04/01/2010 - Dakota County Tribune Business Weekly by Dakota County Tribune

JESSICA HARPER ERIN JOHNSON T.W. BUDIG

Former Minneapolis mayor joins Eagan firm 2A Thomson Reuters campus gets greener 9A Senate debates proposed nuclear plant bill 10A

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DATE ##, 2009 APRIL 1, 2010

VOLUME 31, 30, NUMBER NUMBER 5 # VOLUME

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Health insurers, providers express mixed feelings on new law Both welcome influx of insured citizens but disappointed by tax increases and Medicare cuts by Jessica Harper DAKOTA COUNTY TRIBUNE

As local health care insurers and providers prepare for changes created by the federal health care law, many say they have mixed feelings. “Initially, the bill was really termed health-care reform but quickly turned into health-insurance reform,” said Phil Stalboerger, vice president of policy and legislative affairs for Blue Cross and Blue Shield of Minnesota. Stalboerger said he was pleased that the legislation mandates all citizens to purchase health insurance, but was disappointed by the incremental tax increases on health insurance companies. The requirement for all citizens to have insurance will help Blue Cross spread its costs across more people, making it easier to cover those with pre-existing conditions, Stalboerger said. It also prevents people from picking up insurance only when they are sick and dropping it later, he said.

However, the increased fees will present a burden, he said. “The fact that we are nonprofit – our margins are razor thin,” he said. Stalboerger said the company currently operates on a 0.5 to 1 percent margin. “To come up with $20 (million), $30 (million) or $40 million in one given year would be tough. So that’s going to be the biggest impact financially right out of the gate,” he said. Stalboerger said he hopes Blue Cross and Blue Shield of Minnesota will be exempt from the tax increase due to its nonprofit status. According to David Durenberger, chairman of the National Institute of Health Policy, a think tank at the University of St. Thomas, Blue Cross and other nonprofit insurers probably will not be exempt. Durenberger said he thinks the legislation will make health insurance companies and hospitals run more efficiently as See Law, Page 9A

INSIDE BIZ FORUM

It is encouraging to see the Legislature take steps to improve the integrity and accuracy of the election system. 4A

KENT KAISER

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Success comes from learning from failure. From Walt Disney to J.K. Rowling – this has been true throughout history. JEFF 6A APPELQUIST BUSINESS 101

A bundle of skills and knowledge makes a difference between a successful and an unsuccessful entrepreneur. RONALD 6A THOMAS SPOTLIGHT

Dakota County Tribune and Thisweek Newspapers redesign Web site to highlight most popular items. TAD 7A JOHNSON

& Photo by Jessica Harper

Photo by Jessica Harper

Apple Valley Medical Center Administrator Adam Berry said he thinks the new federal health-care law will affect the industry both positively and negatively. On the positive side, clinics will see more insured patients. But he fears Medicare cuts will hurt providers.

Phil Stalboerger, vice president of policy and legislative affairs for Blue Cross and Blue Shield of Minnesota, said he is glad the federal health-care law will require all citizens to purchase health insurance, but is disappointed that health insurance companies will see increased taxes.

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April 1, 2010 DAKOTA COUNTY TRIBUNE BUSINESS WEEKLY

Sayles Belton joins Thomson Reuters Former Minneapolis mayor named vice president of community relations and government affairs by Jessica Harper DAKOTA COUNTY TRIBUNE

Sharon Sayles Belton, a former mayor of Minneapolis, was recently named vice president of community relations and government affairs for Thomson Reuters West in Eagan. “I’m pleased to work for a company that gives so much back to the community,” she said. Sayles Belton will be responsible for directing various government affairs projects in which she will meet with lawmakers to discuss key issues that affect Thomson Reuters’ legal businesses as well as its customers and employees. Many of society’s problems can be solved by the government and businesses working together, she said. Sayles Belton will also lead the company’s community outreach efforts, an issue that she said is near and dear to her heart. “I really believe that all of

us are responsible for contributing to the quality of life of our community regardless of age and income – it’s our civic duty,” she said. Sayles Belton said this value was instilled in her by her family members, who were active volunteers in the former Rondo neighborhood where she grew up in St. Paul. As a teen, she served as a candy striper at Mount Sinai Hospital (which closed in 1991) in Minneapolis, assisting patients and spending time with those who had few visitors. Sayles Belton said the experience taught her empathy as well as basic job skills. In 1978, Sayles Belton cofounded the Harriet Tubman Shelter for Battered Women in Minneapolis. Sayles Belton had been working as a Photo by Jessica Harper parole officer at the time and Former Minneapolis Mayor Sharon Sayles Belton was re- wanted to find a way to work cently hired as the vice president of community relations with victims of crime in adand government affairs at Thomson Reuters West in Ea- dition to the criminals themselves. gan.

The shelter operated in secrecy for several years – which is why it was named after Harriet Tubman – due to the stigma surrounding domestic abuse. Tubman was an African-American woman who worked to free slaves through a secret organization known as the Underground Railroad. Since starting the Harriet Tubman shelter, Sayles Belton has played a key role in numerous organizations such as the National Coalition Against Sexual Assault, the Neighborhood Revitalization Program and the Bush Foundation. As the first African American woman to be elected mayor of Minneapolis, Sayles Belton created the nationally recognized Phillips Partnership to address public safety, job creation and quality housing in one of the highest-crime and poorest neighborhoods in Minneapolis. One year after leaving the

mayor’s office, Sayles Belton took a job as a part-time consultant for GMAC. She then became the director of community relations and corporate philanthropy two years later. In 2004, she helped launch a nonprofit organization called the Homeownership Preservation Foundation, which offers a national hotline and free counseling for those facing foreclosure. Sayles Belton said this was one of her proudest accomplishments while at GMAC. Sayles Belton said she hopes to expand the public outreach programs at Thomson Reuters as well. She said it is too early to say what those would look like but that: “I want to help our company have a cohesive program around community engagement that everyone will take pride in.” Jessica Harper is at jessica.harper@ecm-inc.com.

Its goal: To go out of business Minnesota Valley Humane Society hopes its services will become unnecessary by Tad Johnson DAKOTA COUNTY TRIBUNE

With 16 employees, 400 volunteers and about a $1 million annual budget, the Minnesota Valley Humane Society has one of the most unique missions among Dakota County organizations. Its goal is for the demand for its services to disappear. Through a relentless public information campaign and programs, the humane society aims to prevent an influx of its main source of revenue: household pets that their human owners want to surrender. “Our ideal goal is that we would put ourselves out of business,” said Lynae Gieseke, humane society executive director, on a recent episode of Thisweeklive the Show. “Our goal is that every animal would have a loving home for its entire life, that there would be responsible owners who spay and neuter their pets so they would not continue to have litters, that people don’t drop them at our door and for people to be able to afford the proper medical care for their animals.” Despite its best efforts, the humane society doesn’t appear to be on its way to irrelevancy. While the number of homeless animals in the U.S. has dropped significantly from about 30 million in the mid-1980s to about 5 million

Image from Thisweeklive the Show

Lynae Gieseke, Minnesota Valley Humane Society executive director, appeared on a recent episode of Thisweeklive the Show with society pet ambassador Tucker.

In Brief Graphic submitted

The Minnesota Valley Humane Society will move to Eagan at 951 Apollo Road, between Lone Oak and Yankee Doodle roads, next January. in 2009, that number has pla- lack of space. expected. The total move esteaued, according to Gieseke. The new site at 951 Apol- timate is $2.1 million. As the only humane soci- lo Road in Eagan has about “The silver lining for us ety serving the south metro, 19,000 square feet, which is was having to wait 14 months MVHS has an almost bur- roughly double the size of to purchase the building,” densome monopoly as it the current location’s 9,800 Gieseke said. places about 3,000 animals square feet, where it has operThat long wait entailed annually. ated since 1991 in the former the humane society seriously And with the recent an- Burnsville City Hall. pursuing six other sites and nouncement of the humane While the society is a having a zoning fight with society’s move from Burns- nonprofit, it has an important the Burnsville City Counville to Eagan, the organiza- message for Dakota County cil over the former Maxsun tion aims to expand programs businesses looking to move building where the society and services so it can improve and expand their operations wanted to relocate. on one of the highest animal- into new buildings: Don’t Since the council claimed placement rates in the coun- wait. the society’s animal boarding try. The humane society will use did not fit the site’s re“We haven’t been able to purchase its new building at strictions, MVHS turned to grow any program or service a price Gieseke said she never Eagan. since 2002,” Gieseke said, be- imagined. The renovation bid It was rejected at another cause of the current location’s work also came in lower than Eagan location before finding

Thisweeklive the Show airs daily on Burnsville Community Television Channel 14 at 6 a.m., noon, 6 p.m. and midnight. Shows can also be viewed online at www. Thisweeklive.com and on local access television in Lakeville.

a former furniture-manufacturing building. With about $300,000 in gifts and pledges, the society is hard at work raising the remaining balance. The goal is to purchase the building without a mortgage, according to Gieseke. “We hope there are generous animal lovers in the south metro and beyond,” Gieseke said. She said the humane society allocates donated funds mostly for animal care, rather than fancy offices for workers or hiring too much staff. People might be surprised to learn that Gieseke says the society has all the volunteers it needs. That high volunteer rate means that unpaid workers can assume jobs that

might otherwise be undertaken by paid staff. “Even in good economic times with a small nonprofit like ours we make dollars scream in agony,” Gieseke said. “We try to be as prudent as possible with donor funds and spend it on animal care.” The current economic downturn hasn’t left the society unscathed. When a couple of operations employees resigned in 2005, they were not replaced. “We are doing more with less,” she said. To find out more about the humane society, go online at www.mvhspets.org. Tad Johnson is at tad.johnson@ecm-inc.com.

DAKOTA COUNTY TRIBUNE BUSINESS WEEKLY April 1, 2010

Buzz People, places and pursuits creating buzz in Dakota County business this week as submitted by the local business community

Moving Up CATHY WEIK Elected to National Association of Workforce Boards Dakota County

The National Association of Workforce Boards recently elected Cathy Weik of Inver Grove Heights to the Board of Directors. Weik is the senior vice president of administration for Stratis Health in Bloomington. Stratis Health is a nonprofit that leads collaboration and innovation in health care quality and safety. The NAWB is the leading workforce association that represents the nation’s nearly 600 business-led Workforce Investment Boards and also serves other associated organizations in the workforce industry with one common goal: helping America work. Its mission is to support members through a comprehensive program of advocacy, training and technical assistance, communication and the promotion of strategic partnerships for the advancement of our nation’s workforce. The Board of Directors has 22 members.

Accolades SHARON BANKS Named Minnesota Minority Small Business Champion of the Year University of Minnesota

Sharon Banks, senior project manager at the University of Minnesota, was recently named the Minnesota Minority Small Business Champion of the Year by the U.S. Small Business Administration. The Minority Small Business Champion award is presented annually in each state to individuals who assist small businesses through outstanding advocacy efforts on behalf of minority-owned small businesses. Yvonne Cheung Ho, President and CEO of MEDA, nominated Banks for the award. As senior project manager in the University of Minnesota’s Office for Business and Community Economic Development, she is responsible for the inclusion of women, minorities and persons with disabilities on university construction projects. Banks has served as chairperson for the Minnesota Minority Supplier Development Council, Board of Directors of the National Association of Minority Contractors, Southern University Youth Motivation Task Force, among others.

Buzz Spotlight New book offers divorcees financial advice Local certified divorce planner co-authors ‘Cinder Without Her Fella’ by Jessica Harper DAKOTA COUNTY TRIBUNE

Divorce is rarely an easy thing – especially financially – which is why three local women set out to write a guide for those going through it. “It’s light-hearted but practical,” coauthor Carin Thomas said. The book, “Cinder Without Her Fella,” has advice for women going through divorce – from first realizing the marriage is going under to finding a support group to wading through the financial details. Thomas, a certified divorce planner in Lakeville, wrote the book with Kathy and Jeanne Mock, two sisters who each went through divorce. Kathy Mock, an Apple Valley resident, was the first to get divorced. Jeanne said she tried to be supportive but was disappointed there were few resources to which she could direct her sister. When she, too, got divorced a few years later, she found the same dilemma. The goal of the book is to help women find their own “happily ever after,” Mock said.

Business Briefs RE/MAX ADVANTAGE PLUS ASSOCIATES HONORED Associates with RE/MAX Advantage Plus in Lakeville were recently honored for outstanding achievements in 2009. Eric Malmberg, broker and owner of the RE/MAX Advantage Plus offices in Lakeville, Savage, Shakopee, Coon Rapids, and Prescott, Wis., was honored with the Broker/Owner of the Year award in the multiple office category. This award is determined primarily by office growth over the past year, community involvement, strong market presence and strong support of the RE/ MAX system. Ryan O’Neill and his team, the Minnesota Real Estate Team with RE/ MAX Advantage Plus in Lakeville, were honored with two awards. They were named the Top Sales Team in Minnesota for ranking No. 1 in total sales in 2009. They were also named Top Team in Transactions for placing No. 1 for total closed transactions in 2009. A closed transaction is either the listing or the selling side of a complete real estate transaction. O’Neill was also named to the Chairman’s Club. As the second highest honor for sales in a single year, only 0.7

Thomas said the book is aimed at women because they too often take what is given to them during a divorce rather than advocate for themselves, especially when it comes to finances. Many women leave the household finances up to their husbands during the marriage and feel lost during the divorce, she said. “One basic thing about this book is to empower women about the choices and decisions they make,” she said. A workbook created by Thomas ac-

companies the book and provides women with a way to evaluate their financial circumstances and plan for the future. The book allows a reader to compare her net worth to her expenses and debts, as well as compare her current budget to what it will be after the divorce. It also looks at how the divorcee can plan for retirement and her children’s college fund after the divorce. Thomas has been a certified divorce planner for five years. She said she became interested in the speciality about eight years ago when she came across eight couples going through divorce while working as a financial planner. “I see an incredible difference, especially with women, in how much stronger they become within a year or two of seeing me,” she said. Thomas has been a financial planner for 15 years. “Cinder Without Her Fella” is available at www.cinderventures.com and Amazon.com. E-mail Jessica Harper at: jessica.harper@ecm-inc.com

Business Briefs

percent of more than 2,100 RE/MAX North Central associates in Minnesota and Wisconsin achieved the Chairman’s Club. Zach Skattum and Jason Walgrave with RE/MAX Advantage Plus in Lakeville were each named to the Platinum Club. The Platinum Club is the third highest honor for sales in a single year; only 4 percent of the more than 2,100 RE/MAX North Central associates achieved this club level. Judy Pickar and Terri Dixon with RE/

MAX Advantage Plus in Lakeville were each recognized for their 15 years of service, commitment and dedication to the RE/MAX organization. MINUTE CLINIC CLOSES IN APPLE VALLEY CUB FOODS The Minute Clinic located in the Apple Valley Cub Foods at 15350 Cedar Ave. has closed. Cub is currently planning to replace it with a different clinic as soon as they remodel the space.

Submission to Buzz The Dakota County Tribune Business Weekly includes promotions, new hires, retirements, awards and other such business news on the Buzz page. If you have an announcement you would like included in this part of the newspaper, send submissions by e-mail to jessica.harper@ecm-inc.com, fax to (952) 846-2010 or mail it to the Burnsville office at 12190 County Road 11, Burnsville, MN 55337. When sending a photo by e-mail be sure that it is 200 dpi or greater. Include a daytime phone number if someone from the newsroom needs to contact the business for additional information. Deadline is 5 p.m. Friday prior to Thursday edition. Submission of information does not guarantee publication. All items are subject to editing. Tips on what to include in the submission are: names, titles, dates, business name, brief description of the news taking place, brief description of the business, contact names and numbers.

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April 1, 2010 DAKOTA COUNTY TRIBUNE BUSINESS WEEKLY

Forum Commentary and opinion regarding issues in the world of business and public policy

Legislators deserve credit for increasing election integrity by Kent Kaiser SPECIAL TO THE TRIBUNE

When the topic of election integrity arises, people often think about voter fraud and ways to prevent it, and rightly so. Yet election integrity is about more than just abuse of the election system; it is also about being able to prove the accuracy of the system. Readers might recall that there was great consternation over the way the vote totals were changing in the aftermath of the 2008 U.S. Senate election in Minnesota — almost entirely in Al Franken’s favor. Some changes in the numbers are perfectly normal, as election officials correct math and transcription errors. Yet, after the 2008 election, the numbers seemed to change wildly compared to previous statewide elections. Part of the problem was that, for some reason, the secretary of state decided to do away with procedures that had been implemented in previous elections, including the reconciliation of ballots at the precinct level on Election Day and subsequent reconciliation of ballots during the recount. Without such a reconciliation procedure during the 2008 senate recount, ballots suddenly seemed to appear and disappear.

Guest Columnist Kent Kaiser

Thankfully, legislators have intervened to remedy this problem. Moreover, after the experience in the senate recount, stakeholders from across the political spectrum agreed that recounts should include only ballots counted on Election Day. The 2008 senate recount was flawed because, for the first time in state history, ballots that were not included in the initial count on Election Day were introduced into the recount. This included, specifically, absentee ballots that were deemed “improperly rejected.” The inclusion of these new ballots was especially problematic because there were no statutes telling how to deal with them — or even allowing for them. Moreover, no accounting could be made for absentee ballots that had potentially been improperly accepted. All of these problem ballots should have been reserved for a court contest,

after the recount was completed. Legislators have addressed this issue, too. In addition, there were 133 votes counted in the City of Minneapolis for which there were no ballots in existence to back up the numbers claimed on the books. Most election administrators agree that any “missing” ballots should have been considered in a court contest, not in the recount. Again, legislators are fixing this problem. At the state level, it has recently been difficult to obtain hard evidence to show that our election system is accurate. To this day, the election integrity watchdog group Minnesota Majority is still working with state and county officials, trying to figure out why the number of voters in the secretary of state’s database doesn’t square with the number of ballots cast in 2008. The discrepancy is thousands of votes. Some observers suggest that this kind of looseness creates plausible deniability for and passive acceptance of fraud. Legislators are working to inject greater accountability in this area. The accuracy of numbers in elections will never be perfect, because human error can’t be eradicated. Still, the

State should adopt judicial retention elections amendment Bills are slowly moving through the Minnesota Legislature that would change the way Minnesota’s judges are selected. Under current law, all judges run for election to six-year terms. However, the reality is that almost all judges resign in mid-term, and then are replaced by an appointment by the governor. Those appointees then run in the next general election. The reality also is that most Minnesota judges run unopposed. While Minnesota has had few problems under this system, the judicial climate is rapidly changing, and that’s why the judicial appointment system needs to change. An ideal judicial system must balance judicial independence with accountability. The proposed change would move Minnesota in that direction. Recent developments are politicizing the courts, drawing in partisans to support judicial candidates who support their political views. However, most of what judges do has little to do with the current political battles. They spend much of their time on matters like traffic and criminal cases, divorces, probate, etc. Raising the flag of concern are developments such as these: • In 2002, the U.S. Supreme Court ruled 5-4 that a Minnesota law, preventing judicial candidates from commenting on issues that may come before them if elected,

ECM Editorial was unconstitutional. • In 2007, the two candidates for a Wisconsin Supreme Court seat spent $1.2 million between them, but an additional $4.8 million was spent by special interest groups trying to influence the election. • In 2008, another case came before the U.S. Supreme Court because a judge did not recuse himself even though one of the parties in the case had given $3 million to the judge’s recent election campaign. To prevent such occurrences in Minnesota, the legislation moving forward would take the best parts of the existing de facto judicial selection system, and combine them with retention elections. Under the plan, a judicial selection commission would nominate candidates to fill judicial vacancies and the governor would appoint from among them. That’s the way 90 percent of Minnesota judges obtain their offices today. What will be different, however, is that at the end of their initial partial term, the judge would face a “retention election.” To stay on the bench for an additional eightyear term, the judge would face the voters, who would vote “yes” or “no” on keeping him or her on the bench. If the judge loses, then the selection process would re-start, with the governor appointing a new judge.

No judge who wants to keep his or her job will stray too far from the existing case law under this system. A Judicial Performance Commission would also be formed, and would conduct performance evaluations midway through a judge’s term and also in the year that the judge is up for a retention vote. These evaluations would be made public to help educate voters. Since retention elections are only a referenda on a judge’s performance, not a political contest between two candidates, most judges would have little need to solicit huge campaign contributions. Once the Legislature approves the proposed constitutional amendment, it would go to the voters in November. Given what is at stake — increasing politicizing of the judiciary — passage is critical. Minnesota has thus far avoided much of the legislating from the bench that has afflicted other states, and the vast majority of its judges run their courtrooms based on the facts and the law. Let’s keep it that way. Retention elections will allow judges to maintain their independence but still hold them accountable for their actions. This editorial is a product of the ECM Editorial Board. Thisweek Newspapers and the Dakota County Tribune Business Weekly are part of ECM Publishers.

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degree to which our election system is accurate shouldn’t be a faith-based enterprise. We should be able to know, based on hard evidence, that our election system is as good as we’d like it to be. In this legislative session, when there are so many other issues overshadowing election reform, it has been wonderful to see legislators set aside partisanship and quietly do what’s best for Minnesota elections. They are making some sensible administrative changes to our election system to inject greater integrity, and they deserve credit for this. Election integrity is about more than just fraud; it is also about accuracy and accountability. It’s encouraging to see the Legislature taking these issues so seriously and making our election system better. Kent Kaiser, Ph.D., is a professor at Northwestern College in Roseville and is a senior fellow at the Minneapolisbased think tank Center of the American Experiment. Kaiser served as communications and voter outreach director for secretaries of state Mary Kiffmeyer, a Republican, and Mark Ritchie, a Democrat.

Dakota County Tribune BUSINESS WEEKLY

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DAKOTA COUNTY TRIBUNE BUSINESS WEEKLY April 1, 2010

News Roundup Recent news from around Dakota County

Apple Valley

Graphic submitted

the clientele they’re drawing to this city, and we have no tolerance for that.” Burnsville police say “there seems to be a correlation” between hip-hop events and problem patrons, said Hansen, who oversees city operations including police. Hansen said he, Chief Bob Hawkins and Capt. Eric Gieseke met with Burnsville Bowl owner Bob Hatten and management staff on March 10. Police sergeants met with Burnsville Bowl staff on March 11, Hansen said. The club has the hip-hop events every other Wednesday night, Kevin Coleman, Burnsville Bowl’s general manager, said in an interview. Hansen said Burnsville Bowl has taken steps such as agreeing to call police about all incidents instead of trying to solve them itself, putting colored jackets on security staffers so police will know them, and learning more about how to make a citizen’s arrest. Cities do have legal authority to add conditions on liquor license holders when a license comes up for renewal, City Attorney Joel Jamnik said.

The Seasons of Apple Valley complex will have 134 marketrate apartments on four levels.

Senior housing underway Senior housing is coming to Apple Valley’s Central Village. The Seasons of Apple Valley, a 134-unit senior apartment complex currently under construction at 15359 Founders Lane, is the latest addition to the retail and residential district abutting Galaxie Avenue south of County Road 42. It is expected to open by the spring of 2011. Ecumen, the Shoreview-based nonprofit behind the project, selected the Founders Lane site because of the shopping and dining options it will offer residents, said Julie Murray, director of real estate development for Ecumen. Enjoy! restaurant, Dunn Bros coffee house and the Shops on Galaxie commercial complex are all within walking distance. Ecumen also operates the Centennial House assisted-living community at 14625 Pennock Ave. in Apple Valley. The four-level Seasons complex will feature a movie theater, pub, cafe, arts studio, fitness center and chapel/meditation room. Of the 134 apartments, 14 will be designated memory-care suites and 12 “enhanced care” suites. City officials have sounded a note of optimism about the arrival of the Seasons of Apple Valley and its potential impact on Central Village, which was envisioned as a thriving, walkable downtown area when the City Council approved the master plan in 2002, but has seen more than 10 businesses close over the last three years. Prospective residents of the Seasons of Apple Valley can contact Ecumen at (651) 766-4393 for more information. Six months prior to the senior-housing complex’s opening, Ecumen will open an information center about residential options; the information center will likely be in office space near the Founders Lane site.

Burnsville 1200 Club under scrutiny by city The nightclub at Burnsville Bowl, the site of recent gunfire and numerous police calls in the last three years, will likely get extra scrutiny when its liquor license renewal comes before the City Council in June. Located at 1200 E. Highway 13, the club has averaged 100 police calls a year over the last three years and is working with police to curb the problems, said Tom Hansen, deputy city manager. City officials’ frustration boiled over after an early-morning fight outside the club on March 4 led to a shot being fired from a sport-utility vehicle. No one was struck. The incident followed a Wednesday night hip-hop event with a D.J. Kautz said that “the kind of entertainment truly points to

Farmington Budget cuts looming for schools Five elementary and three secondary teaching positions are recommended to be cut from the Farmington Area School District budget for 2010-11. The district’s budget task force recommends cutting 5.0 full-time equivalent positions for elementary teachers and 3.6 teachers at the secondary level. To help balance a projected $119,000 deficit for fiscal year 2011 and school year 2010-11, Priess said the budget task force has recommended cutting more than $306,384 in expenditures and increasing revenues by $87,342. Student enrollment has declined by 63 students in grades second through sixth for the 2009-10 school year. With the basic average per pupil state funding at $5,124 for 2009-10 that translates to about $322,800 less in revenue. There are other state funding categories, but this is an example of the kind of impact enrollment has. For the 2010-11 general fund budget revenue, the total $55.2 million budget will come from $5,169,566 in projected property taxes, $46.9 million in state aid and more than $2 million from federal aid.

Lakeville Good news for community ed Results of a survey conducted for the Lakeville Area Public School District’s Community Education Department are in, and the news is good. According to the survey, conducted by Decision Resources Inc., more than 70 percent of respondents rate the district’s Community Education programs as good or excellent. Those numbers are among the best in the metro area, according to Decision Resources. In addition, of the 400 people surveyed, 35 percent of them said they have used the district’s Community Education programs in the past two years. Among those respondents, individual programs averaged a 99.3 percent favorable rating — the highest in the metro area, Decision Resources said. This is the first community survey ever done for the department, Porter said. The plan is to conduct the $15,000 survey every four years, he said. In the survey’s summary, Decision Resources called the Community Education program “exemplary,” but did suggest there were ways the program could grow to attract new users, specifically baby boomers.

Eagan City seeks commissioners The city of Eagan is seeking applications for its five advisory commissions, including a newly created commission that focuses on energy and the environment. The Eagan Energy and Environment Commission was established in February as part of the City Council’s commitment to environmental sustainability and energy conservation, said Dianne Miller, assistant to Eagan’s city administrator. The commission’s duties will include recommending best practices for energy conservation for Eagan’s residents and businesses; evaluating and monitoring the city’s residential recycling program; educating the public about energy issues, and exploring partnerships with utility companies and local businesses to promote energy reduction. The city is accepting applications for all of its commissions through March 31. Other commissions with vacancies are the Advisory Planning Commission; Advisory Parks Commission; Airport Relations Commission; and Gun Club Lake WMO. Application forms and additional information are available at City Hall or online at www.cityofeagan.com, or by calling (651) 675-5001.

Rosemount LS Power backs off local plan Although LS Power Development’s plans to site a power plant in Chisago County are again on track, the company may also pursue building a plant in Rosemount. “Rosemount still looks to be an ideal site in the state of Minnesota, and we certainly haven’t ruled it out,” said Blake Wheatley, LS Power Development assistant vice president, in a March 24 interview. He added that the company is busy establishing the plant in Chisago County and will spend this year considering whether to pursue building in Rosemount. “Over the next year, we’ll be thinking about Rosemount and if we want to pursue it. We’ll want to reach out to local senators and representatives there to pursue that (personal property tax) exemption,” he said.

UMore concept plans continue On March 23, Dakota County commissioners reviewed plans that identify major roadways, land uses and activities planned to occur on the adjacent properties in Rosemount and Empire Township over the next several decades. Plans include trails for Nordic skiing and horseback riding in Dakota County’s 456-acre regional park (not yet named), hunting within the southeast portion of Vermillion Highlands, managed recreation in its northwest portion, and plans for enough development at UMore Park over the next 30 years to potentially double Rosemount’s current population of about 29,000. To serve the expected residents, plans include the development of regional roadways around Vermillion Highlands. Under the university’s plan, County Road 46 would be realigned south as the property is mined for 20 years, but then returned to its original alignment. Once the gravel is extracted, the hole would become a deep 400-acre lake, serving as a recreational feature in the community. An open house is planned in July.

To read more about all of these stories, go online at www.ThisweekLive.com.

April 1, 2010 DAKOTA COUNTY TRIBUNE BUSINESS WEEKLY

Best Practices

Succeed in learning from failure by Jeff Appelquist SPECIAL TO THE TRIBUNE

In the early 1920s, a young artist and animator who lived in Kansas City set out to form his own company, which would specialize in producing cartoons. He hired his first employee and secured a deal with a local theater owner to show the cartoons, which were called “Newman Laugh-O-Grams.” The cartoons became popular in the local area, and soon the budding entrepreneur signed a stable of animators to help his studio, also called LaughO-Gram, to increase production. Unfortunately, the tiny enterprise became top-heavy with salaries and began to lose money. The fledgling tycoon had to shut down the business and declare bankruptcy. This man went on to become one of the most successful and revered business leaders in American history, but he never forgot the pain of his initial setback, or what he learned. In later years, as he looked back on the experience, he said, “It is important to have one good hard failure when you are young.” His name was Walt Disney.

Guest Columnist Jeff Appelquist

When I was a young man in my early 30s, I quit the practice of law to go into business for myself. I formed an S Corporation, opened a fast-food franchise, and had to rapidly educate myself as to the ins and outs of Small Business 101. It was an incredible learning experience for me and, long hours aside, I loved the freedom of being my own boss. But despite my best efforts, I could not generate sufficient revenue to cover my costs. I stayed in business for about six months and then, reluctantly, was forced to close up shop. I had a wife and small child who were dependent on me. I had lost all our savings and was bankrupt. I was unemployed for seven months. There was no sugarcoating it: I had failed miserably, in a way that had never happened to me before. Nevertheless, this incredibly difficult passage from almost 20 years ago shaped who I am in ways that still resonate to this day.

In its way, it was a much more significant and life-changing event for me than any of my triumphs have ever been. Painful though it was, like Walt Disney, I succeeded in learning from failure. University of Virginia psychology professor Jonathan Haidt writes in his book “The Happiness Hypothesis,” “People need adversity, setbacks and perhaps even trauma to reach the highest levels of strength and fulfillment. Suffering is not always all bad for all people. There is usually some good mixed in with the bad, and those who find it have found something precious: a key to moral and spiritual development.” In his book “The Pursuit of Perfect,” Harvard professor Tal Ben-Shahar argues that individuals who risk failure actually tend to be happier than those who are averse to challenge and change. Ben-Shahar says, “Successful people are necessarily people who have failed many times, and therefore are ‘better’ at failing than others. When we practice failure, we realize the pain associated with fear of

failure is often greater than the pain associated with actual failures.” The roster of well-known people who have achieved at a high level in their lives but who have also learned from failure along the way is endless. Former President Bill Clinton says, “When I was defeated for reelection as governor in 1980, there didn’t seem to be much future for me in politics. I was probably the youngest ex-governor in American history. But if I hadn’t been defeated, I probably never would have become president. It was a neardeath experience, but it forced me to be more sensitive and to understand that if people think you’ve stopped listening, you’re sunk.” Author J.K. Rowling, who penned the mega-best-selling Harry Potter series of books, was at one time alone, unemployed, and “as poor as it is possible to be in modern Britain without being homeless.” But for Rowling, “Failure meant a stripping away of the inessential. I stopped pretending to myself that I was anything other than what I was, and began directing all of my energy into finishing

the only work that mattered to me.” Many companies actually look to actively recruit workers who have experienced and overcome adversity in their personal or professional life. Meridee Moore is the founder of Watershed Asset Management, a $2 billion hedge fund in San Francisco. When asked in a recent interview about how she hires, Moore responded, “… if the person has had a rough patch in the past, that’s usually good … if you’ve ever had a setback and come back from it, I think it helps you make better decisions. There’s nothing better for sharpening your ability to predict outcomes than living through some period where things went wrong. You’ve learned that no matter how smart you are and how hard you work, you have to anticipate things that can go against you.” The Great Recession has been a huge challenge for all of us. Many of us have experienced defeats and even real suffering, both in our jobs and on the home front. But there can be redemption. The phoenix can rise again from the ashes. For me, out of my spectacular failure, I learned many

things. I learned to take new challenges seriously, and never to assume that skills and abilities that have pulled me through in the past will necessarily pull me through the next time. I learned to worry only about those things that I can control, and the main thing I control on a daily basis is my attitude. I get to choose how I want to be. I learned to appreciate my many blessings, especially family and friends. And I learned a whole lot about humility. Professor Ben-Shahar of Harvard summarizes the idea well, “The ones who will emerge stronger from (adversity) – the resilient ones – are those who learn to find the opportunity in every setback.” In short, they are the people who succeed in learning from failure. Jeff Appelquist is founder and president of Blue Knight Battlef ield Seminars, which provides individual leadership and team development training. Jeff is a former marine off icer, practicing attorney and corporate executive. His Web site is www.blueknightseminars. com, and he can reached at jeff.appelquist@blueknight seminars.com.

Business 101 Skills and knowhow separate the successful from the unsuccessful by Ronald Thomas SPECIAL TO THE TRIBUNE

Conventional thinking paints entrepreneurs as individuals equipped with a high tolerance for risk. That same thinking points to the successful entrepreneur as a businessminded independent who not only recognizes a previously unseen opportunity, but also has the knowhow and vision to make that opportunity unfold and flourish in the marketplace. From the standpoint of entrepreneurship education, the difference between an entrepreneur scaling new summits with a flag or hitting bottom with a shovel is a powerful bundle of skills and knowledge. When delivered with dedication and a strong grasp of real-world conditions, that bundle is the entrepreneur’s lifeline to success. I recently took part in a grant-signing ceremony that brought home the concept of entrepreneurial education as a lifeline. The event kicked off a $300,000 training grant from the Minnesota Job Skills Partnership (MJSP) to Dakota County Technical College, which is teaming up with Capital Safety – the world leader in the design and manufacture of height-safety and fall-pro-

Guest Columnist Ronald Thomas

tection equipment – to deliver critical training programs to employees based at the company’s state-of-the-science production and testing facility in Red Wing, Minn. During the course of my career as an educator, I have participated in my share of grant -signing ceremonies. All are happy occasions, but many are simply formal announcements populated by the designated signatories, a smattering of guests, a photographer or two, and perhaps the odd representative from area media. The event at Capital Safety raised the bar for workforce engagement. I arrived at the signing site with an ample college contingent – one vice president, two deans, two customized training directors and one communications coordinator. We quickly found ourselves outnumbered by more than 350 Capital Safety employees, who had gathered during the heart of the workday to celebrate the grant.

Capital Safety-Americas President David Thomas, MJSP Director Paul Moe and Red Wing Mayor John Howe mirrored my duties as a signatory. They, along with the DCTC contingent, picked up on the positive energy emanating from the assembled workers, who listened, attentive and smiling, as their president reviewed the company’s superb performance over the last year before describing the DCTC training programs that would augment the skill range of every employee present, streamlining career pathways in such areas as wind energy, mechatronics, green manufacturing, supervisory management and advanced computer training. It’s no secret that entrepreneurial thinking goes well beyond the lone enterpriser making the grueling ascent to prosperity through the force of a brave, new idea. The revitalizing boons of entrepreneurship can serve as the lifeblood of the largest and most mature corporations, institutions and concerns. At Capital Safety, entrepreneurial attitudes permeate all aspects of the organization.

Suggestion boxes at the Red Wing facility generate more than 100 innovative ideas and observations a week. Championed by every contributor to the Capital Safety mission, which centers on saving lives around the world in the transportation, oil and gas, construction, utilities, and wind energy industries, the quest for improved quality and efficiency never stops, evidenced by a creative progression that notches more patents than any other company in the fall protection field. Capital’s management team includes shop-floor workers in the decision-making process, fostering a workforce that cares deeply about manufacturing the best fall protection equipment possible. They live and breathe the company motto: “Build safe so that they stay safe.” As two-year colleges across the nation continue to expand entrepreneurship programs, we as administrators can garner three key lessons from the business culture at Capital Safety. First, we should remember that many major companies, including Fortune 500 juggernauts like Apple, Nordstrom, eBay and Electronic Data Systems, started organically from humble entrepreneurial blueprints. Capital itself originated

60 years ago in Sala, Sweden, when the company’s founders introduced the world’s first self-retracting lifeline for use by workers in a local silver mine. Second, we have to understand that teaching entrepreneurship is more than just delivering a smart and relevant curriculum. In every institutional undertaking, we must think and act as highly capable entrepreneurs, constantly searching for new opportunities, purposeful innovations and mutually constructive partnerships. How can we teach effective risk management unless we ourselves are both experienced and accomplished at taking bold yet intelligent risks? Third, we need to emulate Capital Safety’s commitment to quality, which is founded on the straightforward aspiration to save lives. After the signing ceremony, we took a tour of the facility, ending at a large wall map dotted with flags indicating workers whose lives were saved by Capital Safety products. Entrepreneurs might not be construction workers treading the high steel of 100-story skyscrapers, but they often put their livelihoods on the line pursuing ideas that can take

them to dizzying heights. From the standpoint of business, the growth and enhancement of entrepreneurial opportunities are paramount – now more than ever. Two quick facts from the Kauffman Foundation, the top U.S. source for entrepreneurship research, underscore this fact: • “70 percent of registered voters think the health of the economy depends on entrepreneurs;” • “40 percent of young people between the ages of 8 and 21 have or would like to start their own business.” When delivering entrepreneurship education, colleges and universities need to develop programs that reduce risk by providing start-to-finish support. We need to live and breathe our mission of educating savvy and agile entrepreneurs. We need to build safe so that they stay safe. If you have a topic in mind for the Make It Happen columnists, please contact Chris Hayes at (651) 423-8266, or chris.hayes@dctc.edu. Ronald Thomas is the president of Dakota County Technical College. He can be reached at ron.thomas@dctc. edu.

DAKOTA COUNTY TRIBUNE BUSINESS WEEKLY April 1, 2010

Spotlight

New Web site design focuses on most viewed items by Tad Johnson

Story module

DAKOTA COUNTY TRIBUNE

In an effort to provide easier access to the news and information Dakota County residents want, Thisweek Newspapers and Dakota County Tribune Business Weekly will launch a redesign of our Web site April 1. The new design aims to feature and organize more news, photos and video so they are easier to find for the thousands of users who depend on the Web site each month. While Thisweek Newspapers and the Dakota County Tribune home deliver more print editions in the county than any other publication, the staff also aims to be the No. 1 Web site as it offers the best of the print edition, plus news, photos and video people won’t find in print. We know from past surveys that some Dakota County residents aren’t using the resource of our Web site. We find that surprising since it contains so much information that helps people connect with their communities. The new site merges Thisweek Newspapers and the Dakota County Tribune into one location. Every week, the reporters of Thisweek and the Tribune file dozens of stories regarding local government, human interest, sports and business news. From the main page at ThisweekLive.com, readers can find all of the news from Thisweek and the Tribune. The top three stories from the Dakota County Tribune Business Weekly will be posted to the main page under South Metro Business News. Clicking on the South Metro Business News link will bring readers to the Tribune’s home page (www.DakotaCount yTribune. biz), which has been redesigned to list the top stories and make them searchable. ThisweekLive.com’s new design highlights the images of award-winning staff photographer Rick Orndorf, who has been with the organization for over 20 years. Each week, the goal is to have hundreds of news and sports photos uploaded to the site for people to view on slideshows accessed from thumbnail icons at the top of the main page. The icons also will be used to feature breaking news stories. One of the main page photo slideshow icons is reserved for readers who upload their own photos through the My Community site. To find out how to upload photos, go to http:// ThisweekLive.ning.com. Not only can people upload their own photos of community events, readers also can participate by sharing comments on stories and other news items.

Staff Columnist Tad Johnson

Search function Top photo slideshow/ news story More photo slideshows/ news stories

Top three Dakota County Tribune stories

Links to area government, chambers of commerce and other community groups

Top stories that have received comment Most Popular Stories

Sports main page To the right of the photo thumbnails will be the latest video production. Each week, new news videos are posted, including the weekly 30-minute, ThisweekLive the Show episode. The show, produced in cooperation with Burnsville Community Television, features an interview with a prominent Dakota County newsmaker. We know from our research that most people enter our site from an Internet search engine. That often means that people are entering our site through the back door of our archives. Because this is such an important tool to people, we are committed to keeping our archives free of charge unlike other newspapers in our area. Once people enter our site, we include our search function at the top right of the main page and on all subsequent pages. Research tells us that most Web readers are not browsers, but rather people looking for a specific story or feature, that’s why our search function is so prominently displayed. The main page aims to make more breaking news from each of the cities in the coverage area more accessible. With the new design, the top three stories from each of the cities of Apple Valley, Burnsville, Eagan, Farmington, Lakeville and Rosemount will be posted. page. and arts and entertainment items Readers also can navigate to a The new design makes navi- available from the main page. city home page by using the News gating to opinion letters and colNew features of the site include pulldown menu at the top of the umns, sports, community calendar Popular Posts – a listing of the

most read items on ThisweekLive. com and a Recent Comments listing linking to the stories and items for which readers have provided input. A good reason to have ThisweekLive.com as your home page is that it has links to many of the area’s frequently used sites. From the Community Links button at the bottom of the main page, people can find links to city and county government, school districts, and chambers of commerce Web sites. To stay connected, people also can sign up to be a fan of ThisweekLive on Facebook and become a recipient of our Twitter news feed. Those sites provide us with another way to connect with readers. We welcome your comments about our work and the new Web site. If there are aspects of our reporting or new online design that you would like improved or changed, contact us through Facebook, my e-mail address or call me at (952) 846-2033. Tad Johnson, managing editor of Thisweek Newspapers and the Dakota County Tribune Business Weekly, can be reached at editor.thisweek@ecm-inc.com.

April 1, 2010 DAKOTA COUNTY TRIBUNE BUSINESS WEEKLY

Real Estate Spring market gets a kick start, Housing construction sellers are getting motivated employment hits 18-year low

St. Paul Area Association of Realtors, which represents Realtors in Dakota County, released the following housing statistics for February 2010.

Closed Sales February closed home sales are up a modest 4.2 percent from one year ago. There were 2,157 closed home sales in February 2010 compared to 2,070 in February 2009.

Pending Sales Month over month, pending sales were up 28.9 percent with 2,736 signed contracts reported in January 2010 compared to the 3,527 in February. Year over year, pending sales were up only 2 percent from one year ago with 3,527 pending sales in February 2010 compared to 3,314 in February 2009. â&#x20AC;&#x153;With the Federal Home Buyer Tax Credit coming to an end coupled with the continued strong affordability and attractive mortgage rates, our early spring market has begun to pick up its paceâ&#x20AC;?, says Tony Maurer, president of the St. Paul Area Association of Realtors . â&#x20AC;&#x153;This is evidenced by the upward adjustment in new listings and pending sales. These same ingredients are also motivating sellers to introduce their properties to the market in hopes of capturing the anticipated stronger spring market,â&#x20AC;? Maurer said. Maurer reminds real estate agents to encourage their clients, both buyers and sellers to take full advantage of this current market environment.

Listings Active listings as of March 1 stood at 22,364 compared to 25,472 at the same time in 2009.Â Month over month, new listing inventory at the end of February 2010 stood at 7,165 compared to 6,598 in January â&#x20AC;&#x2122;10, an increase of 8.6 percent. Year over year there was an increase of 7.8 percent in new listings with 6,648 listings added in February â&#x20AC;&#x2DC;09 compared to the 7,165 added in February of this year.

Median Sales Price The median sales price for the 13 country metro was reported at $159,000, up from one year ago by 6.0 percent when it was $150,000. This monthâ&#x20AC;&#x2122;s median sales price of $159,000 is a 1.3 percent increase over last months median sales price of $157,000.

Supply of Inventory Months supply of inventory stood at 6.7 months in February 2010 compared to 8.4 months in January 2010 One year ago: MSI stood at 9.1 months Two years ago: MSI stood at 10.9 months

Average Days Average Days On Market stood at 76 days at the end of February 2010. One year ago: ADOM stood at 83 days Two years ago: ADOM stood at 87 days Housing statistics include existing single family homes, condominiums and townhomes. Statistics are provided by the Saint Paul Area Association of Realtors and are based on data supplied by the Regional Multiple Listing Service.

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Results from a recent survey by the Builders Association of the Twin Cities show that Lennar-Minneapolis/St. Paul was the regionâ&#x20AC;&#x2122;s top-ranked builder in 2009. Lennar has held the top spot since 2006. Rankings are based on annual gross revenue as reported by respondents. Lennar reported gross revenue over $104 million, with 288 total housing units closed in the 2009 calendar year. Rounding out the top five by gross revenue in 2009: â&#x20AC;˘ Pulte/Centex (these two national builders consolidated in early 2009) with just over $100 million in revenue and 415 housing units closed; â&#x20AC;˘ D.R. Horton-Minnesota with $72.5 million in revenue and 270 housing units; â&#x20AC;˘ Ryland Homes with revenue of $63.3 million and 261 units; and â&#x20AC;˘ Mattamy Homes at almost

2009 top-ranked builders

1. Lennar â&#x20AC;&#x201C; Minneapolis/St. Paul $104,526,482 288 2. Pulte Homes/Centex Homes $100,200,000 415 3. D.R. Horton, Inc. â&#x20AC;&#x201C; Minnesota $72,536,000 270 4. Ryland Homes â&#x20AC;&#x201C; TC Division $63,300,000 261 5. Mattamy Homes $59,800,000 236 6. Rottlund Homes $52,745,170 242 7. K. Hovnanian Homes of MN $46,000,000 165 8. Minks Custom Homes $34,644,375 111 9. KEY LAND HOMES $24,276,051 89 10. Hanson Builders, Inc. $22,653,169 37 11. Charles Cudd DeNovo, LLC $19,125,000 14 12. Donnay Homes, Inc. $17,800,000 60 13. Hans Hagen Homes, Inc. $15,830,000 68 14. Country Joe, Inc. $15,468,305 36 15. Woodside Communities of MN $15,048,251 83 16. McDonald Construction, Inc. $14,532,728 21 17. Sharper Homes, Inc. $11,000,000 40 18. TJB Homes, Inc. $10,509,513 20 19. Pratt Homes $10,191,159 24 20. Keith Waters & Associates, Inc. $9,000,000 3 21. Brandl Anderson Homes, Inc. $8,504,017 29 22. Stonewood LLC $8,290,833 7 23. SW Wold Construction $7,443,201 44 24. Custom One Homes $6,459,000 12 25. Avalon Homes, Inc. $6,034,000 28

Twin Cities residential construction permits has uptick Residential permits statistics in February showed a marked increase over the same period in 2009, continuing to fuel cautious optimism in the regionâ&#x20AC;&#x2122;s residential construction industry, according to the Builders Association of the Twin Cities. Comparing month-tomonth, February marks the sixth month in a row with more permits issued in 2010 than in the previous yearâ&#x20AC;&#x2122;s month. According to statistics compiled by the Keystone

Report for the Builders Association of the Twin Cities, there were 177 permits for a total of 202 units permitted during the month of February 2010. This is an increase of 65 percent in permits and 71 percent in units over February 2009. Just 16 percent of units were multi-family homes. Farmington led the metro in building activity for the month with 19 permitted. Lakeville, Shakopee and Vadnais Heights followed with 12 units each.

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$60 million in revenue and 236 units. All of the top five were national home-building firms with corporate offices located outside of Minnesota. Locally owned and operated Rottlund Homes (with offices in Iowa and Florida as well as Minnesota) ranked sixth with $53.7 million in revenue and 242 units. Rankings are based on information provided by survey respondents. Respondent information is believed to be reliable. Each company has verified information to the best degree possible. Commercial construction firms building rental or senior housing were not included in this ranking. Several local builders declined to participate, however, based upon permit data, none would have appeared in the top 10.

The following list is for the Twin Cities region based on gross revenue from residential sales activity for calendar year 2009. The list gives the 2009 gross revenue and total units closed in 2009. Rankings are based on information provided by survey respondents. Respondent information is believed to be reliable. Each company has verified information to the best degree possible.

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doubling up to save on rent. â&#x20AC;˘ Mortgage delinquencies for primary (first lien) mortgage holders increased â&#x20AC;&#x201D; yet again â&#x20AC;&#x201D; now reaching 8.1 percent. While there was a dramatic drop in Hennepin County homelessness in December â&#x20AC;&#x201D; likely due to the rollout of a federal homeless prevention program funded by the stimulus bill â&#x20AC;&#x201D; homelessness was still 66 percent higher in the fourth quarter of 2009 than in the fourth quarter of 2006. Minneapolis and St. Paul schools identified 4,700 kids as homeless â&#x20AC;&#x201D; 8 percent more so far this school year than last school year. The number of people employed in housing construction fell to 8,500 â&#x20AC;&#x201D; a fourth quarter figure not seen in 18 years. Signaling a possible end to the glut in supply, the inventory of homes for sale in the Twin Cities metro fell to the upper end of what is considered a â&#x20AC;&#x153;balancedâ&#x20AC;? level. MHPâ&#x20AC;&#x2122;s â&#x20AC;&#x153;2x4â&#x20AC;? report is meant to inform policymakersâ&#x20AC;&#x2122; debate and response to Minnesotaâ&#x20AC;&#x2122;s current housing crisis. See the full â&#x20AC;&#x153;2 x 4â&#x20AC;? Quarterly Housing Indicators Report â&#x20AC;&#x201D; including graphs, data sources, and discussion â&#x20AC;&#x201D; at: www.mhponline.org/ research/2x4.

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The Minnesota Housing Partnershipâ&#x20AC;&#x2122;s fourth quarter 2009 â&#x20AC;&#x153;2 x 4â&#x20AC;? Report found that fewer workers were able to earn a living by building and rehabbing homes than in any fourth quarter since 1992. In the last four years, Minnesota has lost well over half its housing construction jobs, leaving families struggling to make ends meet. The report also found more owners falling behind on mortgage payments and no relief from high foreclosure rates. But there were signs that federal dollars are addressing recent increases in homelessness and the real estate market is stabilizing. MHPâ&#x20AC;&#x2122;s â&#x20AC;&#x153;2 x 4â&#x20AC;? report graphically depicts two indicators for each of four key housing areas: the home ownership market, the rental market, homelessness, and the housing industry. Through quarterly updates, the report provides a concise and timely overview of housing challenges facing Minnesota. In fourth quarter 2009, the data showed continuing hardship for many trying to make ends meet â&#x20AC;&#x201D; and the crucial need for state investment in housing to create jobs and ensure resident affordability: â&#x20AC;˘ Twin Cities rental market vacancies continued upward â&#x20AC;&#x201D; to the highest in over six years, likely due to families

Pending sales jump almost 29 percent and new listing inventory increases

Lennar retains top-volume builder status in Twin Cities

DAKOTA COUNTY TRIBUNE BUSINESS WEEKLY April 1, 2010

Thomson Reuters employees are seeing green Volunteer committees are spearheading initiatives to make their Eagan campus more earth, bird friendly by Erin Johnson DAKOTA COUNTY TRIBUNE

The Eagan campus of Thomson Reuters has a long history of enacting environmental initiatives. Back in 1906, when it was known as West Publishing, the company began recycling metal shavings, sheepskin scraps and paper trimmings left over from platemaking and bookbinding. In 2008, Thomson recycled nearly 30 million pounds of paper, 900,000 pounds of cardboard, and 144,000 pounds of plastic. Now the company’s employees are building on that history through a volunteer “Green Team” dedicated to making the Eagan campus a more earth-friendly place. The team so far has about 100 members serving on eight different committees with names such as the Prairie Seed Team, the Recycling Team and the Carbon Offset Team. The Green Team is overseen by Tim Nixon, director of legal editorial operations, and president of the St. Paul Audubon Society. Not surprisingly, Nixon has a particular passion for birds, which led to the installation of several bluebird houses around the campus. Birding is an interest shared by coworker Richard Baum, director of legal patents and services, who now heads up the Bluebird and Beyond Team. That team is charged with enhancing the bird habitat on the Eagan campus, Baum said.

Law from Page 1A

well as create a fairer marketplace. To what degree the taxes would affect Blue Cross’ bottom line is still unknown, but it could potentially cause the company to raise premiums, Stalboerger said, adding that premiums will likely increase regardless as the company covers more people with more conditions and technology improves. Stalboerger said he expects the legislation will have less of an impact on local insurers than it will on those in other states due to Minnesota’s low uninsured rate. He said he is concerned that cuts to Medicare will shift costs to private and nonprofit insurers. Local health-care providers shared similar concerns about Medicare, saying they fear cuts to the already low reimbursement program will mean even lower compensation. The Apple Valley Medical Center, for instance, currently receives 30 cents on the dollar

Photo by Rick Orndorf

Birdhouses, like this one for bluebirds, have been assembled and installed by employees around Thomson Reuters’ Eagan campus to help bolster declining bird populations. The birdhouses are just one of several green initiatives implemented by the company’s Green Team, made up of employee volunteers. The team recently got together to assemble even more bluebird houses, for a total of 40. The houses are set up along a two-mile walking trail on the 264-acre campus, about 190 acres of which the company intends to keep green. Baum said bluebird popu-

lations have been declining since World War II. “People putting up birdhouses has helped them recover,” he said. The team has also installed houses for wood ducks, and recently put up free-standing wooden structures for chimney swifts to nest in. As their name indicates, chimney

swifts typically nest in chimneys, but the increased use of chimney caps has made nesting more difficult. “These are all birds that are in decline in some shape or form,” Baum said. The houses have already attracted nesting pairs of bluebirds, and committee members are hoping to at-

from Medicare and 20 cents on the dollar from Medicaid when it bills patients enrolled in those programs, said Adam Berry, the clinic’s administrator. Medicare and Medicaid are public health care programs that cover seniors and the poor, respectively. Many primary care clinics have already dropped both programs due to these losses, he said, adding that Apple Valley Medical Center is not one of them due to its commitment to the community. “We would like to see our reimbursements be higher for our services,” he said. Scott Richardson, director of community relations for Northfield Hospital, and Amy Harris, director of public affairs for Fairview Health Services, echoed Berry’s concerns. “I would love to see those (cuts) not be as severe,” Harris said. Durenberger disagreed, saying that Medicare provides a “more realistic way to pay for health care.” “Medicare will always pay

something under 100 percent of what hospitals charge, because they always over-charge because they know they can always pass on the costs onto private health insurance companies,” he said. In addition to Medicare cuts, Harris said she is concerned that the taxes imposed on medical device and drug companies will be passed on to hospitals, clinics and consumers. Berry agreed. Berry said he is also disappointed that there was very little tort reform included in the federal legislation. “It is one expense that continues to go up,” he said. Apple Valley Medical Center spends about $150,000 each year on malpractice insurance – money that could go toward care, Berry said. Harris and Richardson said they did not pay much attention to the tort reform issue. All agreed they are pleased the legislation included a push for an overall increase in compensation for primary

care physicians. They also said they are pleased to know the legislation will result in more insured patients entering their clinics and hospitals. In 2009, the Apple Valley Medical Center incurred a loss of $870,000 due to unpaid bills and charity cases, Berry said. This is about 5 percent of the clinic’s total annual revenue of approximately $18 million. “By having more insured patients, we will be able to get some of that back,” he said. Fairview Health Services as a whole lost more than $45 million in 2008 to unpaid bills and charity cases, which is up from the $35 million in losses it incurred in 2007, Harris said. Fairview also provided more than $20.7 million in discounts to uninsured patients in 2008, which is nearly $3 million more than it gave in discounts in 2007, she said. Northfield Hospital’s losses were not received in time for publication.

Preventative care

tract the other two species, as well. The teams work with the campus facilities department to implement green efforts, Baum said. The company pays for the materials, whether it be wood for the birdhouses or seeds for prairie restoration. Employees then volunteer to do the assembling and planting. “Everything is pretty much low-budget,” he said. “It’s really to show both the community and employees a low-cost way you can have an impact on bird habitat, landscaping, recycling, whatever.” In May, volunteers will work alongside professionals to help seed a 10-acre plot across Highway 149 from the campus, restoring it from lawn to native prairie grass. That grass has been getting mowed once a week for years, Baum said. Prairie grass is not only a more environmentally friendly option, he said, it will also save the company money. Companies are realizing more and more that while these initiatives are good for the environment, they also often provide a cost savings, he said. “I would imagine they did a cost-benefit analysis and figured it’s probably cheaper to restore a prairie than to mow it every week from late April to October,” he said. Future initiatives include offering community gardens for employees, who can sell their produce at an in-house farmer’s market to other employees. There are also plans to

install hummingbird feeders near the building’s entrances, where employees can sit on benches and watch the birds. “It’s just one other nice thing to look at,” Baum said. The company will hold its Green Week from May 2428 to raise employee awareness of present and future green projects and provide information on initiatives such as recycling and commuting alternatives. There will also be a recycling swap where employees can trade CDs and DVDs they no longer want rather than throwing them away. By combining the resources of the company with the dedication of its employees, Thomson is making a tangible difference for the environment, said Jon Durand, director of facility operations. “Our on-site environmental activities not only provide employees with an easy, convenient way to give back to the community, they truly build upon the environmental passion shared by the company and our employees,” he said. Interest in the Green Team has been growing, Baum said, and members are hoping to attract even more volunteers during Green Week. “It’s a way to enrich your work life in a way that you wouldn’t otherwise be able to do,” he said. “Certainly in the end it leaves a positive impact, and I think that’s probably why a lot of people are interested.”

A key to lowering health care costs is encouraging people to take preventative measures so they don’t end up in the emergency room, Stalboerger said. Blue Cross is doing its part through various initiatives such as its “Do” campaign which encourages people to increase their level of physical activity, he said. Stalboerger said he is disappointed the legislation did not contain more incentives for healthy lifestyles and prevention as well as rewarding quality over quantity of care. Berry agreed, saying he thinks the legislation did not change the fact that America’s health-care system focuses on treating the sick rather than preventing people from becoming ill in the first place. Durenberger disagreed, saying the legislation does focus on preventative care in that it calls for free preventative services for Medicare patients. Durenberger noted that the legislation will also give those who have private or nonprofit insurance a 30 per-

cent discount for preventative services. “This puts pressure on doctors and hospitals to perform better,” he said. Local health care providers said they are already working to improve performance. Fairview, Apple Valley Medical Center and other providers currently receive “accountable care” compensation from Medica in which providers are compensated for outcomes rather than procedures alone. Harris said she is excited the legislation contains language on “accountable care.” “The concept is great but now it is a matter of how Washington will build in the details,” Harris said. Berry said he too is pleased the legislation includes “accountable care” but hopes to see a greater push toward performance pay in the future.

Erin Johnson is at erin.johnson@ecm-inc.com.

Jessica Harper is at jessica.harper@ecm-inc.com.

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April 1, 2010 DAKOTA COUNTY TRIBUNE BUSINESS WEEKLY

Capitol Commerce

Senate debates proposed nuclear power plant by T.W. Budig ECM CAPITOL REPORTER

A nuclear power debate ignited on the Senate floor on March 24 with an amendment to an energy bill by Sen. Ray Vandeveer, R-Forest Lake. Vandeveer attempted to break the current ban on nuclear power plant construction with an amendment that would have had a sitting commission reporting back to lawmakers by July 2011 with a site for a new nuclear power plant. “What this (amendment) does is put a ‘Welcome’ mat out,” said Vandeveer of inviting builders of nuclear power plants to the state. An attempt to rule Vandeveer’s amendment out of order failed on a 32-31 vote — a favorable ruling from a temporary Senate precedent on the amendment was questioned. “I don’t think we can expand the bill beyond the sun,” Vandeveer said against arguments his amendment

Capitol Roundup

To find out the latest news in Minnesota government, go online to ECM Capitol Roundup at www.HometownSource.com.

John Doll, DFL-Burnsville, offered an amendment to Vandeveer’s amendment that some supporters argued gutted it. Doll’s amendment, among other things, required that the federal government have a nuclear waste facility in place prior to the construction of a new nuclear power plant in Minnesota. “This is actually the responsible thing to do,” Doll said. Photo by Tim Budig

A dust-up in the nuclear power debate took place on March 24 in the Senate when Sen. Ray Vandeveer, R-Forest Lake, offered an amendment to an energy bill that would have had a nuclear power plant siting commission locate a spot for a new nuclear power plant in Minnesota and report back to lawmakers by July 1, 2011. Vandeveer is seen during the debate with seat mate Sen. Warren Limmer, R-Maple Grove, listening to fellow Senate Republican Sen. Amy Koch, R-Buffalo. But Sen. John Doll, DFL-Burnsville, countered with his own amendment, but the senator author of the original energy bill pulled it.

Strayed too far

Ultimately, the senator whose bill Vandeveer was trying to amend said the debate had strayed too far from the original bill and pulled it. But debate on the Vandebroadened the scope of the too much. tors spoke in favor of Vande- veer amendment was emounderlying solar power bill While a number of sena- veer’s amendment, Sen. tional.

Sen. Steve Murphy, DFL-Red Wing, said he had been offended by the rhetoric of some anti-nuclear power environmentalists and that real environmentalists would help build a nuclear power plant. “I don’t think we need to bring anger and bitterness in the discussion,” said Sen. Ellen Anderson, DFL-St. Paul. DFL senators argued that there was no need for a new nuclear power plant in the state as the base load power level should be sufficient until 2024. Vandeveer countered that a nuclear power plant cannot be built quickly and the groundwork needed to be advanced. T.W. Budig is at tim.budig@ ecm-inc.com.

