04-07-11 - Dakota County Tribune Business Weekly

New Lakeville arts academy 36A Adelmann’s market in Eagan is no more 5A Gordmans opens in Burnsville Center 7A

AARON VEHLING ERIN JOHNSON RICK ORNDORF

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DATE ##, 2009 APRIL 7, 2011

VOLUME 32, 30, NUMBER NUMBER 6 # VOLUME

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Silicon Valley success started in District 194

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INSIDE BIZ FORUM

Keeping teens safe from sexual assault is a job for parents and the entire community.

ANN SHERIDAN

by Aaron Vehling

visitors: movie ratings based on moviegoers’ I’ve always been Tweets. fascinated by software “If I go out to a entrepreneurs. movie and Tweet to Growing up, I a friend that I just idolized Bill Gates as saw ‘Toy Story 3’ and much as my favorite it was awesome, the rock musicians. He software analyzes the was as much an inTweet to determine novative software proa positive or negative grammer as a titan of score,� Wilms told me industry. on the phone a couple Nowadays, the new weeks ago. “Based on crop of software artthat, the software proists center their talents duces a score.� mostly on InternetIt is an automated based applications. process that had two Facebook is the distinct benefits: (1) most popular, not only an ostensibly more acbecause of the 2010 curate group-generatfilm “The Social Neted film rating (somework.� Twitter, Digg, one wouldn’t need to Reddit and Fourmanually create an square, like Facebook, account on a site like are all the products of Rotten Tomatoes) and young people with a (2) some juicy market vision, some venture research data for the capitalist backing and film industry. a die-hard drive to That Google would Photo submitted succeed. see a value in this Kurt Wilms, a 2001 Kurt Wilms is pictured at the 2010 Winter Olympics in Vancouver, British Columbia, in technology (someLakeville High School Canada. Wilms recently sold his company to Google. times poetically regraduate and son of ferred to as “sentiment Walt and Doris Wilms of Lakeville, is one of analysis�) is no surprise. What’s shocking is those twentysomethings who has become a that Facebook didn’t bite first. member of the pantheon of storied Internet Inspirational teachers entrepreneurs.

So while Wilms’ story impresses me on the Wilms and three business partners sold aforementioned terms, there was something their business early this year to Google after else he said that got me thinking: When I only six months in operation, a move that netted them financial rewards and jobs at the web ments across the San Francisco-Silicon Valley asked him if he had any inspirational teachers growing up, he was not hesitant to bring up his giant’s subsidiary YouTube. As with their in- area.

From his apartment in the Russian Hill journalism teacher, Peg Benson, who worked novative predecessors, dozens of hours living, neighborhood in San Francisco (famous for in the Lakeville public schools until 2003. breathing and sleeping code have paid off.

I often ask that question of high achievers The four men’s website was called Fflick. the serpentine Lombard Street), Wilms colUntil its sale, Wilms and his friends operated laborated with his partners to offer an ex- because I personally had at least three teachers See Wilms, Page 36A their company from their respective apart- traordinary Twitter-based product to Fflick’s DAKOTA COUNTY TRIBUNE

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FORUM

It’s important that we start telling the truth about teacher and principal evaluation.

JOE NATHAN

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FINANCIAL SENSE

Here are some tried-and-true tips for lowering your taxes before April 18.

FPA MINNESOTA

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CAPITOL COMMERCE

Social issues dominate the debate on the Republican education billl.

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T.W. BUDIG

Columnist

Aaron Vehling

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April 7, 2011 DAKOTA COUNTY TRIBUNE BUSINESS WEEKLY

News Roundup Recent news from around Dakota County

Apple Valley

District 196

Farmington

Misaligned track to blame for monorail stall

Forty-eight full-time equivalent Superintendent search to start positions to be cut with hiring a consultant firm

A misaligned track was to blame for a stalled monorail train at the Minnesota Zoo on March 25, according to zoo officials.

The misalignment caused a short in the electrical feed from the track to the monorail, which was unable to be restarted and carry its 44 passengers to the unloading deck.

Apple Valley Fire Department firefighters in three fire trucks and its aerial ladder truck responded to the zoo at 1:13 p.m., according to Fire Chief Nealon Thompson, to unload the passengers using fire department ground ladders.

With the rail about 18 feet above the ground it took less than an hour to unload everyone, according to Thompson.

Kelly Lessard, from the zoo’s public relations department, said changes in the weather caused the track to expand and contract and become slightly misaligned.

Once the track was repaired, the monorail was tested the afternoon of March 25 without passengers inside. It was tested again the morning of March 26 before it was opened to the public, running on its normal schedule again, according to Lessard.

Lessard said zoo officials will continue monitoring the alignment of the track and conducting its general maintenance.

She said workers inspect the monorail train each morning, ensuring all safety devices are working — doors, emergency stops, intercom, heating and air conditioning, among other items.

— Tad Johnson

The Rosemount-Apple Valley-Eagan School District will slash $3.5 million from its budget, resulting in 48 job cuts.

The School Board unanimously approved budget adjustments on March 28 that include eliminating approximately 48 full-time equivalent positions, cutting funding to high school figure skating and increasing fees by $10 for all high school sports and fine arts.

Board Member Mike Roseen said he disagrees with several specific cuts, but voted in favor of the proposal to ensure the district meets its budgetary goals. “I think the middle school is disproportionately taking cuts on this,” he said.

Other board members disagreed, saying staff changes at the middle schools are due to the recent schedule restructuring, which was made in an effort to boost achievement.

The staff cuts could be a combination of layoffs and attrition, said Tony Taschner, communications director for District 196. Details on specific layoffs will likely be known in late April or early May, he said.

A recently approved retirement incentive could prevent some layoffs because it resulted in a higher than average number of retirements, he said. Seventy-four teachers will take the early retirement incentive.

Raising activity fees will result in steep fees for some popular sports, Taschner said. For instance, hockey and football fees will be raised to $185 per participant.

Although funding for the figure skating team will be cut next school year, the sport will not disappear from the high schools. The district’s Icettes plan to become self-sustaining in order to keep the team together.

The district will also reduce transportation services by moving its eligible service distances from one mile to one half mile.

Although District 196 will face cuts next school year, officials will be able to avoid cutting another $5 million by using federal education jobs funding that became available last year.

Total budget adjustments for the 2011-12 school year will be $8.5 million, based on the assumption that state officials will cut education funding by 3.5 percent.

— Jessica Harper

Burnsville Nurse allegedly caused crash while on patient’s drug A nurse at Fairview Ridges Hospital in Burnsville allegedly ran into a nonmoving car while under the influence of prescription drugs she’d stolen from a patient.

Jessica Rae Baird, 34, of Shakopee, was charged March 28 with a fifth-degree controlled-substance crime and theft of a controlled substance, both felonies, as well as gross misdemeanor criminal vehicular operation.

The charges stem from an accident that occurred shortly before 7 a.m. last July 11 at Nicollet Avenue and Highway 13 in Burnsville.

A man told police he was northbound on Nicollet waiting for the light to change when Baird’s vehicle struck his, causing him back pain and an arm injury, according to the criminal complaint filed in Dakota County District Court.

Baird was also injured but refused medical attention, the complaint said. Told by officers she needed to be hospitalized, Baird had trouble answering simple questions and couldn’t decide if she wanted to go, the complaint said.

Officers found pills in Baird’s possession prescribed for a woman who turned out to be a patient of hers. When officers contacted the patient, she said Baird had taken away her prescription earlier that week and told her she couldn’t have it “because she was being readmitted,” the complaint said.

The prescription was for the narcotic hydrocodone, a cough suppressant and pain treatment. Trade names include Vicodin, according to the U.S. Drug Enforcement Administration, which says diversion and abuse of the drug has escalated in recent years.

A blood sample showed Baird had the drug in her system, the complaint said.

Baird was fired from her job after a “thorough internal review,” Fairview Health Services said in a statement.

— John Gessner

Eagan Cedar Grove youth home holds community open house Lincoln Place, a first-of-its-kind housing development for young adults in transition, is celebrating its one-year anniversary with a community open house from 3:30 to 6 p.m. Thursday, April 7.

The event is an opportunity to showcase the eco-friendly, LEED-certified facility, built by the Dakota County Community Development Agency in Eagan’s Cedar Grove redevelopment area.

The 24-unit facility provides independent apartment living with supportive services for 18- to 24-year olds who are at risk of becoming homeless.

Support staff from The Link help residents with everything from learning how to clean their apartments to filling out job applications, and an on-site case manager works with each resident on an individual support plan to help them succeed.

But support from the community is also needed. Basic needs include donations of non-perishable food and household items.

There are also numerous volunteer opportunities available.

Current community volunteers include those helping residents learn to cook, knit, and budget their money.

Lincoln Place is located at the corner of Gold Trail and Cedar Grove Parkway. For more information about volunteer opportunities, call Julia O’Brien at (612) 767-4479.

— Erin Johnson

The first step to finding the Farmington School District’s next superintendent will be to hire a consulting firm to direct the process.

Then, the Farmington School Board decided at a March 30 workshop, it plans to seek the permanent superintendent candidate rather than trying to bridge the gap with an interim superintendent.

But that may change by circumstances or if the search firm recommends instead using an interim superintendent while it searches for a successor to Superintendent Brad Meeks, who resigned his position Feb. 28, but may stay with the district until Aug. 31.

Whatever the future holds, the School Board agreed it should take its time to go through the process and ensure the candidates match hiring criteria the board will soon define.

Additionally, the board intends to determine the direction of the district, and also use those goals to identify quality candidates.

Board members are reviewing schedules to determine dates to meet and discuss those district goals.

Five search firms were selected to contact and seek written proposals to guide the superintendent hiring process: Springsted Associates, School Exec Connect, BKB Associates, ADM Group and Kenneth LaCroix.

Board members agreed that they would like to receive written proposals by April 20, and make a hiring decision about the search firm at 5:30 p.m. on April 25, just before the regularly scheduled meeting.

The search firm list was complied based on recommendations from Sandy Gundlach, director of school board services with the Minnesota School Board Association.

Gundlach reviewed detailed information about the search process, which she said usually takes three to six months to complete. However, she said each district is different and the process can take a year or longer, depending on the district.

It’s also possible they could end the process without a viable candidate and have to start over again.

Another complication is the recent resignations of the human resources director and finance director. Board members would like the permanent superintendent to hire the replacements for those key positions.

And, after thinking it over, the board agreed that superintendent candidates may actually be attracted to Farmington because of the opportunity to hand pick candidates to fill those important leadership positions.

— Laura Adelmann

Lakeville Lakeville bus ridership doubles Transit ridership on Route 467, between Lakeville and downtown Minneapolis, rose from 305 riders each weekday to more than 600, since its inception 18 months ago, according to the Metropolitan Council, the metrowide governing body that operates many transit routes throughout the metro area.

Travel time to downtown Minneapolis is 30 minutes.

The service uses over-the-road-style coach buses for a comfortable ride. The 21-mile route is one of the longest in Metro Transit’s network of 123 bus routes.

Route 467 trips begin and end at the Kenrick Avenue park-and-ride ramp along I-35 and run on dedicated express lanes between Burnsville and downtown, as well as bus-only lanes on Second and Marquette avenues in downtown.

Metro Transit offers 18 Route 467 trips — nine in each direction — every weekday. Northbound trips leave Lakeville between 5:53 and 8:12 a.m. Return service leaves downtown Minneapolis between 3:14 and 5:43 p.m.

— Aaron Vehling

DAKOTA COUNTY TRIBUNE BUSINESS WEEKLY April 7, 2011

Buzz People, places and pursuits creating buzz in Dakota County business this week as submitted by the local business community

Accolades

Business Briefs

LAKEVILLE ROOFING COMPANY HONORED BY FIRESTONE

LAKEVILLE NAMED A HEART SAFE COMMUNITY

S.G.O. Roofing and Construction LLC of Lakeville has been honored by Firestone Building Products Company LLC with the 2011 Firestone Master Contractor Award. The firm is among 262 commercial roofing contractors to receive the award this year. In addition, S.G.O. has earned the Firestone Inner Circle of Quality Award for its commitment to high-quality commercial roofing system installation.

Allina Medical Transportation recently presented the Heart Safe Community certificate to the city of Lakeville, noting that the award recognized the increase in automated external defibrillator units across the city in both public and private buildings and the widespread training of people in “bystander” CPR by Lakeville Heart Restart volunteer trainers. A partnership between the Lakeville Police Department and ISD 194, Lakeville Heart Restart has trained more than 5,000 people in bystander CPR since it was organized in 2009.

Business Briefs HEARTLAND CREDIT UNION ORGANIZES PERSONAL CARE DRIVE Heartland Credit Union, Inver Grove Heights, has organized its third annual “Personal Care Drive” April 1-May 14 to benefit Neighbors Inc., a nonprofit social service agency serving northern Dakota County.

Heartland collected more than 1,300 pounds of personal care items during the first and second drives and looks forward to stocking Neighbors shelves once again to help those in need.

Personal care items that can be donated include: shampoo/conditioner, diapers, toothpaste/toothbrush, bar soap, deodorant, powder detergent, dish soap, feminine products, disposable razors and shaving cream.

Drop-off locations are listed at www. heartlandcu.com. Those interested in donating can also make a monetary donation at any Heartland branch or at the Neighbors website at www.neighborsmn. org.

EXHIBIT SPACE AVAILABLE AT SOUTH OF THE RIVER SMALL BUSINESS EXPO Reservations for exhibit space are now being taken for the May 3 South of the River Small Business Expo and Business After Hours event at the Buck Hill Event Center, 15400 Buck Hill Road, Burnsville.

The event is sponsored by the Burnsville Chamber of Commerce, Dakota County Regional Chamber of Commerce and the Lakeville Area Chamber of Commerce.

The cost for an eight-foot table or a free-standing display is $100. Contact your local chamber by Friday, April 29, to reserve a space.

BLUE CROSS AND BLUE SHIELD OF MINNESOTA’S 2010 RESULTS Eagan-based Blue Cross and Blue Shield of Minnesota and its family of companies recently announced audited financial results for 2010.

The nonprofit health company reported full-year 2010 revenues of $9 billion and an operating margin of 1.4 percent, which resulted in a net operating income of $127 million. This marks the second consecutive year of positive operating results, following three consecutive years of operating losses from 2006 to 2008. Overall net income (operating income plus other income, including investment income) in 2010 was $271 million, reflecting the ongoing recovery of financial markets, lower medical trend, and increased operational efficiencies.

Blue Cross paid out more than $8 billion in claims, which translates to 89.3 cents of every premium dollar collected going to health care costs.

Administrative expenses represented 7.4 percent of premiums. Blue Cross paid more than $127 million in taxes, assessments and surcharges. Enrollment was flat at just under 2.7 million members.

In 2009, Blue Cross reported an operating income ratio of 0.57 percent, resulting in the first positive operating performance for the organization since 2005. Over the past five-year period (2006-10), Blue Cross reported an average operating income ratio of 0.05 percent and an average net income ratio of 0.97 percent.

The audited results for Blue Cross include 2010 results for Blue Plus – the company’s health maintenance organization. Blue Plus has reported operating losses on state programs in three of the past five years, resulting in a cumulative operating loss of -$21.7 million and an average negative operating margin of -0.9 percent on these programs for 2006 to 2010.

Business Briefs CAPITAL SAFETY DONATES TO DCTC ELECTRICAL LINEWORKER PROGRAM Capital Safety, a manufacturer of fall protection, confined space and rescue equipment, recently made an in-kind donation of fall safety equipment worth more than $22,000 to the Electrical Lineworker program at Dakota County Technical College. Two representatives from Capital Safety’s manufacturing facility in Red Wing visited the college’s Rosemount campus on March 23 to deliver 53 Cynch-Lok fall restricting pole straps.

THOMSON REUTERS LAUNCHES SERVICE TO COMBAT HEALTH CARE FRAUD Thomson Reuters, Eagan, is introducing a new version of its CLEAR records service and investigative suite to aid in the recovery of the $60 billion that the National Health Care Anti-Fraud Association estimates is lost each year to fraud.

CLEAR for Healthcare Fraud takes specific industry data and key provider content such as national provider identifier numbers, sanctions data and professional licensing information, and combines it with a deep collection of utility records, cell phone data and other public records, to provide a search tool that can pinpoint not just minor data aberrations, but true inconsistencies warranting further investigation. The results of those investigations can help remove fraudulent healthcare providers from Medicare and Medicaid payrolls and recover billions of dollars in wasteful spending.

Business Briefs LAKEVILLE RELEASES BUILDING PERMIT REPORT The city of Lakeville issued building permits with a total valuation of $11,700,208 through March. This compares to a total valuation of $13,678,371 though March of 2010.

The city issued commercial and industrial permits with a total valuation of $3,137,500 through March compared to a total valuation of $693,000 through March of 2010.

The city also issued permits for 21 single family homes through March with a total valuation of $6,364,000.

This compares to 40 single family home permits through March of 2010 with a total valuation of $10,701,000.

The complete report can be found online at www.lakevillemn.gov.

RENOVATIONS UNDER WAY AT GANDER MOUNTAIN Renovations are under way to upgrade the Lakeville Gander Mountain to include the first Gander Mountain Academy in Minnesota. The St. Paulbased private company, with 116 stores in 23 states, will be upgrading its stores to include a mix of comprehensive courses, multimedia classroom training, live-fire ranges, and exclusive simulation technology previously available only to the military and law enforcement. The Lakeville Gander Mountain Academy will offer unique experiences for those looking to improve their firearms safety and proficiency. As the major retailer of firearms in the country, Gander Mountain is developing the new academies to improve on that market strength.

Submission to Buzz The Dakota County Tribune Business Weekly includes promotions, new hires, retirements, awards and other such business news on the Buzz page. If you have an announcement you would like included in this part of the newspaper, send submissions by e-mail to darcy.odden@ecm-inc.com, fax to (952) 846-2010 or mail it to the Burnsville office at 12190 County Road 11, Burnsville, MN 55337.

When sending a photo by e-mail be sure that it is 200 dpi or greater.

Include a daytime phone number if someone from the newsroom needs to contact the business for additional information. Deadline is 5 p.m. Friday prior to Thursday edition. Submission of information does not guarantee publication. All items are subject to editing.

Tips on what to include in the submission are: names, titles, dates, business name, brief description of the news taking place, brief description of the business, contact names and numbers.

Submissions to Buzz: www.DakotaCountyTribune.biz

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April 7, 2011 DAKOTA COUNTY TRIBUNE BUSINESS WEEKLY

Forum Commentary and opinion regarding issues in the world of business and public policy

Work to keep teens safe from sexual assault

by Ann Sheridan SPECIAL TO THE TRIBUNE

All traces lost.

Where did she go?

So innocent and free.

The world has consumed her.

She has bought into their lies.

Searching for love and happiness, She has been beaten and broken.

There are too many defeats.

Life weighs heavily on her shoulders.

She’s hanging on by just a thread.

He slithered upon her.

Temptation engulfs her.

She danced with the devil.

He seduced her with his darkness.

His words are laced with lies.

The poison burns her throat.

Pleasure in the shadows.

What has she done?

All innocence lost.

Where did she go?

Where is her dignity?

Where is her self-worth?

Snatched away from her in the night.

He delights in what he has stolen.

She can’t feel.

Disappointment, hurt, fear, anger.

The tears won’t come.

Where did she go?

All traces lost.

This poem was recently written by a 17-year-old victim of sexual assault, who graciously allowed me to share it with you. It is heart-wrenching in its sincerity

Guest Columnist Ann Sheridan

and desperation, and it serves as an honest glimpse into the emotional, mental and physical struggles of a teen affected by sexual violence.

But my teenager isn’t at risk of sexual assault.

Studies say that one in four girls and one in six boys will have been sexually abused by the time they’re 18. Perhaps more troubling is that the perpetrator is almost always somebody the victim knows – a boyfriend, a family member. I can’t think of the last time I worked with a victim who was assaulted by a stranger.

What we see most of the time with teens is that they went to a party, started drinking and things went a little too far. She said “no” but because they were drinking and flirting, the teenage boy thinks that she wants to have sex, even though she’s saying “no.”

My teenager doesn’t drink, so I don’t have to worry about her.

Sexual assault doesn’t always involve alcohol and it’s not always at parties.

Sometimes it’s in a car, or after school at a parents’ home when they’re away.

There is no typical victim. They come

from every income level, every race.

They have parents who are home all the time and parents who are not home very often. They’re active in sports or they’re interested in acting or music. It can happen to any teenager, at any time of the day.

What can I do to help prevent sexual assault?

There needs to be more education in schools, especially with boys, around “What does ‘no’ mean?” and how alcohol can lead to poor decisions.

Teenage girls need to make “no” very clear. Just because they’re flirting with boys or kissing them, that doesn’t automatically mean they want to have sex.

A lot of parents don’t want their kids to talk about this, because of course their kids aren’t having sex. People don’t believe it exists in their house. But open communication is key. Talk about different situations: “If you’re at a party and you feel unsafe, even if you’ve been drinking, you can count on me to pick you up.” You don’t have to say that drinking is okay, but what’s worse – drinking or sexual assault?

How will I know if my teenager has been sexually abused?

For girls who have been victimized, it’s amazing what they go through. They might run away. They might alienate their friends. Their grades will go down, because the assault consumes every minute of their day, and for them to get

Three tentative truths about teacher/principal evaluation

by Joe Nathan DAKOTA COUNTY TRIBUNE

Things are getting pretty emotional as Minnesota legislators (and those in other states) talk about whether, how often and how to evaluate teachers and principals. For some, this is “teacher bashing.” For others, it is critical.

Here’s how I see it, after 40 years in public education as a public school teacher, administrator, parent, PTA president, researcher and advocate.

1. Everyone should be evaluated periodically. Every effective organization does regular evaluation of its employees.

People need and deserve feedback on what they have done. They need to know, from the viewpoint of their supervisor, and possibly from co-workers, what they are doing well, and what needs improvement.

Feedback to employees should be a priority in any organization. People improve, in part, because they are praised for their successes. People also either improve, or the organization and sometimes people themselves gradually conclude that they are not the right person for the job, based on what the individual is not doing well.

2. Effective evaluation is not easy, so sometimes it is not done, or not done well. Educators generally want to be kind and nice with each other. Many

Columnist Joe Nathan

teachers and principals tell me that they have not received any formal evaluation for years. Teachers are speaking accurately when they say school districts often have procedures to evaluate teachers, but that they are not carried out.

As Don Hill, the former president of the Minnesota Education Association, recently wrote in a letter, “All teachers in public schools are evaluated regularly, or the school system is not doing its job.

All schools have procedures to hire, fire, promote, demote, put on leave and discipline their employees.” Evaluating principals is part of the job of more senior administrators. But again, it often is not done.

3. Because it’s hard, important and often not done, we need a law requiring regular evaluation of teachers and principals, and incentives for school districts to do this.

Schools generally are very busy places.

Principals are very busy, if they are doing their job well. Without a strong push to evaluate teachers, many principals don’t

do it. That’s in part because they themselves often are not evaluated. Requiring educators to do something does not mean it will be done everywhere. But requiring regular evaluation will produce more assessment for teachers and principals, in more schools and districts. That can be a good thing for students.

Having a law doesn’t mean everyone follows it. Think for example about speed limits. Some people ignore them.

However, what would happen if we did not have speed limits? That would be pretty chaotic.

So the next question is: “How are teachers and principals evaluated?”

That’s a large, critical question. “How” will be the subject of an upcoming column. But I want to be clear about this: Requiring regular evaluation of educators is not a bad thing. It’s a recognition that everyone gains from being told what she or he is doing well, and what needs improvement.

Joe Nathan, a former public school teacher, administrator, PTA president, and parent of three public school graduates, now directs the Center for School Change at Macalester College. Reactions welcome: jnathan@macalester.edu. Columns reflect the opinion of the author.

Submissions to Forum: www.DakotaCountyTribune.biz

through school is difficult.

All the time, we see victims blaming themselves. They’ll come in to join a support group and they’re still trying to figure out if they’re to blame or not.

Did I wear clothes that were too revealing? Did I come on too strong? They’re questioning a lot of what they did, when really it’s the offender’s fault.

How can I support my teenager if I suspect he or she has been a victim?

Encourage them to get counseling.

Check out support groups, such as those we offer at 360 Communities. Talk to them about reporting the incident. A lot of teenagers don’t want to report this because they’re drinking when it happens.

But almost all the time, police officers could care less about the alcohol.

Above all, don’t pressure your child.

Giving him or her the power to decide what they want to do, whether or not to report the incident, is huge.

Ann Sheridan is director of Violence Prevention at 360 Communities and she is responsible for direct supervision of advocates at Lewis House in Eagan and in Hastings, including sexual assault services.

Sheridan also develops the training curriculum to ensure services to victims of domestic violence and sexual assault are tailored to meet individual needs. For more information about how you can contribute, visit 360Communities.org. Columns reflect the opinion of the author.

Dakota County Tribune BUSINESS WEEKLY

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DAKOTA COUNTY TRIBUNE BUSINESS WEEKLY April 7, 2011

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Adelmann’s market in Eagan is no more Longtime produce stand in Eagan, once the subject of property fight with MVTA, will become part of bus garage

by Erin Johnson DAKOTA COUNTY TRIBUNE

This spring will mark the first in nearly 50 years that Betty Adelmann’s flower and vegetable market, which she ran from her Eagan property, will not open for business.

Adelmann died last year at 74, and her property has been sold to the Minnesota Valley Transit Authority, the very entity she successfully thwarted from an eminent domain takeover eight years ago.

At the time it was something of a hollow victory for Adelmann, who watched as the MVTA built a bus garage around her market and the home where she raised her seven children.

But she continued to sell fresh produce for years afterward, and hoped her children would continue after her death.

Adelmann’s children said they would have liked to keep the market going, but knew the MVTA was looking to expand its bus garage.

“Basically, we were edged out of there,” said son Bruce Adelmann.

Officials from the MVTA said the Adelmanns were

willing sellers. An MVTA attorney did contact the family about the property after Betty Adelmann’s death, said MVTA Financial Officer Lois Spear, “and they expressed an interest in selling it.”

Bruce and his brother, Mike, said the market has been around as long as they’ve been alive, and both worked there when they were growing up.

Bruce ran the stand last summer after Adelmann died, and said customers were universally disappointed to hear the market was closing.

“They kept saying, ‘Where are we going to get our corn?’ ” he said.

Every year from April to November, Betty could be found selling plants, vegetables, pumpkins and gourds from her corner on Highway 13 and Shawnee Road.

But her sweet corn in particular had gained a loyal following over the five decades she grew and sold it.

“She had customers all over the state and all over the country,” Mike said. “There were a couple of pilots that lived in Alaska that would stop by for sweet corn every time they were in town.”

the Met Council purchased from the Minnesota Department of Transportation for the project.

When Adelmann refused an offer on her property, the Met Council began eminent domain proceedings on behalf of the MVTA. But mounting public and legislative criticism caused the Met Council to back off from Adelmann’s land, and the MVTA instead built a smaller bus garage right behind her house.

Now the MVTA will expand the existing garage to hold an additional 40 buses, bringing the total number of buses stored on the property to 100. Work on the project is expected to begin this summer and be completed next year, Spear said.

Bruce said that while he’ll Photo by Erin Johnson miss his mother’s market, he’s Betty Adelmann, who died last year, ran her flower and vegetable market from the corner of considering opening his own market in the Farmington Highway 13 and Shawnee Road in Eagan for nearly 50 years. area. ued to earn her living through The secret, Bruce said, was would paint faces each fall.

“It was fun doing it,” he “She sold thousands of her market. in the seeds. said. “And we were taught by Her one-acre corner the best.”

“We spend the money for them,” Mike said.

Even after her children gained a fair bit of media atthe seed. Most places don’t so they can sell it for more of a had grown and her husband tention in 2003 when it was Erin Johnson is at was moved to a nursing home, targeted for a future MVTA profit,” he said. erin.johnson@ecm-inc.com.

Adelmann was also known and in spite of weekly dialysis bus garage. Her property was for her gourds, on which she treatments, Adelmann contin- adjacent to several acres that

Financial Sense

Tried-and-true tips to lower your tax tab Tax season has a way of turning even the most diligent deadline-sticklers into big-time procrastinators. But with April 18 fast approaching (taxpayers will get an extra three days to file their federal tax returns this year), now even the foot-draggers who have yet to file their 2010 returns can find solace in the following last-minute tips and tactics furnished by tax experts: Open, and contribute to, a tax-deductible individual retirement account. Contributions to a “deductible IRA” not only help grow a retirement nest egg, they may lower a person’s taxable gross income, potentially reducing their income tax and social security tax liability, explains Laurie A. Siebert, a tax expert and financial planner at Valley National Advisers in Bethlehem, Pa. The deductible IRA is mainly for wage earners who don’t participate (or lack access to) a employeesponsored retirement plan, though it’s available to others as well, depending on income. Consult a financial planner for help setting one up.

If you work for yourself, establish and contribute to

a self-employed 401(k) or SEP IRA. The tax benefits it provides may exceed those of a deductible IRA owing to higher contribution limits.

Again, consult a financial planner with tax expertise.

Pounce on other tax breaks, including the Making Work Pay credit for wage-earners (up to $800), the American Opportunity Credit for education-related expenses (up to $2,500), “green” tax credits for energy-efficient appliances and home improvements, the Savers Credit (up to $2,000) for retirement plan contributions, and more. Keep in mind, eligibility for these tax breaks varies according to income levels, etc.

Research pays. “The bottom line is, you don’t know what you don’t know,” says Siebert. A couple hours of research on websites such as www.irs.gov can yield hundreds, even thousands of dollars, in tax savings. “The IRS website has tons of information,” Siebert adds. “You just have to be patient and look around.”

Gotten married? Purchased a home? Had a child?

These kinds of life events may significantly impact one’s tax tab. For example,

people who purchased a home from January through April 2010 may capitalize on a now-expired federal home buyer tax credit of $6,500 to $8,000.

Time to itemize deductions? When circumstances change, people who haven’t itemized deductions on past tax returns may find it worthwhile to do so for 2010. Examples of when it may make sense to start itemizing include a substantial decline in income, incurring significant medical expenses, buying a home or losing a spouse.

Consult a tax expert.

However diligent your research, the sprawling, everchanging tax code makes it easy to miss a meaningful tax break or loophole. An investment in a savvy tax advisor or accountant can pay for itself many times over by finding provisions that might otherwise go overlooked.

This column is provided by the Financial Planning Association (FPA) of Minnesota, the leadership and advocacy organization connecting those who provide, support and benefit from professional financial planning. process. FPA of Minnesota can be found online at www.fpamn.org.

For a summer vacation to savor, start saving now The calendar says it’s only March, yet there you are, sitting in your office, daydreaming about summer vacation possibilities.

Will it be the beach, the mountains, maybe a national parks tour, a kidsoriented resort, or perhaps even someplace exotic overseas?

Then the daydream dissolves into financial reality: Whatever vacation you’re planning is going to cost money. And since you may not currently have the cash on hand to make that vacation daydream come true, the time to start saving is now. Here, the Financial Planning Association offers seven smart savings tips to make this summer’s vacation great, without the financial strain: Get a plan, set a budget. Once you’ve decided on a vacation destination, devise a budget, so you know roughly how much you need to save. Research what it’s likely to cost for travel (airfare, etc.), housing (hotel, rental home, etc.), meals, transportation (rental vehicle) and activities. Add those costs up to get a savings target.

Establish a bank account dedicated to vaca-

tion savings — preferably a low- or no-fee interest-bearing account that won’t limit your access to cash. Visit your local bank branch or check www. bankrate.com to see what’s available.

Figure out how much you need to save to reach your target budget, then commit to a plan to regularly deposit funds into the vacation account (weekly? once or twice a month?) so you’re on track to hit the target. Use an automatic savings plans or direct deposits, suggests Amy Hoffman, a certified financial planner at Advisors Financial, Inc., in Falls Church, Va., so saving isn’t a matter of choice.

Determine if you need to book certain parts of the vacation soon. Things like housing (such as a deposit on a vacation home) and air travel often require reservations and payment well in advance. Do you have adequate cash on hand now to cover those expenses? If you need to use a credit card to cover them, plan to pay off the vacation expenses you put on the card with monthly payments from your dedicated vacation account.

Give your savings a boost by depositing unexpected cash inflows into your vacation account. Tax refunds, work bonuses or commissions, cash gifts, garage sale proceeds — every little bit helps!

Hunt for deals to cut costs. Renting a vacation home (via sites such as www.joeoptions.com and www.vrbo.com) may be less expensive than staying in hotels, for example.

If you’ve accumulated enough miles in an airline frequent flyer program, use them for air travel.

Consult a financial planner for creative savings ideas and help implementing a vacation savings plan.

To find one in your area, check the Financial Planning Association’s national network at http://www. fpanet.org/PlannerSearch/ PlannerSearch.aspx.

This column is provided by the Financial Planning Association (FPA) of Minnesota, the leadership and advocacy organization connecting those who provide, support and benefit from professional financial planning. FPA of Minnesota can be found online at www.fpamn.org.

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April 7, 2011 DAKOTA COUNTY TRIBUNE BUSINESS WEEKLY

Business Briefs

DHS launches website for managed care health contracting information

Photo submitted

Burnsville Chamber of Commerce members and Burnsville Mayor Elizabeth Kautz help the Rack Shack BBQ celebrate its first anniversary with a ribbon cutting on March 24.

Lane closure for Highway 61 in Hastings begins in April Motorists traveling Highway 61 through Hastings will merge sooner than usual when approaching the Hastings Bridge, as the roadway is reduced to a single lane in each direction between Fifth Street and the railroad bridge just north of Hub’s Marina beginning Tuesday, April 5.

The new lane configuration extends the existing two lanes of traffic on the Hastings bridge through the entire work zone.

Left and right turn lanes will be maintained, and any delays are expected to be minimal.

This configuration will remain in place north of the

bridge throughout the 2011 construction season.

Motorists may experience other minimal traffic changes along Highway 61 through the work area during the project. As is expected for the entire project, two-way traffic will remain across the river during rush hours, and access to local businesses and residences will not be affected.

Motorists and community members who have questions or concerns are encouraged to call the Hastings Bridge Project Hotline at (651) 7755244 or visit the project’s website at www.dot.state. mn.us/metro/projects/hastingsbridge.

Multi-family projects slow Twin Cities residential construction Since the beginning of 2011, multi-family construction has been a drag on overall residential construction in the region, and continued to do so in March. Year-to-date, planned units have dropped by 52 percent from 2010, but single family homes were down just 8 percent from last year.

According to statistics compiled by the Keystone Report for the Builders Association of the Twin Cities (BATC), there were 155 permits for a total of 201 units permitted during four weeks in the month of March 2011.

Year-to-date, there were 555 permits issued for a total of 621 units. Of those units, only 80 are multi-family compared to 710 multi-family units permitted at this time in 2010.

“It’s clear that the resi-

dential construction market is still far from healthy,” said Builders Association of the Twin Cities 2011 President Rich Riemersma. “But for single-family construction, the small drop in March comes on the heels of a sustained growth pattern over the past year.

“With reports of increased traffic and interest from potential buyers during the Parade of Homes, our members have dug in for the long haul and remain cautiously optimistic,” Riemersma said.

Hudson, Wis., led the metro in building activity for the month with 33 units permitted for one multi-family project and one single-family home. Blaine and Woodbury followed with 23 units, and Chanhassen and Maple Grove each issued permits for 13 units.

All public information about managed care plans that contract with the state to provide health care for enrollees in public programs is now available at www.dhs.state.mn.us/ ManagedCareReporting.

The website, established by the Department of Human Services under a March 23 executive order from Gov. Mark Dayton, includes all public data and reports related to managed care plan contracts.

“Minnesotans deserve full disclosure of how their taxpayer dollars are spent for health care,” said Human Services Commissioner Lucinda Jesson. “This website provides that information in a one-stop shop.

You can look up what DHS

paid to each of the eight managed care plans over a calendar year. If you want more information, other documents show the net gain or loss experienced by each plan, how much each plan spent on administration and many other details.”

Jesson said additional information will be posted in the coming months and encouraged users to submit suggestions and feedback.

“We want to make this a user-friendly tool,” she said.

The state contracts with managed care plans to provide health care services to more than 500,000 Minnesotans enrolled in Medical Assistance and MinnesotaCare at a cost of approximately $3 billion annually.

The website includes information on quality of care, financial data, contracting and reports by state agencies.

Along with launching the website, Jesson said DHS has begun a request for proposals process to develop alternative, innovative ways to provide health care. It will reward providers who work directly with people to improve their health.

DHS issued a request for information that will, along with an opportunity for public input, be used to develop a formal RFP to be issued in late May. The department is also hosting a webinar and meetings to gather public input on various aspects of the RFP.

“Beer Me! Breweries of Scott County,” at 6:30 p.m. Thursday, April 28, with a presentation and beer tasting with “Land of Amber Waters” author, Doug Hoverson.

Admission is $4 adults, $2 students, free for SCHS members.

The historical society is at 235 Fuller St. S., Shakopee. Information: (952) 445-0378, www. scottcountyhistory.org.

fered in all schools, or call (952) 469-4488.

Ballet Royale Minnesota is now accepting spring term registrations for all levels of its PreBallet Creative Dance Program for children ages 12 months to 6 years. For more information visit www.BalletRoyaleMN.org or call (952) 898-3163.

Dan Petrov Art Studio in Burnsville offers oil painting classes for beginners, intermediate and advanced skill level painters, www.danpetrovart. com, (763) 843-2734.

Summer drawing and painting workshops for youth, teens and adults. Most supplies provided. Brushworks School of Art in Burnsville, www.BrushworksSchoolofArt.com, (651) 214-4732.

Teens Express Yourself with Paint, 5 to 7 p.m. Mondays, winter/spring and summer at Brushworks School of Art in Burnsville, www.BrushworksSchoolofArt.com, (651) 214-4732.

Drama/theater classes for ages 4 and up at River Ridge Arts Building, Burnsville, (952) 736-3644.

Special needs theater program (autism-DCD), ages 5 and older, Burnsville, (952) 7363644.

Join other 55-plus adults at the Eagan Art House to create beaded jewelry. The Jewelry Club meets on the third Friday of

each month from 1 to 3 p.m. Fee is $3 and includes all supplies.

Bring any old jewelry you would like to re-make. 3981 Lexington Ave. S., (651) 675-5500.

The Eagan Art House offers classes for ages 4 through adult, www.cityofeagan.com/eaganarthouse, (651) 675-5500.

Soy candle making classes held weekly in Eagan near 55 and Yankee Doodle. Call Jamie at (651) 315-4849 for dates and times. $10 per person. Presented by Making Scents in Minnesota.

Country line dance classes held for intermediates Mondays 1:30 to 3:30 p.m. at Rambling River Center, 325 Oak St., Farmington, $5/class. Call Marilyn (651) 463-7833.

Beginner country line dance classes on Wednesdays, 5:30-7:30 p.m., at the Lakeville VFW, 8790 Upper 208th St. $5/ class. Call Marilyn (651) 4637833.

Country line dance classes on Wednesdays at the Lakeville Senior Center, 20732 Holt Ave. Beginners, 9-10 a.m.; Intermediate, 10 a.m.-noon. $5/class Call Marilyn (651) 463-7833.

The Lakeville Area Arts Center offers arts classes for all ages, www.lakevillemn.gov, (952) 985-4640.

Arts Calendar Auditions Twin Cities Ballet of Minnesota will conduct auditions for eligible applicants for its 2011 Student Dancer Recognition Scholarships and its annual two-week Ballet Repertoire workshop at 1 p.m. Sunday, April 10, at Ballet Royale Minnesota, 16233 Kenyon Ave., Suite 100, Lakeville. Registration begins at 12:30 p.m. For more information, grant applications or forms, call Twin Cities Ballet of Minnesota at (952) 452-3163, or visit www.

TwinCitiesBallet.org.

Comedy Burnsville Rotary’s Comedy for Caring featuring Chicago’s famed Second City will be held Saturday, April 30, at Burnsville Performing Arts Center, 12600 Nicollet Ave. Doors open at 6 p.m.; show starts at 8 p.m. Tickets: $35. VIP seating with a cast meet-and-greet: $75. Tickets available at the box office, ticketmaster.com or (800) 982-2787. Information: www. burnsvillerotary.org.

Exhibits Water color paintings by artist Richard Graves are on display through April 25 at the Lakeville Area Arts Center, 20965 Holyoke Ave., Lakeville.

Information: (952) 985-4640.

The Scott County Historical Society will open its exhibit

Theater Expressions Community Theater presents the Southern comedy “The Dixie Swim Club” April 8-17 at the Lakeville Area Arts Center. Show times are 7:30 p.m. April 8-9, 15-16, and 2 p.m. April 10 and 17. Tickets are $12 and can be purchased by calling the center at (952) 9854640 or online at www.lakevillerapconnect.com.

Lorie Line with bring her Intimate Evening Series to the Lakeville Area Arts Center, 20965 Holyoke Ave., at 7:30 p.m. April 28. Tickets are $38 per person or $33 each for a group of 10 or more. All seats are reserved. To order tickets, call the box office at (952) 985-4640.

Classes/workshops Watch Me Draw! after school classes starting soon. Adventure and Travel are the themes for spring. Register at Community Education online for Farmington, Lakeville, Burnsville districts. Of-

Groups Calendar Family Apple Valley South MOMS Club (Moms Offering Moms Support) holds winter meetings at 10 a.m. on the third Wednesday of the month at Christus Victor Lutheran Church, 7510 Palomino Drive, Apple Valley. MOMS Club is a national nonprofit organization for moms who have chosen to stay at home full-time or parttime. We offer weekly events for mom and kids, monthly meetings, and a chance to make new, lifelong friends. For more information or directions to the church, e-mail momsclubofapplevalleysouth@live. com.

MOMS Club Apple Valley - North (Moms Offering Moms Support) holds monthly meetings for all Apple Valley part-

time or full-time stay-at-home moms who live north of 140th.

MOMS Club is a national nonprofit organization for moms who have chosen to stay at home. We offer weekly events for mom and kids and a chance to make new, lifelong friends.

Our next meeting is Thursday, April 21, at 10 a.m. For location information, e-mail momsclubapplevalleynorth@yahoo. com.

Miscellaneous The Eagan Garden Club will meet at 7 p.m. Wednesday, April 13, at the Eagan Municipal Center, 3830 Pilot Knob Road. Sue Bagge will speak on healing gardens. Meetings are free and open to the public. For more information, email egc1972@gmail.com.

Support Burnsville Women’s Alanon group welcomes new members. We wish to share our experience, strength and hope with women who struggle because of a loved one’s drinking. We meet every Wednesday at Mary, Mother of the Church on Cliff Road, from 9:30 to 11 a.m.

Disease Anonymous. com meets Thursdays from 7 to 8:30 p.m. at Christ Church, 12925 Johnny Cake Ridge Road, Apple Valley, and at the Apple Valley Health Center, 14650 Garrett Ave., Apple Valley. For more information, call (651) 405-8068.

Suicide Survivor Support Group meets the second Tuesday of each month

from 7 to 8:30 p.m. in the Parish Center at Mary, Mother of the Church, 3333 Cliff Road, Burnsville. For more information, call Toni at (952) 8900122.

A National Alliance on Mental Illness (NAMI) support group meets in Apple Valley from 6 to 8 p.m. the second Thursday of the month at Dakota Ridge School, 4629 144th St. The group helps parents discover resources to meet the challenges of raising a child with mental illness, learn coping skills and develop problem-solving skills. The meeting begins with a light supper for families and children. Call Suzette at (651) 645-2948 ext.

102 to confirm attendance and reserve child care for children ages 5-14.

DAKOTA COUNTY TRIBUNE BUSINESS WEEKLY April 7, 2011

Photo by Rick Orndorf

Gordmans, a discount apparel and home fashions retail chain based in Omaha, Neb., opened its first Twin Cities store April 1 at Burnsville Center. Store manager Jason Baker spoke during an opening ceremony.

Photo by Rick Orndorf

This is the store entrance.

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Photo by Rick Orndorf

Colored pots are stacked on a tall shelf in the home fashions department.

Gordmans opens in Burnsville Center

Photo by Rick Orndorf

The store includes a home fashions department.

Photo by Rick Orndorf

Shoppers waited to enter the store after a ribbon-cutting ceremony.

Photo by Rick Orndorf

Photo by Rick Orndorf

Burnsville Mayor Elizabeth Kautz welcomes Gordmans Inc. president and CEO Jeff Garden gnomes are among the merchandise in the home fashions department.

Gordman to Burnsville.

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April 7, 2011 DAKOTA COUNTY TRIBUNE BUSINESS WEEKLY

Capitol Commerce

Senate passes health and human services finance bill

by T.W. Budig ECM CAPITOL REPORTER

A deep distrust of the federal government runs through the Senate Republican health and human services finance bill.

“We know these people in Washington are not going to stop (spending),” said Sen. Ray Vandeveer, R-Forest Lake, in debate on the Senate floor March 30.

“Relying on them for more money is foolish,” Vandeveer said of federal health care funding, likening the finances of the federal government to a pyramid scheme.

Senate Health and Human Services Committee Chairman David Hann, REden Prairie, spoke of the fingerprints of the federal government being on virtually all human services funding — guiding decisions through maintenance of effort rules and pulling strings.

“That’s what we’re elected to do,” said Hann of controlling the direction of health care for the state.

Republicans in their bill propose distancing Minnesota from Washington, D.C. They’re seeking a fiveyear federal Medicaid waiver — a goal former Senate Human Services Finance Committee Chairwoman Sen. Linda Berglin, DFL-Minneapolis, argues would be illegal — and want to repeal

Photo by Tim Budig

Sen. Linda Berglin, DFL-Minneapolis, makes a point in debate on the Senate floor March 30.

Photo by Tim Budig The former Health and Human Services Finance Committee chairwoman blasted the Republican human Senate Health and Human Services Chairman David Hann, R-Edina (left), talks with Sen. Warren Limmer, Rservices budget.

Maple Grove, on the Senate floor. the early-enrollment Med- health care legislation until icaid expansion that Demo- its legality is confirmed by some 836 elderly Minneso- spending,” said Sen. Paul cratic Gov. Mark Dayton the U.S. Supreme Court. signed the paperwork for at Much of the Republican tans into nursing homes be- Gazelka, R-Brainerd.

Sen. Michelle Benson, Ra dramatic press conference budget is based on sheer cause of cuts to community Ham Lake, said people must in January. speculation — you feed services.

Beyond this, thousand of remember the state will be in The expansion is expect- baloney into the budgeted to shift some 95,000 poor ing process, baloney comes private-sector jobs will be serious financial trouble in 10 to 20 years unless it gets adults without children from out, Berglin quipped prior lost, she argued.

Other Democrats voiced its spending under control. state health care programs to the start of floor session.

Many states are seeking fedonto Medicaid.

“They’re so numerous — it’s concerns.

“You can’t budget in the eral waivers, she explained.

But Republicans want hard to keep track,” she said “Because we have a conto “empower” poorer Min- on the Senate floor of rea- state of Minnesota based on nesotans by supplying some sons to not vote for the Re- a hope,” said Sen. Richard sistent, nationwide probCohen, DFL-St. Paul, for- lem,” said Benson. “Holding of them with vouchers to publican bill. obtain private health care “This bill has so many mer Senate Finance Com- onto the status quo will set insurance. things wrong with it that it mittee chairman. “There’s us up for a train wreck,” she Another keep-at-a-dis- would never be signed by the not going to be a federal said. waiver,” he said.

Sen. Benjamin Kruse, tance federal government- governor,” said Berglin.

But Republicans were R-Brooklyn Park, spoke of related provision in their Berglin portrays the legvisiting group homes for the bill prohibits the state from islation as casting thousands fervent, too.

“I’m committed to reign- disabled — of being overspending funds to imple- of Minnesotans off health ment the recent federal care coverage and sending ing in runaway government whelmed by the skills of

Senate passes Environment, Commerce and Energy omnibus budget bill The Senate Environwith my colleagues to ment, Commerce and produce a budget that Energy omnibus finance funds priorities, reduces budget bill for fiscal year bureaucratic overhead 2012-13 passed March and maximizes savings by 29 in the state Senate by privatizing services. I’m a vote of 37-28. proud of the work we did The legislation, Senon the committee and I ate File 1029, contains the am particularly grateful general fund appropriafor all of the constituents, tions for the environment advocacy groups and deand natural resources, partment officials who commerce and consumer gave us feedback and tesprotection, and energy, timony along the way. We utilities and telecommumade the difficult choices nications. The legislation necessary today to protect appropriates $203.9 milthe future of our great lion in general fund doloutdoors.” lars to the Environment The bill funds and Natural Resources DNR enforcement, budget for 2012-13. firefighting, efforts to Senate Environment investigate and combat and Natural Resources aquatic invasive species Committee Vice Chair and chronic wasting Dan Hall, R-Burnsville, Photo by Senate Media Services disease, the Coon Rapgave the following state- State Sen. Dan Hall, R-Burnsville. ids Dam commission, ment after the bill’s pasand Red River flood sage. damage grants and “I’m thrilled that the Senate voted in support flood mitigation. of these important measures that reform govIt avoids disproportionate cuts by impleernment services and improve the way that we menting reductions of automatic spending by do business. As vice chair of the Environment nearly 15 percent in each of the main budget and Natural Resources Committee, I worked areas, according to Hall.

one disabled man who could write beautifully, assisted by technology, just through the movement of his eyes.

Kruse spoke of the power of the love people felt for the disabled. “I do care. It does matter,” he said of providing assistance.

“These are people I want to protect. These are the people this bill in long run is going to protect,” said Kruse. Kruse spoke of the need to be cut loose from federal mandates. “They’re are strangling us. They are strangling the system,” he said.

Hann spoke some of the last words of the long debate.

“This is not a perfect bill — I acknowledge that,” he said.

Still, Hann styled the desire for a federal waiver a “reasonable request.”

He expressed a willingness to negotiate with Dayton for a waiver request the governor might support.

“This is innovation. This is reform. This is directionally the way we have to go,” said Hann of his legislation.

The bill passed the Senate on a 37-26 vote.

Republicans point out the bill would spend 6 percent more for health and human services than over the current two-year spending cycle.

T.W. Budig is at tim.budig@ecm-inc.com.

Republican leaders say budget first, Vikings stadium later

by T.W. Budig ECM CAPITOL REPORTER

House and Senate Republican leaders on April 1 repeatedly indicated the state budget, not a Vikings stadium, remained their top priority.

“We love the Vikings,” said Senate Majority Leader Amy Koch, R-Buffalo.

But the state budget is the top priority, she explained.

“We don’t have a bill yet,” said House Speaker Kurt Zellers, R-Maple Grove. There’s no stadium site yet, and there’s no local partner yet, he said.

Finding these key elements were up to the Vikings and others, Zellers explained. “That’s their job, not ours,” he said.

The Legislature’s top job is the state budget, Zellers said.

Senate Minority Leader Tom Bakk, DFL-Cook, suggested Vikings stadium fervor, which has gripped the Capitol over the last

day or so, is “a political gimmick” Republican leaders have concocted in order to cloak their budget bills from the media.

The Republican-controlled House and Senate churned out a series of budget bills over the past week.

Bakk said he didn’t believe lawmakers should even be discussing stadiums right now.

Indeed, Bakk suggested there wasn’t enough time left in the 2011 legislative session to successfully craft and pass a Vikings stadium bill.

“I don’t believe it can be done by May 23,” said Bakk.

Vikings stadium bill authors Rep. Morrie Lanning, R-Moorhead, and Sen. Julie Rosen, R-Fairmont, have indicated they could introduce their stadium bill next week, according to media reports.

Senate Local Government and Elections Com-

mittee Chairman Ray Vandeveer, R-Forest Lake, said he had a “three-second” conversation with Rosen concerning the stadium.

A Vikings stadium bill would likely need to move through Vandeveer’s committee, and Vandeveer indicated that there would be no problem scheduling a hearing.

Vandeveer withheld judgment about what he would like to see in a stadium bill, saying he first wanted to study Rosen’s bill. But Vandeveer said he has never been a big supporter of state dollars benefiting for-profit private business.

Providing infrastructure for a stadium could be something acceptable to him, he indicated.

Vandeveer has not spoken to team officials recently, he said.

T.W. Budig is at tim.budig@ ecm-inc.com.

DAKOTA COUNTY TRIBUNE BUSINESS WEEKLY April 7, 2011

9A

Capitol Commerce Social issues highlight Senate debate on Republican education bill

by T.W. Budig ECM CAPITOL REPORTER

School desegregation, bullying and teacher salary freezes were prominent issues March 31 during Senate debate on the Republican education bill.

Under the bill, integration funding — dollars originally meant to foster interaction between children of different races and cultures — are used to fill an $86 million literacy incentive fund designed to ensure reading proficiency in third-graders.

The bill repeals a state rule pertaining to school desegregation.

Some state senators — plus Education Commissioner Brenda Cassellius — viewed the changes as steps backward.

“Therefore, it is disturbing that nearly 60 years after Brown v. Board of Education this bill ends our state’s commitment to racially integrated schools,” said Cassellius in a letter.

“I think this is premature to repeal the desegregation rule,” said Sen. John Harrington, DFL-St. Paul, a former St. Paul police chief and an African-American.

He styled the change in integration funding “shortsighted.”

Additionally, Harrington said the end of integration funding meant a $19 million loss to the St. Paul Public Schools.

Indeed, one Minneapolis senator called the perceived nabbing of funds from the big cities “the politics of envy.”

Other saw it differently.

Sen. Dan Hall, R-Burnsville, said he found it disre-

Photo by Tim Budig

Senate Education Committee Chairwoman Gen Olson, R-Minnetrista, pauses to listens to Deputy Majority Leader Geoff Michel, R-Edina, during Senate debate March 31 on the Republican education bill.

Capitol Roundup

To find out the latest news in Minnesota government, go online to ECM Capitol Roundup at www.HometownSource.com.

spectful to assume minority children could not achieve without special assistance.

“Treat everybody equally and with respect,” said Hall.

Others thought assumptions were too pessimistic. “I don’t hold that low expectation,” said Senate Education Committee Chairwoman Gen Olson, R-Minnetrista, of big-city schools not being able to compete for literacy incentive funding.

As for the state desegregation rule repeal, segregation is illegal, said Olson.

“We don’t need a rule to tell us that,” she said.

Another provision in the Senate education bill — one that caps the growth in special education and compensatory aid funding to achieve a $50 per-pupil increase on the basic funding formula the next two years — drawing fire was a teacher salary freeze.

One Democratic senator

argued the provision, championed by Sen. Dave Thompson, R-Lakeville, was an example of lawmakers exerting “absolute, total control” over local school districts.

Thompson called the provision less than ideal. “(But) this is something that will definitely save jobs,” he said.

“This is a jobs bill,” said Thompson.

Besides limiting the abilities of teachers to strike, the Senate bill requires that at least half of teachers’ salary increases be based on student achievement gains.

It does away with teacher tenure and instead provides for five-year renewable contract blocks.

A Democratic attempt on the Senate floor to broaden state law pertaining to bullying in schools, an amendment that would required school employees to receive training on how to prevent

Photo by Tim Budig

Sen. Julianne Ortman, R-Chanhassen (left), Sen. Warren Limmer, R-Maple Grove, and Senate Majority Leader Amy Koch, R-Buffalo, engage in desktop-level conversation during Senate debate March 31. and respond to bullying, failed to pass.

Republicans questioned whether the proposed change was necessary or would do any good.

Sen. Pam Wolf, R-Spring Lake Park, a teacher by profession, said schools are addressing the issue of bullying.

“Respect, respect, respect, respect” is the mantra, Wolf explained. “Bullying can occur for absolutely any reason,” said Wolf. And schools are every mindful of it, she stressed.

The Senate passed the Republican education finance bill on a 36-25 vote.

Other provisions in the bill include a 15 percent funding cut to the Department of Education and a

requirement for legislative approval for the department to adopt certain federal education standards.

The bill triples funding to the Reading Corp, and allows ninth- and 10th-grade students to take college-level courses if classroom space is available.

High school students who graduate early would be able to use freed-up state school dollars to help pay for their college tuitions under the bill.

The bill does not include a so-called “voucher” provision found in the recently passed House education bill.

In her letter to Olson, Cassellius chides the Senate bill for lacking any of Democratic Gov. Mark Dayton’s

proposed education budget and for infringing on the education department’s ability to provide proper oversight.

The commissioner also wrote of potential compromise. “Although we may differ in our proposals on how to get there, our shared goal of having students read well by third grade is a great place to begin,” wrote Cassellius.

The Senate bill cuts overall school funding over the next two years by about $36 million.

An attempt to increase the state income tax on wealthier Minnesotans to slate more dollars to education failed on the Senate floor.

T.W. Budig is at tim.budig@ecm-inc.com.

Funding for suburban transit shifted outstate in Senate transportation bill

by T.W. Budig ECM CAPITOL REPORTER

The Senate on Monday, April 4, voted to tap $8 million in funding for suburban transit providers and shift the dollars to Greater Minnesota transit.

