693 2/4-3/11/10

PUBLIC NOTICE

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this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: April 1, 2010 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on October 1, 2010. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: January 29, 2010. CitiMortgage, Inc. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 10-3121 624407674 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2067925 2/11-3/18/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: October 26, 2004 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $474,600.00 MORTGAGOR(S): Scott E Peterson and Christina M Peterson, husband and wife MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded: December 09, 2004 Dakota County Recorder Document Number: 2274294 ASSIGNMENTS OF MORTGAGE: And assigned to: U.S. Bank National Association, as Indenture Trustee for the registered holders of Aegis Asset Backed Securities Trust 2004-6, Mortgage Backed Notes Dated: August 27, 2007 Recorded: February 09, 2009 Dakota County Recorder Document Number: 2636306 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100055101335427769 Lender or Broker: Aegis Lending Corporation Residential Mortgage Servicer: Ocwen Loan Servicing, LLC Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 14991 Fischer Ave, Hastings, MN 55033-9560 Tax Parcel ID Number: 340330001001 LEGAL DESCRIPTION OF PROPERTY: The West Half of the Northeast Quarter of the Northeast Quarter (W 1/2 of NE 1/4 of NE 1/4), Section Thirty-Three (33), Township One Hundred Fifteen (115), Range Eighteen (18), except that part of the West One-half of the Northeast quarter of the Northeast quarter (W 1/2 of NE 1/4 of NE 1/4) Section Thirty-Three (33), Township One Hundred Fifteen (115), Range Eighteen (18), described as follows: Commencing in the Southwest corner of said West One-half of the Northeast quarter of the Northeast quarter (W 1/2 of NE 1/4 of NE 1/4); thence Northerly along the West line thereof a distance of 662.8 feet; thence Easterly parallel to the South line of said West one-half (W 1/2) a distance of 329.05 feet; thence Southerly parallel to said West line of the West one-half (W 1/2) a distance of 662.8 feet to the South line of the said West one-half (W 1/2); thence Westerly along said South line a distance of 329.4 feet to the point of beginning, and except that part of the West One-half of the Northeast quarter of the Northeast quarter (W 1/2 of NE 1/4 of NE 1/4) Section Thirty-Three (33), Township One Hundred Fifteen (115), Range Eighteen (18), described as follows: Commenc-

(18), described as follows: Commenc ing at the Southeast corner of said West One-half of the Northeast quarter of the Northeast quarter (W 1/2 of NE 1/4 of NE 1/4); thence Northerly along the East line thereof a distance of 662.8 feet; thence Westerly parallel to the South line of said West One-half (W 1/2) a distance of 329.05 feet, thence Southerly parallel to said East line of the West One-half (W 1/2) a distance of 662.8 feet to the South line of the said West One-half (W 1/2); thence Easterly along said South line a distance of 329.4 feet to the point of beginning, and except that part of the West One-half of the Northeast quarter of the Northeast quarter (W 1/2 of NE 1/4 of NE 1/4) Section Thirty-Three (33), Township One Hundred Fifteen (115), Range Eighteen (18), described as follows: Commencing at the Southwest corner of said West One-half of the Northeast quarter of the Northeast quarter (W 1/2 of NE 1/4 of NE1/4); thence Northerly along the West line thereof a distance of 662.8 feet to the point of beginning; thence Easterly and parallel to the South line of said West line of said West One-half (W 1/2) a distance of 329.05 feet; thence Northerly parallel to the West line of the said West One-half (W 1/2) to the North line thereof; thence West along said North line of the West One-half (W 1/2) to the Northwest corner of said West One-half (W 1/2); thence Southerly along the West line thereof to the point of beginning. Together with a 33 foot easement along the North line of the Northeast quarter of the Northeast quarter of Northeast quarter (NE 1/4 of NE 1/4 of NE 1/4) of Section Thirty-three (33), Township One Hundred Fifteen (115), Range Eighteen (18), according tot he Government Survey thereof. AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $522,074.51 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: April 01, 2010 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on October 01, 2010, or the next business day if October 01, 2010 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: February 11, 2010 ASSIGNEE OF MORTGAGEE: U.S. Bank National Association, as Indenture Trustee for the registered holders of Aegis Asset Backed Securities Trust 2004-6, Mortgage Backed Notes Wilford & Geske, P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 012281F01 2068767 2/11-3/18/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: August 23, 2007 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $122,000.00 MORTGAGOR(S): Jodene M Kipfer, a single person MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded: September 05, 2007 Dakota County Recorder Document Number: 2542093 ASSIGNMENTS OF MORTGAGE: And assigned to: BAC Home Loans Servicing, L.P.