Legislature passes ‘jobs’ bill Governor indicates he plans to sign it by T.W. Budig

week criticized the use of it in improve energy efficiency in the Senate jobs bill. their homes — cities would The DFL-controlled Legprovide up front dollars. islature passed a “jobs” bill Compromises are Passes House by 112on March 29 — DFL lead- painful ers saying it will create more But the Senate, Lencze- 20 vote than 10,000 jobs — but not wski said on the House floor, The jobs bill passed the before some Democrats conand Republican Gov. Tim House on a 112-20 votes, demned the bill for favoring Pawlenty insisted the gas tax later passing the Senate with the wealthy over the poor. credit be used for job creation. only three dissenting votes. Conservatives, too, such “Compromises are painArea House members votas Rep. Mark Buesgens, Rful,” she said. ing against: Anderson, BuesJordan, expressed regret the House Speaker Margaret gens, Davids, Dettmer, Doty, legislation pivots on funding Anderson Kelliher, DFL- Emmer, Hackbarth, Holberg, derived from a gas tax credit Minneapolis, called the use of and Peppin. designed for lower income the gas tax credit funding for Area Senate members voting Minnesotans. job creation the most effec- against: Johnson and VandeBuesgens called the use of tive use of the funding right veer. the dollars “incredibly sad.” now. Buesgens successfully Rep. Bobby Joe ChamIn addition to the angel amended the bill to ensure pion, DFL-Minneapols, a tax credit, the jobs legislation that no part of it could be first-term lawmaker and inHouse and Senate passed also used to help finance building frequent speaker on the floor, includes a historic structure sports stadiums. used Biblical language in rehabilitation tax credit and Lenczewski said the bill condemning the “unconscioboosts funding for the re- wasn’t structured to allow for nable” amendment to the bill search and development tax stadium financing, but Kellicontaining the gas tax provicredit. her indicated the amendment sion. “When are we going to It makes the troubled Ford was nonetheless appropriate. have the courage to stand up Plant in St. Paul into a JOBZ Republican Gov. Tim for the little guy?” Champion Zone, which allows for tax Pawlenty indicated in a letasked. credits. ter to lawmakers prior to the The $30 million gas tax The bill contains a num- start of the floor debate that credit meant $25 for qualified ber of provisions for Mall of if the bill came to him in its married tax filers, $12.50 for current form, he would sign America expansion. individual taxpayers. It also contains a provi- it. House Tax Committee sion allowing homeowners to Chairwoman Ann Lenczerequest a special assessment T.W. Budig is at tim.budig@ wski, DFL-Bloomington, last on their property in order to ecm-inc.com. ECM CAPITOL REPORTER

Photo by Tim Budig

House Tax Committee Chairwoman Ann Lenczewski, DFL-Bloomington, saw her “jobs” bill pass the House today (Monday, March 29) on a strong vote. Although the bill tapped into a funding source she did not originally wished to touch, on the House floor said compromise is sometimes painful. Democratic leaders say the bill, which includes an angel tax credit and other economic development credits, will create more than 10,000 jobs.

DAKOTA COUNTY TRIBUNE BUSINESS WEEKLY April 1, 2010

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Capitol Commerce

Senate committee passes bill to reduce size of Legislature Senate would be reduced to 56 seats, House cut to 112 seats by T.W. Budig ECM CAPITOL REPORTER

A bill to reduce the size of the Minnesota Legislature passed another Senate committee on March 24 – State Government Finance Committee Chairman Don Betzold, DFL-Fridley, called the idea worth discussing. Sen. Gen Olson, R-Minnetrista, has the bill which reduces the size of the Minnesota Senate from its current 67 senators to 56 – the number of House seats would be cut from 134 to 112. “We’re (lawmakers) not the most popular folks around,” said Olson, saying the reform will show the public the Legislature is willing to take on a tough issue. “It’s not radical,” she said of the proposal, adding that Minnesota has the largest Senate in the United States and that technology has made it easier for lawmakers to cross the miles in representing constituents.

Senate district size would increase Olson estimates the size of a Senate District would

increase to about 94,000 – it’s a bit of a jump, she said. But Sen. Claire Robling, R-Jordan, indicated her district is currently around 100,000 and believes she does a good job in keeping in contact with voters. Robling is a co-sponsor of Olson’s bill, the senator herself proposing a similar one. The cost savings of several millions to the state is another benefit of the reduction proposal, Robling argues. Sen. Warren Limmer, R-Maple Grove, said as a member of the House early in his legislative career he had a district of more than 100,000. “In a House district!” he said. Betzold said one concern of the proposal would be its effect on Greater Minnesota lawmakers and increasing the miles they would need to cross in their districts. The bill cleared the state government finance committee with a single “No” vote and is headed to another finance committee. T.W. Budig is at tim.budig@ ecm-inc.com.

Garofalo argued for raising speed limit on I-35E between West Seventh Street and I-94 but failed by T.W. Budig ECM CAPITOL REPORTER

Photo by Tim Budig

A bill to reduce the size of the Minnesota Legislature advanced through another Senate committee on March 24. State Government Finance Committee Chairman Don Betzold, DFL-Fridley, said the idea of reducing the number of lawmakers – Minnesota’s Senate is the largest in the United States, say initiative supporters – is a discussion worth having. Sen. Claire Robling, R-Jordan, finance committee member and bill supporter, called the legislation “doable.”

Repeal on alcohol ban in U of M stadium moves forward Senate committee approves bill, no companion in House by T.W. Budig ECM CAPITOL REPORTER

Legislation to open the taps at TCF Bank Stadium at the University of Minnesota advanced in the Senate on March 23. The bill, authored by Sen. Sandra Pappas, DFL-St. Paul, Senate higher education committee chairwoman, repeals a ban on alcohol sales at the stadium approved by lawmakers last year. The ban was a response by the Minnesota Legislature to plans to sell alcohol at the stadium only in premium seating areas. Lawmakers didn’t care for the idea that people sitting in pricier seats would have privileges denied to others in cheaper ones. They voted to make alco-

hol sales available to everyone at the stadium, or no one. Pappas argued lawmakers were forcing the university to take a stance it didn’t like. “The (University Board of ) Regents feel very strongly they don’t want liquor in the general stadium,” Pappas said. Moreover, the university stands to lose millions of dollars from the ban at the same time lawmakers are cutting the university’s budget, Pappas argued. “I think this makes sense,” said Sen. Geoff Michel, REdina, who serves on the higher education committee, of repealing the ban.

Amendments added to transportation bill

Committee voted to approve Pappas’ bill. Republican senators and committee members Paul Koering, R-Fort Ripley, and Claire Robling, R-Jordan, voted in favor. Pappas’ bill will now go to the Senate Finance Committee for another hearing. It has no companion bill in the House, Pappas explained, but one means of advancing the initiative is through the higher education bill, she explained. Pappas indicated the university would go back to its original plan if the alcohol ban is lifted. One member of the House Committee votes higher education committee, Rep. Rob Eastlund, R-Isanapproval ti, wants to keep the ban in In a brief hearing, the place. Senate Higher Education

Eastlund is worried about student binge drinking and other negative factors arising from serving alcohol at the stadium. Pawlenty Deputy Chief of Staff Brian McClung said he hasn’t spoken to the governor recently about the ban, but assumes Pawlenty is keeping the stance he had last year. “If the guys in the suites are having a beer, everybody should get one,” said McClung of the governor’s position. House Speaker Margaret Anderson Kelliher, DFLMinneapolis, said she would leave the issue to the House to decide. T.W. Budig is at tim.budig@ ecm-inc.com.

A transportation bill moving through the House on March 23 picked up a few hitchhikers. Several amendments stuck to the bill, one that would provide for a $50 fine for motorists driving slowly in the left lane on double-lane highways. Another successful amendment dealt with speeding tickets being recorded on a motorist’s driving record. It stipulates that no history would be recorded unless the motorist is ticketed driving in excess of 10 mph over the speed limit in 55 mph and 65 mph zones. Rep. Pat Garofalo, RFarmington, sought to increase the speed limit on I35E through St. Paul, from West Seventh Street to I-94, from 45 mph to 55 mph. “This is an Interstate Highway,” said Rep. Mary Kiffmeyer, R-Big Lake, speaking for the Garofalo’s

amendment. The speed limit is too low, she argued. The amendment had support from Greater Minnesota in the form of Rep. Tom Rukavina, DFL-Virginia, who deemed the amendment common sense – the same as Garofalo. A definition of a bad law, said Rep. Mark Buesgens, RJordan, is that it creates lawbreakers out of law abiding citizens. And that’s what the 45 mph speed limit, which is routinely violated, does, Buesgens argued. But a St. Paul lawmaker, Rep. Carlos Mariana, DFLSt. Paul, argued the stretch of road is not an interstate but a parkway. “The speed limit is very clearly posted,” he said. The House voted the Garofalo amendment down. T.W. Budig is at tim.budig@ ecm-inc.com.

Local hospitality industry leaders visit State Capitol Staff and advisory board members from the Lakeville Convention and Visitors Bureau along with more than 200 hospitality industry representatives visited the state Capitol on March 18 during Hospitality Day. CVB Director Jeanne Hutter, CVB Board Chair Jamie Dahlen, Board Member Sunny Bhakta of Comfort Inn, and Holiday Inn’s General Manager Mike Gunderson participated in the day-long events and an evening reception with members of 20 convention and visitors bureaus from around the state. The reception drew nearly 40 legislators while the CVBs showcased the impact of hospitality and tourism in Minnesota communities. Urging legislators to maintain Explore Minnesota Tourism funding, Director John Edman said the hospitality industry produces 16 percent of all sales tax revenue in the state. It is

also an $11 billion industry that employs one out of every 10 Minnesotans. The Lakeville team met with Sen. Pat Pariseau, RFarmington, Rep. Pat Garofalo, R-Farmington, and Rep. Mary Liz Holberg, Lakeville to discuss the importance of the tourism industry and to thank them for their efforts. Several key legislative initiatives drew attention including assertive arguments to protect the Labor Day school start. Rep. John Ward, DFLBrainerd was congratulated on his successful amendment in the House Education Committee to strip out a repeal provision. Lobbyists Tony Kwilas and Dave Seigel, executive vice president of Hospitality Minnesota shared tips on how to lobby. They were joined by Lobbyist Bob Vanasek as they reviewed issue briefs and shared the industry’s position on key issues.

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April 1, 2010 DAKOTA COUNTY TRIBUNE BUSINESS WEEKLY

Capitol Commerce

GAMC bill moves on to governorâ&#x20AC;&#x2122;s office for signing by T.W. Budig ECM CAPITOL REPORTER

General Assistance Medical Care (GAMC) legislation is heading to Gov. Tim Pawlentyâ&#x20AC;&#x2122;s desk for signing, after lawmakers passed a compromise bill on March 24. The Republican governor vetoed the first GAMC bill passed by the DFL-controlled Legislature, which resulted in an unsuccessful veto override attempt. But doubts about the final bill were bipartisan. On the House floor, Rep. Jim Abeler, R-Anoka, a chiropractor by profession and a legislator with a focus on health care, said he honestly didnâ&#x20AC;&#x2122;t know whether the final GAMC legislation would work. But Abeler argued it served to break inertia. A legislative health care committee hearing audience consists of 98 health care lobbyists and two reformers, he said. â&#x20AC;&#x153;These people donâ&#x20AC;&#x2122;t want to talk until a crisis comes,â&#x20AC;? said Abeler of crafting change. Until the whole health care system â&#x20AC;&#x153;crashesâ&#x20AC;? there will be no real impetus for reform, Abeler argued.

House passes bill on 121-12 vote

The House passed the GAMC bill â&#x20AC;&#x201C; legislation that will ultimately have hospitals and clinics raising prices to compensate for the program funding cuts, one DFL health care expert argued â&#x20AC;&#x201C; on a 121-12 vote. One lawmaker voting against the bill was Rep. Gail Kulick Jackson, DFL-Milaca, who said the legislation wasnâ&#x20AC;&#x2122;t good for her district. â&#x20AC;&#x153;Iâ&#x20AC;&#x2122;m voting the best interests of my district,â&#x20AC;? said Jackson after the House floor vote. â&#x20AC;&#x153;My vote may be symbolic, but at least hospital administrators and nurses and the poor people in my district know I voted with them, because we can do better,â&#x20AC;? Kulick Jackson said. She was comfortable with her â&#x20AC;&#x153;Noâ&#x20AC;? vote, she said. Some Greater Minnesota lawmakers have argued that rural hospitals and clinics are wrongly funded less than metro hospitals and clinics in the coordinated care organization provision in the GAMC bill. Four metro health care systems will get a 10 percent increase in payments under the bill over their counterparts in Greater Minnesota, because metro providers serve a higher proportion of GAMC patients statewide, itâ&#x20AC;&#x2122;s argued. In the Senate, a number of

Greater Minnesota lawmak- funding problems. ers â&#x20AC;&#x201C; senators Lisa Fobbe, DFL-Zimmerman, Paul Ko- Doing away with ering, R-Fort Ripley, for in- some programs stance â&#x20AC;&#x201C; voted against the bill. When the federal legislation would be fully impleSenate passes bill on mented in 2014, House 50-12 vote Health Care and Human Sen. Michael Jungbauer, Services Finance CommitR-East Bethel, also voted tee Chairman Tom Huntley, against the bill which passed DFL-Duluth, believes it will on a 50-12 vote. be possible to do away with In the House, the two law- state health insurance promakers who teamed to help grams like MinnesotaCare. fashion the GAMC comâ&#x20AC;&#x153;Sen. Berglin doesnâ&#x20AC;&#x2122;t agree promise, Rep. Erin Murphy, with me,â&#x20AC;? he quipped. DFL-St. Paul, and Rep. Matt Gov. Pawlenty said that if Dean, R-Dellwood, gave the the federal health care legisfinal bill qualified support. lation went forward, it could â&#x20AC;&#x153;The bill is not perfect bring dramatic changes to but itâ&#x20AC;&#x2122;s a step in the right GAMC and state health care direction,â&#x20AC;? said Dean of the programs. GAMC bill. â&#x20AC;&#x153;So everything we just Dean took exception to constructed, everything we often used descriptions of debated, may very quickly GAMC patients as the sick- go out the window because est of the sick, poorest of the thereâ&#x20AC;&#x2122;s going to be a new syspoor â&#x20AC;&#x201C; those terms better tem in place, maybe, as early match others, he explained. as next year,â&#x20AC;? Pawlenty said. â&#x20AC;&#x153;The sick can become In a statement, Pawlenty well; the poor can become called the federal health care productive,â&#x20AC;? Dean said of legislation â&#x20AC;&#x153;extraordinarily health care reform. expensiveâ&#x20AC;? and giving more Murphy, whose voice control to an â&#x20AC;&#x153;already bloated thickened and halted with and bankrupt federal governemotion as she spoke of ment.â&#x20AC;? GAMC patients, called the But Huntley disagrees. He legislation â&#x20AC;&#x153;a bridge to some- termed it â&#x20AC;&#x153;a great event for thing better.â&#x20AC;? America.â&#x20AC;? Democrats look to the recently passed federal health T.W. Budig is at tim.budig@ care bill as helping to solve ecm-inc.com. some of the stateâ&#x20AC;&#x2122;s health care

Photo by Tim Budig

A compromise General Assistance Medical Care (GAMC) bill passed the House on March 24 on a 121-12 vote after sometimes emotional debate. Rep. Jim Abeler, R-Anoka, a chiropractor by profession and a legislator with a focus on health care, stood on the House floor to say he honestly didnâ&#x20AC;&#x2122;t know whether the compromise bill, worked out by Republican and DFL leaders along with Pawlenty administration, would work. But he also added huge inertia exists in the health care field and the legislation will force people to consider change.

Metropolitan Council approves landmark water supply plan Fed by the Mississippi River and laying atop several major aquifers, the Twin Cities metropolitan area currently enjoys a relatively abundant supply of water. The Metropolitan Council approved on March 24 a regional water supply plan designed to help future generations meet their water needs as well. The landmark plan: â&#x20AC;˘ Gives communities regionally consistent data and

analyses to evaluate water availability and the regional effects of water withdrawals. â&#x20AC;˘ Includes a water supply profile for each community in the seven-county region. The profiles have specific information about water demand and water supply sources, including supply options available to the community. â&#x20AC;&#x153;This plan is the result of intensive collaboration with our state, local government and

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private partners,â&#x20AC;? said Peggy Leppik, member of the Metropolitan Council and chair of the Metropolitan Water Supply Advisory Committee. â&#x20AC;&#x153;The amount of data collected and analyzed for the plan is impressive. Weâ&#x20AC;&#x2122;ve significantly improved our ability to make predictions about water supply conditions in the region.â&#x20AC;? â&#x20AC;&#x153;A basic goal of this plan is to give communities sufficient information so that they wonâ&#x20AC;&#x2122;t

be surprised if conditions are imposed on them when they seek permission from the Minnesota Department of Natural Resources to make additional groundwater appropriations,â&#x20AC;? said Keith Buttleman, who heads the Councilâ&#x20AC;&#x2122;s Environmental Quality Assurance department. While water may seem abundant region-wide, some areas face potential shortages or impacts to natural features if

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too much groundwater is used. Future population growth and changes in climate patterns could also impact water supply in the region. â&#x20AC;&#x153;Based on the information in the plan, communities can choose from a variety of options to address potential supply issues and ensure the resource is developed sustainably,â&#x20AC;? Buttleman said. Though the plan is complete, the data in the plan will continue to be augmented and updated. â&#x20AC;&#x153;This is intended to be a dynamic process,â&#x20AC;? he said. â&#x20AC;&#x153;As local governments make choices and achieve their objectives, that information will benefit other communities.â&#x20AC;? The council received $400,000 from the stateâ&#x20AC;&#x2122;s Clean Water Fund for the first year of the current biennium to continue work related to the plan, and hopes to receive another $500,000 for the second year. The funds are being used to: â&#x20AC;˘ Conduct additional geological mapping and assessment through the Minnesota Geological Survey. â&#x20AC;˘ Evaluate connections between groundwater withdrawals and impacts on surface waters.

â&#x20AC;˘ Consolidate information available about contaminated groundwater in the region into one set of maps. â&#x20AC;˘ Analyze different water conservation methods to help local governments meet peak demand and avoid additional capital investments. â&#x20AC;˘ Evaluate the potential for stormwater reuse for some water supply purposes. â&#x20AC;&#x153;The goal of all these efforts is to identify the best available water supply options for local governments so that they can do their own planning and choosing, but with greater certainty than in the past,â&#x20AC;? Buttleman said. Mandated by the 2005 Minnesota Legislature, the plan was developed over a period of four years under the watch of the Metropolitan Water Supply Advisory Committee, composed of representatives from four state agencies, all seven counties and the council. A bill in the current Legislature would extend the term of the committee, which would meet every six months to continue to advise council staff as the plan is carried out. The water supply plan now goes to the DNR Commissioner for approval.

DAKOTA COUNTY TRIBUNE BUSINESS WEEKLY April 1, 2010

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Business Briefs Eagan wins innovation award for working with local firm

Farmington’s Peerless Plastics supports relief efforts in Haiti

The Humphrey Institute’s Public and Nonprofit Leadership Center will honor the city of Eagan with a 2009– 2010 Local Government Innovation Award at a 3:30 p.m. ceremony Wednesday, April 7, at the Humphrey Center. “We recognize the extra work local governments are doing to balance difficult budgets during this tough economic time. Therefore, the winners deserve the public’s gratitude for real innovation to preserve local services while reducing costs,” says Jay Kiedrowski, senior fellow at the Humphrey Institute. The city of Eagan teamed with Thomson Reuters to create a public–private television studio partnership, which resulted in the newly formed Eagan Television (E– TV) in 2009. The partnership solved immediate technical and financial challenges of the former community television facility and resulted in a production studio located on the Thomson Reuters campus. It is believed to be the first public access studio located on a corporate campus in the country. During the day, E-TV staff provides video services to in lieu of rent and the studio is used by Thomson

In the wake of the January earthquake in Haiti, Farmington-based Peerless Plastics Inc. worked with UNICEF to support relief efforts. Several of its products, including KinderMat rest mats and a variety of emergency pouches and body bags were shipped to quake-stricken communities in Port-auPrince and Jacmel. After the earthquake struck Haiti, UNICEF needed supplies for children left homeless, including rest mats. The goal was to assemble 50,000 packages to equip children the supplies. Peerless Plastics was the only U.S. manufacturer with that quantity of mats available to help in this relief, according to the company. The 50,000 KinderMats were shipped to Port-auPrince within 48 hours from initial contact by UNICEF. The KinderMats have been distributed to Haitian children in a kit that also included sandals, clothing, blankets, soap, toothbrushes and toothpaste. “Peerless Plastics was eager to assist in the effort,” said William Brummond, president of Peerless Plastics.

for executive communications to its offices around the world. During afternoon and evening hours the studio is utilized by the city of Eagan and residents for community television needs. The partnership has resulted in more than $100,000 in savings that have been allocated to improved community television services. “This is a win/win partnership,” says Eagan Mayor Mike Maguire. “We have a professional studio, with capability we could not otherwise have afforded, providing services to the public and our internal customer in an exciting new model of public/private partnerships.” The Public and Nonprofit Leadership Center, in collaboration with the Association of Minnesota Counties, the League of Minnesota Cities, and the Minnesota School Boards Association, hosts the annual Local Government Innovation Awards to recognize outstanding cities, counties, and public schools that have used innovative practices to improve local services. A reception will follow the awards ceremony, which is free and open to the public. For more information, visit http://www.hhh.umn.edu/ centers/pnlc/events_happenings.html.

SBA recovery lending program extended through April 30 President Barack Obama signed on March 26 legislation extending through April the U.S. Small Business Administration’s ability to provide enhancements in its two largest small business loan programs. The enhancements, first made available under the American Recovery and Reinvestment Act, include a higher guarantee on some SBAbacked loans and fee relief. The SBA estimates the $40 million extension will support about $1.4 billion in small business lending. As part of the Recovery Act enacted on Feb. 17, 2009 the SBA received $730 million to help small businesses, including $375 million to increase the SBA guarantee on 7(a) loans to 90 percent and to waive borrower fees on most 7(a) and 504 loans. The funds for these programs were exhausted on Nov. 23 and an additional $125 million was provided in December. Those funds were exhausted in late February, 2010, and an additional $60 million was provided subsequently. That funding was exhausted on March 26. Under the new extension, the SBA may continue to waive loan fees and provide higher guarantee levels on 7(a) loans

through April, 30 or until the funds provided under the bill are exhausted. When the funds provided for March were exhausted, the SBA reactivated the Recovery Loan Queue, as occurred in November and again in February, to cover the brief period of time before the funds from the extension become available, which should be within a few days. Eligible small business loan applicants, in consultation with their lenders, may choose to be placed in the queue for possible approval of a Recovery Act loan when funding becomes available. For non-Recovery Act 7(a) or 504 loans already funded during the Recovery Loan Queue period, this extension does not provide a retroactive guarantee or fee relief. Loans that were funded under non-Recovery Act terms cannot be canceled and resubmitted to take advantage of the Recovery Act extension provisions. This extension does not affect other SBA Recovery Act programs, including the America’s Recovery Capital (ARC) loan program or the agency’s microloans. Recovery Act funding still remains available for both of those programs.

Photo submitted

Linda Larson, Dakota County Farmers Union secretary, and Brian Rohrenbach, Dakota County Farmers Union president, attended the National Farmers Union Convention in Rapid City, S.D.

Local members return from National Farmers Union event Linda Larson, Dakota County Farmers Union secretary, and Brian Rohrenbach, Dakota County Farmers Union president, recently attended the National Farmers Union Convention in Rapid City, S.D. During the event, policy was set, special orders were passed, awards were given and speakers addressed the future of agriculture. President Roger Johnson, and Vice President Claudia Svarstad were re-elected to their positions. “The national convention is a place where all the state Farmers Union organizations come together to work on policy that puts farmers first,” said Doug Peterson, MFU president. “Now that the convention is over, we can take that policy and let our elected federal officials know where National Farmers Union stands on the issues important to farmers.” Secretary of Agriculture Tom Vilsack spoke to the convention attendees about the importance of a unified farm policy. Convention delegates passed several special orders, and they called for the following: • in the livestock market there needs to be regulations to protect family farmers along with increased oversight of the commodity markets in order to keep speculators from driving prices to artificial highs; • increases in the dairy price support program to account

for the total cost of production, and the closing of the trade loophole that allows unlimited imports of MPC and other concentrated dairy imports; • the need for any reduction in the agriculture spending budget to be at the same percentage as all other federal programs; • a permanent estate tax exemption at $4 million per person; • the reauthorization of the Child Nutrition Act and an additional $10 billion over 10 years with an increased emphasis on farm to school programs and improving children’s access to nutritious foods; • health care reform that includes a publicly-run health insurance plan that would increase availability of health care to rural Americans, an end to the exemption from antitrust laws currently granted to health insurance companies, and support for rural hospitals to ensure they have resources necessary to provide high quality; and • support for fair trade, and advocate the structure of future and pending trade language and other acts that will allow U.S. agriculture to be a net exporter as a result of the agreement. Minnesota Farmers Union (www.mfu.org) is a nonprofit membership-based organization working to protect and enhance the economic interests and quality of life of family farmers and ranchers, as well as rural communities.

“It is rewarding to know our small Minnesota business could help make a difference in the lives of so many Haitian children living in such unimaginable devastation.” To view a short video of the disaster relief kit distribution, “Unicef: Aid for Haiti’s Most Vulnerable,” visit: http://www.youtube.com/ watch?v=_bwAw6QWoeI. Peerless Plastics also helped the relief efforts by providing emergency pouches and body bags through several of its emergency services and mortuary distributors across the country. “Unfortunately, emergency pouches have also been needed in Haiti,” said Brummond. “But we wanted to make sure the recovery workers received the type of supplies necessary for disease containment.” Peerless Plastics is a supplier to the early childhood industry for the manufacturing of rest mats, cots and other related products. The company also manufactures mortuary supplies including garments, burial and emergency pouches to the mortuary and emergency services industries.

Langenfeld Foundation to host benefit for disabled veterans The Langenfeld Foundation’s Fundraiser to Benefit Disabled Veterans will be from 1-4 p.m. Sunday, April 18 at the Cherokee Sirloin Room, 4625 Nicols Road, Eagan. “Heavy appetizers” will be served and a cash bar will be available. There will be door prizes, drawings, raffles, and silent auction. Some celebrity guests and speakers have also been invited. Cost is $19 per person. All proceeds raised will be used to help veterans who now live with disabilities. One disabled veteran from Iraq will be honored in particular to symbolically honor all veterans. Staff Sgt. Mike Mills, of the Minnesota National Guard, was gravely

injured by a roadside bomb attack in 2005. Mills suffered second- and third-degree burns over 31 percent of his body, as well as deep tissue burns, when the fuel tank on his truck exploded. He survived the attack and today, after 30 surgeries, is getting back to living a full life again. The Langenfeld Foundation honor Mills with the trip of a lifetime: a 10-day African safari trip this August. People may register to attend the event by making a donation of $19 at www. TheLangenfeldFoundation. org. If you can not attend but would like to contribute, go to the Web site and click on “Donate.”

Energy training provided for local teachers through program Dakota Electric Association and its wholesale power supplier, Great River Energy, are seeking teachers interested in receiving tools to make energy education part of their curriculum. Through hands-on activities and class discussions, K-12 teachers will learn how to enhance students’ understanding of what energy is, where it comes from, and how it affects their lives when they attend “Energy Education in the Classroom.”

Great River Energy is hosting this training in August at its Maple Grove office — a Platinum Leadership in Energy and Environmental Design certified building, which is one of the most energy-efficient buildings in Minnesota. This teachers course is part of the popular Wisconsin K-12 Energy Education Program. It is applicable to teachers of science/mathematics, social studies, language arts,

technology education, family living and consumer education or anyone who wants to promote energy as part of their environmental education curriculum. KEEP staff, along with faculty from the University of Wisconsin-Stevens Point, will share their energy education tools to help teachers easily build energy education into their classroom curriculum. Instructors who live or teach in an area served by

Dakota Electric, or any of the 28 electric cooperatives served by Great River Energy, will pay $75 for the course after receiving a $420 Great River Energy scholarship. Participants will receive, among other items, a graduate credit from the UWSP and a 400-page activity guide full of course outlines and adaptations. Anyone interested may contact Peggy Johnson at Dakota Electric at (651) 4636110.

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April 1, 2010 DAKOTA COUNTY TRIBUNE BUSINESS WEEKLY

Calendar To submit an item for the Calendar, e-mail it to darcy.odden@ ecm-inc.com or fax (952) 8462010. Date-specific Dakota County Regional Chamber of Commerce events: • Thursday, April 1, 7:30 to 8:30 a.m., The Buzz, WorkForce Center of Dakota County, 110 B&C, 1 West Mendota Road, West St. Paul. Speaker Chez Raginiak, president of 1 Moment, LLC, will focus on the importance of creating a good first impression both personally and professionally. Information: Michelle Tighe at mtighe@dcrchamber.com. • Wednesday, April 7, 5:30 to 8 p.m., Dakota County Technical College’s Showcase 2010 – Flamingo Fling, 1300 145th St. E., Rosemount. Free. Information: Trudi Greaves at trudi.greaves@ dctc.edu or www.dctc.edu. • Thursday, April 8, 8:30 to 9:30 a.m., Coffee Break, Northwood Dental, 1227 Northwood Parkway, Eagan. Information: Michelle Tighe at communications@dcrchamber.com. • Friday, April 9, 7:30 to 9 a.m., State of the County, WorkForce Center of Dakota County, 110 B&C, 1 West Mendota Road, West St. Paul. RSVP to communications@dcrchamber.com or call (651) 452-9872 with questions. • Tuesday, April 13, 8 to 9 a.m., AM Connection, MRCI Worksource, 15191 Boulder Court, Rosemount. Free. Information: Ruthe Batulis at rbatulis@dcrchamber.com. • Wednesday, April 14, 11:30 a.m. to 1 p.m., Tech Forum Series – Backup and Disaster Recovery for Home and Business at Heartland Credit Union Community Room, 5500 South Robert Trail, Inver Grove Heights. Free. RSVP by Monday, April 12, to kschaefbauer@danburyit.com or call (651) 451-3074 ext. 104 with questions. • Thursday, April 15, 7:30 to 8:30 a.m., Eagan Area Business Council at DCR Chamber, 1121 Town Centre Drive #102, Eagan. RSVP to rbatulis@dcrchamber. com by Wednesday, April 14. • Friday, April 16, 7:30 to 9 a.m., Government Affairs Committee, DCR Chamber, 1121 Town Centre Drive #102, Eagan. RSVP for this meeting to rbatulis@dcrchamber.com or call (651) 288-9201 with questions. Eagan Community Fiber event: • Monday, April 19, 3 p.m., Eagan Community Fiber groundbreaking at Machine Tool Supply,

3150 Mike Collins Drive, Eagan. • Monday, April 19, 3:30 to 6 p.m., Fiber Kick-Off Party at Al Baker’s Restaurant, 3434 Washington Drive, Eagan. RSVP by April 14 at (651) 556-2100 or email ecf@velocitytelephone.com. Apple Valley Chamber of Commerce events: • Tuesday, April 6, 7:30 to 9 a.m., Coffee Connection, Dunn Bros Coffee, 15265 Galaxie Ave., Apple Valley. Information: LeeAnn at leeann@applevalleychamber. com. • Saturday, April 10, 9 a.m. to 3 p.m., Home & Garden Expo, Dakota County Western Service Center, 14955 Galaxie Ave., Apple Valley. Vendors may register at www.AppleValleyChamber. com on Chamber home page red box. Refer any questions to info@applevalleychamber.com. • Wednesday, April 14, 11:30 a.m. to 1:30 p.m., Chamber Luncheon – Mayor’s State of the City at Hayes Community and Senior Center, 14603 Hayes Road, Apple Valley. Fee: $15/members, $20/nonmembers. Information: LeeAnn Schirmer at leeann@applevalleychamber.com. • Thursday, April 15, 4:30 to 6:30 p.m., Business After Hours/ Legacy Awards at Lakeview Bank, 9725 163rd St. W., Lakeville. Free. Information: LeeAnn Schirmer at leeann@applevalleychamber.com. • Thursday, April 15, 4:30 to 7 p.m., Frontier Technology Speaker, Mix & Mingle at Crystal Lake Golf Club, 16725 Innsbrook Drive, Lakeville. Free. RSVP by contacting Terry Baird at (952) 435-1302, via e-mail at terry.baird@frontiercorp.com or by registering online at www.frontiertechforum.com. Burnsville Chamber of Commerce events: • Thursday, April 1, 4:30 to 6:30 p.m., Business After Hours, Brackett’s Crossing Country Club, 17976 Judicial Road, Lakeville. Free. Information: e-mail Anne at anne@burnsvillechamber.com. • Saturday, April 3, 9 a.m. to 2 p.m., 2010 Burnsville Home Remodeling Show at Burnsville High School, 600 E. Highway 13, Burnsville. Information: Anne at (952) 435-6000. • Tuesday, April 6, 8 to 9 a.m., Chamber 101, Burnsville Chamber of Commerce, 101 W. Burnsville Parkway, Suite 150, Burnsville. RSVP: travis@burnsvillechamber.com or anne@ burnsvillechamber.com. • Wednesday, April 7, 8 to 9 a.m., A.M. Coffee Break, Parkwood Pointe Apartments (formerly Burncliff Apartments), 12312 Parkwood Drive, Burnsville. Infor-

mation: Anne at anne@burnsvillechamber.com. • Thursday, April 8, 4:30 to 6:30 p.m., Grazzini Brothers Open House, Grazzini Brothers & Company, 1175 Eagan Industrial Road, Eagan. Contact Michelle at Grazzini Brothers for more information (mharju@grazzini.com). • Wednesday, April 28, 4 to 5 p.m., Chamber Ambassadors meeting. Information: Travis Martinson, program & event manager, travis@burnsvillechamber. com. Lakeville Area Chamber of Commerce events: • Thursday, April 1, 3 to 4 p.m., Board Cutting – Ace Hardware, 20810 Holyoke Ave., Lakeville. Board cutting at 3:30 p.m. • Wednesday, April 7, 7:30 to 8:30 a.m., Morning Brew, River City Mortgage. • Thursday, April 15, 4:30 to 6:30 p.m., Networking After Hours, Lakeview Bank - Legacy Awards. • Thursday, April 22, 4:30 to 6:30 p.m., Networking After Hours, Metro Equity Management. Minnesota Business Women event: • Friday, April 30, 8:30 a.m. to 8:30 p.m., “New Beginnings” conference, at the Crowne Plaza North, Brooklyn Center. This conference will offer opportunities to learn, to network, to market products and businesses. The evening will feature an “Unhappy” Hour sponsored by “Rich Chicks: Financial Freedom for Women” at which attendees will learn to embrace prosperity. “Unhappy” Hour will also feature a discussion of current rates of pay for women in the marketplace, which remain below those of their male counterparts. There will also be a dinner and keynote presentation by Dr. Verna Price. Information: www.mnbusinesswomen.org. Dakota Electric Association event: • Thursday, April 8, annual meeting, St. Michael’s Catholic Church social hall, 22120 Denmark Ave., Farmington. Doors open at 6 p.m.; meeting begins at 7 p.m. Refreshments served before the meeting. Information: www.dakotaelectric.com. Prudential Lovejoy Realty event: • Tuesday, April 6, 7 to 9 p.m., “How To Build Wealth by Investing in Real Estate,” Park Plaza Hotel, Bloomington. Presented by Tom Lundstedt. Free. Register: www.mnrealestateinvestors. com. Kocina Branding & Marketing Companies, 350 W. Burns-

ville Parkway, Suite 350, Burnsville, classes: • Tuesday, April 20, 8:30 to 10:45 a.m. “Keys for a Successful Exhibit – Get more sales from your face-to-face marketing.” Fee: $25. To register, go to http:// www.kocinamarketingcompanies.com/training/ or call Cynde at (612) 798-7218. • Wednesday, April 21, 3 to 4:30 p.m. “Got what it takes to get publicity coverage for your company?” Fee: $25. To register, go to http://www.kocinamarketingcompanies.com/training/ or call Cynde at (612) 798-7218. • Thursday, April 22, 8:30 to 10:45 a.m., “Marketing through Facebook – What Marketing Mangers and Business Owners Need to Know about the Selling Power of Facebook.” Fee: $25. To register, go to http://www.kocinamarketingcompanies.com/ training/ or call Cynde at (612) 798-7218. • Tuesday, April 27, 8:30 to 11 a.m., “Creating a Social Media Plan.” Fee: $40. To register, go to http://www.kocinamarketingcompanies.com/training/ or call Cynde at (612) 798-7218. • Wednesday, April 28, 8:30 to noon, “Developing a Brand Playbook.” Fee: $50. To register, go to http://www.kocinamarketingcompanies.com/training/ or call Cynde at (612) 798-7218.

Road and Nicols Road, Eagan. To see if your category is open go to www.NetworkUnlimited.org. BNI – The Valley Networkers chapter of Business Networking Intl. meets Thursdays at 11:30 a.m. at the DCTC Apple Valley Site at 14200 Cedar Ave. BNI is a networking group for business owners who are looking to increase their revenue. Only one person from each profession. Bring your own lunch. For more information, call Nicole Blasing at (651) 331-9238 or visit www.bnimn.com BNI - Networking meets Thursdays at 7:15 a.m. at the Round Bank in Farmington. For more information, contact Ellen at (952) 412-5287 or Lanny at (612) 386-2660. BNI-Networking meets Wednesdays at 8:15 a.m. at Byerly’s Cafe in Eagan. Open to all professionals for referrals. For more information, call (651) 2473200. Professional Referral Exchange of Burnsville meets every Wednesday for breakfast at Denny’s Restaurant. Meetings begin at 7 a.m. For more information, contact Jo Baecker, area director, at (612) 618-5347 or visit the Web site www.prorefx.com. BNI - Business Networking Intl. meets Wednesdays at 7:30 a.m. at Commons on Marice in Eagan. For more information call Ongoing Christina Avery at (651) 247-2111 Dakota Business Partners or check out the BNI Web site at (networking group) meets every www.bni-mn.com. Tuesday at 8:30 a.m. at Enjoy! Beta Sigma Phi, PrecepRestaurant in Apple Valley. For tor Alpha Delta Chapter, meets more information call at (651) the second Wednesday of every 216-5406. month at 7:30 at a member’s Platinum Partners, a chapter home. For information, call (952) of BNI, welcomes one represen- 894-8831. tative from each profession and Network Results Chapter of meets every Wednesday morning Business Network Internationfrom 7:30 to 9 a.m. at the Lakev- al, networking for local business ille Green Mill. To learn more, call owners, only one person from Amy at (952) 226-7741. each profession. First two meetCreative Networking Pro- ings are free. We meet every fessionals, an independent busi- Wednesday for breakfast, 7-8:30 ness networking group, meets a.m. at Roasted Pear, 14200 the first and third Tuesday of the Nicollet Ave. S., Burnsville. Call month at JoJo’s Rise and Wine Michele Jennings for more inforin Burnsville from 8 to 9 a.m. The mation: (612) 581-0332. group is focused on creating inNetwork Plus BNI Chapterpersonal relationships to grow ter meets from 11:30 a.m. to 1 business-to-business referrals. p.m. Thursdays at the Parkway Yearly dues are $65. New mem- Grill (old Benchwarmer Bob’s) in bers are welcome. Members are Burnsville. For more information, limited to one per professional call Kelly at (612) 861-8300. category. For more informaNetworking coffee group at tion, contact Jeff Rothmeyer at Caribou Coffee will meet from JeffR@Roundbank.com or see 9:30-11:30 a.m. at Caribou Cofwww.CreativeNetworkingProfes- fee, 14638 Cedar Ave., on the sionals.com. second and fourth Mondays of Network Unlimited, a profes- the month. Call (763) 783-4767 to sional networking chapter, meets register. Tuesdays from 4:30 to 5:45 p.m. Grapevine Network “Comat Cherokee Sirloin Room, Cliff mon Denominator” Group meets

Tuesdays from 7:30-8:45 a.m. at Coldwell Banker Burnet, 190 Cobblestone Lane, Burnsville. For information, call (952) 7465611 or visit www.thegrapevinenetwork.com. Grapevine Networking Group meets Wednesdays from 7:30-8:45 a.m. at Coldwell Banker Burnet, 190 Cobblestone Lane, Burnsville. For information, call (952) 746-5611 or visit www. thegrapevinenetwork.com. Kingdom Advisors members meet monthly for fellowship, training, networking, prayer, and sharing of best practices. Ron Blue or other recognized speakers (via DVD) cover a topic each month helping members integrate and apply Biblical financial wisdom into their professional advice. Visitors welcome. The S Metro Group meets at Family Financial Services, 151 W. Burnsville Parkway, Burnsville, from 7:30 to 9 a.m. on the fourth Tuesday of each month. POC is Jeff Robinson at (952) 890-6611. The SE Metro Group meets at 2918 Upper 55th St., Inver Grove Heights, the first Thursday of each month from 12 noon to 1 p.m. (bring your lunch). POC is Ginger Ewing at (651) 389-1177. Seed Your Business Networking Group – “Plant a seed and grow your business” – meets the first and third Wednesday every month at noon at Baskets On Occasion, 3348 Sherman Court, Suite 104, Eagan. Only one person from each profession. Contact Mary O’Rourke at (651) 994 8392 or visit www.seedyourbusiness.com for more information. The S.T.A.R. (South Twin Cities Area Referral) Networking Group meets 8 to 9 a.m. every Wednesday at the Bremer Bank, 17600 Cedar Ave., Lakeville. Openings are available. For questions, call Kathy Andrade at (952) 997-1306. SHiFT network events are held Thursdays from 6:30 to 8 p.m. at Inver Hills Community College, 2500 E. 80th St., Inver Grove Heights. SHiFT is a nonprofit network connecting adults in mid-life transition with opportunities to seek meaningful work, new avocations, and a supportive community (www.shiftonline.org). Members: Free. Guests: $5. Women’s Business Exchange meets monthly from 11:30 a.m. to 1 p.m. at Baskets On Occasion, 3348 Sherman Court, Suite 104, Eagan. For meeting date or more information, contact Mary at (651) 9948392 or visit www.meetup.com/ womensbusinessexchange.

Jacqueline A. Rivas, Jacqueline’s Interior Design, 14108 Autumnwood Trail, Rosemount. Irish Pro Shop, 13618 Atwood Trail, Rosemount. Reese Gaertner Art & Wood Works, 113-1/2 Fifth St. W., Northfield. Corner Stone Collision, 111 11th Ave. S., South St. Paul. Footh Automotive, 1426 S. Concord St., South St. Paul. A.J. Mechanical, 341 Fourth Ave. S., South St. Paul. Trees Etcetera, 551 Second Ave. S., South St. Paul. Kammerer’s Decorating, 544 First Ave. S., South St. Paul. Minnesota Mobile Oil, 1040 Sibley Memorial Highway, Mendota Heights. Four Seasons Lawn Care, Landscaping and Snow Removal,

250 Butler Ave. E., West St. Paul. Exclusively Khmer, 1545 Charlton St., West St. Paul. Outstate Delivery, 384 Frederick Circle, Hastings. Doyle Design Studio, 21034 Heron Way #103, Lakeville. Eureka Sales & Services, 8135 215th St. W., Lakeville. Deardorff Cleaning Service, 21092 Ivory Lane. Sun’s Cleaning Service, 17738 Franconia Court, Lakeville. Custom Concrete Solutions, 20640 Jura Trail, Lakeville. For The Time We Need…, 20081 Highview Ave., Lakeville. Blue Beech Design, 19470 Ireland Way, Lakeville. MIN Garden, 11276 210th St., Lakeville. J&E Companies, 7925 215th

Teneo, 18465 Eldorado Way, Farmington. Shannon’s Flowers, 5816 193rd St. W., Farmington. Hits Happen Apparel, 17124 Gage Ave., Farmington. Axents, 5560 Euclid Way, Farmington. JG Wear, 22465 Berring Ave., Farmington. McNamara Inspection Service, 947 14th St. W., Hastings. Hastings Plumbing and Heating, 19892 Inga Ave., Hastings. Total Home Concepts, 3050 Vermillion St., Hastings. LD Embroidery & Design, 407 11th St. W., Hastings. Lomarco, 12753 Ethelton Way, Apple Valley. Fat Sheep Designs, 13131 Garnet Ave., Apple Valley.

Assumed Names Any individual, corporation, limited partnership or limited liability company that conducts business in Minnesota under a name other than their full legal name, must file a Certificate of Assumed Name. Auto Medic North, 1051 Livingston Ave., West St. Paul. SoftCare Health Services, 2330 Lexington Ave. S. #211, Mendota Heights. Premier Sun Control, 3275 Sun Drive, Eagan. Tradewinds Displays, 3355 Discovery Road, Eagan. Vinatafs Group, 1567 Mallard Drive, Eagan. BTA Investments, 1835 Diffley Road, Eagan. SpeedPro Saint Paul, 1704 Terra Glenn Court, Eagan.

Jim Coopers Tire & Auto, 1835 Diffley Road, Eagan. 10:27 Computing Services Unlimited, 4642 Summit Pass, Eagan. Energy Back Music Productions, 4130 Oakbrooke Trail, Eagan. Memories Begin Today, 4318 Braddock Trail, Eagan. Memories Begin Today Photography, 4318 Braddock Trail, Eagan. BSquared26 Photography, 4203 Valley Forge Place, Eagan. Bergstrom & McCormick, 4338 Leo Court, Eagan. Top Notch Services, 14635 Dodd Blvd. #7, Rosemount. Kiet Construction, 15868 Cinnamon Way, Rosemount. Hamilton, 15085 Derby Circle, Rosemount.

St. W., Lakeville. Screen Door Production, 17465 Juneberry Court, Lakeville. OSBC, 18346 Kingsway Path, Lakeville. Fiat Builders, 17132 Isleton Ave., Lakeville. Jackie Dee and Associates, 22465 Dodd Blvd., Lakeville. Savage & Prior Lake Tobacco, 14101 Highway 13, Savage. York Management Co., 4815 W. 124th, Savage. Naturally Green of Savage, 6955 147th St. W., Savage. Quetico Contracting, 14865 Credit View Drive, P.O. Box 352,Savage. The Almighty Sound, 616 Third St., Farmington. Tened Athletics, 1846 S. Eldorado Way, Farmington.

DAKOTA COUNTY TRIBUNE BUSINESS WEEKLY April 1, 2010

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Dakota County Business Contacts Apple Valley Chamber of Commerce Address: 14800 Galaxie Avenue, Suite 101, Apple Valley, MN 55124 Phone: (952) 432-8422 or 1-800-301-9435 Web site: www.applevalleychamber.com E-mail: info@applevalleychamber.com

Burnsville Chamber of Commerce Address: 101 W. Burnsville Parkway, No. 150, Burnsville, MN 55337 Phone: (952) 435-6000 Fax: (952) 435-6972 Web site: www.burnsvillechamber.com E-mail: chamber@burnsvillechamber.com

Burnsville Convention & Visitors Bureau Address: 101 W Burnsville Pkwy - Suite 150B, Burnsville, MN 55337 Phone: (952) 898-5646 Fax: (952) 487-1777 Web site: www.burnsvillemn.com

Lakeville Area Chamber of Commerce and Convention and Visitors Bureau Address: 19950 Dodd Blvd., Suite 101, Lakeville, MN 55044 Phone: (952) 469-2020 Web site: www.lakevillechamber.org E-mail: info@lakevillechamber.org

Office Hours: Mondays and Wednesdays 9 a.m. to 2 p.m. Judy Tschumper is the director of the Downtown Lakeville Business Association.

River Heights Chamber of Commerce Address: 5782 Blackshire Path, Inver Grove Hts, MN 55076-1623 Phone: (651) 451-2266 Web site: www.riverheights.com

Hastings Area Chamber of Commerce Address: 111 Third St. E., Hastings, MN 55033-1211 Phone: (651) 437-6775 Web site: www.hastingsmn.org

Positively Minnesota Marketing Partnership Minnesota Department of Employment & Economic Development Address: 1st National Bank Building, 332 Minnesota St., Suite E200, St. Paul, MN 55101 Phone: (651) 259-7298 Fax: (651) 215-3841 E-mail: Positively.Minnesota@state.mn.us

Dakota Future

Dakota County Regional Chamber of Commerce Address: 1121 Town Centre Drive, No. 102, Eagan, MN, 55123 Phone: (651) 452-9872 Fax: (651) 452-8978 Web site: www.dcrchamber.com E-mail: info@dcrchamber.com

Eagan Convention and Visitors Bureau Address: 1501 Central Parkway, Eagan, MN 55121 Phone: (651) 675-5546 or 1-866-324-2620 Web site: http://eaganmn.com E-mail: enjoyeagan@eaganmn.com

Downtown Lakeville Business Association Address: 8790 207th St. W., Suite 204, P.O. Box 371, Lakeville, MN 55044 E-mail: dlba@frontiernet.net

Role: Provide site location assistance for firms considering Dakota County locations and serves as a general gateway for economic development services within Dakota County. Address: P.O. Box 240874, Apple Valley MN 55124-0874 E-mail: bill@dakotafuture.com Phone: (651)491-2551 Web site: www.dakotafuture.com

Minnesota Workforce Centers in Burnsville and West St. Paul Role: Assist in the hiring and training of new employees, general gateway into Minnesota Department of Employment and Economic Development and other state agencies Phone: 612-821-4411 E-mail: terrell.towers@state.mn.us

South Metro SCORE Role: Counselors to Americaâ&#x20AC;&#x2122;s small businesses, free, confidential, face-to-face assistance from successful business mentors. Phone: (952) 890-7020 E-mail: southmetroscore@qwestoffice.com Web site: www.score-southmetro.org

City Governments Role: Provide guidance through any real estate development process; may provide financial incentives through tax increment financing, local loan funds or state or federal business finance programs. Apple Valley, Bruce Nordquist Phone: (952) 953-2576 E-mail: bnordquist@ci.apple-valley.mn.us Web site: www.ci.apple-valley.mn.us Burnsville, Skip Nienhaus Phone: (952) 895-4454 E-mail: skip.nienhaus@ci.burnsville.mn.us Web site: www.burnsville.org Eagan, Jon Hohenstein Phone: (651) 675-5660 E-mail: jhohenstein@cityofeagan.com Web site: www.ci.eagan.mn.us Farmington, Tina Hansmeier Phone: (651) 280-6821 E-mail: thansmeier@ci.farmington.mn.us Web site: www.ci.farmington.mn.us Hastings, Shannon Rausch Phone: (651) 480-2344 E-mail: SRausch@ci.hastings.mn.us Web site: www.ci.hastings.mn.us Inver Grove Heights, Jennifer Gale Phone: 651-451-2266 E-mail: Kevin@progressplus.org Web site: www.ci.inver-grove-heights.mn.us Mendota Heights, Jim Danielson Phone: 651-452-1850 E-mail: jimd@mendota-heights.com Web site: www.mendota-heights.com Lakeville, Dave Olson Phone: 952-985-4421 E-mail: dolson@ci.lakeville.mn.us Web site: www.ci.lakeville.mn.us Rosemount, Kim Lindquist Phone: 651-322-2020 E-mail: Kim.lindquist@ci.rosemount.mn.us Web site: www.ci.rosemount.mn.us South St. Paul, Jennifer Gale Phone: 651-451-2266 E-mail: kevin@progressplus.org www.southstpaul.org West St. Paul, Jim Hartshorn Phone: 651-552-4140 E-mail: Jim.hartshorn@ci.west-saint-paul.mn.us Web site: www.ci.west-saint-paul.mn.us *Inver Grove Heights and South St. Paul use Progress Plus, an affiliate of the River Heights Chamber of Commerce, for their cityâ&#x20AC;&#x2122;s economic development services.

Business Directory

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NOTICE PUBLIC NOTICE PUBLIC NOTICE PUBLIC NOTICE PUBLIC NOTICE PUBLIC NOTICE PUBLIC NOTICE IS HEREBY GIVEN:

Section 8 Waiting List Closing: Horizon Heights Townhomes located at 1 Horizon Heights Road will be closing the Applicant Waiting List for 3 and 4 bedroom units at 4:00pm on Friday, April 30th 2010. Applications will not be accepted after this date until further notice. For questions, please contact the following: 1 Horizon Heights Road Burnsville, MN 55337 Phone: 952-890-0233 Fax: 952-890-7956 2121670 4/1/10P

PUBLIC NOTICE

Notice of Issuance of Harassment Order For Relief by Publication State of Minnesota County Dakota District Court First Judicial District Court File Number: 19AVCV-10-820 Case Type: Harassment Jess Alan Axt, Petitioner(s) vs. Thomas Lampi, Respondent(s) To Respondent named above: YOU ARE HEREBY NOTIFIED that a Harassment Order For Relief has been issued in the above matter. A hearing is scheduled for April 28, 2010 at 9:00 a.m. at Western Service Center, 14955 Galaxie Ave., Apple Valley, MN. Failure to appear at a scheduled hearing or to obtain a copy of the Harassment Order For Relief will not be a defense to prosecution for violation of the Court’s order. Date: March 25, 2010 Carolyn Renn Court Administrator Pam Schadegg Deputy 2124997 4/1/10

PUBLIC NOTICE

ORDER FOR HEARING AND NOTICE (TERMINATION OF PARENTAL RIGHTS PROCEEDINGS) STATE OF MINNESOTA COUNTY OF DAKOTA COUNTY COURT JUVENILE DIVISION File No. 19HAJV10932 In the Matter of the Welfare of H.L, Child. TO: LESTER LALLEY ROCHELLE THOMPSON, having filed in this Court, a petition alleging among other things that the above named child IS, in need of protection or services, in this, viz: All rights of the parent(s) to the child should be terminated pursuant to Minnesota Statutes section: 260C.301 Subd. 1(b)(1) that the parent(s) have abandoned the child. IT IS ORDERED that said petition be heard and the facts concerning such child be examined by the Court in the C o u n t y C o u r t R o o m , i n t h e C o u rt House, in Hastings, Minnesota, on APRIL 28, 2010 at 10:30 A.M., or as soon thereafter as said matter can be heard; IT IS FURTHER ORDERED that notice hereof be given to the following named persons by THREE publication in a legal newspaper as provided by law, viz; LESTER LALLEY. IF YOU FAIL TO APPEAR THE COURT MAY CONDUCT THE HEARING IN YOUR ABSENCE AND THE HEARING MAY RESULT IN THE TERMINATION OF YOUR PARENTAL RIGHTS. Dated: March 24, 2010 Judge RICHARD SPICER 2127054 4/1-4/15/10

PUBLIC NOTICE

ORDER FOR HEARING AND NOTICE (TERMINATION OF PARENTAL RIGHTS PROCEEDINGS) STATE OF MINNESOTA COUNTY OF DAKOTA COUNTY COURT JUVENILE DIVISION File No. 19HAJV10932 In the Matter of the Welfare of H.L, Child. TO: CARI MOON ROCHELLE THOMPSON, having filed in this Court, a petition alleging among other things that the above named child IS, in need of protection or services, in this, viz: All rights of the parent(s) to the child should be terminated pursuant to Minnesota Statutes section: 260C.301 Subd. 1(b)(1) that the parent(s) have abandoned the child. IT IS ORDERED that said petition be heard and the facts concerning such child be examined by the Court in the C o u n t y C o u r t R o o m , i n t h e C o u rt House, in Hastings, Minnesota, on APRIL 28, 2010 at 10:30 A.M., or as soon thereafter as said matter can be heard; IT IS FURTHER ORDERED that notice hereof be given to the following named persons by THREE publication in a legal newspaper as provided by law, viz: CARI MOON. IF YOU FAIL TO APPEAR THE COURT MAY CONDUCT THE HEARING IN YOUR ABSENCE AND THE HEARING MAY RESULT IN THE TERMINATION OF YOUR PARENTAL RIGHTS. Dated: March 24, 2010 Judge RICHARD SPICER 2127033 4/1-4/15/10

NOTICE OF TAKING AND SALE

On March the fourth two thousand and ten, a Chevrolet Sedan, VIN 136176A160164 was impounded from 3955 Cedarview Dr, Eagan, MN 55122, and is being held at Mark’s Towing, Inc. at 3670 Kennebec Drive, Eagan, MN 55122. Also a 1988 Chevrolet S-10 pickup, VIN 1GCBS14E8J2267178 was impounded from 3955 Cedarview Dr, Eagan, MN 55122, and is being held at Mark’s Towing, Inc. The owner and any lienholders have the right to reclaim the vehicle under section 168B.07. The failure of the owner or lienholder to exercise their right to reclaim the vehicle within the appropriate time allowed under section 168B.051, subdivision 1, 1a, or 2, and under the conditions set forth in section 168B.07, subdivision 1, constitutes a waiver by them of all right, title and interest in the vehicle and a consent to the transfer of title to and disposal of the vehicle pursuant to section 168B.08. 2126914 4/1/10P

PUBLIC NOTICE

MINNESOTA SECRETARY OF STATE AMENDMENT TO CERTIFICATE OF ASSUMED NAME Minnesota Statutes Chapter 333 The filing of an assumed name does not provide a user with exclusive rights to that name. The filing is required for consumer protection in order to enable consumers to be able to identify the true owner of a business. 1. State the exact assumed name under which the business is or will be conducted: Eagan Flowers 2. State the address of the principal place of business: 1340 Duckwood Dr #9, Eagan, MN 55123 3. List the name and complete street address of all persons conducting business under the above Assumed Name, OR if an entity, provide the legal corporate, LLC, or Limited Partnership name and registered office address. Eagan Floral Inc, 1340 Duckwood Dr #9, Eagan, MN 55123, A Minnesota Corporation 4. This certificate is an amendment of Certificate of Assumed name number 609800-3 originally filed on 8/22/03 under the name of Eagan Flowers. (List the previous name only if you amending that name.) 5. I certify that I am authorized to sign this certificate and I further certify that I understand that by signing this certificate, I am subject to the penalties of perjury as set forth in Minnesota Statutes section 609.48 as if I had signed this certificate under oath. Date: 1/14/10 Patricia Thomas Munchow, Owner 2122716 4/1-4/8/10P

PUBLIC NOTICE

SUMMONS STATE OF MINNESOTA COUNTY OF DAKOTA DISTRICT COURT FIRST JUDICIAL DISTRICT Case Type: Other Civil Court File No. The Fessenden School and Peter P. Drake, Plaintiffs, v. Brett Whitehill, Twin Cities Geek, and Does 1-25, Defendants. THE STATE OF MINNESOTA TO THE ABOVE-NAMED DEFENDANTS: Brett Whitehill and Twin Cities Geek are hereby summoned and required to serve on Plaintiffs' counsel, Scott Knudson, at Briggs and Morgan, P.A., 2200 IDS Center, 80 South Eighth Street, Minneapolis, Minnesota 55402, an answer to the complaint which is herewith served on you, within twenty (20) days after service of this summons upon you, exclusive of the day of service. If you fail to do so, judgment by default will be taken against you for the relief demanded in the complaint. This case may be subject to Alternative Dispute Resolution (ADR) processes under Rule 114 of the General Rules of Practice for the District Court. The Court Administrator or your attorney can provide you with information about ADR options and a list of neutrals available in your area. ADR does not affect your obligation to respond to the Summons and Complaint within twenty (20) days. Dated: March 16, 2010 BRIGGS AND MORGAN, P.A. By:____________________________ Scott G. Knudson (#141987) Kent T. Schoen (#387981) 2200 IDS Center 80 South Eighth Street Minneapolis, MN 55402-2157 (612) 977-8400 ATTORNEYS FOR PLAINTIFFS THE FESSENDEN SCHOOL AND PETER P. DRAKE ACKNOWLEDGMENT The undersigned hereby acknowledges that sanctions may be imposed pursuant to Minn. Stat. § 549.211, subd. 3. Scott G. Knudson 2112635 3/25-4/8/10

That the personal property described as follows, to-wit: 2003 Chevrolet Trail Blazer VIN # 1GNDT13SX32249417 License # SNG249 will be sold at public auction by Dakota County Sheriff’s Deputy on the 20 day of April 2010, at 2:00 o’clock p.m., at Maaco Collision Repair & Auto Painting, 12220 Riverwood Drive, Burnsville, County of Dakota, State of Minnesota, to pay and satisfy a lien which is claimed to be due thereon from Jose Castaneda and GMAC as the owners thereof to satisfy repairs and storage and any towing fees in the sum of $3,751.21 dollars computed to the day of said sale, exclusive of the expenses of the advertising thereof, together with the necessary expenses of advertising and making said sale; and that the grounds of said lien are as follows, to wit: 1,452.21 Repairs 2,300.00 Storage Total Due $3,751.21 Date March 9, 2010 Maaco Collision Repair 12220 Riverwood Drive Burnsville, MN 55337 952-736-7991 2118723 3/25-4/8/10

PUBLIC NOTICE

MINNESOTA SECRETARY OF STATE CERTIFICATE OF ASSUMED NAME Minnesota Statutes Chapter 333 The filing of an assumed name does not provide a user with exclusive rights to that name. The filing is required for consumer protection in order to enable consumers to be able to identify the true owner of a business. 1. State the exact assumed name under which the business is or will be conducted: four seasons Lawn care, landscaping and snow removal 2. State the address of the principal place of business: 250 Butler Ave E., West St. Paul, MN 55118 3. List the name and complete street address of all persons conducting business under the above Assumed Name, OR if an entity, provide the legal corporate, LLC, or Limited Partnership name and registered office address. Roberto Jaime Molina Carreon, 250 Butler ave E., west st paul MN 55118 4. I certify that I am authorized to sign this certificate and I further certify that I understand that by signing this certificate, I am subject to the penalties of perjury as set forth in Minnesota Statutes section 609.48 as if I had signed this certificate under oath. Date: 01-19-2010 Jaime Molina 2113536 3/25-4/1/10P

