4/5/2012 - Dakota County Tribune Business Weekly by Dakota County Tribune

Jessica harper Laura Adelmann T.w. Budig

Ecolab cuts 50 Eagan jobs 2A Residential property values drop 2A Legislature passes school payback bill 6A

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date ##, 2009 April 5, 2012

Volume 33, 30, NUMBER Number 6 # VOLUME

Dakota County Tribune Since 1884

Veterans come Home to work?

inside biz forum

mark ritchie

Civilian job market proves tough to crack as clock ticks for Apple Valley couple by John Gessner

DAkota County Tribune

Sam Root’s service in the U.S. Army — the Guard, the Reserve and active duty — has spanned 21 years. Now the gig is up. Sam has been without a military paycheck since last October, and he’s retiring in August, when his last six-year enlistment expires. “I figured 21 years was a pretty good run,” said the 38-year-old Apple Valley resident, who can’t imagine continuing in the military after a hernia operation and surgery on his left shoulder and left knee. Sam and his wife, Mindy, 33 — a fellow Guard

Voters should vote ‘no’ on proposed constitutional amendment to preserve the ability to register on Election Day. 4A

forum

U.S. senator and Yellow Medicine County commissioner agree on need for workforce investment. al 4A franken

veteran he met while both were training for deployment to Iraq — aren’t completely unprepared for this fallow period, when both lack full-time work and the couple’s second child is on the way. forum But the clock is ticking on the full-time job that You can live the Roots say at least one of without a local them needs to land. newspaper, but Sam said he’s applied for why would you want to miss the nearly 50 jobs and landed information in only two interviews, one for Sun Thisweek. a janitor position. tad And the $197-a-month 5A johnson military insurance that covers Sam, Mindy, their son, dakota arts Photo by John Gessner Alton, nearly 2, and Sam’s Sam, holding a camera phone, and Mindy Root of Apple Valley, pictured with their Local woman two children from a previ- son, Alton, are both veterans re-entering the civilian job market at the same time. this week news checksStats:one item off Code Type: UPC Version A 0 See Civilian, Page 8A Mindy is expecting their second child. Customer: 3242-ECM Publishers her “bucket list”

A veteran’s search for a job Local organizations available to help

by Aaron Vehling

DAkota County Tribune

In the three months he has been unemployed, Lt. Col. Bruce Jensen, 44, of Lakeville, has sent out more than 50 applications, has had five phone interviews and has been Photo submitted invited for two in-person Bruce Jensen of Lakeville (right) has been looking for interviews. a job for three months. He is pictured here with General Jensen has been in the Raymond Odierno, who was head of the United States’ Iraq military for 20 years, half War operation and is currently the Army Chief of Staff. of that on active duty. He

returned to the United States in November 2010 from a tour in Iraq to find a fork in the road: Stay in active duty and be sent to North Carolina or transition to civilian life and be a part of his young daughters’ lives on a daily basis. He chose the latter. It took another year to transition from active duty to the National Guard. “That was a family

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decision,” he said. “They need their father in their lives.” Unemployment has been frustrating, Jensen said, but he is “not ready to throw in the towel just yet.” The unemployment rate for veterans who served post-9/11 was 12.1 percent in 2011, according to the U.S. Bureau

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Employment Resource Team deploys to Kuwait to help Rosemount-based Red Bulls by Tad Johnson

DAkota County Tribune

The last thing on the minds of U.S. troops serving in Iraq and Afghanistan should be whether they have a job waiting for them when they return home. But for many returning veterans the inability to find work is a pervasive problem.

It is estimated that the Minnesota unemployment rate is 6.4 to 7.4 percent higher among post Sept. 11, 2001, veterans, which prompted a first-of-its kind Employment Resource Team to deploy this month to Kuwait, where the Rosemount-based 34th Red Bull Infantry Division is outfit-

ted. Jim Finley, veterans employment services director for the Minnesota Department of Employment and Economic Development (DEED), said the effort was a way to get ahead of the curve for the estimated 20 percent of the 2,700 soonto-be returning Minnesota

veterans who don’t have a job waiting for them. Organized by the Minnesota National Guard, the program helped his office, which provides intensive services to about 4,000 veterans annually, to prepare for the influx of unemployed veterans. Finley said the program

planned to connect with about 550 Minnesota service members over five days, but it ended up reaching 1,100 troops from 10 different states. A majority of those veterans are in their early 20s and don’t have much work experience beyond their military service.

“The Red Bulls is an infantry division,” Finley said. “Because of the nature of their work and that they are younger soldiers, we see that high unemployment rate. “They may not have had a job when they were deployed,” Finley said. “A number of them left See Employment, Page 35A

April 5, 2012 DAKOTA COUNTY TRIBUNE BUSINESS WEEKLY

A place to turn in crisis Mental health urgent care collaborative opens

by Laura Adelmann

Dakota County Tribune

After nearly a decade of multi-jurisdictional planning, residents in three Minnesota counties, including Dakota, have access to urgent care for adults in mental health crisis. Instead of bringing adults who may be depressed, suicidal or irrational to hospital emergency rooms, under a partnership with Dakota, Ramsey and Washington counties, adults can receive emergency mental health treatment at a new urgent care facility dedicated to mental health. “We’re talking about a huge culture shift,” said Kirk Fowler, Ramsey County Human Services Department, to a crowd of Dakota County social workers at a March 23 meeting. “There’s probably anywhere from 2,000 to 4,000 folks per year who go to (an east metro) hospital voluntarily, either walk in or dropped off by a family member, who could easily go to an urgent care center,” Fowler said.

The new urgent care center, at 402 University Ave. E. in St. Paul, allows patients to receive crisis psychiatric care, assessment, stabilization and support. Dakota County Social Services Supervisor Brian McGlinn said in hospital emergency rooms, patients have waited hours, sometimes even a day, before they are assessed. “So they can sit there in the emergency room or locked in a (padded) room for a number of hours before they are even seen,” McGlinn said. At the adult mental health urgent care, certified peer recovery specialists, people who have received mental health treatment themselves, are available to help calm and guide patients. They also serve as hopeful examples of how to live with a mental health diagnosis. Walk-ins are welcome, and patients do not need to have health insurance to receive services. In the same building is a new detoxification center,

because people with mental health needs often also need chemical health treatment, said Brian Smith, a Dakota County social worker. “Someone under the influence has to sober up before we can do a true mental health assessment,” he said. People treated at the urgent care center may be in severe depression, suicidal, paranoid or hearing and seeing things, McGlinn said. “Families may be concerned about their safety, and their ability to take care of themselves,” McGlinn said. Fowler said urgent care patients receive drug and mental health screenings and are stabilized so they can begin receiving psychiatric help quickly. The new system avoids gaps between the time they have an emergency and when they have a consistent mental health provider. While a collaborative effort, the urgent care services are not meant to replace emergency services also available in Dakota County. A Crisis Response Unit

Photo by Laura Adelmann

Kirk Fowler, manager with Ramsey County Human Services, informed a crowd of Dakota County social workers March 23 about a new multi-jurisdictional mental health urgent care that is an alternative to hospital emergency rooms. operates 24 hours a day at (952) 891-7171 if a person is an immediate danger to self or others. Available to callers are phone and in-person crisis consulting, intervention, and if needed, crisis beds available through a residential

treatment provider contracted by Dakota County. Ramsey County bonded for $9 million to pay for the urgent care center, and services are funded by the Mental Health Crisis Alliance. Funding includes a two-year, $800,000 grant provided by

an anonymous donor. Mental health urgent care can be reached at (651) 2667900. Laura Adelmann is at laura. adelmann@ecm-inc.com or facebook.com/sunthisweek.

Dakota County residential property values decline Building permits up slightly from last year

by Laura Adelmann Dakota County Tribune

Residential property values continued a downward trend in 2012, while agricultural property values increased, according to Dakota County Assessor Bill Peter-

son. The value of most Dakota County residential properties dropped between 6 and 8 percent in 2012, he told Dakota County commissioners on Tuesday. Some agricultural property values jumped 20 percent in 2012, causing estimated property tax payments to rise in 2013. Commissioner Paul Krause of Lakeville said he has received calls from agricultural property owners

worried about the increases. Peterson said the state uses agricultural values from southwest Minnesota to determine true agriculture property values, where land is not influenced by nearby development. “Our county has always gotten ag values from other parts of the state because of the metropolitan influence on lands,” Peterson said in an interview with Sun Thisweek. He added that the farming economy is very good, with

Ecolab cuts 50 IT jobs in Eagan by Jessica Harper

Dakota County Tribune

would cut about 500 jobs from its 39,000-employee global workforce. “We are close to achieving our 500 target,” Blahoski said. Ecolab intends to cut 110 jobs worldwide, and leave other positions vacant to meet its goal, Blahoski said. Employees at the Eagan and St. Paul campuses were notified of the layoffs Thursday, March 29. The company has approximately 2,400 employees in the Twin Cities. The laid-off workers represent 20 percent of Ecolab’s Twin Cities IT workforce and 3 percent of Ecolab’s overall Twin Cities workforce. The company expects $75 mil-

Ecolab Inc. laid off 70 information technology employees last week in St. Paul and Eagan. Of the workers receiving pink slips, 50 are at the Eagan campus, which has 925 employees. The cuts were made as the St. Paul company looks to reconfigure its IT operations due to its recent merger. The company has consolidated a number of software and hardware configurations in an effort to boost efficiency. “Ecolab is looking to refocus its projects, procedures and roles to better support our growth,” said Roman lion in savings from the merger Blahoski, spokesman for Ecolab. this year and ongoing savings of Ecolab announced in January it $250 million a year. was restructuring in response to an $8.3 billion acquisition of Naper- Jessica Harper is at jessica.harper@ ecm-inc.com or facebook.com/sunville, Ill.-based Nalco Holding Co. thisweek. The company said at the time it

corn prices up and farm land selling for over $10,000 per acre in some areas. “While locally in townships, land is selling for upwards of $6,000 an acre, the taxable value is at $5,700,” Peterson said. Countywide, property values dropped from $37.7 billion in 2011 to $35.9 billion in 2012, a 4.8 percent decrease. Peterson said about 40 percent of commercial properties saw an average of 2 to

5 percent reductions in their values. Residential construction permits increased from 460 in 2011 to 467 in 2012, a statistic that Peterson said was encouraging that this year would mean better growth in the county. While the numbers are not near pre-recession numbers where the county would average 2,500 to 3,000 residential building permits in a year, Peterson said “at least we’re heading in a better di-

rection.” Taxpayers wishing to discuss or challenge their property tax assessments can attend open book meetings scheduled throughout Dakota County in April. The one at the county’s Western Service Center, at 14955 Galaxie Avenue in Apple Valley, is April 10-12 from 9 a.m. to 7:30 p.m. Laura Adelmann is at laura. adelmann@ecm-inc.com or facebook.com/sunthisweek.

BBB, University of St. Thomas to convene Business Ethics Summit The Better Business Bureau of Minnesota and North Dakota will host the first-ever Business Ethics Summit, April 17, from 10 a.m. to 3 p.m. at the University of St. Thomas Opus College of Business, where business leaders, ethics officers, academics and members of the future workforce will take part in a day-long summit about business ethics. Participants will experience an ethics panel discussion, moderated by KSTP’s Tom Hauser, featuring business leaders from various industries and business size. After lunch, which offers an opportunity to meet face-to-face with area ethics leaders, there will be two mini-seminars — Building a Culture of Ethics in Business and Ethics of Social Media.

Panelists and presenters include: Paul Blom, Right At Home; Tim Brunelle, Hello Viking; Chris Collin, General Mills; Gina Debogovich, Best Buy; Bryan Del Monte, Del Monte Agency; Kathleen Edmond, Best Buy; Dr. Ron James, Center for Ethical Business Cultures; Amy Lilly, CenterPoint Energy; Dr. Christo-

pher Michaelson, University of St. Thomas Opus College of Business; Dr. Michael Porter, University of St. Thomas Opus College of Business; Jeff Taxdahl, ThreadLogic; and Kathy Tunheim, Tunheim Partners. To start the conversation about ethics today and encourage participation during the event, the BBB has launched a Twitter hashtag, #BBBSummit. The Business Ethics Summit will also host a “Tweet Wall” during the event, providing updates on the event and subsequent discussions. Registration is required and open to the public. Cost is $29 per person, $25 for BBB-accredited businesses and free for college students. Register online at BBBSummit.org.

DAKOTA COUNTY TRIBUNE BUSINESS WEEKLY April 5, 2012

Buzz People, places and pursuits creating buzz in Dakota County business this week as submitted by the local business community

Noteworthy Marc Vassanelli Joins ConvergeOne as chief financial officer Eagan

Marc Vassanelli has joined Eaganbased ConvergeOne, a national provider of integrated data, communications, collaboration, and customer interaction solutions, as its chief financial officer. As CFO, Vassanelli is responsible for managing all aspects of financial planning, assessment, and reporting, including supervising all finance and accounting operations across ConvergeOne; quantifying key drivers of financial performance; and managing working relationships with equity partners and banks. In addition, the IT and legal departments will report to Vassanelli. Vassanelli was previously the CFO and chief integration officer of Equiniti Group, a UK market leader in business process outsourcing and a portfolio company of Advent International. He has a MBA in finance and strategic management from the Wharton School, University of Pennsylvania, and a B.S. in marketing from the University of Maryland.

Business Briefs Webinar focuses on social media for businesses A free webinar titled “Social Media Nuts ’n’ Bolts: How to Set-up Your Business on Popular Sites” will be offered by Frontier Communications, Lakeville, from 11 a.m. to noon Wednesday, May 2. Space is limited. Reserve a seat at: https://www3.gotomeeting.com/register/403661158. Twin Cities gas prices fall in past week Average retail gasoline prices in the Twin Cities have fallen 4.8 cents per gallon in the past week, averaging $3.70 per gallon on April 1. This compares with the national average that has increased 3.2 cents per gallon in the last week to $3.89 per gallon, according to gasoline price website TwinCitiesGasPrices.com. Including the change in gas prices in the Twin Cities during the past week, prices on April 1 were 12.5 cents per gallon higher than the same day one year ago and are 10.2 cents per gallon higher than a month ago. The national average has increased 18.6 cents per gallon during the last month and stands 26.8 cents per gallon higher than this day one year ago.

Business Briefs

U.S. Rep. John Kline to host career & jobs fair

Local Foundation unveils new grant-making initiative

Blue Cross Foundation Announces $500,000 Grant

Minnesota U.S. Rep. John Kline will host a Career and Jobs Fair from 9 a.m. to 1 p.m., Monday, May 14, at the Eagan Community Center, 1501 Central Parkway, Eagan. The career and jobs fair is free and open to the public. Scheduled to attend Kline’s career and jobs fair are several dozen privatesector employers that currently have job openings in a wide variety of fields including the health care, technology, financial, and retail industries. Employment assistance organizations and a variety of educational institutions are also scheduled to attend. Last fall, more than 1,100 Minnesotans attended Kline’s career and jobs fair. Businesses may request space to display information and talk with prospective employees. There are no fees associated with participating in or attending this event. Requests for table reservations must be received by Monday, April 9. Contact Sally Bryant to receive a registration form at (952) 8081213 or by email at sally.bryant@mail. house.gov. Space is limited and priority will be given to businesses with current job openings.

The Blue Cross and Blue Shield of Minnesota Foundation has launched the Connect for Health Challenge, a new grant-making initiative that will award up to $500,000 to eligible nonprofits, schools and local units of government to support efforts that strengthen social connections in low-income communities across Minnesota. Through the Connect for Health Challenge, up to 20 grants of up to $20,000 each will be awarded, and one grant of up to $100,000 will be determined by Minnesotans in a statewide vote. The Connect for Health Challenge will engage people through InCommons, a community-based initiative that connects Minnesotans — face-to-face and online — so they can find and share credible tools, knowledge and resources to address social issues. Entries can be submitted online beginning April 17. A short video is available that introduces the challenge, and interested organizations can also sign up for an e-newsletter that will provide frequent updates, at InCommons.org/ ConnectforHealth. Organizations that submit an application by April 27 are entered into a drawing to win time with a videographer who will create a free, two-minute video about their organization. Types of projects that build or strengthen social connections could include, but are not limited to, community events, neighborhood gatherings, gathering places, community dialogues, participatory arts, local volunteering, multicultural projects, intergenerational activities and more. For questions or additional information, e-mail ConnectforHealth@ bluecrossmn.com, or call (612) 5476145.

The Blue Cross and Blue Shield of Minnesota Foundation awarded $500,000 to the Minnesota Community Action Association Resource Fund in St. Paul to provide for basic needs of low-income Minnesotans through eight community action agencies across the state. The funds will provide food, shelter, clothing, safety and other locally defined needs, as determined by the local agencies over the next few weeks. In addition to serving the state’s 10 counties with the highest poverty rates, including Beltrami, Blue Earth, Cass, Clearwater, Mahnomen, Ramsey, St. Louis, Todd, Wadena and Winona, these community action agencies also reach residents of an additional 29 Minnesota counties.

Running Room to open May 9 in Eagan Running Room Eagan will hold a grand opening at 6 p.m. May 9. Festivities will include a ribbon cutting, a 5K race and a one-mile walking event. Running Room founder John Stanton and Olympian Frank Shorter will be on hand. Running Room is at Eagan Promenade Shopping Center, 3344 Promenade Ave., Suite 102, Eagan. Delta Dental Donates to MN Mission of Mercy The Delta Dental of Minnesota Foundation has made a $150,000 donation to the Minnesota Dental Foundation to help fund Minnesota’s first Mission of Mercy event. The gift makes Delta Dental of Minnesota Foundation the signature sponsor of Minnesota’s 2012 MOM event. Plans are underway for Minnesota to launch its first Mission of Mercy this year. MOM events have a goal of providing free dental care to patients who face insurmountable barriers to care. A large, temporary dental clinic is erected to provide treatment over a two-day period in areas of the state where individuals are not able to easily access oral health care. It provides dental treatment to children and adults in need, regardless of their ability to pay.

Lakeville Chamber Golf Classic slated May 15 Registration is open for the Tuesday, May 15, Lakeville Area Chamber Golf Classic at Willingers Golf Club, 6900 Canby Trail, Northfield. The shotgun start will begin at 1 p.m. following a noon lunch. Awards and dinner will be at 6 p.m. Cost for individual golfers is $125 if registered by April 17 and $150 afterward. Sponsorships are also available. For more information, email info@lakevillechambercvb.org. Eagan Sears to hold grand re-opening April 6 The Eagan Sears store at 1294 Town Centre Drive will hold a ribbon cutting at its grand re-opening celebration from 9 to 9:30 a.m. Friday, April 6.

Submission to Buzz The Dakota County Tribune Business Weekly includes promotions, new hires, retirements, awards and other such business news on the Buzz page. If you have an announcement you would like included in this part of the newspaper, send submissions by e-mail to reporter. thisweek@ecm-inc.com, fax to (952) 846-2010 or mail it to the Burnsville office at 12190 County Road 11, Burnsville, MN 55337. When sending a photo by e-mail be sure that it is 200 dpi or greater. Include a daytime phone number if someone from the newsroom needs to contact the business for additional information. Deadline is 5 p.m. Friday prior to Thursday edition. Submission of information does not guarantee publication. All items are subject to editing. Tips on what to include in the submission are: names, titles, dates, business name, brief description of the news taking place, brief description of the business, contact names and numbers.

Submissions to Buzz: www.DakotaCountyTribune.biz

April 5, 2012 DAKOTA COUNTY TRIBUNE BUSINESS WEEKLY

Forum Commentary and opinion regarding issues in the world of business and public policy

Your vote will be needed to save same-day registration by Mark Ritchie

Special to the Tribune

The Minnesota Legislature looked poised to approve putting a Constitutional amendment on the ballot this fall that could replace same-day voter registration with a new election system called provisional voting. Not only would this new system cost local governments tens of millions in new tax dollars, it would delay the reporting of election results while we all waited for 500,000-600,000 estimated provisional ballots to be processed. Since one-third of all provisional ballots nationwide are never counted this could reduce our overall vote count by up to 200,000, knocking us out of our position as the state with the highest voter turnout in the nation. Given that over half-million Minnesotans normally use same-day registration in big election years this kind of radical change should not be taken lightly. Currently voters are allowed to update their address or other voter registration information and to cast their ballot in their neighborhood polling place on Election Day. The proposed amendment changes the rules and would not allow you to cast your ballot. Same-day registrants could only cast a provisional ballot that could not be opened or processed

Guest Columnist Mark Ritchie

until election officials finished processing them in the weeks following the election. Cost estimates for taxpayers who would need to pay for this new parallel election system are estimated to be about $40 million for the set-up and then another $3 million-$15 million each year to operate provisional balloting depending on the number of elections held. The high cost of creating a brand new system of provisional balloting has triggered strong opposition from many organizations representing local units of government, like the Minnesota Association of Townships. They have testified in opposition to provisional balloting numerous times, objecting to the fact that they would need to raise local property taxes in order to pay for this new bureaucracy. The townships asked the Legislature to cover the costs of this new unfunded mandate, but legislative leaders have refused. This proposed amendment also includes a section that would require local

election officials to deny the right to vote to anyone who comes into their polling place without a government-issued identification card. For example, if you’ve lost your wallet and not yet received a duplicate from the Division of Driver and Vehicle Services you would not be allowed to cast your ballot. If you are one of the over one thousand older Minnesotans who have been denied a state ID you will not be allowed to cast your ballot – even if you have been voting in the same polling place since Franklin D. Roosevelt was president. About 84,000 current Minnesota voters do not have the appropriate IDs and it is not clear how many could ever get one. If you are denied the right to vote, because you don’t have the proper ID, you will be allowed to submit a provisional ballot. Your vote will only be counted if you can return to your courthouse within a few days with a valid ID. Besides the very high cost to local communities of this new provisional balloting there is also a danger that this will cause a major increase in the workload and costs for our already busy state Supreme Court. Under a Minnesota law any person denied the right to vote can write to the chief justice of the Supreme Court and request their intervention. If

Keeping Minnesota’s workforce strong by Al Franken and Ron Antony Special to the tribune

One of us is a Democrat. One of us is a Republican. We have very different ideas on many important issues – but no one, Democrat or Republican, can ignore results. And investing in workforce development is a proven strategy for improving the economy – not to mention a great Minnesota success story. In 1993, the first “one-stop” workforce development office opened in Minneapolis. Two years later, a federal grant made it possible to spread this system statewide. Unemployed Minnesotans can come to these “one-stop” offices – called WorkForce Centers – for help finding a job. They can find lists of available jobs, guidance in building their résumés – even referrals for open positions. Counselors can also help people find out if they qualify for additional support or training. Last year, more than 236,000 Minnesotans used the services provided by Minnesota’s WorkForce Centers. It’s made a difference in Mr. Antony’s (one of the authors of this article) family, too. In 2008, his wife was laid off after 10 years on the job. But her local WorkForce Center helped her go back to school and earn a second degree. Today, she’s back at work, as a teacher, thanks in no small part to workforce development funding. We call that a smart investment. And so do business leaders from all across Minnesota. There are 49 WorkForce Centers across the state overseen by 16

Guest Columnists Al Franken & Ron Antony

area Workforce Investment Boards run by members of the local business community – who, after all, are the ones who need qualified workers to fill jobs. Workforce development is particularly important when it comes to the manufacturing sector. We’ve seen too many manufacturers have positions go unfilled because they lack qualified applicants. Ironically, at a time when we have the worst long-term unemployment since the Great Depression, there are manufacturers anxious to fill hundreds of thousands of jobs across the country. But these aren’t your grandfather’s manufacturing jobs. They are high-tech precision manufacturing jobs like operating a CNC machine – that’s Computer Numerical Control. These jobs require critical thinking, problem-solving, and what are known as STEM skills: science, technology, engineering and math. These skills are practically mandatory for any worker looking to succeed in the 21st century economy. Eighteen of our state’s 20 fastest-growing industries require them. And our manufacturers are particularly desperate to hire people who have them. Indeed, at a recent ceremony for a CNC machinist program, there were 12

graduates, and 15 companies showed up hoping to hire them. Thanks in part to our excellent workforce development programs, Minnesota has an unemployment rate well below the national average. But even as the job market begins to improve, WorkForce Centers report steady demand – especially from people whose unemployment benefits are expiring. And in many places, there are waiting lists for job training. That’s why you’d think that continuing to fund workforce development would be a high priority in Washington, even in a time of tight budgets. But the House of Representatives attempted to cut funding for workforce development by $2.2 billion – a 75 percent cut. Failing to invest in workforce training would be a disaster for Minnesotans looking for work and for Minnesota businesses that need to hire qualified workers. There may be issues on which the two of us have very different perspectives. But the more time we spend touring WorkForce Centers, the more convinced we are that this should be an investment on which we can all agree. Al Franken is a U.S. senator for Minnesota. Ron Antony is a commissioner in Yellow Medicine County. Columns reflect the opinion of the authors.

Submissions to Forum: www.DakotaCountyTribune.biz

one-third of provisional ballots are rejected this could trigger thousands of appeals. This attack on Minnesota’s election system is not isolated – the same is happening in other states. In Maine, last year, the state Legislature tried to repeal sameday registration. Fortunately the citizens of Maine were able to put this issue on the ballot last fall and by an overwhelming majority – 61-38 percent. Maine voters saved same-day registration. This is not a strictly partisan debate. For example, former GOP U.S. representative and secretary of state Arlen Erdal has come out against the proposed amendment as well as former DFL secretary of state Joan Growe. Both cited the attacks on same-day registration as key to their opposition. We have a great election system, the best in the nation, and year after year we make it even better. If you believe that same-day registration is important, you will vote no this constitutional amendment that would end same day registration. Mark Ritchie is the Minnesota secretary of state. Columns reflect the opinion of the author.

Dakota County Tribune BUSINESS WEEKLY

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Of course, you can live without a newspaper, but why should you? by Tad Johnson

Dakota County Tribune

Is there someone in your life who is always there when you need him or her? It’s the person who listens to your concerns, offers good advice, and has the answers to tough questions. I like to think of this newspaper as that mom, dad, sister, brother, friend or neighbor you can call on for nearly any reason. On March 30, the sounding board, counseling office and information desk of Sun Thisweek just got a whole lot better. This first edition of Sun Thisweek has merged the resources, knowledge and talents of both ECM Publishers and Sun Media Group to roll out a new look, expanded coverage and a strong commitment to be there when you need us – in print or online. Loyal readers view the best media as essential in their lives; something they can’t live without. We listen to readers concerns through letters to the editor and online comments attached to our stories and on our Facebook page. We offer advice – with attribution – from the experts in our communities. We print lots of answers to questions, ranging from softball (even the sporting kind) to hardball. Whether the answers are the right

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of Labor Statistics. A survey by the Iraq and Afghanistan Veterans of America of 4,000 military members puts the rate closer to 17 percent. Add to that the lifestyle transition from a constantly stressful combat situation to the vastly different world of civilian life, and the challenges veterans like Jensen face are daunting. Right now he could technically be qualified as “very underemployed,” because he works one weekend a month with the National Guard at Camp Ripley as a comptroller for the U.S. Property and Finance Office. But that is not enough on which to raise two daughters, ages 10 and 13. “Looking for a job is kind of like sales,” he said. “You need to fill your funnel full of names. Also, ask for help. So many people are oriented toward helping vets.” Jensen’s active duty military experience involved overseeing a staff of about eight people at the U.S. Joint Special Operations Command in Baghdad. His team issued regular briefings to Gen. Raymond Odierno, commanding general of the U.S. Iraq War efforts. Outside of his military experience, Jensen has an accounting degree from St. John’s University in Collegeville, Minn., is a certified public accountant and has about 10 years of experience in sales and accounting he earned while serving as a reservist prior to 2002, when he went into active duty. The Army paid well, he said. Nowadays, Jensen tries to seek out and apply for at least one job a day, or book an informational interview or networking meeting each day. “I’m trying to maintain a

Tribune Columnist Tad Johnson

ones depends on your perspective. And if you disagree with those answers, remember we are your proverbial soapbox, too. If you haven’t ever considered how our newspaper and website can be essential, think of the information we disseminate about the things in your life – food, water, air, a place to live, a car to drive, clothes to wear, family, friends and community. We write stories about healthy eating, water quality, pollution, new roads and housing developments, in addition to carrying ads for restaurants, car dealers and places to shop. While we carry plenty of information about those “essentials,” we specialize in the “people” part of that list. It’s the part of our work that can best differentiate ourselves in a highly competitive media market and it’s the most satisfying for us and our readers. For the past combined 198 years, Sun, Thisweek and its sister publication, the Dakota County Tribune, have told the stories of countless people that never would have been

positive attitude,” Jensen said, conceding that a constant upbeat attitude is impossible. “You just have to keep that ‘warrior ethos’ – like we like to call it in the military – and keep plugging away.” To get job interviews, Jensen has relied heavily on personal contacts, “rather than sending an application into the abyss.” “It’s about getting your story out there,” Jensen said. “That is so important.” He still recommends applying for jobs online if that is required. But working those contacts is key. “A person could literally lock themselves up for 40 hours a week on their computer, sending applications out until they are blue in the face,” he said. Jensen has found in his job searches that companies often use software to detect buzzwords in applicants’ resumes. This makes it hard for someone like Jensen, with nuanced experiences, to articulate them on paper. His resume in the federal system is 12 pages long, he said. That format allows for a more complete picture of his job history, but it doesn’t translate to the civilian sector. “It has got all my certifications, awards, courses. … It goes into the ‘nth’ detail about what I did for different jobs,” he said. “I wish I could use my government resume for civilian jobs.” Which is why personal connections are so valuable. “Utilize the local unemployment center vet rep,” he said. “Network with people you know … friends that perhaps you won’t get a job from, but might know people.” Local organizations that can help in Lakeville include churches and Beyond the Yellow Ribbon.

Jensen also recommends veterans try LinkedIn, the professional social media site that can connect job-seekers with job-providers. Jensen seeks help from resources such as the veterans services of the Minnesota Department of Employment and Economic Development and his community at Trinity Evangelical Free Church in Lakeville.

Back to school

But for veterans who do not have Jensen’s credentials and are looking to go back to school, Dakota County Technical College might have a solution. In August it debuts its web-centric Yellow Ribbon Entrepreneurs Initiative, a veterans-oriented offshoot of DCTC’s existing entrepreneurial program. Program instructor Christine Pigsley said the inspiration for it came from her experience as DCTC dean of students. “I was seeing veterans coming back to college and having a hard time fitting into the mainstream college system,” said. “They were ��she �� often missing class because of �� such �� (postissues as PTSD �� traumatic stress �� disorder)��or ��needs �� as the of their family part of the reintegration �� process.” �� Jobs were an issue, too. It is � �� to not illegal for �� an employer � �� save a space for a�� vet’s return

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written had it not been for a curious reporter with the desire to write the story. We’ve told you about paraplegic artists, cancer survivors, child prodigies, energetic 100-year-olds, life-saving rescue workers and volunteers who give selflessly of themselves for so many causes. In the March 30 edition of Sun Thisweek and in today’s Tribune, we are telling you about the challenges facing returning veterans as they seek employment in a very tight job market. We know these are the stories that matter when ticket sales for local arts programs take off after those programs are featured in Thisweekend. We know these stories matter when readers start a fund to pay for surgery for a man injured while breaking up a domestic dispute after we reported he would have been permantely disabled without medical treatment. We know these stories matter when we get a call from someone at a suicide hotline who says a depressed teen just called them after reading their phone number in our story about the topic. Unlike a famous New York Jets quarterback, I never make guarantees, but it is my sincere hope that the momentum we have summoned by creating this new newspaper will result in a greater capacity to tell more of

to his or her old job, but the exact job description does not have to be the same. “Self-employment seemed like a natural fit,” Pigsley said. “They could use the military experience and skills they had gained to create a new job for themselves with more flexibility than in a traditional 8-to-5 job.” Veterans are in an especially good position to return to college and study in fields such as entrepreneurship. As part of the GI Bill, the federal government covers most of a veteran’s tuition and materials, Pigsley said. To top it off, she said, veterans can still qualify for financial aid. Pigsley and DCTC staff members surveyed veterans who were currently attending the school. “Flexibility was the key,” she said. In this case, flexibility meant making the program Internet-oriented, she said, “so �� students could� go to � �� school at the time when they �� were most effective; some �� during the night and others during the day. If a student has a bad day, they can do ��work � ��on their school the��next � �� day.” Family was also key. DCTC sees the program as a family affair centered around a veterans-only cohort. This allows for them to support each other as they �� progress � �� through the program. There is also the oppor-

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these kinds of stories. In the coming weeks, we plan to take a look at the problem of and solutions to teen drug abuse, the high cost of youth sports participation, commuting gridlock and much more. While you are enjoying the new look of Sun Thisweek newspaper, I hope you will notice the increased news, sports and arts coverage. And as you are sitting at your computer, cruise on over to the new SunThisweek.com and check out the reorganized menu of choices. We hope you like our additions of MustRead and featured stories and that you browse the site a bit using are new related-content widget. Remember all of that content you are reading and viewing comes from an editorial staff with over 100 years of combined experience covering Dakota County. We wouldn’t have been here this long and invested so much in merging Sun Thisweek if we didn’t think the people of Apple Valley, Burnsville, Eagan, Farmington, Lakeville and Rosemount deserved to have their stories told. We hope you feel the same way. Tad Johnson is managing editor of Sun Thisweek and the Dakota County Tribune. He can be reached at tad.johnson@ecm-inc.com or facebook.com/sunthisweek.

tunity through Credit from Prior Learning, which Pigsley said awards veterans college credit for past post-secondary coursework and military experience and training. To achieve its goal of a 30-student cohort, DCTC is taking advantage of the online component to “branch out nationally, even internationally … if we had a cohort group that was going to deploy and we had soldiers interested in taking online courses together while deployed,” Pigsley said. “It really makes our program globally applicable and, we believe, unique.” For more information on the program, go to DCTC’s website (http://blogs.dctc. edu/youblue/2012/03/08/ yellow-r ibbon-entrepreneurs/).

Maintaining perspective

alizes that with a large number of veterans and nonveterans seeking jobs, it is a “classic supply and demand issue.” Jensen has informational interviews coming up, and by sticking with his networking methods and warrior ethos, he is optimistic that he will soon find an accounting/operations job. In the midst of active duty in Baghdad, Jensen took that time to contemplate what he really wanted out of life when he returned to Lakeville. The single father finds himself coaching his daughter’s track team and passing the time with both his children as much as he can. “I want to be able to have a day job and spend time in the evenings with my family,” he said. “The American Dream is really ‘it.’ ”

Aaron Vehling can be reached at aaron.vehling@ecm-inc. com or facebook.com/sun Meanwhile, Jensen tries to thisweek. maintain some perspective in his job search. He said he re-

April 5, 2012 DAKOTA COUNTY TRIBUNE BUSINESS WEEKLY

Capitol Commerce

Bill may pay a portion of school-funding shift Opponents say it would deplete budget reserves by T.W. Budig

Dakota County Tribune

The Republican-controlled Legislature passed on April 2 a school shift buyback conference committee report dedicating one-time state budget reserve dollars to pay a portion of the $2 billion school funding shift. The legislation slates $430 million in reserves toward the buy back, leaving about $577 million left in the reserves. Debate on the House floor was sometimes sharp, with House Education Finance Committee Chairman Pat Garofalo, R-Farmington, calling Democrats “deadbeat Democrats” for opposing the buy-back. Democrats returned fire. “You’re out of order,” Rep. Ryan Winkler, DFL-Golden Valley, said. “Your bill is out of order.” But the bill passed the House on a 75-to-56 vote.

The tone in the Senate was gentler, with Sen. LeRoy Stumpf, DFL-Plummer, warning that credit rating companies would not look favorably on the state using up its reserves. “This definitely will hurt us,” Stumpf said. The conference committee report passed the Senate on a 35-to-28 vote. Democrats have proposed closing perceived tax loopholes relating to off-shore corporate assets as a means of paying back the school funding shifts. Democratic Gov. Mark Dayton has suggested that using the budget reserves to pay back the shifts was irresponsible. In other education-related matters, the House passed an education policy bill, authored by Rosemount High School teacher Rep. Kurt Bills, R-Rosemount, con-

taining a provision requiring that school boards establish policies prohibiting the use of school district resources by employees to advocate for the election or defeat of any candidate for elective office, advocate the passage or defeat of any referendum question, or solicit funds for political purposes. It stipulates the policies should not prohibit school district employees from engaging in political activities except when engaged in performing duties assigned to them under their employee contract. Democrats have argued the legislation treads on First Amendment rights. They also criticized the legislation as being a mine field of state mandates.

to attend. Lakeville Area Chamber of Commerce events: • Tuesday, April 10, 7 a.m., Breakfast with the City, chamber conference room. • Thursday, April 12, 4:30 to 6:30 p.m., Networking After Hours, Legacy Awards, Lakeview Bank, 9725 163rd St. W. • Friday, April 13, 7:30 a.m., Minnesota Chamber conference call, chamber conference room. • Friday, April 13, 8 a.m., Teacher Appreciation, Oak Hills Elementary. River Heights Chamber of Commerce events: • Tuesday, April 10, 8:30 to 9:30 a.m., The Effect of Sodium on Health and Work Performance, River Heights Chamber of Commerce, 5782 Blackshire Path, Inver Grove Heights. Registration required. Information: Jennifer Gale at jennifer@riverheights.com. • Tuesday, April 10, 11:30 a.m. to 1:30 p.m., Keep it Local for Lunch, Applebee’s, 5855 Blaine Ave., Inver Grove Heights. Information: Chaz Kleinsteuber at chaz@riverheights.com. South Metro SCORE event: • Thursday, April 12, 8:15 to 10:15 a.m., monthly meeting, Parkway Place Office Building, Suite 152, 101 W. Burnsville Parkway, Burnsville. Interested new volunteers, RSVP: Ron Seipp, (612) 325-0633. District 196 Community Education will offer the following business courses. Register at www.district196.org/ce or call (651) 423-7920. • Monday, April 9, 6:30 to 9 p.m., Basic Computer Introduction Workshop, Rosemount Middle School, 3135 143rd St. W., Rosemount. Cost: $29. • Thursday, April 12. 6:30 to 8 p.m., College Financial Aid Planning Workshop, Falcon Ridge Middle School, 12900 Johnny Cake Ridge Road, Apple Valley. Cost: $15. • Thursday, April 12, 7 to 8:30 p.m., Trusts and Wills (How They Can and Cannot Help You), Falcon Ridge Middle School, 12900

Johnny Cake Ridge Road, Apple Valley. Cost: $19, $6 additional adult. • Saturday, April 14, 9 a.m. to noon, Build Your First Professional Website, Rosemount Middle School, 3135 143rd St. W., Rosemount. Cost: $39. Ongoing Platinum Partners, a chapter of BNI, welcomes one representative from each profession and meets every Wednesday morning from 7:30 to 9 a.m. at the Lakeville Green Mill. To learn more, call Amy at (952) 226-7741. Creative Networking Professionals, an independent business networking group, meets the first and third Tuesday of the month at JoJo’s Rise and Wine in Burnsville from 8 to 9 a.m. The group is focused on creating interpersonal relationships to grow business-to-business referrals. Yearly dues are $65. New members are welcome. Members are limited to one per professional category. For more information, contact Jeff Rothmeyer at JeffR@Roundbank.com or see www.CreativeNetworkingProfessionals.com. Dakota Business Partners meets every Tuesday from 8:159:30 a.m. at AmericInn, 17145 Kenyon Ave. (just off Interstate 35 and County Road 50), Lakeville. For why our group is different and more information visit www. dakotabusinesspartners.com or find us on Facebook. Network Unlimited Burnsville Chapter, a professional networking chapter, meets Thursdays from 4:30 to 5:45 p.m. at BD’s Mongolian Grill, County Road 42 and Burnhaven Drive. To see if your category is open go to www.NetworkUnlimited.org. Network Unlimited Eagan Chapter, a professional networking chapter, meets Tuesdays from 4:30 to 5:45 p.m. at Stephano’s, Cliff Road and Highway 13, Eagan. To see if your category is open go to www.NetworkUnlimited.org. BNI – The Valley Networkers Chapter of Business Networking Intl. meets Thursdays at 11:30

T.W. Budig can be reached at Photo by T.W. Budig tim.budig@ecm-inc.com or House Education Finance Committee Chairman Pat Garofalo, R-Farmington, saw his facebook.com/sunthisweek. school shift payback bill pass on the House floor April 2.

Calendar To submit an item for the Calendar, email it to darcy.odden@ ecm-inc.com or fax (952) 8462010. Date-specific Dakota County Regional Chamber of Commerce events: • Thursday, April 5, 7:30 to 8:30 a.m., The Buzz, DARTS, 1645 Marthaler Lane, West St. Paul. Information: Jessy Annoni at (651) 288-9202 or jannoni@ dcrchamber.com. • Friday, April 6, 9 to 9:30 a.m., ribbon cutting, Sears Eagan, 1294 Town Centre Drive, Eagan. Information: Jessy Annoni at (651) 288-9202 or jannoni@ dcrchamber.com. • Thursday, April 12, 8 to 9 a.m., Coffee Break, Alexander’s Mobility Services, 2811 Beverly Drive, Suite 100, Eagan. nformation: Jessy Annoni at (651) 2889202 or jannoni@dcrchamber. com. • Monday, April 16, 8 to 9 a.m., Minneapolis/St.Paul Business Journal’s Smartreader Strategies Seminar, DCR Chamber office, 1121 Town Centre Drive, Suite 102, Eagan. Free. Information: Jessy Annoni at (651) 288-9202 or jannoni@dcrchamber.com. Apple Valley Chamber of Commerce events: • Thursday, April 12, 4:30 to 6:30 p.m., Business After Hours – Lakeview Bank Legacy Award, Lakeview Bank, 9725 163rd St. W., Lakeville. Information: Tom Mork at tmork@lakeview-bank. com. Free. Guests welcome. Burnsville Chamber of Commerce events: • Wednesday, April 11, 8 to 9 a.m., A.M. Coffee Break, Sprint, 266 E. Travelers Trail, Burnsville. Free. Guests welcome. • Thursday, April 12, 4:30 to 6:30 p.m., Business After Hours – Lakeview Bank Legacy Award, Lakeview Bank, 9725 163rd St. W., Lakeville. Information: Tom Mork at tmork@lakeview-bank. com. Free. Guests welcome. • Saturday, April 14, 9 a.m. to 2 p.m., 2012 Home Remodeling Show, Burnsville High School, 600 Highway 13, Burnsville. Free

a.m. at the DCTC Apple Valley Site at 14200 Cedar Ave. BNI is a networking group for business owners who are looking to increase their revenue. Only one person from each profession. Bring your own lunch. For more information, call Paula Sevenich at (952) 891-4057 or visit www. bni-mn.com BNI – Networking meets Thursdays at 7:15 a.m. at the Round Bank in Farmington. For more information, contact Ellen at (952) 412-5287 or Lanny at (612) 386-2660. BNI – Power Lunch Chapter meets Wednesdays at 11 a.m. at the Lakeville Brunswick Zone, 11129 162nd St. W. For more information, call Maggie Kase at (952) 230-1602 or visit www.bnimn.com. BNI – Power Links Chapter meets at 7:30 a.m. Thursdays at Highview Hills Senior Living Center, 20150 Highview Ave., Lakeville. Information: Michelle Reisenauer, (612) 868-2950 or mreisenauer@charter.net. BNI – Leads 2 Referrals meets from 7:30 to 9 a.m. Tuesdays at Jeff Belzer’s dealership (second floor cafeteria), 21111 Cedar Ave., Lakeville. Information: Kari Switala, (612) 2983487. Professional Referral Exchange of Burnsville meets every Wednesday for breakfast at Denny’s Restaurant. Meetings begin at 7 a.m. For more information, contact Jo Baecker, area director, at (612) 618-5347 or visit the website www.prorefx.com. Elite Executives Chapter of Business Networking International meets each Tuesday 7:309 a.m. at the JBL Companies building (old fire station), 3795 Pilot Knob Road, Eagan. This lively referral group can help you grow your business, but we do limit membership to one person from each profession. Visitors are welcome. For more information, contact Bob Reuter at (651) 552-3647, breuter@mnhomes. com. Find our chapter’s website at bnimn.com. Beta Sigma Phi, Precep-

tor Alpha Delta Chapter, meets 9 a.m. on the fourth Tuesday of the second Wednesday of every each month. POC is Jeff Robinmonth at 7:30 at a member’s son at (952) 890-6611. The SE home. For information, call (952) Metro Group meets at 2918 Up894-8831. per 55th St., Inver Grove Heights, Network Results Chapter of the first Thursday of each month Business Network International, from 12 noon to 1 p.m. (bring your networking for local business lunch). POC is Ginger Ewing at owners, only one person from (651) 389-1177. each profession. First two meet- The S.T.A.R. (South Twin ings are free. We meet every Cities Area Referral) NetworkWednesday for breakfast, 7-8:30 ing Group meets 8 to 9 a.m. a.m. at Roasted Pear, 14200 every Wednesday at Bremer Nicollet Ave. S., Burnsville. Call Bank, 17600 Cedar Ave, LakevJim Culpepper for more informa- ille. Openings are available. For tion: (612) 655-4339. questions, call Kathy Andrade at Networks Plus - Diversified (952) 997-1306. Business Professionals Chap- SHiFT network events are ter of Business Network Inter- held Thursdays from 6:30 to 8 national, a business referral or- p.m. at Inver Hills Community ganization. Meetings will be held College, 2500 E. 80th St., Inver Thursdays 11:30 a.m. – 1 p.m. Grove Heights. SHiFT is a nonat Savage City Hall, 6000 McColl profit network connecting adults Drive, Savage, MN. All profes- in mid-life transition with opporsionals are invited to attend. Call tunities to seek meaningful work, Crystal (952) 314-8676. new avocations, and a supportive Networking coffee group at community (www.shiftonline.org). Caribou Coffee will meet from Members: Free. Guests: $5. 9:30-11:30 a.m. at Caribou Cof- Women’s Business Exfee, 14638 Cedar Ave., on the change meets the fourth second and fourth Mondays of Wednesday from 11:30 a.m. the month. Call (763) 783-4767 to to 1 p.m. at Baskets On Occaregister. sion, 4580 Scott Trail, Suite 204, Grapevine Network “Com- Eagan. Fee: $5 per meeting. For mon Denominator” Group more information, contact Mary meets Tuesdays from 7:30-8:45 at (651) 994-8392 or visit www. a.m. at Coldwell Banker Burnet, meetup.com/womens-business190 Cobblestone Lane, Burns- exchange-eagan. ville. For information, call (952) Seed Your Business referral746-5611 or visit www.thegrape- based networking group meets vinenetwork.com. the first and third Wednesday Grapevine Networking at noon at Baskets On OccaGroup meets Wednesdays sion, 4580 Scott Trail, Suite 204, from 7:30-8:45 a.m. at Coldwell Eagan. Fee is $5 per meeting. Up Banker Burnet, 190 Cobblestone to two professions per person. Lane, Burnsville. For information, Contact Mary at (651) 994-8392. call (952) 746-5611 or visit www. Rise and Shine Networkthegrapevinenetwork.com. ing Group meets the second Kingdom Advisors members Wednesday every month at 8 meet monthly for fellowship, train- a.m. at Baskets On Occasion, ing, networking, prayer, and shar- 4580 Scott Trail, Suite 204, ing of best practices. Ron Blue or Eagan. Fee is $5 per meeting. other recognized speakers (via Information: Mary at (651) 994DVD) cover a topic each month 8392 or meetup.com/riseandhelping members integrate and shine networking group. apply Biblical financial wisdom into their professional advice. Visitors welcome. The S Metro Group meets at Family Financial Services, 151 W. Burnsville Parkway, Burnsville, from 7:30 to

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DAKOTA COUNTY TRIBUNE BUSINESS �� WEEKLY ��April 5, 2012

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Capitol Commerce

Photo by T.W. Budig

House Commerce and Regulatory Reform Committee Vice Chairman Tim Sanders, Vikings’ stadium front man Lester Bagley indicated the team wasn’t thrilled with some of R-Blaine, records events in the committee room prior to start of the hearing. the provisions added to the House Vikings’ stadium bill this week.