Servicing, L.P. Dated: August 14, 2009 Recorded: September 14, 2009 Dakota County Recorder Document Number: 2684073 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100177050500036827 Lender or Broker: Cornerstone Mortgage Company Residential Mortgage Servicer: BAC Home Loans Servicing, L.P. Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 5157 148th St W, Apple Valley, MN 55124-6487 Tax Parcel ID Number: 01-20505-112-01 LEGAL DESCRIPTION OF PROPERTY: Lot 112, Block 1, Diamond Path 6th Addition, Dakota County, Minnesota. AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $123,777.76 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: October 30, 2009 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on September 18, 2010, or the next business day if September 18, 2010 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: September 17, 2009 ASSIGNEE OF MORTGAGEE: BAC Home Loans Servicing, L.P. Wilford & Geske, P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 007746F01 NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for October 30, 2009 at 10:00 AM has been postponed to December 10, 2009 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State. DATED: October 30, 2009 ASSIGNEE OF MORTGAGEE: BAC Home Loans Servicing, L.P. NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for December 10, 2009 at 10:00 AM has been postponed to January 14, 2010 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State. DATED: December 10, 2009 ASSIGNEE OF MORTGAGEE: BAC Home Loans Servicing, L.P. NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for January 14, 2010 at 10:00 AM has been postponed to February 18, 2010 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State. DATED: January 14, 2010 ASSIGNEE OF MORTGAGEE: BAC Home Loans Servicing, L.P. NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for February 18, 2010 at 10:00 AM has been postponed to March 18, 2010 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State. DATED: February 18, 2010 ASSIGNEE OF MORTGAGEE:

ASSIGNEE OF MORTGAGEE: BAC Home Loans Servicing, L.P. Wilford & Geske, P.A. Attorneys for Assignee Of Mortgagee: Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 007746F01 2075472 2/18/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN: That default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: August 20, 2007 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $200,000.00 MORTGAGOR(S): Josette M Tuione, a single person MORTGAGEE: Mortgage Electronic Registration Systems, Inc. as nominee for Delta Funding Corporation TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. MIN#: 100076600001230428 SERVICER: Ocwen Loan Servicing LLC LENDER: Delta Funding Corporation. DATE AND PLACE OF FILING: Dakota County Minnesota, Recorder, on August 30, 2007, as Document No. 2541005 ASSIGNED TO: HSBC Bank USA N.A., as Trustee on behalf of ACE Securities Corp. Home Equity Loan Trust and for the registered holders of ACE Securities Corp. Home Equity Loan Trust 2007-D1 Asset Backed Pass-Through Certificates Dated: December 26, 2007, and recorded September 29, 2009 by Document No. 2687048. LEGAL DESCRIPTION OF PROPERTY: Lot 2,Block 2,Schindeldecker Third Addition, According To The Recorded Plat Thereof,and Situate in Dakota County, Minnesota PROPERTY ADDRESS: 1716 63rd Street East, Inver Grove Heights, MN 55077 PROPERTY I.D: 20-67602-020-02 COUNTY IN WHICH PROPERTY IS LOCATED: Dakota THE AMOUNT CLAIMED TO BE DUE ON THE MORTGAGE ON THE DATE OF THE NOTICE: Two Hundred Five Thousand Three Hundred Sixty-Six and 03/100 ($205,366.03) THAT no action or proceeding has been instituted at law to recover the debt secured by said mortgage, or any part thereof; that there has been compliance with all pre-foreclosure notice and acceleration requirements of said mortgage, and/or applicable statutes; PURSUANT, to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: 10:00 AM on December 15, 2009 PLACE OF SALE: Sheriff`s Main Office, Law Enforcement Center, 1580 Highway 55, Hastings MN 55033-2343 to pay the debt then secured by said mortgage and taxes, if any actually paid by the mortgagee, on the premises and the costs and disbursements allowed by law. The time allowed by law for redemption by said mortgagor(s), their personal representatives or assigns is 6 months from the date of sale. "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR`S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED." Dated: October 29, 2009 HSBC Bank USA N.A., as Trustee on behalf of ACE Securities Corp. Home Equity Loan Trust and for the registered holders of ACE Securities Corp. Home Equity Loan Trust 2007-D1 Asset Backed Pass-Through Certificates Randall S. Miller & Associates, P.C. Attorneys for Assignee of Mortgage/ Mortgagee One Financial Plaza, 120 South Sixth Street, Suite 1100 Minneapolis, MN 55402 Phone: 612-573-3677 Our File No. 09MN00074-1 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. ASAP# 3314075 10/29/2009, 11/05/2009, 11/12/2009, 11/19/2009, 11/26/2009, 12/03/2009 NOTICE OF POSTPONEMENT OF FORECLOSURE SALE The above referenced sale scheduled for February 9, 2010 at 10:00 AM , has been postponed to March 12, 2010 at 10:00 AM at 10:00 AM, located at Sheriff`s Main Office, Law Enforcement Center, 1580 Highway 55, Hastings MN 55033-2343, Dakota Minnesota Dated: February 9, 2010 HSBC Bank USA N.A., as Trustee on behalf of ACE Securities Corp. Home Equity Loan Trust and for the registered holders of ACE Securities Corp. Home Equity Loan Trust 2007-D1 Asset Backed Pass-Through Certificates Attorneys for Assignee of Mortgage/ Mortgagee