PUBLIC NOTICE

STATE OF WISCONSIN CIRCUIT COURT DOUGLAS COUNTY PUBLICATION SUMMONS Case No. 09-CV-708 The Honorable George L. Glonek Case Code 30404 (Foreclosure of Mortgage) The amount claimed exceeds $5000.00 Wells Fargo Bank, N.A., as Trustee for Option One Woodbridge Loan Trust 2004-1 Asset Backed Certificates Series 2004-1, 4600 Regent Boulevard, Suite 200, Irving, TX 75063, Plaintiff vs. Jennifer Ophus and Timothy Ophus, 4060 Hunters Ln., Webster, MN 55088-3303, Defendants. THE STATE OF WISCONSIN To each person named above as a defendant: You are hereby notified that the plaintiff named above has filed a lawsuit or other legal action against you. Within 40 days after March 18, 2010 you must respond with a written demand for a copy of the complaint. The demand must be sent or delivered to the court, whose address is 1313 Belknap Street, Superior, WI 54880-2798 and to Gray & Associates, L.L.P., plaintiff's attorney, whose address is 16345 West Glendale Drive, New Berlin, WI 53151-2841. You may have an attorney help or represent you. If you do not demand a copy of the complaint within 40 days, the court may grant judgment against you for the award of money or other legal action requested in the complaint, and you may lose your right to object to anything that is or may be incorrect in the complaint. A judgment may be enforced as provided by law. A judgment awarding money may become a lien against any real estate you own now or in the future, and may also be enforced by garnishment or seizure of property. Dated this 25th day of February, 2010. Timothy Mark Brovold, State Bar No. 1076008, Gray & Associates, L.L.P., Attorneys for Plaintiff, 16345 West Glendale Drive, New Berlin, WI 53151-2841, (414) 224-8404, (414) 224-1224. Gray & Associates, L.L.P. is attempting to collect a debt on our client's behalf and any information obtained will be used for that purpose. If you have previously received a discharge in a chapter 7 bankruptcy case, this communication should not be construed as an attempt to hold you personally liable for the debt. 2090737 3/18-4/1/10P

NOTICE OF PUBLIC HEARING As required by the Quality Housing and Work Responsibility Act of 1998, notice is hereby given that the Dakota County Community Development Agency's Board of Commissioners will hold a Public Hearing on Tuesday, April 13, 2 0 1 0 a t 3 : 3 0 p . m . a t the Dakota County Community Development Agency's office to afford an opportunity for the public to comment on the Dakota County CDA's Public Housing Agency Five Year Plan and Annual Update and Capital Fund activities for 2010. Persons who wish to testify are requested to contact Kris Miller at the Dakota County CDA, 1228 Town Centre Drive, Eagan, MN 55123. Telephone: 651-675-4432; MN Relay Service: 1-800-627-3529; Fax: 651-675-4444, prior to 4:30 p.m. on Friday, April 9, 2010. If you require special accommodations, please contact the CDA. 2126678 4/1/10

PUBLIC NOTICE

MINNESOTA SECRETARY OF STATE CERTIFICATE OF ASSUMED NAME Minnesota Statutes Chapter 333 The filing of an assumed name does not provide a user with exclusive rights to that name. The filing is required for consumer protection in order to enable consumers to be able to identify the true owner of a business. 1. State the exact assumed name under which the business is or will be conducted: Daylily Society of Minnesota 2. State the address of the principal place of business: 1254 East Balsam Trail, Eagan, MN 55123 3. List the name and complete street address of all persons conducting business under the above Assumed Name, OR if an entity, provide the legal corporate, LLC, or Limited Partnership name and registered office address. Hemerocallis Society of Minnesota, 1254 East Balsam Trail, Eagan, MN 55123 4. I certify that I am authorized to sign this certificate and I further certify that I understand that by signing this certificate, I am subject to the penalties of perjury as set forth in Minnesota Statutes section 609.48 as if I had signed this certificate under oath. Date: 3/10/10 Kyle R. Billadeau, Vice President 2120939 3/25-4/1/10P

PUBLIC NOTICE

NOTICE OF INFORMAL PROBATE OF WILL AND APPOINTMENT OF PERSONAL REPRESENTATIVE AND NOTICE TO CREDITORS STATE OF MINNESOTA COUNTY OF DAKOTA FIRST JUDICIAL DISTRICT DISTRICT COURT PROBATE DIVISION Court File No. 19HA-PR-10-155 Estate of Leonard J. Keyes, Decedent Notice is given that an application for informal probate of the Decedent’s will dated July 24, 1995 and codicil(s) to the Will, dated 8/7/2000,4/14/2003 and 12/17/2007, and separate writings under Minn. Stat. 524.2-513 (”Will”), has been filed with the Registrar. The application has been granted. Notice is also given that the Registrar has informally appointed Anita M. Keyes whose address is 295 South Lexington Parkway, St. Paul, MN 55015 as personal representative of the Estate of the Decedent. Any heir, devisee or other interested person may be entitled to appointment as personal representative or may object to the appointment of the personal representative. Unless objections are filed with the Court (pursuant to Minn. Stat. 524.3-607) and the Court otherwise orders, the personal representative has full power to administer the Estate, including, after 30 days from the date of issuance of letters, the power to sell, encumber, lease or distribute real estate. Any objections to the probate of the Will or appointment of the Personal Representative must be filed with this Court and will be heard by the Court after the filing of an appropriate petition and proper notice of hearing. Notice is also given that (subject to Minn. Stat. 524.3-801) all creditors having claims against the Estate are required to present the claims to the personal representative or to the Court Administrator within four months after the date of this Notice or the claims will be barred. Dated: MARCH 18TH, 2010 CAROL M. RENN Registrar BY: Joann Bauer DEPUTY REGISTRAR Attorney for Applicant Darlene M. Cobian Briggs and Morgan, P.A. 332 Minnesota Street, #W2200 St. Paul, MN 55101 Attorney License No: 234795 Telephone: 651-808-6597 FAX: 651-808-6450 Email: dcobian@briggs.com 2119327 3/25-4/1/10

MINNESOTA SECRETARY OF STATE CERTIFICATE OF ASSUMED NAME Minnesota Statutes Chapter 333 The filing of an assumed name does not provide a user with exclusive rights to that name. The filing is required for consumer protection in order to enable consumers to be able to identify the true owner of a business. 1. State the exact assumed name under which the business is or will be conducted: Natural Contours Tree Care 2. State the address of the principal place of business: 4305 Orion Lane, Eagan, MN 55123 3. List the name and complete street address of all persons conducting business under the above Assumed Name, OR if an entity, provide the legal corporate, LLC, or Limited Partnership name and registered office address. John Schaffenberger, 4305 Orion Lane, Eagan, MN 55123 4. I certify that I am authorized to sign this certificate and I further certify that I understand that by signing this certificate, I am subject to the penalties of perjury as set forth in Minnesota Statutes section 609.48 as if I had signed this certificate under oath. Date: March 29, 2010 John Schaffenberger Owner 2129651 4/1-4/8/10P

PUBLIC NOTICE

MINNESOTA SECRETARY OF STATE CERTIFICATE OF ASSUMED NAME Minnesota Statutes Chapter 333 The filing of an assumed name does not provide a user with exclusive rights to that name. The filing is required for consumer protection in order to enable consumers to be able to identify the true owner of a business. 1. State the exact assumed name under which the business is or will be conducted: Linwood Pizza of Lakeville 2. State the address of the principal place of business: 16281 Kenrick Av., Lakeville, MN 55044 3. List the name and complete street address of all persons conducting business under the above Assumed Name, OR if an entity, provide the legal corporate, LLC, or Limited Partnership name and registered office address. The Pizza Shoppe INC., 16281 Kenrick Av., Lakeville, MN 55044 4. I certify that I am authorized to sign this certificate and I further certify that I understand that by signing this certificate, I am subject to the penalties of perjury as set forth in Minnesota Statutes section 609.48 as if I had signed this certificate under oath. Date: 3/12/10 Greg Stratula Owner 2129631 4/1-4/8/10P

PUBLIC NOTICE

NOTICE AND ORDER OF HEARING ON PETITION FOR PROBATE OF WILL AND APPOINTMENT OF PERSONAL REPRESENTATIVE AND NOTICE TO CREDITORS STATE OF MINNESOTA COUNTY OF DAKOTA DISTRICT COURT PROBATE DIVISION FIRST JUDICIAL DISTRICT Court File No. 19HA-PR-10-146 ESTATE OF Janice E. O’Farrell, a/k/a Janice Elaine O’Farrell, DECEDENT It is Ordered and Notice is given that on April 19, 2010 at 9:00 a.m. a hearing will be held in this Court at the Dakota County Judicial Center, 1560 Highway 55, Hastings, Minnesota, for the formal probate of an instrument purporting to be the will of Decedent, dated November 15, 1984 (”Will”), and for the appointment of Jeanine Ward whose address is: 1079 Ohio Street, West St. Paul, MN 55118 as personal representative of the Estate of the Decedent in a SUPERVISED administration. Any objections to the petition must be filed with the Court prior to or raised at the hearing. If proper and if no objections are filed or raised, the personal representative will be appointed with full power to administer the Estate, including the power to collect all assets, pay all legal debts, claims, taxes and expenses, to sell real and personal property, and do all necessary acts for the Estate. Notice is also given that (subject to Minn. Stat. 524.3-801) all creditors having claims against the Estate are required to present the claims to the personal representative or to the Court Administrator within four months after the date of this Notice or the claims will be barred. Date: 3/12/10 Patrice Sutherland Judge (COURT SEAL) Attorney For Personal Representative Charles R. Bartholdi Erickson, Bell, Beckman & Quinn, P.A. 1700 West Highway 36 Suite 110 Roseville, MN 55113 651-223-4999 506X 2118279 3/25-4/1/10P

ORDER AND NOTICE OF HEARING ON PETITION FOR SUMMARY ASSIGNMENT OR DISTRIBUTION AND NOTICE TO CREDITORS STATE OF MINNESOTA COUNTY OF DAKOTA DISTRICT COURT FIRST JUDICIAL DISTRICT PROBATE DIVISION Court File No. 19HA-PR-10-170 In Re: Estate of DIANE D. SCHMALL also known as DIANE DARLENE SCHMALL, and formerly known as DIANE D. MULTZ, Deceased. TO ALL INTERESTED PERSONS AND CREDITORS: It is Ordered and Notice is hereby given that on the 3rd day of May, 2010, at 9:00 o’clock A.M., a hearing will be held in the above named Court at Dakota County Judicial Center, Hastings, Minnesota, on the petition of Gerald G. Schmall for summary assignment or distribution; any objections thereto must be filed with the Court. Notice is further given that ALL CREDITORS having claims against said estate are required to present the same to the Clerk of the Court within four months after the date of this notice or said claims will be barred. Dated: 3/26, 2010. Rex Stacey Judge (COURT SEAL) DAVID L. GRANNIS Attorney I.D. No: 36808 Grannis & Grannis, P.A. Attorney for Petitioner 412 Southview Boulevard, Suite 100 South St. Paul, MN 55075 Telephone: (651) 455-1661 2128099 4/1-4/8/10

PUBLIC NOTICE

ORDER TO SHOW CAUSE STATE OF MINNESOTA COUNTY OF DAKOTA DISTRICT COURT FIRST JUDICIAL DISTRICT COURT FILE NO. 19HA-CV-10-1051 In the Matter of the Petition of: National City Real Estate Services LLC, an Ohio limited liability company, in Relation to Certificate of Title No. 140376 issued for land in the County of Dakota and State of Minnesota legally described as follows: Lot Seven (7), Block One (1) in WHISTLEWOOD FARMS 2ND ADDITION, according to the recorded plat thereof. TO: ROBERT J. VORDERGRUGGEN; TCF NATIONAL BANK; and to parties, if any, in possession of said premises adverse to the Petitioner. Upon receiving and filing the Report of the Examiner of Titles in the above entitled matter, IT IS HEREBY ORDERED, that you and all persons interested, appear before this Court on the 28th day of April, 2010, at 9:00 a.m. in the Dakota County Government Center, Hastings, Minnesota, and then, or as soon thereafter as said matter can be heard, show cause, if any there be, why this Court should not enter an Order as follows: That the Registrar of Titles, upon the filing with him of a certified copy of this Order, cancel Certificate of Title No. 140376 and enter a new Certificate of Title for the land therein described in favor of National City Real Estate Services LLC, an Ohio limited liability company, subject to the memorial of Document No. 130595 but free from all other memorials now appearing on the present Certificate of Title, the last of which is Document No. 647642, and free also from the Memorial of this Order. IT IS FURTHER ORDERED, that this Order be served: a) at least 10 days prior to such hearing upon the above named parties residing in this State in the manner provided by law for the service of Summons in a civil action; b) it shall be served at least 14 days prior to such hearing upon any of the above named nonresidents by sending a copy of this Order to such nonresident at his post office address, by registered or certified mail, return receipt; c) it shall be served upon any party who cannot be found by two weeks published notice and by sending a copy of this Order at least 14 days prior to the hearing by first class mail to such party at this last known address and by sending another copy of this Order at least 14 days prior to the hearing by first class mail to his address as stated on the Certificate of Title if an address is so stated. DATED: 3-2-2010 BY THE COURT: Thomas Poch Judge of District Court APPROVED: JAMES P. O’CONNELL EXAMINER OR TITLES BY: JAMES P. O’CONNELL Attorney for Petitioner: Adam Soczynski Usset, Weingarden & Liebo, PLLP 4500 Park Glen Road, #300 Minneapolis, MN 55416 Attendance is not required at said hearing except to object to the entry of the above described Order. 2114366 3/25-4/1/10

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PUBLIC NOTICE

MINNESOTA SECRETARY OF STATE CERTIFICATE OF ASSUMED NAME Minnesota Statutes Chapter 333 The filing of an assumed name does not provide a user with exclusive rights to that name. The filing is required for consumer protection in order to enable consumers to be able to identify the true owner of a business. 1. State the exact assumed name under which the business is or will be conducted: Dog Cleanup 2. State the address of the principal place of business: 15709 Hayes Trail, Apple Valley, MN 55124 3. List the name and complete street address of all persons conducting business under the above Assumed Name, OR if an entity, provide the legal corporate, LLC, or Limited Partnership name and registered office address. Sharon Worts, 15709 Hayes Trail, Apple Valley, MN 55124 4. I certify that I am authorized to sign this certificate and I further certify that I understand that by signing this certificate, I am subject to the penalties of perjury as set forth in Minnesota Statutes section 609.48 as if I had signed this certificate under oath. Date: 3-18-2010 Sharon Worts, Owner 2127094 4/1-4/8/10P

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PUBLIC NOTICE PUBLIC NOTICE PUBLIC NOTICE PUBLIC NOTICE

MINNESOTA SECRETARY OF STATE CERTIFICATE OF ASSUMED NAME Minnesota Statutes Chapter 333 The filing of an assumed name does not provide a user with exclusive rights to that name. The filing is required for consumer protection in order to enable consumers to be able to identify the true owner of a business. 1. State the exact assumed name under which the business is or will be conducted: Sharp Automotive 2. State the address of the principal place of business: 1994 South Robert Street, West St. Paul, MN 55118 3. List the name and complete street address of all persons conducting business under the above Assumed Name or if the business is a corporation, provide the legal corporate name and registered office address of the corporation. Attach Additional street(s) if necessary. Auto Loan Soup, LLC, 1994 South Robert Street, West St. Paul, MN 55118 4. I certify that I am authorized to sign this certificate and I further certify that I understand that by signing this certificate, I am subject to the penalties of perjury as set forth in Minnesota Statutes section 609.48 as if I had signed this certificate under oath. Date: March 12, 2010 Timothy R. Duncan, Esq. Organizer 2120946 3/25-4/1/10

PUBLIC NOTICE PUBLIC NOTICE MINNESOTA SECRETARY OF STATE

MINNESOTA SECRETARY OF STATE CERTIFICATE OF ASSUMED NAME Minnesota Statutes Chapter 333 The filing of an assumed name does not provide a user with exclusive rights to that name. The filing is required for consumer protection in order to enable consumers to be able to identify the true owner of a business. 1. State the exact assumed name under which the business is or will be conducted: KJL Software 2. State the address of the principal place of business: 1895 Deer Hills Trail, Eagan, MN 55122 3. List the name and complete street address of all persons conducting business under the above Assumed Name, OR if an entity, provide the legal corporate, LLC, or Limited Partnership name and registered office address. Kurt Lietzau, 1895 Deer Hills Trail, Eagan, MN 55122 Jonathan Lietzau, 1895 Deer Hills Trail, Eagan, MN 55122 4. I certify that I am authorized to sign this certificate and I further certify that I understand that by signing this certificate, I am subject to the penalties of perjury as set forth in Minnesota Statutes section 609.48 as if I had signed this certificate under oath. Date: 3/7/2010 Jonathan Lietzau, General Partner 2119740 3/25-4/1/10P

PUBLIC NOTICE

NOTICE OF AND ORDER FOR HEARING ON PETITION FOR FORMAL PROBATE OF WILL AND APPOINTMENT OF PERSONAL REPRESENTATIVE AND NOTICE TO CREDITORS STATE OF MINNESOTA COUNTY OF DAKOTA DISTRICT COURT FIRST JUDICIAL DISTRICT Court File No.: 19HA-PR-10-162 In Re: Estate of Charles R. Anderson, Decedent. It is Ordered and Notice is given that on April 19, 2010 at 9:00 am, a hearing will be held in this Court at Hastings, Minnesota, on a petition for the formal probate of an instrument purporting to be the decedent’s Will dated June 25, 1980, and Codicil dated March 15, 2006, and for the appointment of Mary Jane Anderson, whose address is 3410 Anthony Street, South St. Paul, MN 55075 as personal representative of the decedent’s estate in an unsupervised administration. Any objections to the petition must be raised at the hearing or filed with the Court prior to the hearing. If the petition is proper and no objections are filed or raised, the personal representative will be appointed with the full power to administer the decedent’s estate, including the power to collect all assets; pay all legal debts, claims, taxes, and expenses; sell real and personal property; and do all necessary acts for the decedent’s estate. Notice is further given that, subject to Minn. Stat. § 524.3-801, all creditors having claims against the decedent’s estate are required to present the claims to the personal representative or to the Court within four (4) months after the date of this notice or the claims will be barred. Dated: 3-24-2010 BY THE COURT Edward Lynch Judge of District Court Attorney for Petitioner Kathy Tatone Your Family Guardian Law Firm 3036 Kyle Ave. N. Minneapolis, MN 55422 Attorney License No: 170203 612-710-2009 FAX: 763-521-3299 Kathy.Tatone@YourFamilyGuardian.com 2128022 4/1-4/8/10P

AMENDMENT TO CERTIFICATE OF ASSUMED NAME Minnesota Statutes Chapter 333 The filing of an assumed name does not provide a user with exclusive rights to that name. The filing is required for consumer protection in order to enable consumers to be able to identify the true owner of a business. 1. State the exact assumed name under which the business is or will be conducted: Eagan Florist 2. State the address of the principal place of business: 1340 Duckwood Dr #9, Eagan, MN 55123 3. List the name and complete street address of all persons conducting business under the above Assumed Name, OR if an entity, provide the legal corporate, LLC, or Limited Partnership name and registered office address. Eagan Floral Inc., 1340 Duckwood Drive #9, Eagan, MN 55123 4. This certificate is an amendment of Certificate of Assumed name number 609800-2 originally filed on 8/22/03 under the name Eagan Florist. (List the name only if you are amending that name.) 5. I certify that I am authorized to sign this certificate and I further certify that I understand that by signing this certificate, I am subject to the penalties of perjury as set forth in Minnesota Statutes section 609.48 as if I had signed this certificate under oath. Date: 1/14/10 Patricia Thomas-Munchow, Owner 2122682 4/1-4/8/10P

PUBLIC NOTICE

NOTICE AND ORDER OF HEARING ON PETITION FOR PROBATE OF WILL AND APPOINTMENT OF PERSONAL REPRESENTATIVE AND NOTICE TO CREDITORS STATE OF MINNESOTA COUNTY OF DAKOTA DISTRICT COURT PROBATE DIVISION FIRST JUDICIAL DISTRICT Court File No. 19HA-PR-10-164 Estate of Thomas Andrew Lee, Decedent It is Ordered and Notice is given that on May 3, 2010, at 9:00 a.m. a hearing will be held in this Court at Dakota County Judicial Center, 1560 Highway 55, Hastings, Minnesota, for the formal probate of an instrument purporting to be the will of Decedent, dated September 1, 1999, (”Will”), and for the appointment of Kristi Lynn Lee-Lawton whose address is 1510 North 5th Street, Mankato, MN 56001 as personal representative of the Estate of the Decedent in an UNSUPERVISED administration. Any objections to the petition must be flied with the Court prior to or raised at the hearing. If proper and if no objections are filed or raised, the personal representative will be appointed with full power to administer the Estate, including the power to collect all assets, pay all legal debts, claims, taxes and expenses, to sell real and personal property, and do all necessary acts for the Estate. Notice is also given that (subject to Minn. Stat. 524.3-801) all creditors having claims against the Estate are required to present the claims to the personal representative or to the Court Administrator within four months after the date of this Notice or the claims will be barred. Date: 3/24/10 Kathryn Messerich Judge (COURT SEAL) Attorney For Personal Representative Mark E. Criner III - 292072 Wagner, Falconer & Judd, Ltd. 1700 IDS Center 80 South 8th Street Minneapolis, MN 55402 (612) 339-1421 (tel.) (612) 392-3990 (fax) 2125221 4/1-4/8/10

MINNESOTA SECRETARY OF STATE CERTIFICATE OF ASSUMED NAME Minnesota Statutes Chapter 333 The filing of an assumed name does not provide a user with exclusive rights to that name. The filing is required for consumer protection in order to enable consumers to be able to identify the true owner of a business. 1. State the exact assumed name under which the business is or will be conducted: Unique Plastic Cards 2. State the address of the principal place of business: 741 Spiral Boulevard, Hastings, MN 55033 3. List the name and complete street address of all persons conducting business under the above Assumed Name, OR if an entity, provide the legal corporate, LLC, or Limited Partnership name and registered office address. Custom Plastic Printers, Inc., 741 Spiral Boulevard, Hastings, MN 55033 4. I certify that I am authorized to sign this certificate and I further certify that I understand that by signing this certificate, I am subject to the penalties of perjury as set forth in Minnesota Statutes section 609.48 as if I had signed this certificate under oath. Date: 3-8-10 Luke Lingle, President 2128989 4/1-4/8/10

PUBLIC NOTICE

MINNESOTA SECRETARY OF STATE CERTIFICATE OF ASSUMED NAME Minnesota Statutes Chapter 333 The filing of an assumed name does not provide a user with exclusive rights to that name. The filing is required for consumer protection in order to enable consumers to be able to identify the true owner of a business. 1. State the exact assumed name under which the business is or will be conducted: Lovely Scribbles Calligraphy & All Things Design 2. State the address of the principal place of business: 8865 Brunell Way, Inver Grove Heights, MN 55076 3. List the name and complete street address of all persons conducting business under the above Assumed Name, OR if an entity, provide the legal corporate, LLC, or Limited Partnership name and registered office address. Nicole E. Marfori, 8865 Brunell Way, Inver Grove Heights, MN 55076 4. I certify that I am authorized to sign this certificate and I further certify that I understand that by signing this certificate, I am subject to the penalties of perjury as set forth in Minnesota Statutes section 609.48 as if I had signed this certificate under oath. Date: 3/16/2010 Nicole E. Marfori 2115214 3/25-4/1/10P

PUBLIC NOTICE

NOTICE OF AND ORDER FOR HEARING ON PETITION FOR FORMAL PROBATE OF LOST WILL AND APPOINTMENT OF PERSONAL REPRESENTATIVE AND NOTICE TO CREDITORS STATE OF MINNESOTA COUNTY OF DAKOTA DISTRICT COURT FIRST JUDICIAL DISTRICT Court File No.: 19HA-PR-10-166 In Re: Estate of Audrey F. Logsdon, also known as Audrey Frances Logsdon, Decedent. It is Ordered and Notice is given that on May 3, 2010 at 9:00 a.m., a hearing will be held in this Court at the Dakota County Judicial Center, 1560 Highway 55 West, Hastings, Minnesota 55033, for the formal probate of an instrument purporting to be a copy of the decedent’s Will dated June 24, 1991, and for the appointment of Mary Lou Logsdon, whose address is 567 Bidwell Street, Saint Paul, Minnesota 55107, as personal representative of the estate of the decedent in an unsupervised administration. Any objections to the petition must be raised at the hearing or filed with the Court prior to the hearing. If the petition is proper and no objections are filed or raised, the personal representative will be appointed with the full power to administer the estate, including the power to collect all assets; pay all legal debts, claims, taxes, and expenses; sell real and personal property; and do all necessary acts for the estate. Notice is also given that, subject to Minn. Stat. § 524.3-801, all creditors having claims against the decedent’s estate are required to present the claims to the personal representative or to the Court within four (4) months after the date of this notice or the claims will be barred. Dated: March 24, 2010 BY THE COURT Kathryn Messerich Judge of District Court John T. Richardson (MN# 146961) Attorney and Counselor at Law 325 Cedar Street, Suite 500 Saint Paul Minnesota 55101-1017 Telephone: (651) 227-7577 Facsimile: (651) 223-5111 ATTORNEY FOR PETITIONER 2125277 4/1-4/8/10

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE:December 28, 2007 MORTGAGOR:C l a r e W . C l a r k , a single man. MORTGAGEE:Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Registered January 9, 2008, Dakota County Registrar of Titles, Document No. 622298, Certificate of Title No. 117614. A S S I G N M E N T S O F MORTGAGE:NONE Said Mortgage being Registered Land. TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100281210720585523 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Platinum Lending Corporation RESIDENTIAL MORTGAGE SERVICER: LoanCare Servicing Center, Inc. MORTGAGED PROPERTY ADDRESS: 138 Westchester Drive, West Saint Paul, MN 55118 T A X P A R C E L I . D . # : 42-83810-010-07 LEGAL DESCRIPTION OF PROPERTY: Lot One (1), Block Seven (7), Westchester Heights No 2 Re arrangement, Except that part thereof described as follows: Beginning at the Southeasterly corner of said Lot One (1), Block Seven (7), Westchester Heights No 2 Re Arrangement; thence Southwesterly at right angles to the Easterly line of said Lot One (1) to a point on the Westerly line of said Lot One (1); thence Southerly along the Westerly line of said Lot One (1) to the Southwest corner of said Lot One (1); thence Northeasterly along the Southerly line of said Lot One (1) to the point of beginning. Dakota County, Minnesota Torrens Certificate No. 117614 Our File Number: 0006383NMN07 COUNTY IN WHICH PROPERTY IS LOCATED:Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE:$208,800.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE:$219,381.40 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: May 20, 2010 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on November 22, 2010 . MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE:None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED." Dated: March 25, 2010. Mortgage Electronic Registration Systems, Inc. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 90-1618 4514881 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2130045 4/1-5/6/10

MINNESOTA SECRETARY OF STATE CERTIFICATE OF ASSUMED NAME Minnesota Statutes Chapter 333 The filing of an assumed name does not provide a user with exclusive rights to that name. The filing is required for consumer protection in order to enable consumers to be able to identify the true owner of a business. 1. State the exact assumed name under which the business is or will be conducted: Crazy Lady Crafts 2. State the address of the principal place of business: 905 9th st, Farmington, MN 55024 3. List the name and complete street address of all persons conducting business under the above Assumed Name, OR if an entity, provide the legal corporate, LLC, or Limited Partnership name and registered office address. Rebecca Keeler, 905 9th st, Farmington, MN 55024 4. I certify that I am authorized to sign this certificate and I further certify that I understand that by signing this certificate, I am subject to the penalties of perjury as set forth in Minnesota Statutes section 609.48 as if I had signed this certificate under oath. Date: 11/01/09 Rebecca Keeler Owner 2129618 4/1-4/8/10P

PUBLIC NOTICE

MINNESOTA SECRETARY OF STATE CERTIFICATE OF ASSUMED NAME Minnesota Statutes Chapter 333 The filing of an assumed name does not provide a user with exclusive rights to that name. The filing is required for consumer protection in order to enable consumers to be able to identify the true owner of a business. 1. State the exact assumed name under which the business is or will be conducted: Dakotakid Motorsports 2. State the address of the principal place of business: 3282 Alden Pond Lane, Eagan, MN 55121 3. List the name and complete street address of all persons conducting business under the above Assumed Name, OR if an entity, provide the legal corporate, LLC, or Limited Partnership name and registered office address. Christopher M Simon, 3282 Alden Pond Lane, Eagan, MN 55121 4. I certify that I am authorized to sign this certificate and I further certify that I understand that by signing this certificate, I am subject to the penalties of perjury as set forth in Minnesota Statutes section 609.48 as if I had signed this certificate under oath. Date: 03/14/2010 Christopher M Simon - Owner 2127707 4/1-4/8/10P

PUBLIC NOTICE

MINNESOTA SECRETARY OF STATE CERTIFICATE OF ASSUMED NAME Minnesota Statutes Chapter 333 The filing of an assumed name does not provide a user with exclusive rights to that name. The filing is required for consumer protection in order to enable consumers to be able to identify the true owner of a business. 1. State the exact assumed name under which the business is or will be conducted: Truly UNique 2. State the address of the principal place of business: 4174 Rahn Rd. Apt. 11, Eagan, MN 55122 3. List the name and complete street address of all persons conducting business under the above Assumed Name, OR if an entity, provide the legal corporate, LLC, or Limited Partnership name and registered office address. Rosa L. Diaz, 4174 Rahn Rd. Apt. 11, Eagan, MN 55122 4. I certify that I am authorized to sign this certificate and I further certify that I understand that by signing this certificate, I am subject to the penalties of perjury as set forth in Minnesota Statutes section 609.48 as if I had signed this certificate under oath. Date: 3/18/10 Rosa L. Diaz Owner 2125075 4/1-4/8/10P

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: August 31, 2006 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $262,400.00 MORTGAGOR(S): Ryan Deroode, a single person MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded: September 13, 2006 Dakota County Recorder Document Number: 2460500 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100200900001023859 Lender or Broker: United Residential Mortgage, LLC Residential Mortgage Servicer: Aurora Loan Services, LLC Mortgage Originator: Not Applicable

COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 6643 133rd St W, Apple Valley, MN 55124-7911 Tax Parcel ID Number: 013100108005 LEGAL DESCRIPTION OF PROPERTY: Lot 8, Block 5, Greenleaf Second Addition AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $300,133.68 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: April 16, 2010 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on October 16, 2010, or the next business day if October 16, 2010 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: March 04, 2010 MORTGAGEE: Mortgage Electronic Registration Systems, Inc. Wilford & Geske, P.A. Attorneys for Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 005893F03 2090983 3/4-4/8/10

PUBLIC NOTICE

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�� six (6)�� months from the date of said sale by the mortgagor(s), their per�� DUE AS OF DATE OF NOTICE, INCLUD ING TAXES, IF ANY, PAID BY MORTGAGEE:$136,028.56 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: April 20, 2010 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on October 20, 2010. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE:None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: February 16, 2010. Chase Home Finance LLC Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 30-7633 1064197655 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2084926 2/25/10-4/1/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: April 13, 2006 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $239,900.00 MORTGAGOR(S): Nicole B. Remini, a single person MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded: May 16, 2006 Dakota County Recorder Document Number: 2429955 ASSIGNMENTS OF MORTGAGE: And assigned to: US Bank National Association Dated: February 18, 2010 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 10007540040052985 Lender or Broker: Homestead Mortgage Corporation Residential Mortgage Servicer: U.S. Bank Home Mortgage Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 17315 Homestead Trl, Lakeville, MN 55044-7819 Tax Parcel ID Number: 223331004003 LEGAL DESCRIPTION OF PROPERTY: Lot 4, Block 3, Homestead Creek East, Dakota County, Minnesota AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $271,080.48 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: April 15, 2010 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said

sonal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on October 15, 2010, or the next business day if October 15, 2010 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: February 25, 2010 ASSIGNEE OF MORTGAGEE: US Bank National Association Wilford & Geske, P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 012639F01 2084359 2/25-4/1/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: August 24, 2005 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $212,000.00 MORTGAGOR(S): Olov A Strole and Heidi L Strole fka Heidi L Gehris, husband and wife MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded: September 12, 2005 Dakota County Recorder Document Number: 2359719 ASSIGNMENTS OF MORTGAGE: And assigned to: Suntrust Mortgage, Inc. Dated: February 17, 2010 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 1000104-0143786457-8 Lender or Broker: Suntrust Mortgage, Inc. Residential Mortgage Servicer: SunTrust Mortgage, Inc. Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 851 Allen Ave, West Saint Paul, MN 55118-5714 Tax Parcel ID Number: 42-00700-080-78 LEGAL DESCRIPTION OF PROPERTY: Commencing at the Southwest corner of Deppe's Addition to Saint Paul, thence running South a distance of 50 feet, thence East along a line parallel with the South line of said Deppe's Addition to Saint Paul to a point on the West line of Sunfish Lake Road (Now Allen Avenue), which point is distant 50 feet South of the South line of said Deppe's Addition to Saint Paul, thence Northeasterly along the West line of said Sunfish Lake Road to the South line of Deppe's Addition to Saint Paul, thence Westerly along the South line of Deppe's Addition to Saint Paul, a distance of 216.64 feet more or less, to the place of beginning, being a part of the South Half (S 1/2) of the Southwest Quarter (SW 1/4) of the Southeast Quarter (SE 1/4) of Section Seven (7), Township Twenty-eight (28), Range Twenty-two (22), Dakota County, Minnesota. AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $220,358.20 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: April 09, 2010 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on October 09, 2010, or the next busi-

October 09, 2010, or the next busi ness day if October 09, 2010 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: February 25, 2010 ASSIGNEE OF MORTGAGEE: Suntrust Mortgage, Inc. Wilford & Geske, P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 011579F01 2081262 2/25-4/1/10

PUBLIC NOTICE

MINNESOTA SECRETARY OF STATE CERTIFICATE OF ASSUMED NAME Minnesota Statutes Chapter 333 The filing of an assumed name does not provide a user with exclusive rights to that name. The filing is required for consumer protection in order to enable consumers to be able to identify the true owner of a business. 1. State the exact assumed name under which the business is or will be conducted: Cerulean Blue 2. State the address of the principal place of business: 12922 Morgan Ave. S, Burnsville, MN 55337 3. List the name and complete street address of all persons conducting business under the above Assumed Name, OR if an entity, provide the legal corporate, LLC, or Limited Partnership name and registered office address. Stephanie Folk, 12922 Morgan Ave. S, Burnsville, MN 55337 4. I certify that I am authorized to sign this certificate and I further certify that I understand that by signing this certificate, I am subject to the penalties of perjury as set forth in Minnesota Statutes section 609.48 as if I had signed this certificate under oath. Date: 3-2-10 Stephanie Folk, Owner 2119424 3/25-4/1/10P

PUBLIC NOTICE

MINNESOTA SECRETARY OF STATE CERTIFICATE OF ASSUMED NAME Minnesota Statutes Chapter 333 The filing of an assumed name does not provide a user with exclusive rights to that name. The filing is required for consumer protection in order to enable consumers to be able to identify the true owner of a business. 1. State the exact assumed name under which the business is or will be conducted: Pavwoski Financial 2. State the address of the principal place of business: 1012 April Place, Burnsville, MN 55306 3. List the name and complete street address of all persons conducting business under the above Assumed Name, OR if an entity, provide the legal corporate, LLC, or Limited Partnership name and registered office address. Mark S. Pavwoski, 1012 April Place, Burnsville, MN 55306 4. I certify that I am authorized to sign this certificate and I further certify that I understand that by signing this certificate, I am subject to the penalties of perjury as set forth in Minnesota Statutes section 609.48 as if I had signed this certificate under oath. Date: March 10, 2010 Mark S. Pavwoski, owner 2113496 3/25-4/1/10P

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: December 10, 2001 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $96,500.00 MORTGAGOR(S): Ralph L. Ersfeld and Wanda A. Ersfeld, husband and wife MORTGAGEE: First Residential Mortgage Coporation DATE AND PLACE OF REGISTERING: Registered: January 09, 2002 Dakota County Registrar of Titles Document Number: 456682 ASSIGNMENTS OF MORTGAGE: And assigned to: U.S. Bank National Association, successor by merger with Firstar Bank, N.A Dated: December 10, 2001 Registered: January 09, 2002 Dakota

Registered: January 09, 2002 Dakota County Registrar of Titles Document Number: 456683 Transaction Agent: Not Applicable Transaction Agent Mortgage Identification Number: Not Applicable Lender or Broker: First Residential Mortgage Coporation Residential Mortgage Servicer: U.S. Bank Home Mortgage Mortgage Originator: Not Applicable CERTIFICATE OF TITLE NUMBER: 53619 COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 10268 Upper 196th Way W, Lakeville, MN 55044-8943 Tax Parcel ID Number: 221150016021 (lot 16) 224490015021 (lot 15) LEGAL DESCRIPTION OF PROPERTY: Lot Sixteen (16), Block Twenty One (21), Antlers Park, Dakota County, Minnesota AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $90,737.58 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; that this is registered property; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: April 09, 2010 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on October 09, 2010, or the next business day if October 09, 2010 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: February 25, 2010 ASSIGNEE OF MORTGAGEE: U.S. Bank National Association, successor by merger with Firstar Bank, N.A Wilford & Geske, P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 010496F01 2084189 2/25-4/1/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. DATE OF MORTGAGE:February 15, 2006 MORTGAGORS:M i c h a e l G a m m o n and Leah M. Gammon, husband and wife. MORTGAGEE:S u p e r i o r M o r t g a g e , Inc. DATE AND PLACE OF RECORDING: Recorded February 28, 2006, Dakota County Recorder, Document No. 2409071. ASSIGNMENTS OF MORTGAGE: Assigned to: BNC Mortgage Inc., Dated: February 22, 2006, Recorded: April 2, 2007, Document No. 2506822. And thereafter assigned to: Mortgage Electronic Registration Systems, Inc., Dated: February 24, 2006, Recorded: April 2, 2007, Document No. 2506823. And thereafter assigned to: U.S. Bank National Association, as Trustee for Structured Asset Investment Loan Trust, Mortgage Pass-Through Certificates, Series 2006-BNC2, Dated: February 9, 2010. TRANSACTION AGENT: NONE TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: NONE LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Superior Mortgage, Inc. RESIDENTIAL MORTGAGE SERVICER: Chase Home Finance, LLC MORTGAGED PROPERTY ADDRESS: 700 Wentworth Avenue, South Saint Paul, MN 55075

Paul, MN 55075 T A X P A R C E L I . D . # : 36-83575-030-02 LEGAL DESCRIPTION OF PROPERTY: Lot 3, Block 2, Wentworth Hollow, according to the recorded plat thereof. COUNTY IN WHICH PROPERTY IS LOCATED:Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE:$382,500.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE:$458,048.46 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: April 15, 2010 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on October 15, 2010 . MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE:None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: February 15, 2010. U.S. Bank National Association, Trustee Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 75-3926 22985535 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2084652 2/25-4/1/10

PUBLIC NOTICE

NOTICE AND ORDER OF HEARING ON PETITION FOR PROBATE OF WILL AND APPOINTMENT OF PERSONAL REPRESENTATIVE AND NOTICE TO CREDITORS STATE OF MINNESOTA COUNTY OF DAKOTA DISTRICT COURT PROBATE DIVISION FIRST JUDICIAL DISTRICT Court File No. 19HA-PR-10-165 Estate of John Gerard Palko, Decedent It is ordered and notice is given that on May 3, 2010, at 9:00 a.m., a hearing will be held in this Court at 1560 Highway 55, Hastings, Minnesota, for the formal probate of an instrument purporting to be the will of the Decedent, dated August 19, 2009, and for the appointment of Edward T. Palko, Jr., whose address is 15751 Cypress Creek Lane, West Palm Beach, FL 33414, as personal representative of the Estate of the Decedent in an UNSUPERVISED administration. Any objections to the petition must be filed with the Court prior to or at the hearing. If proper and if no objections are filed, the personal representative will be appointed with full power to administer the Estate including the power to collect all assets, to pay all legal debts, claims, taxes and expenses, to sell real and personal property, and to do all necessary acts for the Estate. Notice is also given that (subject to Minn. Stat. 524.3-801) all creditors having claims against the Estate are required to present the claims to the personal representative or to the Court Administrator within four months after the date of this Notice or the claims will be barred. Date: 3/24/10 Kathryn D. Messerich Judge (COURT SEAL) Attorney for Petitioner: Carol S. Cooper C.S. Cooper Law Firm, Ltd. 26437 Galaxie Avenue Farmington, MN 55024-9229 Attorney License No.: 161548 Telephone: (651) 460-2056 Fax: (651) 294-1038 2125109 4/1-4/8/10

PUBLIC NOTICE

MINNESOTA SECRETARY OF STATE CERTIFICATE OF ASSUMED NAME Minnesota Statutes Chapter 333 The filing of an assumed name does not provide a user with exclusive rights to that name. The filing is required for consumer protection in order to enable consumers to be able to identify the true owner of a business. 1. State the exact assumed name under which the business is or will be conducted: Linda’s Lovable Little Ones 2. State the address of the principal place of business: 13670 Hanover Court, Apple Valley, MN 55124 3. List the name and complete street address of all persons conducting business under the above Assumed Name, OR if an entity, provide the legal corporate, LLC, or Limited Partnership name and registered office address. Linda Hughes, 13670 Hanover Court, Apple Valley, MN 55124 4. I certify that I am authorized to sign this certificate and I further certify that I understand that by signing this certificate, I am subject to the penalties of perjury as set forth in Minnesota Statutes section 609.48 as if I had signed this certificate under oath. Date: 2/21/10 Linda Hughes Proprietor 2118571 3/25-4/1/10P

PUBLIC NOTICE

NOTICE OF INFORMAL PROBATE OF WILL AND APPOINTMENT OF PERSONAL REPRESENTATIVE AND NOTICE TO CREDITORS STATE OF MINNESOTA COUNTY OF Dakota First JUDICIAL DISTRICT DISTRICT COURT PROBATE DIVISION Court File No. 19HA-PR-10-113 Estate of Richard J. Weiss, Decedent Notice is given that an application for informal probate of the Decedent’s will dated Aug. 2, 2004, has been filed with the Registrar. The application has been granted. Notice is also given that the Registrar has informally appointed Ann M. Holleschau whose address is 4927 39th Avenue South, Mpls., MN 55417 as personal representative of the Estate of the Decedent. Any heir, devisee or other interested person may be entitled to appointment as personal representative or may object to the appointment of the personal representative. Unless objections are filed with the Court (pursuant to Minn. Stat. 524.3-607) and the Court otherwise orders, the personal representative has full power to administer the Estate, including, after 30 days from the date of issuance of letters, the power to sell, encumber, lease or distribute real estate. Any objections to the probate of the Will or appointment of the Personal Representative must be filed with this Court and will be heard by the Court after the filing of an appropriate petition and proper notice of hearing. Notice is also given that (subject to Minn. Stat. 524.3-801) all creditors have claims against the Estate are required to present the claims to the personal representative or to the Court Administrator within four months after the date of this Notice or the claims will be barred. A charitable beneficiary may request notice of the probate proceedings be given to the Attorney General pursuant to Minn. Stat. 501B.41, subd. 5. Dated: March 16th, 2010 Carol M. Renn Registrar By: Joann Bauer Deputy Registrar Pro Se Attorney for Applicant Ann M. Holleschau 4927 - 39th Ave. So. Mpls., MN 55417 Telephone: 612-721-1584 Email: holle004@umn.edu 2114121 3/25-4/1/10P

PUBLIC NOTICE

NOTICE OF ASSESSMENT LIEN FORECLOSURE SALE Date: February 8, 2010 YOU ARE NOTIFIED THAT: 1. Default has occurred in the terms and conditions of the Declaration of Gardenview Place Association (hereinafter the "Association") which was recorded as Document No. 1109609 on March 23, 1993, in the Office of the Dakota County Recorder, covering the following property: L E G A L D E S C R I P T I O N : Lot 41, Block 1, Gardenview Place 1st Addition, Dakota County, Minnesota STREET ADDRESS: 14362 Hickory Way, Apple Valley, MN 55124 TAX PARCEL ID NUMBER: 01-28950-410-01 2. Pursuant to said Declaration, there is claimed to be due and owing as of February 8, 2010, from Jessica Borka, f/k/a Jessica J. Loughlin, title holder, (and her husband, Brian Borka) to the Association, a Minnesota non-profit corporation, the amount of $1,593.00 for unpaid association dues, late fees, attorneys fees and costs, plus any other such amounts that will accrue after February 8, 2010, and other costs of collection and foreclosure which will be added to the amount claimed due and owing at the time of the sale herein.

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time of the sale herein. 3. No action is now pending at law or otherwise to recover said debt or any part thereof. 4. That all preforeclosure requirements have been met. 5. The owner has not been released from her financial obligation to pay said amount. 6. The Declaration, referenced above, provides for a continuing lien against the property. A Notice of Lien evidencing the amount due was recorded on October 2, 2009, as Document No. 2688132 in the Dakota County Recorder's Office. 7. Pursuant to the power of sale contained in the same Declaration and granted by the owner in taking title to the premises subject to said Declaration, said Lien will be foreclosed by the sale of said property by the Sheriff of Dakota County, at the Dakota County Sheriffs Office, Dakota County Law Enforcement Center, 1580 Highway 55 Lobby S-100, Hastings, MN 55033, on the 22nd day of April, 2010, at 10:00 a.m. at public auction to the highest bidder, to pay the amount then due for said assessments, together with the costs of foreclosure, including attorneys fees as allowed by law. 8. The time allowed by law for redemption by the unit owner, her personal representatives or assigns is six (6) months from the date of sale. T h e date and time to vacate the property is 11:59 p.m. on October 22, 2010, if the account is not reinstated or the owner does not redeem from the foreclosure sale. REDEMPTION NOTICE THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. 9. THIS IS A COMMUNICATION FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. GARDENVIEW PLACE ASSOCIATION Attorneys for Gardenview Place Association: THOMSEN & NYBECK, P.A. By: _____________________________ Gretchen S. Schellhas (#195595) 3600 American Blvd. West, Suite 400 Bloomington, Minnesota 55431 (952) 835-7000 (Gardenview Place-Borka/09-7-614D)

2083604

2/25-4/1/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: April 27, 2005 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $174,320.00 MORTGAGOR(S): Jeremy B. Risner and Darci R. Risner, Husband and Wife MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded: July 06, 2005 Dakota County Recorder Document Number: 2337395 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100199600000104055 Lender or Broker: Advisor's Mortgage, LLC Residential Mortgage Servicer: Aurora Loan Services, LLC Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 1113 Maple St, Farmington, MN 55024-1187 Tax Parcel ID Number: 14.22506.130.05 LEGAL DESCRIPTION OF PROPERTY: Lot 13, Block 2, East Farmington Seventh Addition, Dakota County, Minnesota AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $179,165.32 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: April 02, 2010 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on October 02, 2010, or the next business day if October 02, 2010 falls on a

ness day if October 02, 2010 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: February 18, 2010 MORTGAGEE: Mortgage Electronic Registration Systems, Inc. Wilford & Geske, P.A. Attorneys for Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 012612F01 2078904 2/25-4/1/10

PUBLIC NOTICE

NOTICE OF VOLUNTARY MORTGAGE FORECLOSURE SALE (Minnesota Statutes Section 582.32) Date of Voluntary Foreclosure Agreement: February 23, 2010 NOTICE IS HEREBY GIVEN, That default has occurred in the conditions of that certain mortgage dated the 17th day of December, 2007, in the original principal amount of One Hundred Thirty-three Thousand Nine Hundred Ninety-two Dollars executed by Pavek Family Investment Corp., as mortgagor, to Mainstreet Bank, a Minnesota corporation, as mortgagee, and filed for record in the office of the County Recorder in and for the County of Dakota and State of Minnesota on the 28th day of December, 2007, as Document No. 2563633 and thereafter assigned to Central Bank by an Assignment of Mortgage dated February 23, 2010, and recorded with the Dakota County Recorder on February 25, 2010, a Document No. 2716086; That all pre foreclosure notice requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof or has been discontinued; that there is due and claimed to be due upon said mortgage the sum of $155,891.19 as of March 26, 2010, which includes interest to the date hereof; and that pursuant to the power of sale therein contained, said mortgage will be foreclosed and the tract of land and fixtures and personal property secured by said mortgage lying and being in the County of Dakota, State of Minnesota, described as follows, to wit: Lot 4, 5, 6 and 7, Block 3, Liberty Park 2nd Addition, Common Interest Community No. 449, according to the recorded plat thereof, Dakota County, Minnesota will be sold by the Sheriff of Dakota County at public auction on the 29th day of April, 2010, at 10:00 o'clock a.m. at the Sheriff's Main Office, Law Enforcement Center, located at 1580 West Highway 55, Hastings, Minnesota in said state and county, to pay the debt then secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney's fees allowed by law, subject to redemption within TWO (2) MONTHS from said date of sale by the mortgagor, its successors or assigns. Each holder of a junior lien may redeem in the order and manner provided in Minnesota Statutes 582.32 Subd. 9, beginning after the expiration of the mortgagor's two month redemption period. Dated: March 26, 2010 CENTRAL BANK Mortgagee WILFORD & GESKE, P.A. By __/s/ Eric D. Cook Eric D. Cook, #218807 Attorneys for Mortgagee 8425 Seasons Parkway Suite 105 Woodbury, Minnesota 55125 (651) 209-3300 2127952 4/1-4/22/10

PUBLIC NOTICE

MORTGAGE:NONE TRANSACTION AGENT: NONE TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: NONE LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: ABN Amro Mortgage Group Inc., NKA CitiMortgage, Inc. RESIDENTIAL MORTGAGE SERVICER: CitiMortgage, Inc. MORTGAGED PROPERTY ADDRESS: 7624 157th Street West #302, Apple Valley, MN 55124 T A X P A R C E L I . D . # : 01-49100-081-08 LEGAL DESCRIPTION OF PROPERTY: Unit No. 3302, Morningview Condominium, Condominium No. 60, Dakota County, Minnesota COUNTY IN WHICH PROPERTY IS LOCATED:Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE:$81,600.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE:$85,416.65 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: April 20, 2010 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on October 20, 2010. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE:None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABNDONED." Dated: February 17, 2010. CitiMortgage, Inc. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 10-2626 646025599 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2084892 2/25-4/1/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: November 22, 2004 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $139,811.00 MORTGAGOR(S): Troy R. Emerson and Heide A. Emerson, husband and wife MORTGAGEE: World Savings Bank, FSB DATE AND PLACE OF RECORDING: Recorded: February 25, 2005 Dakota County Recorder Document Number: 2298917 Transaction Agent: Not Applicable Transaction Agent Mortgage Identification Number: Not Applicable Lender or Broker: World Savings Bank, FSB Residential Mortgage Servicer: Wachovia Mortgage, FSB Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 20045 Cabrilla Way, Empire Township, MN 55024-1483 Tax Parcel ID Number: 12-24500-044-04 LEGAL DESCRIPTION OF PROPERTY: Lot 44, Block 4, Empire River Preserve, CIC No. 386 according to the recorded plat thereof, Dakota County, Minnesota. AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $153,476.79 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any

debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: April 09, 2010 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on October 09, 2010, or the next business day if October 09, 2010 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: February 25, 2010 MORTGAGEE: Wells Fargo Bank, N.A. successor by merger to Wells Fargo Bank Southwest, N.A. formerly known as Wachovia Mortgage, FSB fka World Savings Bank, FSB Wilford & Geske, P.A. Attorneys for Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 012664F01 2078653 2/25-4/1/10

PUBLIC NOTICE

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�� the �� Mortgage, and taxes, if any, on said gagor(s) must vacate property if the premises, and the costs and disbursemortgage is not reinstated under secm e n t s , i n c l u d i n g a t t o r n e y s ' f e e s tion 580.30 or the property is not allowed by law subject to redemption redeemed under section 580.23 is within six (6) months from the date of 11:59 p.m. on October 22, 2010. MORTGAGOR(S) RELEASED FROM said sale by the mortgagor(s), their personal representatives or assigns FINANCIAL OBLIGATION ON MORTunless reduced to Five (5) weeks under GAGE:None "THE TIME ALLOWED BY LAW FOR MN Stat. §580.07. TIME AND DATE TO VACATE PROP- REDEMPTION BY THE MORTGAGOR, E R T Y : I f t h e r e a l e s t a t e i s a n THE MORTGAGOR'S PERSONAL REPowner-occupied, single-family dwell- RESENTATIVES OR ASSIGNS, MAY BE ing, unless otherwise provided by law, REDUCED TO FIVE WEEKS IF A JUDIthe date on or before which the mort- CIAL ORDER IS ENTERED UNDER gagor(s) must vacate the property if the MINNESOTA STATUTES, SECTION mortgage is not reinstated under sec- 5 8 2 . 0 3 2 , D E T E R M I N I N G , A M O N G tion 580.30 or the property is not OTHER THINGS, THAT THE MORTredeemed under section 580.23 is GAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF 11:59 p.m. on October 20, 2010. MORTGAGOR(S) RELEASED FROM LESS THAN FIVE UNITS, ARE NOT FINANCIAL OBLIGATION ON MORT- PROPERTY USED IN AGRICULTURAL GAGE: None P R O D U C T I O N , A N D A R E "THE TIME ALLOWED BY LAW FOR ABANDONED." Dated: February 18, 2010. REDEMPTION BY THE MORTGAGOR, U.S. Bank, N. A. THE MORTGAGOR'S PERSONAL REPMortgagee/Assignee of Mortgagee RESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDI- USSET, WEINGARDEN AND LIEBO, P.L.L.P. CIAL ORDER IS ENTERED UNDER By: Paul A. Weingarden MINNESOTA STATUTES, SECTION Attorneys for Mortgagee/Assignee of 5 8 2 . 0 3 2 , D E T E R M I N I N G , A M O N G Mortgagee OTHER THINGS, THAT THE MORT- 4500 Park Glen Road #300 GAGED PREMISES ARE IMPROVED Minneapolis, MN 55416 WITH A RESIDENTIAL DWELLING OF (952) 925-6888 LESS THAN FIVE UNITS, ARE NOT 19-782 PROPERTY USED IN AGRICULTURAL 4800175293 P R O D U C T I O N , A N D A R E THIS IS A COMMUNICATION FROM ABANDONED." A DEBT COLLECTOR. 2084842 2/25-4/1/10 Dated: February 19, 2010. Citigroup Global Markets Realty Corp Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee NOTICE OF VOLUNTARY 4500 Park Glen Road #300 MORTGAGE FORECLOSURE SALE Minneapolis, MN 55416 (Minnesota Statutes Section 582.32) (952) 925-6888 Date of Voluntary Foreclosure 40-2877 Agreement: February 23, 2010 0032221004 NOTICE IS HEREBY GIVEN, That THIS IS A COMMUNICATION FROM default has occurred in the conditions A DEBT COLLECTOR. 2084997 2/25-4/1/10 of that certain mortgage dated the 17th day of December, 2007, in the original principal amount of Three Hundred Sixty Thousand One Hundred Four Dollars executed by College City NOTICE OF MORTGAGE Homes, Inc., as mortgagor, to MainFORECLOSURE SALE THE RIGHT TO VERIFICATION street Bank, a Minnesota corporation, OF THE DEBT AND IDENTITY OF as mortgagee, and filed for record in THE ORIGINAL CREDITOR WITHIN the office of the County Recorder in THE TIME PROVIDED BY LAW IS and for the County of Dakota and State of Minnesota on the 28th day of NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that December, 2007, as Document No. default has occurred in conditions of 2563634 and thereafter assigned to the following described mortgage: Central Bank by an Assignment of DATE OF MORTGAGE:June 21, 2002 Mortgage dated February 23, 2010, and MORTGAGOR:G a r y E . P a r k e r , a r e c o r d e d w i t h t h e D a k o t a C o u n t y single person. Recorder on February 25, 2010 as MORTGAGEE:River City Mortgage Document No. 2716089. Corp. That all pre foreclosure notice DATE AND PLACE OF RECORDING: requirements have been complied with; Recorded July 10, 2002, Dakota that no action or proceeding has been County Recorder, Document No. instituted at law or otherwise to 1914426, as corrected by Corrective recover the debt secured by said mortMortgage recorded as Document No. gage, or any part thereof or has been 2047915. discontinued; that there is due and A S S I G N M E N T S O F M O R T G A G E : claimed to be due upon said mortgage Assigned to: TCF Mortgage Corpora- the sum of $418,958.34 as of March tion, Dated: June 21, 2002, Recorded: 26, 2010, which includes interest to J u l y 1 0 , 2 0 0 2 , D o c u m e n t N o . the date hereof; and that pursuant to 1914427. And thereafter assigned to: the power of sale therein contained, Mortgage Electronic Registration Sys- said mortgage will be foreclosed and t e m s , I n c . , D a t e d : M a y 2 , 2 0 0 6 , the tract of land and fixtures and perRecorded: May 8, 2006, Document No. sonal property secured by said mort2426754. And thereafter assigned to: gage lying and being in the County of U.S. Bank, N.A., Dated: February 15, Dakota, State of Minnesota, described 2010. as follows, to wit: TRANSACTION AGENT: NONE Lot 3, Block 4 and Lot 7, Block 5 and TRANSACTION AGENT'S MORTLot 9, Block 7 and Lot 2, Block 9, GAGE IDENTIFICATION NUMBER ON Parkview Ponds, Dakota County, MORTGAGE: NONE Minnesota LENDER OR BROKER AND MORT- will be sold by the Sheriff of Dakota G A G E O R I G I N A T O R S T A T E D O N County at public auction on the 29th M O R T G A G E : R i v e r C i t y M o r t g a g e day of April, 2010, at 10:00 o'clock Corp. a.m. at the Sheriff's Main Office, Law R E S I D E N T I A L M O R T G A G E S E R - Enforcement Center, located at 1580 VICER: U.S. Bank Home Mortgage West Highway 55, Hastings, Minnesota MORTGAGED PROPERTY ADDRESS: in said state and county, to pay the 601 Portland Place, Burnsville, MN debt then secured by said mortgage 55337 and taxes, if any, on said premises and T A X P A R C E L I . D . # : the costs and disbursements, includ02-84806-230-01 ing attorney's fees allowed by law, subLEGAL DESCRIPTION OF PROP- ject to redemption within TWO (2) ERTY: MONTHS from said date of sale by the Lot 23, Block 1, Wood Park Plat mortgagor, its successors or assigns. Seven, according to the recorded plat E a c h h o l d e r o f a j u n i o r l i e n m a y thereof, Dakota County, Minnesota. redeem in the order and manner proCOUNTY IN WHICH PROPERTY IS vided in Minnesota Statutes 582.32 LOCATED:Dakota Subd. 9, beginning after the expiration ORIGINAL PRINCIPAL AMOUNT OF of the mortgagor's two month redempMORTGAGE:$140,780.00 tion period. AMOUNT DUE AND CLAIMED TO BE Dated: March 26, 2010 DUE AS OF DATE OF NOTICE, INCLUDCENTRAL BANK ING TAXES, IF ANY, PAID BY MORTMortgagee GAGEE:$136,295.53 WILFORD & GESKE, P.A. That prior to the commencement of By __/s/ Eric D. Cook_________ this mortgage foreclosure proceeding Eric D. Cook, #218807 Mortgagee/Assignee of Mortgagee com- Attorneys for Mortgagee plied with all notice requirements as 8425 Seasons Parkway required by statute; That no action or Suite 105 proceeding has been instituted at law Woodbury, Minnesota 55125 o r o t h e r w i s e t o r e c o v e r t h e d e b t 2127954 4/1-4/22/10 secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above NOTICE OF described property will be sold by the MORTGAGE FORECLOSURE SALE Sheriff of said county as follows: THE RIGHT TO VERIFICATION DATE AND TIME OF SALE: April 22, OF THE DEBT AND IDENTITY OF 2010 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law THE ORIGINAL CREDITOR WITHIN Enforcement Center, 1580 Hwy 55, THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. Lobby #S-100, Hastings, MN NOTICE IS HEREBY GIVEN, that to pay the debt then secured by said Mortgage, and taxes, if any, on said default has occurred in conditions of premises, and the costs and disburse- the following described mortgage: DATE OF MORTGAGE: April 16, 2004 ments, including attorneys' fees MORTGAGOR: S t e v e n W . B e r g , a allowed by law subject to redemption within six (6) months from the date of single person. MORTGAGEE: ABN AMRO Mortgage said sale by the mortgagor(s), their personal representatives or assigns Group, Inc n/k/a CitiMortgage, Inc. DATE AND PLACE OF RECORDING: unless reduced to Five (5) weeks under Registered May 13, 2004, Dakota MN Stat. §580.07. County Registrar of Titles, Document TIME AND DATE TO VACATE PROPE R T Y : I f t h e r e a l e s t a t e i s a n No. 536805, Certificate of Title No. owner-occupied, single-family dwell- 120011. ASSIGNMENTS OF MORTGAGE: ing, unless otherwise provided by law,

PUBLIC NOTICE

the date on or before which the mortgagor(s) must vacate the property if the

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�� $226,088.49 THAT all pre-foreclosure �� ASSIGNMENTS OF MORTGAGE: NONE Said Mortgage being Registered Land. TRANSACTION AGENT: NONE TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: NONE LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: ABN AMRO Mortgage Group, Inc n/k/a CitiMortgage, Inc RESIDENTIAL MORTGAGE SERVICER: CitiMortgage, Inc. MORTGAGED PROPERTY ADDRESS: 251 Carriage Lane, Burnsville, MN 55306 TAX PARCEL I.D. #: 02-16402-100-02 LEGAL DESCRIPTION OF PROPERTY: Lot 10, Block 2, Carriage Place Third Addition COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $243,200.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $242,845.12 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: April 20, 2010 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on October 20, 2010. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: February 11, 2010. CitiMortgage, Inc. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 10-3305 644011304 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2084894 2/25-4/1/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: March 21, 2006 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $195,250.00 MORTGAGOR(S): Kelly J. Snook and Tesha M. Snook, husband and wife MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded: April 20, 2006 Dakota County Recorder Document Number: 2421873 ASSIGNMENTS OF MORTGAGE: And assigned to: CitiMortgage, Inc. Dated: November 17, 2008 Recorded: November 21, 2008 Dakota County Recorder Document Number: 2623875 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100011520034689747 Lender or Broker: CitiMortgage, Inc. Residential Mortgage Servicer: CitiMortgage, Inc. Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 1660 Stickney Ave, South Saint Paul, MN 55075-1061 Tax Parcel ID Number: 36-62760-300-03 LEGAL DESCRIPTION OF PROPERTY: North Half of Lot 29 and all of Lot 30 in Block 3 of Radants Subdivision of Lots 1 and 19 of Albreghts Outlots, Dakota County, Minnesota. AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $226,088.49

requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: April 15, 2010 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on October 15, 2010, or the next business day if October 15, 2010 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: February 25, 2010 ASSIGNEE OF MORTGAGEE: CitiMortgage, Inc. Wilford & Geske, P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 008856F02 2080539 2/25-4/1/10