Vikings earn first win at the Capitol Committee inches stadium proposal forward by T.W. Budig

Dakota County Tribune

A Vikings’ stadium bill and means for the state to fund its share of the proposed $1 billion, so-called “People’s Stadium” in downtown Minneapolis was approved by a House committee April 2. Rep. Morrie Lanning, RMoorhead, saw his stadium legislation pass the House Commerce and Regulatory Reform Committee on a voice vote and referred to the House Rules Committee. It was the first time this session that a Vikings’ stadium bill advanced in the Legislature. Stadium legislation in the Senate is still hung up in Republican Sen. Ray Vandeveer’s Senate Local Government and Elections Committee. A bill by Rep. John Kriesel, R-Cottage Grove, also was approved by the House committee on voice vote. It reflects a recent agreement worked out between Allied Charities of Minnesota and lawmakers relating to charitable gaming — the mechanism by which stadium backers look to fund the state’s $398 million share of the stadium proposal. It’s estimated the proposed use of electronic pull-tabs and electronic bingo in bars and clubs across the state would garner the state an additional $72 million a year in charitable gaming revenue. Under the agreement, the first $36 million would be slated to the charitable gaming industry in the form of tax breaks. Kriesel’s bill also incorpo-

rates the use of tip boards — a board, placard, or other device containing a seal that conceals a winning number or symbol — that’s estimated to garner the state an additional $16 million a year. But not everyone is comfortable with tip boards. Democratic Gov. Mark Dayton suggested on April 2 they could run afoul of federal law. “It doesn’t strike me at first glance as a viable option,” Dayton said, questioning whether bond houses would accept tip boards as a legitimate funding mechanism for payment of debt service on bonds. Administration officials further cited a 2002 Minnesota Attorney General’s Office opinion concerning sports wagering or betting that concluded the state would likely lose a lawsuit challenging the constitutionality of the federal Sports Protection Act. Executive Director King Wilson of Allied Charities of Minnesota indicated the charities believe tip boards are legal. “We believe it’s OK,” he said. Everything included, less the $36 million in tax breaks

for charitable gaming, Kriesel’s proposal is estimated to leave $52 million for the state to direct toward stadium payments. Lanning put the state’s estimated debt service payment at $42 million a year. A number of testifiers spoke in favor of Kriesel’s proposal including former Pawlenty chief of staff and state commission and Hospitality Minnesota President Dan McElroy representing the Minnesota Restaurant, Lodging and Resort, and Campground Associations. All three associations support the opportunity for “more people to have more fun,” McElroy said. Wilson, too, spoke in support of the proposal. Lanning during the committee hearing successfully amended his bill to include a number of changes. In addressing one of the worries often heard from lawmakers — that the state will have to dip into its general fund to make stadium payments because charitable gaming revenue estimates will prove wrong — Lanning amended a series of “blink on,” “blink off ” revenue-making provisions.

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These are a 10 percent tax on stadium luxury boxes, a sports-themed lottery game, tapping into Hennepin County tax revenue, and a stadium admissions tax. These alternative funding sources, which would be approached in the order listed by state officials in the event of a shortfall, are estimated to garner an additional $7 million to $10 million a year. Lanning also spoke of any excess charitable gaming revenue left over after payment of the state’s stadium debt as being placed into reserves as backup debt funding. Lester Bagley, Vikings’ vice president of public affairs and stadium development, indicated Vikings’ officials are concerned about having the team “being the backstop” for state revenue shortfalls. Rep. Joe Atkins, R-Inver Grove Heights, also expressed concern about the state being able to make its stadium payments. “That’s what makes me a little skittish of what you have in the bill,” Atkins said after Lanning confirmed the first $36 million of additional charitable gaming revenue would be slated for tax breaks for the charities.

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Atkins’ proposed, and Lanning took as a friendly amendment, the addition of tip boards along with electronic pull-tabs and bingo as a charitable gaming revenue raiser. Although committee members generally did not ask many questions, Rep. Sheldon Johnson, DFL-St. Paul, asked Minneapolis Mayor R.T. Rybak and City Attorney Susan Segal if city officials weren’t doing an “end around” in terms of the Minneapolis city charter. Johnson asked if the spirit and intentions of Minneapolis voters who approved a provision directing a referendum if the city spends more than $10 million on a stadium was being honored. Rybak argued that the state, not the city, controlled

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the city tax streams. If that wasn’t the case, he said, he would have redirected the streams long ago to other priorities. The city was “absolutely” in keeping with the spirit and intentions of the law, Rybak argued. A majority of Minneapolis City Council members recently indicated support for the current Vikings stadium proposal. That was one hang-up that remained reaching an agreement with Allied Charities concerning the charitable gaming revenue. It’s likely Lanning’s stadium bill could be directed to other House committees. T.W. Budig can be reached at tim.budig@ecm-inc.com or facebook.com/sunthisweek.

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April 5, 2012 DAKOTA COUNTY TRIBUNE BUSINESS WEEKLY

Capitol Commerce Tech time may be needed for diploma Bill would require students to have digital learning by T.W. Budig

Dakota County Tribune

When Rep. Pam Myhra watches pre-kindergartners methodically working with their parents’ iPads or smart phones, she sees possibilities. “The potential is really quite amazing,” Myhra said of the impact the digital world on education. Myhra, R-Burnsville, who serves on the House Education Finance Committee, saw her legislation requiring high school students to take at least one course with a digital technology component pass the Republican House on March 30 on a 96 to 32 vote. “Digital learning is so exciting,” said Myhra, speaking off the House floor. It’s a mean of tailoring learning to students, allowing them to move at their own speed, she explained. Myhra describes her bill, a graduation requirement for

high school seniors beginning in 2017, as flexible. School districts are allowed to shape the requirement to fit their school districts, she explained. This could mean “blended” coursework involving digital and more traditional forms of education. “It doesn’t have to be a virtual course,” said Myhra, referring to online learning. Myhra’s bill evoked lengthy debate on the House floor. Some lawmakers argued the bill failed to recognize that school districts vary in terms of technology. “You’re basically setting up another achievement gap,” said Rep. Michael Nelson, DFL-Brooklyn Park. But other lawmakers, such as Rep. Gene Pelowski Jr., DFL-Winona, holding aloft a smart phone on the House floor, argued the digital revo-

lution could not possibly be ignored. Rep. Bob Dettmer, RForest Lake, who serves on the House higher education committee, said digital technology has already profoundly affected higher education. “We need to follow this in K-12,” he said. Myhra, too, indicated that in the race between digital technology and education it was education straining to keep up. Myhra has been working on a handful of bills this session. “This is one of the keys ones,” she said. The legislation is destined for conference committee with the Senate. T.W. Budig can be reached at tim.budig@ecm-inc.com or facebook.com/sunthisweek.

Rosemount legislator’s bill passes the House Vote was close; opponents argue it would stifle free speech by T.W. Budig

Dakota County Tribune

Rep. Kurt Bills, R-Rosemount, saw his bill requiring school boards to adopt policy prohibiting the use of school district resources by employees for political purposes pass on a 73 to 60 vote on March 28. But not without debate. “This bill violates the First Amendment,” argued Rep. Melissa Hortman, DFL-Brooklyn Park. No one wants teachers or other school employees to be misusing school district resources, she explained. But the bill “very clearly” attempts to control what’s being discussed in the teachers’ lounge, Hortman argued. Another attorney, Rep. Tina Liebling, DFL-Rochester, noted that required school board policy must not apply when an employee is disseminating “factual information.” Who makes the call on what’s factual and what isn’t? she asked. “I think you’re creating a lot of problems with this bill,” Liebling said. Rep. Mindy Greiling, DFL-Roseville, said she was glad the legislation had been “gutted” in education committee and that it no longer did much of anything. It still sent a bad message, she said. But Bills, who still teaches first period at Rosemount High School before leaving for the State Capitol, said

Photo by T.W. Budig

Rep. Kurt Bills, R-Rosemount, saw a bill he authored requiring school boards to establish policy prohibiting the use of school resources for political purposes pass the House on March 28. anyone whose ever been in a teachers’ lounge isn’t worried about the legislation silencing teachers from offering opinions. Rep. Mary Liz Holberg, R-Lakeville, said rather than opposing the legislation, some school district employees would embrace it. “There are many school employees would appreciate having that policy,” she said.

House Education Finance Committee Chairman Pat Garofalo, R-Farmington, argued there wasn’t a credible education group that opposed the bill. Sen. Dave Thompson, R-Lakeville, has been working on similar legislation in the Senate. T.W. Budig can be reached at tim.budig@ecm-inc.com or facebook.com/sunthisweek.

Photo by T.W. Budig

Rep. Pam Myhra, R-Burnsville, chats with a House colleague minutes after seeing her bill on digital technology education pass the House on March 30. Civilian from Page 1A

ous marriage will expire in August, he said. “Fortunately, we’ve got money to last probably until about July or August to pay the bills,” Sam said. “We wisely were stashing cash for that. If worse comes to worst, I can probably get a contracting job in Afghanistan really easy. That’s kind of our worst-case scenario.” But Sam — who is trained in ground surveillance radar operation and electronic warfare signals intelligence — hates the thought of once again leaving his family, including 11-year-old Becca and 12-year-old Noah. His last deployment, to Iraq, ended in 2007 and consumed 22 months of preparation and service in country. “I missed all of Becca’s kindergarten and first grade, and all of Noah’s first and second grade,” Sam said. “I don’t want to do that again.” Despite his training as an intelligence analyst and the administrative work he’s done for the Guard, Sam said his job search is likely hampered by his lack of a college degree. Not that the 1992 Eagan High School graduate would trade his years of service. He did his basic training between his junior and senior years in high school. “It’s in my blood,” Sam said. “I’m not sure how many greats it is grandfather, but he was captain of the militia on the Mayflower, Miles Standish. My family on my mother’s side has fought in every war the U.S. has been in. It just was my calling, I guess.” He went straight into the Army Reserve and signed up

for four years of active duty in 1993. When that was over Sam joined the 34th Red Bull Infantry Division of the Minnesota National Guard. “I was going nuts without the Army,” Sam said. “I loved the brotherhood.” While doing weekend warrior duty, Sam worked on the ground crew for Northwest Airlines. “I was a bag-smasher,” he said. In late 2000 Sam started a temporary Guard job processing security clearances in preparation for a Red Bull deployment to Bosnia. After that he returned to stacking luggage for Northwest — “a pretty mindless job” — until training for his Iraq deployment began in 2005. Sam said his deployment included three months’ duty on a gun truck. “I got shot at twice,” he said. “Fortunately, there were no IEDs.” After the deployment, which Sam said was lengthened for three months by President Bush’s troop surge, Sam returned to Northwest Airlines. But in the last few years he’s been a self-proclaimed “Guard bum,” taking temporary job assignments as they came. He said he coordinated training and intake of new equipment in preparation for deployment of the 34th Infantry Division’s headquarters to Iraq. “We had 24 different contracts. We had 27 systems,” Sam said. “It was worth $240 million. All sorts of stuff, from new weapons to communications gear. We trained 900 soldiers in a nine-month

period.” After that he landed a job at the Minnesota National Guard Joint Force Headquarters in St. Paul. “I was their all-hazards intelligence analyst,” Sam said. “The first thing I did when I got there was preparing for the 2009 flood.” The assignment ran out, and so has a six-month waiver that kept Sam employed in temporary positions longer than Guard protocol allows. Mindy, a stay-at-home mom after Alton was born, is in the midst of her own job search. She’s a substitute paraprofessional in School District 196. “She’s re-entering the work force for the first time in a few years, too,” Sam said. “She has her communications degree and she’s close to getting her master’s. I think that’s the reason she’s getting more interviews than me.” Sam would love to work as a crime analyst for a police department, or maybe as a veterans service representative with the Minnesota Department of Veterans Affairs. He’s applied to Target, Best Buy and other companies that he figures could put his intelligence and security knowhow to work. There’s always Afghanistan. Or maybe, Sam said, a government intelligence job in Washington, D.C. “I have been a little selective on where I’ve put my application in,” he said. “I want to enjoy my job. It’s getting to the point, though, where I’m going to start applying for the jobs I don’t want.” John Gessner can be reached at john.gessner@ecm-inc.com or facebook.com/sunthisweek.

DAKOTA COUNTY TRIBUNE BUSINESS WEEKLY April 5, 2012

District 56B Republicans will try again to endorse

Local Republicans will try again April 26 to endorse a candidate for the state House of Representatives seat in the new District 56B. Candidates Terry McCall of Burnsville and Roz Peterson of Lakeville battled to a four-ballot draw on March

17. In razor-close balloting at the inaugural Senate District 56 Republican convention, neither candidate came close to gaining the 60 percent needed for endorsement. Another hung convention on April 26 would leave

both mulling whether to move on to a primary contest in August. The Republican nominee will in November face former state Rep. Will Morgan, a Burnsville DFLer who served two terms and was unseated by Rep. Pam Myhra in 2010.

The endorsing convention will be held at the Diamondhead Education Center/Burnsville High School Senior Campus, located south of Burnsville Parkway and west of Nicollet Avenue. Registration is at 6:30 p.m. District 56B, under new

political boundaries that will take effect next year, includes south Burnsville and extends north into east central Burnsville. The Lakeville portion of the district includes only the Orchard Lake area. McCall is a longtime Re-

publican activist and chair of the 2nd Congressional District Republicans. Peterson is a Lakeville Area School Board member and chair of the Dakota County Regional Chamber of Commerce. — John Gessner

Dakota County Business Contacts

Apple Valley Chamber of Commerce

Address: 14800 Galaxie Avenue, Suite 101, Apple Valley, MN 55124 Phone: (952) 432-8422 or 1-800-301-9435 Website: www.applevalleychamber.com E-mail: info@applevalleychamber.com

Address: 101 W. Burnsville Parkway, No. 150, Burnsville, MN 55337 Phone: (952) 435-6000 Fax: (952) 435-6972 Website: www.burnsvillechamber.com E-mail: chamber@burnsvillechamber.com

Burnsville Chamber of Commerce

Burnsville Convention & Visitors Bureau

Address: 12600 Nicollet Ave., Suite 100, Burnsville, MN 55337 Phone: (952) 895-4690 Fax: (952) 487-1777 Website: www.burnsvillemn.com

Address: 19950 Dodd Blvd., Suite 101, Lakeville, MN 55044 Phone: (952) 469-2020 Website: www.lakevillechamber.org E-mail: info@lakevillechamber.org

Address: 1121 Town Centre Drive, No. 102, Eagan, MN, 55123 Phone: (651) 452-9872 Fax: (651) 452-8978 Website: www.dcrchamber.com E-mail: info@dcrchamber.com

Address: 1501 Central Parkway, Eagan, MN 55121 Phone: (651) 675-5546 or 1-866-324-2620 Website: http://eaganmn.com E-mail: enjoyeagan@eaganmn.com

Lakeville Area Chamber of Commerce and Convention and Visitors Bureau

Dakota County Regional Chamber of Commerce

Eagan Convention and Visitors Bureau

Downtown Lakeville Business Association

Address: 8790 207th St. W., Suite 204, P.O. Box 371, Lakeville, MN 55044 E-mail: dlba@frontiernet.net Office Hours: Mondays and Wednesdays 9 a.m. to 2 p.m. Judy Tschumper is the director of the Downtown Lakeville Business Association.

Hastings Area Chamber of Commerce & Tourism Bureau

Address: 111 Third St. E., Hastings, MN 55033 Phone: (651) 437-6775 or 1-888-612-6122 Fax: (651) 437-2697 Website: www.hastingsmn.org E-mail: info@hastingsmn.org

Address: 5782 Blackshire Path, Inver Grove Heights, MN 55076 Phone: (651) 451-2266 Fax: (651) 451-0846 Website: www.riverheights.com E-mail: info@riverheights.com

River Heights Chamber of Commerce

Positively Minnesota Marketing Partnership

Minnesota Department of Employment & Economic Development Address: 1st National Bank Building, 332 Minnesota St., Suite E200, St. Paul, MN 55101 Phone: (651) 259-7298 Fax: (651) 215-3841 E-mail: Positively.Minnesota@state.mn.us

Dakota Future

Role: Provide site location assistance for firms considering Dakota County locations and serves as a general gateway for economic development services within Dakota County. Address: P.O. Box 240874, Apple Valley MN 55124-0874 E-mail: bill@dakotafuture.com Phone: (651)491-2551 Website: www.dakotafuture.com

Minnesota Workforce Centers in Burnsville and West St. Paul

Role: Assist in the hiring and training of new employees, general gateway into Minnesota Department of Employment and Economic Development and other state agencies Phone: 612-821-4411 E-mail: terrell.towers@state.mn.us

South Metro SCORE

Role: Counselors to America’s small businesses, free, confidential, face-to-face assistance from successful business mentors. Phone: (952) 890-7020 E-mail: southmetroscore@qwestoffice.com Website: www.score-southmetro.org

City Governments

Role: Provide guidance through any real estate development process; may provide financial incentives through tax increment financing, local loan funds or state or federal business finance programs. Apple Valley, Bruce Nordquist Phone: (952) 953-2576 E-mail: bnordquist@ci.apple-valley.mn.us Website: www.ci.apple-valley.mn.us Burnsville, Skip Nienhaus Phone: (952) 895-4454 E-mail: skip.nienhaus@ci.burnsville.mn.us Website: www.burnsville.org Eagan, Jon Hohenstein Phone: (651) 675-5660 E-mail: jhohenstein@cityofeagan.com Website: www.ci.eagan.mn.us Farmington, David McKnight Phone: (651) 280-6801 E-mail: dmcknight@ci.farmington.mn.us Website: www.ci.farmington.mn.us Hastings, Shannon Rausch Phone: (651) 480-2344 E-mail: SRausch@ci.hastings.mn.us Website: www.ci.hastings.mn.us Inver Grove Heights, Jennifer Gale Phone: 651-451-2266 E-mail: Kevin@progressplus.org Website: www.ci.inver-grove-heights.mn.us Mendota Heights, Jim Danielson Phone: 651-452-1850 E-mail: jimd@mendota-heights.com Website: www.mendota-heights.com Lakeville, Dave Olson Phone: 952-985-4421 E-mail: dolson@ci.lakeville.mn.us Website: www.ci.lakeville.mn.us Rosemount, Kim Lindquist Phone: 651-322-2020 E-mail: Kim.lindquist@ci.rosemount.mn.us Website: www.ci.rosemount.mn.us South St. Paul, Jennifer Gale Phone: 651-451-2266 E-mail: kevin@progressplus.org www.southstpaul.org West St. Paul, Jim Hartshorn Phone: 651-552-4140 E-mail: Jim.hartshorn@ci.west-saint-paul.mn.us Website: www.ci.west-saint-paul.mn.us *Inver Grove Heights and South St. Paul use Progress Plus, an affiliate of the River Heights Chamber of Commerce, for their city’s economic development services.

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PUBLIC NOTICE PUBLIC NOTICE PUBLIC NOTICE PUBLIC NOTICE PUBLIC NOTICE PUBLIC NOTICE Allstate Self Storage 12001 South Hwy 35w Burnsville, MN 55337 952-894-4944 Public Sale April 7th 2012 1:00 P.M. E354 10x20 Kim Lindstrom Amount Owed $1780 Tools, Electronics F542 5x10 Aja Robinson Amount Owed $205 HH Items, Furniture I947 5x10 Steve Laddusaw Amount Owed $458 Misc Boxes, HH Items L1123 5x10 Josh Nelson Amount Owed $508 Misc Boxes 2954533 3/29-4/5/12

PUBLIC NOTICE

MINNESOTA SECRETARY OF STATE AMENDMENT TO CERTIFICATE OF ASSUMED NAME Minnesota Statutes, Chapter 333 The filing of an assumed name does not provide a user with exclusive rights to that name. The filing is required for consumer protection in order to enable consumers to be able to identify the true owner of a business. 1. List the exact assumed nam e under which the business is or will be conducted: Hadrits Vending & Coffee 2. Principal Place of Business: 1664 Hickory Ln, Eagan, MN 55122 3. List the name and complete street address of all persons conducting business under the above Assumed Name, OR if an entity, provide the legal corporate, LLC, or Limited Partnership name and registered office address. Steven M. Hadrits, 1664 Hickory Ln, Eagan, MN 55122 4. This certificate is an amendment of Certificate of Assumed Name File Number: 892077-2 originally filed on 5/5/2004 under the name Hadrits Enterprises. 5. I, the undersigned, certify that I am signing this document as the person whose signature is required, or as agent of the person(s) whose signature would be required who has authorized me to sign this document on his/her behalf, or in both capacities. I further certify that I have completed all required fields, and that the information in this document is true and correct and in compliance with the applicable chapter of Minnesota Statutes. I understand that by signing this document I am subject to the penalties of perjury as set forth in Section 609.48 as if I had signed this document under oath. Date: 3-19-12 Steven M. Hadrits 2953925 3/29-4/5/12P

PUBLIC NOTICE

NOTICE OF AND ORDER FOR HEARING ON PETITION FOR FORMAL ADJUDICATION OF INTESTACY, DETERMINATION OF HEIRS, FORMAL APPOINTMENT OF PERSONAL REPRESENTATIVE, AND NOTICE TO CREDITORS STATE OF MINNESOTA COUNTY OF DAKOTA DISTRICT COURT FIRST JUDICIAL DISTRICT Court File No.: 19HA-PR-12-209 In Re: Estate of Joseph J. LaBonne, Decedent. It is Ordered and Notice is given that on May 8, 2012 at 9:00 a.m., a hearing will be held in this Court at the Dakota County Judicial Center, 1560 Highway 55 West, Hastings, Minnesota 55033, for the adjudication of intestacy and determination of heirs of the decedent, and for the appointment of Chris J. LaBonne, whose address is 409 - 13th Ave. North, Sartell, Minnesota 56377, as personal representative of the decedent’s estate in an unsupervised administration. Any objections to the petition must be raised at the hearing or filed with the Court prior to the hearing. If the petition is proper and no objections are filed or raised, the personal representative will be appointed with the full power to administer the estate, including the power to collect all assets; to pay all legal debts, claims, taxes, and expenses; to sell real and personal property; and to do all necessary acts for the estate. Notice is also given that, subject to Minn. Stat. § 524.3-801, all creditors having claims against the estate are required to present the claims to the personal representative or to the Court Administrator within four (4) months after the date of this notice or the claims will be barred. Dated: 4/3/12 BY THE COURT Richard G. Spicer Judge of District Court John H. Wenker (MN# 232385) Quinlivan & Hughes PA Attorneys for Petitioner 400 First Street South, Suite 600 St. Cloud Minnesota 56302 Telephone: (320) 251-1414 Facsimile: (320) 251-1415 2962980 4/5-4/12/12

Notice of Issuance of Harassment Order For Relief by Publication State of Minnesota County Dakota District Court First Judicial District Court File Number: 19AV-CV-12-634 Case Type: Harassment Yawa Cooke, Petitioner(s) vs. Redji Nimon, Respondent(s) To Respondent named above: YOU ARE HEREBY NOTIFIED that a Harassment Order For Relief has been issued in the above matter. You may request a hearing on this matter if you file a Request For Hearing with the Court within 45 days of issuance of the Harassment Order For Relief. You may obtain a copy of the Harassment Order For Relief from the court administrator’s office at the following address: Western Service Center, 14955 Galaxie Ave., Apple Valley, MN 55124. Failure to appear at a scheduled hearing or to obtain a copy of the Harassment Order For Relief will not be a defense to prosecution for violation of the Court’s order. Date: March 27, 2012 Carolyn M. Renn Court Administrator Pam Schadegg Deputy 2956181 4/5/12

PUBLIC NOTICE

Notice of Issuance of Harassment Order For Relief by Publication State of Minnesota County DAKOTA District Court FIRST Judicial District Court File Number: 19HA-CV-12-622 Case Type: Harassment Norbino Jerry Sousa, Machaela Sousa and OBO minor children, Petitioner(s) vs. David Mclin, Respondent(s) To Respondent named above: YOU ARE HEREBY NOTIFIED that a Harassment Order For Relief has been issued in the above matter. You may request a hearing on this matter if you file a Request For Hearing with the Court within 45 days of issuance of the Harassment Order For Relief. You may obtain a copy of the Harassment Order For Relief from the court administrator’s office at the following address: 1560 Highway 55, Hastings MN 55033. Failure to appear at a scheduled hearing or to obtain a copy of the Harassment Order For Relief will not be a defense to prosecution for violation of the Court’s order. Date: April 3, 2012 Maureen Northrup Court Administrator / Deputy 2963099 4/5/12

PUBLIC NOTICE

NOTICE OF INFORMAL PROBATE OF WILL AND APPOINTMENT OF PERSONAL REPRESENTATIVE AND NOTICE TO CREDITORS STATE OF MINNESOTA COUNTY OF DAKOTA DISTRICT COURT FIRST JUDICIAL DISTRICT PROBATE DIVISION Court File No. 19HA-PR-12-197 In Re: Estate of GLEN WILLIAM KRIEG, Deceased. NOTICE TO ALL INTERESTED PERSONS AND CREDITORS: Notice is given that an application for informal probate of the Decedent’s Last Will and Testament dated October 11, 2011 has been filed with the Registrar. The Application has been granted. Any objections may be filed with this Court and will be heard by the Court after proper notice of hearing. Notice is also given that the Registrar has informally appointed David Glen Krieg, whose address is 1479 Englert Road, Eagan, Minnesota 55122, as personal representative of the Estate of the Decedent. Any heir, devisee, or other interested person may be entitled to appointment as personal representative or may object to the appointment of the personal representative. Unless objections are filed with the Court (pursuant to Minn. Stat. 524.3-607) and the Court otherwise orders, the personal representative has full power to administer the Estate including, after 30 days from the date of issuance of letters, the power to sell, encumber, lease or distribute real estate. Notice is also given that (subject to Minn. Stat. 524.-3801), ALL CREDITORS having claims against the Estate are required to present the claims to the personal representative or to the Court Administrator within four months after the date of this Notice or the claims will be barred. Dated: 3/25/12 Heidi Carstensen Registrar Carolyn M. Renn Court Administrator Heather L. L. Koering, #30394X Eastlund, Solstad, Cade & Hutchinson, Ltd. 4200 County Rd. 42 W. Savage MN 55378 (952) 894-6400 2953729 3/29-4/5/12

LEGAL PUBLICATION OF NOTICE OF DISSOLUTION OF ESCAPE KEY COMPUTING, INC. Take notice that Escape Key Computing, Inc., (EKC), a MN corporation, is in the process of dissolving. A Notice of Intent to Dissolve was filed with the MN Secretary of State on March 15, 2012. Any claims against EKC must be filed in writing by June 21, 2012 to the care of McIntosh Law Office, PLLLC, 9246 Briar Lane, Bloomington, MN 55437 or be barred from enforcing upon it as provided by MN law. 2945352 3/22-4/12/12P

PUBLIC NOTICE

NOTICE TO CREDITORS AND CLAIMANTS AGAINST SLAWIK FAMILY FOUNDATION NOTICE IS HEREBY GIVEN by Slawik Family Foundation, a Minnesota non-profit corporation (the “Corporation”), that: 1. The Corporation is in the process of voluntary dissolution pursuant to Sections 317A.721 and 31A.735 of Minnesota Statutes; 2. The Corporation has filed a Notice of Intent to Dissolve with the Secretary of State for the State of Minnesota; 3. Such Notice was filed on April 2, 2012; 4. All claims against Corporation by creditors or claimants must be in writing and must be filed with Meier, Kennedy & Quinn, Chartered, Bremer Tower, Suite 2200, 445 Minnesota Street, Saint Paul, MN 55101; and 5. All claims by creditors and/or claimants must be received on or before July 5, 2012 or if later, 90 days from the date of first publication of this Notice. Any creditor or claimant who fails to file a claim on or before July 5, 2012 or if later, 90 days from the date of first publication of this Notice, and all those claiming through or under the creditor or claimant are forever barred from suing on that claim or otherwise realizing upon or enforcing it except as otherwise provided in Section 317A.781 of Minnesota Statutes: This Notice is given by: The Slawik Foundation Meier, Kennedy & Quinn, Chartered Attorneys for Dissolving Corporation 445 Minnesota Street, Suite 2200 Saint Paul, MN 55101-2137 2962888 4/5-4/26/12

PUBLIC NOTICE

CITY OF LAKEVILLE, DAKOTA COUNTY, MINNESOTA NOTICE OF HEARING ON IMPROVEMENT TO WHOM IT MAY CONCERN: NOTICE IS HEREBY GIVEN that the City Council of Lakeville will meet at 7:00 p.m. on Monday, May 7, 2012, at the City Council Chambers, 20195 Holyoke Avenue, Lakeville, Minnesota to consider and possibly adopt proposed assessments for: Improvement Project 12-02, 2012 Street Reconstruction Project The area proposed to be assessed for the improvements is the following: The project will include all property in that part of Section 3, Township 114, Range 20 and the north half of Section 10, Township 114, Range 20 City of Lakeville, Dakota County, Minnesota, described as follows: Portions of Cedar Highlands 1st, Cedar Highlands 2nd, Cedar Highlands 3rd, Cedar Highlands 4th, Cedar Highlands 5th, Dodd Park, Donnay's College Park, Donnay's College Park 2nd, Donnay's Valley Park, Donnay's Valley Park 2nd, Donnay's Valley Park 3rd, Donnay's Valley Park 4th, Donnay's Valley Park 5th Addition, and properties along Gerdine Path between 170th Street West and Dodd Boulevard. TOTAL COST: $8,138,620 AMOUNT TO BE ASSESSED BY THE CITY OF LAKEVILLE: $2,738,828 The proposed assessments are on file for public inspection in the Engineering Department at City Hall. Written and oral objections will be considered at the hearing. The City has adopted a resolution allowing deferment of special assessment to persons 65 years of age and older on a hardship basis. The Special Assessment Clerk should be consulted for procedure on requesting a deferment. An owner may appeal an assessment to district court pursuant to M.S.A. Section 429.081 by serving notice of the appeal to the Mayor or Clerk within thirty (30) days after the adoption of the assessment and filing such notice with the district court within ten (10) days after service upon the Mayor or Clerk. No appeal may be taken to the district court, however, as to the amount of any assessment unless a written objection signed by the affected property owner, is filed with the City Clerk prior to the assessment hearing or is presented to the presiding officer at the hearing. Dated this 2nd day of April, 2012. CITY OF LAKEVILLE BY: Charlene Friedges, City Clerk 2962825 4/5-4/12/12

Notice of Hearing by Publication (Minor Name Change) Minn. Stat. § 259.10 State of Minnesota County Dakota District Court First Judicial District Court File Number: 19AV-CV-12-937 Case Type: Name Change In the Matter of the Application of: Shannon Nicole Washington On Behalf of: Timothy Stanley McNeal For a Change of Name to: Timothy Kittrell Washington TO: Timothy Stanley Shaw Name of parent to be notified Unknown Last known address An Application for Name Change has been filed by Shannon Nicole Washington for a change of name for the minor child(ren) Timothy Stanley McNeal to Timothy Kittrell Washington. A hearing on this Application will be held at Western Service Center, 14955 Galaxie Ave., Apple Valley, MN 55124 on May 4, 2012, at 9:00 a.m. You may obtain a copy of the Application for Name Change from Western Service Center, 14955 Galaxie Ave., Apple Valley, MN 55124. If you do not appear at the scheduled hearing, the Petitioner’s Application for a Name Change for the minor child(ren) may be granted. Dated: April 3, 2012 Carolyn M. Renn Court Administrator By: Pam Schadegg Deputy 2963064 4/5-4/19/12

NOTICE OF SALE OF PERSONAL PROPERTY TO SATISFY LIEN THEREON NOTICE IS HEREBY GIVEN that the personal property described as follows: 1999 HOLP manufactured home, VIN #1HP991412 currently located at 12494 Genesee Way, Apple Valley, Minnesota 55124, together with all miscellaneous personal property located therein will be sold at public auction by the Dakota County Sheriff on the 30th day of April, 2012 at 1:00 P.M., at Cedar Knolls Community Office, 12571 Garland Avenue, in the city of Apple Valley, County of Dakota, State of Minnesota, to pay and satisfy a lien which is claimed to be due thereon of Miguel De Jesus Santana (10/15/1970), Emily Joane Santana (09/01/1975) and MH FINANCIAL SERVICES LLC, as the owner(s) thereof to: Realty Systems - Arizona, Inc., in the sum of Three-Thousand, One-Hundred, Eighty-Eight Dollars and 42/100 ($3,188.42) computed to the day of said sale, exclusive of the expenses of said sale and of the advertising thereof, together with the necessary expenses of advertising and making said sale; and that the grounds of said lien are for care of tenant's personal property remaining on landlord's premises following abandonment by tenant. Dated: March 29, 2012 ____________________________ Carol Williams, Agent Realty Systems - Arizona, Inc 2963508 4/5-4/19/12

PUBLIC NOTICE

MINNESOTA SECRETARY OF STATE CERTIFICATE OF ASSUMED NAME Minnesota Statutes, Chapter 333 The filing of an assumed name does not provide a user with exclusive rights to that name. The filing is required for consumer protection in order to enable consumers to be able to identify the true owner of a business. 1. List the exact assumed nam e under which the business is or will be conducted: Kandt & Tetrick Funeral Home and Cremation Services 2. Principal Place of Business: 140 8th Avenue No., South St. Paul, Minnesota 55075 3. List the name and complete street address of all persons conducting business under the above Assumed Name, OR if an entity, provide the legal corporate, LLC, or Limited Partnership name and registered office address. Kandt & Tetrick Funeral Home, Inc., 140 - 8th Avenue No., South St. Paul, Minnesota 55075 4. I, the undersigned, certify that I am signing this document as the person whose signature is required, or as agent of the person(s) whose signature would be required who has authorized me to sign this document on his/her behalf, or in both capacities. I further certify that I have completed all required fields, and that the information in this document is true and correct and in compliance with the applicable chapter of Minnesota Statutes. I understand that by signing this document I am subject to the penalties of perjury as set forth in Section 609.48 as if I had signed this document under oath. Date: January 6, 2012 Jeffrey E. Kandt, President 2961754 4/5-4/12/12P

MINNESOTA SECRETARY OF STATE CERTIFICATE OF ASSUMED NAME Minnesota Statutes, Chapter 333 The filing of an assumed name does not provide a user with exclusive rights to that name. The filing is required for consumer protection in order to enable consumers to be able to identify the true owner of a business. 1. List the exact assumed nam e under which the business is or will be conducted: Deals On Detailing 2. Principal Place of Business: 6900 151st St W, Suite 700, Apple Valley, MN 55124 3. List the name and complete street address of all persons conducting business under the above Assumed Name, OR if an entity, provide the legal corporate, LLC, or Limited Partnership name and registered office address. Deals With Wheels LLC, 6900 151st St W, Suite 700, Apple Valley, M N 55124 4. I, the undersigned, certify that I am signing this document as the person whose signature is required, or as agent of the person(s) whose signature would be required who has authorized me to sign this document on his/her behalf, or in both capacities. I further certify that I have completed all required fields, and that the information in this document is true and correct and in compliance with the applicable chapter of Minnesota Statutes. I understand that by signing this document I am subject to the penalties of perjury as set forth in Section 609.48 as if I had signed this document under oath. Date: 2/27/12 Douglas Blasimo owner/officer 2948028 3/29-4/5/12P

PUBLIC NOTICE

MINNESOTA SECRETARY OF STATE CERTIFICATE OF ASSUMED NAME Minnesota Statutes, Chapter 333 The filing of an assumed name does not provide a user with exclusive rights to that name. The filing is required for consumer protection in order to enable consumers to be able to identify the true owner of a business. 1. List the exact assumed nam e under which the business is or will be conducted: English-Meeker & Kandt Funeral Home 2. Principal Place of Business: 140 8th Avenue No., South St. Paul, Minnesota 55075 3. List the name and complete street address of all persons conducting business under the above Assumed Name, OR if an entity, provide the legal corporate, LLC, or Limited Partnership name and registered office address. Kandt & Tetrick Funeral Home, Inc., 140 - 8th Avenue No., South St. Paul, Minnesota 55075 4. I, the undersigned, certify that I am signing this document as the person whose signature is required, or as agent of the person(s) whose signature would be required who has authorized me to sign this document on his/her behalf, or in both capacities. I further certify that I have completed all required fields, and that the information in this document is true and correct and in compliance with the applicable chapter of Minnesota Statutes. I understand that by signing this document I am subject to the penalties of perjury as set forth in Section 609.48 as if I had signed this document under oath. Date: January 6, 2012 Jeffrey E. Kandt, President 2961744 4/5-4/12/12P

NOTICE OF SALE OF PERSONAL PROPERTY TO SATISFY LIEN THEREON NOTICE IS HEREBY GIVEN that the personal property described as follows: 1971 DETR manufactured home, VIN #040721 currently located at 12687 Garner Way, Apple Valley, Minnesota 55124, together with all miscella neous personal property located therein will be sold at public auction by the Dakota County Sheriff on the 30th day of April, 2012 at 1:00 P.M., at Cedar Knolls Community Office, 12571 Garland Avenue, in the city of Apple Valley, County of Dakota, State of Minnesota, to pay and satisfy a lien which is claimed to be due thereon of Escobar Angel N. Melger (10/01/1947) David Sanchez (01/06/1981), as the owner(s) thereof to: Realty Systems Arizona, Inc., in the sum of Five-Thousand, One-Hundred, Eighty -Two Dollars and 60/100 ($5,182.60) computed to the day of said sale, exclusive of the expenses of said sale and of the advertising thereof, together with the necessary expenses of advertising and making said sale; and that the grounds of said lien are for care of tenant's personal property remaining on landlord's premises following abandonment by tenant. Dated: March 29, 2012 ____________________________ Carol Williams, Agent Realty Systems - Arizona, Inc 2963475 4/5-4/19/12

PUBLIC NOTICE PUBLIC NOTICE

PUBLIC NOTICE

MINNESOTA SECRETARY OF STATE CERTIFICATE OF ASSUMED NAME Minnesota Statutes, Chapter 333 The filing of an assumed name does not provide a user with exclusive rights to that name. The filing is required for consumer protection in order to enable consumers to be able to identify the true owner of a business. 1. List the exact assumed nam e under which the business is or will be conducted: KandtTetrick Funeral & Cremation Services 2. Principal Place of Business: 140 8th Avenue No., South St. Paul, Minnesota 55075 3. List the name and complete street address of all persons conducting business under the above Assumed Name, OR if an entity, provide the legal corporate, LLC, or Limited Partnership name and registered office address. Kandt & Tetrick Funeral Home, Inc., 140 - 8th Avenue No., South St. Paul, Minnesota 55075 4. I, the undersigned, certify that I am signing this document as the person whose signature is required, or as agent of the person(s) whose signature would be required who has authorized me to sign this document on his/her behalf, or in both capacities. I further certify that I have completed all required fields, and that the information in this document is true and correct and in compliance with the applicable chapter of Minnesota Statutes. I understand that by signing this document I am subject to the penalties of perjury as set forth in Section 609.48 as if I had signed this document under oath. Date: January 6, 2012 Jeffrey E. Kandt, President 2961758 4/5-4/12/12P

NOTICE OF SALE OF PERSONAL PROPERTY TO SATISFY LIEN THEREON NOTICE IS HEREBY GIVEN that the personal property described as follows: 1974 MARS manufactured home, VIN #17626 currently located at 12526 Garland Ave., Apple Valley, Minnesota 55124, together with all miscella neous personal property located therein will be sold at public auction by the Dakota County Sheriff on the 30th day of April, 2012 at 1:00 P.M., at Cedar Knolls Community Office, 12571 Garland Avenue, in the city of Apple Valley, County of Dakota, State of Minnesota, to pay and satisfy a lien which is claimed to be due thereon of M a r k C o l e m a n O k e e f e (11/18/1959),Christine Delores Edwards (10/11/1951), Mark Mills (08/18/1967) and Northwest Airlines Credit Union, as the owner(s) thereof to: Realty Systems - Arizona, Inc., in the sum of Three-Thousand, One-Hundred, Eighty-Eight Dollars and 42/100 ($3,119.76) computed to the day of said sale, exclusive of the expenses of said sale and of the advertising thereof, together with the necessary expenses of advertising and making said sale; and that the grounds of said lien are for care for tenant's personal property remaining on landlord's premises following abandonment by tenant. Dated: March 29, 2012 ____________________________ Carol Williams, Agent Realty Systems - Arizona, Inc 2963588 4/5-4/19/12

PUBLIC NOTICE

MINNESOTA SECRETARY OF STATE AMENDMENT TO CERTIFICATE OF ASSUMED NAME Minnesota Statutes, Chapter 333 The filing of an assumed name does not provide a user with exclusive rights to that name. The filing is required for consumer protection in order to enable consumers to be able to identify the true owner of a business. 1. List the exact assumed nam e under which the business is or will be conducted: Aqua-Tots Swim Schools 2. Principal Place of Business: 2115 Cliff Drive, Eagan, MN 55122 3. List the name and complete street address of all persons conducting business under the above Assumed Name, OR if an entity, provide the legal corporate, LLC, or Limited Partnership name and registered office address. Habben Properties, LLLP, 2501 Crossroads Blvd., Albert Lea, MN 56007. 4. This certificate is an amendment of Certificate of Assumed Name File Number: 472740400027 originally filed on 2/24/2012 under the name Aqua-Tots Swim School Eagan 5. I, the undersigned, certify that I am signing this document as the person whose signature is required, or as agent of the person(s) whose signature would be required who has authorized me to sign this document on his/her behalf, or in both capacities. I further certify that I have completed all required fields, and that the information in this document is true and correct and in compliance with the applicable chapter of Minnesota Statutes. I understand that by signing this document I am subject to the penalties of perjury as set forth in Section 609.48 as if I had signed this document under oath. Date: 3/7/2012 Ross Habben, Vice President Habben Properties, LLLP 2957624 4/5-4/12/12P

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PUBLIC NOTICE

The contents of the following storage units will be sold to the public using sealed bids. Sale and viewing will be held at 3:00pm on Thursday 05/10/12 at the U-Haul Center of Apple Valley, located at 6895 West 151St Street, Apple Valley, MN 55122. Unit number 1006 leased by Wade Rogers, Miscellaneous household and personal goods, Amount Due $ 349.90 Unit number 1209 leased by Michael Steinkopf, Miscellaneous household and personal goods, Amount Due $355.90 Unit number 2527 leased by Bruce Denhoed, Miscellaneous household and personal goods, Amount Due $359.90 Unit number 2704 leased by Rachel Moulds, Miscellaneous household and personal goods, Amount Due $ 334.85 2954033 4/5-4/12/12

PUBLIC NOTICE

Summons Without Real Estate State of Minnesota County Dakota District Court First Judicial District Court File Number: 19AV-FA-11-3465 Case Type: Dissolution with Children In Re the Marriage of: Cynthia Y. Meeks Name of Petitioner And Stanley J. Meeks Name of Respondent THE STATE OF MINNESOTA TO THE ABOVE-NAMED RESPONDENT: WARNING: Your spouse (husband or wife) has filed a lawsuit against you for dissolution of your marriage. A copy of the paperwork regarding the lawsuit is served on you with this summons. This summons is an official document from the court that affects your rights. Read this summons carefully. If you do not understand it, contact an attorney for legal advice. 1. The Petitioner (your spouse) has filed a lawsuit against you asking for a dissolution of your marriage (divorce). A copy of the Petition for Dissolution of Marriage is attached to this Summons . There should also be a copy of Petitioner’s Financial Affidavit attached. 2. You must serve upon Petitioner and file with the Court a written Answer to the Petition for Dissolution of Marriage and your Financial Affidavit . You must pay the required filing fee. Answer forms and the Financial Affidavit form are available from the Court Administrator’s office. You must serve your Answer and Financial Affidavit upon Petitioner within thirty (30) days of the date you were served with this Summons , not counting the day of service. If you do no serve and file your Answer and Financial Affidavit , the Court may give your spouse everything he or she is asking for in the Petition for Dissolution of Marriage. 3. This proceeding does not involve real property. NOTICE OF TEMPORARY RESTRAINING PROVISIONS Under Minnesota law, service of this summons makes the following requirements apply to both parties to the action, unless they are modified by the court or the proceeding is dismissed: (1) Neither party may dispose of any assets except (a) for the necessities of life or for the necessary generation of income or preservation of assets, (b) by an agreement of the parties in writing, or (c) for retaining counsel to carry on or to contest this proceeding. (2) Neither party may harass the other party. (3) All currently available insurance coverage must be maintained and continued without change in coverage or beneficiary designation. (4) Parties to a marriage dissolution proceeding are encouraged to attempt alternative dispute resolution pursuant to Minnesota law. Alternative dispute resolution includes mediation, arbitration and other processes as set forth in the district court rules. You may contact the court administrator about resources in your area. If you cannot pay for mediation or alternative dispute resoluton, in some counties, assistance may be available to you through a nonprofit provider or a court program. If you are a victim of domestic abuse or threats as defined in Minnesota statutes, chapter 518b, you are not required to try mediation and you will not be penalized by the court in later proceedings. IF YOU VIOLATE ANY OF THESE PROVISIONS, YOU WILL BE SUBJECT TO SANCTIONS BY THE COURT. NOTICE OF PARENT EDUCATION PROGRAM REQUIREMENTS Under Minnesota Statutes, Section 518.157, in a contested proceeding involving custody or parenting time of a minor child, the parties must begin participation in a parent education program that meets minimum standards promulgated by the Minnesota Supreme Court within 30 days after the first filing with the court. In some Districts, parenting education may be required in all custody or parenting proceedings. You may contact the District Court Administrator for additional information regarding this requirement and the availability of parent education programs. Dated: 3-13-12 2940556 3/22-4/5/12