It took two attempts, but Sen. Kathy Sheran, DFLMankato, saw her modified amendment get attached to the Senate transportation finance bill — the bill passed the Senate on a 38-25 vote.

Sen. Katie Sieben, DFLNewport, managed to amend the Republican Senate transportation bill to restore funding for the passenger rail office in the transportation department. (Photo by T.W. Budig) Sheran called her amendment a “reasonable solution” to the transit funding pinch.

The proposed $8 million cut to Greater Minnesota transit proposed in the Senate

Republican transportation bill, Sheran explained, would have meant the loss of 101,000 service hours.

Some suburban transit providers, groups such as Maple Grove Transit, the Minnesota Valley Transit Authority — a group including the cities of Apple Valley, Burnsville, Eagan and Rosemount — have bankrolled funding to cover operational costs, Sheran explained.

Taking some of their funding would not hurt them, she argued.

“How are they going to continue to operate if you’re taking their money?” asked Sen. Warren Limmer, R-Maple Grove, who represents a city who opted-out of Metropolitan Council transit services. However sensitively expressed, Sheran’s amendment raids suburban transit funding, Limmer argued.

Sen. Claire Robling, R-Prior Lake, said some suburban transit funding comes from the sales tax on motor vehicle sales, and this is an unstable form of funding.

Sheran’s amendment could jeopardize the suburban transit providers, Robling argued.

But on a 34-30 vote, with some Republican Greater Minnesota support, Sheran’s amendment was approved.

The Senate Republican transportation bill cuts Met Council bus transit funding by $32 million over the next two years.

It allows the council to use maximum reserves, transfer to the transit operating budget a portion of balances and levy revenues from Livable Communities accounts and the Right-of-Way Acquisition Loan Fund, and lastly to reduce services.

Bus fares may be increased only after service cuts have been made, Senate bill prescribes.

A recent legislative auditor’s report stated that strong feelings of mistrust exist between the Met Council and suburban transit officials.

The report styles the interactions between the council and suburban transit providers as cumbersome.

Democrats fastened another amendment to the Senate Republican transportation bill, restoring funding to Department of Transportation Passenger Rail Office.

Senate Transportation Chairman Joe Gimse, RWillmar, argued operations of the office made little financial sense.

The Senate transportation bill contains some fee increases.

The filing fees for registra-

tion renewals and vehicle title transactions are increased by $1.50 to support deputy registrars under the bill.

The life of a Department of Vehicle Services’ technology surcharge of $1.75 was also extended.

Sen. Ray Vandeveer, R-Forest Lake, tried to amend the bill to do away with a county transit sales tax some metro counties have exacted, arguing the funding was too restrictive.

But Vandeveer’s amendment was voted down.

The Senate also took up its tax bill today, though only partial debate took place because senators wanted to attend funeral services for Sen. Michael Jungbauer’s father who passed away last week. Jungbauer is a Republican from East Bethel.

Some provisions in the Senate Republican tax bill includes an elimination of fiscal

disparities aid for counties and townships — Anoka County, for instances, receives about $11 million in fiscal disparity aid.

Another provision authorizes the state auditor to make consolidation grants to counties and cities seeking to consolidate government services.

Some $7 million is slated for the first-come, first-served consolidation grants.

More locally, the bill defines the east boundary of a tax increment financing district in the City of Ramsey.

The Senate is expected to take up the tax bill again on April 5.

The Senate and House transportation bills are likely heading to conference committee.

T.W. Budig is at tim.budig@ ecm-inc.com.

10A

April 7, 2011 DAKOTA COUNTY TRIBUNE BUSINESS WEEKLY

Calendar To submit an item for the Calendar, e-mail it to darcy.odden@ ecm-inc.com or fax (952) 8462010.

Date-specific Dakota County Regional Chamber of Commerce events: • Thursday, April 7, 7:30 to 8:30 a.m., The Buzz, WorkForce Center of Dakota County, 1 W. Mendota Road, Room 110, West St. Paul. Speaker from Women Build. Information: Michelle Tighe at mtighe@dcrchamber.com. • Tuesday, April 12, 8 to 9 a.m., Rosemount AM Connection, location to be determined.

Information: Michelle Tighe at mtighe@dcrchamber.com. • Wednesday, April 13, 7:30 to 8:30 a.m., Rosemount Area Business Council, Paul Eggen - State Farm Insurance, 14450 S. Robert Trail, Suite 204, Rosemount.

Information: Ruthe at rbatulis@ dcrchamber.com or (651) 4529872. • Wednesday, April 13, noon to 1:15 p.m., ChamberNet, DCR Chamber Office, 1121 Town Centre Drive, Suite 102, Eagan. Lead sharing group. Information: Robb Sweetham (Provincial Bank) at (952) 469-9229. • Thursday, April 14, 8 to 9 a.m., Coffee Break at Bremer Bank, 1995 Rahncliff Court, Eagan. Information: Michelle Tighe at mtighe@dcrchamber. com. • Friday, April 15, 7:30 to 8 a.m., MN Chamber of Commerce Conference Call, DCR Chamber, 1121 Town Centre Drive, Suite 102, Eagan. RSVP for this meeting to rbatulis@dcrchamber.com or call (651) 288-9201 with questions. • Wednesday, April 20, 8 a.m. to noon, Executive Roundtable Group meeting, DCR Chamber of Commerce, 1121 Town Centre Drive, Suite 102, Eagan. Information: Greg Buck at (612) 7084221 or gbuck@bfsllc.info. • Wednesday, April 27, noon to 1:15 p.m., ChamberNet, DCR Chamber, 1121 Town Centre Drive, Suite 102, Eagan. Lead sharing group. Information: Robb Sweetham (Provincial Bank) at (952) 469-9229. • Thursday, April 28, 8 to 9 a.m., Farmington Coffee Brew HaHa at Dakota Electric Association, 4300 220th St. W., Farmington. • Friday, April 29, 7:30 to 9 a.m., Business & Industry Forum – State of the Schools Roundtable, Hilton Garden Inn, 1975 Rahncliff Court, Eagan. Cost: $25. Register by Tuesday, April 26. Information: Michelle Tighe at mtighe@dcrchamber.com.

Apple Valley Chamber of Commerce events:

• Thursday, April 7, 4:30 to 6:30 p.m., Business After Hours/ Legacy Awards at Lakeview Bank, 9725 163rd St. W., Lakeville. Information: LeeAnn at leeann@applevalleychamber.com.

Burnsville Chamber of Commerce events: • Thursday, April 7, 4:30 to 6:30 p.m., Business After Hours, Roasted Pear, 14200 Nicollet Ave., Burnsville. Information: Anne at anne@burnsvillechamber.com. • Wednesday, April 13, 8 to 9 a.m., A.M. Coffee Break, Sports Clips, 1258 County Road 42 W., Burnsville. Information: Anne at anne@burnsvillechamber.com. • Thursday, April 21, 4 to 8 p.m., Smoke-free Lodging: Nicollet Inn, 14201 Nicollet Ave. S., Burnsville. Join Nicollet Inn in celebrating going 100 percent smoke-free. Refreshments and drawings for a free night’s stay. Free. Information: www. mnsmokefreehotels.org. • Tuesday, May 3, 4 to 7 p.m., South of the River Small Business Expo and Business After Hours, Buck Hill Event Center, 15400 Buck Hill Road, Burnsville.

Information: Anne at (952) 8985642.

Lakeville Area Chamber of Commerce events: • Thursday, April 7, Golf Classic Committee, Rudy’s Red Eye Grill. • Thursday, April 7, 4:30 to 6:30 p.m., Networking After Hours, Lakeview Bank – Legacy Award, 9725 163rd St. W., Lakeville. • Friday, April 8, 8 a.m., Business and Education meeting Teacher Appreciation Breakfast, Family Learning Center. • Tuesday, April 12, 7 a.m., Breakfast with the City, Perkins Restaurant. • Wednesday, April 13, noon, Convention & Visitors Bureau Advisory Board, Holiday Inn Hotel & Suites. • Wednesday, April 13, noon, Ambassador meeting, chamber conference room. • Thursday, April 14, noon, Fall Gala Committee, Brackett’s Crossing. • Friday, April 15, 7:30 a.m., Government Affairs - Minnesota Chamber of Commerce Conference Call, chamber conference room. • Friday, April 15, 7:50 a.m., Business & Education meeting Teacher Appreciation Breakfast, Oak Hills Elementary. • Friday, April 15, 8 a.m., Government Affairs Committee meeting, chamber conference room. • Tuesday, April 19, 7:15 a.m., Chamber Board Executive Committee, chamber conference room.

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â&#x20AC;˘ Tuesday, April 19, 8 a.m., Chamber Board meeting, chamber conference room. â&#x20AC;˘ Tuesday, April 26, 7:30 to 9 a.m., new member orientation, chamber conference room. â&#x20AC;˘ Wednesday, April 27, 11:30 a.m. to 1 p.m., State of the City, Crystal Lake Golf Club. Speaker: Steve Mielke, city administrator.

Reservation deadline: April 25.

Cost: $20. â&#x20AC;˘ Thursday, April 28, 4:30 to 6:30 p.m., Networking After Hours at Applebeeâ&#x20AC;&#x2122;s Grill and Bar. â&#x20AC;˘ Friday, April 29, 7:30 to 8:30 a.m., Business and Education meeting, Lakeville North High School. â&#x20AC;˘ Sunday, May 1, Ironman Bike Ride, Lakeville North High School. â&#x20AC;˘ Tuesday, May 3, 4 to 7 p.m., South of the River Business Expo, Buck Hill Event Center. â&#x20AC;˘ Wednesday, May 4, 7:30 to 8:30 a.m., Networking Morning Brew, Heritage Library. â&#x20AC;˘ Thursday, May 5, 4:30 to 7 p.m., Networking After Hours, Citizens Bank. â&#x20AC;˘ Thursday, May 12, Rotaryâ&#x20AC;&#x2122;s Taste of Lakeville, Lakeville Area Arts Center. â&#x20AC;˘ Tuesday, May 17, Chamber Golf Classic, Willingers Golf Club. Registration: 11 a.m.; shotgun start: 1 p.m.

River Heights Chamber of Commerce events: â&#x20AC;˘ Tuesday, April 12, 11:30 a.m. to 1:30 p.m., Keep it Local for Lunch at B-52 Burgers & Brew, 5639 Bishop Ave., Inver Grove Heights, (651) 451-3838.

Information: Annie Platek at annie@riverheights.com. â&#x20AC;˘ Wednesday, April 13, 7:30 to 9 a.m., CoffeeNet at Good Samaritan Society-Inver Grove Heights, 1301 50th St. W., Inver Grove Heights. Information: Annie Platek at (651) 451-2266, ext. 1033, annie@riverheights. com. â&#x20AC;˘ Thursday, April 14, 8 to 9 a.m., Inver Grove Heights Local Issues meeting at the district offices: Highway 52 â&#x20AC;&#x201C; take the 80th St. exit. Go east to Simley High School. Turn in the main drive at Simley High School at the school crossing area. Proceed to the district office which is located on the same property but east of the high school. Park in the east end of the high school parking lot. â&#x20AC;˘ Tuesday, April 19, 11:30 a.m. to 12:30 p.m., Inver Grove Business Town Hall meeting, Veteranâ&#x20AC;&#x2122;s Memorial Community Center, Youth Room, 8050 Barbara Ave., Inver Grove Heights.

RSVP to Melissa, (651) 4502513, mrheaume@ci.invergrove-heights.mn.us. Information: Annie Platek at annie@ riverheights.com. â&#x20AC;˘ Tuesday, April 19, 4:45 to 5:45 p.m., Member Ally Group meeting. Information: Annie Platek at annie@riverheights. com. â&#x20AC;˘ Wednesday, April 20, noon to 1:30 p.m., ChamberNet networking group, River Heights Chamber of Commerce office.

Information: Carol Swanson at carol@riverheights.com. â&#x20AC;˘ Thursday, April 21, 11:30 a.m. to 1:30 p.m., Small Business Award Luncheon & Trade Show, Southview Country Club, 239 E. Mendota Road, West St. Paul. Keynote speaker: Dr. Glenn Forbes, CEO of Mayo Clinic, â&#x20AC;&#x153;Perspective of Excellence in Business and Community.â&#x20AC;? Cost: $35/members, $40/ nonmembers. Information: Nicole Bengtson, (651) 451-2266, ext. 1030, nicole@riverheights.

com. â&#x20AC;˘ Tuesday, April 26, 5 to 6:30 p.m., Business Card Exchange at Fury Motors, 1000 S. Concord St., South St. Paul. Information: Annie Platek at annie@riverheights.com. â&#x20AC;˘ Wednesday, April 27, 7:30 to 8:30 a.m., South St. Paul Local Issues, Central Square Community Center, 100 Seventh Ave. N., South St. Paul. Information: www.riverheights.com. â&#x20AC;˘ Friday, April 29, 7:30 to 9 a.m., State of Dakota County Schools, Part 3 of the 2011 Business & Industry Series for Dakota County, Hilton Garden Inn, Eagan. Cost: $25. Information: Jennifer Gale, (651) 451-2266, ext. 1031, jennifer@riverheights. com.

South Suburban Chapter of the International Association of Administrative Professionals event: â&#x20AC;˘ Tuesday, April 26, 6 p.m., Administrative Professionals Week celebration with guest speaker Robyne Robinson at Old Chicago, 14998 Glazier, Apple Valley. Robinson will present â&#x20AC;&#x153;The Power of Personal Transformation for a Happier & Long-Lasting Career.â&#x20AC;? Cost: $20.

Register online at www.southsuburbaniaap.org. Registration fee includes appetizer bar and beverages at 6 p.m. and program at 6:30 p.m.

MedNet event: â&#x20AC;˘ Tuesday, April 12, 4:30 to 6:30 p.m., David Fongs, 9329 S. Lyndale Ave.,Minneapolis. Open to members and guests. To reserve a space go to http://www. mnvalleymednet.org.

Metro Women in Business networking event: â&#x20AC;˘ Tuesday, April 26, 6:30 p.m., Apple Valley Community Center, 14603 Hayes Road, Apple Valley. Bring business cards, catalogs, samples, or any literature to share. The meeting will begin with dinner and socializing followed by networking. Each member will receive 2-3 minutes to highlight their business. No membership fee. Limited to one person from each profession or home-based business. Registration: $20. If you bring a friend that has a business, then itâ&#x20AC;&#x2122;s only $15 for you and $15 for your friend. For more information or to register contact Heather Rabanus at (952) 220-0287 or http:// www.meetup.com/Twin-CitiesWomen-in-Business-Networking-Group/events/17110669/.

Register for the following business classes at Inver Hills Community College by calling (651) 450-3578, or visiting Center for Professional Development in room CC287 of the College Center Building at Inver Hills Community College, 2500 E. 80th St., Inver Grove Heights, www.inverhillstraining. org. The courses are targeted to adults age 55 and older who are unemployed or underemployed and donâ&#x20AC;&#x2122;t have a lot of money to invest in an entrepreneurial venture. â&#x20AC;˘ Advertising and Marketing Your Small Business, 9 a.m. to noon, Tuesday, April 12. Cost: $20. â&#x20AC;˘ ProWrite â&#x20AC;&#x201C; Professional Writing Certificate Program, 6 to 9 p.m. Wednesday, April 13.

Cost: $20. â&#x20AC;˘ ProWrite â&#x20AC;&#x201C; Professional Writing Certificate Program, 9 a.m. to noon, Friday, April 15.

Cost: $20.

Register for the following District 196 Community Education business classes at www.district196.org/ce or call

(651) 423-7920 for information. â&#x20AC;˘ Monday, April 11, 6:30 to 8:30 p.m., Introduction to Windows 7. Cost: $39. District Service Center, 14445 Diamond Path W., Apple Valley. â&#x20AC;˘ Tuesday, April 12, 6:30 to 9:30 p.m., Get Completely Out of Debt, Including Your Mortgage.

Cost: $29; $16 additional adult.

Falcon Ridge Middle, 12900 Johnny Cake Ridge Road, Apple Valley. â&#x20AC;˘ Monday, April 18, 6:30 to 8:30 p.m., Microsoft Word 2007: Getting Started. Cost: $39. District Service Center, 14445 Diamond Path W., Apple Valley. â&#x20AC;˘ Tuesday, April 19, 6:30 to 9 p.m., Countdown to Retirement.

Cost: $19; $6 additional adult.

Scott Highlands Middle, 14011 Pilot Knob Road, Apple Valley. â&#x20AC;˘ Wednesday, April 20, 6 to 9 p.m., Bulletproof Your Computer.

Cost: $29. Rosemount Middle, 3135 143rd St. W., Rosemount. â&#x20AC;˘ Monday, April 25, 6:30 to 8:30 p.m., Microsoft Word 2007: Document Formatting 1. Cost: $39. District Service Center, 14445 Diamond Path W., Apple Valley. â&#x20AC;˘ Tuesday, April 26. 6:30 to 8:30 p.m., How to Start Your Own Business. Cost: $29. Falcon Ridge Middle, 12900 Johnny Cake Ridge Road, Apple Valley. â&#x20AC;˘ Wednesday, April 27, 6 to 9 p.m., Iâ&#x20AC;&#x2122;m on LinkedIn ... Now What? Cost: $29. Rosemount Middle, 3135 143rd St. W., Rosemount. â&#x20AC;˘ Wednesday, April 17, 7 to 9 p.m., Real Estate Investing: Opportunities for Success. Cost: $19; $6 additional adult. Falcon Ridge Middle, 12900 Johnny Cake Ridge Road, Apple Valley. â&#x20AC;˘ Thursday, April 28, 6:30 to 8:30 p.m., Word 2007 Mail Merge. Cost: $39. District Service Center, 14445 Diamond Path W., Apple Valley.

Ongoing Platinum Partners, a chapter of BNI, welcomes one representative from each profession and meets every Wednesday morning from 7:30 to 9 a.m. at the Lakeville Green Mill. To learn more, call Amy at (952) 2267741.

Creative Networking Professionals, an independent business networking group, meets the first and third Tuesday of the month at JoJoâ&#x20AC;&#x2122;s Rise and Wine in Burnsville from 8 to 9 a.m. The group is focused on creating interpersonal relationships to grow business-to-business referrals.

Yearly dues are $65. New members are welcome. Members are limited to one per professional category. For more information, contact Jeff Rothmeyer at JeffR@Roundbank.com or see www.CreativeNetworkingProfessionals.com.

Dakota Business Partners meets every Tuesday from 8:159:30 a.m. at AmericInn, 17145 Kenyon Ave. (just off Interstate 35 and County Road 50), Lakeville. For why our group is different and more information visit www.dakotabusinesspartners. com or find us on Facebook.

Network Unlimited, a professional networking chapter, meets Tuesdays from 4:30 to 5:45 p.m. at Cherokee Sirloin Room, Cliff Road and Nicols Road, Eagan.

To see if your category is open go to www.NetworkUnlimited. org.

BNI â&#x20AC;&#x201C; The Valley Networkers chapter of Business Networking Intl. meets Thursdays at 11:30 a.m. at the DCTC Apple Valley Site at 14200 Cedar Ave. BNI is a networking group for business owners who are looking to increase their revenue.

Only one person from each profession. Bring your own lunch.

For more information, call Paula Sevenich at (952) 891-4057 or visit www.bni-mn.com BNI - Networking meets Thursdays at 7:15 a.m. at the Round Bank in Farmington. For more information, contact Ellen at (952) 412-5287 or Lanny at (612) 386-2660.

Professional Referral Exchange of Burnsville meets

every Wednesday for breakfast at Dennyâ&#x20AC;&#x2122;s Restaurant. Meetings begin at 7 a.m. For more information, contact Jo Baecker, area director, at (612) 618-5347 or visit the website www.prorefx. com.

Elite Executives Chapter of Business Networking International meets each Tuesday 7:30-9 a.m. at the Holiday Inn Express, 1950 Rahncliff Court, Eagan. This structured networking group is open to all local business owners but we do limit to one person from each profession. For information, contact Shawn Moudry (952) 451-6519.

Beta Sigma Phi, Preceptor Alpha Delta Chapter, meets the second Wednesday of every month at 7:30 at a memberâ&#x20AC;&#x2122;s home. For information, call (952) 894-8831.

Network Results Chapter of Business Network International, networking for local business owners, only one person from each profession. First two meetings are free. We meet every Wednesday for breakfast, 7-8:30 a.m. at Roasted Pear, 14200 Nicollet Ave. S., Burnsville. Call Jim Culpepper for more information: (612) 655-4339.

Networks Plus - Diversified Business Professionals Chapter of Business Network International, a business referral organization. Meetings will be held Thursdays 11:30 a.m. â&#x20AC;&#x201C; 1 p.m. at Savage City Hall, 6000 McColl Drive, Savage, MN. All professionals are invited to attend. Call Crystal (952) 314-8676.

Networking coffee group at Caribou Coffee will meet from 9:30-11:30 a.m. at Caribou Coffee, 14638 Cedar Ave., on the second and fourth Mondays of the month. Call (763) 783-4767 to register.

Grapevine Network â&#x20AC;&#x153;Common Denominatorâ&#x20AC;? Group meets Tuesdays from 7:30-8:45 a.m. at Coldwell Banker Burnet, 190 Cobblestone Lane, Burnsville.

For information, call (952) 7465611 or visit www.thegrapevinenetwork.com.

Grapevine Networking Group meets Wednesdays from 7:30-8:45 a.m. at Coldwell Banker Burnet, 190 Cobblestone Lane, Burnsville. For information, call (952) 746-5611 or visit www.thegrapevinenetwork.com.

Kingdom Advisors members meet monthly for fellowship, training, networking, prayer, and sharing of best practices. Ron Blue or other recognized speakers (via DVD) cover a topic each month helping members integrate and apply Biblical financial wisdom into their professional advice. Visitors welcome. The S Metro Group meets at Family Financial Services, 151 W. Burnsville Parkway, Burnsville, from 7:30 to 9 a.m. on the fourth Tuesday of each month. POC is Jeff Robinson at (952) 890-6611.

The SE Metro Group meets at 2918 Upper 55th St., Inver Grove Heights, the first Thursday of each month from 12 noon to 1 p.m. (bring your lunch). POC is Ginger Ewing at (651) 389-1177.

The S.T.A.R. (South Twin Cities Area Referral) Networking Group meets 8 to 9 a.m. every Wednesday at Bremer Bank, 17600 Cedar Ave, Lakeville. Openings are available. For questions, call Kathy Andrade at (952) 997-1306.

SHiFT network events are held Thursdays from 6:30 to 8 p.m. at Inver Hills Community College, 2500 E. 80th St., Inver Grove Heights. SHiFT is a nonprofit network connecting adults in mid-life transition with opportunities to seek meaningful work, new avocations, and a supportive community (www.shiftonline. org). Members: Free. Guests: $5.

Sunrise Results BNI Chapter meets from 7:30 to 9 a.m.

Thursdays at the DCTC Partners in Education site in Apple Valley, 14200 Cedar Ave. Networking for local business owners, only one person from each profession. For more information call Jake Hines at (952) 292-1151.

DAKOTA COUNTY TRIBUNE BUSINESS WEEKLY April 7, 2011

‘Testing the market’ for old police station City of Lakeville’s idle building could be on the market after all by June

by Aaron Vehling DAKOTA COUNTY TRIBUNE

When the Lakeville City Council tabled a vote to put up for sale the old police station on Holyoke Avenue, some in the community thought they would never see the day when the city unloaded the property.

But it is possible such a day could come.

At a City Council work session, Council Member Kerrin Swecker said that if no solution is found for the building

by June 1 then she would support putting it up for sale. This is a change from the March 7 meeting in which a majority of council members, including Swecker, voted to table discussion of such a sale.

The building, which has been assessed at $1.6 million, has been a hot topic of discussion in recent

months.

T h e Lakeville Senior Center and the LakevSwecker ille Area Historical Society are working on a $2,000 feasibility study to determine the viability of sharing the space. Results from this study, including a phone survey of members of the senior center, should be available by the end of April.

The city also has been looking into using the former police station as a new location for the current Heritage Commons liquor store, once that $14,600-a-month lease expires.

Roz Peterson, a Lakeville School Board member and commercial real estate developer, thinks the site has potential if the

city were to put it up for sale.

“It’s definitely one of the best corners in that area,” she said in a Thisweek story earlier this month.

Peterson said when the Lakeville public schools investigated the location as a possible site for Community Education, the age and previous use of the building made it hard to repurpose; the cost would have been prohibitive.

Swecker said at the meeting she likes the idea of keeping the building as part of a “civic campus,” but “I’m also feeling we need to test the market a little bit.”

“At the same time,” she said,” I don’t want to sit on it for too long.”

E-mail Aaron Vehling at aaron.vehling@ecm-inc. com.

11A

Lakeville to proceed with liquor study City Council wants comprehensive look into viability of operation and expansion

by Aaron Vehling Plans for a comprehensive analysis of Lakeville’s off-sale liquor operations are moving ahead.

At a March 28 work session, the City Council gave staff the approval to send out a request for proposal (RFP) from five consulting firms that have experience doing the type of deep analysis the Council requires.

Since the beginning of 2011, the City Council and administration have undertaken the process of examining ways to cut expenses and save money. With expansion of the liquor operations part of long-term planning, the City Council has said it wants to ensure that future investment would be worth it.

Lakeville Liquors is the most profitable municipal liquor firm in the state, bringing in $1.1 million in profit last year for the city on sales of about $14.8 million, according to the 2010 annual report.

The scope of the analysis is broad and deep. It would look at: • The introduction and history of municipal liquor in

Minnesota; • A financial analysis of current operations; • Comparison of Lakeville with a Mielke municipal operation to the alternative of licensed, private liquor stores; • Economic impacts; • Appropriation of liquor funds; • Review of legislative initiatives; and • Factors affecting a potential store location near County Road 70 and I-35.

At the work session, City Administrator Steve Mielke said it was too early to know how much an analysis would cost.

“We really don’t know,” Mielke said. “We couldn’t find a study (to compare to) that was as comprehensive as this. I’m hesitant to put a number out there.”

The best way to know how much this could cost the city, he said, was to wait until the bids come in. After that, the Council could decide whether or not to pursue the anlysis.

The companies Liquor Operations Director Brenda

Visnovec will send the RFP to are Springsted, Shenehon, Ehlers, McComb Group and Northland.

When asked why she was not simply advertising the RFP, Visnovec said those companies listed had experience with the type of analysis the City Council requires.

To advertise the RFP on a large scale would mean “we’d get hundreds of proposals from anyone,” Visnovec said.

Council Member Colleen Ratzlaff LaBeau said she wanted to make the point that the analysis was not an indictment of Visnovec.

“She’s done a good job,” she said.

Mayor Mark Bellows said the analysis was simply the right thing to do.

“We could be investing $6-8 million (in liquor operations),” he said. “We just need to do our homework.”

For a comprehensive story about the initial discussions surrounding this issue, go to http://www.thisweeklive. com/2011/03/02/city-budget-talks-spill-over-into-liquor-stores/.

M-Studio Photography, 3055 Eagandale Place #302, Eagan.

Crocus Hill Weddings, 3673 Ashbury Road, Eagan.

Vacations by Gayle, 2034 Vienna Lane, Eagan.

Skeleton Key Drafting and Design, 4444 Woodgate Court, Eagan.

GeniBs, 3619 Cedar Grove Parkway #207, Eagan.

Diffley Square Liquors, 4130 Blackhawk Road, Eagan.

Daria’s Legal and Translation Services, 4072 Beaver Dam Road, Eagan.

C.M.P. Traders, 4154 Starbridge Court, Eagan.

Timeless Ventures, 3340 Highlander Drive, Eagan.

Web Rescue, 1867 Michael Point, Eagan.

C3 Technical Consulting, 1867 Michael Point, Eagan.

Custom Redesign, 3757 Blackhawk Point, Eagan.

Horizon Foodservice Equipment, 1960 Seneca Road, Eagan.

Horizon Service And Parts, 1960 Seneca Road, Eagan.

Get Local Places, 4474 Mallard Place, Eagan.

Buy/Sell & Live In Style Inc., 1245 Carlson Lake Lane, Eagan.

Blis Home Design Inc., 1245 Carlson Lake Lane, Eagan.

Crystal Publishing Company, 535 White Pine Way, Eagan.

African Women Empowerment Organization, 881 Wescott Square, Eagan.

Fowler Placement Services, 3784 Denmark Ave., Eagan.

Somali Women And Children Rescue Organization, 881 Wescott Square, Eagan.

Web Video Connection, 4336 Hamilton Drive, Eagan.

Neat N’ Clean Services, 3480 Golfview Drive #1116, Eagan.

Murr Ventures, 792 Golden

Meadow Road, Eagan.

First Friends Family Child Care, 4333 Braddock Trail, Eagan.

JVOX, 1269 Forest Ridge Trail #3, Eagan.

Blissful Massage Therapy, 7630 145th St. #100B, Apple Valley.

House Perfect Staging & Interior ReDesign, 8343 139th Court, Apple Valley.

Nagomi Ya PCA Services, 14424 Lower Guthrie Court, Apple Valley.

Diamond Janitorial Maintenance, 13001 Pennock Ave. S. #64, Apple Valley.

Nice Guy Technology, 15217 Florist Circle, Apple Valley.

Vanessa Sheridan & Associates, 14870 Granada Ave. S. #123, Apple Valley.

Concepts Sales Associates, 15215 Florist Circle, Apple Valley.

The Reading Room, 4707 159th St. W., Apple Valley.

Cleaning & Organizing Services, 15115 Dunbar Court, Apple Valley.

Johnson Bros. Tree Farm, 14820 Maywood Drive, Burnsville.

D D’s Hauling & Clean-Up, 14601 Portland Ave. S. #320, Burnsville.

Joshua Tree Productions, 1609 W. County Road 42 #249, Burnsville.

On Earth as in Heaven, 1609 W. County Road 42 #249, Burnsville.

Dollar Up, 915 County Road 42 W., Burnsville.

CCM Elite Hockey, 824 Springhill Drive, Burnsville.

Geeks, Gadgets & Gear, 1178 Burnsville Center, Burnsville.

Wyngate Townhomes at Burnsville, 1150 McAndrews Road E., Burnsville.

Adlerian Counseling Center of Minnesota, 1500 McAndrews Road W. #215, Burnsville.

iMetro Property, 11935 W. River Hills Drive, Burnsville.

Gateway Stop n Go, 451 W. Burnsville Parkway, Burnsville.

Phantom Vapors, 13424 Upton Ave. S., Burnsville.

Nicollet Inn, 14201 Nicollet Ave., Burnsville.

Morgan’s on Nicollet, 14201 Nicollet Ave., Burnsville.

RealMen, 12645 Tiffany Court, Burnsville.

Five Star Service and Special Events, 1001 Holly Lane, Burnsville.

Healing Records, 13000 Harriet Ave. S. #120, Burnsville.

Institutue of Leadership and Mentorship, 1512 Woodhill Road, Burnsville.

Palamino Cliffs Townhomes Association, 2960 Judicial Road #110, Burnsville.

Simply Living Gluten-Free, 10713 Cambridge Court, Burnsville.

US Mobil, 12020 County Road 11, Burnsville.

Jeff’s Home Maintenance, 12265 17th Ave. S., Burnsville.

Living Independent For Today, 13894 Echo Park Terrace, Burnsville.

Collectible America, 14101 Southcross Drive W., Burnsville.

Apex Machine Group, 1301 Larc Industrial Blvd., Burnsville.

Andy’s Handyman Services, 13458 Brunswick Ave. S., Savage.

Creative Mama Media, 9344 Preserve Circle, Savage.

Love Bomb, 5678 139th St. W., Savage.

The Wooden Stick, 4212 W. 141st St., Savage.

Brass Peacock, 4740 W. 124th St., Savage.

Xceed LLC, 9004 Carriage Hill Road, Savage.

Dream Machine Products, 12723 Ottawa Ave., Savage.

Urban Pulse Photography, 8940 W. 137th St., Savage.

DAKOTA COUNTY TRIBUNE

Aaron Vehling is at aaron.vehling@ecm-inc.com.

Assumed Names Any individual, corporation, limited partnership or limited liability company that conducts business in Minnesota under a name other than their full legal name, must file a Certificate of Assumed Name.

ing Contractor, 1165 E. Cliff Road, Burnsville.

StuCard, 511 E. Travelers Trail, Burnsville.

FruitXchange, 14551 County Road 11 #145, Burnsville.

Finish Line Wellness, 13955 W. Preserve Blvd. #200, Burnsville.

Randy’s Repair & Service, Roxi’s Grooming “Boo”tique, 13820 Glazier Court, Apple Val- 13201 S. Manor Drive, Burnsley. ville.

Your Web Productions, Max Delivery, 12410 13025 Garrett Lane, Apple Val- Birnamwood Court, Burnsville. ley.

George D. Gilmar ProducPeace of Mind, 7368 125th tions, 12305 Villaburne Drive, St. W., Apple Valley.

Burnsville.

Great Guys Cleaning, 999 The Cautela Group, 12501 Elm Drive, Apple Valley.

Portland Ave. S. #206, BurnsMinnesota Bodyguards, ville.

7750 Whitney Drive, P.O. Box Tvenge Design, 12311 241131, Apple Valley.

Crown Hill Court, Burnsville.

CB Professional Services, Doodlebugs Child Care, 13988 Firelight Court, Apple 13658 Huntington Ave., SavValley. age.

Vogue Images USA, 13160 Datakey Electronics, 12730 Fordham Court, Apple Valley.

Creek View Ave., Savage.

Apple Valley Dairy Queen, Stage Hands, 15025 Hillside 7720 W. 149th St., Apple Val- Trail, Savage. ley.

Minnesota River Valley ArtDS Technical Services, ists, 6807 W. 140th St., Sav6890 Folkestone Road, Apple age.

Valley.

Mr. Sandless South, 18954 Custom Building Solutions, Excalibur Trail, Farmington.

4964 Upper 148th Court, Apple Jen’s lil jellybeans daycare, Valley.

18929 English Ave., FarmingOsaka, 7537 148th St. W., ton.

Apple Valley.

Lynn’s Girl Friday OrganizHire a Host, 1001 Holly ing Services, 16886 Embers Lane, Burnsville.

Ave., Farmington.

Ace Home Services, 425 W. Nuview Marketing, 1300 Travelers Trail, Burnsville.

Vermillion St., Hastings.

Berkshire of Burnsville, Labrador Home Services, 13901 Echo Park Circle, Burns- 1820 Tierney Drive, Hastings. ville.

Trio Cafe, 1560 Highway 55, Pro Nails, 2001 Cliff Road Hastings.

E., Burnsville.

Amy’s Restaurant, 2108 Griebel Truck Lines, 1413 Vermillion St., Hastings.

Forest Park Lane, Burnsville.

Business Betterments, First Federal Coin, 14101 17696 Hyde Park Ave., LakevSouthcross Drive W., Burns- ille. ville.

Serenade Natural Products, Winda Production, 12850 7548 236th St. E., Lakeville.

W. Frontage Road #245, BurnsMiracole’s Candy Shoppe, ville.

20830 Holt Ave., Lakeville.

The Better Choice – PaintSouthern Twin Cities Wed-

ding Fair, 23101 Ottawa Ave., Lakeville.

Couture Designs for Shine, 20629 Kenrick Ave., Lakeville.

Endurance Financial Group, 1719 Heidelberg Way, Lakeville.

Southern Twin Cities Wedding Association, 23101 Ottawa Ave., Lakeville.

Canine Crunchies, 16984 Glenwood Ave., Lakeville.

3Mier Paint Shield, 20568 Hazelwood Trail, Lakeville.

The Aisle Wedding Fair, 23101 Ottawa Ave., Lakeville.

Wali’s Limo Transportation, 11181 204th St. W., Lakeville.

Griffith Gold Co., 17259 Hayes Ave., Lakeville.

Sister Rosalind Gefre Massage, 17829 Flusing Hills Court, Lakeville.

Sister Rosalind Healing Touch Center, 17829 Flusing Hills Court, Lakeville.

Sister Rosalind Massage and Chiropractic, 17829 Flusing Hills Court, Lakeville.

Drs Diet System, 8500 210th St. W. #108, Lakeville.

Flashback Band, 3883 155th St. W., Rosemount.

The Plaza Lunch Box, 2885 138th St. W., Rosemount.

Simply T3S, LLC, 14627 Bloomfield Path, Rosemount.

Fairy Tales For You, 112 E. Warburton St., South St. Paul.

Your Image Her Design, 535 10th Ave. N., South St. Paul.

Clean Cuts Barber Shop, 611 Marie Ave., South St. Paul.

All Transportation Services (ATS), 1093 Gorman Ave., West St. Paul.

South Metro HVAC, 1295 Gorman Ave., West St. Paul.

Greater Goods, 2490 Westview Terrace, Mendota Heights.

YES Distributing, 1201 Mendota Heights Road, Mendota Heights.

Scotlyn Sales, 1201 Mendota Heights Road, Mendota Heights.

12A

April 7, 2011 DAKOTA COUNTY TRIBUNE BUSINESS WEEKLY

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More Dakota County motels going smoke-free In the next few weeks, three additional motels in Dakota County will be providing clean air for their guests. This will bring the number of smokefree lodging in the county to 15, nearly one-half of all hotels and motels.

Dakota County lodging facilities are joining a national trend. According to a report in USA Today, more than 12,900 lodgings serving the public in the United States are now smoke-free â&#x20AC;&#x201C; nearly 4,600 more than in November 2008.

Three motels are celebrating their shift to smoke-free

air in April: â&#x20AC;˘ Hilton Garden Inn, 1975 Rahncliff Court, Eagan. Public celebration is 4 to 8 p.m. on April 7. â&#x20AC;˘ Country Inn and Suites, 3035 Holiday Lane, Eagan, will go smoke-free April 15. â&#x20AC;˘ Nicollet Inn, 14201 Nicollet Ave. S., Burnsville. Public celebration will be 4 to 8 p.m. on April 21.

The events at the Hilton Garden Inn and the Nicollet Inn are open to the public, and will include refreshments, presentations, and a drawing for a free one-night

stay at each motel.

Staff from Dakota County Public Health and Smoke-Free Lodging: Dakota County have assisted a number of motels and hotels to make this important health-protecting change by providing materials and funding for signage through a grant from the Minnesota Department of Healthâ&#x20AC;&#x2122;s Statewide Health Improvement Program (SHIP).

For more information, contact Efren Maldonado, (651) 554-6181, or Bernadette Chlebeck, (651) 646-3005 or go to www.mnsmokefreehotels.org.

Dakota County Business Contacts Apple Valley Chamber of Commerce Address: 14800 Galaxie Avenue, Suite 101, Apple Valley, MN 55124 Phone: (952) 432-8422 or 1-800-301-9435 Website: www.applevalleychamber.com E-mail: info@applevalleychamber.com

Burnsville Chamber of Commerce Address: 101 W. Burnsville Parkway, No. 150, Burnsville, MN 55337 Phone: (952) 435-6000 Fax: (952) 435-6972 Website: www.burnsvillechamber.com E-mail: chamber@burnsvillechamber.com

Burnsville Convention & Visitors Bureau Address: 12600 Nicollet Ave., Suite 100, Burnsville, MN 55337 Phone: (952) 895-4690 Fax: (952) 487-1777 Website: www.burnsvillemn.com

Lakeville Area Chamber of Commerce and Convention and Visitors Bureau Address: 19950 Dodd Blvd., Suite 101, Lakeville, MN 55044 Phone: (952) 469-2020 Website: www.lakevillechamber.org E-mail: info@lakevillechamber.org

Dakota County Regional Chamber of Commerce Address: 1121 Town Centre Drive, No. 102, Eagan, MN, 55123 Phone: (651) 452-9872 Fax: (651) 452-8978 Website: www.dcrchamber.com E-mail: info@dcrchamber.com

Eagan Convention and Visitors Bureau Address: 1501 Central Parkway, Eagan, MN 55121 Phone: (651) 675-5546 or 1-866-324-2620 Website: http://eaganmn.com E-mail: enjoyeagan@eaganmn.com

Downtown Lakeville Business Association Address: 8790 207th St. W., Suite 204, P.O. Box 371, Lakeville, MN 55044 E-mail: dlba@frontiernet.net Office Hours: Mondays and Wednesdays 9 a.m. to 2 p.m.

Judy Tschumper is the director of the Downtown Lakeville Business Association.

Hastings Area Chamber of Commerce & Tourism Bureau Address: 111 Third St. E., Hastings, MN 55033 Phone: (651) 437-6775 or 1-888-612-6122 Fax: (651) 437-2697 Website: www.hastingsmn.org E-mail: info@hastingsmn.org

River Heights Chamber of Commerce Address: 5782 Blackshire Path, Inver Grove Heights, MN 55076 Phone: (651) 451-2266 Fax: (651) 451-0846 Website: www.riverheights.com E-mail: info@riverheights.com

Positively Minnesota Marketing Partnership Minnesota Department of Employment & Economic Development Address: 1st National Bank Building, 332 Minnesota St., Suite E200, St. Paul, MN 55101 Phone: (651) 259-7298 Fax: (651) 215-3841 E-mail: Positively.Minnesota@state.mn.us

Dakota Future Role: Provide site location assistance for firms considering Dakota County locations and serves as a general gateway for economic development services within Dakota County.

Address: P.O. Box 240874, Apple Valley MN 55124-0874 E-mail: bill@dakotafuture.com Phone: (651)491-2551 Website: www.dakotafuture.com

Minnesota Workforce Centers in Burnsville and West St. Paul Role: Assist in the hiring and training of new employees, general gateway into Minnesota Department of Employment and Economic Development and other state agencies Phone: 612-821-4411 E-mail: terrell.towers@state.mn.us

South Metro SCORE Role: Counselors to Americaâ&#x20AC;&#x2122;s small businesses, free, confidential, face-to-face assistance from successful business mentors.

Phone: (952) 890-7020 E-mail: southmetroscore@qwestoffice.com Website: www.score-southmetro.org

City Governments Role: Provide guidance through any real estate development process; may provide financial incentives through tax increment financing, local loan funds or state or federal business finance programs.

Apple Valley, Bruce Nordquist Phone: (952) 953-2576 E-mail: bnordquist@ci.apple-valley.mn.us Website: www.ci.apple-valley.mn.us Burnsville, Skip Nienhaus Phone: (952) 895-4454 E-mail: skip.nienhaus@ci.burnsville.mn.us Website: www.burnsville.org Eagan, Jon Hohenstein Phone: (651) 675-5660 E-mail: jhohenstein@cityofeagan.com Website: www.ci.eagan.mn.us Farmington, Tina Hansmeier Phone: (651) 280-6821 E-mail: thansmeier@ci.farmington.mn.us Website: www.ci.farmington.mn.us Hastings, Shannon Rausch Phone: (651) 480-2344 E-mail: SRausch@ci.hastings.mn.us Website: www.ci.hastings.mn.us Inver Grove Heights, Jennifer Gale Phone: 651-451-2266 E-mail: Kevin@progressplus.org Website: www.ci.inver-grove-heights.mn.us Mendota Heights, Jim Danielson Phone: 651-452-1850 E-mail: jimd@mendota-heights.com Website: www.mendota-heights.com Lakeville, Dave Olson Phone: 952-985-4421 E-mail: dolson@ci.lakeville.mn.us Website: www.ci.lakeville.mn.us Rosemount, Kim Lindquist Phone: 651-322-2020 E-mail: Kim.lindquist@ci.rosemount.mn.us Website: www.ci.rosemount.mn.us South St. Paul, Jennifer Gale Phone: 651-451-2266 E-mail: kevin@progressplus.org www.southstpaul.org West St. Paul, Jim Hartshorn Phone: 651-552-4140 E-mail: Jim.hartshorn@ci.west-saint-paul.mn.us Website: www.ci.west-saint-paul.mn.us *Inver Grove Heights and South St. Paul use Progress Plus, an affiliate of the River Heights Chamber of Commerce, for their cityâ&#x20AC;&#x2122;s economic development services.

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PUBLIC NOTICE PUBLIC NOTICE PUBLIC NOTICE PUBLIC NOTICE PUBLIC NOTICE PUBLIC NOTICE

Sheriff Sale 4-14-11, Thursday 10 AM at Inver Grove Ford, 4725 South Robert Trail, Inver Grove Heights, MN 55077 2000 Lincoln Navigator Serial #5LMFU28A4YLJ33340 Lic: YESLORD Repair/Storage/Sale: $11,566.41 2534357 3/17-4/7/11

PUBLIC NOTICE

SuperLock Self Storage You are hereby notified that SuperLock Self Storage, 14541 Glenda Drive, Apple Valley, MN 55124 will conduct a sale on site on Wednesday May 4, 2011 at 10:00 AM. Unit# Tenant 1516 Judith Schirmers Description of Items Safe, microwave, leather love seat, leather sofa, box spring & mattress, 4 kitchen chairs, dresser, misc household goods and clothes.

The contents will be sold for cash at auction to the highest bidder.

2562811 4/7-4/14/11

PUBLIC NOTICE

SUPPLEMENTAL ORDER TO SHOW CAUSE STATE OF MINNESOTA COUNTY OF DAKOTA DISTRICT COURT FIRST JUDICIAL DISTRICT COURT FILE NO. 19HA-CV-10-6510 In the matter of the Petition of American Equity Mortgage, Inc., in Relation to Certificate of Title No. 123072 issued for land in the County of Dakota and State of Minnesota legally described as follows: Lot Four (4), Block Two (2), in Johnny Cake Ridge Fourth Addition, according to the recorded plat thereof TO: DARLA J. PERRON; JOHNNY CAKE RIDGE TOWNHOME ASSOCIATION; THE UNKNOWN HEIRS OF TIMOTHY BLAKE; JANE A. BLAKE; and to parties, if any, in possession of said premises adverse to Petitioner.

Upon receiving and filing the Report of the Examiner of Titles in the above entitled matter, IT IS HEREBY ORDERED, that you and all persons interested, appear before this Court on the 13th day of April, 2011, at 9:00 a.m. in the Dakota County Government Center, Hastings, Minnesota, and then, or as soon thereafter as said matter can be heard, show cause, if any there be, why this Court should not enter an Order as follows: That the Registrar of Titles, upon the filing with him of a certified copy of this Order, (1) transfer the title of the property to Jane A. Finseth, n/k/a Jane A. Blake pursuant to Document No. 662149; (2) accept a certified copy of the Mortgage dated November 9, 2005, granted by the Blakes to the Petitioner in the amount of $158,400.00, which copy is attached to the Petition as Exhibit C; (3) accept for recording and memorial upon the Certificate of Title the Assignment of Mortgage to New Century Mortgage Corporation dated November 9, 2005; (4) and that the Mortgage interest held by Petitioner and its successor in interest New Century Mortgage is adjudicated to be a first mortgage of superior and senior lien priority to the association lien filed by Johnny Cake Ridge Townhome Association.

IT IS FURTHER ORDERED, that this Order be served: (a) at least 10 days prior to such hearing upon the above named parties residing in this State in the manner provided by law for the service of Summons in a civil action; (b) it shall be served at least 14 days prior to such hearing upon any of the above named nonresidents by sending a copy of this Order to such nonresident at his post office address, by registered or certified mail, return receipt; (c) it shall be served upon any party who cannot be found by two weeks published notice and by sending a copy of this Order at least 14 days prior to the hearings by first class mail to such party at his last known address and by sending another copy of this Order at least 14 days prior to the hearing by first class mail to his address as stated on the Certificate of Title if an address is so stated.

DATED: 3-21-11

BY THE COURT: Edward Lynch Judge of District Court APPROVED: JAMES P. O’CONNELL EXAMINER OF TITLES By: JAMES P. O’CONNELL Attorney for Petitioner: Robert Q. Williams Wilford & Geske, P.A. 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125 Attendance is not required at said hearing except to object to the entry of the above described Order.

2553419 3/31-4/7/11

NOTICE OF PUBLIC HEARING As required by the Quality Housing and Work Responsibility Act of 1998, notice is hereby given that the Dakota County Community Development Agency's Board of Commissioners will hold a Public Hearing on Tuesday, April 19, 2011 at 3 : 3 0 p . m . a t t he Dakota County Community Development Agency's office to afford an opportunity for the public to comment on the Dakota County CDA's Public Housing Agency Annual Update and Capital Fund activities for 2011.

Persons who wish to testify are requested to contact Sarah Bigham at the Dakota County CDA, 1228 Town Centre Drive, Eagan, MN 55123. Telephone: 651-675-4432; MN Relay Service: 1-800-627-3529; Fax: 651-675-4444, prior to 4:30 p.m. on Friday, April 15, 2011. If you require special accommodations, please contact the CDA. 2561291 4/7/11

PUBLIC NOTICE

MINNESOTA SECRETARY OF STATE CERTIFICATE OF ASSUMED NAME Minnesota Statutes, Chapter 333 The filing of an assumed name does not provide a user with exclusive rights to that name. The filing is required for consumer protection in order to enable consumers to be able to identify the true owner of a business.

1. State the exact assumed name under which the business is or will be conducted: St. James Lutheran Early Education Center 2. State the address of the principal place of business: 3650 Williams Drive, Burnsville, MN 55337 3. List the name and complete street address of all persons conducting business under the above Assumed Name, OR if an entity, provide the legal corporate, LLC, or Limited Partnership name and registered office address.

St. James Child Care Center, Inc., 3650 Williams Drive, Burnsville, MN 55337 4. I, the undersigned, certify that I am signing this document as the person whose signature is required, or as agent of the person(s) whose signature would be required who has authorized me to sign this document on his/her behalf, or in both capacities. I further certify that I have completed all required fields, and that the information in this document is true and correct and in compliance with the applicable chapter of Minnesota Statutes. I understand that by signing this document I am subject to the penalties of perjury as set forth in Section 609.48 as if I had signed this document under oath.

Date: March 7, 2011 The Rev. Walt Lichtenberger, S.T.M.Pastor,Chairman 2561743 4/7-4/14/11P

PUBLIC NOTICE

SUMMONS AND NOTICE OF NO PERSONAL CLAIM STATE OF MINNESOTA COUNTY OF DAKOTA DISTRICT COURT FIRST JUDICIAL DISTRICT Case Type: Other Civil File No. 19HA-CV-10-7510 ------------------------------CitiMortgage, Inc., Plaintiff vs.

Christine Peterson, AnchorBank fsb, John Doe and Mary Roe, Defendants.

-------------------------------THE STATE OF MINNESOTA TO THE ABOVE-NAMED DEFENDANTS: YOU ARE HEREBY SUMMONED AND REQUIRED to serve on Plaintiff's attorney an Answer to the Complaint which is herewith served upon you, within twenty (20) days after service of this Summons upon you, exclusive of the day of service. If you fail to do so, judgment by default will be taken against you for the relief demanded in the Complaint.

NOTICE OF NO PERSONAL CLAIM The general object of this action is to have the Court declare the Sheriff's Sale of September 24, 2009 for the property located at 2801 125th Street East, Burnsville, Minnesota 55337 and legally described as follows: Lot 6, Block 2, Country Wood Estates, null and void and to revive the first mortgage thereon in favor of Plaintiff.

No personal claim is made against any Defendant in this action. If any Defendant on whom this notice is served unreasonably defends this action, that Defendant shall pay full costs to the Plaintiff pursuant to Minn. Stat. §557.03.

Minnesota General Rules of Practice set forth alternative dispute resolution processes. These processes are defined and discussed in Rule 114 and may be available as a method of resolving this litigation.

Dated: March 25, 2011 USSET, WEINGARDEN & LIEBO P.L.L.P. By: ______________________________ Kevin T. Dobie, #0388322 Attorney for Plaintiff 4500 Park Glen Road, Suite 300 St. Louis Park, MN 55416 (952) 925-6888 2552440 3/31-4/14/11

AMENDED ORDER FOR HEARING PETITION FOR CONFIRMATION OF APPOINTMENT OF TRUSTEE AND FOR COURT SUPERVISION OF TRUST STATE OF MINNESOTA COUNTY OF DAKOTA DISTRICT COURT CIVIL DIVISION FIRST JUDICIAL DISTRICT Court File: 19HA-CV-11-1177 _________________________________ In re: The Special Needs Trust of Perilyn B. Olsen, _________________________________ The Petition of Perilyn B. Olsen, Petitioner herein, has been filed requesting an Order Confirming Appointment of Trustee and for Court Supervision of the Trust. A copy of the Petition is attached.

NOW THEREFORE, IT IS ORDERED that a hearing on the Petition shall be heard on April 28, 2011 at 9:00 a.m., at the Dakota County Judicial Center, 1560 Highway 55, Hastings, MN 55033.

IT IS FURTHERED ORDERED that notice by mail, postmarked not less than fifteen days prior to the hearing, be served on the trust beneficiary, her adult children, her siblings, and all other interested parties, and by publication pursuant to Minnesota Statutes §501B.18.

If you have any objections to the allowance of said Petition as filed, written objections should be filed with the Court, and a copy supplied to the Petitioner and the Trustee, before the date of hearing.

BY THE COURT Edward Lynch Judge of District Court 2561228 4/7/11

PUBLIC NOTICE ORDINANCE NO. 877

CITY OF LAKEVILLE DAKOTA COUNTY, MINNESOTA AN ORDINANCE AMENDING TITLE 3, CHAPTER 1 OF THE LAKEVILLE CITY CODE CONCERNING ALCOHOLIC BEVERAGES THE CITY COUNCIL OF THE CITY OF LAKEVILLE, MINNESOTA ORDAINS: SECTION 1. Sections 3-1-6-2(A) and 3-1-6-2(C) of the Lakeville City Code are amended to provide: A. Notice of Hearing: Upon receipt of the written report and recommendation by the Police Department, and within twenty (20) days thereafter, the Clerk shall cause to be published in the official newspaper ten (10) days in advance, a notice of hearing to be held by the Council, setting forth the date, time and place when the hearing will be held, the name of the applicant, the premises where the business is to be conducted, the nature of the business and such other information as the Council may direct.

C. Hearing on Renewal Applications: Hearings are not required on renewal applications.

SECTION 2. Section 3-1-8-5 of the Lakeville City Code is amended to provide: The provisions of Minnesota Statutes Section 340A.504, with reference to the hours of sale are hereby adopted and made a part of this chapter as if fully set out herein. Persons other than employees of the licensee may not be in the premises from thirty (30) minutes after the sale of 3.2 percent malt liquor or intoxicating liquor is prohibited until thirty (30) minutes before the sale is permitted.

SECTION 3. Section 3-1-8-8, of the Lakeville City Code is deleted.

SECTION 4. Section 3-1-9-2, of the Lakeville City Code is amended to provide: All applicants for any type of intoxicating liquor, 3.2 percent malt liquor, or wine license, must, as a condition to the issuance of the license, maintenance of the license and renewal of the license, demonstrate proof of financial responsibility with regard to liability imposed by Minnesota Statutes, Section 340A.801 to the city. The minimum requirements for proof of financial responsibility are set forth in Minnesota Statutes Section 340A.409.

SECTION 5. Section 3-1-11-11(C) of the Lakeville City Code is amended to provide: C. Operating Officer: No license shall be granted to a corporation that does not have an operating officer who is eligible pursuant to the provisions of this Chapter.

SECTION 6. Section 3-1-11(E), of the Lakeville City Code is deleted.

SECTION 7. Section 3-1-13 of the Lakeville City Code is deleted.

SECTION 8. Effective Date. This ordinance shall be effective upon passage and publication.

ADOPTED this 4th day of April, 2011, by the City Council of the City of Lakeville, Minnesota.

CITY OF LAKEVILLE BY: __________________ Mark Bellows, Mayor

ATTEST: ____________________ Charlene Friedges, City Clerk 2563127

4/7/11

MINNESOTA SECRETARY OF STATE CERTIFICATE OF ASSUMED NAME Minnesota Statutes, Chapter 333 The filing of an assumed name does not provide a user with exclusive rights to that name. The filing is required for consumer protection in order to enable consumers to be able to identify the true owner of a business 1. State the exact assumed name under which the business is or will be conducted: Phantom Vapors 2. State the address of the principal place of business: 13424 Upton Ave S, Burnsville, MN 55337 3. List the name and complete street address of all persons conducting business under the above Assumed Name, OR if an entity, provide the legal corporate, LLC, or Limited Partnership name and registered office address.

Dianne M Brown, 13424 Upton Ave S, Burnsville, MN 55337 4. I, the undersigned, certify that I am signing this document as the person whose signature is required, or as agent of the person(s) whose signature would be required who has authorized me to sign this document on his/her behalf, or in both capacities. I further certify that I have completed all required fields, and that the information in this document is true and correct and in compliance with the applicable chapter of Minnesota Statutes. I understand that by signing this document I am subject to the penalties of perjury as set forth in Section 609.48 as if I had signed this document under oath.

Date 2/3/11 Dianne M. Brown 2554388 3/31-4/7/11P

PUBLIC NOTICE

MINNESOTA SECRETARY OF STATE CERTIFICATE OF ASSUMED NAME Minnesota Statutes, Chapter 333 The filing of an assumed name does not provide a user with exclusive rights to that name. The filing is required for consumer protection in order to enable consumers to be able to identify the true owner of a business.