PUBLIC NOTICE

said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on October 15, 2010. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: February 12, 2010. CitiMortgage, Inc. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 10-3267 633171112 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2079374 2/25-4/1/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE:May 4, 2007 MORTGAGOR:Michael Elliott, a married person. MORTGAGEE:J P M o r g a n C h a s e Bank, N.A. DATE AND PLACE OF RECORDING: Recorded May 21, 2007, Dakota County Recorder, Document No. 2518394. ASSIGNMENTS OF MORTGAGE: Assigned to: Chase Home Finance LLC, Dated: January 27, 2010. TRANSACTION AGENT: NONE TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: NONE LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: JPMorgan Chase Bank, N.A. RESIDENTIAL MORTGAGE SERVICER: Chase Home Finance LLC MORTGAGED PROPERTY ADDRESS: 1487 Woodhill Road, Burnsville, MN 55337 T A X P A R C E L I . D . # : 02-82203-060-01 LEGAL DESCRIPTION OF PROPERTY: Lot 6 in Block 1 of Vista View 4th Addition, according to the plat thereof now on file and of record in the office of the Registrar of Deeds within and for said Dakota County, Minnesota. COUNTY IN WHICH PROPERTY IS LOCATED:Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE:$172,500.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE:$177,889.42 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: April 13, 2010 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on October 13, 2010. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE:None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDI-

REDUCED TO FIVE WEEKS IF A JUDI CIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: February 10, 2010. Chase Home Finance LLC Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 30-7820 1064159441 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2084996 2/25-4/1/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: May 17, 2007 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $330,400.00 MORTGAGOR(S): Brian M. Stromback and Ellen A. Stromback, husband and wife MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded: July 03, 2007 Dakota County Recorder Document Number: 2528056 ASSIGNMENTS OF MORTGAGE: And assigned to: U.S. Bank National Association Dated: March 23, 2010 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100021268000844478 Lender or Broker: Gopher State Mortgage Corporation Residential Mortgage Servicer: U.S. Bank Home Mortgage Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 16391 Fallbrook Dr, Farmington, MN 55024-8872 Tax Parcel ID Number: 22-20980-010-02 LEGAL DESCRIPTION OF PROPERTY: Lot 1, Block 2, Dodd Valley Estates, according to the recorded plat thereof, Dakota County, Minnesota. AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $340,158.10 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: May 20, 2010 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on November 20, 2010, or the next business day if November 20, 2010 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: April 01, 2010 ASSIGNEE OF MORTGAGEE: U.S. Bank National Association Wilford & Geske, P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 013307F01 2129379 4/1-5/6/10

PUBLIC NOTICE PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: April 2, 2003 MORTGAGOR: Nanci Virgin, a single person. MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded July 29, 2003, Dakota County Recorder, Document No. 2085842. ASSIGNMENTS OF MORTGAGE: Assigned to: Nationstar Mortgage LLC, Dated: January 11, 2010. TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100037506544349104 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: GMAC Mortgage Corporation RESIDENTIAL MORTGAGE SERVICER: NationStar Mortgage, LLC MORTGAGED PROPERTY ADDRESS: 12950 Echo Lane, Apple Valley, MN 55124 TAX PARCEL I.D. #: 013415101204 LEGAL DESCRIPTION OF PROPERTY: Unit 12, Condominium No. 98, Hunter's Run Villas. COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $115,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $82,925.49 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: March 25, 2010 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on September 27, 2010. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: January 26, 2010. Nationstar Mortgage LLC Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 21-37 0596476357 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE Pursuant to the provisions of Minnesota Statutes 580.07, the foregoing foreclosure sale is postponed until June 29, 2010 at 10:00 am at the Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN, in said county and state. Dated: March 29, 2010. Nationstar Mortgage LLC Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 21-37 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2129319 4/1/10

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: January 26, 2007 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $239,600.00 MORTGAGOR(S): Bradley James Bahe and Kari Lee Bahe, husband and wife MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF REGISTERING: Registered: February 12, 2007 Dakota County Registrar of Titles Document Number: 605798 ASSIGNMENTS OF MORTGAGE: And assigned to: BAC Home Loans Servicing, LP Dated: February 12, 2010 Registered: February 16, 2010 Dakota County Registrar of Titles Document Number: T658066 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100257000001145109 Lender or Broker: VIRTUALBANK, a Division of Lydian Private Bank Residential Mortgage Servicer: BAC Home Loans Servicing, L.P. Mortgage Originator: Not Applicable CERTIFICATE OF TITLE NUMBER: 141978 COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 13600 Hemlock Ct, Apple Valley, MN 55124-9580 Tax Parcel ID Number: 01-56775-250-03 LEGAL DESCRIPTION OF PROPERTY: Lot Twenty-five (25), Block Three (3), in Palomino Woods, Dakota County, Minnesota AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $240,091.39 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; that this is registered property; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: April 02, 2010 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on October 22, 2010, or the next business day if October 22, 2010 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: February 18, 2010 ASSIGNEE OF MORTGAGEE: BAC Home Loans Servicing, LP Wilford & Geske, P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 012681F01 NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for April 02, 2010 at 10:00 AM has been postponed to April 22, 2010 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State. DATED: April 02, 2010 ASSIGNEE OF MORTGAGEE: BAC Home Loans Servicing, LP Wilford & Geske, P.A. Attorneys for Assignee Of Mortgagee: Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 012681F01 2128996 4/1/10

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PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: J a n u a r y 1 0 , 2007 MORTGAGOR: T r a v i s G i l l u n d , a single person. MORTGAGEE: Chase Bank USA, N.A. DATE AND PLACE OF RECORDING: Recorded February 28, 2007, Dakota County Recorder, Document No. 2499698. ASSIGNMENTS OF MORTGAGE: Assigned to: Chase Home Finance LLC, Dated: January 13, 2010 . TRANSACTION AGENT: NONE TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: NONE LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Chase Bank USA, N.A. RESIDENTIAL MORTGAGE SERVICER: Chase Home Finance, LLC MORTGAGED PROPERTY ADDRESS: 13516 Aldrich Avenue South, Burnsville, MN 55337 TAX PARCEL I.D. #: 02-42701-091-01 LEGAL DESCRIPTION OF PROPERTY: North 84 feet of Lot 9, Block 1, Knob Hill II, Dakota County, Minnesota. COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $181,600.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $188,939.54 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: March 25, 2010 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on September 27, 2010. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: January 25, 2010. Chase Home Finance, LLC Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 75-3887 24145930 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE Pursuant to the provisions of Minnesota Statutes 580.07, the foregoing foreclosure sale is postponed until April 29, 2010 at 10:00 am at the Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN, in said county and state. Dated: March 26, 2010. Chase Home Finance, LLC Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 75-3887 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2126990 4/1/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: June 24, 2005 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $176,000.00 MORTGAGOR(S): Balla M. Musa and Seham A. Nabry, husband and wife MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded: July 06, 2005 Dakota County Recorder Document Number: 2337431 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100026900100793438 Lender or Broker: Bell America Mortgage, LLC dba Bell Mortgage Residential Mortgage Servicer: Aurora Loan Services, LLC Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 13313 Morgan Ave S, Burnsville, MN 55337-2095 Tax Parcel ID Number: 02-32850-040-01 LEGAL DESCRIPTION OF PROPERTY: Lot 4, Block 1, Highland Five Estates, Dakota County, Minnesota. AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $174,983.69 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: May 14, 2010 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on November 14, 2010, or the next business day if November 14, 2010 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: April 01, 2010 MORTGAGEE: Mortgage Electronic Registration Systems, Inc. Wilford & Geske, P.A. Attorneys for Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 006914F02 2125733 4/1-5/6/10

PUBLIC NOTICE

RESIDENTIAL MORTGAGE SER VICER: CitiMortgage, Inc. MORTGAGED PROPERTY ADDRESS: 189 Linden Drive, Apple Valley, MN 55124 T A X P A R C E L I . D . # : 01-11700-210-03 LEGAL DESCRIPTION OF PROPERTY: Lot 21, Block 3 in Apple Valley. Dakota County COUNTY IN WHICH PROPERTY IS LOCATED:Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE:$209,600.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE:$220,727.54 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: April 21, 2010 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on October 21, 2010. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE:None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: February 15, 2010. CitiMortgage, Inc. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 10-3289 5003742021 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2084724 2/25-4/1/10

PUBLIC NOTICE

NOTICE OF ASSESSMENT LIEN FORECLOSURE SALE Date: February 1, 2010 YOU ARE NOTIFIED THAT: 1. Default has occurred in the terms and conditions of the Declaration for Pinnacle Deckhomes Association (hereinafter the "Association") which was recorded as Document No. 360559 on September 23, 1997, in the Office of the Dakota County Registrar of Titles, as amended, and also, pursuant to Minn. Stat. §515B.3-116, covering the following property: LEGAL DESCRIPTION: Unit No. 5, CIC No. 204, Pinnacle Deckhomes Condominium, a condominium, located in the County of Dakota S T R E E T A D D R E S S : 7285 Bond Way, Inver Grove Heights, MN 55076 TAX PARCEL ID NUMBER: 20-58200-005-03 2. Pursuant to said Declaration, there is claimed to be due and owing as of February 1, 2010, from Lori A. Wolff, title holder, to the Association, a Minnesota non-profit corporation, the a m o u n t o f $2,452.00 for unpaid association dues, late fees, attorneys fees and costs, plus any other such amounts that will accrue after February 1, 2010, and other costs of collection and foreclosure which will be added to the amount claimed due and owing at the time of the sale herein. 3. No action is now pending at law or otherwise to recover said debt or any part thereof. 4. That all preforeclosure requirements have been met. 5. The owner has not been released from her financial obligation to pay said amount. 6. The Declaration, referenced above, and Minn. Stat. §§515B.3-115 and 515B.3-116 provide for a continuing lien against the property. A Notice of Lien evidencing the amount due was recorded on January 30, 2007 as Document No. 605318 in the Dakota County Registrar of Titles' Office, which Lien was amended and

which Lien was amended and r e c o r d e d o n O c t o b e r 1 3 , 2 0 0 9 , as Document No. T652376 in the Dakota County Registrar of Titles' Office. 7. Pursuant to the power of sale contained in the same Declaration and granted by the owner in taking title to the premises subject to said Declaration and pursuant to Minn. Stat. §§515B.3-115 and 515B.3-116, said Lien will be foreclosed by the sale of said property by the Sheriff of Dakota County, at the Dakota County Sheriffs Office, Dakota County Law Enforcement Center, 1580 Highway 55 Lobby S-100, Hastings, MN 55033, on the 21st day of April, 2010, at 10:00 a.m. at public auction to the highest bidder, to pay the amount then due for said assessments, together with the costs of foreclosure, including attorneys fees as allowed by law. 8. T h e t i m e a l l o w e d b y l a w f o r redemption by the unit owner, his personal representatives or assigns is six (6) months from the date of sale. The date and time to vacate the property is 11:59 p.m. on October 21, 2010, if the account is not reinstated or the owner does not redeem from the foreclosure sale. REDEMPTION NOTICE THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. 9. THIS IS A COMMUNICATION FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. PINNACLE DECKHOMES ASSOCIATION Attorneys for Pinnacle Deckhomes Association: THOMSEN & NYBECK, P.A. By: ________________________________ Gretchen S. Schellhas (#195595) 3600 American Blvd. West, Suite 400 Bloomington, Minnesota 55431 (952) 835-7000 (Pinnacle Deckhomes/Wolff/07-7-031D)

2083787

2/25-4/1/10

PUBLIC NOTICE

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��USED �� IN �� AGRICULTURAL E R T Y : I f t h e r e a�� l e s t a t e �� i s a n PROPERTY owner-occupied, single-family dwell- P R O D U C T I O N , A N D A R E ing, unless otherwise provided by law, ABANDONED." Dated: February 19, 2010. the date on or before which the mortHousehold Industrial Finance gagor(s) must vacate the property if the mortgage is not reinstated under secCompany tion 580.30 or the property is not Mortgagee/Assignee of Mortgagee redeemed under section 580.23 is USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden 11:59 p.m. on October 22, 2010. MORTGAGOR(S) RELEASED FROM Attorneys for Mortgagee/Assignee of FINANCIAL OBLIGATION ON MORT- Mortgagee 4500 Park Glen Road #300 GAGE: None "THE TIME ALLOWED BY LAW FOR Minneapolis, MN 55416 REDEMPTION BY THE MORTGAGOR, (952) 925-6888 THE MORTGAGOR'S PERSONAL REP- 43-440 RESENTATIVES OR ASSIGNS, MAY BE 54170200595287 REDUCED TO FIVE WEEKS IF A JUDI- THIS IS A COMMUNICATION FROM CIAL ORDER IS ENTERED UNDER A DEBT COLLECTOR. 2/25-4/1/10 MINNESOTA STATUTES, SECTION 2084955 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL NOTICE OF MORTGAGE P R O D U C T I O N , A N D A R E FORECLOSURE SALE ABANDONED." NOTICE IS HEREBY GIVEN that Dated: February 17, 2010. default has occurred in the conditions CitiMortgage, Inc. of the following described mortgage: Mortgagee/Assignee of Mortgagee DATE OF MORTGAGE: March 09, USSET, WEINGARDEN AND LIEBO, P.L.L.P. 2005 By: Paul A. Weingarden ORIGINAL PRINCIPAL AMOUNT OF Attorneys for Mortgagee/Assignee of MORTGAGE: $234,000.00 Mortgagee MORTGAGOR(S): Alan Wayne Martin 4500 Park Glen Road #300 and Sandra T Martin, husband and wife Minneapolis, MN 55416 MORTGAGEE: Mortgage Electronic (952) 925-6888 Registration Systems, Inc. 10-3337 DATE AND PLACE OF RECORDING: 655382329 Recorded: April 22, 2005 Dakota THIS IS A COMMUNICATION FROM County Recorder A DEBT COLLECTOR. Document Number: 2314980 2084826 2/25-4/1/10 ASSIGNMENTS OF MORTGAGE: And assigned to: Deutsche Bank National Trust Company, as Indenture Trustee, on behalf of the holders of the NOTICE OF MORTGAGE Accredited Mortgage Loan Trust FORECLOSURE SALE THE RIGHT TO VERIFICATION 2005-2 Asset Backed Notes Dated: March 16, 2010 OF THE DEBT AND IDENTITY OF Transaction Agent: Mortgage ElecTHE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS tronic Registration Systems, Inc. Transaction Agent Mortgage IdentifiNOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that cation Number: 100176105030231693 default has occurred in conditions of Lender or Broker: Accredited Home the following described mortgage: Lenders, Inc. DATE OF MORTGAGE:A u g u s t 2 6 , Residential Mortgage Servicer: Select 2004 Portfolio Servicing MORTGAGOR:Danyel L. Bergjord, a Mortgage Originator: Not Applicable single person. COUNTY IN WHICH PROPERTY IS MORTGAGEE:Household Industrial LOCATED: Dakota Finance Company. Property Address: 19425 Everest DATE AND PLACE OF RECORDING: Path, Farmington, MN 55024-7106 Recorded September 16, 2004, Tax Parcel ID Number: Dakota County Recorder, Document 14-77500-060-04 No. 2248215. LEGAL DESCRIPTION OF PROPA S S I G N M E N T S O F ERTY: Lot 6, Block 4, Troyhill, Dakota MORTGAGE:NONE County, Minnesota. TRANSACTION AGENT: NONE AMOUNT DUE AND CLAIMED TO BE TRANSACTION AGENT'S MORT- D U E A S O F D A T E O F N O T I C E : GAGE IDENTIFICATION NUMBER ON $247,802.11 MORTGAGE: NONE THAT all pre-foreclosure requireLENDER OR BROKER AND MORT- ments have been complied with; that G A G E O R I G I N A T O R S T A T E D O N no action or proceeding has been instiMORTGAGE: Household Industrial tuted at law or otherwise to recover the Finance Company debt secured by said mortgage, or any R E S I D E N T I A L M O R T G A G E S E R - part thereof; VICER: HSBC Consumer Lending PURSUANT to the power of sale conMORTGAGED PROPERTY ADDRESS: t a i n e d i n s a i d m o r t g a g e , t h e 15549 Flyboat Lane, Apple Valley, MN above-described property will be sold 55124 by the Sheriff of said county as folT A X P A R C E L I . D . # : lows: 01-63402-063-50 DATE AND TIME OF SALE: May 07, LEGAL DESCRIPTION OF PROP- 2010 at 10:00 AM ERTY: PLACE OF SALE: Dakota County Unit No. 63, CIC No. 282, Regatta Vil- Law Enforcement Center, 1580 Highlage Homes, Dakota County, Minne- way 55, Lobby S-100, Hastings, Minnesota. sota COUNTY IN WHICH PROPERTY IS to pay the debt secured by said mortLOCATED:Dakota gage and taxes, if any, on said preORIGINAL PRINCIPAL AMOUNT OF mises and the costs and disburseMORTGAGE:$150,808.53 ments, including attorney fees allowed AMOUNT DUE AND CLAIMED TO BE by law, subject to redemption within DUE AS OF DATE OF NOTICE, INCLUD- six (6) months from the date of said ING TAXES, IF ANY, PAID BY MORT- sale by the mortgagor(s), their perGAGEE:$149,182.12 sonal representatives or assigns. That prior to the commencement of If the Mortgage is not reinstated this mortgage foreclosure proceeding under Minn. Stat. §580.30 or the propMortgagee/Assignee of Mortgagee com- erty is not redeemed under Minn. Stat. plied with all notice requirements as §580.23, the Mortgagor must vacate required by statute; That no action or the property on or before 11:59 p.m. on proceeding has been instituted at law November 07, 2010, or the next busio r o t h e r w i s e t o r e c o v e r t h e d e b t ness day if November 07, 2010 falls on secured by said mortgage, or any part a Saturday, Sunday or legal holiday. thereof; Mortgagor(s) released from financial PURSUANT to the power of sale con- obligation: NONE tained in said mortgage, the above THIS COMMUNICATION IS FROM described property will be sold by the A DEBT COLLECTOR ATTEMPTSheriff of said county as follows: ING TO COLLECT A DEBT. ANY DATE AND TIME OF SALE: April 21, INFORMATION OBTAINED WILL BE 2010 at 10:00 AM USED FOR THAT PURPOSE. PLACE OF SALE:Sheriff's Office, Law THE RIGHT TO VERIFICATION OF Enforcement Center, 1580 Hwy 55, THE DEBT AND IDENTITY OF THE Lobby #S-100, Hastings, MN ORIGINAL CREDITOR WITHIN THE to pay the debt then secured by said T I M E P R O V I D E D B Y L A W I S N O T Mortgage, and taxes, if any, on said AFFECTED BY THIS ACTION. premises, and the costs and disburseTHE TIME ALLOWED BY LAW FOR m e n t s , i n c l u d i n g a t t o r n e y s ' f e e s REDEMPTION BY THE MORTGAGOR, allowed by law subject to redemption THE MORTGAGOR'S PERSONAL REPwithin six (6) months from the date of RESENTATIVES OR ASSIGNS, MAY BE said sale by the mortgagor(s), their REDUCED TO FIVE WEEKS IF A JUDIpersonal representatives or assigns CIAL ORDER IS ENTERED UNDER unless reduced to Five (5) weeks under MINNESOTA STATUTES, SECTION MN Stat. §580.07. 582.032, DETERMINING, AMONG TIME AND DATE TO VACATE PROP- OTHER THINGS, THAT THE MORTE R T Y : I f t h e r e a l e s t a t e i s a n GAGED PREMISES ARE IMPROVED owner-occupied, single-family dwell- WITH A RESIDENTIAL DWELLING OF ing, unless otherwise provided by law, LESS THAN FIVE UNITS, ARE NOT the date on or before which the mort- PROPERTY USED IN AGRICULTURAL gagor(s) must vacate the property if the PRODUCTION, AND ARE ABANDONED. mortgage is not reinstated under secDATED: March 25, 2010 tion 580.30 or the property is not ASSIGNEE OF MORTGAGEE: redeemed under section 580.23 is Deutsche Bank National Trust 11:59 p.m. on October 21, 2010. Company, as Indenture MORTGAGOR(S) RELEASED FROM Trustee, on behalf of the FINANCIAL OBLIGATION ON MORTholders of the Accredited GAGE:None Mortgage L o a n T r u s t 2 0 0 5 - 2 "THE TIME ALLOWED BY LAW FOR Asset Backed Notes REDEMPTION BY THE MORTGAGOR, Wilford & Geske, P.A. THE MORTGAGOR'S PERSONAL REP- Attorneys for Assignee of Mortgagee RESENTATIVES OR ASSIGNS, MAY BE Lawrence A. Wilford REDUCED TO FIVE WEEKS IF A JUDI- James A. Geske CIAL ORDER IS ENTERED UNDER 8425 Seasons Parkway, Suite 105 MINNESOTA STATUTES, SECTION Woodbury, MN 55125-4393 5 8 2 . 0 3 2 , D E T E R M I N I N G , A M O N G (651) 209-3300 OTHER THINGS, THAT THE MORT- File Number: 013332F01 GAGED PREMISES ARE IMPROVED 2121827 4/1-5/6/10 WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL ��

PUBLIC NOTICE

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PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE:F e b r u a r y 2 , 2001 MORTGAGOR:John E. Mahoney, a single individual. MORTGAGEE:Voyageur Financial, Inc. DATE AND PLACE OF RECORDING: Recorded February 26, 2001, Dakota County Recorder, Document No. 1753664. ASSIGNMENTS OF MORTGAGE: Assigned to: ABN Amro Mortgage Group, Inc., Dated: February 2, 2001, Recorded: February 26, 2001, Document No. 1753665. And thereafter assigned to: Mortgage Electronic Registration Systems, Inc., Dated: April 23, 2002, Recorded: May 9, 2002, Document No. 1894289. And thereafter assigned to: JPMorgan Chase Bank, National Association, Dated: March 4, 2010 TRANSACTION AGENT: NONE TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: NONE LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Voyageur Financial, Inc. RESIDENTIAL MORTGAGE SERVICER: JPMorgan Chase Bank, National Association MORTGAGED PROPERTY ADDRESS: 13510 Aldrich Avenue, Burnsville, MN 55337 T A X P A R C E L I . D . # : 02-42701-071-01 LEGAL DESCRIPTION OF PROPERTY: That part of Lot 7, Block 1, Knob Hill II, lying South of a line drawn from a point on the East line of said lot distant 52.62 feet North, as measured along said East line, of the Southeast corner of said lot to a point on the West line of said lot distant 52.16 feet North, as measured along said West line, of the Southwest corner of said lot COUNTY IN WHICH PROPERTY IS LOCATED:Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE:$110,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE:$97,375.17 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: May 14, 2010 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on November 15, 2010 . MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE:None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: March 18, 2010. JPMorgan Chase Bank, N.A. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 60-2814 5300982104 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2130073 4/1-5/6/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: December 26, 2008 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $210,100.00 MORTGAGOR(S): Bryan S. Bailey and Leah K. Bailey, husband and wife MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded: January 07, 2009 Dakota County Recorder Document Number: 2629749 ASSIGNMENTS OF MORTGAGE: And assigned to: BAC Home Loans Servicing, LP Dated: March 24, 2010 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 1000269-0014110301-9 Lender or Broker: Bell America Morgage LLC DBA Bell Mortgage Residential Mortgage Servicer: BAC Home Loans Servicing, L.P. Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 13667 Brick Path, Rosemount, MN 55068-2471 Tax Parcel ID Number: 34.32075.173.10 LEGAL DESCRIPTION OF PROPERTY: Unit No.173, Common Interest Community No. 489, Harmony East, A Condominium, Dakota Couny, Minnesota. AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $220,246.20 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: May 14, 2010 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on November 14, 2010, or the next business day if November 14, 2010 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: April 01, 2010 ASSIGNEE OF MORTGAGEE: BAC Home Loans Servicing, LP Wilford & Geske, P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 012600F01 2122587 4/1-5/6/10

PUBLIC NOTICE

TRANSACTION AGENT S MORT GAGE IDENTIFICATION NUMBER ON MORTGAGE: 100020000450032176 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Burnet Home Loans RESIDENTIAL MORTGAGE SERVICER: CitiMortgage, Inc. MORTGAGED PROPERTY ADDRESS: 2400 125th Street East, Burnsville, MN 55337 TAX PARCEL I.D. #: 02-81920-210-04 LEGAL DESCRIPTION OF PROPERTY: Lot Twenty-one, Block four in Villaburne COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $245,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $245,697.13 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: April 22, 2010 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on October 22, 2010. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: February 17, 2010. CitiMortgage, Inc. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 10-3318 1120062515 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2084923 2/25-4/1/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: May 19, 2006 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $220,000.00 MORTGAGOR(S): Daniel T Ghebrihiwot, a married man MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF REGISTERING: Registered: December 04, 2006 Dakota County Registrar of Titles Document Number: 602041 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100075420040055343 Lender or Broker: Homestead Mortgage Corporation Residential Mortgage Servicer: GMAC Mortgage, LLC Mortgage Originator: Not Applicable CERTIFICATE OF TITLE NUMBER: 141397 COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 115 Shoshoni Trl, Apple Valley, MN 55124-9754 Tax Parcel ID Number: 01-56602-050-05 LEGAL DESCRIPTION OF PROPERTY: Lot 5, Block 5, in Palomino Hills 3rd Addition, Dakota County, Minnesota. AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $229,119.68 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; that this is registered property; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold

above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: April 09, 2010 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on October 09, 2010, or the next business day if October 09, 2010 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: February 25, 2010 MORTGAGEE: Mortgage Electronic Registration Systems, Inc. Wilford & Geske, P.A. Attorneys for Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 012610F01 2081264 2/25-4/1/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: December 23, 2004 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $140,088.00 MORTGAGOR(S): Nicholas J. Benson, a single person MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded: February 01, 2005 Dakota County Recorder Document Number: 2291282 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100015901074373390 Lender or Broker: CTX Mortgage Company, LLC Residential Mortgage Servicer: Aurora Loan Services, LLC Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 4886 Bitterman Path, Inver Grove Heights, MN 55076-1318 Tax Parcel ID Number: 20 44026 703 09 LEGAL DESCRIPTION OF PROPERTY: Unit No. 9703, Lafayette Park East, Common Interest Community No. 434, Dakota County, Minnesota AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $149,208.13 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: April 09, 2010 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on October 09, 2010, or the next business day if October 09, 2010 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM

THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: February 25, 2010 MORTGAGEE: Mortgage Electronic Registration Systems, Inc. Wilford & Geske, P.A. Attorneys for Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 008124F03 2082754 2/25-4/1/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: March 12, 2004 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $152,500.00 MORTGAGOR(S): Lori M. Johnson, single woman MORTGAGEE: Bank of America, N.A. DATE AND PLACE OF RECORDING: Recorded: April 07, 2004 Dakota County Recorder Document Number: 2192293 Transaction Agent: Not Applicable Transaction Agent Mortgage Identification Number: Not Applicable Lender or Broker: Bank of America, N.A. Residential Mortgage Servicer: BAC Home Loans Servicing, L.P. Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 1643 City View Dr # 11, Eagan, MN 55121-1701 Tax Parcel ID Number: 10-41300-011-07 LEGAL DESCRIPTION OF PROPERTY: Unit 11, Common Interest Community Number 347, a Planned Community, Valley Ridge Townhomes, Dakota County, Minnesota. AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $146,280.68 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: May 14, 2010 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on November 14, 2010, or the next business day if November 14, 2010 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: April 01, 2010 MORTGAGEE: Bank of America, N.A. Wilford & Geske, P.A. Attorneys for Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 012634F01 2122561 4/1-5/6/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE:M a r c h 2 0 , 2006 MORTGAGORS:Jesus Sanchez and Carmen G. Sanchez, husband and wife. MORTGAGEE:Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Registered April 3, 2006, Dakota County Registar of Titles, Document No. 587351, on Certificate No. 130928 ASSIGNMENTS OF MORTGAGE: Assigned to: JPMorgan Chase Bank, National Association, Dated: March 8, 2010 Said Mortgage Being Upon Registered Land TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100015700065792679 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: America's Wholesale Lender RESIDENTIAL MORTGAGE SERVICER: JPMorgan Chase Bank, National Association MORTGAGED PROPERTY ADDRESS: 2205 Wentworth Avenue, South Saint Paul, MN 55075 T A X P A R C E L I . D . # : 36-53450-051-01 LEGAL DESCRIPTION OF PROPERTY: Lot 5 except the East 5 feet of said Lot 5 in Block 1 in Oak Park Addition COUNTY IN WHICH PROPERTY IS LOCATED:Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE:$185,250.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE:$208,182.46 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: May 14, 2010 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on November 15, 2010 . MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE:None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: March 18, 2010. JPMorgan Chase Bank, N.A. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 60-2828 5304572703 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2129976 4/1-5/6/10

PUBLIC NOTICE

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DATE OF MORTGAGE:June 3, 2003 MORTGAGORS:B r i a n P . S t r a n s k y and Debra Stransky, husband and wife. MORTGAGEE:Primary Residential Mortgage, Inc.. DATE AND PLACE OF RECORDING: Recorded August 6, 2003, Dakota County Recorder, Document No. 2089968. ASSIGNMENTS OF MORTGAGE: Assigned to: Mortgage Electronic Registration Systems, Inc., Dated: August 19, 2003, Recorded: October 6, 2004, Document No. 2255116. And thereafter assigned to: U.S. Bank, N.A., Dated: February 9, 2010. TRANSACTION AGENT: NONE TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: NONE LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Primary Residential Mortgage, Inc. RESIDENTIAL MORTGAGE SERVICER: U.S. Bank Home Mortgage MORTGAGED PROPERTY ADDRESS: 1272 Deercliff Lane, Eagan, MN 55123 T A X P A R C E L I . D . # : 10-84460-150-03 LEGAL DESCRIPTION OF PROPERTY: Windcrest Addition, Lot 15, Block 3. COUNTY IN WHICH PROPERTY IS LOCATED:Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE:$93,227.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE:$88,269.94 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: April 16, 2010 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on October 18, 2010. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE:None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: February 22, 2010. U.S. Bank, N. A. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 19-731 6003150071 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2092335 3/4-4/8/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: August 16, 2007 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $199,999.00 MORTGAGOR(S): Jason McBride, a single man MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded: August 28, 2007 Dakota County Recorder Document Number: 2540553 ASSIGNMENTS OF MORTGAGE: And assigned to: BAC Home Loans Servicing, LP Dated: February 22, 2010 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100315900000055532 Lender or Broker: River City mortgage & Financial, LLC Residential Mortgage Servicer: BAC Home Loans Servicing, L.P. Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS

COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 3409 156th St W, Rosemount, MN 55068-2580 Tax Parcel ID Number: 34-64575-240-03 LEGAL DESCRIPTION OF PROPERTY: Lot 24, Block 3, Rosemount Commons, Common Interest Community No. 267, according to the recorded plat thereof, Dakota County, Minnesota AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $214,085.10 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: April 16, 2010 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on October 16, 2010, or the next business day if October 16, 2010 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: March 04, 2010 ASSIGNEE OF MORTGAGEE: BAC Home Loans Servicing, LP Wilford & Geske, P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 012924F01 2088194 3/4-4/8/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: February 27, 2004 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $200,000.00 MORTGAGOR(S): Kay McFarland, a single woman MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF REGISTERING: Registered: April 06, 2004 Dakota County Registrar of Titles Document Number: 533924 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100061900000148044 Lender or Broker: Summit Mortgage Corporation Residential Mortgage Servicer: Aurora Loan Services, LLC Mortgage Originator: Not Applicable CERTIFICATE OF TITLE NUMBER: 131346 COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 1710 Monticello Ave, Eagan, MN 55122-1707 Tax Parcel ID Number: 10-16707-110-08 LEGAL DESCRIPTION OF PROPERTY: Lot Eleven (11), Block Eight (8), in Cedar Grove No. 8, Dakota County, Minnesota. AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $207,394.08 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; that this is registered property; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: April 16, 2010 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota

sota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on October 16, 2010, or the next business day if October 16, 2010 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: March 04, 2010 MORTGAGEE: Mortgage Electronic Registration Systems, Inc. Wilford & Geske, P.A. Attorneys for Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 010285F03 2090960 3/4-4/8/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: February 22, 2006 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $515,000.00 MORTGAGOR(S): Laura L Neudecker, an unmarried woman and Gaylen P Johannsen, an unmarried man MORTGAGEE: World Savings Bank, FSB DATE AND PLACE OF REGISTERING: Registered: April 07, 2006 Dakota County Registrar of Titles Document Number: 587633 Transaction Agent: Not Applicable Transaction Agent Mortgage Identification Number: Not Applicable Lender or Broker: World Savings Bank, FSB Residential Mortgage Servicer: Wachovia Mortgage, FSB Mortgage Originator: Not Applicable CERTIFICATE OF TITLE NUMBER: 129946 COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 13901 Frontier Ln, Burnsville, MN 55337-4743 Tax Parcel ID Number: 02-22680-080-01 LEGAL DESCRIPTION OF PROPERTY: Lot Eight (8) in Block One (1) in Echo Valley AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $574,359.07 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; that this is registered property; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: April 16, 2010 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on October 16, 2010, or the next business day if October 16, 2010 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REP-

THE MORTGAGOR S PERSONAL REP RESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: March 04, 2010 MORTGAGEE: Wells Fargo Bank, N.A. successor by merger to Wells Fargo Bank Southwest, N.A. formerly known as Wachovia Mortgage, FSB fka World Savings Bank, FSB Wilford & Geske, P.A. Attorneys for Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 011854F01 2091145 3/4-4/8/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: July 21, 2006 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $236,089.00 MORTGAGOR(S): Jason D Minks, an unmarried man, Kimberly J. Sondergard, an unmarried woman MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded: August 08, 2006 Dakota County Recorder Document Number: 2451946 ASSIGNMENTS OF MORTGAGE: And assigned to: BAC Home Loans Servicing, L.P. Dated: August 13, 2009 Recorded: August 31, 2009 Dakota County Recorder Document Number: 2681452 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100020000350908103 Lender or Broker: PHH Home Loans, Inc. Residential Mortgage Servicer: BAC Home Loans Servicing, L.P. Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 4435 Upper 156th St W, Rosemount, MN 55068-4641 Tax Parcel ID Number: 34-83702-020-02 LEGAL DESCRIPTION OF PROPERTY: Lot 2, Block 2, West Ridge Third Addition, Dakota County, Minnesota. AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $250,110.83 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: May 14, 2010 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on November 14, 2010, or the next business day if November 14, 2010 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: April 01, 2010 ASSIGNEE OF MORTGAGEE: BAC Home Loans Servicing, L.P. Wilford & Geske, P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 007774F02 2127401 4/1-5/6/10

�� ciation, as Trustee for�� J.P. Morgan

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE:A u g u s t 4 , 2005 MORTGAGOR: Anthony Ruddock, a single person. MORTGAGEE:Chase Bank USA, N.A. DATE AND PLACE OF RECORDING: Recorded August 29, 2005, Dakota County Recorder, Document No. 2355780. ASSIGNMENTS OF MORTGAGE: Assigned to: JPMorgan Chase Bank, N.A., Dated: September 25, 2007, Recorded: October 2, 2007, Document No. 2547923. TRANSACTION AGENT: NONE TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: NONE LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Chase Bank USA, N.A. RESIDENTIAL MORTGAGE SERVICER: Chase Home Finance, LLC MORTGAGED PROPERTY ADDRESS: 619 Evergreen Drive, Burnsville, MN 55337 T A X P A R C E L I . D . # : 02-84810-009-01 LEGAL DESCRIPTION OF PROPERTY: Lot 9, Block 1, Wood Park Plat Eleven, Dakota County, Minnesota COUNTY IN WHICH PROPERTY IS LOCATED:Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE:$176,400.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE:$198,598.95 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: May 20, 2010 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on November 22, 2010 . MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE:None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: March 22, 2010. JPMorgan Chase Bank, N.A. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 75-3678 20747069 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2130404 4/1-5/6/10

PUBLIC NOTICE

Mortgage Acquisition Trust 2006-CH2, Asset Backed Pass-Through Certificates, Series 2006-CH2, Dated: February 11, 2010. TRANSACTION AGENT: NONE TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: NONE LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Chase Bank USA, N.A. RESIDENTIAL MORTGAGE SERVICER: Chase Home Finance, LLC MORTGAGED PROPERTY ADDRESS: 16900 West Gerdine Path, Rosemount, MN 55068 TAX PARCEL I.D. #: 2-16701-020-01 LEGAL DESCRIPTION OF PROPERTY: Lot 2, Block 1, Cedar Highlands Second Addition, According to the map or plat thereof on file or of record in the Office of The County Recorder in and for Dakota County, Minnesota. COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $142,500.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $140,973.69 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: April 22 , 2010 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on October 22, 2010. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: February 19, 2010. U.S. Bank National Association, Trustee Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 75-3906 19100825 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2084978 2/25-4/1/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: October 26, 2007 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $364,500.00 MORTGAGOR(S): Petronela Boac and Corneliu Boac, Wife and Husband MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded: November 06, 2007 Dakota County Recorder Document Number: 2554765 ASSIGNMENTS OF MORTGAGE: And assigned to: U.S. Bank National Association Dated: February 18, 2010 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 1000212-7870481027-9 Lender or Broker: Tradition Mortgage Residential Mortgage Servicer: U.S. Bank Home Mortgage Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 19263 Evenston Dr, Farmington, MN 55024-6601 Tax Parcel ID Number: 14-77502-010-02 LEGAL DESCRIPTION OF PROPERTY: Lot 1, Block 2, Troyhill 3rd Addition, Dakota County, Minnesota.

��

�� DATE AND TIME OF SALE: April 15, 2010 at 10:00 AM �� Addition, Dakota County, Minnesota. AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $388,339.28 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: April 09, 2010 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on October 09, 2010, or the next business day if October 09, 2010 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: February 25, 2010 ASSIGNEE OF MORTGAGEE: U.S. Bank National Association Wilford & Geske, P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 012218F01 2084154 2/25-04/1/10

PUBLIC NOTICE

PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on October 15, 2010 . MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE:None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: February 12, 2010. JPMorgan Chase Bank, N.A. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 60-2777 3015793213 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2085022 2/25-4/1/10

PUBLIC NOTICE

said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on October 20, 2010. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE:None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: February 16, 2010. Citibank, N.A., as Trustee Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 75-551 15227432 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2084689 2/25-4/1/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: June 14, 2005 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $350,000.00 MORTGAGOR(S): Peter A Rustad and Susan N Rustad, husband and wife MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded: June 30, 2005 Dakota County Recorder Document Number: 2335832 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100037505828262025 Lender or Broker: GMAC Mortgage Corporation Residential Mortgage Servicer: GMAC Mortgage, LLC Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 12568 Eden Ct, Apple Valley, MN 55124-5747 Tax Parcel ID Number: 01-15150-060-01 LEGAL DESCRIPTION OF PROPERTY: Lot 6, Block 1, Briar Knoll 1st Addition AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $335,780.96 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: April 09, 2010 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on October 09, 2010, or the next business day if October 09, 2010 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF

WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: February 25, 2010 MORTGAGEE: Mortgage Electronic Registration Systems, Inc. Wilford & Geske, P.A. Attorneys for Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 012472F01 2078857 2/25-4/1/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE:May 25, 2006 MORTGAGORS:V e r o n i c a L o u i s e Brown and Willie Brown, wife and husband. MORTGAGEE:Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Registered June 14, 2006, Dakota County Registrar of Titles, Document No. 592198, Certificate of Title No. 136307. ASSIGNMENTS OF MORTGAGE: Assigned to: U.S. Bank National Association, as Trustee for the Structured Asset Securities Corporation 2006-BC2, Dated: February 4, 2010. Said Mortgage being Registered Land. TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100122200002584461 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: BNC Mortgage, Inc. RESIDENTIAL MORTGAGE SERVICER: American Home Mortgage Servicing, Inc MORTGAGED PROPERTY ADDRESS: 812 South 8th Avenue, South Saint Paul, MN 55075 TAX PARCEL I.D. #: 364600005011 LEGAL DESCRIPTION OF PROPERTY: Lot 4 and the North 25 feet of Lot 5 in Block 11 of Lorraine Park Addition to the City of South St. Paul, Dakota County, Minnesota. COUNTY IN WHICH PROPERTY IS LOCATED:Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE:$218,500.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE:$221,503.02 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: May 20, 2010 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on November 22, 2010 . MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE:None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: March 18, 2010. U.S. Bank National Association, Trustee Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 40-3018 0021696612 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2130447 4/1-5/6/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: April 06, 2006 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $209,600.00 MORTGAGOR(S): James M McCune, a single man and Nora J Rodriquez, a single woman MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded: May 18, 2006 Dakota County Recorder Document Number: 2430703 ASSIGNMENTS OF MORTGAGE: And assigned to: U.S. Bank National Association, as successor Trustee to Lasalle Bank National Association, as Trustee, for Thornburg Mortgage Securities Trust 2006-14 Dated: November 11, 2009 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100015700065982874 Lender or Broker: America's Wholesale Lender Residential Mortgage Servicer: BAC Home Loans Servicing, L.P. Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 16941 Gannon Way W, Lakeville, MN 55068 Tax Parcel ID Number: 22-16701-060-02 LEGAL DESCRIPTION OF PROPERTY: Lot 6, Block 2, Cedar Highlands Second Addition, Dakota County, Minnesota. AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $219,127.39 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: May 18, 2010 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on November 18, 2010, or the next business day if November 18, 2010 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: April 01, 2010 ASSIGNEE OF MORTGAGEE: U.S. Bank National Association, as successor Trustee to Lasalle Bank National Association, as Trustee, for Thornburg Mortgage Securities Trust 2006-14 Wilford & Geske, P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 010116F01 2126998 4/1-5/6/10

PUBLIC NOTICE

5. Assignments of Mortgage, if any: Assigned to U.S. Bank National Association, as trustee for the registered holders of WaMu Commercial Mortgage Securities Trust 2006-SL1, Commercial Mortgage Pass-Through Certificates, Series 2006-SL1 by written assignment recorded on March 12, 2007, as Document Number 607198, in the recording office stated in paragraph 4. 6. Tax parcel identification number of the mortgaged premises: 36-45100-090-01 7. Legal description of the mortgaged premises: Parcel I: That part of Lot 9, Block 1, Leonard Addition, according to the recorded plat thereof, which lies Westerly of the following described line: Beginning at the Northeast corner of said Lot 9, Block 1, said corner also being the Southeast corner of Lot 7, Block 1, said Leonard Addition; thence on an assumed bearing of South 20 degrees 35 minutes 25 seconds East, along the Easterly line of said Lot 9, Block 1, a distance of 15.20 feet; thence continuing on the last described bearing of South 20 degrees 35 minutes 25 seconds East to an angle point in the Southerly line off said Lot 9, Block 1; thence continuing South 20 degrees 35 minutes 25 seconds East, along said Southerly line a distance of 12.10 feet and there terminating, Dakota County, Minnesota. And Parcel II: That part of Lot 9, Block 1, Leonard Addition, according to the recorded plat thereof, which lies Northeasterly of the following described line: Commencing at the Northeast corner of said Lot 9, Block 1, said corner also being the Southeast corner of Lot 7, Block 1, said Leonard Addition, thence on an assumed bearing of South 20 degrees 35 minutes 25 seconds East, along the Easterly line of said Lot 9, Block 1, a distance of 15.20 feet to the point of beginning of the line to be described, thence continuing on the last described bearing of South 20 degrees 35 minutes 25 seconds East to an angle point in the Southerly line of said Lot 9, Block 1, and there terminating, Dakota County, Minnesota. All or part of the described real property is Registered (Torrens) *The mortgaged premises will be sold together with all personal property pledged as security in the Mortgage. 8. The physical street address, city, and zip code of the mortgaged premises: 1045 Syndicate Avenue, South St. Paul, Minnesota 55075 9. The person holding the Mortgage: is not a transaction agent, as defined by Minn. Stat. 58.02, subd. 30. 10. The requisites of Minn. Stat. 580.02 have been satisfied. 11. The original principal amount secured by the Mortgage was $637,500.00. 12. At the date of this notice the amount due on the Mortgage, including taxes, if any, paid by the holder of the Mortgage, is: $656,912.94. 13. Pursuant to the power of sale in the Mortgage, the Mortgage will be foreclosed, and the mortgaged premises will be sold by the Sheriff of Dakota County, Minnesota, at public auction on April 22, 2010, 10:00 a.m., at Dakota County Law Enforcement Center 1580 Highway 55, Lobby S-100 Hastings, Minnesota. 14. The time allowed by law for redemption by Mortgagor or Mortgagor’s personal representatives or assigns is 6 months after the date of sale. 15. Minn. Stat. 580.04(b) provides, “If the real estate is an owner-occupied, single-family dwelling, the notice must also specify the date on or before which the mortgagor must vacate the property if the mortgage is not reinstated under section 580.30 or the property redeemed under section 580.23.” If this statute applies, the time to vacate the property is 11:59 p.m. on NOT APPLICABLE. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR’S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. Mortgagee or Mortgage Assignee: U.S. Bank National Association, as trustee Attorney for Mortgagee or Mortgage Assignee: Richard A. Glassman ID 146274 701 Fourth Ave. S. #500 Minneapolis, Minnesota 55415 612-337-9559 2088345 3/4-4/8/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: July 28, 2006 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $191,560.00 MORTGAGOR(S): Suzette Jackson, a single person

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single person MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded: August 14, 2006 Dakota County Recorder Document Number: 2453415 ASSIGNMENTS OF MORTGAGE: And assigned to: U.S. Bank National Association Dated: February 19, 2010 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100061907000009860 Lender or Broker: Summit Mortgage Corporation Residential Mortgage Servicer: U.S. Bank Home Mortgage Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 17052 Embers Ave, Farmington, MN 55024-7300 Tax Parcel ID Number: 22-18102-501-07 LEGAL DESCRIPTION OF PROPERTY: Unit No. 2501, Common Interest Community No. 329, Cornerstone Lake Condominiums, Dakota County, Minnesota AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $203,492.42 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: April 16, 2010 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on October 16, 2010, or the next business day if October 16, 2010 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: March 04, 2010 ASSIGNEE OF MORTGAGEE: U.S. Bank National Association Wilford & Geske, P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 012621F01 2091968 3/4-4/8/10

PUBLIC NOTICE

$179,397.60 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: April 16, 2010 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on October 16, 2010, or the next business day if October 16, 2010 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: March 04, 2010 MORTGAGEE: Wells Fargo Bank, N.A. successor by merger to Wells Fargo Bank Southwest, N.A. formerly known as Wacho via Mortgage, F S B f k a W o r l d Savings Bank, FSB Wilford & Geske, P.A. Attorneys for Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 012987F01 2089477 3/4-4/8/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE DATE: 02/25/2010 YOU ARE NOTIFIED that default has occurred in the conditions of the following described Mortgage: 1. Date of Mortgage: October 19, 2006 2. Mortgagors: MER Properties of MN, LLC 3. Mortgagees: Washington Mutual Bank 4. Recording information: Recorded on December 18, 2006, as Document Number 602761, in the Office of the Registrar of Titles of Dakota County, Minnesota. 5. Assignments of Mortgage, if any: Assigned to U.S. Bank National Association, as trustee for the registered holders of WaMu Commercial Mortgage Securities Trust 2007-SL2, Commercial Mortgage Pass-Through Certificates, Series 2007-SL2 by written assignment recorded on August 17, 2007, as Document Number 615864, in the recording office stated in paragraph 4. 6. Tax parcel identification number of the mortgaged premises: 42-33900-130-00 7. Legal description of the mortgaged premises: Lots Twelve (12) and Thirteen (13) of S.L. Hume’s Addition to the City of South St. Paul, Dakota County, Minnesota, according to the duly recorded plat thereof on file and of record in the office of the Register of Deeds in and for said Dakota County. Together with the adjoining half of vacated alley. All or part of the described real property is Registered (Torrens) *The mortgaged premises will be sold together with all personal property pledged as security in the Mortgage. 8. The physical street address, city, and zip code of the mortgaged premises: 1167 Robert Street, West St. Paul, Minnesota 55118 9. The person holding the Mortgage: is not a transaction agent, as defined by Minn. Stat. 58.02, subd. 30. 10. The requisites of Minn. Stat. 580.02 have been satisfied. 11. The original principal amount secured by the Mortgage was $506,250.00. 12. At the date of this notice the amount due on the Mortgage, including taxes, if any, paid by the holder of the Mortgage, is: $526,895.15. 13. Pursuant to the power of sale in the Mortgage, the Mortgage will be foreclosed, and the mortgaged premises will be sold by the Sheriff of Dakota County, Minnesota, at public

Dakota County, Minnesota, at public auction on April 22, 2010, 10:00 a.m., at Dakota County Law Enforcement Center 1580 Highway 55, Lobby S-100 Hastings, Minnesota. 14. The time allowed by law for redemption by Mortgagor or Mortgagor’s personal representatives or assigns is 6 months after the date of sale. 15. Minn. Stat. 580.04(b) provides, “If the real estate is an owner-occupied, single-family dwelling, the notice must also specify the date on or before which the mortgagor must vacate the property if the mortgage is not reinstated under section 580.30 or the property redeemed under section 580.23.” If this statute applies, the time to vacate the property is 11:59 p.m. on NOT APPLICABLE. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR’S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. Mortgagee or Mortgage Assignee: U.S. Bank National Association, as trustee Attorney for Mortgagee or Mortgage Assignee: Richard A. Glassman ID 146274 701 Fourth Ave. S. #500 Minneapolis, Minnesota 55415 612-337-9559 2088353 3/4-4/8/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: July 01, 2005 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $123,200.00 MORTGAGOR(S): Josie Eng, a single woman MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded: August 02, 2005 Dakota County Recorder Document Number: 2346841 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100135540000361536 Lender or Broker: First National Bank of Arizona Residential Mortgage Servicer: GMAC Mortgage, LLC Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 311 3rd Ave S, South Saint Paul, MN 55075-2613 Tax Parcel ID Number: 366430003013 LEGAL DESCRIPTION OF PROPERTY: Lot Three (3), Block Thirteen (13), of Riverside Park Addition to the city of South St. Paul, Dakota County, Minnesota AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $130,496.58 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: April 16, 2010 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on October 16, 2010, or the next business day if October 16, 2010 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: March 04, 2010 MORTGAGEE: Mortgage Electronic

MORTGAGEE: Mortgage Electronic Registration Systems, Inc. Wilford & Geske, P.A. Attorneys for Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 005564F02 2086052 3/4-4/8/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE:A u g u s t 2 9 , 2005 MORTGAGORS:D e r i c k G r a n b e r r y and Bibi Granberry, husband and wife. MORTGAGEE:First Franklin. DATE AND PLACE OF RECORDING: Recorded September 15, 2005, Dakota County Recorder, Document No. 2360955. ASSIGNMENTS OF MORTGAGE: Assigned to: First Franklin Financial Corporation, Dated: January 5, 2006, Recorded: January 30, 2006, Document No. 2401414. And thereafter assigned to: Deutsche Bank National Trust Company, as Trustee for First Franklin Mortgage Loan Trust 2005-FFH4, Asset - Backed Certificates, Series 2005-FFH4, Dated: June 2, 2008, Recorded: August 25, 2008, Document No. 2609658. TRANSACTION AGENT: NONE TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: NONE LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: First Franklin RESIDENTIAL MORTGAGE SERVICER: Home Loan Services, Inc. MORTGAGED PROPERTY ADDRESS: 959 Bellows Street, West Saint Paul, MN 55118 TAX PARCEL I.D. #: 423800004041 LEGAL DESCRIPTION OF PROPERTY: Lot Four (4), Block Forty-One (41), Jackson and Bidwell's Addition to West St. Paul, according to the recorded plat thereof and of record in the Office of the County Recorder Dakota County, Minnesota. COUNTY IN WHICH PROPERTY IS LOCATED:Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE:$214,900.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE:$272,487.21 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: May 13, 2010 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on November 15, 2010. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE:None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: March 19, 2010. Deutsche Bank National Trust Company, as trustee Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 76-2554 1044556811 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2130189 4/1-5/6/10

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PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE:M a r c h 3 0 , 2006 MORTGAGOR:C h a d A . E i c h t e n , a married person. MORTGAGEE:Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded May 2, 2006, Dakota County Recorder, Document No. 2424935. ASSIGNMENTS OF MORTGAGE: Assigned to: Bayview Loan Servicing, LLC, Dated: November 9, 2009 TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100085200574929446 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: First Horizon Home Loan Corporation RESIDENTIAL MORTGAGE SERVICER: Bayview Loan Servicing, LLC MORTGAGED PROPERTY ADDRESS: 19646 Escalade Way, Farmington, MN 55024 T A X P A R C E L I . D . # : 14-16600-905-10 LEGAL DESCRIPTION OF PROPERTY: Unit No. 905, Common Interest Community Number 520, A Condominium, Charleswood Crossing COUNTY IN WHICH PROPERTY IS LOCATED:Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE:$146,768.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE:$155,601.86 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: May 25, 2010 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on November 25, 2010 . MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE:None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: March 25, 2010. Bayview Loan Servicing, LLC Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 90-1514 0000407756 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2129890 4/1-5/6/10

PUBLIC NOTICE

��

2008, Dakota County Recorder, Document No. 2614869. ASSIGNMENTS OF MORTGAGE: Assigned to: Chase Home Finance LLC, Dated: February 19, 2010. TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100073000828330134 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Freedom Mortgage Corporation RESIDENTIAL MORTGAGE SERVICER: Chase Home Finance LLC MORTGAGED PROPERTY ADDRESS: 509 3rd Street West, Hastings, MN 55033 T A X P A R C E L I . D . # : 19-32150-020-61 LEGAL DESCRIPTION OF PROPERTY: Lot 2, Block 61, Town of Hastings, Dakota County, Minnesota. COUNTY IN WHICH PROPERTY IS LOCATED:Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE:$155,448.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE:$159,926.00 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: April 29, 2010 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on October 29, 2010. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE:None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: February 23, 2010. Chase Home Finance LLC Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 30-7845 1962650489 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2092447 3/4-4/8/10

PUBLIC NOTICE

��

�� ments,�� including attorney fees allowed by law, subject to redemption within �� 02 64104 160 02 LEGAL DESCRIPTION OF PROPERTY: Lot 16, Block 2, River Hills Fifth Addition. COUNTY IN WHICH PROPERTY IS LOCATED:Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE:$212,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE:$234,991.47 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: April 22, 2010 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on October 22, 2010. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE:None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: February 26, 2010. Aurora Loan Services LLC Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 98-995 0032649030 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2092351 3/4-4/8/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: March 20, 2007 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $164,000.00 MORTGAGOR(S): Louis H. Meserow and Sue A. Meserow, husband and wife MORTGAGEE: World Savings Bank, FSB DATE AND PLACE OF RECORDING: Recorded: April 27, 2007 Dakota County Recorder Document Number: 2512642 Transaction Agent: Not Applicable Transaction Agent Mortgage Identification Number: Not Applicable Lender or Broker: World Savings Bank, FSB Residential Mortgage Servicer: Wachovia Mortgage, FSB Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 3904 Princeton Trl, Saint Paul, MN 55123-1521 Tax Parcel ID Number: 10-45075-060-05 LEGAL DESCRIPTION OF PROPERTY: Real Property in Dakota County, Minnesota, described as follows: Lot 6, Block 5, Lexington Square, Dakota County, Minnesota. AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $181,529.67 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: April 16, 2010 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed

six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on October 16, 2010, or the next business day if October 16, 2010 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: March 04, 2010 MORTGAGEE: Wells Fargo Bank, N.A. successor by merger to Wells Fargo Bank Southwest, N.A. formerly known as Wacho via Mortgage, FSB fka World Savings Bank, FSB Wilford & Geske, P.A. Attorneys for Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 006751F03 2090783 3/4-4/8/10

PUBLIC NOTICE

tion 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on October 29, 2010. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE:None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: February 23, 2010. Chase Home Finance LLC Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A.Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 30-7828 1911452397 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2092391 3/4-4/8/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage:DATE OF MORTGAGE: June 15, 2004 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $192,000.00 MORTGAGOR(S): Kenneth J Jasorka, an unmarried man MORTGAGEE: World Savings Bank, FSB DATE AND PLACE OF RECORDING: Recorded: August 12, 2004 Dakota County Recorder Document Number: 2237246 Transaction Agent: Not Applicable Transaction Agent Mortgage Identification Number: Not Applicable Lender or Broker: World Savings Bank, FSB Residential Mortgage Servicer: Wachovia Mortgage, FSB Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 11699 River Hills Dr, Burnsville, MN 55337-3214 Tax Parcel ID Number: 02-64110-070-12 LEGAL DESCRIPTION OF PROPERTY: Lot 7, Block 12, River Hills 11th Addition, according to the recorded plat thereof, Dakota County, Minnesota. AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $183,407.13 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: April 16, 2010 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on October 16, 2010, or the next business day if October 16, 2010 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: March 04, 2010 MORTGAGEE: Wells Fargo Bank, N.A. successor by merger to Wells Fargo Bank Southwest, N.A. formerly known as Wacho via Mortgage, F S B f k a W o r l d Savings Bank, FSB Wilford & Geske, P.A.

Wilford & Geske, P.A. Attorneys for Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 013017F01 2089493 3/4-4/8/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE:November 10, 2003 MORTGAGOR:Alan Stano, a married person. MORTGAGEE:Custom Mortgage & Funding Inc.. DATE AND PLACE OF RECORDING: Recorded December 22, 2003, Dakota County Recorder, Document No. 2155476. ASSIGNMENTS OF MORTGAGE: Assigned to: National City Mortgage Co., Dated: August 11, 2005, Recorded: February 17, 2006, Document No. 2406607 and by Document No. 2430505. And thereafter assigned to: Deutsche Bank Trust Company Americas f/k/a Bankers Trust Company as trustee, RALI 2004-QS1, Dated: November 24, 2003, Recorded: May 16, 2006, Document No. 2430506. TRANSACTION AGENT: NONE TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: NONE LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Custom Mortgage & Funding Inc. RESIDENTIAL MORTGAGE SERVICER: PNC Bank, National Association MORTGAGED PROPERTY ADDRESS: 3 2 2 7 E v e r g r e e n D r i v e , E a g a n , MN 55121 T A X P A R C E L I . D . # : 10-18075-280-01 LEGAL DESCRIPTION OF PROPERTY: Lot 28, Block 1, Coachman Highlands. COUNTY IN WHICH PROPERTY IS LOCATED:Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE:$130,400.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE:$124,944.36 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: May 20, 2010 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on November 22, 2010. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE:None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: March 24, 2010. Deutsche Bank Trust Company Americas as Trustee Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 4-1947 0002915737 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2129783 4/1-5/6/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN: That default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: August 28, 2006 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $172,000.00 MORTGAGOR(S): Debbie L. Griffith, a single woman MORTGAGEE: Mortgage Electronic Registration Systems, Inc. as nominee for First Solution Lending, Inc TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. MIN#: 1003366-0608230008-5 SERVICER: Ocwen Loan Servicing, LLC LENDER: First Solution Lending, Inc. DATE AND PLACE OF FILING: Dakota County Minnesota, Recorder , on September 13, 2006, as Document No. 2460687 ASSIGNED TO: HSBC Bank USA, N.A., as Trustee on behalf of ACE Securities Corp. Home Equity Loan Trust and for the registered holders of ACE Securities Corp. Home Equity Loan Trust, Series 2006-ASAP6, Asset Backed Pass-Through Certificates Dated: September 21, 2006 , and recorded September 5, 2008 by Document No. 2611584 . LEGAL DESCRIPTION OF PROPERTY: Lot 17, Block 1, Ashwood Ponds 3rd Addition, Common Interest Community NO.305, Dakota County, Minnesota PROPERTY ADDRESS: 8866 Coppersmith Court, Inver Grove Heights, MN 55076 PROPERTY I.D: 20-12102-170-01 COUNTY IN WHICH PROPERTY IS LOCATED: Dakota THE AMOUNT CLAIMED TO BE DUE ON THE MORTGAGE ON THE DATE OF THE NOTICE: One Hundred Eighty-Three Thousand Four Hundred Fifty-Three and 78/100 ($183,453.78) THAT no action or proceeding has been instituted at law to recover the debt secured by said mortgage, or any part thereof; that there has been compliance with all pre-foreclosure notice and acceleration requirements of said mortgage, and/or applicable statutes; PURSUANT, to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: 10:00 AM on May 18, 2010 PLACE OF SALE: Sheriff`s M a i n Office, Law Enforcement Center, 1580 Highway 55, Hastings MN 55033-2343 to pay the debt then secured by said mortgage and taxes, if any actually paid by the mortgagee, on the premises and the costs and disbursements allowed by law. The time allowed by law for redemption by said mortgagor(s), their personal representatives or assigns is 6 months from the date of sale. "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR`S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: April 1, 2010 HSBC Bank USA, N.A., as Trustee on behalf of ACE Securities Corp. Home Equity Loan Trust and for the registered holders of ACE Securities Corp. Home Equity Loan Trust, Series 2006-ASAP6, Asset Backed Pass-Through Certificates Randall S. Miller & Associates, PLLC Attorneys for Assignee of Mortgage/Mortgagee One Financial Plaza, 120 South Sixth Street, Suite 1100 Minneapolis, MN 55402 Phone: 612-573-3677 Our File No. 10MN00004-1 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. ASAP# 3502913 04/01/2010, 04/08/2010, 04/15/2010, 04/22/2010, 04/29/2010, 05/06/2010 2121209 4/1-5/6/10

PUBLIC NOTICE

Document No. 2640826. TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100163122002276544 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Silver State Financial Services, Inc. d/b/a Silver State Mortgage RESIDENTIAL MORTGAGE SERVICER: JPMorgan Chase Bank, National Association MORTGAGED PROPERTY ADDRESS: 1154 Aquarius Lane, Eagan, MN 55123 T A X P A R C E L I . D . # : 10-84251-160-01 LEGAL DESCRIPTION OF PROPERTY: Lot 16, Block 1, Wilderness Park 2nd Addition COUNTY IN WHICH PROPERTY IS LOCATED:Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE:$202,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE:$243,048.31 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: April 29, 2010 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on October 29, 2010. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE:None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: February 22, 2010. JPMorgan Chase Bank, N.A. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 60-1841 5304209975 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2092478 3/4-4/8/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: July 24, 2003 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $134,767.00 MORTGAGOR(S): Kevin Wollin, a single person MORTGAGEE: Optimum Mortgage Services, Inc. DATE AND PLACE OF RECORDING: Recorded: October 17, 2003 Dakota County Recorder Document Number: 2126532 ASSIGNMENTS OF MORTGAGE: And assigned to: TCF Mortgage Corporation Dated: July 24, 2003 Recorded: October 17, 2003 Dakota County Recorder Document Number: 2126533 And assigned to: TCF National Bank Dated: February 19, 2010 Transaction Agent: Not Applicable Transaction Agent Mortgage Identification Number: Not Applicable Lender or Broker: Optimum Mortgage Services, Inc. Residential Mortgage Servicer: GMAC Mortgage, LLC Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 12879 Echo Ln, Apple Valley, MN 55124-8676 Tax Parcel ID Number: 01-34151-080-04 LEGAL DESCRIPTION OF PROPERTY: Unit No. 80, Condominium No. 98, Hunters Run Villas, Dakota County, Minnesota.