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PUBLIC NOTICE PUBLIC NOTICE PUBLIC NOTICE PUBLIC NOTICE PUBLIC NOTICE

MINNESOTA SECRETARY OF STATE CERTIFICATE OF ASSUMED NAME Minnesota Statutes, Chapter 333 The filing of an assumed name does not provide a user with exclusive rights to that name. The filing is required for consumer protection in order to enable consumers to be able to identify the true owner of a business. 1. List the exact assumed nam e under which the business is or will be conducted: JBL Special Assets Group 2. Principal Place of Business: 3795 Pilot Knob Road, Eagan, MN 55122 3. List the name and complete street address of all persons conducting business under the above Assumed Name, OR if an entity, provide the legal corporate, LLC, or Limited Partnership name and registered office address. JBL Companies, Commercial Real Estate Services, Inc., 3795 Pilot Knob Road, Eagan, MN 55122 4. I, the undersigned, certify that I am signing this document as the person whose signature is required, or as agent of the person(s) whose signature would be required who has authorized me to sign this document on his/her behalf, or in both capacities. I further certify that I have completed all required fields, and that the information in this document is true and correct and in compliance with the applicable chapter of Minnesota Statutes. I understand that by signing this document I am subject to the penalties of perjury as set forth in Section 609.48 as if I had signed this document under oath. Date: 3/7/2012 Jeffrey B Larson, Chief Executive Officer 2949374 3/29-4/5/12

PUBLIC NOTICE

SUMMONS WITH REAL ESTATE STATE OF MINNESOTA COUNTY OF DAKOTA DISTRICT COURT FIRST JUDICIAL DISTRICT Case Type: Dissolution Without Children Court File No. 19-AV-FA-12-661 ________________________________ In re the Marriage of: Ok Cha Deardorff, Petitioner, and Jae Pil Choi, Respondent. ________________________________ THE STATE OF MINNESOTA TO THE ABOVE-NAMED RESPONDENT: YOU ARE HEREBY SUMMONED and required to serve upon petitioner's attorneys an answer to the petition that is served upon you together with this summons within thirty (30) days after service of this summons upon you, exclusive of the day of service. If you fail to do so, judgment by default will be taken against you for the relief demanded in the petition. The object of this action is for the dissolution of marriage. The above-captioned action involves, affects or brings into question the title to or some interest in real property described as: Lot 5, Block 5, Chadwick Farm, Dakota County, Minnesota. NOTICE OF TEMPORARY RESTRAINING PROVISIONS UNDER MINNESOTA LAW, SERVICE OF THIS SUMMONS MAKES THE FOLLOWING REQUIREMENTS APPLY TO BOTH PARTIES TO THIS ACTION, UNLESS THEY ARE MODIFIED BY THE COURT OR THE PROCEEDING IS DISMISSED: (1) NEITHER PARTY MAY DISPOSE OF ANY ASSETS EXCEPT (i) FOR THE NECESSITIES OF LIFE OR FOR THE NECESSARY GENERATION OF INCOME OR PRESERVATION OF ASSETS, (ii) BY AN AGREEMENT IN WRITING, OR (iii) FOR RETAINING COUNSEL TO CARRY ON OR TO CONTEST THIS PROCEEDING; (2) NEITHER PARTY MAY HARASS THE OTHER PARTY; AND (3) ALL CURRENTLY AVAILABLE INSURANCE COVERAGE MUST BE MAINTAINED AND CONTINUED WITHOUT CHANGE IN COVERAGE OR BENEFICIARY DESIGNATION. IF YOU VIOLATE ANY OF THESE PROVISIONS, YOU WILL BE SUBJECT TO SANCTIONS BY THE COURT. (4) PARTIES TO A MARRIAGE DISSOLUTION PROCEEDING ARE ENCOURAGED TO ATTEMPT ALTERNATIVE DISPUTE RESOLUTION PURSUANT TO MINNESOTA LAW. ALTERNATIVE DISPUTE RESOLUTION INCLUDES MEDIATION, ARBITRATION, AND OTHER PROCESSES AS SET FORTH IN THE DISTRICT COURT R U L E S . Y O U M A Y C O N T A C T T HE COURT ADMINISTRATOR ABOUT RESOURCES IN YOUR AREA. IF YOU CANNOT PAY FOR MEDIATION OR ALTERNATIVE DISPUTE RESOLUTION, IN SOME COUNTIES, ASSISTANCE MAY BE AVAILABLE TO YOU THROUGH A NONPROFIT PROVIDER OR A COURT PROGRAM. IF YOU ARE A VICTIM OF DOMESTIC ABUSE OR THREATS OF ABUSE AS DEFINED IN MINNESOTA STATUTES, CHAPTER 518B, YOU ARE NOT REQUIRED TO TRY MEDIATION AND YOU WILL NOT BE PENALIZED BY THE COURT IN LATER PROCEEDINGS. Dated: _____________________ By: __________________________ Bruce B. Phillips # 0308584 1590 Thomas Center Drive, Suite 106 Eagan, MN 55122 (651) 208-2420 Fax (651) 207-4520 ATTORNEY FOR PETITIONER 2939621 3/22-4/5/12P

Notice of Public Sale: On April 19th 2012 at 9:00 AM, a Lien Sale of personal property will be held at the Lakeville Premier Storage location at 21002 Heron Way, Lakeville, MN. 55044. Included in sale: #188 Rick Billings 20815 Italy Ave., Lakeville, MN 55044 Tag# 0134415 Beds, Tires, Misc. Boxes, Duffle Bag, Desk, Chair and ottoman, Fishing rods. 2950812 4/5-4/12/12

PUBLIC NOTICE

NOTICE OF SALE OF PERSONAL PROPERTY TO SATISFY LIEN THEREON NOTICE IS HEREBY GIVEN that the personal property described as follows: 1973 SKYL manufactured home, VIN #03561444H currently located at 12465 Genesee Way, Apple Valley, Minnesota 55124, together with all miscellaneous personal property located therein will be sold at public auction by the Dakota County Sheriff on the 30th day of April, 2012 at 1:00 P.M., at Cedar Knolls Community Office, 12571 Garland Avenue, in the city of Apple Valley, County of Dakota, State of Minnesota, to pay and satisfy a lien which is claimed to be due thereon of John Melvin Linn (08/13/1971) as the owner(s) thereof to: Realty Systems - Arizona, Inc., in the sum of Three-Thousand, Fifty-Four Dollars and 19/100 ($3,054.19) computed to the day of said sale, exclusive of the expenses of said sale and of the advertising thereof, together with the necessary expenses of advertising and making said sale; and that the grounds of said lien are for care of tenant's personal property remaining on landlord's premises following abandonment by tenant. Dated: March 29, 2012 ____________________________ Carol Williams, Agent Realty Systems - Arizona, Inc 2963498 4/5-4/19/12

PUBLIC NOTICE

SUMMONS STATE OF MINNESOTA COUNTY OF DAKOTA

CONTRACT DISTRICT COURT FIRST JUDICIAL DISTRICT Court File No. 19HA-CV-12-996 Discover Bank Plaintiff, vs. Ronald J Winter Defendant(s). THIS SUMMONS IS DIRECTED TO THE ABOVE-NAMED DEFENDANTS: 1. Y O U A R E B E I N G S U E D . T h e Plaintiff has started a lawsuit against you. The Plaintiff’s Complaint against you is on file in the office of the clerk of the above-named Court. They are official papers that affect your rights. 2. YOU MUST REPLY WITHIN 20 DAYS TO PROTECT YOUR RIGHTS. You must give or mail to the person who signed this Summons a written response called an Answer within 20 days of service of the Summons. You must send a copy of your Answer to the person who signed this Summons located at Messerli & Kramer P.A., 3033 Campus Drive, Suite 250, Plymouth, MN 55441. 3. YOU MUST RESPOND TO EACH CLAIM. The Answer is your written response to the Plaintiff’s Complaint. In your Answer you must state whether you agree or disagree with each paragraph of the Complaint. If you believe the Plaintiff should not be given everything asked for in the Complaint, you must say so in your Answer. 4. YOU WILL LOSE YOUR CASE IF YOU DO NOT SEND A WRITTEN RESPONSE TO THE COMPLAINT TO THE PERSON WHO SIGNED T H I S S U M M O N S . If you do not Answer within 20 days, you will lose this case. You will not get to tell your side of the story, and the Court may decide against you and award the Plaintiff everything asked for in the Complaint. If you do not want to contest the claims stated in the Complaint, you do not need to respond. A Default Judgment can then be entered against you for the relief requested in the Complaint. 5. LEGAL ASSISTANCE. Y o u m a y wish to get legal help from a lawyer. If you do not have a lawyer, the Court Administrator may have information about places where you can get legal assistance. Even if you cannot get legal help, you must still provide a written Answer to protect your rights or you may lose the case. 6. ALTERNATIVE DISPUTE RESOLUTION. The parties may agree to or be ordered to participate in an alternative dispute resolution process under Rule 114 of the Minnesota General Rules of Practice. You must still send your written response to the Complaint even if you expect to use alternative means of resolving this dispute. MESSERLI & KRAMER PA /s/ Jefferson C. Pappas, #030943 3033 Campus Drive, Ste 250, Plymouth, MN 55441 Ph#: (763) 548-7900 Fax#: (763) 548-7922 This communication is from a debt collector and is an attempt to collect a debt. Any information obtained will be used for that purpose. 2956551 4/5-4/19/12

NOTICE OF TAKING AND SALE On Wednesday the twenty fifth of January two thousand and twelve, a 1 9 9 4 F o r d V a n , V I N 1FDEE14H9RHA20867, was taken into impound from Interstate 494 and Pilot Knob Road in Eagan, MN. It is being held at 3670 Kennebec Drive, Eagan, MN 55122. The owner and any lienholders have the right to reclaim the vehicle, upon payment of all towing and storage fees, under section 168B.07. The failure of the owner or lienholder to exercise their right to reclaim the vehicle within the appropriate time allowed under section 168B.051, subdivision 1, la, or 2, and under the conditions set forth in section 168B.07, subdivision 1, constitutes a waiver by them of all right, title and interest in the vehicle and a consent to the transfer of title to and disposal of the vehicle pursuant of section 168B.08. 2953705 3/29-4/12/12P

PUBLIC NOTICE

NOTICE OF SALE The personal property described as follows, to-wit: 2000 Yellow Freightliner; VIN # 1FUYOSZB41LH39645 will be sold at public auction by Deputy Terry Ecker on the 30 day of April, 2012, at 9:00 am, at 1129 Concord Street South in the City of South St. Paul, County of Dakota, State of Minnesota, to pay and satisfy a lien which is claimed to be due thereon from Independent Diesel Repair, Inc. as the owner thereof to On Time Trucking in the sum of 1,917.59 Dollars computed to the last day of said sale, exclusive of the expenses of said sale and of the advertising thereof, together with the necessary expenses of advertising and making said sale; and that the grounds of said lien are as follows, to-wit: service order $532.59; lot rent $1,100.00; Sheriff’s fees - $85.00; advertising/marketing of said sale $200.00. Dated: March, 20, 2012 /s/ Scott Dritzu Independent Diesel Repair, Inc 1129 Concord Street S. South Saint Paul, MN 55075 651-455-1941 2948775 3/29-4/12/12P

PUBLIC NOTICE

NOTICE OF ASSOCIATION LIEN FORECLOSURE SALE NOTICE IS HEREBY GIVEN, that default has occurred in the terms and conditions of the Declaration for Ridgeview Condominium Homes ("Declaration") as recorded in the office of the County Recorder in and for Dakota County, Minnesota, which said Declaration covers the following described property situated in the County of Dakota and State of Minnesota, to-wit: Apartment Number 302, 12922 Nicollet Avenue South, Condominium Ownership No. 15, Ridgeview Condominium Homes P R O P E R T Y A D D R E S S : 12922 Nicollet Avenue South Unit 302, Burnsville MN 55337 THAT, pursuant to said Declaration, there is claimed to be due and owing as of the date of this Notice by US Bank, National Association, as Trustee , as Unit owner, to Ridgeview Homeowners Association, the principal amount of One Thousand Eight Hundred Ninety Six Dollars and 00/100 ($1,896.00) for condominium assessments; and that any action being now pending at law or otherwise to recover said debt or any part thereof has been discontinued, or that an execution upon any judgment rendered therein has been returned unsatisfied, in whole or in part, and; THAT, pursuant to said Declaration, and the statute in such case made and provided, said debt creates a lien upon said premises in favor of Ridgeview Homeowners Association, as evidenced by that Notice of Lien dated January 9, 2012, and recorded February 22, 2012 as Document No. 2850977 in the Dakota County Recorder's Office. THAT, notice is hereby given that by virtue of the power of sale created by statute, said lien will be foreclosed by the sale of said premises with the hereditiments and appurtenances thereto, which said sale will be made by the Sheriff of Dakota County, at public auction to the highest bidder, for cash, to pay the amount then due for said condominium assessments, together with the costs of foreclosure, including attorney's fees as allowed by law, as follows: DATE AND TIME OF SALE: May 2, 2012, at 10:00 A.M. PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Hastings, MN. The time allowed by law for redemption by the Unit owner, their personal representatives or assigns, is six (6) months from the date of said sale. If no redemption occurs, the property must be vacated by 11:59 PM on November 2, 2012. Dated: February 29, 2012 By ____________/s/_________________ David J. Raymond, #221818 Attorney for Ridgeview Homeowners Association 5838 Blackshire Path Inver Grove Heights, MN 55076 651-455-3100 File # 1441168 THIS COMMUNICATION IS FROM A DEBT COLLECTOR 2936266 3/15-4/19/12

Notice of Public Sale O n April 19, 2012 at 10:00AM a Lien Sale of personal property will be held at the Lakeville Storage Center location at 9455 215th St W Lakeville, MN 55044. Included in sale: #22 Nicole Stoa 16962 Kenrick Ave #44 Lakeville, MN 55044 tag #2522527 Partial inventory: Fishing rods, crib, totes, humidifier, bowling ball #145 Jean Aumer 16186 Havelock Way Lakeville, MN 55044 tag #2522437 Partial inventory: Furniture, kids toys, dressers, couch, rocker, file cabinet, totes, misc household items 2954780 3/29-4/5/12

PUBLIC NOTICE

INVER GROVE STORAGE & RENTAL Public Notice of Auction Notice is hereby given that on April 19th at 4:00 PM Inver Grove Storage & Rental, 10125 Courthouse Blvd., City of Inver Grove Heights, county of Dakota, State of MN, the undersigned Inver Grove Storage & Rental will sell at Public Sale by competitive bidding the personal property heretofore stored with the undersigned by: Joan Munoz / AHMD ElSayed Elwan Mohamed Space 418 - 1994 GMC 4000 W4S042, VIN #J8DC4B1K6R7004487 Crisoforo Saldivar Unit 62 Unknown contents Chad Henzen Unit 66 Unknown contents Dave Olson Unit 53 Unknown contents

2949191

Rick Petry Unit 74 Unknown contents 3/29-4/12/12P

PUBLIC NOTICE

NOTICE OF ASSOCIATION LIEN FORECLOSURE SALE THIS NOTICE DOES NOT IMPLY THAT WE ARE ATTEMPTING TO COLLECT MONEY FROM ANYONE WHO HAS DISCHARGED THE DEBT UNDER THE BANKRUPTCY LAWS OF THE UNITED STATES, BUT IS AN ATTEMPT TO ENFORCE A VALID SECURITY INTEREST IN THE SUBJECT PROPERTY. NOTICE IS HEREBY GIVEN, that default has occurred in the terms and c o n d i t i o n s o f t h e D e c l a r a t i o n f or Summit Shores Homeowners Association ("Declaration") which governs the following described real property situated in the County of Dakota and State of Minnesota: Lot 16, Block 1, Summit Shores 4th, CIC 135 according to the plat thereof on file or of record in the Office of the Registrar of Titles in and for Dakota County, Minnesota. (C/T 122560 or its successor) PROPERTY ADDRESS: 1427 Summit Shores Drive, Burnsville, MN 55306 Pursuant to said Declaration, there is claimed to be due and owing as of the date of this Notice by Michael A. Thurston and Mary Jo Thurston, as Unit Owners, to Summit Shores Homeowners Association, the principal amount of Eleven Thousand One Hundred Four and no/100 Dollars ($11,104.00) for association assessments; and that any action being now pending at law or otherwise to recover said debt or any part thereof has been discontinued, or that an execution upon any judgment rendered therein has been returned unsatisfied, in whole or in part. Pursuant to said Declaration and Minnesota Statutes Chapter 515B, said debt creates a lien upon said premises in favor of Summit Shores Homeowners Association, as evidenced by that Notice of Lien dated September 22, 2011 , and recorded November 18, 2011, as Document No. T687290 in the office of the Registrar of Titles in and for Dakota County, Minnesota, and by virtue of the power of sale created by statute, said lien will be foreclosed by the sale of said premises, which said sale will be made by the Sheriff of Dakota County, at public auction to the highest bidder, for cash, to pay the amount then due for said association assessments, together with the costs of foreclosure, including attorney's fees as allowed by law, as follows: DATE AND TIME OF SALE: May 9, 2012, at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Hastings, MN. The time allowed by law for redemption by the Unit owner, their personal representatives or assigns, is six (6) months from the date of said sale. If no reinstatement or redemption occurs, the property must be vacated by 11:59 PM on November 9, 2012. Dated: March 7, 2012 By _________/s/____________________ David J. Raymond, #221818 Attorney for Summit Shores Homeowners Association Raymond Law Offices, PA 5838 Blackshire Path, Inver Grove Heights, MN 55076 651-455-3100 File 193102 THIS COMMUNICATION IS FROM A DEBT COLLECTOR 2940370 3/22-4/26/12

The contents of the following storage units will be sold to the public using sealed bids. Sale and viewing will be held at 3:00Pm on Friday 05/11/12 at the U-Haul Center of Burnsville, located at 1630 West Hwy13, Burnsville, MN 55337. Unit number A3126 leased by Sebastian Kuehnl, Miscellaneous household and personal goods, Amount Due $305.90 Unit number A3152 leased by Margaret McDermott, Miscellaneous household and personal goods, Amount Due $ 589.80 Unit number A3120 leased by Lee Durham, Miscellaneous household and personal goods, Amount Due $ 289.85 Unit number B2109 leased by Azber Ansar, Miscellaneous household and personal goods, Amount Due $ 507.90 Unit number B2113 leased by Azber Ansar, Miscellaneous household and personal goods, Amount Due $ 522.90 Unit number B2160 leased by Shane Will Sr, Miscellaneous household and personal goods, Amount Due $ 199.90 Unit number B2904 leased by Guillermo Garduno, Miscellaneous household and personal goods, Amount Due $ 329.90 Unit number C1226 leased by Christopher Freed, Miscellaneous household and personal goods, Amount Due $249.90 2953938 4/5-4/12/12

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN: That default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: October 26, 2007 MORTGAGOR: Matt McMillan, a single person MORTGAGEE: Affinity Plus Federal Credit Union, a credit union organized under the laws of the United States of America DATE AND PLACE OF RECORDING: Recorded November 13, 2007, in the office of the County Recorder, as Document No. 2555979, Dakota County, Minnesota. MORTGAGED PROPERTY A D D R E S S : 1057 Beatrice Street, Eagan, Minnesota 55121 TAX PARCEL I.D. NO. 10-47750-02-240 LEGAL DESCRIPTION OF PROPERTY: Lot 24, Block 2, McKee Addition, Dakota County, Minnesota. COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $190,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $185,884.63 INTEREST RATE AND PER DIEM: Current interest rate is 5.25%, with a daily per diem of $25.94. That prior to commencement of this mortgage foreclosure proceeding Mortgagee complied with all notice requirements by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: May 11, 2012, at 10:00 am. PLACE OF SALE: Dakota County Sheriff's Office, Law Enforcement Center, 1580 Highway 55, Hastings, Minnesota 55033, to pay the debt then secured by said Mortgage, taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. DATE AND TIME MORTGAGOR MUST VACATE THE PREMISES: November 11, 2012, at 11:59 p.m. "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE (5) WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED." Dated: March 26, 2012 MESSERLI & KRAMER P.A. By:/s/ Creig Andreasen Creig Andreasen (Lic. #334832) 1400 Fifth Street Towers 100 South Fifth Street Minneapolis, MN 55402-1217 (612) 672-3600 Attorney in Fact for Affinity Plus Federal Credit Union IMPORTANT NOTICE This communication is from a debt collector and is an attempt to collect a debt. Any information obtained will be used for that purpose. 2954097 3/29-5/3/12

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PUBLIC NOTICE

NOTICE OF ASSESSMENT LIEN FORECLOSURE SALE Date: January 25, 2012 YOU ARE NOTIFIED THAT: 1. Default has occurred in the terms and conditions of the Amended and Restated Declaration for Garrett Square Association (hereinafter the "Association") which was recorded as Document No. 261860 on August 12, 1992, in the Office of the Dakota County Registrar of Titles as amended and supplemented and also, pursuant to Minn. Stat. §515B.3-116, covering the following property: Legal Description: U n i t 2 1 4 a n d Garage Unit No. 47, in Condominium No. 36, G a r r e t t S q u a r e Condominium Homes, Dakota County, Minnesota Street Address: 1 4 6 2 0 G a r r e t t Avenue, #214, Apple Valley, MN 55124 Tax Parcel No.01-81401-01-128 (Unit 214) 01-81401-01-231 (Garage Unit 47) 2. Pursuant to said Amended and Restated Declaration, there is claimed to be due and owing as of January 25, 2012, from Dawn W. Williams, title holder, to the Association, a Minnesota non-profit corporation, the amount of $3,355.00 for unpaid association dues, late fees, attorneys fees and costs, plus any other such amounts that will accrue after January 25, 2012, and other costs of collection and foreclosure which will be added to the amount claimed due and owing at the time of the sale herein. 3. No action is now pending at law or otherwise to recover said debt or any part thereof. 4. That all preforeclosure requirements have been met. 5. The owner has not been released from the owner's financial obligation to pay said amount. 6. The Amended and Restated Declaration, referenced above, and Minn. Stat. §§515B.3-115 and 515B.3-116 provide for a continuing lien against the property. A Notice of Lien evidencing the amount due was recorded on November 3, 2011, as Document No. T686583 in the Dakota County Registrar of Titles' Office. 7. Pursuant to the power of sale contained in the same Amended and Restated Declaration and granted by the owners in taking title to the premises subject to said Amended and Restated Declaration and pursuant to Minn. Stat. §§515B.3-115 and 515B.3-116, said Lien will be foreclosed by the sale of said property by the Sheriff of Dakota County, at the Dakota County Sheriff's Office, Dakota County Law Enforcement Center, 1580 Highway 55 Lobby S-100, Hastings, MN 55033, on the 5th day of April, 2012, at 10:00 a.m. at public auction to the highest bidder, to pay the amount then due for said assessments, together with the costs of foreclosure, including attorneys fees as allowed by law. 8. T h e t i m e a l l o w e d b y l a w f o r redemption by the unit owner, his personal representatives or assigns is six (6) months from the date of sale. The date and time to vacate the property is 11:59 p.m. on October 5, 2012, if the account is not reinstated or the owners do not redeem from the foreclosure sale. REDEMPTION NOTICE THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. 9. THIS IS A COMMUNICATION FROM A DEBT COLLECTOR ATTEMPTING TO ANY COLLECT A DEBT. INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. GARRETT SQUARE ASSOCIATION Attorneys for Garrett Square Association THOMSEN & NYBECK, P.A. By: ___________________ Gretchen S. Schellhas (#195595) 3600 American Blvd. West, Suite 400 Bloomington, Minnesota 55431 (952) 835-7000 (Garrett Square - Williams 11-7-498D) NOTICE OF POSTPONEMENT OF ASSESSMENT LIEN FORECLOSURE SALE The above-entitled assessment lien foreclosure sale is hereby postponed to May 3, 2012, at 10:00 o'clock a.m. to be held at the Dakota County Sheriff's Office, Dakota County Law Enforcement Center, 1580 Highway 55 Lobby S-100, Hastings, MN 55033 in said County and State. Dated: March 29, 2012. GARRETT SQUARE ASSOCIATION Attorneys for Garrett Square Association THOMSEN & NYBECK, P.A. By: ___________________ Gretchen S. Schellhas (#195595) 3600 American Blvd. West, Suite 400 Bloomington, Minnesota 55431 (952) 835-7000 (Garrett Square - Williams 11-7-498D) 2961327 4/5/12

PUBLIC NOTICE PUBLIC NOTICE PUBLIC NOTICE

ADVERTISEMENT FOR BIDS The Dakota County Community Development Agency (CDA) invites prospective Bidders to submit bids for the purchase of furniture for Valley Ridge Senior Housing Development, which is currently under construction in Burnsville, Minnesota. Single bids will be received for all furniture. Sealed bids will be received at Dakota County CDA until 3:30 p.m., CST, Tuesday, April 24, 2012. Bids received after this date and hour will be returned unopened. Bids will be opened publicly and read aloud. A bid tabulation or other bid result will be furnished to the Bidders upon request. Bids shall be addressed to: Dakota County Community Development Agency, 1228 Town Centre Drive, Eagan, Minnesota 55123 (Attn: Kari Gill). Furniture specifications prepared by Dena Erickson, Senior Lifestyle Design, will be available on or about April 4, 2012. For a complete bid specification, contact Lori Zierden at or lzierden@dakotacda.state.mn.us 651-675-4479. For bids exceeding $75,000, bid security equal to five (5%) percent of the bid amount shall be submitted with the bid and the bidder who is awarded the contract will be required to furnish a Performance Bond and Payment Bond. See bid specifications for details. The Dakota County CDA reserves the right to reject any and all bids received and to waive informalities and irregularities in the bidding. 2963367 4/5-4/12/12

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: November 10, 2004 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $134,400.00 MORTGAGOR(S): Lindsay M. Eckloff, an unmarried woman, and Reed C. Rimpila, an unmarried man MORTGAGEE: World Savings Bank, FSB DATE AND PLACE OF RECORDING: Recorded: December 07, 2004 Dakota County Recorder Document Number: 2273625 Transaction Agent: Not Applicable Transaction Agent Mortgage Identification Number: Not Applicable Lender or Broker: World Savings Bank, FSB Residential Mortgage Servicer: Wells Fargo Bank, N.A. Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 509 Simione Ct, Northfield, MN 55057-1379 Tax Parcel ID Number: 43-52100-02-110 LEGAL DESCRIPTION OF PROPERTY: Lot 11, Block 2, North Ridge Addition, according to the plat thereof now on file and of record in the office of the Dakota County Recorder in and for said County and State. AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $175,323.49 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: May 04, 2012 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within five (5) weeks from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on June 08, 2012, or the next business day if June 08, 2012 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. DATED: March 22, 2012 MORTGAGEE: Wells Fargo Bank, N.A. Wilford, Geske & Cook P.A. Attorneys for Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 013647F04 2943900 3/22-4/26/12

NOTICE OF SALE OF PERSONAL PROPERTY TO SATISFY LIEN THEREON NOTICE IS HEREBY GIVEN that the personal property described as follows: 2007 REDH manufactured home, VIN #112000HR104577AB currently located at 12360 Geneva Way, Apple Valley, Minnesota 55124, together with all miscellaneous personal property located therein will be sold at public auction by the Dakota County Sheriff on the 30th day of April, 2012 at 1:00 P.M., at Cedar Knolls Community Office, 12571 Garland Avenue, in the city of Apple Valley, County of Dakota, State of Minnesota, to pay and satisfy a lien which is claimed to be due thereon of Nathan Alexander Smith (06/26/1985), Gina Marie Pierce (02/15/1986) and ORIGEN FIN SERV LLC, as the owner(s) thereof to: Realty Systems - Arizona, Inc., in the sum of Three-Thousand, One-Hundred, Eighty-Eight Dollars and 42/100 ($3,119.76) computed to the day of said sale, exclusive of the expenses of said sale and of the advertising thereof, together with the necessary expenses of advertising and making said sale; and that the grounds of said lien are for care for tenant's personal property remaining on landlord's premises following abandonment by tenant. Dated: March 29, 2012 ____________________________ Carol Williams, Agent Realty Systems - Arizona, Inc 2963557 4/5-4/19/12

PUBLIC NOTICE

NOTICE OF SALE OF PERSONAL PROPERTY TO SATISFY LIEN THEREON NOTICE IS HEREBY GIVEN that the personal property described as follows: 1999 HIGL manufactured home, VIN #HN8095 currently located at 12463 Genesee Way, Apple Valley, Minnesota 55124, together with all miscella neous personal property located therein will be sold at public auction by the Dakota County Sheriff on the 30th day of April, 2012 at 1:00 P.M., at Cedar Knolls Community Office, 12571 Garland Avenue, in the city of Apple Valley, County of Dakota, State of Minnesota, to pay and satisfy a lien which is claimed to be due thereon of David Andrew Spence (07/21/1972), Karen Kaye Spence (03/13/1983), and MH FINANCIAL SERVICES LLC ISAOA, as the owner(s) thereof to: Realty Systems - Arizona, Inc., in the sum of Three-Thousand, One-Hundred, Four Dollars and 23/100 ($3,104.23) computed to the day of said sale, exclusive of the expenses of said sale and of the advertising thereof, together with the necessary expenses of advertising and making said sale; and that the grounds of said lien are for care of tenant's personal property remaining on landlord's premises following abandonment by tenant. Dated: March 29, 2012 ____________________________ Carol Williams, Agent Realty Systems - Arizona, Inc 2963487 4/5-4/19/12

PUBLIC NOTICE

NOTICE AND ORDER OF HEARING ON PETITION FOR FORMAL ADJUDICATION OF INTESTACY, DETERMINATION OF HEIRS, APPOINTMENT OF PERSONAL REPRESENTATIVE AND NOTICE TO CREDITORS STATE OF MINNESOTA COUNTY OF DAKOTA DISTRICT COURT PROBATE DIVISION FIRST JUDICIAL DISTRICT Court File No. 19HA-PR-12-206 In Re: Estate of Gregory Patrick Shaffer, Decedent. To all interested persons and creditors: It is Ordered and Notice is hereby given that on the 24th day of April, 2012 at 9:00 A.M. a hearing will be held in the above named Court at 1560 Highway 55, Hastings, MN for the formal adjudication of intestacy, determination of heirs, and for the appointment of Nicola Jane Price whose address is 14107 Cobbler Avenue, Rosemount, MN 55068, as personal representative of the estate of the above named decedent in unsupervised administration, and that any objections thereto must be filed with t h e c o u r t . T h a t , if p r o p e r , a n d n o objections are filed, a personal representative will be appointed to administer the estate, to collect all assets, pay a l l l e g a l d e b t s , c l a i m s , t a x e s a nd expenses, and sell real and personal property, and do all necessary acts for the estate. Notice is also given that ALL CREDITORS having claims against the Estate are required to present the claims to the personal representative or to the Court Administrator within four months after the date of this Notice or the claims will be barred. Date: 3/29/2012 Shawn M. Moynihan Judge of the District Court Attorney for Personal Representative John A. Markve, #264969 Markve & Zweifel, P.L.L.C. 11318 86th Avenue North Maple Grove, Minnesota 55369 Telephone: (763) 420-8943 Facsimile: (763) 420-7234 2958042 4/5-4/12/12P

MINNESOTA SECRETARY OF STATE CERTIFICATE OF ASSUMED NAME Minnesota Statutes, Chapter 333 The filing of an assumed name does not provide a user with exclusive rights to that name. The filing is required for consumer protection in order to enable consumers to be able to identify the true owner of a business. 1. List the exact assumed nam e under which the business is or will be conducted: Duncan Homes 2. Principal Place of Business: 1441 W 143rd St #103, Burnsville, MN 55306 3. List the name and complete street address of all persons conducting business under the above Assumed Name, OR if an entity, provide the legal corporate, LLC, or Limited Partnership name and registered office address. Jared Duncan, 1441 W 143rd ST, Burnsville, MN 55306 4. I, the undersigned, certify that I am signing this document as the person whose signature is required, or as agent of the person(s) whose signature would be required who has authorized me to sign this document on his/her behalf, or in both capacities. I further certify that I have completed all required fields, and that the information in this document is true and correct and in compliance with the applicable chapter of Minnesota Statutes. I understand that by signing this document I am subject to the penalties of perjury as set forth in Section 609.48 as if I had signed this document under oath. Date: 3/15/12 Jared Duncan - Owner 2952426 3/29-4/5/12P

PUBLIC NOTICE

MINNESOTA SECRETARY OF STATE CERTIFICATE OF ASSUMED NAME Minnesota Statutes, Chapter 333 The filing of an assumed name does not provide a user with exclusive rights to that name. The filing is required for consumer protection in order to enable consumers to be able to identify the true owner of a business. 1. List the exact assumed nam e under which the business is or will be conducted: Octagon Tire 2. Principal Place of Business: 1408 W Hwy 13, Burnsville, MN 55337 3. List the name and complete street address of all persons conducting business under the above Assumed Name, OR if an entity, provide the legal corporate, LLC, or Limited Partnership name and registered office address. Park Jeep, Inc., 1408 W Hwy 13, Burnsville, MN 55337 4. I, the undersigned, certify that I am signing this document as the person whose signature is required, or as agent of the person(s) whose signature would be required who has authorized me to sign this document on his/her behalf, or in both capacities. I further certify that I have completed all required fields, and that the information in this document is true and correct and in compliance with the applicable chapter of Minnesota Statutes. I understand that by signing this document I am subject to the penalties of perjury as set forth in Section 609.48 as if I had signed this document under oath. Date: March 21, 2012 David M. Dworsky, President 2958602 4/5-4/12/12P

PUBLIC NOTICE

this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: April 20, 2012 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on _October 22, 2012_____________________, unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: February 21, 2012. CitiMortgage, Inc. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 10-6887 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2924042 3/1-4/5/12

PUBLIC NOTICE

allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on October 15, 2012, unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: February 15, 2012. U.S. Bank National Association Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 19-3112 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2923762 3/1-4/5/12

PUBLIC NOTICE

MINNESOTA SECRETARY OF STATE CERTIFICATE OF ASSUMED NAME Minnesota Statutes, Chapter 333 The filing of an assumed name does not provide a user with exclusive rights to that name. The filing is required for consumer protection in order to enable consumers to be able to identify the true owner of a business. 1. List the exact assumed nam e under which the business is or will be conducted: Minnesota Home Co. 2. Principal Place of Business: 4223 Boulder Ridge Point, Eagan, MN 55122 3. List the name and complete street address of all persons conducting business under the above Assumed Name, OR if an entity, provide the legal corporate, LLC, or Limited Partnership name and registered office address. Minnesota REO Co., 4223 Boulder Ridge Point, Eagan, MN 55122 4. I, the undersigned, certify that I am signing this document as the person whose signature is required, or as agent of the person(s) whose signature would be required who has authorized me to sign this document on his/her behalf, or in both capacities. I further certify that I have completed all required fields, and that the information in this document is true and correct and in compliance with the applicable chapter of Minnesota Statutes. I understand that by signing this document I am subject to the penalties of perjury as set forth in Section 609.48 as if I had signed this document under oath. Date: March 19, 2012 Joseph Beckman, authorized agent 2961736 4/5-4/12/12P

PUBLIC NOTICE

MINNESOTA SECRETARY OF STATE CERTIFICATE OF ASSUMED NAME Minnesota Statutes, Chapter 333 The filing of an assumed name does not provide a user with exclusive rights to that name. The filing is required for consumer protection in order to enable consumers to be able to identify the true owner of a business. 1. List the exact assumed nam e under which the business is or will be conducted: Carrie’s Crew 2. Principal Place of Business: 3785 Greensboro Ct, Eagan, MN 55123 3. List the name and complete street address of all persons conducting business under the above Assumed Name, OR if an entity, provide the legal corporate, LLC, or Limited Partnership name and registered office address. Carrie Delmonico, 3785 Greensboro Ct, Eagan, Mn 55123 4. I, the undersigned, certify that I am signing this document as the person whose signature is required, or as agent of the person(s) whose signature would be required who has authorized me to sign this document on his/her behalf, or in both capacities. I further certify that I have completed all required fields, and that the information in this document is true and correct and in compliance with the applicable chapter of Minnesota Statutes. I understand that by signing this document I am subject to the penalties of perjury as set forth in Section 609.48 as if I had signed this document under oath. Date: 3/5/2012 Carrie Delmonico Carrie’s Crew 2952255 3/29-4/5/12P

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PUBLIC NOTICE

MINNESOTA SECRETARY OF STATE CERTIFICATE OF ASSUMED NAME Minnesota Statutes, Chapter 333 The filing of an assumed name does not provide a user with exclusive rights to that name. The filing is required for consumer protection in order to enable consumers to be able to identify the true owner of a business. 1. List the exact assumed nam e under which the business is or will be conducted: English-Meeker & Kandt Funeral Home and Cremation Services 2. Principal Place of Business: 140 8th Avenue No., South St. Paul, Minnesota 55075 3. List the name and complete street address of all persons conducting business under the above Assumed Name, OR if an entity, provide the legal corporate, LLC, or Limited Partnership name and registered office address. Kandt & Tetrick Funeral Home, Inc., 140 - 8th Avenue No., South St. Paul, Minnesota 55075 4. I, the undersigned, certify that I am signing this document as the person whose signature is required, or as agent of the person(s) whose signature would be required who has authorized me to sign this document on his/her behalf, or in both capacities. I further certify that I have completed all required fields, and that the information in this document is true and correct and in compliance with the applicable chapter of Minnesota Statutes. I understand that by signing this document I am subject to the penalties of perjury as set forth in Section 609.48 as if I had signed this document under oath. Date: January 6, 2012 Jeffrey E. Kandt, President 2961748 4/5-4/12/12P

PUBLIC NOTICE

MINNESOTA SECRETARY OF STATE CERTIFICATE OF ASSUMED NAME Minnesota Statutes, Chapter 333 The filing of an assumed name does not provide a user with exclusive rights to that name. The filing is required for consumer protection in order to enable consumers to be able to identify the true owner of a business. 1. List the exact assumed nam e under which the business is or will be conducted: English-Meeker Funeral Home 2. Principal Place of Business: 140 8th Avenue No., South St. Paul, Minnesota 55075 3. List the name and complete street address of all persons conducting business under the above Assumed Name, OR if an entity, provide the legal corporate, LLC, or Limited Partnership name and registered office address. Kandt & Tetrick Funeral Home, Inc., 140 - 8th Avenue No., South St. Paul, Minnesota 55075 4. I, the undersigned, certify that I am signing this document as the person whose signature is required, or as agent of the person(s) whose signature would be required who has authorized me to sign this document on his/her behalf, or in both capacities. I further certify that I have completed all required fields, and that the information in this document is true and correct and in compliance with the applicable chapter of Minnesota Statutes. I understand that by signing this document I am subject to the penalties of perjury as set forth in Section 609.48 as if I had signed this document under oath. Date: January 6, 2012 Jeffrey E. Kandt, President 2961740 4/5-4/12/12P

PUBLIC NOTICE

MINNESOTA SECRETARY OF STATE CERTIFICATE OF ASSUMED NAME Minnesota Statutes, Chapter 333 The filing of an assumed name does not provide a user with exclusive rights to that name. The filing is required for consumer protection in order to enable consumers to be able to identify the true owner of a business. 1. List the exact assumed nam e under which the business is or will be conducted: Mr. H’s Hats 2. Principal Place of Business: 4184 157 Street West, Rosemount, MN 55068 3. List the name and complete street address of all persons conducting business under the above Assumed Name, OR if an entity, provide the legal corporate, LLC, or Limited Partnership name and registered office address. Kevin Eugene Henderson, 4184 157 Street West, Rosemount, MN 55068 Rosie Ann Henderson, 4184 157 Street West, Rosemount, MN 55068 4. I, the undersigned, certify that I am signing this document as the person whose signature is required, or as agent of the person(s) whose signature would be required who has authorized me to sign this document on his/her behalf, or in both capacities. I further certify that I have completed all required fields, and that the information in this document is true and correct and in compliance with the applicable chapter of Minnesota Statutes. I understand that by signing this document I am subject to the penalties of perjury as set forth in Section 609.48 as if I had signed this document under oath. Date: 3/6/2011 Kevin E. Henderson President/Owner 2962118 4/5-4/12/12P

PUBLIC NOTICE PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: O c t o b e r 3 1 , 2007 MORTGAGOR: Laura M. Thompson, A Single Person. MORTGAGEE: Mortgage Electronic Registration Systems, Inc.. DATE AND PLACE OF RECORDING: Recorded November 6, 2007, Dakota County Recorder, Document No. 2554591. ASSIGNMENTS OF MORTGAGE: Assigned to: U.S. Bank National Association. TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100021268001052311 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Granite Mortgage & Construction Finance, Inc. RESIDENTIAL MORTGAGE SERVICER: U.S. Bank Home Mortgage MORTGAGED PROPERTY ADDRESS: 15022 Dunwood Trail, Apple Valley, MN 55124 TAX PARCEL I.D. #: 017690006003 LEGAL DESCRIPTION OF PROPERTY: Unit No 3, Common Interest Community No. 241, Prairie Crossing Villas COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $161,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $163,913.67 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: March 29, 2012 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on October 1, 2012, unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED." Dated: January 27, 2012. U.S. Bank National Association Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 19-3408 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE Pursuant to the provisions of Minnesota Statutes 580.07, the foregoing foreclosure sale is postponed until May 10, 2012 at 10:00 AM at the Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN, in said county and state. Dated: April 2, 2012. U.S. Bank National Association Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 19-3408 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2961639 4/5/12

MINNESOTA SECRETARY OF STATE CERTIFICATE OF ASSUMED NAME Minnesota Statutes, Chapter 333 The filing of an assumed name does not provide a user with exclusive rights to that name. The filing is required for consumer protection in order to enable consumers to be able to identify the true owner of a business. 1. List the exact assumed nam e under which the business is or will be conducted: Top Line Refrigeration 2. Principal Place of Business: 10289 Woodhill Blvd., Lakeville, MN 55044 3. List the name and complete street address of all persons conducting business under the above Assumed Name, OR if an entity, provide the legal corporate, LLC, or Limited Partnership name and registered office address. Steve Ellefson, 10289 Woodhill Blvd., Lakeville, MN 55044 4. I, the undersigned, certify that I am signing this document as the person whose signature is required, or as agent of the person(s) whose signature would be required who has authorized me to sign this document on his/her behalf, or in both capacities. I further certify that I have completed all required fields, and that the information in this document is true and correct and in compliance with the applicable chapter of Minnesota Statutes. I understand that by signing this document I am subject to the penalties of perjury as set forth in Section 609.48 as if I had signed this document under oath. Date: 2-15-12 Steve Ellefson Owner 2953906 3/29-4/5/12P

PUBLIC NOTICE

NOTICE OF INFORMAL PROBATE OF WILL AND APPOINTMENT OF PERSONAL REPRESENTATIVE AND NOTICE TO CREDITORS STATE OF MINNESOTA COUNTY OF DAKOTA DISTRICT COURT PROBATE DIVISION FIRST JUDICIAL DISTRICT Court File No. 19HA-PR-12-196 ESTATE OF Delta Hoeppner a/k/a/ Delta M. Hoeppner a/k/a Delta Marie Hoeppner, DECEDENT Notice is given that an application for informal probate of the Decedent’s will dated 01/16/2002 (“Will”), has been filed with the Registrar. The application has been granted. Notice is also given that the Registrar has informally appointed Kevin Perron whose address is: 27046 Thomas Avenue, Elko, MN 55020 as personal representative of the Estate of the Decedent. Any heir, devisee or other interested person may be entitled to appointment as personal representative or may object to the appointment of the personal representative. Unless objections are filed with the Court (pursuant to Minn. Stat. 524.3-607) and the Court otherwise orders, the personal representative has full power to administer the Estate including, after 30 days from the date of issuance of letters, the power to sell, encumber, lease or distribute real estate. Any objections to the probate of the will or appointment of the Personal Representative must be filed with this Court and will be heard by the Court after the filing of an appropriate petition and proper notice of hearing. Notice is also given that (subject to Minn. 524.3-801) all creditors having claims against the Estate are required to present the claims to the personal representative or to the Court Administrator within four months after the date of this Notice or the claims will be barred. Date: 3/25/12 Heidi Carstensen Registrar Carolyn M. Renn Court Administrator Attorney For Personal Representative Donald J. Fluegel (jym) FLUEGEL LAW FIRM P.A. 999 Westview Drive Suite 1 Hastings, MN 55033 Telephone: 651-438-9777/ Fax: 651-438-9775 30405 2953610 3/29-4/5/12