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�� 1580 ��Hwy 55, Mortgagee Enforcement Center, Jennifer K. Fischer Lobby #S-100, Hastings, MN, in said Randall S. Miller & Associates, P.C. county and state. One Financial Plaza, Dated: June 8, 2009. 120 South Sixth Street, Suite 1100 National City Bank Minneapolis, MN 55402 Mortgagee/Assignee of Mortgagee 612-573-3677 USSET, WEINGARDEN AND LIEBO, P.L.L.P. Our File No. 09MN00074-1 By: Paul A. Weingarden P U R S U A N T T O T H E F A I R D E B T Attorneys for Mortgagee/Assignee of COLLECTION PRACTICES ACT, YOU Mortgagee ARE ADVISED THAT THIS OFFICE IS 4500 Park Glen Road #300 DEEMED A DEBT COLLECTOR ANY Minneapolis, MN 55416 INFORMATION OBTAINED WILL BE (952) 925-6888 U S E D F O R T H A T P U R P O S E . T H I S 4-1594 N O T I C E I S R E Q U I R E D B Y T H E THIS IS A COMMUNICATION FROM P R O V I S I O N S O F T H E F A I R D E B T A DEBT COLLECTOR. COLLECTION PRACTICES ACT AND NOTICE OF POSTPONEMENT OF DOES NOT IMPLY THAT WE ARE MORTGAGE FORECLOSURE SALE Pursuant to the provisions of ATTEMPTING TO COLLECT MONEY F R O M A N Y O N E W H O H A S Minnesota Statutes 580.07, the DISCHARGED THE DEBT UNDER THE foregoing foreclosure sale is postBANKRUPTCY LAWS OF THE UNITED poned until October 1, 2009 at 10:00 STATES. am at the Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, ASAP# 3439384 02/18/2010 2065562 2/18/10 Lobby #S-100, Hastings, MN, in said county and state. Dated: August 27, 2009. National City Bank NOTICE OF MORTGAGE Mortgagee/Assignee of Mortgagee FORECLOSURE SALE USSET, WEINGARDEN AND LIEBO, P.L.L.P. THE RIGHT TO VERIFICATION By: Paul A. Weingarden OF THE DEBT AND IDENTITY OF Attorneys for Mortgagee/Assignee of THE ORIGINAL CREDITOR WITHIN Mortgagee THE TIME PROVIDED BY LAW IS 4500 Park Glen Road #300 NOT AFFECTED BY THIS ACTION. Minneapolis, MN 55416 NOTICE IS HEREBY GIVEN, that (952) 925-6888 default has occurred in conditions of 4-1594 the following described mortgage: THIS IS A COMMUNICATION FROM DATE OF MORTGAGE: November 29, A DEBT COLLECTOR. 2005 NOTICE OF POSTPONEMENT OF MORTGAGOR: Tryndan Wikenheiser, MORTGAGE FORECLOSURE SALE a single person. Pursuant to the provisions of MinneM O R T G A G E E : C o m m o n w e a l t h sota Statutes 580.07, the foregoing United Mortgage a division of National foreclosure sale is postponed until City Bank of Indiana n/k/a National December 3, 2009 at 10:00 am at the City Bank Sheriff's Office, Law Enforcement DATE AND PLACE OF RECORDING: Center, 1580 Hwy 55, Lobby #S-100, Recorded November 30, 2005, Dakota Hastings, MN, in said county and state. County Recorder, Document No. Dated: September 30, 2009. 2384990. National City Bank ASSIGNMENTS OF MORTGAGE: Mortgagee/Assignee of Mortgagee NONE USSET, WEINGARDEN AND LIEBO, P.L.L.P. TRANSACTION AGENT: NONE By: Paul A. Weingarden T R A N S A C T I O N A G E N T ' S M O R T - Attorneys for Mortgagee/Assignee of GAGE IDENTIFICATION NUMBER ON Mortgagee MORTGAGE: NONE 4500 Park Glen Road #300 LENDER OR BROKER AND MORT- Minneapolis, MN 55416 G A G E O R I G I N A T O R S T A T E D O N (952) 925-6888 MORTGAGE: Commonwealth United 4-1594 Mortgage a division of National City THIS IS A COMMUNICATION FROM Bank of Indiana n/k/a National City A DEBT COLLECTOR. Bank NOTICE OF POSTPONEMENT OF RESIDENTIAL MORTGAGE SERMORTGAGE FORECLOSURE SALE VICER: National City Real Estate SerPursuant to the provisions of vices LLC Minnesota Statutes 580.07, the MORTGAGED PROPERTY ADDRESS: f o r e g o i n g f o r e c l o s u r e s a l e i s 14685 Biscayne Way, Rosemount, MN postponed until February 11, 2010 at 55068 10:00 am at the Sheriff's Office, Law TAX PARCEL I.D.