1. State the exact assumed name under which the business is or will be conducted: Prairie Lake Farm 2. State the address of the principal place of business: 12110 185th St W, Lakeville, MN 55044 3. List the name and complete street address of all persons conducting business under the above Assumed Name, OR if an entity, provide the legal corporate, LLC, or Limited Partnership name and registered office address.

Patrick J Haley, 12110 185th St W, Lakeville, MN 55044 4. I, the undersigned, certify that I am signing this document as the person whose signature is required, or as agent of the person(s) whose signature would be required who has authorized me to sign this document on his/her behalf, or in both capacities. I further certify that I have completed all required fields, and that the information in this document is true and correct and in compliance with the applicable chapter of Minnesota Statutes. I understand that by signing this document I am subject to the penalties of perjury as set forth in Section 609.48 as if I had signed this document under oath.

Date: 1/12/2011 Patrick Haley (owner) 2553808 3/31-4/7/11P

PUBLIC NOTICE

MINNESOTA SECRETARY OF STATE CERTIFICATE OF ASSUMED NAME Minnesota Statutes, Chapter 333 The filing of an assumed name does not provide a user with exclusive rights to that name. The filing is required for consumer protection in order to enable consumers to be able to identify the true owner of a business.

1. State the exact assumed name under which the business is or will be conducted: Ice Damage Professionals 2. State the address of the principal place of business: 1280 7th St West, St Paul, MN 55102 3. List the name and complete street address of all persons conducting business under the above Assumed Name, OR if an entity, provide the legal corporate, LLC, or Limited Partnership name and registered office address.

Anton Soukhanov, 1280 7th st West, St Paul, MN 55102 4. I, the undersigned, certify that I am signing this document as the person whose signature is required, or as agent of the person(s) whose signature would be required who has authorized me to sign this document on his/her behalf, or in both capacities. I further certify that I have completed all required fields, and that the information in this document is true and correct and in compliance with the applicable chapter of Minnesota Statutes. I understand that by signing this document I am subject to the penalties of perjury as set forth in Section 609.48 as if I had signed this document under oath.

Date: 2/14/2011 Anton Soukhanov 2553245 3/31-4/7/11P

NOTICE OF ORDER FOR HEARING STATE OF MINNESOTA COUNTY OF DAKOTA DISTRICT COURT FIRST JUDICIAL DISTRICT PROBATE/MENTAL HEALTH DIVISION Court File No. 19-HA-CV-11-1410 _______________________________________ In Re: Joan P. Smith Revocable Trust Agreement dated January 5, 2001 _______________________________________ IT IS ORDERED AND NOTICE IS GIVEN, that a petition signed by Terese M. Schulte, dated March 16, 2011, has been filed with the Court. The petition requests an order for the following relief: 1. Finding that Grantor neither consented to the creation of the Third Codicil to Will or the Third Amendment to Trust, and that any alleged consent by Grantor was obtained by fraud, duress, intimidation, under constraint, under undue influence, withheld neces sary car e o r t h e t h r e a t thereof to Grantor.

2 . Finding that G r a n t o r w a s n o t competent, not of sound mind, and lacked testamentary capacity to create the Third Codicil to Will, Third Amendment to Trust or the power of attorney.

3. Finding that Susan V. Simonsen has failed to and is by evidence of her acts not capable of exercising any of the discretionary powers under the Trust as it applies to Petitioner and other beneficiaries.

4. Determining that the Third Amendment to Last Will and Testament of Joan P. Smith is null and void.

5. Determining that the Third Amendment to Revocable Trust Agreement of Joan P. Smith is null and void.

6. Ordering an accounting of, including but not limited to, all property, income, expenditures, acts, and transactions of the Power of Attorney Susan V. Simonsen to the Court and each of the beneficiaries, from the date Grantor executed the power of attorney form appointing Susan V. Simonsen as attorney-in-fact until Susan V. Simonsen ceased acting under the power of attorney.

7. Ordering an accounting of, including but not limited to, all property, income, expenditures, acts, and transactions of the Trustee Susan V. Simonsen to the Court and each of the beneficiaries.

8. Ordering that the Trust be supervised by the Court.

9. Ordering that the assets to which Petitioner is entitled be distributed to Petitioner.

10. Removing Susan V. Simonsen as personal representative and trustee, and appointing an independent trustee and personal representative.

11. Construing and interpreting the terms of the Trust.

12. Determining the persons having an interest in the income or principal of the Trust and the nature and extent of their interests.

13. Terminating the Trust and distributing to Petitioner and other beneficiaries named in the Trust their respective shares outright and free of the Trust.

14. If any objections are filed with the Court and served pursuant to this Order, the Court shall schedule an evidentiary hearing at a later date on the matters in this Petition or objections thereto.

15. Surcharging Susan V. Simonsen for any losses and costs arising out of breach of fiduciary duty and/or for assets wrongfully acquired by Susan V. Simonsen from Susan V. Simonsen’s share of the Trust proceeds, Grantor’s estate, or any other means.

16. Awarding to Petitioner from Trust assets reasonable attorneys fees and costs.

17 Ordering such other and further relief is as just and lawful.

IT IS ORDERED, that the Petition will be held on May 9th, 2011 at 9:00 A.M. by this Court in a hearing to be heard at the Dakota County District Court located at 1560 Highway 55, Hastings, Minnesota 55033.

IT IS ORDERED, that all objections pursuant to this Order shall be filed with the Court and served on Petitioner and all interested parties at least 7 days before said hearing.

Notice shall be given to all persons named in the Petition as having or as claiming an interest in the Trust.

Notice shall also be given by mailing a copy of this Notice and Order for Hearing to all persons named in the Petition as having or who may claim to have an interest in the Trust, at their last known addresses by U.S. Postal Service at least 15 days prior to the hearing date, and by publishing this Notice and Order for Hearing one time at least 20 days prior to the hearing date in a legal newspaper of Dakota County.

Dated: 3/23/11

BY THE COURT: Shawn M. Moynihan Judge of District Court Attorney for Terese M. Schulte Emily E. Gleiss (#0391152) Sieloff & Associates, P.A. Yankee Square Office III 3460 Washington Drive, Suite 214 Eagan, Minnesota 55122 651-454-2000 2559924 4/7/11

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $217,000.00 MORTGAGOR(S): Eric C. Solem and Michelle Solem, husband and wife MORTGAGEE: Aames Funding Corporation dba Aames Home Loan DATE AND PLACE OF RECORDING: Recorded: May 18, 2006 Dakota County Recorder Document Number: 2430892 LOAN MODIFICATION: Dated: March 03, 2010 Recorded: June 09, 2010 Document Number: 2734398 ASSIGNMENTS OF MORTGAGE: And assigned to: Avelo Mortgage, LLC Dated: April 18, 2006 Recorded: May 01, 2008 Dakota County Recorder Document Number: 2587973 And assigned to: Bank of America, National Association, as successor by merger to LaSalle Bank, National Association, as trustee under the Pooling and Servicing Agreement dated as of June 1, 2006, GSAMP Trust 2006-HE4 Dated: July 24, 2009 Recorded: July 30, 2009 Dakota County Recorder Document Number: 2674934 Transaction Agent: Not Applicable Transaction Agent Mortgage Identification Number: Not Applicable Lender or Broker: Aames Funding Corporation dba Aames Home Loan Residential Mortgage Servicer: Litton Loan Servicing, LP Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 3566 Village Trl, Hastings, MN 55033-3496 Tax Parcel ID Number: 19-64381-040-02 LEGAL DESCRIPTION OF PROPERTY: Lot 4, Block 2, Riverwood 7th Addition, according to the recorded plat thereof, Dakota County, Minnesota AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $262,086.78 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: May 20, 2011 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns.

If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on November 20, 2011, or the next business day if November 20, 2011 falls on a Saturday, Sunday or legal holiday.

Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: April 07, 2011 ASSIGNEE OF MORTGAGEE: Bank of America, National Association as successor by merger to LaSalle Bank National Association, as trustee under the Pooling and Servicing Agreement dated as of June 1, 2006, GSAMP Trust 2006-HE4 Wilford & Geske, P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 005383F03 2562883 4/7-5/12/11

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PUBLIC NOTICE

MINNESOTA SECRETARY OF STATE CERTIFICATE OF ASSUMED NAME Minnesota Statutes Chapter 333 The filing of an assumed name does not provide a user with exclusive rights to that name. The filing is required for consumer protection in order to enable consumers to be able to identify the true owner of a business.

1. State the exact assumed name under which the business is or will be conducted: Crane Tiger Tai Chi 2. State the address of the principal place of business: 4395 Hamilton Drv., Eagan, MN 55123 3. List the name and complete street address of all persons conducting business under the above Assumed Name, OR if an entity, provide the legal corporate, LLC, or Limited Partnership name and registered office address.

Linda M. Ebeling, 4395 Hamilton Dr., Eagan, MN 55123 4. I certify that I am authorized to sign this certificate and I further certify that I understand that by signing this certificate, I am subject to the penalties of perjury as set forth in Minnesota Statutes section 609.48 as if I had signed this certificate under oath.

Date 1-12-2011 Linda Ebeling 2554054 3/31-4/7/11P

PUBLIC NOTICE

SUMMONS With Real Estate State of Minnesota County Dakota District Court First Judicial District Court File Number: 19AV-FA-1053 Case Type: Dissolution without Children In Re the Marriage of: Arlene Marie Francis-Hilson, Petitioner and ODell Hilson, Respondent THE STATE OF MINNESOTA TO THE ABOVE-NAMED RESPONDENT: WARNING: YOUR SPOUSE (HUSBAND OR WIFE) HAS FILED A LAWSUIT AGAINST YOU FOR DISSOLUTION OF YOUR MARRIAGE. A COPY OF THE PAPERWORK REGARDING THE LAWSUIT IS SERVED ON YOU WITH THIS SUMMONS. THIS SUMMONS IS AN OFFICIAL DOCUMENT FROM THE COURT THAT AFFECTS YOUR RIGHTS. READ THIS SUMMONS CAREFULLY. IF YOU DO NOT UNDERSTAND IT, CONTACT AN ATTORNEY FOR LEGAL ADVICE. 1. The Petitioner (your spouse) has filed a lawsuit against you asking for dissolution of your marriage (divorce).

A copy of the Petition for Dissolution of Marriage is attached to this Summons.

2. You must serve upon Petitioner and file with the court a written Answer to the Petition for Dissolution of Marriage, and you must pay the required filing fee. Answer forms are available from the court administrator’s office. You must serve your Answer upon Petitioner within thirty (30) days of the date you were served with this Summons, not counting the day of service. If you do not serve and file your Answer, the court may give your spouse everything he or she is asking for in the Petition for Dissolution of Marriage.

3. This proceeding involves, affects, or brings into question the real property located at the following address 1754 Flamingo Dr. in Dakota County, State of Minnesota, with the following legal description: Lot 3 Block 11 Townview first addition 1754 Flamingo Dr. NOTICE OF TEMPORARY RESTRAINING PROVISIONS Under Minnesota law, service of this summons makes the following requirements apply to both parties to the action, unless they are modified by the court or the proceeding is dismissed: (1) Neither party may dispose of any assets except (a) for the necessities of life or for the necessary generation of income or preservation of assets, (b) by an agreement of the parties in writing, or (c) for retaining counsel to carry on or to contest this proceeding.

(2) Neither party may harass the other party.

(3) All currently available insurance coverage must be maintained and continued without change in coverage or beneficiary designation.

(4) Parties to a marriage dissolution proceeding are encouraged to attempt alternative dispute resolution pursuant to Minnesota Law. Alternative dispute resolution includes mediation, arbitration and other processes as set forth in the district court rules. You may contact the court administrator about resources in your area. If you cannot pay for mediation or alternative dispute resolution, in some counties, assistance may be available to you through a nonprofit provider or a court program. If you are a victim of domestic abuse or threats as defined in Minnesota Statutes, Chapter 518B, you are not required to try mediation and you will not be penalized by the court in later proceedings.

IF YOU VIOLATE ANY OF THESE PROVISIONS, YOU WILL BE SUBJECT TO SANCTIONS BY THE COURT. Dated: 3/28/11 2562447 4/7-4/21/11P

PUBLIC NOTICE PUBLIC NOTICE PUBLIC NOTICE PUBLIC NOTICE

Notice of Issuance of Harassment Order For Relief by Publication State of Minnesota County Dakota District Court First Judicial District Court File Number: 19AV-CV-11-697 Case Type: Harassment Kristina Marie Nelson & Jeremy Nelson, Petitioner(s) vs.

Shawn O’Donnell, Respondent(s) To Respondent named above: YOU ARE HEREBY NOTIFIED that a Harassment Order For Relief has been issued in the above matter.

You may request a hearing on this matter if you file a Request For Hearing with the Court within 45 days of issuance of the Harassment Order For Relief. You may obtain a copy of the Harassment Order For Relief from the court administrator’s office at the following address: 14955 Galaxie Ave., Apple Valley, MN 55124 Failure to appear at a scheduled hearing or to obtain a copy of the Harassment Order For Relief will not be a defense to prosecution for violation of the Court’s order.

Date: April 5, 2011 Carolyn M. Renn Court Administrator Pam Schadegg Deputy 2562680 4/7/11

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN: That default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: January 17, 2007 MORTGAGOR: Randal G. Berres and Shelly L. Berres, husband and wife MORTGAGEE : Affinity Plus Federal Credit Union, a credit union organized under the laws of the United States of America DATE AND PLACE OF RECORDING : Recorded January 29, 2007, in the office of the County Recorder, as Document No. 2492150, Dakota County, Minnesota.

MORTGAGED PROPERTY ADDRESS : 20520 Hollins Avenue West, Lakeville, Minnesota 55044 T A X P A R C E L I . D . N O S. 22-76800-020-01 LEGAL DESCRIPTION OF PROPERTY : Lot 2, Block 1, Todd Addition, Dakota County, Minnesota.

COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $236,260.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID

BY MORTGAGEE: $234,929.90 INTEREST RATE AND PER DIEM: Current interest rate is 6.0%, with a daily per diem of $36.69.

That prior to commencement of this mortgage foreclosure proceeding Mortgagee complied with all notice requirements by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: May 24, 2011, at 10:00 am.

PLACE OF SALE: Dakota County Sheriff's Office, Law Enforcement Center, 1580 Highway 55, Hastings, Minnesota 55033, to pay the debt then secured by said Mortgage, taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns.

DATE AND TIME MORTGAGOR MUST VACATE THE PREMISES: November 24, 2011, at 11:59 p.m.

"THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE (5) WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED." Dated: April 5, 2011 MESSERLI & KRAMER P.A. By:/s/ Creig Andreasen________________ Creig Andreasen (Lic. #334832) 1400 Fifth Street Towers 100 South Fifth Street Minneapolis, MN 55402-1217 (612) 672-3600 Attorney in Fact for Affinity Plus Federal Credit Union IMPORTANT NOTICE This communication is from a debt collector and is an attempt to collect a debt. Any information will be used for that purpose.

88037 2562627 4/7-5/12/11

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE:J a n u a r y 6 , 2003 MORTGAGORS:T o d d M . B e r n t s o n and Monique R. Berntson, husband and wife.

MORTGAGEE:ABN AMRO Mortgage Group, Inc n/k/a CitiMortgage, Inc. DATE AND PLACE OF RECORDING: Recorded March 27, 2003, Dakota County Recorder, Document No. 2020788.

A S S I G N M E N T S O F MORTGAGE:NONE TRANSACTION AGENT: NONE TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: NONE LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: ABN AMRO Mortgage Group, Inc n/k/a CitiMortgage, Inc RESIDENTIAL MORTGAGE SERVICER: CitiMortgage, Inc. MORTGAGED PROPERTY ADDRESS: 14859 Embry Path, Apple Valley, MN 55124 T A X P A R C E L I . D . # : 01-81450-029-03 LEGAL DESCRIPTION OF PROPERTY: Unit No. 29, together with Garage Unit No. 29A, Valley Way Village Condominium, Condominium File No. 78, Dakota County, Minnesota.

COUNTY IN WHICH PROPERTY IS LOCATED:Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE:$129,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE:$91,328.18 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: April 1, 2011 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07.

TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on October 3, 2011.

MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE:None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: February 2, 2011.

CitiMortgage, Inc. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 10-2245 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE Pursuant to the provisions of Minnesota Statutes 580.07, the foregoing foreclosure sale is postponed until May 27, 2011 at 10:00 am at the Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN, in said county and state.

Dated: March 31, 2011.

CitiMortgage, Inc. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 10-2245 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2558682 4/7/11

MINNESOTA SECRETARY OF STATE CERTIFICATE OF ASSUMED NAME Minnesota Statutes, Chapter 333 The filing of an assumed name does not provide a user with exclusive rights to that name. The filing is required for consumer protection in order to enable consumers to be able to identify the true owner of a business.

1. State the exact assumed name under which the business is or will be conducted: The Remodeling Depot 2. State the address of the principal place of business: 1280 7th St West, St Paul, MN 55102 3. List the name and complete street address of all persons conducting business under the above Assumed Name, OR if an entity, provide the legal corporate, LLC, or Limited Partnership name and registered office address.

Anton Soukhanov, 1280 7th st West, St Paul, MN 55102 4. I, the undersigned, certify that I am signing this document as the person whose signature is required, or as agent of the person(s) whose signature would be required who has authorized me to sign this document on his/her behalf, or in both capacities. I further certify that I have completed all required fields, and that the information in this document is true and correct and in compliance with the applicable chapter of Minnesota Statutes. I understand that by signing this document I am subject to the penalties of perjury as set forth in Section 609.48 as if I had signed this document under oath.

Date: 2/14/2011 Anton Soukhanov 2553240 3/31-4/7/11P

MINNESOTA SECRETARY OF STATE CERTIFICATE OF ASSUMED NAME Minnesota Statutes, Chapter 333 The filing of an assumed name does not provide a user with exclusive rights to that name. The filing is required for consumer protection in order to enable consumers to be able to identify the true owner of a business.

1. State the exact assumed name under which the business is or will be conducted: McDawn Enterprises 2. State the address of the principal place of business: 19330 Ellington Trail, Farmington, MN 55024 3. List the name and complete street address of all persons conducting business under the above Assumed Name, OR if an entity, provide the legal corporate, LLC, or Limited Partnership name and registered office address.

Michael James McCracken, 19330 Ellington Trail, Farmington, MN 55024 4. I, the undersigned, certify that I am signing this document as the person whose signature is required, or as agent of the person(s) whose signature would be required who has authorized me to sign this document on his/her behalf, or in both capacities. I further certify that I have completed all required fields, and that the information in this document is true and correct and in compliance with the applicable chapter of Minnesota Statutes. I understand that by signing this document I am subject to the penalties of perjury as set forth in Section 609.48 as if I had signed this document under oath.

Date: 3/19/11 Michael James McCracken 2561389 4/7-4/14/11P

PUBLIC NOTICE PUBLIC NOTICE MINNESOTA SECRETARY OF STATE

MINNESOTA SECRETARY OF STATE CERTIFICATE OF ASSUMED NAME Minnesota Statutes, Chapter 333 The filing of an assumed name does not provide a user with exclusive rights to that name. The filing is required for consumer protection in order to enable consumers to be able to identify the true owner of a business.

1. State the exact assumed name under which the business is or will be conducted: Magical Casual 2. State the address of the principal place of business: 3612 72nd Street East, Inver Grove Heights, MN 55076 3. List the name and complete street address of all persons conducting business under the above Assumed Name, OR if an entity, provide the legal corporate, LLC, or Limited Partnership name and registered office address.

Brian Simon Silverain, 3612 72nd Street East, Inver Grove Heights, MN 55076 4. I, the undersigned, certify that I am signing this document as the person whose signature is required, or as agent of the person(s) whose signature would be required who has authorized me to sign this document on his/her behalf, or in both capacities. I further certify that I have completed all required fields, and that the information in this document is true and correct and in compliance with the applicable chapter of Minnesota Statutes. I understand that by signing this document I am subject to the penalties of perjury as set forth in Section 609.48 as if I had signed this document under oath.

Date: 3/24/2011 Brian Simon Silverain 2561182 4/7-4/14/11P

PUBLIC NOTICE

MINNESOTA SECRETARY OF STATE CERTIFICATE OF ASSUMED NAME Minnesota Statutes, Chapter 333 The filing of an assumed name does not provide a user with exclusive rights to that name. The filing is required for consumer protection in order to enable consumers to be able to identify the true owner of a business.

1. State the exact assumed name under which the business is or will be conducted: Storm Damage Professionals 2. State the address of the principal place of business: 1280 7th St West, St Paul, MN 55102 3. List the name and complete street address of all persons conducting business under the above Assumed Name, OR if an entity, provide the legal corporate, LLC, or Limited Partnership name and registered office address.

Anton Soukhanov, 1280 7th st West, St Paul, MN 55102 4. I, the undersigned, certify that I am signing this document as the person whose signature is required, or as agent of the person(s) whose signature would be required who has authorized me to sign this document on his/her behalf, or in both capacities. I further certify that I have completed all required fields, and that the information in this document is true and correct and in compliance with the applicable chapter of Minnesota Statutes. I understand that by signing this document I am subject to the penalties of perjury as set forth in Section 609.48 as if I had signed this document under oath.

Date: 2/14/2011 Anton Soukhanov 2553207 3/31-4/7/11P

CERTIFICATE OF ASSUMED NAME Minnesota Statutes, Chapter 333 The filing of an assumed name does not provide a user with exclusive rights to that name. The filing is required for consumer protection in order to enable consumers to be able to identify the true owner of a business.

1. State the exact assumed name under which the business is or will be conducted: The Remodeling Store 2. State the address of the principal place of business: 1280 7th St West, St Paul, MN 55102 3. List the name and complete street address of all persons conducting business under the above Assumed Name, OR if an entity, provide the legal corporate, LLC, or Limited Partnership name and registered office address.

Anton Soukhanov, 1280 7th st West, St Paul, MN 55102 4. I, the undersigned, certify that I am signing this document as the person whose signature is required, or as agent of the person(s) whose signature would be required who has authorized me to sign this document on his/her behalf, or in both capacities. I further certify that I have completed all required fields, and that the information in this document is true and correct and in compliance with the applicable chapter of Minnesota Statutes. I understand that by signing this document I am subject to the penalties of perjury as set forth in Section 609.48 as if I had signed this document under oath.

Date: 2/14/2011 Anton Soukhanov 2553226 3/31-4/7/11P

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN: That default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: September 26, 2005 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $960,000.00 MORTGAGOR(S): Bernard G Stroh, a single person MORTGAGEE: Mortgage Electronic Registration Systems, Inc. as nominee for Fremont Investment & Loan TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. MIN#: 1001944-5000174292-4 SERVICER: Ocwen Loan Servicing, LLC LENDER: Fremont Investment & Loan.

DATE AND PLACE OF FILING: Dakota County Minnesota, Recorder, on December 19, 2005, as Document No. 2389771 ASSIGNED TO: WELLS FARGO BANK, NATIONAL ASSOCIATION, Trustee POOLING AND SERVICING AGREEMENT Dated as of June 1, 2006 SECURITIZED ASSET BACKED RECEIVABLES LLC TRUST 2006-FR2 MORTGAGE PASS-THROUGH CERTIFICATES, SERIES 2006-FR2 Dated: September 1, 2010, and recorded February 7, 2011 by Document No. 2784765.

LEGAL DESCRIPTION OF PROPERTY: The Westerly 35 feet of Lot 10, the Easterly 25 feet of Lot 11 and all that part of "O" Street, heretofore vacated, lying between said Lots 10 and 11 of Beaudet`s Addition to the Town of Mendota, Dakota County, Minnesota.

PROPERTY ADDRESS: 1128 Sibley

PROPERTY ADDRESS: 1128 Sibley Memorial Highway, Mendota Heights, MN 55118 PROPERTY I.D: 271350011100 COUNTY IN WHICH PROPERTY IS LOCATED: Dakota THE AMOUNT CLAIMED TO BE DUE ON THE MORTGAGE ON THE DATE OF THE NOTICE: Nine Hundred Fifty-Two Thousand Six Hundred Seventy-Nine and 32/100 ($952,679.32) THAT no action or proceeding has been instituted at law to recover the debt secured by said mortgage, or any part thereof; that there has been compliance with all pre-foreclosure notice and acceleration requirements of said mortgage, and/or applicable statutes; PURSUANT, to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: 10:00 AM on April 19, 2011 PLACE OF SALE: Sheriff`s M a i n Office, Law Enforcement Center, 1580 Highway 55, Hastings MN 55033-2343 to pay the debt then secured by said mortgage and taxes, if any actually paid by the mortgagee, on the premises and the costs and disbursements allowed by law.

The time allowed by law for redemption by said mortgagor(s), their personal representatives or assigns is 6 months from the date of sale.

"THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR`S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: March 3, 2011 WELLS FARGO BANK, NATIONAL ASSOCIATION, Trustee POOLING AND SERVICING AGREEMENT Dated as of June 1, 2006 SECURITIZED ASSET BACKED RECEIVABLES LLC TRUST 2006-FR2 MORTGAGE PASS-THROUGH CERTIFICATES, SERIES 2006-FR2 Randall S. Miller & Associates, PLLC Attorneys for Assignee of Mortgage/ Mortgagee One Financial Plaza, 120 South Sixth Street, Suite 1100 Minneapolis, MN 55402 Phone: 612-573-3677 Our File No. 10MN00726-1 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. ASAP# 3924758 03/03/2011, 03/10/2011, 03/17/2011, 03/24/2011, 03/31/2011, 04/07/2011 2524417 3/3-4/7/11

PUBLIC NOTICE

NOTICE AND ORDER OF HEARING ON PETITION FOR PROBATE OF WILL AND APPOINTMENT OF PERSONAL REPRESENTATIVE AND NOTICE TO CREDITORS STATE OF MINNESOTA COUNTY OF DAKOTA FIRST JUDICIAL DISTRICT DISTRICT COURT PROBATE DIVISION Court File No. 19HA-PR-11-171 Estate of Sharon Kay Kerndt, Decedent It is Ordered and Notice is given that on April 18, 2011, at 9:00 a.m. a hearing will be held in this Court at the Dakota County Judicial Center, 1560 Highway 55 West, Hastings, Minnesota 55033, for the formal probate of an instrument purporting to be the Last Will and Testament of Sharon Kay Kerndt, dated August 15, 1996, and for the appointment of Clark T. Kerndt, whose address is 13135 Emmer Place, Apple Valley, Minnesota 55124, and Kerndt Brothers Savings Bank, P.O. Box 370, Lansing, Iowa 52151 as co-Personal Representatives of the Estate of the Decedent in an UNSUPERVISED administration. Any objections to the petition must be filed with the Court prior to or raised at the hearing. If proper and if no objections are filed or raised, the Personal Representative will be appointed with full power to administer the Estate including the power to collect all assets, to pay all legal debts, claims, taxes and expenses, to sell real and personal property, and to do all necessary acts for the Estate.

Notice is also given that (subject to Minn. Stat. 524.3-801) all creditors having claims against the Estate are required to present the claims to the Personal Representative or to the Court Administrator within four months after the date of this Notice or the claims will be barred.

Dated: 3/24/11

BY THE COURT Edward Lynch Judge of District Court (COURT SEAL) Attorney for Petitioner Terrence A. Merritt Severson, Sheldon, Dougherty & Molenda, P.A. 7300 West 147th Street, Suite 600 Apple Valley, MN 55124 Attorney License No: 0072151 Telephone: (952) 953-8824 FAX: (952) 432-3780 Email: merrittt@seversonsheldon.com 2553273 3/31-4/7/11

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PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: December 09, 2005 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $103,520.00 MORTGAGOR(S): Rebecca C. Rust, a single person MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded: December 23, 2005 Dakota County Recorder Document Number: 2391485 ASSIGNMENTS OF MORTGAGE: And assigned to: Aurora Loan Services, LLC Dated: January 25, 2011 Recorded: February 10, 2011 Dakota County Recorder Document Number: 2785606 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100154070001016380 Lender or Broker: American Residential Mortgage, LP Residential Mortgage Servicer: Aurora Loan Services, LLC Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 240 Wentworth Ave W Apt 102, West Saint Paul, MN 55118-3843 Tax Parcel ID Number: 42-48750-102-02 and 42-48750-039-01 LEGAL DESCRIPTION OF PROPERTY: Unit No. 102 and Unit No. G39, Common Interest Community No. 487, Charlton Place Condominium, Dakota County, Minnesota.

AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $99,852.58 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: April 01, 2011 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns.

If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on October 01, 2011, or the next business day if October 01, 2011 falls on a Saturday, Sunday or legal holiday.

Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: February 17, 2011 ASSIGNEE OF MORTGAGEE: Aurora Loan Services, LLC Wilford & Geske, P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 018938F01 NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for April 01, 2011 at 10:00 AM has been postponed to May 31, 2011 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State.

DATED: April 01, 2011 ASSIGNEE OF MORTGAGEE: Aurora Loan Services, LLC Wilford & Geske, P.A. Attorneys for Assignee Of Mortgagee: Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 018938F01 2551370 4/7/11

PUBLIC NOTICE PUBLIC NOTICE PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: J u n e 2 0 , 2007 MORTGAGOR: Florence Poulsen, a single person.

MORTGAGEE: J P M o r g a n C h a s e Bank, N.A. as successor by purchase

by FDIC as receiver for Washington Mutual Bank f/k/a Washington Mutual Bank, F.A..

DATE AND PLACE OF RECORDING: Recorded July 30, 2007, Dakota County Recorder, Document No. 2534074.

ASSIGNMENTS OF MORTGAGE: NONE TRANSACTION AGENT: NONE TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: NONE LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Washington Mutual Bank, F.A. RESIDENTIAL MORTGAGE SERVICER: Chase Home Finance LLC MORTGAGED PROPERTY ADDRESS: 1540 Independence Drive, Northfield, MN 55057 TAX PARCEL I.D. #: 43.51500.302.05 LEGAL DESCRIPTION OF PROPERTY: Unit No. 302, CIC No. 391, Liberty Park Condominium.

COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $180,350.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $215,446.32 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: April 1, 2011 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07.

TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on October 3, 2011.

MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: February 3, 2011.

JPMorgan Chase Bank, N.A. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 60-2003 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE Pursuant to the provisions of Minnesota Statutes 580.07, the foregoing foreclosure sale is postponed until May 27, 2011 at 10:00 am at the Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN, in said county and state.

Dated: March 28, 2011.

JPMorgan Chase Bank, N.A. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 60-2003 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2554271 4/7/11

NOTICE OF AND ORDER FOR HEARING ON PETITION FOR FORMAL PROBATE OF WILL AND APPOINTMENT OF PERSONAL REPRESENTATIVE AND NOTICE TO CREDITORS STATE OF MINNESOTA COUNTY OF DAKOTA DISTRICT COURT FIRST JUDICIAL DISTRICT Court File No.: 19HA-PR-11-188 In Re: Estate of Phyllis Lorraine Johnson, Decedent.

It is Ordered and Notice is given that on May 2, 2011 at 9:00 a.m., a hearing will be held in this Court at 1560 H i g h w a y 5 5 , H a s t i n g s , M i n n e s o ta 55033, on a petition for the formal probate of an instrument purporting to be the decedent’s Will dated September 6, 2007, and for the appointment of Lynn M. Ramsey, whose address is 3250 Rolling Hills Drive, Eagan, MN 55121 as personal representative of the decedent’s estate in an unsupervised administration.

Any objections to the petition must be raised at the hearing or filed with the Court prior to the hearing. If the petition is proper and no objections are filed or raised, the personal representative will be appointed with the full power to administer the decedent’s estate, including the power to collect all assets; pay all legal debts, claims, taxes, and expenses; sell real and personal property; and do all necessary acts for the decedent’s estate.

Notice is further given that, subject to Minn. Stat. § 524.3-801, all creditors having claims against the decedent’s estate are required to present the claims to the personal representative or to the Court within four (4) months after the date of this notice or the claims will be barred.

Dated: 3/29/11

BY THE COURT Michael Mayer Judge of District Court Paul B. Ellingboe MN# 0234898 901 Twelve Oaks Drive, Suite 926C, Wayzata, MN 55391 Telephone: 763-232-8083 Facsimile: 763-546-4971 e-mail: pbellingboe@ellingboelaw.com 2556147 4/7-4/14/11P

NOTICE AND ORDER OF HEARING ON PETITION FOR PROBATE OF WILL AND APPOINTMENT OF PERSONAL REPRESENTATIVE AND NOTICE TO CREDITORS STATE OF MINNESOTA COUNTY OF DAKOTA DISTRICT COURT PROBATE DIVISION FIRST JUDICIAL DISTRICT Court File No. 19HA-PR-11-168 ESTATE OF Ethel A. Skarda DECEDENT It is Ordered and Notice is given that on April 18, 2011 at 9:00 a.m. a hearing will be held in this Court at Dakota County Judicial Center, 1560 Highway 55, Hastings, Minnesota, for the formal probate of an instrument purporting to be the will of Decedent, dated April 23, 2008, and for the appointment of James L. Feely whose address is 3242 Black Oak Dr., Eagan, MN 55121 as personal representative of the Estate of the Decedent in an UNSUPERVISED administration. Any objections to the petition must be filed with the Court prior to or raised at the hearing. If proper and if no objections are filed or raised, the personal representative will be appointed with full power to administer the Estate, including the power to collect all assets, pay all legal debts, claims, taxes and expenses, to sell real and personal property, and do all necessary acts for the Estate.

Notice is also given that (subject to Minn. Stat. 524.3-801) all creditors having claims against the Estate are required to present the claims to the personal representative or to the Court Administrator within four months after the date of this Notice or the claims will be barred.

Date: 3/24/11 Edward Lynch Judge (COURT SEAL) Attorney For Personal Representative John E. Trojack John E. Trojack Law Office P.A. 1549 Livingston Avenue Suite 101 West St. Paul, MN 55118-3420 (651) 451-9696 110929 2553444 3/31-4/7/11

PUBLIC NOTICE PUBLIC NOTICE

NOTICE OF ASSOCIATION LIEN FORECLOSURE SALE NOTICE IS HEREBY GIVEN, that default has occurred in the terms and conditions of the Declaration for Ridgeview Condominium Homes ("Declaration") as recorded in the office of the County Recorder in and for Dakota County, Minnesota, which said Declaration covers the following described property situated in the County of Dakota and State of Minnesota, to-wit: Apartment Number 202, 12962 Nicollet Avenue South, Condominium Ownership No. 15, Ridgeview Condominium Homes PROPERTY ADDRESS: 12962 Nicollet Avenue South Unit 202, Burnsville MN 55337 THAT, pursuant to said Declaration, there is claimed to be due and owing as of the date of this Notice by Artur Guzhagin , as Unit owner, to Ridgeview Homeowners Association, the principal amount of Four Thousand Eight Hundred Eleven and 00/100 ($4,811.00) for condominium assessments; and that any action being now pending at law or otherwise to recover said debt or any part thereof has been discontinued, or that an execution upon any judgment rendered therein has been returned unsatisfied, in whole or in part, and; THAT, pursuant to said Declaration, and the statute in such case made and provided, said debt creates a lien upon said premises in favor of Ridgeview Homeowners Association, as evidenced by that Notice of Lien dated J a n u a r y 5 , 2 0 1 1, a n d r e c o r d e d March 10, 2011 as Document No. 2790643 in the Dakota County Recorder's Office.

THAT, notice is hereby given that by virtue of the power of sale created by statute, said lien will be foreclosed by the sale of said premises with the hereditiments and appurtenances thereto, which said sale will be made by the Sheriff of Dakota County, at public auction to the highest bidder, for cash, to pay the amount then due for said condominium assessments, together with the costs of foreclosure, including attorney's fees as allowed by law, as follows: DATE AND TIME OF SALE: May 18, 2011, at 10:00 A.M. PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Hastings, MN. The time allowed by law for redemption by the Unit owner, their personal representatives or assigns, is six (6) months from the date of said sale. If no redemption occurs, the property must be vacated by 11:59 PM on November 18, 2011.

Dated: March 19, 2011 By /s/______________________ David J. Raymond, #221818 Attorney for Ridgeview Homeowners Association 5838 Blackshire Path Inver Grove Heights, MN 55076 651-455-3100 File # 1441171 THIS COMMUNICATION IS FROM A DEBT COLLECTOR 2555695 4/7-5/12/11

NOTICE OF AND ORDER FOR HEARING ON PETITION FOR FORMAL ADJUDICATION OF INTESTACY, DETERMINATION OF HEIRS, FORMAL APPOINTMENT OF PERSONAL REPRESENTATIVE, AND NOTICE TO CREDITORS STATE OF MINNESOTA COUNTY OF DAKOTA DISTRICT COURT FIRST JUDICIAL DISTRICT Court File No.: 19HA-PR-11-191 In Re: Estate of Lisa Marie Harmon, Decedent.

It is Ordered and Notice is given that on May 2, 2011 at 9:00 a.m., a hearing will be held in this Court at the Dakota County Judicial Center, 1560 Highway 55 West, Hastings, Minnesota 55033, for the adjudication of intestacy and determination of heirs of the decedent, and for the appointment of Teresa Haman, whose address is 5 Oakwood Boulevard, Bear, Delaware 19701-4119, as personal representative of the decedent’s estate in an unsupervised administration.

Any objections to the petition must be raised at the hearing or filed with the Court prior to the hearing. If the petition is proper and no objections are filed or raised, the personal representative will be appointed with the full power to administer the estate, including the power to collect all assets; to pay all legal debts, claims, taxes, and expenses; to sell real and personal property; and to do all necessary acts for the estate.

Notice is also given that, subject to Minn. Stat. § 524.3-801, all creditors having claims against the estate are required to present the claims to the personal representative or to the Court Administrator within four (4) months after the date of this notice or the claims will be barred.

Dated: 3/30/11

BY THE COURT Michael Mayer Judge of District Court Virginia A. Dwyer (MN# 123651) Grannis & Hauge, P.A. 1260 Yankee Doodle Road #200 Eagan Minnesota 55121 Telephone: (651) 456-9000 Facsimile: (651) 454-4232 2559419 4/7-4/14/11

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: May 28, 2004 MORTGAGORS: Patricia Fahning and Colton James Pflaum, both single.

MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded July 20, 2004, Dakota County Recorder, Document No. 2227852.

ASSIGNMENTS OF MORTGAGE: Assigned to: CitiMortgage, Inc., Dated: January 21, 2011.

TRANSACTION AGENT: Mortgage

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������ ������ allel ������� �� ���� described following with the����� TRANSACTION AGENT: Mortgage line. Commencing at the Northwest Electronic Registration Systems, Inc. corner of said Section 29; thence TRANSACTION AGENT'S MORTEast along the North line thereof a GAGE IDENTIFICATION NUMBER ON distance of 331.25 feet; to the point MORTGAGE: 10002690002067196 of beginning; thence Southeasterly LENDER OR BROKER AND MORTdeflecting to the right 48 degrees, 34 GAGE ORIGINATOR STATED ON minutes, 30 seconds a distance of MORTGAGE: Bell America Mortgage 4500 feet and there terminating.

LLC DBA Bell Mortgage Except the East 33 feet of the West RESIDENTIAL MORTGAGE SER1/2 of the Northeast 1/4 of said SecVICER: CitiMortgage, Inc. tion 29.

MORTGAGED PROPERTY ADDRESS: 19224 Evenston Drive, Farmington, MN For Informational Purposes Only: 55024 Torrens Property: Certificate number TAX PARCEL I.D. #: 147750112004 99808 LEGAL DESCRIPTION OF PROPCommonly known as 20275 Quamme Avenue, Hastings, Minnesota 55033 ERTY: Lot 12, Block 4, Troyhill 2nd Addi(33-02900-070-02) tion, Dakota County, Minnesota.

COUNTY IN WHICH PROPERTY IS COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $212,199.00 AMOUNT DUE AND CLAIMED TO BE MORTGAGE: $240,000.00 AMOUNT DUE AND CLAIMED TO BE D U E A S O F D A T E O F N O T I C E , DUE AS OF DATE OF NOTICE, INCLUD- INCLUDING TAXES, IF ANY, PAID BY ING TAXES, IF ANY, PAID BY MORT- MORTGAGEE: $218,403.54 GAGEE: $221,326.28 That prior to the commencement of That prior to the commencement of this mortgage foreclosure proceeding this mortgage foreclosure proceeding M o r t g a g e e / A s s i g n e e o f M o r t g a g e e Mortgagee/Assignee of Mortgagee com- complied with all notice requirements plied with all notice requirements as as required by statute; That no action required by statute; That no action or or proceeding has been instituted at proceeding has been instituted at law law or otherwise to recover the debt o r o t h e r w i s e t o r e c o v e r t h e d e b t secured by said mortgage, or any part secured by said mortgage, or any part thereof; PURSUANT to the power of sale thereof; PURSUANT to the power of sale con- contained in said mortgage, the above tained in said mortgage, the above described property will be sold by the described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: April 15, Sheriff of said county as follows: DATE AND TIME OF SALE: April 14, 2011 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , 2011 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said to pay the debt then secured by said Mortgage, and taxes, if any, on said Mortgage, and taxes, if any, on said p r e m i s e s , a n d t h e c o s t s a n d premises, and the costs and disburse- disbursements, including attorneys' ments, including attorneys' fees f e e s a l l o w e d b y l a w s u b j e c t t o allowed by law subject to redemption redemption within six (6) months from within six (6) months from the date of t h e d a t e o f s a i d s a l e b y t h e said sale by the mortgagor(s), their m o r t g a g o r ( s ) , t h e i r p e r s o n a l personal representatives or assigns representatives or assigns unless unless reduced to Five (5) weeks under reduced to Five (5) weeks under MN Stat. §580.07.

MN Stat. §580.07.

TIME AND DATE TO VACATE TIME AND DATE TO VACATE PROPE R T Y : I f t h e r e a l e s t a t e i s a n PROPERTY: If the real estate is an owner-occupied, single-family dwell- o w n e r - o c c u p i e d , s i n g l e - f a m i l y ing, unless otherwise provided by law, dwelling, unless otherwise provided by the date on or before which the mort- law, the date on or before which the gagor(s) must vacate the property if the mortgagor(s) must vacate the property mortgage is not reinstated under sec- if the mortgage is not reinstated under tion 580.30 or the property is not section 580.30 or the property is not redeemed under section 580.23 is redeemed under section 580.23 is 11:59 p.m. on October 17, 2011.

11:59 p.m. on October 14, 2011.

MORTGAGOR(S) RELEASED FROM MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORT- F I N A N C I A L O B L I G A T I O N O N MORTGAGE: None GAGE: None "THE TIME ALLOWED BY LAW FOR "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REP- T H E M O R T G A G O R ' S P E R S O N A L RESENTATIVES OR ASSIGNS, MAY BE REPRESENTATIVES OR ASSIGNS, REDUCED TO FIVE WEEKS IF A JUDI- MAY BE REDUCED TO FIVE WEEKS IF CIAL ORDER IS ENTERED UNDER A J U D I C I A L O R D E R I S E N T E R E D MINNESOTA STATUTES, SECTION U N D E R M I N N E S O T A S T A T U T E S , 5 8 2 . 0 3 2 , D E T E R M I N I N G , A M O N G SECTION 582.032, DETERMINING, OTHER THINGS, THAT THE MORT- AMONG OTHER THINGS, THAT THE GAGED PREMISES ARE IMPROVED M O R T G A G E D P R E M I S E S A R E WITH A RESIDENTIAL DWELLING OF I M P R O V E D W I T H A R E S I D E N T I A L LESS THAN FIVE UNITS, ARE NOT D W E L L I N G O F L E S S T H A N F I V E PROPERTY USED IN AGRICULTURAL UNITS, ARE NOT PROPERTY USED IN P R O D U C T I O N , A N D A R E AGRICULTURAL PRODUCTION, AND ARE ABANDONED." ABANDONED." Dated: February 16, 2011.

Dated: February 14, 2011.

U.S. Bank, N. A. CitiMortgage, Inc. Mortgagee/Assignee of Mortgagee Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Attorneys for Mortgagee/Assignee of Mortgagee Mortgagee 4500 Park Glen Road #300 4500 Park Glen Road #300 Minneapolis, MN 55416 Minneapolis, MN 55416 (952) 925-6888 (952) 925-6888 19-1926 10-5474 THIS IS A COMMUNICATION FROM THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. A DEBT COLLECTOR. 3/3-4/7/11 2525514 3/3-4/7/11 2525257

PUBLIC NOTICE PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: December 15, 2008 MORTGAGOR: Suzanne M. Snaza, a single person.

MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Registered January 22, 2009, Dakota County Registrar of Titles, Document No. T638235, Certificate of Title No. 99808.

ASSIGNMENTS OF MORTGAGE: Assigned to: U.S. Bank, N.A., Dated: February 10. 2011.

Said Mortgage being Registered Land.

TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100021268001971072 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: North American Banking Company RESIDENTIAL MORTGAGE SERVICER: U.S. Bank Home Mortgage MORTGAGED PROPERTY ADDRESS: 20275 Quamme Avenue East, Hastings, MN 55033 TAX PARCEL I.D. #: 33-02900-070-02 LEGAL DESCRIPTION OF PROPERTY: That part of the South 200 feet of the North 1330 feet of the West 1/2 of the Northeast 1/4 of Section 29, Township 114, Range 16, Dakota County, Minnesota, lying Northeasterly of a line run 1089 feet Northeasterly of, measured at right angles to and parallel with the following described

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN: That default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: February 11, 2005 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $142,000.00 MORTGAGOR(S): Fletcher Brown and Jeanette D Brown, as joint tenants husband and wife MORTGAGEE: Argent Mortgage Company, LLC SERVICER: Ocwen Loan Servicing, LLC LENDER: Argent Mortgage Company, LLC. DATE AND PLACE OF FILING: Dakota County Minnesota, Recorder, on March 4, 2005, as Document No. 2301404 ASSIGNED TO: Wells Fargo Bank, N.A., as Trustee for the Pooling and Servicing Agreement dated as of May 1,2005 Asset-Backed Pass-Through Certificates Series 2005-WHQ3 Dated: February 16, 2005, and recorded February 7, 2011 by Document No. 2784762.

LEGAL DESCRIPTION OF PROPERTY: Lot 4, Except the South 10 Feet thereof and the South 20 Feet of Lot 3, Block 3 Ickler`s 2nd Addition to South St.Paul together with all Hereditaments and Appurtenances belonging thereto, subject to the following exceptions: PROPERTY ADDRESS: 1131 Smith Avenue South, West St Paul, MN 55118 PROPERTY I.D: 4234951040-03 COUNTY IN WHICH PROPERTY IS LOCATED: Dakota

���������� �� ���� �����

��� ����� �� ���� ������ ������ unless ������� reduced to Five (5) weeks under MN Stat. §580.07. ���������� ���� ��������� LOCATED: Dakota THE AMOUNT CLAIMED TO BE DUE ON THE MORTGAGE ON THE DATE OF THE NOTICE: One Hundred Forty-Four Thousand Five Hundred Twenty-Five and 35/100 ($144,525.35) THAT no action or proceeding has been instituted at law to recover the debt secured by said mortgage, or any part thereof; that there has been compliance with all pre-foreclosure notice and acceleration requirements of said mortgage, and/or applicable statutes; PURSUANT, to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: 10:00 AM on April 19, 2011 PLACE OF SALE: S h e r i f f ` s M a i n Office, Law Enforcement Center, 1580 Highway 55, Hastings MN 55033-2343 to pay the debt then secured by said mortgage and taxes, if any actually paid by the mortgagee, on the premises and the costs and disbursements allowed by law.

The time allowed by law for redemption by said mortgagor(s), their personal representatives or assigns is 6 months from the date of sale.

"THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR`S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: March 3, 2011 Wells Fargo Bank, N.A., as Trustee for the Pooling and Servicing Agreement dated as of May 1,2005 Asset-Backed Pass-Through Certificates Series 2005-WHQ3 Randall S. Miller & Associates, PLLC Attorneys for Assignee of Mortgage/ Mortgagee One Financial Plaza, 120 South Sixth Street, Suite 1100 Minneapolis, MN 55402 Phone: 612-573-3677 Our File No. 10MN00710-1 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. ASAP# 3926046 03/03/2011, 03/10/2011, 03/17/2011, 03/24/2011, 03/31/2011, 04/07/2011 2524458 3/3-4/7/11

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: December 31, 2008 MORTGAGORS: Timothy A. Goral and Kimberly J. Goral, husband and wife.

MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded January 14, 2009, Dakota County Recorder, Document No. 2630912.

ASSIGNMENTS OF MORTGAGE: Assigned to: U.S. Bank N.A., Dated: January 24, 2011.

TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100143500812650328 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: American Mortgage Corporation RESIDENTIAL MORTGAGE SERVICER: U.S. Bank Home Mortgage MORTGAGED PROPERTY ADDRESS: 19712 Everhill Avenue, Farmington, MN 55024 TAX PARCEL I.D. #: 14-16501-060-04 LEGAL DESCRIPTION OF PROPERTY: Lot 6, Block 4, Charleswood Second Addition, Dakota County, Minnesota COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $212,199.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $220,587.25 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: April 14, 2011 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under

TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on October 14, 2011.

MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: February 16, 2011.

U.S. Bank, N. A. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 19-1876 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2525329 3/3-4/7/11

PUBLIC NOTICE

NOTICE AND ORDER OF HEARING ON PETITION FOR FORMAL ADJUDICATION OF INTESTACY, DETERMINATION OF HEIRSHIP, APPOINTMENT OF PERSONAL REPRESENTATIVE AND NOTICE TO CREDITORS STATE OF MINNESOTA COUNTY OF Dakota DISTRICT COURT PROBATE DIVISION First JUDICIAL DISTRICT Court Case File No. 19HA-PR-11-176 ESTATE OF Gerald L. Thomsen, DECEDENT It is Ordered and Notice is given that on May 2nd, 2011 at 9:00 a.m. a hearing will be held in this Court at the Dakota County Government Center, 1560 Highway 55, Hastings, Minnesota, for the adjudication of intestacy and determination of heirship of the Decedent, and for the appointment of Theodore Thomsen whose address is: 109 Third Avenue South, South St. Paul, MN 55075, Judith L. Thomsen whose address is: 109 Third Avenue South, South St. Paul, MN 55075 as personal representatives of the Estate of the Decedent in an UNSUPERVISED administration. Any objections to the Petition must be filed with the Court prior to or raised at the hearing. If proper and if no objections are filed or raised, the personal representative will be appointed with full power to administer the Estate, including the power to collect all assets, pay all legal debts, claims, taxes and expenses, to sell real and personal property, and do all necessary acts for the Estate.

Notice is also given that (subject to Minn. Stat. 524.3-801) all creditors having claims against the Estate are required to present the claims to the personal representative or to the Court Administrator within four months after the date of this Notice or the claims will be barred.

Date: 3/25/11 Edward Lynch Judge (COURT SEAL) Attorney For Personal Representative James M. Burkhardt Attorney at Law 215 Fourth Street North Cannon Falls, MN 55009 507-263-3921 Attorney I.D. 13286 2554747 3/31-4/7/11P

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN: That default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: August 26, 2005 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $384,000.00 MORTGAGOR(S): Donna M Bunes, a married woman MORTGAGEE: New Century Mortgage Corporation SERVICER: Ocwen Loan Servicing, LLC LENDER: New Century Mortgage Corporation.

DATE AND PLACE OF FILING: Dakota County Minnesota, Recorder, on September 20, 2005, as Document No. 2362324 ASSIGNED TO: Deutsche Bank National Trust Company, As Trustee For The Registered Holders of New Century Home Equity Loan Trust, Series 2005-B, Asset Backed Pass-Through Certificates Dated: November 1, 2005, and recorded January 28, 2009 by Document No. 2633292.

LEGAL DESCRIPTION OF PROPERTY: Lot 14 Block 2 Cedar Highlands 1st Addition PROPERTY ADDRESS: 7423 170th St

PROPERTY ADDRESS: 7423 170th St W, Lakeville, MN 55068 PROPERTY I.D: 221670014002 COUNTY IN WHICH PROPERTY IS LOCATED: Dakota THE AMOUNT CLAIMED TO BE DUE ON THE MORTGAGE ON THE DATE OF THE NOTICE: Four Hundred Thirty-Five Thousand Six Hundred Ninety-Six and 61/100 ($435,696.61) THAT no action or proceeding has been instituted at law to recover the debt secured by said mortgage, or any part thereof; that there has been compliance with all pre-foreclosure notice and acceleration requirements of said mortgage, and/or applicable statutes; PURSUANT, to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: 10:00 AM on April 19, 2011 P L A C E O F S A L E : S he r i f f ` s M a i n Office, Law Enforcement Center, 1580 Highway 55, Hastings MN 55033-2343 to pay the debt then secured by said mortgage and taxes, if any actually paid by the mortgagee, on the premises and the costs and disbursements allowed by law.

The time allowed by law for redemption by said mortgagor(s), their personal representatives or assigns is 6 months from the date of sale.

"THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR`S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: March 3, 2011 Deutsche Bank National Trust Company, As Trustee For The Registered Holders of New Century Home Equity Loan Trust, Series 2005-B, Asset Backed Pass-Through Certificates Randall S. Miller & Associates, PLLC Attorneys for Assignee of Mortgage/ Mortgagee One Financial Plaza, 120 South Sixth Street, Suite 1100 Minneapolis, MN 55402 Phone: 612-573-3677 Our File No. 09MN00144-3 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. ASAP# 3925059 03/03/2011, 03/10/2011, 03/17/2011, 03/24/2011, 03/31/2011, 04/07/2011 2524546 3/3-4/7/11

PUBLIC NOTICE

ORDER AND NOTICE OF HEARING ON PETITION FOR FORMAL PROBATE OF WILL AND APPOINTMENT OF PERSONAL REPRESENTATIVE IN UNSUPERVISED ADMINISTRATION AND NOTICE TO CREDITORS STATE OF MINNESOTA COUNTY OF DAKOTA DISTRICT COURT PROBATE DIVISION FIRST JUDICIAL DISTRICT Court File No. 19HA-PR-11-185 In Re: Estate of Carolyn J. Haugaard, aka Carolyn Jean Haugaard, Deceased.

TO ALL INTERESTED PERSONS AND CREDITORS: It is ordered and notice is hereby given that on May 2, 2011, at 9:00 am, a hearing will be held in the above named court at 1560 Highway 55, Hastings, Minnesota, for the formal probate of an instrument dated December 7, 2001, purporting to be the Last Will of the above named decedent and for the appointment of Robin L. Lamoreaux, whose address is 4075 - 152nd Ct. W., Rosemount, MN 55068, as personal representative of the estate of the above named decedent in unsupervised administration; and that any objections thereto must be filed with the court.

That, if proper, and no objections are filed, said personal representative will be appointed to administer the estate, to collect all assets, pay all legal debts, claims, taxes and expenses, and sell real and personal property, and do all necessary acts for the estate.

NOTICE IS FURTHER GIVEN THAT ALL CREDITORS having claims against said estate are required to present the same to said personal representative or to the probate court administrator within four months after the date of this notice or said claims will be barred.

Dated: 3/29/11

BY THE COURT RICHARD G. SPICER Judge of District Court, Probate Division Andrew M. Lehner (#388061) Attorney for Petitioner 1069 S. Robert St. Ste 100 West St. Paul, MN 55118 T 651-343-3938 / F 651-222-1122 andy@lehnerlawoffice.com 2558509 4/7-4/14/11

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage:

the following described mortgage: DATE OF MORTGAGE: J a n u a r y 2 6 , 2009 MORTGAGORS: Jason P. Skogland and Susan M. Skogland, husband and wife.

MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded February 11, 2009, Dakota County Recorder, Document No. 2636742.

ASSIGNMENTS OF MORTGAGE: Assigned to: U.S. Bank, N.A., Dated: February 15, 2011.

TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100026900021105720 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Bell America Mortgage, LLC d/b/a Bell Mortgage RESIDENTIAL MORTGAGE SERVICER: U.S. Bank Home Mortgage MORTGAGED PROPERTY ADDRESS: 1077 Kenneth Street, Eagan, MN 55121 TAX PARCEL I.D. #: 104775012001 LEGAL DESCRIPTION OF PROPERTY: Lot 12, Block 1, McKee Addition, Dakota County, Minnesota COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $82,100.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $80,106.00 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: April 22, 2011 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07.

TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on October 24, 2011.

MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: February 23, 2011.

U.S. Bank, N. A. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 19-1971 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2525360 3/3-4/7/11

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: June 11, 2007 MORTGAGORS: T o d M . W a r d a n d Shirley M. Ward, husband and wife.

MORTGAGEE: Mortgage Electronic Registration Systems, Inc..

DATE AND PLACE OF RECORDING: Registered June 22, 2007, Dakota County Registrar of Titles, Document No. 612911, Certificate of Title No. 119226.

ASSIGNMENTS OF MORTGAGE: Assigned to: U.S. Bank, N.A., Dated: February 15, 2011.

Said Mortgage being Registered Land.

TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100021268000903951 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Bankers Mortgage Company, LLC RESIDENTIAL MORTGAGE SERVICER: U.S. Bank Home Mortgage MORTGAGED PROPERTY ADDRESS:

MORTGAGED PROPERTY ADDRESS: 20800 Hurley Court, Lakeville, MN 55044 TAX PARCEL I.D. #: 22-47475-140-03 LEGAL DESCRIPTION OF PROPERTY: Lot 14, Block 3, Marion Fields, according to the recorded plat thereof, Dakota County, Minnesota COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $241,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $239,659.61 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: April 22, 2011 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07.

TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on October 24, 2011.

MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: February 22, 2011.

U.S. Bank, N. A. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 19-1932 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2524098 3/3-4/7/11

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: October 03, 2007 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $208,000.00 MORTGAGOR(S): Daniel Mehl, an unmarried man MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded: October 17, 2007 Dakota County Recorder Document Number: 2551001 ASSIGNMENTS OF MORTGAGE: And assigned to: GMAC Mortgage, LLC Dated: February 22, 2011 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100062604755206077 Lender or Broker: Homecomings Financial, LLC f/k/a Homecomings Financial Network, Inc. Residential Mortgage Servicer: GMAC Mortgage, LLC Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 15640 Early Bird Cir, Apple Valley, MN 55124-7847 Tax Parcel ID Number: 01-18052-505-31 LEGAL DESCRIPTION OF PROPERTY: Unit Number 1505, CIC Number 484, a Condominium, Legacy Homes at Cobblestone Lake North Shore, Dakota County, Minnesota.

AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $206,660.44 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: April 15, 2011 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 High-

Law Enforcement Center, 1580 High way 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns.

If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on October 15, 2011, or the next business day if October 15, 2011 falls on a Saturday, Sunday or legal holiday.

Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: March 03, 2011 ASSIGNEE OF MORTGAGEE: GMAC Mortgage, LLC Wilford & Geske, P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 019377F01 2524631 3/3-4/7/11

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: June 30, 2006 MORTGAGOR: Shannon D. Denoma, a married person.

MORTGAGEE: Mortgage Electronic Registration Systems, Inc..

DATE AND PLACE OF RECORDING: Recorded July 28, 2006, Dakota County Recorder, Document No. 2449239 as corrected by Corrective Mortgage Recorded as Document No. 2507268.

ASSIGNMENTS OF MORTGAGE: Assigned to: U.S. Bank, N.A., Dated: February 15, 2011.

TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100200900001020764 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: United Residential Mortgage, LLC RESIDENTIAL MORTGAGE SERVICER: U.S. Bank Home Mortgage MORTGAGED PROPERTY ADDRESS: 914 Park Knoll Drive, Eagan, MN 55123 TAX PARCEL I.D. #: 105672501002 LEGAL DESCRIPTION OF PROPERTY: Lot 1, Block 2, Park Knoll Addition, Dakota County, Minnesota.

COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $227,200.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $222,710.32 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: April 21, 2011 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07.

TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not

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tion 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on October 21, 2011.

MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: February 23, 2011.

U.S. Bank, N. A. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 19-1973 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2525196 3/3-4/7/11

PUBLIC NOTICE

NOTICE OF ASSESSMENT LIEN FORECLOSURE SALE Date: March 18, 2011 YOU ARE NOTIFIED THAT: 1. Default has occurred in the terms and conditions of the Declaration for Claret Springs Association (hereinafter the "Association") which was recorded as Document No. 1544225 on October 22, 1998, in the Office of the Dakota County Recorder and also, pursuant to Minn. Stat. §515B.3-116, covering the following property: L E G A L D E S C R I P T I O N : Lot 96, Block 1, Wensmann Eleventh Addition, CIC No. 252, Dakota County, Minnesota STREET ADDRESS: 15107 Cimarron Avenue, Rosemount, MN 55068 TAX PARCEL ID NUMBER: 34-83610-960-01 2. Pursuant to said Declaration, there is claimed to be due and owing as of March 18, 2011, from Paul Arntz, title holder, to the Association, a Minnesota non-profit corporation, the a m o u n t o f $2,956.00 for unpaid association dues, late fees, attorneys fees and costs, plus any other such amounts that will accrue after March 18, 2011, and other costs of collection and foreclosure which will be added to the amount claimed due and owing at the time of the sale herein.

3. No action is now pending at law or otherwise to recover said debt or any part thereof.

4. That all preforeclosure requirements have been met.

5. The owner has not been released from his financial obligation to pay said amount.

6. The Declaration, referenced above, and Minn. Stat. §§515B.3-115 and 515B.3-116 provide for a continuing lien against the property. A Notice of Lien evidencing the amount due was recorded on August 5, 2010, as Document No. 2744885 in the Dakota County Recorder's Office.

7. Pursuant to the power of sale contained in the same Declaration and granted by the owner in taking title to the premises subject to said Declaration and pursuant to Minn. Stat. §§515B.3-115 and 515B.3-116, said Lien will be foreclosed by the sale of said property by the Sheriff of Dakota County, at the Dakota County Sheriffs Office, Dakota County Law Enforcement Center, 1580 Highway 55 Lobby S-100, Hastings, MN 55033, on the 26th day of May, 2011, at 10:00 a.m. at public auction to the highest bidder, to pay the amount then due for said assessments, together with the costs of foreclosure, including attorneys fees as allowed by law.

8. T h e t i m e a l l o w e d b y l a w f o r redemption by the unit owner, his personal representatives or assigns is six (6) months from the date of sale. The date and time to vacate the property is 11:59 p.m. on November 26, 2011, if the account is not reinstated or the owner does not redeem from the foreclosure sale.

REDEMPTION NOTICE THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. 9. THIS IS A COMMUNICATION FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. CLARET SPRINGS ASSOCIATION Attorneys for Claret Springs Association THOMSEN & NYBECK, P.A. By: Gretchen S. Schellhas (#195595) 3600 American Blvd. West, Suite 400 Bloomington, Minnesota 55431 (952) 835-7000 (Claret Springs/Arndt/09-7-468D)

2561122

4/7-5/12/11

PUBLIC NOTICE

NOTICE AND ORDER OF HEARING ON PETITION FOR PROBATE OF WILL AND APPOINTMENT OF PERSONAL REPRESENTATIVE AND NOTICE TO CREDITORS STATE OF MINNESOTA COUNTY OF DAKOTA FIRST JUDICIAL DISTRICT DISTRICT COURT PROBATE DIVISION Court File No. 19HA-PR-11-163 Estate of Anthony Bruno Tuchscherer a/k/a Anthony B. Tuchscherer a/k/a Anthony Tuchscherer, Decedent It is Ordered and Notice is given that on May 2, 2011, at 9:00 a.m., a hearing will be held in this Court at 1560 Highway 55, Hastings, Minnesota, for the formal probate of an instrument purporting to be the Will of the Decedent dated, April 9, 2010 (“Will”), and for the appointment of Stephanie Ann Reis, whose address is 14865 Crandall Avenue, Rosemount, MN, 55068 as Personal Representative of the Estate of the Decedent in an UNSUPERVISED administration. Any objections to the petition must be filed with the Court prior to or raised at the hearing. If proper and if no objections are filed or raised, the Personal Representative will be appointed with full power to administer the Estate including the power to collect all assets, to pay all legal debts, claims, taxes and expenses, to sell real and personal property, and to do all necessary acts for the Estate.

Notice is also given that (subject to Minn. Stat. 524.3-801) all creditors having claims against the Estate are required to present the claims to the Personal Representative or to the Court Administrator within four months after the date of this Notice or the claims will be barred.

Date: 3-22-2011

BY THE COURT Edward Lynch Judge of District Court (COURT SEAL) Attorney for Petitioner Reid J. Hansen Hansen, McCann & O’Connor, P.A. 14450 South Robert Trail Rosemount, MN, 55068 Attorney License No: 0124254 Telephone: (651) 423-1155 FAX: (651) 423-1157 Email: hansen3@frontiernet.net 2553510 3/31-4/7/11

PUBLIC NOTICE

NOTICE OF INFORMAL PROBATE OF WILL AND INFORMAL APPOINTMENT OF PERSONAL REPRESENTATIVE AND NOTICE TO CREDITORS STATE OF MINNESOTA COUNTY OF DAKOTA DISTRICT COURT FIRST JUDICIAL DISTRICT Court File No.: 19HA-PR-11-189 In Re: Estate of Margaret V. Johnson, Decedent.

Notice is given that an Application for Informal Probate of Will and Informal Appointment of Personal Representative was filed with the Registrar, along with a Will dated July 17, 1997.

The Registrar accepted the application and appointed Richard A. Johnson, whose address is 121-13th Ave. So., So. St. Paul, MN 55075, to serve as the personal representative of the decedent’s estate.

Any heir, devisee or other interested person may be entitled to appointment as personal representative or may object to the appointment of the personal representative. Any objection to the appointment of the personal representative must be filed with the Court, and any properly filed objection will be heard by the Court after notice is provided to interested persons of the date of hearing on the objection.

Unless objections are filed, and unless the Court orders otherwise, the personal representative has the full power to administer the estate, including, after thirty (30) days from the issuance of letters testamentary, the power to sell, encumber, lease, or distribute any interest in real estate owned by the decedent.

Notice is further given that, subject to Minn. Stat. § 524.3-801, all creditors having claims against the decedent’s estate are required to present the claims to the personal representative or to the Court within four (4) months after the date of this notice or the claims will be barred.

Dated: March 3/30, 2011 RICHARD G. SPICER Judge ORME & ASSOCIATES, LTD. John J. Todd MN# 11022X 4040 Nicols Road Eagan, MN 55122 Telephone: (651) 688-7646 Facsimile: (651) 688-7467 e-mail: jtodd@ormelaw.com 2559321 4/7-4/14/11

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: November 30, 2004 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $222,300.00 MORTGAGOR(S): Scott W. Cunicelli and Rubidia Cunicelli, husband and wife MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF REGISTER-

DATE AND PLACE OF REGISTER ING: Registered: December 23, 2004 Dakota County Registrar of Titles Document Number: 555046 ASSIGNMENTS OF MORTGAGE: And assigned to: Aurora Loan Services, LLC Dated: February 10, 2011 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 1000269-0003073334-8 Lender or Broker: Bell America Mortgage LLC DBA Bell Mortgage Residential Mortgage Servicer: Aurora Loan Services, LLC Mortgage Originator: Not Applicable CERTIFICATE OF TITLE NUMBER: 134641 COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 16026 Inglewood Ct, Lakeville, MN 55044-8700 Tax Parcel ID Number: 22-14500-050-01 LEGAL DESCRIPTION OF PROPERTY: Lot Five (5), Block One (1) in Bluebill Bay Estates, according to the recorded plat thereof. Records of Dakota County, MN. AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $205,170.60 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; that this is registered property; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: April 15, 2011 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns.

If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on October 15, 2011, or the next business day if October 15, 2011 falls on a Saturday, Sunday or legal holiday.

Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: March 03, 2011 ASSIGNEE OF MORTGAGEE: Aurora Loan Services, LLC Wilford & Geske, P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 019240F01 2522773 3/3-4/7/11

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: April 26, 2006 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $123,200.00 MORTGAGOR(S): Milton Torres Arriola, a single man MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF REGISTERING: Registered: May 19, 2006 Dakota County Registrar of Titles Document Number: 590636 ASSIGNMENTS OF MORTGAGE: And assigned to: HSBC Bank USA, N.A., as Trustee on behalf of ACE Securities Corp. Home Equity Loan Trust and for the registered holders of ACE Securities Corp. Home Equity Loan Trust, Series 2006-ASAP4, Asset Backed Pass-Through Certificates Dated: February 15, 2011 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 1002614-9572834442-9 Lender or Broker: Great Northern Financial Group, Inc. Residential Mortgage Servicer: Ocwen Loan Servicing, LLC Mortgage Originator: Not Applicable CERTIFICATE OF TITLE NUMBER: 139893 COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 1889 Fox Ridge Dr

Property Address: 1889 Fox Ridge Dr Apt B, West Saint Paul, MN 55118-3967 Tax Parcel ID Number: 42-48650-084-05 LEGAL DESCRIPTION OF PROPERTY: Unit 0504 Condominium No. 51, Fox Ridge Condominium.

AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $93,547.59 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; that this is registered property; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: April 15, 2011 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns.

If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on October 15, 2011, or the next business day if October 15, 2011 falls on a Saturday, Sunday or legal holiday.

Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: March 03, 2011 ASSIGNEE OF MORTGAGEE: HSBC Bank USA, N.A., as Trustee on behalf of ACE Securities Corp.

Home Equity Loan Trust and for the registered holders of ACE Securities Corp. Home Equity Loan Trust, Series 2006-ASAP4, Asset Backed Pass-Through Certificates Wilford & Geske, P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 019371F01 2521522 3/3-4/7/11

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. Notice is hereby given that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: August 7, 2003 MORTGAGOR: Maureen J. Beltz, a single person MORTGAGEE: U.S. Bank National Association ND DATE AND PLACE OF RECORDING: Recorded: October 16, 2003 Dakota County Registrar of Titles Document #: 0518119 ASSIGNMENTS OF MORTGAGE: None LEGAL DESCRIPTION OF PROPERTY: LOT 1, BLOCK 7, THE OAKS THIRD ADDITION, DAKOTA COUNTY, MINNESOTA The Torrens Certificate No. is 52224 PARCEL ID #: 20-53652-010-07 PROPERTY ADDRESS: 3919 Conroy Trail, Inver Grove Heights, Minnesota 55076 TRANSACTION AGENT: N/A TRANSACTION AGENT ID NO.: N/A CURRENT MORTGAGE SERVICER: U.S. Bank National Association ND COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $144,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY PAID BY MORTGAGEE: $133,118.73 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; that no Mortgagors have been released from financial obligation on said Mortgage; that no action or proceeding has been instituted by law to recover that debt secured by said Mortgage, or any part thereof; that all conditions precedent to foreclose of the Mortgage and accel-

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������ ������� �����TO��VACATE ���� PROP to foreclose of the Mortgage and������ accel TIME AND DATE eration of the debt secures thereby E R T Y : I f t h e r e a l e s t a t e i s a n have been fulfilled; owner-occupied, single-family dwellP U R S U A N T t o t h e p o w e r o f s a l e ing, unless otherwise provided by law, therein contained, said Mortgage will the date on or before which the mortbe foreclosed and the above described gagor(s) must vacate the property if the property will be sold by the Sheriff of mortgage is not reinstated under secsaid county as follows: tion 580.30 or the property is not DATE AND TIME OF SALE: April 21, redeemed under section 580.23 is 11:59 p.m. on October 24, 2011.

2011 at 10:00 am PLACE OF SALE: Dakota County MORTGAGOR(S) RELEASED FROM Law Enforcement Center, Lobby S-100 FINANCIAL OBLIGATION ON MORT1580 Highway 55, Hastings, MN 55033 GAGE: None "THE TIME ALLOWED BY LAW FOR to pay the debt the debt then secured by the Mortgage, and taxes, if any, on REDEMPTION BY THE MORTGAGOR, said premises, and the costs and dis- THE MORTGAGOR'S PERSONAL REPbursements, including attorneys' fees RESENTATIVES OR ASSIGNS, MAY BE allowed by law, subject to redemption REDUCED TO FIVE WEEKS IF A JUDIwithin six (6) months from the date of CIAL ORDER IS ENTERED UNDER sale by the mortgagor, their personal MINNESOTA STATUTES, SECTION representatives or assigns.

582.032, DETERMINING, AMONG DATE TO VACATE PROPERTY: The OTHER THINGS, THAT THE MORTdate on or before which the mortgagor GAGED PREMISES ARE IMPROVED must vacate the property if the mort- WITH A RESIDENTIAL DWELLING OF gage is not reinstated under Minne- LESS THAN FIVE UNITS, ARE NOT sota Statutes section 580.30 nor the PROPERTY USED IN AGRICULTURAL property redeemed under Minnesota P R O D U C T I O N , A N D A R E Statutes sections 580.23 is October 21, ABANDONED." Dated: February 22, 2011.

2011 at 11:59 p.m. If the foregoing date is Saturday, Sunday, or a legal Chase Home Finance LLC holiday, then the date to vacate is the Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. next business day at 11:59 p.m.

M O R T G A G O R R E L E A S E D F R O M Attorneys for Mortgagee/Assignee of FINANCIAL OBLIGATION ON MORT- Mortgagee 4500 Park Glen Road #300 GAGE: None THE TIME ALLOWED BY LAW FOR Minneapolis, MN 55416 REDEMPTION BY THE MORTGAGOR, (952) 925-6888 30-10271 THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE THIS IS A COMMUNICATION FROM REDUCED TO FIVE WEEKS IF A JUDI- A DEBT COLLECTOR. 3/3-4/7/11 CIAL ORDER IS ENTERED UNDER 2525543 MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTNOTICE AND ORDER FOR GAGED PREMISES ARE IMPROVED HEARING ON PETITION FOR WITH A RESIDENTIAL DWELLING OF PROBATE OF WILL AND LESS THAN FIVE UNITS, ARE NOT APPOINTMENT OF PERSONAL PROPERTY USED IN AGRICULTURAL REPRESENTATIVE IN PRODUCTION, AND ARE ABANDONED. SUPERVISED ADMINISTRATION THIS COMMUNICATION IS FROM A AND NOTICE TO CREDITORS DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMA- STATE OF MINNESOTA TION OBTAINED WILL BE USED FOR COUNTY OF DAKOTA IN DISTRICT COURT THAT PURPOSE. FIRST JUDICIAL DISTRICT Dated: February 21, 2011 PROBATE DIVISION U.S. Bank National Association ND Court File# 19HA-PR-11-198 Mortgagee In Re: Estate of Edward D. Beck, Kenneth J. Johnson Deceased.

Minnesota State Bar No. 0246074 TO ALL INTERESTED PERSONS AND Johnson, Blumberg & Associates, LLC CREDITORS: Attorney for Mortgagee It is Ordered and Notice is hereby 230 W. Monroe St., Ste. 1125 given that on the 16th day of May, Chicago, IL 60606 2011, at 9:00 o’clock a.m., a hearing Phone 312-541-9710 will be held in the above named Court Fax 312-541-9711 i n Courtroom #_________, Dakota 2521344 3/3-4/7/11 County Courthouse, Hastings, Minnesota, for the formal probate of an instrument purporting to be the Will of the above named decedent, dated NOTICE OF MORTGAGE November 25, 2003, and for the FORECLOSURE SALE THE RIGHT TO VERIFICATION a p p o i n t m e n t o f S h a r o n L . M o r e y , OF THE DEBT AND IDENTITY OF whose address is 1059 W. Marie Ave., THE ORIGINAL CREDITOR WITHIN Mendota Heights, MN 55118, as perTHE TIME PROVIDED BY LAW IS sonal representative of the estate of the above decedent in a supervised NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that administration.

Any objections to the petition must default has occurred in conditions of be raised at the hearing or filed with the following described mortgage: DATE OF MORTGAGE: M a r c h 3 1 , the Court prior to the hearing. If the petition is proper, and no objections 1994 MORTGAGOR: Kathy A. Humphrey, A are filed or raised, the personal representative will be appointed with full Single Person.

MORTGAGEE: Margaretten & Com- power to administer the decedent’s pany Inc. N/K/A Chase Home Finance, estate, including to collect all assets, pay all legal debts, claims, taxes and LLC. DATE AND PLACE OF RECORDING: expenses, sell real and personal propR e c o r d e d A p r i l 1 1 , 1 9 9 4 , D a k o t a erty, and to do all necessary acts for C o u n t y R e c o r d e r , D o c u m e n t N o . the estate.

Notice is further given that, subject 1207870.

A S S I G N M E N T S O F M O R T G A G E : to Minn. Stat. §524.3-801, all creditors having claims against the decedent’s NONE estate are required to present the TRANSACTION AGENT: NONE T R A N S A C T I O N A G E N T ' S M O R T - claims to the personal representative GAGE IDENTIFICATION NUMBER ON or to the Court Administrator within four (4) months after the date of this MORTGAGE: NONE LENDER OR BROKER AND MORT- notice or said claims will be barred.

Dated: 4-4-11 GAGE ORIGINATOR STATED ON Martha Simonett MORTGAGE: Margaretten & Company Judge Inc. N/K/A Chase Home Finance, LLC R E S I D E N T I A L M O R T G A G E S E R - Attorneys for Petitioner: Nierengarten & Hippert, Ltd. VICER: Chase Home Finance LLC MORTGAGED PROPERTY ADDRESS: Susan J. Nierengarten #79182 923 Oakwood Heights Circle, Eagan, P.O. Box 214 New Ulm, MN 56073 MN 55123 TAX PARCEL I.D. #: 10-53800-103-02 Phone: (507) 359-2991 4/7-4/14/11 LEGAL DESCRIPTION OF PROP- 2561818 ERTY: Unit Number 3, Condominium Number 59, Oakwood Heights CondoNOTICE OF MORTGAGE minium, a Condominium located in FORECLOSURE SALE Dakota County, Minnesota.

THE RIGHT TO VERIFICATION COUNTY IN WHICH PROPERTY IS OF THE DEBT AND IDENTITY OF LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS MORTGAGE: $55,700.00 AMOUNT DUE AND CLAIMED TO BE NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORT- default has occurred in conditions of the following described mortgage: GAGEE: $38,181.81 DATE OF MORTGAGE: July 30, 1999 That prior to the commencement of MORTGAGOR: Deborah A. Miller, a this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee com- single person.

MORTGAGEE: Bank of America, N.A., plied with all notice requirements as required by statute; That no action or D/B/A NationsBank, N.A. DATE AND PLACE OF RECORDING: proceeding has been instituted at law o r o t h e r w i s e t o r e c o v e r t h e d e b t Recorded August 30, 1999, Dakota secured by said mortgage, or any part C o u n t y R e c o r d e r , D o c u m e n t N o .

1633751. thereof; ASSIGNMENTS OF MORTGAGE: PURSUANT to the power of sale contained in said mortgage, the above Assigned to: U.S. Bank, N.A., successor by merger to The Leader Mortgage described property will be sold by the Company, Dated: July 30, 1999, Sheriff of said county as follows: DATE AND TIME OF SALE: April 22, Recorded: August 30, 1999, Document No. 1633752.

2011 at 10:00 AM TRANSACTION AGENT: NONE PLACE OF SALE: S h e r i f f ' s O f f i c e , TRANSACTION AGENT'S MORTLaw Enforcement Center, 1580 Hwy GAGE IDENTIFICATION NUMBER ON 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said MORTGAGE: NONE LENDER OR BROKER AND MORTMortgage, and taxes, if any, on said premises, and the costs and disburse- G A G E O R I G I N A T O R S T A T E D O N m e n t s , i n c l u d i n g a t t o r n e y s ' f e e s MORTGAGE: Bank of America, N.A., A allowed by law subject to redemption D/B/A of NationsBank RESIDENTIAL MORTGAGE SERwithin six (6) months from the date of said sale by the mortgagor(s), their VICER: U.S. Bank Home Mortgage MORTGAGED PROPERTY ADDRESS: personal representatives or assigns unless reduced to Five (5) weeks under 1 2 9 3 4 N i c o l l e t A v e n u e A p t # 1 0 2 ,

PUBLIC NOTICE

PUBLIC NOTICE

PUBLIC NOTICE

MN Stat. §580.07.

TIME AND DATE TO VACATE PROP-

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��� ����� �� ���� ������ ������ lows: ������� DATE AND TIME OF SALE: April 15, ���������� ���� ��������� 1 2 9 3 4 Nicollet A v e n u e A p t # 1 0 2 , Burnsville, MN 55337 TAX PARCEL I.D. #: 020130052416 LEGAL DESCRIPTION OF PROPERTY: Apartment Number 102, 12934 Nicollet Avenue South, Condominium Ownership No. 15, Ridgeview Condominium, Dakota County, Minnesota.

COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $39,425.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $32,325.29 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: April 15, 2011 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07.

TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on October 17, 2011.

MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: February 16, 2011.

U.S. Bank, N. A. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 19-1883 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2525400 3/3-4/7/11

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: March 12, 2004 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $135,000.00 MORTGAGOR(S): Gretchen M. Murr and Thomas E. Murr, Wife and Husband MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded: May 11, 2004 Dakota County Recorder Document Number: 2203280 ASSIGNMENTS OF MORTGAGE: And assigned to: Aurora Loan Services, LLC Dated: May 20, 2010 Recorded: June 08, 2010 Dakota County Recorder Document Number: 2734273 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100061900000147111 Lender or Broker: Summit Mortgage Corp.

Residential Mortgage Servicer: Aurora Loan Services, LLC Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 233 E Spruce St, South Saint Paul, MN 55075-3526 Tax Parcel ID Number: 36-71500-150-30 LEGAL DESCRIPTION OF PROPERTY: Lot 15, Block 30, Spring Park, Dakota County, Minnesota AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $141,914.51 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows:

2011 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns.

If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on October 15, 2011, or the next business day if October 15, 2011 falls on a Saturday, Sunday or legal holiday.

Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: March 03, 2011 ASSIGNEE OF MORTGAGEE: Aurora Loan Services, LLC Wilford & Geske, P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 011213F07 2520105 3/3-4/7/11

PUBLIC NOTICE

NOTICE OF ASSOCIATION LIEN FORECLOSURE SALE NOTICE IS HEREBY GIVEN, that default has occurred in the terms and conditions of the Declaration for Ridgeview Condominium Homes ("Declaration") as recorded in the office of the County Recorder in and for Dakota County, Minnesota, which said Declaration covers the following described property situated in the County of Dakota and State of Minnesota, to-wit: Apartment Number 201, 12964 Nicollet Avenue South, Condominium Ownership No. 15, Ridgeview Condominium Homes P R O P E R T Y A D D R E S S : 12964 Nicollet Avenue South Unit 201, Burnsville MN 55337 THAT, pursuant to said Declaration, there is claimed to be due and owing as of the date of this Notice by Theodore J. Miller and Marlene E. Miller , as Unit owners, to Ridgeview Homeowners Association, the principal amount of Three Thousand Eight Hundred Thirteen and 00/100 ($3,813.00) for condominium assessments; and that any action being now pending at law or otherwise to recover said debt or any part thereof has been discontinued, or that an execution upon any judgment rendered therein has been returned unsatisfied, in whole or in part, and; THAT, pursuant to said Declaration, and the statute in such case made and provided, said debt creates a lien upon said premises in favor of Ridgeview Homeowners Association, as evidenced by that Notice of Lien dated O c t o b e r 2 9 , 2 0 1 0, and recorded November 2, 2010 as Document No. 2763250 in the Dakota County Recorder's Office.

THAT, notice is hereby given that by virtue of the power of sale created by statute, said lien will be foreclosed by the sale of said premises with the hereditiments and appurtenances thereto, which said sale will be made by the Sheriff of Dakota County, at public auction to the highest bidder, for cash, to pay the amount then due for said condominium assessments, together with the costs of foreclosure, including attorney's fees as allowed by law, as follows: DATE AND TIME OF SALE: April 27, 2011, at 10:00 A.M. PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Hastings, MN. The time allowed by law for redemption by the Unit owner, their personal representatives or assigns, is six (6) months from the date of said sale. If no redemption occurs, the property must be vacated by 11:59 PM on October 27, 2011.

Dated: February 22, 2011 By /s/ David J. Raymond, #221818 Attorney for Ridgeview Homeowners Association 5838 Blackshire Path Inver Grove Heights, MN 55076 651-455-3100 File # 1441171 THIS COMMUNICATION IS FROM A DEBT COLLECTOR 2527267 3/10-4/14/11

PUBLIC NOTICE

NOTICE OF INFORMAL APPOINTMENT OF PERSONAL REPRESENTATIVE AND NOTICE TO CREDITORS (INTESTATE) STATE OF MINNESOTA COUNTY OF DAKOTA DISTRICT COURT PROBATE DIVISION FIRST JUDICIAL DISTRICT Court File No. 19HA-PR-11-179 In Re: Estate of: ROBERT F. LEWIS, also known as ROBERT FRANK LEWIS, Decedent TO ALL INTERESTED PERSONS AND CREDITORS: N o t i c e i s h e r e b y g i v e n, that an application for informal appointment of personal representative has been filed with the Registrar herein. No Will has been presented for probate. The application has been granted. Any objections may be filed in the above named Court, and the same will be heard by the Court upon notice of hearing fixed for such purpose.

Notice is hereby further given that informal appointment of DARRELL V. LEWIS, whose address is 548 North Woods Road, Boone, North Carolina, 28607, as personal representative of the estate of the above named decedent, has been made. Any heir, devisee or other interested person may be entitled to appointment as personal representative or may object to the appointment of the personal representative and the personal representative is empowered to fully administer the estate including, after 30 days from the date of issuance of her letters, the power to sell, encumber, lease or distribute real estate, unless objections thereto are filed with the Court (pursuant to Minn. Stat. Section 524.3-607) and the Court otherwise orders.

Notice is further given that (subject to Minn. Stat. Section 524.3-801) ALL CREDITORS having claims against said estate are required to present the same to said personal representatives or to the Clerk of the Court within four months after the date of this notice or said claims will be barred.

Dated: 3-24-11 Edward Lynch Judge Attorneys for Personal Representative: Karen K. Donohoo, Atty No. 267363 OTTO LAW a professional association 3116 Fairview Avenue North St. Paul, MN 55113 Telephone: (651) 636-1076 Fax: (651) 636-411 2554919 3/31-4/7/11

PUBLIC NOTICE

NOTICE OF INFORMAL APPOINTMENT OF CO-PERSONAL REPRESENTATIVES, AND NOTICE TO CREDITORS (INTESTATE) STATE OF MINNESOTA COUNTY OF DAKOTA DISTRICT COURT PROBATE DIVISION FIRST JUDICIAL DISTRICT Court File No. 19HA-PR-11-180 ESTATE OF Richard A. Woodbury, aka Richard Alonzo Woodbury and Richard Woodbury, DECEDENT Notice is given that an application for informal appointment of personal representative has been filed with the Registrar. No will has been presented for probate. The application has been granted.

Notice is also given that the Registrar has informally appointed Scott R. Woodbury and Stuart A. Woodbury whose address is 3207 Red Oak Circle N., Burnsville, MN 55337, and 13015 New Austin Ct., Herndon, VA 20171, respectively, as personal representative of the Estate of the Decedent. Any heir or other interested person may be entitled to appointment as personal representative or may object to the appointment of the personal representative. Unless objections are filed with the Court (pursuant to Minn. Stat.

524.3-607) and the Court otherwise orders, the personal representative has full power to administer the Estate including, after 30 days from the date of issuance of letters, the power to sell, encumber, lease or distribute real estate.

Any objections to the probate of the will or appointment of the Personal Representative must be filed with this Court and will be heard by the Court after the filing of an appropriate petition and proper notice of hearing.

Notice is also given that (subject to Minn. 524.3-801) all creditors having claims against the Estate are required to present the claims to the personal representative or to the Court Administrator within four months after the date of this Notice or the claims will be barred.

Date: 3/18/11 RICHARD G. SPICER Judge Attorney For Personal Representative Timothy O. Davis, Esq., #21544 HELLMUTH & JOHNSON, PLLC 8050 West 78th Street Edina, MN 55439 Phone: 952-941-4005, Fax: E-Mail: tdavis@hjlawfirm.com 2554060 3/31-4/7/11

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: A u g u s t 3 ,

DATE OF MORTGAGE: A u g u s t 3 , 2005 MORTGAGORS: Matthew D. Anderson and Jenny A. Anderson, husband and wife.

MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Registered August 24, 2005, Dakota County Registrar of Titles, Document No. 573031, Certificate of Title No. 120319.

ASSIGNMENTS OF MORTGAGE: Assigned to: U.S. Bank, N.A., Dated: May 11, 2009, Recorded: May 22, 2009, Document No. T644181.

Said Mortgage being Registered Land.

TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100021278850213021 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: U.S. Bank, N.A. RESIDENTIAL MORTGAGE SERVICER: U.S. Bank Home Mortgage MORTGAGED PROPERTY ADDRESS: 16720 Joplin Way, Lakeville, MN 55044 TAX PARCEL I.D. #: 226460103005 LEGAL DESCRIPTION OF PROPERTY: Lot 3, Block 5, Rolling Oaks South Plat 2, Dakota County, Minnesota.

COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $188,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $212,155.07 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: April 22, 2011 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07.

TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on October 24, 2011.

MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: February 23, 2011.

U.S. Bank, N. A. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 19-1984 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2525211 3/3-4/7/11

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: April 25, 2008 MORTGAGORS: Robert D. Snell and Lynne E. Snell, husband and wife.

MORTGAGEE: Mortgage Electronic Registration Systems, Inc..

DATE AND PLACE OF RECORDING: Recorded May 14, 2008, Dakota County Recorder, Document No. 2589943.

ASSIGNMENTS OF MORTGAGE: Assigned to: U.S. Bank N.A., Dated: January 31, 2011.

TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100199600000165866 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Advisor's Mortgage, LLC RESIDENTIAL MORTGAGE SERVICER: U.S. Bank Home Mortgage MORTGAGED PROPERTY ADDRESS: 18576 Embers Avenue, Farmington, MN 55024 TAX PARCEL I.D. #: 14-58651-010-08

TAX PARCEL I.D. #: 14-58651-010-08 LEGAL DESCRIPTION OF PROPERTY: Lot 1, Block 8, Prairie Creek 2nd Addition COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $252,227.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $248,937.63 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: April 19, 2011 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07.

TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on October 19, 2011.

MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: February 16, 2011.

U.S. Bank, N. A. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 19-1914 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2525445 3/3-4/7/11

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: A u g u s t 1 8 , 1998 MORTGAGORS: James A. Sorensen and Laurie J. Sorensen, Husband and Wife.

MORTGAGEE: Cities Financial, Inc..

DATE AND PLACE OF RECORDING: Recorded December 30, 1998, Dakota County Recorder, Document No. 1562680.

ASSIGNMENTS OF MORTGAGE: Assigned to: Flagstar Bank, FSB, Dated: August 24, 1998, Recorded: December 30, 1998, Document No. 1562682. And thereafter assigned to: Mortgage Electronic Registration Systems, Inc., Dated: February 21, 2001, Recorded: March 26, 2001, Document No. 1759846. And thereafter assigned to: CitiMortgage, Inc., Dated: July 27, 2010, Recorded: September 2, 2010, Document No. 2749974.

TRANSACTION AGENT: NONE TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: NONE LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Cities Financial, Inc. RESIDENTIAL MORTGAGE SERVICER: CitiMortgage, Inc. MORTGAGED PROPERTY ADDRESS: 1967 Walsh Lane, Mendota Heights, MN 55118 TAX PARCEL I.D. #: 278330015300 LEGAL DESCRIPTION OF PROPERTY: THE SOUTH 97.5 FEET OF LOT 15, WAGENKNECHT'S ADDITION. COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $138,750.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $116,173.82 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt

or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: April 22, 2011 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07.

TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on October 24, 2011.

MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: February 17, 2011.

CitiMortgage, Inc. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 10-5606 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2525181 3/3-4/7/11

PUBLIC NOTICE

NOTICE OF ASSOCIATION LIEN FORECLOSURE SALE NOTICE IS HEREBY GIVEN, that default has occurred in the terms and conditions of the Declaration for Ridgeview Condominium Homes ("Declaration") as recorded in the office of the County Recorder in and for Dakota County, Minnesota, which said Declaration covers the following described property situated in the County of Dakota and State of Minnesota, to-wit: Apartment Number 301, 12936 Nicollet Avenue South, Condominium Ownership No. 15, Ridgeview Condominium Homes P R O P E R T Y A D D R E S S : 12936 Nicollet Avenue South Unit 301, Burnsville MN 55337 THAT, pursuant to said Declaration, there is claimed to be due and owing as of the date of this Notice by Richard P. Reynolds, as Unit owner, to Ridgeview Homeowners Association, the principal amount of Two Thousand Four Hundred Seventy Seven and 00/100 ($2,477.00) for condominium assessments; and that any action being now pending at law or otherwise to recover said debt or any part thereof has been discontinued, or that an execution upon any judgment rendered therein has been returned unsatisfied, in whole or in part, and; THAT, pursuant to said Declaration, and the statute in such case made and provided, said debt creates a lien upon said premises in favor of Ridgeview Homeowners Association, as evidenced by that Notice of Lien dated N o v e m b e r 2 , 2 0 1 0, and recorded February 8, 2011, as Document No. 2785203 in the Dakota County Recorder's Office.

THAT, notice is hereby given that by virtue of the power of sale created by statute, said lien will be foreclosed by the sale of said premises with the hereditiments and appurtenances thereto, which said sale will be made by the Sheriff of Dakota County, at public auction to the highest bidder, for cash, to pay the amount then due for said condominium assessments, together with the costs of foreclosure, including attorney's fees as allowed by law, as follows: DATE AND TIME OF SALE: May 11, 2011, at 10:00 A.M. PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Hastings, MN. The time allowed by law for redemption by the Unit owner, their personal representatives or assigns, is six (6) months from the date of said sale. If no redemption occurs, the property must be vacated by 11:59 PM on November 11, 2011.

Dated: March 9, 2011 By /s/ David J. Raymond, #221818 Attorney for Ridgeview Homeowners Association 5838 Blackshire Path Inver Grove Heights, MN 55076 651-455-3100 File # 1441160 THIS COMMUNICATION IS FROM A DEBT COLLECTOR 2546321 3/24-4/28/11

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PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: June 28, 2004 MORTGAGOR: Paolo R. Luzzatti, A Single Person.

MORTGAGEE: C h a s e M a n h a t t a n Mortgage Corporation N/K/A Chase Home Finance LLC. DATE AND PLACE OF RECORDING: Recorded September 13, 2004, Dakota County Recorder, Document No. 2247274.

ASSIGNMENTS OF MORTGAGE: NONE TRANSACTION AGENT: NONE TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: NONE LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Chase Manhattan Mortgage Corporation N/K/A Chase Home Finance LLC RESIDENTIAL MORTGAGE SERVICER: Chase Home Finance LLC MORTGAGED PROPERTY ADDRESS: 16115 Joplin Avenue West, Lakeville, MN 55044 TAX PARCEL I.D. #: 22-53706-040-01 LEGAL DESCRIPTION OF PROPERTY: Lot 4, Block 1, Oakshores Seventh Addition COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $320,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $296,392.38 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: April 1, 2011 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07.

TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on October 3, 2011.

MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: February 1, 2011.

Chase Home Finance LLC Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 30-10161 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE Pursuant to the provisions of Minnesota Statutes 580.07, the foregoing foreclosure sale is postponed until May 13, 2011 at 10:00 am at the Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN, in said county and state.

Dated: March 28, 2011.

Chase Home Finance LLC Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 30-10161 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2554075 4/7/11

PUBLIC NOTICE

NOTICE OF INFORMAL PROBATE OF WILL AND INFORMAL APPOINTMENT OF PERSONAL REPRESENTATIVE AND NOTICE TO CREDITORS STATE OF MINNESOTA COUNTY OF DAKOTA DISTRICT COURT FIRST JUDICIAL DISTRICT PROBATE/MENTAL HEALTH DIVISION Court File No.: 19HA-PR-11-149 In Re: Estate of Anna Specktor, also known as Anne Specktor, aka Anna W. Specktor, Decedent.

Notice is given that an Application for Informal Probate of Will and Informal Appointment of Personal Representative was filed with the Registrar, along with a Will dated August 23, 1994. The Registrar accepted the application and appointed Mitchell D. Specktor, whose address is 3544 - 16th Avenue South, Minneapolis, MN 55407, to serve as the personal representative of the decedent’s estate.

Any heir, devisee or other interested person may be entitled to appointment as personal representative or may object to the appointment of the personal representative. Any objection to the appointment of the personal representative must be filed with the Court, and any properly filed objection will be heard by the Court after notice is provided to interested persons of the date of hearing on the objection.

Unless objections are filed, and unless the Court orders otherwise, the personal representative has the full power to administer the estate, including, after thirty (30) days from the issuance of letters testamentary, the power to sell, encumber, lease, or distribute any interest in real estate owned by the decedent.

Notice is further given that, subject to Minn. Stat. § 524.3-801, all creditors having claims against the decedent’s estate are required to present the claims to the personal representative or to the Court within four (4) months after the date of this notice or the claims will be barred.

Dated: 3/16/11 Shawn M. Moynihan Judge Blustin & Associates, PLLC Debra S. Nelson MN# 230133 5775 Wayzata Blvd, Suite 700 Minneapolis, MN 55416 Telephone: 763-550-1133 Facsimile: 1-888-759-0855 e-mail: dnelson@blustin.com 2541612 3/31-4/7/11P

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: A u g u s t 2 5 , 2006 MORTGAGOR: Maury M. S. Naza, A Married Person.

MORTGAGEE: ABN Amro Mortgage Group, Inc. N/K/A CitiMortgage, Inc..

DATE AND PLACE OF RECORDING: Recorded September 18, 2006, Dakota County Recorder, Document No. 2461957.

ASSIGNMENTS OF MORTGAGE: NONE TRANSACTION AGENT: NONE TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: NONE LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: ABN Amro Mortgage Group, Inc. N/K/A CitiMortgage, Inc. RESIDENTIAL MORTGAGE SERVICER: CitiMortgage, Inc. MORTGAGED PROPERTY ADDRESS: 13309 Lakeview Drive, Burnsville, MN 55337 TAX PARCEL I.D. #: 022360026003 LEGAL DESCRIPTION OF PROPERTY: Lot 26, Block 3, Elsinore COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $256,500.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $248,242.09 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: April 19, 2011 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07.

TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwell-

owner occupied, single family dwell ing, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on October 19, 2011.

MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: February 17, 2011.

CitiMortgage, Inc. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 10-5597 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2525160 3/3-4/7/11

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: M a r c h 7 , 2003 MORTGAGORS: Stacey A. Wade and Keith A. Wade, husband and wife.

MORTGAGEE: J P M o r g a n C h a s e Bank, N.A. as successor by purchase

by FDIC as receiver for Washington Mutual Bank f/k/a Washington Mutual Bank, F.A..

DATE AND PLACE OF RECORDING: Recorded April 29, 2003, Dakota County Recorder, Document No. 2039151.

ASSIGNMENTS OF MORTGAGE: NONE TRANSACTION AGENT: NONE TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: NONE LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Washington Mutual Bank, F.A. RESIDENTIAL MORTGAGE SERVICER: Chase Home Finance LLC MORTGAGED PROPERTY ADDRESS: 1046 Savannah Road, Eagan, MN 55123 TAX PARCEL I.D. #: 104507704001 LEGAL DESCRIPTION OF PROPERTY: Lot 4, Block 1, Lexington Square 3rd Addition COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $160,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $96,120.45 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: April 22, 2011 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within twelve (12) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07.

TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on April 23, 2012.

MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: February 18, 2011.

Dated: February 18, 2011.

JPMorgan Chase Bank, N.A. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 60-3554 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2525563 3/3-4/7/11

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: December 21, 2001 MORTGAGOR: Anne M. Thurston, a single person.

MORTGAGEE: Homeservices Lending, LLC d/b/a Edina Realty Mortgage.

DATE AND PLACE OF RECORDING: Recorded January 28, 2002, Dakota County Recorder, Document No. 1856835.

ASSIGNMENTS OF MORTGAGE: Assigned to: Wells Fargo Home Mortgage, Inc., Dated: December 21, 2001, Recorded: January 28, 2002, Document No. 1856836. And thereafter assigned to: Firstar Bank, N.A. N/K/A U.S. Bank, N.A., Dated: July 8, 2002, Recorded: August 28, 2002, Document No. 1930245. And thereafter assigned to: Mortgage Electronic Registration Systems, Inc., Dated: July 9, 2002, Recorded: August 28, 2002, Document No. 1930246, AND BY Document No. 1920572 And thereafter assigned to: CitiMortgage, Inc., Dated: January 9, 2009, Recorded: January 13, 2009, Document No. 2630787.

TRANSACTION AGENT: NONE TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: NONE LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Homeservices Lending, LLC d/b/a Edina Realty Mortgage RESIDENTIAL MORTGAGE SERVICER: CitiMortgage, Inc. MORTGAGED PROPERTY ADDRESS: 15903 Cicerone Path, Rosemount, MN 55068 TAX PARCEL I.D. #: 343025101002 LEGAL DESCRIPTION OF PROPERTY: Lot 1, Block 2, Geronime Pond 2nd Addition, CIC No. 260, Dakota County, Minnesota COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $141,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $154,636.82 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: May 6, 2011 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07.

TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on November 7, 2011.

MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: March 7, 2011.

CitiMortgage, Inc. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 10-5692 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2540003 3/17-4/21/11

������ ������ ������� ����� �� ���� due ��� and claimed to the amount added

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN: That default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: February 6, 2009 MORTGAGOR : Joseph M. Blackfelner, a single person MORTGAGEE : Affinity Plus Federal Credit Union, a credit union organized under the laws of the United States of America DATE AND PLACE OF RECORDING: Recorded March 10, 2009, in the office of the County Recorder, as Document No. 2642692, Dakota County, Minnesota.

MORTGAGED PROPERTY ADDRESS : 13441 Fairlawn Court, Apple Valley, Minnesota 55124 T A X P A R C E L I . D . N O S. 01-31001-310-10 LEGAL DESCRIPTION OF PROPERTY : Lot 31, Block 10, Greenleaf Second Addition, Dakota County, Minnesota.

COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $210,962.99 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID

BY MORTGAGEE: $214,263.50 INTEREST RATE AND PER DIEM: Current interest rate is 2.00%, with a daily per diem of $11.42.

That prior to commencement of this mortgage foreclosure proceeding Mortgagee complied with all notice requirements by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: May 23, 2011, at 10:00 am.

PLACE OF SALE: Dakota County Sheriff's Office, Law Enforcement Center, 1580 Highway 55, Hastings, Minnesota 55033, to pay the debt then secured by said Mortgage, taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns.

DATE AND TIME MORTGAGOR MUST VACATE THE PREMISES: November 23, 2011, at 11:59 p.m.

"THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE (5) WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED." Dated: April 7, 2011 MESSERLI & KRAMER P.A. By: /s/ Michelle R. Jester_______ Michelle R. Jester (Lic. #247479) Creig Andreasen (Lic. #334832) 1400 Fifth Street Towers 100 South Fifth Street Minneapolis, MN 55402-1217 (612) 672-3600 Attorney in Fact for Affinity Plus Federal Credit Union IMPORTANT NOTICE This communication is from a debt collector and is an attempt to collect a debt. Any information obtained will be used for that purpose.

854976.1 2562906 4/7-5/12/11

PUBLIC NOTICE

NOTICE OF ASSESSMENT LIEN FORECLOSURE SALE Date: February 15, 2011 YOU ARE NOTIFIED THAT: 1. Default has occurred in the terms and conditions of the Declaration for Lexington Place Condominium Association (hereinafter the "Association") which was recorded as Document No. 658301 on June 26, 1984, in the Office of the Dakota County Recorder and also, pursuant to Minn. Stat. §515B.3-116, covering the following property: LEGAL DESCRIPTION: Unit No. 106, Lexington Place Condominium, File No. 66, a condominium located in Dakota County, Minnesota STREET ADDRESS: 3590 Blue Jay Way #106, Eagan, MN 55123 TAX PARCEL ID NUMBER: 10-45050-007-04 2. Pursuant to said Declaration, there is claimed to be due and owing as of February 15, 2011, from Sonja Olin, title holder, to the Association, a Minnesota non-profit corporation, the a m o u n t o f $ 4 , 0 4 7 . 0 0 for unpaid association dues, late fees, attorneys fees and costs, plus any other such amounts that will accrue after February 15, 2011, and other costs of collection and foreclosure which will be added to the amount claimed due and

owing at the time of the sale herein.

3. No action is now pending at law or otherwise to recover said debt or any part thereof.

4. That all preforeclosure requirements have been met.

5. The owner has not been released from her financial obligation to pay said amount.

6. The Declaration, referenced above, and Minn. Stat. §§515B.3-115 and 515B.3-116 provide for a continuing lien against the property. A Notice of Lien evidencing the amount due was r e c o r d e d o n O c t o b e r 2 0 , 2 0 1 0 , as Document No. 2760493 in the Dakota County Recorder's Office.

7. Pursuant to the power of sale contained in the same Declaration and granted by the owner in taking title to the premises subject to said Declaration and pursuant to Minn. Stat. §§515B.3-115 and 515B.3-116, said Lien will be foreclosed by the sale of said property by the Sheriff of Dakota County, at the Dakota County Sheriffs Office, Dakota County Law Enforcement Center, 1580 Highway 55 Lobby S-100, Hastings, MN 55033, on the 28th day of April, 2011, at 10:00 a.m. at public auction to the highest bidder, to pay the amount then due for said assessments, together with the costs of foreclosure, including attorneys fees as allowed by law.

8. T h e t i m e a l l o w e d b y l a w f o r redemption by the unit owner, her personal representatives or assigns is six (6) months from the date of sale. The date and time to vacate the property is 11:59 p.m. on October 28, 2011, if the account is not reinstated or the owner does not redeem from the foreclosure sale.

REDEMPTION NOTICE THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. 9. THIS IS A COMMUNICATION FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. LEXINGTON PLACE CONDOMINIUM ASSOCIATION Attorneys for Lexington Place Condominium Association THOMSEN & NYBECK, P.A. By: Gretchen S. Schellhas (#195595) 3600 American Blvd. West, Suite 400 Bloomington, Minnesota 55431 (952) 835-7000 (Lexington Place/Olin/08-7-022D) 2522819 3/3-4/7/11

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE:September 19, 2007 MORTGAGORS:T r o y D . R a n d o l p h and Michelle J. Randolph, Husband and Wife.

MORTGAGEE:Mortgage Electronic Registration Systems, Inc..

DATE AND PLACE OF RECORDING: Recorded October 15, 2007, Dakota County Recorder, Document No. 2550351.

ASSIGNMENTS OF MORTGAGE: Assigned to: Chase Home Finance LLC, Dated: February 14, 2011.

TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100532100048071321 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Minnesota Lending Co., L. L. C. RESIDENTIAL MORTGAGE SERVICER: Chase Home Finance LLC MORTGAGED PROPERTY ADDRESS: 912 Honeysuckle Lane, Farmington, MN 55024 TAX PARCEL I.D. #: 146320004001 LEGAL DESCRIPTION OF PROPERTY: Lot 4, Block 1, Rei-Mac Addition and that part of Lot 5, Block 1, Rei-Mac Addition described as follows: Commencing at the most Northerly corner of said Lot 5, thence Southerly along the Westerly line of said Lot 5, distance of 30.00 feet, thence Easterly in a straight line to the most southerly point of Lot 4, thence Northwesterly along a line between Lots 4 and 5, 113.21 feet to the place of beginning, Dakota County, Minnesota.

COUNTY IN WHICH PROPERTY IS LOCATED:Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE:$153,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE:$151,114.17 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee com-

���������� �� ���� �����

��� ����� �� ���� ������ ������ ������� said sale by the mortgagor(s), their personal representatives or assigns ���������� ���� ��������� Mortgagee/Assignee of Mortgagee com plied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: April 15, 2011 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07.

TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. October 17, 2011.

MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE:None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: February 16, 2011.

Chase Home Finance LLC Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 30-10254 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2522560 3/3-4/7/11

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: February 26, 2007 MORTGAGOR: Steven E. Martin, a single person.

MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded March 9, 2007, Dakota County Recorder, Document No. 2501617.

ASSIGNMENTS OF MORTGAGE: Assigned to: U.S. Bank, N.A., Dated: September 15, 2009, Recorded: September 23, 2009, Document No. 2686033.

TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100075420060040191 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Homestead Mortgage Corporation RESIDENTIAL MORTGAGE SERVICER: U.S. Bank Home Mortgage MORTGAGED PROPERTY ADDRESS: 18140 Empire Trail, Farmington, MN 55024 TAX PARCEL I.D. #: 141950005003 LEGAL DESCRIPTION OF PROPERTY: Lot 5, Block 3, Dakota County Estates, Dakota County, Minnesota COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $199,955.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $222,741.74 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: April 14, 2011 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their

unless reduced to Five (5) weeks under MN Stat. §580.07.

TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on October 14, 2011.

MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: February 16, 2011.

U.S. Bank, N. A. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 19-1939 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2525234 3/3-4/7/11

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN: That default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: January 12, 2006 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $145,200.00 MORTGAGOR(S): Rolland G Roy and Darlene A Roy husband and wife.

MORTGAGEE: Mortgage Electronic Registration Systems, Inc. as nominee for Cornerstone Mortgage Partners XII, LLC TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. MIN#: 1001770-7120000225-7 SERVICER: Ocwen Loan Servicing, LLC LENDER: Cornerstone Mortgage Partners XII, LLC. DATE AND PLACE OF FILING: Dakota County Minnesota, Recorder, on January 26, 2006, as Document No. 2400609 ASSIGNED TO: HSBC Bank USA, N.A., as Trustee on behalf of ACE Securities Corp. Home Equity Loan Trust and for the registered holders of ACE Securities Corp. Home Equity Loan Trust, Series 2006-ASAP3, Asset Backed Pass-Through Certificates Dated: May 31, 2006, and recorded February 7, 2011 by Document No. 2784759.

LEGAL DESCRIPTION OF PROPERTY: Lot 85, Block 4, Empire River Preserve, CIC No. 386, according to the recorded Plat thereof, Dakota County, Minnesota.

PROPERTY ADDRESS: 20082 Cabrilla Way, Farmington, MN 55024 PROPERTY I.D: 12-24500-085-04 COUNTY IN WHICH PROPERTY IS LOCATED: Dakota THE AMOUNT CLAIMED TO BE DUE ON THE MORTGAGE ON THE DATE OF THE NOTICE: One Hundred Forty-Five Thousand Nine Hundred Twenty-Nine and 49/100 ($145,929.49) THAT no action or proceeding has been instituted at law to recover the debt secured by said mortgage, or any part thereof; that there has been compliance with all pre-foreclosure notice and acceleration requirements of said mortgage, and/or applicable statutes; PURSUANT, to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: 10:00 AM on April 19, 2011 PLACE OF SALE: Sheriff`s Main Office, Law Enforcement Center, 1580 Highway 55, Hastings MN 55033-2343 to pay the debt then secured by said mortgage and taxes, if any actually paid by the mortgagee, on the premises and the costs and disbursements allowed by law.

The time allowed by law for redemption by said mortgagor(s), their personal representatives or assigns is 6 months from the date of sale.

"THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR`S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: March 3, 2011 HSBC Bank USA, N.A., as Trustee on behalf of ACE Securities Corp.

Home Equity Loan Trust and for the registered holders of ACE

the registered holders of ACE Securities Corp. Home Equity Loan Trust, Series 2006-ASAP3, Asset Backed Pass-Through Certificates Randall S. Miller & Associates, PLLC Attorneys for Assignee of Mortgage/ Mortgagee One Financial Plaza, 120 South Sixth Street, Suite 1100 Minneapolis, MN 55402 Phone: 612-573-3677 Our File No. 10MN00841-1 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. ASAP# 3926061 03/03/2011, 03/10/2011, 03/17/2011, 03/24/2011, 03/31/2011, 04/07/2011 2524585 3/3-4/7/11

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: September 30, 2005 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $201,400.00 MORTGAGOR(S): Beatriz D. Derodas and Carlos Rodas Monterroso, wife and husband MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded: November 22, 2005 Dakota County Recorder Document Number: 2383184 ASSIGNMENTS OF MORTGAGE: And assigned to: THE BANK OF NEW YORK MELLON FKA THE BANK OF NEW YORK, AS TRUSTEE FOR THE CERTIFICATEHOLDERS OF CWALT, INC., ALTERNATIVE LOAN TRUST 2 0 0 5 - 6 5 C B , M O R T G A G E PASS-THROUGH CERTIFICATES, SERIES 2005-65CB Dated: March 24, 2011 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100075420040041152 Lender or Broker: Homestead Mortgage Corporation Residential Mortgage Servicer: BAC Home Loans Servicing, L.P. Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 13605 Vincent Ave, Burnsville, MN 55337 Tax Parcel ID Number: 02-15550-020-01 LEGAL DESCRIPTION OF PROPERTY: Lot 2, Block 1, Burnsville Highlands 1st Addition, Dakota County, Minnesota.

AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $202,741.22 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: May 20, 2011 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns.

If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on November 20, 2011, or the next business day if November 20, 2011 falls on a Saturday, Sunday or legal holiday.

Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: April 07, 2011 ASSIGNEE OF MORTGAGEE: THE BANK OF NEW YORK MELLON FKA THE BANK OF NEW YORK, AS TRUSTEE FOR THE CERTIFICATEHOLDERS OF CWALT, INC., ALTERNATIVE LOAN TRUST 2005-65CB, MORTGAGE PASS-THROUGH CERTIFICATES, SERIES 2005-65CB Wilford & Geske, P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 019965F01 2555732 4/7-5/12/11

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE:O c t o b e r 2 2 , 2007 MORTGAGORS:Veasna Prohm and Saran Ren, both single.

MORTGAGEE:PNC Bank, National Association s/b/m to National City Mortgage a division of National City Bank.