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County, Minnesota. AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $127,293.35 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: April 16, 2010 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on October 16, 2010, or the next business day if October 16, 2010 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: March 04, 2010 ASSIGNEE OF MORTGAGEE: TCF National Bank Wilford & Geske, P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 012567F01 2086901 3/4-4/8/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: June 01, 2006 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $148,400.00 MORTGAGOR(S): Steven R. Dahlen and Laurie A. Dahlen, husband and wife MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded: August 09, 2006 Dakota County Recorder Document Number: 2452167 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100200900001021382 Lender or Broker: United Residential Mortgage, LLC Residential Mortgage Servicer: Aurora Loan Services, LLC Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 1884 Southpointe Ter, Eagan, MN 55122-2285 Tax Parcel ID Number: 107297703303 LEGAL DESCRIPTION OF PROPERTY: Unit No W1884 Condominium No 84 Southpointe Condominium AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $156,181.71 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: April 16, 2010 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate

§580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on October 16, 2010, or the next business day if October 16, 2010 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: March 04, 2010 MORTGAGEE: Mortgage Electronic Registration Systems, Inc. Wilford & Geske, P.A. Attorneys for Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 010815F03 2089849 3/4-4/8/10

PUBLIC NOTICE

GAGE:None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: February 23, 2010. Chase Home Finance LLC Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 30-7871 1749170645 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2092420 3/4-4/8/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: January 10, 2005 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $290,000.00 MORTGAGOR(S): Yuriy Timkin and Yuliya Timkin, husband and wife MORTGAGEE: Riverview Community Bank DATE AND PLACE OF RECORDING: Recorded: March 01, 2005 Dakota County Recorder Document Number: 2299996 ASSIGNMENTS OF MORTGAGE: And assigned to: U.S. Bank, N.A. Dated: January 10, 2005 Recorded: March 01, 2005 Dakota County Recorder Document Number: 2299997 Transaction Agent: Not Applicable Transaction Agent Mortgage Identification Number: Not Applicable Lender or Broker: Riverview Community Bank Residential Mortgage Servicer: U.S. Bank Home Mortgage Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 14175 Azalea Path, Rosemount, MN 55068-4481 Tax Parcel ID Number: 34-14702-010-03 LEGAL DESCRIPTION OF PROPERTY: Lot 1, Block 3, Bloomfield Third Addition, Dakota County, Minnesota. AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $275,811.63 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: May 20, 2010 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on November 20, 2010, or the next business day if November 20, 2010 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: April 01, 2010 ASSIGNEE OF MORTGAGEE: U.S. Bank, N.A. Wilford & Geske, P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 013309F01 2127964 4/1-5/6/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE:J a n u a r y 2 9 , 2008 MORTGAGORS:Thomas L. Hackett and Lisa J. Hackett, husband and wife. MORTGAGEE:Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded June 9, 2008, Dakota County Recorder, Document No. 2595468. ASSIGNMENTS OF MORTGAGE: Assigned to: Branch Banking and Trust Company, Dated: February 2, 2010 TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100159969614573171 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Liberty Mortgage Corporation d/b/a Liberty Mortgage Corporation (Georgia) RESIDENTIAL MORTGAGE SERVICER: Branch Banking and Trust Company MORTGAGED PROPERTY ADDRESS: 13624 Upton Avenue South, Burnsville, MN 55337 T A X P A R C E L I . D . # : 02-50900-130-01 LEGAL DESCRIPTION OF PROPERTY: Lot 13, Block 1, Neil Park Highlands COUNTY IN WHICH PROPERTY IS LOCATED:Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE:$235,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE:$238,942.44 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: May 21, 2010 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on November 22, 2010 . MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE:None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: March 25, 2010. Branch Banking & Trust Company Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 90-1620 6961457317 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2129941 4/1-5/6/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: August 27, 2008 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $130,500.00 MORTGAGOR(S): Souksamay Limsithi and Samuel Limsithi, Wife and Husband MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF REGISTERING: Registered: September 03, 2008 Dakota County Registrar of Titles Document Number: T632665

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�� Document Number:�� T632665 �� ERTY: ASSIGNMENTS OF MORTGAGE: Unit Number 3, Condominium NumAnd assigned to: BAC Home Loans ber 59, Oakwood Heights Condominium, a Condominium located in Servicing, LP Dakota County, Minnesota. Dated: February 22, 2010 COUNTY IN WHICH PROPERTY IS Transaction Agent: Mortgage ElecLOCATED:Dakota tronic Registration Systems, Inc. ORIGINAL PRINCIPAL AMOUNT OF Transaction Agent Mortgage IdentifiMORTGAGE:$55,700.00 cation Number: 100133700033371637 AMOUNT DUE AND CLAIMED TO BE Lender or Broker: Countywide Bank, DUE AS OF DATE OF NOTICE, INCLUDFSB Residential Mortgage Servicer: BAC ING TAXES, IF ANY, PAID BY MORTGAGEE:$38,692.64 Home Loans Servicing, L.P. That prior to the commencement of Mortgage Originator: Not Applicable CERTIFICATE OF TITLE NUMBER: this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee com145381 COUNTY IN WHICH PROPERTY IS plied with all notice requirements as required by statute; That no action or LOCATED: Dakota Property Address: 4690 Lenore Ln, proceeding has been instituted at law or otherwise to recover the debt Eagan, MN 55122-3619 T a x P a r c e l I D N u m b e r : secured by said mortgage, or any part thereof; 10-63983-030-12 LEGAL DESCRIPTION OF PROPPURSUANT to the power of sale conERTY: Lot Three (3), Block Twelve (12) tained in said mortgage, the above in Ridgecliffe Fourth Addition, together described property will be sold by the with appurenant easement created Sheriff of said county as follows: DATE AND TIME OF SALE: April 29, pursuant to declaration, Document No. 114562, as amended, Dakota County, 2010 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Minnesota. AMOUNT DUE AND CLAIMED TO BE Enforcement Center, 1580 Hwy 55, D U E A S O F D A T E O F N O T I C E : Lobby #S-100, Hastings, MN $132,696.43 to pay the debt then secured by said THAT all pre-foreclosure require- Mortgage, and taxes, if any, on said ments have been complied with; that premises, and the costs and disburseno action or proceeding has been insti- m e n t s , i n c l u d i n g a t t o r n e y s ' f e e s tuted at law or otherwise to recover the allowed by law subject to redemption debt secured by said mortgage, or any within six (6) months from the date of part thereof; that this is registered said sale by the mortgagor(s), their property; personal representatives or assigns PURSUANT to the power of sale con- unless reduced to Five (5) weeks under t a i n e d i n s a i d m o r t g a g e , t h e MN Stat. §580.07. above-described property will be sold TIME AND DATE TO VACATE PROPby the Sheriff of said county as fol- E R T Y : I f t h e r e a l e s t a t e i s a n lows: owner-occupied, single-family dwellDATE AND TIME OF SALE: April 16, ing, unless otherwise provided by law, 2010 at 10:00 AM the date on or before which the mortPLACE OF SALE: Dakota County gagor(s) must vacate the property if the Law Enforcement Center, 1580 High- mortgage is not reinstated under secway 55, Lobby S-100, Hastings, Minne- tion 580.30 or the property is not sota redeemed under section 580.23 is to pay the debt secured by said mort- 11:59 p.m. on October 29, 2010. gage and taxes, if any, on said preMORTGAGOR(S) RELEASED FROM mises and the costs and disburse- FINANCIAL OBLIGATION ON MORTments, including attorney fees allowed GAGE:None by law, subject to redemption within "THE TIME ALLOWED BY LAW FOR six (6) months from the date of said REDEMPTION BY THE MORTGAGOR, sale by the mortgagor(s), their per- THE MORTGAGOR'S PERSONAL REPsonal representatives or assigns. RESENTATIVES OR ASSIGNS, MAY BE If the Mortgage is not reinstated REDUCED TO FIVE WEEKS IF A JUDIunder Minn. Stat. §580.30 or the prop- CIAL ORDER IS ENTERED UNDER erty is not redeemed under Minn. Stat. MINNESOTA STATUTES, SECTION §580.23, the Mortgagor must vacate 5 8 2 . 0 3 2 , D E T E R M I N I N G , A M O N G the property on or before 11:59 p.m. on OTHER THINGS, THAT THE MORTOctober 16, 2010, or the next busi- GAGED PREMISES ARE IMPROVED ness day if October 16, 2010 falls on a WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT Saturday, Sunday or legal holiday. Mortgagor(s) released from financial PROPERTY USED IN AGRICULTURAL obligation: NONE P R O D U C T I O N , A N D A R E THIS COMMUNICATION IS FROM ABANDONED." Dated: February 23, 2010. A DEBT COLLECTOR ATTEMPTChase Home Finance LLC ING TO COLLECT A DEBT. ANY Mortgagee/Assignee of Mortgagee INFORMATION OBTAINED WILL BE USSET, WEINGARDEN AND LIEBO, P.L.L.P. USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF By: Paul W. Weingarden THE DEBT AND IDENTITY OF THE Attorneys for Mortgagee/Assignee of ORIGINAL CREDITOR WITHIN THE Mortgagee T I M E P R O V I D E D B Y L A W I S N O T 4500 Park Glen Road #300 Minneapolis, MN 55416 AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR (952) 925-6888 REDEMPTION BY THE MORTGAGOR, 30-7899 THE MORTGAGOR'S PERSONAL REP- 2660027566 RESENTATIVES OR ASSIGNS, MAY BE THIS IS A COMMUNICATION FROM REDUCED TO FIVE WEEKS IF A JUDI- A DEBT COLLECTOR. 3/4-4/8/10 CIAL ORDER IS ENTERED UNDER 2092457 MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED NOTICE OF MORTGAGE WITH A RESIDENTIAL DWELLING OF FORECLOSURE SALE LESS THAN FIVE UNITS, ARE NOT THE RIGHT TO VERIFICATION PROPERTY USED IN AGRICULTURAL OF THE DEBT AND IDENTITY OF PRODUCTION, AND ARE ABANDONED. THE ORIGINAL CREDITOR WITHIN DATED: March 04, 2010 THE TIME PROVIDED BY LAW IS ASSIGNEE OF MORTGAGEE: NOT AFFECTED BY THIS ACTION. BAC Home Loans Servicing, LP NOTICE IS HEREBY GIVEN, that Wilford & Geske, P.A. default has occurred in conditions of Attorneys for Assignee of Mortgagee the following described mortgage: Lawrence A. Wilford DATE OF MORTGAGE:A u g u s t 1 0 , James A. Geske 2007 8425 Seasons Parkway, Suite 105 MORTGAGORS:E d w a r d W . F o s t e r Woodbury, MN 55125-4393 and Tami D. Foster, husband and wife. (651) 209-3300 MORTGAGEE:Mortgage Electronic File Number: 012928F01 2088265 3/4-4/8/10 Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded August 22, 2007, Dakota County Recorder, Document No. 2539196. ASSIGNMENTS OF MORTGAGE: NOTICE OF MORTGAGE Assigned to: CitiMortgage, Inc., FORECLOSURE SALE D a ted: July 24, 2009, Recorded: THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF A u g u s t 1 2 , 2 0 0 9 , D o c u m e n t N o . THE ORIGINAL CREDITOR WITHIN 2677851. TRANSACTION AGENT: Mortgage THE TIME PROVIDED BY LAW IS Electronic Registration Systems, Inc. NOT AFFECTED BY THIS ACTION. TRANSACTION AGENT'S MORTNOTICE IS HEREBY GIVEN, that default has occurred in conditions of GAGE IDENTIFICATION NUMBER ON MORTGAGE: 100267400006395626 the following described mortgage: LENDER OR BROKER AND MORTDATE OF MORTGAGE:M a r c h 3 1 , GAGE ORIGINATOR STATED ON 1994 MORTGAGOR:Kathy A. Humphrey, a MORTGAGE: American Equity Mortgage, Inc. single person. RESIDENTIAL MORTGAGE SERMORTGAGEE:Chase Home Finance LLC F/K/A Margaretten and Company, VICER: CitiMortgage, Inc. MORTGAGED PROPERTY ADDRESS: Inc. DATE AND PLACE OF RECORDING: 605 Woodview Drive, Burnsville, MN Recorded April 11, 1994, Dakota 55337 T A X P A R C E L I . D . # : County Recorder, Document No. 02-52001-010-06 1207870. LEGAL DESCRIPTION OF PROPA S S I G N M E N T S O F ERTY: MORTGAGE:NONE Lot 1, Block 6, Nordic Estates 2nd TRANSACTION AGENT: NONE Addition TRANSACTION AGENT'S MORTCOUNTY IN WHICH PROPERTY IS GAGE IDENTIFICATION NUMBER ON LOCATED:Dakota MORTGAGE: NONE ORIGINAL PRINCIPAL AMOUNT OF LENDER OR BROKER AND MORTG A G E O R I G I N A T O R S T A T E D O N MORTGAGE:$235,500.00 AMOUNT DUE AND CLAIMED TO BE MORTGAGE: Chase Home Finance LLC F/K/A Margaretten and Company, DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTInc. R E S I D E N T I A L M O R T G A G E S E R - GAGEE:$250,589.03 That prior to the commencement of VICER: Chase Home Finance LLC MORTGAGED PROPERTY ADDRESS: this mortgage foreclosure proceeding 923 Oakwood Heights Circle, Eagan, Mortgagee/Assignee of Mortgagee complied with all notice requirements as MN 55123 T A X P A R C E L I . D . # : required by statute; That no action or proceeding has been instituted at law 10-53800-103-02 LEGAL DESCRIPTION OF PROP�� ERTY:

PUBLIC NOTICE

�� If the Mortgage is not reinstated under Minn. Stat. §580.30 or the prop�� proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: April 29, 2010 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on October 29, 2010. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE:None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: February 22, 2010. CitiMortgage, Inc. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 10-2101 2004599462 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2091178 3/4-4/8/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: October 22, 2004 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $114,000.00 MORTGAGOR(S): Ganesa M Parris, a single woman MORTGAGEE: Fairway Independent Mortgage Corp. DATE AND PLACE OF REGISTERING: Registered: November 24, 2004 Dakota County Registrar of Titles Document Number: 553006 ASSIGNMENTS OF MORTGAGE: And assigned to: Mortgage Electronic Registration Systems, Inc. Dated: October 29, 2004 Registered: November 15, 2005 Dakota County Registrar of Titles Document Number: 579152 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 1000375-0601087326-4 Lender or Broker: Fairway Independent Mortgage Corp. Residential Mortgage Servicer: GMAC Mortgage, LLC Mortgage Originator: Not Applicable CERTIFICATE OF TITLE NUMBER: 125374 COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 1136 E Travelers Trl, Burnsville, MN 55337-6851 Tax Parcel ID Number: 02-16500-103-01 LEGAL DESCRIPTION OF PROPERTY: Residential Unit No. 3, and Garage Unit No. 3-A, Condominium No. 56, Castle Crest Condominiums, located in Dakota County, Minnesota. AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $108,742.20 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; that this is registered property; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: April 16, 2010 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated

erty is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on October 16, 2010, or the next business day if October 16, 2010 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: March 04, 2010 ASSIGNEE OF MORTGAGEE: Mortgage Electronic Registration Systems, Inc. Wilford & Geske, P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 012806F01 2089986 3/4-4/8/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: October 14, 2006 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $272,000.00 MORTGAGOR(S): Dean T. French and Amy S. French, Husband and Wife MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded: November 14, 2006 Dakota County Recorder Document Number: 2475512 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100037506562759002 Lender or Broker: GMAC Mortgage Corporation DBA ditech.com Residential Mortgage Servicer: GMAC Mortgage, LLC Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 19002 Embry Ave, Farmington, MN 55024-9188 Tax Parcel ID Number: 14-58652-010-02 LEGAL DESCRIPTION OF PROPERTY: All that parcel of Land in City of Dakota County, State of Minnesota, as more fully described in Deed Doc # 1913248, ID# 14-58652-010-02, being known and designated as: Real Property in Dakota County, Minnesoat, described as follows: Lot 1, Block 2, Prairie Creek Third Addition, Prairie Creek Third Addition Plat-Doc No.1289752 Recorded 07/24/1995 By Fee Simple Deed from Metro Classic Homes, Inc., a Minnesota Corporation as set forth in Doc #1913248 dated 05/22/2002 and recorded 07/05/2002, Dakota County Records, State of Minnesota. AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $269,554.82 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: April 16, 2010 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on October 16, 2010, or the next business day if October 16, 2010 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION.

AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: March 04, 2010 MORTGAGEE: Mortgage Electronic Registration Systems, Inc. Wilford & Geske, P.A. Attorneys for Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 006097F02 2089836 3/4-4/8/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE:A u g u s t 2 4 , 2005 MORTGAGORS:Christopher Milinovich and Tracy Milinovich, husband and wife. MORTGAGEE:First Franklin. DATE AND PLACE OF RECORDING: Recorded September 28, 2005, Dakota County Recorder, Document No. 2365112. ASSIGNMENTS OF MORTGAGE: Assigned to: First Franklin Financial Corporation, Dated: January 5, 2006, Recorded: January 30, 2006, Document No. 2401435. And thereafter assigned to: Deutsche Bank National Trust Company, as Trustee for First Franklin Mortgage Loan Trust 2005-FFH4, Asset-Backed Certificates, Series 2005-FFH4, Dated: February 10, 2010. TRANSACTION AGENT: NONE TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: NONE LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: First Franklin RESIDENTIAL MORTGAGE SERVICER: Home Loan Services, Inc. MORTGAGED PROPERTY ADDRESS: 1446 6th Avenue South, South Saint Paul, MN 55075 T A X P A R C E L I . D . # : 36-32100-120-15 LEGAL DESCRIPTION OF PROPERTY: Lot 12, Block 15, Hause's Addition, Dakota County, Minnesota. COUNTY IN WHICH PROPERTY IS LOCATED:Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE:$210,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE:$213,899.44 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: April 28, 2010 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on October 28, 2010. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE:None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: February 25, 2010. Deutsche Bank National Trust Company, as trustee Mortgagee/ Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden

By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 76-3604 1044557538 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2092649 3/4-4/8/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE:November 15, 2006 MORTGAGORS:Barbara Thompson and Scott M. Thompson, wife and husband. MORTGAGEE:Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded December 6, 2006, Dakota County Recorder, Document No. 2479872. ASSIGNMENTS OF MORTGAGE: Assigned to: U.S. Bank, National Association, as successor trustee to Bank of America, N. A. as successor by merger to LaSalle Bank National Association, as Trustee for First Franklin Mortgage Loan Trust, Mortgage Loan Asset-Backed Certificates, Series 2007-FF1, Dated: March 12, 2010. TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100425240011368575 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: First Franklin RESIDENTIAL MORTGAGE SERVICER: Home Loan Services, Inc. MORTGAGED PROPERTY ADDRESS: 1021 7th Street, Farmington, MN 55024 T A X P A R C E L I . D . # : 14-22450-080-00 LEGAL DESCRIPTION OF PROPERTY: Lot 8, Eaken's Addition, Dakota County, Minnesota, according to the recorded plat thereof. COUNTY IN WHICH PROPERTY IS LOCATED:Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE:$148,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE:$148,337.19 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: May 13, 2010 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on November 15, 2010. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE:None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: March 17, 2010. U.S. Bank National Association, Trustee Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 76-3619 1044806271 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2130225 4/1-5/6/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: March 07, 2002 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $195,200.00 MORTGAGOR(S): John Schuster, a single person MORTGAGEE: Bank of America, N.A. DATE AND PLACE OF RECORDING: Recorded: April 08, 2002 Dakota County Recorder Document Number: 1881653 Transaction Agent: Not Applicable Transaction Agent Mortgage Identification Number: Not Applicable Lender or Broker: Bank of America, N.A. Residential Mortgage Servicer: BAC Home Loans Servicing, L.P. Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 4108 Oakbrooke Trail, Eagan, MN 55122 Tax Parcel ID Number: 10-53762-190-03 LEGAL DESCRIPTION OF PROPERTY: Lot 19, Block 3, Oakbrooke 3rd Addition, CIC No. 264, Dakota County, Minnesota AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $187,722.92 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: May 14, 2010 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on November 14, 2010, or the next business day if November 14, 2010 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: April 01, 2010 MORTGAGEE: Bank of America, N.A. Wilford & Geske, P.A. Attorneys for Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 012725F01 2122851 4/1-5/6/10

PUBLIC NOTICE

U.S. Bank Home Mortgage MORTGAGED PROPERTY ADDRESS: 5197 West 203rd Court, Farmington, MN 55024 TAX PARCEL I.D. #: 14-48704-130-02 LEGAL DESCRIPTION OF PROPERTY: Lot 13, Block 2, Middle Creek 5th Addition, Dakota County, Minnesota. COUNTY IN WHICH PROPERTY IS LOCATED:Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE:$417,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE:$438,257.90 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: April 29, 2010 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on October 29, 2010. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE:None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: March 1, 2010. U.S. Bank, N. A. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 19-736 6700000830 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2102377 3/11-4/15/10

PUBLIC NOTICE

��

Mortgagee/Assignee of Mortgagee com plied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: April 22, 2010 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on October 22, 2010. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE:None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: March 1, 2010. U.S. Bank, N. A. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 19-744 7810308969 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2102400 3/11-4/15/10

PUBLIC NOTICE

Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on November 4, 2010. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE:None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: March 4, 2010. CitiMortgage, Inc. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 10-3445 1774310 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2102716 3/11-4/15/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: February 08, 2008 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $214,307.00 MORTGAGOR(S): Matthew A Hellerman, a single person MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded: April 07, 2008 Dakota County Recorder Document Number: 2582696 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100419600000168427 Lender or Broker: Ascent Home Loans, Inc. Residential Mortgage Servicer: Flagstar Bank, FSB Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 226 River Woods Ln, Burnsville, MN 55337-3380 Tax Parcel ID Number: 02-77005-010-04 LEGAL DESCRIPTION OF PROPERTY: Lot 1, Block 4, Townhouse Village at Riverwoods 6th Addition, Dakota County AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $224,682.48 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: May 14, 2010 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on November 14, 2010, or the next business day if November 14, 2010 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: April 01, 2010 MORTGAGEE: Mortgage Electronic Registration Systems, Inc. Wilford & Geske, P.A. Attorneys for Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 013032F01 2129429 4/1-5/6/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: May 30, 2003 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $196,402.00 MORTGAGOR(S): Stephen A. Fleming, as a single person MORTGAGEE: Provincial Bank DATE AND PLACE OF RECORDING: Recorded: August 13, 2003 Dakota County Recorder Document Number: 2093805 ASSIGNMENTS OF MORTGAGE: And assigned to: TCF Mortgage Corporation Dated: May 30, 2003 Recorded: August 13, 2003 Dakota County Recorder Document Number: 2093806 And assigned to: Mortgage Electronic Registration Systems, Inc Dated: May 02, 2006 Recorded: May 10, 2006 Dakota County Recorder Document Number: 2427987 And assigned to: U.S. Bank, N.A. Dated: April 09, 2009 Recorded: April 17, 2009 Dakota County Recorder Document Number: 2650991 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100021248001859592 Lender or Broker: Provincial Bank Residential Mortgage Servicer: U.S. Bank Home Mortgage Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 7250 157th St W, Apple Valley, MN 55124-5120 Tax Parcel ID Number: 01-11650-040-04 LEGAL DESCRIPTION OF PROPERTY: Lot 4, Block 4, Apple Ponds, according to the recorded plat thereof, Dakota County, Minnesota AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $202,319.73 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: May 14, 2010 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on November 14, 2010, or the next business day if November 14, 2010 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: April 01, 2010 ASSIGNEE OF MORTGAGEE: U.S. Bank, N.A. Wilford & Geske, P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 003094F03 2129565 4/1-5/6/10

PUBLIC NOTICE

��

�� DATE AND PLACE�� OF RECORDING: DU E AS OF D A T E��O�� F NOTICE: Recorded August 11, 2008, Dakota $309,106.54 County Recorder, Document No. THAT all pre-foreclosure require2607524. ments have been complied with; that A S S I G N M E N T S O F M O R T G A G E : no action or proceeding has been instiAssigned to: CitiMortgage, Inc., tuted at law or otherwise to recover the Dated: July 14, 2009, Recorded: July debt secured by said mortgage, or any 29, 2009, Document No. 2674557. part thereof; TRANSACTION AGENT: Mortgage PURSUANT to the power of sale conElectronic Registration Systems, Inc. tained in said mortgage, the T R A N S A C T I O N A G E N T ' S M O R T - above-described property will be sold GAGE IDENTIFICATION NUMBER ON by the Sheriff of said county as folMORTGAGE: 100281210784416490 lows: LENDER OR BROKER AND MORTDATE AND TIME OF SALE: April 29, G A G E O R I G I N A T O R S T A T E D O N 2010 at 10:00 AM MORTGAGE: Platinum Lending CorpoPLACE OF SALE: Dakota County ration Law Enforcement Center, 1580 HighR E S I D E N T I A L M O R T G A G E S E R - way 55, Lobby S-100, Hastings, MinneVICER: CitiMortgage, Inc. sota MORTGAGED PROPERTY ADDRESS: to pay the debt secured by said mort6756 Foliage Court, Rosemount, MN gage and taxes, if any, on said pre55068 mises and the costs and disburseT A X P A R C E L I . D . # : ments, including attorney fees allowed 22-51350-550-01 by law, subject to redemption within LEGAL DESCRIPTION OF PROP- six (6) months from the date of said ERTY: sale by the mortgagor(s), their perLot 55, Block 1, Niakwa Village, sonal representatives or assigns. Dakota County, Minnesota. If the Mortgage is not reinstated COUNTY IN WHICH PROPERTY IS under Minn. Stat. §580.30 or the propLOCATED:Dakota erty is not redeemed under Minn. Stat. ORIGINAL PRINCIPAL AMOUNT OF §580.23, the Mortgagor must vacate MORTGAGE:$157,747.00 the property on or before 11:59 p.m. on AMOUNT DUE AND CLAIMED TO BE October 29, 2010, or the next busiDUE AS OF DATE OF NOTICE, INCLUD- ness day if October 29, 2010 falls on a ING TAXES, IF ANY, PAID BY MORT- Saturday, Sunday or legal holiday. GAGEE:$173,804.23 Mortgagor(s) released from financial That prior to the commencement of obligation: NONE this mortgage foreclosure proceeding THIS COMMUNICATION IS FROM Mortgagee/Assignee of Mortgagee com- A DEBT COLLECTOR ATTEMPTplied with all notice requirements as ING TO COLLECT A DEBT. ANY required by statute; That no action or INFORMATION OBTAINED WILL BE proceeding has been instituted at law USED FOR THAT PURPOSE. or otherwise to recover the debt THE RIGHT TO VERIFICATION OF secured by said mortgage, or any part THE DEBT AND IDENTITY OF THE thereof; ORIGINAL CREDITOR WITHIN THE PURSUANT to the power of sale con- T I M E P R O V I D E D B Y L A W I S N O T tained in said mortgage, the above AFFECTED BY THIS ACTION. described property will be sold by the THE TIME ALLOWED BY LAW FOR Sheriff of said county as follows: REDEMPTION BY THE MORTGAGOR, DATE AND TIME OF SALE: April 29, THE MORTGAGOR'S PERSONAL REP2010 at 10:00 AM RESENTATIVES OR ASSIGNS, MAY BE PLACE OF SALE:Sheriff's Office, Law REDUCED TO FIVE WEEKS IF A JUDIEnforcement Center, 1580 Hwy 55, CIAL ORDER IS ENTERED UNDER Lobby #S-100, Hastings, MN MINNESOTA STATUTES, SECTION to pay the debt then secured by said 5 8 2 . 0 3 2 , D E T E R M I N I N G , A M O N G Mortgage, and taxes, if any, on said OTHER THINGS, THAT THE MORTpremises, and the costs and disburse- GAGED PREMISES ARE IMPROVED m e n t s , i n c l u d i n g a t t o r n e y s ' f e e s WITH A RESIDENTIAL DWELLING OF allowed by law subject to redemption LESS THAN FIVE UNITS, ARE NOT within six (6) months from the date of PROPERTY USED IN AGRICULTURAL said sale by the mortgagor(s), their PRODUCTION, AND ARE ABANDONED. DATED: March 11, 2010 personal representatives or assigns MORTGAGEE: Mortgage unless reduced to Five (5) weeks under MN Stat. §580.07. Elect r o n i c R e g i s t r a t i o n Systems, Inc. TIME AND DATE TO VACATE PROPE R T Y : I f t h e r e a l e s t a t e i s a n Wilford & Geske, P.A. owner-occupied, single-family dwell- Attorneys for Mortgagee ing, unless otherwise provided by law, Lawrence A. Wilford the date on or before which the mort- James A. Geske gagor(s) must vacate the property if the 8425 Seasons Parkway, Suite 105 mortgage is not reinstated under sec- Woodbury, MN 55125-4393 tion 580.30 or the property is not (651) 209-3300 redeemed under section 580.23 is File Number: 012978F01 2096323 3/11-4/15/10 11:59 p.m. on October 29, 2010. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE:None NOTICE OF MORTGAGE "THE TIME ALLOWED BY LAW FOR FORECLOSURE SALE REDEMPTION BY THE MORTGAGOR, THE RIGHT TO VERIFICATION THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE OF THE DEBT AND IDENTITY OF REDUCED TO FIVE WEEKS IF A JUDI- THE ORIGINAL CREDITOR WITHIN CIAL ORDER IS ENTERED UNDER THE TIME PROVIDED BY LAW IS MINNESOTA STATUTES, SECTION NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORT- default has occurred in conditions of GAGED PREMISES ARE IMPROVED the following described mortgage: DATE OF MORTGAGE:December 29, WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT 2006 MORTGAGORS:Gerald A. Stodolka PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E and Cheryl A. Stodolka, husband and wife. ABANDONED." MORTGAGEE:Chase Bank USA, N.A. Dated: February 23, 2010. DATE AND PLACE OF RECORDING: CitiMortgage, Inc. Recorded January 19, 2007, Dakota Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. C o u n t y R e c o r d e r , D o c u m e n t N o . 2489673. By: Paul A. Weingarden ASSIGNMENTS OF MORTGAGE: Attorneys for Mortgagee/Assignee of Assigned to: Chase Home Finance Mortgagee LLC, Dated: February 25, 2010. 4500 Park Glen Road #300 TRANSACTION AGENT: NONE Minneapolis, MN 55416 TRANSACTION AGENT'S MORT(952) 925-6888 GAGE IDENTIFICATION NUMBER ON 10-2049 MORTGAGE: NONE 2005676872 LENDER OR BROKER AND MORTTHIS IS A COMMUNICATION FROM G AGE ORIGINATOR STATED ON A DEBT COLLECTOR. MORTGAGE: Chase Bank USA, N.A. 2092301 3/4-4/8/10 RESIDENTIAL MORTGAGE SERVICER: Chase Home Finance, LLC MORTGAGED PROPERTY ADDRESS: 4521 Oak Pond Road, Eagan, MN 55123 T A X P A R C E L I . D . # : 10-25801-010-01 NOTICE OF MORTGAGE LEGAL DESCRIPTION OF PROPFORECLOSURE SALE N O T I C E I S H E R E B Y G I V E N t h a t ERTY: Lot 1, Block 1, Fawn Ridge 2nd Addidefault has occurred in the conditions tion, according to the recorded plat of the following described mortgage: DATE OF MORTGAGE: June 08, 2005 thereof, abstract property. COUNTY IN WHICH PROPERTY IS ORIGINAL PRINCIPAL AMOUNT OF LOCATED:Dakota MORTGAGE: $300,000.00 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGOR(S): Susan M. Kaltinger, MORTGAGE:$289,000.00 a single person AMOUNT DUE AND CLAIMED TO BE MORTGAGEE: Mortgage Electronic DUE AS OF DATE OF NOTICE, INCLUDRegistration Systems, Inc. ING TAXES, IF ANY, PAID BY MORTDATE AND PLACE OF RECORDING: Recorded: June 29, 2005 Dakota GAGEE:$316,498.78 That prior to the commencement of County Recorder this mortgage foreclosure proceeding Document Number: 2335479 Transaction Agent: Mortgage Elec- Mortgagee/Assignee of Mortgagee complied with all notice requirements as tronic Registration Systems, Inc. Transaction Agent Mortgage Identifi- required by statute; That no action or proceeding has been instituted at law cation Number: 100025440002443908 Lender or Broker: Lehman Brothers o r o t h e r w i s e t o r e c o v e r t h e d e b t secured by said mortgage, or any part Bank R e s i d e n t i a l M o r t g a g e S e r v i c e r : thereof; PURSUANT to the power of sale conAurora Loan Services, LLC tained in said mortgage, the above Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS described property will be sold by the Sheriff of said county as follows: LOCATED: Dakota Property Address: 701 Ridge Ct E, DATE AND TIME OF SALE: April 27 , 2010 at 10:00 AM Burnsville , MN 55337 PLACE OF SALE:Sheriff's Office, Law Tax Parcel ID Number: Enforcement Center, 1580 Hwy 55, 025371517001 L E G A L D E S C R I P T I O N O F P R O P - Lobby #S-100, Hastings, MN ERTY: Lot 17, Block 1, Oak Ridge, to pay the debt then secured by said Mortgage, and taxes, if any, on said Dakota County, Minnesota AMOUNT DUE AND CLAIMED TO BE D U E A S O F D A T E O F N O T I C E : ��

PUBLIC NOTICE

�� tion 580.30 or the property is not redeemed under section 580.23 is �� Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on October 27, 2010 . MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE:None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: March 4, 2010. Chase Home Finance, LLC Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 75-3914 24110868 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2102689 3/11-4/15/10

PUBLIC NOTICE

11:59 p.m. on November 4, 2010.

MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE:None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: March 3, 2010. CitiMortgage, Inc. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 10-3424 771062998 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2102776 3/11-4/15/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE:July 31, 2007 MORTGAGOR:Michael Richards, a single person. MORTGAGEE:Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded September 17, 2007, Dakota County Recorder, Document No. 2544412. ASSIGNMENTS OF MORTGAGE: Assigned to: BankUnited, Dated: August 31, 2009. TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100526500052881549 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: BankUnited, FSB RESIDENTIAL MORTGAGE SERVICER: BankUnited MORTGAGED PROPERTY ADDRESS: 1301 Prairie View Trail, Farmington, MN 55024 T A X P A R C E L I . D . # : 14-15304-090-01 LEGAL DESCRIPTION OF PROPERTY: Lot 9, Block 1, Bristol Square Fifth Addition, Dakota County, Minnesota. COUNTY IN WHICH PROPERTY IS LOCATED:Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE:$206,100.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE:$225,888.89 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: April 29, 2010 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on October 29, 2010. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE:None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: March 1, 2010. BankUnited Mortgagee/Assignee of Mortgagee

Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 51-227 528815-4 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2102479 3/11-4/15/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE:September 28, 2006 MORTGAGOR:Amanda R. Mulligan, an unmarried woman. MORTGAGEE:J P M o r g a n C h a s e Bank, National Association as successor in interest to Washington Mutual Bank as successor in interest to Long Beach Mortgage Company. DATE AND PLACE OF RECORDING: Recorded November 16, 2006, Dakota County Recorder, Document No. 2475889. ASSIGNMENTS OF MORTGAGE: Assigned to: Deutsche Bank National Trust Company, as Trustee for Long Beach Mortgage Loan Trust 2006-11, Dated: March 4, 2010 TRANSACTION AGENT: NONE TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: NONE LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Long Beach Mortgage Company RESIDENTIAL MORTGAGE SERVICER: JPMorgan Chase Bank, National Association MORTGAGED PROPERTY ADDRESS: 15560 Eagle Ridge Road, Apple Valley, MN 55124 T A X P A R C E L I . D . # : 01-18052-306-21 LEGAL DESCRIPTION OF PROPERTY: Unit 1306, Bayside, A Condominium, CIC No. 397 COUNTY IN WHICH PROPERTY IS LOCATED:Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE:$160,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE:$162,945.01 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: May 13, 2010 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on November 15, 2010 . MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE:None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: March 18, 2010. Deutsche Bank National Trust Company, as trustee Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 60-2819 0698543576 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2130015 4/1-5/6/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: August 03, 2005 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $150,500.00 MORTGAGOR(S): Tona Roberta Vietti, a single woman MORTGAGEE: Bank of America, N.A. DATE AND PLACE OF REGISTERING: Registered: August 17, 2005 Dakota County Registrar of Titles Document Number: 572337 Transaction Agent: Not Applicable Transaction Agent Mortgage Identification Number: Not Applicable Lender or Broker: Bank of America, N.A. Residential Mortgage Servicer: BAC Home Loans Servicing, L.P. Mortgage Originator: Not Applicable CERTIFICATE OF TITLE NUMBER: 126925 COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 12318 Oak Leaf Ct, Burnsville, MN 55337-2961 Tax Parcel ID Number: 02-53701-390-01 LEGAL DESCRIPTION OF PROPERTY: Lot Thirty Nine (39), Block One (1), in Oak Leaf Plat Two, Dakota County, Minnesota. AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $159,234.83 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; that this is registered property; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: May 14, 2010 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on November 14, 2010, or the next business day if November 14, 2010 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: April 01, 2010 MORTGAGEE: Bank of America, N.A. Wilford & Geske, P.A. Attorneys for Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 012494F01 2122947 4/1-5/6/10

PUBLIC NOTICE

MORTGAGE: DHI Mortgage Company L. P. RESIDENTIAL MORTGAGE SERVICER: CitiMortgage, Inc. MORTGAGED PROPERTY ADDRESS: 18137 Ironstone Way, Lakeville, MN 55044 T A X P A R C E L I . D . # : 22-59600-050-05 LEGAL DESCRIPTION OF PROPERTY: Lot 5, Block 5, Quail Ridge COUNTY IN WHICH PROPERTY IS LOCATED:Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE:$405,163.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE:$410,521.71 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: May 6, 2010 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on November 8, 2010. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE:None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: March 4, 2010. CitiMortgage, Inc. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 10-3429 2004705537 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2102818 3/11-4/15/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: December 17, 2007 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $248,800.00 MORTGAGOR(S): Scott P Euteneuer and Geraldine Euteneuer, husband and wife MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF REGISTERING: Registered: December 28, 2007 Dakota County Registrar of Titles Document Number: 621935 ASSIGNMENTS OF MORTGAGE: And assigned to: Suntrust Mortgage, Inc. Dated: June 30, 2009 Registered: July 07, 2009 Dakota County Registrar of Titles Document Number: 646707 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100010402076589724 Lender or Broker: Suntrust Mortgage, Inc. Residential Mortgage Servicer: SunTrust Mortgage, Inc. Mortgage Originator: Not Applicable CERTIFICATE OF TITLE NUMBER: 141879 COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 2022 Carnelian Ln, Eagan, MN 55122-2831 Tax Parcel ID Number: 10-16702-090-04 LEGAL DESCRIPTION OF PROPERTY: Lot Nine (9), Block Four (4) in Cedar Grove No. 3, Dakota County, Minnesota. AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $268,639.88 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the

tuted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; that this is registered property; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: April 23, 2010 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on October 23, 2010, or the next business day if October 23, 2010 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: March 11, 2010 ASSIGNEE OF MORTGAGEE: Suntrust Mortgage, Inc. Wilford & Geske, P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 004053F02 2100530 3/11-4/15/10

PUBLIC NOTICE

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North 0 degrees 54 minutes 45 seconds West (assumed bearing) along the east line of said Section 8 a distance of 1,394.24 feet to a Judicial Landmark set pursuant to District Court File #78511; thence North 89 degrees 05 minutes 14 seconds East 12.31 feet to the point of beginning parcel to be described, said point being marked by a Judicial Landmark set pursuant to the above File #78511; thence South 89 degrees 05 minutes 14 seconds West 12.31 feet to a Judicial Landmark set pursuant to the above File #78511; thence North 86 degrees 51 minutes 46 seconds West 81.00 feet to a Judicial Landmark set pursuant to the above File #78511; thence North 61 degrees 02 minutes 46 seconds West 132.9 feet to a Judicial Landmark set pursuant to the above File #78511; thence North 56 degrees 42 minutes 46 seconds West 42.60 feet along a line, which if extended 164.48 feet from said last Judicial Landmark would run to a Judicial Landmark set pursuant to the above File #78511; thence in a straight line to point of beginning and there terminating. Abstract Property Parcel B: Commencing at a point on the West line of Section 9, Township 27, Range 23, a distance of 1394.24 feet north of the Southwest corner of said Section 9; thence North along the west line of said Section 9 a distance of 492.2 feet to a point on the southwesterly line of Letendre Street in Letendre Addition; thence South 56 degrees 27 minutes East along said street line a distance of 18.21 feet to a point; thence South a distance of 484.9 feet to a point; thence West a distance of 12.31 feet to the point of beginning. Being part of Lots 9, 10 and 12, Block 2, Letendre Addition, according to the Government Survey thereof. Abstract Property Parcel C: That part of Lots 9 and 10, Block 2, LETENDRE ADDITION lying East and North of the following described line: Commencing at the Southwest corner of Section 9, Township 27, Range 23; thence North 0 degrees 54 minutes 46 seconds West (assumed bearing) along the West line of the Southwest Quarter of said section 1394.24 feet to a point, said point being marked by a Judicial Landmark set pursuant to District Court File No. 78511; thence North 0 degrees 54 minutes 46 seconds West 492.2 feet; thence South 67 degrees 21 minutes 46 seconds East 18.21 feet to the actual point of beginning of the line to be described; thence South 0 degrees 23 minutes 41 seconds East 484.94 feet to a point, said point being marked by a Judicial Landmark set pursuant to District Court File No. 78511; thence, on a bearing of due East, to the Easterly line of said Block 2, and there terminating. Excepting from the above described lands all that part plated as MC RAE ADD. Registered Property, as evidenced by Certificate of Title No. 106105. COUNTY IN WHICH PROPERTY IS LOCATED:Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE:$205,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE:$208,662.69 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: April 23, 2010 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on October 25, 2010. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE:None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN

UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED." Dated: February 17, 2010. CitiMortgage, Inc. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 10-3310 770260929 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2095635 3/11-4/8/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: June 29, 2006 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $243,916.00 MORTGAGOR(S): Julian M. Lipscomb and Danielle L. Lipscomb, Husband and Wife MORTGAGEE: Associated Bank, N.A. DATE AND PLACE OF RECORDING: Recorded: July 13, 2006 Dakota County Recorder Document Number: 2444943 ASSIGNMENTS OF MORTGAGE: And assigned to: Mortgage Electronic Registration Systems, Inc. Dated: July 17, 2006 Recorded: September 11, 2006 Dakota County Recorder Document Number: 2459547 And assigned to: Countrywide Home Loans Servicing, LP Dated: January 13, 2009 Recorded: January 20, 2009 Dakota County Recorder Document Number: 2631428 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100015700070172230 Lender or Broker: Associated Bank, N.A. Residential Mortgage Servicer: BAC Home Loans Servicing, L.P. Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 1134 Manomin Ave, West St Paul, MN 55118-2000 Tax Parcel ID Number: 42-34952-270-04 LEGAL DESCRIPTION OF PROPERTY: Lots 26 and 27, Block 4, Icklers 3rd Addition to South St. Paul, according to the recorded plat thereof, Dakota County, Minnesota AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $273,803.12 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: May 18, 2010 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on November 18, 2010, or the next business day if November 18, 2010 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: April 01, 2010 ASSIGNEE OF MORTGAGEE: BAC Home Loans Servicing, L.P. fka Countrywide Hom e Loans Servicing, LP Wilford & Geske, P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 013388F01 2122090 4/1-5/6/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE:May 12, 2006 MORTGAGORS:Destyn D. Dagle and Krista J. Dagle, husband and wife. MORTGAGEE:Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded June 1, 2006, Dakota County Recorder, Document No. 2433985. ASSIGNMENTS OF MORTGAGE: Assigned to: Chase Home Finance LLC, Dated: March 19, 2010. TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100020000326330598 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Burnet Home Loans RESIDENTIAL MORTGAGE SERVICER: Chase Home Finance LLC MORTGAGED PROPERTY ADDRESS: 17529 Five Oaks Drive, Farmington, MN 55024 T A X P A R C E L I . D . # : 22-20878-090-03 LEGAL DESCRIPTION OF PROPERTY: Lot 9, Block 3, Dodd Ridge 4th Addition, according to the recorded plat thereof, Dakota County, Minnesota. COUNTY IN WHICH PROPERTY IS LOCATED:Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE:$276,400.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE:$272,087.34 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: May 20, 2010 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on November 22, 2010. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE:None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: March 23, 2010. Chase Home Finance LLC Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 30-8051 1909626633 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2129820 4/1-5/6/10

PUBLIC NOTICE

ASSIGNMENTS OF MORTGAGE: Assigned to: U.S. Bank, N.A., Dated: August 26, 2003, Recorded: October 8, 2003, Document No. 2121518. TRANSACTION AGENT: NONE TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: NONE LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Gopher State Mortgage Corporation RESIDENTIAL MORTGAGE SERVICER: U.S. Bank Home Mortgage MORTGAGED PROPERTY ADDRESS: 11412 River Hills Drive, Burnsville, MN 55337 T A X P A R C E L I . D . # : 02-64109-010-03 LEGAL DESCRIPTION OF PROPERTY: Lot 1, Block 3, River Hills 10th Addition, Dakota County, Minnesota. COUNTY IN WHICH PROPERTY IS LOCATED:Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE:$167,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE:$156,533.57 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: April 23, 2010 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on October 25, 2010. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE:None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: March 2, 2010. U.S. Bank, N. A. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 19-751 7810357284 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2102354 3/11-4/15/10

PUBLIC NOTICE

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�� 353 4th Avenue South, South�� Saint plied with all notice requirements as required by statute; That no action or Paul, MN 55075 T A X P A R C E L I . D . # : proceeding has been instituted at law or otherwise to recover the debt 36-64300-140-12 LEGAL DESCRIPTION OF PROP- secured by said mortgage, or any part thereof; ERTY: PURSUANT to the power of sale conLot 14, Block 12, Riverside Park Addition to the City of St. Paul, tained in said mortgage, the above described property will be sold by the Dakota County, Minnesota. COUNTY IN WHICH PROPERTY IS Sheriff of said county as follows: DATE AND TIME OF SALE: May 5, LOCATED:Dakota ORIGINAL PRINCIPAL AMOUNT OF 2010 at 10:00 AM MORTGAGE:$177,650.00 PLACE OF SALE:Sheriff's Office, Law AMOUNT DUE AND CLAIMED TO BE Enforcement Center, 1580 Hwy 55, DUE AS OF DATE OF NOTICE, INCLUD- Lobby #S-100, Hastings, MN ING TAXES, IF ANY, PAID BY MORT- to pay the debt then secured by said GAGEE:$215,305.26 Mortgage, and taxes, if any, on said That prior to the commencement of premises, and the costs and disbursethis mortgage foreclosure proceeding m e n t s , i n c l u d i n g a t t o r n e y s ' f e e s Mortgagee/Assignee of Mortgagee com- allowed by law subject to redemption plied with all notice requirements as within six (6) months from the date of required by statute; That no action or said sale by the mortgagor(s), their proceeding has been instituted at law personal representatives or assigns o r o t h e r w i s e t o r e c o v e r t h e d e b t unless reduced to Five (5) weeks under secured by said mortgage, or any part MN Stat. §580.07. thereof; TIME AND DATE TO VACATE PROPPURSUANT to the power of sale con- E R T Y : I f t h e r e a l e s t a t e i s a n tained in said mortgage, the above owner-occupied, single-family dwelldescribed property will be sold by the ing, unless otherwise provided by law, Sheriff of said county as follows: the date on or before which the mortDATE AND TIME OF SALE: May 6, gagor(s) must vacate the property if the 2010 at 10:00 AM mortgage is not reinstated under secPLACE OF SALE:Sheriff's Office, Law tion 580.30 or the property is not Enforcement Center, 1580 Hwy 55, redeemed under section 580.23 is Lobby #S-100, Hastings, MN 11:59 p.m. on November 5, 2010. to pay the debt then secured by said MORTGAGOR(S) RELEASED FROM Mortgage, and taxes, if any, on said FINANCIAL OBLIGATION ON MORTpremises, and the costs and disburse- GAGE:None ments, including attorneys' fees "THE TIME ALLOWED BY LAW FOR allowed by law subject to redemption REDEMPTION BY THE MORTGAGOR, within six (6) months from the date of THE MORTGAGOR'S PERSONAL REPsaid sale by the mortgagor(s), their RESENTATIVES OR ASSIGNS, MAY BE personal representatives or assigns REDUCED TO FIVE WEEKS IF A JUDIunless reduced to Five (5) weeks under CIAL ORDER IS ENTERED UNDER MN Stat. §580.07. MINNESOTA STATUTES, SECTION TIME AND DATE TO VACATE PROP- 5 8 2 . 0 3 2 , D E T E R M I N I N G , A M O N G E R T Y : I f t h e r e a l e s t a t e i s a n OTHER THINGS, THAT THE MORTowner-occupied, single-family dwell- GAGED PREMISES ARE IMPROVED ing, unless otherwise provided by law, WITH A RESIDENTIAL DWELLING OF the date on or before which the mort- LESS THAN FIVE UNITS, ARE NOT gagor(s) must vacate the property if the PROPERTY USED IN AGRICULTURAL mortgage is not reinstated under sec- P R O D U C T I O N , A N D A R E tion 580.30 or the property is not ABANDONED." Dated: March 2, 2010. redeemed under section 580.23 is Aurora Loan Services LLC 11:59 p.m. on November 8, 2010. Mortgagee/Assignee of Mortgagee MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORT- USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden GAGE:None "THE TIME ALLOWED BY LAW FOR Attorneys for Mortgagee/Assignee of REDEMPTION BY THE MORTGAGOR, Mortgagee THE MORTGAGOR'S PERSONAL REP- 4500 Park Glen Road #300 RESENTATIVES OR ASSIGNS, MAY BE Minneapolis, MN 55416 REDUCED TO FIVE WEEKS IF A JUDI- (952) 925-6888 CIAL ORDER IS ENTERED UNDER 98-1007 MINNESOTA STATUTES, SECTION 0021495890 5 8 2 . 0 3 2 , D E T E R M I N I N G , A M O N G THIS IS A COMMUNICATION FROM OTHER THINGS, THAT THE MORT- A DEBT COLLECTOR. 3/11-4/15/10 GAGED PREMISES ARE IMPROVED 2102623 WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E NOTICE OF MORTGAGE ABANDONED." FORECLOSURE SALE Dated: March 3, 2010. THE RIGHT TO VERIFICATION U.S. Bank National OF THE DEBT AND IDENTITY OF Association, Trustee M o r t g a g e e / A s s i g n e e o f THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of default has occurred in conditions of the following described mortgage: Mortgagee DATE OF MORTGAGE:July 27, 2007 4500 Park Glen Road #300 MORTGAGOR:Michael Richards, a Minneapolis, MN 55416 single person. (952) 925-6888 MORTGAGEE:Mortgage Electronic 76-1886 Registration Systems, Inc. 1044875761 DATE AND PLACE OF RECORDING: THIS IS A COMMUNICATION FROM Recorded September 18, 2007, A DEBT COLLECTOR. Dakota County Recorder, Document 2102750 3/11-4/15/10 No. 2544691. ASSIGNMENTS OF MORTGAGE: Assigned to: BankUnited, Dated: August 28, 2009. TRANSACTION AGENT: Mortgage NOTICE OF MORTGAGE Electronic Registration Systems, Inc. FORECLOSURE SALE TRANSACTION AGENT'S MORTTHE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF GAGE IDENTIFICATION NUMBER ON THE ORIGINAL CREDITOR WITHIN MORTGAGE: 100526500052948637 LENDER OR BROKER AND MORTTHE TIME PROVIDED BY LAW IS GAGE ORIGINATOR STATED ON NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that MORTGAGE: BankUnited, FSB default has occurred in conditions of RESIDENTIAL MORTGAGE SERthe following described mortgage: VICER: BankUnited MORTGAGED PROPERTY ADDRESS: DATE OF MORTGAGE:J a n u a r y 1 2 , 1309 Prairie View Trail, Farmington, 2006 MORTGAGOR:Brian D. Stoll, a single MN 55024 person. T A X P A R C E L I . D . # : MORTGAGEE:Mortgage Electronic 14-15304-100-01 LEGAL DESCRIPTION OF PROPRegistration Systems, Inc. ERTY: DATE AND PLACE OF RECORDING: Lot 10, Block 1, Bristol Square Fifth Recorded February 22, 2006, Dakota Addition, Dakota County, Minnesota. County Recorder, Document No. COUNTY IN WHICH PROPERTY IS 2407634. A S S I G N M E N T S O F M O R T G A G E : LOCATED:Dakota ORIGINAL PRINCIPAL AMOUNT OF Assigned to: Aurora Loan Services, MORTGAGE:$201,600.00 LLC, Dated: February 24, 2010. AMOUNT DUE AND CLAIMED TO BE TRANSACTION AGENT: Mortgage DUE AS OF DATE OF NOTICE, INCLUDElectronic Registration Systems, Inc. T R A N S A C T I O N A G E N T ' S M O R T - ING TAXES, IF ANY, PAID BY MORTGAGE IDENTIFICATION NUMBER ON GAGEE:$221,101.68 That prior to the commencement of MORTGAGE: 100062604267254128 LENDER OR BROKER AND MORT- this mortgage foreclosure proceeding G A G E O R I G I N A T O R S T A T E D O N Mortgagee/Assignee of Mortgagee comMORTGAGE: Homecomings Financial plied with all notice requirements as required by statute; That no action or Network, Inc. R E S I D E N T I A L M O R T G A G E S E R - proceeding has been instituted at law or otherwise to recover the debt VICER: Aurora Loan Services LLC MORTGAGED PROPERTY ADDRESS: secured by said mortgage, or any part 1700 West 138th Street, Burnsville, MN thereof; PURSUANT to the power of sale con55337 T A X P A R C E L I . D . # : tained in said mortgage, the above described property will be sold by the 02-15377-140-02 LEGAL DESCRIPTION OF PROP- Sheriff of said county as follows: DATE AND TIME OF SALE: May 5, ERTY: Lot 14, Block 2, Burnhaven Woods, 2010 at 10:00 AM Dakota County, Minnesota. PLACE OF SALE:Sheriff's Office, Law COUNTY IN WHICH PROPERTY IS Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN LOCATED:Dakota ORIGINAL PRINCIPAL AMOUNT OF to pay the debt then secured by said Mortgage, and taxes, if any, on said MORTGAGE:$288,000.00 AMOUNT DUE AND CLAIMED TO BE premises, and the costs and disburseDUE AS OF DATE OF NOTICE, INCLUD- m e n t s , i n c l u d i n g a t t o r n e y s ' f e e s ING TAXES, IF ANY, PAID BY MORT- allowed by law subject to redemption GAGEE:$313,389.14 within six (6) months from the date of That prior to the commencement of said sale by the mortgagor(s), their this mortgage foreclosure proceeding personal representatives or assigns Mortgagee/Assignee of Mortgagee complied with all notice requirements as ��

PUBLIC NOTICE

�� OR ASSIGNS, MAY BE RESENTATIVES REDUCED TO FIVE WEEKS IF A JUDI�� personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on November 5, 2010. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE:None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: February 26, 2010. BankUnited Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 51-226 529486-3 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2102513 3/11-4/15/10

PUBLIC NOTICE

CIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: March 2, 2010. Chase Home Finance LLC Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 30-6790 1766463468 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2100552 3/11-4/15/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE:April 26, 2007 MORTGAGORS:Joseph M. Blackfelner, a single person and Michael J. Barnett, a married person. MORTGAGEE:J P M o r g a n C h a s e Bank, N.A. DATE AND PLACE OF RECORDING: Recorded May 16, 2007, Dakota County Recorder, Document No. 2517502. ASSIGNMENTS OF MORTGAGE: Assigned to: Chase Home Finance LLC, Dated: May 7, 2009, Recorded: May 14, 2009, Document No. 2657026. TRANSACTION AGENT: NONE TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: NONE LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: JPMorgan Chase Bank, N.A. RESIDENTIAL MORTGAGE SERVICER: Chase Home Finance LLC MORTGAGED PROPERTY ADDRESS: 2545 70th Street East, Inver Grove Heights, MN 55076 T A X P A R C E L I . D . # : 20-00400-070-82 LEGAL DESCRIPTION OF PROPERTY: The South 266.9 feet of the East 150 feet of the West 330 feet of the Southwest Quarter of the Southeast Quarter of Section 4, Township 27, Range 22, according to the Government Survey thereof, Dakota County, Minnesota. COUNTY IN WHICH PROPERTY IS LOCATED:Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE:$280,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE:$317,598.61 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: May 6, 2010 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on November 8, 2010. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE:None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: March 1, 2010. Chase Home Finance LLC Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden

By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 30-6667 1064157945 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2102296 3/11-4/15/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE:M a r c h 1 6 , 2006 MORTGAGORS:S c o t t A . A n d e r s o n and Virginia M. Anderson, husband and wife. MORTGAGEE:Argent Mortgage Company, LLC. DATE AND PLACE OF RECORDING: Recorded April 19, 2006, Dakota County Recorder, Document No. 2421475. ASSIGNMENTS OF MORTGAGE: Assigned to: Deutsche Bank National Trust Company , as Trustee in trust for the benefit of the Certificateholders for Argent Securities Inc. 2006-W5, Asset-Backed Pass-Through Certificates, Series 2006-W5, Dated: February 11, 2009, Recorded: February 17, 2009, Document No. 2637686. TRANSACTION AGENT: NONE TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: NONE LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Argent Mortgage Company, LLC RESIDENTIAL MORTGAGE SERVICER: American Home Mortgage Servicing, Inc MORTGAGED PROPERTY ADDRESS: 546 11th Avenue North, South Saint Paul, MN 55075 T A X P A R C E L I . D . # : 36-70209-050-13 LEGAL DESCRIPTION OF PROPERTY: Lot Four (4) and North one-half of Lot Five (5) in Block Thirteen (13) of South Park Division No. 10, Dakota County, Minnesota. COUNTY IN WHICH PROPERTY IS LOCATED:Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE:$175,100.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE:$215,867.93 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: April 23, 2010 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on October 25, 2010. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE:None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: March 3, 2010. Deutsche Bank National Trust Company, as trustee Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 40-3026 4001190166 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2102668 3/11-4/15/10

PUBLIC NOTICE PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE:J a n u a r y 1 9 , 2007 MORTGAGOR:Michael Mahoney, a single person. MORTGAGEE:Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Registered February 27, 2007, Dakota County Registrar of Titles, Document No. 606648, Certificate of Title No. 142067. ASSIGNMENTS OF MORTGAGE: Assigned to: U.S. Bank National Association, as trustee, on behalf of the holders of the Adjustable Rate Mortgage Trust 2007-1, Adjustable Rate Mortgage-Backed Pass-Through Certificates, Series 2007-1, Dated: March 15, 2010. Said Mortgage being Registered Land. TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100251207005046649 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Credit Suisse Financial Corporation RESIDENTIAL MORTGAGE SERVICER: Select Portfolio Servicing, Inc. MORTGAGED PROPERTY ADDRESS: 159 Chaparral Drive, Apple Valley, MN 55124 T A X P A R C E L I . D . # : 01.56603.050.03 LEGAL DESCRIPTION OF PROPERTY: Lot 5, Block 3 in Palomino Hills Fourth Addition, according to the recorded plat thereof now on file and of record in the office of the Registrar of Titles in and for Dakota County, Minnesota. COUNTY IN WHICH PROPERTY IS LOCATED:Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE:$256,500.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE:$282,527.47 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: May 25, 2010 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on November 26, 2010. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE:None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: March 22, 2010. U.S. Bank National Association, Trustee Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 38-95 0010513448 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2130241 4/1-5/6/10

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE:A u g u s t 2 8 , 2006 MORTGAGORS:Victor H. Montesdeoca and Rosa Evelia Moreno Godoy, husband and wife. MORTGAGEE:Moneylink, Inc.. DATE AND PLACE OF RECORDING: Recorded September 19, 2006, Dakota County Recorder, Document No. 2462412. ASSIGNMENTS OF MORTGAGE: Assigned to: JPMorgan Chase Bank, N.A., Dated: August 28, 2006, Recorded: September 19, 2006, Document No. 2462413. And thereafter assigned to: Chase Home Finance LLC, Dated: January 5, 2010. TRANSACTION AGENT: NONE TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: NONE LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Moneylink, Inc. RESIDENTIAL MORTGAGE SERVICER: Chase Home Finance LLC MORTGAGED PROPERTY ADDRESS: 883 Stryker Avenue, West Saint Paul, MN 55118 T A X P A R C E L I . D . # : 42-38000-020-22 LEGAL DESCRIPTION OF PROPERTY: Lot 2, Block 22, Jackson & Bidwell's Addition to West St. Paul, Dakota County, Minnesota COUNTY IN WHICH PROPERTY IS LOCATED:Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE:$194,900.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE:$216,401.77 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: May 6, 2010 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on November 8, 2010. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE:None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: January 13, 2010. Chase Home Finance LLC Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 30-7597 1064079750 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2100567 3/11-4/15/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: May 11, 2005 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $408,000.00 MORTGAGOR(S): Vladimir A Petruk, a single man MORTGAGEE: World Savings Bank, FSB DATE AND PLACE OF RECORDING: Recorded: June 02, 2005 Dakota County Recorder Document Number: 2327230 Transaction Agent: Not Applicable