#: 34-80050-140-02 Enforcement Center, 1580 Hwy 55, LEGAL DESCRIPTION OF PROPERTY: Lobby #S-100, Hastings, MN, in said Lot Fourteen, Block Two University county and state. Addition, according to the recorded Dated: December 3, 2009. plat thereof, Dakota County, MinneNational City Bank sota. Mortgagee/Assignee of Mortgagee COUNTY IN WHICH PROPERTY IS USSET, WEINGARDEN AND LIEBO, P.L.L.P. LOCATED: Dakota By: Paul A. Weingarden ORIGINAL PRINCIPAL AMOUNT OF Attorneys for Mortgagee/Assignee of MORTGAGE: $173,040.00 Mortgagee AMOUNT DUE AND CLAIMED TO BE 4500 Park Glen Road #300 DUE AS OF DATE OF NOTICE, INCLUD- Minneapolis, MN 55416 ING TAXES, IF ANY, PAID BY MORT- (952) 925-6888 GAGEE: $178,296.46 4-1594 That prior to the commencement of THIS IS A COMMUNICATION FROM this mortgage foreclosure proceeding A DEBT COLLECTOR. Mortgagee/Assignee of Mortgagee comNOTICE OF POSTPONEMENT OF plied with all notice requirements as MORTGAGE FORECLOSURE SALE required by statute; That no action or Pursuant to the provisions of proceeding has been instituted at law M i n n e s o t a S t a t u t e s 5 8 0 . 0 7 , t h e or otherwise to recover the debt f o r e g o i n g f o r e c l o s u r e s a l e i s secured by said mortgage, or any part postponed until March 25, 2010 at thereof; 10:00 am at the Sheriff's Office, Law P U R S U A N T t o t h e p o w e r o f s a l e Enforcement Center, 1580 Hwy 55, contained in said mortgage, the above Lobby #S-100, Hastings, MN, in said described property will be sold by the county and state. Sheriff of said county as follows: Dated: February 15, 2010. DATE AND TIME OF SALE: June 4, National City Bank 2009 at 10:00 AM Mortgagee/Assignee of Mortgagee PLACE OF SALE: Sheriff's Office, USSET, WEINGARDEN AND LIEBO, P.L.L.P. Law Enforcement Center, 1580 Hwy By: Paul A. Weingarden 55, Lobby #S-100, Hastings, MN Attorneys for Mortgagee/Assignee of to pay the debt then secured by said Mortgagee Mortgage, and taxes, if any, on said 4500 Park Glen Road #300 p r e m i s e s , a n d t h e c o s t s a n d Minneapolis, MN 55416 disbursements, including attorneys' (952) 925-6888 f e e s a l l o w e d b y l a w s u b j e c t t o 4-1594 redemption within six (6) months from THIS IS A COMMUNICATION FROM the date of said sale by the A DEBT COLLECTOR. mortgagor(s), their personal represen- 2076181 2/18/25 tatives or assigns. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None NOTICE OF "THE TIME ALLOWED BY LAW FOR MORTGAGE FORECLOSURE SALE REDEMPTION BY THE MORTGAGOR, THE RIGHT TO VERIFICATION T H E M O R T G A G O R ' S P E R S O N A L OF THE DEBT AND IDENTITY OF REPRESENTATIVES OR ASSIGNS, THE ORIGINAL CREDITOR WITHIN MAY BE REDUCED TO FIVE WEEKS IF THE TIME PROVIDED BY LAW IS A J U D I C I A L O R D E R I S E N T E R E D NOT AFFECTED BY THIS ACTION. UNDER MINNESOTA STATUTES, NOTICE IS HEREBY GIVEN, that SECTION 582.032, DETERMINING, default has occurred in conditions of AMONG OTHER THINGS, THAT THE the following described mortgage: MORTGAGED PREMISES ARE DATE OF MORTGAGE: August 18, I M P R O V E D W I T H A R E S I D E N T I A L 2006 DWELLING OF LESS THAN FIVE MORTGAGORS: Wendy L. Alexander UNITS, ARE NOT PROPERTY USED IN and Michael H. Maurer, both single. AGRICULTURAL PRODUCTION, AND MORTGAGEE: Option One Mortgage ARE ABANDONED." Corporation, NKA Sand Canyon CorpoDated: April 7, 2009. ration. National City Bank DATE AND PLACE OF RECORDING: Mortgagee/Assignee of Mortgagee Recorded December 26, 2006, Dakota USSET, WEINGARDEN AND LIEBO, P.L.L.P. C o u n t y R e c o r d e r , D o c u m e n t N o . By: Paul A. Weingarden 2484013. Attorneys for Mortgagee/Assignee of ASSIGNMENTS OF MORTGAGE: Mortgagee Assigned to: Wells Fargo Bank, N.A. as 4500 Park Glen Road #300 Trustee for Option One Mortgage Loan Minneapolis, MN 55416 Trust 2006-3 Asset-Backed Certifi(952) 925-6888 cates, Series 2006-3, Dated: November 4-1594 10, 2009, Recorded: November 18, 0004447269 2009, Document No. 2697482. THIS IS A COMMUNICATION FROM TRANSACTION AGENT: NONE A DEBT COLLECTOR. TRANSACTION AGENT'S MORTNOTICE OF POSTPONEMENT OF GAGE IDENTIFICATION NUMBER ON MORTGAGE FORECLOSURE SALE MORTGAGE: NONE Pursuant to the provisions of LENDER OR BROKER AND MORTMinnesota Statutes 580.07, the GAGE ORIGINATOR STATED ON f o r e g o i n g f o r e c l o s u r e s a l e i s MORTGAGE: Option One Mortgage postponed until August 27, 2009 at Corporation 10:00 am at the Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, ��

PUBLIC NOTICE

�� Loan �� Asset Backed Certificates, Series 2007-1, Dated: February 11, 2009, �� Corporation RESIDENTIAL MORTGAGE SERVICER: American Home Mortgage Servicing, Inc MORTGAGED PROPERTY ADDRESS: 14398 Banyan Lane, Rosemount, MN 55068 TAX PARCEL I.D. #: 34-14700-110-04 LEGAL DESCRIPTION OF PROPERTY: Lot 11, Block 4, Bloomfield, Dakota County, MN COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $135,360.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $139,318.75 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: February 11, 2010 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on August 11, 2010. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED." Dated: December 10, 2009. Wells Fargo Bank, N.A., as Trustee Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/ Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 40-2935 0022134050 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE Pursuant to the provisions of Minnesota Statutes 580.07, the foregoing foreclosure sale is postponed until May 13, 2010 at 10:00 am at the Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN, in said county and state. Dated: February 15, 2010. Wells Fargo Bank, N.A., as Trustee Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 40-2935 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2077053 2/18/10

PUBLIC NOTICE

Recorded: February 20, 2009, Document No. 2638671. TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100425240012264401 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: First Franklin Financial Corp. RESIDENTIAL MORTGAGE SERVICER: Home Loan Services, Inc. MORTGAGED PROPERTY ADDRESS: 2090 Diffley Road, Eagan, MN 55122 TAX PARCEL I.D. #: 10-16701-130-04 LEGAL DESCRIPTION OF PROPERTY: Lot 13, Block 4, Cedar Grove No. 2, Dakota County, Minnesota. COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $216,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $241,244.69 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: February 17, 2010 at 10:00 AM PLACE OF SALE: Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on August 17, 2010. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED." Dated: December 17, 2009. U.S. Bank National Association, Trustee Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/ Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 76-3081 1044836722 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE Pursuant to the provisions of Minnesota Statutes 580.07, the foregoing foreclosure sale is postponed until May 19, 2010 at 10:00 am at the Sheriff’s Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN, in said county and state. Dated: February 12, 2010. U.S. Bank National Association, Trustee Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 76-3081 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2075369 2/18/10

PUBLIC NOTICE NOTICE OF

MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: November 20, 2002 MORTGAGORS: Sheldon K. Anderson and Pamala A. Anderson, husband and wife. MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded May 13, 2003, Dakota County

Recorded May 13, 2003, Dakota County Recorder, Document No. 2046449. ASSIGNMENTS OF MORTGAGE: NONE TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100052599900964319 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Lakes National Mortgage RESIDENTIAL MORTGAGE SERVICER: Flagstar Bank, FSB MORTGAGED PROPERTY ADDRESS: 697 Haven Hill Road, Eagan, MN 55123 TAX PARCEL I.D.#: 10-32990-120-07 LEGAL DESCRIPTION OF PROPERTY: Lot 12, Block 7, Hills of Stonebridge COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $212,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $202,353.02 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: August 6, 2009 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED." Dated: June 4, 2009. Mortgage Electronic Registration Systems, Inc. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/ Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 92-162 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE Pursuant to the provisions of Minnesota Statutes 580.07, the foregoing foreclosure sale is postponed until October 8, 2009 at 10:00 am at the Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN, in said county and state. Dated: August 6, 2009. Mortgage Electronic Registration Systems, Inc. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/ Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 92-162 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE Pursuant to the provisions of Minnesota Statutes 580.07, the foregoing foreclosure sale is postponed until November 19, 2009 at 10:00 am at the Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN, in said county and state. Dated: October 12, 2009. Mortgage Electronic Registration Systems, Inc. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/ Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 92-162 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE Pursuant to the provisions of Minnesota Statutes 580.07, the foregoing foreclosure sale is postponed until February 11, 2010 at 10:00 am at the Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN, in said county and state. Dated: December 8, 2009. Mortgage Electronic Registration Systems, Inc.

Registration Systems, Inc. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/ Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 92-162 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE Pursuant to the provisions of Minnesota Statutes 580.07, the foregoing foreclosure sale is postponed until April 8, 2010 at 10:00 am at the Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN, in said county and state. Dated: February 15, 2010. Mortgage Electronic Registration Systems, Inc. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 92-162 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2076190 2/18/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: September 28, 2005 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $468,000.00 MORTGAGOR(S): Linh H. Nguyen, married MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF REGISTERING: Registered: October 10, 2005 Dakota County Registrar of Titles Document Number: 576460 ASSIGNMENTS OF MORTGAGE: And assigned to: CitiMortgage, Inc. Dated: May 30, 2008 Registered: June 02, 2008 Dakota County Registrar of Titles Document Number: T628745 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100131020509250062 Lender or Broker: American Mortgage Network, Inc. Residential Mortgage Servicer: CitiMortgage, Inc. Mortgage Originator: Not Applicable CERTIFICATE OF TITLE NUMBER: 137798 COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 1847 Deer Pond Cir, Eagan, MN 55122-1145 Tax Parcel ID Number: 10-14325-150-02 LEGAL DESCRIPTION OF PROPERTY: Lot Fifteen (15), Block Two (2), Blackhawk Forest AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $532,807.66 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; that this is registered property; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: December 03, 2009 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on September 11, 2010, or the next business day if September 11, 2010 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED.

ARE ABANDONED. DATED: October 15, 2009 ASSIGNEE OF MORTGAGEE: CitiMortgage, Inc. Wilford & Geske, P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 007255F02 NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for December 03, 2009 at 10:00 AM has been postponed to January 14, 2010 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State. DATED: December 03, 2009 ASSIGNEE OF MORTGAGEE: CitiMortgage, Inc. NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for January 14, 2010 at 10:00 AM has been postponed to January 28, 2010 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State. DATED: January 14, 2010 ASSIGNEE OF MORTGAGEE: CitiMortgage, Inc. NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for January 28, 2010 at 10:00 AM has been postponed to February 11, 2010 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State. DATED: January 28, 2010 ASSIGNEE OF MORTGAGEE: CitiMortgage, Inc. NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for February 11, 2010 at 10:00 AM has been postponed to March 11, 2010 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State. DATED: February 11, 2010 ASSIGNEE OF MORTGAGEE: CitiMortgage, Inc. Wilford & Geske, P.A. Attorneys for Assignee Of Mortgagee: Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 007255F02 2074428 2/18/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: April 27, 2007 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $202,000.00 MORTGAGOR(S): Anthony Hall and Chelsea Hall, husband and wife MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded: May 10, 2007 Dakota County Recorder Document Number: 2515903 ASSIGNMENTS OF MORTGAGE: And assigned to: BAC Home Loans Servicing, L.P. Dated: November 30, 2009 Recorded: December 02, 2009 Dakota County Recorder Document Number: 2699548 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100103210000173251 Lender or Broker: Prime Mortgage Corporation Residential Mortgage Servicer: BAC Home Loans Servicing, L.P. Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 14263 Banyan Ln, Rosemount, MN 55068-3495 Tax Parcel ID Number: 34-14700-850-05 LEGAL DESCRIPTION OF PROPERTY: Lot 85, Block 5, Bloomfield, Common Interest Community Number 250, Dakota County, Minnesota. AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $201,365.03 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: January 21, 2010 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on September 10, 2010, or the next business day if September 10,