DATE AND PLACE OF RECORDING: Recorded October 31, 2007, Dakota County Recorder, Document No. 2553637.

A S S I G N M E N T S O F MORTGAGE:NONE TRANSACTION AGENT: NONE TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: NONE LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: PNC Bank, National Association s/b/m to National City Mortgage a division of National City Bank RESIDENTIAL MORTGAGE SERVICER: PNC Bank, National Association MORTGAGED PROPERTY ADDRESS: 9371 214th Street West, Lakeville, MN 55044 TAX PARCEL I.D. #: 228410013007 LEGAL DESCRIPTION OF PROPERTY: Lot 13, Block 7, Wild Meadow Villas, CIC #363 COUNTY IN WHICH PROPERTY IS LOCATED:Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE:$233,500.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE:$239,998.93 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: May 20, 2011 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07.

TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on November 21, 2011.

MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE:None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: March 24, 2011.

PNC Bank, National Association Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 4-2551 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2562781 4/7-5/12/11

PUBLIC NOTICE

NOTICE OF ASSOCIATION LIEN FORECLOSURE SALE NOTICE IS HEREBY GIVEN, that default has occurred in the terms and conditions of the Declaration for Ridgeview Condominium Homes ("Declaration") as recorded in the office of the County Recorder in and for Dakota County, Minnesota, which said Declaration covers the following described property situated in the County of Dakota and State of Minnesota, to-wit: Apartment Number 202, 12964 Nicollet Avenue South, Condominium Ownership No. 15, Ridgeview Condominium Homes P R O P E R T Y A D D R E S S : 12964 Nicollet Avenue South Unit 202, Burnsville MN 55337 THAT, pursuant to said Declaration,

THAT, pursuant to said Declaration, there is claimed to be due and owing as of the date of this Notice by Wayne A. Vik and Teresa E. Vik, and Sven E. Vik and Ingrid L. Vik, as Unit owners, to Ridgeview Homeowners Association, the principal amount of Nine Thousand One Hundred Eighty Seven and 00/100 ($9,187.00) for condominium assessments; and that any action being now pending at law or otherwise to recover said debt or any part thereof has been discontinued, or that an execution upon any judgment rendered therein has been returned unsatisfied, in whole or in part, and; THAT, pursuant to said Declaration, and the statute in such case made and provided, said debt creates a lien upon said premises in favor of Ridgeview Homeowners Association, as evidenced by that Notice of Lien dated September 23, 2010, and recorded February 8, 2011, as Document No. in the Dakota County 2785205 Recorder's Office.

THAT, notice is hereby given that by virtue of the power of sale created by statute, said lien will be foreclosed by the sale of said premises with the hereditiments and appurtenances thereto, which said sale will be made by the Sheriff of Dakota County, at public auction to the highest bidder, for cash, to pay the amount then due for said condominium assessments, together with the costs of foreclosure, including attorney's fees as allowed by law, as follows: DATE AND TIME OF SALE: April 20, 2011, at 10:00 A.M. PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Hastings, MN. The time allowed by law for redemption by the Unit owner, their personal representatives or assigns, is six (6) months from the date of said sale. If no redemption occurs, the property must be vacated by 11:59 PM on October 20, 2011.

Dated: February 15, 2011 By /s/ David J. Raymond, #221818 Attorney for Ridgeview Homeowners Association 5838 Blackshire Path Inver Grove Heights, MN 55076 651-455-3100 File # 144179 THIS COMMUNICATION IS FROM A DEBT COLLECTOR 2527164 3/10-4/14/11

PUBLIC NOTICE

NOTICE OF ASSESSMENT LIEN FORECLOSURE SALE Date: February 21, 2011 YOU ARE NOTIFIED THAT: 1. Default has occurred in the terms and conditions of the Declaration for Sherbourne Deckhomes Association (hereinafter the "Association") which was recorded as Document No. 1252576 on November 28, 1994, in the Office of the Dakota County Recorder, as amended, and also, pursuant to Minn. Stat. §515B.3-116, covering the following property: LEGAL DESCRIPTION: Unit No. 20, CIC No. 129, Sherbourne Deckhomes Condominium, Dakota County, Minnesota STREET ADDRESS: 5438 183rd Street West, Farmington, MN 55024 T A X P A R C E L I D N U M B E R: 14-19502-020-04 2. Pursuant to said Declaration, there is claimed to be due and owing as of February 21, 2011, from Kevin M. Werner, title holder, to the Association, a Minnesota non-profit corporation, the amount of $3,540.00 for unpaid association dues, late fees, attorneys fees and costs, plus any other such amounts that will accrue after February 21, 2011, and other costs of collection and foreclosure which will be added to the amount claimed due and owing at the time of the sale herein.

3. No action is now pending at law or otherwise to recover said debt or any part thereof.

4. That all preforeclosure requirements have been met.

5. The owner has not been released from his financial obligation to pay said amount.

6. The Declaration, referenced above, and Minn. Stat. §§515B.3-115 and 515B.3-116 provide for a continuing lien against the property. A Notice of Lien evidencing the amount due was recorded on August 13, 2010, as Document No. 2746312 in the Dakota County Recorder's Office.

7. Pursuant to the power of sale contained in the same Declaration and granted by the owner in taking title to the premises subject to said Declaration and pursuant to Minn. Stat. §§515B.3-115 and 515B.3-116, said Lien will be foreclosed by the sale of said property by the Sheriff of Dakota County, at the Dakota County Sheriffs Office, Dakota County Law Enforcement Center, 1580 Highway 55 Lobby S-100, Hastings, MN 55033, on the 29th day of April, 2011, at 10:00 a.m. at public auction to the highest bidder, to pay the amount then due for said assessments, together with the costs of foreclosure, including attorneys fees as allowed by law.

8. T h e t i m e a l l o w e d b y l a w f o r redemption by the unit owner, his personal representatives or assigns is six (6) months from the date of sale. The date and time to vacate the property is 11:59 p.m. on October 29, 2011, if the account is not reinstated or the owner does not redeem from the foreclosure sale.

REDEMPTION NOTICE THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PER-

GAGOR, THE MORTGAGOR S PER SONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. 9. THIS IS A COMMUNICATION FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. SHERBOURNE DECKHOMES ASSOCIATION Attorneys for SHERBOURNE DECKHOMES ASSOCIATON THOMSEN & NYBECK, P.A. By:_____________________ Gretchen S. Schellhas (#195595) 3600 American Blvd. West, Suite 400 Bloomington, Minnesota 55431 (952) 835-7000 (Sherbourne/Werner/10-7-346D) 2528554 3/10-4/14/11

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: November 29, 2007.

MORTGAGOR(S): Paul A. Mason and Connie S. Kanoth-Mason, husband and wife.

MORTGAGEE: C o m p a ss Capital Funding Corp., a California corporation dba Commercial Capital Funding.

DATE AND PLACE OF RECORDING: Filed January 17, 2008, Dakota County Recorder, as Document No. 2566822.

ASSIGNMENT(S) OF MORTGAGE: Assigned to Bayview Loan Servicing, LLC, by assignment dated November 29, 2007, filed for record August 25, 2008, as Document No. 2609763.

The land described in said mortgage is not registered land.

MORTGAGE HOLDER (as defined in section 58.02): Transaction Agent: NA. Transaction Agent's Mortgage Identification Number on Mortgage: NA. Lender or Broker: Bayview Loan Servicing, LLC. Residential Mortgage Servicer: NA. MORTGAGE ORIGINATOR (as defined in section 58.02): Compass Capital Funding Corp., a California corporation dba Commercial Capital Funding.

MORTGAGED PROPERTY ADDRESS: 901 Concord Street North, South St. Paul, MN 55075.

TAX PARCEL I.D. NO.: 36-70202-140-03 and 36-70202-120-03 and 36-70202-111-03.

LEGAL DESCRIPTION OF PROPERTY: The South 1/2 of Lot 11, and all of Lots 12 , 13 and 14, Block 3, South Park Division Number 3, Dakota County, Minnesota; together with (I) all buildings and improvements located on the property and (II) all machinery, equipment, fixtures and personal property located on the property owned by the mortgagor(s) and used in connection with the operation and occupancy thereof.

COUNTY IN WHICH PROPERTY IS LOCATED: Dakota.

ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $250,000.00 AMOUNT CLAIMED TO BE DUE ON THE MORTGAGE ON THE DATE OF THIS NOTICE: $350,983.97.

The holder of the mortgage has complied with all conditions precedent to acceleration of the debt secured by the mortgage and foreclosure of the mortgage and all notice and other requirements of applicable statutes. That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof.

PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: May 26, 2011 at 10:00 a.m.

PLACE OF SALE: Sheriff's main office in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby #S-100, in the City of Hastings, County of Dakota, State of Minnesota. to pay the debt then secured by said mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns.

MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: none.

Dated: March 31, 2011.

BAYVIEW LOAN SERVICING, LLC, Assignee /s/ Anna C. Mickelson ANNA C. MICKELSON -forAtty. I.D. #347814 MURNANE BRANDT Attorneys for Assignee 30 East Seventh Street, Suite 3200 St. Paul, Minnesota 55101 Telephone (651) 227-9411 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 1221882 2559769 4/7-5/12/11

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PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: July 25, 2005 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $174,320.00 MORTGAGOR(S): Jeffrey A. Richards, a married person MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF REGISTERING: Registered: August 09, 2005 Dakota County Registrar of Titles Document Number: 571605 ASSIGNMENTS OF MORTGAGE: And assigned to: Aurora Loan Services, LLC Dated: January 24, 2011 Registered: February 10, 2011 Dakota County Registrar of Titles Document Number: T675705 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 1001435-0005133042-6 Lender or Broker: American Mortgage Corporation Residential Mortgage Servicer: Aurora Loan Services, LLC Mortgage Originator: Not Applicable CERTIFICATE OF TITLE NUMBER: 137055 COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 7372 Bolton Way, Inver Grove Heights, MN 55076-2337 Tax Parcel ID Number: 20-73250-024-04 LEGAL DESCRIPTION OF PROPERTY: Unit No. 24, CIC No. 202, Summit Village Condominium, a condominium located in the County of Dakota.

AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $178,808.48 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; that this is registered property; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: April 01, 2011 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns.

If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on October 01, 2011, or the next business day if October 01, 2011 falls on a Saturday, Sunday or legal holiday.

Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: February 17, 2011 ASSIGNEE OF MORTGAGEE: Aurora Loan Services, LLC Wilford & Geske, P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 018924F01 NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for April 01, 2011 at 10:00 AM has been postponed to April 15, 2011 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State.

DATED: April 01, 2011 ASSIGNEE OF MORTGAGEE: Aurora Loan Services, LLC Wilford & Geske, P.A. Attorneys for Assignee Of Mortgagee: Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 018924F01 2551273 4/7/11

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE:N o v e m b e r 7 , 2003 MORTGAGORS:Dana L Wimmer and Mark Wimmer, husband and wife.

MORTGAGEE:Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded December 19, 2003, Dakota County Recorder, Document No. 2154740.

ASSIGNMENTS OF MORTGAGE: Assigned to: The Huntington National Bank, Dated: March 09, 2011.

TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100115600090327567 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Mortgages Unlimited, Inc. RESIDENTIAL MORTGAGE SERVICER: Huntington Mortgage Group MORTGAGED PROPERTY ADDRESS: 11730 Ryan Circle, Burnsville, MN 55337 T A X P A R C E L I . D . # : 02-22460-505-03 LEGAL DESCRIPTION OF PROPERTY: Unit Number 1505, Common Interest Community No. 188, Eagles Ridge.

COUNTY IN WHICH PROPERTY IS LOCATED:Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE:$181,800.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE:$183,506.94 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: May 19, 2011 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07.

TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on November 21, 2011.

MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE:None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: March 21, 2011.

The Huntington National Bank Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 90-2210 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2562737 4/7-5/12/11

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE:December 11, 2007 MORTGAGORS:Justin A. Haynes and Nicole D. Haynes, husband and wife.

MORTGAGEE:Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded December 20, 2007, Dakota County Recorder, Document No. 2562601.

ASSIGNMENTS OF MORTGAGE: Assigned to: U.S. Bank, N.A., Dated:

Assigned to: U.S. Bank, N.A., Dated: December 23, 2010.

TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100021278810628300 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: U.S. Bank, N.A. RESIDENTIAL MORTGAGE SERVICER: U.S. Bank Home Mortgage MORTGAGED PROPERTY ADDRESS: 932 18th Avenue North, South Saint Paul, MN 55075 TAX PARCEL I.D. #: 363090018202 LEGAL DESCRIPTION OF PROPERTY: That part of Lot 18, Block 2, Grand View Addition to South St. Paul, Dakota County, Minnesota, according to the recorded plat thereof lying Northerly of the following described line: Commencing at the Northwest corner of said Lot 18; thence Southerly along the West line of said Lot 18, a distance of 34.86 feet to the point of beginning of the line to be described; thence Easterly deflecting to the left 90 degrees 33 minutes 37 seconds to the East line of said Lot 18 and there terminating.

COUNTY IN WHICH PROPERTY IS LOCATED:Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE:$156,500.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE:$162,288.69 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: April 29, 2011 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07.

TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on October 31, 2011.

MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE:None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: February 28, 2011.

U.S. Bank, N. A. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 19-1679 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2528428 3/10-4/14/11

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: September 24, 2004 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $316,000.00 MORTGAGOR(S): Thomas M Bowlin and Julie A Bowlin, husband and wife MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded: October 25, 2004 Dakota County Recorder Document Number: 2261078 LOAN MODIFICATION: Dated: April 09, 2009 Recorded: August 06, 2009 Document Number: 2676420 ASSIGNMENTS OF MORTGAGE: And assigned to: Aurora Loan Services, LLC Dated: February 16, 2011 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100285700000030451 Lender or Broker: Winstar Mortgage Partners, Inc. Residential Mortgage Servicer: Aurora Loan Services, LLC Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 1665 Oakbrooke

Property Address: 1665 Oakbrooke Cir, Eagan, MN 55122-4213 Tax Parcel ID Number: 10-53763-030-05 LEGAL DESCRIPTION OF PROPERTY: Lot 3, Block 5, Oakbrooke 4th Addition, according to the recorded plat thereof, Dakota County, Minnesota.

AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $367,033.87 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: April 22, 2011 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns.

If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on October 22, 2011, or the next business day if October 22, 2011 falls on a Saturday, Sunday or legal holiday.

Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: March 10, 2011 ASSIGNEE OF MORTGAGEE: Aurora Loan Services, LLC Wilford & Geske, P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 017405F02 2527566 3/10-4/14/11

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: June 30, 2006 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $154,800.00 MORTGAGOR(S): Lonna Nelson, an unmarried woman MORTGAGEE: World Savings Bank, FSB DATE AND PLACE OF RECORDING: Recorded: July 27, 2006 Dakota County Recorder Document Number: 2448723 Transaction Agent: Not Applicable Transaction Agent Mortgage Identification Number: Not Applicable Lender or Broker: World Savings Bank, FSB Residential Mortgage Servicer: Wachovia Mortgage, FSB Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 15875 Cicerone Path, Rosemount, MN 55068-2567 Tax Parcel ID Number: 34-30251-080-02 LEGAL DESCRIPTION OF PROPERTY: Lot 8, Block 2, Geronime Pond 2nd Addition.

AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $161,554.11 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: April 22, 2011 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns.

If the Mortgage is not reinstated under Minn. Stat. §580.30 or the prop-

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������ ������ ������� ����� �� ���� under Minn. Stat. §580.30 or the prop OTHER THINGS, THAT THE MORT erty is not redeemed under Minn. Stat. GAGED PREMISES ARE IMPROVED §580.23, the Mortgagor must vacate WITH A RESIDENTIAL DWELLING OF the property on or before 11:59 p.m. on LESS THAN FIVE UNITS, ARE NOT October 22, 2011, or the next busi- PROPERTY USED IN AGRICULTURAL ness day if October 22, 2011 falls on a PRODUCTION, AND ARE ABANDONED. DATED: March 10, 2011 Saturday, Sunday or legal holiday.

ASSIGNEE OF MORTGAGEE: Mortgagor(s) released from financial US Bank National Association obligation: NONE as Trustee THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPT- Wilford & Geske, P.A. ING TO COLLECT A DEBT. ANY Attorneys for Assignee of Mortgagee INFORMATION OBTAINED WILL BE Lawrence A. Wilford James A. Geske USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF 8425 Seasons Parkway, Suite 105 THE DEBT AND IDENTITY OF THE Woodbury, MN 55125-4393 ORIGINAL CREDITOR WITHIN THE (651) 209-3300 T I M E P R O V I D E D B Y L A W I S N O T File Number: 018713F01 2531448 3/10-4/14/11 AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPNOTICE OF MORTGAGE RESENTATIVES OR ASSIGNS, MAY BE FORECLOSURE SALE REDUCED TO FIVE WEEKS IF A JUDITHE RIGHT TO VERIFICATION CIAL ORDER IS ENTERED UNDER OF THE DEBT AND IDENTITY OF MINNESOTA STATUTES, SECTION 5 8 2 . 0 3 2 , D E T E R M I N I N G , A M O N G THE ORIGINAL CREDITOR WITHIN OTHER THINGS, THAT THE MORT- THE TIME PROVIDED BY LAW IS GAGED PREMISES ARE IMPROVED NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT default has occurred in conditions of the following described mortgage: PROPERTY USED IN AGRICULTURAL DATE OF MORTGAGE:J a n u a r y 1 8 , PRODUCTION, AND ARE ABANDONED. 2006 DATED: March 10, 2011 MORTGAGOR: Therese E. Doughty, a MORTGAGEE: Wells Fargo Bank, single person.

N.A. also known as Wachovia MORTGAGEE: Mortgage Electronic Mortgage, a division of Wells Registration Systems, Inc. Fargo Bank, N.A., and formerly DATE AND PLACE OF RECORDING: known as Wachovia Mortgage, Recorded January 27, 2006, Dakota FSB, formerly known as World County Recorder, Document No. Savings Bank, FSB. 2401128.

Wilford & Geske, P.A. ASSIGNMENTS OF MORTGAGE: Attorneys for Mortgagee Assigned to: Mortgage Electronic RegLawrence A. Wilford istration Systems, Inc., Dated: JanuJames A. Geske ary 18, 2006, Recorded: January 27, 8425 Seasons Parkway, Suite 105 2006, Document No. 2401129. And Woodbury, MN 55125-4393 thereafter assigned to: Chase Home (651) 209-3300 Finance LLC, Dated: March 24, 2011.

File Number: 019731F01 TRANSACTION AGENT: Mortgage 2531198 3/10-4/14/11 Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100015700063058974 NOTICE OF MORTGAGE LENDER OR BROKER AND MORTFORECLOSURE SALE NOTICE IS HEREBY GIVEN that GAGE ORIGINATOR STATED ON default has occurred in the conditions MORTGAGE: Key Community Bank of the following described mortgage: RESIDENTIAL MORTGAGE SERDATE OF MORTGAGE: October 24, VICER: Chase Home Finance LLC MORTGAGED PROPERTY ADDRESS: 2005 ORIGINAL PRINCIPAL AMOUNT OF 555 8th Avenue South, South St. Paul, MN 55075 MORTGAGE: $153,000.00 MORTGAGOR(S): Stacey L. Hoffman, TAX PARCEL I.D. #: 367510014002 LEGAL DESCRIPTION OF PROPa single person MORTGAGEE: Mortgage Electronic ERTY: Registration Systems, Inc. Lot 14, Block 2, Tarbox Addition to DATE AND PLACE OF RECORDING: South St. Paul, according to the recorded plat thereof, and situate in Recorded: January 09, 2006 Dakota Dakota County, Minnesota.

County Recorder COUNTY IN WHICH PROPERTY IS Document Number: 2395652 LOCATED:Dakota ASSIGNMENTS OF MORTGAGE: ORIGINAL PRINCIPAL AMOUNT OF And assigned to: US Bank National Association as Trustee MORTGAGE:$165,000.00 AMOUNT DUE AND CLAIMED TO BE Dated: January 21, 2011 Transaction Agent: Mortgage Elec- DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTtronic Registration Systems, Inc. Transaction Agent Mortgage Identifi- GAGEE:$176,891.18 cation Number: 100052300422146018 That prior to the commencement of Lender or Broker: Finance America, this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee comLLC Residential Mortgage Servicer: GMAC plied with all notice requirements as Mortgage, LLC required by statute; That no action or proceeding has been instituted at law Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS o r o t h e r w i s e t o r e c o v e r t h e d e b t secured by said mortgage, or any part LOCATED: Dakota Property Address: 3807 Heather Dr, thereof; PURSUANT to the power of sale conEagan, MN 55122-1624 T a x P a r c e l I D N u m b e r : tained in said mortgage, the above 10-14993-040-01 described property will be sold by the L E G A L D E S C R I P T I O N O F P R O P - Sheriff of said county as follows: ERTY: Lot 4, Block 1, Briar Hill 4th DATE AND TIME OF SALE: May 19, 2011 at 10:00 AM Addition, Dakota County, Minnesota.

PLACE OF SALE:Sheriff's Office, Law AMOUNT DUE AND CLAIMED TO BE D U E A S O F D A T E O F N O T I C E : Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN $156,643.51 THAT all pre-foreclosure require- to pay the debt then secured by said ments have been complied with; that Mortgage, and taxes, if any, on said no action or proceeding has been insti- premises, and the costs and disbursetuted at law or otherwise to recover the m e n t s , i n c l u d i n g a t t o r n e y s ' f e e s debt secured by said mortgage, or any allowed by law subject to redemption within six (6) months from the date of part thereof; PURSUANT to the power of sale con- said sale by the mortgagor(s), their t a i n e d i n s a i d m o r t g a g e , t h e personal representatives or assigns above-described property will be sold unless reduced to Five (5) weeks under by the Sheriff of said county as fol- MN Stat. §580.07.

TIME AND DATE TO VACATE PROPlows: DATE AND TIME OF SALE: April 22, E R T Y : I f t h e r e a l e s t a t e i s a n owner-occupied, single-family dwell2011 at 10:00 AM PLACE OF SALE: Dakota County ing, unless otherwise provided by law, Law Enforcement Center, 1580 High- the date on or before which the mortway 55, Lobby S-100, Hastings, Minne- gagor(s) must vacate the property if the mortgage is not reinstated under secsota to pay the debt secured by said mort- tion 580.30 or the property is not gage and taxes, if any, on said pre- redeemed under section 580.23 is mises and the costs and disburse- 11:59 p.m. on November 21, 2011. ments, including attorney fees allowed MORTGAGOR(S) RELEASED FROM by law, subject to redemption within FINANCIAL OBLIGATION ON MORTsix (6) months from the date of said GAGE:None "THE TIME ALLOWED BY LAW FOR sale by the mortgagor(s), their perREDEMPTION BY THE MORTGAGOR, sonal representatives or assigns.

If the Mortgage is not reinstated THE MORTGAGOR'S PERSONAL REPunder Minn. Stat. §580.30 or the prop- RESENTATIVES OR ASSIGNS, MAY BE erty is not redeemed under Minn. Stat. REDUCED TO FIVE WEEKS IF A JUDI§580.23, the Mortgagor must vacate CIAL ORDER IS ENTERED UNDER the property on or before 11:59 p.m. on MINNESOTA STATUTES, SECTION October 22, 2011, or the next busi- 5 8 2 . 0 3 2 , D E T E R M I N I N G , A M O N G ness day if October 22, 2011 falls on a OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED Saturday, Sunday or legal holiday.

Mortgagor(s) released from financial WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT obligation: NONE THIS COMMUNICATION IS FROM PROPERTY USED IN AGRICULTURAL A DEBT COLLECTOR ATTEMPT- P R O D U C T I O N , A N D A R E ING TO COLLECT A DEBT. ANY ABANDONED." Dated: March 24, 2011.

INFORMATION OBTAINED WILL BE Chase Home Finance LLC USED FOR THAT PURPOSE. Mortgagee/Assignee of Mortgagee THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE USSET, WEINGARDEN AND LIEBO, P.L.L.P. ORIGINAL CREDITOR WITHIN THE Attorneys for Mortgagee/Assignee of T I M E P R O V I D E D B Y L A W I S N O T Mortgagee 4500 Park Glen Road #300 AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR Minneapolis, MN 55416 REDEMPTION BY THE MORTGAGOR, (952) 925-6888 THE MORTGAGOR'S PERSONAL REP- 30-10495 RESENTATIVES OR ASSIGNS, MAY BE THIS IS A COMMUNICATION FROM REDUCED TO FIVE WEEKS IF A JUDI- A DEBT COLLECTOR. 4/7-5/12/11 CIAL ORDER IS ENTERED UNDER 2556523 MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORT- ���������� �� ���� �����

PUBLIC NOTICE

PUBLIC NOTICE

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PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: November 30, 2007 MORTGAGORS: John Michael Sawicke and Barbara Ann Sawicke, husband and wife.

MORTGAGEE: J P M o r g a n C h a s e Bank, N.A. as successor by purchase

by FDIC as receiver for Washington Mutual Bank f/k/a Washington Mutual Bank, FA. DATE AND PLACE OF RECORDING: Recorded December 20, 2007, Dakota County Recorder, Document No. 2562436.

ASSIGNMENTS OF MORTGAGE: NONE TRANSACTION AGENT: NONE TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: NONE LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Washington Mutual Bank, FA RESIDENTIAL MORTGAGE SERVICER: Chase Home Finance LLC MORTGAGED PROPERTY ADDRESS: 260 River Woods Lane, Burnsville, MN 55337 TAX PARCEL I.D. #: 027700702005 LEGAL DESCRIPTION OF PROPERTY: Lot 2, Block 5, Townhouse Villages at River Woods 8th Addition, Dakota County, Minnesota COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $198,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $205,200.21 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: May 19, 2011 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07.

TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on November 21, 2011.

MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: March 25, 2011.

JPMorgan Chase Bank, N.A. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 60-3282 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2555099 3/31-5/5/11

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: February 14, 2008 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $221,777.00 MORTGAGOR(S): Donald Guilfoyle, husband, and Colleen Guilfoyle, wife MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded: February 26, 2008 Dakota County Recorder Document Number: 2574107 ASSIGNMENTS OF MORTGAGE: And assigned to: SunTrust Mortgage,

Dated: March 04, 2011 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100010402082510250 Lender or Broker: SunTrust Mortgage, Inc. Residential Mortgage Servicer: SunTrust Mortgage, Inc. Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 5064 Upper 183rd St W, Farmington, MN 55024-8714 Tax Parcel ID Number: 141950602004 LEGAL DESCRIPTION OF PROPERTY: Lot 2, Block 4, Dakota County Estate 7th Addition, Dakota County, Minnesota AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $236,720.38 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: April 22, 2011 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns.

If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on October 22, 2011, or the next business day if October 22, 2011 falls on a Saturday, Sunday or legal holiday.

Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: March 10, 2011 ASSIGNEE OF MORTGAGEE: SunTrust Mortgage, Inc. Wilford & Geske, P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 018944F01 2531816 3/10-4/14/11

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: July 8, 2004 MORTGAGOR: Suzanne E. Ursino, A Married Person.

MORTGAGEE: B a n k e r s M o r t g a g e Company, LLC. DATE AND PLACE OF RECORDING: Recorded July 30, 2004, Dakota County Recorder, Document No. 2232211.

ASSIGNMENTS OF MORTGAGE: Assigned to: ABN Amro Mortgage Group, Inc., N/K/A CitiMortgage, Inc., Dated: July 8, 2004, Recorded: July 30, 2004, Document No. 2232212.

TRANSACTION AGENT: NONE TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: NONE LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Bankers Mortgage Company, LLC RESIDENTIAL MORTGAGE SERVICER: CitiMortgage, Inc. MORTGAGED PROPERTY ADDRESS: 401 7th Street, Hastings, MN 55033 TAX PARCEL I.D. #: 19-32150-010-56 LEGAL DESCRIPTION OF PROPERTY: Lot 1, Block 56, Town of Hastings, according to the recorded plat thereof and situate in Dakota County, Minnesota.

COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $135,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORT-

ING TAXES, IF ANY, PAID BY MORT GAGEE: $133,571.34 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: April 26, 2011 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07.

TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on October 26, 2011.

MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: February 28, 2011.

CitiMortgage, Inc. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 10-5638 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2532508 3/10-4/14/11

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: M a r c h 1 0 , 2008 MORTGAGORS: Imran Rahman and Amy L. Rahman, husband and wife.

MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded March 21, 2008, Dakota County Recorder, Document No. 2579685.

ASSIGNMENTS OF MORTGAGE: Assigned to: Chase Home Finance, LLC, Recorded: July 28, 2010, Document No. 2743043.

TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100007300082286738 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Lend Smart Mortgage, LLC RESIDENTIAL MORTGAGE SERVICER: Chase Home Finance LLC MORTGAGED PROPERTY ADDRESS: 5211 183rd Street West, Farmington, MN 55024 TAX PARCEL I.D. #: 141950503001 LEGAL DESCRIPTION OF PROPERTY: LOT 3, BLOCK 1, DAKOTA COUNTY ESTATES SIXTH ADDITION. COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $231,318.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $242,715.47 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: April 28, 2011 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of

within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07.

TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on October 28, 2011.

MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: February 25, 2011.

Chase Home Finance LLC Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 30-8597 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2531297 3/10-4/14/11

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: August 03, 2006 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $235,000.00 MORTGAGOR(S): Bradley D. Schilling and Brenda Schilling, husband and wife MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF REGISTERING: Registered: October 17, 2006 Dakota County Registrar of Titles Document Number: 599629 ASSIGNMENTS OF MORTGAGE: And assigned to: Flagstar Bank, FSB Dated: February 24, 2011 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100440800000051697 Lender or Broker: Foundation Capital Group, Inc Residential Mortgage Servicer: Flagstar Bank, FSB Mortgage Originator: Not Applicable CERTIFICATE OF TITLE NUMBER: 141129 COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 3401 Barbara Ln, Burnsville, MN 55337-1803 Tax Parcel ID Number: 02-83601-080-02 LEGAL DESCRIPTION OF PROPERTY: Lot Eight (8) in Block Two (2) in the West View Hills 2nd Addition AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $261,835.29 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; that this is registered property; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: April 22, 2011 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns.

If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on October 22, 2011, or the next business day if October 22, 2011 falls on a Saturday, Sunday or legal holiday.

Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORT-

OTHER THINGS, THAT THE MORT GAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: March 10, 2011 ASSIGNEE OF MORTGAGEE: Flagstar Bank, FSB Wilford & Geske, P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 017977F01 2529701 3/10-4/14/11

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: November 22, 2005 MORTGAGOR: J a y O s t e r h a u s , a single man.

MORTGAGEE: A r g e n t M o r t g a g e Company, LLC. DATE AND PLACE OF RECORDING: Recorded December 16, 2005, Dakota County Recorder, Document No. 2389566.

ASSIGNMENTS OF MORTGAGE: Assigned to: Deutsche Bank National Trust Company, as Trustee for Argent Securities Inc., Asset-Backed Pass-Through Certificates, Series 2006-W1, sale and servicing agreement dated January 1, 2006, Dated: February 11, 2009, Recorded: February 17, 2009, Document No. 2637662.

TRANSACTION AGENT: NONE TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: NONE LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Argent Mortgage Company, LLC RESIDENTIAL MORTGAGE SERVICER: American Home Mortgage Servicing, Inc MORTGAGED PROPERTY ADDRESS: 8805 Brunell Way #1705, Inver Grove Heights, MN 55076 TAX PARCEL I.D. #: 201177770503 LEGAL DESCRIPTION OF PROPERTY: Unit 1705, CIC No. 306, a Condominium, The Gables at Arbor Pointe, Dakota County, Minnesota.

COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $152,720.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $163,015.41 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: May 5, 2011 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07.

TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on November 7, 2011.

MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE:None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: March 8, 2011.

Deutsche Bank National Trust Company, as trustee Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 40-3296 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2540181 3/17-4/21/11

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE:A u g u s t 2 7 , 2007 MORTGAGORS:Jose C. Gomez and Rosario V. Gomez, husband and wife.

MORTGAGEE:Mortgage Electronic Registration Systems, Inc..

DATE AND PLACE OF RECORDING: Registered September 7, 2007, Dakota County Registrar of Titles, Document No. 616899, Certificate of Title No. 118929.

ASSIGNMENTS OF MORTGAGE: Assigned to: Provident Funding Associates, L.P., Dated: March 14, 2011.

Said Mortgage being Registered Land.

TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 1000179-9517080881-0 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Provident Funding Associates, L.P. RESIDENTIAL MORTGAGE SERVICER: Provident Funding Associates, L.P. MORTGAGED PROPERTY ADDRESS: 8343 Cloman Avenue East, Inver Grove Heights, MN 55076 TAX PARCEL I.D. #: 201885109002 LEGAL DESCRIPTION OF PROPERTY: Lot Nine (9), Block Two (2) in Cukier 2nd, Dakota County, Minnesota.

COUNTY IN WHICH PROPERTY IS LOCATED:Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE:$215,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE:$207,349.02 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: May 20, 2011 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07.

TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on November 21, 2011.

MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE:None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: March 25, 2011.

Provident Funding Associates, L.P. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 90-2254 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2562759 4/7-5/12/11

PUBLIC NOTICE

NOTICE OF ASSOCIATION LIEN FORECLOSURE SALE NOTICE IS HEREBY GIVEN, that default has occurred in the terms and conditions of the Declaration for Ridgeview Condominium Homes ("Declaration") as recorded in the office of the County Recorder in and for Dakota County, Minnesota, which said Declaration covers the following described property situated in the County of Dakota and State of Minnesota, to-wit: Apartment Number 101, 12950 Nicollet Avenue South, Condominium Ownership No. 15, Ridgeview Condominium Homes PROPERTY ADDRESS: 12950

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PROPERTY ADDRESS: 12950 Nicollet Avenue South Unit 101, Burnsville MN 55337 THAT, pursuant to said Declaration, there is claimed to be due and owing as of the date of this Notice by Rebecca L. Matthews, as Unit owner, to Ridgeview Homeowners Association, the principal amount of Three Thousand Six Hundred Fifty and 00/100 ($3,650.00) for condominium assessments; and that any action being now pending at law or otherwise to recover said debt or any part thereof has been discontinued, or that an execution upon any judgment rendered therein has been returned unsatisfied, in whole or in part, and; THAT, pursuant to said Declaration, and the statute in such case made and provided, said debt creates a lien upon said premises in favor of Ridgeview Homeowners Association, as evidenced by that Notice of Lien dated N o v e m b e r 8 , 2 0 1 0, and recorded February 8, 2011, as Document No. 2785209 in the Dakota County Recorder's Office.

THAT, notice is hereby given that by virtue of the power of sale created by statute, said lien will be foreclosed by the sale of said premises with the hereditiments and appurtenances thereto, which said sale will be made by the Sheriff of Dakota County, at public auction to the highest bidder, for cash, to pay the amount then due for said condominium assessments, together with the costs of foreclosure, including attorney's fees as allowed by law, as follows: DATE AND TIME OF SALE: April 20, 2011, at 10:00 A.M. PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Hastings, MN. The time allowed by law for redemption by the Unit owner, their personal representatives or assigns, is six (6) months from the date of said sale. If no redemption occurs, the property must be vacated by 11:59 PM on October 20, 2011.

Dated: February 15, 2011 By /s/ David J. Raymond, #221818 Attorney for Ridgeview Homeowners Association 5838 Blackshire Path Inver Grove Heights, MN 55076 651-455-3100 File # 1441126 THIS COMMUNICATION IS FROM A DEBT COLLECTOR 2527245 3/10-4/14/11

PUBLIC NOTICE

NOTICE OF ASSESSMENT LIEN FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. Date: February 22, 2011 YOU ARE NOTIFIED THAT: 1. Default has occurred in the terms and conditions of the "Common Interest Community No. 358 Condominium Cedar Bluff Townhome Condominium Declaration" of Cedar Bluff Townhomes, a Minnesota nonprofit corporation, dated May 3, 2002, and recorded in the Office of the Dakota County Recorder on June 20, 2002, as Document No. 1907615. An Assessment Lien Statement evidencing the lien created by such default, dated January 10, 2011 and with Theresa Goodman as Lienee, was filed with such office on or about January 25, 2011, as Document No. 2781495.

Date of Declaration: May 3, 2002 Lienee: Theresa Goodman Lienor: Cedar Bluff Townhomes Date Recorded: June 20, 2002 Document No.: 1907615 Where Recorded: County Recorder of Dakota County, Minnesota 2. T h e o r i g i n a l a m o u n t o f t h e Assessment Lien was: N/A. 3. No action or proceeding at law is now pending to recover the debt secured by the Assessment Lien, or any part thereof, and no Lienee has been released from liability on the Assessment Lien.

4. The holder of the Assessment Lien has complied with all conditions precedent to the foreclosure of the Assessment Lien, and all notice and other requirements of applicable statutes.

5. At the date of this notice, the amount due on the Assessment Lien, and taxes, if any, paid by the holder of the Assessment Lien is: $4,175.00.

6. Pursuant to the power of sale in the Declaration and Minn. Stat. Ch. 515B, the Assessment Lien will be foreclosed, and the land described as follows: Legal Description: U n i t 6 5 , C I C Number 358, Cedar Bluff Townhome Condominium, Dakota County, Minnesota Property Address: 3287 Valley Ridge Drive, Eagan, Minnesota 55121 Parcel No(s):10-41300-065-05 will be sold by the Sheriff of Dakota County, Minnesota, at public auction on April 28, 2011, at 10:00 a.m. at the Sheriff's office, located at Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota, to pay the debt then secured by the Assessment Lien and taxes on said land, if any, paid by the holder of the Assessment Lien, and the costs and disbursements, including attorneys' fees, allowed by law.

7. T h e t i m e a l l o w e d b y l a w f o r redemption by Lienee or Lienee's personal representatives or assigns is six (6) months after the date of sale. Each

(6) months after the date of sale. Each holder of a junior lien may redeem in the order and manner provided in Minnesota Statutes Chapters 580 and 582, beginning after the expiration of Lienee's redemption period.

8. T H E T I M E A L L O W E D B Y L A W FOR REDEMPTION BY THE LIENEE, THE LIENEE'S PERSONAL REPRESENTATIVES OR ASSIGNS MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. 9. I f t h e A s s e s s m e n t Lien is n o t reinstated under Section 580.30 or the property redeemed under Section 580.23, and the subject real estate is an owner-occupied single family dwelling, the Lienee must vacate the property subject to the Assessment Lien by 11:59 p.m. on October 28, 2011.

GURSTEL CHARGO PA Attorneys for Cedar Bluff Townhomes, Lienor Norman I. Taple (Atty. No. 331090) 6681 Country Club Drive Golden Valley, MN 55427 (763) 267-6700 60405.01 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR 2518737 3/10-4/14/11

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: July 29, 2003 MORTGAGORS: C h r i s t o p h e r E .

Klomps and Lisa A. Klomps, husband and wife.

MORTGAGEE: Chase Home Finance, LLC S/B/M Chase Manhattan Mortgage Corporation.

DATE AND PLACE OF RECORDING: Recorded October 17, 2003, Dakota County Recorder, Document No. 2126639.

ASSIGNMENTS OF MORTGAGE: NONE TRANSACTION AGENT: NONE TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: NONE LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Chase Home Finance, LLC S/B/M Chase Manhattan Mortgage Corporation RESIDENTIAL MORTGAGE SERVICER: Chase Home Finance LLC MORTGAGED PROPERTY ADDRESS: 18251 Emerald Trail, Farmington, MN 55024 TAX PARCEL I.D. #: 141950109009 LEGAL DESCRIPTION OF PROPERTY: Lot 9, Block 9, Dakota County Estates 2nd Addition, according to the recorded plat thereof, Dakota County, Minnesota.

COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $194,670.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $173,955.93 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: April 29, 2011 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07.

TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on October 31, 2011.

MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E

P R O D U C T I O N , A N D A R E ABANDONED." Dated: March 2, 2011.

Chase Home Finance LLC Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 30-10349 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2532489 3/10-4/14/11

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN: that a default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: May 18, 2005.

MORTGAGOR(S): Sean Schumacher, a married person.

MORTGAGEE: Mortgage Electronic Registration Systems, Inc., as nominee for Maribella Mortgage, LLC. DATE AND PLACE OF RECORDING: Filed August 24, 2005, Dakota County Recorder, Document No. 2354242.

ASSIGNMENT(S) OF MORTGAGE: Assigned to Citimortgage, Inc., by assignment dated July 14, 2010, filed for record July 27, 2010, as Document No. 2742856, and to LSF7 Bermuda NPL 1 Trust, by assignment dated October 26, 2010, filed for record October 26, 2010, as Document No. 2761651.

The land described in said mortgage is not registered land.

MORTGAGE HOLDER (as defined in section 58.02): Transaction Agent: NA. Transaction Agent's Mortgage Identification Number on Mortgage: NA. Lender or Broker: LSF7 Bermuda NPL 1 Trust.

Residential Mortgage Servicer: Vericrest Financial, Inc. MORTGAGE ORIGINATOR (as defined in section 58.02): Maribella Mortgage, LLC. MORTGAGED PROPERTY ADDRESS: 16953 Fairhaven Avenue, Lakeville, MN, 55044.

TAX PARCEL I.D. NO.: 22-31502-180-02.

LEGAL DESCRIPTION OF PROPERTY: Lot 18, Block 2, Harris Acres Third.

COUNTY IN WHICH PROPERTY IS LOCATED: Dakota.

ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $321,360.00.

AMOUNT CLAIMED TO BE DUE ON THE MORTGAGE ON THE DATE OF THIS NOTICE: $353,213.75.

The holder of the mortgage has complied with all conditions precedent to acceleration of the debt secured by the mortgage and foreclosure of the mortgage and all notice and other requirements of applicable statutes. That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof.

PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: May 5, 2011 at 10:00 a.m.

PLACE OF SALE: Sheriff's main office in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby #S-100, in the City of Hastings, County of Dakota, State of Minnesota. to pay the debt then secured by said mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30, the property is not redeemed under Minn. Stat. §580.23, or the redemption period is not reduced under Minn. Stat. §582.032, the Mortgagor must vacate the property on or before 11:59 p.m. on November 5, 2011, or the next business day if November 5, 2011 falls on a Saturday, Sunday or legal holiday.

MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None.

"THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N A N D A R E ABANDONED." Dated: March 9, 2011.

LSF7 BERMUDA NPL 1 TRUST, Assignee /s/ Anna C. Mickelson ANNA C. MICKELSON -forAtty. I.D. #347814 MURNANE BRANDT Attorneys for Assignee 30 East Seventh Street, Suite 3200 St. Paul, Minnesota 55101 Telephone (651) 227-9411 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2536536 3/17-4/21/11

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE:December 29, 2003 MORTGAGOR:Carol T. Oxborough, a single person.

MORTGAGEE:U.S. Bank, National Association.

DATE AND PLACE OF RECORDING: Recorded February 5, 2004, Dakota County Recorder, Document No. 2172675.

O F A S S I G N M E N T S MORTGAGE:NONE TRANSACTION AGENT: NONE TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: NONE LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: U.S. Bank, National Association.

RESIDENTIAL MORTGAGE SERVICER: U.S. Bank Home Mortgage MORTGAGED PROPERTY ADDRESS: 14216 Plymouth Avenue South, Burnsville, MN 55337 TAX PARCEL I.D. #: 025845000203 LEGAL DESCRIPTION OF PROPERTY: Unit Number 02, Common Interest Community Number 148, Bristol Ridge Carriage Homes, Dakota County, Minnesota.

COUNTY IN WHICH PROPERTY IS LOCATED:Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE:$145,400.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE:$132,877.06 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: June 1, 2011 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07.

TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on December 1, 2011.

MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE:None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: February 22, 2011.

U.S. Bank, National Association Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 19-1964 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2562599 4/7-5/12/11

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: A u g u s t 2 9 , 2003 MORTGAGOR: Deborah K. Larson, A Married Person.

MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded October 9, 2003, Dakota County Recorder, Document No. 2122130.

ASSIGNMENTS OF MORTGAGE: Assigned to: CitiMortgage, Inc, Dated: February 18, 2011.

TRANSACTION AGENT: Mortgage

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������ ������ AMOUNT ������� ���� TO BE TRANSACTION AGENT: Mortgage DUE����� AND �� CLAIMED Electronic Registration Systems, Inc. DUE AS OF DATE OF NOTICE, INCLUDT R A N S A C T I O N A G E N T ' S M O R T - ING TAXES, IF ANY, PAID BY MORTGAGE IDENTIFICATION NUMBER ON GAGEE:$194,049.67 That prior to the commencement of MORTGAGE: 100137510000110488 LENDER OR BROKER AND MORT- this mortgage foreclosure proceeding G A G E O R I G I N A T O R S T A T E D O N Mortgagee/Assignee of Mortgagee comMORTGAGE: Lakeland Mortgage Cor- plied with all notice requirements as required by statute; That no action or poration R E S I D E N T I A L M O R T G A G E S E R - proceeding has been instituted at law VICER: CitiMortgage, Inc. or otherwise to recover the debt MORTGAGED PROPERTY ADDRESS: secured by said mortgage, or any part 6452 158th Street, Apple Valley, MN thereof; 55124 PURSUANT to the power of sale conTAX PARCEL I.D. #: 01-63402-368-30 tained in said mortgage, the above LEGAL DESCRIPTION OF PROP- described property will be sold by the ERTY: Sheriff of said county as follows: Unit No. 368, Common Interest DATE AND TIME OF SALE: May 5, Community No. 280, Regatta Court 2011 at 10:00 AM Homes II, Located in Dakota County.

PLACE OF SALE:Sheriff's Office, Law COUNTY IN WHICH PROPERTY IS Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF to pay the debt then secured by said MORTGAGE: $157,500.00 Mortgage, and taxes, if any, on said AMOUNT DUE AND CLAIMED TO BE premises, and the costs and disburseDUE AS OF DATE OF NOTICE, INCLUD- m e n t s , i n c l u d i n g a t t o r n e y s ' f e e s ING TAXES, IF ANY, PAID BY MORT- allowed by law subject to redemption GAGEE: $139,443.00 within six (6) months from the date of That prior to the commencement of said sale by the mortgagor(s), their this mortgage foreclosure proceeding personal representatives or assigns Mortgagee/Assignee of Mortgagee com- unless reduced to Five (5) weeks under plied with all notice requirements as MN Stat. §580.07. required by statute; That no action or TIME AND DATE TO VACATE PROPproceeding has been instituted at law E R T Y : I f t h e r e a l e s t a t e i s a n o r o t h e r w i s e t o r e c o v e r t h e d e b t owner-occupied, single-family dwellsecured by said mortgage, or any part ing, unless otherwise provided by law, thereof; the date on or before which the mortPURSUANT to the power of sale con- gagor(s) must vacate the property if the tained in said mortgage, the above mortgage is not reinstated under secdescribed property will be sold by the tion 580.30 or the property is not Sheriff of said county as follows: redeemed under section 580.23 is DATE AND TIME OF SALE: April 28, 11:59 p.m. on November 7, 2011.

2011 at 10:00 AM MORTGAGOR(S) RELEASED FROM PLACE OF SALE: S h e r i f f ' s O f f i c e , FINANCIAL OBLIGATION ON MORTLaw Enforcement Center, 1580 Hwy GAGE:None 55, Lobby #S-100, Hastings, MN "THE TIME ALLOWED BY LAW FOR to pay the debt then secured by said REDEMPTION BY THE MORTGAGOR, Mortgage, and taxes, if any, on said THE MORTGAGOR'S PERSONAL REPpremises, and the costs and disburse- RESENTATIVES OR ASSIGNS, MAY BE m e n t s , i n c l u d i n g a t t o r n e y s ' f e e s REDUCED TO FIVE WEEKS IF A JUDIallowed by law subject to redemption CIAL ORDER IS ENTERED UNDER within six (6) months from the date of MINNESOTA STATUTES, SECTION said sale by the mortgagor(s), their 5 8 2 . 0 3 2 , D E T E R M I N I N G , A M O N G personal representatives or assigns OTHER THINGS, THAT THE MORTunless reduced to Five (5) weeks under GAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF MN Stat. §580.07.

TIME AND DATE TO VACATE PROP- LESS THAN FIVE UNITS, ARE NOT E R T Y : I f t h e r e a l e s t a t e i s a n PROPERTY USED IN AGRICULTURAL owner-occupied, single-family dwell- P R O D U C T I O N , A N D A R E ing, unless otherwise provided by law, ABANDONED." Dated: March 4, 2011. the date on or before which the mortU.S. Bank, N. A. gagor(s) must vacate the property if the Mortgagee/Assignee of Mortgagee mortgage is not reinstated under section 580.30 or the property is not USSET, WEINGARDEN AND LIEBO, P.L.L.P. redeemed under section 580.23 is Attorneys for Mortgagee/Assignee of 11:59 p.m. on October 28, 2011.

Mortgagee MORTGAGOR(S) RELEASED FROM 4500 Park Glen Road #300 FINANCIAL OBLIGATION ON MORT- Minneapolis, MN 55416 (952) 925-6888 GAGE: None "THE TIME ALLOWED BY LAW FOR 19-1850 REDEMPTION BY THE MORTGAGOR, THIS IS A COMMUNICATION FROM THE MORTGAGOR'S PERSONAL REP- A DEBT COLLECTOR. 3/17-4/21/11 RESENTATIVES OR ASSIGNS, MAY BE 2537512 REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION NOTICE OF MORTGAGE 582.032, DETERMINING, AMONG FORECLOSURE SALE OTHER THINGS, THAT THE MORTTHE RIGHT TO VERIFICATION GAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF OF THE DEBT AND IDENTITY OF LESS THAN FIVE UNITS, ARE NOT THE ORIGINAL CREDITOR WITHIN PROPERTY USED IN AGRICULTURAL THE TIME PROVIDED BY LAW IS P R O D U C T I O N , A N D A R E NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that ABANDONED." default has occurred in conditions of Dated: March 2, 2011. the following described mortgage: CitiMortgage, Inc. DATE OF MORTGAGE: December 24, Mortgagee/Assignee of Mortgagee 2003 USSET, WEINGARDEN AND LIEBO, P.L.L.P. MORTGAGOR: William T. Herndon, a Attorneys for Mortgagee/Assignee of single person.

Mortgagee MORTGAGEE: Homestead Mortgage 4500 Park Glen Road #300 Corporation.

Minneapolis, MN 55416 DATE AND PLACE OF RECORDING: (952) 925-6888 Registered February 20, 2004, Dakota 10-5308 County Registrar of Titles, Document THIS IS A COMMUNICATION FROM No. 0530485, Certificate of Title No. A DEBT COLLECTOR. 2540227 3/17-4/21/11 130931.

ASSIGNMENTS OF MORTGAGE: Assigned to: U.S. Bank, N.A., Dated: December 24, 2003, Recorded: February 20, 2004, Document No. 0530486.

NOTICE OF MORTGAGE Said Mortgage being Registered Land.

FORECLOSURE SALE TRANSACTION AGENT: NONE THE RIGHT TO VERIFICATION TRANSACTION AGENT'S MORTOF THE DEBT AND IDENTITY OF GAGE IDENTIFICATION NUMBER ON THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS MORTGAGE: NONE LENDER OR BROKER AND MORTNOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that G A G E O R I G I N A T O R S T A T E D O N default has occurred in conditions of MORTGAGE: Homestead Mortgage the following described mortgage: Corporation RESIDENTIAL MORTGAGE SERDATE OF MORTGAGE:November 20, 2007 VICER: U.S. Bank Home Mortgage MORTGAGOR:Ian Patterson, a single MORTGAGED PROPERTY ADDRESS: person.

13992 Holyoke Court, Apple Valley, MN MORTGAGEE:Mortgage Electronic 55124 Registration Systems, Inc..

TAX PARCEL I.D. #: 016640003001 LEGAL DESCRIPTION OF PROPDATE AND PLACE OF RECORDING: Recorded December 6, 2007, Dakota ERTY: Lot 3, Block 1, Schimek 1st AddiCounty Recorder, Document No. 2559832. tion.

ASSIGNMENTS OF MORTGAGE: COUNTY IN WHICH PROPERTY IS Assigned to: U.S. Bank, N.A., Dated: LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF January 13, 2011.

TRANSACTION AGENT: Mortgage MORTGAGE: $163,706.00 AMOUNT DUE AND CLAIMED TO BE Electronic Registration Systems, Inc. T R A N S A C T I O N A G E N T ' S M O R T - DUE AS OF DATE OF NOTICE, INCLUDGAGE IDENTIFICATION NUMBER ON ING TAXES, IF ANY, PAID BY MORTGAGEE: $170,465.21 MORTGAGE: 100143500723220013 That prior to the commencement of LENDER OR BROKER AND MORTG A G E O R I G I N A T O R S T A T E D O N this mortgage foreclosure proceeding MORTGAGE: American Mortgage Cor- Mortgagee/Assignee of Mortgagee comporation plied with all notice requirements as R E S I D E N T I A L M O R T G A G E S E R - required by statute; That no action or proceeding has been instituted at law VICER: U.S. Bank Home Mortgage MORTGAGED PROPERTY ADDRESS: o r o t h e r w i s e t o r e c o v e r t h e d e b t 1521 Circle Drive, Burnsville, MN secured by said mortgage, or any part 55337 thereof; T A X P A R C E L I . D . # : PURSUANT to the power of sale con02-82203-060-02 tained in said mortgage, the above LEGAL DESCRIPTION OF PROP- described property will be sold by the ERTY: Sheriff of said county as follows: DATE AND TIME OF SALE: May 5, Lot 6, Block 2 Vista View 4th Addition according to the recorded plat 2011 at 10:00 AM thereof, Dakota County, Minnesota PLACE OF SALE: S h e r i f f ' s O f f i c e , COUNTY IN WHICH PROPERTY IS Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN LOCATED:Dakota ORIGINAL PRINCIPAL AMOUNT OF to pay the debt then secured by said MORTGAGE:$189,006.00 AMOUNT DUE AND CLAIMED TO BE ���������� �� ���� �����

PUBLIC NOTICE

PUBLIC NOTICE

��� ����� �� ���� ������ ������ �������OBTAINED WILL BE INFORMATION USED FOR THAT PURPOSE. ���������� ���� ��������� to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07.

TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on November 7, 2011.

MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: March 8, 2011.

U.S. Bank, N. A. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 19-1780 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2539936 3/17-4/21/11

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: August 12, 2005 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $248,000.00 MORTGAGOR(S): Christian P Lorenzen and Lisa M. Lorenzen, husband and wife MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded: September 27, 2005 Dakota County Recorder Document Number: 2364893 ASSIGNMENTS OF MORTGAGE: And assigned to: The Bank of New York Mellon fka the Bank of New York as Trustee for the Certificateholders CWALT, Inc. Alternative Loan Trust 2005-57CB Mortgage Pass-through Certificates, Series 2005-57CB Dated: March 09, 2010 Recorded: April 19, 2010 Dakota County Recorder Document Number: 2725581 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100014440002229326 Lender or Broker: NetBank, FSB Residential Mortgage Servicer: BAC Home Loans Servicing, L.P. Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 23870 Conrad Ave, Hampton, MN 55031-9725 Tax Parcel ID Number: 17.00700.010.51 LEGAL DESCRIPTION OF PROPERTY: The North 150 feet of the South 785 feet of the West 290 feet of the E 1/2 of the SW 1/4 of Section 7, Township 113, Range 18, according to the United States Government Survey thereof and situate in Dakota County, Minnesota.

AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $263,829.04 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: April 29, 2011 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns.

If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on October 29, 2011, or the next business day if October 29, 2011 falls on a Saturday, Sunday or legal holiday.

Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE

THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: March 17, 2011 ASSIGNEE OF MORTGAGEE: THE BANK OF NEW YORK MELLON FKA THE BANK OF NEW YORK AS TRUSTEE FOR THE CERTIFICATEHOLDERS OF CWALT, INC., ALTERNATIVE LOAN TRUST 2005-57CB, MORTGAGE PASS-THROUGH CERTIFICATES, SERIES 2005-57CB Wilford & Geske, P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 013148F02 2539045 3/17-4/21/11

PUBLIC NOTICE

NOTICE OF ASSOCIATION LIEN FORECLOSURE SALE NOTICE IS HEREBY GIVEN, that default has occurred in the terms and conditions of the Declaration for Ridgeview Condominium Homes ("Declaration") as recorded in the office of the County Recorder in and for Dakota County, Minnesota, which said Declaration covers the following described property situated in the County of Dakota and State of Minnesota, to-wit: Apartment Number 102, 12840 Nicollet Avenue South, Condominium Ownership No. 15, Ridgeview Condominium Homes P R O P E R T Y A D D R E S S : 12840 Nicollet Avenue South Unit 102, Burnsville MN 55337 THAT, pursuant to said Declaration, there is claimed to be due and owing as of the date of this Notice by Ryan M. Buesgens, as Unit owner, to Ridgeview Homeowners Association, the principal amount of Three Thousand Sixty One and 00/100 ($3,061.00) for condominium assessments; and that any action being now pending at law or otherwise to recover said debt or any part thereof has been discontinued, or that an execution upon any judgment rendered therein has been returned unsatisfied, in whole or in part, and; THAT, pursuant to said Declaration, and the statute in such case made and provided, said debt creates a lien upon said premises in favor of Ridgeview Homeowners Association, as evidenced by that Notice of Lien dated September 13, 2010, and recorded February 8, 2011, as Document No. 2785201 i n t h e D a k o t a C o u n t y Recorder's Office.