PUBLIC NOTICE

Group, Inc. RESIDENTIAL MORTGAGE SERVICER: CitiMortgage, Inc. MORTGAGED PROPERTY ADDRESS: 7293 159TH Street West, Apple Valley, MN 55124 TAX PARCEL I.D. #: 011165301040 LEGAL DESCRIPTION OF PROPERTY: Lot 4, Block 1, Apple Ponds 4th Addition, Dakota County, Minnesota. COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $218,400.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $202,200.67 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: April 19, 2012 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on _October 19, 2012, unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: February 17, 2012. CitiMortgage, Inc. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 10-6932 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2922125 3/1-4/5/12

PUBLIC NOTICE

��

�� as sonal or�� assigns is six requirements plied with all notice�� representatives required by statute; That no action or (6) months from the date of sale. The proceeding has been instituted at law date and time to vacate the property o r o t h e r w i s e t o r e c o v e r t h e d e b t is 11:59 p.m. on October 22, 2012, secured by said mortgage, or any part if the account is not reinstated or thereof; the owner does not redeem from the PURSUANT to the power of sale con- foreclosure sale. tained in said mortgage, the above REDEMPTION NOTICE described property will be sold by the THE TIME ALLOWED BY LAW Sheriff of said county as follows: FOR REDEMPTION BY THE MORTDATE AND TIME OF SALE: April 26, GAGOR, THE MORTGAGOR'S PER2012 at 10:00 AM SONAL REPRESENTATIVES OR PLACE OF SALE:Sheriff's Office, Law ASSIGNS, MAY BE REDUCED TO Enforcement Center, 1580 Hwy 55, F I V E W E E K S I F A J U D I C I A L Lobby #S-100, Hastings, MN ORDER IS ENTERED UNDER MINto pay the debt then secured by said N E S O T A S T A T U T E S , S E C T I O N Mortgage, and taxes, if any, on said 582.032, DETERMINING, AMONG premises, and the costs and disburse- O T H E R T H I N G S , T H A T T H E ments, including attorneys' fees M O R T G A G E D P R E M I S E S A R E allowed by law subject to redemption IMPROVED WITH A RESIDENTIAL within six (6) months from the date of DWELLING OF LESS THAN FIVE said sale by the mortgagor(s), their UNITS, ARE NOT PROPERTY USED personal representatives or assigns IN AGRICULTURAL PRODUCTION, unless reduced to Five (5) weeks under AND ARE ABANDONED. MN Stat. §580.07. 9. THIS IS A COMMUNICATION FROM TIME AND DATE TO VACATE PROP- A DEBT COLLECTOR ATTEMPTING TO E R T Y : I f t h e r e a l e s t a t e i s a n COLLECT A DEBT. ANY INFORMAowner-occupied, single-family dwell- TION OBTAINED WILL BE USED FOR ing, unless otherwise provided by law, THAT PURPOSE. the date on or before which the mortLAKEBRIDGE PROPERTY gagor(s) must vacate the property if the OWNERS' ASSOCIATION mortgage is not reinstated under sec- Attorneys for Lakebridge Property tion 580.30 or the property is not Owners' Association redeemed under section 580.23 is THOMSEN & NYBECK, P.A. 11:59 p.m. on October 26, 2012, unless By: ___________________ the redemption period is reduced to 5 Gretchen S. Schellhas (#195595) weeks under MN Stat. Secs. 580.07 or 3600 American Blvd. West, Suite 400 582.032. Bloomington, Minnesota 55431 MORTGAGOR(S) RELEASED FROM (952) 835-7000 FINANCIAL OBLIGATION ON MORT- (Lakebridge/Eide/11-7-281D) GAGE: None 2921456 3/1-4/5/12 "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPNOTICE OF AND ORDER FOR RESENTATIVES OR ASSIGNS, MAY BE HEARING ON PETITION FOR REDUCED TO FIVE WEEKS IF A JUDIFORMAL PROBATE OF WILL AND CIAL ORDER IS ENTERED UNDER APPOINTMENT OF PERSONAL MINNESOTA STATUTES, SECTION REPRESENTATIVE AND NOTICE 582.032, DETERMINING, AMONG TO CREDITORS OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED STATE OF MINNESOTA WITH A RESIDENTIAL DWELLING OF COUNTY OF DAKOTA DISTRICT COURT LESS THAN FIVE UNITS, ARE NOT FIRST JUDICIAL DISTRICT PROPERTY USED IN AGRICULTURAL Court File No.: 19HA-PR-12-185 P R O D U C T I O N , A N D A R E In Re: Estate of David J. Bennett, ABANDONED." Decedent. Dated: February 23, 2012. It is Ordered and Notice is given that U.S. Bank National Association on April 24, 2012 at 9:00 a.m., a hearMortgagee/Assignee of Mortgagee ing will be held in this Court at the USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Dakota County Judicial Center, 1560 Highway 55 West, Hastings, Minnesota Mortgagee 55033, for the formal probate of an 4500 Park Glen Road #300 instrument purporting to be the Minneapolis, MN 55416 decedent’s Will dated July 10, 1984, (952) 925-6888 and for the appointment of Linda L. 19-3540 THIS IS A COMMUNICATION FROM Bennett, whose address is 109 Crystal View Circle, Burnsville, Minnesota A DEBT COLLECTOR. 2923624 3/1-4/5/12 55306, as personal representative of the estate of the decedent in an unsupervised administration. Any objections to the petition must NOTICE OF ASSESSMENT LIEN be raised at the hearing or filed with FORECLOSURE SALE the Court prior to the hearing. If the Date: February 13, 2012 petition is proper and no objections YOU ARE NOTIFIED THAT: are filed or raised, the personal repre1. Default has occurred in the terms sentative will be appointed with the and conditions of the Declaration of full power to administer the estate, Covenants Conditions, and Restric- including the power to collect all t i o n s r e c o r d e d a s D o c u m e n t N o . assets; pay all legal debts, claims, 397941 (Lakebridge Association No. 2) taxes, and expenses; sell real and perand as Document No. 392793 (Lake- sonal property; and do all necessary bridge Property Owners Association - a acts for the estate. master association), which was filed in Notice is also given that, subject to t h e o f f i c e o f t h e D a k o t a C o u n t y Minn. Stat. § 524.3-801, all creditors Recorder, as amended, and also, pur- having claims against the decedent’s suant to Minn. Stat. '515B.3-116, cov- estate are required to present the ering the following property: claims to the personal representative L E G A L D E S C R I P T I O N O F P R O P - or to the Court within four (4) months ERTY: Apartment No. 63, Building after the date of this notice or the No. 16, Lakebridge Condominium claims will be barred. No. 2, File #6, Dakota County, MN Dated: 3/23/12 STREET ADDRESS: 3420 Cloman BY THE COURT Way East, Inver Grove Heights, MN Edward Lynch 55076 Judge of District Court T A X P A R C E L I D N U M B E R : Bryan Zlimen (MN# 387909) 20-44350-01-190 Zlimen & McGuiness, PLLC 2. Pursuant to said Declarations, 1216 Selby Ave there is claimed to be due and owing St. Paul Minnesota 55104 as of February 13, 2012, from Tamera Telephone: (651) 331-6500 K. Eide, title holder, to the Associa- Facsimile: (651) 846-4458 tion, a Minnesota non-profit corpora- 2953464 3/29-4/5/12 tion, the amount of $3,306.00 for unpaid association dues, late fees, attorneys' fees and costs, plus any NOTICE OF MORTGAGE other such amounts that will accrue FORECLOSURE SALE after February 13, 2012, including reaTHE RIGHT TO VERIFICATION sonable attorneys' fees and costs of OF THE DEBT AND IDENTITY OF collection and foreclosure which will be added to the amount claimed due THE ORIGINAL CREDITOR WITHIN a n d o w i n g a t t h e t i m e o f t h e s a l e THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. herein. NOTICE IS HEREBY GIVEN, that 3. No action is now pending at law or otherwise to recover said debt or any default has occurred in conditions of the following described mortgage: part thereof. DATE OF MORTGAGE: November 29, 4. That all preforeclosure require2006 ments have been met. MORTGAGORS: Alicia Fredrickson 5. The owner has not been released from the owner's financial obligation and Lucas Fredrickson, wife and husband. to pay said amount. MORTGAGEE: Mortgage Electronic 6. T h e D e c l a r a t i o n s , r e f e r e n c e d above, and Minn. Stat. §§515B.3-115 Registration Systems, Inc.. DATE AND PLACE OF RECORDING: and 515B.3-116 provide for a continuRecorded November 30, 2006, ing lien against the property. A Notice of Lien evidencing the amount due was Dakota County Recorder, Document recorded on November 28, 2011, as No. 2478673. ASSIGNMENTS OF MORTGAGE: Document No. 2832963 in the Dakota Assigned to: U.S. Bank National County Recorder's Office. 7. Pursuant to the power of sale con- Association. TRANSACTION AGENT: Mortgage tained in the same Declarations and granted by the owner in taking title to Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTthe premises subject to said Declarations and pursuant to Minn. Stat. GAGE IDENTIFICATION NUMBER ON §§515B.3-115 and 515B.3-116, said MORTGAGE: 100026900190922053 LENDER OR BROKER AND MORTLien will be foreclosed by the sale of said property by the Sheriff of Dakota G A G E O R I G I N A T O R S T A T E D O N MORTGAGE: Bell America Mortgage County, at the Dakota County Sheriffs Office, Dakota County Law Enforce- LLC, DBA Bell Mortgage RESIDENTIAL MORTGAGE SERment Center, 1580 Highway 55, Lobby S-100 , Hastings, MN 55033, on the VICER: U.S. Bank Home Mortgage MORTGAGED PROPERTY ADDRESS: 20th day of April, 2012, at 10:00 a.m. at public auction to the highest 1126 Pine Street, Farmington, MN 55024 bidder, to pay the amount then due for T A X P A R C E L I . D . # : said assessments, together with the costs of foreclosure, including attor- 14-15300-02-070 LEGAL DESCRIPTION OF PROPneys fees as allowed by law. 8. T h e t i m e a l l o w e d b y l a w f o r ERTY:

PUBLIC NOTICE

redemption by the unit owner, her personal representatives or assigns is six

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�� part thereof; that there has been com pliance with all pre-foreclosure notice �� ERTY: Lot 7, Block 2, Bristol Square First Addition, according to the recorded plat thereof, Dakota County, Minnesota, Common Interest Community No. 258 COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $135,100.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $141,884.61 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: April 20, 2012 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on October 22, 2012, unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: February 21, 2012. U.S. Bank National Association Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 19-3310 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2923865 3/1-4/5/12

PUBLIC NOTICE

and acceleration requirements of said mortgage, and/or applicable statutes; PURSUANT, to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: 10:00 AM on April 17, 2012 PLACE OF SALE: Sheriff`s Main Office, Law Enforcement Center, 1580 Highway 55, Hastings MN 55033-2343 to pay the debt then secured by said mortgage and taxes, if any actually paid by the mortgagee, on the premises and the costs and disbursements allowed by law. The time allowed by law for redemption by said mortgagor(s), their personal representatives or assigns is 6.00 months from the date of sale. If Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on October 17, 2012, or the next business day if October 17, 2012 falls on a Saturday, Sunday or legal holiday. "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR`S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: March 1, 2012 Deutsche Bank National Trust Company, as trustee for the registered holders of Morgan Stanley ABS Capital I Inc. Trust 2 0 0 7 - H E 5 M o r t g a g e Pass-Through Certificates, Series 2007-HE5. Randall S. Miller & Associates, PLLC Attorneys for Assignee of Mortgage/ Mortgagee One Financial Plaza, 120 South Sixth Street, Suite 1100 Minneapolis, MN 55402 Phone: 612-573-3677 Our File No. 10MN00239-2 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. ASAP# 4203570 03/01/2012, 03/08/2012, 03/15/2012, 03/22/2012, 03/29/2012, 04/05/2012 2918967 3/1-4/5/12

PUBLIC NOTICE

said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on October 26, 2012, unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: February 22, 2012. JPMorgan Chase Bank, National Association Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 30-11942 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2923703 3/1-4/5/12

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: May 30, 2000 MORTGAGOR: N a n c y L . G r o t e , a single person. MORTGAGEE: W e l l s F a r g o H o m e Mortgage, Inc. DATE AND PLACE OF RECORDING: Recorded June 19, 2000, Dakota County Recorder, Document No. 1698707. ASSIGNMENTS OF MORTGAGE: Assigned to: U.S. Bank National Association, successor by merger to The Leader Mortgage Company. TRANSACTION AGENT: NONE TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: NONE LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Wells Fargo Home Mortgage, Inc RESIDENTIAL MORTGAGE SERVICER: U.S. Bank Home Mortgage MORTGAGED PROPERTY ADDRESS: 1094 Gorman Avenue, West Saint Paul, MN 55118 TAX PARCEL I.D. #: 424860000260 LEGAL DESCRIPTION OF PROPERTY: Lots 25 and 26 in Fred Michel's Sub COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $115,920.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $108,753.74 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: April 13, 2012 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on October 15, 2012, unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDI-

REDUCED TO FIVE WEEKS IF A JUDI CIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: February 14, 2012. U.S. Bank National Association Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 19-3727 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2923838 3/1-4/5/12

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: July 8, 2004 MORTGAGOR: S t e p h e n K u k o w s k i and Heather Kukowski, husband and wife. MORTGAGEE: Mortgage Electronic Registration Systems, Inc.. DATE AND PLACE OF RECORDING: Recorded August 9, 2004 Dakota County Recorder, Document No. 2235774. ASSIGNMENTS OF MORTGAGE: Assigned to: Green Tree Servicing LLC. TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100015700039165168 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: America's Wholesale Lender RESIDENTIAL MORTGAGE SERVICER: Green Tree Servicing LLC MORTGAGED PROPERTY ADDRESS: 4713 189TH Street West, Farmington, MN 55024 TAX PARCEL I.D. #: 144780202110 LEGAL DESCRIPTION OF PROPERTY: Lot 11, Block 2, Meadow Creek 3rd Addition, Dakota County, Minnesota. COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $293,826.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $296,454.97 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: May 17, 2012 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on November 19, 2012, unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: March 19, 2012. Green Tree Servicing LLC Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 8-64 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2954763 3/29-5/3/12

PUBLIC NOTICE

NOTICE AND ORDER OF HEARING ON PETITION FOR PROBATE OF WILL AND APPOINTMENT OF PERSONAL REPRESENTATIVE AND NOTICE TO CREDITORS STATE OF MINNESOTA COUNTY OF DAKOTA FIRST JUDICIAL DISTRICT DISTRICT COURT PROBATE DIVISION Court File No. 19HA-PR-12-202 Estate of Helen J. Cunningham, Decedent It is Ordered and Notice is given that on May 8, 2012, at 9:00 a.m., a hearing will be held in this Court at 1560 H i g h w a y 5 5 , H a s t i n g s , M i n n e s o ta 55033, for the formal probate of an instrument purporting to be the Will of the Decedent dated, January 11, 1990 (“Will”), and for the appointment of James L. Cunningham, whose address is 3685 Upper 148th Street, Rosemount, MN, 55068 as Personal Representative of the Estate of the Decedent in an UNSUPERVISED administration. Any objections to the petition must be filed with the Court prior to or raised at the hearing. If proper and if no objections are filed or raised, the Personal Representative will be appointed with full power to administer the Estate including the power to collect all assets, to pay all legal debts, claims, taxes and expenses, to sell real and personal property, and to do all necessary acts for the Estate. Notice is also given that (subject to Minn. Stat. 524.3-801) all creditors having claims against the Estate are required to present the claims to the Personal Representative or to the Court Administrator within four months after the date of this Notice or the claims will be barred. Dated: 3/28/12 BY THE COURT Karen Asphaug Judge of District Court (COURT SEAL) Attorney for Petitioner Reid J. Hansen Hansen, McCann & O’Connor, P.A. 14450 South Robert Trail Rosemount, MN, 55068 Attorney License No: 0124254 Telephone: (651) 423-1155 FAX: (651) 423-1157 Email: hansen3@frontiernet.net 2958462 4/5-4/12/12

PUBLIC NOTICE

NOTICE OF INFORMAL APPOINTMENT OF PERSONAL REPRESENTATIVE AND NOTICE TO CREDITORS STATE OF MINNESOTA COUNTY OF DAKOTA DISTRICT COURT FIRST JUDICIAL DISTRICT Court File No.: 19HA-PR-12-188 In Re: Estate of JON BRIAN HOLMES, Decedent. Notice is given that an Application for Informal Appointment of Personal Representative was filed with the Registrar. The Registrar accepted the application and appointed Laura Anne Holmes, whose address is 15737 Duck Pond Way, Apple Valley, Minnesota 55124, to serve as the personal representative of the decedent’s estate. Any heir or other interested person may be entitled to appointment as personal representative or may object to the appointment of the personal representative. Any objection to the appointment of the personal representative must be filed with the Court, and any properly filed objection will be heard by the Court after notice is provided to interested persons of the date of hearing on the objection. Unless objections are filed, and unless the Court orders otherwise, the personal representative has the full power to administer the estate, including, after thirty (30) days from the issuance of letters of general administration, the power to sell, encumber, lease, or distribute any interest in real estate owned by the decedent. Notice is further given that, subject to Minn. Stat. § 524.3-801, all creditors having claims against the decedent’s estate are required to present the claims to the personal representative or to the Court within four (4) months after the date of this notice or the claims will be barred. Dated: 3/23/12 Heidi Carstensen Registrar Carolyn M. Renn Court Administrator WORNSON, GOGGINS, ZARD, NEISEN, MORRIS & KING, PC Christopher A. Neisen MN# 212246 119 East Main Street New Prague, MN 56071 Telephone: 952-758-4161 Facsimile: 952-758-4085 e-mail: cneisen@lawyersnp.com 2953352 3/29-4/5/12

PUBLIC NOTICE

ration. DATE AND PLACE OF RECORDING: Registered March 14, 2003, Dakota County Registrar of Titles, Document No. 492177, Certificate of Title No. 121245. ASSIGNMENTS OF MORTGAGE: Assigned to: Mortgage Electronic Registration Systems, Inc. And thereafter assigned to: U.S. Bank National Association. Said Mortgage being Registered Land. TRANSACTION AGENT: NONE TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: NONE LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: TCF Mortgage Corporation RESIDENTIAL MORTGAGE SERVICER: U.S. Bank Home Mortgage MORTGAGED PROPERTY ADDRESS: 9187 Cavanaugh Court, Inver Grove Heights, MN 55076 T A X P A R C E L I . D . # : 20-32700-02-160 LEGAL DESCRIPTION OF PROPERTY: Lot 16, Block 2, Hidden Forest COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $248,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $229,056.64 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: April 13, 2012 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on October 15, 2012, unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: February 15, 2012. U.S. Bank National Association Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 19-3480 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2923815 3/1-4/5/12

PUBLIC NOTICE

��

Asset Backed Certificates, Series 2006-EQ1 Dated: December 13, 2011 , and recorded January 24, 2012 by Document No. T690492 . LEGAL DESCRIPTION OF PROPERTY: Lot Twenty-six (26), Block One (1), in Rode`o Hills, according to the recorded plat thereof, Dakota County, Minnesota PROPERTY ADDRESS: 13335 Huntington Circle, Apple Valley, MN 55124 PROPERTY I.D: 01-64500-01-260 COUNTY IN WHICH PROPERTY IS LOCATED: Dakota THE AMOUNT CLAIMED TO BE DUE ON THE MORTGAGE ON THE DATE OF THE NOTICE: Three Hundred Fifty-Nine Thousand Four Hundred Forty-Five and 03/100 ($359,445.03) THAT no action or proceeding has been instituted at law to recover the debt secured by said mortgage, or any part thereof; that there has been compliance with all pre-foreclosure notice and acceleration requirements of said mortgage, and/or applicable statutes; PURSUANT, to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: 10:00 AM on April 17, 2012 PLACE OF SALE: S h e r i f f ` s M a i n Office, Law Enforcement Center, 1580 Highway 55, Hastings MN 55033-2343 to pay the debt then secured by said mortgage and taxes, if any actually paid by the mortgagee, on the premises and the costs and disbursements allowed by law. The time allowed by law for redemption by said mortgagor(s), their personal representatives or assigns is 6.00 months from the date of sale. If Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on October 17, 2012, or the next business day if October 17, 2012 falls on a Saturday, Sunday or legal holiday. "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR`S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: March 1, 2012 DEUTSCHE BANK NATIONAL TRUST COMPANY As Trustee for the registered holder of Soundview Home Loan Trust 2006-EQ1 Asset-Backed Certificates, Series 2006-EQ1 Randall S. Miller & Associates, PLLC Attorneys for Assignee of Mortgage/ Mortgagee One Financial Plaza, 120 South Sixth Street, Suite 1100 Minneapolis, MN 55402 Phone: 612-573-3677 Our File No. 11MN00512-2 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. ASAP# 4205688 03/01/2012, 03/08/2012, 03/15/2012, 03/22/2012, 03/29/2012, 04/05/2012 2920274 3/1-4/5/12

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: August 22, 2005 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $145,608.00 MORTGAGOR(S): Katherine M. Brown, a single person MORTGAGEE: CTX Mortgage Company, LLC DATE AND PLACE OF RECORDING: Recorded: September 07, 2005 Dakota County Recorder Document Number: 2358586 ASSIGNMENTS OF MORTGAGE: And assigned to: Centex Home Equity Company, LLC Dated: December 30, 2005 Recorded: January 06, 2006 Dakota County Recorder Document Number: 2395035 Transaction Agent: Not Applicable Transaction Agent Mortgage Identification Number: Not Applicable Lender or Broker: CTX Mortgage Company, LLC Residential Mortgage Servicer: Nationstar Mortgage, LLC Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 4835 Bisset Ln, Inver Grove Heights, MN 55076-1319 Tax Parcel ID Number: 20-44026-08-104 LEGAL DESCRIPTION OF PROPERTY: Unit No. 8104, Lafayette Park East, Common Interest Community No. 434, Dakota County, Minnesota. AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $150,207.96 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows:

lows: DATE AND TIME OF SALE: April 13, 2012 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on October 15, 2012, or the next business day if October 15, 2012 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: March 01, 2012 ASSIGNEE OF MORTGAGEE: Nationstar Mortgage, LLC f/k/a Centex Home Equity Company, LLC Wilford, Geske & Cook P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 024051F01 2921609 3/1-4/5/12

PUBLIC NOTICE

ing, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on __October 29, 2012____________________, unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: February 24, 2012. CitiMortgage, Inc. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 10-6453 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2924058 3/1-4/5/12

PUBLIC NOTICE

ORDER AND NOTICE OF HEARING ON PETITION FOR FORMAL PROBATE OF WILL AND FORMAL APPOINTMENT OF PERSONAL REPRESENTATIVE IN SUPERVISED ADMINISTRATION AND NOTICE TO CREDITORS STATE OF MINNESOTA COUNTY OF DAKOTA DISTRICT COURT PROBATE DIVISION FIRST JUDICIAL DISTRICT COURT FILE NO. 19HA-PR-12-204 ----------------------------------------------------------In Re: Estate of James L. Thomas, a/k/a James Lowell Thomas, a/k/a James Thomas, a/k/a Jim Thomas, a/k/a Jim L. Thomas, Deceased. ----------------------------------------------------------TO ALL INTERESTED PERSONS AND CREDITORS: It is Ordered and Notice is hereby given that on the 8th day of May, 2012, at 9:00 o’clock A.M., a hearing will be held in the above named Court at Dakota County Judicial Center, 1560 Highway 55, Hastings, Minnesota, for the formal probate of an instrument purporting to be the will of the above named deceased, dated May 25, 2011, and for the appointment of Richard J. Gabriel whose address is 670 Apache Lane, Mendota Heights, MN 55120, as personal representative of the estate of the above named decedent in a supervised administration, and that any objections thereto must be filed with the Court. That, if proper, and no objections are filed, a personal representative will be appointed to administer the estate, to collect all assets, pay a l l l e g a l d e b t s , c l a i m s , t a x e s a nd expenses, and sell real and personal property, and do all necessary acts for the estate. Notice is further given that ALL CREDITORS having claims against said estate are required to present the same to said personal representative or to the Court Administrator within four months after the date of this notice or said claims will be barred. Dated: 3/28/12 Karen Asphaug Judge of District Court (COURT SEAL) Atorney for Petitioner: RICHARD J. GABRIEL (#32864) GABRIEL LAW OFFICE, PLLC 880 Sibley Memorial Highway, Suite 114 Mendota Heights, MN 55118-1736 (651) 554-9159 2958548 4/5-4/12/12

PUBLIC NOTICE

LEGAL DESCRIPTION OF PROP ERTY: Lot 3, Block 1, Homestead Creek Third Addition COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $181,500.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $180,312.12 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: April 26, 2012 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on October 26, 2012, unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: February 22, 2012. CitiMortgage, Inc. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 10-4794 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2922003 3/1-4/5/12

PUBLIC NOTICE

��

�� state is an r e a l��e�� T Y : I f t h e�� secured by said mortgage, or any part E R owner-occupied, single-family dwellthereof; PURSUANT to the power of sale con- ing, unless otherwise provided by law, tained in said mortgage, the above the date on or before which the mortdescribed property will be sold by the gagor(s) must vacate the property if the mortgage is not reinstated under secSheriff of said county as follows: DATE AND TIME OF SALE: April 19, tion 580.30 or the property is not redeemed under section 580.23 is 2012 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law 11:59 p.m. on October 15, 2012, unless Enforcement Center, 1580 Hwy 55, the redemption period is reduced to 5 Lobby #S-100, Hastings, MN weeks under MN Stat. Secs. 580.07 or to pay the debt then secured by said 582.032. MORTGAGOR(S) RELEASED FROM Mortgage, and taxes, if any, on said premises, and the costs and disburse- FINANCIAL OBLIGATION ON MORTm e n t s , i n c l u d i n g a t t o r n e y s ' f e e s GAGE: None "THE TIME ALLOWED BY LAW FOR allowed by law subject to redemption within six (6) months from the date of REDEMPTION BY THE MORTGAGOR, said sale by the mortgagor(s), their THE MORTGAGOR'S PERSONAL REPpersonal representatives or assigns RESENTATIVES OR ASSIGNS, MAY BE unless reduced to Five (5) weeks under REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MN Stat. §580.07. TIME AND DATE TO VACATE PROP- MINNESOTA STATUTES, SECTION E R T Y : I f t h e r e a l e s t a t e i s a n 582.032, DETERMINING, AMONG owner-occupied, single-family dwell- OTHER THINGS, THAT THE MORTing, unless otherwise provided by law, GAGED PREMISES ARE IMPROVED the date on or before which the mort- WITH A RESIDENTIAL DWELLING OF gagor(s) must vacate the property if the LESS THAN FIVE UNITS, ARE NOT mortgage is not reinstated under sec- PROPERTY USED IN AGRICULTURAL tion 580.30 or the property is not P R O D U C T I O N , A N D A R E redeemed under section 580.23 is ABANDONED." Dated: February 15, 2012. 11:59 p.m. on October 19, 2012, unless U.S. Bank National Association the redemption period is reduced to 5 Mortgagee/Assignee of Mortgagee weeks under MN Stat. Secs. 580.07 or USSET, WEINGARDEN AND LIEBO, P.L.L.P. 582.032. MORTGAGOR(S) RELEASED FROM Attorneys for Mortgagee/Assignee of FINANCIAL OBLIGATION ON MORT- Mortgagee 4500 Park Glen Road #300 GAGE: None "THE TIME ALLOWED BY LAW FOR Minneapolis, MN 55416 MORTGAGOR, THE BY (952) 925-6888 REDEMPTION THE MORTGAGOR'S PERSONAL REP- 19-3611 RESENTATIVES OR ASSIGNS, MAY BE THIS IS A COMMUNICATION FROM REDUCED TO FIVE WEEKS IF A JUDI- A DEBT COLLECTOR. 3/1-4/5/12 CIAL ORDER IS ENTERED UNDER 2923853 MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTNOTICE OF MORTGAGE GAGED PREMISES ARE IMPROVED FORECLOSURE SALE WITH A RESIDENTIAL DWELLING OF THE RIGHT TO VERIFICATION LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL OF THE DEBT AND IDENTITY OF P R O D U C T I O N , A N D A R E THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS ABANDONED." NOT AFFECTED BY THIS ACTION. Dated: February 17, 2012. NOTICE IS HEREBY GIVEN, that Freedom Mortgage Corporation default has occurred in conditions of Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. the following described mortgage: DATE OF MORTGAGE: May 18, 2007 Attorneys for Mortgagee/Assignee of MORTGAGOR: Lisa Marie Oliver, A Mortgagee Single Person. 4500 Park Glen Road #300 MORTGAGEE: JPMorgan Chase Minneapolis, MN 55416 Bank, National Association, s/i/i by (952) 925-6888 purchase from Federal Deposit Insur90-2539 THIS IS A COMMUNICATION FROM ance Corporation as Receiver for Washington Mutual Bank f/k/a Washington A DEBT COLLECTOR. 2923568 3/1-4/5/12 Mutual Bank, FA.. DATE AND PLACE OF RECORDING: Recorded May 30, 2007, Dakota County Recorder, Document No. 2520487. NOTICE OF MORTGAGE ASSIGNMENTS OF MORTGAGE: FORECLOSURE SALE THE RIGHT TO VERIFICATION NONE TRANSACTION AGENT: NONE OF THE DEBT AND IDENTITY OF TRANSACTION AGENT'S MORTTHE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS GAGE IDENTIFICATION NUMBER ON MORTGAGE: NONE NOT AFFECTED BY THIS ACTION. LENDER OR BROKER AND MORTNOTICE IS HEREBY GIVEN, that default has occurred in conditions of G A G E O R I G I N A T O R S T A T E D O N MORTGAGE: Washington Mutual the following described mortgage: DATE OF MORTGAGE: M a r c h 1 5 , Bank, FA. RESIDENTIAL MORTGAGE SER2010 MORTGAGORS: Mark Richard Glynn V I C E R : J P M o r g a n C h a s e B a n k , and Kendall M. Glynn, husband and National Association wife. MORTGAGED PROPERTY ADDRESS: MORTGAGEE: Mortgage Electronic 16337 Holbrook Avenue, Lakeville, MN Registration Systems, Inc. 55044 DATE AND PLACE OF RECORDING: TAX PARCEL I.D. #: 228175001010 Recorded March 24, 2010, Dakota LEGAL DESCRIPTION OF PROPC o u n t y R e c o r d e r , D o c u m e n t N o . ERTY: 2721100. Lot 1, Block 1, Vermillion Springs ASSIGNMENTS OF MORTGAGE: Addition, Dakota County, Minnesota Assigned to: U.S. Bank National COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Association. ORIGINAL PRINCIPAL AMOUNT OF TRANSACTION AGENT: Mortgage MORTGAGE: $408,000.00 Electronic Registration Systems, Inc. AMOUNT DUE AND CLAIMED TO BE TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTMORTGAGE: 100021200000675792 LENDER OR BROKER AND MORT- GAGEE: $499,544.14 That prior to the commencement of GAGE ORIGINATOR STATED ON M O R T G A G E : U . S . B a n k N a t i o n a l this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee comAssociation R E S I D E N T I A L M O R T G A G E S E R - plied with all notice requirements as required by statute; That no action or VICER: U.S. Bank Home Mortgage MORTGAGED PROPERTY ADDRESS: proceeding has been instituted at law or otherwise to recover the debt 1387 Michelle Drive, Eagan, MN 55123 T A X P A R C E L I . D . # : secured by said mortgage, or any part 10-32900-01-030 thereof; LEGAL DESCRIPTION OF PROPPURSUANT to the power of sale conERTY: tained in said mortgage, the above L o t 3 , B l o c k 1 , H i d d e n V a l l e y , described property will be sold by the Dakota County, Minnesota Sheriff of said county as follows: COUNTY IN WHICH PROPERTY IS DATE AND TIME OF SALE: April 20, LOCATED: Dakota 2012 at 10:00 AM ORIGINAL PRINCIPAL AMOUNT OF PLACE OF SALE:Sheriff's Office, Law MORTGAGE: $274,000.00 Enforcement Center, 1580 Hwy 55, AMOUNT DUE AND CLAIMED TO BE Lobby #S-100, Hastings, MN DUE AS OF DATE OF NOTICE, INCLUD- to pay the debt then secured by said ING TAXES, IF ANY, PAID BY MORT- Mortgage, and taxes, if any, on said GAGEE: $273,662.37 premises, and the costs and disburseThat prior to the commencement of m e n t s , i n c l u d i n g a t t o r n e y s ' f e e s this mortgage foreclosure proceeding allowed by law subject to redemption Mortgagee/Assignee of Mortgagee com- within six (6) months from the date of plied with all notice requirements as said sale by the mortgagor(s), their required by statute; That no action or personal representatives or assigns proceeding has been instituted at law unless reduced to Five (5) weeks under o r o t h e r w i s e t o r e c o v e r t h e d e b t MN Stat. §580.07. secured by said mortgage, or any part TIME AND DATE TO VACATE PROPthereof; ERTY: If the real estate is an PURSUANT to the power of sale con- owner-occupied, single-family dwelltained in said mortgage, the above ing, unless otherwise provided by law, described property will be sold by the the date on or before which the mortgagor(s) must vacate the property if the Sheriff of said county as follows: DATE AND TIME OF SALE: April 13, mortgage is not reinstated under sec2012 at 10:00 AM tion 580.30 or the property is not PLACE OF SALE:Sheriff's Office, Law redeemed under section 580.23 is Enforcement Center, 1580 Hwy 55, 1 1 : 5 9 p . m . o n O c t o b e r 2 2 , 2 0 1 2 , unless the redemption period is Lobby #S-100, Hastings, MN to pay the debt then secured by said reduced to 5 weeks under MN Stat. Mortgage, and taxes, if any, on said Secs. 580.07 or 582.032. premises, and the costs and disburseMORTGAGOR(S) RELEASED FROM m e n t s , i n c l u d i n g a t t o r n e y s ' f e e s FINANCIAL OBLIGATION ON MORTallowed by law subject to redemption GAGE: None within six (6) months from the date of "THE TIME ALLOWED BY LAW FOR said sale by the mortgagor(s), their REDEMPTION BY THE MORTGAGOR, personal representatives or assigns THE MORTGAGOR'S PERSONAL REPunless reduced to Five (5) weeks under RESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDIMN Stat. §580.07. TIME AND DATE TO VACATE PROPE R T Y : I f t h e r e a l e s t a t e i s a n ��

PUBLIC NOTICE

�� REDUCED TO FIVE WEEKS IF A JUDI CIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: February 22, 2012. JPMorgan Chase Bank, National Association Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 30-12035 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2923500 3/1-4/5/12

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: June 15, 2007 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $157,100.00 MORTGAGOR(S): Jacqueline F. Pflugi Smitley and Anthony Smitley, wife and husband MORTGAGEE: Mortgage Electronic Registration Systems, Inc. as nominee for Residential Mortgage Group, Inc., its successors and assigs DATE AND PLACE OF RECORDING: Recorded: July 05, 2007 Dakota County Recorder Document Number: 2528528 ASSIGNMENTS OF MORTGAGE: And assigned to: Nationstar Mortgage, LLC Dated: March 07, 2011 Recorded: April 26, 2011 Dakota County Recorder Document Number: 2797740 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100139104915500534 Lender or Broker: Residential Mortgage Group, Inc. Residential Mortgage Servicer: Nationstar Mortgage, LLC Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 418 Frederick Cir, Hastings, MN 55033-2635 Tax Parcel ID Number: 19-17500-50-601 LEGAL DESCRIPTION OF PROPERTY: Unit No. 0601, Hastings Century South, CIC No. 336 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $169,245.89 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: May 11, 2012 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on November 12, 2012, or the next business day if November 12, 2012 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: March 29, 2012 ASSIGNEE OF MORTGAGEE: Nationstar Mortgage, LLC Wilford, Geske & Cook P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 019464F02 2953430 3/29-5/3/12

PUBLIC NOTICE

NOTICE OF INFORMAL PROBATE OF WILL AND INFORMAL APPOINTMENT OF PERSONAL REPRESENTATIVE AND NOTICE TO CREDITORS STATE OF MINNESOTA COUNTY OF DAKOTA DISTRICT COURT FIRST JUDICIAL DISTRICT PROBATE COURT DIVISION Court File No. 19HA-PR-12-198 In Re: Estate of Hulda Keeler, a/k/a Hulda L. Keeler, Decedent. Notice is hereby given that an Application for Informal Probate of Will and Informal Appointment of Personal Representative was filed with the Registrar, along with a Will dated March 18, 2002. The Registrar accepted the Application and appointed Yvette R. Keeler, whose address is 620 Ottawa Avenue, St. Paul, Minnesota 55107, to serve as the Personal Representative of the decedent’s estate. Any heir, devisee or other interested person may be entitled to appointment as personal representative or may object to the appointment of the personal representative. Any objection to the appointment of the personal representative mut be filed with the Court, and any properly filed objection will be heard by the Court after notice is provided to interested persons of the date of hearing on the objection. Unless objections are filed, and unless the Court orders otherwise, the personal representative has the full power to administer the estate, including, after thirty (30) days from the issuance of Letters Testamentary, the power to sell, encumber, lease, or distribute any interest in real estate owned by the decedent. Notice is further given that, subject to Minn. Stat. §524.3-801, all creditors having claims against the decedent’s estate are required to present the claims to the personal representative or to the Court within four (4) months after the date of this notice or said claims will be barred. Dated: 3/25/12 Heidi Carstensen Registrar William M. Kronschnabel #58518 Kueppers, Kronschnabel & Daly, P.A. 101 East Fifth Street, Suite 2300 St. Paul, Minnesota 55101 Telephone: (651) 222-5000 Facsimile: (651) 222-1313 E-Mail: wkronsch@kkblawfirm.com 2953777 3/29-4/5/12

PUBLIC NOTICE

NOTICE OF AND ORDER FOR HEARING ON PETITION FOR FORMAL ADJUDICATION OF INTESTACY, DETERMINATION OF HEIRS, FORMAL APPOINTMENT OF CO-PERSONAL REPRESENTATIVES AND NOTICE TO CREDITORS (INTESTATE) STATE OF MINNESOTA COUNTY OF DAKOTA DISTRICT COURT FIRST JUDICIAL DISTRICT Court File No.: 19HA-PR-12-203 In Re: Estate of Carol Jean Buker, a/k/a Carol J. Buker, Decedent. It is Ordered and Notice is given that on April 24, 2012 at 9:00 a.m., a hearing will be held in this Court at Dakota County Judicial Center, 1560 Highway 55, Hastings, Minnesota, on a petition for the adjudication of intestacy and determination of decedent’s heirs, and for the appointment of Donald Buker, whose address is 8921 60 1/2 Ave. N., New Hope, MN 55428, and James Buker, whose address is 3779 Whitetail Drive, Shakopee, MN 55379 as co-personal representatives of the decedent’s estate in an unsupervised administration. Any objections to the petition must be raised at the hearing or filed with the Court prior to the hearing. If the petition is proper and no objections are filed or raised, the co-personal representatives will be appointed with the full power to administer the decedent’s estate, including the power to collect all assets; to pay all legal debts, claims, taxes, and expenses; to sell real and personal property; and to do all necessary acts for the decedent’s estate. Notice is further given that, subject to Minn. Stat. § 524.3-801, all creditors having claims against the decedent’s estate are required to present the claims to the co-personal representatives or to the Court within four (4) months after the date of this notice or the claims will be barred. Dated: 3/28/12 BY THE COURT Karen Asphaug Judge of District Court Collins, Buckley, Sauntry & Haugh, PLLP Thomas R. O’Connell MN# 80755 W-1100 First National Bank Bldg. 332 Minnesota Street St. Paul, MN 55101 Telephone: 651-227-0611 2958348 4/5-4/12/12

PUBLIC NOTICE

DATE OF MORTGAGE: J a n u a r y 2 7 , 2006 MORTGAGOR: Christina C. Kempenich, A Single Person. MORTGAGEE: J P M o r g a n C h a s e Bank, National Association, s/i/i by purchase from the Federal Deposit Insurance Corporation as Receiver for Washington Mutual Bank f/k/a Washington Mutual Bank, FA. DATE AND PLACE OF RECORDING: Recorded February 28, 2006, Dakota County Recorder, Document No. 2409013. ASSIGNMENTS OF MORTGAGE: NONE TRANSACTION AGENT: NONE TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: NONE LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Washington Mutual Bank, FA RESIDENTIAL MORTGAGE SERVICER: JPMorgan Chase Bank, National Association MORTGAGED PROPERTY ADDRESS: 3589 Blue Jay Way, Unit 103, Eagan, MN 55123 T A X P A R C E L I . D . # : 10-45050-04-044 LEGAL DESCRIPTION OF PROPERTY: Unit 4103, Lexington Place Condominium, Condominium File No. 66 COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $132,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $125,834.16 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: April 20, 2012 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on October 22, 2012, unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: February 22, 2012. JPMorgan Chase Bank, National Association Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 30-12015 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2923477 3/1-4/5/12

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: December 22, 2006 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $198,400.00 MORTGAGOR(S): Yuriy Prokhorov and Mariya Prokhorov, husband and wife MORTGAGEE: Mortgage Electronic Registration Systems, Inc. as nominee for GreenPoint Mortgage Funding, Inc., its successors and assigns DATE AND PLACE OF RECORDING: Recorded: March 19, 2007 Dakota County Recorder Document Number: 2503434 ASSIGNMENTS OF MORTGAGE: And assigned to: Aurora Loan Services, LLC Dated: January 06, 2011 Recorded: February 15, 2011 Dakota County Recorder Document Number: 2786397 And assigned to: Aurora Bank FSB Dated: November 08, 2011

Dated: November 08, 2011 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100013800914438045 Lender or Broker: GreenPoint Mortgage Funding, Inc. Residential Mortgage Servicer: Aurora Bank, FSB Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 3321 Brookview Dr, Burnsville, MN 55337-1871 Tax Parcel ID Number: 02-73251-04-120 LEGAL DESCRIPTION OF PROPERTY: Lot 12, Block 4, Sunset Terrace 2nd Addition, Dakota County, Minnesota. AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $266,849.87 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: April 13, 2012 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on October 15, 2012, or the next business day if October 15, 2012 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: March 01, 2012 ASSIGNEE OF MORTGAGEE: Aurora Bank FSB Wilford, Geske & Cook P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 006300F05 2919433 3/1-4/5/12

PUBLIC NOTICE

RADANT S SUBDIVISION OF LOTS 1 AND 19 OF ALBRECHT'S OUTLOTSTO DAKOTA COUNTY according to the recorded plat thereof, Dakota County, Minnesota, which lies westerly of the following described line: Commencing at the Northwest corner of said Lot 8; thence east along the North line thereof 39.42 feet to the point of beginning of the line to be described; thence deflect 97 degrees 32 minutes 00 seconds right 52.64 feet; thence deflect 28 degrees 15 minutes 00 seconds left 75.06 feet to the South line of said Lot 9,Block 1 of RADANT'S SUBDIVISIONOF LOTS 1 AND 19 OF ALBRECHT'S OUTLOTS TO DAKOTA COUNTY and said line there terminating, and which lies Easterly of the following described line: Commencing at the Northwest corner of said Lot 8; thence East along the North line thereof 2.16 feet to the point of beginning of the line to be described; thence South 99.06 feet to a point on the South line of said Lot 7 distant 22.76 feet East of the Southwest corner of said Lot 7 and said line there terminating. COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $185,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE:$181,223.90 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: April 19, 2012 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on October 19, 2012, unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED." Dated: February 17, 2012. U.S. Bank National Association Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 19-3446 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2918862 3/1-4/5/12

PUBLIC NOTICE

VICER: JPMorgan Chase Bank, National Association MORTGAGED PROPERTY ADDRESS: 709 9th Street, Farmington, MN 55024 TAX PARCEL I.D. #: 142250107030 LEGAL DESCRIPTION OF PROPERTY: Lot 3, Block 7, East Farmington Second Addition, Dakota County, Minnesota. COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $234,450.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $245,439.62 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: April 20, 2012 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on October 22, 2012, unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: February 22, 2012. JPMorgan Chase Bank, National Association Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 30-11822 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2923641 3/1-4/5/12

PUBLIC NOTICE

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PUBLIC NOTICE

within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on October 15, 2012, unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: February 15, 2012. U.S. Bank National Association Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 19-3412 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2923807 3/1-4/5/12

PUBLIC NOTICE

NOTICE OF INFORMAL PROBATE OF WILL AND INFORMAL APPOINTMENT OF PERSONAL REPRESENTATIVE AND NOTICE TO CREDITORS STATE OF MINNESOTA COUNTY OF DAKOTA DISTRICT COURT FIRST JUDICIAL DISTRICT Court File No.: 19HA-PR-12-195 In Re: Estate of GORDON A. HUISENTRUIT, a/k/a GORDON ALLEN HUISENTRUIT, Decedent. Notice is given that an Application for Informal Probate of Will and Informal Appointment of Personal Representative was filed with the Registrar, along with a Will dated June 28, 2011. The Registrar accepted the application and appointed Gordon L. Sick, whose address is 7357 Drew Avenue North, Brooklyn Park, MN 55443, to serve as the personal representative of the decedent’s estate. Any heir, devisee or other interested person may be entitled to appointment as personal representative or may object to the appointment of the personal representative. Any objection to the appointment of the personal representative must be filed with the Court, and any properly filed objection will be heard by the Court after notice is provided to interested persons of the date of hearing on the objection. Unless objections are filed, and unless the Court orders otherwise, the personal representative has the full power to administer the estate, including, after thirty (30) days from the issuance of letters testamentary, the power to sell, encumber, lease, or distribute any interest in real estate owned by the decedent. Notice is further given that, subject to Minn. Stat. § 524.3-801, all creditors having claims against the decedent’s estate are required to present the claims to the personal representative or to the Court within four (4) months after the date of this notice or the claims will be barred. Dated: 3/25/12 Heidi Carstensen Registrar Carolyn M. Renn Court Administrator Grannis & Hauge, P.A. David G. Keller MN# 124734 1260 Yankee Doodle Road Suite 200 Eagan, MN 55121-2201 Telephone: 651-456-9000 Facsimile: 651-454-4232 e-mail: kellerd@grannishauge.com 2953575 3/29-4/5/12