Transaction Agent: Not Applicable Transaction Agent Mortgage Identification Number: Not Applicable Lender or Broker: World Savings Bank, FSB Residential Mortgage Servicer: Wachovia Mortgage, FSB Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 1517 Covington Ln, Eagan, MN 55122-2746 Tax Parcel ID Number: 10-57665-020-01 LEGAL DESCRIPTION OF PROPERTY: Lot 2, Block 1, Pinetree Pass 6th Addition, Dakota County, Minnesota. AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $431,325.25 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: April 23, 2010 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on October 23, 2010, or the next business day if October 23, 2010 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: March 11, 2010 MORTGAGEE: Wells Fargo Bank, N.A. successor by merger to Wells Fargo Bank Southwest, N.A. formerly known as Wachovia Mortgage, FSB fka World Savings Bank, FSB Wilford & Geske, P.A. Attorneys for Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 013259F01 2098002 3/11-4/15/10

PUBLIC NOTICE

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DUE AS OF DATE OF NOTICE, INCLUD ING TAXES, IF ANY, PAID BY MORTGAGEE:$81,019.74 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: May 5, 2010 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within twelve (12) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on May 5, 2011. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE:None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: March 4, 2010. CitiMortgage, Inc. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 10-3432 625617216 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2102843 3/11-4/15/10

PUBLIC NOTICE

Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on November 4, 2010. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE:None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: March 2, 2010. CitiMortgage, Inc. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 10-3407 648886298 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2102871 3/11-4/15/10

PUBLIC NOTICE

redeemed under section 580.23 is 11:59 p.m. on November 5, 2010. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE:None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: March 2, 2010. Deutsche Bank National Trust Company, as trustee Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 85-569 1002141792 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2102592 3/11-4/15/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: November 10, 2003 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $500,000.00 MORTGAGOR(S): Michael J. Ries and Pat Ries, husband and wife MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF REGISTERING: Registered: July 07, 2008 Dakota County Registrar of Titles Document Number: T630448 ASSIGNMENTS OF MORTGAGE: And assigned to: HSBC Bank USA, National Association, as Trustee, under the Pooling and Servicing Agreement dated February 1, 2004, Fremont Home Loan Trust 2004-A, Mortgage-Backed Certificates, Series 2004-A Dated: June 08, 2009 Registered: July 08, 2009 Dakota County Registrar of Titles Document Number: T646855 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 1001944-5000077045-4 Lender or Broker: Fremont Investment & Loan Residential Mortgage Servicer: Litton Loan Servicing, LP Mortgage Originator: Not Applicable CERTIFICATE OF TITLE NUMBER: 74561 COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 19245 Michael Ave, Hastings, MN 55033-8611 Tax Parcel ID Number: 25-02200-030-01 LEGAL DESCRIPTION OF PROPERTY: The East Half of the Northeast Quarter (E 1/2 of NE 1/4) of Section Twenty-two (22), Township One Hundred Fourteen (114), Range 17 described as: The North 650.27 feet of the East 565.00 feet of the Southeast Quarter of the Northeast Quarter (SE 1/4 of NE 1/4) of Section 22, Township 114, Range 17, Dakota County, Minnesota, and The South 200.00 feet of the east 341.00 feet of the Northeast Quarter of the Northeast Quarter (NE 1/4 of NE 1/4) of Section 22, Township 114, Range 17, Dakota County, Minnesota. AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $505,310.90 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; that this is registered property; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: April 23, 2010 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on October 23, 2010, or the next business day if October 23, 2010 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE

THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: March 11, 2010 ASSIGNEE OF MORTGAGEE: HSBC Bank USA, National Association, as Trustee, under the Pooling and Servicing Agreement dated February 1, 2004, Fremont Home Loan Trust 2004-A, Mortgage-Backed Certificates, Series 2004-A Wilford & Geske, P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 004925F01 20902868 3/11-4/15/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE:February 28, 2007 MORTGAGOR:Matthew W. Olson, a single person. MORTGAGEE:Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded March 19, 2007, Dakota County Recorder, Document No. 2503487. ASSIGNMENTS OF MORTGAGE: Assigned to: U.S. Bank, N.A., Dated: February 24, 2010. TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100026900020923214 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Bell America Mortgage LLC, D/B/A Bell Mortgage RESIDENTIAL MORTGAGE SERVICER: U.S. Bank Home Mortgage MORTGAGED PROPERTY ADDRESS: 20525 West Hughes Avenue, Lakeville, MN 55044 TAX PARCEL I.D. #: 225775002101 LEGAL DESCRIPTION OF PROPERTY: Lots 1 and 2, Block 1, Playfield Addition, Dakota County, Minnesota. COUNTY IN WHICH PROPERTY IS LOCATED:Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE:$203,250.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE:$211,498.62 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: May 6, 2010 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on November 8, 2010. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE:None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: March 3, 2010. U.S. Bank, N. A. Mortgagee/Assignee of Mortgagee

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�� Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden NOTICE OF MORTGAGE Attorneys for Mortgagee/Assignee of FORECLOSURE SALE Mortgagee NOTICE IS HEREBY GIVEN that 4500 Park Glen Road #300 default has occurred in the conditions Minneapolis, MN 55416 of the following described mortgage: (952) 925-6888 DATE OF MORTGAGE: December 13, 19-829 2006 6700000473 ORIGINAL PRINCIPAL AMOUNT OF THIS IS A COMMUNICATION FROM MORTGAGE: $345,000.00 A DEBT COLLECTOR. MORTGAGOR(S): Robert T. Wieden 2102443 3/11-4/15/10 and Lynne R. Wieden, husband and wife MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: NOTICE OF MORTGAGE Recorded: January 04, 2007 Dakota FORECLOSURE SALE THE RIGHT TO VERIFICATION County Recorder Document Number: 2486015 OF THE DEBT AND IDENTITY OF ASSIGNMENTS OF MORTGAGE: THE ORIGINAL CREDITOR WITHIN And assigned to: The Bank Of New THE TIME PROVIDED BY LAW IS York Mellon fka The Bank Of New NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that York, as Trustee For The Certificatedefault has occurred in conditions of holders Cwalt, Inc., Alternative Loan Trust 2007-hy2 Mortgage Pass-through the following described mortgage: DATE OF MORTGAGE:December 30, Certificates, Series 2007-hy2 Dated: February 18, 2010 2004 Transaction Agent: Mortgage ElecMORTGAGOR: James A Grob, a tronic Registration Systems, Inc. single person. Transaction Agent Mortgage IdentifiMORTGAGEE:Option One Mortgage Corporation n/k/a Sand Canyon Corpo- cation Number: 100200700000631003 Lender or Broker: Paragon Home ration. DATE AND PLACE OF RECORDING: Lending, LLC Residential Mortgage Servicer: BAC Recorded April 4, 2005, Dakota C o u n t y R e c o r d e r , D o c u m e n t N o . Home Loans Servicing, L.P. Mortgage Originator: Not Applicable 2309981. COUNTY IN WHICH PROPERTY IS ASSIGNMENTS OF MORTGAGE: Assigned to: U.S. Bank National LOCATED: Dakota Property Address: 3218 Red Oak Dr, Association, as Trustee for the Structured Asset Investment Loan Trust, Eagan, MN 55121-2336 Tax Parcel ID Number: 2005-3, Dated: June 2, 2009, Recorded: June 10, 2009, Document 101550005004 LEGAL DESCRIPTION OF PROPNo. 2663331. ERTY: Lot 5, Block 4, Bur Oak Hills TRANSACTION AGENT: NONE AMOUNT DUE AND CLAIMED TO BE TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON D U E A S O F D A T E O F N O T I C E : $358,094.79 MORTGAGE: NONE THAT all pre-foreclosure requireLENDER OR BROKER AND MORTG A G E O R I G I N A T O R S T A T E D O N ments have been complied with; that MORTGAGE: Option One Mortgage no action or proceeding has been instiCorporation n/k/a Sand Canyon Corpo- tuted at law or otherwise to recover the debt secured by said mortgage, or any ration R E S I D E N T I A L M O R T G A G E S E R - part thereof; PURSUANT to the power of sale conVICER: American Home Mortgage Sertained in said mortgage, the vicing, Inc MORTGAGED PROPERTY ADDRESS: above-described property will be sold by the Sheriff of said county as fol1309 2nd Street, Mendota, MN 55150 lows: TAX PARCEL I.D. #: 267700010010 DATE AND TIME OF SALE: May 14, LEGAL DESCRIPTION OF PROP2010 at 10:00 AM ERTY: PLACE OF SALE: Dakota County Lot 10, Block 10, Town of Mendota, except for the railroad of Lot 10, Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, MinneBlock 10 COUNTY IN WHICH PROPERTY IS sota to pay the debt secured by said mortLOCATED:Dakota ORIGINAL PRINCIPAL AMOUNT OF gage and taxes, if any, on said premises and the costs and disburseMORTGAGE:$144,000.00 AMOUNT DUE AND CLAIMED TO BE ments, including attorney fees allowed DUE AS OF DATE OF NOTICE, INCLUD- by law, subject to redemption within ING TAXES, IF ANY, PAID BY MORT- six (6) months from the date of said sale by the mortgagor(s), their perGAGEE:$148,659.19 That prior to the commencement of sonal representatives or assigns. If the Mortgage is not reinstated this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee com- under Minn. Stat. §580.30 or the propplied with all notice requirements as erty is not redeemed under Minn. Stat. required by statute; That no action or §580.23, the Mortgagor must vacate proceeding has been instituted at law the property on or before 11:59 p.m. on o r o t h e r w i s e t o r e c o v e r t h e d e b t November 14, 2010, or the next busisecured by said mortgage, or any part ness day if November 14, 2010 falls on a Saturday, Sunday or legal holiday. thereof; Mortgagor(s) released from financial PURSUANT to the power of sale contained in said mortgage, the above obligation: NONE THIS COMMUNICATION IS FROM described property will be sold by the A DEBT COLLECTOR ATTEMPTSheriff of said county as follows: DATE AND TIME OF SALE: May 20, ING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE 2010 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF Enforcement Center, 1580 Hwy 55, THE DEBT AND IDENTITY OF THE Lobby #S-100, Hastings, MN to pay the debt then secured by said ORIGINAL CREDITOR WITHIN THE Mortgage, and taxes, if any, on said T I M E P R O V I D E D B Y L A W I S N O T premises, and the costs and disburse- AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR ments, including attorneys' fees allowed by law subject to redemption REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPwithin six (6) months from the date of said sale by the mortgagor(s), their RESENTATIVES OR ASSIGNS, MAY BE personal representatives or assigns REDUCED TO FIVE WEEKS IF A JUDIunless reduced to Five (5) weeks under CIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION MN Stat. §580.07. TIME AND DATE TO VACATE PROP- 5 8 2 . 0 3 2 , D E T E R M I N I N G , A M O N G E R T Y : I f t h e r e a l e s t a t e i s a n OTHER THINGS, THAT THE MORTowner-occupied, single-family dwell- GAGED PREMISES ARE IMPROVED ing, unless otherwise provided by law, WITH A RESIDENTIAL DWELLING OF the date on or before which the mort- LESS THAN FIVE UNITS, ARE NOT gagor(s) must vacate the property if the PROPERTY USED IN AGRICULTURAL mortgage is not reinstated under sec- PRODUCTION, AND ARE ABANDONED. DATED: April 01, 2010 tion 580.30 or the property is not ASSIGNEE OF MORTGAGEE: redeemed under section 580.23 is The Bank Of New York Mellon fka 11:59 p.m. on November 22, 2010. The Bank Of New York, as Trustee MORTGAGOR(S) RELEASED FROM For The Certificateholde r s C w a l t , FINANCIAL OBLIGATION ON MORTInc., Alternative Loan Trust GAGE:None 2007-hy2 Mortgage Pass-through "THE TIME ALLOWED BY LAW FOR Certificates, Series 2007-hy2 REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REP- Wilford & Geske, P.A. RESENTATIVES OR ASSIGNS, MAY BE Attorneys for Assignee of Mortgagee REDUCED TO FIVE WEEKS IF A JUDI- Lawrence A. Wilford CIAL ORDER IS ENTERED UNDER James A. Geske MINNESOTA STATUTES, SECTION 8425 Seasons Parkway, Suite 105 5 8 2 . 0 3 2 , D E T E R M I N I N G , A M O N G Woodbury, MN 55125-4393 OTHER THINGS, THAT THE MORT- (651) 209-3300 GAGED PREMISES ARE IMPROVED File Number: 012794F01 4/1-5/6/10 WITH A RESIDENTIAL DWELLING OF 2122912

PUBLIC NOTICE

LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: March 25, 2010. U.S. Bank National Association, Trustee Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 40-2773 0015050263 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2130354 4/1-5/6/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: October 18, 2005 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $164,800.00 MORTGAGOR(S): Randy Giesen and Marie Giesen, husband and wife MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded: December 19, 2005 Dakota County Recorder Document Number: 2389872 Transaction Agent: Mortgage Elec-

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�� MORTGAGE:$172,000.00 AMOUNT DUE AND CLAIMED TO BE �� Transaction Agent: Mortgage Elec tronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100077910005068669 Lender or Broker: Decision One Mortgage Company, LLC Residential Mortgage Servicer: GMAC Mortgage, LLC Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 15691 Finewood Ct, Apple Valley, MN 55124-5819 Tax Parcel ID Number: 01-63400-330-03 LEGAL DESCRIPTION OF PROPERTY: Lot 33, Block 3, Regatta Manor Homes, C.I.C. #234, Dakota County, Minnesota. AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $181,897.51 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: April 23, 2010 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on October 23, 2010, or the next business day if October 23, 2010 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: March 11, 2010 MORTGAGEE: Mortgage Electronic Registration Systems, Inc. Wilford & Geske, P.A. Attorneys for Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 008764F02 2101561 3/11-4/15/10

PUBLIC NOTICE

DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE:$182,451.18 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: May 6, 2010 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on November 8, 2010. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE:None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: March 9, 2010. U.S. Bank National Association, Trustee Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 18-796 134633654 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2109323 3/18-4/22/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: August 15, 2005 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $214,400.00 MORTGAGOR(S): Martin De La Cruz and Maria Martha Hita, husband and wife MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded: August 29, 2005 Dakota County Recorder Document Number: 2355705 ASSIGNMENTS OF MORTGAGE: And assigned to: US Bank National Association Dated: February 25, 2010 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100021268000271896 Lender or Broker: Centennial Mortgage & Funding, Inc Residential Mortgage Servicer: U.S. Bank Home Mortgage Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 1964 Beaver Dam Ct, Eagan, MN 55122-2221 Tax Parcel ID Number: 104805006501 LEGAL DESCRIPTION OF PROPERTY: Lot 65, Block 1, Meadowland First Addition AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $222,378.50 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: April 30, 2010 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns.

sonal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on October 30, 2010, or the next business day if October 30, 2010 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: March 18, 2010 ASSIGNEE OF MORTGAGEE: US Bank National Association Wilford & Geske, P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 012526F01 2106474 3/18-4/22/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: October 26, 2004 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $307,500.00 MORTGAGOR(S): Debra Proulx, an unmarried woman and Danny Clarkson, an unmarried man MORTGAGEE: World Savings Bank, FSB DATE AND PLACE OF RECORDING: Recorded: December 15, 2004 Dakota County Recorder Document Number: 2276603 Transaction Agent: Not Applicable Transaction Agent Mortgage Identification Number: Not Applicable Lender or Broker: World Savings Bank, FSB Residential Mortgage Servicer: Wachovia Mortgage, FSB Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 3698 Widgeon Way, Eagan, MN 55123-1113 Tax Parcel ID Number: 106590410001 LEGAL DESCRIPTION OF PROPERTY: Lot 10, Block One, St. Francis Wood 5th Addition, Dakota County, Minnesota. AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $362,807.27 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: April 30, 2010 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on October 30, 2010, or the next business day if October 30, 2010 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: March 18, 2010

DATED: March 18, 2010 MORTGAGEE: Wells Fargo Bank, N.A. successor by merger to Wells Fargo Bank Southwest, N.A. formerly known as Wachovia Mortgage, FSB fka World Savings Bank, FSB Wilford & Geske, P.A. Attorneys for Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 005095F02 2000268 3/18/-4/22/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: July 31, 2007 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $332,000.00 MORTGAGOR(S): Erin Olberding and Jeff Olberding, Wife and Husband MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded: August 20, 2007 Dakota County Recorder Document Number: 2538510 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 10006260474830498 Lender or Broker: Homecomings Financial, LLC (fka Homecomings Financial Network, Inc.) Residential Mortgage Servicer: Aurora Loan Services, LLC Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 17810 Jalisco Way, Lakeville, MN 55044-8720 Tax Parcel ID Number: 225350205001 LEGAL DESCRIPTION OF PROPERTY: Lot Five (5), Block One (1), Oak Hills Third Addition, Dakota County, Minnesota. AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $372,400.59 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: April 30, 2010 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on October 30, 2010, or the next business day if October 30, 2010 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: March 18, 2010 MORTGAGEE: Mortgage Electronic Registration Systems, Inc. Wilford & Geske, P.A. Attorneys for Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 012162F03 2110041 3/18-4/22/10

PUBLIC NOTICE

Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded: January 11, 2005 Dakota County Recorder Document Number: 2284626 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100200900001002713 Lender or Broker: United Residential Mortgage, LLC Residential Mortgage Servicer: Aurora Loan Services, LLC Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 20041 Heritage Dr, Lakeville, MN 55044-6848 Tax Parcel ID Number: 223217545001 LEGAL DESCRIPTION OF PROPERTY: Lot 45, Block 1, Commom Interest Community No. 366, Heritage Walk AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $168,666.36 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: April 30, 2010 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on October 30, 2010, or the next business day if October 30, 2010 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: March 18, 2010 MORTGAGEE: Mortgage Electronic Registration Systems, Inc. Wilford & Geske, P.A. Attorneys for Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 2110130 File Number: 013090F01 2110130 3/18-4/22/10

PUBLIC NOTICE

NOTICE OF ASSOCIATION LIEN FORECLOSURE SALE NOTICE IS HEREBY GIVEN, that default has occurred in the terms and conditions of the Declaration for Ridgeview Condominium Homes ("Declaration") as recorded in the office of the County Recorder in and for Dakota County, Minnesota, which said Declaration covers the following described property situated in the County of Dakota and State of Minnesota, to-wit: Apartment Number 102, 12832 Nicollet Avenue South, Condominium Ownership No. 15, Ridgeview Condominium Homes according to the plat thereof on file or of record in the Office of the County Recorder in and for Dakota County, Minnesota. PROPERTY ADDRESS: 12832 Nicollet Avenue South Unit 102, Burnsville MN 55337. THAT, pursuant to said Declaration, there is claimed to be due and owing as of the date of this Notice by Antonio Nerios, as Unit owner, to Ridgeview Homeowners Association, the principal amount of Six Thousand Four Hundred Fifty Eight and 50/100 ($6,458.50) for condominium assessments; and that any action being now pending at law or otherwise to recover said debt or any part thereof has been discontinued, or that an execution upon any judgment rendered therein has been returned unsatisfied, in whole or in part, and; THAT, pursuant to said Declaration, and the statute in such case made and provided, said debt creates a lien upon said premises in favor of Ridgeview Homeowners Association, as evidenced by that Notice of Lien dated September 24, 2008, and recorded October 24, 2008, as Document No.

October 24, 2008, as Document No. 2619728 in the office of the County Recorder in and for Dakota County, Minnesota. THAT, notice is hereby given that by virtue of the power of sale created by statute, said lien will be foreclosed by the sale of said premises with the hereditiments and appurtenances thereto, which said sale will be made by the Sheriff of Dakota County, at public auction to the highest bidder, for cash, to pay the amount then due for said condominium assessments, together with the costs of foreclosure, including attorney's fees as allowed by law, as follows: DATE AND TIME OF SALE: April 28, 2010, at 10:00 A.M. PLACE OF SALE: Law Enforcement Center, 1580 Highway 55, Hastings, MN. The time allowed by law for redemption by the Unit owner, their personal representatives or assigns, is six (6) months from the date of said sale. If no redemption occurs, the property must be vacated by 11:59pm on October 28, 2010. Dated: March 3, 2010 By /s/ David J. Raymond, #221818 Attorney for Ridgeview Homeowners Association 5838 Blackshire Path Inver Grove Heights, MN 55076 651-455-3100 File # 1441102 THIS COMMUNICATION IS FROM A DEBT COLLECTOR 2104876 3/18-4/22/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE:O c t o b e r 1 1 , 2006 MORTGAGORS:Michelle C. Thompson and Benn P. Thompson, Wife and husband. MORTGAGEE:A r g e n t M o r t g a g e Company, LLC. DATE AND PLACE OF RECORDING: Recorded October 12, 2006, Dakota County Recorder, Document No. 2467850. ASSIGNMENTS OF MORTGAGE: Assigned to: U.S.Bank National Association, as Trustee, in Trust for the registered certificate holders of Citigroup Mortgage Loan Trust 2007-AMC2, Asset-Backed Pass-Through Certificates, Series 2007-AMC2 A United States Corporation, Dated: June 16, 2008, Recorded: June 30, 2008, Document No. 2599437. And thereafter assigned to: CitiMortgage, Inc., Dated: February 25, 2010. TRANSACTION AGENT: NONE TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: NONE LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Argent Mortgage Company, LLC RESIDENTIAL MORTGAGE SERVICER: CitiMortgage, Inc. MORTGAGED PROPERTY ADDRESS: 14850 Echo Way, Apple Valley, MN 55124 T A X P A R C E L I . D . # : 01-20503-160-02 LEGAL DESCRIPTION OF PROPERTY: Lot 16, Block 2, Diamond Path Fourth Addition. Dakota County COUNTY IN WHICH PROPERTY IS LOCATED:Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE:$212,800.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE:$254,858.49 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: May 4, 2010 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on November 4, 2010. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE:None

��

GAGE:None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: March 8, 2010. CitiMortgage, Inc. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 10-3322 9000140120 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2110828 3/18-4/22/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE:J a n u a r y 2 5 , 2008 MORTGAGORS:G r e g o r y T . S t e e s e and Sara N. Nevel, both single. MORTGAGEE:Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded March 12, 2008, Dakota County Recorder, Document No. 2577086. ASSIGNMENTS OF MORTGAGE: Assigned to: Branch Banking and Trust Company, Dated: February 15, 2010 TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100159969614453275 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Liberty Mortgage Corporation d/b/a Liberty Mortgage Corporation (Georgia) RESIDENTIAL MORTGAGE SERVICER: Branch Banking and Trust Company MORTGAGED PROPERTY ADDRESS: 16063 Goodview Way, Lakeville, MN 55044 T A X P A R C E L I . D . # : 22-17000-040-01 LEGAL DESCRIPTION OF PROPERTY: Lot 4, Block 1, Chapel Hills COUNTY IN WHICH PROPERTY IS LOCATED:Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE:$222,500.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE:$227,387.53 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: April 29, 2010 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on October 29, 2010. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE:None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: March 6, 2010. Branch Banking & Trust Company

Branch Banking & Trust Company Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 90-1625 6961445327 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2110939 3/18-4/22/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE:M a r c h 2 4 , 2006 MORTGAGORS:Mari Kautzman and Burton O. Othim, wife and husband. MORTGAGEE:Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded April 24, 2006, Dakota County Recorder, Document No. 2422948. ASSIGNMENTS OF MORTGAGE: Assigned to: Deutsche Bank National Trust Company, as Trustee for First Franklin Mortgage Loan Trust 2006-FF9, Mortgage Pass-Through Certificates, Series 2006-FF9, Dated: March 5, 2010. TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100425240007202770 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: First Franklin RESIDENTIAL MORTGAGE SERVICER: Home Loan Services, Inc. MORTGAGED PROPERTY ADDRESS: 15616 Float Court, Apple Valley, MN 55124 TAX PARCEL I.D. #: 016340202033 LEGAL DESCRIPTION OF PROPERTY: Lot 2, Block 33, Regatta 3rd Addition, CIC No. 281, Dakota County, Minnesota. COUNTY IN WHICH PROPERTY IS LOCATED:Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE:$166,800.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE:$173,718.96 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: May 20, 2010 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on November 22, 2010. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE:None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: March 17, 2010. Deutsche Bank National Trust Company, as trustee Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 76-3618 1044661066 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2130233 4/1-5/6/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE:November 19, 2007 MORTGAGORS:Bruce R. Miller and Lisa B. Miller, husband and wife. MORTGAGEE:M e r c h a n t s B a n k , National Association. DATE AND PLACE OF RECORDING: Recorded December 19, 2007, Dakota County Recorder, Document No. 2562083. O F A S S I G N M E N T S MORTGAGE:NONE TRANSACTION AGENT: NONE TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: NONE LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Merchants Bank, National Association RESIDENTIAL MORTGAGE SERVICER: Merchants Bank, N.A. MORTGAGED PROPERTY ADDRESS: 17052 Huntington Path, Lakeville, MN 55044-4654 T A X P A R C E L I . D . # : 22-18590-040-02 LEGAL DESCRIPTION OF PROPERTY: Lot 4, Block 2, Crystal Lake Fairways COUNTY IN WHICH PROPERTY IS LOCATED:Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE:$417,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE:$420,945.70 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: May 18, 2010 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on November 19, 2010. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE:None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: March 22, 2010. Merchants Bank, N.A. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 94-414 16012594 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2129914 4/1-5/6/10

PUBLIC NOTICE

MORTGAGE:NONE TRANSACTION AGENT: NONE TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: NONE LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: ABN AMRO Mortgage Group, Inc n/k/a CitiMortgage, Inc RESIDENTIAL MORTGAGE SERVICER: CitiMortgage, Inc. MORTGAGED PROPERTY ADDRESS: 2413 Horizon Road, Burnsville, MN 55337 T A X P A R C E L I . D . # : 02-33001-020-03 LEGAL DESCRIPTION OF PROPERTY: Lot 2, Block 3, Highland View Second Addition COUNTY IN WHICH PROPERTY IS LOCATED:Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE:$190,400.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE:$191,075.38 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: May 4, 2010 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on November 4, 2010. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE:None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: March 10, 2010. CitiMortgage, Inc. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 10-3477 637638739 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2109355 3/18-4/22/10

PUBLIC NOTICE

NOTICE OF ASSESSMENT LIEN FORECLOSURE SALE Date: March 1, 2010 YOU ARE NOTIFIED THAT: 1.Default has occurred in the terms and conditions of the Declaration for Cobblestone III Association, Inc. (hereinafter the "Association") which was recorded as Document No. 149862 and the Amended Declaration recorded on November 7, 2006 as Document No. 600699, in the Office of the Registrar of Titles of Dakota County, and also, pursuant to Minn. Stat. §515B.3-116, covering the following property: L E G A L D E S C R I P T I O N : Lot 6, Block 1, CIC No. 579, Cobblestone III Townhomes (Cobblestone Manor 3rd Addition), Dakota County, Minnesota STREET ADDRESS: 8653 134th Street West, Apple Valley, MN 55124 TAX PARCEL ID NUMBER: 01-18077-060-01 2. Pursuant to said Declaration, there is claimed to be due and owing as of March 1, 2010, from Michael Suchy, title holder, to the Association, a Minnesota non-profit corporation, the amount of $2,457.00 for unpaid association dues, late fees, attorneys fees and costs, plus any other such amounts that will accrue after March 1, 2010, and other costs of collection and foreclosure which will be added to the amount claimed due and owing at the time of the sale herein. 3. No action is now pending at law or otherwise to recover said debt or any part thereof. 4. That all preforeclosure requirements have been met. 5. The owner has not been released from his financial obligation to pay said amount. 6. The Declaration, referenced above, and Minn. Stat. §§515B.3-115 and

��

��115 �� and Minn. Stat. §§515B.3 and unless reduced �� to Five��(5) weeks under 515B.3-116 provide for a continuing MN Stat. §580.07. lien against the property. A Notice of TIME AND DATE TO VACATE PROPLien evidencing the amount due was E R T Y : I f t h e r e a l e s t a t e i s a n recorded on July 15, 2009, as Docu- owner-occupied, single-family dwellm e n t N o . T 6 4 7 4 1 2 i n t h e D a k o t a ing, unless otherwise provided by law, County Registrar of Titles' Office. the date on or before which the mort7. Pursuant to the power of sale con- gagor(s) must vacate the property if the tained in the same Declaration and mortgage is not reinstated under secgranted by the owner in taking title to tion 580.30 or the property is not the premises subject to said Declara- redeemed under section 580.23 is t i o n a n d p u r s u a n t t o M i n n . S t a t . 11:59 p.m. on November 8, 2010. MORTGAGOR(S) RELEASED FROM §§515B.3-115 and 515B.3-116, said Lien will be foreclosed by the sale of FINANCIAL OBLIGATION ON MORTsaid property by the Sheriff of Dakota GAGE:None County, at the Dakota County Sheriffs "THE TIME ALLOWED BY LAW FOR Office, Dakota County Law Enforce- REDEMPTION BY THE MORTGAGOR, ment Center, 1580 Highway 55 Lobby THE MORTGAGOR'S PERSONAL REPS-100, Hastings, MN 55033, on the RESENTATIVES OR ASSIGNS, MAY BE 12th day of May, 2010, at 10:00 REDUCED TO FIVE WEEKS IF A JUDIa.m . at public auction to the highest CIAL ORDER IS ENTERED UNDER bidder, to pay the amount then due for MINNESOTA STATUTES, SECTION said assessments, together with the 5 8 2 . 0 3 2 , D E T E R M I N I N G , A M O N G costs of foreclosure, including attor- OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED neys fees as allowed by law. 8. T h e t i m e a l l o w e d b y l a w f o r WITH A RESIDENTIAL DWELLING OF redemption by the unit owner, his per- LESS THAN FIVE UNITS, ARE NOT sonal representatives or assigns is six PROPERTY USED IN AGRICULTURAL (6) months from the date of sale. The P R O D U C T I O N , A N D A R E date and time to vacate the property ABANDONED." Dated: March 5, 2010. is 11:59 p.m. on November 12, Chase Home Finance LLC 2010, if the account is not reinMortgagee/Assignee of Mortgagee stated or the owner does not redeem USSET, WEINGARDEN AND LIEBO, P.L.L.P. from the foreclosure sale. By: Paul A. Weingarden REDEMPTION NOTICE T H E T I M E A L L O W E D B Y L A W Attorneys for Mortgagee/Assignee of FOR REDEMPTION BY THE MORT- Mortgagee GAGOR, THE MORTGAGOR'S PER- 4500 Park Glen Road #300 S O N A L R E P R E S E N T A T I V E S O R Minneapolis, MN 55416 ASSIGNS, MAY BE REDUCED TO (952) 925-6888 F I V E W E E K S I F A J U D I C I A L 30-7967 ORDER IS ENTERED UNDER MIN- 1927369576 N E S O T A S T A T U T E S , S E C T I O N THIS IS A COMMUNICATION FROM 582.032, DETERMINING, AMONG A DEBT COLLECTOR. 3/18-4/22/10 O T H E R T H I N G S , T H A T T H E 2111299 MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED NOTICE OF MORTGAGE IN AGRICULTURAL PRODUCTION, FORECLOSURE SALE AND ARE ABANDONED. THE RIGHT TO VERIFICATION 9. THIS IS A COMMUNICATION FROM A DEBT COLLECTOR ATTEMPTING TO OF THE DEBT AND IDENTITY OF COLLECT A DEBT. ANY INFORMA- THE ORIGINAL CREDITOR WITHIN TION OBTAINED WILL BE USED FOR THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THAT PURPOSE. NOTICE IS HEREBY GIVEN, that Attorneys for Cobblestone III Associadefault has occurred in conditions of tion, Inc.: COBBLESTONE III ASSOthe following described mortgage: CIATION, INC. DATE OF MORTGAGE:N o v e m b e r 6 , THOMSEN & NYBECK 2006 By: MORTGAGOR:J e f f r e y J . Z e i s a n d Gretchen S. Schellhas (#195595) Jeanette F. Zeis, husband and wife. 3600 American Blvd. West, Suite 400 MORTGAGEE:Mortgages Unlimited, Bloomington, Minnesota 55431 Inc.. (952) 835-7000 DATE AND PLACE OF RECORDING: (Cobblestone III/Suchy/08-7-904D) Registered February 12, 2007, 2110073 3/18-4/22/10 Dakota County Registrar of Titles, Document No. 605859, Certificate of Title No. 132524. ASSIGNMENTS OF MORTGAGE: Assigned to: Netbank, Dated: NOTICE OF MORTGAGE November 6, 2006, Recorded: FebruFORECLOSURE SALE THE RIGHT TO VERIFICATION ary 12, 2007, Document No. 605860. OF THE DEBT AND IDENTITY OF And thereafter assigned to: Mortgage THE ORIGINAL CREDITOR WITHIN Electronic Registration Systems, Inc., THE TIME PROVIDED BY LAW IS Dated: June 26, 2007, Recorded: July 2, 2007, Document No. 613489. And NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that thereafter assigned to: JPMorgan default has occurred in conditions of Chase Bank, N.A., Dated: October 14, 2008, Recorded: November 7, 2008, the following described mortgage: Document No. T635386. DATE OF MORTGAGE:May 15, 2007 Said Mortgage being Registered MORTGAGOR:Ola Betiku, a single Land. person. TRANSACTION AGENT: NONE MORTGAGEE:Mortgage Electronic TRANSACTION AGENT'S MORTRegistration Systems, Inc. DATE AND PLACE OF RECORDING: GAGE IDENTIFICATION NUMBER ON R e c o r d e d M a y 2 2 , 2 0 0 7 , D a k o t a MORTGAGE: NONE LENDER OR BROKER AND MORTCounty Recorder, Document No. GAGE ORIGINATOR STATED ON 2518816. A S S I G N M E N T S O F M O R T G A G E : MORTGAGE: Mortgages Unlimited, Assigned to: Chase Home Finance Inc. RESIDENTIAL MORTGAGE SERLLC, Dated: March 3, 2010. TRANSACTION AGENT: Mortgage V I C E R : J P M o r g a n C h a s e B a n k , National Association Electronic Registration Systems, Inc. MORTGAGED PROPERTY ADDRESS: TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON 373 Runge Lane, West Saint Paul, MN 55118 MORTGAGE: 100024200017622586 T A X P A R C E L I . D . # : LENDER OR BROKER AND MORTG A G E O R I G I N A T O R S T A T E D O N 42-56701-160-08 LEGAL DESCRIPTION OF PROPMORTGAGE: American Brokers ConERTY: duit Lot Sixteen (16), Block Eight (8), in RESIDENTIAL MORTGAGE SERParkview 2nd Addition VICER: Chase Home Finance LLC COUNTY IN WHICH PROPERTY IS MORTGAGED PROPERTY ADDRESS: 822 Holland Avenue North, South LOCATED:Dakota ORIGINAL PRINCIPAL AMOUNT OF Saint Paul, MN 55075 T A X P A R C E L I . D . # : MORTGAGE:$274,000.00 AMOUNT DUE AND CLAIMED TO BE 36-70201-030-03 LEGAL DESCRIPTION OF PROP- DUE AS OF DATE OF NOTICE, INCLUDTAXES, IF ANY, PAID BY MORTING ERTY: Lots 1 and 2 and the North Half of GAGEE:$317,080.46 That prior to the commencement of Lot 3, Block 3, South Park Division this mortgage foreclosure proceeding No. 2, Dakota County, MN. COUNTY IN WHICH PROPERTY IS Mortgagee/Assignee of Mortgagee complied with all notice requirements as LOCATED:Dakota ORIGINAL PRINCIPAL AMOUNT OF required by statute; That no action or proceeding has been instituted at law MORTGAGE:$186,000.00 AMOUNT DUE AND CLAIMED TO BE o r o t h e r w i s e t o r e c o v e r t h e d e b t DUE AS OF DATE OF NOTICE, INCLUD- secured by said mortgage, or any part ING TAXES, IF ANY, PAID BY MORT- thereof; PURSUANT to the power of sale conGAGEE:$194,272.94 That prior to the commencement of tained in said mortgage, the above this mortgage foreclosure proceeding described property will be sold by the Mortgagee/Assignee of Mortgagee com- Sheriff of said county as follows: DATE AND TIME OF SALE: May 13, plied with all notice requirements as required by statute; That no action or 2010 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law proceeding has been instituted at law o r o t h e r w i s e t o r e c o v e r t h e d e b t Enforcement Center, 1580 Hwy 55, secured by said mortgage, or any part Lobby #S-100, Hastings, MN to pay the debt then secured by said thereof; PURSUANT to the power of sale con- Mortgage, and taxes, if any, on said tained in said mortgage, the above premises, and the costs and disbursedescribed property will be sold by the m e n t s , i n c l u d i n g a t t o r n e y s ' f e e s allowed by law subject to redemption Sheriff of said county as follows: DATE AND TIME OF SALE: May 6, within six (6) months from the date of said sale by the mortgagor(s), their 2010 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law personal representatives or assigns Enforcement Center, 1580 Hwy 55, unless reduced to Five (5) weeks under MN Stat. §580.07. Lobby #S-100, Hastings, MN TIME AND DATE TO VACATE PROPto pay the debt then secured by said Mortgage, and taxes, if any, on said E R T Y : I f t h e r e a l e s t a t e i s a n premises, and the costs and disburse- owner-occupied, single-family dwellm e n t s , i n c l u d i n g a t t o r n e y s ' f e e s ing, unless otherwise provided by law, allowed by law subject to redemption the date on or before which the mortwithin six (6) months from the date of gagor(s) must vacate the property if the said sale by the mortgagor(s), their mortgage is not reinstated under secpersonal representatives or assigns unless reduced to Five (5) weeks under ��

PUBLIC NOTICE

�� Systems, Inc. Wilford & Geske, P.A. �� mortgage is not reinstated under sec tion 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on November 15, 2010. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE:None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: March 10, 2010. JPMorgan Chase Bank, N.A. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 60-1561 5304053522 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2110977 3/18-4/22/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: November 15, 2006 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $185,000.00 MORTGAGOR(S): Nicholas R. Prince, a single man MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded: December 06, 2006 Dakota County Recorder Document Number: 2480087 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100172117978010579 Lender or Broker: Amerifund Financial, Inc., DBA All Fund Mortgage Residential Mortgage Servicer: Aurora Loan Services, LLC Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 558 12th Ave N, South Saint Paul, MN 55075-1620 Tax Parcel ID Number: 367020902012 LEGAL DESCRIPTION OF PROPERTY: Lot 1 and the North 5 feet of Lot 2, Block 12, South Park Division No. 10, Dakota County, Minnesota. AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $215,752.97 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: April 30, 2010 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on October 30, 2010, or the next business day if October 30, 2010 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: March 18, 2010 MORTGAGEE: Mortgage Electronic Registration Systems, Inc.

Attorneys for Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 002290F02 2109870 3/18-4/22/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE:November 25, 2003 MORTGAGORS:T i m o t h y J . Marsteiner and Renae S. Marsteiner, husband and wife. MORTGAGEE:Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded January 2, 2004, Dakota County Recorder, Document No. 2159767. ASSIGNMENTS OF MORTGAGE: Assigned to: Bayview Loan Servicing, LLC, Dated: February 19, 2010 TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100039249050157334 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: First Magnus Financial Corporation RESIDENTIAL MORTGAGE SERVICER: Bayview Loan Servicing, LLC MORTGAGED PROPERTY ADDRESS: 655 Crimson Leaf Trail, Eagan, MN 55123 T A X P A R C E L I . D . # : 10-12300-070-03 LEGAL DESCRIPTION OF PROPERTY: Lot 7, Block 3, Autumn Ridge COUNTY IN WHICH PROPERTY IS LOCATED:Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE:$283,900.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE:$264,243.89 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: May 25, 2010 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on November 25, 2010 . MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE:None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: March 25, 2010. Bayview Loan Servicing, LLC Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 90-1473 0000405296 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2129871 4/1-5/6/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: March 15, 2006 ORIGINAL PRINCIPAL AMOUNT OF

ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $149,600.00 MORTGAGOR(S): Angela D Lovstuen a single person MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded: March 24, 2006 Dakota County Recorder Document Number: 2415065 ASSIGNMENTS OF MORTGAGE: And assigned to: U.S. Bank National Association Dated: March 10, 2010 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100026900020778048 Lender or Broker: Bell America Mortgage, LLC dba Bell Mortgage Residential Mortgage Servicer: U.S. Bank Home Mortgage Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 18236 Kerrville Trl, Lakeville, MN 55044-7295 Tax Parcel ID Number: 22-58200-105-20 LEGAL DESCRIPTION OF PROPERTY: Unit 105, Prairie Lake Lodges, Common Interest Community No. 372, Dakota County, Minnesota AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $157,819.12 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: April 29, 2010 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on October 29, 2010, or the next business day if October 29, 2010 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: March 18, 2010 ASSIGNEE OF MORTGAGEE: U.S. Bank National Association Wilford & Geske, P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 010300F02 2107890 3/18-4/22/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: February 24, 2006 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $104,832.00 MORTGAGOR(S): Ariana G Brown, single MORTGAGEE: New Century Mortgage Corporation DATE AND PLACE OF RECORDING: Recorded: March 10, 2006 Dakota County Recorder Document Number: 2411642 ASSIGNMENTS OF MORTGAGE: And assigned to: U.S. Bank National Association, as Trustee, on behalf of the holders of the Asset Backed Securities Corporation Home Equity Loan Trust, Series NC 2006-HE4 Asset Backed Pass-through Certificates, Series NC 2006-HE4 Dated: July 02, 2008 Recorded: August 18, 2008 Dakota County Recorder Document Number: 2608669 Transaction Agent: Not Applicable Transaction Agent Mortgage Identification Number: Not Applicable Lender or Broker: New Century Mortgage Corporation Residential Mortgage Servicer: Select Portfolio Servicing Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota

LOCATED: Dakota Property Address: 4110 Rahn Rd # A309, Eagan, MN 55122-2163 Tax Parcel ID Number: 10-22470-309-02 LEGAL DESCRIPTION OF PROPERTY: Unit No. #A309, CIC No. 468, Eagan Gardens, Dakota County, Minnesota. AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $101,254.50 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: April 30, 2010 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on October 30, 2010, or the next business day if October 30, 2010 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: March 18, 2010 ASSIGNEE OF MORTGAGEE: U.S. Bank National Association, as Trustee, on behalf of the holders of the Asset Backed Securities Corporation Home Equity Loan Trust, Series NC 2006-HE4 Asset Backed Pass-through Certificates, Series NC 2006-HE4 Wilford & Geske, P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 013078F01 2108081 3/18-4/22/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: April 02, 2004 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $392,000.00 MORTGAGOR(S): Scott J Dobesh and Stephanie L Dobesh fka Stephanie L Polston, husband and wife MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded: May 17, 2004 Dakota County Recorder Document Number: 2205452 ASSIGNMENTS OF MORTGAGE: And assigned to: BAC Home Loans Servicing, L.P. Dated: February 11, 2010 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100133700000658644 Lender or Broker: Countrywide Bank, a division of Treasury Bank, N.A. Residential Mortgage Servicer: BAC Home Loans Servicing, L.P. Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 13303 Diamond Path, Apple Valley, MN 55124-8753 Tax Parcel ID Number: 01-02400-090-02 LEGAL DESCRIPTION OF PROPERTY: From the Northeast corner of Section 24, Township 115, Range 20 West of the 5th Principal Meridian, thence westerly on the north line of said Section 24, a distance of 1384 feet to the intersection of said North line of said Section 24, with the center line of a winding Township Road. Following the center line of this road South 40 degrees 15 minutes East 126 feet; thence South 13 degrees 30 minutes East 400 feet; thence South 47 degrees 45 minutes East 230 feet; thence South 51 degrees 30 minutes East 140 feet; thence South 27 degrees 45 minutes East 290 feet; thence South 37 degrees 45 minutes East 200 feet; thence South 19 degrees 15 minutes East 300 feet; thence South 27 degrees 15 minutes East 125 feet, to point of

15 minutes East 125 feet, to point of beginning; thence South 27 degrees 15 minutes East 75 feet; thence South 18 degrees East 140 feet; thence North 83 degrees 30 minutes West 392 feet, to shore line of Farquhar Lake; along shore line of said Lake North 20 degrees 15 minutes East 197 feet; thence South 83 degrees 30 minutes East 238 feet to point of beginning, Dakota County, Minnesota. AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $459,524.97 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: April 30, 2010 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on October 30, 2010, or the next business day if October 30, 2010 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: March 18, 2010 ASSIGNEE OF MORTGAGEE: BAC Home Loans Servicing, L.P. Wilford & Geske, P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 012519F01 2107283 3/18-4/22/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN, that default has occurred in conditions of that certain Combination Mortgage, Security Agreement and Fixture Financing Statement (the "Mortgage") dated June 20, 2001, executed by Burnsville Royale Limited Partnership, a Minnesota limited partnership, as Mortgagor, to Anchor Bank, West St. Paul, N.A., a national banking association, as Mortgagee, filed for registration in the office of the Dakota County Registrar of Titles, State of Minnesota, on June 22, 2001, as Document No. 441945; that the Mortgage was assigned to Zions First National Bank by an Assignment of Combination Mortgage, Security Agreement and Fixture Financing Statement and Assignment of Rents and Leases dated June 20, 2001, filed in the office of the Dakota County Registrar of Titles on June 22, 2001, as Document No. 441948; as further assigned to The Chase Manhattan Bank, as Trustee for Zions Small Business Loan Trust, Series 2001-1, by an Assignment of Mortgage and Assignment of Rents dated December 31, 2001, filed in the office of the Dakota County Registrar of Titles as Document No. 462228; and re-assigned to Zions First National Bank by an Assignment of Mortgage and Assignment of Leases and Rents dated April 5, 2006, filed in the office of the Dakota County Registrar of Titles on May 19, 2006, as Document No. 590537 (Zions First National Bank, "Current Mortgagee"), that the original principal amount secured by the Mortgage was $1,475,000.00; that the Mortgage was modified by that certain Modification of Mortgage dated April 6, 2006, filed in the office of the Dakota County Registrar of Titles on May 19, 2006, as Document No. 590538, increasing the principal amount secured by the Mortgage to $1,700,000; the Mortgage being upon Registered Land; that Document Nos. 441945, 441948, 462228, 590537 and 560538 appear as memorials on Certificate of Title No. 79387; that no Mortgagors have been released from financial obligation on the Mortgage; that no action or proceeding has been instituted by law to recover the debt secured by the Mortgage or any part thereof; that

Mortgage or any part thereof; that there is due and claimed to be due upon the Mortgage including interest to the date of this Notice, and taxes, if any, the sum of One Million Six Hundred Seventeen Thousand Eight Hundred Nineteen and 99/100 Dollars ($1,617,819.99); that the holder of the Mortgage has complied with all conditions precedent to foreclosure of the Mortgage and acceleration of the debts secured thereby and all notice and other requirements of applicable statutes have been fulfilled; and that pursuant to the power of sale contained in the Mortgage, the Mortgage will be foreclosed and a tract of land lying and being in the County of Dakota, State of Minnesota, described as follows, to-wit: Lot 5, Block 1, River Ridge Addition (the "Real Property") Property Address: 250 No. River Ridge Circle, Burnsville, MN P r o p e r t y I D N u m b e r : 0 2 - 6 4 2 0 0 - 0 5 1 - 0 1 a n d 02-64200-052-01 together with all present and future leases of the Real Property, all present and future rents, revenues, income issues, royalties, profits and other benefits derived from the Real Property, and all equipment fixtures, accessions, parts, additions to, all replacements of and all substitutions for any of the foregoing property, together with all proceeds thereof, including, without limitation, all insurance proceeds and refunds of premiums (the Real Property and personal property collectively, the "Mortgaged Property") will be sold by the Dakota County Sheriff, Minnesota, at public auction on April 30, 2010, at 10:00 AM at the office of the Dakota County Sheriff, Law Enforcement Center, 1580 Highway 55, Hastings, in Minnesota, to pay the debt then secured by the Mortgage and taxes, if any, on the Mortgaged Property, and the costs, attorneys' fees and disbursements allowed by law. The time allowed by law for redemption by the Mortgagor, or Mortgagor's personal representatives or assigns is six (6) months after the date of sale. Dated: March 11, 2010. Zions First National Bank, Current Mortgagee Attorneys for Current Mortgagee: Amy J. Swedberg, Esq. MASLON EDELMAN BORMAN & BRAND, LLP 3300 Wells Fargo Center 90 South 7th Street Minneapolis, MN 55402-4140 Telephone: (612) 672-8200 2110145 3/18-4/22/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: May 05, 2006 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $287,200.00 MORTGAGOR(S): Chima B Abakporo and Ngozi B Abakporo, husband and wife MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded: May 25, 2006 Dakota County Recorder Document Number: 2432581 ASSIGNMENTS OF MORTGAGE: And assigned to: Deutsche Bank National Trust Company, as Trustee for GSAA Home Equity Trust 2006-11, Asset-backed Certificates Series 2006-11 Dated: November 11, 2009 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100015700067750634 Lender or Broker: America's Wholesale Lender Residential Mortgage Servicer: BAC Home Loans Servicing, L.P. Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 20674 E Oaks Dr, Farmington, MN 55024-1593 Tax Parcel ID Number: 14-48762-030-02 LEGAL DESCRIPTION OF PROPERTY: Lot 3, Block 2, Middle Creek East 3rd Addition, Dakota County, Minnesota. AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $304,564.56 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: April 30, 2010 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on

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the property on or before 11:59 p.m. on October 30, 2010, or the next business day if October 30, 2010 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: March 18, 2010 ASSIGNEE OF MORTGAGEE: Deutsche Bank National Trust Company, as Trustee for GSAA Home Equity Trust 2006-11, Asset-backed Certificates Series 2006-11 Wilford & Geske, P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 010114F01 2105502 3/18-4/22/10

PUBLIC NOTICE

REDUCED TO FIVE WEEKS IF A JUDI CIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: March 8, 2010. CitiMortgage, Inc. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 10-3566 8161683 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2110877 3/18-4/22/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: February 23, 2007 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $153,675.00 MORTGAGOR(S): Heather A Heichert, a single person MORTGAGEE: Homeservices Lending, LLC Series A dba Edina Realty Mortgage DATE AND PLACE OF RECORDING: Recorded: March 12, 2007 Dakota County Recorder Document Number: 2501979 ASSIGNMENTS OF MORTGAGE: And assigned to: Mortgage Electronic Registration Systems, Inc. Dated: March 06, 2007 Recorded: May 29, 2007 Dakota County Recorder Document Number: 2520209 And assigned to: U.S. Bank National Association Dated: March 04, 2010 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100021269120196252 Lender or Broker: Homeservices Lending, LLC Series A dba Edina Realty Mortgage Residential Mortgage Servicer: U.S. Bank Home Mortgage Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 14128 141st St W, Apple Valley, MN 55124-6422 Tax Parcel ID Number: 01-27651-060-02 LEGAL DESCRIPTION OF PROPERTY: Lot 6, Block 2, C.I.C. No. 128, Foxmoore Ridge Two, Dakota County, Minnesota. AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $152,577.71 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: April 30, 2010 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on October 30, 2010, or the next business day if October 30, 2010 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: March 18, 2010 ASSIGNEE OF MORTGAGEE: U.S. Bank National Association

U.S. Bank National Association Wilford & Geske, P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 013124F01 2106643 3/18-4/22/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE:April 16, 2007 MORTGAGORS:Vicky J. Nelson and Tom T. Nelson, husband and wife. MORTGAGEE:ABN AMRO Mortgage Group, Inc. N/K/A CitiMortgage, Inc.. DATE AND PLACE OF RECORDING: Recorded July 19, 2007, Dakota County Recorder, Document No. 2531490. O F A S S I G N M E N T S MORTGAGE:NONE TRANSACTION AGENT: NONE TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: NONE LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: ABN AMRO Mortgage Group, Inc. N/K/A CitiMortgage, Inc. RESIDENTIAL MORTGAGE SERVICER: CitiMortgage, Inc. MORTGAGED PROPERTY ADDRESS: 4818 190th Street West, Farmington, MN 55024 T A X P A R C E L I . D . # : 14-47800-140-02 LEGAL DESCRIPTION OF PROPERTY: LOT 14, BLOCK 2, MEADOW CREEK FIRST ADDITION, ACCORDING TO THE RECORDED PLAT THEREOF, DAKOTA COUNTY, MINNESOTA. COUNTY IN WHICH PROPERTY IS LOCATED:Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE:$216,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE:$217,263.22 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: May 20, 2010 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on November 22, 2010. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE:None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: March 23, 2010. CitiMortgage, Inc. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 10-3300 655803885 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2129801 4/1-5/6/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: October 20, 2006 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $320,000.00 MORTGAGOR(S): Gary F. Hanneman and Debra J. Rivas Hanneman, hus-

and Debra J. Rivas Hanneman, hus band and wife MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded: November 07, 2006 Dakota County Recorder Document Number: 2473887 DATE AND PLACE OF REGISTERING: Registered: November 07, 2006 Dakota County Registrar of Titles Document Number: 600411 ASSIGNMENTS OF MORTGAGE: And assigned to: U.S. Bank, National Association Dated: February 26, 2010 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100021278926805636 Lender or Broker: U.S. Bank, N.A. Residential Mortgage Servicer: U.S. Bank Home Mortgage Mortgage Originator: Not Applicable CERTIFICATE OF TITLE NUMBER: 121592 COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 20728 Hurley Ave, Lakeville, MN 55044-5873 Tax Parcel ID Number: 22-47475-040-01 LEGAL DESCRIPTION OF PROPERTY: Lot 4, Block 1, Marion Fields, according to the recorded plat thereof, and situate in Dakota County, Minnesota. AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $326,426.09 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; that a portion of this property is registered property; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: April 29, 2010 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on October 29, 2010, or the next business day if October 29, 2010 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: March 18, 2010 ASSIGNEE OF MORTGAGEE: U.S. Bank, National Association Wilford & Geske, P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 012627F01 2106857 3/18-4/22/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: June 09, 2006 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $129,000.00 MORTGAGOR(S): Julia R Glenn, a single woman MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded: June 28, 2006 Dakota County Recorder Document Number: 2441520 ASSIGNMENTS OF MORTGAGE: And assigned to: U.S. Bank National Association Dated: March 04, 2010 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100382268000566777 Lender or Broker: Minnesota Home Mortgage Corporation Residential Mortgage Servicer: U.S. Bank Home Mortgage Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 392 Frederick Cir,

��

�� assessments, �� Property Address: 392 Frederick Cir, for�� said condominium Hastings, MN 55033-2639 together with the costs of foreclosure, T a x P a r c e l I D N u m b e r : including attorney's fees as allowed by 19-17500-406-50 law, as follows: LEGAL DESCRIPTION OF PROPDATE AND TIME OF SALE: April ERTY: Unit No. 406, Hastings Century 28, 2010, at 10:00 AM South, CIC No. 336, Dakota County, PLACE OF SALE: Law Enforcement Minnesota. Center, 1580 Highway 55, Hastings, AMOUNT DUE AND CLAIMED TO BE MN. DUE AS OF DATE OF NOTICE: The time allowed by law for redemp$129,545.25 tion by the Unit owner, their personal THAT all pre-foreclosure require- representatives or assigns, is six (6) ments have been complied with; that months from the date of said sale. If no action or proceeding has been insti- no redemption occurs, the property tuted at law or otherwise to recover the must be vacated by 11:59 PM on Octodebt secured by said mortgage, or any ber 28, 2010. part thereof; Dated: March 3, 2010 PURSUANT to the power of sale con- By /s/ David J. Raymond, #221818 t a i n e d i n s a i d m o r t g a g e , t h e Attorney for Ridgeview Homeowners above-described property will be sold Association by the Sheriff of said county as fol- 5838 Blackshire Path lows: Inver Grove Heights, MN 55076 DATE AND TIME OF SALE: April 30, 651-455-3100 2010 at 10:00 AM File # 1441132 PLACE OF SALE: Dakota County THIS COMMUNICATION IS FROM A Law Enforcement Center, 1580 High- DEBT COLLECTOR way 55, Lobby S-100, Hastings, Minne- 2104828 3/18-4/22/10 sota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disburseNOTICE OF MORTGAGE ments, including attorney fees allowed FORECLOSURE SALE by law, subject to redemption within THE RIGHT TO VERIFICATION six (6) months from the date of said sale by the mortgagor(s), their per- OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN sonal representatives or assigns. If the Mortgage is not reinstated THE TIME PROVIDED BY LAW IS under Minn. Stat. §580.30 or the prop- NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that erty is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate default has occurred in conditions of the property on or before 11:59 p.m. on the following described mortgage: DATE OF MORTGAGE:J a n u a r y 1 9 , October 30, 2010, or the next business day if October 30, 2010 falls on a 2007 MORTGAGOR:Heather Moe, a single Saturday, Sunday or legal holiday. Mortgagor(s) released from financial woman. MORTGAGEE:J P M o r g a n C h a s e obligation: NONE THIS COMMUNICATION IS FROM Bank, National Association as succesA DEBT COLLECTOR ATTEMPT- sor in interest to Washington Mutual ING TO COLLECT A DEBT. ANY Bank f/k/a Washington Mutual Bank, INFORMATION OBTAINED WILL BE FA. DATE AND PLACE OF RECORDING: USED FOR THAT PURPOSE. Recorded February 5, 2007, Dakota THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE C o u n t y R e c o r d e r , D o c u m e n t N o . ORIGINAL CREDITOR WITHIN THE 2494132. ASSIGNMENTS OF MORTGAGE: TIME PROVIDED BY LAW IS NOT Assigned to: Bank of America, AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR National Association as successor by REDEMPTION BY THE MORTGAGOR, merger to LaSalle Bank NA as trustee THE MORTGAGOR'S PERSONAL REP- for WaMu Mortgage Pass-Through CerRESENTATIVES OR ASSIGNS, MAY BE tificates Series 2007-OA2 Trust, Dated: REDUCED TO FIVE WEEKS IF A JUDI- July 6, 2009, Recorded: July 23, 2009, CIAL ORDER IS ENTERED UNDER Document No. 2673300. TRANSACTION AGENT: NONE MINNESOTA STATUTES, SECTION TRANSACTION AGENT'S MORT582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORT- GAGE IDENTIFICATION NUMBER ON MORTGAGE: NONE GAGED PREMISES ARE IMPROVED LENDER OR BROKER AND MORTWITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT G A G E O R I G I N A T O R S T A T E D O N PROPERTY USED IN AGRICULTURAL MORTGAGE Washington Mutual Bank, FA PRODUCTION, AND ARE ABANDONED. RESIDENTIAL MORTGAGE SERDATED: March 18, 2010 VICER: JPMorgan Chase Bank, ASSIGNEE OF MORTGAGEE: National Association U.S. Bank National Association MORTGAGED PROPERTY ADDRESS: Wilford & Geske, P.A. 2378 Rushmore Road, Hastings, MN Attorneys for Assignee of Mortgagee 55033 Lawrence A. Wilford T A X P A R C E L I . D . # : James A. Geske 19-29702-380-03 8425 Seasons Parkway, Suite 105 LEGAL DESCRIPTION OF PROPWoodbury, MN 55125-4393 ERTY: (651) 209-3300 Lot 38, Block 3, Common Interest File Number: 013121F01 Community #567, Glendale Heights 2107390 3/18-4/22/10 Third COUNTY IN WHICH PROPERTY IS LOCATED:Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE:$196,492.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE:$221,089.40 NOTICE OF ASSOCIATION LIEN That prior to the commencement of FORECLOSURE SALE NOTICE IS HEREBY GIVEN, that this mortgage foreclosure proceeding default has occurred in the terms and Mortgagee/Assignee of Mortgagee comconditions of the Declaration for Rid- plied with all notice requirements as geview Condominium Homes ("Decla- required by statute; That no action or ration") as recorded in the office of the proceeding has been instituted at law County Recorder in and for Dakota o r o t h e r w i s e t o r e c o v e r t h e d e b t County, Minnesota, which said Decla- secured by said mortgage, or any part ration covers the following described thereof; property situated in the County of PURSUANT to the power of sale conDakota and State of Minnesota, to-wit: tained in said mortgage, the above Apartment Number 202, 12962 described property will be sold by the Sheriff of said county as follows: Nicollet Avenue South, DATE AND TIME OF SALE: May 11, Condominium Ownership No. 15, 2010 at 10:00 AM Ridgeview Condominium Homes according to the plat thereof on file or PLACE OF SALE:Sheriff's Office, Law of record in the Office of the County Enforcement Center, 1580 Hwy 55, Recorder in and for Dakota County, Lobby #S-100, Hastings, MN Minnesota. to pay the debt then secured by said Mortgage, and taxes, if any, on said P R O P E R T Y A D D R E S S : 12962 Nicollet Avenue South Unit 202, premises, and the costs and disbursements, including attorneys' fees Burnsville MN 55337. THAT, pursuant to said Declaration, allowed by law subject to redemption there is claimed to be due and owing within six (6) months from the date of as of the date of this Notice by Artur said sale by the mortgagor(s), their V. Guzhagin, as Unit owner, to Ridge- personal representatives or assigns view Homeowners Association, the unless reduced to Five (5) weeks under principal amount of Six Thousand MN Stat. §580.07. TIME AND DATE TO VACATE PROPFive Hundred Forty Seven and 00/100 ($6,547.00) for condo- E R T Y : I f t h e r e a l e s t a t e i s a n minium assessments; and that any owner-occupied, single-family dwellaction being now pending at law or ing, unless otherwise provided by law, otherwise to recover said debt or any the date on or before which the mortpart thereof has been discontinued, or gagor(s) must vacate the property if the that an execution upon any judgment mortgage is not reinstated under secrendered therein has been returned tion 580.30 or the property is not redeemed under section 580.23 is unsatisfied, in whole or in part, and; THAT, pursuant to said Declaration, 11:59 p.m. on November 12, 2010. MORTGAGOR(S) RELEASED FROM and the statute in such case made and provided, said debt creates a lien upon FINANCIAL OBLIGATION ON MORTsaid premises in favor of Ridgeview GAGE:None "THE TIME ALLOWED BY LAW FOR Homeowners Association, as evidenced by that Notice of Lien dated REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPJune 9, 2009, and recorded July 10, 2009, as Document No. 2670229 in RESENTATIVES OR ASSIGNS, MAY BE the office of the County Recorder in REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER and for Dakota County, Minnesota. THAT, notice is hereby given that by MINNESOTA STATUTES, SECTION virtue of the power of sale created by 5 8 2 . 0 3 2 , D E T E R M I N I N G , A M O N G statute, said lien will be foreclosed by OTHER THINGS, THAT THE MORTthe sale of said premises with the GAGED PREMISES ARE IMPROVED hereditiments and appurtenances WITH A RESIDENTIAL DWELLING OF thereto, which said sale will be made LESS THAN FIVE UNITS, ARE NOT by the Sheriff of Dakota County, at PROPERTY USED IN AGRICULTURAL public auction to the highest bidder, P R O D U C T I O N , A N D A R E for cash, to pay the amount then due ABANDONED." for said condominium assessments,