THAT, notice is hereby given that by virtue of the power of sale created by statute, said lien will be foreclosed by the sale of said premises with the hereditiments and appurtenances thereto, which said sale will be made by the Sheriff of Dakota County, at public auction to the highest bidder, for cash, to pay the amount then due for said condominium assessments, together with the costs of foreclosure, including attorney's fees as allowed by law, as follows: DATE AND TIME OF SALE: May 11, 2011, at 10:00 A.M. PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Hastings, MN. The time allowed by law for redemption by the Unit owner, their personal representatives or assigns, is six (6) months from the date of said sale. If no redemption occurs, the property must be vacated by 11:59 PM on November 11, 2011.

Dated: March 9, 2011 By /s/ David J. Raymond, #221818 Attorney for Ridgeview Homeowners Association 5838 Blackshire Path Inver Grove Heights, MN 55076 651-455-3100 File # 1441163 THIS COMMUNICATION IS FROM A DEBT COLLECTOR 2546361 3/24-4/28/11

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: A u g u s t 3 0 , 2004 MORTGAGOR: Maury Naza, a single person.

MORTGAGEE: Mortgage Electronic Registration Systems, Inc..

DATE AND PLACE OF RECORDING: Recorded October 11, 2004, Dakota County Recorder, Document No. 2256525.

ASSIGNMENTS OF MORTGAGE: Assigned to: CitiMortgage, Inc., Dated: February 25, 2011.

February 25, 2011.

TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100060677001402585 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Integrity One Mortgage LLC RESIDENTIAL MORTGAGE SERVICER: CitiMortgage, Inc. MORTGAGED PROPERTY ADDRESS: 7926 Upper 167th Street West, Lakeville, MN 55044 TAX PARCEL I.D. #: 22-27600-130-04 LEGAL DESCRIPTION OF PROPERTY: Lot 13, Block 4, Foxborough, Dakota County, Minnesota COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $206,150.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $211,134.66 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: May 6, 2011 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07.

TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on November 7, 2011.

MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: March 7, 2011.

CitiMortgage, Inc. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 10-5667 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2539994 3/17-4/21/11

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: February 20, 2004 MORTGAGORS: A d a m C . H o f f m a n and Sara J. Peine, both single persons.

MORTGAGEE: Dakota Mortgage Corporation.

DATE AND PLACE OF RECORDING: Recorded April 12, 2004, Dakota County Recorder, Document No. 2194165.

ASSIGNMENTS OF MORTGAGE: Assigned to: Mortgage Electronic Registration Systems, Inc, Dated: February 20, 2004, Recorded: April 12, 2004, Document No. 2194166. And thereafter assigned to: CitiMortgage, Inc, Dated: August 26, 2010, Recorded: September 13, 2010, Document No. 2751924.

TRANSACTION AGENT: NONE TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: NONE LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Dakota Mortgage Corporation RESIDENTIAL MORTGAGE SERVICER: CitiMortgage, Inc. MORTGAGED PROPERTY ADDRESS: 15600 Upper 194th Street East, Hastings, MN 55033 TAX PARCEL I.D. #: 330190014028 LEGAL DESCRIPTION OF PROPERTY: Exhibit “A” The East 174.02 feet of the West 555.05 feet of the South 1/2 Northwest 1/4 of Section 19, Township

west 1/4 of Section 19, Township 114, Range 16, lying South of Line B. Description of Line B: Commencing at a point on the West line of the South 1/2 Northwest 1/4 of Section 19, Township 114, Range 16, 253.52 feet North of the Southwest corner thereof; thence Northeasterly 1790.18 feet to a point which is 1790.04 feet East of the West line of said South 1/2 Northwest 1/4 and 288.89 feet North of the South line of said South 1/2 Northwest 1/4, Dakota County, Minnesota, according to the Government Survey thereof.

COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $197,400.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $183,703.29 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: May 5, 2011 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07.

TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on November 7, 2011.

MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: March 7, 2011.

CitiMortgage, Inc. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 10-5681 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2538765 3/17-4/21/11

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: August 23, 2005 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $140,000.00 MORTGAGOR(S): Gwendolyn Lundell, a single person and Melvin Welch, a single person MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded: October 28, 2005 Dakota County Recorder Document Number: 2375469 ASSIGNMENTS OF MORTGAGE: And assigned to: Aurora Loan Services, LLC Dated: February 23, 2011 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100053030007998843 Lender or Broker: Aegis Wholesale Corporation Residential Mortgage Servicer: Aurora Loan Services, LLC Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 735 6th St W, Hastings, MN 55033-1727 Tax Parcel ID Number: 19-10500-103-40 LEGAL DESCRIPTION OF PROPERTY: Lot 9 and 10, Block 40, Addition No. 13 to the City of Hastings, according to the recorded plat thereof, Dakota County, Minnesota; except the east 3.66 feet of said Lot 9; and also except the south 76 feet of said Lot 9 and Lot 10.

AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $136,615.19 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof;

part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: April 29, 2011 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns.

If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on October 29, 2011, or the next business day if October 29, 2011 falls on a Saturday, Sunday or legal holiday.

Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. ASSIGNEE OF MORTGAGEE: Aurora Loan Services, LLC Wilford & Geske, P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 019241F01 2533756 3/17-4/21/11

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: May 24, 2006 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $210,000.00 MORTGAGOR(S): Edward C. Johnson and Judith M. Johnson, aka Judy M. Johnson, husband and wife MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded: June 19, 2006 Dakota County Recorder Document Number: 2438902 ASSIGNMENTS OF MORTGAGE: And assigned to: GMAC Mortgage, LLC Dated: January 18, 2011 Recorded: January 31, 2011 Dakota County Recorder Document Number: 2783142 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 1000375-0594716904-4 Lender or Broker: GMAC Mortgage Corporation Residential Mortgage Servicer: GMAC Mortgage, LLC Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 4073 156th St W, Rosemount, MN 55068-6601 Tax Parcel ID Number: 34-67650-030-01 LEGAL DESCRIPTION OF PROPERTY: Lot 3, Block 1, Shannon Pond, Dakota County, Minnesota AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $206,378.77 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: April 29, 2011 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns.

If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on October 29, 2011, or the next business day if October 29, 2011 falls on a Saturday, Sunday or legal holiday.

Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM

THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: March 17, 2011 ASSIGNEE OF MORTGAGEE: GMAC Mortgage, LLC Wilford & Geske, P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 018391F02 2539599 3/17-4/21/11

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN: That default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: June 9, 2005 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $194,000.00 MORTGAGOR(S): George D Berg and Melissa A Berg, as husband and wife, as joint tenants MORTGAGEE: New Century Mortgage Corporation SERVICER: Carrington Mortgage Services, LLC LENDER: New Century Mortgage Corporation.

DATE AND PLACE OF FILING: Dakota County Minnesota, Recorder, on June 24, 2005, as Document No. 2333776 ASSIGNED TO: Deutsche Bank National Trust Company, as Trustee, for Carrington Mortgage Loan Trust, Series 2005-NC5 Asset-Backed Pass-Through Certificates Dated: March 7, 2011, and recorded March 17, 2011 by Document No. 2791760.

LEGAL DESCRIPTION OF PROPERTY: Lot 3, Block 2, Dakota Heights 8th Addition, Dakota County, Minnesota PROPERTY ADDRESS: 17528 ICELAND TR, LAKEVILLE, MN 55044-0000 PROPERTY I.D: 22-19407-03-002 COUNTY IN WHICH PROPERTY IS LOCATED: Dakota THE AMOUNT CLAIMED TO BE DUE ON THE MORTGAGE ON THE DATE OF THE NOTICE: One Hundred Ninety-Eight Thousand Three Hundred Twenty-One and 01/100 ($198,321.01) THAT no action or proceeding has been instituted at law to recover the debt secured by said mortgage, or any part thereof; that there has been compliance with all pre-foreclosure notice and acceleration requirements of said mortgage, and/or applicable statutes; PURSUANT, to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: 10:00 AM on May 10, 2011 PLACE OF SALE: Sheriff`s Mai n Office, Law Enforcement Center, 1580 Highway 55, Hastings MN 55033-2343 to pay the debt then secured by said mortgage and taxes, if any actually paid by the mortgagee, on the premises and the costs and disbursements allowed by law.

The time allowed by law for redemption by said mortgagor(s), their personal representatives or assigns is 6 months from the date of sale.

"THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR`S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: March 24, 2011 Deutsche Bank National Trust Company, as Trustee, for Carrington Mortgage Loan Trust, Series 2005-NC5 Asset-Backed Pass-Through Certificates Randall S. Miller & Associates, PLLC Attorneys for Assignee of Mortgage/ Mortgagee One Financial Plaza, 120 South Sixth Street, Suite 1100 Minneapolis, MN 55402 Phone: 612-573-3677 Our File No. 11MN00104-1 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. ASAP# 3946717 03/24/2011, 03/31/2011, 04/07/2011, 04/14/2011, 04/21/2011, 04/28/2011 2546159 3/24-4/28/11

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PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: September 18, 2007 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $190,697.00 MORTGAGOR(S): Stanislav Verenich, single man MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded: August 25, 2009 Dakota County Recorder Document Number: 2680285 ASSIGNMENTS OF MORTGAGE: And assigned to: Nationstar Mortgage, LLC Dated: February 09, 2011 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100011520046924512 Lender or Broker: CitiMortgage, Inc. Residential Mortgage Servicer: Nationstar Mortgage, LLC Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 1288 Prairie View Trl, Farmington, MN 55024-8446 Tax Parcel ID Number: 14-15304-030-02 LEGAL DESCRIPTION OF PROPERTY: Lot 3, Block 2, Bristol Square 5th Addition, according to the recorded plat thereof, Dakota County, Minnesota.

AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $198,440.92 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: May 20, 2011 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns.

If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on November 20, 2011, or the next business day if November 20, 2011 falls on a Saturday, Sunday or legal holiday.

Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: April 07, 2011 ASSIGNEE OF MORTGAGEE: Nationstar Mortgage, LLC Wilford & Geske, P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 019188F01 2561440 4/7-5/12/11

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: September 20, 2005 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $144,000.00 MORTGAGOR(S): Pamela K. Wegner, a single person MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded: October 05, 2005 Dakota County Recorder Document Number: 2367272 ASSIGNMENTS OF MORTGAGE: And assigned to: The Bank Of New York Mellon FKA The Bank Of New York, Not In Its Individual Capacity But Solely As Trustee For The Benefit Of The Certificateholders Of The Cwabs Inc, Asset-Backed Certificates, Series 2006-IM1 Dated: February 23, 2011 Transaction Agent: Mortgage Elec-

Transaction Agent: Mortgage Elec tronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100077910004804395 Lender or Broker: Decision One Mortgage Company, LLC Residential Mortgage Servicer: BAC Home Loans Servicing, L.P. Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 4896 Boatman Ln, Inver Grove Heights, MN 55076-1160 Tax Parcel ID Number: 20.44027.702.10 LEGAL DESCRIPTION OF PROPERTY: Unit No. 10702, Lafayette Park East, Common Interest Community No. 434, Dakota County, Minnesota AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $128,836.51 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: April 29, 2011 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns.

If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on October 29, 2011, or the next business day if October 29, 2011 falls on a Saturday, Sunday or legal holiday.

Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: March 17, 2011 ASSIGNEE OF MORTGAGEE: The Bank Of New York Mellon FKA The Bank Of New York, Not In Its Individual Capacity But Solely As Trustee For The Benefit Of The Certificateholders Of The Cwabs Inc, Asset-Backed Certificates, Series 2006-IM1 Wilford & Geske, P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 019619F01 2539025 3/17-4/21/11

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: February 27, 2008 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $310,000.00 MORTGAGOR(S): Daniel Godtland and Jill Godtland, husband and wife MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded: March 18, 2008 Dakota County Recorder Document Number: 2578750 ASSIGNMENTS OF MORTGAGE: And assigned to: Nationstar Mortgage, LLC Dated: March 07, 2011 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100052550178481353 Lender or Broker: Access Capital Mortgage Inc. Residential Mortgage Servicer: Nationstar Mortgage, LLC Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 791 Newell Cir, Apple Valley, MN 55124-8929 Tax Parcel ID Number: 01 11707 180 12 LEGAL DESCRIPTION OF PROPERTY: Lot Eighteen (18), Block Twelve (12), Apple Valley Eighth Addition, Dakota County, Minnesota.

AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $315,499.25 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the

tuted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: April 29, 2011 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns.

If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on October 29, 2011, or the next business day if October 29, 2011 falls on a Saturday, Sunday or legal holiday.

Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: March 17, 2011 ASSIGNEE OF MORTGAGEE: Nationstar Mortgage, LLC Wilford & Geske, P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 018363F01 2535026 3/17-4/21/11

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: S e p t e m b e r 18, 2007 MORTGAGOR: M. Michael Baxter, A Single Person.

MORTGAGEE: PNC Bank, National Association successor by merger to National City Mortgage, a division of National City Bank.

DATE AND PLACE OF RECORDING: Recorded October 10, 2007, Dakota County Recorder, Document No. 2549606.

ASSIGNMENTS OF MORTGAGE: Assigned to: Green Tree Servicing LLC, Dated: February 18, 2010, Recorded: March 25, 2010, Document No. 2721257.

TRANSACTION AGENT: NONE TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: NONE LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: National City Mortgage RESIDENTIAL MORTGAGE SERVICER: Green Tree Servicing LLC MORTGAGED PROPERTY ADDRESS: 14333 Banyan Lane, Rosemount, MN 55068 TAX PARCEL I.D. #: 341470038005 LEGAL DESCRIPTION OF PROPERTY: Lot 38, Block 5, CIC No. 250, Bloomfield, Dakota County, Minnesota COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $182,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $178,738.16 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: May 5, 2011 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns

personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07.

TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on November 7, 2011.

MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: March 7, 2011.

Green Tree Servicing LLC Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 90-2234 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2539918 3/17-4/21/11

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: May 19, 2003 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $154,181.00 MORTGAGOR(S): Dennis J. Stacy and Dawn M. Stacy, husband and wife MORTGAGEE: Marketplace Home Mortgage, LLC DATE AND PLACE OF RECORDING: Recorded: July 30, 2003 Dakota County Recorder Document Number: 2086412 ASSIGNMENTS OF MORTGAGE: And assigned to: TCF Mortgage Corporation Dated: May 19, 2003 Recorded: July 30, 2003 Dakota County Recorder Document Number: 2086413 And assigned to: TCF National Bank Dated: March 03, 2011 Transaction Agent: Not Applicable Transaction Agent Mortgage Identification Number: Not Applicable Lender or Broker: Marketplace Home Mortgage, LLC Residential Mortgage Servicer: GMAC Mortgage, LLC Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 569 Kendall Dr, Hastings, MN 55033-4026 Tax Parcel ID Number: 19-16404-210-02 LEGAL DESCRIPTION OF PROPERTY: Lot 21, Block 2, Cari Park 5th Addition, according to the recorded plat thereof, and situate in Dakota County, Minnesota AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $147,186.73 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: April 29, 2011 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns.

If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on October 29, 2011, or the next business day if October 29, 2011 falls on a Saturday, Sunday or legal holiday.

Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED

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������ ������� ����� �� ���� GAGED PREMISES ������ ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT NOTICE OF MORTGAGE PROPERTY USED IN AGRICULTURAL FORECLOSURE SALE PRODUCTION, AND ARE ABANDONED. NOTICE IS HEREBY GIVEN that DATED: March 17, 2011 default has occurred in the conditions ASSIGNEE OF MORTGAGEE: of the following described mortgage: TCF National Bank DATE OF MORTGAGE: December 10, Wilford & Geske, P.A. 2008 Attorneys for Assignee of Mortgagee ORIGINAL PRINCIPAL AMOUNT OF Lawrence A. Wilford MORTGAGE: $218,762.00 James A. Geske MORTGAGOR(S): Dustan Lick, hus8425 Seasons Parkway, Suite 105 band and Nichole Lick, wife Woodbury, MN 55125-4393 MORTGAGEE: Mortgage Electronic (651) 209-3300 Registration Systems, Inc. File Number: 009287F04 DATE AND PLACE OF RECORDING: 2533040 3/17-4/21/11 Recorded: December 18, 2008 Dakota County Recorder Document Number: 2627437 NOTICE OF MORTGAGE ASSIGNMENTS OF MORTGAGE: FORECLOSURE SALE And assigned to: SunTrust Mortgage, THE RIGHT TO VERIFICATION Inc. OF THE DEBT AND IDENTITY OF Dated: March 30, 2011 THE ORIGINAL CREDITOR WITHIN Transaction Agent: Mortgage ElecTHE TIME PROVIDED BY LAW IS tronic Registration Systems, Inc. NOT AFFECTED BY THIS ACTION. Transaction Agent Mortgage IdentifiNOTICE IS HEREBY GIVEN, that cation Number: 100010402254472263 default has occurred in conditions of Lender or Broker: SunTrust Mortthe following described mortgage: gage, Inc. DATE OF MORTGAGE: O c t o b e r 2 9 , Residential Mortgage Servicer: Sun1999 Trust Mortgage, Inc. MORTGAGOR: Christina H GuttormMortgage Originator: Not Applicable son, a single person.

COUNTY IN WHICH PROPERTY IS MORTGAGEE: E d i n a R e a l t y M o r t - LOCATED: Dakota gage, LLC. Property Address: 1191 4th St W, DATE AND PLACE OF RECORDING: Hastings, MN 55033-1608 Recorded December 1, 1999, Dakota Tax Parcel ID Number: C o u n t y R e c o r d e r , D o c u m e n t N o . 191050019022 1656553.

LEGAL DESCRIPTION OF PROPA S S I G N M E N T S O F M O R T G A G E : ERTY: Lot 9, Block 22, Addition No. Assigned to: Wells Fargo Home Mort- T h i r t e e n t o t h e C i t y o f H a s t i n g s , gage, Inc f/k/a Norwest Mortgage Inc., Dakota County, Minnesota Dated: October 29, 1999, Recorded: AMOUNT DUE AND CLAIMED TO BE December 1, 1999, Document No. D U E A S O F D A T E O F N O T I C E : 1656554. And thereafter assigned to: $224,263.04 U.S. Bank, National Association s/b/m THAT all pre-foreclosure requireto The Leader Mortgage Company, ments have been complied with; that Dated: October 29, 1999, Recorded: no action or proceeding has been instiD e c e m b e r 1 , 1 9 9 9 , D o c u m e n t N o . tuted at law or otherwise to recover the 1656555, as corrected by Document debt secured by said mortgage, or any No. 1789339; and also assigned by part thereof; Document No. 1938223.

PURSUANT to the power of sale conTRANSACTION AGENT: NONE tained in said mortgage, the T R A N S A C T I O N A G E N T ' S M O R T - above-described property will be sold GAGE IDENTIFICATION NUMBER ON by the Sheriff of said county as folMORTGAGE: NONE lows: LENDER OR BROKER AND MORTDATE AND TIME OF SALE: May 20, G A G E O R I G I N A T O R S T A T E D O N 2011 at 10:00 AM MORTGAGE: Edina Realty Mortgage, PLACE OF SALE: Dakota County LLC Law Enforcement Center, 1580 HighR E S I D E N T I A L M O R T G A G E S E R - way 55, Lobby S-100, Hastings, MinneVICER: U.S. Bank Home Mortgage sota MORTGAGED PROPERTY ADDRESS: to pay the debt secured by said mort3 1 3 M a i n S t r e e t , F a r m i n g t o n , M N gage and taxes, if any, on said pre55024 mises and the costs and disburseTAX PARCEL I.D. #: 14-77000-100-29 ments, including attorney fees allowed LEGAL DESCRIPTION OF PROP- by law, subject to redemption within ERTY: six (6) months from the date of said Lot 10, Block 29, in the Town of sale by the mortgagor(s), their perFarmington, Dakota County, Minne- sonal representatives or assigns. sota.

If the Mortgage is not reinstated COUNTY IN WHICH PROPERTY IS under Minn. Stat. §580.30 or the propLOCATED: Dakota erty is not redeemed under Minn. Stat.

ORIGINAL PRINCIPAL AMOUNT OF §580.23, the Mortgagor must vacate MORTGAGE: $115,374.00 the property on or before 11:59 p.m. on AMOUNT DUE AND CLAIMED TO BE November 20, 2011, or the next busiDUE AS OF DATE OF NOTICE, INCLUD- ness day if November 20, 2011 falls on ING TAXES, IF ANY, PAID BY MORT- a Saturday, Sunday or legal holiday.

GAGEE: $98,613.34 Mortgagor(s) released from financial That prior to the commencement of obligation: NONE this mortgage foreclosure proceeding THIS COMMUNICATION IS FROM Mortgagee/Assignee of Mortgagee com- A DEBT COLLECTOR ATTEMPTplied with all notice requirements as ING TO COLLECT A DEBT. ANY required by statute; That no action or INFORMATION OBTAINED WILL BE proceeding has been instituted at law USED FOR THAT PURPOSE. or otherwise to recover the debt THE RIGHT TO VERIFICATION OF secured by said mortgage, or any part THE DEBT AND IDENTITY OF THE thereof; ORIGINAL CREDITOR WITHIN THE PURSUANT to the power of sale con- T I M E P R O V I D E D B Y L A W I S N O T tained in said mortgage, the above AFFECTED BY THIS ACTION. described property will be sold by the THE TIME ALLOWED BY LAW FOR Sheriff of said county as follows: REDEMPTION BY THE MORTGAGOR, DATE AND TIME OF SALE: May 13, THE MORTGAGOR'S PERSONAL REP2011 at 10:00 AM RESENTATIVES OR ASSIGNS, MAY BE PLACE OF SALE: S h e r i f f ' s O f f i c e , REDUCED TO FIVE WEEKS IF A JUDILaw Enforcement Center, 1580 Hwy CIAL ORDER IS ENTERED UNDER 55, Lobby #S-100, Hastings, MN MINNESOTA STATUTES, SECTION to pay the debt then secured by said 5 8 2 . 0 3 2 , D E T E R M I N I N G , A M O N G Mortgage, and taxes, if any, on said OTHER THINGS, THAT THE MORTpremises, and the costs and disburse- GAGED PREMISES ARE IMPROVED m e n t s , i n c l u d i n g a t t o r n e y s ' f e e s WITH A RESIDENTIAL DWELLING OF allowed by law subject to redemption LESS THAN FIVE UNITS, ARE NOT within six (6) months from the date of PROPERTY USED IN AGRICULTURAL said sale by the mortgagor(s), their PRODUCTION, AND ARE ABANDONED. personal representatives or assigns DATED: April 07, 2011 unless reduced to Five (5) weeks under ASSIGNEE OF MORTGAGEE: MN Stat. §580.07.

SunTrust Mortgage, Inc. TIME AND DATE TO VACATE PROP- Wilford & Geske, P.A. E R T Y : I f t h e r e a l e s t a t e i s a n Attorneys for Assignee of Mortgagee owner-occupied, single-family dwell- Lawrence A. Wilford ing, unless otherwise provided by law, James A. Geske the date on or before which the mort- 8425 Seasons Parkway, Suite 105 gagor(s) must vacate the property if the Woodbury, MN 55125-4393 mortgage is not reinstated under sec- (651) 209-3300 tion 580.30 or the property is not File Number: 018946F01 redeemed under section 580.23 is 2560994 4/7-5/12/11 11:59 p.m. on November 14, 2011.

MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTNOTICE OF MORTGAGE GAGE: None FORECLOSURE SALE "THE TIME ALLOWED BY LAW FOR THE RIGHT TO VERIFICATION REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REP- OF THE DEBT AND IDENTITY OF RESENTATIVES OR ASSIGNS, MAY BE THE ORIGINAL CREDITOR WITHIN REDUCED TO FIVE WEEKS IF A JUDI- THE TIME PROVIDED BY LAW IS CIAL ORDER IS ENTERED UNDER NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that MINNESOTA STATUTES, SECTION 5 8 2 . 0 3 2 , D E T E R M I N I N G , A M O N G default has occurred in conditions of OTHER THINGS, THAT THE MORT- the following described mortgage: DATE OF MORTGAGE: July 30, 2007 GAGED PREMISES ARE IMPROVED MORTGAGORS: D u s t y P a r k e r a n d WITH A RESIDENTIAL DWELLING OF Stacey Wolfe, both single.

LESS THAN FIVE UNITS, ARE NOT MORTGAGEE: Mortgage Electronic PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E Registration Systems, Inc. DATE AND PLACE OF RECORDING: ABANDONED." Recorded August 23, 2007, Dakota Dated: March 15, 2011.

County Recorder, Document No. U.S. Bank, National Association 2539588.

Mortgagee/Assignee of Mortgagee ASSIGNMENTS OF MORTGAGE: USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Assigned to: Provident Funding Associates, L.P., Dated: October 4, 2010.

Mortgagee TRANSACTION AGENT: Mortgage 4500 Park Glen Road #300 Electronic Registration Systems, Inc. Minneapolis, MN 55416 TRANSACTION AGENT'S MORT(952) 925-6888 GAGE IDENTIFICATION NUMBER ON 19-2050 THIS IS A COMMUNICATION FROM MORTGAGE: 100053030011976314 A DEBT COLLECTOR. 2554966 3/31-5/5/11 ���������� �� ���� �����

PUBLIC NOTICE

PUBLIC NOTICE

PUBLIC NOTICE

��� ����� �� ���� ������ ������ ������� IF ANY, ING TAXES, GAGEE: $208,083.36 ���������� ���� ��������� MORTGAGE: 100053030011976314 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: AEGIS Wholesale Corporation RESIDENTIAL MORTGAGE SERVICER: Provident Funding Associates, LP MORTGAGED PROPERTY ADDRESS: 18274 English Avenue, Farmington, MN 55024 TAX PARCEL I.D. #: 141950200304 LEGAL DESCRIPTION OF PROPERTY: Unit No. 3, Sherbourne Deck Homes, a Condominium, Condominium Plat CIC No. 129, according to the recorded plat thereof, Dakota County, Minnesota.

COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $145,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $152,676.72 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: May 3, 2011 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07.

TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on November 3, 2011.

MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: March 7, 2011.

Provident Funding Associates, L.P. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 90-1970 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2539849 3/17-4/21/11

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: April 25, 2003 MORTGAGORS: Randy E. Kaeder and Margaret A. Kaeder, husband and wife.

MORTGAGEE: First Franklin Financial Corporation.

DATE AND PLACE OF RECORDING: Recorded June 3, 2003, Dakota County Recorder, Document No. 2056134.

ASSIGNMENTS OF MORTGAGE: Assigned to: PNC Bank, N.A. successor by merger to National City Bank, Dated: June 19, 2009, Recorded: June 29, 2009, Document No. 2667595.

TRANSACTION AGENT: NONE TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: NONE LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: First Franklin Financial Corporation RESIDENTIAL MORTGAGE SERVICER: Select Portfolio Servicing, Inc. MORTGAGED PROPERTY ADDRESS: 8245 Cooper Way, Inver Grove Heights, MN 55076 TAX PARCEL I.D. #: 20-69300-200-03 LEGAL DESCRIPTION OF PROPERTY: Lot 20, Block 3, Sleepy Hollow Addition.

COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $188,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORT-

PAID BY MORT

That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: May 6, 2011 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07.

TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on November 7, 2011.

MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: March 7, 2011.

PNC Bank, National Association Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 38-222 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2539831 3/17-4/21/11

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: August 26, 2005 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $184,500.00 MORTGAGOR(S): Eua Vilaysone and Seng Vilaysone, husband and wife MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF REGISTERING: Registered: September 22, 2005 Dakota County Registrar of Titles Document Number: 575013 ASSIGNMENTS OF MORTGAGE: And assigned to: Aurora Loan Services, LLC Dated: February 22, 2011 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100200900001007233 Lender or Broker: United Residential Mortgage, LLC Residential Mortgage Servicer: Aurora Loan Services, LLC Mortgage Originator: Not Applicable CERTIFICATE OF TITLE NUMBER: 125860 COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 1854 Jade Ln, Eagan, MN 55122-2101 Tax Parcel ID Number: 10-16706-060-05 LEGAL DESCRIPTION OF PROPERTY: Lot 6, Block 5, Cedar Grove Number 7, Dakota County, Minnesota.

AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $189,749.43 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; that this is registered property; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: April 29, 2011 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns.

If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate

§580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on October 29, 2011, or the next business day if October 29, 2011 falls on a Saturday, Sunday or legal holiday.

Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: March 17, 2011 ASSIGNEE OF MORTGAGEE: Aurora Loan Services, LLC Wilford & Geske, P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 019425F01 2533746 3/17-4/21/11

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: March 1, 2007 MORTGAGORS: Dodd Carlson and Tami Carlson, husband and wife.

MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded March 22, 2007, Dakota County Recorder, Document No. 2504529.

ASSIGNMENTS OF MORTGAGE: Assigned to: Bayview Loan Servicing, LLC, Dated: November 9, 2009, Recorded: March 24, 2010, Document No. 2720949.

TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100077960000665811 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Decision One Mortgage Company, LLC RESIDENTIAL MORTGAGE SERVICER: Bayview Loan Servicing, LLC MORTGAGED PROPERTY ADDRESS: 444 6th Avenue South, South Saint Paul, MN 55075 TAX PARCEL I.D. #: 36-64300-190-06 LEGAL DESCRIPTION OF PROPERTY: Lot 19, Block 6, Riverside Park Addition to the City of St. Paul, Dakota County, Minnesota.

COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $192,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $228,070.79 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: May 12, 2011 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within five (5) weeks from the date of said sale by the mortgagor(s), their personal representatives pursuant to Prior Mortgagor Postponement under MN Stat. §580.07.

TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on June 16, 2011.

MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED

GAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: March 11, 2011.

Bayview Loan Servicing, LLC Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 90-1520 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2539870 3/17-4/21/11

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN: That default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: May 17, 2005 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $148,000.00 MORTGAGOR(S): Kelly C Davis, a single person MORTGAGEE: Mortgage Electronic Registration Systems, Inc. as nominee for Decision One Mortgage Company, LLC TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. MIN#: 100077910003951601 SERVICER: Ocwen Loan Servicing, LLC LENDER: Decision One Mortgage Company, LLC. DATE AND PLACE OF FILING: Dakota County Minnesota, Recorder, on May 27, 2005, as Document No. 2326229 ASSIGNED TO: WELLS FARGO BANK, NATIONAL ASSOCIATION, as Trustee for the POOLING AND SERVICING AGREEMENT Dated as of August 1, 2005 MORGAN STANLEY ABS CAPITAL I INC. TRUST 2005-HE4 MORTGAGE PASSTHROUGH CERTIFICATES, SERIES 2005-HE4 Dated: September 1, 2010, and recorded January 24, 2011

by Document No. 2781180 .

LEGAL DESCRIPTION OF PROPERTY: That part of Lot 8, Block 1, Cinnamon Ridge 6th Addition, Dakota County, Minnesota, lying Southwesterly of a line drawn from a point on the Northwesterly line of said Lot 8, distant 34.30 feet, Northeasterly from the Northwesterly corner of said Lot 8 to a point on the Southeasterly line of said Lot 8 distant 34.12 feet, Northeasterly from the Southeasterly corner of said Lot 8, as measured along said Lot lines thereof.

PROPERTY ADDRESS: 4378 Cinnamon Ridge Trail, Eagan, MN 55122 PROPERTY I.D: 10 17405 082 01 COUNTY IN WHICH PROPERTY IS LOCATED: Dakota THE AMOUNT CLAIMED TO BE DUE ON THE MORTGAGE ON THE DATE OF THE NOTICE: One Hundred Fifty-Three Thousand Eight Hundred Thirty-Seven and 43/100 ($153,837.43) THAT no action or proceeding has been instituted at law to recover the debt secured by said mortgage, or any part thereof; that there has been compliance with all pre-foreclosure notice and acceleration requirements of said mortgage, and/or applicable statutes; PURSUANT, to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: 10:00 AM on May 10, 2011 P L A C E O F S A L E : Sheriff`s Main Office, Law Enforcement Center, 1580 Highway 55, Hastings MN 55033-2343 to pay the debt then secured by said mortgage and taxes, if any actually paid by the mortgagee, on the premises and the costs and disbursements allowed by law.

The time allowed by law for redemption by said mortgagor(s), their personal representatives or assigns is 6 months from the date of sale.

"THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR`S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: March 24, 2011 WELLS FARGO BANK, NATIONAL ASSOCIATION, as Trustee for the POOLING AND SERVICING AGREEMENT Dated as of August 1, 2005 MORGAN STANLEY ABS CAPITAL I INC. TRUST 2005-HE4 MORTGAGE PASSTHROUGH CERTIFICATES, SERIES 2005-HE4 Randall S. Miller & Associates, PLLC Attorneys for Assignee of Mortgage/ Mortgagee One Financial Plaza, 120 South Sixth Street, Suite 1100 Minneapolis, MN 55402 Phone: 612-573-3677 Our File No. 10MN00869-1 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. ASAP# 3946716 03/24/2011, 03/31/2011, 04/07/2011, 04/14/2011, 04/21/2011, 04/28/2011 2546213 3/24-4/28/11

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: July 30, 2004 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $322,500.00 MORTGAGOR(S): Edwin Adorno and Fabiola E. Adorno, husband and wife MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded: August 26, 2004 Dakota County Recorder Document Number: 2242313 LOAN MODIFICATION: Dated: March 01, 2010 Recorded: May 13, 2010 Document Number: 2730081 ASSIGNMENTS OF MORTGAGE: And assigned to: Aurora Loan Services, LLC Dated: March 18, 2011 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100053030006513866 Lender or Broker: Aegis Wholesale Corporation Residential Mortgage Servicer: Aurora Loan Services, LLC Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 16355 Hyland Ave, Lakeville, MN 55044-3800 Tax Parcel ID Number: 22-34600-020-02 LEGAL DESCRIPTION OF PROPERTY: Lot 2, Block 2, Hypointe Crossing, Dakota County, Minnesota.

AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $371,268.12 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: May 20, 2011 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns.

If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on November 20, 2011, or the next business day if November 20, 2011 falls on a Saturday, Sunday or legal holiday.

Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: April 07, 2011 ASSIGNEE OF MORTGAGEE: Aurora Loan Services, LLC Wilford & Geske, P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 006936F02 2559241 4/7-5/12/11

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: O c t o b e r 1 2 , 2007 MORTGAGORS: Nicole J. Voss and Scott Voss, wife and husband.

MORTGAGEE: J P M o r g a n C h a s e Bank, N.A. as successor by purchase

by FDIC as receiver for Washington Mutual Bank f/k/a Washington Mutual Bank, FA. DATE AND PLACE OF RECORDING: Recorded October 23, 2007, Dakota County Recorder, Document No. 2552184.

ASSIGNMENTS OF MORTGAGE: NONE TRANSACTION AGENT: NONE TRANSACTION AGENT'S MORT-

TRANSACTION AGENT S MORT GAGE IDENTIFICATION NUMBER ON MORTGAGE: NONE LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Washington Mutual Bank, FA RESIDENTIAL MORTGAGE SERVICER: Chase Home Finance LLC MORTGAGED PROPERTY ADDRESS: 16440 Havelock Way, Lakeville, MN 55044 TAX PARCEL I.D. #: 22-32902-080-05 LEGAL DESCRIPTION OF PROPERTY: Lot 8, Block 5, Highview Heights 3rd Addition COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $260,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $260,187.57 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: May 6, 2011 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07.

TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on November 7, 2011.

MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: March 10, 2011.

JPMorgan Chase Bank, N.A. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 60-3581 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2540201 3/17-4/21/11

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE:J a n u a r y 1 8 , 2005 MORTGAGOR:Winifred Z. Muyingo, a single person.

MORTGAGEE:Mortgage Electronic Registration Systems, Inc..

DATE AND PLACE OF RECORDING: Recorded February 24, 2005, Dakota County Recorder, Document No. 2298494 and rerecorded as Document No. 2319196.

ASSIGNMENTS OF MORTGAGE: Assigned to: U.S. Bank, N.A., Dated: March 2, 2011.

TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100021278843212171 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: U.S. Bank, N.A. RESIDENTIAL MORTGAGE SERVICER: U.S. Bank Home Mortgage MORTGAGED PROPERTY ADDRESS: 1501 131st Street East, Burnsville, MN 55337 T A X P A R C E L I . D . # : 02-17002-100-02 LEGAL DESCRIPTION OF PROPERTY: Lot 10, Block 2, Chateaulin 3rd Addition.

COUNTY IN WHICH PROPERTY IS LOCATED:Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE:$187,200.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORT-

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ING TAXES, IF ANY, PAID BY MORT GAGEE:$221,378.44 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: May 5, 2011 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07.

TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on November 7, 2011.

MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE:None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: March 8, 2011.

U.S. Bank, N. A. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 19-1919 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2537499 3/17-4/21/11

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE:O c t o b e r 2 5 , 2007 MORTGAGORS:Donald L. Marshall and Donna M. Marshall, Husband and Wife.

MORTGAGEE:Mortgage Electronic Registration Systems, Inc..

DATE AND PLACE OF RECORDING: Recorded November 1, 2007, Dakota County Recorder, Document No. 2553875.

ASSIGNMENTS OF MORTGAGE: Assigned to: U.S. Bank, N.A., Dated: February 28, 2011.

TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100021278844922877 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: U.S. Bank, N.A. RESIDENTIAL MORTGAGE SERVICER: U.S. Bank Home Mortgage MORTGAGED PROPERTY ADDRESS: 6594 Folsom Path, Lakeville, MN 55024 T A X P A R C E L I . D . # : 22-38125-080-01 LEGAL DESCRIPTION OF PROPERTY: Lot 8, Block 1, Jacob Glen Estates, according to the recorded plat thereof, Dakota County, Minnesota COUNTY IN WHICH PROPERTY IS LOCATED:Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE:$108,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE:$107,352.38 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: May 3, 2011 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disburse-

premises, and the costs and disburse ments, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07.

TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on November 3, 2011.

MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE:None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: March 4, 2011.

U.S. Bank, N. A. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 19-2008 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2537509 3/17-4/21/11

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: April 16, 2010 MORTGAGOR: Christopher E. Venning, A Single Person.

MORTGAGEE: Mortgage Electronic Registration Systems, Inc..

DATE AND PLACE OF RECORDING: Recorded April 28, 2010, Dakota County Recorder, Document No. 2727229.

ASSIGNMENTS OF MORTGAGE: Assigned to: Chase Home Finance LLC, Dated: March 8, 2011.

TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100026900111276720 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Bell America Mortgage LLC DBA Bell Mortgage RESIDENTIAL MORTGAGE SERVICER: Chase Home Finance LLC MORTGAGED PROPERTY ADDRESS: 2601 Yellowstone Drive, Hastings, MN 55033 TAX PARCEL I.D. #: 19-29701-041-05 LEGAL DESCRIPTION OF PROPERTY: Unit No. 41, Glendale Heights Villas, A Condominium, Common Interest Community Number 439, Dakota County, Minnesota COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $169,350.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $175,816.94 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: May 13, 2011 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07.

TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on November 14, 2011.

MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDI-

REDUCED TO FIVE WEEKS IF A JUDI CIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: March 10, 2011.

Chase Home Finance LLC Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 30-10404 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2546038 3/24-4/28/11

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE:June 22, 2007 MORTGAGORS:Mikhail I. Gutsalyuk and Natasha V. Gutsalyuk, husband and wife.

MORTGAGEE:Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded July 10, 2007, Dakota County Recorder, Document No. 2529371.

ASSIGNMENTS OF MORTGAGE: Assigned to: Chase Home Finance LLC, Dated: December 15, 2008, Recorded: December 26, 2008, Document No. 2628320.

TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100162500039237228 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: AmTrust Bank RESIDENTIAL MORTGAGE SERVICER: Chase Home Finance LLC MORTGAGED PROPERTY ADDRESS: 18730 Dylan Drive, Farmington, MN 55024 T A X P A R C E L I . D . # : 14-47801-120-04 LEGAL DESCRIPTION OF PROPERTY: Lot 12, Block 4, Meadow Creek Second Addition, Dakota County, Minnesota.

COUNTY IN WHICH PROPERTY IS LOCATED:Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE:$261,250.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE:$329,605.23 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: May 24, 2011 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07.

TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on November 25, 2011.

MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE:None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: March 30, 2011.

Chase Home Finance LLC Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 30-6113 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2562528 4/7-5/12/11

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: MORTGAGORS:Michelle Kuyatt and Brian S. Kuyatt, wife and husband.

MORTGAGEE:Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded October 6, 2008, Dakota County Recorder, Document No. 2616420.

ASSIGNMENTS OF MORTGAGE: Assigned to: CitiMortgage, Inc, Dated: April 26, 2010, Recorded: May 11, 2010, Document No. 2729615.

TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100113800001146443 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Land Home Financial Services RESIDENTIAL MORTGAGE SERVICER: CitiMortgage, Inc. MORTGAGED PROPERTY ADDRESS: 17590 Italy Path, Lakeville, MN 55044 TAX PARCEL I.D. #: 221940204002 LEGAL DESCRIPTION OF PROPERTY: Lot Four, Block Two, Dakota Heights Third Addition COUNTY IN WHICH PROPERTY IS LOCATED:Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE:$323,727.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE:$344,448.10 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: May 20, 2011 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07.

TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on November 21, 2011.

MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE:None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: March 29, 2011.

CitiMortgage, Inc. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 10-3805 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2562835 4/7-5/12/11

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. Notice is hereby given that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: May 2, 2007 MORTGAGOR: Bjornson Family Inter Vivos Revocable Trust MORTGAGEE: U.S. Bank National Association ND DATE AND PLACE OF RECORDING: Recorded: May 17, 2007 Dakota County Registrar of Titles Document #: 610862 ASSIGNMENTS OF MORTGAGE: None LEGAL DESCRIPTION OF PROPERTY: LOT TWO (2) BLOCK TWO (2) IN CEDAR GROVE NO. 3, ACCORD-

���

������ ������ LEGAL ������� ����� �� ���� CEDAR GROVE NO. 3, ACCORD DESCRIPTION OF PROP ING TO THE RECORDED PLAT ERTY: THEREOF NOW ON FILE AND OF Lot Ten (10), Block Three (3), Autumn Woods RECORD IN THE OFFICE OF THE REGISTER OF DEEDS WITHIN COUNTY IN WHICH PROPERTY IS A N D F O R S A I D C O U N T Y A N D LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF STATE, DAKOTA COUNTY, MINNESOTA. MORTGAGE: $259,250.00 The Torrens Certificate No. is 13714 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDPARCEL ID #: 10-16702-020-02 TAXES, IF ANY, PAID BY MORTING PROPERTY ADDRESS: 4078 DiaGAGEE: $267,825.04 mond Dr., Eagan, Minnesota 55122 That prior to the commencement of TRANSACTION AGENT: N/A this mortgage foreclosure proceeding TRANSACTION AGENT ID NO.: N/A CURRENT MORTGAGE SERVICER: Mortgagee/Assignee of Mortgagee complied with all notice requirements as U.S. Bank National Association ND COUNTY IN WHICH PROPERTY IS required by statute; That no action or proceeding has been instituted at law LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF o r o t h e r w i s e t o r e c o v e r t h e d e b t secured by said mortgage, or any part MORTGAGE: $241,000.00 AMOUNT DUE AND CLAIMED TO BE thereof; PURSUANT to the power of sale conDUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY PAID BY MORT- tained in said mortgage, the above described property will be sold by the GAGEE: $248,616.11 That prior to the commencement of Sheriff of said county as follows: DATE AND TIME OF SALE: May 12, this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee com- 2011 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , plied with all notice requirements as required by statute; that no Mortgag- Law Enforcement Center, 1580 Hwy ors have been released from financial 55, Lobby #S-100, Hastings, MN obligation on said Mortgage; that no to pay the debt then secured by said action or proceeding has been insti- Mortgage, and taxes, if any, on said t u t e d b y l a w t o r e c o v e r t h a t d e b t premises, and the costs and disbursesecured by said Mortgage, or any part m e n t s , i n c l u d i n g a t t o r n e y s ' f e e s thereof; that all conditions precedent allowed by law subject to redemption to foreclose of the Mortgage and accel- within six (6) months from the date of eration of the debt secures thereby said sale by the mortgagor(s), their personal representatives or assigns have been fulfilled; P U R S U A N T t o t h e p o w e r o f s a l e unless reduced to Five (5) weeks under therein contained, said Mortgage will MN Stat. §580.07.

TIME AND DATE TO VACATE PROPbe foreclosed and the above described property will be sold by the Sheriff of E R T Y : I f t h e r e a l e s t a t e i s a n owner-occupied, single-family dwellsaid county as follows: DATE AND TIME OF SALE: May 12, ing, unless otherwise provided by law, the date on or before which the mort2011 at 10:00 am PLACE OF SALE: Dakota County gagor(s) must vacate the property if the Law Enforcement Center, Lobby S-100, mortgage is not reinstated under section 580.30 or the property is not 1580 Highway 55, Hastings, MN 55033 to pay the debt the debt then secured redeemed under section 580.23 is by the Mortgage, and taxes, if any, on 11:59 p.m. on November 14, 2011.

MORTGAGOR(S) RELEASED FROM said premises, and the costs and disbursements, including attorneys' fees FINANCIAL OBLIGATION ON MORTallowed by law, subject to redemption GAGE: None "THE TIME ALLOWED BY LAW FOR within six (6) months from the date of sale by the mortgagor, their personal REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPrepresentatives or assigns.

DATE TO VACATE PROPERTY: The RESENTATIVES OR ASSIGNS, MAY BE date on or before which the mortgagor REDUCED TO FIVE WEEKS IF A JUDImust vacate the property if the mort- CIAL ORDER IS ENTERED UNDER gage is not reinstated under Minne- MINNESOTA STATUTES, SECTION sota Statutes section 580.30 nor the 5 8 2 . 0 3 2 , D E T E R M I N I N G , A M O N G property redeemed under Minnesota OTHER THINGS, THAT THE MORTStatutes sections 580.23 is November GAGED PREMISES ARE IMPROVED 12, 2011 at 11:59 p.m. If the foregoing WITH A RESIDENTIAL DWELLING OF date is Saturday, Sunday, or a legal LESS THAN FIVE UNITS, ARE NOT holiday, then the date to vacate is the PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E next business day at 11:59 p.m.

M O R T G A G O R R E L E A S E D F R O M ABANDONED." Dated: March 15, 2011.

FINANCIAL OBLIGATION ON MORTCitiMortgage, Inc. GAGE: None Mortgagee/Assignee of Mortgagee THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, USSET, WEINGARDEN AND LIEBO, P.L.L.P. THE MORTGAGOR'S PERSONAL REP- Attorneys for Mortgagee/Assignee of RESENTATIVES OR ASSIGNS, MAY BE Mortgagee REDUCED TO FIVE WEEKS IF A JUDI- 4500 Park Glen Road #300 CIAL ORDER IS ENTERED UNDER Minneapolis, MN 55416 MINNESOTA STATUTES, SECTION (952) 925-6888 10-5507 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORT- THIS IS A COMMUNICATION FROM GAGED PREMISES ARE IMPROVED A DEBT COLLECTOR. 3/24-4/28/11 WITH A RESIDENTIAL DWELLING OF 2547581 LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. NOTICE OF MORTGAGE THIS COMMUNICATION IS FROM A FORECLOSURE SALE DEBT COLLECTOR ATTEMPTING TO THE RIGHT TO VERIFICATION COLLECT A DEBT. ANY INFORMADEBT AND IDENTITY OF THE OF TION OBTAINED WILL BE USED FOR THE ORIGINAL CREDITOR WITHIN THAT PURPOSE. THE TIME PROVIDED BY LAW IS Dated: March 16, 2011 NOT AFFECTED BY THIS ACTION. U.S. Bank National Association ND NOTICE IS HEREBY GIVEN, that Mortgagee default has occurred in conditions of Kenneth J. Johnson the following described mortgage: Minnesota State Bar No. 0246074 DATE OF MORTGAGE: November 6, Johnson, Blumberg & Associates, LLC 2009 Attorney for Mortgagee MORTGAGOR: Trista J. Edwards, a 230 W. Monroe St., Ste. 1125 single person.

Chicago, IL 60606 MORTGAGEE: Homeservices LendPhone 312-541-9710 ing, LLC Series A d/b/a Edina Realty Fax 312-541-9711 Mortgage.

2546925 3/24-4/28/11 DATE AND PLACE OF RECORDING: Recorded December 4, 2009, Dakota County Recorder, Document No. 2700326.

NOTICE OF MORTGAGE ASSIGNMENTS OF MORTGAGE: FORECLOSURE SALE THE RIGHT TO VERIFICATION Assigned to: Wells Fargo Bank, N.A., OF THE DEBT AND IDENTITY OF Dated: November 6, 2009, Recorded: THE ORIGINAL CREDITOR WITHIN J a n u a r y 2 8 , 2 0 1 0 , D o c u m e n t N o .

THE TIME PROVIDED BY LAW IS 2710939. And thereafter assigned to: U.S. Bank, National Association, NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that Dated: November 6, 2009, Recorded: default has occurred in conditions of J a n u a r y 2 8 , 2 0 1 0 , D o c u m e n t N o .

2710940, and by Document No. the following described mortgage: DATE OF MORTGAGE: December 16, 2725716.

TRANSACTION AGENT: NONE 2006 TRANSACTION AGENT'S MORTMORTGAGORS: Rogelio Rodriguez and Marisol Rodriguez, Husband and GAGE IDENTIFICATION NUMBER ON MORTGAGE: NONE Wife.

LENDER OR BROKER AND MORTMORTGAGEE: A r g e n t M o r t g a g e GAGE ORIGINATOR STATED ON Company, LLC. MORTGAGE: Homeservices Lending, DATE AND PLACE OF RECORDING: Registered March 27, 2007, Dakota LLC Series A d/b/a Edina Realty MortCounty Registrar of Titles, Document gage RESIDENTIAL MORTGAGE SERNo. 607983, Certificate of Title No. VICER: U.S. Bank Home Mortgage 141339.

MORTGAGED PROPERTY ADDRESS: ASSIGNMENTS OF MORTGAGE: Assigned to: Mortgage Electronic Reg- 615 Burnsville Parkway East #12, istration Systems, Inc., Dated: Febru- Burnsville, MN 55337 TAX PARCEL I.D. #: 025720002200 ary 11, 2009, Recorded: March 5, 2009, LEGAL DESCRIPTION OF PROPDocument No. T640187. And thereafter assigned to: CitiMortgage, Inc., ERTY: Apartment Unit No. 12, together with Dated: March 2, 2011.

Garage Unit No. 12G, Building No. 3, Said Mortgage being Registered Land.

Burnhill Townhomes, Condominium TRANSACTION AGENT: NONE File No. 30, Dakota County, MinneTRANSACTION AGENT'S MORTsota.

GAGE IDENTIFICATION NUMBER ON COUNTY IN WHICH PROPERTY IS MORTGAGE: NONE LENDER OR BROKER AND MORT- LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF GAGE ORIGINATOR STATED ON MORTGAGE: Argent Mortgage Com- MORTGAGE: $98,951.00 AMOUNT DUE AND CLAIMED TO BE pany, LLC R E S I D E N T I A L M O R T G A G E S E R - DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTVICER: CitiMortgage, Inc. MORTGAGED PROPERTY ADDRESS: GAGEE: $104,219.28 That prior to the commencement of 8264 Dawson Way, Inver Grove this mortgage foreclosure proceeding Heights, MN 55076 TAX PARCEL I.D. #: 20-12350-100-03 LEGAL DESCRIPTION OF PROP- ���������� �� ���� �����

PUBLIC NOTICE

PUBLIC NOTICE

��� ����� �� ���� ������ ������ ������� personal representatives or assigns unless reduced to Five (5) weeks under ���������� ���� ��������� this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: May 13, 2011 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07.

TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on November 14, 2011.

MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: March 15, 2011.

U.S. Bank, National Association Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 19-2049 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2547647 3/24-4/28/11

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: May 18, 2007 MORTGAGOR: Lisa Marie Oliver, an unmarried woman.

MORTGAGEE: J P M o r g a n C h a s e Bank, National Association as successor by purchase by FDIC as receiver for Washington Mutual Bank f/k/a Washington Mutual Bank, FA. DATE AND PLACE OF RECORDING: Recorded May 30, 2007, Dakota County Recorder, Document No. 2520487.

ASSIGNMENTS OF MORTGAGE: NONE TRANSACTION AGENT: NONE TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: NONE LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: JPMorgan Chase Bank, N.A. as successor in interest to Washington Mutual Bank, FA RESIDENTIAL MORTGAGE SERVICER: Chase Home Finance LLC MORTGAGED PROPERTY ADDRESS: 16337 Holbrook Avenue, Lakeville, MN 55044 TAX PARCEL I.D. #: 228175001001 LEGAL DESCRIPTION OF PROPERTY: Lot 1, Block 1, Vermillion Springs Addition COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $408,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $468,300.67 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: May 13, 2011 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns

MN Stat. §580.07.

TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on November 14, 2011.

MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: March 16, 2011.

JPMorgan Chase Bank, N.A. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 60-1875 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2547594 3/24-4/28/11

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: May 28, 2003 MORTGAGORS: Kevin Max Peterson and Rebecca Jane Peterson, husband and wife.

MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded July 15, 2003, Dakota County Recorder, Document No. 2078214.

ASSIGNMENTS OF MORTGAGE: Assigned to: Chase Home Finance LLC, Dated: March 14, 2011.

TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100027310002741890 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Sib Mortgage Corporation RESIDENTIAL MORTGAGE SERVICER: Chase Home Finance LLC MORTGAGED PROPERTY ADDRESS: 19775 Jasmine Avenue, Lakeville, MN 55044 TAX PARCEL I.D. #: 224490013021 LEGAL DESCRIPTION OF PROPERTY: Lots 12 and 13, Block 21, except the Northerly 15 feet of Lot 13, Lenihan's Lots, Antlers Park, according to the recorded plat thereof, Dakota County, Minnesota.

COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $244,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $217,865.14 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: May 13, 2011 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07.

TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on November 14, 2011.

MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORT-

OTHER THINGS, THAT THE MORT GAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: March 14, 2011.

Chase Home Finance LLC Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 30-10422 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2546447 3/24-4/28/11

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: August 17, 2006 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $161,000.00 MORTGAGOR(S): Joan Ristau, a single woman MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded: September 13, 2006 Dakota County Recorder Document Number: 2460580 ASSIGNMENTS OF MORTGAGE: And assigned to: Wells Fargo Bank, National Association, As Trustee For The Holders Of The First Franklin Mortgage Loan Trust 2006-FF15 Mortgage Pass-through Certificates, Series 2006-FF15 Dated: March 07, 2011 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100425240009146520 Lender or Broker: First Franklin a Division of National City Bank of Indiana Residential Mortgage Servicer: Select Portfolio Servicing Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 15536 Foghorn Ln, Apple Valley, MN 55124-6023 Tax Parcel ID Number: 01-63402-049-50 LEGAL DESCRIPTION OF PROPERTY: Unit No. 49, Common Interest Community No. 282, Regatta Village Homes, Dakota County, Minnesota AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $168,180.81 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: May 06, 2011 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns.

If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on November 06, 2011, or the next business day if November 06, 2011 falls on a Saturday, Sunday or legal holiday.

Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: March 24, 2011 ASSIGNEE OF MORTGAGEE: Wells Fargo Bank, National Association, As Trustee For The Holders Of The First Franklin Mortgage Loan Trust 2006-FF15 Mortgage Pass-through Certificates, Series 2006-FF15 Wilford & Geske, P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 019753F01 2541814 3/24-4/28/11

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: July 6, 2007 MORTGAGOR: Pamela Travnick, a married woman.

MORTGAGEE: J P M o r g a n C h a s e Bank, N.A. as successor by purchase

by FDIC as receiver for Washington Mutual Bank f/k/a Washington Mutual Bank, FA,.

DATE AND PLACE OF RECORDING: Recorded September 17, 2007, Dakota County Recorder, Document No. 2544462.

ASSIGNMENTS OF MORTGAGE: NONE TRANSACTION AGENT: NONE TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: NONE LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Washington Mutual Bank, FA, RESIDENTIAL MORTGAGE SERVICER: Chase Home Finance LLC MORTGAGED PROPERTY ADDRESS: 1534 Independence Drive, Northfield, MN 55057 TAX PARCEL I.D. #: 43-51500-401-05 LEGAL DESCRIPTION OF PROPERTY: Unit No. 401, CIC No. 391, Liberty Park Condominium COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $186,821.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $208,531.53 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: May 20, 2011 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07.

TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on November 21, 2011.

MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: March 22, 2011.