PUBLIC NOTICE

U.S. Bank National Association. Said Mortgage being Registered Land. TRANSACTION AGENT: NONE TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: NONE LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Anchor Bank, West Saint Paul, N.A. RESIDENTIAL MORTGAGE SERVICER: U.S. Bank Home Mortgage MORTGAGED PROPERTY ADDRESS: 300 Sherwood Court, West Saint Paul, MN 55118 TAX PARCEL I.D. #: 426515101130 LEGAL DESCRIPTION OF PROPERTY: Lot 13, Block 1, in Howard Runge's 2nd Addition COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $330,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $298,786.94 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: April 13, 2012 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on October 15, 2012, unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: February 15, 2012. U.S. Bank National Association Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 19-3714 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2921956 3/1-4/5/12

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: February 06, 2004 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $288,800.00 MORTGAGOR(S): Sarah Oster and Jay Oster, Wife and Husband MORTGAGEE: Mortgage Electronic Registration Systems, Inc., as nominee for Summit Mortgage Corp., its successors and assigns DATE AND PLACE OF REGISTERING: Registered: February 25, 2004 Dakota County Registrar of Titles Document Number: 0530960 ASSIGNMENTS OF MORTGAGE: And assigned to: Aurora Bank FSB Dated: November 09, 2011 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100061900000106976 Lender or Broker: Summit Mortgage Corp. Residential Mortgage Servicer: Aurora Bank, FSB Mortgage Originator: Not Applicable CERTIFICATE OF TITLE NUMBER: 130995 COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 6341 Beckman Ct, Inver Grove Heights, MN 55077-2167 Tax Parcel ID Number: 20-65951-02-170 LEGAL DESCRIPTION OF PROPERTY: Lot Seventeen (17), Block Two (2) in SALEM HILLS FARM SECOND ADDITION, according to the recorded plat thereof.

plat thereof. AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $292,693.59 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; that this is registered property; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: April 13, 2012 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on October 15, 2012, or the next business day if October 15, 2012 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: March 01, 2012 ASSIGNEE OF MORTGAGEE: Aurora Bank FSB Wilford, Geske & Cook P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 023400F01 2917161 3/1-4/5/12

PUBLIC NOTICE

NOTICE OF INFORMAL PROBATE OF WILL AND APPOINTMENT OF PERSONAL REPRESENTATIVE AND NOTICE TO CREDITORS STATE OF MINNESOTA COUNTY OF DAKOTA DISTRICT COURT PROBATE DIVISION FIRST JUDICIAL DISTRICT Court File No. 19HA-PR-12-117 ESTATE OF ELIZABETH ANN CAMPBELL, DECEDENT Notice is given that an application for informal probate of the Decedent’s will dated December 15, 2011, and codicil () to the will dated __________, and separate writing () under Minn. Stat. 524.2-513 (“Will”), has been filed with the Registrar. The application has been granted. Notice is also given that the Registrar has informally appointed ELIZABETH STARRETT REYNOLDS whose address is: 1131 W. RYAN, ROSEVILLE, MINNESOTA 55113 as personal representative of the Estate of the Decedent. Any heir, devisee or other interested person may be entitled to appointment as personal representative or may object to the appointment of the personal representative. Unless objections are filed with the Court (pursuant to Minn. Stat. 524.3-607) and the Court otherwise orders, the personal representative has full power to administer the Estate including, after 30 days from the date of issuance of letters, the power to sell, encumber, lease or distribute real estate. Any objections to the probate of the will or appointment of the Personal Representative must be filed with this Court and will be heard by the Court after the filing of an appropriate petition and proper notice of hearing. Notice is also given that (subject to Minn. 524.3-801) all creditors having claims against the Estate are required to present the claims to the personal representative or to the Court Administrator within four months after the date of this Notice or the claims will be barred. Date: 2/16/12 Heidi Carstensen Registrar Carolyn M. Renn Court Administrator Attorney For Personal Representative Douglas B. Fink Law Offices, P.A. 101 East Fifth Street, Suite 2300 St. Paul, Minnesota 55101 (651) 292-0973 Attorney Registration No. 29257 2947876 3/29-4/5/12P

�� DATE �� OF MORTGAGE: November 13,

PUBLIC NOTICE

NOTICE OF INFORMAL PROBATE OF WILL AND APPOINTMENT OF PERSONAL REPRESENTATIVE AND NOTICE TO CREDITORS STATE OF MINNESOTA COUNTY OF DAKOTA DISTRICT COURT PROBATE DIVISION FIRST JUDICIAL DISTRICT Court File No. 19HA-PR-12-187 Estate of Joanne Clarice Mickelson, Decedent Notice is given that an application for informal probate of the Decedent’s will dated March 19, 1974 (“Will”), has been filed with the Registrar. The application has been granted. Notice is also given that the Registrar has informally appointed Laura C. Mickelson, whose address is: 14635 Bloomfield Path, Rosemount, MN 55068 as personal representative of the Estate of the Decedent. Any heir, devisee or other interested person may be entitled to appointment as personal representative or may object to the appointment of the personal representative. Unless objections are filed with the Court (pursuant to Minn. Stat. 524.3-607) and the Court otherwise orders, the personal representative has full power to administer the Estate including, after 30 days from the date of issuance of letters, the power to sell, encumber, lease or distribute real estate. Any objections to the probate of the will or appointment of the Personal Representative must be filed with this Court and will be heard by the Court after the filing of an appropriate petition and proper notice of hearing. Notice is also given that (subject to Minn. Stat. 524.3-801) all creditors having claims against the Estate are required to present the claims to the personal representative or to the Court Administrator within four months after the date of this Notice or the claims will be barred. Date: 3/23/12 Heidi Carstensen Registrar Carolyn M. Renn Court Administrator Attorney for Applicant Thomas B. Schway Law Office of Thomas B. Schway 6230 Tenth Street North, Suite 410 Oakdale, MN 55128 Attorney License No.: 130580 Telephone: (651) 731-6243 FAX: (651) 731-4111 2953231 3/29-4/5/12

PUBLIC NOTICE

NOTICE OF INFORMAL PROBATE OF WILL AND INFORMAL APPOINTMENT OF PERSONAL REPRESENTATIVE AND NOTICE TO CREDITORS STATE OF MINNESOTA COUNTY OF DAKOTA DISTRICT COURT FIRST JUDICIAL DISTRICT Court File No.: 19HA-PR-12-194 In Re: Estate of DAVID EUGENE MORAN, Sr., Decedent. Notice is given that an Application for Informal Probate of Will and Informal Appointment of Personal Representative was filed with the Registrar, along with a Will dated April 19, 2002. The Registrar accepted the application and appointed Joanne R. Moran, whose address is 19240 Ingleside Court, Lakeville, MN 55044, to serve as the personal representative of the decedent’s estate. Any heir, devisee or other interested person may be entitled to appointment as personal representative or may object to the appointment of the personal representative. Any objection to the appointment of the personal representative must be filed with the Court, and any properly filed objection will be heard by the Court after notice is provided to interested persons of the date of hearing on the objection. Unless objections are filed, and unless the Court orders otherwise, the personal representative has the full power to administer the estate, including, after thirty (30) days from the issuance of letters testamentary, the power to sell, encumber, lease, or distribute any interest in real estate owned by the decedent. Notice is further given that, subject to Minn. Stat. § 524.3-801, all creditors having claims against the decedent’s estate are required to present the claims to the personal representative or to the Court within four (4) months after the date of this notice or the claims will be barred. Dated: 3/25/12 Heidi Carstensen Registrar Carolyn M. Renn Court Administrator GUZMAN LAW FIRM, P.A. Lori L. Guzman, Att’y Reg. No. 285808 14847 Energy Way Apple Valley, MN 55124 Telephone: (952) 432-0648 Facsimile: (952) 431-2491 e-mail: lori@guzmanlaw.com 2953502 3/29-4/5/12

PUBLIC NOTICE

2007 MORTGAGOR: Jayne Davis, a single person. MORTGAGEE: Mortgage Electronic Registration Systems, Inc.. DATE AND PLACE OF RECORDING: Registered November 26, 2007, Dakota County Registrar of Titles, Document No. 620507, Certificate of Title No. 143895. ASSIGNMENTS OF MORTGAGE: Assigned to: U.S. Bank National Association. Said Mortgage being Registered Land. TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100249120000123575 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Marketplace Home Mortgage, LLC RESIDENTIAL MORTGAGE SERVICER: U.S. Bank Home Mortgage MORTGAGED PROPERTY ADDRESS: 7364 Bolton Way, Inver Grove Heights, MN 55076 TAX PARCEL I.D. #: 207325004022 LEGAL DESCRIPTION OF PROPERTY: Unit No. 22, CIC No. 202, Summit Village Condominium, Dakota County, Minnesota COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $172,400.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $168,186.17 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: April 20, 2012 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on October 22, 2012, unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: February 22, 2012. U.S. Bank National Association Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 19-3724 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2923727 3/1-4/5/12

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: October 25, 2005 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $122,500.00 MORTGAGOR(S): Richard Boals, an unmarried man MORTGAGEE: Mortgage Electronic Registration Systems, Inc. as nominee for Countrywide Bank, N.A., its successors and assigns DATE AND PLACE OF RECORDING: Recorded: November 07, 2005 Dakota County Recorder Document Number: 2378870 ASSIGNMENTS OF MORTGAGE: And assigned to: The Bank of New York Mellon fka the Bank of New York as Trustee for the Certificateholders CWALT, Inc. Alternative Loan Trust 2005-76 Mortgage Pass-through Certificates, Series 2005-76 Dated: January 13, 2010 Recorded: January 14, 2010 Dakota

��

�� 02 28707 02 030 LEGAL DESCRIPTION �� Recorded: January 14, 2010 Dakota County Recorder Document Number: 2707775 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100133700010176215 Lender or Broker: Countrywide Bank, N.A. Residential Mortgage Servicer: Bank of America, N.A. Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 3898 Rahn Rd, Eagan, MN 55122-1523 Tax Parcel ID Number: 10-84700-01-020 LEGAL DESCRIPTION OF PROPERTY: Lot 2, Block 1, Woodhaven Addition and an undivided 1/4 interest in Lot 1, Block 1, Woodhaven Addition, Dakota County, Minnesota. AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $133,971.64 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: April 13, 2012 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on October 15, 2012, or the next business day if October 15, 2012 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: March 01, 2012 ASSIGNEE OF MORTGAGEE: The Bank of New York Mellon fka the Bank of New York as Trustee for the Certificateholders CWALT, Inc. Alternative Loan Trust 2005-76 Mortgage Pass-through Certificates, Series 2005-76 Wilford, Geske & Cook P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 010725F03 2921622 3/1-4/5/12

PUBLIC NOTICE

OF PROP-

ERTY: Lot 3, Block 2, Garden Homes 7th Addition COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $178,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $180,698.86 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: April 17, 2012 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on October 17, 2012, unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: February 15, 2012. U.S. Bank National Association Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 19-3502 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2923776 3/1-4/5/12

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: August 22, 2008 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $139,359.00 MORTGAGOR(S): Brian Lee Sandberg, Husband and Sheryl J. Sandberg, Wife MORTGAGEE: Mortgage Electronic Registration Systems, Inc., as nominee for Suntrust Mortgage, Inc. its successors and assigns DATE AND PLACE OF RECORDING: Recorded: October 06, 2008 Dakota County Recorder Document Number: 2616384 ASSIGNMENTS OF MORTGAGE: And assigned to: Suntrust Mortgage, Inc. Dated: September 21, 2011 Recorded: September 22, 2011 Dakota County Recorder Document Number: 2820586 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100010402834914057 Lender or Broker: Suntrust Mortgage, Inc Residential Mortgage Servicer: SunTrust Mortgage, Inc. Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 773 Evergreen Ct, Burnsville, MN 55337-4672 Tax Parcel ID Number: 02-84810-01-065 LEGAL DESCRIPTION OF PROPERTY: Lot 65, Block 1, Wood Park Plat Eleven, Dakota County, Minnesota AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $144,249.91 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: April 13, 2012 at 10:00 AM

2012 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on October 15, 2012, or the next business day if October 15, 2012 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: March 01, 2012 ASSIGNEE OF MORTGAGEE: Suntrust Mortgage, Inc. Wilford, Geske & Cook P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 022331F03 2920294 3/1-4/5/12

PUBLIC NOTICE

ORDER TO SHOW CAUSE STATE OF MINNESOTA COUNTY OF DAKOTA DISTRICT COURT FIRST JUDICIAL DISTRICT COURT FILE NO. 19HA-CV-12-1330 In the Matter of the Petition of: U.S. Bank, National Association, in Relation to Certificate of Title No. 132580 issued for land in the County of Dakota and State of Minnesota legally described as follows: Lot Eleven (11), Block Two (2), COBBLESTONE MANOR, according to the recorded plat thereof. TO: JOSEPH E. HURNEY; RACHAEL BENNETT; and to parties, if any, in possession of said premises adverse to the Petitioner. Upon receiving and filing the Report of the Examiner of Titles in the above entitled matter, IT IS HEREBY ORDERED, that you and all persons interested, appear before this Court on the 23rd day of May, 2012, at 9:00 a.m. in the Dakota County Government Center, Hastings, Minnesota, and then, or as soon thereafter as said matter can be heard, show cause, if any there be, why this Court should not enter an Order as follows: That the Registrar of Titles, upon the filing with him of a certified copy of this Order, cancel Certificate of Title No. 132580 and enter a new Certificate of Title for the land therein described in favor of U.S. Bank, National Association, subject to the memorials of Document Nos. 122032 and 549349 but free from all other memorials now appearing on the present Certificate of Title, the last of which is Document No. 682706, and free also from the Memorial of this Order. IT IS FURTHER ORDERED, that this Order be served: a) at least 10 days prior to such hearing upon the above named parties residing in this State in the manner provided by law for the service of Summons in a civil action; b) it shall be served at least 14 days prior to such hearing upon any of the above named nonresidents by sending a copy of this Order to such nonresident at his post office address, by registered or certified mail, return receipt; c) it shall be served upon any party who cannot be found by two weeks published notice and by sending a copy of this Order at least 14 days prior to the hearing by first class mail to such party at this last known address and by sending another copy of this Order at least 14 days prior to the hearing by first class mail to his address as stated on the Certificate of Title if an address is so stated. DATED: 3/22/12 BY THE COURT: Shawn M. Moynihan Judge of District Court APPROVED: JAMES P. O’CONNELL EXAMINER OF TITLES BY: /s/ James P. O’Connell JAMES P. O’CONNELL Attorney for Petitioner: Adam Soczynski Usset, Weingarden & Liebo, PLLP 4500 Park Glen Road, #300 Minneapolis, MN 55416 Attendance is not required at said hearing except to object to the entry of the above described Order. 2962145 4/5-4/12/12

PUBLIC NOTICE PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: July 7, 2004 MORTGAGOR: Vanessa L. Kahle, a single person. MORTGAGEE: C i t i M o r t g a g e , I n c . , successor by merger with ABN AMRO Mortgage Group, Inc. DATE AND PLACE OF RECORDING: Recorded September 16, 2004, Dakota County Recorder, Document No. 2248204. ASSIGNMENTS OF MORTGAGE: NONE TRANSACTION AGENT: NONE TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: NONE LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: ABN AMRO Mortgage Group, Inc. RESIDENTIAL MORTGAGE SERVICER: CitiMortgage, Inc. MORTGAGED PROPERTY ADDRESS: 8612 Holland Avenue, Apple Valley, MN 55124 T A X P A R C E L I . D . # : 01-27503-010-01 LEGAL DESCRIPTION OF PROPERTY: Lot 1, Block 1, Forest Park Estates 4th Addition, Dakota County, Minnesota. COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $322,700.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $310,404.12 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: March 30, 2012 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on _October 1, 2012, unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: January 31, 2012. CitiMortgage, Inc. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 10-6899 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE Pursuant to the provisions of Minnesota Statutes 580.07, the foregoing foreclosure sale is postponed until May 11, 2012 at 10:00 AM at the Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN, in said county and state. Dated: March 28, 2012. CitiMortgage, Inc. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 10-6899 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2956117 4/5/12

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: March 10, 2006 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $147,750.00 MORTGAGOR(S): Kimberly A. Giacomini and Jeffrey Giacomini, wife and husband MORTGAGEE: Mortgage Electronic Registration Systems, Inc. as nominee for Countrywide Bank, N.A., its successors and assigns DATE AND PLACE OF RECORDING: Recorded: March 28, 2006 Dakota County Recorder Document Number: 2416210 ASSIGNMENTS OF MORTGAGE: And assigned to: Bank of America, N.A. Dated: March 02, 2012 Recorded: March 06, 2012 Dakota County Recorder Document Number: 2853832 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 1001337-0001263643-0 Lender or Broker: Countrywide Bank, N.A. Residential Mortgage Servicer: Bank of America, N.A. Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 4439 Cinnamon Ridge Cir, Eagan, MN 55122-2393 Tax Parcel ID Number: 10-17402-04-071 LEGAL DESCRIPTION OF PROPERTY: That part of Lot 7, Block 4, Cinnamon Ridge 3rd Addition, lying southerly of a line drawn from a point on the East line of said Lot 7, distant 32.58 feet North from the Southeast corner thereof to a point on the West line of said Lot 7, distant 39.07 feet North from the Southwest corner thereof, Dakota County, Minnesota. AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $153,342.32 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: May 18, 2012 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on November 19, 2012, or the next business day if November 19, 2012 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: April 05, 2012 ASSIGNEE OF MORTGAGEE: Bank of America, N.A. Wilford, Geske & Cook P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 024511F01 2958755 4/5-5/10/12

PUBLIC NOTICE

Recorded June 2, 2006, Dakota County Recorder, Document No. 2434474. ASSIGNMENTS OF MORTGAGE: Assigned to: U.S. Bank National Association. TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100021278908365732 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: U.S. Bank National Association RESIDENTIAL MORTGAGE SERVICER: U.S. Bank Home Mortgage MORTGAGED PROPERTY ADDRESS: 8764 Brunell Way, Inver Grove Heights, MN 55076 TAX PARCEL I.D. #: 201177702203 LEGAL DESCRIPTION OF PROPERTY: Unit No. 203, Common Interest Community No. 306, a Condominium, the Gables at Arbor Pointe, Dakota County, Minnesota COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $180,600.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $173,899.71 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: April 17, 2012 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on October 17, 2012, unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: February 15, 2012. U.S. Bank National Association Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 19-3377 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2923802 3/1-4/5/12

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE DATE: March 1, 2012 YOU ARE NOTIFIED that default has occurred in the conditions of the following described Mortgage: INFORMATION REGARDING MORTGAGE TO BE FORECLOSED 1. Date of Mortgage: July 29, 2002 2. Mortgagors: Koshak Properties, LLC 3. Mortgagees: M&I Marshall & Ilsley Bank 4. Recording Information: Recorded on September 27, 2002, as Document Number 1941266, in the Office of the County Recorder of Dakota County, Minnesota. 5. Assignments of Mortgage, if any: Not applicable. M&I Marshall & Ilsley Bank has changed its name or identity to BMO Harris Bank National Association as a result of merger, consolidation, amendment to charter or articles of incorporation, or conversion of articles of incorporation or charter from federal to state, state to federal, or from one form of entity to another. For additional assignments of Mortgage, provide the relevant information below. Not applicable. INFORMATION REGARDING MORTGAGED PREMISES 6. Tax parcel identification number of the mortgaged premises:

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of the mortgaged premises: 02-31900-03-021 7. Legal description of the mortgaged premises: The West 90 feet of Lot 1, and the East 70 feet of Lot 2, Block 3, Happe Properties Commercial Park, Dakota County, Minnesota Abstract Property 8. The physical street address, city, and zip code of the mortgaged premises: 1831 121st Street East, Burnsville, MN 55337 OTHER FORECLOSURE DATA 9. The person holding the Mortgage is not a transaction agent, as defined by Minn. Stat. 58.02, subd. 30. The name(s) of the residential mortgage servicer and the lender or broker, as defined in Minn. Stat. 58.02, is/are: Not applicable. 10. If stated on the Mortgage, the name of the mortgage originator, as defined in Minn. Stat. 58.02, is: Not applicable. INFORMATION REGARDING FORECLOSURE 11. The requisites of Minn. Stat. 580.02 have been satisfied. 12. The original principal amount secured by the Mortgage was $514,400.00. 13. At the date of this notice the amount due on the Mortgage, including taxes, if any, paid by the holder of the Mortgage, is: $432,944.46. 14. Pursuant to the power of sale in the Mortgage, the Mortgage will be foreclosed, and the mortgaged premises will be sold by the Sheriff of Dakota County, Minnesota, at public auction on April 13, 2012, 10:00 a.m., in the lobby of the Dakota County Sheriff's Office located at the Law Enforcement Center, 1580 Highway 55, Hastings, MN 55033. 15. The time allowed by law for redemption by Mortgagor or Mortgagor's personal representatives or assigns is six (6) months after the date of sale. 16. Minn. Stat. 580.04(b) provides, "If the real estate is an owner-occupied, single-family dwelling, the notice must also specify the date on or before which the mortgagor must vacate the property if the mortgage is not reinstated under section 580.30 or the property redeemed under section 580.23." If this statute applies, the time to vacate the property is 11:59 p.m. on: Not applicable. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. Name of Mortgagee or Mortgage Assignee: BMO Harris Bank National Association Name and address of Attorney for Mortgagee or Mortgage Assignee: David J. Yung Barnes & Thornburg LLP 225 S. 6th Street, Suite 2800 Minneapolis, MN 55402 2924191 3/1-4/5/12

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: April 23, 2003 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $145,000.00 MORTGAGOR(S): Guy C. Normandeau and Constance D. Normandeau, husband and wife MORTGAGEE: IBM Mid America Employees Federal Credit Union DATE AND PLACE OF RECORDING: Recorded: June 05, 2003 Dakota County Recorder Document Number: 2057579 Transaction Agent: Not Applicable Transaction Agent Mortgage Identification Number: Not Applicable Lender or Broker: IBM Mid America Employees Federal Credit Union Residential Mortgage Servicer: Think Credit Union Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 7120 Upper 163rd St W, Rosemount, MN 55068-1025 Tax Parcel ID Number: 22-21175-04-050 LEGAL DESCRIPTION OF PROPERTY: Lot 5, Block 4, Donnay's Valley Park 6th, Dakota County, Minnesota. AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $132,135.82 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: April 20, 2012 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed

ments, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on October 22, 2012, or the next business day if October 22, 2012 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: March 08, 2012 MORTGAGEE: Think Mutual Bank F/K/A IBM Mid America Employees Federal Credit Union Wilford, Geske & Cook P.A. Attorneys for Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 023428F04 2925694 3/8-4/12/12

PUBLIC NOTICE

redeemed under section 580.23 is 11:59 p.m. on October 29, 2012 unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: February 27, 2012. Deutsche Bank National Trust Company, as trustee Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 40-3323 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2930276 3/8-4/12/12

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: M a r c h 3 1 , 1998 MORTGAGORS: Jeffrey R. Wiegand and Carolyn M. Wiegand, husband and wife. MORTGAGEE: D i s c o v e r M o r t g a g e Corporation. DATE AND PLACE OF RECORDING: Recorded May 19, 1998, Dakota County Recorder, Document No. 1501604. ASSIGNMENTS OF MORTGAGE: Assigned to: Standard Federal Bank. And thereafter assigned to: CitiMortgage, Inc.. TRANSACTION AGENT: NONE TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: NONE LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Discover Mortgage Corporation RESIDENTIAL MORTGAGE SERVICER: CitiMortgage, Inc. MORTGAGED PROPERTY ADDRESS: 8724 Highwood Way, Apple Valley, MN 55124 T A X P A R C E L I . D . # : 01-33901-030-01 LEGAL DESCRIPTION OF PROPERTY: Lot 3, Block 1, Hunters Wood Second Addition. Dakota County COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $160,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $133,183.87 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: April 27, 2012 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on October 29, 2012, unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT

LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: February 23, 2012. CitiMortgage, Inc. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 10-6822 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2930147 3/8-4/12/12

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: May 7, 2004 MORTGAGOR: Thomas A. Stark and Mary A. Stark, Husband and Wife. MORTGAGEE: Mortgage Electronic Registration Systems, Inc.. DATE AND PLACE OF RECORDING: Filed June 17, 2004, Dakota Registrar of Titles, Document No. 539808 on Certificate of Title No. 132058. ASSIGNMENTS OF MORTGAGE: Assigned to: U.S. Bank National Association. Said Mortgage being Registered Land. TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100021278920257529 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: U.S. Bank National Association RESIDENTIAL MORTGAGE SERVICER: U.S. Bank Home Mortgage, a division of U.S. Bank National Association MORTGAGED PROPERTY ADDRESS: 19744 Meadowlark Way, Farmington, MN 55024 TAX PARCEL I.D. #: 148250108275 LEGAL DESCRIPTION OF PROPERTY: Unit No. 275, Common Interest Community No. 323, A Condominium, Vermillion Grove Condominiums, Dakota County, Minnesota. COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $172,752.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $157,567.00 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: May 25, 2012 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on November 26, 2012, unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: March 31, 2012. U.S. Bank National Association Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 19-3689 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2962762 4/5-5/10/12

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PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: O c t o b e r 2 0 , 2009 MORTGAGOR: P a m e l a J a y n e Mikkalson AKA Pamela J. Mikkalson and Peter D. Mikkalson, Wife and Husband. MORTGAGEE: Mortgage Electronic Registration Systems, Inc.. DATE AND PLACE OF RECORDING: Recorded November 10, 2009 Dakota County Recorder, Document No. 2695801. ASSIGNMENTS OF MORTGAGE: Assigned to: JPMorgan Chase Bank, National Association. TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100061907000124966 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Summit Mortgage Corporation RESIDENTIAL MORTGAGE SERVICER: JPMorgan Chase Bank, National Association MORTGAGED PROPERTY ADDRESS: 111 11TH Avenue South, South Saint Paul, MN 55075 TAX PARCEL I.D. #: 364880002280 LEGAL DESCRIPTION OF PROPERTY: Lot 28, Block 2, Minnesota and Northwestern Addition, Dakota County, Minnesota COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $143,569.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $147,965.22 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: May 11 , 2012 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on November 12, 2012, unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: March 19, 2012. JPMorgan Chase Bank, National Association Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 30-11117 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2952976 3/29-5/3/12

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: May 28, 2004 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $165,300.00 MORTGAGOR(S): Eric Berchtold and Jamie Berchtold, husband and wife MORTGAGEE: Mortgage Electronic Registration Systems, Inc. as nominee for 1st Trust Mortgage Corporation, its successor and assigns. DATE AND PLACE OF REGISTERING:

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Registered: July 28, 2004 Dakota County Registrar of Titles Document Number: 543148 ASSIGNMENTS OF MORTGAGE: And assigned to: New York Community Bank Dated: February 03, 2012 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100162500012494887 Lender or Broker: 1st Trust Mortgage Corporation Residential Mortgage Servicer: New York Community Bank Mortgage Originator: Not Applicable CERTIFICATE OF TITLE NUMBER: 132481 COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 719 1st Ave S, South St Paul, MN 55075-3002 Tax Parcel ID Number: 36-46000-02-190 LEGAL DESCRIPTION OF PROPERTY: Lot Nineteen (19), in Block Two (2), of Lorraine Park Addition to the City of South St. Paul, Dakota County, Minnesota. AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $150,044.39 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; that this is registered property; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: April 20, 2012 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on October 22, 2012, or the next business day if October 22, 2012 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: March 08, 2012 ASSIGNEE OF MORTGAGEE: New York Community Bank Wilford, Geske & Cook P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 024015F01 2927319 3/8-4/12/12

PUBLIC NOTICE

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�� tuted at�� law or otherwise to recover the debt secured by said mortgage, or any �� 20 44001 07 304 LEGAL DESCRIPTION OF PROPERTY: Unit 2304, Lafayette Park, Common Interest Community Number 370, Dakota County, Minnesota Subject to Easements,Restrictions and Reservations of record, if any. COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $190,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $187,196.15 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: April 26, 2012 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on October 26, 2012, unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: February 23, 2012. Liberty Savings Bank, FSB Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 90-2612 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2930170 3/8-4/12/12

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: April 15, 2005 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $204,000.00 MORTGAGOR(S): Peter Rosen and Jennine McDonough, Husband and Wife MORTGAGEE: Mortgage Electronic Registration Systems, Inc., as nominee for Ownit Mortgage Solutions, Inc., its successors and assigns DATE AND PLACE OF RECORDING: Recorded: April 25, 2005 Dakota County Recorder Document Number: 2315762 LOAN MODIFICATION: Dated: February 17, 2010 Recorded: February 25, 2010 Document Number: 2716134 ASSIGNMENTS OF MORTGAGE: And assigned to: HSBC Bank USA, National Association, as Trustee for Ownit Mortgage Loan Trust, Mortgage Loan Asset-Backed Certificates, Series 2005-3 Dated: October 28, 2011 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100224620000621634 Lender or Broker: Ownit Mortgage Solutions, Inc Residential Mortgage Servicer: Ocwen Loan Servicing, LLC Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 4343 Fox Ridge Ct, Eagan, MN 55122-2257 Tax Parcel ID Number: 10-72976-06-100 LEGAL DESCRIPTION OF PROPERTY: Lot 10, Block 6, Sun Cliff Second Addition, Dakota County, Minnesota AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $210,567.09 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the

part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: April 20, 2012 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on October 22, 2012, or the next business day if October 22, 2012 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: March 08, 2012 ASSIGNEE OF MORTGAGEE: HSBC Bank USA, National Association, as Trustee for Ownit Mortgage Loan Trust, Mortgage Loan Asset-Backed Certificates, Series 2005-3 Wilford, Geske & Cook P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 022476F01 2924957 3/8-4/12/12

PUBLIC NOTICE

personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on October 26, 2012, unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: February 27, 2012. CitiMortgage, Inc. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 10-6970 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2930161 3/8-4/12/12

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: May 12, 2004 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $121,520.00 MORTGAGOR(S): Susan Reishus-LaBounty, an unmarried woman MORTGAGEE: Mortgage Electronic Registration Systems, Inc., as nominee for America's Wholesale Lender, its successors and assigns DATE AND PLACE OF RECORDING: Recorded: June 22, 2004 Dakota County Recorder Document Number: 2218119 ASSIGNMENTS OF MORTGAGE: And assigned to: THE BANK OF NEW YORK MELLON FKA THE BANK OF NEW YORK, AS TRUSTEE FOR THE CERTIFICATEHOLDERS OF THE CWMBS INC., CHL MORTGAGE PASS-THROUGH TRUST 2004-12, MORTGAGE PASS THROUGH CERTIFICATES, SERIES 2004-12 Dated: August 19, 2012 Recorded: November 17, 2011 Dakota County Recorder Document Number: 2831404 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100015700037241292 Lender or Broker: America's Wholesale Lender Residential Mortgage Servicer: Bank of America, N.A. Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 15834 Fleet Trl, Apple Valley, MN 55124-6013 Tax Parcel ID Number: 01-63402-30-352 LEGAL DESCRIPTION OF PROPERTY: Unit No. 352, CIC No. 280, Regatta Courthomes II, Dakota County, Minnesota AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $125,632.28 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: April 20, 2012 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on October 22, 2012, or the next business day if October 22, 2012 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION.

AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: March 08, 2012 ASSIGNEE OF MORTGAGEE: THE BANK OF NEW YORK MELLON FKA THE BANK OF NEW YORK, AS TRUSTEE FOR THE CERTIFICATEHOLDERS OF THE CWMBS INC., CHL MORTGAGE PASS-THROUGH TRUST 2004-12, MORTGAGE PASS THROUGH CERTIFICATES, SERIES 2004-12 Wilford, Geske & Cook P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 022769F01 2929135 3/8-4/12/12

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: October 22, 2004 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $475,786.00 MORTGAGOR(S): Brent T. Mellett and Adriana Mellett, husband and wife MORTGAGEE: Anchor Bank Farmington, N.A. DATE AND PLACE OF RECORDING: Recorded: November 29, 2004 Dakota County Recorder Document Number: 2271456 LOAN MODIFICATION: Dated: June 01, 2010 Recorded: August 23, 2010 Document Number: 2747913 ASSIGNMENTS OF MORTGAGE: And assigned to: Mortgage Electronic Registration Systems, Inc. Dated: October 22, 2004 Recorded: November 29, 2004 Dakota County Recorder Document Number: 2271458 And assigned to: New York Community Bank Dated: June 15, 2011 Recorded: June 27, 2011 Dakota County Recorder Document Number: 2807128 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100162500016619976 Lender or Broker: Anchor Bank Farmington, N.A. Residential Mortgage Servicer: New York Community Bank Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 20825 Bentley Ct, Farmington, MN 55024-8510 Tax Parcel ID Number: 12-29500-01-060 LEGAL DESCRIPTION OF PROPERTY: Lot 6, Block 1, Ferris Estates, Dakota County, Minnesota. AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $490,381.45 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: May 11, 2012 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within five (5) weeks from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on June 15, 2012, or the next business day if June 15, 2012 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. DATED: March 29, 2012 ASSIGNEE OF MORTGAGEE: New York Community Bank Wilford, Geske & Cook P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 021011F03 2950922 3/29-5/3/12

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN: That default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: March 27, 2006 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $236,000.00 MORTGAGOR(S): Lywa Tuy and Sophan Tuy, Husband and Wife as Joint Tenants MORTGAGEE: Argent Mortgage Company, LLC SERVICER: Ocwen Loan Servicing, LLC LENDER: Argent Mortgage Company, LLC. DATE AND PLACE OF FILING: Dakota County Minnesota, Recorder , on April 17, 2006, as Document No. 2421109. ASSIGNED TO: U.S. Bank, National Association, as Trustee for C-BASS 2006-CB7 Trust, Mortgage Loan Asset-Backed Certificates, Series 2006-CB7 Dated: February 7, 2012 , and recorded February 22, 2012 by Document No. 2850815 . LEGAL DESCRIPTION OF PROPERTY: Lot Fifteen (15), Block Two (2), Paula`s Third Addition, Dakota County, Minnesota. PROPERTY ADDRESS: 13430 Washburn Ave South, Burnsville, MN 55337 PROPERTY I.D: 02-56702-02-150 COUNTY IN WHICH PROPERTY IS LOCATED: Dakota THE AMOUNT CLAIMED TO BE DUE ON THE MORTGAGE ON THE DATE OF THE NOTICE: Two Hundred Eighty Thousand Four Hundred Ninety-Five and 86/100 ($280,495.86) THAT no action or proceeding has been instituted at law to recover the debt secured by said mortgage, or any part thereof; that there has been compliance with all pre-foreclosure notice and acceleration requirements of said mortgage, and/or applicable statutes; PURSUANT, to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: 10:00 AM on May 15, 2012 PLACE OF SALE: Sheriff`s Mai n Office, Law Enforcement Center, 1580 Highway 55, Hastings MN 55033-2343 to pay the debt then secured by said mortgage and taxes, if any actually paid by the mortgagee, on the premises and the costs and disbursements allowed by law. The time allowed by law for redemption by said mortgagor(s), their personal representatives or assigns is 6.00 months from the date of sale. If Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on November 15, 2012, or the next business day if November 15, 2012 falls on a Saturday, Sunday or legal holiday. "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR`S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: March 29, 2012 U.S. Bank, National Association, as Trustee for C-BASS 2006-CB7 Trust, Mortgage Loan Asset-Backed Certificates, Series 2006-CB7 Randall S. Miller & Associates, PLLC Attorneys for Assignee of Mortgage/ Mortgagee One Financial Plaza, 120 South Sixth Street, Suite 1100 Minneapolis, MN 55402 Phone: 612-573-3677 Our File No. 11MN00919-1 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. A-4219367 03/29/2012, 04/05/2012, 04/12/2012, 04/19/2012, 04/26/2012, 05/03/2012 2950698 3/29-5/3/12

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: June 23, 2005 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $208,000.00 MORTGAGOR(S): Domingo Delos Santos and Lerma Delos Santos, husband and wife MORTGAGEE: Pillar Mortgage Services Corporation DATE AND PLACE OF RECORDING: Recorded: July 19, 2005 Dakota County Recorder Document Number: 2341590 ASSIGNMENTS OF MORTGAGE: And assigned to: Mortgage Electronic Registration Systems, Inc. Dated: July 12, 2005 Recorded: November 10, 2005 Dakota County Recorder Document Number: 2379686 And assigned to: The Bank Of New York Mellon Fka The Bank Of New York As Trustee For The Certificate-

York As Trustee For The Certificate holders CWALT, Inc. Alternative Loan Trust 2005-J12 Mortgage Pass-through Certificates, Series 2005-J12 Dated: November 18, 2008 Recorded: December 09, 2008 Dakota County Recorder Document Number: 2626119 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100077910004212821 Lender or Broker: Pillar Mortgage Services Corporation Residential Mortgage Servicer: Bank of America, N.A. Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 1426 Circle Dr, Burnsville, MN 55337-5804 Tax Parcel ID Number: 02.82202.02.150 LEGAL DESCRIPTION OF PROPERTY: Lot 15, Block 2, Vista View 3rd Addition, Dakota County, Minnesota. AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $260,727.55 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: April 20, 2012 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on October 22, 2012, or the next business day if October 22, 2012 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: March 08, 2012 ASSIGNEE OF MORTGAGEE: The Bank Of New York Mellon Fka The Bank Of New York As Trustee For The Certificateholders CWALT, Inc. Alternative Loan Trust 2005-J12 Mortgage Pass-through Certificates, Series 2005-J12 Wilford, Geske & Cook P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 012043F02 2925744 3/8-4/12/12

PUBLIC NOTICE

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1141 South 8TH Avenue, South Saint Paul, MN 55075 T A X P A R C E L I . D . # : 36-32100-03-210 LEGAL DESCRIPTION OF PROPERTY: The North half of Lot 20 and all of Lot 21, Block 3, Hauses Addition to South St. Paul, together with the West half of vacated alley adjoining which accrued thereto by reason of vacation thereof, Dakota County, Minnesota COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $198,400.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $230,583.98 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: April 26, 2012 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on October 26, 2012, unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: February 22, 2012. US Bank, National Association as Trustee Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 30-11901 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2930246 3/8-4/12/12

PUBLIC NOTICE

COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $235,650.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $209,026.26 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: April 27, 2012 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on October 29, 2012, unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: February 27, 2012. Green Tree Servicing LLC Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 8-55 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2930127 3/8-4/12/12

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: July 27, 2007 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $183,200.00 MORTGAGOR(S): Mark R. Chalmers, an unmarried man MORTGAGEE: Mortgage Electronic Registration Systems, Inc. as nominee for Countrywide Bank, FSB., its successors and assigns DATE AND PLACE OF RECORDING: Recorded: September 26, 2007 Dakota County Recorder Document Number: 2546357 AND CORRECTIVE MORTGAGE RECORDING: December 08, 2008 Dakota County Recorder Document Number: 2625836 ASSIGNMENTS OF MORTGAGE: And assigned to: Bank of America, N.A., successor by merger to BAC Home Loans Servicing, LP Dated: January 12, 2012 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 1001337-0002343395-9 Lender or Broker: Countrywide Bank, FSB Residential Mortgage Servicer: Saxon Mortgage Services, Inc. Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 23 Arbor Ln, Farmington, MN 55024-8454 Tax Parcel ID Number: 14.15304.03.010 LEGAL DESCRIPTION OF PROPERTY: Lot 1, Block 3, Bristol Square Fifth Addition, Dakota County, Minnesota. AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $227,223.72 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: April 20, 2012 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota

sota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on October 22, 2012, or the next business day if October 22, 2012 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: March 08, 2012 ASSIGNEE OF MORTGAGEE: Bank of America, N.A., successor by merger to BAC Home Loans Servicing, LP f/k/a Countrywide Home Loans Servicing, LP Wilford, Geske & Cook P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 022197F01 2929153 3/8-4/12/12

PUBLIC NOTICE

owner occupied, single family dwell ing, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on October 29, 2012, unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: February 27, 2012. U.S. Bank National Association Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 19-3505 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2930436 3/8-4/12/12

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: S e p t e m b e r 18, 2006 MORTGAGORS: M a r k W i n t e r a n d Elizabeth Winter, Husband and Wife. MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Registered October 13, 2006, Dakota County Registrar of Titles, Document No. 599495, Certificate of Title No. 134259. ASSIGNMENTS OF MORTGAGE: Assigned to: U.S. Bank National Association, as trustee for J.P. Morgan Alternative LoanTrust 2007-S1. Said Mortgage being Registered Land. TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100131020608461933 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: American Mortgage Network, Inc. RESIDENTIAL MORTGAGE SERVICER: JPMorgan Chase Bank, National Association MORTGAGED PROPERTY ADDRESS: 4053 Martin Lane, Hastings, MN 55033 TAX PARCEL I.D. #: 197105502030 LEGAL DESCRIPTION OF PROPERTY: Lot Three (3), Block Two (2), South Pines 6, Dakota County, Minnesota COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $296,800.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $317,907.59 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: April 27, 2012 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on October 29, 2012, unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER

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��UNDER �� CIAL ORDER IS ENTERED MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG NOTICE OF MORTGAGE OTHER THINGS, THAT THE MORTFORECLOSURE SALE GAGED PREMISES ARE IMPROVED THE RIGHT TO VERIFICATION WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT OF THE DEBT AND IDENTITY OF PROPERTY USED IN AGRICULTURAL THE ORIGINAL CREDITOR WITHIN P R O D U C T I O N , A N D A R E THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. ABANDONED." NOTICE IS HEREBY GIVEN, that Dated: March 1, 2012. U.S. Bank, National Association, default has occurred in conditions of the following described mortgage: as Trustee DATE OF MORTGAGE: May 26, 2005 Mortgagee/Assignee of Mortgagee MORTGAGORS: A a r o n C r a i g a n d USSET, WEINGARDEN AND LIEBO, P.L.L.P. Holly Craig, husband and wife. Attorneys for Mortgagee/Assignee of MORTGAGEE: Mortgage Electronic Mortgagee Registration Systems, Inc. 4500 Park Glen Road #300 DATE AND PLACE OF RECORDING: Minneapolis, MN 55416 Recorded June 30, 2005, Dakota (952) 925-6888 C o unty Recorder, Document No. 30-11495 THIS IS A COMMUNICATION FROM 2336059. ASSIGNMENTS OF MORTGAGE: A DEBT COLLECTOR. Assigned to: U.S. Bank National 2930297 3/8-4/12/12 Association. TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. NOTICE OF MORTGAGE TRANSACTION AGENT'S MORTFORECLOSURE SALE GAGE IDENTIFICATION NUMBER ON THE RIGHT TO VERIFICATION OF MORTGAGE: 100021268000154779 THE DEBT AND IDENTITY OF THE LENDER OR BROKER AND MORTORIGINAL CREDITOR WITHIN THE G A G E O R I G I N A T O R S T A T E D O N T I M E P R O V I D E D B Y L A W I S N O T MORTGAGE: Spectra Financial AFFECTED BY THIS ACTION. RESIDENTIAL MORTGAGE SERNOTICE IS HEREBY GIVEN: That VICER: U.S. Bank Home Mortgage, a default has occurred in the conditions division of U.S. Bank National Associaof the following described mortgage: tion DATE OF MORTGAGE: August 12, MORTGAGED PROPERTY ADDRESS: 2005 13505 Bryant Avenue South, BurnsORIGINAL PRINCIPAL AMOUNT OF ville, MN 55337 MORTGAGE: $237,600.00 TAX PARCEL I.D. #: 024270008070 MORTGAGOR(S): Afanwi L Kube, LEGAL DESCRIPTION OF PROPRobert Y Kube, Wife and Husband ERTY: MORTGAGEE: Mortgage Electronic Lot 7, Block 8, Knob Hill, and Outlot Registration Systems, Inc. as nominee G, Knob Hill II, Dakota County, Minfor MILA, INC. nesota. TRANSACTION AGENT: Mortgage COUNTY IN WHICH PROPERTY IS Electronic Registration Systems, Inc. LOCATED: Dakota MIN#: 1001752-0000268517-3 ORIGINAL PRINCIPAL AMOUNT OF SERVICER: Ocwen Loan Servicing, MORTGAGE: $219,200.00 LLC AMOUNT DUE AND CLAIMED TO BE LENDER: MILA, INC. DUE AS OF DATE OF NOTICE, INCLUDD A T E A N D P L A C E O F F I L I N G : ING TAXES, IF ANY, PAID BY MORTDakota County Minnesota, Recorder , GAGEE: $209,369.54 on August 31, 2005, as Document No. That prior to the commencement of 2356846. Said mortgage modified by this mortgage foreclosure proceeding Loan Modification Agreement recorded Mortgagee/Assignee of Mortgagee como n O c t o b e r 2 6 , 2 0 1 0 a s D o c u m e n t plied with all notice requirements as Number: 2761506 required by statute; That no action or A S S I G N E D T O : D e u t s c h e B a n k proceeding has been instituted at law National Trust Company, as Trustee o r o t h e r w i s e t o r e c o v e r t h e d e b t for GSAMP Trust 2006-HE1, Pooling secured by said mortgage, or any part and Servicing Agreement dated as of thereof; January 1, 2006 Dated: January 31, PURSUANT to the power of sale con2012, and recorded February 21, 2012 tained in said mortgage, the above by Document No. 2850654 . described property will be sold by the L E G A L D E S C R I P T I O N O F P R O P - Sheriff of said county as follows: ERTY: Lot 2, Block 1. Pinecrest 2nd DATE AND TIME OF SALE: May 17, Addition, Dakota County, Minnesota. 2012 at 10:00 AM PROPERTY ADDRESS: 5922 126th PLACE OF SALE:Sheriff's Office, Law Street West, Saint Paul, MN 55124 Enforcement Center, 1580 Hwy 55, PROPERTY I.D: 01-57651-01-020 Lobby #S-100, Hastings, MN COUNTY IN WHICH PROPERTY IS to pay the debt then secured by said LOCATED: Dakota Mortgage, and taxes, if any, on said THE AMOUNT CLAIMED TO BE DUE premises, and the costs and disburseON THE MORTGAGE ON THE DATE OF m e n t s , i n c l u d i n g a t t o r n e y s ' f e e s THE NOTICE: Two Hundred Sixty-Five allowed by law subject to redemption Thousand Seven Hundred Seventeen within six (6) months from the date of and 91/100 ($265,717.91) said sale by the mortgagor(s), their THAT no action or proceeding has personal representatives or assigns been instituted at law to recover the unless reduced to Five (5) weeks under debt secured by said mortgage, or any MN Stat. §580.07. part thereof; that there has been comTIME AND DATE TO VACATE PROPpliance with all pre-foreclosure notice E R T Y : I f t h e r e a l e s t a t e i s a n and acceleration requirements of said owner-occupied, single-family dwellmortgage, and/or applicable statutes; ing, unless otherwise provided by law, PURSUANT, to the power of sale con- the date on or before which the morttained in said mortgage, the above gagor(s) must vacate the property if the described property will be sold by the mortgage is not reinstated under secSheriff of said county as follows: tion 580.30 or the property is not DATE AND TIME OF SALE: 10:00 AM redeemed under section 580.23 is on May 22, 2012 11:59 p.m. on November 19, 2012, PLACE OF SALE: Sheriff`s M a i n u n l e s s t h e r e d e m p t i o n p e r i o d i s Office, Law Enforcement Center, 1580 reduced to 5 weeks under MN Stat. Highway 55, Hastings MN 55033-2343 Secs. 580.07 or 582.032. to pay the debt then secured by said MORTGAGOR(S) RELEASED FROM mortgage and taxes, if any actually FINANCIAL OBLIGATION ON MORTpaid by the mortgagee, on the pre- GAGE: None mises and the costs and disburse"THE TIME ALLOWED BY LAW FOR m e n t s a l l o w e d b y l a w . T h e t i m e REDEMPTION BY THE MORTGAGOR, allowed by law for redemption by said THE MORTGAGOR'S PERSONAL REPmortgagor(s), their personal represen- RESENTATIVES OR ASSIGNS, MAY BE tatives or assigns is 6.00 months from REDUCED TO FIVE WEEKS IF A JUDIthe date of sale. If Mortgage is not CIAL ORDER IS ENTERED UNDER reinstated under Minn. Stat. §580.30 MINNESOTA STATUTES, SECTION or the property is not redeemed under 5 8 2 . 0 3 2 , D E T E R M I N I N G , A M O N G Minn. Stat. §580.23, the Mortgagor OTHER THINGS, THAT THE MORTmust vacate the property on or before GAGED PREMISES ARE IMPROVED 11:59 p.m. on November 22, 2012, or WITH A RESIDENTIAL DWELLING OF the next business day if November 22, LESS THAN FIVE UNITS, ARE NOT 2012 falls on a Saturday, Sunday or PROPERTY USED IN AGRICULTURAL legal holiday. P R O D U C T I O N , A N D A R E "THE TIME ALLOWED BY LAW FOR ABANDONED." REDEMPTION BY THE MORTGAGOR, Dated: March 6, 2012. THE MORTGAGOR`S PERSONAL REPU.S. Bank National Association RESENTATIVES OR ASSIGNS, MAY BE Mortgagee/Assignee of Mortgagee REDUCED TO FIVE WEEKS IF A JUDI- USSET, WEINGARDEN AND LIEBO, P.L.L.P. CIAL ORDER IS ENTERED UNDER Attorneys for Mortgagee/Assignee of MINNESOTA STATUTES, SECTION Mortgagee 5 8 2 . 0 3 2 , D E T E R M I N I N G , A M O N G 4500 Park Glen Road #300 OTHER THINGS, THAT THE MORT- Minneapolis, MN 55416 GAGED PREMISES ARE IMPROVED (952) 925-6888 WITH A RESIDENTIAL DWELLING OF 19-3280 LESS THAN FIVE UNITS, ARE NOT THIS IS A COMMUNICATION FROM PROPERTY USED IN AGRICULTURAL A DEBT COLLECTOR. P R O D U C T I O N , A N D A R E 2962609 4/5-5/10/12 ABANDONED." Dated: April 5, 2012 Deutsche Bank National Trust NOTICE OF MORTGAGE Company, as Trustee for GSAMP FORECLOSURE SALE Trust 2006-HE1, Pooling and THE RIGHT TO VERIFICATION Servicing Agreement dated as of DEBT AND IDENTITY OF THE OF January 1, 2006 THE ORIGINAL CREDITOR WITHIN Randall S. Miller & Associates, PLLC THE TIME PROVIDED BY LAW IS Attorneys for Assignee of Mortgage/ NOT AFFECTED BY THIS ACTION. Mortgagee NOTICE IS HEREBY GIVEN, that One Financial Plaza, default has occurred in conditions of 120 South Sixth Street, Suite 1100 the following described mortgage: Minneapolis, MN 55402 DATE OF MORTGAGE: October 26, Phone: 612-573-3677 2004 Our File No. 11MN01052-1 MORTGAGORS: N a r y S a o a n d THIS IS A COMMUNICATION FROM Tanratha Soeung, wife and husband. A DEBT COLLECTOR. MORTGAGEE: Mortgage Electronic A-4221239 04/05/2012, 04/12/2012, 04/19/2012, 04/26/2012, 05/03/2012, Registration Systems, Inc. DATE AND PLACE OF RECORDING: 05/10/2012 Recorded November 29, 2004, 2954870 4/5-5/10/12