next business day if September 10, 2010 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: December 03, 2009 ASSIGNEE OF MORTGAGEE: BAC Home Loans Servicing, L.P. Wilford & Geske, P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 010658F01 NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for January 21, 2010 at 10:00 AM has been postponed to February 11, 2010 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State. DATED: January 21, 2010 ASSIGNEE OF MORTGAGEE: BAC Home Loans Servicing, L.P. NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for February 11, 2010 at 10:00 AM has been postponed to March 10, 2010 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State. DATED: February 11, 2010 ASSIGNEE OF MORTGAGEE: BAC Home Loans Servicing, L.P. Wilford & Geske, P.A. Attorneys for Assignee Of Mortgagee: Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 010658F01 2073357 2/18/10

PUBLIC NOTICE

PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: December 17, 2009 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. Â§580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on June 17, 2010. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED." Dated: October 22, 2009. Bank of America, N.A., trustee Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 60-1603 3013413806 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE Pursuant to the provisions of Minnesota Statutes 580.07, the foregoing foreclosure sale is postponed until February 11, 2010 at 10:00 am at the Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN, in said county and state. Dated: December 17, 2009. Bank of America, N.A. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/ Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 60-1603 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE Pursuant to the provisions of Minnesota Statutes 580.07, the foregoing foreclosure sale is postponed until April 15, 2010 at 10:00 am at the Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN, in said county and state. Dated: February 15, 2010. Bank of America, N.A. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 60-1603 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2076208 2/18/10

PUBLIC NOTICE

y COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $135,950.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $126,425.19 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: October 13, 2009 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. Â§580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on April 13, 2010. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED." Dated: August 14, 2009. U.S. Bank, N. A. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 19-314 7884190507 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE Pursuant to the provisions of Minnesota Statutes 580.07, the foregoing foreclosure sale is postponed until January 19, 2010 at 10:00 am at the Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN, in said county and state. Dated: October 12, 2009. U.S. Bank, N. A. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 19-314 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE Pursuant to the provisions of Minnesota Statutes 580.07, the foregoing foreclosure sale is postponed until April 20, 2010 at 10:00 am at the Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN, in said county and state. Dated: February 10, 2010. U.S. Bank, N. A. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 19-314 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2071435 2/18/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: September 27, 2007 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $310,840.00 MORTGAGOR(S): Benzir Ahmed and Tanjina Helaly, husband and wife MORTGAGEE: 2004-0000329, LLC DATE AND PLACE OF RECORDING: Recorded: October 12, 2007 Dakota County Recorder Document Number: 2550272 ASSIGNMENTS OF MORTGAGE: And assigned to: Guidance Residential, LLC

DAKOTA COUNTY TRIBUNE BUSINESS WEEKLY February 18, 2010 Dated: September 27, 2007 Recorded: October 12, 2007 Dakota County Recorder Document Number: 2550273 Transaction Agent: Not Applicable Transaction Agent Mortgage Identification Number: Not Applicable Lender or Broker: 2004-0000329, LLC Residential Mortgage Servicer: Dovenmuehle Mortgage, Inc. Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 19600 Estes Path, Farmington, MN 55024-7200 Tax Parcel ID Number: 14-16600-140-02 LEGAL DESCRIPTION OF PROPERTY: Lot 14, Block 2, Charleswood Crossing, Dakota County, Minnesota. AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $318,461.21 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: January 07, 2010 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. Â§580.30 or the property is not redeemed under Minn. Stat. Â§580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on October 15, 2010, or the next business day if October 15, 2010 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: November 05, 2009 ASSIGNEE OF MORTGAGEE: Guidance Residential, LLC Wilford & Geske, P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 009418F01 NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for January 07, 2010 at 10:00 AM has been postponed to February 11, 2010 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State. DATED: January 07, 2010 ASSIGNEE OF MORTGAGEE: Guidance Residential, LLC NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for February 11, 2010 at 10:00 AM has been postponed to April 15, 2010 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State. DATED: February 11, 2010 ASSIGNEE OF MORTGAGEE: Guidance Residential, LLC Wilford & Geske, P.A. Attorneys for Assignee Of Mortgagee: Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 009418F01 2072651 2/18/10