JPMorgan Chase Bank, N.A. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 60-3610 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2555081 3/31-5/5/11

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: August 04, 1992 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $72,867.00 MORTGAGOR(S): Eugene T. Robinette and Victoria L. Robinette, husband and wife MORTGAGEE: United Mortgage Corporation DATE AND PLACE OF RECORDING: Recorded: September 10, 1992 Dakota County Recorder Document Number: 1066863 ASSIGNMENTS OF MORTGAGE: And assigned to: Bank of America, FSB Dated: September 01, 1994 Recorded: August 15, 1995 Dakota County Recorder

County Recorder Document Number: 1294346 And assigned to: Mortgage Electronic Registration Systems, Inc. Dated: December 02, 1998 Recorded: June 21, 1999 Dakota County Recorder Document Number: 1614333 And assigned to: Aurora Loan Services, LLC Dated: March 02, 2011 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100025400001004325 Lender or Broker: United Mortgage Corporation Residential Mortgage Servicer: Aurora Loan Services, LLC Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 179 Mainzer St, West Saint Paul, MN 55118-1531 Tax Parcel ID Number: 42-32000-060-00 LEGAL DESCRIPTION OF PROPERTY: Lot Six (6) of Hardwick's Addition according to the map or plat thereof on file or of record in the office of the County Recorder in and for Dakota County, Minnesota.

AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $63,829.68 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: May 06, 2011 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns.

If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on November 06, 2011, or the next business day if November 06, 2011 falls on a Saturday, Sunday or legal holiday.

Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: March 24, 2011 ASSIGNEE OF MORTGAGEE: Aurora Loan Services, LLC Wilford & Geske, P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 018035F02 2542504 3/24-4/28/11

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: November 13, 2008 MORTGAGORS: S u n M i P a r k a n d Kum Suk Park, Husband and Wife.

MORTGAGEE: Mortgage Electronic Registration Systems, Inc..

DATE AND PLACE OF RECORDING: Recorded November 25, 2008, Dakota County Recorder, Document No. 2624388.

ASSIGNMENTS OF MORTGAGE: Assigned to: U.S. Bank, National Association, Dated: February 23, 2011.

TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100199600000017281 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Advisors Mortgage, LLC RESIDENTIAL MORTGAGE SERVICER: U.S. Bank Home Mortgage MORTGAGED PROPERTY ADDRESS: 18119 Kindred Court, Lakeville, MN 55044 TAX PARCEL I.D. #: 228465004001 LEGAL DESCRIPTION OF PROPERTY: Lot 4, Block 1, Woodhill, Common

Lot 4, Block 1, Woodhill, Common Interest Community No. 482, Wood Hill Premier Townhomes COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $268,353.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $272,616.36 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: May 13, 2011 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07.

TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on November 14, 2011.

MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: March 15, 2011.

U.S. Bank, National Association Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 19-2063 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2547660 3/24-4/28/11

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE:April 26, 2004 MORTGAGORS: James P. McNamara and Crystal M. McNamara, FKA Crystal M. Bauer, husband and wife.

MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Registered July 12, 2004, Dakota County Registrar of Titles, Document No. 541758, Certificate of Title No. 124031.

ASSIGNMENTS OF MORTGAGE: Assigned to: CitiMortgage, Inc., Dated: February 2, 2007, Recorded: February 20, 2007, Document No. 605983.

Said Mortgage being Registered Land.

TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100249110000032868 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Marketplace Home Mortgage, LLC RESIDENTIAL MORTGAGE SERVICER: CitiMortgage, Inc. MORTGAGED PROPERTY ADDRESS: 1325 22nd Street West, Hastings, MN 55033 T A X P A R C E L I . D . # : 19-19500-020-08 LEGAL DESCRIPTION OF PROPERTY: Lot 2, Block 8, Dakota Hills, according to the plat thereof now on file and of record in the Office of the Registrar of Deeds within and for said County and State.

COUNTY IN WHICH PROPERTY IS LOCATED:Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE:$184,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE:$184,618.19 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or

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required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: May 13, 2011 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07.

TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on November 14, 2011.

MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE:None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: March 9, 2011.

CitiMortgage, Inc. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 10-5685 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2543118 3/24-4/28/11

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: August 21, 2006 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $119,900.00 MORTGAGOR(S): Mary Eckstrom, a single woman MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded: August 25, 2006 Dakota County Recorder Document Number: 2456557 ASSIGNMENTS OF MORTGAGE: And assigned to: Provident Funding Associates, L.P. Dated: February 11, 2011 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 1000179-3516080029-4 Lender or Broker: Provident Funding Associates, L.P. Residential Mortgage Servicer: Provident Funding Associates Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 3578 Blue Jay Way Apt 200, Eagan, MN 55123-2214 Tax Parcel ID Number: 10-45050-065-04 LEGAL DESCRIPTION OF PROPERTY: Unit No. 6200, Lexington Place Condominium, Condominium File No. 66, Dakota County AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $117,651.10 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: May 06, 2011 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns.

If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on November 06, 2011, or the next business day if November 06, 2011 falls on a Saturday, Sunday or legal holiday.

Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM

THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: March 24, 2011 ASSIGNEE OF MORTGAGEE: Provident Funding Associates, L.P. Wilford & Geske, P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 019083F01 2546970 3/24-4/28/11

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: December 10, 1992 MORTGAGOR: S a m i r J . J a b r , a single person.

MORTGAGEE: Sears Mortgage Corporation.

DATE AND PLACE OF RECORDING: Recorded January 8, 1993, Dakota County Recorder, Document No. 1091652.

ASSIGNMENTS OF MORTGAGE: Assigned to: Chase Home Mortgage Corporation, Dated: June 28, 1993, Recorded: September 13, 1993, Document No. 1150760. And thereafter assigned to: Chase Mortgage Company n/k/a Chase Home Finance, LLC, Dated: July 1, 1998, Recorded: May 3, 1999, Document No. 1601519.

TRANSACTION AGENT: NONE TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: NONE LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Sears Mortgage Corporation RESIDENTIAL MORTGAGE SERVICER: Chase Home Finance LLC MORTGAGED PROPERTY ADDRESS: 3420 Golfview Drive 206, Eagan, MN 55123 TAX PARCEL I.D. #: 107690003003 LEGAL DESCRIPTION OF PROPERTY: Unit No. 206, Garage No. 36, Carriage Hills Condominium, Condominium File No. 47.

COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $41,450.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $26,081.86 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: May 12, 2011 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within twelve (12) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07.

TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on May 14, 2012.

MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL

PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: March 14, 2011.

Chase Home Finance LLC Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 30-10426 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2547757 3/24-4/28/11

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: September 14, 2005 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $150,200.00 MORTGAGOR(S): Glenda Annette Meehan, an unmarried woman MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF REGISTERING: Registered: September 30, 2005 Dakota County Registrar of Titles Document Number: 575696 ASSIGNMENTS OF MORTGAGE: And assigned to: The Bank Of New York Mellon FKA The Bank Of New York Not In Its Individual Capacity But Solely As Trustee For The Benefit Of The Certificateholders Of The CWABS Inc., Asset-Backed Certificates, Series 2005-14 Dated: February 28, 2011 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100039235000007752 Lender or Broker: First Magnus Financial Corporation Residential Mortgage Servicer: BAC Home Loans Servicing, L.P. Mortgage Originator: Not Applicable CERTIFICATE OF TITLE NUMBER: 137676 COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 17350 Gettysburg Way Unit 188, Lakeville, MN 55044-4005 Tax Parcel ID Number: 22.18604.18.825 LEGAL DESCRIPTION OF PROPERTY: Unit No. 25188, CIC No. 424, Crossroads Condominium, Dakota County, Minnesota AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $146,387.76 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; that this is registered property; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: May 06, 2011 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns.

If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on November 06, 2011, or the next business day if November 06, 2011 falls on a Saturday, Sunday or legal holiday.

Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: March 24, 2011 ASSIGNEE OF MORTGAGEE: The Bank Of New York Mellon FKA The Bank Of New York Not In Its Individual Capacity But Solely As Trustee For The Benefit Of The Certificateholders Of The CWABS Inc., Asset-Backed Certificates, Series 2005-14 Wilford & Geske, P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 019660F01 2546066 3/24-4/28/11

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE:July 11, 2008 MORTGAGORS: Kenneth C. Snyder and Martha G. Snyder, husband and wife MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded July 23, 2008, Dakota County Recorder, Document No. 2604123.

ASSIGNMENTS OF MORTGAGE: Assigned to: CitiMortgage, Inc., Dated: March 22, 2011.

TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100011520055010724 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: CitiMortgage, Inc. RESIDENTIAL MORTGAGE SERVICER: CitiMortgage, Inc. MORTGAGED PROPERTY ADDRESS: 29295 Endress Way, Cannon Falls, MN 55009 TAX PARCEL I.D. #: 316590004001 LEGAL DESCRIPTION OF PROPERTY: Lot Four (4), Block One (1), Sarah-Lyndale First Addition, Dakota County, Minnesota COUNTY IN WHICH PROPERTY IS LOCATED:Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE:$330,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE:$332,852.21 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: May 26, 2011 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07.

TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on November 28, 2011.

MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE:None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: March 30, 2011.

CitiMortgage, Inc. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 10-5731 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2562539 4/7-5/12/11

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: J a n u a r y 3 0 , 2002 MORTGAGOR: Brian K. Drenckhahn, a single person.

MORTGAGEE: ABN Amro Mortgage Group, Inc. n/k/a CitiMortgage, Inc. DATE AND PLACE OF RECORDING: Recorded March 21, 2002, Dakota County Recorder, Document No. 1875763.

ASSIGNMENTS OF MORTGAGE: NONE TRANSACTION AGENT: NONE TRANSACTION AGENT'S MORT-

���

������ ������� ����� �� ���� ORT GENT S M GAGEE: $119,067.07 T R A N S A C T I O N A������ That prior to the commencement of GAGE IDENTIFICATION NUMBER ON this mortgage foreclosure proceeding MORTGAGE: NONE LENDER OR BROKER AND MORT- Mortgagee/Assignee of Mortgagee comG A G E O R I G I N A T O R S T A T E D O N plied with all notice requirements as M O R T G A G E : A B N A m r o M o r t g a g e required by statute; That no action or proceeding has been instituted at law Group, Inc. n/k/a CitiMortgage, Inc. RESIDENTIAL MORTGAGE SER- or otherwise to recover the debt VICER: CitiMortgage, Inc. secured by said mortgage, or any part MORTGAGED PROPERTY ADDRESS: thereof; 1817 Riverwood Drive, Burnsville, MN PURSUANT to the power of sale contained in said mortgage, the above 55337 TAX PARCEL I.D. #: 023742703102 described property will be sold by the LEGAL DESCRIPTION OF PROP- Sheriff of said county as follows: ERTY: DATE AND TIME OF SALE: May 5, Unit 31, C.I.C. No. 185, Itokah Valley 2011 at 10:00 AM Townhomes, a condominium, Dakota PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy County.

COUNTY IN WHICH PROPERTY IS 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF Mortgage, and taxes, if any, on said premises, and the costs and disburseMORTGAGE: $134,900.00 AMOUNT DUE AND CLAIMED TO BE m e n t s , i n c l u d i n g a t t o r n e y s ' f e e s DUE AS OF DATE OF NOTICE, INCLUD- allowed by law subject to redemption ING TAXES, IF ANY, PAID BY MORT- within six (6) months from the date of GAGEE: $121,418.04 said sale by the mortgagor(s), their That prior to the commencement of personal representatives or assigns this mortgage foreclosure proceeding unless reduced to Five (5) weeks under Mortgagee/Assignee of Mortgagee com- MN Stat. §580.07.

TIME AND DATE TO VACATE PROPplied with all notice requirements as required by statute; That no action or E R T Y : I f t h e r e a l e s t a t e i s a n proceeding has been instituted at law owner-occupied, single-family dwello r o t h e r w i s e t o r e c o v e r t h e d e b t ing, unless otherwise provided by law, secured by said mortgage, or any part the date on or before which the mortthereof; gagor(s) must vacate the property if the PURSUANT to the power of sale con- mortgage is not reinstated under sectained in said mortgage, the above tion 580.30 or the property is not described property will be sold by the redeemed under section 580.23 is Sheriff of said county as follows: 11:59 p.m. on November 7, 2011.

DATE AND TIME OF SALE: May 13, MORTGAGOR(S) RELEASED FROM 2011 at 10:00 AM FINANCIAL OBLIGATION ON MORTPLACE OF SALE: S h e r i f f ' s O f f i c e , GAGE: None Law Enforcement Center, 1580 Hwy "THE TIME ALLOWED BY LAW FOR 55, Lobby #S-100, Hastings, MN REDEMPTION BY THE MORTGAGOR, to pay the debt then secured by said THE MORTGAGOR'S PERSONAL REPMortgage, and taxes, if any, on said RESENTATIVES OR ASSIGNS, MAY BE premises, and the costs and disburse- REDUCED TO FIVE WEEKS IF A JUDIm e n t s , i n c l u d i n g a t t o r n e y s ' f e e s CIAL ORDER IS ENTERED UNDER allowed by law subject to redemption MINNESOTA STATUTES, SECTION within six (6) months from the date of 5 8 2 . 0 3 2 , D E T E R M I N I N G , A M O N G said sale by the mortgagor(s), their OTHER THINGS, THAT THE MORTpersonal representatives or assigns GAGED PREMISES ARE IMPROVED unless reduced to Five (5) weeks under WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT MN Stat. §580.07.

TIME AND DATE TO VACATE PROP- PROPERTY USED IN AGRICULTURAL ERTY: If the real estate is an P R O D U C T I O N , A N D A R E owner-occupied, single-family dwell- ABANDONED." Dated: March 8, 2011. ing, unless otherwise provided by law, CitiMortgage, Inc. the date on or before which the mortMortgagee/Assignee of Mortgagee gagor(s) must vacate the property if the mortgage is not reinstated under sec- USSET, WEINGARDEN AND LIEBO, P.L.L.P. tion 580.30 or the property is not Attorneys for Mortgagee/Assignee of redeemed under section 580.23 is Mortgagee 4500 Park Glen Road #300 11:59 p.m. on November 14, 2011.

MORTGAGOR(S) RELEASED FROM Minneapolis, MN 55416 FINANCIAL OBLIGATION ON MORT- (952) 925-6888 10-5662 GAGE: None "THE TIME ALLOWED BY LAW FOR THIS IS A COMMUNICATION FROM REDEMPTION BY THE MORTGAGOR, A DEBT COLLECTOR. 3/24-4/28/11 THE MORTGAGOR'S PERSONAL REP- 2547424 RESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER NOTICE OF MORTGAGE MINNESOTA STATUTES, SECTION FORECLOSURE SALE 582.032, DETERMINING, AMONG THE RIGHT TO VERIFICATION OTHER THINGS, THAT THE MORTOF THE DEBT AND IDENTITY OF GAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF THE ORIGINAL CREDITOR WITHIN LESS THAN FIVE UNITS, ARE NOT THE TIME PROVIDED BY LAW IS PROPERTY USED IN AGRICULTURAL NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that P R O D U C T I O N , A N D A R E default has occurred in conditions of ABANDONED." the following described mortgage: Dated: March 11, 2011.

DATE OF MORTGAGE: December 20, CitiMortgage, Inc. 2002 Mortgagee/Assignee of Mortgagee MORTGAGOR: Christine K. Rautio, a USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of single person.

MORTGAGEE: U.S. Bank, National Mortgagee Association.

4500 Park Glen Road #300 DATE AND PLACE OF RECORDING: Minneapolis, MN 55416 Registered February 26, 2003, Dakota (952) 925-6888 County Registrar of Titles, Document 10-5706 THIS IS A COMMUNICATION FROM No. 490249, Certificate of Title No. 127272.

A DEBT COLLECTOR. ASSIGNMENTS OF MORTGAGE: 2547485 3/24-4/28/11 NONE Said Mortgage being Registered Land.

TRANSACTION AGENT: NONE TRANSACTION AGENT'S MORTNOTICE OF MORTGAGE GAGE IDENTIFICATION NUMBER ON FORECLOSURE SALE THE RIGHT TO VERIFICATION MORTGAGE: NONE LENDER OR BROKER AND MORTOF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN G A G E O R I G I N A T O R S T A T E D O N THE TIME PROVIDED BY LAW IS M O R T G A G E : U . S . B a n k , N a t i o n a l Association NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that RESIDENTIAL MORTGAGE SERdefault has occurred in conditions of VICER: U.S. Bank Home Mortgage the following described mortgage: MORTGAGED PROPERTY ADDRESS: DATE OF MORTGAGE: February 11, 5025 Oriole Drive, Farmington, MN 55024 2008 TAX PARCEL I.D. #: 14-82500-058-08 MORTGAGOR: R o s s H . B e r g e , a single person.

LEGAL DESCRIPTION OF PROPMORTGAGEE: Mortgage Electronic ERTY: Unit No. 58, Common Interest ComRegistration Systems, Inc. munity No. 323, a condominium, DATE AND PLACE OF RECORDING: Vermillion Grove Condominiums, Recorded February 26, 2008, Dakota Dakota County, Minnesota County Recorder, Document No. COUNTY IN WHICH PROPERTY IS 2574363.

A S S I G N M E N T S O F M O R T G A G E : LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF Assigned to: CitiMortgage, Inc., Dated: MORTGAGE: $135,200.00 February 25, 2011.

AMOUNT DUE AND CLAIMED TO BE TRANSACTION AGENT: Mortgage DUE AS OF DATE OF NOTICE, INCLUDElectronic Registration Systems, Inc. T R A N S A C T I O N A G E N T ' S M O R T - ING TAXES, IF ANY, PAID BY MORTGAGE IDENTIFICATION NUMBER ON GAGEE: $126,915.45 That prior to the commencement of MORTGAGE: 100073981106500953 LENDER OR BROKER AND MORT- this mortgage foreclosure proceeding G A G E O R I G I N A T O R S T A T E D O N Mortgagee/Assignee of Mortgagee comMORTGAGE: Bremer Bank, National plied with all notice requirements as required by statute; That no action or Association R E S I D E N T I A L M O R T G A G E S E R - proceeding has been instituted at law or otherwise to recover the debt VICER: CitiMortgage, Inc. MORTGAGED PROPERTY ADDRESS: secured by said mortgage, or any part 8 8 3 0 B r a n s o n D r i v e , I n v e r G r o v e thereof; Heights, MN 55076 PURSUANT to the power of sale conTAX PARCEL I.D. #: 20-11856-039-02 tained in said mortgage, the above LEGAL DESCRIPTION OF PROP- described property will be sold by the Sheriff of said county as follows: ERTY: Lot 39, Common Interest CommuDATE AND TIME OF SALE: May 10, nity No. 181, Rose Hill Villas, Dakota 2011 at 10:00 AM County, Minnesota PLACE OF SALE: S h e r i f f ' s O f f i c e , COUNTY IN WHICH PROPERTY IS Law Enforcement Center, 1580 Hwy LOCATED: Dakota 55, Lobby #S-100, Hastings, MN ORIGINAL PRINCIPAL AMOUNT OF to pay the debt then secured by said MORTGAGE: $120,700.00 Mortgage, and taxes, if any, on said AMOUNT DUE AND CLAIMED TO BE premises, and the costs and disburseDUE AS OF DATE OF NOTICE, INCLUD- m e n t s , i n c l u d i n g a t t o r n e y s ' f e e s ING TAXES, IF ANY, PAID BY MORT���������� �� ���� ����� GAGEE: $119,067.07

PUBLIC NOTICE

PUBLIC NOTICE

��� ����� �� ���� ������ ������ ������� REDUCED TO FIVE WEEKS IF A JUDI CIAL ORDER IS ENTERED UNDER ���������� ���� ��������� ments, including attorneys fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07.

TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on November 10, 2011.

MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: March 15, 2011.

U.S. Bank, National Association Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 19-2022 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2546429 3/24-4/28/11

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: April 30, 2009 MORTGAGOR: J o h n A n d e r s o n , a married person.

MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded May 7, 2009, Dakota County Recorder, Document No. 2655260.

ASSIGNMENTS OF MORTGAGE: Assigned to: CitiMortgage, Inc., Dated: February 25, 2011.

TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100249120000220330 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Marketplace Home Mortgage, LLC RESIDENTIAL MORTGAGE SERVICER: CitiMortgage, Inc. MORTGAGED PROPERTY ADDRESS: 14572 Blackberry Way, Rosemount, MN 55068 TAX PARCEL I.D. #: 346520112002 LEGAL DESCRIPTION OF PROPERTY: Lot 12, Block 2, Rosewood Village Second Addition, Common Interest Community No. 486, Dakota County, Minnesota.

COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $272,276.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $274,451.75 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: May 12, 2011 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07.

TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on November 14, 2011.

MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDI-

MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: March 9, 2011.

CitiMortgage, Inc. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 10-5675 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2547516 3/24-4/28/11

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE:December 22, 2008 MORTGAGOR: Helen Rosing, a single person.

MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded January 12, 2009, Dakota County Recorder, Document No. 2630487.

ASSIGNMENTS OF MORTGAGE: Assigned to: CitiMortgage, Inc., Dated: March 23, 2011.

TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100061907000070425 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Summit Mortgage Corporation RESIDENTIAL MORTGAGE SERVICER: CitiMortgage, Inc. MORTGAGED PROPERTY ADDRESS: 14326 Banyan Lane, Rosemount, MN 55068 TAX PARCEL I.D. #: 341470022004 LEGAL DESCRIPTION OF PROPERTY: Lot 22, Block 4, Bloomfield, CIC Number 250, Dakota County, Minnesota.

COUNTY IN WHICH PROPERTY IS LOCATED:Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE:$141,234.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE:$142,667.64 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: May 27, 2011 at 10:00 AM PLACE OF SALE:Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07.

TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on November 28, 2011.

MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE:None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: March 31, 2011.

CitiMortgage, Inc. Mortgagee/Assignee of Mortgage USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 10-5819 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2562546 4/7-5/12/11

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: O c t o b e r 1 8 , 2007 MORTGAGOR: Jeannette C. Meier, a single person.

MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded November 6, 2007, Dakota County Recorder, Document No. 2554799.

ASSIGNMENTS OF MORTGAGE: Assigned to: CitiMortgage, Inc., Dated: February 17, 2011.

TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100011520047642170 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: CitiMortgage, Inc. RESIDENTIAL MORTGAGE SERVICER: CitiMortgage, Inc. MORTGAGED PROPERTY ADDRESS: 8123 Dana Path, Inver Grove Heights, MN 55076 TAX PARCEL I.D. #: 20-18291-010-01 LEGAL DESCRIPTION OF PROPERTY: Lot 1, Block 1, Concord Commons 2nd Addition, Dakota County, Minnesota.

COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $218,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $220,347.65 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: May 6, 2011 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07.

TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on November 7, 2011.

MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: March 7, 2011.

CitiMortgage, Inc. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 10-5651 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2547545 3/24-4/28/11

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: A u g u s t 1 7 , 2009 MORTGAGORS: Daniel Jay Bromenschenkel and Nicole Lea Bromenschenkel, husband and wife.

MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded September 14, 2009, Dakota County Recorder, Document No. 2683978.

ASSIGNMENTS OF MORTGAGE: Assigned to: Chase Home Finance LLC, Dated: March 17, 2011.

Dated: March 17, 2011.

TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100026900021202204 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Bell America Mortgage LLC d/b/a Bell Mortgage RESIDENTIAL MORTGAGE SERVICER: Chase Home Finance LLC MORTGAGED PROPERTY ADDRESS: 8353 157th Street West, Apple Valley, MN 55124 TAX PARCEL I.D. #: 014580037003 LEGAL DESCRIPTION OF PROPERTY: Lot 37, Block 3, Longridge First Addition, according to the recorded plat thereof, Dakota County, Minnesota.

COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $231,650.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $236,764.82 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: May 19, 2011 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07.

TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on November 21, 2011.

MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: March 17, 2011.

Chase Home Finance LLC Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 30-10454 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2554917 3/31-5/5/11

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: September 16, 2005 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $123,200.00 MORTGAGOR(S): Laurie A. Driscoll, a single person MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded: October 03, 2005 Dakota County Recorder Document Number: 2366734 ASSIGNMENTS OF MORTGAGE: And assigned to: The Bank Of New York Mellon FKA The Bank Of New York, as Trustee For The Certificateholders Of CWALT, INC., Alternative Loan Trust 2005-79CB, Mortgage Pass-Through Certificates, Series 2005-79CB Dated: March 17, 2011 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 1000389-0001002347-6 Lender or Broker: Voyager Bank Residential Mortgage Servicer: BAC Home Loans Servicing, L.P. Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 3845 Heather Dr, Eagan, MN 55122-1624 Tax Parcel ID Number: 10-14993-230-01 LEGAL DESCRIPTION OF PROPERTY: Lot 23, Block 1, Briar Hill Fourth Addition, Dakota County, Minnesota AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $126,721.38

$126,721.38 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: May 13, 2011 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns.

If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on November 13, 2011, or the next business day if November 13, 2011 falls on a Saturday, Sunday or legal holiday.

Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: March 31, 2011 ASSIGNEE OF MORTGAGEE: The Bank Of New York Mellon FKA The Bank Of New York, as Trustee For The Certificateholders Of CWALT, INC., Alternative Loan Trust 2005-79CB, Mortgage Pass-Through Certificates, Series 2005-79CB Wilford & Geske, P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 019936F01 2549313 3/31-5/5/11

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: A u g u s t 1 4 , 2008 MORTGAGORS: Kevin C. Karbo and Tracie S. Karbo, husband and wife.

MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Registered August 18, 2008, Dakota County Registrar of Titles, Document No. T632080, Certificate of Title No. 145298.

ASSIGNMENTS OF MORTGAGE: Assigned to: Chase Home Finance LLC, Dated: March 17, 2011.

Said Mortgage being Registered Land.

TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100026921203006072 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Premier Bank Minnesota RESIDENTIAL MORTGAGE SERVICER: Chase Home Finance LLC MORTGAGED PROPERTY ADDRESS: 340 Robert Drive, Hastings, MN 55033 TAX PARCEL I.D. #: 197105101004 LEGAL DESCRIPTION OF PROPERTY: Lot 1, Block 4, South Pines 2, according to the recorded plat thereof, Dakota County, Minnesota COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $267,400.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $310,661.32 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: May 19, 2011 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy

Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07.

TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on November 21, 2011.

MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: March 17, 2011.

Chase Home Finance LLC Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 30-10410 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2554948 3/31-5/5/11

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: April 30, 2004 MORTGAGOR: D a v i d A . R e u t e r , a single person.

MORTGAGEE: Mortgage Electronic Registration Systems, Inc..

DATE AND PLACE OF RECORDING: Registered May 26, 2004, Dakota County Registrar of Titles, Document No. 537989, Certificate of Title No. 131824.

ASSIGNMENTS OF MORTGAGE: Assigned to: U.S. Bank, National Association, Dated: October 5, 2010, Recorded: November 19, 2010, Document No. T671351.

Said Mortgage being Registered Land.

TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100021278920258527 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: U.S. Bank, N.A. RESIDENTIAL MORTGAGE SERVICER: U.S. Bank Home Mortgage MORTGAGED PROPERTY ADDRESS: 5114 Hummingbird Lane, Farmington, MN 55024 TAX PARCEL I.D. #: 148250116408 LEGAL DESCRIPTION OF PROPERTY: Unit No. 164 Common Interest Community No. 323, a condominium, Vermillion Grove Condominiums, Dakota County, Minnesota.

COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $129,976.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $124,594.04 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: May 12, 2011 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07.

TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is

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redeemed under section 580.23 is 11:59 p.m. on November 14, 2011.

MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: March 18, 2011.

U.S. Bank, National Association Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 19-1313 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2553680 3/31-5/5/11

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: J a n u a r y 5 , 2007 MORTGAGORS: V. Barton Porter and Rebekah Porter, husband and wife.

MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded February 15, 2007, Dakota County Recorder, Document No. 2496838.

ASSIGNMENTS OF MORTGAGE: Assigned to: Deutsche Bank National Trust Company, as Trustee for American Home Mortgage Assets Trust 2007-2, Mortgage-Backed Pass-Through Certificates Series 2007-2, Dated: November 5, 2010, Recorded: December 6, 2010, Document No. 2770468.

TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100024200015770874 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: American Brokers Conduit RESIDENTIAL MORTGAGE SERVICER: American Home Mortgage Servicing, Inc MORTGAGED PROPERTY ADDRESS: 13625 Fernando Avenue, Apple Valley, MN 55124 TAX PARCEL I.D. #: 013100318011 LEGAL DESCRIPTION OF PROPERTY: Lot 18, Block 11, Greenleaf Fourth Addition, Dakota County, Minnesota.

COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $236,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $272,615.22 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: April 1, 2011 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07.

TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on October 3, 2011.

MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN

UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED." Dated: February 3, 2011.

Deutsche Bank National Trust Company, as trustee Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 40-3194 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE Pursuant to the provisions of Minnesota Statutes 580.07, the foregoing foreclosure sale is postponed until May 20, 2011 at 10:00 am at the Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN, in said county and state.

Dated: April 4, 2011.

Deutsche Bank National Trust Company, as trustee Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 40-3194 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2561075 4/7/11

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: March 17, 2006 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $336,000.00 MORTGAGOR(S): Merlyn Roger Warnsholz and Eleanore N. Warnsholz, husband and wife MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF REGISTERING: Registered: April 19, 2006 Dakota County Registrar of Titles Document Number: 588314 ASSIGNMENTS OF MORTGAGE: And assigned to: The Bank of New York Mellon fka The Bank of New York, as Trustee for The Certificate Holders Alternative Loan Trust 2006-HY11, Mortgage Pass-Through Certificates, Series 2006-HY11 Dated: March 01, 2010 Registered: June 14, 2010 Dakota County Registrar of Titles Document Number: T663349 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100015700065596948 Lender or Broker: America's Wholesale Lender Residential Mortgage Servicer: BAC Home Loans Servicing, L.P. Mortgage Originator: Not Applicable CERTIFICATE OF TITLE NUMBER: 145588 COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 7878 Dempsey Way, Inver Grove Heights, MN 55076-3494 Tax Parcel ID Number: 206407502001 LEGAL DESCRIPTION OF PROPERTY: Lot Two (2), Block One (1), River Bluffs of Inver Grove Heights AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $353,399.32 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; that this is registered property; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: July 30, 2010 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns.

If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on January 30, 2011, or the next business day if January 30, 2011 falls on a Saturday, Sunday or legal holiday.

Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDI-

REDUCED TO FIVE WEEKS IF A JUDI CIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: June 17, 2010 ASSIGNEE OF MORTGAGEE: The Bank of New York Mellon fka The Bank of New York, as Trustee for The Certificate Holders Alternative Loan Trust 2006-HY11, Mortgage Pass-Through Certificates, Series 2006-HY11 Wilford & Geske, P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 013056F01 NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for July 30, 2010 at 10:00 AM has been postponed to August 19, 2010 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State.

DATED: July 30, 2010 ASSIGNEE OF MORTGAGEE: The Bank of New York Mellon fka The Bank of New York, as Trustee for The Certificate Holders Alternative Loan Trust 2006-HY11, Mortgage Pass-Through Certificates, Series 2006-HY11 NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for August 19, 2010 at 10:00 AM has been postponed to September 10, 2010 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State.

DATED: August 19, 2010 ASSIGNEE OF MORTGAGEE: The Bank of New York Mellon fka The Bank of New York, as Trustee for The Certificate Holders Alternative Loan Trust 2006-HY11, Mortgage Pass-Through Certificates, Series 2006-HY11 NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for September 10, 2010 at 10:00 AM has been postponed to October 07, 2010 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State.

DATED: September 10, 2010 ASSIGNEE OF MORTGAGEE: The Bank of New York Mellon fka The Bank of New York, as Trustee for The Certificate Holders Alternative Loan Trust 006-HY11, Mortgage Pass-Through Certificates, Series 2006-HY11 NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for October 07, 2010 at 10:00 AM has been postponed to November 12, 2010 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State.

DATED: October 07, 2010 ASSIGNEE OF MORTGAGEE: The Bank of New York Mellon fka The Bank of New York, as Trustee for The Certificate Holders Alternative Loan Trust 2006-HY11, Mortgage Pass-Through Certificates, Series 2006-HY11 NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for November 12, 2010 at 10:00 AM has been postponed to December 13, 2010 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State.

DATED: November 12, 2010 ASSIGNEE OF MORTGAGEE: The Bank of New York Mellon fka The Bank of New York, as Trustee for The Certificate Holders Alternative Loan Trust 2006-HY11, Mortgage PassThrough Certificates, Series 2006-HY11 NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for December 13, 2010 at 10:00 AM has been postponed to January 13, 2011 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State.

DATED: December 13, 2010 ASSIGNEE OF MORTGAGEE: The Bank of New York Mellon fka The Bank of New York, as Trustee for The Certificate Holders Alternative Loan Trust 2006-HY11, Mortgage Pass-Through Certificates, Series 2006-HY11 NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for January 13, 2011 at 10:00 AM has been postponed to January 27, 2011 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State.

DATED: January 13, 2011 ASSIGNEE OF MORTGAGEE: The Bank of New York Mellon fka The Bank of New York, as Trustee for The Certificate Holders

for The Certificate Holders Alternative Loan Trust 2006-HY11, Mortgage PassThrough Certificates, Series 2006-HY11 NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for January 27, 2011 at 10:00 AM has been postponed to February 14, 2011 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State.

DATED: January 27, 2011 ASSIGNEE OF MORTGAGEE: The Bank of New York Mellon fka The Bank of New York, as Trustee for The Certificate Holders Alternative Loan Trust 2006-HY11, Mortgage Pass-Through Certificates, Series 2006-HY11 NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for February 14, 2011 at 10:00 AM has been postponed to March 01, 2011 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State.

DATED: February 14, 2011 ASSIGNEE OF MORTGAGEE: The Bank of New York Mellon fka The Bank of New York, as Trustee for The Certificate Holders Alternative Loan Trust 2006-HY11, Mortgage Pass-Through Certificates, Series 2006-HY11 NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for March 01, 2011 at 10:00 AM has been postponed to April 05, 2011 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State.

DATED: March 01, 2011 ASSIGNEE OF MORTGAGEE: The Bank of New York Mellon fka The Bank of New York, as Trustee for The Certificate Holders Alternative Loan Trust 2006-HY11, Mortgage Pass-Through Certificates, Series 2006-HY11 NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for April 05, 2011 at 10:00 AM has been postponed to May 05, 2011 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State.

DATED: April 05, 2011 ASSIGNEE OF MORTGAGEE: The Bank of New York Mellon fka The Bank of New York, as Trustee for The Certificate Holders Altern a t i v e L o a n T r u s t 2006-HY11, Mortgage Pass-Through Certificates, Series 2006-HY11 Wilford & Geske, P.A. Attorneys for Assignee Of Mortgagee: Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 013056F01 2559582 4/7/11

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: M a r c h 3 , 2004 MORTGAGORS: Delbert F. Gaffaney and Denise L. Gaffaney, husband and wife.

MORTGAGEE: Chase Home Finance LLC FKA Chase Manhattan Mortgage Corporation.

DATE AND PLACE OF RECORDING: Recorded March 24, 2004, Dakota County Recorder, Document No. 2188474.

ASSIGNMENTS OF MORTGAGE: NONE TRANSACTION AGENT: NONE TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: NONE LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Chase Home Finance LLC FKA Chase Manhattan Mortgage Corporation RESIDENTIAL MORTGAGE SERVICER: Chase Home Finance LLC MORTGAGED PROPERTY ADDRESS: 1210 6th Avenue South, South Saint Paul, MN 55075 TAX PARCEL I.D. #: 36-32100-040-07 LEGAL DESCRIPTION OF PROPERTY: The South 1/2 of the Lot 2, all of Lot 3, and the North 1/2 of Lot 4, Block 7, Hauses Addition to South St. Paul, Dakota County, Minnesota.

COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $140,323.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $107,302.20 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt

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������� GreenPoint ����� �� ���� o r o t h e r w i s e t o r e������ c o v e r t h e������ d e b t MORTGAGE: Mortgage secured by said mortgage, or any part Funding, Inc. thereof; RESIDENTIAL MORTGAGE SERPURSUANT to the power of sale con- VICER: BAC Home Loans Servicing tained in said mortgage, the above L.P. described property will be sold by the MORTGAGED PROPERTY ADDRESS: Sheriff of said county as follows: 14699 Biscayne Way, Rosemount, MN DATE AND TIME OF SALE: February 55068 18, 2011 at 10:00 AM TAX PARCEL I.D. #: 34-80050-160-02 PLACE OF SALE: S h e r i f f ' s O f f i c e , LEGAL DESCRIPTION OF PROPLaw Enforcement Center, 1580 Hwy ERTY: 55, Lobby #S-100, Hastings, MN Lot 16, Block 2, University Addition. to pay the debt then secured by said COUNTY IN WHICH PROPERTY IS Mortgage, and taxes, if any, on said LOCATED: Dakota premises, and the costs and ORIGINAL PRINCIPAL AMOUNT OF disbursements, including attorneys' MORTGAGE: $166,700.00 fees allowed by law subject to AMOUNT DUE AND CLAIMED TO BE redemption within six (6) months from DUE AS OF DATE OF NOTICE, INCLUDt h e d a t e o f s a i d s a l e b y t h e ING TAXES, IF ANY, PAID BY MORTm o r t g a g o r ( s ) , t h e i r p e r s o n a l GAGEE: $192,427.23 representatives or assigns unless That prior to the commencement of reduced to Five (5) weeks under MN this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee comStat. §580.07.

T I M E A N D D A T E T O V A C A T E plied with all notice requirements as PROPERTY: If the real estate is an required by statute; That no action or o w n e r - o c c u p i e d , s i n g l e - f a m i l y proceeding has been instituted at law dwelling, unless otherwise provided by o r o t h e r w i s e t o r e c o v e r t h e d e b t law, the date on or before which the secured by said mortgage, or any part mortgagor(s) must vacate the property thereof; if the mortgage is not reinstated under PURSUANT to the power of sale section 580.30 or the property is not contained in said mortgage, the above redeemed under section 580.23 is described property will be sold by the 11:59 p.m. on August 18, 2011.

Sheriff of said county as follows: MORTGAGOR(S) RELEASED FROM DATE AND TIME OF SALE: July 30, FINANCIAL OBLIGATION ON MORT- 2010 at 10:00 AM GAGE: None PLACE OF SALE: S h e r i f f ' s O f f i c e , "THE TIME ALLOWED BY LAW FOR Law Enforcement Center, 1580 Hwy REDEMPTION BY THE MORTGAGOR, 55, Lobby #S-100, Hastings, MN T H E M O R T G A G O R ' S P E R S O N A L to pay the debt then secured by said REPRESENTATIVES OR ASSIGNS, Mortgage, and taxes, if any, on said MAY BE REDUCED TO FIVE WEEKS IF p r e m i s e s , a n d t h e c o s t s a n d A J U D I C I A L O R D E R I S E N T E R E D disbursements, including attorneys' UNDER MINNESOTA STATUTES, fees allowed by law subject to SECTION 582.032, DETERMINING, redemption within six (6) months from AMONG OTHER THINGS, THAT THE t h e d a t e o f s a i d s a l e b y t h e MORTGAGED PREMISES ARE mortgagor(s), their personal I M P R O V E D W I T H A R E S I D E N T I A L representatives or assigns unless D W E L L I N G O F L E S S T H A N F I V E reduced to Five (5) weeks under MN UNITS, ARE NOT PROPERTY USED IN Stat. §580.07.

AGRICULTURAL PRODUCTION, AND TIME AND DATE TO VACATE ARE ABANDONED." PROPERTY: If the real estate is an Dated: December 15, 2010. owner-occupied, single-family Chase Home Finance LLC dwelling, unless otherwise provided by Mortgagee/Assignee of Mortgagee law, the date on or before which the USSET, WEINGARDEN AND LIEBO, P.L.L.P. mortgagor(s) must vacate the property Attorneys for Mortgagee/Assignee of if the mortgage is not reinstated under Mortgagee section 580.30 or the property is not 4500 Park Glen Road #300 redeemed under section 580.23 is Minneapolis, MN 55416 11:59 p.m. on January 31, 2011.

(952) 925-6888 MORTGAGOR(S) RELEASED FROM 30-8314 FINANCIAL OBLIGATION ON MORTGAGE: None THIS IS A COMMUNICATION FROM "THE TIME ALLOWED BY LAW FOR A DEBT COLLECTOR. REDEMPTION BY THE MORTGAGOR, NOTICE OF POSTPONEMENT OF THE MORTGAGOR'S PERSONAL MORTGAGE FORECLOSURE SALE P u r s u a n t t o t h e p r o v i s i o n s o f REPRESENTATIVES OR ASSIGNS, M i n n e s o t a S t a t u t e s 5 8 0 . 0 7 , t h e MAY BE REDUCED TO FIVE WEEKS IF f o r e g o i n g f o r e c l o s u r e s a l e i s A JUDICIAL ORDER IS ENTERED postponed until April 8, 2011 at 10:00 U N D E R M I N N E S O T A S T A T U T E S , a m a t t h e S h e r i f f ' s O f f i c e , L a w SECTION 582.032, DETERMINING, Enforcement Center, 1580 Hwy 55, AMONG OTHER THINGS, THAT THE Lobby #S-100, Hastings, MN, in said M O R T G A G E D P R E M I S E S A R E IMPROVED WITH A RESIDENTIAL county and state.

DWELLING OF LESS THAN FIVE Dated: February 15, 2011.

UNITS, ARE NOT PROPERTY USED IN Chase Home Finance LLC AGRICULTURAL PRODUCTION, AND Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. ARE ABANDONED." Dated: June 2, 2010.

By: Paul A. Weingarden Deutsche Bank National Trust Attorneys for Mortgagee/Assignee of Company, as trustee Mortgagee Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 USSET, WEINGARDEN AND LIEBO, P.L.L.P. Minneapolis, MN 55416 By: Paul A. Weingarden (952) 925-6888 Attorneys for Mortgagee/Assignee of 30-8314 THIS IS A COMMUNICATION FROM Mortgagee 4500 Park Glen Road #300 A DEBT COLLECTOR. Minneapolis, MN 55416 NOTICE OF POSTPONEMENT OF (952) 925-6888 MORTGAGE FORECLOSURE SALE 18-448 Pursuant to the provisions of Minnesota Statutes 580.07, the forego- 22124596 ing foreclosure sale is postponed until THIS IS A COMMUNICATION FROM J u n e 3 , 2 0 1 1 a t 1 0 : 0 0 a m a t t h e A DEBT COLLECTOR. Sheriff's Office, Law Enforcement NOTICE OF POSTPONEMENT OF Center, 1580 Hwy 55, Lobby #S-100, MORTGAGE FORECLOSURE SALE Pursuant to the provisions of Hastings, MN, in said county and state.

Minnesota Statutes 580.07, the Dated: April 5, 2011. foregoing foreclosure sale is Chase Home Finance LLC postponed until August 27, 2010 at Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. 10:00 am at the Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Lobby #S-100, Hastings, MN, in said county and state.

Mortgagee Dated: July 26, 2010.

4500 Park Glen Road #300 Deutsche Bank National Trust Minneapolis, MN 55416 Company, as trustee (952) 925-6888 Mortgagee/Assignee of Mortgagee 30-8314 THIS IS A COMMUNICATION FROM USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden A DEBT COLLECTOR. 2563272 4/7/11 Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 NOTICE OF MORTGAGE (952) 925-6888 FORECLOSURE SALE 18-448 THE RIGHT TO VERIFICATION THIS IS A COMMUNICATION FROM OF THE DEBT AND IDENTITY OF A DEBT COLLECTOR. THE ORIGINAL CREDITOR WITHIN NOTICE OF POSTPONEMENT OF THE TIME PROVIDED BY LAW IS MORTGAGE FORECLOSURE SALE NOT AFFECTED BY THIS ACTION. Pursuant to the provisions of MinneNOTICE IS HEREBY GIVEN, that sota Statutes 580.07, the foregoing default has occurred in conditions of foreclosure sale is postponed until the following described mortgage: September 24, 2010 at 10:00 am at the DATE OF MORTGAGE: October 28, Sheriff's Office, Law Enforcement 2004 Center, 1580 Hwy 55, Lobby #S-100, MORTGAGORS: Tom Reichert and Hastings, MN, in said county and state.

Erin E. Molin, both single.

Dated: August 23, 2010.

MORTGAGEE: Mortgage Electronic Deutsche Bank National Trust Registration Systems, Inc..

Company, as trustee DATE AND PLACE OF RECORDING: Mortgagee/Assignee of Mortgagee Recorded November 23, 2004, Dakota USSET, WEINGARDEN AND LIEBO, P.L.L.P. C o u n t y R e c o r d e r , D o c u m e n t N o . By: Paul A. Weingarden 2270420.

Attorneys for Mortgagee/Assignee of A S S I G N M E N T S O F M O R T G A G E : Mortgagee A s s i g n e d t o : D E U T S C H E B A N K 4500 Park Glen Road #300 N A T I O N A L T R U S T C O M P A N Y F OR Minneapolis, MN 55416 MORGAN STANLEY MORTGAGE LOAN (952) 925-6888 TRUST 2005-3AR MORTGAGE 18-448 P A S S - T H R O U G H C E R T I F I C A T E S , THIS IS A COMMUNICATION FROM SERIES 2005-3AR, Dated: April 22, A DEBT COLLECTOR. 2009, Recorded: May 22, 2009, DocuNOTICE OF POSTPONEMENT OF ment No. 2658835.

MORTGAGE FORECLOSURE SALE TRANSACTION AGENT: Mortgage Pursuant to the provisions of Electronic Registration Systems, Inc. Minnesota Statutes 580.07, the TRANSACTION AGENT'S MORT- f o r e g o i n g f o r e c l o s u r e s a l e i s GAGE IDENTIFICATION NUMBER ON postponed until October 22, 2010 at MORTGAGE: 100013800852453063 10:00 am at the Sheriff's Office, Law LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: GreenPoint Mortgage ���������� �� ���� �����

PUBLIC NOTICE

��� ����� �� ���� ������ ������ cation ������� Number: Not Applicable Lender or Broker: Bank of America, ���������� ���� ��������� 10:00 am at the Sheriff s Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN, in said county and state.

Dated: September 20, 2010.

Deutsche Bank National Trust Company, as trustee Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 18-448 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE Pursuant to the provisions of Minnesota Statutes 580.07, the foregoing foreclosure sale is postponed until December 17, 2010 at 10:00 am at the Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN, in said county and state.

Dated: October 20, 2010.

Deutsche Bank National Trust Company, as trustee Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 18-448 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE Pursuant to the provisions of Minnesota Statutes 580.07, the foregoing foreclosure sale is postponed until February 4, 2011 at 10:00 am at the Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN, in said county and state.

Dated: December 13, 2010.

Deutsche Bank National Trust Company, as trustee Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 18-448 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE Pursuant to the provisions of Minnesota Statutes 580.07, the foregoing foreclosure sale is postponed until April 1, 2011 at 10:00 am at the Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN, in said county and state.

Dated: February 1, 2011.

Deutsche Bank National Trust Company, as trustee Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 18-448 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE Pursuant to the provisions of Minnesota Statutes 580.07, the foregoing foreclosure sale is postponed until May 27, 2011 at 10:00 am at the Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN, in said county and state.

Dated: March 30, 2011.

Deutsche Bank National Trust Company, as trustee Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 18-448 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2557114 4/7/11

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: July 13, 2007 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $490,000.00 MORTGAGOR(S): Jeff Klose and Carrie Klose, husband and wife MORTGAGEE: Bank of America, N.A. DATE AND PLACE OF RECORDING: Recorded: August 07, 2007 Dakota County Recorder Document Number: 2535698 ASSIGNMENTS OF MORTGAGE: And assigned to: WELLS FARGO BANK, N.A., AS TRUSTEE FOR THE CERTIFICATEHOLDERS OF BANC OF AMERICA FUNDING CORPORATION MORTGAGE PASS-THROUGH CERTIFICATES, SERIES 2007-E Dated: June 18, 2010 Recorded: July 23, 2010 Dakota County Recorder Document Number: 2742367 Transaction Agent: Not Applicable Transaction Agent Mortgage Identification Number: Not Applicable

N.A. Residential Mortgage Servicer: BAC Home Loans Servicing, L.P. Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 18660 Irenic Ave, Lakeville, MN 55044-4436 Tax Parcel ID Number: 22-71325-020-05 LEGAL DESCRIPTION OF PROPERTY: Lot 2, Block 5, Spring Hill, according to the recorded plat thereof and situate in Dakota County, Minnesota.

AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $573,628.63 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: September 10, 2010 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns.

If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on March 10, 2011, or the next business day if March 10, 2011 falls on a Saturday, Sunday or legal holiday.

Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: July 29, 2010 ASSIGNEE OF MORTGAGEE: WELLS FARGO BANK, N.A., AS TRUSTEE FOR THE CERTIFICATEHOLDERS OF BANC OF AMERICA FUNDING CORPORATION MORTGAGE PASS-THROUGH CERTIFICATES, SERIES 2007-E Wilford & Geske, P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 004391F02 NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for September 10, 2010 at 10:00 AM has been postponed to October 07, 2010 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State.

DATED: September 10, 2010 ASSIGNEE OF MORTGAGEE: WELLS FARGO BANK, N.A., AS T R U S T E E F O R T H E CERTIFICATEHOLDERS OF BANC OF AMERICA FUNDING CORPOR A T I O N M O R T G A G E PASS-THROUGH CERTIFICATES, SERIES 2007-E NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for October 07, 2010 at 10:00 AM has been postponed to November 12, 2010 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State.

DATED: October 07, 2010 ASSIGNEE OF MORTGAGEE: WELLS FARGO BANK, N.A., AS T R U S T E E F O R T H E CERTIFICATEHOLDERS OF BANC OF AMERICA FUNDING CORPOR A T I O N M O R T G A G E PASS-THROUGH CERTIFICATES, SERIES 2007-E NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for November 12, 2010 at 10:00 AM has been postponed to December 03, 2010 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State.

DATED: November 12, 2010 ASSIGNEE OF MORTGAGEE: WELLS FARGO BANK, N.A., AS T R U S T E E F O R T H E CERTIFICATEHOLDERS OF BANC OF AMERICA FUNDING

OF AMERICA FUNDING CORPOR A T I O N M O R T G A G E PASS-THROUGH CERTIFICATES, SERIES 2007-E NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for December 03, 2010 at 10:00 AM has been postponed to January 04, 2011 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State.

DATED: December 03, 2010 ASSIGNEE OF MORTGAGEE: WELLS FARGO BANK, N.A., AS TRUSTEE FOR THE CERTIFICATEHOLDERS OF BANC OF AMERICA FUNDING CORPOR A T I O N M O R T G A G E PASS-THROUGH CERTIFICATES, SERIES 2007-E NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for January 04, 2011 at 10:00 AM has been postponed to January 21, 2011 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State.

DATED: January 04, 2011 ASSIGNEE OF MORTGAGEE: WELLS FARGO BANK, N.A., AS T R U S T E E F O R T H E CERTIFICATEHOLDERS OF BANC OF AMERICA FUNDING CORPORATION MORTGAGE PASS-THROUGH CERTIFICATES, SERIES 2007-E NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for January 21, 2011 at 10:00 AM has been postponed to February 03, 2011 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State.

DATED: January 21, 2011 ASSIGNEE OF MORTGAGEE: WELLS FARGO BANK, N.A., AS T R U S T E E F O R T H E CERTIFICATEHOLDERS OF BANC OF AMERICA FUNDING CORPORATION MORTGAGE PASS-THROUGH CERTIFICATES, SERIES 2007-E NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for February 03, 2011 at 10:00 AM has been postponed to March 04, 2011 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State.

DATED: February 03, 2011 ASSIGNEE OF MORTGAGEE: WELLS FARGO BANK, N.A., AS TRUSTEE FOR THE CERTIFICATEHOLDERS OF BANC OF AMERICA FUNDING CORPORATION MORTGAGE PASS-THROUGH CERTIFICATES, SERIES 2007-E NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for March 04, 2011 at 10:00 AM has been postponed to April 05, 2011 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State.

DATED: March 04, 2011 ASSIGNEE OF MORTGAGEE: WELLS FARGO BANK, N.A., AS T R U S T E E F O R T H E CERTIFICATEHOLDERS OF BANC OF AMERICA FUNDING CORPORATION MORTGAGE PASS-THROUGH CERTIFICATES, SERIES 2007-E NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for April 05, 2011 at 10:00 AM has been postponed to May 05, 2011 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State.

DATED: April 05, 2011 ASSIGNEE OF MORTGAGEE: WELLS FARGO BANK, N.A., AS TRUSTEE FOR THE CERTIFICATEHOLDERS OF BANC OF AMERICA FUNDING CORPORATION MORTGAGE PASS-THROUGH CERTIFICATES, SERIES 2007-E Wilford & Geske, P.A. Attorneys for Assignee Of Mortgagee: Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 004391F02 2559725 4/7/11

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: May 19, 2006 MORTGAGORS: Dao Vang and Kong Yang, husband and wife.

MORTGAGEE: Mortgage Electronic Registration Systems, Inc..

DATE AND PLACE OF RECORDING: Recorded June 8, 2006, Dakota County Recorder, Document No. 2436013.

ASSIGNMENTS OF MORTGAGE: Assigned to: U.S. Bank National Association, as Trustee for J.P. Morgan Acquisition Trust 2006-RM1, Asset Backed Pass Through Certificates, Series 2006-RM1, Dated: September 16, 2010.

16, 2010.

TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100241010017185816 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Resmae Mortgage Corporation RESIDENTIAL MORTGAGE SERVICER: Chase Home Finance, LLC MORTGAGED PROPERTY ADDRESS: 312 14th Street, Farmington, MN 55024 TAX PARCEL I.D. #: 142250308003 LEGAL DESCRIPTION OF PROPERTY: Lot 8, Block 3, East Farmington Fourth Addition, Dakota County, Minnesota.

COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $181,480.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $192,575.49 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: November 18, 2010 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07.

TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on May 18, 2011.

MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED." Dated: September 17, 2010.

U.S. Bank N.A., as Trustee Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 75-4126 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE Pursuant to the provisions of Minnesota Statutes 580.07, the foregoing foreclosure sale is postponed until January 27, 2011 at 10:00 am at the Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN, in said county and state.

Dated: November 17, 2010.

Chase Home Finance, LLC Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 75-4126 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE Pursuant to the provisions of Minnesota Statutes 580.07, the foregoing foreclosure sale is postponed until March 31, 2011 at 10:00 am at the Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN, in said county and state.

Dated: January 28, 2011.

Chase Home Finance, LLC Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 75-4126 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE Pursuant to the provisions of Minnesota Statutes 580.07, the

Minnesota Statutes 580.07, the foregoing foreclosure sale is postponed until June 23, 2011 at 10:00 am at the Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN, in said county and state.

Dated: March 31, 2011.

Chase Home Finance, LLC Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 75-4126 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2558721 4/7/11

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: January 13, 2006 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $630,000.00 MORTGAGOR(S): Matthew R Lind and Kristen K Lind, husband and wife MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF REGISTERING: Registered: January 25, 2006 Dakota County Registrar of Titles Document Number: 583572 ASSIGNMENTS OF MORTGAGE: And assigned to: U.S. Bank National Association, as Trustee for the holders of Bear Stearns ARM Trust, Mortgage Pass-Through Certificates, Series 2006-2 Dated: April 02, 2010 Registered: April 26, 2010 Dakota County Registrar of Titles Document Number: T660917 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100399600000111769 Lender or Broker: Bankfirst Residential Mortgage Servicer: BAC Home Loans Servicing, L.P. Mortgage Originator: Not Applicable CERTIFICATE OF TITLE NUMBER: 136480 COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 17719 Ketchikan Trl, Lakeville, MN 55044-5255 Tax Parcel ID Number: 22-75890-010-01 LEGAL DESCRIPTION OF PROPERTY: Lot 1, Block 1, The Oaks of Lakevilla, Dakota County, Minnesota AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $755,925.95 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; that this is registered property; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: June 11, 2010 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns.

If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on December 11, 2010, or the next business day if December 11, 2010 falls on a Saturday, Sunday or legal holiday.

Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: April 29, 2010 ASSIGNEE OF MORTGAGEE: U.S. Bank National Association, as Trustee for the holders of Bear Stearns ARM Trust, Mortgage Pass-Through Certificates, Series 2006-2 Wilford & Geske, P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 013461F01

File Number: 013461F01 NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for June 11, 2010 at 10:00 AM has been postponed to July 08, 2010 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State.

DATED: June 11, 2010 ASSIGNEE OF MORTGAGEE: U.S. Bank National Association, as Trustee for the holders of Bear Stearns ARM Trust, Mortgage Pass-Through Certificates, Series 2006-2 NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for July 08, 2010 at 10:00 AM has been postponed to July 29, 2010 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State.

DATED: July 08, 2010 ASSIGNEE OF MORTGAGEE: U.S. Bank National Association, as Trustee for the holders of Bear Stearns ARM Trust, Mortgage Pass-Through Certificates, Series 2006-2 NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for July 29, 2010 at 10:00 AM has been postponed to August 20, 2010 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State.