PUBLIC NOTICE

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�� of America, N.A. Mortgage Originator: Not Applicable �� Recorded November 29, 2004, Dakota County Recorder, Document No. 2271227. ASSIGNMENTS OF MORTGAGE: Assigned to: Beal Bank SSB. TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100273100007656743 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: M&I Bank FSB RESIDENTIAL MORTGAGE SERVICER: Beal Bank SSB MORTGAGED PROPERTY ADDRESS: 6389 Lower 161 Street West, Rosemount, MN 55068 TAX PARCEL I.D. #: 222117702090 LEGAL DESCRIPTION OF PROPERTY: A certain tract or parcel of land in Dakota County, in the State of Minnesota. Described as follows: Lot 9, Block 2, Donnay's Valley Park 8th Addition, Dakota County, Minnesota. COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $242,250.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $250,117.00 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: April 27, 2012 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on October 29, 2012, unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: February 23, 2012. Beal Bank, S.S.B. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 9-41 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2930231 3/8-4/12/12

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: September 16, 2003 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $200,500.00 MORTGAGOR(S): Jeremy Bardwell, a single man MORTGAGEE: First Franklin Financial Corp., subsidiary of National City Bank of Indiana DATE AND PLACE OF RECORDING: Recorded: October 30, 2003 Dakota County Recorder Document Number: 2133714 ASSIGNMENTS OF MORTGAGE: And assigned to: U.S. BANK, NATIONAL ASSOCIATION, AS SUCCESSOR TRUSTEE TO BANK OF AMERICA, N.A., AS SUCCESSOR TO LASALLE BANK, N.A. AS TRUSTEE FOR THE HOLDERS OF MERRILL LYNCH MORTGAGE INVESTORS TRUST, MORTGAGE LOAN ASSET-BACKED CERTIFICATES, SERIES 2006-FF1 Dated: February 27, 2012 Transaction Agent: Not Applicable Transaction Agent Mortgage Identification Number: Not Applicable Lender or Broker: First Franklin Financial Corp., subsidiary of National City Bank of Indiana Residential Mortgage Servicer: Bank of America, N.A.

COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 204 5th Ave N, South Saint Paul, MN 55075-2030 Tax Parcel ID Number: 36-70300-14-160 LEGAL DESCRIPTION OF PROPERTY: Lots Fifteen (15) and Sixteen (16), in Block Fourteen (14) in South St. Paul. AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $199,891.39 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: April 20, 2012 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on October 22, 2012, or the next business day if October 22, 2012 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: March 08, 2012 ASSIGNEE OF MORTGAGEE: U.S. BANK, NATIONAL ASSOCIATION, AS SUCCESSOR TRUSTEE TO BANK OF AMERICA, N.A., AS SUCCESSOR TO LASALLE BANK, N.A. AS TRUSTEE FOR THE HOLDERS OF MERRILL LYNCH MORTGAGE INVESTORS TRUST, MORTGAGE LOAN ASSET-BACKED CERTIFICATES, SERIES 2006-FF1 Wilford, Geske & Cook P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 023918F01 2929167 3/8-4/12/12

PUBLIC NOTICE

ING TAXES, IF ANY, PAID BY MORT GAGEE: $150,516.58 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: April 26, 2012 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on October 26, 2012, unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: February 23, 2012. U.S. Bank Trust, National Association, as Trustee Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 90-2601 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2930178 3/8-4/12/12

PUBLIC NOTICE

Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on November 5, 2012, unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: March 6, 2012. JPMorgan Chase Bank, National Association Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 30-12209 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2937875 3/15-4/19/12

PUBLIC NOTICE

the date on or before which the mort gagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on November 5, 2012 unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: March 7, 2012. PNC Bank, National Association Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 4-2656 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2937865 3/15-4/19/12

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: J a n u a r y 2 4 , 2003 MORTGAGORS: Robert M. Shellum and Jodi L. Shellum, husband and wife. MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded March 13, 2003, Dakota County Recorder, Document No. 2014346. ASSIGNMENTS OF MORTGAGE: Assigned to: JPMorgan Chase Bank, National Association s/b/m with Chase Home Finance LLC. TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100026900040529611 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Bell America Mortgage LLC dba Bell Mortgage RESIDENTIAL MORTGAGE SERVICER: JPMorgan Chase Bank, National Association MORTGAGED PROPERTY ADDRESS: 17409 Ixonia Path, Lakeville, MN 55044 T A X P A R C E L I . D . # : 22-13201-170-04 LEGAL DESCRIPTION OF PROPERTY: Lot 17, Block 4, Barrett Second Addition, Dakota County, Minnesota. COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $207,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $193,953.96 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: May 3, 2012 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on November 5, 2012, unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG

582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: March 6, 2012. JPMorgan Chase Bank, National Association Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 30-12258 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2937913 3/15-4/19/12

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: December 20, 2005 MORTGAGOR: Damir Oruc, a single person. MORTGAGEE: B a n k o f A m e r i c a , N.A.. DATE AND PLACE OF RECORDING: Recorded April 6, 2006 Dakota County Recorder, Document No. 2418488. ASSIGNMENTS OF MORTGAGE: Assigned to: M&T Bank. TRANSACTION AGENT: NONE TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: NONE LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Bank of America, N.A. RESIDENTIAL MORTGAGE SERVICER: M&T Bank MORTGAGED PROPERTY ADDRESS: 6797 Benton Circle #29, Inver Grove Heights, MN 55076 TAX PARCEL I.D. #: 201810005029 LEGAL DESCRIPTION OF PROPERTY: Unit No. 29, Cobblestone Oaks Condominium, CIC No. 338 COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $179,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $172,613.64 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: May 11, 2012 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on November 12, 2012 unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: March 16, 2012. M&T Bank Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 37-93 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2954587 3/29-5/3/12

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PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: May 10, 2007 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $202,101.00 MORTGAGOR(S): Isarel Bonfil, a single man and Juana M. Guzman, a single woman MORTGAGEE: Mortgage Electronic Registration Systems, Inc., solely as nominee for Prime Mortgage Corporation, its successors and assigns DATE AND PLACE OF REGISTERING: Registered: June 04, 2007 Dakota County Registrar of Titles Document Number: 611767 ASSIGNMENTS OF MORTGAGE: And assigned to: BAC Home Loans Servicing, LP FKA Countrywide Home Loans Servicing, LP Dated: May 17, 2011 Registered: August 02, 2011 Dakota County Registrar of Titles Document Number: T682481 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100103210000189703 Lender or Broker: Prime Mortgage Corporation Residential Mortgage Servicer: Bank of America, N.A. Mortgage Originator: Not Applicable CERTIFICATE OF TITLE NUMBER: 135667 COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 3968 72nd St E, Inver Grove Heights, MN 55076-2640 Tax Parcel ID Number: 20.71150.06.020 LEGAL DESCRIPTION OF PROPERTY: Lot Two (2), Block Six (6), of South Grove, Dakota County, Minnesota AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $243,929.31 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; that this is registered property; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: May 11, 2012 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on November 12, 2012, or the next business day if November 12, 2012 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: March 29, 2012 ASSIGNEE OF MORTGAGEE: Bank of America, N.A., successor by merger of BAC Home Loans Servicing, LP, FKA Countrywide Home Loans Servicing, LP Wilford, Geske & Cook P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 024531F01 2952355 3/29-5/3/12

PUBLIC NOTICE

MORTGAGORS: Randy W. Moritz and Doris D. Moritz, husband and wife. MORTGAGEE: Mortgage Electronic Registration Systems, Inc.. DATE AND PLACE OF RECORDING: Recorded October 25, 2004, Dakota County Recorder, Document No. 2261225. ASSIGNMENTS OF MORTGAGE: Assigned to: GreenTree Servicing LLC. TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100015700039974445 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Countrywide Home Loans, Inc. RESIDENTIAL MORTGAGE SERVICER: Green Tree Servicing LLC MORTGAGED PROPERTY ADDRESS: 17045 Embers Avenue, Farmington, MN 55024 T A X P A R C E L I . D . # : 22-18102-07-401 LEGAL DESCRIPTION OF PROPERTY: Unit No. 2401, Common Interest Community No. 329, Cornerstone Lake Condominiums, Dakota County, Minnesota COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $151,116.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $144,670.13 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: May 4, 2012 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on November 5, 2012, unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: March 7, 2012. Green Tree Servicing LLC Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 8-58 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2937820 3/15-4/19/12

PUBLIC NOTICE

poration RESIDENTIAL MORTGAGE SERVICER: JPMorgan Chase Bank, National Association MORTGAGED PROPERTY ADDRESS: 5971 Cahill Avenue, Inver Grove Heights, MN 55076 TAX PARCEL I.D. #: 200331083020 and 200341052060 LEGAL DESCRIPTION OF PROPERTY: The South 250 feet of the East 174.2 feet of the Southeast Quarter of Section 33, Township 28, Range 22, ALSO Commencing at the Southwest corner of Section 34, Township 28, Range 22, thence East 23 feet to the center of S.A. Road No. 25, thence Northeasterly along the center of said road to a point 93 feet East and 250 feet North of the Southwest corner of said Section, thence West 93 feet to the West line of said Section, thence South 250 feet of the point of beginning, according to the Government Survey thereof, Dakota County, Minnesota. COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $226,598.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $248,814.58 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: May 3, 2012 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on November 5, 2012, unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED." Dated: March 5, 2012. JPMorgan Chase Bank, National Association Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 30-10653 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2937931 3/15-4/19/12

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: June 07, 2005 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $175,000.00 MORTGAGOR(S): Tamela J. Moen and Larry A. Moen, wife and husband MORTGAGEE: Mortgage Electronic Registration Systems, Inc. as nominee for America's Wholesale Lender, its successors and assigns DATE AND PLACE OF RECORDING: Recorded: June 22, 2005 Dakota County Recorder Document Number: 2333157 ASSIGNMENTS OF MORTGAGE: And assigned to: THE BANK OF NEW YORK MELLON FKA THE BANK OF NEW YORK AS TRUSTEE FOR THE CERTIFICATEHOLDERS OF THE CWABS, INC., ASSET-BACKED CERTIFICATES, SERIES 2005-4 Dated: September 16, 2011 Recorded: November 17, 2011 Dakota County Recorder Document Number: 2831205 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 10001570004929820-7 Lender or Broker: America's Wholesale Lender Residential Mortgage Servicer: Bank of America, N.A.

of America, N.A. Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 15508 Judicial Rd, Burnsville, MN 55306-5206 Tax Parcel ID Number: 02-13500-00-141 LEGAL DESCRIPTION OF PROPERTY: That part of Lot Fourteen (14) which lies Easterly of the Westerly 231 feet, First Addition to Benham Investment Company's Minnesota Orchard Gardens, Dakota County, Minnesota AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $177,008.24 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: April 27, 2012 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on October 29, 2012, or the next business day if October 29, 2012 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: March 15, 2012 ASSIGNEE OF MORTGAGEE: THE BANK OF NEW YORK MELLON FKA THE BANK OF NEW YORK AS TRUSTEE FOR THE CERTIFICATEHOLDERS OF THE CWABS, INC., ASSET-BACKED CERTIFICATES, SERIES 2005-4 Wilford, Geske & Cook P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 022949F01 2936720 3/15-4/19/12

PUBLIC NOTICE

��

�� Center, �� 1580 ��Hwy 55, PROPERTY ADDRESS: 16128 Foli Enforcement age Avenue West, Rosemount, MN Lobby #S-100, Hastings, MN 55068 to pay the debt then secured by said Mortgage, and taxes, if any, on said PROPERTY I.D: 22 75900 07 010 COUNTY IN WHICH PROPERTY IS premises, and the costs and disburseLOCATED: Dakota ments, including attorneys' fees THE AMOUNT CLAIMED TO BE DUE allowed by law subject to redemption ON THE MORTGAGE ON THE DATE OF within six (6) months from the date of THE NOTICE: One Hundred Forty-Eight said sale by the mortgagor(s), their Thousand Nine Hundred Nine and personal representatives or assigns unless reduced to Five (5) weeks under 26/100 ($148,909.26) THAT no action or proceeding has MN Stat. §580.07. TIME AND DATE TO VACATE PROPbeen instituted at law to recover the debt secured by said mortgage, or any E R T Y : I f t h e r e a l e s t a t e i s a n part thereof; that there has been com- owner-occupied, single-family dwellpliance with all pre-foreclosure notice ing, unless otherwise provided by law, and acceleration requirements of said the date on or before which the mortgagor(s) must vacate the property if the mortgage, and/or applicable statutes; PURSUANT, to the power of sale conmortgage is not reinstated under sectained in said mortgage, the above tion 580.30 or the property is not described property will be sold by the redeemed under section 580.23 is Sheriff of said county as follows: 11:59 p.m. on November 5, 2012, DATE AND TIME OF SALE: 10:00 AM u n l e s s t h e r e d e m p t i o n p e r i o d i s on May 1, 2012 reduced to 5 weeks under MN Stat. PLACE OF SALE: Sh eriff`s Mai n Secs. 580.07 or 582.032. Office, Law Enforcement Center, 1580 MORTGAGOR(S) RELEASED FROM Highway 55, Hastings MN 55033-2343 FINANCIAL OBLIGATION ON MORTto pay the debt then secured by said GAGE: None mortgage and taxes, if any actually "THE TIME ALLOWED BY LAW FOR paid by the mortgagee, on the pre- REDEMPTION BY THE MORTGAGOR, mises and the costs and disburse- THE MORTGAGOR'S PERSONAL REPm e n t s a l l o w e d b y l a w . T h e t i m e RESENTATIVES OR ASSIGNS, MAY BE allowed by law for redemption by said REDUCED TO FIVE WEEKS IF A JUDImortgagor(s), their personal represen- CIAL ORDER IS ENTERED UNDER tatives or assigns is 6.00 months from MINNESOTA STATUTES, SECTION the date of sale. If Mortgage is not 5 8 2 . 0 3 2 , D E T E R M I N I N G , A M O N G reinstated under Minn. Stat. §580.30 OTHER THINGS, THAT THE MORTor the property is not redeemed under GAGED PREMISES ARE IMPROVED Minn. Stat. §580.23, the Mortgagor WITH A RESIDENTIAL DWELLING OF must vacate the property on or before LESS THAN FIVE UNITS, ARE NOT 11:59 p.m. on November 1, 2012, or the PROPERTY USED IN AGRICULTURAL next business day if November 1, 2012 P R O D U C T I O N , A N D A R E falls on a Saturday, Sunday or legal ABANDONED." Dated: March 7, 2012. holiday. Green Tree Servicing LLC "THE TIME ALLOWED BY LAW FOR Mortgagee/Assignee of Mortgagee REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR`S PERSONAL REP- USSET, WEINGARDEN AND LIEBO, P.L.L.P. RESENTATIVES OR ASSIGNS, MAY BE Attorneys for Mortgagee/Assignee of REDUCED TO FIVE WEEKS IF A JUDI- Mortgagee CIAL ORDER IS ENTERED UNDER 4500 Park Glen Road #300 MINNESOTA STATUTES, SECTION Minneapolis, MN 55416 5 8 2 . 0 3 2 , D E T E R M I N I N G , A M O N G (952) 925-6888 OTHER THINGS, THAT THE MORT- 8-57 GAGED PREMISES ARE IMPROVED THIS IS A COMMUNICATION FROM WITH A RESIDENTIAL DWELLING OF A DEBT COLLECTOR. 3/15-4/19/12 LESS THAN FIVE UNITS, ARE NOT 2937850 PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." NOTICE OF MORTGAGE Dated: March 15, 2012 FORECLOSURE SALE Deutsche Bank National Trust THE RIGHT TO VERIFICATION OF THE Company, as Trustee under the DEBT AND IDENTITY OF THE Pooling and Servicing Agreement ORIGINAL CREDITOR WITHIN THE dated as of January 1, 2006, TIME PROVIDED BY LAW IS NOT GSAMP Trust 2006-HE1 AFFECTED BY THIS ACTION. Randall S. Miller & Associates, PLLC NOTICE IS HEREBY GIVEN: That Attorneys for Assignee of Mortgage/ Default has occurred in the conditions Mortgagee One Financial Plaza, of the following described mortgage: 120 South Sixth Street, Suite 1100 DATE OF MORTGAGE: 11/01/2007 Minneapolis, MN 55402 ORIGINAL PRINCIPAL AMOUNT OF Phone: 612-573-3677 MORTGAGE: $77,500.00 Our File No. 11MN00999-1 MORTGAGOR(S): Ronda L. Smeester, THIS IS A COMMUNICATION FROM a single woman A DEBT COLLECTOR. MORTGAGEE: Mortgage Electronic A-4213453 03/15/2012, 03/22/2012, 03/29/2012, 04/05/2012, 04/12/2012, Registration Systems, Inc., as nominee for Provident Funding Associates, 04/19/2012 2932594 3/15-4/19/12 L.P. DATE AND PLACE OF FILING: 12/10/2007 as Document Number 2560280 in the Office of the County Recorder, Dakota County, Minnesota NOTICE OF MORTGAGE ASSIGNMENT OF MORTGAGE: FORECLOSURE SALE THE RIGHT TO VERIFICATION Assigned to Provident Funding AssociOF THE DEBT AND IDENTITY OF ates, L.P. DATE AND PLACE OF FILING: THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS 0 2 / 2 9 / 2 0 1 2 a s D o c u m e n t N u m b e r 2852449 in the Office of the County NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that Recorder, Dakota County, Minnesota LEGAL DESCRIPTION OF PROPdefault has occurred in conditions of ERTY: Apartment No.102, 12986 Nicolthe following described mortgage: DATE OF MORTGAGE: December 22, let Avenue South, Condominium Ownership No. 15, Ridgeview Condominium 2005 MORTGAGOR: Bethanie J. Schatz, a Homes, Dakota County, Minnesota STREET ADDRESS OF PROPERTY: single person. MORTGAGEE: Mortgage Electronic 12986 Nicollet Avenue South #102, Burnsville, MN 55337 Registration Systems, Inc.. COUNTY IN WHICH PROPERTY IS DATE AND PLACE OF RECORDING: Recorded January 3, 2006, Dakota LOCATED: Dakota TAX PARCEL I.D. NO.: County Recorder, Document No. 02-01300-16-680 2393736. LENDER: Provident Funding AssociASSIGNMENTS OF MORTGAGE: Assigned to: GreenTree Servicing ates, L.P. RESIDENTIAL MORTGAGE ORIGILLC. TRANSACTION AGENT: Mortgage NATOR: Provident Funding Associates, L.P. Electronic Registration Systems, Inc. RESIDENTIAL MORTGAGE SERTRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON VICER: Provident Funding Associates, L.P. MORTGAGE: 100020410000974373 TRANSACTION AGENT: Mortgage LENDER OR BROKER AND MORTG A G E O R I G I N A T O R S T A T E D O N Electronic Registration Systems, Inc. MIN: 1000179-3517100096-7 MORTGAGE: DHI Mortgage Company THE AMOUNT CLAIMED TO BE DUE Limited Partnership R E S I D E N T I A L M O R T G A G E S E R - ON THE MORTGAGE ON THE DATE OF THE NOTICE: $78,014.41 VICER: Green Tree Servicing LLC No action or proceeding has been MORTGAGED PROPERTY ADDRESS: 2579 Yellowstone Drive, Hastings, MN instituted at law to recover the debt secured by said mortgage, or any part 55033 thereof. TAX PARCEL I.D. #: 192970205052 There has been compliance with all LEGAL DESCRIPTION OF PROPpreforeclosure notice requirements of ERTY: Unit No. 52, CIC No. 439, Glendale said mortgage and/or applicable statHeights Villas, Dakota County, Min- utes. Pursuant to the power of sale connesota COUNTY IN WHICH PROPERTY IS tained in said mortgage, the above described property will be sold by the LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF Sheriff of said county as follows: DATE AND TIME OF SALE: MORTGAGE: $156,900.00 AMOUNT DUE AND CLAIMED TO BE 04/27/2012 at 10:00 A.M. PLACE OF SALE: Dakota Sheriff's DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORT- Office, 1580 Highway 55 Hastings, MN 55033 GAGEE: $149,832.16 That prior to the commencement of to pay the debt then secured by said this mortgage foreclosure proceeding mortgage and taxes, if any, on said Mortgagee/Assignee of Mortgagee com- premises and the costs and disburseplied with all notice requirements as ments, including attorney fees allowed required by statute; That no action or by law. The time allowed by law for redempproceeding has been instituted at law o r o t h e r w i s e t o r e c o v e r t h e d e b t tion by said mortgagor(s), their persecured by said mortgage, or any part sonal representatives or assigns is six (6) months from the date of sale. thereof; TIME AND DATE TO VACATE PROPPURSUANT to the power of sale contained in said mortgage, the above E R T Y : I f t h e r e a l e s t a t e i s a n described property will be sold by the owner-occupied, single-family dwelling, unless otherwise provided by law, Sheriff of said county as follows: DATE AND TIME OF SALE: May 4, the date on or before which the mortgagor(s) must vacate the property if the 2012 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, ��

PUBLIC NOTICE

�� WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT �� gagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is no t redeemed under section 580.23 is 11:59 p.m. on 10/27/2012. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS THAT MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. Dated: 03/15/2012 Provident Funding Associates, L.P., Mortgagee/Mortgage Assignee Dunakey & Klatt, P.C., By Brian G. Sayer and Crystal W. Rink, Attorneys for Mortgagee/Mortgage Assignee 531 Commercial Street, P.O. Box 2363, Waterloo, IA 50701 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR AND ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. 2938348 3/15-4/19/12

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: December 7, 2007 MORTGAGORS: Karen E. Williams and Kiera A. Fernandez, both single. MORTGAGEE:J P M o r g a n C h a s e Bank, N.A. DATE AND PLACE OF RECORDING: Recorded December 19, 2007, Dakota County Recorder, Document No. 2562356. ASSIGNMENTS OF MORTGAGE: Assigned to: JPMorgan Chase Bank, National Association s/b/m to Chase Home Finance LLC. TRANSACTION AGENT: NONE TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: NONE LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: JPMorgan Chase Bank, N.A. RESIDENTIAL MORTGAGE SERVICER: JPMorgan Chase Bank, National Association MORTGAGED PROPERTY ADDRESS: 1220 Summit Oaks Drive, Burnsville, MN 55337 T A X P A R C E L I . D . # : 02-73000-110-02 LEGAL DESCRIPTION OF PROPERTY: Lot 11, Block 2, Summit Oaks First, Dakota County, Minnesota COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $494,380.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $532,085.92 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: May 3, 2012 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on November 5, 2012, unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF

PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: March 6, 2012. JPMorgan Chase Bank, National Association Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 30-8467 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2937950 3/15-4/19/12

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: J a n u a r y 1 8 , 2005 MORTGAGOR: Winifred Z. Muyingo, a single person. MORTGAGEE:Mortgage Electronic Registration Systems, Inc.. DATE AND PLACE OF RECORDING: Recorded February 24, 2005, Dakota County Recorder, Document No. 2298494 and rerecorded as Document No. 2319196. ASSIGNMENTS OF MORTGAGE: Assigned to: U.S. Bank National Association. TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100021278843212171 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: U.S. Bank National Association RESIDENTIAL MORTGAGE SERVICER: U.S. Bank Home Mortgage, a division of U.S. Bank National Association MORTGAGED PROPERTY ADDRESS: 1501 131st Street East, Burnsville, MN 55337 T A X P A R C E L I . D . # : 02-17002-100-02 LEGAL DESCRIPTION OF PROPERTY: Lot 10, Block 2, Chateaulin 3rd Addition. COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $187,200.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE:$225,249.28 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: May 3, 2012 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on November 5, 2012, unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: March 5, 2012. U.S. Bank National Association Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 19-1919 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2946409 3/22-4/26/12

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: June 2, 2003 MORTGAGOR: D u w a y n e J . M e y e r and Virginia R. Meyer, Husband and Wife. MORTGAGEE: First Mortgage Financial Corp.. DATE AND PLACE OF RECORDING: Recorded July 18, 2003 Dakota County Recorder, Document No. 2080789. ASSIGNMENTS OF MORTGAGE: Assigned to: TCF Mortgage Corporation. And thereafter assigned to: Mortgage Electronic Registration Systems, Inc.. And thereafter assigned to: U.S. Bank National Association. TRANSACTION AGENT: NONE TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: NONE LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: First Mortgage Financial Corp. RESIDENTIAL MORTGAGE SERVICER: U.S. Bank Home Mortgage, a division of U.S. Bank National Association MORTGAGED PROPERTY ADDRESS: 13166 Floral Court, Apple Valley, MN 55124 TAX PARCEL I.D. #: 015200101090 LEGAL DESCRIPTION OF PROPERTY: Lot 9, Block 1, Nordic Woods 2nd Addition, According to the plat thereof now on file and of record in the office of the County Recorder within and for Dakota County, Minnesota. COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $272,250.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $154,681.41 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: May 25, 2012 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within twelve (12) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on May 27, 2013, unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: March 31, 2012. U.S. Bank National Association Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 19-3715 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2962638 4/5-5/10/12

PUBLIC NOTICE

Angela L. Baker, husband and wife. MORTGAGEE: Mortgage Electronic Registration Systems, Inc.. DATE AND PLACE OF RECORDING: Recorded July 24, 2007, Dakota County Recorder, Document No. 2532459. ASSIGNMENTS OF MORTGAGE: Assigned to: U.S. Bank National Association. TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100021278907560465 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: U.S. Bank National Association RESIDENTIAL MORTGAGE SERVICER: U.S. Bank National Association MORTGAGED PROPERTY ADDRESS: 116 19th Avenue South, South Saint Paul, MN 55075 T A X P A R C E L I . D . # : 36-53600-02-060 LEGAL DESCRIPTION OF PROPERTY: Lots 4 and 5, and the North 20 Feet of Lot 6, Block 2, Oak View Addition to South St. Paul. COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $163,500.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $169,100.56 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: April 27, 2012 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on October 29, 2012, unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: February 27, 2012. U.S. Bank National Association Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 19-3551 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2931699 3/15-4/19/12

PUBLIC NOTICE

tion MORTGAGED PROPERTY ADDRESS: 2001 Southcross Drive West, Unit 607, Burnsville, MN 55337 T A X P A R C E L I . D . # : 02-71216-04-607 LEGAL DESCRIPTION OF PROPERTY: Unit No. 607, Condominium No. 115, Southcross Village Condominium, Dakota County, Minnesota COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $123,200.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $129,507.62 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: April 26, 2012 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on October 26, 2012, unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: February 27, 2012. U.S. Bank National Association Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 19-3133 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2931622 3/15-4/19/12

PUBLIC NOTICE

Mortgagee/Assignee of Mortgagee com plied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: April 26, 2012 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on October 26, 2012, unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: February 27, 2012. U.S. Bank National Association Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 19-3633 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2931648 3/15-4/19/12

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: February 15, 2006 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $164,000.00 MORTGAGOR(S): Sara Weldin, a single person and James A. Talbot, a single person MORTGAGEE: Mortgage Electronic Registration Systems, Inc. as nominee for Homestead Mortgage Corporation, its successors and assigns DATE AND PLACE OF RECORDING: Recorded: February 24, 2006 Dakota County Recorder Document Number: 2408366 ASSIGNMENTS OF MORTGAGE: And assigned to: The Bank of New York Mellon FKA The Bank of New York, as Trustee for the Certificateholders of CWALT, Inc. Alternative Loan Trust 2006-12CB, Mortgage Pass-Through Certificates, Series 2006-12CB Dated: January 12, 2012 Recorded: January 26, 2012 Dakota County Recorder Document Number: 2844925 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100075420040049890 Lender or Broker: Homestead Mortgage Corporation Residential Mortgage Servicer: Bank of America, N.A. Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 1046 Hall Ave, West Saint Paul, MN 55118-1422 Tax Parcel ID Number: 42.48100.12.130 LEGAL DESCRIPTION OF PROPERTY: The North 50 feet of the South 150 feet of the West 1/2 of Block 12, B. Michel's Addition to West St. Paul. AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $158,811.40 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: April 27, 2012 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disburse-

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mises and the costs and disburse ments, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on October 29, 2012, or the next business day if October 29, 2012 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: March 15, 2012 ASSIGNEE OF MORTGAGEE: The Bank of New York Mellon FKA The Bank of New York, as Trustee for the Certificateholders of CWALT, Inc. Alternative Loan Trust 2006-12CB, Mortgage Pass-Through Certificates, Series 2006-12CB Wilford, Geske & Cook P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 024316F01 2932064 3/15-4/19/12

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: December 16, 2004 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $138,800.00 MORTGAGOR(S): Jessica R. Waldron, a single person and Todd A. Peterson, a single person MORTGAGEE: Mortgage Electronic Registration Systems, Inc., as nominee for American Mortgage Network, Inc., its successors and assigns DATE AND PLACE OF RECORDING: Recorded: January 31, 2005 Dakota County Recorder Document Number: 2290788 ASSIGNMENTS OF MORTGAGE: And assigned to: The Bank Of New York Mellon FkA The Bank Of New York, As Trustee For The Certificateholders Of CWALT, Inc., Alternative Loan Trust 2005-3CB, Mortgage Pass-through Certificates, Series 2005-3CB Dated: June 06, 2011 Recorded: January 18, 2012 Dakota County Recorder Document Number: 2842926 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 1001310-2040851459-2 Lender or Broker: American Mortgage Network, Inc. Residential Mortgage Servicer: Bank of America, N.A. Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 14305 Hickory Ct, Apple Valley, MN 55124-6675 Tax Parcel ID Number: 01.28950.01.110 LEGAL DESCRIPTION OF PROPERTY: Lot 11, Block 1, Gardenview Place First Addition, Dakota County, Minnesota AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $138,988.92 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: April 27, 2012 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on October 29, 2012, or the next business day if October 29, 2012 falls on a

ness day if October 29, 2012 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: March 15, 2012 ASSIGNEE OF MORTGAGEE: The Bank Of New York Mellon FkA The Bank Of New York, As Trustee For The Certificateholders Of CWALT, Inc., Alternative Loan Trust 2005-3CB, Mortgage Pass-through Certificates, Series 2005-3CB Wilford, Geske & Cook P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 022399F01 2936711 3/15-4/19/12

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN: That default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: January 24, 2007 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $200,000.00 MORTGAGOR(S): Douglas R. Holman and Monica C. Holman, husband and wife MORTGAGEE: Mortgage Electronic Registration Systems, Inc. as nominee for Decision One Mortgage Company, LLC TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. MIN#: 100077960000601915 SERVICER: Ocwen Loan Servicing, LLC LENDER: Decision One Mortgage Company, LLC. DATE AND PLACE OF FILING: Dakota County Minnesota,Registrar of Title , on February 26, 2007, as Document No. 606586. ASSIGNED TO: Deutsche Bank National Trust Company, as trustee for the registered holders of Morgan Stanley ABS Capital I Inc. Trust 2007-HE5 Mortgage Pass-Through Certificates, Series 2007-HE5. Dated: August 11, 2011 , and recorded September 14, 2011 by Document No. T684204 . LEGAL DESCRIPTION OF PROPERTY: Lot Fourteen (14), Block Sixteen (16), Friendly Hills Re-Arr, according to the plat thereof, Dakota County, Minnesota. PROPERTY ADDRESS: 719 Decorah Lane, Mendota Heights, MN 55120 PROPERTY I.D: 27-27800-16-140 COUNTY IN WHICH PROPERTY IS LOCATED: Dakota THE AMOUNT CLAIMED TO BE DUE ON THE MORTGAGE ON THE DATE OF THE NOTICE: One Hundred Seventy-Four Thousand Eight Hundred Thirty-Two and 29/100 ($174,832.29) THAT no action or proceeding has been instituted at law to recover the debt secured by said mortgage, or any part thereof; that there has been compliance with all pre-foreclosure notice and acceleration requirements of said mortgage, and/or applicable statutes; PURSUANT, to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: 10:00 AM on May 1, 2012 PLACE OF SALE: Sheriff`s Main Office, Law Enforcement Center, 1580 Highway 55, Hastings MN 55033-2343 to pay the debt then secured by said mortgage and taxes, if any actually paid by the mortgagee, on the premises and the costs and disbursements allowed by law. The time allowed by law for redemption by said mortgagor(s), their personal representatives or assigns is 6.00 months from the date of sale. If Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on November 1, 2012, or the next business day if November 1, 2012 falls on a Saturday, Sunday or legal holiday. "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR`S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF

WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: March 15, 2012 Deutsche Bank National Trust Company, as trustee for the registered holders of Morgan Stanley ABS Capital I Inc. Trust 2007-HE5 Mortgage Pass-Through Certificates, Series 2007-HE5. Randall S. Miller & Associates, PLLC Attorneys for Assignee of Mortgage/ Mortgagee One Financial Plaza, 120 South Sixth Street, Suite 1100 Minneapolis, MN 55402 Phone: 612-573-3677 Our File No. 11MN00551-1 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. A-4213648 03/15/2012, 03/22/2012, 03/29/2012, 04/05/2012, 04/12/2012, 04/19/2012 2933402 3/15-4/19/12

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN: That Default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: 09/26/2007 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $245,500.00 MORTGAGORS: John P. Robertson and Theresa M. Robertson MORTGAGEE: Mortgage Electronic Registration Systems, Inc. as nominee for Provident Funding Associates, L.P. DATE AND PLACE OF FILING: 10/10/2007, as Document Number 2549636, in the Office of the County Recorder, Dakota County, Minnesota ASSIGNMENTS OF MORTGAGE: Assigned to Provident Funding Associates, L.P. DATE AND PLACE OF FILING: 03/21/2011 as Document Number 2792282 LEGAL DESCRIPTION OF PROPERTY: Lot 21, Block 2, Diamond Path Fourth Addition, Dakota County, Minnesota STREET ADDRESS OF PROPERTY: 14910 Echo Way, Apple Valley, MN 55124 COUNTY IN WHICH PROPERTY IS LOCATED: Dakota TAX PARCEL I.D. NO.: 012050321002 LENDER/RESIDENTIAL MORTGAGE ORIGINATOR: Provident Funding Associates, L.P. RESIDENTIAL MORTGAGE SERVICER: Provident Funding Associates, L.P. TRANSACTION AGENT: None MIN: 1000179-3517090065-4 THE AMOUNT CLAIMED TO BE DUE ON THE MORTGAGE ON THE DATE OF THE NOTICE: $275,181.30. No action or proceeding has been instituted at law to recover the debt secured by said mortgage, or any part thereof. There has been compliance with all preforeclosure notice requirements of said mortgage and/or applicable statutes. Pursuant to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: 05/18/2012 at 10:00am PLACE OF SALE: Dakota County Sheriff's Office, 1580 Highway 55, Hastings, MN 55033 to pay the debt then secured by said mortgage and taxes, if any actually paid by the mortgagee, on the premises and the costs and disbursement allowed by law. The time allowed by law for redemption by said mortgagor(s), their personal representatives or assigns is six months from the date of sale. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is no t redeemed under section 580.23 is 11:59 p.m. on 11/18/2012. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS THAT MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. Dated: 04/05/2012 Provident Funding Associates, L.P., Assignee of Mortgagee Dunakey & Klatt, P.C., By Brian G. Sayer and Crystal W. Rink, Attorneys for Mortgagee/Mortgage Assignee 531 Commercial Street, P.O. Box 2363, Waterloo, IA 50701 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR AND ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. 2959330 4/5-5/10/12

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: J a n u a r y 1 0 , 2003 MORTGAGOR: G a r y A . N e r b y a n d Lani A. Nerby, Husband and Wife. MORTGAGEE: Mortgage Electronic Registration Systems, Inc.. DATE AND PLACE OF RECORDING: Recorded March 17, 2003 Dakota County Recorder, Document No. 2015954. ASSIGNMENTS OF MORTGAGE: Assigned to: JPMorgan Chase Bank, National Association. TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100229801000038392 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Prestige Mortgage, LLC RESIDENTIAL MORTGAGE SERVICER: JPMorgan Chase Bank, National Association MORTGAGED PROPERTY ADDRESS: 20025 Cabrilla Way, Farmington, MN 55024 TAX PARCEL I.D. #: 122450004054 LEGAL DESCRIPTION OF PROPERTY: Lot 54, Block 4, Empire River Preserve, Dakota County, Minnesota COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $174,150.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE:$160,359.66 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: May 11, 2012 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on November 12, 2012, unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: March 19, 2012. JPMorgan Chase Bank, National Association Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 30-11525 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2954559 3/29-5/3/12

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: May 20, 2005 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $148,000.00 MORTGAGOR(S): Gina G. Steiner and Vincent P. Steiner, wife and husband MORTGAGEE: Mortgage Electronic Registration Systems, Inc., as nominee for GreenPoint Mortgage Funding, Inc., its successors and assigns DATE AND PLACE OF RECORDING: Recorded: June 08, 2005 Dakota County Recorder Document Number: 2328766 ASSIGNMENTS OF MORTGAGE: And assigned to: U.S. Bank, National