PUBLIC NOTICE

DATE AND PLACE OF RECORDING: Recorded May 19, 1998, Dakota County Recorder, Document No. 1501604. ASSIGNMENTS OF MORTGAGE: Assigned to: Standard Federal Bank, Dated: April 6, 1998, Recorded: May 19, 1998, Document No. 1501605. And thereafter assigned to: CitiMortgage, Inc., Dated: December 3, 2009. TRANSACTION AGENT: NONE TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: NONE LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Discover Mortgage Corporation RESIDENTIAL MORTGAGE SERVICER: CitiMortgage, Inc. MORTGAGED PROPERTY ADDRESS: 8724 Highwood Way, Apple Valley, MN 55124 TAX PARCEL I.D. #: 01-33901-030-01 LE GA L DE SC R IPT IO N O F P R O P ERTY: Lot 3, Block 1, Hunters Wood Second Addition. Dakota County COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $160,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $137,264.22 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: February 9, 2010 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. Â§580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on August 9, 2010. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED." Dated: December 10, 2009. CitiMortgage, Inc. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/ Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 10-2794 602454756 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE Pursuant to the provisions of Minnesota Statutes 580.07, the foregoing foreclosure sale is postponed until March 16, 2010 at 10:00 am at the Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN, in said county and state. Dated: February 10, 2010. CitiMortgage, Inc. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 10-2794 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2073018 2/18/10

43A

Burnsville Proposed regulations include resellers, not just pawn shop by John Gessner DAKOTA COUNTY TRIBUNE

Pawn America is the only reseller of goods in Burnsville thatâ&#x20AC;&#x2122;s subject to fees and license requirements. That would change under regulations being considered by the City Council. New regulations would require either registration or licensure of resellers of jewelry and precious metals, audio-visual gear (including cameras), office and computer equipment and tools. The regulations would impose new cost and reporting requirements on secondhand good stores and other businesses. Last year, the council ordered a look at ways to provide a â&#x20AC;&#x153;level playing fieldâ&#x20AC;? for all property resellers, not just the cityâ&#x20AC;&#x2122;s lone pawnbroker, located at 13959 Grand Ave. Pawn Americaâ&#x20AC;&#x2122;s corporate headquarters is also in Burnsville. â&#x20AC;&#x153;Weâ&#x20AC;&#x2122;re building on an ordinance that just regulated the pawn industry,â&#x20AC;? Deputy City Manager Tom Hansen said. Sixty-eight businesses were sent drafts of proposed regulations last week, police Capt. Eric Werner said at a Feb. 9 council work session. City staffers have also met with business owners and Burnsville Chamber of Commerce President Daron Van Helden. Comments from some of the business owners Feb. 9 made clear that bugs must be worked out of proposed amendments to the lengthy ordinance regulating pawn shops, secondhand goods stores and precious-metal dealers. Council members said work on the regulations should continue. Under the proposal, businesses that conduct fewer than 200 transactions annually involving the regulated goods would have to register with the city. They would pay an annual fee â&#x20AC;&#x201D; perhaps

In Brief

$25 or $50 â&#x20AC;&#x201D; as well as a fee for each transaction if they chose to record the transactions through the electronic system the city uses to track stolen goods. There would be no fee if transactions werenâ&#x20AC;&#x2122;t recorded through the system. Businesses with more than 200 annual transactions of regulated goods would be licensed. Pawn America now pays a $10,000 license fee, posts a $5,000 bond and pays a $2.50 fee for each transaction. Proposed new regulations would relieve Pawn America of transaction fees on items such as compact discs and DVDs. Transaction fees might also be reduced under the new regulations. The same transaction fees would be charged to licensees and registrations. According to the city, stores joining Pawn America as licensees could include Gamestop, Replay, CD Warehouse, National Camera and Wedding Day Diamonds. Potential registrants include Antiques Minnesota, Asset Marketing, Once Upon a Child, Platoâ&#x20AC;&#x2122;s Closet, Touch of Home Furnishings and a number of jewelry stores. Asset Marketing General Manager Bill Luth said the businessâ&#x20AC;&#x2122; dealings in rare and unique coins involves catalogue sales and some purchases at coin shows in several states â&#x20AC;&#x201D; not transactions in Burnsville. Proposed regulations are â&#x20AC;&#x153;so broad that youâ&#x20AC;&#x2122;re going to be capturing things I donâ&#x20AC;&#x2122;t think you want to capture,â&#x20AC;? Luth told the council. Micky Mariette, owner of Touch of Home Furnishings, said in an interview that jewelry sales at her consignment store could easily top 200 transactions a year. â&#x20AC;&#x153;I could never pay a $1 transaction fee,â&#x20AC;? said Mariette, whoâ&#x20AC;&#x2122;s also concerned about time-consuming record keeping.

Under a proposal from the city of Burnsville, businesses that conduct fewer than 200 transactions annually involving the regulated goods would have to register with the city. They would pay an annual fee â&#x20AC;&#x201D; perhaps $25 or $50 â&#x20AC;&#x201D; as well as a fee for each transaction if they chose to record the transactions. Businesses with more than 200 annual transactions of regulated goods would be licensed.