DATED: July 29, 2010 ASSIGNEE OF MORTGAGEE: U.S. Bank National Association, as Trustee for the holders of Bear Stearns ARM Trust, Mortgage Pass-Through Certificates, Series 2006-2 NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for August 20, 2010 at 10:00 AM has been postponed to September 10, 2010 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State.

DATED: August 20, 2010 ASSIGNEE OF MORTGAGEE: U.S. Bank National Association, as Trustee for the holders of Bear Stearns ARM Trust, Mortgage Pass-Through Certificates, Series 2006-2 NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for September 10, 2010 at 10:00 AM has been postponed to October 01, 2010 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State.

DATED: September 10, 2010 ASSIGNEE OF MORTGAGEE: U.S. Bank National Association, as Trustee for the holders of Bear Stearns ARM Trust, Mortgage Pass-Through Certificates, Series 2006-2 NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for October 01, 2010 at 10:00 AM has been postponed to October 22, 2010 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State.

DATED: October 01, 2010 ASSIGNEE OF MORTGAGEE: U.S. Bank National Association, as Trustee for the holders of Bear Stearns ARM Trust, Mortgage Pass-Through Certificates, Series 2006-2 NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for October 22, 2010 at 10:00 AM has been postponed to November 03, 2010 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State.

DATED: October 22, 2010 ASSIGNEE OF MORTGAGEE: U.S. Bank National Association, as Trustee for the holders of Bear Stearns ARM Trust, Mortgage Pass-Through Certificates, Series 2006-2 NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for November 03, 2010 at 10:00 AM has been postponed to December 06, 2010 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State.

DATED: November 03, 2010 ASSIGNEE OF MORTGAGEE: U.S. Bank National Association, as Trustee for the holders of Bear Stearns ARM Trust, Mortgage Pass-Through Certificates, Series 2006-2 NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for December 06, 2010 at 10:00 AM has been postponed to January 07, 2011 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State.

DATED: December 06, 2010 ASSIGNEE OF MORTGAGEE: U.S. Bank National Association, as Trustee for the holders of Bear Stearns ARM Trust, Mortgage Pass-Through Certificates, Series 2006-2 NOTICE OF POSTPONEMENT OF

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NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for January 07, 2011 at 10:00 AM has been postponed to February 02, 2011 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State.

DATED: January 07, 2011 ASSIGNEE OF MORTGAGEE: U.S. Bank National Association, as Trustee for the holders of Bear Stearns ARM Trust, Mortgage Pass-Through Certificates, Series 2006-2 NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for February 02, 2011 at 10:00 AM has been postponed to March 03, 2011 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State.

DATED: February 02, 2011 ASSIGNEE OF MORTGAGEE: U.S. Bank National Association, as Trustee for the holders of Bear Stearns ARM Trust, Mortgage Pass-Through Certificates, Series 2006-2 NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for March 03, 2011 at 10:00 AM has been postponed to April 05, 2011 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State.

DATED: March 03, 2011 ASSIGNEE OF MORTGAGEE: U.S. Bank National Association, as Trustee for the holders of Bear Stearns ARM Trust, Mortgage Pass-Through Certificates, Series 2006-2 NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for April 05, 2011 at 10:00 AM has been postponed to May 06, 2011 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State.

DATED: April 07, 2011 ASSIGNEE OF MORTGAGEE: U.S. Bank National Association, as Trustee for the holders of Bear Stearns ARM Trust, Mortgage Pass-Through Certificates, Series 2006-2 Wilford & Geske, P.A. Attorneys for Assignee Of Mortgagee: Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 013461F01 2561407 4/7/11

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: May 15, 2006 MORTGAGORS: J o h n A . O c c h i a t o and Ann B. Occhiato, husband and wife.

MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded May 25, 2006, Dakota County Recorder, Document No. 2432560.

ASSIGNMENTS OF MORTGAGE: Assigned to: U.S. Bank, N.A., Dated: February 1, 2011.

TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100103210000137009 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Prime Mortgage Corporation RESIDENTIAL MORTGAGE SERVICER: U.S. Bank Home Mortgage MORTGAGED PROPERTY ADDRESS: 28351 Foliage Avenue, Northfield, MN 55057 TAX PARCEL I.D. #: 160030001201 LEGAL DESCRIPTION OF PROPERTY: That part of the Southeast Quarter (SE 1/4) of the Northeast Quarter (NE 1/4) of Section Three (3), Township One Hundred Twelve (112), Range Twenty (20), Dakota County, Minnesota, described as follows: Commencing at the southeast corner of said Northeast Quarter (NE 1/4); thence North 0 degrees 08’ 30” West, assumed bearing, along the east line of said Northeast Quarter (NE 1/4), a distance of 608.00 feet to the point of beginning of the land to be described; thence North 87 degrees 58’ 51” West, a distance of 430.01 feet; thence North 58 degrees 57’ 34” West, 191.99 feet; thence North 8 degrees 47’ 01” East, 287.07 feet; thence in a straight line easterly to a point on the East line of the Northeast Quarter (NE 1/4) of said Section Three (3), 404 feet North of the point of beginning; thence South on the East line of the Northeast Quarter (NE 1/4) of said Section Three (3), to the point of beginning.

Subject to an easement for driveway purposes over and across the East 80 feet of the South 80 feet of the above described parcel.

Subject to an easement for driveway purposes over and across the East

purposes over and across the East 80 feet of the northerly 110 feet of the above described parcel.

COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $304,950.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $301,437.49 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: April 8, 2011 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07.

TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on October 11, 2011.

MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED." Dated: February 9, 2011.

U.S. Bank, N. A. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE Pursuant to the provisions of Minnesota Statutes 580.07, the foregoing foreclosure sale is postponed until June 3, 2011 at 10:00 am at the Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN, in said county and state.

Dated: April 5, 2011.

U.S. Bank, National Association Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 19-1886 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2563302 4/7/11

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: M a r c h 4 , 2005 MORTGAGORS: Troy E. Keller and Victoria L. Keller, husband and wife.

MORTGAGEE: H O M E S E R V I C E S LENDING, LLC DBA EDINA REALTY MORTGAGE. DATE AND PLACE OF RECORDING: Recorded March 15, 2005, Dakota County Recorder, Document No. 2304457.

ASSIGNMENTS OF MORTGAGE: Assigned to: Mortgage Electronic Registration Systems, Inc., Dated: March 15, 2005, Recorded: March 27, 2006, Document No. 2415501. And thereafter assigned to: U.S. Bank, NA, Dated: January 20, 2011.

TRANSACTION AGENT: NONE TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: NONE LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: HOMESERVICES LENDING, LLC DBA EDINA REALTY MORTGAGE RESIDENTIAL MORTGAGE SERVICER: U.S. Bank Home Mortgage MORTGAGED PROPERTY ADDRESS: 2201 Horizon Place, Burnsville, MN 55337 TAX PARCEL I.D. #: 02-33375-090-01 LEGAL DESCRIPTION OF PROP-

LEGAL DESCRIPTION OF PROP ERTY: LOT 9, BLOCK 1, HORIZON HEIGHTS EAST, DAKOTA COUNTY, MINNESOTA COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $208,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $196,236.48 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: April 1, 2011 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07.

TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on October 3, 2011.

MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED." Dated: February 1, 2011.

U.S. Bank, N. A. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 19-1826 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE Pursuant to the provisions of Minnesota Statutes 580.07, the foregoing foreclosure sale is postponed until May 13, 2011 at 10:00 am at the Sheriff's Office, Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN, in said county and state.

Dated: March 28, 2011.

U.S. Bank, National Association Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 19-1826 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2554312 4/7/11

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: July 20, 2005 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $225,600.00 MORTGAGOR(S): Gregg A. Kegley and Renee C. Kegley, husband and wife MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded: August 22, 2005 Dakota County Recorder Document Number: 2353355 ASSIGNMENTS OF MORTGAGE: And assigned to: THE BANK OF NEW YORK MELLON FKA THE BANK OF NEW YORK, AS TRUSTEE FOR THE CERTIFICATEHOLDERS CWABS, INC., ASSET-BACKED CERTIFICATES, SERIES 2005- AB4 Dated: May 14, 2010 Recorded: June 17, 2010 Dakota County Recorder Document Number: 2736087 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100261495603033295 Lender or Broker: Great Northern Financial Group, Inc. Residential Mortgage Servicer: BAC Home Loans Servicing, L.P. Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 14668 Greenridge Ln, Burnsville, MN 55306-6919 Tax Parcel ID Number:

Tax Parcel ID Number: 0207120206001 LEGAL DESCRIPTION OF PROPERTY: Lot 6, Block 1, Southcross Heights 3rd Addition, Dakota County, Minnesota.

AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $301,540.50 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: August 06, 2010 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns.

If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on February 06, 2011, or the next business day if February 06, 2011 falls on a Saturday, Sunday or legal holiday.

Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: June 24, 2010 ASSIGNEE OF MORTGAGEE: THE BANK OF NEW YORK MELLON FKA THE BANK OF NEW YORK, AS TRUSTEE FOR THE CERTIFICATEHOLDERS CWABS, INC., ASSET-BACKED CERTIFICATES, SERIES 2005- AB4 Wilford & Geske, P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 005668F02 NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for August 06, 2010 at 10:00 AM has been postponed to August 19, 2010 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State.

DATED: August 06, 2010 ASSIGNEE OF MORTGAGEE: THE BANK OF NEW YORK MELLON FKA THE BANK OF NEW YORK, AS T R U S T E E F O R T H E CERTIFICATEHOLDERS CWABS, I N C . , A S S E T - B A C K E D CERTIFICATES, SERIES 2005- AB4 NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for August 19, 2010 at 10:00 AM has been postponed to September 09, 2010 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State.

DATED: August 19, 2010 ASSIGNEE OF MORTGAGEE: THE BANK OF NEW YORK MELLON FKA THE BANK OF NEW YORK, AS T R U S T E E F O R T H E CERTIFICATEHOLDERS CWABS, INC., ASSET-BACKED CERTIFICATES, SERIES 2005- AB4 NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for September 09, 2010 at 10:00 AM has been postponed to September 30, 2010 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State.

DATED: September 09, 2010 ASSIGNEE OF MORTGAGEE: THE BANK OF NEW YORK MELLON FKA THE BANK OF NEW YORK, AS T R U S T E E F O R T H E CERTIFICATEHOLDERS CWABS, INC., ASSET-BACKED CERTIFICATES, SERIES 2005- AB4 NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for September 30, 2010 at 10:00 AM has been postponed to October 21, 2010 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State.

DATED: September 30, 2010 ASSIGNEE OF MORTGAGEE: THE BANK OF NEW YORK MELLON FKA THE BANK OF NEW YORK, AS

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������ ������ ������� �� ���� FKA THE BANK OF NEW YORK, M. Arndt,����� husband and wife.

AS Robin MORTGAGEE: Mortgage Electronic T R U S T E E F O R T H E CERTIFICATEHOLDERS CWABS, Registration Systems, Inc. I N C . , A S S E T - B A C K E D DATE AND PLACE OF RECORDING: CERTIFICATES, SERIES 2005- AB4 Recorded January 26, 2007, Dakota County Recorder, Document No. NOTICE OF POSTPONEMENT OF 2491785.

MORTGAGE FORECLOSURE SALE ASSIGNMENTS OF MORTGAGE: The above referenced sale scheduled for October 21, 2010 at 10:00 AM has Assigned to: Chase Home Finance, been postponed to November 02, 2010 L L C , D a t e d : J a n u a r y 1 1 , 2 0 1 0 , at 10:00 AM in the Dakota County Law Recorded: January 12, 2010, DocuEnforcement Center, 1580 Highway 55, ment No. 2707274.

TRANSACTION AGENT: Mortgage Lobby S-100, Hastings, Minnesota in Electronic Registration Systems, Inc. said County and State.

DATED: October 21, 2010 TRANSACTION AGENT'S MORTASSIGNEE OF MORTGAGEE: GAGE IDENTIFICATION NUMBER ON MORTGAGE: 100015901074405267 THE BANK OF NEW YORK MELLON LENDER OR BROKER AND MORTFKA THE BANK OF NEW YORK, AS T R U S T E E F O R T H E GAGE ORIGINATOR STATED ON CERTIFICATEHOLDERS CWABS, MORTGAGE: CTX Mortgage Company, I N C . , A S S E T - B A C K E D LLC CERTIFICATES, SERIES 2005- AB4 RESIDENTIAL MORTGAGE SERVICER: Chase Home Finance LLC NOTICE OF POSTPONEMENT OF MORTGAGED PROPERTY ADDRESS: MORTGAGE FORECLOSURE SALE The above referenced sale scheduled 13798 Atwood Avenue, Rosemount, MN for November 02, 2010 at 10:00 AM has 55068 TAX PARCEL I.D. #: 344830080619 been postponed to December 02, 2010 LEGAL DESCRIPTION OF PROPat 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, ERTY: UNIT NO. 1806, MEADOWS OF Lobby S-100, Hastings, Minnesota in BLOOMFIELD, COMMON INTEREST said County and State.

COMMUNITY NUMBER 470, DAKOTA DATED: November 02, 2010 COUNTY, MINNESOTA. ASSIGNEE OF MORTGAGEE: COUNTY IN WHICH PROPERTY IS THE BANK OF NEW YORK MELLON FKA THE BANK OF NEW YORK, AS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF T R U S T E E F O R T H E CERTIFICATEHOLDERS CWABS, MORTGAGE: $228,682.00 AMOUNT DUE AND CLAIMED TO BE I N C . , A S S E T - B A C K E D DUE AS OF DATE OF NOTICE, INCLUDCERTIFICATES, SERIES 2005- AB4 ING TAXES, IF ANY, PAID BY MORTNOTICE OF POSTPONEMENT OF GAGEE: $239,119.73 MORTGAGE FORECLOSURE SALE That prior to the commencement of The above referenced sale scheduled for December 02, 2010 at 10:00 AM has this mortgage foreclosure proceeding been postponed to January 04, 2011 at Mortgagee/Assignee of Mortgagee com10:00 AM in the Dakota County Law plied with all notice requirements as Enforcement Center, 1580 Highway 55, required by statute; That no action or Lobby S-100, Hastings, Minnesota in proceeding has been instituted at law or otherwise to recover the debt said County and State. secured by said mortgage, or any part DATED: December 02, 2010 thereof; ASSIGNEE OF MORTGAGEE: PURSUANT to the power of sale THE BANK OF NEW YORK MELLON FKA THE BANK OF NEW YORK, AS contained in said mortgage, the above T R U S T E E F O R T H E described property will be sold by the CERTIFICATEHOLDERS CWABS, Sheriff of said county as follows: INC., ASSET-BACKED DATE AND TIME OF SALE: February 25, 2011 at 10:00 AM CERTIFICATES, SERIES 2005- AB4 PLACE OF SALE: S h e r i f f ' s O f f i c e , NOTICE OF POSTPONEMENT OF Law Enforcement Center, 1580 Hwy MORTGAGE FORECLOSURE SALE The above referenced sale scheduled 55, Lobby #S-100, Hastings, MN for January 04, 2011 at 10:00 AM has to pay the debt then secured by said been postponed to February 03, 2011 Mortgage, and taxes, if any, on said at 10:00 AM in the Dakota County Law p r e m i s e s , a n d t h e c o s t s a n d Enforcement Center, 1580 Highway 55, disbursements, including attorneys' Lobby S-100, Hastings, Minnesota in f e e s a l l o w e d b y l a w s u b j e c t t o said County and State. redemption within six (6) months from DATED: January 04, 2011 the date of said sale by the mortgagor(s), their personal ASSIGNEE OF MORTGAGEE: representatives or assigns unless THE BANK OF NEW YORK MELLON FKA THE BANK OF NEW YORK, AS reduced to Five (5) weeks under MN Stat. §580.07.

TRUSTEE FOR THE TIME AND DATE TO VACATE CERTIFICATEH O L D E R S C W A B S , I N C . , A S S E T - B A C K E D PROPERTY: If the real estate is an owner-occupied, single-family CERTIFICATES, SERIES 2005- AB4 dwelling, unless otherwise provided by NOTICE OF POSTPONEMENT OF law, the date on or before which the MORTGAGE FORECLOSURE SALE The above referenced sale scheduled mortgagor(s) must vacate the property for February 03, 2011 at 10:00 AM has if the mortgage is not reinstated under been postponed to March 02, 2011 at section 580.30 or the property is not 10:00 AM in the Dakota County Law redeemed under section 580.23 is Enforcement Center, 1580 Highway 55, 11:59 p.m. on August 25, 2011.

Lobby S-100, Hastings, Minnesota in MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON said County and State.

MORTGAGE: None DATED: February 03, 2011 "THE TIME ALLOWED BY LAW FOR ASSIGNEE OF MORTGAGEE: REDEMPTION BY THE MORTGAGOR, THE BANK OF NEW YORK MELLON FKA THE BANK OF NEW YORK, AS T H E M O R T G A G O R ' S P E R S O N A L T R U S T E E F O R T H E REPRESENTATIVES OR ASSIGNS, CERTIFICATEHOLDERS CWABS, MAY BE REDUCED TO FIVE WEEKS IF I N C . , A S S E T - B A C K E D A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, CERTIFICATES, SERIES 2005- AB4 SECTION 582.032, DETERMINING, NOTICE OF POSTPONEMENT OF AMONG OTHER THINGS, THAT THE MORTGAGE FORECLOSURE SALE The above referenced sale scheduled M O R T G A G E D P R E M I S E S A R E for March 02, 2011 at 10:00 AM has I M P R O V E D W I T H A R E S I D E N T I A L been postponed to April 05, 2011 at D W E L L I N G O F L E S S T H A N F I V E 10:00 AM in the Dakota County Law UNITS, ARE NOT PROPERTY USED IN Enforcement Center, 1580 Highway 55, AGRICULTURAL PRODUCTION, AND Lobby S-100, Hastings, Minnesota in ARE ABANDONED." Dated: December 28, 2010. said County and State.

Chase Home Finance LLC DATED: March 02, 2011 Mortgagee/Assignee of Mortgagee ASSIGNEE OF MORTGAGEE: USSET, WEINGARDEN AND LIEBO, P.L.L.P. THE BANK OF NEW YORK MELLON FKA THE BANK OF NEW YORK, AS Attorneys for Mortgagee/Assignee of T R U S T E E F O R T H E Mortgagee CERTIFICATEHOLDERS CWABS, 4500 Park Glen Road #300 INC., ASSET-BACKED Minneapolis, MN 55416 (952) 925-6888 CERTIFICATES, SERIES 2005- AB4 30-7632 NOTICE OF POSTPONEMENT OF THIS IS A COMMUNICATION FROM MORTGAGE FORECLOSURE SALE The above referenced sale scheduled A DEBT COLLECTOR. for April 05, 2011 at 10:00 AM has NOTICE OF POSTPONEMENT OF been postponed to May 05, 2011 at MORTGAGE FORECLOSURE SALE 10:00 AM in the Dakota County Law Pursuant to the provisions of Enforcement Center, 1580 Highway 55, M i n n e s o t a S t a t u t e s 5 8 0 . 0 7 , t h e Lobby S-100, Hastings, Minnesota in f o r e g o i n g f o r e c l o s u r e s a l e i s said County and State. postponed until April 8, 2011 at 10:00 DATED: April 05, 2011 am at the Sheriff's Office, Law ASSIGNEE OF MORTGAGEE: Enforcement Center, 1580 Hwy 55, T H E B A N K O F N E W Y O R K Lobby #S-100, Hastings, MN, in said MELLON FKA THE BANK OF NEW county and state.

YORK, AS TRUSTEE FOR THE Dated: February 21, 2011.

CERTIFICATEHOLDERS CWABS, Chase Home Finance LLC INC., ASSET-BACKED CERTIFI Mortgagee/Assignee of Mortgagee CATES, SERIES 2005- AB4 USSET, WEINGARDEN AND LIEBO, P.L.L.P. Wilford & Geske, P.A. By: Paul A. Weingarden Attorneys for Assignee Of Mortgagee: Attorneys for Mortgagee/Assignee of Lawrence A. Wilford Mortgagee James A. Geske 4500 Park Glen Road #300 8425 Seasons Parkway, Suite 105 Minneapolis, MN 55416 Woodbury, MN 55125-4393 (952) 925-6888 (651) 09-3300 30-7632 2561593 4/7/11 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE NOTICE OF MORTGAGE Pursuant to the provisions of FORECLOSURE SALE Minnesota Statutes 580.07, the THE RIGHT TO VERIFICATION f o r e g o i n g f o r e c l o s u r e s a l e i s OF THE DEBT AND IDENTITY OF postponed until June 3, 2011 at 10:00 THE ORIGINAL CREDITOR WITHIN a m a t t h e S h e r i f f ' s O f f i c e , L a w THE TIME PROVIDED BY LAW IS Enforcement Center, 1580 Hwy 55, NOT AFFECTED BY THIS ACTION. Lobby #S-100, Hastings, MN, in said NOTICE IS HEREBY GIVEN, that county and state. default has occurred in conditions of Dated: April 5, 2011. the following described mortgage: Chase Home Finance LLC DATE OF MORTGAGE: J a n u a r y 3 , Mortgagee/Assignee of Mortgagee 2007 MORTGAGORS: Scott A. Arndt and ���������� �� ���� ����� Robin M. Arndt, husband and wife.

PUBLIC NOTICE

��� ����� �� ���� ������ ������ Bank, ������� N.A. as successor by purchase

by FDIC as receiver for Washington ���������� ���� ��������� Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 30-7632 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2563288 4/7/11

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: July 18, 2008 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $293,580.00 MORTGAGOR(S): Cassandra Sawyer and Bryan Sawyer, wife and husband MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded: July 30, 2008 Dakota County Recorder Document Number: 2605207 ASSIGNMENTS OF MORTGAGE: And assigned to: Suntrust Mortgage, Inc. Dated: March 16, 2011 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100010402267286817 Lender or Broker: Suntrust Mortgage, Inc. Residential Mortgage Servicer: SunTrust Mortgage, Inc. Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 17255 Greentree Path, Lakeville, MN 55044-7413 Tax Parcel ID Number: 22-17051-010-06 LEGAL DESCRIPTION OF PROPERTY: Lot 1, Block 6, Cherry Highlands Second Addition, Dakota County, Minnesota.

AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $304,583.32 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: May 06, 2011 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns.

If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on November 06, 2011, or the next business day if November 06, 2011 falls on a Saturday, Sunday or legal holiday.

Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: March 24, 2011 ASSIGNEE OF MORTGAGEE: Suntrust Mortgage, Inc. Wilford & Geske, P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 018493F01 2544453 3/24-4/28/11

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: November 18, 2002 MORTGAGOR: Karen G. Zempel, a single woman.

MORTGAGEE: J P M o r g a n C h a s e Bank, N.A. as successor by purchase

Mutual Bank f/k/a Washington Mutual Bank, FA. DATE AND PLACE OF RECORDING: Recorded January 2, 2003, Dakota County Recorder, Document No. 1979262.

ASSIGNMENTS OF MORTGAGE: NONE TRANSACTION AGENT: NONE TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: NONE LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Washington Mutual Bank, FA RESIDENTIAL MORTGAGE SERVICER: Chase Home Finance LLC MORTGAGED PROPERTY ADDRESS: 6721 Foliage Court, Rosemount, MN 55068 TAX PARCEL I.D. #: 225135020001 LEGAL DESCRIPTION OF PROPERTY: Lot Twenty (20), Block One (1), Niakwa Village COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $64,000.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $37,840.22 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: May 19, 2011 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within twelve (12) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07.

TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on May 21, 2012.

MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: March 22, 2011.

JPMorgan Chase Bank, N.A. Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 60-3605 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2554994 3/31-5/5/11

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: M a r c h 2 2 , 2002 MORTGAGORS: R a m i z S a a d e h , a single person and Rami Saadeh and Abeer Hattar, husband and wife, and Yousef Saadeh and Norma Qewar, husband and wife.

MORTGAGEE: F i r s t R e s i d e n t i a l Mortgage Corporation.

DATE AND PLACE OF RECORDING: Recorded April 17, 2002, Dakota County Recorder, Document No. 1886008.

ASSIGNMENTS OF MORTGAGE: Assigned to: U.S. Bank, National Association, Dated: March 22, 2002, Recorded: April 17, 2002, Document No. 1886009.

TRANSACTION AGENT: NONE TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: NONE LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: First Residential Mortgage Corporation RESIDENTIAL MORTGAGE SERVICER: U.S. Bank Home Mortgage MORTGAGED PROPERTY ADDRESS: 7260 158th Street West, Apple Valley, MN 55124

MN 55124 TAX PARCEL I.D. #: 01-11650-110-01 LEGAL DESCRIPTION OF PROPERTY: Lot 11, Block 1, Apple Ponds COUNTY IN WHICH PROPERTY IS LOCATED: Dakota ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $202,396.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $213,780.10 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: May 17, 2011 at 10:00 AM PLACE OF SALE: S h e r i f f ' s O f f i c e , Law Enforcement Center, 1580 Hwy 55, Lobby #S-100, Hastings, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07.

TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on November 17, 2011.

MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL P R O D U C T I O N , A N D A R E ABANDONED." Dated: March 23, 2011.

U.S. Bank, National Association Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 19-628 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 2553634 3/31-5/5/11

PUBLIC NOTICE

NOTICE OF ASSESSMENT LIEN FORECLOSURE SALE Date: March 16, 2011 YOU ARE NOTIFIED THAT: 1. Default has occurred in the terms and conditions of the Declaration for Valley Way Homeowners Association, Inc. (hereinafter the "Association") which was recorded as Document No. 684173 on April 12, 1985, in the Office of the Dakota County Recorder and also, pursuant to Minn. Stat. §515B.3-116, covering the following property: LEGAL DESCRIPTION: Residential Unit No. 46 and Garage No. 46A, File No. 78, Valley Way Village Condominium, Dakota County, Minnesota STREET ADDRESS: 14856 Endicott Way, #46, Apple Valley, MN 55124 TAX PARCEL ID NUMBER: 01-81450-046-03 2. Pursuant to said Declaration, there is claimed to be due and owing as of March 16, 2011, from Gregory Ross, title holders, to the Association, a Minnesota non-profit corporation, the amount of $3,420.00 for unpaid association dues, late fees, attorneys fees and costs, plus any other such amounts that will accrue after March 16, 2011, and other costs of collection and foreclosure which will be added to the amount claimed due and owing at the time of the sale herein.

3. No action is now pending at law or otherwise to recover said debt or any part thereof.

4. That all preforeclosure requirements have been met.

5. The owner has not been released from his financial obligation to pay said amount.

6. The Declaration, referenced above, and Minn. Stat. §§515B.3-115 and 515B.3-116 provide for a continuing lien against the property. A Notice of Lien evidencing the amount due was recorded on June 25, 2010, as Document No. 2737511 in the Dakota County Recorder's Office.

7. Pursuant to the power of sale contained in the same Declaration and granted by the owners in taking title to the premises subject to said Declaration and pursuant to Minn. Stat. §§515B.3-115 and 515B.3-116, said Lien will be foreclosed by the sale of said property by the Sheriff of Dakota County, at the Dakota County Sheriffs Office, Dakota County Law Enforcement Center, 1580 Highway 55 Lobby

ment Center, 1580 Highway 55 Lobby S-100, Hastings, MN 55033, on the 19th day of May, 2011, at 10:00 a.m. at public auction to the highest bidder, to pay the amount then due for said assessments, together with the costs of foreclosure, including attorneys fees as allowed by law.

8. T h e t i m e a l l o w e d b y l a w f o r redemption by the unit owner, his personal representatives or assigns is six (6) months from the date of sale. The date and time to vacate the property is 11:59 p.m. on November 19, 2011, if the account is not reinstated or the owner does not redeem from the foreclosure sale.

REDEMPTION NOTICE THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. 9. THIS IS A COMMUNICATION FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. VALLEY WAY HOMEOWNERS ASSOCIATION, INC. Attorneys for Valley Way Homeowners Association, Inc. THOMSEN & NYBECK, P.A. By: Gretchen S. Schellhas (#195595) 3600 American Blvd. West, Suite 400 Bloomington, Minnesota 55431 (952) 835-7000 (Valley Way/Ross/10-7-259D) 2552324 3/31-5/5/11

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: October 06, 2006 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $219,000.00 MORTGAGOR(S): Dennis Rynearson and Robin L. Rynearson, husband and wife as joint tenants MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded: January 23, 2007 Dakota County Recorder Document Number: 2490799 ASSIGNMENTS OF MORTGAGE: And assigned to: U.S. Bank National Association, as Trustee on behalf of GSAA Home Equity Trust 2007-1 Dated: March 18, 2009 Recorded: March 24, 2009 Dakota County Recorder Document Number: 2645520 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100133700017387914 Lender or Broker: Countrywide Bank, N.A. Residential Mortgage Servicer: BAC Home Loans Servicing, L.P. Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 20380 Dunbar Ave, Farmington, MN 55024-8114 Tax Parcel ID Number: 14.57600.101.05 LEGAL DESCRIPTION OF PROPERTY: That part of Lot Ten (10), Block Five (5), lying Southwesterly of a line described as follows: Beginning at a point on the Northwesterly line of said Lot Ten (10), said point being 91.505 feet Northeasterly of the most Westerly corner of said Lot Ten (10), as measured along the Northwesterly line of said Lot Ten (10), running thence South 53 degrees 03 minutes 48 seconds East to the Southeasterly line of said Lot Ten (10) and there terminating, Pine Knoll, according to the plat thereof now on file and of record in the office of the County Recorder within and for the said County and State, Dakota County, Minnesota.

AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $263,886.65 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: August 13, 2010 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns.

If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on February 13, 2011, or the next business day if February 13, 2011 falls on a Saturday, Sunday or legal holiday.

Saturday, Sunday or legal holiday.

Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: July 01, 2010 ASSIGNEE OF MORTGAGEE: U.S. BANK NATIONAL ASSOCIATION, AS TRUSTEE ON BEHALF OF GSAA HOME EQUITY TRUST 2007-1 Wilford & Geske, P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 007368F02 NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for August 13, 2010 at 10:00 AM has been postponed to September 02, 2010 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State.

DATED: August 13, 2010 ASSIGNEE OF MORTGAGEE: U.S. BANK NATIONAL ASSOCIATION, AS TRUSTEE ON BEHALF OF GSAA HOME EQUITY TRUST 2007-1 NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for September 02, 2010 at 10:00 AM has been postponed to October 04, 2010 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State.

DATED: September 02, 2010 ASSIGNEE OF MORTGAGEE: U.S. BANK NATIONAL ASSOCIATION, AS TRUSTEE ON BEHALF OF GSAA HOME EQUITY TRUST 2007-1 NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for October 04, 2010 at 10:00 AM has been postponed to October 22, 2010 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State.

DATED: October 04, 2010 ASSIGNEE OF MORTGAGEE: U.S. BANK NATIONAL ASSOCIATION, AS TRUSTEE ON BEHALF OF GSAA HOME EQUITY TRUST 2007-1 NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for October 22, 2010 at 10:00 AM has been postponed to November 03, 2010 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State.

DATED: October 22, 2010 ASSIGNEE OF MORTGAGEE: U.S. BANK NATIONAL ASSOCIATION, AS TRUSTEE ON BEHALF OF GSAA HOME EQUITY TRUST 2007-1 NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for November 03, 2010 at 10:00 AM has been postponed to December 07, 2010 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State.

DATED: November 03, 2010 ASSIGNEE OF MORTGAGEE: U.S. BANK NATIONAL ASSOCIATION, AS TRUSTEE ON BEHALF OF GSAA HOME EQUITY TRUST 2007-1 NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for December 07, 2010 at 10:00 AM has been postponed to January 06, 2011 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State.

DATED: December 07, 2010 ASSIGNEE OF MORTGAGEE: U.S. BANK NATIONAL ASSOCIATION, AS TRUSTEE ON BEHALF OF GSAA HOME EQUITY TRUST 2007-1 NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for January 06, 2011 at 10:00 AM has been postponed to February 03, 2011 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State.

DATED: January 06, 2011 ASSIGNEE OF MORTGAGEE: U.S. BANK NATIONAL ASSOCIATION, AS TRUSTEE ON BEHALF OF GSAA HOME EQUITY TRUST 2007-1 NOTICE OF POSTPONEMENT OF

NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for February 03, 2011 at 10:00 AM has been postponed to March 07, 2011 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State.

DATED: February 03, 2011 ASSIGNEE OF MORTGAGEE: U.S. BANK NATIONAL ASSOCIATION, AS TRUSTEE ON BEHALF OF GSAA HOME EQUITY TRUST 2007-1 NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for March 07, 2011 at 10:00 AM has been postponed to April 07, 2011 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State.

DATED: March 07, 2011 ASSIGNEE OF MORTGAGEE: U.S. BANK NATIONAL ASSOCIATION, AS TRUSTEE ON BEHALF OF GSAA HOME EQUITY TRUST 2007-1 NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for April 07, 2011 at 10:00 AM has been postponed to May 10, 2011 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State.

DATED: April 07, 2011 ASSIGNEE OF MORTGAGEE: U.S. BANK NATIONAL ASSOCIATION, AS TRUSTEE ON BEHALF OF GSAA HOME EQUITY TRUST 2007-1 Wilford & Geske, P.A. Attorneys for Assignee Of Mortgagee: Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 007368F02 2561544 4/7/11

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: December 19, 2005 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $135,100.00 MORTGAGOR(S): Audrey J Geissinger a single person MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded: February 08, 2006 Dakota County Recorder Document Number: 2404311 ASSIGNMENTS OF MORTGAGE: And assigned to: The Bank of New York Mellon FKA The Bank of New York, as Trustee for the Certificateholders CWMBS, Inc., CHL Mortgage Pass-Through Trust 2006-HYB 1 Mortgage Pass-Through Ceritificates, Series 2006-HYB1 Dated: May 27, 2010 Recorded: May 28, 2010 Dakota County Recorder Document Number: 2732591 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100024200010992788 Lender or Broker: American Home Mortgage Residential Mortgage Servicer: BAC Home Loans Servicing, L.P. Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 1329 Sibley St, Hastings, MN 55033-2827 Tax Parcel ID Number: 19.77300.270.03 LEGAL DESCRIPTION OF PROPERTY: Lot 27, Block 3, Tripps Addition to Hastings, Dakota County Minnesota AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $162,099.80 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: July 16, 2010 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns.

If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on January 16, 2011, or the next business day if January 16, 2011 falls on a Saturday, Sunday or legal holiday.

Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE

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DAKOTA COUNTY TRIBUNE BUSINESS WEEKLY April 7, 2011

USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: June 03, 2010 ASSIGNEE OF MORTGAGEE: The Bank of New York Mellon FKA The Bank of New York, as Trustee for the Certificateholders CWMBS, Inc., CHL Mortgage Pass-Through Trust 2006-HYB 1 Mortgage Pass-Through Ceritificates, Series 2006-HYB1 Wilford & Geske, P.A. Attorneys for Assignee of Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 006519F03 NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for July 16, 2010 at 10:00 AM has been postponed to August 12, 2010 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State.

DATED: July 16, 2010 ASSIGNEE OF MORTGAGEE: The Bank of New York Mellon FKA The Bank of New York, as Trustee for the Certificateholders CWMBS, Inc., CHL Mortgage Pass-Through Trust 2006-HYB 1 Mortgage Pass-Through Ceritificates, Series 2006-HYB1 NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for August 12, 2010 at 10:00 AM has been postponed to September 02, 2010 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State.

DATED: August 12, 2010 ASSIGNEE OF MORTGAGEE: The Bank of New York Mellon FKA The Bank of New York, as Trustee for the Certificateholders CWMBS, Inc., CHL Mortgage Pass-Through Trust 2006-HYB 1 Mortgage Pass-Through Ceritificates, Series 2006-HYB1 NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for September 02, 2010 at 10:00 AM has been postponed to September 23, 2010 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State.

DATED: September 02, 2010 ASSIGNEE OF MORTGAGEE: The Bank of New York Mellon FKA The Bank of New York, as Trustee for the Certificateholders CWMBS, Inc., CHL Mortgage Pass-Through Trust 2006-HYB 1 Mortgage Pass-Through Ceritificates, Series 2006-HYB1 NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for September 23, 2010 at 10:00 AM has been postponed to December 22, 2010 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State.

DATED: September 23, 2010 ASSIGNEE OF MORTGAGEE: The Bank of New York Mellon FKA The Bank of New York, as Trustee for the Certificateholders CWMBS, Inc., CHL Mortgage Pass-Through Trust 2006-HYB 1 Mortgage Pass-Through Ceritificates, Series 2006-HYB1 NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for December 22, 2010 at 10:00 AM has been postponed to January 25, 2011 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State.

DATED: December 22, 2010 ASSIGNEE OF MORTGAGEE: The Bank of New York Mellon FKA The Bank of New York, as Trustee for the Certificateholders CWMBS, Inc., CHL Mortgage Pass-Through Trust 2006-HYB 1 Mortgage Pass-Through Ceritificates, Series 2006-HYB1 NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for January 25, 2011 at 10:00 AM has been postponed to February 15, 2011 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State.

DATED: January 25, 2011 ASSIGNEE OF MORTGAGEE: The Bank of New York Mellon FKA The Bank of New York, as Trustee for the Certificateholders CWMBS, Inc., CHL Mortgage Pass-Through Trust 2006-HYB 1 Mortgage Pass-Through Ceritificates, Series 2006-HYB1

NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for February 15, 2011 at 10:00 AM has been postponed to March 07, 2011 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State.

DATED: February 15, 2011 ASSIGNEE OF MORTGAGEE: The Bank of New York Mellon FKA The Bank of New York, as Trustee for the Certificateholders CWMBS, Inc., CHL Mortgage Pass-Through Trust 2006-HYB 1 Mortgage Pass-Through Ceritificates, Series 2006-HYB1 NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for March 07, 2011 at 10:00 AM has been postponed to April 07, 2011 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State.

DATED: March 07, 2011 ASSIGNEE OF MORTGAGEE: The Bank of New York Mellon FKA The Bank of New York, as Trustee for the Certificateholders CWMBS, Inc., CHL Mortgage Pass-Through Trust 2006-HYB 1 Mortgage Pass-Through Ceritificates, Series 2006-HYB1 NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for April 07, 2011 at 10:00 AM has been postponed to May 04, 2011 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State.

DATED: April 07, 2011 ASSIGNEE OF MORTGAGEE: The Bank of New York Mellon FKA The Bank of New York, as Trustee for the Certificateholders CWMBS, Inc., CHL Mortgage Pass-Through Trust 2006-HYB 1 Mortgage Pass-Through Ceritificates, Series 2006-HYB1 Wilford & Geske, P.A. Attorneys for Assignee Of Mortgagee: Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 006519F03 2561344 4/7/11

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: March 12, 2004 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $152,500.00 MORTGAGOR(S): Lori M. Johnson, single woman MORTGAGEE: Bank of America, N.A. DATE AND PLACE OF RECORDING: Recorded: April 07, 2004 Dakota County Recorder Document Number: 2192293 Transaction Agent: Not Applicable Transaction Agent Mortgage Identification Number: Not Applicable Lender or Broker: Bank of America, N.A. Residential Mortgage Servicer: BAC Home Loans Servicing, L.P. Mortgage Originator: Not Applicable COUNTY IN WHICH PROPERTY IS LOCATED: Dakota Property Address: 1643 City View Dr # 11, Eagan, MN 55121-1701 Tax Parcel ID Number: 10-41300-011-07 LEGAL DESCRIPTION OF PROPERTY: Unit 11, Common Interest Community Number 347, a Planned Community, Valley Ridge Townhomes, Dakota County, Minnesota.

AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $146,280.68 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: May 14, 2010 at 10:00 AM PLACE OF SALE: Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns.

If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on November 14, 2010, or the next business day if November 14, 2010 falls on a Saturday, Sunday or legal holiday.

Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT

AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: April 01, 2010 MORTGAGEE: Bankof America, N.A. Wilford & Geske, P.A. Attorneys for Mortgagee Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 012634F01 NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for May 14, 2010 at 10:00 AM has been postponed to June 03, 2010 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State.

DATED: May 14, 2010 MORTGAGEE: Bank of America, N.A. NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for June 03, 2010 at 10:00 AM has been postponed to June 17, 2010 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State.

DATED: June 03, 2010 MORTGAGEE: Bank of America, N.A. NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for June 17, 2010 at 10:00 AM has been postponed to July 02, 2010 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State.

DATED: June 17, 2010 MORTGAGEE: Bank of America, N.A. NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for July 02, 2010 at 10:00 AM has been postponed to July 29, 2010 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State.

DATED: July 02, 2010 MORTGAGEE: Bank of America, N.A. NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for July 29, 2010 at 10:00 AM has been postponed to August 20, 2010 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State.

DATED: July 29, 2010 MORTGAGEE: Bank of America, N.A. NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for August 20, 2010 at 10:00 AM has been postponed to September 10, 2010 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State.

DATED: August 20, 2010 MORTGAGEE: Bank of America, N.A. NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for September 10, 2010 at 10:00 AM has been postponed to October 01, 2010 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State.

DATED: September 10, 2010 MORTGAGEE: Bank of America, N.A. NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for October 01, 2010 at 10:00 AM has been postponed to October 22, 2010 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State.

DATED: October 01, 2010 MORTGAGEE: Bank of America, N.A. NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for October 22, 2010 at 10:00 AM has been postponed to November 03, 2010 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State.

DATED: October 22, 2010 MORTGAGEE: Bank of America, N.A. NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for November 03, 2010 at 10:00 AM has been postponed to December 03, 2010 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State.

DATED: November 03, 2010 MORTGAGEE: Bank of America, N.A. NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for December 03, 2010 at 10:00 AM has been postponed to January 06, 2011 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State.

DATED: December 03, 2010 MORTGAGEE: Bank of America, N.A. NOTICE OF POSTPONEMENT OF

MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for January 06, 2011 at 10:00 AM has been postponed to January 24, 2011 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State.

DATED: January 06, 2011 MORTGAGEE: Bank of America, N.A. NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for January 24, 2011 at 10:00 AM has been postponed to February 15, 2011 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State.

DATED: January 24, 2011 MORTGAGEE: Bank of America, N.A. NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE

The above referenced sale scheduled for February 15, 2011 at 10:00 AM has been postponed to March 23, 2011 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State.

DATED: February 15, 2011 MORTGAGEE: Bank of America, N.A. NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for March 23, 2011 at 10:00 AM has been postponed to April 07, 2011 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State.

DATED: March 23, 2011 MORTGAGEE: Bank of America, N.A. NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled

35A

for April 07, 2011 at 10:00 AM has been postponed to May 10, 2011 at 10:00 AM in the Dakota County Law Enforcement Center, 1580 Highway 55, Lobby S-100, Hastings, Minnesota in said County and State.

DATED: April 07, 2011 MORTGAGEE: Bank of America, N.A. Wilford & Geske, P.A. Attorneys for Mortgagee: Lawrence A. Wilford James A. Geske 8425 Seasons Parkway, Suite 105 Woodbury, MN 55125-4393 (651) 209-3300 File Number: 012634F01 2557763 4/7/11

Books Calendar Burnhaven Library 1101 W. County Road 42, Burnsville, (952) 891-0300 Burnhaven Library is closed through late April for remodeling.

Farmington Library 508 Third St., Farmington (651) 438-0250 Teen Advisory Group from 6 to 7 p.m. Monday, April 11.

Dance Dance Revolution and Wii games for teens from 3:30 to 4:30 p.m. Tuesday, April 12.

Internet Basics for adults from 6 to 8 p.m. Tuesday, April 12. Registration required.

Maintain Your Brain for adults from 10:30 a.m. to noon Thursday, April 14. Learn how our brains work and change with age, how the heart and brain are connected, and how social and emotional health affect the brain.

Presented by the Alzheimerâ&#x20AC;&#x2122;s Association.

Storytime for all ages from 10:30 to 11 a.m. Friday, April 15.

Know Your Library open house from 10 a.m. to noon Saturday, April 16. Celebrate National Library Week with an open house at the Farmington Library for technology demonstrations, refreshments and more.

Wagginâ&#x20AC;&#x2122; Tales for ages 5-10 from 10:30 to 11:30 a.m. Saturday, April 16. Read aloud to a therapy dog.

Galaxie Library 14955 Galaxie Ave. Apple Valley, (952) 891-7045 Volunteer Income Tax Assistance (VITA) from 10 a.m. to 1:30 p.m. Saturday, April 9, and from 2 to 6:30 p.m. Tuesday, April 12. Tax preparation for those who earn less than $49,000 per year. Translators in Hmong and Spanish will be

available.

Baby Storytime for babies up to 24 months and their caregivers from 9:30 to 10:15 a.m., 10:30 to 11:15 a.m., or 6:30 to 7:15 p.m. Mondays, April 11, 18 and 25.

Storytime for ages 4-6 from 10:30 to 11 a.m. Tuesdays, April 12 and 19.

Storytime for ages 2-3 from 10:15 to 10:45 a.m. Fridays, April 15 and 22.

Wagginâ&#x20AC;&#x2122; Tales for ages 5-10 from 10:30 to 11:30 a.m. Saturday, April 16. Read aloud to a therapy dog.

Teen Job Fair from noon to 3 p.m. Saturday, April 16.

Technology Club for ages 8-14 from 2 to 3:30 p.m. Saturday, April 16.

Heritage Library 20085 Heritage Drive Lakeville, (952) 891-0360 Baby Storytime for babies up to 24 months and their caregivers from 10:30 to 11:15 a.m.

Monday, April 11.

Iâ&#x20AC;&#x2122;m a Poet workshop for ages 6-12 from 4 to 5 p.m. Tuesday, April 12. Create poems in a variety of styles in this guided writing workshop.

Storytime for ages 2-3 at 10:30 a.m. Wednesdays, April 13, 20 and 27.

El Dia de Los Ninos/El Dia de Los Libros for all ages from 1 to 3 p.m. Saturday, April 16.

Stories, music, crafts, food, free books for children, and a piĂąata will fill the afternoon. A Minnesota Legacy program.

Robert Trail Library 14395 S. Robert Trail Rosemount, (651) 480-1210 Storytime for all ages from 10:30 to 11:15 a.m. Thursdays, April 14, 21 and 28.

Anime/Manga for teens from 3 to 5 p.m. Thursday, April 14.

Savage Library 13090 Alabama Ave. S.E., Savage, (952) 707-1770 Preschool Storytime for ages 3-6 at 10:30 a.m. Monday and Tuesday, April 11 and 12.

Theme is Hats.

Toddler Storytime at 10:30 a.m. Mondays and Tuesdays, April 4-26. No registration required.

Wescott Library 1340 Wescott Road, Eagan (651) 450-2900 Wagginâ&#x20AC;&#x2122; Tales for ages 5-10 from 10 to 11:30 a.m. Saturday, April 9. Read aloud to a therapy dog.

Teen Advisory Group from 3 to 4 p.m. Saturday, April 9.

Teen Writers Group from 4 to 5:30 p.m. Mondays, April 11 and 25.

Storytime for ages 2-3 from 10:15 to 10:45 a.m. or 11 to 11:30 a.m. Tuesdays, April 12, 19 and 26.

Baby Storytime for babies up to 24 months and their caregivers from 10:30 to 11:15 a.m.

Thursdays, April 14, 21 and 28.

Storytime for ages 4-6 from 10:30 to 11 a.m. Fridays, April 15, 22 and 29.

Storytime for all ages from 4 to 4:30 p.m. Fridays, April 15, 22 and 29.

Barnes & Noble 14880 Florence Trail Apple Valley, (952) 997-8928 Flight attendant Gregg Proteaux, author of â&#x20AC;&#x153;Attitudes at Every Altitude,â&#x20AC;? will share some of his experiences and sign copies of his book from 1 to 3 p.m.

Saturday, April 9.

Music Calendar and Grill, 4851 W. 123rd St., Savage, (952) 846-4513.

Big Bob and the Highrollers, Smithtown, 9:30 p.m., McKBogartâ&#x20AC;&#x2122;s Nightclub, 14917 Garrett rackenâ&#x20AC;&#x2122;s Pub, 3120 W. Highway Ave., Apple Valley, (952) 432- 13, Burnsville, (952) 277-0197.

1515.

Nikki & Ben, 7:30 to 10 p.m., The Whatnots, 9:30 p.m., Jo Joâ&#x20AC;&#x2122;s Rise & Wine, 12501 NicolNeisenâ&#x20AC;&#x2122;s Sports Bar and Grill, let Ave., Suite 100, Burnsville, 4851 W. 123rd St., Savage, (952) (952) 736-3001.

846-4513.

Chris Lawrence, 9 p.m. to Carey Langer, 7:30 to 10 12:30 a.m., Rudyâ&#x20AC;&#x2122;s Redeye Grill, p.m., Jo Joâ&#x20AC;&#x2122;s Rise & Wine, 12501 20800 Kenrick Ave., Lakeville, Nicollet Ave., Suite 100, Burns- (952) 469-0711. ville, (952) 736-3001.

The Fu-Ga-We Tribe, 8 p.m.

Smokescreen, Babeâ&#x20AC;&#x2122;s Music to 12 a.m., The Ugly Mug Coffee, Bar, 20685 Holyoke Ave., Lakev- Bar and Grill, 18450 Pilot Knob ille, (952) 469-5200.

Road, Farmington, (651) 463Dirty Word, 9:30 p.m., McK- 6844. rackenâ&#x20AC;&#x2122;s Pub, 3120 W. Highway 13, Burnsville, (952) 277-0197.

Cain, Primetime Sports Bar & Unhinged, Primetime Sports Grill, 14103 Irving Ave. S., BurnsBar & Grill, 14103 Irving Ave. S., ville, (952) 435-6111.

Timothy Howe, 9 p.m. to Burnsville, (952) 435-6111.

12:30 a.m., Rudyâ&#x20AC;&#x2122;s Redeye Grill, 20800 Kenrick Ave., Lakeville, (952) 469-0711.

Bluegrass Pals, 7 to 9 p.m., Vezuveuz, 8 p.m. to 12 a.m., Celtâ&#x20AC;&#x2122;s Irish Pub and Grill, 14506 The Ugly Mug Coffee, Bar and S. Robert Trail, Rosemount, (651) Grill, 18450 Pilot Knob Road, 322-7995.

Farmington, (651) 463-6844.

Jimmy and the Band of

Friday, April 8

Wednesday, April 13

Thursday, April 14

Souls, 9 p.m., Neisenâ&#x20AC;&#x2122;s Sports Bar and Grill, 4851 W. 123rd St., Life Tragic (front), Aultimate Savage, (952) 846-4513.

Dirty Word, 9:30 p.m., McKOzzy and Dark Horse (back), 9:30 p.m., Neisenâ&#x20AC;&#x2122;s Sports Bar rackenâ&#x20AC;&#x2122;s Pub, 3120 W. Highway 13, Burnsville, (952) 277-0197.

Saturday, April 9

Friday, April 15 Audio Circus, Bogartâ&#x20AC;&#x2122;s Nightclub, 14917 Garrett Ave., Apple Valley, (952) 432-1515.

Sum of All (front), So Big (back), 9:30 p.m., Neisenâ&#x20AC;&#x2122;s Sports Bar and Grill, 4851 W. 123rd St., Savage, (952) 8464513.

Good for Gary, 9:30 p.m., McKrackenâ&#x20AC;&#x2122;s Pub, 3120 W. Highway 13, Burnsville, (952) 2770197.

Willie August, 7:30 to 10 p.m., Jo Joâ&#x20AC;&#x2122;s Rise & Wine, 12501 Nicollet Ave., Suite 100, Burnsville, (952) 736-3001.

Boss Grant & the Johnny Cash Revue, Babeâ&#x20AC;&#x2122;s Music Bar, 20685 Holyoke Ave., Lakeville, (952) 469-5200.

Zed Leppelin (Tribute to Led Zeppelin), Primetime Sports Bar & Grill, 14103 Irving Ave. S., Burnsville, (952) 435-6111.

Dave Hudson, 9 p.m. to 12:30 a.m., Rudyâ&#x20AC;&#x2122;s Redeye Grill, 20800 Kenrick Ave., Lakeville, (952) 469-0711.

Ace, 8 p.m. to 12 a.m., The Ugly Mug Coffee, Bar and Grill, 18450 Pilot Knob Road, Farmington, (651) 463-6844.

36A

April 7, 2011 DAKOTA COUNTY TRIBUNE BUSINESS WEEKLY

Wilms from Page 1A

growing up who influenced me in ways that would affect who I am today: one elementary teacher and two high school teachers.

That question is even more important today because teachers are under constant attack. If I had a dime for every time I heard a politician or pundit rip a teacher, I’d be starting my own social media company.

Amid the rhetorical battles of our modern era, we have to remember that at the end of the day these people we pay to educate our children often inspire them to do great things in life.

Two of my high school teachers had huge impacts on me. Maureen Desmond, my English teacher at

DeLaSalle High School in Minneapolis, had faith in my creative writing abilities. She signed me up for writing conferences and submitted my work for consideration at invitational readings. She never ceased to encourage me when I was on the right path and offer me constructive criticism when I was veering down the wrong one.

Perhaps one of Desmond’s enduring legacies (in addition to her love for Elvis) was the writing conference I attended with her that resulted in Philip K. Dick’s biographer praising my work profusely. I will cherish that day forever.

My religion and ethics teacher, Brother David Barth, instilled in me a curiosity about the global impact of his subject matter in

a way that occupies my existence even today. Students who have taken his courses will tell you that they will forever carry with them the inspiration of that man.

When my fourth-grade self was getting into fights with other kids, punctuated with weekly visits to the principal’s office and followed by threats of suspension, Ms. McCollister took the time to cultivate my creative curiosity in constructive ways that ensured my academic (and therefore intellectual) success for years to come.

There are several more I could name, including Mark Capecchi, the musical genius and father to all who was my band teacher.

Back in Lakeville, Benson remembers Wilms well.

“In high school he was a successful guy, both academically and socially,” she said, “but he would never toot his own horn.”

At that time, Wilms was into computers but did not have the formalized interest in software engineering he would later develop at the University of Minnesota.

He was the sports editor of what was then Lakeville High School’s newspaper. For two years, Benson taught him journalism and was his faculty adviser on the newspaper. She said his quick mind and ability to see the world from a bigpicture perspective gave her insight into the type of man he would become.

“Kurt didn’t respond to stress by getting frustrated,” Benson said. “He was the kind of guy who figured out how to get the job done.”

The inspiration can go both ways. After all, people often get into teaching because they derive an intrinsic sense of accomplishment from helping students succeed.

Photo submitted

Fflick’s technology converts Tweets about movies into positive or negative ratings. For example, if you Tweet that “Black Swan” was the worst movie you’ve ever seen or that “Plan 9 from Outer Space” is the best, the software converts that into data that consumers and corporations alike can use when making decisions. This is called “sentiment analysis,” the type of market research that companies so value in the 21st Century.

“To have someone like Kurt contact me 10 years later and say ‘You inspired me to do well and try my hardest’ is better than any paycheck I could ever receive,” Benson said. “Ever.”

So think about Wilms and Benson during the next Teacher Derision Hour.

After all, Gates, Facebook founder Mark Zuckerberg and Wilms had to start somewhere.

Aaron Vehling is the Lakeville Editor for Thisweek Newspapers. His e-mail is aaron.vehling@ ecm-inc.com.

What’s your ‘Forte’?

New Lakeville fine arts academy seeks to fill the void left by public school budget cuts

by Aaron Vehling DAKOTA COUNTY TRIBUNE

A new arts academy opens soon in Lakeville, just in time to capture those students affected by District 194’s budget cuts.

Forte Fine Arts Academy, which for now will be housed in St. John’s Lutheran Church, will offer students of all ages instruction in art, drama and music.

“It’s been a dream of mine for years to do something like this,” said Joy Afdahl, the former public school music teacher who founded Forte this year.

Afdahl, who has children in the Lakeville public school system, said the cuts to music and art had a pro-

found effect on her family.

“My oldest daughter cried,” said Afdahl, who will teach saxophone and piano at Forte, in addition to being its founder.

Classes are taught by a cadre of teachers with years of experience and a profound array of talents, she said.

Students can take classes in such musical instruments as piano, voice, strings, saxophone, flute and guitar; or in visual arts and theater.

This fall, the program will offer scholarships, Afdahl said.

“We do not want this only to be for families who can afford it,” she said.

The teachers’ salaries are funded by the tuition stu-

dents pay, in addition to fundraisers, grants and donations.

The organization, Afdahl said, is working on efforts to become a 501(c)(3) nonprofit.

There will be classes available to all ages. Afdahl said grandparents will be able to take classes with their grandchildren.

“We will train them to have a lifelong love of music,” Afdahl said, “and teach them how to incorporate all these fine arts into their lives.”

To register, go to www. fortefinearts.org.

Submitted photo

Aaron Vehling is at aaron. vehling@ecm-inc.com

Forte Fine Arts Academy in Lakeville will open this year, offering students of all ages the opportunity to expand their knowledge in music, visual arts and theater.