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�� R �� Bank, National And assigned to: U.S. ESIDENTIA L M O�� RT GAGE SER Association, as successor trustee to VICER: U.S. Bank Home Mortgage, a Wachovia Bank, N.A., as trustee for the division of U.S. Bank National AssociaCertificateholders of the MLMI Trust tion Mortgage Loan Asset-Backed CertifiMORTGAGED PROPERTY ADDRESS: cates, Series 2005-A6 238 Poplar Street West, South Saint Dated: September 28, 2011 Paul, MN 55075 Recorded: November 17, 2011 T A X P A R C E L I . D . # : Dakota County Recorder 36-83300-02-140 Document Number: 2831408 LEGAL DESCRIPTION OF PROPTransaction Agent: Mortgage Elec- ERTY: tronic Registration Systems, Inc. Lot 14, Block 2, Walter and Arthur Transaction Agent Mortgage IdentifiAdd., according to the recorded plat cation Number: 100013800869570651 thereof, and situate in Dakota Lender or Broker: GreenPoint MortCounty, Minnesota. gage Funding, Inc. COUNTY IN WHICH PROPERTY IS Residential Mortgage Servicer: Bank LOCATED: Dakota of America, N.A. ORIGINAL PRINCIPAL AMOUNT OF Mortgage Originator: Not Applicable MORTGAGE: $176,604.00 AMOUNT DUE AND CLAIMED TO BE COUNTY IN WHICH PROPERTY IS LOCATED: Dakota DUE AS OF DATE OF NOTICE, INCLUDProperty Address: 15872 Griffon ING TAXES, IF ANY, PAID BY MORTPath, Apple Valley, MN 55124-6660 GAGEE: $152,853.32 Tax Parcel ID Number: That prior to the commencement of 01-49103-09-010 this mortgage foreclosure proceeding L E G A L D E S C R I P T I O N O F P R O P - Mortgagee/Assignee of Mortgagee comERTY: Lot 1, Block 9, Morningview plied with all notice requirements as Fourth Addition, together with appur- required by statute; That no action or tenant easements created pursuant to proceeding has been instituted at law declaration, Document No. 827274, as o r o t h e r w i s e t o r e c o v e r t h e d e b t secured by said mortgage, or any part amended, Dakota County Minnesota AMOUNT DUE AND CLAIMED TO BE thereof; PURSUANT to the power of sale conDUE AS OF DATE OF NOTICE: tained in said mortgage, the above $150,617.94 THAT all pre-foreclosure require- described property will be sold by the ments have been complied with; that Sheriff of said county as follows: no action or proceeding has been instiDATE AND TIME OF SALE: May 4, tuted at law or otherwise to recover the 2012 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law debt secured by said mortgage, or any Enforcement Center, 1580 Hwy 55, part thereof; PURSUANT to the power of sale con- Lobby #S-100, Hastings, MN t a i n e d i n s a i d m o r t g a g e , t h e to pay the debt then secured by said above-described property will be sold Mortgage, and taxes, if any, on said by the Sheriff of said county as fol- premises, and the costs and disbursements, including attorneys' fees lows: DATE AND TIME OF SALE: April 27, allowed by law subject to redemption within six (6) months from the date of 2012 at 10:00 AM PLACE OF SALE: Dakota County said sale by the mortgagor(s), their Law Enforcement Center, 1580 High- personal representatives or assigns way 55, Lobby S-100, Hastings, Minne- unless reduced to Five (5) weeks under MN Stat. §580.07. sota TIME AND DATE TO VACATE PROPto pay the debt secured by said mortgage and taxes, if any, on said pre- E R T Y : I f t h e r e a l e s t a t e i s a n mises and the costs and disburse- owner-occupied, single-family dwellments, including attorney fees allowed ing, unless otherwise provided by law, by law, subject to redemption within the date on or before which the mortsix (6) months from the date of said gagor(s) must vacate the property if the sale by the mortgagor(s), their per- mortgage is not reinstated under section 580.30 or the property is not sonal representatives or assigns. If the Mortgage is not reinstated redeemed under section 580.23 is under Minn. Stat. §580.30 or the prop- 1 1 : 5 9 p . m . o n N o v e m b e r 5 , 2 0 1 2 , erty is not redeemed under Minn. Stat. u n l e s s t h e r e d e m p t i o n p e r i o d i s §580.23, the Mortgagor must vacate reduced to 5 weeks under MN Stat. the property on or before 11:59 p.m. on Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM October 29, 2012, or the next business day if October 29, 2012 falls on a FINANCIAL OBLIGATION ON MORTGAGE: None Saturday, Sunday or legal holiday. "THE TIME ALLOWED BY LAW FOR Mortgagor(s) released from financial REDEMPTION BY THE MORTGAGOR, obligation: NONE THIS COMMUNICATION IS FROM THE MORTGAGOR'S PERSONAL REPA DEBT COLLECTOR ATTEMPT- RESENTATIVES OR ASSIGNS, MAY BE ING TO COLLECT A DEBT. ANY REDUCED TO FIVE WEEKS IF A JUDIINFORMATION OBTAINED WILL BE CIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF 5 8 2 . 0 3 2 , D E T E R M I N I N G , A M O N G THE DEBT AND IDENTITY OF THE OTHER THINGS, THAT THE MORTORIGINAL CREDITOR WITHIN THE GAGED PREMISES ARE IMPROVED T I M E P R O V I D E D B Y L A W I S N O T WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR PROPERTY USED IN AGRICULTURAL REDEMPTION BY THE MORTGAGOR, P R O D U C T I O N , A N D A R E THE MORTGAGOR'S PERSONAL REP- ABANDONED." Dated: March 7, 2012. RESENTATIVES OR ASSIGNS, MAY BE U.S. Bank National Association REDUCED TO FIVE WEEKS IF A JUDIMortgagee/Assignee of Mortgagee UNDER ENTERED IS ORDER CIAL MINNESOTA STATUTES, SECTION USSET, WEINGARDEN AND LIEBO, P.L.L.P. 5 8 2 . 0 3 2 , D E T E R M I N I N G , A M O N G Attorneys for Mortgagee/Assignee of OTHER THINGS, THAT THE MORT- Mortgagee GAGED PREMISES ARE IMPROVED 4500 Park Glen Road #300 WITH A RESIDENTIAL DWELLING OF Minneapolis, MN 55416 LESS THAN FIVE UNITS, ARE NOT (952) 925-6888 PROPERTY USED IN AGRICULTURAL 19-3575 THIS IS A COMMUNICATION FROM PRODUCTION, AND ARE ABANDONED. A DEBT COLLECTOR. DATED: March 15, 2012 2946052 3/22-4/26/12 ASSIGNEE OF MORTGAGEE: U.S. Bank, National Association, as successor trustee to Wachovia Bank, N.A., as trustee for the NOTICE OF MORTGAGE Certificateholders of the MLMI FORECLOSURE SALE Trust Mortgage Loan N O T ICE IS HEREBY GIVEN that Asset-Backed Certificates, Series default has occurred in the conditions 2005-A6 of the following described mortgage: Wilford, Geske & Cook P.A. DATE OF MORTGAGE: December 17, Attorneys for Assignee of Mortgagee 2004 Lawrence A. Wilford ORIGINAL PRINCIPAL AMOUNT OF James A. Geske MORTGAGE: $157,500.00 8425 Seasons Parkway, Suite 105 MORTGAGOR(S): Lance Getz and Woodbury, MN 55125-4393 Ariane M. Getz, husband and wife (651) 209-3300 MORTGAGEE: World Savings Bank, File Number: 022742F01 2931054 3/15-4/19/12 FSB DATE AND PLACE OF RECORDING: Recorded: January 21, 2005 Dakota County Recorder Document Number: 2287369 NOTICE OF MORTGAGE Transaction Agent: Not Applicable FORECLOSURE SALE Transaction Agent Mortgage IdentifiTHE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF cation Number: Not Applicable Lender or Broker: World Savings THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS Bank, FSB Residential Mortgage Servicer: Wells NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that Fargo Bank, N.A. Mortgage Originator: Not Applicable default has occurred in conditions of COUNTY IN WHICH PROPERTY IS the following described mortgage: DATE OF MORTGAGE: December 5, LOCATED: Dakota Property Address: 6770 132nd St W, 2002 MORTGAGOR: Daniel J. Nistler, A Apple Valley, MN 55124-7908 Tax Parcel ID Number: Single Person. MORTGAGEE: O p t i m u m M o r t g a g e 01-52006-01-020 LEGAL DESCRIPTION OF PROPServices, Inc. DATE AND PLACE OF RECORDING: ERTY: Lot 2, Block 1, Nordic Woods Recorded January 24, 2003, Dakota Seventh Addition, according to the C o u n t y R e c o r d e r , D o c u m e n t N o . recorded plat thereof, Dakota County, Minnesota. 1989214. AMOUNT DUE AND CLAIMED TO BE ASSIGNMENTS OF MORTGAGE: Assigned to: TCF Mortgage Corpora- D U E A S O F D A T E O F N O T I C E : tion. And thereafter assigned to: $198,369.37 THAT all pre-foreclosure requireMortgage Electronic Registration Systems, Inc.. And thereafter assigned to: ments have been complied with; that no action or proceeding has been instiU.S. Bank National Association. tuted at law or otherwise to recover the TRANSACTION AGENT: NONE T R A N S A C T I O N A G E N T ' S M O R T - debt secured by said mortgage, or any GAGE IDENTIFICATION NUMBER ON part thereof; PURSUANT to the power of sale conMORTGAGE: NONE LENDER OR BROKER AND MORT- t a i n e d i n s a i d m o r t g a g e , t h e G A G E O R I G I N A T O R S T A T E D O N above-described property will be sold MORTGAGE: Optimum Mortgage Ser- by the Sheriff of said county as folvices, Inc. R E S I D E N T I A L M O R T G A G E S E R - ��

PUBLIC NOTICE

�� S PERSONAL REP THE MORTGAGOR RESENTATIVES OR ASSIGNS, MAY BE �� by the Sheriff of said county as fol lows: DATE AND TIME OF SALE: May 04, 2012 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on November 05, 2012, or the next business day if November 05, 2012 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: March 22, 2012 MORTGAGEE: Wells Fargo Bank, N.A. Wilford, Geske & Cook P.A. Attorneys for Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 022804F01 2939590 3/22-4/26/12

PUBLIC NOTICE

REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: March 22, 2012 U.S. Bank N.A., as Trustee for the registered holders of Asset Backed Certificates, Series 2005-HE4 Randall S. Miller & Associates, PLLC ttorneys for Assignee of Mortgage/ Mortgagee One Financial Plaza, 120 South Sixth Street, Suite 1100 Minneapolis, MN 55402 Phone: 612-573-3677 Our File No. 11MN01048-1 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. A-4215431 03/22/2012, 03/29/2012, 04/05/2012, 04/12/2012, 04/19/2012, 04/26/2012 2939875 3/22-4/26/12

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: M a r c h 2 7 , 2002 MORTGAGOR: E n g u d a y e T . Ashagere, a single person. MORTGAGEE: W e l l s F a r g o H o m e Mortgage, Inc. DATE AND PLACE OF RECORDING: Recorded April 29, 2002, Dakota County Recorder, Document No. 1891007. ASSIGNMENTS OF MORTGAGE: Assigned to: U.S. Bank National Association, successor by merger to the Leader Mortgage Company. TRANSACTION AGENT: NONE TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: NONE LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Wells Fargo Home Mortgage, Inc. RESIDENTIAL MORTGAGE SERVICER: U.S. Bank Home Mortgage, a division of U.S. Bank National Association MORTGAGED PROPERTY ADDRESS: 15839 Gooseberry Way, Apple Valley, MN 55124 TAX PARCEL I.D. #: 01-49106-01210 LEGAL DESCRIPTION OF PROPERTY: Lot 21, Block 1 Morning View 7th Addition, Dakota County, Minnesota. COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $153,784.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $150,902.47 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: May 3, 2012 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on November 5, 2012, unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: March 6, 2012. U.S. Bank National Association Mortgagee/Assignee of Mortgagee

Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 19-3734 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2945758 3/22-4/26/12

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN: That default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: March 8, 1996 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $57,400.00 MORTGAGOR(S): John R. Scofield and Carolyn S. Scofield, Husband and Wife as joint tenants MORTGAGEE: Long Beach Mortgage Company SERVICER: Ocwen Loan Servicing, LLC LENDER: Long Beach Mortgage Company. DATE AND PLACE OF FILING: Dakota County Minnesota, Recorder , on March 22, 1996, as Document No. 1337831. ASSIGNED TO: U.S. Bank National Association, as Trustee under the Pooling and Servicing Agreement, dated as of October 1, 2002, among Credit-Based Asset Servicing and Securitization LLC, Asset Backed Funding Corporation, Litton Loan Servicing LP and U.S. Bank National Association, C-BASS Mortgage Loan Asset-Backed Certificates, Series 2002-CB5 Dated: August 16, 2002 , and recorded March 4, 2003 by Document No. 2008219 . LEGAL DESCRIPTION OF PROPERTY: THE NORTH FIFTY (50) FEET OF THE SOUTH ONE HUNDRED FIFTY(150)FEET OF THE EAST ONE-HALF (E 1/2) OF BLOCK TWELVE (12) OF B.MICHEL`S ADDITION TO WEST ST.PAUL,ACCORDING TO THE PLAT THEREOF NOW ON FILE AND OF RECORD IN THE OFFICE OF THE REGISTER OF DEEDS WITHIN AND FOR SAID COUNTY AND STATE. PROPERTY ADDRESS: 1043 Humboldt Avenue, West St. Paul, MN 55118 PROPERTY I.D: 42-48100-12-180 COUNTY IN WHICH PROPERTY IS LOCATED: Dakota THE AMOUNT CLAIMED TO BE DUE ON THE MORTGAGE ON THE DATE OF THE NOTICE: Fifty-Two Thousand Two Hundred Forty-One and 37/100 ($52,241.37) THAT no action or proceeding has been instituted at law to recover the debt secured by said mortgage, or any part thereof; that there has been compliance with all pre-foreclosure notice and acceleration requirements of said mortgage, and/or applicable statutes; PURSUANT, to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: 10:00 AM on May 15, 2012 PLACE OF SALE: Sheriff`s Main Office, Law Enforcement Center, 1580 Highway 55, Hastings MN 55033-2343 to pay the debt then secured by said mortgage and taxes, if any actually paid by the mortgagee, on the premises and the costs and disbursements allowed by law. The time allowed by law for redemption by said mortgagor(s), their personal representatives or assigns is 6.00 months from the date of sale. If Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on November 15, 2012, or the next business day if November 15, 2012 falls on a Saturday, Sunday or legal holiday. "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR`S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: March 29, 2012 U.S. Bank National Association, as Trustee under the Pooling and Servicing Agreement, dated as of October 1, 2002, among Credit-Based Asset Servicing and Securitization LLC, Asset Backed Funding Corporation, Litton Loan Servicing LP and U.S. Bank National Association, C-BASS Mortgage Loan Asset-Backed Certificates, Series 2002-CB5 Randall S. Miller & Associates, PLLC Attorneys for Assignee of Mortgage/ Mortgagee One Financial Plaza, 120 South Sixth Street, Suite 1100 Minneapolis, MN 55402 Phone: 612-573-3677 Our File No. 12MN00070-1 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. A-4219762 03/29/2012, 04/05/2012, 04/12/2012, 04/19/2012, 04/26/2012, 05/03/2012 2950979 3/29-5/3/12

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: June 01, 2007 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $514,150.00 MORTGAGOR(S): Kenna L Young and Ramona S Young, Husband and Wife MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF REGISTERING: Registered: June 07, 2007 Dakota County Registrar of Titles Document Number: 612023 ASSIGNMENTS OF MORTGAGE: And assigned to: THE BANK OF NEW YORK MELLON FKA THE BANK OF NEW YORK AS TRUSTEE FOR THE CERTIFICATEHOLDERS OF CWMBS, I N C . , C H L M O R T G A G E PASS-THROUGH TRUST 2007-14 MORTGAGE PASS-THROUGH CERTIFICATES, SERIES 2007-14 Dated: August 16, 2011 Registered: August 24, 2011 Dakota County Registrar of Titles Document Number: T683429 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100059600071185651 Lender or Broker: Universal American Mortgage Company, LLC Residential Mortgage Servicer: Bank of America, N.A. Mortgage Originator: Not Applicable CERTIFICATE OF TITLE NUMBER: 142696 COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 1716 Terra Glenn Ct, Eagan, MN 55122-1632 Tax Parcel ID Number: 10-75401-03-080 LEGAL DESCRIPTION OF PROPERTY: Lot 8, Block 3, Terra Glenn 2nd Addition, Dakota County, Minnesota. AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $498,865.64 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; that this is registered property; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: May 18, 2012 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on November 19, 2012, or the next business day if November 19, 2012 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: April 05, 2012 ASSIGNEE OF MORTGAGEE: THE BANK OF NEW YORK MELLON FKA THE BANK OF NEW YORK AS TRUSTEE FOR THE CERTIFICATEHOLDERS OF CWMBS, INC., CHL MORTGAGE PASS-THROUGH TRUST 2007-14 MORTGAGE PASS-THROUGH CERTIFICATES, SERIES 2007-14 Wilford, Geske & Cook P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 024601F01 2961458 4/5-5/10/12

PUBLIC NOTICE

SUMMONS State of Minnesota County of Dakota

District Court First Judicial District Court File Number: _____________ Case Type: Partition _____________________________________ David J. Rudnick, Plaintiff, vs.

vs. Daniel J. Rudnick; John Doe and Mary Roe; and All Other Persons Unknown Having or Claiming an Interest in the Property Described in the Complaint Herein, Defendants. _______________________________________ THIS SUMMONS IS DIRECTED TO DANIEL J. RUDNICK. 1. YOU ARE BEING SUED. The Plaintiff has started a lawsuit against you. The Plaintiff's Complaint against you is attached to this summons. Do not throw these papers away. They are official papers that affect your rights. You must respond to this lawsuit even though it may not yet be filed with the Court and there may be no court file number on this summons. 2. YOU MUST REPLY WITHIN 20 DAYS TO PROTECT YOUR RIGHTS. You must give or mail to the person who signed this summons a written response called an Answer within 20 days of the date on which you received this Summons. You must send a copy of your Answer to the person who signed this summons located at: Bridget McCauley Nason, LeVander, Gillen & Miller, PA, 633 South Concord Street, Suite 400, South St. Paul, MN 55075. 3. YOU MUST RESPOND TO EACH CLAIM. The Answer is your written response to the Plaintiff's Complaint. In your Answer you must state whether you agree or disagree with each paragraph of the Complaint. If you believe the Plaintiff should not be given everything asked for in the Complaint, you must say so in your Answer. 4. YOU WILL LOSE YOUR CASE IF YOU DO NOT SEND A WRITTEN RESPONSE TO THE COMPLAINT TO THE PERSON WHO SIGNED T H I S S U M M O N S . If you do not Answer within 20 days, you will lose this case. You will not get to tell your side of the story, and the Court may decide against you and award the Plaintiff everything asked for in the complaint. If you do not want to contest the claims stated in the complaint, you do not need to respond. A default judgment can then be entered against you for the relief requested in the complaint. 5. LEGAL ASSISTANCE. You may wish to get legal help from a lawyer. If you do not have a lawyer, the Court Administrator may have information about places where you can get legal assistance. Even if you cannot get legal help, you must still provide a written Answer to protect your rights or you may lose the case. 6. ALTERNATIVE DISPUTE RESOLUTION. The parties may agree to or be ordered to participate in an alternative dispute resolution process under Rule 114 of the Minnesota General Rules of Practice. You must still send your written response to the Complaint even if you expect to use alternative means of resolving this dispute. 7. THIS LAWSUIT MAY AFFECT OR BRING INTO QUESTION TITLE T O R E A L P R O P E R T Y located in Dakota County, State of Minnesota, legally described as follows: Lot Thirty-One (31) except the West Twenty (20) feet thereof, and Lot Thirty-Two (32), Block Three (3), Hutchinson's Addition to St. Paul, according to the recorded plat thereof. The object of this action is to obtain a court order for partition of the Real Property legally described above according to the respective rights and interests of the Plaintiff and Defendant Daniel Rudnick, including an order for the sale of the Property, as provided in Chapter 558 of the Minnesota Statutes, and further providing that the proceeds of the sale be brought into court and equitably divided between the parties according to their respective rights and interests as provided by statute; to obtain a judgment ordering that the costs, charges, and attorney fees and disbursements of this action be apportioned and paid as provided by statute; and awarding such other and further relief as the Court deems just and equitable. ______________ Dated _________________________ Bridget McCauley Nason Atty. Reg. No. 0347322 633 South Concord Street Suite 400 South St. Paul, MN 55075 (651) 451-1831 Attorney for Plaintiff David J. Rudnick 2938862 3/22-4/5/12

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: June 17, 2005 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $180,000.00 MORTGAGOR(S): Sherry Ann Peterson, an unmarried woman MORTGAGEE: World Savings Bank, FSB DATE AND PLACE OF REGISTERING: Registered: July 12, 2005 Dakota County Registrar of Titles Document Number: 569201 Transaction Agent: Not Applicable Transaction Agent Mortgage Identification Number: Not Applicable Lender or Broker: World Savings Bank, FSB Residential Mortgage Servicer: Wells Fargo Bank, N.A.

Fargo Bank, N.A. Mortgage Originator: Not Applicable CERTIFICATE OF TITLE NUMBER: 118169 COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 12505 Skyline Dr, Burnsville, MN 55337-2968 Tax Parcel ID Number: 02-69000-100-05 LEGAL DESCRIPTION OF PROPERTY: Lot 10, Block 5, Skyline View Addition, Dakota County, Minnesota. AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $225,562.33 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; that this is registered property; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: May 04, 2012 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on November 05, 2012, or the next business day if November 05, 2012 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: March 22, 2012 MORTGAGEE: Wells Fargo Bank, N.A. Wilford, Geske & Cook P.A. Attorneys for Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 014745F04 2939835 3/22-4/26/12

PUBLIC NOTICE

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teen (13); thence South and parallel with the West line of said Section 254.5 feet; thence East 86 feet, thence North 254.5 feet thence West 86 feet to the point of beginnning, except the South 65 feet thereof, according to the Government Survey thereof, Dakota County, Minnesota. COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $173,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $180,211.02 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: May 3, 2012 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on November 5, 2012, unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED." Dated: March 6, 2012. U.S. Bank National Association Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 19-3736 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2946211 3/22-4/26/12

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: August 25, 2005 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $207,000.00 MORTGAGOR(S): Nicolas L. Charles, a single person MORTGAGEE: Mortgage Electronic Registration Systems, Inc. as nominee for Voyager Bank, its successors and assigns DATE AND PLACE OF REGISTERING: Registered: September 06, 2005 Dakota County Registrar of Titles Document Number: 573908 ASSIGNMENTS OF MORTGAGE: And assigned to: THE BANK OF NEW YORK MELLON FKA THE BANK OF NEW YORK, AS TRUSTEE FOR THE CERTIFICATEHOLDERS OF CWALT, I NC ., AL T E RN AT IV E LOAN TRUST 2 0 0 5 - 5 5 C B , M O R T G A G E PASS-THROUGH CERTIFICATES, SERIES 2005-55CB Dated: July 15, 2011 Registered: August 08, 2011 Dakota County Registrar of Titles Document Number: T682690 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 1000389-0001002461-5 Lender or Broker: Voyager Bank Residential Mortgage Servicer: Bank of America, N.A. Mortgage Originator: Not Applicable CERTIFICATE OF TITLE NUMBER: 137377 COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 394 Mainzer St East, West Saint Paul, MN 55118-1649 Tax Parcel ID Number: 42-43200-02-030 LEGAL DESCRIPTION OF PROPERTY: Lot Three (3) in Block Two (2) of Kraft Addition according to the plat thereof on file in the office of the Register of Deeds in and for said County, Dakota County, Minnesota.

Dakota County, Minnesota. AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $199,346.15 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; that this is registered property; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: May 04, 2012 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on November 05, 2012, or the next business day if November 05, 2012 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: March 22, 2012 ASSIGNEE OF MORTGAGEE: THE BANK OF NEW YORK MELLON FKA THE BANK OF NEW YORK, AS TRUSTEE FOR THE CERTIFICATEHOLDERS OF CWALT, INC., ALTERNATIVE LOAN TRUST 2005-55CB, MORTGAGE PASS-THROUGH CERTIFICATES, SERIES 2005-55CB Wilford, Geske & Cook P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 021492F02 2943904 3/22-4/26/12

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: May 04, 2005 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $301,383.00 MORTGAGOR(S): Godfrey Teed and Theresa Teed, husband and wife MORTGAGEE: CTX Mortgage Company, LLC DATE AND PLACE OF RECORDING: Recorded: May 26, 2005 Dakota County Recorder Document Number: 2325878 ASSIGNMENTS OF MORTGAGE: And assigned to: Centex Home Equity Company, LLC Dated: September 28, 2005 Recorded: October 03, 2005 Dakota County Recorder Document Number: 2366608 Transaction Agent: Not Applicable Transaction Agent Mortgage Identification Number: Not Applicable Lender or Broker: CTX Mortgage Company, LLC Residential Mortgage Servicer: Nationstar Mortgage, LLC Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 13949 Autumn Ct, Rosemount, MN 55068-2468 Tax Parcel ID Number: 34.48301.060.01 LEGAL DESCRIPTION OF PROPERTY: Lot 6, Block 1, Meadows of Bloomfield 2nd Addition, Dakota County, Minnesota. AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $361,266.12 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: May 04, 2012 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mort-

to pay the debt secured by said mort gage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on November 05, 2012, or the next business day if November 05, 2012 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: March 22, 2012 ASSIGNEE OF MORTGAGEE: Nationstar Mortgage, LLC Wilford, Geske & Cook P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 014649F02 2943888 3/22-4/26/12

PUBLIC NOTICE

NOTICE OF ASSESSMENT LIEN FORECLOSURE SALE Date: March 1, 2012 YOU ARE NOTIFIED THAT: 1. Default has occurred in the terms and conditions of the Declaration for Sherbourne Deckhomes Association (hereinafter the "Association") which was recorded as Document No. 1252576, in the Office of the County Recorder of Dakota County, Minnesota, as amended, and also, pursuant to Minn. Stat. § 515B.3-116, covering the following property: LEGAL DESCRIPTION: Unit No. 32, CIC No. 129, Sherbourne Deckhomes Condominium, Dakota County, Minnesota STREET ADDRESS: 5461 Upper 183rd Street West, Farmington, MN 55024 T A X P A R C E L I D N O . 14-19502-04-032 2. Pursuant to said Declaration, there is claimed to be due and owing as of March 1, 2012, from Cindy Szambelan, title holder, to the Association, a Minnesota non-profit corporation, the amount of $3,812.00 for unpaid association dues, late fees, attorneys' fees and costs, plus any other such amounts that will accrue after March 1, 2012, including reasonable attorneys' fees and costs of collection and foreclosure which will be added to the amount claimed due and owing at the time of the sale herein. 3. No action is now pending at law or otherwise to recover said debt or any part thereof. 4. That all preforeclosure requirements have been met. 5. The owner has not been released from the owner's financial obligation to pay said amount. 6. The Declaration, referenced above, and Minn. Stat. §§515B.3-115 and 515B.3-116 provide for a continuing lien against the property. A Notice of Lien evidencing the amount due was r e c o r d e d o n O c t o b e r 1 7 , 2 0 1 1 , as Document No. 2825098 in the Dakota County Recorder's Office. 7. Pursuant to the power of sale contained in the same Declaration and granted by the owner in taking title to the premises subject to said Declaration and pursuant to Minn. Stat. §§515B.3-115 and 515B.3-116, said Lien will be foreclosed by the sale of said property by the Sheriff of Dakota County, at the Dakota County Sheriffs Office, Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100 , Hastings, MN 55033, on the 10th day of May, 2012, at 10:00 a.m. at public auction to the highest bidder, to pay the amount then due for said assessments, together with the costs of foreclosure, including attorneys fees as allowed by law. 8. The time allowed by law for redemption by the unit owner, her personal representatives or assigns is six (6) months from the date of sale. The date and time to vacate the property is 11:59 p.m. on November 13, 2012, if the account is not reinstated or the owners do not redeem from the foreclosure sale. REDEMPTION NOTICE THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE

MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. 9. THIS IS A COMMUNICATION FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. SHERBOURNE DECKHOMES ASSOCIATION Attorneys for Sherbourne Deckhomes Association THOMSEN & NYBECK, P.A. By: Gretchen S. Schellhas (#195595) 3600 American Blvd. West, Suite 400 Bloomington, Minnesota 55431 (952) 835-7000 (Sherbourne/Szambelan/11-7-282D) 2940331 3/22-4/26/12

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: May 2, 2008 MORTGAGORS: Dan Webinger and Kim A. Webinger, Husband and Wife. MORTGAGEE: Mortgage Electronic Registration Systems, Inc.. DATE AND PLACE OF RECORDING: Registered May 9, 2008, Dakota County Registrar of Titles, Document No. T627841, Certificate of Title No. 144720. ASSIGNMENTS OF MORTGAGE: Assigned to: U.S. Bank National Association. Said Mortgage being Registered Land. TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100229801000241236 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Prestige Mortgage LLC RESIDENTIAL MORTGAGE SERVICER: U.S. Bank Home Mortgage MORTGAGED PROPERTY ADDRESS: 8018 Delano Way, Inver Grove Heights, MN 55076 T A X P A R C E L I . D . # : 20-64075-02-190 LEGAL DESCRIPTION OF PROPERTY: Lot Nineteen (19), Block Two (2), in River Bluffs of Inver Grove Heights, Dakota County, Minnesota. COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $272,844.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $280,887.34 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: March 29, 2012 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on October 1, 2012, unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED." Dated: January 27, 2012. U.S. Bank National Association Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 19-3454

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�� MN�� Minneapolis, 55416 19 3454 THIS IS A COMMUNICATION FROM (952) 925-6888 60-3450 A DEBT COLLECTOR. THIS IS A COMMUNICATION FROM NOTICE OF POSTPONEMENT OF A DEBT COLLECTOR. MORTGAGE FORECLOSURE SALE Pursuant to the provisions of NOTICE OF POSTPONEMENT OF Minnesota Statutes 580.07, the MORTGAGE FORECLOSURE SALE Pursuant to the provisions of foregoing foreclosure sale is postponed until May 10, 2012 at 10:00 M i n n e s o t a S t a t u t e s 5 8 0 . 0 7 , t h e AM at the Sheriff's Office, Law foregoing foreclosure sale is Enforcement Center, 1580 Hwy 55, postponed until December 14, 2011 at Lobby #S-100, Hastings, MN, in said 10:00 am at the Sheriff’s Office, Law Enforcement Center, 1580 Hwy 55, county and state. Dated: April 2, 2012. Lobby #S-100, Hastings, MN, in said county and state. U.S. BANK, NATIONAL Dated; October 28, 2011. ASSOCIATION JPMorgan Chase Bank, Mortgagee/Assignee of Mortgagee National Association USSET, WEINGARDEN AND LIEBO, P.L.L.P. Mortgagee/Assignee of Mortgagee Attorneys for Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden 4500 Park Glen Road #300 Attorneys for Mortgagee/Assignee of Minneapolis, MN 55416 Mortgagee (952) 925-6888 4500 Park Glen Road #300 19-3454 THIS IS A COMMUNICATION FROM Minneapolis, MN 55416 (952) 925-6888 A DEBT COLLECTOR. 2961648 4/5/12 60-3450 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. NOTICE OF POSTPONEMENT OF NOTICE OF MORTGAGE MORTGAGE FORECLOSURE SALE FORECLOSURE SALE Pursuant to the provisions of THE RIGHT TO VERIFICATION M i n n e s o t a S t a t u t e s 5 8 0 . 0 7 , t h e OF THE DEBT AND IDENTITY OF f o r e g o i n g f o r e c l o s u r e s a l e i s THE ORIGINAL CREDITOR WITHIN postponed until January 25, 2012 at THE TIME PROVIDED BY LAW IS 10:00 am at the Sheriff’s Office, Law NOT AFFECTED BY THIS ACTION. Enforcement Center, 1580 Hwy 55, NOTICE IS HEREBY GIVEN, that Lobby #S-100, Hastings, MN, in said default has occurred in conditions of county and state. the following described mortgage: Dated: December 8, 2011 DATE OF MORTGAGE: July 3, 2007 JPMorgan Chase Bank, National MORTGAGORS: Roger R. Watral and Association Patricia J. Watral, husband and wife. Mortgagee/Assignee of Mortgagee MORTGAGEE: J P M o r g a n C h a s e USSET, WEINGARDEN AND LIEBO, P.L.L.P. Bank, National Association, successor By: Paul A. Weingarden in interest by purchase from the Fed- Attorneys for Mortgagee/Assignee of eral Deposit Insurance Corporation as Mortgagee Receiver for Washington Mutual Bank 4500 Park Glen Road #300 f/k/a Washington Mutual Bank, FA. Minneapolis, MN 55416 DATE AND PLACE OF RECORDING: (952) 925-6888 Recorded September 21, 2007, Dakota 60-3450 C o u n t y R e c o r d e r , D o c u m e n t N o . THIS IS A COMMUNICATION FROM 2545703. A DEBT COLLECTOR. ASSIGNMENTS OF MORTGAGE: NOTICE OF POSTPONEMENT OF NONE MORTGAGE FORECLOSURE SALE TRANSACTION AGENT: NONE Pursuant to the provisions of TRANSACTION AGENT'S MORT- Minnesota Statutes 580.07, the GAGE IDENTIFICATION NUMBER ON f o r e g o i n g f o r e c l o s u r e s a l e i s MORTGAGE: NONE postponed until February 29, 2012 at LENDER OR BROKER AND MORT- 10:00 am at the Sheriff’s Office, Law G A G E O R I G I N A T O R S T A T E D O N Enforcement Center, 1580 Hwy 55, MORTGAGE: Washington Mutual Bank, Lobby #S-100, Hastings, MN, in said FA county and state. RESIDENTIAL MORTGAGE SERDated: January 20, 2012. VICER: Chase Home Finance LLC JPMorgan Chase Bank, National MORTGAGED PROPERTY ADDRESS: Association 11125 Alameda Avenue, Inver Grove Mortgagee/Assignee of Mortgagee Heights, MN 55077 USSET, WEINGARDEN AND LIEBO, P.L.L.P. TAX PARCEL I.D. #: 20-71300-030-01 By: Paul A. Weingarden LEGAL DESCRIPTION OF PROP- Attorneys for Mortgagee/Assignee of ERTY: Mortgagee Lot 3, Block 1, Southern Terrace 4500 Park Glen Road #300 Estates Minneapolis, MN 55416 COUNTY IN WHICH PROPERTY IS (952) 925-6888 LOCATED: Dakota 60-3450 ORIGINAL PRINCIPAL AMOUNT OF THIS IS A COMMUNICATION FROM MORTGAGE: $1,560,000.00 A DEBT COLLECTOR. AMOUNT DUE AND CLAIMED TO BE NOTICE OF POSTPONEMENT OF DUE AS OF DATE OF NOTICE, INCLUDMORTGAGE FORECLOSURE SALE ING TAXES, IF ANY, PAID BY MORTPursuant to the provisions of GAGEE: $1,893,779.82 Minnesota Statutes 580.07, the That prior to the commencement of f o r e g o i n g f o r e c l o s u r e s a l e i s this mortgage foreclosure proceeding postponed until April 4, 2012 at 10:00 Mortgagee/Assignee of Mortgagee com- a m a t t h e S h e r i f f ’ s O f f i c e , L a w plied with all notice requirements as Enforcement Center, 1580 Hwy 55, required by statute; That no action or Lobby #S-100, Hastings, MN, in said proceeding has been instituted at law county and state. or otherwise to recover the debt Dated: February 23, 2012. secured by said mortgage, or any part JPMorgan Chase Bank, National thereof; Association PURSUANT to the power of sale Mortgagee/Assignee of Mortgagee contained in said mortgage, the above USSET, WEINGARDEN AND LIEBO, P.L.L.P. described property will be sold by the By: Paul A. Weingarden Sheriff of said county as follows: Attorneys for Mortgagee/Assignee of DATE AND TIME OF SALE: June 2, Mortgagee 2011 at 10:00 AM 4500 Park Glen Road #300 PLACE OF SALE: S h e r i f f ' s O f f i c e , Minneapolis, MN 55416 Law Enforcement Center, 1580 Hwy (952) 925-6888 55, Lobby #S-100, Hastings, MN 60-3450 to pay the debt then secured by said THIS IS A COMMUNICATION FROM Mortgage, and taxes, if any, on said A DEBT COLLECTOR. premises, and the costs and NOTICE OF POSTPONEMENT OF disbursements, including attorneys' MORTGAGE FORECLOSURE SALE fees allowed by law subject to Pursuant to the provisions of redemption within six (6) months from M i n n e s o t a S t a t u t e s 5 8 0 . 0 7 , t h e the date of said sale by the foregoing foreclosure sale is m o r t g a g o r ( s ) , t h e i r p e r s o n a l postponed until May 23, 2012 at 10:00 representatives or assigns unless A M a t t h e S h e r i f f ’ s O f f i c e , L a w reduced to Five (5) weeks under MN Enforcement Center, 1580 Hwy 55, Stat. §580.07. Lobby #S-100, Hastings, MN, in said T I M E A N D D A T E T O V A C A T E county and state. PROPERTY: If the real estate is an Dated: March 30, 2012. owner-occupied, single-family JPMorgan Chase Bank, National dwelling, unless otherwise provided by Association law, the date on or before which the Mortgagee/Assignee of Mortgagee mortgagor(s) must vacate the property USSET, WEINGARDEN AND LIEBO, P.L.L.P. if the mortgage is not reinstated under Attorneys for Mortgagee/Assignee of section 580.30 or the property is not Mortgagee redeemed under section 580.23 is 4500 Park Glen Road #300 1 1 : 5 9 p . m . o n D e c e m b e r 2 , 2 0 1 1 , Minneapolis, MN 55416 u n l e s s t h e r e d e m p t i o n p e r i o d i s (952) 925-6888 reduced to 5 weeks under MN Stat. THIS IS A COMMUNICATION FROM Secs. 580.07 or 582.032. A DEBT COLLECTOR. MORTGAGOR(S) RELEASED FROM 2961393 4/5/12 FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, NOTICE OF MORTGAGE THE MORTGAGOR'S PERSONAL FORECLOSURE SALE REPRESENTATIVES OR ASSIGNS, THE RIGHT TO VERIFICATION MAY BE REDUCED TO FIVE WEEKS IF OF THE DEBT AND IDENTITY OF A J U D I C I A L O R D E R I S E N T E R E D THE ORIGINAL CREDITOR WITHIN U N D E R M I N N E S O T A S T A T U T E S , THE TIME PROVIDED BY LAW IS SECTION 582.032, DETERMINING, NOT AFFECTED BY THIS ACTION. AMONG OTHER THINGS, THAT THE NOTICE IS HEREBY GIVEN, that M O R T G A G E D P R E M I S E S A R E default has occurred in conditions of I M P R O V E D W I T H A R E S I D E N T I A L the following described mortgage: DWELLING OF LESS THAN FIVE DATE OF MORTGAGE: February 28, UNITS, ARE NOT PROPERTY USED IN 2008 AGRICULTURAL PRODUCTION, AND MORTGAGORS: Stephen R. Prince ARE ABANDONED." and Krista L. Prince, Husband and Dated: April 11, 2011. Wife. JPMorgan Chase Bank, N.A. MORTGAGEE: Mortgage Electronic Mortgagee/Assignee of Mortgagee Registration Systems, Inc.. DATE AND PLACE OF RECORDING: USSET, WEINGARDEN AND LIEBO, P.L.L.P. Recorded March 17, 2008, Dakota Attorneys for Mortgagee/Assignee of County Recorder, Document No. Mortgagee 4500 Park Glen Road #300 �� Minneapolis, MN 55416

PUBLIC NOTICE

�� sons. �� MORTGAGEE: Mortgage �� County Recorder, Document No. 2577908. ASSIGNMENTS OF MORTGAGE: Assigned to: U.S. Bank National Association. TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100177050500044102 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Cornerstone Mortgage Company RESIDENTIAL MORTGAGE SERVICER: U.S. Bank Home Mortgage MORTGAGED PROPERTY ADDRESS: 716 12TH Street, Farmington, MN 55024 T A X P A R C E L I . D . # : 14-22505-04-080 LEGAL DESCRIPTION OF PROPERTY: Lot 8, Block 4, East Farmington Sixth Addition, Dakota County, Minnesota. COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $227,816.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $230,653.06 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: March 30, 2012 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on October 1, 2012, unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED." Dated: January 31, 2012. U.S. Bank National Association Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 19-3327 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE Pursuant to the provisions of Minnesota Statutes 580.07, the foregoing foreclosure sale is postponed until May 11, 2012 at 10:00 AM at the Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN, in said county and state. Dated: March 28, 2012. U.S. Bank National Association Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 19-3327 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2956111 4/5/12

PUBLIC NOTICE

Electronic

Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded October 2, 2006, Dakota County Recorder, Document No. 2465399. ASSIGNMENTS OF MORTGAGE: Assigned to: U.S. Bank National Association. TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100021278920265290 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: U.S. Bancorp Advantage LLC RESIDENTIAL MORTGAGE SERVICER: U.S. Bank Home Mortgage, a division of U.S. Bank National Association MORTGAGED PROPERTY ADDRESS: 13604 Brass Parkway, Rosemount, MN 55068 T A X P A R C E L I . D . # : 34-32075-10-015 LEGAL DESCRIPTION OF PROPERTY: Unit No. 15, Common Interest Community No. 489, a Condominium, Harmony East, Dakota County, Minnesota. COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $195,920.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $192,783.87 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: May 4, 2012 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on November 5, 2012, unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: March 7, 2012. U.S. Bank National Association Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 19-3556 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2946182 3/22-4/26/12

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: April 16, 2003 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $216,000.00 MORTGAGOR(S): Steven J Filek and Monica M Filek, Husband and Wife MORTGAGEE: Mortgage Electronic Registration Systems, Inc., as nominee for Summit Mortgage Corporation, its successors and assigns. DATE AND PLACE OF RECORDING: Recorded: June 03, 2003 Dakota County Recorder Document Number: 2055846 ASSIGNMENTS OF MORTGAGE: And assigned to: Countrywide Home Loans, Inc. Dated: August 19, 2008 Recorded: August 26, 2008 Dakota County Recorder Document Number: 2610057 And assigned to: BAC Home Loans Servicing, LP Dated: October 21, 2009 Recorded: October 27, 2009 Dakota County Recorder Document Number: 2692715

Document Number: 2692715 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 1000619-031050004-5 Lender or Broker: Summit Mortgage Corporation Residential Mortgage Servicer: Bank of America, N.A. Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 5910 180th St W, Farmington, MN 55024-7019 Tax Parcel ID Number: 14.19851.03.090 LEGAL DESCRIPTION OF PROPERTY: Lot 9, Block 3, Deer Meadow Second Addition, Dakota County, Minnesota. AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $233,011.69 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: May 04, 2012 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on November 05, 2012, or the next business day if November 05, 2012 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: March 22, 2012 ASSIGNEE OF MORTGAGEE: BANK OF AMERICA, N.A., SUCCESSOR BY MERGER TO BAC HOME LOANS SERVICING, LP FKA COUNTRYWIDE HOME LOANS SERVICING, LP Wilford, Geske & Cook P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 024322F01 2943902 3/22-4/26/12

PUBLIC NOTICE

That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: February 23, 2012 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on _August 23, 2012, unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE:None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED." Dated: December 27, 2011. CitiMortgage, Inc. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 10-6742 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE Pursuant to the provisions of Minnesota Statutes 580.07, the foregoing foreclosure sale is postponed until March 29, 2012 at 10:00 am at the Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN, in said county and state. Dated: February 21, 2012. CitiMortgage, Inc. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 10-6742 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE Pursuant to the provisions of Minnesota Statutes 580.07, the foregoing foreclosure sale is postponed until May 3, 2012 at 10:00 AM at the Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN, in said county and state. Dated: April 2, 2012. CitiMortgage, Inc. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 10-6742 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2961668 4/5/12

PUBLIC NOTICE

TRANSACTION AGENT S MORT GAGE IDENTIFICATION NUMBER ON MORTGAGE: NONE LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Anchor Bank, West St. Paul N.A. RESIDENTIAL MORTGAGE SERVICER: U.S. Bank Home Mortgage, a division of U.S. Bank National Association MORTGAGED PROPERTY ADDRESS: 9090 170TH Street East, Hastings, MN 55033 T A X P A R C E L I . D . # : 39-01200-03-016 LEGAL DESCRIPTION OF PROPERTY: SCHEDULE C PROPERTY DESCRIPTION The land referred to in this Commitment is described as follows: That part of the West Half of the Northeast Quarter of Section 12, Township 114, Range 18, Dakota County, Minnesota, Described as follows: Commencing at the Southwest corner of said West Half of the Northeast Quarter; thence North 0 degrees 02 minutes 39 seconds West, bearing assumed, along the West line of said West half of the Northeast Quarter, a distance of 714.54 feet to the point of beginning of the land to be described; thence North 28 degrees 08 minutes 52 seconds East a distance of 323.14 feet; thence North 74 degrees 34 minutes 40 seconds East a distance of 300.83 feet; thence North 59 degrees 32 minutes 04 seconds East a distance of 197.23 feet; thence South 74 degrees 03 minutes 17 seconds East a distance of 218.40 feet; thence North 33 degrees 08 minutes 32 seconds East a distance of 113.75 feet to the East line of the West 885.00 feet of said West Half of the Northeast Quarter; thence North 0 degrees 02 minutes 39 seconds West, along said West line, a distance of 1413.36 feet to the North line of said West Half of the Northeast Quarter; thence North 89 degrees 55 minutes 05 seconds West along said North line a distance of 885.00 feet to the Northwest corner of said West Half of the Northeast Quarter; thence South 0 degrees 02 minutes 39 seconds East, along the West line of said West Half of the Northeast Quarter, a distance of 1914.78 feet to the point of beginning, Dakota County, Minnesota. Abstract Property AGRICULTURAL DESIGNATION NOTICE “IF THE PROPERTY TO BE SOLD CONTAINS SEPARATE TRACTS, YOU MAY REQUEST THAT THE TRACTS BE SOLD AND REDEEMED SEPARATELY. EACH OF THE SEPARATE TRACTS MUST CONFORM TO LOCAL ZONING ORDINANCES, MUST HAVE AN ENTRANCE BY DIRECT ACCESS TO A PUBLIC ROAD OR BY PERMANENT EASEMENT, AND MUST NOT UNREASONABLY AFFECT THE VALUE OF THE REMAINING PROPERTY. YOU MUST PROVIDE THE PERSON FORECLOSING ON THE PROPERTY, THE SHERIFF, AND THE COUNTY RECORDER WITH A COPY OF THE LEGAL DESCRIPTIONS OF EACH OF THE TRACTS YOU HAVE DESIGNATED TO BE SOLD SEPARATELY BY TEN BUSINESS DAYS BEFORE THE DATE THE PROPERTY IS TO BE SOLD.” COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $270,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE:$245,731.19 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: May 25, 2012 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within twelve (12) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on May 27, 2013, unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES,

UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED." Dated: March 29, 2012. U.S. Bank National Association Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 19-3704 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2962652 4/5-5/10/12

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: July 13, 2007 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $228,800.00 MORTGAGOR(S): Andrew C. Anderson and Amber L. Anderson, husband and wife MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded: August 03, 2007 Dakota County Recorder Document Number: 2535238 ASSIGNMENTS OF MORTGAGE: And assigned to: Aurora Loan Services, LLC Dated: April 11, 2011 Recorded: April 22, 2011 Dakota County Recorder Document Number: 2797295 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100024200018041372 Lender or Broker: American Home Mortgage Residential Mortgage Servicer: Aurora Bank, FSB Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 18256 Echo Dr, Farmington, MN 55024-8720 Tax Parcel ID Number: 14-19506-010-02 LEGAL DESCRIPTION OF PROPERTY: Lot 1, Block 2, Dakota County Estates 7th Addition, Dakota County, Minnesota AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $249,100.13 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: June 10, 2011 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on December 10, 2011, or the next business day if December 10, 2011 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: April 28, 2011 ASSIGNEE OF MORTGAGEE: Aurora Loan Services, LLC Wilford, Geske & Cook P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 020228F01 NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for June 10, 2011 at 10:00 AM has been postponed to July 12, 2011 at

��

been postponed to July 12, 2011 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State. DATED: June 09, 2011 ASSIGNEE OF MORTGAGEE: Aurora Loan Services, LLC NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for July 12, 2011 at 10:00 AM has been postponed to August 26, 2011 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State. DATED: June 27, 2011 ASSIGNEE OF MORTGAGEE: Aurora Loan Services, LLC NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for August 26, 2011 at 10:00 AM has been postponed to October 11, 2011 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State. DATED: August 22, 2011 ASSIGNEE OF MORTGAGEE: Aurora Loan Services, LLC NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for October 11, 2011 at 10:00 AM has been postponed to November 14, 2011 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State. DATED: October 10, 2011 ASSIGNEE OF MORTGAGEE: Aurora Loan Services, LLC NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for November 14, 2011 at 10:00 AM has been postponed to December 15, 2011 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State. DATED: November 14, 2011 ASSIGNEE OF MORTGAGEE: Aurora Loan Services, LLC NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for December 15, 2011 at 10:00 AM has been postponed to January 17, 2012 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State. DATED: December 14, 2011 ASSIGNEE OF MORTGAGEE: Aurora Loan Services, LLC NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for January 17, 2012 at 10:00 AM has been postponed to February 16, 2012 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State. DATED: January 10, 2012 ASSIGNEE OF MORTGAGEE: Aurora Loan Services, LLC NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for February 16, 2012 at 10:00 AM has been postponed to April 02, 2012 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State. DATED: February 07, 2012 ASSIGNEE OF MORTGAGEE: Aurora Loan Services, LLC NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for April 02, 2012 at 10:00 AM has been postponed to June 13, 2012 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State. DATED: March 02, 2012 ASSIGNEE OF MORTGAGEE: Aurora Loan Services, LLC Wilford, Geske & Cook P.A. Attorneys for Assignee Of Mortgagee: Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 020228F01 2929544 4/5/12