Whether you know them as Public Notices or as â&#x20AC;&#x153;the legalsâ&#x20AC;?, it pays you to check the Public Notice columns in this newspaper each issue. What you donâ&#x20AC;&#x2122;t know might cost you! THISWEEK NEWSPAPERS â&#x20AC;˘ Dakota County Tribune 952-894-1111

44A

February 18, 2010 DAKOTA COUNTY TRIBUNE BUSINESS WEEKLY

You can have big fashion on a modest budget Oh-la la! Boutique opens at Burnsville’s Town and Country by John Gessner DAKOTA COUNTY TRIBUNE

Malaika Falla has journeyed from war-torn Liberia through downsized America seeking her professional destination. She hopes she’s found it in a compact retail space in Burnsville, where a Marilyn Monroe poster hangs on the wall and a pair of bargain earrings goes for $2.50. Falla is the proprietor of Oh-la la! Boutique, which opened in November at 2001 Cliff Road, next to Caribou Coffee on the Town and Country Shopping Center property. The narrow, high-ceilinged shop is packed with purses, jewelry, shoes, bags, scarves, wigs, jeans, lingerie and other items for women who want to dress up a little or a lot. The boutique is plenty sparkly, like the jewelry Falla makes and the wine glasses she decorates with beads and glitter. “I have one showcase of my own stuff,” said Falla, who says she has two investorpartners in the business. “I call it ‘Malaika’s Collection.’ I’m a generalist. I do A to Z.” Born to a French father and a Liberian mother, Falla is multilingual and widely traveled. Raised mostly in Liberia, Falla experienced

Photo by John Gessner

Malaika Falla is the proprietor of Oh-la la! Boutique, which opened in November at 2001 Cliff Road in Burnsville. her country’s civil war and worked for a time resettling war refugees in neighboring Ivory Coast. She came to the United States in 1996 and lives in Apple Valley with her mother, four sons and a stepdaughter.

“A very cold place,” Falla said of Minnesota, “but their hearts are warmer than you can imagine. That’s what I’ve experienced.” Falla spent plenty of time in school, earning a four-year degree in aviation management and criminal justice.

After working as a quality service agent for Northwest Airlines, Falla went on to earn master’s degrees in health and human services, management and human resources management. She then worked as a customer-relations consultant

for Best Buy through a contract with Accenture. When the contract ended in mid-2008, Falla was left with no job in an economy that was shedding them. Reaching back to the crafts she’d learned as a girl, Falla peddled her jewelry to

mostly African salons and consulted with some of the owners on American business practices. But she had her own business in mind. “I learned to live very frugally,” Falla said. “I knew this was what I wanted to do.” Her boutique is adorned with posters of “exceptional” women, including Princess Di, Marilyn Monroe, Audrey Hepburn, Jackie Kennedy and Eleanor Roosevelt. Her location is a mall that’s become known for its secondhand stores and budget-conscious shoppers. “That fits right in,” said Falla, who accepts brandname clothes and purses on consignment. “The reason it fits right in is our world is not our world of yesterday economically.” Oh-la la! earned a glowing mention from Minneapolis Picks, a Web site targeted to women, which loved the affordable selection and ambience. “You’re trying to do everything in a tight little space,” Falla said. “I think it’s very good for now. An important thing is, ‘Cut your coat according to your size.’ My mother told me that when I was young.” John Gessner is at burnsville. thisweek@ecm-inc.com.

Thomson Reuters, Westlaw reveals latest search engine by Jessica Harper DAKOTA COUNTY TRIBUNE

Over the past five years, Thomson Reuters, Westlaw in Eagan has spent millions of dollars on a redesign project that it hopes will better enable attorneys to research legal information, and now it’s finally complete. The company revealed on Feb. 1 its latest version of Westlaw.com, a legal search engine that allows attorneys to search through more than 40,000 separate databases to find information they need to prepare for a case. Westlaw.com is currently the most used fee-based legal research tool in the nation, according to a 2008 American Bar Association survey. Westlaw associates said they hope the redesign, called WestlawNext, will help the company hold that record. Westlaw currently generates $1.5 billion in rev-

Graphic from Westlaw.com

Thomson Reuters, Westlaw in Eagan revealed on Feb. 1 its latest version of Westlaw.com, called WestlawNext. enue for New York-based Thomson Reuters, which had an estimated 2008 revenue of $13.4 billion. “Our goal is that somebody who is right out of law school can walk right

up to a computer, start with WestlawNext and can complete their legal research task without additional training,” said Brian Quinn, director of product development for Thomson Re-

uters, Westlaw. Quinn said the cost of the product will depend upon the customer’s needs, and that the redesign will not replace Westlaw.com. There are a number of

distinct differences between the two products. “Westlaw.com is built like an electronic library,” Quinn said. Users must choose a database and book up-front. Then their search words or phrases must match the exact words or phrases in the document. Developers simplified this process when creating WestlawNext, he said. Users are required to search by jurisdiction, but do not need to match the exact wording in a document. Instead, they can search for information by using keywords and phrases to find a list of results. Then WestlawNext searches all its databases for documents that not only contain those match terms but also relate to that issue. WestlawNext results are organized by content type such as case law or statute, and ranked by relevancy. WestlawNext also delivers a more complete list of

results, Quinn said. Like its predecessor, WestlawNext allows users to specify their search. For instance, a user can search for documents that contain the word “slip” within two words from “fall,” Quinn said. WestlawNext also has better organizational capabilities, Quinn said. It allows users to copy a document, save it to a folder, highlight text and add notes. Westlaw has been a primary research resource for attorneys since 1908 when the former West Publishing printed legal volumes in St. Paul using a proprietary coding system that became the industry standard for filing. The online search engine’s last redesign was in 1998. Jessica Harper is at jessica.harper@ecm-inc.com.