PUBLIC NOTICE

��

�� ABANDONED. Dated: March 10, 2010. Bank of America, N.A., as Trustee Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 60-2287 3013191915 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2111009 3/18-4/22/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE:O c t o b e r 2 3 , 2006 MORTGAGOR:A l t h e a J . Toliver-Vogel, married. MORTGAGEE:Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded November 8, 2006, Dakota County Recorder, Document No. 2474272. ASSIGNMENTS OF MORTGAGE: Assigned to: JPMorgan Chase Bank, National Association, Dated: February 17, 2010 TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100021278926730180 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: U.S. Bank, N.A. RESIDENTIAL MORTGAGE SERVICER: JPMorgan Chase Bank, National Association MORTGAGED PROPERTY ADDRESS: 1805 5th Street South, South Saint Paul, MN 55075 T A X P A R C E L I . D . # : 36-48550-070-02 LEGAL DESCRIPTION OF PROPERTY: Lot 7, Block 2, Michaels Addition COUNTY IN WHICH PROPERTY IS LOCATED:Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE:$204,750.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE:$201,983.70 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: May 14, 2010 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on November 15, 2010 . MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE:None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: March 25, 2010. JPMorgan Chase Bank, N.A. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 60-2784 5304049645 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2129959 4/1-5/6/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE:March 1, 2007 MORTGAGORS:D o d d C a r l s o n a n d Tami Carlson, husband and wife. MORTGAGEE:Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded March 22, 2007, Dakota County Recorder, Document No. 2504529. ASSIGNMENTS OF MORTGAGE: Assigned to: Bayview Loan Servicing, LLC, Dated: November 9, 2009 TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100077960000665811 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Decision One Mortgage Company, LLC RESIDENTIAL MORTGAGE SERVICER: Bayview Loan Servicing, LLC MORTGAGED PROPERTY ADDRESS: 444 6th Avenue South, South Saint Paul, MN 55075 T A X P A R C E L I . D . # : 36-64300-190-06 LEGAL DESCRIPTION OF PROPERTY: Lot 19, Block 6, Riverside Park Addition to the City of St. Paul COUNTY IN WHICH PROPERTY IS LOCATED:Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE:$192,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE:$208,942.87 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: May 20, 2010 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on November 22, 2010 . MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE:None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: March 18, 2010. Bayview Loan Servicing, LLC Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 90-1520 0000405010 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2130116 4/1-5/6/10

PUBLIC NOTICE

No. 2544409. O F A S S I G N M E N T S MORTGAGE:NONE TRANSACTION AGENT: NONE TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: NONE LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Washington Mutual Bank, FA RESIDENTIAL MORTGAGE SERVICER: JPMorgan Chase Bank, National Association MORTGAGED PROPERTY ADDRESS: 1325 Prairieview Trail, Farmington, MN 55024 T A X P A R C E L I . D . # : 14-15304-120-01 LEGAL DESCRIPTION OF PROPERTY: Lot 12, Block 1, Bristol Square Fifth Addition COUNTY IN WHICH PROPERTY IS LOCATED:Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE:$179,200.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE:$200,337.30 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: April 29, 2010 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on October 29, 2010. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE:None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: March 8, 2010. JPMorgan Chase Bank, N.A. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 60-2409 3014219681 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2110948 3/18-4/22/10

PUBLIC NOTICE

STATE OF MINNESOTA COUNTY OF DAKOTA DISTRICT COURT FIRST JUDICIAL DISTRICT Court File No.: C2-07-7407 Premier Bank, a Minnesota corporation, Plaintiff, vs. LaFavre & Miller Development, LLC, a Minnesota limited liability company, Joseph M. Miller, an adult resident of Minnesota, and Adam T. LaFavre, an adult resident of Minnesota, Defendants. --------------------------------------------------------NOTICE OF SHERIFF'S SALE UNDER JUDGMENT AND DECREE --------------------------------------------------------NOTICE IS HEREBY GIVEN, that by virtue of a Judgment entered in the above entitled action on August 7, 2007, a certified copy of which has been delivered to me and which is attached hereto, directing the sale of the premises hereinafter described to satisfy the amount found and adjudged due to said Plaintiff in the above entitled action, the Sheriff of Dakota County will sell at public auction, to the highest bidder for cash, on April 29, 2010, at 10:00 a.m., at the Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, MN 55033, in said state and county, the premises and real estate described in said Judgment: Parcel 1: That part of the East One-half of the Northeast Quarter (E 1⁄2 of NE 1⁄4) of Section 20 (20), Township One Hundred Fourteen (114), Range Twenty

dred Fourteen (114), Range Twenty (20), Dakota County, Minnesota lying Southerly of the following described line: Commencing at the Southeast corner of said East One-half of the Northeast Quarter (E 1⁄2 of NE 1⁄4); thence North 00 degrees 17 minutes 58 seconds East, along the East line of said East One-half of the Northeast Quarter (E 1/2 of NE 1⁄4), a distance of 1362.76 feet to the point of beginning of the line to be described; thence North 89 degrees 42 minutes 02 seconds West, a distance of 372.27 feet; thence North 69 degrees 00 minutes 56 seconds West, a distance of 1021.17 feet to the West line of said East One-half of the Northeast Quarter (E 1⁄2 of NE 1⁄4) and there terminating. Excepting therefrom the East 16.50 feet of the South 16.50 feet of the East One-half of the Northeast Quarter (E 1⁄2 of NE 1⁄4) of Section Twenty (20), Township One Hundred Fourteen (114), Range Twenty (20), Dakota County, Minnesota. Parcel 2: The South 854.25 feet of the West 1⁄2 of the Northeast Quarter of Section 20, Township 114, Range 20, Dakota County, Minnesota, except that part of the Southwest Quarter of the Northeast Quarter (SW 1⁄4 of NE 1⁄4) of Section 20, Township 114, Range 20, Dakota County, Minnesota, lying southeasterly and southerly of the following described line and its easterly extension: Commencing at the Southeast corner of said Southwest Quarter of the Northeast Quarter (SW 1⁄4 of NE 1⁄4); thence North 89 degrees 57 minutes 36 seconds West, assumed bearing, along the South line of said Southwest Quarter of the Northeast Quarter (SW 1⁄4 of NE 1⁄4), a distance of 783.41 feet to the point of beginning of the line to be described; thence North 51 degrees 25 minutes 56 seconds East, 21.72 feet; thence northeasterly 187.32 feet, along a tangential curve, concave to the northwest, having a radius of 410.00 feet, and a central angle of 26 degrees 10 minutes 39 seconds; thence northeasterly 555.31 feet, along a reverse curve, concave to the southeast, having a radius of 490.00 feet, and a central angle of 64 degrees 55 minutes 58 seconds; thence South 89 degrees 48 minutes 45 seconds East, tangent to said last described curve, 207.84 feet to the East line of said Southwest Quarter of the Northeast Quarter (SW 1⁄4 of NE 1⁄4) and said line there terminating. Parcel 3: The North 656.70 feet of the South 1510.95 feet of the West 1⁄2 of the Northeast 1⁄4 of Section 20, Township 114, Range 20, Dakota County, Minnesota. Property Addresses: Parcel 1: 195XX Holyoke Ave, Lakeville, MN 55044 Parcel 2: Unassigned Parcel 3: Unassigned Dated this 15th day of March, 2010 Dave Bellows Sheriff of Dakota County LEONARD, O'BRIEN, SPENCER, GALE & SAYRE, LTD. James M. Jorissen, #262833 Attorney for Plaintiff Premier Bank 100 South Fifth Street, Suite 2500 Minneapolis, MN 55402 2110776 3/18-4/22/10

PUBLIC NOTICE

required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: May 6, 2010 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on November 8, 2010. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE:None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: March 9, 2010. CitiMortgage, Inc. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 10-3496 2004253890 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2110891 3/18-4/22/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: June 15, 2005 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $140,000.00 MORTGAGOR(S): Alejandro Lopez, a single person and Nicole E Deberardini, a single person MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded: August 23, 2005 Dakota County Recorder Document Number: 2353723 ASSIGNMENTS OF MORTGAGE: And assigned to: U.S. Bank National Association, as trustee, on behalf of the holders of the Home Equity Asset Trust 2005-7 Home Equity Pass-Through Certificates, Series 2005-7 Dated: December 22, 2008 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 1001527-100000-669-8 Lender or Broker: Mortgage One, Inc. Residential Mortgage Servicer: Select Portfolio Servicing Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 1522 Aspen Dr, Eagan, MN 55122-1305 Tax Parcel ID Number: 10-73002-020-07 10-73002-030-07 LEGAL DESCRIPTION OF PROPERTY: Lots 2 and 3, Block 7, Surrey Heights Third Addition, together with easements for access, party walls, utilities, recreational and parking facilities as contained in Document No. 404666, according to the recorded plat thereof on file and of record in the office of the County Recorder, Dakota County, Minnesota. AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $170,930.39 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: April 30, 2010 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns.

sonal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on October 30, 2010, or the next business day if October 30, 2010 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: March 18, 2010 ASSIGNEE OF MORTGAGEE: U.S. Bank National Association, as trustee, on behalf of the holders of the Home Equity Asset Trust 2005-7 Home Equity Pass-Through Certificates, Series 2005-7 Wilford & Geske, P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 013192F01 2110273 3/18-4/22/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: June 19, 2003 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $157,500.00 MORTGAGOR(S): Christopher J. McHugh and Katherine A. McHugh, Husband and Wife MORTGAGEE: Anchor Bank, West St. Paul, N.A. DATE AND PLACE OF RECORDING: Recorded: July 25, 2003 Dakota County Recorder Document Number: 2083892 ASSIGNMENTS OF MORTGAGE: And assigned to: TCF Mortgage Corporation Dated: June 19, 2003 Recorded: July 25, 2003 Dakota County Recorder Document Number: 2083893 And assigned to: Mortgage Electronic Registration Systems, Inc. Dated: May 01, 2006 Recorded: May 10, 2006 Dakota County Recorder Document Number: 2428114 And assigned to: U.S. Bank, National Association Dated: March 10, 2010 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100021248001879988 Lender or Broker: Anchor Bank, West St. Paul, N.A. Residential Mortgage Servicer: U.S. Bank Home Mortgage Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 13101 Finch Way, Apple Valley, MN 55124-8056 Tax Parcel ID Number: 01-31004-310-05 LEGAL DESCRIPTION OF PROPERTY: Lot 31, Block 5, Greenleaf Fifth Addition Dakota County, Minnesota AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $106,981.11 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: May 06, 2010 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on November 06, 2010, or the next business day if November 06, 2010 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPT-

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A DEBT COLLECTOR ATTEMPT ING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: March 18, 2010 ASSIGNEE OF MORTGAGEE: U.S. Bank, National Association Wilford & Geske, P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 002567F02 2108646 3/18-4/22/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE:April 20, 2007 MORTGAGOR:M i c h a e l V e l z k e , a single person. MORTGAGEE:J P M o r g a n C h a s e Bank, National Association as successor in interest to Washington Mutual Bank, FA. DATE AND PLACE OF RECORDING: Recorded May 10, 2007, Dakota County Recorder, Document No. 2515898. O F A S S I G N M E N T S MORTGAGE:NONE TRANSACTION AGENT: NONE TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: NONE LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Washington Mutual Bank, FA RESIDENTIAL MORTGAGE SERVICER: JPMorgan Chase Bank, National Association MORTGAGED PROPERTY ADDRESS: 3285 Hill Ridge Drive, Eagan, MN 55121 T A X P A R C E L I . D . # : 10-41300-064-05 LEGAL DESCRIPTION OF PROPERTY: Unit 64, CIC Number 358, Cedar Bluff Townhome Condominium COUNTY IN WHICH PROPERTY IS LOCATED:Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE:$153,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE:$173,184.42 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: May 4, 2010 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on November 4, 2010. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE:None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: March 10, 2010.

Dated: March 10, 2010. JPMorgan Chase Bank, N.A. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 60-2639 3013635614 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2110989 3/18-4/22/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE:J a n u a r y 2 2 , 2009 MORTGAGORS:Mark A. Tartagalia and Felicia A. Edmark, both single. MORTGAGEE:Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded February 26, 2009, Dakota County Recorder, Document No. 2639731. ASSIGNMENTS OF MORTGAGE: Assigned to: Chase Home Finance LLC, Dated: March 19, 2010. TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100073000830337531 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Freedom Mortgage Corporation RESIDENTIAL MORTGAGE SERVICER: Chase Home Finance LLC MORTGAGED PROPERTY ADDRESS: 7635 Upper 167th Street West, Lakeville, MN 55044 TAX PARCEL I.D. #: 222760013001 LEGAL DESCRIPTION OF PROPERTY: Lot 13, Block 1, Foxborough, Dakota County, Minnesota COUNTY IN WHICH PROPERTY IS LOCATED:Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE:$223,558.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE:$226,651.47 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: May 25, 2010 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on November 25, 2010. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE:None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: March 23, 2010. Chase Home Finance LLC Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 30-8137 1962704952 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2129483 4/1-5/6/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: April 14, 2004 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $203,250.00 MORTGAGOR(S): Mark R. Von Berge AKA Mark R. Vonberge, A Married Man MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded: June 23, 2004 Dakota County Recorder Document Number: 2218685 ASSIGNMENTS OF MORTGAGE: And assigned to: The Bank of New York Mellon FKA The Bank of New York as Trustee For The Certificateholders of CWMBS 2004-15 Dated: February 03, 2010 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100050500007648641 Lender or Broker: Ryland Mortgage Company Residential Mortgage Servicer: BAC Home Loans Servicing, L.P. Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 6808 158th St W, Apple Valley, MN 55124-6027 Tax Parcel ID Number: 01-32151-047-01 LEGAL DESCRIPTION OF PROPERTY: Lot 47, Block 1, Hawthorne 2nd Addition, CIC No. 369. Located in the County of Dakota, State of Minnesota. Together with the benefits contained in the Declaration for CIC No. 369, Dated May 10, 2002, filed July 31, 2002 as Document No. 1921716 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $206,948.93 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: May 14, 2010 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on November 14, 2010, or the next business day if November 14, 2010 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: April 01, 2010 ASSIGNEE OF MORTGAGEE: The Bank of New York Mellon FKA The Bank of New York as Trustee For T h e C e r t i f i c a t e h o l d e r s o f CWMBS 2004-15 Wilford & Geske, P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 012288F01 2122935 4/1-5/6/10

PUBLIC NOTICE

Assigned to: U.S. Bank, N.A., Dated: June 12, 2003, Recorded: August 14, 2003, Document No. 2094686. TRANSACTION AGENT: NONE TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: NONE LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: River City Mortgage Corp. RESIDENTIAL MORTGAGE SERVICER: U.S. Bank Home Mortgage MORTGAGED PROPERTY ADDRESS: 20578 Hampshire Way, Lakeville, MN 55044 TAX PARCEL I.D. #: 22-82052080-01 LEGAL DESCRIPTION OF PROPERTY: Lot 8, Block 1, Village Creek 3rd Addition, CIC Number 346, Dakota County, Minnesota. COUNTY IN WHICH PROPERTY IS LOCATED:Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE:$218,311.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE:$204,048.43 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: May 11, 2010 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on November 12, 2010. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE:None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: March 8, 2010. U.S. Bank, N. A. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 19-839 7810314537 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2111243 3/18-4/22/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: December 15, 2005 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $141,520.00 MORTGAGOR(S): Christina Buck, a.k.a. Christina Munguia, a single woman MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF REGISTERING: Registered: December 28, 2005 Dakota County Registrar of Titles Document Number: 581810 ASSIGNMENTS OF MORTGAGE: And assigned to: HSBC Bank USA, N.A., as Trustee on behalf of ACE Securities Corp. Home Equity Loan Trust and for the registered holders of ACE Securities Corp. Home Equity Loan Trust, Series 2006-ASAP2, Asset-Backed Pass-Through Certificates Dated: March 03, 2010 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100336604040005318 Lender or Broker: Commonsense Mortgage, Inc. Residential Mortgage Servicer: Ocwen Loan Servicing, LLC Mortgage Originator: Not Applicable CERTIFICATE OF TITLE NUMBER: 138472 COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 3786 Red Robin Ln, Eagan, MN 55122-1133

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�� PURSUANT, �� to�� Ln, Eagan, MN 55122-1133 the power of sale con T a x P a r c e l I D N u m b e r : tained in said mortgage, the above 107710006017 described property will be sold by the L E G A L D E S C R I P T I O N O F P R O P - Sheriff of said county as follows: ERTY: Lot 6, Block 17, Town View First DATE AND TIME OF SALE: 10:00 Addition AM on May 11, 2010 AMOUNT DUE AND CLAIMED TO BE PLACE OF SALE: Sheriff`s Main D U E A S O F D A T E O F N O T I C E : Office, Law Enforcement Center, 1580 $148,666.61 Highway 55, Hastings MN 55033-2343 THAT all pre-foreclosure require- to pay the debt then secured by said ments have been complied with; that mortgage and taxes, if any actually no action or proceeding has been insti- paid by the mortgagee, on the pretuted at law or otherwise to recover the mises and the costs and disbursedebt secured by said mortgage, or any m e n t s a l l o w e d b y l a w . T h e t i m e part thereof; that this is registered allowed by law for redemption by said property; mortgagor(s), their personal represenPURSUANT to the power of sale con- tatives or assigns is 6 months from the t a i n e d i n s a i d m o r t g a g e , t h e date of sale. "THE TIME ALLOWED BY LAW FOR above-described property will be sold by the Sheriff of said county as fol- REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR`S PERSONAL REPlows: DATE AND TIME OF SALE: April 29, RESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDI2010 at 10:00 AM PLACE OF SALE: Dakota County CIAL ORDER IS ENTERED UNDER Law Enforcement Center, 1580 High- MINNESOTA STATUTES, SECTION way 55, Lobby S-100, Hastings, Minne- 5 8 2 . 0 3 2 , D E T E R M I N I N G , A M O N G sota OTHER THINGS, THAT THE MORTto pay the debt secured by said mort- GAGED PREMISES ARE IMPROVED gage and taxes, if any, on said pre- WITH A RESIDENTIAL DWELLING OF mises and the costs and disburse- LESS THAN FIVE UNITS, ARE NOT ments, including attorney fees allowed PROPERTY USED IN AGRICULTURAL by law, subject to redemption within P R O D U C T I O N , A N D A R E six (6) months from the date of said ABANDONED." Dated: March 25, 2010 sale by the mortgagor(s), their perWells Fargo Bank, N.A., sonal representatives or assigns. successor by merger to Wells If the Mortgage is not reinstated Fargo Bank Minnesota, N.A., as under Minn. Stat. §580.30 or the propTrustee f/k/a Norwest Bank erty is not redeemed under Minn. Stat. Minnesota, N.A., as Trustee for §580.23, the Mortgagor must vacate Asset Backed Securities Corpo the property on or before 11:59 p.m. on ration Home Equity Loan Trust October 29, 2010, or the next busi2001-HE1 ness day if October 29, 2010 falls on a Randall S. Miller & Associates, PLLC Saturday, Sunday or legal holiday. Mortgagor(s) released from financial A t t o r n e y s f o r A s s i g n e e o f Mortgage/Mortgagee obligation: NONE THIS COMMUNICATION IS FROM One Financial Plaza, A DEBT COLLECTOR ATTEMPT- 120 South Sixth Street, Suite 1100 ING TO COLLECT A DEBT. ANY Minneapolis, MN 5540 INFORMATION OBTAINED WILL BE Phone: 612-573-3677 Our File No. 10MN00031-1 USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THIS IS A COMMUNICATION FROM THE DEBT AND IDENTITY OF THE A DEBT COLLECTOR. ORIGINAL CREDITOR WITHIN THE A S A P # 3 4 9 7 1 9 9 0 3 / 2 5 / 2 0 1 0 , T I M E P R O V I D E D B Y L A W I S N O T 04/01/2010, 04/08/2010, 04/15/2010, 04/22/2010, 04/29/2010 AFFECTED BY THIS ACTION. 3/25-4/29/10 THE TIME ALLOWED BY LAW FOR 2119931 REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE NOTICE OF MORTGAGE REDUCED TO FIVE WEEKS IF A JUDIFORECLOSURE SALE CIAL ORDER IS ENTERED UNDER THE RIGHT TO VERIFICATION OF MINNESOTA STATUTES, SECTION 5 8 2 . 0 3 2 , D E T E R M I N I N G , A M O N G THE DEBT AND IDENTITY OF THE OTHER THINGS, THAT THE MORT- ORIGINAL CREDITOR WITHIN THE GAGED PREMISES ARE IMPROVED T I M E P R O V I D E D B Y L A W I S N O T WITH A RESIDENTIAL DWELLING OF AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN: LESS THAN FIVE UNITS, ARE NOT That default has occurred in the PROPERTY USED IN AGRICULTURAL conditions of the following described PRODUCTION, AND ARE ABANDONED. mortgage: DATED: March 18, 2010 DATE OF MORTGAGE: June 16, 2005 ASSIGNEE OF MORTGAGEE: ORIGINAL PRINCIPAL AMOUNT OF HSBC Bank USA, N.A., as Trustee on behalf of ACE Securities Corp. MORTGAGE: $139,200.00 MORTGAGOR(S): Michael P. Bitzer, a Home Equity Loan Trust and for the registered holders of ACE married man MORTGAGEE: Mortgage Electronic Securities Corp. Home Equity Loan Trust, Series 2006-ASAP2, Registration Systems, Inc. as nominee for Paragon Home Lending, LLC Asset-Backed Pass-Through TRANSACTION AGENT: Mortgage Certificates Electronic Registration Systems, Inc. Wilford & Geske, P.A. MIN#: 100200700000484171 Attorneys for Assignee of Mortgagee SERVICER: Ocwen Loan Servicing, Lawrence A. Wilford LLC James A. Geske LENDER: Paragon Home Lending, 8425 Seasons Parkway, Suite 105 LLC. Woodbury, MN 55125-4393 DATE AND PLACE OF FILING: (651) 209-3300 Dakota County Minnesota, Recorder , File Number: 013024F01 on June 30, 2005, as Document No. 2103652 3/18-4/22/10 2336015 ASSIGNED TO: HSBC Bank USA, N.A., as Trustee for the registered holders of ACE Securities Corp. Home Equity Loan Trust, Series 2005-ASAP1, NOTICE OF MORTGAGE Asset Backed Pass-Through CertifiFORECLOSURE SALE THE RIGHT TO VERIFICATION OF cates Dated: October 28, 2005 , and THE DEBT AND IDENTITY OF THE recorded March 9, 2010 by Document ORIGINAL CREDITOR WITHIN THE No. 2718433 . LEGAL DESCRIPTION OF PROPTIME PROVIDED BY LAW IS NOT ERTY: Lot 22, Block 1, Oak Shores 9th AFFECTED BY THIS ACTION. Addition, Dakota County, Minnesota. NOTICE IS HEREBY GIVEN: PROPERTY ADDRESS: 14 Maple That default has occurred in the conditions of the following described Island Road, Burnsville, MN 55306 PROPERTY I.D: 02 53754 220 01 mortgage: COUNTY IN WHICH PROPERTY IS DATE OF MORTGAGE: January 12, LOCATED: Dakota 2001 THE AMOUNT CLAIMED TO BE DUE ORIGINAL PRINCIPAL AMOUNT OF ON THE MORTGAGE ON THE DATE OF MORTGAGE: $166,500.00 MORTGAGOR(S): Timothy D. Kekke T H E N O T I C E : O n e H u n d r e d Forty-Three Thousand Eight Hundred and Lisa A. Kekke, husband and wife MORTGAGEE: New Century Mort- One and 06/100 ($143,801.06) THAT no action or proceeding has gage Corporation SERVICER: Ocwen Loan Servicing, been instituted at law to recover the debt secured by said mortgage, or any LLC LENDER: New Century Mortgage part thereof; that there has been compliance with all pre-foreclosure notice Corporation. D A T E A N D P L A C E O F F I L I N G : and acceleration requirements of said Dakota County Minnesota Registrar of mortgage, and/or applicable statutes; PURSUANT, to the power of sale conTitle , on December 30, 2003, as tained in said mortgage, the above Document No. 0525853 ASSIGNED TO: Wells Fargo Bank, described property will be sold by the N.A., successor by merger to Wells Sheriff of said county as follows: DATE AND TIME OF SALE: 10:00 AM Fargo Bank Minnesota, N.A., as Trustee f/k/a Norwest Bank Minnesota, on May 11, 2010 PLACE OF SALE: Sheriff`s M a i n N.A., as Trustee for Asset Backed Securities Corporation Home Equity Office, Law Enforcement Center, 1580 Loan Trust 2001-HE1 Dated: April 1, Highway 55, Hastings MN 55033-2343 2001 , and recorded April 17, 2009 by to pay the debt then secured by said mortgage and taxes, if any actually Document No. T642268 . LEGAL DESCRIPTION OF PROP- paid by the mortgagee, on the preERTY: Lot Sixteen (16), Block one (1) mises and the costs and disbursements allowed by law. in Rio Loma The time allowed by law for redempPROPERTY ADDRESS: 1800 Rio tion by said mortgagor(s), their perLoma Lane, Burnsville, MN 55337 sonal representatives or assigns is 6 PROPERTY I.D: 02 64040 160 01 COUNTY IN WHICH PROPERTY IS months from the date of sale. "THE TIME ALLOWED BY LAW FOR LOCATED: Dakota THE AMOUNT CLAIMED TO BE DUE REDEMPTION BY THE MORTGAGOR, ON THE MORTGAGE ON THE DATE OF THE MORTGAGOR`S PERSONAL REPT H E N O T I C E : O n e H u n d r e d RESENTATIVES OR ASSIGNS, MAY BE Ninety-Eight Thousand One Hundred REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER Twenty-Two and 75/100 ($198,122.75) THAT no action or proceeding has MINNESOTA STATUTES, SECTION been instituted at law to recover the 5 8 2 . 0 3 2 , D E T E R M I N I N G , A M O N G debt secured by said mortgage, or any OTHER THINGS, THAT THE MORTpart thereof; that there has been com- GAGED PREMISES ARE IMPROVED pliance with all pre-foreclosure notice WITH A RESIDENTIAL DWELLING OF and acceleration requirements of said LESS THAN FIVE UNITS, ARE NOT mortgage, and/or applicable statutes; PURSUANT, to the power of sale con- ��

PUBLIC NOTICE

�� U.S. Bank National Association Wilford & Geske, P.A. �� LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: March 25, 2010 HSBC Bank USA, N.A., as Trustee for the registered holders of ACE Securities Corp. Home Equity Loan Trust, Series 2005-ASAP1, Asset Backed Pass-Through Certificates Randall S. Miller & Associates, PLLC Attorneys for Assignee of Mortgage/Mortgagee One Financial Plaza, 120 South Sixth Street, Suite 1100 Minneapolis, MN 55402 Phone: 612-573-3677 Our File No. 10MN00061-1 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. ASAP# 3499087 03/25/2010, 04/01/2010, 04/08/2010, 04/15/2010, 04/22/2010, 04/29/2010 2119882 3/25-4/29/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: February 15, 2005 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $219,600.00 MORTGAGOR(S): Glenn O Smith, a single person MORTGAGEE: Homeservices Lending, LLC dba Edina Realty Mortgage DATE AND PLACE OF RECORDING: Recorded: March 03, 2005 Dakota County Recorder Document Number: 2301067 ASSIGNMENTS OF MORTGAGE: And assigned to: Mortgage Electronic Registration Systems, Inc. Dated: February 22, 2005 Recorded: September 06, 2005 Dakota County Recorder Document Number: 2358031 And assigned to: U.S. Bank National Association Dated: March 09, 2010 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100021269120003524 Lender or Broker: Homeservices Lending, LLC dba Edina Realty Mortgage Residential Mortgage Servicer: U.S. Bank Home Mortgage Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 16330 Javari Ct, Lakeville, MN 55044-6831 Tax Parcel ID Number: 22-77150-080-01 LEGAL DESCRIPTION OF PROPERTY: Lot 8, Block 1, Town and Country Estates Common Interest Community No. 242, Dakota County, Minnesota. AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $210,557.92 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: May 13, 2010 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on November 13, 2010, or the next business day if November 13, 2010 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: March 25, 2010 ASSIGNEE OF MORTGAGEE: U.S. Bank National Association

Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 013230F01 2119440 3/25-4/29/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: November 30, 2004 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $164,512.00 MORTGAGOR(S): Matthew R. Spitsberg and Robin R. Spitsberg, both single persons MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded: January 03, 2005 Dakota County Recorder Document Number: 2282125 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100199600000094678 Lender or Broker: Advisor's Mortgage, LLC Residential Mortgage Servicer: GMAC Mortgage, LLC Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 15960 Firtree Dr, Apple Valley, MN 55124-5832 Tax Parcel ID Number: 01-63400-014-25 LEGAL DESCRIPTION OF PROPERTY: Unit No. 14, CIC No. 235, Regatta Courthomes, a condominium located in Dakota County, Minnesota. AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $160,289.44 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: May 07, 2010 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on November 07, 2010, or the next business day if November 07, 2010 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: March 25, 2010 MORTGAGEE: Mortgage Electronic Registration Systems, Inc. Wilford & Geske, P.A. Attorneys for Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 013436F01 2118794 3/25-4/29/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: August 18, 2006 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $194,400.00 MORTGAGOR(S): Wayne J Jenkins and Cheryl M Jenkins, husband and wife MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF REGISTERING: Registered: October 24, 2006 Dakota County Registrar of Titles Document Number: 599974 Transaction Agent: Mortgage Elec-

Transaction Agent: Mortgage Elec tronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100052624246053179 Lender or Broker: Fieldstone Mortgage Company Residential Mortgage Servicer: Litton Loan Servicing, LP Mortgage Originator: Not Applicable CERTIFICATE OF TITLE NUMBER: 116259 COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 181 Moreland Ave E, West Saint Paul, MN 55118-2541 Tax Parcel ID Number: 42-83790-130-00 LEGAL DESCRIPTION OF PROPERTY: The East 1/2 of Lot 12 and the West 1/2 of Lot 13, Westchester Heights No. 1, Dakota County, Minnesota AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $206,437.30 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; that this is registered property; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: May 07, 2010 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on November 07, 2010, or the next business day if November 07, 2010 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: March 25, 2010 MORTGAGEE: Mortgage Electronic Registration Systems, Inc. Wilford & Geske, P.A. Attorneys for Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 013320F01 2112011 3/25-4/29/10

PUBLIC NOTICE

Lot 5 in said Block 7, thence West 132 feet, thence North 101.8 feet, more or less, to the Northwest corner of said Lot 3, thence East 132 feet to the place of commencement, being all of Lot 3, and part of Lot 4 in said Block 7 of Henry G. Bailly’s Addition to the Town of Hastings; EXCEPTING THEREFROM the North 18 feet of Lot 3, Block 7, of Henry G. Bailly’s Addition to the Town of Hastings, Dakota County, Minnesota. NOTE: This property is Abstract. COUNTY IN WHICH PROPERTY IS LOCATED:Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE:$182,531.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE:$189,287.96 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: May 11, 2010 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on November 12, 2010. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE:None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: March 12, 2010. U.S. Bank, N. A. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 19-858 6800112515 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2120145 3/25-4/29/10

PUBLIC NOTICE

Farm, as measured along said east erly line of Outlot A; thence North 59 degrees 59 minutes 20 seconds East, based on the bearings of said Hungry Point Farm, a distance of 136.26 feet; thence South 1 degrees 48 minutes 54 seconds East, a distance of 332.49 feet; thence south 88 degrees 44 minutes 34 seconds West, a distance of 463.00 feet to the east line of said Outlot A; thence North 1 degree 48 minutes 54 seconds West a distance of 180.04 feet to a corner of said Outlot A; thence easterly along the southerly line of Outlot A to the Southeasterly corner of said Outlot A; thence North 9 degrees 54 minutes 41 seconds West, a distance of 35.14 feet to the point of beginning, according to the United States Government Survey thereof, Dakota County, Minnesota. COUNTY IN WHICH PROPERTY IS LOCATED:Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE:$172,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE:$178,189.03 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: May 11, 2010 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on November 12, 2010. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE:None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED." Dated: March 12, 2010. Chase Home Finance LLC Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 30-7993 1978305162 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2118828 3/25-4/29/10

PUBLIC NOTICE

interest community no. 478 COUNTY IN WHICH PROPERTY IS LOCATED:Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE:$211,940.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE:$218,059.44 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: May 19, 2010 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on November 19, 2010. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE:None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: March 18, 2010. CitiMortgage, Inc. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 10-3529 2004369421 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2120825 3/25-4/29/10

PUBLIC NOTICE

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described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: May 11, 2010 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on November 12, 2010. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE:None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: March 11, 2010. U.S. Bank, N. A. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 19-799 6800096788 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2120067 3/25-4/29/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: December 29, 2006 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $368,000.00 MORTGAGOR(S): Joel K Neudecker, a married man MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded: January 19, 2007 Dakota County Recorder Document Number: 2489778 ASSIGNMENTS OF MORTGAGE: And assigned to: THE BANK OF NEW YORK MELLON FKA THE BANK OF NEW YORK AS TRUSTEE FOR THE BENEFIT OF THE CERTIFICATEHOLDERS, CWALT, INC., ALTERNATIVE LOAN TRUST 2007-2CB MORTGAGE PASS-THROUGH CERTIFICATES, SERIES 2007-2CB Dated: August 04, 2009 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100075420060033543 Lender or Broker: Homestead Mortgage Corporation Residential Mortgage Servicer: BAC Home Loans Servicing, L.P. Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 1009 Hilloway Cir, Burnsville, MN 55306-5487 Tax Parcel ID Number: 02-83536-040-01 LEGAL DESCRIPTION OF PROPERTY: Lot 4, Block 1, West Buck Hill Estates Replat, Dakota County, Minnesota. AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $396,730.91 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: May 07, 2010 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on November 07, 2010, or the next business day if November 07, 2010 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial

Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: March 25, 2010 ASSIGNEE OF MORTGAGEE: THE BANK OF NEW YORK MELLON FKA THE BANK OF NEW YORK AS TRUSTEE FOR THE BENEFIT OF THE CERTIFICATEHOLDERS, CWALT, INC., ALTERNATIVE LOAN TRUST 2007-2CB MORTGAGE PASS-THROUGH CERTIFIC A T E S , S E R I E S 2007-2CB Wilford & Geske, P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 007633F02 2120019 3/25-4/29/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: August 28, 2006 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $214,000.00 MORTGAGOR(S): Robert W. Dormady and Tamara A. Dormady, Husband and Wife MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded: September 19, 2006 Dakota County Recorder Document Number: 2462196 ASSIGNMENTS OF MORTGAGE: And assigned to: The Bank of New York Mellon FKA The Bank of New York as Trustee for the Certificateholders CWALT, Inc. Alternative Loan Trust 2006-OA17, Mortgage Pass-through Certificates, Series 2006-OA17 Dated: February 08, 2010 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100133700016359765 Lender or Broker: Countrywide Bank, N.A. Residential Mortgage Servicer: BAC Home Loans Servicing, L.P. Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 125 6th Ave S, South Saint Paul, MN 55075-2338 Tax Parcel ID Number: 36.32550.080.08 LEGAL DESCRIPTION OF PROPERTY: Lot 7 and the North 1/2 of Lot 8, Block 8 of Hepburn Park AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $238,956.50 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: May 07, 2010 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on November 07, 2010, or the next business day if November 07, 2010 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDI-

REDUCED TO FIVE WEEKS IF A JUDI CIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: March 25, 2010 ASSIGNEE OF MORTGAGEE: The Bank of New York Mellon FKA The Bank of New York as Trustee for the Certificateholders CWALT, Inc. Alternative L o a n T r u s t 2006-OA17, Mortgage Pass-through Certificates, Series 2006-OA17 Wilford & Geske, P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 012056F01 2120021 3/25-4/29/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: November 27, 2007 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $405,000.00 MORTGAGOR(S): Joy M. Lewanski & James A. Lewanski, wife and husband MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF REGISTERING: Registered: January 15, 2008 Dakota County Registrar of Titles Document Number: 622622 ASSIGNMENTS OF MORTGAGE: And assigned to: SunTrust Mortgage, Inc. Dated: March 18, 2010 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100010402073981817 Lender or Broker: SunTrust Mortgage, Inc. Residential Mortgage Servicer: SunTrust Mortgage, Inc. Mortgage Originator: Not Applicable CERTIFICATE OF TITLE NUMBER: 96811 COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 1575 King Midas Ln, Hastings, MN 55033-3123 Tax Parcel ID Number: 19-42000-171-00 LEGAL DESCRIPTION OF PROPERTY: That part of Lot A in KING MIDAS ADD., according to the recorded plat thereof, described as follows: Commencing at the Southwesterly corner of Lot One (1), Block One (1), KING MIDAS ADD.; thence northerly along the Westerly line of said Lot One (1) a distance of 125.0 feet to the Northwesterly corner of said Lot One (1); thence deflecting to the left 90 degrees a distance of 33.0 feet to the Easterly right-of-way of the Chicago, Milwaukee, St. Paul and Pacific Railroad; thence deflecting to the right 90 degrees a distance of 135.0 feet, along said railroad right-of-way to the point of beginning of the land to be described; thence defelcting to the right 90 degrees a distance of 228.95 feet; thence deflecting to the left 104 degrees 58 minutes a distance of 136.47 feet; thence deflecting to the right 7 degrees 40 minutes a distance of 239.19 feet; thence deflecting to the left 66 degrees 42 minutes a distance of 170.88 feet to a point on the easterly line of the Chicago, Milwaukee, St. Paul and Pacific Railroad right-of-way, distant 415.9 feet northerly as measured along said right-of-way from the point of beginning; thence deflecting to the left 106 degrees along said right-of-way a distance of 415.9 feet to the point of beginning. EXCEPTING THEREFROM: That part of Lot A in KING MIDAS ADDITION, on file and of record in the office of the County Recorder, Dakota County, Minnesota described as follows: Commencing at the southwesterly corner of Lot 1, Block 1, of said KING MIDAS ADDITION: thence North 12 degrees, 43 minutes, 50 seconds West, bearing assumed, along the westerly line of said Lot 1, a distance of 125.0 feet to the northwesterly corner of said Lot 1; thence South 77 degrees, 16 minutes, 10 seconds West, a distance of 33.00 feet to the easterly right of way line of the Chicago, Milwaukee, St. Paul and P a c i f i c Ra i l r o a d ; t h e n c e N o r t h 12 degrees, 43 minutes, 50 seconds West, along said easterly right of way line, a distance of 135.0 feet to the point of beginning of the land to be described; thence North 77 degrees, 16 minutes, 10 seconds East, a distance of 183.00 feet; then ce N o r t h 8 5 d e g r e e s , 29 minutes, 26 seconds West, a distance of 128.61 feet; thence South 78 degrees, 16 minutes, 49 seconds West, a distance of 60.18 feet to said easterly right of way line of the Chicago, Milwaukee, St. Paul and Pacific Railroad; thence South 12 degrees, 43 minutes, 50 seconds East, along said easterly right of way line, a distance of 39.18 feet to the point of beginning. AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $410,337.03 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to

instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; that this is registered property; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: May 13, 2010 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on November 13, 2010, or the next business day if November 16, 2010 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: March 25, 2010 ASSIGNEE OF MORTGAGEE: SunTrust Mortgage, Inc. Wilford & Geske, P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 013257F01 2120023 3/25-4/29/10

PUBLIC NOTICE

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�� WILL BE said INFORMATION secured by to pay the debt then�� OBTAINED Mortgage, and taxes, if any, on said USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF premises, and the costs and disbursem e n t s , i n c l u d i n g a t t o r n e y s ' f e e s THE DEBT AND IDENTITY OF THE allowed by law subject to redemption ORIGINAL CREDITOR WITHIN THE within six (6) months from the date of T I M E P R O V I D E D B Y L A W I S N O T said sale by the mortgagor(s), their AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR personal representatives or assigns unless reduced to Five (5) weeks under REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPMN Stat. §580.07. TIME AND DATE TO VACATE PROP- RESENTATIVES OR ASSIGNS, MAY BE E R T Y : I f t h e r e a l e s t a t e i s a n REDUCED TO FIVE WEEKS IF A JUDIowner-occupied, single-family dwell- CIAL ORDER IS ENTERED UNDER ing, unless otherwise provided by law, MINNESOTA STATUTES, SECTION the date on or before which the mort- 5 8 2 . 0 3 2 , D E T E R M I N I N G , A M O N G gagor(s) must vacate the property if the OTHER THINGS, THAT THE MORTmortgage is not reinstated under sec- GAGED PREMISES ARE IMPROVED tion 580.30 or the property is not WITH A RESIDENTIAL DWELLING OF redeemed under section 580.23 is LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL 11:59 p.m. on November 8, 2010. MORTGAGOR(S) RELEASED FROM PRODUCTION, AND ARE ABANDONED. DATED: March 25, 2010 FINANCIAL OBLIGATION ON MORTASSIGNEE OF MORTGAGEE: GAGE:None U.S. Bank National Association, "THE TIME ALLOWED BY LAW FOR as Trustee, On Behalf Of The REDEMPTION BY THE MORTGAGOR, Holders Of The Structured THE MORTGAGOR'S PERSONAL REPAsset Securities Corporation RESENTATIVES OR ASSIGNS, MAY BE Mortgage Pass-through REDUCED TO FIVE WEEKS IF A JUDICertificates, Series 2007-BC3 CIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION Wilford & Geske, P.A. 5 8 2 . 0 3 2 , D E T E R M I N I N G , A M O N G Attorneys for Assignee of Mortgagee OTHER THINGS, THAT THE MORT- Lawrence A. Wilford GAGED PREMISES ARE IMPROVED James A. Geske WITH A RESIDENTIAL DWELLING OF 8425 Seasons Parkway, Suite 105 LESS THAN FIVE UNITS, ARE NOT Woodbury, MN 55125-4393 PROPERTY USED IN AGRICULTURAL (651) 209-3300 P R O D U C T I O N , A N D A R E File Number: 003433F03 2115002 3/25-4/29/10 ABANDONED." Dated: March 10, 2010. Deutsche Bank National Trust Company, as trustee Mortgagee/ NOTICE OF MORTGAGE Assignee of Mortgagee FORECLOSURE SALE USSET, WEINGARDEN AND LIEBO, P.L.L.P. THE RIGHT TO VERIFICATION By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN Mortgagee THE TIME PROVIDED BY LAW IS 4500 Park Glen Road #300 NOT AFFECTED BY THIS ACTION. Minneapolis, MN 55416 NOTICE IS HEREBY GIVEN, that (952) 925-6888 default has occurred in conditions of 40-3041 the following described mortgage: 4001171224 DATE OF MORTGAGE:February 22, THIS IS A COMMUNICATION FROM 2006 A DEBT COLLECTOR. MORTGAGOR:Amber M. Arrison, a 2120033 3/25-4/29/10 single person. MORTGAGEE:Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Registered March 21, 2006, Dakota NOTICE OF MORTGAGE County Registrar of Titles, Document FORECLOSURE SALE N O T I C E I S H E R E B Y G I V E N t h a t No. 586717, Certificate of Title No. default has occurred in the conditions 133925. ASSIGNMENTS OF MORTGAGE: of the following described mortgage: Assigned to: CitiMortgage, Inc, DATE OF MORTGAGE: January 08, Dated: March 9, 2010. 2007 Said Mortgage being Registered ORIGINAL PRINCIPAL AMOUNT OF Land. MORTGAGE: $254,400.00 TRANSACTION AGENT: Mortgage MORTGAGOR(S): Greg H. Isaak, an Electronic Registration Systems, Inc. unmarried man TRANSACTION AGENT'S MORTMORTGAGEE: Mortgage Electronic GAGE IDENTIFICATION NUMBER ON Registration Systems, Inc. MORTGAGE: 100060710000862895 DATE AND PLACE OF RECORDING: LENDER OR BROKER AND MORTRecorded: January 26, 2007 Dakota GAGE ORIGINATOR STATED ON County Recorder MORTGAGE: Millennia Mortgage CorDocument Number: 2491755 poration ASSIGNMENTS OF MORTGAGE: RESIDENTIAL MORTGAGE SERAnd assigned to: U.S. Bank National Association, as Trustee, On Behalf Of VICER: CitiMortgage, Inc. MORTGAGED PROPERTY ADDRESS: The Holders Of The Structured Asset S e c u r i t i e s C o r p o r a t i o n M o r t g a g e 3951 77th Street East, Inver Grove P a s s - t h r o u g h C e r t i f i c a t e s , S e r i e s Heights, MN 55076 T A X P A R C E L I . D . # : 2007-BC3 20-71163-160-01 Dated: April 29, 2009 LEGAL DESCRIPTION OF PROPRecorded: May 19, 2009 Dakota ERTY: County Recorder Lot Sixteen, Block One in South Document Number: 2658035 Grove No. 14 Transaction Agent: Mortgage ElecCOUNTY IN WHICH PROPERTY IS tronic Registration Systems, Inc. Transaction Agent Mortgage Identifi- LOCATED:Dakota ORIGINAL PRINCIPAL AMOUNT OF cation Number: 100052647028053174 Lender or Broker: Fieldstone Mort- MORTGAGE:$45,000.00 AMOUNT DUE AND CLAIMED TO BE gage Company Residential Mortgage Servicer: Select DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTPortfolio Servicing GAGEE:$44,569.54 Mortgage Originator: Not Applicable That prior to the commencement of COUNTY IN WHICH PROPERTY IS this mortgage foreclosure proceeding LOCATED: Dakota Property Address: 12620 190th St E, Mortgagee/Assignee of Mortgagee complied with all notice requirements as Hastings, MN 55033-9311 T a x P a r c e l I D N u m b e r : required by statute; That no action or proceeding has been instituted at law 25-02200-020-27 LEGAL DESCRIPTION OF PROP- or otherwise to recover the debt ERTY: The East 225 feet of the West secured by said mortgage, or any part 743 feet of the North 484 feet of the thereof; PURSUANT to the power of sale conNorthwest Quarter of Section 22, T o w n s h i p 1 1 4 , R a n g e 1 7 , D a k o t a tained in said mortgage, the above described property will be sold by the County, Minnesota AMOUNT DUE AND CLAIMED TO BE Sheriff of said county as follows: DATE AND TIME OF SALE: May 18, DUE AS OF DATE OF NOTICE: 2010 at 10:00 AM $290,856.17 PLACE OF SALE:Sheriff's Office, Law THAT all pre-foreclosure requirements have been complied with; that Enforcement Center, 1580 Hwy 55, no action or proceeding has been insti- Lobby #S-100, Hastings, MN tuted at law or otherwise to recover the to pay the debt then secured by said debt secured by said mortgage, or any Mortgage, and taxes, if any, on said premises, and the costs and disbursepart thereof; PURSUANT to the power of sale con- m e n t s , i n c l u d i n g a t t o r n e y s ' f e e s t a i n e d i n s a i d m o r t g a g e , t h e allowed by law subject to redemption above-described property will be sold within six (6) months from the date by the Sheriff of said county as fol- of said sale by the mortgagor(s), their personal representatives or assigns lows: DATE AND TIME OF SALE: May 07, unless reduced to Five (5) weeks under MN Stat. §580.07. 2010 at 10:00 AM TIME AND DATE TO VACATE PROPPLACE OF SALE: Dakota County Law Enforcement Center, 1580 High- E R T Y : I f t h e r e a l e s t a t e i s a n way 55, Lobby S-100, Hastings, Minne- owner-occupied, single-family dwelling, unless otherwise provided by law, sota to pay the debt secured by said mort- the date on or before which the mortgage and taxes, if any, on said pre- gagor(s) must vacate the property if the mises and the costs and disbursemortgage is not reinstated under secments, including attorney fees allowed tion 580.30 or the property is not by law, subject to redemption within redeemed under section 580.23 is six (6) months from the date of said 11:59 p.m. on November 18, 2010. MORTGAGOR(S) RELEASED FROM sale by the mortgagor(s), their perFINANCIAL OBLIGATION ON MORTsonal representatives or assigns. If the Mortgage is not reinstated GAGE:None "THE TIME ALLOWED BY LAW FOR under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. REDEMPTION BY THE MORTGAGOR, §580.23, the Mortgagor must vacate THE MORTGAGOR'S PERSONAL REPthe property on or before 11:59 p.m. on RESENTATIVES OR ASSIGNS, MAY BE November 07, 2010, or the next busi- REDUCED TO FIVE WEEKS IF A JUDIness day if November 07, 2010 falls on CIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial 5 8 2 . 0 3 2 , D E T E R M I N I N G , A M O N G OTHER THINGS, THAT THE MORTobligation: NONE THIS COMMUNICATION IS FROM GAGED PREMISES ARE IMPROVED A DEBT COLLECTOR ATTEMPT- WITH A RESIDENTIAL DWELLING OF ING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE ��

PUBLIC NOTICE

�� Bank of America, N.A. Wilford & Geske, P.A. �� WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: March 21, 2010. CitiMortgage, Inc. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 10-3555 770920836 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2120868 3/25-4/29/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: November 10, 1998 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $120,000.00 MORTGAGOR(S): Lakeram Nandlall and Surujdai Nandlall, husband and wife MORTGAGEE: Minnesota Home Mortgage Corporation DATE AND PLACE OF RECORDING: Recorded: December 03, 1998 Dakota County Recorder Document Number: 1555498 ASSIGNMENTS OF MORTGAGE: And assigned to: Firstar Home Mortgage Corporation Dated: November 10, 1998 Recorded: December 03, 1998 Dakota County Recorder Document Number: 1555499 And assigned to: Bank of America, N.A. fka Bank of America, FSB Dated: July 01, 1999 Recorded: September 13, 1999 Dakota County Recorder Document Number: 1636658 Transaction Agent: Not Applicable Transaction Agent Mortgage Identification Number: Not Applicable Lender or Broker: Minnesota Home Mortgage Corporation Residential Mortgage Servicer: Bank of America, N.A. Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 14815 Haven Dr, Apple Valley, MN 55124-6322 Tax Parcel ID Number: 01-16303-090-01 LEGAL DESCRIPTION OF PROPERTY: Lot 9, Block 1, Carrollton Estates 4th Addition, according to the recorded plat AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $138,735.01 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: May 07, 2010 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on November 07, 2010, or the next business day if November 07, 2010 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: March 25, 2010 ASSIGNEE OF MORTGAGEE: Bank of America, N.A.

Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 010153F01 2119047 3/25-4/29/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: August 26, 2005 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $202,214.00 MORTGAGOR(S): Jonathan McDonough, a single person and Jamie Jacobson, a single person MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded: September 21, 2005 Dakota County Recorder Document Number: 2362951 ASSIGNMENTS OF MORTGAGE: And assigned to: The Bank of New York Mellon fka the Bank of New York as Trustee for the Certificateholders CWABS, Inc., Asset-backed Certificates, Series 2005- AB4 Dated: March 22, 2010 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100015700056723998 Lender or Broker: America's Wholesale Lender Residential Mortgage Servicer: BAC Home Loans Servicing, L.P. Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 16862 Embers Ave, Lakeville , MN 55044 Tax Parcel ID Number: 22-47051-603-06 LEGAL DESCRIPTION OF PROPERTY: Unit 1603, Common Interest Community No. 362, Mallard Shores Condominiums, Dakota County, Minnesota. AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $228,018.47 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: May 07, 2010 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on November 07, 2010, or the next business day if November 07, 2010 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: March 25, 2010 ASSIGNEE OF MORTGAGEE: The Bank of New York Mellon fka the Bank of New York as Trustee for the Certificateholders CWABS, Inc., Asset-backed Certificates, Series 2005- AB4 Wilford & Geske, P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 011435F01 2120017 3/25-4/29/10

PUBLIC NOTICE

NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE:April 8, 2009 MORTGAGOR:M i c h e l l e W a l l e y , a single person. MORTGAGEE:Mortgage Electronic Registration Systems, Inc.. DATE AND PLACE OF RECORDING: Recorded April 24, 2009, Dakota County Recorder, Document No. 2652492. ASSIGNMENTS OF MORTGAGE: Assigned to: CitiMortgage, Inc., Dated: March 17, 2010. TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100249120000174289 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Marketplace Home Mortgage, LLC RESIDENTIAL MORTGAGE SERVICER: CitiMortgage, Inc. MORTGAGED PROPERTY ADDRESS: 9376 Imbler Trail, Lakeville, MN 55044 T A X P A R C E L I . D . # : 22-84100-020-07 LEGAL DESCRIPTION OF PROPERTY: Lot 2, Block 7, Wild Meadow Villas, CIC No. 363. Dakota County COUNTY IN WHICH PROPERTY IS LOCATED:Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE:$220,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE:$224,938.62 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: May 18, 2010 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on November 18, 2010. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE:None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: March 18, 2010. CitiMortgage, Inc. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 10-3440 1120753605 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2120438 3/25-4/29/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: April 20, 2007 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $256,080.00 MORTGAGOR(S): Stephanie B. Clay and Trevor D. Bear, both single MORTGAGEE: Bank of America, N.A. DATE AND PLACE OF RECORDING: Recorded: May 08, 2007 Dakota County Recorder Document Number: 2515201 Transaction Agent: Not Applicable Transaction Agent Mortgage Identification Number: Not Applicable Lender or Broker: Bank of America, N.A. Residential Mortgage Servicer: Bank of America, N.A. Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 13220 Humboldt Ave S, Burnsville, MN 55337-2412 Tax Parcel ID Number: 02-44700-260-02 LEGAL DESCRIPTION OF PROPERTY: Lot 26, Block 2, Leisure

ERTY: Lot 26, Block 2, Leisure Estates, Dakota County, Minnesota. AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $268,781.31 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: May 07, 2010 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on November 07, 2010, or the next business day if November 07, 2010 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: March 25, 2010 MORTGAGEE: Bank of America, N.A. Wilford & Geske, P.A. Attorneys for Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 009331F01 2118960 3/25-4/29/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: June 28, 2005 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $174,000.00 MORTGAGOR(S): Michael P. Kelley and Sarah A. Kelley, Husband and Wife MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded: July 22, 2005 Dakota County Recorder Document Number: 2343103 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 1000739-8112634543-9 Lender or Broker: Bremer Bank, National Association Residential Mortgage Servicer: Aurora Loan Services, LLC Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 704 12th St, Farmington, MN 55024-1787 Tax Parcel ID Number: 14-22505-050-04 LEGAL DESCRIPTION OF PROPERTY: Lot 5, Block 4, East Farmington Sixth Addition, Dakota County, Minnesota. AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $177,826.61 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: May 07, 2010 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on November 07, 2010, or the next busi-

November 07, 2010, or the next busi ness day if November 07, 2010 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: March 25, 2010 MORTGAGEE: Mortgage Electronic Registration Systems, Inc. Wilford & Geske, P.A. Attorneys for Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 013343F01 2117180 3/25-4/29/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: August 12, 2005 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $244,000.00 MORTGAGOR(S): James P Cordell and Stephanie Cordell, husband and wife MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded: November 01, 2005 Dakota County Recorder Document Number: 2376275 AND CORRECTIVE MORTGAGE RECORDING: March 02, 2006 Dakota County Recorder Document Number: 2409582 ASSIGNMENTS OF MORTGAGE: And assigned to: New York Community Bank as Servicer for the Federal Deposit Insurance Corporation as Receiver of AmTrust Bank Dated: March 15, 2010 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100162500047997458 Lender or Broker: Provincial Bank Residential Mortgage Servicer: New York Community Bank Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 21225 Hyacinth Ave, Lakeville, MN 55044-7484 Tax Parcel ID Number: 22-30800-020-02 LEGAL DESCRIPTION OF PROPERTY: Lot 2, Block 2, Golden Pond First Addition, Dakota County, Minnesota. AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $270,080.75 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: May 07, 2010 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on November 07, 2010, or the next business day if November 07, 2010 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF

WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: March 25, 2010 ASSIGNEE OF MORTGAGEE: New York Community Bank as Servicer for the Federal Deposit Insurance Corporation as Receiver of AmTrust Bank Wilford & Geske, P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 013156F01 2116975 3/25-4/29/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: October 12, 2007 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $232,000.00 MORTGAGOR(S): Geoffrey O Ongaga, a single person and Vincent M Mochama, a single person MORTGAGEE: Bank of America, N.A. DATE AND PLACE OF REGISTERING: Registered: March 21, 2008 Dakota County Registrar of Titles Document Number: 625502 Transaction Agent: Not Applicable Transaction Agent Mortgage Identification Number: Not Applicable Lender or Broker: Bank of America, N.A. Residential Mortgage Servicer: BAC Home Loans Servicing, L.P. Mortgage Originator: Not Applicable CERTIFICATE OF TITLE NUMBER: 137728 COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 196 150th St W, Apple Valley, MN 55124-8913 Tax Parcel ID Number: 01-11706-020-01 LEGAL DESCRIPTION OF PROPERTY: Lot 2, Block 1, Apple Valley Seventh Addition, Dakota County, Minnesota. AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $262,918.52 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; that this is registered property; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: May 07, 2010 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on November 07, 2010, or the next business day if November 07, 2010 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: March 25, 2010 MORTGAGEE: Bank of America, N.A. Wilford & Geske, P.A. Attorneys for Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 011972F01 2118937 3/25-4/29/10

PUBLIC NOTICE

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ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $228,000.00 MORTGAGOR(S): Russell H Zakariasen III, and Angela J Zakariasen husband and wife MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded: February 14, 2007 Dakota County Recorder Document Number: 2496586 ASSIGNMENTS OF MORTGAGE: And assigned to: Central Mortgage Company Dated: February 26, 2010 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100073000813667425 Lender or Broker: Freedom Mortgage Corporation Residential Mortgage Servicer: Central Mortgage Company Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 16108 Fairgreen Ave, Rosemount, MN 55068-1314 Tax Parcel ID Number: 222117706012 LEGAL DESCRIPTION OF PROPERTY: Lot 6, Block 12, Donnay's Valley Park 8th Addition AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $232,358.57 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: May 13, 2010 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on November 13, 2010, or the next business day if November 13, 2010 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: March 25, 2010 ASSIGNEE OF MORTGAGEE: Central Mortgage Company Wilford & Geske, P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 010358F02 2120026 3/25-4/29/10

PUBLIC NOTICE

NOTICE OF MORTGAG FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN: That default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: June 21, 2005 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $165,000.00 MORTGAGOR(S): Chad Beiler and Jacalyn Beiler, husband and wife as joint tenants MORTGAGEE: First Franklin A Division of NAT.City Bank of IN SERVICER: Home Loan Services, Inc LENDER: First Franklin A Division of NAT. City Bank of IN. DATE AND PLACE OF FILING: Dakota County Minnesota, Recorder , on July 5, 2005, as Document No. 2336947 ASSIGNED TO: Deutsche Bank National Trust Company, as Trustee for First Franklin Mortgage Loan Trust 2005-FFH3, Asset-Backed Certificates, Series 2005-FFH3 Dated: March 5, 2010 , and recorded March 15, 2010 by Document No. 2719252 . LEGAL DESCRIPTION OF PROPERTY: Unit No.113, Common Interest Community No.282, Regatta Village Homes, Dakota County

Homes, Dakota County PROPERTY ADDRESS: 15589 Flight Way, Unit 113, Apple Valley, MN 55124 PROPERTY I.D: 01-63402-113-50 COUNTY IN WHICH PROPERTY IS LOCATED: Dakota THE AMOUNT CLAIMED TO BE DUE ON THE MORTGAGE ON THE DATE OF THE NOTICE: One Hundred Sixty-Five Thousand Seven Hundred Fifty-Three and 24/100 ($165,753.24) THAT no action or proceeding has been instituted at law to recover the debt secured by said mortgage, or any part thereof; that there has been compliance with all pre-foreclosure notice and acceleration requirements of said mortgage, and/or applicable statutes; PURSUANT, to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: 10:00 AM on May 11, 2010 PLACE OF SALE: Sheriff`s Main Office, Law Enforcement Center, 1580 Highway 55, Hastings MN 55033-2343 to pay the debt then secured by said mortgage and taxes, if any actually paid by the mortgagee, on the premises and the costs and disbursements allowed by law. The time allowed by law for redemption by said mortgagor(s), their personal representatives or assigns is 6 months from the date of sale. "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR`S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: March 25, 2010 Deutsche Bank National Trust Company, as Trustee for First Franklin Mortgage Loan Trust 2005-FFH3, Asset-Backed Certificates, Series 2005-FFH3 Randall S. Miller & Associates, PLLC Attorneys for Assignee of Mortgage/Mortgagee One Financial Plaza, 120 South Sixth Street, Suite 1100 Minneapolis, MN 55402 Phone: 612-573-3677 Our File No. 10MN00102-1 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. ASAP# 3499061 03/25/2010, 04/01/2010, 04/08/2010, 04/15/2010, 04/22/2010, 04/29/2010 2119812 3/25-4/29/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: August 21, 2003 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $197,625.00 MORTGAGOR(S): James Bigalke, an unmarried man MORTGAGEE: World Savings Bank, FSB DATE AND PLACE OF REGISTERING: Registered: October 16, 2003 Dakota County Registrar of Titles Document Number: 517938 Transaction Agent: Not Applicable Transaction Agent Mortgage Identification Number: Not Applicable Lender or Broker: World Savings Bank, FSB Residential Mortgage Servicer: Wachovia Mortgage, FSB Mortgage Originator: Not Applicable CERTIFICATE OF TITLE NUMBER: 129561 COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 17179 Joplin Ave, Lakeville, MN 55044-9475 Tax Parcel ID Number: 22-64603-300-02 LEGAL DESCRIPTION OF PROPERTY: Lot 30, Block 2, Rolling Oaks South Plat Four, according to the recorded plat thereof, Dakota County, Minnesota. AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $230,519.20 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; that this is registered property; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: May 07, 2010 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on November 07, 2010, or the next business day if November 07, 2010 falls on

ness day if November 07, 2010 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: March 25, 2010 MORTGAGEE: Wells Fargo Bank, N.A. successor by merger to Wells Fargo Bank Southwest, N.A. formerly known as Wacho via Mortgage, FSB fka World Savings Bank, FSB Wilford & Geske, P.A. Attorneys for Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 007719F02 2119478 3/25-4/29/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: September 28, 2007 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $147,175.00 MORTGAGOR(S): Gerardo Briseno and Yubisay Garcia, Husband and Wife MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded: October 26, 2007 Dakota County Recorder Document Number: 2552801 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100062604751888019 Lender or Broker: Homecomings Financial, LLC (F/K/A Homecomings Financial Network, Inc) Residential Mortgage Servicer: GMAC Mortgage, LLC Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 687 E Burnsville Pkwy, Burnsville, MN 55337-3617 Tax Parcel ID Number: 02-57200-033-00 LEGAL DESCRIPTION OF PROPERTY: Apartment No. 23 of Building No. 6 and 1.73% of undivided interest in the common areas and facilities, Apartment Ownership No. 30, Burnhill Townhomes, a condominium located in Dakota County, Minnesota. AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $160,102.49 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: May 07, 2010 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on November 07, 2010, or the next business day if November 07, 2010 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL

PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: March 25, 2010 MORTGAGEE: Mortgage Elect r o n i c R e g i s t r a t i o n Systems, Inc. Wilford & Geske, P.A. Attorneys for Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 002799F02 2112065 3/25-4/29/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE:February 13, 2004 MORTGAGOR:Joy C. Brand, a single person. MORTGAGEE:C e n d a n t M o r t g a g e Corporation d/b/a Burnet Home Loans. DATE AND PLACE OF RECORDING: Recorded March 10, 2004, Dakota County Recorder, Document No. 2184134. ASSIGNMENTS OF MORTGAGE: Assigned to: Mortgage Electronic Registration Systems, Inc, Dated: July 8, 2008, Recorded: July 15, 2008, Document No. 2602333. And thereafter assigned to: CitiMortgage, Inc, Dated: February 25, 2010. TRANSACTION AGENT: NONE TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: NONE LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Cendant Mortgage Corporation d/b/a Burnet Home Loans RESIDENTIAL MORTGAGE SERVICER: CitiMortgage, Inc. MORTGAGED PROPERTY ADDRESS: 292 Tamarack Trail, Farmington, MN 55024 T A X P A R C E L I . D . # : 14-74900-808-05 LEGAL DESCRIPTION OF PROPERTY: Unit Number 0808, Tamarack Ridge Carriage Homes, Common Interest Community No. 294 COUNTY IN WHICH PROPERTY IS LOCATED:Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE:$131,900.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE:$110,221.96 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: May 6, 2010 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on November 8, 2010. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE:None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: March 10, 2010. CitiMortgage, Inc. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 10-3494 1120092162 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2118282 3/25-4/29/10

�� tronic Registration Systems, Inc. ��

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE:June 13, 2007 MORTGAGORS:Renee A. Norgaard and Kenneth E. Norgaard, wife and husband. MORTGAGEE:Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded June 22, 2007, Dakota County Recorder, Document No. 2525881. ASSIGNMENTS OF MORTGAGE: Assigned to: U.S. Bank, N.A., Dated: March 1, 2010. TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100021278926806311 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: U.S. Bank, N.A. RESIDENTIAL MORTGAGE SERVICER: U.S. Bank Home Mortgage MORTGAGED PROPERTY ADDRESS: 15770 Hallmark Path, Apple Valley, MN 55124 T A X P A R C E L I . D . # : 01-49105-070-03 LEGAL DESCRIPTION OF PROPERTY: Lot 7, Block 3, Morningview Sixth Addition COUNTY IN WHICH PROPERTY IS LOCATED:Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE:$226,400.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE:$232,277.49 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: May 14, 2010 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on November 15, 2010. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE:None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: March 11, 2010. U.S. Bank, N. A. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 19-854 7892680631 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2120079 3/25-4/29/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: November 29, 2004 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $85,900.00 MORTGAGOR(S): Natalie A. Gibbons, A single Person MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded: December 29, 2004 Dakota County Recorder Document Number: 2280677 Transaction Agent: Mortgage Electronic Registration Systems, Inc.