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: March 26, 2004 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $141,200.00 MORTGAGOR(S): Alexander Svirshch and Viktoria Svirshch, husband and wife MORTGAGEE: Mortgage Electronic Registration Systems, Inc. as nominee for America's Wholesale Lender, its successors and assigns DATE AND PLACE OF REGISTERING: Registered: April 27, 2004 Dakota County Registrar of Titles Document Number: 535497 ASSIGNMENTS OF MORTGAGE: And assigned to: The Bank of New York Mellon FKA The Bank of New York as Trustee for the Benefit of the Certificateholders of the CWABS Inc., Asset-Backed Certificates, Series 2004-5 Dated: October 28, 2011 Registered: November 10, 2011 Dakota County Registrar of Titles

Dakota County Registrar of Titles Document Number: T686952 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100015700035628649 Lender or Broker: America's Wholesale Lender Residential Mortgage Servicer: Bank of America, N.A. Mortgage Originator: Not Applicable CERTIFICATE OF TITLE NUMBER: 131525 COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 13754 Heywood Ct, Apple Valley, MN 55124-9588 Tax Parcel ID Number: 01-84190-01-020 LEGAL DESCRIPTION OF PROPERTY: Lot 2, Block 1, Common Interest Community No. 321, Wildwood First Addition, according to the recorded plat thereof. AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $132,493.01 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; that this is registered property; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: March 30, 2012 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on October 01, 2012, or the next business day if October 01, 2012 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: February 16, 2012 ASSIGNEE OF MORTGAGEE: THE BANK OF NEW YORK MELLON FKA THE BANK OF NEW YORK AS TRUSTEE FOR THE BENEFIT OF THE CERTIFICATEHOLDERS OF THE CWABS INC., ASSET-BACKED CERTIFICATES, SERIES 2004-5 Wilford, Geske & Cook P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 023999F01 NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for March 30, 2012 at 10:00 AM has been postponed to June 28, 2012 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State. DATED: February 29, 2012 ASSIGNEE OF MORTGAGEE: THE BANK OF NEW YORK MELLON FKA THE BANK OF NEW YORK AS TRUSTEE FOR THE O F B E N E F I T THECERTIFICATEHOLDERS OF T H E C W A B S I N C . , ASSET-BACKED CERTIFICATES, SERIES 2004-5 Wilford, Geske & Cook P.A. Attorneys for Assignee Of Mortgagee: Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 023999F01 2952143 4/5/12

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: July 08, 2005 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $144,000.00 MORTGAGOR(S): Patricia L Pope, a single person MORTGAGEE: Mortgage Electronic Registration Systems, Inc. as nominee for America's Wholesale Lender, its

for America s Wholesale Lender, its successors and assigns. DATE AND PLACE OF RECORDING: Recorded: August 09, 2005 Dakota County Recorder Document Number: 2349206 ASSIGNMENTS OF MORTGAGE: And assigned to: U.S. BANK NATIONAL ASSOCIATION, AS TRUSTEE FOR THE CERTIFICATEHOLDERS OF CSFB MORTGAGE SECURITIES CORP. ADJUSTABLE RATE MORTGAGE TRUST 2005-11 A D J U S T A B L E R A T E MORTGAGE-BACKED PASS-THROUGH CERTIFICATES,SERIES 2005-11 Dated: August 16, 2011 Recorded: August 23, 2011 Dakota County Recorder Document Number: 2815820 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 1000157-0005370120-3 Lender or Broker: America's Wholesale Lender Residential Mortgage Servicer: Bank of America, N.A. Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 14762 Excelsior Ln, Apple Valley, MN 55124-5738 Tax Parcel ID Number: 01-48845-20-001 LEGAL DESCRIPTION OF PROPERTY: Unit No. 1, Common Interest Community No. 124, Mistwood Courthomes AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $139,017.41 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: March 30, 2012 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on October 01, 2012, or the next business day if October 01, 2012 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: February 16, 2012 ASSIGNEE OF MORTGAGEE: U.S. Bank National Association, as Trustee for the Certificateholders of CSFB Mortgage Securities Corp. Adjustable Rate Mortgage Trust 2005-11 Adjustable Rate Mortgage-Backed Pass-Through Certficates, Series 2005-11 Wilford, Geske & Cook P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 023982F01 NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for March 30, 2012 at 10:00 AM has been postponed to April 30, 2012 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State. DATED: March 26, 2012 ASSIGNEE OF MORTGAGEE: U.S. Bank National Association, as T r u s t e e f o r t h e Certificateholders o f C S F B Mortgage Securities Corp. Adjustable Rate Mortgage Trust 2005-11 Adjustable Rate Mortgage-Backed Pass-Through Certficates, Series 2005-11 Wilford, Geske & Cook P.A. Attorneys for Assignee Of Mortgagee: Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 023982F01 2954061 4/5/12

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN: That default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: March 18, 2004 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $165,000.00 MORTGAGOR(S): Kristel M. Winter, a single person MORTGAGEE: Argent Mortgage Company, LLC SERVICER: Ocwen Loan Servicing, LLC LENDER: Argent Mortgage Company, LLC. DATE AND PLACE OF FILING: Dakota County Minnesota, Recorder , on May 3, 2004, as Document No. 2200446. ASSIGNED TO: Deutsche Bank National Trust Company, as Trustee for the registered holders of GSAMP Trust 2005-SD1, Mortgage Pass-Through Certificates, Series 2005-SD1 Dated: December 13, 2010 , and recorded January 4, 2011 by Document No. 2776399 . LEGAL DESCRIPTION OF PROPERTY: Lot 29, Block 3, Tripps Addition to Hastings PROPERTY ADDRESS: 1323 Sibley Street, Hastings, MN 55033 PROPERTY I.D: 19-77300-03-291 COUNTY IN WHICH PROPERTY IS LOCATED: Dakota THE AMOUNT CLAIMED TO BE DUE ON THE MORTGAGE ON THE DATE OF THE NOTICE: One Hundred Seventy-Nine Thousand Thirty and 81/100 ($179,030.81) THAT no action or proceeding has been instituted at law to recover the debt secured by said mortgage, or any part thereof; that there has been compliance with all pre-foreclosure notice and acceleration requirements of said mortgage, and/or applicable statutes; PURSUANT, to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: 10:00 AM on May 15, 2012 P L A C E O F S A L E : S h e r i f f ` s Main Office, Law Enforcement Center, 1580 Highway 55, Hastings MN 55033-2343 to pay the debt then secured by said mortgage and taxes, if any actually paid by the mortgagee, on the premises and the costs and disbursements allowed by law. The time allowed by law for redemption by said mortgagor(s), their personal representatives or assigns is 6.00 months from the date of sale. If Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on November 15, 2012, or the next business day if November 15, 2012 falls on a Saturday, Sunday or legal holiday. "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR`S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: March 29, 2012 Deutsche Bank National Trust Company, as Trustee for the registered holders of GSAMP Trust 2005-SD1, Mortgage Pass-Through Certificates, Series 2005-SD1 Randall S. Miller & Associates, PLLC Attorneys for Assignee of Mortgage/ Mortgagee One Financial Plaza, 120 South Sixth Street, Suite 1100 Minneapolis, MN 55402 Phone: 612-573-3677 Our File No. 10MN00280-3 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. A-4220556 03/29/2012, 04/05/2012, 04/12/2012, 04/19/2012, 04/26/2012, 05/03/2012 2952949 3/29-5/3/12

PUBLIC NOTICE

��

�� C�� T R A N S A C T I O N A�� GENT S M ORT c a�� teholders o f the WABS Inc., GAGE IDENTIFICATION NUMBER ON Asset-Backed Certificates, Series MORTGAGE: 100021278908364255 2007-SD1. LENDER OR BROKER AND MORTTRANSACTION AGENT: Mortgage G A G E O R I G I N A T O R S T A T E D O N Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTMORTGAGE: U.S. Bancorp Advantage, GAGE IDENTIFICATION NUMBER ON LLC R E S I D E N T I A L M O R T G A G E S E R - MORTGAGE: 100020410001259212 LENDER OR BROKER AND MORTVICER: U.S. Bank Home Mortgage MORTGAGED PROPERTY ADDRESS: G A G E O R I G I N A T O R S T A T E D O N 15596 Dwellers Way, Apple Valley, MN MORTGAGE: DHI Mortgage Company 55124 Limited Partnership TAX PARCEL I.D. #: 011805220702 RESIDENTIAL MORTGAGE SERLEGAL DESCRIPTION OF PROP- VICER: Bank of America, N.A. ERTY: MORTGAGED PROPERTY ADDRESS: U n i t N o . 7 0 2 , C o m m o n I n t e r e s t 20631 East Oaks Drive, Farmington, C o m m u n i t y N o . 3 9 7 , B a y s i d e , A MN 55024 Condominium, Dakota County, MinTAX PARCEL I.D. #: 144876201050 nesota LEGAL DESCRIPTION OF PROPCOUNTY IN WHICH PROPERTY IS ERTY: Lot 5, Block 1, Middle Creek East LOCATED: Dakota 3rd Addition, Dakota County, MinneORIGINAL PRINCIPAL AMOUNT OF sota. MORTGAGE: $246,500.00 COUNTY IN WHICH PROPERTY IS AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUD- LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF ING TAXES, IF ANY, PAID BY MORTGAGEE: $231,915.04 MORTGAGE: $322,619.00 That prior to the commencement of AMOUNT DUE AND CLAIMED TO BE this mortgage foreclosure proceeding DUE AS OF DATE OF NOTICE, INCLUDMortgagee/Assignee of Mortgagee com- ING TAXES, IF ANY, PAID BY MORTplied with all notice requirements as GAGEE: $415,752.24 required by statute; That no action or That prior to the commencement of proceeding has been instituted at law this mortgage foreclosure proceeding o r o t h e r w i s e t o r e c o v e r t h e d e b t Mortgagee/Assignee of Mortgagee comsecured by said mortgage, or any part plied with all notice requirements as thereof; required by statute; That no action or P U R S U A N T t o t h e p o w e r o f s a l e proceeding has been instituted at law contained in said mortgage, the above o r o t h e r w i s e t o r e c o v e r t h e d e b t described property will be sold by the secured by said mortgage, or any part Sheriff of said county as follows: thereof; DATE AND TIME OF SALE: March PURSUANT to the power of sale 30, 2012 at 10:00 AM contained in said mortgage, the above PLACE OF SALE:Sheriff's Office, Law described property will be sold by the Enforcement Center, 1580 Hwy 55, Sheriff of said county as follows: Lobby #S-100, Hastings, MN DATE AND TIME OF SALE: Novemto pay the debt then secured by said ber 3, 2011 at 10:00 AM Mortgage, and taxes, if any, on said PLACE OF SALE: S h e r i f f ' s O f f i c e , p r e m i s e s , a n d t h e c o s t s a n d d i s - Law Enforcement Center, 1580 Hwy bursements, including attorneys' fees 55, Lobby #S-100, Hastings, MN allowed by law subject to redemption to pay the debt then secured by said within six (6) months from the date of Mortgage, and taxes, if any, on said said sale by the mortgagor(s), their p r e m i s e s , a n d t h e c o s t s a n d personal representatives or assigns disbursements, including attorneys' unless reduced to Five (5) weeks under fees allowed by law subject to redempMN Stat. §580.07. tion within six (6) months from the T I M E A N D D A T E T O V A C A T E date of said sale by the mortgagor(s), PROPERTY: If the real estate is an t h e i r p e r s o n a l r e p r e s e n t a t i v e s o r o w n e r - o c c u p i e d , s i n g l e - f a m i l y assigns unless reduced to Five (5) dwelling, unless otherwise provided by weeks under MN Stat. §580.07. law, the date on or before which the TIME AND DATE TO VACATE mortgagor(s) must vacate the property PROPERTY: If the real estate is an if the mortgage is not reinstated under o w n e r - o c c u p i e d , s i n g l e - f a m i l y section 580.30 or the property is not dwelling, unless otherwise provided by redeemed under section 580.23 is law, the date on or before which the 11:59 p.m. on October 1, 2012, unless mortgagor(s) must vacate the property the redemption period is reduced to 5 if the mortgage is not reinstated under weeks under MN Stat. Secs. 580.07 or section 580.30 or the property is not 582.032. redeemed under section 580.23 is MORTGAGOR(S) RELEASED FROM 11:59 p.m. on May 3, 2012, unless the F I N A N C I A L O B L I G A T I O N O N redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or MORTGAGE: None "THE TIME ALLOWED BY LAW FOR 582.032. MORTGAGOR(S) RELEASED FROM REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL F I N A N C I A L O B L I G A T I O N O N REPRESENTATIVES OR ASSIGNS, MORTGAGE: None MAY BE REDUCED TO FIVE WEEKS IF "THE TIME ALLOWED BY LAW FOR A J U D I C I A L O R D E R I S E N T E R E D REDEMPTION BY THE MORTGAGOR, UNDER MINNESOTA STATUTES, THE MORTGAGOR'S PERSONAL SECTION 582.032, DETERMINING, REPRESENTATIVES OR ASSIGNS, AMONG OTHER THINGS, THAT THE MAY BE REDUCED TO FIVE WEEKS IF M O R T G A G E D P R E M I S E S A R E A JUDICIAL ORDER IS ENTERED IMPROVED WITH A RESIDENTIAL U N D E R M I N N E S O T A S T A T U T E S , D W E L L I N G O F L E S S T H A N F I V E SECTION 582.032, DETERMINING, UNITS, ARE NOT PROPERTY USED IN AMONG OTHER THINGS, THAT THE AGRICULTURAL PRODUCTION, AND M O R T G A G E D P R E M I S E S A R E ARE ABANDONED." IMPROVED WITH A RESIDENTIAL Dated: February 1, 2012. DWELLING OF LESS THAN FIVE U.S. Bank National Association UNITS, ARE NOT PROPERTY USED IN Mortgagee/Assignee of Mortgagee AGRICULTURAL PRODUCTION, AND USSET, WEINGARDEN AND LIEBO, P.L.L.P. ARE ABANDONED." Attorneys for Mortgagee/Assignee of Dated: September 7, 2011. Mortgagee The Bank of New York Mellon, 4500 Park Glen Road #300 as Trustee Minneapolis, MN 55416 Mortgagee/Assignee of Mortgagee (952) 925-6888 USSET, WEINGARDEN AND LIEBO, P.L.L.P. 19-3313 Attorneys for Mortgagee/Assignee of THIS IS A COMMUNICATION FROM Mortgagee 4500 Park Glen Road #300 A DEBT COLLECTOR. Minneapolis, MN 55416 NOTICE OF POSTPONEMENT OF (952) 925-6888 MORTGAGE FORECLOSURE SALE P u r s u a n t t o t h e p r o v i s i o n s o f 18-1149 M i n n e s o t a S t a t u t e s 5 8 0 . 0 7 , t h e THIS IS A COMMUNICATION FROM f o r e g o i n g f o r e c l o s u r e s a l e i s A DEBT COLLECTOR. postponed until May 11, 2012 at 10:00 NOTICE OF POSTPONEMENT OF AM at the Sheriff's Office, Law MORTGAGE FORECLOSURE SALE Pursuant to the provisions of Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN, in said M i n n e s o t a S t a t u t e s 5 8 0 . 0 7 , t h e foregoing foreclosure sale is county and state. postponed until December 15, 2011 at Dated: March 28, 2012. 10:00 am at the Sheriff's Office, Law U.S. Bank National Association Enforcement Center, 1580 Hwy 55, Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Lobby #S-100, Hastings, MN, in said Attorneys for Mortgagee/Assignee of county and state. Dated: October 31, 2011. Mortgagee The Bank of New York Mellon fka 4500 Park Glen Road #300 The Bank of New York, as Trustee Minneapolis, MN 55416 Mortgagee/Assignee of Mortgagee (952) 925-6888 USSET, WEINGARDEN AND LIEBO, P.L.L.P. 19-3313 By: Paul A. Weingarden THIS IS A COMMUNICATION FROM Attorneys for Mortgagee/Assignee of A DEBT COLLECTOR. 2956152 4/5/12 Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 NOTICE OF MORTGAGE 18-1149 FORECLOSURE SALE THIS IS A COMMUNICATION FROM THE RIGHT TO VERIFICATION A DEBT COLLECTOR. OF THE DEBT AND IDENTITY OF NOTICE OF POSTPONEMENT OF THE ORIGINAL CREDITOR WITHIN MORTGAGE FORECLOSURE SALE THE TIME PROVIDED BY LAW IS Pursuant to the provisions of NOT AFFECTED BY THIS ACTION. Minnesota Statutes 580.07, the NOTICE IS HEREBY GIVEN, that f o r e g o i n g f o r e c l o s u r e s a l e i s default has occurred in conditions of postponed until January 19, 2012 at the following described mortgage: 10:00 am at the Sheriff's Office, Law DATE OF MORTGAGE: July 21, 2006 Enforcement Center, 1580 Hwy 55, MORTGAGOR: S a i L e e , a m a r r i e d Lobby #S-100, Hastings, MN, in said person. county and state. MORTGAGEE: Mortgage Electronic Dated: December 14, 2011. Registration Systems, Inc.. The Bank of New York Mellon fka DATE AND PLACE OF RECORDING: The Bank of New York, as Trustee Recorded August 2, 2006, Dakota Mortgagee/Assignee of Mortgagee C o u n t y R e c o r d e r , D o c u m e n t N o . USSET, WEINGARDEN AND LIEBO, P.L.L.P. 2450103, also re-recorded, November By: Paul A. Weingarden 27, 2006, Document No. 2477500. Attorneys for Mortgagee/Assignee of A S S I G N M E N T S O F M O R T G A G E : Mortgagee Assigned to: The Bank of New York 4500 Park Glen Road #300 Mellon f/k/a The Bank of New York, as trustee for the Benefit of the Certific a t e h o l d e r s o f t h e C W A B S I n c . , ��

PUBLIC NOTICE

�� institu ted at law or otherwise to recover the debt secured by said �� 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 18-1149 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE Pursuant to the provisions of Minnesota Statutes 580.07, the foregoing foreclosure sale is postponed until February 23, 2012 at 10:00 am at the Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN, in said county and state. Dated: January 16, 2012. The Bank of New York Mellon fka The Bank of New York, as Trustee Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 18-1149 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE Pursuant to the provisions of Minnesota Statutes 580.07, the foregoing foreclosure sale is postponed until May 3, 2012 at 10:00 AM at the Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN, in said county and state. Dated: April 2, 2012. The Bank of New York Mellon fka The Bank of New York, as Trustee Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 18-1149 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2962191 4/5/12

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: June 08, 2007 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $525,000.00 MORTGAGOR(S): Charles T. French and Erin C. French, husband and wife MORTGAGEE: Mortgage Electronic Registration Systems, Inc., as nominee for Bell America Mortgage, LLC DBA Bell Mortgage, its successors and assigns DATE AND PLACE OF REGISTERING: Registered: June 19, 2007 Dakota County Registrar of Titles Document Number: 612681 ASSIGNMENTS OF MORTGAGE: And assigned to: Aurora Loan Services, LLC Dated: January 27, 2011 Registered: February 08, 2011 Dakota County Registrar of Titles Document Number: T675567 And assigned to: Aurora Bank, FSB Dated: December 07, 2011 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 1000269-0003097203-7 Lender or Broker: Bell America Mortgage LLC dba Bell Mortgage Residential Mortgage Servicer: Aurora Bank, FSB Mortgage Originator: Not Applicable CERTIFICATE OF TITLE NUMBER: 75212 COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 153 Surrey Trl S, Apple Valley, MN 55124-7350 Tax Parcel ID Number: 01-01600-02-011 LEGAL DESCRIPTION OF PROPERTY: That part of the West half of the Northeast Quarter of Section 16, Township 115, Range 20, Dakota County, Minnesota, lying Northerly and Easterly of Block 3, Palomino Hills Fourth Addition, according to the recorded plat thereof on file and of record in the office of the Register of Deeds of said Dakota County, and lying Southerly of the Northeasterly extension of the Northwesterly line of said Block 3, Palomino Hills Fourth Addition, except that part of the W 1⁄2 of the NE 1⁄4 of Section 16, Township 115, Range 20, Dakota County, Minnesota described as follows: Beginning at the Southeast corner of said Lot 18, Block 3; thence along the Easterly line of said Lot 18, Block 3 on an assumed bearing of North 00 degrees 05 minutes 43 seconds East 140.00 feet; thence North 43 degrees 09 minutes 21 seconds West along the Northeasterly line of said Lot 18 and Lot 17, Block 3 Palomino Hills 4th Addition, 78.14 feet; thence North 67 degrees 11 minutes 19 seconds East 276.00 feet more or less to the East line of said West 1⁄2 of the NE 1⁄4; thence Southerly along said East line, 342.00 feet more or less to a point which bears South 79 degrees 21 minutes 30 seconds East from the point of beginning; thence North 79 degrees 21 minutes 30 seconds West of 204.00 feet, more or less to the point of beginning, Dakota County, Minnesota AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $599,332.24 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to

mortgage, or any part thereof; that this is registered property; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: May 18, 2012 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on November 19, 2012, or the next business day if November 19, 2012 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: April 05, 2012 ASSIGNEE OF MORTGAGEE: Aurora Bank, FSB Wilford, Geske & Cook P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 018958F02 2956083 4/5-5/10/12

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: November 30, 2004 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $589,000.00 MORTGAGOR(S): Steven Michael Goutierez and Raquel Goutierez, husband and wife MORTGAGEE: Mortgage Electronic Registration Systems, Inc. as nominee for WMC Mortgage Corp., its successor and assigns. DATE AND PLACE OF RECORDING: Recorded: January 13, 2005 Dakota County Recorder Document Number: 2285026 ASSIGNMENTS OF MORTGAGE: And assigned to: Wells Fargo Bank NA for the Benefit of Asset Backed Securities Corporation Home Equity Loan Trust, Series 2005-HE3 Asset Backed Pass through Certificates, Series 2005-HE3 Dated: June 09, 2008 Recorded: June 24, 2008 Dakota County Recorder Document Number: 2598543 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100136300110895231 Lender or Broker: WMC Mortgage Corp. Residential Mortgage Servicer: Bank of America, N.A. Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 16125 Hominy Ct, Lakeville, MN 55044-4448 Tax Parcel ID Number: 22-81750-08-140 LEGAL DESCRIPTION OF PROPERTY: Lot 14, Block 8, Vermillion Springs AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $741,041.18 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: March 30, 2012 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of

within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on October 01, 2012, or the next business day if October 01, 2012 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: February 16, 2012 ASSIGNEE OF MORTGAGEE: WELLS FARGO BANK, N.A AS T R U S T E E F O R T H E CERTIFICATE-HOLDERS OF THE ASSET BACKED SECURITIES CORPORATION HOME EQUITY LOAN TRUST, SERIES 2005-HE3, ASSET BACKED PASS-THROUGH CERTIFICATES, SERIES 2005-HE3 Wilford, Geske & Cook P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 023994F01 NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for March 30, 2012 at 10:00 AM has been postponed to April 16, 2012 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State. DATED: February 28, 2012 ASSIGNEE OF MORTGAGEE: WELLS FARGO BANK, N.A AS TRUSTEE FOR THE CERTIFICATE-HOLDERS OF THE ASSET BACKED SECURITIES CORPORATION HOME EQUITY LOAN TRUST, SERIES 2005-HE3, ASSET BACKED PASS-THROUGH CERTIFICATES, SERIES 2005-HE3 Wilford, Geske & Cook P.A. Attorneys for Assignee Of Mortgagee: Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 023994F01 2925789 4/5/12

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: July 13, 2005 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $212,000.00 MORTGAGOR(S): Hadgu Gebremicheal, a single person and Nigste Weldeselassie, a single person MORTGAGEE: Mortgage Electronic Registration Systems, Inc. as nominee for Lakeland Mortgage Corporation DATE AND PLACE OF RECORDING: Recorded: July 28, 2005 Dakota County Recorder Document Number: 2345104 ASSIGNMENTS OF MORTGAGE: And assigned to: Aurora Bank FSB Dated: September 21, 2011 Recorded: November 03, 2011 Dakota County Recorder Document Number: 2828538 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100137510000194029 Lender or Broker: Lakeland Mortgage Corporation Residential Mortgage Servicer: Aurora Bank, FSB Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 14914 Crestview Ave W, Rosemount, MN 55068-4560 Tax Parcel ID Number: 34-16401-02-140 LEGAL DESCRIPTION OF PROPERTY: Lot 14, Block 2, Carrolton 2nd Addition, Dakota County, Minnesota AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $199,574.60 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: December 23, 2011 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minne-

way 55, Lobby S 100, Hastings, Minne sota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on June 25, 2012, or the next business day if June 25, 2012 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: November 10, 2011 ASSIGNEE OF MORTGAGEE: Aurora Bank FSB Wilford, Geske & Cook P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 022432F01 NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for December 23, 2011 at 10:00 AM has been postponed to February 06, 2012 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State. DATED: November 29, 2011 ASSIGNEE OF MORTGAGEE: Aurora Bank FSB NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for February 06, 2012 at 10:00 AM has been postponed to March 22, 2012 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State. DATED: January 23, 2012 ASSIGNEE OF MORTGAGEE: Aurora Bank FSB NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for March 22, 2012 at 10:00 AM has been postponed to April 02, 2012 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State. DATED: March 09, 2012 ASSIGNEE OF MORTGAGEE: Aurora Bank FSB NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for April 02, 2012 at 10:00 AM has been postponed to April 16, 2012 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State. DATED: March 13, 2012 ASSIGNEE OF MORTGAGEE: Aurora Bank FSB Wilford, Geske & Cook P.A. Attorneys for Assignee Of Mortgagee: Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 022432F01 2939982 4/5/12

PUBLIC NOTICE

VICER: CitiMortgage, Inc MORTGAGED PROPERTY ADDRESS: 20226 Akin Road, Farmington, MN 55024 T A X P A R C E L I . D . # : 14-02500-01-019 LEGAL DESCRIPTION OF PROPERTY: EXHIBIT ‘A’ That part of the northeast quarter of Section 25, Township 114, Range 20, Dakota County, Minnesota, described as follows: Commencing at the intersection of the north line of said northeast quarter with the centerline of C.S.A.H. No 31; thence southeasterly, along said centerline, a distance of 230.55 feet, along a non-tangential curve, concave to the West, with a radius of 5729.74 feet; thence south 17 degrees, 21 minutes, 5 seconds east assumed bearing, tangent to said curve, a distance of 1288.67 feet to the point of beginning of the land to be described; thence north 17 degrees, 21 minutes, 5 seconds west, along said centerline, a distance of 244.60 feet to a point hereinafter referred to as “Point B”, thence north 72 degrees, 38 minutes, 55 seconds east a distance of 458.33 feet; thence south 18 degrees, 21 minutes, 47 seconds east a distance 317.21 feet, thence south 81 degrees, 32 minutes, 16 seconds west a distance of 469.57 feet to the point of beginning. Together with a 60 foot wide easement for driveway purposes, the centerline of which is described as follows: Commencing at said “Point B”; thence north 72 degrees, 38 minutes, 55 seconds east a distance 508.33 feet; thence north 17 degrees, 21 minutes, 5 seconds west a distance of 30.00 feet; to the point of beginning of the centerline to be described; thence south 72 degrees, 38 minutes, 55 seconds west a distance of 508.33 feet to the centerline of C.S.A.H. No. 31 and there terminating. Subject to a utility easement over the northerly 20 feet thereof. Subject to County State Aid Highway No. 31, Containing 2.97 acres, more or less. A.P.N. 140250001901 COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $320,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $287,369.08 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: May 22, 2012 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on November 23, 2012, unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED." Dated: March 22, 2012. CitiMortgage, Inc. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 10-6971 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2962531 4/5-5/10/12

PUBLIC NOTICE

NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: M a r c h 1 8 , 2008 MORTGAGOR: J a m e s R o s s e l , A Single Person. MORTGAGEE:Homeservices Lending, LLC Series A DBA Edina Realty Mortgage. DATE AND PLACE OF RECORDING: Recorded April 7, 2008, Dakota County Recorder, Document No. 2582670. ASSIGNMENTS OF MORTGAGE: Assigned to: Mortgage Electronic Registration Systems, Inc.. And thereafter assigned to: U.S. Bank National Association. TRANSACTION AGENT: NONE TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: NONE LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Homeservices Lending, LLC Series A DBA Edina Realty Mortgage RESIDENTIAL MORTGAGE SERVICER: U.S. Bank Home Mortgage MORTGAGED PROPERTY ADDRESS: 19464 Ellington Trail, Farmington, MN 55024 TAX PARCEL I.D. #: 14-45350-01330 LEGAL DESCRIPTION OF PROPERTY: Lot 33, Block 1, Limerock Ridge, Dakota County, Minnesota COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $291,500.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $289,566.78 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: February 23, 2012 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on August 23, 2012, unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED." Dated: December 23, 2011. U.S. Bank National Association Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 19-3129 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE Pursuant to the provisions of Minnesota Statutes 580.07, the foregoing foreclosure sale is postponed until March 29, 2012 at 10:00 am at the Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN, in said county and state. Dated: February 21, 2012. U.S. Bank National Association Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 19-3129 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE Pursuant to the provisions of Minnesota Statutes 580.07, the foregoing foreclosure sale is postponed until May 3, 2012 at 10:00 AM at the

��

May 3, 2012 at 10:00 AM at the Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN, in said county and state. Dated: April 2, 2012. U.S. Bank National Association Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 19-3129 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2961464 4/5/12

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: December 10, 2003 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $280,000.00 MORTGAGOR(S): Bruce F. Huysentruit and Ellen L. Huysentruit, husband and wife MORTGAGEE: Mortgage Electronic Registration Systems, Inc., as nominee for Decision One Mortgage Company, LLC, its successors and assigns DATE AND PLACE OF RECORDING: Recorded: January 29, 2004 Dakota County Recorder Document Number: 2169640 ASSIGNMENTS OF MORTGAGE: And assigned to: U.S. Bank National Association, as Trustee, on behalf of the holders of the CSFB Mortgage Pass-Through Certificates, Series 2005-CF1 Dated: November 14, 2008 Recorded: December 05, 2008 Dakota County Recorder Document Number: 2625689 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100077910001383211 Lender or Broker: Decision One Mortgage Company, LLC Residential Mortgage Servicer: Select Portfolio Servicing Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 1700 70th St W, Inver Grove Heights, MN 55077-2226 Tax Parcel ID Number: 20-00700-26-011 LEGAL DESCRIPTION OF PROPERTY: The West 471 feet of the North 350 feet of the Northeast 1/4 of the Northwest 1/4 of Section 7, Township 27, Range 22, Dakota County, Minnesota. AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $325,353.59 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: March 30, 2012 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on October 01, 2012, or the next business day if October 01, 2012 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: February 16, 2012 ASSIGNEE OF MORTGAGEE: U.S. Bank National Association, as Trustee, on behalf of the holders of the CSFB Mortgage Pass-Through Certificates, Series 2005-CF1 Wilford, Geske & Cook P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393

Woodbury, MN 55125-4393 (651) 209-3300 File Number: 013539F03 NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for March 30, 2012 at 10:00 AM has been postponed to April 30, 2012 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State. DATED: March 20, 2012 ASSIGNEE OF MORTGAGEE: U.S. Bank National Association, as Trustee, on behalf of the holders of the CSFB Mortgage Pass-Through Certificates, Series 2005-CF1 Wilford, Geske & Cook P.A. Attorneys for Assignee Of Mortgagee: Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 013539F03 2950792 4/5/12

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: November 10, 2005 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $226,000.00 MORTGAGOR(S): Ryan Swenson, an unmarried man and Brandon Swenson, an unmarried man MORTGAGEE: World Savings Bank, FSB DATE AND PLACE OF REGISTERING: Registered: November 23, 2005 Dakota County Registrar of Titles Document Number: 579825 Transaction Agent: Not Applicable Transaction Agent Mortgage Identification Number: Not Applicable Lender or Broker: World Savings Bank, FSB Residential Mortgage Servicer: Wells Fargo Bank, N.A. Mortgage Originator: Not Applicable CERTIFICATE OF TITLE NUMBER: 138233 COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 13990 Holyoke Path, Apple Valley, MN 55124-9412 Tax Parcel ID Number: 01-56724-01-070 LEGAL DESCRIPTION OF PROPERTY: Lot Seven (7), Block One (1), in Palomino Lakeside Meadows 5th Addition according to the recorded plat thereof now on file and of record in the Office of the Registrar of Titles in and for Dakota County, Minnesota. AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $275,651.66 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; that this is registered property; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: May 04, 2012 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on November 05, 2012, or the next business day if November 05, 2012 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: March 22, 2012 MORTGAGEE: Wells Fargo Bank, N.A. Wilford, Geske & Cook P.A. Attorneys for Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 018299F02 2939817 3/22-4/26/12

DAKOTA COUNTY TRIBUNE BUSINESS �� WEEKLY �� April ��5,��2012 ��

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: August 28, 2006 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $214,000.00 MORTGAGOR(S): Robert W. Dormady and Tamara A. Dormady, Husband and Wife MORTGAGEE: Mortgage Electronic Registration Systems, Inc. as nominee for Countrywide Bank, N.A., its sucessors and assigns. DATE AND PLACE OF RECORDING: Recorded: September 19, 2006 Dakota County Recorder Document Number: 2462196 ASSIGNMENTS OF MORTGAGE: And assigned to: The Bank of New York Mellon FKA The Bank of New York as Trustee for the Certificateholders CWALT, Inc. Alternative Loan Trust 2006-OA17, Mortgage Pass-through Certificates, Series 2006-OA17 Dated: February 08, 2010 Recorded: March 25, 2010 Dakota County Recorder Document Number: 2721183 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100133700016359765 Lender or Broker: Countrywide Bank, N.A. Residential Mortgage Servicer: Bank of America, N.A. Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 125 6th Ave S, South Saint Paul, MN 55075-2338 Tax Parcel ID Number: 36.32550.08.080 LEGAL DESCRIPTION OF PROPERTY: Lot 7 and the North 1/2 of Lot 8, Block 8 of Hepburn Park AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $256,175.24 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: March 30, 2012 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on October 01, 2012, or the next business day if October 01, 2012 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: February 16, 2012 ASSIGNEE OF MORTGAGEE: THE BANK OF NEW YORK MELLON FKA THE BANK OF NEW YORK AS TRUSTEE FOR THE CERTIFICATEHOLDERS OF THE CWALT, INC. ALTERNATIVE LOAN TRUST 2006-OA17, MORTGAGE PASS-THROUGH CERTIFICATES, SERIES 2006-OA17 Wilford, Geske & Cook P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 012056F02 NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for March 30, 2012 at 10:00 AM has been postponed to June 28, 2012 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State. DATED: March 06, 2012 ASSIGNEE OF MORTGAGEE: THE BANK OF NEW YORK MELLON FKA THE BANK OF NEW YORK AS TRUSTEE FOR THE

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New Mackin webcasts feature latest spring titles Mackin Educational Resources has developed two new BookTalk Now! webcasts highlighting the best of the newest spring titles for school, classroom and public library collections. As a free collection development service, Mackin’s professional librarians have prepared an elementary and a middle/high school weEmployment from Page 1A

unemployed.” The workshops, of which six were held each day, focused in such areas as building a resume, job interviewing, networking, and organizing a job search. In addition to DEED staff, representatives from the Minnesota State Colleges and Universities, U.S. Bank, Best Buy and Target conducted workshops. Finding work is necessary because Finley says having a job solves a lot of other problems that soldiers will already face. Those include reconnecting with family, friends and their community; concerns about finances, and overcoming negative psychological issues related to their service (of which about 49 percent of National Guard members encounter to some degree, according to a 2007 Department of Defense report). “Most of these (veterans) are going to come back with none of these issues,” Finley said. “Unfortunately the ones you are going to hear about are the ones who have issues. Our hearts break evYORK AS TRUSTEE FOR THE CERTIFICATEHOLDERS OFTHE CWALT, INC. ALTERNATIVE LOAN TRUST 2006-OA17, MORTGAGE PASS-THROUGH CERTIFICATES, SERIES2006-OA17 Wilford, Geske & Cook P.A. Attorneys for Assignee Of Mortgagee: Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 012056F02 2952167 4/5/12

PUBLIC NOTICE

bcast, each featuring over 110 titles and series. These BookTalk Now! webcasts showcase fullcolor cover images of each featured title as well as a sampling of page spreads, a thorough description of each book, its special features and information as to how the book can be used in a library or classroom situation. A wide variety of

titles encompass all grade levels and subjects within each webcast including math, social studies, science, language arts, picture books, realistic fiction and more. The elementary and middle/high school Spring BookTalk Now! webcasts are available for viewing on Mackin.com beginning in early April.

because he saw the negative effects when many of his fellow soldiers were derided There are two online and dismissed when they resources for Minnesota returned home from the businesses and veterans Vietnam War. to tap into: • Positivelyminnesota. “We are all veterans,” com/veterans allows Finley said. “We have been businesses to post through our reintegration. openings and allows We have been through all of veterans to search the things these veterans are postings in addition going through.” to having tools to help He said about half of his them in their searches. staff served in a recent con • Minnesotaworks. net is the state’s labor flict, which helps them to exchange pool, which is stay current with challenges. free for businesses and For a department whose job seekers. motto is “Serving America’s The Minnesota Finest,” its sole purpose is Department of to help these veterans find Employment and work. Economic Development To that end, Finley said will have its Veterans Career Fair from 11 a.m. his co-workers feel very reto 3 p.m. July 11 at the sponsible for each veteran Earle Brown Heritage and had to put forth this exCenter, 6155 Earle Brown traordinary effort in Kuwait Drive, in Brooklyn Center. to help them find success. Up to 100 Minnesota “It was an incredible businesses are expected experience,” Finley said. “I to have booths at the think everyone on our team event, which will be pre would agree with that. ceeded by a job-search workshop for veterans “We wanted to get in from 9-10 a.m. front of all of these soldiers,” Finley said. “I am sleeping ery time we read about these better at night because we (veterans who have prob- were able to do that.” lems).” Finley knows the value of Tad Johnson can be reached community support services at tad.johnson@ecm-inc.com.

In Brief

36 72850 25 107 LEGAL DESCRIPTION OF PROPERTY: Unit NO. 107, Common Interest Community Number 492, Wakota on Fourth, Dakota County, Minnesota. COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $149,925.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $146,401.53 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: March 30, 2012 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on October 1, 2012, unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON

FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED." Dated: January 31, 2012. JPMorgan Chase Bank, National Association Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 30-11636 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE Pursuant to the provisions of Minnesota Statutes 580.07, the foregoing foreclosure sale is postponed until May 11, 2012 at 10:00 AM at the Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN, in said county and state. Dated: March 28, 2012. JPMorgan Chase Bank, National Association Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 30-11636 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2956170 4/5/12

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Dakota Arts

April 5, 2012 DAKOTA COUNTY TRIBUNE BUSINESS WEEKLY

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Bucket list brings her to the stage Diagnosed with cancer, Jana Tack-Norland fulfills acting dream by Andrew Miller

Dakota County Tribune

There’s an urgency to Jana Tack-Norland’s bucket list. The 54-year-old Savage resident was diagnosed with a rare form of cancer in June of 2010, and underwent surgery to have a tumor removed from her abdomen. It was during the two and a half months she took off work to recover from the surgery that she drew up a list of all the things she wants to do before she dies. This month, she gets to cross “act in a play” off her list. She’s cast as the funloving eccentric Rema Jean in “Mama Won’t Fly,” an ensemble comedy opening April 13 at the Lakeville Area Arts Center. “It’s something I’ve always wanted to do,” said TackNorland, a social worker

whose only prior acting experience is a school play in junior high. “In a roundabout way, cancer motivated me to pursue a dream.” After chancing upon an online auditions announcement for the play being produced by the Lakeville-based community theater group Expressions, Tack-Norland decided to take the plunge. “I walked in (to auditions) and I was totally intimidated by all these people who have a theater background,” she said. “I thought, they’re gonna think I’m a nut.” Shortly after auditions, she got a call from Andy Wilkins, the show’s director, offering her a part. “I was absolutely overjoyed – I didn’t think I’d hear back. If he had offered me a job as a prop person, or even a job scrubbing toilets, I would’ve

Theater and Arts Briefs ‘True Love’

The Chameleon Theatre Circle will present “True Love” at 7:30 p.m. April 1314, 20-21, 23, 27-28 and at 2 p.m. April 29 at the Burnsville Performing Arts Center, 12600 Nicollet Ave. The performance on Friday, April 20, will be audio described for the visually impaired and will be followed by a post-show discussion with the actors, director and members of the production team. The performance on Saturday, April 28, will feature American Sign Language interpretation. General admission tickets are $20 ($17 for seniors, students, audio description and ASL patrons). Purchase in person at the Burnsville Performing Arts Center box office, via Ticketmaster at (800) 982-2787 or www.ticketmaster.com.

‘Bell Fantasia’

Three local handbell ensembles will present “Bell Fantasia” at 7:30 p.m. Friday, April 27, at the Burnsville Performing Arts Center, 12600 Nicollet Ave. Bells of the Lakes, a group of auditioned ringers from the Twin Cities, will be joined by the St. Olaf Handbell Choir and one of the few auditioned community youth handbell ensembles in the nation, Northern Lights Ringers from the Twin Cities. The performance will feature some of the music from the Disney film “Fantasia.” Tickets range from $15 to $25 and can be purchased at the box office, at Ticketmaster.com or by calling (800) 982-2787.

done it,” she said with a laugh. Wilkins said Tack-Norland’s lack of stage experience is overshadowed by the zest she’s brought to the stage during rehearsals. “It’s really nice to see someone with that much enthusiasm,” he said. “She’s brought out the sort of sassiness I was looking for in the character. … She’s really just stepped in and helped bring the character to life.” To stave off stage fright, she’s made one request of friends and family who will be coming to see her perform. “The only thing I’ve asked is for everybody not to tell me the night they’re coming,” she said. Acting in a play is the first of three items on Tack-Norland’s bucket list. This fall, provided her health remains stable, she’ll be traveling to

Photo by Andrew Miller

With a ninth-grade play her only prior acting experience, Jana Tack-Norland said she didn’t have high hopes of landing a part when she auditioned for “Mama Won’t Fly” in Lakeville. “I walked in (to auditions) and I was totally intimidated by all these people who have a theater background,” she said. “I thought, they’re gonna think I’m a nut.” England, Scotland and Wales with her daughter. And next year she hopes to take part in a cattle drive. “I’m a cowgirl, I own a horse, and I’ve always wanted to go out West and do a cattle drive,” she said. “When I tell people this they think I’m crazy.” Her role in “Mama Won’t

Fly” is modest – about 15 lines in a single scene in the first act. But the experience, she said, has been a dream come true. “It’s a really nice diversion from living with my illness, which has a high probability of coming back, usually with a vengeance,” she said. “I try to keep busy and stay posi-

tive, and this has been wonderful – it’s like adult play time. “It’s really been the time of my life.” Andrew Miller can be reached at andrew.miller@ecm-inc. com or facebook.com/sunthisweek.

Theater and Arts Calendar To submit items for the Arts Calendar, email: darcy.odden@ecm-inc. com. Concerts Glen Campbell’s “Goodbye Tour” at 8 p.m. Friday, April 13, Mystic Lake Casino Hotel, Prior Lake. Tickets go on sale at noon March 3. Prices are $32 and $39. Information: (952) 445-9000 or mysticlake.com. The Minnesota Valley Men’s and Women’s Chorales will “Sing into Spring” with their concerts at 7:30 p.m. Friday, April 20, at St. Joseph Catholic Church in Rosemount, and Saturday, April 21, at Grace Lutheran Church in Apple Valley. Tickets are available at the door or from any chorale member for $5. Lorie Line’s “Live In The Sunshine” performance, 7:30 p.m. Tuesday, May 8, at Lakeville Area Arts Center, 20965 Holyoke Ave. Tickets are $39 and are available at

the arts center or by calling 2734. Teens Express Yourself (952) 985-4640. with Paint, 5 to 7 p.m. Mondays at Brushworks School Exhibits An exhibit of oil paintings of Art in Burnsville, www. by artist Holly Stone is on BrushworksSchoolofArt. display through April 17 at com, (651) 214-4732. the Lakeville Area Arts Cen- Drama/theater classes ter, 20965 Holyoke Ave. In- for ages 4 and up at River Ridge Arts Building, Burnsformation: (952) 985-4640. ville, (952) 736-3644. Special needs theater Workshops/classes (autism-DCD), Music Together in the program Valley offers classes for ages 5 and older, Burnsville, parents and their infant, tod- (952) 736-3644. dler and preschool children Join other 55-plus adults in Rosemount, Farmington, at the Eagan Art House to Lakeville and Apple Valley. create beaded jewelry. The Information: www.musicto- Jewelry Club meets on the getherclasses.com or (651) third Friday of each month from 1 to 3 p.m. Fee is $3 439-4219. The Eagan Art House and includes all supplies. offers classes for all ages. Bring any old jewelry you For a complete listing go to would like to re-make. 3981 www.eaganarthouse.org or Lexington Ave. S., (651) 675-5500. call (651) 675-5521. Dan Petrov Art Studio Savage Art Studios, in Burnsville offers oil paint- 4735 W. 123rd St., Suite ing classes for beginners, 200, Savage, offers classes/ intermediate and advanced workshops for all ages. Inforskill level painters, www.dan- mation: www.savageartstupetrovart.com, (763) 843- dios.com or (952) 895-0375.

Soy candle making classes held weekly in Eagan near 55 and Yankee Doodle. Call Jamie at (651) 315-4849 for dates and times. $10 per person. Presented by Making Scents in Minnesota. Country line dance classes held for intermediates Mondays 1:30 to 3:30 p.m. at Rambling River Center, 325 Oak St., Farmington, $5/class. Call Marilyn (651) 463-7833. Beginner country line dance classes on Wednesdays, 5:30-7:30 p.m., at the Lakeville VFW, 8790 Upper 208th St. $5/class. Call Marilyn (651) 463-7833. Country line dance classes on Wednesdays at the Lakeville Senior Center, 20732 Holt Ave. Beginners, 9-10 a.m.; Intermediate, 10 a.m.-noon. $5/class. Call Marilyn (651) 463-7833. The Lakeville Area Arts Center offers arts classes for all ages, www.lakevillemn.gov, (952) 985-4640.

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