Transaction Agent Mortgage Identification Number: 1000269-0003074685-2 Lender or Broker: Bell America Mortgage, LLC DBA Bell Mortgage Residential Mortgage Servicer: Aurora Loan Services, LLC Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 1700 Four Oaks Rd 121, Eagan, MN 55121 Tax Parcel ID Number: 10-18100-121.01 LEGAL DESCRIPTION OF PROPERTY: Unit No. 121, Coachman Oaks Condominiums, Dakota County, Minnesota Condominium No. 45 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $80,418.18 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: May 07, 2010 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on November 07, 2010, or the next business day if November 07, 2010 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: March 25, 2010 MORTGAGEE: Mortgage Electronic Registration Systems, Inc. Wilford & Geske, P.A. Attorneys for Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 013341F01 2117143 3/25-4/29/10

PUBLIC NOTICE

��

�� TIME�� AND DATE TO VACATE PROP ERTY: If the real estate is an �� THAT no action or proceeding has been instituted at law to recover the debt secured by said mortgage, or any part thereof; that there has been compliance with all pre-foreclosure notice and acceleration requirements of said mortgage, and/or applicable statutes; PURSUANT, to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: 10:00 AM on May 11, 2010 PLACE OF SALE: Sheriff`s Main Office, Law Enforcement Center, 1580 Highway 55, Hastings MN 55033-2343 to pay the debt then secured by said mortgage and taxes, if any actually paid by the mortgagee, on the premises and the costs and disbursements allowed by law. The time allowed by law for redemption by said mortgagor(s), their personal representatives or assigns is 6 months from the date of sale. "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR`S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: March 25, 2010 HSBC Bank USA, N.A., as Indenture Trustee for the regist e r e d N o t e h o l d e r s o f Renaissance Home Equity Loan Trust 2007-1 Randall S. Miller & Associates, PLLC Attorneys for Assignee of Mortgage/Mortgagee One Financial Plaza, 120 South Sixth Street, Suite 1100 Minneapolis, MN 55402 Phone: 612-573-3677 Our File No. 10MN00066-1 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. ASAP# 3499059 03/25/2010, 04/01/2010, 04/08/2010, 04/15/2010, 04/22/2010, 04/29/2010 2119957 3/25-4/29/10

PUBLIC NOTICE

owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on November 15, 2010. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE:None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: March 10, 2010. Wells Fargo Bank, N.A., as Trustee Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 40-2690 0016749004 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2120042 3/25-4/29/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE:O c t o b e r 2 1 , 2005 MORTGAGORS:A l i c i a G a r c i a a n d Taurino Segura, wife and husband. MORTGAGEE:Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded November 9, 2005, Dakota County Recorder, Document No. 2379564. ASSIGNMENTS OF MORTGAGE: Assigned to: CitiMortgage, Inc, Dated: March 8, 2010. TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100020000307076087 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Burnet Home Loans RESIDENTIAL MORTGAGE SERVICER: CitiMortgage, Inc. MORTGAGED PROPERTY ADDRESS: 16025 Grove Trail, Lakeville, MN 55044 T A X P A R C E L I . D . # : 22-17000-010-01 LEGAL DESCRIPTION OF PROPERTY: Lot 1, Block 1, Chapel Hills Addition COUNTY IN WHICH PROPERTY IS LOCATED:Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE:$279,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE:$270,429.79 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: May 19, 2010 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on November 19, 2010. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE:None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL

PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: March 19, 2010. CitiMortgage, Inc. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul W. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 10-3549 1119991907 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2120845 3/25-4/29/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE:June 20, 2003 MORTGAGORS:M i l t o n A . Z e t i n o , Dany A. Martinez Flores, and Sebastian D. Martinez Flores, all single. MORTGAGEE:Mortgage Electronic Registration Systems, Inc.. DATE AND PLACE OF RECORDING: Recorded August 26, 2003, Dakota County Recorder, Document No. 2100883. ASSIGNMENTS OF MORTGAGE: Assigned to: Chase Home Finance LLC, Dated: March 12, 2010. TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100026900100593374 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Bell America Mortgage LLC DBA Bell Mortgage RESIDENTIAL MORTGAGE SERVICER: Chase Home Finance LLC MORTGAGED PROPERTY ADDRESS: 1640 Knox Circle, Burnsville, MN 55337 T A X P A R C E L I . D . # : 02-56780-020-01 LEGAL DESCRIPTION OF PROPERTY: Lot 2, Block 1, Parkway Place, Dakota County, Minnesota COUNTY IN WHICH PROPERTY IS LOCATED:Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE:$201,850.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE:$185,691.72 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: May 13, 2010 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on November 15, 2010. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE:None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: March 16, 2010. Chase Home Finance LLC Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 30-8097 1928269963 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2118620 3/25-4/29/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE:February 26, 2003 MORTGAGORS:Michael Borwege and Joy A. Borwege, husband and wife. MORTGAGEE:Spectra Financial, Inc. DATE AND PLACE OF RECORDING: Recorded July 1, 2003, Dakota County Recorder, Document No. 2072495. ASSIGNMENTS OF MORTGAGE: Assigned to: U.S. Bank, N.A., Dated: February 26, 2003, Recorded: July 1, 2003, Document No. 2072496. TRANSACTION AGENT: NONE TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: NONE LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Spectra Financial, Inc. RESIDENTIAL MORTGAGE SERVICER: U.S. Bank Home Mortgage MORTGAGED PROPERTY ADDRESS: 2026 Emerald Lane, Eagan, MN 55122 T A X P A R C E L I . D . # : 10-16700-050-10 LEGAL DESCRIPTION OF PROPERTY: Lot 5, Block 10, Cedar Grove No. 1, Dakota County, State of Minnesota. COUNTY IN WHICH PROPERTY IS LOCATED:Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE:$175,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE:$162,733.91 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: May 14, 2010 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on November 15, 2010. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE:None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: March 11, 2010. U.S. Bank, N. A. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 19-815 7810293514 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2120092 3/25-4/29/10

PUBLIC NOTICE

ASSIGNMENTS OF MORTGAGE: Assigned to: Chase Home Finance LLC, Dated: March 11, 2010. TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100232301120039854 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Centennial Mortgage and Funding, Inc. RESIDENTIAL MORTGAGE SERVICER: Chase Home Finance LLC MORTGAGED PROPERTY ADDRESS: 32857 Dresden Avenue, Northfield, MN 55057 T A X P A R C E L I . D . # : 16-02500-010-79 LEGAL DESCRIPTION OF PROPERTY: That part of the Southeast Quarter of the Southeast Quarter of Section 25, Township 112, Range 20, described as follows: Commencing at a point 695 feet North of the Southeast Corner of Section 25, Township 112, Range 20, and thence running North 253 feet, thence West 352 feet, thence South 253 feet, thence East 352 feet to the point of beginning, subject to the public road on the East side thereof, according to the Government Survey thereof. COUNTY IN WHICH PROPERTY IS LOCATED:Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE:$238,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE:$237,787.31 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: May 11, 2010 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on November 12, 2010. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE:None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: March 15, 2010. Chase Home Finance LLC Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 30-7980 1981174222 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2118489 3/25-4/29/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: August 01, 2006 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $172,720.00 MORTGAGOR(S): Koffi Agbemaple and Kuamba Kpayedo, husband and wife MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded: August 10, 2006 Dakota County Recorder Document Number: 2452584 ASSIGNMENTS OF MORTGAGE: And assigned to: Wells Fargo Bank, National Association, as Trustee for the holders of the First Franklin Mortgage Loan Trust 2006-FF15 Mortgage Pass-through Certificates, Series 2006-FF15 Dated: March 12, 2010 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100425240009410207 Lender or Broker: First Franklin a

Lender or Broker: First Franklin a Division of National City Bank Residential Mortgage Servicer: Select Portfolio Servicing Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 13448 Settlers Ridge Dr, Burnsville, MN 55337-4188 Tax Parcel ID Number: 02-67300-570-01 LEGAL DESCRIPTION OF PROPERTY: Lot 57, Block One, Settlers Ridge, Common Interest Community Number 355, Dakota County, Minnesota. AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $184,902.70 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: May 07, 2010 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on November 07, 2010, or the next business day if November 07, 2010 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: March 25, 2010 ASSIGNEE OF MORTGAGEE: W e l l s Fargo Bank, National Association, as Trustee for the holders of the First Franklin Mortgage Loan Trust 2006-FF15 Mortgage Pass-through Certificates, Series 2006-FF15 Wilford & Geske, P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 013270F01 2118461 3/25-4/29/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: December 19, 2005 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $158,949.00 MORTGAGOR(S): Katie K. Gottas, a single woman (aka Katie Sullivan) and Robert J. Sullivan, a single man MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF REGISTERING: Registered: December 29, 2005 Dakota County Registrar of Titles Document Number: 581892 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100025440002899356 Lender or Broker: Lehman Brothers Bank, FSB Residential Mortgage Servicer: Aurora Loan Services, LLC Mortgage Originator: Not Applicable CERTIFICATE OF TITLE NUMBER: 138490 COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 17410 Gettysburg Way # 181, Lakeville, MN 55044-4006 Tax Parcel ID Number: 22-18604-181-24 LEGAL DESCRIPTION OF PROPERTY: Unit No. 24181, CIC No. 424, Crossroads Condominium, Dakota County, Minnesota. AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $155,181.07 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any

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debt secured by said mortgage, or any part thereof; that this is registered property; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: March 11, 2010 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on December 17, 2010, or the next business day if December 17, 2010 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. MORTGAGEE: Mortgage Electronic Registration Systems, Inc. Wilford & Geske, P.A. Attorneys for Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 011700F01 NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for March 11, 2010 at 10:00 AM has been postponed to April 15, 2010 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State. DATED: March 11, 2010 MORTGAGEE: Mortgage Electronic Registration Systems, Inc. NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for April 15, 2010 at 10:00 AM has been postponed to June 17, 2010 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State. DATED: April 1, 2010 MORTGAGEE: Mortgage Elect r o n i c R e g i s t r a t i o n Systems, Inc. Wilford & Geske, P.A. Attorneys for Mortgagee: Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 011700F01 2129280 4/1/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: August 01, 2006 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $320,000.00 MORTGAGOR(S): Paulette H. Hjelle-Ranta, a single person MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded: August 21, 2006 Dakota County Recorder Document Number: 2455152 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100013800902730957 Lender or Broker: GreenPoint Mortgage Funding, Inc. Residential Mortgage Servicer: GMAC Mortgage, LLC Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 10327 165th St W, Lakeville, MN 55044-5638 Tax Parcel ID Number: 22-82200-042-01 LEGAL DESCRIPTION OF PROPERTY: THE EAST HALF OF LOT 4, BLOCK 1, VISTA GLEN, COMMON INTEREST COMMUNITY NO. 387, ACCORDING TO THE RECORDED PLAT THEREOF, DAKOTA COUNTY,

PLAT THEREOF, DAKOTA COUNTY, MINNESOTA AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $357,476.65 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: January 29, 2010 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on October 16, 2010, or the next business day if October 16, 2010 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: December 17, 2009 MORTGAGEE: Mortgage Electronic Registration Systems, Inc. Wilford & Geske, P.A. Attorneys for Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 010718F01 NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for January 29, 2010 at 10:00 AM has been postponed to March 01, 2010 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State. DATED: January 29, 2010 MORTGAGEE: Mortgage Electronic Registration Systems, Inc. NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for March 01, 2010 at 10:00 AM has been postponed to April 01, 2010 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State. DATED: March 01, 2010 MORTGAGEE: Mortgage Electronic Registration Systems, Inc. NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for April 01, 2010 at 10:00 AM has been postponed to April 16, 2010 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State. DATED: April 01, 2010 MORTGAGEE: Mortgage Electronic Registration Systems, Inc. Wilford & Geske, P.A. Attorneys for Mortgagee: Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 010718F01 2130556 4/1/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: August 20, 2007 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $197,000.00 MORTGAGOR(S): Emmanuel Noah, a single person MORTGAGEE: Bremer Bank, National Association DATE AND PLACE OF RECORDING: Recorded: September 18, 2007 Dakota County Recorder Document Number: 2544742 ASSIGNMENTS OF MORTGAGE: And assigned to: Countrywide Bank, FSB

FSB Dated: August 20, 2007 Recorded: September 18, 2007 Dakota County Recorder Document Number: 2544743 And assigned to: BAC Home Loans Servicing, L.P. Dated: January 21, 2010 Recorded: January 26, 2010 Dakota County Recorder Document Number: 2710220 Transaction Agent: Not Applicable Transaction Agent Mortgage Identification Number: Not Applicable Lender or Broker: Bremer Bank, National Association Residential Mortgage Servicer: BAC Home Loans Servicing, L.P. Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 504 13th St, Farmington, MN 55024-1772 Tax Parcel ID Number: 14-22502-090-03 LEGAL DESCRIPTION OF PROPERTY: Lot 9, Block 3, East Farmington Third Addition, Dakota County, Minnesota. AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $199,239.91 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: March 18, 2010 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on October 22, 2010, or the next business day if October 22, 2010 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: January 28, 2010 ASSIGNEE OF MORTGAGEE: BAC Home Loans Servicing, L.P. Wilford & Geske, P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 011442F01 NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for March 18, 2010 at 10:00 AM has been postponed to March 31, 2010 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State. DATED: March 18, 2010 ASSIGNEE OF MORTGAGEE: BAC Home Loans Servicing, L.P. NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for March 31, 2010 at 10:00 AM has been postponed to April 22, 2010 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State. DATED: March 31, 2010 ASSIGNEE OF MORTGAGEE: BAC Home Loans Servicing, L.P. Wilford & Geske, P.A. Attorneys for Assignee Of Mortgagee: Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 011442F01 2121303 4/1/10

PUBLIC NOTICE

ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $474,600.00 MORTGAGOR(S): Scott E Peterson and Christina M Peterson, husband and wife MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded: December 09, 2004 Dakota County Recorder Document Number: 2274294 ASSIGNMENTS OF MORTGAGE: And assigned to: U.S. Bank National Association, as Indenture Trustee for the registered holders of Aegis Asset Backed Securities Trust 2004-6, Mortgage Backed Notes Dated: August 27, 2007 Recorded: February 09, 2009 Dakota County Recorder Document Number: 2636306 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100055101335427769 Lender or Broker: Aegis Lending Corporation Residential Mortgage Servicer: Ocwen Loan Servicing, LLC Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 14991 Fischer Ave, Hastings, MN 55033-9560 Tax Parcel ID Number: 340330001001 LEGAL DESCRIPTION OF PROPERTY: The West Half of the Northeast Quarter of the Northeast Quarter (W 1/2 of NE 1/4 of NE 1/4), Section Thirty-Three (33), Township One Hundred Fifteen (115), Range Eighteen (18), except that part of the West One-half of the Northeast quarter of the Northeast quarter (W 1/2 of NE 1/4 of NE 1/4) Section Thirty-Three (33), Township One Hundred Fifteen (115), Range Eighteen (18), described as follows: Commencing in the Southwest corner of said West One-half of the Northeast quarter of the Northeast quarter (W 1/2 of NE 1/4 of NE 1/4); thence Northerly along the West line thereof a distance of 662.8 feet; thence Easterly parallel to the South line of said West one-half (W 1/2) a distance of 329.05 feet; thence Southerly parallel to said West line of the West one-half (W 1/2) a distance of 662.8 feet to the South line of the said West one-half (W 1/2); thence Westerly along said South line a distance of 329.4 feet to the point of beginning, and except that part of the West One-half of the Northeast quarter of the Northeast quarter (W 1/2 of NE 1/4 of NE 1/4) Section Thirty-Three (33), Township One Hundred Fifteen (115), Range Eighteen (18), described as follows: Commencing at the Southeast corner of said West One-half of the Northeast quarter of the Northeast quarter (W 1/2 of NE 1/4 of NE 1/4); thence Northerly along the East line thereof a distance of 662.8 feet; thence Westerly parallel to the South line of said West One-half (W 1/2) a distance of 329.05 feet, thence Southerly parallel to said East line of the West One-half (W 1/2) a distance of 662.8 feet to the South line of the said West One-half (W 1/2); thence Easterly along said South line a distance of 329.4 feet to the point of beginning, and except that part of the West One-half of the Northeast quarter of the Northeast quarter (W 1/2 of NE 1/4 of NE 1/4) Section Thirty-Three (33), Township One Hundred Fifteen (115), Range Eighteen (18), described as follows: Commencing at the Southwest corner of said West One-half of the Northeast quarter of the Northeast quarter (W 1/2 of NE 1/4 of NE1/4); thence Northerly along the West line thereof a distance of 662.8 feet to the point of beginning; thence Easterly and parallel to the South line of said West line of said West One-half (W 1/2) a distance of 329.05 feet; thence Northerly parallel to the West line of the said West One-half (W 1/2) to the North line thereof; thence West along said North line of the West One-half (W 1/2) to the Northwest corner of said West One-half (W 1/2); thence Southerly along the West line thereof to the point of beginning. Together with a 33 foot easement along the North line of the Northeast quarter of the Northeast quarter of Northeast quarter (NE 1/4 of NE 1/4 of NE 1/4) of Section Thirty-three (33), Township One Hundred Fifteen (115), Range Eighteen (18), according tot he Government Survey thereof. AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $522,074.51 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: April 01, 2010 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59

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�� ale by the s a i d��s�� e d a t e o f �� vacate the property on or before�� 11:59 t h�� p.m. on October 22, 2010, or the next m o r t g a g o r ( s ) , t h e i r p e r s o n a l business day if October 22, 2010 falls representatives or assigns unless on a Saturday, Sunday or legal holiday. reduced to Five (5) weeks under MN Mortgagor(s) released from financial Stat. §580.07. obligation: NONE TIME AND DATE TO VACATE THIS COMMUNICATION IS FROM PROPERTY: If the real estate is an A DEBT COLLECTOR ATTEMPTING o w n e r - o c c u p i e d , s i n g l e - f a m i l y T O C O L L E C T A D E B T . A N Y dwelling, unless otherwise provided by INFORMATION OBTAINED WILL BE law, the date on or before which the mortgagor(s) must vacate the property USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF if the mortgage is not reinstated under THE DEBT AND IDENTITY OF THE section 580.30 or the property is not ORIGINAL CREDITOR WITHIN THE redeemed under section 580.23 is T I M E P R O V I D E D B Y L A W I S N O T 11:59 p.m. on August 9, 2010. MORTGAGOR(S) RELEASED FROM AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR F I N A N C I A L O B L I G A T I O N O N REDEMPTION BY THE MORTGAGOR, MORTGAGE: None THE MORTGAGOR'S PERSONAL "THE TIME ALLOWED BY LAW FOR REPRESENTATIVES OR ASSIGNS, REDEMPTION BY THE MORTGAGOR, MAY BE REDUCED TO FIVE WEEKS IF T H E M O R T G A G O R ' S P E R S O N A L A J U D I C I A L O R D E R I S E N T E R E D REPRESENTATIVES OR ASSIGNS, U N D E R M I N N E S O T A S T A T U T E S , MAY BE REDUCED TO FIVE WEEKS IF SECTION 582.032, DETERMINING, A J U D I C I A L O R D E R I S E N T E R E D AMONG OTHER THINGS, THAT THE U N D E R M I N N E S O T A S T A T U T E S , M O R T G A G E D P R E M I S E S A R E SECTION 582.032, DETERMINING, I M P R O V E D W I T H A R E S I D E N T I A L AMONG OTHER THINGS, THAT THE DWELLING OF LESS THAN FIVE M O R T G A G E D P R E M I S E S A R E UNITS, ARE NOT PROPERTY USED IN I M P R O V E D W I T H A R E S I D E N T I A L AGRICULTURAL PRODUCTION, AND D W E L L I N G O F L E S S T H A N F I V E ARE ABANDONED. UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND DATED: February 11, 2010 ASSIGNEE OF MORTGAGEE: ARE ABANDONED." U.S. Bank National Association, Dated: December 8, 2009. Chase Home Finance LLC as Indenture Trustee for the Mortgagee/Assignee of Mortgagee registered holders of Aegis Asset Backed Securities Trust USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden 2004-6, Mortgage Backed Notes Attorneys for Mortgagee/ Wilford & Geske, P.A. Assignee of Mortgagee Attorneys for Assignee of Mortgagee 4500 Park Glen Road #300 Lawrence A. Wilford Minneapolis, MN 55416 James A. Geske (952) 925-6888 8425 Seasons Parkway, Suite 105 30-7472 Woodbury, MN 55125-4393 1962260087 (651) 209-3300 File Number: 012281F01 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. NOTICE OF POSTPONEMENT OF NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled MORTGAGE FORECLOSURE SALE Pursuant to the provisions of for April 01, 2010 at 10:00 AM has been postponed to April 22, 2010 at M i n n e s o t a S t a t u t e s 5 8 0 . 0 7 , t h e 10:00 AM in the Dakota County Law f o r e g o i n g f o r e c l o s u r e s a l e i s Enforcement Center, 1580 Highway 55, postponed until March 23, 2010 at Lobby S-100, Hastings, Minnesota in 10:00 am at the Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, said County and State. Lobby #S-100, Hastings, MN, in said DATED: April 01, 2010 ASSIGNEE OF MORTGAGEE: county and state. Dated: February 10, 2010. U.S. Bank National Association, Chase Home Finance LLC as Indenture Trustee for the Mortgagee/Assignee of Mortgagee registered holders of Aegis Asset Backed Securities Trust USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden 2004-6, Mortgage Backed Notes Attorneys for Mortgagee/Assignee of Wilford & Geske, P.A. Mortgagee Attorneys for Assignee Of Mortgagee: 4500 Park Glen Road #300 Lawrence A. Wilford Minneapolis, MN 55416 James A. Geske (952) 925-6888 8425 Seasons Parkway, Suite 105 30-7472 Woodbury, MN 55125-4393 (651) 209-3300 THIS IS A COMMUNICATION FROM File Number: 012281F01 A DEBT COLLECTOR. 2121818 4/1/10 NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE Pursuant to the provisions of Minnesota Statutes 580.07, the NOTICE OF foregoing foreclosure sale is MORTGAGE FORECLOSURE SALE postponed until April 20, 2010 at 10:00 THE RIGHT TO VERIFICATION a m a t t h e S h e r i f f ' s O f f i c e , L a w OF THE DEBT AND IDENTITY OF Enforcement Center, 1580 Hwy 55, THE ORIGINAL CREDITOR WITHIN Lobby #S-100, Hastings, MN, in said THE TIME PROVIDED BY LAW IS county and state. NOT AFFECTED BY THIS ACTION. Dated: March 26, 2010. NOTICE IS HEREBY GIVEN, that Chase Home Finance LLC default has occurred in conditions of Mortgagee/Assignee of Mortgagee the following described mortgage: USSET, WEINGARDEN AND LIEBO, P.L.L.P. DATE OF MORTGAGE: J u n e 2 9 , By: Paul A. Weingarden 2007 Attorneys for Mortgagee/Assignee of MORTGAGOR: Cheryl Groth, a single Mortgagee person. 4500 Park Glen Road #300 MORTGAGEE: Mortgage Electronic Minneapolis, MN 55416 Registration Systems, Inc. (952) 925-6888 DATE AND PLACE OF RECORDING: 30-7472 R e c o r d e d J u l y 1 8 , 2 0 0 7 , D a k o t a THIS IS A COMMUNICATION FROM C o u n t y R e c o r d e r , D o c u m e n t N o . A DEBT COLLECTOR. 2531145. 2127437 4/1/10 ASSIGNMENTS OF MORTGAGE: Assigned to: Chase Home Finance LLC, Dated: December 4, 2009. TRANSACTION AGENT: Mortgage NOTICE OF MORTGAGE Electronic Registration Systems, Inc. FORECLOSURE SALE NOTICE IS HEREBY GIVEN that TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON default has occurred in the conditions of the following described mortgage: MORTGAGE: 100073000816893903 DATE OF MORTGAGE: April 23, 2007 LENDER OR BROKER AND MORTORIGINAL PRINCIPAL AMOUNT OF GAGE ORIGINATOR STATED ON MORTGAGE: Freedom Mortgage Corpo- MORTGAGE: $224,000.00 MORTGAGOR(S): Phillip W. Black ration R E S I D E N T I A L M O R T G A G E S E R - and Darlene C. Black, husband and wife VICER: Chase Home Finance LLC MORTGAGEE: Bank of America, N.A. MORTGAGED PROPERTY ADDRESS: DATE AND PLACE OF RECORDING: 15962 Garrett Court, Apple Valley, MN Recorded: May 09, 2007 Dakota 55124 TAX PARCEL I.D. #: 01-11653-320-02 County Recorder Document Number: 2515369 LEGAL DESCRIPTION OF PROPTransaction Agent: Not Applicable ERTY: Transaction Agent Mortgage IdentifiLot 32, Block 2, Apple Ponds 4th cation Number: Not Applicable Addition. Lender or Broker: Bank of America, COUNTY IN WHICH PROPERTY IS N.A. LOCATED: Dakota Residential Mortgage Servicer: Bank ORIGINAL PRINCIPAL AMOUNT OF of America, N.A. MORTGAGE: $262,000.00 Mortgage Originator: Not Applicable AMOUNT DUE AND CLAIMED TO BE COUNTY IN WHICH PROPERTY IS DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORT- LOCATED: Dakota Property Address: 20970 Holyoke GAGEE: $272,060.51 That prior to the commencement of Ave, Lakeville, MN 55044-9644 Tax Parcel ID Number: this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee com- 22-44450-062-02 LEGAL DESCRIPTION OF PROPplied with all notice requirements as required by statute; That no action or ERTY: Lots 5 and 6 and the North 5 proceeding has been instituted at law feet of Lot 4, Block 2, Fairchild, also o r o t h e r w i s e t o r e c o v e r t h e d e b t known as Village of Lakeville, Dakota secured by said mortgage, or any part County, Minnesota. AMOUNT DUE AND CLAIMED TO BE thereof; PURSUANT to the power of sale con- D U E A S O F D A T E O F N O T I C E : tained in said mortgage, the above $237,873.99 THAT all pre-foreclosure requiredescribed property will be sold by the ments have been complied with; that Sheriff of said county as follows: DATE AND TIME OF SALE: February no action or proceeding has been instituted at law or otherwise to recover the 9, 2010 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , debt secured by said mortgage, or any Law Enforcement Center, 1580 Hwy part thereof; PURSUANT to the power of sale con55, Lobby #S-100, Hastings, MN to pay the debt then secured by said t a i n e d i n s a i d m o r t g a g e , t h e Mortgage, and taxes, if any, on said above-described property will be sold p r e m i s e s , a n d t h e c o s t s a n d by the Sheriff of said county as foldisbursements, including attorneys' lows: DATE AND TIME OF SALE: August fees allowed by law subject to redemption within six (6) months from t h e d a t e o f s a i d s a l e b y t h e ��

PUBLIC NOTICE

�� the following described mortgage: DATE OF MORTGAGE: September 7, �� DATE AND TIME OF SALE: August 13, 2009 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: June 25, 2009 MORTGAGEE: Bank of America, N.A. Wilford & Geske, P.A. Attorneys for Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 004023F01 NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for August 13, 2009 at 10:00 AM has been postponed to October 01, 2009 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State. DATED: August 13, 2009 MORTGAGEE: Bank of America, N.A. NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for October 01, 2009 at 10:00 AM has been postponed to October 22, 2009 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State. DATED: October 01, 2009 MORTGAGEE: Bank of America, N.A. NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for October 22, 2009 at 10:00 AM has been postponed to January 21, 2010 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State. DATED: October 22, 2009 MORTGAGEE: Bank of America, N.A. NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for January 21, 2010 at 10:00 AM has been postponed to February 25, 2010 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State. DATED: January 21, 2010 MORTGAGEE: Bank of America, N.A. NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for February 25, 2010 at 10:00 AM has been postponed to March 25, 2010 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State. DATED: February 25, 2010 MORTGAGEE: Bank of America, N.A. NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for March 25, 2010 at 10:00 AM has been postponed to April 29, 2010 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State. DATED: March 25, 2010 MORTGAGEE: Bank of America, N.A. Wilford & Geske, P.A. Attorneys for Mortgagee: Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 004023F01 2129397 4/1/10

PUBLIC NOTICE

2006 MORTGAGORS: B e r n a r d o O m a n a Burgos and Ana M. Marin Castro, husband and wife. MORTGAGEE: Citicorp Trust Bank, fsb. DATE AND PLACE OF RECORDING: Registered September 19, 2006, Dakota County Registrar of Titles, Document No. 598035, Certificate of Title No. 133508. ASSIGNMENTS OF MORTGAGE: Assigned to: CitiMortgage, Inc, Dated: January 28, 2010. Said Mortgage being Registered Land. TRANSACTION AGENT: NONE TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: NONE LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Citicorp Trust Bank, fsb RESIDENTIAL MORTGAGE SERVICER: CitiMortgage, Inc. MORTGAGED PROPERTY ADDRESS: 5766 142nd Street West, Apple Valley, MN 55124 TAX PARCEL I.D. #: 01-66700-110-05 LEGAL DESCRIPTION OF PROPERTY: Lot 11, Block 5, Scottsbriar 1st Addition COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $276,452.91 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $307,091.38 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: April 13, 2010 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on October 13, 2010. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: February 10, 2010. CitiMortgage, Inc. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 10-3010 1120369092 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2077749 2/25-4/1/10

PUBLIC NOTICE

Loan Trust, Series 2006 ASAP4, Asset Backed Pass-Through Certificates Dated: October 5, 2006 , and recorded January 19, 2010 by Document No. 2708722 LEGAL DESCRIPTION OF PROPERTY: Unit No. 706, Condominium No. 115 Southcross Village Condominium, According to the Recorded Plat Thereof, And Situate in Dakota County,Minnesota PROPERTY ADDRESS: 2017 Southcross Drive West #706, Burnsville, MN 55306 PROPERTY I.D: 02-71216-706-04 COUNTY IN WHICH PROPERTY IS LOCATED: Dakota THE AMOUNT CLAIMED TO BE DUE ON THE MORTGAGE ON THE DATE OF THE NOTICE: One Hundred Thirty-Two Thousand Six Hundred Seventy-Four and 36/100 ($132,674.36) THAT no action or proceeding has been instituted at law to recover the debt secured by said mortgage, or any part thereof; that there has been compliance with all pre-foreclosure notice and acceleration requirements of said mortgage, and/or applicable statutes; PURSUANT, to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: 10:00 AM on March 23, 2010 PLACE OF SALE: Sheriff`s Main Office, Law Enforcement Center, 1580 Highway 55, Hastings MN 55033-2343 to pay the debt then secured by said mortgage and taxes, if any actually paid by the mortgagee, on the premises and the costs and disbursements allowed by law. The time allowed by law for redemption by said mortgagor(s), their personal representatives or assigns is 6 months from the date of sale. "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR`S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED." Dated: February 4, 2010 HSBC Bank USA, N.A., as Trustee on behalf of ACE Securities Corp. Home Equity Loan Trust and for the registered holders of ACE Securities Corp. Home Equity Loan Trust, Series 2006-ASAP4, Asset Backed Pass-Through Certificates Randall S. Miller & Associates, P.C. Attorneys for Assignee of Mortgage/Mortgagee One Financial Plaza, 120 South Sixth Street, Suite 1100 Minneapolis, MN 55402 Phone: 612-573-3677 Our File No. 09MN00189-1 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. ASAP# 3428158 02/04/2010, 02/11/2010, 02/18/2010, 02/25/2010, 03/04/2010, 03/11/2010 NOTICE OF POSTPONEMENT OF FORECLOSURE SALE The above referenced sale scheduled for March 23, 2010 at 10:00 AM , has been postponed to April 20, 2010 at 10:00 AM, located at Sheriff`s Main Office, Law Enforcement Center, 1580 Highway 55, Hastings MN 55033-2343, Dakota Minnesota Dated: March 23, 2010 HSBC Bank USA, N.A., as Trustee on behalf of ACE Securities Corp. Home Equity Loan Trust and for the registered holders of ACE Securities Corp. Home Equity Loan Trust, Series 2006-ASAP4, Asset Backed Pass-Through Certificates Attorneys for Assignee of Mortgage/Mortgagee Jennifer K. Fischer Randall S. Miller & Associates, PLLC One Financial Plaza, 120 South Sixth Street, Suite 1100 Minneapolis, MN 55402 612-573-3677 Our File No. 09MN00189-1 PURSUANT TO THE FAIR DEBT COLLECTION PRACTICES ACT, YOU ARE ADVISED THAT THIS OFFICE IS DEEMED A DEBT COLLECTOR ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THIS NOTICE IS REQUIRED BY THE PROVISIONS OF THE FAIR DEBT COLLECTION PRACTICES ACT AND DOES NOT IMPLY THAT WE ARE ATTEMPTING TO COLLECT MONEY FROM ANYONE WHO HAS DISCHARGED THE DEBT UNDER THE BANKRUPTCY LAWS OF THE UNITED STATES. ASAP# 3488098 04/01/2010 2127211 4/1/10

PUBLIC NOTICE

DATE AND PLACE OF RECORDING: Recorded June 21, 2005, Dakota County Recorder, Document No. 2332757. ASSIGNMENTS OF MORTGAGE: Assigned to: First Franklin Financial Corporation, Dated: February 8, 2006, Recorded: March 6, 2006, Document No. 2410412. And thereafter assigned to: Deutsche Bank National Trust Company, as Trustee for FFMLT Trust 2005-FF8, Mortgage Pass-Through Certificates, Series 2005-FF8, Dated: March 12, 2010. TRANSACTION AGENT: NONE TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: NONE LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: First Franklin RESIDENTIAL MORTGAGE SERVICER: Home Loan Services, Inc. MORTGAGED PROPERTY ADDRESS: 21849 Ravenna Trail, Welch, MN 55089 T A X P A R C E L I . D . # : 33-03300-040-52 LEGAL DESCRIPTION OF PROPERTY: A tract of land in the Southwest Quarter (SW 1/4) of Section Thirty Three (33), Township One Hundred Fourteen (114), Range Sixteen (16), described as follows: Commencing at the Southeast corner of said Southwest Quarter (SW 1/4); thence South 89 degrees 42 minutes 5 seconds West (assumed bearing) along the South line thereof a distance of 568.3 feet to the centerline of Ravenna Trail as now established; thence North 20 degrees 7 minutes 30 seconds West along said centerline a distance of 627 feet to the point of beginning; thence continuing North 20 degrees 07 minutes 30 seconds West along said centerline, a distance of 384.07 feet; thence North 20 degrees 30 minutes 50 seconds West along said centerline, a distance of 207.15 feet; thence South 89 degrees 42 minutes 05 seconds West a distance of 954.3 feet; thence South 06 degrees 15 minutes 35 seconds East a distance of 90.1 feet; thence North 84 degrees 42 minutes 05 seconds East a distance of 370 feet; thence South 36 degrees 42 minutes 05 seconds West a distance of 475 feet; thence South 50 degrees 17 minutes 55 seconds East a distance of 185 feet; thence North 89 degrees 42 minutes 05 seconds East a distance of 922.35 feet to the point of beginning Dakota County, Minnesota ABSTRACT PROPERTY COUNTY IN WHICH PROPERTY IS LOCATED:Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE:$408,900.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE:$395,520.11 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: May 18, 2010 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on November 18, 2010. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE:None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED." Dated: March 17, 2010. Deutsche Bank National Trust Company, as trustee Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 76-3622 1044499669 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2130269 4/1-5/6/10

PUBLIC NOTICE

NOTICE OF VOLUNTARY MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: Name of Mortgagor: Smith Properties, LLC Name of Mortgagee: W e l l s F a r g o Bank, National Association Original Principle Amount Secured by the Mortgage: $181,890.00 Date and Recording Information of Mortgage: March 26, 2007; recorded in the Dakota County Registrar of Titles Office, State of Minnesota, on April 11, 2007, on Certificate of Title No. 142309, as Document No. 608873 (the "Mortgage"). This foreclosure will be conducted in accordance with the Mortgage, related loan documents, applicable law, and that certain Agreement for Voluntary Foreclosure dated February 25, 2010, executed by Smith Properties, LLC, Kids ATVs, LLC, and Wells Fargo Bank, National Association and filed of record with the Registrar of Titles in and for the County of Dakota, State of Minnesota, on March 2, 2010, on Certificate of Title No. 142309 as Document No. 658686. Amount Due as of March 25, 2010: $194,556.50 (which includes, without limitation, interest, costs, and fees, all of which will continue to accrue) Legal Description of Mortgaged Premises: That part of Lot Three (3), Block One (1) in Hastings Industrial Park No. 1, according to the recorded plat thereof, described as follows: Commencing at the Southeast corner of said Lot Three (3); thence North 00 degrees 26 minutes 34 seconds East, bearing assumed, along the East line of said Lot Three (3), a distance of 304.68 feet to the point of beginning of the land to be described; thence North 89 degrees 33 minutes 00 seconds West a distance of 175.00 feet; thence North 10 degrees 41 minutes 47 seconds West a distance of 199.08 feet to the North line of said Lot Three (3); thence South 89 degrees 33 minutes 00 seconds East, along said North line, a distance of 213.46 feet to the Northeast corner of said Lot Three (3); thence South 00 degrees 26 minutes 34 seconds West, along the East line of said Lot Three (3), a distance of 195.32 feet to the point of beginning. Common Address and Tax Parcel Identification Number of Mortgaged Premises: The Property has a common address of 2750 Millard Avenue, Hastings, Minnesota 55033. The tax parcel identification number of the Property is 19-32000-033-01. No Pending Action: N o a c t i o n o r proceeding at law is now pending to recover the debt secured by the Mortgage, or any part thereof. Conditions Precedent: T h e h o l d e r of the Mortgage has complied with all conditions precedent to acceleration of the debt secured by the Mortgage and foreclosure of the Mortgage, and all notice and other requirements of applicable statutes. Mortgage Origination: The name of the lender or broker of the Mortgage is Wells Fargo Bank, National Association. Date, Time, and Place of Sale: Pursuant to the power of sale in the Mortgage and Agreement for Voluntary Foreclosure, the Mortgage will be foreclosed upon the Property described above and will be sold on Wednesday, May 12, 2010, at 10:00 a.m., at the Dakota County Sheriff's Office, 1580 Highway 55, Hastings, Minnesota, 55033. Date of Agreement for Voluntary Foreclosure: February 25, 2010 Non-Merger of Interests: A n y purchase by the Mortgagee of th e Property at the foreclosure sale and/or the Mortgagee's obtaining title to the Property at the end of the redemption period shall not cause the lien of the Mortgage, or any other lien or interest in favor of the Mortgagee against or with respect to the Property, to merge with fee title or any other interest acquired by the Mortgagee, or in any manner otherwise impair the security or priority of such liens or the Mortgagee's rights and remedies under such liens and applicable law. To the contrary, the Mortgagee intends to reserve, and hereby expressly reserves, all of its rights and remedies with respect to such liens and interests. Redemption: M o r t g a g o r ' s Redemption Period shall expire two months after the date of sale. Each holder of a junior lien may redeem in the order and manner provided in M.S.A. § 582.32, Subd. 9, beginning after the expiration of the Mortgagor's Redemption Period. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. Deficiency: The Mortgagee waives any rights to a deficiency against the Mortgagor. Dated: March 25, 2010 MANTY & ASSOCIATES, P.A.

MANTY & ASSOCIATES, P.A. By: /e/ Heidi L. Staloch Heidi L. Staloch (271445) Nauni Manty (230352) 510 First Avenue North, Suite 305 Minneapolis, MN 55403 612-465-0955 Attorneys for Wells Fargo Bank, National Association 2127104 4/1-4/22/10

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: July 07, 2005 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $211,200.00 MORTGAGOR(S): Daniel S Sundmark and Sharon L. Sundmark, husband and wife MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF REGISTERING: Registered: August 04, 2005 Dakota County Registrar of Titles Document Number: 571166 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100053030007792964 Lender or Broker: Aegis Wholesale Corporation Residential Mortgage Servicer: Aurora Loan Services, LLC Mortgage Originator: Not Applicable CERTIFICATE OF TITLE NUMBER: 102723 COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 8 Langer Cir, West Saint Paul, MN 55118-2133 Tax Parcel ID Number: 42-23700-090-07 LEGAL DESCRIPTION OF PROPERTY: Lot Eight (8), Block Seven (7), except the East forty (E.40) feet thereof; and the East forty-three (43) feet of Lot Nine (9), Block Seven (7), all in Emerson Estates, according to the recorded plat thereof on file and of record in the Office of the Register of Deeds in and for Dakota County, Minnesota. AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $217,024.65 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; that this is registered property; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: November 13, 2009 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on October 08, 2010, or the next business day if October 08, 2010 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: October 01, 2009 MORTGAGEE: Mortgage Electronic Registration Systems, Inc. Wilford & Geske, P.A. Attorneys for Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 008831F01 NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for November 13, 2009 at 10:00 AM has been postponed to December 17, 2009 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State. DATED: November 13, 2009 MORTGAGEE: Mortgage Electronic Registration

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DAKOTA COUNTY TRIBUNE BUSINESS WEEKLY April 1, 2010

g Systems, Inc. NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for December 17, 2009 at 10:00 AM has been postponed to January 28, 2010 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State. DATED: December 17, 2009 MORTGAGEE: Mortgage Electronic Registration Systems, Inc. NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for January 28, 2010 at 10:00 AM has been postponed to February 25, 2010 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State. DATED: January 28, 2010 MORTGAGEE: Mortgage Electronic Registration Systems, Inc. NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for February 25, 2010 at 10:00 AM has been postponed to March 30, 2010 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State. DATED: February 25, 2010 MORTGAGEE: Mortgage Electronic Registration Systems, Inc. NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for March 30, 2010 at 10:00 AM has been postponed to April 08, 2010 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State. DATED: March 30, 2010 MORTGAGEE: Mortgage Electronic Registration Systems, Inc. Wilford & Geske, P.A. Attorneys for Mortgagee: Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 008831F01 2129161 4/1/10

PUBLIC NOTICE NOTICE OF

MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: O c t o b e r 1 2 , 2007 MORTGAGORS: S o u r a p h a n h K e o many Vong and Bangon Keomany Vong, husband and wife. MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded October 30, 2007, Dakota County Recorder, Document No. 2553497. ASSIGNMENTS OF MORTGAGE: NONE TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100052520168550993 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: CSMC Inc., DBA Central States Mortgage RESIDENTIAL MORTGAGE SERVICER: Flagstar Bank, FSB MORTGAGED PROPERTY ADDRESS: 308 12th Street, Farmington, MN 55024 TAX PARCEL I.D.#: 14-22508-010-01 L E GA L DE S C R IP T I ON OF PROPERTY: Lot 1, Block 1, East Farmington Ninth Addition, Dakota County, Minnesota. COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $257,900.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $263,248.85 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: September 10, 2009 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. MORTGAGOR(S) RELEASED FROM

FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED." Dated: July 8, 2009. Mortgage Electronic Registration Systems, Inc. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 92-169 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE Pursuant to the provisions of Minnesota Statutes 580.07, the foregoing foreclosure sale is postponed until November 12, 2009 at 10:00 am at the Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN, in said county and state. Dated: September 14, 2009. Mortgage Electronic Registration Systems, Inc. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 92-169 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE Pursuant to the provisions of Minnesota Statutes 580.07, the foregoing foreclosure sale is postponed until January 28, 2010 at 10:00 am at the Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN, in said county and state. Dated: November 16, 2009. Mortgage Electronic Registration Systems, Inc. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 92-169 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE Pursuant to the provisions of Minnesota Statutes 580.07, the foregoing foreclosure sale is postponed until March 25, 2010 at 10:00 am at the Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN, in said county and state. Dated: January 28, 2010. Mortgage Electronic Registration Systems, Inc. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 92-169 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE Pursuant to the provisions of Minnesota Statutes 580.07, the foregoing foreclosure sale is postponed until July 1, 2010 at 10:00 am at the Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN, in said county and state. Dated: March 24, 2010. Mortgage Electronic Registration Systems, Inc. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 92-169 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2122633 4/1/10

PUBLIC NOTICE

DATE AND PLACE OF RECORDING: Recorded February 7, 2006, Dakota County Recorder, Document No. 2403988. ASSIGNMENTS OF MORTGAGE: Assigned to: Chase Home Finance LLC, Dated: August 13, 2009. TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100031209787206430 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Provincial Bank RESIDENTIAL MORTGAGE SERVICER: Chase Home Finance LLC MORTGAGED PROPERTY ADDRESS: 14363 Hickory Way, Apple Valley, MN 55124 TAX PARCEL I.D.#: 01-28950-340-01 LEGAL DESCRIPTION OF PROPERTY: Lot 34, Block 1, Gardenview Place First Addition, Dakota County, Minnesota. COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $145,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $148,456.16 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: October 15, 2009 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. Â§580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on April 15, 2010. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED." Dated: August 17, 2009. Chase Home Finance LLC Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 30-6426 1846375199 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE Pursuant to the provisions of Minnesota Statutes 580.07, the foregoing foreclosure sale is postponed until November 19, 2009 at 10:00 am at the Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN, in said county and state. Dated: October 20, 2009. Chase Home Finance LLC Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 30-6426 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE Pursuant to the provisions of Minnesota Statutes 580.07, the foregoing foreclosure sale is postponed until January 7, 2010 at 10:00 am at the Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN, in said county and state. Dated: November 19, 2009. Chase Home Finance LLC Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888

30-6426 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE Pursuant to the provisions of Minnesota Statutes 580.07, the foregoing foreclosure sale is postponed until March 25, 2010 at 10:00 am at the Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN, in said county and state. Dated: January 7, 2010. Chase Home Finance LLC Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 30-6426 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE Pursuant to the provisions of Minnesota Statutes 580.07, the foregoing foreclosure sale is postponed until March 25, 2010 at 10:00 am at the Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN, in said county and state. Dated: March 29, 2010. Chase Home Finance LLC Mortgagee/Assignee of Mortgage USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 30-6426 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2127999 4/1/10

Sen. Metzen: Hard work pays off as swing bridge funded in bonding bill

State Sen. Jim Metzen, DFL-South St. Paul, said in a press release the recent inclusion of $1 million for the preservation and refurbishment of the Rock Island Swing Bridge is a real victory for local communities. Metzen, who pushed for inclusion of the project in the public works legislation, has been in close contact with Gov. Tim Pawlentyâ&#x20AC;&#x2122;s office to ensure the project survived more than $300 million in vetoes. â&#x20AC;&#x153;It seems like the effort to preserve this historic part of our region has been going on since the days when there were still trains and cars crossing the Mississippi here each day, but the inclusion of these funds in the bonding bill are a huge win for our region,â&#x20AC;? said Metzen, who serves as president of the Minnesota Senate. â&#x20AC;&#x153;It was an honor for me to welcome members of the Senate Capital Investment Committee to Inver Grove Heights last fall for a first-hand look at the site, and itâ&#x20AC;&#x2122;s satisfying to see hard work pay off as this funding is signed into law.â&#x20AC;? Metzen said that in addition to his work on the Capital Investment Committee, he had in-person conversations with the governor and his staff The Dakota County Law regarding the bridge, which Library is sponsoring two free legal information sessions in April. These classes are geared towards the general public, rather than attorneys. On April 13, the Dakota County Law Library and BurnMinnesota Attorney Genhaven Library will host â&#x20AC;&#x153;Legal eral Lori Swanson commendTips for Landlords.â&#x20AC;? ed the Minnesota Legislature The presenter is Mike Vraa, for passing legislation, draftdirector of the non-profit orga- ed and supported by the Atnization HOME Line. torney Generalâ&#x20AC;&#x2122;s Office, that He will speak about the le- bans deceptive solicitations in gal responsibilities and rights Minnesota in which promotthat landlords have. The class ers send people checks which, will run from 6:30 to 7:30 p.m. if cashed, enroll the consumat the Burnhaven Library in ers in a membership club. Burnsville. Senate File 2439 passed The library is located at the Senate by a vote of 64-2 1101 W. County Road 42. with wide bipartisan supThose who would like to at- port and passed the House of tend should pre-register with Representatives by a vote of the law library by e-mailing 103-30. lawlib@co.dakota.mn.us or callâ&#x20AC;&#x153;I commend the Legising (651) 438-8080. lature for passing this legOn April 21, the Dakota islation to protect consumCounty Law Library will host ers from deceptive check a class entitled â&#x20AC;&#x153;Unmarried Par- solicitations,â&#x20AC;? said Swanson. ents Rights.â&#x20AC;? â&#x20AC;&#x153;Companies that employ The presentation will be these tactics are selling serdone by Walter Burke, staff at- vices or products with little to torney at Central Minnesota no value, and thereâ&#x20AC;&#x2122;s no place Legal Services, and an attorney for such tricks or deception in from the Dakota County At- Minnesota.â&#x20AC;? torneyâ&#x20AC;&#x2122;s Office. In a typical check soliciThe session will cover pater- tation, a consumer receives nity, child custody and parent- a check for a small amount ing time, and child support. (typically less than $10) and It will be held at the West- cashes it, believing that the ern Service Center, Room 1920 check is a â&#x20AC;&#x153;no strings atfrom 7 to 8 p.m. The Western tachedâ&#x20AC;? refund, or rebate. Service Center is located at Unbeknownst to the con14955 Galaxie Avenue in Apple sumer, by cashing the check Valley. the consumer agrees to enroll Questions about either class in an unwanted product or can be directed to Liz Reppe, service that imposes ongoLaw Library manager, at (651) ing charges. The consumer is 438-8244. often unaware that the com-

Countyâ&#x20AC;&#x2122;s Law Library hosting free legal information sessions

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will be a centerpiece of the waterfront access in Inver Grove Heights and will be used by families from throughout the region. At Metzenâ&#x20AC;&#x2122;s insistence, language was included in the 2009 bonding bill that placed a moratorium on further demolition of the bridge. Many have said that for lack of those efforts by Metzen, the bridge would have been completely removed with no chance for preservation and renovation. â&#x20AC;&#x153;The river was the place of the first settlement and development of our communities, so it makes sense to honor our heritage by ensuring that access to the river is preserved via projects like this one,â&#x20AC;? Metzen said. â&#x20AC;&#x153;When completed, the renovated swing bridge will be a true landmark for our region, and I am proud to have played a role in securing the funds to make this project a reality.â&#x20AC;? The $1 million for the swing bridge was part of a package of infrastructure investments passed by the Legislature last week. Pawlenty used his lineitem veto power to remove more than $300 million before signing the bill. It is hoped that the legislation will create more than 10,000 construction and ongoing jobs in Minnesota.

Legislature passes ban on deceptive check solicitations pany sending the check already has access to charge the consumerâ&#x20AC;&#x2122;s credit or checking account through an agreement with another company. In many cases, it is not until the consumer detects unknown charges on their bank or credit card statement that they discover that they have been enrolled in a high-cost, low-value membership club or similar service. Certain companies â&#x20AC;&#x201C; especially discount membership clubs â&#x20AC;&#x201C; use checks as gimmicks to dupe consumers into paying for ongoing monthly charges for products or services of little value. In a normal sales transaction, a company offers to sell something, and a consumer agrees to buy it, generally by taking out their wallet to write a check, hand over cash, or use a credit card. Some companiesâ&#x20AC;&#x2122; primary business, however, is to sell products or services of dubious value. These companies often do not clearly describe the terms of the services and ask the consumer to pay for them, because if they did no one would buy them. Instead, they try to trick consumers into enrolling in discount membership clubs or buying other services with recurring monthly fees by appearing to offer something â&#x20AC;&#x153;freeâ&#x20AC;? â&#x20AC;&#x201C; like cashing a check.

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April 1, 2010 DAKOTA COUNTY TRIBUNE BUSINESS WEEKLY

Lawmakers pass supplemental budget bill by T.W. Budig ECM CAPITOL REPORTER

Lawmakers on March 29 passed a supplemental budget bill that reduces the size of the immediate $1 billion state budget deficit by about a third. It does not address two state government funding behemoths, K-12 education and human services. Future legislation is expected to deal with possible cuts in those areas. An attempt to send the bill back to conference committee by Rep. Mark Buesgens, RJordan, failed in the House. Like Senate Republicans, Buesgens complained that Democrats in bringing out their supplemental budget in phases would create a false choice in the end in regard to

raising taxes. Senate Republicans, too, complained of the process. “It is very difficult for us to vote piecemeal on a budget,” Sen. Warren Limmer, R-Maple Grove said. An attempt in the Senate at sending the supplemental conference committee bill back to conference committee likewise failed.

Takes the ﬁrst steps in addressing deﬁcit House Finance Committee Chairman Lyndon Carlson, DFL-Crystal, said the bill “takes the first steps” in addressing the budget deficit. It does not contain any of Gov. Tim Pawlenty’s unallotments of last summer as the whole issue stands before the

courts, Carlson explained. A mutual fund fee increase provision contained in an earlier bill was taken out, he noted. Republicans criticized the supplemental budget bill as reflecting poor funding priorities — it’s insignificant in terms of the big budget deficit facing lawmakers next session, one Republican complained. Democrats expressed surprise that Republicans were finding fault with cutting government. Rep. Tom Rukavina, DFLVirginia, a gubernatorial candidate, chided Republicans for being inconsistent with their rhetoric. But another gubernatorial candidate, Rep. Tom Emmer, R-Delano, attacked Democrats for trimming the budget

but not touching the underly- additional cuts,” he said. ing problem. “There are no Some of the cuts made in structural changes in this bill,” the supplemental budget bill he said. for this biennium include: $36 million to the University of Gov. Pawlenty plans Minnesota; Minnesota State Colleges and Universities by to sign the bill about $10 million. Pawlenty Deputy Chief of The Minnesota Zoo is cut Staff Brian McClung indicatabout $462,000. ed the governor would sign the The Department of Vetfirst supplemental budget bill. erans Affairs is not cut — “As always, we will do a fi$100,000 increases apiece are nal review of the bill language, found for military honor guard but as long as there are no unand homeless veterans grants. foreseen problems the governor plans to sign the bill,” Mc- $35 million cut in Clung said. McClung indicated that public safety the governor would accept Some $35 million is cut in no tax increases as the session the area of public safety. This moved forward. includes about $8 million to That meant the upcoming the district courts, the board of DFL supplemental budget public defenders is cut about bills will require “significant $1.9 million, and about $9 mil-

lion is cut to the Department of Corrections. The bill cuts about $3 million from the state legislature and about $210,000 from the Governor’s Office. In the area of local government aid (LGA), about $52 million in city aid and about $52 million in county aid is cut for this biennium. Included in the bill is a onetime LGA payment to the city of Houston of about $107,000 relating to city population fluctuations. The bill extends the withdrawal deadline for nontraditional land in the Green Acres program without penalty from May 1 to Aug. 16. T.W. Budig is at tim.budig@ ecm-inc.com.

Engaging Living

20150 Highview Avenue Lakeville, MN 55044

(952) 985-5155 www.highviewhills.com “This is the perfect place for me. It has everything I need...” —Mary Olson, Highview Hills resident Beyond a colorful art studio and artists’ gallery, Highview Hills is full of unique spaces. Residents enjoy a club room, movie theater, store, A Senior Living Community bistro, card and game room, library with Internet lounge, billiards room, Embrace and enjoy all aspects of and spa. Outdoors are walking paths, living well at Highview Hills by a large terrace, and a nine-hole Walker, located in a quiet residential putting green. Convenient services area in Lakeville. Highview Hills offers a variety of living environments include a 24-hour concierge, including Senior Living with Services, housekeeping, and complimentary scheduled transportation. The fitness Assisted Living, Memory Care, and center features innovative equipment, Care Suites. specifically-designed for seniors with Gen Prochnow, Highview Hills programs to increase strength, resident, can be creative in the large balance, and mobility. and lively art studio. “There are so Step into what you might think is a many things to do here, and I’m never front row seat at the Food Network. bored. Everyone who lives here is At the center of the Prairie Hills wonderful and I just love living here.” Dining Room is the Exhibition Kitchen, where residents can attend classes and experience the sizzle and aromas of fine cooking. “I enjoy talking with the people I cook for and teaching new techniques,” says Chef Molly Dollarhide. “It’s rewarding for me to see people enjoying the dishes I made for them.”

Contact Jacque Mihm for your personal appointment by calling 952-985-5155, or e-mail her at jmihm@highviewhills.com. Highview Hills by Walker is owned and operated by Walker Methodist, a locally-owned, faith-based, non-profit organization serving seniors since 1945. Walker Methodist engages seniors through vibrant living within our senior living and health care communities throughout the Twin Cities.

Evie Pallerine and Mary Olson often attend the cooking classes taught by Chef Molly. “Not only is Highview Hills beautiful and full of fun things to do, all of the people who live and work here are so friendly,” says Evie. Mary agrees, “This is the perfect place for me. It has everything I need and I thoroughly enjoy my new home.” You are welcome to visit Highview Hills by Walker. Please join us for a complimentary lunch!

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